A Helpful Overview Of All Your Digital Property & Digital Assets

Digital property (or digital assets) can be understood as any information about you or created by you that exists in digital form, either online or on an electronic storage device, including the information necessary to access the digital asset. All of your digital property comprises what is known as your digital estate. What Is Digital Property? For the purposes of digital estate planning, digital property can be broken down into three main categories: Personal digital property Personal digital property with monetary value Digital business property Personal Digital Property Personal digital property includes: Computing hardware, such as computers, external hard drives or flash drives, tablets, smartphones, digital music players, e-readers, digital cameras, and other digital devices Any information or data that is stored electronically, whether stored online, in the cloud, or on a physical device Any online accounts, such as email and communications accounts, social media accounts, shopping accounts, photo and video …

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Will Net Neutrality Impact Financial Planning?

Will Net Neutrality Impact Financial Planning? Perspectives from a Financial Advisor: You’re probably tired of hearing about, talking about and thinking about Net Neutrality. And I suspect your opinions on this topic are along ideological lines. But from my perspective as a financial advisor, the idea of repealing Net Neutrality is worrisome. Let me explain. As most know, “Net Neutrality” is the basic principle that prohibits internet service providers (like AT&T, Comcast or Verizon) from slowing down, speeding up or completely blocking content, websites or web-based applications you and I want to use. Let’s Ignore the Free Speech Issue for a Second I don’t want to get into a divisive discussion about whether Net Neutrality enables and protects free speech. Nor do I want to debate how much Net Neutrality will devastate certain communities that cannot afford to pay. And I don’t want to get into an argument about whether …

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Top 10 Financial Predictions for 2018

Top 10 Predictions for 2018: From Pretty-Darn-Certain to Absolutely Guaranteed This time last year, we were dealing with the UK voting to break away from the European Union (which no one predicted), a Presidential election (which no one predicted) and market experts calling for 2017 to be a year where the bears returned. So, in the spirit of making predictions that will actually come true, here are the Top Ten for 2018 – delivered in order of certainty. In other words, Prediction #10 is pretty-darn-certain to happen while Prediction #1 is absolutely guaranteed. 10. Volatility Will Increase The market’s favorite gauge of volatility, the Chicago Board Option Exchange’s Volatility Index (called the “VIX”) hit an all-time low in November, hitting 9.14, resulting in a 17% decline in 2017. Given the current market environment, a new tax bill, rising interest rates, fluctuating currencies, moving oil prices and more, few will predict …

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