Employees Question Making Right Health Plan Choice on Their Own

Employees Question Making Right Health Plan Choice on Their Own

Having a choice of several health plans is important to workers, according to an Employee Benefit Research Institute (EBRI) study, “Views on Employment-Based Health Benefits: Findings from the 2014 Health and Voluntary Workplace Benefits Survey.” Although the research revealed most employees would like more choices than they currently have, the majority (85%) reported they believe their unions or employers selected the best health plan available. “But they are not as confident in their ability to choose the best available plan if their employers or unions did, in fact, stop offering coverage,” Paul Fronstin, director of EBRI’s Health Research and Education Program, pointed out. Surveyed employees indicated they weren’t highly comfortable using a rating system to choose health insurance on their own. They also expressed doubt that a rating system could help them decide on the best health insurance. When workers do choose between offered plans, the cost of premiums and …

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Lose That Belly Fat

Lose That Belly Fat

Call it what you will – a beer belly, love handles or simply a chubby tummy – extra weight around the middle is a common problem. Are you hoping you can get rid of your “spare tire” before swimsuit season arrives? While vanity can be great motivation, here’s a far more pressing reason to take steps now to lose that excess abdominal fat – your health. Dangers From too Much fat Around Your Waist As your waistline expands, your health risks soar, too. In recent years, scientists have discovered why. It turns out that abdominal fat, technically known as visceral fat, is far more damaging to wellness than subcutaneous fat, the kind right under the skin that you can grasp with your hand. Visceral fat forms deep within the abdominal cavity, creating pads of fat in the spaces between abdominal organs and causing your waist to expand. Research has shown …

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