How to Educate Employees Getting Health Insurance For The First Time

How to Educate Employees Who Are Getting  Health Insurance For The First Time

As a result of the Affordable Care Act — also known as “Obamacare” or the ACA — many people are now getting health insurance for the first time. If your company has extended health insurance to employees who’ve never had it before, you’ll be working with people who need to learn the basics. Here’s how to educate them about their new coverage. Remind Them About Compliance “The ACA is packed with rules and regulations, and employers should let employees know that the company is compliant with the health care reform law,” says Jeannie Wilcox, assistant vice president and director of communications at the Lockton Cos. That’s important because non-compliant employers are subject to fines, and employees without health insurance may face fees. Communicate Before Open Enrollment “As with employees who have had insurance before, it’s important to hold introductory meetings before open enrollment to outline plan basics,” says HR expert Jennifer Brown. She recommends holding an in-person or online …

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How To Create A Competitive Benefits Package

How To Create A Competitive Benefits Package

As the war for top talent heats up, companies will have to work harder to recruit and retain the most desirable new hires. A strong benefits package can make the difference for job candidates trying to decide between your company and your competitor. But do you know what it takes to create a competitive benefits package? Do Your Homework Creating a competitive benefits package starts with information gathering: Survey your current employees to see if you’re offering the kind of benefits they want. Research your industry and competitors to find out what types of benefit offerings you’re up against. Look at your company culture and staffing needs to determine what kinds of employees you want to hire. Then explore what type of benefits those types of candidates are looking for. “Your benefits broker is a good place to start looking for information on what your competitors might be offering,” says Chris Costello, principal and founder of …

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Explaining Disability Benefits: Research Shows HR Needs To Do More

Explaining Disability Benefits: Research Shows HR Needs To Do More

If your organization offers disability insurance, what do your employees actually know about these benefits? The answer could be “far less than you think.” Two recent studies indicate that many human resource (HR) departments need to do a better job explaining disability insurance. While thorough information about health insurance and retirement plans is typically provided to employees, it appears that getting the facts about disability benefits to workers may receive less attention. According to a study from the Council for Disability Awareness (CDA), HR professionals generally do have a good understanding of the causes of disability. That indicates they should be able to provide clear and useful information about disability insurance to their employees – however, they aren’t necessarily doing this. For example, a survey conducted by the Consumer Federation of America (CFA) and Unum (a leading provider of disability benefits) last spring found that 88% of people who had received disability benefits felt their employers did not communicate important …

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Flexibility Bias: What HR Leaders Need to Know

Flexibility Bias: What HR Leaders Need to Know

What happens when employees need a flexible work schedule, often in response to childcare needs? While it’s not uncommon for workers to arrange a telecommuting or flex time schedule with their employers, there can be a significant downside – flexibility bias. This phenomenon, involving prejudice and resentment from co-workers and even managers towards employees who need a flexible schedule, isn’t new. However, its impact may be more pervasive and damaging than many employees and employers realize. A case in point: Researchers at Rice University and the University of California, San Diego, polled 266 faculty members at a top-ranked university about attitudes towards parents of young children who had flexible work schedules. The results, recently published in the journal Work and Occupations, show flexibility bias is a problem even in a university setting where flexible schedules are more common – and this prejudice can not only harm a worker’s career, but it can also negatively impact an organization’s bottom line. While the study …

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What Your Company Needs To Know About Offering Paternity Leave

What Your Company Needs To Know About Offering Paternity Leave

In 2014, the U.S. Equal Employment Opportunity Commission (EEOC) released guidelines on pregnancy discrimination and related issues, including paternity leave. The regulations specify that the same bonding time must be given to new fathers as is given to new mothers. Specifically, the EEOC regulation states: For purposes of determining Title VII’s requirements, employers should carefully distinguish between leave related to any physical limitations imposed by pregnancy or childbirth (described in this document as pregnancy-related medical leave) and leave for purposes of bonding with a child and/or providing care for a child (described in this document as parental leave). Leave related to pregnancy, childbirth or related medical conditions can be limited to women affected by those conditions. However, parental leave must be provided to similarly situated men and women on the same terms. If, for example, an employer extends leave to new mothers beyond the period of recuperation from childbirth (e.g. to provide the mothers time to bond with and/or care …

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