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| This section contains various forward-looking
statements and information that are based on Analyst beliefs,
as well as assumptions made by the Analysts. Such statements
are subject to various risks, uncertainties and other factors
which could cause actual results to vary materially from those
expressed in, or implied by, the forward looking statements.
Such risks, uncertainties and other factors include the extent
to which Ebix’s new products and services can be successfully
developed and marketed, the risks associated with any future
acquisitions, and integrating recently completed acquisitions,
the willingness of independent insurance agencies to outsource
their computer and other processing needs to third parties,
possible governmental regulation and/or other adverse consequences
resulting from negative perception of the outsourcing of business
processes to foreign countries, Ebix's ability to continue to
develop new products to effectively address market needs in
an industry characterized by rapid technological change, Ebix's
ability to raise additional capital to finance future acquisitions
and meet other funding needs, Ebix's dependence on a few customers
(including one that is Ebix's largest stockholder), Ebix's dependence
on the insurance industry, the highly competitive and rapidly
changing automation systems market, Ebix's ability to effectively
protect its applications software and other proprietary information,
Ebix's ability to attract and retain quality management, and
software, technical sales and other personnel, the risks of
disruption of Ebix's Internet connections or internal service
problems, the possible adverse effects of a substantial increase
in volume of traffic on Ebix's website, mainframe and other
servers, possible security breaches on the Ebix website, the
possible effects of insurance regulation on Ebix, the possible
effects of the Securities and Exchange Commission's investigation
of Ebix's financial reporting, and possible future terrorist
attacks or acts of war. Certain of these, as well as other risks,
uncertainties and other factors, are described in more detail
in Ebix's periodic filings with the Securities and Exchange
Commission, including Ebix's quarterly report on Form 10-Q for
the quarter ended September 30, 2006. Except as expressly required
by the federal securities laws, Ebix undertakes no obligation
to update any such factors or any of the forward-looking statements
contained herein to reflect changed circumstances or future
events or developments or for any other reason. |
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