Absence Management LX

Our Absence Management solution includes the following:

Short-Term Disability (STD)
Long-Term Disability (LTD)

The STD and LTD blocks both provide eligibility, billing and remittance of claims, integrated document scanning and storage, and remote real-time access. You also get the full, underlying power of LuminX business applications, including:

• Online enrollment capabilities: Allow participants access via the Web during open enrollment and as life events occur.
• Administrative and financial capabilities: Can integrate with or serve as your base accounting program.
• Comprehensive and business intelligence capabilities: Allow you immediate access to critical business data and analysis.

Consumer LX

Our Consumer LX solution includes the following:

Flexible Spending Accounts
Health Reimbursement Accounts/Health Savings Accounts

FSAs, HRAs and HSAs are becoming increasingly popular but can be complex to administer. Our Consumer LX Block simplifies the benefits administration process so that your customers and participants will be able to rely on accurate and timely processing of reimbursements. Eligibility, billing and remittance of claims, integrated document scanning and storage, and real-time remote access are provided. You also get the full, underlying power of LuminX business applications, including:

• Online enrollment capabilities: Allow participants access via the Web during open enrollment and as life events occur.
• Administrative and financial capabilities: Can integrate with or serve as your base accounting program.
• Comprehensive reporting and business intelligence capabilities: Allow you immediate access to critical business data and analysis.

Dental/Vision LX

The programs in our Dental/Vision LX solution handle the benefits administration for dental and vision coverage. Eligibility, billing and remittance of claims, integrated document scanning and storage, and real-time remote access are provided in each. The dental program also provides a detailed transaction history of all dental treatments for auditing claims and user-defined dental logic to determine the appropriate treatment sequence. Plus, you get the full, underlying power of LuminX business applications, including:

• Online enrollment capabilities: Allow participants access via the Web during open enrollment and as life events occur.
• Administrative and financial capabilities: Can integrate with or serve as your base accounting program.
• Comprehensive reporting and business intelligence capabilities: Allow you to see the claim at any point during the process.

Health LX

The Health LX Block handles the medical benefits administration and COBRA administration.  It is flexible enough to perform eligibility management, adjudication, billing and remittance of claims across a wide variety of health insurance plans.

COBRA  
Our COBRA program simplifies COBRA administration. It automatically produces all required notifications, tracks enrollment periods for group health continuation, and bills premium to those electing to continue their health coverage.

HIPAA
Our HIPAA software program translates incoming data in HIPAA formats into your benefits management application and, conversely, extracts your application data and translates it back into HIPAA formats using the required HIPAA code sets. It reduces costs by reducing claim processing backlogs, improving turnaround times, freeing up examiner time, reducing printing, mailing, scanning and indexing costs, and reducing/eliminating data entry errors.

All of the LuminX LX Business Blocks provide eligibility, billing and remittance of claims, integrated document scanning and storage, and real-time remote access. You also get the full, underlying power of LuminX business applications, including:

• Online enrollment capabilities: Allow participants access via the Web during open enrollment and as life events occur.
• Administrative and financial capabilities: Can integrate with or serve as your base accounting program.
• Comprehensive reporting and business intelligence capabilities: Allow you to see the claim at any point during the process.

Insurance LX

Our Insurance LX solution includes the following:

Group Life
Accidental Death and Dismemberment (AD&D)

The LuminX group life and AD&D software programs document the data necessary to track the required investigation process prior to disbursement of a death or accident benefit. Our blocks provide for the classification and storage of proof documents, such as the Death Certificate, by integrating the document image into the claim data for easy viewing and retrieval. Eligibility, billing and remittance of claims are also provided in each. Plus, you get the full, underlying power of LuminX business applications, including:

• Online enrollment capabilities:  Allow participants access via the Web during open enrollment and as life events occur.
• Administrative and financial capabilities:  Can integrate with or serve as your base accounting program.
• Comprehensive reporting and business intelligence capabilities:  Allow you to see the claim at any point during the process.