The industry's leading term insurance comparison and quoting system - VitalTerm is an accurate, reliable and flexible term insurance comparison and information system.

All the Products You Need
Compare over 500 of the industry's most popular products. View the Carrier List

Agent Time-Saving Features
Side-by-side comparisons, detailed product info, printable PDF's are just a few of the time-saving features that make it quick and easy for agents to find the right product.

• Side-by-Side Comparisons - Agents can compare product quotes or product features on one page - to quickly see how the products stack up. View Quote Comparison, View Feature Comparison. 

• Compliant Ledgers - link directly into Winflex to view/print compliant ledger with one click - must have Winflex subscription.
• Integrated Forms - get the right forms packaged together with one click - available for a minimal cost.
• Professional Report Package - save, print or email business quality PDF reports. View Sample Report
• Detailed Product and Company Information -View Sample
• Underwriting Tools - carrier-specific underwriting guidelines, plus Help-Me-Classify simplifies tobacco classes.
• Easy Quote - a quick comparison with minimal input. View Input Screen (<-hyperlink. Open in new window URL - http://www.ebixlife.com/vitalterm/quick_quote.htm)
• Filter Products Easily - filter by Guaranteed Level Period, Return of Premium, Carrier Ratings and more.
• Life Needs Calculator - Quickly assess clients' needs

Consumer Website Term Quotes
VitalTerm Classic is a dynamic term quote and information system, which can be completely customized to match your corporate website. Or, use our template to skip the designing task and get your site up and running today!

• Fully Customizable - Customization and Pricing Options
• Complete Product Control - view all products or just the ones you prefer to sell.
• Pre-Application Available - save work and time by pre-screening clients. Through our pre-application process a consumer's health status, individual information and policy details are captured and sent back to you via email through our secure web-service! This allows you to prescreen applicants, gather pertinent information and contact unknown clients before sending an application.
• Template Based - don't want to design your own? Use our pre designed template. View Fully Customized Template

Current and Reliable Data

• Data Directly from Carriers - EbixExchange obtains and verifies data directly from the carriers . We will not include a carrier in VitalTerm unless they agree to update their data. This ensures that the information is not only accurate but also current.

• The Web Means No Updating - Because VitalTerm is web-based, updates are instant and effortless. Carrier updates are added the same day we receive them. All updates are automatic, never requiring you to download or install new software when products are added and updated. You're always using the most current!