How the Smartphone Affected an Entire Generation of Kids

As someone who researches generational differences, I find one of the most frequent questions I’m asked is “What generation am I in?” If you were born before 1980, that’s a relatively easy question to answer: the Silent Generation was born between 1925 and 1945; baby boomers were born between 1946 and 1964; Gen X followed (born between 1965 and 1979). Next come millennials, born after 1980. But where do millennials end, and when does the next generation begin? Until recently, I (and many others) thought the last millennial birth year would be 1999 – today’s 18-year-olds. However, that changed a few years ago, when I started to notice big shifts in teens’ behavior and attitudes in the yearly surveys of 11 million young people that I analyze for my research. Around 2010, teens started to spend their time much differently from the generations that preceded them. Then, around 2012, sudden …

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A Helpful Overview Of All Your Digital Property & Digital Assets

Digital property (or digital assets) can be understood as any information about you or created by you that exists in digital form, either online or on an electronic storage device, including the information necessary to access the digital asset. All of your digital property comprises what is known as your digital estate. What Is Digital Property? For the purposes of digital estate planning, digital property can be broken down into three main categories: Personal digital property Personal digital property with monetary value Digital business property Personal Digital Property Personal digital property includes: Computing hardware, such as computers, external hard drives or flash drives, tablets, smartphones, digital music players, e-readers, digital cameras, and other digital devices Any information or data that is stored electronically, whether stored online, in the cloud, or on a physical device Any online accounts, such as email and communications accounts, social media accounts, shopping accounts, photo and video …

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Will Net Neutrality Impact Financial Planning?

Will Net Neutrality Impact Financial Planning? Perspectives from a Financial Advisor: You’re probably tired of hearing about, talking about and thinking about Net Neutrality. And I suspect your opinions on this topic are along ideological lines. But from my perspective as a financial advisor, the idea of repealing Net Neutrality is worrisome. Let me explain. As most know, “Net Neutrality” is the basic principle that prohibits internet service providers (like AT&T, Comcast or Verizon) from slowing down, speeding up or completely blocking content, websites or web-based applications you and I want to use. Let’s Ignore the Free Speech Issue for a Second I don’t want to get into a divisive discussion about whether Net Neutrality enables and protects free speech. Nor do I want to debate how much Net Neutrality will devastate certain communities that cannot afford to pay. And I don’t want to get into an argument about whether …

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