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742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 274.14 742.10 Td (lar) Tj ET Q q 0 0 0 rg BT 284.50 742.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 297.14 742.10 Td (accelerated ) Tj ET Q q 0 0 0 rg BT 345.29 742.10 Td (filer) Tj ET Q q 0 0 0 rg BT 361.55 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 367.24 742.10 Td (an ) Tj ET Q q 0 0 0 rg BT 379.88 742.10 Td (accelerated ) Tj ET Q q 0 0 0 rg BT 428.03 742.10 Td (filer) Tj ET Q q 0 0 0 rg BT 444.29 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 449.98 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 457.62 742.10 Td (non-accelerated ) Tj ET Q q 0 0 0 rg BT 524.10 742.10 Td (filer) Tj ET Q q 0 0 0 rg BT 540.36 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 546.06 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 557.58 742.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 730.10 Td (smaller ) Tj ET Q q 0 0 0 rg BT 73.99 730.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 113.21 730.10 Td (company) Tj ET Q q 0 0 0 rg BT 149.21 730.10 Td (. ) Tj ET Q q 0 0 0 rg BT 154.27 730.10 Td (See ) Tj ET Q q 0 0 0 rg BT 171.27 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.04 730.10 Td (definitions ) Tj ET Q q 0 0 0 rg BT 231.38 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.26 730.10 Td (lar) Tj ET Q q 0 0 0 rg BT 257.07 730.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 269.07 730.10 Td (accelerated ) Tj ET Q q 0 0 0 rg BT 316.58 730.10 Td (filer) Tj ET Q q 0 0 0 rg BT 332.83 730.10 Td (, ) Tj ET Q q 0 0 0 rg BT 342.33 730.10 Td (accelerated ) Tj ET Q q 0 0 0 rg BT 394.29 730.10 Td (filer ) Tj ET Q q 0 0 0 rg BT 417.94 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 434.93 730.10 Td (smaller ) Tj ET Q q 0 0 0 rg BT 471.37 730.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 510.58 730.10 Td (company ) Tj ET Q q 0 0 0 rg BT 554.23 730.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 718.10 Td (Rule12b-2 ) Tj ET Q q 0 0 0 rg BT 89.22 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.05 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.76 718.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 156.14 718.10 Td (Act. ) Tj ET Q q 0 0 0 rg BT 175.57 718.10 Td (\(Check ) Tj ET Q q 0 0 0 rg BT 206.95 718.10 Td (one\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.90 687.27 Td (Lar) Tj ET Q q 0 0 0 rg BT 67.60 687.27 Td (ge accelerated filer ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 146.15 685.11 cm /I12 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.00 687.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.30 687.27 Td (Accelerated filer ) Tj ET Q /GS0 gs q 8.92 0 0 10.09 263.69 685.11 cm /I13 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 687.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.45 687.27 Td (Non-accelerated filer ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 401.61 685.11 cm /I14 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 687.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.05 687.27 Td (Smaller reporting company ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 546.96 685.11 cm /I15 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.50 673.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.00 662.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.50 673.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.00 662.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.40 673.17 Td (\(Do not check if a smaller) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.90 663.17 Td (reporting company\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 662.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.50 673.17 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.00 638.10 Td (Indicate ) Tj ET Q q 0 0 0 rg BT 100.70 638.10 Td (by ) Tj ET Q q 0 0 0 rg BT 113.20 638.10 Td (check ) Tj ET Q q 0 0 0 rg BT 139.02 638.10 Td (mark ) Tj ET Q q 0 0 0 rg BT 162.06 638.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 196.77 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.49 638.10 Td (registrant ) Tj ET Q q 0 0 0 rg BT 251.75 638.10 Td (is ) Tj ET Q q 0 0 0 rg BT 260.92 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 267.86 638.10 Td (shell ) Tj ET Q q 0 0 0 rg BT 289.25 638.10 Td (company ) Tj ET Q q 0 0 0 rg BT 328.40 638.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 342.56 638.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 375.05 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 385.33 638.10 Td (Rule12b-2 ) Tj ET Q q 0 0 0 rg BT 432.54 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.37 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.09 638.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 499.46 638.10 Td (Act\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 618.10 Td (Y) Tj ET Q q 0 0 0 rg BT 48.22 618.10 Td (es ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 59.05 615.94 cm /I16 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.96 618.10 Td ( ) Tj ET Q q 0 0 0 rg BT 70.46 618.10 Td (No ) Tj ET Q /GS0 gs q 8.92 0 0 10.09 85.18 615.94 cm /I17 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.00 598.10 Td (As ) Tj ET Q q 0 0 0 rg BT 80.13 598.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.47 598.10 Td (March13, ) Tj ET Q q 0 0 0 rg BT 135.59 598.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.59 598.10 Td (, ) Tj ET Q q 0 0 0 rg BT 161.10 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 176.33 598.10 Td (number ) Tj ET Q q 0 0 0 rg BT 209.90 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.24 598.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 249.25 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 260.59 598.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 300.83 598.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 326.63 598.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 376.31 598.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.87 598.10 Td (35,262,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.87 598.10 Td (. ) Tj ET Q q 0 0 0 rg BT 444.72 598.10 Td (As ) Tj ET Q q 0 0 0 rg BT 458.85 598.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.20 598.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 506.54 598.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.54 598.10 Td ( ) Tj ET Q q 0 0 0 rg BT 529.56 598.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 548.12 598.10 Td (last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 586.10 Td (business ) Tj ET Q q 0 0 0 rg BT 78.32 586.10 Td (day ) Tj ET Q q 0 0 0 rg BT 95.19 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.96 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.60 586.10 Td (registrant) Tj ET Q q 0 0 0 rg BT 161.15 586.10 Td (s ) Tj ET Q q 0 0 0 rg BT 167.47 586.10 Td (most ) Tj ET Q q 0 0 0 rg BT 189.35 586.10 Td (recently ) Tj ET Q q 0 0 0 rg BT 223.98 586.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 268.06 586.10 Td (second ) Tj ET Q q 0 0 0 rg BT 298.26 586.10 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 322.35 586.10 Td (quarter\), ) Tj ET Q q 0 0 0 rg BT 358.93 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.58 586.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 414.87 586.10 Td (market ) Tj ET Q q 0 0 0 rg BT 445.07 586.10 Td (value ) Tj ET Q q 0 0 0 rg BT 469.15 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.92 586.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 519.57 586.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 544.78 586.10 Td (held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 574.10 Td (by ) Tj ET Q q 0 0 0 rg BT 54.31 574.10 Td (non-af) Tj ET Q q 0 0 0 rg BT 80.23 574.10 Td (filiates, ) Tj ET Q q 0 0 0 rg BT 112.26 574.10 Td (based ) Tj ET Q q 0 0 0 rg BT 137.34 574.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 159.65 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.18 574.10 Td (last ) Tj ET Q q 0 0 0 rg BT 190.38 574.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 208.24 574.10 Td (price ) Tj ET Q q 0 0 0 rg BT 230.54 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.19 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.72 574.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 283.02 574.10 Td (as ) Tj ET Q q 0 0 0 rg BT 293.66 574.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 329.29 574.10 Td (on ) Tj ET Q q 0 0 0 rg BT 341.61 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.14 574.10 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 400.12 574.10 Td (Global ) Tj ET Q q 0 0 0 rg BT 429.65 574.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 460.84 574.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 492.04 574.10 Td (on ) Tj ET Q q 0 0 0 rg BT 504.35 574.10 Td (such ) Tj ET Q q 0 0 0 rg BT 524.99 574.10 Td (date, ) Tj ET Q q 0 0 0 rg BT 546.46 574.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 562.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.74 562.10 Td ($487,396,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.74 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.72 562.10 Td (\(for ) Tj ET Q q 0 0 0 rg BT 175.69 562.10 Td (this ) Tj ET Q q 0 0 0 rg BT 192.12 562.10 Td (purpose, ) Tj ET Q q 0 0 0 rg BT 228.26 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.45 562.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 283.32 562.10 Td (has ) Tj ET Q q 0 0 0 rg BT 298.63 562.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 335.05 562.10 Td (that ) Tj ET Q q 0 0 0 rg BT 352.02 562.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 391.49 562.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 431.78 562.10 Td (of) Tj ET Q q 0 0 0 rg BT 439.93 562.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 464.12 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.54 562.10 Td (holders ) Tj ET Q q 0 0 0 rg BT 511.95 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.26 562.10 Td (more ) Tj ET Q q 0 0 0 rg BT 544.79 562.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 550.10 Td (10% ) Tj ET Q q 0 0 0 rg BT 62.83 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 73.66 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 88.38 550.10 Td (Company) Tj ET Q q 0 0 0 rg BT 130.04 550.10 Td (s ) Tj ET Q q 0 0 0 rg BT 136.43 550.10 Td (common ) Tj ET Q q 0 0 0 rg BT 173.93 550.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 197.54 550.10 Td (are ) Tj ET Q q 0 0 0 rg BT 212.24 550.10 Td (af) Tj ET Q q 0 0 0 rg BT 219.83 550.10 Td (filiates\).) Tj ET Q endstream endobj 7 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 8 0 R>> endobj 8 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.85 742.25 Td (EBIX, INC.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 200.60 730.25 Td (INDEX ) Tj ET Q q 0 0 0 rg BT 235.15 730.25 Td (T) Tj ET Q q 0 0 0 rg BT 241.64 730.25 Td (O ) Tj ET Q q 0 0 0 rg BT 251.36 730.25 Td (ANNUAL) Tj ET Q q 0 0 0 rg BT 293.59 730.25 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 330.74 730.25 Td (T) Tj ET Q q 0 0 0 rg BT 337.23 730.25 Td ( ON FORM 10-K) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 691.75 m 562.5 691.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 710.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.20 710.43 Td (Page) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 696.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.20 696.43 Td (Reference) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 289.8 680.91259765625 m 322.1388671875 680.91259765625 l s q 0 0 1 rg BT 289.80 682.48 Td (P) Tj ET Q q 0 0 1 rg BT 295.17 682.48 Td (AR) Tj ET Q q 0 0 1 rg BT 309.26 682.48 Td (T) Tj ET Q q 0 0 1 rg BT 315.75 682.48 Td ( I) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 667.9833984375 m 119.38671875 667.9833984375 l s q 0 0 1 rg BT 53.00 669.32 Td (Item1. Business) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 649.9833984375 m 141.3251953125 649.9833984375 l s q 0 0 1 rg BT 53.00 651.32 Td (Item1A. Risk Factors) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 631.9833984375 m 204.1865234375 631.9833984375 l s q 0 0 1 rg BT 53.00 633.32 Td (Item1B. Unresolved Staf) Tj ET Q q 0 0 1 rg BT 155.02 633.32 Td (f Comments) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 613.9833984375 m 124.3720703125 613.9833984375 l s q 0 0 1 rg BT 53.00 615.32 Td (Item2. Properties) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 595.9833984375 m 157.9658203125 595.9833984375 l s q 0 0 1 rg BT 53.00 597.32 Td (Item3. Legal Proceedings) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 577.9833984375 m 182.140625 577.9833984375 l s q 0 0 1 rg BT 53.00 579.32 Td (Item4. Mine Safety Disclosures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 287.85 559.91259765625 m 324.08046875 559.91259765625 l s q 0 0 1 rg BT 287.85 561.48 Td (P) Tj ET Q q 0 0 1 rg BT 293.22 561.48 Td (AR) Tj ET Q q 0 0 1 rg BT 307.31 561.48 Td (T) Tj ET Q q 0 0 1 rg BT 313.80 561.48 Td ( II) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 546.9833984375 m 463.9326171875 546.9833984375 l s q 0 0 1 rg BT 53.00 548.32 Td (Item5. Market for Registrant) Tj ET Q q 0 0 1 rg BT 173.24 548.32 Td (s Common Equity) Tj ET Q q 0 0 1 rg BT 245.38 548.32 Td (, Related Stockholder Matters and Issuer Purchases of ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 536.9833984375 m 121.5986328125 536.9833984375 l s q 0 0 1 rg BT 53.00 538.32 Td (Equity Securities) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 518.9833984375 m 178.7861328125 518.9833984375 l s q 0 0 1 rg BT 53.00 520.32 Td (Item6. Selected Financial Data) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 500.9833984375 m 442.1162109375 500.9833984375 l s q 0 0 1 rg BT 53.00 502.32 Td (Item7. Management) Tj ET Q q 0 0 1 rg BT 138.81 502.32 Td (s Discussion and ) Tj ET Q q 0 0 1 rg BT 207.98 502.32 Td (Analysis of Financial Condition and Results of Operations) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 482.9833984375 m 332.66796875 482.9833984375 l s q 0 0 1 rg BT 53.00 484.32 Td (Item7A. Quantitative and Qualitative Disclosures ) Tj ET Q q 0 0 1 rg BT 255.45 484.32 Td (About Market Risk) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 464.9833984375 m 268.7763671875 464.9833984375 l s q 0 0 1 rg BT 53.00 466.32 Td (Item8. Financial Statements and Supplementary Data) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 446.9833984375 m 442.638671875 446.9833984375 l s q 0 0 1 rg BT 53.00 448.32 Td (Item9. Changes in and Disagreements with ) Tj ET Q q 0 0 1 rg BT 229.63 448.32 Td (Accountants on ) Tj ET Q q 0 0 1 rg BT 294.06 448.32 Td (Accounting and Financial Disclosure) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 428.9833984375 m 189.3623046875 428.9833984375 l s q 0 0 1 rg BT 53.00 430.32 Td (Item9A. Controls and Procedures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 410.9833984375 m 163.52734375 410.9833984375 l s q 0 0 1 rg BT 53.00 412.32 Td (Item9B. Other Information) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 285.9 392.91259765625 m 326.0220703125 392.91259765625 l s q 0 0 1 rg BT 285.90 394.48 Td (P) Tj ET Q q 0 0 1 rg BT 291.27 394.48 Td (AR) Tj ET Q q 0 0 1 rg BT 305.36 394.48 Td (T) Tj ET Q q 0 0 1 rg BT 311.85 394.48 Td ( III) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 379.9833984375 m 316.3203125 379.9833984375 l s q 0 0 1 rg BT 53.00 381.32 Td (Item10. Directors, Executive Of) Tj ET Q q 0 0 1 rg BT 183.88 381.32 Td (ficers and Corporate Governance) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 361.9833984375 m 188.7080078125 361.9833984375 l s q 0 0 1 rg BT 53.00 363.32 Td (Item1) Tj ET Q q 0 0 1 rg BT 78.45 363.32 Td (1. Executive Compensation) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 343.0833984375 m 463.4345703125 343.0833984375 l s q 0 0 1 rg BT 53.00 344.42 Td (Item12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 333.0833984375 m 83.546875 333.0833984375 l s q 0 0 1 rg BT 53.00 334.42 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 314.9833984375 m 391.5205078125 314.9833984375 l s q 0 0 1 rg BT 53.00 316.32 Td (Item13. Certain Relationships and Related ) Tj ET Q q 0 0 1 rg BT 227.50 316.32 Td (T) Tj ET Q q 0 0 1 rg BT 233.26 316.32 Td (ransactions, and Director Independence) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 296.9833984375 m 247.1162109375 296.9833984375 l s q 0 0 1 rg BT 53.00 298.32 Td (Item14. Principal ) Tj ET Q q 0 0 1 rg BT 126.88 298.32 Td (Accountant Fees and Services) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 286.3 278.91259765625 m 325.77021484375 278.91259765625 l s q 0 0 1 rg BT 286.30 280.48 Td (P) Tj ET Q q 0 0 1 rg BT 291.67 280.48 Td (AR) Tj ET Q q 0 0 1 rg BT 305.76 280.48 Td (T) Tj ET Q q 0 0 1 rg BT 312.25 280.48 Td ( IV) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 265.9833984375 m 264.34765625 265.9833984375 l s q 0 0 1 rg BT 53.00 267.32 Td (Item15. Exhibits and Financial Statement Schedules) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 59 247.9833984375 m 101.216796875 247.9833984375 l s q 0 0 1 rg BT 59.00 249.32 Td (Signatures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 59 225.08339843750002 m 113.7119140625 225.08339843750002 l s q 0 0 1 rg BT 59.00 226.42 Td (Exhibit Index) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 59 204.08339843750002 m 104.8154296875 204.08339843750002 l s q 0 0 1 rg BT 59.00 205.42 Td (ScheduleII) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 187.32 Td (Exhibit 21.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 173.32 Td (Exhibit 23.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 159.32 Td (Exhibit 31.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 145.32 Td (Exhibit 31.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 131.32 Td (Exhibit 32.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 117.32 Td (Exhibit 32.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 103.32 Td (Exhibit 101) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 554 667.9833984375 m 559 667.9833984375 l s q 0 0 1 rg BT 554.00 669.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 554 649.9833984375 m 559 649.9833984375 l s q 0 0 1 rg BT 554.00 651.32 Td (9) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 631.9833984375 m 559 631.9833984375 l s q 0 0 1 rg BT 549.00 633.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 613.9833984375 m 559 613.9833984375 l s q 0 0 1 rg BT 549.00 615.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 595.9833984375 m 559 595.9833984375 l s q 0 0 1 rg BT 549.00 597.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 577.9833984375 m 559 577.9833984375 l s q 0 0 1 rg BT 549.00 579.32 Td (17) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 537.0833984375 m 559 537.0833984375 l s q 0 0 1 rg BT 549.00 538.42 Td (18) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 518.9833984375 m 559 518.9833984375 l s q 0 0 1 rg BT 549.00 520.32 Td (21) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 500.9833984375 m 559 500.9833984375 l s q 0 0 1 rg BT 549.00 502.32 Td (22) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 482.9833984375 m 559 482.9833984375 l s q 0 0 1 rg BT 549.00 484.32 Td (40) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 464.9833984375 m 559 464.9833984375 l s q 0 0 1 rg BT 549.00 466.32 Td (41) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 446.9833984375 m 559 446.9833984375 l s q 0 0 1 rg BT 549.00 448.32 Td (86) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 428.9833984375 m 559 428.9833984375 l s q 0 0 1 rg BT 549.00 430.32 Td (86) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 410.9833984375 m 559 410.9833984375 l s q 0 0 1 rg BT 549.00 412.32 Td (89) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 379.9833984375 m 559 379.9833984375 l s q 0 0 1 rg BT 549.00 381.32 Td (89) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 361.9833984375 m 559 361.9833984375 l s q 0 0 1 rg BT 549.00 363.32 Td (93) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 333.0833984375 m 559 333.0833984375 l s q 0 0 1 rg BT 544.00 334.42 Td (104) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 314.9833984375 m 559 314.9833984375 l s q 0 0 1 rg BT 544.00 316.32 Td (106) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 296.9833984375 m 559 296.9833984375 l s q 0 0 1 rg BT 544.00 298.32 Td (108) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544 265.9833984375 m 559 265.9833984375 l s q 0 0 1 rg BT 544.00 267.32 Td (109) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544.35 247.9833984375 m 558.97890625 247.9833984375 l s q 0 0 1 rg BT 544.35 249.32 Td (1) Tj ET Q q 0 0 1 rg BT 548.98 249.32 Td (10) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544.7 225.08339843750002 m 558.9578125 225.08339843750002 l s q 0 0 1 rg BT 544.70 226.42 Td (1) Tj ET Q q 0 0 1 rg BT 549.33 226.42 Td (1) Tj ET Q q 0 0 1 rg BT 553.96 226.42 Td (1) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 544.35 204.08339843750002 m 558.97890625 204.08339843750002 l s q 0 0 1 rg BT 544.35 205.42 Td (1) Tj ET Q q 0 0 1 rg BT 548.98 205.42 Td (13) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 149.95 742.25 Td (SAFE HARBOR REGARDING FOR) Tj ET Q q 0 0 0 rg BT 309.89 742.25 Td (W) Tj ET Q q 0 0 0 rg BT 318.78 742.25 Td (ARD-LOOKING ST) Tj ET Q q 0 0 0 rg BT 406.66 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 413.14 742.25 Td (TEMENTS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (As ) Tj ET Q q 0 0 0 rg BT 62.85 708.25 Td (used ) Tj ET Q q 0 0 0 rg BT 84.03 708.25 Td (her) Tj ET Q q 0 0 0 rg BT 96.99 708.25 Td (ein, ) Tj ET Q q 0 0 0 rg BT 114.56 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 129.63 708.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 154.70 708.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 189.50 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.13 708.25 Td (Company) Tj ET Q q 0 0 0 rg BT 247.90 708.25 Td (, ) Tj ET Q q 0 0 0 rg BT 258.82 708.25 Td (we, ) Tj ET Q q 0 0 0 rg BT 286.40 708.25 Td (our ) Tj ET Q q 0 0 0 rg BT 314.26 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 332.11 708.25 Td (us ) Tj ET Q q 0 0 0 rg BT 354.98 708.25 Td (r) Tj ET Q q 0 0 0 rg BT 358.50 708.25 Td (efer ) Tj ET Q q 0 0 0 rg BT 376.90 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 387.53 708.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 411.20 708.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 431.82 708.25 Td (a ) Tj ET Q q 0 0 0 rg BT 439.67 708.25 Td (Delawar) Tj ET Q q 0 0 0 rg BT 474.30 708.25 Td (e ) Tj ET Q q 0 0 0 rg BT 481.59 708.25 Td (corporation, ) Tj ET Q q 0 0 0 rg BT 534.72 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 552.57 708.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.60 696.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 154.44 696.25 Td (as ) Tj ET Q q 0 0 0 rg BT 165.83 696.25 Td (a ) Tj ET Q q 0 0 0 rg BT 173.33 696.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 214.71 696.25 Td (entity) Tj ET Q q 0 0 0 rg BT 236.37 696.25 Td (, ) Tj ET Q q 0 0 0 rg BT 241.37 696.25 Td (except ) Tj ET Q q 0 0 0 rg BT 269.40 696.25 Td (wher) Tj ET Q q 0 0 0 rg BT 289.03 696.25 Td (e ) Tj ET Q q 0 0 0 rg BT 295.97 696.25 Td (it ) Tj ET Q q 0 0 0 rg BT 304.03 696.25 Td (is ) Tj ET Q q 0 0 0 rg BT 313.20 696.25 Td (clear ) Tj ET Q q 0 0 0 rg BT 336.25 696.25 Td (that ) Tj ET Q q 0 0 0 rg BT 354.30 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.02 696.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 393.74 696.25 Td (mean ) Tj ET Q q 0 0 0 rg BT 417.90 696.25 Td (only ) Tj ET Q q 0 0 0 rg BT 437.62 696.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 460.94 696.25 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 674.25 Td (This ) Tj ET Q q 0 0 0 rg BT 106.04 674.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 129.97 674.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 152.78 674.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 188.36 674.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 256.16 674.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 300.63 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 317.33 674.25 Td (information ) Tj ET Q q 0 0 0 rg BT 366.80 674.25 Td (within ) Tj ET Q q 0 0 0 rg BT 394.62 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.10 674.25 Td (safe ) Tj ET Q q 0 0 0 rg BT 431.89 674.25 Td (harbor ) Tj ET Q q 0 0 0 rg BT 464.69 674.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 508.62 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 519.21 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 533.69 674.25 Td (Private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 91.76 662.25 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 133.52 662.25 Td (Reform ) Tj ET Q q 0 0 0 rg BT 165.88 662.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 182.64 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.30 662.25 Td (1995, ) Tj ET Q q 0 0 0 rg BT 218.12 662.25 Td (Section ) Tj ET Q q 0 0 0 rg BT 250.44 662.25 Td (27A) Tj ET Q q 0 0 0 rg BT 267.11 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 269.43 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 280.09 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.63 662.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 335.87 662.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 352.64 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 363.29 662.25 Td (1933, ) Tj ET Q q 0 0 0 rg BT 388.11 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.88 662.25 Td (Section ) Tj ET Q q 0 0 0 rg BT 437.20 662.25 Td (21E ) Tj ET Q q 0 0 0 rg BT 455.63 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 466.28 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 480.82 662.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 522.58 662.25 Td (Exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 66.20 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 76.28 650.25 Td (1934. ) Tj ET Q q 0 0 0 rg BT 100.42 650.25 Td (These ) Tj ET Q q 0 0 0 rg BT 126.05 650.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 193.34 650.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 237.31 650.25 Td (include ) Tj ET Q q 0 0 0 rg BT 268.51 650.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 312.48 650.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 352.55 650.25 Td (future ) Tj ET Q q 0 0 0 rg BT 378.18 650.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 418.81 650.25 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 464.74 650.25 Td (operational ) Tj ET Q q 0 0 0 rg BT 511.47 650.25 Td (performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.21 638.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 102.97 638.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 145.02 638.25 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 180.69 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.90 638.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 225.33 638.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 267.37 638.25 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 312.99 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 323.10 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 337.09 638.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 383.45 638.25 Td (products ) Tj ET Q q 0 0 0 rg BT 419.66 638.25 Td (by ) Tj ET Q q 0 0 0 rg BT 431.44 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.43 638.25 Td (market, ) Tj ET Q q 0 0 0 rg BT 477.47 638.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 514.24 638.25 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.72 626.25 Td (management's ) Tj ET Q q 0 0 0 rg BT 127.79 626.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 152.18 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 169.91 626.25 Td (objectives. ) Tj ET Q q 0 0 0 rg BT 216.00 626.25 Td (W) Tj ET Q q 0 0 0 rg BT 224.64 626.25 Td (ords ) Tj ET Q q 0 0 0 rg BT 245.14 626.25 Td (such ) Tj ET Q q 0 0 0 rg BT 266.76 626.25 Td (as ) Tj ET Q q 0 0 0 rg BT 278.37 626.25 Td (may) Tj ET Q q 0 0 0 rg BT 299.38 626.25 Td (, ) Tj ET Q q 0 0 0 rg BT 309.60 626.25 Td (could, ) Tj ET Q q 0 0 0 rg BT 346.48 626.25 Td (should, ) Tj ET Q q 0 0 0 rg BT 387.81 626.25 Td (would, ) Tj ET Q q 0 0 0 rg BT 427.48 626.25 Td (believe, ) Tj ET Q q 0 0 0 rg BT 471.01 626.25 Td (expect, ) Tj ET Q q 0 0 0 rg BT 511.77 626.25 Td (anticipate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.25 Td (estimate, ) Tj ET Q q 0 0 0 rg BT 96.68 614.25 Td (intend, ) Tj ET Q q 0 0 0 rg BT 135.03 614.25 Td (seeks, ) Tj ET Q q 0 0 0 rg BT 170.05 614.25 Td (plan, ) Tj ET Q q 0 0 0 rg BT 200.63 614.25 Td (project, ) Tj ET Q q 0 0 0 rg BT 241.75 614.25 Td (continue, ) Tj ET Q q 0 0 0 rg BT 289.54 614.25 Td (predict, ) Tj ET Q q 0 0 0 rg BT 330.66 614.25 Td (will, ) Tj ET Q q 0 0 0 rg BT 359.58 614.25 Td (should, ) Tj ET Q q 0 0 0 rg BT 399.61 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.03 614.25 Td (other ) Tj ET Q q 0 0 0 rg BT 438.55 614.25 Td (words ) Tj ET Q q 0 0 0 rg BT 464.98 614.25 Td (or ) Tj ET Q q 0 0 0 rg BT 475.29 614.25 Td (expressions ) Tj ET Q q 0 0 0 rg BT 523.93 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 534.24 614.25 Td (similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.25 Td (meaning ) Tj ET Q q 0 0 0 rg BT 86.15 602.25 Td (are ) Tj ET Q q 0 0 0 rg BT 100.07 602.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 136.22 602.25 Td (by ) Tj ET Q q 0 0 0 rg BT 147.94 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 161.87 602.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 202.48 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 211.97 602.25 Td (identify ) Tj ET Q q 0 0 0 rg BT 244.79 602.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 312.04 602.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 358.47 602.25 Td (although ) Tj ET Q q 0 0 0 rg BT 395.18 602.25 Td (not ) Tj ET Q q 0 0 0 rg BT 409.68 602.25 Td (all ) Tj ET Q q 0 0 0 rg BT 421.39 602.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 488.64 602.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 532.57 602.25 Td (contain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.25 Td (these ) Tj ET Q q 0 0 0 rg BT 73.51 590.25 Td (identifying ) Tj ET Q q 0 0 0 rg BT 120.36 590.25 Td (words. ) Tj ET Q q 0 0 0 rg BT 150.06 590.25 Td (These ) Tj ET Q q 0 0 0 rg BT 176.90 590.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 222.08 590.25 Td (are ) Tj ET Q q 0 0 0 rg BT 237.25 590.25 Td (based ) Tj ET Q q 0 0 0 rg BT 262.99 590.25 Td (on ) Tj ET Q q 0 0 0 rg BT 275.95 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 292.25 590.25 Td (current ) Tj ET Q q 0 0 0 rg BT 323.53 590.25 Td (expectations ) Tj ET Q q 0 0 0 rg BT 376.48 590.25 Td (about ) Tj ET Q q 0 0 0 rg BT 401.66 590.25 Td (future ) Tj ET Q q 0 0 0 rg BT 428.50 590.25 Td (events ) Tj ET Q q 0 0 0 rg BT 457.02 590.25 Td (or ) Tj ET Q q 0 0 0 rg BT 468.31 590.25 Td (results ) Tj ET Q q 0 0 0 rg BT 497.39 590.25 Td (and ) Tj ET Q q 0 0 0 rg BT 514.79 590.25 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.25 Td (that ) Tj ET Q q 0 0 0 rg BT 66.52 578.25 Td (is ) Tj ET Q q 0 0 0 rg BT 74.72 578.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 112.35 578.25 Td (available ) Tj ET Q q 0 0 0 rg BT 149.97 578.25 Td (to ) Tj ET Q q 0 0 0 rg BT 159.27 578.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 172.20 578.25 Td (involve ) Tj ET Q q 0 0 0 rg BT 203.72 578.25 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 257.20 578.25 Td (risks, ) Tj ET Q q 0 0 0 rg BT 280.12 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 296.09 578.25 Td (uncertainties, ) Tj ET Q q 0 0 0 rg BT 351.21 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 367.18 578.25 Td (speak ) Tj ET Q q 0 0 0 rg BT 391.47 578.25 Td (only ) Tj ET Q q 0 0 0 rg BT 410.78 578.25 Td (as ) Tj ET Q q 0 0 0 rg BT 420.64 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 430.50 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.25 578.25 Td (date ) Tj ET Q q 0 0 0 rg BT 462.43 578.25 Td (on ) Tj ET Q q 0 0 0 rg BT 473.96 578.25 Td (which ) Tj ET Q q 0 0 0 rg BT 499.93 578.25 Td (such ) Tj ET Q q 0 0 0 rg BT 519.79 578.25 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.25 Td (are ) Tj ET Q q 0 0 0 rg BT 64.71 566.25 Td (made.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 544.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.47 544.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 131.27 544.25 Td (results ) Tj ET Q q 0 0 0 rg BT 160.30 544.25 Td (may ) Tj ET Q q 0 0 0 rg BT 180.43 544.25 Td (dif) Tj ET Q q 0 0 0 rg BT 191.36 544.25 Td (fer ) Tj ET Q q 0 0 0 rg BT 205.38 544.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 248.84 544.25 Td (from ) Tj ET Q q 0 0 0 rg BT 271.20 544.25 Td (those ) Tj ET Q q 0 0 0 rg BT 295.23 544.25 Td (expressed ) Tj ET Q q 0 0 0 rg BT 337.58 544.25 Td (or ) Tj ET Q q 0 0 0 rg BT 348.83 544.25 Td (implied ) Tj ET Q q 0 0 0 rg BT 382.31 544.25 Td (in ) Tj ET Q q 0 0 0 rg BT 393.00 544.25 Td (these ) Tj ET Q q 0 0 0 rg BT 416.47 544.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 484.93 544.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 532.56 544.25 Td (Factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.45 532.25 Td (may ) Tj ET Q q 0 0 0 rg BT 87.12 532.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 111.79 532.25 Td (such ) Tj ET Q q 0 0 0 rg BT 132.57 532.25 Td (a ) Tj ET Q q 0 0 0 rg BT 139.47 532.25 Td (dif) Tj ET Q q 0 0 0 rg BT 150.40 532.25 Td (ference, ) Tj ET Q q 0 0 0 rg BT 184.77 532.25 Td (include, ) Tj ET Q q 0 0 0 rg BT 219.16 532.25 Td (but ) Tj ET Q q 0 0 0 rg BT 234.39 532.25 Td (are ) Tj ET Q q 0 0 0 rg BT 249.05 532.25 Td (not ) Tj ET Q q 0 0 0 rg BT 264.29 532.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 295.07 532.25 Td (to ) Tj ET Q q 0 0 0 rg BT 305.31 532.25 Td (those ) Tj ET Q q 0 0 0 rg BT 328.87 532.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 369.66 532.25 Td (in ) Tj ET Q q 0 0 0 rg BT 379.89 532.25 Td (Part ) Tj ET Q q 0 0 0 rg BT 398.46 532.25 Td (I, ) Tj ET Q q 0 0 0 rg BT 406.74 532.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 427.52 532.25 Td (IA, ) Tj ET Q q 0 0 0 rg BT 443.03 532.25 Td (Risk ) Tj ET Q q 0 0 0 rg BT 468.27 532.25 Td (Factors, ) Tj ET Q q 0 0 0 rg BT 507.10 532.25 Td (below ) Tj ET Q q 0 0 0 rg BT 533.99 532.25 Td (as ) Tj ET Q q 0 0 0 rg BT 544.78 532.25 Td (well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.25 Td (as ) Tj ET Q q 0 0 0 rg BT 60.68 520.25 Td (other ) Tj ET Q q 0 0 0 rg BT 83.57 520.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 113.69 520.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 168.26 520.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 188.93 520.25 Td (with ) Tj ET Q q 0 0 0 rg BT 209.06 520.25 Td (the ) Tj ET Q q 0 0 0 rg BT 223.62 520.25 Td (SEC, ) Tj ET Q q 0 0 0 rg BT 246.81 520.25 Td (as ) Tj ET Q q 0 0 0 rg BT 257.49 520.25 Td (well ) Tj ET Q q 0 0 0 rg BT 277.06 520.25 Td (as: ) Tj ET Q q 0 0 0 rg BT 290.51 520.25 Td (the ) Tj ET Q q 0 0 0 rg BT 305.08 520.25 Td (willingness ) Tj ET Q q 0 0 0 rg BT 352.98 520.25 Td (of ) Tj ET Q q 0 0 0 rg BT 363.66 520.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 414.88 520.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 455.55 520.25 Td (agencies ) Tj ET Q q 0 0 0 rg BT 492.32 520.25 Td (to ) Tj ET Q q 0 0 0 rg BT 502.45 520.25 Td (outsource ) Tj ET Q q 0 0 0 rg BT 543.67 520.25 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.25 Td (computer ) Tj ET Q q 0 0 0 rg BT 90.44 508.25 Td (and ) Tj ET Q q 0 0 0 rg BT 107.55 508.25 Td (other ) Tj ET Q q 0 0 0 rg BT 130.77 508.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 176.21 508.25 Td (needs ) Tj ET Q q 0 0 0 rg BT 201.65 508.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.10 508.25 Td (third ) Tj ET Q q 0 0 0 rg BT 233.66 508.25 Td (parties; ) Tj ET Q q 0 0 0 rg BT 265.76 508.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 296.76 508.25 Td (and ) Tj ET Q q 0 0 0 rg BT 313.87 508.25 Td (other ) Tj ET Q q 0 0 0 rg BT 337.09 508.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 386.97 508.25 Td (pressures ) Tj ET Q q 0 0 0 rg BT 426.85 508.25 Td (and ) Tj ET Q q 0 0 0 rg BT 443.97 508.25 Td (the ) Tj ET Q q 0 0 0 rg BT 458.85 508.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 506.11 508.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 534.33 508.25 Td (to ) Tj ET Q q 0 0 0 rg BT 544.78 508.25 Td (gain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.25 Td (or ) Tj ET Q q 0 0 0 rg BT 60.74 496.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 98.15 496.25 Td (share ) Tj ET Q q 0 0 0 rg BT 121.66 496.25 Td (of ) Tj ET Q q 0 0 0 rg BT 132.40 496.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 154.26 496.25 Td (as ) Tj ET Q q 0 0 0 rg BT 165.00 496.25 Td (a ) Tj ET Q q 0 0 0 rg BT 171.85 496.25 Td (result ) Tj ET Q q 0 0 0 rg BT 196.48 496.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.23 496.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 237.96 496.25 Td (by ) Tj ET Q q 0 0 0 rg BT 250.38 496.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 300.00 496.25 Td (and ) Tj ET Q q 0 0 0 rg BT 316.85 496.25 Td (others; ) Tj ET Q q 0 0 0 rg BT 346.49 496.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 381.11 496.25 Td (in ) Tj ET Q q 0 0 0 rg BT 391.30 496.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 430.92 496.25 Td (in ) Tj ET Q q 0 0 0 rg BT 441.12 496.25 Td (critical ) Tj ET Q q 0 0 0 rg BT 471.29 496.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 517.57 496.25 Td (judgments; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 84.88 484.25 Td (in ) Tj ET Q q 0 0 0 rg BT 95.32 484.25 Td (or ) Tj ET Q q 0 0 0 rg BT 106.32 484.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 135.08 484.25 Td (to ) Tj ET Q q 0 0 0 rg BT 145.53 484.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 178.19 484.25 Td (with ) Tj ET Q q 0 0 0 rg BT 198.64 484.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 219.64 484.25 Td (and ) Tj ET Q q 0 0 0 rg BT 236.75 484.25 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 286.35 484.25 Td (including ) Tj ET Q q 0 0 0 rg BT 326.79 484.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 373.33 484.25 Td (standards, ) Tj ET Q q 0 0 0 rg BT 416.27 484.25 Td (taxation ) Tj ET Q q 0 0 0 rg BT 451.15 484.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 506.02 484.25 Td (\(including ) Tj ET Q q 0 0 0 rg BT 549.79 484.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.97 472.25 Td (changes, ) Tj ET Q q 0 0 0 rg BT 105.67 472.25 Td (new ) Tj ET Q q 0 0 0 rg BT 125.31 472.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 140.52 472.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 161.84 472.25 Td (and ) Tj ET Q q 0 0 0 rg BT 179.26 472.25 Td (revised ) Tj ET Q q 0 0 0 rg BT 211.13 472.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 226.33 472.25 Td (interpretations\) ) Tj ET Q q 0 0 0 rg BT 290.41 472.25 Td (in ) Tj ET Q q 0 0 0 rg BT 301.17 472.25 Td (domestic ) Tj ET Q q 0 0 0 rg BT 340.26 472.25 Td (or ) Tj ET Q q 0 0 0 rg BT 351.58 472.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 383.44 472.25 Td (jurisdictions; ) Tj ET Q q 0 0 0 rg BT 438.65 472.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 479.39 472.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 497.37 472.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 547.57 472.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (other ) Tj ET Q q 0 0 0 rg BT 72.60 460.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 93.55 460.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 136.70 460.25 Td (with ) Tj ET Q q 0 0 0 rg BT 156.53 460.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 206.36 460.25 Td (and ) Tj ET Q q 0 0 0 rg BT 222.85 460.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 266.56 460.25 Td (in ) Tj ET Q q 0 0 0 rg BT 276.39 460.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 307.33 460.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 346.04 460.25 Td (\(particularly ) Tj ET Q q 0 0 0 rg BT 397.51 460.25 Td (in ) Tj ET Q q 0 0 0 rg BT 407.34 460.25 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 451.99 460.25 Td (Australia ) Tj ET Q q 0 0 0 rg BT 490.70 460.25 Td (and ) Tj ET Q q 0 0 0 rg BT 507.19 460.25 Td (India ) Tj ET Q q 0 0 0 rg BT 529.79 460.25 Td (wherein ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.25 Td (we ) Tj ET Q q 0 0 0 rg BT 63.51 448.25 Td (have ) Tj ET Q q 0 0 0 rg BT 84.23 448.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 128.29 448.25 Td (operations\); ) Tj ET Q q 0 0 0 rg BT 177.90 448.25 Td (volatility ) Tj ET Q q 0 0 0 rg BT 215.85 448.25 Td (in ) Tj ET Q q 0 0 0 rg BT 225.47 448.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 252.31 448.25 Td (markets, ) Tj ET Q q 0 0 0 rg BT 288.32 448.25 Td (including ) Tj ET Q q 0 0 0 rg BT 327.93 448.25 Td (market ) Tj ET Q q 0 0 0 rg BT 357.54 448.25 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 403.84 448.25 Td (and ) Tj ET Q q 0 0 0 rg BT 420.12 448.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 464.18 448.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 495.46 448.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 512.29 448.25 Td (fluctuations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.94 436.25 Td (may ) Tj ET Q q 0 0 0 rg BT 96.66 436.25 Td (impede ) Tj ET Q q 0 0 0 rg BT 128.59 436.25 Td (our ) Tj ET Q q 0 0 0 rg BT 144.42 436.25 Td (access ) Tj ET Q q 0 0 0 rg BT 172.46 436.25 Td (to, ) Tj ET Q q 0 0 0 rg BT 185.23 436.25 Td (or ) Tj ET Q q 0 0 0 rg BT 196.06 436.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 231.32 436.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.04 436.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 264.64 436.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 277.97 436.25 Td (external ) Tj ET Q q 0 0 0 rg BT 312.68 436.25 Td (financing; ) Tj ET Q q 0 0 0 rg BT 355.72 436.25 Td (and ) Tj ET Q q 0 0 0 rg BT 372.66 436.25 Td (international ) Tj ET Q q 0 0 0 rg BT 425.69 436.25 Td (conflict, ) Tj ET Q q 0 0 0 rg BT 461.24 436.25 Td (including ) Tj ET Q q 0 0 0 rg BT 501.51 436.25 Td (terrorist ) Tj ET Q q 0 0 0 rg BT 535.66 436.25 Td (acts.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 414.25 Td (Except ) Tj ET Q q 0 0 0 rg BT 116.59 414.25 Td (as ) Tj ET Q q 0 0 0 rg BT 127.75 414.25 Td (expressly ) Tj ET Q q 0 0 0 rg BT 168.35 414.25 Td (required ) Tj ET Q q 0 0 0 rg BT 204.49 414.25 Td (by ) Tj ET Q q 0 0 0 rg BT 217.32 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.37 414.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 262.95 414.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 303.54 414.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 327.20 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.25 414.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 383.96 414.25 Td (undertakes ) Tj ET Q q 0 0 0 rg BT 430.10 414.25 Td (no ) Tj ET Q q 0 0 0 rg BT 442.93 414.25 Td (obligation ) Tj ET Q q 0 0 0 rg BT 486.31 414.25 Td (to ) Tj ET Q q 0 0 0 rg BT 496.92 414.25 Td (update ) Tj ET Q q 0 0 0 rg BT 526.40 414.25 Td (any ) Tj ET Q q 0 0 0 rg BT 543.67 414.25 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.25 Td (factors, ) Tj ET Q q 0 0 0 rg BT 82.75 402.25 Td (or ) Tj ET Q q 0 0 0 rg BT 94.11 402.25 Td (to ) Tj ET Q q 0 0 0 rg BT 104.93 402.25 Td (publicly ) Tj ET Q q 0 0 0 rg BT 140.74 402.25 Td (announce ) Tj ET Q q 0 0 0 rg BT 182.10 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.35 402.25 Td (results ) Tj ET Q q 0 0 0 rg BT 226.50 402.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 240.37 402.25 Td (or ) Tj ET Q q 0 0 0 rg BT 251.74 402.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 286.98 402.25 Td (to ) Tj ET Q q 0 0 0 rg BT 297.80 402.25 Td (any ) Tj ET Q q 0 0 0 rg BT 315.28 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 326.65 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 341.90 402.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 410.48 402.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 455.73 402.25 Td (contained ) Tj ET Q q 0 0 0 rg BT 497.64 402.25 Td (herein ) Tj ET Q q 0 0 0 rg BT 525.66 402.25 Td (to ) Tj ET Q q 0 0 0 rg BT 536.48 402.25 Td (reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.25 Td (future ) Tj ET Q q 0 0 0 rg BT 76.38 390.25 Td (events, ) Tj ET Q q 0 0 0 rg BT 106.92 390.25 Td (developments, ) Tj ET Q q 0 0 0 rg BT 167.47 390.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 203.28 390.25 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 264.92 390.25 Td (or ) Tj ET Q q 0 0 0 rg BT 275.75 390.25 Td (for ) Tj ET Q q 0 0 0 rg BT 289.91 390.25 Td (any ) Tj ET Q q 0 0 0 rg BT 306.85 390.25 Td (other ) Tj ET Q q 0 0 0 rg BT 329.90 390.25 Td (reason.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 368.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 368.25 Td (Readers ) Tj ET Q q 0 0 0 rg BT 120.74 368.25 Td (should ) Tj ET Q q 0 0 0 rg BT 149.94 368.25 Td (carefully ) Tj ET Q q 0 0 0 rg BT 188.01 368.25 Td (review ) Tj ET Q q 0 0 0 rg BT 217.75 368.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.50 368.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 279.47 368.25 Td (and ) Tj ET Q q 0 0 0 rg BT 296.44 368.25 Td (the ) Tj ET Q q 0 0 0 rg BT 311.19 368.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 328.73 368.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 358.47 368.25 Td (described ) Tj ET Q q 0 0 0 rg BT 399.31 368.25 Td (in ) Tj ET Q q 0 0 0 rg BT 409.63 368.25 Td (this ) Tj ET Q q 0 0 0 rg BT 426.61 368.25 Td (and ) Tj ET Q q 0 0 0 rg BT 443.58 368.25 Td (other ) Tj ET Q q 0 0 0 rg BT 466.66 368.25 Td (documents ) Tj ET Q q 0 0 0 rg BT 512.52 368.25 Td (we ) Tj ET Q q 0 0 0 rg BT 526.71 368.25 Td (file ) Tj ET Q q 0 0 0 rg BT 542.57 368.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.25 Td (time ) Tj ET Q q 0 0 0 rg BT 70.27 356.25 Td (to ) Tj ET Q q 0 0 0 rg BT 80.55 356.25 Td (time ) Tj ET Q q 0 0 0 rg BT 100.83 356.25 Td (with ) Tj ET Q q 0 0 0 rg BT 121.10 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.82 356.25 Td (SEC, ) Tj ET Q q 0 0 0 rg BT 159.16 356.25 Td (including ) Tj ET Q q 0 0 0 rg BT 199.43 356.25 Td (future ) Tj ET Q q 0 0 0 rg BT 225.81 356.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 256.08 356.25 Td (on ) Tj ET Q q 0 0 0 rg BT 268.58 356.25 Td (Forms ) Tj ET Q q 0 0 0 rg BT 296.64 356.25 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 319.69 356.25 Td (and ) Tj ET Q q 0 0 0 rg BT 336.63 356.25 Td (8-K, ) Tj ET Q q 0 0 0 rg BT 357.18 356.25 Td (and ) Tj ET Q q 0 0 0 rg BT 374.12 356.25 Td (any ) Tj ET Q q 0 0 0 rg BT 391.06 356.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 444.10 356.25 Td (thereto.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 334.25 Td (Y) Tj ET Q q 0 0 0 rg BT 92.22 334.25 Td (ou ) Tj ET Q q 0 0 0 rg BT 105.33 334.25 Td (may ) Tj ET Q q 0 0 0 rg BT 125.65 334.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 153.75 334.25 Td (our ) Tj ET Q q 0 0 0 rg BT 170.18 334.25 Td (SEC ) Tj ET Q q 0 0 0 rg BT 191.63 334.25 Td (filings ) Tj ET Q q 0 0 0 rg BT 220.29 334.25 Td (at ) Tj ET Q q 0 0 0 rg BT 230.61 334.25 Td (our ) Tj ET Q q 0 0 0 rg BT 247.04 334.25 Td (website, ) Tj ET Q q 0 0 0 rg BT 283.19 334.25 Td (www) Tj ET Q q 0 0 0 rg BT 304.21 334.25 Td (.ebix.com ) Tj ET Q q 0 0 0 rg BT 346.75 334.25 Td (under ) Tj ET Q q 0 0 0 rg BT 372.62 334.25 Td (the ) Tj ET Q q 0 0 0 rg BT 387.94 334.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 428.25 334.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 483.56 334.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 517.49 334.25 Td (or ) Tj ET Q q 0 0 0 rg BT 528.92 334.25 Td (over ) Tj ET Q q 0 0 0 rg BT 549.80 334.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td (Internet ) Tj ET Q q 0 0 0 rg BT 83.59 322.25 Td (at ) Tj ET Q q 0 0 0 rg BT 93.31 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 108.03 322.25 Td (SEC's ) Tj ET Q q 0 0 0 rg BT 134.56 322.25 Td (web ) Tj ET Q q 0 0 0 rg BT 153.72 322.25 Td (site, ) Tj ET Q q 0 0 0 rg BT 172.61 322.25 Td (www) Tj ET Q q 0 0 0 rg BT 193.62 322.25 Td (.sec.gov) Tj ET Q q 0 0 0 rg BT 225.74 322.25 Td (.) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (P) Tj ET Q q 0 0 0 rg BT 55.37 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 69.46 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.95 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 742.25 Td (I) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (Item 1. BUSINESS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 94.17 672.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 650.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 122.86 650.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 140.60 650.25 Td (\(Ebix, ) Tj ET Q q 0 0 0 rg BT 176.67 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 191.36 650.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 241.60 650.25 Td (we ) Tj ET Q q 0 0 0 rg BT 264.61 650.25 Td (or ) Tj ET Q q 0 0 0 rg BT 275.41 650.25 Td (our\) ) Tj ET Q q 0 0 0 rg BT 303.42 650.25 Td (a ) Tj ET Q q 0 0 0 rg BT 310.33 650.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 351.11 650.25 Td (corporation ) Tj ET Q q 0 0 0 rg BT 399.68 650.25 Td (was ) Tj ET Q q 0 0 0 rg BT 417.70 650.25 Td (founded ) Tj ET Q q 0 0 0 rg BT 452.94 650.25 Td (in ) Tj ET Q q 0 0 0 rg BT 463.19 650.25 Td (1976 ) Tj ET Q q 0 0 0 rg BT 485.67 650.25 Td (as ) Tj ET Q q 0 0 0 rg BT 496.47 650.25 Td (Delphi ) Tj ET Q q 0 0 0 rg BT 526.16 650.25 Td (Systems, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 71.14 638.25 Td (a ) Tj ET Q q 0 0 0 rg BT 78.95 638.25 Td (California ) Tj ET Q q 0 0 0 rg BT 122.86 638.25 Td (corporation. ) Tj ET Q q 0 0 0 rg BT 174.83 638.25 Td (In ) Tj ET Q q 0 0 0 rg BT 186.53 638.25 Td (December2003 ) Tj ET Q q 0 0 0 rg BT 253.49 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.07 638.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 311.33 638.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 348.02 638.25 Td (its ) Tj ET Q q 0 0 0 rg BT 360.84 638.25 Td (name ) Tj ET Q q 0 0 0 rg BT 385.87 638.25 Td (to ) Tj ET Q q 0 0 0 rg BT 397.02 638.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 421.77 638.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 440.17 638.25 Td (The ) Tj ET Q q 0 0 0 rg BT 459.09 638.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 501.35 638.25 Td (is ) Tj ET Q q 0 0 0 rg BT 511.39 638.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 536.43 638.25 Td (on ) Tj ET Q q 0 0 0 rg BT 549.80 638.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 94.17 626.25 Td (Global ) Tj ET Q q 0 0 0 rg BT 123.89 626.25 Td (Market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 604.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 119.88 604.25 Td (is ) Tj ET Q q 0 0 0 rg BT 128.54 604.25 Td (a ) Tj ET Q q 0 0 0 rg BT 134.96 604.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 166.39 604.25 Td (international ) Tj ET Q q 0 0 0 rg BT 218.91 604.25 Td (supplier ) Tj ET Q q 0 0 0 rg BT 253.12 604.25 Td (of ) Tj ET Q q 0 0 0 rg BT 263.44 604.25 Td (software ) Tj ET Q q 0 0 0 rg BT 299.86 604.25 Td (and ) Tj ET Q q 0 0 0 rg BT 316.29 604.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 367.69 604.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 405.79 604.25 Td (to ) Tj ET Q q 0 0 0 rg BT 415.56 604.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.77 604.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 470.07 604.25 Td (industry) Tj ET Q q 0 0 0 rg BT 502.20 604.25 Td (. ) Tj ET Q q 0 0 0 rg BT 506.69 604.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 527.57 604.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 564.51 604.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.25 Td (application ) Tj ET Q q 0 0 0 rg BT 97.76 592.25 Td (software ) Tj ET Q q 0 0 0 rg BT 135.52 592.25 Td (products ) Tj ET Q q 0 0 0 rg BT 173.28 592.25 Td (for ) Tj ET Q q 0 0 0 rg BT 188.27 592.25 Td (the ) Tj ET Q q 0 0 0 rg BT 203.82 592.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 245.46 592.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 281.57 592.25 Td (including ) Tj ET Q q 0 0 0 rg BT 322.67 592.25 Td (carrier ) Tj ET Q q 0 0 0 rg BT 352.09 592.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 389.58 592.25 Td (agency ) Tj ET Q q 0 0 0 rg BT 421.23 592.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 456.23 592.25 Td (and ) Tj ET Q q 0 0 0 rg BT 474.00 592.25 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 521.47 592.25 Td (as ) Tj ET Q q 0 0 0 rg BT 533.13 592.25 Td (well ) Tj ET Q q 0 0 0 rg BT 553.68 592.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.25 Td (custom ) Tj ET Q q 0 0 0 rg BT 81.49 580.25 Td (software ) Tj ET Q q 0 0 0 rg BT 118.52 580.25 Td (development. ) Tj ET Q q 0 0 0 rg BT 175.27 580.25 Td (During ) Tj ET Q q 0 0 0 rg BT 206.20 580.25 Td (the ) Tj ET Q q 0 0 0 rg BT 221.02 580.25 Td (year ) Tj ET Q q 0 0 0 rg BT 240.83 580.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.31 580.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 325.99 580.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.99 580.25 Td (, ) Tj ET Q q 0 0 0 rg BT 351.09 580.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.46 580.25 Td (79%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.79 580.25 Td ( ) Tj ET Q q 0 0 0 rg BT 432.39 580.25 Td (of ) Tj ET Q q 0 0 0 rg BT 443.32 580.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 464.81 580.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 502.95 580.25 Td (came ) Tj ET Q q 0 0 0 rg BT 526.64 580.25 Td (from ) Tj ET Q q 0 0 0 rg BT 548.68 580.25 Td (on-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 568.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 84.16 568.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 124.97 568.25 Td (Exchanges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 546.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 117.05 546.25 Td (goal ) Tj ET Q q 0 0 0 rg BT 136.76 546.25 Td (is ) Tj ET Q q 0 0 0 rg BT 145.93 546.25 Td (to ) Tj ET Q q 0 0 0 rg BT 156.21 546.25 Td (be ) Tj ET Q q 0 0 0 rg BT 168.14 546.25 Td (the ) Tj ET Q q 0 0 0 rg BT 182.86 546.25 Td (powerhouse ) Tj ET Q q 0 0 0 rg BT 233.68 546.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.50 546.25 Td (backend ) Tj ET Q q 0 0 0 rg BT 280.32 546.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 321.13 546.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 371.39 546.25 Td (in ) Tj ET Q q 0 0 0 rg BT 381.67 546.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.38 546.25 Td (world. ) Tj ET Q q 0 0 0 rg BT 424.53 546.25 Td (The ) Tj ET Q q 0 0 0 rg BT 442.57 546.25 Td (Company) Tj ET Q q 0 0 0 rg BT 484.24 546.25 Td (s ) Tj ET Q q 0 0 0 rg BT 490.63 546.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 537.56 546.25 Td (vision ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 534.25 Td (is ) Tj ET Q q 0 0 0 rg BT 59.20 534.25 Td (to ) Tj ET Q q 0 0 0 rg BT 69.51 534.25 Td (focus ) Tj ET Q q 0 0 0 rg BT 93.71 534.25 Td (on ) Tj ET Q q 0 0 0 rg BT 106.24 534.25 Td (conver) Tj ET Q q 0 0 0 rg BT 133.27 534.25 Td (gence ) Tj ET Q q 0 0 0 rg BT 159.12 534.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.98 534.25 Td (all ) Tj ET Q q 0 0 0 rg BT 182.51 534.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 223.36 534.25 Td (channels, ) Tj ET Q q 0 0 0 rg BT 263.38 534.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 304.23 534.25 Td (and ) Tj ET Q q 0 0 0 rg BT 321.20 534.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 352.62 534.25 Td (in ) Tj ET Q q 0 0 0 rg BT 362.93 534.25 Td (a ) Tj ET Q q 0 0 0 rg BT 369.90 534.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 402.42 534.25 Td (such ) Tj ET Q q 0 0 0 rg BT 423.28 534.25 Td (that ) Tj ET Q q 0 0 0 rg BT 440.81 534.25 Td (data ) Tj ET Q q 0 0 0 rg BT 460.00 534.25 Td (can ) Tj ET Q q 0 0 0 rg BT 476.41 534.25 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 522.27 534.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 543.13 534.25 Td (once ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 522.25 Td (a ) Tj ET Q q 0 0 0 rg BT 56.76 522.25 Td (data ) Tj ET Q q 0 0 0 rg BT 75.75 522.25 Td (entry ) Tj ET Q q 0 0 0 rg BT 98.62 522.25 Td (has ) Tj ET Q q 0 0 0 rg BT 114.27 522.25 Td (initially ) Tj ET Q q 0 0 0 rg BT 147.71 522.25 Td (been ) Tj ET Q q 0 0 0 rg BT 168.91 522.25 Td (made. ) Tj ET Q q 0 0 0 rg BT 195.39 522.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 216.60 522.25 Td (strives ) Tj ET Q q 0 0 0 rg BT 245.04 522.25 Td (to ) Tj ET Q q 0 0 0 rg BT 255.14 522.25 Td (work ) Tj ET Q q 0 0 0 rg BT 278.02 522.25 Td (collaboratively ) Tj ET Q q 0 0 0 rg BT 340.32 522.25 Td (with ) Tj ET Q q 0 0 0 rg BT 360.42 522.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 388.85 522.25 Td (to ) Tj ET Q q 0 0 0 rg BT 398.96 522.25 Td (develop ) Tj ET Q q 0 0 0 rg BT 432.94 522.25 Td (innovative ) Tj ET Q q 0 0 0 rg BT 477.48 522.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 524.24 522.25 Td (strategies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 510.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.87 510.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 105.42 510.25 Td (that ) Tj ET Q q 0 0 0 rg BT 122.84 510.25 Td (address ) Tj ET Q q 0 0 0 rg BT 155.26 510.25 Td (specific ) Tj ET Q q 0 0 0 rg BT 188.78 510.25 Td (business ) Tj ET Q q 0 0 0 rg BT 225.10 510.25 Td (challenges ) Tj ET Q q 0 0 0 rg BT 269.73 510.25 Td (and ) Tj ET Q q 0 0 0 rg BT 286.60 510.25 Td (needs. ) Tj ET Q q 0 0 0 rg BT 314.30 510.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 335.62 510.25 Td (combines ) Tj ET Q q 0 0 0 rg BT 376.37 510.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.02 510.25 Td (newest ) Tj ET Q q 0 0 0 rg BT 421.21 510.25 Td (technologies ) Tj ET Q q 0 0 0 rg BT 474.18 510.25 Td (with ) Tj ET Q q 0 0 0 rg BT 494.39 510.25 Td (its ) Tj ET Q q 0 0 0 rg BT 506.27 510.25 Td (capabilities ) Tj ET Q q 0 0 0 rg BT 554.24 510.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 498.25 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 96.57 498.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 130.64 498.25 Td (design ) Tj ET Q q 0 0 0 rg BT 159.15 498.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.00 498.25 Td (integration, ) Tj ET Q q 0 0 0 rg BT 224.22 498.25 Td (IT) Tj ET Q q 0 0 0 rg BT 233.48 498.25 Td ( ) Tj ET Q q 0 0 0 rg BT 235.88 498.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.73 498.25 Td (business ) Tj ET Q q 0 0 0 rg BT 289.02 498.25 Td (process ) Tj ET Q q 0 0 0 rg BT 321.41 498.25 Td (outsourcing, ) Tj ET Q q 0 0 0 rg BT 373.54 498.25 Td (applications ) Tj ET Q q 0 0 0 rg BT 424.26 498.25 Td (software, ) Tj ET Q q 0 0 0 rg BT 463.59 498.25 Td (and ) Tj ET Q q 0 0 0 rg BT 480.26 498.25 Td (W) Tj ET Q q 0 0 0 rg BT 488.90 498.25 Td (eb ) Tj ET Q q 0 0 0 rg BT 500.74 498.25 Td (and ) Tj ET Q q 0 0 0 rg BT 517.58 498.25 Td (application ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.25 Td (hosting ) Tj ET Q q 0 0 0 rg BT 81.95 486.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.23 486.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 114.16 486.25 Td (the ) Tj ET Q q 0 0 0 rg BT 128.88 486.25 Td (individual ) Tj ET Q q 0 0 0 rg BT 171.93 486.25 Td (needs ) Tj ET Q q 0 0 0 rg BT 197.20 486.25 Td (of ) Tj ET Q q 0 0 0 rg BT 208.03 486.25 Td (or) Tj ET Q q 0 0 0 rg BT 216.18 486.25 Td (ganizations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 461.05 Td (Acquisition & Integration Strategy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 437.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 437.05 Td (The ) Tj ET Q q 0 0 0 rg BT 103.98 437.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 145.29 437.05 Td (looks ) Tj ET Q q 0 0 0 rg BT 169.39 437.05 Td (at ) Tj ET Q q 0 0 0 rg BT 179.03 437.05 Td (its ) Tj ET Q q 0 0 0 rg BT 190.91 437.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 237.22 437.05 Td (strategy ) Tj ET Q q 0 0 0 rg BT 271.30 437.05 Td (as ) Tj ET Q q 0 0 0 rg BT 282.06 437.05 Td (an ) Tj ET Q q 0 0 0 rg BT 293.93 437.05 Td (ef) Tj ET Q q 0 0 0 rg BT 301.52 437.05 Td (ficient ) Tj ET Q q 0 0 0 rg BT 329.49 437.05 Td (way ) Tj ET Q q 0 0 0 rg BT 348.57 437.05 Td (to ) Tj ET Q q 0 0 0 rg BT 358.78 437.05 Td (further ) Tj ET Q q 0 0 0 rg BT 388.42 437.05 Td (expand ) Tj ET Q q 0 0 0 rg BT 419.72 437.05 Td (its ) Tj ET Q q 0 0 0 rg BT 431.60 437.05 Td (reach ) Tj ET Q q 0 0 0 rg BT 455.67 437.05 Td (in ) Tj ET Q q 0 0 0 rg BT 465.88 437.05 Td (the ) Tj ET Q q 0 0 0 rg BT 480.52 437.05 Td (insurance ) Tj ET Q q 0 0 0 rg BT 521.27 437.05 Td (sector ) Tj ET Q q 0 0 0 rg BT 547.57 437.05 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 425.05 Td (also ) Tj ET Q q 0 0 0 rg BT 68.27 425.05 Td (as ) Tj ET Q q 0 0 0 rg BT 78.77 425.05 Td (an ) Tj ET Q q 0 0 0 rg BT 90.37 425.05 Td (ef) Tj ET Q q 0 0 0 rg BT 97.96 425.05 Td (fective ) Tj ET Q q 0 0 0 rg BT 127.33 425.05 Td (utilization ) Tj ET Q q 0 0 0 rg BT 170.04 425.05 Td (of ) Tj ET Q q 0 0 0 rg BT 180.53 425.05 Td (the ) Tj ET Q q 0 0 0 rg BT 194.91 425.05 Td (operating ) Tj ET Q q 0 0 0 rg BT 234.84 425.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 254.77 425.05 Td (generated ) Tj ET Q q 0 0 0 rg BT 295.80 425.05 Td (from ) Tj ET Q q 0 0 0 rg BT 317.40 425.05 Td (its ) Tj ET Q q 0 0 0 rg BT 329.02 425.05 Td (business. ) Tj ET Q q 0 0 0 rg BT 367.57 425.05 Td (However) Tj ET Q q 0 0 0 rg BT 403.82 425.05 Td (, ) Tj ET Q q 0 0 0 rg BT 408.49 425.05 Td (the ) Tj ET Q q 0 0 0 rg BT 422.87 425.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 463.92 425.05 Td (does ) Tj ET Q q 0 0 0 rg BT 484.41 425.05 Td (not ) Tj ET Q q 0 0 0 rg BT 499.36 425.05 Td (believe ) Tj ET Q q 0 0 0 rg BT 530.39 425.05 Td (that ) Tj ET Q q 0 0 0 rg BT 547.55 425.05 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 413.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 96.43 413.05 Td (strategy ) Tj ET Q q 0 0 0 rg BT 130.63 413.05 Td (is ) Tj ET Q q 0 0 0 rg BT 139.85 413.05 Td (entirely ) Tj ET Q q 0 0 0 rg BT 172.93 413.05 Td (critical ) Tj ET Q q 0 0 0 rg BT 203.24 413.05 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 413.05 Td (its ) Tj ET Q q 0 0 0 rg BT 225.56 413.05 Td (future ) Tj ET Q q 0 0 0 rg BT 251.98 413.05 Td (profitability ) Tj ET Q q 0 0 0 rg BT 302.30 413.05 Td (or ) Tj ET Q q 0 0 0 rg BT 313.17 413.05 Td (liquidity) Tj ET Q q 0 0 0 rg BT 346.42 413.05 Td (. ) Tj ET Q q 0 0 0 rg BT 351.46 413.05 Td (Management ) Tj ET Q q 0 0 0 rg BT 406.21 413.05 Td (looks ) Tj ET Q q 0 0 0 rg BT 430.43 413.05 Td (at ) Tj ET Q q 0 0 0 rg BT 440.19 413.05 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 490.51 413.05 Td (as ) Tj ET Q q 0 0 0 rg BT 501.39 413.05 Td (an ) Tj ET Q q 0 0 0 rg BT 513.37 413.05 Td (integral ) Tj ET Q q 0 0 0 rg BT 546.46 413.05 Td (part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 401.05 Td (of ) Tj ET Q q 0 0 0 rg BT 59.73 401.05 Td (the ) Tj ET Q q 0 0 0 rg BT 73.35 401.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 119.33 401.05 Td (growth ) Tj ET Q q 0 0 0 rg BT 149.06 401.05 Td (strategy) Tj ET Q q 0 0 0 rg BT 180.07 401.05 Td (.) Tj ET Q q 0 0 0 rg BT 184.89 401.05 Td (W) Tj ET Q q 0 0 0 rg BT 193.53 401.05 Td (e ) Tj ET Q q 0 0 0 rg BT 199.37 401.05 Td (look ) Tj ET Q q 0 0 0 rg BT 218.54 401.05 Td (at ) Tj ET Q q 0 0 0 rg BT 227.16 401.05 Td (making ) Tj ET Q q 0 0 0 rg BT 258.56 401.05 Td (complimentary ) Tj ET Q q 0 0 0 rg BT 320.50 401.05 Td (accretive ) Tj ET Q q 0 0 0 rg BT 357.98 401.05 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 407.15 401.05 Td (as ) Tj ET Q q 0 0 0 rg BT 416.88 401.05 Td (and ) Tj ET Q q 0 0 0 rg BT 432.72 401.05 Td (when ) Tj ET Q q 0 0 0 rg BT 455.79 401.05 Td (the ) Tj ET Q q 0 0 0 rg BT 469.40 401.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 509.69 401.05 Td (has ) Tj ET Q q 0 0 0 rg BT 524.42 401.05 Td (suf) Tj ET Q q 0 0 0 rg BT 536.46 401.05 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 389.05 Td (liquidity) Tj ET Q q 0 0 0 rg BT 83.24 389.05 Td (, ) Tj ET Q q 0 0 0 rg BT 88.24 389.05 Td (stable ) Tj ET Q q 0 0 0 rg BT 114.07 389.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 134.34 389.05 Td (flows, ) Tj ET Q q 0 0 0 rg BT 161.56 389.05 Td (and ) Tj ET Q q 0 0 0 rg BT 178.50 389.05 Td (access ) Tj ET Q q 0 0 0 rg BT 206.53 389.05 Td (to ) Tj ET Q q 0 0 0 rg BT 216.81 389.05 Td (financing ) Tj ET Q q 0 0 0 rg BT 257.08 389.05 Td (at ) Tj ET Q q 0 0 0 rg BT 266.79 389.05 Td (attractive ) Tj ET Q q 0 0 0 rg BT 306.49 389.05 Td (interest ) Tj ET Q q 0 0 0 rg BT 338.42 389.05 Td (rates ) Tj ET Q q 0 0 0 rg BT 359.80 389.05 Td (to ) Tj ET Q q 0 0 0 rg BT 370.08 389.05 Td (do ) Tj ET Q q 0 0 0 rg BT 382.58 389.05 Td (so. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 365.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 365.05 Td (The ) Tj ET Q q 0 0 0 rg BT 103.62 365.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.57 365.05 Td (seeks ) Tj ET Q q 0 0 0 rg BT 168.30 365.05 Td (to ) Tj ET Q q 0 0 0 rg BT 178.15 365.05 Td (acquire ) Tj ET Q q 0 0 0 rg BT 209.64 365.05 Td (businesses ) Tj ET Q q 0 0 0 rg BT 253.93 365.05 Td (that ) Tj ET Q q 0 0 0 rg BT 271.00 365.05 Td (are ) Tj ET Q q 0 0 0 rg BT 285.27 365.05 Td (complementary ) Tj ET Q q 0 0 0 rg BT 349.54 365.05 Td (to ) Tj ET Q q 0 0 0 rg BT 359.39 365.05 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 386.04 365.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 419.77 365.05 Td (products ) Tj ET Q q 0 0 0 rg BT 456.28 365.05 Td (and ) Tj ET Q q 0 0 0 rg BT 472.79 365.05 Td (services. ) Tj ET Q q 0 0 0 rg BT 509.56 365.05 Td (In ) Tj ET Q q 0 0 0 rg BT 519.96 365.05 Td (this ) Tj ET Q q 0 0 0 rg BT 536.48 365.05 Td (regard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 353.05 Td (the ) Tj ET Q q 0 0 0 rg BT 63.55 353.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 109.47 353.05 Td (goal ) Tj ET Q q 0 0 0 rg BT 128.02 353.05 Td (is ) Tj ET Q q 0 0 0 rg BT 136.03 353.05 Td (to ) Tj ET Q q 0 0 0 rg BT 145.14 353.05 Td (provide ) Tj ET Q q 0 0 0 rg BT 177.02 353.05 Td (comprehensive, ) Tj ET Q q 0 0 0 rg BT 241.39 353.05 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 287.71 353.05 Td (based ) Tj ET Q q 0 0 0 rg BT 311.81 353.05 Td (solutions ) Tj ET Q q 0 0 0 rg BT 349.27 353.05 Td (that ) Tj ET Q q 0 0 0 rg BT 365.60 353.05 Td (simplify ) Tj ET Q q 0 0 0 rg BT 400.27 353.05 Td (insurance ) Tj ET Q q 0 0 0 rg BT 439.92 353.05 Td (industry ) Tj ET Q q 0 0 0 rg BT 474.03 353.05 Td (transaction ) Tj ET Q q 0 0 0 rg BT 519.24 353.05 Td (processing ) Tj ET Q q 0 0 0 rg BT 564.51 353.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 341.05 Td (by ) Tj ET Q q 0 0 0 rg BT 62.78 341.05 Td (carrying ) Tj ET Q q 0 0 0 rg BT 98.87 341.05 Td (data ) Tj ET Q q 0 0 0 rg BT 118.30 341.05 Td (from ) Tj ET Q q 0 0 0 rg BT 140.52 341.05 Td (one ) Tj ET Q q 0 0 0 rg BT 157.73 341.05 Td (end ) Tj ET Q q 0 0 0 rg BT 174.95 341.05 Td (to ) Tj ET Q q 0 0 0 rg BT 185.51 341.05 Td (another ) Tj ET Q q 0 0 0 rg BT 218.27 341.05 Td (seamlessly) Tj ET Q q 0 0 0 rg BT 260.94 341.05 Td (. ) Tj ET Q q 0 0 0 rg BT 265.61 341.05 Td (Any ) Tj ET Q q 0 0 0 rg BT 285.61 341.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 332.27 341.05 Td (made ) Tj ET Q q 0 0 0 rg BT 356.70 341.05 Td (by ) Tj ET Q q 0 0 0 rg BT 369.48 341.05 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 391.14 341.05 Td (typically ) Tj ET Q q 0 0 0 rg BT 428.91 341.05 Td (will ) Tj ET Q q 0 0 0 rg BT 447.24 341.05 Td (fall ) Tj ET Q q 0 0 0 rg BT 463.34 341.05 Td (into ) Tj ET Q q 0 0 0 rg BT 481.68 341.05 Td (one ) Tj ET Q q 0 0 0 rg BT 498.89 341.05 Td (of ) Tj ET Q q 0 0 0 rg BT 510.00 341.05 Td (two ) Tj ET Q q 0 0 0 rg BT 527.78 341.05 Td (dif) Tj ET Q q 0 0 0 rg BT 538.71 341.05 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 329.05 Td (categories ) Tj ET Q q 0 0 0 rg BT 93.54 329.05 Td (- ) Tj ET Q q 0 0 0 rg BT 99.88 329.05 Td (one, ) Tj ET Q q 0 0 0 rg BT 119.82 329.05 Td (wherein ) Tj ET Q q 0 0 0 rg BT 155.04 329.05 Td (the ) Tj ET Q q 0 0 0 rg BT 170.26 329.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 207.69 329.05 Td (company ) Tj ET Q q 0 0 0 rg BT 247.35 329.05 Td (has ) Tj ET Q q 0 0 0 rg BT 263.69 329.05 Td (products ) Tj ET Q q 0 0 0 rg BT 301.13 329.05 Td (and/or ) Tj ET Q q 0 0 0 rg BT 329.69 329.05 Td (services ) Tj ET Q q 0 0 0 rg BT 364.90 329.05 Td (that ) Tj ET Q q 0 0 0 rg BT 382.90 329.05 Td (are ) Tj ET Q q 0 0 0 rg BT 398.12 329.05 Td (competitive ) Tj ET Q q 0 0 0 rg BT 448.33 329.05 Td (to ) Tj ET Q q 0 0 0 rg BT 459.12 329.05 Td (our ) Tj ET Q q 0 0 0 rg BT 475.45 329.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 510.13 329.05 Td (products ) Tj ET Q q 0 0 0 rg BT 547.57 329.05 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 317.05 Td (services; ) Tj ET Q q 0 0 0 rg BT 87.80 317.05 Td (and ) Tj ET Q q 0 0 0 rg BT 105.05 317.05 Td (two, ) Tj ET Q q 0 0 0 rg BT 125.36 317.05 Td (wherein ) Tj ET Q q 0 0 0 rg BT 160.38 317.05 Td (the ) Tj ET Q q 0 0 0 rg BT 175.41 317.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 212.64 317.05 Td (company's ) Tj ET Q q 0 0 0 rg BT 257.80 317.05 Td (products ) Tj ET Q q 0 0 0 rg BT 295.05 317.05 Td (and ) Tj ET Q q 0 0 0 rg BT 312.30 317.05 Td (services ) Tj ET Q q 0 0 0 rg BT 347.32 317.05 Td (are ) Tj ET Q q 0 0 0 rg BT 362.34 317.05 Td (a ) Tj ET Q q 0 0 0 rg BT 369.59 317.05 Td (complement ) Tj ET Q q 0 0 0 rg BT 421.83 317.05 Td (to ) Tj ET Q q 0 0 0 rg BT 432.42 317.05 Td (and ) Tj ET Q q 0 0 0 rg BT 449.67 317.05 Td (an ) Tj ET Q q 0 0 0 rg BT 461.92 317.05 Td (extension ) Tj ET Q q 0 0 0 rg BT 503.05 317.05 Td (of ) Tj ET Q q 0 0 0 rg BT 514.20 317.05 Td (our ) Tj ET Q q 0 0 0 rg BT 530.34 317.05 Td (existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 305.05 Td (products ) Tj ET Q q 0 0 0 rg BT 86.94 305.05 Td (and ) Tj ET Q q 0 0 0 rg BT 103.88 305.05 Td (services. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 293.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 281.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 281.05 Td (In ) Tj ET Q q 0 0 0 rg BT 97.09 281.05 Td (cases ) Tj ET Q q 0 0 0 rg BT 120.94 281.05 Td (where ) Tj ET Q q 0 0 0 rg BT 148.13 281.05 Td (an ) Tj ET Q q 0 0 0 rg BT 160.32 281.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 197.50 281.05 Td (company's ) Tj ET Q q 0 0 0 rg BT 242.61 281.05 Td (products ) Tj ET Q q 0 0 0 rg BT 279.80 281.05 Td (and ) Tj ET Q q 0 0 0 rg BT 297.00 281.05 Td (services ) Tj ET Q q 0 0 0 rg BT 331.96 281.05 Td (are ) Tj ET Q q 0 0 0 rg BT 346.92 281.05 Td (competitive ) Tj ET Q q 0 0 0 rg BT 396.89 281.05 Td (to ) Tj ET Q q 0 0 0 rg BT 407.42 281.05 Td (our ) Tj ET Q q 0 0 0 rg BT 423.51 281.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 457.93 281.05 Td (products ) Tj ET Q q 0 0 0 rg BT 495.12 281.05 Td (and ) Tj ET Q q 0 0 0 rg BT 512.32 281.05 Td (services, ) Tj ET Q q 0 0 0 rg BT 549.78 281.05 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 269.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.85 269.05 Td (immediately ) Tj ET Q q 0 0 0 rg BT 144.80 269.05 Td (strives ) Tj ET Q q 0 0 0 rg BT 173.87 269.05 Td (towards ) Tj ET Q q 0 0 0 rg BT 208.50 269.05 Td (the ) Tj ET Q q 0 0 0 rg BT 223.68 269.05 Td (goal ) Tj ET Q q 0 0 0 rg BT 243.86 269.05 Td (of ) Tj ET Q q 0 0 0 rg BT 255.15 269.05 Td (providing ) Tj ET Q q 0 0 0 rg BT 297.00 269.05 Td (a ) Tj ET Q q 0 0 0 rg BT 304.40 269.05 Td (single ) Tj ET Q q 0 0 0 rg BT 331.25 269.05 Td (product ) Tj ET Q q 0 0 0 rg BT 364.77 269.05 Td (or ) Tj ET Q q 0 0 0 rg BT 376.06 269.05 Td (service ) Tj ET Q q 0 0 0 rg BT 407.34 269.05 Td (in ) Tj ET Q q 0 0 0 rg BT 418.08 269.05 Td (the ) Tj ET Q q 0 0 0 rg BT 433.26 269.05 Td (functional ) Tj ET Q q 0 0 0 rg BT 476.77 269.05 Td (area, ) Tj ET Q q 0 0 0 rg BT 498.88 269.05 Td (with ) Tj ET Q q 0 0 0 rg BT 519.62 269.05 Td (a ) Tj ET Q q 0 0 0 rg BT 527.02 269.05 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 257.05 Td (code ) Tj ET Q q 0 0 0 rg BT 71.13 257.05 Td (base ) Tj ET Q q 0 0 0 rg BT 91.15 257.05 Td (around ) Tj ET Q q 0 0 0 rg BT 121.16 257.05 Td (the ) Tj ET Q q 0 0 0 rg BT 135.63 257.05 Td (world ) Tj ET Q q 0 0 0 rg BT 161.21 257.05 Td (rather ) Tj ET Q q 0 0 0 rg BT 186.78 257.05 Td (than ) Tj ET Q q 0 0 0 rg BT 206.24 257.05 Td (have ) Tj ET Q q 0 0 0 rg BT 227.37 257.05 Td (multiple ) Tj ET Q q 0 0 0 rg BT 262.95 257.05 Td (products ) Tj ET Q q 0 0 0 rg BT 299.64 257.05 Td (addressing ) Tj ET Q q 0 0 0 rg BT 344.66 257.05 Td (the ) Tj ET Q q 0 0 0 rg BT 359.12 257.05 Td (same ) Tj ET Q q 0 0 0 rg BT 381.92 257.05 Td (area. ) Tj ET Q q 0 0 0 rg BT 403.32 257.05 Td (In ) Tj ET Q q 0 0 0 rg BT 413.90 257.05 Td (each ) Tj ET Q q 0 0 0 rg BT 434.46 257.05 Td (case, ) Tj ET Q q 0 0 0 rg BT 456.42 257.05 Td (the ) Tj ET Q q 0 0 0 rg BT 470.89 257.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 512.02 257.05 Td (immediately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 245.05 Td (works ) Tj ET Q q 0 0 0 rg BT 77.57 245.05 Td (towards ) Tj ET Q q 0 0 0 rg BT 112.36 245.05 Td (assimilating ) Tj ET Q q 0 0 0 rg BT 163.82 245.05 Td (the ) Tj ET Q q 0 0 0 rg BT 179.17 245.05 Td (best ) Tj ET Q q 0 0 0 rg BT 198.40 245.05 Td (of ) Tj ET Q q 0 0 0 rg BT 209.86 245.05 Td (breed ) Tj ET Q q 0 0 0 rg BT 235.20 245.05 Td (functionality ) Tj ET Q q 0 0 0 rg BT 289.43 245.05 Td (on ) Tj ET Q q 0 0 0 rg BT 302.55 245.05 Td (a ) Tj ET Q q 0 0 0 rg BT 310.12 245.05 Td (common ) Tj ET Q q 0 0 0 rg BT 348.25 245.05 Td (architecture ) Tj ET Q q 0 0 0 rg BT 398.56 245.05 Td (approach, ) Tj ET Q q 0 0 0 rg BT 440.84 245.05 Td (to ) Tj ET Q q 0 0 0 rg BT 451.74 245.05 Td (provide ) Tj ET Q q 0 0 0 rg BT 485.42 245.05 Td (a ) Tj ET Q q 0 0 0 rg BT 492.99 245.05 Td (single ) Tj ET Q q 0 0 0 rg BT 520.00 245.05 Td (product ) Tj ET Q q 0 0 0 rg BT 553.68 245.05 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 233.05 Td (service ) Tj ET Q q 0 0 0 rg BT 80.62 233.05 Td (to ) Tj ET Q q 0 0 0 rg BT 90.71 233.05 Td (our ) Tj ET Q q 0 0 0 rg BT 106.34 233.05 Td (end ) Tj ET Q q 0 0 0 rg BT 123.09 233.05 Td (customers. ) Tj ET Q q 0 0 0 rg BT 168.27 233.05 Td (The ) Tj ET Q q 0 0 0 rg BT 186.13 233.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 233.01 233.05 Td (goal ) Tj ET Q q 0 0 0 rg BT 252.54 233.05 Td (remains ) Tj ET Q q 0 0 0 rg BT 286.50 233.05 Td (to ) Tj ET Q q 0 0 0 rg BT 296.58 233.05 Td (provide ) Tj ET Q q 0 0 0 rg BT 329.43 233.05 Td (a ) Tj ET Q q 0 0 0 rg BT 336.18 233.05 Td (simplistic ) Tj ET Q q 0 0 0 rg BT 377.38 233.05 Td (solution ) Tj ET Q q 0 0 0 rg BT 411.91 233.05 Td (for ) Tj ET Q q 0 0 0 rg BT 425.88 233.05 Td (our ) Tj ET Q q 0 0 0 rg BT 441.51 233.05 Td (customer ) Tj ET Q q 0 0 0 rg BT 480.47 233.05 Td (base, ) Tj ET Q q 0 0 0 rg BT 503.05 233.05 Td (while ) Tj ET Q q 0 0 0 rg BT 527.57 233.05 Td (ensuring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 221.05 Td (that ) Tj ET Q q 0 0 0 rg BT 66.87 221.05 Td (any ) Tj ET Q q 0 0 0 rg BT 83.19 221.05 Td (product ) Tj ET Q q 0 0 0 rg BT 115.61 221.05 Td (or ) Tj ET Q q 0 0 0 rg BT 125.82 221.05 Td (service ) Tj ET Q q 0 0 0 rg BT 156.01 221.05 Td (integrates ) Tj ET Q q 0 0 0 rg BT 196.76 221.05 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 241.96 221.05 Td (with ) Tj ET Q q 0 0 0 rg BT 261.61 221.05 Td (other ) Tj ET Q q 0 0 0 rg BT 284.04 221.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 317.58 221.05 Td (or ) Tj ET Q q 0 0 0 rg BT 327.78 221.05 Td (outside ) Tj ET Q q 0 0 0 rg BT 358.55 221.05 Td (functionalities. ) Tj ET Q q 0 0 0 rg BT 420.13 221.05 Td (Irrespective ) Tj ET Q q 0 0 0 rg BT 469.20 221.05 Td (of ) Tj ET Q q 0 0 0 rg BT 479.41 221.05 Td (whether ) Tj ET Q q 0 0 0 rg BT 513.49 221.05 Td (the ) Tj ET Q q 0 0 0 rg BT 527.58 221.05 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 209.05 Td (company's ) Tj ET Q q 0 0 0 rg BT 94.51 209.05 Td (product/service ) Tj ET Q q 0 0 0 rg BT 158.30 209.05 Td (is ) Tj ET Q q 0 0 0 rg BT 167.13 209.05 Td (retired ) Tj ET Q q 0 0 0 rg BT 195.38 209.05 Td (or ) Tj ET Q q 0 0 0 rg BT 205.87 209.05 Td (the ) Tj ET Q q 0 0 0 rg BT 220.24 209.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 254.07 209.05 Td (product/service ) Tj ET Q q 0 0 0 rg BT 317.86 209.05 Td (is ) Tj ET Q q 0 0 0 rg BT 326.69 209.05 Td (retired, ) Tj ET Q q 0 0 0 rg BT 357.44 209.05 Td (the ) Tj ET Q q 0 0 0 rg BT 371.82 209.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 412.86 209.05 Td (is ) Tj ET Q q 0 0 0 rg BT 421.69 209.05 Td (focused ) Tj ET Q q 0 0 0 rg BT 454.94 209.05 Td (on ) Tj ET Q q 0 0 0 rg BT 467.10 209.05 Td (maximizing ) Tj ET Q q 0 0 0 rg BT 517.03 209.05 Td (operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 197.05 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 197.05 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 91.58 197.05 Td (for ) Tj ET Q q 0 0 0 rg BT 105.03 197.05 Td (our ) Tj ET Q q 0 0 0 rg BT 120.16 197.05 Td (business ) Tj ET Q q 0 0 0 rg BT 155.84 197.05 Td (while ) Tj ET Q q 0 0 0 rg BT 179.85 197.05 Td (creating ) Tj ET Q q 0 0 0 rg BT 213.84 197.05 Td (new ) Tj ET Q q 0 0 0 rg BT 232.29 197.05 Td (cutting ) Tj ET Q q 0 0 0 rg BT 261.86 197.05 Td (edge ) Tj ET Q q 0 0 0 rg BT 282.53 197.05 Td (products ) Tj ET Q q 0 0 0 rg BT 318.76 197.05 Td (and ) Tj ET Q q 0 0 0 rg BT 334.99 197.05 Td (services ) Tj ET Q q 0 0 0 rg BT 368.99 197.05 Td (that ) Tj ET Q q 0 0 0 rg BT 385.78 197.05 Td (can ) Tj ET Q q 0 0 0 rg BT 401.45 197.05 Td (replace ) Tj ET Q q 0 0 0 rg BT 432.10 197.05 Td (both ) Tj ET Q q 0 0 0 rg BT 451.67 197.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 485.13 197.05 Td (or ) Tj ET Q q 0 0 0 rg BT 495.25 197.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 531.46 197.05 Td (product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 185.05 Td (or ) Tj ET Q q 0 0 0 rg BT 60.83 185.05 Td (service ) Tj ET Q q 0 0 0 rg BT 91.65 185.05 Td (of) Tj ET Q q 0 0 0 rg BT 99.79 185.05 Td (ferings ) Tj ET Q q 0 0 0 rg BT 130.06 185.05 Td (in ) Tj ET Q q 0 0 0 rg BT 140.34 185.05 Td (order ) Tj ET Q q 0 0 0 rg BT 163.94 185.05 Td (to ) Tj ET Q q 0 0 0 rg BT 174.22 185.05 Td (make ) Tj ET Q q 0 0 0 rg BT 198.37 185.05 Td (future ) Tj ET Q q 0 0 0 rg BT 224.75 185.05 Td (product ) Tj ET Q q 0 0 0 rg BT 257.80 185.05 Td (sales ) Tj ET Q q 0 0 0 rg BT 279.74 185.05 Td (and ) Tj ET Q q 0 0 0 rg BT 296.67 185.05 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 349.70 185.05 Td (more ) Tj ET Q q 0 0 0 rg BT 372.75 185.05 Td (ef) Tj ET Q q 0 0 0 rg BT 380.34 185.05 Td (ficient. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 161.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 161.05 Td (Once ) Tj ET Q q 0 0 0 rg BT 109.51 161.05 Td (an ) Tj ET Q q 0 0 0 rg BT 121.36 161.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 167.65 161.05 Td (is ) Tj ET Q q 0 0 0 rg BT 176.73 161.05 Td (consummated, ) Tj ET Q q 0 0 0 rg BT 237.19 161.05 Td (the ) Tj ET Q q 0 0 0 rg BT 251.81 161.05 Td (infrastructure, ) Tj ET Q q 0 0 0 rg BT 310.59 161.05 Td (personnel ) Tj ET Q q 0 0 0 rg BT 351.88 161.05 Td (resources, ) Tj ET Q q 0 0 0 rg BT 394.55 161.05 Td (sales, ) Tj ET Q q 0 0 0 rg BT 418.90 161.05 Td (product ) Tj ET Q q 0 0 0 rg BT 451.85 161.05 Td (management, ) Tj ET Q q 0 0 0 rg BT 507.85 161.05 Td (development, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 149.05 Td (and ) Tj ET Q q 0 0 0 rg BT 67.12 149.05 Td (other ) Tj ET Q q 0 0 0 rg BT 90.35 149.05 Td (common ) Tj ET Q q 0 0 0 rg BT 128.03 149.05 Td (functions ) Tj ET Q q 0 0 0 rg BT 167.93 149.05 Td (are ) Tj ET Q q 0 0 0 rg BT 182.82 149.05 Td (integrated ) Tj ET Q q 0 0 0 rg BT 225.48 149.05 Td (with ) Tj ET Q q 0 0 0 rg BT 245.94 149.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 280.29 149.05 Td (operations ) Tj ET Q q 0 0 0 rg BT 324.63 149.05 Td (to ) Tj ET Q q 0 0 0 rg BT 335.09 149.05 Td (ensure ) Tj ET Q q 0 0 0 rg BT 363.87 149.05 Td (that ) Tj ET Q q 0 0 0 rg BT 381.55 149.05 Td (ef) Tj ET Q q 0 0 0 rg BT 389.14 149.05 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 430.13 149.05 Td (are ) Tj ET Q q 0 0 0 rg BT 445.02 149.05 Td (maximized ) Tj ET Q q 0 0 0 rg BT 492.14 149.05 Td (and ) Tj ET Q q 0 0 0 rg BT 509.26 149.05 Td (redundancies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 137.05 Td (eliminated. ) Tj ET Q q 0 0 0 rg BT 97.31 137.05 Td (W) Tj ET Q q 0 0 0 rg BT 105.95 137.05 Td (e ) Tj ET Q q 0 0 0 rg BT 113.19 137.05 Td (generally ) Tj ET Q q 0 0 0 rg BT 153.20 137.05 Td (do ) Tj ET Q q 0 0 0 rg BT 166.01 137.05 Td (not ) Tj ET Q q 0 0 0 rg BT 181.59 137.05 Td (maintain ) Tj ET Q q 0 0 0 rg BT 219.39 137.05 Td (separate ) Tj ET Q q 0 0 0 rg BT 254.95 137.05 Td (sales, ) Tj ET Q q 0 0 0 rg BT 279.70 137.05 Td (development, ) Tj ET Q q 0 0 0 rg BT 336.65 137.05 Td (product ) Tj ET Q q 0 0 0 rg BT 370.01 137.05 Td (management, ) Tj ET Q q 0 0 0 rg BT 426.40 137.05 Td (implementation ) Tj ET Q q 0 0 0 rg BT 491.97 137.05 Td (or ) Tj ET Q q 0 0 0 rg BT 503.11 137.05 Td (quality ) Tj ET Q q 0 0 0 rg BT 533.69 137.05 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 125.05 Td (groups ) Tj ET Q q 0 0 0 rg BT 79.12 125.05 Td (post-closing ) Tj ET Q q 0 0 0 rg BT 129.91 125.05 Td (so ) Tj ET Q q 0 0 0 rg BT 140.70 125.05 Td (as ) Tj ET Q q 0 0 0 rg BT 150.93 125.05 Td (to ) Tj ET Q q 0 0 0 rg BT 160.61 125.05 Td (ensure ) Tj ET Q q 0 0 0 rg BT 188.60 125.05 Td (that ) Tj ET Q q 0 0 0 rg BT 205.50 125.05 Td (the ) Tj ET Q q 0 0 0 rg BT 219.61 125.05 Td (integration ) Tj ET Q q 0 0 0 rg BT 264.83 125.05 Td (is ) Tj ET Q q 0 0 0 rg BT 273.40 125.05 Td (ef) Tj ET Q q 0 0 0 rg BT 280.99 125.05 Td (ficient ) Tj ET Q q 0 0 0 rg BT 308.43 125.05 Td (across ) Tj ET Q q 0 0 0 rg BT 335.32 125.05 Td (all ) Tj ET Q q 0 0 0 rg BT 347.22 125.05 Td (fronts. ) Tj ET Q q 0 0 0 rg BT 374.81 125.05 Td (The ) Tj ET Q q 0 0 0 rg BT 392.26 125.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 433.04 125.05 Td (integrates ) Tj ET Q q 0 0 0 rg BT 473.81 125.05 Td (and ) Tj ET Q q 0 0 0 rg BT 490.15 125.05 Td (where ) Tj ET Q q 0 0 0 rg BT 516.48 125.05 Td (appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 113.05 Td (centralizes ) Tj ET Q q 0 0 0 rg BT 94.93 113.05 Td (certain ) Tj ET Q q 0 0 0 rg BT 124.32 113.05 Td (key ) Tj ET Q q 0 0 0 rg BT 140.94 113.05 Td (functions ) Tj ET Q q 0 0 0 rg BT 180.34 113.05 Td (such ) Tj ET Q q 0 0 0 rg BT 200.85 113.05 Td (as ) Tj ET Q q 0 0 0 rg BT 211.36 113.05 Td (product ) Tj ET Q q 0 0 0 rg BT 244.09 113.05 Td (development, ) Tj ET Q q 0 0 0 rg BT 300.42 113.05 Td (information ) Tj ET Q q 0 0 0 rg BT 349.82 113.05 Td (technology) Tj ET Q q 0 0 0 rg BT 393.60 113.05 Td (, ) Tj ET Q q 0 0 0 rg BT 398.29 113.05 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 443.51 113.05 Td (sales, ) Tj ET Q q 0 0 0 rg BT 467.63 113.05 Td (finance, ) Tj ET Q q 0 0 0 rg BT 501.74 113.05 Td (administration, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 101.05 Td (and ) Tj ET Q q 0 0 0 rg BT 66.15 101.05 Td (quality ) Tj ET Q q 0 0 0 rg BT 95.64 101.05 Td (assurance ) Tj ET Q q 0 0 0 rg BT 136.23 101.05 Td (immediately ) Tj ET Q q 0 0 0 rg BT 187.93 101.05 Td (after ) Tj ET Q q 0 0 0 rg BT 207.96 101.05 Td (an ) Tj ET Q q 0 0 0 rg BT 219.11 101.05 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 267.21 101.05 Td (to ) Tj ET Q q 0 0 0 rg BT 276.70 101.05 Td (ensure ) Tj ET Q q 0 0 0 rg BT 304.52 101.05 Td (that ) Tj ET Q q 0 0 0 rg BT 321.23 101.05 Td (the ) Tj ET Q q 0 0 0 rg BT 335.16 101.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 375.76 101.05 Td (can ) Tj ET Q q 0 0 0 rg BT 391.35 101.05 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 421.39 101.05 Td (leverage ) Tj ET Q q 0 0 0 rg BT 456.97 101.05 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 509.23 101.05 Td (opportunities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 89.05 Td (and ) Tj ET Q q 0 0 0 rg BT 66.64 89.05 Td (to ) Tj ET Q q 0 0 0 rg BT 76.62 89.05 Td (realize ) Tj ET Q q 0 0 0 rg BT 105.46 89.05 Td (cost ) Tj ET Q q 0 0 0 rg BT 123.77 89.05 Td (ef) Tj ET Q q 0 0 0 rg BT 131.36 89.05 Td (ficiencies. ) Tj ET Q q 0 0 0 rg BT 174.21 89.05 Td (While ) Tj ET Q q 0 0 0 rg BT 200.85 89.05 Td (doing ) Tj ET Q q 0 0 0 rg BT 225.83 89.05 Td (so, ) Tj ET Q q 0 0 0 rg BT 239.42 89.05 Td (the ) Tj ET Q q 0 0 0 rg BT 253.84 89.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 300.62 89.05 Td (resources ) Tj ET Q q 0 0 0 rg BT 340.58 89.05 Td (and ) Tj ET Q q 0 0 0 rg BT 357.22 89.05 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 413.28 89.05 Td (are ) Tj ET Q q 0 0 0 rg BT 427.69 89.05 Td (leveraged ) Tj ET Q q 0 0 0 rg BT 468.75 89.05 Td (to ) Tj ET Q q 0 0 0 rg BT 478.73 89.05 Td (work ) Tj ET Q q 0 0 0 rg BT 501.48 89.05 Td (across ) Tj ET Q q 0 0 0 rg BT 528.68 89.05 Td (multiple ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 77.05 Td (functions, ) Tj ET Q q 0 0 0 rg BT 92.93 77.05 Td (products ) Tj ET Q q 0 0 0 rg BT 130.59 77.05 Td (and ) Tj ET Q q 0 0 0 rg BT 148.24 77.05 Td (services ) Tj ET Q q 0 0 0 rg BT 183.67 77.05 Td (making ) Tj ET Q q 0 0 0 rg BT 216.88 77.05 Td (it ) Tj ET Q q 0 0 0 rg BT 225.65 77.05 Td (neither ) Tj ET Q q 0 0 0 rg BT 256.63 77.05 Td (practical ) Tj ET Q q 0 0 0 rg BT 294.27 77.05 Td (nor ) Tj ET Q q 0 0 0 rg BT 310.82 77.05 Td (feasible ) Tj ET Q q 0 0 0 rg BT 345.13 77.05 Td (to ) Tj ET Q q 0 0 0 rg BT 356.12 77.05 Td (precisely ) Tj ET Q q 0 0 0 rg BT 395.43 77.05 Td (separately ) Tj ET Q q 0 0 0 rg BT 439.18 77.05 Td (track ) Tj ET Q q 0 0 0 rg BT 462.38 77.05 Td (and ) Tj ET Q q 0 0 0 rg BT 480.04 77.05 Td (disclose ) Tj ET Q q 0 0 0 rg BT 515.47 77.05 Td (the ) Tj ET Q q 0 0 0 rg BT 530.91 77.05 Td (specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 65.05 Td (earnings ) Tj ET Q q 0 0 0 rg BT 86.76 65.05 Td (impact ) Tj ET Q q 0 0 0 rg BT 116.85 65.05 Td (from ) Tj ET Q q 0 0 0 rg BT 139.17 65.05 Td (the ) Tj ET Q q 0 0 0 rg BT 154.26 65.05 Td (business ) Tj ET Q q 0 0 0 rg BT 191.04 65.05 Td (combinations ) Tj ET Q q 0 0 0 rg BT 247.80 65.05 Td (we ) Tj ET Q q 0 0 0 rg BT 262.34 65.05 Td (have ) Tj ET Q q 0 0 0 rg BT 284.09 65.05 Td (executed ) Tj ET Q q 0 0 0 rg BT 322.51 65.05 Td (after ) Tj ET Q q 0 0 0 rg BT 343.70 65.05 Td (they ) Tj ET Q q 0 0 0 rg BT 363.80 65.05 Td (have ) Tj ET Q q 0 0 0 rg BT 385.55 65.05 Td (been ) Tj ET Q q 0 0 0 rg BT 407.31 65.05 Td (acquired.Consequently ) Tj ET Q q 0 0 0 rg BT 504.61 65.05 Td (the ) Tj ET Q q 0 0 0 rg BT 519.71 65.05 Td (concept ) Tj ET Q q 0 0 0 rg BT 553.68 65.05 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 53.05 Td (acquisitive ) Tj ET Q q 0 0 0 rg BT 101.30 53.05 Td (growth ) Tj ET Q q 0 0 0 rg BT 137.61 53.05 Td (versus ) Tj ET Q q 0 0 0 rg BT 166.70 53.05 Td (or) Tj ET Q q 0 0 0 rg BT 179.29 53.05 Td (ganic ) Tj ET Q q 0 0 0 rg BT 204.49 53.05 Td (revenue ) Tj ET Q q 0 0 0 rg BT 239.68 53.05 Td (growth ) Tj ET Q q 0 0 0 rg BT 275.99 53.05 Td (becomes ) Tj ET Q q 0 0 0 rg BT 314.51 53.05 Td (rather ) Tj ET Q q 0 0 0 rg BT 341.37 53.05 Td (obscure ) Tj ET Q q 0 0 0 rg BT 376.01 53.05 Td (given ) Tj ET Q q 0 0 0 rg BT 401.77 53.05 Td (the ) Tj ET Q q 0 0 0 rg BT 417.53 53.05 Td (dynamics ) Tj ET Q q 0 0 0 rg BT 459.39 53.05 Td (and ) Tj ET Q q 0 0 0 rg BT 477.37 53.05 Td (underlying ) Tj ET Q q 0 0 0 rg BT 524.24 53.05 Td (operating ) Tj ET Q endstream endobj 13 0 obj <>] /Rotate 0 /Contents 14 0 R>> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (principals ) Tj ET Q q 0 0 0 rg BT 92.05 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 103.00 742.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 130.20 742.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 179.20 742.10 Td (integration, ) Tj ET Q q 0 0 0 rg BT 227.64 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.70 742.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 275.65 742.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 306.66 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 311.59 742.10 Td (This ) Tj ET Q q 0 0 0 rg BT 331.99 742.10 Td (tactic ) Tj ET Q q 0 0 0 rg BT 356.26 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 365.55 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 372.60 742.10 Td (key ) Tj ET Q q 0 0 0 rg BT 389.66 742.10 Td (part ) Tj ET Q q 0 0 0 rg BT 407.83 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 418.78 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 434.73 742.10 Td (business ) Tj ET Q q 0 0 0 rg BT 471.24 742.10 Td (strategy ) Tj ET Q q 0 0 0 rg BT 505.51 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 523.13 742.10 Td (facilitates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (high ) Tj ET Q q 0 0 0 rg BT 69.70 730.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 94.95 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.21 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 112.80 730.10 Td (ficiency) Tj ET Q q 0 0 0 rg BT 144.35 730.10 Td (, ) Tj ET Q q 0 0 0 rg BT 148.78 730.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 190.70 730.10 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 235.94 730.10 Td (vision ) Tj ET Q q 0 0 0 rg BT 262.31 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 275.90 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 291.15 730.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 329.47 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.83 730.10 Td (dif) Tj ET Q q 0 0 0 rg BT 356.76 730.10 Td (ferentiates ) Tj ET Q q 0 0 0 rg BT 400.33 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.47 730.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 455.28 730.10 Td (from ) Tj ET Q q 0 0 0 rg BT 476.64 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 491.90 730.10 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 543.11 730.10 Td (Also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.67 718.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 85.22 718.10 Td (is ) Tj ET Q q 0 0 0 rg BT 94.23 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 104.34 718.10 Td (make ) Tj ET Q q 0 0 0 rg BT 128.33 718.10 Td (niche ) Tj ET Q q 0 0 0 rg BT 152.32 718.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 202.43 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 212.55 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.10 718.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 267.75 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.53 718.10 Td (finance ) Tj ET Q q 0 0 0 rg BT 316.29 718.10 Td (sector) Tj ET Q q 0 0 0 rg BT 339.77 718.10 Td (, ) Tj ET Q q 0 0 0 rg BT 344.60 718.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 381.92 718.10 Td (them ) Tj ET Q q 0 0 0 rg BT 404.25 718.10 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 449.91 718.10 Td (into ) Tj ET Q q 0 0 0 rg BT 467.81 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.36 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 523.58 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 540.36 718.10 Td (make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (them ) Tj ET Q q 0 0 0 rg BT 72.25 706.10 Td (ef) Tj ET Q q 0 0 0 rg BT 79.84 706.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 107.64 706.10 Td (by ) Tj ET Q q 0 0 0 rg BT 119.90 706.10 Td (implementing ) Tj ET Q q 0 0 0 rg BT 177.71 706.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 204.54 706.10 Td (standardized ) Tj ET Q q 0 0 0 rg BT 257.33 706.10 Td (processes, ) Tj ET Q q 0 0 0 rg BT 300.41 706.10 Td (with ) Tj ET Q q 0 0 0 rg BT 320.45 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.92 706.10 Td (goal ) Tj ET Q q 0 0 0 rg BT 354.40 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.99 706.10 Td (increasing ) Tj ET Q q 0 0 0 rg BT 408.34 706.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 448.36 706.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 468.39 706.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 492.87 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 506.79 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.26 706.10 Td (Company) Tj ET Q q 0 0 0 rg BT 559.50 706.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 71.67 694.10 Td (s ) Tj ET Q q 0 0 0 rg BT 78.06 694.10 Td (success ) Tj ET Q q 0 0 0 rg BT 110.55 694.10 Td (with ) Tj ET Q q 0 0 0 rg BT 130.83 694.10 Td (its ) Tj ET Q q 0 0 0 rg BT 142.77 694.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 189.16 694.10 Td (strategy ) Tj ET Q q 0 0 0 rg BT 223.31 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 233.59 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.31 694.10 Td (past ) Tj ET Q q 0 0 0 rg BT 266.91 694.10 Td (has ) Tj ET Q q 0 0 0 rg BT 282.74 694.10 Td (made ) Tj ET Q q 0 0 0 rg BT 306.90 694.10 Td (it ) Tj ET Q q 0 0 0 rg BT 314.96 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 321.89 694.10 Td (central ) Tj ET Q q 0 0 0 rg BT 351.60 694.10 Td (part ) Tj ET Q q 0 0 0 rg BT 369.64 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.47 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.19 694.10 Td (future ) Tj ET Q q 0 0 0 rg BT 421.57 694.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 452.40 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 463.23 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.94 694.10 Td (Company) Tj ET Q q 0 0 0 rg BT 516.18 694.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 670.10 Td (In ) Tj ET Q q 0 0 0 rg BT 98.76 670.10 Td (many ) Tj ET Q q 0 0 0 rg BT 125.42 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.18 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.83 670.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 207.04 670.10 Td (made ) Tj ET Q q 0 0 0 rg BT 233.13 670.10 Td (by ) Tj ET Q q 0 0 0 rg BT 247.56 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 264.21 670.10 Td (Company) Tj ET Q q 0 0 0 rg BT 302.45 670.10 Td (, ) Tj ET Q q 0 0 0 rg BT 309.38 670.10 Td (there ) Tj ET Q q 0 0 0 rg BT 333.80 670.10 Td (are ) Tj ET Q q 0 0 0 rg BT 350.44 670.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 397.09 670.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 455.40 670.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 482.05 670.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 527.57 670.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.79 670.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (achievement ) Tj ET Q q 0 0 0 rg BT 103.23 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 114.27 658.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 144.18 658.10 Td (designated ) Tj ET Q q 0 0 0 rg BT 189.65 658.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 224.01 658.10 Td (tar) Tj ET Q q 0 0 0 rg BT 234.37 658.10 Td (gets ) Tj ET Q q 0 0 0 rg BT 253.19 658.10 Td (for ) Tj ET Q q 0 0 0 rg BT 267.56 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.48 658.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 319.61 658.10 Td (Company) Tj ET Q q 0 0 0 rg BT 357.85 658.10 Td (. ) Tj ET Q q 0 0 0 rg BT 363.06 658.10 Td (In ) Tj ET Q q 0 0 0 rg BT 374.09 658.10 Td (each ) Tj ET Q q 0 0 0 rg BT 395.12 658.10 Td (case ) Tj ET Q q 0 0 0 rg BT 415.03 658.10 Td (where ) Tj ET Q q 0 0 0 rg BT 442.17 658.10 Td (such ) Tj ET Q q 0 0 0 rg BT 463.21 658.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 508.13 658.10 Td (consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 75.03 646.10 Td (are ) Tj ET Q q 0 0 0 rg BT 90.06 646.10 Td (present, ) Tj ET Q q 0 0 0 rg BT 124.25 646.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 145.96 646.10 Td (allows ) Tj ET Q q 0 0 0 rg BT 174.88 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.92 646.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 227.16 646.10 Td (company ) Tj ET Q q 0 0 0 rg BT 266.63 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 277.23 646.10 Td (count ) Tj ET Q q 0 0 0 rg BT 302.26 646.10 Td (new ) Tj ET Q q 0 0 0 rg BT 321.74 646.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 343.99 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.14 646.10 Td (our ) Tj ET Q q 0 0 0 rg BT 371.29 646.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 405.77 646.10 Td (products ) Tj ET Q q 0 0 0 rg BT 443.03 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 460.28 646.10 Td (services ) Tj ET Q q 0 0 0 rg BT 495.31 646.10 Td (towards ) Tj ET Q q 0 0 0 rg BT 529.79 646.10 Td (meeting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.54 634.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 98.51 634.10 Td (tar) Tj ET Q q 0 0 0 rg BT 108.88 634.10 Td (get. ) Tj ET Q q 0 0 0 rg BT 125.75 634.10 Td (This ) Tj ET Q q 0 0 0 rg BT 145.85 634.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 183.16 634.10 Td (allows ) Tj ET Q q 0 0 0 rg BT 211.59 634.10 Td (us ) Tj ET Q q 0 0 0 rg BT 222.81 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 232.91 634.10 Td (still ) Tj ET Q q 0 0 0 rg BT 250.24 634.10 Td (carry ) Tj ET Q q 0 0 0 rg BT 273.10 634.10 Td (on ) Tj ET Q q 0 0 0 rg BT 285.43 634.10 Td (with ) Tj ET Q q 0 0 0 rg BT 305.53 634.10 Td (our ) Tj ET Q q 0 0 0 rg BT 321.18 634.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 366.83 634.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 397.83 634.10 Td (, ) Tj ET Q q 0 0 0 rg BT 402.66 634.10 Td (while ) Tj ET Q q 0 0 0 rg BT 427.20 634.10 Td (enabling ) Tj ET Q q 0 0 0 rg BT 463.96 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.50 634.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 515.25 634.10 Td (company ) Tj ET Q q 0 0 0 rg BT 554.23 634.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.74 622.10 Td (eligible ) Tj ET Q q 0 0 0 rg BT 94.04 622.10 Td (for ) Tj ET Q q 0 0 0 rg BT 108.00 622.10 Td (a ) Tj ET Q q 0 0 0 rg BT 114.75 622.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 148.70 622.10 Td (based ) Tj ET Q q 0 0 0 rg BT 173.77 622.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 218.29 622.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 256.13 622.10 Td (consideration. ) Tj ET Q q 0 0 0 rg BT 314.30 622.10 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 366.59 622.10 Td (we ) Tj ET Q q 0 0 0 rg BT 380.55 622.10 Td (are ) Tj ET Q q 0 0 0 rg BT 395.06 622.10 Td (able ) Tj ET Q q 0 0 0 rg BT 414.02 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.11 622.10 Td (maximize ) Tj ET Q q 0 0 0 rg BT 465.84 622.10 Td (operational ) Tj ET Q q 0 0 0 rg BT 513.12 622.10 Td (productivity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (while ) Tj ET Q q 0 0 0 rg BT 74.72 610.10 Td (allowing ) Tj ET Q q 0 0 0 rg BT 112.21 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.93 610.10 Td (principals ) Tj ET Q q 0 0 0 rg BT 168.86 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.69 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.41 610.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 231.33 610.10 Td (company ) Tj ET Q q 0 0 0 rg BT 270.49 610.10 Td (access ) Tj ET Q q 0 0 0 rg BT 298.53 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.80 610.10 Td (a ) Tj ET Q q 0 0 0 rg BT 315.74 610.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 346.00 610.10 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 395.16 610.10 Td (for ) Tj ET Q q 0 0 0 rg BT 409.32 610.10 Td (a ) Tj ET Q q 0 0 0 rg BT 416.26 610.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 460.97 610.10 Td (reward.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 586.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.56 586.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 150.16 586.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 195.50 586.10 Td (strategies ) Tj ET Q q 0 0 0 rg BT 235.28 586.10 Td (are ) Tj ET Q q 0 0 0 rg BT 249.51 586.10 Td (tar) Tj ET Q q 0 0 0 rg BT 259.87 586.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 283.55 586.10 Td (at ) Tj ET Q q 0 0 0 rg BT 292.78 586.10 Td (improving ) Tj ET Q q 0 0 0 rg BT 336.47 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.70 586.10 Td (ef) Tj ET Q q 0 0 0 rg BT 358.29 586.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 392.51 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.86 586.10 Td (our ) Tj ET Q q 0 0 0 rg BT 418.21 586.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 456.61 586.10 Td (centralizing ) Tj ET Q q 0 0 0 rg BT 505.83 586.10 Td (key ) Tj ET Q q 0 0 0 rg BT 522.29 586.10 Td (functions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (exercising ) Tj ET Q q 0 0 0 rg BT 93.21 574.10 Td (better ) Tj ET Q q 0 0 0 rg BT 118.08 574.10 Td (control ) Tj ET Q q 0 0 0 rg BT 148.52 574.10 Td (over ) Tj ET Q q 0 0 0 rg BT 168.40 574.10 Td (our ) Tj ET Q q 0 0 0 rg BT 183.84 574.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 230.11 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 246.66 574.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 287.66 574.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 329.76 574.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 376.31 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.86 574.10 Td (product ) Tj ET Q q 0 0 0 rg BT 425.52 574.10 Td (vision ) Tj ET Q q 0 0 0 rg BT 452.08 574.10 Td (across ) Tj ET Q q 0 0 0 rg BT 479.18 574.10 Td (all ) Tj ET Q q 0 0 0 rg BT 491.29 574.10 Td (functions, ) Tj ET Q q 0 0 0 rg BT 533.12 574.10 Td (entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.81 562.10 Td (products. ) Tj ET Q q 0 0 0 rg BT 105.94 562.10 Td (This ) Tj ET Q q 0 0 0 rg BT 126.09 562.10 Td (is ) Tj ET Q q 0 0 0 rg BT 135.13 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 141.93 562.10 Td (key ) Tj ET Q q 0 0 0 rg BT 158.74 562.10 Td (part ) Tj ET Q q 0 0 0 rg BT 176.66 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 187.35 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 203.05 562.10 Td (business ) Tj ET Q q 0 0 0 rg BT 239.31 562.10 Td (philosophy ) Tj ET Q q 0 0 0 rg BT 286.13 562.10 Td (that ) Tj ET Q q 0 0 0 rg BT 303.49 562.10 Td (enables ) Tj ET Q q 0 0 0 rg BT 335.84 562.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 357.10 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 367.25 562.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 399.04 562.10 Td (at ) Tj ET Q q 0 0 0 rg BT 408.62 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 415.43 562.10 Td (high ) Tj ET Q q 0 0 0 rg BT 435.58 562.10 Td (level ) Tj ET Q q 0 0 0 rg BT 457.38 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 468.08 562.10 Td (ef) Tj ET Q q 0 0 0 rg BT 475.66 562.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 510.23 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.04 562.10 Td (facilitate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.94 550.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 99.43 550.10 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 145.25 550.10 Td (vision ) Tj ET Q q 0 0 0 rg BT 172.20 550.10 Td (for ) Tj ET Q q 0 0 0 rg BT 186.36 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.07 550.10 Td (industry) Tj ET Q q 0 0 0 rg BT 233.20 550.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Recent ) Tj ET Q q 0 0 0 rg BT 81.93 526.10 Td (Strategic ) Tj ET Q q 0 0 0 rg BT 122.74 526.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 161.38 526.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 504.10 Td (On ) Tj ET Q q 0 0 0 rg BT 102.36 504.10 Td (January ) Tj ET Q q 0 0 0 rg BT 137.60 504.10 Td (27, ) Tj ET Q q 0 0 0 rg BT 154.24 504.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 178.38 504.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 201.41 504.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 239.98 504.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 278.84 504.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 298.25 504.10 Td (\("CurePet"\). ) Tj ET Q q 0 0 0 rg BT 351.93 504.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 388.29 504.10 Td (was ) Tj ET Q q 0 0 0 rg BT 407.98 504.10 Td (a ) Tj ET Q q 0 0 0 rg BT 416.56 504.10 Td (developmental-stage ) Tj ET Q q 0 0 0 rg BT 503.44 504.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 547.01 504.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 94.43 492.10 Td (an ) Tj ET Q q 0 0 0 rg BT 107.20 492.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 148.84 492.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 189.93 492.10 Td (that ) Tj ET Q q 0 0 0 rg BT 208.25 492.10 Td (connects ) Tj ET Q q 0 0 0 rg BT 246.57 492.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 262.12 492.10 Td (owners, ) Tj ET Q q 0 0 0 rg BT 296.83 492.10 Td (referring ) Tj ET Q q 0 0 0 rg BT 335.14 492.10 Td (veterinarians, ) Tj ET Q q 0 0 0 rg BT 392.61 492.10 Td (animal ) Tj ET Q q 0 0 0 rg BT 423.16 492.10 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 464.54 492.10 Td (academic ) Tj ET Q q 0 0 0 rg BT 505.62 492.10 Td (institutes, ) Tj ET Q q 0 0 0 rg BT 547.57 492.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 87.90 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 98.02 480.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 131.46 480.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.69 480.10 Td (general ) Tj ET Q q 0 0 0 rg BT 178.90 480.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 192.91 480.10 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 229.97 480.10 Td (while ) Tj ET Q q 0 0 0 rg BT 253.98 480.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 294.66 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 300.88 480.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 322.11 480.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 351.67 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.78 480.10 Td (services ) Tj ET Q q 0 0 0 rg BT 395.78 480.10 Td (related ) Tj ET Q q 0 0 0 rg BT 424.77 480.10 Td (to ) Tj ET Q q 0 0 0 rg BT 434.34 480.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 448.35 480.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 488.45 480.10 Td (to ) Tj ET Q q 0 0 0 rg BT 498.02 480.10 Td (each ) Tj ET Q q 0 0 0 rg BT 518.13 480.10 Td (constituent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (including ) Tj ET Q q 0 0 0 rg BT 90.55 468.10 Td (practice ) Tj ET Q q 0 0 0 rg BT 124.96 468.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 181.32 468.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 223.51 468.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 257.93 468.10 Td (records, ) Tj ET Q q 0 0 0 rg BT 292.64 468.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.85 468.10 Td (billing. ) Tj ET Q q 0 0 0 rg BT 341.23 468.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 386.78 468.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 408.44 468.10 Td (had ) Tj ET Q q 0 0 0 rg BT 425.65 468.10 Td (a ) Tj ET Q q 0 0 0 rg BT 432.86 468.10 Td (minority ) Tj ET Q q 0 0 0 rg BT 470.08 468.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 516.73 468.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.29 468.10 Td (CurePet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 70.94 456.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 107.41 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.67 456.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 146.48 456.10 Td (business ) Tj ET Q q 0 0 0 rg BT 182.42 456.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.80 456.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 227.07 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 236.89 456.10 Td (an ) Tj ET Q q 0 0 0 rg BT 248.38 456.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 269.87 456.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 307.45 456.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 351.14 456.10 Td (with ) Tj ET Q q 0 0 0 rg BT 370.97 456.10 Td (total ) Tj ET Q q 0 0 0 rg BT 390.79 456.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 428.38 456.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 484.30 456.10 Td (being ) Tj ET Q q 0 0 0 rg BT 508.56 456.10 Td ($6.35 ) Tj ET Q q 0 0 0 rg BT 533.11 456.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (which ) Tj ET Q q 0 0 0 rg BT 77.28 444.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 113.45 444.10 Td (a ) Tj ET Q q 0 0 0 rg BT 120.73 444.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 156.35 444.10 Td (future ) Tj ET Q q 0 0 0 rg BT 183.07 444.10 Td (one ) Tj ET Q q 0 0 0 rg BT 200.36 444.10 Td (time ) Tj ET Q q 0 0 0 rg BT 220.97 444.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 266.03 444.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 298.86 444.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 336.13 444.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.31 444.10 Td (up ) Tj ET Q q 0 0 0 rg BT 360.15 444.10 Td (to ) Tj ET Q q 0 0 0 rg BT 370.77 444.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 391.11 444.10 Td (million ) Tj ET Q q 0 0 0 rg BT 422.85 444.10 Td (based ) Tj ET Q q 0 0 0 rg BT 448.46 444.10 Td (on ) Tj ET Q q 0 0 0 rg BT 461.30 444.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 490.79 444.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 529.17 444.10 Td (over ) Tj ET Q q 0 0 0 rg BT 549.79 444.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 96.45 432.10 Td (thirty-six ) Tj ET Q q 0 0 0 rg BT 135.13 432.10 Td (month ) Tj ET Q q 0 0 0 rg BT 162.70 432.10 Td (period ) Tj ET Q q 0 0 0 rg BT 190.26 432.10 Td (following ) Tj ET Q q 0 0 0 rg BT 231.16 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.39 432.10 Td (ef) Tj ET Q q 0 0 0 rg BT 252.98 432.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 282.19 432.10 Td (date ) Tj ET Q q 0 0 0 rg BT 300.86 432.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.20 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.43 432.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 373.39 432.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 418.17 432.10 Td (required ) Tj ET Q q 0 0 0 rg BT 453.50 432.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 473.28 432.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 529.17 432.10 Td (of ) Tj ET Q q 0 0 0 rg BT 539.51 432.10 Td ($1.35 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.66 420.10 Td (was ) Tj ET Q q 0 0 0 rg BT 99.98 420.10 Td (of) Tj ET Q q 0 0 0 rg BT 108.13 420.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 125.34 420.10 Td (against ) Tj ET Q q 0 0 0 rg BT 156.44 420.10 Td (open ) Tj ET Q q 0 0 0 rg BT 178.65 420.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 216.40 420.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 260.25 420.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 297.44 420.10 Td (due ) Tj ET Q q 0 0 0 rg BT 314.65 420.10 Td (to ) Tj ET Q q 0 0 0 rg BT 325.20 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.19 420.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 381.84 420.10 Td (from ) Tj ET Q q 0 0 0 rg BT 404.05 420.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 441.54 420.10 Td (and ) Tj ET Q q 0 0 0 rg BT 458.75 420.10 Td (no ) Tj ET Q q 0 0 0 rg BT 471.52 420.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 498.16 420.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 518.70 420.10 Td (outlay ) Tj ET Q q 0 0 0 rg BT 546.46 420.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (made ) Tj ET Q q 0 0 0 rg BT 74.16 408.10 Td (by ) Tj ET Q q 0 0 0 rg BT 86.66 408.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.37 408.10 Td (Company) Tj ET Q q 0 0 0 rg BT 139.61 408.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 384.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.98 384.10 Td (May ) Tj ET Q q 0 0 0 rg BT 122.06 384.10 Td (21, ) Tj ET Q q 0 0 0 rg BT 137.32 384.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 160.07 384.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 181.72 384.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 218.89 384.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 267.18 384.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 295.48 384.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 326.56 384.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 360.98 384.10 Td (\("HealthCare ) Tj ET Q q 0 0 0 rg BT 416.68 384.10 Td (Magic"\), ) Tj ET Q q 0 0 0 rg BT 454.89 384.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.09 384.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 496.49 384.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 533.69 384.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 372.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.33 372.10 Td (an ) Tj ET Q q 0 0 0 rg BT 80.32 372.10 Td (online ) Tj ET Q q 0 0 0 rg BT 106.87 372.10 Td (network ) Tj ET Q q 0 0 0 rg BT 141.19 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.07 372.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 210.38 372.10 Td (15,000 ) Tj ET Q q 0 0 0 rg BT 239.43 372.10 Td (General ) Tj ET Q q 0 0 0 rg BT 272.63 372.10 Td (Physicians ) Tj ET Q q 0 0 0 rg BT 316.96 372.10 Td (and ) Tj ET Q q 0 0 0 rg BT 332.95 372.10 Td (Sur) Tj ET Q q 0 0 0 rg BT 346.66 372.10 Td (geons ) Tj ET Q q 0 0 0 rg BT 371.54 372.10 Td (spread ) Tj ET Q q 0 0 0 rg BT 399.19 372.10 Td (across ) Tj ET Q q 0 0 0 rg BT 425.73 372.10 Td (50 ) Tj ET Q q 0 0 0 rg BT 437.29 372.10 Td (specialties ) Tj ET Q q 0 0 0 rg BT 480.49 372.10 Td (including ) Tj ET Q q 0 0 0 rg BT 519.81 372.10 Td (alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (medicine. ) Tj ET Q q 0 0 0 rg BT 90.81 360.10 Td (The ) Tj ET Q q 0 0 0 rg BT 108.15 360.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.83 360.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 185.05 360.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 232.38 360.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 259.72 360.10 Td (for ) Tj ET Q q 0 0 0 rg BT 273.17 360.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 313.83 360.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 333.39 360.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 389.05 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 398.63 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.64 360.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 444.43 360.10 Td (of ) Tj ET Q q 0 0 0 rg BT 454.55 360.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 473.84 360.10 Td (million ) Tj ET Q q 0 0 0 rg BT 504.53 360.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 522.99 360.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.22 360.10 Td (possible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.10 Td (future ) Tj ET Q q 0 0 0 rg BT 76.67 348.10 Td (one ) Tj ET Q q 0 0 0 rg BT 93.89 348.10 Td (time ) Tj ET Q q 0 0 0 rg BT 114.46 348.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 159.46 348.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 192.23 348.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 229.46 348.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.58 348.10 Td (up ) Tj ET Q q 0 0 0 rg BT 253.37 348.10 Td (to ) Tj ET Q q 0 0 0 rg BT 263.93 348.10 Td ($12.36 ) Tj ET Q q 0 0 0 rg BT 294.22 348.10 Td (million ) Tj ET Q q 0 0 0 rg BT 325.90 348.10 Td (based ) Tj ET Q q 0 0 0 rg BT 351.46 348.10 Td (on ) Tj ET Q q 0 0 0 rg BT 364.25 348.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 393.69 348.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 432.01 348.10 Td (over ) Tj ET Q q 0 0 0 rg BT 452.57 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.58 348.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 514.81 348.10 Td (twenty-four ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td (month ) Tj ET Q q 0 0 0 rg BT 77.12 336.10 Td (period ) Tj ET Q q 0 0 0 rg BT 104.24 336.10 Td (following ) Tj ET Q q 0 0 0 rg BT 144.69 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.47 336.10 Td (ef) Tj ET Q q 0 0 0 rg BT 166.06 336.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 194.83 336.10 Td (date ) Tj ET Q q 0 0 0 rg BT 213.05 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.95 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.73 336.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 284.57 336.10 Td (The ) Tj ET Q q 0 0 0 rg BT 301.68 336.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 342.13 336.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 371.47 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.25 336.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 432.35 336.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 459.46 336.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 504.91 336.10 Td (from ) Tj ET Q q 0 0 0 rg BT 525.92 336.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.27 324.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 105.53 324.10 Td (on ) Tj ET Q q 0 0 0 rg BT 118.03 324.10 Td (hand.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 300.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 300.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.86 300.10 Td (November ) Tj ET Q q 0 0 0 rg BT 169.47 300.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 179.37 300.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 201.77 300.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 223.05 300.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 259.70 300.10 Td (V) Tj ET Q q 0 0 0 rg BT 265.82 300.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 290.70 300.10 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 344.19 300.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 357.71 300.10 Td (ertex"\) ) Tj ET Q q 0 0 0 rg BT 387.51 300.10 Td (in ) Tj ET Q q 0 0 0 rg BT 397.69 300.10 Td (a ) Tj ET Q q 0 0 0 rg BT 404.53 300.10 Td (share ) Tj ET Q q 0 0 0 rg BT 428.02 300.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 465.96 300.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 510.00 300.10 Td (for ) Tj ET Q q 0 0 0 rg BT 524.06 300.10 Td (total ) Tj ET Q q 0 0 0 rg BT 544.23 300.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 87.74 288.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 143.82 288.10 Td (in ) Tj ET Q q 0 0 0 rg BT 153.80 288.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.22 288.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 200.42 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.95 288.10 Td ($27.25 ) Tj ET Q q 0 0 0 rg BT 240.65 288.10 Td (million ) Tj ET Q q 0 0 0 rg BT 271.75 288.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.39 288.10 Td (a ) Tj ET Q q 0 0 0 rg BT 295.03 288.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 330.02 288.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 374.43 288.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 406.62 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 417.15 288.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 429.36 288.10 Td (million ) Tj ET Q q 0 0 0 rg BT 460.45 288.10 Td (based ) Tj ET Q q 0 0 0 rg BT 485.43 288.10 Td (on ) Tj ET Q q 0 0 0 rg BT 497.63 288.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.48 288.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 276.10 Td (over ) Tj ET Q q 0 0 0 rg BT 70.10 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.66 276.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 131.43 276.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 180.98 276.10 Td (month ) Tj ET Q q 0 0 0 rg BT 208.87 276.10 Td (period ) Tj ET Q q 0 0 0 rg BT 236.75 276.10 Td (following ) Tj ET Q q 0 0 0 rg BT 277.98 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.53 276.10 Td (date ) Tj ET Q q 0 0 0 rg BT 311.52 276.10 Td (of ) Tj ET Q q 0 0 0 rg BT 322.19 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.74 276.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 385.29 276.10 Td (V) Tj ET Q q 0 0 0 rg BT 391.40 276.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 413.73 276.10 Td (is ) Tj ET Q q 0 0 0 rg BT 422.73 276.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.51 276.10 Td (specialized ) Tj ET Q q 0 0 0 rg BT 476.26 276.10 Td (software ) Tj ET Q q 0 0 0 rg BT 513.03 276.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.80 276.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 69.85 264.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 103.58 264.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 143.43 264.10 Td (on ) Tj ET Q q 0 0 0 rg BT 156.06 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 170.91 264.10 Td (life ) Tj ET Q q 0 0 0 rg BT 186.87 264.10 Td (and ) Tj ET Q q 0 0 0 rg BT 203.94 264.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 236.57 264.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 277.52 264.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 329.01 264.10 Td (since ) Tj ET Q q 0 0 0 rg BT 352.19 264.10 Td (1991. ) Tj ET Q q 0 0 0 rg BT 377.32 264.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 404.54 264.10 Td (goal ) Tj ET Q q 0 0 0 rg BT 424.39 264.10 Td (with ) Tj ET Q q 0 0 0 rg BT 444.80 264.10 Td (this ) Tj ET Q q 0 0 0 rg BT 461.88 264.10 Td (business ) Tj ET Q q 0 0 0 rg BT 498.40 264.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 544.92 264.10 Td (is ) Tj ET Q q 0 0 0 rg BT 554.22 264.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.10 Td (establish ) Tj ET Q q 0 0 0 rg BT 87.92 252.10 Td (a ) Tj ET Q q 0 0 0 rg BT 95.29 252.10 Td (non-aligned ) Tj ET Q q 0 0 0 rg BT 145.98 252.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 191.68 252.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 228.48 252.10 Td (management ) Tj ET Q q 0 0 0 rg BT 282.50 252.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 327.09 252.10 Td (practice ) Tj ET Q q 0 0 0 rg BT 361.66 252.10 Td (tar) Tj ET Q q 0 0 0 rg BT 372.03 252.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 396.61 252.10 Td (at ) Tj ET Q q 0 0 0 rg BT 406.76 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.90 252.10 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 465.65 252.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 509.66 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.02 252.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.10 Td (industries ) Tj ET Q q 0 0 0 rg BT 91.55 240.10 Td (all ) Tj ET Q q 0 0 0 rg BT 104.21 240.10 Td (across ) Tj ET Q q 0 0 0 rg BT 131.87 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.75 240.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 175.24 240.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 196.80 240.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.88 240.10 Td (all ) Tj ET Q q 0 0 0 rg BT 246.54 240.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.54 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.42 240.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 321.75 240.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 351.07 240.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 374.84 240.10 Td (of ) Tj ET Q q 0 0 0 rg BT 385.64 240.10 Td (V) Tj ET Q q 0 0 0 rg BT 391.76 240.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 414.41 240.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.51 240.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 461.94 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.83 240.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 515.03 240.10 Td (using ) Tj ET Q q 0 0 0 rg BT 539.36 240.10 Td (a ) Tj ET Q q 0 0 0 rg BT 546.47 240.10 Td (mix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 228.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 93.87 228.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 114.14 228.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 149.40 228.10 Td (and ) Tj ET Q q 0 0 0 rg BT 166.34 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.05 228.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 202.99 228.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 228.26 228.10 Td (line ) Tj ET Q q 0 0 0 rg BT 245.75 228.10 Td (available ) Tj ET Q q 0 0 0 rg BT 284.34 228.10 Td (to ) Tj ET Q q 0 0 0 rg BT 294.62 228.10 Td (Ebix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 206.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 206.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 206.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 125.07 206.10 Td (December ) Tj ET Q q 0 0 0 rg BT 168.76 206.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 178.86 206.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 201.47 206.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 222.96 206.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 259.99 206.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 300.37 206.10 Td (Publishing, ) Tj ET Q q 0 0 0 rg BT 348.26 206.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 369.76 206.10 Td (\("Oakstone"\) ) Tj ET Q q 0 0 0 rg BT 424.96 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.34 206.10 Td (a ) Tj ET Q q 0 0 0 rg BT 442.38 206.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 494.42 206.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 526.46 206.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 194.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 94.39 194.10 Td (for ) Tj ET Q q 0 0 0 rg BT 108.79 194.10 Td (total ) Tj ET Q q 0 0 0 rg BT 129.31 194.10 Td (net ) Tj ET Q q 0 0 0 rg BT 144.27 194.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.79 194.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 221.41 194.10 Td (in ) Tj ET Q q 0 0 0 rg BT 231.93 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.89 194.10 Td (net ) Tj ET Q q 0 0 0 rg BT 261.85 194.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 294.59 194.10 Td (of ) Tj ET Q q 0 0 0 rg BT 305.67 194.10 Td ($23.7 ) Tj ET Q q 0 0 0 rg BT 330.92 194.10 Td (million ) Tj ET Q q 0 0 0 rg BT 362.55 194.10 Td (\($31.37 ) Tj ET Q q 0 0 0 rg BT 396.13 194.10 Td (million ) Tj ET Q q 0 0 0 rg BT 427.77 194.10 Td (less ) Tj ET Q q 0 0 0 rg BT 445.51 194.10 Td (a ) Tj ET Q q 0 0 0 rg BT 452.70 194.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 484.33 194.10 Td (net ) Tj ET Q q 0 0 0 rg BT 499.29 194.10 Td (working ) Tj ET Q q 0 0 0 rg BT 535.37 194.10 Td (capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 182.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 95.91 182.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.27 182.10 Td ($7.65 ) Tj ET Q q 0 0 0 rg BT 130.80 182.10 Td (million\). ) Tj ET Q q 0 0 0 rg BT 167.55 182.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 207.35 182.10 Td (is ) Tj ET Q q 0 0 0 rg BT 216.05 182.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 247.52 182.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 283.42 182.10 Td (of ) Tj ET Q q 0 0 0 rg BT 293.79 182.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 338.59 182.10 Td (education, ) Tj ET Q q 0 0 0 rg BT 381.99 182.10 Td (certification ) Tj ET Q q 0 0 0 rg BT 432.33 182.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 471.01 182.10 Td (for ) Tj ET Q q 0 0 0 rg BT 484.70 182.10 Td (physicians, ) Tj ET Q q 0 0 0 rg BT 531.45 182.10 Td (dentists ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 170.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.60 170.10 Td (allied ) Tj ET Q q 0 0 0 rg BT 90.96 170.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 134.20 170.10 Td (professionals, ) Tj ET Q q 0 0 0 rg BT 191.63 170.10 Td (as ) Tj ET Q q 0 0 0 rg BT 202.11 170.10 Td (well ) Tj ET Q q 0 0 0 rg BT 221.49 170.10 Td (as ) Tj ET Q q 0 0 0 rg BT 231.98 170.10 Td (wellness ) Tj ET Q q 0 0 0 rg BT 268.57 170.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 308.49 170.10 Td (for ) Tj ET Q q 0 0 0 rg BT 322.30 170.10 Td (various ) Tj ET Q q 0 0 0 rg BT 353.90 170.10 Td (or) Tj ET Q q 0 0 0 rg BT 362.05 170.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 412.25 170.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 452.17 170.10 Td (was ) Tj ET Q q 0 0 0 rg BT 469.88 170.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 522.03 170.10 Td (integrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 158.10 Td (into ) Tj ET Q q 0 0 0 rg BT 67.81 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.29 158.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 128.62 158.10 Td (A.D.A.M. ) Tj ET Q q 0 0 0 rg BT 171.44 158.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 200.35 158.10 Td (Information ) Tj ET Q q 0 0 0 rg BT 250.37 158.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 292.05 158.10 Td (Division. ) Tj ET Q q 0 0 0 rg BT 331.25 158.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 352.39 158.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 389.07 158.10 Td (all ) Tj ET Q q 0 0 0 rg BT 401.32 158.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.91 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.38 158.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 478.07 158.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 513.65 158.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.24 158.10 Td (Oakstone ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 146.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 97.21 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.92 146.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 149.96 146.10 Td (using ) Tj ET Q q 0 0 0 rg BT 174.13 146.10 Td (a ) Tj ET Q q 0 0 0 rg BT 181.07 146.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 199.13 146.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.96 146.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 243.00 146.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 263.27 146.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 298.53 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.46 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.18 146.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 352.12 146.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 377.38 146.10 Td (line ) Tj ET Q q 0 0 0 rg BT 394.88 146.10 Td (available ) Tj ET Q q 0 0 0 rg BT 433.47 146.10 Td (to ) Tj ET Q q 0 0 0 rg BT 443.75 146.10 Td (Ebix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 124.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.62 124.10 Td (December ) Tj ET Q q 0 0 0 rg BT 144.10 124.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 153.99 124.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 176.39 124.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 197.67 124.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 234.49 124.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.10 124.10 Td (DCM ) Tj ET Q q 0 0 0 rg BT 274.28 124.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 302.22 124.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 319.89 124.10 Td (\(d.b.a. ) Tj ET Q q 0 0 0 rg BT 347.55 124.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 357.72 124.10 Td (Software\) ) Tj ET Q q 0 0 0 rg BT 399.55 124.10 Td (\("i3"\) ) Tj ET Q q 0 0 0 rg BT 424.54 124.10 Td (in ) Tj ET Q q 0 0 0 rg BT 434.72 124.10 Td (an ) Tj ET Q q 0 0 0 rg BT 446.55 124.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 468.39 124.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 506.32 124.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 550.35 124.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 112.10 Td (total ) Tj ET Q q 0 0 0 rg BT 69.58 112.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 89.16 112.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 144.84 112.10 Td (in ) Tj ET Q q 0 0 0 rg BT 154.42 112.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.45 112.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 200.25 112.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.39 112.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 222.20 112.10 Td (million ) Tj ET Q q 0 0 0 rg BT 252.90 112.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.15 112.10 Td (a ) Tj ET Q q 0 0 0 rg BT 275.39 112.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 309.98 112.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 354.00 112.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 385.79 112.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.93 112.10 Td (up ) Tj ET Q q 0 0 0 rg BT 407.74 112.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.55 112.10 Td (to ) Tj ET Q q 0 0 0 rg BT 419.13 112.10 Td ($4 ) Tj ET Q q 0 0 0 rg BT 430.94 112.10 Td (million ) Tj ET Q q 0 0 0 rg BT 461.64 112.10 Td (based ) Tj ET Q q 0 0 0 rg BT 486.22 112.10 Td (on ) Tj ET Q q 0 0 0 rg BT 498.03 112.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.48 112.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 100.10 Td (over ) Tj ET Q q 0 0 0 rg BT 71.05 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 86.56 100.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 134.28 100.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 184.77 100.10 Td (month ) Tj ET Q q 0 0 0 rg BT 213.61 100.10 Td (period ) Tj ET Q q 0 0 0 rg BT 242.45 100.10 Td (following ) Tj ET Q q 0 0 0 rg BT 284.62 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.12 100.10 Td (date ) Tj ET Q q 0 0 0 rg BT 320.06 100.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.67 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.18 100.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 396.84 100.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 407.91 100.10 Td (is ) Tj ET Q q 0 0 0 rg BT 417.86 100.10 Td (a ) Tj ET Q q 0 0 0 rg BT 425.59 100.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 462.75 100.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.36 100.10 Td (software ) Tj ET Q q 0 0 0 rg BT 512.08 100.10 Td (services ) Tj ET Q q 0 0 0 rg BT 547.57 100.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 88.62 88.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.90 88.10 Td (the ) Tj ET Q q 0 0 0 rg BT 113.61 88.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.43 88.10 Td (industry) Tj ET Q q 0 0 0 rg BT 186.56 88.10 Td (. ) Tj ET Q q 0 0 0 rg BT 191.56 88.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 212.94 88.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 249.87 88.10 Td (all ) Tj ET Q q 0 0 0 rg BT 262.36 88.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.19 88.10 Td (the ) Tj ET Q q 0 0 0 rg BT 287.91 88.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 313.74 88.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.57 88.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 334.85 88.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.79 88.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 382.06 88.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.77 88.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 434.81 88.10 Td (using ) Tj ET Q q 0 0 0 rg BT 458.98 88.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 492.02 88.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 512.29 88.10 Td (reserves.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 66.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 66.10 Td (On ) Tj ET Q q 0 0 0 rg BT 99.78 66.10 Td (April ) Tj ET Q q 0 0 0 rg BT 122.89 66.10 Td (7, ) Tj ET Q q 0 0 0 rg BT 132.39 66.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 154.39 66.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 175.27 66.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 211.70 66.10 Td (U.K. ) Tj ET Q q 0 0 0 rg BT 233.14 66.10 Td (based ) Tj ET Q q 0 0 0 rg BT 257.91 66.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 296.56 66.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 330.22 66.10 Td (\("Qatarlyst"\), ) Tj ET Q q 0 0 0 rg BT 386.20 66.10 Td (an ) Tj ET Q q 0 0 0 rg BT 397.64 66.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 439.06 66.10 Td (trading ) Tj ET Q q 0 0 0 rg BT 469.38 66.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 509.14 66.10 Td (for ) Tj ET Q q 0 0 0 rg BT 522.79 66.10 Td (the ) Tj ET Q q 0 0 0 rg BT 537.01 66.10 Td (global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 54.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.73 54.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.58 54.10 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 156.08 54.10 Td (industry) Tj ET Q q 0 0 0 rg BT 188.21 54.10 Td (. ) Tj ET Q q 0 0 0 rg BT 193.12 54.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 214.42 54.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 251.26 54.10 Td (all ) Tj ET Q q 0 0 0 rg BT 263.67 54.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.41 54.10 Td (the ) Tj ET Q q 0 0 0 rg BT 289.04 54.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 338.12 54.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 361.64 54.10 Td (and ) Tj ET Q q 0 0 0 rg BT 378.49 54.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.12 54.10 Td (business ) Tj ET Q q 0 0 0 rg BT 429.43 54.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 473.50 54.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.24 54.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 523.31 54.10 Td (for ) Tj ET Q q 0 0 0 rg BT 537.38 54.10 Td (a ) Tj ET Q q 0 0 0 rg BT 544.24 54.10 Td (cash ) Tj ET Q endstream endobj 15 0 obj <>] /Rotate 0 /Contents 16 0 R>> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 87.44 742.10 Td (price ) Tj ET Q q 0 0 0 rg BT 109.32 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 119.56 742.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 138.96 742.10 Td (million ) Tj ET Q q 0 0 0 rg BT 169.75 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.09 742.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 215.76 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.88 742.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 275.65 742.10 Td (using ) Tj ET Q q 0 0 0 rg BT 299.22 742.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 332.78 742.10 Td (available ) Tj ET Q q 0 0 0 rg BT 370.77 742.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 403.22 742.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 422.89 742.10 Td (resources. ) Tj ET Q q 0 0 0 rg BT 464.91 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 482.36 742.10 Td (former ) Tj ET Q q 0 0 0 rg BT 511.46 742.10 Td (shareholders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.17 730.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 98.66 730.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 123.26 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.32 730.10 Td (right ) Tj ET Q q 0 0 0 rg BT 158.04 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.66 730.10 Td (an ) Tj ET Q q 0 0 0 rg BT 178.93 730.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 214.08 730.10 Td (payment. ) Tj ET Q q 0 0 0 rg BT 252.72 730.10 Td (The ) Tj ET Q q 0 0 0 rg BT 270.11 730.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 305.26 730.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 341.53 730.10 Td (will ) Tj ET Q q 0 0 0 rg BT 358.92 730.10 Td (be ) Tj ET Q q 0 0 0 rg BT 370.20 730.10 Td (based ) Tj ET Q q 0 0 0 rg BT 394.81 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 406.64 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 412.92 730.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 448.09 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 458.25 730.10 Td (Qatarlyst's ) Tj ET Q q 0 0 0 rg BT 502.44 730.10 Td (average ) Tj ET Q q 0 0 0 rg BT 535.36 730.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.24 718.10 Td (during ) Tj ET Q q 0 0 0 rg BT 112.94 718.10 Td (theyears ) Tj ET Q q 0 0 0 rg BT 151.35 718.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 176.45 718.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 199.04 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.07 718.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 238.67 718.10 Td (that ) Tj ET Q q 0 0 0 rg BT 256.26 718.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 286.60 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 293.64 718.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 327.33 718.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 367.14 718.10 Td (asdefined ) Tj ET Q q 0 0 0 rg BT 410.55 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 420.92 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.73 718.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 481.65 718.10 Td (business ) Tj ET Q q 0 0 0 rg BT 518.14 718.10 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (agreement.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 684.10 Td (On ) Tj ET Q q 0 0 0 rg BT 101.02 684.10 Td (June ) Tj ET Q q 0 0 0 rg BT 122.15 684.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 132.45 684.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 155.25 684.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 176.94 684.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 214.16 684.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 258.62 684.10 Td (Holdings, ) Tj ET Q q 0 0 0 rg BT 300.59 684.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 318.66 684.10 Td (\("PlanetSoft"\). ) Tj ET Q q 0 0 0 rg BT 380.45 684.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 408.24 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 423.25 684.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 448.27 684.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.40 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 474.42 684.10 Td (mer) Tj ET Q q 0 0 0 rg BT 489.78 684.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 505.35 684.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 549.79 684.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (former ) Tj ET Q q 0 0 0 rg BT 79.38 672.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 123.22 672.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 175.92 672.10 Td (received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.96 672.10 Td ($35.0 ) Tj ET Q q 0 0 0 rg BT 236.63 672.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.52 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 267.69 672.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 287.63 672.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.25 672.10 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.75 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 338.92 672.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 366.08 672.10 Td (of ) Tj ET Q q 0 0 0 rg BT 376.58 672.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 397.64 672.10 Td (common ) Tj ET Q q 0 0 0 rg BT 434.81 672.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 458.09 672.10 Td (valued ) Tj ET Q q 0 0 0 rg BT 486.91 672.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.30 672.10 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.80 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 525.97 672.10 Td (per ) Tj ET Q q 0 0 0 rg BT 540.92 672.10 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.61 660.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 80.40 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.29 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.57 660.10 Td (in ) Tj ET Q q 0 0 0 rg BT 121.64 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.14 660.10 Td (aggregate. ) Tj ET Q q 0 0 0 rg BT 179.62 660.10 Td (The ) Tj ET Q q 0 0 0 rg BT 197.45 660.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 217.50 660.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 248.67 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 259.29 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.79 660.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 293.84 660.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 331.66 660.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 387.82 660.10 Td (was ) Tj ET Q q 0 0 0 rg BT 405.65 660.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 435.71 660.10 Td (using ) Tj ET Q q 0 0 0 rg BT 459.66 660.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 492.49 660.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 512.54 660.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 547.58 660.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (available ) Tj ET Q q 0 0 0 rg BT 88.75 648.10 Td (capacity ) Tj ET Q q 0 0 0 rg BT 124.71 648.10 Td (from ) Tj ET Q q 0 0 0 rg BT 146.81 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 161.69 648.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 208.92 648.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 258.78 648.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 280.87 648.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 321.86 648.10 Td (line ) Tj ET Q q 0 0 0 rg BT 339.51 648.10 Td (of ) Tj ET Q q 0 0 0 rg BT 350.50 648.10 Td (credit. ) Tj ET Q q 0 0 0 rg BT 378.42 648.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 422.74 648.10 Td (is ) Tj ET Q q 0 0 0 rg BT 432.07 648.10 Td (in ) Tj ET Q q 0 0 0 rg BT 442.51 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 457.38 648.10 Td (business ) Tj ET Q q 0 0 0 rg BT 493.93 648.10 Td (of ) Tj ET Q q 0 0 0 rg BT 504.92 648.10 Td (powering ) Tj ET Q q 0 0 0 rg BT 545.34 648.10 Td (data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 93.70 636.10 Td (that ) Tj ET Q q 0 0 0 rg BT 110.75 636.10 Td (streamline ) Tj ET Q q 0 0 0 rg BT 154.45 636.10 Td (core ) Tj ET Q q 0 0 0 rg BT 173.71 636.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 214.07 636.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 257.78 636.10 Td (in ) Tj ET Q q 0 0 0 rg BT 267.61 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 281.88 636.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 304.47 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 314.85 636.10 Td (client ) Tj ET Q q 0 0 0 rg BT 339.12 636.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 387.55 636.10 Td (underwriting, ) Tj ET Q q 0 0 0 rg BT 443.76 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 460.25 636.10 Td (distribution ) Tj ET Q q 0 0 0 rg BT 508.42 636.10 Td (management. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 614.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.63 614.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.60 614.10 Td (has ) Tj ET Q q 0 0 0 rg BT 176.01 614.10 Td (its ) Tj ET Q q 0 0 0 rg BT 188.54 614.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 234.39 614.10 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 288.56 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 298.74 614.10 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 333.76 614.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 353.57 614.10 Td (gia ) Tj ET Q q 0 0 0 rg BT 368.86 614.10 Td (with ) Tj ET Q q 0 0 0 rg BT 389.73 614.10 Td (its ) Tj ET Q q 0 0 0 rg BT 402.26 614.10 Td (international ) Tj ET Q q 0 0 0 rg BT 455.88 614.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 500.61 614.10 Td (being ) Tj ET Q q 0 0 0 rg BT 525.91 614.10 Td (managed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (from ) Tj ET Q q 0 0 0 rg BT 72.36 602.10 Td (its ) Tj ET Q q 0 0 0 rg BT 84.73 602.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 128.20 602.10 Td (of) Tj ET Q q 0 0 0 rg BT 136.35 602.10 Td (fices, ) Tj ET Q q 0 0 0 rg BT 160.65 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 178.01 602.10 Td (it ) Tj ET Q q 0 0 0 rg BT 186.49 602.10 Td (also ) Tj ET Q q 0 0 0 rg BT 205.52 602.10 Td (has ) Tj ET Q q 0 0 0 rg BT 221.77 602.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 260.80 602.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 305.38 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 316.08 602.10 Td (Pasadena ) Tj ET Q q 0 0 0 rg BT 356.21 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.57 602.10 Td (Hemet, ) Tj ET Q q 0 0 0 rg BT 405.64 602.10 Td (California; ) Tj ET Q q 0 0 0 rg BT 451.89 602.10 Td (Miami, ) Tj ET Q q 0 0 0 rg BT 483.97 602.10 Td (Florida; ) Tj ET Q q 0 0 0 rg BT 518.56 602.10 Td (Pittsbur) Tj ET Q q 0 0 0 rg BT 549.50 602.10 Td (gh, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (Pennsylvania; ) Tj ET Q q 0 0 0 rg BT 107.99 590.10 Td (Salt ) Tj ET Q q 0 0 0 rg BT 125.44 590.10 Td (Lake ) Tj ET Q q 0 0 0 rg BT 147.31 590.10 Td (City) Tj ET Q q 0 0 0 rg BT 163.89 590.10 Td (, ) Tj ET Q q 0 0 0 rg BT 168.28 590.10 Td (Utah; ) Tj ET Q q 0 0 0 rg BT 192.39 590.10 Td (Grove ) Tj ET Q q 0 0 0 rg BT 219.27 590.10 Td (City) Tj ET Q q 0 0 0 rg BT 235.84 590.10 Td (, ) Tj ET Q q 0 0 0 rg BT 240.23 590.10 Td (Ohio; ) Tj ET Q q 0 0 0 rg BT 264.90 590.10 Td (Bohemia, ) Tj ET Q q 0 0 0 rg BT 305.40 590.10 Td (New ) Tj ET Q q 0 0 0 rg BT 325.89 590.10 Td (Y) Tj ET Q q 0 0 0 rg BT 332.11 590.10 Td (ork; ) Tj ET Q q 0 0 0 rg BT 350.11 590.10 Td (Norwalk ) Tj ET Q q 0 0 0 rg BT 386.99 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 403.31 590.10 Td (New ) Tj ET Q q 0 0 0 rg BT 424.08 590.10 Td (Britain, ) Tj ET Q q 0 0 0 rg BT 456.25 590.10 Td (Connecticut, ) Tj ET Q q 0 0 0 rg BT 508.96 590.10 Td (Birmingham, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (Alabama, ) Tj ET Q q 0 0 0 rg BT 90.93 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.70 578.10 Td (Iselin, ) Tj ET Q q 0 0 0 rg BT 134.75 578.10 Td (New ) Tj ET Q q 0 0 0 rg BT 155.96 578.10 Td (Jersey; ) Tj ET Q q 0 0 0 rg BT 186.06 578.10 Td (as ) Tj ET Q q 0 0 0 rg BT 196.73 578.10 Td (well ) Tj ET Q q 0 0 0 rg BT 216.28 578.10 Td (as ) Tj ET Q q 0 0 0 rg BT 226.94 578.10 Td (an ) Tj ET Q q 0 0 0 rg BT 238.71 578.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 281.04 578.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 325.02 578.10 Td (of) Tj ET Q q 0 0 0 rg BT 333.17 578.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 350.49 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 360.09 578.10 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 394.35 578.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 414.16 578.10 Td (gia. ) Tj ET Q q 0 0 0 rg BT 431.04 578.10 Td (The ) Tj ET Q q 0 0 0 rg BT 448.92 578.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 490.14 578.10 Td (also ) Tj ET Q q 0 0 0 rg BT 508.59 578.10 Td (has ) Tj ET Q q 0 0 0 rg BT 524.25 578.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 87.52 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.04 566.10 Td (of) Tj ET Q q 0 0 0 rg BT 113.19 566.10 Td (fices ) Tj ET Q q 0 0 0 rg BT 135.16 566.10 Td (in ) Tj ET Q q 0 0 0 rg BT 145.34 566.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 187.58 566.10 Td (Brazil, ) Tj ET Q q 0 0 0 rg BT 217.60 566.10 Td (New ) Tj ET Q q 0 0 0 rg BT 239.57 566.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 277.36 566.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 323.50 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.80 566.10 Td (United ) Tj ET Q q 0 0 0 rg BT 369.10 566.10 Td (Kingdom, ) Tj ET Q q 0 0 0 rg BT 412.47 566.10 Td (Canada ) Tj ET Q q 0 0 0 rg BT 445.54 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.07 566.10 Td (India. ) Tj ET Q q 0 0 0 rg BT 489.20 566.10 Td (In ) Tj ET Q q 0 0 0 rg BT 500.62 566.10 Td (these ) Tj ET Q q 0 0 0 rg BT 524.26 566.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 554.10 Td (fices, ) Tj ET Q q 0 0 0 rg BT 80.88 554.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 101.13 554.10 Td (employs ) Tj ET Q q 0 0 0 rg BT 136.37 554.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 176.04 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 191.84 554.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 237.63 554.10 Td (professionals ) Tj ET Q q 0 0 0 rg BT 291.76 554.10 Td (who ) Tj ET Q q 0 0 0 rg BT 310.34 554.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 342.24 554.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 380.54 554.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 416.60 554.10 Td (support ) Tj ET Q q 0 0 0 rg BT 447.96 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.75 554.10 Td (consultancy ) Tj ET Q q 0 0 0 rg BT 512.88 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 522.01 554.10 Td (thousands ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 542.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 103.88 542.10 Td (across ) Tj ET Q q 0 0 0 rg BT 131.37 542.10 Td (six ) Tj ET Q q 0 0 0 rg BT 145.54 542.10 Td (continents. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 520.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.35 520.10 Td (Company) Tj ET Q q 0 0 0 rg BT 159.01 520.10 Td (s ) Tj ET Q q 0 0 0 rg BT 165.71 520.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 204.05 520.10 Td (are ) Tj ET Q q 0 0 0 rg BT 219.05 520.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 251.84 520.10 Td (from ) Tj ET Q q 0 0 0 rg BT 274.08 520.10 Td (four ) Tj ET Q q 0 0 0 rg BT 293.54 520.10 Td (\(4\)product ) Tj ET Q q 0 0 0 rg BT 341.05 520.10 Td (or ) Tj ET Q q 0 0 0 rg BT 352.18 520.10 Td (service ) Tj ET Q q 0 0 0 rg BT 383.30 520.10 Td (groups. ) Tj ET Q q 0 0 0 rg BT 415.83 520.10 Td (Presented ) Tj ET Q q 0 0 0 rg BT 457.50 520.10 Td (in ) Tj ET Q q 0 0 0 rg BT 468.08 520.10 Td (tabular ) Tj ET Q q 0 0 0 rg BT 498.65 520.10 Td (format ) Tj ET Q q 0 0 0 rg BT 528.11 520.10 Td (below ) Tj ET Q q 0 0 0 rg BT 555.35 520.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.37 508.10 Td (breakout ) Tj ET Q q 0 0 0 rg BT 101.51 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.00 508.10 Td (our ) Tj ET Q q 0 0 0 rg BT 127.48 508.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 161.28 508.10 Td (streams ) Tj ET Q q 0 0 0 rg BT 193.98 508.10 Td (for ) Tj ET Q q 0 0 0 rg BT 207.80 508.10 Td (each ) Tj ET Q q 0 0 0 rg BT 228.27 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.75 508.10 Td (those ) Tj ET Q q 0 0 0 rg BT 262.02 508.10 Td (product ) Tj ET Q q 0 0 0 rg BT 294.72 508.10 Td (or ) Tj ET Q q 0 0 0 rg BT 305.20 508.10 Td (service ) Tj ET Q q 0 0 0 rg BT 335.67 508.10 Td (groups ) Tj ET Q q 0 0 0 rg BT 365.05 508.10 Td (for ) Tj ET Q q 0 0 0 rg BT 378.86 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.24 508.10 Td (years ) Tj ET Q q 0 0 0 rg BT 416.49 508.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.52 508.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 500.76 508.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.76 508.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.42 508.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.42 508.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.57 508.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 496.10 Td (:) Tj ET Q 1 1 1 rg /GS0 gs 50.50 485.60 350.00 -23.00 re f /GS0 gs 1 1 1 rg /GS0 gs 400.50 485.60 4.00 -23.00 re f /GS0 gs 1 1 1 rg /GS0 gs 404.50 485.60 176.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 449.60 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 449.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 449.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 449.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 449.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 449.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 449.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 421.60 350.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 421.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 421.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 421.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 421.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 421.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 421.60 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 392.60 350.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 392.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 392.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 392.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 392.60 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 392.60 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 392.60 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 462.6 m 460.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 460.5 462.6 m 464.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 462.6 m 520.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 462.6 m 524.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 462.6 m 580.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 449.6 m 400.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 462.6 m 460.5 462.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 449.6 m 460.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 449.6 m 520.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 449.6 m 580.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 449.6 m 460.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 449.6 m 520.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 449.6 m 580.5 449.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 392.6 m 460.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 392.6 m 520.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 392.6 m 580.5 392.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 380.6 m 460.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 378.6 m 460.5 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 380.6 m 520.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 464.5 378.6 m 520.5 378.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 380.6 m 580.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 378.6 m 580.5 378.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.25 476.33 Td (For) Tj ET Q q 0 0 0 rg BT 465.62 476.33 Td ( the ) Tj ET Q q 0 0 0 rg BT 483.58 476.33 Td (Y) Tj ET Q q 0 0 0 rg BT 489.69 476.33 Td (ear) Tj ET Q q 0 0 0 rg BT 503.38 476.33 Td ( Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.90 466.33 Td (December) Tj ET Q q 0 0 0 rg BT 506.02 466.33 Td ( 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 453.33 Td (\(dollar amounts in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 453.33 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.00 453.33 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 542.00 453.33 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 440.17 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 440.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.15 440.17 Td (169,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.00 440.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 440.17 Td (163,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.00 440.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.15 440.17 Td (159,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 426.17 Td (Broker Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 426.17 Td (17,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 426.17 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 426.17 Td (18,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 411.27 Td (Risk Compliance Solutions \(RCS\), fka Business Process Outsourcing \(BPO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.15 411.27 Td (21,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.15 411.27 Td (15,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.15 411.27 Td (16,140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 397.17 Td (Carrier Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 397.17 Td (5,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 397.17 Td (6,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 397.17 Td (4,940) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 383.33 Td (Totals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 383.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 383.33 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 383.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.15 383.33 Td (204,710) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.00 383.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.15 383.33 Td (199,370) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 358.10 Td (Information ) Tj ET Q q 0 0 0 rg BT 148.97 358.10 Td (on ) Tj ET Q q 0 0 0 rg BT 161.18 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.61 358.10 Td (geographic ) Tj ET Q q 0 0 0 rg BT 222.24 358.10 Td (dispersion ) Tj ET Q q 0 0 0 rg BT 265.56 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.09 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.52 358.10 Td (Company) Tj ET Q q 0 0 0 rg BT 332.18 358.10 Td (s ) Tj ET Q q 0 0 0 rg BT 338.28 358.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 376.03 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.68 358.10 Td (long-lived ) Tj ET Q q 0 0 0 rg BT 435.99 358.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 461.53 358.10 Td (is ) Tj ET Q q 0 0 0 rg BT 470.41 358.10 Td (furnished ) Tj ET Q q 0 0 0 rg BT 510.38 358.10 Td (in ) Tj ET Q q 0 0 0 rg BT 520.37 358.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 542.02 358.10 Td (16 ) Tj ET Q q 0 0 0 rg BT 554.23 358.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 346.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 117.76 346.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 155.24 346.10 Td (statements, ) Tj ET Q q 0 0 0 rg BT 202.45 346.10 Td (included ) Tj ET Q q 0 0 0 rg BT 239.38 346.10 Td (elsewhere ) Tj ET Q q 0 0 0 rg BT 281.86 346.10 Td (in ) Tj ET Q q 0 0 0 rg BT 292.14 346.10 Td (this ) Tj ET Q q 0 0 0 rg BT 309.09 346.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 333.26 346.10 Td (10-K.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (Industry ) Tj ET Q q 0 0 0 rg BT 89.74 324.10 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 302.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.30 302.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 158.38 302.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 193.91 302.10 Td (is ) Tj ET Q q 0 0 0 rg BT 203.34 302.10 Td (under) Tj ET Q q 0 0 0 rg BT 225.93 302.10 Td (going ) Tj ET Q q 0 0 0 rg BT 251.47 302.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 296.44 302.10 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 353.08 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.27 302.10 Td (therefore ) Tj ET Q q 0 0 0 rg BT 409.11 302.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 443.53 302.10 Td (from, ) Tj ET Q q 0 0 0 rg BT 468.22 302.10 Td (economies ) Tj ET Q q 0 0 0 rg BT 513.74 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.83 302.10 Td (scale ) Tj ET Q q 0 0 0 rg BT 547.58 302.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 75.20 290.10 Td (in ) Tj ET Q q 0 0 0 rg BT 85.41 290.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 126.73 290.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 167.47 290.10 Td (in ) Tj ET Q q 0 0 0 rg BT 177.68 290.10 Td (a ) Tj ET Q q 0 0 0 rg BT 184.55 290.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 234.19 290.10 Td (environment. ) Tj ET Q q 0 0 0 rg BT 289.48 290.10 Td (The ) Tj ET Q q 0 0 0 rg BT 307.46 290.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 348.21 290.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 382.29 290.10 Td (have ) Tj ET Q q 0 0 0 rg BT 403.60 290.10 Td (also ) Tj ET Q q 0 0 0 rg BT 422.14 290.10 Td (seen ) Tj ET Q q 0 0 0 rg BT 442.34 290.10 Td (a ) Tj ET Q q 0 0 0 rg BT 449.21 290.10 Td (steady ) Tj ET Q q 0 0 0 rg BT 477.19 290.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 512.37 290.10 Td (in ) Tj ET Q q 0 0 0 rg BT 522.58 290.10 Td (initiatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 278.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.03 278.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 88.93 278.10 Td (paper) Tj ET Q q 0 0 0 rg BT 110.94 278.10 Td (-based ) Tj ET Q q 0 0 0 rg BT 139.29 278.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 179.86 278.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.56 278.10 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 233.78 278.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 293.25 278.10 Td (in ) Tj ET Q q 0 0 0 rg BT 303.28 278.10 Td (ef) Tj ET Q q 0 0 0 rg BT 310.87 278.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 345.32 278.10 Td (both ) Tj ET Q q 0 0 0 rg BT 365.36 278.10 Td (at ) Tj ET Q q 0 0 0 rg BT 374.83 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.30 278.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 428.20 278.10 Td (side ) Tj ET Q q 0 0 0 rg BT 446.56 278.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.25 278.10 Td (also ) Tj ET Q q 0 0 0 rg BT 481.61 278.10 Td (at ) Tj ET Q q 0 0 0 rg BT 491.08 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.55 278.10 Td (consumer) Tj ET Q q 0 0 0 rg BT 544.23 278.10 Td (-end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 266.10 Td (side. ) Tj ET Q q 0 0 0 rg BT 70.63 266.10 Td (Such ) Tj ET Q q 0 0 0 rg BT 92.64 266.10 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 148.54 266.10 Td (has ) Tj ET Q q 0 0 0 rg BT 163.89 266.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 200.91 266.10 Td (both ) Tj ET Q q 0 0 0 rg BT 220.70 266.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 261.04 266.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 293.03 266.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.49 266.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 349.82 266.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 381.83 266.10 Td (and ) Tj ET Q q 0 0 0 rg BT 398.28 266.10 Td (is ) Tj ET Q q 0 0 0 rg BT 406.97 266.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 439.53 266.10 Td (impacting ) Tj ET Q q 0 0 0 rg BT 481.54 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 495.78 266.10 Td (manner ) Tj ET Q q 0 0 0 rg BT 527.78 266.10 Td (in ) Tj ET Q q 0 0 0 rg BT 537.58 266.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 91.31 254.10 Td (products ) Tj ET Q q 0 0 0 rg BT 128.74 254.10 Td (are ) Tj ET Q q 0 0 0 rg BT 143.94 254.10 Td (distributed. ) Tj ET Q q 0 0 0 rg BT 192.21 254.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 247.40 254.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 283.16 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.37 254.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 339.68 254.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 375.45 254.10 Td (will ) Tj ET Q q 0 0 0 rg BT 394.00 254.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 431.43 254.10 Td (to ) Tj ET Q q 0 0 0 rg BT 442.20 254.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 488.49 254.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 533.70 254.10 Td (change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.02 242.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 107.35 242.10 Td (ef) Tj ET Q q 0 0 0 rg BT 114.94 242.10 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 155.83 242.10 Td (through ) Tj ET Q q 0 0 0 rg BT 189.52 242.10 Td (online ) Tj ET Q q 0 0 0 rg BT 217.10 242.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 261.32 242.10 Td (as ) Tj ET Q q 0 0 0 rg BT 272.23 242.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 306.46 242.10 Td (paper) Tj ET Q q 0 0 0 rg BT 328.47 242.10 Td (-based ) Tj ET Q q 0 0 0 rg BT 357.15 242.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 398.05 242.10 Td (are ) Tj ET Q q 0 0 0 rg BT 412.83 242.10 Td (becoming ) Tj ET Q q 0 0 0 rg BT 454.85 242.10 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 506.30 242.10 Td (a ) Tj ET Q q 0 0 0 rg BT 513.32 242.10 Td (norm ) Tj ET Q q 0 0 0 rg BT 537.01 242.10 Td (across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 230.10 Td (world ) Tj ET Q q 0 0 0 rg BT 90.55 230.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 131.36 230.10 Td (markets.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.37 208.10 Td (oducts ) Tj ET Q q 0 0 0 rg BT 90.65 208.10 Td (and ) Tj ET Q q 0 0 0 rg BT 109.27 208.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 186.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.93 186.10 Td (Company) Tj ET Q q 0 0 0 rg BT 159.59 186.10 Td (s ) Tj ET Q q 0 0 0 rg BT 166.87 186.10 Td (product ) Tj ET Q q 0 0 0 rg BT 200.80 186.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.62 186.10 Td (service ) Tj ET Q q 0 0 0 rg BT 250.32 186.10 Td (strategy ) Tj ET Q q 0 0 0 rg BT 285.36 186.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 310.40 186.10 Td (on: ) Tj ET Q q 0 0 0 rg BT 326.56 186.10 Td (\(a\)expansion ) Tj ET Q q 0 0 0 rg BT 384.09 186.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.80 186.10 Td (connectivity ) Tj ET Q q 0 0 0 rg BT 448.61 186.10 Td (between ) Tj ET Q q 0 0 0 rg BT 485.31 186.10 Td (consumers, ) Tj ET Q q 0 0 0 rg BT 533.96 186.10 Td (agents, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 174.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 86.65 174.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.27 174.10 Td (third ) Tj ET Q q 0 0 0 rg BT 128.33 174.10 Td (party ) Tj ET Q q 0 0 0 rg BT 153.06 174.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 195.00 174.10 Td (through ) Tj ET Q q 0 0 0 rg BT 230.29 174.10 Td (its ) Tj ET Q q 0 0 0 rg BT 243.92 174.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 287.52 174.10 Td (family ) Tj ET Q q 0 0 0 rg BT 317.80 174.10 Td (of ) Tj ET Q q 0 0 0 rg BT 330.31 174.10 Td (products ) Tj ET Q q 0 0 0 rg BT 368.92 174.10 Td (in ) Tj ET Q q 0 0 0 rg BT 380.88 174.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.27 174.10 Td (life, ) Tj ET Q q 0 0 0 rg BT 417.28 174.10 Td (health, ) Tj ET Q q 0 0 0 rg BT 448.39 174.10 Td (workers ) Tj ET Q q 0 0 0 rg BT 484.78 174.10 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 547.00 174.10 Td (risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 162.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 107.58 162.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 141.57 162.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.00 162.10 Td (property ) Tj ET Q q 0 0 0 rg BT 197.88 162.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.31 162.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 253.07 162.10 Td (\("P&C"\) ) Tj ET Q q 0 0 0 rg BT 291.89 162.10 Td (sectors ) Tj ET Q q 0 0 0 rg BT 323.66 162.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 370.42 162.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 403.85 162.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.06 162.10 Td (EbixExchange ) Tj ET Q q 0 0 0 rg BT 482.36 162.10 Td (family ) Tj ET Q q 0 0 0 rg BT 512.46 162.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.79 162.10 Td (products; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 150.10 Td (\(b\)worldwide ) Tj ET Q q 0 0 0 rg BT 108.87 150.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 130.24 150.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.62 150.10 Td (support ) Tj ET Q q 0 0 0 rg BT 178.56 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.83 150.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 210.78 150.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 249.36 150.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 289.61 150.10 Td (and ) Tj ET Q q 0 0 0 rg BT 305.99 150.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 335.70 150.10 Td (management ) Tj ET Q q 0 0 0 rg BT 388.73 150.10 Td (systems; ) Tj ET Q q 0 0 0 rg BT 425.11 150.10 Td (\(c\)worldwide ) Tj ET Q q 0 0 0 rg BT 483.42 150.10 Td (sale, ) Tj ET Q q 0 0 0 rg BT 503.40 150.10 Td (customization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 138.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 105.55 138.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 169.72 138.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.56 138.10 Td (support ) Tj ET Q q 0 0 0 rg BT 216.96 138.10 Td (of ) Tj ET Q q 0 0 0 rg BT 226.69 138.10 Td (its ) Tj ET Q q 0 0 0 rg BT 237.54 138.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 258.95 138.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 297.00 138.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 336.71 138.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 364.20 138.10 Td (system ) Tj ET Q q 0 0 0 rg BT 393.38 138.10 Td (platforms; ) Tj ET Q q 0 0 0 rg BT 435.88 138.10 Td (and ) Tj ET Q q 0 0 0 rg BT 451.72 138.10 Td (\(d\)risk ) Tj ET Q q 0 0 0 rg BT 482.29 138.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 529.78 138.10 Td (solution ) Tj ET Q q 0 0 0 rg BT 564.50 138.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 88.32 126.10 Td (which ) Tj ET Q q 0 0 0 rg BT 116.37 126.10 Td (include ) Tj ET Q q 0 0 0 rg BT 149.42 126.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 191.35 126.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 234.93 126.10 Td (origination, ) Tj ET Q q 0 0 0 rg BT 284.92 126.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 328.50 126.10 Td (tracking, ) Tj ET Q q 0 0 0 rg BT 367.38 126.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 397.09 126.10 Td (adjudication ) Tj ET Q q 0 0 0 rg BT 450.14 126.10 Td (call ) Tj ET Q q 0 0 0 rg BT 468.18 126.10 Td (center) Tj ET Q q 0 0 0 rg BT 492.21 126.10 Td (, ) Tj ET Q q 0 0 0 rg BT 498.32 126.10 Td (and ) Tj ET Q q 0 0 0 rg BT 516.37 126.10 Td (back ) Tj ET Q q 0 0 0 rg BT 538.86 126.10 Td (of) Tj ET Q q 0 0 0 rg BT 547.01 126.10 Td (fice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.10 Td (support.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 92.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 119.30 92.10 Td (also ) Tj ET Q q 0 0 0 rg BT 136.82 92.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 172.67 92.10 Td (software ) Tj ET Q q 0 0 0 rg BT 208.51 92.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 264.07 92.10 Td (customization, ) Tj ET Q q 0 0 0 rg BT 324.08 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 339.93 92.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 383.00 92.10 Td (services ) Tj ET Q q 0 0 0 rg BT 416.62 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 425.81 92.10 Td (a ) Tj ET Q q 0 0 0 rg BT 431.66 92.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 460.84 92.10 Td (of ) Tj ET Q q 0 0 0 rg BT 470.58 92.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 500.87 92.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.06 92.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.69 92.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.10 Td (industry) Tj ET Q q 0 0 0 rg BT 82.13 80.10 Td (, ) Tj ET Q q 0 0 0 rg BT 87.13 80.10 Td (including ) Tj ET Q q 0 0 0 rg BT 127.40 80.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 162.38 80.10 Td (brokers, ) Tj ET Q q 0 0 0 rg BT 197.37 80.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 241.51 80.10 Td (and ) Tj ET Q q 0 0 0 rg BT 258.45 80.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 294.83 80.10 Td (making ) Tj ET Q q 0 0 0 rg BT 327.32 80.10 Td (bodies.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 696.10 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.56 696.10 Td (: ) Tj ET Q q 0 0 0 rg BT 150.68 696.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 172.91 696.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 209.56 696.10 Td (data ) Tj ET Q q 0 0 0 rg BT 229.56 696.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 274.54 696.10 Td (in ) Tj ET Q q 0 0 0 rg BT 285.66 696.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.22 696.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 325.09 696.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.76 696.10 Td (life ) Tj ET Q q 0 0 0 rg BT 353.43 696.10 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 397.58 696.10 Td (annuities, ) Tj ET Q q 0 0 0 rg BT 439.53 696.10 Td (employee ) Tj ET Q q 0 0 0 rg BT 481.74 696.10 Td (health ) Tj ET Q q 0 0 0 rg BT 509.51 696.10 Td (benefits, ) Tj ET Q q 0 0 0 rg BT 547.01 696.10 Td (risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 105.70 684.10 Td (workers ) Tj ET Q q 0 0 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 542.10 Td (Br) Tj ET Q q 0 0 0 rg BT 109.93 542.10 Td (oker) Tj ET Q q 0 0 0 rg BT 129.19 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.14 542.10 Td (Systems:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.91 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 170.86 542.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 192.53 542.10 Td (s ) Tj ET Q q 0 0 0 rg BT 198.37 542.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 221.98 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 231.71 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.88 542.10 Td (area ) Tj ET Q q 0 0 0 rg BT 264.47 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.75 542.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 302.80 542.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 336.42 542.10 Td (is ) Tj ET Q q 0 0 0 rg BT 345.04 542.10 Td (on ) Tj ET Q q 0 0 0 rg BT 356.99 542.10 Td (designing ) Tj ET Q q 0 0 0 rg BT 397.83 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 414.22 542.10 Td (deploying ) Tj ET Q q 0 0 0 rg BT 456.17 542.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 494.76 542.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 528.38 542.10 Td (for ) Tj ET Q q 0 0 0 rg BT 541.99 542.10 Td (P&C ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 91.85 530.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 125.38 530.10 Td (across ) Tj ET Q q 0 0 0 rg BT 153.90 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 169.65 530.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 199.02 530.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 221.44 530.10 Td (has ) Tj ET Q q 0 0 0 rg BT 238.31 530.10 Td (three ) Tj ET Q q 0 0 0 rg BT 261.83 530.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 302.01 530.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 337.21 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 348.53 530.10 Td (this ) Tj ET Q q 0 0 0 rg BT 366.51 530.10 Td (area: ) Tj ET Q q 0 0 0 rg BT 389.47 530.10 Td (eGlobal, ) Tj ET Q q 0 0 0 rg BT 427.16 530.10 Td (which ) Tj ET Q q 0 0 0 rg BT 455.13 530.10 Td (tar) Tj ET Q q 0 0 0 rg BT 465.50 530.10 Td (gets ) Tj ET Q q 0 0 0 rg BT 485.14 530.10 Td (multinational ) Tj ET Q q 0 0 0 rg BT 542.00 530.10 Td (P&C ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 91.12 518.10 Td (brokers; ) Tj ET Q q 0 0 0 rg BT 126.49 518.10 Td (W) Tj ET Q q 0 0 0 rg BT 135.53 518.10 Td (inBeat, ) Tj ET Q q 0 0 0 rg BT 166.94 518.10 Td (which ) Tj ET Q q 0 0 0 rg BT 194.18 518.10 Td (tar) Tj ET Q q 0 0 0 rg BT 204.54 518.10 Td (gets ) Tj ET Q q 0 0 0 rg BT 223.46 518.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 246.27 518.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 279.07 518.10 Td (in ) Tj ET Q q 0 0 0 rg BT 289.65 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.05 518.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 348.51 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.75 518.10 Td (New ) Tj ET Q q 0 0 0 rg BT 387.44 518.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 422.44 518.10 Td (markets; ) Tj ET Q q 0 0 0 rg BT 459.68 518.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 479.42 518.10 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 515.55 518.10 Td (, ) Tj ET Q q 0 0 0 rg BT 520.85 518.10 Td (which ) Tj ET Q q 0 0 0 rg BT 548.09 518.10 Td (is ) Tj ET Q q 0 0 0 rg BT 557.57 518.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (system ) Tj ET Q q 0 0 0 rg BT 79.54 506.10 Td (for ) Tj ET Q q 0 0 0 rg BT 92.96 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.93 506.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 128.70 506.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 168.78 506.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 200.53 506.10 Td (in ) Tj ET Q q 0 0 0 rg BT 210.06 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 224.04 506.10 Td (United ) Tj ET Q q 0 0 0 rg BT 253.02 506.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 281.16 506.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 317.91 506.10 Td (from ) Tj ET Q q 0 0 0 rg BT 339.10 506.10 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 372.52 506.10 Td (is ) Tj ET Q q 0 0 0 rg BT 380.95 506.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 412.69 506.10 Td (from ) Tj ET Q q 0 0 0 rg BT 433.89 506.10 Td (two ) Tj ET Q q 0 0 0 rg BT 450.65 506.10 Td (main ) Tj ET Q q 0 0 0 rg BT 472.40 506.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 504.15 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 515.91 506.10 Td (specifically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 101.16 494.10 Td (license-based ) Tj ET Q q 0 0 0 rg BT 157.30 494.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 195.11 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 211.82 494.10 Td (time ) Tj ET Q q 0 0 0 rg BT 231.87 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.58 494.10 Td (material ) Tj ET Q q 0 0 0 rg BT 283.62 494.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 301.99 494.10 Td (char) Tj ET Q q 0 0 0 rg BT 319.02 494.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 335.73 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 345.78 494.10 Td (customize ) Tj ET Q q 0 0 0 rg BT 388.60 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 403.09 494.10 Td (product ) Tj ET Q q 0 0 0 rg BT 435.91 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 445.96 494.10 Td (a ) Tj ET Q q 0 0 0 rg BT 452.68 494.10 Td (broker) Tj ET Q q 0 0 0 rg BT 479.15 494.10 Td () Tj ET Q q 0 0 0 rg BT 481.92 494.10 Td (s ) Tj ET Q q 0 0 0 rg BT 488.09 494.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 521.46 494.10 Td (functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 107.74 482.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 145.77 482.10 Td (from ) Tj ET Q q 0 0 0 rg BT 168.02 482.10 Td (W) Tj ET Q q 0 0 0 rg BT 177.06 482.10 Td (inBeat ) Tj ET Q q 0 0 0 rg BT 206.21 482.10 Td (is ) Tj ET Q q 0 0 0 rg BT 215.92 482.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 248.94 482.10 Td (from ) Tj ET Q q 0 0 0 rg BT 271.42 482.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 307.79 482.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 359.72 482.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 378.86 482.10 Td (char) Tj ET Q q 0 0 0 rg BT 395.88 482.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 413.36 482.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.18 482.10 Td (each ) Tj ET Q q 0 0 0 rg BT 445.53 482.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 468.58 482.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 497.72 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 507.87 482.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 547.56 482.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (New ) Tj ET Q q 0 0 0 rg BT 71.15 470.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 105.61 470.10 Td (that ) Tj ET Q q 0 0 0 rg BT 122.87 470.10 Td (has ) Tj ET Q q 0 0 0 rg BT 138.47 470.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 177.39 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.87 470.10 Td (service. ) Tj ET Q q 0 0 0 rg BT 224.95 470.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 262.20 470.10 Td (from ) Tj ET Q q 0 0 0 rg BT 283.90 470.10 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 320.76 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 323.03 470.10 Td (comes ) Tj ET Q q 0 0 0 rg BT 350.84 470.10 Td (from ) Tj ET Q q 0 0 0 rg BT 372.54 470.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 408.14 470.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 459.29 470.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 477.66 470.10 Td (char) Tj ET Q q 0 0 0 rg BT 494.68 470.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 511.39 470.10 Td (to ) Tj ET Q q 0 0 0 rg BT 521.43 470.10 Td (each ) Tj ET Q q 0 0 0 rg BT 542.01 470.10 Td (P&C ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 78.03 458.10 Td (in ) Tj ET Q q 0 0 0 rg BT 87.75 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.90 458.10 Td (United ) Tj ET Q q 0 0 0 rg BT 131.05 458.10 Td (States ) Tj ET Q q 0 0 0 rg BT 156.88 458.10 Td (using ) Tj ET Q q 0 0 0 rg BT 180.48 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.64 458.10 Td (service. ) Tj ET Q q 0 0 0 rg BT 226.96 458.10 Td (All ) Tj ET Q q 0 0 0 rg BT 241.67 458.10 Td (these ) Tj ET Q q 0 0 0 rg BT 264.16 458.10 Td (three ) Tj ET Q q 0 0 0 rg BT 286.08 458.10 Td (products ) Tj ET Q q 0 0 0 rg BT 322.45 458.10 Td (are ) Tj ET Q q 0 0 0 rg BT 336.60 458.10 Td (continually ) Tj ET Q q 0 0 0 rg BT 383.52 458.10 Td (being ) Tj ET Q q 0 0 0 rg BT 407.68 458.10 Td (redesigned, ) Tj ET Q q 0 0 0 rg BT 455.43 458.10 Td (coded ) Tj ET Q q 0 0 0 rg BT 481.24 458.10 Td (and ) Tj ET Q q 0 0 0 rg BT 497.61 458.10 Td (rebuilt ) Tj ET Q q 0 0 0 rg BT 525.65 458.10 Td (to ) Tj ET Q q 0 0 0 rg BT 535.37 458.10 Td (adhere ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 446.10 Td (most ) Tj ET Q q 0 0 0 rg BT 96.94 446.10 Td (current ) Tj ET Q q 0 0 0 rg BT 127.76 446.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 180.80 446.10 Td (prevalent ) Tj ET Q q 0 0 0 rg BT 220.50 446.10 Td (today) Tj ET Q q 0 0 0 rg BT 242.07 446.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 424.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 120.50 424.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 173.65 424.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 215.15 424.10 Td (\("RCS"\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.25 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 258.30 424.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 279.96 424.10 Td (s ) Tj ET Q q 0 0 0 rg BT 285.90 424.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 309.60 424.10 Td (in ) Tj ET Q q 0 0 0 rg BT 319.42 424.10 Td (this ) Tj ET Q q 0 0 0 rg BT 335.91 424.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 369.05 424.10 Td (pertains ) Tj ET Q q 0 0 0 rg BT 402.75 424.10 Td (to ) Tj ET Q q 0 0 0 rg BT 412.57 424.10 Td (business ) Tj ET Q q 0 0 0 rg BT 448.51 424.10 Td (process ) Tj ET Q q 0 0 0 rg BT 480.54 424.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 529.80 424.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.59 412.10 Td (include ) Tj ET Q q 0 0 0 rg BT 97.62 412.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 138.10 412.10 Td (domain ) Tj ET Q q 0 0 0 rg BT 169.68 412.10 Td (intensive ) Tj ET Q q 0 0 0 rg BT 207.38 412.10 Td (project ) Tj ET Q q 0 0 0 rg BT 236.74 412.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 291.92 412.10 Td (time ) Tj ET Q q 0 0 0 rg BT 311.29 412.10 Td (and ) Tj ET Q q 0 0 0 rg BT 327.32 412.10 Td (material ) Tj ET Q q 0 0 0 rg BT 361.67 412.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 404.93 412.10 Td (engagements ) Tj ET Q q 0 0 0 rg BT 458.72 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 468.10 412.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 495.79 412.10 Td (across ) Tj ET Q q 0 0 0 rg BT 522.38 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 536.19 412.10 Td (world, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.70 400.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 94.39 400.10 Td (to ) Tj ET Q q 0 0 0 rg BT 104.09 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 118.23 400.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 152.36 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 168.72 400.10 Td (tracking ) Tj ET Q q 0 0 0 rg BT 203.40 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 213.65 400.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 259.43 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.68 400.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 309.92 400.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 336.84 400.10 Td (in ) Tj ET Q q 0 0 0 rg BT 346.54 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.68 400.10 Td (United ) Tj ET Q q 0 0 0 rg BT 389.82 400.10 Td (States ) Tj ET Q q 0 0 0 rg BT 415.63 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.56 400.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 475.14 400.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 511.21 400.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 532.02 400.10 Td (focuses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.45 388.10 Td (helping ) Tj ET Q q 0 0 0 rg BT 94.90 388.10 Td (its ) Tj ET Q q 0 0 0 rg BT 106.80 388.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 135.36 388.10 Td (outsource ) Tj ET Q q 0 0 0 rg BT 176.69 388.10 Td (any ) Tj ET Q q 0 0 0 rg BT 193.58 388.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 227.12 388.10 Td (service ) Tj ET Q q 0 0 0 rg BT 257.89 388.10 Td (or ) Tj ET Q q 0 0 0 rg BT 268.68 388.10 Td (manpower ) Tj ET Q q 0 0 0 rg BT 313.33 388.10 Td (to ) Tj ET Q q 0 0 0 rg BT 323.57 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.24 388.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 379.57 388.10 Td (on ) Tj ET Q q 0 0 0 rg BT 392.03 388.10 Td (an ) Tj ET Q q 0 0 0 rg BT 403.92 388.10 Td (onsite ) Tj ET Q q 0 0 0 rg BT 430.26 388.10 Td (or ) Tj ET Q q 0 0 0 rg BT 441.04 388.10 Td (of) Tj ET Q q 0 0 0 rg BT 449.19 388.10 Td (fshore ) Tj ET Q q 0 0 0 rg BT 476.63 388.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 501.41 388.10 Td (W) Tj ET Q q 0 0 0 rg BT 510.45 388.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 523.46 388.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 554.22 388.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (its ) Tj ET Q q 0 0 0 rg BT 61.37 376.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 103.27 376.10 Td (related ) Tj ET Q q 0 0 0 rg BT 132.40 376.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 169.88 376.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 219.03 376.10 Td (service, ) Tj ET Q q 0 0 0 rg BT 251.77 376.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 272.58 376.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 308.95 376.10 Td (a ) Tj ET Q q 0 0 0 rg BT 315.31 376.10 Td (software-based ) Tj ET Q q 0 0 0 rg BT 377.76 376.10 Td (service ) Tj ET Q q 0 0 0 rg BT 408.01 376.10 Td (for ) Tj ET Q q 0 0 0 rg BT 421.59 376.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 457.40 376.10 Td (of ) Tj ET Q q 0 0 0 rg BT 467.65 376.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 513.44 376.10 Td (of ) Tj ET Q q 0 0 0 rg BT 523.69 376.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.98 364.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 87.85 364.10 Td (adhere ) Tj ET Q q 0 0 0 rg BT 116.47 364.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.24 364.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 161.00 364.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 200.75 364.10 Td (such ) Tj ET Q q 0 0 0 rg BT 221.06 364.10 Td (as ) Tj ET Q q 0 0 0 rg BT 230.93 364.10 Td (ACORD. ) Tj ET Q q 0 0 0 rg BT 270.42 364.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 291.29 364.10 Td (derives ) Tj ET Q q 0 0 0 rg BT 322.15 364.10 Td (transaction-based ) Tj ET Q q 0 0 0 rg BT 394.10 364.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 431.62 364.10 Td (for ) Tj ET Q q 0 0 0 rg BT 445.27 364.10 Td (each ) Tj ET Q q 0 0 0 rg BT 465.56 364.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 507.51 364.10 Td (that ) Tj ET Q q 0 0 0 rg BT 524.49 364.10 Td (is ) Tj ET Q q 0 0 0 rg BT 533.14 364.10 Td (created ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.58 352.10 Td (our ) Tj ET Q q 0 0 0 rg BT 80.83 352.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 109.86 352.10 Td (using ) Tj ET Q q 0 0 0 rg BT 134.45 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.59 352.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 171.40 352.10 Td (service. ) Tj ET Q q 0 0 0 rg BT 205.14 352.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 226.95 352.10 Td (also ) Tj ET Q q 0 0 0 rg BT 245.98 352.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 283.34 352.10 Td (a ) Tj ET Q q 0 0 0 rg BT 290.70 352.10 Td (service ) Tj ET Q q 0 0 0 rg BT 321.94 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 332.64 352.10 Td (track ) Tj ET Q q 0 0 0 rg BT 355.55 352.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 402.33 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 413.58 352.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 454.82 352.10 Td (for ) Tj ET Q q 0 0 0 rg BT 469.40 352.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 510.08 352.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 539.10 352.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 352.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (United ) Tj ET Q q 0 0 0 rg BT 79.83 340.10 Td (States ) Tj ET Q q 0 0 0 rg BT 106.33 340.10 Td (and ) Tj ET Q q 0 0 0 rg BT 122.81 340.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 162.08 340.10 Td (that ) Tj ET Q q 0 0 0 rg BT 179.69 340.10 Td (generates ) Tj ET Q q 0 0 0 rg BT 220.06 340.10 Td (transactional-based ) Tj ET Q q 0 0 0 rg BT 299.86 340.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 334.12 340.10 Td (based ) Tj ET Q q 0 0 0 rg BT 359.50 340.10 Td (for ) Tj ET Q q 0 0 0 rg BT 373.78 340.10 Td (each ) Tj ET Q q 0 0 0 rg BT 394.71 340.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 437.29 340.10 Td (tracked ) Tj ET Q q 0 0 0 rg BT 469.33 340.10 Td (by ) Tj ET Q q 0 0 0 rg BT 481.94 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.77 340.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 538.28 340.10 Td (for ) Tj ET Q q 0 0 0 rg BT 552.55 340.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (clients.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 306.10 Td (Carrier) Tj ET Q q 0 0 0 rg BT 131.57 306.10 Td ( ) Tj ET Q q 0 0 0 rg BT 133.76 306.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.21 306.10 Td (: ) Tj ET Q q 0 0 0 rg BT 173.17 306.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 194.84 306.10 Td (s ) Tj ET Q q 0 0 0 rg BT 200.92 306.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 224.77 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 234.73 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.14 306.10 Td (area ) Tj ET Q q 0 0 0 rg BT 267.98 306.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.49 306.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 306.77 306.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 340.63 306.10 Td (is ) Tj ET Q q 0 0 0 rg BT 349.48 306.10 Td (on ) Tj ET Q q 0 0 0 rg BT 361.67 306.10 Td (designing ) Tj ET Q q 0 0 0 rg BT 402.75 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 419.38 306.10 Td (deploying ) Tj ET Q q 0 0 0 rg BT 461.56 306.10 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 508.74 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 525.36 306.10 Td (back-end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 84.10 294.10 Td (for ) Tj ET Q q 0 0 0 rg BT 98.19 294.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 120.63 294.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 161.37 294.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 209.06 294.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 246.48 294.10 Td (from ) Tj ET Q q 0 0 0 rg BT 268.35 294.10 Td (these ) Tj ET Q q 0 0 0 rg BT 291.32 294.10 Td (services ) Tj ET Q q 0 0 0 rg BT 325.96 294.10 Td (is ) Tj ET Q q 0 0 0 rg BT 335.06 294.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 367.47 294.10 Td (from ) Tj ET Q q 0 0 0 rg BT 389.34 294.10 Td (two ) Tj ET Q q 0 0 0 rg BT 406.77 294.10 Td (main ) Tj ET Q q 0 0 0 rg BT 429.19 294.10 Td (sources: ) Tj ET Q q 0 0 0 rg BT 464.39 294.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 515.71 294.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 553.67 294.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td (license ) Tj ET Q q 0 0 0 rg BT 80.15 282.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 118.07 282.10 Td (from ) Tj ET Q q 0 0 0 rg BT 139.90 282.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 168.38 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.21 282.10 Td (time ) Tj ET Q q 0 0 0 rg BT 205.37 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 222.19 282.10 Td (material ) Tj ET Q q 0 0 0 rg BT 257.33 282.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 275.82 282.10 Td (char) Tj ET Q q 0 0 0 rg BT 292.84 282.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 309.67 282.10 Td (to ) Tj ET Q q 0 0 0 rg BT 319.83 282.10 Td (customize ) Tj ET Q q 0 0 0 rg BT 362.76 282.10 Td (these ) Tj ET Q q 0 0 0 rg BT 385.69 282.10 Td (products ) Tj ET Q q 0 0 0 rg BT 422.51 282.10 Td (to ) Tj ET Q q 0 0 0 rg BT 432.68 282.10 Td (an ) Tj ET Q q 0 0 0 rg BT 444.50 282.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 485.20 282.10 Td (company) Tj ET Q q 0 0 0 rg BT 524.64 282.10 Td (s ) Tj ET Q q 0 0 0 rg BT 530.91 282.10 Td (specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 93.04 270.10 Td (requirements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 248.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.37 248.10 Td (oduct ) Tj ET Q q 0 0 0 rg BT 86.76 248.10 Td (Development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 226.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.38 226.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.09 226.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 191.91 226.10 Td (on ) Tj ET Q q 0 0 0 rg BT 204.74 226.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 255.34 226.10 Td (high ) Tj ET Q q 0 0 0 rg BT 275.94 226.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 306.54 226.10 Td (product ) Tj ET Q q 0 0 0 rg BT 339.92 226.10 Td (development ) Tj ET Q q 0 0 0 rg BT 394.40 226.10 Td (standards. ) Tj ET Q q 0 0 0 rg BT 437.50 226.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 471.43 226.10 Td (development ) Tj ET Q q 0 0 0 rg BT 525.91 226.10 Td (activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (include ) Tj ET Q q 0 0 0 rg BT 82.86 214.10 Td (research ) Tj ET Q q 0 0 0 rg BT 119.60 214.10 Td (and ) Tj ET Q q 0 0 0 rg BT 137.47 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.12 214.10 Td (development ) Tj ET Q q 0 0 0 rg BT 208.20 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 219.96 214.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 257.82 214.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 286.80 214.10 Td (client ) Tj ET Q q 0 0 0 rg BT 312.44 214.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 346.96 214.10 Td (software ) Tj ET Q q 0 0 0 rg BT 384.82 214.10 Td (enhancements ) Tj ET Q q 0 0 0 rg BT 444.89 214.10 Td (such ) Tj ET Q q 0 0 0 rg BT 466.65 214.10 Td (as ) Tj ET Q q 0 0 0 rg BT 478.41 214.10 Td (adding ) Tj ET Q q 0 0 0 rg BT 509.06 214.10 Td (functionality) Tj ET Q q 0 0 0 rg BT 559.51 214.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (improving ) Tj ET Q q 0 0 0 rg BT 95.48 202.10 Td (usefulness, ) Tj ET Q q 0 0 0 rg BT 143.46 202.10 Td (increasing ) Tj ET Q q 0 0 0 rg BT 188.37 202.10 Td (responsiveness, ) Tj ET Q q 0 0 0 rg BT 254.68 202.10 Td (adapting ) Tj ET Q q 0 0 0 rg BT 292.93 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 304.53 202.10 Td (newer ) Tj ET Q q 0 0 0 rg BT 332.78 202.10 Td (software ) Tj ET Q q 0 0 0 rg BT 371.03 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.28 202.10 Td (hardware ) Tj ET Q q 0 0 0 rg BT 430.30 202.10 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 487.16 202.10 Td (or ) Tj ET Q q 0 0 0 rg BT 499.31 202.10 Td (developing ) Tj ET Q q 0 0 0 rg BT 547.56 202.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 100.27 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.99 190.10 Td (Company) Tj ET Q q 0 0 0 rg BT 156.65 190.10 Td (s ) Tj ET Q q 0 0 0 rg BT 163.04 190.10 Td (websites.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 168.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.96 168.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 158.26 168.10 Td (has ) Tj ET Q q 0 0 0 rg BT 174.01 168.10 Td (spent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.53 168.10 Td ($26.9 ) Tj ET Q q 0 0 0 rg BT 222.44 168.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.34 168.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.25 168.10 Td ($26.8 ) Tj ET Q q 0 0 0 rg BT 281.17 168.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.06 168.10 Td (, ) Tj ET Q q 0 0 0 rg BT 314.97 168.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.82 168.10 Td ($24.8 ) Tj ET Q q 0 0 0 rg BT 356.74 168.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.63 168.10 Td ( ) Tj ET Q q 0 0 0 rg BT 388.05 168.10 Td (during ) Tj ET Q q 0 0 0 rg BT 416.57 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.20 168.10 Td (years ) Tj ET Q q 0 0 0 rg BT 454.71 168.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.00 168.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 539.50 168.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 168.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 156.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 156.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.26 156.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.96 156.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.96 156.10 Td (, ) Tj ET Q q 0 0 0 rg BT 113.73 156.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 161.39 156.10 Td (, ) Tj ET Q q 0 0 0 rg BT 166.15 156.10 Td (on ) Tj ET Q q 0 0 0 rg BT 178.41 156.10 Td (product ) Tj ET Q q 0 0 0 rg BT 211.22 156.10 Td (development ) Tj ET Q q 0 0 0 rg BT 265.13 156.10 Td (initiatives. ) Tj ET Q q 0 0 0 rg BT 309.17 156.10 Td (The ) Tj ET Q q 0 0 0 rg BT 326.98 156.10 Td (Company) Tj ET Q q 0 0 0 rg BT 368.64 156.10 Td (s ) Tj ET Q q 0 0 0 rg BT 374.80 156.10 Td (product ) Tj ET Q q 0 0 0 rg BT 407.61 156.10 Td (development ) Tj ET Q q 0 0 0 rg BT 461.52 156.10 Td (ef) Tj ET Q q 0 0 0 rg BT 469.11 156.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 489.70 156.10 Td (are ) Tj ET Q q 0 0 0 rg BT 504.17 156.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 537.53 156.10 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 156.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 144.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 91.45 144.10 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 146.22 144.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.68 144.10 Td (redesign ) Tj ET Q q 0 0 0 rg BT 198.57 144.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.92 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 223.15 144.10 Td (Exchange, ) Tj ET Q q 0 0 0 rg BT 267.10 144.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 295.21 144.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 331.40 144.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 359.50 144.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 395.69 144.10 Td (and ) Tj ET Q q 0 0 0 rg BT 412.15 144.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 433.07 144.10 Td (product ) Tj ET Q q 0 0 0 rg BT 465.63 144.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.09 144.10 Td (service ) Tj ET Q q 0 0 0 rg BT 512.42 144.10 Td (lines ) Tj ET Q q 0 0 0 rg BT 533.33 144.10 Td (to ) Tj ET Q q 0 0 0 rg BT 543.12 144.10 Td (keep ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 132.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.82 132.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 112.75 132.10 Td (at ) Tj ET Q q 0 0 0 rg BT 122.46 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.16 132.10 Td (cutting ) Tj ET Q q 0 0 0 rg BT 167.43 132.10 Td (edge ) Tj ET Q q 0 0 0 rg BT 188.80 132.10 Td (in ) Tj ET Q q 0 0 0 rg BT 199.07 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.78 132.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 247.92 132.10 Td (we ) Tj ET Q q 0 0 0 rg BT 262.08 132.10 Td (compete. ) Tj ET Q q 0 0 0 rg BT 300.94 132.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 357.30 132.10 Td (ef) Tj ET Q q 0 0 0 rg BT 364.89 132.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 385.71 132.10 Td (also ) Tj ET Q q 0 0 0 rg BT 404.31 132.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 437.35 132.10 Td (new ) Tj ET Q q 0 0 0 rg BT 456.50 132.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 509.54 132.10 Td (for ) Tj ET Q q 0 0 0 rg BT 523.69 132.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 120.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 84.98 120.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 117.47 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.40 120.10 Td (agents, ) Tj ET Q q 0 0 0 rg BT 164.95 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.89 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.61 120.10 Td (redesign, ) Tj ET Q q 0 0 0 rg BT 235.48 120.10 Td (coding ) Tj ET Q q 0 0 0 rg BT 265.20 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 282.14 120.10 Td (development ) Tj ET Q q 0 0 0 rg BT 336.29 120.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.12 120.10 Td (new ) Tj ET Q q 0 0 0 rg BT 366.28 120.10 Td (services ) Tj ET Q q 0 0 0 rg BT 400.99 120.10 Td (for ) Tj ET Q q 0 0 0 rg BT 415.15 120.10 Td (international ) Tj ET Q q 0 0 0 rg BT 468.18 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 485.12 120.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 523.73 120.10 Td (markets.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 98.10 Td (Competition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 76.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 76.10 Td (e ) Tj ET Q q 0 0 0 rg BT 115.23 76.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 147.25 76.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 169.29 76.10 Td (is ) Tj ET Q q 0 0 0 rg BT 179.11 76.10 Td (in ) Tj ET Q q 0 0 0 rg BT 190.04 76.10 Td (a ) Tj ET Q q 0 0 0 rg BT 197.63 76.10 Td (unique ) Tj ET Q q 0 0 0 rg BT 227.99 76.10 Td (position ) Tj ET Q q 0 0 0 rg BT 263.37 76.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.85 76.10 Td (being ) Tj ET Q q 0 0 0 rg BT 300.22 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.59 76.10 Td (only ) Tj ET Q q 0 0 0 rg BT 336.52 76.10 Td (company ) Tj ET Q q 0 0 0 rg BT 376.32 76.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 422.24 76.10 Td (in ) Tj ET Q q 0 0 0 rg BT 433.17 76.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 474.64 76.10 Td (software ) Tj ET Q q 0 0 0 rg BT 512.22 76.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 547.02 76.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 86.83 64.10 Td (services ) Tj ET Q q 0 0 0 rg BT 121.44 64.10 Td (in ) Tj ET Q q 0 0 0 rg BT 131.61 64.10 Td (all ) Tj ET Q q 0 0 0 rg BT 144.00 64.10 Td (four ) Tj ET Q q 0 0 0 rg BT 163.06 64.10 Td (of ) Tj ET Q q 0 0 0 rg BT 173.79 64.10 Td (our ) Tj ET Q q 0 0 0 rg BT 189.51 64.10 Td (above ) Tj ET Q q 0 0 0 rg BT 215.79 64.10 Td (listed ) Tj ET Q q 0 0 0 rg BT 239.85 64.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 273.89 64.10 Td (channels. ) Tj ET Q q 0 0 0 rg BT 313.77 64.10 Td (Conversely) Tj ET Q q 0 0 0 rg BT 358.67 64.10 Td (, ) Tj ET Q q 0 0 0 rg BT 363.57 64.10 Td (though, ) Tj ET Q q 0 0 0 rg BT 396.24 64.10 Td (this ) Tj ET Q q 0 0 0 rg BT 413.09 64.10 Td (also ) Tj ET Q q 0 0 0 rg BT 431.59 64.10 Td (means ) Tj ET Q q 0 0 0 rg BT 459.54 64.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.93 64.10 Td (in ) Tj ET Q q 0 0 0 rg BT 487.10 64.10 Td (each ) Tj ET Q q 0 0 0 rg BT 507.81 64.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.54 64.10 Td (these ) Tj ET Q q 0 0 0 rg BT 541.48 64.10 Td (areas ) Tj ET Q endstream endobj 19 0 obj <>] /Rotate 0 /Contents 20 0 R>> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 71.01 742.10 Td (has ) Tj ET Q q 0 0 0 rg BT 86.46 742.10 Td (dif) Tj ET Q q 0 0 0 rg BT 97.39 742.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 122.83 742.10 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 174.67 742.10 Td (In ) Tj ET Q q 0 0 0 rg BT 185.12 742.10 Td (fact, ) Tj ET Q q 0 0 0 rg BT 204.73 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 214.63 742.10 Td (most ) Tj ET Q q 0 0 0 rg BT 236.21 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.66 742.10 Td (these ) Tj ET Q q 0 0 0 rg BT 269.33 742.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 291.99 742.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 313.00 742.10 Td (has ) Tj ET Q q 0 0 0 rg BT 328.46 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 335.02 742.10 Td (dif) Tj ET Q q 0 0 0 rg BT 345.95 742.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 371.39 742.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 416.83 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 426.73 742.10 Td (each ) Tj ET Q q 0 0 0 rg BT 447.17 742.10 Td (country ) Tj ET Q q 0 0 0 rg BT 479.84 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 489.75 742.10 Td (which ) Tj ET Q q 0 0 0 rg BT 516.31 742.10 Td (we ) Tj ET Q q 0 0 0 rg BT 530.09 742.10 Td (operate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.83 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.66 730.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 118.58 730.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 162.74 730.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 184.13 730.10 Td (has ) Tj ET Q q 0 0 0 rg BT 199.96 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 206.89 730.10 Td (dif) Tj ET Q q 0 0 0 rg BT 217.82 730.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 243.64 730.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 289.46 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 301.96 730.10 Td (each ) Tj ET Q q 0 0 0 rg BT 322.77 730.10 Td (line ) Tj ET Q q 0 0 0 rg BT 340.27 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.10 730.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 391.35 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 401.63 730.10 Td (each ) Tj ET Q q 0 0 0 rg BT 422.45 730.10 Td (country) Tj ET Q q 0 0 0 rg BT 452.34 730.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.25 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.51 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.76 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.85 708.10 Td (The ) Tj ET Q q 0 0 0 rg BT 112.65 708.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 153.79 708.10 Td (has ) Tj ET Q q 0 0 0 rg BT 169.37 708.10 Td (centralized ) Tj ET Q q 0 0 0 rg BT 215.49 708.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 260.51 708.10 Td (product ) Tj ET Q q 0 0 0 rg BT 293.31 708.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 349.15 708.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 395.83 708.10 Td (property ) Tj ET Q q 0 0 0 rg BT 431.96 708.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 456.99 708.10 Td (development ) Tj ET Q q 0 0 0 rg BT 510.89 708.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.58 708.10 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.57 696.10 Td (system ) Tj ET Q q 0 0 0 rg BT 96.48 696.10 Td (development ) Tj ET Q q 0 0 0 rg BT 150.27 696.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 194.06 696.10 Td (in ) Tj ET Q q 0 0 0 rg BT 203.97 696.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 246.65 696.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.22 696.10 Td (India ) Tj ET Q q 0 0 0 rg BT 285.90 696.10 Td (which ) Tj ET Q q 0 0 0 rg BT 312.48 696.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 349.05 696.10 Td (it ) Tj ET Q q 0 0 0 rg BT 356.74 696.10 Td (a ) Tj ET Q q 0 0 0 rg BT 363.31 696.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 412.65 696.10 Td (edge. ) Tj ET Q q 0 0 0 rg BT 436.01 696.10 Td (W) Tj ET Q q 0 0 0 rg BT 445.05 696.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 457.74 696.10 Td (its ) Tj ET Q q 0 0 0 rg BT 469.32 696.10 Td (strong ) Tj ET Q q 0 0 0 rg BT 496.45 696.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 520.25 696.10 Td (on ) Tj ET Q q 0 0 0 rg BT 532.38 696.10 Td (quality) Tj ET Q q 0 0 0 rg BT 559.50 696.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.23 684.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 94.67 684.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 139.23 684.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 169.89 684.10 Td (cutting ) Tj ET Q q 0 0 0 rg BT 200.56 684.10 Td (edge ) Tj ET Q q 0 0 0 rg BT 222.33 684.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 261.35 684.10 Td (for ) Tj ET Q q 0 0 0 rg BT 275.91 684.10 Td (our ) Tj ET Q q 0 0 0 rg BT 292.14 684.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 335.58 684.10 Td (across ) Tj ET Q q 0 0 0 rg BT 363.47 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.58 684.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 407.31 684.10 Td (India ) Tj ET Q q 0 0 0 rg BT 430.76 684.10 Td (is ) Tj ET Q q 0 0 0 rg BT 440.32 684.10 Td (rich ) Tj ET Q q 0 0 0 rg BT 458.77 684.10 Td (in ) Tj ET Q q 0 0 0 rg BT 469.45 684.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 508.43 684.10 Td (skills ) Tj ET Q q 0 0 0 rg BT 532.45 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.79 684.10 Td (the ) Tj ET Q BT /F1 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BT 50.00 648.10 Td (applications. ) Tj ET Q q 0 0 0 rg BT 103.06 648.10 Td (This ) Tj ET Q q 0 0 0 rg BT 123.26 648.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 147.34 648.10 Td (on ) Tj ET Q q 0 0 0 rg BT 159.76 648.10 Td (building ) Tj ET Q q 0 0 0 rg BT 195.52 648.10 Td (this ) Tj ET Q q 0 0 0 rg BT 212.38 648.10 Td (knowledge ) Tj ET Q q 0 0 0 rg BT 258.68 648.10 Td (base ) Tj ET Q q 0 0 0 rg BT 278.87 648.10 Td (combined ) Tj ET Q q 0 0 0 rg BT 320.72 648.10 Td (with ) Tj ET Q q 0 0 0 rg BT 340.92 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 355.56 648.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 383.53 648.10 Td (to ) Tj ET Q q 0 0 0 rg BT 393.72 648.10 Td (hire ) Tj ET Q q 0 0 0 rg BT 411.69 648.10 Td (more ) Tj ET Q q 0 0 0 rg BT 434.66 648.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 485.95 648.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 526.13 648.10 Td (at ) Tj ET Q q 0 0 0 rg BT 535.77 648.10 Td (India's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 602.10 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.56 602.10 Td (: ) Tj ET Q q 0 0 0 rg BT 149.36 602.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 170.26 602.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 205.59 602.10 Td (a ) Tj ET Q q 0 0 0 rg BT 212.04 602.10 Td (number ) Tj ET Q q 0 0 0 rg BT 244.61 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 254.95 602.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 298.61 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.07 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.30 602.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 379.08 602.10 Td (for ) Tj ET Q q 0 0 0 rg BT 392.76 602.10 Td (each ) Tj ET Q q 0 0 0 rg BT 413.09 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 423.44 602.10 Td (those ) Tj ET Q q 0 0 0 rg BT 446.56 602.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 490.22 602.10 Td (varies ) Tj ET Q q 0 0 0 rg BT 516.11 602.10 Td (within ) Tj ET Q q 0 0 0 rg BT 543.69 602.10 Td (each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.55 590.10 Td (regions ) Tj ET Q q 0 0 0 rg BT 107.49 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 117.76 590.10 Td (which ) Tj ET Q q 0 0 0 rg BT 144.70 590.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 166.09 590.10 Td (operates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 568.10 Td (Life ) Tj ET Q q 0 0 0 rg BT 118.42 568.10 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 160.06 568.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 202.25 568.10 Td ( ) Tj ET Q q 0 0 0 rg BT 215.02 568.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 236.67 568.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 272.75 568.10 Td (a ) Tj ET Q q 0 0 0 rg BT 279.96 568.10 Td (straight ) Tj ET Q q 0 0 0 rg BT 312.72 568.10 Td (through ) Tj ET Q q 0 0 0 rg BT 346.60 568.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 392.13 568.10 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 438.22 568.10 Td (Life ) Tj ET Q q 0 0 0 rg BT 457.64 568.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 499.83 568.10 Td (service ) Tj ET Q q 0 0 0 rg BT 530.92 568.10 Td (that ) Tj ET Q q 0 0 0 rg BT 548.68 568.10 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (three ) Tj ET Q q 0 0 0 rg BT 72.50 556.10 Td (life ) Tj ET Q q 0 0 0 rg BT 88.33 556.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 129.16 556.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 173.31 556.10 Td (in ) Tj ET Q q 0 0 0 rg BT 183.60 556.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.33 556.10 Td (United ) Tj ET Q q 0 0 0 rg BT 228.05 556.10 Td (States ) Tj ET Q q 0 0 0 rg BT 254.45 556.10 Td ( ) Tj ET Q q 0 0 0 rg BT 266.96 556.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 298.72 556.10 Td (W) Tj ET Q q 0 0 0 rg BT 307.76 556.10 Td (inflex, ) Tj ET Q q 0 0 0 rg BT 335.91 556.10 Td (TPP) Tj ET Q q 0 0 0 rg BT 352.04 556.10 Td (, ) Tj ET Q q 0 0 0 rg BT 357.04 556.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.99 556.10 Td (LifeSpeed. ) Tj ET Q q 0 0 0 rg BT 419.92 556.10 Td (W) Tj ET Q q 0 0 0 rg BT 428.95 556.10 Td (inflex ) Tj ET Q q 0 0 0 rg BT 454.79 556.10 Td (is ) Tj ET Q q 0 0 0 rg BT 463.97 556.10 Td (an ) Tj ET Q q 0 0 0 rg BT 475.92 556.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 516.18 556.10 Td (for ) Tj ET Q q 0 0 0 rg BT 530.35 556.10 Td (pre-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (life ) Tj ET Q q 0 0 0 rg BT 66.94 544.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 108.87 544.10 Td (illustrations ) Tj ET Q q 0 0 0 rg BT 159.70 544.10 Td (between ) Tj ET Q q 0 0 0 rg BT 196.63 544.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 230.23 544.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.28 544.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 284.11 544.10 Td (TPP) Tj ET Q q 0 0 0 rg BT 300.97 544.10 Td ( ) Tj ET Q q 0 0 0 rg BT 304.58 544.10 Td (is ) Tj ET Q q 0 0 0 rg BT 314.86 544.10 Td (a ) Tj ET Q q 0 0 0 rg BT 322.91 544.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 378.18 544.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.23 544.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 425.40 544.10 Td (customized ) Tj ET Q q 0 0 0 rg BT 474.55 544.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 517.59 544.10 Td (application ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 86.98 532.10 Td (for ) Tj ET Q q 0 0 0 rg BT 101.18 532.10 Td (Life ) Tj ET Q q 0 0 0 rg BT 120.38 532.10 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 163.74 532.10 Td (while ) Tj ET Q q 0 0 0 rg BT 188.50 532.10 Td (LifeSpeed ) Tj ET Q q 0 0 0 rg BT 232.13 532.10 Td (is ) Tj ET Q q 0 0 0 rg BT 241.35 532.10 Td (an ) Tj ET Q q 0 0 0 rg BT 253.33 532.10 Td (order ) Tj ET Q q 0 0 0 rg BT 276.97 532.10 Td (entry ) Tj ET Q q 0 0 0 rg BT 300.06 532.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 337.04 532.10 Td (for ) Tj ET Q q 0 0 0 rg BT 351.24 532.10 Td (life ) Tj ET Q q 0 0 0 rg BT 367.11 532.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 410.46 532.10 Td (Both ) Tj ET Q q 0 0 0 rg BT 432.46 532.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.33 532.10 Td (these ) Tj ET Q q 0 0 0 rg BT 466.42 532.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 510.61 532.10 Td (are ) Tj ET Q q 0 0 0 rg BT 525.36 532.10 Td (presently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 89.15 520.10 Td (in ) Tj ET Q q 0 0 0 rg BT 99.42 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.14 520.10 Td (United ) Tj ET Q q 0 0 0 rg BT 143.85 520.10 Td (States ) Tj ET Q q 0 0 0 rg BT 170.23 520.10 Td (and ) Tj ET Q q 0 0 0 rg BT 187.16 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.88 520.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 243.26 520.10 Td (is ) Tj ET Q q 0 0 0 rg BT 252.42 520.10 Td (also ) Tj ET Q q 0 0 0 rg BT 271.03 520.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 316.29 520.10 Td (to ) Tj ET Q q 0 0 0 rg BT 326.57 520.10 Td (deploy ) Tj ET Q q 0 0 0 rg BT 356.28 520.10 Td (them ) Tj ET Q q 0 0 0 rg BT 378.77 520.10 Td (in ) Tj ET Q q 0 0 0 rg BT 389.04 520.10 Td (other ) Tj ET Q q 0 0 0 rg BT 412.08 520.10 Td (parts ) Tj ET Q q 0 0 0 rg BT 434.02 520.10 Td (of ) Tj ET Q q 0 0 0 rg BT 444.84 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.56 520.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 487.88 520.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 509.26 520.10 Td (has ) Tj ET Q q 0 0 0 rg BT 525.09 520.10 Td (one ) Tj ET Q q 0 0 0 rg BT 542.02 520.10 Td (main ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 96.37 508.10 Td (in ) Tj ET Q q 0 0 0 rg BT 107.19 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.46 508.10 Td (life ) Tj ET Q q 0 0 0 rg BT 138.83 508.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 179.63 508.10 Td (area: ) Tj ET Q q 0 0 0 rg BT 202.10 508.10 Td (iPipeline. ) Tj ET Q q 0 0 0 rg BT 243.20 508.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 265.13 508.10 Td (dif) Tj ET Q q 0 0 0 rg BT 276.06 508.10 Td (ferentiates ) Tj ET Q q 0 0 0 rg BT 320.75 508.10 Td (itself ) Tj ET Q q 0 0 0 rg BT 343.79 508.10 Td (from ) Tj ET Q q 0 0 0 rg BT 366.27 508.10 Td (its ) Tj ET Q q 0 0 0 rg BT 378.77 508.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 425.14 508.10 Td (by ) Tj ET Q q 0 0 0 rg BT 438.18 508.10 Td (virtue ) Tj ET Q q 0 0 0 rg BT 464.56 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 475.93 508.10 Td (having ) Tj ET Q q 0 0 0 rg BT 506.20 508.10 Td (an ) Tj ET Q q 0 0 0 rg BT 518.68 508.10 Td (end-to-end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (solution ) Tj ET Q q 0 0 0 rg BT 85.58 496.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.72 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.30 496.10 Td (market ) Tj ET Q q 0 0 0 rg BT 143.42 496.10 Td (as ) Tj ET Q q 0 0 0 rg BT 155.11 496.10 Td (also ) Tj ET Q q 0 0 0 rg BT 174.57 496.10 Td (with ) Tj ET Q q 0 0 0 rg BT 195.71 496.10 Td (all ) Tj ET Q q 0 0 0 rg BT 209.06 496.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.75 496.10 Td (its ) Tj ET Q q 0 0 0 rg BT 233.56 496.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 278.56 496.10 Td (being ) Tj ET Q q 0 0 0 rg BT 304.14 496.10 Td (interfaced ) Tj ET Q q 0 0 0 rg BT 347.47 496.10 Td (with ) Tj ET Q q 0 0 0 rg BT 368.60 496.10 Td (other ) Tj ET Q q 0 0 0 rg BT 392.51 496.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 421.97 496.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 457.00 496.10 Td (and ) Tj ET Q q 0 0 0 rg BT 474.79 496.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 514.81 496.10 Td (relationship ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (management ) Tj ET Q q 0 0 0 rg BT 102.94 484.10 Td (\("CRM"\) ) Tj ET Q q 0 0 0 rg BT 141.85 484.10 Td (services ) Tj ET Q q 0 0 0 rg BT 175.91 484.10 Td (such ) Tj ET Q q 0 0 0 rg BT 196.09 484.10 Td (as ) Tj ET Q q 0 0 0 rg BT 206.28 484.10 Td (EbixCRM. ) Tj ET Q q 0 0 0 rg BT 251.61 484.10 Td (W) Tj ET Q q 0 0 0 rg BT 260.25 484.10 Td (e ) Tj ET Q q 0 0 0 rg BT 266.54 484.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 297.27 484.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 318.93 484.10 Td (s ) Tj ET Q q 0 0 0 rg BT 324.68 484.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 368.18 484.10 Td (also ) Tj ET Q q 0 0 0 rg BT 386.14 484.10 Td (have ) Tj ET Q q 0 0 0 rg BT 406.87 484.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.94 484.10 Td (lar) Tj ET Q q 0 0 0 rg BT 431.30 484.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 449.27 484.10 Td (aggregation ) Tj ET Q q 0 0 0 rg BT 498.32 484.10 Td (of ) Tj ET Q q 0 0 0 rg BT 508.50 484.10 Td (life ) Tj ET Q q 0 0 0 rg BT 523.68 484.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 82.49 472.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.43 472.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 131.90 472.10 Td (transacting ) Tj ET Q q 0 0 0 rg BT 178.28 472.10 Td (business ) Tj ET Q q 0 0 0 rg BT 214.67 472.10 Td (in ) Tj ET Q q 0 0 0 rg BT 224.95 472.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.66 472.10 Td (United ) Tj ET Q q 0 0 0 rg BT 269.38 472.10 Td (States.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 450.10 Td (Annuity ) Tj ET Q q 0 0 0 rg BT 121.33 450.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 163.30 450.10 Td ( ) Tj ET Q q 0 0 0 rg BT 175.86 450.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 197.29 450.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 233.16 450.10 Td (a ) Tj ET Q q 0 0 0 rg BT 240.15 450.10 Td (straight ) Tj ET Q q 0 0 0 rg BT 272.70 450.10 Td (thorough ) Tj ET Q q 0 0 0 rg BT 311.36 450.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 356.68 450.10 Td (end ) Tj ET Q q 0 0 0 rg BT 373.67 450.10 Td (to ) Tj ET Q q 0 0 0 rg BT 384.00 450.10 Td (end ) Tj ET Q q 0 0 0 rg BT 400.42 450.10 Td (Annuity ) Tj ET Q q 0 0 0 rg BT 435.75 450.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 477.73 450.10 Td (service ) Tj ET Q q 0 0 0 rg BT 508.59 450.10 Td (that ) Tj ET Q q 0 0 0 rg BT 526.14 450.10 Td (has ) Tj ET Q q 0 0 0 rg BT 542.02 450.10 Td (three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 438.10 Td (life ) Tj ET Q q 0 0 0 rg BT 66.34 438.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 107.66 438.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 152.32 438.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.11 438.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.33 438.10 Td (United ) Tj ET Q q 0 0 0 rg BT 208.56 438.10 Td (States ) Tj ET Q q 0 0 0 rg BT 235.46 438.10 Td (- ) Tj ET Q q 0 0 0 rg BT 241.80 438.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 273.58 438.10 Td (Annuitynet, ) Tj ET Q q 0 0 0 rg BT 323.42 438.10 Td (AMP) Tj ET Q q 0 0 0 rg BT 344.72 438.10 Td ( ) Tj ET Q q 0 0 0 rg BT 347.73 438.10 Td (and ) Tj ET Q q 0 0 0 rg BT 364.52 438.10 Td (AN4. ) Tj ET Q q 0 0 0 rg BT 389.25 438.10 Td (These ) Tj ET Q q 0 0 0 rg BT 416.14 438.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 460.79 438.10 Td (are ) Tj ET Q q 0 0 0 rg BT 476.01 438.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 517.35 438.10 Td (for ) Tj ET Q q 0 0 0 rg BT 532.02 438.10 Td (annuity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 426.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 99.73 426.10 Td (between ) Tj ET Q q 0 0 0 rg BT 135.02 426.10 Td (brokers, ) Tj ET Q q 0 0 0 rg BT 169.48 426.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 203.93 426.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 231.99 426.10 Td (general ) Tj ET Q q 0 0 0 rg BT 263.39 426.10 Td (agents ) Tj ET Q q 0 0 0 rg BT 290.91 426.10 Td (\(BGA) Tj ET Q q 0 0 0 rg BT 318.68 426.10 Td () Tj ET Q q 0 0 0 rg BT 321.46 426.10 Td (s\), ) Tj ET Q q 0 0 0 rg BT 337.59 426.10 Td (and ) Tj ET Q q 0 0 0 rg BT 354.00 426.10 Td (other ) Tj ET Q q 0 0 0 rg BT 376.51 426.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 407.37 426.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 444.33 426.10 Td (in ) Tj ET Q q 0 0 0 rg BT 454.08 426.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 486.04 426.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 538.14 426.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 94.65 414.10 Td (are ) Tj ET Q q 0 0 0 rg BT 109.86 414.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 149.52 414.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 189.18 414.10 Td (only ) Tj ET Q q 0 0 0 rg BT 209.96 414.10 Td (in ) Tj ET Q q 0 0 0 rg BT 220.75 414.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.97 414.10 Td (United ) Tj ET Q q 0 0 0 rg BT 266.19 414.10 Td (States ) Tj ET Q q 0 0 0 rg BT 293.08 414.10 Td (with ) Tj ET Q q 0 0 0 rg BT 313.86 414.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.08 414.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 370.97 414.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 416.75 414.10 Td (to ) Tj ET Q q 0 0 0 rg BT 427.54 414.10 Td (make ) Tj ET Q q 0 0 0 rg BT 452.19 414.10 Td (ef) Tj ET Q q 0 0 0 rg BT 459.78 414.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 481.12 414.10 Td (to ) Tj ET Q q 0 0 0 rg BT 491.90 414.10 Td (deploy ) Tj ET Q q 0 0 0 rg BT 522.12 414.10 Td (it ) Tj ET Q q 0 0 0 rg BT 530.68 414.10 Td (in ) Tj ET Q q 0 0 0 rg BT 541.46 414.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.10 Td (parts ) Tj ET Q q 0 0 0 rg BT 71.85 402.10 Td (of ) Tj ET Q q 0 0 0 rg BT 82.59 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 97.22 402.10 Td (world, ) Tj ET Q q 0 0 0 rg BT 125.46 402.10 Td (such ) Tj ET Q q 0 0 0 rg BT 146.20 402.10 Td (as ) Tj ET Q q 0 0 0 rg BT 156.94 402.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 179.92 402.10 Td (America. ) Tj ET Q q 0 0 0 rg BT 219.26 402.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 240.56 402.10 Td (recently ) Tj ET Q q 0 0 0 rg BT 275.17 402.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 314.24 402.10 Td (its ) Tj ET Q q 0 0 0 rg BT 326.10 402.10 Td (most ) Tj ET Q q 0 0 0 rg BT 347.96 402.10 Td (recent ) Tj ET Q q 0 0 0 rg BT 374.26 402.10 Td (Annuity ) Tj ET Q q 0 0 0 rg BT 409.45 402.10 Td (exchange, ) Tj ET Q q 0 0 0 rg BT 451.58 402.10 Td (AN4, ) Tj ET Q q 0 0 0 rg BT 475.94 402.10 Td (that ) Tj ET Q q 0 0 0 rg BT 493.34 402.10 Td (was ) Tj ET Q q 0 0 0 rg BT 511.30 402.10 Td (created ) Tj ET Q q 0 0 0 rg BT 542.58 402.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.74 390.10 Td (ground ) Tj ET Q q 0 0 0 rg BT 95.59 390.10 Td (up, ) Tj ET Q q 0 0 0 rg BT 110.62 390.10 Td (to ) Tj ET Q q 0 0 0 rg BT 120.92 390.10 Td (be ) Tj ET Q q 0 0 0 rg BT 132.88 390.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 160.96 390.10 Td (scalable, ) Tj ET Q q 0 0 0 rg BT 198.19 390.10 Td (customizable ) Tj ET Q q 0 0 0 rg BT 253.47 390.10 Td (and ) Tj ET Q q 0 0 0 rg BT 270.43 390.10 Td (be ) Tj ET Q q 0 0 0 rg BT 282.39 390.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 322.12 390.10 Td (over ) Tj ET Q q 0 0 0 rg BT 342.41 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.15 390.10 Td (cloud. ) Tj ET Q q 0 0 0 rg BT 384.39 390.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 405.80 390.10 Td (has ) Tj ET Q q 0 0 0 rg BT 421.65 390.10 Td (one ) Tj ET Q q 0 0 0 rg BT 438.62 390.10 Td (main ) Tj ET Q q 0 0 0 rg BT 461.13 390.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 506.98 390.10 Td (in ) Tj ET Q q 0 0 0 rg BT 517.28 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.02 390.10 Td (annuity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 89.87 378.10 Td (area, ) Tj ET Q q 0 0 0 rg BT 111.14 378.10 Td (iPipeline. ) Tj ET Q q 0 0 0 rg BT 150.84 378.10 Td (Again, ) Tj ET Q q 0 0 0 rg BT 179.90 378.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 200.91 378.10 Td (dif) Tj ET Q q 0 0 0 rg BT 211.84 378.10 Td (ferentiates ) Tj ET Q q 0 0 0 rg BT 255.60 378.10 Td (itself ) Tj ET Q q 0 0 0 rg BT 277.72 378.10 Td (from ) Tj ET Q q 0 0 0 rg BT 299.27 378.10 Td (this ) Tj ET Q q 0 0 0 rg BT 315.84 378.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 361.28 378.10 Td (by ) Tj ET Q q 0 0 0 rg BT 373.41 378.10 Td (virtue ) Tj ET Q q 0 0 0 rg BT 398.85 378.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.30 378.10 Td (having ) Tj ET Q q 0 0 0 rg BT 438.64 378.10 Td (an ) Tj ET Q q 0 0 0 rg BT 450.20 378.10 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 495.63 378.10 Td (solution ) Tj ET Q q 0 0 0 rg BT 529.98 378.10 Td (of) Tj ET Q q 0 0 0 rg BT 538.13 378.10 Td (fering ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.21 366.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.87 366.10 Td (market ) Tj ET Q q 0 0 0 rg BT 105.07 366.10 Td (with ) Tj ET Q q 0 0 0 rg BT 125.28 366.10 Td (its ) Tj ET Q q 0 0 0 rg BT 137.17 366.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 181.25 366.10 Td (being ) Tj ET Q q 0 0 0 rg BT 205.90 366.10 Td (interfaced ) Tj ET Q q 0 0 0 rg BT 248.31 366.10 Td (with ) Tj ET Q q 0 0 0 rg BT 268.53 366.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 297.06 366.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 331.17 366.10 Td (and ) Tj ET Q q 0 0 0 rg BT 348.04 366.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 387.13 366.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 436.78 366.10 Td (management ) Tj ET Q q 0 0 0 rg BT 490.31 366.10 Td (\("CRM"\) ) Tj ET Q q 0 0 0 rg BT 529.80 366.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.53 354.10 Td (as ) Tj ET Q q 0 0 0 rg BT 81.07 354.10 Td (EbixCRM. ) Tj ET Q q 0 0 0 rg BT 126.73 354.10 Td (W) Tj ET Q q 0 0 0 rg BT 135.37 354.10 Td (e ) Tj ET Q q 0 0 0 rg BT 142.01 354.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 173.08 354.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 194.18 354.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 238.02 354.10 Td (also ) Tj ET Q q 0 0 0 rg BT 256.34 354.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 286.30 354.10 Td (from ) Tj ET Q q 0 0 0 rg BT 307.95 354.10 Td (transacting ) Tj ET Q q 0 0 0 rg BT 354.02 354.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.44 354.10 Td (lar) Tj ET Q q 0 0 0 rg BT 378.81 354.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 397.12 354.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 433.21 354.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.74 354.10 Td (premiums ) Tj ET Q q 0 0 0 rg BT 485.94 354.10 Td (in ) Tj ET Q q 0 0 0 rg BT 495.92 354.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 528.12 354.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.50 342.10 Td (any ) Tj ET Q q 0 0 0 rg BT 79.44 342.10 Td (single ) Tj ET Q q 0 0 0 rg BT 105.83 342.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 146.08 342.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.36 342.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.07 342.10 Td (United ) Tj ET Q q 0 0 0 rg BT 200.79 342.10 Td (States.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 305.70 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 305.70 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 107.25 305.70 Td (CRM ) Tj ET Q q 0 0 0 rg BT 131.85 305.70 Td (- ) Tj ET Q q 0 0 0 rg BT 137.55 305.70 Td (Ebix) Tj ET Q q 0 0 0 rg BT 159.21 305.70 Td (s ) Tj ET Q q 0 0 0 rg BT 165.47 305.70 Td (customer ) Tj ET Q q 0 0 0 rg BT 204.49 305.70 Td (relationship ) Tj ET Q q 0 0 0 rg BT 254.07 305.70 Td (management ) Tj ET Q q 0 0 0 rg BT 307.52 305.70 Td (exchange, ) Tj ET Q q 0 0 0 rg BT 350.14 305.70 Td (SmartOf) Tj ET Q q 0 0 0 rg BT 384.40 305.70 Td (fice ) Tj ET Q q 0 0 0 rg BT 401.75 305.70 Td (is ) Tj ET Q q 0 0 0 rg BT 410.79 305.70 Td (designed ) Tj ET Q q 0 0 0 rg BT 448.70 305.70 Td (to ) Tj ET Q q 0 0 0 rg BT 458.84 305.70 Td (address ) Tj ET Q q 0 0 0 rg BT 491.20 305.70 Td (the ) Tj ET Q q 0 0 0 rg BT 505.78 305.70 Td (specific ) Tj ET Q q 0 0 0 rg BT 539.24 305.70 Td (needs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 293.70 Td (of ) Tj ET Q q 0 0 0 rg BT 60.79 293.70 Td (insurance ) Tj ET Q q 0 0 0 rg BT 101.56 293.70 Td (companies, ) Tj ET Q q 0 0 0 rg BT 149.28 293.70 Td (general ) Tj ET Q q 0 0 0 rg BT 181.17 293.70 Td (agents, ) Tj ET Q q 0 0 0 rg BT 211.67 293.70 Td (banks, ) Tj ET Q q 0 0 0 rg BT 239.96 293.70 Td (financial ) Tj ET Q q 0 0 0 rg BT 277.40 293.70 Td (advisors ) Tj ET Q q 0 0 0 rg BT 313.19 293.70 Td (and ) Tj ET Q q 0 0 0 rg BT 330.09 293.70 Td (investment ) Tj ET Q q 0 0 0 rg BT 376.43 293.70 Td (dealers. ) Tj ET Q q 0 0 0 rg BT 409.70 293.70 Td ( ) Tj ET Q q 0 0 0 rg BT 412.16 293.70 Td (Smart ) Tj ET Q q 0 0 0 rg BT 438.50 293.70 Td (Of) Tj ET Q q 0 0 0 rg BT 448.87 293.70 Td (fice ) Tj ET Q q 0 0 0 rg BT 466.32 293.70 Td (is ) Tj ET Q q 0 0 0 rg BT 475.45 293.70 Td (tightly ) Tj ET Q q 0 0 0 rg BT 504.02 293.70 Td (integrated ) Tj ET Q q 0 0 0 rg BT 546.46 293.70 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 281.70 Td (EbixExchange ) Tj ET Q q 0 0 0 rg BT 110.90 281.70 Td (Life, ) Tj ET Q q 0 0 0 rg BT 132.65 281.70 Td (Health, ) Tj ET Q q 0 0 0 rg BT 164.39 281.70 Td (P&C ) Tj ET Q q 0 0 0 rg BT 186.99 281.70 Td (and ) Tj ET Q q 0 0 0 rg BT 203.45 281.70 Td (Annuity ) Tj ET Q q 0 0 0 rg BT 238.82 281.70 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 283.05 281.70 Td (as ) Tj ET Q q 0 0 0 rg BT 293.97 281.70 Td (a ) Tj ET Q q 0 0 0 rg BT 301.00 281.70 Td (means ) Tj ET Q q 0 0 0 rg BT 329.14 281.70 Td (to ) Tj ET Q q 0 0 0 rg BT 339.51 281.70 Td (make ) Tj ET Q q 0 0 0 rg BT 363.75 281.70 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 409.66 281.70 Td (enterprise-wide ) Tj ET Q q 0 0 0 rg BT 474.44 281.70 Td (information ) Tj ET Q q 0 0 0 rg BT 524.25 281.70 Td (exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 269.70 Td (seamless ) Tj ET Q q 0 0 0 rg BT 87.10 269.70 Td (for ) Tj ET Q q 0 0 0 rg BT 100.32 269.70 Td (our ) Tj ET Q q 0 0 0 rg BT 115.20 269.70 Td (clients. ) Tj ET Q q 0 0 0 rg BT 145.25 269.70 Td (This ) Tj ET Q q 0 0 0 rg BT 164.58 269.70 Td (insurance ) Tj ET Q q 0 0 0 rg BT 204.45 269.70 Td (industry ) Tj ET Q q 0 0 0 rg BT 238.79 269.70 Td (specific ) Tj ET Q q 0 0 0 rg BT 271.44 269.70 Td (domain ) Tj ET Q q 0 0 0 rg BT 302.99 269.70 Td (expertise ) Tj ET Q q 0 0 0 rg BT 340.63 269.70 Td (gives ) Tj ET Q q 0 0 0 rg BT 363.30 269.70 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 383.74 269.70 Td (a ) Tj ET Q q 0 0 0 rg BT 389.73 269.70 Td (competitive ) Tj ET Q q 0 0 0 rg BT 438.50 269.70 Td (advantage ) Tj ET Q q 0 0 0 rg BT 480.58 269.70 Td (over ) Tj ET Q q 0 0 0 rg BT 499.91 269.70 Td (our ) Tj ET Q q 0 0 0 rg BT 514.79 269.70 Td (competitors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 257.70 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 257.70 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 257.70 Td (CRM ) Tj ET Q q 0 0 0 rg BT 99.73 257.70 Td (area ) Tj ET Q q 0 0 0 rg BT 118.87 257.70 Td (such ) Tj ET Q q 0 0 0 rg BT 139.70 257.70 Td (as ) Tj ET Q q 0 0 0 rg BT 150.53 257.70 Td (Salesforce.com, ) Tj ET Q q 0 0 0 rg BT 216.89 257.70 Td (iPipeline ) Tj ET Q q 0 0 0 rg BT 254.95 257.70 Td (and ) Tj ET Q q 0 0 0 rg BT 271.88 257.70 Td (Redtail. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.70 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 235.70 Td (Employee ) Tj ET Q q 0 0 0 rg BT 127.81 235.70 Td (Benefits ) Tj ET Q q 0 0 0 rg BT 162.39 235.70 Td (- ) Tj ET Q q 0 0 0 rg BT 166.99 235.70 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 187.14 235.70 Td (currently ) Tj ET Q q 0 0 0 rg BT 224.50 235.70 Td (provides ) Tj ET Q q 0 0 0 rg BT 260.20 235.70 Td (employee ) Tj ET Q q 0 0 0 rg BT 300.33 235.70 Td (benefit ) Tj ET Q q 0 0 0 rg BT 329.36 235.70 Td (and ) Tj ET Q q 0 0 0 rg BT 345.06 235.70 Td (health ) Tj ET Q q 0 0 0 rg BT 370.76 235.70 Td (insurance ) Tj ET Q q 0 0 0 rg BT 410.34 235.70 Td (exchange ) Tj ET Q q 0 0 0 rg BT 449.36 235.70 Td (services ) Tj ET Q q 0 0 0 rg BT 482.83 235.70 Td (using ) Tj ET Q q 0 0 0 rg BT 505.76 235.70 Td (four ) Tj ET Q q 0 0 0 rg BT 523.69 235.70 Td (platforms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.70 Td (- ) Tj ET Q q 0 0 0 rg BT 56.41 223.70 Td (namely ) Tj ET Q q 0 0 0 rg BT 88.92 223.70 Td ( ) Tj ET Q q 0 0 0 rg BT 92.00 223.70 Td (Facts, ) Tj ET Q q 0 0 0 rg BT 118.69 223.70 Td (LumininX ) Tj ET Q q 0 0 0 rg BT 163.44 223.70 Td (, ) Tj ET Q q 0 0 0 rg BT 169.02 223.70 Td (HealthConnect ) Tj ET Q q 0 0 0 rg BT 232.08 223.70 Td (and ) Tj ET Q q 0 0 0 rg BT 249.60 223.70 Td (EbixEnterprise. ) Tj ET Q q 0 0 0 rg BT 315.16 223.70 Td ( ) Tj ET Q q 0 0 0 rg BT 318.24 223.70 Td (EbixEnterprise, ) Tj ET Q q 0 0 0 rg BT 383.80 223.70 Td (built ) Tj ET Q q 0 0 0 rg BT 405.21 223.70 Td (from ) Tj ET Q q 0 0 0 rg BT 427.73 223.70 Td (the ) Tj ET Q q 0 0 0 rg BT 443.03 223.70 Td (ground ) Tj ET Q q 0 0 0 rg BT 474.44 223.70 Td (up, ) Tj ET Q q 0 0 0 rg BT 490.02 223.70 Td (is ) Tj ET Q q 0 0 0 rg BT 499.77 223.70 Td (the ) Tj ET Q q 0 0 0 rg BT 515.07 223.70 Td (most ) Tj ET Q q 0 0 0 rg BT 537.59 223.70 Td (recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 211.70 Td (Enterprise ) Tj ET Q q 0 0 0 rg BT 93.12 211.70 Td (Health ) Tj ET Q q 0 0 0 rg BT 121.81 211.70 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 163.26 211.70 Td (being ) Tj ET Q q 0 0 0 rg BT 187.50 211.70 Td (deployed ) Tj ET Q q 0 0 0 rg BT 226.19 211.70 Td (by ) Tj ET Q q 0 0 0 rg BT 238.22 211.70 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 259.13 211.70 Td (across ) Tj ET Q q 0 0 0 rg BT 286.15 211.70 Td (all ) Tj ET Q q 0 0 0 rg BT 298.18 211.70 Td (50 ) Tj ET Q q 0 0 0 rg BT 310.21 211.70 Td (states. ) Tj ET Q q 0 0 0 rg BT 336.95 211.70 Td ( ) Tj ET Q q 0 0 0 rg BT 338.98 211.70 Td (Collectively) Tj ET Q q 0 0 0 rg BT 387.21 211.70 Td (, ) Tj ET Q q 0 0 0 rg BT 391.74 211.70 Td (these ) Tj ET Q q 0 0 0 rg BT 414.31 211.70 Td (platforms ) Tj ET Q q 0 0 0 rg BT 454.67 211.70 Td (service ) Tj ET Q q 0 0 0 rg BT 485.01 211.70 Td (approximately ) Tj ET Q q 0 0 0 rg BT 544.80 211.70 Td (nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 199.70 Td (million ) Tj ET Q q 0 0 0 rg BT 81.19 199.70 Td (lives ) Tj ET Q q 0 0 0 rg BT 102.38 199.70 Td (and ) Tj ET Q q 0 0 0 rg BT 119.12 199.70 Td (produce ) Tj ET Q q 0 0 0 rg BT 153.63 199.70 Td (hundreds ) Tj ET Q q 0 0 0 rg BT 192.59 199.70 Td (of ) Tj ET Q q 0 0 0 rg BT 203.22 199.70 Td (thousands ) Tj ET Q q 0 0 0 rg BT 245.52 199.70 Td (of ) Tj ET Q q 0 0 0 rg BT 256.15 199.70 Td (health ) Tj ET Q q 0 0 0 rg BT 282.89 199.70 Td (insurance ) Tj ET Q q 0 0 0 rg BT 323.51 199.70 Td (quotes ) Tj ET Q q 0 0 0 rg BT 351.92 199.70 Td (annually) Tj ET Q q 0 0 0 rg BT 385.70 199.70 Td (. ) Tj ET Q q 0 0 0 rg BT 390.50 199.70 Td ( ) Tj ET Q q 0 0 0 rg BT 392.80 199.70 Td ( ) Tj ET Q q 0 0 0 rg BT 394.94 199.70 Td (These ) Tj ET Q q 0 0 0 rg BT 421.12 199.70 Td (platforms ) Tj ET Q q 0 0 0 rg BT 461.74 199.70 Td (are ) Tj ET Q q 0 0 0 rg BT 476.25 199.70 Td (sold ) Tj ET Q q 0 0 0 rg BT 495.22 199.70 Td (to ) Tj ET Q q 0 0 0 rg BT 505.30 199.70 Td (health ) Tj ET Q q 0 0 0 rg BT 532.04 199.70 Td (carriers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 187.70 Td (and ) Tj ET Q q 0 0 0 rg BT 66.06 187.70 Td (third ) Tj ET Q q 0 0 0 rg BT 86.57 187.70 Td (party ) Tj ET Q q 0 0 0 rg BT 108.74 187.70 Td (administrators. ) Tj ET Q q 0 0 0 rg BT 169.95 187.70 Td (These ) Tj ET Q q 0 0 0 rg BT 195.45 187.70 Td (platforms ) Tj ET Q q 0 0 0 rg BT 235.40 187.70 Td (provide ) Tj ET Q q 0 0 0 rg BT 267.56 187.70 Td (the ) Tj ET Q q 0 0 0 rg BT 281.40 187.70 Td (full ) Tj ET Q q 0 0 0 rg BT 296.91 187.70 Td (range ) Tj ET Q q 0 0 0 rg BT 320.74 187.70 Td (of ) Tj ET Q q 0 0 0 rg BT 330.69 187.70 Td (services ) Tj ET Q q 0 0 0 rg BT 364.52 187.70 Td (such ) Tj ET Q q 0 0 0 rg BT 384.47 187.70 Td (as ) Tj ET Q q 0 0 0 rg BT 394.42 187.70 Td (employee ) Tj ET Q q 0 0 0 rg BT 434.91 187.70 Td (enrollment, ) Tj ET Q q 0 0 0 rg BT 482.35 187.70 Td (claims ) Tj ET Q q 0 0 0 rg BT 510.08 187.70 Td (adjudication, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 175.70 Td (accounting, ) Tj ET Q q 0 0 0 rg BT 98.73 175.70 Td (employee ) Tj ET Q q 0 0 0 rg BT 139.96 175.70 Td (benefits ) Tj ET Q q 0 0 0 rg BT 173.98 175.70 Td (administration ) Tj ET Q q 0 0 0 rg BT 234.11 175.70 Td (accounting ) Tj ET Q q 0 0 0 rg BT 280.34 175.70 Td (and ) Tj ET Q q 0 0 0 rg BT 297.14 175.70 Td (compliance. ) Tj ET Q q 0 0 0 rg BT 348.09 175.70 Td ( ) Tj ET Q q 0 0 0 rg BT 350.28 175.70 Td (The ) Tj ET Q q 0 0 0 rg BT 368.18 175.70 Td (HealthConnect ) Tj ET Q q 0 0 0 rg BT 430.52 175.70 Td (insurance ) Tj ET Q q 0 0 0 rg BT 471.20 175.70 Td (quoting ) Tj ET Q q 0 0 0 rg BT 504.11 175.70 Td (portals ) Tj ET Q q 0 0 0 rg BT 533.69 175.70 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 163.70 Td (the ) Tj ET Q q 0 0 0 rg BT 64.70 163.70 Td (individual ) Tj ET Q q 0 0 0 rg BT 107.73 163.70 Td (and ) Tj ET Q q 0 0 0 rg BT 124.66 163.70 Td (small ) Tj ET Q q 0 0 0 rg BT 148.80 163.70 Td (group ) Tj ET Q q 0 0 0 rg BT 174.62 163.70 Td (marketplace. ) Tj ET Q q 0 0 0 rg BT 228.46 163.70 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 249.83 163.70 Td (has ) Tj ET Q q 0 0 0 rg BT 265.64 163.70 Td (a ) Tj ET Q q 0 0 0 rg BT 272.56 163.70 Td (number ) Tj ET Q q 0 0 0 rg BT 305.59 163.70 Td (of ) Tj ET Q q 0 0 0 rg BT 316.40 163.70 Td (competitors ) Tj ET Q q 0 0 0 rg BT 366.10 163.70 Td (of ) Tj ET Q q 0 0 0 rg BT 376.91 163.70 Td (varying ) Tj ET Q q 0 0 0 rg BT 409.94 163.70 Td (sizes ) Tj ET Q q 0 0 0 rg BT 431.86 163.70 Td (in ) Tj ET Q q 0 0 0 rg BT 442.12 163.70 Td (this ) Tj ET Q q 0 0 0 rg BT 459.06 163.70 Td (area. ) Tj ET Q q 0 0 0 rg BT 480.68 163.70 Td ( ) Tj ET Q q 0 0 0 rg BT 482.99 163.70 Td (T) Tj ET Q q 0 0 0 rg BT 488.74 163.70 Td (rizetto ) Tj ET Q q 0 0 0 rg BT 516.77 163.70 Td (is ) Tj ET Q q 0 0 0 rg BT 525.92 163.70 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 151.70 Td (the ) Tj ET Q q 0 0 0 rg BT 65.54 151.70 Td (lar) Tj ET Q q 0 0 0 rg BT 75.91 151.70 Td (gest ) Tj ET Q q 0 0 0 rg BT 95.34 151.70 Td (employee ) Tj ET Q q 0 0 0 rg BT 137.54 151.70 Td (benefits ) Tj ET Q q 0 0 0 rg BT 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(Software. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 117.70 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 117.70 Td (A.D.A.M. ) Tj ET Q q 0 0 0 rg BT 130.64 117.70 Td (Health ) Tj ET Q q 0 0 0 rg BT 161.37 117.70 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 203.24 117.70 Td (- ) Tj ET Q q 0 0 0 rg BT 210.65 117.70 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 233.61 117.70 Td (provides ) Tj ET Q q 0 0 0 rg BT 272.13 117.70 Td (multimedia ) Tj ET Q q 0 0 0 rg BT 321.76 117.70 Td (health ) Tj ET Q q 0 0 0 rg BT 350.27 117.70 Td (content, ) Tj ET Q q 0 0 0 rg BT 386.28 117.70 Td (training, ) Tj ET Q q 0 0 0 rg BT 423.96 117.70 Td (patient ) Tj ET Q q 0 0 0 rg BT 455.25 117.70 Td (education, ) Tj ET Q q 0 0 0 rg BT 500.71 117.70 Td (and ) Tj ET Q q 0 0 0 rg BT 519.22 117.70 Td (continuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 105.70 Td (education ) Tj ET Q q 0 0 0 rg BT 92.01 105.70 Td (that ) Tj ET Q q 0 0 0 rg BT 110.15 105.70 Td (tar) Tj ET Q q 0 0 0 rg BT 120.52 105.70 Td (gets ) Tj ET Q q 0 0 0 rg BT 139.77 105.70 Td (lar) Tj ET Q q 0 0 0 rg BT 150.13 105.70 Td (ge ) Tj ET Q q 0 0 0 rg BT 162.71 105.70 Td (diversified ) Tj ET Q q 0 0 0 rg BT 208.62 105.70 Td (websites, ) Tj ET Q q 0 0 0 rg BT 248.70 105.70 Td (doctors, ) Tj ET Q q 0 0 0 rg BT 283.78 105.70 Td (consumer ) Tj ET Q q 0 0 0 rg BT 325.80 105.70 Td (health ) Tj ET Q q 0 0 0 rg BT 353.38 105.70 Td (portals, ) Tj ET Q q 0 0 0 rg BT 386.24 105.70 Td (country ) Tj ET Q q 0 0 0 rg BT 419.92 105.70 Td (governments, ) Tj ET Q q 0 0 0 rg BT 477.22 105.70 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 518.42 105.70 Td (healthcare, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 93.70 Td (biomedical, ) Tj ET Q q 0 0 0 rg BT 99.01 93.70 Td (medical ) Tj ET Q q 0 0 0 rg BT 132.73 93.70 Td (device, ) Tj ET Q q 0 0 0 rg BT 163.41 93.70 Td (pharmaceutical, ) Tj ET Q q 0 0 0 rg BT 229.06 93.70 Td (and ) Tj ET Q q 0 0 0 rg BT 245.57 93.70 Td (education ) Tj ET Q q 0 0 0 rg BT 286.52 93.70 Td (or) Tj ET Q q 0 0 0 rg BT 294.67 93.70 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 344.33 93.70 Td (A.D.A.M.) 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(the ) Tj ET Q q 0 0 0 rg BT 547.02 578.10 Td (fact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.56 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.34 566.10 Td (product ) Tj ET Q q 0 0 0 rg BT 115.45 566.10 Td (is ) Tj ET Q q 0 0 0 rg BT 124.68 566.10 Td (both ) Tj ET Q q 0 0 0 rg BT 145.02 566.10 Td (multilingual ) Tj ET Q q 0 0 0 rg BT 196.47 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 213.47 566.10 Td (multicurrency ) Tj ET Q q 0 0 0 rg BT 272.12 566.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 286.90 566.10 Td (still ) Tj ET Q q 0 0 0 rg BT 304.47 566.10 Td (has ) Tj ET Q q 0 0 0 rg BT 320.36 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 327.36 566.10 Td (common ) Tj ET Q q 0 0 0 rg BT 364.92 566.10 Td (code ) Tj ET Q q 0 0 0 rg BT 386.36 566.10 Td (base ) Tj ET Q q 0 0 0 rg BT 406.69 566.10 Td (around ) Tj ET Q q 0 0 0 rg BT 437.02 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 451.80 566.10 Td (world ) Tj ET Q q 0 0 0 rg BT 477.69 566.10 Td (with ) Tj ET Q q 0 0 0 rg BT 498.03 566.10 Td (features ) Tj ET Q q 0 0 0 rg BT 532.24 566.10 Td (that ) Tj ET Q q 0 0 0 rg BT 549.80 566.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.10 Td (easily ) Tj ET Q q 0 0 0 rg BT 75.83 554.10 Td (activated ) Tj ET Q q 0 0 0 rg BT 114.41 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 131.35 554.10 Td (deactivated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 532.10 Td (W) Tj ET Q q 0 0 0 rg BT 108.04 532.10 Td (inBeat ) Tj ET Q q 0 0 0 rg BT 136.45 532.10 Td (is ) Tj ET Q q 0 0 0 rg BT 145.43 532.10 Td (a ) Tj ET Q q 0 0 0 rg BT 152.18 532.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 191.13 532.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 219.54 532.10 Td (system ) Tj ET Q q 0 0 0 rg BT 249.62 532.10 Td (that ) Tj ET Q q 0 0 0 rg BT 266.93 532.10 Td (is ) Tj ET Q q 0 0 0 rg BT 275.91 532.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 314.31 532.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 333.29 532.10 Td (in ) Tj ET Q q 0 0 0 rg BT 342.86 532.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 381.83 532.10 Td (and ) Tj ET Q q 0 0 0 rg BT 398.58 532.10 Td (New ) Tj ET Q q 0 0 0 rg BT 419.77 532.10 Td (Zealand. ) Tj ET Q q 0 0 0 rg BT 456.78 532.10 Td (It ) Tj ET Q q 0 0 0 rg BT 465.19 532.10 Td (is ) Tj ET Q q 0 0 0 rg BT 474.17 532.10 Td (tar) Tj ET Q q 0 0 0 rg BT 484.54 532.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 508.50 532.10 Td (at ) Tj ET Q q 0 0 0 rg BT 518.03 532.10 Td (small ) Tj ET Q q 0 0 0 rg BT 542.00 532.10 Td (P&C ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 82.66 520.10 Td (in ) Tj ET Q q 0 0 0 rg BT 93.11 520.10 Td (these ) Tj ET Q q 0 0 0 rg BT 116.33 520.10 Td (countries. ) Tj ET Q q 0 0 0 rg BT 157.96 520.10 Td (The ) Tj ET Q q 0 0 0 rg BT 176.17 520.10 Td (product ) Tj ET Q q 0 0 0 rg BT 209.39 520.10 Td (at ) Tj ET Q q 0 0 0 rg BT 219.28 520.10 Td (present ) Tj ET Q q 0 0 0 rg BT 250.82 520.10 Td (is ) Tj ET Q q 0 0 0 rg BT 260.16 520.10 Td (available ) Tj ET Q q 0 0 0 rg BT 298.92 520.10 Td (only ) Tj ET Q q 0 0 0 rg BT 319.37 520.10 Td (in ) Tj ET Q q 0 0 0 rg BT 329.82 520.10 Td (English ) Tj ET Q q 0 0 0 rg BT 363.05 520.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.15 520.10 Td (can ) Tj ET Q q 0 0 0 rg BT 396.70 520.10 Td (be ) Tj ET Q q 0 0 0 rg BT 408.81 520.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 448.13 520.10 Td (in ) Tj ET Q q 0 0 0 rg BT 458.58 520.10 Td (a ) Tj ET Q q 0 0 0 rg BT 465.69 520.10 Td (few ) Tj ET Q q 0 0 0 rg BT 483.35 520.10 Td (hours ) Tj ET Q q 0 0 0 rg BT 508.24 520.10 Td (with ) Tj ET Q q 0 0 0 rg BT 528.69 520.10 Td (minimal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (training. ) Tj ET Q q 0 0 0 rg BT 85.31 508.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.35 508.10 Td (inBeat) Tj ET Q q 0 0 0 rg BT 123.23 508.10 Td (s ) Tj ET Q q 0 0 0 rg BT 128.96 508.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 178.56 508.10 Td (in ) Tj ET Q q 0 0 0 rg BT 187.77 508.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 226.27 508.10 Td (and ) Tj ET Q q 0 0 0 rg BT 242.54 508.10 Td (New ) Tj ET Q q 0 0 0 rg BT 263.26 508.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 297.30 508.10 Td (comes ) Tj ET Q q 0 0 0 rg BT 324.68 508.10 Td (from ) Tj ET Q q 0 0 0 rg BT 345.96 508.10 Td (local ) Tj ET Q q 0 0 0 rg BT 367.23 508.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 400.73 508.10 Td (such ) Tj ET Q q 0 0 0 rg BT 420.90 508.10 Td (as ) Tj ET Q q 0 0 0 rg BT 431.06 508.10 Td (Lumley ) Tj ET Q q 0 0 0 rg BT 464.00 508.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.28 508.10 Td (SSP) Tj ET Q q 0 0 0 rg BT 495.86 508.10 Td (, ) Tj ET Q q 0 0 0 rg BT 500.19 508.10 Td (an ) Tj ET Q q 0 0 0 rg BT 511.47 508.10 Td (international ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (vendor) Tj ET Q q 0 0 0 rg BT 77.22 496.10 Td (. ) Tj ET Q q 0 0 0 rg BT 82.22 496.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 103.60 496.10 Td (is ) Tj ET Q q 0 0 0 rg BT 112.77 496.10 Td (also ) Tj ET Q q 0 0 0 rg BT 131.38 496.10 Td (deploying ) Tj ET Q q 0 0 0 rg BT 173.70 496.10 Td (W) Tj ET Q q 0 0 0 rg BT 182.73 496.10 Td (inBeat ) Tj ET Q q 0 0 0 rg BT 211.34 496.10 Td (in ) Tj ET Q q 0 0 0 rg BT 221.62 496.10 Td (a ) Tj ET Q q 0 0 0 rg BT 228.55 496.10 Td (number ) Tj ET Q q 0 0 0 rg BT 261.60 496.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.43 496.10 Td (emer) Tj ET Q q 0 0 0 rg BT 292.24 496.10 Td (ging ) Tj ET Q q 0 0 0 rg BT 312.51 496.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 353.33 496.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 387.49 496.10 Td (such ) Tj ET Q q 0 0 0 rg BT 408.32 496.10 Td (as ) Tj ET Q q 0 0 0 rg BT 419.15 496.10 Td (India ) Tj ET Q q 0 0 0 rg BT 442.19 496.10 Td (and ) Tj ET Q q 0 0 0 rg BT 459.13 496.10 Td (China.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 474.10 Td (Between ) Tj ET Q q 0 0 0 rg BT 136.40 474.10 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 170.47 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 187.15 474.10 Td (W) Tj ET Q q 0 0 0 rg BT 196.18 474.10 Td (inBeat, ) Tj ET Q q 0 0 0 rg BT 227.20 474.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 254.19 474.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 282.71 474.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 316.79 474.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 355.86 474.10 Td (base ) Tj ET Q q 0 0 0 rg BT 376.04 474.10 Td (in ) Tj ET Q q 0 0 0 rg BT 385.70 474.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 424.77 474.10 Td (spans ) Tj ET Q q 0 0 0 rg BT 449.40 474.10 Td (678 ) Tj ET Q q 0 0 0 rg BT 466.82 474.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.56 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.19 474.10 Td (859 ) Tj ET Q q 0 0 0 rg BT 509.60 474.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 532.03 474.10 Td (brokers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 462.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.58 462.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 98.55 462.10 Td (giving ) Tj ET Q q 0 0 0 rg BT 126.42 462.10 Td (it ) Tj ET Q q 0 0 0 rg BT 134.28 462.10 Td (in ) Tj ET Q q 0 0 0 rg BT 144.38 462.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 172.79 462.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.43 462.10 Td (79% ) Tj ET Q q 0 0 0 rg BT 204.07 462.10 Td (of ) Tj ET Q q 0 0 0 rg BT 214.71 462.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.24 462.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 257.65 462.10 Td (system) Tj ET Q q 0 0 0 rg BT 288.21 462.10 Td (s ) Tj ET Q q 0 0 0 rg BT 294.41 462.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 333.38 462.10 Td (base ) Tj ET Q q 0 0 0 rg BT 353.46 462.10 Td (in ) Tj ET Q q 0 0 0 rg BT 363.55 462.10 Td (this ) Tj ET Q q 0 0 0 rg BT 380.31 462.10 Td (country) Tj ET Q q 0 0 0 rg BT 410.21 462.10 Td (. ) Tj ET Q q 0 0 0 rg BT 415.02 462.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 436.68 462.10 Td (s ) Tj ET Q q 0 0 0 rg BT 442.89 462.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 471.30 462.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 505.28 462.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 544.25 462.10 Td (base ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 450.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.50 450.10 Td (New ) Tj ET Q q 0 0 0 rg BT 82.10 450.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 117.03 450.10 Td (spans ) Tj ET Q q 0 0 0 rg BT 141.97 450.10 Td (1,500 ) Tj ET Q q 0 0 0 rg BT 167.19 450.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.25 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.19 450.10 Td (approximate ) Tj ET Q q 0 0 0 rg BT 245.89 450.10 Td (2,000 ) Tj ET Q q 0 0 0 rg BT 271.11 450.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 293.84 450.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 326.56 450.10 Td (in ) Tj ET Q q 0 0 0 rg BT 337.06 450.10 Td (New ) Tj ET Q q 0 0 0 rg BT 358.66 450.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 393.58 450.10 Td (giving ) Tj ET Q q 0 0 0 rg BT 421.86 450.10 Td (it ) Tj ET Q q 0 0 0 rg BT 430.14 450.10 Td (75% ) Tj ET Q q 0 0 0 rg BT 451.19 450.10 Td (of ) Tj ET Q q 0 0 0 rg BT 462.25 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.19 450.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 516.56 450.10 Td (base ) Tj ET Q q 0 0 0 rg BT 537.05 450.10 Td (in ) Tj ET Q q 0 0 0 rg BT 547.55 450.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 438.10 Td (country) Tj ET Q q 0 0 0 rg BT 79.90 438.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 416.10 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 135.86 416.10 Td ( ) Tj ET Q q 0 0 0 rg BT 138.99 416.10 Td (is ) Tj ET Q q 0 0 0 rg BT 148.78 416.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 170.45 416.10 Td (s ) Tj ET Q q 0 0 0 rg BT 177.47 416.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 200.60 416.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 229.83 416.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 264.62 416.10 Td (of) Tj ET Q q 0 0 0 rg BT 272.77 416.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 299.78 416.10 Td (for ) Tj ET Q q 0 0 0 rg BT 314.56 416.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.91 416.10 Td (US ) Tj ET Q q 0 0 0 rg BT 345.82 416.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 382.87 416.10 Td (The ) Tj ET Q q 0 0 0 rg BT 401.55 416.10 Td (service ) Tj ET Q q 0 0 0 rg BT 432.99 416.10 Td (is ) Tj ET Q q 0 0 0 rg BT 442.78 416.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 481.46 416.10 Td (around ) Tj ET Q q 0 0 0 rg BT 512.35 416.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.00 416.10 Td (ACORD ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 404.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.90 404.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 131.26 404.10 Td (used ) Tj ET Q q 0 0 0 rg BT 152.18 404.10 Td (in ) Tj ET Q q 0 0 0 rg BT 162.54 404.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.35 404.10 Td (United ) Tj ET Q q 0 0 0 rg BT 207.15 404.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 236.13 404.10 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 272.99 404.10 Td ( ) Tj ET Q q 0 0 0 rg BT 275.58 404.10 Td (has ) Tj ET Q q 0 0 0 rg BT 291.49 404.10 Td (three ) Tj ET Q q 0 0 0 rg BT 314.07 404.10 Td (main ) Tj ET Q q 0 0 0 rg BT 336.65 404.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 386.45 404.10 Td (in ) Tj ET Q q 0 0 0 rg BT 396.82 404.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.62 404.10 Td (US ) Tj ET Q q 0 0 0 rg BT 426.99 404.10 Td ( ) Tj ET Q q 0 0 0 rg BT 439.58 404.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 488.07 404.10 Td (V) Tj ET Q q 0 0 0 rg BT 494.18 404.10 Td (ertafore, ) Tj ET Q q 0 0 0 rg BT 529.78 404.10 Td (Applied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 392.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 85.84 392.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.78 392.10 Td (XDimensional.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 370.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 121.54 370.10 Td (Services:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.86 370.10 Td ( ) Tj ET Q q 0 0 0 rg BT 162.40 370.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 184.06 370.10 Td (s ) Tj ET Q q 0 0 0 rg BT 190.49 370.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 214.69 370.10 Td (in ) Tj ET Q q 0 0 0 rg BT 225.01 370.10 Td (this ) Tj ET Q q 0 0 0 rg BT 242.00 370.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 275.63 370.10 Td (pertains ) Tj ET Q q 0 0 0 rg BT 309.83 370.10 Td (to ) Tj ET Q q 0 0 0 rg BT 320.14 370.10 Td (business ) Tj ET Q q 0 0 0 rg BT 356.57 370.10 Td (process ) Tj ET Q q 0 0 0 rg BT 389.10 370.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 438.86 370.10 Td (services ) Tj ET Q q 0 0 0 rg BT 473.60 370.10 Td (that ) Tj ET Q q 0 0 0 rg BT 491.14 370.10 Td (include ) Tj ET Q q 0 0 0 rg BT 523.11 370.10 Td (providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (domain ) Tj ET Q q 0 0 0 rg BT 82.98 358.10 Td (intensive ) Tj ET Q q 0 0 0 rg BT 122.08 358.10 Td (project ) Tj ET Q q 0 0 0 rg BT 152.83 358.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 209.41 358.10 Td (time ) Tj ET Q q 0 0 0 rg BT 230.17 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.60 358.10 Td (material ) Tj ET Q q 0 0 0 rg BT 283.35 358.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 328.00 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 338.77 358.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 367.87 358.10 Td (across ) Tj ET Q q 0 0 0 rg BT 395.85 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.05 358.10 Td (world, ) Tj ET Q q 0 0 0 rg BT 439.87 358.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.64 358.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 486.40 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 497.17 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 512.38 358.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 547.57 358.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (tracking ) Tj ET Q q 0 0 0 rg BT 85.55 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.67 346.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 143.31 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.43 346.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 195.53 346.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 223.32 346.10 Td (in ) Tj ET Q q 0 0 0 rg BT 233.88 346.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.89 346.10 Td (United ) Tj ET Q q 0 0 0 rg BT 278.89 346.10 Td (States ) Tj ET Q q 0 0 0 rg BT 305.57 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.18 346.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 366.62 346.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 403.56 346.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 430.93 346.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 472.03 346.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 514.78 346.10 Td (outsourcing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (business ) Tj ET Q q 0 0 0 rg BT 87.22 334.10 Td (services ) Tj ET Q q 0 0 0 rg BT 122.76 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 126.09 334.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 159.41 334.10 Td (on ) Tj ET Q q 0 0 0 rg BT 172.73 334.10 Td (helping ) Tj ET Q q 0 0 0 rg BT 206.06 334.10 Td (its ) Tj ET Q q 0 0 0 rg BT 218.84 334.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 248.27 334.10 Td (outsource ) Tj ET Q q 0 0 0 rg BT 290.47 334.10 Td (any ) Tj ET Q q 0 0 0 rg BT 308.24 334.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 342.67 334.10 Td (service ) Tj ET Q q 0 0 0 rg BT 374.31 334.10 Td (or ) Tj ET Q q 0 0 0 rg BT 385.97 334.10 Td (manpower ) Tj ET Q q 0 0 0 rg BT 431.50 334.10 Td (to ) Tj ET Q q 0 0 0 rg BT 442.61 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.16 334.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 500.37 334.10 Td (on ) Tj ET Q q 0 0 0 rg BT 513.70 334.10 Td (an ) Tj ET Q q 0 0 0 rg BT 526.47 334.10 Td (onsite ) Tj ET Q q 0 0 0 rg BT 553.69 334.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 322.10 Td (fshore ) Tj ET Q q 0 0 0 rg BT 84.54 322.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 108.45 322.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 134.44 322.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 154.74 322.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 196.11 322.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 244.74 322.10 Td (business ) Tj ET Q q 0 0 0 rg BT 280.03 322.10 Td (services ) Tj ET Q q 0 0 0 rg BT 313.64 322.10 Td (are ) Tj ET Q q 0 0 0 rg BT 327.26 322.10 Td (enabled ) Tj ET Q q 0 0 0 rg BT 359.76 322.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.16 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.78 322.10 Td (Company) Tj ET Q q 0 0 0 rg BT 426.45 322.10 Td (s ) Tj ET Q q 0 0 0 rg BT 431.75 322.10 Td (SaaS-based ) Tj ET Q q 0 0 0 rg BT 479.25 322.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 525.08 322.10 Td (software. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 71.67 310.10 Td (s ) Tj ET Q q 0 0 0 rg BT 78.52 310.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 100.39 310.10 Td (service ) Tj ET Q q 0 0 0 rg BT 131.68 310.10 Td (of) Tj ET Q q 0 0 0 rg BT 139.83 310.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 170.56 310.10 Td (are ) Tj ET Q q 0 0 0 rg BT 185.74 310.10 Td (mainly ) Tj ET Q q 0 0 0 rg BT 216.48 310.10 Td (in ) Tj ET Q q 0 0 0 rg BT 227.22 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.41 310.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 265.91 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.21 310.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 318.50 310.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 361.43 310.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 396.60 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 414.00 310.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 455.29 310.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 498.22 310.10 Td (tracking. ) Tj ET Q q 0 0 0 rg BT 536.45 310.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 558.12 310.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 71.69 298.10 Td (service ) Tj ET Q q 0 0 0 rg BT 102.79 298.10 Td (of) Tj ET Q q 0 0 0 rg BT 110.94 298.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 141.49 298.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 180.37 298.10 Td (cater ) Tj ET Q q 0 0 0 rg BT 202.58 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.14 298.10 Td (a ) Tj ET Q q 0 0 0 rg BT 220.36 298.10 Td (lar) Tj ET Q q 0 0 0 rg BT 230.73 298.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 242.95 298.10 Td (number ) Tj ET Q q 0 0 0 rg BT 276.28 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 287.40 298.10 Td (Fortune ) Tj ET Q q 0 0 0 rg BT 321.29 298.10 Td (500 ) Tj ET Q q 0 0 0 rg BT 339.08 298.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 384.62 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.19 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.19 298.10 Td (United ) Tj ET Q q 0 0 0 rg BT 440.19 298.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 469.36 298.10 Td (Further) Tj ET Q q 0 0 0 rg BT 498.40 298.10 Td (, ) Tj ET Q q 0 0 0 rg BT 503.68 298.10 Td (internationally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 70.80 286.10 Td (of) Tj ET Q q 0 0 0 rg BT 78.95 286.10 Td (fers ) Tj ET Q q 0 0 0 rg BT 95.86 286.10 Td (its ) Tj ET Q q 0 0 0 rg BT 107.22 286.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 128.04 286.10 Td (services ) Tj ET Q q 0 0 0 rg BT 162.16 286.10 Td (in ) Tj ET Q q 0 0 0 rg BT 171.85 286.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 205.83 286.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 244.40 286.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.76 286.10 Td (New ) Tj ET Q q 0 0 0 rg BT 281.55 286.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 318.17 286.10 Td (and ) Tj ET Q q 0 0 0 rg BT 334.53 286.10 Td (will ) Tj ET Q q 0 0 0 rg BT 352.00 286.10 Td (be ) Tj ET Q q 0 0 0 rg BT 363.35 286.10 Td (exploring ) Tj ET Q q 0 0 0 rg BT 403.59 286.10 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 458.28 286.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.98 286.10 Td (other ) Tj ET Q q 0 0 0 rg BT 490.44 286.10 Td (parts ) Tj ET Q q 0 0 0 rg BT 511.79 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.04 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 536.17 286.10 Td (world.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 264.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 120.67 264.10 Td (s ) Tj ET Q q 0 0 0 rg BT 127.19 264.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 148.72 264.10 Td (service ) Tj ET Q q 0 0 0 rg BT 179.67 264.10 Td (of) Tj ET Q q 0 0 0 rg BT 187.82 264.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 214.32 264.10 Td (in ) Tj ET Q q 0 0 0 rg BT 224.73 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.58 264.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 280.53 264.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 323.12 264.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 359.63 264.10 Td (area ) Tj ET Q q 0 0 0 rg BT 378.91 264.10 Td (has ) Tj ET Q q 0 0 0 rg BT 394.87 264.10 Td (one ) Tj ET Q q 0 0 0 rg BT 411.94 264.10 Td (main ) Tj ET Q q 0 0 0 rg BT 434.56 264.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 480.51 264.10 Td (in ) Tj ET Q q 0 0 0 rg BT 490.92 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.77 264.10 Td (United ) Tj ET Q q 0 0 0 rg BT 535.62 264.10 Td (States, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 80.97 252.10 Td (Applied ) Tj ET Q q 0 0 0 rg BT 115.16 252.10 Td (Systems. ) Tj ET Q q 0 0 0 rg BT 152.98 252.10 Td (Due ) Tj ET Q q 0 0 0 rg BT 171.61 252.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.37 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.56 252.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 223.09 252.10 Td (fragmented ) Tj ET Q q 0 0 0 rg BT 270.60 252.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 302.84 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.03 252.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 337.89 252.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 358.77 252.10 Td (service ) Tj ET Q q 0 0 0 rg BT 389.06 252.10 Td (of) Tj ET Q q 0 0 0 rg BT 397.21 252.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 423.06 252.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.81 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.01 252.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 487.30 252.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 529.24 252.10 Td (tracking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.10 Td (area ) Tj ET Q q 0 0 0 rg BT 69.15 240.10 Td (also ) Tj ET Q q 0 0 0 rg BT 87.75 240.10 Td (has ) Tj ET Q q 0 0 0 rg BT 103.58 240.10 Td (a ) Tj ET Q q 0 0 0 rg BT 110.52 240.10 Td (number ) Tj ET Q q 0 0 0 rg BT 143.57 240.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.40 240.10 Td (smaller ) Tj ET Q q 0 0 0 rg BT 186.33 240.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 236.04 240.10 Td (such ) Tj ET Q q 0 0 0 rg BT 256.88 240.10 Td (as ) Tj ET Q q 0 0 0 rg BT 267.71 240.10 Td (Datamonitor) Tj ET Q q 0 0 0 rg BT 317.85 240.10 Td (, ) Tj ET Q q 0 0 0 rg BT 322.85 240.10 Td (CMS, ) Tj ET Q q 0 0 0 rg BT 348.97 240.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.91 240.10 Td (Exigis.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 218.10 Td (Carrier) Tj ET Q q 0 0 0 rg BT 131.57 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 135.56 218.10 Td (Systems:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.33 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 177.31 218.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 200.18 218.10 Td (has ) Tj ET Q q 0 0 0 rg BT 217.50 218.10 Td (a ) Tj ET Q q 0 0 0 rg BT 225.92 218.10 Td (number ) Tj ET Q q 0 0 0 rg BT 260.45 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.76 218.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 302.83 218.10 Td (system ) Tj ET Q q 0 0 0 rg BT 334.59 218.10 Td (of) Tj ET Q q 0 0 0 rg BT 342.74 218.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 374.49 218.10 Td (for ) Tj ET Q q 0 0 0 rg BT 390.14 218.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 414.13 218.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 448.09 218.10 Td (- ) Tj ET Q q 0 0 0 rg BT 455.40 218.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 477.39 218.10 Td (Advantage ) Tj ET Q q 0 0 0 rg BT 524.69 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 543.11 218.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 206.10 Td (AdvantageW) Tj ET Q q 0 0 0 rg BT 101.95 206.10 Td (eb. ) Tj ET Q q 0 0 0 rg BT 117.26 206.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 138.78 206.10 Td (Advantage ) Tj ET Q q 0 0 0 rg BT 185.46 206.10 Td (is ) Tj ET Q q 0 0 0 rg BT 195.51 206.10 Td (tar) Tj ET Q q 0 0 0 rg BT 205.87 206.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 230.90 206.10 Td (at ) Tj ET Q q 0 0 0 rg BT 241.49 206.10 Td (small, ) Tj ET Q q 0 0 0 rg BT 269.02 206.10 Td (medium ) Tj ET Q q 0 0 0 rg BT 305.17 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.98 206.10 Td (lar) Tj ET Q q 0 0 0 rg BT 333.35 206.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 346.16 206.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 369.54 206.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 402.88 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 414.03 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.62 206.10 Td (United ) Tj ET Q q 0 0 0 rg BT 460.21 206.10 Td (States ) Tj ET Q q 0 0 0 rg BT 487.47 206.10 Td (that ) Tj ET Q q 0 0 0 rg BT 505.84 206.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 538.63 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 206.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 194.10 Td (personal, ) Tj ET Q q 0 0 0 rg BT 89.01 194.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 138.83 194.10 Td (and ) Tj ET Q q 0 0 0 rg BT 155.90 194.10 Td (specialty ) Tj ET Q q 0 0 0 rg BT 194.07 194.10 Td (line ) Tj ET Q q 0 0 0 rg BT 211.69 194.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 234.86 194.10 Td (of ) Tj ET Q q 0 0 0 rg BT 245.82 194.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 289.26 194.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 310.19 194.10 Td (AdvantageW) Tj ET Q q 0 0 0 rg BT 362.15 194.10 Td (eb ) Tj ET Q q 0 0 0 rg BT 374.21 194.10 Td (is ) Tj ET Q q 0 0 0 rg BT 383.51 194.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 421.69 194.10 Td (for ) Tj ET Q q 0 0 0 rg BT 435.98 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.82 194.10 Td (international ) Tj ET Q q 0 0 0 rg BT 503.99 194.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 538.27 194.10 Td (and ) Tj ET Q q 0 0 0 rg BT 555.34 194.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 182.10 Td (tar) Tj ET Q q 0 0 0 rg BT 60.37 182.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 84.90 182.10 Td (at ) Tj ET Q q 0 0 0 rg BT 95.00 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 110.10 182.10 Td (small, ) Tj ET Q q 0 0 0 rg BT 137.15 182.10 Td (medium ) Tj ET Q q 0 0 0 rg BT 172.81 182.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.13 182.10 Td (lar) Tj ET Q q 0 0 0 rg BT 200.49 182.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 212.81 182.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 235.71 182.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 268.56 182.10 Td (in ) Tj ET Q q 0 0 0 rg BT 279.22 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.32 182.10 Td (international ) Tj ET Q q 0 0 0 rg BT 347.74 182.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 382.28 182.10 Td (that ) Tj ET Q q 0 0 0 rg BT 400.16 182.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 432.46 182.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.12 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.22 182.10 Td (personal, ) Tj ET Q q 0 0 0 rg BT 497.48 182.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 547.56 182.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 170.10 Td (specialty ) Tj ET Q q 0 0 0 rg BT 87.80 170.10 Td (line ) Tj ET Q q 0 0 0 rg BT 105.06 170.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 127.86 170.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.45 170.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 181.52 170.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 202.17 170.10 Td (AdvantageW) Tj ET Q q 0 0 0 rg BT 254.13 170.10 Td (eb ) Tj ET Q q 0 0 0 rg BT 265.82 170.10 Td (is ) Tj ET Q q 0 0 0 rg BT 274.75 170.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 312.56 170.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.60 170.10 Td (be ) Tj ET Q q 0 0 0 rg BT 334.30 170.10 Td (multicurrency ) Tj ET Q q 0 0 0 rg BT 392.65 170.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.35 170.10 Td (multilingual ) Tj ET Q q 0 0 0 rg BT 460.50 170.10 Td (and ) Tj ET Q q 0 0 0 rg BT 477.20 170.10 Td (is ) Tj ET Q q 0 0 0 rg BT 486.13 170.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 525.04 170.10 Td (in ) Tj ET Q q 0 0 0 rg BT 535.08 170.10 Td (Brazil, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.88 158.10 Td (United ) Tj ET Q q 0 0 0 rg BT 96.75 158.10 Td (Kingdom ) Tj ET Q q 0 0 0 rg BT 138.19 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 156.29 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.17 158.10 Td (United ) Tj ET Q q 0 0 0 rg BT 203.04 158.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 233.09 158.10 Td (Competition ) Tj ET Q q 0 0 0 rg BT 286.75 158.10 Td (to ) Tj ET Q q 0 0 0 rg BT 298.19 158.10 Td (both ) Tj ET Q q 0 0 0 rg BT 319.62 158.10 Td (these ) Tj ET Q q 0 0 0 rg BT 343.83 158.10 Td (products ) Tj ET Q q 0 0 0 rg BT 381.93 158.10 Td (comes ) Tj ET Q q 0 0 0 rg BT 411.14 158.10 Td (from ) Tj ET Q q 0 0 0 rg BT 434.23 158.10 Td (lar) Tj ET Q q 0 0 0 rg BT 444.60 158.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 457.70 158.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 506.62 158.10 Td (such ) Tj ET Q q 0 0 0 rg BT 528.61 158.10 Td (as ) Tj ET Q q 0 0 0 rg BT 540.60 158.10 Td (CSC, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 146.10 Td (Guidewire, ) Tj ET Q q 0 0 0 rg BT 97.21 146.10 Td (Xchanging, ) Tj ET Q q 0 0 0 rg BT 145.53 146.10 Td (Accenture ) Tj ET Q q 0 0 0 rg BT 189.12 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 206.05 146.10 Td (specialty ) Tj ET Q q 0 0 0 rg BT 244.10 146.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 278.25 146.10 Td (malpractice ) Tj ET Q q 0 0 0 rg BT 327.38 146.10 Td (players ) Tj ET Q q 0 0 0 rg BT 358.76 146.10 Td (like ) Tj ET Q q 0 0 0 rg BT 376.25 146.10 Td (Delphi.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 124.10 Td (Intellectual ) Tj ET Q q 0 0 0 rg BT 100.83 124.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 111.19 124.10 Td (operty) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 102.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 120.01 102.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 159.33 102.10 Td (seeks ) Tj ET Q q 0 0 0 rg BT 183.11 102.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 225.77 102.10 Td (under ) Tj ET Q q 0 0 0 rg BT 250.66 102.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 283.03 102.10 Td (state ) Tj ET Q q 0 0 0 rg BT 303.47 102.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.03 102.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 351.03 102.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 371.48 102.10 Td (for ) Tj ET Q q 0 0 0 rg BT 385.25 102.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 421.25 102.10 Td (or ) Tj ET Q q 0 0 0 rg BT 431.70 102.10 Td (financially ) Tj ET Q q 0 0 0 rg BT 476.57 102.10 Td (important ) Tj ET Q q 0 0 0 rg BT 517.57 102.10 Td (intellectual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.10 Td (property ) Tj ET Q q 0 0 0 rg BT 86.66 90.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 130.54 90.10 Td (in ) Tj ET Q q 0 0 0 rg BT 141.11 90.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 187.76 90.10 Td (with ) Tj ET Q q 0 0 0 rg BT 208.33 90.10 Td (our ) Tj ET Q q 0 0 0 rg BT 224.44 90.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 263.42 90.10 Td (W) Tj ET Q q 0 0 0 rg BT 272.06 90.10 Td (e ) Tj ET Q q 0 0 0 rg BT 279.28 90.10 Td (regard ) Tj ET Q q 0 0 0 rg BT 307.60 90.10 Td (our ) Tj ET Q q 0 0 0 rg BT 323.72 90.10 Td (software ) Tj ET Q q 0 0 0 rg BT 360.93 90.10 Td (as ) Tj ET Q q 0 0 0 rg BT 372.05 90.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 419.26 90.10 Td (while ) Tj ET Q q 0 0 0 rg BT 444.26 90.10 Td (adhering ) Tj ET Q q 0 0 0 rg BT 482.03 90.10 Td (to ) Tj ET Q q 0 0 0 rg BT 492.60 90.10 Td (open ) Tj ET Q q 0 0 0 rg BT 514.82 90.10 Td (architecture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 78.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 85.51 78.10 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Td (our ) Tj ET Q q 0 0 0 rg BT 408.19 320.10 Td (V) Tj ET Q q 0 0 0 rg BT 414.81 320.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 428.98 320.10 Td (PresidentProfessional ) Tj ET Q q 0 0 0 rg BT 528.14 320.10 Td (Services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.86 308.10 Td (was ) Tj ET Q q 0 0 0 rg BT 84.82 308.10 Td (promoted ) Tj ET Q q 0 0 0 rg BT 125.57 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 135.76 308.10 Td (Senior ) Tj ET Q q 0 0 0 rg BT 164.11 308.10 Td (V) Tj ET Q q 0 0 0 rg BT 170.73 308.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 184.81 308.10 Td (PresidentSales ) Tj ET Q q 0 0 0 rg BT 255.55 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.40 308.10 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 316.48 308.10 Td (in ) Tj ET Q q 0 0 0 rg BT 326.67 308.10 Td (February1998. ) Tj ET Q q 0 0 0 rg BT 390.19 308.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 401.86 308.10 Td (.Raina ) Tj ET Q q 0 0 0 rg BT 432.60 308.10 Td (was ) Tj ET Q q 0 0 0 rg BT 450.57 308.10 Td (promoted ) Tj ET Q q 0 0 0 rg BT 491.31 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 501.50 308.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 543.73 308.10 Td (V) Tj ET Q q 0 0 0 rg BT 550.35 308.10 Td (ice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 296.10 Td (President, ) Tj ET Q q 0 0 0 rg BT 94.17 296.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 120.84 296.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 165.29 296.10 Td (Of) Tj ET Q q 0 0 0 rg BT 175.66 296.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 198.43 296.10 Td (in ) Tj ET Q q 0 0 0 rg BT 210.66 296.10 Td (December1998. ) Tj ET Q q 0 0 0 rg BT 281.20 296.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 292.87 296.10 Td (.Raina ) Tj ET Q q 0 0 0 rg BT 325.65 296.10 Td (was ) Tj ET Q q 0 0 0 rg BT 345.66 296.10 Td (appointed ) Tj ET Q q 0 0 0 rg BT 389.55 296.10 Td (President ) Tj ET Q q 0 0 0 rg BT 431.22 296.10 Td (ef) Tj ET Q q 0 0 0 rg BT 438.81 296.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 469.48 296.10 Td (August2, ) Tj ET Q q 0 0 0 rg BT 512.83 296.10 Td (1999, ) Tj ET Q q 0 0 0 rg BT 539.79 296.10 Td (Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 284.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 93.06 284.10 Td (Of) Tj ET Q q 0 0 0 rg BT 103.43 284.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 124.82 284.10 Td (ef) Tj ET Q q 0 0 0 rg BT 132.41 284.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 162.69 284.10 Td (September23, ) Tj ET Q q 0 0 0 rg BT 223.53 284.10 Td (1999 ) Tj ET Q q 0 0 0 rg BT 246.61 284.10 Td (and ) Tj ET Q q 0 0 0 rg BT 264.13 284.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 306.64 284.10 Td (in ) Tj ET Q q 0 0 0 rg BT 317.49 284.10 Td (May2002. ) Tj ET Q q 0 0 0 rg BT 363.90 284.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 375.57 284.10 Td (.Raina ) Tj ET Q q 0 0 0 rg BT 406.97 284.10 Td (holds ) Tj ET Q q 0 0 0 rg BT 431.72 284.10 Td (an ) Tj ET Q q 0 0 0 rg BT 444.24 284.10 Td (industrial ) Tj ET Q q 0 0 0 rg BT 485.09 284.10 Td (engineering ) Tj ET Q q 0 0 0 rg BT 535.37 284.10 Td (degree ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 272.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.76 272.10 Td (Thapar ) Tj ET Q q 0 0 0 rg BT 102.57 272.10 Td (University ) Tj ET Q q 0 0 0 rg BT 147.29 272.10 Td (in ) Tj ET Q q 0 0 0 rg BT 157.57 272.10 Td (Punjab, ) Tj ET Q q 0 0 0 rg BT 190.35 272.10 Td (India.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 248.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 248.10 Td (ROBERT) Tj ET Q q 0 0 0 rg BT 123.04 248.10 Td ( ) Tj ET Q q 0 0 0 rg BT 125.82 248.10 Td (F) Tj ET Q q 0 0 0 rg BT 130.64 248.10 Td (. ) Tj ET Q q 0 0 0 rg BT 135.92 248.10 Td (KERRIS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.25 248.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.53 248.10 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.53 248.10 Td (, ) Tj ET Q q 0 0 0 rg BT 189.81 248.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 217.59 248.10 Td (as ) Tj ET Q q 0 0 0 rg BT 228.70 248.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.70 248.10 Td (Company) Tj ET Q q 0 0 0 rg BT 285.37 248.10 Td (s ) Tj ET Q q 0 0 0 rg BT 292.04 248.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 334.60 248.10 Td (V) Tj ET Q q 0 0 0 rg BT 341.22 248.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 355.66 248.10 Td (President ) Tj ET Q q 0 0 0 rg BT 395.66 248.10 Td (& ) Tj ET Q q 0 0 0 rg BT 406.22 248.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 431.22 248.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 471.22 248.10 Td (Of) Tj ET Q q 0 0 0 rg BT 481.59 248.10 Td (ficer) Tj ET Q q 0 0 0 rg BT 499.50 248.10 Td (, ) Tj ET Q q 0 0 0 rg BT 504.79 248.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.01 248.10 Td (Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 236.10 Td (Secretary) Tj ET Q q 0 0 0 rg BT 87.10 236.10 Td (. ) Tj ET Q q 0 0 0 rg BT 91.20 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.79 236.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 104.46 236.10 Td (. ) Tj ET Q q 0 0 0 rg BT 108.55 236.10 Td (Kerris ) Tj ET Q q 0 0 0 rg BT 135.14 236.10 Td (joined ) Tj ET Q q 0 0 0 rg BT 161.73 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.54 236.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 216.02 236.10 Td (as ) Tj ET Q q 0 0 0 rg BT 225.94 236.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 249.75 236.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 288.55 236.10 Td (Of) Tj ET Q q 0 0 0 rg BT 298.93 236.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 318.83 236.10 Td (on ) Tj ET Q q 0 0 0 rg BT 330.43 236.10 Td (October22, ) Tj ET Q q 0 0 0 rg BT 379.23 236.10 Td (2007. ) Tj ET Q q 0 0 0 rg BT 403.32 236.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 424.91 236.10 Td (to ) Tj ET Q q 0 0 0 rg BT 434.29 236.10 Td (joining ) Tj ET Q q 0 0 0 rg BT 464.21 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.02 236.10 Td (Company) Tj ET Q q 0 0 0 rg BT 516.26 236.10 Td (, ) Tj ET Q q 0 0 0 rg BT 520.35 236.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 532.02 236.10 Td (.Kerris ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 224.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.40 224.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 93.46 224.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 133.52 224.10 Td (Of) Tj ET Q q 0 0 0 rg BT 143.90 224.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 165.06 224.10 Td (at ) Tj ET Q q 0 0 0 rg BT 174.50 224.10 Td (Aelera ) Tj ET Q q 0 0 0 rg BT 203.99 224.10 Td (Corporation. ) Tj ET Q q 0 0 0 rg BT 257.66 224.10 Td (He ) Tj ET Q q 0 0 0 rg BT 272.17 224.10 Td (held ) Tj ET Q q 0 0 0 rg BT 292.24 224.10 Td (this ) Tj ET Q q 0 0 0 rg BT 309.53 224.10 Td (position ) Tj ET Q q 0 0 0 rg BT 344.61 224.10 Td (from ) Tj ET Q q 0 0 0 rg BT 366.89 224.10 Td (May2006 ) Tj ET Q q 0 0 0 rg BT 410.57 224.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.20 224.10 Td (October2007. ) Tj ET Q q 0 0 0 rg BT 481.25 224.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 526.88 224.10 Td (he ) Tj ET Q q 0 0 0 rg BT 539.17 224.10 Td (was ) Tj ET Q q 0 0 0 rg BT 557.57 224.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 212.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 91.19 212.10 Td (V) Tj ET Q q 0 0 0 rg BT 97.81 212.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 113.75 212.10 Td (President ) Tj ET Q q 0 0 0 rg BT 155.25 212.10 Td (at ) Tj ET Q q 0 0 0 rg BT 166.75 212.10 Td (Equifax, ) Tj ET Q q 0 0 0 rg BT 205.19 212.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 224.74 212.10 Td (from ) Tj ET Q q 0 0 0 rg BT 248.47 212.10 Td (November2003 ) Tj ET Q q 0 0 0 rg BT 317.46 212.10 Td (to ) Tj ET Q q 0 0 0 rg BT 328.58 212.10 Td (April2006, ) Tj ET Q q 0 0 0 rg BT 378.97 212.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 423.24 212.10 Td (Controller ) Tj ET Q q 0 0 0 rg BT 468.63 212.10 Td (at ) Tj ET Q q 0 0 0 rg BT 480.13 212.10 Td (Interland, ) Tj ET Q q 0 0 0 rg BT 523.01 212.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 542.56 212.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 200.10 Td (September2002 ) Tj ET Q q 0 0 0 rg BT 118.08 200.10 Td (to ) Tj ET Q q 0 0 0 rg BT 128.67 200.10 Td (October2003, ) Tj ET Q q 0 0 0 rg BT 188.69 200.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.94 200.10 Td (held ) Tj ET Q q 0 0 0 rg BT 225.97 200.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 253.23 200.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 291.02 200.10 Td (management ) Tj ET Q q 0 0 0 rg BT 344.92 200.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 383.86 200.10 Td (at ) Tj ET Q q 0 0 0 rg BT 393.27 200.10 Td (A) Tj ET Q q 0 0 0 rg BT 399.38 200.10 Td (T&T) Tj ET Q q 0 0 0 rg BT 418.63 200.10 Td (, ) Tj ET Q q 0 0 0 rg BT 423.95 200.10 Td (BellSouth, ) Tj ET Q q 0 0 0 rg BT 469.26 200.10 Td (and ) Tj ET Q q 0 0 0 rg BT 486.52 200.10 Td (Northern ) Tj ET Q q 0 0 0 rg BT 525.23 200.10 Td (T) Tj ET Q q 0 0 0 rg BT 530.64 200.10 Td (elecom. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 188.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.67 188.10 Td (.Kerris ) Tj ET Q q 0 0 0 rg BT 94.86 188.10 Td (is ) Tj ET Q q 0 0 0 rg BT 104.73 188.10 Td (a ) Tj ET Q q 0 0 0 rg BT 112.37 188.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 148.33 188.10 Td (certified ) Tj ET Q q 0 0 0 rg BT 184.84 188.10 Td (public ) Tj ET Q q 0 0 0 rg BT 213.04 188.10 Td (accountant ) Tj ET Q q 0 0 0 rg BT 259.55 188.10 Td (and ) Tj ET Q q 0 0 0 rg BT 277.18 188.10 Td (holds ) Tj ET Q q 0 0 0 rg BT 302.05 188.10 Td (an ) Tj ET Q q 0 0 0 rg BT 314.69 188.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 361.76 188.10 Td (and ) Tj ET Q q 0 0 0 rg BT 379.40 188.10 Td (economics ) Tj ET Q q 0 0 0 rg BT 425.37 188.10 Td (degree ) Tj ET Q q 0 0 0 rg BT 455.21 188.10 Td (from ) Tj ET Q q 0 0 0 rg BT 477.85 188.10 Td (North ) Tj ET Q q 0 0 0 rg BT 504.38 188.10 Td (Carolina ) Tj ET Q q 0 0 0 rg BT 542.01 188.10 Td (State ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 176.10 Td (University) Tj ET Q q 0 0 0 rg BT 91.57 176.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 152.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 152.10 Td (GRAHAM ) Tj ET Q q 0 0 0 rg BT 129.42 152.10 Td (PRIOR, ) Tj ET Q q 0 0 0 rg BT 163.13 152.10 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.13 152.10 Td (, ) Tj ET Q q 0 0 0 rg BT 177.95 152.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 205.27 152.10 Td (as ) Tj ET Q q 0 0 0 rg BT 215.92 152.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 258.24 152.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 300.37 152.10 Td (V) Tj ET Q q 0 0 0 rg BT 306.99 152.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 320.98 152.10 Td (President ) Tj ET Q q 0 0 0 rg BT 360.52 152.10 Td (International ) Tj ET Q q 0 0 0 rg BT 413.93 152.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 451.82 152.10 Td (& ) Tj ET Q q 0 0 0 rg BT 461.92 152.10 Td (Intellectual ) Tj ET Q q 0 0 0 rg BT 509.22 152.10 Td (Property) Tj ET Q q 0 0 0 rg BT 543.01 152.10 Td (. ) Tj ET Q q 0 0 0 rg BT 547.84 152.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 559.51 152.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 140.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 72.87 140.10 Td (has ) Tj ET Q q 0 0 0 rg BT 89.08 140.10 Td (been ) Tj ET Q q 0 0 0 rg BT 110.83 140.10 Td (employed ) Tj ET Q q 0 0 0 rg BT 153.13 140.10 Td (by ) Tj ET Q q 0 0 0 rg BT 166.01 140.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 187.77 140.10 Td (since ) Tj ET Q q 0 0 0 rg BT 211.19 140.10 Td (1996 ) Tj ET Q q 0 0 0 rg BT 234.06 140.10 Td (when ) Tj ET Q q 0 0 0 rg BT 258.60 140.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.69 140.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 315.45 140.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 352.74 140.10 Td (Complete ) Tj ET Q q 0 0 0 rg BT 394.50 140.10 Td (Broking ) Tj ET Q q 0 0 0 rg BT 430.15 140.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 466.36 140.10 Td (Ltd ) Tj ET Q q 0 0 0 rg BT 483.13 140.10 Td (for ) Tj ET Q q 0 0 0 rg BT 497.66 140.10 Td (which ) Tj ET Q q 0 0 0 rg BT 524.97 140.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 536.64 140.10 Td (. ) Tj ET Q q 0 0 0 rg BT 542.01 140.10 Td (Prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 128.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.35 128.10 Td (a ) Tj ET Q q 0 0 0 rg BT 75.59 128.10 Td (part ) Tj ET Q q 0 0 0 rg BT 93.94 128.10 Td (owner) Tj ET Q q 0 0 0 rg BT 118.38 128.10 Td (. ) Tj ET Q q 0 0 0 rg BT 123.68 128.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 135.35 128.10 Td (. ) Tj ET Q q 0 0 0 rg BT 140.65 128.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 163.46 128.10 Td (has ) Tj ET Q q 0 0 0 rg BT 179.59 128.10 Td (been ) Tj ET Q q 0 0 0 rg BT 201.27 128.10 Td (working ) Tj ET Q q 0 0 0 rg BT 237.40 128.10 Td (within ) Tj ET Q q 0 0 0 rg BT 265.76 128.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.78 128.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 321.89 128.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 369.13 128.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 404.71 128.10 Td (since ) Tj ET Q q 0 0 0 rg BT 428.06 128.10 Td (1990 ) Tj ET Q q 0 0 0 rg BT 450.86 128.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.10 128.10 Td (is ) Tj ET Q q 0 0 0 rg BT 477.57 128.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 516.47 128.10 Td (responsible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 116.10 Td (for ) Tj ET Q q 0 0 0 rg BT 65.19 116.10 Td (the ) Tj ET Q q 0 0 0 rg BT 80.94 116.10 Td (Company) Tj ET Q q 0 0 0 rg BT 122.60 116.10 Td (s ) Tj ET Q q 0 0 0 rg BT 130.02 116.10 Td (international ) Tj ET Q q 0 0 0 rg BT 184.09 116.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 229.28 116.10 Td (in ) Tj ET Q q 0 0 0 rg BT 240.59 116.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 287.16 116.10 Td (New ) Tj ET Q q 0 0 0 rg BT 309.58 116.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 347.03 116.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 389.71 116.10 Td (Europe, ) Tj ET Q q 0 0 0 rg BT 423.84 116.10 Td (Africa ) Tj ET Q q 0 0 0 rg BT 452.91 116.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.10 116.10 Td (Asia. ) Tj ET Q q 0 0 0 rg BT 494.46 116.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 506.13 116.10 Td (. ) Tj ET Q q 0 0 0 rg BT 512.16 116.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 535.69 116.10 Td (is ) Tj ET Q q 0 0 0 rg BT 545.89 116.10 Td (also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 104.10 Td (responsible ) Tj ET Q q 0 0 0 rg BT 98.05 104.10 Td (for ) Tj ET Q q 0 0 0 rg BT 112.21 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.92 104.10 Td (Company) Tj ET Q q 0 0 0 rg BT 168.59 104.10 Td (s ) Tj ET Q q 0 0 0 rg BT 174.98 104.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 220.25 104.10 Td (product ) Tj ET Q q 0 0 0 rg BT 253.30 104.10 Td (development ) Tj ET Q q 0 0 0 rg BT 307.45 104.10 Td (initiatives. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 87.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 70.10 Td (LEON ) Tj ET Q q 0 0 0 rg BT 113.05 70.10 Td (dAPICE, ) Tj ET Q q 0 0 0 rg BT 153.70 70.10 Td (58,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.20 70.10 Td ( ) Tj ET Q q 0 0 0 rg BT 167.68 70.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 194.16 70.10 Td (as ) Tj ET Q q 0 0 0 rg BT 203.98 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.69 70.10 Td (Company) Tj ET Q q 0 0 0 rg BT 259.35 70.10 Td (s ) Tj ET Q q 0 0 0 rg BT 264.74 70.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 306.21 70.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 347.57 70.10 Td (V) Tj ET Q q 0 0 0 rg BT 354.19 70.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 367.34 70.10 Td (President ) Tj ET Q q 0 0 0 rg BT 406.04 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 421.97 70.10 Td (Managing ) Tj ET Q q 0 0 0 rg BT 464.01 70.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 498.81 70.10 Td ( ) Tj ET Q q 0 0 0 rg BT 505.30 70.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 525.35 70.10 Td (Australia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (Group. ) Tj ET Q q 0 0 0 rg BT 80.75 58.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 92.42 58.10 Td (. ) Tj ET Q q 0 0 0 rg BT 97.61 58.10 Td (dApice, ) Tj ET Q q 0 0 0 rg BT 135.01 58.10 Td (has ) Tj ET Q q 0 0 0 rg BT 151.04 58.10 Td (been ) Tj ET Q q 0 0 0 rg BT 172.61 58.10 Td (employed ) Tj ET Q q 0 0 0 rg BT 214.74 58.10 Td (with ) Tj ET Q q 0 0 0 rg BT 235.21 58.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 256.79 58.10 Td (since ) Tj ET Q q 0 0 0 rg BT 280.03 58.10 Td (1996 ) Tj ET Q q 0 0 0 rg BT 302.72 58.10 Td (when ) Tj ET Q q 0 0 0 rg BT 327.08 58.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.99 58.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 383.57 58.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 420.69 58.10 Td (Complete ) Tj ET Q q 0 0 0 rg BT 462.27 58.10 Td (Broking ) Tj ET Q q 0 0 0 rg BT 497.74 58.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 533.77 58.10 Td (Ltd ) Tj ET Q q 0 0 0 rg BT 550.35 58.10 Td (for ) Tj ET Q endstream endobj 25 0 obj <>] /Rotate 0 /Contents 26 0 R>> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (9) 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487.10 Td (incorporation ) Tj ET Q q 0 0 0 rg BT 436.16 487.10 Td (by ) Tj ET Q q 0 0 0 rg BT 448.33 487.10 Td (reference ) Tj ET Q q 0 0 0 rg BT 487.69 487.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.20 487.10 Td (any ) Tj ET Q q 0 0 0 rg BT 514.81 487.10 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.10 Td (contained ) Tj ET Q q 0 0 0 rg BT 91.37 475.10 Td (at ) Tj ET Q q 0 0 0 rg BT 101.09 475.10 Td (that ) Tj ET Q q 0 0 0 rg BT 118.58 475.10 Td (site.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 451.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 117.50 451.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 155.43 451.10 Td (we ) Tj ET Q q 0 0 0 rg BT 168.37 451.10 Td (file ) Tj ET Q q 0 0 0 rg BT 182.97 451.10 Td (with ) Tj ET Q q 0 0 0 rg BT 202.03 451.10 Td (the ) Tj ET Q q 0 0 0 rg BT 215.52 451.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 256.23 451.10 Td (and ) Tj ET Q q 0 0 0 rg BT 271.95 451.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 312.65 451.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 364.50 451.10 Td (\(SEC\) ) Tj ET Q q 0 0 0 rg BT 399.65 451.10 Td (may ) Tj ET Q q 0 0 0 rg BT 418.15 451.10 Td (be ) Tj ET Q q 0 0 0 rg BT 428.87 451.10 Td (read ) Tj ET Q q 0 0 0 rg BT 447.35 451.10 Td (at ) Tj ET Q q 0 0 0 rg BT 455.85 451.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.34 451.10 Td (SEC's ) Tj ET Q q 0 0 0 rg BT 494.65 451.10 Td (Public ) Tj ET Q q 0 0 0 rg BT 521.49 451.10 Td (Reference ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 439.10 Td (Room ) Tj ET Q q 0 0 0 rg BT 76.64 439.10 Td (at ) Tj ET Q q 0 0 0 rg BT 86.05 439.10 Td (100 ) Tj ET Q q 0 0 0 rg BT 103.25 439.10 Td (F ) Tj ET Q q 0 0 0 rg BT 111.00 439.10 Td (Street, ) Tj ET Q q 0 0 0 rg BT 139.02 439.10 Td (NE, ) Tj ET Q q 0 0 0 rg BT 157.04 439.10 Td (Room ) Tj ET Q q 0 0 0 rg BT 183.69 439.10 Td (1580, ) Tj ET Q q 0 0 0 rg BT 208.22 439.10 Td (W) Tj ET Q q 0 0 0 rg BT 216.86 439.10 Td (ashington, ) Tj ET Q q 0 0 0 rg BT 260.44 439.10 Td (DC ) Tj ET Q q 0 0 0 rg BT 276.53 439.10 Td (20549. ) Tj ET Q q 0 0 0 rg BT 306.22 439.10 Td (Information ) Tj ET Q q 0 0 0 rg BT 356.18 439.10 Td (on ) Tj ET Q q 0 0 0 rg BT 368.37 439.10 Td (the ) Tj ET Q q 0 0 0 rg BT 382.78 439.10 Td (operation ) Tj ET Q q 0 0 0 rg BT 422.74 439.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.26 439.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.67 439.10 Td (Public ) Tj ET Q q 0 0 0 rg BT 475.42 439.10 Td (Reference ) Tj ET Q q 0 0 0 rg BT 518.14 439.10 Td (Room ) Tj ET Q q 0 0 0 rg BT 544.78 439.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 427.10 Td (be ) Tj ET Q q 0 0 0 rg BT 62.45 427.10 Td (obtained ) Tj ET Q q 0 0 0 rg BT 99.90 427.10 Td (by ) Tj ET Q q 0 0 0 rg BT 112.91 427.10 Td (calling ) Tj ET Q q 0 0 0 rg BT 143.14 427.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.37 427.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 179.73 427.10 Td (at ) Tj ET Q q 0 0 0 rg BT 189.96 427.10 Td (1-800-SEC-0330. ) Tj ET Q q 0 0 0 rg BT 263.80 427.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 296.25 427.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 335.91 427.10 Td (we ) Tj ET Q q 0 0 0 rg BT 350.59 427.10 Td (file ) Tj ET Q q 0 0 0 rg BT 366.93 427.10 Td (with ) Tj ET Q q 0 0 0 rg BT 387.72 427.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.95 427.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 424.30 427.10 Td (may ) Tj ET Q q 0 0 0 rg BT 444.54 427.10 Td (also ) Tj ET Q q 0 0 0 rg BT 463.66 427.10 Td (be ) Tj ET Q q 0 0 0 rg BT 476.11 427.10 Td (read ) Tj ET Q q 0 0 0 rg BT 496.33 427.10 Td (and ) Tj ET Q q 0 0 0 rg BT 513.78 427.10 Td (copied ) Tj ET Q q 0 0 0 rg BT 543.45 427.10 Td (at ) Tj ET Q q 0 0 0 rg BT 553.68 427.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 415.10 Td (through ) Tj ET Q q 0 0 0 rg BT 83.61 415.10 Td (our ) Tj ET Q q 0 0 0 rg BT 99.44 415.10 Td (website ) Tj ET Q q 0 0 0 rg BT 132.49 415.10 Td (or ) Tj ET Q q 0 0 0 rg BT 143.32 415.10 Td (at ) Tj ET Q q 0 0 0 rg BT 153.03 415.10 Td (the ) Tj ET Q q 0 0 0 rg BT 167.75 415.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 201.34 415.10 Td (website ) Tj ET Q q 0 0 0 rg BT 234.39 415.10 Td (maintained ) Tj ET Q q 0 0 0 rg BT 281.32 415.10 Td (by ) Tj ET Q q 0 0 0 rg BT 293.82 415.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.54 415.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 329.38 415.10 Td (at ) Tj ET Q q 0 0 0 rg BT 339.09 415.10 Td (www) Tj ET Q q 0 0 0 rg BT 360.11 415.10 Td (.sec.gov) Tj ET Q q 0 0 0 rg BT 392.23 415.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 369.10 Td (Item 1A. RISK F) Tj ET Q q 0 0 0 rg BT 122.03 369.10 Td (ACT) Tj ET Q q 0 0 0 rg BT 142.96 369.10 Td (ORS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 345.10 Td (The ) Tj ET Q q 0 0 0 rg BT 104.00 345.10 Td (following ) Tj ET Q q 0 0 0 rg BT 145.33 345.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 166.68 345.10 Td (and ) Tj ET Q q 0 0 0 rg BT 183.56 345.10 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 237.10 345.10 Td (are ) Tj ET Q q 0 0 0 rg BT 251.76 345.10 Td (not ) Tj ET Q q 0 0 0 rg BT 266.99 345.10 Td (the ) Tj ET Q q 0 0 0 rg BT 281.66 345.10 Td (only ) Tj ET Q q 0 0 0 rg BT 301.88 345.10 Td (ones ) Tj ET Q q 0 0 0 rg BT 322.67 345.10 Td (facing ) Tj ET Q q 0 0 0 rg BT 350.10 345.10 Td (us. ) Tj ET Q q 0 0 0 rg BT 363.40 345.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 408.63 345.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 429.97 345.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.86 345.10 Td (uncertainties, ) Tj ET Q q 0 0 0 rg BT 502.89 345.10 Td (including ) Tj ET Q q 0 0 0 rg BT 543.12 345.10 Td (risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 333.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.02 333.10 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 120.69 333.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.61 333.10 Td (which ) Tj ET Q q 0 0 0 rg BT 158.63 333.10 Td (we ) Tj ET Q q 0 0 0 rg BT 172.87 333.10 Td (are ) Tj ET Q q 0 0 0 rg BT 187.66 333.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 226.34 333.10 Td (unaware ) Tj ET Q q 0 0 0 rg BT 262.79 333.10 Td (or ) Tj ET Q q 0 0 0 rg BT 273.70 333.10 Td (which ) Tj ET Q q 0 0 0 rg BT 300.72 333.10 Td (we ) Tj ET Q q 0 0 0 rg BT 314.97 333.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 346.42 333.10 Td (are ) Tj ET Q q 0 0 0 rg BT 361.21 333.10 Td (not ) Tj ET Q q 0 0 0 rg BT 376.57 333.10 Td (material ) Tj ET Q q 0 0 0 rg BT 411.91 333.10 Td (also ) Tj ET Q q 0 0 0 rg BT 430.61 333.10 Td (could ) Tj ET Q q 0 0 0 rg BT 455.41 333.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 498.53 333.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 539.42 333.10 Td (af) Tj ET Q q 0 0 0 rg BT 547.01 333.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 321.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.95 321.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 104.96 321.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 142.57 321.10 Td (condition, ) Tj ET Q q 0 0 0 rg BT 185.46 321.10 Td (results ) Tj ET Q q 0 0 0 rg BT 214.19 321.10 Td (of ) Tj ET Q q 0 0 0 rg BT 225.14 321.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 269.42 321.10 Td (or ) Tj ET Q q 0 0 0 rg BT 280.37 321.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 300.76 321.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 328.10 321.10 Td (In ) Tj ET Q q 0 0 0 rg BT 339.05 321.10 Td (any ) Tj ET Q q 0 0 0 rg BT 356.11 321.10 Td (case, ) Tj ET Q q 0 0 0 rg BT 378.44 321.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.28 321.10 Td (value ) Tj ET Q q 0 0 0 rg BT 417.55 321.10 Td (of ) Tj ET Q q 0 0 0 rg BT 428.50 321.10 Td (our ) Tj ET Q q 0 0 0 rg BT 444.46 321.10 Td (common ) Tj ET Q q 0 0 0 rg BT 482.07 321.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 505.80 321.10 Td (could ) Tj ET Q q 0 0 0 rg BT 530.64 321.10 Td (decline, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 309.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 309.10 Td (you ) Tj ET Q q 0 0 0 rg BT 84.44 309.10 Td (could ) Tj ET Q q 0 0 0 rg BT 109.16 309.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 127.76 309.10 Td (all ) Tj ET Q q 0 0 0 rg BT 140.26 309.10 Td (or ) Tj ET Q q 0 0 0 rg BT 151.09 309.10 Td (a ) Tj ET Q q 0 0 0 rg BT 158.03 309.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 189.41 309.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.24 309.10 Td (your ) Tj ET Q q 0 0 0 rg BT 221.07 309.10 Td (investment. ) Tj ET Q q 0 0 0 rg BT 269.96 309.10 Td (See ) Tj ET Q q 0 0 0 rg BT 286.89 309.10 Td (also, ) Tj ET Q q 0 0 0 rg BT 308.00 309.10 Td (Safe ) Tj ET Q q 0 0 0 rg BT 332.71 309.10 Td (Harbor ) Tj ET Q q 0 0 0 rg BT 363.53 309.10 Td (Regarding ) Tj ET Q q 0 0 0 rg BT 407.69 309.10 Td (Forward-Looking ) Tj ET Q q 0 0 0 rg BT 481.28 309.10 Td (Statements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 285.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.84 285.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.93 285.10 Td (T) Tj ET Q q 0 0 0 rg BT 116.68 285.10 Td (o ) Tj ET Q q 0 0 0 rg BT 124.18 285.10 Td (Our) Tj ET Q q 0 0 0 rg BT 141.78 285.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.28 285.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 183.47 285.10 Td (and ) Tj ET Q q 0 0 0 rg BT 202.09 285.10 Td (Industry) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 261.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.15 261.10 Td (business ) Tj ET Q q 0 0 0 rg BT 106.63 261.10 Td (may ) Tj ET Q q 0 0 0 rg BT 126.32 261.10 Td (be ) Tj ET Q q 0 0 0 rg BT 138.23 261.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 182.36 261.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 223.14 261.10 Td (impacted ) Tj ET Q q 0 0 0 rg BT 262.83 261.10 Td (by ) Tj ET Q q 0 0 0 rg BT 274.74 261.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 294.99 261.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.02 261.10 Td (global ) Tj ET Q q 0 0 0 rg BT 341.05 261.10 Td (market ) Tj ET Q q 0 0 0 rg BT 372.41 261.10 Td (and ) Tj ET Q q 0 0 0 rg BT 390.44 261.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 432.34 261.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 480.10 261.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 530.91 261.10 Td (adverse ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 249.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 95.29 249.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.13 249.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.41 249.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 165.03 249.10 Td (industry) Tj ET Q q 0 0 0 rg BT 198.56 249.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 225.10 Td (For ) Tj ET Q q 0 0 0 rg BT 102.51 225.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.35 225.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 165.49 225.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 194.49 225.10 Td (we ) Tj ET Q q 0 0 0 rg BT 208.77 225.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 237.49 225.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.89 225.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 284.94 225.10 Td (to ) Tj ET Q q 0 0 0 rg BT 295.34 225.10 Td (derive ) Tj ET Q q 0 0 0 rg BT 322.95 225.10 Td (most ) Tj ET Q q 0 0 0 rg BT 345.02 225.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.97 225.10 Td (our ) Tj ET Q q 0 0 0 rg BT 371.92 225.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 406.19 225.10 Td (from ) Tj ET Q q 0 0 0 rg BT 428.25 225.10 Td (products ) Tj ET Q q 0 0 0 rg BT 465.31 225.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.37 225.10 Td (services ) Tj ET Q q 0 0 0 rg BT 517.19 225.10 Td (we ) Tj ET Q q 0 0 0 rg BT 531.47 225.10 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 213.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.52 213.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.48 213.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 116.54 213.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.72 213.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 171.45 213.10 Td (services ) Tj ET Q q 0 0 0 rg BT 206.40 213.10 Td (industries. ) Tj ET Q q 0 0 0 rg BT 250.53 213.10 Td (Given ) Tj ET Q q 0 0 0 rg BT 277.71 213.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.67 213.10 Td (concentration ) Tj ET Q q 0 0 0 rg BT 349.83 213.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.90 213.10 Td (our ) Tj ET Q q 0 0 0 rg BT 376.98 213.10 Td (business ) Tj ET Q q 0 0 0 rg BT 413.61 213.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 452.45 213.10 Td (in ) Tj ET Q q 0 0 0 rg BT 462.97 213.10 Td (these ) Tj ET Q q 0 0 0 rg BT 486.26 213.10 Td (industries, ) Tj ET Q q 0 0 0 rg BT 530.39 213.10 Td (we ) Tj ET Q q 0 0 0 rg BT 544.80 213.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 201.10 Td (be ) Tj ET Q q 0 0 0 rg BT 62.62 201.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 111.89 201.10 Td (exposed ) Tj ET Q q 0 0 0 rg BT 147.85 201.10 Td (to ) Tj ET Q q 0 0 0 rg BT 158.81 201.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 189.19 201.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 231.25 201.10 Td (downturns ) Tj ET Q q 0 0 0 rg BT 276.66 201.10 Td (af) Tj ET Q q 0 0 0 rg BT 284.24 201.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 315.19 201.10 Td (these ) Tj ET Q q 0 0 0 rg BT 338.92 201.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 374.88 201.10 Td (groups. ) Tj ET Q q 0 0 0 rg BT 407.79 201.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 428.75 201.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.38 201.10 Td (global ) Tj ET Q q 0 0 0 rg BT 474.56 201.10 Td (market ) Tj ET Q q 0 0 0 rg BT 505.50 201.10 Td (and ) Tj ET Q q 0 0 0 rg BT 523.13 201.10 Td (economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 189.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 94.34 189.10 Td (have ) Tj ET Q q 0 0 0 rg BT 115.89 189.10 Td (been, ) Tj ET Q q 0 0 0 rg BT 139.95 189.10 Td (and ) Tj ET Q q 0 0 0 rg BT 157.06 189.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 194.17 189.10 Td (to ) Tj ET Q q 0 0 0 rg BT 204.62 189.10 Td (be, ) Tj ET Q q 0 0 0 rg BT 219.24 189.10 Td (disrupted ) Tj ET Q q 0 0 0 rg BT 259.13 189.10 Td (and ) Tj ET Q q 0 0 0 rg BT 276.25 189.10 Td (volatile. ) Tj ET Q q 0 0 0 rg BT 311.41 189.10 Td (General ) Tj ET Q q 0 0 0 rg BT 345.73 189.10 Td (business ) Tj ET Q q 0 0 0 rg BT 382.30 189.10 Td (and ) Tj ET Q q 0 0 0 rg BT 399.41 189.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 440.96 189.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 485.30 189.10 Td (that ) Tj ET Q q 0 0 0 rg BT 502.97 189.10 Td (could ) Tj ET Q q 0 0 0 rg BT 527.87 189.10 Td (af) Tj ET Q q 0 0 0 rg BT 535.45 189.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 553.12 189.10 Td (us ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 177.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.83 177.10 Td (our ) Tj ET Q q 0 0 0 rg BT 84.56 177.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 128.50 177.10 Td (include ) Tj ET Q q 0 0 0 rg BT 161.32 177.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 211.93 177.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.10 177.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 265.37 177.10 Td (growth, ) Tj ET Q q 0 0 0 rg BT 299.59 177.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 320.20 177.10 Td (and ) Tj ET Q q 0 0 0 rg BT 338.03 177.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 366.42 177.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 396.46 177.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 434.01 177.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 471.30 177.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.02 177.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.63 177.10 Td (global ) Tj ET Q q 0 0 0 rg BT 527.02 177.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 165.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 87.15 165.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.36 165.10 Td (availability ) Tj ET Q q 0 0 0 rg BT 150.34 165.10 Td (and ) Tj ET Q q 0 0 0 rg BT 167.77 165.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 186.88 165.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.20 165.10 Td (credit, ) Tj ET Q q 0 0 0 rg BT 226.46 165.10 Td (investor ) Tj ET Q q 0 0 0 rg BT 261.67 165.10 Td (and ) Tj ET Q q 0 0 0 rg BT 279.10 165.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 320.98 165.10 Td (confidence, ) Tj ET Q q 0 0 0 rg BT 370.33 165.10 Td (and ) Tj ET Q q 0 0 0 rg BT 387.77 165.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.98 165.10 Td (strength ) Tj ET Q q 0 0 0 rg BT 438.19 165.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.51 165.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.73 165.10 Td (economies ) Tj ET Q q 0 0 0 rg BT 510.48 165.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.26 165.10 Td (which ) Tj ET Q q 0 0 0 rg BT 548.69 165.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 153.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 93.19 153.10 Td (operate. ) Tj ET Q q 0 0 0 rg BT 127.18 153.10 Td (A) Tj ET Q q 0 0 0 rg BT 133.85 153.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.49 153.10 Td (poor ) Tj ET Q q 0 0 0 rg BT 157.47 153.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 198.99 153.10 Td (environment ) Tj ET Q q 0 0 0 rg BT 252.17 153.10 Td (could ) Tj ET Q q 0 0 0 rg BT 277.04 153.10 Td (result ) Tj ET Q q 0 0 0 rg BT 301.90 153.10 Td (in ) Tj ET Q q 0 0 0 rg BT 312.32 153.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 357.18 153.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 398.13 153.10 Td (in ) Tj ET Q q 0 0 0 rg BT 408.55 153.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 442.86 153.10 Td (for ) Tj ET Q q 0 0 0 rg BT 457.16 153.10 Td (our ) Tj ET Q q 0 0 0 rg BT 473.14 153.10 Td (products ) Tj ET Q q 0 0 0 rg BT 510.22 153.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.30 153.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 141.10 Td (including ) Tj ET Q q 0 0 0 rg BT 89.60 141.10 Td (the ) Tj ET Q q 0 0 0 rg BT 103.64 141.10 Td (delay ) Tj ET Q q 0 0 0 rg BT 127.12 141.10 Td (or ) Tj ET Q q 0 0 0 rg BT 137.27 141.10 Td (cancellation ) Tj ET Q q 0 0 0 rg BT 187.40 141.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.55 141.10 Td (current ) Tj ET Q q 0 0 0 rg BT 227.69 141.10 Td (or ) Tj ET Q q 0 0 0 rg BT 237.85 141.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 283.54 141.10 Td (projects, ) Tj ET Q q 0 0 0 rg BT 319.52 141.10 Td (or ) Tj ET Q q 0 0 0 rg BT 329.67 141.10 Td (could ) Tj ET Q q 0 0 0 rg BT 353.71 141.10 Td (present ) Tj ET Q q 0 0 0 rg BT 384.41 141.10 Td (dif) Tj ET Q q 0 0 0 rg BT 395.34 141.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 429.38 141.10 Td (in ) Tj ET Q q 0 0 0 rg BT 438.98 141.10 Td (collecting ) Tj ET Q q 0 0 0 rg BT 480.23 141.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 517.04 141.10 Td (receivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 129.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.48 129.10 Td (our ) Tj ET Q q 0 0 0 rg BT 86.85 129.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 129.43 129.10 Td (due ) Tj ET Q q 0 0 0 rg BT 145.91 129.10 Td (to ) Tj ET Q q 0 0 0 rg BT 155.73 129.10 Td (their ) Tj ET Q q 0 0 0 rg BT 176.09 129.10 Td (deteriorating ) Tj ET Q q 0 0 0 rg BT 229.22 129.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 266.24 129.10 Td (condition. ) Tj ET Q q 0 0 0 rg BT 308.55 129.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 326.14 129.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 359.84 129.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 402.43 129.10 Td (may ) Tj ET Q q 0 0 0 rg BT 421.68 129.10 Td (be ) Tj ET Q q 0 0 0 rg BT 433.16 129.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 469.62 129.10 Td (by ) Tj ET Q q 0 0 0 rg BT 481.66 129.10 Td (or ) Tj ET Q q 0 0 0 rg BT 492.03 129.10 Td (mer) Tj ET Q q 0 0 0 rg BT 507.40 129.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 523.87 129.10 Td (into ) Tj ET Q q 0 0 0 rg BT 541.47 129.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 117.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 80.81 117.10 Td (that ) Tj ET Q q 0 0 0 rg BT 97.73 117.10 Td (use ) Tj ET Q q 0 0 0 rg BT 112.99 117.10 Td (our ) Tj ET Q q 0 0 0 rg BT 128.25 117.10 Td (competitors' ) Tj ET Q q 0 0 0 rg BT 179.19 117.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 218.06 117.10 Td (or ) Tj ET Q q 0 0 0 rg BT 228.31 117.10 Td (they ) Tj ET Q q 0 0 0 rg BT 247.46 117.10 Td (may ) Tj ET Q q 0 0 0 rg BT 266.60 117.10 Td (decide ) Tj ET Q q 0 0 0 rg BT 294.62 117.10 Td (to ) Tj ET Q q 0 0 0 rg BT 304.33 117.10 Td (terminate ) Tj ET Q q 0 0 0 rg BT 344.02 117.10 Td (their ) Tj ET Q q 0 0 0 rg BT 364.27 117.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 417.30 117.10 Td (with ) Tj ET Q q 0 0 0 rg BT 437.01 117.10 Td (us ) Tj ET Q q 0 0 0 rg BT 447.83 117.10 Td (for ) Tj ET Q q 0 0 0 rg BT 461.41 117.10 Td (other ) Tj ET Q q 0 0 0 rg BT 483.89 117.10 Td (reasons. ) Tj ET Q q 0 0 0 rg BT 517.88 117.10 Td (As ) Tj ET Q q 0 0 0 rg BT 530.92 117.10 Td (a ) Tj ET Q q 0 0 0 rg BT 537.29 117.10 Td (result, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 105.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 105.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 87.77 105.10 Td (could ) Tj ET Q q 0 0 0 rg BT 112.49 105.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 143.86 105.10 Td (if ) Tj ET Q q 0 0 0 rg BT 152.47 105.10 Td (an ) Tj ET Q q 0 0 0 rg BT 164.40 105.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 198.57 105.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 237.72 105.10 Td (is ) Tj ET Q q 0 0 0 rg BT 246.89 105.10 Td (mer) Tj ET Q q 0 0 0 rg BT 262.26 105.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 279.20 105.10 Td (with ) Tj ET Q q 0 0 0 rg BT 299.48 105.10 Td (or ) Tj ET Q q 0 0 0 rg BT 310.31 105.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 347.23 105.10 Td (by ) Tj ET Q q 0 0 0 rg BT 359.73 105.10 Td (another ) Tj ET Q q 0 0 0 rg BT 392.22 105.10 Td (company ) Tj ET Q q 0 0 0 rg BT 431.37 105.10 Td (or ) Tj ET Q q 0 0 0 rg BT 442.20 105.10 Td (closed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 81.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 81.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 81.10 Td (could ) Tj ET Q q 0 0 0 rg BT 90.37 81.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 136.20 81.10 Td (be ) Tj ET Q q 0 0 0 rg BT 148.13 81.10 Td (required ) Tj ET Q q 0 0 0 rg BT 185.63 81.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.91 81.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 237.85 81.10 Td (an ) Tj ET Q q 0 0 0 rg BT 250.91 81.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 301.20 81.10 Td (of ) Tj ET Q q 0 0 0 rg BT 312.03 81.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 349.53 81.10 Td (or ) Tj ET Q q 0 0 0 rg BT 360.92 81.10 Td (other ) Tj ET Q q 0 0 0 rg BT 385.09 81.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 449.80 81.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 493.97 81.10 Td (assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 57.10 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 126.37 57.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 169.50 57.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.31 57.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 213.01 57.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.93 57.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.74 57.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 275.22 57.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 295.04 57.10 Td (by ) Tj ET Q q 0 0 0 rg BT 307.63 57.10 Td (us ) Tj ET Q q 0 0 0 rg BT 319.12 57.10 Td (to ) Tj ET Q q 0 0 0 rg BT 329.49 57.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 361.51 57.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 406.32 57.10 Td (over ) Tj ET Q q 0 0 0 rg BT 426.68 57.10 Td (the ) Tj ET Q q 0 0 0 rg BT 441.50 57.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 457.97 57.10 Td (value ) Tj ET Q q 0 0 0 rg BT 482.22 57.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.14 57.10 Td (their ) Tj ET Q q 0 0 0 rg BT 514.06 57.10 Td (net ) Tj ET Q q 0 0 0 rg BT 528.87 57.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 554.80 57.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 45.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.58 45.10 Td (date ) Tj ET Q q 0 0 0 rg BT 83.59 45.10 Td (of ) Tj ET Q q 0 0 0 rg BT 94.28 45.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 142.85 45.10 Td (The ) Tj ET Q q 0 0 0 rg BT 160.75 45.10 Td (Company) Tj ET Q q 0 0 0 rg BT 202.42 45.10 Td (s ) Tj ET Q q 0 0 0 rg BT 208.67 45.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 272.67 45.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 298.36 45.10 Td (are ) Tj ET Q q 0 0 0 rg BT 312.93 45.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 356.38 45.10 Td (with ) Tj ET Q q 0 0 0 rg BT 376.51 45.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.09 45.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 437.87 45.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 476.88 45.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 530.34 45.10 Td (existing ) Tj ET Q endstream endobj 27 0 obj <>] /Rotate 0 /Contents 28 0 R>> endobj 28 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.56 742.10 Td (those ) Tj ET Q q 0 0 0 rg BT 94.45 742.10 Td (property ) Tj ET Q q 0 0 0 rg BT 131.10 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.32 742.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 183.86 742.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 224.96 742.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 257.72 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 267.66 742.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 307.09 742.10 Td (using ) Tj ET Q q 0 0 0 rg BT 331.54 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 347.65 742.10 Td (property ) Tj ET Q q 0 0 0 rg BT 384.31 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 401.53 742.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 437.07 742.10 Td (data ) Tj ET Q q 0 0 0 rg BT 456.51 742.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 497.04 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.26 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 534.82 742.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (lar) Tj ET Q q 0 0 0 rg BT 60.37 730.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 71.93 730.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 111.81 730.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 154.48 730.10 Td (using ) Tj ET Q q 0 0 0 rg BT 178.28 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 193.74 730.10 Td (client ) Tj ET Q q 0 0 0 rg BT 218.08 730.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 267.41 730.10 Td (management ) Tj ET Q q 0 0 0 rg BT 320.63 730.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 357.19 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 367.09 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.44 730.10 Td (United ) Tj ET Q q 0 0 0 rg BT 410.78 730.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 438.83 730.10 Td (At ) Tj ET Q q 0 0 0 rg BT 450.95 730.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 509.16 730.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 533.79 730.10 Td (we ) Tj ET Q q 0 0 0 rg BT 547.58 730.10 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td ($402.2 ) Tj ET Q q 0 0 0 rg BT 79.81 718.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.70 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.01 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 121.65 718.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 159.52 718.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.27 718.10 Td ($30.9 ) Tj ET Q q 0 0 0 rg BT 201.08 718.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.97 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 232.29 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.93 718.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 306.88 718.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 349.18 718.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 374.83 718.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 404.89 718.10 Td (on ) Tj ET Q q 0 0 0 rg BT 417.20 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.73 718.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 478.62 718.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 531.47 718.10 Td (balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 75.23 706.10 Td (See ) Tj ET Q q 0 0 0 rg BT 91.86 706.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 113.48 706.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 120.66 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 130.63 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.03 706.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 199.99 706.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 239.38 706.10 Td (Statements ) Tj ET Q q 0 0 0 rg BT 285.45 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 299.30 706.10 Td (a ) Tj ET Q q 0 0 0 rg BT 305.92 706.10 Td (discussion ) Tj ET Q q 0 0 0 rg BT 349.78 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.29 706.10 Td (our ) Tj ET Q q 0 0 0 rg BT 375.81 706.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 413.55 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 430.17 706.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 494.00 706.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 536.18 706.10 Td (assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 694.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.42 694.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 101.07 694.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 138.96 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 155.74 694.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 219.73 694.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 262.06 694.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 287.73 694.10 Td (at ) Tj ET Q q 0 0 0 rg BT 297.29 694.10 Td (least ) Tj ET Q q 0 0 0 rg BT 317.95 694.10 Td (annually ) Tj ET Q q 0 0 0 rg BT 354.73 694.10 Td (for ) Tj ET Q q 0 0 0 rg BT 368.73 694.10 Td (any ) Tj ET Q q 0 0 0 rg BT 385.51 694.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 422.84 694.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 473.78 694.10 Td (If ) Tj ET Q q 0 0 0 rg BT 482.78 694.10 Td (it ) Tj ET Q q 0 0 0 rg BT 490.67 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 499.68 694.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 547.00 694.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 87.41 682.10 Td (or ) Tj ET Q q 0 0 0 rg BT 97.59 682.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 161.09 682.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 202.93 682.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 228.11 682.10 Td (have ) Tj ET Q q 0 0 0 rg BT 248.84 682.10 Td (been ) Tj ET Q q 0 0 0 rg BT 269.57 682.10 Td (impaired, ) Tj ET Q q 0 0 0 rg BT 309.46 682.10 Td (we ) Tj ET Q q 0 0 0 rg BT 322.98 682.10 Td (must ) Tj ET Q q 0 0 0 rg BT 344.28 682.10 Td (write ) Tj ET Q q 0 0 0 rg BT 366.68 682.10 Td (down ) Tj ET Q q 0 0 0 rg BT 390.75 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 404.82 682.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 442.23 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 458.52 682.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 522.02 682.10 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 76.37 670.10 Td (by ) Tj ET Q q 0 0 0 rg BT 89.42 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.68 670.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 137.72 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 149.09 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.36 670.10 Td (impairment, ) Tj ET Q q 0 0 0 rg BT 216.00 670.10 Td (with ) Tj ET Q q 0 0 0 rg BT 236.82 670.10 Td (a ) Tj ET Q q 0 0 0 rg BT 244.30 670.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 304.56 670.10 Td (char) Tj ET Q q 0 0 0 rg BT 321.58 670.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 334.06 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.89 670.10 Td (net ) Tj ET Q q 0 0 0 rg BT 360.15 670.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 394.91 670.10 Td (These ) Tj ET Q q 0 0 0 rg BT 421.83 670.10 Td (write ) Tj ET Q q 0 0 0 rg BT 445.42 670.10 Td (downs ) Tj ET Q q 0 0 0 rg BT 474.58 670.10 Td (could ) Tj ET Q q 0 0 0 rg BT 499.84 670.10 Td (have ) Tj ET Q q 0 0 0 rg BT 521.76 670.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.24 670.10 Td (material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 83.04 658.10 Td (ef) Tj ET Q q 0 0 0 rg BT 90.63 658.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 108.11 658.10 Td (on ) Tj ET Q q 0 0 0 rg BT 120.61 658.10 Td (our ) Tj ET Q q 0 0 0 rg BT 136.44 658.10 Td (results ) Tj ET Q q 0 0 0 rg BT 165.05 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 175.88 658.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 220.03 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 236.97 658.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 274.45 658.10 Td (condition.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (If ) Tj ET Q q 0 0 0 rg BT 59.46 634.10 Td (we ) Tj ET Q q 0 0 0 rg BT 72.80 634.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 88.92 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.94 634.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 138.41 634.10 Td (an ) Tj ET Q q 0 0 0 rg BT 151.21 634.10 Td (ef) Tj ET Q q 0 0 0 rg BT 158.79 634.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 187.67 634.10 Td (system ) Tj ET Q q 0 0 0 rg BT 217.12 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.69 634.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 262.71 634.10 Td (controls, ) Tj ET Q q 0 0 0 rg BT 300.79 634.10 Td (we ) Tj ET Q q 0 0 0 rg BT 314.13 634.10 Td (may ) Tj ET Q q 0 0 0 rg BT 333.58 634.10 Td (not ) Tj ET Q q 0 0 0 rg BT 349.16 634.10 Td (be ) Tj ET Q q 0 0 0 rg BT 360.83 634.10 Td (able ) Tj ET Q q 0 0 0 rg BT 380.28 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 390.30 634.10 Td (accurately ) Tj ET Q q 0 0 0 rg BT 435.29 634.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 478.63 634.10 Td (our ) Tj ET Q q 0 0 0 rg BT 495.32 634.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 534.78 634.10 Td (results ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.37 622.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 94.39 622.10 Td (fraud. ) Tj ET Q q 0 0 0 rg BT 121.78 622.10 Td (As ) Tj ET Q q 0 0 0 rg BT 134.81 622.10 Td (a ) Tj ET Q q 0 0 0 rg BT 142.29 622.10 Td (result, ) Tj ET Q q 0 0 0 rg BT 170.60 622.10 Td (our ) Tj ET Q q 0 0 0 rg BT 187.53 622.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 241.68 622.10 Td (could ) Tj ET Q q 0 0 0 rg BT 266.93 622.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 285.51 622.10 Td (confidence ) Tj ET Q q 0 0 0 rg BT 332.97 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 343.79 622.10 Td (our ) Tj ET Q q 0 0 0 rg BT 360.71 622.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 400.41 622.10 Td (results, ) Tj ET Q q 0 0 0 rg BT 432.62 622.10 Td (which ) Tj ET Q q 0 0 0 rg BT 460.10 622.10 Td (could ) Tj ET Q q 0 0 0 rg BT 485.36 622.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 510.06 622.10 Td (our ) Tj ET Q q 0 0 0 rg BT 526.99 622.10 Td (business ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.06 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 83.34 610.10 Td (market ) Tj ET Q q 0 0 0 rg BT 114.73 610.10 Td (value ) Tj ET Q q 0 0 0 rg BT 139.44 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.27 610.10 Td (our ) Tj ET Q q 0 0 0 rg BT 167.23 610.10 Td (common ) Tj ET Q q 0 0 0 rg BT 205.28 610.10 Td (shares.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 234.46 610.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 586.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 586.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.77 586.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 157.62 586.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 192.15 586.10 Td (over ) Tj ET Q q 0 0 0 rg BT 212.23 586.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 249.52 586.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 288.48 586.10 Td (are ) Tj ET Q q 0 0 0 rg BT 303.00 586.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 344.17 586.10 Td (for ) Tj ET Q q 0 0 0 rg BT 358.14 586.10 Td (us ) Tj ET Q q 0 0 0 rg BT 369.34 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 379.43 586.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 412.29 586.10 Td (reliable ) Tj ET Q q 0 0 0 rg BT 444.58 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.33 586.10 Td (accurate ) Tj ET Q q 0 0 0 rg BT 496.94 586.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 534.23 586.10 Td (reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.71 574.10 Td (ef) Tj ET Q q 0 0 0 rg BT 74.29 574.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 111.54 574.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 143.79 574.10 Td (fraud. ) Tj ET Q q 0 0 0 rg BT 169.50 574.10 Td (W) Tj ET Q q 0 0 0 rg BT 178.13 574.10 Td (e ) Tj ET Q q 0 0 0 rg BT 184.84 574.10 Td (may ) Tj ET Q q 0 0 0 rg BT 204.32 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 214.37 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.85 574.10 Td (future ) Tj ET Q q 0 0 0 rg BT 255.00 574.10 Td (discover ) Tj ET Q q 0 0 0 rg BT 291.14 574.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 313.94 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.54 574.10 Td (our ) Tj ET Q q 0 0 0 rg BT 340.14 574.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 372.95 574.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 407.43 574.10 Td (that ) Tj ET Q q 0 0 0 rg BT 424.69 574.10 Td (need ) Tj ET Q q 0 0 0 rg BT 445.84 574.10 Td (improvement. ) Tj ET Q q 0 0 0 rg BT 503.92 574.10 Td (Section404 ) Tj ET Q q 0 0 0 rg BT 553.69 574.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.61 562.10 Td (Sarbanes-Oxley ) Tj ET Q q 0 0 0 rg BT 130.35 562.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 147.18 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.90 562.10 Td (2002, ) Tj ET Q q 0 0 0 rg BT 182.80 562.10 Td (or ) Tj ET Q q 0 0 0 rg BT 193.52 562.10 Td (\(SOX\), ) Tj ET Q q 0 0 0 rg BT 233.96 562.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 268.56 562.10 Td (us ) Tj ET Q q 0 0 0 rg BT 279.85 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 290.02 562.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 325.73 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 342.56 562.10 Td (report ) Tj ET Q q 0 0 0 rg BT 368.83 562.10 Td (on ) Tj ET Q q 0 0 0 rg BT 381.23 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.84 562.10 Td (ef) Tj ET Q q 0 0 0 rg BT 403.43 562.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 450.25 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.97 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 476.70 562.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 509.63 562.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 544.25 562.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.55 550.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 126.77 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.78 550.10 Td (have ) Tj ET Q q 0 0 0 rg BT 165.22 550.10 Td (our ) Tj ET Q q 0 0 0 rg BT 181.12 550.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 232.56 550.10 Td (auditors ) Tj ET Q q 0 0 0 rg BT 267.35 550.10 Td (as ) Tj ET Q q 0 0 0 rg BT 278.25 550.10 Td (well ) Tj ET Q q 0 0 0 rg BT 298.03 550.10 Td (issue ) Tj ET Q q 0 0 0 rg BT 320.60 550.10 Td (their ) Tj ET Q q 0 0 0 rg BT 341.49 550.10 Td (own ) Tj ET Q q 0 0 0 rg BT 361.28 550.10 Td (opinion ) Tj ET Q q 0 0 0 rg BT 394.41 550.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 435.29 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.08 550.10 Td (ef) Tj ET Q q 0 0 0 rg BT 457.67 550.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 504.66 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 515.56 550.10 Td (our ) Tj ET Q q 0 0 0 rg BT 531.46 550.10 Td (internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (control ) Tj ET Q q 0 0 0 rg BT 81.12 538.10 Td (over ) Tj ET Q q 0 0 0 rg BT 101.68 538.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 139.45 538.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 178.90 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.13 538.10 Td (related ) Tj ET Q q 0 0 0 rg BT 226.13 538.10 Td (disclosures. ) Tj ET Q q 0 0 0 rg BT 275.66 538.10 Td (While ) Tj ET Q q 0 0 0 rg BT 302.88 538.10 Td (we ) Tj ET Q q 0 0 0 rg BT 317.34 538.10 Td (continually ) Tj ET Q q 0 0 0 rg BT 365.12 538.10 Td (undertake ) Tj ET Q q 0 0 0 rg BT 407.34 538.10 Td (ef) Tj ET Q q 0 0 0 rg BT 414.93 538.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 436.05 538.10 Td (to ) Tj ET Q q 0 0 0 rg BT 446.62 538.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 484.40 538.10 Td (an ) Tj ET Q q 0 0 0 rg BT 496.63 538.10 Td (ef) Tj ET Q q 0 0 0 rg BT 504.22 538.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 534.22 538.10 Td (system ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.15 526.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 94.51 526.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 129.55 526.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.80 526.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 195.71 526.10 Td (with ) Tj ET Q q 0 0 0 rg BT 216.31 526.10 Td (SOX, ) Tj ET Q q 0 0 0 rg BT 241.63 526.10 Td (we ) Tj ET Q q 0 0 0 rg BT 256.11 526.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 285.58 526.10 Td (always ) Tj ET Q q 0 0 0 rg BT 316.17 526.10 Td (be ) Tj ET Q q 0 0 0 rg BT 328.43 526.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 358.45 526.10 Td (that ) Tj ET Q q 0 0 0 rg BT 376.26 526.10 Td (we ) Tj ET Q q 0 0 0 rg BT 390.74 526.10 Td (will ) Tj ET Q q 0 0 0 rg BT 409.12 526.10 Td (be ) Tj ET Q q 0 0 0 rg BT 421.38 526.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 465.29 526.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.89 526.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 526.48 526.10 Td (adequate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (control ) Tj ET Q q 0 0 0 rg BT 81.18 514.10 Td (over ) Tj ET Q q 0 0 0 rg BT 101.81 514.10 Td (our ) Tj ET Q q 0 0 0 rg BT 117.99 514.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 155.83 514.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 195.34 514.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.64 514.10 Td (related ) Tj ET Q q 0 0 0 rg BT 242.70 514.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 280.53 514.10 Td (processes. ) Tj ET Q q 0 0 0 rg BT 324.21 514.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 379.55 514.10 Td (as ) Tj ET Q q 0 0 0 rg BT 390.74 514.10 Td (we ) Tj ET Q q 0 0 0 rg BT 405.25 514.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 428.66 514.10 Td (our ) Tj ET Q q 0 0 0 rg BT 444.85 514.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 484.10 514.10 Td (our ) Tj ET Q q 0 0 0 rg BT 500.28 514.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 533.68 514.10 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 88.40 502.10 Td (may ) Tj ET Q q 0 0 0 rg BT 109.03 502.10 Td (become ) Tj ET Q q 0 0 0 rg BT 143.54 502.10 Td (more ) Tj ET Q q 0 0 0 rg BT 167.50 502.10 Td (complex, ) Tj ET Q q 0 0 0 rg BT 207.85 502.10 Td (and ) Tj ET Q q 0 0 0 rg BT 225.71 502.10 Td (could ) Tj ET Q q 0 0 0 rg BT 251.34 502.10 Td (possibly ) Tj ET Q q 0 0 0 rg BT 288.10 502.10 Td (require ) Tj ET Q q 0 0 0 rg BT 319.83 502.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 373.23 502.10 Td (more ) Tj ET Q q 0 0 0 rg BT 397.19 502.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 438.37 502.10 Td (to ) Tj ET Q q 0 0 0 rg BT 449.56 502.10 Td (ensure ) Tj ET Q q 0 0 0 rg BT 479.08 502.10 Td (our ) Tj ET Q q 0 0 0 rg BT 495.82 502.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 529.78 502.10 Td (controls ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 80.72 490.10 Td (ef) Tj ET Q q 0 0 0 rg BT 88.31 490.10 Td (fective. ) Tj ET Q q 0 0 0 rg BT 120.97 490.10 Td (If ) Tj ET Q q 0 0 0 rg BT 130.58 490.10 Td (we ) Tj ET Q q 0 0 0 rg BT 145.20 490.10 Td (or ) Tj ET Q q 0 0 0 rg BT 156.49 490.10 Td (our ) Tj ET Q q 0 0 0 rg BT 172.77 490.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 224.60 490.10 Td (auditors ) Tj ET Q q 0 0 0 rg BT 259.78 490.10 Td (discover ) Tj ET Q q 0 0 0 rg BT 296.61 490.10 Td (a ) Tj ET Q q 0 0 0 rg BT 304.00 490.10 Td (material ) Tj ET Q q 0 0 0 rg BT 339.72 490.10 Td (weakness ) Tj ET Q q 0 0 0 rg BT 381.00 490.10 Td (or ) Tj ET Q q 0 0 0 rg BT 392.28 490.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 437.45 490.10 Td (deficiency ) Tj ET Q q 0 0 0 rg BT 482.05 490.10 Td (in ) Tj ET Q q 0 0 0 rg BT 492.78 490.10 Td (our ) Tj ET Q q 0 0 0 rg BT 509.07 490.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 544.24 490.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.62 478.10 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 129.41 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.27 478.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 187.45 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.42 478.10 Td (that ) Tj ET Q q 0 0 0 rg BT 216.05 478.10 Td (fact, ) Tj ET Q q 0 0 0 rg BT 236.18 478.10 Td (even ) Tj ET Q q 0 0 0 rg BT 257.69 478.10 Td (if ) Tj ET Q q 0 0 0 rg BT 266.44 478.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 319.06 478.10 Td (remedied, ) Tj ET Q q 0 0 0 rg BT 361.40 478.10 Td (could ) Tj ET Q q 0 0 0 rg BT 386.26 478.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 438.89 478.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 468.17 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 483.02 478.10 Td (market ) Tj ET Q q 0 0 0 rg BT 513.43 478.10 Td (value ) Tj ET Q q 0 0 0 rg BT 537.72 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 548.69 478.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (common ) Tj ET Q q 0 0 0 rg BT 87.54 466.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 113.70 466.10 Td (In ) Tj ET Q q 0 0 0 rg BT 124.57 466.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 162.39 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.16 466.10 Td (existence ) Tj ET Q q 0 0 0 rg BT 216.90 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.78 466.10 Td (any ) Tj ET Q q 0 0 0 rg BT 244.77 466.10 Td (material ) Tj ET Q q 0 0 0 rg BT 280.07 466.10 Td (weakness ) Tj ET Q q 0 0 0 rg BT 320.94 466.10 Td (or ) Tj ET Q q 0 0 0 rg BT 331.81 466.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 376.57 466.10 Td (deficiency ) Tj ET Q q 0 0 0 rg BT 420.76 466.10 Td (may ) Tj ET Q q 0 0 0 rg BT 440.52 466.10 Td (require ) Tj ET Q q 0 0 0 rg BT 471.38 466.10 Td (management ) Tj ET Q q 0 0 0 rg BT 525.02 466.10 Td (to ) Tj ET Q q 0 0 0 rg BT 535.34 466.10 Td (devote ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 94.69 454.10 Td (time ) Tj ET Q q 0 0 0 rg BT 114.95 454.10 Td (and ) Tj ET Q q 0 0 0 rg BT 131.87 454.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 154.90 454.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 199.60 454.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 234.29 454.10 Td (to ) Tj ET Q q 0 0 0 rg BT 244.55 454.10 Td (remediate ) Tj ET Q q 0 0 0 rg BT 286.45 454.10 Td (any ) Tj ET Q q 0 0 0 rg BT 303.37 454.10 Td (such ) Tj ET Q q 0 0 0 rg BT 324.18 454.10 Td (weaknesses, ) Tj ET Q q 0 0 0 rg BT 375.82 454.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.74 454.10 Td (management ) Tj ET Q q 0 0 0 rg BT 446.31 454.10 Td (may ) Tj ET Q q 0 0 0 rg BT 466.01 454.10 Td (not ) Tj ET Q q 0 0 0 rg BT 481.27 454.10 Td (be ) Tj ET Q q 0 0 0 rg BT 493.19 454.10 Td (able ) Tj ET Q q 0 0 0 rg BT 512.33 454.10 Td (to ) Tj ET Q q 0 0 0 rg BT 522.59 454.10 Td (remediate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (same ) Tj ET Q q 0 0 0 rg BT 73.05 442.10 Td (in ) Tj ET Q q 0 0 0 rg BT 83.33 442.10 Td (a ) Tj ET Q q 0 0 0 rg BT 90.26 442.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 118.32 442.10 Td (manner) Tj ET Q q 0 0 0 rg BT 147.75 442.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 418.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 418.10 Td (may ) Tj ET Q q 0 0 0 rg BT 84.80 418.10 Td (have ) Tj ET Q q 0 0 0 rg BT 106.74 418.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 146.46 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.74 418.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 188.68 418.10 Td (than ) Tj ET Q q 0 0 0 rg BT 210.08 418.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 258.13 418.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 273.41 418.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 394.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 103.98 394.10 Td (future ) Tj ET Q q 0 0 0 rg BT 130.29 394.10 Td (income ) Tj ET Q q 0 0 0 rg BT 162.16 394.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 185.14 394.10 Td (could ) Tj ET Q q 0 0 0 rg BT 209.79 394.10 Td (be ) Tj ET Q q 0 0 0 rg BT 221.66 394.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 262.41 394.10 Td (af) Tj ET Q q 0 0 0 rg BT 270.00 394.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 296.86 394.10 Td (by ) Tj ET Q q 0 0 0 rg BT 309.29 394.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 345.60 394.10 Td (being ) Tj ET Q q 0 0 0 rg BT 370.25 394.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 395.45 394.10 Td (than ) Tj ET Q q 0 0 0 rg BT 415.10 394.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 461.40 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 471.61 394.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 523.49 394.10 Td (where ) Tj ET Q q 0 0 0 rg BT 550.35 394.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (have ) Tj ET Q q 0 0 0 rg BT 71.22 382.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 96.34 382.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 133.68 382.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 148.24 382.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 169.46 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.24 382.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 214.14 382.10 Td (than ) Tj ET Q q 0 0 0 rg BT 233.70 382.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 279.91 382.10 Td (in ) Tj ET Q q 0 0 0 rg BT 290.03 382.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 341.82 382.10 Td (where ) Tj ET Q q 0 0 0 rg BT 368.60 382.10 Td (we ) Tj ET Q q 0 0 0 rg BT 382.60 382.10 Td (have ) Tj ET Q q 0 0 0 rg BT 403.82 382.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 431.72 382.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 469.06 382.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 483.62 382.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 507.34 382.10 Td (by ) Tj ET Q q 0 0 0 rg BT 519.69 382.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 554.24 382.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.88 370.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 106.76 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.76 370.10 Td (our ) Tj ET Q q 0 0 0 rg BT 135.75 370.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 172.72 370.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 188.61 370.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 215.60 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.71 370.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 277.09 370.10 Td (or ) Tj ET Q q 0 0 0 rg BT 289.09 370.10 Td (due ) Tj ET Q q 0 0 0 rg BT 307.19 370.10 Td (to ) Tj ET Q q 0 0 0 rg BT 318.64 370.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 354.51 370.10 Td (in ) Tj ET Q q 0 0 0 rg BT 365.95 370.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 381.84 370.10 Td (laws, ) Tj ET Q q 0 0 0 rg BT 406.33 370.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 456.93 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.04 370.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 522.57 370.10 Td (principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (concerning ) Tj ET Q q 0 0 0 rg BT 97.55 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.89 358.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 159.89 358.10 Td (for ) Tj ET Q q 0 0 0 rg BT 174.67 358.10 Td (income ) Tj ET Q q 0 0 0 rg BT 207.23 358.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 230.90 358.10 Td (in ) Tj ET Q q 0 0 0 rg BT 241.81 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.15 358.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 296.38 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.94 358.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 345.94 358.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 398.51 358.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.41 358.10 Td (which ) Tj ET Q q 0 0 0 rg BT 436.98 358.10 Td (we ) Tj ET Q q 0 0 0 rg BT 451.76 358.10 Td (conduct ) Tj ET Q q 0 0 0 rg BT 486.54 358.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 533.60 358.10 Td (W) Tj ET Q q 0 0 0 rg BT 542.24 358.10 Td (e ) Tj ET Q q 0 0 0 rg BT 549.80 358.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.88 346.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.20 346.10 Td (regular ) Tj ET Q q 0 0 0 rg BT 122.07 346.10 Td (review ) Tj ET Q q 0 0 0 rg BT 151.83 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 168.82 346.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 191.36 346.10 Td (by ) Tj ET Q q 0 0 0 rg BT 203.91 346.10 Td (both ) Tj ET Q q 0 0 0 rg BT 224.24 346.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 262.89 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 279.88 346.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 311.31 346.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 326.08 346.10 Td (authorities. ) Tj ET Q q 0 0 0 rg BT 372.78 346.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 392.55 346.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 425.64 346.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 462.62 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.50 346.10 Td (such ) Tj ET Q q 0 0 0 rg BT 494.38 346.10 Td (a ) Tj ET Q q 0 0 0 rg BT 501.37 346.10 Td (review ) Tj ET Q q 0 0 0 rg BT 531.13 346.10 Td (or ) Tj ET Q q 0 0 0 rg BT 542.01 346.10 Td (audit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (could ) Tj ET Q q 0 0 0 rg BT 75.40 334.10 Td (have ) Tj ET Q q 0 0 0 rg BT 97.47 334.10 Td (a ) Tj ET Q q 0 0 0 rg BT 105.09 334.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 142.15 334.10 Td (ef) Tj ET Q q 0 0 0 rg BT 149.74 334.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 167.91 334.10 Td (on ) Tj ET Q q 0 0 0 rg BT 181.09 334.10 Td (our ) Tj ET Q q 0 0 0 rg BT 197.61 334.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 238.56 334.10 Td (results ) Tj ET Q q 0 0 0 rg BT 267.85 334.10 Td (and ) Tj ET Q q 0 0 0 rg BT 285.48 334.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 323.65 334.10 Td (condition. ) Tj ET Q q 0 0 0 rg BT 367.10 334.10 Td (In ) Tj ET Q q 0 0 0 rg BT 378.62 334.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 417.08 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 432.48 334.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 491.21 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 502.72 334.10 Td (our ) Tj ET Q q 0 0 0 rg BT 519.24 334.10 Td (worldwide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 90.26 322.10 Td (for ) Tj ET Q q 0 0 0 rg BT 104.40 322.10 Td (income ) Tj ET Q q 0 0 0 rg BT 136.32 322.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 159.35 322.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 194.04 322.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 238.73 322.10 Td (judgment, ) Tj ET Q q 0 0 0 rg BT 281.48 322.10 Td (and ) Tj ET Q q 0 0 0 rg BT 298.41 322.10 Td (there ) Tj ET Q q 0 0 0 rg BT 320.87 322.10 Td (are ) Tj ET Q q 0 0 0 rg BT 335.56 322.10 Td (some ) Tj ET Q q 0 0 0 rg BT 359.15 322.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 409.40 322.10 Td (for ) Tj ET Q q 0 0 0 rg BT 423.54 322.10 Td (which ) Tj ET Q q 0 0 0 rg BT 450.46 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.16 322.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 500.41 322.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 515.11 322.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 555.35 322.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (uncertain. ) Tj ET Q q 0 0 0 rg BT 91.00 310.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 130.44 310.10 Td (we ) Tj ET Q q 0 0 0 rg BT 143.77 310.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 174.31 310.10 Td (our ) Tj ET Q q 0 0 0 rg BT 189.30 310.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 228.18 310.10 Td (are ) Tj ET Q q 0 0 0 rg BT 242.05 310.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 286.47 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 302.57 310.10 Td (appropriate, ) Tj ET Q q 0 0 0 rg BT 352.27 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 366.15 310.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 400.58 310.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 414.47 310.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 450.56 310.10 Td (may ) Tj ET Q q 0 0 0 rg BT 469.45 310.10 Td (dif) Tj ET Q q 0 0 0 rg BT 480.37 310.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 493.14 310.10 Td (from ) Tj ET Q q 0 0 0 rg BT 514.24 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.12 310.10 Td (amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 88.75 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 100.31 298.10 Td (our ) Tj ET Q q 0 0 0 rg BT 117.42 298.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 156.18 298.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 202.17 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 220.39 298.10 Td (may ) Tj ET Q q 0 0 0 rg BT 241.38 298.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 285.70 298.10 Td (af) Tj ET Q q 0 0 0 rg BT 293.29 298.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 312.05 298.10 Td (our ) Tj ET Q q 0 0 0 rg BT 329.16 298.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 367.92 298.10 Td (results ) Tj ET Q q 0 0 0 rg BT 397.81 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.36 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 425.36 298.10 Td (period ) Tj ET Q q 0 0 0 rg BT 454.69 298.10 Td (or ) Tj ET Q q 0 0 0 rg BT 466.79 298.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 500.01 298.10 Td (for ) Tj ET Q q 0 0 0 rg BT 515.45 298.10 Td (which ) Tj ET Q q 0 0 0 rg BT 543.67 298.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 108.04 286.10 Td (is ) Tj ET Q q 0 0 0 rg BT 117.21 286.10 Td (made.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 262.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 262.10 Td (may ) Tj ET Q q 0 0 0 rg BT 84.80 262.10 Td (not ) Tj ET Q q 0 0 0 rg BT 100.64 262.10 Td (be ) Tj ET Q q 0 0 0 rg BT 112.58 262.10 Td (able ) Tj ET Q q 0 0 0 rg BT 132.30 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.58 262.10 Td (secure ) Tj ET Q q 0 0 0 rg BT 171.74 262.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 215.91 262.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 258.42 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 268.70 262.10 Td (support ) Tj ET Q q 0 0 0 rg BT 302.32 262.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 332.60 262.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 389.55 262.10 Td (when ) Tj ET Q q 0 0 0 rg BT 414.28 262.10 Td (needed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 238.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 238.10 Td (e ) Tj ET Q q 0 0 0 rg BT 101.06 238.10 Td (may ) Tj ET Q q 0 0 0 rg BT 120.26 238.10 Td (need ) Tj ET Q q 0 0 0 rg BT 141.12 238.10 Td (to ) Tj ET Q q 0 0 0 rg BT 150.88 238.10 Td (raise ) Tj ET Q q 0 0 0 rg BT 171.74 238.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 213.72 238.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 237.92 238.10 Td (in ) Tj ET Q q 0 0 0 rg BT 247.69 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.89 238.10 Td (future ) Tj ET Q q 0 0 0 rg BT 287.75 238.10 Td (in ) Tj ET Q q 0 0 0 rg BT 297.51 238.10 Td (order ) Tj ET Q q 0 0 0 rg BT 320.59 238.10 Td (to ) Tj ET Q q 0 0 0 rg BT 330.35 238.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 350.67 238.10 Td (new ) Tj ET Q q 0 0 0 rg BT 369.31 238.10 Td (product ) Tj ET Q q 0 0 0 rg BT 401.84 238.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 457.98 238.10 Td (or) Tj ET Q q 0 0 0 rg BT 466.13 238.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 489.77 238.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 520.08 238.10 Td (initiatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 82.07 226.10 Td (new ) Tj ET Q q 0 0 0 rg BT 101.37 226.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 148.74 226.10 Td (or ) Tj ET Q q 0 0 0 rg BT 159.71 226.10 Td (for ) Tj ET Q q 0 0 0 rg BT 174.02 226.10 Td (other ) Tj ET Q q 0 0 0 rg BT 197.21 226.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 237.32 226.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 257.19 226.10 Td (required ) Tj ET Q q 0 0 0 rg BT 293.14 226.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 335.78 226.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 376.19 226.10 Td (may ) Tj ET Q q 0 0 0 rg BT 396.05 226.10 Td (not ) Tj ET Q q 0 0 0 rg BT 411.47 226.10 Td (be ) Tj ET Q q 0 0 0 rg BT 423.55 226.10 Td (available ) Tj ET Q q 0 0 0 rg BT 462.29 226.10 Td (on ) Tj ET Q q 0 0 0 rg BT 474.93 226.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 499.79 226.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 540.19 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 550.61 226.10 Td (us, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.03 214.10 Td (at ) Tj ET Q q 0 0 0 rg BT 70.95 214.10 Td (all. ) Tj ET Q q 0 0 0 rg BT 86.15 214.10 Td (If ) Tj ET Q q 0 0 0 rg BT 95.51 214.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 133.74 214.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 158.67 214.10 Td (are ) Tj ET Q q 0 0 0 rg BT 173.57 214.10 Td (not ) Tj ET Q q 0 0 0 rg BT 189.05 214.10 Td (available ) Tj ET Q q 0 0 0 rg BT 227.85 214.10 Td (on ) Tj ET Q q 0 0 0 rg BT 240.55 214.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 285.44 214.10 Td (terms, ) Tj ET Q q 0 0 0 rg BT 312.85 214.10 Td (we ) Tj ET Q q 0 0 0 rg BT 327.22 214.10 Td (may ) Tj ET Q q 0 0 0 rg BT 347.13 214.10 Td (be ) Tj ET Q q 0 0 0 rg BT 359.27 214.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 388.63 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 399.11 214.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 421.25 214.10 Td (our ) Tj ET Q q 0 0 0 rg BT 437.28 214.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 473.85 214.10 Td (business ) Tj ET Q q 0 0 0 rg BT 510.45 214.10 Td (objectives ) Tj ET Q q 0 0 0 rg BT 553.69 214.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 87.13 202.10 Td (ef) Tj ET Q q 0 0 0 rg BT 94.72 202.10 Td (fectively) Tj ET Q q 0 0 0 rg BT 129.05 202.10 Td (, ) Tj ET Q q 0 0 0 rg BT 134.81 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 152.50 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 167.98 202.10 Td (future ) Tj ET Q q 0 0 0 rg BT 195.11 202.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 226.70 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.29 202.10 Td (our ) Tj ET Q q 0 0 0 rg BT 254.88 202.10 Td (business ) Tj ET Q q 0 0 0 rg BT 292.03 202.10 Td (could ) Tj ET Q q 0 0 0 rg BT 317.50 202.10 Td (be ) Tj ET Q q 0 0 0 rg BT 330.20 202.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 371.78 202.10 Td (impacted. ) Tj ET Q q 0 0 0 rg BT 414.18 202.10 Td (If ) Tj ET Q q 0 0 0 rg BT 424.10 202.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 467.35 202.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 492.83 202.10 Td (are ) Tj ET Q q 0 0 0 rg BT 508.30 202.10 Td (raised ) Tj ET Q q 0 0 0 rg BT 535.43 202.10 Td (by ) Tj ET Q q 0 0 0 rg BT 548.69 202.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (issuing ) Tj ET Q q 0 0 0 rg BT 81.01 190.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 108.67 190.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 151.60 190.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 204.82 190.10 Td (may ) Tj ET Q q 0 0 0 rg BT 224.70 190.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 270.67 190.10 Td (dilution ) Tj ET Q q 0 0 0 rg BT 304.45 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 315.45 190.10 Td (their ) Tj ET Q q 0 0 0 rg BT 336.44 190.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 380.77 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.87 190.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 439.41 190.10 Td (interests, ) Tj ET Q q 0 0 0 rg BT 477.90 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 495.01 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.90 190.10 Td (newly ) Tj ET Q q 0 0 0 rg BT 537.00 190.10 Td (issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 90.44 178.10 Td (may ) Tj ET Q q 0 0 0 rg BT 110.33 178.10 Td (have ) Tj ET Q q 0 0 0 rg BT 131.87 178.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 157.33 178.10 Td (superior ) Tj ET Q q 0 0 0 rg BT 192.77 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.22 178.10 Td (those ) Tj ET Q q 0 0 0 rg BT 227.00 178.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.00 178.10 Td (our ) Tj ET Q q 0 0 0 rg BT 254.00 178.10 Td (common ) Tj ET Q q 0 0 0 rg BT 291.67 178.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 317.95 178.10 Td (If ) Tj ET Q q 0 0 0 rg BT 327.28 178.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 369.95 178.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 394.84 178.10 Td (are ) Tj ET Q q 0 0 0 rg BT 409.72 178.10 Td (raised ) Tj ET Q q 0 0 0 rg BT 436.27 178.10 Td (by ) Tj ET Q q 0 0 0 rg BT 448.94 178.10 Td (our ) Tj ET Q q 0 0 0 rg BT 464.94 178.10 Td (issuing ) Tj ET Q q 0 0 0 rg BT 495.96 178.10 Td (debt, ) Tj ET Q q 0 0 0 rg BT 518.34 178.10 Td (we ) Tj ET Q q 0 0 0 rg BT 532.68 178.10 Td (may ) Tj ET Q q 0 0 0 rg BT 552.57 178.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.83 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.10 166.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 135.82 166.10 Td (market ) Tj ET Q q 0 0 0 rg BT 166.08 166.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 187.47 166.10 Td (related ) Tj ET Q q 0 0 0 rg BT 217.17 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.45 166.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 259.38 166.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 283.26 166.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.20 166.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 340.46 166.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 361.86 166.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 402.67 166.10 Td (limitations ) Tj ET Q q 0 0 0 rg BT 447.95 166.10 Td (on ) Tj ET Q q 0 0 0 rg BT 460.45 166.10 Td (our ) Tj ET Q q 0 0 0 rg BT 476.28 166.10 Td (activities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (Our future growth may depend in part on acquiring other businesses in our industry) Tj ET Q q 0 0 0 rg BT 397.21 142.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.71 142.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 118.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 118.10 Td (e ) Tj ET Q q 0 0 0 rg BT 101.14 118.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 129.30 118.10 Td (to ) Tj ET Q q 0 0 0 rg BT 139.15 118.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 175.65 118.10 Td (to ) Tj ET Q q 0 0 0 rg BT 185.49 118.10 Td (grow) Tj ET Q q 0 0 0 rg BT 205.40 118.10 Td (, ) Tj ET Q q 0 0 0 rg BT 209.96 118.10 Td (in ) Tj ET Q q 0 0 0 rg BT 219.81 118.10 Td (part, ) Tj ET Q q 0 0 0 rg BT 239.92 118.10 Td (by ) Tj ET Q q 0 0 0 rg BT 251.99 118.10 Td (making ) Tj ET Q q 0 0 0 rg BT 284.05 118.10 Td (business ) Tj ET Q q 0 0 0 rg BT 320.01 118.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 372.35 118.10 Td (In ) Tj ET Q q 0 0 0 rg BT 382.75 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.03 118.10 Td (past, ) Tj ET Q q 0 0 0 rg BT 417.71 118.10 Td (we ) Tj ET Q q 0 0 0 rg BT 431.43 118.10 Td (have ) Tj ET Q q 0 0 0 rg BT 452.38 118.10 Td (made ) Tj ET Q q 0 0 0 rg BT 476.10 118.10 Td (accretive ) Tj ET Q q 0 0 0 rg BT 514.25 118.10 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.72 106.10 Td (broaden ) Tj ET Q q 0 0 0 rg BT 93.87 106.10 Td (our ) Tj ET Q q 0 0 0 rg BT 109.15 106.10 Td (product ) Tj ET Q q 0 0 0 rg BT 141.64 106.10 Td (and ) Tj ET Q q 0 0 0 rg BT 158.02 106.10 Td (service ) Tj ET Q q 0 0 0 rg BT 188.28 106.10 Td (of) Tj ET Q q 0 0 0 rg BT 196.43 106.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 228.64 106.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 259.46 106.10 Td (our ) Tj ET Q q 0 0 0 rg BT 274.73 106.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 320.83 106.10 Td (and ) Tj ET Q q 0 0 0 rg BT 337.21 106.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 359.14 106.10 Td (new ) Tj ET Q q 0 0 0 rg BT 377.74 106.10 Td (geographic ) Tj ET Q q 0 0 0 rg BT 424.11 106.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 460.07 106.10 Td (W) Tj ET Q q 0 0 0 rg BT 468.71 106.10 Td (e ) Tj ET Q q 0 0 0 rg BT 475.09 106.10 Td (may ) Tj ET Q q 0 0 0 rg BT 494.25 106.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 530.63 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 540.35 106.10 Td (make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (selective ) Tj ET Q q 0 0 0 rg BT 87.87 94.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 141.02 94.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 163.89 94.10 Td (into ) Tj ET Q q 0 0 0 rg BT 182.33 94.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 203.55 94.10 Td (ventures, ) Tj ET Q q 0 0 0 rg BT 242.82 94.10 Td (or ) Tj ET Q q 0 0 0 rg BT 254.03 94.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 295.79 94.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 326.99 94.10 Td (in ) Tj ET Q q 0 0 0 rg BT 337.66 94.10 Td (other ) Tj ET Q q 0 0 0 rg BT 361.09 94.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 409.50 94.10 Td (business ) Tj ET Q q 0 0 0 rg BT 446.28 94.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 496.94 94.10 Td (or ) Tj ET Q q 0 0 0 rg BT 508.15 94.10 Td (arrangements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.60 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.43 82.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 123.93 82.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 159.30 82.10 Td (will ) Tj ET Q q 0 0 0 rg BT 177.47 82.10 Td (strengthen ) Tj ET Q q 0 0 0 rg BT 221.73 82.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 245.73 82.10 Td (However) Tj ET Q q 0 0 0 rg BT 281.98 82.10 Td (, ) Tj ET Q q 0 0 0 rg BT 287.09 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.92 82.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 343.96 82.10 Td (success ) Tj ET Q q 0 0 0 rg BT 376.56 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 387.50 82.10 Td (our ) Tj ET Q q 0 0 0 rg BT 403.44 82.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 449.93 82.10 Td (program ) Tj ET Q q 0 0 0 rg BT 486.42 82.10 Td (will ) Tj ET Q q 0 0 0 rg BT 504.58 82.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 536.07 82.10 Td (on ) Tj ET Q q 0 0 0 rg BT 548.68 82.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 78.02 70.10 Td (to ) Tj ET Q q 0 0 0 rg BT 88.27 70.10 Td (find ) Tj ET Q q 0 0 0 rg BT 106.85 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 123.76 70.10 Td (buy ) Tj ET Q q 0 0 0 rg BT 141.23 70.10 Td (other ) Tj ET Q q 0 0 0 rg BT 164.25 70.10 Td (attractive ) Tj ET Q q 0 0 0 rg BT 203.92 70.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 248.61 70.10 Td (at ) Tj ET Q q 0 0 0 rg BT 258.30 70.10 Td (a ) Tj ET Q q 0 0 0 rg BT 265.21 70.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 310.43 70.10 Td (price, ) Tj ET Q q 0 0 0 rg BT 335.39 70.10 Td (access ) Tj ET Q q 0 0 0 rg BT 363.39 70.10 Td (to ) Tj ET Q q 0 0 0 rg BT 373.64 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 388.33 70.10 Td (requisite ) Tj ET Q q 0 0 0 rg BT 425.23 70.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 465.47 70.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 505.70 70.10 Td (if ) Tj ET Q q 0 0 0 rg BT 514.28 70.10 Td (needed, ) Tj ET Q q 0 0 0 rg BT 547.56 70.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 58.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 97.76 58.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 134.68 58.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 179.40 58.10 Td (into ) Tj ET Q q 0 0 0 rg BT 197.46 58.10 Td (our ) Tj ET Q q 0 0 0 rg BT 213.29 58.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 247.46 58.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 291.61 58.10 Td (and ) Tj ET Q q 0 0 0 rg BT 308.55 58.10 Td (there ) Tj ET Q q 0 0 0 rg BT 331.04 58.10 Td (is ) Tj ET Q q 0 0 0 rg BT 340.21 58.10 Td (no ) Tj ET Q q 0 0 0 rg BT 352.71 58.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 394.07 58.10 Td (that ) Tj ET Q q 0 0 0 rg BT 411.57 58.10 Td (we ) Tj ET Q q 0 0 0 rg BT 425.73 58.10 Td (will ) Tj ET Q q 0 0 0 rg BT 443.78 58.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 480.72 58.10 Td (to ) Tj ET Q q 0 0 0 rg BT 491.00 58.10 Td (do ) Tj ET Q q 0 0 0 rg BT 503.50 58.10 Td (so. ) Tj ET Q endstream endobj 29 0 obj <>] /Rotate 0 /Contents 30 0 R>> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 31.60 Td (1) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 69.51 742.25 Td (future ) Tj ET Q q 0 0 0 rg BT 97.91 742.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 150.20 742.25 Td (that ) Tj ET Q q 0 0 0 rg BT 169.16 742.25 Td (we ) Tj ET Q q 0 0 0 rg BT 183.11 742.25 Td (may ) Tj ET Q q 0 0 0 rg BT 203.16 742.25 Td (undertake ) Tj ET Q q 0 0 0 rg BT 247.67 742.25 Td (could ) Tj ET Q q 0 0 0 rg BT 273.29 742.25 Td (be ) Tj ET Q q 0 0 0 rg BT 285.56 742.25 Td (dif) Tj ET Q q 0 0 0 rg BT 296.49 742.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 321.00 742.25 Td (to ) Tj ET Q q 0 0 0 rg BT 331.61 742.25 Td (integrate, ) Tj ET Q q 0 0 0 rg BT 373.62 742.25 Td (disrupt ) Tj ET Q q 0 0 0 rg BT 405.36 742.25 Td (our ) Tj ET Q q 0 0 0 rg BT 422.65 742.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 463.00 742.25 Td (dilute ) Tj ET Q q 0 0 0 rg BT 489.17 742.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 539.79 742.25 Td (value ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (and ) Tj ET Q q 0 0 0 rg BT 68.06 730.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 108.88 730.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 139.15 730.25 Td (our ) Tj ET Q q 0 0 0 rg BT 156.10 730.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 198.05 730.25 Td (results.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 706.25 Td (Future ) Tj ET Q q 0 0 0 rg BT 115.23 706.25 Td (business ) Tj ET Q q 0 0 0 rg BT 152.24 706.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 203.13 706.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 234.58 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 249.91 706.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 291.92 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 302.81 706.25 Td (a ) Tj ET Q q 0 0 0 rg BT 310.37 706.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 341.25 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 352.70 706.25 Td (risks, ) Tj ET Q q 0 0 0 rg BT 377.21 706.25 Td (including ) Tj ET Q q 0 0 0 rg BT 418.11 706.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 440.12 706.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 484.33 706.25 Td (with ) Tj ET Q q 0 0 0 rg BT 505.23 706.25 Td (an ) Tj ET Q q 0 0 0 rg BT 517.79 706.25 Td (inability ) Tj ET Q q 0 0 0 rg BT 554.24 706.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 694.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 94.57 694.25 Td (integrate ) Tj ET Q q 0 0 0 rg BT 133.22 694.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 171.31 694.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 219.13 694.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 248.34 694.25 Td (incremental ) Tj ET Q q 0 0 0 rg BT 299.20 694.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 318.97 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 330.97 694.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 378.79 694.25 Td (outdated ) Tj ET Q q 0 0 0 rg BT 416.88 694.25 Td (or ) Tj ET Q q 0 0 0 rg BT 428.88 694.25 Td (incompatible ) Tj ET Q q 0 0 0 rg BT 484.75 694.25 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 541.46 694.25 Td (labor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 682.25 Td (ficulties, ) Tj ET Q q 0 0 0 rg BT 97.93 682.25 Td (or ) Tj ET Q q 0 0 0 rg BT 108.56 682.25 Td (an ) Tj ET Q q 0 0 0 rg BT 120.29 682.25 Td (inability ) Tj ET Q q 0 0 0 rg BT 155.91 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 165.99 682.25 Td (realize ) Tj ET Q q 0 0 0 rg BT 194.92 682.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 241.08 682.25 Td (syner) Tj ET Q q 0 0 0 rg BT 262.56 682.25 Td (gies, ) Tj ET Q q 0 0 0 rg BT 283.46 682.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 317.96 682.25 Td (within ) Tj ET Q q 0 0 0 rg BT 345.82 682.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 391.98 682.25 Td (time ) Tj ET Q q 0 0 0 rg BT 412.04 682.25 Td (frames ) Tj ET Q q 0 0 0 rg BT 441.54 682.25 Td (or ) Tj ET Q q 0 0 0 rg BT 452.17 682.25 Td (at ) Tj ET Q q 0 0 0 rg BT 461.68 682.25 Td (all; ) Tj ET Q q 0 0 0 rg BT 476.75 682.25 Td (one ) Tj ET Q q 0 0 0 rg BT 493.48 682.25 Td (or ) Tj ET Q q 0 0 0 rg BT 504.10 682.25 Td (more ) Tj ET Q q 0 0 0 rg BT 526.94 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.57 682.25 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (risks, ) Tj ET Q q 0 0 0 rg BT 73.59 670.25 Td (if ) Tj ET Q q 0 0 0 rg BT 81.90 670.25 Td (realized, ) Tj ET Q q 0 0 0 rg BT 118.24 670.25 Td (could ) Tj ET Q q 0 0 0 rg BT 142.66 670.25 Td (have ) Tj ET Q q 0 0 0 rg BT 163.74 670.25 Td (an ) Tj ET Q q 0 0 0 rg BT 175.38 670.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 208.12 670.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 237.53 670.25 Td (on ) Tj ET Q q 0 0 0 rg BT 249.73 670.25 Td (our ) Tj ET Q q 0 0 0 rg BT 265.26 670.25 Td (operations. ) Tj ET Q q 0 0 0 rg BT 311.13 670.25 Td (Among ) Tj ET Q q 0 0 0 rg BT 343.34 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.75 670.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 383.85 670.25 Td (related ) Tj ET Q q 0 0 0 rg BT 413.25 670.25 Td (to ) Tj ET Q q 0 0 0 rg BT 423.23 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 437.65 670.25 Td (integration ) Tj ET Q q 0 0 0 rg BT 483.17 670.25 Td (of ) Tj ET Q q 0 0 0 rg BT 493.70 670.25 Td (such ) Tj ET Q q 0 0 0 rg BT 514.23 670.25 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (are:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 634.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.25 Td (potential incompatibility of business cultures;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 622.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.25 Td (potential delays in integrating diverse technology platforms;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 610.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.25 Td (potential need for additional internal and disclosure controls over financial reporting;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 598.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.25 Td (potential dif) Tj ET Q q 0 0 0 rg BT 134.42 598.25 Td (ficulties in coordinating geographically separated or) Tj ET Q q 0 0 0 rg BT 342.77 598.25 Td (ganizations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 586.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 586.25 Td (potential dif) Tj ET Q q 0 0 0 rg BT 134.42 586.25 Td (ficulties in re-training sales forces to market all of our products across all of our intended markets;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 574.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 574.25 Td (potential dif) Tj ET Q q 0 0 0 rg BT 134.42 574.25 Td (ficulties implementing common internal business systems and processes;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 562.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.25 Td (potential conflicts in third-party relationships; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 550.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 550.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 124.13 550.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 142.83 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 154.30 550.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 197.98 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 215.56 550.25 Td (key ) Tj ET Q q 0 0 0 rg BT 233.14 550.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 279.04 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 296.62 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 311.97 550.25 Td (diversion ) Tj ET Q q 0 0 0 rg BT 352.33 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 363.80 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.15 550.25 Td (attention ) Tj ET Q q 0 0 0 rg BT 417.28 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 428.75 550.25 Td (management ) Tj ET Q q 0 0 0 rg BT 482.98 550.25 Td (from ) Tj ET Q q 0 0 0 rg BT 505.55 550.25 Td (other ) Tj ET Q q 0 0 0 rg BT 529.24 550.25 Td (ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 538.25 Td (business ) Tj ET Q q 0 0 0 rg BT 122.39 538.25 Td (concerns.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 502.25 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 502.25 Td (may ) Tj ET Q q 0 0 0 rg BT 84.80 502.25 Td (not ) Tj ET Q q 0 0 0 rg BT 100.64 502.25 Td (be ) Tj ET Q q 0 0 0 rg BT 112.58 502.25 Td (able ) Tj ET Q q 0 0 0 rg BT 132.30 502.25 Td (to ) Tj ET Q q 0 0 0 rg BT 142.58 502.25 Td (develop ) Tj ET Q q 0 0 0 rg BT 176.17 502.25 Td (new ) Tj ET Q q 0 0 0 rg BT 195.34 502.25 Td (products ) Tj ET Q q 0 0 0 rg BT 233.40 502.25 Td (or ) Tj ET Q q 0 0 0 rg BT 244.79 502.25 Td (services ) Tj ET Q q 0 0 0 rg BT 279.50 502.25 Td (necessary ) Tj ET Q q 0 0 0 rg BT 321.99 502.25 Td (to ) Tj ET Q q 0 0 0 rg BT 332.27 502.25 Td (ef) Tj ET Q q 0 0 0 rg BT 339.86 502.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 376.22 502.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 411.50 502.25 Td (to ) Tj ET Q q 0 0 0 rg BT 421.78 502.25 Td (rapid ) Tj ET Q q 0 0 0 rg BT 445.95 502.25 Td (technological ) Tj ET Q q 0 0 0 rg BT 504.00 502.25 Td (changes. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.25 Td (T) Tj ET Q q 0 0 0 rg BT 91.41 478.25 Td (o ) Tj ET Q q 0 0 0 rg BT 99.86 478.25 Td (be ) Tj ET Q q 0 0 0 rg BT 112.75 478.25 Td (successful, ) Tj ET Q q 0 0 0 rg BT 159.79 478.25 Td (we ) Tj ET Q q 0 0 0 rg BT 174.90 478.25 Td (must ) Tj ET Q q 0 0 0 rg BT 197.80 478.25 Td (adapt ) Tj ET Q q 0 0 0 rg BT 222.90 478.25 Td (to ) Tj ET Q q 0 0 0 rg BT 234.13 478.25 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 265.90 478.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 306.01 478.25 Td (technological ) Tj ET Q q 0 0 0 rg BT 363.32 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 381.21 478.25 Td (market ) Tj ET Q q 0 0 0 rg BT 412.42 478.25 Td (needs, ) Tj ET Q q 0 0 0 rg BT 441.14 478.25 Td (by ) Tj ET Q q 0 0 0 rg BT 454.59 478.25 Td (continually ) Tj ET Q q 0 0 0 rg BT 503.03 478.25 Td (enhancing ) Tj ET Q q 0 0 0 rg BT 547.57 478.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (introducing ) Tj ET Q q 0 0 0 rg BT 99.39 466.25 Td (new ) Tj ET Q q 0 0 0 rg BT 119.34 466.25 Td (products ) Tj ET Q q 0 0 0 rg BT 157.06 466.25 Td (and ) Tj ET Q q 0 0 0 rg BT 174.79 466.25 Td (services ) Tj ET Q q 0 0 0 rg BT 210.28 466.25 Td (to ) Tj ET Q q 0 0 0 rg BT 221.34 466.25 Td (address ) Tj ET Q q 0 0 0 rg BT 254.62 466.25 Td (our ) Tj ET Q q 0 0 0 rg BT 271.24 466.25 Td (customers' ) Tj ET Q q 0 0 0 rg BT 316.87 466.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 356.81 466.25 Td (demands. ) Tj ET Q q 0 0 0 rg BT 397.91 466.25 Td (The ) Tj ET Q q 0 0 0 rg BT 416.74 466.25 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 468.88 466.25 Td (in ) Tj ET Q q 0 0 0 rg BT 479.95 466.25 Td (which ) Tj ET Q q 0 0 0 rg BT 507.67 466.25 Td (we ) Tj ET Q q 0 0 0 rg BT 522.62 466.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 555.33 466.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (characterized ) Tj ET Q q 0 0 0 rg BT 105.79 454.25 Td (by:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 430.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 430.25 Td (rapidly changing technology;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 418.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 418.25 Td (evolving industry standards;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 406.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 406.25 Td (frequent new product and service introductions;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 394.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 394.25 Td (shifting distribution channels; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 382.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 382.25 Td (changing customer demands.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 346.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.25 346.25 Td (future ) Tj ET Q q 0 0 0 rg BT 130.82 346.25 Td (success ) Tj ET Q q 0 0 0 rg BT 163.50 346.25 Td (will ) Tj ET Q q 0 0 0 rg BT 181.76 346.25 Td (depend ) Tj ET Q q 0 0 0 rg BT 213.33 346.25 Td (on ) Tj ET Q q 0 0 0 rg BT 226.02 346.25 Td (our ) Tj ET Q q 0 0 0 rg BT 242.05 346.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 270.30 346.25 Td (to ) Tj ET Q q 0 0 0 rg BT 280.77 346.25 Td (adapt ) Tj ET Q q 0 0 0 rg BT 305.12 346.25 Td (to ) Tj ET Q q 0 0 0 rg BT 315.59 346.25 Td (this ) Tj ET Q q 0 0 0 rg BT 332.74 346.25 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 363.76 346.25 Td (evolving ) Tj ET Q q 0 0 0 rg BT 401.45 346.25 Td (marketplace. ) Tj ET Q q 0 0 0 rg BT 455.31 346.25 Td (W) Tj ET Q q 0 0 0 rg BT 463.94 346.25 Td (e ) Tj ET Q q 0 0 0 rg BT 471.08 346.25 Td (could ) Tj ET Q q 0 0 0 rg BT 495.99 346.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 519.23 346.25 Td (substantial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 72.36 334.25 Td (if ) Tj ET Q q 0 0 0 rg BT 80.83 334.25 Td (we ) Tj ET Q q 0 0 0 rg BT 94.86 334.25 Td (need ) Tj ET Q q 0 0 0 rg BT 116.09 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 126.24 334.25 Td (modify ) Tj ET Q q 0 0 0 rg BT 157.48 334.25 Td (our ) Tj ET Q q 0 0 0 rg BT 173.18 334.25 Td (services ) Tj ET Q q 0 0 0 rg BT 207.75 334.25 Td (or ) Tj ET Q q 0 0 0 rg BT 218.44 334.25 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 274.66 334.25 Td (in ) Tj ET Q q 0 0 0 rg BT 284.80 334.25 Td (order ) Tj ET Q q 0 0 0 rg BT 308.26 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 318.41 334.25 Td (adapt ) Tj ET Q q 0 0 0 rg BT 342.42 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 352.56 334.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 387.13 334.25 Td (af) Tj ET Q q 0 0 0 rg BT 394.72 334.25 Td (fecting ) Tj ET Q q 0 0 0 rg BT 424.85 334.25 Td (our ) Tj ET Q q 0 0 0 rg BT 440.54 334.25 Td (market, ) Tj ET Q q 0 0 0 rg BT 473.17 334.25 Td (and ) Tj ET Q q 0 0 0 rg BT 489.97 334.25 Td (we ) Tj ET Q q 0 0 0 rg BT 503.99 334.25 Td (may ) Tj ET Q q 0 0 0 rg BT 523.57 334.25 Td (be ) Tj ET Q q 0 0 0 rg BT 535.37 334.25 Td (unable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 322.25 Td (ef) Tj ET Q q 0 0 0 rg BT 67.87 322.25 Td (fectively ) Tj ET Q q 0 0 0 rg BT 105.35 322.25 Td (adapt ) Tj ET Q q 0 0 0 rg BT 129.50 322.25 Td (to ) Tj ET Q q 0 0 0 rg BT 139.78 322.25 Td (these ) Tj ET Q q 0 0 0 rg BT 162.83 322.25 Td (changes.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.63 298.25 Td (markets ) Tj ET Q q 0 0 0 rg BT 101.94 298.25 Td (for ) Tj ET Q q 0 0 0 rg BT 115.69 298.25 Td (our ) Tj ET Q q 0 0 0 rg BT 131.67 298.25 Td (products ) Tj ET Q q 0 0 0 rg BT 168.75 298.25 Td (and ) Tj ET Q q 0 0 0 rg BT 185.84 298.25 Td (services ) Tj ET Q q 0 0 0 rg BT 219.57 298.25 Td (are ) Tj ET Q q 0 0 0 rg BT 234.43 298.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 262.07 298.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 310.24 298.25 Td (and ) Tj ET Q q 0 0 0 rg BT 327.33 298.25 Td (are ) Tj ET Q q 0 0 0 rg BT 342.19 298.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 365.93 298.25 Td (to ) Tj ET Q q 0 0 0 rg BT 375.23 298.25 Td (become ) Tj ET Q q 0 0 0 rg BT 407.85 298.25 Td (more ) Tj ET Q q 0 0 0 rg BT 430.48 298.25 Td (competitive, ) Tj ET Q q 0 0 0 rg BT 481.15 298.25 Td (and ) Tj ET Q q 0 0 0 rg BT 498.24 298.25 Td (our ) Tj ET Q q 0 0 0 rg BT 514.22 298.25 Td (competitors ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (may ) Tj ET Q q 0 0 0 rg BT 69.72 286.25 Td (be ) Tj ET Q q 0 0 0 rg BT 81.66 286.25 Td (able ) Tj ET Q q 0 0 0 rg BT 101.37 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 111.65 286.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 146.93 286.25 Td (more ) Tj ET Q q 0 0 0 rg BT 170.54 286.25 Td (quickly ) Tj ET Q q 0 0 0 rg BT 203.04 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 213.32 286.25 Td (new ) Tj ET Q q 0 0 0 rg BT 232.49 286.25 Td (or ) Tj ET Q q 0 0 0 rg BT 243.88 286.25 Td (emerging ) Tj ET Q q 0 0 0 rg BT 285.26 286.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 332.76 286.25 Td (and ) Tj ET Q q 0 0 0 rg BT 350.82 286.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 387.21 286.25 Td (in ) Tj ET Q q 0 0 0 rg BT 398.05 286.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 438.33 286.25 Td (requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 262.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 262.25 Td (e ) Tj ET Q q 0 0 0 rg BT 100.39 262.25 Td (operate ) Tj ET Q q 0 0 0 rg BT 131.13 262.25 Td (in ) Tj ET Q q 0 0 0 rg BT 140.22 262.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 167.08 262.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 215.60 262.25 Td (markets. ) Tj ET Q q 0 0 0 rg BT 251.07 262.25 Td (In ) Tj ET Q q 0 0 0 rg BT 260.71 262.25 Td (particular) Tj ET Q q 0 0 0 rg BT 298.63 262.25 Td (, ) Tj ET Q q 0 0 0 rg BT 302.44 262.25 Td (the ) Tj ET Q q 0 0 0 rg BT 315.97 262.25 Td (online ) Tj ET Q q 0 0 0 rg BT 342.27 262.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 381.90 262.25 Td (distribution ) Tj ET Q q 0 0 0 rg BT 429.33 262.25 Td (market, ) Tj ET Q q 0 0 0 rg BT 460.90 262.25 Td (like ) Tj ET Q q 0 0 0 rg BT 477.21 262.25 Td (the ) Tj ET Q q 0 0 0 rg BT 490.74 262.25 Td (broader ) Tj ET Q q 0 0 0 rg BT 522.59 262.25 Td (electronic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.25 Td (commerce ) Tj ET Q q 0 0 0 rg BT 93.49 250.25 Td (market, ) Tj ET Q q 0 0 0 rg BT 125.60 250.25 Td (is ) Tj ET Q q 0 0 0 rg BT 134.12 250.25 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 164.29 250.25 Td (evolving ) Tj ET Q q 0 0 0 rg BT 201.13 250.25 Td (and ) Tj ET Q q 0 0 0 rg BT 217.42 250.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 244.82 250.25 Td (competitive. ) Tj ET Q q 0 0 0 rg BT 296.37 250.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 313.77 250.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 353.94 250.25 Td (software ) Tj ET Q q 0 0 0 rg BT 390.21 250.25 Td (business ) Tj ET Q q 0 0 0 rg BT 425.95 250.25 Td (also ) Tj ET Q q 0 0 0 rg BT 443.91 250.25 Td (experiences ) Tj ET Q q 0 0 0 rg BT 492.95 250.25 Td (competition ) Tj ET Q q 0 0 0 rg BT 542.56 250.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 80.02 238.25 Td (lar) Tj ET Q q 0 0 0 rg BT 90.39 238.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 102.65 238.25 Td (hardware ) Tj ET Q q 0 0 0 rg BT 142.66 238.25 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 181.59 238.25 Td (that ) Tj ET Q q 0 0 0 rg BT 199.41 238.25 Td (sell ) Tj ET Q q 0 0 0 rg BT 216.11 238.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 250.60 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 267.86 238.25 Td (system ) Tj ET Q q 0 0 0 rg BT 298.46 238.25 Td (components ) Tj ET Q q 0 0 0 rg BT 349.60 238.25 Td (to ) Tj ET Q q 0 0 0 rg BT 360.20 238.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 411.89 238.25 Td (agencies ) Tj ET Q q 0 0 0 rg BT 449.14 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 466.40 238.25 Td (from ) Tj ET Q q 0 0 0 rg BT 488.65 238.25 Td (small ) Tj ET Q q 0 0 0 rg BT 513.14 238.25 Td (independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.25 Td (developers ) Tj ET Q q 0 0 0 rg BT 96.01 226.25 Td (and ) Tj ET Q q 0 0 0 rg BT 113.13 226.25 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 151.93 226.25 Td (of ) Tj ET Q q 0 0 0 rg BT 162.95 226.25 Td (software, ) Tj ET Q q 0 0 0 rg BT 202.57 226.25 Td (who ) Tj ET Q q 0 0 0 rg BT 222.49 226.25 Td (sometimes ) Tj ET Q q 0 0 0 rg BT 267.95 226.25 Td (work ) Tj ET Q q 0 0 0 rg BT 291.19 226.25 Td (in ) Tj ET Q q 0 0 0 rg BT 301.66 226.25 Td (concert ) Tj ET Q q 0 0 0 rg BT 333.77 226.25 Td (with ) Tj ET Q q 0 0 0 rg BT 354.24 226.25 Td (hardware ) Tj ET Q q 0 0 0 rg BT 394.13 226.25 Td (vendors ) Tj ET Q q 0 0 0 rg BT 428.48 226.25 Td (to ) Tj ET Q q 0 0 0 rg BT 438.95 226.25 Td (supply ) Tj ET Q q 0 0 0 rg BT 468.31 226.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 502.67 226.25 Td (to ) Tj ET Q q 0 0 0 rg BT 513.14 226.25 Td (independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.25 Td (agencies. ) Tj ET Q q 0 0 0 rg BT 89.00 214.25 Td (Pricing ) Tj ET Q q 0 0 0 rg BT 119.95 214.25 Td (strategies ) Tj ET Q q 0 0 0 rg BT 159.79 214.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.30 214.25 Td (new ) Tj ET Q q 0 0 0 rg BT 195.03 214.25 Td (product ) Tj ET Q q 0 0 0 rg BT 227.65 214.25 Td (introductions ) Tj ET Q q 0 0 0 rg BT 282.50 214.25 Td (and ) Tj ET Q q 0 0 0 rg BT 299.01 214.25 Td (other ) Tj ET Q q 0 0 0 rg BT 321.62 214.25 Td (pressures ) Tj ET Q q 0 0 0 rg BT 360.91 214.25 Td (from ) Tj ET Q q 0 0 0 rg BT 382.42 214.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 416.16 214.25 Td (or ) Tj ET Q q 0 0 0 rg BT 426.56 214.25 Td (emer) Tj ET Q q 0 0 0 rg BT 446.36 214.25 Td (ging ) Tj ET Q q 0 0 0 rg BT 466.21 214.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 515.50 214.25 Td (could ) Tj ET Q q 0 0 0 rg BT 539.78 214.25 Td (result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.25 Td (in ) Tj ET Q q 0 0 0 rg BT 61.18 202.25 Td (a ) Tj ET Q q 0 0 0 rg BT 69.03 202.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 87.99 202.25 Td (of ) Tj ET Q q 0 0 0 rg BT 99.73 202.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 143.68 202.25 Td (or ) Tj ET Q q 0 0 0 rg BT 155.41 202.25 Td (a ) Tj ET Q q 0 0 0 rg BT 163.26 202.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 181.65 202.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.38 202.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 229.54 202.25 Td (or ) Tj ET Q q 0 0 0 rg BT 241.28 202.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 279.09 202.25 Td (in ) Tj ET Q q 0 0 0 rg BT 290.28 202.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 317.56 202.25 Td (for ) Tj ET Q q 0 0 0 rg BT 332.62 202.25 Td (our ) Tj ET Q q 0 0 0 rg BT 349.36 202.25 Td (services ) Tj ET Q q 0 0 0 rg BT 384.97 202.25 Td (dif) Tj ET Q q 0 0 0 rg BT 395.90 202.25 Td (ferent ) Tj ET Q q 0 0 0 rg BT 422.62 202.25 Td (than ) Tj ET Q q 0 0 0 rg BT 443.24 202.25 Td (past ) Tj ET Q q 0 0 0 rg BT 462.75 202.25 Td (experience. ) Tj ET Q q 0 0 0 rg BT 511.96 202.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 530.92 202.25 Td (Internet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.25 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 92.75 190.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 137.75 190.25 Td (may ) Tj ET Q q 0 0 0 rg BT 157.74 190.25 Td (also ) Tj ET Q q 0 0 0 rg BT 176.62 190.25 Td (face ) Tj ET Q q 0 0 0 rg BT 196.04 190.25 Td (indirect ) Tj ET Q q 0 0 0 rg BT 229.36 190.25 Td (competition ) Tj ET Q q 0 0 0 rg BT 279.90 190.25 Td (from ) Tj ET Q q 0 0 0 rg BT 302.12 190.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 343.21 190.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 375.96 190.25 Td (that ) Tj ET Q q 0 0 0 rg BT 393.73 190.25 Td (have ) Tj ET Q q 0 0 0 rg BT 415.38 190.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 465.37 190.25 Td (which ) Tj ET Q q 0 0 0 rg BT 492.58 190.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 527.57 190.25 Td (in-house ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.25 Td (agency ) Tj ET Q q 0 0 0 rg BT 80.82 178.25 Td (and ) Tj ET Q q 0 0 0 rg BT 97.75 178.25 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 140.23 178.25 Td (functions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 154.25 Td (Some ) Tj ET Q q 0 0 0 rg BT 111.65 154.25 Td (of ) Tj ET Q q 0 0 0 rg BT 122.84 154.25 Td (our ) Tj ET Q q 0 0 0 rg BT 139.04 154.25 Td (current ) Tj ET Q q 0 0 0 rg BT 170.22 154.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 220.30 154.25 Td (have ) Tj ET Q q 0 0 0 rg BT 242.05 154.25 Td (longer ) Tj ET Q q 0 0 0 rg BT 270.46 154.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 311.09 154.25 Td (histories, ) Tj ET Q q 0 0 0 rg BT 350.35 154.25 Td (lar) Tj ET Q q 0 0 0 rg BT 360.72 154.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 376.35 154.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 415.87 154.25 Td (bases, ) Tj ET Q q 0 0 0 rg BT 442.90 154.25 Td (greater ) Tj ET Q q 0 0 0 rg BT 473.52 154.25 Td (brand ) Tj ET Q q 0 0 0 rg BT 499.16 154.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 547.57 154.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.25 Td (significantly ) Tj ET Q q 0 0 0 rg BT 102.21 142.25 Td (greater ) Tj ET Q q 0 0 0 rg BT 132.19 142.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 169.39 142.25 Td (and ) Tj ET Q q 0 0 0 rg BT 186.05 142.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 228.81 142.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 268.79 142.25 Td (than ) Tj ET Q q 0 0 0 rg BT 288.23 142.25 Td (we ) Tj ET Q q 0 0 0 rg BT 302.11 142.25 Td (do. ) Tj ET Q q 0 0 0 rg BT 316.83 142.25 Td (In ) Tj ET Q q 0 0 0 rg BT 327.38 142.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 364.87 142.25 Td (we ) Tj ET Q q 0 0 0 rg BT 378.75 142.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 409.85 142.25 Td (we ) Tj ET Q q 0 0 0 rg BT 423.73 142.25 Td (will ) Tj ET Q q 0 0 0 rg BT 441.50 142.25 Td (face ) Tj ET Q q 0 0 0 rg BT 460.37 142.25 Td (increasing ) Tj ET Q q 0 0 0 rg BT 503.68 142.25 Td (competition ) Tj ET Q q 0 0 0 rg BT 553.67 142.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 130.25 Td (online ) Tj ET Q q 0 0 0 rg BT 92.21 130.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 129.69 130.25 Td (services ) Tj ET Q q 0 0 0 rg BT 164.40 130.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 199.68 130.25 Td (develops ) Tj ET Q q 0 0 0 rg BT 237.72 130.25 Td (and ) Tj ET Q q 0 0 0 rg BT 254.66 130.25 Td (evolves. ) Tj ET Q q 0 0 0 rg BT 290.21 130.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 308.26 130.25 Td (current ) Tj ET Q q 0 0 0 rg BT 339.08 130.25 Td (and ) Tj ET Q q 0 0 0 rg BT 356.02 130.25 Td (future ) Tj ET Q q 0 0 0 rg BT 382.39 130.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 432.10 130.25 Td (may ) Tj ET Q q 0 0 0 rg BT 451.82 130.25 Td (be ) Tj ET Q q 0 0 0 rg BT 463.76 130.25 Td (able ) Tj ET Q q 0 0 0 rg BT 482.92 130.25 Td (to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 106.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 106.25 Td (undertake more extensive marketing campaigns for their brands and services;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 94.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 94.25 Td (devote more resources to website and systems development;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 82.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 82.25 Td (adopt more aggressive pricing policies; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 70.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 70.25 Td (make more attractive of) Tj ET Q q 0 0 0 rg BT 181.05 70.25 Td (fers to potential employees, online companies and third-party service providers.) Tj ET Q endstream endobj 31 0 obj <>] /Rotate 0 /Contents 32 0 R>> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (12) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 742.25 Td (e regard our intellectual property in general and our software in particular) Tj ET Q q 0 0 0 rg BT 365.68 742.25 Td (, as critical to our success.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 718.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 718.25 Td (e ) Tj ET Q q 0 0 0 rg BT 102.24 718.25 Td (rely ) Tj ET Q q 0 0 0 rg BT 120.95 718.25 Td (on ) Tj ET Q q 0 0 0 rg BT 134.12 718.25 Td (copyright ) Tj ET Q q 0 0 0 rg BT 175.60 718.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 197.10 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 214.70 718.25 Td (licenses ) Tj ET Q q 0 0 0 rg BT 249.52 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 267.12 718.25 Td (nondisclosure ) Tj ET Q q 0 0 0 rg BT 325.83 718.25 Td (agreements ) Tj ET Q q 0 0 0 rg BT 374.53 718.25 Td (to ) Tj ET Q q 0 0 0 rg BT 385.47 718.25 Td (protect ) Tj ET Q q 0 0 0 rg BT 416.40 718.25 Td (our ) Tj ET Q q 0 0 0 rg BT 432.89 718.25 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 480.48 718.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 506.42 718.25 Td (as ) Tj ET Q q 0 0 0 rg BT 517.92 718.25 Td (well ) Tj ET Q q 0 0 0 rg BT 538.30 718.25 Td (as ) Tj ET Q q 0 0 0 rg BT 549.79 718.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 96.87 706.25 Td (property ) Tj ET Q q 0 0 0 rg BT 133.19 706.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 158.41 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.18 706.25 Td (third ) Tj ET Q q 0 0 0 rg BT 190.52 706.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 219.61 706.25 Td (whose ) Tj ET Q q 0 0 0 rg BT 247.61 706.25 Td (content ) Tj ET Q q 0 0 0 rg BT 279.49 706.25 Td (we ) Tj ET Q q 0 0 0 rg BT 293.59 706.25 Td (license. ) Tj ET Q q 0 0 0 rg BT 326.30 706.25 Td (However) Tj ET Q q 0 0 0 rg BT 362.55 706.25 Td (, ) Tj ET Q q 0 0 0 rg BT 367.49 706.25 Td (it ) Tj ET Q q 0 0 0 rg BT 375.49 706.25 Td (is ) Tj ET Q q 0 0 0 rg BT 384.61 706.25 Td (not ) Tj ET Q q 0 0 0 rg BT 399.83 706.25 Td (possible ) Tj ET Q q 0 0 0 rg BT 435.05 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 445.27 706.25 Td (prevent ) Tj ET Q q 0 0 0 rg BT 477.70 706.25 Td (all ) Tj ET Q q 0 0 0 rg BT 490.14 706.25 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 544.79 706.25 Td (uses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.41 694.25 Td (these ) Tj ET Q q 0 0 0 rg BT 83.04 694.25 Td (rights. ) Tj ET Q q 0 0 0 rg BT 110.25 694.25 Td (W) Tj ET Q q 0 0 0 rg BT 118.88 694.25 Td (e ) Tj ET Q q 0 0 0 rg BT 125.40 694.25 Td (cannot ) Tj ET Q q 0 0 0 rg BT 154.14 694.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 186.76 694.25 Td (assurances ) Tj ET Q q 0 0 0 rg BT 231.60 694.25 Td (that ) Tj ET Q q 0 0 0 rg BT 248.68 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.97 694.25 Td (steps ) Tj ET Q q 0 0 0 rg BT 285.05 694.25 Td (we ) Tj ET Q q 0 0 0 rg BT 298.79 694.25 Td (have ) Tj ET Q q 0 0 0 rg BT 319.75 694.25 Td (taken ) Tj ET Q q 0 0 0 rg BT 343.49 694.25 Td (to ) Tj ET Q q 0 0 0 rg BT 353.35 694.25 Td (protect ) Tj ET Q q 0 0 0 rg BT 383.19 694.25 Td (our ) Tj ET Q q 0 0 0 rg BT 398.60 694.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 445.10 694.25 Td (property ) Tj ET Q q 0 0 0 rg BT 481.06 694.25 Td (rights, ) Tj ET Q q 0 0 0 rg BT 508.42 694.25 Td (and ) Tj ET Q q 0 0 0 rg BT 524.94 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 539.23 694.25 Td (rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.65 682.25 Td (those ) Tj ET Q q 0 0 0 rg BT 86.08 682.25 Td (from ) Tj ET Q q 0 0 0 rg BT 108.85 682.25 Td (whom ) Tj ET Q q 0 0 0 rg BT 137.17 682.25 Td (we ) Tj ET Q q 0 0 0 rg BT 152.15 682.25 Td (license ) Tj ET Q q 0 0 0 rg BT 183.24 682.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 230.98 682.25 Td (property) Tj ET Q q 0 0 0 rg BT 264.21 682.25 Td (, ) Tj ET Q q 0 0 0 rg BT 270.03 682.25 Td (are ) Tj ET Q q 0 0 0 rg BT 285.56 682.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 324.42 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 335.52 682.25 Td (deter ) Tj ET Q q 0 0 0 rg BT 358.83 682.25 Td (misappropriation ) Tj ET Q q 0 0 0 rg BT 430.47 682.25 Td (or ) Tj ET Q q 0 0 0 rg BT 442.12 682.25 Td (that ) Tj ET Q q 0 0 0 rg BT 460.44 682.25 Td (we ) Tj ET Q q 0 0 0 rg BT 475.42 682.25 Td (will ) Tj ET Q q 0 0 0 rg BT 494.30 682.25 Td (be ) Tj ET Q q 0 0 0 rg BT 507.07 682.25 Td (able ) Tj ET Q q 0 0 0 rg BT 527.04 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 538.14 682.25 Td (detect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 104.73 670.25 Td (uses ) Tj ET Q q 0 0 0 rg BT 124.48 670.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.45 670.25 Td (take ) Tj ET Q q 0 0 0 rg BT 160.63 670.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 188.72 670.25 Td (and ) Tj ET Q q 0 0 0 rg BT 205.68 670.25 Td (ef) Tj ET Q q 0 0 0 rg BT 213.27 670.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 243.00 670.25 Td (steps ) Tj ET Q q 0 0 0 rg BT 265.53 670.25 Td (to ) Tj ET Q q 0 0 0 rg BT 275.84 670.25 Td (remedy ) Tj ET Q q 0 0 0 rg BT 308.35 670.25 Td (this ) Tj ET Q q 0 0 0 rg BT 325.33 670.25 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 380.06 670.25 Td (conduct. ) Tj ET Q q 0 0 0 rg BT 416.75 670.25 Td (In ) Tj ET Q q 0 0 0 rg BT 427.61 670.25 Td (particular) Tj ET Q q 0 0 0 rg BT 465.52 670.25 Td (, ) Tj ET Q q 0 0 0 rg BT 470.55 670.25 Td (a ) Tj ET Q q 0 0 0 rg BT 477.51 670.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 522.26 670.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 553.67 670.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (our ) Tj ET Q q 0 0 0 rg BT 65.19 658.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 98.69 658.25 Td (is ) Tj ET Q q 0 0 0 rg BT 107.22 658.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 139.07 658.25 Td (internationally) Tj ET Q q 0 0 0 rg BT 196.73 658.25 Td (, ) Tj ET Q q 0 0 0 rg BT 201.09 658.25 Td (including ) Tj ET Q q 0 0 0 rg BT 240.73 658.25 Td (in ) Tj ET Q q 0 0 0 rg BT 250.36 658.25 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 301.67 658.25 Td (where ) Tj ET Q q 0 0 0 rg BT 327.96 658.25 Td (protecting ) Tj ET Q q 0 0 0 rg BT 370.36 658.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 416.64 658.25 Td (property ) Tj ET Q q 0 0 0 rg BT 452.38 658.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 477.01 658.25 Td (may ) Tj ET Q q 0 0 0 rg BT 496.09 658.25 Td (prove ) Tj ET Q q 0 0 0 rg BT 520.72 658.25 Td (even ) Tj ET Q q 0 0 0 rg BT 541.45 658.25 Td (more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (challenging. ) Tj ET Q q 0 0 0 rg BT 101.18 646.25 Td (T) Tj ET Q q 0 0 0 rg BT 106.59 646.25 Td (o ) Tj ET Q q 0 0 0 rg BT 113.77 646.25 Td (prevent ) Tj ET Q q 0 0 0 rg BT 145.94 646.25 Td (or ) Tj ET Q q 0 0 0 rg BT 156.45 646.25 Td (respond ) Tj ET Q q 0 0 0 rg BT 190.30 646.25 Td (to ) Tj ET Q q 0 0 0 rg BT 200.26 646.25 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 254.65 646.25 Td (uses ) Tj ET Q q 0 0 0 rg BT 274.05 646.25 Td (of ) Tj ET Q q 0 0 0 rg BT 284.57 646.25 Td (our ) Tj ET Q q 0 0 0 rg BT 300.08 646.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 346.69 646.25 Td (property) Tj ET Q q 0 0 0 rg BT 379.92 646.25 Td (, ) Tj ET Q q 0 0 0 rg BT 384.60 646.25 Td (we ) Tj ET Q q 0 0 0 rg BT 398.44 646.25 Td (might ) Tj ET Q q 0 0 0 rg BT 423.96 646.25 Td (be ) Tj ET Q q 0 0 0 rg BT 435.59 646.25 Td (required ) Tj ET Q q 0 0 0 rg BT 471.09 646.25 Td (to ) Tj ET Q q 0 0 0 rg BT 481.05 646.25 Td (engage ) Tj ET Q q 0 0 0 rg BT 511.55 646.25 Td (in ) Tj ET Q q 0 0 0 rg BT 521.51 646.25 Td (costly ) Tj ET Q q 0 0 0 rg BT 547.58 646.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (time-consuming ) Tj ET Q q 0 0 0 rg BT 117.49 634.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 156.10 634.25 Td (and ) Tj ET Q q 0 0 0 rg BT 173.04 634.25 Td (we ) Tj ET Q q 0 0 0 rg BT 187.20 634.25 Td (may ) Tj ET Q q 0 0 0 rg BT 206.91 634.25 Td (not ) Tj ET Q q 0 0 0 rg BT 222.19 634.25 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 265.24 634.25 Td (prevail.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 574.25 Td (Third ) Tj ET Q q 0 0 0 rg BT 110.89 574.25 Td (parties ) Tj ET Q q 0 0 0 rg BT 140.22 574.25 Td (may ) Tj ET Q q 0 0 0 rg BT 160.11 574.25 Td (claim ) Tj ET Q q 0 0 0 rg BT 184.99 574.25 Td (that ) Tj ET Q q 0 0 0 rg BT 202.66 574.25 Td (we ) Tj ET Q q 0 0 0 rg BT 217.00 574.25 Td (have ) Tj ET Q q 0 0 0 rg BT 238.55 574.25 Td (violated ) Tj ET Q q 0 0 0 rg BT 273.43 574.25 Td (their ) Tj ET Q q 0 0 0 rg BT 294.43 574.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 341.53 574.25 Td (property ) Tj ET Q q 0 0 0 rg BT 378.08 574.25 Td (rights. ) Tj ET Q q 0 0 0 rg BT 405.44 574.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 425.33 574.25 Td (such ) Tj ET Q q 0 0 0 rg BT 446.34 574.25 Td (claim, ) Tj ET Q q 0 0 0 rg BT 473.72 574.25 Td (with ) Tj ET Q q 0 0 0 rg BT 494.17 574.25 Td (or ) Tj ET Q q 0 0 0 rg BT 505.18 574.25 Td (without ) Tj ET Q q 0 0 0 rg BT 538.41 574.25 Td (merit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.25 Td (could 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ET Q q 0 0 0 rg BT 529.63 562.25 Td (or ) Tj ET Q q 0 0 0 rg BT 541.47 562.25 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 96.81 550.25 Td (property ) Tj ET Q q 0 0 0 rg BT 133.07 550.25 Td (right ) Tj ET Q q 0 0 0 rg BT 154.34 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.05 550.25 Td (a ) Tj ET Q q 0 0 0 rg BT 171.87 550.25 Td (third ) Tj ET Q q 0 0 0 rg BT 193.14 550.25 Td (party) Tj ET Q q 0 0 0 rg BT 213.04 550.25 Td (, ) Tj ET Q q 0 0 0 rg BT 217.92 550.25 Td (we ) Tj ET Q q 0 0 0 rg BT 231.96 550.25 Td (may ) Tj ET Q q 0 0 0 rg BT 251.56 550.25 Td (be ) Tj ET Q q 0 0 0 rg BT 263.38 550.25 Td (prevented ) Tj ET Q q 0 0 0 rg BT 305.19 550.25 Td (from ) Tj ET Q q 0 0 0 rg BT 327.01 550.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 367.16 550.25 Td (our ) Tj ET Q q 0 0 0 rg BT 382.87 550.25 Td (business ) Tj ET Q q 0 0 0 rg BT 419.15 550.25 Td (as ) Tj ET Q q 0 0 0 rg BT 429.86 550.25 Td (planned, ) Tj ET Q q 0 0 0 rg BT 466.40 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 483.22 550.25 Td (we ) Tj ET Q q 0 0 0 rg BT 497.26 550.25 Td (may ) Tj ET Q q 0 0 0 rg BT 516.86 550.25 Td (be ) Tj ET Q q 0 0 0 rg BT 528.68 550.25 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.18 538.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 77.02 538.25 Td (damages, ) Tj ET Q q 0 0 0 rg BT 116.90 538.25 Td (to ) Tj ET Q q 0 0 0 rg BT 127.08 538.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 154.48 538.25 Td (a ) Tj ET Q q 0 0 0 rg BT 161.31 538.25 Td (license, ) Tj ET Q q 0 0 0 rg BT 193.98 538.25 Td (if ) Tj ET Q q 0 0 0 rg BT 202.49 538.25 Td (available, ) Tj ET Q q 0 0 0 rg BT 243.47 538.25 Td (to ) Tj ET Q q 0 0 0 rg BT 253.65 538.25 Td (use ) Tj ET Q q 0 0 0 rg BT 269.38 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.00 538.25 Td (right ) Tj ET Q q 0 0 0 rg BT 305.29 538.25 Td (or ) Tj ET Q q 0 0 0 rg BT 316.02 538.25 Td (to ) Tj ET Q q 0 0 0 rg BT 326.19 538.25 Td (use ) Tj ET Q q 0 0 0 rg BT 341.92 538.25 Td (a ) Tj ET Q q 0 0 0 rg BT 348.76 538.25 Td (non-infringing ) Tj ET Q q 0 0 0 rg BT 409.49 538.25 Td (method, ) Tj ET Q q 0 0 0 rg BT 444.38 538.25 Td (if ) Tj ET Q q 0 0 0 rg BT 452.89 538.25 Td (possible, ) Tj ET Q q 0 0 0 rg BT 490.57 538.25 Td (to ) Tj ET Q q 0 0 0 rg BT 500.75 538.25 Td (accomplish ) Tj ET Q q 0 0 0 rg BT 548.69 538.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (objectives. ) Tj ET Q q 0 0 0 rg BT 95.36 526.25 Td (The ) Tj ET Q q 0 0 0 rg BT 113.41 526.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 132.02 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.85 526.25 Td (such ) Tj ET Q q 0 0 0 rg BT 163.68 526.25 Td (activity ) Tj ET Q q 0 0 0 rg BT 196.17 526.25 Td (could ) Tj ET Q q 0 0 0 rg BT 220.88 526.25 Td (have ) Tj ET Q q 0 0 0 rg BT 242.26 526.25 Td (a ) Tj ET Q q 0 0 0 rg BT 249.20 526.25 Td (material ) Tj ET Q q 0 0 0 rg BT 284.46 526.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 317.50 526.25 Td (ef) Tj ET Q q 0 0 0 rg BT 325.08 526.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 342.57 526.25 Td (on ) Tj ET Q q 0 0 0 rg BT 355.07 526.25 Td (our ) Tj ET Q q 0 0 0 rg BT 370.90 526.25 Td (business.) Tj ET Q BT /F4 11.00 Tf ET q 0 0 0 rg BT 50.00 501.05 Td (W) Tj ET Q q 0 0 0 rg BT 58.96 501.05 Td (e face risks in the transmittal of individual health-related and other personal information.) 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Our risks would include damage of our reputation, additional costs to address and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 383.05 Td (remediate any problems encountered as well as litigation and potential financial penalties.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 361.05 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 361.05 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 361.05 Td (depend ) Tj ET Q q 0 0 0 rg BT 97.03 361.05 Td (on ) Tj ET Q q 0 0 0 rg BT 110.09 361.05 Td (the ) Tj ET Q q 0 0 0 rg BT 125.37 361.05 Td (continued ) Tj ET Q q 0 0 0 rg BT 168.98 361.05 Td (services ) Tj ET Q q 0 0 0 rg BT 203.69 361.05 Td (of ) Tj ET Q q 0 0 0 rg BT 214.52 361.05 Td (our ) Tj ET Q q 0 0 0 rg BT 231.47 361.05 Td (senior ) Tj ET Q q 0 0 0 rg BT 259.54 361.05 Td (management ) Tj ET Q q 0 0 0 rg BT 315.37 361.05 Td (and ) Tj ET Q q 0 0 0 rg BT 333.43 361.05 Td (our ) Tj ET Q q 0 0 0 rg BT 350.39 361.05 Td (ability ) Tj ET Q q 0 0 0 rg BT 378.44 361.05 Td (to ) Tj ET Q q 0 0 0 rg BT 388.72 361.05 Td (attract ) Tj ET Q q 0 0 0 rg BT 417.88 361.05 Td (and ) Tj ET Q q 0 0 0 rg BT 435.94 361.05 Td (retain ) Tj ET Q q 0 0 0 rg BT 462.89 361.05 Td (other ) Tj ET Q q 0 0 0 rg BT 487.06 361.05 Td (key ) Tj ET Q q 0 0 0 rg BT 503.44 361.05 Td (personnel.) 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325.05 Td (key ) Tj ET Q q 0 0 0 rg BT 160.83 325.05 Td (personnel ) Tj ET Q q 0 0 0 rg BT 202.29 325.05 Td (particularly ) Tj ET Q q 0 0 0 rg BT 250.96 325.05 Td (Robin ) Tj ET Q q 0 0 0 rg BT 277.99 325.05 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 306.40 325.05 Td (our ) Tj ET Q q 0 0 0 rg BT 322.31 325.05 Td (President ) Tj ET Q q 0 0 0 rg BT 362.10 325.05 Td (and ) Tj ET Q q 0 0 0 rg BT 379.12 325.05 Td (Chief ) Tj ET Q q 0 0 0 rg BT 403.92 325.05 Td (Executive ) Tj ET Q q 0 0 0 rg BT 446.48 325.05 Td (Of) Tj ET Q q 0 0 0 rg BT 456.85 325.05 Td (ficer) Tj ET Q q 0 0 0 rg BT 474.77 325.05 Td (, ) Tj ET Q q 0 0 0 rg BT 479.85 325.05 Td (and ) Tj ET Q q 0 0 0 rg BT 496.87 325.05 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 538.88 325.05 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 325.05 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 313.05 Td (Board. ) Tj ET Q q 0 0 0 rg BT 78.44 313.05 Td (Since ) Tj ET Q q 0 0 0 rg BT 102.16 313.05 Td (becoming ) Tj ET Q q 0 0 0 rg BT 143.10 313.05 Td (Chief ) Tj ET Q q 0 0 0 rg BT 166.82 313.05 Td (Executive ) Tj ET Q q 0 0 0 rg BT 208.31 313.05 Td (Of) Tj ET Q q 0 0 0 rg BT 218.68 313.05 Td (ficer ) Tj ET Q q 0 0 0 rg BT 238.50 313.05 Td (of ) Tj ET Q q 0 0 0 rg BT 248.33 313.05 Td (the ) Tj ET Q q 0 0 0 rg BT 262.05 313.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 302.44 313.05 Td (in ) Tj ET Q q 0 0 0 rg BT 311.72 313.05 Td (1999, ) Tj ET Q q 0 0 0 rg BT 335.73 313.05 Td (Mr) Tj ET Q q 0 0 0 rg BT 347.40 313.05 Td (. ) Tj ET Q q 0 0 0 rg BT 351.40 313.05 Td (Raina's ) Tj ET Q q 0 0 0 rg BT 381.92 313.05 Td (strategic ) Tj ET Q q 0 0 0 rg BT 417.30 313.05 Td (direction ) Tj ET Q q 0 0 0 rg BT 454.35 313.05 Td (and ) Tj ET Q q 0 0 0 rg BT 470.29 313.05 Td (vision ) Tj ET Q q 0 0 0 rg BT 496.24 313.05 Td (for ) Tj ET Q q 0 0 0 rg BT 509.40 313.05 Td (the ) Tj ET Q q 0 0 0 rg BT 523.13 313.05 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 301.05 Td (and ) Tj ET Q q 0 0 0 rg BT 66.83 301.05 Td (the ) Tj ET Q q 0 0 0 rg BT 81.43 301.05 Td (implementation ) Tj ET Q q 0 0 0 rg BT 146.58 301.05 Td (of ) Tj ET Q q 0 0 0 rg BT 157.30 301.05 Td (such ) Tj ET Q q 0 0 0 rg BT 178.02 301.05 Td (direction ) Tj ET Q q 0 0 0 rg BT 215.95 301.05 Td (has ) Tj ET Q q 0 0 0 rg BT 231.67 301.05 Td (been ) Tj ET Q q 0 0 0 rg BT 252.93 301.05 Td (instrumental ) Tj ET Q q 0 0 0 rg BT 305.31 301.05 Td (in ) Tj ET Q q 0 0 0 rg BT 315.47 301.05 Td (our ) Tj ET Q q 0 0 0 rg BT 331.19 301.05 Td (profitable ) Tj ET Q q 0 0 0 rg BT 372.45 301.05 Td (turnaround ) Tj ET Q q 0 0 0 rg BT 418.72 301.05 Td (and ) Tj ET Q q 0 0 0 rg BT 435.54 301.05 Td (growth. ) Tj ET Q q 0 0 0 rg BT 468.59 301.05 Td (The ) Tj ET Q q 0 0 0 rg BT 486.52 301.05 Td (loss ) Tj ET Q q 0 0 0 rg BT 504.47 301.05 Td (of ) Tj ET Q q 0 0 0 rg BT 515.19 301.05 Td (the ) Tj ET Q q 0 0 0 rg BT 529.79 301.05 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 289.05 Td (of ) Tj ET Q q 0 0 0 rg BT 60.86 289.05 Td (any ) Tj ET Q q 0 0 0 rg BT 77.83 289.05 Td (of ) Tj ET Q q 0 0 0 rg BT 88.69 289.05 Td (our ) Tj ET Q q 0 0 0 rg BT 104.56 289.05 Td (executive ) Tj ET Q q 0 0 0 rg BT 145.40 289.05 Td (of) Tj ET Q q 0 0 0 rg BT 153.55 289.05 Td (ficers ) Tj ET Q q 0 0 0 rg BT 178.29 289.05 Td (or ) Tj ET Q q 0 0 0 rg BT 189.15 289.05 Td (other ) Tj ET Q q 0 0 0 rg BT 212.23 289.05 Td (key ) Tj ET Q q 0 0 0 rg BT 229.20 289.05 Td (employees ) Tj ET Q q 0 0 0 rg BT 274.49 289.05 Td (could ) Tj ET Q q 0 0 0 rg BT 299.24 289.05 Td (harm ) Tj ET Q q 0 0 0 rg BT 322.32 289.05 Td (our ) Tj ET Q q 0 0 0 rg BT 338.18 289.05 Td (business. ) Tj ET Q q 0 0 0 rg BT 377.10 289.05 Td (Our ) Tj ET Q q 0 0 0 rg BT 395.19 289.05 Td (future ) Tj ET Q q 0 0 0 rg BT 421.60 289.05 Td (success ) Tj ET Q q 0 0 0 rg BT 454.12 289.05 Td (also ) Tj ET Q q 0 0 0 rg BT 472.76 289.05 Td (depends ) Tj ET Q q 0 0 0 rg BT 508.06 289.05 Td (on ) Tj ET Q q 0 0 0 rg BT 520.59 289.05 Td (our ) Tj ET Q q 0 0 0 rg BT 536.45 289.05 Td (ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 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520.62 277.05 Td (personnel, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.05 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 265.05 Td (business ) Tj ET Q q 0 0 0 rg BT 102.22 265.05 Td (could ) Tj ET Q q 0 0 0 rg BT 126.94 265.05 Td (be ) Tj ET Q q 0 0 0 rg BT 138.88 265.05 Td (harmed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 241.05 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.17 241.05 Td (international ) Tj ET Q q 0 0 0 rg BT 125.58 241.05 Td (operations ) Tj ET Q q 0 0 0 rg BT 171.42 241.05 Td (are ) Tj ET Q q 0 0 0 rg BT 187.25 241.05 Td (subject ) Tj ET Q q 0 0 0 rg BT 218.64 241.05 Td (to ) Tj ET Q q 0 0 0 rg BT 228.92 241.05 Td (a ) Tj ET Q q 0 0 0 rg BT 236.42 241.05 Td (number ) Tj ET Q q 0 0 0 rg BT 271.15 241.05 Td (of ) Tj ET Q q 0 0 0 rg BT 281.98 241.05 Td (risks ) Tj ET Q q 0 0 0 rg BT 303.93 241.05 Td (that ) Tj ET Q q 0 0 0 rg BT 322.55 241.05 Td (could ) Tj ET Q q 0 0 0 rg BT 347.83 241.05 Td (af) Tj ET Q q 0 0 0 rg BT 355.98 241.05 Td (fect ) Tj ET Q q 0 0 0 rg BT 373.46 241.05 Td (our ) Tj ET Q q 0 0 0 rg BT 390.42 241.05 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 432.08 241.05 Td (operating ) Tj ET Q q 0 0 0 rg BT 474.02 241.05 Td (results, ) Tj ET Q q 0 0 0 rg BT 506.25 241.05 Td (and ) Tj ET Q q 0 0 0 rg BT 524.32 241.05 Td (growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 217.05 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 217.05 Td (e ) Tj ET Q q 0 0 0 rg BT 100.56 217.05 Td (market ) Tj ET Q q 0 0 0 rg BT 129.82 217.05 Td (our ) Tj ET Q q 0 0 0 rg BT 144.63 217.05 Td (products ) Tj ET Q q 0 0 0 rg BT 180.56 217.05 Td (and ) Tj ET Q q 0 0 0 rg BT 196.49 217.05 Td (services ) Tj ET Q q 0 0 0 rg BT 230.18 217.05 Td (internationally ) Tj ET Q q 0 0 0 rg BT 289.99 217.05 Td (and ) Tj ET Q q 0 0 0 rg BT 305.91 217.05 Td (plan ) Tj ET Q q 0 0 0 rg BT 324.62 217.05 Td (to ) Tj ET Q q 0 0 0 rg BT 333.89 217.05 Td (continue ) Tj ET Q q 0 0 0 rg BT 369.81 217.05 Td (to ) Tj ET Q q 0 0 0 rg BT 379.07 217.05 Td (expand ) Tj ET Q q 0 0 0 rg BT 409.44 217.05 Td (our ) Tj ET Q q 0 0 0 rg BT 424.26 217.05 Td (Internet-based ) Tj ET Q q 0 0 0 rg BT 482.94 217.05 Td (services ) Tj ET Q q 0 0 0 rg BT 516.63 217.05 Td (to ) Tj ET Q q 0 0 0 rg BT 525.90 217.05 Td (locations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.05 Td (outside ) Tj ET Q q 0 0 0 rg BT 80.88 205.05 Td (of ) Tj ET Q q 0 0 0 rg BT 91.20 205.05 Td (the ) Tj ET Q q 0 0 0 rg BT 105.40 205.05 Td (United ) Tj ET Q q 0 0 0 rg BT 134.61 205.05 Td (States. ) Tj ET Q q 0 0 0 rg BT 162.84 205.05 Td (W) Tj ET Q q 0 0 0 rg BT 171.48 205.05 Td (e ) Tj ET Q q 0 0 0 rg BT 177.91 205.05 Td (currently ) Tj ET Q q 0 0 0 rg BT 215.99 205.05 Td (conduct ) Tj ET Q q 0 0 0 rg BT 249.64 205.05 Td (operations ) Tj ET Q q 0 0 0 rg BT 293.28 205.05 Td (in ) Tj ET Q q 0 0 0 rg BT 302.61 205.05 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 343.76 205.05 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 378.23 205.05 Td (New ) Tj ET Q q 0 0 0 rg BT 399.10 205.05 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 435.79 205.05 Td (Brazil, ) Tj ET Q q 0 0 0 rg BT 464.72 205.05 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 509.75 205.05 Td (and ) Tj ET Q q 0 0 0 rg BT 526.18 205.05 Td (England, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.05 Td (and ) Tj ET Q q 0 0 0 rg BT 66.37 193.05 Td (have ) Tj ET Q q 0 0 0 rg BT 87.17 193.05 Td (product ) Tj ET Q q 0 0 0 rg BT 119.65 193.05 Td (development ) Tj ET Q q 0 0 0 rg BT 173.22 193.05 Td (activities ) Tj ET Q q 0 0 0 rg BT 211.25 193.05 Td (and ) Tj ET Q q 0 0 0 rg BT 227.62 193.05 Td (call ) Tj ET Q q 0 0 0 rg BT 243.98 193.05 Td (center ) Tj ET Q q 0 0 0 rg BT 270.33 193.05 Td (services ) Tj ET Q q 0 0 0 rg BT 304.46 193.05 Td (in ) Tj ET Q q 0 0 0 rg BT 314.17 193.05 Td (India. ) Tj ET Q q 0 0 0 rg BT 339.14 193.05 Td (Our ) Tj ET Q q 0 0 0 rg BT 356.62 193.05 Td (international ) Tj ET Q q 0 0 0 rg BT 409.09 193.05 Td (operations ) Tj ET Q q 0 0 0 rg BT 452.67 193.05 Td (are ) Tj ET Q q 0 0 0 rg BT 466.81 193.05 Td (subject ) Tj ET Q q 0 0 0 rg BT 497.06 193.05 Td (to ) Tj ET Q q 0 0 0 rg BT 506.77 193.05 Td (other ) Tj ET Q q 0 0 0 rg BT 529.24 193.05 Td (inherent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.05 Td (risks ) Tj ET Q q 0 0 0 rg BT 71.39 181.05 Td (which ) Tj ET Q q 0 0 0 rg BT 98.33 181.05 Td (could ) Tj ET Q q 0 0 0 rg BT 123.05 181.05 Td (have ) Tj ET Q q 0 0 0 rg BT 144.42 181.05 Td (a ) Tj ET Q q 0 0 0 rg BT 151.36 181.05 Td (material ) Tj ET Q q 0 0 0 rg BT 186.62 181.05 Td (adverse ) Tj ET Q q 0 0 0 rg BT 219.66 181.05 Td (ef) Tj ET Q q 0 0 0 rg BT 227.25 181.05 Td (fect ) Tj ET Q q 0 0 0 rg BT 244.73 181.05 Td (on ) Tj ET Q q 0 0 0 rg BT 257.23 181.05 Td (our ) Tj ET Q q 0 0 0 rg BT 273.06 181.05 Td (business, ) Tj ET Q q 0 0 0 rg BT 311.95 181.05 Td (including:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 157.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 157.05 Td (the impact of recessions in foreign economies on the level of consumers' insurance shopping and purchasing behavior;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 145.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 145.05 Td (greater dif) Tj ET Q q 0 0 0 rg BT 127.18 145.05 Td (ficulty in collecting accounts receivable;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 133.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 133.05 Td (dif) Tj ET Q q 0 0 0 rg BT 96.93 133.05 Td (ficulties and costs of staf) Tj ET Q q 0 0 0 rg BT 196.17 133.05 Td (fing and managing foreign operations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 121.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 121.05 Td (reduced protection for intellectual property rights in some countries;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 109.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 109.05 Td (burdensome regulatory requirements;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 97.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 97.05 Td (trade and financing barriers, and dif) Tj ET Q q 0 0 0 rg BT 229.09 97.05 Td (fering business practices;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 85.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 85.05 Td (potentially adverse tax consequences; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 73.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 73.05 Td (economic instability or political unrest such as crime, strikes, riots, civil disturbances, terrorist attacks and wars.) Tj ET Q endstream endobj 33 0 obj <>] /Rotate 0 /Contents 34 0 R>> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (13) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.26 742.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 109.08 742.25 Td (position ) Tj ET Q q 0 0 0 rg BT 144.46 742.25 Td (and ) Tj ET Q q 0 0 0 rg BT 162.61 742.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 204.65 742.25 Td (results ) Tj ET Q q 0 0 0 rg BT 234.47 742.25 Td (may ) Tj ET Q q 0 0 0 rg BT 254.27 742.25 Td (be ) Tj ET Q q 0 0 0 rg BT 266.30 742.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 307.21 742.25 Td (af) Tj ET Q q 0 0 0 rg BT 315.35 742.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 342.37 742.25 Td (by ) Tj ET Q q 0 0 0 rg BT 354.40 742.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.76 742.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 411.25 742.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 431.63 742.25 Td (Dollar ) Tj ET Q q 0 0 0 rg BT 460.89 742.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 483.48 742.25 Td (and ) Tj ET Q q 0 0 0 rg BT 501.63 742.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 553.67 742.25 Td (in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (other ) Tj ET Q q 0 0 0 rg BT 74.17 730.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 113.33 730.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 155.27 730.25 Td (rates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 706.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 706.25 Td (e ) Tj ET Q q 0 0 0 rg BT 101.66 706.25 Td (will ) Tj ET Q q 0 0 0 rg BT 119.79 706.25 Td (be ) Tj ET Q q 0 0 0 rg BT 131.81 706.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 167.16 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 177.52 706.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 215.08 706.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 255.41 706.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 272.99 706.25 Td (with ) Tj ET Q q 0 0 0 rg BT 293.35 706.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 324.25 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 334.61 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 349.40 706.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 369.77 706.25 Td (dollar ) Tj ET Q q 0 0 0 rg BT 395.67 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 406.03 706.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 439.15 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 449.51 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 464.31 706.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 495.77 706.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 539.43 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 706.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 89.12 694.25 Td (where ) Tj ET Q q 0 0 0 rg BT 116.02 694.25 Td (we ) Tj ET Q q 0 0 0 rg BT 130.14 694.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 164.26 694.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 208.38 694.25 Td (because ) Tj ET Q q 0 0 0 rg BT 242.50 694.25 Td (a ) Tj ET Q q 0 0 0 rg BT 249.40 694.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 294.08 694.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 325.43 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 336.23 694.25 Td (our ) Tj ET Q q 0 0 0 rg BT 352.02 694.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 392.25 694.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 430.82 694.25 Td (are ) Tj ET Q q 0 0 0 rg BT 445.49 694.25 Td (incurred ) Tj ET Q q 0 0 0 rg BT 481.27 694.25 Td (in ) Tj ET Q q 0 0 0 rg BT 491.51 694.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 522.86 694.25 Td (countries. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (This ) Tj ET Q q 0 0 0 rg BT 70.00 682.25 Td (exposure ) Tj ET Q q 0 0 0 rg BT 108.33 682.25 Td (may ) Tj ET Q q 0 0 0 rg BT 127.77 682.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 162.75 682.25 Td (if ) Tj ET Q q 0 0 0 rg BT 171.09 682.25 Td (we ) Tj ET Q q 0 0 0 rg BT 184.98 682.25 Td (expand ) Tj ET Q q 0 0 0 rg BT 216.08 682.25 Td (our ) Tj ET Q q 0 0 0 rg BT 231.64 682.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 275.52 682.25 Td (overseas. ) Tj ET Q q 0 0 0 rg BT 314.51 682.25 Td (W) Tj ET Q q 0 0 0 rg BT 323.15 682.25 Td (e ) Tj ET Q q 0 0 0 rg BT 329.81 682.25 Td (will ) Tj ET Q q 0 0 0 rg BT 347.60 682.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 381.49 682.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 415.92 682.25 Td (in ) Tj ET Q q 0 0 0 rg BT 425.93 682.25 Td (our ) Tj ET Q q 0 0 0 rg BT 441.48 682.25 Td (exposure ) Tj ET Q q 0 0 0 rg BT 479.81 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 489.81 682.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 529.79 682.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 547.01 682.25 Td (risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.50 670.25 Td (result ) Tj ET Q q 0 0 0 rg BT 92.21 670.25 Td (from ) Tj ET Q q 0 0 0 rg BT 114.15 670.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 148.86 670.25 Td (in ) Tj ET Q q 0 0 0 rg BT 159.14 670.25 Td (our ) Tj ET Q q 0 0 0 rg BT 174.97 670.25 Td (business ) Tj ET Q q 0 0 0 rg BT 211.36 670.25 Td (operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.84 646.25 Td (Relating ) Tj ET Q q 0 0 0 rg BT 114.45 646.25 Td (to ) Tj ET Q q 0 0 0 rg BT 125.28 646.25 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 170.01 646.25 Td (and ) Tj ET Q q 0 0 0 rg BT 188.63 646.25 Td (Regulation) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (The ) Tj ET Q q 0 0 0 rg BT 69.62 622.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 93.14 622.25 Td (and ) Tj ET Q q 0 0 0 rg BT 112.21 622.25 Td (ef) Tj ET Q q 0 0 0 rg BT 119.80 622.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 142.19 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 154.04 622.25 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 197.28 622.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 257.47 622.25 Td (or ) Tj ET Q q 0 0 0 rg BT 269.88 622.25 Td (similar ) Tj ET Q q 0 0 0 rg BT 302.29 622.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 336.36 622.25 Td (involving ) Tj ET Q q 0 0 0 rg BT 378.21 622.25 Td (us ) Tj ET Q q 0 0 0 rg BT 391.18 622.25 Td (or ) Tj ET Q q 0 0 0 rg BT 403.59 622.25 Td (our ) Tj ET Q q 0 0 0 rg BT 421.55 622.25 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 476.47 622.25 Td (or ) Tj ET Q q 0 0 0 rg BT 488.88 622.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 523.49 622.25 Td (facts ) Tj ET Q q 0 0 0 rg BT 546.44 622.25 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (developments ) Tj ET Q q 0 0 0 rg BT 108.04 610.25 Td (related ) Tj ET Q q 0 0 0 rg BT 138.87 610.25 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 172.75 610.25 Td (could ) Tj ET Q q 0 0 0 rg BT 198.03 610.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 242.19 610.25 Td (af) Tj ET Q q 0 0 0 rg BT 250.34 610.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 267.83 610.25 Td (our ) Tj ET Q q 0 0 0 rg BT 284.78 610.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 324.79 610.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 366.74 610.25 Td (results ) Tj ET Q q 0 0 0 rg BT 396.47 610.25 Td (and ) Tj ET Q q 0 0 0 rg BT 414.54 610.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 454.26 610.25 Td (condition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 586.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 586.25 Td (e ) Tj ET Q q 0 0 0 rg BT 101.31 586.25 Td (may ) Tj ET Q q 0 0 0 rg BT 120.76 586.25 Td (be ) Tj ET Q q 0 0 0 rg BT 132.43 586.25 Td (involved ) Tj ET Q q 0 0 0 rg BT 169.66 586.25 Td (from ) Tj ET Q q 0 0 0 rg BT 191.33 586.25 Td (time ) Tj ET Q q 0 0 0 rg BT 211.34 586.25 Td (to ) Tj ET Q q 0 0 0 rg BT 221.35 586.25 Td (time ) Tj ET Q q 0 0 0 rg BT 241.36 586.25 Td (in ) Tj ET Q q 0 0 0 rg BT 251.37 586.25 Td (a ) Tj ET Q q 0 0 0 rg BT 258.05 586.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 288.04 586.25 Td (of ) Tj ET Q q 0 0 0 rg BT 298.61 586.25 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 339.45 586.25 Td (investigations, ) Tj ET Q q 0 0 0 rg BT 399.74 586.25 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 436.96 586.25 Td (or ) Tj ET Q q 0 0 0 rg BT 447.53 586.25 Td (similar ) Tj ET Q q 0 0 0 rg BT 477.54 586.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 509.20 586.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 538.65 586.25 Td (out ) Tj ET Q q 0 0 0 rg BT 553.67 586.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td (our ) Tj ET Q q 0 0 0 rg BT 66.28 574.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 105.61 574.25 Td (including ) Tj ET Q q 0 0 0 rg BT 146.33 574.25 Td (those ) Tj ET Q q 0 0 0 rg BT 170.39 574.25 Td (described ) Tj ET Q q 0 0 0 rg BT 211.65 574.25 Td (in ) Tj ET Q q 0 0 0 rg BT 222.37 574.25 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 226.810546875 572.9169921875 m 364.7197265625 572.9169921875 l s q 0 0 0 rg BT 226.81 574.25 Td (Part ) Tj ET Q q 0 0 0 rg BT 245.86 574.25 Td (I, ) Tj ET Q q 0 0 0 rg BT 254.64 574.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 275.91 574.25 Td (3 ) Tj ET Q q 0 0 0 rg BT 283.86 574.25 Td (- ) Tj ET Q q 0 0 0 rg BT 290.13 574.25 Td (Legal ) Tj ET Q q 0 0 0 rg BT 315.84 574.25 Td (Proceedings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.72 574.25 Td ( ) Tj ET Q q 0 0 0 rg BT 372.10 574.25 Td (and ) Tj ET Q q 0 0 0 rg BT 389.49 574.25 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 393.9267578125 572.9169921875 m 564.50341796875 572.9169921875 l s q 0 0 0 rg BT 393.93 574.25 Td (Part ) Tj ET Q q 0 0 0 rg BT 412.98 574.25 Td (II ) Tj ET Q q 0 0 0 rg BT 422.59 574.25 Td (- ) Tj ET Q q 0 0 0 rg BT 428.86 574.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 450.13 574.25 Td (8. ) Tj ET Q q 0 0 0 rg BT 460.58 574.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 500.74 574.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 547.56 574.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 560.9169921875 m 306.689453125 560.9169921875 l s q 0 0 0 rg BT 50.00 562.25 Td (Supplementary ) Tj ET Q q 0 0 0 rg BT 112.77 562.25 Td (Data ) Tj ET Q q 0 0 0 rg BT 133.88 562.25 Td (- ) Tj ET Q q 0 0 0 rg BT 139.44 562.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 161.11 562.25 Td (6 ) Tj ET Q q 0 0 0 rg BT 168.34 562.25 Td (- ) Tj ET Q q 0 0 0 rg BT 173.91 562.25 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 232.81 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 249.48 562.25 Td (Contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.69 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 313.36 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 323.92 562.25 Td (this ) Tj ET Q q 0 0 0 rg BT 340.60 562.25 Td (Report. ) Tj ET Q q 0 0 0 rg BT 372.55 562.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 393.67 562.25 Td (cannot ) Tj ET Q q 0 0 0 rg BT 422.55 562.25 Td (predict ) Tj ET Q q 0 0 0 rg BT 452.55 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 467.00 562.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 503.66 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 514.22 562.25 Td (these ) Tj ET Q q 0 0 0 rg BT 537.00 562.25 Td (or ) Tj ET Q q 0 0 0 rg BT 547.56 562.25 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (other ) Tj ET Q q 0 0 0 rg BT 73.37 550.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 95.63 550.25 Td (matters. ) Tj ET Q q 0 0 0 rg BT 130.39 550.25 Td (In ) Tj ET Q q 0 0 0 rg BT 141.54 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 156.58 550.25 Td (future, ) Tj ET Q q 0 0 0 rg BT 185.78 550.25 Td (we ) Tj ET Q q 0 0 0 rg BT 200.26 550.25 Td (may ) Tj ET Q q 0 0 0 rg BT 220.30 550.25 Td (need ) Tj ET Q q 0 0 0 rg BT 242.01 550.25 Td (to ) Tj ET Q q 0 0 0 rg BT 252.61 550.25 Td (record ) Tj ET Q q 0 0 0 rg BT 280.97 550.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 319.90 550.25 Td (reserves ) Tj ET Q q 0 0 0 rg BT 355.48 550.25 Td (with ) Tj ET Q q 0 0 0 rg BT 376.08 550.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 407.22 550.25 Td (to ) Tj ET Q q 0 0 0 rg BT 417.83 550.25 Td (these ) Tj ET Q q 0 0 0 rg BT 441.20 550.25 Td (matters. ) Tj ET Q q 0 0 0 rg BT 475.95 550.25 Td (Further) Tj ET Q q 0 0 0 rg BT 504.99 550.25 Td (, ) Tj ET Q q 0 0 0 rg BT 510.32 550.25 Td (regardless ) Tj ET Q q 0 0 0 rg BT 553.68 550.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (how ) Tj ET Q q 0 0 0 rg BT 69.31 538.25 Td (these ) Tj ET Q q 0 0 0 rg BT 91.95 538.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 123.47 538.25 Td (proceed, ) Tj ET Q q 0 0 0 rg BT 159.70 538.25 Td (it ) Tj ET Q q 0 0 0 rg BT 167.35 538.25 Td (could ) Tj ET Q q 0 0 0 rg BT 191.65 538.25 Td (divert ) Tj ET Q q 0 0 0 rg BT 217.07 538.25 Td (our ) Tj ET Q q 0 0 0 rg BT 232.49 538.25 Td (management's ) Tj ET Q q 0 0 0 rg BT 291.36 538.25 Td (attention ) Tj ET Q q 0 0 0 rg BT 328.44 538.25 Td (and ) Tj ET Q q 0 0 0 rg BT 344.96 538.25 Td (other ) Tj ET Q q 0 0 0 rg BT 367.60 538.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 407.45 538.25 Td (away ) Tj ET Q q 0 0 0 rg BT 430.64 538.25 Td (from ) Tj ET Q q 0 0 0 rg BT 452.16 538.25 Td (our ) Tj ET Q q 0 0 0 rg BT 467.58 538.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 506.06 538.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 523.70 538.25 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (may ) Tj ET Q q 0 0 0 rg BT 69.55 526.25 Td (not ) Tj ET Q q 0 0 0 rg BT 84.66 526.25 Td (cover ) Tj ET Q q 0 0 0 rg BT 109.20 526.25 Td (all ) Tj ET Q q 0 0 0 rg BT 121.53 526.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 149.97 526.25 Td (that ) Tj ET Q q 0 0 0 rg BT 167.29 526.25 Td (may ) Tj ET Q q 0 0 0 rg BT 186.84 526.25 Td (be ) Tj ET Q q 0 0 0 rg BT 198.62 526.25 Td (asserted ) Tj ET Q q 0 0 0 rg BT 233.16 526.25 Td (against ) Tj ET Q q 0 0 0 rg BT 263.81 526.25 Td (us ) Tj ET Q q 0 0 0 rg BT 275.04 526.25 Td (and ) Tj ET Q q 0 0 0 rg BT 291.81 526.25 Td (indemnification ) Tj ET Q q 0 0 0 rg BT 357.46 526.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 382.57 526.25 Td (to ) Tj ET Q q 0 0 0 rg BT 392.68 526.25 Td (which ) Tj ET Q q 0 0 0 rg BT 419.45 526.25 Td (we ) Tj ET Q q 0 0 0 rg BT 433.45 526.25 Td (are ) Tj ET Q q 0 0 0 rg BT 447.99 526.25 Td (entitled ) Tj ET Q q 0 0 0 rg BT 480.31 526.25 Td (may ) Tj ET Q q 0 0 0 rg BT 499.86 526.25 Td (not ) Tj ET Q q 0 0 0 rg BT 514.97 526.25 Td (be ) Tj ET Q q 0 0 0 rg BT 526.74 526.25 Td (honored, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (and ) Tj ET Q q 0 0 0 rg BT 65.85 514.25 Td (any ) Tj ET Q q 0 0 0 rg BT 81.70 514.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 109.22 514.25 Td (asserted ) Tj ET Q q 0 0 0 rg BT 142.84 514.25 Td (against ) Tj ET Q q 0 0 0 rg BT 172.58 514.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 185.39 514.25 Td (regardless ) Tj ET Q q 0 0 0 rg BT 227.34 514.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.08 514.25 Td (merit ) Tj ET Q q 0 0 0 rg BT 259.60 514.25 Td (or ) Tj ET Q q 0 0 0 rg BT 269.34 514.25 Td (eventual ) Tj ET Q q 0 0 0 rg BT 304.63 514.25 Td (outcome, ) Tj ET Q q 0 0 0 rg BT 342.97 514.25 Td (may ) Tj ET Q q 0 0 0 rg BT 361.60 514.25 Td (harm ) Tj ET Q q 0 0 0 rg BT 383.56 514.25 Td (our ) Tj ET Q q 0 0 0 rg BT 398.31 514.25 Td (reputation. ) Tj ET Q q 0 0 0 rg BT 442.76 514.25 Td (Should ) Tj ET Q q 0 0 0 rg BT 472.52 514.25 Td (the ) Tj ET Q q 0 0 0 rg BT 486.15 514.25 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 520.33 514.25 Td (judgments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (or ) Tj ET Q q 0 0 0 rg BT 61.06 502.25 Td (settlements ) Tj ET Q q 0 0 0 rg BT 108.77 502.25 Td (in ) Tj ET Q q 0 0 0 rg BT 119.28 502.25 Td (any ) Tj ET Q q 0 0 0 rg BT 136.45 502.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 175.28 502.25 Td (or ) Tj ET Q q 0 0 0 rg BT 186.34 502.25 Td (investigation ) Tj ET Q q 0 0 0 rg BT 240.73 502.25 Td (significantly ) Tj ET Q q 0 0 0 rg BT 293.44 502.25 Td (exceed ) Tj ET Q q 0 0 0 rg BT 323.92 502.25 Td (our ) Tj ET Q q 0 0 0 rg BT 339.98 502.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 381.02 502.25 Td (coverage, ) Tj ET Q q 0 0 0 rg BT 422.33 502.25 Td (they ) Tj ET Q q 0 0 0 rg BT 442.28 502.25 Td (could ) Tj ET Q q 0 0 0 rg BT 467.22 502.25 Td (have ) Tj ET Q q 0 0 0 rg BT 488.83 502.25 Td (a ) Tj ET Q q 0 0 0 rg BT 495.99 502.25 Td (material ) Tj ET Q q 0 0 0 rg BT 531.48 502.25 Td (adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.25 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 490.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 75.17 490.25 Td (on ) Tj ET Q q 0 0 0 rg BT 87.77 490.25 Td (our ) Tj ET Q q 0 0 0 rg BT 103.69 490.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 142.68 490.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 180.26 490.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 220.63 490.25 Td (and ) Tj ET Q q 0 0 0 rg BT 237.66 490.25 Td (results ) Tj ET Q q 0 0 0 rg BT 266.37 490.25 Td (of ) Tj ET Q q 0 0 0 rg BT 277.30 490.25 Td (operations. ) Tj ET Q q 0 0 0 rg BT 324.05 490.25 Td (In ) Tj ET Q q 0 0 0 rg BT 334.97 490.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 372.84 490.25 Td (premiums ) Tj ET Q q 0 0 0 rg BT 415.44 490.25 Td (for ) Tj ET Q q 0 0 0 rg BT 429.69 490.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 470.61 490.25 Td (covering ) Tj ET Q q 0 0 0 rg BT 508.19 490.25 Td (directors' ) Tj ET Q q 0 0 0 rg BT 547.57 490.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 478.25 Td (ficers' ) Tj ET Q q 0 0 0 rg BT 85.05 478.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 119.06 478.25 Td (are ) Tj ET Q q 0 0 0 rg BT 134.16 478.25 Td (rising. ) Tj ET Q q 0 0 0 rg BT 162.12 478.25 Td (W) Tj ET Q q 0 0 0 rg BT 170.76 478.25 Td (e ) Tj ET Q q 0 0 0 rg BT 178.09 478.25 Td (may ) Tj ET Q q 0 0 0 rg BT 198.20 478.25 Td (not ) Tj ET Q q 0 0 0 rg BT 213.88 478.25 Td (be ) Tj ET Q q 0 0 0 rg BT 226.21 478.25 Td (able ) Tj ET Q q 0 0 0 rg BT 245.76 478.25 Td (to ) Tj ET Q q 0 0 0 rg BT 256.43 478.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 284.32 478.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 332.75 478.25 Td (types ) Tj ET Q q 0 0 0 rg BT 356.75 478.25 Td (or ) Tj ET Q q 0 0 0 rg BT 367.98 478.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 394.19 478.25 Td (of ) Tj ET Q q 0 0 0 rg BT 405.42 478.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 446.63 478.25 Td (in ) Tj ET Q q 0 0 0 rg BT 457.30 478.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.41 478.25 Td (future, ) Tj ET Q q 0 0 0 rg BT 501.69 478.25 Td (nor ) Tj ET Q q 0 0 0 rg BT 517.91 478.25 Td (may ) Tj ET Q q 0 0 0 rg BT 538.02 478.25 Td (we ) Tj ET Q q 0 0 0 rg BT 552.58 478.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (able ) Tj ET Q q 0 0 0 rg BT 69.16 466.25 Td (to ) Tj ET Q q 0 0 0 rg BT 79.43 466.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 106.93 466.25 Td (adequate ) Tj ET Q q 0 0 0 rg BT 144.96 466.25 Td (replacement ) Tj ET Q q 0 0 0 rg BT 196.32 466.25 Td (policies ) Tj ET Q q 0 0 0 rg BT 229.92 466.25 Td (with ) Tj ET Q q 0 0 0 rg BT 250.20 466.25 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 294.89 466.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 319.60 466.25 Td (or ) Tj ET Q q 0 0 0 rg BT 330.43 466.25 Td (at ) Tj ET Q q 0 0 0 rg BT 340.15 466.25 Td (historic ) Tj ET Q q 0 0 0 rg BT 372.65 466.25 Td (rates, ) Tj ET Q q 0 0 0 rg BT 396.52 466.25 Td (if ) Tj ET Q q 0 0 0 rg BT 405.13 466.25 Td (at ) Tj ET Q q 0 0 0 rg BT 414.85 466.25 Td (all.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (Government ) Tj ET Q q 0 0 0 rg BT 104.40 442.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 164.38 442.25 Td (may ) Tj ET Q q 0 0 0 rg BT 184.89 442.25 Td (require ) Tj ET Q q 0 0 0 rg BT 218.18 442.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 265.38 442.25 Td (management ) Tj ET Q q 0 0 0 rg BT 322.01 442.25 Td (time ) Tj ET Q q 0 0 0 rg BT 343.08 442.25 Td (and ) Tj ET Q q 0 0 0 rg BT 361.93 442.25 Td (attention, ) Tj ET Q q 0 0 0 rg BT 404.40 442.25 Td (result ) Tj ET Q q 0 0 0 rg BT 431.04 442.25 Td (in ) Tj ET Q q 0 0 0 rg BT 442.68 442.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 489.87 442.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 513.16 442.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 553.12 442.25 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (damages ) Tj ET Q q 0 0 0 rg BT 88.31 430.25 Td (and ) Tj ET Q q 0 0 0 rg BT 106.07 430.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 131.60 430.25 Td (the ) Tj ET Q q 0 0 0 rg BT 146.58 430.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 194.90 430.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 234.61 430.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 274.04 430.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 317.63 430.25 Td (results ) Tj ET Q q 0 0 0 rg BT 347.06 430.25 Td (of ) Tj ET Q q 0 0 0 rg BT 357.59 430.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 403.13 430.25 Td (and ) Tj ET Q q 0 0 0 rg BT 420.89 430.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 441.98 430.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 465.85 430.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.83 430.25 Td (suf) Tj ET Q q 0 0 0 rg BT 488.44 430.25 Td (fer) Tj ET Q q 0 0 0 rg BT 499.54 430.25 Td (. ) Tj ET Q q 0 0 0 rg BT 504.24 430.25 Td (The ) Tj ET Q q 0 0 0 rg BT 522.55 430.25 Td (Company ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (could ) Tj ET Q q 0 0 0 rg BT 75.77 418.25 Td (face ) Tj ET Q q 0 0 0 rg BT 95.96 418.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 140.63 418.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 200.28 418.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 259.94 418.25 Td (with ) Tj ET Q q 0 0 0 rg BT 280.72 418.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 312.58 418.25 Td (to ) Tj ET Q q 0 0 0 rg BT 323.35 418.25 Td (these ) Tj ET Q q 0 0 0 rg BT 347.45 418.25 Td (matters, ) Tj ET Q q 0 0 0 rg BT 383.49 418.25 Td (could ) Tj ET Q q 0 0 0 rg BT 409.26 418.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 434.48 418.25 Td (substantial ) Tj ET Q q 0 0 0 rg BT 482.49 418.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 505.47 418.25 Td (to ) Tj ET Q q 0 0 0 rg BT 516.24 418.25 Td (defend ) Tj ET Q q 0 0 0 rg BT 547.00 418.25 Td (any ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 406.25 Td (such ) Tj ET Q q 0 0 0 rg BT 70.99 406.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 129.20 406.25 Td (and ) Tj ET Q q 0 0 0 rg BT 146.30 406.25 Td (be ) Tj ET Q q 0 0 0 rg BT 157.27 406.25 Td (required ) Tj ET Q q 0 0 0 rg BT 193.81 406.25 Td (to ) Tj ET Q q 0 0 0 rg BT 203.12 406.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 219.09 406.25 Td (damages, ) Tj ET Q q 0 0 0 rg BT 259.24 406.25 Td (fines ) Tj ET Q q 0 0 0 rg BT 280.77 406.25 Td (and ) Tj ET Q q 0 0 0 rg BT 297.87 406.25 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 338.57 406.25 Td (or ) Tj ET Q q 0 0 0 rg BT 349.00 406.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 372.77 406.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 415.98 406.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 454.17 406.25 Td (or ) Tj ET Q q 0 0 0 rg BT 464.60 406.25 Td (be ) Tj ET Q q 0 0 0 rg BT 475.57 406.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 506.00 406.25 Td (to ) Tj ET Q q 0 0 0 rg BT 515.31 406.25 Td (injunctions ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 394.25 Td (as ) Tj ET Q q 0 0 0 rg BT 61.58 394.25 Td (a ) Tj ET Q q 0 0 0 rg BT 69.28 394.25 Td (result ) Tj ET Q q 0 0 0 rg BT 95.31 394.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.33 394.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.80 394.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 159.49 394.25 Td (of ) Tj ET Q q 0 0 0 rg BT 170.52 394.25 Td (such ) Tj ET Q q 0 0 0 rg BT 192.66 394.25 Td (investigations. ) Tj ET Q q 0 0 0 rg BT 254.53 394.25 Td (The ) Tj ET Q q 0 0 0 rg BT 273.33 394.25 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 326.02 394.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 370.40 394.25 Td (of ) Tj ET Q q 0 0 0 rg BT 381.42 394.25 Td (one ) Tj ET Q q 0 0 0 rg BT 399.11 394.25 Td (or ) Tj ET Q q 0 0 0 rg BT 410.70 394.25 Td (more ) Tj ET Q q 0 0 0 rg BT 434.50 394.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 467.75 394.25 Td (could ) Tj ET Q q 0 0 0 rg BT 493.22 394.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 534.23 394.25 Td (impact ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 382.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.28 382.25 Td (Company) Tj ET Q q 0 0 0 rg BT 104.36 382.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.86 382.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 358.25 Td (On ) Tj ET Q q 0 0 0 rg BT 99.56 358.25 Td (December ) Tj ET Q q 0 0 0 rg BT 141.99 358.25 Td (3, ) Tj ET Q q 0 0 0 rg BT 150.83 358.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 172.17 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 187.66 358.25 Td (April ) Tj ET Q q 0 0 0 rg BT 210.11 358.25 Td (16, ) Tj ET Q q 0 0 0 rg BT 223.95 358.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 247.79 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.35 358.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 301.58 358.25 Td (received ) Tj ET Q q 0 0 0 rg BT 336.78 358.25 Td (subpoenas ) Tj ET Q q 0 0 0 rg BT 379.78 358.25 Td (from ) Tj ET Q q 0 0 0 rg BT 400.56 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 414.12 358.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 454.90 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 470.68 358.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 511.44 358.25 Td (Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 66.89 346.25 Td (SEC\) ) Tj ET Q q 0 0 0 rg BT 98.77 346.25 Td (in ) Tj ET Q q 0 0 0 rg BT 107.89 346.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 153.11 346.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.22 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.78 346.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 218.78 346.25 Td (by ) Tj ET Q q 0 0 0 rg BT 230.12 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.67 346.25 Td (SEC ) Tj ET Q q 0 0 0 rg BT 263.35 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.02 346.25 Td (a ) Tj ET Q q 0 0 0 rg BT 278.80 346.25 Td (non-public ) Tj ET Q q 0 0 0 rg BT 323.47 346.25 Td (fact-finding ) Tj ET Q q 0 0 0 rg BT 372.01 346.25 Td (inquiry ) Tj ET Q q 0 0 0 rg BT 402.24 346.25 Td (and ) Tj ET Q q 0 0 0 rg BT 418.02 346.25 Td (investigation ) Tj ET Q q 0 0 0 rg BT 471.02 346.25 Td (and ) Tj ET Q q 0 0 0 rg BT 486.80 346.25 Td (seeking ) Tj ET Q q 0 0 0 rg BT 518.68 346.25 Td (documents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 82.52 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.28 334.25 Td (the ) Tj ET Q q 0 0 0 rg BT 106.47 334.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 132.34 334.25 Td (raised ) Tj ET Q q 0 0 0 rg BT 158.20 334.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.40 334.25 Td (matter ) Tj ET Q q 0 0 0 rg BT 199.92 334.25 Td (styled ) Tj ET Q q 0 0 0 rg BT 225.78 334.25 Td (In ) Tj ET Q q 0 0 0 rg BT 236.09 334.25 Td (re: ) Tj ET Q q 0 0 0 rg BT 248.62 334.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 271.98 334.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 289.23 334.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 330.64 334.25 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 374.56 334.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.98 334.25 Td (in ) Tj ET Q q 0 0 0 rg BT 400.74 334.25 Td (an ) Tj ET Q q 0 0 0 rg BT 412.15 334.25 Td (online ) Tj ET Q q 0 0 0 rg BT 439.13 334.25 Td (news ) Tj ET Q q 0 0 0 rg BT 461.66 334.25 Td (article ) Tj ET Q q 0 0 0 rg BT 488.62 334.25 Td (based ) Tj ET Q q 0 0 0 rg BT 513.37 334.25 Td (on ) Tj ET Q q 0 0 0 rg BT 525.34 334.25 Td (unnamed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td (sources, ) Tj ET Q q 0 0 0 rg BT 84.90 322.25 Td (published ) Tj ET Q q 0 0 0 rg BT 126.19 322.25 Td (on ) Tj ET Q q 0 0 0 rg BT 138.59 322.25 Td (November ) Tj ET Q q 0 0 0 rg BT 183.20 322.25 Td (3, ) Tj ET Q q 0 0 0 rg BT 193.11 322.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 215.51 322.25 Td (speculating ) Tj ET Q q 0 0 0 rg BT 263.46 322.25 Td (about ) Tj ET Q q 0 0 0 rg BT 288.08 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 302.70 322.25 Td (existence ) Tj ET Q q 0 0 0 rg BT 342.31 322.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.04 322.25 Td (such ) Tj ET Q q 0 0 0 rg BT 373.78 322.25 Td (an ) Tj ET Q q 0 0 0 rg BT 385.62 322.25 Td (investigation. ) Tj ET Q q 0 0 0 rg BT 441.66 322.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 491.56 322.25 Td (, ) Tj ET Q q 0 0 0 rg BT 496.46 322.25 Td (on ) Tj ET Q q 0 0 0 rg BT 508.87 322.25 Td (June ) Tj ET Q q 0 0 0 rg BT 529.60 322.25 Td (6, ) Tj ET Q q 0 0 0 rg BT 539.51 322.25 Td (2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.35 310.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 105.37 310.25 Td (was ) Tj ET Q q 0 0 0 rg BT 123.06 310.25 Td (notified ) Tj ET Q q 0 0 0 rg BT 156.30 310.25 Td (that ) Tj ET Q q 0 0 0 rg BT 173.43 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 187.78 310.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 207.23 310.25 Td (Attorney ) Tj ET Q q 0 0 0 rg BT 244.91 310.25 Td (for ) Tj ET Q q 0 0 0 rg BT 258.71 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.06 310.25 Td (Northern ) Tj ET Q q 0 0 0 rg BT 311.29 310.25 Td (District ) Tj ET Q q 0 0 0 rg BT 343.42 310.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.89 310.25 Td (Geor) Tj ET Q q 0 0 0 rg BT 373.70 310.25 Td (gia ) Tj ET Q q 0 0 0 rg BT 388.05 310.25 Td (had ) Tj ET Q q 0 0 0 rg BT 404.62 310.25 Td (opened ) Tj ET Q q 0 0 0 rg BT 435.64 310.25 Td (an ) Tj ET Q q 0 0 0 rg BT 447.21 310.25 Td (investigation ) Tj ET Q q 0 0 0 rg BT 501.00 310.25 Td (into ) Tj ET Q q 0 0 0 rg BT 518.70 310.25 Td (allegations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.40 298.25 Td (intentional ) Tj ET Q q 0 0 0 rg BT 105.24 298.25 Td (misconduct. ) Tj ET Q q 0 0 0 rg BT 155.76 298.25 Td (The ) Tj ET Q q 0 0 0 rg BT 173.38 298.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 214.34 298.25 Td (has ) Tj ET Q q 0 0 0 rg BT 229.74 298.25 Td (cooperated ) Tj ET Q q 0 0 0 rg BT 275.67 298.25 Td (with ) Tj ET Q q 0 0 0 rg BT 295.52 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.81 298.25 Td (government ) Tj ET Q q 0 0 0 rg BT 359.64 298.25 Td (in ) Tj ET Q q 0 0 0 rg BT 369.49 298.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 415.43 298.25 Td (with ) Tj ET Q q 0 0 0 rg BT 435.28 298.25 Td (these ) Tj ET Q q 0 0 0 rg BT 457.90 298.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 515.52 298.25 Td (and ) Tj ET Q q 0 0 0 rg BT 532.03 298.25 Td (expects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.14 286.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 96.93 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 107.07 286.25 Td (do ) Tj ET Q q 0 0 0 rg BT 119.42 286.25 Td (so. ) Tj ET Q q 0 0 0 rg BT 133.00 286.25 Td (The ) Tj ET Q q 0 0 0 rg BT 150.91 286.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 183.26 286.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.95 286.25 Td (time ) Tj ET Q q 0 0 0 rg BT 214.08 286.25 Td (needed ) Tj ET Q q 0 0 0 rg BT 244.76 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.89 286.25 Td (resolve ) Tj ET Q q 0 0 0 rg BT 286.13 286.25 Td (these ) Tj ET Q q 0 0 0 rg BT 309.03 286.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 366.94 286.25 Td (is ) Tj ET Q q 0 0 0 rg BT 375.97 286.25 Td (uncertain, ) Tj ET Q q 0 0 0 rg BT 418.03 286.25 Td (and ) Tj ET Q q 0 0 0 rg BT 434.83 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 449.40 286.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 490.65 286.25 Td (cannot ) Tj ET Q q 0 0 0 rg BT 519.66 286.25 Td (predict ) Tj ET Q q 0 0 0 rg BT 549.79 286.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 86.23 274.25 Td (of ) Tj ET Q q 0 0 0 rg BT 96.36 274.25 Td (these ) Tj ET Q q 0 0 0 rg BT 118.71 274.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 176.06 274.25 Td (or ) Tj ET Q q 0 0 0 rg BT 186.19 274.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 220.20 274.25 Td (the ) Tj ET Q q 0 0 0 rg BT 234.21 274.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 274.90 274.25 Td (will ) Tj ET Q q 0 0 0 rg BT 292.25 274.25 Td (face ) Tj ET Q q 0 0 0 rg BT 310.70 274.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 352.49 274.25 Td (government ) Tj ET Q q 0 0 0 rg BT 402.05 274.25 Td (investigations, ) Tj ET Q q 0 0 0 rg BT 461.90 274.25 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 498.70 274.25 Td (or ) Tj ET Q q 0 0 0 rg BT 508.83 274.25 Td (other ) Tj ET Q q 0 0 0 rg BT 531.17 274.25 Td (actions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.25 Td (Subject ) Tj ET Q q 0 0 0 rg BT 83.24 262.25 Td (to ) Tj ET Q q 0 0 0 rg BT 94.26 262.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 124.70 262.25 Td (limitations, ) Tj ET Q q 0 0 0 rg BT 173.22 262.25 Td (the ) Tj ET Q q 0 0 0 rg BT 188.68 262.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 230.80 262.25 Td (is ) Tj ET Q q 0 0 0 rg BT 240.72 262.25 Td (obligated ) Tj ET Q q 0 0 0 rg BT 281.17 262.25 Td (to ) Tj ET Q q 0 0 0 rg BT 292.19 262.25 Td (indemnify ) Tj ET Q q 0 0 0 rg BT 336.53 262.25 Td (current ) Tj ET Q q 0 0 0 rg BT 368.09 262.25 Td (and ) Tj ET Q q 0 0 0 rg BT 385.77 262.25 Td (former ) Tj ET Q q 0 0 0 rg BT 416.22 262.25 Td (directors, ) Tj ET Q q 0 0 0 rg BT 456.94 262.25 Td (of) Tj ET Q q 0 0 0 rg BT 465.09 262.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 490.54 262.25 Td (and ) Tj ET Q q 0 0 0 rg BT 508.22 262.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 554.23 262.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 95.38 250.25 Td (with ) Tj ET Q q 0 0 0 rg BT 114.67 250.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 148.96 250.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 205.44 250.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 262.50 250.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.45 250.25 Td (any ) Tj ET Q q 0 0 0 rg BT 294.40 250.25 Td (future ) Tj ET Q q 0 0 0 rg BT 319.79 250.25 Td (government ) Tj ET Q q 0 0 0 rg BT 369.06 250.25 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 408.06 250.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 465.12 250.25 Td (or ) Tj ET Q q 0 0 0 rg BT 474.96 250.25 Td (actions. ) Tj ET Q q 0 0 0 rg BT 507.19 250.25 Td (These ) Tj ET Q q 0 0 0 rg BT 532.57 250.25 Td (matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (could ) Tj ET Q q 0 0 0 rg BT 74.70 238.25 Td (require ) Tj ET Q q 0 0 0 rg BT 105.49 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.19 238.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 161.56 238.25 Td (to ) Tj ET Q q 0 0 0 rg BT 171.82 238.25 Td (expend ) Tj ET Q q 0 0 0 rg BT 203.17 238.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 247.87 238.25 Td (management ) Tj ET Q q 0 0 0 rg BT 301.44 238.25 Td (time ) Tj ET Q q 0 0 0 rg BT 321.69 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 338.61 238.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 361.64 238.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 406.33 238.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 428.24 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 445.16 238.25 Td (other ) Tj ET Q q 0 0 0 rg BT 468.19 238.25 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 509.27 238.25 Td (result ) Tj ET Q q 0 0 0 rg BT 533.96 238.25 Td (in ) Tj ET Q q 0 0 0 rg BT 544.22 238.25 Td (civil ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.90 226.25 Td (criminal ) Tj ET Q q 0 0 0 rg BT 104.68 226.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 136.46 226.25 Td (seeking, ) Tj ET Q q 0 0 0 rg BT 172.96 226.25 Td (among ) Tj ET Q q 0 0 0 rg BT 203.64 226.25 Td (other ) Tj ET Q q 0 0 0 rg BT 227.65 226.25 Td (things, ) Tj ET Q q 0 0 0 rg BT 258.05 226.25 Td (injunctions ) Tj ET Q q 0 0 0 rg BT 305.95 226.25 Td (against ) Tj ET Q q 0 0 0 rg BT 337.74 226.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.41 226.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 395.76 226.25 Td (and ) Tj ET Q q 0 0 0 rg BT 413.66 226.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.33 226.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 467.22 226.25 Td (of ) Tj ET Q q 0 0 0 rg BT 479.01 226.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 524.68 226.25 Td (fines ) Tj ET Q q 0 0 0 rg BT 547.58 226.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.25 Td (penalties ) Tj ET Q q 0 0 0 rg BT 88.75 214.25 Td (by ) Tj ET Q q 0 0 0 rg BT 101.96 214.25 Td (the ) Tj ET Q q 0 0 0 rg BT 117.39 214.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.48 214.25 Td (and ) Tj ET Q q 0 0 0 rg BT 177.13 214.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 218.66 214.25 Td (af) Tj ET Q q 0 0 0 rg BT 226.24 214.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 244.44 214.25 Td (our ) Tj ET Q q 0 0 0 rg BT 260.98 214.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 289.74 214.25 Td (to ) Tj ET Q q 0 0 0 rg BT 300.73 214.25 Td (attract ) Tj ET Q q 0 0 0 rg BT 328.92 214.25 Td (and ) Tj ET Q q 0 0 0 rg BT 346.57 214.25 Td (retain ) Tj ET Q q 0 0 0 rg BT 372.54 214.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 416.29 214.25 Td (and ) Tj ET Q q 0 0 0 rg BT 433.94 214.25 Td (employees, ) Tj ET Q q 0 0 0 rg BT 482.42 214.25 Td (which ) Tj ET Q q 0 0 0 rg BT 510.06 214.25 Td (could ) Tj ET Q q 0 0 0 rg BT 535.49 214.25 Td (have ) Tj ET Q q 0 0 0 rg BT 557.58 214.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.25 Td (material ) Tj ET Q q 0 0 0 rg BT 86.04 202.25 Td (ef) Tj ET Q q 0 0 0 rg BT 93.63 202.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 111.89 202.25 Td (on ) Tj ET Q q 0 0 0 rg BT 125.18 202.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.67 202.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 188.54 202.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 226.80 202.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 270.35 202.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 310.02 202.25 Td (results ) Tj ET Q q 0 0 0 rg BT 339.41 202.25 Td (of ) Tj ET Q q 0 0 0 rg BT 351.03 202.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 395.96 202.25 Td (and ) Tj ET Q q 0 0 0 rg BT 413.68 202.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 434.73 202.25 Td (flow) Tj ET Q q 0 0 0 rg BT 452.41 202.25 Td (. ) Tj ET Q q 0 0 0 rg BT 457.47 202.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 507.37 202.25 Td (, ) Tj ET Q q 0 0 0 rg BT 513.15 202.25 Td (marketplace ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.25 Td (rumors ) Tj ET Q q 0 0 0 rg BT 80.64 190.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 121.26 190.25 Td (these ) Tj ET Q q 0 0 0 rg BT 144.11 190.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 201.97 190.25 Td (could ) Tj ET Q q 0 0 0 rg BT 226.50 190.25 Td (af) Tj ET Q q 0 0 0 rg BT 234.08 190.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 251.38 190.25 Td (the ) Tj ET Q q 0 0 0 rg BT 265.90 190.25 Td (trading ) Tj ET Q q 0 0 0 rg BT 296.53 190.25 Td (price ) Tj ET Q q 0 0 0 rg BT 318.83 190.25 Td (of ) Tj ET Q q 0 0 0 rg BT 329.46 190.25 Td (our ) Tj ET Q q 0 0 0 rg BT 345.10 190.25 Td (common ) Tj ET Q q 0 0 0 rg BT 382.40 190.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 408.32 190.25 Td (regardless ) Tj ET Q q 0 0 0 rg BT 451.16 190.25 Td (of ) Tj ET Q q 0 0 0 rg BT 461.80 190.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 496.31 190.25 Td (these ) Tj ET Q q 0 0 0 rg BT 519.17 190.25 Td (rumors ) Tj ET Q q 0 0 0 rg BT 549.80 190.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.25 Td (accurate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 154.25 Td (If ) Tj ET Q q 0 0 0 rg BT 96.05 154.25 Td (these ) Tj ET Q q 0 0 0 rg BT 119.98 154.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 178.35 154.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 223.95 154.25 Td (were ) Tj ET Q q 0 0 0 rg BT 246.77 154.25 Td (to ) Tj ET Q q 0 0 0 rg BT 257.94 154.25 Td (commence ) Tj ET Q q 0 0 0 rg BT 304.64 154.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 327.46 154.25 Td (action, ) Tj ET Q q 0 0 0 rg BT 357.78 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 373.39 154.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 415.66 154.25 Td (could ) Tj ET Q q 0 0 0 rg BT 441.27 154.25 Td (be ) Tj ET Q q 0 0 0 rg BT 454.10 154.25 Td (required ) Tj ET Q q 0 0 0 rg BT 490.80 154.25 Td (to ) Tj ET Q q 0 0 0 rg BT 501.97 154.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 519.79 154.25 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.25 Td (penalties ) Tj ET Q q 0 0 0 rg BT 87.24 142.25 Td (and ) Tj ET Q q 0 0 0 rg BT 103.38 142.25 Td (could ) Tj ET Q q 0 0 0 rg BT 127.30 142.25 Td (become ) Tj ET Q q 0 0 0 rg BT 160.09 142.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 190.12 142.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.60 142.25 Td (injunctions, ) Tj ET Q q 0 0 0 rg BT 248.24 142.25 Td (a ) Tj ET Q q 0 0 0 rg BT 254.38 142.25 Td (cease ) Tj ET Q q 0 0 0 rg BT 277.73 142.25 Td (and ) Tj ET Q q 0 0 0 rg BT 293.87 142.25 Td (desist ) Tj ET Q q 0 0 0 rg BT 318.35 142.25 Td (order ) Tj ET Q q 0 0 0 rg BT 341.15 142.25 Td (and ) Tj ET Q q 0 0 0 rg BT 357.28 142.25 Td (other ) Tj ET Q q 0 0 0 rg BT 379.53 142.25 Td (equitable ) Tj ET Q q 0 0 0 rg BT 417.88 142.25 Td (remedies. ) Tj ET Q q 0 0 0 rg BT 458.05 142.25 Td (The ) Tj ET Q q 0 0 0 rg BT 475.30 142.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 515.89 142.25 Td (can ) Tj ET Q q 0 0 0 rg BT 531.47 142.25 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (no ) Tj ET Q q 0 0 0 rg BT 62.50 130.25 Td (assurances ) Tj ET Q q 0 0 0 rg BT 107.76 130.25 Td (as ) Tj ET Q q 0 0 0 rg BT 118.59 130.25 Td (to ) Tj ET Q q 0 0 0 rg BT 128.87 130.25 Td (the ) Tj ET Q q 0 0 0 rg BT 143.58 130.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 180.52 130.25 Td (of ) Tj ET Q q 0 0 0 rg BT 191.35 130.25 Td (any ) Tj ET Q q 0 0 0 rg BT 208.29 130.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 265.77 130.25 Td (investigation.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 106.25 Td (Federal ) Tj ET Q q 0 0 0 rg BT 85.15 106.25 Td (T) Tj ET Q q 0 0 0 rg BT 90.88 106.25 Td (rade ) Tj ET Q q 0 0 0 rg BT 112.14 106.25 Td (Commission ) Tj ET Q q 0 0 0 rg BT 166.20 106.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 187.47 106.25 Td (and ) Tj ET Q q 0 0 0 rg BT 205.96 106.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 255.57 106.25 Td (that ) Tj ET Q q 0 0 0 rg BT 274.62 106.25 Td (govern ) Tj ET Q q 0 0 0 rg BT 305.88 106.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.59 106.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 365.64 106.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 402.47 106.25 Td (could ) Tj ET Q q 0 0 0 rg BT 428.18 106.25 Td (expose ) Tj ET Q q 0 0 0 rg BT 458.88 106.25 Td (us ) Tj ET Q q 0 0 0 rg BT 471.26 106.25 Td (or ) Tj ET Q q 0 0 0 rg BT 483.08 106.25 Td (the ) Tj ET Q q 0 0 0 rg BT 498.79 106.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 530.89 106.25 Td (brokers ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 94.25 Td (and ) Tj ET Q q 0 0 0 rg BT 68.06 94.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 102.78 94.25 Td (with ) Tj ET Q q 0 0 0 rg BT 123.07 94.25 Td (whom ) Tj ET Q q 0 0 0 rg BT 150.58 94.25 Td (we ) Tj ET Q q 0 0 0 rg BT 164.19 94.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 199.47 94.25 Td (business ) Tj ET Q q 0 0 0 rg BT 236.98 94.25 Td (in ) Tj ET Q q 0 0 0 rg BT 247.82 94.25 Td (our ) Tj ET Q q 0 0 0 rg BT 264.78 94.25 Td (online ) Tj ET Q q 0 0 0 rg BT 293.39 94.25 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 346.44 94.25 Td (to ) Tj ET Q q 0 0 0 rg BT 356.71 94.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 379.21 94.25 Td (penalties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 70.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 70.25 Td (e ) Tj ET Q q 0 0 0 rg BT 101.61 70.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 136.36 70.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 176.11 70.25 Td (for ) Tj ET Q q 0 0 0 rg BT 190.31 70.25 Td (licensed ) Tj ET Q q 0 0 0 rg BT 225.61 70.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 266.46 70.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 297.04 70.25 Td (brokers ) Tj ET Q q 0 0 0 rg BT 329.57 70.25 Td (and ) Tj ET Q q 0 0 0 rg BT 346.54 70.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 379.06 70.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.03 70.25 Td (need ) Tj ET Q q 0 0 0 rg BT 417.45 70.25 Td (to ) Tj ET Q q 0 0 0 rg BT 427.76 70.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 460.29 70.25 Td (with ) Tj ET Q q 0 0 0 rg BT 480.61 70.25 Td (complex ) Tj ET Q q 0 0 0 rg BT 517.58 70.25 Td (regulations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.47 58.25 Td (vary ) Tj ET Q q 0 0 0 rg BT 87.71 58.25 Td (from ) Tj ET Q q 0 0 0 rg BT 109.63 58.25 Td (state ) Tj ET Q q 0 0 0 rg BT 130.43 58.25 Td (to ) Tj ET Q q 0 0 0 rg BT 140.68 58.25 Td (state ) Tj ET Q q 0 0 0 rg BT 161.48 58.25 Td (and ) Tj ET Q q 0 0 0 rg BT 178.40 58.25 Td (nation ) Tj ET Q q 0 0 0 rg BT 205.87 58.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.12 58.25 Td (nation. ) Tj ET Q q 0 0 0 rg BT 245.92 58.25 Td (These ) Tj ET Q q 0 0 0 rg BT 272.27 58.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 319.18 58.25 Td (can ) Tj ET Q q 0 0 0 rg BT 335.53 58.25 Td (be ) Tj ET Q q 0 0 0 rg BT 347.44 58.25 Td (dif) Tj ET Q q 0 0 0 rg BT 358.37 58.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 381.95 58.25 Td (to ) Tj ET Q q 0 0 0 rg BT 392.20 58.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 424.67 58.25 Td (with, ) Tj ET Q q 0 0 0 rg BT 447.43 58.25 Td (and ) Tj ET Q q 0 0 0 rg BT 464.34 58.25 Td (open ) Tj ET Q q 0 0 0 rg BT 486.26 58.25 Td (to ) Tj ET Q q 0 0 0 rg BT 496.51 58.25 Td (interpretation. ) Tj ET Q q 0 0 0 rg BT 555.35 58.25 Td (If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.25 Td (we ) Tj ET Q q 0 0 0 rg BT 64.42 46.25 Td (fail ) Tj ET Q q 0 0 0 rg BT 80.50 46.25 Td (to ) Tj ET Q q 0 0 0 rg BT 91.04 46.25 Td (properly ) Tj ET Q q 0 0 0 rg BT 127.68 46.25 Td (interpret ) Tj ET Q q 0 0 0 rg BT 164.31 46.25 Td (or ) Tj ET Q q 0 0 0 rg BT 175.40 46.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 208.15 46.25 Td (with ) Tj ET Q q 0 0 0 rg BT 228.69 46.25 Td (these ) Tj ET Q q 0 0 0 rg BT 251.99 46.25 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 301.68 46.25 Td (we, ) Tj ET Q q 0 0 0 rg BT 318.60 46.25 Td (the ) Tj ET Q q 0 0 0 rg BT 333.58 46.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 374.65 46.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 405.46 46.25 Td (brokers ) Tj ET Q q 0 0 0 rg BT 438.21 46.25 Td (or ) Tj ET Q q 0 0 0 rg BT 449.30 46.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 482.03 46.25 Td (doing ) Tj ET Q q 0 0 0 rg BT 507.57 46.25 Td (business ) Tj ET Q q 0 0 0 rg BT 544.22 46.25 Td (with ) Tj ET Q endstream endobj 35 0 obj <>] /Rotate 0 /Contents 36 0 R>> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 63.54 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 79.02 742.10 Td (of) Tj ET Q q 0 0 0 rg BT 87.17 742.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 114.03 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 124.51 742.10 Td (agents ) Tj ET Q q 0 0 0 rg BT 152.21 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 172.14 742.10 Td (whom ) Tj ET Q q 0 0 0 rg BT 199.29 742.10 Td (we ) Tj ET Q q 0 0 0 rg BT 213.10 742.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 247.45 742.10 Td (could ) Tj ET Q q 0 0 0 rg BT 271.82 742.10 Td (be ) Tj ET Q q 0 0 0 rg BT 283.41 742.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 313.89 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 323.82 742.10 Td (various ) Tj ET Q q 0 0 0 rg BT 355.41 742.10 Td (sanctions, ) Tj ET Q q 0 0 0 rg BT 397.27 742.10 Td (including ) Tj ET Q q 0 0 0 rg BT 437.20 742.10 Td (censure, ) Tj ET Q q 0 0 0 rg BT 472.39 742.10 Td (fines, ) Tj ET Q q 0 0 0 rg BT 496.47 742.10 Td (cease-and-desist ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (orders, ) Tj ET Q q 0 0 0 rg BT 79.76 730.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 97.60 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 108.20 730.10 Td (license ) Tj ET Q q 0 0 0 rg BT 138.23 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 148.84 730.10 Td (other ) Tj ET Q q 0 0 0 rg BT 171.65 730.10 Td (penalties. ) Tj ET Q q 0 0 0 rg BT 211.80 730.10 Td (This ) Tj ET Q q 0 0 0 rg BT 231.85 730.10 Td (risk, ) Tj ET Q q 0 0 0 rg BT 251.63 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 262.23 730.10 Td (well ) Tj ET Q q 0 0 0 rg BT 281.72 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 292.32 730.10 Td (other ) Tj ET Q q 0 0 0 rg BT 315.14 730.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 335.74 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 352.45 730.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 399.16 730.10 Td (af) Tj ET Q q 0 0 0 rg BT 406.74 730.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 436.78 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 452.38 730.10 Td (business ) Tj ET Q q 0 0 0 rg BT 488.54 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 505.26 730.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 539.73 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 730.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 92.40 718.10 Td (climate ) Tj ET Q q 0 0 0 rg BT 123.14 718.10 Td (or ) Tj ET Q q 0 0 0 rg BT 132.78 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.30 718.10 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 197.58 718.10 Td (or ) Tj ET Q q 0 0 0 rg BT 207.22 718.10 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 262.40 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.04 718.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 305.01 718.10 Td (law) Tj ET Q q 0 0 0 rg BT 318.80 718.10 Td (, ) Tj ET Q q 0 0 0 rg BT 322.61 718.10 Td (could ) Tj ET Q q 0 0 0 rg BT 346.13 718.10 Td (expose ) Tj ET Q q 0 0 0 rg BT 375.21 718.10 Td (us ) Tj ET Q q 0 0 0 rg BT 385.41 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 394.50 718.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 435.80 718.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 459.60 718.10 Td (including ) Tj ET Q q 0 0 0 rg BT 498.69 718.10 Td (indemnification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.90 706.10 Td (participating ) Tj ET Q q 0 0 0 rg BT 114.01 706.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.90 706.10 Td (agents, ) Tj ET Q q 0 0 0 rg BT 185.52 706.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 218.09 706.10 Td (or ) Tj ET Q q 0 0 0 rg BT 228.99 706.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 264.04 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 281.05 706.10 Td (could ) Tj ET Q q 0 0 0 rg BT 305.84 706.10 Td (require ) Tj ET Q q 0 0 0 rg BT 336.73 706.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 371.51 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 381.86 706.10 Td (our ) Tj ET Q q 0 0 0 rg BT 397.76 706.10 Td (business ) Tj ET Q q 0 0 0 rg BT 434.23 706.10 Td (or ) Tj ET Q q 0 0 0 rg BT 445.13 706.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 486.58 706.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 509.70 706.10 Td (our ) Tj ET Q q 0 0 0 rg BT 525.61 706.10 Td (business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 104.28 694.10 Td (because ) Tj ET Q q 0 0 0 rg BT 137.72 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.73 694.10 Td (application ) Tj ET Q q 0 0 0 rg BT 197.95 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.08 694.10 Td (online ) Tj ET Q q 0 0 0 rg BT 234.87 694.10 Td (commerce ) Tj ET Q q 0 0 0 rg BT 278.30 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 287.88 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.89 694.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 342.56 694.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 382.67 694.10 Td (market ) Tj ET Q q 0 0 0 rg BT 412.23 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 420.69 694.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 460.24 694.10 Td (new) Tj ET Q q 0 0 0 rg BT 476.25 694.10 Td (, ) Tj ET Q q 0 0 0 rg BT 480.55 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.56 694.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 523.57 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 533.69 694.10 Td (current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.40 682.10 Td (future ) Tj ET Q q 0 0 0 rg BT 88.34 682.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 135.84 682.10 Td (on ) Tj ET Q q 0 0 0 rg BT 148.91 682.10 Td (our ) Tj ET Q q 0 0 0 rg BT 165.30 682.10 Td (business ) Tj ET Q q 0 0 0 rg BT 202.26 682.10 Td (is ) Tj ET Q q 0 0 0 rg BT 212.00 682.10 Td (dif) Tj ET Q q 0 0 0 rg BT 222.92 682.10 Td (ficult ) Tj ET Q q 0 0 0 rg BT 247.09 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 257.94 682.10 Td (anticipate. ) Tj ET Q q 0 0 0 rg BT 302.15 682.10 Td (T) Tj ET Q q 0 0 0 rg BT 307.56 682.10 Td (o ) Tj ET Q q 0 0 0 rg BT 315.63 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.91 682.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 358.41 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 376.47 682.10 Td (there ) Tj ET Q q 0 0 0 rg BT 399.52 682.10 Td (are ) Tj ET Q q 0 0 0 rg BT 414.80 682.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 450.07 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 460.92 682.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 508.42 682.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 549.80 682.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (manner ) Tj ET Q q 0 0 0 rg BT 82.49 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 92.76 670.10 Td (which ) Tj ET Q q 0 0 0 rg BT 119.70 670.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 160.52 670.10 Td (is ) Tj ET Q q 0 0 0 rg BT 169.69 670.10 Td (sold, ) Tj ET Q q 0 0 0 rg BT 191.36 670.10 Td (our ) Tj ET Q q 0 0 0 rg BT 207.19 670.10 Td (business ) Tj ET Q q 0 0 0 rg BT 243.58 670.10 Td (could ) Tj ET Q q 0 0 0 rg BT 268.30 670.10 Td (be ) Tj ET Q q 0 0 0 rg BT 280.23 670.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 321.05 670.10 Td (af) Tj ET Q q 0 0 0 rg BT 328.64 670.10 Td (fected.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (Potential ) Tj ET Q q 0 0 0 rg BT 89.72 646.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 130.00 646.10 Td (under ) Tj ET Q q 0 0 0 rg BT 156.95 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.23 646.10 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 208.07 646.10 Td (Corrupt ) Tj ET Q q 0 0 0 rg BT 243.36 646.10 Td (Practices ) Tj ET Q q 0 0 0 rg BT 283.26 646.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 299.64 646.10 Td (could ) Tj ET Q q 0 0 0 rg BT 324.92 646.10 Td (have ) Tj ET Q q 0 0 0 rg BT 346.86 646.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.36 646.10 Td (material ) Tj ET Q q 0 0 0 rg BT 391.30 646.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 424.90 646.10 Td (ef) Tj ET Q q 0 0 0 rg BT 432.49 646.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 449.98 646.10 Td (on ) Tj ET Q q 0 0 0 rg BT 463.04 646.10 Td (our ) Tj ET Q q 0 0 0 rg BT 479.99 646.10 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 622.10 Td (e ) Tj ET Q q 0 0 0 rg BT 102.17 622.10 Td (are ) Tj ET Q q 0 0 0 rg BT 117.48 622.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 148.90 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.78 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.09 622.10 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 209.29 622.10 Td (Corrupt ) Tj ET Q q 0 0 0 rg BT 243.50 622.10 Td (Practice ) Tj ET Q q 0 0 0 rg BT 278.12 622.10 Td (Act, ) Tj ET Q q 0 0 0 rg BT 298.15 622.10 Td (or ) Tj ET Q q 0 0 0 rg BT 309.58 622.10 Td (FCP) Tj ET Q q 0 0 0 rg BT 326.45 622.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 339.27 622.10 Td (which ) Tj ET Q q 0 0 0 rg BT 366.81 622.10 Td (prohibits ) Tj ET Q q 0 0 0 rg BT 405.46 622.10 Td (people ) Tj ET Q q 0 0 0 rg BT 435.21 622.10 Td (or ) Tj ET Q q 0 0 0 rg BT 446.64 622.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 492.50 622.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 523.93 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 534.80 622.10 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (States ) Tj ET Q q 0 0 0 rg BT 77.32 610.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 126.31 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 144.19 610.10 Td (their ) Tj ET Q q 0 0 0 rg BT 165.95 610.10 Td (intermediaries ) Tj ET Q q 0 0 0 rg BT 226.59 610.10 Td (from ) Tj ET Q q 0 0 0 rg BT 249.46 610.10 Td (engaging ) Tj ET Q q 0 0 0 rg BT 289.56 610.10 Td (in ) Tj ET Q q 0 0 0 rg BT 300.77 610.10 Td (bribery ) Tj ET Q q 0 0 0 rg BT 333.09 610.10 Td (or ) Tj ET Q q 0 0 0 rg BT 344.85 610.10 Td (other ) Tj ET Q q 0 0 0 rg BT 368.84 610.10 Td (prohibited ) Tj ET Q q 0 0 0 rg BT 413.38 610.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 455.14 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.36 610.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 498.67 610.10 Td (of) Tj ET Q q 0 0 0 rg BT 506.82 610.10 Td (ficials ) Tj ET Q q 0 0 0 rg BT 534.69 610.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 610.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 88.43 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.65 598.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 140.30 598.10 Td (or ) Tj ET Q q 0 0 0 rg BT 151.51 598.10 Td (retaining ) Tj ET Q q 0 0 0 rg BT 189.94 598.10 Td (business ) Tj ET Q q 0 0 0 rg BT 226.71 598.10 Td (or ) Tj ET Q q 0 0 0 rg BT 237.93 598.10 Td (gaining ) Tj ET Q q 0 0 0 rg BT 270.80 598.10 Td (an ) Tj ET Q q 0 0 0 rg BT 283.12 598.10 Td (unfair ) Tj ET Q q 0 0 0 rg BT 309.88 598.10 Td (business ) Tj ET Q q 0 0 0 rg BT 346.66 598.10 Td (advantage. ) Tj ET Q q 0 0 0 rg BT 392.57 598.10 Td (It ) Tj ET Q q 0 0 0 rg BT 401.56 598.10 Td (also ) Tj ET Q q 0 0 0 rg BT 420.55 598.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 455.64 598.10 Td (proper ) Tj ET Q q 0 0 0 rg BT 484.62 598.10 Td (record ) Tj ET Q q 0 0 0 rg BT 513.04 598.10 Td (keeping ) Tj ET Q q 0 0 0 rg BT 547.58 598.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (characterization ) Tj ET Q q 0 0 0 rg BT 116.57 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.64 586.10 Td (such ) Tj ET Q q 0 0 0 rg BT 148.70 586.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 189.76 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 200.27 586.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 230.77 586.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 251.82 586.10 Td (with ) Tj ET Q q 0 0 0 rg BT 272.33 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 287.28 586.10 Td (SEC. ) Tj ET Q q 0 0 0 rg BT 310.66 586.10 Td (T) Tj ET Q q 0 0 0 rg BT 316.07 586.10 Td (o ) Tj ET Q q 0 0 0 rg BT 323.80 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 338.75 586.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 365.91 586.10 Td (that ) Tj ET Q q 0 0 0 rg BT 383.64 586.10 Td (any ) Tj ET Q q 0 0 0 rg BT 400.81 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.87 586.10 Td (our ) Tj ET Q q 0 0 0 rg BT 427.94 586.10 Td (employees, ) Tj ET Q q 0 0 0 rg BT 475.93 586.10 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 513.94 586.10 Td (distributors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (consultants, ) Tj ET Q q 0 0 0 rg BT 100.60 574.10 Td (subcontractors, ) Tj ET Q q 0 0 0 rg BT 164.52 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 175.95 574.10 Td (others ) Tj ET Q q 0 0 0 rg BT 203.49 574.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 234.91 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 245.79 574.10 Td (conduct ) Tj ET Q q 0 0 0 rg BT 280.55 574.10 Td (that ) Tj ET Q q 0 0 0 rg BT 298.65 574.10 Td (subjects ) Tj ET Q q 0 0 0 rg BT 333.97 574.10 Td (us ) Tj ET Q q 0 0 0 rg BT 345.96 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 356.84 574.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 396.04 574.10 Td (under ) Tj ET Q q 0 0 0 rg BT 421.92 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.24 574.10 Td (FCP) Tj ET Q q 0 0 0 rg BT 454.11 574.10 Td (A, ) Tj ET Q q 0 0 0 rg BT 466.94 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 478.37 574.10 Td (other ) Tj ET Q q 0 0 0 rg BT 502.02 574.10 Td (anti-corruption ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (legislation, ) Tj ET Q q 0 0 0 rg BT 97.09 562.10 Td (we ) Tj ET Q q 0 0 0 rg BT 111.67 562.10 Td (could ) Tj ET Q q 0 0 0 rg BT 136.82 562.10 Td (suf) Tj ET Q q 0 0 0 rg BT 148.86 562.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 162.88 562.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 200.79 562.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 241.76 562.10 Td (debarment ) Tj ET Q q 0 0 0 rg BT 286.89 562.10 Td (from ) Tj ET Q q 0 0 0 rg BT 309.25 562.10 Td (government ) Tj ET Q q 0 0 0 rg BT 359.94 562.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 398.96 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 416.32 562.10 Td (other ) Tj ET Q q 0 0 0 rg BT 439.80 562.10 Td (consequences ) Tj ET Q q 0 0 0 rg BT 497.70 562.10 Td (that ) Tj ET Q q 0 0 0 rg BT 515.62 562.10 Td (may ) Tj ET Q q 0 0 0 rg BT 535.76 562.10 Td (have ) Tj ET Q q 0 0 0 rg BT 557.57 562.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (material ) Tj ET Q q 0 0 0 rg BT 85.26 550.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 118.30 550.10 Td (ef) Tj ET Q q 0 0 0 rg BT 125.88 550.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 143.37 550.10 Td (on ) Tj ET Q q 0 0 0 rg BT 155.87 550.10 Td (our ) Tj ET Q q 0 0 0 rg BT 171.70 550.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 210.59 550.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 248.07 550.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 288.34 550.10 Td (or ) Tj ET Q q 0 0 0 rg BT 299.17 550.10 Td (results ) Tj ET Q q 0 0 0 rg BT 327.78 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 338.61 550.10 Td (operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.84 526.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 111.11 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 121.94 526.10 Td (Our) Tj ET Q q 0 0 0 rg BT 139.54 526.10 Td ( ) Tj ET Q q 0 0 0 rg BT 142.04 526.10 Td (Conduct ) Tj ET Q q 0 0 0 rg BT 181.22 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.05 526.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 231.23 526.10 Td (on ) Tj ET Q q 0 0 0 rg BT 244.29 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.12 526.10 Td (Internet) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 69.17 502.10 Td (disruption ) Tj ET Q q 0 0 0 rg BT 113.91 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 124.74 502.10 Td (our ) Tj ET Q q 0 0 0 rg BT 141.69 502.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 177.53 502.10 Td (connections ) Tj ET Q q 0 0 0 rg BT 229.48 502.10 Td (could ) Tj ET Q q 0 0 0 rg BT 254.76 502.10 Td (af) Tj ET Q q 0 0 0 rg BT 262.91 502.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 280.40 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.67 502.10 Td (success ) Tj ET Q q 0 0 0 rg BT 328.73 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.56 502.10 Td (our ) Tj ET Q q 0 0 0 rg BT 356.51 502.10 Td (Internet-based ) Tj ET Q q 0 0 0 rg BT 419.01 502.10 Td (products ) Tj ET Q q 0 0 0 rg BT 457.07 502.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.13 502.10 Td (services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 106.54 478.10 Td (system ) Tj ET Q q 0 0 0 rg BT 137.64 478.10 Td (failure, ) Tj ET Q q 0 0 0 rg BT 169.55 478.10 Td (including ) Tj ET Q q 0 0 0 rg BT 210.64 478.10 Td (network, ) Tj ET Q q 0 0 0 rg BT 249.23 478.10 Td (software ) Tj ET Q q 0 0 0 rg BT 286.98 478.10 Td (or ) Tj ET Q q 0 0 0 rg BT 298.63 478.10 Td (hardware ) Tj ET Q q 0 0 0 rg BT 339.15 478.10 Td (failure, ) Tj ET Q q 0 0 0 rg BT 371.06 478.10 Td (that ) Tj ET Q q 0 0 0 rg BT 389.37 478.10 Td (causes ) Tj ET Q q 0 0 0 rg BT 418.79 478.10 Td (an ) Tj ET Q q 0 0 0 rg BT 431.55 478.10 Td (interruption ) Tj ET Q q 0 0 0 rg BT 482.08 478.10 Td (in ) Tj ET Q q 0 0 0 rg BT 493.18 478.10 Td (our ) Tj ET Q q 0 0 0 rg BT 509.83 478.10 Td (network ) Tj ET Q q 0 0 0 rg BT 545.92 478.10 Td (or ) Tj ET Q q 0 0 0 rg BT 557.57 478.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 86.07 466.10 Td (in ) Tj ET Q q 0 0 0 rg BT 95.51 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.39 466.10 Td (responsiveness ) Tj ET Q q 0 0 0 rg BT 171.04 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 181.03 466.10 Td (our ) Tj ET Q q 0 0 0 rg BT 196.02 466.10 Td (website ) Tj ET Q q 0 0 0 rg BT 228.23 466.10 Td (could ) Tj ET Q q 0 0 0 rg BT 252.10 466.10 Td (result ) Tj ET Q q 0 0 0 rg BT 275.98 466.10 Td (in ) Tj ET Q q 0 0 0 rg BT 285.42 466.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 318.73 466.10 Td (user ) Tj ET Q q 0 0 0 rg BT 337.05 466.10 Td (traf) Tj ET Q q 0 0 0 rg BT 350.74 466.10 Td (fic ) Tj ET Q q 0 0 0 rg BT 362.95 466.10 Td (and ) Tj ET Q q 0 0 0 rg BT 379.05 466.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 412.35 466.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 448.16 466.10 Td (Continued ) Tj ET Q q 0 0 0 rg BT 491.48 466.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 521.47 466.10 Td (in ) Tj ET Q q 0 0 0 rg BT 530.91 466.10 Td (Internet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (usage ) Tj ET Q q 0 0 0 rg BT 75.49 454.10 Td (could ) Tj ET Q q 0 0 0 rg BT 100.44 454.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 125.37 454.10 Td (a ) Tj ET Q q 0 0 0 rg BT 132.54 454.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 169.68 454.10 Td (in ) Tj ET Q q 0 0 0 rg BT 180.18 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.12 454.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 225.62 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 236.68 454.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 270.50 454.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 317.10 454.10 Td (service. ) Tj ET Q q 0 0 0 rg BT 350.44 454.10 Td (W) Tj ET Q q 0 0 0 rg BT 359.08 454.10 Td (ebsites ) Tj ET Q q 0 0 0 rg BT 389.02 454.10 Td (have ) Tj ET Q q 0 0 0 rg BT 410.62 454.10 Td (experienced ) Tj ET Q q 0 0 0 rg BT 461.65 454.10 Td (service ) Tj ET Q q 0 0 0 rg BT 492.69 454.10 Td (interruptions ) Tj ET Q q 0 0 0 rg BT 546.52 454.10 Td (as ) Tj ET Q q 0 0 0 rg BT 557.58 454.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (result ) Tj ET Q q 0 0 0 rg BT 74.08 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 84.27 442.10 Td (outages ) Tj ET Q q 0 0 0 rg BT 116.67 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 132.97 442.10 Td (other ) Tj ET Q q 0 0 0 rg BT 155.38 442.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 182.79 442.10 Td (occurring ) Tj ET Q q 0 0 0 rg BT 222.96 442.10 Td (throughout ) Tj ET Q q 0 0 0 rg BT 268.71 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.79 442.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 327.42 442.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 360.37 442.10 Td (network ) Tj ET Q q 0 0 0 rg BT 395.00 442.10 Td (infrastructure. ) Tj ET Q q 0 0 0 rg BT 453.22 442.10 Td (In ) Tj ET Q q 0 0 0 rg BT 463.41 442.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 500.55 442.10 Td (there ) Tj ET Q q 0 0 0 rg BT 522.39 442.10 Td (have ) Tj ET Q q 0 0 0 rg BT 543.13 442.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (several ) Tj ET Q q 0 0 0 rg BT 79.77 430.10 Td (incidents ) Tj ET Q q 0 0 0 rg BT 117.33 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 126.56 430.10 Td (which ) Tj ET Q q 0 0 0 rg BT 152.46 430.10 Td (individuals ) Tj ET Q q 0 0 0 rg BT 198.35 430.10 Td (have ) Tj ET Q q 0 0 0 rg BT 218.69 430.10 Td (intentionally ) Tj ET Q q 0 0 0 rg BT 270.69 430.10 Td (caused ) Tj ET Q q 0 0 0 rg BT 299.35 430.10 Td (service ) Tj ET Q q 0 0 0 rg BT 329.12 430.10 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 375.02 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.81 430.10 Td (major ) Tj ET Q q 0 0 0 rg BT 409.59 430.10 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 460.45 430.10 Td (websites. ) Tj ET Q q 0 0 0 rg BT 498.85 430.10 Td (If ) Tj ET Q q 0 0 0 rg BT 506.96 430.10 Td (these ) Tj ET Q q 0 0 0 rg BT 528.96 430.10 Td (outages, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 78.77 418.10 Td (or ) Tj ET Q q 0 0 0 rg BT 90.33 418.10 Td (service ) Tj ET Q q 0 0 0 rg BT 121.88 418.10 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 169.55 418.10 Td (frequently ) Tj ET Q q 0 0 0 rg BT 213.87 418.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 239.31 418.10 Td (in ) Tj ET Q q 0 0 0 rg BT 250.31 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.76 418.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 295.36 418.10 Td (usage ) Tj ET Q q 0 0 0 rg BT 321.36 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 332.92 418.10 Td (our ) Tj ET Q q 0 0 0 rg BT 349.47 418.10 Td (website ) Tj ET Q q 0 0 0 rg BT 383.25 418.10 Td (could ) Tj ET Q q 0 0 0 rg BT 408.69 418.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 432.47 418.10 Td (more ) Tj ET Q q 0 0 0 rg BT 456.25 418.10 Td (slowly ) Tj ET Q q 0 0 0 rg BT 486.14 418.10 Td (than ) Tj ET Q q 0 0 0 rg BT 506.59 418.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 553.68 418.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 82.14 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.84 406.10 Td (we ) Tj ET Q q 0 0 0 rg BT 114.77 406.10 Td (may ) Tj ET Q q 0 0 0 rg BT 135.25 406.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 154.62 406.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 193.43 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 211.13 406.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 257.44 406.10 Td (If ) Tj ET Q q 0 0 0 rg BT 267.37 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.85 406.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 317.21 406.10 Td (data ) Tj ET Q q 0 0 0 rg BT 337.13 406.10 Td (center ) Tj ET Q q 0 0 0 rg BT 364.82 406.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 409.74 406.10 Td (that ) Tj ET Q q 0 0 0 rg BT 428.00 406.10 Td (host ) Tj ET Q q 0 0 0 rg BT 447.94 406.10 Td (any ) Tj ET Q q 0 0 0 rg BT 465.64 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.24 406.10 Td (our ) Tj ET Q q 0 0 0 rg BT 493.83 406.10 Td (websites ) Tj ET Q q 0 0 0 rg BT 531.54 406.10 Td (were ) Tj ET Q q 0 0 0 rg BT 554.23 406.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 95.50 394.10 Td (a ) Tj ET Q q 0 0 0 rg BT 102.14 394.10 Td (system ) Tj ET Q q 0 0 0 rg BT 132.12 394.10 Td (failure, ) Tj ET Q q 0 0 0 rg BT 162.92 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.33 394.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 230.06 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.59 394.10 Td (our ) Tj ET Q q 0 0 0 rg BT 256.12 394.10 Td (website ) Tj ET Q q 0 0 0 rg BT 288.87 394.10 Td (would ) Tj ET Q q 0 0 0 rg BT 316.07 394.10 Td (be ) Tj ET Q q 0 0 0 rg BT 327.71 394.10 Td (harmed. ) Tj ET Q q 0 0 0 rg BT 362.24 394.10 Td (These ) Tj ET Q q 0 0 0 rg BT 388.31 394.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 422.19 394.10 Td (are ) Tj ET Q q 0 0 0 rg BT 436.59 394.10 Td (also ) Tj ET Q q 0 0 0 rg BT 454.90 394.10 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 499.31 394.10 Td (to ) Tj ET Q q 0 0 0 rg BT 509.29 394.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 542.58 394.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (fire, ) Tj ET Q q 0 0 0 rg BT 68.20 382.10 Td (floods, ) Tj ET Q q 0 0 0 rg BT 97.53 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.80 382.10 Td (earthquakes, ) Tj ET Q q 0 0 0 rg BT 165.88 382.10 Td (acts ) Tj ET Q q 0 0 0 rg BT 183.25 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.41 382.10 Td (terrorism, ) Tj ET Q q 0 0 0 rg BT 234.40 382.10 Td (power ) Tj ET Q q 0 0 0 rg BT 261.21 382.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 281.10 382.10 Td (telecommunications ) Tj ET Q q 0 0 0 rg BT 363.46 382.10 Td (failures, ) Tj ET Q q 0 0 0 rg BT 397.77 382.10 Td (break-ins ) Tj ET Q q 0 0 0 rg BT 436.81 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 453.08 382.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 482.68 382.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 512.42 382.10 Td (The ) Tj ET Q q 0 0 0 rg BT 529.79 382.10 Td (controls ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (implemented ) Tj ET Q q 0 0 0 rg BT 104.07 370.10 Td (by ) Tj ET Q q 0 0 0 rg BT 115.93 370.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.13 370.10 Td (third-party ) Tj ET Q q 0 0 0 rg BT 175.75 370.10 Td (service ) Tj ET Q q 0 0 0 rg BT 205.93 370.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 245.56 370.10 Td (may ) Tj ET Q q 0 0 0 rg BT 264.64 370.10 Td (not ) Tj ET Q q 0 0 0 rg BT 279.28 370.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 311.13 370.10 Td (or ) Tj ET Q q 0 0 0 rg BT 321.32 370.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 348.74 370.10 Td (detect ) Tj ET Q q 0 0 0 rg BT 374.47 370.10 Td (such ) Tj ET Q q 0 0 0 rg BT 394.67 370.10 Td (system ) Tj ET Q q 0 0 0 rg BT 424.31 370.10 Td (failures. ) Tj ET Q q 0 0 0 rg BT 458.65 370.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 476.07 370.10 Td (property ) Tj ET Q q 0 0 0 rg BT 511.81 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 528.11 370.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (interruption ) Tj ET Q q 0 0 0 rg BT 98.93 358.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 138.97 358.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 176.77 358.10 Td (may ) Tj ET Q q 0 0 0 rg BT 195.71 358.10 Td (not ) Tj ET Q q 0 0 0 rg BT 210.21 358.10 Td (be ) Tj ET Q q 0 0 0 rg BT 221.37 358.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 258.62 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 268.12 358.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 288.72 358.10 Td (compensate ) Tj ET Q q 0 0 0 rg BT 337.65 358.10 Td (us ) Tj ET Q q 0 0 0 rg BT 348.26 358.10 Td (for ) Tj ET Q q 0 0 0 rg BT 361.64 358.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 387.25 358.10 Td (that ) Tj ET Q q 0 0 0 rg BT 403.97 358.10 Td (may ) Tj ET Q q 0 0 0 rg BT 422.90 358.10 Td (occur) Tj ET Q q 0 0 0 rg BT 444.56 358.10 Td (. ) Tj ET Q q 0 0 0 rg BT 448.78 358.10 Td (In ) Tj ET Q q 0 0 0 rg BT 458.83 358.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 495.82 358.10 Td (our ) Tj ET Q q 0 0 0 rg BT 510.87 358.10 Td (users ) Tj ET Q q 0 0 0 rg BT 533.14 358.10 Td (depend ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (on ) Tj ET Q q 0 0 0 rg BT 61.86 346.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 94.81 346.10 Td (service ) Tj ET Q q 0 0 0 rg BT 124.98 346.10 Td (providers, ) Tj ET Q q 0 0 0 rg BT 167.11 346.10 Td (online ) Tj ET Q q 0 0 0 rg BT 193.96 346.10 Td (service ) Tj ET Q q 0 0 0 rg BT 224.13 346.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 263.76 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 280.05 346.10 Td (other ) Tj ET Q q 0 0 0 rg BT 302.45 346.10 Td (website ) Tj ET Q q 0 0 0 rg BT 334.86 346.10 Td (operators ) Tj ET Q q 0 0 0 rg BT 373.92 346.10 Td (for ) Tj ET Q q 0 0 0 rg BT 387.44 346.10 Td (access ) Tj ET Q q 0 0 0 rg BT 414.83 346.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.47 346.10 Td (our ) Tj ET Q q 0 0 0 rg BT 439.66 346.10 Td (website. ) Tj ET Q q 0 0 0 rg BT 474.43 346.10 Td (These ) Tj ET Q q 0 0 0 rg BT 500.16 346.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 539.78 346.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 95.80 334.10 Td (outages, ) Tj ET Q q 0 0 0 rg BT 131.35 334.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 159.39 334.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.33 334.10 Td (other ) Tj ET Q q 0 0 0 rg BT 199.38 334.10 Td (dif) Tj ET Q q 0 0 0 rg BT 210.31 334.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 245.02 334.10 Td (due ) Tj ET Q q 0 0 0 rg BT 261.96 334.10 Td (to ) Tj ET Q q 0 0 0 rg BT 272.24 334.10 Td (system ) Tj ET Q q 0 0 0 rg BT 302.51 334.10 Td (failures ) Tj ET Q q 0 0 0 rg BT 335.00 334.10 Td (unrelated ) Tj ET Q q 0 0 0 rg BT 374.70 334.10 Td (to ) Tj ET Q q 0 0 0 rg BT 384.98 334.10 Td (our ) Tj ET Q q 0 0 0 rg BT 400.81 334.10 Td (systems.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (Concerns ) Tj ET Q q 0 0 0 rg BT 93.07 310.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 137.24 310.10 Td (security ) Tj ET Q q 0 0 0 rg BT 173.07 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.01 310.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 239.19 310.10 Td (or ) Tj ET Q q 0 0 0 rg BT 251.70 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.09 310.10 Td (transmission ) Tj ET Q q 0 0 0 rg BT 324.50 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.45 310.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 389.50 310.10 Td (information ) Tj ET Q q 0 0 0 rg BT 442.57 310.10 Td (over ) Tj ET Q q 0 0 0 rg BT 463.95 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.34 310.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 517.30 310.10 Td (or ) Tj ET Q q 0 0 0 rg BT 529.80 310.10 Td (security ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (problems ) Tj ET Q q 0 0 0 rg BT 90.28 298.10 Td (we ) Tj ET Q q 0 0 0 rg BT 103.89 298.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 150.81 298.10 Td (may ) Tj ET Q q 0 0 0 rg BT 170.53 298.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 203.57 298.10 Td (us ) Tj ET Q q 0 0 0 rg BT 215.53 298.10 Td (from ) Tj ET Q q 0 0 0 rg BT 238.03 298.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 283.87 298.10 Td (our ) Tj ET Q q 0 0 0 rg BT 300.82 298.10 Td (business ) Tj ET Q q 0 0 0 rg BT 338.33 298.10 Td (or ) Tj ET Q q 0 0 0 rg BT 349.73 298.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 381.11 298.10 Td (us ) Tj ET Q q 0 0 0 rg BT 393.07 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 403.34 298.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 425.84 298.10 Td (exposure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 274.10 Td (If ) Tj ET Q q 0 0 0 rg BT 95.26 274.10 Td (we ) Tj ET Q q 0 0 0 rg BT 109.52 274.10 Td (do ) Tj ET Q q 0 0 0 rg BT 122.12 274.10 Td (not ) Tj ET Q q 0 0 0 rg BT 137.50 274.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 175.09 274.10 Td (suf) Tj ET Q q 0 0 0 rg BT 187.13 274.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 215.27 274.10 Td (security ) Tj ET Q q 0 0 0 rg BT 249.53 274.10 Td (features ) Tj ET Q q 0 0 0 rg BT 283.77 274.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.15 274.10 Td (our ) Tj ET Q q 0 0 0 rg BT 310.08 274.10 Td (online ) Tj ET Q q 0 0 0 rg BT 337.68 274.10 Td (product ) Tj ET Q q 0 0 0 rg BT 370.82 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 387.86 274.10 Td (service ) Tj ET Q q 0 0 0 rg BT 418.78 274.10 Td (of) Tj ET Q q 0 0 0 rg BT 426.93 274.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 459.80 274.10 Td (our ) Tj ET Q q 0 0 0 rg BT 475.73 274.10 Td (products ) Tj ET Q q 0 0 0 rg BT 512.77 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.80 274.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.66 262.10 Td (not ) Tj ET Q q 0 0 0 rg BT 84.88 262.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 104.53 262.10 Td (market ) Tj ET Q q 0 0 0 rg BT 134.74 262.10 Td (acceptance, ) Tj ET Q q 0 0 0 rg BT 183.53 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.40 262.10 Td (we ) Tj ET Q q 0 0 0 rg BT 214.50 262.10 Td (could ) Tj ET Q q 0 0 0 rg BT 239.16 262.10 Td (also ) Tj ET Q q 0 0 0 rg BT 257.71 262.10 Td (be ) Tj ET Q q 0 0 0 rg BT 269.59 262.10 Td (exposed ) Tj ET Q q 0 0 0 rg BT 304.80 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 315.02 262.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 336.89 262.10 Td (liability) Tj ET Q q 0 0 0 rg BT 367.35 262.10 Td (. ) Tj ET Q q 0 0 0 rg BT 372.29 262.10 Td (Despite ) Tj ET Q q 0 0 0 rg BT 405.28 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 419.94 262.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 459.58 262.10 Td (that ) Tj ET Q q 0 0 0 rg BT 477.02 262.10 Td (we ) Tj ET Q q 0 0 0 rg BT 491.12 262.10 Td (have ) Tj ET Q q 0 0 0 rg BT 512.44 262.10 Td (or ) Tj ET Q q 0 0 0 rg BT 523.21 262.10 Td (may ) Tj ET Q q 0 0 0 rg BT 542.86 262.10 Td (take, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.46 250.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 123.46 250.10 Td (will ) Tj ET Q q 0 0 0 rg BT 142.15 250.10 Td (be ) Tj ET Q q 0 0 0 rg BT 154.72 250.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 200.63 250.10 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 245.96 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 256.87 250.10 Td (physical ) Tj ET Q q 0 0 0 rg BT 293.33 250.10 Td (or ) Tj ET Q q 0 0 0 rg BT 304.80 250.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 347.35 250.10 Td (break-ins, ) Tj ET Q q 0 0 0 rg BT 390.19 250.10 Td (computer ) Tj ET Q q 0 0 0 rg BT 431.09 250.10 Td (viruses ) Tj ET Q q 0 0 0 rg BT 462.55 250.10 Td (or ) Tj ET Q q 0 0 0 rg BT 474.01 250.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 504.92 250.10 Td (problems. ) Tj ET Q q 0 0 0 rg BT 547.77 250.10 Td (If ) Tj ET Q q 0 0 0 rg BT 557.57 250.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (person ) Tj ET Q q 0 0 0 rg BT 79.82 238.10 Td (circumvents ) Tj ET Q q 0 0 0 rg BT 131.86 238.10 Td (our ) Tj ET Q q 0 0 0 rg BT 148.35 238.10 Td (security ) Tj ET Q q 0 0 0 rg BT 183.16 238.10 Td (measures, ) Tj ET Q q 0 0 0 rg BT 226.03 238.10 Td (that ) Tj ET Q q 0 0 0 rg BT 244.19 238.10 Td (person ) Tj ET Q q 0 0 0 rg BT 274.01 238.10 Td (could ) Tj ET Q q 0 0 0 rg BT 299.39 238.10 Td (misappropriate ) Tj ET Q q 0 0 0 rg BT 362.53 238.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 410.12 238.10 Td (information ) Tj ET Q q 0 0 0 rg BT 460.49 238.10 Td (or ) Tj ET Q q 0 0 0 rg BT 471.98 238.10 Td (disrupt ) Tj ET Q q 0 0 0 rg BT 502.92 238.10 Td (or ) Tj ET Q q 0 0 0 rg BT 514.41 238.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 548.67 238.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 96.27 226.10 Td (Security ) Tj ET Q q 0 0 0 rg BT 131.71 226.10 Td (breaches ) Tj ET Q q 0 0 0 rg BT 168.81 226.10 Td (that ) Tj ET Q q 0 0 0 rg BT 185.92 226.10 Td (result ) Tj ET Q q 0 0 0 rg BT 210.25 226.10 Td (in ) Tj ET Q q 0 0 0 rg BT 220.15 226.10 Td (access ) Tj ET Q q 0 0 0 rg BT 247.80 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 257.70 226.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 307.57 226.10 Td (information ) Tj ET Q q 0 0 0 rg BT 356.90 226.10 Td (could ) Tj ET Q q 0 0 0 rg BT 381.23 226.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 414.44 226.10 Td (our ) Tj ET Q q 0 0 0 rg BT 429.89 226.10 Td (reputation ) Tj ET Q q 0 0 0 rg BT 472.55 226.10 Td (and ) Tj ET Q q 0 0 0 rg BT 489.10 226.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 519.55 226.10 Td (us ) Tj ET Q q 0 0 0 rg BT 530.55 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 540.45 226.10 Td (a ) Tj ET Q q 0 0 0 rg BT 547.00 226.10 Td (risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 62.25 214.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 81.73 214.10 Td (or ) Tj ET Q q 0 0 0 rg BT 93.98 214.10 Td (liability) Tj ET Q q 0 0 0 rg BT 124.44 214.10 Td (. ) Tj ET Q q 0 0 0 rg BT 130.58 214.10 Td (W) Tj ET Q q 0 0 0 rg BT 139.22 214.10 Td (e ) Tj ET Q q 0 0 0 rg BT 147.58 214.10 Td (may ) Tj ET Q q 0 0 0 rg BT 168.71 214.10 Td (be ) Tj ET Q q 0 0 0 rg BT 182.07 214.10 Td (required ) Tj ET Q q 0 0 0 rg BT 219.31 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 231.01 214.10 Td (make ) Tj ET Q q 0 0 0 rg BT 256.58 214.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 302.71 214.10 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 357.73 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 369.43 214.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 401.11 214.10 Td (against ) Tj ET Q q 0 0 0 rg BT 433.36 214.10 Td (or ) Tj ET Q q 0 0 0 rg BT 445.61 214.10 Td (remediate ) Tj ET Q q 0 0 0 rg BT 488.95 214.10 Td (security ) Tj ET Q q 0 0 0 rg BT 524.52 214.10 Td (breaches. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.90 202.10 Td (, ) Tj ET Q q 0 0 0 rg BT 105.19 202.10 Td (if ) Tj ET Q q 0 0 0 rg BT 114.08 202.10 Td (we ) Tj ET Q q 0 0 0 rg BT 128.53 202.10 Td (are ) Tj ET Q q 0 0 0 rg BT 143.53 202.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 172.97 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 183.53 202.10 Td (adequately ) Tj ET Q q 0 0 0 rg BT 229.63 202.10 Td (address ) Tj ET Q q 0 0 0 rg BT 262.41 202.10 Td (our ) Tj ET Q q 0 0 0 rg BT 278.53 202.10 Td (customers' ) Tj ET Q q 0 0 0 rg BT 323.66 202.10 Td (concerns ) Tj ET Q q 0 0 0 rg BT 361.99 202.10 Td (about ) Tj ET Q q 0 0 0 rg BT 386.99 202.10 Td (security) Tj ET Q q 0 0 0 rg BT 418.00 202.10 Td (, ) Tj ET Q q 0 0 0 rg BT 423.28 202.10 Td (we ) Tj ET Q q 0 0 0 rg BT 437.73 202.10 Td (may ) Tj ET Q q 0 0 0 rg BT 457.73 202.10 Td (have ) Tj ET Q q 0 0 0 rg BT 479.40 202.10 Td (dif) Tj ET Q q 0 0 0 rg BT 490.33 202.10 Td (ficulty ) Tj ET Q q 0 0 0 rg BT 519.22 202.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 548.67 202.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (products ) Tj ET Q q 0 0 0 rg BT 86.94 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.88 190.10 Td (services.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (Uncertainty ) Tj ET Q q 0 0 0 rg BT 102.06 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.58 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 129.54 166.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 183.26 166.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 227.00 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.95 166.10 Td (use ) Tj ET Q q 0 0 0 rg BT 260.02 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 271.53 166.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 308.05 166.10 Td (users' ) Tj ET Q q 0 0 0 rg BT 335.68 166.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 374.42 166.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 429.55 166.10 Td (or ) Tj ET Q q 0 0 0 rg BT 441.62 166.10 Td (legislation ) Tj ET Q q 0 0 0 rg BT 487.58 166.10 Td (limiting ) Tj ET Q q 0 0 0 rg BT 522.99 166.10 Td (such ) Tj ET Q q 0 0 0 rg BT 545.62 166.10 Td (use, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (could ) Tj ET Q q 0 0 0 rg BT 75.28 154.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 105.55 154.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 140.83 154.10 Td (for ) Tj ET Q q 0 0 0 rg BT 155.55 154.10 Td (our ) Tj ET Q q 0 0 0 rg BT 172.50 154.10 Td (services ) Tj ET Q q 0 0 0 rg BT 207.21 154.10 Td (and ) Tj ET Q q 0 0 0 rg BT 225.27 154.10 Td (result ) Tj ET Q q 0 0 0 rg BT 251.11 154.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.95 154.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 303.89 154.10 Td (expenses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 130.10 Td (Concern ) Tj ET Q q 0 0 0 rg BT 122.25 130.10 Td (among ) Tj ET Q q 0 0 0 rg BT 151.84 130.10 Td (consumers ) Tj ET Q q 0 0 0 rg BT 196.98 130.10 Td (and ) Tj ET Q q 0 0 0 rg BT 213.79 130.10 Td (legislators ) Tj ET Q q 0 0 0 rg BT 257.27 130.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 297.96 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.55 130.10 Td (use ) Tj ET Q q 0 0 0 rg BT 328.25 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 338.95 130.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 375.20 130.10 Td (information ) Tj ET Q q 0 0 0 rg BT 424.79 130.10 Td (gathered ) Tj ET Q q 0 0 0 rg BT 461.59 130.10 Td (from ) Tj ET Q q 0 0 0 rg BT 483.40 130.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 516.86 130.10 Td (users ) Tj ET Q q 0 0 0 rg BT 539.79 130.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (create ) Tj ET Q q 0 0 0 rg BT 76.51 118.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 124.14 118.10 Td (in ) Tj ET Q q 0 0 0 rg BT 134.56 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.43 118.10 Td (marketplace. ) Tj ET Q q 0 0 0 rg BT 203.24 118.10 Td (This ) Tj ET Q q 0 0 0 rg BT 223.67 118.10 Td (could ) Tj ET Q q 0 0 0 rg BT 248.53 118.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 277.83 118.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 312.13 118.10 Td (for ) Tj ET Q q 0 0 0 rg BT 326.44 118.10 Td (our ) Tj ET Q q 0 0 0 rg BT 342.42 118.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 379.77 118.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 415.17 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 430.04 118.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 448.80 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.77 118.10 Td (doing ) Tj ET Q q 0 0 0 rg BT 485.20 118.10 Td (business ) Tj ET Q q 0 0 0 rg BT 521.74 118.10 Td (as ) Tj ET Q q 0 0 0 rg BT 532.72 118.10 Td (a ) Tj ET Q q 0 0 0 rg BT 539.80 118.10 Td (result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.76 106.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 97.30 106.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 118.73 106.10 Td (or ) Tj ET Q q 0 0 0 rg BT 128.49 106.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 167.67 106.10 Td (service ) Tj ET Q q 0 0 0 rg BT 197.42 106.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 231.61 106.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 255.54 106.10 Td (or ) Tj ET Q q 0 0 0 rg BT 265.30 106.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 305.61 106.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 327.58 106.10 Td (our ) Tj ET Q q 0 0 0 rg BT 342.34 106.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 380.16 106.10 Td (Many ) Tj ET Q q 0 0 0 rg BT 404.92 106.10 Td (state ) Tj ET Q q 0 0 0 rg BT 424.68 106.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 464.42 106.10 Td (codes ) Tj ET Q q 0 0 0 rg BT 488.62 106.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 508.94 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 522.59 106.10 Td (collection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 94.10 Td (use ) Tj ET Q q 0 0 0 rg BT 82.77 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.60 94.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 129.98 94.10 Td (information ) Tj ET Q q 0 0 0 rg BT 179.69 94.10 Td (by ) Tj ET Q q 0 0 0 rg BT 192.19 94.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 233.00 94.10 Td (agencies, ) Tj ET Q q 0 0 0 rg BT 272.43 94.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 304.92 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.86 94.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 354.33 94.10 Td (or ) Tj ET Q q 0 0 0 rg BT 365.16 94.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 405.98 94.10 Td (service ) Tj ET Q q 0 0 0 rg BT 436.79 94.10 Td (or) Tj ET Q q 0 0 0 rg BT 444.94 94.10 Td (ganizations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (Future ) Tj ET Q q 0 0 0 rg BT 81.40 70.10 Td (government ) Tj ET Q q 0 0 0 rg BT 132.79 70.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 178.08 70.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.91 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 204.18 70.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 240.02 70.10 Td (could ) Tj ET Q q 0 0 0 rg BT 265.30 70.10 Td (place ) Tj ET Q q 0 0 0 rg BT 289.46 70.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 329.18 70.10 Td (burdens ) Tj ET Q q 0 0 0 rg BT 365.03 70.10 Td (on ) Tj ET Q q 0 0 0 rg BT 378.09 70.10 Td (our ) Tj ET Q q 0 0 0 rg BT 395.04 70.10 Td (businesses.) 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(fluctuations ) Tj ET Q q 0 0 0 rg BT 150.60 478.10 Td (that ) Tj ET Q q 0 0 0 rg BT 168.14 478.10 Td (have ) Tj ET Q q 0 0 0 rg BT 189.56 478.10 Td (often ) Tj ET Q q 0 0 0 rg BT 212.65 478.10 Td (been ) Tj ET Q q 0 0 0 rg BT 234.07 478.10 Td (unrelated ) Tj ET Q q 0 0 0 rg BT 273.81 478.10 Td (or ) Tj ET Q q 0 0 0 rg BT 284.68 478.10 Td (disproportionate ) Tj ET Q q 0 0 0 rg BT 352.77 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 363.09 478.10 Td (a ) Tj ET Q q 0 0 0 rg BT 370.07 478.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 403.71 478.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 448.60 478.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 488.91 478.10 Td (performance. ) Tj ET Q q 0 0 0 rg BT 543.91 478.10 Td (As ) Tj ET Q q 0 0 0 rg BT 557.57 478.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (result, ) Tj ET Q q 0 0 0 rg BT 77.39 466.10 Td (investors ) Tj ET Q q 0 0 0 rg BT 116.17 466.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.07 466.10 Td (not ) Tj ET Q q 0 0 0 rg BT 151.52 466.10 Td (be ) Tj ET Q q 0 0 0 rg BT 163.63 466.10 Td (able ) Tj ET Q q 0 0 0 rg BT 182.96 466.10 Td (to ) Tj ET Q q 0 0 0 rg BT 193.42 466.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 209.98 466.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 237.64 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 248.65 466.10 Td (our ) Tj ET Q q 0 0 0 rg BT 264.65 466.10 Td (common ) Tj ET Q q 0 0 0 rg BT 302.32 466.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 326.11 466.10 Td (at ) Tj ET Q q 0 0 0 rg BT 336.00 466.10 Td (or ) Tj ET Q q 0 0 0 rg BT 347.00 466.10 Td (above ) Tj ET Q q 0 0 0 rg BT 373.55 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 388.45 466.10 Td (price ) Tj ET Q q 0 0 0 rg BT 411.11 466.10 Td (at ) Tj ET Q q 0 0 0 rg BT 421.00 466.10 Td (which ) Tj ET Q q 0 0 0 rg BT 448.11 466.10 Td (an ) Tj ET Q q 0 0 0 rg BT 460.22 466.10 Td (investor ) Tj ET Q q 0 0 0 rg BT 495.12 466.10 Td (paid. ) Tj ET Q q 0 0 0 rg BT 517.51 466.10 Td (In ) Tj ET Q q 0 0 0 rg BT 528.51 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 543.40 466.10 Td (past, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (following ) Tj ET Q q 0 0 0 rg BT 90.38 454.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 121.31 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.14 454.10 Td (volatility ) Tj ET Q q 0 0 0 rg BT 168.74 454.10 Td (in ) Tj ET Q q 0 0 0 rg BT 178.01 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.72 454.10 Td (market ) Tj ET Q q 0 0 0 rg BT 220.98 454.10 Td (price ) Tj ET Q q 0 0 0 rg BT 242.46 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.29 454.10 Td (a ) Tj ET Q q 0 0 0 rg BT 258.22 454.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 302.06 454.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 343.82 454.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 383.08 454.10 Td (class ) Tj ET Q q 0 0 0 rg BT 404.01 454.10 Td (action ) Tj ET Q q 0 0 0 rg BT 429.94 454.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 467.54 454.10 Td (has ) Tj ET Q q 0 0 0 rg BT 482.36 454.10 Td (often ) Tj ET Q q 0 0 0 rg BT 504.40 454.10 Td (been ) Tj ET Q q 0 0 0 rg BT 524.78 454.10 Td (instituted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (against ) Tj ET Q q 0 0 0 rg BT 80.69 442.10 Td (that ) Tj ET Q q 0 0 0 rg BT 98.05 442.10 Td (company) Tj ET Q q 0 0 0 rg BT 134.06 442.10 Td (. ) Tj ET Q q 0 0 0 rg BT 138.41 442.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 157.99 442.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 198.13 442.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 236.60 442.10 Td (would ) Tj ET Q q 0 0 0 rg BT 263.97 442.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 296.33 442.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 341.47 442.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 363.84 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.64 442.10 Td (our ) Tj ET Q q 0 0 0 rg BT 396.34 442.10 Td (management's ) Tj ET Q q 0 0 0 rg BT 455.49 442.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 492.85 442.10 Td (could ) Tj ET Q q 0 0 0 rg BT 517.43 442.10 Td (be ) Tj ET Q q 0 0 0 rg BT 529.24 442.10 Td (diverted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.94 430.10 Td (our ) Tj ET Q q 0 0 0 rg BT 87.77 430.10 Td (business.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 92.50 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 110.56 406.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 142.52 406.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 184.47 406.10 Td (results ) Tj ET Q q 0 0 0 rg BT 214.20 406.10 Td (may ) Tj ET Q q 0 0 0 rg BT 233.92 406.10 Td (fluctuate, ) Tj ET Q q 0 0 0 rg BT 275.59 406.10 Td (which ) Tj ET Q q 0 0 0 rg BT 303.10 406.10 Td (could ) Tj ET Q q 0 0 0 rg BT 328.37 406.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 354.20 406.10 Td (our ) Tj ET Q q 0 0 0 rg BT 371.16 406.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 394.77 406.10 Td (price ) Tj ET Q q 0 0 0 rg BT 417.81 406.10 Td (to ) Tj ET Q q 0 0 0 rg BT 428.09 406.10 Td (be ) Tj ET Q q 0 0 0 rg BT 440.03 406.10 Td (volatile.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 382.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.10 382.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 142.74 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.73 382.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 188.93 382.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 229.24 382.10 Td (results ) Tj ET Q q 0 0 0 rg BT 257.90 382.10 Td (may ) Tj ET Q q 0 0 0 rg BT 277.66 382.10 Td (fluctuate ) Tj ET Q q 0 0 0 rg BT 315.19 382.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 367.73 382.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.06 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.82 382.10 Td (future ) Tj ET Q q 0 0 0 rg BT 419.25 382.10 Td (due ) Tj ET Q q 0 0 0 rg BT 436.23 382.10 Td (to ) Tj ET Q q 0 0 0 rg BT 446.56 382.10 Td (a ) Tj ET Q q 0 0 0 rg BT 453.54 382.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 483.86 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 494.73 382.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 524.49 382.10 Td (related ) Tj ET Q q 0 0 0 rg BT 554.24 382.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.50 370.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 103.22 370.10 Td (or ) Tj ET Q q 0 0 0 rg BT 113.72 370.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 153.66 370.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 191.93 370.10 Td (in ) Tj ET Q q 0 0 0 rg BT 201.88 370.10 Td (any ) Tj ET Q q 0 0 0 rg BT 218.50 370.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 258.98 370.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 289.20 370.10 Td (Results ) Tj ET Q q 0 0 0 rg BT 320.83 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.33 370.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 375.16 370.10 Td (during ) Tj ET Q q 0 0 0 rg BT 403.44 370.10 Td (any ) Tj ET Q q 0 0 0 rg BT 420.05 370.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 460.54 370.10 Td (period ) Tj ET Q q 0 0 0 rg BT 488.26 370.10 Td (are ) Tj ET Q q 0 0 0 rg BT 502.64 370.10 Td (not ) Tj ET Q q 0 0 0 rg BT 517.59 370.10 Td (necessarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (an ) Tj ET Q q 0 0 0 rg BT 62.08 358.10 Td (indication ) Tj ET Q q 0 0 0 rg BT 104.72 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 115.69 358.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.67 358.10 Td (results ) Tj ET Q q 0 0 0 rg BT 160.42 358.10 Td (for ) Tj ET Q q 0 0 0 rg BT 174.72 358.10 Td (any ) Tj ET Q q 0 0 0 rg BT 191.80 358.10 Td (other ) Tj ET Q q 0 0 0 rg BT 215.00 358.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 245.69 358.10 Td (Factors ) Tj ET Q q 0 0 0 rg BT 277.77 358.10 Td (that ) Tj ET Q q 0 0 0 rg BT 295.41 358.10 Td (may ) Tj ET Q q 0 0 0 rg BT 315.27 358.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 356.23 358.10 Td (af) Tj ET Q q 0 0 0 rg BT 363.82 358.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 381.45 358.10 Td (our ) Tj ET Q q 0 0 0 rg BT 397.42 358.10 Td (periodic ) Tj ET Q q 0 0 0 rg BT 432.83 358.10 Td (results ) Tj ET Q q 0 0 0 rg BT 461.58 358.10 Td (may ) Tj ET Q q 0 0 0 rg BT 481.44 358.10 Td (include ) Tj ET Q q 0 0 0 rg BT 513.52 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.38 358.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 546.58 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 557.56 358.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 95.29 346.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 136.69 346.10 Td (agent, ) Tj ET Q q 0 0 0 rg BT 163.92 346.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 193.09 346.10 Td (or ) Tj ET Q q 0 0 0 rg BT 204.50 346.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 233.68 346.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 283.97 346.10 Td (or ) Tj ET Q q 0 0 0 rg BT 295.38 346.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.67 346.10 Td (mer) Tj ET Q q 0 0 0 rg BT 326.04 346.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 341.89 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.30 346.10 Td (any ) Tj ET Q q 0 0 0 rg BT 370.82 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 382.23 346.10 Td (our ) Tj ET Q q 0 0 0 rg BT 398.64 346.10 Td (participating ) Tj ET Q q 0 0 0 rg BT 452.26 346.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 493.65 346.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 526.71 346.10 Td (with ) Tj ET Q q 0 0 0 rg BT 547.57 346.10 Td (one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (another) Tj ET Q q 0 0 0 rg BT 79.43 334.10 Td (. ) Tj ET Q q 0 0 0 rg BT 84.67 334.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 102.96 334.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 143.46 334.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 182.29 334.10 Td (are ) Tj ET Q q 0 0 0 rg BT 197.24 334.10 Td (based ) Tj ET Q q 0 0 0 rg BT 222.74 334.10 Td (in ) Tj ET Q q 0 0 0 rg BT 233.26 334.10 Td (part ) Tj ET Q q 0 0 0 rg BT 251.54 334.10 Td (on ) Tj ET Q q 0 0 0 rg BT 264.28 334.10 Td (our ) Tj ET Q q 0 0 0 rg BT 280.35 334.10 Td (expectations ) Tj ET Q q 0 0 0 rg BT 333.06 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.13 334.10 Td (our ) Tj ET Q q 0 0 0 rg BT 360.20 334.10 Td (future ) Tj ET Q q 0 0 0 rg BT 386.81 334.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 425.09 334.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.26 334.10 Td (are ) Tj ET Q q 0 0 0 rg BT 457.20 334.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 493.26 334.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 516.55 334.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.06 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 542.01 334.10 Td (short ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (term. ) Tj ET Q q 0 0 0 rg BT 73.14 322.10 Td (W) Tj ET Q q 0 0 0 rg BT 81.78 322.10 Td (e ) Tj ET Q q 0 0 0 rg BT 88.72 322.10 Td (may ) Tj ET Q q 0 0 0 rg BT 108.44 322.10 Td (be ) Tj ET Q q 0 0 0 rg BT 120.38 322.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 149.53 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.81 322.10 Td (adjust ) Tj ET Q q 0 0 0 rg BT 186.20 322.10 Td (spending ) Tj ET Q q 0 0 0 rg BT 224.80 322.10 Td (quickly ) Tj ET Q q 0 0 0 rg BT 257.30 322.10 Td (enough ) Tj ET Q q 0 0 0 rg BT 289.24 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 299.52 322.10 Td (of) Tj ET Q q 0 0 0 rg BT 307.67 322.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 324.60 322.10 Td (any ) Tj ET Q q 0 0 0 rg BT 341.54 322.10 Td (unexpected ) Tj ET Q q 0 0 0 rg BT 389.58 322.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 423.72 322.10 Td (shortfall.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (Provisions ) Tj ET Q q 0 0 0 rg BT 95.39 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.78 298.10 Td (our ) Tj ET Q q 0 0 0 rg BT 122.28 298.10 Td (articles ) Tj ET Q q 0 0 0 rg BT 154.32 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 164.70 298.10 Td (incorporation, ) Tj ET Q q 0 0 0 rg BT 225.93 298.10 Td (bylaws, ) Tj ET Q q 0 0 0 rg BT 258.25 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 275.86 298.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 317.35 298.10 Td (law ) Tj ET Q q 0 0 0 rg BT 333.85 298.10 Td (may ) Tj ET Q q 0 0 0 rg BT 353.11 298.10 Td (make ) Tj ET Q q 0 0 0 rg BT 377.38 298.10 Td (it ) Tj ET Q q 0 0 0 rg BT 384.98 298.10 Td (dif) Tj ET Q q 0 0 0 rg BT 395.91 298.10 Td (ficult ) Tj ET Q q 0 0 0 rg BT 419.62 298.10 Td (for ) Tj ET Q q 0 0 0 rg BT 433.89 298.10 Td (a ) Tj ET Q q 0 0 0 rg BT 440.94 298.10 Td (third ) Tj ET Q q 0 0 0 rg BT 463.00 298.10 Td (party ) Tj ET Q q 0 0 0 rg BT 486.16 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 495.98 298.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 529.14 298.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 543.14 298.10 Td (even ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.84 286.10 Td (situations ) Tj ET Q q 0 0 0 rg BT 103.36 286.10 Td (that ) Tj ET Q q 0 0 0 rg BT 121.98 286.10 Td (may ) Tj ET Q q 0 0 0 rg BT 141.69 286.10 Td (be ) Tj ET Q q 0 0 0 rg BT 153.63 286.10 Td (viewed ) Tj ET Q q 0 0 0 rg BT 183.90 286.10 Td (as ) Tj ET Q q 0 0 0 rg BT 195.29 286.10 Td (desirable ) Tj ET Q q 0 0 0 rg BT 235.00 286.10 Td (by ) Tj ET Q q 0 0 0 rg BT 246.94 286.10 Td (our ) Tj ET Q q 0 0 0 rg BT 263.90 286.10 Td (shareholders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 262.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.14 262.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 146.70 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.62 262.10 Td (incorporation ) Tj ET Q q 0 0 0 rg BT 214.09 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.12 262.10 Td (bylaws, ) Tj ET Q q 0 0 0 rg BT 264.54 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 281.57 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 296.38 262.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 340.64 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.56 262.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 392.46 262.10 Td (law ) Tj ET Q q 0 0 0 rg BT 409.49 262.10 Td (may ) Tj ET Q q 0 0 0 rg BT 429.30 262.10 Td (delay) Tj ET Q q 0 0 0 rg BT 450.30 262.10 Td (, ) Tj ET Q q 0 0 0 rg BT 455.40 262.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 487.97 262.10 Td (or ) Tj ET Q q 0 0 0 rg BT 498.89 262.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 540.36 262.10 Td (make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (it ) Tj ET Q q 0 0 0 rg BT 57.80 250.10 Td (more ) Tj ET Q q 0 0 0 rg BT 80.59 250.10 Td (dif) Tj ET Q q 0 0 0 rg BT 91.52 250.10 Td (ficult ) Tj ET Q q 0 0 0 rg BT 114.87 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 124.89 250.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 156.56 250.10 Td (us ) Tj ET Q q 0 0 0 rg BT 167.69 250.10 Td (by ) Tj ET Q q 0 0 0 rg BT 179.93 250.10 Td (means ) Tj ET Q q 0 0 0 rg BT 207.72 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 218.30 250.10 Td (a ) Tj ET Q q 0 0 0 rg BT 224.98 250.10 Td (tender ) Tj ET Q q 0 0 0 rg BT 252.21 250.10 Td (of) Tj ET Q q 0 0 0 rg BT 260.36 250.10 Td (fer) Tj ET Q q 0 0 0 rg BT 271.06 250.10 Td (, ) Tj ET Q q 0 0 0 rg BT 275.80 250.10 Td (a ) Tj ET Q q 0 0 0 rg BT 282.48 250.10 Td (proxy ) Tj ET Q q 0 0 0 rg BT 308.06 250.10 Td (contest, ) Tj ET Q q 0 0 0 rg BT 341.13 250.10 Td (open ) Tj ET Q q 0 0 0 rg BT 362.81 250.10 Td (market ) Tj ET Q q 0 0 0 rg BT 392.81 250.10 Td (purchases, ) Tj ET Q q 0 0 0 rg BT 436.99 250.10 Td (removal ) Tj ET Q q 0 0 0 rg BT 471.99 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 482.57 250.10 Td (incumbent ) Tj ET Q q 0 0 0 rg BT 527.02 250.10 Td (directors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.41 238.10 Td (otherwise. ) Tj ET Q q 0 0 0 rg BT 113.47 238.10 Td (These ) Tj ET Q q 0 0 0 rg BT 141.31 238.10 Td (provisions, ) Tj ET Q q 0 0 0 rg BT 189.45 238.10 Td (which ) Tj ET Q q 0 0 0 rg BT 217.86 238.10 Td (are ) Tj ET Q q 0 0 0 rg BT 234.03 238.10 Td (summarized ) Tj ET Q q 0 0 0 rg BT 286.87 238.10 Td (below) Tj ET Q q 0 0 0 rg BT 310.66 238.10 Td (, ) Tj ET Q q 0 0 0 rg BT 317.13 238.10 Td (are ) Tj ET Q q 0 0 0 rg BT 333.31 238.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 372.81 238.10 Td (to ) Tj ET Q q 0 0 0 rg BT 384.56 238.10 Td (discourage ) Tj ET Q q 0 0 0 rg BT 431.84 238.10 Td (coercive ) Tj ET Q q 0 0 0 rg BT 469.67 238.10 Td (takeover ) Tj ET Q q 0 0 0 rg BT 508.06 238.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 547.56 238.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (inadequate ) Tj ET Q q 0 0 0 rg BT 96.03 226.10 Td (takeover ) Tj ET Q q 0 0 0 rg BT 133.17 226.10 Td (bids, ) Tj ET Q q 0 0 0 rg BT 155.06 226.10 Td (and ) Tj ET Q q 0 0 0 rg BT 172.21 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 182.71 226.10 Td (encourage ) Tj ET Q q 0 0 0 rg BT 226.51 226.10 Td (persons ) Tj ET Q q 0 0 0 rg BT 259.78 226.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 293.04 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 303.54 226.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 335.68 226.10 Td (control ) Tj ET Q q 0 0 0 rg BT 366.72 226.10 Td (of ) Tj ET Q q 0 0 0 rg BT 377.77 226.10 Td (us ) Tj ET Q q 0 0 0 rg BT 389.38 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 399.87 226.10 Td (first ) Tj ET Q q 0 0 0 rg BT 418.70 226.10 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 458.07 226.10 Td (with ) Tj ET Q q 0 0 0 rg BT 478.56 226.10 Td (us. ) Tj ET Q q 0 0 0 rg BT 492.47 226.10 Td (W) Tj ET Q q 0 0 0 rg BT 501.11 226.10 Td (e ) Tj ET Q q 0 0 0 rg BT 508.27 226.10 Td (are ) Tj ET Q q 0 0 0 rg BT 523.19 226.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 554.23 226.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.42 214.10 Td (business ) Tj ET Q q 0 0 0 rg BT 106.96 214.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 164.59 214.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 209.46 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.00 214.10 Td (Section203 ) Tj ET Q q 0 0 0 rg BT 271.70 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 283.23 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.65 214.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 340.16 214.10 Td (General ) Tj ET Q q 0 0 0 rg BT 375.01 214.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 426.54 214.10 Td (Law) Tj ET Q q 0 0 0 rg BT 443.66 214.10 Td (. ) Tj ET Q q 0 0 0 rg BT 449.37 214.10 Td (In ) Tj ET Q q 0 0 0 rg BT 460.90 214.10 Td (general, ) Tj ET Q q 0 0 0 rg BT 496.03 214.10 Td (those ) Tj ET Q q 0 0 0 rg BT 520.34 214.10 Td (provisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 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0 0 rg BT 462.47 564.10 Td (ork, ) Tj ET Q q 0 0 0 rg BT 481.38 564.10 Td (4,864 ) Tj ET Q q 0 0 0 rg BT 506.97 564.10 Td (square ) Tj ET Q q 0 0 0 rg BT 536.16 564.10 Td (feet ) Tj ET Q q 0 0 0 rg BT 554.23 564.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (Norwalk, ) Tj ET Q q 0 0 0 rg BT 89.85 552.10 Td (Connecticut, ) Tj ET Q q 0 0 0 rg BT 143.02 552.10 Td (5,466 ) Tj ET Q q 0 0 0 rg BT 167.88 552.10 Td (square ) Tj ET Q q 0 0 0 rg BT 196.33 552.10 Td (feet ) Tj ET Q q 0 0 0 rg BT 213.67 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.80 552.10 Td (New ) Tj ET Q q 0 0 0 rg BT 245.04 552.10 Td (Britain, ) Tj ET Q q 0 0 0 rg BT 277.67 552.10 Td (Connecticut, ) Tj ET Q q 0 0 0 rg BT 330.84 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 347.64 552.10 Td (4,050 ) Tj ET Q q 0 0 0 rg BT 372.49 552.10 Td (square ) Tj ET Q q 0 0 0 rg BT 400.95 552.10 Td (feet ) Tj ET Q q 0 0 0 rg BT 418.29 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 428.42 552.10 Td (Santa ) Tj ET Q q 0 0 0 rg BT 452.99 552.10 Td (Barbara, ) Tj ET Q q 0 0 0 rg BT 489.49 552.10 Td (California, ) Tj ET Q q 0 0 0 rg BT 534.89 552.10 Td (23,51) Tj ET Q q 0 0 0 rg BT 557.02 552.10 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (square ) Tj ET Q q 0 0 0 rg BT 78.90 540.10 Td (feet ) Tj ET Q q 0 0 0 rg BT 96.69 540.10 Td (in ) Tj ET Q q 0 0 0 rg BT 107.27 540.10 Td (Birmingham, ) Tj ET Q q 0 0 0 rg BT 162.50 540.10 Td (Alabama, ) Tj ET Q q 0 0 0 rg BT 203.90 540.10 Td (1,696 ) Tj ET Q q 0 0 0 rg BT 229.20 540.10 Td (square ) Tj ET Q q 0 0 0 rg BT 258.10 540.10 Td (feet ) Tj ET Q q 0 0 0 rg BT 275.89 540.10 Td (in ) Tj ET Q q 0 0 0 rg BT 286.47 540.10 Td (Iselin, ) Tj ET Q q 0 0 0 rg BT 313.99 540.10 Td (New ) Tj ET Q q 0 0 0 rg BT 335.67 540.10 Td (Jersey) Tj ET Q q 0 0 0 rg BT 360.01 540.10 Td (. ) Tj ET Q q 0 0 0 rg BT 364.69 540.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 414.60 540.10 Td (, ) Tj ET Q q 0 0 0 rg BT 419.90 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 434.92 540.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 476.60 540.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 503.28 540.10 Td (of) Tj ET Q q 0 0 0 rg BT 511.43 540.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 529.22 540.10 Td (space ) Tj ET Q q 0 0 0 rg BT 554.23 540.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (New ) Tj ET Q q 0 0 0 rg BT 71.18 528.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 107.68 528.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 149.13 528.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 194.48 528.10 Td (Brazil, ) Tj ET Q q 0 0 0 rg BT 223.72 528.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 258.50 528.10 Td (and ) Tj ET Q q 0 0 0 rg BT 275.24 528.10 Td (London ) Tj ET Q q 0 0 0 rg BT 308.65 528.10 Td (for ) Tj ET Q q 0 0 0 rg BT 322.62 528.10 Td (support ) Tj ET Q q 0 0 0 rg BT 354.92 528.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.66 528.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 393.40 528.10 Td (of) Tj ET Q q 0 0 0 rg BT 401.55 528.10 Td (fices. ) Tj ET Q q 0 0 0 rg BT 425.06 528.10 Td (The ) Tj ET Q q 0 0 0 rg BT 442.91 528.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 484.09 528.10 Td (owns ) Tj ET Q q 0 0 0 rg BT 507.51 528.10 Td (three ) Tj ET Q q 0 0 0 rg BT 529.79 528.10 Td (finished ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (buildings ) Tj ET Q q 0 0 0 rg BT 89.30 516.10 Td (in ) Tj ET Q q 0 0 0 rg BT 99.15 516.10 Td (India ) Tj ET Q q 0 0 0 rg BT 121.77 516.10 Td (with ) Tj ET Q q 0 0 0 rg BT 141.62 516.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 201.45 516.10 Td (85,000 ) Tj ET Q q 0 0 0 rg BT 231.02 516.10 Td (square ) Tj ET Q q 0 0 0 rg BT 259.19 516.10 Td (feet ) Tj ET Q q 0 0 0 rg BT 276.25 516.10 Td ( ) Tj ET Q q 0 0 0 rg BT 278.32 516.10 Td (and ) Tj ET Q q 0 0 0 rg BT 294.83 516.10 Td (is ) Tj ET Q q 0 0 0 rg BT 303.57 516.10 Td (in ) Tj ET Q q 0 0 0 rg BT 313.42 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.71 516.10 Td (midst ) Tj ET Q q 0 0 0 rg BT 352.01 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 362.41 516.10 Td (completing ) Tj ET Q q 0 0 0 rg BT 409.47 516.10 Td (two ) Tj ET Q q 0 0 0 rg BT 426.54 516.10 Td (other ) Tj ET Q q 0 0 0 rg BT 449.16 516.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 477.89 516.10 Td (properties ) Tj ET Q q 0 0 0 rg BT 519.95 516.10 Td (which ) Tj ET Q q 0 0 0 rg BT 546.46 516.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (add ) Tj ET Q q 0 0 0 rg BT 67.19 504.10 Td (another ) Tj ET Q q 0 0 0 rg BT 99.93 504.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 160.44 504.10 Td (65,000 ) Tj ET Q q 0 0 0 rg BT 190.70 504.10 Td (square ) Tj ET Q q 0 0 0 rg BT 219.55 504.10 Td (feet. ) Tj ET Q q 0 0 0 rg BT 242.29 504.10 Td (It, ) Tj ET Q q 0 0 0 rg BT 253.65 504.10 Td (also, ) Tj ET Q q 0 0 0 rg BT 275.01 504.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 301.65 504.10 Td (an ) Tj ET Q q 0 0 0 rg BT 313.84 504.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 356.58 504.10 Td (six ) Tj ET Q q 0 0 0 rg BT 371.01 504.10 Td (facilities. ) Tj ET Q q 0 0 0 rg BT 410.49 504.10 Td (The ) Tj ET Q q 0 0 0 rg BT 428.79 504.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 457.09 504.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 494.27 504.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 527.57 504.10 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (development ) Tj ET Q q 0 0 0 rg BT 104.37 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.53 492.10 Td (other ) Tj ET Q q 0 0 0 rg BT 144.79 492.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 183.60 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.76 492.10 Td (business ) Tj ET Q q 0 0 0 rg BT 237.37 492.10 Td (process ) Tj ET Q q 0 0 0 rg BT 270.08 492.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 320.02 492.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 357.45 492.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 412.37 492.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 447.85 492.10 Td (its ) Tj ET Q q 0 0 0 rg BT 460.02 492.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 497.17 492.10 Td (are ) Tj ET Q q 0 0 0 rg BT 512.09 492.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 550.35 492.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (its ) Tj ET Q q 0 0 0 rg BT 61.95 480.10 Td (current ) Tj ET Q q 0 0 0 rg BT 92.76 480.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 118.03 480.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.97 480.10 Td (that ) Tj ET Q q 0 0 0 rg BT 152.47 480.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 193.83 480.10 Td (suitable ) Tj ET Q q 0 0 0 rg BT 227.44 480.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 269.93 480.10 Td (or ) Tj ET Q q 0 0 0 rg BT 280.76 480.10 Td (substitute ) Tj ET Q q 0 0 0 rg BT 321.59 480.10 Td (space ) Tj ET Q q 0 0 0 rg BT 346.30 480.10 Td (will ) Tj ET Q q 0 0 0 rg BT 364.36 480.10 Td (be ) Tj ET Q q 0 0 0 rg BT 376.29 480.10 Td (available ) Tj ET Q q 0 0 0 rg BT 414.88 480.10 Td (as ) Tj ET Q q 0 0 0 rg BT 425.71 480.10 Td (needed ) Tj ET Q q 0 0 0 rg BT 456.53 480.10 Td (at ) Tj ET Q q 0 0 0 rg BT 466.25 480.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 506.50 480.10 Td (rates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 456.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 107.09 456.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 145.39 456.10 Td (owns ) Tj ET Q q 0 0 0 rg BT 168.71 456.10 Td (a ) Tj ET Q q 0 0 0 rg BT 175.36 456.10 Td (101,991 ) Tj ET Q q 0 0 0 rg BT 210.07 456.10 Td (sq. ) Tj ET Q q 0 0 0 rg BT 223.67 456.10 Td (ft. ) Tj ET Q q 0 0 0 rg BT 234.48 456.10 Td (of) Tj ET Q q 0 0 0 rg BT 242.63 456.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 259.82 456.10 Td (building ) Tj ET Q q 0 0 0 rg BT 295.37 456.10 Td (on ) Tj ET Q q 0 0 0 rg BT 307.57 456.10 Td (17.6 ) Tj ET Q q 0 0 0 rg BT 327.28 456.10 Td (acres ) Tj ET Q q 0 0 0 rg BT 350.02 456.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.56 456.10 Td (land ) Tj ET Q q 0 0 0 rg BT 379.98 456.10 Td (located ) Tj ET Q q 0 0 0 rg BT 411.06 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 421.05 456.10 Td (Johns ) Tj ET Q q 0 0 0 rg BT 446.04 456.10 Td (Creek, ) Tj ET Q q 0 0 0 rg BT 474.62 456.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 494.43 456.10 Td (gia. ) Tj ET Q q 0 0 0 rg BT 513.70 456.10 Td (This ) Tj ET Q q 0 0 0 rg BT 533.68 456.10 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (is ) Tj ET Q q 0 0 0 rg BT 59.44 444.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 98.31 444.10 Td (in ) Tj ET Q q 0 0 0 rg BT 108.87 444.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.86 444.10 Td (interior ) Tj ET Q q 0 0 0 rg BT 156.07 444.10 Td (build ) Tj ET Q q 0 0 0 rg BT 179.40 444.10 Td (out ) Tj ET Q q 0 0 0 rg BT 194.95 444.10 Td (process ) Tj ET Q q 0 0 0 rg BT 227.72 444.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.93 444.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.92 444.10 Td (company ) Tj ET Q q 0 0 0 rg BT 299.35 444.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 332.11 444.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.10 444.10 Td (construction ) Tj ET Q q 0 0 0 rg BT 399.31 444.10 Td (to ) Tj ET Q q 0 0 0 rg BT 409.87 444.10 Td (be ) Tj ET Q q 0 0 0 rg BT 422.08 444.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 466.50 444.10 Td (and ) Tj ET Q q 0 0 0 rg BT 483.72 444.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.71 444.10 Td (relocation ) Tj ET Q q 0 0 0 rg BT 541.46 444.10 Td (of ) Tj ET Q q 0 0 0 rg BT 552.57 444.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 84.12 432.10 Td (Atlanta ) Tj ET Q q 0 0 0 rg BT 116.70 432.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 154.27 432.10 Td (to ) Tj ET Q q 0 0 0 rg BT 165.20 432.10 Td (take ) Tj ET Q q 0 0 0 rg BT 185.00 432.10 Td (place ) Tj ET Q q 0 0 0 rg BT 209.24 432.10 Td (by ) Tj ET Q q 0 0 0 rg BT 222.39 432.10 Td (mid-2015. ) Tj ET Q q 0 0 0 rg BT 266.70 432.10 Td (This ) Tj ET Q q 0 0 0 rg BT 287.62 432.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 319.09 432.10 Td (will ) Tj ET Q q 0 0 0 rg BT 337.79 432.10 Td (become ) Tj ET Q q 0 0 0 rg BT 372.03 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 387.40 432.10 Td (new ) Tj ET Q q 0 0 0 rg BT 407.20 432.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 453.12 432.10 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 507.35 432.10 Td (for ) Tj ET Q q 0 0 0 rg BT 522.16 432.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 546.46 432.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 90.94 420.10 Td (hopes ) Tj ET Q q 0 0 0 rg BT 116.33 420.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.17 420.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 158.76 420.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 176.92 420.10 Td (and ) Tj ET Q q 0 0 0 rg BT 193.42 420.10 Td (operational ) Tj ET Q q 0 0 0 rg BT 240.45 420.10 Td (ef) Tj ET Q q 0 0 0 rg BT 248.04 420.10 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 288.41 420.10 Td (while ) Tj ET Q q 0 0 0 rg BT 312.68 420.10 Td (moving ) Tj ET Q q 0 0 0 rg BT 345.30 420.10 Td (both ) Tj ET Q q 0 0 0 rg BT 367.63 420.10 Td (of ) Tj ET Q q 0 0 0 rg BT 378.02 420.10 Td (its ) Tj ET Q q 0 0 0 rg BT 389.07 420.10 Td (Atlanta ) Tj ET Q q 0 0 0 rg BT 420.56 420.10 Td (leased ) Tj ET Q q 0 0 0 rg BT 447.60 420.10 Td (of) Tj ET Q q 0 0 0 rg BT 455.75 420.10 Td (fices ) Tj ET Q q 0 0 0 rg BT 476.69 420.10 Td (into ) Tj ET Q q 0 0 0 rg BT 494.30 420.10 Td (this ) Tj ET Q q 0 0 0 rg BT 510.81 420.10 Td (one ) Tj ET Q q 0 0 0 rg BT 527.30 420.10 Td (location, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (along ) Tj ET Q q 0 0 0 rg BT 74.56 408.10 Td (with ) Tj ET Q q 0 0 0 rg BT 94.68 408.10 Td (integrating ) Tj ET Q q 0 0 0 rg BT 140.34 408.10 Td (other ) Tj ET Q q 0 0 0 rg BT 163.23 408.10 Td (resource ) Tj ET Q q 0 0 0 rg BT 199.44 408.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 224.55 408.10 Td (within ) Tj ET Q q 0 0 0 rg BT 252.45 408.10 Td (this ) Tj ET Q q 0 0 0 rg BT 269.25 408.10 Td (new ) Tj ET Q q 0 0 0 rg BT 288.25 408.10 Td (world-class ) Tj ET Q q 0 0 0 rg BT 336.69 408.10 Td (campus. ) Tj ET Q q 0 0 0 rg BT 371.91 408.10 Td (The ) Tj ET Q q 0 0 0 rg BT 389.80 408.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 431.03 408.10 Td (intends ) Tj ET Q q 0 0 0 rg BT 462.26 408.10 Td (to ) Tj ET Q q 0 0 0 rg BT 472.38 408.10 Td (do ) Tj ET Q q 0 0 0 rg BT 484.72 408.10 Td (so, ) Tj ET Q q 0 0 0 rg BT 498.46 408.10 Td (while ) Tj ET Q q 0 0 0 rg BT 523.02 408.10 Td (creating ) Tj ET Q q 0 0 0 rg BT 557.56 408.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 396.10 Td (world-class ) Tj ET Q q 0 0 0 rg BT 98.14 396.10 Td (work ) Tj ET Q q 0 0 0 rg BT 120.73 396.10 Td (environment ) Tj ET Q q 0 0 0 rg BT 173.31 396.10 Td (and ) Tj ET Q q 0 0 0 rg BT 189.79 396.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 220.15 396.10 Td (that ) Tj ET Q q 0 0 0 rg BT 237.19 396.10 Td (can ) Tj ET Q q 0 0 0 rg BT 253.10 396.10 Td (serve ) Tj ET Q q 0 0 0 rg BT 276.24 396.10 Td (as ) Tj ET Q q 0 0 0 rg BT 286.61 396.10 Td (a ) Tj ET Q q 0 0 0 rg BT 293.09 396.10 Td (showcase ) Tj ET Q q 0 0 0 rg BT 333.45 396.10 Td (for ) Tj ET Q q 0 0 0 rg BT 347.15 396.10 Td (presenting ) Tj ET Q q 0 0 0 rg BT 390.85 396.10 Td (all ) Tj ET Q q 0 0 0 rg BT 402.88 396.10 Td (its ) Tj ET Q q 0 0 0 rg BT 414.37 396.10 Td (products ) Tj ET Q q 0 0 0 rg BT 450.85 396.10 Td (and ) Tj ET Q q 0 0 0 rg BT 467.33 396.10 Td (services ) Tj ET Q q 0 0 0 rg BT 501.57 396.10 Td (under ) Tj ET Q q 0 0 0 rg BT 526.38 396.10 Td (one ) Tj ET Q q 0 0 0 rg BT 542.86 396.10 Td (roof.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 372.10 Td (Item 3. LEGAL) Tj ET Q q 0 0 0 rg BT 116.95 372.10 Td ( PROCEEDINGS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 338.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 338.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.89 338.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 145.33 338.10 Td (with ) Tj ET Q q 0 0 0 rg BT 166.67 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.46 338.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 232.67 338.10 Td (class ) Tj ET Q q 0 0 0 rg BT 255.67 338.10 Td (action ) Tj ET Q q 0 0 0 rg BT 283.67 338.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 311.12 338.10 Td (In ) Tj ET Q q 0 0 0 rg BT 323.01 338.10 Td (re: ) Tj ET Q q 0 0 0 rg BT 337.12 338.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 362.07 338.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 380.91 338.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 423.91 338.10 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 469.41 338.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 492.19 338.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 522.97 338.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 541.26 338.10 Td (1:1) Tj ET Q q 0 0 0 rg BT 553.67 338.10 Td (1-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 326.10 Td (CV) Tj ET Q q 0 0 0 rg BT 62.97 326.10 Td (-02400-R) Tj ET Q q 0 0 0 rg BT 100.75 326.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 119.21 326.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 145.44 326.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 168.88 326.10 Td (which ) Tj ET Q q 0 0 0 rg BT 196.78 326.10 Td (as ) Tj ET Q q 0 0 0 rg BT 208.56 326.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 254.24 326.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 294.91 326.10 Td (was ) Tj ET Q q 0 0 0 rg BT 313.92 326.10 Td (settled ) Tj ET Q q 0 0 0 rg BT 343.48 326.10 Td (in ) Tj ET Q q 0 0 0 rg BT 354.71 326.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 378.17 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.06 326.10 Td (is ) Tj ET Q q 0 0 0 rg BT 406.19 326.10 Td (now ) Tj ET Q q 0 0 0 rg BT 426.87 326.10 Td (concluded, ) Tj ET Q q 0 0 0 rg BT 473.92 326.10 Td (there ) Tj ET Q q 0 0 0 rg BT 497.36 326.10 Td (have ) Tj ET Q q 0 0 0 rg BT 519.69 326.10 Td (been ) Tj ET Q q 0 0 0 rg BT 542.02 326.10 Td (three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 314.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 92.58 314.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 139.07 314.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 172.78 314.10 Td (by ) Tj ET Q q 0 0 0 rg BT 185.38 314.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 215.19 314.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 268.33 314.10 Td (on ) Tj ET Q q 0 0 0 rg BT 280.93 314.10 Td (behalf ) Tj ET Q q 0 0 0 rg BT 308.52 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.45 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.27 314.10 Td (Company) Tj ET Q q 0 0 0 rg BT 372.50 314.10 Td (, ) Tj ET Q q 0 0 0 rg BT 377.61 314.10 Td (which ) Tj ET Q q 0 0 0 rg BT 404.65 314.10 Td (name ) Tj ET Q q 0 0 0 rg BT 428.91 314.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 458.71 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 469.64 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 484.46 314.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 531.65 314.10 Td (of) Tj ET Q q 0 0 0 rg BT 539.79 314.10 Td (ficers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.57 302.10 Td (its ) Tj ET Q q 0 0 0 rg BT 78.15 302.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 103.04 302.10 Td (board ) Tj ET Q q 0 0 0 rg BT 127.94 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.40 302.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 175.52 302.10 Td (as ) Tj ET Q q 0 0 0 rg BT 185.98 302.10 Td (Defendants. ) Tj ET Q q 0 0 0 rg BT 235.99 302.10 Td (The ) Tj ET Q q 0 0 0 rg BT 253.67 302.10 Td (first ) Tj ET Q q 0 0 0 rg BT 271.91 302.10 Td (such ) Tj ET Q q 0 0 0 rg BT 292.37 302.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 334.48 302.10 Td (action ) Tj ET Q q 0 0 0 rg BT 361.04 302.10 Td (was ) Tj ET Q q 0 0 0 rg BT 378.72 302.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 411.96 302.10 Td (by ) Tj ET Q q 0 0 0 rg BT 424.09 302.10 Td (an ) Tj ET Q q 0 0 0 rg BT 435.66 302.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 466.66 302.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 515.44 302.10 Td (named ) Tj ET Q q 0 0 0 rg BT 544.23 302.10 Td (Paul ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.10 Td (Nauman ) Tj ET Q q 0 0 0 rg BT 86.27 290.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 112.55 290.10 Td (Nauman ) Tj ET Q q 0 0 0 rg BT 148.82 290.10 Td (v) Tj ET Q q 0 0 0 rg BT 153.17 290.10 Td (. ) Tj ET Q q 0 0 0 rg BT 158.07 290.10 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 186.29 290.10 Td (et ) Tj ET Q q 0 0 0 rg BT 195.90 290.10 Td (al., ) Tj ET Q q 0 0 0 rg BT 210.51 290.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 232.38 290.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 261.99 290.10 Td (File ) Tj ET Q q 0 0 0 rg BT 279.94 290.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 297.06 290.10 Td (201) Tj ET Q q 0 0 0 rg BT 311.69 290.10 Td (1-cv-205276 ) Tj ET Q q 0 0 0 rg BT 365.18 290.10 Td (\(Superior ) Tj ET Q q 0 0 0 rg BT 405.34 290.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 430.51 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.24 290.10 Td (Fulton ) Tj ET Q q 0 0 0 rg BT 469.75 290.10 Td (County) Tj ET Q q 0 0 0 rg BT 498.55 290.10 Td (, ) Tj ET Q q 0 0 0 rg BT 503.44 290.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 523.25 290.10 Td (gia\), ) Tj ET Q q 0 0 0 rg BT 543.69 290.10 Td (filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 278.10 Td (September ) Tj ET Q q 0 0 0 rg BT 96.06 278.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 106.86 278.10 Td (201) Tj ET Q q 0 0 0 rg BT 121.49 278.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 132.05 278.10 Td (The ) Tj ET Q q 0 0 0 rg BT 150.90 278.10 Td (second ) Tj ET Q q 0 0 0 rg BT 181.97 278.10 Td (such ) Tj ET Q q 0 0 0 rg BT 203.60 278.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 246.88 278.10 Td (action ) Tj ET Q q 0 0 0 rg BT 274.61 278.10 Td (was ) Tj ET Q q 0 0 0 rg BT 293.46 278.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 327.87 278.10 Td (by ) Tj ET Q q 0 0 0 rg BT 341.17 278.10 Td (an ) Tj ET Q q 0 0 0 rg BT 353.91 278.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 386.08 278.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 436.03 278.10 Td (named ) Tj ET Q q 0 0 0 rg BT 465.98 278.10 Td (Gilbert ) Tj ET Q q 0 0 0 rg BT 497.61 278.10 Td (Spagnola ) Tj ET Q q 0 0 0 rg BT 538.12 278.10 Td (styled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 266.10 Td (Spagnola ) Tj ET Q q 0 0 0 rg BT 90.39 266.10 Td (v) Tj ET Q q 0 0 0 rg BT 94.74 266.10 Td (. ) Tj ET Q q 0 0 0 rg BT 100.41 266.10 Td (Bhalla, ) Tj ET Q q 0 0 0 rg BT 132.19 266.10 Td (et ) Tj ET Q q 0 0 0 rg BT 142.57 266.10 Td (al., ) Tj ET Q q 0 0 0 rg BT 157.96 266.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 180.44 266.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 210.83 266.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 228.72 266.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 262.80 266.10 Td (-00062-R) Tj ET Q q 0 0 0 rg BT 300.58 266.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 318.75 266.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 344.70 266.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 367.86 266.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 389.35 266.10 Td (January ) Tj ET Q q 0 0 0 rg BT 423.62 266.10 Td (7, ) Tj ET Q q 0 0 0 rg BT 434.30 266.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 459.74 266.10 Td (The ) Tj ET Q q 0 0 0 rg BT 478.46 266.10 Td (third ) Tj ET Q q 0 0 0 rg BT 500.51 266.10 Td (such ) Tj ET Q q 0 0 0 rg BT 522.02 266.10 Td (derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.10 Td (action ) Tj ET Q q 0 0 0 rg BT 76.69 254.10 Td (was ) Tj ET Q q 0 0 0 rg BT 94.50 254.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 127.87 254.10 Td (by ) Tj ET Q q 0 0 0 rg BT 140.13 254.10 Td (an ) Tj ET Q q 0 0 0 rg BT 151.82 254.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 182.95 254.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 231.86 254.10 Td (named ) Tj ET Q q 0 0 0 rg BT 260.77 254.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 285.08 254.10 Td (T) Tj ET Q q 0 0 0 rg BT 290.84 254.10 Td (rades ) Tj ET Q q 0 0 0 rg BT 314.20 254.10 Td (Council ) Tj ET Q q 0 0 0 rg BT 348.12 254.10 Td (and ) Tj ET Q q 0 0 0 rg BT 364.82 254.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 388.79 254.10 Td (Association ) Tj ET Q q 0 0 0 rg BT 438.27 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 448.86 254.10 Td (New ) Tj ET Q q 0 0 0 rg BT 469.66 254.10 Td (Y) Tj ET Q q 0 0 0 rg BT 475.88 254.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 491.47 254.10 Td (City) Tj ET Q q 0 0 0 rg BT 508.05 254.10 Td (, ) Tj ET Q q 0 0 0 rg BT 512.81 254.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 530.33 254.10 Td (Pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 242.10 Td (Fund ) Tj ET Q q 0 0 0 rg BT 73.29 242.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 99.91 242.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 124.66 242.10 Td (T) Tj ET Q q 0 0 0 rg BT 130.42 242.10 Td (rades ) Tj ET Q q 0 0 0 rg BT 154.25 242.10 Td (Council ) Tj ET Q q 0 0 0 rg BT 188.65 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.82 242.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 230.16 242.10 Td (Association ) Tj ET Q q 0 0 0 rg BT 280.11 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 291.17 242.10 Td (New ) Tj ET Q q 0 0 0 rg BT 312.38 242.10 Td (Y) Tj ET Q q 0 0 0 rg BT 318.60 242.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 334.67 242.10 Td (City) Tj ET Q q 0 0 0 rg BT 351.24 242.10 Td (, ) Tj ET Q q 0 0 0 rg BT 356.47 242.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 374.48 242.10 Td (Pension ) Tj ET Q q 0 0 0 rg BT 408.88 242.10 Td (Fund ) Tj ET Q q 0 0 0 rg BT 432.17 242.10 Td (v) Tj ET Q q 0 0 0 rg BT 436.52 242.10 Td (. ) Tj ET Q q 0 0 0 rg BT 441.75 242.10 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 470.31 242.10 Td (et ) Tj ET Q q 0 0 0 rg BT 480.26 242.10 Td (al., ) Tj ET Q q 0 0 0 rg BT 495.21 242.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 517.34 242.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 547.29 242.10 Td (No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 230.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 84.08 230.10 Td (-00246-R) Tj ET Q q 0 0 0 rg BT 121.86 230.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 140.02 230.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 165.95 230.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 189.09 230.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 210.58 230.10 Td (January ) Tj ET Q q 0 0 0 rg BT 244.83 230.10 Td (23, ) Tj ET Q q 0 0 0 rg BT 260.49 230.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 285.92 230.10 Td (These ) Tj ET Q q 0 0 0 rg BT 312.95 230.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 356.09 230.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 387.57 230.10 Td (are ) Tj ET Q q 0 0 0 rg BT 402.93 230.10 Td (based ) Tj ET Q q 0 0 0 rg BT 428.86 230.10 Td (on ) Tj ET Q q 0 0 0 rg BT 442.02 230.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 495.72 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.10 230.10 Td (same ) Tj ET Q q 0 0 0 rg BT 534.80 230.10 Td (factual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 218.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 95.96 218.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.38 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.24 218.10 Td (now ) Tj ET Q q 0 0 0 rg BT 141.11 218.10 Td (settled ) Tj ET Q q 0 0 0 rg BT 169.86 218.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 219.14 218.10 Td (class ) Tj ET Q q 0 0 0 rg BT 241.23 218.10 Td (action ) Tj ET Q q 0 0 0 rg BT 268.30 218.10 Td (suit, ) Tj ET Q q 0 0 0 rg BT 287.89 218.10 Td (but ) Tj ET Q q 0 0 0 rg BT 303.32 218.10 Td (also ) Tj ET Q q 0 0 0 rg BT 322.07 218.10 Td (variously ) Tj ET Q q 0 0 0 rg BT 361.93 218.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 386.78 218.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 416.07 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.04 218.10 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 465.78 218.10 Td (duties, ) Tj ET Q q 0 0 0 rg BT 494.81 218.10 Td (abuse ) Tj ET Q q 0 0 0 rg BT 520.22 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 531.19 218.10 Td (control, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 206.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 73.65 206.10 Td (mismanagement, ) Tj ET Q q 0 0 0 rg BT 144.23 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.99 206.10 Td (wasting ) Tj ET Q q 0 0 0 rg BT 192.64 206.10 Td (of ) Tj ET Q q 0 0 0 rg BT 203.51 206.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 243.80 206.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 272.17 206.10 Td (negligence, ) Tj ET Q q 0 0 0 rg BT 320.52 206.10 Td (unjust ) Tj ET Q q 0 0 0 rg BT 347.51 206.10 Td (enrichment ) Tj ET Q q 0 0 0 rg BT 395.03 206.10 Td (by ) Tj ET Q q 0 0 0 rg BT 407.57 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.33 206.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 469.45 206.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 509.48 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 526.46 206.10 Td (violation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 194.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.91 194.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 93.48 194.10 Td (14 ) Tj ET Q q 0 0 0 rg BT 106.06 194.10 Td (of ) Tj ET Q q 0 0 0 rg BT 116.96 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.76 194.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 173.19 194.10 Td (Act. ) Tj ET Q q 0 0 0 rg BT 192.52 194.10 Td (The ) Tj ET Q q 0 0 0 rg BT 210.64 194.10 Td (Nauman ) Tj ET Q q 0 0 0 rg BT 247.10 194.10 Td (case ) Tj ET Q q 0 0 0 rg BT 266.88 194.10 Td (was ) Tj ET Q q 0 0 0 rg BT 285.01 194.10 Td (stayed ) Tj ET Q q 0 0 0 rg BT 313.13 194.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 347.93 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 362.72 194.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 410.29 194.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.20 194.10 Td (expert ) Tj ET Q q 0 0 0 rg BT 448.76 194.10 Td (discovery ) Tj ET Q q 0 0 0 rg BT 490.21 194.10 Td (in ) Tj ET Q q 0 0 0 rg BT 500.57 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.36 194.10 Td (shareholder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 182.10 Td (class ) Tj ET Q q 0 0 0 rg BT 72.35 182.10 Td (action ) Tj ET Q q 0 0 0 rg BT 99.69 182.10 Td (suit. ) Tj ET Q q 0 0 0 rg BT 119.55 182.10 Td (On ) Tj ET Q q 0 0 0 rg BT 134.04 182.10 Td (April ) Tj ET Q q 0 0 0 rg BT 158.06 182.10 Td (12, ) Tj ET Q q 0 0 0 rg BT 173.47 182.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 198.88 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.01 182.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 246.90 182.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 272.59 182.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 304.92 182.10 Td (an ) Tj ET Q q 0 0 0 rg BT 317.27 182.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 343.50 182.10 Td (consolidating ) Tj ET Q q 0 0 0 rg BT 400.30 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.42 182.10 Td (Spagnola ) Tj ET Q q 0 0 0 rg BT 455.55 182.10 Td (and ) Tj ET Q q 0 0 0 rg BT 472.90 182.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 498.02 182.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 540.92 182.10 Td (cases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 170.10 Td (under ) Tj ET Q q 0 0 0 rg BT 75.00 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 89.46 170.10 Td (style ) Tj ET Q q 0 0 0 rg BT 110.58 170.10 Td (In ) Tj ET Q q 0 0 0 rg BT 121.14 170.10 Td (re ) Tj ET Q q 0 0 0 rg BT 131.15 170.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 154.77 170.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 172.27 170.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 216.71 170.10 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 260.88 170.10 Td (File ) Tj ET Q q 0 0 0 rg BT 278.68 170.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 295.63 170.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 329.72 170.10 Td (-00062-R) Tj ET Q q 0 0 0 rg BT 367.49 170.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 384.73 170.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 409.74 170.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 431.96 170.10 Td (appointing ) Tj ET Q q 0 0 0 rg BT 476.97 170.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 501.26 170.10 Td (T) Tj ET Q q 0 0 0 rg BT 507.02 170.10 Td (rades ) Tj ET Q q 0 0 0 rg BT 530.35 170.10 Td (Council ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.77 158.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 92.58 158.10 Td (Association ) Tj ET Q q 0 0 0 rg BT 143.12 158.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.78 158.10 Td (New ) Tj ET Q q 0 0 0 rg BT 176.49 158.10 Td (Y) Tj ET Q q 0 0 0 rg BT 182.71 158.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 199.37 158.10 Td (City) Tj ET Q q 0 0 0 rg BT 215.95 158.10 Td (, ) Tj ET Q q 0 0 0 rg BT 221.78 158.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 240.37 158.10 Td (Pension ) Tj ET Q q 0 0 0 rg BT 275.37 158.10 Td (Fund ) Tj ET Q q 0 0 0 rg BT 299.26 158.10 Td (as ) Tj ET Q q 0 0 0 rg BT 310.92 158.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 334.23 158.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 379.76 158.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 409.02 158.10 Td (f, ) Tj ET Q q 0 0 0 rg BT 418.18 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 435.95 158.10 Td (appointing ) Tj ET Q q 0 0 0 rg BT 482.05 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 497.59 158.10 Td (law ) Tj ET Q q 0 0 0 rg BT 515.36 158.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 535.90 158.10 Td (Cohen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 146.10 Td (Milstein ) Tj ET Q q 0 0 0 rg BT 85.72 146.10 Td (Sellers ) Tj ET Q q 0 0 0 rg BT 115.31 146.10 Td (& ) Tj ET Q q 0 0 0 rg BT 125.30 146.10 Td (T) Tj ET Q q 0 0 0 rg BT 130.71 146.10 Td (oll ) Tj ET Q q 0 0 0 rg BT 143.65 146.10 Td (PLLC ) Tj ET Q q 0 0 0 rg BT 170.48 146.10 Td (as ) Tj ET Q q 0 0 0 rg BT 181.19 146.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 203.55 146.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 248.13 146.10 Td (Counsel ) Tj ET Q q 0 0 0 rg BT 283.29 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 299.94 146.10 Td (The ) Tj ET Q q 0 0 0 rg BT 317.87 146.10 Td (Law ) Tj ET Q q 0 0 0 rg BT 338.02 146.10 Td (Of) Tj ET Q q 0 0 0 rg BT 348.39 146.10 Td (fices ) Tj ET Q q 0 0 0 rg BT 369.64 146.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.35 146.10 Td (David ) Tj ET Q q 0 0 0 rg BT 406.65 146.10 Td (A. ) Tj ET Q q 0 0 0 rg BT 418.75 146.10 Td (Bain ) Tj ET Q q 0 0 0 rg BT 440.02 146.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 461.28 146.10 Td (as ) Tj ET Q q 0 0 0 rg BT 471.99 146.10 Td (Liaison ) Tj ET Q q 0 0 0 rg BT 504.37 146.10 Td (Counsel. ) Tj ET Q q 0 0 0 rg BT 542.03 146.10 Td (Lead ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 134.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 94.83 134.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 124.10 134.10 Td (f ) Tj ET Q q 0 0 0 rg BT 130.06 134.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 151.01 134.10 Td (its ) Tj ET Q q 0 0 0 rg BT 163.09 134.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 218.50 134.10 Td (Shareholder ) Tj ET Q q 0 0 0 rg BT 269.44 134.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 314.28 134.10 Td (and ) Tj ET Q q 0 0 0 rg BT 331.34 134.10 Td (Class ) Tj ET Q q 0 0 0 rg BT 355.06 134.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 384.91 134.10 Td (Complaint ) Tj ET Q q 0 0 0 rg BT 429.76 134.10 Td (on ) Tj ET Q q 0 0 0 rg BT 442.40 134.10 Td (May ) Tj ET Q q 0 0 0 rg BT 463.36 134.10 Td (20, ) Tj ET Q q 0 0 0 rg BT 478.49 134.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 503.43 134.10 Td (Thereafter) Tj ET Q q 0 0 0 rg BT 544.66 134.10 Td (, ) Tj ET Q q 0 0 0 rg BT 549.79 134.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 122.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 82.60 122.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 108.00 122.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 140.04 122.10 Td (a ) Tj ET Q q 0 0 0 rg BT 147.09 122.10 Td (Consent ) Tj ET Q q 0 0 0 rg BT 182.49 122.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 208.42 122.10 Td (on ) Tj ET Q q 0 0 0 rg BT 221.04 122.10 Td (June ) Tj ET Q q 0 0 0 rg BT 241.98 122.10 Td (4, ) Tj ET Q q 0 0 0 rg BT 252.10 122.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 277.22 122.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 306.50 122.10 Td (a ) Tj ET Q q 0 0 0 rg BT 313.55 122.10 Td (schedule ) Tj ET Q q 0 0 0 rg BT 351.15 122.10 Td (for ) Tj ET Q q 0 0 0 rg BT 365.43 122.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 388.03 122.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 432.85 122.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 462.11 122.10 Td (f ) Tj ET Q q 0 0 0 rg BT 468.06 122.10 Td (to ) Tj ET Q q 0 0 0 rg BT 478.45 122.10 Td (amend ) Tj ET Q q 0 0 0 rg BT 507.73 122.10 Td (its ) Tj ET Q q 0 0 0 rg BT 519.79 122.10 Td (Complaint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 110.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.49 110.10 Td (light ) Tj ET Q q 0 0 0 rg BT 79.54 110.10 Td (of ) Tj ET Q q 0 0 0 rg BT 89.58 110.10 Td (the ) Tj ET Q q 0 0 0 rg BT 103.52 110.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 149.10 110.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 197.46 110.10 Td (proxy ) Tj ET Q q 0 0 0 rg BT 222.50 110.10 Td (related ) Tj ET Q q 0 0 0 rg BT 251.42 110.10 Td (to ) Tj ET Q q 0 0 0 rg BT 260.91 110.10 Td (a ) Tj ET Q q 0 0 0 rg BT 267.07 110.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 305.44 110.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 351.03 110.10 Td (announced ) Tj ET Q q 0 0 0 rg BT 396.05 110.10 Td (on ) Tj ET Q q 0 0 0 rg BT 407.77 110.10 Td (May ) Tj ET Q q 0 0 0 rg BT 427.81 110.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 437.03 110.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 458.74 110.10 Td (with ) Tj ET Q q 0 0 0 rg BT 478.23 110.10 Td (af) Tj ET Q q 0 0 0 rg BT 485.82 110.10 Td (filiates ) Tj ET Q q 0 0 0 rg BT 514.75 110.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.79 110.10 Td (Goldman ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 98.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 76.56 98.10 Td (& ) Tj ET Q q 0 0 0 rg BT 87.58 98.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 104.98 98.10 Td (On ) Tj ET Q q 0 0 0 rg BT 120.44 98.10 Td (September ) Tj ET Q q 0 0 0 rg BT 166.43 98.10 Td (23, ) Tj ET Q q 0 0 0 rg BT 182.17 98.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 207.90 98.10 Td (following ) Tj ET Q q 0 0 0 rg BT 250.02 98.10 Td (several ) Tj ET Q q 0 0 0 rg BT 281.57 98.10 Td (months ) Tj ET Q q 0 0 0 rg BT 314.25 98.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.82 98.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 366.81 98.10 Td (arms-length ) Tj ET Q q 0 0 0 rg BT 417.81 98.10 Td (negotiations, ) Tj ET Q q 0 0 0 rg BT 472.43 98.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.88 98.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 517.77 98.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.78 98.10 Td (both ) Tj ET Q q 0 0 0 rg BT 549.79 98.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 86.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 83.31 86.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 109.42 86.10 Td (and ) Tj ET Q q 0 0 0 rg BT 127.18 86.10 Td (Fulton ) Tj ET Q q 0 0 0 rg BT 156.63 86.10 Td (Superior ) Tj ET Q q 0 0 0 rg BT 194.39 86.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 220.50 86.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 263.80 86.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 295.46 86.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 328.21 86.10 Td (into ) Tj ET Q q 0 0 0 rg BT 347.09 86.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.85 86.10 Td (Stipulation ) Tj ET Q q 0 0 0 rg BT 402.07 86.10 Td (of ) Tj ET Q q 0 0 0 rg BT 413.73 86.10 Td (Settlement, ) Tj ET Q q 0 0 0 rg BT 462.33 86.10 Td (which, ) Tj ET Q q 0 0 0 rg BT 492.59 86.10 Td (together ) Tj ET Q q 0 0 0 rg BT 528.68 86.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.79 86.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 74.10 Td (exhibits ) Tj ET Q q 0 0 0 rg BT 85.10 74.10 Td (annexed ) Tj ET Q q 0 0 0 rg BT 121.84 74.10 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 155.54 74.10 Td (sets ) Tj ET Q q 0 0 0 rg BT 173.97 74.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 196.84 74.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.49 74.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 238.14 74.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.01 74.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 301.10 74.10 Td (for ) Tj ET Q q 0 0 0 rg BT 316.20 74.10 Td (a ) Tj ET Q q 0 0 0 rg BT 324.07 74.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 364.16 74.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 408.69 74.10 Td (of ) Tj ET Q q 0 0 0 rg BT 420.45 74.10 Td (both ) Tj ET Q q 0 0 0 rg BT 441.66 74.10 Td (the ) Tj ET Q q 0 0 0 rg BT 457.31 74.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 500.72 74.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 532.48 74.10 Td (and ) Tj ET Q q 0 0 0 rg BT 550.35 74.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 62.10 Td (dismissal ) Tj ET Q q 0 0 0 rg BT 89.82 62.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.74 62.10 Td (both ) Tj ET Q q 0 0 0 rg BT 121.11 62.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.92 62.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 178.49 62.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 209.41 62.10 Td (with ) Tj ET Q q 0 0 0 rg BT 229.78 62.10 Td (prejudice ) Tj ET Q q 0 0 0 rg BT 269.57 62.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 292.16 62.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.97 62.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 331.78 62.10 Td (and ) Tj ET Q q 0 0 0 rg BT 348.81 62.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 393.07 62.10 Td (set ) Tj ET Q q 0 0 0 rg BT 406.77 62.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 428.80 62.10 Td (therein. ) Tj ET Q q 0 0 0 rg BT 461.65 62.10 Td ( ) Tj ET Q q 0 0 0 rg BT 464.25 62.10 Td (On ) Tj ET Q q 0 0 0 rg BT 479.06 62.10 Td (September ) Tj ET Q q 0 0 0 rg BT 524.42 62.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 539.51 62.10 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 50.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.25 50.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 98.27 50.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 124.09 50.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 156.55 50.10 Td (an ) Tj ET Q q 0 0 0 rg BT 169.02 50.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 195.38 50.10 Td (preliminarily ) Tj ET Q q 0 0 0 rg BT 250.62 50.10 Td (approving ) Tj ET Q q 0 0 0 rg BT 294.21 50.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.46 50.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 349.16 50.10 Td (settlement. ) Tj ET Q q 0 0 0 rg BT 395.79 50.10 Td ( ) Tj ET Q q 0 0 0 rg BT 398.83 50.10 Td (On ) Tj ET Q q 0 0 0 rg BT 414.08 50.10 Td (December ) Tj ET Q q 0 0 0 rg BT 458.20 50.10 Td (2, ) Tj ET Q q 0 0 0 rg BT 468.74 50.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 494.28 50.10 Td (following ) Tj ET Q q 0 0 0 rg BT 536.20 50.10 Td (a ) Tj ET Q q 0 0 0 rg BT 543.67 50.10 Td (final ) Tj ET Q endstream endobj 41 0 obj <>] /Rotate 0 /Contents 42 0 R>> endobj 42 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (fairness ) Tj ET Q q 0 0 0 rg BT 84.82 742.10 Td (hearing, ) Tj ET Q q 0 0 0 rg BT 121.03 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.97 742.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 170.68 742.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 197.19 742.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 230.34 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 238.50 742.10 Td (Final ) Tj ET Q q 0 0 0 rg BT 262.78 742.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 289.83 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 307.99 742.10 Td (Judgment ) Tj ET Q q 0 0 0 rg BT 349.78 742.10 Td (Approving ) Tj ET Q q 0 0 0 rg BT 396.83 742.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 443.33 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.49 742.10 Td (Dismissing ) Tj ET Q q 0 0 0 rg BT 509.40 742.10 Td (Actions ) Tj ET Q q 0 0 0 rg BT 544.23 742.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (Prejudice. ) Tj ET Q q 0 0 0 rg BT 92.98 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.71 730.10 Td (On ) Tj ET Q q 0 0 0 rg BT 110.65 730.10 Td (December ) Tj ET Q q 0 0 0 rg BT 154.45 730.10 Td (12, ) Tj ET Q q 0 0 0 rg BT 169.68 730.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 194.90 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 209.83 730.10 Td (Fulton ) Tj ET Q q 0 0 0 rg BT 238.67 730.10 Td (Superior ) Tj ET Q q 0 0 0 rg BT 275.83 730.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 301.33 730.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 333.48 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 340.64 730.10 Td (Stipulation ) Tj ET Q q 0 0 0 rg BT 387.25 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 404.41 730.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 430.45 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.50 730.10 Td (Dismissal ) Tj ET Q q 0 0 0 rg BT 483.48 730.10 Td (W) Tj ET Q q 0 0 0 rg BT 492.51 730.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 505.79 730.10 Td (Prejudice. ) Tj ET Q q 0 0 0 rg BT 548.78 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 550.90 730.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (part ) Tj ET Q q 0 0 0 rg BT 67.91 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.61 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.20 718.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 139.16 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.75 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 195.00 718.10 Td (has ) Tj ET Q q 0 0 0 rg BT 210.70 718.10 Td (agreed ) Tj ET Q q 0 0 0 rg BT 239.71 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 249.85 718.10 Td (adopt, ) Tj ET Q q 0 0 0 rg BT 276.94 718.10 Td (implement, ) Tj ET Q q 0 0 0 rg BT 324.57 718.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 352.49 718.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 389.85 718.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 419.42 718.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 459.54 718.10 Td (governance ) Tj ET Q q 0 0 0 rg BT 507.99 718.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 547.56 718.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.83 706.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 78.31 706.10 Td (attorneys) Tj ET Q q 0 0 0 rg BT 117.56 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.60 706.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 139.75 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 157.24 706.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 196.39 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 207.21 706.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 236.48 706.10 Td (fs) Tj ET Q q 0 0 0 rg BT 246.28 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 249.33 706.10 Td (Counsel ) Tj ET Q q 0 0 0 rg BT 285.16 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.99 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 311.25 706.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 344.29 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.67 706.10 Td ($690,000. ) Tj ET Q q 0 0 0 rg BT 398.72 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.55 706.10 Td (The ) Tj ET Q q 0 0 0 rg BT 420.14 706.10 Td (appeal ) Tj ET Q q 0 0 0 rg BT 449.29 706.10 Td (period ) Tj ET Q q 0 0 0 rg BT 477.88 706.10 Td (has ) Tj ET Q q 0 0 0 rg BT 494.26 706.10 Td (passed ) Tj ET Q q 0 0 0 rg BT 523.97 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 541.46 706.10 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 81.93 694.10 Td (are ) Tj ET Q q 0 0 0 rg BT 96.64 694.10 Td (now ) Tj ET Q q 0 0 0 rg BT 116.36 694.10 Td (concluded.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 672.10 Td (On ) Tj ET Q q 0 0 0 rg BT 101.66 672.10 Td (December ) Tj ET Q q 0 0 0 rg BT 146.18 672.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 157.12 672.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 183.06 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.72 672.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 241.04 672.10 Td (received ) Tj ET Q q 0 0 0 rg BT 278.34 672.10 Td (a ) Tj ET Q q 0 0 0 rg BT 286.22 672.10 Td (subpoena ) Tj ET Q q 0 0 0 rg BT 327.43 672.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.31 672.10 Td (letter ) Tj ET Q q 0 0 0 rg BT 369.29 672.10 Td (from ) Tj ET Q q 0 0 0 rg BT 392.17 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.82 672.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 450.69 672.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.57 672.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 511.43 672.10 Td (Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (\(SEC\) ) Tj ET Q q 0 0 0 rg BT 86.40 660.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 110.58 660.10 Td (November ) Tj ET Q q 0 0 0 rg BT 155.31 660.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 170.33 660.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 195.36 660.10 Td (stating ) Tj ET Q q 0 0 0 rg BT 224.54 660.10 Td (that ) Tj ET Q q 0 0 0 rg BT 242.06 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.80 660.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 277.67 660.10 Td (is ) Tj ET Q q 0 0 0 rg BT 286.86 660.10 Td (conducting ) Tj ET Q q 0 0 0 rg BT 333.82 660.10 Td (a ) Tj ET Q q 0 0 0 rg BT 340.78 660.10 Td (formal, ) Tj ET Q q 0 0 0 rg BT 372.46 660.10 Td (non-public ) Tj ET Q q 0 0 0 rg BT 418.31 660.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 472.49 660.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 498.90 660.10 Td (In ) Tj ET Q q 0 0 0 rg BT 509.75 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.49 660.10 Td (Matter ) Tj ET Q q 0 0 0 rg BT 553.67 660.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 73.81 648.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 91.51 648.10 Td (\(A-3318\) ) Tj ET Q q 0 0 0 rg BT 131.15 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.01 648.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 180.99 648.10 Td (documents ) Tj ET Q q 0 0 0 rg BT 226.74 648.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 266.38 648.10 Td (related ) Tj ET Q q 0 0 0 rg BT 296.01 648.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.21 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.85 648.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 347.17 648.10 Td (raised ) Tj ET Q q 0 0 0 rg BT 373.48 648.10 Td (in ) Tj ET Q q 0 0 0 rg BT 383.68 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.33 648.10 Td (In ) Tj ET Q q 0 0 0 rg BT 409.08 648.10 Td (re: ) Tj ET Q q 0 0 0 rg BT 422.06 648.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 445.87 648.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 463.56 648.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 505.42 648.10 Td (Litigation. ) Tj ET Q q 0 0 0 rg BT 549.79 648.10 Td (On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (April ) Tj ET Q q 0 0 0 rg BT 72.39 636.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 86.17 636.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 109.95 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.45 636.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 163.62 636.10 Td (received ) Tj ET Q q 0 0 0 rg BT 198.76 636.10 Td (a ) Tj ET Q q 0 0 0 rg BT 204.48 636.10 Td (second ) Tj ET Q q 0 0 0 rg BT 233.54 636.10 Td (subpoena ) Tj ET Q q 0 0 0 rg BT 272.59 636.10 Td (from ) Tj ET Q q 0 0 0 rg BT 293.31 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.80 636.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 326.43 636.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 358.25 636.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 399.53 636.10 Td (documents. ) Tj ET Q q 0 0 0 rg BT 446.54 636.10 Td (The ) Tj ET Q q 0 0 0 rg BT 463.37 636.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 503.54 636.10 Td (has ) Tj ET Q q 0 0 0 rg BT 518.15 636.10 Td (cooperated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 85.00 624.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 105.83 624.10 Td (to ) Tj ET Q q 0 0 0 rg BT 116.11 624.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 149.16 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.88 624.10 Td (requested ) Tj ET Q q 0 0 0 rg BT 204.69 624.10 Td (documents.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 602.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.96 602.10 Td (June ) Tj ET Q q 0 0 0 rg BT 122.02 602.10 Td (6, ) Tj ET Q q 0 0 0 rg BT 132.25 602.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 157.49 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.44 602.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 214.06 602.10 Td (was ) Tj ET Q q 0 0 0 rg BT 232.35 602.10 Td (notified ) Tj ET Q q 0 0 0 rg BT 266.19 602.10 Td (that ) Tj ET Q q 0 0 0 rg BT 283.92 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.87 602.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 318.78 602.10 Td (Attorney ) Tj ET Q q 0 0 0 rg BT 357.06 602.10 Td (for ) Tj ET Q q 0 0 0 rg BT 371.46 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.41 602.10 Td (Northern ) Tj ET Q q 0 0 0 rg BT 425.24 602.10 Td (District ) Tj ET Q q 0 0 0 rg BT 457.97 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 469.03 602.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 488.84 602.10 Td (gia ) Tj ET Q q 0 0 0 rg BT 503.79 602.10 Td (had ) Tj ET Q q 0 0 0 rg BT 520.97 602.10 Td (opened ) Tj ET Q q 0 0 0 rg BT 552.58 602.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 104.17 590.10 Td (into ) Tj ET Q q 0 0 0 rg BT 122.24 590.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 168.07 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.91 590.10 Td (intentional ) Tj ET Q q 0 0 0 rg BT 224.18 590.10 Td (misconduct ) Tj ET Q q 0 0 0 rg BT 272.80 590.10 Td (that ) Tj ET Q q 0 0 0 rg BT 290.30 590.10 Td (had ) Tj ET Q q 0 0 0 rg BT 307.25 590.10 Td (been ) Tj ET Q q 0 0 0 rg BT 328.64 590.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 362.26 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 372.54 590.10 Td (its ) Tj ET Q q 0 0 0 rg BT 384.50 590.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 422.00 590.10 Td (from ) Tj ET Q q 0 0 0 rg BT 443.95 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.68 590.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 493.40 590.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 542.56 590.10 Td (class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (action ) Tj ET Q q 0 0 0 rg BT 77.16 578.10 Td (lawsuit ) Tj ET Q q 0 0 0 rg BT 108.77 578.10 Td (against ) Tj ET Q q 0 0 0 rg BT 139.82 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.76 578.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 202.07 578.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 239.78 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.94 578.10 Td (of) Tj ET Q q 0 0 0 rg BT 265.09 578.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 292.52 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.46 578.10 Td (media ) Tj ET Q q 0 0 0 rg BT 334.62 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.78 578.10 Td (other ) Tj ET Q q 0 0 0 rg BT 375.05 578.10 Td (sources. ) Tj ET Q q 0 0 0 rg BT 410.07 578.10 Td (The ) Tj ET Q q 0 0 0 rg BT 428.34 578.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 469.95 578.10 Td (is ) Tj ET Q q 0 0 0 rg BT 479.35 578.10 Td (cooperating ) Tj ET Q q 0 0 0 rg BT 529.28 578.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.78 578.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 69.73 566.10 Td (Attorney's ) Tj ET Q q 0 0 0 rg BT 113.47 566.10 Td (of) Tj ET Q q 0 0 0 rg BT 121.62 566.10 Td (fice.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 544.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 130.65 544.10 Td (our ) Tj ET Q q 0 0 0 rg BT 147.50 544.10 Td (announcement ) Tj ET Q q 0 0 0 rg BT 209.34 544.10 Td (on ) Tj ET Q q 0 0 0 rg BT 222.87 544.10 Td (May ) Tj ET Q q 0 0 0 rg BT 244.73 544.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 255.76 544.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 279.28 544.10 Td (of ) Tj ET Q q 0 0 0 rg BT 291.14 544.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.89 544.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 354.99 544.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 397.39 544.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.25 544.10 Td (a ) Tj ET Q q 0 0 0 rg BT 417.22 544.10 Td (mer) Tj ET Q q 0 0 0 rg BT 432.58 544.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 448.88 544.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 494.05 544.10 Td (with ) Tj ET Q q 0 0 0 rg BT 515.36 544.10 Td (af) Tj ET Q q 0 0 0 rg BT 522.94 544.10 Td (filiates ) Tj ET Q q 0 0 0 rg BT 553.68 544.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 89.32 532.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 114.76 532.10 Td (& ) Tj ET Q q 0 0 0 rg BT 124.64 532.10 Td (Co., ) Tj ET Q q 0 0 0 rg BT 143.42 532.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 172.18 532.10 Td (putative ) Tj ET Q q 0 0 0 rg BT 206.50 532.10 Td (class ) Tj ET Q q 0 0 0 rg BT 228.04 532.10 Td (action ) Tj ET Q q 0 0 0 rg BT 254.58 532.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 300.57 532.10 Td (challenging ) Tj ET Q q 0 0 0 rg BT 349.33 532.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.65 532.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 402.42 532.10 Td (mer) Tj ET Q q 0 0 0 rg BT 417.78 532.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 432.66 532.10 Td (were ) Tj ET Q q 0 0 0 rg BT 454.19 532.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 474.62 532.10 Td (in ) Tj ET Q q 0 0 0 rg BT 484.51 532.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.83 532.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 539.24 532.10 Td (Court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.78 520.10 Td (Chancery) Tj ET Q q 0 0 0 rg BT 98.45 520.10 Td (. ) Tj ET Q q 0 0 0 rg BT 103.23 520.10 Td (These ) Tj ET Q q 0 0 0 rg BT 129.56 520.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 175.89 520.10 Td (name ) Tj ET Q q 0 0 0 rg BT 200.00 520.10 Td (as ) Tj ET Q q 0 0 0 rg BT 210.78 520.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 258.78 520.10 Td (some ) Tj ET Q q 0 0 0 rg BT 282.34 520.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 334.78 520.10 Td (of ) Tj ET Q q 0 0 0 rg BT 345.56 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.24 520.10 Td (Company) Tj ET Q q 0 0 0 rg BT 398.47 520.10 Td (, ) Tj ET Q q 0 0 0 rg BT 403.43 520.10 Td (its ) Tj ET Q q 0 0 0 rg BT 415.33 520.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 455.27 520.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 494.94 520.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 520.72 520.10 Td (& ) Tj ET Q q 0 0 0 rg BT 530.95 520.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 547.58 520.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 508.10 Td (filiated ) Tj ET Q q 0 0 0 rg BT 88.03 508.10 Td (entities.On ) Tj ET Q q 0 0 0 rg BT 136.25 508.10 Td (June ) Tj ET Q q 0 0 0 rg BT 156.70 508.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 171.32 508.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 195.94 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.28 508.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 239.06 508.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 285.06 508.10 Td (were ) Tj ET Q q 0 0 0 rg BT 306.61 508.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 359.27 508.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.39 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.73 508.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 426.16 508.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 451.06 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.51 508.10 Td (Chancery) Tj ET Q q 0 0 0 rg BT 499.17 508.10 Td (, ) Tj ET Q q 0 0 0 rg BT 503.79 508.10 Td (now ) Tj ET Q q 0 0 0 rg BT 523.14 508.10 Td (captioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.28 496.10 Td (re ) Tj ET Q q 0 0 0 rg BT 70.00 496.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 93.33 496.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 110.55 496.10 Td (Stockholder ) Tj ET Q q 0 0 0 rg BT 160.82 496.10 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 204.71 496.10 Td (CA) Tj ET Q q 0 0 0 rg BT 218.05 496.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.00 496.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 236.67 496.10 Td (8526-VCN. ) Tj ET Q q 0 0 0 rg BT 285.56 496.10 Td (On ) Tj ET Q q 0 0 0 rg BT 299.73 496.10 Td (June ) Tj ET Q q 0 0 0 rg BT 320.00 496.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 334.45 496.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 358.90 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.07 496.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 413.90 496.10 Td (announced ) Tj ET Q q 0 0 0 rg BT 459.17 496.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.11 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.27 496.10 Td (mer) Tj ET Q q 0 0 0 rg BT 505.64 496.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 520.36 496.10 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (had ) Tj ET Q q 0 0 0 rg BT 67.15 484.10 Td (been ) Tj ET Q q 0 0 0 rg BT 88.74 484.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 134.21 484.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 171.36 484.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.85 484.10 Td (a ) Tj ET Q q 0 0 0 rg BT 188.81 484.10 Td (T) Tj ET Q q 0 0 0 rg BT 194.22 484.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 240.25 484.10 Td (and ) Tj ET Q q 0 0 0 rg BT 257.40 484.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 302.28 484.10 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 351.32 484.10 Td (After ) Tj ET Q q 0 0 0 rg BT 375.13 484.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 423.38 484.10 Td (moved ) Tj ET Q q 0 0 0 rg BT 453.31 484.10 Td (to ) Tj ET Q q 0 0 0 rg BT 463.80 484.10 Td (dismiss ) Tj ET Q q 0 0 0 rg BT 496.52 484.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.45 484.10 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (proceeding, ) Tj ET Q q 0 0 0 rg BT 99.21 472.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 121.49 472.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 150.75 472.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 160.26 472.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 198.65 472.10 Td (their ) Tj ET Q q 0 0 0 rg BT 219.26 472.10 Td (operative ) Tj ET Q q 0 0 0 rg BT 258.75 472.10 Td (complaint ) Tj ET Q q 0 0 0 rg BT 301.04 472.10 Td (to ) Tj ET Q q 0 0 0 rg BT 311.10 472.10 Td (drop ) Tj ET Q q 0 0 0 rg BT 331.72 472.10 Td (their ) Tj ET Q q 0 0 0 rg BT 352.34 472.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 380.73 472.10 Td (against ) Tj ET Q q 0 0 0 rg BT 411.35 472.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 450.85 472.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 476.47 472.10 Td (& ) Tj ET Q q 0 0 0 rg BT 486.54 472.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 503.00 472.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.73 472.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 543.68 472.10 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 96.97 460.10 Td (on ) Tj ET Q q 0 0 0 rg BT 110.63 460.10 Td (an ) Tj ET Q q 0 0 0 rg BT 122.91 460.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 173.23 460.10 Td (Bonus ) Tj ET Q q 0 0 0 rg BT 201.63 460.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 249.71 460.10 Td (\(ABA\) ) Tj ET Q q 0 0 0 rg BT 290.01 460.10 Td (between ) Tj ET Q q 0 0 0 rg BT 326.98 460.10 Td (the ) Tj ET Q q 0 0 0 rg BT 342.85 460.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 385.39 460.10 Td (and ) Tj ET Q q 0 0 0 rg BT 403.48 460.10 Td (Robin ) Tj ET Q q 0 0 0 rg BT 431.58 460.10 Td (Raina. ) Tj ET Q q 0 0 0 rg BT 461.06 460.10 Td (On ) Tj ET Q q 0 0 0 rg BT 476.93 460.10 Td (September ) Tj ET Q q 0 0 0 rg BT 523.35 460.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 539.50 460.10 Td (2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 97.18 448.10 Td (moved ) Tj ET Q q 0 0 0 rg BT 126.04 448.10 Td (to ) Tj ET Q q 0 0 0 rg BT 135.47 448.10 Td (dismiss ) Tj ET Q q 0 0 0 rg BT 167.12 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 180.62 448.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 221.15 448.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 275.56 448.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 321.93 448.10 Td (On ) Tj ET Q q 0 0 0 rg BT 335.80 448.10 Td (July ) Tj ET Q q 0 0 0 rg BT 354.11 448.10 Td (24, ) Tj ET Q q 0 0 0 rg BT 368.26 448.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 392.41 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.27 448.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 430.69 448.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 457.34 448.10 Td (its ) Tj ET Q q 0 0 0 rg BT 468.43 448.10 Td (Memorandum ) Tj ET Q q 0 0 0 rg BT 526.73 448.10 Td (Opinion. ) Tj ET Q q 0 0 0 rg BT 564.51 448.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.30 436.10 Td (only ) Tj ET Q q 0 0 0 rg BT 88.83 436.10 Td (surviving ) Tj ET Q q 0 0 0 rg BT 129.36 436.10 Td (counts ) Tj ET Q q 0 0 0 rg BT 158.22 436.10 Td (are ) Tj ET Q q 0 0 0 rg BT 173.18 436.10 Td (as ) Tj ET Q q 0 0 0 rg BT 184.26 436.10 Td (follows: ) Tj ET Q q 0 0 0 rg BT 219.79 436.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 231.98 436.10 Td (Counts ) Tj ET Q q 0 0 0 rg BT 263.07 436.10 Td (II ) Tj ET Q q 0 0 0 rg BT 272.48 436.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.67 436.10 Td (IV) Tj ET Q q 0 0 0 rg BT 298.93 436.10 Td (, ) Tj ET Q q 0 0 0 rg BT 304.18 436.10 Td (but ) Tj ET Q q 0 0 0 rg BT 319.71 436.10 Td (only ) Tj ET Q q 0 0 0 rg BT 340.24 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.77 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.74 436.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 392.93 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.90 436.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 437.16 436.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 447.13 436.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 467.65 436.10 Td (non-monetary ) Tj ET Q q 0 0 0 rg BT 526.50 436.10 Td (relief ) Tj ET Q q 0 0 0 rg BT 550.34 436.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 81.41 424.10 Td (material ) Tj ET Q q 0 0 0 rg BT 116.70 424.10 Td (misstatements ) Tj ET Q q 0 0 0 rg BT 175.89 424.10 Td (related ) Tj ET Q q 0 0 0 rg BT 205.63 424.10 Td (to ) Tj ET Q q 0 0 0 rg BT 215.94 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.13 424.10 Td (ABA) Tj ET Q q 0 0 0 rg BT 250.70 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 253.23 424.10 Td (base ) Tj ET Q q 0 0 0 rg BT 273.53 424.10 Td (price ) Tj ET Q q 0 0 0 rg BT 296.05 424.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.36 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.12 424.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 343.65 424.10 Td (Proxy ) Tj ET Q q 0 0 0 rg BT 370.08 424.10 Td (Statement; ) Tj ET Q q 0 0 0 rg BT 415.38 424.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 430.13 424.10 Td (Count ) Tj ET Q q 0 0 0 rg BT 457.11 424.10 Td (II, ) Tj ET Q q 0 0 0 rg BT 468.81 424.10 Td (but ) Tj ET Q q 0 0 0 rg BT 484.12 424.10 Td (only ) Tj ET Q q 0 0 0 rg BT 504.43 424.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.74 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 529.49 424.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 556.46 424.10 Td (it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (challenges ) Tj ET Q q 0 0 0 rg BT 94.41 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.83 412.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 150.47 412.10 Td (existence ) Tj ET Q q 0 0 0 rg BT 189.88 412.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.42 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.35 412.10 Td (ABA) Tj ET Q q 0 0 0 rg BT 234.91 412.10 Td ( ) Tj ET Q q 0 0 0 rg BT 237.12 412.10 Td (as ) Tj ET Q q 0 0 0 rg BT 247.65 412.10 Td (an ) Tj ET Q q 0 0 0 rg BT 259.30 412.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 290.38 412.10 Td (unreasonable ) Tj ET Q q 0 0 0 rg BT 345.34 412.10 Td (anti-takeover ) Tj ET Q q 0 0 0 rg BT 400.29 412.10 Td (device; ) Tj ET Q q 0 0 0 rg BT 431.37 412.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 450.51 412.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 467.72 412.10 Td (Count ) Tj ET Q q 0 0 0 rg BT 494.21 412.10 Td (V) Tj ET Q q 0 0 0 rg BT 500.14 412.10 Td (, ) Tj ET Q q 0 0 0 rg BT 504.85 412.10 Td (but ) Tj ET Q q 0 0 0 rg BT 519.83 412.10 Td (only ) Tj ET Q q 0 0 0 rg BT 539.82 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 412.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 76.76 400.10 Td (that ) Tj ET Q q 0 0 0 rg BT 94.09 400.10 Td (it ) Tj ET Q q 0 0 0 rg BT 101.97 400.10 Td (relates ) Tj ET Q q 0 0 0 rg BT 130.40 400.10 Td (to ) Tj ET Q q 0 0 0 rg BT 140.50 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 155.05 400.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 212.92 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.47 400.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 254.23 400.10 Td (received ) Tj ET Q q 0 0 0 rg BT 290.42 400.10 Td (under ) Tj ET Q q 0 0 0 rg BT 315.52 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.07 400.10 Td (Company) Tj ET Q q 0 0 0 rg BT 371.73 400.10 Td (s ) Tj ET Q q 0 0 0 rg BT 377.95 400.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 400.28 400.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 425.39 400.10 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 464.92 400.10 Td (Plan. ) Tj ET Q q 0 0 0 rg BT 487.53 400.10 Td ( ) Tj ET Q q 0 0 0 rg BT 489.86 400.10 Td (On ) Tj ET Q q 0 0 0 rg BT 504.41 400.10 Td (September ) Tj ET Q q 0 0 0 rg BT 549.50 400.10 Td (15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 75.65 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.02 388.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 116.96 388.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 149.53 388.10 Td (an ) Tj ET Q q 0 0 0 rg BT 162.12 388.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 188.60 388.10 Td (implementing ) Tj ET Q q 0 0 0 rg BT 247.30 388.10 Td (its ) Tj ET Q q 0 0 0 rg BT 259.90 388.10 Td (Memorandum ) Tj ET Q q 0 0 0 rg BT 319.71 388.10 Td (Opinion. ) Tj ET Q q 0 0 0 rg BT 358.14 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 361.29 388.10 Td (On ) Tj ET Q q 0 0 0 rg BT 376.67 388.10 Td (January ) Tj ET Q q 0 0 0 rg BT 410.92 388.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 426.57 388.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 452.23 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.60 388.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 493.53 388.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 526.11 388.10 Td (an ) Tj ET Q q 0 0 0 rg BT 538.70 388.10 Td (Order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (permitting ) Tj ET Q q 0 0 0 rg BT 94.05 376.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 123.32 376.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 132.93 376.10 Td (to ) Tj ET Q q 0 0 0 rg BT 143.10 376.10 Td (file ) Tj ET Q q 0 0 0 rg BT 158.82 376.10 Td (a ) Tj ET Q q 0 0 0 rg BT 165.66 376.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 196.96 376.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 238.23 376.10 Td (and ) Tj ET Q q 0 0 0 rg BT 255.06 376.10 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 314.67 376.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 361.79 376.10 Td ( ) Tj ET Q q 0 0 0 rg BT 364.18 376.10 Td (On ) Tj ET Q q 0 0 0 rg BT 378.80 376.10 Td (February ) Tj ET Q q 0 0 0 rg BT 417.29 376.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 432.18 376.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 457.08 376.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 505.01 376.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 525.73 376.10 Td (a ) Tj ET Q q 0 0 0 rg BT 532.56 376.10 Td (Motion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.06 364.10 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 94.58 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.07 364.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 140.29 364.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 181.45 364.10 Td (and ) Tj ET Q q 0 0 0 rg BT 198.17 364.10 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 257.67 364.10 Td (Complaint, ) Tj ET Q q 0 0 0 rg BT 304.67 364.10 Td (which ) Tj ET Q q 0 0 0 rg BT 331.39 364.10 Td (is ) Tj ET Q q 0 0 0 rg BT 340.35 364.10 Td (pending. ) Tj ET Q q 0 0 0 rg BT 377.35 364.10 Td ( ) Tj ET Q q 0 0 0 rg BT 379.46 364.10 Td (The ) Tj ET Q q 0 0 0 rg BT 397.29 364.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 438.46 364.10 Td (denies ) Tj ET Q q 0 0 0 rg BT 466.29 364.10 Td (any ) Tj ET Q q 0 0 0 rg BT 483.01 364.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 516.40 364.10 Td (and ) Tj ET Q q 0 0 0 rg BT 533.13 364.10 Td (intends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 352.10 Td (defend ) Tj ET Q q 0 0 0 rg BT 89.99 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.70 352.10 Td (action ) Tj ET Q q 0 0 0 rg BT 131.64 352.10 Td (vigorously) Tj ET Q q 0 0 0 rg BT 173.76 352.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 328.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.58 328.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.50 328.10 Td (has ) Tj ET Q q 0 0 0 rg BT 159.86 328.10 Td (been ) Tj ET Q q 0 0 0 rg BT 180.78 328.10 Td (sued ) Tj ET Q q 0 0 0 rg BT 201.14 328.10 Td (by ) Tj ET Q q 0 0 0 rg BT 213.17 328.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 254.65 328.10 Td (for ) Tj ET Q q 0 0 0 rg BT 268.34 328.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 299.24 328.10 Td (copyright ) Tj ET Q q 0 0 0 rg BT 339.60 328.10 Td (infringement, ) Tj ET Q q 0 0 0 rg BT 395.79 328.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 424.47 328.10 Td (of ) Tj ET Q q 0 0 0 rg BT 434.83 328.10 Td (contract, ) Tj ET Q q 0 0 0 rg BT 471.57 328.10 Td (and ) Tj ET Q q 0 0 0 rg BT 488.04 328.10 Td (unjust ) Tj ET Q q 0 0 0 rg BT 514.52 328.10 Td (enrichment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 92.04 316.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 142.96 316.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.00 316.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 202.04 316.10 Td (Licensing ) Tj ET Q q 0 0 0 rg BT 244.07 316.10 Td (GP) Tj ET Q q 0 0 0 rg BT 256.49 316.10 Td ( ) Tj ET Q q 0 0 0 rg BT 259.09 316.10 Td (v) Tj ET Q q 0 0 0 rg BT 263.44 316.10 Td (. ) Tj ET Q q 0 0 0 rg BT 268.54 316.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 292.52 316.10 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 312.89 316.10 Td (Case ) Tj ET Q q 0 0 0 rg BT 334.93 316.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 352.25 316.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 386.34 316.10 Td (-01655-CAP) Tj ET Q q 0 0 0 rg BT 437.08 316.10 Td ( ) Tj ET Q q 0 0 0 rg BT 439.68 316.10 Td (\(N.D.Ga\), ) Tj ET Q q 0 0 0 rg BT 482.54 316.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 503.47 316.10 Td (May ) Tj ET Q q 0 0 0 rg BT 524.40 316.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 539.50 316.10 Td (2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.36 304.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 110.06 304.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 131.20 304.10 Td (a ) Tj ET Q q 0 0 0 rg BT 138.45 304.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 170.72 304.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.31 304.10 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 216.35 304.10 Td (on ) Tj ET Q q 0 0 0 rg BT 229.17 304.10 Td (July ) Tj ET Q q 0 0 0 rg BT 248.65 304.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 263.96 304.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 289.28 304.10 Td (In ) Tj ET Q q 0 0 0 rg BT 300.42 304.10 Td (response, ) Tj ET Q q 0 0 0 rg BT 340.73 304.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 382.98 304.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 404.12 304.10 Td (an ) Tj ET Q q 0 0 0 rg BT 415.75 304.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 457.44 304.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 504.77 304.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.13 304.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 70.87 292.10 Td (a ) Tj ET Q q 0 0 0 rg BT 77.86 292.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 109.86 292.10 Td (to ) Tj ET Q q 0 0 0 rg BT 120.18 292.10 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 154.96 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 169.16 292.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 210.59 292.10 Td (Complaint ) Tj ET Q q 0 0 0 rg BT 255.36 292.10 Td (on ) Tj ET Q q 0 0 0 rg BT 267.34 292.10 Td (August ) Tj ET Q q 0 0 0 rg BT 298.78 292.10 Td (29, ) Tj ET Q q 0 0 0 rg BT 313.83 292.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 338.88 292.10 Td (On ) Tj ET Q q 0 0 0 rg BT 353.65 292.10 Td (February ) Tj ET Q q 0 0 0 rg BT 392.29 292.10 Td (14, ) Tj ET Q q 0 0 0 rg BT 407.34 292.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 432.39 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.15 292.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 472.48 292.10 Td (denied ) Tj ET Q q 0 0 0 rg BT 501.68 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.45 292.10 Td (Company) Tj ET Q q 0 0 0 rg BT 558.11 292.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 81.87 280.10 Td (to ) Tj ET Q q 0 0 0 rg BT 92.07 280.10 Td (Dismiss. ) Tj ET Q q 0 0 0 rg BT 129.05 280.10 Td (The ) Tj ET Q q 0 0 0 rg BT 147.02 280.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 188.33 280.10 Td (cooperated ) Tj ET Q q 0 0 0 rg BT 234.61 280.10 Td (with ) Tj ET Q q 0 0 0 rg BT 254.81 280.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 296.67 280.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.87 280.10 Td (an ) Tj ET Q q 0 0 0 rg BT 318.73 280.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 341.15 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.90 280.10 Td (all ) Tj ET Q q 0 0 0 rg BT 364.32 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.07 280.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.71 280.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 436.71 280.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 478.57 280.10 Td (licenses. ) Tj ET Q q 0 0 0 rg BT 515.15 280.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.39 280.10 Td (The ) Tj ET Q q 0 0 0 rg BT 535.36 280.10 Td (parties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 82.95 268.10 Td (a ) Tj ET Q q 0 0 0 rg BT 89.25 268.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 138.87 268.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 181.84 268.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 200.64 268.10 Td (on ) Tj ET Q q 0 0 0 rg BT 212.50 268.10 Td (September ) Tj ET Q q 0 0 0 rg BT 257.13 268.10 Td (18, ) Tj ET Q q 0 0 0 rg BT 271.50 268.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 295.86 268.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 316.05 268.10 Td (a ) Tj ET Q q 0 0 0 rg BT 322.35 268.10 Td (Notice ) Tj ET Q q 0 0 0 rg BT 350.87 268.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.07 268.10 Td (Confidential ) Tj ET Q q 0 0 0 rg BT 412.92 268.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 457.55 268.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.20 268.10 Td (Principle ) Tj ET Q q 0 0 0 rg BT 505.16 268.10 Td (and ) Tj ET Q q 0 0 0 rg BT 521.47 268.10 Td (Stipulated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 82.71 256.10 Td (for ) Tj ET Q q 0 0 0 rg BT 97.62 256.10 Td (45-Day ) Tj ET Q q 0 0 0 rg BT 130.87 256.10 Td (Extension ) Tj ET Q q 0 0 0 rg BT 174.12 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.47 256.10 Td (T) Tj ET Q q 0 0 0 rg BT 191.23 256.10 Td (ime ) Tj ET Q q 0 0 0 rg BT 209.48 256.10 Td (to ) Tj ET Q q 0 0 0 rg BT 220.52 256.10 Td (finalize ) Tj ET Q q 0 0 0 rg BT 253.75 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.23 256.10 Td (various ) Tj ET Q q 0 0 0 rg BT 301.92 256.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 346.85 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 358.44 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.91 256.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 420.77 256.10 Td (which ) Tj ET Q q 0 0 0 rg BT 448.46 256.10 Td (was ) Tj ET Q q 0 0 0 rg BT 467.27 256.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 500.51 256.10 Td (by ) Tj ET Q q 0 0 0 rg BT 513.77 256.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 540.35 256.10 Td (dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.10 Td (September ) Tj ET Q q 0 0 0 rg BT 95.26 244.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 110.26 244.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 135.26 244.10 Td (On ) Tj ET Q q 0 0 0 rg BT 149.99 244.10 Td (October ) Tj ET Q q 0 0 0 rg BT 184.69 244.10 Td (13, ) Tj ET Q q 0 0 0 rg BT 199.69 244.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 224.69 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.41 244.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 268.56 244.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 289.39 244.10 Td (a ) Tj ET Q q 0 0 0 rg BT 296.33 244.10 Td (Joint ) Tj ET Q q 0 0 0 rg BT 318.28 244.10 Td (Stipulation ) Tj ET Q q 0 0 0 rg BT 364.67 244.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.50 244.10 Td (Dismissal ) Tj ET Q q 0 0 0 rg BT 417.45 244.10 Td (with ) Tj ET Q q 0 0 0 rg BT 437.72 244.10 Td (prejudice.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 222.10 Td (The ) Tj ET Q q 0 0 0 rg BT 91.69 222.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 132.72 222.10 Td (is ) Tj ET Q q 0 0 0 rg BT 141.53 222.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 178.66 222.10 Td (in ) Tj ET Q q 0 0 0 rg BT 188.58 222.10 Td (various ) Tj ET Q q 0 0 0 rg BT 220.16 222.10 Td (other ) Tj ET Q q 0 0 0 rg BT 242.85 222.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 271.09 222.10 Td (and ) Tj ET Q q 0 0 0 rg BT 287.67 222.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 309.25 222.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 339.72 222.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 369.07 222.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.99 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.35 222.10 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 429.37 222.10 Td (course ) Tj ET Q q 0 0 0 rg BT 457.61 222.10 Td (of ) Tj ET Q q 0 0 0 rg BT 468.08 222.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 506.61 222.10 Td (In ) Tj ET Q q 0 0 0 rg BT 517.08 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 531.44 222.10 Td (opinion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.61 210.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 114.48 210.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.97 210.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 162.02 210.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 186.07 210.10 Td (disposition ) Tj ET Q q 0 0 0 rg BT 231.24 210.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.85 210.10 Td (these ) Tj ET Q q 0 0 0 rg BT 262.68 210.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 293.39 210.10 Td (will ) Tj ET Q q 0 0 0 rg BT 310.22 210.10 Td (not ) Tj ET Q q 0 0 0 rg BT 324.28 210.10 Td (have ) Tj ET Q q 0 0 0 rg BT 344.44 210.10 Td (a ) Tj ET Q q 0 0 0 rg BT 350.15 210.10 Td (material ) Tj ET Q q 0 0 0 rg BT 384.19 210.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 416.01 210.10 Td (ef) Tj ET Q q 0 0 0 rg BT 423.59 210.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 439.86 210.10 Td (on ) Tj ET Q q 0 0 0 rg BT 451.14 210.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.63 210.10 Td (Company) Tj ET Q q 0 0 0 rg BT 506.30 210.10 Td (s ) Tj ET Q q 0 0 0 rg BT 511.47 210.10 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 198.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.48 198.10 Td (position, ) Tj ET Q q 0 0 0 rg BT 124.71 198.10 Td (results ) Tj ET Q q 0 0 0 rg BT 153.32 198.10 Td (of ) Tj ET Q q 0 0 0 rg BT 164.15 198.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 208.30 198.10 Td (or ) Tj ET Q q 0 0 0 rg BT 219.13 198.10 Td (liquidity) Tj ET Q q 0 0 0 rg BT 252.37 198.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 186.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 164.10 Td (Item 4. MINE SAFETY) Tj ET Q q 0 0 0 rg BT 151.29 164.10 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 142.10 Td (Not ) Tj ET Q q 0 0 0 rg BT 116.50 142.10 Td (applicable.) Tj ET Q endstream endobj 43 0 obj <>] /Rotate 0 /Contents 44 0 R>> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (P) Tj ET Q q 0 0 0 rg BT 55.37 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 69.46 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.95 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 742.25 Td (II) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (Item 5. MARKET) Tj ET Q q 0 0 0 rg BT 127.31 718.25 Td ( FOR REGISTRANTS COMMON EQUITY) Tj ET Q q 0 0 0 rg BT 320.85 718.25 Td (, RELA) Tj ET Q q 0 0 0 rg BT 352.89 718.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 388.00 718.25 Td (OCKHOLDER MA) Tj ET Q q 0 0 0 rg BT 472.54 718.25 Td (TTERS ) Tj ET Q q 0 0 0 rg BT 507.28 718.25 Td (AND ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (ISSUER PURCHASES OF) Tj ET Q q 0 0 0 rg BT 165.21 706.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 206.79 706.25 Td ( SECURITIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 84.71 684.25 Td (Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 662.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.35 662.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 171.79 662.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.79 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 195.15 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.72 662.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 249.62 662.25 Td (market ) Tj ET Q q 0 0 0 rg BT 280.73 662.25 Td (for ) Tj ET Q q 0 0 0 rg BT 295.75 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 311.32 662.25 Td (Company) Tj ET Q q 0 0 0 rg BT 352.98 662.25 Td (s ) Tj ET Q q 0 0 0 rg BT 360.23 662.25 Td (common ) Tj ET Q q 0 0 0 rg BT 398.58 662.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 423.04 662.25 Td (was ) Tj ET Q q 0 0 0 rg BT 441.95 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 457.52 662.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 502.54 662.25 Td (Global ) Tj ET Q q 0 0 0 rg BT 533.12 662.25 Td (Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (Market. ) Tj ET Q q 0 0 0 rg BT 83.70 650.25 Td (The ) Tj ET Q q 0 0 0 rg BT 101.74 650.25 Td (Company) Tj ET Q q 0 0 0 rg BT 143.41 650.25 Td (s ) Tj ET Q q 0 0 0 rg BT 149.80 650.25 Td (common ) Tj ET Q q 0 0 0 rg BT 187.29 650.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 210.90 650.25 Td (trades ) Tj ET Q q 0 0 0 rg BT 237.28 650.25 Td (under ) Tj ET Q q 0 0 0 rg BT 262.55 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.27 650.25 Td (symbol ) Tj ET Q q 0 0 0 rg BT 309.21 650.25 Td (EBIX. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 628.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.67 628.25 Td (following ) Tj ET Q q 0 0 0 rg BT 157.68 628.25 Td (tables ) Tj ET Q q 0 0 0 rg BT 183.13 628.25 Td (set ) Tj ET Q q 0 0 0 rg BT 196.36 628.25 Td (forth ) Tj ET Q q 0 0 0 rg BT 217.93 628.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.27 628.25 Td (high ) Tj ET Q q 0 0 0 rg BT 252.17 628.25 Td (and ) Tj ET Q q 0 0 0 rg BT 268.73 628.25 Td (low ) Tj ET Q q 0 0 0 rg BT 285.86 628.25 Td (closing ) Tj ET Q q 0 0 0 rg BT 316.87 628.25 Td (bid ) Tj ET Q q 0 0 0 rg BT 331.77 628.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 357.77 628.25 Td (for ) Tj ET Q q 0 0 0 rg BT 371.55 628.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.89 628.25 Td (Company) Tj ET Q q 0 0 0 rg BT 427.56 628.25 Td (s ) Tj ET Q q 0 0 0 rg BT 433.58 628.25 Td (common ) Tj ET Q q 0 0 0 rg BT 470.69 628.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 493.93 628.25 Td (for ) Tj ET Q q 0 0 0 rg BT 507.71 628.25 Td (each ) Tj ET Q q 0 0 0 rg BT 528.15 628.25 Td (calendar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 80.82 616.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.09 616.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.09 616.25 Td ( ) Tj ET Q q 0 0 0 rg BT 113.59 616.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.53 616.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.53 616.25 Td (. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 592.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 592.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 592.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 592.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 592.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 564.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 564.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 564.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 564.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 564.75 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 592.75 m 428.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 592.75 m 495.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 592.75 m 562.5 592.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 596.48 Td (Year Ended December 31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.90 596.48 Td (High) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.05 596.48 Td (Low) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 583.32 Td (First quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 583.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 583.32 Td (17.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.00 583.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 583.32 Td (13.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 569.32 Td (Second quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 569.32 Td (17.61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 569.32 Td (12.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 555.32 Td (Third quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 555.32 Td (15.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 555.32 Td (12.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 541.32 Td (Fourth quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 541.32 Td (17.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 541.32 Td (13.01) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 513.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 513.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 513.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 513.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 513.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 485.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 485.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 485.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 485.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 485.75 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 513.75 m 428.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 513.75 m 495.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 513.75 m 562.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 513.75 m 495.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 513.75 m 562.5 513.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 517.48 Td (Year Ended December 31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.90 517.48 Td (High) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.05 517.48 Td (Low) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 504.32 Td (First quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 504.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 504.32 Td (19.38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.00 504.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 504.32 Td (13.21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 490.32 Td (Second quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 490.32 Td (20.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 490.32 Td (9.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 476.32 Td (Third quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 476.32 Td (11.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 476.32 Td (9.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 462.32 Td (Fourth quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 462.32 Td (14.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 462.32 Td (10.04) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (Holders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.94 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.23 414.25 Td (As ) Tj ET Q q 0 0 0 rg BT 105.29 414.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.56 414.25 Td (March13, ) Tj ET Q q 0 0 0 rg BT 160.60 414.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.60 414.25 Td (, ) Tj ET Q q 0 0 0 rg BT 186.04 414.25 Td (there ) Tj ET Q q 0 0 0 rg BT 208.97 414.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.34 414.25 Td (35,262,631) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.34 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 279.28 414.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 307.22 414.25 Td (of ) Tj ET Q q 0 0 0 rg BT 318.49 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 333.65 414.25 Td (Company) Tj ET Q q 0 0 0 rg BT 375.31 414.25 Td (s ) Tj ET Q q 0 0 0 rg BT 382.15 414.25 Td (common ) Tj ET Q q 0 0 0 rg BT 420.08 414.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 444.13 414.25 Td (outstanding. ) Tj ET Q q 0 0 0 rg BT 495.59 414.25 Td (As ) Tj ET Q q 0 0 0 rg BT 509.65 414.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.92 414.25 Td (March13, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 402.25 Td (, ) Tj ET Q q 0 0 0 rg BT 75.00 402.25 Td (there ) Tj ET Q q 0 0 0 rg BT 97.49 402.25 Td (were ) Tj ET Q q 0 0 0 rg BT 119.41 402.25 Td (154 ) Tj ET Q q 0 0 0 rg BT 136.91 402.25 Td (registered ) Tj ET Q q 0 0 0 rg BT 178.84 402.25 Td (holders ) Tj ET Q q 0 0 0 rg BT 210.78 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.61 402.25 Td (record ) Tj ET Q q 0 0 0 rg BT 249.64 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.47 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.19 402.25 Td (Company) Tj ET Q q 0 0 0 rg BT 316.86 402.25 Td (s ) Tj ET Q q 0 0 0 rg BT 323.25 402.25 Td (common ) Tj ET Q q 0 0 0 rg BT 360.74 402.25 Td (stock.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 380.25 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 87.95 356.25 Td (The ) Tj ET Q q 0 0 0 rg BT 105.61 356.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 146.60 356.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 165.93 356.25 Td (a ) Tj ET Q q 0 0 0 rg BT 172.47 356.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 210.67 356.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 247.77 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 258.21 356.25 Td ($0.075 ) Tj ET Q q 0 0 0 rg BT 287.82 356.25 Td (cents ) Tj ET Q q 0 0 0 rg BT 310.47 356.25 Td (per ) Tj ET Q q 0 0 0 rg BT 325.35 356.25 Td (common ) Tj ET Q q 0 0 0 rg BT 362.45 356.25 Td (share ) Tj ET Q q 0 0 0 rg BT 385.65 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 396.09 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 410.42 356.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 457.10 356.25 Td (common ) Tj ET Q q 0 0 0 rg BT 494.20 356.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 519.92 356.25 Td (which ) Tj ET Q q 0 0 0 rg BT 546.47 356.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 344.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 70.46 344.25 Td (in ) Tj ET Q q 0 0 0 rg BT 81.48 344.25 Td (February ) Tj ET Q q 0 0 0 rg BT 120.82 344.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 146.57 344.25 Td (No ) Tj ET Q q 0 0 0 rg BT 162.03 344.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 205.27 344.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 247.40 344.25 Td (were ) Tj ET Q q 0 0 0 rg BT 270.07 344.25 Td (declared ) Tj ET Q q 0 0 0 rg BT 307.18 344.25 Td (or ) Tj ET Q q 0 0 0 rg BT 318.75 344.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 339.21 344.25 Td (in ) Tj ET Q q 0 0 0 rg BT 350.23 344.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 375.26 344.25 Td (A) Tj ET Q q 0 0 0 rg BT 381.93 344.25 Td ( ) Tj ET Q q 0 0 0 rg BT 385.17 344.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 423.41 344.25 Td (in ) Tj ET Q q 0 0 0 rg BT 434.43 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 449.89 344.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 483.13 344.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.71 344.25 Td ($0.075 ) Tj ET Q q 0 0 0 rg BT 525.45 344.25 Td (cents ) Tj ET Q q 0 0 0 rg BT 549.24 344.25 Td (per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 332.25 Td (common ) Tj ET Q q 0 0 0 rg BT 88.20 332.25 Td (share ) Tj ET Q q 0 0 0 rg BT 112.51 332.25 Td (was ) Tj ET Q q 0 0 0 rg BT 131.27 332.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 151.70 332.25 Td (on ) Tj ET Q q 0 0 0 rg BT 164.91 332.25 Td (March ) Tj ET Q q 0 0 0 rg BT 194.22 332.25 Td (14, ) Tj ET Q q 0 0 0 rg BT 209.93 332.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 235.64 332.25 Td (June ) Tj ET Q q 0 0 0 rg BT 257.18 332.25 Td (13, ) Tj ET Q q 0 0 0 rg BT 272.89 332.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 298.60 332.25 Td ( ) Tj ET Q q 0 0 0 rg BT 301.80 332.25 Td (September ) Tj ET Q q 0 0 0 rg BT 347.78 332.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 363.49 332.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 389.20 332.25 Td (and ) Tj ET Q q 0 0 0 rg BT 406.84 332.25 Td (December ) Tj ET Q q 0 0 0 rg BT 451.14 332.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 466.85 332.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 490.06 332.25 Td (to ) Tj ET Q q 0 0 0 rg BT 501.04 332.25 Td (the ) Tj ET Q q 0 0 0 rg BT 516.47 332.25 Td (appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 320.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 103.04 320.25 Td (of ) Tj ET Q q 0 0 0 rg BT 113.87 320.25 Td (record.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 93.60 298.25 Td (Authorized ) Tj ET Q q 0 0 0 rg BT 144.43 298.25 Td (for) Tj ET Q q 0 0 0 rg BT 157.02 298.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.52 298.25 Td (Issuance ) Tj ET Q q 0 0 0 rg BT 198.70 298.25 Td (Under) Tj ET Q q 0 0 0 rg BT 225.74 298.25 Td ( ) Tj ET Q q 0 0 0 rg BT 228.24 298.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 259.64 298.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 323.81 298.25 Td (Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 276.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.24 276.25 Td (Company) Tj ET Q q 0 0 0 rg BT 158.91 276.25 Td (s ) Tj ET Q q 0 0 0 rg BT 165.49 276.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 193.18 276.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 251.42 276.25 Td (is ) Tj ET Q q 0 0 0 rg BT 260.78 276.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 299.57 276.25 Td (governed ) Tj ET Q q 0 0 0 rg BT 339.47 276.25 Td (by ) Tj ET Q q 0 0 0 rg BT 352.17 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.08 276.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 389.77 276.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 411.35 276.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 440.71 276.25 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 480.61 276.25 Td (Plan ) Tj ET Q q 0 0 0 rg BT 501.08 276.25 Td (as ) Tj ET Q q 0 0 0 rg BT 512.11 276.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 552.01 276.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.25 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 264.25 Td (stockholders. ) Tj ET Q q 0 0 0 rg BT 121.20 264.25 Td (The ) Tj ET Q q 0 0 0 rg BT 139.24 264.25 Td (table ) Tj ET Q q 0 0 0 rg BT 161.18 264.25 Td (below ) Tj ET Q q 0 0 0 rg BT 188.12 264.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 225.05 264.25 Td (information ) Tj ET Q q 0 0 0 rg BT 274.77 264.25 Td (as ) Tj ET Q q 0 0 0 rg BT 285.60 264.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.43 264.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 355.01 264.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.01 264.25 Td ( ) Tj ET Q q 0 0 0 rg BT 377.51 264.25 Td (related ) Tj ET Q q 0 0 0 rg BT 407.21 264.25 Td (to ) Tj ET Q q 0 0 0 rg BT 417.49 264.25 Td (this ) Tj ET Q q 0 0 0 rg BT 434.44 264.25 Td (plan.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 156.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 156.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 156.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 156.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 156.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 156.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 156.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 128.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 128.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 128.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 128.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 128.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 128.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 128.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 100.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 100.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 100.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 100.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 100.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 100.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 100.75 68.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 156.75 m 355.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 156.75 m 424.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 156.75 m 493.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 156.75 m 565.5 156.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 100.75 m 424.5 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 87.75 m 424.5 87.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 85.75 m 424.5 85.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 100.75 m 493.5 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 87.75 m 493.5 87.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 85.75 m 493.5 85.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 100.75 m 565.5 100.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 87.75 m 565.5 87.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 85.75 m 565.5 85.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.35 244.43 Td (Number) Tj ET Q q 0 0 0 rg BT 403.72 244.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.65 234.43 Td (Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.20 224.43 Td (to be Issued ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.80 214.43 Td (Upon) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.10 204.43 Td (Exer) Tj ET Q q 0 0 0 rg BT 388.47 204.43 Td (cise of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.80 194.43 Td (Outstanding ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.50 184.43 Td (Options) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.55 234.43 Td (W) Tj ET Q q 0 0 0 rg BT 448.00 234.43 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.10 224.43 Td (A) Tj ET Q q 0 0 0 rg BT 449.58 224.43 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 214.43 Td (Exer) Tj ET Q q 0 0 0 rg BT 462.87 214.43 Td (cise ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.95 204.43 Td (Price of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.80 194.43 Td (Outstanding ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.50 184.43 Td (Options) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.30 244.43 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.75 234.43 Td (of Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.65 224.43 Td (Remaining ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.05 214.43 Td (A) Tj ET Q q 0 0 0 rg BT 517.53 214.43 Td (vailable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.80 204.43 Td (for) Tj ET Q q 0 0 0 rg BT 521.39 204.43 Td ( Futur) Tj ET Q q 0 0 0 rg BT 548.71 204.43 Td (e ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.65 194.43 Td (Issuance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.75 184.43 Td (Under) Tj ET Q q 0 0 0 rg BT 528.79 184.43 Td ( Equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 161.43 Td (Plan Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.90 170.48 Td (Warrants) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.25 160.48 Td (and Rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.90 170.48 Td (Warrants) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.25 160.48 Td (and Rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.15 170.48 Td (Compensation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.30 160.48 Td (Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 147.32 Td (Equity Compensation Plans Approved by Security Holders:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 147.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 147.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 147.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 133.32 Td (1996 Stock Incentive Plan, as amended and restated in 2006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 133.32 Td (72,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 133.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 133.32 Td (14.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 133.32 Td (1,097,563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 119.32 Td (2010 Stock Incentive Plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 119.32 Td (135,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 119.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 119.32 Td (17.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 119.32 Td (4,593,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 105.32 Td (Equity Compensation Plans Not Approved by Security Holders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 105.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 105.32 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 105.32 Td (N/A) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 191.55 91.43 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 91.43 Td (207,000) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.00 91.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.15 91.43 Td (16.41) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.65 91.43 Td (5,690,842) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 45 0 obj <>] /Rotate 0 /Contents 46 0 R>> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (19) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Sales ) Tj ET Q q 0 0 0 rg BT 74.17 742.25 Td (or) Tj ET Q q 0 0 0 rg BT 83.43 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.93 742.25 Td (Issuances ) Tj ET Q q 0 0 0 rg BT 128.99 742.25 Td (of ) Tj ET Q q 0 0 0 rg BT 139.82 742.25 Td (Unr) Tj ET Q q 0 0 0 rg BT 156.87 742.25 Td (egister) Tj ET Q q 0 0 0 rg BT 185.00 742.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 197.50 742.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 718.25 Td (On ) Tj ET Q q 0 0 0 rg BT 100.73 718.25 Td (June ) Tj ET Q q 0 0 0 rg BT 121.57 718.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 131.58 718.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 156.59 718.25 Td (to ) Tj ET Q q 0 0 0 rg BT 166.87 718.25 Td (fund ) Tj ET Q q 0 0 0 rg BT 187.71 718.25 Td (part ) Tj ET Q q 0 0 0 rg BT 205.77 718.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.61 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.33 718.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 287.71 718.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 307.44 718.25 Td (for ) Tj ET Q q 0 0 0 rg BT 321.61 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 336.33 718.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 374.38 718.25 Td (of ) Tj ET Q q 0 0 0 rg BT 385.22 718.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 429.39 718.25 Td (Holdings, ) Tj ET Q q 0 0 0 rg BT 471.07 718.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 488.85 718.25 Td (\("PlanetSoft"\). ) Tj ET Q q 0 0 0 rg BT 550.35 718.25 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 77.41 706.25 Td (296,560 ) Tj ET Q q 0 0 0 rg BT 112.31 706.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 139.71 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 150.45 706.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 171.74 706.25 Td (common ) Tj ET Q q 0 0 0 rg BT 209.15 706.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 232.66 706.25 Td (valued ) Tj ET Q q 0 0 0 rg BT 261.72 706.25 Td (at ) Tj ET Q q 0 0 0 rg BT 271.35 706.25 Td ($16.86 ) Tj ET Q q 0 0 0 rg BT 301.25 706.25 Td (per ) Tj ET Q q 0 0 0 rg BT 316.43 706.25 Td (share ) Tj ET Q q 0 0 0 rg BT 339.94 706.25 Td (or ) Tj ET Q q 0 0 0 rg BT 350.67 706.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 370.58 706.25 Td (million ) Tj ET Q q 0 0 0 rg BT 401.88 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 412.07 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 426.69 706.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 467.96 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 478.14 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 492.77 706.25 Td (former ) Tj ET Q q 0 0 0 rg BT 522.38 706.25 Td (owners ) Tj ET Q q 0 0 0 rg BT 553.67 706.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 94.20 694.25 Td (who ) Tj ET Q q 0 0 0 rg BT 113.96 694.25 Td (were ) Tj ET Q q 0 0 0 rg BT 135.93 694.25 Td (accredited ) Tj ET Q q 0 0 0 rg BT 179.55 694.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 218.19 694.25 Td (within ) Tj ET Q q 0 0 0 rg BT 246.29 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.04 694.25 Td (meaning ) Tj ET Q q 0 0 0 rg BT 298.01 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 308.88 694.25 Td (Rule ) Tj ET Q q 0 0 0 rg BT 330.31 694.25 Td (501 ) Tj ET Q q 0 0 0 rg BT 347.85 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 358.71 694.25 Td (RegulationD. ) Tj ET Q q 0 0 0 rg BT 417.17 694.25 Td (The ) Tj ET Q q 0 0 0 rg BT 435.26 694.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 476.68 694.25 Td (relied ) Tj ET Q q 0 0 0 rg BT 501.98 694.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 524.52 694.25 Td (Section4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 63.52 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 73.70 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 87.77 682.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 128.65 682.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 144.95 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 155.13 682.25 Td (1933 ) Tj ET Q q 0 0 0 rg BT 176.99 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 193.28 682.25 Td (RegulationD ) Tj ET Q q 0 0 0 rg BT 248.74 682.25 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 301.14 682.25 Td (there ) Tj ET Q q 0 0 0 rg BT 322.98 682.25 Td (under ) Tj ET Q q 0 0 0 rg BT 347.60 682.25 Td (in ) Tj ET Q q 0 0 0 rg BT 357.24 682.25 Td (making ) Tj ET Q q 0 0 0 rg BT 389.09 682.25 Td (this ) Tj ET Q q 0 0 0 rg BT 405.39 682.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 422.79 682.25 Td (in ) Tj ET Q q 0 0 0 rg BT 432.43 682.25 Td (a ) Tj ET Q q 0 0 0 rg BT 438.72 682.25 Td (private ) Tj ET Q q 0 0 0 rg BT 468.34 682.25 Td (placement ) Tj ET Q q 0 0 0 rg BT 511.28 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 520.92 682.25 Td (accredited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (investors ) Tj ET Q q 0 0 0 rg BT 88.61 670.25 Td (who ) Tj ET Q q 0 0 0 rg BT 108.33 670.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 145.25 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.97 670.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 187.46 670.25 Td (for ) Tj ET Q q 0 0 0 rg BT 201.62 670.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 248.00 670.25 Td (purposes.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (Recent ) Tj ET Q q 0 0 0 rg BT 81.93 648.25 Td (Pur) Tj ET Q q 0 0 0 rg BT 97.86 648.25 Td (chases ) Tj ET Q q 0 0 0 rg BT 127.58 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 138.41 648.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 169.81 648.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 626.25 Td (As ) Tj ET Q q 0 0 0 rg BT 112.22 626.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 149.88 626.25 Td (for ) Tj ET Q q 0 0 0 rg BT 163.65 626.25 Td (under ) Tj ET Q q 0 0 0 rg BT 188.53 626.25 Td (previous ) Tj ET Q q 0 0 0 rg BT 225.07 626.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 251.62 626.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 295.93 626.25 Td (share ) Tj ET Q q 0 0 0 rg BT 319.14 626.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 364.56 626.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 390.27 626.25 Td (throughout ) Tj ET Q q 0 0 0 rg BT 436.27 626.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 458.38 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.71 626.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 513.70 626.25 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.25 Td (2,146,488 ) Tj ET Q q 0 0 0 rg BT 92.50 614.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 119.99 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 130.82 614.25 Td (our ) Tj ET Q q 0 0 0 rg BT 146.65 614.25 Td (common ) Tj ET Q q 0 0 0 rg BT 184.15 614.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 207.75 614.25 Td (for ) Tj ET Q q 0 0 0 rg BT 221.91 614.25 Td (a ) Tj ET Q q 0 0 0 rg BT 228.85 614.25 Td (total ) Tj ET Q q 0 0 0 rg BT 249.13 614.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 290.49 614.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 328.53 614.25 Td (price ) Tj ET Q q 0 0 0 rg BT 351.01 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 361.84 614.25 Td ($31.9 ) Tj ET Q q 0 0 0 rg BT 386.84 614.25 Td (million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 592.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.56 592.25 Td (following ) Tj ET Q q 0 0 0 rg BT 159.46 592.25 Td (table ) Tj ET Q q 0 0 0 rg BT 181.91 592.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 218.24 592.25 Td (information ) Tj ET Q q 0 0 0 rg BT 268.47 592.25 Td (with ) Tj ET Q q 0 0 0 rg BT 289.26 592.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 320.59 592.25 Td (to ) Tj ET Q q 0 0 0 rg BT 331.38 592.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 373.82 592.25 Td (of ) Tj ET Q q 0 0 0 rg BT 385.16 592.25 Td (our ) Tj ET Q q 0 0 0 rg BT 401.50 592.25 Td (common ) Tj ET Q q 0 0 0 rg BT 439.51 592.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 463.63 592.25 Td (made ) Tj ET Q q 0 0 0 rg BT 488.30 592.25 Td (by ) Tj ET Q q 0 0 0 rg BT 501.31 592.25 Td (or ) Tj ET Q q 0 0 0 rg BT 512.66 592.25 Td (on ) Tj ET Q q 0 0 0 rg BT 525.67 592.25 Td (behalf ) Tj ET Q q 0 0 0 rg BT 553.67 592.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 71.39 580.25 Td (as ) Tj ET Q q 0 0 0 rg BT 82.22 580.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.05 580.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 151.63 580.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.63 580.25 Td (, ) Tj ET Q q 0 0 0 rg BT 176.63 580.25 Td (as ) Tj ET Q q 0 0 0 rg BT 187.46 580.25 Td (part ) Tj ET Q q 0 0 0 rg BT 205.51 580.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.34 580.25 Td (our ) Tj ET Q q 0 0 0 rg BT 232.17 580.25 Td (publicly ) Tj ET Q q 0 0 0 rg BT 267.44 580.25 Td (announced ) Tj ET Q q 0 0 0 rg BT 313.26 580.25 Td (share ) Tj ET Q q 0 0 0 rg BT 336.86 580.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 382.66 580.25 Td (plan:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 65.00 455.75 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.00 455.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 455.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 455.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 455.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.00 455.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 455.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 455.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.00 425.75 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.00 425.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 425.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 425.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 425.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.00 425.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 425.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 425.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.00 395.75 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.00 395.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 395.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 395.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 395.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.00 395.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 395.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 395.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.00 365.75 175.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 240.00 365.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 365.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.00 365.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.00 365.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 391.00 365.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.00 365.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 443.00 365.75 103.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65 473.75 m 240 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240 473.75 m 302 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 473.75 m 386 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386 473.75 m 391 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 391 473.75 m 439 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 473.75 m 546 473.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240 350.75 m 302 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240 336.75 m 302 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 240 334.75 m 302 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 350.75 m 386 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 336.75 m 386 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306 334.75 m 386 334.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 350.75 m 546 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 336.75 m 546 336.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 443 334.75 m 546 334.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.55 528.43 Td (T) Tj ET Q q 0 0 0 rg BT 265.30 528.43 Td (otal ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.35 518.43 Td (Number) Tj ET Q q 0 0 0 rg BT 282.72 518.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.10 508.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 276.48 508.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.75 498.43 Td (\(Units\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.05 488.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 263.98 488.43 Td (chased ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.20 548.43 Td (T) Tj ET Q q 0 0 0 rg BT 315.95 548.43 Td (otal Number) Tj ET Q q 0 0 0 rg BT 369.93 548.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.10 538.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 351.48 538.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.35 528.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 333.28 528.43 Td (chased as ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.20 518.43 Td (Part of Publicly-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.00 508.43 Td (Announced ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 327.95 498.43 Td (Plans or) Tj ET Q q 0 0 0 rg BT 363.05 498.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.45 488.43 Td (Pr) Tj ET Q q 0 0 0 rg BT 334.82 488.43 Td (ograms) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.10 508.43 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.35 498.43 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.10 488.43 Td (Paid Per) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.00 478.43 Td (Share \(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.80 558.43 Td (Maximum Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.70 548.43 Td (\(or) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.95 538.43 Td (Approximate Dollar) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.85 528.43 Td (Value\) of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.80 518.43 Td (Shares that May Yet) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.40 508.43 Td (Be) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.90 498.43 Td (Purchased Under the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.10 488.43 Td (Plans or Programs \(2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.15 478.43 Td (\(3\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 67.50 478.43 Td (Period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 445.42 Td (As of December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 445.42 Td (5,707,026) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 445.42 Td (5,707,026) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 445.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.15 445.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 445.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 445.42 Td (102,885,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 430.42 Td (January1, 2014 to March 31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 430.42 Td (137,071) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 430.42 Td (137,071) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 430.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 430.42 Td (16.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 430.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 430.42 Td (100,652,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 415.42 Td (April 1, 2014 to June 30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.15 415.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 415.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 415.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.15 415.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 415.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 415.42 Td (100,652,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 400.42 Td (July 1, 2014 to September 30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.15 400.42 Td (1,041,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.15 400.42 Td (1,041,591) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 400.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 400.42 Td (14.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 400.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 400.42 Td (85,521,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 385.42 Td (October 1, 2014 to October 31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 385.42 Td (402,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 385.42 Td (402,410) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 385.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 385.42 Td (13.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 385.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 385.42 Td (80,110,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 370.42 Td (November 1, 2014 to November 30, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 370.42 Td (274,182) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 370.42 Td (274,182) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 370.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 370.42 Td (15.87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 370.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 370.42 Td (75,760,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.50 355.42 Td (December 1, 2014 to December 31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 355.42 Td (291,234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 355.42 Td (291,234) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 355.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.65 355.42 Td (16.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.50 355.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 355.42 Td (71,033,000) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 141.05 340.43 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.15 340.43 Td (7,853,514) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 342.15 340.43 Td (7,853,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.50 340.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 340.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.15 340.43 Td (71,033,000) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.25 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 312.25 Td (A) Tj ET Q q 0 0 0 rg BT 83.48 312.25 Td (verage ) Tj ET Q q 0 0 0 rg BT 112.63 312.25 Td (price ) Tj ET Q q 0 0 0 rg BT 135.11 312.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 154.83 312.25 Td (per ) Tj ET Q q 0 0 0 rg BT 170.10 312.25 Td (share ) Tj ET Q q 0 0 0 rg BT 193.69 312.25 Td (for ) Tj ET Q q 0 0 0 rg BT 207.85 312.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 235.34 312.25 Td (purchased ) Tj ET Q q 0 0 0 rg BT 278.38 312.25 Td (as ) Tj ET Q q 0 0 0 rg BT 289.21 312.25 Td (part ) Tj ET Q q 0 0 0 rg BT 307.26 312.25 Td (of ) Tj ET Q q 0 0 0 rg BT 318.09 312.25 Td (our ) Tj ET Q q 0 0 0 rg BT 333.92 312.25 Td (publicly-announced ) Tj ET Q q 0 0 0 rg BT 415.84 312.25 Td (plan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.25 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 300.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 86.26 300.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 115.66 300.25 Td (June ) Tj ET Q q 0 0 0 rg BT 136.19 300.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 150.89 300.25 Td (201) Tj ET Q q 0 0 0 rg BT 165.52 300.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 172.71 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 187.13 300.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 233.91 300.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 260.55 300.25 Td (of ) Tj ET Q q 0 0 0 rg BT 271.07 300.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 310.48 300.25 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 364.34 300.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 403.75 300.25 Td (an ) Tj ET Q q 0 0 0 rg BT 415.39 300.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 450.34 300.25 Td (in ) Tj ET Q q 0 0 0 rg BT 460.32 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 474.73 300.25 Td (size ) Tj ET Q q 0 0 0 rg BT 492.48 300.25 Td (of ) Tj ET Q q 0 0 0 rg BT 503.01 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 300.25 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 288.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 121.54 288.25 Td (share ) Tj ET Q q 0 0 0 rg BT 144.97 288.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 190.62 288.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 210.17 288.25 Td (from ) Tj ET Q q 0 0 0 rg BT 231.94 288.25 Td ($45.0million ) Tj ET Q q 0 0 0 rg BT 288.17 288.25 Td (to ) Tj ET Q q 0 0 0 rg BT 298.29 288.25 Td ($100.0million. ) Tj ET Q q 0 0 0 rg BT 361.85 288.25 Td (The ) Tj ET Q q 0 0 0 rg BT 379.73 288.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 406.50 288.25 Td (directed ) Tj ET Q q 0 0 0 rg BT 441.04 288.25 Td (that ) Tj ET Q q 0 0 0 rg BT 458.37 288.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.93 288.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 522.46 288.25 Td (be ) Tj ET Q q 0 0 0 rg BT 534.24 288.25 Td (funded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 276.25 Td (with ) Tj ET Q q 0 0 0 rg BT 96.82 276.25 Td (available ) Tj ET Q q 0 0 0 rg BT 134.96 276.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 154.77 276.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 191.24 276.25 Td (and ) Tj ET Q q 0 0 0 rg BT 207.72 276.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 227.54 276.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 268.44 276.25 Td (by ) Tj ET Q q 0 0 0 rg BT 280.49 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.75 276.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 341.38 276.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 381.18 276.25 Td (activities, ) Tj ET Q q 0 0 0 rg BT 421.83 276.25 Td (and ) Tj ET Q q 0 0 0 rg BT 438.31 276.25 Td (be ) Tj ET Q q 0 0 0 rg BT 449.79 276.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 493.49 276.25 Td (in ) Tj ET Q q 0 0 0 rg BT 503.31 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.57 276.25 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 264.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 106.02 264.25 Td (months ) Tj ET Q q 0 0 0 rg BT 137.83 264.25 Td (if ) Tj ET Q q 0 0 0 rg BT 146.31 264.25 Td (possible. ) Tj ET Q q 0 0 0 rg BT 183.43 264.25 Td (As ) Tj ET Q q 0 0 0 rg BT 196.91 264.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.60 264.25 Td (December ) Tj ET Q q 0 0 0 rg BT 251.05 264.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 265.91 264.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 288.28 264.25 Td (the ) Tj ET Q q 0 0 0 rg BT 302.86 264.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 344.11 264.25 Td (has ) Tj ET Q q 0 0 0 rg BT 359.81 264.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 419.93 264.25 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 439.79 264.25 Td (million ) Tj ET Q q 0 0 0 rg BT 471.05 264.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 513.96 264.25 Td (in ) Tj ET Q q 0 0 0 rg BT 524.10 264.25 Td (this ) Tj ET Q q 0 0 0 rg BT 540.91 264.25 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 252.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 122.81 252.25 Td (authorization.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.25 Td (\(3\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 240.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 86.26 240.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 115.20 240.25 Td (June ) Tj ET Q q 0 0 0 rg BT 135.26 240.25 Td (21, ) Tj ET Q q 0 0 0 rg BT 149.50 240.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 171.23 240.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.19 240.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 231.50 240.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 257.68 240.25 Td (of ) Tj ET Q q 0 0 0 rg BT 267.74 240.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 306.69 240.25 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 360.09 240.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 399.03 240.25 Td (an ) Tj ET Q q 0 0 0 rg BT 410.20 240.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 451.93 240.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 495.87 240.25 Td (share ) Tj ET Q q 0 0 0 rg BT 518.70 240.25 Td (repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 228.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 96.41 228.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.93 228.25 Td ($100.0million. ) Tj ET Q q 0 0 0 rg BT 170.36 228.25 Td (The ) Tj ET Q q 0 0 0 rg BT 188.10 228.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 214.73 228.25 Td (directed ) Tj ET Q q 0 0 0 rg BT 249.13 228.25 Td (that ) Tj ET Q q 0 0 0 rg BT 266.32 228.25 Td (the ) Tj ET Q q 0 0 0 rg BT 280.73 228.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 330.12 228.25 Td (be ) Tj ET Q q 0 0 0 rg BT 341.75 228.25 Td (funded ) Tj ET Q q 0 0 0 rg BT 371.72 228.25 Td (with ) Tj ET Q q 0 0 0 rg BT 391.69 228.25 Td (available ) Tj ET Q q 0 0 0 rg BT 429.97 228.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 449.93 228.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 486.55 228.25 Td (and ) Tj ET Q q 0 0 0 rg BT 503.18 228.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 523.15 228.25 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 216.25 Td (by ) Tj ET Q q 0 0 0 rg BT 89.50 216.25 Td (the ) Tj ET Q q 0 0 0 rg BT 104.22 216.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 151.30 216.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 191.56 216.25 Td (activities, ) Tj ET Q q 0 0 0 rg BT 232.66 216.25 Td (and ) Tj ET Q q 0 0 0 rg BT 249.60 216.25 Td (be ) Tj ET Q q 0 0 0 rg BT 261.54 216.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 305.69 216.25 Td (in ) Tj ET Q q 0 0 0 rg BT 315.96 216.25 Td (the ) Tj ET Q q 0 0 0 rg BT 330.68 216.25 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 377.62 216.25 Td (twenty ) Tj ET Q q 0 0 0 rg BT 407.34 216.25 Td (four ) Tj ET Q q 0 0 0 rg BT 426.50 216.25 Td (months ) Tj ET Q q 0 0 0 rg BT 458.45 216.25 Td (if ) Tj ET Q q 0 0 0 rg BT 467.05 216.25 Td (possible.) Tj ET Q endstream endobj 47 0 obj <>] /Rotate 0 /Contents 48 0 R>> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (20) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.25 742.25 Td (PERFORMANCE GRAPH) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.86 720.25 Td (line ) Tj ET Q q 0 0 0 rg BT 134.17 720.25 Td (graph ) Tj ET Q q 0 0 0 rg BT 159.26 720.25 Td (below ) Tj ET Q q 0 0 0 rg BT 186.01 720.25 Td (compares ) Tj ET Q q 0 0 0 rg BT 226.64 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.18 720.25 Td (yearly ) Tj ET Q q 0 0 0 rg BT 268.48 720.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 314.09 720.25 Td (change ) Tj ET Q q 0 0 0 rg BT 344.73 720.25 Td (in ) Tj ET Q q 0 0 0 rg BT 354.82 720.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 401.56 720.25 Td (total ) Tj ET Q q 0 0 0 rg BT 421.65 720.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 470.63 720.25 Td (return ) Tj ET Q q 0 0 0 rg BT 496.82 720.25 Td (on ) Tj ET Q q 0 0 0 rg BT 509.13 720.25 Td (our ) Tj ET Q q 0 0 0 rg BT 524.78 720.25 Td (Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 75.43 708.25 Td (for ) Tj ET Q q 0 0 0 rg BT 89.75 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 104.62 708.25 Td (last ) Tj ET Q q 0 0 0 rg BT 121.17 708.25 Td (five ) Tj ET Q q 0 0 0 rg BT 139.37 708.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 163.68 708.25 Td (years ) Tj ET Q q 0 0 0 rg BT 187.44 708.25 Td (with ) Tj ET Q q 0 0 0 rg BT 207.87 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 222.74 708.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 267.07 708.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 292.50 708.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 324.04 708.25 Td (\(U.S.\) ) Tj ET Q q 0 0 0 rg BT 351.14 708.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 374.90 708.25 Td (index ) Tj ET Q q 0 0 0 rg BT 399.78 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.87 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.74 708.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 476.07 708.25 Td (Computer ) Tj ET Q q 0 0 0 rg BT 518.72 708.25 Td (Index. ) Tj ET Q q 0 0 0 rg BT 546.45 708.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (following ) Tj ET Q q 0 0 0 rg BT 91.55 696.25 Td (graph ) Tj ET Q q 0 0 0 rg BT 116.98 696.25 Td (assumes ) Tj ET Q q 0 0 0 rg BT 152.98 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 167.86 696.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 214.40 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 225.40 696.25 Td ($100 ) Tj ET Q q 0 0 0 rg BT 248.06 696.25 Td (on ) Tj ET Q q 0 0 0 rg BT 260.72 696.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 319.47 696.25 Td (2009, ) Tj ET Q q 0 0 0 rg BT 344.63 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 361.74 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.62 696.25 Td (reinvestment ) Tj ET Q q 0 0 0 rg BT 430.93 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 441.92 696.25 Td (any ) Tj ET Q q 0 0 0 rg BT 459.03 696.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 500.58 696.25 Td (\(rounded ) Tj ET Q q 0 0 0 rg BT 539.34 696.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 696.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (nearest ) Tj ET Q q 0 0 0 rg BT 80.82 684.25 Td (dollar\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 197.90 662.25 Td (Comparison of Five ) Tj ET Q q 0 0 0 rg BT 284.47 662.25 Td (Y) Tj ET Q q 0 0 0 rg BT 290.58 662.25 Td (ear) Tj ET Q q 0 0 0 rg BT 304.28 662.25 Td ( Cumulative ) Tj ET Q q 0 0 0 rg BT 359.10 662.25 Td (T) Tj ET Q q 0 0 0 rg BT 364.85 662.25 Td (otal Return) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 615.75 179.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 589.75 179.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 589.75 52.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229 615.75 m 281 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285 615.75 m 337 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341 615.75 m 393 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397 615.75 m 449 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 615.75 m 505 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509 615.75 m 561 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509 615.75 m 561 615.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 231.70 620.43 Td (12/31/2009) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.70 620.43 Td (12/31/2010) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.95 620.43 Td (12/31/2011) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.70 620.43 Td (12/31/2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.70 620.43 Td (12/31/2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.70 620.43 Td (12/31/2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 606.48 Td (EBIX, INC.) 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1 rg /GS0 gs 370.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 490.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 490.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 490.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 452.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 452.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 452.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 452.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 452.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 452.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 424.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 424.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 424.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 424.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 424.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 424.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 396.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 396.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 396.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 396.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 396.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 396.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 368.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 368.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 368.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 368.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 368.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 368.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 340.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 340.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 340.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 340.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 340.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 340.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 588.75 m 302.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 588.75 m 370.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 588.75 m 437.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 588.75 m 505.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 588.75 m 573.5 588.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.40 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.90 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 253.00 593.43 Td (31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.90 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.40 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.50 593.43 Td (31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.40 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.90 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.00 593.43 Td (31, 2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.90 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.75 593.43 Td (31, 2011) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.90 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.40 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.50 593.43 Td (31, 2010) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.10 579.43 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 565.43 Td (Results of Operations:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 551.32 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 551.32 Td (214,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 551.32 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 551.32 Td (199,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 551.32 Td (168,969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 551.32 Td (132,188) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 537.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 537.32 Td (79,672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 537.32 Td (75,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 537.32 Td (77,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 537.32 Td (68,748) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 537.32 Td (52,507) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 523.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 523.32 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 523.32 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 523.32 Td (70,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 523.32 Td (71,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 523.32 Td (59,019) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 509.43 Td (Net income per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 495.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.15 495.32 Td (1.68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 495.32 Td (1.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 495.32 Td (1.91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 495.32 Td (1.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 495.32 Td (1.69) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 481.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.15 481.32 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 481.32 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 481.32 Td (1.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 481.32 Td (1.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 481.32 Td (1.51) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 457.43 Td (Shares used in computing per share data:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 443.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 443.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 443.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 443.32 Td (36,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 443.32 Td (37,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 443.32 Td (34,845) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 429.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 429.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 429.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 429.32 Td (39,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 429.32 Td (40,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 429.32 Td (39,018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 415.32 Td (Cash dividend per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.15 415.32 Td (0.30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.15 415.32 Td (0.075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 415.32 Td (0.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 415.32 Td (0.04) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.65 415.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 401.43 Td (Financial Position:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 387.32 Td (Total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 387.32 Td (634,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 387.32 Td (553,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 387.32 Td (516,946) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 387.32 Td (411,182) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 387.32 Td (303,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 373.32 Td (Short-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.65 373.32 Td (943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 373.32 Td (13,711) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 373.32 Td (11,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 373.32 Td (6,667) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 373.32 Td (10,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 359.32 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 359.32 Td (121,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 359.32 Td (42,958) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 359.32 Td (69,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 359.32 Td (40,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 359.32 Td (25,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 345.32 Td (Redeemable common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 331.32 Td (Stockholders equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 331.32 Td (432,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 331.32 Td (413,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 331.32 Td (362,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 331.32 Td (316,115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 331.32 Td (231,268) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 51 0 obj <>] /Rotate 0 /Contents 52 0 R>> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item 7. 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Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 99.00 674.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.03 674.25 Td (information ) Tj ET Q q 0 0 0 rg BT 167.28 674.25 Td (contained ) Tj ET Q q 0 0 0 rg BT 209.74 674.25 Td (in ) Tj ET Q q 0 0 0 rg BT 220.54 674.25 Td (this ) Tj ET Q q 0 0 0 rg BT 238.02 674.25 Td (section ) Tj ET Q q 0 0 0 rg BT 269.37 674.25 Td (has ) Tj ET Q q 0 0 0 rg BT 286.29 674.25 Td (been ) Tj ET Q q 0 0 0 rg BT 308.19 674.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 341.20 674.25 Td (fr) Tj ET Q q 0 0 0 rg BT 347.50 674.25 Td (om ) Tj ET Q q 0 0 0 rg BT 362.75 674.25 Td (our ) Tj ET Q q 0 0 0 rg BT 379.67 674.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 421.03 674.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 459.61 674.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 504.85 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 522.88 674.25 Td (should ) Tj ET Q q 0 0 0 rg BT 552.57 674.25 Td (be ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (r) Tj ET Q q 0 0 0 rg BT 53.52 662.25 Td (ead ) Tj ET Q q 0 0 0 rg BT 69.80 662.25 Td (together ) Tj ET Q q 0 0 0 rg BT 104.96 662.25 Td (with ) Tj ET Q q 0 0 0 rg BT 124.02 662.25 Td (our ) Tj ET Q q 0 0 0 rg BT 139.75 662.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 179.92 662.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 217.31 662.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 261.37 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.21 662.25 Td (r) Tj ET Q q 0 0 0 rg BT 281.73 662.25 Td (elated ) Tj ET Q q 0 0 0 rg BT 308.00 662.25 Td (notes ) Tj ET Q q 0 0 0 rg BT 330.94 662.25 Td (included ) Tj ET Q q 0 0 0 rg BT 367.21 662.25 Td (elsewher) Tj ET Q q 0 0 0 rg BT 402.39 662.25 Td (e ) Tj ET Q q 0 0 0 rg BT 408.67 662.25 Td (in ) Tj ET Q q 0 0 0 rg BT 418.28 662.25 Td (this ) Tj ET Q q 0 0 0 rg BT 434.57 662.25 Td (document. ) Tj ET Q q 0 0 0 rg BT 477.78 662.25 Td (The ) Tj ET Q q 0 0 0 rg BT 494.62 662.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 538.13 662.25 Td (below ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 85.65 650.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 112.51 650.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 152.60 650.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 196.58 650.25 Td (within ) Tj ET Q q 0 0 0 rg BT 223.35 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.33 650.25 Td (meaning ) Tj ET Q q 0 0 0 rg BT 273.53 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 283.08 650.25 Td (Section27A) Tj ET Q q 0 0 0 rg BT 330.94 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 332.70 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 342.24 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 356.23 650.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 397.30 650.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 412.38 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 421.93 650.25 Td (1933, ) Tj ET Q q 0 0 0 rg BT 446.19 650.25 Td (as ) Tj ET Q q 0 0 0 rg BT 456.85 650.25 Td (amended, ) Tj ET Q q 0 0 0 rg BT 497.21 650.25 Td (and ) Tj ET Q q 0 0 0 rg BT 513.97 650.25 Td (Section21E ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.04 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.53 638.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 116.23 638.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 157.75 638.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 173.34 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 183.39 638.25 Td (1934, ) Tj ET Q q 0 0 0 rg BT 208.15 638.25 Td (as ) Tj ET Q q 0 0 0 rg BT 219.31 638.25 Td (amended. ) Tj ET Q q 0 0 0 rg BT 260.17 638.25 Td (These ) Tj ET Q q 0 0 0 rg BT 285.77 638.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 312.63 638.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 353.22 638.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 397.70 638.25 Td (involve ) Tj ET Q q 0 0 0 rg BT 428.84 638.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 450.00 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 467.26 638.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 521.74 638.25 Td (including, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (but ) Tj ET Q q 0 0 0 rg BT 65.49 626.25 Td (not ) Tj ET Q q 0 0 0 rg BT 80.97 626.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 111.46 626.25 Td (to: ) Tj ET Q q 0 0 0 rg BT 125.27 626.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 159.64 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 177.35 626.25 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 225.03 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 235.52 626.25 Td (services ) Tj ET Q q 0 0 0 rg BT 270.44 626.25 Td (offer) Tj ET Q q 0 0 0 rg BT 288.95 626.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 301.10 626.25 Td (by ) Tj ET Q q 0 0 0 rg BT 313.25 626.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 327.35 626.25 Td (our ) Tj ET Q q 0 0 0 rg BT 343.95 626.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 372.21 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 382.70 626.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 415.94 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 433.65 626.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 471.91 626.25 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 517.93 626.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 536.75 626.25 Td (levels, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 614.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 81.92 614.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 107.71 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 125.75 614.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 157.67 614.25 Td (by ) Tj ET Q q 0 0 0 rg BT 170.14 614.25 Td (competitors, ) Tj ET Q q 0 0 0 rg BT 222.89 614.25 Td (r) Tj ET Q q 0 0 0 rg BT 226.41 614.25 Td (egulatory ) Tj ET Q q 0 0 0 rg BT 267.76 614.25 Td (matters, ) Tj ET Q q 0 0 0 rg BT 303.30 614.25 Td (general ) Tj ET Q q 0 0 0 rg BT 336.88 614.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 378.22 614.25 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 425.42 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 443.45 614.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 483.70 614.25 Td (business ) Tj ET Q q 0 0 0 rg BT 520.63 614.25 Td (strategies. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 602.25 Td (Forwar) Tj ET Q q 0 0 0 rg BT 80.19 602.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 119.95 602.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 163.60 602.25 Td (ar) Tj ET Q q 0 0 0 rg BT 172.12 602.25 Td (e ) Tj ET Q q 0 0 0 rg BT 178.00 602.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 207.75 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.97 602.25 Td (a ) Tj ET Q q 0 0 0 rg BT 223.40 602.25 Td (number ) Tj ET Q q 0 0 0 rg BT 255.39 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.60 602.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 293.81 602.25 Td (that ) Tj ET Q q 0 0 0 rg BT 310.81 602.25 Td (could ) Tj ET Q q 0 0 0 rg BT 334.46 602.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 358.66 602.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 385.09 602.25 Td (r) Tj ET Q q 0 0 0 rg BT 388.61 602.25 Td (esults ) Tj ET Q q 0 0 0 rg BT 412.82 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 422.04 602.25 Td (differ ) Tj ET Q q 0 0 0 rg BT 445.14 602.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 487.67 602.25 Td (fr) Tj ET Q q 0 0 0 rg BT 493.97 602.25 Td (om ) Tj ET Q q 0 0 0 rg BT 507.63 602.25 Td (our ) Tj ET Q q 0 0 0 rg BT 522.96 602.25 Td (expr) Tj ET Q q 0 0 0 rg BT 540.35 602.25 Td (essed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 590.25 Td (or ) Tj ET Q q 0 0 0 rg BT 61.54 590.25 Td (implied ) Tj ET Q q 0 0 0 rg BT 94.19 590.25 Td (expectations, ) Tj ET Q q 0 0 0 rg BT 149.32 590.25 Td (including, ) Tj ET Q q 0 0 0 rg BT 192.24 590.25 Td (but ) Tj ET Q q 0 0 0 rg BT 207.67 590.25 Td (not ) Tj ET Q q 0 0 0 rg BT 223.10 590.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 253.52 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 263.95 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 280.49 590.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 334.24 590.25 Td (in ) Tj ET Q q 0 0 0 rg BT 344.67 590.25 Td (futur) Tj ET Q q 0 0 0 rg BT 363.75 590.25 Td (e ) Tj ET Q q 0 0 0 rg BT 370.84 590.25 Td (periods, ) Tj ET Q q 0 0 0 rg BT 405.99 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 422.53 590.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 450.73 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 461.16 590.25 Td (generate ) Tj ET Q q 0 0 0 rg BT 498.80 590.25 Td (working ) Tj ET Q q 0 0 0 rg BT 534.23 590.25 Td (capital ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 578.25 Td (fr) Tj ET Q q 0 0 0 rg BT 56.30 578.25 Td (om ) Tj ET Q q 0 0 0 rg BT 71.72 578.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 120.20 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.62 578.25 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 177.13 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.11 578.25 Td (our ) Tj ET Q q 0 0 0 rg BT 205.21 578.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 247.84 578.25 Td (coverage, ) Tj ET Q q 0 0 0 rg BT 290.19 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 308.39 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.81 578.25 Td (r) Tj ET Q q 0 0 0 rg BT 327.33 578.25 Td (esults ) Tj ET Q q 0 0 0 rg BT 353.31 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 364.29 578.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 404.16 578.25 Td (or ) Tj ET Q q 0 0 0 rg BT 416.25 578.25 Td (investigations. ) Tj ET Q q 0 0 0 rg BT 477.50 578.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 496.82 578.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 523.68 578.25 Td (d-looking ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 566.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 95.38 566.25 Td (can ) Tj ET Q q 0 0 0 rg BT 112.97 566.25 Td (be ) Tj ET Q q 0 0 0 rg BT 125.57 566.25 Td (identified ) Tj ET Q q 0 0 0 rg BT 166.50 566.25 Td (by ) Tj ET Q q 0 0 0 rg BT 179.10 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.47 566.25 Td (use ) Tj ET Q q 0 0 0 rg BT 210.96 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.90 566.25 Td (terminology ) Tj ET Q q 0 0 0 rg BT 273.38 566.25 Td (such ) Tj ET Q q 0 0 0 rg BT 294.87 566.25 Td (as ) Tj ET Q q 0 0 0 rg BT 306.92 566.25 Td (anticipates, ) Tj ET Q q 0 0 0 rg BT 367.59 566.25 Td (expects, ) Tj ET Q q 0 0 0 rg BT 413.79 566.25 Td (intends, ) Tj ET Q q 0 0 0 rg BT 459.46 566.25 Td (believes, ) Tj ET Q q 0 0 0 rg BT 508.45 566.25 Td (will ) Tj ET Q q 0 0 0 rg BT 537.73 566.25 Td (or ) Tj ET Q q 0 0 0 rg BT 549.79 566.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 554.25 Td (negative ) Tj ET Q q 0 0 0 rg BT 87.30 554.25 Td (ther) Tj ET Q q 0 0 0 rg BT 103.03 554.25 Td (eof ) Tj ET Q q 0 0 0 rg BT 118.67 554.25 Td (or ) Tj ET Q q 0 0 0 rg BT 130.99 554.25 Td (variations ) Tj ET Q q 0 0 0 rg BT 174.97 554.25 Td (ther) Tj ET Q q 0 0 0 rg BT 190.71 554.25 Td (eon ) Tj ET Q q 0 0 0 rg BT 208.57 554.25 Td (or ) Tj ET Q q 0 0 0 rg BT 220.89 554.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 272.08 554.25 Td (terminology) Tj ET Q q 0 0 0 rg BT 319.85 554.25 Td (. ) Tj ET Q q 0 0 0 rg BT 325.78 554.25 Td (Except ) Tj ET Q q 0 0 0 rg BT 356.40 554.25 Td (as ) Tj ET Q q 0 0 0 rg BT 368.72 554.25 Td (r) Tj ET Q q 0 0 0 rg BT 372.24 554.25 Td (equir) Tj ET Q q 0 0 0 rg BT 392.98 554.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 405.84 554.25 Td (by ) Tj ET Q q 0 0 0 rg BT 418.70 554.25 Td (law) Tj ET Q q 0 0 0 rg BT 432.41 554.25 Td (, ) Tj ET Q q 0 0 0 rg BT 438.33 554.25 Td (we ) Tj ET Q q 0 0 0 rg BT 452.87 554.25 Td (undertake ) Tj ET Q q 0 0 0 rg BT 496.28 554.25 Td (no ) Tj ET Q q 0 0 0 rg BT 509.70 554.25 Td (obligation ) Tj ET Q q 0 0 0 rg BT 554.24 554.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 542.25 Td (publicly ) Tj ET Q q 0 0 0 rg BT 84.71 542.25 Td (update ) Tj ET Q q 0 0 0 rg BT 114.43 542.25 Td (or ) Tj ET Q q 0 0 0 rg BT 125.82 542.25 Td (r) Tj ET Q q 0 0 0 rg BT 129.34 542.25 Td (evise ) Tj ET Q q 0 0 0 rg BT 151.83 542.25 Td (any ) Tj ET Q q 0 0 0 rg BT 168.76 542.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 195.63 542.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 236.45 542.25 Td (statement, ) Tj ET Q q 0 0 0 rg BT 279.78 542.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 314.49 542.25 Td (as ) Tj ET Q q 0 0 0 rg BT 325.88 542.25 Td (a ) Tj ET Q q 0 0 0 rg BT 333.38 542.25 Td (r) Tj ET Q q 0 0 0 rg BT 336.90 542.25 Td (esult ) Tj ET Q q 0 0 0 rg BT 358.29 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 368.57 542.25 Td (new ) Tj ET Q q 0 0 0 rg BT 387.18 542.25 Td (information, ) Tj ET Q q 0 0 0 rg BT 439.40 542.25 Td (futur) Tj ET Q q 0 0 0 rg BT 458.48 542.25 Td (e ) Tj ET Q q 0 0 0 rg BT 465.42 542.25 Td (events ) Tj ET Q q 0 0 0 rg BT 492.91 542.25 Td (or ) Tj ET Q q 0 0 0 rg BT 504.30 542.25 Td (otherwise.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 520.25 Td (OVER) Tj ET Q q 0 0 0 rg BT 78.54 520.25 Td (VIEW) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 486.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 107.03 486.25 Td (is ) Tj ET Q q 0 0 0 rg BT 115.84 486.25 Td (a ) Tj ET Q q 0 0 0 rg BT 122.42 486.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 154.00 486.25 Td (international ) Tj ET Q q 0 0 0 rg BT 206.68 486.25 Td (supplier ) Tj ET Q q 0 0 0 rg BT 241.04 486.25 Td (of ) Tj ET Q q 0 0 0 rg BT 251.51 486.25 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 298.64 486.25 Td (software ) Tj ET Q q 0 0 0 rg BT 335.21 486.25 Td (and ) Tj ET Q q 0 0 0 rg BT 351.79 486.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 403.34 486.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 441.60 486.25 Td (to ) Tj ET Q q 0 0 0 rg BT 451.52 486.25 Td (the ) Tj ET Q q 0 0 0 rg BT 465.88 486.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 506.34 486.25 Td (industry) Tj ET Q q 0 0 0 rg BT 538.47 486.25 Td (. ) Tj ET Q q 0 0 0 rg BT 543.11 486.25 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 474.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 89.73 474.25 Td (application ) Tj ET Q q 0 0 0 rg BT 136.95 474.25 Td (software ) Tj ET Q q 0 0 0 rg BT 174.17 474.25 Td (products ) Tj ET Q q 0 0 0 rg BT 211.40 474.25 Td (for ) Tj ET Q q 0 0 0 rg BT 225.85 474.25 Td (the ) Tj ET Q q 0 0 0 rg BT 240.86 474.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 281.97 474.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 317.54 474.25 Td (including ) Tj ET Q q 0 0 0 rg BT 358.11 474.25 Td (carrier ) Tj ET Q q 0 0 0 rg BT 386.98 474.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 423.94 474.25 Td (agency ) Tj ET Q q 0 0 0 rg BT 455.05 474.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 489.51 474.25 Td (and ) Tj ET Q q 0 0 0 rg BT 506.74 474.25 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 553.68 474.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 462.25 Td (well ) Tj ET Q q 0 0 0 rg BT 70.52 462.25 Td (as ) Tj ET Q q 0 0 0 rg BT 82.16 462.25 Td (custom ) Tj ET Q q 0 0 0 rg BT 114.35 462.25 Td (software ) Tj ET Q q 0 0 0 rg BT 152.08 462.25 Td (development. ) Tj ET Q q 0 0 0 rg BT 208.81 462.25 Td (Approximately ) Tj ET Q q 0 0 0 rg BT 272.66 462.25 Td (78% ) Tj ET Q q 0 0 0 rg BT 294.29 462.25 Td (of ) Tj ET Q q 0 0 0 rg BT 305.93 462.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.45 462.25 Td (Company) Tj ET Q q 0 0 0 rg BT 363.12 462.25 Td (s ) Tj ET Q q 0 0 0 rg BT 370.32 462.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 409.16 462.25 Td (are ) Tj ET Q q 0 0 0 rg BT 424.67 462.25 Td (recurring. ) Tj ET Q q 0 0 0 rg BT 467.12 462.25 Td (Rather ) Tj ET Q q 0 0 0 rg BT 497.08 462.25 Td (than ) Tj ET Q q 0 0 0 rg BT 517.61 462.25 Td (license ) Tj ET Q q 0 0 0 rg BT 548.67 462.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 450.25 Td (products ) Tj ET Q q 0 0 0 rg BT 86.37 450.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.08 450.25 Td (perpetuity) Tj ET Q q 0 0 0 rg BT 135.97 450.25 Td (, ) Tj ET Q q 0 0 0 rg BT 140.41 450.25 Td (we ) Tj ET Q q 0 0 0 rg BT 154.00 450.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 190.92 450.25 Td (either ) Tj ET Q q 0 0 0 rg BT 215.62 450.25 Td (license ) Tj ET Q q 0 0 0 rg BT 245.32 450.25 Td (them ) Tj ET Q q 0 0 0 rg BT 267.24 450.25 Td (for ) Tj ET Q q 0 0 0 rg BT 280.84 450.25 Td (a ) Tj ET Q q 0 0 0 rg BT 287.21 450.25 Td (few ) Tj ET Q q 0 0 0 rg BT 304.13 450.25 Td (years ) Tj ET Q q 0 0 0 rg BT 327.16 450.25 Td (with ) Tj ET Q q 0 0 0 rg BT 346.87 450.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 381.58 450.25 Td (support ) Tj ET Q q 0 0 0 rg BT 413.52 450.25 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 453.49 450.25 Td (or ) Tj ET Q q 0 0 0 rg BT 463.75 450.25 Td (license ) Tj ET Q q 0 0 0 rg BT 493.44 450.25 Td (them ) Tj ET Q q 0 0 0 rg BT 515.37 450.25 Td (on ) Tj ET Q q 0 0 0 rg BT 527.30 450.25 Td (a ) Tj ET Q q 0 0 0 rg BT 533.68 450.25 Td (limited ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 438.25 Td (term ) Tj ET Q q 0 0 0 rg BT 70.23 438.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 92.14 438.25 Td (using ) Tj ET Q q 0 0 0 rg BT 115.72 438.25 Td (a ) Tj ET Q q 0 0 0 rg BT 122.07 438.25 Td (subscription ) Tj ET Q q 0 0 0 rg BT 172.87 438.25 Td (hosting ) Tj ET Q q 0 0 0 rg BT 204.22 438.25 Td (or ) Tj ET Q q 0 0 0 rg BT 214.04 438.25 Td (ASP) Tj ET Q q 0 0 0 rg BT 232.02 438.25 Td ( ) Tj ET Q q 0 0 0 rg BT 233.92 438.25 Td (model. ) Tj ET Q q 0 0 0 rg BT 263.33 438.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 280.79 438.25 Td (goal ) Tj ET Q q 0 0 0 rg BT 299.92 438.25 Td (is ) Tj ET Q q 0 0 0 rg BT 308.49 438.25 Td (to ) Tj ET Q q 0 0 0 rg BT 318.18 438.25 Td (be ) Tj ET Q q 0 0 0 rg BT 329.53 438.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.66 438.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 375.00 438.25 Td (powerhouse ) Tj ET Q q 0 0 0 rg BT 425.23 438.25 Td (of ) Tj ET Q q 0 0 0 rg BT 435.47 438.25 Td (back-end ) Tj ET Q q 0 0 0 rg BT 474.02 438.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 514.25 438.25 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 426.25 Td (in ) Tj ET Q q 0 0 0 rg BT 61.22 426.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.87 426.25 Td (world. ) Tj ET Q q 0 0 0 rg BT 106.14 426.25 Td (During ) Tj ET Q q 0 0 0 rg BT 137.91 426.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 163.84 426.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 206.71 426.25 Td (subscription-based ) Tj ET Q q 0 0 0 rg BT 285.14 426.25 Td (and ) Tj ET Q q 0 0 0 rg BT 303.01 426.25 Td (transaction-based ) Tj ET Q q 0 0 0 rg BT 376.42 426.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 415.40 426.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 456.59 426.25 Td (by ) Tj ET Q q 0 0 0 rg BT 470.02 426.25 Td ($9.6 ) Tj ET Q q 0 0 0 rg BT 490.96 426.25 Td (million ) Tj ET Q q 0 0 0 rg BT 523.29 426.25 Td (to ) Tj ET Q q 0 0 0 rg BT 534.51 426.25 Td ($167.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 85.14 414.25 Td (while ) Tj ET Q q 0 0 0 rg BT 111.10 414.25 Td (as ) Tj ET Q q 0 0 0 rg BT 123.18 414.25 Td (a ) Tj ET Q q 0 0 0 rg BT 131.37 414.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 178.42 414.25 Td (of ) Tj ET Q q 0 0 0 rg BT 190.49 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 206.46 414.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 254.79 414.25 Td (total ) Tj ET Q q 0 0 0 rg BT 276.31 414.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 315.59 414.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 357.09 414.25 Td (to ) Tj ET Q q 0 0 0 rg BT 368.62 414.25 Td (78% ) Tj ET Q q 0 0 0 rg BT 390.70 414.25 Td (in ) Tj ET Q q 0 0 0 rg BT 402.22 414.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 428.47 414.25 Td (as ) Tj ET Q q 0 0 0 rg BT 440.55 414.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 483.72 414.25 Td (to ) Tj ET Q q 0 0 0 rg BT 495.24 414.25 Td (77% ) Tj ET Q q 0 0 0 rg BT 517.32 414.25 Td (in ) Tj ET Q q 0 0 0 rg BT 528.85 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 544.81 414.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.25 Td (2013.Subscription ) Tj ET Q q 0 0 0 rg BT 127.13 402.25 Td (based ) Tj ET Q q 0 0 0 rg BT 151.48 402.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 188.59 402.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 227.92 402.25 Td (by ) Tj ET Q q 0 0 0 rg BT 239.50 402.25 Td ($8.8 ) Tj ET Q q 0 0 0 rg BT 258.58 402.25 Td (million ) Tj ET Q q 0 0 0 rg BT 289.05 402.25 Td (to ) Tj ET Q q 0 0 0 rg BT 298.40 402.25 Td ($135.2 ) Tj ET Q q 0 0 0 rg BT 327.48 402.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 360.45 402.25 Td (and ) Tj ET Q q 0 0 0 rg BT 376.46 402.25 Td (as ) Tj ET Q q 0 0 0 rg BT 386.37 402.25 Td (a ) Tj ET Q q 0 0 0 rg BT 392.39 402.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 437.27 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 447.17 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.97 402.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 507.12 402.25 Td (total ) Tj ET Q q 0 0 0 rg BT 526.47 402.25 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 90.25 390.25 Td (to ) Tj ET Q q 0 0 0 rg BT 100.53 390.25 Td (63% ) Tj ET Q q 0 0 0 rg BT 121.36 390.25 Td (in ) Tj ET Q q 0 0 0 rg BT 131.64 390.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 156.64 390.25 Td (as ) Tj ET Q q 0 0 0 rg BT 167.47 390.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 209.39 390.25 Td (to ) Tj ET Q q 0 0 0 rg BT 219.67 390.25 Td (62% ) Tj ET Q q 0 0 0 rg BT 240.50 390.25 Td (in ) Tj ET Q q 0 0 0 rg BT 250.78 390.25 Td (the ) Tj ET Q q 0 0 0 rg BT 265.50 390.25 Td (year ) Tj ET Q q 0 0 0 rg BT 285.21 390.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 310.21 390.25 Td (6% ) Tj ET Q q 0 0 0 rg BT 326.04 390.25 Td (of ) Tj ET Q q 0 0 0 rg BT 336.87 390.25 Td (subscription ) Tj ET Q q 0 0 0 rg BT 388.25 390.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 426.29 390.25 Td (are ) Tj ET Q q 0 0 0 rg BT 441.00 390.25 Td (consulting ) Tj ET Q q 0 0 0 rg BT 485.16 390.25 Td (staf) Tj ET Q q 0 0 0 rg BT 499.42 390.25 Td (fing ) Tj ET Q q 0 0 0 rg BT 518.03 390.25 Td (related.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 368.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.54 368.25 Td (Company) Tj ET Q q 0 0 0 rg BT 159.20 368.25 Td (s ) Tj ET Q q 0 0 0 rg BT 166.09 368.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 213.51 368.25 Td (vision ) Tj ET Q q 0 0 0 rg BT 240.95 368.25 Td (is ) Tj ET Q q 0 0 0 rg BT 250.62 368.25 Td (to ) Tj ET Q q 0 0 0 rg BT 261.39 368.25 Td (focus ) Tj ET Q q 0 0 0 rg BT 286.04 368.25 Td (on ) Tj ET Q q 0 0 0 rg BT 299.03 368.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.24 368.25 Td (conver) Tj ET Q q 0 0 0 rg BT 341.27 368.25 Td (gence ) Tj ET Q q 0 0 0 rg BT 367.57 368.25 Td (of ) Tj ET Q q 0 0 0 rg BT 378.90 368.25 Td (all ) Tj ET Q q 0 0 0 rg BT 391.88 368.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 433.19 368.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 474.50 368.25 Td (in ) Tj ET Q q 0 0 0 rg BT 485.27 368.25 Td (a ) Tj ET Q q 0 0 0 rg BT 492.71 368.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 525.68 368.25 Td (such ) Tj ET Q q 0 0 0 rg BT 547.00 368.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.25 Td (data ) Tj ET Q q 0 0 0 rg BT 69.42 356.25 Td (can ) Tj ET Q q 0 0 0 rg BT 86.06 356.25 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 132.15 356.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 153.24 356.25 Td (from ) Tj ET Q q 0 0 0 rg BT 175.44 356.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 200.98 356.25 Td (to ) Tj ET Q q 0 0 0 rg BT 211.52 356.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 237.05 356.25 Td (once ) Tj ET Q q 0 0 0 rg BT 258.69 356.25 Td (an ) Tj ET Q q 0 0 0 rg BT 270.89 356.25 Td (initial ) Tj ET Q q 0 0 0 rg BT 296.99 356.25 Td (data ) Tj ET Q q 0 0 0 rg BT 316.40 356.25 Td (entry ) Tj ET Q q 0 0 0 rg BT 339.71 356.25 Td (has ) Tj ET Q q 0 0 0 rg BT 355.81 356.25 Td (been ) Tj ET Q q 0 0 0 rg BT 377.45 356.25 Td (made. ) Tj ET Q q 0 0 0 rg BT 404.36 356.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 422.68 356.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 465.99 356.25 Td (include ) Tj ET Q q 0 0 0 rg BT 498.18 356.25 Td (many ) Tj ET Q q 0 0 0 rg BT 523.16 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 534.26 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 549.24 356.25 Td (top ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 344.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.82 344.25 Td (and ) Tj ET Q q 0 0 0 rg BT 107.75 344.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 145.23 344.25 Td (sector ) Tj ET Q q 0 0 0 rg BT 171.61 344.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 216.88 344.25 Td (in ) Tj ET Q q 0 0 0 rg BT 227.15 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.87 344.25 Td (world.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 322.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.30 322.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 158.38 322.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 193.91 322.25 Td (is ) Tj ET Q q 0 0 0 rg BT 203.34 322.25 Td (under) Tj ET Q q 0 0 0 rg BT 225.93 322.25 Td (going ) Tj ET Q q 0 0 0 rg BT 251.47 322.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 296.44 322.25 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 353.08 322.25 Td (and ) Tj ET Q q 0 0 0 rg BT 370.27 322.25 Td (therefore ) Tj ET Q q 0 0 0 rg BT 409.11 322.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 443.53 322.25 Td (from, ) Tj ET Q q 0 0 0 rg BT 468.22 322.25 Td (economies ) Tj ET Q q 0 0 0 rg BT 513.74 322.25 Td (of ) Tj ET Q q 0 0 0 rg BT 524.83 322.25 Td (scale ) Tj ET Q q 0 0 0 rg BT 547.58 322.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.25 Td (scope ) Tj ET Q q 0 0 0 rg BT 75.20 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 85.41 310.25 Td (providing ) Tj ET Q q 0 0 0 rg BT 126.73 310.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 167.47 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 177.68 310.25 Td (a ) Tj ET Q q 0 0 0 rg BT 184.55 310.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 234.19 310.25 Td (environment. ) Tj ET Q q 0 0 0 rg BT 289.48 310.25 Td (The ) Tj ET Q q 0 0 0 rg BT 307.46 310.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 348.21 310.25 Td (markets ) Tj ET Q q 0 0 0 rg BT 382.29 310.25 Td (have ) Tj ET Q q 0 0 0 rg BT 403.60 310.25 Td (also ) Tj ET Q q 0 0 0 rg BT 422.14 310.25 Td (seen ) Tj ET Q q 0 0 0 rg BT 442.34 310.25 Td (a ) Tj ET Q q 0 0 0 rg BT 449.21 310.25 Td (steady ) Tj ET Q q 0 0 0 rg BT 477.19 310.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 512.37 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 522.58 310.25 Td (initiatives ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.03 298.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 88.93 298.25 Td (paper) Tj ET Q q 0 0 0 rg BT 110.94 298.25 Td (-based ) Tj ET Q q 0 0 0 rg BT 139.29 298.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 179.86 298.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.56 298.25 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 233.78 298.25 Td (improvements ) Tj ET Q q 0 0 0 rg BT 293.25 298.25 Td (in ) Tj ET Q q 0 0 0 rg BT 303.28 298.25 Td (ef) Tj ET Q q 0 0 0 rg BT 310.87 298.25 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 345.32 298.25 Td (both ) Tj ET Q q 0 0 0 rg BT 365.36 298.25 Td (at ) Tj ET Q q 0 0 0 rg BT 374.83 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.30 298.25 Td (back-end ) Tj ET Q q 0 0 0 rg BT 428.20 298.25 Td (side ) Tj ET Q q 0 0 0 rg BT 446.56 298.25 Td (and ) Tj ET Q q 0 0 0 rg BT 463.25 298.25 Td (also ) Tj ET Q q 0 0 0 rg BT 481.61 298.25 Td (at ) Tj ET Q q 0 0 0 rg BT 491.08 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.55 298.25 Td (consumer) Tj ET Q q 0 0 0 rg BT 544.23 298.25 Td (-end ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (side. ) Tj ET Q q 0 0 0 rg BT 70.63 286.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 92.64 286.25 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 148.54 286.25 Td (has ) Tj ET Q q 0 0 0 rg BT 163.89 286.25 Td (involved ) Tj ET Q q 0 0 0 rg BT 200.91 286.25 Td (both ) Tj ET Q q 0 0 0 rg BT 220.70 286.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 261.04 286.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 293.03 286.25 Td (and ) Tj ET Q q 0 0 0 rg BT 309.49 286.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 349.82 286.25 Td (brokers ) Tj ET Q q 0 0 0 rg BT 381.83 286.25 Td (and ) Tj ET Q q 0 0 0 rg BT 398.28 286.25 Td (is ) Tj ET Q q 0 0 0 rg BT 406.97 286.25 Td (directly ) Tj ET Q q 0 0 0 rg BT 439.53 286.25 Td (impacting ) Tj ET Q q 0 0 0 rg BT 481.54 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.78 286.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 527.78 286.25 Td (in ) Tj ET Q q 0 0 0 rg BT 537.58 286.25 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 91.31 274.25 Td (products ) Tj ET Q q 0 0 0 rg BT 128.74 274.25 Td (are ) Tj ET Q q 0 0 0 rg BT 143.94 274.25 Td (distributed. ) Tj ET Q q 0 0 0 rg BT 192.21 274.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 247.40 274.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 283.16 274.25 Td (the ) Tj ET Q q 0 0 0 rg BT 298.37 274.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 339.68 274.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 375.45 274.25 Td (will ) Tj ET Q q 0 0 0 rg BT 394.00 274.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 431.43 274.25 Td (to ) Tj ET Q q 0 0 0 rg BT 442.20 274.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 488.49 274.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 533.70 274.25 Td (change ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.02 262.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 107.35 262.25 Td (ef) Tj ET Q q 0 0 0 rg BT 114.94 262.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 155.83 262.25 Td (through ) Tj ET Q q 0 0 0 rg BT 189.52 262.25 Td (online ) Tj ET Q q 0 0 0 rg BT 217.10 262.25 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 261.32 262.25 Td (as ) Tj ET Q q 0 0 0 rg BT 272.23 262.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 306.46 262.25 Td (paper) Tj ET Q q 0 0 0 rg BT 328.47 262.25 Td (-based ) Tj ET Q q 0 0 0 rg BT 357.15 262.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 398.05 262.25 Td (are ) Tj ET Q q 0 0 0 rg BT 412.83 262.25 Td (becoming ) Tj ET Q q 0 0 0 rg BT 454.85 262.25 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 506.30 262.25 Td (a ) Tj ET Q q 0 0 0 rg BT 513.32 262.25 Td (norm ) Tj ET Q q 0 0 0 rg BT 537.01 262.25 Td (across ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 250.25 Td (world ) Tj ET Q q 0 0 0 rg BT 90.55 250.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 131.36 250.25 Td (markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 228.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 152.70 228.25 Td (focuses ) Tj ET Q q 0 0 0 rg BT 184.19 228.25 Td (on ) Tj ET Q q 0 0 0 rg BT 195.69 228.25 Td (a ) Tj ET Q q 0 0 0 rg BT 201.62 228.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 230.88 228.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.71 228.25 Td (key ) Tj ET Q q 0 0 0 rg BT 256.65 228.25 Td (indicators ) Tj ET Q q 0 0 0 rg BT 297.58 228.25 Td (to ) Tj ET Q q 0 0 0 rg BT 306.86 228.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 340.02 228.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 379.28 228.25 Td (and ) Tj ET Q q 0 0 0 rg BT 395.22 228.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 431.70 228.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 486.11 228.25 Td (These ) Tj ET Q q 0 0 0 rg BT 511.48 228.25 Td (performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 216.25 Td (indicators ) Tj ET Q q 0 0 0 rg BT 92.60 216.25 Td (include ) Tj ET Q q 0 0 0 rg BT 125.21 216.25 Td (measurements ) Tj ET Q q 0 0 0 rg BT 185.58 216.25 Td (of ) Tj ET Q q 0 0 0 rg BT 197.08 216.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 231.90 216.25 Td (growth, ) Tj ET Q q 0 0 0 rg BT 265.90 216.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 306.84 216.25 Td (income, ) Tj ET Q q 0 0 0 rg BT 341.94 216.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 382.88 216.25 Td (mar) Tj ET Q q 0 0 0 rg BT 398.24 216.25 Td (gin, ) Tj ET Q q 0 0 0 rg BT 416.69 216.25 Td (income ) Tj ET Q q 0 0 0 rg BT 449.30 216.25 Td (from ) Tj ET Q q 0 0 0 rg BT 471.91 216.25 Td (continuing ) Tj ET Q q 0 0 0 rg BT 517.85 216.25 Td (operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 204.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 79.38 204.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 114.86 204.25 Td (per ) Tj ET Q q 0 0 0 rg BT 129.24 204.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 154.44 204.25 Td (and ) Tj ET Q q 0 0 0 rg BT 170.49 204.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 189.86 204.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 227.02 204.25 Td (by ) Tj ET Q q 0 0 0 rg BT 238.62 204.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 277.99 204.25 Td (activities. ) Tj ET Q q 0 0 0 rg BT 318.08 204.25 Td (W) Tj ET Q q 0 0 0 rg BT 326.72 204.25 Td (e ) Tj ET Q q 0 0 0 rg BT 332.76 204.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 366.04 204.25 Td (these ) Tj ET Q q 0 0 0 rg BT 388.19 204.25 Td (indicators, ) Tj ET Q q 0 0 0 rg BT 431.73 204.25 Td (in ) Tj ET Q q 0 0 0 rg BT 441.11 204.25 Td (conjunction ) Tj ET Q q 0 0 0 rg BT 489.93 204.25 Td (with ) Tj ET Q q 0 0 0 rg BT 509.32 204.25 Td (our ) Tj ET Q q 0 0 0 rg BT 524.25 204.25 Td (corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 192.25 Td (governance ) Tj ET Q q 0 0 0 rg BT 98.58 192.25 Td (practices, ) Tj ET Q q 0 0 0 rg BT 139.12 192.25 Td (to ) Tj ET Q q 0 0 0 rg BT 149.39 192.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 177.99 192.25 Td (that ) Tj ET Q q 0 0 0 rg BT 195.49 192.25 Td (our ) Tj ET Q q 0 0 0 rg BT 211.32 192.25 Td (business ) Tj ET Q q 0 0 0 rg BT 247.71 192.25 Td (is ) Tj ET Q q 0 0 0 rg BT 256.88 192.25 Td (ef) Tj ET Q q 0 0 0 rg BT 264.47 192.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 300.29 192.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 338.88 192.25 Td (and ) Tj ET Q q 0 0 0 rg BT 355.82 192.25 Td (that ) Tj ET Q q 0 0 0 rg BT 373.32 192.25 Td (ef) Tj ET Q q 0 0 0 rg BT 380.90 192.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 410.61 192.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 445.32 192.25 Td (are ) Tj ET Q q 0 0 0 rg BT 460.03 192.25 Td (maintained.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 170.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.05 170.25 Td (key ) Tj ET Q q 0 0 0 rg BT 133.99 170.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 187.01 170.25 Td (indicators ) Tj ET Q q 0 0 0 rg BT 228.94 170.25 Td (for ) Tj ET Q q 0 0 0 rg BT 243.10 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.82 170.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 286.97 170.25 Td (months ) Tj ET Q q 0 0 0 rg BT 318.92 170.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 170.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 403.88 170.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.88 170.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.88 170.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.88 170.25 Td (, ) Tj ET Q q 0 0 0 rg BT 453.88 170.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.82 170.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.82 170.25 Td ( ) Tj ET Q q 0 0 0 rg BT 493.32 170.25 Td (were ) Tj ET Q q 0 0 0 rg BT 515.25 170.25 Td (as ) Tj ET Q q 0 0 0 rg BT 526.08 170.25 Td (follows:) Tj ET Q endstream endobj 53 0 obj <>] /Rotate 0 /Contents 54 0 R>> endobj 54 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (23) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 712.50 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 712.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 712.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 712.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 712.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 712.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 712.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 684.50 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 684.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 684.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 684.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 684.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 684.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 684.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 656.50 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 656.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 656.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 656.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 656.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 656.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 656.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 628.50 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 628.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 628.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 628.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 628.50 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 628.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 628.50 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 725.5 m 424.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 725.5 m 428.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 725.5 m 493.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 725.5 m 497.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 725.5 m 562.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 712.5 m 355.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 712.5 m 424.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 712.5 m 493.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 712.5 m 562.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 712.5 m 424.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 712.5 m 493.5 712.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 712.5 m 562.5 712.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.65 739.23 Td (Key Performance Indicators) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.45 729.23 Td (T) Tj ET Q q 0 0 0 rg BT 388.38 729.23 Td (welve Months Ended December) Tj ET Q q 0 0 0 rg BT 523.46 729.23 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 716.23 Td (\(Dollar amounts in thousands except per share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 716.23 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.50 716.23 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.50 716.23 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 703.07 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 703.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 703.07 Td (214,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 703.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 703.07 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 703.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 703.07 Td (199,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 689.07 Td (Revenue growth) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 689.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 689.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 689.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 689.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 689.07 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 689.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 675.07 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 675.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 675.07 Td (79,672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 675.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 675.07 Td (75,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 675.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 675.07 Td (77,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 661.07 Td (Operating margin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 661.07 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 661.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 661.07 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 661.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 661.07 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 661.07 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 647.07 Td (Net Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 647.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 647.07 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 647.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 647.07 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 647.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 647.07 Td (70,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 633.07 Td (Diluted earnings per share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 633.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 633.07 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 633.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 633.07 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 633.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 633.07 Td (1.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 619.07 Td (Cash provided by operating activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 619.07 Td (58,510) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 619.07 Td (57,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 619.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 619.07 Td (72,295) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 593.00 Td (RESUL) Tj ET Q q 0 0 0 rg BT 82.43 593.00 Td (TS ) Tj ET Q q 0 0 0 rg BT 97.16 593.00 Td (OF) Tj ET Q q 0 0 0 rg BT 110.67 593.00 Td ( ) Tj ET Q q 0 0 0 rg BT 113.17 593.00 Td (OPERA) Tj ET Q q 0 0 0 rg BT 147.43 593.00 Td (TIONS) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 515.50 235.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 515.50 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 515.50 71.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 515.50 4.00 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487.69 739.23 Td (ear) Tj ET Q q 0 0 0 rg BT 501.38 739.23 Td ( Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.90 729.23 Td (December) Tj ET Q q 0 0 0 rg BT 504.02 729.23 Td ( 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 716.23 Td (\(dollar amounts in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 716.23 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.00 716.23 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 703.07 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 703.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 703.07 Td (169,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 703.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 703.07 Td (163,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 689.07 Td (Broker Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 689.07 Td (17,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 689.07 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 675.07 Td (Risk Compliance Solutions \(RCS\), fka Business Process Outsourcing \(BPO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 675.07 Td (21,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 675.07 Td (15,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 661.07 Td (Carrier Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 661.07 Td (5,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.15 661.07 Td (6,729) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 647.23 Td (Totals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.00 647.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 647.23 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 647.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.15 647.23 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 622.00 Td (During ) Tj ET Q q 0 0 0 rg BT 129.02 622.00 Td (the ) Tj ET Q q 0 0 0 rg BT 142.92 622.00 Td (twelve ) Tj ET Q q 0 0 0 rg BT 171.26 622.00 Td (months ) Tj ET Q q 0 0 0 rg BT 202.40 622.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.96 622.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 285.73 622.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.73 622.00 Td ( ) Tj ET Q q 0 0 0 rg BT 307.42 622.00 Td (our ) Tj ET Q q 0 0 0 rg BT 322.44 622.00 Td (total ) Tj ET Q q 0 0 0 rg BT 341.90 622.00 Td (revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.23 622.00 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.98 622.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.67 622.00 Td ($9.6 ) Tj ET Q q 0 0 0 rg BT 433.86 622.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.75 622.00 Td (, ) Tj ET Q q 0 0 0 rg BT 466.94 622.00 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.95 622.00 Td (5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.28 622.00 Td (, ) Tj ET Q q 0 0 0 rg BT 494.47 622.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.94 622.00 Td ($214.3 ) Tj ET Q q 0 0 0 rg BT 533.12 622.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.02 622.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 91.77 610.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.90 610.00 Td ($204.7 ) Tj ET Q q 0 0 0 rg BT 131.75 610.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.64 610.00 Td ( ) Tj ET Q q 0 0 0 rg BT 162.98 610.00 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.11 610.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.11 610.00 Td (. ) Tj ET Q q 0 0 0 rg BT 197.79 610.00 Td (The ) Tj ET Q q 0 0 0 rg BT 215.68 610.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 256.92 610.00 Td (continues ) Tj ET Q q 0 0 0 rg BT 297.59 610.00 Td (to ) Tj ET Q q 0 0 0 rg BT 307.72 610.00 Td (leverage ) Tj ET Q q 0 0 0 rg BT 343.93 610.00 Td (product ) Tj ET Q q 0 0 0 rg BT 376.82 610.00 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 429.71 610.00 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 484.84 610.00 Td (across ) Tj ET Q q 0 0 0 rg BT 512.17 610.00 Td (all ) Tj ET Q q 0 0 0 rg BT 524.52 610.00 Td (channels, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.00 Td (as ) Tj ET Q q 0 0 0 rg BT 60.05 598.00 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 101.74 598.00 Td (by ) Tj ET Q q 0 0 0 rg BT 113.45 598.00 Td (our ) Tj ET Q q 0 0 0 rg BT 128.50 598.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 167.98 598.00 Td (philosophy ) Tj ET Q q 0 0 0 rg BT 214.14 598.00 Td (and ) Tj ET Q q 0 0 0 rg BT 230.29 598.00 Td (business ) Tj ET Q q 0 0 0 rg BT 265.90 598.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 311.50 598.00 Td (strategy) Tj ET Q q 0 0 0 rg BT 342.50 598.00 Td (. ) Tj ET Q q 0 0 0 rg BT 346.59 598.00 Td (W) Tj ET Q q 0 0 0 rg BT 355.63 598.00 Td (ith ) Tj ET Q q 0 0 0 rg BT 367.90 598.00 Td (respect ) Tj ET Q q 0 0 0 rg BT 397.94 598.00 Td (to ) Tj ET Q q 0 0 0 rg BT 407.43 598.00 Td (business ) Tj ET Q q 0 0 0 rg BT 443.04 598.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 492.52 598.00 Td (completed ) Tj ET Q q 0 0 0 rg BT 535.89 598.00 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.00 Td (the ) Tj ET Q q 0 0 0 rg BT 64.61 586.00 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 88.66 586.00 Td (years ) Tj ET Q q 0 0 0 rg BT 112.15 586.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 134.54 586.00 Td (and ) Tj ET Q q 0 0 0 rg BT 151.37 586.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 173.76 586.00 Td (on ) Tj ET Q q 0 0 0 rg BT 186.16 586.00 Td (a ) Tj ET Q q 0 0 0 rg BT 192.99 586.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 208.71 586.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 234.98 586.00 Td (basis, ) Tj ET Q q 0 0 0 rg BT 259.87 586.00 Td (as ) Tj ET Q q 0 0 0 rg BT 270.60 586.00 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 310.21 586.00 Td (in ) Tj ET Q q 0 0 0 rg BT 320.38 586.00 Td (the ) Tj ET Q q 0 0 0 rg BT 334.99 586.00 Td (table ) Tj ET Q q 0 0 0 rg BT 356.81 586.00 Td (in ) Tj ET Q q 0 0 0 rg BT 366.98 586.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 388.81 586.00 Td (4 ) Tj ET Q q 0 0 0 rg BT 396.21 586.00 Td (Pro ) Tj ET Q q 0 0 0 rg BT 416.93 586.00 Td (Forma ) Tj ET Q q 0 0 0 rg BT 445.43 586.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 485.03 586.00 Td (Information ) Tj ET Q q 0 0 0 rg BT 539.63 586.00 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 586.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.00 Td (enclosed ) Tj ET Q q 0 0 0 rg BT 87.77 574.00 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 143.34 574.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 183.34 574.00 Td (Statements, ) Tj ET Q q 0 0 0 rg BT 232.51 574.00 Td (combined ) Tj ET Q q 0 0 0 rg BT 274.73 574.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 290.85 574.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 317.52 574.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 355.85 574.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 396.39 574.00 Td (2.3% ) Tj ET Q q 0 0 0 rg BT 420.01 574.00 Td (to ) Tj ET Q q 0 0 0 rg BT 430.58 574.00 Td ($262.7 ) Tj ET Q q 0 0 0 rg BT 460.87 574.00 Td (million ) Tj ET Q q 0 0 0 rg BT 492.55 574.00 Td (for ) Tj ET Q q 0 0 0 rg BT 507.00 574.00 Td (the ) Tj ET Q q 0 0 0 rg BT 522.00 574.00 Td (year ) Tj ET Q q 0 0 0 rg BT 542.00 574.00 Td (2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.00 Td (from ) Tj ET Q q 0 0 0 rg BT 71.99 562.00 Td (the ) Tj ET Q q 0 0 0 rg BT 86.75 562.00 Td ($260.5 ) Tj ET Q q 0 0 0 rg BT 116.80 562.00 Td (million ) Tj ET Q q 0 0 0 rg BT 148.24 562.00 Td (of ) Tj ET Q q 0 0 0 rg BT 159.12 562.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 174.99 562.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 201.42 562.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 235.61 562.00 Td (for ) Tj ET Q q 0 0 0 rg BT 249.82 562.00 Td (the ) Tj ET Q q 0 0 0 rg BT 264.58 562.00 Td ( ) Tj ET Q q 0 0 0 rg BT 267.13 562.00 Td (year ) Tj ET Q q 0 0 0 rg BT 286.89 562.00 Td (2013, ) Tj ET Q q 0 0 0 rg BT 311.94 562.00 Td (with ) Tj ET Q q 0 0 0 rg BT 332.26 562.00 Td (the ) Tj ET Q q 0 0 0 rg BT 347.03 562.00 Td (change ) Tj ET Q q 0 0 0 rg BT 377.89 562.00 Td (in ) Tj ET Q q 0 0 0 rg BT 388.22 562.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 428.52 562.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 449.94 562.00 Td (adversely ) Tj ET Q q 0 0 0 rg BT 490.81 562.00 Td (ef) Tj ET Q q 0 0 0 rg BT 498.39 562.00 Td (fecting ) Tj ET Q q 0 0 0 rg BT 528.71 562.00 Td (reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 87.88 550.00 Td (by ) Tj ET Q q 0 0 0 rg BT 100.23 550.00 Td (\($3.2\) ) Tj ET Q q 0 0 0 rg BT 126.74 550.00 Td (million, ) Tj ET Q q 0 0 0 rg BT 160.48 550.00 Td (whereas ) Tj ET Q q 0 0 0 rg BT 195.59 550.00 Td (there ) Tj ET Q q 0 0 0 rg BT 217.92 550.00 Td (was ) Tj ET Q q 0 0 0 rg BT 235.82 550.00 Td (a ) Tj ET Q q 0 0 0 rg BT 242.60 550.00 Td (4.7% ) Tj ET Q q 0 0 0 rg BT 265.78 550.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 300.88 550.00 Td (in ) Tj ET Q q 0 0 0 rg BT 311.01 550.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 346.67 550.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 384.56 550.00 Td (for ) Tj ET Q q 0 0 0 rg BT 398.57 550.00 Td (the ) Tj ET Q q 0 0 0 rg BT 413.13 550.00 Td (same ) Tj ET Q q 0 0 0 rg BT 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(compared ) Tj ET Q q 0 0 0 rg BT 471.22 538.00 Td (to ) Tj ET Q q 0 0 0 rg BT 481.35 538.00 Td (the ) Tj ET Q q 0 0 0 rg BT 495.93 538.00 Td (1.2% ) Tj ET Q q 0 0 0 rg BT 519.11 538.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 554.22 538.00 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 73.56 526.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 90.45 526.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 117.89 526.00 Td (versus ) Tj ET Q q 0 0 0 rg BT 147.01 526.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 170.57 526.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 187.46 526.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 214.90 526.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 250.11 526.00 Td (is ) Tj ET Q q 0 0 0 rg BT 260.34 526.00 Td (due ) Tj ET Q q 0 0 0 rg BT 278.34 526.00 Td (to ) Tj ET Q q 0 0 0 rg BT 289.68 526.00 Td (the ) Tj ET Q q 0 0 0 rg BT 305.46 526.00 Td (ef) Tj ET Q q 0 0 0 rg BT 313.05 526.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 331.59 526.00 Td (of ) Tj ET Q q 0 0 0 rg BT 343.49 526.00 Td (combining ) Tj ET Q q 0 0 0 rg BT 389.82 526.00 Td (the ) Tj ET Q q 0 0 0 rg BT 405.60 526.00 Td (additional ) Tj ET Q q 0 0 0 rg BT 449.15 526.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 484.36 526.00 Td (derived ) Tj ET Q q 0 0 0 rg BT 517.91 526.00 Td (from ) Tj ET Q q 0 0 0 rg BT 540.91 526.00 Td (those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.00 Td (businesses ) Tj ET Q q 0 0 0 rg BT 94.42 514.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 131.03 514.00 Td (during ) Tj ET Q q 0 0 0 rg BT 159.34 514.00 Td (the ) Tj ET Q q 0 0 0 rg BT 173.75 514.00 Td (years ) Tj ET Q q 0 0 0 rg BT 197.04 514.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 219.23 514.00 Td (and ) Tj ET Q q 0 0 0 rg BT 235.86 514.00 Td (2013, ) Tj ET Q q 0 0 0 rg BT 260.56 514.00 Td (specifically ) Tj ET Q q 0 0 0 rg BT 308.84 514.00 Td (Curepet, ) Tj ET Q q 0 0 0 rg BT 345.19 514.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 392.92 514.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 423.00 514.00 Td (V) Tj ET Q q 0 0 0 rg BT 429.11 514.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 453.79 514.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 496.25 514.00 Td (i3, ) Tj ET Q q 0 0 0 rg BT 508.73 514.00 Td (and ) Tj ET Q q 0 0 0 rg BT 525.36 514.00 Td (Qatarlyst ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.00 Td (with ) Tj ET Q q 0 0 0 rg BT 70.47 502.00 Td (the ) Tj ET Q q 0 0 0 rg BT 85.38 502.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 132.65 502.00 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 183.11 502.00 Td (operations. ) Tj ET Q q 0 0 0 rg BT 229.76 502.00 Td (The ) Tj ET Q q 0 0 0 rg BT 248.00 502.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 270.70 502.00 Td (and ) Tj ET Q q 0 0 0 rg BT 287.83 502.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 310.52 502.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 326.54 502.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 353.11 502.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 390.79 502.00 Td (information ) Tj ET Q q 0 0 0 rg BT 440.69 502.00 Td (assumes ) Tj ET Q q 0 0 0 rg BT 476.71 502.00 Td (that ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 494.40234375 500.6669921875 m 504.3974609375 500.6669921875 l s q 0 0 0 rg BT 494.40 502.00 Td (all) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.40 502.00 Td ( ) Tj ET Q q 0 0 0 rg BT 507.09 502.00 Td (such ) Tj ET Q q 0 0 0 rg BT 528.11 502.00 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 101.13 490.00 Td (were ) Tj ET Q q 0 0 0 rg BT 123.91 490.00 Td (made ) Tj ET Q q 0 0 0 rg BT 148.92 490.00 Td (on ) Tj ET Q q 0 0 0 rg BT 162.27 490.00 Td (January ) Tj ET Q q 0 0 0 rg BT 196.72 490.00 Td (1, ) Tj ET Q q 0 0 0 rg BT 207.58 490.00 Td (2013, ) Tj ET Q q 0 0 0 rg BT 233.43 490.00 Td (whereas ) Tj ET Q q 0 0 0 rg BT 269.54 490.00 Td (the ) Tj ET Q q 0 0 0 rg BT 285.11 490.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 333.05 490.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 369.72 490.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 408.05 490.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 453.62 490.00 Td (for ) Tj ET Q q 0 0 0 rg BT 468.63 490.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 491.98 490.00 Td (only ) Tj ET Q q 0 0 0 rg BT 513.11 490.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 549.79 490.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 90.74 478.00 Td (results ) Tj ET Q q 0 0 0 rg BT 119.82 478.00 Td (from ) Tj ET Q q 0 0 0 rg BT 142.24 478.00 Td (the ) Tj ET Q q 0 0 0 rg BT 157.43 478.00 Td (businesses ) Tj ET Q q 0 0 0 rg BT 202.62 478.00 Td (since ) Tj ET Q q 0 0 0 rg BT 226.15 478.00 Td (the ) Tj ET Q q 0 0 0 rg BT 241.34 478.00 Td (ef) Tj ET Q q 0 0 0 rg BT 248.93 478.00 Td (fective ) Tj ET Q q 0 0 0 rg BT 279.10 478.00 Td (date ) Tj ET Q q 0 0 0 rg BT 298.73 478.00 Td (that ) Tj ET Q q 0 0 0 rg BT 316.70 478.00 Td (they ) Tj ET Q q 0 0 0 rg BT 336.90 478.00 Td (were ) Tj ET Q q 0 0 0 rg BT 359.30 478.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 396.70 478.00 Td (by ) Tj ET Q q 0 0 0 rg BT 409.67 478.00 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 434.04 478.00 Td (and ) Tj ET Q q 0 0 0 rg BT 451.45 478.00 Td (thusly ) Tj ET Q q 0 0 0 rg BT 478.87 478.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 515.17 478.00 Td (only ) Tj ET Q q 0 0 0 rg BT 535.93 478.00 Td (eleven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.00 Td (months ) Tj ET Q q 0 0 0 rg BT 81.25 466.00 Td (of ) Tj ET Q q 0 0 0 rg BT 91.38 466.00 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 127.89 466.00 Td (eight ) Tj ET Q q 0 0 0 rg BT 149.68 466.00 Td (months ) Tj ET Q q 0 0 0 rg BT 180.93 466.00 Td (of ) Tj ET Q q 0 0 0 rg BT 191.06 466.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 238.39 466.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 268.23 466.00 Td (three ) Tj ET Q q 0 0 0 rg BT 290.02 466.00 Td (months ) Tj ET Q q 0 0 0 rg BT 321.26 466.00 Td (of ) Tj ET Q q 0 0 0 rg BT 331.26 466.00 Td (V) Tj ET Q q 0 0 0 rg BT 337.38 466.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 361.66 466.00 Td (and ) Tj ET Q q 0 0 0 rg BT 377.90 466.00 Td (one ) Tj ET Q q 0 0 0 rg BT 394.13 466.00 Td (month ) Tj ET Q q 0 0 0 rg BT 421.49 466.00 Td (each ) Tj ET Q q 0 0 0 rg BT 441.60 466.00 Td (for ) Tj ET Q q 0 0 0 rg BT 455.06 466.00 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 494.63 466.00 Td (and ) Tj ET Q q 0 0 0 rg BT 510.86 466.00 Td (i3. ) Tj ET Q q 0 0 0 rg BT 522.94 466.00 Td (Similarly) Tj ET Q q 0 0 0 rg BT 559.51 466.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.00 Td (the ) Tj ET Q q 0 0 0 rg BT 64.92 454.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 87.62 454.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 103.65 454.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 130.23 454.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 167.91 454.00 Td (information ) Tj ET Q q 0 0 0 rg BT 217.83 454.00 Td (below ) Tj ET Q q 0 0 0 rg BT 244.97 454.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 280.99 454.00 Td (a ) Tj ET Q q 0 0 0 rg BT 288.13 454.00 Td (full ) Tj ET Q q 0 0 0 rg BT 304.72 454.00 Td (year ) Tj ET Q q 0 0 0 rg BT 324.63 454.00 Td (of ) Tj ET Q q 0 0 0 rg BT 335.66 454.00 Td (results ) Tj ET Q q 0 0 0 rg BT 364.47 454.00 Td (for ) Tj ET Q q 0 0 0 rg BT 378.83 454.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 427.07 454.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 457.62 454.00 Td (V) Tj ET Q q 0 0 0 rg BT 463.73 454.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 488.92 454.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 531.89 454.00 Td (i3 ) Tj ET Q q 0 0 0 rg BT 542.37 454.00 Td (, ) Tj ET Q q 0 0 0 rg BT 547.57 454.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.00 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 89.86 442.00 Td (as ) Tj ET Q q 0 0 0 rg BT 101.40 442.00 Td (if ) Tj ET Q q 0 0 0 rg BT 110.71 442.00 Td (they ) Tj ET Q q 0 0 0 rg BT 131.13 442.00 Td (had ) Tj ET Q q 0 0 0 rg BT 148.78 442.00 Td (been ) Tj ET Q q 0 0 0 rg BT 170.86 442.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 208.49 442.00 Td (on ) Tj ET Q q 0 0 0 rg BT 221.69 442.00 Td (January ) Tj ET Q q 0 0 0 rg BT 256.00 442.00 Td (1, ) Tj ET Q q 0 0 0 rg BT 266.70 442.00 Td (2013, ) Tj ET Q q 0 0 0 rg BT 292.41 442.00 Td (whereas ) Tj ET Q q 0 0 0 rg BT 328.37 442.00 Td (the ) Tj ET Q q 0 0 0 rg BT 343.80 442.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 391.58 442.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 428.10 442.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 466.29 442.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 511.71 442.00 Td (for ) Tj ET Q q 0 0 0 rg BT 526.57 442.00 Td (the ) Tj ET Q q 0 0 0 rg BT 541.99 442.00 Td (2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 85.44 430.00 Td (no ) Tj ET Q q 0 0 0 rg BT 97.56 430.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 123.55 430.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 160.65 430.00 Td (results ) Tj ET Q q 0 0 0 rg BT 188.88 430.00 Td (for ) Tj ET Q q 0 0 0 rg BT 202.66 430.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 250.31 430.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 280.33 430.00 Td (V) Tj ET Q q 0 0 0 rg BT 286.44 430.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 311.04 430.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 353.43 430.00 Td (i3, ) Tj ET Q q 0 0 0 rg BT 365.83 430.00 Td (and ) Tj ET Q q 0 0 0 rg BT 382.39 430.00 Td (nine ) Tj ET Q q 0 0 0 rg BT 401.72 430.00 Td (months ) Tj ET Q q 0 0 0 rg BT 433.29 430.00 Td (of ) Tj ET Q q 0 0 0 rg BT 443.74 430.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 480.84 430.00 Td (results ) Tj ET Q q 0 0 0 rg BT 509.07 430.00 Td (for ) Tj ET Q q 0 0 0 rg BT 522.84 430.00 Td (Qatarlyst.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 406.00 Td (The ) Tj ET Q q 0 0 0 rg BT 104.05 406.00 Td (above ) Tj ET Q q 0 0 0 rg BT 130.42 406.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 146.25 406.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 172.63 406.00 Td (analysis ) Tj ET Q q 0 0 0 rg BT 207.35 406.00 Td (is ) Tj ET Q q 0 0 0 rg BT 216.52 406.00 Td (based ) Tj ET Q q 0 0 0 rg BT 241.79 406.00 Td (on ) Tj ET Q q 0 0 0 rg BT 254.29 406.00 Td (the ) Tj ET Q q 0 0 0 rg BT 269.00 406.00 Td (following ) Tj ET Q q 0 0 0 rg BT 310.39 406.00 Td (premises:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 384.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 384.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 157.83 384.00 Td (and ) Tj ET Q q 0 0 0 rg BT 175.10 384.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 197.93 384.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 214.09 384.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 240.79 384.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 275.27 384.00 Td (contains ) Tj ET Q q 0 0 0 rg BT 311.42 384.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 338.13 384.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 372.60 384.00 Td (of ) Tj ET Q q 0 0 0 rg BT 383.76 384.00 Td (the ) Tj ET Q q 0 0 0 rg BT 398.81 384.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 436.06 384.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 467.77 384.00 Td (before ) Tj ET Q q 0 0 0 rg BT 496.14 384.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 542.85 384.00 Td (date, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 372.00 Td (as ) Tj ET Q q 0 0 0 rg BT 146.79 372.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 183.57 372.00 Td (by ) Tj ET Q q 0 0 0 rg BT 197.03 372.00 Td (the ) Tj ET Q q 0 0 0 rg BT 212.71 372.00 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 244.21 372.00 Td (as ) Tj ET Q q 0 0 0 rg BT 256.00 372.00 Td (well ) Tj ET Q q 0 0 0 rg BT 276.68 372.00 Td (as ) Tj ET Q q 0 0 0 rg BT 288.47 372.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 315.81 372.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 350.91 372.00 Td (of ) Tj ET Q q 0 0 0 rg BT 362.70 372.00 Td (the ) Tj ET Q q 0 0 0 rg BT 378.38 372.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 416.27 372.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 448.61 372.00 Td (after ) Tj ET Q q 0 0 0 rg BT 470.39 372.00 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 520.23 372.00 Td (Growth ) Tj ET Q q 0 0 0 rg BT 554.24 372.00 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 360.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 172.50 360.00 Td (of ) Tj ET Q q 0 0 0 rg BT 182.79 360.00 Td (the ) Tj ET Q q 0 0 0 rg BT 196.97 360.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.35 360.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 264.19 360.00 Td (after ) Tj ET Q q 0 0 0 rg BT 284.47 360.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 330.31 360.00 Td (date ) Tj ET Q q 0 0 0 rg BT 348.93 360.00 Td (are ) Tj ET Q q 0 0 0 rg BT 363.09 360.00 Td (only ) Tj ET Q q 0 0 0 rg BT 382.83 360.00 Td (reflected ) Tj ET Q q 0 0 0 rg BT 419.76 360.00 Td (for ) Tj ET Q q 0 0 0 rg BT 433.38 360.00 Td (the ) Tj ET Q q 0 0 0 rg BT 447.56 360.00 Td (period ) Tj ET Q q 0 0 0 rg BT 475.07 360.00 Td (after ) Tj ET Q q 0 0 0 rg BT 495.34 360.00 Td (their ) Tj ET Q q 0 0 0 rg BT 515.63 360.00 Td (acquisition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 348.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 348.00 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 171.55 348.00 Td (billed ) Tj ET Q q 0 0 0 rg BT 195.88 348.00 Td (to ) Tj ET Q q 0 0 0 rg BT 205.22 348.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 238.45 348.00 Td (clients ) Tj ET Q q 0 0 0 rg BT 266.12 348.00 Td (from ) Tj ET Q q 0 0 0 rg BT 287.12 348.00 Td (the ) Tj ET Q q 0 0 0 rg BT 300.90 348.00 Td (cross ) Tj ET Q q 0 0 0 rg BT 323.01 348.00 Td (selling ) Tj ET Q q 0 0 0 rg BT 351.24 348.00 Td (of ) Tj ET Q q 0 0 0 rg BT 361.13 348.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 397.12 348.00 Td (products ) Tj ET Q q 0 0 0 rg BT 433.12 348.00 Td (has ) Tj ET Q q 0 0 0 rg BT 448.01 348.00 Td (been ) Tj ET Q q 0 0 0 rg BT 468.45 348.00 Td (assigned ) Tj ET Q q 0 0 0 rg BT 504.45 348.00 Td (to ) Tj ET Q q 0 0 0 rg BT 513.79 348.00 Td (the ) Tj ET Q q 0 0 0 rg BT 527.57 348.00 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 336.00 Td (section ) Tj ET Q q 0 0 0 rg BT 165.83 336.00 Td (of ) Tj ET Q q 0 0 0 rg BT 176.66 336.00 Td (our ) Tj ET Q q 0 0 0 rg BT 192.49 336.00 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 324.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 324.00 Td (Any ) Tj ET Q q 0 0 0 rg BT 154.57 324.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 188.57 324.00 Td (products ) Tj ET Q q 0 0 0 rg BT 225.36 324.00 Td (sold ) Tj ET Q q 0 0 0 rg BT 244.37 324.00 Td (to ) Tj ET Q q 0 0 0 rg BT 254.49 324.00 Td (new ) Tj ET Q q 0 0 0 rg BT 273.50 324.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 316.39 324.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 353.15 324.00 Td (through ) Tj ET Q q 0 0 0 rg BT 386.61 324.00 Td (the ) Tj ET Q q 0 0 0 rg BT 401.17 324.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 447.39 324.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 486.39 324.00 Td (base, ) Tj ET Q q 0 0 0 rg BT 509.00 324.00 Td (has ) Tj ET Q q 0 0 0 rg BT 524.68 324.00 Td (also ) Tj ET Q q 0 0 0 rg BT 543.13 324.00 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 312.00 Td (assigned ) Tj ET Q q 0 0 0 rg BT 171.94 312.00 Td (to ) Tj ET Q q 0 0 0 rg BT 182.22 312.00 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 312.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.86 312.00 Td (section ) Tj ET Q q 0 0 0 rg BT 264.68 312.00 Td (of ) Tj ET Q q 0 0 0 rg BT 275.51 312.00 Td (our ) Tj ET Q q 0 0 0 rg BT 291.34 312.00 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 300.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 300.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 157.73 300.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 173.80 300.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 200.41 300.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 238.68 300.00 Td (include ) Tj ET Q q 0 0 0 rg BT 270.85 300.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 309.12 300.00 Td (from ) Tj ET Q q 0 0 0 rg BT 331.29 300.00 Td (some ) Tj ET Q q 0 0 0 rg BT 355.14 300.00 Td (product ) Tj ET Q q 0 0 0 rg BT 388.42 300.00 Td (lines ) Tj ET Q q 0 0 0 rg BT 410.04 300.00 Td (whose ) Tj ET Q q 0 0 0 rg BT 438.33 300.00 Td (sale ) Tj ET Q q 0 0 0 rg BT 456.61 300.00 Td (was ) Tj ET Q q 0 0 0 rg BT 474.89 300.00 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 528.73 300.00 Td (after ) Tj ET Q q 0 0 0 rg BT 549.78 300.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 288.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 182.08 288.00 Td (date ) Tj ET Q q 0 0 0 rg BT 201.92 288.00 Td (and ) Tj ET Q q 0 0 0 rg BT 219.56 288.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 258.29 288.00 Td (from ) Tj ET Q q 0 0 0 rg BT 280.92 288.00 Td (some ) Tj ET Q q 0 0 0 rg BT 305.22 288.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 348.96 288.00 Td (whose ) Tj ET Q q 0 0 0 rg BT 377.71 288.00 Td (contracts ) Tj ET Q q 0 0 0 rg BT 416.99 288.00 Td (were ) Tj ET Q q 0 0 0 rg BT 439.61 288.00 Td (discontinued. ) Tj ET Q q 0 0 0 rg BT 496.18 288.00 Td (This ) Tj ET Q q 0 0 0 rg BT 517.15 288.00 Td (is ) Tj ET Q q 0 0 0 rg BT 527.02 288.00 Td (typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 276.00 Td (done ) Tj ET Q q 0 0 0 rg BT 156.94 276.00 Td (for ) Tj ET Q q 0 0 0 rg BT 171.10 276.00 Td (ef) Tj ET Q q 0 0 0 rg BT 178.69 276.00 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 213.39 276.00 Td (and/or ) Tj ET Q q 0 0 0 rg BT 241.44 276.00 Td (competitive ) Tj ET Q q 0 0 0 rg BT 291.14 276.00 Td (reasons.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 252.00 Td (The ) Tj ET Q q 0 0 0 rg BT 105.07 252.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 135.80 252.00 Td (from ) Tj ET Q q 0 0 0 rg BT 158.76 252.00 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 209.50 252.00 Td (of ) Tj ET Q q 0 0 0 rg BT 221.35 252.00 Td (the ) Tj ET Q q 0 0 0 rg BT 237.09 252.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 278.36 252.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 300.76 252.00 Td (for ) Tj ET Q q 0 0 0 rg BT 315.94 252.00 Td (the ) Tj ET Q q 0 0 0 rg BT 331.68 252.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 364.08 252.00 Td (currencies ) Tj ET Q q 0 0 0 rg BT 408.69 252.00 Td (in ) Tj ET Q q 0 0 0 rg BT 419.99 252.00 Td (the ) Tj ET Q q 0 0 0 rg BT 435.73 252.00 Td (countries ) Tj ET Q q 0 0 0 rg BT 475.90 252.00 Td (in ) Tj ET Q q 0 0 0 rg BT 487.21 252.00 Td (which ) Tj ET Q q 0 0 0 rg BT 515.17 252.00 Td (we ) Tj ET Q q 0 0 0 rg BT 530.35 252.00 Td (conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.54 240.00 Td (also ) Tj ET Q q 0 0 0 rg BT 111.53 240.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 146.74 240.00 Td (af) Tj ET Q q 0 0 0 rg BT 154.32 240.00 Td (fected ) Tj ET Q q 0 0 0 rg BT 180.63 240.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 215.83 240.00 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 255.75 240.00 Td ( ) Tj ET Q q 0 0 0 rg BT 257.63 240.00 Td (During ) Tj ET Q q 0 0 0 rg BT 287.85 240.00 Td (each ) Tj ET Q q 0 0 0 rg BT 308.05 240.00 Td (of ) Tj ET Q q 0 0 0 rg BT 318.26 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 332.36 240.00 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.34 240.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.34 240.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.73 240.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.73 240.00 Td (, ) Tj ET Q q 0 0 0 rg BT 404.11 240.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.43 240.00 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.43 240.00 Td ( ) Tj ET Q q 0 0 0 rg BT 442.32 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 456.42 240.00 Td (change ) Tj ET Q q 0 0 0 rg BT 486.62 240.00 Td (in ) Tj ET Q q 0 0 0 rg BT 496.28 240.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 527.04 240.00 Td (currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 92.59 228.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 116.30 228.00 Td (decreased ) Tj ET Q q 0 0 0 rg BT 160.55 228.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 198.70 228.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 254.08 228.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 296.68 228.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 337.05 228.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.89 228.00 Td ($\(3.2\) ) Tj ET Q q 0 0 0 rg BT 380.89 228.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.78 228.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.11 228.00 Td ($\(3.8\) ) Tj ET Q q 0 0 0 rg BT 446.11 228.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.00 228.00 Td (, ) Tj ET Q q 0 0 0 rg BT 482.34 228.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.61 228.00 Td ($\(1.2\) ) Tj ET Q q 0 0 0 rg BT 530.61 228.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 228.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 216.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 216.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 194.00 Td (The ) Tj ET Q q 0 0 0 rg BT 68.05 194.00 Td (specific ) Tj ET Q q 0 0 0 rg BT 101.64 194.00 Td (components ) Tj ET Q q 0 0 0 rg BT 152.47 194.00 Td (of ) Tj ET Q q 0 0 0 rg BT 163.30 194.00 Td (our ) Tj ET Q q 0 0 0 rg BT 179.13 194.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 213.27 194.00 Td (and ) Tj ET Q q 0 0 0 rg BT 230.21 194.00 Td (the ) Tj ET Q q 0 0 0 rg BT 244.93 194.00 Td (changes ) Tj ET Q q 0 0 0 rg BT 279.63 194.00 Td (experienced ) Tj ET Q q 0 0 0 rg BT 330.43 194.00 Td (during ) Tj ET Q q 0 0 0 rg BT 359.04 194.00 Td (the ) Tj ET Q q 0 0 0 rg BT 373.76 194.00 Td (past ) Tj ET Q q 0 0 0 rg BT 392.37 194.00 Td (year ) Tj ET Q q 0 0 0 rg BT 412.08 194.00 Td (are ) Tj ET Q q 0 0 0 rg BT 426.78 194.00 Td (discussed ) Tj ET Q q 0 0 0 rg BT 467.61 194.00 Td (further ) Tj ET Q q 0 0 0 rg BT 497.32 194.00 Td (below) Tj ET Q q 0 0 0 rg BT 521.11 194.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 170.6669921875 m 138.423828125 170.6669921875 l s q 0 0 0 rg BT 99.00 172.00 Td (Exchange) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.42 172.00 Td ( ) Tj ET Q q 0 0 0 rg BT 141.64 172.00 Td (division ) Tj ET Q q 0 0 0 rg BT 177.08 172.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 215.84 172.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 256.81 172.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.03 172.00 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 290.74 172.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.63 172.00 Td (, ) Tj ET Q q 0 0 0 rg BT 325.35 172.00 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.90 172.00 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.23 172.00 Td (, ) Tj ET Q q 0 0 0 rg BT 355.94 172.00 Td (principally ) Tj ET Q q 0 0 0 rg BT 402.48 172.00 Td (due ) Tj ET Q q 0 0 0 rg BT 420.14 172.00 Td (to ) Tj ET Q q 0 0 0 rg BT 431.13 172.00 Td (new ) Tj ET Q q 0 0 0 rg BT 451.01 172.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 491.98 172.00 Td (clients, ) Tj ET Q q 0 0 0 rg BT 523.80 172.00 Td (and ) Tj ET Q q 0 0 0 rg BT 541.46 172.00 Td (cross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.00 Td (selling ) Tj ET Q q 0 0 0 rg BT 79.51 160.00 Td (of ) Tj ET Q q 0 0 0 rg BT 90.69 160.00 Td (products ) Tj ET Q q 0 0 0 rg BT 127.97 160.00 Td (and ) Tj ET Q q 0 0 0 rg BT 145.25 160.00 Td (services ) Tj ET Q q 0 0 0 rg BT 180.31 160.00 Td (to ) Tj ET Q q 0 0 0 rg BT 190.93 160.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 225.44 160.00 Td (clients ) Tj ET Q q 0 0 0 rg BT 254.39 160.00 Td (as ) Tj ET Q q 0 0 0 rg BT 265.57 160.00 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 308.39 160.00 Td (by ) Tj ET Q q 0 0 0 rg BT 321.23 160.00 Td (the ) Tj ET Q q 0 0 0 rg BT 336.30 160.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 359.14 160.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 405.87 160.00 Td (of ) Tj ET Q q 0 0 0 rg BT 417.05 160.00 Td (Qatarlyst, ) Tj ET Q q 0 0 0 rg BT 459.05 160.00 Td (and ) Tj ET Q q 0 0 0 rg BT 476.33 160.00 Td (the ) Tj ET Q q 0 0 0 rg BT 491.39 160.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 514.24 160.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 564.51 160.00 Td ( ) Tj ET Q q 0 0 0 rg BT 567.01 160.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.00 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 148.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 108.86 148.00 Td (Magic ) Tj ET Q q 0 0 0 rg BT 136.91 148.00 Td (and ) Tj ET Q q 0 0 0 rg BT 153.85 148.00 Td (Oakstone.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 124.6669921875 m 162.49365234375 124.6669921875 l s q 0 0 0 rg BT 99.00 126.00 Td (Broker ) Tj ET Q q 0 0 0 rg BT 129.15 126.00 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.49 126.00 Td ( ) Tj ET Q q 0 0 0 rg BT 164.88 126.00 Td (division ) Tj ET Q q 0 0 0 rg BT 199.49 126.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 233.52 126.00 Td (decreased ) Tj ET Q q 0 0 0 rg BT 275.32 126.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.71 126.00 Td ($430 ) Tj ET Q q 0 0 0 rg BT 310.09 126.00 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.20 126.00 Td (, ) Tj ET Q q 0 0 0 rg BT 351.08 126.00 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.80 126.00 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.13 126.00 Td (, ) Tj ET Q q 0 0 0 rg BT 380.02 126.00 Td (principally ) Tj ET Q q 0 0 0 rg BT 425.72 126.00 Td (due ) Tj ET Q q 0 0 0 rg BT 442.54 126.00 Td (to ) Tj ET Q q 0 0 0 rg BT 452.71 126.00 Td (the ) Tj ET Q q 0 0 0 rg BT 467.31 126.00 Td (ef) Tj ET Q q 0 0 0 rg BT 474.90 126.00 Td (fects ) Tj ET Q q 0 0 0 rg BT 496.16 126.00 Td (of ) Tj ET Q q 0 0 0 rg BT 506.88 126.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 547.02 126.00 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.00 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 99.71 114.00 Td (in ) Tj ET Q q 0 0 0 rg BT 109.99 114.00 Td (our ) Tj ET Q q 0 0 0 rg BT 125.82 114.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 157.20 114.00 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 90.6669921875 m 211.3740234375 90.6669921875 l s q 0 0 0 rg BT 99.00 92.00 Td (Risk ) Tj ET Q q 0 0 0 rg BT 121.30 92.00 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 173.59 92.00 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.37 92.00 Td ( ) Tj ET Q q 0 0 0 rg BT 215.34 92.00 Td (division ) Tj ET Q q 0 0 0 rg BT 251.53 92.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 291.03 92.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 332.74 92.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.71 92.00 Td ($6.1 ) Tj ET Q q 0 0 0 rg BT 368.17 92.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.06 92.00 Td (, ) Tj ET Q q 0 0 0 rg BT 403.52 92.00 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.82 92.00 Td (39%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 92.00 Td (, ) Tj ET Q q 0 0 0 rg BT 440.61 92.00 Td (due ) Tj ET Q q 0 0 0 rg BT 459.01 92.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 500.19 92.00 Td (to ) Tj ET Q q 0 0 0 rg BT 511.93 92.00 Td (the ) Tj ET Q q 0 0 0 rg BT 528.11 92.00 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 100.19 80.00 Td (of ) Tj ET Q q 0 0 0 rg BT 110.77 80.00 Td (V) Tj ET Q q 0 0 0 rg BT 116.88 80.00 Td (ertex ) Tj ET Q q 0 0 0 rg BT 139.29 80.00 Td (in ) Tj ET Q q 0 0 0 rg BT 149.48 80.00 Td (October ) Tj ET Q q 0 0 0 rg BT 184.11 80.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 209.03 80.00 Td (and ) Tj ET Q q 0 0 0 rg BT 225.89 80.00 Td (i3 ) Tj ET Q q 0 0 0 rg BT 236.08 80.00 Td (in ) Tj ET Q q 0 0 0 rg BT 246.28 80.00 Td (December ) Tj ET Q q 0 0 0 rg BT 289.79 80.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 314.71 80.00 Td (which ) Tj ET Q q 0 0 0 rg BT 341.56 80.00 Td (are ) Tj ET Q q 0 0 0 rg BT 356.19 80.00 Td (both ) Tj ET Q q 0 0 0 rg BT 376.39 80.00 Td (included ) Tj ET Q q 0 0 0 rg BT 413.24 80.00 Td (in ) Tj ET Q q 0 0 0 rg BT 423.44 80.00 Td (the ) Tj ET Q q 0 0 0 rg BT 438.07 80.00 Td (the ) Tj ET Q q 0 0 0 rg BT 452.71 80.00 Td (Risk ) Tj ET Q q 0 0 0 rg BT 473.47 80.00 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 524.21 80.00 Td (Solutions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 68.00 Td (product ) Tj ET Q q 0 0 0 rg BT 83.05 68.00 Td (channel.) Tj ET Q endstream endobj 57 0 obj <>] /Rotate 0 /Contents 58 0 R>> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (25) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 740.7669921875 m 163.6376953125 740.7669921875 l s q 0 0 0 rg BT 99.00 742.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 130.30 742.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.64 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 166.62 742.10 Td (division ) Tj ET Q q 0 0 0 rg BT 201.83 742.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 236.46 742.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 278.85 742.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.84 742.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 312.32 742.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.21 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 346.69 742.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 742.10 Td (24%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.33 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 381.82 742.10 Td (due ) Tj ET Q q 0 0 0 rg BT 399.24 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.44 742.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 462.00 742.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 496.63 742.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 521.27 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 534.25 742.10 Td (license ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (orientated ) Tj ET Q q 0 0 0 rg BT 92.48 730.10 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 133.02 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 149.96 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.67 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 172.26 730.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 189.75 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.58 730.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 230.28 730.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 264.43 730.10 Td (nearing ) Tj ET Q q 0 0 0 rg BT 296.92 730.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 344.41 730.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 381.90 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 392.18 730.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 434.10 730.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 485.47 730.10 Td (services.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 708.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 74.73 708.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.56 708.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 121.94 708.10 Td (Provided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 686.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 123.73 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.57 686.10 Td (services ) Tj ET Q q 0 0 0 rg BT 169.28 686.10 Td (provided, ) Tj ET Q q 0 0 0 rg BT 209.83 686.10 Td (which ) Tj ET Q q 0 0 0 rg BT 236.77 686.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 272.59 686.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 295.10 686.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 338.69 686.10 Td (with ) Tj ET Q q 0 0 0 rg BT 358.97 686.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 398.13 686.10 Td (support, ) Tj ET Q q 0 0 0 rg BT 433.13 686.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 479.80 686.10 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 547.57 686.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.10 Td (training ) Tj ET Q q 0 0 0 rg BT 84.23 674.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.06 674.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.82 674.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.94 674.10 Td ($6.9 ) Tj ET Q q 0 0 0 rg BT 183.57 674.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 212.46 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 215.59 674.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.04 674.10 Td (17%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.38 674.10 Td (, ) Tj ET Q q 0 0 0 rg BT 251.00 674.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.57 674.10 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 299.19 674.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.08 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 331.21 674.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.12 674.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.12 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 365.24 674.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 674.10 Td ($47.4 ) Tj ET Q q 0 0 0 rg BT 401.77 674.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.67 674.10 Td ( ) Tj ET Q q 0 0 0 rg BT 433.79 674.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.70 674.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.70 674.10 Td (. ) Tj ET Q q 0 0 0 rg BT 470.10 674.10 Td (This ) Tj ET Q q 0 0 0 rg BT 491.00 674.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 526.88 674.10 Td (is ) Tj ET Q q 0 0 0 rg BT 536.68 674.10 Td (due ) Tj ET Q q 0 0 0 rg BT 554.24 674.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.36 662.10 Td (personnel, ) Tj ET Q q 0 0 0 rg BT 136.11 662.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 182.65 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.46 662.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 238.49 662.10 Td (support ) Tj ET Q q 0 0 0 rg BT 270.86 662.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 293.24 662.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 336.70 662.10 Td (with ) Tj ET Q q 0 0 0 rg BT 356.86 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.45 662.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 393.82 662.10 Td (business ) Tj ET Q q 0 0 0 rg BT 430.08 662.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 480.23 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 490.76 662.10 Td (V) Tj ET Q q 0 0 0 rg BT 496.87 662.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 521.73 662.10 Td (Oakstone, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 650.10 Td (i3.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 628.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 85.28 628.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 141.65 628.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 606.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 132.77 606.10 Td (development ) Tj ET Q q 0 0 0 rg BT 187.09 606.10 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.85 606.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.60 606.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.27 606.10 Td ($0.1 ) Tj ET Q q 0 0 0 rg BT 286.43 606.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.32 606.10 Td (, ) Tj ET Q q 0 0 0 rg BT 320.48 606.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.48 606.10 Td (0%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.81 606.10 Td (, ) Tj ET Q q 0 0 0 rg BT 349.97 606.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.07 606.10 Td ($26.8 ) Tj ET Q q 0 0 0 rg BT 397.24 606.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.13 606.10 Td ( ) Tj ET Q q 0 0 0 rg BT 428.79 606.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.23 606.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.23 606.10 Td ( ) Tj ET Q q 0 0 0 rg BT 461.90 606.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.34 606.10 Td ($26.9 ) Tj ET Q q 0 0 0 rg BT 497.50 606.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.40 606.10 Td ( ) Tj ET Q q 0 0 0 rg BT 529.06 606.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 606.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 606.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 594.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.90 594.10 Td (Company) Tj ET Q q 0 0 0 rg BT 109.56 594.10 Td (s ) Tj ET Q q 0 0 0 rg BT 115.81 594.10 Td (product ) Tj ET Q q 0 0 0 rg BT 148.71 594.10 Td (development ) Tj ET Q q 0 0 0 rg BT 202.71 594.10 Td (ef) Tj ET Q q 0 0 0 rg BT 210.30 594.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 230.98 594.10 Td (are ) Tj ET Q q 0 0 0 rg BT 245.54 594.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 278.99 594.10 Td (on ) Tj ET Q q 0 0 0 rg BT 291.34 594.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.91 594.10 Td (development ) Tj ET Q q 0 0 0 rg BT 359.92 594.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.60 594.10 Td (new ) Tj ET Q q 0 0 0 rg BT 389.61 594.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 442.51 594.10 Td (for ) Tj ET Q q 0 0 0 rg BT 456.52 594.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 497.19 594.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 532.02 594.10 Td (brokers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 582.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 582.10 Td (agents, ) Tj ET Q q 0 0 0 rg BT 97.49 582.10 Td (and ) Tj ET Q q 0 0 0 rg BT 114.42 582.10 Td (the ) Tj ET Q q 0 0 0 rg BT 129.14 582.10 Td (development ) Tj ET Q q 0 0 0 rg BT 183.29 582.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.12 582.10 Td (new ) Tj ET Q q 0 0 0 rg BT 213.28 582.10 Td (data ) Tj ET Q q 0 0 0 rg BT 232.44 582.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 276.58 582.10 Td (for ) Tj ET Q q 0 0 0 rg BT 290.74 582.10 Td (use ) Tj ET Q q 0 0 0 rg BT 306.57 582.10 Td (in ) Tj ET Q q 0 0 0 rg BT 316.85 582.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 355.45 582.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.39 582.10 Td (international ) Tj ET Q q 0 0 0 rg BT 425.43 582.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 466.25 582.10 Td (markets. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 560.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 74.17 560.10 Td (and ) Tj ET Q q 0 0 0 rg BT 92.23 560.10 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 138.07 560.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 538.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 122.62 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 139.58 538.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 182.64 538.10 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.25 538.10 Td (decreased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.67 538.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.18 538.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 283.20 538.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.09 538.10 Td (, ) Tj ET Q q 0 0 0 rg BT 317.11 538.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.95 538.10 Td (13%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.28 538.10 Td (, ) Tj ET Q q 0 0 0 rg BT 351.30 538.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.25 538.10 Td ($15.8 ) Tj ET Q q 0 0 0 rg BT 398.27 538.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.16 538.10 Td ( ) Tj ET Q q 0 0 0 rg BT 429.68 538.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.97 538.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.97 538.10 Td ( ) Tj ET Q q 0 0 0 rg BT 462.49 538.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.78 538.10 Td ($13.8 ) Tj ET Q q 0 0 0 rg BT 497.80 538.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.69 538.10 Td ( ) Tj ET Q q 0 0 0 rg BT 529.21 538.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 538.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 538.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 538.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (This ) Tj ET Q q 0 0 0 rg BT 70.12 526.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 106.88 526.10 Td (is ) Tj ET Q q 0 0 0 rg BT 115.89 526.10 Td (due ) Tj ET Q q 0 0 0 rg BT 132.67 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.79 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 157.35 526.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 191.34 526.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 232.56 526.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 254.90 526.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 298.34 526.10 Td (with ) Tj ET Q q 0 0 0 rg BT 318.46 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 333.02 526.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 374.80 526.10 Td (deemphasis ) Tj ET Q q 0 0 0 rg BT 423.79 526.10 Td (on ) Tj ET Q q 0 0 0 rg BT 436.14 526.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 465.68 526.10 Td (products ) Tj ET Q q 0 0 0 rg BT 502.46 526.10 Td (generating ) Tj ET Q q 0 0 0 rg BT 547.01 526.10 Td (low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 90.26 514.10 Td (income ) Tj ET Q q 0 0 0 rg BT 122.20 514.10 Td (mar) Tj ET Q q 0 0 0 rg BT 137.56 514.10 Td (gins.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (General ) Tj ET Q q 0 0 0 rg BT 85.83 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.52 492.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 166.58 492.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 470.10 Td (General ) Tj ET Q q 0 0 0 rg BT 133.43 470.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.64 470.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 210.63 470.10 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.51 470.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.26 470.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.04 470.10 Td ($0.4 ) Tj ET Q q 0 0 0 rg BT 310.32 470.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.21 470.10 Td (, ) Tj ET Q q 0 0 0 rg BT 344.49 470.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.60 470.10 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.93 470.10 Td (, ) Tj ET Q q 0 0 0 rg BT 374.21 470.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.43 470.10 Td ($36.5 ) Tj ET Q q 0 0 0 rg BT 421.71 470.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.60 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 453.38 470.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.94 470.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.94 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 486.72 470.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.28 470.10 Td ($36.9 ) Tj ET Q q 0 0 0 rg BT 522.56 470.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.45 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 554.23 470.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 458.10 Td (. ) Tj ET Q q 0 0 0 rg BT 75.09 458.10 Td (Reducing ) Tj ET Q q 0 0 0 rg BT 116.00 458.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 151.91 458.10 Td (general ) Tj ET Q q 0 0 0 rg BT 183.92 458.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.95 458.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 260.75 458.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 299.43 458.10 Td (were ) Tj ET Q q 0 0 0 rg BT 321.45 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.26 458.10 Td (ef) Tj ET Q q 0 0 0 rg BT 343.85 458.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 365.31 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 376.23 458.10 Td ($10.2 ) Tj ET Q q 0 0 0 rg BT 401.32 458.10 Td (million ) Tj ET Q q 0 0 0 rg BT 432.80 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.72 458.10 Td (net ) Tj ET Q q 0 0 0 rg BT 458.53 458.10 Td (reductions ) Tj ET Q q 0 0 0 rg BT 502.77 458.10 Td (to ) Tj ET Q q 0 0 0 rg BT 513.14 458.10 Td (contingency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (based ) Tj ET Q q 0 0 0 rg BT 75.27 446.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 94.98 446.10 Td (out ) Tj ET Q q 0 0 0 rg BT 110.25 446.10 Td (accruals ) Tj ET Q q 0 0 0 rg BT 145.51 446.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 188.55 446.10 Td (to ) Tj ET Q q 0 0 0 rg BT 198.83 446.10 Td (previous ) Tj ET Q q 0 0 0 rg BT 235.77 446.10 Td (business ) Tj ET Q q 0 0 0 rg BT 272.16 446.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 322.43 446.10 Td (made ) Tj ET Q q 0 0 0 rg BT 346.59 446.10 Td (in ) Tj ET Q q 0 0 0 rg BT 356.87 446.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 379.37 446.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.30 446.10 Td (2012.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 106.41 424.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.47 424.10 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 180.29 424.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 402.10 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 154.49 402.10 Td (and ) Tj ET Q q 0 0 0 rg BT 171.10 402.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 222.70 402.10 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.97 402.10 Td (decreased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.38 402.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.55 402.10 Td ($426 ) Tj ET Q q 0 0 0 rg BT 324.73 402.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.84 402.10 Td (, ) Tj ET Q q 0 0 0 rg BT 365.51 402.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.01 402.10 Td (4%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.34 402.10 Td (, ) Tj ET Q q 0 0 0 rg BT 394.01 402.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.63 402.10 Td ($10.1 ) Tj ET Q q 0 0 0 rg BT 440.30 402.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.19 402.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.36 402.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.31 402.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.31 402.10 Td ( ) Tj ET Q q 0 0 0 rg BT 503.49 402.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.44 402.10 Td ($9.7 ) Tj ET Q q 0 0 0 rg BT 533.11 402.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 402.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.05 390.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.05 390.10 Td ( ) Tj ET Q q 0 0 0 rg BT 82.33 390.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 121.82 390.10 Td (due ) Tj ET Q q 0 0 0 rg BT 138.53 390.10 Td (to ) Tj ET Q q 0 0 0 rg BT 148.58 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.08 390.10 Td (fact ) Tj ET Q q 0 0 0 rg BT 180.34 390.10 Td (that ) Tj ET Q q 0 0 0 rg BT 197.61 390.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 227.08 390.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 267.12 390.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 311.61 390.10 Td (used ) Tj ET Q q 0 0 0 rg BT 332.22 390.10 Td (for ) Tj ET Q q 0 0 0 rg BT 346.15 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.64 390.10 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 415.67 390.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.27 390.10 Td (our ) Tj ET Q q 0 0 0 rg BT 441.88 390.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 488.59 390.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 529.19 390.10 Td (has ) Tj ET Q q 0 0 0 rg BT 544.79 390.10 Td (now ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.10 Td (been ) Tj ET Q q 0 0 0 rg BT 71.38 378.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 92.76 378.10 Td (depreciated.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 356.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 356.10 Td (Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 334.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 131.70 334.10 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.86 334.10 Td (decreased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.27 334.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.99 334.10 Td ($139 ) Tj ET Q q 0 0 0 rg BT 228.71 334.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.82 334.10 Td (, ) Tj ET Q q 0 0 0 rg BT 270.04 334.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.08 334.10 Td (27%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.41 334.10 Td (, ) Tj ET Q q 0 0 0 rg BT 304.63 334.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.79 334.10 Td ($518 ) Tj ET Q q 0 0 0 rg BT 349.51 334.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.62 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 388.34 334.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.83 334.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.83 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 421.55 334.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.05 334.10 Td ($379 ) Tj ET Q q 0 0 0 rg BT 454.77 334.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.88 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 493.59 334.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.09 334.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.09 334.10 Td (. ) Tj ET Q q 0 0 0 rg BT 529.31 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 532.03 334.10 Td (Interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (income ) Tj ET Q q 0 0 0 rg BT 81.77 322.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 123.51 322.10 Td (as ) Tj ET Q q 0 0 0 rg BT 134.18 322.10 Td (a ) Tj ET Q q 0 0 0 rg BT 140.95 322.10 Td (result ) Tj ET Q q 0 0 0 rg BT 165.50 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.16 322.10 Td (a ) Tj ET Q q 0 0 0 rg BT 182.93 322.10 Td (year ) Tj ET Q q 0 0 0 rg BT 202.47 322.10 Td (over ) Tj ET Q q 0 0 0 rg BT 222.57 322.10 Td (year ) Tj ET Q q 0 0 0 rg BT 242.11 322.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 278.86 322.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.97 322.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 320.74 322.10 Td (bearing ) Tj ET Q q 0 0 0 rg BT 353.06 322.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 373.16 322.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 409.92 322.10 Td (and ) Tj ET Q q 0 0 0 rg BT 426.69 322.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 470.68 322.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 520.78 322.10 Td (within ) Tj ET Q q 0 0 0 rg BT 548.67 322.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 81.38 310.10 Td (operations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 288.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 288.10 Td (Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 266.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 132.11 266.10 Td (expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.44 266.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.20 266.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.32 266.10 Td ($1.8 ) Tj ET Q q 0 0 0 rg BT 228.95 266.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.84 266.10 Td (, ) Tj ET Q q 0 0 0 rg BT 263.46 266.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.92 266.10 Td (147%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.25 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 301.37 266.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.94 266.10 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 344.56 266.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.45 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.58 266.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.48 266.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.48 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 410.61 266.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.51 266.10 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 442.13 266.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.03 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 474.15 266.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.05 266.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.05 266.10 Td (. ) Tj ET Q q 0 0 0 rg BT 509.99 266.10 Td (A) Tj ET Q q 0 0 0 rg BT 516.66 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 519.79 266.10 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 74.29 254.10 Td (for ) Tj ET Q q 0 0 0 rg BT 88.03 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.33 254.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 137.17 254.10 Td (in ) Tj ET Q q 0 0 0 rg BT 147.03 254.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 178.54 254.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 212.83 254.10 Td (is ) Tj ET Q q 0 0 0 rg BT 221.59 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.89 254.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 255.47 254.10 Td (million ) Tj ET Q q 0 0 0 rg BT 286.44 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 296.86 254.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 328.37 254.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 362.66 254.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 395.83 254.10 Td (at ) Tj ET Q q 0 0 0 rg BT 405.13 254.10 Td (year ) Tj ET Q q 0 0 0 rg BT 424.42 254.10 Td (end ) Tj ET Q q 0 0 0 rg BT 440.94 254.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.80 254.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 496.75 254.10 Td (to ) Tj ET Q q 0 0 0 rg BT 506.61 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.91 254.10 Td (settlement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.29 242.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 110.15 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 121.33 242.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 141.97 242.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 175.92 242.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 213.76 242.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 246.61 242.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 269.46 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 280.64 242.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 302.31 242.10 Td (s ) Tj ET Q q 0 0 0 rg BT 309.06 242.10 Td (income ) Tj ET Q q 0 0 0 rg BT 341.35 242.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 356.42 242.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 387.05 242.10 Td (for ) Tj ET Q q 0 0 0 rg BT 401.56 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 416.64 242.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 448.36 242.10 Td (years ) Tj ET Q q 0 0 0 rg BT 472.32 242.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 495.18 242.10 Td (through ) Tj ET Q q 0 0 0 rg BT 529.14 242.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 552.00 242.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 230.10 Td (January ) Tj ET Q q 0 0 0 rg BT 84.06 230.10 Td (6, ) Tj ET Q q 0 0 0 rg BT 94.51 230.10 Td (2015.Interest ) Tj ET Q q 0 0 0 rg BT 152.46 230.10 Td (expense, ) Tj ET Q q 0 0 0 rg BT 190.12 230.10 Td (also, ) Tj ET Q q 0 0 0 rg BT 211.69 230.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 252.40 230.10 Td (because ) Tj ET Q q 0 0 0 rg BT 287.00 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 298.29 230.10 Td (a ) Tj ET Q q 0 0 0 rg BT 305.69 230.10 Td (combined ) Tj ET Q q 0 0 0 rg BT 348.08 230.10 Td (ef) Tj ET Q q 0 0 0 rg BT 355.67 230.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 373.61 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.90 230.10 Td (an ) Tj ET Q q 0 0 0 rg BT 397.30 230.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 433.01 230.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.75 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.92 230.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 498.53 230.10 Td (average ) Tj ET Q q 0 0 0 rg BT 532.58 230.10 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 218.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.46 218.10 Td (on ) Tj ET Q q 0 0 0 rg BT 79.94 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.63 218.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 141.69 218.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 182.49 218.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 207.73 218.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 238.53 218.10 Td (from ) Tj ET Q q 0 0 0 rg BT 260.45 218.10 Td (1.69% ) Tj ET Q q 0 0 0 rg BT 288.75 218.10 Td (in ) Tj ET Q q 0 0 0 rg BT 299.01 218.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 321.49 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 331.74 218.10 Td (1.78% ) Tj ET Q q 0 0 0 rg BT 360.05 218.10 Td (in ) Tj ET Q q 0 0 0 rg BT 370.30 218.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 392.78 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.70 218.10 Td (an ) Tj ET Q q 0 0 0 rg BT 421.61 218.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 456.84 218.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.10 218.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.79 218.10 Td (average ) Tj ET Q q 0 0 0 rg BT 515.35 218.10 Td (outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 206.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.03 206.10 Td (on ) Tj ET Q q 0 0 0 rg BT 95.53 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 110.25 206.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 157.33 206.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 198.15 206.10 Td (line ) Tj ET Q q 0 0 0 rg BT 215.65 206.10 Td (of ) Tj ET Q q 0 0 0 rg BT 226.48 206.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 251.74 206.10 Td (from ) Tj ET Q q 0 0 0 rg BT 273.68 206.10 Td ($30.7 ) Tj ET Q q 0 0 0 rg BT 298.68 206.10 Td (million ) Tj ET Q q 0 0 0 rg BT 330.07 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 340.35 206.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 362.85 206.10 Td (to ) Tj ET Q q 0 0 0 rg BT 373.13 206.10 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 398.13 206.10 Td (million ) Tj ET Q q 0 0 0 rg BT 429.52 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 439.80 206.10 Td (2014.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 184.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 76.39 184.10 Td (Non-Operating ) Tj ET Q q 0 0 0 rg BT 141.67 184.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 175.28 184.10 Td (- ) Tj ET Q q 0 0 0 rg BT 181.11 184.10 Td (Put ) Tj ET Q q 0 0 0 rg BT 198.06 184.10 Td (Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 162.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 124.04 162.10 Td (non-operating ) Tj ET Q q 0 0 0 rg BT 182.40 162.10 Td (income ) Tj ET Q q 0 0 0 rg BT 214.10 162.10 Td (- ) Tj ET Q q 0 0 0 rg BT 219.70 162.10 Td (put ) Tj ET Q q 0 0 0 rg BT 234.75 162.10 Td (options ) Tj ET Q q 0 0 0 rg BT 266.47 162.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.07 162.10 Td ($296 ) Tj ET Q q 0 0 0 rg BT 299.34 162.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.45 162.10 Td ( ) Tj ET Q q 0 0 0 rg BT 337.72 162.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.76 162.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.76 162.10 Td ( ) Tj ET Q q 0 0 0 rg BT 370.03 162.10 Td (pertains ) Tj ET Q q 0 0 0 rg BT 403.96 162.10 Td (to ) Tj ET Q q 0 0 0 rg BT 414.01 162.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 437.38 162.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 483.52 162.10 Td (in ) Tj ET Q q 0 0 0 rg BT 493.56 162.10 Td (regards ) Tj ET Q q 0 0 0 rg BT 525.26 162.10 Td (to ) Tj ET Q q 0 0 0 rg BT 535.31 162.10 Td (the ) Tj ET Q q 0 0 0 rg BT 549.80 162.10 Td (net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 150.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 86.99 150.10 Td (in ) Tj ET Q q 0 0 0 rg BT 97.34 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.13 150.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 128.58 150.10 Td (value ) Tj ET Q q 0 0 0 rg BT 152.81 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 163.71 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.50 150.10 Td (put ) Tj ET Q q 0 0 0 rg BT 193.85 150.10 Td (option ) Tj ET Q q 0 0 0 rg BT 221.98 150.10 Td (that ) Tj ET Q q 0 0 0 rg BT 239.55 150.10 Td (was ) Tj ET Q q 0 0 0 rg BT 257.68 150.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 285.25 150.10 Td (to ) Tj ET Q q 0 0 0 rg BT 295.60 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.39 150.10 Td (former ) Tj ET Q q 0 0 0 rg BT 340.17 150.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 393.29 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 404.19 150.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 448.43 150.10 Td (who ) Tj ET Q q 0 0 0 rg BT 468.23 150.10 Td (received ) Tj ET Q q 0 0 0 rg BT 504.66 150.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 532.23 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 543.13 150.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 138.10 Td (common ) Tj ET Q q 0 0 0 rg BT 87.89 138.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 111.89 138.10 Td (as ) Tj ET Q q 0 0 0 rg BT 123.11 138.10 Td (part ) Tj ET Q q 0 0 0 rg BT 141.55 138.10 Td (of ) Tj ET Q q 0 0 0 rg BT 152.78 138.10 Td (the ) Tj ET Q q 0 0 0 rg BT 167.89 138.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 214.66 138.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 271.43 138.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 291.54 138.10 Td (by ) Tj ET Q q 0 0 0 rg BT 304.43 138.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.54 138.10 Td (Company) Tj ET Q q 0 0 0 rg BT 357.78 138.10 Td (. ) Tj ET Q q 0 0 0 rg BT 363.17 138.10 Td ( ) Tj ET Q q 0 0 0 rg BT 366.06 138.10 Td (During ) Tj ET Q q 0 0 0 rg BT 397.29 138.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.40 138.10 Td (months ) Tj ET Q q 0 0 0 rg BT 444.74 138.10 Td (of ) Tj ET Q q 0 0 0 rg BT 455.96 138.10 Td (July ) Tj ET Q q 0 0 0 rg BT 475.52 138.10 Td (and ) Tj ET Q q 0 0 0 rg BT 492.22 138.10 Td (August ) Tj ET Q q 0 0 0 rg BT 524.00 138.10 Td ( ) Tj ET Q q 0 0 0 rg BT 526.89 138.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 549.79 138.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.10 Td (former ) Tj ET Q q 0 0 0 rg BT 79.56 126.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 132.44 126.10 Td (of ) Tj ET Q q 0 0 0 rg BT 143.12 126.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 187.14 126.10 Td (elected ) Tj ET Q q 0 0 0 rg BT 217.80 126.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.93 126.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 263.03 126.10 Td (their ) Tj ET Q q 0 0 0 rg BT 283.71 126.10 Td (put ) Tj ET Q q 0 0 0 rg BT 298.84 126.10 Td (option ) Tj ET Q q 0 0 0 rg BT 326.74 126.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 351.87 126.10 Td (with ) Tj ET Q q 0 0 0 rg BT 372.00 126.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 402.67 126.10 Td (to ) Tj ET Q q 0 0 0 rg BT 412.79 126.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.36 126.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 470.25 126.10 Td (209,656 ) Tj ET Q q 0 0 0 rg BT 505.10 126.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 532.44 126.10 Td (of ) Tj ET Q q 0 0 0 rg BT 543.12 126.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.10 Td (common ) Tj ET Q q 0 0 0 rg BT 87.01 114.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 110.14 114.10 Td (they ) Tj ET Q q 0 0 0 rg BT 129.37 114.10 Td (still ) Tj ET Q q 0 0 0 rg BT 146.40 114.10 Td (held. ) Tj ET Q q 0 0 0 rg BT 167.69 114.10 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 219.69 114.10 Td (the ) Tj ET Q q 0 0 0 rg BT 233.92 114.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 286.48 114.10 Td (put ) Tj ET Q q 0 0 0 rg BT 301.28 114.10 Td (those ) Tj ET Q q 0 0 0 rg BT 324.40 114.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 351.41 114.10 Td (back ) Tj ET Q q 0 0 0 rg BT 372.31 114.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.10 114.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.34 114.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 437.24 114.10 Td (at ) Tj ET Q q 0 0 0 rg BT 446.48 114.10 Td ($16.86 ) Tj ET Q q 0 0 0 rg BT 476.00 114.10 Td (per ) Tj ET Q q 0 0 0 rg BT 490.78 114.10 Td (share ) Tj ET Q q 0 0 0 rg BT 513.90 114.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 532.59 114.10 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.10 Td (at ) Tj ET Q q 0 0 0 rg BT 59.75 102.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.50 102.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 92.01 102.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.88 102.10 Td (20% ) Tj ET Q q 0 0 0 rg BT 123.74 102.10 Td (as ) Tj ET Q q 0 0 0 rg BT 134.60 102.10 Td (per ) Tj ET Q q 0 0 0 rg BT 149.90 102.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.65 102.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 208.85 102.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 255.26 102.10 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 301.93 102.10 Td ( ) Tj ET Q q 0 0 0 rg BT 304.28 102.10 Td (The ) Tj ET Q q 0 0 0 rg BT 322.36 102.10 Td (total ) Tj ET Q q 0 0 0 rg BT 342.66 102.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 399.07 102.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 418.82 102.10 Td (by ) Tj ET Q q 0 0 0 rg BT 431.35 102.10 Td (the ) Tj ET Q q 0 0 0 rg BT 446.10 102.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 487.51 102.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.82 102.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 544.23 102.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 90.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 99.97 90.10 Td (of ) Tj ET Q q 0 0 0 rg BT 110.80 90.10 Td (these 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Tj ET Q endstream endobj 59 0 obj <>] /Rotate 0 /Contents 60 0 R>> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (26) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 720.25 Td (Non-operating ) Tj ET Q q 0 0 0 rg BT 113.06 720.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 148.33 720.25 Td (- ) Tj ET Q q 0 0 0 rg BT 154.16 720.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 195.55 720.25 Td (litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.37 698.25 Td (As ) Tj ET Q q 0 0 0 rg BT 104.82 698.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 147.48 698.25 Td (in ) Tj ET Q q 0 0 0 rg BT 159.58 698.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 183.35 698.25 Td (6 ) Tj ET Q q 0 0 0 rg BT 192.68 698.25 Td (to ) Tj ET Q q 0 0 0 rg BT 204.79 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 221.34 698.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 278.44 698.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 319.98 698.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 368.19 698.25 Td (three ) Tj ET Q q 0 0 0 rg BT 392.51 698.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 436.82 698.25 Td (complaints ) Tj ET Q q 0 0 0 rg BT 485.03 698.25 Td (brought ) Tj ET Q q 0 0 0 rg BT 520.47 698.25 Td (by ) Tj ET Q q 0 0 0 rg BT 534.80 698.25 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 686.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 103.14 686.25 Td (on ) Tj ET Q q 0 0 0 rg BT 115.74 686.25 Td (behalf ) Tj ET Q q 0 0 0 rg BT 143.32 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 154.25 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 169.06 686.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 210.55 686.25 Td (as ) Tj ET Q q 0 0 0 rg BT 221.48 686.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 265.17 686.25 Td (with ) Tj ET Q q 0 0 0 rg BT 285.55 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.37 686.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 345.18 686.25 Td (settled ) Tj ET Q q 0 0 0 rg BT 373.88 686.25 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 423.13 686.25 Td (class ) Tj ET Q q 0 0 0 rg BT 445.17 686.25 Td (action ) Tj ET Q q 0 0 0 rg BT 472.20 686.25 Td (styled ) Tj ET Q q 0 0 0 rg BT 498.69 686.25 Td (In ) Tj ET Q q 0 0 0 rg BT 509.61 686.25 Td (re: ) Tj ET Q q 0 0 0 rg BT 522.76 686.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 546.75 686.25 Td (Inc. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 91.61 674.25 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 135.72 674.25 Td (Civil ) Tj ET Q q 0 0 0 rg BT 157.42 674.25 Td (Action ) Tj ET Q q 0 0 0 rg BT 186.81 674.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 203.71 674.25 Td (1:1) Tj ET Q q 0 0 0 rg BT 216.11 674.25 Td (1-CV) Tj ET Q q 0 0 0 rg BT 237.42 674.25 Td (-02400-R) Tj ET Q q 0 0 0 rg BT 275.20 674.25 Td (WS ) Tj ET Q q 0 0 0 rg BT 292.37 674.25 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 317.32 674.25 Td (Ga.\) ) Tj ET Q q 0 0 0 rg BT 336.98 674.25 Td (were ) Tj ET Q q 0 0 0 rg BT 358.59 674.25 Td (settled ) Tj ET Q q 0 0 0 rg BT 386.86 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 403.48 674.25 Td (dismissed ) Tj ET Q q 0 0 0 rg BT 445.10 674.25 Td (on ) Tj ET Q q 0 0 0 rg BT 457.27 674.25 Td (December ) Tj ET Q q 0 0 0 rg BT 500.53 674.25 Td (2, ) Tj ET Q q 0 0 0 rg BT 510.21 674.25 Td (2014. ) Tj ET Q q 0 0 0 rg BT 534.88 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.05 674.25 Td (In ) Tj ET Q q 0 0 0 rg BT 547.56 674.25 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (regard ) Tj ET Q q 0 0 0 rg BT 78.04 662.25 Td (on ) Tj ET Q q 0 0 0 rg BT 90.54 662.25 Td (January ) Tj ET Q q 0 0 0 rg BT 124.14 662.25 Td (19, ) Tj ET Q q 0 0 0 rg BT 139.14 662.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 161.64 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 176.35 662.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 217.74 662.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 237.46 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 252.17 662.25 Td ($690,000 ) Tj ET Q q 0 0 0 rg BT 292.17 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 303.00 662.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 324.94 662.25 Td (fees.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 85.84 640.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 130.01 640.25 Td (Gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 618.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 116.03 618.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 147.50 618.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 187.84 618.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 207.65 618.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.58 618.25 Td ($829 ) Tj ET Q q 0 0 0 rg BT 241.17 618.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.28 618.25 Td ( ) Tj ET Q q 0 0 0 rg BT 279.87 618.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.24 618.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.24 618.25 Td ( ) Tj ET Q q 0 0 0 rg BT 312.83 618.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 352.64 618.25 Td (mostly ) Tj ET Q q 0 0 0 rg BT 382.46 618.25 Td (of ) Tj ET Q q 0 0 0 rg BT 393.38 618.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 417.08 618.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 463.53 618.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 486.12 618.25 Td (the ) Tj ET Q q 0 0 0 rg BT 500.93 618.25 Td (remeasurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 606.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.20 606.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 91.26 606.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 141.89 606.25 Td (within ) Tj ET Q q 0 0 0 rg BT 170.31 606.25 Td (our ) Tj ET Q q 0 0 0 rg BT 186.51 606.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 218.25 606.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 262.77 606.25 Td (that ) Tj ET Q q 0 0 0 rg BT 280.63 606.25 Td (were ) Tj ET Q q 0 0 0 rg BT 302.93 606.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 357.44 606.25 Td (in ) Tj ET Q q 0 0 0 rg BT 368.08 606.25 Td (a ) Tj ET Q q 0 0 0 rg BT 375.39 606.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 413.23 606.25 Td (other ) Tj ET Q q 0 0 0 rg BT 436.64 606.25 Td (than ) Tj ET Q q 0 0 0 rg BT 456.72 606.25 Td (the ) Tj ET Q q 0 0 0 rg BT 471.81 606.25 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 521.47 606.25 Td (functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 594.25 Td (currency) Tj ET Q q 0 0 0 rg BT 84.33 594.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 572.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.61 572.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.80 572.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 99.50 550.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.98 550.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.80 550.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 206.59 550.25 Td (income ) Tj ET Q q 0 0 0 rg BT 238.96 550.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 254.11 550.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 289.25 550.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.51 550.25 Td ($13.9 ) Tj ET Q q 0 0 0 rg BT 325.94 550.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.83 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 357.76 550.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.47 550.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.47 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 391.41 550.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 433.76 550.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.91 550.25 Td ($10.9 ) Tj ET Q q 0 0 0 rg BT 474.34 550.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.24 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 506.17 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 517.43 550.25 Td (income ) Tj ET Q q 0 0 0 rg BT 549.80 550.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.69 538.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.94 538.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.94 538.25 Td (, ) Tj ET Q q 0 0 0 rg BT 119.92 538.25 Td (representing ) Tj ET Q q 0 0 0 rg BT 171.82 538.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 178.74 538.25 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 198.72 538.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.61 538.25 Td (, ) Tj ET Q q 0 0 0 rg BT 232.59 538.25 Td (or ) Tj ET Q q 0 0 0 rg BT 243.39 538.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.31 538.25 Td (28%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.64 538.25 Td (, ) Tj ET Q q 0 0 0 rg BT 273.62 538.25 Td (increase. ) Tj ET Q q 0 0 0 rg BT 311.17 538.25 Td (The ) Tj ET Q q 0 0 0 rg BT 329.20 538.25 Td (primary ) Tj ET Q q 0 0 0 rg BT 363.33 538.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 393.01 538.25 Td (causing ) Tj ET Q q 0 0 0 rg BT 426.04 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.73 538.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 475.97 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 486.22 538.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 532.56 538.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 64.61 526.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 99.22 526.25 Td (in ) Tj ET Q q 0 0 0 rg BT 109.39 526.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 131.79 526.25 Td (were ) Tj ET Q q 0 0 0 rg BT 153.61 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 168.23 526.25 Td (inclusion ) Tj ET Q q 0 0 0 rg BT 207.29 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 218.01 526.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 247.61 526.25 Td (discrete ) Tj ET Q q 0 0 0 rg BT 281.10 526.25 Td (items ) Tj ET Q q 0 0 0 rg BT 305.17 526.25 Td (consisting ) Tj ET Q q 0 0 0 rg BT 348.12 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 358.84 526.25 Td ( ) Tj ET Q q 0 0 0 rg BT 361.24 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 375.85 526.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 408.79 526.25 Td (net ) Tj ET Q q 0 0 0 rg BT 423.40 526.25 Td (ef) Tj ET Q q 0 0 0 rg BT 430.99 526.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 452.26 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 462.99 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 477.60 526.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 521.10 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 531.82 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 546.44 526.25 Td (IRS ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 72.58 514.25 Td (for ) Tj ET Q q 0 0 0 rg BT 86.83 514.25 Td (the ) Tj ET Q q 0 0 0 rg BT 101.64 514.25 Td (years ) Tj ET Q q 0 0 0 rg BT 125.32 514.25 Td (2008 ) Tj ET Q q 0 0 0 rg BT 147.91 514.25 Td (thru ) Tj ET Q q 0 0 0 rg BT 166.61 514.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 189.19 514.25 Td (amounting ) Tj ET Q q 0 0 0 rg BT 234.56 514.25 Td (to ) Tj ET Q q 0 0 0 rg BT 244.92 514.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.51 514.25 Td ($0.5 ) Tj ET Q q 0 0 0 rg BT 267.60 514.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.49 514.25 Td (, ) Tj ET Q q 0 0 0 rg BT 301.58 514.25 Td (the ) Tj ET Q q 0 0 0 rg BT 316.38 514.25 Td (amendment ) Tj ET Q q 0 0 0 rg BT 365.62 514.25 Td (and ) Tj ET Q q 0 0 0 rg BT 382.65 514.25 Td (refiling ) Tj ET Q q 0 0 0 rg BT 414.67 514.25 Td (of ) Tj ET Q q 0 0 0 rg BT 425.59 514.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.39 514.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 481.87 514.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 502.24 514.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 532.58 514.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 63.74 502.25 Td (return ) Tj ET Q q 0 0 0 rg BT 89.13 502.25 Td (for ) Tj ET Q q 0 0 0 rg BT 102.31 502.25 Td (the ) Tj ET Q q 0 0 0 rg BT 116.05 502.25 Td (year ) Tj ET Q q 0 0 0 rg BT 134.78 502.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 156.30 502.25 Td (which ) Tj ET Q q 0 0 0 rg BT 182.26 502.25 Td (amounted ) Tj ET Q q 0 0 0 rg BT 223.21 502.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.51 502.25 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 251.53 502.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.42 502.25 Td (, ) Tj ET Q q 0 0 0 rg BT 284.44 502.25 Td (and ) Tj ET Q q 0 0 0 rg BT 300.40 502.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 341.57 502.25 Td (ASC ) Tj ET Q q 0 0 0 rg BT 362.55 502.25 Td (740 ) Tj ET Q q 0 0 0 rg BT 379.07 502.25 Td (\(formerly ) Tj ET Q q 0 0 0 rg BT 418.90 502.25 Td ("FIN ) Tj ET Q q 0 0 0 rg BT 440.62 502.25 Td (48"\) ) Tj ET Q q 0 0 0 rg BT 459.55 502.25 Td (provisioning ) Tj ET Q q 0 0 0 rg BT 511.63 502.25 Td (for ) Tj ET Q q 0 0 0 rg BT 524.81 502.25 Td (uncertain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.25 Td (income ) Tj ET Q q 0 0 0 rg BT 81.34 490.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 95.46 490.25 Td (return ) Tj ET Q q 0 0 0 rg BT 121.25 490.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 159.27 490.25 Td (amounting ) Tj ET Q q 0 0 0 rg BT 203.95 490.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.64 490.25 Td ($9.8 ) Tj ET Q q 0 0 0 rg BT 233.04 490.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.94 490.25 Td (, ) Tj ET Q q 0 0 0 rg BT 266.34 490.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 301.57 490.25 Td (of) Tj ET Q q 0 0 0 rg BT 309.72 490.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 326.06 490.25 Td (by ) Tj ET Q q 0 0 0 rg BT 337.97 490.25 Td (a ) Tj ET Q q 0 0 0 rg BT 344.32 490.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 373.99 490.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.22 490.25 Td ($3.1 ) Tj ET Q q 0 0 0 rg BT 403.63 490.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.52 490.25 Td ( ) Tj ET Q q 0 0 0 rg BT 434.43 490.25 Td (from ) Tj ET Q q 0 0 0 rg BT 455.77 490.25 Td (reconciling ) Tj ET Q q 0 0 0 rg BT 502.66 490.25 Td (the ) Tj ET Q q 0 0 0 rg BT 516.78 490.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 530.91 490.25 Td (payable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 82.79 478.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 119.45 478.25 Td (for ) Tj ET Q q 0 0 0 rg BT 132.79 478.25 Td (our ) Tj ET Q q 0 0 0 rg BT 147.79 478.25 Td (various ) Tj ET Q q 0 0 0 rg BT 178.91 478.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 227.80 478.25 Td (to ) Tj ET Q q 0 0 0 rg BT 237.26 478.25 Td (the ) Tj ET Q q 0 0 0 rg BT 251.15 478.25 Td (income ) Tj ET Q q 0 0 0 rg BT 282.26 478.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 296.16 478.25 Td (returns ) Tj ET Q q 0 0 0 rg BT 325.60 478.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 345.61 478.25 Td (in ) Tj ET Q q 0 0 0 rg BT 355.06 478.25 Td (those ) Tj ET Q q 0 0 0 rg BT 377.85 478.25 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 431.47 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 447.58 478.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 489.25 478.25 Td (deductible ) Tj ET Q q 0 0 0 rg BT 532.58 478.25 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 85.44 466.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.44 466.25 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 140.22 466.25 Td (providing ) Tj ET Q q 0 0 0 rg BT 182.33 466.25 Td (a ) Tj ET Q q 0 0 0 rg BT 190.00 466.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 205.45 466.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 236.44 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 248.00 466.25 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 268.73 466.25 Td (million. ) Tj ET Q q 0 0 0 rg BT 303.12 466.25 Td (Thusly) Tj ET Q q 0 0 0 rg BT 330.25 466.25 Td (, ) Tj ET Q q 0 0 0 rg BT 335.97 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 351.42 466.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 366.87 466.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 402.30 466.25 Td (excluding ) Tj ET Q q 0 0 0 rg BT 444.96 466.25 Td (such ) Tj ET Q q 0 0 0 rg BT 466.52 466.25 Td (discrete ) Tj ET Q q 0 0 0 rg BT 500.85 466.25 Td (items ) Tj ET Q q 0 0 0 rg BT 525.74 466.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.52 466.25 Td ($7.4 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 454.25 Td (, ) Tj ET Q q 0 0 0 rg BT 84.23 454.25 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 125.38 454.25 Td (an ) Tj ET Q q 0 0 0 rg BT 137.66 454.25 Td (ef) Tj ET Q q 0 0 0 rg BT 145.24 454.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 175.28 454.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 190.34 454.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 208.16 454.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.33 454.25 Td (9.5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.16 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 243.00 454.25 Td (as ) Tj ET Q q 0 0 0 rg BT 254.17 454.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 296.43 454.25 Td (to ) Tj ET Q q 0 0 0 rg BT 307.05 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 322.10 454.25 Td (4.6% ) Tj ET Q q 0 0 0 rg BT 345.77 454.25 Td (ef) Tj ET Q q 0 0 0 rg BT 353.36 454.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 383.40 454.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 398.45 454.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 416.28 454.25 Td (for ) Tj ET Q q 0 0 0 rg BT 430.78 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.83 454.25 Td (year ) Tj ET Q q 0 0 0 rg BT 465.88 454.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 491.01 454.25 Td (The ) Tj ET Q q 0 0 0 rg BT 509.40 454.25 Td (ef) Tj ET Q q 0 0 0 rg BT 516.98 454.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 547.02 454.25 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 89.52 442.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 128.50 442.25 Td (due ) Tj ET Q q 0 0 0 rg BT 144.71 442.25 Td (to ) Tj ET Q q 0 0 0 rg BT 154.25 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 168.24 442.25 Td (a ) Tj ET Q q 0 0 0 rg BT 174.44 442.25 Td (greater ) Tj ET Q q 0 0 0 rg BT 203.96 442.25 Td (proportion ) Tj ET Q q 0 0 0 rg BT 247.95 442.25 Td (of ) Tj ET Q q 0 0 0 rg BT 258.05 442.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 288.69 442.25 Td (income ) Tj ET Q q 0 0 0 rg BT 319.89 442.25 Td (being ) Tj ET Q q 0 0 0 rg BT 343.87 442.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 375.63 442.25 Td (from ) Tj ET Q q 0 0 0 rg BT 396.83 442.25 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 448.04 442.25 Td (with ) Tj ET Q q 0 0 0 rg BT 467.59 442.25 Td (higher ) Tj ET Q q 0 0 0 rg BT 494.90 442.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 508.89 442.25 Td (rates. ) Tj ET Q q 0 0 0 rg BT 532.03 442.25 Td (Overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.10 430.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 106.87 430.25 Td (enjoys ) Tj ET Q q 0 0 0 rg BT 135.87 430.25 Td (a ) Tj ET Q q 0 0 0 rg BT 143.19 430.25 Td (relatively ) Tj ET Q q 0 0 0 rg BT 183.83 430.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 209.49 430.25 Td (ef) Tj ET Q q 0 0 0 rg BT 217.07 430.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 247.16 430.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 262.26 430.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 280.13 430.25 Td (from ) Tj ET Q q 0 0 0 rg BT 302.46 430.25 Td (conducting ) Tj ET Q q 0 0 0 rg BT 349.77 430.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 394.87 430.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 435.52 430.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 474.50 430.25 Td (in ) Tj ET Q q 0 0 0 rg BT 485.17 430.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 515.25 430.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 547.01 430.25 Td (low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 64.96 418.25 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 119.44 418.25 Td (The ) Tj ET Q q 0 0 0 rg BT 137.73 418.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 168.79 418.25 Td (income ) Tj ET Q q 0 0 0 rg BT 200.96 418.25 Td (from ) Tj ET Q q 0 0 0 rg BT 223.14 418.25 Td (and ) Tj ET Q q 0 0 0 rg BT 240.32 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.28 418.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 299.11 418.25 Td (statutory ) Tj ET Q q 0 0 0 rg BT 336.84 418.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 351.80 418.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 373.42 418.25 Td (in ) Tj ET Q q 0 0 0 rg BT 383.94 418.25 Td (each ) Tj ET Q q 0 0 0 rg BT 404.99 418.25 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 453.29 418.25 Td (in ) Tj ET Q q 0 0 0 rg BT 463.80 418.25 Td (which ) Tj ET Q q 0 0 0 rg BT 490.98 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 505.94 418.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 547.57 418.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.16 406.25 Td (for ) Tj ET Q q 0 0 0 rg BT 108.32 406.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.03 406.25 Td (year ) Tj ET Q q 0 0 0 rg BT 142.74 406.25 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.46 406.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 231.04 406.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.04 406.25 Td ( ) Tj ET Q q 0 0 0 rg BT 253.54 406.25 Td (are ) Tj ET Q q 0 0 0 rg BT 268.25 406.25 Td (as ) Tj ET Q q 0 0 0 rg BT 279.08 406.25 Td (follows: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 13.50 310.75 52.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.50 310.75 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 107.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 310.75 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 151.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 310.75 43.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 310.75 46.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 310.75 50.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 310.75 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 310.75 45.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 310.75 49.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 310.75 50.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 310.75 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 548.50 310.75 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 552.50 310.75 45.00 -35.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 310.75 m 107.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 310.75 m 111.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 310.75 m 151.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 310.75 m 155.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 310.75 m 198.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 310.75 m 202.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 310.75 m 248.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 310.75 m 252.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 310.75 m 302.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 310.75 m 306.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 310.75 m 348.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 310.75 m 352.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 310.75 m 397.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 310.75 m 401.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 310.75 m 450.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 310.75 m 454.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 310.75 m 504.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 310.75 m 508.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 310.75 m 548.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 548.5 310.75 m 552.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 552.5 310.75 m 597.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 310.75 m 107.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 310.75 m 111.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 310.75 m 151.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 310.75 m 155.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 310.75 m 198.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 310.75 m 202.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 310.75 m 248.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 310.75 m 252.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 310.75 m 302.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 310.75 m 306.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 310.75 m 348.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 310.75 m 352.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 310.75 m 397.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 310.75 m 401.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 310.75 m 450.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 310.75 m 454.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 310.75 m 504.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 310.75 m 508.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 310.75 m 548.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 548.5 310.75 m 552.5 310.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 552.5 310.75 m 597.5 310.75 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 345.43 Td (\(dollar) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 335.43 Td (amounts) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 325.43 Td (in) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 315.43 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.55 325.43 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.20 315.43 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.30 315.43 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 164.80 325.43 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.15 315.43 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.00 315.43 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.40 315.43 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.55 325.43 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.45 315.43 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.10 315.43 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.10 315.43 Td (Mauritius) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.25 335.43 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.85 325.43 Td (\(United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.30 315.43 Td (Kingdom\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.60 315.43 Td (Sweden) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 563.55 315.43 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 290.42 Td (Pre-tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 280.42 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.10 280.42 Td (8,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.60 280.42 Td (115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.10 280.42 Td (1,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 280.42 Td (5,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.10 280.42 Td (16,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.10 280.42 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.10 280.42 Td (28,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.30 280.47 Td (\(370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 280.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.15 280.42 Td (9,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.10 280.42 Td (7,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.00 280.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.10 280.42 Td (77,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 266.32 Td (Statutory) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 256.32 Td (tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.10 256.42 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.10 256.42 Td (30.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.10 256.42 Td (34.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.15 256.42 Td (30.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.15 256.42 Td (10.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.10 256.42 Td (28.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 256.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 256.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 256.42 Td (24.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 256.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 256.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 61 0 obj <>] /Rotate 0 /Contents 62 0 R>> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (27) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (TWEL) Tj ET Q q 0 0 0 rg BT 79.09 742.25 Td (VE ) Tj ET Q q 0 0 0 rg BT 95.48 742.25 Td (MONTHS ) Tj ET Q q 0 0 0 rg BT 142.43 742.25 Td (ENDED ) Tj ET Q q 0 0 0 rg BT 179.94 742.25 Td (DECEMBER ) Tj ET Q q 0 0 0 rg BT 240.22 742.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 255.22 742.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 277.17 742.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 301.33 742.25 Td (2012) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 720.25 Td (Operating ) Tj ET Q q 0 0 0 rg BT 94.17 720.25 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 698.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.61 698.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.57 698.25 Td (derives ) Tj ET Q q 0 0 0 rg BT 188.51 698.25 Td (its ) Tj ET Q q 0 0 0 rg BT 200.03 698.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 237.64 698.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 276.92 698.25 Td (from ) Tj ET Q q 0 0 0 rg BT 298.42 698.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 349.37 698.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.87 698.25 Td (support ) Tj ET Q q 0 0 0 rg BT 397.94 698.25 Td (services, ) Tj ET Q q 0 0 0 rg BT 434.72 698.25 Td (which ) Tj ET Q q 0 0 0 rg BT 461.22 698.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 496.61 698.25 Td (subscription ) Tj ET Q q 0 0 0 rg BT 547.57 698.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 686.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 96.09 686.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 114.41 686.25 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 157.18 686.25 Td (to ) Tj ET Q q 0 0 0 rg BT 167.18 686.25 Td (services ) Tj ET Q q 0 0 0 rg BT 201.61 686.25 Td (delivered ) Tj ET Q q 0 0 0 rg BT 241.03 686.25 Td (over ) Tj ET Q q 0 0 0 rg BT 261.02 686.25 Td (our ) Tj ET Q q 0 0 0 rg BT 276.57 686.25 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 320.44 686.25 Td (or ) Tj ET Q q 0 0 0 rg BT 330.99 686.25 Td (from ) Tj ET Q q 0 0 0 rg BT 352.65 686.25 Td (our ) Tj ET Q q 0 0 0 rg BT 367.71 686.25 Td (ASP) Tj ET Q q 0 0 0 rg BT 385.69 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 387.91 686.25 Td (platforms, ) Tj ET Q q 0 0 0 rg BT 430.96 686.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 464.82 686.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 505.91 686.25 Td (from ) Tj ET Q q 0 0 0 rg BT 527.57 686.25 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.25 Td (development ) Tj ET Q q 0 0 0 rg BT 103.45 674.25 Td (projects ) Tj ET Q q 0 0 0 rg BT 136.91 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 153.15 674.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 196.04 674.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 213.94 674.25 Td (for ) Tj ET Q q 0 0 0 rg BT 227.40 674.25 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 273.37 674.25 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 340.43 674.25 Td (training, ) Tj ET Q q 0 0 0 rg BT 375.84 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 392.08 674.25 Td (project ) Tj ET Q q 0 0 0 rg BT 421.64 674.25 Td (management ) Tj ET Q q 0 0 0 rg BT 474.53 674.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 511.88 674.25 Td (to ) Tj ET Q q 0 0 0 rg BT 521.46 674.25 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (using ) Tj ET Q q 0 0 0 rg BT 73.59 662.25 Td (our ) Tj ET Q q 0 0 0 rg BT 88.84 662.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 124.93 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.29 662.25 Td (business ) Tj ET Q q 0 0 0 rg BT 177.11 662.25 Td (process ) Tj ET Q q 0 0 0 rg BT 209.02 662.25 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 258.16 662.25 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 294.22 662.25 Td (Ebix) Tj ET Q q 0 0 0 rg BT 315.89 662.25 Td (s ) Tj ET Q q 0 0 0 rg BT 321.70 662.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 355.27 662.25 Td (streams ) Tj ET Q q 0 0 0 rg BT 387.74 662.25 Td (come ) Tj ET Q q 0 0 0 rg BT 411.31 662.25 Td (from ) Tj ET Q q 0 0 0 rg BT 432.67 662.25 Td (four ) Tj ET Q q 0 0 0 rg BT 451.25 662.25 Td (product ) Tj ET Q q 0 0 0 rg BT 483.72 662.25 Td (channels. ) Tj ET Q q 0 0 0 rg BT 523.13 662.25 Td (Presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.18 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.79 650.25 Td (table ) Tj ET Q q 0 0 0 rg BT 96.62 650.25 Td (below ) Tj ET Q q 0 0 0 rg BT 123.46 650.25 Td (is ) Tj ET Q q 0 0 0 rg BT 132.52 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.14 650.25 Td (breakout ) Tj ET Q q 0 0 0 rg BT 184.52 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 195.25 650.25 Td (our ) Tj ET Q q 0 0 0 rg BT 210.98 650.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 248.91 650.25 Td (for ) Tj ET Q q 0 0 0 rg BT 262.97 650.25 Td (each ) Tj ET Q q 0 0 0 rg BT 283.68 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 294.41 650.25 Td (those ) Tj ET Q q 0 0 0 rg BT 317.92 650.25 Td (product ) Tj ET Q q 0 0 0 rg BT 350.86 650.25 Td (channels ) Tj ET Q q 0 0 0 rg BT 388.24 650.25 Td (for ) Tj ET Q q 0 0 0 rg BT 402.30 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.91 650.25 Td (years ) Tj ET Q q 0 0 0 rg BT 440.41 650.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 466.68 650.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 525.17 650.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 547.56 650.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (2012.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 591.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 591.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 591.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 591.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 591.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 563.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 563.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 563.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 563.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 563.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 535.75 378.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 535.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 535.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 535.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 535.75 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 604.75 m 488.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 604.75 m 492.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 604.75 m 548.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 591.75 m 428.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 591.75 m 488.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 604.75 m 548.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 591.75 m 548.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 591.75 m 488.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 591.75 m 548.5 591.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 535.75 m 488.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 535.75 m 548.5 535.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 523.75 m 488.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 521.75 m 488.5 521.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 523.75 m 548.5 523.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 521.75 m 548.5 521.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.25 618.48 Td (For) Tj ET Q q 0 0 0 rg BT 463.62 618.48 Td ( the ) Tj ET Q q 0 0 0 rg BT 481.58 618.48 Td (Y) Tj ET Q q 0 0 0 rg BT 487.69 618.48 Td (ear) Tj ET Q q 0 0 0 rg BT 501.38 618.48 Td ( Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.90 608.48 Td (December) Tj ET Q q 0 0 0 rg BT 504.02 608.48 Td ( 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 595.48 Td (\(dollar amounts in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 595.48 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.00 595.48 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 582.32 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 582.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 582.32 Td (163,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 582.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 582.32 Td (159,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 568.32 Td (Broker Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 568.32 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 568.32 Td (18,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 554.32 Td (Business Process Outsourcing \(BPO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 554.32 Td (15,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 554.32 Td (16,140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 540.32 Td (Carrier Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 540.32 Td (6,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.15 540.32 Td (4,940) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 526.48 Td (Totals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.00 526.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 526.48 Td (204,710) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 526.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.15 526.48 Td (199,370) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 499.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.50 499.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.00 499.25 Td ( ) Tj ET Q q 0 0 0 rg BT 93.50 499.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.00 499.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 487.25 Td (During ) Tj ET Q q 0 0 0 rg BT 130.46 487.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.80 487.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 175.59 487.25 Td (months ) Tj ET Q q 0 0 0 rg BT 208.17 487.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 235.17 487.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 294.38 487.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 317.51 487.25 Td (our ) Tj ET Q q 0 0 0 rg BT 333.97 487.25 Td (total ) Tj ET Q q 0 0 0 rg BT 354.88 487.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 389.65 487.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 430.53 487.25 Td ($5.3 ) Tj ET Q q 0 0 0 rg BT 451.16 487.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 485.68 487.25 Td (or ) Tj ET Q q 0 0 0 rg BT 497.14 487.25 Td (2.7%, ) Tj ET Q q 0 0 0 rg BT 523.60 487.25 Td (to ) Tj ET Q q 0 0 0 rg BT 534.51 487.25 Td ($204.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.25 Td (million ) Tj ET Q q 0 0 0 rg BT 82.29 475.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 125.12 475.25 Td (to ) Tj ET Q q 0 0 0 rg BT 136.30 475.25 Td ($199.4 ) Tj ET Q q 0 0 0 rg BT 167.20 475.25 Td (million ) Tj ET Q q 0 0 0 rg BT 199.50 475.25 Td (in ) Tj ET Q q 0 0 0 rg BT 210.68 475.25 Td (2012. ) Tj ET Q q 0 0 0 rg BT 236.33 475.25 Td (The ) Tj ET Q q 0 0 0 rg BT 255.28 475.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 291.44 475.25 Td (in ) Tj ET Q q 0 0 0 rg BT 302.62 475.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 341.56 475.25 Td (is ) Tj ET Q q 0 0 0 rg BT 351.63 475.25 Td (a ) Tj ET Q q 0 0 0 rg BT 359.47 475.25 Td (summation ) Tj ET Q q 0 0 0 rg BT 407.32 475.25 Td (of ) Tj ET Q q 0 0 0 rg BT 419.05 475.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 454.10 475.25 Td (from ) Tj ET Q q 0 0 0 rg BT 476.94 475.25 Td (business ) Tj ET Q q 0 0 0 rg BT 514.23 475.25 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 463.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 94.53 463.25 Td (during ) Tj ET Q q 0 0 0 rg BT 123.51 463.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 146.39 463.25 Td (and ) Tj ET Q q 0 0 0 rg BT 163.71 463.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 189.08 463.25 Td (and ) Tj ET Q q 0 0 0 rg BT 206.40 463.25 Td (the ) Tj ET Q q 0 0 0 rg BT 221.49 463.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 252.70 463.25 Td (achieved ) Tj ET Q q 0 0 0 rg BT 291.11 463.25 Td (in ) Tj ET Q q 0 0 0 rg BT 301.77 463.25 Td (our ) Tj ET Q q 0 0 0 rg BT 317.98 463.25 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 349.17 463.25 Td (and ) Tj ET Q q 0 0 0 rg BT 366.48 463.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 408.79 463.25 Td (channels, ) Tj ET Q q 0 0 0 rg BT 449.15 463.25 Td (somewhat ) Tj ET Q q 0 0 0 rg BT 492.57 463.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 528.77 463.25 Td (of) Tj ET Q q 0 0 0 rg BT 536.92 463.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 554.24 463.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 451.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.64 451.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 105.93 451.25 Td (by ) Tj ET Q q 0 0 0 rg BT 118.35 451.25 Td (a ) Tj ET Q q 0 0 0 rg BT 125.21 451.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 165.40 451.25 Td (in ) Tj ET Q q 0 0 0 rg BT 175.61 451.25 Td (BPO ) Tj ET Q q 0 0 0 rg BT 197.48 451.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 235.44 451.25 Td (which ) Tj ET Q q 0 0 0 rg BT 262.31 451.25 Td (were ) Tj ET Q q 0 0 0 rg BT 284.16 451.25 Td (af) Tj ET Q q 0 0 0 rg BT 291.75 451.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 318.60 451.25 Td (by ) Tj ET Q q 0 0 0 rg BT 331.02 451.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.66 451.25 Td (depressed ) Tj ET Q q 0 0 0 rg BT 387.51 451.25 Td (construction ) Tj ET Q q 0 0 0 rg BT 439.37 451.25 Td (industry) Tj ET Q q 0 0 0 rg BT 471.50 451.25 Td (, ) Tj ET Q q 0 0 0 rg BT 476.43 451.25 Td (and ) Tj ET Q q 0 0 0 rg BT 493.29 451.25 Td (a ) Tj ET Q q 0 0 0 rg BT 500.15 451.25 Td (small ) Tj ET Q q 0 0 0 rg BT 524.24 451.25 Td (reduction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 439.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.42 439.25 Td (Broker ) Tj ET Q q 0 0 0 rg BT 90.82 439.25 Td (system ) Tj ET Q q 0 0 0 rg BT 121.24 439.25 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 161.92 439.25 Td (mainly ) Tj ET Q q 0 0 0 rg BT 192.33 439.25 Td (due ) Tj ET Q q 0 0 0 rg BT 209.40 439.25 Td (to ) Tj ET Q q 0 0 0 rg BT 219.82 439.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 260.21 439.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 277.84 439.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 327.69 439.25 Td (impacting ) Tj ET Q q 0 0 0 rg BT 370.31 439.25 Td (international ) Tj ET Q q 0 0 0 rg BT 423.49 439.25 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 463.97 439.25 Td (The ) Tj ET Q q 0 0 0 rg BT 482.16 439.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 523.68 439.25 Td (continues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 427.25 Td (to ) Tj ET Q q 0 0 0 rg BT 61.06 427.25 Td (immediately ) Tj ET Q q 0 0 0 rg BT 114.34 427.25 Td (and ) Tj ET Q q 0 0 0 rg BT 132.06 427.25 Td (ef) Tj ET Q q 0 0 0 rg BT 139.65 427.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 176.25 427.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 213.40 427.25 Td (product ) Tj ET Q q 0 0 0 rg BT 247.24 427.25 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 301.07 427.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 357.13 427.25 Td (across ) Tj ET Q q 0 0 0 rg BT 385.41 427.25 Td (all ) Tj ET Q q 0 0 0 rg BT 398.69 427.25 Td (channels, ) Tj ET Q q 0 0 0 rg BT 439.46 427.25 Td (as ) Tj ET Q q 0 0 0 rg BT 451.07 427.25 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 494.34 427.25 Td (by ) Tj ET Q q 0 0 0 rg BT 507.62 427.25 Td (our ) Tj ET Q q 0 0 0 rg BT 524.24 427.25 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 415.25 Td (philosophy ) Tj ET Q q 0 0 0 rg BT 97.42 415.25 Td (and ) Tj ET Q q 0 0 0 rg BT 114.83 415.25 Td (business ) Tj ET Q q 0 0 0 rg BT 151.69 415.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 198.54 415.25 Td (strategy) Tj ET Q q 0 0 0 rg BT 229.55 415.25 Td (. ) Tj ET Q q 0 0 0 rg BT 234.81 415.25 Td (W) Tj ET Q q 0 0 0 rg BT 243.85 415.25 Td (ith ) Tj ET Q q 0 0 0 rg BT 257.37 415.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 288.66 415.25 Td (to ) Tj ET Q q 0 0 0 rg BT 299.41 415.25 Td (business ) Tj ET Q q 0 0 0 rg BT 336.27 415.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 387.02 415.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 431.64 415.25 Td (during ) Tj ET Q q 0 0 0 rg BT 460.72 415.25 Td (the ) Tj ET Q q 0 0 0 rg BT 475.91 415.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 500.53 415.25 Td (years ) Tj ET Q q 0 0 0 rg BT 524.60 415.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 547.57 415.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 72.81 403.25 Td (on ) Tj ET Q q 0 0 0 rg BT 85.63 403.25 Td (a ) Tj ET Q q 0 0 0 rg BT 92.88 403.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 109.02 403.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 135.71 403.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 161.02 403.25 Td (as ) Tj ET Q q 0 0 0 rg BT 172.16 403.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 212.19 403.25 Td (in ) Tj ET Q q 0 0 0 rg BT 222.78 403.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.81 403.25 Td (table ) Tj ET Q q 0 0 0 rg BT 260.06 403.25 Td (in ) Tj ET Q q 0 0 0 rg BT 270.65 403.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 292.90 403.25 Td (4 ) Tj ET Q q 0 0 0 rg BT 300.71 403.25 Td (Pro ) Tj ET Q q 0 0 0 rg BT 321.86 403.25 Td (Forma ) Tj ET Q q 0 0 0 rg BT 350.78 403.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 390.80 403.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 445.82 403.25 Td (to ) Tj ET Q q 0 0 0 rg BT 456.41 403.25 Td (the ) Tj ET Q q 0 0 0 rg BT 471.44 403.25 Td (enclosed ) Tj ET Q q 0 0 0 rg BT 509.23 403.25 Td (Consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 89.58 391.25 Td (Statements, ) Tj ET Q q 0 0 0 rg BT 138.34 391.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 180.14 391.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 195.85 391.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 222.09 391.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 260.00 391.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 301.79 391.25 Td (4.4% ) Tj ET Q q 0 0 0 rg BT 324.99 391.25 Td (to ) Tj ET Q q 0 0 0 rg BT 335.14 391.25 Td ($205.6 ) Tj ET Q q 0 0 0 rg BT 365.01 391.25 Td (million ) Tj ET Q q 0 0 0 rg BT 396.28 391.25 Td (for ) Tj ET Q q 0 0 0 rg BT 410.31 391.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.90 391.25 Td (year ) Tj ET Q q 0 0 0 rg BT 444.48 391.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 466.85 391.25 Td (from ) Tj ET Q q 0 0 0 rg BT 488.66 391.25 Td (the ) Tj ET Q q 0 0 0 rg BT 503.25 391.25 Td ($215.0 ) Tj ET Q q 0 0 0 rg BT 533.12 391.25 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.26 379.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 75.53 379.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 101.33 379.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 134.91 379.25 Td (for ) Tj ET Q q 0 0 0 rg BT 148.51 379.25 Td (the ) Tj ET Q q 0 0 0 rg BT 162.66 379.25 Td ( ) Tj ET Q q 0 0 0 rg BT 164.59 379.25 Td (year ) Tj ET Q q 0 0 0 rg BT 183.73 379.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 208.16 379.25 Td (whereas ) Tj ET Q q 0 0 0 rg BT 242.85 379.25 Td (there ) Tj ET Q q 0 0 0 rg BT 264.77 379.25 Td (was ) Tj ET Q q 0 0 0 rg BT 282.25 379.25 Td (a ) Tj ET Q q 0 0 0 rg BT 288.63 379.25 Td (2.7% ) Tj ET Q q 0 0 0 rg BT 311.39 379.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 346.07 379.25 Td (in ) Tj ET Q q 0 0 0 rg BT 355.79 379.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 391.03 379.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 428.50 379.25 Td (for ) Tj ET Q q 0 0 0 rg BT 442.10 379.25 Td (the ) Tj ET Q q 0 0 0 rg BT 456.25 379.25 Td (same ) Tj ET Q q 0 0 0 rg BT 478.72 379.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 530.08 379.25 Td (periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.25 Td (The ) Tj ET Q q 0 0 0 rg BT 68.04 367.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 92.74 367.25 Td (for ) Tj ET Q q 0 0 0 rg BT 106.90 367.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.61 367.25 Td (dif) Tj ET Q q 0 0 0 rg BT 132.54 367.25 Td (ference ) Tj ET Q q 0 0 0 rg BT 164.45 367.25 Td (between ) Tj ET Q q 0 0 0 rg BT 200.26 367.25 Td (the ) Tj ET Q q 0 0 0 rg BT 214.97 367.25 Td (2.7% ) Tj ET Q q 0 0 0 rg BT 238.30 367.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 273.54 367.25 Td (in ) Tj ET Q q 0 0 0 rg BT 283.82 367.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 319.63 367.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 342.12 367.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 376.26 367.25 Td (versus ) Tj ET Q q 0 0 0 rg BT 404.31 367.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 426.81 367.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 463.45 367.25 Td (as ) Tj ET Q q 0 0 0 rg BT 474.27 367.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 516.19 367.25 Td (to ) Tj ET Q q 0 0 0 rg BT 526.46 367.25 Td (the ) Tj ET Q q 0 0 0 rg BT 541.18 367.25 Td (4.4% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 86.80 355.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.97 355.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 119.36 355.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 135.07 355.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 161.34 355.25 Td (versus ) Tj ET Q q 0 0 0 rg BT 189.28 355.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 211.67 355.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 227.38 355.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 253.65 355.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 287.68 355.25 Td (is ) Tj ET Q q 0 0 0 rg BT 296.74 355.25 Td (due ) Tj ET Q q 0 0 0 rg BT 313.56 355.25 Td (to ) Tj ET Q q 0 0 0 rg BT 323.73 355.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.33 355.25 Td (ef) Tj ET Q q 0 0 0 rg BT 345.92 355.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 363.30 355.25 Td (of ) Tj ET Q q 0 0 0 rg BT 374.01 355.25 Td (combining ) Tj ET Q q 0 0 0 rg BT 419.17 355.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.78 355.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 476.16 355.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 510.19 355.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 542.56 355.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.25 Td (those ) Tj ET Q q 0 0 0 rg BT 74.83 343.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 120.78 343.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 158.92 343.25 Td (during ) Tj ET Q q 0 0 0 rg BT 188.75 343.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.69 343.25 Td (years ) Tj ET Q q 0 0 0 rg BT 229.52 343.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 253.24 343.25 Td (and ) Tj ET Q q 0 0 0 rg BT 271.40 343.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 297.62 343.25 Td (specifically ) Tj ET Q q 0 0 0 rg BT 347.44 343.25 Td (Qatarlyst, ) Tj ET Q q 0 0 0 rg BT 390.31 343.25 Td (BSI, ) Tj ET Q q 0 0 0 rg BT 411.83 343.25 Td (T) Tj ET Q q 0 0 0 rg BT 417.24 343.25 Td (aimma, ) Tj ET Q q 0 0 0 rg BT 450.68 343.25 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 498.56 343.25 Td (Fintechnix, ) Tj ET Q q 0 0 0 rg BT 547.56 343.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.25 Td (T) Tj ET Q q 0 0 0 rg BT 55.76 331.25 Td (riSystems, ) Tj ET Q q 0 0 0 rg BT 99.58 331.25 Td (with ) Tj ET Q q 0 0 0 rg BT 119.24 331.25 Td (the ) Tj ET Q q 0 0 0 rg BT 133.33 331.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 179.79 331.25 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 229.43 331.25 Td (operations. ) Tj ET Q q 0 0 0 rg BT 275.33 331.25 Td (The ) Tj ET Q q 0 0 0 rg BT 292.75 331.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 314.63 331.25 Td (and ) Tj ET Q q 0 0 0 rg BT 330.95 331.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 352.82 331.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 368.03 331.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 393.79 331.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 430.64 331.25 Td (information ) Tj ET Q q 0 0 0 rg BT 479.73 331.25 Td (assumes ) Tj ET Q q 0 0 0 rg BT 514.94 331.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 531.8125 329.9169921875 m 541.8076171875 329.9169921875 l s q 0 0 0 rg BT 531.81 331.25 Td (all) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.81 331.25 Td ( ) Tj ET Q q 0 0 0 rg BT 543.69 331.25 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.25 Td (business ) Tj ET Q q 0 0 0 rg BT 85.97 319.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 135.82 319.25 Td (were ) Tj ET Q q 0 0 0 rg BT 157.33 319.25 Td (made ) Tj ET Q q 0 0 0 rg BT 181.07 319.25 Td (on ) Tj ET Q q 0 0 0 rg BT 193.14 319.25 Td (January ) Tj ET Q q 0 0 0 rg BT 226.32 319.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 235.90 319.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 260.48 319.25 Td (whereas ) Tj ET Q q 0 0 0 rg BT 295.32 319.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.61 319.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 356.27 319.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 391.67 319.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 428.73 319.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 473.02 319.25 Td (for ) Tj ET Q q 0 0 0 rg BT 486.76 319.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 508.84 319.25 Td (only ) Tj ET Q q 0 0 0 rg BT 528.69 319.25 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.27 307.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 106.08 307.25 Td (results ) Tj ET Q q 0 0 0 rg BT 135.23 307.25 Td (from ) Tj ET Q q 0 0 0 rg BT 157.72 307.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.99 307.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 218.26 307.25 Td (since ) Tj ET Q q 0 0 0 rg BT 241.85 307.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.12 307.25 Td (ef) Tj ET Q q 0 0 0 rg BT 264.70 307.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 294.95 307.25 Td (date ) Tj ET Q q 0 0 0 rg BT 314.66 307.25 Td (that ) Tj ET Q q 0 0 0 rg BT 332.70 307.25 Td (they ) Tj ET Q q 0 0 0 rg BT 352.97 307.25 Td (were ) Tj ET Q q 0 0 0 rg BT 375.44 307.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 412.92 307.25 Td (by ) Tj ET Q q 0 0 0 rg BT 425.96 307.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 450.40 307.25 Td (and ) Tj ET Q q 0 0 0 rg BT 467.89 307.25 Td (thus ) Tj ET Q q 0 0 0 rg BT 487.60 307.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 523.98 307.25 Td (only ) Tj ET Q q 0 0 0 rg BT 544.80 307.25 Td (nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 295.25 Td (months ) Tj ET Q q 0 0 0 rg BT 81.87 295.25 Td (of ) Tj ET Q q 0 0 0 rg BT 92.62 295.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 118.91 295.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 156.31 295.25 Td (results ) Tj ET Q q 0 0 0 rg BT 184.84 295.25 Td (of ) Tj ET Q q 0 0 0 rg BT 195.59 295.25 Td (Qatarlyst. ) Tj ET Q q 0 0 0 rg BT 237.17 295.25 Td (Similarly) Tj ET Q q 0 0 0 rg BT 273.74 295.25 Td (, ) Tj ET Q q 0 0 0 rg BT 278.66 295.25 Td (the ) Tj ET Q q 0 0 0 rg BT 293.30 295.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 315.72 295.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 331.47 295.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 357.77 295.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 395.17 295.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 430.92 295.25 Td (a ) Tj ET Q q 0 0 0 rg BT 437.78 295.25 Td (full ) Tj ET Q q 0 0 0 rg BT 454.09 295.25 Td (year ) Tj ET Q q 0 0 0 rg BT 473.71 295.25 Td (of ) Tj ET Q q 0 0 0 rg BT 484.46 295.25 Td (results ) Tj ET Q q 0 0 0 rg BT 512.99 295.25 Td (for ) Tj ET Q q 0 0 0 rg BT 526.90 295.25 Td (T) Tj ET Q q 0 0 0 rg BT 532.31 295.25 Td (aimma, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.25 Td (BSI, ) Tj ET Q q 0 0 0 rg BT 70.61 283.25 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 117.32 283.25 Td (Fintechnix, ) Tj ET Q q 0 0 0 rg BT 164.96 283.25 Td (T) Tj ET Q q 0 0 0 rg BT 170.71 283.25 Td (riSystems, ) Tj ET Q q 0 0 0 rg BT 215.21 283.25 Td (and ) Tj ET Q q 0 0 0 rg BT 232.19 283.25 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 271.39 283.25 Td (as ) Tj ET Q q 0 0 0 rg BT 282.27 283.25 Td (if ) Tj ET Q q 0 0 0 rg BT 290.92 283.25 Td (they ) Tj ET Q q 0 0 0 rg BT 310.69 283.25 Td (had ) Tj ET Q q 0 0 0 rg BT 327.67 283.25 Td (been ) Tj ET Q q 0 0 0 rg BT 349.10 283.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 386.07 283.25 Td (on ) Tj ET Q q 0 0 0 rg BT 398.61 283.25 Td (January ) Tj ET Q q 0 0 0 rg BT 432.26 283.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 442.30 283.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 467.35 283.25 Td (whereas ) Tj ET Q q 0 0 0 rg BT 502.66 283.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 283.25 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 85.30 271.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 122.27 271.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 166.46 271.25 Td (for ) Tj ET Q q 0 0 0 rg BT 180.11 271.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.31 271.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 216.29 271.25 Td (only ) Tj ET Q q 0 0 0 rg BT 236.06 271.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 271.37 271.25 Td (nine ) Tj ET Q q 0 0 0 rg BT 290.57 271.25 Td (months ) Tj ET Q q 0 0 0 rg BT 322.00 271.25 Td (of ) Tj ET Q q 0 0 0 rg BT 332.32 271.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 358.17 271.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 395.14 271.25 Td (results ) Tj ET Q q 0 0 0 rg BT 423.23 271.25 Td (for ) Tj ET Q q 0 0 0 rg BT 436.88 271.25 Td (BSI ) Tj ET Q q 0 0 0 rg BT 454.42 271.25 Td (and ) Tj ET Q q 0 0 0 rg BT 470.70 271.25 Td (T) Tj ET Q q 0 0 0 rg BT 476.11 271.25 Td (aimma, ) Tj ET Q q 0 0 0 rg BT 507.81 271.25 Td (seven ) Tj ET Q q 0 0 0 rg BT 532.56 271.25 Td (months ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 259.25 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 110.83 259.25 Td (seven ) Tj ET Q q 0 0 0 rg BT 136.09 259.25 Td (months ) Tj ET Q q 0 0 0 rg BT 168.04 259.25 Td (for ) Tj ET Q q 0 0 0 rg BT 182.20 259.25 Td (Fintechnix, ) Tj ET Q q 0 0 0 rg BT 229.98 259.25 Td (five ) Tj ET Q q 0 0 0 rg BT 248.02 259.25 Td (months ) Tj ET Q q 0 0 0 rg BT 279.97 259.25 Td (for ) Tj ET Q q 0 0 0 rg BT 293.95 259.25 Td (T) Tj ET Q q 0 0 0 rg BT 299.71 259.25 Td (riSystems, ) Tj ET Q q 0 0 0 rg BT 344.16 259.25 Td (and ) Tj ET Q q 0 0 0 rg BT 361.09 259.25 Td (no ) Tj ET Q q 0 0 0 rg BT 373.59 259.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 411.07 259.25 Td (results ) Tj ET Q q 0 0 0 rg BT 439.68 259.25 Td (for ) Tj ET Q q 0 0 0 rg BT 453.84 259.25 Td (Qatarlyst.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 235.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.05 235.25 Td (above ) Tj ET Q q 0 0 0 rg BT 130.42 235.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 146.25 235.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 172.63 235.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 207.35 235.25 Td (is ) Tj ET Q q 0 0 0 rg BT 216.52 235.25 Td (based ) Tj ET Q q 0 0 0 rg BT 241.79 235.25 Td (on ) Tj ET Q q 0 0 0 rg BT 254.29 235.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.00 235.25 Td (following ) Tj ET Q q 0 0 0 rg BT 310.39 235.25 Td (premises:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 223.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 223.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 157.83 223.25 Td (and ) Tj ET Q q 0 0 0 rg BT 175.10 223.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 197.93 223.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 214.09 223.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 240.79 223.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 275.27 223.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 311.42 223.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 338.13 223.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 372.60 223.25 Td (of ) Tj ET Q q 0 0 0 rg BT 383.76 223.25 Td (the ) Tj ET Q q 0 0 0 rg BT 398.81 223.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 436.06 223.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 467.77 223.25 Td (before ) Tj ET Q q 0 0 0 rg BT 496.14 223.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 542.85 223.25 Td (date, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 211.25 Td (as ) Tj ET Q q 0 0 0 rg BT 146.79 211.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 183.57 211.25 Td (by ) Tj ET Q q 0 0 0 rg BT 197.03 211.25 Td (the ) Tj ET Q q 0 0 0 rg BT 212.71 211.25 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 244.21 211.25 Td (as ) Tj ET Q q 0 0 0 rg BT 256.00 211.25 Td (well ) Tj ET Q q 0 0 0 rg BT 276.68 211.25 Td (as ) Tj ET Q q 0 0 0 rg BT 288.47 211.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 315.81 211.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 350.91 211.25 Td (of ) Tj ET Q q 0 0 0 rg BT 362.70 211.25 Td (the ) Tj ET Q q 0 0 0 rg BT 378.38 211.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 416.27 211.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 448.61 211.25 Td (after ) Tj ET Q q 0 0 0 rg BT 470.39 211.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 520.23 211.25 Td (Growth ) Tj ET Q q 0 0 0 rg BT 554.24 211.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 199.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 172.50 199.25 Td (of ) Tj ET Q q 0 0 0 rg BT 182.79 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 196.97 199.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.35 199.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 264.19 199.25 Td (after ) Tj ET Q q 0 0 0 rg BT 284.47 199.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 330.31 199.25 Td (date ) Tj ET Q q 0 0 0 rg BT 348.93 199.25 Td (are ) Tj ET Q q 0 0 0 rg BT 363.09 199.25 Td (only ) Tj ET Q q 0 0 0 rg BT 382.83 199.25 Td (reflected ) Tj ET Q q 0 0 0 rg BT 419.76 199.25 Td (for ) Tj ET Q q 0 0 0 rg BT 433.38 199.25 Td (the ) Tj ET Q q 0 0 0 rg BT 447.56 199.25 Td (period ) Tj ET Q q 0 0 0 rg BT 475.07 199.25 Td (after ) Tj ET Q q 0 0 0 rg BT 495.34 199.25 Td (their ) Tj ET Q q 0 0 0 rg BT 515.63 199.25 Td (acquisition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 187.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 187.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 171.55 187.25 Td (billed ) Tj ET Q q 0 0 0 rg BT 195.88 187.25 Td (to ) Tj ET Q q 0 0 0 rg BT 205.22 187.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 238.45 187.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 266.12 187.25 Td (from ) Tj ET Q q 0 0 0 rg BT 287.12 187.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.90 187.25 Td (cross ) Tj ET Q q 0 0 0 rg BT 323.01 187.25 Td (selling ) Tj ET Q q 0 0 0 rg BT 351.24 187.25 Td (of ) Tj ET Q q 0 0 0 rg BT 361.13 187.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 397.12 187.25 Td (products ) Tj ET Q q 0 0 0 rg BT 433.12 187.25 Td (has ) Tj ET Q q 0 0 0 rg BT 448.01 187.25 Td (been ) Tj ET Q q 0 0 0 rg BT 468.45 187.25 Td (assigned ) Tj ET Q q 0 0 0 rg BT 504.45 187.25 Td (to ) Tj ET Q q 0 0 0 rg BT 513.79 187.25 Td (the ) Tj ET Q q 0 0 0 rg BT 527.57 187.25 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 175.25 Td (section ) Tj ET Q q 0 0 0 rg BT 165.83 175.25 Td (of ) Tj ET Q q 0 0 0 rg BT 176.66 175.25 Td (our ) Tj ET Q q 0 0 0 rg BT 192.49 175.25 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 163.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 163.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 154.57 163.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 188.57 163.25 Td (products ) Tj ET Q q 0 0 0 rg BT 225.36 163.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 244.37 163.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.49 163.25 Td (new ) Tj ET Q q 0 0 0 rg BT 273.50 163.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 316.39 163.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 353.15 163.25 Td (through ) Tj ET Q q 0 0 0 rg BT 386.61 163.25 Td (the ) Tj ET Q q 0 0 0 rg BT 401.17 163.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 447.39 163.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 486.39 163.25 Td (base, ) Tj ET Q q 0 0 0 rg BT 509.00 163.25 Td (has ) Tj ET Q q 0 0 0 rg BT 524.68 163.25 Td (also ) Tj ET Q q 0 0 0 rg BT 543.13 163.25 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 151.25 Td (assigned ) Tj ET Q q 0 0 0 rg BT 171.94 151.25 Td (to ) Tj ET Q q 0 0 0 rg BT 182.22 151.25 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 151.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.86 151.25 Td (section ) Tj ET Q q 0 0 0 rg BT 264.68 151.25 Td (of ) Tj ET Q q 0 0 0 rg BT 275.51 151.25 Td (our ) Tj ET Q q 0 0 0 rg BT 291.34 151.25 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 139.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 139.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 157.73 139.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 173.80 139.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 200.41 139.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 238.68 139.25 Td (include ) Tj ET Q q 0 0 0 rg BT 270.85 139.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 309.12 139.25 Td (from ) Tj ET Q q 0 0 0 rg BT 331.29 139.25 Td (some ) Tj ET Q q 0 0 0 rg BT 355.14 139.25 Td (product ) Tj ET Q q 0 0 0 rg BT 388.42 139.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 410.04 139.25 Td (whose ) Tj ET Q q 0 0 0 rg BT 438.33 139.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 456.61 139.25 Td (was ) Tj ET Q q 0 0 0 rg BT 474.89 139.25 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 528.73 139.25 Td (after ) Tj ET Q q 0 0 0 rg BT 549.78 139.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 127.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 182.08 127.25 Td (date ) Tj ET Q q 0 0 0 rg BT 201.92 127.25 Td (and ) Tj ET Q q 0 0 0 rg BT 219.56 127.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 258.29 127.25 Td (from ) Tj ET Q q 0 0 0 rg BT 280.92 127.25 Td (some ) Tj ET Q q 0 0 0 rg BT 305.22 127.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 348.96 127.25 Td (whose ) Tj ET Q q 0 0 0 rg BT 377.71 127.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 416.99 127.25 Td (were ) Tj ET Q q 0 0 0 rg BT 439.61 127.25 Td (discontinued. ) Tj ET Q q 0 0 0 rg BT 496.18 127.25 Td (This ) Tj ET Q q 0 0 0 rg BT 517.15 127.25 Td (is ) Tj ET Q q 0 0 0 rg BT 527.02 127.25 Td (typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 115.25 Td (done ) Tj ET Q q 0 0 0 rg BT 156.94 115.25 Td (for ) Tj ET Q q 0 0 0 rg BT 171.10 115.25 Td (ef) Tj ET Q q 0 0 0 rg BT 178.69 115.25 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 213.39 115.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 241.44 115.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 291.14 115.25 Td (reasons.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 91.25 Td (The ) Tj ET Q q 0 0 0 rg BT 105.07 91.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 135.80 91.25 Td (from ) Tj ET Q q 0 0 0 rg BT 158.76 91.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 209.50 91.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.35 91.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.09 91.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 278.36 91.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 300.76 91.25 Td (for ) Tj ET Q q 0 0 0 rg BT 315.94 91.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.68 91.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 364.08 91.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 408.69 91.25 Td (in ) Tj ET Q q 0 0 0 rg BT 419.99 91.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.73 91.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 475.90 91.25 Td (in ) Tj ET Q q 0 0 0 rg BT 487.21 91.25 Td (which ) Tj ET Q q 0 0 0 rg BT 515.17 91.25 Td (we ) Tj ET Q q 0 0 0 rg BT 530.35 91.25 Td (conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 95.14 79.25 Td (also ) Tj ET Q q 0 0 0 rg BT 114.73 79.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 151.53 79.25 Td (af) Tj ET Q q 0 0 0 rg BT 159.12 79.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 187.02 79.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 223.82 79.25 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 265.34 79.25 Td (During ) Tj ET Q q 0 0 0 rg BT 297.15 79.25 Td (each ) Tj ET Q q 0 0 0 rg BT 318.95 79.25 Td (of ) Tj ET Q q 0 0 0 rg BT 330.76 79.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.46 79.25 Td (years ) Tj ET Q q 0 0 0 rg BT 371.04 79.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 394.52 79.25 Td (and ) Tj ET Q q 0 0 0 rg BT 412.44 79.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 435.92 79.25 Td (the ) Tj ET Q q 0 0 0 rg BT 451.62 79.25 Td (change ) Tj ET Q q 0 0 0 rg BT 483.41 79.25 Td (in ) Tj ET Q q 0 0 0 rg BT 494.67 79.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 527.03 79.25 Td (currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 67.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.25 67.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 111.63 67.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 153.54 67.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 189.36 67.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 242.40 67.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 282.67 67.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 320.70 67.25 Td (by ) Tj ET Q q 0 0 0 rg BT 333.20 67.25 Td ($\(3.8\) ) Tj ET Q q 0 0 0 rg BT 359.86 67.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 393.75 67.25 Td (and ) Tj ET Q q 0 0 0 rg BT 410.69 67.25 Td ($\(1.2\) ) Tj ET Q q 0 0 0 rg BT 437.35 67.25 Td (million ) Tj ET Q q 0 0 0 rg BT 468.75 67.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 516.41 67.25 Td (.) Tj ET Q endstream endobj 63 0 obj <>] /Rotate 0 /Contents 64 0 R>> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.05 742.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 101.64 742.10 Td (components ) Tj ET Q q 0 0 0 rg BT 152.47 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 163.30 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 179.13 742.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 213.27 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 230.21 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.93 742.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 279.63 742.10 Td (experienced ) Tj ET Q q 0 0 0 rg BT 330.43 742.10 Td (during ) Tj ET Q q 0 0 0 rg BT 359.04 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.76 742.10 Td (past ) Tj ET Q q 0 0 0 rg BT 392.37 742.10 Td (year ) Tj ET Q q 0 0 0 rg BT 412.08 742.10 Td (are ) Tj ET Q q 0 0 0 rg BT 426.78 742.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 467.61 742.10 Td (further ) Tj ET Q q 0 0 0 rg BT 497.32 742.10 Td (below) Tj ET Q q 0 0 0 rg BT 521.11 742.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 728.7669921875 m 138.423828125 728.7669921875 l s q 0 0 0 rg BT 99.00 730.10 Td (Exchange) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.42 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 140.83 730.10 Td (division ) Tj ET Q q 0 0 0 rg BT 175.46 730.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 213.39 730.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 253.55 730.10 Td (by ) Tj ET Q q 0 0 0 rg BT 265.95 730.10 Td ($4.2 ) Tj ET Q q 0 0 0 rg BT 285.86 730.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 319.65 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 330.38 730.10 Td (3%, ) Tj ET Q q 0 0 0 rg BT 348.61 730.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 394.34 730.10 Td (due ) Tj ET Q q 0 0 0 rg BT 411.18 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.36 730.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 461.51 730.10 Td (number ) Tj ET Q q 0 0 0 rg BT 494.46 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 505.20 730.10 Td (new ) Tj ET Q q 0 0 0 rg BT 524.26 730.10 Td (exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 80.14 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 96.11 718.10 Td (cross ) Tj ET Q q 0 0 0 rg BT 118.19 718.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 146.39 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 156.25 718.10 Td (services ) Tj ET Q q 0 0 0 rg BT 189.99 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.30 718.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 232.50 718.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 260.13 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 270.00 718.10 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 311.50 718.10 Td (by ) Tj ET Q q 0 0 0 rg BT 323.04 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.78 718.10 Td (recent ) Tj ET Q q 0 0 0 rg BT 362.74 718.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 412.05 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.91 718.10 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 467.49 718.10 Td (T) Tj ET Q q 0 0 0 rg BT 473.25 718.10 Td (riSystems, ) Tj ET Q q 0 0 0 rg BT 516.73 718.10 Td (Fintechnix, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 706.10 Td (Qatarlyst.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 692.7669921875 m 162.2509765625 692.7669921875 l s q 0 0 0 rg BT 99.00 694.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 128.91 694.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.25 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 164.39 694.10 Td (division ) Tj ET Q q 0 0 0 rg BT 198.76 694.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 232.55 694.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 274.11 694.10 Td (by ) Tj ET Q q 0 0 0 rg BT 286.25 694.10 Td ($234 ) Tj ET Q q 0 0 0 rg BT 308.39 694.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 349.14 694.10 Td (or ) Tj ET Q q 0 0 0 rg BT 359.62 694.10 Td (1% ) Tj ET Q q 0 0 0 rg BT 375.09 694.10 Td (,due ) Tj ET Q q 0 0 0 rg BT 394.17 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.09 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 410.67 694.10 Td (drop ) Tj ET Q q 0 0 0 rg BT 431.14 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 441.07 694.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 484.87 694.10 Td (services ) Tj ET Q q 0 0 0 rg BT 519.22 694.10 Td (supporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 682.10 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 113.32 682.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 152.46 682.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 189.13 682.10 Td (being ) Tj ET Q q 0 0 0 rg BT 213.85 682.10 Td (used ) Tj ET Q q 0 0 0 rg BT 234.68 682.10 Td (by ) Tj ET Q q 0 0 0 rg BT 247.18 682.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 287.99 682.10 Td (brokers.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 668.7669921875 m 118.453125 668.7669921875 l s q 0 0 0 rg BT 99.00 670.10 Td (BPO) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.45 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.06 670.10 Td (division ) Tj ET Q q 0 0 0 rg BT 157.90 670.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 197.05 670.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 240.07 670.10 Td (by ) Tj ET Q q 0 0 0 rg BT 253.68 670.10 Td ($462 ) Tj ET Q q 0 0 0 rg BT 277.29 670.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 319.51 670.10 Td (or ) Tj ET Q q 0 0 0 rg BT 331.45 670.10 Td (3%,due ) Tj ET Q q 0 0 0 rg BT 365.33 670.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 406.15 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 417.54 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.36 670.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 476.41 670.10 Td (residual ) Tj ET Q q 0 0 0 rg BT 511.67 670.10 Td (ef) Tj ET Q q 0 0 0 rg BT 519.26 670.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 537.85 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 670.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (depressed ) Tj ET Q q 0 0 0 rg BT 91.93 658.10 Td (construction ) Tj ET Q q 0 0 0 rg BT 143.86 658.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 179.14 658.10 Td (which ) Tj ET Q q 0 0 0 rg BT 206.08 658.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 243.56 658.10 Td (for ) Tj ET Q q 0 0 0 rg BT 257.72 658.10 Td (almost ) Tj ET Q q 0 0 0 rg BT 286.89 658.10 Td (a ) Tj ET Q q 0 0 0 rg BT 293.83 658.10 Td (third ) Tj ET Q q 0 0 0 rg BT 315.21 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.04 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.76 658.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 381.58 658.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 427.93 658.10 Td (created.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 644.7669921875 m 163.40576171875 644.7669921875 l s q 0 0 0 rg BT 99.00 646.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 130.07 646.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.41 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 166.16 646.10 Td (division ) Tj ET Q q 0 0 0 rg BT 201.13 646.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 235.53 646.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 276.03 646.10 Td (by ) Tj ET Q q 0 0 0 rg BT 288.78 646.10 Td ($1.8 ) Tj ET Q q 0 0 0 rg BT 309.03 646.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 343.18 646.10 Td (or ) Tj ET Q q 0 0 0 rg BT 354.26 646.10 Td (36%, ) Tj ET Q q 0 0 0 rg BT 377.84 646.10 Td (due ) Tj ET Q q 0 0 0 rg BT 395.03 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 405.56 646.10 Td (our ) Tj ET Q q 0 0 0 rg BT 421.64 646.10 Td (launch ) Tj ET Q q 0 0 0 rg BT 451.04 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.23 646.10 Td (deployment ) Tj ET Q q 0 0 0 rg BT 518.19 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 529.27 646.10 Td (new ) Tj ET Q q 0 0 0 rg BT 548.68 646.10 Td (on-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 84.16 634.10 Td (products ) Tj ET Q q 0 0 0 rg BT 121.09 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 138.03 634.10 Td (system ) Tj ET Q q 0 0 0 rg BT 168.31 634.10 Td (development ) Tj ET Q q 0 0 0 rg BT 222.46 634.10 Td (services ) Tj ET Q q 0 0 0 rg BT 257.17 634.10 Td (for ) Tj ET Q q 0 0 0 rg BT 271.33 634.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 312.14 634.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 340.73 634.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 369.33 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 379.61 634.10 Td (this ) Tj ET Q q 0 0 0 rg BT 396.56 634.10 Td (market.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 74.73 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.56 610.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 121.94 610.10 Td (Provided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 586.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 123.73 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.57 586.10 Td (services ) Tj ET Q q 0 0 0 rg BT 169.28 586.10 Td (provided, ) Tj ET Q q 0 0 0 rg BT 209.83 586.10 Td (which ) Tj ET Q q 0 0 0 rg BT 236.77 586.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 272.59 586.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 295.10 586.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 338.69 586.10 Td (with ) Tj ET Q q 0 0 0 rg BT 358.97 586.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 398.13 586.10 Td (support, ) Tj ET Q q 0 0 0 rg BT 433.13 586.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 479.80 586.10 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 547.57 586.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (training ) Tj ET Q q 0 0 0 rg BT 84.47 574.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 122.54 574.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 163.66 574.10 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 184.52 574.10 Td (million ) Tj ET Q q 0 0 0 rg BT 216.78 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 228.47 574.10 Td (6%, ) Tj ET Q q 0 0 0 rg BT 247.67 574.10 Td (from ) Tj ET Q q 0 0 0 rg BT 270.47 574.10 Td ($38.1 ) Tj ET Q q 0 0 0 rg BT 296.33 574.10 Td (million ) Tj ET Q q 0 0 0 rg BT 328.59 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 339.73 574.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 363.10 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 374.24 574.10 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 400.10 574.10 Td (million ) Tj ET Q q 0 0 0 rg BT 432.36 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.50 574.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 469.12 574.10 Td (This ) Tj ET Q q 0 0 0 rg BT 490.26 574.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 526.38 574.10 Td (is ) Tj ET Q q 0 0 0 rg BT 536.42 574.10 Td (due ) Tj ET Q q 0 0 0 rg BT 554.22 574.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 93.02 562.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 132.71 562.10 Td (support ) Tj ET Q q 0 0 0 rg BT 165.74 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 183.21 562.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 230.41 562.10 Td (personnel, ) Tj ET Q q 0 0 0 rg BT 274.81 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 292.28 562.10 Td (service ) Tj ET Q q 0 0 0 rg BT 323.63 562.10 Td (fulfillment ) Tj ET Q q 0 0 0 rg BT 369.43 562.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 392.46 562.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 436.59 562.10 Td (with ) Tj ET Q q 0 0 0 rg BT 457.40 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 473.76 562.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 517.87 562.10 Td (exchanges, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 72.51 550.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 113.33 550.10 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 159.97 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.91 550.10 Td (BPO ) Tj ET Q q 0 0 0 rg BT 198.86 550.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 245.52 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.46 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.17 550.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 299.67 550.10 Td (business ) Tj ET Q q 0 0 0 rg BT 336.06 550.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 386.34 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 396.99 550.10 Td (T) Tj ET Q q 0 0 0 rg BT 402.40 550.10 Td (aimma, ) Tj ET Q q 0 0 0 rg BT 434.61 550.10 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 481.27 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 498.03 550.10 Td (T) Tj ET Q q 0 0 0 rg BT 503.79 550.10 Td (riSystems.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 85.28 526.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 141.65 526.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 502.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 132.77 502.10 Td (development ) Tj ET Q q 0 0 0 rg BT 187.09 502.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 225.85 502.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 266.27 502.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 286.43 502.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 320.48 502.10 Td (or ) Tj ET Q q 0 0 0 rg BT 331.48 502.10 Td (8%, ) Tj ET Q q 0 0 0 rg BT 349.97 502.10 Td (from ) Tj ET Q q 0 0 0 rg BT 372.07 502.10 Td ($24.8 ) Tj ET Q q 0 0 0 rg BT 397.24 502.10 Td (million ) Tj ET Q q 0 0 0 rg BT 428.79 502.10 Td (in ) Tj ET Q q 0 0 0 rg BT 439.23 502.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 461.90 502.10 Td (to ) Tj ET Q q 0 0 0 rg BT 472.34 502.10 Td ($26.8 ) Tj ET Q q 0 0 0 rg BT 497.50 502.10 Td (million ) Tj ET Q q 0 0 0 rg BT 529.06 502.10 Td (in ) Tj ET Q q 0 0 0 rg BT 539.50 502.10 Td (2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.90 490.10 Td (Company) Tj ET Q q 0 0 0 rg BT 109.56 490.10 Td (s ) Tj ET Q q 0 0 0 rg BT 115.81 490.10 Td (product ) Tj ET Q q 0 0 0 rg BT 148.71 490.10 Td (development ) Tj ET Q q 0 0 0 rg BT 202.71 490.10 Td (ef) Tj ET Q q 0 0 0 rg BT 210.30 490.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 230.98 490.10 Td (are ) Tj ET Q q 0 0 0 rg BT 245.54 490.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 278.99 490.10 Td (on ) Tj ET Q q 0 0 0 rg BT 291.34 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.91 490.10 Td (development ) Tj ET Q q 0 0 0 rg BT 359.92 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.60 490.10 Td (new ) Tj ET Q q 0 0 0 rg BT 389.61 490.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 442.51 490.10 Td (for ) Tj ET Q q 0 0 0 rg BT 456.52 490.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 497.19 490.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 532.02 490.10 Td (brokers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.40 478.10 Td (agents, ) Tj ET Q q 0 0 0 rg BT 96.42 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 112.82 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.00 478.10 Td (development ) Tj ET Q q 0 0 0 rg BT 180.62 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 190.91 478.10 Td (new ) Tj ET Q q 0 0 0 rg BT 209.54 478.10 Td (data ) Tj ET Q q 0 0 0 rg BT 228.16 478.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 271.77 478.10 Td (for ) Tj ET Q q 0 0 0 rg BT 285.40 478.10 Td (use ) Tj ET Q q 0 0 0 rg BT 300.69 478.10 Td (in ) Tj ET Q q 0 0 0 rg BT 310.43 478.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 348.50 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 364.91 478.10 Td (international ) Tj ET Q q 0 0 0 rg BT 417.41 478.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 457.69 478.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 493.67 478.10 Td (The ) Tj ET Q q 0 0 0 rg BT 511.18 478.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 529.25 478.10 Td (increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 86.00 466.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.47 466.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 119.15 466.10 Td (was ) Tj ET Q q 0 0 0 rg BT 137.39 466.10 Td (most ) Tj ET Q q 0 0 0 rg BT 159.53 466.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 212.21 466.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 260.43 466.10 Td (to ) Tj ET Q q 0 0 0 rg BT 270.90 466.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 313.57 466.10 Td (staf) Tj ET Q q 0 0 0 rg BT 327.83 466.10 Td (f ) Tj ET Q q 0 0 0 rg BT 333.85 466.10 Td (and ) Tj ET Q q 0 0 0 rg BT 350.97 466.10 Td (related ) Tj ET Q q 0 0 0 rg BT 380.86 466.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 421.30 466.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 462.87 466.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 485.55 466.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 529.33 466.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.80 466.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (further ) Tj ET Q q 0 0 0 rg BT 79.67 454.10 Td (expansion ) Tj ET Q q 0 0 0 rg BT 122.69 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.49 454.10 Td (our ) Tj ET Q q 0 0 0 rg BT 149.28 454.10 Td (research ) Tj ET Q q 0 0 0 rg BT 185.06 454.10 Td (and ) Tj ET Q q 0 0 0 rg BT 201.96 454.10 Td (development ) Tj ET Q q 0 0 0 rg BT 256.08 454.10 Td (center ) Tj ET Q q 0 0 0 rg BT 282.97 454.10 Td (in ) Tj ET Q q 0 0 0 rg BT 293.22 454.10 Td (India ) Tj ET Q q 0 0 0 rg BT 316.23 454.10 Td (in ) Tj ET Q q 0 0 0 rg BT 326.48 454.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 372.82 454.10 Td (with ) Tj ET Q q 0 0 0 rg BT 393.06 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.75 454.10 Td (development ) Tj ET Q q 0 0 0 rg BT 461.86 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 472.66 454.10 Td (new ) Tj ET Q q 0 0 0 rg BT 491.79 454.10 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 539.24 454.10 Td (based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (products ) Tj ET Q q 0 0 0 rg BT 86.94 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.88 442.10 Td (services ) Tj ET Q q 0 0 0 rg BT 138.58 442.10 Td (in ) Tj ET Q q 0 0 0 rg BT 148.86 442.10 Td (support ) Tj ET Q q 0 0 0 rg BT 181.36 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.19 442.10 Td (our ) Tj ET Q q 0 0 0 rg BT 208.02 442.10 Td (Exchange, ) Tj ET Q q 0 0 0 rg BT 252.45 442.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 283.26 442.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 321.60 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 338.54 442.10 Td (BPO ) Tj ET Q q 0 0 0 rg BT 360.49 442.10 Td (product ) Tj ET Q q 0 0 0 rg BT 393.54 442.10 Td (channels.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 74.17 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 92.23 418.10 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 138.07 418.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 394.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 122.36 394.10 Td (and ) Tj ET Q q 0 0 0 rg BT 139.06 394.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 181.85 394.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 220.21 394.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 261.88 394.10 Td ($839 ) Tj ET Q q 0 0 0 rg BT 284.13 394.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 324.99 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 335.58 394.10 Td (5%, ) Tj ET Q q 0 0 0 rg BT 353.66 394.10 Td (from ) Tj ET Q q 0 0 0 rg BT 375.36 394.10 Td ($16.7 ) Tj ET Q q 0 0 0 rg BT 400.11 394.10 Td (million ) Tj ET Q q 0 0 0 rg BT 431.26 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 441.29 394.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 463.55 394.10 Td (to ) Tj ET Q q 0 0 0 rg BT 473.58 394.10 Td ($15.8 ) Tj ET Q q 0 0 0 rg BT 498.33 394.10 Td (million ) Tj ET Q q 0 0 0 rg BT 529.48 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 539.51 394.10 Td (2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (This ) Tj ET Q q 0 0 0 rg BT 69.65 382.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 105.93 382.10 Td (is ) Tj ET Q q 0 0 0 rg BT 114.47 382.10 Td (due ) Tj ET Q q 0 0 0 rg BT 130.77 382.10 Td (to ) Tj ET Q q 0 0 0 rg BT 140.42 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.50 382.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 188.02 382.10 Td (emphasis ) Tj ET Q q 0 0 0 rg BT 227.10 382.10 Td (on ) Tj ET Q q 0 0 0 rg BT 238.97 382.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 268.04 382.10 Td (products ) Tj ET Q q 0 0 0 rg BT 304.34 382.10 Td (generating ) Tj ET Q q 0 0 0 rg BT 348.41 382.10 Td (low ) Tj ET Q q 0 0 0 rg BT 365.28 382.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 404.91 382.10 Td (income ) Tj ET Q q 0 0 0 rg BT 436.21 382.10 Td (mar) Tj ET Q q 0 0 0 rg BT 451.58 382.10 Td (gins ) Tj ET Q q 0 0 0 rg BT 470.12 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 486.42 382.10 Td (also ) Tj ET Q q 0 0 0 rg BT 504.40 382.10 Td (due ) Tj ET Q q 0 0 0 rg BT 520.71 382.10 Td (to ) Tj ET Q q 0 0 0 rg BT 530.35 382.10 Td (reduced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 88.60 370.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 132.19 370.10 Td (with ) Tj ET Q q 0 0 0 rg BT 152.47 370.10 Td (sponsorships ) Tj ET Q q 0 0 0 rg BT 206.65 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 223.58 370.10 Td (conferences.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (General ) Tj ET Q q 0 0 0 rg BT 85.83 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.52 346.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 166.58 346.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 322.10 Td (General ) Tj ET Q q 0 0 0 rg BT 133.43 322.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.64 322.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 210.63 322.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 249.51 322.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 290.04 322.10 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 310.32 322.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 344.49 322.10 Td (or ) Tj ET Q q 0 0 0 rg BT 355.60 322.10 Td (9%, ) Tj ET Q q 0 0 0 rg BT 374.21 322.10 Td (from ) Tj ET Q q 0 0 0 rg BT 396.43 322.10 Td ($33.6 ) Tj ET Q q 0 0 0 rg BT 421.71 322.10 Td (million ) Tj ET Q q 0 0 0 rg BT 453.38 322.10 Td (in ) Tj ET Q q 0 0 0 rg BT 463.94 322.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 486.72 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 497.28 322.10 Td ($36.5 ) Tj ET Q q 0 0 0 rg BT 522.56 322.10 Td (million ) Tj ET Q q 0 0 0 rg BT 554.23 322.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 74.88 310.10 Td (This ) Tj ET Q q 0 0 0 rg BT 95.23 310.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 130.55 310.10 Td (is ) Tj ET Q q 0 0 0 rg BT 139.79 310.10 Td (essentially ) Tj ET Q q 0 0 0 rg BT 184.57 310.10 Td (due ) Tj ET Q q 0 0 0 rg BT 201.58 310.10 Td (to ) Tj ET Q q 0 0 0 rg BT 211.92 310.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 272.25 310.10 Td ($5.2 ) Tj ET Q q 0 0 0 rg BT 292.32 310.10 Td (million ) Tj ET Q q 0 0 0 rg BT 323.78 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.68 310.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 377.24 310.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 399.24 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 416.25 310.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 459.91 310.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 482.47 310.10 Td (related ) Tj ET Q q 0 0 0 rg BT 512.24 310.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 534.81 310.10 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.00 298.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 95.00 298.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 133.33 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.00 298.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 193.31 298.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 224.97 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 241.63 298.10 Td (an ) Tj ET Q q 0 0 0 rg BT 253.29 298.10 Td (earlier ) Tj ET Q q 0 0 0 rg BT 281.05 298.10 Td (contemplated ) Tj ET Q q 0 0 0 rg BT 337.14 298.10 Td (mer) Tj ET Q q 0 0 0 rg BT 352.50 298.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 367.50 298.10 Td (with ) Tj ET Q q 0 0 0 rg BT 387.50 298.10 Td (a ) Tj ET Q q 0 0 0 rg BT 394.16 298.10 Td (wholly ) Tj ET Q q 0 0 0 rg BT 424.16 298.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 453.04 298.10 Td (af) Tj ET Q q 0 0 0 rg BT 460.63 298.10 Td (filiate ) Tj ET Q q 0 0 0 rg BT 486.18 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.73 298.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 536.17 298.10 Td (Sachs, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td ($2.1 ) Tj ET Q q 0 0 0 rg BT 70.23 286.10 Td (million ) Tj ET Q q 0 0 0 rg BT 101.85 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.91 286.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 155.64 286.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 197.24 286.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 219.97 286.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 263.80 286.10 Td (with ) Tj ET Q q 0 0 0 rg BT 284.31 286.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 324.79 286.10 Td (staf) Tj ET Q q 0 0 0 rg BT 339.05 286.10 Td (fing ) Tj ET Q q 0 0 0 rg BT 357.89 286.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 399.49 286.10 Td (to ) Tj ET Q q 0 0 0 rg BT 410.00 286.10 Td (support ) Tj ET Q q 0 0 0 rg BT 442.73 286.10 Td (our ) Tj ET Q q 0 0 0 rg BT 458.79 286.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 503.18 286.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 547.56 286.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 69.59 274.10 Td (million ) Tj ET Q q 0 0 0 rg BT 100.56 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 110.98 274.10 Td (related ) Tj ET Q q 0 0 0 rg BT 140.27 274.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 182.35 274.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 212.75 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.28 274.10 Td (rent ) Tj ET Q q 0 0 0 rg BT 246.91 274.10 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 287.60 274.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 307.18 274.10 Td (million ) Tj ET Q q 0 0 0 rg BT 338.16 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 348.58 274.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 388.42 274.10 Td (travel ) Tj ET Q q 0 0 0 rg BT 413.27 274.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 437.85 274.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 457.44 274.10 Td (million ) Tj ET Q q 0 0 0 rg BT 488.42 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.83 274.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 520.92 274.10 Td (associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.59 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 83.62 262.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 126.53 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 136.67 262.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 165.68 262.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 203.60 262.10 Td (matters, ) Tj ET Q q 0 0 0 rg BT 237.35 262.10 Td (a ) Tj ET Q q 0 0 0 rg BT 243.60 262.10 Td ($0.7 ) Tj ET Q q 0 0 0 rg BT 262.91 262.10 Td (million ) Tj ET Q q 0 0 0 rg BT 293.61 262.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 328.18 262.10 Td (in ) Tj ET Q q 0 0 0 rg BT 337.77 262.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 383.44 262.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 399.69 262.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 418.72 262.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 452.74 262.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 495.64 262.10 Td (with ) Tj ET Q q 0 0 0 rg BT 515.23 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 529.26 262.10 Td (increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.83 250.10 Td (our ) Tj ET Q q 0 0 0 rg BT 77.20 250.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 120.78 250.10 Td (for ) Tj ET Q q 0 0 0 rg BT 135.49 250.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 172.42 250.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 210.45 250.10 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 257.08 250.10 Td (and ) Tj ET Q q 0 0 0 rg BT 274.57 250.10 Td ($0.5 ) Tj ET Q q 0 0 0 rg BT 295.11 250.10 Td (million ) Tj ET Q q 0 0 0 rg BT 327.05 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 338.43 250.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 379.23 250.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 420.03 250.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 461.39 250.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 486.94 250.10 Td (Partially ) Tj ET Q q 0 0 0 rg BT 523.87 250.10 Td (of) Tj ET Q q 0 0 0 rg BT 532.02 250.10 Td (fsetting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (these ) Tj ET Q q 0 0 0 rg BT 73.71 238.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 92.97 238.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 132.78 238.10 Td (was ) Tj ET Q q 0 0 0 rg BT 151.49 238.10 Td (a ) Tj ET Q q 0 0 0 rg BT 159.09 238.10 Td (net ) Tj ET Q q 0 0 0 rg BT 174.46 238.10 Td ($9.4 ) Tj ET Q q 0 0 0 rg BT 195.12 238.10 Td (million ) Tj ET Q q 0 0 0 rg BT 227.17 238.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 268.10 238.10 Td (in ) Tj ET Q q 0 0 0 rg BT 279.03 238.10 Td (general ) Tj ET Q q 0 0 0 rg BT 311.62 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 329.21 238.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 389.58 238.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 428.84 238.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 473.09 238.10 Td (with ) Tj ET Q q 0 0 0 rg BT 494.03 238.10 Td (net ) Tj ET Q q 0 0 0 rg BT 509.40 238.10 Td (reductions ) Tj ET Q q 0 0 0 rg BT 554.22 238.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (contingency ) Tj ET Q q 0 0 0 rg BT 101.37 226.10 Td (based ) Tj ET Q q 0 0 0 rg BT 126.64 226.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 146.35 226.10 Td (out ) Tj ET Q q 0 0 0 rg BT 161.63 226.10 Td (accruals ) Tj ET Q q 0 0 0 rg BT 196.88 226.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 239.92 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 250.20 226.10 Td (previous ) Tj ET Q q 0 0 0 rg BT 287.14 226.10 Td (business ) Tj ET Q q 0 0 0 rg BT 323.53 226.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 373.80 226.10 Td (made ) Tj ET Q q 0 0 0 rg BT 397.96 226.10 Td (in ) Tj ET Q q 0 0 0 rg BT 408.24 226.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 430.74 226.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.68 226.10 Td (201) Tj ET Q q 0 0 0 rg BT 462.30 226.10 Td (1.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 106.41 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.47 202.10 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 180.29 202.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 178.10 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 154.28 178.10 Td (and ) Tj ET Q q 0 0 0 rg BT 170.69 178.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 222.07 178.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 260.13 178.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 299.85 178.10 Td ($952 ) Tj ET Q q 0 0 0 rg BT 321.82 178.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 362.39 178.10 Td (or ) Tj ET Q q 0 0 0 rg BT 372.68 178.10 Td (10%, ) Tj ET Q q 0 0 0 rg BT 395.48 178.10 Td (from ) Tj ET Q q 0 0 0 rg BT 416.88 178.10 Td ($9.2 ) Tj ET Q q 0 0 0 rg BT 436.35 178.10 Td (million ) Tj ET Q q 0 0 0 rg BT 467.20 178.10 Td (in ) Tj ET Q q 0 0 0 rg BT 476.94 178.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 498.91 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 508.65 178.10 Td ($10.1 ) Tj ET Q q 0 0 0 rg BT 533.12 178.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 61.73 166.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 85.69 166.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 126.86 166.10 Td (due ) Tj ET Q q 0 0 0 rg BT 145.25 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.99 166.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 200.93 166.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 255.43 166.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 279.38 166.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 324.43 166.10 Td (with ) Tj ET Q q 0 0 0 rg BT 346.17 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 362.34 166.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 402.95 166.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 454.12 166.10 Td (and ) Tj ET Q q 0 0 0 rg BT 472.51 166.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 517.56 166.10 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 92.49 154.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 118.32 154.10 Td (that ) Tj ET Q q 0 0 0 rg BT 135.82 154.10 Td (were ) Tj ET Q q 0 0 0 rg BT 157.74 154.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 195.22 154.10 Td (in ) Tj ET Q q 0 0 0 rg BT 205.50 154.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 251.87 154.10 Td (with ) Tj ET Q q 0 0 0 rg BT 272.15 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.87 154.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 337.14 154.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.97 154.10 Td (BSI, ) Tj ET Q q 0 0 0 rg BT 368.35 154.10 Td (T) Tj ET Q q 0 0 0 rg BT 373.76 154.10 Td (aimma, ) Tj ET Q q 0 0 0 rg BT 405.97 154.10 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 452.46 154.10 Td (T) Tj ET Q q 0 0 0 rg BT 458.21 154.10 Td (riSystems ) Tj ET Q q 0 0 0 rg BT 500.16 154.10 Td (and ) Tj ET Q q 0 0 0 rg BT 517.10 154.10 Td (Qatarlyst.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 130.10 Td (Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 106.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 130.99 106.10 Td (income ) Tj ET Q q 0 0 0 rg BT 162.43 106.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 202.19 106.10 Td ($77 ) Tj ET Q q 0 0 0 rg BT 219.20 106.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 259.81 106.10 Td (or ) Tj ET Q q 0 0 0 rg BT 270.15 106.10 Td (17%, ) Tj ET Q q 0 0 0 rg BT 292.98 106.10 Td (from ) Tj ET Q q 0 0 0 rg BT 314.43 106.10 Td ($441 ) Tj ET Q q 0 0 0 rg BT 336.43 106.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 374.55 106.10 Td (in ) Tj ET Q q 0 0 0 rg BT 384.33 106.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 406.34 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 416.12 106.10 Td ($518 ) Tj ET Q q 0 0 0 rg BT 438.13 106.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 476.24 106.10 Td (in ) Tj ET Q q 0 0 0 rg BT 486.03 106.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 508.03 106.10 Td (due ) Tj ET Q q 0 0 0 rg BT 524.48 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 534.26 106.10 Td (greater ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 86.39 94.10 Td (invested.) Tj ET Q endstream endobj 65 0 obj <>] /Rotate 0 /Contents 66 0 R>> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (29) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 742.25 Td (Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 718.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 130.98 718.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 165.18 718.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 206.59 718.25 Td ($315 ) Tj ET Q q 0 0 0 rg BT 228.58 718.25 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 269.18 718.25 Td (or ) Tj ET Q q 0 0 0 rg BT 279.51 718.25 Td (20% ) Tj ET Q q 0 0 0 rg BT 299.83 718.25 Td (from ) Tj ET Q q 0 0 0 rg BT 321.26 718.25 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 340.76 718.25 Td (million ) Tj ET Q q 0 0 0 rg BT 371.64 718.25 Td (in ) Tj ET Q q 0 0 0 rg BT 381.41 718.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 403.41 718.25 Td (to ) Tj ET Q q 0 0 0 rg BT 413.18 718.25 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 432.67 718.25 Td (million ) Tj ET Q q 0 0 0 rg BT 463.56 718.25 Td (in ) Tj ET Q q 0 0 0 rg BT 473.33 718.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 497.82 718.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 529.80 718.25 Td (expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 91.36 706.25 Td (because ) Tj ET Q q 0 0 0 rg BT 124.95 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.23 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.40 706.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 190.78 706.25 Td (ef) Tj ET Q q 0 0 0 rg BT 198.36 706.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 215.30 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 225.57 706.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.96 706.25 Td (drop ) Tj ET Q q 0 0 0 rg BT 252.24 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 261.96 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 276.13 706.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 314.73 706.25 Td (average ) Tj ET Q q 0 0 0 rg BT 347.76 706.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 379.14 706.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 396.07 706.25 Td (on ) Tj ET Q q 0 0 0 rg BT 408.02 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 422.19 706.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 468.71 706.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 508.99 706.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 533.70 706.25 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (from ) Tj ET Q q 0 0 0 rg BT 72.21 694.25 Td (1.74% ) Tj ET Q q 0 0 0 rg BT 100.82 694.25 Td (in ) Tj ET Q q 0 0 0 rg BT 111.37 694.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 134.15 694.25 Td (to ) Tj ET Q q 0 0 0 rg BT 144.70 694.25 Td (1.69% ) Tj ET Q q 0 0 0 rg BT 173.30 694.25 Td (in ) Tj ET Q q 0 0 0 rg BT 183.86 694.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 206.63 694.25 Td (and ) Tj ET Q q 0 0 0 rg BT 223.85 694.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.06 694.25 Td (decline ) Tj ET Q q 0 0 0 rg BT 262.71 694.25 Td (in ) Tj ET Q q 0 0 0 rg BT 273.26 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.25 694.25 Td (average ) Tj ET Q q 0 0 0 rg BT 322.11 694.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 371.55 694.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 404.86 694.25 Td (on ) Tj ET Q q 0 0 0 rg BT 417.63 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.62 694.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 473.72 694.25 Td (line ) Tj ET Q q 0 0 0 rg BT 491.49 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 502.60 694.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 528.14 694.25 Td (declined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (from ) Tj ET Q q 0 0 0 rg BT 71.94 682.25 Td ($32.4 ) Tj ET Q q 0 0 0 rg BT 96.94 682.25 Td (million ) Tj ET Q q 0 0 0 rg BT 128.33 682.25 Td (in ) Tj ET Q q 0 0 0 rg BT 138.61 682.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 161.11 682.25 Td (to ) Tj ET Q q 0 0 0 rg BT 171.39 682.25 Td ($30.7 ) Tj ET Q q 0 0 0 rg BT 196.39 682.25 Td (million ) Tj ET Q q 0 0 0 rg BT 227.78 682.25 Td (in ) Tj ET Q q 0 0 0 rg BT 238.06 682.25 Td (2013.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 76.39 658.25 Td (Non-Operating ) Tj ET Q q 0 0 0 rg BT 141.67 658.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 175.28 658.25 Td (- ) Tj ET Q q 0 0 0 rg BT 181.11 658.25 Td (Put ) Tj ET Q q 0 0 0 rg BT 198.06 658.25 Td (Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 634.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 124.04 634.25 Td (non-operating ) Tj ET Q q 0 0 0 rg BT 182.40 634.25 Td (income ) Tj ET Q q 0 0 0 rg BT 214.10 634.25 Td (- ) Tj ET Q q 0 0 0 rg BT 219.70 634.25 Td (put ) Tj ET Q q 0 0 0 rg BT 234.75 634.25 Td (options ) Tj ET Q q 0 0 0 rg BT 266.47 634.25 Td (of ) Tj ET Q q 0 0 0 rg BT 277.07 634.25 Td ($342 ) Tj ET Q q 0 0 0 rg BT 299.34 634.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 337.72 634.25 Td (in ) Tj ET Q q 0 0 0 rg BT 347.76 634.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 370.03 634.25 Td (pertains ) Tj ET Q q 0 0 0 rg BT 403.96 634.25 Td (to ) Tj ET Q q 0 0 0 rg BT 414.01 634.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 437.38 634.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 483.52 634.25 Td (in ) Tj ET Q q 0 0 0 rg BT 493.56 634.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 525.26 634.25 Td (to ) Tj ET Q q 0 0 0 rg BT 535.31 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 549.80 634.25 Td (net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 86.99 622.25 Td (in ) Tj ET Q q 0 0 0 rg BT 97.34 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 112.13 622.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 128.58 622.25 Td (value ) Tj ET Q q 0 0 0 rg BT 152.81 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 163.71 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.50 622.25 Td (put ) Tj ET Q q 0 0 0 rg BT 193.85 622.25 Td (option ) Tj ET Q q 0 0 0 rg BT 221.98 622.25 Td (that ) Tj ET Q q 0 0 0 rg BT 239.55 622.25 Td (was ) Tj ET Q q 0 0 0 rg BT 257.68 622.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 285.25 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 295.60 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 310.39 622.25 Td (former ) Tj ET Q q 0 0 0 rg BT 340.17 622.25 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 393.29 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 404.19 622.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 448.43 622.25 Td (who ) Tj ET Q q 0 0 0 rg BT 468.23 622.25 Td (received ) Tj ET Q q 0 0 0 rg BT 504.66 622.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 532.23 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 543.13 622.25 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (common ) Tj ET Q q 0 0 0 rg BT 87.50 610.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 111.10 610.25 Td (as ) Tj ET Q q 0 0 0 rg BT 121.93 610.25 Td (part ) Tj ET Q q 0 0 0 rg BT 139.98 610.25 Td (of ) Tj ET Q q 0 0 0 rg BT 150.81 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 165.53 610.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 211.91 610.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 268.28 610.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 288.00 610.25 Td (by ) Tj ET Q q 0 0 0 rg BT 300.50 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 315.21 610.25 Td (Company) Tj ET Q q 0 0 0 rg BT 353.45 610.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 586.25 Td (Non-operating ) Tj ET Q q 0 0 0 rg BT 113.06 586.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 148.33 586.25 Td (- ) Tj ET Q q 0 0 0 rg BT 154.16 586.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 195.55 586.25 Td (litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.16 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 90.33 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.49 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.65 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.34 562.25 Td (As ) Tj ET Q q 0 0 0 rg BT 109.61 562.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 150.11 562.25 Td (in ) Tj ET Q q 0 0 0 rg BT 160.05 562.25 Td (more ) Tj ET Q q 0 0 0 rg BT 182.76 562.25 Td (detail ) Tj ET Q q 0 0 0 rg BT 207.13 562.25 Td (in ) Tj ET Q q 0 0 0 rg BT 217.08 562.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 238.68 562.25 Td (6 ) Tj ET Q q 0 0 0 rg BT 245.84 562.25 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 309.11 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 325.71 562.25 Td (Contingencies ) Tj ET Q q 0 0 0 rg BT 389.53 562.25 Td (to ) Tj ET Q q 0 0 0 rg BT 399.47 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 413.85 562.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 474.32 562.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 527.03 562.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 97.88 550.25 Td (management ) Tj ET Q q 0 0 0 rg BT 152.15 550.25 Td (after ) Tj ET Q q 0 0 0 rg BT 173.63 550.25 Td (consultation ) Tj ET Q q 0 0 0 rg BT 225.69 550.25 Td (with ) Tj ET Q q 0 0 0 rg BT 246.64 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.03 550.25 Td (Company) Tj ET Q q 0 0 0 rg BT 303.70 550.25 Td (s ) Tj ET Q q 0 0 0 rg BT 310.76 550.25 Td (outside ) Tj ET Q q 0 0 0 rg BT 342.82 550.25 Td (advisors ) Tj ET Q q 0 0 0 rg BT 379.32 550.25 Td (concluded ) Tj ET Q q 0 0 0 rg BT 423.59 550.25 Td (that ) Tj ET Q q 0 0 0 rg BT 441.76 550.25 Td (it ) Tj ET Q q 0 0 0 rg BT 450.49 550.25 Td (was ) Tj ET Q q 0 0 0 rg BT 469.21 550.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 517.92 550.25 Td (to ) Tj ET Q q 0 0 0 rg BT 528.87 550.25 Td (record ) Tj ET Q q 0 0 0 rg BT 557.58 550.25 Td (a ) Tj ET Q q 0 0 0 rg BT 564.52 550.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 83.63 538.25 Td (and ) Tj ET Q q 0 0 0 rg BT 100.59 538.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 141.97 538.25 Td (a ) Tj ET Q q 0 0 0 rg BT 148.93 538.25 Td (char) Tj ET Q q 0 0 0 rg BT 165.95 538.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 177.91 538.25 Td (against ) Tj ET Q q 0 0 0 rg BT 208.75 538.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 245.15 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 255.45 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 270.19 538.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 302.70 538.25 Td (of ) Tj ET Q q 0 0 0 rg BT 313.55 538.25 Td ($4.23 ) Tj ET Q q 0 0 0 rg BT 338.57 538.25 Td (million ) Tj ET Q q 0 0 0 rg BT 369.98 538.25 Td (\($2.63 ) Tj ET Q q 0 0 0 rg BT 398.33 538.25 Td (million ) Tj ET Q q 0 0 0 rg BT 429.74 538.25 Td (net ) Tj ET Q q 0 0 0 rg BT 444.48 538.25 Td (of ) Tj ET Q q 0 0 0 rg BT 455.33 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 470.06 538.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 513.68 538.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 528.41 538.25 Td (benefit\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (with ) Tj ET Q q 0 0 0 rg BT 71.26 526.25 Td (regard ) Tj ET Q q 0 0 0 rg BT 100.28 526.25 Td (to ) Tj ET Q q 0 0 0 rg BT 111.54 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 127.24 526.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 161.83 526.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 206.41 526.25 Td (with ) Tj ET Q q 0 0 0 rg BT 227.67 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.37 526.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 282.39 526.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 326.97 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.78 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 354.48 526.25 Td (pending ) Tj ET Q q 0 0 0 rg BT 390.18 526.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 421.42 526.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 462.66 526.25 Td (class ) Tj ET Q q 0 0 0 rg BT 485.58 526.25 Td (action ) Tj ET Q q 0 0 0 rg BT 513.50 526.25 Td (matter) Tj ET Q q 0 0 0 rg BT 538.49 526.25 Td (. ) Tj ET Q q 0 0 0 rg BT 544.22 526.25 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 94.52 514.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 127.93 514.25 Td (is ) Tj ET Q q 0 0 0 rg BT 136.91 514.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 172.53 514.25 Td (in ) Tj ET Q q 0 0 0 rg BT 182.61 514.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.14 514.25 Td (current ) Tj ET Q q 0 0 0 rg BT 227.76 514.25 Td (section ) Tj ET Q q 0 0 0 rg BT 258.39 514.25 Td (of ) Tj ET Q q 0 0 0 rg BT 269.03 514.25 Td (the ) Tj ET Q q 0 0 0 rg BT 283.55 514.25 Td (enclosed ) Tj ET Q q 0 0 0 rg BT 320.84 514.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 375.92 514.25 Td (Balance ) Tj ET Q q 0 0 0 rg BT 410.43 514.25 Td (Sheet, ) Tj ET Q q 0 0 0 rg BT 437.45 514.25 Td (and ) Tj ET Q q 0 0 0 rg BT 454.20 514.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.72 514.25 Td (char) Tj ET Q q 0 0 0 rg BT 485.75 514.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 497.49 514.25 Td (against ) Tj ET Q q 0 0 0 rg BT 528.12 514.25 Td (earnings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (is ) Tj ET Q q 0 0 0 rg BT 59.17 502.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 94.99 502.25 Td (in ) Tj ET Q q 0 0 0 rg BT 105.26 502.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.98 502.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 180.79 502.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 236.06 502.25 Td (Statement ) Tj ET Q q 0 0 0 rg BT 278.55 502.25 Td (of ) Tj ET Q q 0 0 0 rg BT 289.38 502.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 321.87 502.25 Td (as ) Tj ET Q q 0 0 0 rg BT 332.70 502.25 Td (of ) Tj ET Q q 0 0 0 rg BT 343.53 502.25 Td (and ) Tj ET Q q 0 0 0 rg BT 360.47 502.25 Td (for ) Tj ET Q q 0 0 0 rg BT 374.63 502.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.35 502.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 418.50 502.25 Td (months ) Tj ET Q q 0 0 0 rg BT 450.45 502.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 476.83 502.25 Td (December ) Tj ET Q q 0 0 0 rg BT 520.41 502.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 535.41 502.25 Td (2013.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 85.84 478.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 130.01 478.25 Td (Gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 454.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 116.50 454.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 148.43 454.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 189.24 454.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 207.86 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 219.25 454.25 Td ($262 ) Tj ET Q q 0 0 0 rg BT 242.31 454.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 281.48 454.25 Td (in ) Tj ET Q q 0 0 0 rg BT 292.31 454.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 315.37 454.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 355.65 454.25 Td (mostly ) Tj ET Q q 0 0 0 rg BT 385.93 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 397.32 454.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 424.27 454.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 471.19 454.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 494.25 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 509.52 454.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 553.68 454.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 80.77 442.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 132.09 442.25 Td (within ) Tj ET Q q 0 0 0 rg BT 161.22 442.25 Td (our ) Tj ET Q q 0 0 0 rg BT 178.11 442.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 210.55 442.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 255.77 442.25 Td (that ) Tj ET Q q 0 0 0 rg BT 274.33 442.25 Td (were ) Tj ET Q q 0 0 0 rg BT 297.32 442.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 352.54 442.25 Td (in ) Tj ET Q q 0 0 0 rg BT 363.88 442.25 Td (a ) Tj ET Q q 0 0 0 rg BT 371.88 442.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 410.42 442.25 Td (other ) Tj ET Q q 0 0 0 rg BT 434.54 442.25 Td (than ) Tj ET Q q 0 0 0 rg BT 455.32 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 471.10 442.25 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 521.46 442.25 Td (functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (currency) Tj ET Q q 0 0 0 rg BT 84.33 430.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 408.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.61 408.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.80 408.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 384.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 384.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.91 384.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 147.16 384.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 194.39 384.25 Td (income ) Tj ET Q q 0 0 0 rg BT 227.19 384.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 242.77 384.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 278.34 384.25 Td (of ) Tj ET Q q 0 0 0 rg BT 290.03 384.25 Td ($10.9 ) Tj ET Q q 0 0 0 rg BT 315.90 384.25 Td (million ) Tj ET Q q 0 0 0 rg BT 348.15 384.25 Td (in ) Tj ET Q q 0 0 0 rg BT 359.30 384.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 382.66 384.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 425.45 384.25 Td (to ) Tj ET Q q 0 0 0 rg BT 436.59 384.25 Td (the ) Tj ET Q q 0 0 0 rg BT 452.17 384.25 Td ($7.5 ) Tj ET Q q 0 0 0 rg BT 473.04 384.25 Td (million ) Tj ET Q q 0 0 0 rg BT 505.29 384.25 Td (of ) Tj ET Q q 0 0 0 rg BT 516.99 384.25 Td (income ) Tj ET Q q 0 0 0 rg BT 549.78 384.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 372.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 85.07 372.25 Td (in ) Tj ET Q q 0 0 0 rg BT 95.71 372.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 121.07 372.25 Td (representing ) Tj ET Q q 0 0 0 rg BT 173.35 372.25 Td (a ) Tj ET Q q 0 0 0 rg BT 180.65 372.25 Td ($3.4 ) Tj ET Q q 0 0 0 rg BT 201.01 372.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 235.26 372.25 Td (or ) Tj ET Q q 0 0 0 rg BT 246.45 372.25 Td (a ) Tj ET Q q 0 0 0 rg BT 253.75 372.25 Td (46%, ) Tj ET Q q 0 0 0 rg BT 277.44 372.25 Td (increase. ) Tj ET Q q 0 0 0 rg BT 315.35 372.25 Td (The ) Tj ET Q q 0 0 0 rg BT 333.76 372.25 Td (primary ) Tj ET Q q 0 0 0 rg BT 368.27 372.25 Td (factor ) Tj ET Q q 0 0 0 rg BT 394.45 372.25 Td (contributing ) Tj ET Q q 0 0 0 rg BT 446.19 372.25 Td (to ) Tj ET Q q 0 0 0 rg BT 456.83 372.25 Td (the ) Tj ET Q q 0 0 0 rg BT 471.91 372.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 507.52 372.25 Td (in ) Tj ET Q q 0 0 0 rg BT 518.16 372.25 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.25 Td (income ) Tj ET Q q 0 0 0 rg BT 82.86 360.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 98.51 360.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 134.15 360.25 Td (in ) Tj ET Q q 0 0 0 rg BT 145.35 360.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 168.78 360.25 Td (was ) Tj ET Q q 0 0 0 rg BT 187.76 360.25 Td ($4.1 ) Tj ET Q q 0 0 0 rg BT 208.69 360.25 Td (million ) Tj ET Q q 0 0 0 rg BT 241.01 360.25 Td (of ) Tj ET Q q 0 0 0 rg BT 252.77 360.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 296.19 360.25 Td (provisioning ) Tj ET Q q 0 0 0 rg BT 350.18 360.25 Td (for ) Tj ET Q q 0 0 0 rg BT 365.27 360.25 Td (the ) Tj ET Q q 0 0 0 rg BT 380.91 360.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 428.92 360.25 Td (reserve ) Tj ET Q q 0 0 0 rg BT 461.22 360.25 Td (for ) Tj ET Q q 0 0 0 rg BT 476.31 360.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 516.94 360.25 Td (income ) Tj ET Q q 0 0 0 rg BT 549.80 360.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 88.58 348.25 Td (with ) Tj ET Q q 0 0 0 rg BT 108.82 348.25 Td ($6.8 ) Tj ET Q q 0 0 0 rg BT 128.78 348.25 Td (million ) Tj ET Q q 0 0 0 rg BT 160.14 348.25 Td (of ) Tj ET Q q 0 0 0 rg BT 170.93 348.25 Td (such ) Tj ET Q q 0 0 0 rg BT 191.72 348.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 226.39 348.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 272.72 348.25 Td (in ) Tj ET Q q 0 0 0 rg BT 282.96 348.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 305.42 348.25 Td (as ) Tj ET Q q 0 0 0 rg BT 316.21 348.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 358.10 348.25 Td (to ) Tj ET Q q 0 0 0 rg BT 368.34 348.25 Td ($2.7 ) Tj ET Q q 0 0 0 rg BT 388.30 348.25 Td (million ) Tj ET Q q 0 0 0 rg BT 419.66 348.25 Td (of ) Tj ET Q q 0 0 0 rg BT 430.45 348.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 465.12 348.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 511.44 348.25 Td (in ) Tj ET Q q 0 0 0 rg BT 521.68 348.25 Td (2012. ) Tj ET Q q 0 0 0 rg BT 546.47 348.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 96.97 336.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 111.58 336.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 151.75 336.25 Td (for ) Tj ET Q q 0 0 0 rg BT 165.80 336.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 188.19 336.25 Td (reflects ) Tj ET Q q 0 0 0 rg BT 220.00 336.25 Td (an ) Tj ET Q q 0 0 0 rg BT 231.83 336.25 Td (ef) Tj ET Q q 0 0 0 rg BT 239.42 336.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 269.01 336.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 283.62 336.25 Td (rate, ) Tj ET Q q 0 0 0 rg BT 303.49 336.25 Td (net ) Tj ET Q q 0 0 0 rg BT 318.10 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 328.82 336.25 Td (discrete ) Tj ET Q q 0 0 0 rg BT 362.30 336.25 Td (items, ) Tj ET Q q 0 0 0 rg BT 388.86 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 399.58 336.25 Td (4.6% ) Tj ET Q q 0 0 0 rg BT 422.80 336.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 464.61 336.25 Td (to ) Tj ET Q q 0 0 0 rg BT 474.78 336.25 Td (the ) Tj ET Q q 0 0 0 rg BT 489.39 336.25 Td (6.7% ) Tj ET Q q 0 0 0 rg BT 512.61 336.25 Td (ef) Tj ET Q q 0 0 0 rg BT 520.20 336.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 549.79 336.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.69 324.25 Td (for ) Tj ET Q q 0 0 0 rg BT 82.06 324.25 Td (the ) Tj ET Q q 0 0 0 rg BT 96.98 324.25 Td (year ) Tj ET Q q 0 0 0 rg BT 116.90 324.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 142.11 324.25 Td (net ) Tj ET Q q 0 0 0 rg BT 157.03 324.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.07 324.25 Td (discrete ) Tj ET Q q 0 0 0 rg BT 201.87 324.25 Td (items. ) Tj ET Q q 0 0 0 rg BT 228.55 324.25 Td (The ) Tj ET Q q 0 0 0 rg BT 246.80 324.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 288.40 324.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 322.76 324.25 Td (from ) Tj ET Q q 0 0 0 rg BT 344.90 324.25 Td (a ) Tj ET Q q 0 0 0 rg BT 352.05 324.25 Td (relatively ) Tj ET Q q 0 0 0 rg BT 392.52 324.25 Td (low ) Tj ET Q q 0 0 0 rg BT 410.22 324.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 463.47 324.25 Td (world-wide ) Tj ET Q q 0 0 0 rg BT 512.28 324.25 Td (ef) Tj ET Q q 0 0 0 rg BT 519.87 324.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 549.78 324.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.26 312.25 Td (as ) Tj ET Q q 0 0 0 rg BT 77.86 312.25 Td (a ) Tj ET Q q 0 0 0 rg BT 84.57 312.25 Td (result ) Tj ET Q q 0 0 0 rg BT 109.06 312.25 Td (of ) Tj ET Q q 0 0 0 rg BT 119.66 312.25 Td (conducting ) Tj ET Q q 0 0 0 rg BT 166.37 312.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 210.85 312.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 250.89 312.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 289.26 312.25 Td (in ) Tj ET Q q 0 0 0 rg BT 299.31 312.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 328.78 312.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 359.93 312.25 Td (low ) Tj ET Q q 0 0 0 rg BT 377.20 312.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 391.69 312.25 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 445.74 312.25 Td (The ) Tj ET Q q 0 0 0 rg BT 463.56 312.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 494.15 312.25 Td (income ) Tj ET Q q 0 0 0 rg BT 525.85 312.25 Td (from ) Tj ET Q q 0 0 0 rg BT 547.56 312.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.17 300.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 107.22 300.25 Td (statutory ) Tj ET Q q 0 0 0 rg BT 144.17 300.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 158.34 300.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 179.17 300.25 Td (in ) Tj ET Q q 0 0 0 rg BT 188.91 300.25 Td (each ) Tj ET Q q 0 0 0 rg BT 209.18 300.25 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 256.68 300.25 Td (in ) Tj ET Q q 0 0 0 rg BT 266.42 300.25 Td (which ) Tj ET Q q 0 0 0 rg BT 292.81 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 306.98 300.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 347.83 300.25 Td (had ) Tj ET Q q 0 0 0 rg BT 364.22 300.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 407.83 300.25 Td (for ) Tj ET Q q 0 0 0 rg BT 421.45 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.62 300.25 Td (year ) Tj ET Q q 0 0 0 rg BT 454.78 300.25 Td (ending ) Tj ET Q q 0 0 0 rg BT 483.96 300.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 541.99 300.25 Td (2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.25 Td (are ) Tj ET Q q 0 0 0 rg BT 64.71 288.25 Td (as ) Tj ET Q q 0 0 0 rg BT 75.54 288.25 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 264.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 41.00 220.75 70.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 115.00 220.75 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 159.00 220.75 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.00 220.75 44.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 251.00 220.75 47.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 298.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.00 220.75 50.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.00 220.75 42.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 220.75 45.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.00 220.75 50.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 501.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 220.75 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 545.00 220.75 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 549.00 220.75 45.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 115 220.75 m 155 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155 220.75 m 159 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 159 220.75 m 199 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199 220.75 m 203 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203 220.75 m 247 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247 220.75 m 251 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 251 220.75 m 298 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 298 220.75 m 302 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302 220.75 m 352 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352 220.75 m 356 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 356 220.75 m 398 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398 220.75 m 402 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 220.75 m 447 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447 220.75 m 451 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451 220.75 m 501 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 501 220.75 m 505 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505 220.75 m 545 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 545 220.75 m 549 220.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549 220.75 m 594 220.75 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 43.50 244.48 Td (\(dollar) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 43.50 234.48 Td (amounts in) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 43.50 224.48 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 120.05 235.43 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 121.70 225.43 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 161.80 225.43 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 212.80 235.43 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.15 225.43 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 254.00 225.43 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.90 225.43 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.05 235.43 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.95 225.43 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.60 225.43 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.75 244.48 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.35 234.48 Td (\(United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.80 224.48 Td (Kingdom\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.10 225.43 Td (Sweden) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 560.05 225.43 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.50 201.42 Td (Pre-tax income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.60 201.42 Td (5,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.60 201.42 Td (1,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.15 201.42 Td (966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.60 201.42 Td (4,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.60 201.42 Td (17,523) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 201.42 Td (485) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.60 201.42 Td (31,387) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 201.42 Td (1,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.60 201.42 Td (7,011) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.50 201.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.60 201.42 Td (70,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.50 187.32 Td (Statutory tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 43.50 177.32 Td (rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.60 177.42 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.60 177.42 Td (30.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.65 177.42 Td (34.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.65 177.42 Td (30.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.65 177.42 Td (10.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.60 177.42 Td (28.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.15 177.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 177.42 Td (24.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 177.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 177.42 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 127.25 Td (LIQUIDITY) Tj ET Q q 0 0 0 rg BT 104.09 127.25 Td ( ) Tj ET Q q 0 0 0 rg BT 106.04 127.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 130.20 127.25 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 160.57 127.25 Td (AL) Tj ET Q q 0 0 0 rg BT 173.91 127.25 Td ( ) Tj ET Q q 0 0 0 rg BT 176.41 127.25 Td (RESOURCES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 105.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 116.64 105.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 154.27 105.25 Td (sources ) Tj ET Q q 0 0 0 rg BT 186.34 105.25 Td (of ) Tj ET Q q 0 0 0 rg BT 196.76 105.25 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 232.74 105.25 Td (are ) Tj ET Q q 0 0 0 rg BT 247.03 105.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.33 105.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 281.19 105.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 305.50 105.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 343.13 105.25 Td (by ) Tj ET Q q 0 0 0 rg BT 355.22 105.25 Td (our ) Tj ET Q q 0 0 0 rg BT 370.63 105.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 410.48 105.25 Td (activities, ) Tj ET Q q 0 0 0 rg BT 451.17 105.25 Td (our ) Tj ET Q q 0 0 0 rg BT 466.59 105.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 507.00 105.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 531.85 105.25 Td (facility) Tj ET Q q 0 0 0 rg BT 559.52 105.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 93.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 93.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 87.21 93.25 Td (and ) Tj ET Q q 0 0 0 rg BT 104.15 93.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 124.41 93.25 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 172.46 93.25 Td (on ) Tj ET Q q 0 0 0 rg BT 184.96 93.25 Td (hand. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 71.25 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 71.25 Td (e ) Tj ET Q q 0 0 0 rg BT 113.83 71.25 Td (intend ) Tj ET Q q 0 0 0 rg BT 140.57 71.25 Td (to ) Tj ET Q q 0 0 0 rg BT 150.10 71.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 186.28 71.25 Td (to ) Tj ET Q q 0 0 0 rg BT 195.81 71.25 Td (utilize ) Tj ET Q q 0 0 0 rg BT 222.55 71.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 242.07 71.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 266.04 71.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 306.65 71.25 Td (by ) Tj ET Q q 0 0 0 rg BT 318.40 71.25 Td (our ) Tj ET Q q 0 0 0 rg BT 333.48 71.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 368.01 71.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 407.52 71.25 Td (activities, ) Tj ET Q q 0 0 0 rg BT 447.87 71.25 Td (in ) Tj ET Q q 0 0 0 rg BT 457.40 71.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 509.14 71.25 Td (with ) Tj ET Q q 0 0 0 rg BT 528.66 71.25 Td (possibly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 59.25 Td (expanding ) Tj ET Q q 0 0 0 rg BT 95.59 59.25 Td (our ) Tj ET Q q 0 0 0 rg BT 112.86 59.25 Td (commercial ) Tj ET Q q 0 0 0 rg BT 164.00 59.25 Td (lending ) Tj ET Q q 0 0 0 rg BT 197.93 59.25 Td (facility) Tj ET Q q 0 0 0 rg BT 225.60 59.25 Td (, ) Tj ET Q q 0 0 0 rg BT 232.04 59.25 Td (and ) Tj ET Q q 0 0 0 rg BT 250.42 59.25 Td (the ) Tj ET Q q 0 0 0 rg BT 266.57 59.25 Td (possible ) Tj ET Q q 0 0 0 rg BT 303.29 59.25 Td (issuance ) Tj ET Q q 0 0 0 rg BT 341.11 59.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.37 59.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 397.30 59.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 426.24 59.25 Td (or ) Tj ET Q q 0 0 0 rg BT 438.50 59.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 459.66 59.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 501.36 59.25 Td (to ) Tj ET Q q 0 0 0 rg BT 513.08 59.25 Td (fund ) Tj ET Q q 0 0 0 rg BT 535.35 59.25 Td (capital ) Tj ET Q endstream endobj 67 0 obj <>] /Rotate 0 /Contents 68 0 R>> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 104.23 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.80 742.10 Td (or) Tj ET Q q 0 0 0 rg BT 129.95 742.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 154.74 742.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 186.21 742.10 Td (initiatives, ) Tj ET Q q 0 0 0 rg BT 231.28 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 242.19 742.10 Td (make ) Tj ET Q q 0 0 0 rg BT 266.98 742.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 303.99 742.10 Td (business ) Tj ET Q q 0 0 0 rg BT 341.02 742.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 394.42 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 405.34 742.10 Td (retire ) Tj ET Q q 0 0 0 rg BT 429.57 742.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 479.37 742.10 Td (indebtedness, ) Tj ET Q q 0 0 0 rg BT 536.66 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 554.23 742.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (possibly ) Tj ET Q q 0 0 0 rg BT 85.84 730.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 131.65 730.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 159.14 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 169.97 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 185.80 730.10 Td (common ) Tj ET Q q 0 0 0 rg BT 223.29 730.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 246.90 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 257.73 730.10 Td (market ) Tj ET Q q 0 0 0 rg BT 287.99 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 304.93 730.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 345.20 730.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 389.36 730.10 Td (warrant.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 708.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 708.10 Td (e ) Tj ET Q q 0 0 0 rg BT 114.91 708.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 146.62 708.10 Td (that ) Tj ET Q q 0 0 0 rg BT 164.45 708.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 211.15 708.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 231.76 708.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 252.92 708.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 291.31 708.10 Td (by ) Tj ET Q q 0 0 0 rg BT 304.14 708.10 Td (our ) Tj ET Q q 0 0 0 rg BT 320.31 708.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 360.91 708.10 Td (activities, ) Tj ET Q q 0 0 0 rg BT 402.34 708.10 Td (together ) Tj ET Q q 0 0 0 rg BT 437.94 708.10 Td (with ) Tj ET Q q 0 0 0 rg BT 458.56 708.10 Td (current ) Tj ET Q q 0 0 0 rg BT 489.71 708.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 510.31 708.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 547.57 708.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.10 Td (access ) Tj ET Q q 0 0 0 rg BT 78.38 696.10 Td (to ) Tj ET Q q 0 0 0 rg BT 89.00 696.10 Td (our ) Tj ET Q q 0 0 0 rg BT 105.17 696.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 130.78 696.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 168.05 696.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.33 696.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.39 696.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 229.88 696.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 266.88 696.10 Td (if ) Tj ET Q q 0 0 0 rg BT 275.83 696.10 Td (required, ) Tj ET Q q 0 0 0 rg BT 314.48 696.10 Td (will ) Tj ET Q q 0 0 0 rg BT 332.88 696.10 Td (be ) Tj ET Q q 0 0 0 rg BT 345.16 696.10 Td (suf) Tj ET Q q 0 0 0 rg BT 357.20 696.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 385.59 696.10 Td (to ) Tj ET Q q 0 0 0 rg BT 396.21 696.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 418.48 696.10 Td (our ) Tj ET Q q 0 0 0 rg BT 434.65 696.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 474.70 696.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 495.31 696.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 550.35 696.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.98 684.10 Td (next ) Tj ET Q q 0 0 0 rg BT 84.95 684.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 114.37 684.10 Td (months, ) Tj ET Q q 0 0 0 rg BT 149.08 684.10 Td (although ) Tj ET Q q 0 0 0 rg BT 186.83 684.10 Td (any ) Tj ET Q q 0 0 0 rg BT 204.03 684.10 Td (projections ) Tj ET Q q 0 0 0 rg BT 251.23 684.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.32 684.10 Td (future ) Tj ET Q q 0 0 0 rg BT 288.95 684.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 309.48 684.10 Td (needs, ) Tj ET Q q 0 0 0 rg BT 337.51 684.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 358.04 684.10 Td (flows, ) Tj ET Q q 0 0 0 rg BT 385.52 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 402.72 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 417.70 684.10 Td (general ) Tj ET Q q 0 0 0 rg BT 449.88 684.10 Td (market ) Tj ET Q q 0 0 0 rg BT 480.41 684.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 524.83 684.10 Td (for ) Tj ET Q q 0 0 0 rg BT 539.25 684.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.86 672.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 94.27 672.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 134.45 672.10 Td (is ) Tj ET Q q 0 0 0 rg BT 143.54 672.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 174.28 672.10 Td (to ) Tj ET Q q 0 0 0 rg BT 184.47 672.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 229.66 672.10 Td (uncertainty) Tj ET Q q 0 0 0 rg BT 273.99 672.10 Td (. ) Tj ET Q q 0 0 0 rg BT 278.91 672.10 Td (In ) Tj ET Q q 0 0 0 rg BT 289.66 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.29 672.10 Td (event ) Tj ET Q q 0 0 0 rg BT 328.36 672.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 370.77 672.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 407.08 672.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 432.27 672.10 Td (arise, ) Tj ET Q q 0 0 0 rg BT 456.06 672.10 Td (we ) Tj ET Q q 0 0 0 rg BT 470.14 672.10 Td (may ) Tj ET Q q 0 0 0 rg BT 489.77 672.10 Td (raise ) Tj ET Q q 0 0 0 rg BT 511.06 672.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 535.70 672.10 Td (from ) Tj ET Q q 0 0 0 rg BT 557.56 672.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 102.56 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 113.45 660.10 Td (sources, ) Tj ET Q q 0 0 0 rg BT 148.51 660.10 Td (including ) Tj ET Q q 0 0 0 rg BT 188.84 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.63 660.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 241.18 660.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 277.62 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.52 660.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 308.30 660.10 Td (or ) Tj ET Q q 0 0 0 rg BT 319.19 660.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 346.75 660.10 Td (securities. ) Tj ET Q q 0 0 0 rg BT 389.58 660.10 Td (However) Tj ET Q q 0 0 0 rg BT 425.83 660.10 Td (, ) Tj ET Q q 0 0 0 rg BT 430.90 660.10 Td (there ) Tj ET Q q 0 0 0 rg BT 453.45 660.10 Td (are ) Tj ET Q q 0 0 0 rg BT 468.22 660.10 Td (no ) Tj ET Q q 0 0 0 rg BT 480.79 660.10 Td (assurances ) Tj ET Q q 0 0 0 rg BT 526.11 660.10 Td (that ) Tj ET Q q 0 0 0 rg BT 543.67 660.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 90.26 648.10 Td (will ) Tj ET Q q 0 0 0 rg BT 108.32 648.10 Td (be ) Tj ET Q q 0 0 0 rg BT 120.26 648.10 Td (available ) Tj ET Q q 0 0 0 rg BT 158.85 648.10 Td (in ) Tj ET Q q 0 0 0 rg BT 169.13 648.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 205.51 648.10 Td (or ) Tj ET Q q 0 0 0 rg BT 216.34 648.10 Td (on ) Tj ET Q q 0 0 0 rg BT 228.84 648.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 253.56 648.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 298.25 648.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.53 648.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 322.42 648.10 Td (if ) Tj ET Q q 0 0 0 rg BT 331.03 648.10 Td (at ) Tj ET Q q 0 0 0 rg BT 340.74 648.10 Td (all.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 626.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 626.10 Td (e ) Tj ET Q q 0 0 0 rg BT 115.24 626.10 Td (regularly ) Tj ET Q q 0 0 0 rg BT 154.50 626.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 190.97 626.10 Td (our ) Tj ET Q q 0 0 0 rg BT 207.47 626.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 244.52 626.10 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 302.39 626.10 Td (including ) Tj ET Q q 0 0 0 rg BT 343.33 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 358.71 626.10 Td (need ) Tj ET Q q 0 0 0 rg BT 380.75 626.10 Td (for ) Tj ET Q q 0 0 0 rg BT 395.57 626.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 438.73 626.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 459.11 626.10 Td (or ) Tj ET Q q 0 0 0 rg BT 470.60 626.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 498.76 626.10 Td (of) Tj ET Q q 0 0 0 rg BT 506.91 626.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 540.34 626.10 Td (when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.10 Td (considering ) Tj ET Q q 0 0 0 rg BT 98.97 614.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 136.27 614.10 Td (business ) Tj ET Q q 0 0 0 rg BT 172.48 614.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 225.07 614.10 Td (development ) Tj ET Q q 0 0 0 rg BT 279.03 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 289.68 614.10 Td (new ) Tj ET Q q 0 0 0 rg BT 308.65 614.10 Td (products ) Tj ET Q q 0 0 0 rg BT 345.41 614.10 Td (or ) Tj ET Q q 0 0 0 rg BT 356.05 614.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 393.07 614.10 Td (or ) Tj ET Q q 0 0 0 rg BT 403.72 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.25 614.10 Td (retirement ) Tj ET Q q 0 0 0 rg BT 461.65 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 472.29 614.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 494.33 614.10 Td (During ) Tj ET Q q 0 0 0 rg BT 524.97 614.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 549.79 614.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 90.62 602.10 Td (intends ) Tj ET Q q 0 0 0 rg BT 121.25 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 130.76 602.10 Td (utilize ) Tj ET Q q 0 0 0 rg BT 157.49 602.10 Td (its ) Tj ET Q q 0 0 0 rg BT 168.68 602.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 188.18 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.36 602.10 Td (other ) Tj ET Q q 0 0 0 rg BT 226.64 602.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 266.14 602.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 305.64 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 315.16 602.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 335.22 602.10 Td (or) Tj ET Q q 0 0 0 rg BT 343.37 602.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 366.76 602.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 396.83 602.10 Td (initiatives, ) Tj ET Q q 0 0 0 rg BT 440.51 602.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 476.12 602.10 Td (business ) Tj ET Q q 0 0 0 rg BT 511.75 602.10 Td (acquisitions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 590.10 Td (new ) Tj ET Q q 0 0 0 rg BT 86.10 590.10 Td (product ) Tj ET Q q 0 0 0 rg BT 119.15 590.10 Td (development ) Tj ET Q q 0 0 0 rg BT 173.30 590.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 215.23 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.17 590.10 Td (service ) Tj ET Q q 0 0 0 rg BT 262.99 590.10 Td (of) Tj ET Q q 0 0 0 rg BT 271.14 590.10 Td (ferings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 568.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.05 568.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 124.32 568.10 Td (and ) Tj ET Q q 0 0 0 rg BT 141.26 568.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 161.53 568.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 209.58 568.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.51 568.10 Td ($52.3 ) Tj ET Q q 0 0 0 rg BT 256.51 568.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.40 568.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.90 568.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.84 568.10 Td ($56.7 ) Tj ET Q q 0 0 0 rg BT 329.84 568.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.73 568.10 Td ( ) Tj ET Q q 0 0 0 rg BT 361.24 568.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.95 568.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 429.54 568.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.54 568.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.04 568.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.98 568.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.98 568.10 Td (, ) Tj ET Q q 0 0 0 rg BT 493.98 568.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 541.64 568.10 Td (. ) Tj ET Q q 0 0 0 rg BT 546.46 568.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.53 556.10 Td (holds ) Tj ET Q q 0 0 0 rg BT 115.85 556.10 Td (material ) Tj ET Q q 0 0 0 rg BT 151.26 556.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 171.68 556.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.76 556.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 209.18 556.10 Td (equivalent ) Tj ET Q q 0 0 0 rg BT 253.48 556.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 290.55 556.10 Td (overseas ) Tj ET Q q 0 0 0 rg BT 327.63 556.10 Td (in ) Tj ET Q q 0 0 0 rg BT 338.05 556.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 369.58 556.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 423.98 556.10 Td (The ) Tj ET Q q 0 0 0 rg BT 442.17 556.10 Td (free ) Tj ET Q q 0 0 0 rg BT 460.36 556.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 481.33 556.10 Td (of ) Tj ET Q q 0 0 0 rg BT 492.31 556.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 512.73 556.10 Td (from ) Tj ET Q q 0 0 0 rg BT 534.82 556.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 88.24 544.10 Td (where ) Tj ET Q q 0 0 0 rg BT 114.25 544.10 Td (we ) Tj ET Q q 0 0 0 rg BT 127.49 544.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 146.86 544.10 Td (such ) Tj ET Q q 0 0 0 rg BT 166.77 544.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 202.78 544.10 Td (may ) Tj ET Q q 0 0 0 rg BT 221.58 544.10 Td (be ) Tj ET Q q 0 0 0 rg BT 232.60 544.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 262.51 544.10 Td (to ) Tj ET Q q 0 0 0 rg BT 271.87 544.10 Td (repatriation ) Tj ET Q q 0 0 0 rg BT 319.54 544.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 333.34 544.10 Td (ef) Tj ET Q q 0 0 0 rg BT 340.93 544.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 361.39 544.10 Td (and ) Tj ET Q q 0 0 0 rg BT 377.41 544.10 Td (other ) Tj ET Q q 0 0 0 rg BT 399.54 544.10 Td (restrictions. ) Tj ET Q q 0 0 0 rg BT 448.06 544.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 502.13 544.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.93 544.10 Td (repatriation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.10 532.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 97.75 532.10 Td (from ) Tj ET Q q 0 0 0 rg BT 119.97 532.10 Td (some ) Tj ET Q q 0 0 0 rg BT 143.85 532.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.95 532.10 Td (our ) Tj ET Q q 0 0 0 rg BT 171.05 532.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 202.71 532.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 252.70 532.10 Td (would ) Tj ET Q q 0 0 0 rg BT 280.47 532.10 Td (result ) Tj ET Q q 0 0 0 rg BT 305.46 532.10 Td (in ) Tj ET Q q 0 0 0 rg BT 316.01 532.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.00 532.10 Td (application ) Tj ET Q q 0 0 0 rg BT 378.20 532.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.31 532.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 440.42 532.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 463.74 532.10 Td (at ) Tj ET Q q 0 0 0 rg BT 473.73 532.10 Td (source ) Tj ET Q q 0 0 0 rg BT 502.60 532.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.81 532.10 Td (taxation ) Tj ET Q q 0 0 0 rg BT 554.79 532.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.10 520.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 83.77 520.10 Td (parent ) Tj ET Q q 0 0 0 rg BT 110.64 520.10 Td (level ) Tj ET Q q 0 0 0 rg BT 131.95 520.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 153.84 520.10 Td (receipt ) Tj ET Q q 0 0 0 rg BT 182.92 520.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.14 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.24 520.10 Td (repatriation ) Tj ET Q q 0 0 0 rg BT 255.21 520.10 Td (amounts. ) Tj ET Q q 0 0 0 rg BT 293.35 520.10 Td (The ) Tj ET Q q 0 0 0 rg BT 310.78 520.10 Td (approximate ) Tj ET Q q 0 0 0 rg BT 362.64 520.10 Td (cash, ) Tj ET Q q 0 0 0 rg BT 384.79 520.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 404.44 520.10 Td (equivalents, ) Tj ET Q q 0 0 0 rg BT 454.37 520.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.69 520.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 514.23 520.10 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 86.85 508.10 Td (held ) Tj ET Q q 0 0 0 rg BT 106.50 508.10 Td (in ) Tj ET Q q 0 0 0 rg BT 116.71 508.10 Td (our ) Tj ET Q q 0 0 0 rg BT 132.47 508.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 171.01 508.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 191.22 508.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 235.31 508.10 Td (and ) Tj ET Q q 0 0 0 rg BT 252.17 508.10 Td (each ) Tj ET Q q 0 0 0 rg BT 272.92 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 283.68 508.10 Td (our ) Tj ET Q q 0 0 0 rg BT 299.44 508.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 330.75 508.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 380.40 508.10 Td (as ) Tj ET Q q 0 0 0 rg BT 391.16 508.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.92 508.10 Td (March13, ) Tj ET Q q 0 0 0 rg BT 445.45 508.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.45 508.10 Td ( ) Tj ET Q q 0 0 0 rg BT 467.88 508.10 Td (is ) Tj ET Q q 0 0 0 rg BT 476.98 508.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 517.73 508.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.93 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 542.58 508.10 Td (table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (below ) Tj ET Q q 0 0 0 rg BT 76.94 496.10 Td (\(figures ) Tj ET Q q 0 0 0 rg BT 110.54 496.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 164.69 496.10 Td (in ) Tj ET Q q 0 0 0 rg BT 174.97 496.10 Td (thousands\):) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 40.00 452.60 61.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 105.00 452.60 41.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.00 452.60 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 190.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.00 452.60 44.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 452.60 46.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.00 452.60 50.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.00 452.60 43.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 452.60 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 452.60 43.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 452.60 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.00 452.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 452.60 43.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 105 452.6 m 146 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146 452.6 m 150 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150 452.6 m 190 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 190 452.6 m 194 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194 452.6 m 238 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238 452.6 m 242 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242 452.6 m 288 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288 452.6 m 292 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292 452.6 m 342 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342 452.6 m 346 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346 452.6 m 389 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 452.6 m 393 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393 452.6 m 433 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 452.6 m 437 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 452.6 m 480 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480 452.6 m 484 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484 452.6 m 524 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524 452.6 m 528 452.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 452.6 m 571 452.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 110.55 467.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.20 457.28 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 152.80 457.28 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 203.80 467.28 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 197.15 457.28 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.50 457.28 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.90 457.28 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.55 467.28 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.45 457.28 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.10 457.28 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.25 457.28 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.10 457.28 Td (Sweden) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 538.05 457.28 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.50 443.17 Td (Cash and ST) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.50 433.17 Td (investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.60 433.27 Td (11,097) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.60 433.27 Td (1,215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.15 433.27 Td (702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 433.27 Td (5,602) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.65 433.27 Td (2,069) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.60 433.27 Td (1,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.60 433.27 Td (1,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.60 433.27 Td (2,902) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 433.27 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.50 433.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.60 433.27 Td (26,172) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 407.10 Td (Due ) Tj ET Q q 0 0 0 rg BT 116.94 407.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.00 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 139.49 407.10 Td (ef) Tj ET Q q 0 0 0 rg BT 147.08 407.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 163.34 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.95 407.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 215.32 407.10 Td (or ) Tj ET Q q 0 0 0 rg BT 224.93 407.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 252.32 407.10 Td (dif) Tj ET Q q 0 0 0 rg BT 263.25 407.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 297.83 407.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 334.11 407.10 Td (from ) Tj ET Q q 0 0 0 rg BT 354.82 407.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.32 407.10 Td (dif) Tj ET Q q 0 0 0 rg BT 379.25 407.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 404.40 407.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 443.44 407.10 Td (of ) Tj ET Q q 0 0 0 rg BT 453.05 407.10 Td (items ) Tj ET Q q 0 0 0 rg BT 475.99 407.10 Td (for ) Tj ET Q q 0 0 0 rg BT 488.93 407.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 502.42 407.10 Td (and ) Tj ET Q q 0 0 0 rg BT 518.14 407.10 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 395.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 88.78 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 106.45 395.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 148.56 395.10 Td (alternative ) Tj ET Q q 0 0 0 rg BT 193.99 395.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 209.43 395.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 257.10 395.10 Td (in ) Tj ET Q q 0 0 0 rg BT 268.11 395.10 Td (the ) Tj ET Q q 0 0 0 rg BT 283.55 395.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 304.57 395.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.23 395.10 Td (India, ) Tj ET Q q 0 0 0 rg BT 348.51 395.10 Td (future ) Tj ET Q q 0 0 0 rg BT 375.61 395.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 396.61 395.10 Td (outlays ) Tj ET Q q 0 0 0 rg BT 428.72 395.10 Td (for ) Tj ET Q q 0 0 0 rg BT 443.61 395.10 Td (income ) Tj ET Q q 0 0 0 rg BT 476.27 395.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 500.04 395.10 Td (are ) Tj ET Q q 0 0 0 rg BT 515.48 395.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 554.24 395.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 383.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 79.84 383.10 Td (our ) Tj ET Q q 0 0 0 rg BT 95.26 383.10 Td (current ) Tj ET Q q 0 0 0 rg BT 125.66 383.10 Td (income ) Tj ET Q q 0 0 0 rg BT 157.18 383.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 171.49 383.10 Td (expense, ) Tj ET Q q 0 0 0 rg BT 208.28 383.10 Td (but ) Tj ET Q q 0 0 0 rg BT 223.15 383.10 Td (will ) Tj ET Q q 0 0 0 rg BT 240.79 383.10 Td (not ) Tj ET Q q 0 0 0 rg BT 255.66 383.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 298.28 383.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 327.58 383.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.88 383.10 Td (Company) Tj ET Q q 0 0 0 rg BT 383.55 383.10 Td (s ) Tj ET Q q 0 0 0 rg BT 389.53 383.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 425.51 383.10 Td (position. ) Tj ET Q q 0 0 0 rg BT 462.32 383.10 Td (Specifically ) Tj ET Q q 0 0 0 rg BT 512.17 383.10 Td (our ) Tj ET Q q 0 0 0 rg BT 527.59 383.10 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 371.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.89 371.10 Td (product ) Tj ET Q q 0 0 0 rg BT 99.90 371.10 Td (development ) Tj ET Q q 0 0 0 rg BT 154.00 371.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 198.12 371.10 Td (in ) Tj ET Q q 0 0 0 rg BT 208.35 371.10 Td (India ) Tj ET Q q 0 0 0 rg BT 231.35 371.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 261.57 371.10 Td (from ) Tj ET Q q 0 0 0 rg BT 283.47 371.10 Td (a ) Tj ET Q q 0 0 0 rg BT 290.36 371.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 305.03 371.10 Td (holiday) Tj ET Q q 0 0 0 rg BT 334.38 371.10 Td (. ) Tj ET Q q 0 0 0 rg BT 339.16 371.10 Td (The ) Tj ET Q q 0 0 0 rg BT 357.16 371.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 371.83 371.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 404.29 371.10 Td (expired ) Tj ET Q q 0 0 0 rg BT 436.73 371.10 Td (for ) Tj ET Q q 0 0 0 rg BT 450.84 371.10 Td (one ) Tj ET Q q 0 0 0 rg BT 467.74 371.10 Td (of ) Tj ET Q q 0 0 0 rg BT 478.52 371.10 Td (our ) Tj ET Q q 0 0 0 rg BT 494.31 371.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 531.19 371.10 Td (in ) Tj ET Q q 0 0 0 rg BT 540.89 371.10 Td (April ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.13 359.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 86.43 359.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.67 359.10 Td (will ) Tj ET Q q 0 0 0 rg BT 122.03 359.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 149.82 359.10 Td (for ) Tj ET Q q 0 0 0 rg BT 164.28 359.10 Td (our ) Tj ET Q q 0 0 0 rg BT 180.41 359.10 Td (other ) Tj ET Q q 0 0 0 rg BT 203.76 359.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 240.99 359.10 Td (in ) Tj ET Q q 0 0 0 rg BT 251.57 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.59 359.10 Td (years ) Tj ET Q q 0 0 0 rg BT 290.49 359.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 313.29 359.10 Td (through ) Tj ET Q q 0 0 0 rg BT 347.20 359.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 371.89 359.10 Td (As ) Tj ET Q q 0 0 0 rg BT 385.80 359.10 Td (such ) Tj ET Q q 0 0 0 rg BT 406.93 359.10 Td (a ) Tj ET Q q 0 0 0 rg BT 414.17 359.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 459.19 359.10 Td (component ) Tj ET Q q 0 0 0 rg BT 506.42 359.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.55 359.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.57 359.10 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 347.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 91.27 347.10 Td (by ) Tj ET Q q 0 0 0 rg BT 103.67 347.10 Td (our ) Tj ET Q q 0 0 0 rg BT 119.40 347.10 Td (India ) Tj ET Q q 0 0 0 rg BT 142.35 347.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 188.91 347.10 Td (other ) Tj ET Q q 0 0 0 rg BT 211.86 347.10 Td (than ) Tj ET Q q 0 0 0 rg BT 231.48 347.10 Td (passive ) Tj ET Q q 0 0 0 rg BT 263.33 347.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 297.66 347.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 332.00 347.10 Td (is ) Tj ET Q q 0 0 0 rg BT 341.08 347.10 Td (not ) Tj ET Q q 0 0 0 rg BT 356.26 347.10 Td (taxed. ) Tj ET Q q 0 0 0 rg BT 382.29 347.10 Td (After ) Tj ET Q q 0 0 0 rg BT 405.79 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.41 347.10 Td (expiration ) Tj ET Q q 0 0 0 rg BT 463.35 347.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.09 347.10 Td (the ) Tj ET Q q 0 0 0 rg BT 488.71 347.10 Td (full ) Tj ET Q q 0 0 0 rg BT 505.00 347.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 519.62 347.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 552.02 347.10 Td (all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.63 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.15 335.10 Td (income ) Tj ET Q q 0 0 0 rg BT 106.89 335.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 148.05 335.10 Td (by ) Tj ET Q q 0 0 0 rg BT 160.35 335.10 Td (our ) Tj ET Q q 0 0 0 rg BT 175.99 335.10 Td (India ) Tj ET Q q 0 0 0 rg BT 198.84 335.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 242.79 335.10 Td (will ) Tj ET Q q 0 0 0 rg BT 260.65 335.10 Td (be ) Tj ET Q q 0 0 0 rg BT 272.39 335.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 296.35 335.10 Td (at ) Tj ET Q q 0 0 0 rg BT 305.87 335.10 Td (50% ) Tj ET Q q 0 0 0 rg BT 326.50 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 337.13 335.10 Td (the ) Tj ET Q q 0 0 0 rg BT 351.65 335.10 Td (normal ) Tj ET Q q 0 0 0 rg BT 382.28 335.10 Td (33.99% ) Tj ET Q q 0 0 0 rg BT 415.41 335.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 455.47 335.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 469.99 335.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 487.28 335.10 Td (for ) Tj ET Q q 0 0 0 rg BT 501.24 335.10 Td (a ) Tj ET Q q 0 0 0 rg BT 507.98 335.10 Td (period ) Tj ET Q q 0 0 0 rg BT 535.83 335.10 Td (of ) Tj ET Q q 0 0 0 rg BT 546.46 335.10 Td (five ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 323.10 Td (years. ) Tj ET Q q 0 0 0 rg BT 76.71 323.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.82 323.10 Td (During ) Tj ET Q q 0 0 0 rg BT 111.26 323.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 134.38 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.70 323.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 165.03 323.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 198.14 323.10 Td (in ) Tj ET Q q 0 0 0 rg BT 209.03 323.10 Td (India ) Tj ET Q q 0 0 0 rg BT 232.69 323.10 Td (had ) Tj ET Q q 0 0 0 rg BT 250.24 323.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.57 323.10 Td (ef) Tj ET Q q 0 0 0 rg BT 273.16 323.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 291.25 323.10 Td (of ) Tj ET Q q 0 0 0 rg BT 302.69 323.10 Td (reducing ) Tj ET Q q 0 0 0 rg BT 340.79 323.10 Td (income ) Tj ET Q q 0 0 0 rg BT 373.34 323.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 388.67 323.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 423.98 323.10 Td (by ) Tj ET Q q 0 0 0 rg BT 437.10 323.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 497.97 323.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.08 323.10 Td ($9.9 ) Tj ET Q q 0 0 0 rg BT 521.69 323.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.58 323.10 Td ( ) Tj ET Q q 0 0 0 rg BT 553.69 323.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 311.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.13 311.10 Td ($0.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.63 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 137.01 311.10 Td (per ) Tj ET Q q 0 0 0 rg BT 153.15 311.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 184.30 311.10 Td (share ) Tj ET Q q 0 0 0 rg BT 208.77 311.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.92 311.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.92 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 243.30 311.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.45 311.10 Td ($3.82 ) Tj ET Q q 0 0 0 rg BT 290.32 311.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.21 311.10 Td ( ) Tj ET Q q 0 0 0 rg BT 322.59 311.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.29 311.10 Td (Minimum ) Tj ET Q q 0 0 0 rg BT 376.93 311.10 Td (Alternative ) Tj ET Q q 0 0 0 rg BT 425.04 311.10 Td (T) Tj ET Q q 0 0 0 rg BT 430.45 311.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 443.26 311.10 Td (\("MA) Tj ET Q q 0 0 0 rg BT 465.68 311.10 Td (T"\) ) Tj ET Q q 0 0 0 rg BT 482.57 311.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 498.16 311.10 Td (prepaid/accrued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 299.10 Td (against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.25 299.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.25 299.10 Td ( ) Tj ET Q q 0 0 0 rg BT 104.18 299.10 Td (income ) Tj ET Q q 0 0 0 rg BT 136.54 299.10 Td (during ) Tj ET Q q 0 0 0 rg BT 165.58 299.10 Td (the ) Tj ET Q q 0 0 0 rg BT 180.72 299.10 Td (year ) Tj ET Q q 0 0 0 rg BT 200.85 299.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.66 299.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 286.67 299.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.67 299.10 Td (, ) Tj ET Q q 0 0 0 rg BT 312.10 299.10 Td (as ) Tj ET Q q 0 0 0 rg BT 323.35 299.10 Td (advance ) Tj ET Q q 0 0 0 rg BT 359.04 299.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 400.29 299.10 Td (made ) Tj ET Q q 0 0 0 rg BT 424.87 299.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.58 299.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 458.50 299.10 Td (for ) Tj ET Q q 0 0 0 rg BT 473.09 299.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 496.56 299.10 Td (due ) Tj ET Q q 0 0 0 rg BT 513.93 299.10 Td (in ) Tj ET Q q 0 0 0 rg BT 524.64 299.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 547.56 299.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 287.10 Td (thereafter ) Tj ET Q q 0 0 0 rg BT 90.80 287.10 Td (in ) Tj ET Q q 0 0 0 rg BT 101.08 287.10 Td (India. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 263.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 263.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.26 263.10 Td (January ) Tj ET Q q 0 0 0 rg BT 133.40 263.10 Td (6, ) Tj ET Q q 0 0 0 rg BT 142.94 263.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 167.47 263.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 188.40 263.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 221.52 263.10 Td (a ) Tj ET Q q 0 0 0 rg BT 228.00 263.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 270.03 263.10 Td (with ) Tj ET Q q 0 0 0 rg BT 289.85 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.11 263.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 337.24 263.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 374.26 263.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 406.29 263.10 Td (with ) Tj ET Q q 0 0 0 rg BT 426.10 263.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 456.46 263.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.27 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.53 263.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 524.78 263.10 Td (disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 251.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 72.60 251.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.53 251.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 105.20 251.10 Td (s ) Tj ET Q q 0 0 0 rg BT 111.69 251.10 Td (income ) Tj ET Q q 0 0 0 rg BT 143.73 251.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 158.54 251.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 188.92 251.10 Td (for ) Tj ET Q q 0 0 0 rg BT 203.18 251.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.00 251.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 249.47 251.10 Td (years ) Tj ET Q q 0 0 0 rg BT 273.17 251.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 295.78 251.10 Td (through ) Tj ET Q q 0 0 0 rg BT 329.49 251.10 Td (2012.) Tj ET Q q 0 0 0 rg BT 354.31 251.10 Td (The ) Tj ET Q q 0 0 0 rg BT 372.46 251.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 419.50 251.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 453.75 251.10 Td (in ) Tj ET Q q 0 0 0 rg BT 464.14 251.10 Td (a ) Tj ET Q q 0 0 0 rg BT 471.18 251.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 491.55 251.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 528.58 251.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.52 251.10 Td ($20.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 239.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 239.10 Td (, ) Tj ET Q q 0 0 0 rg BT 83.89 239.10 Td (including ) Tj ET Q q 0 0 0 rg BT 124.17 239.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 156.10 239.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.93 239.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 186.93 239.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 215.82 239.10 Td (. ) Tj ET Q q 0 0 0 rg BT 220.64 239.10 Td (This ) Tj ET Q q 0 0 0 rg BT 240.92 239.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 283.41 239.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 319.24 239.10 Td (all ) Tj ET Q q 0 0 0 rg BT 331.73 239.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 358.13 239.10 Td (for ) Tj ET Q q 0 0 0 rg BT 372.29 239.10 Td (the ) Tj ET Q q 0 0 0 rg BT 387.00 239.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 418.37 239.10 Td (years ) Tj ET Q q 0 0 0 rg BT 441.97 239.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 464.47 239.10 Td (through ) Tj ET Q q 0 0 0 rg BT 498.08 239.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 523.08 239.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 217.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.62 217.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.58 217.10 Td (also ) Tj ET Q q 0 0 0 rg BT 162.76 217.10 Td (has ) Tj ET Q q 0 0 0 rg BT 178.17 217.10 Td (a ) Tj ET Q q 0 0 0 rg BT 184.68 217.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 224.51 217.10 Td (low ) Tj ET Q q 0 0 0 rg BT 241.59 217.10 Td (income ) Tj ET Q q 0 0 0 rg BT 273.10 217.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 287.39 217.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 304.45 217.10 Td (in ) Tj ET Q q 0 0 0 rg BT 314.30 217.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 356.92 217.10 Td (in ) Tj ET Q q 0 0 0 rg BT 366.77 217.10 Td (which ) Tj ET Q q 0 0 0 rg BT 393.29 217.10 Td (our ) Tj ET Q q 0 0 0 rg BT 408.69 217.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 452.42 217.10 Td (are ) Tj ET Q q 0 0 0 rg BT 466.70 217.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 490.43 217.10 Td (at ) Tj ET Q q 0 0 0 rg BT 499.72 217.10 Td (a ) Tj ET Q q 0 0 0 rg BT 506.23 217.10 Td (10% ) Tj ET Q q 0 0 0 rg BT 526.64 217.10 Td (mar) Tj ET Q q 0 0 0 rg BT 542.00 217.10 Td (ginal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 65.06 205.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 82.88 205.10 Td (as ) Tj ET Q q 0 0 0 rg BT 94.05 205.10 Td (a ) Tj ET Q q 0 0 0 rg BT 101.33 205.10 Td (result ) Tj ET Q q 0 0 0 rg BT 126.38 205.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.55 205.10 Td (concessions ) Tj ET Q q 0 0 0 rg BT 188.16 205.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 220.99 205.10 Td (by ) Tj ET Q q 0 0 0 rg BT 233.83 205.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.88 205.10 Td (local ) Tj ET Q q 0 0 0 rg BT 271.15 205.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 314.54 205.10 Td (Economic ) Tj ET Q q 0 0 0 rg BT 357.92 205.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 414.63 205.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 441.91 205.10 Td (\("EDB"\) ) Tj ET Q q 0 0 0 rg BT 479.58 205.10 Td (for ) Tj ET Q q 0 0 0 rg BT 494.07 205.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.13 205.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 539.73 205.10 Td (of ) Tj ET Q q 0 0 0 rg BT 550.90 205.10 Td (in-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.10 Td (country ) Tj ET Q q 0 0 0 rg BT 83.36 193.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 130.60 193.10 Td (property ) Tj ET Q q 0 0 0 rg BT 167.30 193.10 Td (owners. ) Tj ET Q q 0 0 0 rg BT 201.29 193.10 Td (The ) Tj ET Q q 0 0 0 rg BT 219.65 193.10 Td (concessionary ) Tj ET Q q 0 0 0 rg BT 279.12 193.10 Td (10% ) Tj ET Q q 0 0 0 rg BT 300.26 193.10 Td (income ) Tj ET Q q 0 0 0 rg BT 332.51 193.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 347.55 193.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 365.35 193.10 Td (will ) Tj ET Q q 0 0 0 rg BT 383.72 193.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 411.52 193.10 Td (in ) Tj ET Q q 0 0 0 rg BT 422.12 193.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 447.43 193.10 Td (at ) Tj ET Q q 0 0 0 rg BT 457.47 193.10 Td (which ) Tj ET Q q 0 0 0 rg BT 484.72 193.10 Td (time ) Tj ET Q q 0 0 0 rg BT 505.31 193.10 Td (our ) Tj ET Q q 0 0 0 rg BT 521.46 193.10 Td (Singapore ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.17 181.10 Td (will ) Tj ET Q q 0 0 0 rg BT 110.25 181.10 Td (be ) Tj ET Q q 0 0 0 rg BT 121.20 181.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 151.05 181.10 Td (to ) Tj ET Q q 0 0 0 rg BT 160.34 181.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.08 181.10 Td (prevailing ) Tj ET Q q 0 0 0 rg BT 216.14 181.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 255.41 181.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 269.14 181.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 285.64 181.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.94 181.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 339.50 181.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 377.12 181.10 Td (17%, ) Tj ET Q q 0 0 0 rg BT 399.46 181.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 425.98 181.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.72 181.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 480.12 181.10 Td (reaches ) Tj ET Q q 0 0 0 rg BT 511.61 181.10 Td (a ) Tj ET Q q 0 0 0 rg BT 517.57 181.10 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 93.65 169.10 Td (to ) Tj ET Q q 0 0 0 rg BT 103.44 169.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 132.11 169.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.33 169.10 Td (incentive ) Tj ET Q q 0 0 0 rg BT 185.00 169.10 Td (period ) Tj ET Q q 0 0 0 rg BT 212.55 169.10 Td (at ) Tj ET Q q 0 0 0 rg BT 221.78 169.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.01 169.10 Td (then ) Tj ET Q q 0 0 0 rg BT 255.24 169.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 298.33 169.10 Td (concessionary ) Tj ET Q q 0 0 0 rg BT 356.99 169.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 376.34 169.10 Td (The ) Tj ET Q q 0 0 0 rg BT 393.90 169.10 Td (concessionary ) Tj ET Q q 0 0 0 rg BT 452.56 169.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 466.78 169.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 483.78 169.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 515.78 169.10 Td (by ) Tj ET Q q 0 0 0 rg BT 527.79 169.10 Td (the ) Tj ET Q q 0 0 0 rg BT 542.01 169.10 Td (EDB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.05 157.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 101.19 157.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.69 157.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.62 157.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 161.33 157.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 175.27 157.10 Td (in ) Tj ET Q q 0 0 0 rg BT 184.76 157.10 Td (ef) Tj ET Q q 0 0 0 rg BT 192.35 157.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 209.05 157.10 Td (in ) Tj ET Q q 0 0 0 rg BT 218.55 157.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 260.82 157.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 294.18 157.10 Td (income ) Tj ET Q q 0 0 0 rg BT 325.33 157.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 339.26 157.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 373.19 157.10 Td (by ) Tj ET Q q 0 0 0 rg BT 384.91 157.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.38 157.10 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 463.60 157.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.49 157.10 Td ( ) Tj ET Q q 0 0 0 rg BT 494.21 157.10 Td (or ) Tj ET Q q 0 0 0 rg BT 504.26 157.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.10 Td ($0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 145.10 Td ( ) Tj ET Q q 0 0 0 rg BT 75.00 145.10 Td (per ) Tj ET Q q 0 0 0 rg BT 90.27 145.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 120.54 145.10 Td (share ) Tj ET Q q 0 0 0 rg BT 144.14 145.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.42 145.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.42 145.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 123.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.76 123.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.51 123.10 Td ( ) Tj ET Q q 0 0 0 rg BT 82.27 123.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 100.58 123.10 Td (current ) Tj ET Q q 0 0 0 rg BT 131.65 123.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 152.73 123.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 194.90 123.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.44 123.10 Td (1.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.94 123.10 Td ( ) Tj ET Q q 0 0 0 rg BT 225.69 123.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 235.67 123.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 294.51 123.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.51 123.10 Td ( ) Tj ET Q q 0 0 0 rg BT 317.26 123.10 Td (as ) Tj ET Q q 0 0 0 rg BT 328.35 123.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 370.53 123.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.06 123.10 Td (1.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.56 123.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.32 123.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.29 123.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 470.13 123.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.13 123.10 Td (, ) Tj ET Q q 0 0 0 rg BT 495.39 123.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.58 123.10 Td (our ) Tj ET Q q 0 0 0 rg BT 528.67 123.10 Td (working ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 111.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 79.36 111.10 Td (position ) Tj ET Q q 0 0 0 rg BT 114.30 111.10 Td (slightly ) Tj ET Q q 0 0 0 rg BT 147.02 111.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 189.15 111.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.64 111.10 Td ($34.1 ) Tj ET Q q 0 0 0 rg BT 224.86 111.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.75 111.10 Td ( ) Tj ET Q q 0 0 0 rg BT 256.46 111.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.39 111.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 325.19 111.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.19 111.10 Td ( ) Tj ET Q q 0 0 0 rg BT 347.91 111.10 Td (as ) Tj ET Q q 0 0 0 rg BT 358.95 111.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 401.09 111.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.58 111.10 Td ($35.7 ) Tj ET Q q 0 0 0 rg BT 436.79 111.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.68 111.10 Td ( ) Tj ET Q q 0 0 0 rg BT 468.40 111.10 Td (at ) Tj ET Q q 0 0 0 rg BT 478.33 111.10 Td (the ) Tj ET Q q 0 0 0 rg BT 493.26 111.10 Td (end ) Tj ET Q q 0 0 0 rg BT 510.41 111.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.46 111.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.46 111.10 Td (. ) Tj ET Q q 0 0 0 rg BT 546.47 111.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 99.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 87.39 99.10 Td (in ) Tj ET Q q 0 0 0 rg BT 98.15 99.10 Td (our ) Tj ET Q q 0 0 0 rg BT 114.46 99.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 159.09 99.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 195.96 99.10 Td (position ) Tj ET Q q 0 0 0 rg BT 231.17 99.10 Td (is ) Tj ET Q q 0 0 0 rg BT 240.82 99.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 281.01 99.10 Td (due ) Tj ET Q q 0 0 0 rg BT 298.42 99.10 Td (to ) Tj ET Q q 0 0 0 rg BT 309.18 99.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.38 99.10 Td (following ) Tj ET Q q 0 0 0 rg BT 366.24 99.10 Td (factors; ) Tj ET Q q 0 0 0 rg BT 399.20 99.10 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 413.28 99.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.48 99.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 464.21 99.10 Td (in ) Tj ET Q q 0 0 0 rg BT 474.97 99.10 Td (income ) Tj ET Q q 0 0 0 rg BT 507.38 99.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 530.90 99.10 Td (payable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 87.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 86.66 87.10 Td (from ) Tj ET Q q 0 0 0 rg BT 107.76 87.10 Td (our ) Tj ET Q q 0 0 0 rg BT 122.75 87.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 164.41 87.10 Td (with ) Tj ET Q q 0 0 0 rg BT 183.85 87.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.72 87.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 217.17 87.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 249.92 87.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 286.57 87.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 318.22 87.10 Td (with ) Tj ET Q q 0 0 0 rg BT 337.66 87.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 367.63 87.10 Td (to ) Tj ET Q q 0 0 0 rg BT 377.07 87.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.95 87.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 434.83 87.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 473.71 87.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 495.37 87.10 Td (of ) Tj ET Q q 0 0 0 rg BT 505.36 87.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 527.02 87.10 Td (s ) Tj ET Q q 0 0 0 rg BT 532.58 87.10 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 75.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 64.68 75.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 94.92 75.10 Td (for ) Tj ET Q q 0 0 0 rg BT 109.04 75.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.72 75.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 155.06 75.10 Td (years ) Tj ET Q q 0 0 0 rg BT 178.62 75.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 201.09 75.10 Td (through ) Tj ET Q q 0 0 0 rg BT 234.66 75.10 Td (2012; ) Tj ET Q q 0 0 0 rg BT 259.90 75.10 Td (slightly ) Tj ET Q q 0 0 0 rg BT 292.37 75.10 Td (of) Tj ET Q q 0 0 0 rg BT 300.52 75.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 317.43 75.10 Td (by: ) Tj ET Q q 0 0 0 rg BT 332.67 75.10 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 346.79 75.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.48 75.10 Td (elimination ) Tj ET Q q 0 0 0 rg BT 409.49 75.10 Td (of ) Tj ET Q q 0 0 0 rg BT 420.28 75.10 Td (our ) Tj ET Q q 0 0 0 rg BT 436.08 75.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 480.20 75.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 499.88 75.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 546.79 75.10 Td (as ) Tj ET Q q 0 0 0 rg BT 557.58 75.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 63.10 Td (result ) Tj ET Q q 0 0 0 rg BT 75.11 63.10 Td (of ) Tj ET Q q 0 0 0 rg BT 86.33 63.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.44 63.10 Td (refinancing ) Tj ET Q q 0 0 0 rg BT 149.86 63.10 Td (with ) Tj ET Q q 0 0 0 rg BT 170.53 63.10 Td (Region ) Tj ET Q q 0 0 0 rg BT 202.30 63.10 Td (Bank; ) Tj ET Q q 0 0 0 rg BT 229.08 63.10 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 243.07 63.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.18 63.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 295.50 63.10 Td (of ) Tj ET Q q 0 0 0 rg BT 306.72 63.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 340.72 63.10 Td (in ) Tj ET Q q 0 0 0 rg BT 351.39 63.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 398.15 63.10 Td (with ) Tj ET Q q 0 0 0 rg BT 418.82 63.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 462.81 63.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.03 63.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.14 63.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 542.57 63.10 Td (class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 51.10 Td (action; ) Tj ET Q q 0 0 0 rg BT 78.68 51.10 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 91.80 51.10 Td (the ) Tj ET Q q 0 0 0 rg BT 105.49 51.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 141.39 51.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.18 51.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 179.85 51.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 227.98 51.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 262.77 51.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 308.68 51.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 351.24 51.10 Td (with ) Tj ET Q q 0 0 0 rg BT 370.48 51.10 Td (business ) Tj ET Q q 0 0 0 rg BT 405.84 51.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 455.08 51.10 Td (made ) Tj ET Q q 0 0 0 rg BT 478.20 51.10 Td (in ) Tj ET Q q 0 0 0 rg BT 487.44 51.10 Td (2012; ) Tj ET Q q 0 0 0 rg BT 511.69 51.10 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 524.25 51.10 Td (increased ) Tj ET Q endstream endobj 69 0 obj <>] /Rotate 0 /Contents 70 0 R>> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 72.07 742.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 109.13 742.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 152.29 742.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 194.37 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 214.23 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.53 742.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 258.94 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.35 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 284.76 742.10 Td (business; ) Tj ET Q q 0 0 0 rg BT 323.52 742.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 342.54 742.10 Td (\(f\) ) Tj ET Q q 0 0 0 rg BT 354.61 742.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 393.33 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 403.19 742.10 Td (other ) Tj ET Q q 0 0 0 rg BT 425.82 742.10 Td (current ) Tj ET Q q 0 0 0 rg BT 456.22 742.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 481.63 742.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 520.92 742.10 Td (associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.36 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 83.16 730.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 128.62 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.53 730.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 167.31 730.10 Td (software ) Tj ET Q q 0 0 0 rg BT 203.32 730.10 Td (licenses. ) Tj ET Q q 0 0 0 rg BT 238.95 730.10 Td (W) Tj ET Q q 0 0 0 rg BT 247.58 730.10 Td (e ) Tj ET Q q 0 0 0 rg BT 253.60 730.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 284.06 730.10 Td (that ) Tj ET Q q 0 0 0 rg BT 300.63 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 315.54 730.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 342.68 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 352.04 730.10 Td (generate ) Tj ET Q q 0 0 0 rg BT 387.48 730.10 Td (sustainable ) Tj ET Q q 0 0 0 rg BT 433.49 730.10 Td (robust ) Tj ET Q q 0 0 0 rg BT 460.08 730.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 479.42 730.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 499.34 730.10 Td (from ) Tj ET Q q 0 0 0 rg BT 520.36 730.10 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (will ) Tj ET Q q 0 0 0 rg BT 68.06 718.10 Td (enable ) Tj ET Q q 0 0 0 rg BT 96.65 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.37 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 152.75 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 163.03 718.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 199.97 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 210.24 718.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 231.07 718.10 Td (its ) Tj ET Q q 0 0 0 rg BT 243.02 718.10 Td (current ) Tj ET Q q 0 0 0 rg BT 273.84 718.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 313.55 718.10 Td (from ) Tj ET Q q 0 0 0 rg BT 335.49 718.10 Td (current ) Tj ET Q q 0 0 0 rg BT 366.31 718.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 394.64 718.10 Td (including ) Tj ET Q q 0 0 0 rg BT 434.91 718.10 Td (available ) Tj ET Q q 0 0 0 rg BT 473.50 718.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 493.77 718.10 Td (balances.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 88.81 694.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 670.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.33 670.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 143.99 670.10 Td (executes ) Tj ET Q q 0 0 0 rg BT 180.20 670.10 Td (business ) Tj ET Q q 0 0 0 rg BT 215.87 670.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 265.42 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 274.98 670.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 326.75 670.10 Td (with ) Tj ET Q q 0 0 0 rg BT 346.31 670.10 Td (or) Tj ET Q q 0 0 0 rg BT 354.46 670.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 377.89 670.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 408.00 670.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 449.22 670.10 Td (as ) Tj ET Q q 0 0 0 rg BT 459.33 670.10 Td (part ) Tj ET Q q 0 0 0 rg BT 476.66 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 486.77 670.10 Td (its ) Tj ET Q q 0 0 0 rg BT 497.99 670.10 Td (business ) Tj ET Q q 0 0 0 rg BT 533.67 670.10 Td (growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.27 658.10 Td (expansion ) Tj ET Q q 0 0 0 rg BT 108.65 658.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 139.65 658.10 Td (. ) Tj ET Q q 0 0 0 rg BT 143.85 658.10 Td (The ) Tj ET Q q 0 0 0 rg BT 161.23 658.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 201.94 658.10 Td (looks ) Tj ET Q q 0 0 0 rg BT 225.44 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 235.05 658.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 266.31 658.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 310.36 658.10 Td (that ) Tj ET Q q 0 0 0 rg BT 327.18 658.10 Td (are ) Tj ET Q q 0 0 0 rg BT 341.22 658.10 Td (complementary ) Tj ET Q q 0 0 0 rg BT 405.25 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 414.85 658.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 441.27 658.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 474.76 658.10 Td (products ) Tj ET Q q 0 0 0 rg BT 511.03 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.30 658.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 564.50 658.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.83 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.55 646.10 Td (year ) Tj ET Q q 0 0 0 rg BT 115.25 646.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 141.63 646.10 Td (December ) Tj ET Q q 0 0 0 rg BT 185.21 646.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 200.21 646.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 222.71 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.43 646.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 278.82 646.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 322.97 646.10 Td (five ) Tj ET Q q 0 0 0 rg BT 341.02 646.10 Td (business ) Tj ET Q q 0 0 0 rg BT 377.41 646.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 430.18 646.10 Td (as ) Tj ET Q q 0 0 0 rg BT 441.01 646.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 622.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.32 622.10 Td (January ) Tj ET Q q 0 0 0 rg BT 133.51 622.10 Td (27, ) Tj ET Q q 0 0 0 rg BT 148.11 622.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 172.71 622.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 193.69 622.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 230.21 622.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 267.02 622.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 301.33 622.10 Td (was ) Tj ET Q q 0 0 0 rg BT 318.98 622.10 Td (a ) Tj ET Q q 0 0 0 rg BT 325.52 622.10 Td (developmental-stage ) Tj ET Q q 0 0 0 rg BT 410.36 622.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 451.88 622.10 Td (that ) Tj ET Q q 0 0 0 rg BT 468.97 622.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 512.16 622.10 Td (an ) Tj ET Q q 0 0 0 rg BT 523.69 622.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.75 610.10 Td (that ) Tj ET Q q 0 0 0 rg BT 108.74 610.10 Td (connects ) Tj ET Q q 0 0 0 rg BT 146.73 610.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 161.94 610.10 Td (owners, ) Tj ET Q q 0 0 0 rg BT 196.32 610.10 Td (referring ) Tj ET Q q 0 0 0 rg BT 234.29 610.10 Td (veterinarians, ) Tj ET Q q 0 0 0 rg BT 291.43 610.10 Td (animal ) Tj ET Q q 0 0 0 rg BT 321.64 610.10 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 362.69 610.10 Td (academic ) Tj ET Q q 0 0 0 rg BT 403.44 610.10 Td (institutes, ) Tj ET Q q 0 0 0 rg BT 445.05 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 462.48 610.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 501.59 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 512.92 610.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 547.56 610.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (general ) Tj ET Q q 0 0 0 rg BT 82.59 598.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 97.96 598.10 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 136.40 598.10 Td (while ) Tj ET Q q 0 0 0 rg BT 161.78 598.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 203.83 598.10 Td (a ) Tj ET Q q 0 0 0 rg BT 211.43 598.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 234.03 598.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 264.96 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.45 598.10 Td (services ) Tj ET Q q 0 0 0 rg BT 311.82 598.10 Td (related ) Tj ET Q q 0 0 0 rg BT 342.18 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.12 598.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 368.50 598.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 409.98 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 420.92 598.10 Td (each ) Tj ET Q q 0 0 0 rg BT 442.39 598.10 Td (constituent ) Tj ET Q q 0 0 0 rg BT 489.44 598.10 Td (including ) Tj ET Q q 0 0 0 rg BT 530.37 598.10 Td (practice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 106.43 586.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 148.69 586.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 183.18 586.10 Td (records, ) Tj ET Q q 0 0 0 rg BT 217.95 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 235.23 586.10 Td (billing. ) Tj ET Q q 0 0 0 rg BT 266.69 586.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 312.31 586.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 334.04 586.10 Td (had ) Tj ET Q q 0 0 0 rg BT 351.32 586.10 Td (a ) Tj ET Q q 0 0 0 rg BT 358.60 586.10 Td (minority ) Tj ET Q q 0 0 0 rg BT 395.88 586.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 442.61 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 453.23 586.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 490.79 586.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 512.51 586.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 549.78 586.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 75.39 574.10 Td (business ) Tj ET Q q 0 0 0 rg BT 111.91 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.86 574.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 157.71 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 168.11 574.10 Td (an ) Tj ET Q q 0 0 0 rg BT 180.17 574.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 202.24 574.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 240.40 574.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 284.67 574.10 Td (with ) Tj ET Q q 0 0 0 rg BT 305.07 574.10 Td (total ) Tj ET Q q 0 0 0 rg BT 325.47 574.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 363.64 574.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 420.13 574.10 Td (being ) Tj ET Q q 0 0 0 rg BT 444.98 574.10 Td ($6.35 ) Tj ET Q q 0 0 0 rg BT 470.10 574.10 Td (million ) Tj ET Q q 0 0 0 rg BT 501.62 574.10 Td (which ) Tj ET Q q 0 0 0 rg BT 528.68 574.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.70 562.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 91.74 562.10 Td (future ) Tj ET Q q 0 0 0 rg BT 117.87 562.10 Td (one ) Tj ET Q q 0 0 0 rg BT 134.57 562.10 Td (time ) Tj ET Q q 0 0 0 rg BT 154.60 562.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 199.08 562.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 231.32 562.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 268.01 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.60 562.10 Td (up ) Tj ET Q q 0 0 0 rg BT 290.86 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 300.90 562.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 320.66 562.10 Td (million ) Tj ET Q q 0 0 0 rg BT 351.81 562.10 Td (based ) Tj ET Q q 0 0 0 rg BT 376.84 562.10 Td (on ) Tj ET Q q 0 0 0 rg BT 389.10 562.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 418.01 562.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 455.80 562.10 Td (over ) Tj ET Q q 0 0 0 rg BT 475.83 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.31 562.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 537.01 562.10 Td (thirty-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (six ) Tj ET Q q 0 0 0 rg BT 63.59 550.10 Td (month ) Tj ET Q q 0 0 0 rg BT 91.07 550.10 Td (period ) Tj ET Q q 0 0 0 rg BT 118.54 550.10 Td (following ) Tj ET Q q 0 0 0 rg BT 159.35 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.48 550.10 Td (ef) Tj ET Q q 0 0 0 rg BT 181.07 550.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 210.20 550.10 Td (date ) Tj ET Q q 0 0 0 rg BT 228.77 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.02 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.16 550.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 301.04 550.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 345.74 550.10 Td (required ) Tj ET Q q 0 0 0 rg BT 380.97 550.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 400.66 550.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 456.46 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 466.71 550.10 Td ($1.35 ) Tj ET Q q 0 0 0 rg BT 491.13 550.10 Td (million ) Tj ET Q q 0 0 0 rg BT 521.94 550.10 Td (was ) Tj ET Q q 0 0 0 rg BT 539.42 550.10 Td (of) Tj ET Q q 0 0 0 rg BT 547.56 550.10 Td (fset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (against ) Tj ET Q q 0 0 0 rg BT 80.08 538.10 Td (open ) Tj ET Q q 0 0 0 rg BT 101.27 538.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 138.00 538.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 180.84 538.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 217.01 538.10 Td (due ) Tj ET Q q 0 0 0 rg BT 233.20 538.10 Td (to ) Tj ET Q q 0 0 0 rg BT 242.73 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.70 538.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 297.34 538.10 Td (from ) Tj ET Q q 0 0 0 rg BT 318.53 538.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 355.00 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.19 538.10 Td (no ) Tj ET Q q 0 0 0 rg BT 382.94 538.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 408.57 538.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 428.09 538.10 Td (outlay ) Tj ET Q q 0 0 0 rg BT 454.83 538.10 Td (was ) Tj ET Q q 0 0 0 rg BT 472.14 538.10 Td (made ) Tj ET Q q 0 0 0 rg BT 495.54 538.10 Td (by ) Tj ET Q q 0 0 0 rg BT 507.30 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.26 538.10 Td (Company) Tj ET Q q 0 0 0 rg BT 559.50 538.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 514.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.81 514.10 Td (May ) Tj ET Q q 0 0 0 rg BT 121.73 514.10 Td (21, ) Tj ET Q q 0 0 0 rg BT 136.82 514.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 161.91 514.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 183.39 514.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 220.40 514.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 268.52 514.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 296.66 514.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 327.57 514.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 361.82 514.10 Td (\("HealthCare ) Tj ET Q q 0 0 0 rg BT 417.35 514.10 Td (Magic"\), ) Tj ET Q q 0 0 0 rg BT 455.40 514.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.43 514.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 496.67 514.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 533.70 514.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.33 502.10 Td (an ) Tj ET Q q 0 0 0 rg BT 80.32 502.10 Td (online ) Tj ET Q q 0 0 0 rg BT 106.87 502.10 Td (network ) Tj ET Q q 0 0 0 rg BT 141.19 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.07 502.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 210.38 502.10 Td (15,000 ) Tj ET Q q 0 0 0 rg BT 239.43 502.10 Td (General ) Tj ET Q q 0 0 0 rg BT 272.63 502.10 Td (Physicians ) Tj ET Q q 0 0 0 rg BT 316.96 502.10 Td (and ) Tj ET Q q 0 0 0 rg BT 332.95 502.10 Td (Sur) Tj ET Q q 0 0 0 rg BT 346.66 502.10 Td (geons ) Tj ET Q q 0 0 0 rg BT 371.54 502.10 Td (spread ) Tj ET Q q 0 0 0 rg BT 399.19 502.10 Td (across ) Tj ET Q q 0 0 0 rg BT 425.73 502.10 Td (50 ) Tj ET Q q 0 0 0 rg BT 437.29 502.10 Td (specialties ) Tj ET Q q 0 0 0 rg BT 480.49 502.10 Td (including ) Tj ET Q q 0 0 0 rg BT 519.81 502.10 Td (alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (medicine. ) Tj ET Q q 0 0 0 rg BT 90.81 490.10 Td (The ) Tj ET Q q 0 0 0 rg BT 108.15 490.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.83 490.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 185.05 490.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 232.38 490.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 259.72 490.10 Td (for ) Tj ET Q q 0 0 0 rg BT 273.17 490.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 313.83 490.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 333.39 490.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 389.05 490.10 Td (in ) Tj ET Q q 0 0 0 rg BT 398.63 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.64 490.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 444.43 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 454.55 490.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 473.84 490.10 Td (million ) Tj ET Q q 0 0 0 rg BT 504.53 490.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 522.99 490.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.22 490.10 Td (possible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (future ) Tj ET Q q 0 0 0 rg BT 76.67 478.10 Td (one ) Tj ET Q q 0 0 0 rg BT 93.89 478.10 Td (time ) Tj ET Q q 0 0 0 rg BT 114.46 478.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 159.46 478.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 192.23 478.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 229.46 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.58 478.10 Td (up ) Tj ET Q q 0 0 0 rg BT 253.37 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 263.93 478.10 Td ($12.36 ) Tj ET Q q 0 0 0 rg BT 294.22 478.10 Td (million ) Tj ET Q q 0 0 0 rg BT 325.90 478.10 Td (based ) Tj ET Q q 0 0 0 rg BT 351.46 478.10 Td (on ) Tj ET Q q 0 0 0 rg BT 364.25 478.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 393.69 478.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 432.01 478.10 Td (over ) Tj ET Q q 0 0 0 rg BT 452.57 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.58 478.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 514.81 478.10 Td (twenty-four ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (month ) Tj ET Q q 0 0 0 rg BT 77.12 466.10 Td (period ) Tj ET Q q 0 0 0 rg BT 104.24 466.10 Td (following ) Tj ET Q q 0 0 0 rg BT 144.69 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.47 466.10 Td (ef) Tj ET Q q 0 0 0 rg BT 166.06 466.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 194.83 466.10 Td (date ) Tj ET Q q 0 0 0 rg BT 213.05 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.95 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.73 466.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 284.57 466.10 Td (The ) Tj ET Q q 0 0 0 rg BT 301.68 466.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 342.13 466.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 371.47 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.25 466.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 432.35 466.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 459.46 466.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 504.91 466.10 Td (from ) Tj ET Q q 0 0 0 rg BT 525.92 466.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.27 454.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 105.53 454.10 Td (on ) Tj ET Q q 0 0 0 rg BT 118.03 454.10 Td (hand.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 430.10 Td (On) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 98.22 430.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.85 430.10 Td (November ) Tj ET Q q 0 0 0 rg BT 143.70 430.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 152.83 430.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 176.96 430.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 197.48 430.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.42 430.10 Td (V) Tj ET Q q 0 0 0 rg BT 239.53 430.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 263.65 430.10 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 316.37 430.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 329.90 430.10 Td (ertex"\), ) Tj ET Q q 0 0 0 rg BT 361.43 430.10 Td (made ) Tj ET Q q 0 0 0 rg BT 384.71 430.10 Td (ef) Tj ET Q q 0 0 0 rg BT 392.30 430.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 421.14 430.10 Td (October ) Tj ET Q q 0 0 0 rg BT 454.98 430.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 464.11 430.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 488.25 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.66 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 503.73 430.10 Td (share ) Tj ET Q q 0 0 0 rg BT 526.46 430.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 94.17 418.10 Td (for ) Tj ET Q q 0 0 0 rg BT 108.35 418.10 Td (total ) Tj ET Q q 0 0 0 rg BT 128.65 418.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.94 418.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 187.00 418.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 243.40 418.10 Td (in ) Tj ET Q q 0 0 0 rg BT 253.70 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.44 418.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 300.96 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.82 418.10 Td ($27.25 ) Tj ET Q q 0 0 0 rg BT 341.84 418.10 Td (million ) Tj ET Q q 0 0 0 rg BT 373.26 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 390.22 418.10 Td (a ) Tj ET Q q 0 0 0 rg BT 397.18 418.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 432.49 418.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 477.22 418.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 509.73 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.59 418.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 533.11 418.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (based ) Tj ET Q q 0 0 0 rg BT 74.25 406.10 Td (on ) Tj ET Q q 0 0 0 rg BT 85.73 406.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 113.85 406.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 150.87 406.10 Td (over ) Tj ET Q q 0 0 0 rg BT 170.12 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.81 406.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 229.73 406.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 278.42 406.10 Td (month ) Tj ET Q q 0 0 0 rg BT 305.45 406.10 Td (period ) Tj ET Q q 0 0 0 rg BT 332.48 406.10 Td (following ) Tj ET Q q 0 0 0 rg BT 372.85 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.54 406.10 Td (date ) Tj ET Q q 0 0 0 rg BT 404.68 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.49 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.18 406.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 475.94 406.10 Td (V) Tj ET Q q 0 0 0 rg BT 482.05 406.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 503.52 406.10 Td (is ) Tj ET Q q 0 0 0 rg BT 511.67 406.10 Td (a ) Tj ET Q q 0 0 0 rg BT 517.58 406.10 Td (specialized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (software ) Tj ET Q q 0 0 0 rg BT 87.13 394.10 Td (and ) Tj ET Q q 0 0 0 rg BT 104.27 394.10 Td (services ) Tj ET Q q 0 0 0 rg BT 139.18 394.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 159.10 394.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 192.90 394.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 232.82 394.10 Td (on ) Tj ET Q q 0 0 0 rg BT 245.52 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.44 394.10 Td (life ) Tj ET Q q 0 0 0 rg BT 276.47 394.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.61 394.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 326.31 394.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 367.32 394.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 418.88 394.10 Td (since ) Tj ET Q q 0 0 0 rg BT 442.13 394.10 Td (1991. ) Tj ET Q q 0 0 0 rg BT 467.34 394.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 488.93 394.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 526.05 394.10 Td (all ) Tj ET Q q 0 0 0 rg BT 538.75 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 394.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 98.68 382.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 127.35 382.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 150.47 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.67 382.10 Td (V) Tj ET Q q 0 0 0 rg BT 166.78 382.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 188.78 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.24 382.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 235.02 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.26 382.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 286.81 382.10 Td (using ) Tj ET Q q 0 0 0 rg BT 310.49 382.10 Td (a ) Tj ET Q q 0 0 0 rg BT 316.95 382.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 334.52 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.87 382.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 377.42 382.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 397.21 382.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 431.98 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 448.44 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.67 382.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 484.12 382.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 508.90 382.10 Td (line ) Tj ET Q q 0 0 0 rg BT 525.91 382.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 370.10 Td (Ebix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 346.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 346.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.89 346.10 Td (December ) Tj ET Q q 0 0 0 rg BT 168.40 346.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 178.33 346.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 203.26 346.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 224.57 346.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 261.42 346.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 301.62 346.10 Td (Publishing, ) Tj ET Q q 0 0 0 rg BT 349.34 346.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 370.65 346.10 Td (\("Oakstone"\) ) Tj ET Q q 0 0 0 rg BT 425.67 346.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.88 346.10 Td (a ) Tj ET Q q 0 0 0 rg BT 442.75 346.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 494.61 346.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 526.47 346.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 93.87 334.10 Td (for ) Tj ET Q q 0 0 0 rg BT 107.76 334.10 Td (total ) Tj ET Q q 0 0 0 rg BT 127.77 334.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 147.77 334.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 203.87 334.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.88 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.33 334.10 Td (net ) Tj ET Q q 0 0 0 rg BT 242.78 334.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 275.00 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.57 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.80 334.10 Td ($23.7 ) Tj ET Q q 0 0 0 rg BT 312.53 334.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 346.15 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 348.38 334.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 388.38 334.10 Td (is ) Tj ET Q q 0 0 0 rg BT 397.29 334.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 428.95 334.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 465.06 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 475.62 334.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 520.63 334.10 Td (education, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (certification ) Tj ET Q q 0 0 0 rg BT 102.30 322.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 142.95 322.10 Td (for ) Tj ET Q q 0 0 0 rg BT 158.60 322.10 Td (physicians, ) Tj ET Q q 0 0 0 rg BT 207.32 322.10 Td (dentists ) Tj ET Q q 0 0 0 rg BT 241.87 322.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.30 322.10 Td (allied ) Tj ET Q q 0 0 0 rg BT 286.51 322.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 331.59 322.10 Td (professionals, ) Tj ET Q q 0 0 0 rg BT 390.85 322.10 Td (as ) Tj ET Q q 0 0 0 rg BT 403.18 322.10 Td (well ) Tj ET Q q 0 0 0 rg BT 424.39 322.10 Td (as ) Tj ET Q q 0 0 0 rg BT 436.72 322.10 Td (wellness ) Tj ET Q q 0 0 0 rg BT 475.15 322.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 516.91 322.10 Td (for ) Tj ET Q q 0 0 0 rg BT 532.56 322.10 Td (various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (or) Tj ET Q q 0 0 0 rg BT 58.15 310.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 109.08 310.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 130.85 310.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 168.16 310.10 Td (all ) Tj ET Q q 0 0 0 rg BT 181.04 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.26 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.36 310.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 259.68 310.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 295.89 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.10 310.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 347.76 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.08 310.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 395.74 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.84 310.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 449.26 310.10 Td (using ) Tj ET Q q 0 0 0 rg BT 473.82 310.10 Td (a ) Tj ET Q q 0 0 0 rg BT 481.14 310.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 499.58 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 510.80 310.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 544.23 310.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 85.26 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.20 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.91 298.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 138.85 298.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 164.12 298.10 Td (line ) Tj ET Q q 0 0 0 rg BT 181.61 298.10 Td (available ) Tj ET Q q 0 0 0 rg BT 220.20 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 230.48 298.10 Td (Ebix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 274.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.48 274.10 Td (December ) Tj ET Q q 0 0 0 rg BT 143.83 274.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 153.60 274.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 178.36 274.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 199.51 274.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 236.20 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 250.68 274.10 Td (DCM ) Tj ET Q q 0 0 0 rg BT 275.72 274.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 303.54 274.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 321.07 274.10 Td (\(d.b.a. ) Tj ET Q q 0 0 0 rg BT 348.60 274.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 358.64 274.10 Td (Software\) ) Tj ET Q q 0 0 0 rg BT 400.33 274.10 Td (\("i3"\) ) Tj ET Q q 0 0 0 rg BT 425.20 274.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.24 274.10 Td (an ) Tj ET Q q 0 0 0 rg BT 446.94 274.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 468.64 274.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 506.44 274.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 550.35 274.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (total ) Tj ET Q q 0 0 0 rg BT 69.58 262.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 89.16 262.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 144.84 262.10 Td (in ) Tj ET Q q 0 0 0 rg BT 154.42 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.45 262.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 200.25 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.39 262.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 222.20 262.10 Td (million ) Tj ET Q q 0 0 0 rg BT 252.90 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.15 262.10 Td (a ) Tj ET Q q 0 0 0 rg BT 275.39 262.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 309.98 262.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 354.00 262.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 385.79 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.93 262.10 Td (up ) Tj ET Q q 0 0 0 rg BT 407.74 262.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.55 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 419.13 262.10 Td ($4 ) Tj ET Q q 0 0 0 rg BT 430.94 262.10 Td (million ) Tj ET Q q 0 0 0 rg BT 461.64 262.10 Td (based ) Tj ET Q q 0 0 0 rg BT 486.22 262.10 Td (on ) Tj ET Q q 0 0 0 rg BT 498.03 262.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.48 262.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (over ) Tj ET Q q 0 0 0 rg BT 71.05 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 86.56 250.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 134.28 250.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 184.77 250.10 Td (month ) Tj ET Q q 0 0 0 rg BT 213.61 250.10 Td (period ) Tj ET Q q 0 0 0 rg BT 242.45 250.10 Td (following ) Tj ET Q q 0 0 0 rg BT 284.62 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.12 250.10 Td (date ) Tj ET Q q 0 0 0 rg BT 320.06 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.67 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.18 250.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 396.84 250.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 407.91 250.10 Td (is ) Tj ET Q q 0 0 0 rg BT 417.86 250.10 Td (a ) Tj ET Q q 0 0 0 rg BT 425.59 250.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 462.75 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.36 250.10 Td (software ) Tj ET Q q 0 0 0 rg BT 512.08 250.10 Td (services ) Tj ET Q q 0 0 0 rg BT 547.57 250.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 88.62 238.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.90 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 113.61 238.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.43 238.10 Td (industry) Tj ET Q q 0 0 0 rg BT 186.56 238.10 Td (. ) Tj ET Q q 0 0 0 rg BT 191.56 238.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 212.94 238.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 249.87 238.10 Td (all ) Tj ET Q q 0 0 0 rg BT 262.36 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.19 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 287.91 238.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 313.74 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.57 238.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 334.85 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.79 238.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 382.06 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.77 238.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 434.81 238.10 Td (using ) Tj ET Q q 0 0 0 rg BT 458.98 238.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 492.02 238.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 512.29 238.10 Td (reserves.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 214.10 Td (During ) Tj ET Q q 0 0 0 rg BT 116.92 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.73 214.10 Td (year ) Tj ET Q q 0 0 0 rg BT 151.52 214.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 177.99 214.10 Td (December ) Tj ET Q q 0 0 0 rg BT 221.66 214.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 236.75 214.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 261.84 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.65 214.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 318.12 214.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 362.36 214.10 Td (one ) Tj ET Q q 0 0 0 rg BT 379.39 214.10 Td (business ) Tj ET Q q 0 0 0 rg BT 415.87 214.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 464.84 214.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 504.09 214.10 Td (ef) Tj ET Q q 0 0 0 rg BT 511.67 214.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 540.89 214.10 Td (April ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (7, ) Tj ET Q q 0 0 0 rg BT 60.51 202.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 86.02 202.10 Td (an ) Tj ET Q q 0 0 0 rg BT 98.47 202.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 140.90 202.10 Td (trading ) Tj ET Q q 0 0 0 rg BT 172.24 202.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 213.01 202.10 Td (for ) Tj ET Q q 0 0 0 rg BT 227.68 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.91 202.10 Td (global ) Tj ET Q q 0 0 0 rg BT 270.91 202.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 312.24 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 329.69 202.10 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 378.79 202.10 Td (industry) Tj ET Q q 0 0 0 rg BT 410.92 202.10 Td (. ) Tj ET Q q 0 0 0 rg BT 416.43 202.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 438.33 202.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 475.76 202.10 Td (all ) Tj ET Q q 0 0 0 rg BT 488.77 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 500.11 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.34 202.10 Td (outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 73.51 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 90.34 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.96 190.10 Td (business ) Tj ET Q q 0 0 0 rg BT 141.25 190.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 185.31 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 196.03 190.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 235.09 190.10 Td (for ) Tj ET Q q 0 0 0 rg BT 249.15 190.10 Td (a ) Tj ET Q q 0 0 0 rg BT 255.98 190.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 276.15 190.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 314.09 190.10 Td (price ) Tj ET Q q 0 0 0 rg BT 336.47 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.20 190.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 367.10 190.10 Td (million ) Tj ET Q q 0 0 0 rg BT 398.39 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.23 190.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 445.40 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.01 190.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 506.28 190.10 Td (using ) Tj ET Q q 0 0 0 rg BT 530.35 190.10 Td (existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (available ) Tj ET Q q 0 0 0 rg BT 89.58 178.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 123.62 178.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 144.88 178.10 Td (resources. ) Tj ET Q q 0 0 0 rg BT 188.38 178.10 Td (The ) Tj ET Q q 0 0 0 rg BT 207.42 178.10 Td (former ) Tj ET Q q 0 0 0 rg BT 238.12 178.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 292.15 178.10 Td (of ) Tj ET Q q 0 0 0 rg BT 303.97 178.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 344.12 178.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 370.37 178.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.08 178.10 Td (right ) Tj ET Q q 0 0 0 rg BT 408.46 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 419.73 178.10 Td (an ) Tj ET Q q 0 0 0 rg BT 432.66 178.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 469.47 178.10 Td (payment. ) Tj ET Q q 0 0 0 rg BT 509.65 178.10 Td (The ) Tj ET Q q 0 0 0 rg BT 528.69 178.10 Td (earn-out ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 87.23 166.10 Td (will ) Tj ET Q q 0 0 0 rg BT 105.58 166.10 Td (be ) Tj ET Q q 0 0 0 rg BT 117.82 166.10 Td (based ) Tj ET Q q 0 0 0 rg BT 143.38 166.10 Td (on ) Tj ET Q q 0 0 0 rg BT 156.18 166.10 Td (a ) Tj ET Q q 0 0 0 rg BT 163.42 166.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 199.54 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.67 166.10 Td (Qatarlyst's ) Tj ET Q q 0 0 0 rg BT 255.82 166.10 Td (average ) Tj ET Q q 0 0 0 rg BT 289.70 166.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 319.15 166.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 353.59 166.10 Td (during ) Tj ET Q q 0 0 0 rg BT 382.50 166.10 Td (theyears ) Tj ET Q q 0 0 0 rg BT 421.11 166.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 446.41 166.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 469.20 166.10 Td (and ) Tj ET Q q 0 0 0 rg BT 486.44 166.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 509.24 166.10 Td (that ) Tj ET Q q 0 0 0 rg BT 527.03 166.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 557.58 166.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 83.59 154.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 123.31 154.10 Td (asdefined ) Tj ET Q q 0 0 0 rg BT 166.63 154.10 Td (in ) Tj ET Q q 0 0 0 rg BT 176.90 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.62 154.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 237.45 154.10 Td (business ) Tj ET Q q 0 0 0 rg BT 273.84 154.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 320.22 154.10 Td (agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 130.10 Td (A) Tj ET Q q 0 0 0 rg BT 92.67 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.20 130.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 137.94 130.10 Td (component ) Tj ET Q q 0 0 0 rg BT 183.90 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.76 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.50 130.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 244.57 130.10 Td (price ) Tj ET Q q 0 0 0 rg BT 266.08 130.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 321.48 130.10 Td (for ) Tj ET Q q 0 0 0 rg BT 334.67 130.10 Td (many ) Tj ET Q q 0 0 0 rg BT 358.42 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.28 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 382.02 130.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 428.13 130.10 Td (business ) Tj ET Q q 0 0 0 rg BT 463.55 130.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 512.85 130.10 Td (is ) Tj ET Q q 0 0 0 rg BT 521.05 130.10 Td (a ) Tj ET Q q 0 0 0 rg BT 527.02 130.10 Td (potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (future ) Tj ET Q q 0 0 0 rg BT 75.65 118.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 95.19 118.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 126.95 118.10 Td (based ) Tj ET Q q 0 0 0 rg BT 151.49 118.10 Td (on ) Tj ET Q q 0 0 0 rg BT 163.26 118.10 Td (reaching ) Tj ET Q q 0 0 0 rg BT 199.45 118.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 228.43 118.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 266.29 118.10 Td (future ) Tj ET Q q 0 0 0 rg BT 291.94 118.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 325.36 118.10 Td (tar) Tj ET Q q 0 0 0 rg BT 335.72 118.10 Td (gets. ) Tj ET Q q 0 0 0 rg BT 355.97 118.10 Td (The ) Tj ET Q q 0 0 0 rg BT 373.29 118.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 413.95 118.10 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 458.48 118.10 Td (these ) Tj ET Q q 0 0 0 rg BT 480.79 118.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 517.56 118.10 Td (obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.35 106.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 106.58 106.10 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 149.10 106.10 Td (These ) Tj ET Q q 0 0 0 rg BT 176.00 106.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 221.23 106.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 278.12 106.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 318.36 106.10 Td (are ) Tj ET Q q 0 0 0 rg BT 333.59 106.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 371.58 106.10 Td (at ) Tj ET Q q 0 0 0 rg BT 381.82 106.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 398.71 106.10 Td (value ) Tj ET Q q 0 0 0 rg BT 423.39 106.10 Td (on ) Tj ET Q q 0 0 0 rg BT 436.41 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 451.65 106.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 498.55 106.10 Td (date ) Tj ET Q q 0 0 0 rg BT 518.22 106.10 Td (and ) Tj ET Q q 0 0 0 rg BT 535.68 106.10 Td (are ) Tj ET Q q 0 0 0 rg BT 550.91 106.10 Td (re-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 91.07 94.10 Td (regularly ) Tj ET Q q 0 0 0 rg BT 129.92 94.10 Td (based ) Tj ET Q q 0 0 0 rg BT 155.44 94.10 Td (on ) Tj ET Q q 0 0 0 rg BT 168.20 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.17 94.10 Td (then ) Tj ET Q q 0 0 0 rg BT 203.14 94.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 239.78 94.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 256.41 94.10 Td (value ) Tj ET Q q 0 0 0 rg BT 280.82 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 298.02 94.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 334.10 94.10 Td (if ) Tj ET Q q 0 0 0 rg BT 342.96 94.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 381.18 94.10 Td (. ) Tj ET Q q 0 0 0 rg BT 385.83 94.10 Td (As ) Tj ET Q q 0 0 0 rg BT 399.70 94.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.78 94.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 469.62 94.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.62 94.10 Td (, ) Tj ET Q q 0 0 0 rg BT 494.88 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.85 94.10 Td (total ) Tj ET Q q 0 0 0 rg BT 530.38 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 541.46 94.10 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 94.46 82.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 133.92 82.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.71 82.10 Td ($5.4 ) Tj ET Q q 0 0 0 rg BT 171.46 82.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.35 82.10 Td (, ) Tj ET Q q 0 0 0 rg BT 205.09 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 215.66 82.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.35 82.10 Td ($4.5 ) Tj ET Q q 0 0 0 rg BT 262.09 82.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.98 82.10 Td ( ) Tj ET Q q 0 0 0 rg BT 293.23 82.10 Td (is ) Tj ET Q q 0 0 0 rg BT 302.14 82.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 337.70 82.10 Td (in ) Tj ET Q q 0 0 0 rg BT 347.72 82.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 389.40 82.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 431.36 82.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.04 82.10 Td ($887 ) Tj ET Q q 0 0 0 rg BT 470.28 82.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.39 82.10 Td ( ) Tj ET Q q 0 0 0 rg BT 508.64 82.10 Td (is ) Tj ET Q q 0 0 0 rg BT 517.55 82.10 Td (included ) Tj ET Q q 0 0 0 rg BT 554.23 82.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (current ) Tj ET Q q 0 0 0 rg BT 80.60 70.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 120.11 70.10 Td (in ) Tj ET Q q 0 0 0 rg BT 130.17 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.68 70.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 191.55 70.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 246.61 70.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 281.10 70.10 Td (Sheet. ) Tj ET Q q 0 0 0 rg BT 307.60 70.10 Td (As ) Tj ET Q q 0 0 0 rg BT 321.00 70.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.61 70.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 389.99 70.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.99 70.10 Td ( ) Tj ET Q q 0 0 0 rg BT 412.27 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.78 70.10 Td (total ) Tj ET Q q 0 0 0 rg BT 446.84 70.10 Td (of ) Tj ET Q q 0 0 0 rg BT 457.46 70.10 Td (these ) Tj ET Q q 0 0 0 rg BT 480.29 70.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 524.79 70.10 Td (liabilities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.05 58.10 Td ($14.4 ) Tj ET Q q 0 0 0 rg BT 93.05 58.10 Td (million.) Tj ET Q endstream endobj 71 0 obj <>] /Rotate 0 /Contents 72 0 R>> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (32) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 720.25 Td (Operating ) Tj ET Q q 0 0 0 rg BT 93.80 720.25 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 698.25 Td (For ) Tj ET Q q 0 0 0 rg BT 102.02 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 116.36 698.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 145.14 698.25 Td (months ) Tj ET Q q 0 0 0 rg BT 176.71 698.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.72 698.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 260.93 698.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.93 698.25 Td (, ) Tj ET Q q 0 0 0 rg BT 285.55 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 299.89 698.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 340.91 698.25 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.89 698.25 Td ($58.5 ) Tj ET Q q 0 0 0 rg BT 406.52 698.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.41 698.25 Td ( ) Tj ET Q q 0 0 0 rg BT 437.54 698.25 Td (of ) Tj ET Q q 0 0 0 rg BT 447.99 698.25 Td (net ) Tj ET Q q 0 0 0 rg BT 462.33 698.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 482.23 698.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 502.68 698.25 Td (from ) Tj ET Q q 0 0 0 rg BT 524.25 698.25 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 686.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 89.12 686.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 131.56 686.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.36 686.25 Td ($57.1 ) Tj ET Q q 0 0 0 rg BT 167.88 686.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.77 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 199.79 686.25 Td (for ) Tj ET Q q 0 0 0 rg BT 214.47 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 229.70 686.25 Td (year ) Tj ET Q q 0 0 0 rg BT 249.93 686.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.82 686.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 335.93 686.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.93 686.25 Td (, ) Tj ET Q q 0 0 0 rg BT 361.45 686.25 Td (representing ) Tj ET Q q 0 0 0 rg BT 413.89 686.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.35 686.25 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.68 686.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.70 686.25 Td (increase) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.45 686.25 Td (. ) Tj ET Q q 0 0 0 rg BT 475.75 686.25 Td (The ) Tj ET Q q 0 0 0 rg BT 494.32 686.25 Td (major ) Tj ET Q q 0 0 0 rg BT 520.66 686.25 Td (sources ) Tj ET Q q 0 0 0 rg BT 553.67 686.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.58 674.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 108.94 674.25 Td (by ) Tj ET Q q 0 0 0 rg BT 121.75 674.25 Td (our ) Tj ET Q q 0 0 0 rg BT 137.90 674.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 178.47 674.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 217.38 674.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.86 674.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.86 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 254.67 674.25 Td (was ) Tj ET Q q 0 0 0 rg BT 273.03 674.25 Td (net ) Tj ET Q q 0 0 0 rg BT 288.06 674.25 Td (income ) Tj ET Q q 0 0 0 rg BT 320.31 674.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.45 674.25 Td ($63.6 ) Tj ET Q q 0 0 0 rg BT 356.76 674.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 674.25 Td (, ) Tj ET Q q 0 0 0 rg BT 390.97 674.25 Td (net ) Tj ET Q q 0 0 0 rg BT 406.00 674.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.14 674.25 Td ($\(1.0\) ) Tj ET Q q 0 0 0 rg BT 444.11 674.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.00 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 475.82 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 486.96 674.25 Td (net ) Tj ET Q q 0 0 0 rg BT 501.99 674.25 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 540.90 674.25 Td (gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 97.44 662.25 Td (on ) Tj ET Q q 0 0 0 rg BT 111.01 662.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 154.56 662.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 204.80 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 222.81 662.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 255.26 662.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 293.81 662.25 Td (exchange, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.64 662.25 Td ($\(2.0\) ) Tj ET Q q 0 0 0 rg BT 365.37 662.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.26 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 397.84 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 409.74 662.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 446.62 662.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 462.41 662.25 Td (benefits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.14 662.25 Td ($9.7 ) Tj ET Q q 0 0 0 rg BT 521.21 662.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.10 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 553.68 662.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 101.04 650.25 Td (and ) Tj ET Q q 0 0 0 rg BT 117.10 650.25 Td (amortization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.76 650.25 Td ($1.8 ) Tj ET Q q 0 0 0 rg BT 190.88 650.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.77 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 221.39 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 231.34 650.25 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 269.06 650.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 317.88 650.25 Td (compensation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.54 650.25 Td ($\(10.2\) ) Tj ET Q q 0 0 0 rg BT 408.33 650.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.22 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 438.84 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 448.79 650.25 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 486.51 650.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 532.01 650.25 Td (earnout ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 93.49 638.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 125.88 638.25 Td (reductions, ) Tj ET Q q 0 0 0 rg BT 171.32 638.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.04 638.25 Td ($\(3.3\) ) Tj ET Q q 0 0 0 rg BT 212.48 638.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.37 638.25 Td ( ) Tj ET Q q 0 0 0 rg BT 242.65 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 252.26 638.25 Td (net ) Tj ET Q q 0 0 0 rg BT 265.76 638.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 299.25 638.25 Td (in ) Tj ET Q q 0 0 0 rg BT 308.31 638.25 Td (working ) Tj ET Q q 0 0 0 rg BT 342.92 638.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 370.85 638.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 424.33 638.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 462.82 638.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 505.20 638.25 Td (with ) Tj ET Q q 0 0 0 rg BT 524.26 638.25 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (liabilities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 609.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 609.25 Td (For ) Tj ET Q q 0 0 0 rg BT 102.02 609.25 Td (the ) Tj ET Q q 0 0 0 rg BT 116.36 609.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 145.14 609.25 Td (months ) Tj ET Q q 0 0 0 rg BT 176.71 609.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 202.72 609.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 260.93 609.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 285.55 609.25 Td (the ) Tj ET Q q 0 0 0 rg BT 299.89 609.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 340.91 609.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 381.89 609.25 Td ($57.1 ) Tj ET Q q 0 0 0 rg BT 406.52 609.25 Td (million ) Tj ET Q q 0 0 0 rg BT 437.54 609.25 Td (of ) Tj ET Q q 0 0 0 rg BT 447.99 609.25 Td (net ) Tj ET Q q 0 0 0 rg BT 462.33 609.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 482.23 609.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 502.68 609.25 Td (from ) Tj ET Q q 0 0 0 rg BT 524.25 609.25 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 597.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 88.75 597.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 130.82 597.25 Td (to ) Tj ET Q q 0 0 0 rg BT 141.24 597.25 Td ($72.3 ) Tj ET Q q 0 0 0 rg BT 166.39 597.25 Td (million ) Tj ET Q q 0 0 0 rg BT 197.93 597.25 Td (for ) Tj ET Q q 0 0 0 rg BT 212.24 597.25 Td (the ) Tj ET Q q 0 0 0 rg BT 227.10 597.25 Td (year ) Tj ET Q q 0 0 0 rg BT 246.96 597.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 273.48 597.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 332.22 597.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 357.36 597.25 Td (representing ) Tj ET Q q 0 0 0 rg BT 409.44 597.25 Td (a ) Tj ET Q q 0 0 0 rg BT 416.52 597.25 Td (21% ) Tj ET Q q 0 0 0 rg BT 437.50 597.25 Td (decrease. ) Tj ET Q q 0 0 0 rg BT 476.87 597.25 Td (The ) Tj ET Q q 0 0 0 rg BT 495.07 597.25 Td (major ) Tj ET Q q 0 0 0 rg BT 521.04 597.25 Td (sources ) Tj ET Q q 0 0 0 rg BT 553.68 597.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 585.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.12 585.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 108.02 585.25 Td (by ) Tj ET Q q 0 0 0 rg BT 120.37 585.25 Td (our ) Tj ET Q q 0 0 0 rg BT 136.05 585.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 176.16 585.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 214.61 585.25 Td (for ) Tj ET Q q 0 0 0 rg BT 228.62 585.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 250.97 585.25 Td (was ) Tj ET Q q 0 0 0 rg BT 268.87 585.25 Td (net ) Tj ET Q q 0 0 0 rg BT 283.44 585.25 Td (income ) Tj ET Q q 0 0 0 rg BT 315.22 585.25 Td (of ) Tj ET Q q 0 0 0 rg BT 325.90 585.25 Td ($59.3 ) Tj ET Q q 0 0 0 rg BT 350.75 585.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 384.49 585.25 Td (net ) Tj ET Q q 0 0 0 rg BT 399.06 585.25 Td (of ) Tj ET Q q 0 0 0 rg BT 409.74 585.25 Td ($\(578\) ) Tj ET Q q 0 0 0 rg BT 438.75 585.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 477.21 585.25 Td (of ) Tj ET Q q 0 0 0 rg BT 487.89 585.25 Td (net ) Tj ET Q q 0 0 0 rg BT 502.46 585.25 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 540.90 585.25 Td (gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 573.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 96.81 573.25 Td (on ) Tj ET Q q 0 0 0 rg BT 109.76 573.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 152.69 573.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 202.30 573.25 Td (and ) Tj ET Q q 0 0 0 rg BT 219.69 573.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 251.51 573.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 289.44 573.25 Td (exchange, ) Tj ET Q q 0 0 0 rg BT 332.64 573.25 Td ($\(10.4\) ) Tj ET Q q 0 0 0 rg BT 364.75 573.25 Td (million ) Tj ET Q q 0 0 0 rg BT 396.59 573.25 Td (of ) Tj ET Q q 0 0 0 rg BT 407.87 573.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 444.12 573.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 459.28 573.25 Td (benefits, ) Tj ET Q q 0 0 0 rg BT 496.39 573.25 Td ($10.1 ) Tj ET Q q 0 0 0 rg BT 521.84 573.25 Td (million ) Tj ET Q q 0 0 0 rg BT 553.68 573.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 561.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 101.04 561.25 Td (and ) Tj ET Q q 0 0 0 rg BT 117.10 561.25 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 171.76 561.25 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 190.88 561.25 Td (million ) Tj ET Q q 0 0 0 rg BT 221.39 561.25 Td (of ) Tj ET Q q 0 0 0 rg BT 231.34 561.25 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 269.06 561.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 317.88 561.25 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 377.54 561.25 Td ($\(10.3\) ) Tj ET Q q 0 0 0 rg BT 408.33 561.25 Td (million ) Tj ET Q q 0 0 0 rg BT 438.84 561.25 Td (of ) Tj ET Q q 0 0 0 rg BT 448.79 561.25 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 486.51 561.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 532.01 561.25 Td (earnout ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 549.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 93.91 549.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 126.71 549.25 Td (reductions, ) Tj ET Q q 0 0 0 rg BT 172.57 549.25 Td (and ) Tj ET Q q 0 0 0 rg BT 188.70 549.25 Td ($6.9 ) Tj ET Q q 0 0 0 rg BT 207.90 549.25 Td (million ) Tj ET Q q 0 0 0 rg BT 238.49 549.25 Td (of ) Tj ET Q q 0 0 0 rg BT 248.51 549.25 Td (net ) Tj ET Q q 0 0 0 rg BT 262.43 549.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 296.33 549.25 Td (in ) Tj ET Q q 0 0 0 rg BT 305.81 549.25 Td (working ) Tj ET Q q 0 0 0 rg BT 340.83 549.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 369.18 549.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 423.08 549.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 461.99 549.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 504.78 549.25 Td (with ) Tj ET Q q 0 0 0 rg BT 524.25 549.25 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 537.25 Td (liabilities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 515.25 Td (Investing ) Tj ET Q q 0 0 0 rg BT 90.47 515.25 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 491.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 491.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 102.76 491.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 122.85 491.25 Td (used ) Tj ET Q q 0 0 0 rg BT 143.50 491.25 Td (for ) Tj ET Q q 0 0 0 rg BT 157.48 491.25 Td (investing ) Tj ET Q q 0 0 0 rg BT 196.47 491.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 234.89 491.25 Td (totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.42 491.25 Td ($77.8 ) Tj ET Q q 0 0 0 rg BT 289.24 491.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.13 491.25 Td ( ) Tj ET Q q 0 0 0 rg BT 320.45 491.25 Td (for ) Tj ET Q q 0 0 0 rg BT 334.43 491.25 Td (the ) Tj ET Q q 0 0 0 rg BT 348.97 491.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 377.95 491.25 Td (months ) Tj ET Q q 0 0 0 rg BT 409.72 491.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.91 491.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 494.32 491.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.32 491.25 Td (. ) Tj ET Q q 0 0 0 rg BT 519.14 491.25 Td (During ) Tj ET Q q 0 0 0 rg BT 549.79 491.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 479.25 Td (year ) Tj ET Q q 0 0 0 rg BT 69.84 479.25 Td (the ) Tj ET Q q 0 0 0 rg BT 84.68 479.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 126.20 479.25 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.16 479.25 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 167.29 479.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.18 479.25 Td ( ) Tj ET Q q 0 0 0 rg BT 198.81 479.25 Td (for ) Tj ET Q q 0 0 0 rg BT 213.10 479.25 Td (the ) Tj ET Q q 0 0 0 rg BT 227.94 479.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 274.46 479.25 Td (of ) Tj ET Q q 0 0 0 rg BT 285.42 479.25 Td (Healthcare ) Tj ET Q q 0 0 0 rg BT 331.35 479.25 Td (Magic ) Tj ET Q q 0 0 0 rg BT 359.52 479.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 377.70 479.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.66 479.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 409.06 479.25 Td (acquired\), ) Tj ET Q q 0 0 0 rg BT 451.94 479.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.57 479.25 Td ($27.5 ) Tj ET Q q 0 0 0 rg BT 479.70 479.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.59 479.25 Td ( ) Tj ET Q q 0 0 0 rg BT 511.22 479.25 Td (was ) Tj ET Q q 0 0 0 rg BT 529.40 479.25 Td (used ) Tj ET Q q 0 0 0 rg BT 550.36 479.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.16 467.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 111.98 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 123.03 467.25 Td (V) Tj ET Q q 0 0 0 rg BT 129.15 467.25 Td (ertex ) Tj ET Q q 0 0 0 rg BT 152.07 467.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 170.55 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 181.82 467.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 202.53 467.25 Td (acquired\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.72 467.25 Td ($23.8 ) Tj ET Q q 0 0 0 rg BT 271.16 467.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.05 467.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.99 467.25 Td (was ) Tj ET Q q 0 0 0 rg BT 321.48 467.25 Td (used ) Tj ET Q q 0 0 0 rg BT 342.75 467.25 Td (for ) Tj ET Q q 0 0 0 rg BT 357.35 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.50 467.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 419.32 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 430.59 467.25 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 471.30 467.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 489.78 467.25 Td (of ) Tj ET Q q 0 0 0 rg BT 501.05 467.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 521.76 467.25 Td (acquired\), ) Tj ET Q q 0 0 0 rg BT 564.51 467.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 455.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.68 455.25 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 86.42 455.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.31 455.25 Td ( ) Tj ET Q q 0 0 0 rg BT 117.55 455.25 Td (was ) Tj ET Q q 0 0 0 rg BT 135.34 455.25 Td (used ) Tj ET Q q 0 0 0 rg BT 155.91 455.25 Td (for ) Tj ET Q q 0 0 0 rg BT 169.81 455.25 Td (the ) Tj ET Q q 0 0 0 rg BT 184.27 455.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 230.39 455.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.96 455.25 Td (i3 ) Tj ET Q q 0 0 0 rg BT 250.98 455.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 268.77 455.25 Td (of ) Tj ET Q q 0 0 0 rg BT 279.34 455.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 299.35 455.25 Td (acquired\). ) Tj ET Q q 0 0 0 rg BT 341.35 455.25 Td (Also, ) Tj ET Q q 0 0 0 rg BT 364.98 455.25 Td (during ) Tj ET Q q 0 0 0 rg BT 393.33 455.25 Td (this ) Tj ET Q q 0 0 0 rg BT 410.02 455.25 Td (past ) Tj ET Q q 0 0 0 rg BT 428.36 455.25 Td (year ) Tj ET Q q 0 0 0 rg BT 447.81 455.25 Td (in ) Tj ET Q q 0 0 0 rg BT 457.83 455.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.29 455.25 Td (aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.39 455.25 Td ($2.8 ) Tj ET Q q 0 0 0 rg BT 533.13 455.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.02 455.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 443.25 Td (was ) Tj ET Q q 0 0 0 rg BT 67.66 443.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 86.99 443.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.87 443.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 142.85 443.25 Td (with ) Tj ET Q q 0 0 0 rg BT 162.74 443.25 Td (the ) Tj ET Q q 0 0 0 rg BT 177.06 443.25 Td (fulfillment ) Tj ET Q q 0 0 0 rg BT 221.94 443.25 Td (of ) Tj ET Q q 0 0 0 rg BT 232.38 443.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 264.47 443.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 301.02 443.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 347.57 443.25 Td (from ) Tj ET Q q 0 0 0 rg BT 369.11 443.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 398.42 443.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 419.97 443.25 Td (business ) Tj ET Q q 0 0 0 rg BT 455.97 443.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 505.85 443.25 Td (made ) Tj ET Q q 0 0 0 rg BT 529.62 443.25 Td (in ) Tj ET Q q 0 0 0 rg BT 539.50 443.25 Td (2012. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 431.25 Td (In ) Tj ET Q q 0 0 0 rg BT 61.66 431.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 100.26 431.25 Td (during ) Tj ET Q q 0 0 0 rg BT 129.70 431.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.25 431.25 Td (year ) Tj ET Q q 0 0 0 rg BT 165.78 431.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.99 431.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 252.40 431.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.40 431.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.23 431.25 Td ($495 ) Tj ET Q q 0 0 0 rg BT 301.56 431.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.67 431.25 Td ( ) Tj ET Q q 0 0 0 rg BT 341.00 431.25 Td (was ) Tj ET Q q 0 0 0 rg BT 359.88 431.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 398.75 431.25 Td (from ) Tj ET Q q 0 0 0 rg BT 421.52 431.25 Td (maturities ) Tj ET Q q 0 0 0 rg BT 464.84 431.25 Td (of ) Tj ET Q q 0 0 0 rg BT 476.50 431.25 Td (marketable ) Tj ET Q q 0 0 0 rg BT 524.25 431.25 Td (securities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 419.25 Td (\(specifically ) Tj ET Q q 0 0 0 rg BT 102.22 419.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 124.46 419.25 Td (certificates ) Tj ET Q q 0 0 0 rg BT 171.12 419.25 Td (of ) Tj ET Q q 0 0 0 rg BT 182.25 419.25 Td (deposit\), ) Tj ET Q q 0 0 0 rg BT 219.76 419.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.56 419.25 Td ($12.8 ) Tj ET Q q 0 0 0 rg BT 247.86 419.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.76 419.25 Td ( ) Tj ET Q q 0 0 0 rg BT 279.56 419.25 Td (was ) Tj ET Q q 0 0 0 rg BT 297.91 419.25 Td (used ) Tj ET Q q 0 0 0 rg BT 319.04 419.25 Td (for ) Tj ET Q q 0 0 0 rg BT 333.50 419.25 Td (the ) Tj ET Q q 0 0 0 rg BT 348.52 419.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 395.20 419.25 Td (of ) Tj ET Q q 0 0 0 rg BT 406.33 419.25 Td (a ) Tj ET Q q 0 0 0 rg BT 413.57 419.25 Td (building ) Tj ET Q q 0 0 0 rg BT 449.70 419.25 Td (and ) Tj ET Q q 0 0 0 rg BT 466.94 419.25 Td (land ) Tj ET Q q 0 0 0 rg BT 486.96 419.25 Td (for ) Tj ET Q q 0 0 0 rg BT 501.42 419.25 Td (our ) Tj ET Q q 0 0 0 rg BT 517.55 419.25 Td (new ) Tj ET Q q 0 0 0 rg BT 537.01 419.25 Td (global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 407.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 91.26 407.25 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 145.85 407.25 Td (in ) Tj ET Q q 0 0 0 rg BT 157.14 407.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.09 407.25 Td (Atlanta ) Tj ET Q q 0 0 0 rg BT 205.03 407.25 Td (metropolitan ) Tj ET Q q 0 0 0 rg BT 259.63 407.25 Td (area, ) Tj ET Q q 0 0 0 rg BT 282.29 407.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.23 407.25 Td ($3.5 ) Tj ET Q q 0 0 0 rg BT 321.24 407.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.13 407.25 Td ( ) Tj ET Q q 0 0 0 rg BT 353.64 407.25 Td (was ) Tj ET Q q 0 0 0 rg BT 372.70 407.25 Td (used ) Tj ET Q q 0 0 0 rg BT 394.54 407.25 Td (for ) Tj ET Q q 0 0 0 rg BT 409.70 407.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 439.86 407.25 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 494.46 407.25 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 538.51 407.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 407.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 395.25 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 105.25 395.25 Td (of ) Tj ET Q q 0 0 0 rg BT 116.08 395.25 Td (our ) Tj ET Q q 0 0 0 rg BT 131.91 395.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 178.84 395.25 Td (platforms ) Tj ET Q q 0 0 0 rg BT 219.67 395.25 Td (and ) Tj ET Q q 0 0 0 rg BT 236.61 395.25 Td (the ) Tj ET Q q 0 0 0 rg BT 251.32 395.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 293.25 395.25 Td (of ) Tj ET Q q 0 0 0 rg BT 304.08 395.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 344.35 395.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 389.06 395.25 Td (to ) Tj ET Q q 0 0 0 rg BT 399.34 395.25 Td (support ) Tj ET Q q 0 0 0 rg BT 431.84 395.25 Td (our ) Tj ET Q q 0 0 0 rg BT 447.67 395.25 Td (expanding ) Tj ET Q q 0 0 0 rg BT 491.82 395.25 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 371.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 371.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 102.60 371.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 122.52 371.25 Td (used ) Tj ET Q q 0 0 0 rg BT 143.01 371.25 Td (for ) Tj ET Q q 0 0 0 rg BT 156.83 371.25 Td (investing ) Tj ET Q q 0 0 0 rg BT 195.65 371.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 233.90 371.25 Td (totaled ) Tj ET Q q 0 0 0 rg BT 263.27 371.25 Td ($8.8 ) Tj ET Q q 0 0 0 rg BT 282.93 371.25 Td (million ) Tj ET Q q 0 0 0 rg BT 313.98 371.25 Td (for ) Tj ET Q q 0 0 0 rg BT 327.80 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.17 371.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 370.98 371.25 Td (months ) Tj ET Q q 0 0 0 rg BT 402.59 371.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 428.62 371.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 486.86 371.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 511.52 371.25 Td (During ) Tj ET Q q 0 0 0 rg BT 542.01 371.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 564.51 371.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 359.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.29 359.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 105.25 359.25 Td (used ) Tj ET Q q 0 0 0 rg BT 125.66 359.25 Td ($4.7 ) Tj ET Q q 0 0 0 rg BT 145.23 359.25 Td (million ) Tj ET Q q 0 0 0 rg BT 176.20 359.25 Td (to ) Tj ET Q q 0 0 0 rg BT 186.05 359.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 217.55 359.25 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 256.28 359.25 Td (in ) Tj ET Q q 0 0 0 rg BT 265.68 359.25 Td (April ) Tj ET Q q 0 0 0 rg BT 288.86 359.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 310.94 359.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 328.56 359.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.97 359.25 Td ($285 ) Tj ET Q q 0 0 0 rg BT 361.04 359.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 399.22 359.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 419.07 359.25 Td (acquired\). ) Tj ET Q q 0 0 0 rg BT 460.94 359.25 Td (Also ) Tj ET Q q 0 0 0 rg BT 481.91 359.25 Td (during ) Tj ET Q q 0 0 0 rg BT 510.09 359.25 Td (this ) Tj ET Q q 0 0 0 rg BT 526.61 359.25 Td (past ) Tj ET Q q 0 0 0 rg BT 544.80 359.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 347.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.48 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 73.41 347.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 113.97 347.25 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 133.18 347.25 Td (million ) Tj ET Q q 0 0 0 rg BT 163.78 347.25 Td (was ) Tj ET Q q 0 0 0 rg BT 181.03 347.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 199.96 347.25 Td (in ) Tj ET Q q 0 0 0 rg BT 209.44 347.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 255.02 347.25 Td (with ) Tj ET Q q 0 0 0 rg BT 274.50 347.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.42 347.25 Td (fulfillment ) Tj ET Q q 0 0 0 rg BT 332.90 347.25 Td (of ) Tj ET Q q 0 0 0 rg BT 342.93 347.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 374.63 347.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 410.76 347.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 456.91 347.25 Td (from ) Tj ET Q q 0 0 0 rg BT 478.06 347.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 506.96 347.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 528.11 347.25 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 335.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 100.65 335.25 Td (made ) Tj ET Q q 0 0 0 rg BT 125.18 335.25 Td (in ) Tj ET Q q 0 0 0 rg BT 135.83 335.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 158.71 335.25 Td (and ) Tj ET Q q 0 0 0 rg BT 176.02 335.25 Td (2010. ) Tj ET Q q 0 0 0 rg BT 201.40 335.25 Td (In ) Tj ET Q q 0 0 0 rg BT 212.60 335.25 Td (addition ) Tj ET Q q 0 0 0 rg BT 248.25 335.25 Td (during ) Tj ET Q q 0 0 0 rg BT 277.23 335.25 Td (the ) Tj ET Q q 0 0 0 rg BT 292.32 335.25 Td (year ) Tj ET Q q 0 0 0 rg BT 312.41 335.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 339.16 335.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 398.12 335.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 420.99 335.25 Td ($107 ) Tj ET Q q 0 0 0 rg BT 443.87 335.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 482.85 335.25 Td (was ) Tj ET Q q 0 0 0 rg BT 501.28 335.25 Td ( ) Tj ET Q q 0 0 0 rg BT 504.15 335.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 542.57 335.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 323.25 Td (maturities ) Tj ET Q q 0 0 0 rg BT 92.59 323.25 Td (of ) Tj ET Q q 0 0 0 rg BT 103.52 323.25 Td (marketable ) Tj ET Q q 0 0 0 rg BT 150.54 323.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 190.91 323.25 Td (\(specifically ) Tj ET Q q 0 0 0 rg BT 242.93 323.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 264.97 323.25 Td (certificates ) Tj ET Q q 0 0 0 rg BT 311.43 323.25 Td (of ) Tj ET Q q 0 0 0 rg BT 322.36 323.25 Td (deposit\), ) Tj ET Q q 0 0 0 rg BT 359.68 323.25 Td (and ) Tj ET Q q 0 0 0 rg BT 376.72 323.25 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 396.82 323.25 Td (million ) Tj ET Q q 0 0 0 rg BT 428.31 323.25 Td (was ) Tj ET Q q 0 0 0 rg BT 446.47 323.25 Td (used ) Tj ET Q q 0 0 0 rg BT 467.40 323.25 Td (for ) Tj ET Q q 0 0 0 rg BT 481.66 323.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 510.91 323.25 Td (expenditures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 311.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 311.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 106.65 311.25 Td (with ) Tj ET Q q 0 0 0 rg BT 126.93 311.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 168.86 311.25 Td (of ) Tj ET Q q 0 0 0 rg BT 179.69 311.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 219.95 311.25 Td (equipment.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 289.25 Td (Financing ) Tj ET Q q 0 0 0 rg BT 95.48 289.25 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 277.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 265.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 101.72 265.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 120.78 265.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 157.61 265.25 Td (by ) Tj ET Q q 0 0 0 rg BT 168.90 265.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 207.95 265.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 245.33 265.25 Td (during ) Tj ET Q q 0 0 0 rg BT 272.72 265.25 Td (the ) Tj ET Q q 0 0 0 rg BT 286.23 265.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 314.17 265.25 Td (months ) Tj ET Q q 0 0 0 rg BT 344.90 265.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.06 265.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 427.43 265.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.43 265.25 Td ( ) Tj ET Q q 0 0 0 rg BT 448.72 265.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.56 265.25 Td ($15.9 ) Tj ET Q q 0 0 0 rg BT 489.34 265.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.23 265.25 Td (. ) Tj ET Q q 0 0 0 rg BT 522.02 265.25 Td (Financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 71.30 253.25 Td (inflows ) Tj ET Q q 0 0 0 rg BT 104.82 253.25 Td (were ) Tj ET Q q 0 0 0 rg BT 127.78 253.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 168.52 253.25 Td (comprised ) Tj ET Q q 0 0 0 rg BT 213.70 253.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.56 253.25 Td ($120.5 ) Tj ET Q q 0 0 0 rg BT 256.59 253.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.48 253.25 Td ( ) Tj ET Q q 0 0 0 rg BT 289.01 253.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 328.08 253.25 Td (by ) Tj ET Q q 0 0 0 rg BT 341.61 253.25 Td (our ) Tj ET Q q 0 0 0 rg BT 358.47 253.25 Td (new ) Tj ET Q q 0 0 0 rg BT 378.66 253.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 420.51 253.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 446.80 253.25 Td (line ) Tj ET Q q 0 0 0 rg BT 465.32 253.25 Td (in ) Tj ET Q q 0 0 0 rg BT 476.63 253.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 524.03 253.25 Td (with ) Tj ET Q q 0 0 0 rg BT 545.34 253.25 Td (new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 241.25 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 96.07 241.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 116.59 241.25 Td (facility ) Tj ET Q q 0 0 0 rg BT 148.21 241.25 Td (with ) Tj ET Q q 0 0 0 rg BT 169.29 241.25 Td (Regions ) Tj ET Q q 0 0 0 rg BT 205.37 241.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 245.89 241.25 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 297.52 241.25 Td (\("Regions"\) ) Tj ET Q q 0 0 0 rg BT 348.42 241.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.16 241.25 Td ($747 ) Tj ET Q q 0 0 0 rg BT 389.47 241.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.58 241.25 Td ( ) Tj ET Q q 0 0 0 rg BT 428.88 241.25 Td (of ) Tj ET Q q 0 0 0 rg BT 440.51 241.25 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 479.35 241.25 Td (from ) Tj ET Q q 0 0 0 rg BT 502.09 241.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.61 241.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 553.67 241.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 229.25 Td (common ) Tj ET Q q 0 0 0 rg BT 88.36 229.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 112.84 229.25 Td (options ) Tj ET Q q 0 0 0 rg BT 145.66 229.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 164.58 229.25 Td (of ) Tj ET Q q 0 0 0 rg BT 176.27 229.25 Td (forfeiture ) Tj ET Q q 0 0 0 rg BT 217.40 229.25 Td (of ) Tj ET Q q 0 0 0 rg BT 229.10 229.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 259.67 229.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 288.03 229.25 Td (to ) Tj ET Q q 0 0 0 rg BT 299.17 229.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 328.65 229.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 364.78 229.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 388.14 229.25 Td (and ) Tj ET Q q 0 0 0 rg BT 405.95 229.25 Td (the ) Tj ET Q q 0 0 0 rg BT 421.54 229.25 Td (recipient's ) Tj ET Q q 0 0 0 rg BT 465.58 229.25 Td (income ) Tj ET Q q 0 0 0 rg BT 498.38 229.25 Td (taxes\). ) Tj ET Q q 0 0 0 rg BT 528.13 229.25 Td (Partially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 217.25 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 217.25 Td (fsetting ) Tj ET Q q 0 0 0 rg BT 90.06 217.25 Td (these ) Tj ET Q q 0 0 0 rg BT 112.53 217.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 132.22 217.25 Td (inflows ) Tj ET Q q 0 0 0 rg BT 164.14 217.25 Td (were ) Tj ET Q q 0 0 0 rg BT 185.49 217.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.85 217.25 Td ($15.0 ) Tj ET Q q 0 0 0 rg BT 216.27 217.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.16 217.25 Td ( ) Tj ET Q q 0 0 0 rg BT 247.08 217.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 284.54 217.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 320.90 217.25 Td (against ) Tj ET Q q 0 0 0 rg BT 351.14 217.25 Td (our ) Tj ET Q q 0 0 0 rg BT 366.39 217.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 406.64 217.25 Td (line ) Tj ET Q q 0 0 0 rg BT 423.56 217.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.81 217.25 Td (credit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.99 217.25 Td ($7.56 ) Tj ET Q q 0 0 0 rg BT 485.41 217.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.30 217.25 Td ( ) Tj ET Q q 0 0 0 rg BT 516.22 217.25 Td (of ) Tj ET Q q 0 0 0 rg BT 526.47 217.25 Td (principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 205.25 Td (repayments ) Tj ET Q q 0 0 0 rg BT 98.56 205.25 Td (against ) Tj ET Q q 0 0 0 rg BT 129.35 205.25 Td (our ) Tj ET Q q 0 0 0 rg BT 145.15 205.25 Td (former ) Tj ET Q q 0 0 0 rg BT 174.82 205.25 Td (term ) Tj ET Q q 0 0 0 rg BT 195.61 205.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 215.29 205.25 Td (facility ) Tj ET Q q 0 0 0 rg BT 246.08 205.25 Td (and ) Tj ET Q q 0 0 0 rg BT 262.98 205.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.89 205.25 Td ($32.2 ) Tj ET Q q 0 0 0 rg BT 294.85 205.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.75 205.25 Td ( ) Tj ET Q q 0 0 0 rg BT 326.21 205.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 343.12 205.25 Td (of) Tj ET Q q 0 0 0 rg BT 351.26 205.25 Td (f ) Tj ET Q q 0 0 0 rg BT 357.06 205.25 Td (of ) Tj ET Q q 0 0 0 rg BT 367.86 205.25 Td (the ) Tj ET Q q 0 0 0 rg BT 382.54 205.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 425.55 205.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 462.44 205.25 Td (on ) Tj ET Q q 0 0 0 rg BT 474.90 205.25 Td (the ) Tj ET Q q 0 0 0 rg BT 489.58 205.25 Td (related ) Tj ET Q q 0 0 0 rg BT 519.25 205.25 Td (syndicated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 193.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 75.41 193.25 Td (facility ) Tj ET Q q 0 0 0 rg BT 106.37 193.25 Td (with ) Tj ET Q q 0 0 0 rg BT 126.79 193.25 Td (Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.38 193.25 Td ($1) Tj ET Q q 0 0 0 rg BT 176.01 193.25 Td (1.4 ) Tj ET Q q 0 0 0 rg BT 191.15 193.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.05 193.25 Td ( ) Tj ET Q q 0 0 0 rg BT 222.69 193.25 Td (used ) Tj ET Q q 0 0 0 rg BT 243.66 193.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.09 193.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 271.17 193.25 Td (common ) Tj ET Q q 0 0 0 rg BT 308.81 193.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 332.56 193.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 352.97 193.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 394.50 193.25 Td (to ) Tj ET Q q 0 0 0 rg BT 404.93 193.25 Td (our ) Tj ET Q q 0 0 0 rg BT 420.90 193.25 Td (shareholders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.58 193.25 Td ($31.9 ) Tj ET Q q 0 0 0 rg BT 501.73 193.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.62 193.25 Td ( ) Tj ET Q q 0 0 0 rg BT 533.26 193.25 Td (used ) Tj ET Q q 0 0 0 rg BT 554.24 193.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.25 Td (make ) Tj ET Q q 0 0 0 rg BT 74.44 181.25 Td (open ) Tj ET Q q 0 0 0 rg BT 96.67 181.25 Td (market ) Tj ET Q q 0 0 0 rg BT 127.21 181.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 177.20 181.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.31 181.25 Td (our ) Tj ET Q q 0 0 0 rg BT 204.43 181.25 Td (common ) Tj ET Q q 0 0 0 rg BT 242.21 181.25 Td (stock, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.60 181.25 Td ($345 ) Tj ET Q q 0 0 0 rg BT 291.39 181.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.50 181.25 Td ( ) Tj ET Q q 0 0 0 rg BT 330.28 181.25 Td (used ) Tj ET Q q 0 0 0 rg BT 351.40 181.25 Td (to ) Tj ET Q q 0 0 0 rg BT 361.96 181.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 379.19 181.25 Td (down ) Tj ET Q q 0 0 0 rg BT 404.19 181.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 438.65 181.25 Td (promissory ) Tj ET Q q 0 0 0 rg BT 486.43 181.25 Td (notes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.82 181.25 Td ($3.5 ) Tj ET Q q 0 0 0 rg BT 533.11 181.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 181.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.25 Td (used ) Tj ET Q q 0 0 0 rg BT 70.66 169.25 Td (to ) Tj ET Q q 0 0 0 rg BT 80.76 169.25 Td (re-acquire ) Tj ET Q q 0 0 0 rg BT 123.62 169.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 150.93 169.25 Td (of ) Tj ET Q q 0 0 0 rg BT 161.59 169.25 Td (our ) Tj ET Q q 0 0 0 rg BT 177.25 169.25 Td (common ) Tj ET Q q 0 0 0 rg BT 214.57 169.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 238.01 169.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 282.55 169.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 309.88 169.25 Td (in ) Tj ET Q q 0 0 0 rg BT 319.99 169.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 366.19 169.25 Td (with ) Tj ET Q q 0 0 0 rg BT 386.30 169.25 Td (the ) Tj ET Q q 0 0 0 rg BT 400.84 169.25 Td (put ) Tj ET Q q 0 0 0 rg BT 415.95 169.25 Td (option ) Tj ET Q q 0 0 0 rg BT 443.83 169.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 471.16 169.25 Td (in ) Tj ET Q q 0 0 0 rg BT 481.27 169.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.81 169.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 518.14 169.25 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.75 157.25 Td (PlanetSoft, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.33 157.25 Td ($231 ) Tj ET Q q 0 0 0 rg BT 129.75 157.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.85 157.25 Td ( ) Tj ET Q q 0 0 0 rg BT 168.27 157.25 Td (used ) Tj ET Q q 0 0 0 rg BT 189.02 157.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.21 157.25 Td (service ) Tj ET Q q 0 0 0 rg BT 229.95 157.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 264.03 157.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 293.10 157.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 315.50 157.25 Td (obligations, ) Tj ET Q q 0 0 0 rg BT 364.86 157.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.71 157.25 Td ($3.2 ) Tj ET Q q 0 0 0 rg BT 401.63 157.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.52 157.25 Td ( ) Tj ET Q q 0 0 0 rg BT 432.94 157.25 Td (of ) Tj ET Q q 0 0 0 rg BT 443.69 157.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 472.20 157.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 486.84 157.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 520.91 157.25 Td (associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 145.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 119.98 145.25 Td (compensation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 121.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 102.80 121.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 122.93 121.25 Td (used ) Tj ET Q q 0 0 0 rg BT 143.62 121.25 Td (by ) Tj ET Q q 0 0 0 rg BT 155.98 121.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 196.10 121.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 234.56 121.25 Td (during ) Tj ET Q q 0 0 0 rg BT 263.03 121.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.61 121.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 306.63 121.25 Td (months ) Tj ET Q q 0 0 0 rg BT 338.44 121.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 364.67 121.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 423.12 121.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 445.48 121.25 Td (was ) Tj ET Q q 0 0 0 rg BT 463.39 121.25 Td ($26.4 ) Tj ET Q q 0 0 0 rg BT 488.25 121.25 Td (million. ) Tj ET Q q 0 0 0 rg BT 522.01 121.25 Td (Financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.67 109.25 Td (outflows ) Tj ET Q q 0 0 0 rg BT 108.57 109.25 Td (were ) Tj ET Q q 0 0 0 rg BT 130.90 109.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 171.02 109.25 Td (comprised ) Tj ET Q q 0 0 0 rg BT 215.57 109.25 Td (of ) Tj ET Q q 0 0 0 rg BT 226.81 109.25 Td ($15.0 ) Tj ET Q q 0 0 0 rg BT 252.21 109.25 Td (million ) Tj ET Q q 0 0 0 rg BT 284.00 109.25 Td (of ) Tj ET Q q 0 0 0 rg BT 295.23 109.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 336.46 109.25 Td (against ) Tj ET Q q 0 0 0 rg BT 367.69 109.25 Td (our ) Tj ET Q q 0 0 0 rg BT 383.92 109.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 425.15 109.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 450.81 109.25 Td (facility ) Tj ET Q q 0 0 0 rg BT 482.03 109.25 Td (with ) Tj ET Q q 0 0 0 rg BT 502.71 109.25 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 542.56 109.25 Td (N.A. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.25 Td (\("Citibank"\), ) Tj ET Q q 0 0 0 rg BT 104.20 97.25 Td ($8.9 ) Tj ET Q q 0 0 0 rg BT 124.13 97.25 Td (million ) Tj ET Q q 0 0 0 rg BT 155.45 97.25 Td (of ) Tj ET Q q 0 0 0 rg BT 166.21 97.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 204.18 97.25 Td (repayments ) Tj ET Q q 0 0 0 rg BT 252.70 97.25 Td (of ) Tj ET Q q 0 0 0 rg BT 263.46 97.25 Td (our ) Tj ET Q q 0 0 0 rg BT 279.22 97.25 Td (term ) Tj ET Q q 0 0 0 rg BT 299.97 97.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 319.62 97.25 Td (facility ) Tj ET Q q 0 0 0 rg BT 350.37 97.25 Td (with ) Tj ET Q q 0 0 0 rg BT 370.58 97.25 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 409.95 97.25 Td ($2.8 ) Tj ET Q q 0 0 0 rg BT 429.88 97.25 Td (million ) Tj ET Q q 0 0 0 rg BT 461.20 97.25 Td (was ) Tj ET Q q 0 0 0 rg BT 479.18 97.25 Td (used ) Tj ET Q q 0 0 0 rg BT 499.94 97.25 Td (to ) Tj ET Q q 0 0 0 rg BT 510.15 97.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 527.01 97.25 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 73.64 85.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 93.95 85.25 Td (dividends, ) Tj ET Q q 0 0 0 rg BT 137.87 85.25 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 157.91 85.25 Td (million ) Tj ET Q q 0 0 0 rg BT 189.33 85.25 Td (used ) Tj ET Q q 0 0 0 rg BT 210.20 85.25 Td (to ) Tj ET Q q 0 0 0 rg BT 220.51 85.25 Td (make ) Tj ET Q q 0 0 0 rg BT 244.70 85.25 Td (open ) Tj ET Q q 0 0 0 rg BT 266.68 85.25 Td (market ) Tj ET Q q 0 0 0 rg BT 296.98 85.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 346.71 85.25 Td (of ) Tj ET Q q 0 0 0 rg BT 357.58 85.25 Td (our ) Tj ET Q q 0 0 0 rg BT 373.44 85.25 Td (common ) Tj ET Q q 0 0 0 rg BT 410.97 85.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 437.12 85.25 Td ($665 ) Tj ET Q q 0 0 0 rg BT 459.65 85.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 498.30 85.25 Td (was ) Tj ET Q q 0 0 0 rg BT 516.38 85.25 Td (used ) Tj ET Q q 0 0 0 rg BT 537.25 85.25 Td (to ) Tj ET Q q 0 0 0 rg BT 547.56 85.25 Td (pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 73.25 Td (down ) Tj ET Q q 0 0 0 rg BT 74.06 73.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 107.55 73.25 Td (promissory ) Tj ET Q q 0 0 0 rg BT 154.39 73.25 Td (notes, ) Tj ET Q q 0 0 0 rg BT 179.83 73.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.10 73.25 Td ($277 ) Tj ET Q q 0 0 0 rg BT 217.93 73.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 255.88 73.25 Td (was ) Tj ET Q q 0 0 0 rg BT 273.26 73.25 Td (used ) Tj ET Q q 0 0 0 rg BT 293.43 73.25 Td (to ) Tj ET Q q 0 0 0 rg BT 303.04 73.25 Td (service ) Tj ET Q q 0 0 0 rg BT 333.19 73.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 366.68 73.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 395.17 73.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 416.99 73.25 Td (obligations. ) Tj ET Q q 0 0 0 rg BT 465.76 73.25 Td (Partially ) Tj ET Q q 0 0 0 rg BT 501.48 73.25 Td (of) Tj ET Q q 0 0 0 rg BT 509.63 73.25 Td (fsetting ) Tj ET Q q 0 0 0 rg BT 541.46 73.25 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 61.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 89.89 61.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 109.79 61.25 Td (outflows ) Tj ET Q q 0 0 0 rg BT 146.92 61.25 Td (were ) Tj ET Q q 0 0 0 rg BT 168.48 61.25 Td ($3.2 ) Tj ET Q q 0 0 0 rg BT 188.11 61.25 Td (million ) Tj ET Q q 0 0 0 rg BT 219.13 61.25 Td (from ) Tj ET Q q 0 0 0 rg BT 240.70 61.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 268.93 61.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 283.28 61.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 317.07 61.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 360.29 61.25 Td (with ) Tj ET Q q 0 0 0 rg BT 380.20 61.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 429.53 61.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 487.20 61.25 Td (and ) Tj ET Q q 0 0 0 rg BT 503.77 61.25 Td ($480 ) Tj ET Q q 0 0 0 rg BT 525.90 61.25 Td (thousand ) Tj ET Q endstream endobj 73 0 obj <>] /Rotate 0 /Contents 74 0 R>> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (33) Tj ET Q BT 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ET q 0 0 0 rg BT 50.00 730.10 Td (income ) Tj ET Q q 0 0 0 rg BT 81.93 730.10 Td (taxes\).) 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466.65 542.10 Td (former ) Tj ET Q q 0 0 0 rg BT 496.55 542.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 542.01 542.10 Td ($100 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.24 530.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 111.91 530.10 Td (that ) Tj ET Q q 0 0 0 rg BT 129.26 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.82 530.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 185.06 530.10 Td (had ) Tj ET Q q 0 0 0 rg BT 201.85 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 211.98 530.10 Td (place ) Tj ET Q q 0 0 0 rg BT 235.42 530.10 Td (with ) Tj ET Q q 0 0 0 rg BT 255.55 530.10 Td (Citi ) Tj ET Q q 0 0 0 rg BT 272.91 530.10 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 298.86 530.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 320.66 530.10 Td (which ) Tj ET Q q 0 0 0 rg BT 347.45 530.10 Td (was ) Tj ET Q q 0 0 0 rg BT 365.35 530.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 384.91 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.04 530.10 Td (full ) Tj ET Q q 0 0 0 rg BT 411.28 530.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 433.63 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.20 530.10 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 498.31 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 508.99 530.10 Td (this ) Tj ET Q q 0 0 0 rg BT 525.79 530.10 Td (new ) Tj ET Q q 0 0 0 rg BT 544.80 530.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 79.85 518.10 Td (with ) Tj ET Q q 0 0 0 rg BT 99.16 518.10 Td (Regions. ) Tj ET Q q 0 0 0 rg BT 135.96 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 137.38 518.10 Td (The ) Tj ET Q q 0 0 0 rg BT 154.46 518.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 179.31 518.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 210.28 518.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 226.79 518.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 269.41 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 278.71 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.46 518.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 326.19 518.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 372.16 518.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 398.68 518.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 430.76 518.10 Td (is ) Tj ET Q q 0 0 0 rg BT 438.96 518.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 470.49 518.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 488.68 518.10 Td (1.75% ) Tj ET Q q 0 0 0 rg BT 516.04 518.10 Td (or ) Tj ET Q q 0 0 0 rg BT 525.90 518.10 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (1.94%. ) Tj ET Q q 0 0 0 rg BT 80.95 506.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 108.56 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.40 506.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 158.80 506.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 193.63 506.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 240.68 506.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 268.30 506.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 301.47 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.31 506.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 359.48 506.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 391.54 506.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 409.14 506.10 Td (that ) Tj ET Q q 0 0 0 rg BT 426.76 506.10 Td (could ) Tj ET Q q 0 0 0 rg BT 451.60 506.10 Td (be ) Tj ET Q q 0 0 0 rg BT 463.66 506.10 Td (char) Tj ET Q q 0 0 0 rg BT 480.68 506.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 497.74 506.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 542.02 506.10 Td (upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.51 494.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 111.38 494.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 147.53 494.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 168.14 494.10 Td (is ) Tj ET Q q 0 0 0 rg BT 177.10 494.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 209.39 494.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 228.35 494.10 Td (2.25%. ) Tj ET Q q 0 0 0 rg BT 258.97 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 261.10 494.10 Td (The ) Tj ET Q q 0 0 0 rg BT 278.94 494.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 324.55 494.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 364.60 494.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 408.54 494.10 Td (contains ) Tj ET Q q 0 0 0 rg BT 444.15 494.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 481.42 494.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 523.70 494.10 Td (regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.86 482.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 112.08 482.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 135.27 482.10 Td (char) Tj ET Q q 0 0 0 rg BT 152.29 482.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 164.37 482.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 203.10 482.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 224.06 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 241.14 482.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 277.64 482.10 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 301.11 482.10 Td (as ) Tj ET Q q 0 0 0 rg BT 312.08 482.10 Td (well ) Tj ET Q q 0 0 0 rg BT 331.94 482.10 Td (as ) Tj ET Q q 0 0 0 rg BT 342.91 482.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 372.75 482.10 Td (restrictive ) Tj ET Q q 0 0 0 rg BT 415.37 482.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 458.00 482.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 501.18 482.10 Td (to ) Tj ET Q q 0 0 0 rg BT 511.60 482.10 Td (such ) Tj ET Q q 0 0 0 rg BT 532.57 482.10 Td (matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.63 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.15 470.10 Td (incurrence ) Tj ET Q q 0 0 0 rg BT 119.64 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.27 470.10 Td (new ) Tj ET Q q 0 0 0 rg BT 149.23 470.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 168.75 470.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.48 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.00 470.10 Td (consummation ) Tj ET Q q 0 0 0 rg BT 261.18 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 271.81 470.10 Td (new ) Tj ET Q q 0 0 0 rg BT 290.77 470.10 Td (business ) Tj ET Q q 0 0 0 rg BT 326.96 470.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 379.37 470.10 Td (The ) Tj ET Q q 0 0 0 rg BT 397.22 470.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 438.40 470.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 476.80 470.10 Td (is ) Tj ET Q q 0 0 0 rg BT 485.77 470.10 Td (in ) Tj ET Q q 0 0 0 rg BT 495.84 470.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 544.23 470.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (all ) Tj ET Q q 0 0 0 rg BT 62.95 458.10 Td (such ) Tj ET Q q 0 0 0 rg BT 84.23 458.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 122.16 458.10 Td (and ) Tj ET Q q 0 0 0 rg BT 139.55 458.10 Td (restrictive ) Tj ET Q q 0 0 0 rg BT 182.48 458.10 Td (covenants. ) Tj ET Q q 0 0 0 rg BT 227.27 458.10 Td (As ) Tj ET Q q 0 0 0 rg BT 241.33 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.62 458.10 Td (December ) Tj ET Q q 0 0 0 rg BT 296.65 458.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 312.10 458.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 335.05 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.22 458.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 397.75 458.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 451.25 458.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 484.73 458.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 508.23 458.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 544.51 458.10 Td ($1.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.39 446.10 Td (of ) Tj ET Q q 0 0 0 rg BT 92.22 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.94 446.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 149.98 446.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 185.79 446.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 226.05 446.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 250.87 446.10 Td (This ) Tj ET Q q 0 0 0 rg BT 271.15 446.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 290.86 446.10 Td (is ) Tj ET Q q 0 0 0 rg BT 300.03 446.10 Td (collateralized ) Tj ET Q q 0 0 0 rg BT 356.39 446.10 Td (by ) Tj ET Q q 0 0 0 rg BT 368.89 446.10 Td (essentially ) Tj ET Q q 0 0 0 rg BT 413.60 446.10 Td (all ) Tj ET Q q 0 0 0 rg BT 426.09 446.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 451.92 446.10 Td (of ) Tj ET Q q 0 0 0 rg BT 462.75 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.47 446.10 Td (Company) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 429.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 429.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 429.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.63 429.10 Td (May ) Tj ET Q q 0 0 0 rg BT 121.36 429.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 136.27 429.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 161.17 429.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 182.46 429.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.31 429.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 228.91 429.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.65 429.10 Td (its ) Tj ET Q q 0 0 0 rg BT 251.50 429.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 301.12 429.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 332.95 429.10 Td (into ) Tj ET Q q 0 0 0 rg BT 350.91 429.10 Td (a ) Tj ET Q q 0 0 0 rg BT 357.58 429.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 381.67 429.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 433.51 429.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 451.46 429.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 479.99 429.10 Td (Amendment\) ) Tj ET Q q 0 0 0 rg BT 539.60 429.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 429.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 417.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 77.04 417.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 126.60 417.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 150.30 417.10 Td (April ) Tj ET Q q 0 0 0 rg BT 174.04 417.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 189.17 417.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 211.80 417.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 226.09 417.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 270.93 417.10 Td (amended\), ) Tj ET Q q 0 0 0 rg BT 315.49 417.10 Td (among ) Tj ET Q q 0 0 0 rg BT 345.33 417.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.18 417.10 Td (Company) Tj ET Q q 0 0 0 rg BT 398.42 417.10 Td (, ) Tj ET Q q 0 0 0 rg BT 403.36 417.10 Td (W) Tj ET Q q 0 0 0 rg BT 411.99 417.10 Td (ells ) Tj ET Q q 0 0 0 rg BT 428.51 417.10 Td (Far) Tj ET Q q 0 0 0 rg BT 441.66 417.10 Td (go ) Tj ET Q q 0 0 0 rg BT 454.29 417.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 485.80 417.10 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 522.59 417.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 546.60 417.10 Td (as ) Tj ET Q q 0 0 0 rg BT 557.56 417.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 405.10 Td (lender) Tj ET Q q 0 0 0 rg BT 74.58 405.10 Td (, ) Tj ET Q q 0 0 0 rg BT 80.17 405.10 Td (RBS ) Tj ET Q q 0 0 0 rg BT 102.16 405.10 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 140.51 405.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 163.04 405.10 Td (as ) Tj ET Q q 0 0 0 rg BT 174.46 405.10 Td (a ) Tj ET Q q 0 0 0 rg BT 181.98 405.10 Td (lender) Tj ET Q q 0 0 0 rg BT 206.57 405.10 Td (, ) Tj ET Q q 0 0 0 rg BT 212.15 405.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.67 405.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 269.70 405.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 294.73 405.10 Td (\("CitiBank"\) ) Tj ET Q q 0 0 0 rg BT 348.75 405.10 Td (as ) Tj ET Q q 0 0 0 rg BT 359.49 405.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 421.88 405.10 Td (Agent ) Tj ET Q q 0 0 0 rg BT 449.41 405.10 Td (and ) Tj ET Q q 0 0 0 rg BT 466.93 405.10 Td (as ) Tj ET Q q 0 0 0 rg BT 478.34 405.10 Td (a ) Tj ET Q q 0 0 0 rg BT 485.87 405.10 Td (lender ) Tj ET Q q 0 0 0 rg BT 513.94 405.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 532.57 405.10 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 393.10 Td (Agreement\). ) Tj ET Q q 0 0 0 rg BT 107.91 393.10 Td (The ) Tj ET Q q 0 0 0 rg BT 126.68 393.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 151.60 393.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 204.50 393.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 244.06 393.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.75 393.10 Td (Company) Tj ET Q q 0 0 0 rg BT 301.41 393.10 Td (s ) Tj ET Q q 0 0 0 rg BT 308.77 393.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 356.69 393.10 Td (with ) Tj ET Q q 0 0 0 rg BT 377.94 393.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 409.72 393.10 Td (to ) Tj ET Q q 0 0 0 rg BT 420.97 393.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 451.64 393.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 495.09 393.10 Td (under ) Tj ET Q q 0 0 0 rg BT 521.33 393.10 Td (the ) Tj ET Q q 0 0 0 rg BT 537.02 393.10 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 381.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 99.63 381.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.11 381.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 143.35 381.10 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 185.49 381.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.97 381.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.89 381.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 252.48 381.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.96 381.10 Td (make ) Tj ET Q q 0 0 0 rg BT 287.32 381.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 317.22 381.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 356.02 381.10 Td (business ) Tj ET Q q 0 0 0 rg BT 392.61 381.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 445.59 381.10 Td (while ) Tj ET Q q 0 0 0 rg BT 470.50 381.10 Td (allowing ) Tj ET Q q 0 0 0 rg BT 508.20 381.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 381.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 369.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.44 369.10 Td (make ) Tj ET Q q 0 0 0 rg BT 84.75 369.10 Td (early ) Tj ET Q q 0 0 0 rg BT 107.39 369.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 148.38 369.10 Td (towards ) Tj ET Q q 0 0 0 rg BT 182.69 369.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 223.11 369.10 Td (of ) Tj ET Q q 0 0 0 rg BT 234.10 369.10 Td (its ) Tj ET Q q 0 0 0 rg BT 246.21 369.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 268.30 369.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 290.68 369.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 345.82 369.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.50 369.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 384.79 369.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 436.88 369.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 475.63 369.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.51 369.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 517.57 369.10 Td (Agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 357.10 Td (by ) Tj ET Q q 0 0 0 rg BT 63.34 357.10 Td (reducing ) Tj ET Q q 0 0 0 rg BT 101.67 357.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.23 357.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 158.89 357.10 Td (commitments ) Tj ET Q q 0 0 0 rg BT 216.67 357.10 Td (of ) Tj ET Q q 0 0 0 rg BT 228.34 357.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.90 357.10 Td (lenders ) Tj ET Q q 0 0 0 rg BT 276.12 357.10 Td (to ) Tj ET Q q 0 0 0 rg BT 287.24 357.10 Td ($7.84 ) Tj ET Q q 0 0 0 rg BT 313.08 357.10 Td (million ) Tj ET Q q 0 0 0 rg BT 345.31 357.10 Td (as ) Tj ET Q q 0 0 0 rg BT 356.99 357.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.66 357.10 Td (May ) Tj ET Q q 0 0 0 rg BT 390.33 357.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 406.17 357.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 432.01 357.10 Td (for ) Tj ET Q q 0 0 0 rg BT 447.01 357.10 Td (which ) Tj ET Q q 0 0 0 rg BT 474.79 357.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.35 357.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 532.58 357.10 Td (made ) Tj ET Q q 0 0 0 rg BT 557.57 357.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 345.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 86.98 345.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 122.85 345.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.06 345.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.72 345.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 177.15 345.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.92 345.10 Td ($15.0 ) Tj ET Q q 0 0 0 rg BT 210.85 345.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 243.68 345.10 Td (and ) Tj ET Q q 0 0 0 rg BT 259.56 345.10 Td (was ) Tj ET Q q 0 0 0 rg BT 276.55 345.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 295.20 345.10 Td (in ) Tj ET Q q 0 0 0 rg BT 304.42 345.10 Td (full ) Tj ET Q q 0 0 0 rg BT 319.74 345.10 Td (on ) Tj ET Q q 0 0 0 rg BT 330.86 345.10 Td (August ) Tj ET Q q 0 0 0 rg BT 361.19 345.10 Td (5, ) Tj ET Q q 0 0 0 rg BT 370.13 345.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 391.56 345.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 413.00 345.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.65 345.10 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 475.85 345.10 Td (of ) Tj ET Q q 0 0 0 rg BT 485.62 345.10 Td (the ) Tj ET Q q 0 0 0 rg BT 499.28 345.10 Td (aforementioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 333.10 Td (new ) Tj ET Q q 0 0 0 rg BT 69.16 333.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 88.88 333.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 119.70 333.10 Td (with ) Tj ET Q q 0 0 0 rg BT 139.98 333.10 Td (Regions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 316.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.38 316.10 Td (April ) Tj ET Q q 0 0 0 rg BT 124.25 316.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 139.52 316.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 162.29 316.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 183.94 316.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 216.14 316.10 Td (into ) Tj ET Q q 0 0 0 rg BT 234.46 316.10 Td (a ) Tj ET Q q 0 0 0 rg BT 241.67 316.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 267.20 316.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 311.60 316.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 353.26 316.10 Td (for ) Tj ET Q q 0 0 0 rg BT 367.69 316.10 Td (a ) Tj ET Q q 0 0 0 rg BT 374.89 316.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 397.66 316.10 Td (million ) Tj ET Q q 0 0 0 rg BT 429.32 316.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 462.62 316.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 508.16 316.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 533.69 316.10 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 68.24 304.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 107.57 304.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 154.69 304.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 182.38 304.10 Td (Facility\) ) Tj ET Q q 0 0 0 rg BT 223.39 304.10 Td (with ) Tj ET Q q 0 0 0 rg BT 243.86 304.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 283.49 304.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 305.62 304.10 Td (as ) Tj ET Q q 0 0 0 rg BT 316.64 304.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 376.54 304.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 400.88 304.10 Td (and ) Tj ET Q q 0 0 0 rg BT 418.01 304.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 457.64 304.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 482.08 304.10 Td (W) Tj ET Q q 0 0 0 rg BT 490.72 304.10 Td (ells ) Tj ET Q q 0 0 0 rg BT 507.30 304.10 Td (Far) Tj ET Q q 0 0 0 rg BT 520.44 304.10 Td (go ) Tj ET Q q 0 0 0 rg BT 533.13 304.10 Td (Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 86.53 292.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 110.28 292.10 Td (and ) Tj ET Q q 0 0 0 rg BT 127.09 292.10 Td (RBS ) Tj ET Q q 0 0 0 rg BT 148.36 292.10 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 186.01 292.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 207.82 292.10 Td (as ) Tj ET Q q 0 0 0 rg BT 218.52 292.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 239.23 292.10 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 272.80 292.10 Td (The ) Tj ET Q q 0 0 0 rg BT 290.72 292.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 330.86 292.10 Td (is ) Tj ET Q q 0 0 0 rg BT 339.90 292.10 Td (comprised ) Tj ET Q q 0 0 0 rg BT 383.92 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.62 292.10 Td (a ) Tj ET Q q 0 0 0 rg BT 401.43 292.10 Td (four ) Tj ET Q q 0 0 0 rg BT 420.46 292.10 Td (year) Tj ET Q q 0 0 0 rg BT 437.27 292.10 Td (, ) Tj ET Q q 0 0 0 rg BT 442.14 292.10 Td ($45 ) Tj ET Q q 0 0 0 rg BT 459.51 292.10 Td (million ) Tj ET Q q 0 0 0 rg BT 490.77 292.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 523.68 292.10 Td (revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 76.13 280.10 Td (facility) Tj ET Q q 0 0 0 rg BT 103.80 280.10 Td (, ) Tj ET Q q 0 0 0 rg BT 109.67 280.10 Td (a ) Tj ET Q q 0 0 0 rg BT 117.47 280.10 Td ($45 ) Tj ET Q q 0 0 0 rg BT 135.84 280.10 Td (million ) Tj ET Q q 0 0 0 rg BT 168.09 280.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 202.00 280.10 Td (term ) Tj ET Q q 0 0 0 rg BT 223.69 280.10 Td (loan, ) Tj ET Q q 0 0 0 rg BT 246.77 280.10 Td (which ) Tj ET Q q 0 0 0 rg BT 274.57 280.10 Td (amortizes ) Tj ET Q q 0 0 0 rg BT 316.81 280.10 Td (over ) Tj ET Q q 0 0 0 rg BT 337.95 280.10 Td (a ) Tj ET Q q 0 0 0 rg BT 345.75 280.10 Td (four ) Tj ET Q q 0 0 0 rg BT 365.78 280.10 Td (year ) Tj ET Q q 0 0 0 rg BT 386.35 280.10 Td (period ) Tj ET Q q 0 0 0 rg BT 415.26 280.10 Td (with ) Tj ET Q q 0 0 0 rg BT 436.41 280.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 475.86 280.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 514.77 280.10 Td (and ) Tj ET Q q 0 0 0 rg BT 532.58 280.10 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 90.82 268.10 Td (that ) Tj ET Q q 0 0 0 rg BT 108.31 268.10 Td (commenced ) Tj ET Q q 0 0 0 rg BT 159.12 268.10 Td (on ) Tj ET Q q 0 0 0 rg BT 171.62 268.10 Td (June ) Tj ET Q q 0 0 0 rg BT 192.44 268.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 207.44 268.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 229.94 268.10 Td (and ) Tj ET Q q 0 0 0 rg BT 246.87 268.10 Td (a ) Tj ET Q q 0 0 0 rg BT 253.81 268.10 Td (final ) Tj ET Q q 0 0 0 rg BT 274.63 268.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 311.56 268.10 Td (of ) Tj ET Q q 0 0 0 rg BT 322.39 268.10 Td (all ) Tj ET Q q 0 0 0 rg BT 334.88 268.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 377.92 268.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 427.08 268.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 465.12 268.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.05 268.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 515.63 268.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 547.56 268.10 Td (due ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.23 256.10 Td (April ) Tj ET Q q 0 0 0 rg BT 86.19 256.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 101.54 256.10 Td (2016. ) Tj ET Q q 0 0 0 rg BT 126.69 256.10 Td (This ) Tj ET Q q 0 0 0 rg BT 147.33 256.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 178.50 256.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 215.22 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.29 256.10 Td (former ) Tj ET Q q 0 0 0 rg BT 260.36 256.10 Td ($55 ) Tj ET Q q 0 0 0 rg BT 278.21 256.10 Td (million ) Tj ET Q q 0 0 0 rg BT 309.96 256.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 341.13 256.10 Td (that ) Tj ET Q q 0 0 0 rg BT 358.98 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 374.06 256.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 415.80 256.10 Td (had ) Tj ET Q q 0 0 0 rg BT 433.09 256.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.73 256.10 Td (place ) Tj ET Q q 0 0 0 rg BT 467.68 256.10 Td (with ) Tj ET Q q 0 0 0 rg BT 488.31 256.10 Td (BOA. ) Tj ET Q q 0 0 0 rg BT 514.78 256.10 Td (Borrowings ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.10 Td (under ) Tj ET Q q 0 0 0 rg BT 74.83 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 89.11 244.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 123.39 244.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 169.88 244.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 196.94 244.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 229.56 244.10 Td (bear ) Tj ET Q q 0 0 0 rg BT 248.83 244.10 Td (interest, ) Tj ET Q q 0 0 0 rg BT 282.83 244.10 Td (at ) Tj ET Q q 0 0 0 rg BT 292.11 244.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 313.78 244.10 Td (s ) Tj ET Q q 0 0 0 rg BT 319.73 244.10 Td (option ) Tj ET Q q 0 0 0 rg BT 347.35 244.10 Td (at ) Tj ET Q q 0 0 0 rg BT 356.63 244.10 Td (either ) Tj ET Q q 0 0 0 rg BT 381.46 244.10 Td (a ) Tj ET Q q 0 0 0 rg BT 387.96 244.10 Td (base ) Tj ET Q q 0 0 0 rg BT 407.80 244.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 424.85 244.10 Td (or ) Tj ET Q q 0 0 0 rg BT 435.24 244.10 Td (a ) Tj ET Q q 0 0 0 rg BT 441.75 244.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 473.81 244.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 490.86 244.10 Td (plus, ) Tj ET Q q 0 0 0 rg BT 512.09 244.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.94 244.10 Td (each ) Tj ET Q q 0 0 0 rg BT 542.32 244.10 Td (case, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (an ) Tj ET Q q 0 0 0 rg BT 61.84 232.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 105.33 232.10 Td (mar) Tj ET Q q 0 0 0 rg BT 120.70 232.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 135.88 232.10 Td (based ) Tj ET Q q 0 0 0 rg BT 161.06 232.10 Td (on ) Tj ET Q q 0 0 0 rg BT 173.46 232.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 195.12 232.10 Td (s ) Tj ET Q q 0 0 0 rg BT 201.42 232.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 237.15 232.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 273.42 232.10 Td (ratio. ) Tj ET Q q 0 0 0 rg BT 296.47 232.10 Td (The ) Tj ET Q q 0 0 0 rg BT 314.42 232.10 Td (mar) Tj ET Q q 0 0 0 rg BT 329.79 232.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 344.97 232.10 Td (ranges ) Tj ET Q q 0 0 0 rg BT 373.47 232.10 Td (from ) Tj ET Q q 0 0 0 rg BT 395.31 232.10 Td (0.50% ) Tj ET Q q 0 0 0 rg BT 423.55 232.10 Td (to ) Tj ET Q q 0 0 0 rg BT 433.73 232.10 Td (1.00% ) Tj ET Q q 0 0 0 rg BT 461.96 232.10 Td (per ) Tj ET Q q 0 0 0 rg BT 477.14 232.10 Td (annum, ) Tj ET Q q 0 0 0 rg BT 509.26 232.10 Td (in ) Tj ET Q q 0 0 0 rg BT 519.44 232.10 Td (the ) Tj ET Q q 0 0 0 rg BT 534.06 232.10 Td (case ) Tj ET Q q 0 0 0 rg BT 553.67 232.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (base ) Tj ET Q q 0 0 0 rg BT 69.85 220.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 86.93 220.10 Td (loans, ) Tj ET Q q 0 0 0 rg BT 112.62 220.10 Td (and ) Tj ET Q q 0 0 0 rg BT 129.15 220.10 Td (1.50% ) Tj ET Q q 0 0 0 rg BT 157.06 220.10 Td (to ) Tj ET Q q 0 0 0 rg BT 166.93 220.10 Td (2.00% ) Tj ET Q q 0 0 0 rg BT 194.84 220.10 Td (per ) Tj ET Q q 0 0 0 rg BT 209.70 220.10 Td (annum, ) Tj ET Q q 0 0 0 rg BT 241.50 220.10 Td (in ) Tj ET Q q 0 0 0 rg BT 251.37 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.67 220.10 Td (case ) Tj ET Q q 0 0 0 rg BT 284.96 220.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.38 220.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 327.47 220.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 344.54 220.10 Td (loans. ) Tj ET Q q 0 0 0 rg BT 370.08 220.10 Td (This ) Tj ET Q q 0 0 0 rg BT 389.95 220.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 434.80 220.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 459.65 220.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 490.05 220.10 Td (with ) Tj ET Q q 0 0 0 rg BT 509.92 220.10 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 546.45 220.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 71.39 208.10 Td (repaid ) Tj ET Q q 0 0 0 rg BT 98.87 208.10 Td (and ) Tj ET Q q 0 0 0 rg BT 115.81 208.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 152.17 208.10 Td (with ) Tj ET Q q 0 0 0 rg BT 172.45 208.10 Td (a ) Tj ET Q q 0 0 0 rg BT 179.39 208.10 Td (new ) Tj ET Q q 0 0 0 rg BT 198.55 208.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 223.81 208.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 269.08 208.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 294.34 208.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 325.16 208.10 Td (with ) Tj ET Q q 0 0 0 rg BT 345.44 208.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 380.72 208.10 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 406.83 208.10 Td (as ) Tj ET Q q 0 0 0 rg BT 417.66 208.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 458.49 208.10 Td (above) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.36 208.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 191.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.91 191.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 157.90 191.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.90 191.10 Td (, ) Tj ET Q q 0 0 0 rg BT 183.31 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.43 191.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 248.00 191.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 281.44 191.10 Td (on ) Tj ET Q q 0 0 0 rg BT 294.35 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.48 191.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 350.71 191.10 Td (line ) Tj ET Q q 0 0 0 rg BT 368.61 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.85 191.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 405.52 191.10 Td (with ) Tj ET Q q 0 0 0 rg BT 426.21 191.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 461.89 191.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.35 191.10 Td ($120.47 ) Tj ET Q q 0 0 0 rg BT 515.76 191.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.65 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.56 191.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.89 179.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 93.88 179.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 123.31 179.10 Td (an ) Tj ET Q q 0 0 0 rg BT 134.42 179.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 165.52 179.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 182.18 179.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.18 179.10 Td (1.94%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.01 179.10 Td (. ) Tj ET Q q 0 0 0 rg BT 222.06 179.10 Td (This ) Tj ET Q q 0 0 0 rg BT 241.51 179.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 273.71 179.10 Td (is ) Tj ET Q q 0 0 0 rg BT 282.05 179.10 Td (included ) Tj ET Q q 0 0 0 rg BT 318.16 179.10 Td (in ) Tj ET Q q 0 0 0 rg BT 327.61 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.50 179.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 382.60 179.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 421.49 179.10 Td (section ) Tj ET Q q 0 0 0 rg BT 451.49 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.49 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 475.38 179.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 529.82 179.10 Td (Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 167.10 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 82.01 167.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 167.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.75 167.10 Td (, ) Tj ET Q q 0 0 0 rg BT 139.66 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 155.28 167.10 Td (average ) Tj ET Q q 0 0 0 rg BT 189.77 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 207.61 167.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 251.57 167.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 301.64 167.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 339.47 167.10 Td (on ) Tj ET Q q 0 0 0 rg BT 352.88 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.50 167.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 410.23 167.10 Td (line ) Tj ET Q q 0 0 0 rg BT 428.63 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 440.37 167.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 466.54 167.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.37 167.10 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 515.28 167.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.17 167.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.57 167.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 155.10 Td ($120.47 ) Tj ET Q q 0 0 0 rg BT 85.00 155.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.89 155.10 Td (, ) Tj ET Q q 0 0 0 rg BT 118.89 155.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 166.55 155.10 Td (, ) Tj ET Q q 0 0 0 rg BT 171.55 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.49 155.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.21 155.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 242.36 155.10 Td (average ) Tj ET Q q 0 0 0 rg BT 275.95 155.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 307.88 155.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 325.37 155.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.42 155.10 Td (1.78%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 133.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 133.10 Td (In ) Tj ET Q q 0 0 0 rg BT 96.64 133.10 Td (August ) Tj ET Q q 0 0 0 rg BT 128.48 133.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 151.44 133.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.62 133.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 216.24 133.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 249.73 133.10 Td (on ) Tj ET Q q 0 0 0 rg BT 262.69 133.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.86 133.10 Td (term ) Tj ET Q q 0 0 0 rg BT 299.15 133.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 319.32 133.10 Td (with ) Tj ET Q q 0 0 0 rg BT 340.06 133.10 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 377.46 133.10 Td (was ) Tj ET Q q 0 0 0 rg BT 395.97 133.10 Td ($0 ) Tj ET Q q 0 0 0 rg BT 408.93 133.10 Td (million ) Tj ET Q q 0 0 0 rg BT 440.78 133.10 Td (as ) Tj ET Q q 0 0 0 rg BT 452.06 133.10 Td (it ) Tj ET Q q 0 0 0 rg BT 460.58 133.10 Td (was ) Tj ET Q q 0 0 0 rg BT 479.09 133.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 499.26 133.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.00 133.10 Td (full ) Tj ET Q q 0 0 0 rg BT 526.85 133.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 549.80 133.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.10 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 100.80 121.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.16 121.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.41 121.10 Td (aforementioned ) Tj ET Q q 0 0 0 rg BT 193.20 121.10 Td (new ) Tj ET Q q 0 0 0 rg BT 212.89 121.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 233.14 121.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 264.50 121.10 Td (with ) Tj ET Q q 0 0 0 rg BT 285.31 121.10 Td (Regions. ) Tj ET Q q 0 0 0 rg BT 323.63 121.10 Td (During ) Tj ET Q q 0 0 0 rg BT 354.99 121.10 Td (the ) Tj ET Q q 0 0 0 rg BT 370.24 121.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 399.93 121.10 Td (months ) Tj ET Q q 0 0 0 rg BT 432.41 121.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 459.33 121.10 Td (December ) Tj ET Q q 0 0 0 rg BT 503.44 121.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 518.98 121.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 544.51 121.10 Td ($7.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.39 109.10 Td (of ) Tj ET Q q 0 0 0 rg BT 92.22 109.10 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 134.71 109.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 175.53 109.10 Td (were ) Tj ET Q q 0 0 0 rg BT 197.46 109.10 Td (made ) Tj ET Q q 0 0 0 rg BT 221.62 109.10 Td (against ) Tj ET Q q 0 0 0 rg BT 252.44 109.10 Td (this ) Tj ET Q q 0 0 0 rg BT 269.39 109.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 319.65 109.10 Td (term ) Tj ET Q q 0 0 0 rg BT 340.48 109.10 Td (loan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.10 Td ( ) Tj ET Q endstream endobj 75 0 obj <>] /Rotate 0 /Contents 76 0 R>> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (34) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (Contractual ) Tj ET Q q 0 0 0 rg BT 104.16 684.10 Td (Obligations ) Tj ET Q q 0 0 0 rg BT 156.12 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 174.74 684.10 Td (Commer) Tj ET Q q 0 0 0 rg BT 212.32 684.10 Td (cial ) Tj ET Q q 0 0 0 rg BT 229.81 684.10 Td (Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 662.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.44 662.10 Td (following ) Tj ET Q q 0 0 0 rg BT 157.21 662.10 Td (table ) Tj ET Q q 0 0 0 rg BT 178.54 662.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 228.19 662.10 Td (our ) Tj ET Q q 0 0 0 rg BT 243.41 662.10 Td (known ) Tj ET Q q 0 0 0 rg BT 272.52 662.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 318.83 662.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 337.94 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 354.26 662.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 376.14 662.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 422.47 662.10 Td (as ) Tj ET Q q 0 0 0 rg BT 432.69 662.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.91 662.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 500.88 662.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.88 662.10 Td (. ) Tj ET Q q 0 0 0 rg BT 525.14 662.10 Td (The ) Tj ET Q q 0 0 0 rg BT 542.57 662.10 Td (table ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.10 Td (excludes ) Tj ET Q q 0 0 0 rg BT 87.49 650.10 Td (commitments ) Tj ET Q q 0 0 0 rg BT 144.42 650.10 Td (that ) Tj ET Q q 0 0 0 rg BT 161.92 650.10 Td (are ) Tj ET Q q 0 0 0 rg BT 176.63 650.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 221.34 650.10 Td (based ) Tj ET Q q 0 0 0 rg BT 246.61 650.10 Td (on ) Tj ET Q q 0 0 0 rg BT 259.11 650.10 Td (events ) Tj ET Q q 0 0 0 rg BT 287.15 650.10 Td (or ) Tj ET Q q 0 0 0 rg BT 297.98 650.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 327.69 650.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 367.39 650.10 Td (at ) Tj ET Q q 0 0 0 rg BT 377.11 650.10 Td (this ) Tj ET Q q 0 0 0 rg BT 394.06 650.10 Td (time.) 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d 0 J 0 j 3 M 266.5 506.6 m 322.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 266.5 504.6 m 322.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 506.6 m 382.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 504.6 m 382.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 506.6 m 442.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 504.6 m 442.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 506.6 m 502.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 504.6 m 502.5 504.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 506.6 m 562.5 506.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 504.6 m 562.5 504.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 630.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.30 630.28 Td (Payment Due by Period) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 283.05 607.28 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.95 616.33 Td (Less 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ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 579.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 579.17 Td (120,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 579.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 579.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 565.17 Td (Short and long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.15 565.17 Td (1,543) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.65 565.17 Td (943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 565.17 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 565.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 565.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 551.17 Td (Operating leases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.15 551.17 Td (20,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 551.17 Td (5,863) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 551.17 Td (8,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 551.17 Td (5,208) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 551.17 Td (1,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 537.17 Td (Future Purchase Agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.15 537.17 Td (5,744) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.50 537.17 Td (3,715) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.50 537.17 Td (1,082) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 537.17 Td (947) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 537.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 523.17 Td (Capital leases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 523.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.65 523.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.65 523.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 523.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 523.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 59.00 509.33 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.00 509.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 286.15 509.33 Td (148,185) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.00 509.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.15 509.33 Td (10,521) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.00 509.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.15 509.33 Td (9,704) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.00 509.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 466.15 509.33 Td (126,620) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.00 509.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.15 509.33 Td (1,340) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 462.10 Td (Off ) Tj ET Q q 0 0 0 rg BT 66.94 462.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 103.33 462.10 Td (Sheet ) Tj ET Q q 0 0 0 rg BT 128.97 462.10 Td (T) Tj ET Q q 0 0 0 rg BT 134.90 462.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 440.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 440.10 Td (e ) Tj ET Q q 0 0 0 rg BT 114.58 440.10 Td (do ) Tj ET Q q 0 0 0 rg BT 127.08 440.10 Td (not ) Tj ET Q q 0 0 0 rg BT 142.35 440.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 173.17 440.10 Td (in ) Tj ET Q q 0 0 0 rg BT 183.45 440.10 Td (of) Tj ET Q q 0 0 0 rg BT 191.60 440.10 Td (f-balance ) Tj ET Q q 0 0 0 rg BT 231.29 440.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 254.34 440.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 294.60 440.10 Td (activities.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 396.10 Td (Inflation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 374.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 374.10 Td (e ) Tj ET Q q 0 0 0 rg BT 114.17 374.10 Td (do ) Tj ET Q q 0 0 0 rg BT 126.25 374.10 Td (not ) Tj ET Q q 0 0 0 rg BT 141.12 374.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 172.08 374.10 Td (that ) Tj ET Q q 0 0 0 rg BT 189.17 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.47 374.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 220.55 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 230.96 374.10 Td (inflation ) Tj ET Q q 0 0 0 rg BT 266.94 374.10 Td (has ) Tj ET Q q 0 0 0 rg BT 282.35 374.10 Td (had ) Tj ET Q q 0 0 0 rg BT 298.88 374.10 Td (a ) Tj ET Q q 0 0 0 rg BT 305.41 374.10 Td (material ) Tj ET Q q 0 0 0 rg BT 340.26 374.10 Td (ef) Tj ET Q q 0 0 0 rg BT 347.84 374.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 364.92 374.10 Td (on ) Tj ET Q q 0 0 0 rg BT 377.01 374.10 Td (our ) Tj ET Q q 0 0 0 rg BT 392.43 374.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 432.28 374.10 Td (results. ) Tj ET Q q 0 0 0 rg BT 462.98 374.10 Td (However) Tj ET Q q 0 0 0 rg BT 499.23 374.10 Td (, ) Tj ET Q q 0 0 0 rg BT 503.82 374.10 Td (inflation ) Tj ET Q q 0 0 0 rg BT 539.79 374.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 90.82 362.10 Td (af) Tj ET Q q 0 0 0 rg BT 98.40 362.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 115.89 362.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.72 362.10 Td (future ) Tj ET Q q 0 0 0 rg BT 158.10 362.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 198.36 362.10 Td (results.) 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ET Q q 0 0 0 rg BT 453.11 516.25 Td (18, ) Tj ET Q q 0 0 0 rg BT 467.14 516.25 Td (2014. ) Tj ET Q q 0 0 0 rg BT 490.83 516.25 Td (After ) Tj ET Q q 0 0 0 rg BT 513.47 516.25 Td (the ) Tj ET Q q 0 0 0 rg BT 527.21 516.25 Td (ef) Tj ET Q q 0 0 0 rg BT 534.80 516.25 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.25 Td (date, ) Tj ET Q q 0 0 0 rg BT 71.15 504.25 Td (an ) Tj ET Q q 0 0 0 rg BT 82.59 504.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 119.01 504.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 143.78 504.25 Td (can ) Tj ET Q q 0 0 0 rg BT 159.65 504.25 Td (make ) Tj ET Q q 0 0 0 rg BT 183.31 504.25 Td (an ) Tj ET Q q 0 0 0 rg BT 194.74 504.25 Td (election ) Tj ET Q q 0 0 0 rg BT 228.39 504.25 Td (to ) Tj ET Q q 0 0 0 rg BT 238.16 504.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 262.38 504.25 Td (the ) Tj ET Q q 0 0 0 rg BT 276.59 504.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 314.68 504.25 Td (to ) Tj ET Q q 0 0 0 rg BT 324.46 504.25 Td (future ) Tj ET Q q 0 0 0 rg BT 350.33 504.25 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 423.41 504.25 Td (events ) Tj ET Q q 0 0 0 rg BT 450.95 504.25 Td (or ) Tj ET Q q 0 0 0 rg BT 461.28 504.25 Td (to ) Tj ET Q q 0 0 0 rg BT 471.05 504.25 Td (its ) Tj ET Q q 0 0 0 rg BT 482.50 504.25 Td (most ) Tj ET Q q 0 0 0 rg BT 503.95 504.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 530.37 504.25 Td (change-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.25 Td (in-control ) Tj ET Q q 0 0 0 rg BT 90.87 492.25 Td (event. ) Tj ET Q q 0 0 0 rg BT 116.36 492.25 Td (The ) Tj ET Q q 0 0 0 rg BT 133.34 492.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 173.67 492.25 Td (will ) Tj ET Q q 0 0 0 rg BT 190.66 492.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 214.31 492.25 Td (this ) Tj ET Q q 0 0 0 rg BT 230.20 492.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 275.51 492.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 314.71 492.25 Td (update ) Tj ET Q q 0 0 0 rg BT 342.81 492.25 Td (to ) Tj ET Q q 0 0 0 rg BT 352.02 492.25 Td (any ) Tj ET Q q 0 0 0 rg BT 367.90 492.25 Td (separately ) Tj ET Q q 0 0 0 rg BT 409.87 492.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 436.30 492.25 Td (or ) Tj ET Q q 0 0 0 rg BT 446.07 492.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 465.83 492.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 487.27 492.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 523.69 492.25 Td (statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 480.25 Td (its ) Tj ET Q q 0 0 0 rg BT 76.11 480.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 113.03 480.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 162.75 480.25 Td (and ) Tj ET Q q 0 0 0 rg BT 179.69 480.25 Td (is ) Tj ET Q q 0 0 0 rg BT 188.86 480.25 Td (still ) Tj ET Q q 0 0 0 rg BT 206.36 480.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 250.51 480.25 Td (the ) Tj ET Q q 0 0 0 rg BT 265.23 480.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 294.94 480.25 Td (of ) Tj ET Q q 0 0 0 rg BT 305.77 480.25 Td (its ) Tj ET Q q 0 0 0 rg BT 317.72 480.25 Td (adoption.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 458.25 Td (In ) Tj ET Q q 0 0 0 rg BT 97.91 458.25 Td (May ) Tj ET Q q 0 0 0 rg BT 119.82 458.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 143.40 458.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.19 458.25 Td (F) Tj ET Q q 0 0 0 rg BT 164.01 458.25 Td (ASB ) Tj ET Q q 0 0 0 rg BT 187.04 458.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 214.83 458.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 265.07 458.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 308.09 458.25 Td (Update ) Tj ET Q q 0 0 0 rg BT 340.54 458.25 Td (\("ASU"\) ) Tj ET Q q 0 0 0 rg BT 378.95 458.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 397.25 458.25 Td (2014-09, ) Tj ET Q q 0 0 0 rg BT 436.66 458.25 Td ("Revenue ) Tj ET Q q 0 0 0 rg BT 479.31 458.25 Td (from ) Tj ET Q q 0 0 0 rg BT 502.32 458.25 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 544.23 458.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.25 Td (customers". ) Tj ET Q q 0 0 0 rg BT 99.22 446.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 121.91 446.25 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 157.93 446.25 Td (af) Tj ET Q q 0 0 0 rg BT 165.52 446.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 187.08 446.25 Td (any ) Tj ET Q q 0 0 0 rg BT 204.20 446.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 229.66 446.25 Td (using ) Tj ET Q q 0 0 0 rg BT 254.02 446.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 274.49 446.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 301.34 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 304.03 446.25 Td (that ) Tj ET Q q 0 0 0 rg BT 321.71 446.25 Td (either ) Tj ET Q q 0 0 0 rg BT 347.16 446.25 Td (enters ) Tj ET Q q 0 0 0 rg BT 373.72 446.25 Td (into ) Tj ET Q q 0 0 0 rg BT 391.96 446.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 430.74 446.25 Td (with ) Tj ET Q q 0 0 0 rg BT 451.20 446.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 494.44 446.25 Td (to ) Tj ET Q q 0 0 0 rg BT 504.90 446.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 538.12 446.25 Td (goods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.25 Td (or ) Tj ET Q q 0 0 0 rg BT 61.55 434.25 Td (services ) Tj ET Q q 0 0 0 rg BT 96.98 434.25 Td (or ) Tj ET Q q 0 0 0 rg BT 108.53 434.25 Td (enters ) Tj ET Q q 0 0 0 rg BT 135.63 434.25 Td (into ) Tj ET Q q 0 0 0 rg BT 154.40 434.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 193.72 434.25 Td (for ) Tj ET Q q 0 0 0 rg BT 208.60 434.25 Td (the ) Tj ET Q q 0 0 0 rg BT 224.03 434.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 257.79 434.25 Td (of ) Tj ET Q q 0 0 0 rg BT 269.34 434.25 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 325.87 434.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 352.42 434.25 Td (unless ) Tj ET Q q 0 0 0 rg BT 380.64 434.25 Td (those ) Tj ET Q q 0 0 0 rg BT 404.97 434.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 444.28 434.25 Td (are ) Tj ET Q q 0 0 0 rg BT 459.71 434.25 Td (within ) Tj ET Q q 0 0 0 rg BT 488.49 434.25 Td (the ) Tj ET Q q 0 0 0 rg BT 503.93 434.25 Td (scope ) Tj ET Q q 0 0 0 rg BT 529.91 434.25 Td (of ) Tj ET Q q 0 0 0 rg BT 541.46 434.25 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.25 Td (standards ) Tj ET Q q 0 0 0 rg BT 90.62 422.25 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 113.74 422.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.90 422.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 193.84 422.25 Td (or ) Tj ET Q q 0 0 0 rg BT 205.02 422.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 227.86 422.25 Td (contracts\). ) Tj ET Q q 0 0 0 rg BT 272.42 422.25 Td (This ) Tj ET Q q 0 0 0 rg BT 292.42 422.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 315.28 422.25 Td (will ) Tj ET Q q 0 0 0 rg BT 333.68 422.25 Td (supersede ) Tj ET Q q 0 0 0 rg BT 375.96 422.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.03 422.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 425.52 422.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 473.91 422.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 528.96 422.25 Td (in ) Tj ET Q q 0 0 0 rg BT 539.38 422.25 Td (T) Tj ET Q q 0 0 0 rg BT 544.79 422.25 Td (opic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.25 Td (605, ) Tj ET Q q 0 0 0 rg BT 68.78 410.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 105.05 410.25 Td (Recognition, ) Tj ET Q q 0 0 0 rg BT 157.72 410.25 Td (and ) Tj ET Q q 0 0 0 rg BT 173.44 410.25 Td (most ) Tj ET Q q 0 0 0 rg BT 194.17 410.25 Td (industry-specific ) Tj ET Q q 0 0 0 rg BT 262.66 410.25 Td (guidance. ) Tj ET Q q 0 0 0 rg BT 302.45 410.25 Td (This ) Tj ET Q q 0 0 0 rg BT 321.23 410.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 342.51 410.25 Td (also ) Tj ET Q q 0 0 0 rg BT 359.91 410.25 Td (supersedes ) Tj ET Q q 0 0 0 rg BT 404.51 410.25 Td (some ) Tj ET Q q 0 0 0 rg BT 426.90 410.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 444.30 410.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 481.67 410.25 Td (included ) Tj ET Q q 0 0 0 rg BT 517.39 410.25 Td (in ) Tj ET Q q 0 0 0 rg BT 526.46 410.25 Td (Subtopic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.25 Td (605-35, ) Tj ET Q q 0 0 0 rg BT 83.04 398.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 120.24 398.25 Td (RecognitionConstruction-T) Tj ET Q q 0 0 0 rg BT 239.53 398.25 Td (ype ) Tj ET Q q 0 0 0 rg BT 256.18 398.25 Td (and ) Tj ET Q q 0 0 0 rg BT 272.84 398.25 Td (Production-T) Tj ET Q q 0 0 0 rg BT 325.46 398.25 Td (ype ) Tj ET Q q 0 0 0 rg BT 342.12 398.25 Td (Contracts. ) Tj ET Q q 0 0 0 rg BT 385.16 398.25 Td (In ) Tj ET Q q 0 0 0 rg BT 395.70 398.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 433.19 398.25 Td (the ) Tj ET Q q 0 0 0 rg BT 447.62 398.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 481.50 398.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 535.92 398.25 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 398.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 98.26 386.25 Td (of ) Tj ET Q q 0 0 0 rg BT 109.30 386.25 Td (a ) Tj ET Q q 0 0 0 rg BT 116.46 386.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 136.39 386.25 Td (or ) Tj ET Q q 0 0 0 rg BT 147.43 386.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 165.71 386.25 Td (on ) Tj ET Q q 0 0 0 rg BT 178.42 386.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.35 386.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 226.61 386.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.65 386.25 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 293.68 386.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 319.72 386.25 Td (that ) Tj ET Q q 0 0 0 rg BT 337.43 386.25 Td (are ) Tj ET Q q 0 0 0 rg BT 352.35 386.25 Td (not ) Tj ET Q q 0 0 0 rg BT 367.85 386.25 Td (in ) Tj ET Q q 0 0 0 rg BT 378.34 386.25 Td (a ) Tj ET Q q 0 0 0 rg BT 385.49 386.25 Td (contract ) Tj ET Q q 0 0 0 rg BT 420.41 386.25 Td (with ) Tj ET Q q 0 0 0 rg BT 440.90 386.25 Td (a ) Tj ET Q q 0 0 0 rg BT 448.06 386.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 487.43 386.25 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 510.41 386.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 536.46 386.25 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.86 374.25 Td (scope ) Tj ET Q q 0 0 0 rg BT 88.28 374.25 Td (of ) Tj ET Q q 0 0 0 rg BT 98.14 374.25 Td (T) Tj ET Q q 0 0 0 rg BT 103.55 374.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 122.42 374.25 Td (360, ) Tj ET Q q 0 0 0 rg BT 141.56 374.25 Td (Property) Tj ET Q q 0 0 0 rg BT 175.35 374.25 Td (, ) Tj ET Q q 0 0 0 rg BT 179.50 374.25 Td (Plant, ) Tj ET Q q 0 0 0 rg BT 204.20 374.25 Td (and ) Tj ET Q q 0 0 0 rg BT 220.29 374.25 Td (Equipment, ) Tj ET Q q 0 0 0 rg BT 268.32 374.25 Td (and ) Tj ET Q q 0 0 0 rg BT 284.41 374.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 326.05 374.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 351.02 374.25 Td (within ) Tj ET Q q 0 0 0 rg BT 378.23 374.25 Td (the ) Tj ET Q q 0 0 0 rg BT 392.09 374.25 Td (scope ) Tj ET Q q 0 0 0 rg BT 416.51 374.25 Td (of ) Tj ET Q q 0 0 0 rg BT 426.37 374.25 Td (T) Tj ET Q q 0 0 0 rg BT 431.78 374.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 450.64 374.25 Td (350, ) Tj ET Q q 0 0 0 rg BT 469.79 374.25 Td (IntangiblesGoodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.60 362.25 Td (Other\) ) Tj ET Q q 0 0 0 rg BT 94.85 362.25 Td (are ) Tj ET Q q 0 0 0 rg BT 109.22 362.25 Td (amended ) Tj ET Q q 0 0 0 rg BT 147.47 362.25 Td (to ) Tj ET Q q 0 0 0 rg BT 157.41 362.25 Td (be ) Tj ET Q q 0 0 0 rg BT 169.00 362.25 Td (consistent ) Tj ET Q q 0 0 0 rg BT 211.16 362.25 Td (with ) Tj ET Q q 0 0 0 rg BT 231.09 362.25 Td (the ) Tj ET Q q 0 0 0 rg BT 245.47 362.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 283.72 362.25 Td (on ) Tj ET Q q 0 0 0 rg BT 295.88 362.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 343.58 362.25 Td (and ) Tj ET Q q 0 0 0 rg BT 360.18 362.25 Td (measurement ) Tj ET Q q 0 0 0 rg BT 415.64 362.25 Td (\(including ) Tj ET Q q 0 0 0 rg BT 458.91 362.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.28 362.25 Td (constraint ) Tj ET Q q 0 0 0 rg BT 514.87 362.25 Td (on ) Tj ET Q q 0 0 0 rg BT 527.03 362.25 Td (revenue\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 350.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 350.25 Td (this ) Tj ET Q q 0 0 0 rg BT 76.67 350.25 Td (ASU. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 328.25 Td (The core principle of the guidance is that an entity should recognize revenue to depict the transfer of promised goods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (those goods or services. ) Tj ET Q q 0 0 0 rg BT 147.86 304.25 Td (T) Tj ET Q q 0 0 0 rg BT 153.27 304.25 Td (o achieve that core principle, an entity should apply the following steps:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 292.25 Td (Step 1: Identify the contract\(s\) with a customer) Tj ET Q q 0 0 0 rg BT 274.00 292.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 280.25 Td (Step 2: Identify the performance obligations in the contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 268.25 Td (Step 3: Determine the transaction price.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 256.25 Td (Step 4: ) Tj ET Q q 0 0 0 rg BT 116.00 256.25 Td (Allocate the transaction price to the performance obligations in the contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 244.25 Td (Step 5: Recognize revenue when \(or as\) the entity satisfies a performance obligation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 220.25 Td (For a public entity) Tj ET Q q 0 0 0 rg BT 158.95 220.25 Td (, the amendments in this ) Tj ET Q q 0 0 0 rg BT 258.38 220.25 Td (ASU are ef) Tj ET Q q 0 0 0 rg BT 303.18 220.25 Td (fective for annual reporting periods beginning after December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.25 Td (15, 2016, including interim periods within that reporting period. Early application is not permitted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 184.25 Td (An entity should apply the amendments in this ) Tj ET Q q 0 0 0 rg BT 274.32 184.25 Td (ASU using one of the following two methods:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 172.25 Td (1. Retrospectively to each prior reporting period presented and the entity may elect any of the following) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 160.25 Td (practical expedients:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 148.25 Td ( For completed contracts, an entity need not restate contracts that begin and end within the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 136.25 Td ( same annual reporting period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 124.25 Td ( For completed contracts that have variable consideration, an entity may use the transaction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 112.25 Td ( price at the date the contract was completed rather than estimating variable consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 100.25 Td ( amounts in the comparative reporting periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 88.25 Td ( For all reporting periods presented before the date of initial application, an entity need not) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 76.25 Td ( disclose the amount of the transaction price allocated to remaining performance obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 64.25 Td ( and an explanation of when the entity expects to recognize that amount as revenue.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 52.25 Td (2. Retrospectively with the cumulative ef) Tj ET Q q 0 0 0 rg BT 286.77 52.25 Td (fect of initially applying this ) Tj ET Q q 0 0 0 rg BT 402.59 52.25 Td (ASU recognized at the date of initial) Tj ET Q endstream endobj 79 0 obj <>] /Rotate 0 /Contents 80 0 R>> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 742.10 Td (application. If an entity elects this transition method it also should provide the additional disclosures in) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 730.10 Td (reporting periods that include the date of initial application of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.82 718.10 Td (The amount by which each financial statement line item is af) Tj ET Q q 0 0 0 rg BT 407.44 718.10 Td (fected in the current reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 706.10 Td ( period by the application of this ) Tj ET Q q 0 0 0 rg BT 294.92 706.10 Td (ASU as compared to the guidance that was in ef) Tj ET Q q 0 0 0 rg BT 487.18 706.10 Td (fect before) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 694.10 Td ( the change.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.45 682.10 Td (An explanation of the reasons for significant changes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 658.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.67 658.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.68 658.10 Td (will ) Tj ET Q q 0 0 0 rg BT 162.37 658.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 186.71 658.10 Td (this ) Tj ET Q q 0 0 0 rg BT 203.28 658.10 Td (new ) Tj ET Q q 0 0 0 rg BT 222.07 658.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 268.07 658.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 304.07 658.10 Td (ef) Tj ET Q q 0 0 0 rg BT 311.66 658.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 340.98 658.10 Td (January ) Tj ET Q q 0 0 0 rg BT 374.21 658.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 383.83 658.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 405.96 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 422.52 658.10 Td (is ) Tj ET Q q 0 0 0 rg BT 431.32 658.10 Td (considering ) Tj ET Q q 0 0 0 rg BT 480.10 658.10 Td (but ) Tj ET Q q 0 0 0 rg BT 495.00 658.10 Td (has ) Tj ET Q q 0 0 0 rg BT 510.46 658.10 Td (not ) Tj ET Q q 0 0 0 rg BT 525.36 658.10 Td (presently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 132.43 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 133.88 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 147.54 646.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 176.20 646.10 Td (that ) Tj ET Q q 0 0 0 rg BT 192.64 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.31 646.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 242.75 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.21 646.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 273.66 646.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 289.83 646.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 324.61 646.10 Td (will ) Tj ET Q q 0 0 0 rg BT 341.61 646.10 Td (have ) Tj ET Q q 0 0 0 rg BT 361.94 646.10 Td (on ) Tj ET Q q 0 0 0 rg BT 373.39 646.10 Td (its ) Tj ET Q q 0 0 0 rg BT 384.28 646.10 Td (income ) Tj ET Q q 0 0 0 rg BT 415.16 646.10 Td (statement, ) Tj ET Q q 0 0 0 rg BT 457.43 646.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 489.41 646.10 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 513.91 646.10 Td (or ) Tj ET Q q 0 0 0 rg BT 523.68 646.10 Td (statement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 97.57 634.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 118.58 634.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 146.54 634.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 202.27 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.73 634.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 259.86 634.10 Td (has ) Tj ET Q q 0 0 0 rg BT 276.43 634.10 Td (not ) Tj ET Q q 0 0 0 rg BT 292.45 634.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 307.91 634.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 356.13 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.58 634.10 Td (method ) Tj ET Q q 0 0 0 rg BT 404.82 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.39 634.10 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 471.27 634.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 509.51 634.10 Td (it ) Tj ET Q q 0 0 0 rg BT 518.31 634.10 Td (will ) Tj ET Q q 0 0 0 rg BT 537.11 634.10 Td (use ) Tj ET Q q 0 0 0 rg BT 553.68 634.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (described ) Tj ET Q q 0 0 0 rg BT 126.82 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 137.09 622.10 Td (paragraphs ) Tj ET Q q 0 0 0 rg BT 183.46 622.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 190.96 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 207.90 622.10 Td (2 ) Tj ET Q q 0 0 0 rg BT 215.40 622.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 267.88 622.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 588.10 Td (In ) Tj ET Q q 0 0 0 rg BT 96.25 588.10 Td (July ) Tj ET Q q 0 0 0 rg BT 114.85 588.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 139.27 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.41 588.10 Td (F) Tj ET Q q 0 0 0 rg BT 158.23 588.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 179.61 588.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 206.11 588.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 254.69 588.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 296.05 588.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 326.85 588.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 343.50 588.10 Td (2013-1) Tj ET Q q 0 0 0 rg BT 371.45 588.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 380.88 588.10 Td ("Presentation ) Tj ET Q q 0 0 0 rg BT 436.32 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 446.57 588.10 Td (an ) Tj ET Q q 0 0 0 rg BT 457.93 588.10 Td (Unrecognized ) Tj ET Q q 0 0 0 rg BT 515.80 588.10 Td (T) Tj ET Q q 0 0 0 rg BT 521.21 588.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 532.57 588.10 Td (Benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.10 Td (When ) Tj ET Q q 0 0 0 rg BT 76.67 576.10 Td (a ) Tj ET Q q 0 0 0 rg BT 83.91 576.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 101.15 576.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 143.93 576.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 165.62 576.10 Td (Carryforward, ) Tj ET Q q 0 0 0 rg BT 225.34 576.10 Td (a ) Tj ET Q q 0 0 0 rg BT 232.57 576.10 Td (Similar ) Tj ET Q q 0 0 0 rg BT 264.61 576.10 Td (T) Tj ET Q q 0 0 0 rg BT 270.02 576.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 282.26 576.10 Td (Loss, ) Tj ET Q q 0 0 0 rg BT 306.45 576.10 Td (or ) Tj ET Q q 0 0 0 rg BT 317.58 576.10 Td (a ) Tj ET Q q 0 0 0 rg BT 324.61 576.10 Td (T) Tj ET Q q 0 0 0 rg BT 330.02 576.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 342.26 576.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 370.05 576.10 Td (Carryforward ) Tj ET Q q 0 0 0 rg BT 427.27 576.10 Td (Exists". ) Tj ET Q q 0 0 0 rg BT 460.89 576.10 Td (This ) Tj ET Q q 0 0 0 rg BT 481.47 576.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 528.14 576.10 Td (standard ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (states ) Tj ET Q q 0 0 0 rg BT 74.30 564.10 Td (that ) Tj ET Q q 0 0 0 rg BT 91.38 564.10 Td (an ) Tj ET Q q 0 0 0 rg BT 102.90 564.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 158.84 564.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 173.14 564.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 205.48 564.10 Td (or ) Tj ET Q q 0 0 0 rg BT 215.89 564.10 Td (a ) Tj ET Q q 0 0 0 rg BT 222.41 564.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 253.38 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 263.79 564.10 Td (an ) Tj ET Q q 0 0 0 rg BT 275.31 564.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 331.26 564.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 345.56 564.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 377.90 564.10 Td (should ) Tj ET Q q 0 0 0 rg BT 406.65 564.10 Td (be ) Tj ET Q q 0 0 0 rg BT 418.17 564.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 458.57 564.10 Td (in ) Tj ET Q q 0 0 0 rg BT 468.43 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.73 564.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 519.79 564.10 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.81 552.10 Td (a ) Tj ET Q q 0 0 0 rg BT 67.72 552.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 107.96 552.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.21 552.10 Td (a ) Tj ET Q q 0 0 0 rg BT 125.13 552.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 160.91 552.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 175.60 552.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 197.51 552.10 Td (for ) Tj ET Q q 0 0 0 rg BT 211.65 552.10 Td (a ) Tj ET Q q 0 0 0 rg BT 218.56 552.10 Td (net ) Tj ET Q q 0 0 0 rg BT 233.26 552.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 273.50 552.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 291.53 552.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 348.70 552.10 Td (a ) Tj ET Q q 0 0 0 rg BT 355.61 552.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 385.86 552.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 400.55 552.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 421.09 552.10 Td (or ) Tj ET Q q 0 0 0 rg BT 431.89 552.10 Td (a ) Tj ET Q q 0 0 0 rg BT 438.81 552.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 453.50 552.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 478.74 552.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 535.90 552.10 Td (except ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.04 540.10 Td (follows. ) Tj ET Q q 0 0 0 rg BT 96.05 540.10 Td (T) Tj ET Q q 0 0 0 rg BT 101.46 540.10 Td (o ) Tj ET Q q 0 0 0 rg BT 109.16 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 124.09 540.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 151.23 540.10 Td (a ) Tj ET Q q 0 0 0 rg BT 158.37 540.10 Td (net ) Tj ET Q q 0 0 0 rg BT 173.30 540.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 213.77 540.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 232.03 540.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 289.43 540.10 Td (a ) Tj ET Q q 0 0 0 rg BT 296.57 540.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 327.05 540.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 341.98 540.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 362.74 540.10 Td (or ) Tj ET Q q 0 0 0 rg BT 373.78 540.10 Td (a ) Tj ET Q q 0 0 0 rg BT 380.93 540.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 395.85 540.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 421.32 540.10 Td (carryforward ) Tj ET Q q 0 0 0 rg BT 476.21 540.10 Td (is ) Tj ET Q q 0 0 0 rg BT 485.59 540.10 Td (not ) Tj ET Q q 0 0 0 rg BT 501.08 540.10 Td (available ) Tj ET Q q 0 0 0 rg BT 539.87 540.10 Td (at ) Tj ET Q q 0 0 0 rg BT 549.79 540.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 89.79 528.10 Td (date ) Tj ET Q q 0 0 0 rg BT 109.58 528.10 Td (under ) Tj ET Q q 0 0 0 rg BT 135.49 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.84 528.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 166.19 528.10 Td (law ) Tj ET Q q 0 0 0 rg BT 183.77 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 195.23 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.59 528.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 254.81 528.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 303.50 528.10 Td (to ) Tj ET Q q 0 0 0 rg BT 314.42 528.10 Td (settle ) Tj ET Q q 0 0 0 rg BT 338.66 528.10 Td (any ) Tj ET Q q 0 0 0 rg BT 356.23 528.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 399.36 528.10 Td (income ) Tj ET Q q 0 0 0 rg BT 431.93 528.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 455.61 528.10 Td (that ) Tj ET Q q 0 0 0 rg BT 473.74 528.10 Td (would ) Tj ET Q q 0 0 0 rg BT 501.88 528.10 Td (result ) Tj ET Q q 0 0 0 rg BT 527.23 528.10 Td (from ) Tj ET Q q 0 0 0 rg BT 549.80 528.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (disallowance ) Tj ET Q q 0 0 0 rg BT 104.92 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 115.96 516.10 Td (a ) Tj ET Q q 0 0 0 rg BT 123.11 516.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 138.04 516.10 Td (position ) Tj ET Q q 0 0 0 rg BT 172.98 516.10 Td (or ) Tj ET Q q 0 0 0 rg BT 184.03 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.96 516.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 213.89 516.10 Td (law ) Tj ET Q q 0 0 0 rg BT 231.04 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.08 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.02 516.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 300.82 516.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 349.08 516.10 Td (does ) Tj ET Q q 0 0 0 rg BT 370.13 516.10 Td (not ) Tj ET Q q 0 0 0 rg BT 385.62 516.10 Td (require ) Tj ET Q q 0 0 0 rg BT 416.65 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.58 516.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 457.07 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 467.56 516.10 Td (use, ) Tj ET Q q 0 0 0 rg BT 486.10 516.10 Td (and ) Tj ET Q q 0 0 0 rg BT 503.26 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.19 516.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 543.67 516.10 Td (does ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (not ) Tj ET Q q 0 0 0 rg BT 64.28 504.10 Td (intend ) Tj ET Q q 0 0 0 rg BT 90.79 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 100.07 504.10 Td (use, ) Tj ET Q q 0 0 0 rg BT 117.41 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.13 504.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 165.94 504.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 179.67 504.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 200.61 504.10 Td (for ) Tj ET Q q 0 0 0 rg BT 213.78 504.10 Td (such ) Tj ET Q q 0 0 0 rg BT 233.61 504.10 Td (purpose, ) Tj ET Q q 0 0 0 rg BT 269.28 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 283.00 504.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 338.37 504.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 352.09 504.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 381.36 504.10 Td (should ) Tj ET Q q 0 0 0 rg BT 409.54 504.10 Td (be ) Tj ET Q q 0 0 0 rg BT 420.49 504.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 460.31 504.10 Td (in ) Tj ET Q q 0 0 0 rg BT 469.59 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 483.32 504.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 519.80 504.10 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.35 492.10 Td (a ) Tj ET Q q 0 0 0 rg BT 68.81 492.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 102.94 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 120.40 492.10 Td (should ) Tj ET Q q 0 0 0 rg BT 150.09 492.10 Td (not ) Tj ET Q q 0 0 0 rg BT 165.88 492.10 Td (be ) Tj ET Q q 0 0 0 rg BT 178.34 492.10 Td (combined ) Tj ET Q q 0 0 0 rg BT 220.80 492.10 Td (with ) Tj ET Q q 0 0 0 rg BT 241.59 492.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 277.92 492.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 293.16 492.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 321.79 492.10 Td (This ) Tj ET Q q 0 0 0 rg BT 342.59 492.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 389.48 492.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 430.27 492.10 Td (update ) Tj ET Q q 0 0 0 rg BT 459.94 492.10 Td (applies ) Tj ET Q q 0 0 0 rg BT 491.29 492.10 Td (to ) Tj ET Q q 0 0 0 rg BT 502.09 492.10 Td (all ) Tj ET Q q 0 0 0 rg BT 515.10 492.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 547.00 492.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (have ) Tj ET Q q 0 0 0 rg BT 71.71 480.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 128.40 480.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 143.45 480.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 177.94 480.10 Td (when ) Tj ET Q q 0 0 0 rg BT 202.43 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 209.70 480.10 Td (net ) Tj ET Q q 0 0 0 rg BT 224.75 480.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 265.35 480.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 283.74 480.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 341.26 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 348.53 480.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 379.14 480.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 394.18 480.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 415.08 480.10 Td (or ) Tj ET Q q 0 0 0 rg BT 426.24 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.51 480.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 448.56 480.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 474.16 480.10 Td (carryforward ) Tj ET Q q 0 0 0 rg BT 529.17 480.10 Td (exists ) Tj ET Q q 0 0 0 rg BT 554.79 480.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.38 468.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 103.19 468.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 124.35 468.10 Td (The ) Tj ET Q q 0 0 0 rg BT 142.06 468.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 188.09 468.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 228.02 468.10 Td (update ) Tj ET Q q 0 0 0 rg BT 256.84 468.10 Td (is ) Tj ET Q q 0 0 0 rg BT 265.67 468.10 Td (ef) Tj ET Q q 0 0 0 rg BT 273.26 468.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 302.62 468.10 Td (for ) Tj ET Q q 0 0 0 rg BT 316.44 468.10 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 340.26 468.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 366.02 468.10 Td (and ) Tj ET Q q 0 0 0 rg BT 382.61 468.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 413.66 468.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 445.26 468.10 Td (within ) Tj ET Q q 0 0 0 rg BT 472.97 468.10 Td (those ) Tj ET Q q 0 0 0 rg BT 496.24 468.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 522.00 468.10 Td (beginning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (after ) Tj ET Q q 0 0 0 rg BT 70.92 456.10 Td (December ) Tj ET Q q 0 0 0 rg BT 114.61 456.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 129.72 456.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 154.83 456.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 179.09 456.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 216.69 456.10 Td (is ) Tj ET Q q 0 0 0 rg BT 225.96 456.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 269.20 456.10 Td (The ) Tj ET Q q 0 0 0 rg BT 287.36 456.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 340.50 456.10 Td (should ) Tj ET Q q 0 0 0 rg BT 369.78 456.10 Td (be ) Tj ET Q q 0 0 0 rg BT 381.83 456.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 413.87 456.10 Td (prospectively ) Tj ET Q q 0 0 0 rg BT 470.34 456.10 Td (to ) Tj ET Q q 0 0 0 rg BT 480.73 456.10 Td (all ) Tj ET Q q 0 0 0 rg BT 493.33 456.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 549.80 456.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 84.16 444.10 Td (that ) Tj ET Q q 0 0 0 rg BT 101.65 444.10 Td (exist ) Tj ET Q q 0 0 0 rg BT 123.04 444.10 Td (at ) Tj ET Q q 0 0 0 rg BT 132.76 444.10 Td (the ) Tj ET Q q 0 0 0 rg BT 147.48 444.10 Td (ef) Tj ET Q q 0 0 0 rg BT 155.07 444.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 184.77 444.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 206.43 444.10 Td (Retrospective ) Tj ET Q q 0 0 0 rg BT 263.91 444.10 Td (application ) Tj ET Q q 0 0 0 rg BT 310.84 444.10 Td (is ) Tj ET Q q 0 0 0 rg BT 320.01 444.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 363.15 444.10 Td (The ) Tj ET Q q 0 0 0 rg BT 381.20 444.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 422.59 444.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 456.74 444.10 Td (this ) Tj ET Q q 0 0 0 rg BT 473.69 444.10 Td (new ) Tj ET Q q 0 0 0 rg BT 492.85 444.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 529.23 444.10 Td (in ) Tj ET Q q 0 0 0 rg BT 539.51 444.10 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 432.10 Td (it ) Tj ET Q q 0 0 0 rg BT 75.00 432.10 Td (ef) Tj ET Q q 0 0 0 rg BT 82.58 432.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 109.51 432.10 Td (how ) Tj ET Q q 0 0 0 rg BT 129.23 432.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 185.59 432.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 200.31 432.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 234.46 432.10 Td (were ) Tj ET Q q 0 0 0 rg BT 256.39 432.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 299.42 432.10 Td (for ) Tj ET Q q 0 0 0 rg BT 313.58 432.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.52 432.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 371.34 432.10 Td (in ) Tj ET Q q 0 0 0 rg BT 381.62 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.33 432.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 443.41 432.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 476.45 432.10 Td (sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 410.10 Td (In ) Tj ET Q q 0 0 0 rg BT 96.98 410.10 Td (July ) Tj ET Q q 0 0 0 rg BT 116.30 410.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 141.45 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.32 410.10 Td (F) Tj ET Q q 0 0 0 rg BT 161.14 410.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 183.24 410.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 210.31 410.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 259.61 410.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 301.70 410.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 333.23 410.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 350.60 410.10 Td (2012-02, ) Tj ET Q q 0 0 0 rg BT 389.08 410.10 Td ("T) Tj ET Q q 0 0 0 rg BT 398.57 410.10 Td (esting ) Tj ET Q q 0 0 0 rg BT 425.11 410.10 Td (Indefinite-Lived ) Tj ET Q q 0 0 0 rg BT 493.29 410.10 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 535.90 410.10 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.30 398.10 Td (Impairment" ) Tj ET Q q 0 0 0 rg BT 117.66 398.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 135.85 398.10 Td (revised ) Tj ET Q q 0 0 0 rg BT 167.36 398.10 Td (standard\). ) Tj ET Q q 0 0 0 rg BT 209.51 398.10 Td (The ) Tj ET Q q 0 0 0 rg BT 227.69 398.10 Td (revised ) Tj ET Q q 0 0 0 rg BT 259.21 398.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 295.72 398.10 Td (is ) Tj ET Q q 0 0 0 rg BT 305.02 398.10 Td (intended ) Tj ET Q q 0 0 0 rg BT 342.09 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 352.51 398.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 381.79 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.64 398.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 415.39 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 432.46 398.10 Td (complexity ) Tj ET Q q 0 0 0 rg BT 480.09 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 491.05 398.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 520.35 398.10 Td (indefinite-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (lived ) Tj ET Q q 0 0 0 rg BT 72.42 386.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 114.84 386.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 140.60 386.10 Td (other ) Tj ET Q q 0 0 0 rg BT 163.58 386.10 Td (than ) Tj ET Q q 0 0 0 rg BT 183.23 386.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 221.21 386.10 Td (for ) Tj ET Q q 0 0 0 rg BT 235.30 386.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 286.33 386.10 Td (It ) Tj ET Q q 0 0 0 rg BT 294.87 386.10 Td (allows ) Tj ET Q q 0 0 0 rg BT 323.40 386.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 368.60 386.10 Td (to ) Tj ET Q q 0 0 0 rg BT 378.80 386.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 413.44 386.10 Td (a ) Tj ET Q q 0 0 0 rg BT 420.31 386.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 464.94 386.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 511.81 386.10 Td (to ) Tj ET Q q 0 0 0 rg BT 522.02 386.10 Td (determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 83.79 374.10 Td (further ) Tj ET Q q 0 0 0 rg BT 112.58 374.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 160.26 374.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 188.50 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.41 374.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 261.64 374.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 303.21 374.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 328.12 374.10 Td (is ) Tj ET Q q 0 0 0 rg BT 336.37 374.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 374.59 374.10 Td (, ) Tj ET Q q 0 0 0 rg BT 378.67 374.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 408.03 374.10 Td (in ) Tj ET Q q 0 0 0 rg BT 417.39 374.10 Td (approach ) Tj ET Q q 0 0 0 rg BT 455.61 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 464.97 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.77 374.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 515.91 374.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (test. ) Tj ET Q q 0 0 0 rg BT 69.58 362.10 Td (If, ) Tj ET Q q 0 0 0 rg BT 81.93 362.10 Td (after ) Tj ET Q q 0 0 0 rg BT 103.44 362.10 Td (assessing ) Tj ET Q q 0 0 0 rg BT 143.85 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 159.26 362.10 Td (totality ) Tj ET Q q 0 0 0 rg BT 190.78 362.10 Td (of ) Tj ET Q q 0 0 0 rg BT 202.30 362.10 Td (events ) Tj ET Q q 0 0 0 rg BT 231.04 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.66 362.10 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 311.00 362.10 Td (an ) Tj ET Q q 0 0 0 rg BT 323.63 362.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 349.59 362.10 Td (concludes ) Tj ET Q q 0 0 0 rg BT 392.77 362.10 Td (that ) Tj ET Q q 0 0 0 rg BT 410.95 362.10 Td (it ) Tj ET Q q 0 0 0 rg BT 419.70 362.10 Td (is ) Tj ET Q q 0 0 0 rg BT 429.56 362.10 Td (not ) Tj ET Q q 0 0 0 rg BT 445.53 362.10 Td (more ) Tj ET Q q 0 0 0 rg BT 469.27 362.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 495.23 362.10 Td (than ) Tj ET Q q 0 0 0 rg BT 515.64 362.10 Td (not ) Tj ET Q q 0 0 0 rg BT 531.61 362.10 Td (that ) Tj ET Q q 0 0 0 rg BT 549.79 362.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 350.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 114.05 350.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 156.44 350.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 178.28 350.10 Td (is ) Tj ET Q q 0 0 0 rg BT 187.35 350.10 Td (impaired, ) Tj ET Q q 0 0 0 rg BT 227.79 350.10 Td (then ) Tj ET Q q 0 0 0 rg BT 247.41 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.03 350.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 287.20 350.10 Td (is ) Tj ET Q q 0 0 0 rg BT 296.28 350.10 Td (not ) Tj ET Q q 0 0 0 rg BT 311.46 350.10 Td (required ) Tj ET Q q 0 0 0 rg BT 347.17 350.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.35 350.10 Td (take ) Tj ET Q q 0 0 0 rg BT 376.41 350.10 Td (further ) Tj ET Q q 0 0 0 rg BT 406.02 350.10 Td (action. ) Tj ET Q q 0 0 0 rg BT 435.35 350.10 Td (However) Tj ET Q q 0 0 0 rg BT 471.60 350.10 Td (, ) Tj ET Q q 0 0 0 rg BT 476.50 350.10 Td (if ) Tj ET Q q 0 0 0 rg BT 485.01 350.10 Td (an ) Tj ET Q q 0 0 0 rg BT 496.85 350.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 522.03 350.10 Td (concludes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 338.10 Td (otherwise, ) Tj ET Q q 0 0 0 rg BT 94.97 338.10 Td (then ) Tj ET Q q 0 0 0 rg BT 115.78 338.10 Td (it ) Tj ET Q q 0 0 0 rg BT 124.93 338.10 Td (is ) Tj ET Q q 0 0 0 rg BT 135.19 338.10 Td (required ) Tj ET Q q 0 0 0 rg BT 172.10 338.10 Td (to ) Tj ET Q q 0 0 0 rg BT 183.47 338.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 227.04 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.85 338.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 260.32 338.10 Td (value ) Tj ET Q q 0 0 0 rg BT 285.57 338.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.49 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 313.30 338.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 378.54 338.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 422.13 338.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 445.16 338.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.19 338.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 498.99 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.80 338.10 Td (quantitative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 326.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 98.89 326.10 Td (test ) Tj ET Q q 0 0 0 rg BT 115.57 326.10 Td (by ) Tj ET Q q 0 0 0 rg BT 128.36 326.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 173.92 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.93 326.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 205.60 326.10 Td (value ) Tj ET Q q 0 0 0 rg BT 230.05 326.10 Td (with ) Tj ET Q q 0 0 0 rg BT 250.62 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.63 326.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 301.74 326.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 334.53 326.10 Td (in ) Tj ET Q q 0 0 0 rg BT 345.10 326.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 392.85 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.86 326.10 Td (related ) Tj ET Q q 0 0 0 rg BT 437.86 326.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 476.74 326.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 523.40 326.10 Td (guidance. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 314.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.46 314.10 Td (revised ) Tj ET Q q 0 0 0 rg BT 100.26 314.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 137.05 314.10 Td (is ) Tj ET Q q 0 0 0 rg BT 146.64 314.10 Td (ef) Tj ET Q q 0 0 0 rg BT 154.23 314.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 184.35 314.10 Td (for ) Tj ET Q q 0 0 0 rg BT 198.93 314.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 228.50 314.10 Td (and ) Tj ET Q q 0 0 0 rg BT 245.85 314.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 277.65 314.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 326.67 314.10 Td (tests ) Tj ET Q q 0 0 0 rg BT 347.37 314.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 391.93 314.10 Td (for ) Tj ET Q q 0 0 0 rg BT 406.51 314.10 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 431.08 314.10 Td (years ) Tj ET Q q 0 0 0 rg BT 455.10 314.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 498.01 314.10 Td (after ) Tj ET Q q 0 0 0 rg BT 519.24 314.10 Td (September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 302.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 64.82 302.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 89.65 302.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 113.63 302.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 150.94 302.10 Td (is ) Tj ET Q q 0 0 0 rg BT 159.94 302.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 202.91 302.10 Td (The ) Tj ET Q q 0 0 0 rg BT 220.78 302.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 261.99 302.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 295.97 302.10 Td (this ) Tj ET Q q 0 0 0 rg BT 312.74 302.10 Td (new ) Tj ET Q q 0 0 0 rg BT 331.73 302.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 369.03 302.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 415.22 302.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 451.42 302.10 Td (in ) Tj ET Q q 0 0 0 rg BT 461.53 302.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 483.85 302.10 Td (for ) Tj ET Q q 0 0 0 rg BT 497.83 302.10 Td (use ) Tj ET Q q 0 0 0 rg BT 513.49 302.10 Td (in ) Tj ET Q q 0 0 0 rg BT 523.59 302.10 Td (its ) Tj ET Q q 0 0 0 rg BT 535.36 302.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 98.60 290.10 Td (evaluations ) Tj ET Q q 0 0 0 rg BT 146.64 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.47 290.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 221.62 290.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 264.11 290.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 292.44 290.10 Td (which ) Tj ET Q q 0 0 0 rg BT 319.38 290.10 Td (are ) Tj ET Q q 0 0 0 rg BT 334.08 290.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 378.23 290.10 Td (as ) Tj ET Q q 0 0 0 rg BT 389.06 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 399.89 290.10 Td (September ) Tj ET Q q 0 0 0 rg BT 445.15 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 455.98 290.10 Td (each ) Tj ET Q q 0 0 0 rg BT 476.80 290.10 Td (year) Tj ET Q q 0 0 0 rg BT 493.45 290.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 268.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.79 268.10 Td (February ) Tj ET Q q 0 0 0 rg BT 137.36 268.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 160.82 268.10 Td (the ) Tj ET Q q 0 0 0 rg BT 176.50 268.10 Td (F) Tj ET Q q 0 0 0 rg BT 181.32 268.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 204.24 268.10 Td (has ) Tj ET Q q 0 0 0 rg BT 221.03 268.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 248.73 268.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 298.85 268.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 341.76 268.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 374.10 268.10 Td (\(ASU\) ) Tj ET Q q 0 0 0 rg BT 404.23 268.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 422.41 268.10 Td (2013-02, ) Tj ET Q q 0 0 0 rg BT 461.71 268.10 Td ("Comprehensive ) Tj ET Q q 0 0 0 rg BT 532.02 268.10 Td (Income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (Reporting ) Tj ET Q q 0 0 0 rg BT 92.06 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 101.99 256.10 Td (Amounts ) Tj ET Q q 0 0 0 rg BT 140.72 256.10 Td (Reclassified ) Tj ET Q q 0 0 0 rg BT 191.65 256.10 Td (Out ) Tj ET Q q 0 0 0 rg BT 208.72 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 218.65 256.10 Td (Accumulated ) Tj ET Q q 0 0 0 rg BT 274.02 256.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 298.85 256.10 Td (Comprehensive ) Tj ET Q q 0 0 0 rg BT 363.68 256.10 Td (Income", ) Tj ET Q q 0 0 0 rg BT 402.30 256.10 Td (to ) Tj ET Q q 0 0 0 rg BT 412.14 256.10 Td (improve ) Tj ET Q q 0 0 0 rg BT 447.53 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.81 256.10 Td (transparency ) Tj ET Q q 0 0 0 rg BT 514.95 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 525.34 256.10 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.10 Td (these ) Tj ET Q q 0 0 0 rg BT 73.04 244.10 Td (reclassifications. ) Tj ET Q q 0 0 0 rg BT 142.46 244.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 167.73 244.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 230.76 244.10 Td (income ) Tj ET Q q 0 0 0 rg BT 262.69 244.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 298.51 244.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 322.12 244.10 Td (and ) Tj ET Q q 0 0 0 rg BT 339.05 244.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 365.44 244.10 Td (that ) Tj ET Q q 0 0 0 rg BT 382.93 244.10 Td (are ) Tj ET Q q 0 0 0 rg BT 397.64 244.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 431.25 244.10 Td (excluded ) Tj ET Q q 0 0 0 rg BT 469.84 244.10 Td (from ) Tj ET Q q 0 0 0 rg BT 491.77 244.10 Td (net ) Tj ET Q q 0 0 0 rg BT 506.49 244.10 Td (income ) Tj ET Q q 0 0 0 rg BT 538.42 244.10 Td (for ) Tj ET Q q 0 0 0 rg BT 552.58 244.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 97.20 232.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 128.33 232.10 Td (Those ) Tj ET Q q 0 0 0 rg BT 156.10 232.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 180.54 232.10 Td (and ) Tj ET Q q 0 0 0 rg BT 198.30 232.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 225.52 232.10 Td (may ) Tj ET Q q 0 0 0 rg BT 246.07 232.10 Td (later ) Tj ET Q q 0 0 0 rg BT 267.16 232.10 Td (be ) Tj ET Q q 0 0 0 rg BT 279.92 232.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 328.78 232.10 Td (out ) Tj ET Q q 0 0 0 rg BT 344.89 232.10 Td (of ) Tj ET Q q 0 0 0 rg BT 356.55 232.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 410.40 232.10 Td (other ) Tj ET Q q 0 0 0 rg BT 434.28 232.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 498.14 232.10 Td (income ) Tj ET Q q 0 0 0 rg BT 530.90 232.10 Td (into ) Tj ET Q q 0 0 0 rg BT 549.78 232.10 Td (net ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 84.48 220.10 Td (The ) Tj ET Q q 0 0 0 rg BT 102.77 220.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 156.05 220.10 Td (in ) Tj ET Q q 0 0 0 rg BT 166.57 220.10 Td (this ) Tj ET Q q 0 0 0 rg BT 183.15 220.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 205.90 220.10 Td (do ) Tj ET Q q 0 0 0 rg BT 218.64 220.10 Td (not ) Tj ET Q q 0 0 0 rg BT 234.16 220.10 Td (change ) Tj ET Q q 0 0 0 rg BT 265.22 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.18 220.10 Td (current ) Tj ET Q q 0 0 0 rg BT 311.24 220.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 366.18 220.10 Td (for ) Tj ET Q q 0 0 0 rg BT 380.58 220.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 419.98 220.10 Td (net ) Tj ET Q q 0 0 0 rg BT 434.94 220.10 Td (income ) Tj ET Q q 0 0 0 rg BT 467.11 220.10 Td (or ) Tj ET Q q 0 0 0 rg BT 478.18 220.10 Td (other ) Tj ET Q q 0 0 0 rg BT 501.47 220.10 Td (comprehensive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (income ) Tj ET Q q 0 0 0 rg BT 81.93 208.10 Td (in ) Tj ET Q q 0 0 0 rg BT 92.21 208.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 129.69 208.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 176.72 208.10 Td (The ) Tj ET Q q 0 0 0 rg BT 194.77 208.10 Td (new ) Tj ET Q q 0 0 0 rg BT 213.93 208.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 266.97 208.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 301.68 208.10 Td (an ) Tj ET Q q 0 0 0 rg BT 313.62 208.10 Td (or) Tj ET Q q 0 0 0 rg BT 321.77 208.10 Td (ganization ) Tj ET Q q 0 0 0 rg BT 365.92 208.10 Td (to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 186.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 186.10 Td (Present ) Tj ET Q q 0 0 0 rg BT 153.68 186.10 Td (\(either ) Tj ET Q q 0 0 0 rg BT 182.01 186.10 Td (on ) Tj ET Q q 0 0 0 rg BT 194.25 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 208.70 186.10 Td (face ) Tj ET Q q 0 0 0 rg BT 227.59 186.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.16 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 252.61 186.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 293.17 186.10 Td (where ) Tj ET Q q 0 0 0 rg BT 319.84 186.10 Td (net ) Tj ET Q q 0 0 0 rg BT 334.29 186.10 Td (income ) Tj ET Q q 0 0 0 rg BT 365.97 186.10 Td (is ) Tj ET Q q 0 0 0 rg BT 374.88 186.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 415.43 186.10 Td (or ) Tj ET Q q 0 0 0 rg BT 426.00 186.10 Td (in ) Tj ET Q q 0 0 0 rg BT 436.02 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.47 186.10 Td (notes\) ) Tj ET Q q 0 0 0 rg BT 477.15 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.60 186.10 Td (ef) Tj ET Q q 0 0 0 rg BT 499.19 186.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 520.31 186.10 Td (on ) Tj ET Q q 0 0 0 rg BT 532.55 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 547.00 186.10 Td (line ) Tj ET Q q 0 0 0 rg BT 564.50 186.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 186.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 186.10 Td ( ) Tj ET Q q 0 0 0 rg BT 572.00 186.10 Td ( ) Tj ET Q q 0 0 0 rg BT 574.50 186.10 Td ( ) Tj ET Q q 0 0 0 rg BT 577.00 186.10 Td ( ) Tj ET Q q 0 0 0 rg BT 579.50 186.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 174.10 Td (items ) Tj ET Q q 0 0 0 rg BT 109.89 174.10 Td (of ) Tj ET Q q 0 0 0 rg BT 120.44 174.10 Td (net ) Tj ET Q q 0 0 0 rg BT 134.88 174.10 Td (income ) Tj ET Q q 0 0 0 rg BT 166.54 174.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.10 174.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 221.53 174.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 257.64 174.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 305.40 174.10 Td (out ) Tj ET Q q 0 0 0 rg BT 320.40 174.10 Td (of ) Tj ET Q q 0 0 0 rg BT 330.96 174.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 383.71 174.10 Td (other ) Tj ET Q q 0 0 0 rg BT 406.48 174.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 469.23 174.10 Td (income ) Tj ET Q q 0 0 0 rg BT 500.89 174.10 Td (- ) Tj ET Q q 0 0 0 rg BT 506.45 174.10 Td (but ) Tj ET Q q 0 0 0 rg BT 521.45 174.10 Td (only ) Tj ET Q q 0 0 0 rg BT 541.45 174.10 Td (if ) Tj ET Q q 0 0 0 rg BT 549.78 174.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 162.10 Td (item ) Tj ET Q q 0 0 0 rg BT 105.78 162.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 153.32 162.10 Td (is ) Tj ET Q q 0 0 0 rg BT 161.99 162.10 Td (required ) Tj ET Q q 0 0 0 rg BT 197.31 162.10 Td (under ) Tj ET Q q 0 0 0 rg BT 222.09 162.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 241.88 162.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 268.73 162.10 Td ( ) Tj ET Q q 0 0 0 rg BT 270.74 162.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.52 162.10 Td (be ) Tj ET Q q 0 0 0 rg BT 291.97 162.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 339.51 162.10 Td (to ) Tj ET Q q 0 0 0 rg BT 349.29 162.10 Td (net ) Tj ET Q q 0 0 0 rg BT 363.51 162.10 Td (income ) Tj ET Q q 0 0 0 rg BT 394.95 162.10 Td (in ) Tj ET Q q 0 0 0 rg BT 404.74 162.10 Td (its ) Tj ET Q q 0 0 0 rg BT 416.19 162.10 Td (entirety ) Tj ET Q q 0 0 0 rg BT 448.74 162.10 Td (in ) Tj ET Q q 0 0 0 rg BT 458.52 162.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.75 162.10 Td (same ) Tj ET Q q 0 0 0 rg BT 495.30 162.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 533.96 162.10 Td (period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 150.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 150.10 Td (Cross-reference ) Tj ET Q q 0 0 0 rg BT 187.94 150.10 Td (to ) Tj ET Q q 0 0 0 rg BT 198.37 150.10 Td (other ) Tj ET Q q 0 0 0 rg BT 221.56 150.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 268.65 150.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 307.39 150.10 Td (required ) Tj ET Q q 0 0 0 rg BT 343.35 150.10 Td (under ) Tj ET Q q 0 0 0 rg BT 368.76 150.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 389.19 150.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 416.05 150.10 Td ( ) Tj ET Q q 0 0 0 rg BT 418.69 150.10 Td (for ) Tj ET Q q 0 0 0 rg BT 433.00 150.10 Td (other ) Tj ET Q q 0 0 0 rg BT 456.19 150.10 Td (reclassification ) Tj ET Q q 0 0 0 rg BT 519.37 150.10 Td (items ) Tj ET Q q 0 0 0 rg BT 543.68 150.10 Td (\(that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 138.10 Td (are ) Tj ET Q q 0 0 0 rg BT 100.31 138.10 Td (not ) Tj ET Q q 0 0 0 rg BT 115.18 138.10 Td (required ) Tj ET Q q 0 0 0 rg BT 150.60 138.10 Td (under ) Tj ET Q q 0 0 0 rg BT 175.47 138.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 195.35 138.10 Td (GAAP\) ) Tj ET Q q 0 0 0 rg BT 228.01 138.10 Td (to ) Tj ET Q q 0 0 0 rg BT 237.88 138.10 Td (be ) Tj ET Q q 0 0 0 rg BT 249.42 138.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 297.05 138.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 329.70 138.10 Td (to ) Tj ET Q q 0 0 0 rg BT 339.57 138.10 Td (net ) Tj ET Q q 0 0 0 rg BT 353.89 138.10 Td (income ) Tj ET Q q 0 0 0 rg BT 385.42 138.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.30 138.10 Td (their ) Tj ET Q q 0 0 0 rg BT 415.73 138.10 Td (entirety ) Tj ET Q q 0 0 0 rg BT 448.37 138.10 Td (in ) Tj ET Q q 0 0 0 rg BT 458.25 138.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.56 138.10 Td (same ) Tj ET Q q 0 0 0 rg BT 495.21 138.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 533.96 138.10 Td (period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 126.10 Td (This ) Tj ET Q q 0 0 0 rg BT 106.81 126.10 Td (would ) Tj ET Q q 0 0 0 rg BT 134.83 126.10 Td (be ) Tj ET Q q 0 0 0 rg BT 147.30 126.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.54 126.10 Td (case ) Tj ET Q q 0 0 0 rg BT 182.78 126.10 Td (when ) Tj ET Q q 0 0 0 rg BT 207.46 126.10 Td (a ) Tj ET Q q 0 0 0 rg BT 214.93 126.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 246.84 126.10 Td (of ) Tj ET Q q 0 0 0 rg BT 258.20 126.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.45 126.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 306.47 126.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 355.03 126.10 Td (out ) Tj ET Q q 0 0 0 rg BT 370.83 126.10 Td (of ) Tj ET Q q 0 0 0 rg BT 382.19 126.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 435.75 126.10 Td (other ) Tj ET Q q 0 0 0 rg BT 459.32 126.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 522.88 126.10 Td (income ) Tj ET Q q 0 0 0 rg BT 555.34 126.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 114.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 119.61 114.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 165.41 114.10 Td (to ) Tj ET Q q 0 0 0 rg BT 175.69 114.10 Td (a ) Tj ET Q q 0 0 0 rg BT 182.63 114.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 215.66 114.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 238.71 114.10 Td (account ) Tj ET Q q 0 0 0 rg BT 272.30 114.10 Td (instead ) Tj ET Q q 0 0 0 rg BT 303.13 114.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.96 114.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 347.00 114.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.28 114.10 Td (income ) Tj ET Q q 0 0 0 rg BT 389.21 114.10 Td (or ) Tj ET Q q 0 0 0 rg BT 400.04 114.10 Td (expense.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 80.10 Td (The ) Tj ET Q q 0 0 0 rg BT 104.83 80.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 158.65 80.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 184.15 80.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.21 80.10 Td (all ) Tj ET Q q 0 0 0 rg BT 208.49 80.10 Td (public ) Tj ET Q q 0 0 0 rg BT 236.77 80.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.49 80.10 Td (private ) Tj ET Q q 0 0 0 rg BT 285.54 80.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 331.58 80.10 Td (that ) Tj ET Q q 0 0 0 rg BT 349.86 80.10 Td (report ) Tj ET Q q 0 0 0 rg BT 377.02 80.10 Td (items ) Tj ET Q q 0 0 0 rg BT 401.97 80.10 Td (of ) Tj ET Q q 0 0 0 rg BT 413.58 80.10 Td (other ) Tj ET Q q 0 0 0 rg BT 437.41 80.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 501.23 80.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 536.44 80.10 Td (Public ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 68.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 95.26 68.10 Td (are ) Tj ET Q q 0 0 0 rg BT 109.95 68.10 Td (required ) Tj ET Q q 0 0 0 rg BT 145.76 68.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.03 68.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 188.52 68.10 Td (with ) Tj ET Q q 0 0 0 rg BT 208.79 68.10 Td (these ) Tj ET Q q 0 0 0 rg BT 231.83 68.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 284.86 68.10 Td (for ) Tj ET Q q 0 0 0 rg BT 299.01 68.10 Td (all ) Tj ET Q q 0 0 0 rg BT 311.50 68.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 350.65 68.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 382.58 68.10 Td (\(interim ) Tj ET Q q 0 0 0 rg BT 417.28 68.10 Td (and ) Tj ET Q q 0 0 0 rg BT 434.21 68.10 Td (annual\). ) Tj ET Q q 0 0 0 rg BT 469.19 68.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.50 68.10 Td (The ) Tj ET Q q 0 0 0 rg BT 489.54 68.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 542.57 68.10 Td (were ) Tj ET Q endstream endobj 81 0 obj <>] /Rotate 0 /Contents 82 0 R>> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 742.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 88.37 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 103.62 742.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 143.86 742.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 176.88 742.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 220.46 742.10 Td (after ) Tj ET Q q 0 0 0 rg BT 242.36 742.10 Td (December ) Tj ET Q q 0 0 0 rg BT 287.03 742.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 303.11 742.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 326.69 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 341.94 742.10 Td (public ) Tj ET Q q 0 0 0 rg BT 370.52 742.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 419.37 742.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 444.60 742.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 483.18 742.10 Td (was ) Tj ET Q q 0 0 0 rg BT 502.32 742.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 546.46 742.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.39 730.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 125.54 730.10 Td (this ) Tj ET Q q 0 0 0 rg BT 142.49 730.10 Td (new ) Tj ET Q q 0 0 0 rg BT 161.65 730.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 198.03 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 208.31 730.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 230.81 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.74 730.10 Td (it ) Tj ET Q q 0 0 0 rg BT 255.80 730.10 Td (did ) Tj ET Q q 0 0 0 rg BT 271.08 730.10 Td (not ) Tj ET Q q 0 0 0 rg BT 286.36 730.10 Td (have ) Tj ET Q q 0 0 0 rg BT 307.73 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 315.32 730.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 332.81 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 345.31 730.10 Td (its ) Tj ET Q q 0 0 0 rg BT 357.26 730.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 394.74 730.10 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 706.10 Td (APPLICA) Tj ET Q q 0 0 0 rg BT 96.20 706.10 Td (TION ) Tj ET Q q 0 0 0 rg BT 124.26 706.10 Td (OF) Tj ET Q q 0 0 0 rg BT 137.78 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 140.28 706.10 Td (CRITICAL) Tj ET Q q 0 0 0 rg BT 189.74 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 191.68 706.10 Td (ACCOUNTING ) Tj ET Q q 0 0 0 rg BT 263.63 706.10 Td (POLICIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 684.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.42 684.10 Td (preparation ) Tj ET Q q 0 0 0 rg BT 165.82 684.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.03 684.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 214.88 684.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 259.96 684.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.62 684.10 Td (conformity ) Tj ET Q q 0 0 0 rg BT 317.92 684.10 Td (with ) Tj ET Q q 0 0 0 rg BT 338.57 684.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 378.65 684.10 Td (accepted ) Tj ET Q q 0 0 0 rg BT 416.49 684.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 463.23 684.10 Td (principles ) Tj ET Q q 0 0 0 rg BT 505.54 684.10 Td (\(GAAP\), ) Tj ET Q q 0 0 0 rg BT 553.68 684.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 103.11 672.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.46 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 128.25 672.10 Td (United ) Tj ET Q q 0 0 0 rg BT 158.04 672.10 Td (States, ) Tj ET Q q 0 0 0 rg BT 187.00 672.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 221.78 672.10 Td (our ) Tj ET Q q 0 0 0 rg BT 237.68 672.10 Td (management ) Tj ET Q q 0 0 0 rg BT 291.34 672.10 Td (to ) Tj ET Q q 0 0 0 rg BT 301.70 672.10 Td (make ) Tj ET Q q 0 0 0 rg BT 325.92 672.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 365.71 672.10 Td (and ) Tj ET Q q 0 0 0 rg BT 382.72 672.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 434.74 672.10 Td (that ) Tj ET Q q 0 0 0 rg BT 452.31 672.10 Td (af) Tj ET Q q 0 0 0 rg BT 459.89 672.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 477.45 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.24 672.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 528.13 672.10 Td (amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.67 660.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 88.35 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 106.13 660.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 149.19 660.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 188.08 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.86 660.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 245.30 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.09 660.10 Td (related ) Tj ET Q q 0 0 0 rg BT 293.63 660.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 341.42 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.09 660.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 398.65 660.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 425.32 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.11 660.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 483.67 660.10 Td (in ) Tj ET Q q 0 0 0 rg BT 494.79 660.10 Td (our ) Tj ET Q q 0 0 0 rg BT 511.46 660.10 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.88 648.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 130.98 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.32 648.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 207.53 648.10 Td (notes. ) Tj ET Q q 0 0 0 rg BT 232.89 648.10 Td (W) Tj ET Q q 0 0 0 rg BT 241.53 648.10 Td (e ) Tj ET Q q 0 0 0 rg BT 247.86 648.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 278.63 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.75 648.10 Td (most ) Tj ET Q q 0 0 0 rg BT 314.09 648.10 Td (complex ) Tj ET Q q 0 0 0 rg BT 350.42 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 366.75 648.10 Td (sensitive ) Tj ET Q q 0 0 0 rg BT 403.65 648.10 Td (judgments, ) Tj ET Q q 0 0 0 rg BT 449.71 648.10 Td (because ) Tj ET Q q 0 0 0 rg BT 483.25 648.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.47 648.10 Td (their ) Tj ET Q q 0 0 0 rg BT 513.69 648.10 Td (significance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.67 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.78 636.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 129.21 636.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 167.09 636.10 Td (statements, ) Tj ET Q q 0 0 0 rg BT 214.69 636.10 Td (result ) Tj ET Q q 0 0 0 rg BT 239.80 636.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 279.90 636.10 Td (from ) Tj ET Q q 0 0 0 rg BT 302.23 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.34 636.10 Td (need ) Tj ET Q q 0 0 0 rg BT 339.11 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 349.78 636.10 Td (make ) Tj ET Q q 0 0 0 rg BT 374.33 636.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 414.43 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.76 636.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 484.10 636.10 Td (about ) Tj ET Q q 0 0 0 rg BT 509.21 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.32 636.10 Td (ef) Tj ET Q q 0 0 0 rg BT 531.91 636.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 553.68 636.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 81.47 624.10 Td (that ) Tj ET Q q 0 0 0 rg BT 98.51 624.10 Td (are ) Tj ET Q q 0 0 0 rg BT 112.75 624.10 Td (inherently ) Tj ET Q q 0 0 0 rg BT 155.33 624.10 Td (uncertain. ) Tj ET Q q 0 0 0 rg BT 196.93 624.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.51 624.10 Td (following ) Tj ET Q q 0 0 0 rg BT 255.44 624.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 301.35 624.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 334.49 624.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 366.52 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.78 624.10 Td (use ) Tj ET Q q 0 0 0 rg BT 396.15 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.52 624.10 Td (critical ) Tj ET Q q 0 0 0 rg BT 440.75 624.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 486.66 624.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 530.35 624.10 Td (because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td (they ) Tj ET Q q 0 0 0 rg BT 69.90 612.10 Td (are ) Tj ET Q q 0 0 0 rg BT 84.79 612.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 133.56 612.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 177.34 612.10 Td (on ) Tj ET Q q 0 0 0 rg BT 190.02 612.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 229.92 612.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.04 612.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 299.17 612.10 Td (made ) Tj ET Q q 0 0 0 rg BT 323.51 612.10 Td (by ) Tj ET Q q 0 0 0 rg BT 336.19 612.10 Td (management ) Tj ET Q q 0 0 0 rg BT 389.96 612.10 Td (about ) Tj ET Q q 0 0 0 rg BT 414.86 612.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 446.98 612.10 Td (that ) Tj ET Q q 0 0 0 rg BT 464.66 612.10 Td (are ) Tj ET Q q 0 0 0 rg BT 479.55 612.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 519.43 612.10 Td (at ) Tj ET Q q 0 0 0 rg BT 529.33 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 544.23 612.10 Td (time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.44 600.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 110.53 600.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 149.96 600.10 Td (are ) Tj ET Q q 0 0 0 rg BT 164.39 600.10 Td (made. ) Tj ET Q q 0 0 0 rg BT 190.77 600.10 Td (In ) Tj ET Q q 0 0 0 rg BT 201.32 600.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 238.81 600.10 Td (while ) Tj ET Q q 0 0 0 rg BT 263.25 600.10 Td (we ) Tj ET Q q 0 0 0 rg BT 277.13 600.10 Td (have ) Tj ET Q q 0 0 0 rg BT 298.23 600.10 Td (used ) Tj ET Q q 0 0 0 rg BT 318.78 600.10 Td (our ) Tj ET Q q 0 0 0 rg BT 334.33 600.10 Td (best ) Tj ET Q q 0 0 0 rg BT 352.66 600.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 392.09 600.10 Td (based ) Tj ET Q q 0 0 0 rg BT 417.08 600.10 Td (on ) Tj ET Q q 0 0 0 rg BT 429.30 600.10 Td (facts ) Tj ET Q q 0 0 0 rg BT 450.40 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 467.06 600.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 525.92 600.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.90 588.10 Td (us ) Tj ET Q q 0 0 0 rg BT 70.92 588.10 Td (at ) Tj ET Q q 0 0 0 rg BT 80.26 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.60 588.10 Td (time, ) Tj ET Q q 0 0 0 rg BT 116.99 588.10 Td (dif) Tj ET Q q 0 0 0 rg BT 127.92 588.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 153.36 588.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 192.69 588.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 238.13 588.10 Td (could ) Tj ET Q q 0 0 0 rg BT 262.47 588.10 Td (have ) Tj ET Q q 0 0 0 rg BT 283.47 588.10 Td (been ) Tj ET Q q 0 0 0 rg BT 304.47 588.10 Td (used ) Tj ET Q q 0 0 0 rg BT 324.92 588.10 Td (in ) Tj ET Q q 0 0 0 rg BT 334.83 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.17 588.10 Td (current ) Tj ET Q q 0 0 0 rg BT 379.60 588.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 409.77 588.10 Td (or ) Tj ET Q q 0 0 0 rg BT 420.23 588.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 454.56 588.10 Td (in ) Tj ET Q q 0 0 0 rg BT 464.46 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.80 588.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 524.79 588.10 Td (estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.82 576.10 Td (we ) Tj ET Q q 0 0 0 rg BT 82.31 576.10 Td (used ) Tj ET Q q 0 0 0 rg BT 103.47 576.10 Td (are ) Tj ET Q q 0 0 0 rg BT 118.51 576.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 164.65 576.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 190.25 576.10 Td (to ) Tj ET Q q 0 0 0 rg BT 200.86 576.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 225.90 576.10 Td (from ) Tj ET Q q 0 0 0 rg BT 248.16 576.10 Td (period ) Tj ET Q q 0 0 0 rg BT 276.54 576.10 Td (to ) Tj ET Q q 0 0 0 rg BT 287.15 576.10 Td (period ) Tj ET Q q 0 0 0 rg BT 315.52 576.10 Td (which ) Tj ET Q q 0 0 0 rg BT 342.79 576.10 Td (may ) Tj ET Q q 0 0 0 rg BT 362.83 576.10 Td (have ) Tj ET Q q 0 0 0 rg BT 384.54 576.10 Td (a ) Tj ET Q q 0 0 0 rg BT 391.81 576.10 Td (material ) Tj ET Q q 0 0 0 rg BT 427.39 576.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 457.43 576.10 Td (on ) Tj ET Q q 0 0 0 rg BT 470.26 576.10 Td (our ) Tj ET Q q 0 0 0 rg BT 486.42 576.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 524.23 576.10 Td (condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.11 564.10 Td (results ) Tj ET Q q 0 0 0 rg BT 95.88 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.88 564.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 153.70 564.10 Td (For ) Tj ET Q q 0 0 0 rg BT 170.26 564.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 212.92 564.10 Td (information ) Tj ET Q q 0 0 0 rg BT 262.80 564.10 Td (about ) Tj ET Q q 0 0 0 rg BT 287.68 564.10 Td (these ) Tj ET Q q 0 0 0 rg BT 310.90 564.10 Td (policies, ) Tj ET Q q 0 0 0 rg BT 347.17 564.10 Td (see ) Tj ET Q q 0 0 0 rg BT 362.60 564.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 384.71 564.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 392.38 564.10 Td ("Description ) Tj ET Q q 0 0 0 rg BT 445.78 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.78 564.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 495.01 564.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.11 564.10 Td (Summary ) Tj ET Q q 0 0 0 rg BT 553.67 564.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (Significant ) Tj ET Q q 0 0 0 rg BT 95.48 552.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 144.19 552.10 Td (Policies" ) Tj ET Q q 0 0 0 rg BT 181.99 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.38 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.65 552.10 Td (notes ) Tj ET Q q 0 0 0 rg BT 229.81 552.10 Td (to ) Tj ET Q q 0 0 0 rg BT 239.65 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.92 552.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 306.52 552.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 343.55 552.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 387.82 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 397.65 552.10 Td (this ) Tj ET Q q 0 0 0 rg BT 414.15 552.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 437.88 552.10 Td (10-K. ) Tj ET Q q 0 0 0 rg BT 462.53 552.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 502.36 552.10 Td (we ) Tj ET Q q 0 0 0 rg BT 516.08 552.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 547.00 552.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.46 540.10 Td (estimates, ) Tj ET Q q 0 0 0 rg BT 109.31 540.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 161.89 540.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.46 540.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 224.26 540.10 Td (are ) Tj ET Q q 0 0 0 rg BT 239.60 540.10 Td (reasonable, ) Tj ET Q q 0 0 0 rg BT 287.99 540.10 Td (they ) Tj ET Q q 0 0 0 rg BT 308.34 540.10 Td (are ) Tj ET Q q 0 0 0 rg BT 323.68 540.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 355.15 540.10 Td (based ) Tj ET Q q 0 0 0 rg BT 381.05 540.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 404.18 540.10 Td (information ) Tj ET Q q 0 0 0 rg BT 454.53 540.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 494.32 540.10 Td (available. ) Tj ET Q q 0 0 0 rg BT 535.35 540.10 Td (Actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.61 528.10 Td (may ) Tj ET Q q 0 0 0 rg BT 98.33 528.10 Td (dif) Tj ET Q q 0 0 0 rg BT 109.25 528.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 122.85 528.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 175.34 528.10 Td (from ) Tj ET Q q 0 0 0 rg BT 197.28 528.10 Td (these ) Tj ET Q q 0 0 0 rg BT 220.33 528.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 260.04 528.10 Td (under ) Tj ET Q q 0 0 0 rg BT 285.31 528.10 Td (dif) Tj ET Q q 0 0 0 rg BT 296.24 528.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 322.05 528.10 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 376.50 528.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 420.66 528.10 Td (or ) Tj ET Q q 0 0 0 rg BT 431.49 528.10 Td (conditions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 89.16 506.10 Td (Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 484.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.61 484.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.57 484.10 Td (derives ) Tj ET Q q 0 0 0 rg BT 188.51 484.10 Td (its ) Tj ET Q q 0 0 0 rg BT 200.03 484.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 237.64 484.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 276.92 484.10 Td (from ) Tj ET Q q 0 0 0 rg BT 298.42 484.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 349.37 484.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.87 484.10 Td (support ) Tj ET Q q 0 0 0 rg BT 397.94 484.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 434.72 484.10 Td (which ) Tj ET Q q 0 0 0 rg BT 461.22 484.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 496.61 484.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 547.57 484.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 96.09 472.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 114.41 472.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 157.18 472.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.18 472.10 Td (services ) Tj ET Q q 0 0 0 rg BT 201.61 472.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 241.03 472.10 Td (over ) Tj ET Q q 0 0 0 rg BT 261.02 472.10 Td (our ) Tj ET Q q 0 0 0 rg BT 276.57 472.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 320.44 472.10 Td (or ) Tj ET Q q 0 0 0 rg BT 330.99 472.10 Td (from ) Tj ET Q q 0 0 0 rg BT 352.65 472.10 Td (our ) Tj ET Q q 0 0 0 rg BT 367.71 472.10 Td (ASP) Tj ET Q q 0 0 0 rg BT 385.69 472.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.91 472.10 Td (platforms, ) Tj ET Q q 0 0 0 rg BT 430.96 472.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 464.82 472.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 505.91 472.10 Td (from ) Tj ET Q q 0 0 0 rg BT 527.57 472.10 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (development ) Tj ET Q q 0 0 0 rg BT 103.45 460.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 136.91 460.10 Td (and ) Tj ET Q q 0 0 0 rg BT 153.15 460.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 196.04 460.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 213.94 460.10 Td (for ) Tj ET Q q 0 0 0 rg BT 227.40 460.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 273.37 460.10 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 340.43 460.10 Td (training, ) Tj ET Q q 0 0 0 rg BT 375.84 460.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.08 460.10 Td (project ) Tj ET Q q 0 0 0 rg BT 421.64 460.10 Td (management ) Tj ET Q q 0 0 0 rg BT 474.53 460.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 511.88 460.10 Td (to ) Tj ET Q q 0 0 0 rg BT 521.46 460.10 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.34 448.10 Td (installed ) Tj ET Q q 0 0 0 rg BT 106.78 448.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 143.51 448.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.51 448.10 Td (business ) Tj ET Q q 0 0 0 rg BT 196.96 448.10 Td (process ) Tj ET Q q 0 0 0 rg BT 229.51 448.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 279.29 448.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 315.99 448.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 339.66 448.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.66 448.10 Td (value-added ) Tj ET Q q 0 0 0 rg BT 408.08 448.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 431.19 448.10 Td (are ) Tj ET Q q 0 0 0 rg BT 445.96 448.10 Td (not ) Tj ET Q q 0 0 0 rg BT 461.29 448.10 Td (included ) Tj ET Q q 0 0 0 rg BT 498.29 448.10 Td (in ) Tj ET Q q 0 0 0 rg BT 508.63 448.10 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 549.22 448.10 Td (but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 75.82 436.10 Td (are ) Tj ET Q q 0 0 0 rg BT 90.52 436.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 128.00 436.10 Td (as ) Tj ET Q q 0 0 0 rg BT 138.83 436.10 Td (a ) Tj ET Q q 0 0 0 rg BT 145.77 436.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 179.38 436.10 Td (until ) Tj ET Q q 0 0 0 rg BT 200.21 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.93 436.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 237.97 436.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 274.36 436.10 Td (are ) Tj ET Q q 0 0 0 rg BT 289.06 436.10 Td (remitted ) Tj ET Q q 0 0 0 rg BT 324.88 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 335.16 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.88 436.10 Td (respective ) Tj ET Q q 0 0 0 rg BT 392.91 436.10 Td (taxing ) Tj ET Q q 0 0 0 rg BT 420.41 436.10 Td (authorities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 414.10 Td (In ) Tj ET Q q 0 0 0 rg BT 110.48 414.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 158.59 414.10 Td (with ) Tj ET Q q 0 0 0 rg BT 179.51 414.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 219.18 414.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 268.98 414.10 Td (Standard ) Tj ET Q q 0 0 0 rg BT 307.68 414.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 335.27 414.10 Td (\(F) Tj ET Q q 0 0 0 rg BT 343.42 414.10 Td (ASB\)and ) Tj ET Q q 0 0 0 rg BT 386.29 414.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 428.87 414.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.45 414.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 489.03 414.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 542.74 414.10 Td (Staf) Tj ET Q q 0 0 0 rg BT 558.67 414.10 Td (f ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 100.18 402.10 Td (\(SEC\)accounting ) Tj ET Q q 0 0 0 rg BT 175.07 402.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 214.69 402.10 Td (on ) Tj ET Q q 0 0 0 rg BT 228.21 402.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 263.38 402.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 312.45 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.19 402.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 370.60 402.10 Td (considers ) Tj ET Q q 0 0 0 rg BT 411.89 402.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 447.06 402.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 477.22 402.10 Td (and ) Tj ET Q q 0 0 0 rg BT 495.19 402.10 Td (realizable ) Tj ET Q q 0 0 0 rg BT 537.57 402.10 Td (when: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.10 Td (\(a\)persuasive ) Tj ET Q q 0 0 0 rg BT 108.52 390.10 Td (evidence ) Tj ET Q q 0 0 0 rg BT 146.77 390.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.81 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.74 390.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 194.89 390.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 247.58 390.10 Td (exists, ) Tj ET Q q 0 0 0 rg BT 275.57 390.10 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 289.94 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.87 390.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 357.56 390.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 372.48 390.10 Td (is ) Tj ET Q q 0 0 0 rg BT 381.86 390.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 405.12 390.10 Td (or ) Tj ET Q q 0 0 0 rg BT 416.17 390.10 Td (determinable, ) Tj ET Q q 0 0 0 rg BT 473.58 390.10 Td (\(c\)service ) Tj ET Q q 0 0 0 rg BT 518.21 390.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 553.68 390.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 104.19 378.10 Td (has ) Tj ET Q q 0 0 0 rg BT 121.19 378.10 Td (occurred, ) Tj ET Q q 0 0 0 rg BT 162.34 378.10 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 177.67 378.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 217.99 378.10 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 265.51 378.10 Td (has ) Tj ET Q q 0 0 0 rg BT 282.51 378.10 Td (been ) Tj ET Q q 0 0 0 rg BT 305.05 378.10 Td (received, ) Tj ET Q q 0 0 0 rg BT 345.09 378.10 Td (if ) Tj ET Q q 0 0 0 rg BT 354.86 378.10 Td (contractually ) Tj ET Q q 0 0 0 rg BT 410.73 378.10 Td (required, ) Tj ET Q q 0 0 0 rg BT 450.21 378.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.32 378.10 Td (\(e\)collectability ) Tj ET Q q 0 0 0 rg BT 537.79 378.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 378.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 104.03 366.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 120.30 366.10 Td (is ) Tj ET Q q 0 0 0 rg BT 131.03 366.10 Td (probable. ) Tj ET Q q 0 0 0 rg BT 172.28 366.10 Td (The ) Tj ET Q q 0 0 0 rg BT 191.89 366.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 234.84 366.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 273.89 366.10 Td (uses ) Tj ET Q q 0 0 0 rg BT 295.17 366.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 325.34 366.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 373.82 366.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 423.42 366.10 Td (as ) Tj ET Q q 0 0 0 rg BT 435.81 366.10 Td (persuasive ) Tj ET Q q 0 0 0 rg BT 482.08 366.10 Td (evidence ) Tj ET Q q 0 0 0 rg BT 521.67 366.10 Td (of ) Tj ET Q q 0 0 0 rg BT 534.06 366.10 Td (a ) Tj ET Q q 0 0 0 rg BT 542.56 366.10 Td (sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.10 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 104.75 354.10 Td (W) Tj ET Q q 0 0 0 rg BT 113.39 354.10 Td (e ) Tj ET Q q 0 0 0 rg BT 120.29 354.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 144.97 354.10 Td (the ) Tj ET Q q 0 0 0 rg BT 159.64 354.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 203.77 354.10 Td (of ) Tj ET Q q 0 0 0 rg BT 214.56 354.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.24 354.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 263.90 354.10 Td (F) Tj ET Q q 0 0 0 rg BT 268.72 354.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 290.63 354.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 336.97 354.10 Td (pronouncements ) Tj ET Q q 0 0 0 rg BT 405.52 354.10 Td (when ) Tj ET Q q 0 0 0 rg BT 429.64 354.10 Td (making ) Tj ET Q q 0 0 0 rg BT 462.09 354.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 501.77 354.10 Td (or ) Tj ET Q q 0 0 0 rg BT 512.56 354.10 Td (assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.25 342.10 Td (to ) Tj ET Q q 0 0 0 rg BT 89.08 342.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 138.89 342.10 Td (involving ) Tj ET Q q 0 0 0 rg BT 179.27 342.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.53 342.10 Td (license ) Tj ET Q q 0 0 0 rg BT 223.34 342.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.72 342.10 Td (software ) Tj ET Q q 0 0 0 rg BT 270.20 342.10 Td (where ) Tj ET Q q 0 0 0 rg BT 296.67 342.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.94 342.10 Td (software ) Tj ET Q q 0 0 0 rg BT 347.41 342.10 Td (deliverables ) Tj ET Q q 0 0 0 rg BT 397.77 342.10 Td (are ) Tj ET Q q 0 0 0 rg BT 412.03 342.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 457.39 342.10 Td (more ) Tj ET Q q 0 0 0 rg BT 479.98 342.10 Td (than ) Tj ET Q q 0 0 0 rg BT 499.25 342.10 Td (inconsequential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.42 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.29 330.10 Td (other ) Tj ET Q q 0 0 0 rg BT 98.48 330.10 Td (elements ) Tj ET Q q 0 0 0 rg BT 136.67 330.10 Td (in ) Tj ET Q q 0 0 0 rg BT 147.09 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 161.96 330.10 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 217.08 330.10 Td (For ) Tj ET Q q 0 0 0 rg BT 233.61 330.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 272.35 330.10 Td (that ) Tj ET Q q 0 0 0 rg BT 290.00 330.10 Td (contain ) Tj ET Q q 0 0 0 rg BT 322.08 330.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 358.05 330.10 Td (deliverables, ) Tj ET Q q 0 0 0 rg BT 411.51 330.10 Td (we ) Tj ET Q q 0 0 0 rg BT 425.82 330.10 Td (analyze ) Tj ET Q q 0 0 0 rg BT 458.99 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.86 330.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 508.15 330.10 Td (arrangements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 318.10 Td (when ) Tj ET Q q 0 0 0 rg BT 73.01 318.10 Td (making ) Tj ET Q q 0 0 0 rg BT 104.35 318.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 142.91 318.10 Td (or ) Tj ET Q q 0 0 0 rg BT 152.59 318.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 203.39 318.10 Td (in ) Tj ET Q q 0 0 0 rg BT 212.52 318.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 258.83 318.10 Td (with ) Tj ET Q q 0 0 0 rg BT 277.96 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 291.52 318.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 338.40 318.10 Td (authoritative ) Tj ET Q q 0 0 0 rg BT 390.29 318.10 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 430.23 318.10 Td (which ) Tj ET Q q 0 0 0 rg BT 456.02 318.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 491.81 318.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 521.47 318.10 Td (governing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.10 Td (how ) Tj ET Q q 0 0 0 rg BT 69.53 306.10 Td (to ) Tj ET Q q 0 0 0 rg BT 79.62 306.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 121.91 306.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 156.42 306.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 182.62 306.10 Td (or ) Tj ET Q q 0 0 0 rg BT 193.26 306.10 Td (services ) Tj ET Q q 0 0 0 rg BT 227.78 306.10 Td (that ) Tj ET Q q 0 0 0 rg BT 245.08 306.10 Td (are ) Tj ET Q q 0 0 0 rg BT 259.60 306.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 299.11 306.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 341.95 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 352.03 306.10 Td (a ) Tj ET Q q 0 0 0 rg BT 358.78 306.10 Td (bundled ) Tj ET Q q 0 0 0 rg BT 393.31 306.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 415.05 306.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 467.33 306.10 Td (should ) Tj ET Q q 0 0 0 rg BT 496.31 306.10 Td (be ) Tj ET Q q 0 0 0 rg BT 508.06 306.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 553.68 306.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 85.25 294.10 Td (units ) Tj ET Q q 0 0 0 rg BT 107.20 294.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.03 294.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 164.40 294.10 Td (for ) Tj ET Q q 0 0 0 rg BT 178.56 294.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.28 294.10 Td (purpose ) Tj ET Q q 0 0 0 rg BT 227.44 294.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.27 294.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 272.42 294.10 Td (recognition. ) Tj ET Q q 0 0 0 rg BT 322.96 294.10 Td (Deliverables ) Tj ET Q q 0 0 0 rg BT 375.99 294.10 Td (are ) Tj ET Q q 0 0 0 rg BT 390.70 294.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 433.73 294.10 Td (for ) Tj ET Q q 0 0 0 rg BT 447.89 294.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 490.92 294.10 Td (if ) Tj ET Q q 0 0 0 rg BT 499.53 294.10 Td (they ) Tj ET Q q 0 0 0 rg BT 519.25 294.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 541.18 294.10 Td (all ) Tj ET Q q 0 0 0 rg BT 553.68 294.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.96 282.10 Td (following ) Tj ET Q q 0 0 0 rg BT 106.60 282.10 Td (criteria: ) Tj ET Q q 0 0 0 rg BT 140.43 282.10 Td (\(a\)the ) Tj ET Q q 0 0 0 rg BT 168.99 282.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 208.94 282.10 Td (item ) Tj ET Q q 0 0 0 rg BT 229.46 282.10 Td (has ) Tj ET Q q 0 0 0 rg BT 245.54 282.10 Td (value ) Tj ET Q q 0 0 0 rg BT 269.94 282.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.47 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.43 282.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 334.83 282.10 Td (on ) Tj ET Q q 0 0 0 rg BT 347.58 282.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.76 282.10 Td (stand-alone ) Tj ET Q q 0 0 0 rg BT 403.60 282.10 Td (basis; ) Tj ET Q q 0 0 0 rg BT 429.13 282.10 Td (\(b\)there ) Tj ET Q q 0 0 0 rg BT 466.02 282.10 Td (is ) Tj ET Q q 0 0 0 rg BT 475.44 282.10 Td (objective ) Tj ET Q q 0 0 0 rg BT 514.83 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 532.02 282.10 Td (reliable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (evidence ) Tj ET Q q 0 0 0 rg BT 88.56 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.92 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.17 270.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 132.08 270.10 Td (value ) Tj ET Q q 0 0 0 rg BT 156.76 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.12 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.37 270.10 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 233.60 270.10 Td (items; ) Tj ET Q q 0 0 0 rg BT 261.07 270.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.54 270.10 Td (\(c\)if ) Tj ET Q q 0 0 0 rg BT 301.28 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.52 270.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 369.52 270.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 405.88 270.10 Td (a ) Tj ET Q q 0 0 0 rg BT 413.35 270.10 Td (general ) Tj ET Q q 0 0 0 rg BT 445.80 270.10 Td (right ) Tj ET Q q 0 0 0 rg BT 467.72 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.08 270.10 Td (return ) Tj ET Q q 0 0 0 rg BT 505.98 270.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 538.99 270.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 270.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 89.70 258.10 Td (items, ) Tj ET Q q 0 0 0 rg BT 116.37 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.08 258.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 166.35 258.10 Td (or ) Tj ET Q q 0 0 0 rg BT 177.18 258.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 230.20 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.03 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.75 258.10 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 305.45 258.10 Td (items ) Tj ET Q q 0 0 0 rg BT 329.61 258.10 Td (is ) Tj ET Q q 0 0 0 rg BT 338.78 258.10 Td (probable ) Tj ET Q q 0 0 0 rg BT 376.27 258.10 Td (and ) Tj ET Q q 0 0 0 rg BT 393.21 258.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 446.26 258.10 Td (controlled ) Tj ET Q q 0 0 0 rg BT 489.30 258.10 Td (by ) Tj ET Q q 0 0 0 rg BT 501.80 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.52 258.10 Td (Company) Tj ET Q q 0 0 0 rg BT 554.76 258.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 236.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.35 236.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.03 236.10 Td (begins ) Tj ET Q q 0 0 0 rg BT 184.94 236.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.51 236.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 235.17 236.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 268.62 236.10 Td (from ) Tj ET Q q 0 0 0 rg BT 289.85 236.10 Td (license ) Tj ET Q q 0 0 0 rg BT 319.42 236.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 337.31 236.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.77 236.10 Td (its ) Tj ET Q q 0 0 0 rg BT 362.02 236.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 401.57 236.10 Td (\(SAAS\) ) Tj ET Q q 0 0 0 rg BT 435.60 236.10 Td (and ) Tj ET Q q 0 0 0 rg BT 451.44 236.10 Td (ASP) Tj ET Q q 0 0 0 rg BT 469.41 236.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.21 236.10 Td (products ) Tj ET Q q 0 0 0 rg BT 507.44 236.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 529.24 236.10 Td (delivery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.02 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 79.81 224.10 Td (customer) Tj ET Q q 0 0 0 rg BT 116.84 224.10 Td () Tj ET Q q 0 0 0 rg BT 119.62 224.10 Td (s ) Tj ET Q q 0 0 0 rg BT 125.09 224.10 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 170.52 224.10 Td (of ) Tj ET Q q 0 0 0 rg BT 180.43 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.22 224.10 Td (software ) Tj ET Q q 0 0 0 rg BT 230.23 224.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 294.58 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 310.59 224.10 Td (customizations ) Tj ET Q q 0 0 0 rg BT 372.16 224.10 Td (if ) Tj ET Q q 0 0 0 rg BT 379.85 224.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 420.30 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 436.32 224.10 Td (applicable. ) Tj ET Q q 0 0 0 rg BT 481.37 224.10 Td (T) Tj ET Q q 0 0 0 rg BT 487.13 224.10 Td (ransaction ) Tj ET Q q 0 0 0 rg BT 529.80 224.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 212.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 65.46 212.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.36 212.10 Td (for ) Tj ET Q q 0 0 0 rg BT 115.27 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.74 212.10 Td (use ) Tj ET Q q 0 0 0 rg BT 147.32 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.90 212.10 Td (our ) Tj ET Q q 0 0 0 rg BT 175.48 212.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 220.38 212.10 Td (or ) Tj ET Q q 0 0 0 rg BT 231.25 212.10 Td (ASP) Tj ET Q q 0 0 0 rg BT 249.22 212.10 Td ( ) Tj ET Q q 0 0 0 rg BT 252.47 212.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 294.05 212.10 Td (is ) Tj ET Q q 0 0 0 rg BT 303.97 212.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 351.08 212.10 Td (as ) Tj ET Q q 0 0 0 rg BT 362.67 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.13 212.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 429.15 212.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 454.61 212.10 Td (and ) Tj ET Q q 0 0 0 rg BT 472.30 212.10 Td (are ) Tj ET Q q 0 0 0 rg BT 487.76 212.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 528.21 212.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 554.24 212.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 200.10 Td (arrears. ) Tj ET Q q 0 0 0 rg BT 81.56 200.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 113.41 200.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 131.37 200.10 Td (for ) Tj ET Q q 0 0 0 rg BT 144.89 200.10 Td (hosting ) Tj ET Q q 0 0 0 rg BT 176.20 200.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 231.93 200.10 Td (are ) Tj ET Q q 0 0 0 rg BT 246.00 200.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 291.72 200.10 Td (over ) Tj ET Q q 0 0 0 rg BT 311.35 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.43 200.10 Td (requisite ) Tj ET Q q 0 0 0 rg BT 361.73 200.10 Td (service ) Tj ET Q q 0 0 0 rg BT 391.91 200.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 421.82 200.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 458.67 200.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 490.52 200.10 Td (from ) Tj ET Q q 0 0 0 rg BT 511.82 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.90 200.10 Td (licensing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 188.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.46 188.10 Td (third ) Tj ET Q q 0 0 0 rg BT 81.47 188.10 Td (party ) Tj ET Q q 0 0 0 rg BT 104.14 188.10 Td (software ) Tj ET Q q 0 0 0 rg BT 140.69 188.10 Td (products ) Tj ET Q q 0 0 0 rg BT 177.26 188.10 Td (in ) Tj ET Q q 0 0 0 rg BT 187.16 188.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 233.16 188.10 Td (with ) Tj ET Q q 0 0 0 rg BT 253.06 188.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 274.63 188.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.08 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.43 188.10 Td (Company) Tj ET Q q 0 0 0 rg BT 341.09 188.10 Td (s ) Tj ET Q q 0 0 0 rg BT 347.11 188.10 Td (software ) Tj ET Q q 0 0 0 rg BT 383.66 188.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 417.44 188.10 Td (is ) Tj ET Q q 0 0 0 rg BT 426.24 188.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 472.23 188.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 494.35 188.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 529.24 188.10 Td (together ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 176.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.47 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 83.38 176.10 Td (Company) Tj ET Q q 0 0 0 rg BT 125.05 176.10 Td (s ) Tj ET Q q 0 0 0 rg BT 130.63 176.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 165.09 176.10 Td (software ) Tj ET Q q 0 0 0 rg BT 201.22 176.10 Td (products. ) Tj ET Q q 0 0 0 rg BT 239.73 176.10 Td (T) Tj ET Q q 0 0 0 rg BT 245.48 176.10 Td (raining, ) Tj ET Q q 0 0 0 rg BT 278.00 176.10 Td (data ) Tj ET Q q 0 0 0 rg BT 296.35 176.10 Td (conversion, ) Tj ET Q q 0 0 0 rg BT 344.42 176.10 Td (installation, ) Tj ET Q q 0 0 0 rg BT 393.06 176.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.19 176.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 452.55 176.10 Td (services ) Tj ET Q q 0 0 0 rg BT 486.45 176.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 504.24 176.10 Td (are ) Tj ET Q q 0 0 0 rg BT 518.14 176.10 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 164.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.06 164.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 95.44 164.10 Td (when ) Tj ET Q q 0 0 0 rg BT 119.83 164.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.78 164.10 Td (services ) Tj ET Q q 0 0 0 rg BT 169.72 164.10 Td (are ) Tj ET Q q 0 0 0 rg BT 184.66 164.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 231.54 164.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 269.25 164.10 Td (for ) Tj ET Q q 0 0 0 rg BT 283.65 164.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 336.90 164.10 Td (and ) Tj ET Q q 0 0 0 rg BT 354.07 164.10 Td (support ) Tj ET Q q 0 0 0 rg BT 386.81 164.10 Td (services ) Tj ET Q q 0 0 0 rg BT 421.75 164.10 Td (is ) Tj ET Q q 0 0 0 rg BT 431.15 164.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 477.74 164.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 508.24 164.10 Td (over ) Tj ET Q q 0 0 0 rg BT 528.74 164.10 Td (the ) Tj ET Q q 0 0 0 rg BT 543.69 164.10 Td (term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 152.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.59 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.07 152.10 Td (support ) Tj ET Q q 0 0 0 rg BT 110.32 152.10 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 157.72 152.10 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 199.86 152.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 233.11 152.10 Td (from ) Tj ET Q q 0 0 0 rg BT 255.80 152.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 282.39 152.10 Td (setup ) Tj ET Q q 0 0 0 rg BT 306.76 152.10 Td (or ) Tj ET Q q 0 0 0 rg BT 318.35 152.10 Td (registration ) Tj ET Q q 0 0 0 rg BT 367.15 152.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 386.51 152.10 Td (are ) Tj ET Q q 0 0 0 rg BT 401.98 152.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 449.10 152.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 480.12 152.10 Td (over ) Tj ET Q q 0 0 0 rg BT 501.15 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.62 152.10 Td (term ) Tj ET Q q 0 0 0 rg BT 538.21 152.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 152.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 140.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 94.14 140.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.42 140.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 151.88 140.10 Td (with ) Tj ET Q q 0 0 0 rg BT 172.16 140.10 Td (F) Tj ET Q q 0 0 0 rg BT 176.98 140.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 198.93 140.10 Td (and ) Tj ET Q q 0 0 0 rg BT 215.87 140.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 236.71 140.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 283.08 140.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 321.67 140.10 Td (on ) Tj ET Q q 0 0 0 rg BT 334.17 140.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 368.32 140.10 Td (recognition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 118.10 Td (Software ) Tj ET Q q 0 0 0 rg BT 137.77 118.10 Td (development ) Tj ET Q q 0 0 0 rg BT 192.10 118.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 248.64 118.10 Td (involving ) Tj ET Q q 0 0 0 rg BT 289.65 118.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 334.54 118.10 Td (customization, ) Tj ET Q q 0 0 0 rg BT 395.81 118.10 Td (modification ) Tj ET Q q 0 0 0 rg BT 449.59 118.10 Td (or ) Tj ET Q q 0 0 0 rg BT 460.59 118.10 Td (production ) Tj ET Q q 0 0 0 rg BT 506.59 118.10 Td (are ) Tj ET Q q 0 0 0 rg BT 521.48 118.10 Td (accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.82 106.10 Td (in ) Tj ET Q q 0 0 0 rg BT 75.75 106.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 123.87 106.10 Td (with ) Tj ET Q q 0 0 0 rg BT 144.81 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.19 106.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 208.88 106.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 248.12 106.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 295.15 106.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 334.41 106.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 362.56 106.10 Td (by ) Tj ET Q q 0 0 0 rg BT 375.72 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.10 106.10 Td (F) Tj ET Q q 0 0 0 rg BT 395.92 106.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 418.53 106.10 Td (using ) Tj ET Q q 0 0 0 rg BT 443.36 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.73 106.10 Td (percentage-of-completion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (method. ) Tj ET Q q 0 0 0 rg BT 85.07 94.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.39 94.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 145.05 94.10 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 190.57 94.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 224.99 94.10 Td (using ) Tj ET Q q 0 0 0 rg BT 249.43 94.10 Td (periodic ) Tj ET Q q 0 0 0 rg BT 284.97 94.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 321.06 94.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 347.70 94.10 Td (hours ) Tj ET Q q 0 0 0 rg BT 372.69 94.10 Td (worked ) Tj ET Q q 0 0 0 rg BT 405.46 94.10 Td (as ) Tj ET Q q 0 0 0 rg BT 416.56 94.10 Td (a ) Tj ET Q q 0 0 0 rg BT 423.77 94.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 469.84 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 480.95 94.10 Td (total ) Tj ET Q q 0 0 0 rg BT 501.49 94.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 539.80 94.10 Td (hours ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (required ) Tj ET Q q 0 0 0 rg BT 85.82 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 96.09 82.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 135.24 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.96 82.10 Td (project ) Tj ET Q q 0 0 0 rg BT 180.22 82.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 232.70 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 249.63 82.10 Td (applies ) Tj ET Q q 0 0 0 rg BT 280.46 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.18 82.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 340.98 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.25 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.97 82.10 Td (total ) Tj ET Q q 0 0 0 rg BT 386.25 82.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 438.72 82.10 Td (fee.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 60.10 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 136.86 60.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 170.83 60.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 206.49 60.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 247.14 60.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.80 60.10 Td (billings ) Tj ET Q q 0 0 0 rg BT 290.13 60.10 Td (that ) Tj ET Q q 0 0 0 rg BT 307.46 60.10 Td (have ) Tj ET Q q 0 0 0 rg BT 328.66 60.10 Td (been ) Tj ET Q q 0 0 0 rg BT 349.87 60.10 Td (received ) Tj ET Q q 0 0 0 rg BT 386.06 60.10 Td (or ) Tj ET Q q 0 0 0 rg BT 396.72 60.10 Td (made ) Tj ET Q q 0 0 0 rg BT 420.70 60.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 442.47 60.10 Td (to ) Tj ET Q q 0 0 0 rg BT 452.58 60.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 505.43 60.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 524.70 60.10 Td (in ) Tj ET Q q 0 0 0 rg BT 534.81 60.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 48.10 Td (cases, ) Tj ET Q q 0 0 0 rg BT 77.12 48.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 98.42 48.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 145.26 48.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.23 48.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 203.96 48.10 Td (pertain ) Tj ET Q q 0 0 0 rg BT 235.25 48.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.56 48.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 300.61 48.10 Td (and ) Tj ET Q q 0 0 0 rg BT 318.57 48.10 Td (support ) Tj ET Q q 0 0 0 rg BT 352.10 48.10 Td (fees, ) Tj ET Q q 0 0 0 rg BT 374.22 48.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 401.08 48.10 Td (setup ) Tj ET Q q 0 0 0 rg BT 425.71 48.10 Td (or ) Tj ET Q q 0 0 0 rg BT 437.57 48.10 Td (registration ) Tj ET Q q 0 0 0 rg BT 486.64 48.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 506.26 48.10 Td (under ) Tj ET Q q 0 0 0 rg BT 532.55 48.10 Td (hosting ) Tj ET Q endstream endobj 83 0 obj <>] /Rotate 0 /Contents 84 0 R>> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 100.09 742.10 Td (software ) Tj ET Q q 0 0 0 rg BT 136.58 742.10 Td (license ) Tj ET Q q 0 0 0 rg BT 166.41 742.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 184.57 742.10 Td (received ) Tj ET Q q 0 0 0 rg BT 220.50 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 230.34 742.10 Td (advance ) Tj ET Q q 0 0 0 rg BT 265.15 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.54 742.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 310.37 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 326.87 742.10 Td (acceptance, ) Tj ET Q q 0 0 0 rg BT 375.28 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.78 742.10 Td (software ) Tj ET Q q 0 0 0 rg BT 428.27 742.10 Td (development ) Tj ET Q q 0 0 0 rg BT 481.98 742.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 500.14 742.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 519.42 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 529.26 742.10 Td (advance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 730.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 108.32 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.26 730.10 Td (delivery) Tj ET Q q 0 0 0 rg BT 157.37 730.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 708.10 Td (Allowance ) Tj ET Q q 0 0 0 rg BT 96.94 708.10 Td (for) Tj ET Q q 0 0 0 rg BT 109.53 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 112.03 708.10 Td (Doubtful ) Tj ET Q q 0 0 0 rg BT 152.32 708.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 194.26 708.10 Td (Receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 686.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 154.54 686.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 203.96 686.10 Td (analyzes ) Tj ET Q q 0 0 0 rg BT 241.72 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.27 686.10 Td (aging ) Tj ET Q q 0 0 0 rg BT 282.82 686.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.49 686.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 332.81 686.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 377.22 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.00 686.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 435.54 686.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 453.32 686.10 Td (debts, ) Tj ET Q q 0 0 0 rg BT 480.26 686.10 Td (write-of) Tj ET Q q 0 0 0 rg BT 512.29 686.10 Td (fs, ) Tj ET Q q 0 0 0 rg BT 525.34 686.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.10 Td (concentrations, ) Tj ET Q q 0 0 0 rg BT 115.14 674.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 156.13 674.10 Td (credit-worthiness, ) Tj ET Q q 0 0 0 rg BT 232.39 674.10 Td (current ) Tj ET Q q 0 0 0 rg BT 265.04 674.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 308.24 674.10 Td (trends, ) Tj ET Q q 0 0 0 rg BT 339.51 674.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.29 674.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 394.83 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.94 674.10 Td (our ) Tj ET Q q 0 0 0 rg BT 424.60 674.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 465.59 674.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 504.35 674.10 Td (patterns ) Tj ET Q q 0 0 0 rg BT 540.34 674.10 Td (when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 94.15 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.87 662.10 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 149.12 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 159.95 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.67 662.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 217.70 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 231.86 662.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 268.25 662.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 305.73 662.10 Td (receivable. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 640.10 Td (V) Tj ET Q q 0 0 0 rg BT 56.30 640.10 Td (aluation ) Tj ET Q q 0 0 0 rg BT 93.81 640.10 Td (of ) Tj ET Q q 0 0 0 rg BT 104.64 640.10 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 618.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 618.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.16 618.10 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 128.09 618.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 170.79 618.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.17 618.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 203.43 618.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.37 618.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 241.63 618.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.11 618.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.49 618.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 282.52 618.10 Td (value ) Tj ET Q q 0 0 0 rg BT 306.34 618.10 Td (of ) Tj ET Q q 0 0 0 rg BT 316.83 618.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.20 618.10 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 378.90 618.10 Td (net ) Tj ET Q q 0 0 0 rg BT 393.27 618.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 418.76 618.10 Td (from ) Tj ET Q q 0 0 0 rg BT 440.36 618.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.73 618.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 499.11 618.10 Td (that ) Tj ET Q q 0 0 0 rg BT 516.26 618.10 Td (we ) Tj ET Q q 0 0 0 rg BT 530.08 618.10 Td (acquire. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 606.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.27 606.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 109.18 606.10 Td (with ) Tj ET Q q 0 0 0 rg BT 129.90 606.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.06 606.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 180.21 606.10 Td (F) Tj ET Q q 0 0 0 rg BT 185.03 606.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 207.43 606.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 254.24 606.10 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 295.78 606.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 334.28 606.10 Td (is ) Tj ET Q q 0 0 0 rg BT 343.90 606.10 Td (tested ) Tj ET Q q 0 0 0 rg BT 370.17 606.10 Td (for ) Tj ET Q q 0 0 0 rg BT 384.77 606.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 433.81 606.10 Td (at ) Tj ET Q q 0 0 0 rg BT 443.97 606.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.14 606.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 498.74 606.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 517.24 606.10 Td (level ) Tj ET Q q 0 0 0 rg BT 539.61 606.10 Td (on ) Tj ET Q q 0 0 0 rg BT 552.56 606.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 594.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 79.00 594.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 101.35 594.10 Td (or ) Tj ET Q q 0 0 0 rg BT 112.03 594.10 Td (on ) Tj ET Q q 0 0 0 rg BT 124.38 594.10 Td (an ) Tj ET Q q 0 0 0 rg BT 136.16 594.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 167.39 594.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 189.74 594.10 Td (if ) Tj ET Q q 0 0 0 rg BT 198.20 594.10 Td (an ) Tj ET Q q 0 0 0 rg BT 209.98 594.10 Td (event ) Tj ET Q q 0 0 0 rg BT 233.98 594.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 271.31 594.10 Td (or ) Tj ET Q q 0 0 0 rg BT 281.99 594.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 340.97 594.10 Td (change ) Tj ET Q q 0 0 0 rg BT 371.64 594.10 Td (that ) Tj ET Q q 0 0 0 rg BT 388.98 594.10 Td (would ) Tj ET Q q 0 0 0 rg BT 416.33 594.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 450.33 594.10 Td (that ) Tj ET Q q 0 0 0 rg BT 467.67 594.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 483.89 594.10 Td (value ) Tj ET Q q 0 0 0 rg BT 507.90 594.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.57 594.10 Td (a ) Tj ET Q q 0 0 0 rg BT 525.36 594.10 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 582.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 67.61 582.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 109.08 582.10 Td (below ) Tj ET Q q 0 0 0 rg BT 135.58 582.10 Td (its ) Tj ET Q q 0 0 0 rg BT 147.08 582.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 182.45 582.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 208.66 582.10 Td (Potential ) Tj ET Q q 0 0 0 rg BT 246.27 582.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 294.42 582.10 Td (indicators ) Tj ET Q q 0 0 0 rg BT 335.91 582.10 Td (include ) Tj ET Q q 0 0 0 rg BT 367.40 582.10 Td (a ) Tj ET Q q 0 0 0 rg BT 373.90 582.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 418.16 582.10 Td (change ) Tj ET Q q 0 0 0 rg BT 448.54 582.10 Td (in ) Tj ET Q q 0 0 0 rg BT 458.37 582.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.64 582.10 Td (business ) Tj ET Q q 0 0 0 rg BT 508.59 582.10 Td (climate, ) Tj ET Q q 0 0 0 rg BT 542.57 582.10 Td (legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 570.10 Td (factors, ) Tj ET Q q 0 0 0 rg BT 82.42 570.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 122.90 570.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 176.13 570.10 Td (indicators, ) Tj ET Q q 0 0 0 rg BT 220.78 570.10 Td (competition,customer ) Tj ET Q q 0 0 0 rg BT 312.92 570.10 Td (retentionand ) Tj ET Q q 0 0 0 rg BT 368.11 570.10 Td (the ) Tj ET Q q 0 0 0 rg BT 383.04 570.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 401.31 570.10 Td (or ) Tj ET Q q 0 0 0 rg BT 412.35 570.10 Td (disposition ) Tj ET Q q 0 0 0 rg BT 458.96 570.10 Td (of ) Tj ET Q q 0 0 0 rg BT 470.00 570.10 Td (a ) Tj ET Q q 0 0 0 rg BT 477.16 570.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 522.08 570.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 553.68 570.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 558.10 Td (the ) Tj ET Q q 0 0 0 rg BT 66.00 558.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 106.18 558.10 Td (Starting ) Tj ET Q q 0 0 0 rg BT 141.62 558.10 Td (in ) Tj ET Q q 0 0 0 rg BT 153.19 558.10 Td (201) Tj ET Q q 0 0 0 rg BT 167.82 558.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 179.10 558.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.10 558.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 237.77 558.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 270.99 558.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.99 558.10 Td (then ) Tj ET Q q 0 0 0 rg BT 307.99 558.10 Td (new ) Tj ET Q q 0 0 0 rg BT 328.43 558.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 368.31 558.10 Td (concerning ) Tj ET Q q 0 0 0 rg BT 416.52 558.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 455.86 558.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 505.74 558.10 Td (evaluation. ) Tj ET Q q 0 0 0 rg BT 553.67 558.10 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 546.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 98.43 546.10 Td (with ) Tj ET Q q 0 0 0 rg BT 119.68 546.10 Td (that ) Tj ET Q q 0 0 0 rg BT 138.15 546.10 Td (new ) Tj ET Q q 0 0 0 rg BT 158.28 546.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 197.84 546.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 237.40 546.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.09 546.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 295.45 546.10 Td (first ) Tj ET Q q 0 0 0 rg BT 315.03 546.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 352.38 546.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 383.05 546.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 428.73 546.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 459.41 546.10 Td (to ) Tj ET Q q 0 0 0 rg BT 470.66 546.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 514.11 546.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 549.78 546.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 534.10 Td (existence ) Tj ET Q q 0 0 0 rg BT 89.62 534.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.36 534.10 Td (events ) Tj ET Q q 0 0 0 rg BT 128.32 534.10 Td (or ) Tj ET Q q 0 0 0 rg BT 139.06 534.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 198.12 534.10 Td (would ) Tj ET Q q 0 0 0 rg BT 225.53 534.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 259.60 534.10 Td (that ) Tj ET Q q 0 0 0 rg BT 277.00 534.10 Td (it ) Tj ET Q q 0 0 0 rg BT 284.97 534.10 Td (is ) Tj ET Q q 0 0 0 rg BT 294.06 534.10 Td (more ) Tj ET Q q 0 0 0 rg BT 317.02 534.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 342.21 534.10 Td (than ) Tj ET Q q 0 0 0 rg BT 361.84 534.10 Td (not ) Tj ET Q q 0 0 0 rg BT 377.03 534.10 Td (that ) Tj ET Q q 0 0 0 rg BT 394.44 534.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.07 534.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 425.36 534.10 Td (value ) Tj ET Q q 0 0 0 rg BT 449.43 534.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.17 534.10 Td (any ) Tj ET Q q 0 0 0 rg BT 477.02 534.10 Td (of ) Tj ET Q q 0 0 0 rg BT 487.77 534.10 Td (our ) Tj ET Q q 0 0 0 rg BT 503.51 534.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 542.58 534.10 Td (units ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 522.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.55 522.10 Td (less ) Tj ET Q q 0 0 0 rg BT 86.56 522.10 Td (than ) Tj ET Q q 0 0 0 rg BT 106.77 522.10 Td (its ) Tj ET Q q 0 0 0 rg BT 119.22 522.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 155.54 522.10 Td (amount. ) Tj ET Q q 0 0 0 rg BT 191.04 522.10 Td (If ) Tj ET Q q 0 0 0 rg BT 200.70 522.10 Td (after ) Tj ET Q q 0 0 0 rg BT 222.02 522.10 Td (assessing ) Tj ET Q q 0 0 0 rg BT 262.24 522.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.46 522.10 Td (totality ) Tj ET Q q 0 0 0 rg BT 308.79 522.10 Td (of ) Tj ET Q q 0 0 0 rg BT 320.13 522.10 Td (events ) Tj ET Q q 0 0 0 rg BT 348.67 522.10 Td (or ) Tj ET Q q 0 0 0 rg BT 360.01 522.10 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 422.15 522.10 Td (we ) Tj ET Q q 0 0 0 rg BT 436.81 522.10 Td (were ) Tj ET Q q 0 0 0 rg BT 459.24 522.10 Td (to ) Tj ET Q q 0 0 0 rg BT 470.02 522.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 513.00 522.10 Td (that ) Tj ET Q q 0 0 0 rg BT 531.00 522.10 Td (it ) Tj ET Q q 0 0 0 rg BT 539.56 522.10 Td (is ) Tj ET Q q 0 0 0 rg BT 549.23 522.10 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 510.10 Td (more ) Tj ET Q q 0 0 0 rg BT 73.36 510.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 98.94 510.10 Td (than ) Tj ET Q q 0 0 0 rg BT 118.96 510.10 Td (not ) Tj ET Q q 0 0 0 rg BT 134.55 510.10 Td (that ) Tj ET Q q 0 0 0 rg BT 152.36 510.10 Td (the ) Tj ET Q q 0 0 0 rg BT 167.38 510.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 184.07 510.10 Td (value ) Tj ET Q q 0 0 0 rg BT 208.53 510.10 Td (of ) Tj ET Q q 0 0 0 rg BT 219.67 510.10 Td (a ) Tj ET Q q 0 0 0 rg BT 226.92 510.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 266.38 510.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 284.75 510.10 Td (is ) Tj ET Q q 0 0 0 rg BT 294.23 510.10 Td (less ) Tj ET Q q 0 0 0 rg BT 312.04 510.10 Td (than ) Tj ET Q q 0 0 0 rg BT 332.06 510.10 Td (its ) Tj ET Q q 0 0 0 rg BT 344.32 510.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 380.44 510.10 Td (amount, ) Tj ET Q q 0 0 0 rg BT 415.75 510.10 Td (then ) Tj ET Q q 0 0 0 rg BT 435.77 510.10 Td (we ) Tj ET Q q 0 0 0 rg BT 450.24 510.10 Td (would ) Tj ET Q q 0 0 0 rg BT 478.05 510.10 Td (not ) Tj ET Q q 0 0 0 rg BT 493.64 510.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 528.66 510.10 Td (the ) Tj ET Q q 0 0 0 rg BT 543.68 510.10 Td (two-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 498.10 Td (step ) Tj ET Q q 0 0 0 rg BT 68.61 498.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 118.32 498.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 166.91 498.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 196.08 498.10 Td (described ) Tj ET Q q 0 0 0 rg BT 236.89 498.10 Td (further ) Tj ET Q q 0 0 0 rg BT 266.60 498.10 Td (below) Tj ET Q q 0 0 0 rg BT 290.39 498.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 474.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 474.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.93 474.10 Td (aforementioned ) Tj ET Q q 0 0 0 rg BT 169.06 474.10 Td (two-step ) Tj ET Q q 0 0 0 rg BT 205.88 474.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 255.47 474.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 284.52 474.10 Td (process ) Tj ET Q q 0 0 0 rg BT 316.89 474.10 Td (involves ) Tj ET Q q 0 0 0 rg BT 353.16 474.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 398.31 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.91 474.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 451.95 474.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 469.89 474.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 505.58 474.10 Td (values ) Tj ET Q q 0 0 0 rg BT 533.51 474.10 Td (to ) Tj ET Q q 0 0 0 rg BT 543.68 474.10 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 462.10 Td (respective ) Tj ET Q q 0 0 0 rg BT 92.28 462.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 107.90 462.10 Td (values; ) Tj ET Q q 0 0 0 rg BT 137.98 462.10 Td (we ) Tj ET Q q 0 0 0 rg BT 151.38 462.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 193.11 462.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 208.73 462.10 Td (value ) Tj ET Q q 0 0 0 rg BT 232.14 462.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.21 462.10 Td (our ) Tj ET Q q 0 0 0 rg BT 257.29 462.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 295.69 462.10 Td (units ) Tj ET Q q 0 0 0 rg BT 316.89 462.10 Td (by ) Tj ET Q q 0 0 0 rg BT 328.64 462.10 Td (applying ) Tj ET Q q 0 0 0 rg BT 365.38 462.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.34 462.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 424.41 462.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 443.93 462.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 464.01 462.10 Td (method ) Tj ET Q q 0 0 0 rg BT 495.75 462.10 Td (using ) Tj ET Q q 0 0 0 rg BT 519.17 462.10 Td (the ) Tj ET Q q 0 0 0 rg BT 533.13 462.10 Td (present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 450.10 Td (value ) Tj ET Q q 0 0 0 rg BT 74.24 450.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.15 450.10 Td (future ) Tj ET Q q 0 0 0 rg BT 111.61 450.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 152.51 450.10 Td (net ) Tj ET Q q 0 0 0 rg BT 167.31 450.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 187.67 450.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 214.97 450.10 Td (If ) Tj ET Q q 0 0 0 rg BT 224.21 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.01 450.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 255.47 450.10 Td (value ) Tj ET Q q 0 0 0 rg BT 279.71 450.10 Td (of ) Tj ET Q q 0 0 0 rg BT 290.63 450.10 Td (a ) Tj ET Q q 0 0 0 rg BT 297.65 450.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 336.88 450.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 355.02 450.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 389.25 450.10 Td (its ) Tj ET Q q 0 0 0 rg BT 401.28 450.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 437.18 450.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 463.92 450.10 Td (then ) Tj ET Q q 0 0 0 rg BT 483.72 450.10 Td (no ) Tj ET Q q 0 0 0 rg BT 496.30 450.10 Td (further ) Tj ET Q q 0 0 0 rg BT 526.09 450.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 555.34 450.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 438.10 Td (required. ) Tj ET Q q 0 0 0 rg BT 88.19 438.10 Td (However) Tj ET Q q 0 0 0 rg BT 124.44 438.10 Td (, ) Tj ET Q q 0 0 0 rg BT 129.32 438.10 Td (if ) Tj ET Q q 0 0 0 rg BT 137.80 438.10 Td (a ) Tj ET Q q 0 0 0 rg BT 144.62 438.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 183.65 438.10 Td (unit) Tj ET Q q 0 0 0 rg BT 201.99 438.10 Td (s ) Tj ET Q q 0 0 0 rg BT 208.26 438.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 224.51 438.10 Td (value ) Tj ET Q q 0 0 0 rg BT 248.54 438.10 Td (were ) Tj ET Q q 0 0 0 rg BT 270.35 438.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.50 438.10 Td (be ) Tj ET Q q 0 0 0 rg BT 292.32 438.10 Td (less ) Tj ET Q q 0 0 0 rg BT 309.70 438.10 Td (than ) Tj ET Q q 0 0 0 rg BT 329.29 438.10 Td (its ) Tj ET Q q 0 0 0 rg BT 341.11 438.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 376.81 438.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 403.34 438.10 Td (we ) Tj ET Q q 0 0 0 rg BT 417.38 438.10 Td (would ) Tj ET Q q 0 0 0 rg BT 444.75 438.10 Td (then ) Tj ET Q q 0 0 0 rg BT 464.35 438.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 506.70 438.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.30 438.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 553.67 438.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.09 426.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 114.06 426.10 Td (char) Tj ET Q q 0 0 0 rg BT 131.08 426.10 Td (ge, ) Tj ET Q q 0 0 0 rg BT 145.89 426.10 Td (if ) Tj ET Q q 0 0 0 rg BT 154.87 426.10 Td (any) Tj ET Q q 0 0 0 rg BT 168.66 426.10 Td (, ) Tj ET Q q 0 0 0 rg BT 174.03 426.10 Td (which ) Tj ET Q q 0 0 0 rg BT 201.34 426.10 Td (would ) Tj ET Q q 0 0 0 rg BT 229.21 426.10 Td (be ) Tj ET Q q 0 0 0 rg BT 241.52 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.61 426.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 289.48 426.10 Td (that ) Tj ET Q q 0 0 0 rg BT 307.34 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.43 426.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 358.62 426.10 Td (value ) Tj ET Q q 0 0 0 rg BT 383.14 426.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.35 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.43 426.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 448.96 426.10 Td (unit) Tj ET Q q 0 0 0 rg BT 467.29 426.10 Td (s ) Tj ET Q q 0 0 0 rg BT 474.06 426.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 512.49 426.10 Td (exceeded ) Tj ET Q q 0 0 0 rg BT 552.55 426.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.10 Td (implied ) Tj ET Q q 0 0 0 rg BT 83.73 414.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 110.84 414.10 Td (W) Tj ET Q q 0 0 0 rg BT 119.48 414.10 Td (e ) Tj ET Q q 0 0 0 rg BT 127.09 414.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 162.48 414.10 Td (our ) Tj ET Q q 0 0 0 rg BT 178.99 414.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.83 414.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 247.56 414.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 296.84 414.10 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 341.67 414.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.29 414.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 389.14 414.10 Td (as ) Tj ET Q q 0 0 0 rg BT 400.65 414.10 Td (of ) Tj ET Q q 0 0 0 rg BT 412.16 414.10 Td (September ) Tj ET Q q 0 0 0 rg BT 458.10 414.10 Td (30 ) Tj ET Q q 0 0 0 rg BT 471.28 414.10 Td (each ) Tj ET Q q 0 0 0 rg BT 492.78 414.10 Td (year) Tj ET Q q 0 0 0 rg BT 509.43 414.10 Td (. ) Tj ET Q q 0 0 0 rg BT 515.11 414.10 Td (In ) Tj ET Q q 0 0 0 rg BT 526.62 414.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 549.80 414.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 87.99 402.10 Td (residing ) Tj ET Q q 0 0 0 rg BT 122.64 402.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.85 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 147.50 402.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 189.36 402.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 228.45 402.10 Td (unit, ) Tj ET Q q 0 0 0 rg BT 248.94 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.59 402.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 294.34 402.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 330.12 402.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 369.21 402.10 Td (unit, ) Tj ET Q q 0 0 0 rg BT 389.70 402.10 Td (were ) Tj ET Q q 0 0 0 rg BT 411.56 402.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 452.30 402.10 Td (for ) Tj ET Q q 0 0 0 rg BT 466.40 402.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 514.93 402.10 Td (based ) Tj ET Q q 0 0 0 rg BT 540.13 402.10 Td (on ) Tj ET Q q 0 0 0 rg BT 552.57 402.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 97.29 390.10 Td (of ) Tj ET Q q 0 0 0 rg BT 108.46 390.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 138.52 390.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 183.57 390.10 Td (factors, ) Tj ET Q q 0 0 0 rg BT 216.13 390.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.41 390.10 Td (were ) Tj ET Q q 0 0 0 rg BT 255.69 390.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 303.52 390.10 Td (not ) Tj ET Q q 0 0 0 rg BT 319.14 390.10 Td (to ) Tj ET Q q 0 0 0 rg BT 329.77 390.10 Td (have ) Tj ET Q q 0 0 0 rg BT 351.50 390.10 Td (been ) Tj ET Q q 0 0 0 rg BT 373.22 390.10 Td (impaired. ) Tj ET Q q 0 0 0 rg BT 416.61 390.10 Td (In ) Tj ET Q q 0 0 0 rg BT 427.79 390.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 450.64 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.70 390.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 504.11 390.10 Td (residing ) Tj ET Q q 0 0 0 rg BT 539.17 390.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 390.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 70.46 378.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 120.90 378.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 160.80 378.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 199.58 378.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 217.25 378.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.81 378.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 263.69 378.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 299.15 378.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 337.93 378.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 355.60 378.10 Td (were ) Tj ET Q q 0 0 0 rg BT 377.15 378.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 417.58 378.10 Td (for ) Tj ET Q q 0 0 0 rg BT 431.35 378.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 479.57 378.10 Td (using ) Tj ET Q q 0 0 0 rg BT 503.36 378.10 Td (step-one ) Tj ET Q q 0 0 0 rg BT 539.35 378.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 378.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 100.12 366.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 129.70 366.10 Td (process ) Tj ET Q q 0 0 0 rg BT 162.60 366.10 Td (described ) Tj ET Q q 0 0 0 rg BT 203.82 366.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 232.90 366.10 Td (The ) Tj ET Q q 0 0 0 rg BT 251.36 366.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 268.15 366.10 Td (value ) Tj ET Q q 0 0 0 rg BT 292.72 366.10 Td (of ) Tj ET Q q 0 0 0 rg BT 303.96 366.10 Td (both ) Tj ET Q q 0 0 0 rg BT 324.65 366.10 Td (of ) Tj ET Q q 0 0 0 rg BT 335.89 366.10 Td (these ) Tj ET Q q 0 0 0 rg BT 359.35 366.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 398.92 366.10 Td (units ) Tj ET Q q 0 0 0 rg BT 421.27 366.10 Td (were ) Tj ET Q q 0 0 0 rg BT 443.62 366.10 Td (found ) Tj ET Q q 0 0 0 rg BT 469.86 366.10 Td (to ) Tj ET Q q 0 0 0 rg BT 480.55 366.10 Td (be ) Tj ET Q q 0 0 0 rg BT 492.90 366.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 523.56 366.10 Td (than ) Tj ET Q q 0 0 0 rg BT 543.69 366.10 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 85.47 354.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 111.78 354.10 Td (and ) Tj ET Q q 0 0 0 rg BT 128.38 354.10 Td (thusly ) Tj ET Q q 0 0 0 rg BT 154.98 354.10 Td (there ) Tj ET Q q 0 0 0 rg BT 177.12 354.10 Td (was ) Tj ET Q q 0 0 0 rg BT 194.83 354.10 Td (no ) Tj ET Q q 0 0 0 rg BT 206.98 354.10 Td (need ) Tj ET Q q 0 0 0 rg BT 228.02 354.10 Td (to ) Tj ET Q q 0 0 0 rg BT 237.95 354.10 Td (proceed ) Tj ET Q q 0 0 0 rg BT 271.75 354.10 Td (to ) Tj ET Q q 0 0 0 rg BT 281.69 354.10 Td (step-two, ) Tj ET Q q 0 0 0 rg BT 320.78 354.10 Td (as ) Tj ET Q q 0 0 0 rg BT 331.27 354.10 Td (there ) Tj ET Q q 0 0 0 rg BT 353.41 354.10 Td (was ) Tj ET Q q 0 0 0 rg BT 371.12 354.10 Td (no ) Tj ET Q q 0 0 0 rg BT 383.27 354.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 431.53 354.10 Td (indicated.) Tj ET Q q 0 0 0 rg BT 475.50 354.10 Td (The ) Tj ET Q q 0 0 0 rg BT 493.20 354.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 513.69 354.10 Td (Compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 90.62 342.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 130.11 342.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 148.50 342.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 165.21 342.10 Td (value ) Tj ET Q q 0 0 0 rg BT 189.70 342.10 Td (in ) Tj ET Q q 0 0 0 rg BT 200.32 342.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 229.25 342.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.42 342.10 Td (its ) Tj ET Q q 0 0 0 rg BT 252.70 342.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 288.85 342.10 Td (value ) Tj ET Q q 0 0 0 rg BT 313.34 342.10 Td (was ) Tj ET Q q 0 0 0 rg BT 331.72 342.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 372.32 342.10 Td (close\(based ) Tj ET Q q 0 0 0 rg BT 424.30 342.10 Td (on ) Tj ET Q q 0 0 0 rg BT 437.13 342.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 471.61 342.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 502.78 342.10 Td (assumption ) Tj ET Q q 0 0 0 rg BT 553.67 342.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.10 Td (2% ) Tj ET Q q 0 0 0 rg BT 65.71 330.10 Td (to ) Tj ET Q q 0 0 0 rg BT 75.87 330.10 Td (3% ) Tj ET Q q 0 0 0 rg BT 91.59 330.10 Td (and ) Tj ET Q q 0 0 0 rg BT 108.41 330.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 144.68 330.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 162.05 330.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.76 330.10 Td (16%\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 194.42 330.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 196.92 330.10 Td (while ) Tj ET Q q 0 0 0 rg BT 221.52 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.12 330.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 266.27 330.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 301.99 330.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 341.03 330.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 358.97 330.10 Td (had ) Tj ET Q q 0 0 0 rg BT 375.79 330.10 Td (a ) Tj ET Q q 0 0 0 rg BT 382.61 330.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 434.99 330.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 462.92 330.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 479.17 330.10 Td (value ) Tj ET Q q 0 0 0 rg BT 503.21 330.10 Td (in ) Tj ET Q q 0 0 0 rg BT 513.37 330.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 541.86 330.10 Td (of ) Tj ET Q q 0 0 0 rg BT 552.57 330.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 318.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 86.46 318.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 113.77 318.10 Td (During ) Tj ET Q q 0 0 0 rg BT 145.25 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.62 318.10 Td (years ) Tj ET Q q 0 0 0 rg BT 184.86 318.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 211.89 318.10 Td (December ) Tj ET Q q 0 0 0 rg BT 256.12 318.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 271.77 318.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 297.42 318.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 323.07 318.10 Td (and ) Tj ET Q q 0 0 0 rg BT 340.66 318.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 366.31 318.10 Td (we ) Tj ET Q q 0 0 0 rg BT 381.12 318.10 Td (had ) Tj ET Q q 0 0 0 rg BT 398.71 318.10 Td (no ) Tj ET Q q 0 0 0 rg BT 411.86 318.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 461.10 318.10 Td (of ) Tj ET Q q 0 0 0 rg BT 472.58 318.10 Td (any ) Tj ET Q q 0 0 0 rg BT 490.17 318.10 Td (our ) Tj ET Q q 0 0 0 rg BT 506.65 318.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 546.46 318.10 Td (unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 88.06 306.10 Td (balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 282.10 Td (Projections ) Tj ET Q q 0 0 0 rg BT 133.63 282.10 Td (of ) Tj ET Q q 0 0 0 rg BT 144.59 282.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.99 282.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 189.85 282.10 Td (are ) Tj ET Q q 0 0 0 rg BT 204.69 282.10 Td (based ) Tj ET Q q 0 0 0 rg BT 230.09 282.10 Td (on ) Tj ET Q q 0 0 0 rg BT 242.72 282.10 Td (our ) Tj ET Q q 0 0 0 rg BT 258.69 282.10 Td (views ) Tj ET Q q 0 0 0 rg BT 284.65 282.10 Td (ofrevenuegrowth ) Tj ET Q q 0 0 0 rg BT 360.59 282.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 384.60 282.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 425.00 282.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 450.13 282.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 496.63 282.10 Td (future ) Tj ET Q q 0 0 0 rg BT 523.14 282.10 Td (economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 97.07 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.20 270.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 160.64 270.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 197.43 270.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 219.22 270.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 252.10 270.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.79 270.10 Td (risk, ) Tj ET Q q 0 0 0 rg BT 283.20 270.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.54 270.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 340.66 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.90 270.10 Td (residual ) Tj ET Q q 0 0 0 rg BT 386.46 270.10 Td (values ) Tj ET Q q 0 0 0 rg BT 414.92 270.10 Td (and ) Tj ET Q q 0 0 0 rg BT 432.27 270.10 Td (terminal ) Tj ET Q q 0 0 0 rg BT 468.49 270.10 Td (values. ) Tj ET Q q 0 0 0 rg BT 499.24 270.10 Td (W) Tj ET Q q 0 0 0 rg BT 507.88 270.10 Td (e ) Tj ET Q q 0 0 0 rg BT 515.22 270.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 547.00 270.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.78 258.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 105.44 258.10 Td (are ) Tj ET Q q 0 0 0 rg BT 120.09 258.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 162.54 258.10 Td (with ) Tj ET Q q 0 0 0 rg BT 182.76 258.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 234.66 258.10 Td (that ) Tj ET Q q 0 0 0 rg BT 252.10 258.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 303.41 258.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 352.50 258.10 Td (would ) Tj ET Q q 0 0 0 rg BT 379.95 258.10 Td (use ) Tj ET Q q 0 0 0 rg BT 395.73 258.10 Td (in ) Tj ET Q q 0 0 0 rg BT 405.96 258.10 Td (their ) Tj ET Q q 0 0 0 rg BT 426.73 258.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 466.39 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.17 258.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 493.49 258.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 519.92 258.10 Td (The ) Tj ET Q q 0 0 0 rg BT 537.91 258.10 Td (use ) Tj ET Q q 0 0 0 rg BT 553.69 258.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 246.10 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 246.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 85.94 246.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 124.84 246.10 Td (or ) Tj ET Q q 0 0 0 rg BT 134.87 246.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 186.01 246.10 Td (for ) Tj ET Q q 0 0 0 rg BT 199.37 246.10 Td (our ) Tj ET Q q 0 0 0 rg BT 214.39 246.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 253.29 246.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 298.31 246.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 317.77 246.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 341.68 246.10 Td (\(e.g.,revenuegrowth ) Tj ET Q q 0 0 0 rg BT 428.62 246.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 451.69 246.10 Td (future ) Tj ET Q q 0 0 0 rg BT 477.27 246.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 517.83 246.10 Td (conditions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 234.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 86.66 234.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 110.80 234.10 Td (and ) Tj ET Q q 0 0 0 rg BT 128.01 234.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 167.99 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.09 234.10 Td (terminal ) Tj ET Q q 0 0 0 rg BT 215.18 234.10 Td (values\) ) Tj ET Q q 0 0 0 rg BT 246.83 234.10 Td (when ) Tj ET Q q 0 0 0 rg BT 271.26 234.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 322.35 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.34 234.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 353.99 234.10 Td (value ) Tj ET Q q 0 0 0 rg BT 378.41 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.51 234.10 Td (our ) Tj ET Q q 0 0 0 rg BT 405.61 234.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 445.04 234.10 Td (units ) Tj ET Q q 0 0 0 rg BT 467.25 234.10 Td (could ) Tj ET Q q 0 0 0 rg BT 492.24 234.10 Td (result ) Tj ET Q q 0 0 0 rg BT 517.23 234.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.78 234.10 Td (dif) Tj ET Q q 0 0 0 rg BT 538.70 234.10 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.10 Td (values ) Tj ET Q q 0 0 0 rg BT 78.05 222.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.00 222.10 Td (may ) Tj ET Q q 0 0 0 rg BT 114.72 222.10 Td (result ) Tj ET Q q 0 0 0 rg BT 139.44 222.10 Td (in ) Tj ET Q q 0 0 0 rg BT 149.72 222.10 Td (a ) Tj ET Q q 0 0 0 rg BT 156.67 222.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 194.73 222.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 243.33 222.10 Td (char) Tj ET Q q 0 0 0 rg BT 260.36 222.10 Td (ge. ) Tj ET Q q 0 0 0 rg BT 274.25 222.10 Td (As ) Tj ET Q q 0 0 0 rg BT 287.87 222.10 Td (a ) Tj ET Q q 0 0 0 rg BT 294.81 222.10 Td (practice, ) Tj ET Q q 0 0 0 rg BT 331.45 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.18 222.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 387.57 222.10 Td (closely ) Tj ET Q q 0 0 0 rg BT 418.40 222.10 Td (monitors ) Tj ET Q q 0 0 0 rg BT 456.46 222.10 Td (any ) Tj ET Q q 0 0 0 rg BT 473.40 222.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 512.56 222.10 Td (units ) Tj ET Q q 0 0 0 rg BT 534.52 222.10 Td (that ) Tj ET Q q 0 0 0 rg BT 552.02 222.10 Td (do ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.10 Td (not ) Tj ET Q q 0 0 0 rg BT 65.28 210.10 Td (have ) Tj ET Q q 0 0 0 rg BT 86.66 210.10 Td (a ) Tj ET Q q 0 0 0 rg BT 93.59 210.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 146.08 210.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 174.13 210.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 190.51 210.10 Td (value ) Tj ET Q q 0 0 0 rg BT 214.66 210.10 Td (in ) Tj ET Q q 0 0 0 rg BT 224.94 210.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 253.54 210.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.37 210.10 Td (their ) Tj ET Q q 0 0 0 rg BT 285.20 210.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 321.01 210.10 Td (value.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 188.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.98 188.10 Td (T) Tj ET Q q 0 0 0 rg BT 89.73 188.10 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 166.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 166.10 Td (e ) Tj ET Q q 0 0 0 rg BT 115.39 166.10 Td (account ) Tj ET Q q 0 0 0 rg BT 149.80 166.10 Td (for ) Tj ET Q q 0 0 0 rg BT 164.77 166.10 Td (income ) Tj ET Q q 0 0 0 rg BT 197.52 166.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 221.38 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 232.48 166.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 280.75 166.10 Td (with ) Tj ET Q q 0 0 0 rg BT 301.84 166.10 Td (F) Tj ET Q q 0 0 0 rg BT 306.66 166.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 329.43 166.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 376.62 166.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 416.03 166.10 Td (on ) Tj ET Q q 0 0 0 rg BT 429.34 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.87 166.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 492.06 166.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.81 166.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 553.67 166.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (income ) Tj ET Q q 0 0 0 rg BT 83.15 154.10 Td (taxes, ) Tj ET Q q 0 0 0 rg BT 109.92 154.10 Td (which ) Tj ET Q q 0 0 0 rg BT 138.07 154.10 Td (involves ) Tj ET Q q 0 0 0 rg BT 175.67 154.10 Td (estimating ) Tj ET Q q 0 0 0 rg BT 221.05 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.99 154.10 Td (Company) Tj ET Q q 0 0 0 rg BT 278.65 154.10 Td (s ) Tj ET Q q 0 0 0 rg BT 286.26 154.10 Td (current ) Tj ET Q q 0 0 0 rg BT 318.29 154.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 334.23 154.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 374.04 154.10 Td (together ) Tj ET Q q 0 0 0 rg BT 410.52 154.10 Td (with ) Tj ET Q q 0 0 0 rg BT 432.02 154.10 Td (assessing ) Tj ET Q q 0 0 0 rg BT 472.96 154.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 517.77 154.10 Td (dif) Tj ET Q q 0 0 0 rg BT 528.70 154.10 Td (ferences ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 87.97 142.10 Td (from ) Tj ET Q q 0 0 0 rg BT 110.39 142.10 Td (dif) Tj ET Q q 0 0 0 rg BT 121.32 142.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 148.17 142.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 188.91 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.21 142.10 Td (items ) Tj ET Q q 0 0 0 rg BT 224.86 142.10 Td (for ) Tj ET Q q 0 0 0 rg BT 239.50 142.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 254.69 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.11 142.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 318.96 142.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 359.77 142.10 Td (These ) Tj ET Q q 0 0 0 rg BT 386.62 142.10 Td (dif) Tj ET Q q 0 0 0 rg BT 397.55 142.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 433.83 142.10 Td (result ) Tj ET Q q 0 0 0 rg BT 459.03 142.10 Td (in ) Tj ET Q q 0 0 0 rg BT 469.78 142.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 506.07 142.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 521.26 142.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 547.57 142.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 92.34 130.10 Td (which ) Tj ET Q q 0 0 0 rg BT 119.40 130.10 Td (are ) Tj ET Q q 0 0 0 rg BT 134.23 130.10 Td (included ) Tj ET Q q 0 0 0 rg BT 171.28 130.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.68 130.10 Td (our ) Tj ET Q q 0 0 0 rg BT 197.63 130.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 253.03 130.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 287.85 130.10 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 318.89 130.10 Td (W) Tj ET Q q 0 0 0 rg BT 327.53 130.10 Td (e ) Tj ET Q q 0 0 0 rg BT 334.59 130.10 Td (then ) Tj ET Q q 0 0 0 rg BT 354.42 130.10 Td (assess ) Tj ET Q q 0 0 0 rg BT 381.49 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.33 130.10 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 439.50 130.10 Td (that ) Tj ET Q q 0 0 0 rg BT 457.12 130.10 Td (our ) Tj ET Q q 0 0 0 rg BT 473.07 130.10 Td (net ) Tj ET Q q 0 0 0 rg BT 487.90 130.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 523.83 130.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 538.67 130.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (will ) Tj ET Q q 0 0 0 rg BT 68.23 118.10 Td (be ) Tj ET Q q 0 0 0 rg BT 80.35 118.10 Td (recovered ) Tj ET Q q 0 0 0 rg BT 122.44 118.10 Td (from ) Tj ET Q q 0 0 0 rg BT 144.56 118.10 Td (future ) Tj ET Q q 0 0 0 rg BT 171.11 118.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 202.66 118.10 Td (income ) Tj ET Q q 0 0 0 rg BT 234.77 118.10 Td (in ) Tj ET Q q 0 0 0 rg BT 245.23 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.12 118.10 Td (years ) Tj ET Q q 0 0 0 rg BT 283.90 118.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.35 118.10 Td (which ) Tj ET Q q 0 0 0 rg BT 321.47 118.10 Td (those ) Tj ET Q q 0 0 0 rg BT 345.25 118.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 389.02 118.10 Td (dif) Tj ET Q q 0 0 0 rg BT 399.95 118.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 435.94 118.10 Td (are ) Tj ET Q q 0 0 0 rg BT 450.82 118.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 489.03 118.10 Td (to ) Tj ET Q q 0 0 0 rg BT 499.48 118.10 Td (be ) Tj ET Q q 0 0 0 rg BT 511.60 118.10 Td (recovered ) Tj ET Q q 0 0 0 rg BT 553.69 118.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (settled, ) Tj ET Q q 0 0 0 rg BT 81.10 106.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 100.54 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.82 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.54 106.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 152.47 106.10 Td (we ) Tj ET Q q 0 0 0 rg BT 166.63 106.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 198.00 106.10 Td (that ) Tj ET Q q 0 0 0 rg BT 215.50 106.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 252.97 106.10 Td (is ) Tj ET Q q 0 0 0 rg BT 262.14 106.10 Td (not ) Tj ET Q q 0 0 0 rg BT 277.42 106.10 Td (likely) Tj ET Q q 0 0 0 rg BT 299.55 106.10 Td (, ) Tj ET Q q 0 0 0 rg BT 304.55 106.10 Td (we ) Tj ET Q q 0 0 0 rg BT 318.71 106.10 Td (establish ) Tj ET Q q 0 0 0 rg BT 356.20 106.10 Td (a ) Tj ET Q q 0 0 0 rg BT 363.14 106.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 402.85 106.10 Td (allowance. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 84.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.53 84.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.40 84.10 Td (does ) Tj ET Q q 0 0 0 rg BT 177.71 84.10 Td (not ) Tj ET Q q 0 0 0 rg BT 192.47 84.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 233.32 84.10 Td (a ) Tj ET Q q 0 0 0 rg BT 239.74 84.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 275.03 84.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 294.79 84.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 308.99 84.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 342.08 84.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.50 84.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 401.58 84.10 Td (income ) Tj ET Q q 0 0 0 rg BT 432.99 84.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 447.19 84.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 481.38 84.10 Td (for ) Tj ET Q q 0 0 0 rg BT 495.03 84.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.22 84.10 Td (undistributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 88.28 72.10 Td (of ) Tj ET Q q 0 0 0 rg BT 101.01 72.10 Td (its ) Tj ET Q q 0 0 0 rg BT 114.86 72.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 148.14 72.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 199.76 72.10 Td (which ) Tj ET Q q 0 0 0 rg BT 228.60 72.10 Td (are ) Tj ET Q q 0 0 0 rg BT 245.21 72.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 292.93 72.10 Td (indefinitely ) Tj ET Q q 0 0 0 rg BT 343.43 72.10 Td (invested ) Tj ET Q q 0 0 0 rg BT 381.16 72.10 Td (because ) Tj ET Q q 0 0 0 rg BT 417.21 72.10 Td (those ) Tj ET Q q 0 0 0 rg BT 442.72 72.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 476.00 72.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 514.27 72.10 Td (will ) Tj ET Q q 0 0 0 rg BT 534.23 72.10 Td (remain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (permanently ) Tj ET Q q 0 0 0 rg BT 102.48 60.10 Td (reinvested ) Tj ET Q q 0 0 0 rg BT 146.07 60.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.35 60.10 Td (those ) Tj ET Q q 0 0 0 rg BT 179.96 60.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 229.68 60.10 Td (to ) Tj ET Q q 0 0 0 rg BT 239.96 60.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 260.79 60.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 296.06 60.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 340.22 60.10 Td (and ) Tj ET Q q 0 0 0 rg BT 357.16 60.10 Td (growth. ) Tj ET Q endstream endobj 85 0 obj <>] /Rotate 0 /Contents 86 0 R>> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.49 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.32 742.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 189.26 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.41 742.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 247.02 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.30 742.10 Td (F) Tj ET Q q 0 0 0 rg BT 262.12 742.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 283.51 742.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 329.32 742.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 367.36 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 379.30 742.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 425.11 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 438.71 742.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 477.85 742.10 Td (income ) Tj ET Q q 0 0 0 rg BT 509.23 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 523.39 742.10 Td (positions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (This ) Tj ET Q q 0 0 0 rg BT 70.65 730.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 109.62 730.10 Td (clarified ) Tj ET Q q 0 0 0 rg BT 145.80 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.89 730.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 207.63 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 222.17 730.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 270.02 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 280.67 730.10 Td (income ) Tj ET Q q 0 0 0 rg BT 312.98 730.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 336.40 730.10 Td (by ) Tj ET Q q 0 0 0 rg BT 349.27 730.10 Td (prescribing ) Tj ET Q q 0 0 0 rg BT 397.13 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.22 730.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 453.98 730.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 502.40 730.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 542.48 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 549.80 730.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (position ) Tj ET Q q 0 0 0 rg BT 85.21 718.10 Td (is ) Tj ET Q q 0 0 0 rg BT 94.87 718.10 Td (required ) Tj ET Q q 0 0 0 rg BT 131.18 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 141.94 718.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 164.37 718.10 Td (before ) Tj ET Q q 0 0 0 rg BT 192.89 718.10 Td (being ) Tj ET Q q 0 0 0 rg BT 218.10 718.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 264.95 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 275.71 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.92 718.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 328.89 718.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 376.37 718.10 Td (The ) Tj ET Q q 0 0 0 rg BT 394.91 718.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 433.99 718.10 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 465.86 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 473.29 718.10 Td (two-step ) Tj ET Q q 0 0 0 rg BT 510.71 718.10 Td (approach ) Tj ET Q q 0 0 0 rg BT 550.35 718.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 95.16 706.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 110.89 706.10 Td (positions. ) Tj ET Q q 0 0 0 rg BT 153.02 706.10 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 205.42 706.10 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 234.48 706.10 Td (1\) ) Tj ET Q q 0 0 0 rg BT 250.76 706.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 280.37 706.10 Td (when ) Tj ET Q q 0 0 0 rg BT 305.55 706.10 Td (an ) Tj ET Q q 0 0 0 rg BT 318.50 706.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 361.44 706.10 Td (concludes ) Tj ET Q q 0 0 0 rg BT 404.93 706.10 Td (that ) Tj ET Q q 0 0 0 rg BT 423.44 706.10 Td (a ) Tj ET Q q 0 0 0 rg BT 431.39 706.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 447.12 706.10 Td (position, ) Tj ET Q q 0 0 0 rg BT 485.36 706.10 Td (based ) Tj ET Q q 0 0 0 rg BT 511.65 706.10 Td (solely ) Tj ET Q q 0 0 0 rg BT 539.05 706.10 Td (on ) Tj ET Q q 0 0 0 rg BT 552.56 706.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 88.27 694.10 Td (merits ) Tj ET Q q 0 0 0 rg BT 115.44 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 124.29 694.10 Td (more ) Tj ET Q q 0 0 0 rg BT 147.01 694.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 171.96 694.10 Td (than ) Tj ET Q q 0 0 0 rg BT 191.36 694.10 Td (not ) Tj ET Q q 0 0 0 rg BT 206.31 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.27 694.10 Td (be ) Tj ET Q q 0 0 0 rg BT 227.89 694.10 Td (sustained ) Tj ET Q q 0 0 0 rg BT 267.28 694.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 289.46 694.10 Td (examination. ) Tj ET Q q 0 0 0 rg BT 343.56 694.10 Td (Measurement ) Tj ET Q q 0 0 0 rg BT 400.17 694.10 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 427.89 694.10 Td (2\) ) Tj ET Q q 0 0 0 rg BT 442.84 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 451.68 694.10 Td (only ) Tj ET Q q 0 0 0 rg BT 471.64 694.10 Td (addressed ) Tj ET Q q 0 0 0 rg BT 513.25 694.10 Td (if ) Tj ET Q q 0 0 0 rg BT 521.53 694.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 541.49 694.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 548.67 694.10 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (been ) Tj ET Q q 0 0 0 rg BT 71.26 682.10 Td (satisfied. ) Tj ET Q q 0 0 0 rg BT 109.47 682.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 136.84 682.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 157.00 682.10 Td (2, ) Tj ET Q q 0 0 0 rg BT 166.88 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.48 682.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 196.08 682.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 226.22 682.10 Td (is ) Tj ET Q q 0 0 0 rg BT 235.27 682.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 275.97 682.10 Td (at ) Tj ET Q q 0 0 0 rg BT 285.57 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.17 682.10 Td (lar) Tj ET Q q 0 0 0 rg BT 310.54 682.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 329.03 682.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 361.40 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.11 682.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 404.76 682.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 452.12 682.10 Td (on ) Tj ET Q q 0 0 0 rg BT 464.50 682.10 Td (a ) Tj ET Q q 0 0 0 rg BT 471.32 682.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 518.13 682.10 Td (probability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 72.66 670.10 Td (that ) Tj ET Q q 0 0 0 rg BT 90.32 670.10 Td (is ) Tj ET Q q 0 0 0 rg BT 99.65 670.10 Td (more ) Tj ET Q q 0 0 0 rg BT 122.85 670.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 148.29 670.10 Td (than ) Tj ET Q q 0 0 0 rg BT 168.16 670.10 Td (not ) Tj ET Q q 0 0 0 rg BT 183.60 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.04 670.10 Td (be ) Tj ET Q q 0 0 0 rg BT 206.14 670.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 240.44 670.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 263.10 670.10 Td (final ) Tj ET Q q 0 0 0 rg BT 284.08 670.10 Td (settlement. ) Tj ET Q q 0 0 0 rg BT 329.76 670.10 Td (As ) Tj ET Q q 0 0 0 rg BT 343.53 670.10 Td (used ) Tj ET Q q 0 0 0 rg BT 364.52 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 374.96 670.10 Td (this ) Tj ET Q q 0 0 0 rg BT 392.07 670.10 Td (context, ) Tj ET Q q 0 0 0 rg BT 426.66 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 441.54 670.10 Td (term ) Tj ET Q q 0 0 0 rg BT 462.52 670.10 Td (more ) Tj ET Q q 0 0 0 rg BT 490.17 670.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 515.60 670.10 Td (than ) Tj ET Q q 0 0 0 rg BT 535.48 670.10 Td (not ) Tj ET Q q 0 0 0 rg BT 555.36 670.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (interpreted ) Tj ET Q q 0 0 0 rg BT 95.81 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.09 658.10 Td (mean ) Tj ET Q q 0 0 0 rg BT 130.24 658.10 Td (that ) Tj ET Q q 0 0 0 rg BT 147.74 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.46 658.10 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 205.51 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 216.34 658.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 262.69 658.10 Td (is ) Tj ET Q q 0 0 0 rg BT 271.86 658.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 302.11 658.10 Td (than ) Tj ET Q q 0 0 0 rg BT 321.83 658.10 Td (50%.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (For) Tj ET Q q 0 0 0 rg BT 65.37 636.10 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 107.12 636.10 Td (ency ) Tj ET Q q 0 0 0 rg BT 128.88 636.10 Td (T) Tj ET Q q 0 0 0 rg BT 134.81 636.10 Td (ranslation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 614.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.91 614.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 159.82 614.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 197.16 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 211.19 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.77 614.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 272.72 614.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 303.96 614.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 353.54 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 363.69 614.10 Td (India ) Tj ET Q q 0 0 0 rg BT 386.60 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 403.40 614.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 446.31 614.10 Td (is ) Tj ET Q q 0 0 0 rg BT 455.35 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.93 614.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 490.08 614.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 515.77 614.10 Td (because ) Tj ET Q q 0 0 0 rg BT 549.78 614.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 96.85 602.10 Td (property ) Tj ET Q q 0 0 0 rg BT 133.16 602.10 Td (research ) Tj ET Q q 0 0 0 rg BT 168.89 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.76 602.10 Td (development ) Tj ET Q q 0 0 0 rg BT 239.84 602.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 278.36 602.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 316.34 602.10 Td (by ) Tj ET Q q 0 0 0 rg BT 328.77 602.10 Td (its ) Tj ET Q q 0 0 0 rg BT 340.64 602.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 383.62 602.10 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 424.08 602.10 Td (, ) Tj ET Q q 0 0 0 rg BT 429.01 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 445.87 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.52 602.10 Td (product ) Tj ET Q q 0 0 0 rg BT 493.49 602.10 Td (development ) Tj ET Q q 0 0 0 rg BT 547.57 602.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (information ) Tj ET Q q 0 0 0 rg BT 99.78 590.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 146.78 590.10 Td (enabled ) Tj ET Q q 0 0 0 rg BT 180.43 590.10 Td (services ) Tj ET Q q 0 0 0 rg BT 215.21 590.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 253.87 590.10 Td (for ) Tj ET Q q 0 0 0 rg BT 268.09 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.88 590.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 323.76 590.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 359.10 590.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 397.21 590.10 Td (by ) Tj ET Q q 0 0 0 rg BT 409.78 590.10 Td (its ) Tj ET Q q 0 0 0 rg BT 421.79 590.10 Td (India ) Tj ET Q q 0 0 0 rg BT 444.90 590.10 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 485.36 590.10 Td (, ) Tj ET Q q 0 0 0 rg BT 490.43 590.10 Td (both ) Tj ET Q q 0 0 0 rg BT 510.77 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.11 590.10 Td (support ) Tj ET Q q 0 0 0 rg BT 553.68 590.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 77.08 578.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 117.34 578.10 Td (divisions ) Tj ET Q q 0 0 0 rg BT 155.96 578.10 Td (across ) Tj ET Q q 0 0 0 rg BT 183.45 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.17 578.10 Td (world, ) Tj ET Q q 0 0 0 rg BT 226.50 578.10 Td (are ) Tj ET Q q 0 0 0 rg BT 241.21 578.10 Td (transacted ) Tj ET Q q 0 0 0 rg BT 284.24 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.52 578.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 314.80 578.10 Td (dollars.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 556.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.93 556.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 131.85 556.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 168.21 556.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.92 556.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.52 556.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 237.48 556.10 Td (other ) Tj ET Q q 0 0 0 rg BT 259.40 556.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 289.66 556.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 338.26 556.10 Td (is ) Tj ET Q q 0 0 0 rg BT 346.31 556.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.91 556.10 Td (local ) Tj ET Q q 0 0 0 rg BT 380.72 556.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 417.08 556.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.79 556.10 Td (the ) Tj ET Q q 0 0 0 rg BT 440.39 556.10 Td (country ) Tj ET Q q 0 0 0 rg BT 472.32 556.10 Td (in ) Tj ET Q q 0 0 0 rg BT 481.47 556.10 Td (which ) Tj ET Q q 0 0 0 rg BT 507.29 556.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.89 556.10 Td (subsidiary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (operates. ) Tj ET Q q 0 0 0 rg BT 88.85 544.10 Td (The ) Tj ET Q q 0 0 0 rg BT 107.67 544.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 134.27 544.10 Td (and ) Tj ET Q q 0 0 0 rg BT 151.99 544.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.48 544.10 Td (of ) Tj ET Q q 0 0 0 rg BT 204.08 544.10 Td (these ) Tj ET Q q 0 0 0 rg BT 227.90 544.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 260.05 544.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 310.54 544.10 Td (are ) Tj ET Q q 0 0 0 rg BT 326.02 544.10 Td (translated ) Tj ET Q q 0 0 0 rg BT 368.16 544.10 Td (into ) Tj ET Q q 0 0 0 rg BT 386.99 544.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 408.05 544.10 Td (dollars ) Tj ET Q q 0 0 0 rg BT 438.54 544.10 Td (at ) Tj ET Q q 0 0 0 rg BT 449.03 544.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.52 544.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 486.67 544.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.27 544.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 539.30 544.10 Td (at ) Tj ET Q q 0 0 0 rg BT 549.79 544.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.06 532.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 106.13 532.10 Td (dates. ) Tj ET Q q 0 0 0 rg BT 131.70 532.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 164.21 532.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.18 532.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 215.91 532.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 253.42 532.10 Td (are ) Tj ET Q q 0 0 0 rg BT 268.16 532.10 Td (translated ) Tj ET Q q 0 0 0 rg BT 309.55 532.10 Td (at ) Tj ET Q q 0 0 0 rg BT 319.30 532.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.04 532.10 Td (average ) Tj ET Q q 0 0 0 rg BT 367.65 532.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 407.93 532.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 429.33 532.10 Td (in ) Tj ET Q q 0 0 0 rg BT 439.64 532.10 Td (ef) Tj ET Q q 0 0 0 rg BT 447.22 532.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 464.74 532.10 Td (during ) Tj ET Q q 0 0 0 rg BT 493.37 532.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.11 532.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 538.69 532.10 Td (Gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.56 520.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 92.57 520.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 129.69 520.10 Td (from ) Tj ET Q q 0 0 0 rg BT 151.25 520.10 Td (translation ) Tj ET Q q 0 0 0 rg BT 195.58 520.10 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 245.47 520.10 Td (are ) Tj ET Q q 0 0 0 rg BT 259.80 520.10 Td (included ) Tj ET Q q 0 0 0 rg BT 296.35 520.10 Td (as ) Tj ET Q q 0 0 0 rg BT 306.81 520.10 Td (a ) Tj ET Q q 0 0 0 rg BT 313.36 520.10 Td (component ) Tj ET Q q 0 0 0 rg BT 359.92 520.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.37 520.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 423.02 520.10 Td (other ) Tj ET Q q 0 0 0 rg BT 445.68 520.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 508.34 520.10 Td (income ) Tj ET Q q 0 0 0 rg BT 539.89 520.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 520.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 111.82 508.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 165.87 508.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 199.91 508.10 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 230.36 508.10 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 264.97 508.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 306.24 508.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 353.62 508.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 378.23 508.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.18 508.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 423.58 508.10 Td (that ) Tj ET Q q 0 0 0 rg BT 442.08 508.10 Td (are ) Tj ET Q q 0 0 0 rg BT 457.80 508.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 491.29 508.10 Td (from ) Tj ET Q q 0 0 0 rg BT 514.24 508.10 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 104.15 496.10 Td (in ) Tj ET Q q 0 0 0 rg BT 114.43 496.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.37 496.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 158.84 496.10 Td (other ) Tj ET Q q 0 0 0 rg BT 181.89 496.10 Td (than ) Tj ET Q q 0 0 0 rg BT 201.61 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.32 496.10 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 265.63 496.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 308.67 496.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 346.14 496.10 Td (are ) Tj ET Q q 0 0 0 rg BT 360.85 496.10 Td (included ) Tj ET Q q 0 0 0 rg BT 397.78 496.10 Td (in ) Tj ET Q q 0 0 0 rg BT 408.06 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.78 496.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 480.82 496.10 Td (of ) Tj ET Q q 0 0 0 rg BT 491.65 496.10 Td (net ) Tj ET Q q 0 0 0 rg BT 506.36 496.10 Td (income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 474.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 95.26 474.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 137.77 474.10 Td (Information ) Tj ET Q q 0 0 0 rg BT 192.49 474.10 Td (\(unaudited\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 452.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.05 452.10 Td (following ) Tj ET Q q 0 0 0 rg BT 158.43 452.10 Td (is ) Tj ET Q q 0 0 0 rg BT 167.60 452.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.32 452.10 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 224.25 452.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 262.85 452.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 300.33 452.10 Td (information ) Tj ET Q q 0 0 0 rg BT 350.04 452.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.20 452.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.20 452.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.20 452.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.20 452.10 Td ( ) Tj ET Q q 0 0 0 rg BT 411.70 452.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.64 452.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.64 452.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 404.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 404.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 404.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 404.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 404.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 404.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 404.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 404.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 404.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 376.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 376.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 376.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 376.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 376.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 376.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 376.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 376.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 376.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 348.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 348.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 348.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 348.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 348.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 348.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 348.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 348.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 348.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 320.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 320.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 320.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 320.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 320.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 320.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 320.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 320.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 320.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 292.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 292.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 292.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 292.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 292.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 292.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 292.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 292.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 292.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 264.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 264.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 264.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 264.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 264.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 264.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 264.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 264.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 264.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 236.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 236.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 236.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 236.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 236.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 236.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 236.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 236.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 236.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 208.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 208.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 208.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 208.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 208.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 208.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 208.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 208.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 208.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 180.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 180.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 180.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 180.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 180.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 180.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 180.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 180.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 180.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 152.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 152.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 152.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 152.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 152.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 152.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 152.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 152.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 152.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 124.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 124.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 124.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 124.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 124.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 124.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 124.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 124.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 124.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 96.60 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 96.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 96.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 96.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 96.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 96.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 96.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 96.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 96.60 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 418.6 m 382.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 418.6 m 442.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 418.6 m 502.5 418.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 418.6 m 562.5 418.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.70 432.33 Td (First) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.55 422.33 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.70 432.33 Td (Second) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.55 422.33 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.45 432.33 Td (Third) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.55 422.33 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.00 432.33 Td (Fourth) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.55 422.33 Td (Quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 409.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.55 409.28 Td (\(in thousands, except per share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 395.28 Td (Year Ended December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 395.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 381.17 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 381.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 381.17 Td (51,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 381.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 381.17 Td (51,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 381.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 381.17 Td (50,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 381.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 381.17 Td (60,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 367.17 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 367.17 Td (41,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 367.17 Td (41,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 367.17 Td (40,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 367.17 Td (43,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 353.17 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 353.17 Td (19,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 353.17 Td (17,461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 353.17 Td (21,738) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 353.17 Td (21,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 339.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 339.17 Td (15,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 339.17 Td (13,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 339.17 Td (18,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 339.17 Td (16,547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 325.17 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 311.17 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 311.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 311.17 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 311.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 311.17 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 311.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 311.17 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 311.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 311.17 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 297.17 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 297.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 297.17 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 297.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 297.17 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 297.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 297.17 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 297.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 297.17 Td (0.45) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 283.28 Td (Year Ended December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 283.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 269.17 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 269.17 Td (52,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 269.17 Td (51,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 269.17 Td (50,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 269.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 269.17 Td (50,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 255.17 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 255.17 Td (42,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 255.17 Td (40,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 255.17 Td (40,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 255.17 Td (40,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 241.17 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 241.17 Td (19,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 241.17 Td (19,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 241.17 Td (18,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 241.17 Td (17,806) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 227.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 227.17 Td (17,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 227.17 Td (13,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 227.17 Td (13,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 227.17 Td (15,245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 213.17 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 199.17 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 199.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 199.17 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 199.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 199.17 Td (0.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 199.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 199.17 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 199.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 199.17 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 185.17 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 185.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 185.17 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 185.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 185.17 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 185.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 185.17 Td (0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 185.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 185.17 Td (0.40) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 171.28 Td (Year Ended December31, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 171.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 171.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 171.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 171.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 157.17 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 157.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 157.17 Td (43,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 157.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 157.17 Td (47,716) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 157.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 157.17 Td (53,804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 157.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 157.17 Td (54,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 143.17 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 143.17 Td (34,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 143.17 Td (38,559) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 143.17 Td (44,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 143.17 Td (43,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 129.17 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 129.17 Td (18,329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 129.17 Td (17,711) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 129.17 Td (20,708) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 129.17 Td (20,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 115.17 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 115.17 Td (15,685) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 115.17 Td (18,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 115.17 Td (18,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 115.17 Td (18,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 101.17 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 101.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 101.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 101.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 101.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 87.17 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 87.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 87.17 Td (0.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 87.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 87.17 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 87.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 87.17 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 87.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 87.17 Td (0.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 73.17 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 73.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 73.17 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 73.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 73.17 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 73.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 73.17 Td (0.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 73.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 73.17 Td (0.48) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 87 0 obj <>] /Rotate 0 /Contents 88 0 R>> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (40) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item 7A. QUANTIT) Tj ET Q q 0 0 0 rg BT 135.64 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 142.12 742.25 Td (TIVE ) Tj ET Q q 0 0 0 rg BT 168.53 742.25 Td (AND QUALIT) Tj ET Q q 0 0 0 rg BT 231.40 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 237.88 742.25 Td (TIVE DISCLOSURES ) Tj ET Q q 0 0 0 rg BT 337.36 742.25 Td (ABOUT) Tj ET Q q 0 0 0 rg BT 372.74 742.25 Td ( MARKET) Tj ET Q q 0 0 0 rg BT 420.06 742.25 Td ( RISK) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.71 720.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.76 720.25 Td (is ) Tj ET Q q 0 0 0 rg BT 169.60 720.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 201.08 720.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.03 720.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 242.39 720.25 Td (market ) Tj ET Q q 0 0 0 rg BT 273.32 720.25 Td (risks, ) Tj ET Q q 0 0 0 rg BT 297.88 720.25 Td (including ) Tj ET Q q 0 0 0 rg BT 338.81 720.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 370.86 720.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 409.00 720.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 449.91 720.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 471.95 720.25 Td (and ) Tj ET Q q 0 0 0 rg BT 489.56 720.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 522.15 720.25 Td (rates. ) Tj ET Q q 0 0 0 rg BT 546.47 720.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 708.25 Td (s ) Tj ET Q q 0 0 0 rg BT 98.75 708.25 Td (exposure ) Tj ET Q q 0 0 0 rg BT 138.04 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 149.01 708.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 181.08 708.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 219.25 708.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 260.19 708.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 282.26 708.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 300.46 708.25 Td (is ) Tj ET Q q 0 0 0 rg BT 310.32 708.25 Td (related ) Tj ET Q q 0 0 0 rg BT 340.71 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 351.68 708.25 Td (our ) Tj ET Q q 0 0 0 rg BT 368.21 708.25 Td (foreign-based ) Tj ET Q q 0 0 0 rg BT 426.37 708.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 471.22 708.25 Td (where ) Tj ET Q q 0 0 0 rg BT 498.84 708.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 549.80 708.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 103.22 696.25 Td (in ) Tj ET Q q 0 0 0 rg BT 112.57 696.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 143.01 696.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 185.67 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 201.67 696.25 Td (are ) Tj ET Q q 0 0 0 rg BT 215.45 696.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 245.34 696.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.69 696.25 Td (market ) Tj ET Q q 0 0 0 rg BT 284.02 696.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 300.59 696.25 Td (with ) Tj ET Q q 0 0 0 rg BT 319.94 696.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 349.82 696.25 Td (to ) Tj ET Q q 0 0 0 rg BT 359.17 696.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 407.95 696.25 Td (in ) Tj ET Q q 0 0 0 rg BT 417.30 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.08 696.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 462.63 696.25 Td (value ) Tj ET Q q 0 0 0 rg BT 485.86 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 495.76 696.25 Td (those ) Tj ET Q q 0 0 0 rg BT 518.43 696.25 Td (currencies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 684.25 Td ( ) Tj ET Q q 0 0 0 rg BT 59.31 684.25 Td (majority ) Tj ET Q q 0 0 0 rg BT 95.84 684.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.81 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.67 684.25 Td (Company) Tj ET Q q 0 0 0 rg BT 163.34 684.25 Td (s ) Tj ET Q q 0 0 0 rg BT 169.87 684.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 214.17 684.25 Td (are ) Tj ET Q q 0 0 0 rg BT 229.02 684.25 Td (based ) Tj ET Q q 0 0 0 rg BT 254.43 684.25 Td (in ) Tj ET Q q 0 0 0 rg BT 264.85 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.71 684.25 Td (U.S., ) Tj ET Q q 0 0 0 rg BT 302.64 684.25 Td (furthermore ) Tj ET Q q 0 0 0 rg BT 353.04 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.90 684.25 Td (functional ) Tj ET Q q 0 0 0 rg BT 411.08 684.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 454.81 684.25 Td (in ) Tj ET Q q 0 0 0 rg BT 465.23 684.25 Td (our ) Tj ET Q q 0 0 0 rg BT 481.20 684.25 Td (India ) Tj ET Q q 0 0 0 rg BT 504.39 684.25 Td (and ) Tj ET Q q 0 0 0 rg BT 521.47 684.25 Td (Singapore ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (divisions ) Tj ET Q q 0 0 0 rg BT 88.01 672.25 Td (is ) Tj ET Q q 0 0 0 rg BT 96.58 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.69 672.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 130.36 672.25 Td (dollar) Tj ET Q q 0 0 0 rg BT 153.29 672.25 Td (, ) Tj ET Q q 0 0 0 rg BT 157.68 672.25 Td (and ) Tj ET Q q 0 0 0 rg BT 174.01 672.25 Td (accordingly) Tj ET Q q 0 0 0 rg BT 220.57 672.25 Td (, ) Tj ET Q q 0 0 0 rg BT 224.96 672.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.29 672.25 Td (lar) Tj ET Q q 0 0 0 rg BT 241.66 672.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 252.99 672.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 283.77 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 293.99 672.25 Td (our ) Tj ET Q q 0 0 0 rg BT 309.22 672.25 Td (business ) Tj ET Q q 0 0 0 rg BT 345.00 672.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 394.66 672.25 Td (are ) Tj ET Q q 0 0 0 rg BT 408.76 672.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 462.30 672.25 Td (in ) Tj ET Q q 0 0 0 rg BT 471.98 672.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 491.65 672.25 Td (dollars. ) Tj ET Q q 0 0 0 rg BT 523.26 672.25 Td (However) Tj ET Q q 0 0 0 rg BT 559.51 672.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.40 660.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.47 660.25 Td (has ) Tj ET Q q 0 0 0 rg BT 123.98 660.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 168.82 660.25 Td (in ) Tj ET Q q 0 0 0 rg BT 179.08 660.25 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 221.42 660.25 Td (New ) Tj ET Q q 0 0 0 rg BT 243.49 660.25 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 281.37 660.25 Td (Great ) Tj ET Q q 0 0 0 rg BT 306.76 660.25 Td (Britain, ) Tj ET Q q 0 0 0 rg BT 340.22 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 357.84 660.25 Td (Brazil, ) Tj ET Q q 0 0 0 rg BT 387.96 660.25 Td (where ) Tj ET Q q 0 0 0 rg BT 415.57 660.25 Td (we ) Tj ET Q q 0 0 0 rg BT 430.42 660.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 465.25 660.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 516.20 660.25 Td (in ) Tj ET Q q 0 0 0 rg BT 527.16 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 542.56 660.25 Td (local ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 93.46 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 104.17 648.25 Td (each ) Tj ET Q q 0 0 0 rg BT 124.86 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.56 648.25 Td (these ) Tj ET Q q 0 0 0 rg BT 158.48 648.25 Td (locations. ) Tj ET Q q 0 0 0 rg BT 199.29 648.25 Td (There ) Tj ET Q q 0 0 0 rg BT 224.98 648.25 Td (can ) Tj ET Q q 0 0 0 rg BT 241.23 648.25 Td (be ) Tj ET Q q 0 0 0 rg BT 253.05 648.25 Td (no ) Tj ET Q q 0 0 0 rg BT 265.42 648.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 306.67 648.25 Td (that ) Tj ET Q q 0 0 0 rg BT 324.04 648.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 373.62 648.25 Td (in ) Tj ET Q q 0 0 0 rg BT 383.78 648.25 Td (the ) Tj ET Q q 0 0 0 rg BT 398.37 648.25 Td (value ) Tj ET Q q 0 0 0 rg BT 422.40 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.11 648.25 Td (those ) Tj ET Q q 0 0 0 rg BT 456.59 648.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 487.84 648.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 531.30 648.25 Td (will ) Tj ET Q q 0 0 0 rg BT 549.23 648.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.25 Td (have ) Tj ET Q q 0 0 0 rg BT 71.28 636.25 Td (a ) Tj ET Q q 0 0 0 rg BT 78.11 636.25 Td (material ) Tj ET Q q 0 0 0 rg BT 113.27 636.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 146.21 636.25 Td (ef) Tj ET Q q 0 0 0 rg BT 153.79 636.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 171.18 636.25 Td (on ) Tj ET Q q 0 0 0 rg BT 183.58 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 198.19 636.25 Td (Company) Tj ET Q q 0 0 0 rg BT 239.86 636.25 Td (s ) Tj ET Q q 0 0 0 rg BT 246.15 636.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 284.94 636.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 325.10 636.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 356.11 636.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 394.05 636.25 Td (or ) Tj ET Q q 0 0 0 rg BT 404.77 636.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 442.15 636.25 Td (condition. ) Tj ET Q q 0 0 0 rg BT 484.83 636.25 Td (During ) Tj ET Q q 0 0 0 rg BT 515.56 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 530.17 636.25 Td (years ) Tj ET Q q 0 0 0 rg BT 553.67 636.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 624.25 Td ( ) Tj ET Q q 0 0 0 rg BT 71.71 624.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.85 624.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.85 624.25 Td ( ) Tj ET Q q 0 0 0 rg BT 109.56 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.49 624.25 Td (net ) Tj ET Q q 0 0 0 rg BT 137.41 624.25 Td (change ) Tj ET Q q 0 0 0 rg BT 167.44 624.25 Td (in ) Tj ET Q q 0 0 0 rg BT 176.92 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.85 624.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 236.98 624.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 267.57 624.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 304.25 624.25 Td (translation ) Tj ET Q q 0 0 0 rg BT 348.17 624.25 Td (account, ) Tj ET Q q 0 0 0 rg BT 383.47 624.25 Td (which ) Tj ET Q q 0 0 0 rg BT 409.62 624.25 Td (is ) Tj ET Q q 0 0 0 rg BT 418.00 624.25 Td (a ) Tj ET Q q 0 0 0 rg BT 424.14 624.25 Td (component ) Tj ET Q q 0 0 0 rg BT 470.29 624.25 Td (of ) Tj ET Q q 0 0 0 rg BT 480.32 624.25 Td (stockholders) Tj ET Q q 0 0 0 rg BT 533.46 624.25 Td ( ) Tj ET Q q 0 0 0 rg BT 535.17 624.25 Td (equity) Tj ET Q q 0 0 0 rg BT 559.51 624.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.25 Td (was ) Tj ET Q q 0 0 0 rg BT 68.05 612.25 Td (an ) Tj ET Q q 0 0 0 rg BT 79.98 612.25 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 124.12 612.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 142.17 612.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.00 612.25 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 172.99 612.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.88 612.25 Td (, ) Tj ET Q q 0 0 0 rg BT 206.88 612.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.81 612.25 Td ($5.4 ) Tj ET Q q 0 0 0 rg BT 243.81 612.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.70 612.25 Td (, ) Tj ET Q q 0 0 0 rg BT 277.70 612.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 325.36 612.25 Td (. ) Tj ET Q q 0 0 0 rg BT 330.17 612.25 Td (The ) Tj ET Q q 0 0 0 rg BT 348.21 612.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 389.60 612.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 435.41 612.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.12 612.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 489.82 612.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 516.76 612.25 Td (in ) Tj ET Q q 0 0 0 rg BT 527.03 612.25 Td (currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.27 600.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 111.66 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 128.62 600.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 176.11 600.25 Td (that ) Tj ET Q q 0 0 0 rg BT 193.63 600.25 Td (it ) Tj ET Q q 0 0 0 rg BT 201.70 600.25 Td (was ) Tj ET Q q 0 0 0 rg BT 219.77 600.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 265.60 600.25 Td (possible ) Tj ET Q q 0 0 0 rg BT 300.89 600.25 Td (that ) Tj ET Q q 0 0 0 rg BT 318.40 600.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 351.46 600.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 386.18 600.25 Td (in ) Tj ET Q q 0 0 0 rg BT 396.47 600.25 Td (our ) Tj ET Q q 0 0 0 rg BT 412.32 600.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 455.37 600.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 486.76 600.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 524.25 600.25 Td (exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 71.81 588.25 Td (of ) Tj ET Q q 0 0 0 rg BT 83.07 588.25 Td (20% ) Tj ET Q q 0 0 0 rg BT 104.33 588.25 Td (could ) Tj ET Q q 0 0 0 rg BT 129.47 588.25 Td (possibly ) Tj ET Q q 0 0 0 rg BT 165.74 588.25 Td (be ) Tj ET Q q 0 0 0 rg BT 178.11 588.25 Td (experienced ) Tj ET Q q 0 0 0 rg BT 229.34 588.25 Td (in ) Tj ET Q q 0 0 0 rg BT 240.05 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.20 588.25 Td (near ) Tj ET Q q 0 0 0 rg BT 275.33 588.25 Td (term ) Tj ET Q q 0 0 0 rg BT 296.59 588.25 Td (future. ) Tj ET Q q 0 0 0 rg BT 325.89 588.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 348.82 588.25 Td (an ) Tj ET Q q 0 0 0 rg BT 361.19 588.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 394.66 588.25 Td (change ) Tj ET Q q 0 0 0 rg BT 425.90 588.25 Td (in ) Tj ET Q q 0 0 0 rg BT 436.61 588.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 474.52 588.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 515.20 588.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 537.01 588.25 Td (would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.25 Td (have ) Tj ET Q q 0 0 0 rg BT 71.39 576.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 105.56 576.25 Td (in ) Tj ET Q q 0 0 0 rg BT 115.85 576.25 Td (a ) Tj ET Q q 0 0 0 rg BT 122.80 576.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 163.07 576.25 Td (to ) Tj ET Q q 0 0 0 rg BT 173.36 576.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 204.19 576.25 Td (income ) Tj ET Q q 0 0 0 rg BT 236.14 576.25 Td (of ) Tj ET Q q 0 0 0 rg BT 246.98 576.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 307.25 576.25 Td ($5.1 ) Tj ET Q q 0 0 0 rg BT 327.26 576.25 Td (million ) Tj ET Q q 0 0 0 rg BT 358.67 576.25 Td (and ) Tj ET Q q 0 0 0 rg BT 375.62 576.25 Td ($3.4million ) Tj ET Q q 0 0 0 rg BT 427.02 576.25 Td (for ) Tj ET Q q 0 0 0 rg BT 441.19 576.25 Td (the ) Tj ET Q q 0 0 0 rg BT 455.92 576.25 Td (years ) Tj ET Q q 0 0 0 rg BT 479.53 576.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.92 576.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 564.25 Td ( ) Tj ET Q q 0 0 0 rg BT 72.50 564.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.44 564.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.44 564.25 Td (, ) Tj ET Q q 0 0 0 rg BT 114.44 564.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 162.10 564.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 542.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.97 542.25 Td (Company) Tj ET Q q 0 0 0 rg BT 158.64 542.25 Td (s ) Tj ET Q q 0 0 0 rg BT 164.96 542.25 Td (exposure ) Tj ET Q q 0 0 0 rg BT 203.48 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 213.68 542.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 245.54 542.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 262.95 542.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 280.38 542.25 Td (relates ) Tj ET Q q 0 0 0 rg BT 308.90 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 319.10 542.25 Td (its ) Tj ET Q q 0 0 0 rg BT 330.98 542.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 362.84 542.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 397.47 542.25 Td (on ) Tj ET Q q 0 0 0 rg BT 409.90 542.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 458.99 542.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 478.63 542.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 525.50 542.25 Td (and ) Tj ET Q q 0 0 0 rg BT 542.36 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 552.57 542.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 83.53 530.25 Td (income ) Tj ET Q q 0 0 0 rg BT 117.06 530.25 Td (on ) Tj ET Q q 0 0 0 rg BT 131.15 530.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 166.91 530.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 188.77 530.25 Td (balances. ) Tj ET Q q 0 0 0 rg BT 228.89 530.25 Td (As ) Tj ET Q q 0 0 0 rg BT 244.09 530.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.52 530.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 316.70 530.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.70 530.25 Td ( ) Tj ET Q q 0 0 0 rg BT 340.79 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.10 530.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 400.08 530.25 Td (had ) Tj ET Q q 0 0 0 rg BT 418.62 530.25 Td ($122.0million ) Tj ET Q q 0 0 0 rg BT 481.60 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.03 530.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 544.78 530.25 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 97.11 518.25 Td (which ) Tj ET Q q 0 0 0 rg BT 124.21 518.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 164.09 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 175.08 518.25 Td (a ) Tj ET Q q 0 0 0 rg BT 182.19 518.25 Td ($120.5million ) Tj ET Q q 0 0 0 rg BT 243.74 518.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 276.94 518.25 Td (on ) Tj ET Q q 0 0 0 rg BT 289.60 518.25 Td (our ) Tj ET Q q 0 0 0 rg BT 305.59 518.25 Td (commercial ) Tj ET Q q 0 0 0 rg BT 355.45 518.25 Td (banking ) Tj ET Q q 0 0 0 rg BT 390.33 518.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 431.32 518.25 Td (line ) Tj ET Q q 0 0 0 rg BT 448.98 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 459.98 518.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 485.40 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 502.50 518.25 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 522.67 518.25 Td (million ) Tj ET Q q 0 0 0 rg BT 554.22 518.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.69 506.25 Td (promissory ) Tj ET Q q 0 0 0 rg BT 129.84 506.25 Td (note ) Tj ET Q q 0 0 0 rg BT 149.21 506.25 Td (payables. ) Tj ET Q q 0 0 0 rg BT 188.69 506.25 Td (The ) Tj ET Q q 0 0 0 rg BT 206.39 506.25 Td (Company) Tj ET Q q 0 0 0 rg BT 248.06 506.25 Td (s ) Tj ET Q q 0 0 0 rg BT 254.10 506.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 294.58 506.25 Td (line ) Tj ET Q q 0 0 0 rg BT 311.73 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 322.21 506.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 347.12 506.25 Td (bears ) Tj ET Q q 0 0 0 rg BT 370.38 506.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 401.96 506.25 Td (at ) Tj ET Q q 0 0 0 rg BT 411.33 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.70 506.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 442.84 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.32 506.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 485.47 506.25 Td (+ ) Tj ET Q q 0 0 0 rg BT 493.26 506.25 Td (1.75%, ) Tj ET Q q 0 0 0 rg BT 523.75 506.25 Td (and ) Tj ET Q q 0 0 0 rg BT 540.34 506.25 Td (stood ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.25 Td (at ) Tj ET Q q 0 0 0 rg BT 59.56 494.25 Td (1.94% ) Tj ET Q q 0 0 0 rg BT 87.74 494.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.31 494.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 155.74 494.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.74 494.25 Td (. ) Tj ET Q q 0 0 0 rg BT 180.42 494.25 Td (The ) Tj ET Q q 0 0 0 rg BT 198.31 494.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 239.54 494.25 Td (is ) Tj ET Q q 0 0 0 rg BT 248.56 494.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 283.68 494.25 Td (to ) Tj ET Q q 0 0 0 rg BT 293.80 494.25 Td (market ) Tj ET Q q 0 0 0 rg BT 323.92 494.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 341.26 494.25 Td (in ) Tj ET Q q 0 0 0 rg BT 351.39 494.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 384.28 494.25 Td (to ) Tj ET Q q 0 0 0 rg BT 394.41 494.25 Td (this ) Tj ET Q q 0 0 0 rg BT 411.20 494.25 Td (line ) Tj ET Q q 0 0 0 rg BT 428.54 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 439.22 494.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 464.33 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 481.12 494.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 514.00 494.25 Td (term ) Tj ET Q q 0 0 0 rg BT 534.68 494.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 554.24 494.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 82.23 482.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.81 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 107.83 482.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 145.62 482.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 181.18 482.25 Td (to ) Tj ET Q q 0 0 0 rg BT 191.76 482.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 223.99 482.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 259.00 482.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 289.02 482.25 Td (from ) Tj ET Q q 0 0 0 rg BT 311.26 482.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 344.60 482.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 379.61 482.25 Td (in ) Tj ET Q q 0 0 0 rg BT 390.19 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 405.21 482.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 438.01 482.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 470.24 482.25 Td (rates. ) Tj ET Q q 0 0 0 rg BT 494.22 482.25 Td (This ) Tj ET Q q 0 0 0 rg BT 514.80 482.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 547.03 482.25 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 68.21 470.25 Td (is ) Tj ET Q q 0 0 0 rg BT 78.08 470.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 119.61 470.25 Td (as ) Tj ET Q q 0 0 0 rg BT 131.14 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 146.56 470.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 184.76 470.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 222.38 470.25 Td (in ) Tj ET Q q 0 0 0 rg BT 233.36 470.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 270.45 470.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 308.65 470.25 Td (from ) Tj ET Q q 0 0 0 rg BT 331.29 470.25 Td (a ) Tj ET Q q 0 0 0 rg BT 338.94 470.25 Td (hypothetical ) Tj ET Q q 0 0 0 rg BT 391.57 470.25 Td (30% ) Tj ET Q q 0 0 0 rg BT 413.11 470.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 449.06 470.25 Td (in ) Tj ET Q q 0 0 0 rg BT 460.05 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 475.47 470.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 508.68 470.25 Td (rate. ) Tj ET Q q 0 0 0 rg BT 529.37 470.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 552.57 470.25 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 83.06 458.25 Td (change ) Tj ET Q q 0 0 0 rg BT 113.90 458.25 Td (in ) Tj ET Q q 0 0 0 rg BT 124.20 458.25 Td (the ) Tj ET Q q 0 0 0 rg BT 138.95 458.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 171.47 458.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 188.98 458.25 Td (would ) Tj ET Q q 0 0 0 rg BT 216.50 458.25 Td (have ) Tj ET Q q 0 0 0 rg BT 237.91 458.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 272.08 458.25 Td (in ) Tj ET Q q 0 0 0 rg BT 282.39 458.25 Td (a ) Tj ET Q q 0 0 0 rg BT 289.35 458.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 329.64 458.25 Td (to ) Tj ET Q q 0 0 0 rg BT 339.94 458.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 370.78 458.25 Td (income ) Tj ET Q q 0 0 0 rg BT 402.74 458.25 Td (of ) Tj ET Q q 0 0 0 rg BT 413.59 458.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 473.88 458.25 Td ($40 ) Tj ET Q q 0 0 0 rg BT 491.40 458.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 530.03 458.25 Td (and ) Tj ET Q q 0 0 0 rg BT 547.00 458.25 Td ($38 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 89.25 446.25 Td (for ) Tj ET Q q 0 0 0 rg BT 104.05 446.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.41 446.25 Td (years ) Tj ET Q q 0 0 0 rg BT 143.65 446.25 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.01 446.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 233.23 446.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.23 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 256.37 446.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.95 446.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.95 446.25 Td (, ) Tj ET Q q 0 0 0 rg BT 299.59 446.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 347.25 446.25 Td (. ) Tj ET Q q 0 0 0 rg BT 352.67 446.25 Td (The ) Tj ET Q q 0 0 0 rg BT 371.36 446.25 Td (Company) Tj ET Q q 0 0 0 rg BT 413.02 446.25 Td (s ) Tj ET Q q 0 0 0 rg BT 420.05 446.25 Td (average ) Tj ET Q q 0 0 0 rg BT 454.28 446.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 475.19 446.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 512.75 446.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.00 446.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 446.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.25 Td (were ) Tj ET Q q 0 0 0 rg BT 71.51 434.25 Td ($49.4million ) Tj ET Q q 0 0 0 rg BT 127.48 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.00 434.25 Td (its ) Tj ET Q q 0 0 0 rg BT 155.52 434.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 189.27 434.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 209.12 434.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 245.62 434.25 Td (as ) Tj ET Q q 0 0 0 rg BT 256.03 434.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.44 434.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 324.60 434.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.60 434.25 Td ( ) Tj ET Q q 0 0 0 rg BT 346.68 434.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.31 434.25 Td ($52.3 ) Tj ET Q q 0 0 0 rg BT 388.89 434.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.78 434.25 Td (. ) Tj ET Q q 0 0 0 rg BT 422.21 434.25 Td (The ) Tj ET Q q 0 0 0 rg BT 439.83 434.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 480.80 434.25 Td (is ) Tj ET Q q 0 0 0 rg BT 489.55 434.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 524.40 434.25 Td (to ) Tj ET Q q 0 0 0 rg BT 534.25 434.25 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 67.70 422.25 Td (in ) Tj ET Q q 0 0 0 rg BT 78.17 422.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 111.41 422.25 Td (to ) Tj ET Q q 0 0 0 rg BT 121.88 422.25 Td (these ) Tj ET Q q 0 0 0 rg BT 145.12 422.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 165.59 422.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 202.71 422.25 Td (in ) Tj ET Q q 0 0 0 rg BT 213.18 422.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 245.30 422.25 Td (to ) Tj ET Q q 0 0 0 rg BT 255.78 422.25 Td (the ) Tj ET Q q 0 0 0 rg BT 270.69 422.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 308.37 422.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 326.63 422.25 Td (of ) Tj ET Q q 0 0 0 rg BT 337.66 422.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 369.79 422.25 Td (income ) Tj ET Q q 0 0 0 rg BT 401.91 422.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 431.83 422.25 Td (from ) Tj ET Q q 0 0 0 rg BT 453.96 422.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 487.19 422.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 522.09 422.25 Td (in ) Tj ET Q q 0 0 0 rg BT 532.57 422.25 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.25 Td (rates. ) Tj ET Q q 0 0 0 rg BT 73.17 410.25 Td (This ) Tj ET Q q 0 0 0 rg BT 92.89 410.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 124.26 410.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 141.18 410.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 158.11 410.25 Td (is ) Tj ET Q q 0 0 0 rg BT 166.72 410.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 206.98 410.25 Td (as ) Tj ET Q q 0 0 0 rg BT 217.24 410.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.40 410.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 268.32 410.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 304.67 410.25 Td (in ) Tj ET Q q 0 0 0 rg BT 314.39 410.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 350.20 410.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 387.13 410.25 Td (from ) Tj ET Q q 0 0 0 rg BT 408.50 410.25 Td (a ) Tj ET Q q 0 0 0 rg BT 414.88 410.25 Td (hypothetical ) Tj ET Q q 0 0 0 rg BT 466.24 410.25 Td (20% ) Tj ET Q q 0 0 0 rg BT 486.51 410.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 522.86 410.25 Td (in ) Tj ET Q q 0 0 0 rg BT 532.57 410.25 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 70.66 398.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 99.09 398.25 Td (on ) Tj ET Q q 0 0 0 rg BT 110.88 398.25 Td (deposited ) Tj ET Q q 0 0 0 rg BT 150.99 398.25 Td (funds. ) Tj ET Q q 0 0 0 rg BT 177.49 398.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 199.28 398.25 Td (an ) Tj ET Q q 0 0 0 rg BT 210.50 398.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 242.82 398.25 Td (change ) Tj ET Q q 0 0 0 rg BT 272.92 398.25 Td (in ) Tj ET Q q 0 0 0 rg BT 282.49 398.25 Td (these ) Tj ET Q q 0 0 0 rg BT 304.82 398.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 336.04 398.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 356.70 398.25 Td (would ) Tj ET Q q 0 0 0 rg BT 383.48 398.25 Td (have ) Tj ET Q q 0 0 0 rg BT 404.14 398.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 437.58 398.25 Td (in ) Tj ET Q q 0 0 0 rg BT 447.15 398.25 Td (a ) Tj ET Q q 0 0 0 rg BT 453.37 398.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 492.92 398.25 Td (to ) Tj ET Q q 0 0 0 rg BT 502.48 398.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 532.58 398.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 386.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 121.09 386.25 Td ($1) Tj ET Q q 0 0 0 rg BT 130.72 386.25 Td (14 ) Tj ET Q q 0 0 0 rg BT 143.22 386.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 181.83 386.25 Td (and ) Tj ET Q q 0 0 0 rg BT 198.76 386.25 Td ($175 ) Tj ET Q q 0 0 0 rg BT 221.26 386.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 259.87 386.25 Td (for ) Tj ET Q q 0 0 0 rg BT 274.03 386.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.75 386.25 Td (years ) Tj ET Q q 0 0 0 rg BT 312.35 386.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.73 386.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 397.31 386.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.31 386.25 Td ( ) Tj ET Q q 0 0 0 rg BT 419.81 386.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.75 386.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.75 386.25 Td (, ) Tj ET Q q 0 0 0 rg BT 461.75 386.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 509.41 386.25 Td (.) Tj ET Q endstream endobj 89 0 obj <>] /Rotate 0 /Contents 90 0 R>> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (41) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item 8.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.99 742.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 82.49 742.25 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 138.61 742.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 152.60 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 159.08 742.25 Td (TEMENTS ) Tj ET Q q 0 0 0 rg BT 209.93 742.25 Td (AND SUPPLEMENT) Tj ET Q q 0 0 0 rg BT 301.69 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 315.78 742.25 Td (Y) Tj ET Q q 0 0 0 rg BT 322.63 742.25 Td ( DA) Tj ET Q q 0 0 0 rg BT 338.83 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 344.76 742.25 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (See ) Tj ET Q q 0 0 0 rg BT 116.36 720.25 Td (also ) Tj ET Q q 0 0 0 rg BT 135.38 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 150.52 720.25 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 196.19 720.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 236.32 720.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 291.45 720.25 Td (included ) Tj ET Q q 0 0 0 rg BT 328.80 720.25 Td (under ) Tj ET Q q 0 0 0 rg BT 354.49 720.25 Td (Item7: ) Tj ET Q q 0 0 0 rg BT 390.45 720.25 Td (Management) Tj ET Q q 0 0 0 rg BT 445.43 720.25 Td (s ) Tj ET Q q 0 0 0 rg BT 452.24 720.25 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 499.05 720.25 Td (and ) Tj ET Q q 0 0 0 rg BT 515.76 720.25 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 553.68 720.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 89.71 708.25 Td (Condition ) Tj ET Q q 0 0 0 rg BT 132.22 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 149.16 708.25 Td (Results ) Tj ET Q q 0 0 0 rg BT 181.10 708.25 Td (of ) Tj ET Q q 0 0 0 rg BT 191.93 708.25 Td (Operations.) 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337.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.00 656.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 656.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 656.43 Td (2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.10 642.43 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 628.43 Td (Operating revenue:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 628.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.15 628.43 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 628.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.15 628.43 Td (204,710) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 628.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.15 628.43 Td (199,370) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 614.43 Td (Operating expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 599.42 Td (Costs of services provided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 599.42 Td (47,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 599.42 Td (40,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 599.42 Td (38,133) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 584.42 Td (Product development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 584.42 Td (26,860) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 584.42 Td (26,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 584.42 Td (24,825) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 569.42 Td (Sales and marketing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 569.42 Td (13,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 569.42 Td (15,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 569.42 Td (16,687) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 554.42 Td (General and administrative \(see Note 3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 554.42 Td (36,880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 554.42 Td (36,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 554.42 Td (33,562) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 539.42 Td (Amortization and depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 539.42 Td (9,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 539.42 Td (10,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 539.42 Td (9,155) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 524.43 Td (Total operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 524.42 Td (134,649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 524.42 Td (129,704) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 524.42 Td (122,362) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 509.43 Td (Operating income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 509.43 Td (79,672) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 509.43 Td (75,006) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.15 509.43 Td (77,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 495.32 Td (Interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 495.32 Td (379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 495.32 Td (518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 495.32 Td (441) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 481.32 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.80 481.37 Td (\(3,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 481.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.80 481.37 Td (\(1,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 481.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.80 481.37 Td (\(1,541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 481.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 466.42 Td (Non-operating income - put options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 466.42 Td (296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 466.42 Td (342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 466.42 Td (190) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 451.42 Td (Non-operating expense - securities litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.30 451.47 Td (\(690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 451.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.80 451.47 Td (\(4,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 451.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.65 451.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 436.42 Td (Foreign exchange gain \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 436.42 Td (829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.30 436.47 Td (\(262) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 436.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 436.42 Td (1,931) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 421.43 Td (Income before income taxes) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 421.43 Td (77,452) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 421.43 Td (70,152) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.15 421.43 Td (78,029) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 406.42 Td (Income tax provision) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.80 406.47 Td (\(13,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 406.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.80 406.47 Td (\(10,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 406.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.80 406.47 Td (\(7,460) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 406.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 391.43 Td (Net income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 391.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 391.43 Td (63,558) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 391.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 391.43 Td (59,274) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 391.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.15 391.43 Td (70,569) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 376.43 Td (Basic earnings per common share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 376.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.15 376.43 Td (1.68) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 376.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.15 376.43 Td (1.58) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 376.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.15 376.43 Td (1.91) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 362.48 Td (Diluted earnings per common share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 362.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.15 362.43 Td (1.67) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 362.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.15 362.43 Td (1.53) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 362.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.15 362.43 Td (1.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 348.32 Td (Basic weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 348.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 348.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 348.32 Td (36,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 334.32 Td (Diluted weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 334.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 334.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 334.32 Td (39,100) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 296.25 Td (See accompanying notes to the consolidated financial statements.) Tj ET Q endstream endobj 95 0 obj <>] /Rotate 0 /Contents 96 0 R>> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (44) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.60 742.25 Td (Ebix, Inc. and Subsidiaries) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 196.05 730.25 Td (Consolidated Statements of Compr) Tj ET Q q 0 0 0 rg BT 345.59 730.25 Td (ehensive Income) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 609.75 283.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 609.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 609.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 609.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 609.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 609.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 609.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 581.75 283.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 581.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 581.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 581.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 581.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 581.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 581.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 553.75 283.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 553.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 553.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 553.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 553.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 553.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 553.75 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 671.75 m 417.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 623.75 m 417.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 671.75 m 486.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 623.75 m 486.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 671.75 m 553.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 623.75 m 553.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 567.75 m 417.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 567.75 m 486.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 567.75 m 553.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 567.75 m 417.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 567.75 m 486.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 553.75 m 486.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 567.75 m 553.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 553.75 m 417.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 540.75 m 417.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 538.75 m 417.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 553.75 m 486.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 540.75 m 486.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 538.75 m 486.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 553.75 m 553.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 540.75 m 553.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 538.75 m 553.5 538.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.40 648.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.40 638.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 628.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.40 648.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.40 638.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.50 628.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.90 648.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.40 638.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.50 628.43 Td (31, 2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.50 614.43 Td (\(In thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 60.00 600.43 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.15 600.32 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 600.32 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.15 600.32 Td (70,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 586.32 Td (Other comprehensive income \(loss\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 572.32 Td ( Foreign currency translation adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.80 572.37 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 572.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 572.37 Td (\(5,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 572.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.80 572.37 Td (\(2,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 572.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 558.32 Td ( Total other comprehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.80 558.37 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 558.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 558.37 Td (\(5,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 558.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.80 558.37 Td (\(2,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 558.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 60.00 544.43 Td (Comprehensive income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.00 544.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.15 544.43 Td (57,703) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 544.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.15 544.43 Td (53,898) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 544.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.15 544.43 Td (68,175) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 506.25 Td (See accompanying notes to the consolidated financial statements.) 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/F2 10.00 Tf ET q 0 0 0 rg BT 517.50 707.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.75 689.43 Td (\(In thousands, except share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.45 679.43 Td (and per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 665.48 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 651.43 Td (Current assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 651.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 651.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 637.32 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 637.32 Td (52,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 637.32 Td (56,674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 623.32 Td (Short-term investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 623.32 Td (281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 623.32 Td (801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 608.42 Td (Trade accounts receivable, less allowances of $1,619 and $1,049, respectively) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 608.42 Td (41,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 608.42 Td (39,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 594.32 Td (Deferred tax asset, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 594.32 Td (2,113) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 594.32 Td (256) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 580.32 Td (Other current assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 580.32 Td (8,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 580.32 Td (5,548) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 58.00 566.43 Td (Total current assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 566.43 Td (103,861) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 566.43 Td (102,349) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 552.32 Td (Property and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 552.32 Td (24,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 552.32 Td (8,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 538.32 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 538.32 Td (402,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 538.32 Td (337,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 524.32 Td (Intangibles, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 524.32 Td (49,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 524.32 Td (50,734) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 510.32 Td (Indefinite-lived intangibles) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 510.32 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 510.32 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 496.32 Td (Deferred tax asset, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 496.32 Td (18,758) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 496.32 Td (12,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 482.32 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 482.32 Td (4,553) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 482.32 Td (3,682) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 468.48 Td (Total assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 468.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 468.48 Td (634,311) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 468.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 468.48 Td (545,442) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 456.48 Td (LIABILITIES AND STOCKHOLDERS EQUITY) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 444.48 Td (Current liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 431.42 Td (Accounts payable and accrued liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 431.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 431.42 Td (40,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 431.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 431.42 Td (17,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 416.42 Td (Accrued payroll and related benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 416.42 Td (5,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 416.42 Td (6,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 401.42 Td (Short term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 401.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 401.42 Td (13,062) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 386.42 Td (Liability securities litigation settlement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 386.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 386.42 Td (4,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 371.42 Td (Contingent liability for accrued earn-out acquisition consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 371.42 Td (887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 371.42 Td (4,137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 356.42 Td (Current portion of long term debt and capital lease obligation, net of discount of $7 and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 346.42 Td ($10, respectively) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 346.42 Td (936) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 346.42 Td (827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 331.42 Td (Put option liability) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 331.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 331.42 Td (845) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 316.42 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 316.42 Td (22,192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 316.42 Td (18,918) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 301.42 Td (Current deferred rent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 301.42 Td (268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 301.42 Td (254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 286.42 Td (Other current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 286.42 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 286.42 Td (106) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 58.00 271.43 Td (Total current liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 271.43 Td (69,786) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.15 271.43 Td (66,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 257.32 Td (Revolving line of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 257.32 Td (120,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 257.32 Td (22,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 243.42 Td (Other long term debt and capital lease obligation, less current portion, net of discount of $7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 233.42 Td (and $38, respectively) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 244.32 Td (593) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 244.32 Td (20,124) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 219.32 Td (Contingent liability for accrued earn-out acquisition consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 219.32 Td (4,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 219.32 Td (10,283) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 206.32 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 206.32 Td (2,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 206.32 Td (391) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 193.32 Td (Long term deferred rent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 193.32 Td (2,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 193.32 Td (2,185) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 180.32 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 180.32 Td (2,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 180.32 Td (4,719) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 167.48 Td (Total liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 167.48 Td (202,090) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 167.48 Td (127,217) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 153.43 Td (Commitments and Contingencies, Note 6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 134.43 Td (Temporary equity, Note 20) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 474.65 134.43 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 535.15 134.43 Td (5,000) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 115.43 Td (Stockholders equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 100.42 Td (Convertible SeriesD Preferred stock, $.10 par value, 500,000 shares authorized, no shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 90.42 Td (issued and outstanding at December31, 2014 and 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 90.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 90.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 75.42 Td (Common stock, $.10 par value, 60,000,000 shares authorized, 36,232,074 issued and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 65.42 Td (36,191,565 outstanding at December31, 2014 and 38,088,391 issued and 38,047,882) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 55.42 Td (outstanding at December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 55.42 Td (3,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 55.42 Td (3,805) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 40.42 Td (Additional paid-in capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 40.42 Td (137,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 40.42 Td (164,216) Tj ET Q endstream endobj 99 0 obj <>] /Rotate 0 /Contents 100 0 R>> endobj 100 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 20.60 Td (46) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 739.50 372.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 739.50 67.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 739.50 6.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 739.50 67.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 717.50 372.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 717.50 67.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 717.50 6.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 494.50 717.50 67.00 -11.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 717.5 m 488.5 717.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 706.5 m 488.5 706.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 717.5 m 561.5 717.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 706.5 m 561.5 706.5 l s 0 0 0 RG 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BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.80 719.12 Td (\(18,149) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 719.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 719.12 Td (\(12,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.65 719.12 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 708.28 Td (Total stockholders equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 708.28 Td (432,221) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 708.28 Td (413,225) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 697.28 Td (Total liabilities, temporary equity and stockholders equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 697.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 697.28 Td (634,311) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 697.28 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 697.28 Td (545,442) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 674.00 Td (See accompanying notes to the consolidated financial statements.) 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579.50 230.75 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 230.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 230.75 49.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 180.75 207.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 180.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 180.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 180.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 180.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 180.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 180.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 150.75 207.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 150.75 80.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 150.75 4.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 150.75 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 150.75 4.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 150.75 42.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 150.75 4.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 150.75 40.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 150.75 4.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 150.75 48.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 150.75 4.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 150.75 48.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 150.75 4.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 150.75 68.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 150.75 4.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 150.75 49.00 -21.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 114.75 207.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 114.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 114.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 114.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 114.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 114.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 114.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 114.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 114.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 114.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 114.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 114.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 114.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 114.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 114.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 114.75 49.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 514.75 m 337.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 514.75 m 341.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 514.75 m 381.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 477.75 m 337.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 477.75 m 381.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 477.75 m 427.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 477.75 m 471.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 477.75 m 523.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 477.75 m 575.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 477.75 m 647.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 477.75 m 700.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 464.75 m 337.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 464.75 m 381.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 464.75 m 427.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 464.75 m 471.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 464.75 m 523.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 464.75 m 575.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 245.75 m 337.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 245.75 m 381.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 245.75 m 427.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 245.75 m 471.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 245.75 m 523.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 245.75 m 575.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 245.75 m 647.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 245.75 m 700.5 245.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 54.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 54.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 54.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 54.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 54.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 54.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 54.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 54.25 m BT /F1 8.00 Tf ET q 0 0 0 rg BT 53.00 519.00 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 292.65 518.98 Td (Common Stock) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.00 519.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 478.00 519.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 530.00 519.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 654.00 519.00 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.10 489.98 Td (Issued) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 285.50 481.98 Td (Shar) Tj ET Q q 0 0 0 rg BT 301.80 481.98 Td (es) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 346.95 481.98 Td (Amount) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.55 497.98 Td (T) Tj ET Q q 0 0 0 rg BT 395.29 497.98 Td (r) Tj ET Q q 0 0 0 rg BT 398.70 497.98 Td (easury ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.40 489.98 Td (Stock) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 394.50 481.98 Td (Shar) Tj ET Q q 0 0 0 rg BT 410.80 481.98 Td (es) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 435.55 497.98 Td (T) Tj ET Q q 0 0 0 rg BT 440.29 497.98 Td (r) Tj ET Q q 0 0 0 rg BT 443.70 497.98 Td (easury) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 441.40 489.98 Td (Stock ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.95 481.98 Td (Amount) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.75 497.98 Td (Additional ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.55 489.98 Td (Paid-in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.30 481.98 Td (Capital) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.65 489.98 Td (Retained) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 481.98 Td (Earnings) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 590.30 505.98 Td (Accumulated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 602.85 497.98 Td (Other) Tj ET Q q 0 0 0 rg BT 623.14 497.98 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 586.40 489.98 Td (Compr) Tj ET Q q 0 0 0 rg BT 610.70 489.98 Td (ehensive) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 605.20 481.98 Td (Loss) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 666.75 481.98 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.60 468.48 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 455.48 Td (Balance, January 1, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.65 455.32 Td (36,418,385) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.10 455.32 Td (3,638) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.80 455.37 Td (\(40,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 455.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.30 455.37 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 455.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.10 455.32 Td (179,518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.10 455.32 Td (137,559) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 582.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 617.80 455.32 Td (\(4,524) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 643.65 455.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 654.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 664.10 455.32 Td (316,115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 431.42 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.10 431.42 Td (70,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 669.15 431.42 Td (70,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 416.42 Td (Cumulative translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 617.80 416.42 Td (\(2,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 643.65 416.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 416.42 Td (\(2,394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 416.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 401.42 Td (Exercise of stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 401.42 Td (1,361,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.65 401.42 Td (137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 401.42 Td (883) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 401.42 Td (1,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 386.42 Td (Deferred compensation and amortization related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 376.42 Td (to options and restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 376.42 Td (2,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 376.42 Td (2,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 361.42 Td (Shares subscribed for business acquisition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 361.42 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 361.42 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.30 361.47 Td (\(30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 361.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 686.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 346.42 Td (Repurchase of common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.80 346.47 Td (\(983,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 346.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.30 346.47 Td (\(99) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 346.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 346.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 346.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 346.47 Td (\(18,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 346.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 346.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 346.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 346.42 Td (\(18,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 346.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 325.42 Td (APIC adjustment for stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 325.42 Td (1,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 325.42 Td (1,162) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 310.42 Td (Vesting of restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 310.42 Td (89,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 310.42 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 310.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 310.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.30 310.47 Td (\(8) Tj ET Q 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48.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 440.50 4.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 440.50 68.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 440.50 4.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 440.50 49.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 383.50 207.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 383.50 80.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 383.50 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 383.50 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 383.50 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 383.50 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 383.50 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 383.50 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 383.50 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 383.50 48.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 383.50 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 383.50 48.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 383.50 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 383.50 68.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 383.50 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 383.50 49.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 336.50 207.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 336.50 80.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 336.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 336.50 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 336.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 336.50 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 336.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 336.50 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 336.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 336.50 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 336.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 336.50 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 336.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 336.50 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 336.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 336.50 49.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 552.5 m 337.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 552.5 m 381.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 552.5 m 427.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 552.5 m 471.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 552.5 m 523.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 552.5 m 575.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 552.5 m 647.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 552.5 m 700.5 552.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 336.5 m 337.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 325.5 m 337.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 323.5 m 337.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 336.5 m 381.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 325.5 m 381.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 323.5 m 381.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 336.5 m 427.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 325.5 m 427.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 323.5 m 427.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 336.5 m 471.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 325.5 m 471.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 323.5 m 471.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 336.5 m 523.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 325.5 m 523.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 323.5 m 523.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 336.5 m 575.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 325.5 m 575.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 323.5 m 575.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 336.5 m 647.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 325.5 m 647.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 323.5 m 647.5 323.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 336.5 m 700.5 336.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 325.5 m 700.5 325.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 323.5 m 700.5 323.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 557.17 Td (Dividends paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 557.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 557.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 557.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 557.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 557.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.80 557.17 Td (\(2,794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.65 557.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 557.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 557.17 Td (\(2,794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 557.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 532.18 Td (Balance, December31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.65 532.18 Td (38,088,391) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 532.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.10 532.18 Td (3,805) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.80 532.23 Td (\(40,509) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.65 532.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.00 532.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.30 532.23 Td (\(76) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.65 532.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.00 532.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.10 532.18 Td (164,216) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.00 532.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.10 532.18 Td (257,574) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 582.00 532.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 612.80 532.18 Td (\(12,294) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 643.65 532.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 654.00 532.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 664.10 532.18 Td (413,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 518.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 518.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 518.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 518.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 518.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 518.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.10 518.07 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 518.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 669.15 518.07 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 505.07 Td (Cumulative translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 505.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 505.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 505.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 505.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 505.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 505.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 617.80 505.07 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 643.65 505.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 505.07 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 505.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 492.12 Td (Exercise of stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 492.12 Td (450,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 492.12 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 492.12 Td (743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 681.65 492.12 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 480.12 Td (Repurchase of common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.30 480.12 Td (\(2,146,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 480.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.30 480.12 Td (\(215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 480.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 480.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 480.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 480.12 Td (\(31,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 480.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 480.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 480.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 480.12 Td (\(31,854) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 480.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 467.17 Td (Deferred compensation and amortization related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 457.17 Td (to options and restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 457.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 457.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 457.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 457.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 457.17 Td (1,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 457.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 457.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 457.17 Td (1,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 443.12 Td (Vesting of restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 443.12 Td (52,384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 443.12 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 443.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 443.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.30 443.12 Td (\(5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 443.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 443.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 443.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 686.65 443.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 430.17 Td (Forfeiture of certain shares to satisfy exercise) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 420.17 Td (costs and the recipients income tax obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 410.17 Td (related to stock options exercised and restricted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 400.17 Td (stock vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 307.80 400.22 Td (\(2,557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 400.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 400.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 400.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 400.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.30 400.22 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 400.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 400.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 400.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 683.30 400.17 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 400.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 386.12 Td (Shares reacquired in connection with put option) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.80 386.12 Td (\(209,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 386.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.30 386.12 Td (\(21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 386.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 386.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 386.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.80 386.12 Td (\(2,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 386.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 386.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 386.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 386.12 Td (\(2,986) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 386.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 373.17 Td (Reclassification of shares previously reported 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/F1 10.00 Tf ET q 0 0 0 rg BT 509.65 339.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 339.12 Td (\(11,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.65 339.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 339.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 339.12 Td (\(11,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 339.12 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 327.23 Td (Balance, December31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.65 327.23 Td (36,232,074) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 327.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.10 327.23 Td (3,619) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.80 327.28 Td (\(40,509) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.65 327.23 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.00 327.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.30 327.28 Td (\(76) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.65 327.23 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.00 327.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.10 327.23 Td (137,101) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.00 327.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.10 327.23 Td (309,726) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 582.00 327.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 612.80 327.23 Td (\(18,149) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 643.65 327.23 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 654.00 327.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 664.10 327.23 Td (432,221) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.20 303.00 Td (See accompanying notes to the consolidated financial statements.) 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(2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 503.40 698.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.40 688.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.50 678.43 Td (2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.05 664.43 Td (\(in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 650.43 Td (Cash flows from operating activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 650.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 650.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 635.42 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 635.42 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 635.42 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 635.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 635.42 Td (70,569) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 621.43 Td (Adjustments to reconcile net income to cash provided by operating) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 611.43 Td (activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 611.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 596.42 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 596.42 Td (9,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 596.42 Td (10,107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 596.42 Td (9,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 581.42 Td (Provision for doubtful accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 581.42 Td (1,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 581.42 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 581.42 Td (442) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 566.42 Td (Provision for deferred taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 566.47 Td (\(1,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 566.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 566.47 Td (\(10,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 566.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 566.47 Td (\(7,505) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 566.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 551.42 Td (Unrealized foreign exchange \(gain\)/losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 551.47 Td (\(741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 551.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 551.47 Td (\(237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 551.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 551.42 Td (443) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 536.42 Td (Unrealized gain on put option) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 536.47 Td (\(296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 536.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 536.47 Td (\(341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 536.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 536.47 Td (\(191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 536.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 521.42 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 521.42 Td (1,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 521.42 Td (1,941) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 521.42 Td (2,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 506.42 Td (Debt discount amortization on convertible debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 506.42 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 506.42 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 506.42 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 491.42 Td (Reduction of acquisition earn-out contingent liability) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 491.47 Td (\(10,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 491.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 491.47 Td (\(10,253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 491.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 491.47 Td (\(699) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 491.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 477.43 Td (Changes in current assets and liabilities, net of acquisitions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 477.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 462.42 Td (Accounts receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 462.47 Td (\(1,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 462.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 462.47 Td (\(3,347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 462.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 462.47 Td (\(2,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 462.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 447.42 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 447.47 Td (\(4,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 447.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 447.42 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 447.47 Td (\(371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 447.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 432.42 Td (Accounts payable and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 432.42 Td (14,670) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 432.42 Td (1,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 432.42 Td (730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 417.42 Td (Accrued payroll and related benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 417.42 Td (1,811) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 417.47 Td (\(1,866) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 417.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 417.47 Td (\(594) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 417.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 402.42 Td (Deferred rent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 402.47 Td (\(324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 402.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 402.47 Td (\(87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 402.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 402.47 Td (\(132) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 402.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 387.42 Td (Reserve for potential uncertain income tax return positions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 387.47 Td (\(9,723) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 387.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 387.42 Td (6,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 387.42 Td (2,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 372.42 Td (Liability securities litigation settlement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 372.47 Td (\(3,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 372.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 372.42 Td (4,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 372.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 357.42 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 357.47 Td (\(221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 357.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 357.47 Td (\(225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 357.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 357.47 Td (\(2,384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 357.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 342.42 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 342.47 Td (\(1,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 342.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 342.47 Td (\(983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 342.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 342.47 Td (\(12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 342.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 328.43 Td (Net cash provided by operating activities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 328.43 Td (58,510) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.15 328.43 Td (57,062) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.15 328.43 Td (72,295) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 314.43 Td (Cash flows from investing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 298.42 Td (Investment in CurePet, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 298.42 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 298.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 298.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 283.42 Td (Investment in Healthcare Magic, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 283.47 Td (\(5,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 283.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 283.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 283.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 268.42 Td (Investment in Vertex, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 268.47 Td (\(27,547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 268.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 268.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 268.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 253.42 Td (Investment in Oakstone, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 253.47 Td (\(23,791) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 253.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 253.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 253.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 238.42 Td (Investment in I3, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 238.47 Td (\(2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 238.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 238.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 238.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 223.42 Td (Investment in BSI, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 223.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 223.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 223.47 Td (\(992) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 223.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 208.42 Td (Investment in Taimma, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 208.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 208.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 208.47 Td (\(5,003) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 208.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 193.42 Td (Investment in Fintechnix, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 193.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 193.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 193.47 Td (\(4,713) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 193.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 178.42 Td (Investment in PlanetSoft, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 178.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 178.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 178.47 Td (\(35,078) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 178.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 163.42 Td (Investment in TriSystems, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 163.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 163.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 163.47 Td (\(9,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 163.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 148.42 Td (Investment in CurePet, Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 148.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 148.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 148.47 Td (\(2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 148.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 133.42 Td (Payment of acquisition earn-out contingency, MCN) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 133.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 133.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 133.47 Td (\(1,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 133.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 118.42 Td (Investment in Qatarlyst, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 118.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 118.47 Td (\(4,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 118.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 118.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 103.42 Td (Payment of acquisition earn-out contingency, USIX) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 103.47 Td (\(727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 103.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 103.47 Td (\(1,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 103.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 88.42 Td (Payment of acquisition earn-out contingency, Taimma) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 88.47 Td (\(2,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 88.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 88.47 Td (\(2,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 88.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 88.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 73.42 Td (Payment of acquisition earn-out contingency, Health Connect Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 73.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 73.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 73.47 Td (\(2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 73.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 58.42 Td (Payment of acquisition earn-out contingency, Trisystems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 58.47 Td (\(563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 58.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 58.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 58.42 Td () Tj ET Q endstream endobj 107 0 obj <>] /Rotate 0 /Contents 108 0 R>> endobj 108 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (50) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 747.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 747.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 747.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 747.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 747.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 747.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 717.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 717.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 717.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 717.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 717.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 717.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 687.50 303.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 687.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 687.50 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 687.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 687.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 659.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 659.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 659.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 659.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 659.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 659.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 629.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 629.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 629.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 629.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 629.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 629.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 599.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 599.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 599.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 599.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 599.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 599.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 569.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 569.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 569.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 569.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 569.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 569.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 539.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 539.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 539.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 539.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 539.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 539.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 489.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 489.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 489.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 489.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 489.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 489.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 459.50 303.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 459.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 459.50 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 459.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 459.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 459.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 430.50 303.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 430.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 430.50 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 430.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 430.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 430.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 401.50 303.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 401.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 401.50 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 401.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 401.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 401.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 373.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 373.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 373.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 373.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 373.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 373.50 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 687.5 m 419.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 673.5 m 419.5 673.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 687.5 m 491.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 673.5 m 491.5 673.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 687.5 m 562.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 673.5 m 562.5 673.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 459.5 m 419.5 459.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 445.5 m 419.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 459.5 m 491.5 459.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 445.5 m 491.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 459.5 m 562.5 459.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 445.5 m 562.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 445.5 m 562.5 445.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 401.5 m 419.5 401.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 388.5 m 419.5 388.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 386.5 m 419.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 401.5 m 491.5 401.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 388.5 m 491.5 388.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 386.5 m 491.5 386.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 401.5 m 562.5 401.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 388.5 m 562.5 388.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 386.5 m 562.5 386.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 737.17 Td (Purchases of marketable securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 737.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 737.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 737.22 Td (\(785) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 737.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 722.17 Td (Maturities of marketable securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 722.17 Td (495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 722.17 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 722.17 Td (1,466) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 707.17 Td (Investment in Facts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 707.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 707.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 707.22 Td (\(25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 707.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 692.17 Td (Capital expenditures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 692.22 Td (\(16,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 692.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 692.22 Td (\(1,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 692.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 692.22 Td (\(1,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 692.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 678.18 Td (Net cash used in investing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 678.12 Td (\(77,786) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 678.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 678.12 Td (\(8,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 678.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 678.12 Td (\(63,375) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 678.07 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 664.18 Td (Cash flows from financing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 649.17 Td (Proceeds from / \(Repayment\) to line of credit, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 649.17 Td (97,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 649.22 Td (\(15,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 649.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 649.17 Td (6,090) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 634.17 Td (Proceeds from term loan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 634.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 634.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 634.17 Td (45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 619.17 Td (Proceeds from the issuance of note payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 619.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 619.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 619.17 Td (161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 604.17 Td (Principal payments on term loan obligation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 604.22 Td (\(31,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 604.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 604.22 Td (\(8,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 604.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 604.22 Td (\(19,125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 604.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 589.17 Td (Repurchase of common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 589.22 Td (\(31,854) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 589.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 589.22 Td (\(2,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 589.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 589.22 Td (\(18,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 589.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 574.17 Td (Payments of long term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 574.22 Td (\(345) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 574.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 574.22 Td (\(665) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 574.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 574.22 Td (\(600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 574.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 559.17 Td (Payments for capital lease obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 559.22 Td (\(231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 559.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 559.22 Td (\(277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 559.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 559.22 Td (\(284) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 559.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 544.17 Td (Excess tax benefit from share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 544.22 Td (\(3,200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 544.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 544.17 Td (3,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 544.17 Td (1,044) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 529.17 Td (Proceeds from exercise of common stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 529.17 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 529.17 Td (2,161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 529.17 Td (1,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 515.07 Td (Forfeiture of certain shares to satisfy exercise costs and the recipients) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 505.07 Td (income tax obligations related to stock options exercised and restricted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 495.07 Td (stock vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.30 515.12 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 515.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 515.12 Td (\(1,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 515.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 515.12 Td (\(992) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 515.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 479.17 Td (Shares reacquired in connection with put option) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 479.22 Td (\(3,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 479.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 479.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 479.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 464.17 Td (Dividends paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 464.22 Td (\(11,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 464.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 464.22 Td (\(2,794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 464.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 464.22 Td (\(7,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 464.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 450.18 Td (Net cash provided \(used\) by financing activities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 450.18 Td (15,863) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.80 450.23 Td (\(26,449) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.65 450.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 536.15 450.18 Td (6,906) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 435.17 Td (Effect of foreign exchange rates on cash and cash equivalents) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.00 435.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.30 435.23 Td (\(961) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.65 435.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.00 435.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.80 435.23 Td (\(1,548) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.65 435.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 435.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 532.80 435.23 Td (\(3,073) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 558.65 435.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 421.18 Td (Net change in cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 421.12 Td (\(4,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 421.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 421.07 Td (20,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 421.07 Td (12,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 406.17 Td (Cash and cash equivalents at the beginning of the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 406.17 Td (56,674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 406.17 Td (36,449) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 406.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 406.17 Td (23,696) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 392.18 Td (Cash and cash equivalents at the end of the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 392.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 392.07 Td (52,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 392.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 392.07 Td (56,674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 392.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 392.07 Td (36,449) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 378.18 Td (Supplemental disclosures of cash flow information:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 363.17 Td (Interest paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 363.17 Td (1,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 363.17 Td (1,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 363.17 Td (1,350) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 348.17 Td (Income taxes paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 348.17 Td (11,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 348.17 Td (13,779) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 348.17 Td (8,590) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 322.00 Td (See accompanying notes to the consolidated financial statements.) Tj ET Q endstream endobj 109 0 obj <>] /Rotate 0 /Contents 110 0 R>> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (51) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.60 742.25 Td (Ebix, Inc. and Subsidiaries) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (Supplemental ) Tj ET Q q 0 0 0 rg BT 111.40 706.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 150.57 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 161.40 706.25 Td (noncash ) Tj ET Q q 0 0 0 rg BT 198.92 706.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 241.43 706.25 Td (activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 670.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 670.25 Td (fective January 27, 2014 Ebix acquired the entire business of CurePet, Inc. \("CurePet"\) in an asset purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (agreement with the total purchase consideration being in the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.86 658.25 Td ($6.35 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.75 658.25 Td ( of which includes a possible future one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (time contingent earnout payment of up to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.01 646.25 Td ($5.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.90 646.25 Td ( based on earned revenues over the subsequent thirty-six month period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (following the date of the acquisition. ) Tj ET Q q 0 0 0 rg BT 199.51 634.25 Td (This contingent earnout liability is currently estimated to have a fair value of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.13 634.25 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.34 634.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (Additional required cash consideration of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.56 622.25 Td ($1.35 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.45 622.25 Td ( was of) Tj ET Q q 0 0 0 rg BT 301.15 622.25 Td (fset against open receivable balances due to Ebix, Inc. from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (CurePet, and thusly no actual cash outlay was made by Ebix, Inc. Previously during 2012, Ebix acquired a minority) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.68 610.25 Td (19.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.51 610.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.25 Td (interest in CurePet for cash consideration in the amount of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.05 598.25 Td ($2.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.94 598.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 581.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 581.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 581.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.63 581.25 Td (June ) Tj ET Q q 0 0 0 rg BT 145.13 581.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 154.80 581.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 179.47 581.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 200.52 581.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 237.12 581.25 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 283.45 581.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 300.89 581.25 Td (for ) Tj ET Q q 0 0 0 rg BT 314.72 581.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 355.75 581.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 411.79 581.25 Td (in ) Tj ET Q q 0 0 0 rg BT 421.74 581.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.13 581.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 468.29 581.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.79 581.25 Td ($40.0 ) Tj ET Q q 0 0 0 rg BT 503.46 581.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.35 581.25 Td (. ) Tj ET Q q 0 0 0 rg BT 537.02 581.25 Td (Under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 569.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 75.58 569.25 Td (of ) Tj ET Q q 0 0 0 rg BT 87.27 569.25 Td (the ) Tj ET Q q 0 0 0 rg BT 102.85 569.25 Td (mer) Tj ET Q q 0 0 0 rg BT 118.22 569.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 134.35 569.25 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 181.85 569.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.43 569.25 Td (former ) Tj ET Q q 0 0 0 rg BT 228.00 569.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 273.02 569.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 326.92 569.25 Td (received, ) Tj ET Q q 0 0 0 rg BT 366.65 569.25 Td (as ) Tj ET Q q 0 0 0 rg BT 378.34 569.25 Td (part ) Tj ET Q q 0 0 0 rg BT 397.25 569.25 Td (of ) Tj ET Q q 0 0 0 rg BT 408.94 569.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.52 569.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 466.74 569.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 505.64 569.25 Td (consideration, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 557.25 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.50 557.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.00 557.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 112.49 557.25 Td (of ) Tj ET Q q 0 0 0 rg BT 123.32 557.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 144.71 557.25 Td (common ) Tj ET Q q 0 0 0 rg BT 182.20 557.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 205.81 557.25 Td (with ) Tj ET Q q 0 0 0 rg BT 226.09 557.25 Td (a ) Tj ET Q q 0 0 0 rg BT 233.03 557.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 249.40 557.25 Td (value ) Tj ET Q q 0 0 0 rg BT 273.56 557.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.39 557.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 304.39 557.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.28 557.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 545.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 545.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 533.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.55 511.25 Td (See accompanying notes to consolidated financial statements.) Tj ET Q endstream endobj 111 0 obj <>] /Rotate 0 /Contents 112 0 R>> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.60 742.25 Td (Ebix, Inc. and Subsidiaries) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.20 730.25 Td (Notes to Consolidated Financial Statements) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 694.25 Td (1. ) Tj ET Q q 0 0 0 rg BT 82.49 694.25 Td (Description ) Tj ET Q q 0 0 0 rg BT 134.43 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 145.26 694.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 184.44 694.25 Td (and ) Tj ET Q q 0 0 0 rg BT 203.07 694.25 Td (Summary ) Tj ET Q q 0 0 0 rg BT 247.79 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 258.62 694.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 306.68 694.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 358.08 694.25 Td (Policies) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 672.25 Td (Description ) Tj ET Q q 0 0 0 rg BT 126.53 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.95 672.25 Td (Business) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.63 672.25 Td ( ) Tj ET Q q 0 0 0 rg BT 187.73 672.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 212.20 672.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 230.56 672.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.09 672.25 Td (its ) Tj ET Q q 0 0 0 rg BT 260.63 672.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 310.94 672.25 Td (\(Ebix ) Tj ET Q q 0 0 0 rg BT 345.12 672.25 Td (or ) Tj ET Q q 0 0 0 rg BT 356.54 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 371.85 672.25 Td (Company\) ) Tj ET Q q 0 0 0 rg BT 426.04 672.25 Td (is ) Tj ET Q q 0 0 0 rg BT 435.80 672.25 Td (an ) Tj ET Q q 0 0 0 rg BT 448.33 672.25 Td (international ) Tj ET Q q 0 0 0 rg BT 501.95 672.25 Td (supplier ) Tj ET Q q 0 0 0 rg BT 537.26 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 548.68 672.25 Td (on-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 83.86 660.25 Td (software ) Tj ET Q q 0 0 0 rg BT 120.50 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 137.14 660.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 188.76 660.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 227.08 660.25 Td (for ) Tj ET Q q 0 0 0 rg BT 240.95 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.37 660.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 295.89 660.25 Td (industry) Tj ET Q q 0 0 0 rg BT 328.02 660.25 Td (. ) Tj ET Q q 0 0 0 rg BT 332.73 660.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 353.82 660.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 390.46 660.25 Td (various ) Tj ET Q q 0 0 0 rg BT 422.11 660.25 Td (software ) Tj ET Q q 0 0 0 rg BT 458.74 660.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 497.07 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 513.71 660.25 Td (products ) Tj ET Q q 0 0 0 rg BT 550.36 660.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.97 648.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 106.04 648.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 141.58 648.25 Td (including ) Tj ET Q q 0 0 0 rg BT 182.11 648.25 Td (data ) Tj ET Q q 0 0 0 rg BT 201.52 648.25 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 248.42 648.25 Td (carrier ) Tj ET Q q 0 0 0 rg BT 277.26 648.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 314.19 648.25 Td (and ) Tj ET Q q 0 0 0 rg BT 331.38 648.25 Td (agency ) Tj ET Q q 0 0 0 rg BT 362.46 648.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 399.38 648.25 Td (as ) Tj ET Q q 0 0 0 rg BT 410.47 648.25 Td (well ) Tj ET Q q 0 0 0 rg BT 430.44 648.25 Td (as ) Tj ET Q q 0 0 0 rg BT 441.53 648.25 Td (custom ) Tj ET Q q 0 0 0 rg BT 473.17 648.25 Td (software ) Tj ET Q q 0 0 0 rg BT 510.36 648.25 Td (development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.46 636.25 Td (business ) Tj ET Q q 0 0 0 rg BT 101.16 636.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 132.84 636.25 Td (across ) Tj ET Q q 0 0 0 rg BT 160.63 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 175.65 636.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 216.77 636.25 Td (industry) Tj ET Q q 0 0 0 rg BT 248.90 636.25 Td (. ) Tj ET Q q 0 0 0 rg BT 253.99 636.25 Td (The ) Tj ET Q q 0 0 0 rg BT 272.34 636.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 319.73 636.25 Td (products ) Tj ET Q q 0 0 0 rg BT 356.97 636.25 Td (feature ) Tj ET Q q 0 0 0 rg BT 387.52 636.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 409.21 636.25 Td (customizable ) Tj ET Q q 0 0 0 rg BT 464.77 636.25 Td (and ) Tj ET Q q 0 0 0 rg BT 482.01 636.25 Td (scalable ) Tj ET Q q 0 0 0 rg BT 517.01 636.25 Td (on-demand ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.25 Td (software ) Tj ET Q q 0 0 0 rg BT 87.72 624.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 126.55 624.25 Td (to ) Tj ET Q q 0 0 0 rg BT 137.62 624.25 Td (streamline ) Tj ET Q q 0 0 0 rg BT 182.56 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 198.06 624.25 Td (way ) Tj ET Q q 0 0 0 rg BT 218.01 624.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 259.62 624.25 Td (professionals ) Tj ET Q q 0 0 0 rg BT 315.67 624.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 350.06 624.25 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 401.96 624.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 448.29 624.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 473.52 624.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 513.46 624.25 Td (service, ) Tj ET Q q 0 0 0 rg BT 547.56 624.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 96.62 612.25 Td (activities. ) Tj ET Q q 0 0 0 rg BT 137.77 612.25 Td (The ) Tj ET Q q 0 0 0 rg BT 156.07 612.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 197.71 612.25 Td (has ) Tj ET Q q 0 0 0 rg BT 213.79 612.25 Td (its ) Tj ET Q q 0 0 0 rg BT 225.99 612.25 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 279.83 612.25 Td (in ) Tj ET Q q 0 0 0 rg BT 289.75 612.25 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 324.44 612.25 Td (Geor) Tj ET Q q 0 0 0 rg BT 344.25 612.25 Td (gia ) Tj ET Q q 0 0 0 rg BT 359.21 612.25 Td (and ) Tj ET Q q 0 0 0 rg BT 376.40 612.25 Td (also ) Tj ET Q q 0 0 0 rg BT 395.26 612.25 Td (conducts ) Tj ET Q q 0 0 0 rg BT 433.56 612.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 474.08 612.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 512.93 612.25 Td (in ) Tj ET Q q 0 0 0 rg BT 522.85 612.25 Td (Australia, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.25 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 85.65 600.25 Td (India, ) Tj ET Q q 0 0 0 rg BT 111.86 600.25 Td (New ) Tj ET Q q 0 0 0 rg BT 133.90 600.25 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 171.77 600.25 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 217.98 600.25 Td (United ) Tj ET Q q 0 0 0 rg BT 248.36 600.25 Td (Kingdom ) Tj ET Q q 0 0 0 rg BT 289.30 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 306.90 600.25 Td (Brazil. ) Tj ET Q q 0 0 0 rg BT 337.00 600.25 Td (International ) Tj ET Q q 0 0 0 rg BT 391.25 600.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 426.06 600.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 469.75 600.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.58 600.25 Td (31.0%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.41 600.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.07 600.25 Td (31.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.90 600.25 Td (, ) Tj ET Q q 0 0 0 rg BT 547.56 600.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.25 Td (29.3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.83 588.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.33 588.25 Td (of ) Tj ET Q q 0 0 0 rg BT 89.16 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 103.88 588.25 Td (Company) Tj ET Q q 0 0 0 rg BT 145.54 588.25 Td (s ) Tj ET Q q 0 0 0 rg BT 151.93 588.25 Td (total ) Tj ET Q q 0 0 0 rg BT 172.21 588.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 206.35 588.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.63 588.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.63 588.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.63 588.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.63 588.25 Td (, ) Tj ET Q q 0 0 0 rg BT 266.63 588.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.57 588.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.57 588.25 Td (, ) Tj ET Q q 0 0 0 rg BT 308.57 588.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 356.23 588.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 566.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.96 566.25 Td (Company) Tj ET Q q 0 0 0 rg BT 133.63 566.25 Td (s ) Tj ET Q q 0 0 0 rg BT 139.93 566.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 177.88 566.25 Td (are ) Tj ET Q q 0 0 0 rg BT 192.50 566.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 224.90 566.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.75 566.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.41 566.25 Td ( ) Tj ET Q q 0 0 0 rg BT 265.83 566.25 Td (product/service ) Tj ET Q q 0 0 0 rg BT 329.88 566.25 Td (groups. ) Tj ET Q q 0 0 0 rg BT 362.02 566.25 Td (Presented ) Tj ET Q q 0 0 0 rg BT 403.31 566.25 Td (in ) Tj ET Q q 0 0 0 rg BT 413.50 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 428.13 566.25 Td (table ) Tj ET Q q 0 0 0 rg BT 449.98 566.25 Td (below ) Tj ET Q q 0 0 0 rg BT 476.83 566.25 Td (is ) Tj ET Q q 0 0 0 rg BT 485.91 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 500.54 566.25 Td (breakout ) Tj ET Q q 0 0 0 rg BT 537.94 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 548.68 566.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.15 554.25 Td (streams ) Tj ET Q q 0 0 0 rg BT 117.19 554.25 Td (for ) Tj ET Q q 0 0 0 rg BT 131.35 554.25 Td (each ) Tj ET Q q 0 0 0 rg BT 152.17 554.25 Td (of ) Tj ET Q q 0 0 0 rg BT 163.00 554.25 Td (those ) Tj ET Q q 0 0 0 rg BT 186.61 554.25 Td (product/service ) Tj ET Q q 0 0 0 rg BT 250.75 554.25 Td (groups ) Tj ET Q q 0 0 0 rg BT 280.47 554.25 Td (for ) Tj ET Q q 0 0 0 rg BT 294.63 554.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.35 554.25 Td (years ) Tj ET Q q 0 0 0 rg BT 332.94 554.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.32 554.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 417.91 554.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.91 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 440.41 554.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.41 554.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.41 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 467.91 554.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.84 554.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.84 554.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 542.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 490.75 347.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 490.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 490.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 490.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 462.75 347.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 462.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 462.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 462.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 462.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 462.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 462.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 434.75 347.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 434.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 434.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 434.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 434.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 434.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 434.75 51.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 503.75 m 401.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 503.75 m 452.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 503.75 m 507.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 503.75 m 511.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 503.75 m 562.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 490.75 m 397.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 503.75 m 507.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 490.75 m 507.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 503.75 m 562.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 490.75 m 562.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 490.75 m 452.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 490.75 m 507.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 490.75 m 562.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 434.75 m 452.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 434.75 m 507.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 434.75 m 562.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 434.75 m 452.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 422.75 m 452.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 420.75 m 452.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 422.75 m 507.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 420.75 m 507.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 434.75 m 562.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 422.75 m 562.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 420.75 m 562.5 420.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.75 522.43 Td (For the Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.40 508.43 Td (December 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 494.48 Td (\(dollar ) Tj ET Q q 0 0 0 rg BT 83.28 494.48 Td (amounts ) Tj ET Q q 0 0 0 rg BT 121.35 494.48 Td (in ) Tj ET Q q 0 0 0 rg BT 132.19 494.48 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.50 494.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.50 494.48 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.50 494.48 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 481.32 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.10 481.32 Td (169,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 481.32 Td (163,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.10 481.32 Td (159,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 467.32 Td (Broker ) Tj ET Q q 0 0 0 rg BT 83.27 467.32 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 467.32 Td (17,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 467.32 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 467.32 Td (18,612) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 453.32 Td (Risk ) Tj ET Q q 0 0 0 rg BT 73.84 453.32 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 124.66 453.32 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 164.95 453.32 Td (\(RCS\), ) Tj ET Q q 0 0 0 rg BT 204.39 453.32 Td (fka ) Tj ET Q q 0 0 0 rg BT 219.66 453.32 Td (Business ) Tj ET Q q 0 0 0 rg BT 257.72 453.32 Td (Process ) Tj ET Q q 0 0 0 rg BT 290.77 453.32 Td (Outsourcing ) Tj ET Q q 0 0 0 rg BT 342.71 453.32 Td (\(BPO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 453.32 Td (21,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 453.32 Td (15,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 453.32 Td (16,140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 439.32 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 83.82 439.32 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 439.32 Td (5,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 439.32 Td (6,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 439.32 Td (4,940) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 425.48 Td (T) Tj ET Q q 0 0 0 rg BT 58.75 425.48 Td (otals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 425.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.10 425.48 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.00 425.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.10 425.48 Td (204,710) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 425.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.10 425.48 Td (199,370) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 398.25 Td (Summary ) Tj ET Q q 0 0 0 rg BT 92.51 398.25 Td (of ) Tj ET Q q 0 0 0 rg BT 103.34 398.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 151.04 398.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 201.32 398.25 Td (Policies) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 376.25 Td (Basis ) Tj ET Q q 0 0 0 rg BT 124.13 376.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.36 376.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 145.73 376.25 Td (esentation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.06 376.25 Td ( ) Tj ET Q q 0 0 0 rg BT 201.75 376.25 Td (The ) Tj ET Q q 0 0 0 rg BT 220.20 376.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 273.64 376.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 311.52 376.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 356.63 376.25 Td (include ) Tj ET Q q 0 0 0 rg BT 388.97 376.25 Td (the ) Tj ET Q q 0 0 0 rg BT 404.08 376.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 441.97 376.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.20 376.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 474.99 376.25 Td (and ) Tj ET Q q 0 0 0 rg BT 492.33 376.25 Td (its ) Tj ET Q q 0 0 0 rg BT 504.67 376.25 Td (wholly ) Tj ET Q q 0 0 0 rg BT 535.35 376.25 Td (owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.25 Td (subsidiaries. ) Tj ET Q q 0 0 0 rg BT 102.04 364.25 Td (The ) Tj ET Q q 0 0 0 rg BT 120.08 364.25 Td (ef) Tj ET Q q 0 0 0 rg BT 127.67 364.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 145.16 364.25 Td (of ) Tj ET Q q 0 0 0 rg BT 155.99 364.25 Td (inter) Tj ET Q q 0 0 0 rg BT 174.11 364.25 Td (-company ) Tj ET Q q 0 0 0 rg BT 216.60 364.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 253.52 364.25 Td (and ) Tj ET Q q 0 0 0 rg BT 270.46 364.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 320.72 364.25 Td (has ) Tj ET Q q 0 0 0 rg BT 336.55 364.25 Td (been ) Tj ET Q q 0 0 0 rg BT 357.93 364.25 Td (eliminated.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 77.00 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 79.95 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.90 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.85 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.81 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.76 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.71 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.66 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.61 340.25 Td (Use ) Tj ET Q q 0 0 0 rg BT 119.12 340.25 Td (of ) Tj ET Q q 0 0 0 rg BT 130.40 340.25 Td (Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.06 340.25 Td (The ) Tj ET Q q 0 0 0 rg BT 200.56 340.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 249.04 340.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.32 340.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 313.82 340.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 351.75 340.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 396.91 340.25 Td (in ) Tj ET Q q 0 0 0 rg BT 407.64 340.25 Td (conformity ) Tj ET Q q 0 0 0 rg BT 455.03 340.25 Td (with ) Tj ET Q q 0 0 0 rg BT 475.76 340.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 522.58 340.25 Td (principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 89.14 328.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 126.05 328.25 Td (in ) Tj ET Q q 0 0 0 rg BT 135.77 328.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.92 328.25 Td (United ) Tj ET Q q 0 0 0 rg BT 179.08 328.25 Td (States ) Tj ET Q q 0 0 0 rg BT 204.90 328.25 Td (of ) Tj ET Q q 0 0 0 rg BT 214.74 328.25 Td (America ) Tj ET Q q 0 0 0 rg BT 251.11 328.25 Td (\("GAAP"\) ) Tj ET Q q 0 0 0 rg BT 295.09 328.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 329.24 328.25 Td (management ) Tj ET Q q 0 0 0 rg BT 382.27 328.25 Td (to ) Tj ET Q q 0 0 0 rg BT 391.98 328.25 Td (make ) Tj ET Q q 0 0 0 rg BT 415.58 328.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 454.73 328.25 Td (and ) Tj ET Q q 0 0 0 rg BT 471.11 328.25 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 522.49 328.25 Td (that ) Tj ET Q q 0 0 0 rg BT 539.43 328.25 Td (af) Tj ET Q q 0 0 0 rg BT 547.01 328.25 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.77 316.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 98.64 316.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 134.07 316.25 Td (of ) Tj ET Q q 0 0 0 rg BT 143.96 316.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 168.84 316.25 Td (and ) Tj ET Q q 0 0 0 rg BT 184.83 316.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 223.60 316.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.59 316.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 281.69 316.25 Td (of ) Tj ET Q q 0 0 0 rg BT 291.57 316.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 335.33 316.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 360.21 316.25 Td (and ) Tj ET Q q 0 0 0 rg BT 376.20 316.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 414.97 316.25 Td (at ) Tj ET Q q 0 0 0 rg BT 423.74 316.25 Td (the ) Tj ET Q q 0 0 0 rg BT 437.51 316.25 Td (dates ) Tj ET Q q 0 0 0 rg BT 459.61 316.25 Td (of ) Tj ET Q q 0 0 0 rg BT 469.49 316.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.26 316.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 519.79 316.25 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.29 304.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 101.46 304.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 137.20 304.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.39 304.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 180.89 304.25 Td (and ) Tj ET Q q 0 0 0 rg BT 197.18 304.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 235.13 304.25 Td (during ) Tj ET Q q 0 0 0 rg BT 263.10 304.25 Td (those ) Tj ET Q q 0 0 0 rg BT 286.06 304.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 324.57 304.25 Td (periods. ) Tj ET Q q 0 0 0 rg BT 358.36 304.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 412.42 304.25 Td (has ) Tj ET Q q 0 0 0 rg BT 427.60 304.25 Td (made ) Tj ET Q q 0 0 0 rg BT 451.11 304.25 Td (material ) Tj ET Q q 0 0 0 rg BT 485.73 304.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 524.79 304.25 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.25 Td (with ) Tj ET Q q 0 0 0 rg BT 71.17 292.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 102.88 292.25 Td (to ) Tj ET Q q 0 0 0 rg BT 114.05 292.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 149.09 292.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 198.02 292.25 Td (and ) Tj ET Q q 0 0 0 rg BT 215.85 292.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 252.55 292.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 290.09 292.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 328.47 292.25 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 375.44 292.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 413.26 292.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 456.64 292.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 485.86 292.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 515.91 292.25 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.25 Td (reviews ) Tj ET Q q 0 0 0 rg BT 83.21 280.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.66 280.25 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 133.83 280.25 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 197.59 280.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 239.69 280.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 267.64 280.25 Td (and ) Tj ET Q q 0 0 0 rg BT 284.19 280.25 Td (investments. ) Tj ET Q q 0 0 0 rg BT 336.58 280.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 380.90 280.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 413.00 280.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 452.33 280.25 Td (in ) Tj ET Q q 0 0 0 rg BT 462.23 280.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 508.21 280.25 Td (with ) Tj ET Q q 0 0 0 rg BT 528.11 280.25 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.25 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 102.77 268.25 Td (and ) Tj ET Q q 0 0 0 rg BT 119.71 268.25 Td (the ) Tj ET Q q 0 0 0 rg BT 134.43 268.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 174.71 268.25 Td (for ) Tj ET Q q 0 0 0 rg BT 188.87 268.25 Td (income ) Tj ET Q q 0 0 0 rg BT 220.80 268.25 Td (taxes. ) Tj ET Q q 0 0 0 rg BT 245.80 268.25 Td (Actual ) Tj ET Q q 0 0 0 rg BT 274.95 268.25 Td (results ) Tj ET Q q 0 0 0 rg BT 303.56 268.25 Td (may ) Tj ET Q q 0 0 0 rg BT 323.28 268.25 Td (be ) Tj ET Q q 0 0 0 rg BT 335.21 268.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 378.25 268.25 Td (dif) Tj ET Q q 0 0 0 rg BT 389.18 268.25 Td (ferent ) Tj ET Q q 0 0 0 rg BT 415.00 268.25 Td (from ) Tj ET Q q 0 0 0 rg BT 436.93 268.25 Td (those ) Tj ET Q q 0 0 0 rg BT 460.54 268.25 Td (estimates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 78.00 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 80.50 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 83.00 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.50 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.00 256.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.96 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.92 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.88 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.84 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.80 244.25 Td (Reclassification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.46 244.25 Td () Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 177.46 244.25 Td (C) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 184.13 244.25 Td (ertain ) Tj ET Q q 0 0 0 rg BT 209.85 244.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.14 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.32 244.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 272.60 244.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 309.98 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 327.38 244.25 Td (results ) Tj ET Q q 0 0 0 rg BT 356.45 244.25 Td (for ) Tj ET Q q 0 0 0 rg BT 371.07 244.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 393.47 244.25 Td (year ) Tj ET Q q 0 0 0 rg BT 413.63 244.25 Td (or ) Tj ET Q q 0 0 0 rg BT 424.92 244.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 447.32 244.25 Td (quarters, ) Tj ET Q q 0 0 0 rg BT 484.99 244.25 Td (including ) Tj ET Q q 0 0 0 rg BT 525.73 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 540.90 244.25 Td (notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.25 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 82.84 232.25 Td (have ) Tj ET Q q 0 0 0 rg BT 104.29 232.25 Td (been ) Tj ET Q q 0 0 0 rg BT 125.73 232.25 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 173.84 232.25 Td (to ) Tj ET Q q 0 0 0 rg BT 184.19 232.25 Td (conform ) Tj ET Q q 0 0 0 rg BT 220.64 232.25 Td (to ) Tj ET Q q 0 0 0 rg BT 230.99 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 245.78 232.25 Td (current ) Tj ET Q q 0 0 0 rg BT 276.67 232.25 Td (year ) Tj ET Q q 0 0 0 rg BT 296.45 232.25 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 350.20 232.25 Td (The ) Tj ET Q q 0 0 0 rg BT 368.32 232.25 Td (change ) Tj ET Q q 0 0 0 rg BT 399.21 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 409.56 232.25 Td (reserve ) Tj ET Q q 0 0 0 rg BT 441.00 232.25 Td (for ) Tj ET Q q 0 0 0 rg BT 455.23 232.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 492.80 232.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 532.57 232.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 64.44 220.25 Td (return ) Tj ET Q q 0 0 0 rg BT 90.53 220.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 128.87 220.25 Td (had ) Tj ET Q q 0 0 0 rg BT 145.52 220.25 Td (been ) Tj ET Q q 0 0 0 rg BT 166.62 220.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 211.05 220.25 Td (netted ) Tj ET Q q 0 0 0 rg BT 237.71 220.25 Td (against ) Tj ET Q q 0 0 0 rg BT 268.25 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.68 220.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 322.68 220.25 Td (for ) Tj ET Q q 0 0 0 rg BT 336.56 220.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 372.08 220.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 394.85 220.25 Td (line ) Tj ET Q q 0 0 0 rg BT 412.06 220.25 Td (in ) Tj ET Q q 0 0 0 rg BT 422.06 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.49 220.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 489.25 220.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 533.68 220.25 Td (of ) Tj ET Q q 0 0 0 rg BT 544.23 220.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.25 Td (flows, ) Tj ET Q q 0 0 0 rg BT 76.21 208.25 Td (it ) Tj ET Q q 0 0 0 rg BT 83.26 208.25 Td (is ) Tj ET Q q 0 0 0 rg BT 91.42 208.25 Td (now ) Tj ET Q q 0 0 0 rg BT 110.13 208.25 Td (shown ) Tj ET Q q 0 0 0 rg BT 137.73 208.25 Td (separately) Tj ET Q q 0 0 0 rg BT 177.61 208.25 Td (. ) Tj ET Q q 0 0 0 rg BT 181.60 208.25 Td ( ) Tj ET Q q 0 0 0 rg BT 182.76 208.25 Td (Also, ) Tj ET Q q 0 0 0 rg BT 205.64 208.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 247.13 208.25 Td (in ) Tj ET Q q 0 0 0 rg BT 256.40 208.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 277.88 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 291.59 208.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 331.97 208.25 Td (has ) Tj ET Q q 0 0 0 rg BT 346.79 208.25 Td (applied ) Tj ET Q q 0 0 0 rg BT 377.71 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.41 208.25 Td (new ) Tj ET Q q 0 0 0 rg BT 409.56 208.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 452.72 208.25 Td (under ) Tj ET Q q 0 0 0 rg BT 476.98 208.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 515.35 208.25 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.25 Td (Standard ) Tj ET Q q 0 0 0 rg BT 88.14 196.25 Td (\("F) Tj ET Q q 0 0 0 rg BT 100.37 196.25 Td (AS"\) ) Tj ET Q q 0 0 0 rg BT 123.15 196.25 Td (update ) Tj ET Q q 0 0 0 rg BT 152.40 196.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 169.71 196.25 Td (2013-1) Tj ET Q q 0 0 0 rg BT 197.67 196.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 207.76 196.25 Td (Presentation ) Tj ET Q q 0 0 0 rg BT 259.79 196.25 Td (of ) Tj ET Q q 0 0 0 rg BT 270.71 196.25 Td (an ) Tj ET Q q 0 0 0 rg BT 282.73 196.25 Td (Unrecognized ) Tj ET Q q 0 0 0 rg BT 341.22 196.25 Td (T) Tj ET Q q 0 0 0 rg BT 346.63 196.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 358.66 196.25 Td (Benefit ) Tj ET Q q 0 0 0 rg BT 390.50 196.25 Td (When ) Tj ET Q q 0 0 0 rg BT 416.96 196.25 Td (a ) Tj ET Q q 0 0 0 rg BT 423.99 196.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 441.02 196.25 Td (Operating ) Tj ET Q q 0 0 0 rg BT 483.60 196.25 Td (Loss ) Tj ET Q q 0 0 0 rg BT 505.08 196.25 Td (Carryforward, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.25 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 59.81 184.25 Td (Similar ) Tj ET Q q 0 0 0 rg BT 92.17 184.25 Td (T) Tj ET Q q 0 0 0 rg BT 97.58 184.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 110.16 184.25 Td (Loss, ) Tj ET Q q 0 0 0 rg BT 134.69 184.25 Td (or ) Tj ET Q q 0 0 0 rg BT 146.16 184.25 Td (a ) Tj ET Q q 0 0 0 rg BT 153.51 184.25 Td (T) Tj ET Q q 0 0 0 rg BT 158.92 184.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 171.50 184.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 199.64 184.25 Td (Carryforward ) Tj ET Q q 0 0 0 rg BT 257.20 184.25 Td (Exists ) Tj ET Q q 0 0 0 rg BT 284.79 184.25 Td (and ) Tj ET Q q 0 0 0 rg BT 302.37 184.25 Td (as ) Tj ET Q q 0 0 0 rg BT 313.84 184.25 Td (more ) Tj ET Q q 0 0 0 rg BT 337.53 184.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 359.56 184.25 Td (described ) Tj ET Q q 0 0 0 rg BT 401.01 184.25 Td (in ) Tj ET Q q 0 0 0 rg BT 411.93 184.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 434.51 184.25 Td (8 ) Tj ET Q q 0 0 0 rg BT 442.65 184.25 Td ("Income ) Tj ET Q q 0 0 0 rg BT 479.63 184.25 Td (T) Tj ET Q q 0 0 0 rg BT 485.04 184.25 Td (axes". ) Tj ET Q q 0 0 0 rg BT 511.84 184.25 Td (A) Tj ET Q q 0 0 0 rg BT 518.51 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 521.65 184.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 553.68 184.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 87.71 172.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 127.62 172.25 Td (income ) Tj ET Q q 0 0 0 rg BT 159.77 172.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 174.70 172.25 Td (return ) Tj ET Q q 0 0 0 rg BT 201.29 172.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 240.13 172.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 285.06 172.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 321.09 172.25 Td (in ) Tj ET Q q 0 0 0 rg BT 331.58 172.25 Td ("Other ) Tj ET Q q 0 0 0 rg BT 361.15 172.25 Td (Liabilities" ) Tj ET Q q 0 0 0 rg BT 408.49 172.25 Td (on ) Tj ET Q q 0 0 0 rg BT 421.21 172.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.14 172.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 489.39 172.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 522.64 172.25 Td (sheets ) Tj ET Q q 0 0 0 rg BT 549.79 172.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.25 Td (now ) Tj ET Q q 0 0 0 rg BT 69.58 160.25 Td (netted ) Tj ET Q q 0 0 0 rg BT 96.36 160.25 Td (against ) Tj ET Q q 0 0 0 rg BT 127.04 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 141.61 160.25 Td ("Deferred ) Tj ET Q q 0 0 0 rg BT 183.57 160.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 198.14 160.25 Td (asset, ) Tj ET Q q 0 0 0 rg BT 222.44 160.25 Td (net" ) Tj ET Q q 0 0 0 rg BT 241.09 160.25 Td (line ) Tj ET Q q 0 0 0 rg BT 258.44 160.25 Td (in ) Tj ET Q q 0 0 0 rg BT 268.57 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 283.14 160.25 Td (long ) Tj ET Q q 0 0 0 rg BT 303.27 160.25 Td (term ) Tj ET Q q 0 0 0 rg BT 323.95 160.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 345.74 160.25 Td (section ) Tj ET Q q 0 0 0 rg BT 376.42 160.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.10 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 401.67 160.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 454.57 160.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 487.46 160.25 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 516.75 160.25 Td ( ) Tj ET Q q 0 0 0 rg BT 519.10 160.25 Td (Finally ) Tj ET Q q 0 0 0 rg BT 549.79 160.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 79.24 148.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 94.61 148.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 129.41 148.25 Td (from ) Tj ET Q q 0 0 0 rg BT 151.99 148.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 202.34 148.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 261.02 148.25 Td (is ) Tj ET Q q 0 0 0 rg BT 270.84 148.25 Td (now ) Tj ET Q q 0 0 0 rg BT 291.21 148.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 327.67 148.25 Td (as ) Tj ET Q q 0 0 0 rg BT 339.15 148.25 Td (a ) Tj ET Q q 0 0 0 rg BT 346.73 148.25 Td (component ) Tj ET Q q 0 0 0 rg BT 394.31 148.25 Td (of ) Tj ET Q q 0 0 0 rg BT 405.79 148.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 446.70 148.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 467.61 148.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 492.98 148.25 Td (rather ) Tj ET Q q 0 0 0 rg BT 519.44 148.25 Td (than ) Tj ET Q q 0 0 0 rg BT 539.80 148.25 Td (being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.25 Td (netted ) Tj ET Q q 0 0 0 rg BT 76.28 136.25 Td (against ) Tj ET Q q 0 0 0 rg BT 106.45 136.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.51 136.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 160.13 136.25 Td (for ) Tj ET Q q 0 0 0 rg BT 173.64 136.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 208.79 136.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 231.18 136.25 Td (as ) Tj ET Q q 0 0 0 rg BT 241.35 136.25 Td (a ) Tj ET Q q 0 0 0 rg BT 247.64 136.25 Td (component ) Tj ET Q q 0 0 0 rg BT 293.92 136.25 Td (of ) Tj ET Q q 0 0 0 rg BT 304.09 136.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 343.70 136.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 363.31 136.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 387.38 136.25 Td (in ) Tj ET Q q 0 0 0 rg BT 397.00 136.25 Td (the ) Tj ET Q q 0 0 0 rg BT 411.06 136.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 463.45 136.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 507.51 136.25 Td (of ) Tj ET Q q 0 0 0 rg BT 517.68 136.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 537.29 136.25 Td (flows. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 114.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.49 114.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.97 114.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.46 114.25 Td ( ) Tj ET Q q 0 0 0 rg BT 99.94 114.25 Td ( ) Tj ET Q q 0 0 0 rg BT 103.43 114.25 Td (Segment ) Tj ET Q q 0 0 0 rg BT 143.57 114.25 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.90 114.25 Td (Since ) Tj ET Q q 0 0 0 rg BT 222.60 114.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.31 114.25 Td (Company) Tj ET Q q 0 0 0 rg BT 276.54 114.25 Td (, ) Tj ET Q q 0 0 0 rg BT 282.53 114.25 Td (from ) Tj ET Q q 0 0 0 rg BT 305.45 114.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.16 114.25 Td (perspective ) Tj ET Q q 0 0 0 rg BT 370.17 114.25 Td (of ) Tj ET Q q 0 0 0 rg BT 381.99 114.25 Td (its ) Tj ET Q q 0 0 0 rg BT 394.92 114.25 Td (chief ) Tj ET Q q 0 0 0 rg BT 418.39 114.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 459.64 114.25 Td (decision ) Tj ET Q q 0 0 0 rg BT 496.45 114.25 Td (maker) Tj ET Q q 0 0 0 rg BT 521.04 114.25 Td (, ) Tj ET Q q 0 0 0 rg BT 527.02 114.25 Td (allocates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 89.98 102.25 Td (and ) Tj ET Q q 0 0 0 rg BT 106.64 102.25 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 146.06 102.25 Td (business ) Tj ET Q q 0 0 0 rg BT 182.17 102.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 234.91 102.25 Td (as ) Tj ET Q q 0 0 0 rg BT 245.46 102.25 Td (a ) Tj ET Q q 0 0 0 rg BT 252.12 102.25 Td (single ) Tj ET Q q 0 0 0 rg BT 278.22 102.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 303.22 102.25 Td (that ) Tj ET Q q 0 0 0 rg BT 320.43 102.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 357.09 102.25 Td (software ) Tj ET Q q 0 0 0 rg BT 393.74 102.25 Td (and ) Tj ET Q q 0 0 0 rg BT 410.39 102.25 Td (related ) Tj ET Q q 0 0 0 rg BT 439.81 102.25 Td (services ) Tj ET Q q 0 0 0 rg BT 474.24 102.25 Td (to ) Tj ET Q q 0 0 0 rg BT 484.24 102.25 Td (a ) Tj ET Q q 0 0 0 rg BT 490.90 102.25 Td (single ) Tj ET Q q 0 0 0 rg BT 517.00 102.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 552.00 102.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.25 Td (a ) Tj ET Q q 0 0 0 rg BT 56.74 90.25 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 101.82 90.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 126.62 90.25 Td (the ) Tj ET Q q 0 0 0 rg BT 141.14 90.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 182.33 90.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 212.41 90.25 Td (as ) Tj ET Q q 0 0 0 rg BT 223.04 90.25 Td (a ) Tj ET Q q 0 0 0 rg BT 229.79 90.25 Td (single ) Tj ET Q q 0 0 0 rg BT 255.98 90.25 Td (segment. ) Tj ET Q q 0 0 0 rg BT 293.94 90.25 Td (The ) Tj ET Q q 0 0 0 rg BT 311.79 90.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 355.19 90.25 Td (enterprise-wide ) Tj ET Q q 0 0 0 rg BT 419.68 90.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 466.43 90.25 Td (are ) Tj ET Q q 0 0 0 rg BT 480.94 90.25 Td (included ) Tj ET Q q 0 0 0 rg BT 517.68 90.25 Td (in ) Tj ET Q q 0 0 0 rg BT 527.76 90.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 549.50 90.25 Td (16.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 68.25 Td ( ) Tj ET Q q 0 0 0 rg BT 101.72 68.25 Td ( ) Tj ET Q q 0 0 0 rg BT 104.45 68.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 128.85 68.25 Td (and ) Tj ET Q q 0 0 0 rg BT 147.69 68.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 172.09 68.25 Td (Equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.66 68.25 Td (The ) Tj ET Q q 0 0 0 rg BT 250.93 68.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 292.54 68.25 Td (considers ) Tj ET Q q 0 0 0 rg BT 333.04 68.25 Td (all ) Tj ET Q q 0 0 0 rg BT 345.75 68.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 374.03 68.25 Td (liquid ) Tj ET Q q 0 0 0 rg BT 400.09 68.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 450.59 68.25 Td (with ) Tj ET Q q 0 0 0 rg BT 471.09 68.25 Td (an ) Tj ET Q q 0 0 0 rg BT 483.25 68.25 Td (original ) Tj ET Q q 0 0 0 rg BT 517.08 68.25 Td (maturity ) Tj ET Q q 0 0 0 rg BT 553.69 68.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 56.25 Td (three ) Tj ET Q q 0 0 0 rg BT 72.55 56.25 Td (months ) Tj ET Q q 0 0 0 rg BT 104.56 56.25 Td (or ) Tj ET Q q 0 0 0 rg BT 115.45 56.25 Td (less ) Tj ET Q q 0 0 0 rg BT 133.02 56.25 Td (at ) Tj ET Q q 0 0 0 rg BT 142.80 56.25 Td (the ) Tj ET Q q 0 0 0 rg BT 157.58 56.25 Td (time ) Tj ET Q q 0 0 0 rg BT 177.92 56.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.81 56.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 226.91 56.25 Td (to ) Tj ET Q q 0 0 0 rg BT 237.25 56.25 Td (be ) Tj ET Q q 0 0 0 rg BT 249.25 56.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 269.58 56.25 Td (equivalents. ) Tj ET Q q 0 0 0 rg BT 320.19 56.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 342.75 56.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 393.09 56.25 Td (are ) Tj ET Q q 0 0 0 rg BT 407.86 56.25 Td (stated ) Tj ET Q q 0 0 0 rg BT 433.75 56.25 Td (at ) Tj ET Q q 0 0 0 rg BT 443.53 56.25 Td (cost, ) Tj ET Q q 0 0 0 rg BT 464.70 56.25 Td (which ) Tj ET Q q 0 0 0 rg BT 491.70 56.25 Td (approximates ) Tj ET Q q 0 0 0 rg BT 548.14 56.25 Td (fair ) Tj ET Q endstream endobj 113 0 obj <>] /Rotate 0 /Contents 114 0 R>> endobj 114 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 76.49 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 94.56 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 135.97 742.10 Td (does ) Tj ET Q q 0 0 0 rg BT 156.82 742.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 194.33 742.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 214.62 742.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 251.57 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.87 742.10 Td (banking ) Tj ET Q q 0 0 0 rg BT 296.60 742.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 343.58 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 353.88 742.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 382.50 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 393.35 742.10 Td (federally ) Tj ET Q q 0 0 0 rg BT 431.40 742.10 Td (insured ) Tj ET Q q 0 0 0 rg BT 463.36 742.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 499.77 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 516.73 742.10 Td (therefore ) Tj ET Q q 0 0 0 rg BT 555.33 742.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (exposed ) Tj ET Q q 0 0 0 rg BT 85.27 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 95.55 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 110.26 730.10 Td (related ) Tj ET Q q 0 0 0 rg BT 139.97 730.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 177.46 730.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 202.72 730.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 220.22 730.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 263.81 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 284.09 730.10 Td (such ) Tj ET Q q 0 0 0 rg BT 304.92 730.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 325.19 730.10 Td (deposits.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 708.10 Td (Short-term ) Tj ET Q q 0 0 0 rg BT 148.56 708.10 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.22 708.10 Td (The ) Tj ET Q q 0 0 0 rg BT 227.56 708.10 Td (Company) Tj ET Q q 0 0 0 rg BT 269.23 708.10 Td (s ) Tj ET Q q 0 0 0 rg BT 274.92 708.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 318.37 708.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 367.94 708.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 397.52 708.10 Td (of ) Tj ET Q q 0 0 0 rg BT 407.64 708.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 453.30 708.10 Td (of ) Tj ET Q q 0 0 0 rg BT 463.42 708.10 Td (deposits ) Tj ET Q q 0 0 0 rg BT 498.00 708.10 Td (with ) Tj ET Q q 0 0 0 rg BT 517.57 708.10 Td (established ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 99.14 696.10 Td (banking ) Tj ET Q q 0 0 0 rg BT 133.30 696.10 Td (institutions ) Tj ET Q q 0 0 0 rg BT 179.69 696.10 Td (with ) Tj ET Q q 0 0 0 rg BT 199.41 696.10 Td (readily ) Tj ET Q q 0 0 0 rg BT 229.11 696.10 Td (determinable ) Tj ET Q q 0 0 0 rg BT 283.25 696.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 299.07 696.10 Td (values. ) Tj ET Q q 0 0 0 rg BT 329.06 696.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 349.89 696.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 386.81 696.10 Td (for ) Tj ET Q q 0 0 0 rg BT 400.41 696.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 450.13 696.10 Td (that ) Tj ET Q q 0 0 0 rg BT 467.06 696.10 Td (are ) Tj ET Q q 0 0 0 rg BT 481.21 696.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 526.47 696.10 Td (expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.78 684.10 Td (be ) Tj ET Q q 0 0 0 rg BT 71.23 684.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 104.87 684.10 Td (in ) Tj ET Q q 0 0 0 rg BT 114.65 684.10 Td (cash, ) Tj ET Q q 0 0 0 rg BT 136.93 684.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 155.60 684.10 Td (or ) Tj ET Q q 0 0 0 rg BT 165.94 684.10 Td (consumed ) Tj ET Q q 0 0 0 rg BT 208.49 684.10 Td (during ) Tj ET Q q 0 0 0 rg BT 236.60 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 250.82 684.10 Td (year ) Tj ET Q q 0 0 0 rg BT 270.03 684.10 Td (as ) Tj ET Q q 0 0 0 rg BT 280.37 684.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 324.03 684.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 373.80 684.10 Td (that ) Tj ET Q q 0 0 0 rg BT 390.80 684.10 Td (are ) Tj ET Q q 0 0 0 rg BT 405.01 684.10 Td (available-for) Tj ET Q q 0 0 0 rg BT 455.89 684.10 Td (-sale. ) Tj ET Q q 0 0 0 rg BT 479.13 684.10 Td (The ) Tj ET Q q 0 0 0 rg BT 496.68 684.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 532.00 684.10 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.61 672.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 110.66 672.10 Td (in ) Tj ET Q q 0 0 0 rg BT 120.72 672.10 Td (marketable ) Tj ET Q q 0 0 0 rg BT 167.41 672.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 207.45 672.10 Td (approximates ) Tj ET Q q 0 0 0 rg BT 263.60 672.10 Td (their ) Tj ET Q q 0 0 0 rg BT 284.21 672.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 300.36 672.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 326.63 672.10 Td (The ) Tj ET Q q 0 0 0 rg BT 344.45 672.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 380.05 672.10 Td (value ) Tj ET Q q 0 0 0 rg BT 403.98 672.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.59 672.10 Td (our ) Tj ET Q q 0 0 0 rg BT 430.20 672.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 474.13 672.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 524.18 672.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.01 672.10 Td ($281 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.11 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.61 660.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.55 660.10 Td ($801 ) Tj ET Q q 0 0 0 rg BT 128.05 660.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.16 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 166.66 660.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.37 660.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 234.96 660.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.96 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 257.46 660.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.39 660.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.39 660.10 Td (, ) Tj ET Q q 0 0 0 rg BT 299.39 660.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 347.06 660.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 638.10 Td (Fair) Tj ET Q q 0 0 0 rg BT 117.14 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.42 638.10 Td (V) Tj ET Q q 0 0 0 rg BT 128.73 638.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 152.20 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 166.22 638.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 211.91 638.10 Td (Instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.14 638.10 Td (The ) Tj ET Q q 0 0 0 rg BT 295.38 638.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 339.96 638.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 375.65 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.55 638.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 431.45 638.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 458.30 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 463.99 638.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 505.78 638.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 549.78 638.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 107.79 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.47 626.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 180.03 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 190.61 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.08 626.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 221.20 626.10 Td (value ) Tj ET Q q 0 0 0 rg BT 245.10 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 255.68 626.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 292.91 626.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 341.83 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 351.85 626.10 Td (which ) Tj ET Q q 0 0 0 rg BT 378.54 626.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 394.67 626.10 Td (value ) Tj ET Q q 0 0 0 rg BT 418.57 626.10 Td (is ) Tj ET Q q 0 0 0 rg BT 427.49 626.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 459.72 626.10 Td (as ) Tj ET Q q 0 0 0 rg BT 470.30 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 484.77 626.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 524.77 626.10 Td (price ) Tj ET Q q 0 0 0 rg BT 547.00 626.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.75 614.10 Td (be ) Tj ET Q q 0 0 0 rg BT 89.94 614.10 Td (received ) Tj ET Q q 0 0 0 rg BT 126.56 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 140.97 614.10 Td (an ) Tj ET Q q 0 0 0 rg BT 153.16 614.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 175.36 614.10 Td (or ) Tj ET Q q 0 0 0 rg BT 186.44 614.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 206.41 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.94 614.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 250.23 614.10 Td (a ) Tj ET Q q 0 0 0 rg BT 257.42 614.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 291.28 614.10 Td (\(an ) Tj ET Q q 0 0 0 rg BT 306.80 614.10 Td (exit ) Tj ET Q q 0 0 0 rg BT 324.55 614.10 Td (price\) ) Tj ET Q q 0 0 0 rg BT 350.62 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 361.15 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 376.12 614.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 414.42 614.10 Td (or ) Tj ET Q q 0 0 0 rg BT 425.50 614.10 Td (most ) Tj ET Q q 0 0 0 rg BT 447.70 614.10 Td (advantageous ) Tj ET Q q 0 0 0 rg BT 504.88 614.10 Td (market ) Tj ET Q q 0 0 0 rg BT 535.39 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.81 614.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 72.10 602.10 Td (or ) Tj ET Q q 0 0 0 rg BT 83.08 602.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 116.85 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 127.29 602.10 Td (an ) Tj ET Q q 0 0 0 rg BT 139.38 602.10 Td (orderly ) Tj ET Q q 0 0 0 rg BT 170.92 602.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 217.45 602.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 257.32 602.10 Td (hierarchy ) Tj ET Q q 0 0 0 rg BT 297.73 602.10 Td (which ) Tj ET Q q 0 0 0 rg BT 324.82 602.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 359.69 602.10 Td (an ) Tj ET Q q 0 0 0 rg BT 371.79 602.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 397.22 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 407.65 602.10 Td (maximize ) Tj ET Q q 0 0 0 rg BT 449.74 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.61 602.10 Td (use ) Tj ET Q q 0 0 0 rg BT 480.60 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 491.59 602.10 Td (observable ) Tj ET Q q 0 0 0 rg BT 537.56 602.10 Td (inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (when ) Tj ET Q q 0 0 0 rg BT 74.38 590.10 Td (measuring ) Tj ET Q q 0 0 0 rg BT 118.75 590.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 135.34 590.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 162.01 590.10 Td (The ) Tj ET Q q 0 0 0 rg BT 180.27 590.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 219.08 590.10 Td (describes ) Tj ET Q q 0 0 0 rg BT 259.00 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.93 590.10 Td (following ) Tj ET Q q 0 0 0 rg BT 315.54 590.10 Td (three ) Tj ET Q q 0 0 0 rg BT 338.24 590.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 364.28 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.32 590.10 Td (inputs ) Tj ET Q q 0 0 0 rg BT 402.48 590.10 Td (that ) Tj ET Q q 0 0 0 rg BT 420.19 590.10 Td (may ) Tj ET Q q 0 0 0 rg BT 440.13 590.10 Td (be ) Tj ET Q q 0 0 0 rg BT 452.28 590.10 Td (used ) Tj ET Q q 0 0 0 rg BT 473.32 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 483.82 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.75 590.10 Td (methodology ) Tj ET Q q 0 0 0 rg BT 554.24 590.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (measure ) Tj ET Q q 0 0 0 rg BT 85.82 578.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 102.19 578.10 Td (value:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 563.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 561.7669921875 m 116.263671875 561.7669921875 l s q 0 0 0 rg BT 86.00 563.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 111.26 563.10 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 563.10 Td ( ) Tj ET Q q 0 0 0 rg BT 118.76 563.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.26 563.10 Td (Quoted ) Tj ET Q q 0 0 0 rg BT 163.20 563.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 189.58 563.10 Td (available ) Tj ET Q q 0 0 0 rg BT 228.17 563.10 Td (in ) Tj ET Q q 0 0 0 rg BT 238.45 563.10 Td (active ) Tj ET Q q 0 0 0 rg BT 264.82 563.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 298.97 563.10 Td (for ) Tj ET Q q 0 0 0 rg BT 313.13 563.10 Td (identical ) Tj ET Q q 0 0 0 rg BT 350.06 563.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 400.34 563.10 Td (as ) Tj ET Q q 0 0 0 rg BT 411.17 563.10 Td (of ) Tj ET Q q 0 0 0 rg BT 422.00 563.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.71 563.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 475.87 563.10 Td (date;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 548.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 546.7669921875 m 116.2529296875 546.7669921875 l s q 0 0 0 rg BT 86.00 548.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 111.25 548.10 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.25 548.10 Td ( ) Tj ET Q q 0 0 0 rg BT 118.74 548.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.23 548.10 Td (Inputs ) Tj ET Q q 0 0 0 rg BT 158.72 548.10 Td (other ) Tj ET Q q 0 0 0 rg BT 181.76 548.10 Td (than ) Tj ET Q q 0 0 0 rg BT 201.46 548.10 Td (quoted ) Tj ET Q q 0 0 0 rg BT 231.17 548.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 257.54 548.10 Td (in ) Tj ET Q q 0 0 0 rg BT 267.80 548.10 Td (active ) Tj ET Q q 0 0 0 rg BT 294.16 548.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 330.81 548.10 Td (which ) Tj ET Q q 0 0 0 rg BT 357.74 548.10 Td (are ) Tj ET Q q 0 0 0 rg BT 372.43 548.10 Td (either ) Tj ET Q q 0 0 0 rg BT 397.69 548.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 430.72 548.10 Td (or ) Tj ET Q q 0 0 0 rg BT 441.54 548.10 Td (indirectly ) Tj ET Q q 0 0 0 rg BT 482.35 548.10 Td (observable ) Tj ET Q q 0 0 0 rg BT 528.15 548.10 Td (as ) Tj ET Q q 0 0 0 rg BT 538.97 548.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 548.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 536.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 125.16 536.10 Td (date; ) Tj ET Q q 0 0 0 rg BT 147.09 536.10 Td (and,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 521.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 519.7669921875 m 115.974609375 519.7669921875 l s q 0 0 0 rg BT 86.00 521.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 110.97 521.10 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.97 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 118.19 521.10 Td ( ) Tj ET Q q 0 0 0 rg BT 130.40 521.10 Td (Unobservable ) Tj ET Q q 0 0 0 rg BT 188.14 521.10 Td (inputs, ) Tj ET Q q 0 0 0 rg BT 217.30 521.10 Td (which ) Tj ET Q q 0 0 0 rg BT 243.95 521.10 Td (are ) Tj ET Q q 0 0 0 rg BT 258.37 521.10 Td (to ) Tj ET Q q 0 0 0 rg BT 268.36 521.10 Td (be ) Tj ET Q q 0 0 0 rg BT 280.01 521.10 Td (used ) Tj ET Q q 0 0 0 rg BT 300.55 521.10 Td (in ) Tj ET Q q 0 0 0 rg BT 310.54 521.10 Td (situations ) Tj ET Q q 0 0 0 rg BT 351.09 521.10 Td (where ) Tj ET Q q 0 0 0 rg BT 377.73 521.10 Td (there ) Tj ET Q q 0 0 0 rg BT 399.92 521.10 Td (is ) Tj ET Q q 0 0 0 rg BT 408.80 521.10 Td (little ) Tj ET Q q 0 0 0 rg BT 429.34 521.10 Td (or ) Tj ET Q q 0 0 0 rg BT 439.88 521.10 Td (no ) Tj ET Q q 0 0 0 rg BT 452.10 521.10 Td (market ) Tj ET Q q 0 0 0 rg BT 482.07 521.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 514.27 521.10 Td (for ) Tj ET Q q 0 0 0 rg BT 528.14 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 542.57 521.10 Td (asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 509.10 Td (or ) Tj ET Q q 0 0 0 rg BT 96.26 509.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 129.30 509.10 Td (and ) Tj ET Q q 0 0 0 rg BT 145.67 509.10 Td (wherein ) Tj ET Q q 0 0 0 rg BT 179.81 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.96 509.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 232.54 509.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 257.25 509.10 Td (makes ) Tj ET Q q 0 0 0 rg BT 284.73 509.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 323.87 509.10 Td (and ) Tj ET Q q 0 0 0 rg BT 340.24 509.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 391.62 509.10 Td (related ) Tj ET Q q 0 0 0 rg BT 420.75 509.10 Td (to ) Tj ET Q q 0 0 0 rg BT 430.46 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.61 509.10 Td (pricing ) Tj ET Q q 0 0 0 rg BT 474.86 509.10 Td (of ) Tj ET Q q 0 0 0 rg BT 485.13 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 499.27 509.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 520.64 509.10 Td (or ) Tj ET Q q 0 0 0 rg BT 530.90 509.10 Td (liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 497.10 Td (including ) Tj ET Q q 0 0 0 rg BT 126.27 497.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 178.22 497.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 219.04 497.10 Td (risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 482.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.50 482.10 Td ( ) Tj ET Q q 0 0 0 rg BT 91.00 482.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 467.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 467.10 Td (A) Tj ET Q q 0 0 0 rg BT 92.67 467.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.17 467.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 132.65 467.10 Td (instrument) Tj ET Q q 0 0 0 rg BT 178.21 467.10 Td (s ) Tj ET Q q 0 0 0 rg BT 184.60 467.10 Td (level ) Tj ET Q q 0 0 0 rg BT 206.53 467.10 Td (within ) Tj ET Q q 0 0 0 rg BT 234.59 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.31 467.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 265.69 467.10 Td (value ) Tj ET Q q 0 0 0 rg BT 289.84 467.10 Td (hierarchy ) Tj ET Q q 0 0 0 rg BT 330.10 467.10 Td (is ) Tj ET Q q 0 0 0 rg BT 339.27 467.10 Td (based ) Tj ET Q q 0 0 0 rg BT 364.54 467.10 Td (on ) Tj ET Q q 0 0 0 rg BT 377.04 467.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.76 467.10 Td (lowest ) Tj ET Q q 0 0 0 rg BT 420.37 467.10 Td (level ) Tj ET Q q 0 0 0 rg BT 442.31 467.10 Td (of ) Tj ET Q q 0 0 0 rg BT 453.14 467.10 Td (any ) Tj ET Q q 0 0 0 rg BT 470.08 467.10 Td (input ) Tj ET Q q 0 0 0 rg BT 493.14 467.10 Td (that ) Tj ET Q q 0 0 0 rg BT 510.63 467.10 Td (is ) Tj ET Q q 0 0 0 rg BT 519.80 467.10 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 455.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 455.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 455.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 91.37 455.10 Td (value ) Tj ET Q q 0 0 0 rg BT 115.53 455.10 Td (measurement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 433.10 Td (As ) Tj ET Q q 0 0 0 rg BT 112.45 433.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.11 433.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 181.53 433.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.53 433.10 Td ( ) Tj ET Q q 0 0 0 rg BT 203.86 433.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.63 433.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.63 433.10 Td ( ) Tj ET Q q 0 0 0 rg BT 242.96 433.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.51 433.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 298.73 433.10 Td (has ) Tj ET Q q 0 0 0 rg BT 314.40 433.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.95 433.10 Td (following ) Tj ET Q q 0 0 0 rg BT 370.17 433.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 407.48 433.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 456.48 433.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.59 433.10 Td (which ) Tj ET Q q 0 0 0 rg BT 493.36 433.10 Td (it ) Tj ET Q q 0 0 0 rg BT 501.25 433.10 Td (had ) Tj ET Q q 0 0 0 rg BT 518.02 433.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.13 433.10 Td (consider ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 421.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.38 421.10 Td (values ) Tj ET Q q 0 0 0 rg BT 94.42 421.10 Td (and ) Tj ET Q q 0 0 0 rg BT 111.36 421.10 Td (had ) Tj ET Q q 0 0 0 rg BT 128.30 421.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.58 421.10 Td (make ) Tj ET Q q 0 0 0 rg BT 162.73 421.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 179.11 421.10 Td (assessments:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 409.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 409.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 125.73 409.10 Td (share-based ) Tj ET Q q 0 0 0 rg BT 175.42 409.10 Td (put ) Tj ET Q q 0 0 0 rg BT 190.70 409.10 Td (option ) Tj ET Q q 0 0 0 rg BT 218.76 409.10 Td (for ) Tj ET Q q 0 0 0 rg BT 232.92 409.10 Td (which ) Tj ET Q q 0 0 0 rg BT 259.86 409.10 Td (the ) Tj ET Q q 0 0 0 rg BT 274.57 409.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 290.95 409.10 Td (value ) Tj ET Q q 0 0 0 rg BT 315.11 409.10 Td (was ) Tj ET Q q 0 0 0 rg BT 333.16 409.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 373.97 409.10 Td (as ) Tj ET Q q 0 0 0 rg BT 384.80 409.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 410.07 409.10 Td (2 ) Tj ET Q q 0 0 0 rg BT 417.57 409.10 Td (instrument.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 397.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 397.10 Td (Short-term ) Tj ET Q q 0 0 0 rg BT 131.83 397.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 182.10 397.10 Td (for ) Tj ET Q q 0 0 0 rg BT 196.26 397.10 Td (which ) Tj ET Q q 0 0 0 rg BT 223.20 397.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.91 397.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 254.29 397.10 Td (values ) Tj ET Q q 0 0 0 rg BT 282.34 397.10 Td (are ) Tj ET Q q 0 0 0 rg BT 297.04 397.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 337.86 397.10 Td (as ) Tj ET Q q 0 0 0 rg BT 348.69 397.10 Td (a ) Tj ET Q q 0 0 0 rg BT 355.63 397.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 380.89 397.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 388.39 397.10 Td (instrument.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 385.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 385.10 Td (Contingent ) Tj ET Q q 0 0 0 rg BT 132.85 385.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 166.35 385.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 202.08 385.10 Td (business ) Tj ET Q q 0 0 0 rg BT 238.38 385.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 284.67 385.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 340.96 385.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 380.58 385.10 Td (for ) Tj ET Q q 0 0 0 rg BT 394.65 385.10 Td (which ) Tj ET Q q 0 0 0 rg BT 421.50 385.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 437.79 385.10 Td (values ) Tj ET Q q 0 0 0 rg BT 465.75 385.10 Td (are ) Tj ET Q q 0 0 0 rg BT 480.37 385.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 521.09 385.10 Td (as ) Tj ET Q q 0 0 0 rg BT 531.84 385.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 557.01 385.10 Td (3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 373.10 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 139.09 373.10 Td (These ) Tj ET Q q 0 0 0 rg BT 167.19 373.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 213.63 373.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 271.73 373.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 313.17 373.10 Td (were ) Tj ET Q q 0 0 0 rg BT 336.83 373.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 376.03 373.10 Td (at ) Tj ET Q q 0 0 0 rg BT 387.48 373.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 405.58 373.10 Td (value ) Tj ET Q q 0 0 0 rg BT 431.47 373.10 Td (on ) Tj ET Q q 0 0 0 rg BT 445.69 373.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.14 373.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 510.25 373.10 Td (date ) Tj ET Q q 0 0 0 rg BT 531.13 373.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.80 373.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 361.10 Td (remeasured ) Tj ET Q q 0 0 0 rg BT 135.00 361.10 Td (periodically ) Tj ET Q q 0 0 0 rg BT 185.67 361.10 Td (based ) Tj ET Q q 0 0 0 rg BT 211.36 361.10 Td (on ) Tj ET Q q 0 0 0 rg BT 224.27 361.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.40 361.10 Td (then ) Tj ET Q q 0 0 0 rg BT 259.54 361.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 296.33 361.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 313.12 361.10 Td (value ) Tj ET Q q 0 0 0 rg BT 337.69 361.10 Td (and ) Tj ET Q q 0 0 0 rg BT 355.05 361.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 391.29 361.10 Td (if ) Tj ET Q q 0 0 0 rg BT 400.31 361.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 438.53 361.10 Td (. ) Tj ET Q q 0 0 0 rg BT 443.73 361.10 Td (The ) Tj ET Q q 0 0 0 rg BT 462.20 361.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 501.76 361.10 Td (or ) Tj ET Q q 0 0 0 rg BT 513.00 361.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 554.22 361.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 349.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.80 349.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 117.27 349.10 Td (value ) Tj ET Q q 0 0 0 rg BT 141.51 349.10 Td (of ) Tj ET Q q 0 0 0 rg BT 152.43 349.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 197.23 349.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 253.68 349.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 287.37 349.10 Td (can ) Tj ET Q q 0 0 0 rg BT 303.83 349.10 Td (result ) Tj ET Q q 0 0 0 rg BT 328.63 349.10 Td (from ) Tj ET Q q 0 0 0 rg BT 350.66 349.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 385.45 349.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.82 349.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 442.27 349.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 476.50 349.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 502.42 349.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.44 349.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 554.24 349.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 337.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 123.26 337.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 159.98 337.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 192.24 337.10 Td (and ) Tj ET Q q 0 0 0 rg BT 209.51 337.10 Td (rates. ) Tj ET Q q 0 0 0 rg BT 233.09 337.10 Td (As ) Tj ET Q q 0 0 0 rg BT 247.03 337.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.07 337.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 278.77 337.10 Td (value ) Tj ET Q q 0 0 0 rg BT 303.25 337.10 Td (measure ) Tj ET Q q 0 0 0 rg BT 339.39 337.10 Td (is ) Tj ET Q q 0 0 0 rg BT 348.89 337.10 Td (based ) Tj ET Q q 0 0 0 rg BT 374.49 337.10 Td (on ) Tj ET Q q 0 0 0 rg BT 387.31 337.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 432.35 337.10 Td (inputs ) Tj ET Q q 0 0 0 rg BT 459.62 337.10 Td (that ) Tj ET Q q 0 0 0 rg BT 477.45 337.10 Td (are ) Tj ET Q q 0 0 0 rg BT 492.48 337.10 Td (not ) Tj ET Q q 0 0 0 rg BT 508.08 337.10 Td (observable ) Tj ET Q q 0 0 0 rg BT 554.22 337.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 325.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.72 325.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 133.48 325.10 Td (they ) Tj ET Q q 0 0 0 rg BT 153.20 325.10 Td (are ) Tj ET Q q 0 0 0 rg BT 167.90 325.10 Td (categorized ) Tj ET Q q 0 0 0 rg BT 216.48 325.10 Td (as ) Tj ET Q q 0 0 0 rg BT 227.31 325.10 Td (Level ) Tj ET Q q 0 0 0 rg BT 252.58 325.10 Td (3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 298.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 111.58 298.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 149.37 298.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 198.84 298.10 Td (not ) Tj ET Q q 0 0 0 rg BT 214.43 298.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 255.55 298.10 Td (at ) Tj ET Q q 0 0 0 rg BT 265.58 298.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 282.27 298.10 Td (value ) Tj ET Q q 0 0 0 rg BT 306.73 298.10 Td (on ) Tj ET Q q 0 0 0 rg BT 319.54 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.56 298.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 381.95 298.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 435.30 298.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 468.65 298.10 Td (sheets ) Tj ET Q q 0 0 0 rg BT 495.89 298.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.92 298.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 286.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.31 286.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.07 286.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.07 286.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.38 286.10 Td (but ) Tj ET Q q 0 0 0 rg BT 126.47 286.10 Td (which ) Tj ET Q q 0 0 0 rg BT 153.22 286.10 Td (require ) Tj ET Q q 0 0 0 rg BT 183.85 286.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 226.71 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.36 286.10 Td (their ) Tj ET Q q 0 0 0 rg BT 257.99 286.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 274.18 286.10 Td (values ) Tj ET Q q 0 0 0 rg BT 302.04 286.10 Td (include: ) Tj ET Q q 0 0 0 rg BT 336.57 286.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 356.65 286.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.40 286.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 393.49 286.10 Td (equivalents, ) Tj ET Q q 0 0 0 rg BT 443.84 286.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 481.14 286.10 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 527.03 286.10 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 83.17 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.68 274.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 132.84 274.10 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 173.52 274.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 206.67 274.10 Td (payroll ) Tj ET Q q 0 0 0 rg BT 237.08 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 253.59 274.10 Td (related ) Tj ET Q q 0 0 0 rg BT 282.87 274.10 Td (benefits, ) Tj ET Q q 0 0 0 rg BT 319.10 274.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 347.82 274.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 369.88 274.10 Td (obligations, ) Tj ET Q q 0 0 0 rg BT 418.90 274.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 438.19 274.10 Td (under ) Tj ET Q q 0 0 0 rg BT 463.04 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.33 274.10 Td (former ) Tj ET Q q 0 0 0 rg BT 506.61 274.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 547.01 274.10 Td (line ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.51 262.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 85.44 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.06 262.10 Td (term ) Tj ET Q q 0 0 0 rg BT 122.56 262.10 Td (loans ) Tj ET Q q 0 0 0 rg BT 145.84 262.10 Td (with ) Tj ET Q q 0 0 0 rg BT 165.80 262.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 204.91 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 221.53 262.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 240.92 262.10 Td (under ) Tj ET Q q 0 0 0 rg BT 265.86 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.26 262.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 314.10 262.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 354.60 262.10 Td (line ) Tj ET Q q 0 0 0 rg BT 371.77 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 382.27 262.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 407.21 262.10 Td (with ) Tj ET Q q 0 0 0 rg BT 427.17 262.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 462.12 262.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 485.40 262.10 Td (. ) Tj ET Q q 0 0 0 rg BT 489.92 262.10 Td (The ) Tj ET Q q 0 0 0 rg BT 507.64 262.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 548.14 262.10 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (value ) Tj ET Q q 0 0 0 rg BT 75.48 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 87.63 250.10 Td (such ) Tj ET Q q 0 0 0 rg BT 109.77 250.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 160.26 250.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.30 250.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 231.20 250.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.20 250.10 Td ( ) Tj ET Q q 0 0 0 rg BT 255.02 250.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.28 250.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.28 250.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.10 250.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 344.23 250.10 Td (approximates ) Tj ET Q q 0 0 0 rg BT 401.93 250.10 Td (their ) Tj ET Q q 0 0 0 rg BT 424.07 250.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 461.21 250.10 Td (value ) Tj ET Q q 0 0 0 rg BT 486.68 250.10 Td (as ) Tj ET Q q 0 0 0 rg BT 498.83 250.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 535.97 250.10 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 250.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.04 238.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 136.07 238.10 Td (sheets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 223.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 223.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 130.92 223.10 Td (information ) Tj ET Q q 0 0 0 rg BT 180.29 223.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 220.75 223.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.12 223.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 281.85 223.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 307.33 223.10 Td (and ) Tj ET Q q 0 0 0 rg BT 323.92 223.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 363.29 223.10 Td (that ) Tj ET Q q 0 0 0 rg BT 380.44 223.10 Td (are ) Tj ET Q q 0 0 0 rg BT 394.79 223.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 435.26 223.10 Td (at ) Tj ET Q q 0 0 0 rg BT 444.63 223.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 460.66 223.10 Td (value ) Tj ET Q q 0 0 0 rg BT 484.46 223.10 Td (on ) Tj ET Q q 0 0 0 rg BT 496.61 223.10 Td (a ) Tj ET Q q 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gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 574.5 m 399.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 599.5 m 469.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 576.5 m 469.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 574.5 m 469.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 599.5 m 541.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 576.5 m 541.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 574.5 m 541.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 480.5 m 399.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 480.5 m 469.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 480.5 m 541.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 480.5 m 327.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 457.5 m 327.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 455.5 m 327.5 455.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 480.5 m 399.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 457.5 m 399.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 455.5 m 399.5 455.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 480.5 m 469.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 457.5 m 469.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 455.5 m 469.5 455.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 480.5 m 541.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 457.5 m 541.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 455.5 m 541.5 455.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.70 738.18 Td (Fair Values at Reporting Date Using*) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 132.30 664.18 Td (Descriptions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.10 684.18 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.40 674.18 Td (December 31,) Tj ET Q BT /F2 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10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72 533.8333984375 m 120.8720703125 533.8333984375 l s q 0 0 0 rg BT 72.00 535.17 Td (Derivatives:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 510.17 Td (Common share-based put option \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 495.17 Td (Contingent accrued earn-out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 485.17 Td (acquisition consideration \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 485.17 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 485.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 485.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 485.17 Td (5,367) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 461.18 Td (Total liabilities measured at fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 461.17 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 461.17 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 431.17 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 85.29 431.17 Td (In ) Tj ET Q q 0 0 0 rg BT 95.82 431.17 Td (connection ) Tj ET Q q 0 0 0 rg BT 141.89 431.17 Td (with ) Tj ET Q q 0 0 0 rg BT 161.86 431.17 Td (the ) Tj ET Q q 0 0 0 rg BT 176.27 431.17 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 222.35 431.17 Td (of ) Tj ET Q q 0 0 0 rg BT 232.87 431.17 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 276.73 431.17 Td (ef) Tj ET Q q 0 0 0 rg BT 284.41 431.17 Td (fective ) Tj ET Q q 0 0 0 rg BT 313.72 431.17 Td (June ) Tj ET Q q 0 0 0 rg BT 334.24 431.17 Td (1, ) Tj ET Q q 0 0 0 rg BT 343.94 431.17 Td (2012, ) Tj ET Q q 0 0 0 rg BT 368.63 431.17 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 389.71 431.17 Td (issued ) Tj ET Q q 0 0 0 rg BT 416.91 431.17 Td (a ) Tj ET Q q 0 0 0 rg BT 423.54 431.17 Td (put ) Tj ET Q q 0 0 0 rg BT 438.51 431.17 Td (option ) Tj ET Q q 0 0 0 rg BT 466.27 431.17 Td (to ) Tj ET Q q 0 0 0 rg BT 476.24 431.17 Td (the ) Tj ET Q q 0 0 0 rg BT 490.65 431.17 Td (PlanetSoft's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 421.17 Td (three ) Tj ET Q q 0 0 0 rg BT 96.66 421.17 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 154.12 421.17 Td (The ) Tj ET Q q 0 0 0 rg BT 174.25 421.17 Td (put ) Tj ET Q q 0 0 0 rg BT 191.70 421.17 Td (option, ) Tj ET Q q 0 0 0 rg BT 224.42 421.17 Td (which ) Tj ET Q q 0 0 0 rg BT 253.53 421.17 Td (expired ) Tj ET Q q 0 0 0 rg BT 288.19 421.17 Td (in ) Tj ET Q q 0 0 0 rg BT 300.64 421.17 Td (June ) Tj ET Q q 0 0 0 rg BT 323.64 421.17 Td (2014, ) Tj ET Q q 0 0 0 rg BT 350.81 421.17 Td (was ) Tj ET Q q 0 0 0 rg BT 371.04 421.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 420.68 421.17 Td (during ) Tj ET Q q 0 0 0 rg BT 451.46 421.17 Td (the ) Tj ET Q q 0 0 0 rg BT 468.35 421.17 Td (thirty-day ) Tj ET Q q 0 0 0 rg BT 512.45 421.17 Td (period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 411.17 Td (immediately ) Tj ET Q q 0 0 0 rg BT 125.26 411.17 Td (following ) Tj ET Q q 0 0 0 rg BT 167.42 411.17 Td (the ) Tj ET Q q 0 0 0 rg BT 182.92 411.17 Td (two-year ) Tj ET Q q 0 0 0 rg BT 221.73 411.17 Td (anniversary ) Tj ET Q q 0 0 0 rg BT 271.65 411.17 Td (date ) Tj ET Q q 0 0 0 rg BT 291.58 411.17 Td (of ) Tj ET Q q 0 0 0 rg BT 303.19 411.17 Td (the ) Tj ET Q q 0 0 0 rg BT 318.68 411.17 Td (business ) Tj ET Q q 0 0 0 rg BT 355.85 411.17 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 405.51 411.17 Td (which ) Tj ET Q q 0 0 0 rg BT 433.23 411.17 Td (if ) Tj ET Q q 0 0 0 rg BT 442.61 411.17 Td (exercised ) Tj ET Q q 0 0 0 rg BT 483.64 411.17 Td (would ) Tj ET Q q 0 0 0 rg BT 511.92 411.17 Td (enable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 401.17 Td (them ) Tj ET Q q 0 0 0 rg BT 94.25 401.17 Td (to ) Tj ET Q q 0 0 0 rg BT 104.28 401.17 Td (sell ) Tj ET Q q 0 0 0 rg BT 120.42 401.17 Td (the ) Tj ET Q q 0 0 0 rg BT 134.90 401.17 Td (underlying ) Tj ET Q q 0 0 0 rg BT 180.48 401.17 Td (296,560 ) Tj ET Q q 0 0 0 rg BT 215.23 401.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 242.48 401.17 Td (of ) Tj ET Q q 0 0 0 rg BT 253.06 401.17 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 274.20 401.17 Td (common ) Tj ET Q q 0 0 0 rg BT 311.45 401.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 334.82 401.17 Td (they ) Tj ET Q q 0 0 0 rg BT 354.29 401.17 Td (received ) Tj ET Q q 0 0 0 rg BT 390.41 401.17 Td (as ) Tj ET Q q 0 0 0 rg BT 400.99 401.17 Td (part ) Tj ET Q q 0 0 0 rg BT 418.79 401.17 Td (of ) Tj ET Q q 0 0 0 rg BT 429.38 401.17 Td (the ) Tj ET Q q 0 0 0 rg BT 443.85 401.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 481.64 401.17 Td (consideration, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 391.17 Td (back ) Tj ET Q q 0 0 0 rg BT 93.36 391.17 Td (to ) Tj ET Q q 0 0 0 rg BT 103.62 391.17 Td (the ) Tj ET Q q 0 0 0 rg BT 118.31 391.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.68 391.17 Td (at ) Tj ET Q q 0 0 0 rg BT 169.38 391.17 Td (a ) Tj ET Q q 0 0 0 rg BT 176.30 391.17 Td (price ) Tj ET Q q 0 0 0 rg BT 198.76 391.17 Td (of ) Tj ET Q q 0 0 0 rg BT 209.57 391.17 Td ($16.86 ) Tj ET Q q 0 0 0 rg BT 239.55 391.17 Td (per ) Tj ET Q q 0 0 0 rg BT 254.80 391.17 Td (share, ) Tj ET Q q 0 0 0 rg BT 280.88 391.17 Td (which ) Tj ET Q q 0 0 0 rg BT 307.80 391.17 Td (represents ) Tj ET Q q 0 0 0 rg BT 350.82 391.17 Td (the ) Tj ET Q q 0 0 0 rg BT 365.52 391.17 Td (per) Tj ET Q q 0 0 0 rg BT 378.18 391.17 Td (-share ) Tj ET Q q 0 0 0 rg BT 404.99 391.17 Td (value ) Tj ET Q q 0 0 0 rg BT 429.13 391.17 Td (established ) Tj ET Q q 0 0 0 rg BT 476.04 391.17 Td (on ) Tj ET Q q 0 0 0 rg BT 488.52 391.17 Td (the ) Tj ET Q q 0 0 0 rg BT 503.22 391.17 Td (ef) Tj ET Q q 0 0 0 rg BT 510.90 391.17 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 381.17 Td (date ) Tj ET Q q 0 0 0 rg BT 90.96 381.17 Td (of ) Tj ET Q q 0 0 0 rg BT 101.60 381.17 Td (the ) Tj ET Q q 0 0 0 rg BT 116.12 381.17 Td (closing ) Tj ET Q q 0 0 0 rg BT 147.31 381.17 Td (of ) Tj ET Q q 0 0 0 rg BT 157.95 381.17 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 184.84 381.17 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 231.02 381.17 Td (of ) Tj ET Q q 0 0 0 rg BT 241.66 381.17 Td (PlanetSoft. ) Tj ET Q q 0 0 0 rg BT 288.05 381.17 Td (The ) Tj ET Q q 0 0 0 rg BT 305.82 381.17 Td (inputs ) Tj ET Q q 0 0 0 rg BT 332.57 381.17 Td (used ) Tj ET Q q 0 0 0 rg BT 353.21 381.17 Td (in ) Tj ET Q q 0 0 0 rg BT 363.29 381.17 Td (the ) Tj ET Q q 0 0 0 rg BT 377.82 381.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 417.33 381.17 Td (of ) Tj ET Q q 0 0 0 rg BT 427.97 381.17 Td (the ) Tj ET Q q 0 0 0 rg BT 442.49 381.17 Td (put ) Tj ET Q q 0 0 0 rg BT 457.58 381.17 Td (option ) Tj ET Q q 0 0 0 rg BT 485.44 381.17 Td (include ) Tj ET Q q 0 0 0 rg BT 517.18 381.17 Td (term, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 371.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 95.28 371.17 Td (price ) Tj ET Q q 0 0 0 rg BT 117.44 371.17 Td (volatility) Tj ET Q q 0 0 0 rg BT 153.23 371.17 Td (, ) Tj ET Q q 0 0 0 rg BT 157.58 371.17 Td (current ) Tj ET Q q 0 0 0 rg BT 188.07 371.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 211.35 371.17 Td (price, ) Tj ET Q q 0 0 0 rg BT 236.01 371.17 Td (exercise ) Tj ET Q q 0 0 0 rg BT 270.94 371.17 Td (price, ) Tj ET Q q 0 0 0 rg BT 295.60 371.17 Td (and ) Tj ET Q q 0 0 0 rg BT 312.21 371.17 Td (the ) Tj ET Q q 0 0 0 rg BT 326.60 371.17 Td (risk ) Tj ET Q q 0 0 0 rg BT 343.77 371.17 Td (free ) Tj ET Q q 0 0 0 rg BT 361.49 371.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 378.65 371.17 Td (of ) Tj ET Q q 0 0 0 rg BT 389.15 371.17 Td (return. ) Tj ET Q q 0 0 0 rg BT 417.70 371.17 Td (During ) Tj ET Q q 0 0 0 rg BT 448.21 371.17 Td (the ) Tj ET Q q 0 0 0 rg BT 462.60 371.17 Td (months ) Tj ET Q q 0 0 0 rg BT 494.22 371.17 Td (of ) Tj ET Q q 0 0 0 rg BT 504.72 371.17 Td (July ) Tj ET Q q 0 0 0 rg BT 523.57 371.17 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 361.17 Td (August ) Tj ET Q q 0 0 0 rg BT 104.59 361.17 Td (2014 ) Tj ET Q q 0 0 0 rg BT 128.28 361.17 Td (the ) Tj ET Q q 0 0 0 rg BT 144.19 361.17 Td (former ) Tj ET Q q 0 0 0 rg BT 175.09 361.17 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 229.32 361.17 Td (of ) Tj ET Q q 0 0 0 rg BT 241.35 361.17 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 286.70 361.17 Td (elected ) Tj ET Q q 0 0 0 rg BT 318.71 361.17 Td (to ) Tj ET Q q 0 0 0 rg BT 330.18 361.17 Td (exercise ) Tj ET Q q 0 0 0 rg BT 366.63 361.17 Td (their ) Tj ET Q q 0 0 0 rg BT 388.65 361.17 Td (put ) Tj ET Q q 0 0 0 rg BT 405.12 361.17 Td (option ) Tj ET Q q 0 0 0 rg BT 434.37 361.17 Td (rights ) Tj ET Q q 0 0 0 rg BT 460.84 361.17 Td (with ) Tj ET Q q 0 0 0 rg BT 482.31 361.17 Td (respect ) Tj ET Q q 0 0 0 rg BT 514.32 361.17 Td (to ) Tj ET Q q 0 0 0 rg BT 525.80 361.17 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 351.17 Td (remaining ) Tj ET Q q 0 0 0 rg BT 115.22 351.17 Td (209,656 ) Tj ET Q q 0 0 0 rg BT 150.39 351.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 178.06 351.17 Td (of ) Tj ET Q q 0 0 0 rg BT 189.07 351.17 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 210.63 351.17 Td (common ) Tj ET Q q 0 0 0 rg BT 248.30 351.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 272.08 351.17 Td (they ) Tj ET Q q 0 0 0 rg BT 291.98 351.17 Td (still ) Tj ET Q q 0 0 0 rg BT 309.66 351.17 Td (held. ) Tj ET Q q 0 0 0 rg BT 331.73 351.17 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 384.12 351.17 Td (the ) Tj ET Q q 0 0 0 rg BT 399.01 351.17 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 452.23 351.17 Td (put ) Tj ET Q q 0 0 0 rg BT 467.68 351.17 Td (those ) Tj ET Q q 0 0 0 rg BT 491.46 351.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 519.13 351.17 Td (back ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 341.17 Td (to ) Tj ET Q q 0 0 0 rg BT 82.43 341.17 Td (the ) Tj ET Q q 0 0 0 rg BT 97.30 341.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 138.83 341.17 Td (at ) Tj ET Q q 0 0 0 rg BT 148.70 341.17 Td ($16.86 ) Tj ET Q q 0 0 0 rg BT 178.85 341.17 Td (per ) Tj ET Q q 0 0 0 rg BT 194.27 341.17 Td (share ) Tj ET Q q 0 0 0 rg BT 218.02 341.17 Td (plus ) Tj ET Q q 0 0 0 rg BT 237.34 341.17 Td (interest ) Tj ET Q q 0 0 0 rg BT 269.42 341.17 Td (at ) Tj ET Q q 0 0 0 rg BT 279.29 341.17 Td (the ) Tj ET Q q 0 0 0 rg BT 294.16 341.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 311.79 341.17 Td (of ) Tj ET Q q 0 0 0 rg BT 322.77 341.17 Td (20% ) Tj ET Q q 0 0 0 rg BT 343.75 341.17 Td (as ) Tj ET Q q 0 0 0 rg BT 354.73 341.17 Td (per ) Tj ET Q q 0 0 0 rg BT 370.15 341.17 Td (the ) Tj ET Q q 0 0 0 rg BT 385.02 341.17 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 429.34 341.17 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 475.87 341.17 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 522.56 341.17 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 331.17 Td (total ) Tj ET Q q 0 0 0 rg BT 92.27 331.17 Td (consideration ) Tj ET Q q 0 0 0 rg BT 148.65 331.17 Td (paid ) Tj ET Q q 0 0 0 rg BT 168.36 331.17 Td (by ) Tj ET Q q 0 0 0 rg BT 180.86 331.17 Td (the ) Tj ET Q q 0 0 0 rg BT 195.58 331.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 236.97 331.17 Td (in ) Tj ET Q q 0 0 0 rg BT 247.24 331.17 Td (connection ) Tj ET Q q 0 0 0 rg BT 293.62 331.17 Td (with ) Tj ET Q q 0 0 0 rg BT 313.89 331.17 Td (the ) Tj ET Q q 0 0 0 rg BT 328.61 331.17 Td (exercise ) Tj ET Q q 0 0 0 rg BT 363.87 331.17 Td (of ) Tj ET Q q 0 0 0 rg BT 374.70 331.17 Td (these ) Tj ET Q q 0 0 0 rg BT 397.74 331.17 Td (put ) Tj ET Q q 0 0 0 rg BT 413.02 331.17 Td (options ) Tj ET Q q 0 0 0 rg BT 444.97 331.17 Td (was ) Tj ET Q q 0 0 0 rg BT 463.02 331.17 Td ($3.6 ) Tj ET Q q 0 0 0 rg BT 483.02 331.17 Td (million.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 316.17 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 86.41 316.17 Td (The ) Tj ET Q q 0 0 0 rg BT 104.74 316.17 Td (income ) Tj ET Q q 0 0 0 rg BT 137.04 316.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 177.12 316.17 Td (approach ) Tj ET Q q 0 0 0 rg BT 216.63 316.17 Td (is ) Tj ET Q q 0 0 0 rg BT 226.17 316.17 Td (applied ) Tj ET Q q 0 0 0 rg BT 258.47 316.17 Td (and ) Tj ET Q q 0 0 0 rg BT 275.78 316.17 Td (the ) Tj ET Q q 0 0 0 rg BT 290.87 316.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 330.95 316.17 Td (inputs ) Tj ET Q q 0 0 0 rg BT 358.26 316.17 Td (include ) Tj ET Q q 0 0 0 rg BT 390.57 316.17 Td (the ) Tj ET Q q 0 0 0 rg BT 405.65 316.17 Td (contingent ) Tj ET Q q 0 0 0 rg BT 450.73 316.17 Td (payment ) Tj ET Q q 0 0 0 rg BT 488.04 316.17 Td (arrangement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 306.17 Td (terms, ) Tj ET Q q 0 0 0 rg BT 99.22 306.17 Td (projected ) Tj ET Q q 0 0 0 rg BT 138.92 306.17 Td (cash ) Tj ET Q q 0 0 0 rg BT 159.19 306.17 Td (flows, ) Tj ET Q q 0 0 0 rg BT 186.41 306.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 203.89 306.17 Td (of ) Tj ET Q q 0 0 0 rg BT 214.72 306.17 Td (return, ) Tj ET Q q 0 0 0 rg BT 243.60 306.17 Td (and ) Tj ET Q q 0 0 0 rg BT 260.54 306.17 Td (probability ) Tj ET Q q 0 0 0 rg BT 306.92 306.17 Td (assessments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 291.17 Td (* ) Tj ET Q q 0 0 0 rg BT 79.50 291.17 Td (During ) Tj ET Q q 0 0 0 rg BT 110.33 291.17 Td (the ) Tj ET Q q 0 0 0 rg BT 125.05 291.17 Td (year ) Tj ET Q q 0 0 0 rg BT 144.75 291.17 Td (ended ) Tj ET Q q 0 0 0 rg BT 171.13 291.17 Td (December ) Tj ET Q q 0 0 0 rg BT 214.71 291.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 229.71 291.17 Td (2014 ) Tj ET Q q 0 0 0 rg BT 252.21 291.17 Td (there ) Tj ET Q q 0 0 0 rg BT 274.70 291.17 Td (were ) Tj ET Q q 0 0 0 rg BT 296.63 291.17 Td (no ) Tj ET Q q 0 0 0 rg BT 309.13 291.17 Td (transfers ) Tj ET Q q 0 0 0 rg BT 346.06 291.17 Td (between ) Tj ET Q q 0 0 0 rg BT 381.87 291.17 Td (fair ) Tj ET Q q 0 0 0 rg BT 398.25 291.17 Td (value ) Tj ET Q q 0 0 0 rg BT 422.41 291.17 Td (Levels ) Tj ET Q q 0 0 0 rg BT 451.56 291.17 Td (1, ) Tj ET Q q 0 0 0 rg BT 461.56 291.17 Td (2 ) Tj ET Q q 0 0 0 rg BT 469.06 291.17 Td (or ) Tj ET Q q 0 0 0 rg BT 479.89 291.17 Td (3.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 117 0 obj <>] /Rotate 0 /Contents 118 0 R>> endobj 118 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (55) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 644.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 644.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 644.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 644.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 644.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 644.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 614.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 614.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 614.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 614.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 614.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 614.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 575.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 575.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 575.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 575.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 575.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 575.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 545.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 545.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 545.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 545.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 545.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 545.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 505.50 180.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 505.50 7.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 505.50 71.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 505.50 72.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 505.50 70.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 505.50 72.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 456.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 456.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 456.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 456.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 456.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 456.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 336.50 472.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 733.5 m 327.5 733.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 733.5 m 399.5 733.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 733.5 m 469.5 733.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 733.5 m 541.5 733.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 733.5 m 327.5 733.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 659.5 m 327.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 659.5 m 399.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 659.5 m 469.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 659.5 m 541.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 599.5 m 327.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 576.5 m 327.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 574.5 m 327.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 599.5 m 399.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 576.5 m 399.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 574.5 m 399.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 599.5 m 469.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 576.5 m 469.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 574.5 m 469.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 599.5 m 541.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 576.5 m 541.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 574.5 m 541.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 480.5 m 327.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 457.5 m 327.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 455.5 m 327.5 455.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 480.5 m 399.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 457.5 m 399.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 455.5 m 399.5 455.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 480.5 m 469.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 457.5 m 469.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 455.5 m 469.5 455.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 480.5 m 541.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 457.5 m 541.5 457.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 455.5 m 541.5 455.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.70 738.18 Td (Fair Values at Reporting Date Using*) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 132.30 664.18 Td (Descriptions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.10 684.18 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.40 674.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.50 664.18 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.85 724.18 Td (Quoted Prices) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.25 714.18 Td (in Active) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.40 704.18 Td (Markets for) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.10 694.18 Td (Identical) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.75 684.18 Td (Assets or) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.60 674.18 Td (Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.25 664.18 Td (\(Level 1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.90 704.18 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.30 694.18 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.55 684.18 Td (Observable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.10 674.18 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.25 664.18 Td (\(Level 2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.90 694.18 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.55 684.18 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 491.10 674.18 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 664.18 Td (\(Level 3\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 649.18 Td (\(In thousands\)) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 72 632.61259765625 m 98.6650390625 632.61259765625 l s q 0 0 0 rg BT 72.00 634.18 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72 617.8333984375 m 186.8388671875 617.8333984375 l s q 0 0 0 rg BT 72.00 619.17 Td (Available-for-sale securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 604.17 Td (Commercial bank certificates of deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 604.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 604.17 Td (801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 604.17 Td (801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 604.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 604.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 580.18 Td (Total assets measured at fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 580.17 Td (801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 580.17 Td (801) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 580.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 580.17 Td () Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 72 548.61259765625 m 114.783203125 548.61259765625 l s q 0 0 0 rg BT 72.00 550.18 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72 533.8333984375 m 120.8720703125 533.8333984375 l s q 0 0 0 rg BT 72.00 535.17 Td (Derivatives:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 510.17 Td (Common share-based put option \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 510.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 510.17 Td (845) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 510.17 Td (845) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 495.17 Td (Contingent accrued earn-out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 485.17 Td (acquisition consideration \(b\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.15 485.17 Td (14,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 485.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 485.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 485.17 Td (14,420) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 461.18 Td (Total liabilities measured at fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.15 461.17 Td (15,265) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 461.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.65 461.17 Td (845) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 461.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 461.17 Td (14,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 431.17 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 85.29 431.17 Td (In ) Tj ET Q q 0 0 0 rg BT 95.82 431.17 Td (connection ) Tj ET Q q 0 0 0 rg BT 141.89 431.17 Td (with ) Tj ET Q q 0 0 0 rg BT 161.86 431.17 Td (the ) Tj ET Q q 0 0 0 rg BT 176.27 431.17 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 222.35 431.17 Td (of ) Tj ET Q q 0 0 0 rg BT 232.87 431.17 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 276.73 431.17 Td (ef) Tj ET Q q 0 0 0 rg BT 284.41 431.17 Td (fective ) Tj ET Q q 0 0 0 rg BT 313.72 431.17 Td (June ) Tj ET Q q 0 0 0 rg BT 334.24 431.17 Td (1, ) Tj ET Q q 0 0 0 rg BT 343.94 431.17 Td (2012, ) Tj ET Q q 0 0 0 rg BT 368.63 431.17 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 389.71 431.17 Td (issued ) Tj ET Q q 0 0 0 rg BT 416.91 431.17 Td (a ) Tj ET Q q 0 0 0 rg BT 423.54 431.17 Td (put ) Tj ET Q q 0 0 0 rg BT 438.51 431.17 Td (option ) Tj ET Q q 0 0 0 rg BT 466.27 431.17 Td (to ) Tj ET Q q 0 0 0 rg BT 476.24 431.17 Td (the ) Tj ET Q q 0 0 0 rg BT 490.65 431.17 Td (PlanetSoft's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 421.17 Td (three ) Tj ET Q q 0 0 0 rg BT 93.85 421.17 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 148.71 421.17 Td (The ) Tj ET Q q 0 0 0 rg BT 166.04 421.17 Td (put ) Tj ET Q q 0 0 0 rg BT 180.68 421.17 Td (option, ) Tj ET Q q 0 0 0 rg BT 210.61 421.17 Td (which ) Tj ET Q q 0 0 0 rg BT 236.91 421.17 Td (expires ) Tj ET Q q 0 0 0 rg BT 267.66 421.17 Td (in ) Tj ET Q q 0 0 0 rg BT 277.30 421.17 Td (June ) Tj ET Q q 0 0 0 rg BT 297.50 421.17 Td (2014, ) Tj ET Q q 0 0 0 rg BT 321.87 421.17 Td (is ) Tj ET Q q 0 0 0 rg BT 330.41 421.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 377.25 421.17 Td (during ) Tj ET Q q 0 0 0 rg BT 405.22 421.17 Td (the ) Tj ET Q q 0 0 0 rg BT 419.31 421.17 Td (thirty-day ) Tj ET Q q 0 0 0 rg BT 460.61 421.17 Td (period ) Tj ET Q q 0 0 0 rg BT 488.02 421.17 Td (immediately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 411.17 Td (following ) Tj ET Q q 0 0 0 rg BT 113.36 411.17 Td (the ) Tj ET Q q 0 0 0 rg BT 128.04 411.17 Td (two-year ) Tj ET Q q 0 0 0 rg BT 166.05 411.17 Td (anniversary ) Tj ET Q q 0 0 0 rg BT 215.17 411.17 Td (date ) Tj ET Q q 0 0 0 rg BT 234.29 411.17 Td (of ) Tj ET Q q 0 0 0 rg BT 245.09 411.17 Td (the ) Tj ET Q q 0 0 0 rg BT 259.78 411.17 Td (business ) Tj ET Q q 0 0 0 rg BT 296.14 411.17 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 344.99 411.17 Td (which ) Tj ET Q q 0 0 0 rg BT 371.90 411.17 Td (if ) Tj ET Q q 0 0 0 rg BT 380.48 411.17 Td (exercised ) Tj ET Q q 0 0 0 rg BT 420.70 411.17 Td (would ) Tj ET Q q 0 0 0 rg BT 448.17 411.17 Td (enable ) Tj ET Q q 0 0 0 rg BT 476.73 411.17 Td (them ) Tj ET Q q 0 0 0 rg BT 499.20 411.17 Td (to ) Tj ET Q q 0 0 0 rg BT 509.45 411.17 Td (sell ) Tj ET Q q 0 0 0 rg BT 525.80 411.17 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 401.17 Td (underlying ) Tj ET Q q 0 0 0 rg BT 118.60 401.17 Td (296,560 ) Tj ET Q q 0 0 0 rg BT 154.37 401.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 182.63 401.17 Td (of ) Tj ET Q q 0 0 0 rg BT 194.23 401.17 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 216.38 401.17 Td (common ) Tj ET Q q 0 0 0 rg BT 254.65 401.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 279.03 401.17 Td (they ) Tj ET Q q 0 0 0 rg BT 299.52 401.17 Td (received ) Tj ET Q q 0 0 0 rg BT 336.65 401.17 Td (as ) Tj ET Q q 0 0 0 rg BT 348.25 401.17 Td (part ) Tj ET Q q 0 0 0 rg BT 367.07 401.17 Td (of ) Tj ET Q q 0 0 0 rg BT 378.67 401.17 Td (the ) Tj ET Q q 0 0 0 rg BT 394.16 401.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 432.96 401.17 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 492.61 401.17 Td (back ) Tj ET Q q 0 0 0 rg BT 514.75 401.17 Td (to ) Tj ET Q q 0 0 0 rg BT 525.80 401.17 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 391.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 113.63 391.17 Td (at ) Tj ET Q q 0 0 0 rg BT 123.60 391.17 Td (a ) Tj ET Q q 0 0 0 rg BT 130.79 391.17 Td (price ) Tj ET Q q 0 0 0 rg BT 153.52 391.17 Td (of ) Tj ET Q q 0 0 0 rg BT 164.60 391.17 Td ($16.86 ) Tj ET Q q 0 0 0 rg BT 194.85 391.17 Td (per ) Tj ET Q q 0 0 0 rg BT 210.36 391.17 Td (share. ) Tj ET Q q 0 0 0 rg BT 236.60 391.17 Td (The ) Tj ET Q q 0 0 0 rg BT 254.81 391.17 Td (inputs ) Tj ET Q q 0 0 0 rg BT 282.00 391.17 Td (used ) Tj ET Q q 0 0 0 rg BT 303.08 391.17 Td (in ) Tj ET Q q 0 0 0 rg BT 313.61 391.17 Td (the ) Tj ET Q q 0 0 0 rg BT 328.57 391.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 368.53 391.17 Td (of ) Tj ET Q q 0 0 0 rg BT 379.61 391.17 Td (the ) Tj ET Q q 0 0 0 rg BT 394.57 391.17 Td (put ) Tj ET Q q 0 0 0 rg BT 410.10 391.17 Td (option ) Tj ET Q q 0 0 0 rg BT 438.40 391.17 Td (include ) Tj ET Q q 0 0 0 rg BT 470.59 391.17 Td (term, ) Tj ET Q q 0 0 0 rg BT 494.16 391.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 518.02 391.17 Td (price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 381.17 Td (volatility) Tj ET Q q 0 0 0 rg BT 107.78 381.17 Td (, ) Tj ET Q q 0 0 0 rg BT 112.92 381.17 Td (current ) Tj ET Q q 0 0 0 rg BT 144.21 381.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 168.28 381.17 Td (price, ) Tj ET Q q 0 0 0 rg BT 193.73 381.17 Td (exercise ) Tj ET Q q 0 0 0 rg BT 229.45 381.17 Td (price, ) Tj ET Q q 0 0 0 rg BT 254.90 381.17 Td (and ) Tj ET Q q 0 0 0 rg BT 272.30 381.17 Td (the ) Tj ET Q q 0 0 0 rg BT 287.49 381.17 Td (risk ) Tj ET Q q 0 0 0 rg BT 305.45 381.17 Td (free ) Tj ET Q q 0 0 0 rg BT 323.95 381.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 341.90 381.17 Td (of ) Tj ET Q q 0 0 0 rg BT 353.20 381.17 Td (return. ) Tj ET Q q 0 0 0 rg BT 382.54 381.17 Td (During ) Tj ET Q q 0 0 0 rg BT 413.84 381.17 Td (the ) Tj ET Q q 0 0 0 rg BT 429.02 381.17 Td (months ) Tj ET Q q 0 0 0 rg BT 461.43 381.17 Td (of ) Tj ET Q q 0 0 0 rg BT 472.73 381.17 Td (July ) Tj ET Q q 0 0 0 rg BT 492.36 381.17 Td (and ) Tj ET Q q 0 0 0 rg BT 509.39 381.17 Td (August ) Tj ET Q q 0 0 0 rg BT 540.50 381.17 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 371.17 Td (2014 ) Tj ET Q q 0 0 0 rg BT 95.01 371.17 Td (the ) Tj ET Q q 0 0 0 rg BT 110.23 371.17 Td (former ) Tj ET Q q 0 0 0 rg BT 140.45 371.17 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 193.99 371.17 Td (of ) Tj ET Q q 0 0 0 rg BT 205.33 371.17 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 250.00 371.17 Td (elected ) Tj ET Q q 0 0 0 rg BT 281.32 371.17 Td (to ) Tj ET Q q 0 0 0 rg BT 292.11 371.17 Td (exercise ) Tj ET Q q 0 0 0 rg BT 327.87 371.17 Td (their ) Tj ET Q q 0 0 0 rg BT 349.20 371.17 Td (put ) Tj ET Q q 0 0 0 rg BT 364.99 371.17 Td (option ) Tj ET Q q 0 0 0 rg BT 393.55 371.17 Td (rights ) Tj ET Q q 0 0 0 rg BT 419.34 371.17 Td (with ) Tj ET Q q 0 0 0 rg BT 440.13 371.17 Td (respect ) Tj ET Q q 0 0 0 rg BT 471.45 371.17 Td (to ) Tj ET Q q 0 0 0 rg BT 482.23 371.17 Td (the ) Tj ET Q q 0 0 0 rg BT 497.46 371.17 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 361.17 Td (209,656 ) Tj ET Q q 0 0 0 rg BT 105.84 361.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 132.18 361.17 Td (of ) Tj ET Q q 0 0 0 rg BT 141.85 361.17 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 162.08 361.17 Td (common ) Tj ET Q q 0 0 0 rg BT 198.42 361.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 220.87 361.17 Td (they ) Tj ET Q q 0 0 0 rg BT 239.43 361.17 Td (still ) Tj ET Q q 0 0 0 rg BT 255.77 361.17 Td (held. ) Tj ET Q q 0 0 0 rg BT 276.81 361.17 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 327.87 361.17 Td (the ) Tj ET Q q 0 0 0 rg BT 341.43 361.17 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 393.31 361.17 Td (put ) Tj ET Q q 0 0 0 rg BT 407.43 361.17 Td (those ) Tj ET Q q 0 0 0 rg BT 429.88 361.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 456.21 361.17 Td (back ) Tj ET Q q 0 0 0 rg BT 476.43 361.17 Td (to ) Tj ET Q q 0 0 0 rg BT 485.55 361.17 Td (the ) Tj ET Q q 0 0 0 rg BT 499.11 361.17 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 351.17 Td (at ) Tj ET Q q 0 0 0 rg BT 81.33 351.17 Td ($16.86 ) Tj ET Q q 0 0 0 rg BT 110.95 351.17 Td (per ) Tj ET Q q 0 0 0 rg BT 125.83 351.17 Td (share ) Tj ET Q q 0 0 0 rg BT 149.05 351.17 Td (plus ) Tj ET Q q 0 0 0 rg BT 167.83 351.17 Td (interest ) Tj ET Q q 0 0 0 rg BT 199.38 351.17 Td (at ) Tj ET Q q 0 0 0 rg BT 208.71 351.17 Td (the ) Tj ET Q q 0 0 0 rg BT 223.05 351.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 240.15 351.17 Td (of ) Tj ET Q q 0 0 0 rg BT 250.59 351.17 Td (20% ) Tj ET Q q 0 0 0 rg BT 271.04 351.17 Td (as ) Tj ET Q q 0 0 0 rg BT 281.49 351.17 Td (per ) Tj ET Q q 0 0 0 rg BT 296.37 351.17 Td (the ) Tj ET Q q 0 0 0 rg BT 310.70 351.17 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 354.48 351.17 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 400.48 351.17 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 446.67 351.17 Td (The ) Tj ET Q q 0 0 0 rg BT 464.25 351.17 Td (total ) Tj ET Q q 0 0 0 rg BT 484.14 351.17 Td (consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 341.17 Td (paid ) Tj ET Q q 0 0 0 rg BT 91.72 341.17 Td (by ) Tj ET Q q 0 0 0 rg BT 104.22 341.17 Td (the ) Tj ET Q q 0 0 0 rg BT 118.93 341.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 160.32 341.17 Td (in ) Tj ET Q q 0 0 0 rg BT 170.60 341.17 Td (connection ) Tj ET Q q 0 0 0 rg BT 216.97 341.17 Td (with ) Tj ET Q q 0 0 0 rg BT 237.25 341.17 Td (the ) Tj ET Q q 0 0 0 rg BT 251.97 341.17 Td (exercise ) Tj ET Q q 0 0 0 rg BT 287.22 341.17 Td (of ) Tj ET Q q 0 0 0 rg BT 298.05 341.17 Td (these ) Tj ET Q q 0 0 0 rg BT 321.10 341.17 Td (put ) Tj ET Q q 0 0 0 rg BT 336.38 341.17 Td (options ) Tj ET Q q 0 0 0 rg BT 368.32 341.17 Td (was ) Tj ET Q q 0 0 0 rg BT 386.38 341.17 Td ($3.6 ) Tj ET Q q 0 0 0 rg BT 406.38 341.17 Td (million.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 326.17 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 86.41 326.17 Td (The ) Tj ET Q q 0 0 0 rg BT 104.74 326.17 Td (income ) Tj ET Q q 0 0 0 rg BT 137.04 326.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 177.12 326.17 Td (approach ) Tj ET Q q 0 0 0 rg BT 216.63 326.17 Td (is ) Tj ET Q q 0 0 0 rg BT 226.17 326.17 Td (applied ) Tj ET Q q 0 0 0 rg BT 258.47 326.17 Td (and ) Tj ET Q q 0 0 0 rg BT 275.78 326.17 Td (the ) Tj ET Q q 0 0 0 rg BT 290.87 326.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 330.95 326.17 Td (inputs ) Tj ET Q q 0 0 0 rg BT 358.26 326.17 Td (include ) Tj ET Q q 0 0 0 rg BT 390.57 326.17 Td (the ) Tj ET Q q 0 0 0 rg BT 405.65 326.17 Td (contingent ) Tj ET Q q 0 0 0 rg BT 450.73 326.17 Td (payment ) Tj ET Q q 0 0 0 rg BT 488.04 326.17 Td (arrangement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 316.17 Td (terms, ) Tj ET Q q 0 0 0 rg BT 99.22 316.17 Td (projected ) Tj ET Q q 0 0 0 rg BT 138.92 316.17 Td (cash ) Tj ET Q q 0 0 0 rg BT 159.19 316.17 Td (flows, ) Tj ET Q q 0 0 0 rg BT 186.41 316.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 203.89 316.17 Td (of ) Tj ET Q q 0 0 0 rg BT 214.72 316.17 Td (return, ) Tj ET Q q 0 0 0 rg BT 243.60 316.17 Td (and ) Tj ET Q q 0 0 0 rg BT 260.54 316.17 Td (probability ) Tj ET Q q 0 0 0 rg BT 306.92 316.17 Td (assessments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 301.17 Td (* ) Tj ET Q q 0 0 0 rg BT 79.50 301.17 Td (During ) Tj ET Q q 0 0 0 rg BT 110.33 301.17 Td (the ) Tj ET Q q 0 0 0 rg BT 125.05 301.17 Td (year ) Tj ET Q q 0 0 0 rg BT 144.75 301.17 Td (ended ) Tj ET Q q 0 0 0 rg BT 171.13 301.17 Td (December ) Tj ET Q q 0 0 0 rg BT 214.71 301.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 229.71 301.17 Td (2013 ) Tj ET Q q 0 0 0 rg BT 252.21 301.17 Td (there ) Tj ET Q q 0 0 0 rg BT 274.70 301.17 Td (were ) Tj ET Q q 0 0 0 rg BT 296.63 301.17 Td (no ) Tj ET Q q 0 0 0 rg BT 309.13 301.17 Td (transfers ) Tj ET Q q 0 0 0 rg BT 346.06 301.17 Td (between ) Tj ET Q q 0 0 0 rg BT 381.87 301.17 Td (fair ) Tj ET Q q 0 0 0 rg BT 398.25 301.17 Td (value ) Tj ET Q q 0 0 0 rg BT 422.41 301.17 Td (Levels ) Tj ET Q q 0 0 0 rg BT 451.56 301.17 Td (1, ) Tj ET Q q 0 0 0 rg BT 461.56 301.17 Td (2 ) Tj ET Q q 0 0 0 rg BT 469.06 301.17 Td (or ) Tj ET Q q 0 0 0 rg BT 479.89 301.17 Td (3.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 88.77 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 91.54 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 94.32 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 97.09 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 99.86 267.00 Td ( ) Tj ET Q q 0 0 0 rg BT 102.63 267.00 Td (For ) Tj ET Q q 0 0 0 rg BT 119.30 267.00 Td (the ) Tj ET Q q 0 0 0 rg BT 134.29 267.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 181.64 267.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 207.74 267.00 Td (and ) Tj ET Q q 0 0 0 rg BT 224.95 267.00 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 264.94 267.00 Td (measured ) Tj ET Q q 0 0 0 rg BT 306.03 267.00 Td (at ) Tj ET Q q 0 0 0 rg BT 316.02 267.00 Td (fair ) Tj ET Q q 0 0 0 rg BT 332.67 267.00 Td (value ) Tj ET Q q 0 0 0 rg BT 357.10 267.00 Td (on ) Tj ET Q q 0 0 0 rg BT 369.87 267.00 Td (a ) Tj ET Q q 0 0 0 rg BT 377.08 267.00 Td (recurring ) Tj ET Q q 0 0 0 rg BT 416.50 267.00 Td (basis ) Tj ET Q q 0 0 0 rg BT 439.27 267.00 Td (using ) Tj ET Q q 0 0 0 rg BT 463.71 267.00 Td (significant ) Tj ET Q q 0 0 0 rg BT 508.70 267.00 Td (unobservable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 255.00 Td (inputs ) Tj ET Q q 0 0 0 rg BT 76.58 255.00 Td (\(Level ) Tj ET Q q 0 0 0 rg BT 104.81 255.00 Td (3\), ) Tj ET Q q 0 0 0 rg BT 117.77 255.00 Td (the ) Tj ET Q q 0 0 0 rg BT 132.12 255.00 Td (following ) Tj ET Q q 0 0 0 rg BT 173.14 255.00 Td (table ) Tj ET Q q 0 0 0 rg BT 194.71 255.00 Td (provides ) Tj ET Q q 0 0 0 rg BT 231.28 255.00 Td (a ) Tj ET Q q 0 0 0 rg BT 237.85 255.00 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 294.96 255.00 Td (of ) Tj ET Q q 0 0 0 rg BT 305.42 255.00 Td (the ) Tj ET Q q 0 0 0 rg BT 319.77 255.00 Td (beginning ) Tj ET Q q 0 0 0 rg BT 361.90 255.00 Td (and ) Tj ET Q q 0 0 0 rg BT 378.47 255.00 Td (ending ) Tj ET Q q 0 0 0 rg BT 407.82 255.00 Td (balances ) Tj ET Q q 0 0 0 rg BT 444.38 255.00 Td (for ) Tj ET Q q 0 0 0 rg BT 458.17 255.00 Td (each ) Tj ET Q q 0 0 0 rg BT 478.62 255.00 Td (category ) Tj ET Q q 0 0 0 rg BT 515.17 255.00 Td (therein, ) Tj ET Q q 0 0 0 rg BT 547.57 255.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 243.00 Td (gains ) Tj ET Q q 0 0 0 rg BT 73.61 243.00 Td (or ) Tj ET Q q 0 0 0 rg BT 84.44 243.00 Td (losses ) Tj ET Q q 0 0 0 rg BT 110.83 243.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 157.19 243.00 Td (during ) Tj ET Q q 0 0 0 rg BT 185.80 243.00 Td (the ) Tj ET Q q 0 0 0 rg BT 200.52 243.00 Td (year) Tj ET Q q 0 0 0 rg BT 217.17 243.00 Td (.) Tj ET Q endstream endobj 119 0 obj <>] /Rotate 0 /Contents 120 0 R>> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (56) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 614.50 208.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 614.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 316.50 614.50 93.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 614.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 614.50 93.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 104.50 584.50 208.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 312.50 584.50 4.00 -15.00 re f /GS0 gs 0.8 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ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.10 653.18 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.15 643.18 Td (December 31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.10 653.18 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 643.18 Td (December 31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.55 628.18 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 604.17 Td (Beginning balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.00 604.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 604.17 Td (14,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 604.17 Td (17,495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 574.17 Td (Total remeasurement adjustments:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 549.17 Td ( \(Gains\) or losses included in earnings **) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 549.22 Td (\(10,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 549.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.80 549.22 Td (\(10,253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 549.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 524.17 Td ( \(Gains\) or losses recorded against goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 524.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 499.17 Td ( Foreign currency translation adjustments ***) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 387.30 499.22 Td (\(314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 499.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 499.17 Td (730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 469.17 Td (Acquisitions and settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 454.17 Td ( Business acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 454.17 Td (4,312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 454.17 Td (9,425) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 439.17 Td ( Settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.80 439.22 Td (\(2,814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 439.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.80 439.22 Td (\(2,977) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 439.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 409.17 Td (Ending balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.00 409.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 409.17 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 409.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 409.17 Td (14,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 370.17 Td (The amount of total \(gains\) or losses for the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 360.17 Td (included in earnings or changes to net assets,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 350.17 Td (attributable to changes in unrealized \(gains\) or) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 340.17 Td (losses relating to assets or liabilities still held at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 330.17 Td (year-end.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.00 330.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.80 330.22 Td (\(8,911) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 330.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 330.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.80 330.22 Td (\(9,954) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 330.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 300.17 Td (** recorded as a component of reported general and administrative expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 285.17 Td (*** recorded as a component of other comprehensive income within stockholders' equity) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 245.00 Td (Quantitative Information about Level 3 Fair V) Tj ET Q q 0 0 0 rg BT 234.98 245.00 Td (alue Measur) Tj ET Q q 0 0 0 rg BT 284.88 245.00 Td (ements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 228.60 Td (The significant unobservable inputs used in the fair value measurement of the Company's contingent consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 216.60 Td (liabilities designated as Level 3 are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 154.10 176.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 154.10 5.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 154.10 67.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 154.10 6.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 154.10 105.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 154.10 6.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 154.10 113.00 -51.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 154.10000000000002 m 314.5 154.10000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 154.10000000000002 m 425.5 154.10000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 154.10000000000002 m 544.5 154.10000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 154.10000000000002 m 314.5 154.10000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 196.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 196.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 196.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 196.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.00 196.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 196.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 196.67 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 123.55 158.78 Td (\(inthousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 158.77 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.80 182.78 Td (FairValueat) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.40 170.78 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.50 158.78 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 158.77 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.50 168.78 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.60 158.78 Td (ValuationTechnique) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 158.77 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.40 182.78 Td (Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.05 170.78 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.50 158.78 Td (Input) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 131.77 Td (Contingentacquisition consideration:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 119.77 Td (\(V) Tj ET Q q 0 0 0 rg BT 78.44 119.77 Td (ertex, i3 Software, HealthCare Magic, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 107.77 Td (and Qatarlyst acquisitions\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 107.77 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.75 107.77 Td ($5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 107.77 Td (Discountedcashflow) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 137.77 Td (Expected future annual) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 127.77 Td (revenue streams and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 117.77 Td (probability of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 107.77 Td (achievement) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 121 0 obj <>] /Rotate 0 /Contents 122 0 R>> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (57) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 696.50 176.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 696.50 5.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 696.50 67.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 696.50 6.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 696.50 105.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 696.50 6.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 696.50 113.00 -51.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 696.5 m 314.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 696.5 m 425.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 696.5 m 544.5 696.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 696.5 m 314.5 696.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 739.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 739.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 739.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 739.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.00 739.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 739.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 739.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 123.55 701.18 Td (\(inthousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 701.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.80 725.18 Td (FairValueat) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.40 713.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.50 701.18 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 701.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.50 711.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.60 701.18 Td (ValuationTechnique) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 701.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.40 725.18 Td (Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.05 713.18 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.50 701.18 Td (Input) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 69.00 681.10 149.98 -9.09 re f /GS0 gs q 0 0 0 rg BT 69.00 674.17 Td (Contingentacquisition consideration:) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 69.00 669.10 154.58 -9.09 re f /GS0 gs q 0 0 0 rg BT 69.00 662.17 Td (\(T) Tj ET Q q 0 0 0 rg BT 77.74 662.17 Td (aimma, PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 156.44 662.17 Td (T) Tj ET Q q 0 0 0 rg BT 162.19 662.17 Td (riSystems, and ) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 69.00 657.10 92.76 -9.09 re f /GS0 gs q 0 0 0 rg BT 69.00 650.17 Td (Qatarlyst acquisitions\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 650.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.25 650.17 Td ($14,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 650.17 Td (Discountedcashflow) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 680.17 Td (Expected future annual) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 670.17 Td (revenue streams and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 660.17 Td (probability of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 650.17 Td (achievement) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.00 619.70 Td (Sensitivity to Changes in Significant Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 603.30 Td (As ) Tj ET Q q 0 0 0 rg BT 87.87 603.30 Td (presented ) Tj ET Q q 0 0 0 rg BT 129.94 603.30 Td (in ) Tj ET Q q 0 0 0 rg BT 141.48 603.30 Td (the ) Tj ET Q q 0 0 0 rg BT 157.45 603.30 Td (table ) Tj ET Q q 0 0 0 rg BT 180.64 603.30 Td (above, ) Tj ET Q q 0 0 0 rg BT 210.78 603.30 Td (the ) Tj ET Q q 0 0 0 rg BT 226.75 603.30 Td (significant ) Tj ET Q q 0 0 0 rg BT 272.72 603.30 Td (unobservable ) Tj ET Q q 0 0 0 rg BT 329.79 603.30 Td (inputs ) Tj ET Q q 0 0 0 rg BT 358.00 603.30 Td (used ) Tj ET Q q 0 0 0 rg BT 380.08 603.30 Td (in ) Tj ET Q q 0 0 0 rg BT 391.62 603.30 Td (the ) Tj ET Q q 0 0 0 rg BT 407.59 603.30 Td (fair ) Tj ET Q q 0 0 0 rg BT 425.22 603.30 Td (value ) Tj ET Q q 0 0 0 rg BT 450.64 603.30 Td (measurement ) Tj ET Q q 0 0 0 rg BT 507.70 603.30 Td (of ) Tj ET Q q 0 0 0 rg BT 519.79 603.30 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 591.30 Td (consideration ) Tj ET Q q 0 0 0 rg BT 106.85 591.30 Td (related ) Tj ET Q q 0 0 0 rg BT 137.02 591.30 Td (to ) Tj ET Q q 0 0 0 rg BT 147.78 591.30 Td (business ) Tj ET Q q 0 0 0 rg BT 184.64 591.30 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 235.39 591.30 Td (are ) Tj ET Q q 0 0 0 rg BT 250.58 591.30 Td (forecasts ) Tj ET Q q 0 0 0 rg BT 289.09 591.30 Td (of ) Tj ET Q q 0 0 0 rg BT 300.39 591.30 Td (expected ) Tj ET Q q 0 0 0 rg BT 338.90 591.30 Td (future ) Tj ET Q q 0 0 0 rg BT 365.75 591.30 Td (annual ) Tj ET Q q 0 0 0 rg BT 395.38 591.30 Td (revenues ) Tj ET Q q 0 0 0 rg BT 433.89 591.30 Td (as ) Tj ET Q q 0 0 0 rg BT 445.20 591.30 Td (developed ) Tj ET Q q 0 0 0 rg BT 489.27 591.30 Td (by ) Tj ET Q q 0 0 0 rg BT 502.24 591.30 Td (the ) Tj ET Q q 0 0 0 rg BT 517.44 591.30 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 579.30 Td (management ) Tj ET Q q 0 0 0 rg BT 103.24 579.30 Td (and ) Tj ET Q q 0 0 0 rg BT 119.83 579.30 Td (the ) Tj ET Q q 0 0 0 rg BT 134.20 579.30 Td (probability ) Tj ET Q q 0 0 0 rg BT 180.23 579.30 Td (of ) Tj ET Q q 0 0 0 rg BT 190.71 579.30 Td (achievement ) Tj ET Q q 0 0 0 rg BT 243.39 579.30 Td (of ) Tj ET Q q 0 0 0 rg BT 253.87 579.30 Td (those ) Tj ET Q q 0 0 0 rg BT 277.13 579.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 310.93 579.30 Td (forecasts. ) Tj ET Q q 0 0 0 rg BT 350.96 579.30 Td (The ) Tj ET Q q 0 0 0 rg BT 368.66 579.30 Td (discount ) Tj ET Q q 0 0 0 rg BT 404.69 579.30 Td (rate ) Tj ET Q q 0 0 0 rg BT 421.83 579.30 Td (used ) Tj ET Q q 0 0 0 rg BT 442.31 579.30 Td (in ) Tj ET Q q 0 0 0 rg BT 452.24 579.30 Td (these ) Tj ET Q q 0 0 0 rg BT 474.94 579.30 Td (calculations ) Tj ET Q q 0 0 0 rg BT 524.85 579.30 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.67 579.30 Td (1.75%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 579.30 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 567.30 Td (Significant ) Tj ET Q q 0 0 0 rg BT 96.07 567.30 Td (increases ) Tj ET Q q 0 0 0 rg BT 134.90 567.30 Td (\(decreases\) ) Tj ET Q q 0 0 0 rg BT 182.05 567.30 Td (in ) Tj ET Q q 0 0 0 rg BT 192.01 567.30 Td (these ) Tj ET Q q 0 0 0 rg BT 214.74 567.30 Td (unobservable ) Tj ET Q q 0 0 0 rg BT 270.24 567.30 Td (inputs ) Tj ET Q q 0 0 0 rg BT 296.88 567.30 Td (in ) Tj ET Q q 0 0 0 rg BT 306.84 567.30 Td (isolation ) Tj ET Q q 0 0 0 rg BT 343.47 567.30 Td (would ) Tj ET Q q 0 0 0 rg BT 370.65 567.30 Td (likely ) Tj ET Q q 0 0 0 rg BT 395.61 567.30 Td (result ) Tj ET Q q 0 0 0 rg BT 420.01 567.30 Td (in ) Tj ET Q q 0 0 0 rg BT 429.98 567.30 Td (a ) Tj ET Q q 0 0 0 rg BT 436.60 567.30 Td (significantly ) Tj ET Q q 0 0 0 rg BT 488.78 567.30 Td (\(lower\) ) Tj ET Q q 0 0 0 rg BT 520.39 567.30 Td (higher ) Tj ET Q q 0 0 0 rg BT 548.12 567.30 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 555.30 Td (value ) Tj ET Q q 0 0 0 rg BT 74.16 555.30 Td (measurement.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 533.30 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 137.83 533.30 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 191.11 533.30 Td (and ) Tj ET Q q 0 0 0 rg BT 209.41 533.30 Td (Deferr) Tj ET Q q 0 0 0 rg BT 237.53 533.30 Td (ed ) Tj ET Q q 0 0 0 rg BT 249.70 533.30 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.36 533.30 Td (The ) Tj ET Q q 0 0 0 rg BT 314.08 533.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 355.14 533.30 Td (derives ) Tj ET Q q 0 0 0 rg BT 386.19 533.30 Td (its ) Tj ET Q q 0 0 0 rg BT 397.81 533.30 Td (revenues ) Tj ET Q q 0 0 0 rg BT 435.52 533.30 Td (primarily ) Tj ET Q q 0 0 0 rg BT 474.90 533.30 Td (from ) Tj ET Q q 0 0 0 rg BT 496.51 533.30 Td (professional ) Tj ET Q q 0 0 0 rg BT 547.56 533.30 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 521.30 Td (support ) Tj ET Q q 0 0 0 rg BT 82.72 521.30 Td (services, ) Tj ET Q q 0 0 0 rg BT 120.15 521.30 Td (which ) Tj ET Q q 0 0 0 rg BT 147.30 521.30 Td (includes ) Tj ET Q q 0 0 0 rg BT 183.35 521.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 217.71 521.30 Td (generated ) Tj ET Q q 0 0 0 rg BT 259.30 521.30 Td (from ) Tj ET Q q 0 0 0 rg BT 281.46 521.30 Td (subscription ) Tj ET Q q 0 0 0 rg BT 333.06 521.30 Td (and ) Tj ET Q q 0 0 0 rg BT 350.22 521.30 Td (transaction ) Tj ET Q q 0 0 0 rg BT 396.81 521.30 Td (fees ) Tj ET Q q 0 0 0 rg BT 415.63 521.30 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 458.89 521.30 Td (to ) Tj ET Q q 0 0 0 rg BT 469.39 521.30 Td (services ) Tj ET Q q 0 0 0 rg BT 504.32 521.30 Td (delivered ) Tj ET Q q 0 0 0 rg BT 544.24 521.30 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 509.30 Td (our ) Tj ET Q q 0 0 0 rg BT 65.43 509.30 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 109.17 509.30 Td (or ) Tj ET Q q 0 0 0 rg BT 119.60 509.30 Td (from ) Tj ET Q q 0 0 0 rg BT 141.14 509.30 Td (our ) Tj ET Q q 0 0 0 rg BT 156.57 509.30 Td (application ) Tj ET Q q 0 0 0 rg BT 203.09 509.30 Td (service ) Tj ET Q q 0 0 0 rg BT 233.51 509.30 Td (provider ) Tj ET Q q 0 0 0 rg BT 269.48 509.30 Td (\(ASP\) ) Tj ET Q q 0 0 0 rg BT 305.46 509.30 Td (platforms, ) Tj ET Q q 0 0 0 rg BT 348.39 509.30 Td (software ) Tj ET Q q 0 0 0 rg BT 384.92 509.30 Td (development ) Tj ET Q q 0 0 0 rg BT 438.67 509.30 Td (projects ) Tj ET Q q 0 0 0 rg BT 472.42 509.30 Td (and ) Tj ET Q q 0 0 0 rg BT 488.96 509.30 Td (associated ) Tj ET Q q 0 0 0 rg BT 532.15 509.30 Td (fees ) Tj ET Q q 0 0 0 rg BT 550.35 509.30 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 497.30 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 97.53 497.30 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 166.16 497.30 Td (training, ) Tj ET Q q 0 0 0 rg BT 203.13 497.30 Td (and ) Tj ET Q q 0 0 0 rg BT 220.93 497.30 Td (project ) Tj ET Q q 0 0 0 rg BT 252.06 497.30 Td (management ) Tj ET Q q 0 0 0 rg BT 306.52 497.30 Td (provided ) Tj ET Q q 0 0 0 rg BT 345.43 497.30 Td (to ) Tj ET Q q 0 0 0 rg BT 356.57 497.30 Td (customers ) Tj ET Q q 0 0 0 rg BT 400.49 497.30 Td (using ) Tj ET Q q 0 0 0 rg BT 425.52 497.30 Td (our ) Tj ET Q q 0 0 0 rg BT 442.22 497.30 Td (systems, ) Tj ET Q q 0 0 0 rg BT 479.75 497.30 Td (and ) Tj ET Q q 0 0 0 rg BT 497.56 497.30 Td (risk ) Tj ET Q q 0 0 0 rg BT 515.92 497.30 Td (compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 485.30 Td (solutions ) Tj ET Q q 0 0 0 rg BT 88.68 485.30 Td (\("RCS"\). ) Tj ET Q q 0 0 0 rg BT 127.47 485.30 Td (Sales ) Tj ET Q q 0 0 0 rg BT 151.14 485.30 Td (and ) Tj ET Q q 0 0 0 rg BT 168.13 485.30 Td (value-added ) Tj ET Q q 0 0 0 rg BT 219.56 485.30 Td (taxes ) Tj ET Q q 0 0 0 rg BT 242.67 485.30 Td (are ) Tj ET Q q 0 0 0 rg BT 257.43 485.30 Td (not ) Tj ET Q q 0 0 0 rg BT 272.77 485.30 Td (included ) Tj ET Q q 0 0 0 rg BT 309.77 485.30 Td (in ) Tj ET Q q 0 0 0 rg BT 320.11 485.30 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 360.71 485.30 Td (but ) Tj ET Q q 0 0 0 rg BT 376.04 485.30 Td (rather ) Tj ET Q q 0 0 0 rg BT 401.92 485.30 Td (are ) Tj ET Q q 0 0 0 rg BT 416.69 485.30 Td (recorded ) Tj ET Q q 0 0 0 rg BT 454.23 485.30 Td (as ) Tj ET Q q 0 0 0 rg BT 465.12 485.30 Td (a ) Tj ET Q q 0 0 0 rg BT 472.12 485.30 Td (liability ) Tj ET Q q 0 0 0 rg BT 505.79 485.30 Td (until ) Tj ET Q q 0 0 0 rg BT 526.68 485.30 Td (the ) Tj ET Q q 0 0 0 rg BT 541.46 485.30 Td (taxes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 473.30 Td (assessed ) Tj ET Q q 0 0 0 rg BT 86.38 473.30 Td (are ) Tj ET Q q 0 0 0 rg BT 101.09 473.30 Td (remitted ) Tj ET Q q 0 0 0 rg BT 136.91 473.30 Td (to ) Tj ET Q q 0 0 0 rg BT 147.19 473.30 Td (the ) Tj ET Q q 0 0 0 rg BT 161.90 473.30 Td (respective ) Tj ET Q q 0 0 0 rg BT 204.94 473.30 Td (taxing ) Tj ET Q q 0 0 0 rg BT 232.43 473.30 Td (authorities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 451.30 Td (The ) Tj ET Q q 0 0 0 rg BT 117.91 451.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 160.16 451.30 Td (follows ) Tj ET Q q 0 0 0 rg BT 193.52 451.30 Td (the ) Tj ET Q q 0 0 0 rg BT 209.09 451.30 Td (relevant ) Tj ET Q q 0 0 0 rg BT 244.66 451.30 Td (technical ) Tj ET Q q 0 0 0 rg BT 284.11 451.30 Td (accounting ) Tj ET Q q 0 0 0 rg BT 331.34 451.30 Td (guidance ) Tj ET Q q 0 0 0 rg BT 370.79 451.30 Td (regarding ) Tj ET Q q 0 0 0 rg BT 412.47 451.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 447.48 451.30 Td (recognition ) Tj ET Q q 0 0 0 rg BT 496.38 451.30 Td (as ) Tj ET Q q 0 0 0 rg BT 508.07 451.30 Td (issued ) Tj ET Q q 0 0 0 rg BT 536.43 451.30 Td (by ) Tj ET Q q 0 0 0 rg BT 549.79 451.30 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 439.30 Td (Financial ) Tj ET Q q 0 0 0 rg BT 88.41 439.30 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 136.60 439.30 Td (Standards ) Tj ET Q q 0 0 0 rg BT 177.58 439.30 Td (Board ) Tj ET Q q 0 0 0 rg BT 203.56 439.30 Td (\("F) Tj ET Q q 0 0 0 rg BT 215.79 439.30 Td (ASB"\) ) Tj ET Q q 0 0 0 rg BT 244.19 439.30 Td (and ) Tj ET Q q 0 0 0 rg BT 260.17 439.30 Td (the ) Tj ET Q q 0 0 0 rg BT 273.92 439.30 Td (Securities ) Tj ET Q q 0 0 0 rg BT 314.90 439.30 Td (and ) Tj ET Q q 0 0 0 rg BT 330.87 439.30 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 371.83 439.30 Td (Commission's ) Tj ET Q q 0 0 0 rg BT 429.63 439.30 Td (\("SEC"\). ) Tj ET Q q 0 0 0 rg BT 466.72 439.30 Td (The ) Tj ET Q q 0 0 0 rg BT 483.81 439.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 524.23 439.30 Td (considers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 427.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.31 427.30 Td (earned ) Tj ET Q q 0 0 0 rg BT 113.62 427.30 Td (and ) Tj ET Q q 0 0 0 rg BT 130.72 427.30 Td (realizable ) Tj ET Q q 0 0 0 rg BT 172.25 427.30 Td (when: ) Tj ET Q q 0 0 0 rg BT 199.35 427.30 Td (\(a\)persuasive ) Tj ET Q q 0 0 0 rg BT 257.82 427.30 Td (evidence ) Tj ET Q q 0 0 0 rg BT 296.02 427.30 Td (of ) Tj ET Q q 0 0 0 rg BT 307.01 427.30 Td (the ) Tj ET Q q 0 0 0 rg BT 321.90 427.30 Td (sales ) Tj ET Q q 0 0 0 rg BT 344.00 427.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 396.63 427.30 Td (exists, ) Tj ET Q q 0 0 0 rg BT 424.58 427.30 Td (\(b\)the ) Tj ET Q q 0 0 0 rg BT 453.62 427.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 506.26 427.30 Td (fee ) Tj ET Q q 0 0 0 rg BT 521.13 427.30 Td (is ) Tj ET Q q 0 0 0 rg BT 530.46 427.30 Td (fixed ) Tj ET Q q 0 0 0 rg BT 553.67 427.30 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 415.30 Td (determinable, ) Tj ET Q q 0 0 0 rg BT 106.13 415.30 Td (\(c\)service ) Tj ET Q q 0 0 0 rg BT 149.47 415.30 Td (delivery ) Tj ET Q q 0 0 0 rg BT 183.66 415.30 Td (or ) Tj ET Q q 0 0 0 rg BT 193.42 415.30 Td (performance ) Tj ET Q q 0 0 0 rg BT 245.38 415.30 Td (has ) Tj ET Q q 0 0 0 rg BT 260.14 415.30 Td (occurred, ) Tj ET Q q 0 0 0 rg BT 299.04 415.30 Td (\(d\)customer ) Tj ET Q q 0 0 0 rg BT 351.29 415.30 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 396.56 415.30 Td (has ) Tj ET Q q 0 0 0 rg BT 411.32 415.30 Td (been ) Tj ET Q q 0 0 0 rg BT 431.63 415.30 Td (received ) Tj ET Q q 0 0 0 rg BT 466.92 415.30 Td (or ) Tj ET Q q 0 0 0 rg BT 476.68 415.30 Td (is ) Tj ET Q q 0 0 0 rg BT 484.78 415.30 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 529.53 415.30 Td (assured, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 403.30 Td (if ) Tj ET Q q 0 0 0 rg BT 58.22 403.30 Td (contractually ) Tj ET Q q 0 0 0 rg BT 112.52 403.30 Td (required, ) Tj ET Q q 0 0 0 rg BT 150.45 403.30 Td (and ) Tj ET Q q 0 0 0 rg BT 167.00 403.30 Td (\(e\)collectability ) Tj ET Q q 0 0 0 rg BT 234.91 403.30 Td (of ) Tj ET Q q 0 0 0 rg BT 245.35 403.30 Td (the ) Tj ET Q q 0 0 0 rg BT 259.67 403.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 311.75 403.30 Td (fee ) Tj ET Q q 0 0 0 rg BT 326.07 403.30 Td (is ) Tj ET Q q 0 0 0 rg BT 334.85 403.30 Td (probable. ) Tj ET Q q 0 0 0 rg BT 374.29 403.30 Td (The ) Tj ET Q q 0 0 0 rg BT 391.95 403.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 432.94 403.30 Td (typically ) Tj ET Q q 0 0 0 rg BT 470.04 403.30 Td (uses ) Tj ET Q q 0 0 0 rg BT 489.37 403.30 Td (signed ) Tj ET Q q 0 0 0 rg BT 517.59 403.30 Td (contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 391.30 Td (agreements ) Tj ET Q q 0 0 0 rg BT 100.91 391.30 Td (as ) Tj ET Q q 0 0 0 rg BT 114.62 391.30 Td (persuasive ) Tj ET Q q 0 0 0 rg BT 162.20 391.30 Td (evidence ) Tj ET Q q 0 0 0 rg BT 203.11 391.30 Td (of ) Tj ET Q q 0 0 0 rg BT 216.82 391.30 Td (a ) Tj ET Q q 0 0 0 rg BT 226.63 391.30 Td (sales ) Tj ET Q q 0 0 0 rg BT 251.45 391.30 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 308.91 391.30 Td (W) Tj ET Q q 0 0 0 rg BT 317.55 391.30 Td (e ) Tj ET Q q 0 0 0 rg BT 327.36 391.30 Td (apply ) Tj ET Q q 0 0 0 rg BT 354.96 391.30 Td (the ) Tj ET Q q 0 0 0 rg BT 372.55 391.30 Td (provisions ) Tj ET Q q 0 0 0 rg BT 419.60 391.30 Td (of ) Tj ET Q q 0 0 0 rg BT 433.31 391.30 Td (the ) Tj ET Q q 0 0 0 rg BT 450.90 391.30 Td (relevant ) Tj ET Q q 0 0 0 rg BT 488.48 391.30 Td (F) Tj ET Q q 0 0 0 rg BT 493.30 391.30 Td (ASB ) Tj ET Q q 0 0 0 rg BT 518.13 391.30 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 379.30 Td (pronouncements ) Tj ET Q q 0 0 0 rg BT 118.38 379.30 Td (related ) Tj ET Q q 0 0 0 rg BT 147.88 379.30 Td (to ) Tj ET Q q 0 0 0 rg BT 157.94 379.30 Td (all ) Tj ET Q q 0 0 0 rg BT 170.23 379.30 Td (transactions ) Tj ET Q q 0 0 0 rg BT 220.28 379.30 Td (involving ) Tj ET Q q 0 0 0 rg BT 260.91 379.30 Td (the ) Tj ET Q q 0 0 0 rg BT 275.42 379.30 Td (license ) Tj ET Q q 0 0 0 rg BT 305.47 379.30 Td (of ) Tj ET Q q 0 0 0 rg BT 316.09 379.30 Td (software ) Tj ET Q q 0 0 0 rg BT 352.81 379.30 Td (where ) Tj ET Q q 0 0 0 rg BT 379.53 379.30 Td (the ) Tj ET Q q 0 0 0 rg BT 394.03 379.30 Td (software ) Tj ET Q q 0 0 0 rg BT 430.75 379.30 Td (deliverables ) Tj ET Q q 0 0 0 rg BT 481.35 379.30 Td (are ) Tj ET Q q 0 0 0 rg BT 495.85 379.30 Td (considered ) Tj ET Q q 0 0 0 rg BT 541.46 379.30 Td (more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 367.30 Td (than ) Tj ET Q q 0 0 0 rg BT 70.19 367.30 Td (inconsequential ) Tj ET Q q 0 0 0 rg BT 135.92 367.30 Td (to ) Tj ET Q q 0 0 0 rg BT 146.67 367.30 Td (the ) Tj ET Q q 0 0 0 rg BT 161.86 367.30 Td (other ) Tj ET Q q 0 0 0 rg BT 185.37 367.30 Td (elements ) Tj ET Q q 0 0 0 rg BT 223.89 367.30 Td (in ) Tj ET Q q 0 0 0 rg BT 234.64 367.30 Td (the ) Tj ET Q q 0 0 0 rg BT 249.82 367.30 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 305.27 367.30 Td (For ) Tj ET Q q 0 0 0 rg BT 322.13 367.30 Td (contracts ) Tj ET Q q 0 0 0 rg BT 361.19 367.30 Td (that ) Tj ET Q q 0 0 0 rg BT 379.16 367.30 Td (contain ) Tj ET Q q 0 0 0 rg BT 411.56 367.30 Td (multiple ) Tj ET Q q 0 0 0 rg BT 447.87 367.30 Td (deliverables, ) Tj ET Q q 0 0 0 rg BT 501.65 367.30 Td (we ) Tj ET Q q 0 0 0 rg BT 516.28 367.30 Td (analyze ) Tj ET Q q 0 0 0 rg BT 549.78 367.30 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 85.67 355.30 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 143.56 355.30 Td (in ) Tj ET Q q 0 0 0 rg BT 155.36 355.30 Td (accordance ) Tj ET Q q 0 0 0 rg BT 204.35 355.30 Td (with ) Tj ET Q q 0 0 0 rg BT 226.15 355.30 Td (the ) Tj ET Q q 0 0 0 rg BT 242.40 355.30 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 291.96 355.30 Td (authoritative ) Tj ET Q q 0 0 0 rg BT 346.52 355.30 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 389.14 355.30 Td (which ) Tj ET Q q 0 0 0 rg BT 417.60 355.30 Td (provides ) Tj ET Q q 0 0 0 rg BT 456.07 355.30 Td (criteria ) Tj ET Q q 0 0 0 rg BT 488.40 355.30 Td (governing ) Tj ET Q q 0 0 0 rg BT 532.98 355.30 Td (how ) Tj ET Q q 0 0 0 rg BT 554.22 355.30 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.30 Td (determine ) Tj ET Q q 0 0 0 rg BT 91.99 343.30 Td (whether ) Tj ET Q q 0 0 0 rg BT 126.20 343.30 Td (goods ) Tj ET Q q 0 0 0 rg BT 152.10 343.30 Td (or ) Tj ET Q q 0 0 0 rg BT 162.43 343.30 Td (services ) Tj ET Q q 0 0 0 rg BT 196.65 343.30 Td (that ) Tj ET Q q 0 0 0 rg BT 213.65 343.30 Td (are ) Tj ET Q q 0 0 0 rg BT 227.86 343.30 Td (delivered ) Tj ET Q q 0 0 0 rg BT 267.07 343.30 Td (separately ) Tj ET Q q 0 0 0 rg BT 309.61 343.30 Td (in ) Tj ET Q q 0 0 0 rg BT 319.39 343.30 Td (a ) Tj ET Q q 0 0 0 rg BT 325.83 343.30 Td (bundled ) Tj ET Q q 0 0 0 rg BT 360.06 343.30 Td (sales ) Tj ET Q q 0 0 0 rg BT 381.50 343.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 433.48 343.30 Td (should ) Tj ET Q q 0 0 0 rg BT 462.15 343.30 Td (be ) Tj ET Q q 0 0 0 rg BT 473.60 343.30 Td (considered ) Tj ET Q q 0 0 0 rg BT 518.92 343.30 Td (as ) Tj ET Q q 0 0 0 rg BT 529.25 343.30 Td (separate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.30 Td (units ) Tj ET Q q 0 0 0 rg BT 70.91 331.30 Td (of ) Tj ET Q q 0 0 0 rg BT 80.69 331.30 Td (accounting ) Tj ET Q q 0 0 0 rg BT 126.02 331.30 Td (for ) Tj ET Q q 0 0 0 rg BT 139.14 331.30 Td (the ) Tj ET Q q 0 0 0 rg BT 152.81 331.30 Td (purpose ) Tj ET Q q 0 0 0 rg BT 185.93 331.30 Td (of ) Tj ET Q q 0 0 0 rg BT 195.72 331.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 228.82 331.30 Td (recognition. ) Tj ET Q q 0 0 0 rg BT 278.32 331.30 Td (Deliverables ) Tj ET Q q 0 0 0 rg BT 330.31 331.30 Td (are ) Tj ET Q q 0 0 0 rg BT 343.98 331.30 Td (accounted ) Tj ET Q q 0 0 0 rg BT 385.97 331.30 Td (for ) Tj ET Q q 0 0 0 rg BT 399.08 331.30 Td (separately ) Tj ET Q q 0 0 0 rg BT 441.07 331.30 Td (if ) Tj ET Q q 0 0 0 rg BT 448.64 331.30 Td (they ) Tj ET Q q 0 0 0 rg BT 467.31 331.30 Td (meet ) Tj ET Q q 0 0 0 rg BT 488.21 331.30 Td (all ) Tj ET Q q 0 0 0 rg BT 499.66 331.30 Td (of ) Tj ET Q q 0 0 0 rg BT 509.45 331.30 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 331.30 Td (following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 319.30 Td (criteria: ) Tj ET Q q 0 0 0 rg BT 83.76 319.30 Td (a\) ) Tj ET Q q 0 0 0 rg BT 94.21 319.30 Td (the ) Tj ET Q q 0 0 0 rg BT 109.10 319.30 Td (delivered ) Tj ET Q q 0 0 0 rg BT 148.98 319.30 Td (item ) Tj ET Q q 0 0 0 rg BT 169.43 319.30 Td (has ) Tj ET Q q 0 0 0 rg BT 185.43 319.30 Td (value ) Tj ET Q q 0 0 0 rg BT 209.77 319.30 Td (to ) Tj ET Q q 0 0 0 rg BT 220.22 319.30 Td (the ) Tj ET Q q 0 0 0 rg BT 235.11 319.30 Td (customer ) Tj ET Q q 0 0 0 rg BT 274.44 319.30 Td (on ) Tj ET Q q 0 0 0 rg BT 287.12 319.30 Td (a ) Tj ET Q q 0 0 0 rg BT 294.23 319.30 Td (stand-alone ) Tj ET Q q 0 0 0 rg BT 343.00 319.30 Td (basis; ) Tj ET Q q 0 0 0 rg BT 368.46 319.30 Td (b\) ) Tj ET Q q 0 0 0 rg BT 379.46 319.30 Td (there ) Tj ET Q q 0 0 0 rg BT 402.12 319.30 Td (is ) Tj ET Q q 0 0 0 rg BT 411.47 319.30 Td (objective ) Tj ET Q q 0 0 0 rg BT 450.80 319.30 Td (and ) Tj ET Q q 0 0 0 rg BT 467.91 319.30 Td (reliable ) Tj ET Q q 0 0 0 rg BT 500.57 319.30 Td (evidence ) Tj ET Q q 0 0 0 rg BT 538.77 319.30 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 319.30 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.30 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.77 307.30 Td (value ) Tj ET Q q 0 0 0 rg BT 91.31 307.30 Td (for ) Tj ET Q q 0 0 0 rg BT 105.86 307.30 Td (all ) Tj ET Q q 0 0 0 rg BT 118.75 307.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.61 307.30 Td (deliverables; ) Tj ET Q q 0 0 0 rg BT 225.58 307.30 Td (and ) Tj ET Q q 0 0 0 rg BT 242.91 307.30 Td (c\) ) Tj ET Q q 0 0 0 rg BT 253.57 307.30 Td (if ) Tj ET Q q 0 0 0 rg BT 262.57 307.30 Td (the ) Tj ET Q q 0 0 0 rg BT 277.68 307.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 330.54 307.30 Td (includes ) Tj ET Q q 0 0 0 rg BT 366.75 307.30 Td (a ) Tj ET Q q 0 0 0 rg BT 374.08 307.30 Td (general ) Tj ET Q q 0 0 0 rg BT 406.39 307.30 Td (right ) Tj ET Q q 0 0 0 rg BT 428.17 307.30 Td (of ) Tj ET Q q 0 0 0 rg BT 439.39 307.30 Td (return ) Tj ET Q q 0 0 0 rg BT 466.16 307.30 Td (relative ) Tj ET Q q 0 0 0 rg BT 499.03 307.30 Td (to ) Tj ET Q q 0 0 0 rg BT 509.69 307.30 Td (the ) Tj ET Q q 0 0 0 rg BT 524.80 307.30 Td (delivered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 295.30 Td (items, ) Tj ET Q q 0 0 0 rg BT 76.79 295.30 Td (the ) Tj ET Q q 0 0 0 rg BT 91.63 295.30 Td (delivery ) Tj ET Q q 0 0 0 rg BT 127.02 295.30 Td (or ) Tj ET Q q 0 0 0 rg BT 137.97 295.30 Td (performance ) Tj ET Q q 0 0 0 rg BT 191.12 295.30 Td (of ) Tj ET Q q 0 0 0 rg BT 202.08 295.30 Td (the ) Tj ET Q q 0 0 0 rg BT 216.92 295.30 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 266.74 295.30 Td (items ) Tj ET Q q 0 0 0 rg BT 291.03 295.30 Td (is ) Tj ET Q q 0 0 0 rg BT 300.33 295.30 Td (probable ) Tj ET Q q 0 0 0 rg BT 337.94 295.30 Td (and ) Tj ET Q q 0 0 0 rg BT 355.00 295.30 Td (substantially ) Tj ET Q q 0 0 0 rg BT 408.18 295.30 Td (controlled ) Tj ET Q q 0 0 0 rg BT 451.34 295.30 Td (by ) Tj ET Q q 0 0 0 rg BT 463.97 295.30 Td (the ) Tj ET Q q 0 0 0 rg BT 478.81 295.30 Td (Company) Tj ET Q q 0 0 0 rg BT 517.05 295.30 Td (. ) Tj ET Q q 0 0 0 rg BT 522.17 295.30 Td (Under ) Tj ET Q q 0 0 0 rg BT 549.79 295.30 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.30 Td (relevant ) Tj ET Q q 0 0 0 rg BT 84.97 283.30 Td (accounting ) Tj ET Q q 0 0 0 rg BT 131.62 283.30 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 172.98 283.30 Td (when ) Tj ET Q q 0 0 0 rg BT 197.41 283.30 Td (multiple-deliverables ) Tj ET Q q 0 0 0 rg BT 285.15 283.30 Td (included ) Tj ET Q q 0 0 0 rg BT 322.36 283.30 Td (in ) Tj ET Q q 0 0 0 rg BT 332.91 283.30 Td (an ) Tj ET Q q 0 0 0 rg BT 345.12 283.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 397.86 283.30 Td (are ) Tj ET Q q 0 0 0 rg BT 412.84 283.30 Td (to ) Tj ET Q q 0 0 0 rg BT 423.39 283.30 Td (be ) Tj ET Q q 0 0 0 rg BT 435.60 283.30 Td (separated ) Tj ET Q q 0 0 0 rg BT 476.12 283.30 Td (into ) Tj ET Q q 0 0 0 rg BT 494.45 283.30 Td (dif) Tj ET Q q 0 0 0 rg BT 505.38 283.30 Td (ferent ) Tj ET Q q 0 0 0 rg BT 531.46 283.30 Td (units ) Tj ET Q q 0 0 0 rg BT 553.68 283.30 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.30 Td (accounting, ) Tj ET Q q 0 0 0 rg BT 99.26 271.30 Td (the ) Tj ET Q q 0 0 0 rg BT 114.37 271.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 167.23 271.30 Td (consideration ) Tj ET Q q 0 0 0 rg BT 223.99 271.30 Td (is ) Tj ET Q q 0 0 0 rg BT 233.55 271.30 Td (allocated ) Tj ET Q q 0 0 0 rg BT 272.53 271.30 Td (to ) Tj ET Q q 0 0 0 rg BT 283.20 271.30 Td (the ) Tj ET Q q 0 0 0 rg BT 298.31 271.30 Td (identified ) Tj ET Q q 0 0 0 rg BT 339.52 271.30 Td (separate ) Tj ET Q q 0 0 0 rg BT 375.17 271.30 Td (units ) Tj ET Q q 0 0 0 rg BT 397.50 271.30 Td (of ) Tj ET Q q 0 0 0 rg BT 408.73 271.30 Td (accounting ) Tj ET Q q 0 0 0 rg BT 455.49 271.30 Td (based ) Tj ET Q q 0 0 0 rg BT 481.15 271.30 Td (on ) Tj ET Q q 0 0 0 rg BT 494.04 271.30 Td (their ) Tj ET Q q 0 0 0 rg BT 515.25 271.30 Td (relative ) Tj ET Q q 0 0 0 rg BT 548.13 271.30 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 259.30 Td (values. ) Tj ET Q q 0 0 0 rg BT 81.31 259.30 Td (W) Tj ET Q q 0 0 0 rg BT 89.95 259.30 Td (e ) Tj ET Q q 0 0 0 rg BT 97.91 259.30 Td (determine ) Tj ET Q q 0 0 0 rg BT 141.41 259.30 Td (the ) Tj ET Q q 0 0 0 rg BT 157.15 259.30 Td (relative ) Tj ET Q q 0 0 0 rg BT 190.66 259.30 Td (selling ) Tj ET Q q 0 0 0 rg BT 220.84 259.30 Td (price ) Tj ET Q q 0 0 0 rg BT 244.35 259.30 Td (for ) Tj ET Q q 0 0 0 rg BT 259.53 259.30 Td (a ) Tj ET Q q 0 0 0 rg BT 267.49 259.30 Td (deliverable ) Tj ET Q q 0 0 0 rg BT 315.43 259.30 Td (based ) Tj ET Q q 0 0 0 rg BT 341.72 259.30 Td (on ) Tj ET Q q 0 0 0 rg BT 355.25 259.30 Td (vendor) Tj ET Q q 0 0 0 rg BT 382.81 259.30 Td (-specific ) Tj ET Q q 0 0 0 rg BT 420.76 259.30 Td (objective ) Tj ET Q q 0 0 0 rg BT 460.93 259.30 Td (evidence ) Tj ET Q q 0 0 0 rg BT 499.99 259.30 Td (of ) Tj ET Q q 0 0 0 rg BT 511.84 259.30 Td (selling ) Tj ET Q q 0 0 0 rg BT 542.03 259.30 Td (price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.30 Td (\(VSOE\), ) Tj ET Q q 0 0 0 rg BT 96.51 247.30 Td (if ) Tj ET Q q 0 0 0 rg BT 104.98 247.30 Td (available, ) Tj ET Q q 0 0 0 rg BT 145.93 247.30 Td (or ) Tj ET Q q 0 0 0 rg BT 156.62 247.30 Td (third-party ) Tj ET Q q 0 0 0 rg BT 201.75 247.30 Td (evidence ) Tj ET Q q 0 0 0 rg BT 239.64 247.30 Td (\("TPE"\) ) Tj ET Q q 0 0 0 rg BT 274.60 247.30 Td (in ) Tj ET Q q 0 0 0 rg BT 284.74 247.30 Td (the ) Tj ET Q q 0 0 0 rg BT 299.32 247.30 Td (alternative ) Tj ET Q q 0 0 0 rg BT 343.88 247.30 Td (if ) Tj ET Q q 0 0 0 rg BT 352.35 247.30 Td (available, ) Tj ET Q q 0 0 0 rg BT 393.30 247.30 Td (or ) Tj ET Q q 0 0 0 rg BT 403.99 247.30 Td (finally ) Tj ET Q q 0 0 0 rg BT 432.45 247.30 Td (our ) Tj ET Q q 0 0 0 rg BT 448.14 247.30 Td (best ) Tj ET Q q 0 0 0 rg BT 466.61 247.30 Td (estimate ) Tj ET Q q 0 0 0 rg BT 502.29 247.30 Td (of ) Tj ET Q q 0 0 0 rg BT 512.98 247.30 Td (selling ) Tj ET Q q 0 0 0 rg BT 542.01 247.30 Td (price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 235.30 Td (\(BESP\), ) Tj ET Q q 0 0 0 rg BT 94.44 235.30 Td (if ) Tj ET Q q 0 0 0 rg BT 102.87 235.30 Td (VSOE ) Tj ET Q q 0 0 0 rg BT 131.48 235.30 Td (or ) Tj ET Q q 0 0 0 rg BT 142.13 235.30 Td (TPE ) Tj ET Q q 0 0 0 rg BT 162.41 235.30 Td (is ) Tj ET Q q 0 0 0 rg BT 171.58 235.30 Td (not ) Tj ET Q q 0 0 0 rg BT 186.86 235.30 Td (available.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 213.30 Td (The ) Tj ET Q q 0 0 0 rg BT 116.31 213.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 156.96 213.30 Td (begins ) Tj ET Q q 0 0 0 rg BT 184.84 213.30 Td (to ) Tj ET Q q 0 0 0 rg BT 194.38 213.30 Td (recognize ) Tj ET Q q 0 0 0 rg BT 235.01 213.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 268.42 213.30 Td (from ) Tj ET Q q 0 0 0 rg BT 289.62 213.30 Td (license ) Tj ET Q q 0 0 0 rg BT 319.15 213.30 Td (fees ) Tj ET Q q 0 0 0 rg BT 337.02 213.30 Td (for ) Tj ET Q q 0 0 0 rg BT 350.44 213.30 Td (its ) Tj ET Q q 0 0 0 rg BT 361.65 213.30 Td (exchange ) Tj ET Q q 0 0 0 rg BT 401.17 213.30 Td (\(SAAS\) ) Tj ET Q q 0 0 0 rg BT 435.16 213.30 Td (and ) Tj ET Q q 0 0 0 rg BT 450.98 213.30 Td (ASP) Tj ET Q q 0 0 0 rg BT 468.95 213.30 Td ( ) Tj ET Q q 0 0 0 rg BT 470.72 213.30 Td (products ) Tj ET Q q 0 0 0 rg BT 506.92 213.30 Td (upon ) Tj ET Q q 0 0 0 rg BT 528.69 213.30 Td (granting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 201.30 Td (customer ) Tj ET Q q 0 0 0 rg BT 89.91 201.30 Td (access ) Tj ET Q q 0 0 0 rg BT 118.70 201.30 Td (to ) Tj ET Q q 0 0 0 rg BT 129.73 201.30 Td (the ) Tj ET Q q 0 0 0 rg BT 145.21 201.30 Td (respective ) Tj ET Q q 0 0 0 rg BT 188.99 201.30 Td (processing ) Tj ET Q q 0 0 0 rg BT 235.01 201.30 Td (platform. ) Tj ET Q q 0 0 0 rg BT 274.97 201.30 Td (T) Tj ET Q q 0 0 0 rg BT 280.72 201.30 Td (ransaction ) Tj ET Q q 0 0 0 rg BT 325.07 201.30 Td (services ) Tj ET Q q 0 0 0 rg BT 360.53 201.30 Td (fee ) Tj ET Q q 0 0 0 rg BT 376.00 201.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 410.90 201.30 Td (for ) Tj ET Q q 0 0 0 rg BT 425.81 201.30 Td (this ) Tj ET Q q 0 0 0 rg BT 443.51 201.30 Td (use ) Tj ET Q q 0 0 0 rg BT 460.10 201.30 Td (of ) Tj ET Q q 0 0 0 rg BT 471.68 201.30 Td (our ) Tj ET Q q 0 0 0 rg BT 488.27 201.30 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 533.17 201.30 Td (or ) Tj ET Q q 0 0 0 rg BT 544.03 201.30 Td (ASP) Tj ET Q q 0 0 0 rg BT 562.01 201.30 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 189.30 Td (platforms ) Tj ET Q q 0 0 0 rg BT 91.30 189.30 Td (is ) Tj ET Q q 0 0 0 rg BT 100.94 189.30 Td (recognized ) Tj ET Q q 0 0 0 rg BT 147.77 189.30 Td (as ) Tj ET Q q 0 0 0 rg BT 159.07 189.30 Td (the ) Tj ET Q q 0 0 0 rg BT 174.26 189.30 Td (transactions ) Tj ET Q q 0 0 0 rg BT 225.00 189.30 Td (occur ) Tj ET Q q 0 0 0 rg BT 250.17 189.30 Td (and ) Tj ET Q q 0 0 0 rg BT 267.58 189.30 Td (are ) Tj ET Q q 0 0 0 rg BT 282.76 189.30 Td (generally ) Tj ET Q q 0 0 0 rg BT 322.93 189.30 Td (billed ) Tj ET Q q 0 0 0 rg BT 348.68 189.30 Td (in ) Tj ET Q q 0 0 0 rg BT 359.43 189.30 Td (arrears. ) Tj ET Q q 0 0 0 rg BT 392.10 189.30 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 433.95 189.30 Td (from ) Tj ET Q q 0 0 0 rg BT 456.35 189.30 Td (RCS ) Tj ET Q q 0 0 0 rg BT 478.23 189.30 Td (arrangements, ) Tj ET Q q 0 0 0 rg BT 537.56 189.30 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 177.30 Td (include ) Tj ET Q q 0 0 0 rg BT 81.75 177.30 Td (data ) Tj ET Q q 0 0 0 rg BT 100.72 177.30 Td (entry ) Tj ET Q q 0 0 0 rg BT 123.59 177.30 Td (and ) Tj ET Q q 0 0 0 rg BT 140.34 177.30 Td (call ) Tj ET Q q 0 0 0 rg BT 157.09 177.30 Td (center ) Tj ET Q q 0 0 0 rg BT 183.83 177.30 Td (services, ) Tj ET Q q 0 0 0 rg BT 220.86 177.30 Td (and ) Tj ET Q q 0 0 0 rg BT 237.61 177.30 Td (insurance ) Tj ET Q q 0 0 0 rg BT 278.24 177.30 Td (certificate ) Tj ET Q q 0 0 0 rg BT 320.53 177.30 Td (creation ) Tj ET Q q 0 0 0 rg BT 355.05 177.30 Td (and ) Tj ET Q q 0 0 0 rg BT 371.80 177.30 Td (tracking ) Tj ET Q q 0 0 0 rg BT 406.88 177.30 Td (services, ) Tj ET Q q 0 0 0 rg BT 443.91 177.30 Td (are ) Tj ET Q q 0 0 0 rg BT 458.43 177.30 Td (recognized ) Tj ET Q q 0 0 0 rg BT 504.61 177.30 Td (as ) Tj ET Q q 0 0 0 rg BT 515.26 177.30 Td (the ) Tj ET Q q 0 0 0 rg BT 529.79 177.30 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 165.30 Td (are ) Tj ET Q q 0 0 0 rg BT 64.63 165.30 Td (performed. ) Tj ET Q q 0 0 0 rg BT 111.19 165.30 Td (Service ) Tj ET Q q 0 0 0 rg BT 143.60 165.30 Td (fees ) Tj ET Q q 0 0 0 rg BT 162.11 165.30 Td (for ) Tj ET Q q 0 0 0 rg BT 176.19 165.30 Td (hosting ) Tj ET Q q 0 0 0 rg BT 208.06 165.30 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 264.34 165.30 Td (are ) Tj ET Q q 0 0 0 rg BT 278.97 165.30 Td (recognized ) Tj ET Q q 0 0 0 rg BT 325.25 165.30 Td (over ) Tj ET Q q 0 0 0 rg BT 345.44 165.30 Td (the ) Tj ET Q q 0 0 0 rg BT 360.08 165.30 Td (requisite ) Tj ET Q q 0 0 0 rg BT 396.93 165.30 Td (service ) Tj ET Q q 0 0 0 rg BT 427.66 165.30 Td (period. ) Tj ET Q q 0 0 0 rg BT 458.13 165.30 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 495.53 165.30 Td (derived ) Tj ET Q q 0 0 0 rg BT 527.94 165.30 Td (from ) Tj ET Q q 0 0 0 rg BT 549.80 165.30 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 153.30 Td (licensing ) Tj ET Q q 0 0 0 rg BT 88.04 153.30 Td (of ) Tj ET Q q 0 0 0 rg BT 98.31 153.30 Td (third ) Tj ET Q q 0 0 0 rg BT 119.14 153.30 Td (party ) Tj ET Q q 0 0 0 rg BT 141.63 153.30 Td (software ) Tj ET Q q 0 0 0 rg BT 178.00 153.30 Td (products ) Tj ET Q q 0 0 0 rg BT 214.37 153.30 Td (in ) Tj ET Q q 0 0 0 rg BT 224.09 153.30 Td (connection ) Tj ET Q q 0 0 0 rg BT 269.90 153.30 Td (with ) Tj ET Q q 0 0 0 rg BT 289.62 153.30 Td (sales ) Tj ET Q q 0 0 0 rg BT 311.00 153.30 Td (of ) Tj ET Q q 0 0 0 rg BT 321.27 153.30 Td (the ) Tj ET Q q 0 0 0 rg BT 335.43 153.30 Td (Company) Tj ET Q q 0 0 0 rg BT 377.09 153.30 Td (s ) Tj ET Q q 0 0 0 rg BT 382.92 153.30 Td (software ) Tj ET Q q 0 0 0 rg BT 419.29 153.30 Td (licenses ) Tj ET Q q 0 0 0 rg BT 452.89 153.30 Td (is ) Tj ET Q q 0 0 0 rg BT 461.50 153.30 Td (recognized ) Tj ET Q q 0 0 0 rg BT 507.30 153.30 Td (upon ) Tj ET Q q 0 0 0 rg BT 529.24 153.30 Td (delivery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 141.30 Td (together ) Tj ET Q q 0 0 0 rg BT 85.28 141.30 Td (with ) Tj ET Q q 0 0 0 rg BT 105.57 141.30 Td (the ) Tj ET Q q 0 0 0 rg BT 120.30 141.30 Td (Company) Tj ET Q q 0 0 0 rg BT 161.96 141.30 Td (s ) Tj ET Q q 0 0 0 rg BT 168.36 141.30 Td (licensed ) Tj ET Q q 0 0 0 rg BT 203.64 141.30 Td (software ) Tj ET Q q 0 0 0 rg BT 240.58 141.30 Td (products. ) Tj ET Q q 0 0 0 rg BT 280.03 141.30 Td (Fees ) Tj ET Q q 0 0 0 rg BT 300.87 141.30 Td (for ) Tj ET Q q 0 0 0 rg BT 315.05 141.30 Td (training, ) Tj ET Q q 0 0 0 rg BT 351.16 141.30 Td (data ) Tj ET Q q 0 0 0 rg BT 370.33 141.30 Td (conversion, ) Tj ET Q q 0 0 0 rg BT 419.22 141.30 Td (installation, ) Tj ET Q q 0 0 0 rg BT 468.67 141.30 Td (and ) Tj ET Q q 0 0 0 rg BT 485.62 141.30 Td (consulting ) Tj ET Q q 0 0 0 rg BT 529.80 141.30 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 129.30 Td (fees ) Tj ET Q q 0 0 0 rg BT 68.90 129.30 Td (are ) Tj ET Q q 0 0 0 rg BT 83.90 129.30 Td (recognized ) Tj ET Q q 0 0 0 rg BT 130.56 129.30 Td (as ) Tj ET Q q 0 0 0 rg BT 141.69 129.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 176.13 129.30 Td (when ) Tj ET Q q 0 0 0 rg BT 200.58 129.30 Td (the ) Tj ET Q q 0 0 0 rg BT 215.60 129.30 Td (services ) Tj ET Q q 0 0 0 rg BT 250.60 129.30 Td (are ) Tj ET Q q 0 0 0 rg BT 265.61 129.30 Td (performed. ) Tj ET Q q 0 0 0 rg BT 312.55 129.30 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 350.33 129.30 Td (for ) Tj ET Q q 0 0 0 rg BT 364.79 129.30 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 418.11 129.30 Td (and ) Tj ET Q q 0 0 0 rg BT 435.35 129.30 Td (support ) Tj ET Q q 0 0 0 rg BT 468.14 129.30 Td (services ) Tj ET Q q 0 0 0 rg BT 503.15 129.30 Td (are ) Tj ET Q q 0 0 0 rg BT 518.15 129.30 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 117.30 Td (ratably ) Tj ET Q q 0 0 0 rg BT 80.26 117.30 Td (over ) Tj ET Q q 0 0 0 rg BT 100.53 117.30 Td (the ) Tj ET Q q 0 0 0 rg BT 115.25 117.30 Td (term ) Tj ET Q q 0 0 0 rg BT 136.07 117.30 Td (of ) Tj ET Q q 0 0 0 rg BT 146.90 117.30 Td (the ) Tj ET Q q 0 0 0 rg BT 161.62 117.30 Td (support ) Tj ET Q q 0 0 0 rg BT 194.12 117.30 Td (agreement. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 95.30 Td (Software ) Tj ET Q q 0 0 0 rg BT 137.77 95.30 Td (development ) Tj ET Q q 0 0 0 rg BT 192.10 95.30 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 248.64 95.30 Td (involving ) Tj ET Q q 0 0 0 rg BT 289.65 95.30 Td (significant ) Tj ET Q q 0 0 0 rg BT 334.54 95.30 Td (customization, ) Tj ET Q q 0 0 0 rg BT 395.81 95.30 Td (modification ) Tj ET Q q 0 0 0 rg BT 449.59 95.30 Td (or ) Tj ET Q q 0 0 0 rg BT 460.59 95.30 Td (production ) Tj ET Q q 0 0 0 rg BT 506.59 95.30 Td (are ) Tj ET Q q 0 0 0 rg BT 521.48 95.30 Td (accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 83.30 Td (for ) Tj ET Q q 0 0 0 rg BT 64.82 83.30 Td (in ) Tj ET Q q 0 0 0 rg BT 75.75 83.30 Td (accordance ) Tj ET Q q 0 0 0 rg BT 123.87 83.30 Td (with ) Tj ET Q q 0 0 0 rg BT 144.81 83.30 Td (the ) Tj ET Q q 0 0 0 rg BT 160.19 83.30 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 208.88 83.30 Td (technical ) Tj ET Q q 0 0 0 rg BT 248.12 83.30 Td (accounting ) Tj ET Q q 0 0 0 rg BT 295.15 83.30 Td (guidance ) Tj ET Q q 0 0 0 rg BT 334.41 83.30 Td (issued ) Tj ET Q q 0 0 0 rg BT 362.56 83.30 Td (by ) Tj ET Q q 0 0 0 rg BT 375.72 83.30 Td (the ) Tj ET Q q 0 0 0 rg BT 391.10 83.30 Td (F) Tj ET Q q 0 0 0 rg BT 395.92 83.30 Td (ASB ) Tj ET Q q 0 0 0 rg BT 418.53 83.30 Td (using ) Tj ET Q q 0 0 0 rg BT 443.36 83.30 Td (the ) Tj ET Q q 0 0 0 rg BT 458.73 83.30 Td (percentage-of-completion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 71.30 Td (method. ) Tj ET Q q 0 0 0 rg BT 85.07 71.30 Td (The ) Tj ET Q q 0 0 0 rg BT 103.39 71.30 Td (Company ) Tj ET Q q 0 0 0 rg BT 145.05 71.30 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 190.57 71.30 Td (revenue ) Tj ET Q q 0 0 0 rg BT 224.99 71.30 Td (using ) Tj ET Q q 0 0 0 rg BT 249.43 71.30 Td (periodic ) Tj ET Q q 0 0 0 rg BT 284.97 71.30 Td (reported ) Tj ET Q q 0 0 0 rg BT 321.06 71.30 Td (actual ) Tj ET Q q 0 0 0 rg BT 347.70 71.30 Td (hours ) Tj ET Q q 0 0 0 rg BT 372.69 71.30 Td (worked ) Tj ET Q q 0 0 0 rg BT 405.46 71.30 Td (as ) Tj ET Q q 0 0 0 rg BT 416.56 71.30 Td (a ) Tj ET Q q 0 0 0 rg BT 423.77 71.30 Td (percentage ) Tj ET Q q 0 0 0 rg BT 469.84 71.30 Td (of ) Tj ET Q q 0 0 0 rg BT 480.95 71.30 Td (total ) Tj ET Q q 0 0 0 rg BT 501.49 71.30 Td (expected ) Tj ET Q q 0 0 0 rg BT 539.80 71.30 Td (hours ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 59.30 Td (required ) Tj ET Q q 0 0 0 rg BT 85.82 59.30 Td (to ) Tj ET Q q 0 0 0 rg BT 96.09 59.30 Td (complete ) Tj ET Q q 0 0 0 rg BT 135.24 59.30 Td (the ) Tj ET Q q 0 0 0 rg BT 149.96 59.30 Td (project ) Tj ET Q q 0 0 0 rg BT 180.22 59.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 232.70 59.30 Td (and ) Tj ET Q q 0 0 0 rg BT 249.63 59.30 Td (applies ) Tj ET Q q 0 0 0 rg BT 280.46 59.30 Td (the ) Tj ET Q q 0 0 0 rg BT 295.18 59.30 Td (percentage ) Tj ET Q q 0 0 0 rg BT 340.98 59.30 Td (to ) Tj ET Q q 0 0 0 rg BT 351.25 59.30 Td (the ) Tj ET Q q 0 0 0 rg BT 365.97 59.30 Td (total ) Tj ET Q q 0 0 0 rg BT 386.25 59.30 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 438.72 59.30 Td (fee.) Tj ET Q endstream endobj 123 0 obj <>] /Rotate 0 /Contents 124 0 R>> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 136.86 742.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 170.83 742.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 206.49 742.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 247.14 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.80 742.10 Td (billings ) Tj ET Q q 0 0 0 rg BT 290.13 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 307.46 742.10 Td (have ) Tj ET Q q 0 0 0 rg BT 328.66 742.10 Td (been ) Tj ET Q q 0 0 0 rg BT 349.87 742.10 Td (received ) Tj ET Q q 0 0 0 rg BT 386.06 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 396.72 742.10 Td (made ) Tj ET Q q 0 0 0 rg BT 420.70 742.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 442.47 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 452.58 742.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 505.43 742.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 524.70 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 534.81 742.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (cases, ) Tj ET Q q 0 0 0 rg BT 77.12 730.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 98.42 730.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 145.26 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.23 730.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 203.96 730.10 Td (pertain ) Tj ET Q q 0 0 0 rg BT 235.25 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.56 730.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 300.61 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 318.57 730.10 Td (support ) Tj ET Q q 0 0 0 rg BT 352.10 730.10 Td (fees, ) Tj ET Q q 0 0 0 rg BT 374.22 730.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 401.08 730.10 Td (setup ) Tj ET Q q 0 0 0 rg BT 425.71 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 437.57 730.10 Td (registration ) Tj ET Q q 0 0 0 rg BT 486.64 730.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 506.26 730.10 Td (under ) Tj ET Q q 0 0 0 rg BT 532.55 730.10 Td (hosting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 100.09 718.10 Td (software ) Tj ET Q q 0 0 0 rg BT 136.58 718.10 Td (license ) Tj ET Q q 0 0 0 rg BT 166.41 718.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 184.57 718.10 Td (received ) Tj ET Q q 0 0 0 rg BT 220.50 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 230.34 718.10 Td (advance ) Tj ET Q q 0 0 0 rg BT 265.15 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.54 718.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 310.37 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 326.87 718.10 Td (acceptance, ) Tj ET Q q 0 0 0 rg BT 375.28 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.78 718.10 Td (software ) Tj ET Q q 0 0 0 rg BT 428.27 718.10 Td (development ) Tj ET Q q 0 0 0 rg BT 481.98 718.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 500.14 718.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 519.42 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 529.26 718.10 Td (advance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.26 706.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 109.18 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 126.55 706.10 Td (delivery) Tj ET Q q 0 0 0 rg BT 158.67 706.10 Td (. ) Tj ET Q q 0 0 0 rg BT 163.45 706.10 Td (Approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.92 706.10 Td ($5.8 ) Tj ET Q q 0 0 0 rg BT 247.35 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.25 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 279.18 706.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.55 706.10 Td ($6.7 ) Tj ET Q q 0 0 0 rg BT 316.98 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.87 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 348.80 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.06 706.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 396.30 706.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 430.88 706.10 Td (were ) Tj ET Q q 0 0 0 rg BT 453.24 706.10 Td (included ) Tj ET Q q 0 0 0 rg BT 490.60 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 501.31 706.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 527.01 706.10 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 93.58 694.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.30 694.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 161.88 694.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.88 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 184.38 694.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.32 694.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.32 694.10 Td (, ) Tj ET Q q 0 0 0 rg BT 226.32 694.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 273.98 694.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 672.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 140.84 672.10 Td (Receivable ) Tj ET Q q 0 0 0 rg BT 189.33 672.10 Td (and ) Tj ET Q q 0 0 0 rg BT 207.86 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 223.06 672.10 Td (Allowance ) Tj ET Q q 0 0 0 rg BT 269.89 672.10 Td (for) Tj ET Q q 0 0 0 rg BT 282.48 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 284.88 672.10 Td (Doubtful ) Tj ET Q q 0 0 0 rg BT 325.09 672.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 366.94 672.10 Td (Receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.03 672.10 Td (Rep) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 439.14 679.03 103.81 -8.93 re f /GS0 gs q 0 0 0 rg BT 439.14 672.10 Td (orted ) Tj ET Q q 0 0 0 rg BT 462.08 672.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 499.47 672.10 Td (receivable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.95 672.10 Td (as ) Tj ET Q q 0 0 0 rg BT 553.68 672.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 564.51 672.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 667.03 78.70 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 660.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.70 660.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 128.70 667.03 34.67 -9.09 re f /GS0 gs q 0 0 0 rg BT 128.70 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.32 660.10 Td (include ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 163.38 667.03 54.01 -9.09 re f /GS0 gs q 0 0 0 rg BT 163.38 660.10 Td ($32.4 ) Tj ET Q q 0 0 0 rg BT 188.50 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 217.39 667.03 249.67 -9.09 re f /GS0 gs q 0 0 0 rg BT 217.39 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.01 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 230.96 660.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 253.56 660.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 301.15 660.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 327.10 660.10 Td (at ) Tj ET Q q 0 0 0 rg BT 336.93 660.10 Td (invoice ) Tj ET Q q 0 0 0 rg BT 368.99 660.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 394.38 660.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 430.89 660.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 449.05 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.00 660.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 467.06 667.03 54.01 -9.09 re f /GS0 gs q 0 0 0 rg BT 467.06 660.10 Td ($1.62 ) Tj ET Q q 0 0 0 rg BT 492.18 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 521.07 667.03 43.44 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.07 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 523.69 660.10 Td (estimated ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 655.03 214.42 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 648.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 95.87 648.10 Td (for ) Tj ET Q q 0 0 0 rg BT 112.86 648.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 152.08 648.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 192.40 648.10 Td (receivable\), ) Tj ET Q q 0 0 0 rg BT 244.65 648.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 264.42 655.03 51.73 -9.09 re f /GS0 gs q 0 0 0 rg BT 264.42 648.10 Td ($8.5 ) Tj ET Q q 0 0 0 rg BT 287.25 648.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 316.15 655.03 248.35 -9.09 re f /GS0 gs q 0 0 0 rg BT 316.15 648.10 Td ( ) Tj ET Q q 0 0 0 rg BT 321.48 648.10 Td (of ) Tj ET Q q 0 0 0 rg BT 335.14 648.10 Td (unbilled ) Tj ET Q q 0 0 0 rg BT 373.25 648.10 Td (receivables. ) Tj ET Q q 0 0 0 rg BT 426.06 648.10 Td (Reported ) Tj ET Q q 0 0 0 rg BT 468.05 648.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 508.37 648.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 554.78 648.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 643.03 78.70 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 636.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.70 636.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 128.70 643.03 34.67 -9.09 re f /GS0 gs q 0 0 0 rg BT 128.70 636.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.32 636.10 Td (include ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 163.38 643.03 54.01 -9.09 re f /GS0 gs q 0 0 0 rg BT 163.38 636.10 Td ($31.2 ) Tj ET Q q 0 0 0 rg BT 188.50 636.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 217.39 643.03 249.67 -9.09 re f /GS0 gs q 0 0 0 rg BT 217.39 636.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.01 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 230.96 636.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 253.56 636.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 301.15 636.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 327.10 636.10 Td (at ) Tj ET Q q 0 0 0 rg BT 336.93 636.10 Td (invoice ) Tj ET Q q 0 0 0 rg BT 368.99 636.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 394.38 636.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 430.89 636.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 449.05 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.00 636.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 467.06 643.03 54.01 -9.09 re f /GS0 gs q 0 0 0 rg BT 467.06 636.10 Td ($1.05 ) Tj ET Q q 0 0 0 rg BT 492.18 636.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 521.07 643.03 43.44 -9.09 re f /GS0 gs q 0 0 0 rg BT 521.07 636.10 Td ( ) Tj ET Q q 0 0 0 rg BT 523.69 636.10 Td (estimated ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 631.03 196.95 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 624.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 92.96 624.10 Td (for ) Tj ET Q q 0 0 0 rg BT 107.04 624.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 143.35 624.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 180.76 624.10 Td (receivable\), ) Tj ET Q q 0 0 0 rg BT 230.09 624.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 246.95 631.03 48.81 -9.09 re f /GS0 gs q 0 0 0 rg BT 246.95 624.10 Td ($7.9 ) Tj ET Q q 0 0 0 rg BT 266.88 624.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 295.77 631.03 268.74 -9.09 re f /GS0 gs q 0 0 0 rg BT 295.77 624.10 Td ( ) Tj ET Q q 0 0 0 rg BT 298.19 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 308.94 624.10 Td (unbilled ) Tj ET Q q 0 0 0 rg BT 344.14 624.10 Td (receivables. ) Tj ET Q q 0 0 0 rg BT 393.86 624.10 Td (The ) Tj ET Q q 0 0 0 rg BT 411.83 624.10 Td (unbilled ) Tj ET Q q 0 0 0 rg BT 447.03 624.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 494.42 624.10 Td (pertain ) Tj ET Q q 0 0 0 rg BT 524.61 624.10 Td (to ) Tj ET Q q 0 0 0 rg BT 534.81 624.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 619.03 514.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 612.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 100.59 612.10 Td (service ) Tj ET Q q 0 0 0 rg BT 130.61 612.10 Td (engagements ) Tj ET Q q 0 0 0 rg BT 184.53 612.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.67 612.10 Td (system ) Tj ET Q q 0 0 0 rg BT 230.16 612.10 Td (development ) Tj ET Q q 0 0 0 rg BT 283.52 612.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 316.89 612.10 Td (for ) Tj ET Q q 0 0 0 rg BT 330.26 612.10 Td (which ) Tj ET Q q 0 0 0 rg BT 356.41 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 370.34 612.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 398.16 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 408.20 612.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 436.02 612.10 Td (is ) Tj ET Q q 0 0 0 rg BT 444.41 612.10 Td (tied ) Tj ET Q q 0 0 0 rg BT 461.11 612.10 Td (to ) Tj ET Q q 0 0 0 rg BT 470.60 612.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 516.73 612.10 Td (milestones. ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 607.03 514.51 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 600.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.29 600.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 109.91 600.10 Td (adheres ) Tj ET Q q 0 0 0 rg BT 143.19 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 153.71 600.10 Td (such ) Tj ET Q q 0 0 0 rg BT 174.78 600.10 Td (contractually ) Tj ET Q q 0 0 0 rg BT 229.71 600.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 255.78 600.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 309.04 600.10 Td (milestones ) Tj ET Q q 0 0 0 rg BT 354.55 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.73 600.10 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 421.67 600.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 448.30 600.10 Td (invoices ) Tj ET Q q 0 0 0 rg BT 484.37 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 494.88 600.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 538.17 600.10 Td (as ) Tj ET Q q 0 0 0 rg BT 549.24 600.10 Td (per ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 595.03 514.52 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 588.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 85.05 588.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 114.01 588.10 Td (schedules. ) Tj ET Q q 0 0 0 rg BT 157.60 588.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 198.22 588.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 242.14 588.10 Td (are ) Tj ET Q q 0 0 0 rg BT 257.19 588.10 Td (written ) Tj ET Q q 0 0 0 rg BT 288.36 588.10 Td (of) Tj ET Q q 0 0 0 rg BT 296.51 588.10 Td (f ) Tj ET Q q 0 0 0 rg BT 302.69 588.10 Td (against ) Tj ET Q q 0 0 0 rg BT 333.86 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.92 588.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 392.30 588.10 Td (for ) Tj ET Q q 0 0 0 rg BT 406.81 588.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 443.54 588.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 481.37 588.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 525.29 588.10 Td (when ) Tj ET Q q 0 0 0 rg BT 549.80 588.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 583.03 228.31 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 576.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.10 576.10 Td (has ) Tj ET Q q 0 0 0 rg BT 106.65 576.10 Td (exhausted ) Tj ET Q q 0 0 0 rg BT 148.85 576.10 Td (all ) Tj ET Q q 0 0 0 rg BT 161.06 576.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 206.03 576.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 247.67 576.10 Td (ef) Tj ET Q q 0 0 0 rg BT 255.26 576.10 Td (forts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.31 576.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 332.73 576.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 381.03 576.10 Td (analyzes ) Tj ET Q q 0 0 0 rg BT 417.67 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 432.10 576.10 Td (aging ) Tj ET Q q 0 0 0 rg BT 456.54 576.10 Td (of ) Tj ET Q q 0 0 0 rg BT 467.08 576.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 504.28 576.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 547.58 576.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 89.15 564.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 105.52 564.10 Td (debts, ) Tj ET Q q 0 0 0 rg BT 131.06 564.10 Td (write-of) Tj ET Q q 0 0 0 rg BT 163.09 564.10 Td (fs, ) Tj ET Q q 0 0 0 rg BT 174.74 564.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 213.33 564.10 Td (concentrations, ) Tj ET Q q 0 0 0 rg BT 276.07 564.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 314.66 564.10 Td (credit-worthiness, ) Tj ET Q q 0 0 0 rg BT 388.52 564.10 Td (current ) Tj ET Q q 0 0 0 rg BT 418.77 564.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 459.58 564.10 Td (trends, ) Tj ET Q q 0 0 0 rg BT 488.45 564.10 Td (and ) Tj ET Q q 0 0 0 rg BT 504.82 564.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 538.96 564.10 Td (in ) Tj ET Q q 0 0 0 rg BT 548.67 564.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 89.48 552.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 126.75 552.10 Td (patterns ) Tj ET Q q 0 0 0 rg BT 161.23 552.10 Td (when ) Tj ET Q q 0 0 0 rg BT 185.72 552.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 230.20 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.24 552.10 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 285.83 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 296.98 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.03 552.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 355.39 552.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.88 552.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 406.59 552.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 444.41 552.10 Td (receivable. ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 490.82 559.03 73.69 -9.09 re f /GS0 gs q 0 0 0 rg BT 490.82 552.10 Td (Bad ) Tj ET Q q 0 0 0 rg BT 509.75 552.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 529.80 552.10 Td (expense ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 547.03 18.05 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 540.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 68.05 547.03 48.89 -9.09 re f /GS0 gs q 0 0 0 rg BT 68.05 540.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 88.05 540.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 116.94 547.03 5.00 -9.09 re f /GS0 gs q 0 0 0 rg BT 116.94 540.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 121.94 547.03 48.89 -9.09 re f /GS0 gs q 0 0 0 rg BT 121.94 540.10 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 141.94 540.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 170.83 547.03 21.94 -9.09 re f /GS0 gs q 0 0 0 rg BT 170.83 540.10 Td (, ) Tj ET Q q 0 0 0 rg BT 175.83 540.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 192.77 547.03 58.61 -9.09 re f /GS0 gs q 0 0 0 rg BT 192.77 540.10 Td ($442 ) Tj ET Q q 0 0 0 rg BT 215.27 540.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 251.38 547.03 77.46 -9.09 re f /GS0 gs q 0 0 0 rg BT 251.38 540.10 Td ( ) Tj ET Q q 0 0 0 rg BT 253.88 540.10 Td (for ) Tj ET Q q 0 0 0 rg BT 268.04 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.76 540.10 Td (year ) Tj ET Q q 0 0 0 rg BT 302.47 540.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 328.84 547.03 78.58 -9.09 re f /GS0 gs q 0 0 0 rg BT 328.84 540.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 387.43 540.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 407.43 547.03 2.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 407.43 540.10 Td (,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.93 540.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.43 540.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.43 540.10 Td (, ) Tj ET Q q 0 0 0 rg BT 437.43 540.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.37 540.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.37 540.10 Td (, ) Tj ET Q q 0 0 0 rg BT 479.37 540.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 527.03 540.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 518.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 125.52 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.04 518.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 175.22 518.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 185.58 518.10 Td (ovided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.92 518.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 249.34 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 260.86 518.10 Td (services ) Tj ET Q q 0 0 0 rg BT 296.26 518.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 334.99 518.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 365.96 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 377.48 518.10 Td (data ) Tj ET Q q 0 0 0 rg BT 397.32 518.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 443.28 518.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 468.97 518.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 508.81 518.10 Td (support ) Tj ET Q q 0 0 0 rg BT 542.00 518.10 Td (costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (including ) Tj ET Q q 0 0 0 rg BT 91.28 506.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 133.66 506.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 157.16 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 168.44 506.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 206.93 506.10 Td (our ) Tj ET Q q 0 0 0 rg BT 223.76 506.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 271.69 506.10 Td (databases, ) Tj ET Q q 0 0 0 rg BT 316.01 506.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 339.51 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.79 506.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 384.84 506.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 425.00 506.10 Td (call ) Tj ET Q q 0 0 0 rg BT 442.93 506.10 Td (center ) Tj ET Q q 0 0 0 rg BT 470.86 506.10 Td (support, ) Tj ET Q q 0 0 0 rg BT 506.86 506.10 Td (hardware ) Tj ET Q q 0 0 0 rg BT 547.56 506.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (software ) Tj ET Q q 0 0 0 rg BT 88.43 494.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 124.63 494.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 169.73 494.10 Td (with ) Tj ET Q q 0 0 0 rg BT 191.50 494.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 239.38 494.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 286.14 494.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 321.81 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 340.25 494.10 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 388.39 494.10 Td (telecommunication ) Tj ET Q q 0 0 0 rg BT 469.03 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.47 494.10 Td (computer ) Tj ET Q q 0 0 0 rg BT 529.23 494.10 Td (network ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td (expense, ) Tj ET Q q 0 0 0 rg BT 86.62 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.96 482.10 Td (occupancy ) Tj ET Q q 0 0 0 rg BT 147.62 482.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 169.53 482.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 212.53 482.10 Td (with ) Tj ET Q q 0 0 0 rg BT 232.22 482.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 268.56 482.10 Td (where ) Tj ET Q q 0 0 0 rg BT 294.89 482.10 Td (these ) Tj ET Q q 0 0 0 rg BT 317.35 482.10 Td (functions ) Tj ET Q q 0 0 0 rg BT 356.47 482.10 Td (are ) Tj ET Q q 0 0 0 rg BT 370.59 482.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 416.64 482.10 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 470.19 482.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 504.31 482.10 Td (is ) Tj ET Q q 0 0 0 rg BT 512.89 482.10 Td (not ) Tj ET Q q 0 0 0 rg BT 527.57 482.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 470.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 82.78 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.61 470.10 Td (services ) Tj ET Q q 0 0 0 rg BT 128.32 470.10 Td (provided.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.90 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 444.90 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 128.50 444.90 Td (and ) Tj ET Q q 0 0 0 rg BT 148.23 444.90 Td (Indefinite-Lived ) Tj ET Q q 0 0 0 rg BT 221.29 444.90 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 268.00 444.90 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.27 444.90 Td (- ) Tj ET Q q 0 0 0 rg BT 305.20 444.90 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 346.59 444.90 Td (represents ) Tj ET Q q 0 0 0 rg BT 390.73 444.90 Td (the ) Tj ET Q q 0 0 0 rg BT 406.55 444.90 Td (cost ) Tj ET Q q 0 0 0 rg BT 426.27 444.90 Td (in ) Tj ET Q q 0 0 0 rg BT 437.65 444.90 Td (excess ) Tj ET Q q 0 0 0 rg BT 467.36 444.90 Td (of ) Tj ET Q q 0 0 0 rg BT 479.29 444.90 Td (the ) Tj ET Q q 0 0 0 rg BT 495.12 444.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 512.60 444.90 Td (value ) Tj ET Q q 0 0 0 rg BT 537.86 444.90 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 444.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.90 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 97.93 432.90 Td (net ) Tj ET Q q 0 0 0 rg BT 112.54 432.90 Td (assets ) Tj ET Q q 0 0 0 rg BT 138.26 432.90 Td (from ) Tj ET Q q 0 0 0 rg BT 160.09 432.90 Td (the ) Tj ET Q q 0 0 0 rg BT 174.70 432.90 Td (businesses ) Tj ET Q q 0 0 0 rg BT 219.32 432.90 Td (that ) Tj ET Q q 0 0 0 rg BT 236.70 432.90 Td (we ) Tj ET Q q 0 0 0 rg BT 250.76 432.90 Td (acquire. ) Tj ET Q q 0 0 0 rg BT 285.07 432.90 Td (In ) Tj ET Q q 0 0 0 rg BT 295.80 432.90 Td (accordance ) Tj ET Q q 0 0 0 rg BT 343.15 432.90 Td (with ) Tj ET Q q 0 0 0 rg BT 363.32 432.90 Td (the ) Tj ET Q q 0 0 0 rg BT 377.93 432.90 Td (relevant ) Tj ET Q q 0 0 0 rg BT 412.52 432.90 Td (F) Tj ET Q q 0 0 0 rg BT 417.34 432.90 Td (ASB ) Tj ET Q q 0 0 0 rg BT 439.19 432.90 Td (accounting ) Tj ET Q q 0 0 0 rg BT 485.45 432.90 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 526.44 432.90 Td (goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.90 Td (is ) Tj ET Q q 0 0 0 rg BT 58.99 420.90 Td (tested ) Tj ET Q q 0 0 0 rg BT 84.63 420.90 Td (for ) Tj ET Q q 0 0 0 rg BT 98.61 420.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 147.02 420.90 Td (at ) Tj ET Q q 0 0 0 rg BT 156.56 420.90 Td (the ) Tj ET Q q 0 0 0 rg BT 171.09 420.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 210.06 420.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 227.93 420.90 Td (level ) Tj ET Q q 0 0 0 rg BT 249.69 420.90 Td (on ) Tj ET Q q 0 0 0 rg BT 262.00 420.90 Td (an ) Tj ET Q q 0 0 0 rg BT 273.76 420.90 Td (annual ) Tj ET Q q 0 0 0 rg BT 302.73 420.90 Td (basis ) Tj ET Q q 0 0 0 rg BT 325.05 420.90 Td (or ) Tj ET Q q 0 0 0 rg BT 335.69 420.90 Td (on ) Tj ET Q q 0 0 0 rg BT 348.01 420.90 Td (an ) Tj ET Q q 0 0 0 rg BT 359.77 420.90 Td (interim ) Tj ET Q q 0 0 0 rg BT 390.96 420.90 Td (basis ) Tj ET Q q 0 0 0 rg BT 413.28 420.90 Td (if ) Tj ET Q q 0 0 0 rg BT 421.71 420.90 Td (an ) Tj ET Q q 0 0 0 rg BT 433.46 420.90 Td (event ) Tj ET Q q 0 0 0 rg BT 457.43 420.90 Td (occurred ) Tj ET Q q 0 0 0 rg BT 494.73 420.90 Td (or ) Tj ET Q q 0 0 0 rg BT 505.37 420.90 Td (circumstances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.90 Td (change ) Tj ET Q q 0 0 0 rg BT 80.80 408.90 Td (that ) Tj ET Q q 0 0 0 rg BT 98.27 408.90 Td (would ) Tj ET Q q 0 0 0 rg BT 125.76 408.90 Td (indicate ) Tj ET Q q 0 0 0 rg BT 159.89 408.90 Td (that ) Tj ET Q q 0 0 0 rg BT 177.37 408.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 193.72 408.90 Td (value ) Tj ET Q q 0 0 0 rg BT 217.86 408.90 Td (of ) Tj ET Q q 0 0 0 rg BT 228.67 408.90 Td (a ) Tj ET Q q 0 0 0 rg BT 235.59 408.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 274.73 408.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 292.77 408.90 Td (decreased ) Tj ET Q q 0 0 0 rg BT 334.67 408.90 Td (below ) Tj ET Q q 0 0 0 rg BT 361.59 408.90 Td (its ) Tj ET Q q 0 0 0 rg BT 373.52 408.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 409.31 408.90 Td (value. ) Tj ET Q q 0 0 0 rg BT 435.95 408.90 Td (Potential ) Tj ET Q q 0 0 0 rg BT 473.98 408.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 522.57 408.90 Td (indicators ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 396.90 Td (include ) Tj ET Q q 0 0 0 rg BT 83.51 396.90 Td (a ) Tj ET Q q 0 0 0 rg BT 92.03 396.90 Td (significant ) Tj ET Q q 0 0 0 rg BT 138.32 396.90 Td (change ) Tj ET Q q 0 0 0 rg BT 170.71 396.90 Td (in ) Tj ET Q q 0 0 0 rg BT 182.56 396.90 Td (the ) Tj ET Q q 0 0 0 rg BT 198.86 396.90 Td (business ) Tj ET Q q 0 0 0 rg BT 236.83 396.90 Td (climate, ) Tj ET Q q 0 0 0 rg BT 272.83 396.90 Td (legal ) Tj ET Q q 0 0 0 rg BT 296.34 396.90 Td (factors, ) Tj ET Q q 0 0 0 rg BT 330.13 396.90 Td (operating ) Tj ET Q q 0 0 0 rg BT 371.97 396.90 Td (performance ) Tj ET Q q 0 0 0 rg BT 426.57 396.90 Td (indicators, ) Tj ET Q q 0 0 0 rg BT 472.58 396.90 Td (competition,customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 384.90 Td (retentionand ) Tj ET Q q 0 0 0 rg BT 105.01 384.90 Td (the ) Tj ET Q q 0 0 0 rg BT 119.75 384.90 Td (sale ) Tj ET Q q 0 0 0 rg BT 137.82 384.90 Td (or ) Tj ET Q q 0 0 0 rg BT 148.68 384.90 Td (disposition ) Tj ET Q q 0 0 0 rg BT 195.10 384.90 Td (of ) Tj ET Q q 0 0 0 rg BT 205.96 384.90 Td (a ) Tj ET Q q 0 0 0 rg BT 212.93 384.90 Td (significant ) Tj ET Q q 0 0 0 rg BT 257.67 384.90 Td (portion ) Tj ET Q q 0 0 0 rg BT 289.08 384.90 Td (of ) Tj ET Q q 0 0 0 rg BT 299.94 384.90 Td (the ) Tj ET Q q 0 0 0 rg BT 314.68 384.90 Td (business. ) Tj ET Q q 0 0 0 rg BT 353.60 384.90 Td (Starting ) Tj ET Q q 0 0 0 rg BT 387.79 384.90 Td (in ) Tj ET Q q 0 0 0 rg BT 398.10 384.90 Td (201) Tj ET Q q 0 0 0 rg BT 412.72 384.90 Td (1, ) Tj ET Q q 0 0 0 rg BT 422.75 384.90 Td (the ) Tj ET Q q 0 0 0 rg BT 437.50 384.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 478.91 384.90 Td (applied ) Tj ET Q q 0 0 0 rg BT 510.87 384.90 Td (the ) Tj ET Q q 0 0 0 rg BT 525.61 384.90 Td (then ) Tj ET Q q 0 0 0 rg BT 545.36 384.90 Td (new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 372.90 Td (guidance ) Tj ET Q q 0 0 0 rg BT 88.07 372.90 Td (concerning ) Tj ET Q q 0 0 0 rg BT 134.48 372.90 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 172.01 372.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 220.09 372.90 Td (evaluation. ) Tj ET Q q 0 0 0 rg BT 266.22 372.90 Td (In ) Tj ET Q q 0 0 0 rg BT 276.53 372.90 Td (accordance ) Tj ET Q q 0 0 0 rg BT 323.47 372.90 Td (with ) Tj ET Q q 0 0 0 rg BT 343.22 372.90 Td (that ) Tj ET Q q 0 0 0 rg BT 360.20 372.90 Td (new ) Tj ET Q q 0 0 0 rg BT 378.84 372.90 Td (technical ) Tj ET Q q 0 0 0 rg BT 416.91 372.90 Td (guidance ) Tj ET Q q 0 0 0 rg BT 454.98 372.90 Td (the ) Tj ET Q q 0 0 0 rg BT 469.17 372.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 510.04 372.90 Td (first ) Tj ET Q q 0 0 0 rg BT 528.13 372.90 Td (assessed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.45 360.90 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 123.91 360.90 Td (factors ) Tj ET Q q 0 0 0 rg BT 153.37 360.90 Td (to ) Tj ET Q q 0 0 0 rg BT 163.39 360.90 Td (determine ) Tj ET Q q 0 0 0 rg BT 205.63 360.90 Td (whether ) Tj ET Q q 0 0 0 rg BT 240.08 360.90 Td (the ) Tj ET Q q 0 0 0 rg BT 254.55 360.90 Td (existence ) Tj ET Q q 0 0 0 rg BT 294.00 360.90 Td (of ) Tj ET Q q 0 0 0 rg BT 304.58 360.90 Td (events ) Tj ET Q q 0 0 0 rg BT 332.38 360.90 Td (or ) Tj ET Q q 0 0 0 rg BT 342.96 360.90 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 401.85 360.90 Td (would ) Tj ET Q q 0 0 0 rg BT 429.10 360.90 Td (indicate ) Tj ET Q q 0 0 0 rg BT 463.00 360.90 Td (that ) Tj ET Q q 0 0 0 rg BT 480.24 360.90 Td (it ) Tj ET Q q 0 0 0 rg BT 488.05 360.90 Td (is ) Tj ET Q q 0 0 0 rg BT 496.97 360.90 Td (more ) Tj ET Q q 0 0 0 rg BT 519.77 360.90 Td (likely ) Tj ET Q q 0 0 0 rg BT 544.79 360.90 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.90 Td (not ) Tj ET Q q 0 0 0 rg BT 65.61 348.90 Td (that ) Tj ET Q q 0 0 0 rg BT 83.44 348.90 Td (the ) Tj ET Q q 0 0 0 rg BT 98.49 348.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 115.20 348.90 Td (value ) Tj ET Q q 0 0 0 rg BT 139.68 348.90 Td (of ) Tj ET Q q 0 0 0 rg BT 150.84 348.90 Td (any ) Tj ET Q q 0 0 0 rg BT 168.12 348.90 Td (of ) Tj ET Q q 0 0 0 rg BT 179.28 348.90 Td (our ) Tj ET Q q 0 0 0 rg BT 195.44 348.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 234.93 348.90 Td (units ) Tj ET Q q 0 0 0 rg BT 257.21 348.90 Td (was ) Tj ET Q q 0 0 0 rg BT 275.59 348.90 Td (less ) Tj ET Q q 0 0 0 rg BT 293.42 348.90 Td (than ) Tj ET Q q 0 0 0 rg BT 313.47 348.90 Td (its ) Tj ET Q q 0 0 0 rg BT 325.75 348.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 361.90 348.90 Td (amount. ) Tj ET Q q 0 0 0 rg BT 397.23 348.90 Td (If ) Tj ET Q q 0 0 0 rg BT 406.72 348.90 Td (after ) Tj ET Q q 0 0 0 rg BT 427.87 348.90 Td (assessing ) Tj ET Q q 0 0 0 rg BT 467.92 348.90 Td (the ) Tj ET Q q 0 0 0 rg BT 482.97 348.90 Td (totality ) Tj ET Q q 0 0 0 rg BT 514.13 348.90 Td (of ) Tj ET Q q 0 0 0 rg BT 525.29 348.90 Td (events ) Tj ET Q q 0 0 0 rg BT 553.67 348.90 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.90 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 111.19 336.90 Td (we ) Tj ET Q q 0 0 0 rg BT 124.91 336.90 Td (were ) Tj ET Q q 0 0 0 rg BT 146.39 336.90 Td (to ) Tj ET Q q 0 0 0 rg BT 156.22 336.90 Td (determine ) Tj ET Q q 0 0 0 rg BT 198.25 336.90 Td (that ) Tj ET Q q 0 0 0 rg BT 215.30 336.90 Td (it ) Tj ET Q q 0 0 0 rg BT 222.91 336.90 Td (is ) Tj ET Q q 0 0 0 rg BT 231.64 336.90 Td (not ) Tj ET Q q 0 0 0 rg BT 246.47 336.90 Td (more ) Tj ET Q q 0 0 0 rg BT 269.07 336.90 Td (likely ) Tj ET Q q 0 0 0 rg BT 293.89 336.90 Td (than ) Tj ET Q q 0 0 0 rg BT 313.16 336.90 Td (not ) Tj ET Q q 0 0 0 rg BT 328.00 336.90 Td (that ) Tj ET Q q 0 0 0 rg BT 345.04 336.90 Td (the ) Tj ET Q q 0 0 0 rg BT 359.31 336.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 375.24 336.90 Td (value ) Tj ET Q q 0 0 0 rg BT 398.95 336.90 Td (of ) Tj ET Q q 0 0 0 rg BT 409.34 336.90 Td (a ) Tj ET Q q 0 0 0 rg BT 415.83 336.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 454.54 336.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 472.15 336.90 Td (is ) Tj ET Q q 0 0 0 rg BT 480.87 336.90 Td (less ) Tj ET Q q 0 0 0 rg BT 497.92 336.90 Td (than ) Tj ET Q q 0 0 0 rg BT 517.19 336.90 Td (its ) Tj ET Q q 0 0 0 rg BT 528.69 336.90 Td (carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.90 Td (amount, ) Tj ET Q q 0 0 0 rg BT 85.00 324.90 Td (then ) Tj ET Q q 0 0 0 rg BT 104.71 324.90 Td (we ) Tj ET Q q 0 0 0 rg BT 118.87 324.90 Td (would ) Tj ET Q q 0 0 0 rg BT 146.37 324.90 Td (not ) Tj ET Q q 0 0 0 rg BT 161.65 324.90 Td (perform ) Tj ET Q q 0 0 0 rg BT 196.36 324.90 Td (the ) Tj ET Q q 0 0 0 rg BT 211.07 324.90 Td (two-step ) Tj ET Q q 0 0 0 rg BT 248.01 324.90 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 297.72 324.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 346.32 324.90 Td (testing ) Tj ET Q q 0 0 0 rg BT 375.48 324.90 Td (described ) Tj ET Q q 0 0 0 rg BT 416.30 324.90 Td (further ) Tj ET Q q 0 0 0 rg BT 446.01 324.90 Td (below) Tj ET Q q 0 0 0 rg BT 469.79 324.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.90 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.90 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 300.90 Td (The ) Tj ET Q q 0 0 0 rg BT 103.93 300.90 Td (aforementioned ) Tj ET Q q 0 0 0 rg BT 169.06 300.90 Td (two-step ) Tj ET Q q 0 0 0 rg BT 205.88 300.90 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 255.47 300.90 Td (testing ) Tj ET Q q 0 0 0 rg BT 284.52 300.90 Td (process ) Tj ET Q q 0 0 0 rg BT 316.89 300.90 Td (involves ) Tj ET Q q 0 0 0 rg BT 353.16 300.90 Td (comparing ) Tj ET Q q 0 0 0 rg BT 398.31 300.90 Td (the ) Tj ET Q q 0 0 0 rg BT 412.91 300.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 451.95 300.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 469.89 300.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 505.58 300.90 Td (values ) Tj ET Q q 0 0 0 rg BT 533.51 300.90 Td (to ) Tj ET Q q 0 0 0 rg BT 543.68 300.90 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.90 Td (respective ) Tj ET Q q 0 0 0 rg BT 92.28 288.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 107.90 288.90 Td (values; ) Tj ET Q q 0 0 0 rg BT 137.98 288.90 Td (we ) Tj ET Q q 0 0 0 rg BT 151.38 288.90 Td (determine ) Tj ET Q q 0 0 0 rg BT 193.11 288.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 208.73 288.90 Td (value ) Tj ET Q q 0 0 0 rg BT 232.14 288.90 Td (of ) Tj ET Q q 0 0 0 rg BT 242.21 288.90 Td (our ) Tj ET Q q 0 0 0 rg BT 257.29 288.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 295.69 288.90 Td (units ) Tj ET Q q 0 0 0 rg BT 316.89 288.90 Td (by ) Tj ET Q q 0 0 0 rg BT 328.64 288.90 Td (applying ) Tj ET Q q 0 0 0 rg BT 365.38 288.90 Td (the ) Tj ET Q q 0 0 0 rg BT 379.34 288.90 Td (discounted ) Tj ET Q q 0 0 0 rg BT 424.41 288.90 Td (cash ) Tj ET Q q 0 0 0 rg BT 443.93 288.90 Td (flow ) Tj ET Q q 0 0 0 rg BT 464.01 288.90 Td (method ) Tj ET Q q 0 0 0 rg BT 495.75 288.90 Td (using ) Tj ET Q q 0 0 0 rg BT 519.17 288.90 Td (the ) Tj ET Q q 0 0 0 rg BT 533.13 288.90 Td (present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 276.90 Td (value ) Tj ET Q q 0 0 0 rg BT 74.24 276.90 Td (of ) Tj ET Q q 0 0 0 rg BT 85.15 276.90 Td (future ) Tj ET Q q 0 0 0 rg BT 111.61 276.90 Td (estimated ) Tj ET Q q 0 0 0 rg BT 152.51 276.90 Td (net ) Tj ET Q q 0 0 0 rg BT 167.31 276.90 Td (cash ) Tj ET Q q 0 0 0 rg BT 187.67 276.90 Td (flows. ) Tj ET Q q 0 0 0 rg BT 214.97 276.90 Td (If ) Tj ET Q q 0 0 0 rg BT 224.21 276.90 Td (the ) Tj ET Q q 0 0 0 rg BT 239.01 276.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 255.47 276.90 Td (value ) Tj ET Q q 0 0 0 rg BT 279.71 276.90 Td (of ) Tj ET Q q 0 0 0 rg BT 290.63 276.90 Td (a ) Tj ET Q q 0 0 0 rg BT 297.65 276.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 336.88 276.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 355.02 276.90 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 389.25 276.90 Td (its ) Tj ET Q q 0 0 0 rg BT 401.28 276.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 437.18 276.90 Td (value, ) Tj ET Q q 0 0 0 rg BT 463.92 276.90 Td (then ) Tj ET Q q 0 0 0 rg BT 483.72 276.90 Td (no ) Tj ET Q q 0 0 0 rg BT 496.30 276.90 Td (further ) Tj ET Q q 0 0 0 rg BT 526.09 276.90 Td (testing ) Tj ET Q q 0 0 0 rg BT 555.34 276.90 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.90 Td (required. ) Tj ET Q q 0 0 0 rg BT 88.19 264.90 Td (However) Tj ET Q q 0 0 0 rg BT 124.44 264.90 Td (, ) Tj ET Q q 0 0 0 rg BT 129.32 264.90 Td (if ) Tj ET Q q 0 0 0 rg BT 137.80 264.90 Td (a ) Tj ET Q q 0 0 0 rg BT 144.62 264.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 183.65 264.90 Td (unit) Tj ET Q q 0 0 0 rg BT 201.99 264.90 Td (s ) Tj ET Q q 0 0 0 rg BT 208.26 264.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 224.51 264.90 Td (value ) Tj ET Q q 0 0 0 rg BT 248.54 264.90 Td (were ) Tj ET Q q 0 0 0 rg BT 270.35 264.90 Td (to ) Tj ET Q q 0 0 0 rg BT 280.50 264.90 Td (be ) Tj ET Q q 0 0 0 rg BT 292.32 264.90 Td (less ) Tj ET Q q 0 0 0 rg BT 309.70 264.90 Td (than ) Tj ET Q q 0 0 0 rg BT 329.29 264.90 Td (its ) Tj ET Q q 0 0 0 rg BT 341.11 264.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 376.81 264.90 Td (value, ) Tj ET Q q 0 0 0 rg BT 403.34 264.90 Td (we ) Tj ET Q q 0 0 0 rg BT 417.38 264.90 Td (would ) Tj ET Q q 0 0 0 rg BT 444.75 264.90 Td (then ) Tj ET Q q 0 0 0 rg BT 464.35 264.90 Td (determine ) Tj ET Q q 0 0 0 rg BT 506.70 264.90 Td (the ) Tj ET Q q 0 0 0 rg BT 521.30 264.90 Td (amount ) Tj ET Q q 0 0 0 rg BT 553.67 264.90 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.90 Td (the ) Tj ET Q q 0 0 0 rg BT 65.09 252.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 114.06 252.90 Td (char) Tj ET Q q 0 0 0 rg BT 131.08 252.90 Td (ge, ) Tj ET Q q 0 0 0 rg BT 145.89 252.90 Td (if ) Tj ET Q q 0 0 0 rg BT 154.87 252.90 Td (any) Tj ET Q q 0 0 0 rg BT 168.66 252.90 Td (, ) Tj ET Q q 0 0 0 rg BT 174.03 252.90 Td (which ) Tj ET Q q 0 0 0 rg BT 201.34 252.90 Td (would ) Tj ET Q q 0 0 0 rg BT 229.21 252.90 Td (be ) Tj ET Q q 0 0 0 rg BT 241.52 252.90 Td (the ) Tj ET Q q 0 0 0 rg BT 256.61 252.90 Td (amount ) Tj ET Q q 0 0 0 rg BT 289.48 252.90 Td (that ) Tj ET Q q 0 0 0 rg BT 307.34 252.90 Td (the ) Tj ET Q q 0 0 0 rg BT 322.43 252.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 358.62 252.90 Td (value ) Tj ET Q q 0 0 0 rg BT 383.14 252.90 Td (of ) Tj ET Q q 0 0 0 rg BT 394.35 252.90 Td (the ) Tj ET Q q 0 0 0 rg BT 409.43 252.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 448.96 252.90 Td (unit) Tj ET Q q 0 0 0 rg BT 467.29 252.90 Td (s ) Tj ET Q q 0 0 0 rg BT 474.06 252.90 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 512.49 252.90 Td (exceeded ) Tj ET Q q 0 0 0 rg BT 552.55 252.90 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.90 Td (implied ) Tj ET Q q 0 0 0 rg BT 83.73 240.90 Td (value. ) Tj ET Q q 0 0 0 rg BT 110.84 240.90 Td (W) Tj ET Q q 0 0 0 rg BT 119.48 240.90 Td (e ) Tj ET Q q 0 0 0 rg BT 127.09 240.90 Td (perform ) Tj ET Q q 0 0 0 rg BT 162.48 240.90 Td (our ) Tj ET Q q 0 0 0 rg BT 178.99 240.90 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.83 240.90 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 247.56 240.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 296.84 240.90 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 341.67 240.90 Td (and ) Tj ET Q q 0 0 0 rg BT 359.29 240.90 Td (testing ) Tj ET Q q 0 0 0 rg BT 389.14 240.90 Td (as ) Tj ET Q q 0 0 0 rg BT 400.65 240.90 Td (of ) Tj ET Q q 0 0 0 rg BT 412.16 240.90 Td (September ) Tj ET Q q 0 0 0 rg BT 458.10 240.90 Td (30 ) Tj ET Q q 0 0 0 rg BT 471.28 240.90 Td (each ) Tj ET Q q 0 0 0 rg BT 492.78 240.90 Td (year) Tj ET Q q 0 0 0 rg BT 509.43 240.90 Td (. ) Tj ET Q q 0 0 0 rg BT 515.11 240.90 Td (In ) Tj ET Q q 0 0 0 rg BT 526.62 240.90 Td (2014 ) Tj ET Q q 0 0 0 rg BT 549.80 240.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.90 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 87.99 228.90 Td (residing ) Tj ET Q q 0 0 0 rg BT 122.64 228.90 Td (in ) Tj ET Q q 0 0 0 rg BT 132.85 228.90 Td (the ) Tj ET Q q 0 0 0 rg BT 147.50 228.90 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 189.36 228.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 228.45 228.90 Td (unit, ) Tj ET Q q 0 0 0 rg BT 248.94 228.90 Td (the ) Tj ET Q q 0 0 0 rg BT 263.59 228.90 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 294.34 228.90 Td (Systems ) Tj ET Q q 0 0 0 rg BT 330.12 228.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 369.21 228.90 Td (unit, ) Tj ET Q q 0 0 0 rg BT 389.70 228.90 Td (were ) Tj ET Q q 0 0 0 rg BT 411.56 228.90 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 452.30 228.90 Td (for ) Tj ET Q q 0 0 0 rg BT 466.40 228.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 514.93 228.90 Td (based ) Tj ET Q q 0 0 0 rg BT 540.13 228.90 Td (on ) Tj ET Q q 0 0 0 rg BT 552.57 228.90 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 216.90 Td (assessment ) Tj ET Q q 0 0 0 rg BT 97.29 216.90 Td (of ) Tj ET Q q 0 0 0 rg BT 108.46 216.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 138.52 216.90 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 183.57 216.90 Td (factors, ) Tj ET Q q 0 0 0 rg BT 216.13 216.90 Td (and ) Tj ET Q q 0 0 0 rg BT 233.41 216.90 Td (were ) Tj ET Q q 0 0 0 rg BT 255.69 216.90 Td (determined ) Tj ET Q q 0 0 0 rg BT 303.52 216.90 Td (not ) Tj ET Q q 0 0 0 rg BT 319.14 216.90 Td (to ) Tj ET Q q 0 0 0 rg BT 329.77 216.90 Td (have ) Tj ET Q q 0 0 0 rg BT 351.50 216.90 Td (been ) Tj ET Q q 0 0 0 rg BT 373.22 216.90 Td (impaired. ) Tj ET Q q 0 0 0 rg BT 416.61 216.90 Td (In ) Tj ET Q q 0 0 0 rg BT 427.79 216.90 Td (2014 ) Tj ET Q q 0 0 0 rg BT 450.64 216.90 Td (the ) Tj ET Q q 0 0 0 rg BT 465.70 216.90 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 504.11 216.90 Td (residing ) Tj ET Q q 0 0 0 rg BT 539.17 216.90 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 216.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 204.90 Td (Risk ) Tj ET Q q 0 0 0 rg BT 70.46 204.90 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 120.90 204.90 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 160.80 204.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 199.58 204.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 217.25 204.90 Td (and ) Tj ET Q q 0 0 0 rg BT 233.81 204.90 Td (Broker ) Tj ET Q q 0 0 0 rg BT 263.69 204.90 Td (Systems ) Tj ET Q q 0 0 0 rg BT 299.15 204.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 337.93 204.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 355.60 204.90 Td (were ) Tj ET Q q 0 0 0 rg BT 377.15 204.90 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 417.58 204.90 Td (for ) Tj ET Q q 0 0 0 rg BT 431.35 204.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 479.57 204.90 Td (using ) Tj ET Q q 0 0 0 rg BT 503.36 204.90 Td (step-one ) Tj ET Q q 0 0 0 rg BT 539.35 204.90 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 204.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 192.90 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 100.12 192.90 Td (testing ) Tj ET Q q 0 0 0 rg BT 129.70 192.90 Td (process ) Tj ET Q q 0 0 0 rg BT 162.60 192.90 Td (described ) Tj ET Q q 0 0 0 rg BT 203.82 192.90 Td (above. ) Tj ET Q q 0 0 0 rg BT 232.90 192.90 Td (The ) Tj ET Q q 0 0 0 rg BT 251.36 192.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 268.15 192.90 Td (value ) Tj ET Q q 0 0 0 rg BT 292.72 192.90 Td (of ) Tj ET Q q 0 0 0 rg BT 303.96 192.90 Td (both ) Tj ET Q q 0 0 0 rg BT 324.65 192.90 Td (of ) Tj ET Q q 0 0 0 rg BT 335.89 192.90 Td (these ) Tj ET Q q 0 0 0 rg BT 359.35 192.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 398.92 192.90 Td (units ) Tj ET Q q 0 0 0 rg BT 421.27 192.90 Td (were ) Tj ET Q q 0 0 0 rg BT 443.62 192.90 Td (found ) Tj ET Q q 0 0 0 rg BT 469.86 192.90 Td (to ) Tj ET Q q 0 0 0 rg BT 480.55 192.90 Td (be ) Tj ET Q q 0 0 0 rg BT 492.90 192.90 Td (greater ) Tj ET Q q 0 0 0 rg BT 523.56 192.90 Td (than ) Tj ET Q q 0 0 0 rg BT 543.69 192.90 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 180.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 85.47 180.90 Td (value, ) Tj ET Q q 0 0 0 rg BT 111.78 180.90 Td (and ) Tj ET Q q 0 0 0 rg BT 128.38 180.90 Td (thusly ) Tj ET Q q 0 0 0 rg BT 154.98 180.90 Td (there ) Tj ET Q q 0 0 0 rg BT 177.12 180.90 Td (was ) Tj ET Q q 0 0 0 rg BT 194.83 180.90 Td (no ) Tj ET Q q 0 0 0 rg BT 206.98 180.90 Td (need ) Tj ET Q q 0 0 0 rg BT 228.02 180.90 Td (to ) Tj ET Q q 0 0 0 rg BT 237.95 180.90 Td (proceed ) Tj ET Q q 0 0 0 rg BT 271.75 180.90 Td (to ) Tj ET Q q 0 0 0 rg BT 281.69 180.90 Td (step-two, ) Tj ET Q q 0 0 0 rg BT 320.78 180.90 Td (as ) Tj ET Q q 0 0 0 rg BT 331.27 180.90 Td (there ) Tj ET Q q 0 0 0 rg BT 353.41 180.90 Td (was ) Tj ET Q q 0 0 0 rg BT 371.12 180.90 Td (no ) Tj ET Q q 0 0 0 rg BT 383.27 180.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 431.53 180.90 Td (indicated.) Tj ET Q q 0 0 0 rg BT 475.50 180.90 Td (The ) Tj ET Q q 0 0 0 rg BT 493.20 180.90 Td (Risk ) Tj ET Q q 0 0 0 rg BT 513.69 180.90 Td (Compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 168.90 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 90.62 168.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 130.11 168.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 148.50 168.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 165.21 168.90 Td (value ) Tj ET Q q 0 0 0 rg BT 189.70 168.90 Td (in ) Tj ET Q q 0 0 0 rg BT 200.32 168.90 Td (excess ) Tj ET Q q 0 0 0 rg BT 229.25 168.90 Td (of ) Tj ET Q q 0 0 0 rg BT 240.42 168.90 Td (its ) Tj ET Q q 0 0 0 rg BT 252.70 168.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 288.85 168.90 Td (value ) Tj ET Q q 0 0 0 rg BT 313.34 168.90 Td (was ) Tj ET Q q 0 0 0 rg BT 331.72 168.90 Td (relatively ) Tj ET Q q 0 0 0 rg BT 372.32 168.90 Td (close\(based ) Tj ET Q q 0 0 0 rg BT 424.30 168.90 Td (on ) Tj ET Q q 0 0 0 rg BT 437.13 168.90 Td (revenue ) Tj ET Q q 0 0 0 rg BT 471.61 168.90 Td (growth ) Tj ET Q q 0 0 0 rg BT 502.78 168.90 Td (assumption ) Tj ET Q q 0 0 0 rg BT 553.67 168.90 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 156.90 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.33 156.90 Td ( ) Tj ET Q q 0 0 0 rg BT 65.71 156.90 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.87 156.90 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.20 156.90 Td ( ) Tj ET Q q 0 0 0 rg BT 91.59 156.90 Td (and ) Tj ET Q q 0 0 0 rg BT 108.41 156.90 Td (discount ) Tj ET Q q 0 0 0 rg BT 144.68 156.90 Td (rate ) Tj ET Q q 0 0 0 rg BT 162.05 156.90 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.76 156.90 Td (16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.09 156.90 Td (\)) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 194.42 156.90 Td () Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 196.92 156.90 Td (while ) Tj ET Q q 0 0 0 rg BT 221.52 156.90 Td (the ) Tj ET Q q 0 0 0 rg BT 236.12 156.90 Td (Broker ) Tj ET Q q 0 0 0 rg BT 266.27 156.90 Td (Systems ) Tj ET Q q 0 0 0 rg BT 301.99 156.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 341.03 156.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 358.97 156.90 Td (had ) Tj ET Q q 0 0 0 rg BT 375.79 156.90 Td (a ) Tj ET Q q 0 0 0 rg BT 382.61 156.90 Td (significantly ) Tj ET Q q 0 0 0 rg BT 434.99 156.90 Td (higher ) Tj ET Q q 0 0 0 rg BT 462.92 156.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 479.17 156.90 Td (value ) Tj ET Q q 0 0 0 rg BT 503.21 156.90 Td (in ) Tj ET Q q 0 0 0 rg BT 513.37 156.90 Td (excess ) Tj ET Q q 0 0 0 rg BT 541.86 156.90 Td (of ) Tj ET Q q 0 0 0 rg BT 552.57 156.90 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 144.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 86.46 144.90 Td (value. ) Tj ET Q q 0 0 0 rg BT 113.77 144.90 Td (During ) Tj ET Q q 0 0 0 rg BT 145.25 144.90 Td (the ) Tj ET Q q 0 0 0 rg BT 160.62 144.90 Td (years ) Tj ET Q q 0 0 0 rg BT 184.86 144.90 Td (ended ) Tj ET Q q 0 0 0 rg BT 211.89 144.90 Td (December ) Tj ET Q q 0 0 0 rg BT 256.12 144.90 Td (31, ) Tj ET Q q 0 0 0 rg BT 271.77 144.90 Td (2014, ) Tj ET Q q 0 0 0 rg BT 297.42 144.90 Td (2013, ) Tj ET Q q 0 0 0 rg BT 323.07 144.90 Td (and ) Tj ET Q q 0 0 0 rg BT 340.66 144.90 Td (2012, ) Tj ET Q q 0 0 0 rg BT 366.31 144.90 Td (we ) Tj ET Q q 0 0 0 rg BT 381.12 144.90 Td (had ) Tj ET Q q 0 0 0 rg BT 398.71 144.90 Td (no ) Tj ET Q q 0 0 0 rg BT 411.86 144.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 461.10 144.90 Td (of ) Tj ET Q q 0 0 0 rg BT 472.58 144.90 Td (any ) Tj ET Q q 0 0 0 rg BT 490.17 144.90 Td (our ) Tj ET Q q 0 0 0 rg BT 506.65 144.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 546.46 144.90 Td (unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 132.90 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 88.06 132.90 Td (balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 120.90 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 108.90 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 108.90 Td (Projections of cash flows are based on our views ofrevenuegrowth rates, operating costs, anticipated future economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 96.90 Td (conditions, the appropriate discount rates relative to risk, and estimates of residual values and terminal values. ) Tj ET Q q 0 0 0 rg BT 492.74 96.90 Td (W) Tj ET Q q 0 0 0 rg BT 501.38 96.90 Td (e believe that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 84.90 Td (our estimates are consistent with assumptions that marketplace participants would use in their estimates of fair value. ) Tj ET Q q 0 0 0 rg BT 520.80 84.90 Td (The use ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.90 Td (of dif) Tj ET Q q 0 0 0 rg BT 71.76 72.90 Td (ferent estimates or assumptions for our projected discounted cash flows \(e.g.,revenuegrowth rates, future economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.90 Td (conditions, discount rates, and estimates of terminal values\) when determining the fair value of our reporting units could result ) Tj ET Q endstream endobj 125 0 obj <>] /Rotate 0 /Contents 126 0 R>> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (in dif) Tj ET Q q 0 0 0 rg BT 71.21 742.10 Td (ferent values and may result in a goodwill impairment char) Tj ET Q q 0 0 0 rg BT 307.34 742.10 Td (ge. ) Tj ET Q q 0 0 0 rg BT 321.23 742.10 Td (As a practice, the Company closely monitors any reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (units that do not have a significantly higher fair value in excess of their carrying value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 708.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.76 708.10 Td (following ) Tj ET Q q 0 0 0 rg BT 157.85 708.10 Td (table ) Tj ET Q q 0 0 0 rg BT 179.49 708.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 229.46 708.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.89 708.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 281.66 708.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 318.84 708.10 Td (in ) Tj ET Q q 0 0 0 rg BT 328.83 708.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 374.91 708.10 Td (with ) Tj ET Q q 0 0 0 rg BT 394.89 708.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.32 708.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 459.30 708.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.50 708.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 513.69 708.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.01 708.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 708.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.94 696.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.94 696.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 670.60 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 670.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 670.60 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 670.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 670.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 640.60 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 640.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 640.60 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 640.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 640.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 610.60 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 610.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 610.60 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 610.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 610.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 580.60 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 580.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 580.60 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 580.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 580.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 73.50 550.60 300.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 373.50 550.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 377.50 550.60 81.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.50 550.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.50 550.60 75.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 73.5 670.6 m 373.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 377.5 670.6 m 458.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 670.6 m 537.5 670.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 595.6 m 537.5 595.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 581.6 m 537.5 581.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 579.6 m 537.5 579.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 565.6 m 537.5 565.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 550.6 m 537.5 550.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 536.6 m 537.5 536.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462.5 534.6 m 537.5 534.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 182.10 675.28 Td (Company acquired) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 387.45 675.28 Td (Date acquired) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.05 675.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 660.27 Td (CurePet, Inc. \("CurePet"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.70 660.27 Td (January 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 660.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 660.27 Td (2,687) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 645.27 Td (HealthCare Magic Private Limited \("HealthCare Magic"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.05 645.27 Td (May 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 645.27 Td (5,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 630.27 Td (Vertex, Incorporated \("Vertex"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.10 630.27 Td (October 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 630.27 Td (27,728) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 615.27 Td (Oakstone Publishing, LLC \("Oakstone"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.70 615.27 Td (December 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 615.27 Td (28,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 600.27 Td (DCM Group Inc. \(d.b.a. i3 Software\) \("i3"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.70 600.27 Td (December 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.15 600.27 Td (3,700) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.20 585.27 Td (Total during 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 585.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 585.27 Td (68,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.00 555.27 Td (Qatarlyst \("Qatarlyst"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 555.27 Td (April 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 555.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 555.27 Td (11,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.20 540.27 Td (Total during 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.00 540.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.15 540.27 Td (11,136) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 499.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 477.10 Td (Changes ) Tj ET Q q 0 0 0 rg BT 135.94 477.10 Td (in ) Tj ET Q q 0 0 0 rg BT 146.22 477.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.93 477.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 196.75 477.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 229.24 477.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.07 477.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 278.13 477.10 Td (for ) Tj ET Q q 0 0 0 rg BT 292.29 477.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.01 477.10 Td (years ) Tj ET Q q 0 0 0 rg BT 330.61 477.10 Td (ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.98 477.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 415.57 477.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.57 477.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.01 477.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.01 477.10 Td ( ) Tj ET Q q 0 0 0 rg BT 477.51 477.10 Td (are ) Tj ET Q q 0 0 0 rg BT 492.21 477.10 Td (as ) Tj ET Q q 0 0 0 rg BT 503.04 477.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 405.60 352.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 405.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 405.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 405.60 78.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 50.50 390.60 352.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 402.50 390.60 78.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 480.50 390.60 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 484.50 390.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 375.60 352.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 375.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 375.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 375.60 78.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 50.50 360.60 352.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 402.50 360.60 78.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 480.50 360.60 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 484.50 360.60 78.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 420.6 m 480.5 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 420.6 m 562.5 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 405.6 m 480.5 405.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 405.6 m 484.5 405.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 405.6 m 562.5 405.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 405.6 m 480.5 405.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 405.6 m 484.5 405.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 405.6 m 562.5 405.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 360.6 m 480.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 360.6 m 484.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 360.6 m 562.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 360.6 m 480.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 346.6 m 480.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 344.6 m 480.5 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 360.6 m 484.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 346.6 m 484.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 344.6 m 484.5 344.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 360.6 m 562.5 360.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 346.6 m 562.5 346.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 344.6 m 562.5 344.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.90 435.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.00 425.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.90 435.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 425.28 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 410.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.55 410.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 395.27 Td (Beginning Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 395.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 395.27 Td (337,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 395.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 395.27 Td (326,748) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 380.27 Td (Additions, net \(see Note 3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 380.27 Td (68,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 380.27 Td (11,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 365.27 Td (Foreign currency translation adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 365.32 Td (\(3,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 365.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 365.32 Td (\(816) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 365.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 350.27 Td (Ending Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 350.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 350.27 Td (402,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 350.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 350.27 Td (337,068) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 312.10 Td (The ) Tj ET Q q 0 0 0 rg BT 118.70 312.10 Td (Company) Tj ET Q q 0 0 0 rg BT 160.37 312.10 Td (s ) Tj ET Q q 0 0 0 rg BT 168.41 312.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 234.21 312.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 261.69 312.10 Td (are ) Tj ET Q q 0 0 0 rg BT 278.06 312.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 323.30 312.10 Td (with ) Tj ET Q q 0 0 0 rg BT 345.23 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.61 312.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 404.08 312.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 422.11 312.10 Td (value ) Tj ET Q q 0 0 0 rg BT 447.92 312.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.40 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.77 312.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 525.35 312.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 103.36 300.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 137.28 300.10 Td (with ) Tj ET Q q 0 0 0 rg BT 157.32 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.79 300.10 Td (property ) Tj ET Q q 0 0 0 rg BT 207.93 300.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.62 300.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 259.64 300.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 300.22 300.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 332.45 300.10 Td (in ) Tj ET Q q 0 0 0 rg BT 341.99 300.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 380.90 300.10 Td (using ) Tj ET Q q 0 0 0 rg BT 404.83 300.10 Td (our ) Tj ET Q q 0 0 0 rg BT 420.41 300.10 Td (property ) Tj ET Q q 0 0 0 rg BT 456.55 300.10 Td (and ) Tj ET Q q 0 0 0 rg BT 473.24 300.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 508.27 300.10 Td (\("P&C"\) ) Tj ET Q q 0 0 0 rg BT 545.36 300.10 Td (data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.37 288.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.42 288.10 Td (with ) Tj ET Q q 0 0 0 rg BT 127.81 288.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 157.62 288.10 Td (lar) Tj ET Q q 0 0 0 rg BT 167.99 288.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 180.04 288.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 220.41 288.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 263.56 288.10 Td (using ) Tj ET Q q 0 0 0 rg BT 287.85 288.10 Td (our ) Tj ET Q q 0 0 0 rg BT 303.79 288.10 Td (client ) Tj ET Q q 0 0 0 rg BT 328.61 288.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 378.44 288.10 Td (management ) Tj ET Q q 0 0 0 rg BT 432.14 288.10 Td (\(CRM\) ) Tj ET Q q 0 0 0 rg BT 472.52 288.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 509.57 288.10 Td (in ) Tj ET Q q 0 0 0 rg BT 519.96 288.10 Td (the ) Tj ET Q q 0 0 0 rg BT 534.79 288.10 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 276.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 79.92 276.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 103.45 276.10 Td (to ) Tj ET Q q 0 0 0 rg BT 114.76 276.10 Td (these ) Tj ET Q q 0 0 0 rg BT 138.83 276.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 185.69 276.10 Td (business ) Tj ET Q q 0 0 0 rg BT 223.11 276.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 274.41 276.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 296.83 276.10 Td (had ) Tj ET Q q 0 0 0 rg BT 314.80 276.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 366.09 276.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 414.04 276.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 468.68 276.10 Td (with ) Tj ET Q q 0 0 0 rg BT 489.99 276.10 Td (these ) Tj ET Q q 0 0 0 rg BT 514.06 276.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 547.57 276.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 89.70 264.10 Td (clients. ) Tj ET Q q 0 0 0 rg BT 120.12 264.10 Td (The ) Tj ET Q q 0 0 0 rg BT 137.62 264.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 175.66 264.10 Td (are ) Tj ET Q q 0 0 0 rg BT 189.82 264.10 Td (renewable ) Tj ET Q q 0 0 0 rg BT 232.85 264.10 Td (at ) Tj ET Q q 0 0 0 rg BT 242.02 264.10 Td (little ) Tj ET Q q 0 0 0 rg BT 262.30 264.10 Td (or ) Tj ET Q q 0 0 0 rg BT 272.58 264.10 Td (no ) Tj ET Q q 0 0 0 rg BT 284.53 264.10 Td (cost, ) Tj ET Q q 0 0 0 rg BT 305.09 264.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.48 264.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 342.32 264.10 Td (intends ) Tj ET Q q 0 0 0 rg BT 373.15 264.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.88 264.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 419.27 264.10 Td (to ) Tj ET Q q 0 0 0 rg BT 429.00 264.10 Td (renew ) Tj ET Q q 0 0 0 rg BT 455.38 264.10 Td (these ) Tj ET Q q 0 0 0 rg BT 477.87 264.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 515.92 264.10 Td (indefinitely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.53 252.10 Td (has ) Tj ET Q q 0 0 0 rg BT 83.94 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 99.25 252.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 127.89 252.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.75 252.10 Td (do ) Tj ET Q q 0 0 0 rg BT 151.84 252.10 Td (so. ) Tj ET Q q 0 0 0 rg BT 166.10 252.10 Td (The ) Tj ET Q q 0 0 0 rg BT 184.73 252.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 232.24 252.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 279.76 252.10 Td (supporting ) Tj ET Q q 0 0 0 rg BT 325.63 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.93 252.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 364.03 252.10 Td (data ) Tj ET Q q 0 0 0 rg BT 383.77 252.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 424.61 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.14 252.10 Td (CRM ) Tj ET Q q 0 0 0 rg BT 467.46 252.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 504.98 252.10 Td (that ) Tj ET Q q 0 0 0 rg BT 523.06 252.10 Td (is ) Tj ET Q q 0 0 0 rg BT 532.82 252.10 Td (used ) Tj ET Q q 0 0 0 rg BT 554.24 252.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 81.44 240.10 Td (services ) Tj ET Q q 0 0 0 rg BT 117.31 240.10 Td (to ) Tj ET Q q 0 0 0 rg BT 128.76 240.10 Td (these ) Tj ET Q q 0 0 0 rg BT 152.98 240.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 186.63 240.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.74 240.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 246.17 240.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 278.44 240.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 308.77 240.10 Td (feasibly ) Tj ET Q q 0 0 0 rg BT 344.10 240.10 Td (be ) Tj ET Q q 0 0 0 rg BT 357.21 240.10 Td (ef) Tj ET Q q 0 0 0 rg BT 364.79 240.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 403.45 240.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 440.98 240.10 Td (in ) Tj ET Q q 0 0 0 rg BT 452.43 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.32 240.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 517.51 240.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 547.56 240.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.10 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 98.46 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.93 228.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 130.96 228.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 154.44 228.10 Td (forthcoming ) Tj ET Q q 0 0 0 rg BT 205.13 228.10 Td (from ) Tj ET Q q 0 0 0 rg BT 225.83 228.10 Td (these ) Tj ET Q q 0 0 0 rg BT 247.63 228.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 289.43 228.10 Td (are ) Tj ET Q q 0 0 0 rg BT 302.90 228.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 339.69 228.10 Td (to ) Tj ET Q q 0 0 0 rg BT 348.72 228.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 384.41 228.10 Td (indefinitely) Tj ET Q q 0 0 0 rg BT 429.86 228.10 Td (. ) Tj ET Q q 0 0 0 rg BT 433.53 228.10 Td (W) Tj ET Q q 0 0 0 rg BT 442.57 228.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 454.38 228.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 483.95 228.10 Td (to ) Tj ET Q q 0 0 0 rg BT 492.99 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 506.46 228.10 Td (determination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 216.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.29 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.47 216.10 Td (indefinite ) Tj ET Q q 0 0 0 rg BT 117.75 216.10 Td (life, ) Tj ET Q q 0 0 0 rg BT 136.53 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.71 216.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 193.56 216.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 239.83 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.01 216.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 293.50 216.10 Td (use ) Tj ET Q q 0 0 0 rg BT 309.79 216.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.09 216.10 Td (these ) Tj ET Q q 0 0 0 rg BT 344.59 216.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 387.54 216.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 416.33 216.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 456.51 216.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 502.77 216.10 Td (in ) Tj ET Q q 0 0 0 rg BT 513.51 216.10 Td (renewing ) Tj ET Q q 0 0 0 rg BT 553.67 216.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 204.10 Td (extending ) Tj ET Q q 0 0 0 rg BT 92.12 204.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 122.58 204.10 Td (arrangements, ) Tj ET Q q 0 0 0 rg BT 181.63 204.10 Td (and ) Tj ET Q q 0 0 0 rg BT 198.76 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.66 204.10 Td (ef) Tj ET Q q 0 0 0 rg BT 221.25 204.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 242.82 204.10 Td (of ) Tj ET Q q 0 0 0 rg BT 253.84 204.10 Td (competition, ) Tj ET Q q 0 0 0 rg BT 306.79 204.10 Td (and ) Tj ET Q q 0 0 0 rg BT 323.92 204.10 Td (concluded ) Tj ET Q q 0 0 0 rg BT 367.70 204.10 Td (that ) Tj ET Q q 0 0 0 rg BT 385.38 204.10 Td (there ) Tj ET Q q 0 0 0 rg BT 408.06 204.10 Td (were ) Tj ET Q q 0 0 0 rg BT 430.17 204.10 Td (no ) Tj ET Q q 0 0 0 rg BT 442.86 204.10 Td (indications ) Tj ET Q q 0 0 0 rg BT 489.43 204.10 Td (from ) Tj ET Q q 0 0 0 rg BT 511.56 204.10 Td (these ) Tj ET Q q 0 0 0 rg BT 534.79 204.10 Td (factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 192.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.77 192.10 Td (suggest ) Tj ET Q q 0 0 0 rg BT 93.76 192.10 Td (that ) Tj ET Q q 0 0 0 rg BT 111.74 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.95 192.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 165.47 192.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 192.90 192.10 Td (life ) Tj ET Q q 0 0 0 rg BT 209.21 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.53 192.10 Td (these ) Tj ET Q q 0 0 0 rg BT 244.07 192.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 283.72 192.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 337.81 192.10 Td (would ) Tj ET Q q 0 0 0 rg BT 365.80 192.10 Td (be ) Tj ET Q q 0 0 0 rg BT 378.23 192.10 Td (finite. ) Tj ET Q q 0 0 0 rg BT 404.60 192.10 Td (The ) Tj ET Q q 0 0 0 rg BT 423.14 192.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 465.02 192.10 Td (concluded ) Tj ET Q q 0 0 0 rg BT 509.10 192.10 Td (that ) Tj ET Q q 0 0 0 rg BT 527.09 192.10 Td (no ) Tj ET Q q 0 0 0 rg BT 540.08 192.10 Td (legal, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 180.10 Td (regulatory) Tj ET Q q 0 0 0 rg BT 90.44 180.10 Td (, ) Tj ET Q q 0 0 0 rg BT 94.49 180.10 Td (contractual, ) Tj ET Q q 0 0 0 rg BT 142.96 180.10 Td (or ) Tj ET Q q 0 0 0 rg BT 152.83 180.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 201.59 180.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 230.34 180.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 260.22 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.98 180.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 299.97 180.10 Td (life ) Tj ET Q q 0 0 0 rg BT 314.84 180.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.72 180.10 Td (these ) Tj ET Q q 0 0 0 rg BT 346.81 180.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 388.35 180.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 413.22 180.10 Td (and ) Tj ET Q q 0 0 0 rg BT 429.21 180.10 Td (therefore ) Tj ET Q q 0 0 0 rg BT 466.84 180.10 Td (their ) Tj ET Q q 0 0 0 rg BT 486.71 180.10 Td (life ) Tj ET Q q 0 0 0 rg BT 501.58 180.10 Td (was ) Tj ET Q q 0 0 0 rg BT 518.68 180.10 Td (considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 168.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.94 168.10 Td (be ) Tj ET Q q 0 0 0 rg BT 71.53 168.10 Td (indefinite, ) Tj ET Q q 0 0 0 rg BT 114.51 168.10 Td (and ) Tj ET Q q 0 0 0 rg BT 131.11 168.10 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 180.47 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.84 168.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 235.89 168.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 268.03 168.10 Td (these ) Tj ET Q q 0 0 0 rg BT 290.74 168.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 329.55 168.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 382.81 168.10 Td (to ) Tj ET Q q 0 0 0 rg BT 392.75 168.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 422.67 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.05 168.10 Td (same ) Tj ET Q q 0 0 0 rg BT 459.75 168.10 Td (for ) Tj ET Q q 0 0 0 rg BT 473.57 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.94 168.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 535.63 168.10 Td (future. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 156.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.60 156.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 85.53 156.10 Td (values ) Tj ET Q q 0 0 0 rg BT 114.13 156.10 Td (of ) Tj ET Q q 0 0 0 rg BT 125.51 156.10 Td (these ) Tj ET Q q 0 0 0 rg BT 149.11 156.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 213.80 156.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 256.85 156.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 283.23 156.10 Td (were ) Tj ET Q q 0 0 0 rg BT 305.71 156.10 Td (based ) Tj ET Q q 0 0 0 rg BT 331.53 156.10 Td (on ) Tj ET Q q 0 0 0 rg BT 344.58 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.85 156.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 395.12 156.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.50 156.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 452.88 156.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 473.70 156.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 495.08 156.10 Td (\(DCF\) ) Tj ET Q q 0 0 0 rg BT 533.12 156.10 Td (models ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 144.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 89.48 144.10 Td (out ) Tj ET Q q 0 0 0 rg BT 105.64 144.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 135.12 144.10 Td (to ) Tj ET Q q 0 0 0 rg BT 146.29 144.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 176.89 144.10 Td (years. ) Tj ET Q q 0 0 0 rg BT 203.87 144.10 Td (In ) Tj ET Q q 0 0 0 rg BT 215.59 144.10 Td (that ) Tj ET Q q 0 0 0 rg BT 233.97 144.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 299.00 144.10 Td (does ) Tj ET Q q 0 0 0 rg BT 320.71 144.10 Td (not ) Tj ET Q q 0 0 0 rg BT 336.88 144.10 Td (imply ) Tj ET Q q 0 0 0 rg BT 363.60 144.10 Td (an ) Tj ET Q q 0 0 0 rg BT 376.42 144.10 Td (infinite ) Tj ET Q q 0 0 0 rg BT 408.69 144.10 Td (life, ) Tj ET Q q 0 0 0 rg BT 427.90 144.10 Td (but ) Tj ET Q q 0 0 0 rg BT 444.06 144.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 470.76 144.10 Td (means ) Tj ET Q q 0 0 0 rg BT 499.69 144.10 Td (that ) Tj ET Q q 0 0 0 rg BT 518.07 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 533.68 144.10 Td (subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 132.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 90.46 132.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 145.37 132.10 Td (are ) Tj ET Q q 0 0 0 rg BT 161.38 132.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 200.71 132.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.30 132.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 242.76 132.10 Td (beyond ) Tj ET Q q 0 0 0 rg BT 276.00 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.02 132.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 341.35 132.10 Td (time ) Tj ET Q q 0 0 0 rg BT 362.92 132.10 Td (horizon, ) Tj ET Q q 0 0 0 rg BT 399.78 132.10 Td (we ) Tj ET Q q 0 0 0 rg BT 415.24 132.10 Td (utilized ) Tj ET Q q 0 0 0 rg BT 449.03 132.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 478.93 132.10 Td (to ) Tj ET Q q 0 0 0 rg BT 490.52 132.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 521.54 132.10 Td (year ) Tj ET Q q 0 0 0 rg BT 542.55 132.10 Td (DCF ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 120.10 Td (projections, ) Tj ET Q q 0 0 0 rg BT 100.13 120.10 Td (as ) Tj ET Q q 0 0 0 rg BT 111.65 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.06 120.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 167.46 120.10 Td (models ) Tj ET Q q 0 0 0 rg BT 199.54 120.10 Td (that ) Tj ET Q q 0 0 0 rg BT 217.73 120.10 Td (were ) Tj ET Q q 0 0 0 rg BT 240.35 120.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 272.98 120.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 310.04 120.10 Td (a ) Tj ET Q q 0 0 0 rg BT 317.68 120.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 346.96 120.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.93 120.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 388.34 120.10 Td (year ) Tj ET Q q 0 0 0 rg BT 408.74 120.10 Td (time ) Tj ET Q q 0 0 0 rg BT 429.71 120.10 Td (frame ) Tj ET Q q 0 0 0 rg BT 456.21 120.10 Td (to ) Tj ET Q q 0 0 0 rg BT 467.19 120.10 Td (be ) Tj ET Q q 0 0 0 rg BT 479.82 120.10 Td (an ) Tj ET Q q 0 0 0 rg BT 492.45 120.10 Td (indefinite ) Tj ET Q q 0 0 0 rg BT 533.96 120.10 Td (period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 108.10 Td (Indefinite-lived ) Tj ET Q q 0 0 0 rg BT 113.50 108.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 154.79 108.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 179.41 108.10 Td (are ) Tj ET Q q 0 0 0 rg BT 192.92 108.10 Td (not ) Tj ET Q q 0 0 0 rg BT 207.00 108.10 Td (amortized, ) Tj ET Q q 0 0 0 rg BT 250.78 108.10 Td (but ) Tj ET Q q 0 0 0 rg BT 264.85 108.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 289.47 108.10 Td (are ) Tj ET Q q 0 0 0 rg BT 302.97 108.10 Td (tested ) Tj ET Q q 0 0 0 rg BT 327.60 108.10 Td (for ) Tj ET Q q 0 0 0 rg BT 340.56 108.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 387.95 108.10 Td (annually) Tj ET Q q 0 0 0 rg BT 421.74 108.10 Td (. ) Tj ET Q q 0 0 0 rg BT 425.44 108.10 Td (W) Tj ET Q q 0 0 0 rg BT 434.08 108.10 Td (e ) Tj ET Q q 0 0 0 rg BT 439.82 108.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 473.32 108.10 Td (our ) Tj ET Q q 0 0 0 rg BT 487.95 108.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 515.91 108.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 96.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 79.01 96.10 Td (of ) Tj ET Q q 0 0 0 rg BT 89.69 96.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 153.69 96.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 196.03 96.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 221.70 96.10 Td (as ) Tj ET Q q 0 0 0 rg BT 232.38 96.10 Td (of ) Tj ET Q q 0 0 0 rg BT 243.06 96.10 Td (September30th ) Tj ET Q q 0 0 0 rg BT 308.45 96.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.13 96.10 Td (each ) Tj ET Q q 0 0 0 rg BT 339.79 96.10 Td (year) Tj ET Q q 0 0 0 rg BT 356.45 96.10 Td (. ) Tj ET Q q 0 0 0 rg BT 361.30 96.10 Td (During ) Tj ET Q q 0 0 0 rg BT 391.98 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.54 96.10 Td (years ) Tj ET Q q 0 0 0 rg BT 429.99 96.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.22 96.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 514.65 96.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 96.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 96.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 96.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 84.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.05 84.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.05 84.10 Td (, ) Tj ET Q q 0 0 0 rg BT 92.17 84.10 Td (we ) Tj ET Q q 0 0 0 rg BT 106.44 84.10 Td (had ) Tj ET Q q 0 0 0 rg BT 123.49 84.10 Td (no ) Tj ET Q q 0 0 0 rg BT 136.11 84.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 188.71 84.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.10 84.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.93 84.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 251.52 84.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 288.56 84.10 Td (of ) Tj ET Q q 0 0 0 rg BT 299.50 84.10 Td (our ) Tj ET Q q 0 0 0 rg BT 315.45 84.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 379.71 84.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 422.31 84.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 450.57 84.10 Td (W) Tj ET Q q 0 0 0 rg BT 459.20 84.10 Td (e ) Tj ET Q q 0 0 0 rg BT 466.26 84.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 501.08 84.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.91 84.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.10 Td (test ) Tj ET Q q 0 0 0 rg BT 66.84 72.10 Td (for ) Tj ET Q q 0 0 0 rg BT 81.45 72.10 Td (our ) Tj ET Q q 0 0 0 rg BT 97.72 72.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 162.32 72.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 205.26 72.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 231.54 72.10 Td (by ) Tj ET Q q 0 0 0 rg BT 244.49 72.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 290.20 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.37 72.10 Td (asset) Tj ET Q q 0 0 0 rg BT 327.58 72.10 Td (s ) Tj ET Q q 0 0 0 rg BT 334.42 72.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 351.25 72.10 Td (value ) Tj ET Q q 0 0 0 rg BT 375.85 72.10 Td (to ) Tj ET Q q 0 0 0 rg BT 386.58 72.10 Td (its ) Tj ET Q q 0 0 0 rg BT 398.98 72.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 435.24 72.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 461.70 72.10 Td (An ) Tj ET Q q 0 0 0 rg BT 476.87 72.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 525.92 72.10 Td (char) Tj ET Q q 0 0 0 rg BT 542.94 72.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 555.33 72.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 96.36 60.10 Td (if ) Tj ET Q q 0 0 0 rg BT 104.97 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.69 60.10 Td (asset) Tj ET Q q 0 0 0 rg BT 141.90 60.10 Td (s ) Tj ET Q q 0 0 0 rg BT 148.30 60.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 189.12 60.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 205.49 60.10 Td (value ) Tj ET Q q 0 0 0 rg BT 229.65 60.10 Td (is ) Tj ET Q q 0 0 0 rg BT 238.82 60.10 Td (less ) Tj ET Q q 0 0 0 rg BT 256.32 60.10 Td (than ) Tj ET Q q 0 0 0 rg BT 276.04 60.10 Td (its ) Tj ET Q q 0 0 0 rg BT 287.98 60.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 323.80 60.10 Td (value. ) Tj ET Q endstream endobj 127 0 obj <>] /Rotate 0 /Contents 128 0 R>> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (60) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 742.25 Td (Pur) Tj ET Q q 0 0 0 rg BT 114.93 742.25 Td (chased ) Tj ET Q q 0 0 0 rg BT 146.17 742.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 191.91 742.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.58 742.25 Td (Purchased ) Tj ET Q q 0 0 0 rg BT 272.03 742.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 314.37 742.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 340.06 742.25 Td (represent ) Tj ET Q q 0 0 0 rg BT 379.06 742.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.63 742.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 434.31 742.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 450.54 742.25 Td (value ) Tj ET Q q 0 0 0 rg BT 474.55 742.25 Td (of ) Tj ET Q q 0 0 0 rg BT 485.23 742.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 522.01 742.25 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 75.21 730.25 Td (from ) Tj ET Q q 0 0 0 rg BT 96.53 730.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.62 730.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 154.72 730.25 Td (that ) Tj ET Q q 0 0 0 rg BT 171.60 730.25 Td (we ) Tj ET Q q 0 0 0 rg BT 185.14 730.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 216.44 730.25 Td (in ) Tj ET Q q 0 0 0 rg BT 226.10 730.25 Td (the ) Tj ET Q q 0 0 0 rg BT 240.19 730.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 259.85 730.25 Td (and ) Tj ET Q q 0 0 0 rg BT 276.17 730.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 306.93 730.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 345.46 730.25 Td (in ) Tj ET Q q 0 0 0 rg BT 355.12 730.25 Td (which ) Tj ET Q q 0 0 0 rg BT 381.44 730.25 Td (we ) Tj ET Q q 0 0 0 rg BT 394.97 730.25 Td (operate. ) Tj ET Q q 0 0 0 rg BT 428.64 730.25 Td (These ) Tj ET Q q 0 0 0 rg BT 454.40 730.25 Td (purchased ) Tj ET Q q 0 0 0 rg BT 496.81 730.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 538.68 730.25 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (include ) Tj ET Q q 0 0 0 rg BT 82.77 718.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 122.75 718.25 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 179.69 718.25 Td (developed ) Tj ET Q q 0 0 0 rg BT 224.11 718.25 Td (technology) Tj ET Q q 0 0 0 rg BT 267.90 718.25 Td (, ) Tj ET Q q 0 0 0 rg BT 273.73 718.25 Td (informational ) Tj ET Q q 0 0 0 rg BT 331.49 718.25 Td (databases, ) Tj ET Q q 0 0 0 rg BT 375.64 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 393.41 718.25 Td (trademarks. ) Tj ET Q q 0 0 0 rg BT 443.42 718.25 Td (W) Tj ET Q q 0 0 0 rg BT 452.06 718.25 Td (e ) Tj ET Q q 0 0 0 rg BT 459.83 718.25 Td (amortize ) Tj ET Q q 0 0 0 rg BT 498.14 718.25 Td (these ) Tj ET Q q 0 0 0 rg BT 522.02 718.25 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 75.83 706.25 Td (on ) Tj ET Q q 0 0 0 rg BT 88.33 706.25 Td (a ) Tj ET Q q 0 0 0 rg BT 95.27 706.25 Td (straight-line ) Tj ET Q q 0 0 0 rg BT 146.09 706.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 168.59 706.25 Td (over ) Tj ET Q q 0 0 0 rg BT 188.86 706.25 Td (their ) Tj ET Q q 0 0 0 rg BT 209.68 706.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 250.50 706.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 277.44 706.25 Td (lives, ) Tj ET Q q 0 0 0 rg BT 301.33 706.25 Td (as ) Tj ET Q q 0 0 0 rg BT 312.16 706.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 668.75 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 668.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 640.75 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 640.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 612.75 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 612.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 668.75 m 500.5 668.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 668.75 m 556.5 668.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 686.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.35 686.43 Td (Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 672.48 Td (Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.00 672.48 Td (\(yrs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 659.32 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 659.32 Td (7-20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 645.32 Td (Developed technology) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 645.32 Td (3-12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 631.32 Td (Trademarks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 631.32 Td (3-15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 617.32 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 617.32 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 603.32 Td (Database) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 603.32 Td (10) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.25 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 93.04 577.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 118.87 577.25 Td (as ) Tj ET Q q 0 0 0 rg BT 129.70 577.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.53 577.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 199.12 577.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.12 577.25 Td ( ) Tj ET Q q 0 0 0 rg BT 221.62 577.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.55 577.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 297.14 577.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.14 577.25 Td (, ) Tj ET Q q 0 0 0 rg BT 322.14 577.25 Td (are ) Tj ET Q q 0 0 0 rg BT 336.85 577.25 Td (as ) Tj ET Q q 0 0 0 rg BT 347.68 577.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 499.75 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 499.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 499.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 499.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 471.75 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 471.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 471.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 471.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 443.75 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 443.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 443.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 443.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 415.75 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 415.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 415.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 415.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 387.75 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 387.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 387.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 387.75 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 359.75 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 359.75 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 359.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 359.75 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 551.75 m 488.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 551.75 m 562.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 551.75 m 488.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 527.75 m 488.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 551.75 m 562.5 551.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 527.75 m 562.5 527.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 513.75 m 488.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 513.75 m 492.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 513.75 m 562.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 415.75 m 488.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 415.75 m 562.5 415.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 387.75 m 488.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 387.75 m 562.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 374.75 m 488.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 372.75 m 488.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 374.75 m 562.5 374.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 372.75 m 562.5 372.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 332.75 m 488.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 330.75 m 488.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 332.75 m 562.5 332.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 330.75 m 562.5 330.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.40 556.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 532.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 532.43 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 518.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.50 518.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 504.32 Td (Finite-lived intangible assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 504.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 504.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 490.32 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 490.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 490.32 Td (66,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 490.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 490.32 Td (62,408) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 476.32 Td (Developed technology) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 476.32 Td (15,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 476.32 Td (14,630) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 462.32 Td (Trademarks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 462.32 Td (2,751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 462.32 Td (2,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 448.32 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 448.32 Td (751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 448.32 Td (538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 434.32 Td (Backlog) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 434.32 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 434.32 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 420.32 Td (Database) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 420.32 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 420.32 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 406.32 Td (Total intangibles) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 406.32 Td (86,301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 406.32 Td (80,574) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 392.32 Td (Accumulated amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.80 392.37 Td (\(36,930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 392.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 392.37 Td (\(29,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 392.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 378.32 Td (Finite-lived intangibles, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 378.32 Td (49,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 378.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 378.32 Td (50,734) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 350.32 Td (Indefinite-lived intangibles:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 350.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 350.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 336.32 Td (Customer/territorial relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 336.32 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 336.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 336.32 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 298.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 132.72 298.25 Td (T) Tj ET Q q 0 0 0 rg BT 138.47 298.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.80 298.25 Td ( ) Tj ET Q q 0 0 0 rg BT 168.86 298.25 Td (The ) Tj ET Q q 0 0 0 rg BT 186.62 298.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 227.72 298.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 259.94 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 274.37 298.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 296.03 298.25 Td (and ) Tj ET Q q 0 0 0 rg BT 312.68 298.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 346.01 298.25 Td (method ) Tj ET Q q 0 0 0 rg BT 378.22 298.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.77 298.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 434.86 298.25 Td (for ) Tj ET Q q 0 0 0 rg BT 448.73 298.25 Td (income ) Tj ET Q q 0 0 0 rg BT 480.38 298.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 503.15 298.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 539.80 298.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 298.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (pertinent ) Tj ET Q q 0 0 0 rg BT 88.58 286.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 127.71 286.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 155.74 286.25 Td (by ) Tj ET Q q 0 0 0 rg BT 168.77 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 184.03 286.25 Td (F) Tj ET Q q 0 0 0 rg BT 188.85 286.25 Td (ASB. ) Tj ET Q q 0 0 0 rg BT 213.83 286.25 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 252.40 286.25 Td (income ) Tj ET Q q 0 0 0 rg BT 284.86 286.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 308.44 286.25 Td (are ) Tj ET Q q 0 0 0 rg BT 323.69 286.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 361.70 286.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.51 286.25 Td (reflect ) Tj ET Q q 0 0 0 rg BT 401.08 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.33 286.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 431.58 286.25 Td (consequences ) Tj ET Q q 0 0 0 rg BT 489.59 286.25 Td (on ) Tj ET Q q 0 0 0 rg BT 502.62 286.25 Td (future ) Tj ET Q q 0 0 0 rg BT 529.54 286.25 Td (years ) Tj ET Q q 0 0 0 rg BT 553.67 286.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.25 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 274.25 Td (ferences ) Tj ET Q q 0 0 0 rg BT 97.43 274.25 Td (between ) Tj ET Q q 0 0 0 rg BT 133.94 274.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.35 274.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 164.76 274.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 187.96 274.25 Td (of ) Tj ET Q q 0 0 0 rg BT 199.48 274.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 226.01 274.25 Td (and ) Tj ET Q q 0 0 0 rg BT 243.64 274.25 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 286.55 274.25 Td (and ) Tj ET Q q 0 0 0 rg BT 304.18 274.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 345.14 274.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 363.90 274.25 Td (and ) Tj ET Q q 0 0 0 rg BT 381.53 274.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 396.94 274.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 422.90 274.25 Td (carry ) Tj ET Q q 0 0 0 rg BT 446.63 274.25 Td (forwards, ) Tj ET Q q 0 0 0 rg BT 487.87 274.25 Td (and ) Tj ET Q q 0 0 0 rg BT 505.50 274.25 Td (their ) Tj ET Q q 0 0 0 rg BT 527.02 274.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 89.83 262.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 126.89 262.25 Td (at ) Tj ET Q q 0 0 0 rg BT 137.28 262.25 Td (each ) Tj ET Q q 0 0 0 rg BT 158.77 262.25 Td (period ) Tj ET Q q 0 0 0 rg BT 187.49 262.25 Td (end ) Tj ET Q q 0 0 0 rg BT 205.10 262.25 Td (using ) Tj ET Q q 0 0 0 rg BT 229.94 262.25 Td (enacted ) Tj ET Q q 0 0 0 rg BT 263.64 262.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 279.03 262.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 301.08 262.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 339.79 262.25 Td (to ) Tj ET Q q 0 0 0 rg BT 350.74 262.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 376.13 262.25 Td (to ) Tj ET Q q 0 0 0 rg BT 387.08 262.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 419.13 262.25 Td (income ) Tj ET Q q 0 0 0 rg BT 451.73 262.25 Td (in ) Tj ET Q q 0 0 0 rg BT 462.68 262.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.07 262.25 Td (years ) Tj ET Q q 0 0 0 rg BT 502.34 262.25 Td (in ) Tj ET Q q 0 0 0 rg BT 513.30 262.25 Td (which ) Tj ET Q q 0 0 0 rg BT 540.91 262.25 Td (those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.25 Td (temporary ) Tj ET Q q 0 0 0 rg BT 93.14 250.25 Td (dif) Tj ET Q q 0 0 0 rg BT 104.07 250.25 Td (ferences ) Tj ET Q q 0 0 0 rg BT 139.42 250.25 Td (are ) Tj ET Q q 0 0 0 rg BT 153.68 250.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 191.26 250.25 Td (to ) Tj ET Q q 0 0 0 rg BT 201.09 250.25 Td (be ) Tj ET Q q 0 0 0 rg BT 212.57 250.25 Td (recovered ) Tj ET Q q 0 0 0 rg BT 254.04 250.25 Td (or ) Tj ET Q q 0 0 0 rg BT 264.41 250.25 Td (settled. ) Tj ET Q q 0 0 0 rg BT 295.07 250.25 Td (In ) Tj ET Q q 0 0 0 rg BT 305.44 250.25 Td (assessing ) Tj ET Q q 0 0 0 rg BT 344.71 250.25 Td (the ) Tj ET Q q 0 0 0 rg BT 358.98 250.25 Td (realizability ) Tj ET Q q 0 0 0 rg BT 408.78 250.25 Td (of ) Tj ET Q q 0 0 0 rg BT 419.16 250.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.43 250.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 468.78 250.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 483.04 250.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 510.92 250.25 Td (management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (considers ) Tj ET Q q 0 0 0 rg BT 90.75 238.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 125.95 238.25 Td (it ) Tj ET Q q 0 0 0 rg BT 134.49 238.25 Td (is ) Tj ET Q q 0 0 0 rg BT 144.14 238.25 Td (more ) Tj ET Q q 0 0 0 rg BT 167.67 238.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 193.43 238.25 Td (than ) Tj ET Q q 0 0 0 rg BT 213.63 238.25 Td (not ) Tj ET Q q 0 0 0 rg BT 229.40 238.25 Td (that ) Tj ET Q q 0 0 0 rg BT 247.38 238.25 Td (some ) Tj ET Q q 0 0 0 rg BT 271.47 238.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 303.34 238.25 Td (or ) Tj ET Q q 0 0 0 rg BT 314.66 238.25 Td (all ) Tj ET Q q 0 0 0 rg BT 327.64 238.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.95 238.25 Td (the ) Tj ET Q q 0 0 0 rg BT 354.15 238.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 390.44 238.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 405.65 238.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 431.96 238.25 Td (will ) Tj ET Q q 0 0 0 rg BT 450.50 238.25 Td (not ) Tj ET Q q 0 0 0 rg BT 466.26 238.25 Td (be ) Tj ET Q q 0 0 0 rg BT 478.69 238.25 Td (realized. ) Tj ET Q q 0 0 0 rg BT 515.15 238.25 Td (A) Tj ET Q q 0 0 0 rg BT 521.82 238.25 Td ( ) Tj ET Q q 0 0 0 rg BT 524.81 238.25 Td (valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 92.52 226.25 Td (is ) Tj ET Q q 0 0 0 rg BT 101.17 226.25 Td (recorded, ) Tj ET Q q 0 0 0 rg BT 140.63 226.25 Td (if ) Tj ET Q q 0 0 0 rg BT 148.73 226.25 Td (necessary) Tj ET Q q 0 0 0 rg BT 186.94 226.25 Td (, ) Tj ET Q q 0 0 0 rg BT 191.43 226.25 Td (for ) Tj ET Q q 0 0 0 rg BT 205.07 226.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.27 226.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 250.15 226.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.46 226.25 Td (the ) Tj ET Q q 0 0 0 rg BT 274.66 226.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 309.95 226.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 324.16 226.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 349.47 226.25 Td (that ) Tj ET Q q 0 0 0 rg BT 366.45 226.25 Td (are ) Tj ET Q q 0 0 0 rg BT 380.64 226.25 Td (not ) Tj ET Q q 0 0 0 rg BT 395.41 226.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 432.92 226.25 Td (to ) Tj ET Q q 0 0 0 rg BT 442.69 226.25 Td (be ) Tj ET Q q 0 0 0 rg BT 454.11 226.25 Td (realized ) Tj ET Q q 0 0 0 rg BT 487.73 226.25 Td (based ) Tj ET Q q 0 0 0 rg BT 512.49 226.25 Td (on ) Tj ET Q q 0 0 0 rg BT 524.47 226.25 Td (the ) Tj ET Q q 0 0 0 rg BT 538.67 226.25 Td (levels ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.15 214.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 101.17 214.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 132.86 214.25 Td (income ) Tj ET Q q 0 0 0 rg BT 165.11 214.25 Td (and ) Tj ET Q q 0 0 0 rg BT 182.37 214.25 Td (projections ) Tj ET Q q 0 0 0 rg BT 229.62 214.25 Td (for ) Tj ET Q q 0 0 0 rg BT 244.09 214.25 Td (future ) Tj ET Q q 0 0 0 rg BT 270.79 214.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 302.48 214.25 Td (income ) Tj ET Q q 0 0 0 rg BT 334.73 214.25 Td (over ) Tj ET Q q 0 0 0 rg BT 355.31 214.25 Td (the ) Tj ET Q q 0 0 0 rg BT 370.34 214.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 402.60 214.25 Td (in ) Tj ET Q q 0 0 0 rg BT 413.19 214.25 Td (which ) Tj ET Q q 0 0 0 rg BT 440.45 214.25 Td (the ) Tj ET Q q 0 0 0 rg BT 455.48 214.25 Td (temporary ) Tj ET Q q 0 0 0 rg BT 499.39 214.25 Td (dif) Tj ET Q q 0 0 0 rg BT 510.32 214.25 Td (ferences ) Tj ET Q q 0 0 0 rg BT 546.44 214.25 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.25 Td (be ) Tj ET Q q 0 0 0 rg BT 61.94 202.25 Td (deductible.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 180.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.49 180.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.32 180.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 189.26 180.25 Td (the ) Tj ET Q q 0 0 0 rg BT 203.41 180.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 247.02 180.25 Td (of ) Tj ET Q q 0 0 0 rg BT 257.30 180.25 Td (F) Tj ET Q q 0 0 0 rg BT 262.12 180.25 Td (ASB ) Tj ET Q q 0 0 0 rg BT 283.51 180.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 329.32 180.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 367.36 180.25 Td (on ) Tj ET Q q 0 0 0 rg BT 379.30 180.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 425.11 180.25 Td (for ) Tj ET Q q 0 0 0 rg BT 438.71 180.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 477.85 180.25 Td (income ) Tj ET Q q 0 0 0 rg BT 509.23 180.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 523.39 180.25 Td (positions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 168.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.19 168.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 104.94 168.25 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 135.47 168.25 Td (a ) Tj ET Q q 0 0 0 rg BT 141.55 168.25 Td (two-step ) Tj ET Q q 0 0 0 rg BT 177.64 168.25 Td (approach ) Tj ET Q q 0 0 0 rg BT 215.93 168.25 Td (for ) Tj ET Q q 0 0 0 rg BT 229.24 168.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 272.54 168.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 286.40 168.25 Td (positions. ) Tj ET Q q 0 0 0 rg BT 326.67 168.25 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 377.20 168.25 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 404.39 168.25 Td (1\) ) Tj ET Q q 0 0 0 rg BT 418.81 168.25 Td (occurs ) Tj ET Q q 0 0 0 rg BT 446.56 168.25 Td (when ) Tj ET Q q 0 0 0 rg BT 469.87 168.25 Td (an ) Tj ET Q q 0 0 0 rg BT 480.95 168.25 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 522.02 168.25 Td (concludes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 156.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.88 156.25 Td (a ) Tj ET Q q 0 0 0 rg BT 75.20 156.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 90.30 156.25 Td (position, ) Tj ET Q q 0 0 0 rg BT 127.91 156.25 Td (based ) Tj ET Q q 0 0 0 rg BT 153.56 156.25 Td (solely ) Tj ET Q q 0 0 0 rg BT 180.33 156.25 Td (on ) Tj ET Q q 0 0 0 rg BT 193.22 156.25 Td (its ) Tj ET Q q 0 0 0 rg BT 205.55 156.25 Td (technical ) Tj ET Q q 0 0 0 rg BT 244.52 156.25 Td (merits ) Tj ET Q q 0 0 0 rg BT 272.40 156.25 Td (is ) Tj ET Q q 0 0 0 rg BT 281.95 156.25 Td (more ) Tj ET Q q 0 0 0 rg BT 305.38 156.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 331.04 156.25 Td (than ) Tj ET Q q 0 0 0 rg BT 351.14 156.25 Td (not ) Tj ET Q q 0 0 0 rg BT 366.80 156.25 Td (to ) Tj ET Q q 0 0 0 rg BT 377.46 156.25 Td (be ) Tj ET Q q 0 0 0 rg BT 389.78 156.25 Td (sustained ) Tj ET Q q 0 0 0 rg BT 429.88 156.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 452.77 156.25 Td (examination. ) Tj ET Q q 0 0 0 rg BT 507.58 156.25 Td (Measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 144.25 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 77.67 144.25 Td (2\) ) Tj ET Q q 0 0 0 rg BT 92.56 144.25 Td (is ) Tj ET Q q 0 0 0 rg BT 101.35 144.25 Td (only ) Tj ET Q q 0 0 0 rg BT 121.26 144.25 Td (addressed ) Tj ET Q q 0 0 0 rg BT 162.81 144.25 Td (if ) Tj ET Q q 0 0 0 rg BT 171.04 144.25 Td (Step ) Tj ET Q q 0 0 0 rg BT 190.94 144.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 198.06 144.25 Td (has ) Tj ET Q q 0 0 0 rg BT 213.52 144.25 Td (been ) Tj ET Q q 0 0 0 rg BT 234.52 144.25 Td (satisfied. ) Tj ET Q q 0 0 0 rg BT 272.46 144.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 299.58 144.25 Td (Step ) Tj ET Q q 0 0 0 rg BT 319.48 144.25 Td (2, ) Tj ET Q q 0 0 0 rg BT 329.10 144.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.44 144.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 357.78 144.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 387.67 144.25 Td (is ) Tj ET Q q 0 0 0 rg BT 396.46 144.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 436.90 144.25 Td (at ) Tj ET Q q 0 0 0 rg BT 446.24 144.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.58 144.25 Td (lar) Tj ET Q q 0 0 0 rg BT 470.95 144.25 Td (gest ) Tj ET Q q 0 0 0 rg BT 489.18 144.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 521.30 144.25 Td (of ) Tj ET Q q 0 0 0 rg BT 531.75 144.25 Td (benefit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 132.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 98.20 132.25 Td (on ) Tj ET Q q 0 0 0 rg BT 111.41 132.25 Td (a ) Tj ET Q q 0 0 0 rg BT 119.07 132.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 166.71 132.25 Td (probability ) Tj ET Q q 0 0 0 rg BT 213.81 132.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 237.03 132.25 Td (that ) Tj ET Q q 0 0 0 rg BT 255.24 132.25 Td (is ) Tj ET Q q 0 0 0 rg BT 265.13 132.25 Td (more ) Tj ET Q q 0 0 0 rg BT 288.89 132.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 314.88 132.25 Td (than ) Tj ET Q q 0 0 0 rg BT 335.32 132.25 Td (not ) Tj ET Q q 0 0 0 rg BT 351.31 132.25 Td (to ) Tj ET Q q 0 0 0 rg BT 362.31 132.25 Td (be ) Tj ET Q q 0 0 0 rg BT 374.96 132.25 Td (realized ) Tj ET Q q 0 0 0 rg BT 409.82 132.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 433.04 132.25 Td (final ) Tj ET Q q 0 0 0 rg BT 454.58 132.25 Td (settlement. ) Tj ET Q q 0 0 0 rg BT 500.68 132.25 Td (As ) Tj ET Q q 0 0 0 rg BT 515.01 132.25 Td (used ) Tj ET Q q 0 0 0 rg BT 536.56 132.25 Td (in ) Tj ET Q q 0 0 0 rg BT 547.56 132.25 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 120.25 Td (context, ) Tj ET Q q 0 0 0 rg BT 84.43 120.25 Td (the ) Tj ET Q q 0 0 0 rg BT 99.15 120.25 Td (term ) Tj ET Q q 0 0 0 rg BT 119.98 120.25 Td (more ) Tj ET Q q 0 0 0 rg BT 147.46 120.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 172.73 120.25 Td (than ) Tj ET Q q 0 0 0 rg BT 192.45 120.25 Td (not ) Tj ET Q q 0 0 0 rg BT 212.17 120.25 Td (is ) Tj ET Q q 0 0 0 rg BT 221.34 120.25 Td (interpreted ) Tj ET Q q 0 0 0 rg BT 267.15 120.25 Td (to ) Tj ET Q q 0 0 0 rg BT 277.43 120.25 Td (mean ) Tj ET Q q 0 0 0 rg BT 301.58 120.25 Td (that ) Tj ET Q q 0 0 0 rg BT 319.08 120.25 Td (the ) Tj ET Q q 0 0 0 rg BT 333.79 120.25 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 376.85 120.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.68 120.25 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 434.03 120.25 Td (is ) Tj ET Q q 0 0 0 rg BT 443.20 120.25 Td (greater ) Tj ET Q q 0 0 0 rg BT 473.45 120.25 Td (than ) Tj ET Q q 0 0 0 rg BT 493.17 120.25 Td (50%.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 98.25 Td (For) Tj ET Q q 0 0 0 rg BT 114.37 98.25 Td (eign ) Tj ET Q q 0 0 0 rg BT 136.44 98.25 Td (Curr) Tj ET Q q 0 0 0 rg BT 157.92 98.25 Td (ency ) Tj ET Q q 0 0 0 rg BT 181.35 98.25 Td (T) Tj ET Q q 0 0 0 rg BT 187.28 98.25 Td (ranslation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.62 98.25 Td (The ) Tj ET Q q 0 0 0 rg BT 260.47 98.25 Td (functional ) Tj ET Q q 0 0 0 rg BT 305.31 98.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 344.58 98.25 Td (for ) Tj ET Q q 0 0 0 rg BT 360.55 98.25 Td (the ) Tj ET Q q 0 0 0 rg BT 377.06 98.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 425.94 98.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 459.12 98.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 510.64 98.25 Td (in ) Tj ET Q q 0 0 0 rg BT 522.72 98.25 Td (India ) Tj ET Q q 0 0 0 rg BT 547.56 98.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 86.25 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 94.19 86.25 Td (is ) Tj ET Q q 0 0 0 rg BT 104.50 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.36 86.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 141.78 86.25 Td (dollar ) Tj ET Q q 0 0 0 rg BT 168.75 86.25 Td (because ) Tj ET Q q 0 0 0 rg BT 204.04 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.90 86.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 267.96 86.25 Td (property ) Tj ET Q q 0 0 0 rg BT 305.48 86.25 Td (research ) Tj ET Q q 0 0 0 rg BT 342.43 86.25 Td (and ) Tj ET Q q 0 0 0 rg BT 360.51 86.25 Td (development ) Tj ET Q q 0 0 0 rg BT 415.80 86.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 455.54 86.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 494.73 86.25 Td (by ) Tj ET Q q 0 0 0 rg BT 508.37 86.25 Td (its ) Tj ET Q q 0 0 0 rg BT 521.46 86.25 Td (Singapore ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 74.25 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 90.46 74.25 Td (, ) Tj ET Q q 0 0 0 rg BT 94.57 74.25 Td (and ) Tj ET Q q 0 0 0 rg BT 110.62 74.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.45 74.25 Td (product ) Tj ET Q q 0 0 0 rg BT 156.61 74.25 Td (development ) Tj ET Q q 0 0 0 rg BT 209.88 74.25 Td (and ) Tj ET Q q 0 0 0 rg BT 225.93 74.25 Td (information ) Tj ET Q q 0 0 0 rg BT 274.75 74.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 320.80 74.25 Td (enabled ) Tj ET Q q 0 0 0 rg BT 353.50 74.25 Td (services ) Tj ET Q q 0 0 0 rg BT 387.32 74.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 425.04 74.25 Td (for ) Tj ET Q q 0 0 0 rg BT 438.31 74.25 Td (the ) Tj ET Q q 0 0 0 rg BT 452.14 74.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 492.07 74.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 526.46 74.25 Td (provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 62.25 Td (by ) Tj ET Q q 0 0 0 rg BT 62.50 62.25 Td (its ) Tj ET Q q 0 0 0 rg BT 74.45 62.25 Td (India ) Tj ET Q q 0 0 0 rg BT 97.50 62.25 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 137.95 62.25 Td (, ) Tj ET Q q 0 0 0 rg BT 142.95 62.25 Td (both ) Tj ET Q q 0 0 0 rg BT 163.23 62.25 Td (in ) Tj ET Q q 0 0 0 rg BT 173.51 62.25 Td (support ) Tj ET Q q 0 0 0 rg BT 206.01 62.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.84 62.25 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 243.92 62.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 284.18 62.25 Td (divisions ) Tj ET Q q 0 0 0 rg BT 322.80 62.25 Td (across ) Tj ET Q q 0 0 0 rg BT 350.29 62.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.01 62.25 Td (world, ) Tj ET Q q 0 0 0 rg BT 393.34 62.25 Td (are ) Tj ET Q q 0 0 0 rg BT 408.05 62.25 Td (transacted ) Tj ET Q q 0 0 0 rg BT 451.08 62.25 Td (in ) Tj ET Q q 0 0 0 rg BT 461.36 62.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 481.64 62.25 Td (dollars.) Tj ET Q endstream endobj 129 0 obj <>] /Rotate 0 /Contents 130 0 R>> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.93 742.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 131.85 742.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 168.21 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.92 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.52 742.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 237.48 742.10 Td (other ) Tj ET Q q 0 0 0 rg BT 259.40 742.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 289.66 742.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 338.26 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 346.31 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.91 742.10 Td (local ) Tj ET Q q 0 0 0 rg BT 380.72 742.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 417.08 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.79 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 440.39 742.10 Td (country ) Tj ET Q q 0 0 0 rg BT 472.32 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 481.47 742.10 Td (which ) Tj ET Q q 0 0 0 rg BT 507.29 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.89 742.10 Td (subsidiary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (operates. ) Tj ET Q q 0 0 0 rg BT 88.85 730.10 Td (The ) Tj ET Q q 0 0 0 rg BT 107.67 730.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 134.27 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 151.99 730.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.48 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 204.08 730.10 Td (these ) Tj ET Q q 0 0 0 rg BT 227.90 730.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 260.05 730.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 310.54 730.10 Td (are ) Tj ET Q q 0 0 0 rg BT 326.02 730.10 Td (translated ) Tj ET Q q 0 0 0 rg BT 368.16 730.10 Td (into ) Tj ET Q q 0 0 0 rg BT 386.99 730.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 408.05 730.10 Td (dollars ) Tj ET Q q 0 0 0 rg BT 438.54 730.10 Td (at ) Tj ET Q q 0 0 0 rg BT 449.03 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.52 730.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 486.67 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.27 730.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 539.30 730.10 Td (at ) Tj ET Q q 0 0 0 rg BT 549.79 730.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.06 718.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 106.13 718.10 Td (dates. ) Tj ET Q q 0 0 0 rg BT 131.70 718.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 164.21 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.18 718.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 215.91 718.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 253.42 718.10 Td (are ) Tj ET Q q 0 0 0 rg BT 268.16 718.10 Td (translated ) Tj ET Q q 0 0 0 rg BT 309.55 718.10 Td (at ) Tj ET Q q 0 0 0 rg BT 319.30 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.04 718.10 Td (average ) Tj ET Q q 0 0 0 rg BT 367.65 718.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 407.93 718.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 429.33 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 439.64 718.10 Td (ef) Tj ET Q q 0 0 0 rg BT 447.22 718.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 464.74 718.10 Td (during ) Tj ET Q q 0 0 0 rg BT 493.37 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.11 718.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 538.69 718.10 Td (Gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.38 706.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 94.20 706.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 132.14 706.10 Td (from ) Tj ET Q q 0 0 0 rg BT 154.51 706.10 Td (translation ) Tj ET Q q 0 0 0 rg BT 199.66 706.10 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 250.37 706.10 Td (are ) Tj ET Q q 0 0 0 rg BT 265.52 706.10 Td (included ) Tj ET Q q 0 0 0 rg BT 302.89 706.10 Td (as ) Tj ET Q q 0 0 0 rg BT 314.15 706.10 Td (a ) Tj ET Q q 0 0 0 rg BT 321.53 706.10 Td (component ) Tj ET Q q 0 0 0 rg BT 368.90 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.17 706.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 433.63 706.10 Td (other ) Tj ET Q q 0 0 0 rg BT 457.11 706.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 520.58 706.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 539.08 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 706.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 111.82 694.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 165.87 694.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 199.91 694.10 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 230.36 694.10 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 264.97 694.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 306.24 694.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 353.62 694.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 378.23 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.18 694.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 423.58 694.10 Td (that ) Tj ET Q q 0 0 0 rg BT 442.08 694.10 Td (are ) Tj ET Q q 0 0 0 rg BT 457.80 694.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 491.29 694.10 Td (from ) Tj ET Q q 0 0 0 rg BT 514.24 694.10 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 104.15 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 114.43 682.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.37 682.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 158.84 682.10 Td (other ) Tj ET Q q 0 0 0 rg BT 181.89 682.10 Td (than ) Tj ET Q q 0 0 0 rg BT 201.61 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.32 682.10 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 265.63 682.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 308.67 682.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 346.14 682.10 Td (are ) Tj ET Q q 0 0 0 rg BT 360.85 682.10 Td (included ) Tj ET Q q 0 0 0 rg BT 397.78 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 408.06 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.78 682.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 480.82 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 491.65 682.10 Td (net ) Tj ET Q q 0 0 0 rg BT 506.36 682.10 Td (income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 660.10 Td (Advertising) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.00 660.10 Td (Advertising ) Tj ET Q q 0 0 0 rg BT 208.57 660.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 230.91 660.10 Td (are ) Tj ET Q q 0 0 0 rg BT 245.47 660.10 Td (expensed ) Tj ET Q q 0 0 0 rg BT 285.03 660.10 Td (as ) Tj ET Q q 0 0 0 rg BT 295.70 660.10 Td (incurred. ) Tj ET Q q 0 0 0 rg BT 333.35 660.10 Td (Advertising ) Tj ET Q q 0 0 0 rg BT 382.92 660.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 405.26 660.10 Td (amounted ) Tj ET Q q 0 0 0 rg BT 447.05 660.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.17 660.10 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 477.02 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.91 660.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.76 660.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 530.61 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 660.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.26 648.10 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 87.58 648.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.47 648.10 Td ( ) Tj ET Q q 0 0 0 rg BT 119.30 648.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.90 648.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.90 648.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.22 648.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.22 648.10 Td (, ) Tj ET Q q 0 0 0 rg BT 180.54 648.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.80 648.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.80 648.10 Td (, ) Tj ET Q q 0 0 0 rg BT 223.13 648.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 270.79 648.10 Td (, ) Tj ET Q q 0 0 0 rg BT 276.11 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.37 648.10 Td (are ) Tj ET Q q 0 0 0 rg BT 308.40 648.10 Td (included ) Tj ET Q q 0 0 0 rg BT 345.65 648.10 Td (in ) Tj ET Q q 0 0 0 rg BT 356.25 648.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 378.52 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.78 648.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 439.14 648.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 478.06 648.10 Td (in ) Tj ET Q q 0 0 0 rg BT 488.66 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 503.70 648.10 Td (accompanying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 105.27 636.10 Td (Statements ) Tj ET Q q 0 0 0 rg BT 151.66 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 162.49 636.10 Td (Income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 614.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 123.43 614.10 Td (Commissions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.87 614.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 225.06 614.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 247.26 614.10 Td (commission ) Tj ET Q q 0 0 0 rg BT 298.36 614.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 318.34 614.10 Td (with ) Tj ET Q q 0 0 0 rg BT 338.88 614.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 369.95 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.49 614.10 Td (subscription-based ) Tj ET Q q 0 0 0 rg BT 458.24 614.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 496.54 614.10 Td (are ) Tj ET Q q 0 0 0 rg BT 511.50 614.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 547.57 614.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 106.21 602.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 150.18 602.10 Td (into ) Tj ET Q q 0 0 0 rg BT 169.73 602.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 211.48 602.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 251.57 602.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 283.33 602.10 Td (over ) Tj ET Q q 0 0 0 rg BT 305.09 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.29 602.10 Td (term ) Tj ET Q q 0 0 0 rg BT 343.61 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.93 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 372.14 602.10 Td (related ) Tj ET Q q 0 0 0 rg BT 403.33 602.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 443.98 602.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 496.86 602.10 Td (contracts. ) Tj ET Q q 0 0 0 rg BT 538.56 602.10 Td (As ) Tj ET Q q 0 0 0 rg BT 553.67 602.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.46 590.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.46 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 130.84 590.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.66 590.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.66 590.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.54 590.10 Td ($398 ) Tj ET Q q 0 0 0 rg BT 194.92 590.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.03 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 233.41 590.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.23 590.10 Td ($434 ) Tj ET Q q 0 0 0 rg BT 272.60 590.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.71 590.10 Td (, ) Tj ET Q q 0 0 0 rg BT 313.59 590.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 361.25 590.10 Td (, ) Tj ET Q q 0 0 0 rg BT 366.13 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 376.84 590.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 398.66 590.10 Td (commissions ) Tj ET Q q 0 0 0 rg BT 453.27 590.10 Td (were ) Tj ET Q q 0 0 0 rg BT 475.07 590.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 510.76 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.58 590.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.24 578.10 Td (other ) Tj ET Q q 0 0 0 rg BT 83.25 578.10 Td (current ) Tj ET Q q 0 0 0 rg BT 114.03 578.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 139.82 578.10 Td (on ) Tj ET Q q 0 0 0 rg BT 152.29 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.97 578.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 227.74 578.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 282.98 578.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 317.64 578.10 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 348.72 578.10 Td (During ) Tj ET Q q 0 0 0 rg BT 379.51 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.19 578.10 Td (years ) Tj ET Q q 0 0 0 rg BT 417.75 578.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.09 578.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 502.64 578.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.64 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 525.10 578.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.00 578.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 578.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.70 566.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 106.06 566.10 Td (amortized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.53 566.10 Td ($913 ) Tj ET Q q 0 0 0 rg BT 171.01 566.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.11 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.59 566.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.51 566.10 Td ($915 ) Tj ET Q q 0 0 0 rg BT 248.99 566.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.10 566.10 Td (, ) Tj ET Q q 0 0 0 rg BT 290.08 566.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 337.74 566.10 Td (, ) Tj ET Q q 0 0 0 rg BT 342.72 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.54 566.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 398.23 566.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 434.02 566.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 455.94 566.10 Td (commissions ) Tj ET Q q 0 0 0 rg BT 510.64 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.56 566.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.10 Td (this ) Tj ET Q q 0 0 0 rg BT 66.95 554.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 101.66 554.10 Td (in ) Tj ET Q q 0 0 0 rg BT 111.93 554.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 133.87 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.81 554.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 193.85 554.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 216.35 554.10 Td (on ) Tj ET Q q 0 0 0 rg BT 228.85 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.57 554.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 304.38 554.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 359.65 554.10 Td (Statements ) Tj ET Q q 0 0 0 rg BT 406.04 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.87 554.10 Td (Income. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 532.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 109.37 532.10 Td (operty ) Tj ET Q q 0 0 0 rg BT 138.99 532.10 Td (and ) Tj ET Q q 0 0 0 rg BT 156.97 532.10 Td (Equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.76 532.10 Td (Property ) Tj ET Q q 0 0 0 rg BT 251.06 532.10 Td (and ) Tj ET Q q 0 0 0 rg BT 267.35 532.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 311.42 532.10 Td (is ) Tj ET Q q 0 0 0 rg BT 319.94 532.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 345.12 532.10 Td (at ) Tj ET Q q 0 0 0 rg BT 354.20 532.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 372.16 532.10 Td (less ) Tj ET Q q 0 0 0 rg BT 389.01 532.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 441.40 532.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 492.67 532.10 Td (and ) Tj ET Q q 0 0 0 rg BT 508.97 532.10 Td (amortization. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 105.17 520.10 Td (and ) Tj ET Q q 0 0 0 rg BT 123.14 520.10 Td (amortization ) Tj ET Q q 0 0 0 rg BT 177.21 520.10 Td (are ) Tj ET Q q 0 0 0 rg BT 192.95 520.10 Td (computed ) Tj ET Q q 0 0 0 rg BT 235.92 520.10 Td (using ) Tj ET Q q 0 0 0 rg BT 261.12 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.87 520.10 Td (straight-line ) Tj ET Q q 0 0 0 rg BT 328.73 520.10 Td (method ) Tj ET Q q 0 0 0 rg BT 362.25 520.10 Td (over ) Tj ET Q q 0 0 0 rg BT 383.55 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 399.30 520.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 426.17 520.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 468.02 520.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 495.99 520.10 Td (lives. ) Tj ET Q q 0 0 0 rg BT 520.91 520.10 Td (Leasehold ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 109.89 508.10 Td (are ) Tj ET Q q 0 0 0 rg BT 124.77 508.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 167.42 508.10 Td (over ) Tj ET Q q 0 0 0 rg BT 187.86 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 202.75 508.10 Td (shorter ) Tj ET Q q 0 0 0 rg BT 233.19 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 244.20 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.09 508.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 297.29 508.10 Td (life ) Tj ET Q q 0 0 0 rg BT 313.29 508.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.29 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 339.18 508.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 399.07 508.10 Td (or ) Tj ET Q q 0 0 0 rg BT 410.07 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.96 508.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 468.18 508.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 490.84 508.10 Td (term. ) Tj ET Q q 0 0 0 rg BT 514.34 508.10 Td (Repairs ) Tj ET Q q 0 0 0 rg BT 547.56 508.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 103.90 496.10 Td (are ) Tj ET Q q 0 0 0 rg BT 119.48 496.10 Td (char) Tj ET Q q 0 0 0 rg BT 136.50 496.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 154.31 496.10 Td (to ) Tj ET Q q 0 0 0 rg BT 165.46 496.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 201.04 496.10 Td (as ) Tj ET Q q 0 0 0 rg BT 212.74 496.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 249.43 496.10 Td (and ) Tj ET Q q 0 0 0 rg BT 267.24 496.10 Td (major ) Tj ET Q q 0 0 0 rg BT 293.94 496.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 354.52 496.10 Td (that ) Tj ET Q q 0 0 0 rg BT 372.89 496.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 402.92 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.50 496.10 Td (life ) Tj ET Q q 0 0 0 rg BT 435.20 496.10 Td (of ) Tj ET Q q 0 0 0 rg BT 446.90 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.49 496.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 485.30 496.10 Td (are ) Tj ET Q q 0 0 0 rg BT 500.88 496.10 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 547.56 496.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (depreciated ) Tj ET Q q 0 0 0 rg BT 98.23 484.10 Td (over ) Tj ET Q q 0 0 0 rg BT 118.14 484.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.51 484.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 170.19 484.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 212.88 484.10 Td (life ) Tj ET Q q 0 0 0 rg BT 228.35 484.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.83 484.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.20 484.10 Td (related ) Tj ET Q q 0 0 0 rg BT 282.55 484.10 Td (asset. ) Tj ET Q q 0 0 0 rg BT 306.64 484.10 Td (Gains ) Tj ET Q q 0 0 0 rg BT 332.11 484.10 Td (and ) Tj ET Q q 0 0 0 rg BT 348.70 484.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 374.74 484.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 411.88 484.10 Td (from ) Tj ET Q q 0 0 0 rg BT 433.47 484.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 455.06 484.10 Td (or ) Tj ET Q q 0 0 0 rg BT 465.54 484.10 Td (retirements ) Tj ET Q q 0 0 0 rg BT 512.67 484.10 Td (are ) Tj ET Q q 0 0 0 rg BT 527.02 484.10 Td (recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.20 472.10 Td (incurred, ) Tj ET Q q 0 0 0 rg BT 99.89 472.10 Td (at ) Tj ET Q q 0 0 0 rg BT 109.98 472.10 Td (which ) Tj ET Q q 0 0 0 rg BT 137.29 472.10 Td (time ) Tj ET Q q 0 0 0 rg BT 157.94 472.10 Td (related ) Tj ET Q q 0 0 0 rg BT 188.02 472.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 210.89 472.10 Td (and ) Tj ET Q q 0 0 0 rg BT 228.20 472.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 281.60 472.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 333.90 472.10 Td (are ) Tj ET Q q 0 0 0 rg BT 348.98 472.10 Td (removed ) Tj ET Q q 0 0 0 rg BT 386.84 472.10 Td (from ) Tj ET Q q 0 0 0 rg BT 409.15 472.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.24 472.10 Td (Company) Tj ET Q q 0 0 0 rg BT 465.90 472.10 Td (s ) Tj ET Q q 0 0 0 rg BT 472.67 472.10 Td (accounts. ) Tj ET Q q 0 0 0 rg BT 513.03 472.10 Td (Fixed ) Tj ET Q q 0 0 0 rg BT 538.68 472.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.52 460.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.39 460.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 146.26 460.10 Td (are ) Tj ET Q q 0 0 0 rg BT 160.57 460.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 197.64 460.10 Td (at ) Tj ET Q q 0 0 0 rg BT 206.95 460.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 222.93 460.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 249.02 460.10 Td (The ) Tj ET Q q 0 0 0 rg BT 266.67 460.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 307.08 460.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 333.62 460.10 Td (lives ) Tj ET Q q 0 0 0 rg BT 354.60 460.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 386.13 460.10 Td (by ) Tj ET Q q 0 0 0 rg BT 398.23 460.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.54 460.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 453.52 460.10 Td (for ) Tj ET Q q 0 0 0 rg BT 467.28 460.10 Td (property ) Tj ET Q q 0 0 0 rg BT 503.25 460.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.79 460.10 Td (equipment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (are ) Tj ET Q q 0 0 0 rg BT 64.71 448.10 Td (as ) Tj ET Q q 0 0 0 rg BT 75.54 448.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 410.60 426.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 410.60 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 382.60 426.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 382.60 86.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 410.6 m 476.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 410.6 m 562.5 410.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 428.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.35 428.28 Td (Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 414.33 Td (Asset Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.00 414.33 Td (\(yrs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 401.17 Td (Computer equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 401.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 387.17 Td (Furniture, fixtures and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 387.17 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 373.17 Td (Buildings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 373.17 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 358.27 Td (Leasehold improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.30 358.27 Td (Life of the lease) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 332.10 Td (Recent ) Tj ET Q q 0 0 0 rg BT 81.38 332.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 132.77 332.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 143.13 332.10 Td (onouncements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 310.10 Td (The ) Tj ET Q q 0 0 0 rg BT 135.56 310.10 Td (following ) Tj ET Q q 0 0 0 rg BT 176.96 310.10 Td (is ) Tj ET Q q 0 0 0 rg BT 186.15 310.10 Td (a ) Tj ET Q q 0 0 0 rg BT 193.10 310.10 Td (summary ) Tj ET Q q 0 0 0 rg BT 232.83 310.10 Td (brief ) Tj ET Q q 0 0 0 rg BT 254.22 310.10 Td (discussion ) Tj ET Q q 0 0 0 rg BT 298.41 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 309.25 310.10 Td (recently ) Tj ET Q q 0 0 0 rg BT 343.97 310.10 Td (released ) Tj ET Q q 0 0 0 rg BT 379.24 310.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 425.63 310.10 Td (pronouncements ) Tj ET Q q 0 0 0 rg BT 494.23 310.10 Td (that ) Tj ET Q q 0 0 0 rg BT 511.74 310.10 Td (are ) Tj ET Q q 0 0 0 rg BT 526.46 310.10 Td (pertinent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 78.28 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.00 298.10 Td (Company) Tj ET Q q 0 0 0 rg BT 134.66 298.10 Td (s ) Tj ET Q q 0 0 0 rg BT 141.05 298.10 Td (business:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 276.10 Td (In ) Tj ET Q q 0 0 0 rg BT 129.94 276.10 Td (November ) Tj ET Q q 0 0 0 rg BT 176.26 276.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 202.87 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 219.20 276.10 Td (F) Tj ET Q q 0 0 0 rg BT 224.01 276.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 247.58 276.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 275.78 276.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 326.55 276.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 370.10 276.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 403.08 276.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 421.92 276.10 Td (2014-17 ) Tj ET Q q 0 0 0 rg BT 459.36 276.10 Td ("Business ) Tj ET Q q 0 0 0 rg BT 503.11 276.10 Td (Combinations: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 264.10 Td (Pushdown ) Tj ET Q q 0 0 0 rg BT 111.81 264.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 161.22 264.10 Td (- ) Tj ET Q q 0 0 0 rg BT 167.29 264.10 Td (a ) Tj ET Q q 0 0 0 rg BT 174.48 264.10 Td (consensus ) Tj ET Q q 0 0 0 rg BT 217.77 264.10 Td (of ) Tj ET Q q 0 0 0 rg BT 228.85 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.81 264.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 265.29 264.10 Td (ging ) Tj ET Q q 0 0 0 rg BT 285.81 264.10 Td (Issues ) Tj ET Q q 0 0 0 rg BT 312.80 264.10 Td (T) Tj ET Q q 0 0 0 rg BT 318.21 264.10 Td (ask ) Tj ET Q q 0 0 0 rg BT 334.29 264.10 Td (Force". ) Tj ET Q q 0 0 0 rg BT 366.38 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 368.93 264.10 Td (This ) Tj ET Q q 0 0 0 rg BT 389.45 264.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 436.07 264.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 472.69 264.10 Td (applies ) Tj ET Q q 0 0 0 rg BT 503.76 264.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.29 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 529.25 264.10 Td (separate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 252.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 105.27 252.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 149.77 252.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.39 252.10 Td (an ) Tj ET Q q 0 0 0 rg BT 172.12 252.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 208.83 252.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 233.89 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 250.62 252.10 Td (its ) Tj ET Q q 0 0 0 rg BT 262.36 252.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 311.86 252.10 Td (that ) Tj ET Q q 0 0 0 rg BT 329.15 252.10 Td (are ) Tj ET Q q 0 0 0 rg BT 343.64 252.10 Td (a ) Tj ET Q q 0 0 0 rg BT 350.37 252.10 Td (business ) Tj ET Q q 0 0 0 rg BT 386.55 252.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 408.84 252.10 Td (the ) Tj ET Q q 0 0 0 rg BT 423.35 252.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 469.49 252.10 Td (of ) Tj ET Q q 0 0 0 rg BT 480.11 252.10 Td (an ) Tj ET Q q 0 0 0 rg BT 491.83 252.10 Td (event ) Tj ET Q q 0 0 0 rg BT 515.78 252.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.85 252.10 Td (which ) Tj ET Q q 0 0 0 rg BT 552.57 252.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 240.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 102.56 240.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 133.26 240.10 Td (control ) Tj ET Q q 0 0 0 rg BT 163.40 240.10 Td (of ) Tj ET Q q 0 0 0 rg BT 173.54 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.57 240.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 223.80 240.10 Td (entity) Tj ET Q q 0 0 0 rg BT 245.92 240.10 Td (. ) Tj ET Q q 0 0 0 rg BT 250.10 240.10 Td (The ) Tj ET Q q 0 0 0 rg BT 267.46 240.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 319.81 240.10 Td (in ) Tj ET Q q 0 0 0 rg BT 329.40 240.10 Td (this ) Tj ET Q q 0 0 0 rg BT 345.66 240.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 391.34 240.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 430.92 240.10 Td (update ) Tj ET Q q 0 0 0 rg BT 459.39 240.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 491.75 240.10 Td (an ) Tj ET Q q 0 0 0 rg BT 503.00 240.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 539.23 240.10 Td (entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 228.10 Td (with ) Tj ET Q q 0 0 0 rg BT 88.63 228.10 Td (an ) Tj ET Q q 0 0 0 rg BT 100.92 228.10 Td (option ) Tj ET Q q 0 0 0 rg BT 129.33 228.10 Td (to ) Tj ET Q q 0 0 0 rg BT 139.95 228.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 165.02 228.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 208.99 228.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 255.71 228.10 Td (in ) Tj ET Q q 0 0 0 rg BT 266.34 228.10 Td (its ) Tj ET Q q 0 0 0 rg BT 278.64 228.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 314.24 228.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 352.07 228.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 397.13 228.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 419.98 228.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 466.69 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.87 228.10 Td (an ) Tj ET Q q 0 0 0 rg BT 490.16 228.10 Td (event ) Tj ET Q q 0 0 0 rg BT 514.66 228.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.29 228.10 Td (which ) Tj ET Q q 0 0 0 rg BT 552.58 228.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 216.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 103.21 216.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 134.56 216.10 Td (control ) Tj ET Q q 0 0 0 rg BT 165.35 216.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.14 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.81 216.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 227.70 216.10 Td (entity) Tj ET Q q 0 0 0 rg BT 249.82 216.10 Td (. ) Tj ET Q q 0 0 0 rg BT 254.24 216.10 Td (An ) Tj ET Q q 0 0 0 rg BT 268.92 216.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 305.80 216.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 331.04 216.10 Td (may ) Tj ET Q q 0 0 0 rg BT 350.71 216.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 372.04 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.72 216.10 Td (option ) Tj ET Q q 0 0 0 rg BT 414.74 216.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.98 216.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 449.65 216.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 493.23 216.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 539.56 216.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 216.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 204.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 107.11 204.10 Td (period ) Tj ET Q q 0 0 0 rg BT 135.10 204.10 Td (in ) Tj ET Q q 0 0 0 rg BT 145.33 204.10 Td (which ) Tj ET Q q 0 0 0 rg BT 172.22 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.89 204.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 260.42 204.10 Td (event ) Tj ET Q q 0 0 0 rg BT 284.52 204.10 Td (occurs. ) Tj ET Q q 0 0 0 rg BT 315.03 204.10 Td (An ) Tj ET Q q 0 0 0 rg BT 329.70 204.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 366.58 204.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 391.80 204.10 Td (should ) Tj ET Q q 0 0 0 rg BT 420.92 204.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 463.35 204.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 498.01 204.10 Td (to ) Tj ET Q q 0 0 0 rg BT 508.24 204.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 529.56 204.10 Td (to ) Tj ET Q q 0 0 0 rg BT 539.79 204.10 Td (apply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 192.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 111.27 192.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 157.30 192.10 Td (for ) Tj ET Q q 0 0 0 rg BT 171.12 192.10 Td (each ) Tj ET Q q 0 0 0 rg BT 191.60 192.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 234.31 192.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 307.55 192.10 Td (event ) Tj ET Q q 0 0 0 rg BT 331.36 192.10 Td (in ) Tj ET Q q 0 0 0 rg BT 341.30 192.10 Td (which ) Tj ET Q q 0 0 0 rg BT 367.90 192.10 Td (an ) Tj ET Q q 0 0 0 rg BT 379.50 192.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 414.41 192.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 445.46 192.10 Td (control ) Tj ET Q q 0 0 0 rg BT 475.94 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 486.43 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 500.81 192.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 537.39 192.10 Td (entity) Tj ET Q q 0 0 0 rg BT 559.52 192.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 180.10 Td (If ) Tj ET Q q 0 0 0 rg BT 76.82 180.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 120.09 180.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 166.12 180.10 Td (is ) Tj ET Q q 0 0 0 rg BT 174.95 180.10 Td (not ) Tj ET Q q 0 0 0 rg BT 189.89 180.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 221.49 180.10 Td (in ) Tj ET Q q 0 0 0 rg BT 231.42 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.80 180.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 284.61 180.10 Td (period ) Tj ET Q q 0 0 0 rg BT 312.32 180.10 Td (in ) Tj ET Q q 0 0 0 rg BT 322.26 180.10 Td (which ) Tj ET Q q 0 0 0 rg BT 348.86 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.23 180.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 436.47 180.10 Td (event ) Tj ET Q q 0 0 0 rg BT 460.29 180.10 Td (occurs, ) Tj ET Q q 0 0 0 rg BT 491.05 180.10 Td (an ) Tj ET Q q 0 0 0 rg BT 502.64 180.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 539.23 180.10 Td (entity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 168.10 Td (will ) Tj ET Q q 0 0 0 rg BT 86.61 168.10 Td (have ) Tj ET Q q 0 0 0 rg BT 108.54 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.81 168.10 Td (option ) Tj ET Q q 0 0 0 rg BT 152.42 168.10 Td (to ) Tj ET Q q 0 0 0 rg BT 163.25 168.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 185.18 168.10 Td (to ) Tj ET Q q 0 0 0 rg BT 196.01 168.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 221.28 168.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 265.44 168.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 312.37 168.10 Td (in ) Tj ET Q q 0 0 0 rg BT 323.20 168.10 Td (a ) Tj ET Q q 0 0 0 rg BT 330.69 168.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 378.19 168.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 417.89 168.10 Td (period ) Tj ET Q q 0 0 0 rg BT 446.49 168.10 Td (to ) Tj ET Q q 0 0 0 rg BT 457.33 168.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.60 168.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 510.07 168.10 Td (entity) Tj ET Q q 0 0 0 rg BT 535.62 168.10 Td (s ) Tj ET Q q 0 0 0 rg BT 542.57 168.10 Td (most ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 156.10 Td (recent ) Tj ET Q q 0 0 0 rg BT 94.84 156.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 168.34 156.10 Td (event. ) Tj ET Q q 0 0 0 rg BT 194.38 156.10 Td (An ) Tj ET Q q 0 0 0 rg BT 209.01 156.10 Td (election ) Tj ET Q q 0 0 0 rg BT 243.08 156.10 Td (to ) Tj ET Q q 0 0 0 rg BT 253.28 156.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 277.91 156.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 321.44 156.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 367.73 156.10 Td (in ) Tj ET Q q 0 0 0 rg BT 377.93 156.10 Td (a ) Tj ET Q q 0 0 0 rg BT 384.78 156.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 423.85 156.10 Td (period ) Tj ET Q q 0 0 0 rg BT 451.82 156.10 Td (after ) Tj ET Q q 0 0 0 rg BT 472.55 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.18 156.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 526.26 156.10 Td (period ) Tj ET Q q 0 0 0 rg BT 554.22 156.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 144.10 Td (which ) Tj ET Q q 0 0 0 rg BT 94.85 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.47 144.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 182.96 144.10 Td (event ) Tj ET Q q 0 0 0 rg BT 207.02 144.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 244.41 144.10 Td (should ) Tj ET Q q 0 0 0 rg BT 273.49 144.10 Td (be ) Tj ET Q q 0 0 0 rg BT 285.33 144.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 331.06 144.10 Td (a ) Tj ET Q q 0 0 0 rg BT 337.91 144.10 Td (change ) Tj ET Q q 0 0 0 rg BT 368.63 144.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.82 144.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 425.10 144.10 Td (principle. ) Tj ET Q q 0 0 0 rg BT 465.55 144.10 Td (If ) Tj ET Q q 0 0 0 rg BT 474.62 144.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 518.14 144.10 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 132.10 Td (is ) Tj ET Q q 0 0 0 rg BT 76.79 132.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 108.34 132.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.24 132.10 Td (an ) Tj ET Q q 0 0 0 rg BT 129.80 132.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 172.48 132.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 245.67 132.10 Td (event, ) Tj ET Q q 0 0 0 rg BT 271.95 132.10 Td (that ) Tj ET Q q 0 0 0 rg BT 289.07 132.10 Td (election ) Tj ET Q q 0 0 0 rg BT 322.84 132.10 Td (is ) Tj ET Q q 0 0 0 rg BT 331.63 132.10 Td (irrevocable. ) Tj ET Q q 0 0 0 rg BT 381.22 132.10 Td (If ) Tj ET Q q 0 0 0 rg BT 390.00 132.10 Td (an ) Tj ET Q q 0 0 0 rg BT 401.56 132.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 438.10 132.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 463.00 132.10 Td (elects ) Tj ET Q q 0 0 0 rg BT 487.88 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 502.22 132.10 Td (option ) Tj ET Q q 0 0 0 rg BT 529.90 132.10 Td (to ) Tj ET Q q 0 0 0 rg BT 539.80 132.10 Td (apply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 120.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 111.75 120.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 158.26 120.10 Td (in ) Tj ET Q q 0 0 0 rg BT 168.67 120.10 Td (its ) Tj ET Q q 0 0 0 rg BT 180.76 120.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 216.15 120.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 253.77 120.10 Td (statements, ) Tj ET Q q 0 0 0 rg BT 301.12 120.10 Td (it ) Tj ET Q q 0 0 0 rg BT 309.31 120.10 Td (should ) Tj ET Q q 0 0 0 rg BT 338.62 120.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 373.47 120.10 Td (information ) Tj ET Q q 0 0 0 rg BT 423.32 120.10 Td (in ) Tj ET Q q 0 0 0 rg BT 433.73 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.59 120.10 Td (current ) Tj ET Q q 0 0 0 rg BT 479.54 120.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 518.83 120.10 Td (period ) Tj ET Q q 0 0 0 rg BT 547.01 120.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 108.10 Td (enables ) Tj ET Q q 0 0 0 rg BT 101.38 108.10 Td (users ) Tj ET Q q 0 0 0 rg BT 125.33 108.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.05 108.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 175.43 108.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 221.03 108.10 Td (to ) Tj ET Q q 0 0 0 rg BT 232.21 108.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 268.91 108.10 Td (the ) Tj ET Q q 0 0 0 rg BT 284.53 108.10 Td (ef) Tj ET Q q 0 0 0 rg BT 292.11 108.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 310.49 108.10 Td (of ) Tj ET Q q 0 0 0 rg BT 322.22 108.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 366.73 108.10 Td (accounting. ) Tj ET Q q 0 0 0 rg BT 416.25 108.10 Td (The ) Tj ET Q q 0 0 0 rg BT 435.19 108.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 489.13 108.10 Td (in ) Tj ET Q q 0 0 0 rg BT 500.30 108.10 Td (this ) Tj ET Q q 0 0 0 rg BT 518.14 108.10 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 96.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 108.81 96.10 Td (update ) Tj ET Q q 0 0 0 rg BT 138.50 96.10 Td (are ) Tj ET Q q 0 0 0 rg BT 153.75 96.10 Td (ef) Tj ET Q q 0 0 0 rg BT 161.34 96.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 191.58 96.10 Td (on ) Tj ET Q q 0 0 0 rg BT 204.62 96.10 Td (November ) Tj ET Q q 0 0 0 rg BT 249.87 96.10 Td (18, ) Tj ET Q q 0 0 0 rg BT 265.40 96.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 290.27 96.10 Td (After ) Tj ET Q q 0 0 0 rg BT 314.41 96.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.67 96.10 Td (ef) Tj ET Q q 0 0 0 rg BT 337.26 96.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 367.50 96.10 Td (date, ) Tj ET Q q 0 0 0 rg BT 389.69 96.10 Td (an ) Tj ET Q q 0 0 0 rg BT 402.17 96.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 439.63 96.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 465.45 96.10 Td (can ) Tj ET Q q 0 0 0 rg BT 482.36 96.10 Td (make ) Tj ET Q q 0 0 0 rg BT 507.06 96.10 Td (an ) Tj ET Q q 0 0 0 rg BT 519.54 96.10 Td (election ) Tj ET Q q 0 0 0 rg BT 554.23 96.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 84.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 92.48 84.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.96 84.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 145.32 84.10 Td (to ) Tj ET Q q 0 0 0 rg BT 155.36 84.10 Td (future ) Tj ET Q q 0 0 0 rg BT 181.51 84.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 254.85 84.10 Td (events ) Tj ET Q q 0 0 0 rg BT 282.66 84.10 Td (or ) Tj ET Q q 0 0 0 rg BT 293.26 84.10 Td (to ) Tj ET Q q 0 0 0 rg BT 303.30 84.10 Td (its ) Tj ET Q q 0 0 0 rg BT 315.01 84.10 Td (most ) Tj ET Q q 0 0 0 rg BT 336.72 84.10 Td (recent ) Tj ET Q q 0 0 0 rg BT 363.41 84.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 436.76 84.10 Td (event. ) Tj ET Q q 0 0 0 rg BT 463.01 84.10 Td (The ) Tj ET Q q 0 0 0 rg BT 480.82 84.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 521.98 84.10 Td (will ) Tj ET Q q 0 0 0 rg BT 539.80 84.10 Td (apply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 72.10 Td (this ) Tj ET Q q 0 0 0 rg BT 85.18 72.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 131.77 72.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 172.27 72.10 Td (update ) Tj ET Q q 0 0 0 rg BT 201.65 72.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.16 72.10 Td (any ) Tj ET Q q 0 0 0 rg BT 229.32 72.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 272.58 72.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 300.31 72.10 Td (or ) Tj ET Q q 0 0 0 rg BT 311.37 72.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 332.42 72.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 355.15 72.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 392.85 72.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 433.90 72.10 Td (for ) Tj ET Q q 0 0 0 rg BT 448.29 72.10 Td (its ) Tj ET Q q 0 0 0 rg BT 460.46 72.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 497.61 72.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 547.56 72.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 60.10 Td (is ) Tj ET Q q 0 0 0 rg BT 77.17 60.10 Td (still ) Tj ET Q q 0 0 0 rg BT 94.67 60.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 138.83 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.54 60.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 183.25 60.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.08 60.10 Td (its ) Tj ET Q q 0 0 0 rg BT 206.03 60.10 Td (adoption.) Tj ET Q endstream endobj 131 0 obj <>] /Rotate 0 /Contents 132 0 R>> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 742.10 Td (In ) Tj ET Q q 0 0 0 rg BT 128.67 742.10 Td (May ) Tj ET Q q 0 0 0 rg BT 149.85 742.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 172.69 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.75 742.10 Td (F) Tj ET Q q 0 0 0 rg BT 192.57 742.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 214.87 742.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 242.08 742.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 291.58 742.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 333.86 742.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 365.58 742.10 Td (\("ASU"\) ) Tj ET Q q 0 0 0 rg BT 403.25 742.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 420.82 742.10 Td (2014-09, ) Tj ET Q q 0 0 0 rg BT 459.49 742.10 Td ("Revenue ) Tj ET Q q 0 0 0 rg BT 501.40 742.10 Td (from ) Tj ET Q q 0 0 0 rg BT 523.68 742.10 Td (Contracts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 87.67 730.10 Td (Customers". ) Tj ET Q q 0 0 0 rg BT 138.50 730.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 160.40 730.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 195.62 730.10 Td (af) Tj ET Q q 0 0 0 rg BT 203.21 730.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 223.98 730.10 Td (any ) Tj ET Q q 0 0 0 rg BT 240.31 730.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 264.97 730.10 Td (using ) Tj ET Q q 0 0 0 rg BT 288.53 730.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 308.21 730.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 335.06 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 336.95 730.10 Td (that ) Tj ET Q q 0 0 0 rg BT 353.84 730.10 Td (either ) Tj ET Q q 0 0 0 rg BT 378.49 730.10 Td (enters ) Tj ET Q q 0 0 0 rg BT 404.26 730.10 Td (into ) Tj ET Q q 0 0 0 rg BT 421.71 730.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 459.69 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 479.36 730.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 521.80 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 531.47 730.10 Td (transfer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 718.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 94.60 718.10 Td (or ) Tj ET Q q 0 0 0 rg BT 105.63 718.10 Td (services ) Tj ET Q q 0 0 0 rg BT 140.54 718.10 Td (or ) Tj ET Q q 0 0 0 rg BT 151.58 718.10 Td (enters ) Tj ET Q q 0 0 0 rg BT 178.16 718.10 Td (into ) Tj ET Q q 0 0 0 rg BT 196.42 718.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 235.21 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 249.58 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 264.50 718.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 297.74 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 308.78 718.10 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 364.79 718.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 390.82 718.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 418.53 718.10 Td (those ) Tj ET Q q 0 0 0 rg BT 442.34 718.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 481.14 718.10 Td (are ) Tj ET Q q 0 0 0 rg BT 496.05 718.10 Td (within ) Tj ET Q q 0 0 0 rg BT 524.31 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 539.23 718.10 Td (scope ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.12 706.10 Td (other ) Tj ET Q q 0 0 0 rg BT 100.45 706.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 140.01 706.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 162.06 706.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 202.17 706.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 240.05 706.10 Td (or ) Tj ET Q q 0 0 0 rg BT 250.16 706.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 271.94 706.10 Td (contracts\). ) Tj ET Q q 0 0 0 rg BT 315.52 706.10 Td (This ) Tj ET Q q 0 0 0 rg BT 334.69 706.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 356.48 706.10 Td (will ) Tj ET Q q 0 0 0 rg BT 373.82 706.10 Td (supersede ) Tj ET Q q 0 0 0 rg BT 415.04 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.04 706.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 462.48 706.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 509.81 706.10 Td (requirements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 78.92 694.10 Td (T) Tj ET Q q 0 0 0 rg BT 84.33 694.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 104.93 694.10 Td (605, ) Tj ET Q q 0 0 0 rg BT 125.81 694.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 164.18 694.10 Td (Recognition, ) Tj ET Q q 0 0 0 rg BT 218.95 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 236.77 694.10 Td (most ) Tj ET Q q 0 0 0 rg BT 259.60 694.10 Td (industry-specific ) Tj ET Q q 0 0 0 rg BT 330.19 694.10 Td (guidance. ) Tj ET Q q 0 0 0 rg BT 371.92 694.10 Td (This ) Tj ET Q q 0 0 0 rg BT 392.34 694.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 415.72 694.10 Td (also ) Tj ET Q q 0 0 0 rg BT 435.22 694.10 Td (supersedes ) Tj ET Q q 0 0 0 rg BT 481.92 694.10 Td (some ) Tj ET Q q 0 0 0 rg BT 506.41 694.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 525.90 694.10 Td (guidance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 682.10 Td (included ) Tj ET Q q 0 0 0 rg BT 105.94 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 117.22 682.10 Td (Subtopic ) Tj ET Q q 0 0 0 rg BT 156.28 682.10 Td (605-35, ) Tj ET Q q 0 0 0 rg BT 190.62 682.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 229.11 682.10 Td (RecognitionConstruction-T) Tj ET Q q 0 0 0 rg BT 348.40 682.10 Td (ype ) Tj ET Q q 0 0 0 rg BT 366.34 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 384.28 682.10 Td (Production-T) Tj ET Q q 0 0 0 rg BT 436.91 682.10 Td (ype ) Tj ET Q q 0 0 0 rg BT 454.85 682.10 Td (Contracts. ) Tj ET Q q 0 0 0 rg BT 499.18 682.10 Td (In ) Tj ET Q q 0 0 0 rg BT 511.02 682.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 549.80 682.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 670.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 101.80 670.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 156.13 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 169.93 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.28 670.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 231.96 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.42 670.10 Td (a ) Tj ET Q q 0 0 0 rg BT 248.99 670.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 268.34 670.10 Td (or ) Tj ET Q q 0 0 0 rg BT 278.81 670.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 296.50 670.10 Td (on ) Tj ET Q q 0 0 0 rg BT 308.63 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.99 670.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 355.66 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 366.12 670.10 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 421.56 670.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 447.03 670.10 Td (that ) Tj ET Q q 0 0 0 rg BT 464.16 670.10 Td (are ) Tj ET Q q 0 0 0 rg BT 478.50 670.10 Td (not ) Tj ET Q q 0 0 0 rg BT 493.41 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 503.32 670.10 Td (a ) Tj ET Q q 0 0 0 rg BT 509.89 670.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 544.23 670.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 658.10 Td (a ) Tj ET Q q 0 0 0 rg BT 74.65 658.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 113.52 658.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 136.00 658.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 161.54 658.10 Td (within ) Tj ET Q q 0 0 0 rg BT 189.30 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.73 658.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 228.71 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.09 658.10 Td (T) Tj ET Q q 0 0 0 rg BT 244.50 658.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 263.93 658.10 Td (360, ) Tj ET Q q 0 0 0 rg BT 283.64 658.10 Td (Property) Tj ET Q q 0 0 0 rg BT 317.43 658.10 Td (, ) Tj ET Q q 0 0 0 rg BT 322.14 658.10 Td (Plant, ) Tj ET Q q 0 0 0 rg BT 347.41 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 364.06 658.10 Td (Equipment, ) Tj ET Q q 0 0 0 rg BT 412.65 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 429.30 658.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 471.50 658.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 497.04 658.10 Td (within ) Tj ET Q q 0 0 0 rg BT 524.81 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 539.24 658.10 Td (scope ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 80.48 646.10 Td (T) Tj ET Q q 0 0 0 rg BT 85.89 646.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 107.58 646.10 Td (350, ) Tj ET Q q 0 0 0 rg BT 129.55 646.10 Td (IntangiblesGoodwill ) Tj ET Q q 0 0 0 rg BT 226.23 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 245.14 646.10 Td (Other\) ) Tj ET Q q 0 0 0 rg BT 275.71 646.10 Td (are ) Tj ET Q q 0 0 0 rg BT 292.39 646.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 332.95 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 345.20 646.10 Td (be ) Tj ET Q q 0 0 0 rg BT 359.11 646.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 403.57 646.10 Td (with ) Tj ET Q q 0 0 0 rg BT 425.82 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.51 646.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 483.07 646.10 Td (on ) Tj ET Q q 0 0 0 rg BT 497.55 646.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 547.56 646.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 634.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 123.81 634.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 167.41 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.13 634.10 Td (constraint ) Tj ET Q q 0 0 0 rg BT 224.06 634.10 Td (on ) Tj ET Q q 0 0 0 rg BT 236.56 634.10 Td (revenue\)in ) Tj ET Q q 0 0 0 rg BT 281.82 634.10 Td (this ) Tj ET Q q 0 0 0 rg BT 298.21 634.10 Td (ASU. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 612.10 Td (The ) Tj ET Q q 0 0 0 rg BT 139.96 612.10 Td (core ) Tj ET Q q 0 0 0 rg BT 159.59 612.10 Td (principle ) Tj ET Q q 0 0 0 rg BT 197.55 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.29 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.93 612.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 261.44 612.10 Td (is ) Tj ET Q q 0 0 0 rg BT 270.53 612.10 Td (that ) Tj ET Q q 0 0 0 rg BT 287.94 612.10 Td (an ) Tj ET Q q 0 0 0 rg BT 299.79 612.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 324.98 612.10 Td (should ) Tj ET Q q 0 0 0 rg BT 354.07 612.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 395.35 612.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 429.41 612.10 Td (to ) Tj ET Q q 0 0 0 rg BT 439.61 612.10 Td (depict ) Tj ET Q q 0 0 0 rg BT 466.46 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.09 612.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 514.05 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.79 612.10 Td (promised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 600.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 93.49 600.10 Td (or ) Tj ET Q q 0 0 0 rg BT 103.42 600.10 Td (services ) Tj ET Q q 0 0 0 rg BT 137.23 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 146.61 600.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 188.76 600.10 Td (in ) Tj ET Q q 0 0 0 rg BT 198.14 600.10 Td (an ) Tj ET Q q 0 0 0 rg BT 209.17 600.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 240.77 600.10 Td (that ) Tj ET Q q 0 0 0 rg BT 257.37 600.10 Td (reflects ) Tj ET Q q 0 0 0 rg BT 288.39 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.21 600.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 357.68 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 367.06 600.10 Td (which ) Tj ET Q q 0 0 0 rg BT 393.10 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.92 600.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 431.29 600.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 462.88 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 472.25 600.10 Td (be ) Tj ET Q q 0 0 0 rg BT 483.29 600.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 514.88 600.10 Td (in ) Tj ET Q q 0 0 0 rg BT 524.26 600.10 Td (exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 588.10 Td (for ) Tj ET Q q 0 0 0 rg BT 82.16 588.10 Td (those ) Tj ET Q q 0 0 0 rg BT 105.77 588.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 132.16 588.10 Td (or ) Tj ET Q q 0 0 0 rg BT 142.99 588.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 180.02 588.10 Td (T) Tj ET Q q 0 0 0 rg BT 185.43 588.10 Td (o ) Tj ET Q q 0 0 0 rg BT 192.93 588.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 225.96 588.10 Td (that ) Tj ET Q q 0 0 0 rg BT 243.45 588.10 Td (core ) Tj ET Q q 0 0 0 rg BT 263.16 588.10 Td (principle, ) Tj ET Q q 0 0 0 rg BT 303.70 588.10 Td (an ) Tj ET Q q 0 0 0 rg BT 315.64 588.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 340.92 588.10 Td (should ) Tj ET Q q 0 0 0 rg BT 370.08 588.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 394.80 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.52 588.10 Td (following ) Tj ET Q q 0 0 0 rg BT 450.91 588.10 Td (steps:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 564.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 564.10 Td (1: ) Tj ET Q q 0 0 0 rg BT 148.06 564.10 Td (Identify ) Tj ET Q q 0 0 0 rg BT 182.21 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 564.10 Td (contract\(s\) ) Tj ET Q q 0 0 0 rg BT 242.18 564.10 Td (with ) Tj ET Q q 0 0 0 rg BT 262.46 564.10 Td (a ) Tj ET Q q 0 0 0 rg BT 269.40 564.10 Td (customer) Tj ET Q q 0 0 0 rg BT 305.50 564.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 552.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 552.10 Td (2: ) Tj ET Q q 0 0 0 rg BT 148.06 552.10 Td (Identify ) Tj ET Q q 0 0 0 rg BT 182.21 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 552.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 249.95 552.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 296.89 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 307.17 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.89 552.10 Td (contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 540.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 540.10 Td (3: ) Tj ET Q q 0 0 0 rg BT 148.06 540.10 Td (Determine ) Tj ET Q q 0 0 0 rg BT 192.76 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.48 540.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 253.85 540.10 Td (price.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 528.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 528.10 Td (4: ) Tj ET Q q 0 0 0 rg BT 147.50 528.10 Td (Allocate ) Tj ET Q q 0 0 0 rg BT 183.88 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.59 528.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 244.97 528.10 Td (price ) Tj ET Q q 0 0 0 rg BT 267.45 528.10 Td (to ) Tj ET Q q 0 0 0 rg BT 277.73 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.45 528.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 345.47 528.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 392.41 528.10 Td (in ) Tj ET Q q 0 0 0 rg BT 402.69 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 417.41 528.10 Td (contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 516.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 516.10 Td (5: ) Tj ET Q q 0 0 0 rg BT 148.06 516.10 Td (Recognize ) Tj ET Q q 0 0 0 rg BT 192.76 516.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 226.90 516.10 Td (when ) Tj ET Q q 0 0 0 rg BT 251.06 516.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 265.22 516.10 Td (as\) ) Tj ET Q q 0 0 0 rg BT 279.38 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.10 516.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 319.38 516.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 354.09 516.10 Td (a ) Tj ET Q q 0 0 0 rg BT 361.03 516.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 414.05 516.10 Td (obligation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 492.10 Td (For ) Tj ET Q q 0 0 0 rg BT 135.31 492.10 Td (a ) Tj ET Q q 0 0 0 rg BT 143.67 492.10 Td (public ) Tj ET Q q 0 0 0 rg BT 172.58 492.10 Td (entity) Tj ET Q q 0 0 0 rg BT 194.71 492.10 Td (, ) Tj ET Q q 0 0 0 rg BT 201.13 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.26 492.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 271.72 492.10 Td (in ) Tj ET Q q 0 0 0 rg BT 283.42 492.10 Td (this ) Tj ET Q q 0 0 0 rg BT 300.92 492.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 324.85 492.10 Td (are ) Tj ET Q q 0 0 0 rg BT 340.98 492.10 Td (ef) Tj ET Q q 0 0 0 rg BT 348.56 492.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 379.69 492.10 Td (for ) Tj ET Q q 0 0 0 rg BT 395.26 492.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 425.84 492.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 466.41 492.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 499.77 492.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 543.69 492.10 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 480.10 Td (December ) Tj ET Q q 0 0 0 rg BT 111.58 480.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 126.58 480.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 151.58 480.10 Td (including ) Tj ET Q q 0 0 0 rg BT 191.86 480.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 223.24 480.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 255.18 480.10 Td (within ) Tj ET Q q 0 0 0 rg BT 283.23 480.10 Td (that ) Tj ET Q q 0 0 0 rg BT 300.73 480.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 339.88 480.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 370.43 480.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 394.59 480.10 Td (application ) Tj ET Q q 0 0 0 rg BT 441.52 480.10 Td (is ) Tj ET Q q 0 0 0 rg BT 450.69 480.10 Td (not ) Tj ET Q q 0 0 0 rg BT 465.96 480.10 Td (permitted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 456.10 Td (An ) Tj ET Q q 0 0 0 rg BT 132.22 456.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 157.50 456.10 Td (should ) Tj ET Q q 0 0 0 rg BT 186.67 456.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 211.38 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.10 456.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 279.14 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 289.42 456.10 Td (this ) Tj ET Q q 0 0 0 rg BT 305.82 456.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 328.32 456.10 Td (using ) Tj ET Q q 0 0 0 rg BT 352.49 456.10 Td (one ) Tj ET Q q 0 0 0 rg BT 369.43 456.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.26 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.98 456.10 Td (following ) Tj ET Q q 0 0 0 rg BT 436.36 456.10 Td (two ) Tj ET Q q 0 0 0 rg BT 453.86 456.10 Td (methods:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 432.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 127.50 432.10 Td (Retrospectively ) Tj ET Q q 0 0 0 rg BT 192.76 432.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.04 432.10 Td (each ) Tj ET Q q 0 0 0 rg BT 223.85 432.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 245.79 432.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 284.95 432.10 Td (period ) Tj ET Q q 0 0 0 rg BT 312.99 432.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 353.81 432.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.75 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.46 432.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 410.74 432.10 Td (may ) Tj ET Q q 0 0 0 rg BT 430.45 432.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 451.83 432.10 Td (any ) Tj ET Q q 0 0 0 rg BT 468.76 432.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.59 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.31 432.10 Td (following) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 420.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 420.10 Td (practical ) Tj ET Q q 0 0 0 rg BT 158.92 420.10 Td (expedients:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 396.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 396.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 396.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 220.04 396.10 Td (contracts, ) Tj ET Q q 0 0 0 rg BT 261.14 396.10 Td (an ) Tj ET Q q 0 0 0 rg BT 273.08 396.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 298.35 396.10 Td (need ) Tj ET Q q 0 0 0 rg BT 319.73 396.10 Td (not ) Tj ET Q q 0 0 0 rg BT 335.00 396.10 Td (restate ) Tj ET Q q 0 0 0 rg BT 363.60 396.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 402.19 396.10 Td (that ) Tj ET Q q 0 0 0 rg BT 419.69 396.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 444.40 396.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.34 396.10 Td (end ) Tj ET Q q 0 0 0 rg BT 478.28 396.10 Td (within ) Tj ET Q q 0 0 0 rg BT 506.34 396.10 Td (the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 384.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 384.10 Td (same ) Tj ET Q q 0 0 0 rg BT 184.05 384.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 213.20 384.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 252.36 384.10 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 372.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 372.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 220.04 372.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 258.64 372.10 Td (that ) Tj ET Q q 0 0 0 rg BT 276.13 372.10 Td (have ) Tj ET Q q 0 0 0 rg BT 297.51 372.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 332.21 372.10 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 391.08 372.10 Td (an ) Tj ET Q q 0 0 0 rg BT 403.02 372.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 428.29 372.10 Td (may ) Tj ET Q q 0 0 0 rg BT 448.01 372.10 Td (use ) Tj ET Q q 0 0 0 rg BT 463.84 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.56 372.10 Td (transaction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 360.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 360.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 360.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 360.10 Td (price ) Tj ET Q q 0 0 0 rg BT 183.49 360.10 Td (at ) Tj ET Q q 0 0 0 rg BT 193.20 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.92 360.10 Td (date ) Tj ET Q q 0 0 0 rg BT 227.07 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.79 360.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 276.49 360.10 Td (was ) Tj ET Q q 0 0 0 rg BT 294.54 360.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 338.70 360.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 364.51 360.10 Td (than ) Tj ET Q q 0 0 0 rg BT 384.23 360.10 Td (estimating ) Tj ET Q q 0 0 0 rg BT 428.39 360.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 463.09 360.10 Td (consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 348.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 348.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 348.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 348.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 197.39 348.10 Td (in ) Tj ET Q q 0 0 0 rg BT 207.67 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.38 348.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 274.30 348.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 313.46 348.10 Td (periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 336.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 336.10 Td (all ) Tj ET Q q 0 0 0 rg BT 188.39 336.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 227.54 336.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 259.48 336.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 300.30 336.10 Td (before ) Tj ET Q q 0 0 0 rg BT 328.33 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.05 336.10 Td (date ) Tj ET Q q 0 0 0 rg BT 362.21 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.04 336.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 398.87 336.10 Td (application, ) Tj ET Q q 0 0 0 rg BT 448.29 336.10 Td (an ) Tj ET Q q 0 0 0 rg BT 460.23 336.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 485.51 336.10 Td (need ) Tj ET Q q 0 0 0 rg BT 506.88 336.10 Td (not) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 324.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 324.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 324.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 193.22 324.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.93 324.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 240.43 324.10 Td (of ) Tj ET Q q 0 0 0 rg BT 251.26 324.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.98 324.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 312.35 324.10 Td (price ) Tj ET Q q 0 0 0 rg BT 334.83 324.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 373.42 324.10 Td (to ) Tj ET Q q 0 0 0 rg BT 383.70 324.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 426.74 324.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 479.76 324.10 Td (obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 312.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 312.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 312.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.44 312.10 Td (an ) Tj ET Q q 0 0 0 rg BT 187.38 312.10 Td (explanation ) Tj ET Q q 0 0 0 rg BT 236.53 312.10 Td (of ) Tj ET Q q 0 0 0 rg BT 247.36 312.10 Td (when ) Tj ET Q q 0 0 0 rg BT 271.52 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.23 312.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 311.51 312.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 343.99 312.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.27 312.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 395.63 312.10 Td (that ) Tj ET Q q 0 0 0 rg BT 413.13 312.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 445.62 312.10 Td (as ) Tj ET Q q 0 0 0 rg BT 456.45 312.10 Td (revenue.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 288.10 Td (2. ) Tj ET Q q 0 0 0 rg BT 127.50 288.10 Td (Retrospectively ) Tj ET Q q 0 0 0 rg BT 192.76 288.10 Td (with ) Tj ET Q q 0 0 0 rg BT 213.04 288.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.75 288.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 274.68 288.10 Td (ef) Tj ET Q q 0 0 0 rg BT 282.27 288.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 299.76 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 310.59 288.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 344.19 288.10 Td (applying ) Tj ET Q q 0 0 0 rg BT 381.69 288.10 Td (this ) Tj ET Q q 0 0 0 rg BT 398.09 288.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 420.59 288.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 466.95 288.10 Td (at ) Tj ET Q q 0 0 0 rg BT 476.67 288.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.39 288.10 Td (date ) Tj ET Q q 0 0 0 rg BT 510.54 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.37 288.10 Td (initial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 276.10 Td (application. ) Tj ET Q q 0 0 0 rg BT 170.76 276.10 Td (If ) Tj ET Q q 0 0 0 rg BT 179.25 276.10 Td (an ) Tj ET Q q 0 0 0 rg BT 190.51 276.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 215.12 276.10 Td (elects ) Tj ET Q q 0 0 0 rg BT 239.71 276.10 Td (this ) Tj ET Q q 0 0 0 rg BT 255.98 276.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 295.59 276.10 Td (method ) Tj ET Q q 0 0 0 rg BT 327.41 276.10 Td (it ) Tj ET Q q 0 0 0 rg BT 334.80 276.10 Td (also ) Tj ET Q q 0 0 0 rg BT 352.73 276.10 Td (should ) Tj ET Q q 0 0 0 rg BT 381.23 276.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 413.61 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.65 276.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 469.47 276.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 515.74 276.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.34 276.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 564.50 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 572.00 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 574.50 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 577.00 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 579.50 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 582.00 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 584.50 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 587.00 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 589.50 276.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.00 264.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 151.94 264.10 Td (that ) Tj ET Q q 0 0 0 rg BT 169.43 264.10 Td (include ) Tj ET Q q 0 0 0 rg BT 201.37 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.08 264.10 Td (date ) Tj ET Q q 0 0 0 rg BT 235.24 264.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.07 264.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 271.90 264.10 Td (application ) Tj ET Q q 0 0 0 rg BT 318.83 264.10 Td (of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 240.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.32 240.10 Td (The ) Tj ET Q q 0 0 0 rg BT 177.37 240.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 209.86 240.10 Td (by ) Tj ET Q q 0 0 0 rg BT 222.36 240.10 Td (which ) Tj ET Q q 0 0 0 rg BT 249.30 240.10 Td (each ) Tj ET Q q 0 0 0 rg BT 270.12 240.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 307.60 240.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 348.42 240.10 Td (line ) Tj ET Q q 0 0 0 rg BT 365.91 240.10 Td (item ) Tj ET Q q 0 0 0 rg BT 386.19 240.10 Td (is ) Tj ET Q q 0 0 0 rg BT 395.36 240.10 Td (af) Tj ET Q q 0 0 0 rg BT 402.94 240.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 429.87 240.10 Td (in ) Tj ET Q q 0 0 0 rg BT 440.15 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.86 240.10 Td (current ) Tj ET Q q 0 0 0 rg BT 485.68 240.10 Td (reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 228.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 228.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 228.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 228.10 Td (period ) Tj ET Q q 0 0 0 rg BT 189.05 228.10 Td (by ) Tj ET Q q 0 0 0 rg BT 201.55 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.26 228.10 Td (application ) Tj ET Q q 0 0 0 rg BT 263.19 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.02 228.10 Td (this ) Tj ET Q q 0 0 0 rg BT 290.42 228.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 312.92 228.10 Td (as ) Tj ET Q q 0 0 0 rg BT 323.75 228.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 365.68 228.10 Td (to ) Tj ET Q q 0 0 0 rg BT 375.96 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.67 228.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 429.27 228.10 Td (that ) Tj ET Q q 0 0 0 rg BT 446.76 228.10 Td (was ) Tj ET Q q 0 0 0 rg BT 464.81 228.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.09 228.10 Td (ef) Tj ET Q q 0 0 0 rg BT 482.68 228.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 500.17 228.10 Td (before) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 216.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 216.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.22 216.10 Td (change.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 204.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.95 204.10 Td (An ) Tj ET Q q 0 0 0 rg BT 173.67 204.10 Td (explanation ) Tj ET Q q 0 0 0 rg BT 222.82 204.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.65 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.37 204.10 Td (reasons ) Tj ET Q q 0 0 0 rg BT 280.86 204.10 Td (for ) Tj ET Q q 0 0 0 rg BT 295.02 204.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 339.73 204.10 Td (changes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 182.10 Td (The ) Tj ET Q q 0 0 0 rg BT 134.36 182.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 174.56 182.10 Td (will ) Tj ET Q q 0 0 0 rg BT 191.43 182.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 214.96 182.10 Td (this ) Tj ET Q q 0 0 0 rg BT 230.72 182.10 Td (new ) Tj ET Q q 0 0 0 rg BT 248.69 182.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 293.88 182.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 329.06 182.10 Td (ef) Tj ET Q q 0 0 0 rg BT 336.65 182.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 365.17 182.10 Td (January ) Tj ET Q q 0 0 0 rg BT 397.58 182.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 406.39 182.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 427.70 182.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.45 182.10 Td (it ) Tj ET Q q 0 0 0 rg BT 450.32 182.10 Td (has ) Tj ET Q q 0 0 0 rg BT 464.97 182.10 Td (not ) Tj ET Q q 0 0 0 rg BT 479.06 182.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 517.02 182.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 564.50 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 572.00 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 574.50 182.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.18 170.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 111.35 170.10 Td (that ) Tj ET Q q 0 0 0 rg BT 128.31 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.49 170.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 179.45 170.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.31 170.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 211.28 170.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 227.96 170.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 263.26 170.10 Td (will ) Tj ET Q q 0 0 0 rg BT 280.77 170.10 Td (have ) Tj ET Q q 0 0 0 rg BT 301.61 170.10 Td (on ) Tj ET Q q 0 0 0 rg BT 313.58 170.10 Td (its ) Tj ET Q q 0 0 0 rg BT 324.99 170.10 Td (income ) Tj ET Q q 0 0 0 rg BT 356.39 170.10 Td (statement, ) Tj ET Q q 0 0 0 rg BT 399.17 170.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 431.66 170.10 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 456.67 170.10 Td (or ) Tj ET Q q 0 0 0 rg BT 466.97 170.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 507.25 170.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.54 170.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 537.27 170.10 Td (flows. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 158.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 122.55 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.84 158.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 177.79 158.10 Td (has ) Tj ET Q q 0 0 0 rg BT 193.19 158.10 Td (not ) Tj ET Q q 0 0 0 rg BT 208.03 158.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 222.32 158.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 269.36 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 283.65 158.10 Td (method ) Tj ET Q q 0 0 0 rg BT 315.71 158.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.11 158.10 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 379.81 158.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 416.88 158.10 Td (it ) Tj ET Q q 0 0 0 rg BT 424.50 158.10 Td (will ) Tj ET Q q 0 0 0 rg BT 442.12 158.10 Td (use ) Tj ET Q q 0 0 0 rg BT 457.52 158.10 Td (as ) Tj ET Q q 0 0 0 rg BT 467.92 158.10 Td (described ) Tj ET Q q 0 0 0 rg BT 508.30 158.10 Td (in ) Tj ET Q q 0 0 0 rg BT 518.14 158.10 Td (paragraphs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 146.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 75.50 146.10 Td (and ) Tj ET Q q 0 0 0 rg BT 92.44 146.10 Td (2 ) Tj ET Q q 0 0 0 rg BT 99.94 146.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 152.42 146.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 124.10 Td (In ) Tj ET Q q 0 0 0 rg BT 127.74 124.10 Td (July ) Tj ET Q q 0 0 0 rg BT 146.33 124.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 170.74 124.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.87 124.10 Td (F) Tj ET Q q 0 0 0 rg BT 189.69 124.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 211.06 124.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 237.55 124.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 286.12 124.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 327.47 124.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 358.26 124.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 374.90 124.10 Td (2013-1) Tj ET Q q 0 0 0 rg BT 402.86 124.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 412.27 124.10 Td ("Presentation ) Tj ET Q q 0 0 0 rg BT 467.70 124.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.95 124.10 Td (an ) Tj ET Q q 0 0 0 rg BT 489.30 124.10 Td (Unrecognized ) Tj ET Q q 0 0 0 rg BT 547.16 124.10 Td (T) Tj ET Q q 0 0 0 rg BT 552.57 124.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 112.10 Td (Benefit ) Tj ET Q q 0 0 0 rg BT 99.33 112.10 Td (When ) Tj ET Q q 0 0 0 rg BT 125.25 112.10 Td (a ) Tj ET Q q 0 0 0 rg BT 131.73 112.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 148.21 112.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 190.24 112.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 211.18 112.10 Td (Carryforward, ) Tj ET Q q 0 0 0 rg BT 270.14 112.10 Td (a ) Tj ET Q q 0 0 0 rg BT 276.62 112.10 Td (Similar ) Tj ET Q q 0 0 0 rg BT 307.96 112.10 Td (T) Tj ET Q q 0 0 0 rg BT 313.37 112.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 324.85 112.10 Td (Loss, ) Tj ET Q q 0 0 0 rg BT 348.29 112.10 Td (or ) Tj ET Q q 0 0 0 rg BT 358.66 112.10 Td (a ) Tj ET Q q 0 0 0 rg BT 365.00 112.10 Td (T) Tj ET Q q 0 0 0 rg BT 370.41 112.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 381.89 112.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 408.93 112.10 Td (Carryforward ) Tj ET Q q 0 0 0 rg BT 465.39 112.10 Td (Exists". ) Tj ET Q q 0 0 0 rg BT 498.32 112.10 Td (This ) Tj ET Q q 0 0 0 rg BT 518.14 112.10 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 100.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 103.48 100.10 Td (states ) Tj ET Q q 0 0 0 rg BT 127.29 100.10 Td (that ) Tj ET Q q 0 0 0 rg BT 143.88 100.10 Td (an ) Tj ET Q q 0 0 0 rg BT 154.92 100.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 210.38 100.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 224.20 100.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 256.06 100.10 Td (or ) Tj ET Q q 0 0 0 rg BT 265.99 100.10 Td (a ) Tj ET Q q 0 0 0 rg BT 272.02 100.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 302.51 100.10 Td (of ) Tj ET Q q 0 0 0 rg BT 312.44 100.10 Td (an ) Tj ET Q q 0 0 0 rg BT 323.47 100.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 378.93 100.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 392.75 100.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 424.61 100.10 Td (should ) Tj ET Q q 0 0 0 rg BT 452.88 100.10 Td (be ) Tj ET Q q 0 0 0 rg BT 463.91 100.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 503.83 100.10 Td (in ) Tj ET Q q 0 0 0 rg BT 513.20 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.02 100.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 88.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 113.73 88.10 Td (as ) Tj ET Q q 0 0 0 rg BT 125.59 88.10 Td (a ) Tj ET Q q 0 0 0 rg BT 133.55 88.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 174.84 88.10 Td (to ) Tj ET Q q 0 0 0 rg BT 186.14 88.10 Td (a ) Tj ET Q q 0 0 0 rg BT 194.10 88.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 230.93 88.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 246.67 88.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 269.63 88.10 Td (for ) Tj ET Q q 0 0 0 rg BT 284.81 88.10 Td (a ) Tj ET Q q 0 0 0 rg BT 292.77 88.10 Td (net ) Tj ET Q q 0 0 0 rg BT 308.51 88.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 349.80 88.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 368.88 88.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 427.09 88.10 Td (a ) Tj ET Q q 0 0 0 rg BT 435.06 88.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 466.35 88.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 482.09 88.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 503.68 88.10 Td (or ) Tj ET Q q 0 0 0 rg BT 515.53 88.10 Td (a ) Tj ET Q q 0 0 0 rg BT 523.49 88.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 539.23 88.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 76.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 124.61 76.10 Td (except ) Tj ET Q q 0 0 0 rg BT 152.62 76.10 Td (as ) Tj ET Q q 0 0 0 rg BT 162.87 76.10 Td (follows. ) Tj ET Q q 0 0 0 rg BT 197.15 76.10 Td (T) Tj ET Q q 0 0 0 rg BT 202.56 76.10 Td (o ) Tj ET Q q 0 0 0 rg BT 209.48 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 223.61 76.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 249.97 76.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.32 76.10 Td (net ) Tj ET Q q 0 0 0 rg BT 270.46 76.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 310.14 76.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 327.62 76.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 384.23 76.10 Td (a ) Tj ET Q q 0 0 0 rg BT 390.59 76.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 420.28 76.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 434.41 76.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 454.39 76.10 Td (or ) Tj ET Q q 0 0 0 rg BT 464.64 76.10 Td (a ) Tj ET Q q 0 0 0 rg BT 471.00 76.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 485.14 76.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 509.82 76.10 Td (carryforward ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 64.10 Td (is ) Tj ET Q q 0 0 0 rg BT 76.98 64.10 Td (not ) Tj ET Q q 0 0 0 rg BT 92.08 64.10 Td (available ) Tj ET Q q 0 0 0 rg BT 130.48 64.10 Td (at ) Tj ET Q q 0 0 0 rg BT 140.01 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.54 64.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 193.51 64.10 Td (date ) Tj ET Q q 0 0 0 rg BT 212.48 64.10 Td (under ) Tj ET Q q 0 0 0 rg BT 237.57 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 252.10 64.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 266.63 64.10 Td (law ) Tj ET Q q 0 0 0 rg BT 283.38 64.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.03 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.56 64.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 351.96 64.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 399.83 64.10 Td (to ) Tj ET Q q 0 0 0 rg BT 409.92 64.10 Td (settle ) Tj ET Q q 0 0 0 rg BT 433.34 64.10 Td (any ) Tj ET Q q 0 0 0 rg BT 450.09 64.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 492.39 64.10 Td (income ) Tj ET Q q 0 0 0 rg BT 524.14 64.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 547.00 64.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 52.10 Td (would ) Tj ET Q q 0 0 0 rg BT 95.71 52.10 Td (result ) Tj ET Q q 0 0 0 rg BT 120.64 52.10 Td (from ) Tj ET Q q 0 0 0 rg BT 142.79 52.10 Td (the ) Tj ET Q q 0 0 0 rg BT 157.71 52.10 Td (disallowance ) Tj ET Q q 0 0 0 rg BT 212.62 52.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.66 52.10 Td (a ) Tj ET Q q 0 0 0 rg BT 230.81 52.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 245.74 52.10 Td (position ) Tj ET Q q 0 0 0 rg BT 280.68 52.10 Td (or ) Tj ET Q q 0 0 0 rg BT 291.72 52.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.64 52.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 321.57 52.10 Td (law ) Tj ET Q q 0 0 0 rg BT 338.72 52.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.76 52.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.68 52.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 408.48 52.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 456.75 52.10 Td (does ) Tj ET Q q 0 0 0 rg BT 477.79 52.10 Td (not ) Tj ET Q q 0 0 0 rg BT 493.27 52.10 Td (require ) Tj ET Q q 0 0 0 rg BT 524.30 52.10 Td (the ) Tj ET Q q 0 0 0 rg BT 539.23 52.10 Td (entity ) Tj ET Q endstream endobj 133 0 obj <>] /Rotate 0 /Contents 134 0 R>> endobj 134 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 78.40 742.10 Td (use, ) Tj ET Q q 0 0 0 rg BT 96.86 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.92 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 128.77 742.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 154.17 742.10 Td (does ) Tj ET Q q 0 0 0 rg BT 175.12 742.10 Td (not ) Tj ET Q q 0 0 0 rg BT 190.53 742.10 Td (intend ) Tj ET Q q 0 0 0 rg BT 218.15 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.55 742.10 Td (use, ) Tj ET Q q 0 0 0 rg BT 247.01 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.85 742.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 297.78 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 312.63 742.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 334.69 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 348.98 742.10 Td (such ) Tj ET Q q 0 0 0 rg BT 369.93 742.10 Td (purpose, ) Tj ET Q q 0 0 0 rg BT 406.72 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.56 742.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 478.05 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 492.89 742.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 523.28 742.10 Td (should ) Tj ET Q q 0 0 0 rg BT 552.58 742.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 730.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 109.72 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 120.91 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.53 730.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 174.92 730.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 220.54 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 232.28 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 240.12 730.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 274.64 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 292.48 730.10 Td (should ) Tj ET Q q 0 0 0 rg BT 322.56 730.10 Td (not ) Tj ET Q q 0 0 0 rg BT 338.75 730.10 Td (be ) Tj ET Q q 0 0 0 rg BT 351.59 730.10 Td (combined ) Tj ET Q q 0 0 0 rg BT 394.43 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 415.62 730.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 452.33 730.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 467.96 730.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 496.95 730.10 Td (This ) Tj ET Q q 0 0 0 rg BT 518.13 730.10 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 718.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 108.24 718.10 Td (update ) Tj ET Q q 0 0 0 rg BT 137.36 718.10 Td (applies ) Tj ET Q q 0 0 0 rg BT 168.16 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 178.41 718.10 Td (all ) Tj ET Q q 0 0 0 rg BT 190.87 718.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 222.22 718.10 Td (that ) Tj ET Q q 0 0 0 rg BT 239.69 718.10 Td (have ) Tj ET Q q 0 0 0 rg BT 261.03 718.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 317.37 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 332.05 718.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 366.18 718.10 Td (when ) Tj ET Q q 0 0 0 rg BT 390.31 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 397.22 718.10 Td (net ) Tj ET Q q 0 0 0 rg BT 411.90 718.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 452.14 718.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 470.17 718.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 527.32 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 534.23 718.10 Td (similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 706.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 82.40 706.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 102.65 706.10 Td (or ) Tj ET Q q 0 0 0 rg BT 113.16 706.10 Td (a ) Tj ET Q q 0 0 0 rg BT 119.79 706.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 134.19 706.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 159.14 706.10 Td (carryforward ) Tj ET Q q 0 0 0 rg BT 213.51 706.10 Td (exists ) Tj ET Q q 0 0 0 rg BT 238.47 706.10 Td (at ) Tj ET Q q 0 0 0 rg BT 247.88 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.28 706.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 301.12 706.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 322.30 706.10 Td (The ) Tj ET Q q 0 0 0 rg BT 340.03 706.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 386.09 706.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 426.04 706.10 Td (update ) Tj ET Q q 0 0 0 rg BT 454.88 706.10 Td (is ) Tj ET Q q 0 0 0 rg BT 463.74 706.10 Td (ef) Tj ET Q q 0 0 0 rg BT 471.33 706.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 500.71 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 514.56 706.10 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 538.40 706.10 Td (years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 85.35 694.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 117.14 694.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 149.49 694.10 Td (within ) Tj ET Q q 0 0 0 rg BT 177.96 694.10 Td (those ) Tj ET Q q 0 0 0 rg BT 201.97 694.10 Td (years, ) Tj ET Q q 0 0 0 rg BT 228.48 694.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 271.39 694.10 Td (after ) Tj ET Q q 0 0 0 rg BT 292.61 694.10 Td (December ) Tj ET Q q 0 0 0 rg BT 336.61 694.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 352.02 694.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 377.43 694.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 401.99 694.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 439.90 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 449.48 694.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 493.00 694.10 Td (The ) Tj ET Q q 0 0 0 rg BT 511.46 694.10 Td (amendments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 682.10 Td (should ) Tj ET Q q 0 0 0 rg BT 97.36 682.10 Td (be ) Tj ET Q q 0 0 0 rg BT 109.49 682.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 141.61 682.10 Td (prospectively ) Tj ET Q q 0 0 0 rg BT 198.18 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 208.64 682.10 Td (all ) Tj ET Q q 0 0 0 rg BT 221.33 682.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 277.88 682.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 292.79 682.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 327.14 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 344.82 682.10 Td (exist ) Tj ET Q q 0 0 0 rg BT 366.40 682.10 Td (at ) Tj ET Q q 0 0 0 rg BT 376.31 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.21 682.10 Td (ef) Tj ET Q q 0 0 0 rg BT 398.80 682.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 428.69 682.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 450.54 682.10 Td (Retrospective ) Tj ET Q q 0 0 0 rg BT 508.21 682.10 Td (application ) Tj ET Q q 0 0 0 rg BT 555.33 682.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 670.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 111.28 670.10 Td (The ) Tj ET Q q 0 0 0 rg BT 129.48 670.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 171.02 670.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 205.33 670.10 Td (this ) Tj ET Q q 0 0 0 rg BT 222.43 670.10 Td (new ) Tj ET Q q 0 0 0 rg BT 241.74 670.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 278.27 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.70 670.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 313.86 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.95 670.10 Td (it ) Tj ET Q q 0 0 0 rg BT 339.16 670.10 Td (ef) Tj ET Q q 0 0 0 rg BT 346.75 670.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 373.82 670.10 Td (how ) Tj ET Q q 0 0 0 rg BT 393.70 670.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 450.21 670.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 465.08 670.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 499.39 670.10 Td (were ) Tj ET Q q 0 0 0 rg BT 521.47 670.10 Td (accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 658.10 Td (for ) Tj ET Q q 0 0 0 rg BT 82.16 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.10 658.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 139.91 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 150.19 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.91 658.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 211.99 658.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 245.02 658.10 Td (sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 636.10 Td (In ) Tj ET Q q 0 0 0 rg BT 128.22 636.10 Td (July ) Tj ET Q q 0 0 0 rg BT 147.28 636.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 172.17 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.78 636.10 Td (F) Tj ET Q q 0 0 0 rg BT 191.60 636.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 213.44 636.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 240.30 636.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 289.35 636.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 331.18 636.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 362.44 636.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 379.56 636.10 Td (2012-02, ) Tj ET Q q 0 0 0 rg BT 417.78 636.10 Td ("T) Tj ET Q q 0 0 0 rg BT 427.27 636.10 Td (esting ) Tj ET Q q 0 0 0 rg BT 453.54 636.10 Td (Indefinite-Lived ) Tj ET Q q 0 0 0 rg BT 521.46 636.10 Td (Intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 624.10 Td (Assets ) Tj ET Q q 0 0 0 rg BT 96.61 624.10 Td (for ) Tj ET Q q 0 0 0 rg BT 110.77 624.10 Td (Impairment" ) Tj ET Q q 0 0 0 rg BT 164.00 624.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 182.05 624.10 Td (revised ) Tj ET Q q 0 0 0 rg BT 213.42 624.10 Td (standard\). ) Tj ET Q q 0 0 0 rg BT 255.45 624.10 Td (The ) Tj ET Q q 0 0 0 rg BT 273.50 624.10 Td (revised ) Tj ET Q q 0 0 0 rg BT 304.87 624.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 341.25 624.10 Td (is ) Tj ET Q q 0 0 0 rg BT 350.42 624.10 Td (intended ) Tj ET Q q 0 0 0 rg BT 387.35 624.10 Td (to ) Tj ET Q q 0 0 0 rg BT 397.63 624.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 426.77 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 441.49 624.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 460.09 624.10 Td (and ) Tj ET Q q 0 0 0 rg BT 477.03 624.10 Td (complexity ) Tj ET Q q 0 0 0 rg BT 524.52 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 535.35 624.10 Td (testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 612.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 131.61 612.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 173.56 612.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 198.85 612.10 Td (other ) Tj ET Q q 0 0 0 rg BT 221.35 612.10 Td (than ) Tj ET Q q 0 0 0 rg BT 240.53 612.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 278.05 612.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.67 612.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 342.23 612.10 Td (It ) Tj ET Q q 0 0 0 rg BT 350.30 612.10 Td (allows ) Tj ET Q q 0 0 0 rg BT 378.37 612.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 423.09 612.10 Td (to ) Tj ET Q q 0 0 0 rg BT 432.83 612.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 467.00 612.10 Td (a ) Tj ET Q q 0 0 0 rg BT 473.40 612.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 517.56 612.10 Td (assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 78.35 600.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 120.91 600.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 155.69 600.10 Td (further ) Tj ET Q q 0 0 0 rg BT 185.47 600.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 234.15 600.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 263.38 600.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.29 600.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 338.51 600.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 381.07 600.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 406.98 600.10 Td (is ) Tj ET Q q 0 0 0 rg BT 416.22 600.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 454.44 600.10 Td (, ) Tj ET Q q 0 0 0 rg BT 459.52 600.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 489.86 600.10 Td (in ) Tj ET Q q 0 0 0 rg BT 500.22 600.10 Td (approach ) Tj ET Q q 0 0 0 rg BT 539.44 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.79 600.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 588.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 106.22 588.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 154.97 588.10 Td (test. ) Tj ET Q q 0 0 0 rg BT 174.02 588.10 Td (If, ) Tj ET Q q 0 0 0 rg BT 185.84 588.10 Td (after ) Tj ET Q q 0 0 0 rg BT 206.81 588.10 Td (assessing ) Tj ET Q q 0 0 0 rg BT 246.69 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.57 588.10 Td (totality ) Tj ET Q q 0 0 0 rg BT 292.56 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 303.54 588.10 Td (events ) Tj ET Q q 0 0 0 rg BT 331.75 588.10 Td (and ) Tj ET Q q 0 0 0 rg BT 348.85 588.10 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 410.65 588.10 Td (an ) Tj ET Q q 0 0 0 rg BT 422.74 588.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 448.18 588.10 Td (concludes ) Tj ET Q q 0 0 0 rg BT 490.82 588.10 Td (that ) Tj ET Q q 0 0 0 rg BT 508.47 588.10 Td (it ) Tj ET Q q 0 0 0 rg BT 516.69 588.10 Td (is ) Tj ET Q q 0 0 0 rg BT 526.02 588.10 Td (not ) Tj ET Q q 0 0 0 rg BT 541.45 588.10 Td (more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 576.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 94.18 576.10 Td (than ) Tj ET Q q 0 0 0 rg BT 114.80 576.10 Td (not ) Tj ET Q q 0 0 0 rg BT 130.98 576.10 Td (that ) Tj ET Q q 0 0 0 rg BT 149.38 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 165.00 576.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 230.05 576.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 273.45 576.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 296.29 576.10 Td (is ) Tj ET Q q 0 0 0 rg BT 306.37 576.10 Td (impaired, ) Tj ET Q q 0 0 0 rg BT 347.81 576.10 Td (then ) Tj ET Q q 0 0 0 rg BT 368.44 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.06 576.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 410.24 576.10 Td (is ) Tj ET Q q 0 0 0 rg BT 420.31 576.10 Td (not ) Tj ET Q q 0 0 0 rg BT 436.49 576.10 Td (required ) Tj ET Q q 0 0 0 rg BT 473.21 576.10 Td (to ) Tj ET Q q 0 0 0 rg BT 484.40 576.10 Td (take ) Tj ET Q q 0 0 0 rg BT 504.46 576.10 Td (further ) Tj ET Q q 0 0 0 rg BT 535.07 576.10 Td (action. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 564.10 Td (However) Tj ET Q q 0 0 0 rg BT 104.25 564.10 Td (, ) Tj ET Q q 0 0 0 rg BT 109.81 564.10 Td (if ) Tj ET Q q 0 0 0 rg BT 118.98 564.10 Td (an ) Tj ET Q q 0 0 0 rg BT 131.49 564.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 157.32 564.10 Td (concludes ) Tj ET Q q 0 0 0 rg BT 200.37 564.10 Td (otherwise, ) Tj ET Q q 0 0 0 rg BT 244.81 564.10 Td (then ) Tj ET Q q 0 0 0 rg BT 265.09 564.10 Td (it ) Tj ET Q q 0 0 0 rg BT 273.71 564.10 Td (is ) Tj ET Q q 0 0 0 rg BT 283.44 564.10 Td (required ) Tj ET Q q 0 0 0 rg BT 319.82 564.10 Td (to ) Tj ET Q q 0 0 0 rg BT 330.66 564.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 373.71 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 388.99 564.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 405.93 564.10 Td (value ) Tj ET Q q 0 0 0 rg BT 430.64 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.04 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 457.32 564.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 522.03 564.10 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 552.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 90.20 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.40 552.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 142.38 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 157.36 552.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 207.33 552.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 256.19 552.10 Td (test ) Tj ET Q q 0 0 0 rg BT 272.84 552.10 Td (by ) Tj ET Q q 0 0 0 rg BT 285.60 552.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 331.13 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.11 552.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 362.75 552.10 Td (value ) Tj ET Q q 0 0 0 rg BT 387.17 552.10 Td (with ) Tj ET Q q 0 0 0 rg BT 407.71 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.69 552.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 458.77 552.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 491.53 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 502.07 552.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 549.80 552.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 540.10 Td (related ) Tj ET Q q 0 0 0 rg BT 97.97 540.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 136.83 540.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 183.47 540.10 Td (guidance. ) Tj ET Q q 0 0 0 rg BT 224.63 540.10 Td (The ) Tj ET Q q 0 0 0 rg BT 242.95 540.10 Td (revised ) Tj ET Q q 0 0 0 rg BT 274.59 540.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 311.24 540.10 Td (is ) Tj ET Q q 0 0 0 rg BT 320.68 540.10 Td (ef) Tj ET Q q 0 0 0 rg BT 328.26 540.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 358.23 540.10 Td (for ) Tj ET Q q 0 0 0 rg BT 372.66 540.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 402.09 540.10 Td (and ) Tj ET Q q 0 0 0 rg BT 419.29 540.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 450.94 540.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 499.81 540.10 Td (tests ) Tj ET Q q 0 0 0 rg BT 520.36 540.10 Td (performed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 528.10 Td (for ) Tj ET Q q 0 0 0 rg BT 82.45 528.10 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 106.89 528.10 Td (years ) Tj ET Q q 0 0 0 rg BT 130.78 528.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 173.56 528.10 Td (after ) Tj ET Q q 0 0 0 rg BT 194.67 528.10 Td (September ) Tj ET Q q 0 0 0 rg BT 240.22 528.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 255.50 528.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 280.79 528.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 305.24 528.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 343.02 528.10 Td (is ) Tj ET Q q 0 0 0 rg BT 352.48 528.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 395.88 528.10 Td (The ) Tj ET Q q 0 0 0 rg BT 414.22 528.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 455.89 528.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 490.34 528.10 Td (this ) Tj ET Q q 0 0 0 rg BT 507.57 528.10 Td (new ) Tj ET Q q 0 0 0 rg BT 527.02 528.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 516.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 115.34 516.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 152.69 516.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.94 516.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 187.41 516.10 Td (for ) Tj ET Q q 0 0 0 rg BT 202.54 516.10 Td (use ) Tj ET Q q 0 0 0 rg BT 219.34 516.10 Td (in ) Tj ET Q q 0 0 0 rg BT 230.59 516.10 Td (its ) Tj ET Q q 0 0 0 rg BT 243.51 516.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 273.64 516.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 323.21 516.10 Td (evaluations ) Tj ET Q q 0 0 0 rg BT 372.22 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.02 516.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 449.13 516.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 492.60 516.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 521.90 516.10 Td (which ) Tj ET Q q 0 0 0 rg BT 549.81 516.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 504.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 112.15 504.10 Td (as ) Tj ET Q q 0 0 0 rg BT 122.98 504.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.81 504.10 Td (September ) Tj ET Q q 0 0 0 rg BT 179.07 504.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.90 504.10 Td (each ) Tj ET Q q 0 0 0 rg BT 210.71 504.10 Td (year) Tj ET Q q 0 0 0 rg BT 227.37 504.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 482.10 Td (In ) Tj ET Q q 0 0 0 rg BT 129.21 482.10 Td (February ) Tj ET Q q 0 0 0 rg BT 168.68 482.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 191.81 482.10 Td (The ) Tj ET Q q 0 0 0 rg BT 210.73 482.10 Td (F) Tj ET Q q 0 0 0 rg BT 215.55 482.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 238.38 482.10 Td (has ) Tj ET Q q 0 0 0 rg BT 255.09 482.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 282.72 482.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 332.75 482.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 375.56 482.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 407.81 482.10 Td (\(ASU\) ) Tj ET Q q 0 0 0 rg BT 437.85 482.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 455.95 482.10 Td (2013-02, ) Tj ET Q q 0 0 0 rg BT 495.16 482.10 Td ("Comprehensive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 470.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 99.98 470.10 Td (Reporting ) Tj ET Q q 0 0 0 rg BT 141.96 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.85 470.10 Td (Amounts ) Tj ET Q q 0 0 0 rg BT 190.51 470.10 Td (Reclassified ) Tj ET Q q 0 0 0 rg BT 241.37 470.10 Td (Out ) Tj ET Q q 0 0 0 rg BT 258.37 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.25 470.10 Td (Accumulated ) Tj ET Q q 0 0 0 rg BT 323.55 470.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 348.31 470.10 Td (Comprehensive ) Tj ET Q q 0 0 0 rg BT 413.07 470.10 Td (Income", ) Tj ET Q q 0 0 0 rg BT 451.63 470.10 Td (to ) Tj ET Q q 0 0 0 rg BT 461.40 470.10 Td (improve ) Tj ET Q q 0 0 0 rg BT 496.72 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.92 470.10 Td (transparency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 79.14 458.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 118.61 458.10 Td (these ) Tj ET Q q 0 0 0 rg BT 141.97 458.10 Td (reclassifications. ) Tj ET Q q 0 0 0 rg BT 211.71 458.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 237.29 458.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 300.64 458.10 Td (income ) Tj ET Q q 0 0 0 rg BT 332.88 458.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 369.02 458.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 392.94 458.10 Td (and ) Tj ET Q q 0 0 0 rg BT 410.20 458.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 436.90 458.10 Td (that ) Tj ET Q q 0 0 0 rg BT 454.71 458.10 Td (are ) Tj ET Q q 0 0 0 rg BT 469.73 458.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 503.66 458.10 Td (excluded ) Tj ET Q q 0 0 0 rg BT 542.56 458.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 446.10 Td (net ) Tj ET Q q 0 0 0 rg BT 82.05 446.10 Td (income ) Tj ET Q q 0 0 0 rg BT 113.31 446.10 Td (for ) Tj ET Q q 0 0 0 rg BT 126.80 446.10 Td (an ) Tj ET Q q 0 0 0 rg BT 138.07 446.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 183.77 446.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 213.52 446.10 Td (Those ) Tj ET Q q 0 0 0 rg BT 239.78 446.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 262.72 446.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.99 446.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 304.71 446.10 Td (may ) Tj ET Q q 0 0 0 rg BT 323.76 446.10 Td (later ) Tj ET Q q 0 0 0 rg BT 343.35 446.10 Td (be ) Tj ET Q q 0 0 0 rg BT 354.62 446.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 401.98 446.10 Td (out ) Tj ET Q q 0 0 0 rg BT 416.59 446.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.75 446.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 479.11 446.10 Td (other ) Tj ET Q q 0 0 0 rg BT 501.49 446.10 Td (comprehensive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 434.10 Td (income ) Tj ET Q q 0 0 0 rg BT 100.34 434.10 Td (into ) Tj ET Q q 0 0 0 rg BT 118.81 434.10 Td (net ) Tj ET Q q 0 0 0 rg BT 133.93 434.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 168.57 434.10 Td (The ) Tj ET Q q 0 0 0 rg BT 187.02 434.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 240.47 434.10 Td (in ) Tj ET Q q 0 0 0 rg BT 251.16 434.10 Td (this ) Tj ET Q q 0 0 0 rg BT 267.88 434.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 290.79 434.10 Td (do ) Tj ET Q q 0 0 0 rg BT 303.70 434.10 Td (not ) Tj ET Q q 0 0 0 rg BT 319.39 434.10 Td (change ) Tj ET Q q 0 0 0 rg BT 350.61 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.74 434.10 Td (current ) Tj ET Q q 0 0 0 rg BT 396.96 434.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 452.07 434.10 Td (for ) Tj ET Q q 0 0 0 rg BT 466.64 434.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 506.21 434.10 Td (net ) Tj ET Q q 0 0 0 rg BT 521.33 434.10 Td (income ) Tj ET Q q 0 0 0 rg BT 553.68 434.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 422.10 Td (other ) Tj ET Q q 0 0 0 rg BT 91.05 422.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 154.08 422.10 Td (income ) Tj ET Q q 0 0 0 rg BT 186.01 422.10 Td (in ) Tj ET Q q 0 0 0 rg BT 196.29 422.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 233.77 422.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 280.80 422.10 Td (The ) Tj ET Q q 0 0 0 rg BT 298.85 422.10 Td (new ) Tj ET Q q 0 0 0 rg BT 318.01 422.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 371.05 422.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 405.76 422.10 Td (an ) Tj ET Q q 0 0 0 rg BT 417.70 422.10 Td (or) Tj ET Q q 0 0 0 rg BT 425.85 422.10 Td (ganization ) Tj ET Q q 0 0 0 rg BT 470.00 422.10 Td (to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 400.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 400.10 Td (Present ) Tj ET Q q 0 0 0 rg BT 190.12 400.10 Td (\(either ) Tj ET Q q 0 0 0 rg BT 218.89 400.10 Td (on ) Tj ET Q q 0 0 0 rg BT 231.57 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.47 400.10 Td (face ) Tj ET Q q 0 0 0 rg BT 265.79 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.80 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 291.70 400.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 332.70 400.10 Td (where ) Tj ET Q q 0 0 0 rg BT 359.81 400.10 Td (net ) Tj ET Q q 0 0 0 rg BT 374.70 400.10 Td (income ) Tj ET Q q 0 0 0 rg BT 406.82 400.10 Td (is ) Tj ET Q q 0 0 0 rg BT 416.17 400.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 457.16 400.10 Td (or ) Tj ET Q q 0 0 0 rg BT 468.17 400.10 Td (in ) Tj ET Q q 0 0 0 rg BT 478.63 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 493.53 400.10 Td (notes\) ) Tj ET Q q 0 0 0 rg BT 520.64 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.54 400.10 Td (ef) Tj ET Q q 0 0 0 rg BT 543.13 400.10 Td (fects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 388.10 Td (on ) Tj ET Q q 0 0 0 rg BT 116.31 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.85 388.10 Td (line ) Tj ET Q q 0 0 0 rg BT 148.16 388.10 Td (items ) Tj ET Q q 0 0 0 rg BT 172.13 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 182.78 388.10 Td (net ) Tj ET Q q 0 0 0 rg BT 197.31 388.10 Td (income ) Tj ET Q q 0 0 0 rg BT 229.06 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.70 388.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 284.23 388.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 320.43 388.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 368.28 388.10 Td (out ) Tj ET Q q 0 0 0 rg BT 383.37 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.01 388.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 446.86 388.10 Td (other ) Tj ET Q q 0 0 0 rg BT 469.72 388.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 532.56 388.10 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 376.10 Td (- ) Tj ET Q q 0 0 0 rg BT 109.84 376.10 Td (but ) Tj ET Q q 0 0 0 rg BT 125.12 376.10 Td (only ) Tj ET Q q 0 0 0 rg BT 145.41 376.10 Td (if ) Tj ET Q q 0 0 0 rg BT 154.02 376.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.75 376.10 Td (item ) Tj ET Q q 0 0 0 rg BT 189.03 376.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 237.07 376.10 Td (is ) Tj ET Q q 0 0 0 rg BT 246.25 376.10 Td (required ) Tj ET Q q 0 0 0 rg BT 282.07 376.10 Td (under ) Tj ET Q q 0 0 0 rg BT 307.34 376.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 327.64 376.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 354.49 376.10 Td ( ) Tj ET Q q 0 0 0 rg BT 357.00 376.10 Td (to ) Tj ET Q q 0 0 0 rg BT 367.28 376.10 Td (be ) Tj ET Q q 0 0 0 rg BT 379.23 376.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 427.27 376.10 Td (to ) Tj ET Q q 0 0 0 rg BT 437.55 376.10 Td (net ) Tj ET Q q 0 0 0 rg BT 452.28 376.10 Td (income ) Tj ET Q q 0 0 0 rg BT 484.22 376.10 Td (in ) Tj ET Q q 0 0 0 rg BT 494.51 376.10 Td (its ) Tj ET Q q 0 0 0 rg BT 506.46 376.10 Td (entirety ) Tj ET Q q 0 0 0 rg BT 539.51 376.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 376.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 364.10 Td (same ) Tj ET Q q 0 0 0 rg BT 127.05 364.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 166.20 364.10 Td (period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 342.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 342.10 Td (Cross-reference ) Tj ET Q q 0 0 0 rg BT 224.79 342.10 Td (to ) Tj ET Q q 0 0 0 rg BT 236.05 342.10 Td (other ) Tj ET Q q 0 0 0 rg BT 260.09 342.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 308.02 342.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 347.60 342.10 Td (required ) Tj ET Q q 0 0 0 rg BT 384.41 342.10 Td (under ) Tj ET Q q 0 0 0 rg BT 410.67 342.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 431.94 342.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 458.80 342.10 Td ( ) Tj ET Q q 0 0 0 rg BT 462.29 342.10 Td (for ) Tj ET Q q 0 0 0 rg BT 477.44 342.10 Td (other ) Tj ET Q q 0 0 0 rg BT 501.48 342.10 Td (reclassification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 330.10 Td (items ) Tj ET Q q 0 0 0 rg BT 128.10 330.10 Td (\(that ) Tj ET Q q 0 0 0 rg BT 148.86 330.10 Td (are ) Tj ET Q q 0 0 0 rg BT 163.50 330.10 Td (not ) Tj ET Q q 0 0 0 rg BT 178.72 330.10 Td (required ) Tj ET Q q 0 0 0 rg BT 214.47 330.10 Td (under ) Tj ET Q q 0 0 0 rg BT 239.67 330.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 259.89 330.10 Td (GAAP\) ) Tj ET Q q 0 0 0 rg BT 292.88 330.10 Td (to ) Tj ET Q q 0 0 0 rg BT 303.10 330.10 Td (be ) Tj ET Q q 0 0 0 rg BT 314.97 330.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 362.94 330.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 395.92 330.10 Td (to ) Tj ET Q q 0 0 0 rg BT 406.13 330.10 Td (net ) Tj ET Q q 0 0 0 rg BT 420.78 330.10 Td (income ) Tj ET Q q 0 0 0 rg BT 452.65 330.10 Td (in ) Tj ET Q q 0 0 0 rg BT 462.87 330.10 Td (their ) Tj ET Q q 0 0 0 rg BT 483.63 330.10 Td (entirety ) Tj ET Q q 0 0 0 rg BT 516.60 330.10 Td (in ) Tj ET Q q 0 0 0 rg BT 526.82 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 541.47 330.10 Td (same ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 318.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 144.70 318.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 176.49 318.10 Td (This ) Tj ET Q q 0 0 0 rg BT 198.31 318.10 Td (would ) Tj ET Q q 0 0 0 rg BT 227.35 318.10 Td (be ) Tj ET Q q 0 0 0 rg BT 240.83 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.09 318.10 Td (case ) Tj ET Q q 0 0 0 rg BT 278.34 318.10 Td (when ) Tj ET Q q 0 0 0 rg BT 304.04 318.10 Td (a ) Tj ET Q q 0 0 0 rg BT 312.52 318.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 345.45 318.10 Td (of ) Tj ET Q q 0 0 0 rg BT 357.82 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 374.08 318.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 408.12 318.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 457.69 318.10 Td (out ) Tj ET Q q 0 0 0 rg BT 474.51 318.10 Td (of ) Tj ET Q q 0 0 0 rg BT 486.88 318.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 541.45 318.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 306.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 167.03 306.10 Td (income ) Tj ET Q q 0 0 0 rg BT 198.97 306.10 Td (is ) Tj ET Q q 0 0 0 rg BT 208.14 306.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 241.74 306.10 Td (transferred ) Tj ET Q q 0 0 0 rg BT 287.55 306.10 Td (to ) Tj ET Q q 0 0 0 rg BT 297.83 306.10 Td (a ) Tj ET Q q 0 0 0 rg BT 304.77 306.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 337.80 306.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 360.85 306.10 Td (account ) Tj ET Q q 0 0 0 rg BT 394.44 306.10 Td (instead ) Tj ET Q q 0 0 0 rg BT 425.26 306.10 Td (of ) Tj ET Q q 0 0 0 rg BT 436.09 306.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 469.14 306.10 Td (to ) Tj ET Q q 0 0 0 rg BT 479.42 306.10 Td (income ) Tj ET Q q 0 0 0 rg BT 511.35 306.10 Td (or ) Tj ET Q q 0 0 0 rg BT 522.18 306.10 Td (expense.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 284.10 Td (The ) Tj ET Q q 0 0 0 rg BT 136.15 284.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 189.80 284.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 215.12 284.10 Td (to ) Tj ET Q q 0 0 0 rg BT 226.01 284.10 Td (all ) Tj ET Q q 0 0 0 rg BT 239.11 284.10 Td (public ) Tj ET Q q 0 0 0 rg BT 267.21 284.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.75 284.10 Td (private ) Tj ET Q q 0 0 0 rg BT 315.62 284.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 361.49 284.10 Td (that ) Tj ET Q q 0 0 0 rg BT 379.59 284.10 Td (report ) Tj ET Q q 0 0 0 rg BT 406.57 284.10 Td (items ) Tj ET Q q 0 0 0 rg BT 431.34 284.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.78 284.10 Td (other ) Tj ET Q q 0 0 0 rg BT 466.43 284.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 530.07 284.10 Td (income. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 272.10 Td (Public ) Tj ET Q q 0 0 0 rg BT 96.06 272.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 141.32 272.10 Td (are ) Tj ET Q q 0 0 0 rg BT 156.03 272.10 Td (required ) Tj ET Q q 0 0 0 rg BT 191.84 272.10 Td (to ) Tj ET Q q 0 0 0 rg BT 202.12 272.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 234.62 272.10 Td (with ) Tj ET Q q 0 0 0 rg BT 254.89 272.10 Td (these ) Tj ET Q q 0 0 0 rg BT 277.94 272.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 330.98 272.10 Td (for ) Tj ET Q q 0 0 0 rg BT 345.14 272.10 Td (all ) Tj ET Q q 0 0 0 rg BT 357.64 272.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 396.79 272.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 428.73 272.10 Td (\(interim ) Tj ET Q q 0 0 0 rg BT 463.44 272.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.38 272.10 Td (annual\). ) Tj ET Q q 0 0 0 rg BT 515.37 272.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 250.10 Td (The ) Tj ET Q q 0 0 0 rg BT 135.38 250.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 188.25 250.10 Td (were ) Tj ET Q q 0 0 0 rg BT 210.01 250.10 Td (ef) Tj ET Q q 0 0 0 rg BT 217.60 250.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 247.13 250.10 Td (for ) Tj ET Q q 0 0 0 rg BT 261.12 250.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 300.11 250.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 331.88 250.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 374.20 250.10 Td (after ) Tj ET Q q 0 0 0 rg BT 394.85 250.10 Td (December ) Tj ET Q q 0 0 0 rg BT 438.26 250.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 453.09 250.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 475.42 250.10 Td (for ) Tj ET Q q 0 0 0 rg BT 489.41 250.10 Td (public ) Tj ET Q q 0 0 0 rg BT 516.74 250.10 Td (companies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 238.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 92.70 238.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 130.74 238.10 Td (was ) Tj ET Q q 0 0 0 rg BT 149.34 238.10 Td (permitted. ) Tj ET Q q 0 0 0 rg BT 192.99 238.10 Td (The ) Tj ET Q q 0 0 0 rg BT 211.58 238.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 253.51 238.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 288.21 238.10 Td (this ) Tj ET Q q 0 0 0 rg BT 305.71 238.10 Td (new ) Tj ET Q q 0 0 0 rg BT 325.41 238.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 362.34 238.10 Td (in ) Tj ET Q q 0 0 0 rg BT 373.16 238.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 396.21 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 413.69 238.10 Td (it ) Tj ET Q q 0 0 0 rg BT 422.29 238.10 Td (did ) Tj ET Q q 0 0 0 rg BT 438.12 238.10 Td (not ) Tj ET Q q 0 0 0 rg BT 453.94 238.10 Td (have ) Tj ET Q q 0 0 0 rg BT 475.86 238.10 Td (ef) Tj ET Q q 0 0 0 rg BT 483.45 238.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 501.48 238.10 Td (on ) Tj ET Q q 0 0 0 rg BT 514.53 238.10 Td (its ) Tj ET Q q 0 0 0 rg BT 527.02 238.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 226.10 Td (statements.) Tj ET Q endstream endobj 135 0 obj <>] /Rotate 0 /Contents 136 0 R>> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (64) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 730.25 Td (2. ) Tj ET Q q 0 0 0 rg BT 82.49 730.25 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 123.89 730.25 Td (per) Tj ET Q q 0 0 0 rg BT 138.15 730.25 Td ( ) Tj ET Q q 0 0 0 rg BT 140.65 730.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 161.03 730.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 696.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.97 696.25 Td (basic ) Tj ET Q q 0 0 0 rg BT 139.94 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 156.81 696.25 Td (diluted 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rg BT 171.07 684.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 231.88 684.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 287.16 684.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 333.54 684.25 Td (of ) Tj ET Q q 0 0 0 rg BT 344.37 684.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 376.86 684.25 Td (are ) Tj ET Q q 0 0 0 rg BT 391.56 684.25 Td (shown ) Tj ET Q q 0 0 0 rg BT 420.18 684.25 Td (below ) Tj ET Q q 0 0 0 rg BT 447.11 684.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 614.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 614.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 614.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 614.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 614.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 614.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 614.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 586.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 586.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 586.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 586.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 586.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 586.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 586.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 650.75 m 416.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 650.75 m 420.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 650.75 m 476.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 650.75 m 480.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 650.75 m 536.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 614.75 m 356.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 614.75 m 416.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 614.75 m 476.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 614.75 m 536.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 614.75 m 476.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 614.75 m 536.5 614.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.75 664.48 Td (For) Tj ET Q q 0 0 0 rg BT 423.12 664.48 Td ( the year) Tj ET Q q 0 0 0 rg BT 460.14 664.48 Td ( ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.90 654.48 Td (December) Tj ET Q q 0 0 0 rg BT 462.02 654.48 Td ( 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 632.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.35 641.48 Td (\(In thousands, except per share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.95 631.48 Td (amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 618.48 Td (Earnings per share:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.00 618.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.00 618.48 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 618.48 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 605.32 Td (Basic earnings per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.00 605.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 605.32 Td (1.68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.00 605.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 605.32 Td (1.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.00 605.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 605.32 Td (1.91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 591.32 Td (Diluted earnings per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.00 591.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 591.32 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.00 591.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 591.32 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.00 591.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 591.32 Td (1.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 577.32 Td (Basic weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 577.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 577.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 577.32 Td (36,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 563.32 Td (Diluted weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 563.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 563.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 563.32 Td (39,100) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 537.25 Td (Basic ) Tj ET Q q 0 0 0 rg BT 124.04 537.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 144.10 537.25 Td (is ) Tj ET Q q 0 0 0 rg BT 153.60 537.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 178.08 537.25 Td (to ) Tj ET Q q 0 0 0 rg BT 188.69 537.25 Td (net ) Tj ET Q q 0 0 0 rg BT 203.73 537.25 Td (income ) Tj ET Q q 0 0 0 rg BT 235.99 537.25 Td (divided ) Tj ET Q q 0 0 0 rg BT 268.81 537.25 Td (by ) Tj ET Q q 0 0 0 rg BT 281.64 537.25 Td (the ) Tj ET Q q 0 0 0 rg BT 296.69 537.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 336.17 537.25 Td (average ) Tj ET Q q 0 0 0 rg BT 370.08 537.25 Td (number ) Tj ET Q q 0 0 0 rg BT 403.45 537.25 Td (of ) Tj ET Q q 0 0 0 rg BT 414.61 537.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 442.43 537.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.58 537.25 Td (common ) Tj ET Q q 0 0 0 rg BT 491.41 537.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 515.34 537.25 Td (outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 525.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.29 525.25 Td (the ) Tj ET Q q 0 0 0 rg BT 79.14 525.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 109.82 525.25 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 142.45 525.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 162.31 525.25 Td (takes ) Tj ET Q q 0 0 0 rg BT 185.49 525.25 Td (into ) Tj ET Q q 0 0 0 rg BT 203.68 525.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 260.18 525.25 Td (common ) Tj ET Q q 0 0 0 rg BT 297.81 525.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 321.55 525.25 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 369.72 525.25 Td (which ) Tj ET Q q 0 0 0 rg BT 396.79 525.25 Td (for ) Tj ET Q q 0 0 0 rg BT 411.08 525.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.93 525.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 467.45 525.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 497.86 525.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.82 525.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 532.56 525.25 Td (options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 513.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.59 513.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 107.95 513.25 Td (stock. ) Tj ET Q q 0 0 0 rg BT 134.49 513.25 Td (W) Tj ET Q q 0 0 0 rg BT 143.53 513.25 Td (ith ) Tj ET Q q 0 0 0 rg BT 157.24 513.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 188.71 513.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.64 513.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 223.91 513.25 Td (options, ) Tj ET Q q 0 0 0 rg BT 259.01 513.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 289.94 513.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 310.33 513.25 Td (is ) Tj ET Q q 0 0 0 rg BT 320.15 513.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 363.84 513.25 Td (as ) Tj ET Q q 0 0 0 rg BT 375.32 513.25 Td (if ) Tj ET Q q 0 0 0 rg BT 384.59 513.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.96 513.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 442.00 513.25 Td (had ) Tj ET Q q 0 0 0 rg BT 459.60 513.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 502.74 513.25 Td (common ) Tj ET Q q 0 0 0 rg BT 540.89 513.25 Td (stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 501.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 99.08 501.25 Td (from ) Tj ET Q q 0 0 0 rg BT 120.94 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.58 501.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 177.99 501.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.74 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 203.37 501.25 Td (year ) Tj ET Q q 0 0 0 rg BT 223.00 501.25 Td (or ) Tj ET Q q 0 0 0 rg BT 233.75 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 248.38 501.25 Td (date ) Tj ET Q q 0 0 0 rg BT 267.46 501.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.20 501.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 301.17 501.25 Td (or ) Tj ET Q q 0 0 0 rg BT 311.92 501.25 Td (issuance, ) Tj ET Q q 0 0 0 rg BT 350.71 501.25 Td (net ) Tj ET Q q 0 0 0 rg BT 365.35 501.25 Td (of ) Tj ET Q q 0 0 0 rg BT 376.10 501.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 412.95 501.25 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 463.68 501.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 491.09 501.25 Td (using ) Tj ET Q q 0 0 0 rg BT 515.18 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 529.81 501.25 Td (treasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 489.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 74.76 489.25 Td (method. ) Tj ET Q q 0 0 0 rg BT 110.90 489.25 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 144.54 489.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 165.42 489.25 Td (is ) Tj ET Q q 0 0 0 rg BT 175.74 489.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 201.04 489.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.47 489.25 Td (net ) Tj ET Q q 0 0 0 rg BT 228.33 489.25 Td (income ) Tj ET Q q 0 0 0 rg BT 261.41 489.25 Td (divided ) Tj ET Q q 0 0 0 rg BT 295.05 489.25 Td (by ) Tj ET Q q 0 0 0 rg BT 308.70 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.57 489.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 367.65 489.25 Td (sum ) Tj ET Q q 0 0 0 rg BT 387.96 489.25 Td (of ) Tj ET Q q 0 0 0 rg BT 399.94 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 415.81 489.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 456.11 489.25 Td (average ) Tj ET Q q 0 0 0 rg BT 490.84 489.25 Td (number ) Tj ET Q q 0 0 0 rg BT 525.03 489.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.01 489.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 477.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 99.83 477.25 Td (and ) Tj ET Q q 0 0 0 rg BT 117.43 477.25 Td (common ) Tj ET Q q 0 0 0 rg BT 155.58 477.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 179.85 477.25 Td (equivalents. ) Tj ET Q q 0 0 0 rg BT 230.36 477.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.52 477.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 302.77 477.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.77 477.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.43 477.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.43 477.25 Td (, ) Tj ET Q q 0 0 0 rg BT 354.09 477.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.69 477.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.69 477.25 Td ( ) Tj ET Q q 0 0 0 rg BT 394.85 477.25 Td (there ) Tj ET Q q 0 0 0 rg BT 418.00 477.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.59 477.25 Td (135,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.09 477.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.75 477.25 Td (315,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.25 477.25 Td (, ) Tj ET Q q 0 0 0 rg BT 516.91 477.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.51 477.25 Td (90,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 477.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 465.25 Td (potentially ) Tj ET Q q 0 0 0 rg BT 95.40 465.25 Td (issuable ) Tj ET Q q 0 0 0 rg BT 130.25 465.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 157.88 465.25 Td (with ) Tj ET Q q 0 0 0 rg BT 178.29 465.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 209.24 465.25 Td (to ) Tj ET Q q 0 0 0 rg BT 219.65 465.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 243.40 465.25 Td (options ) Tj ET Q q 0 0 0 rg BT 275.48 465.25 Td (which ) Tj ET Q q 0 0 0 rg BT 302.55 465.25 Td (could ) Tj ET Q q 0 0 0 rg BT 327.40 465.25 Td (dilute ) Tj ET Q q 0 0 0 rg BT 352.81 465.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 372.68 465.25 Td (in ) Tj ET Q q 0 0 0 rg BT 383.09 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.94 465.25 Td (future ) Tj ET Q q 0 0 0 rg BT 424.45 465.25 Td (but ) Tj ET Q q 0 0 0 rg BT 439.86 465.25 Td (which ) Tj ET Q q 0 0 0 rg BT 466.94 465.25 Td (were ) Tj ET Q q 0 0 0 rg BT 489.00 465.25 Td (excluded ) Tj ET Q q 0 0 0 rg BT 527.73 465.25 Td (from ) Tj ET Q q 0 0 0 rg BT 549.80 465.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 453.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 80.71 453.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 100.89 453.25 Td (calculation ) Tj ET Q q 0 0 0 rg BT 147.69 453.25 Td (because ) Tj ET Q q 0 0 0 rg BT 182.28 453.25 Td (presently ) Tj ET Q q 0 0 0 rg BT 221.88 453.25 Td (their ) Tj ET Q q 0 0 0 rg BT 243.14 453.25 Td (ef) Tj ET Q q 0 0 0 rg BT 250.73 453.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 268.66 453.25 Td (is ) Tj ET Q q 0 0 0 rg BT 278.27 453.25 Td (anti-dilutive. ) Tj ET Q q 0 0 0 rg BT 332.59 453.25 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 365.52 453.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 393.45 453.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 443.06 453.25 Td (are ) Tj ET Q q 0 0 0 rg BT 458.21 453.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 506.13 453.25 Td (as ) Tj ET Q q 0 0 0 rg BT 517.40 453.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 550.34 453.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 441.25 Td (each ) Tj ET Q q 0 0 0 rg BT 70.82 441.25 Td (years ) Tj ET Q q 0 0 0 rg BT 94.41 441.25 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.13 441.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 182.71 441.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.71 441.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.71 441.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.71 441.25 Td (, ) Tj ET Q q 0 0 0 rg BT 232.71 441.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 441.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 441.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 367.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 367.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 367.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 367.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 367.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 367.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 367.75 56.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 50.50 353.75 306.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 356.50 353.75 4.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 360.50 353.75 56.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 416.50 353.75 4.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 420.50 353.75 56.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 476.50 353.75 4.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 480.50 353.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 339.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 339.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 339.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 339.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 339.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 339.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 339.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 395.75 m 416.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 395.75 m 420.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 395.75 m 476.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 395.75 m 480.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 395.75 m 536.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 381.75 m 416.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 381.75 m 476.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 381.75 m 536.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 367.75 m 416.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 367.75 m 476.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 367.75 m 536.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 367.75 m 416.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 367.75 m 476.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 367.75 m 536.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 339.75 m 416.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 339.75 m 476.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 339.75 m 536.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 339.75 m 416.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 326.75 m 416.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 324.75 m 416.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 339.75 m 476.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 326.75 m 476.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 324.75 m 476.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 339.75 m 536.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 326.75 m 536.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 324.75 m 536.5 324.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.75 409.48 Td (For) Tj ET Q q 0 0 0 rg BT 423.12 409.48 Td ( the year) Tj ET Q q 0 0 0 rg BT 460.14 409.48 Td ( ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.90 399.48 Td (December) Tj ET Q q 0 0 0 rg BT 462.02 399.48 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.55 386.43 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 372.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.00 372.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.00 372.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 372.43 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 358.32 Td (Basic weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 358.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 358.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 358.32 Td (36,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 344.32 Td (Incremental shares for common stock equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 344.32 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.15 344.32 Td (1,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 344.32 Td (2,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 330.32 Td (Diluted shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 330.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 330.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 330.32 Td (39,100) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 290.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 290.25 Td (3. ) Tj ET Q q 0 0 0 rg BT 82.49 290.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 121.12 290.25 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 268.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.72 268.25 Td (Company) Tj ET Q q 0 0 0 rg BT 158.38 268.25 Td (s ) Tj ET Q q 0 0 0 rg BT 164.45 268.25 Td (business ) Tj ET Q q 0 0 0 rg BT 200.51 268.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 250.46 268.25 Td (are ) Tj ET Q q 0 0 0 rg BT 264.84 268.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 307.54 268.25 Td (for ) Tj ET Q q 0 0 0 rg BT 321.38 268.25 Td (under ) Tj ET Q q 0 0 0 rg BT 346.32 268.25 Td (the ) Tj ET Q q 0 0 0 rg BT 360.71 268.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 398.42 268.25 Td (method ) Tj ET Q q 0 0 0 rg BT 430.59 268.25 Td (of ) Tj ET Q q 0 0 0 rg BT 441.09 268.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 487.13 268.25 Td (in ) Tj ET Q q 0 0 0 rg BT 497.09 268.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.22 268.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.78 256.25 Td (F) Tj ET Q q 0 0 0 rg BT 68.60 256.25 Td (ASB) Tj ET Q q 0 0 0 rg BT 90.83 256.25 Td (s ) Tj ET Q q 0 0 0 rg BT 96.28 256.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 141.71 256.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 179.37 256.25 Td (on ) Tj ET Q q 0 0 0 rg BT 190.93 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.70 256.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 250.13 256.25 Td (for ) Tj ET Q q 0 0 0 rg BT 263.35 256.25 Td (business ) Tj ET Q q 0 0 0 rg BT 298.81 256.25 Td (combinations. ) Tj ET Q q 0 0 0 rg BT 356.40 256.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 405.74 256.25 Td (, ) Tj ET Q q 0 0 0 rg BT 409.80 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 423.58 256.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 479.01 256.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 497.79 256.25 Td (by ) Tj ET Q q 0 0 0 rg BT 509.35 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 256.25 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.57 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 79.69 244.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 124.82 244.25 Td (it ) Tj ET Q q 0 0 0 rg BT 133.28 244.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 175.62 244.25 Td (is ) Tj ET Q q 0 0 0 rg BT 185.19 244.25 Td (allocated ) Tj ET Q q 0 0 0 rg BT 224.19 244.25 Td (to ) Tj ET Q q 0 0 0 rg BT 234.88 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.00 244.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 276.24 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 293.58 244.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 333.70 244.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 371.03 244.25 Td (based ) Tj ET Q q 0 0 0 rg BT 396.71 244.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 419.62 244.25 Td (their ) Tj ET Q q 0 0 0 rg BT 440.85 244.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 482.08 244.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 498.86 244.25 Td (values ) Tj ET Q q 0 0 0 rg BT 527.31 244.25 Td (as ) Tj ET Q q 0 0 0 rg BT 538.55 244.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 244.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.25 Td (date ) Tj ET Q q 0 0 0 rg BT 69.20 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 80.08 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 94.85 232.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 143.60 232.25 Td (The ) Tj ET Q q 0 0 0 rg BT 161.69 232.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 190.34 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 201.22 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 215.98 232.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 254.07 232.25 Td (price ) Tj ET Q q 0 0 0 rg BT 276.60 232.25 Td (over ) Tj ET Q q 0 0 0 rg BT 296.92 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 311.69 232.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 352.56 232.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 368.98 232.25 Td (values ) Tj ET Q q 0 0 0 rg BT 397.08 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 407.96 232.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 433.83 232.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 470.81 232.25 Td (and ) Tj ET Q q 0 0 0 rg BT 487.79 232.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 527.56 232.25 Td (assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.25 Td (is ) Tj ET Q q 0 0 0 rg BT 58.75 220.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 95.80 220.25 Td (as ) Tj ET Q q 0 0 0 rg BT 106.20 220.25 Td (goodwill. ) Tj ET Q q 0 0 0 rg BT 146.33 220.25 Td (Recognized ) Tj ET Q q 0 0 0 rg BT 195.61 220.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 233.24 220.25 Td (pertains ) Tj ET Q q 0 0 0 rg BT 266.97 220.25 Td (in ) Tj ET Q q 0 0 0 rg BT 276.83 220.25 Td (part ) Tj ET Q q 0 0 0 rg BT 294.45 220.25 Td (to ) Tj ET Q q 0 0 0 rg BT 304.30 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 318.59 220.25 Td (value ) Tj ET Q q 0 0 0 rg BT 342.32 220.25 Td (of ) Tj ET Q q 0 0 0 rg BT 352.73 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.02 220.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 404.63 220.25 Td (syner) Tj ET Q q 0 0 0 rg BT 426.11 220.25 Td (gies ) Tj ET Q q 0 0 0 rg BT 444.29 220.25 Td (to ) Tj ET Q q 0 0 0 rg BT 454.15 220.25 Td (be ) Tj ET Q q 0 0 0 rg BT 465.66 220.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 497.72 220.25 Td (from ) Tj ET Q q 0 0 0 rg BT 519.23 220.25 Td (combining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 208.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 108.87 208.25 Td (of ) Tj ET Q q 0 0 0 rg BT 119.70 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 134.42 208.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 179.14 208.25 Td (we ) Tj ET Q q 0 0 0 rg BT 193.30 208.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 225.22 208.25 Td (including ) Tj ET Q q 0 0 0 rg BT 265.50 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 280.21 208.25 Td (value ) Tj ET Q q 0 0 0 rg BT 304.37 208.25 Td (of ) Tj ET Q q 0 0 0 rg BT 315.20 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 329.92 208.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 366.84 208.25 Td (workforce.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.98 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.95 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.93 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.90 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.67 184.25 Td (The ) Tj ET Q q 0 0 0 rg BT 119.19 184.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 166.74 184.25 Td (practice ) Tj ET Q q 0 0 0 rg BT 201.36 184.25 Td (is ) Tj ET Q q 0 0 0 rg BT 211.01 184.25 Td (that, ) Tj ET Q q 0 0 0 rg BT 231.48 184.25 Td (immediately ) Tj ET Q q 0 0 0 rg BT 284.44 184.25 Td (after ) Tj ET Q q 0 0 0 rg BT 305.73 184.25 Td (a ) Tj ET Q q 0 0 0 rg BT 313.15 184.25 Td (business ) Tj ET Q q 0 0 0 rg BT 350.01 184.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 396.87 184.25 Td (is ) Tj ET Q q 0 0 0 rg BT 406.52 184.25 Td (consummated, ) Tj ET Q q 0 0 0 rg BT 467.54 184.25 Td (all ) Tj ET Q q 0 0 0 rg BT 480.51 184.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 520.70 184.25 Td (are ) Tj ET Q q 0 0 0 rg BT 535.88 184.25 Td (tightly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.25 Td (integrated ) Tj ET Q q 0 0 0 rg BT 92.10 172.25 Td (including ) Tj ET Q q 0 0 0 rg BT 132.00 172.25 Td (infrastructure, ) Tj ET Q q 0 0 0 rg BT 190.48 172.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 212.04 172.25 Td (and ) Tj ET Q q 0 0 0 rg BT 228.60 172.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 273.76 172.25 Td (administration, ) Tj ET Q q 0 0 0 rg BT 336.15 172.25 Td (product ) Tj ET Q q 0 0 0 rg BT 368.82 172.25 Td (development, ) Tj ET Q q 0 0 0 rg BT 425.09 172.25 Td (so ) Tj ET Q q 0 0 0 rg BT 436.10 172.25 Td (as ) Tj ET Q q 0 0 0 rg BT 446.55 172.25 Td (to ) Tj ET Q q 0 0 0 rg BT 456.45 172.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 484.67 172.25 Td (that ) Tj ET Q q 0 0 0 rg BT 501.78 172.25 Td (ef) Tj ET Q q 0 0 0 rg BT 509.37 172.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 549.80 172.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.25 Td (maximized ) Tj ET Q q 0 0 0 rg BT 95.97 160.25 Td (and ) Tj ET Q q 0 0 0 rg BT 111.96 160.25 Td (redundancies ) Tj ET Q q 0 0 0 rg BT 166.25 160.25 Td (eliminated. ) Tj ET Q q 0 0 0 rg BT 212.51 160.25 Td (Furthermore ) Tj ET Q q 0 0 0 rg BT 264.04 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.80 160.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 318.23 160.25 Td (centralizes ) Tj ET Q q 0 0 0 rg BT 362.52 160.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 391.27 160.25 Td (key ) Tj ET Q q 0 0 0 rg BT 407.25 160.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 446.01 160.25 Td (such ) Tj ET Q q 0 0 0 rg BT 465.89 160.25 Td (as ) Tj ET Q q 0 0 0 rg BT 475.76 160.25 Td (product ) Tj ET Q q 0 0 0 rg BT 507.85 160.25 Td (development, ) Tj ET Q q 0 0 0 rg BT 564.50 160.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.25 Td (information ) Tj ET Q q 0 0 0 rg BT 98.72 148.25 Td (technology) Tj ET Q q 0 0 0 rg BT 142.51 148.25 Td (, ) Tj ET Q q 0 0 0 rg BT 146.52 148.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 191.07 148.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 214.52 148.25 Td (human ) Tj ET Q q 0 0 0 rg BT 243.25 148.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 285.02 148.25 Td (finance, ) Tj ET Q q 0 0 0 rg BT 318.45 148.25 Td (and ) Tj ET Q q 0 0 0 rg BT 334.40 148.25 Td (other ) Tj ET Q q 0 0 0 rg BT 356.46 148.25 Td (general ) Tj ET Q q 0 0 0 rg BT 387.40 148.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 446.12 148.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 484.84 148.25 Td (after ) Tj ET Q q 0 0 0 rg BT 504.67 148.25 Td (an ) Tj ET Q q 0 0 0 rg BT 515.62 148.25 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.34 136.25 Td (order ) Tj ET Q q 0 0 0 rg BT 82.00 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 91.34 136.25 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 121.22 136.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 156.64 136.25 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 208.75 136.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 263.08 136.25 Td (and ) Tj ET Q q 0 0 0 rg BT 279.08 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 288.42 136.25 Td (quickly ) Tj ET Q q 0 0 0 rg BT 319.98 136.25 Td (realize ) Tj ET Q q 0 0 0 rg BT 348.18 136.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 365.84 136.25 Td (ef) Tj ET Q q 0 0 0 rg BT 373.43 136.25 Td (ficiencies. ) Tj ET Q q 0 0 0 rg BT 415.80 136.25 Td (By ) Tj ET Q q 0 0 0 rg BT 429.03 136.25 Td (executing ) Tj ET Q q 0 0 0 rg BT 469.47 136.25 Td (this ) Tj ET Q q 0 0 0 rg BT 485.47 136.25 Td (integration ) Tj ET Q q 0 0 0 rg BT 530.35 136.25 Td (strategy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.25 Td (it ) Tj ET Q q 0 0 0 rg BT 57.16 124.25 Td (becomes ) Tj ET Q q 0 0 0 rg BT 93.75 124.25 Td (neither ) Tj ET Q q 0 0 0 rg BT 123.12 124.25 Td (practical ) Tj ET Q q 0 0 0 rg BT 159.14 124.25 Td (nor ) Tj ET Q q 0 0 0 rg BT 174.07 124.25 Td (feasible ) Tj ET Q q 0 0 0 rg BT 206.77 124.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.15 124.25 Td (accurately ) Tj ET Q q 0 0 0 rg BT 258.84 124.25 Td (and ) Tj ET Q q 0 0 0 rg BT 274.88 124.25 Td (separately ) Tj ET Q q 0 0 0 rg BT 317.02 124.25 Td (track ) Tj ET Q q 0 0 0 rg BT 338.61 124.25 Td (and ) Tj ET Q q 0 0 0 rg BT 354.65 124.25 Td (disclose ) Tj ET Q q 0 0 0 rg BT 388.47 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 402.29 124.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 437.77 124.25 Td (from ) Tj ET Q q 0 0 0 rg BT 458.81 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.63 124.25 Td (business ) Tj ET Q q 0 0 0 rg BT 508.13 124.25 Td (combinations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 112.25 Td (we ) Tj ET Q q 0 0 0 rg BT 64.16 112.25 Td (have ) Tj ET Q q 0 0 0 rg BT 85.54 112.25 Td (executed ) Tj ET Q q 0 0 0 rg BT 123.57 112.25 Td (after ) Tj ET Q q 0 0 0 rg BT 144.38 112.25 Td (they ) Tj ET Q q 0 0 0 rg BT 164.10 112.25 Td (have ) Tj ET Q q 0 0 0 rg BT 185.48 112.25 Td (been ) Tj ET Q q 0 0 0 rg BT 206.86 112.25 Td (acquired.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.93 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.87 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.80 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.74 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.03 88.25 Td (A) Tj ET Q q 0 0 0 rg BT 106.70 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 109.63 88.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 154.78 88.25 Td (component ) Tj ET Q q 0 0 0 rg BT 202.14 88.25 Td (of ) Tj ET Q q 0 0 0 rg BT 213.41 88.25 Td (the ) Tj ET Q q 0 0 0 rg BT 228.56 88.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 267.03 88.25 Td (price ) Tj ET Q q 0 0 0 rg BT 289.95 88.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 346.76 88.25 Td (for ) Tj ET Q q 0 0 0 rg BT 361.35 88.25 Td (many ) Tj ET Q q 0 0 0 rg BT 386.50 88.25 Td (of ) Tj ET Q q 0 0 0 rg BT 397.77 88.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.92 88.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 460.44 88.25 Td (business ) Tj ET Q q 0 0 0 rg BT 497.26 88.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 547.97 88.25 Td (is ) Tj ET Q q 0 0 0 rg BT 557.57 88.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 87.36 76.25 Td (future ) Tj ET Q q 0 0 0 rg BT 113.60 76.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 133.73 76.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 166.08 76.25 Td (based ) Tj ET Q q 0 0 0 rg BT 191.22 76.25 Td (on ) Tj ET Q q 0 0 0 rg BT 203.58 76.25 Td (reaching ) Tj ET Q q 0 0 0 rg BT 240.37 76.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 269.94 76.25 Td (specified ) Tj ET Q q 0 0 0 rg BT 308.40 76.25 Td (future ) Tj ET Q q 0 0 0 rg BT 334.64 76.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 368.65 76.25 Td (tar) Tj ET Q q 0 0 0 rg BT 379.02 76.25 Td (gets. ) Tj ET Q q 0 0 0 rg BT 399.82 76.25 Td (The ) Tj ET Q q 0 0 0 rg BT 417.74 76.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 458.99 76.25 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 504.11 76.25 Td (these ) Tj ET Q q 0 0 0 rg BT 527.02 76.25 Td (potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 97.10 64.25 Td (as ) Tj ET Q q 0 0 0 rg BT 108.09 64.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 152.95 64.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.83 64.25 Td (as ) Tj ET Q q 0 0 0 rg BT 203.81 64.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 239.79 64.25 Td (on ) Tj ET Q q 0 0 0 rg BT 252.44 64.25 Td (its ) Tj ET Q q 0 0 0 rg BT 264.55 64.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 319.98 64.25 Td (Balance ) Tj ET Q q 0 0 0 rg BT 354.83 64.25 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 385.51 64.25 Td (As ) Tj ET Q q 0 0 0 rg BT 399.28 64.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 440.27 64.25 Td (in ) Tj ET Q q 0 0 0 rg BT 450.70 64.25 Td (more ) Tj ET Q q 0 0 0 rg BT 473.91 64.25 Td (detail ) Tj ET Q q 0 0 0 rg BT 498.77 64.25 Td (in ) Tj ET Q q 0 0 0 rg BT 509.21 64.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 531.30 64.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 541.46 64.25 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 52.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 95.11 52.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 151.88 52.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.00 52.25 Td (are ) Tj ET Q q 0 0 0 rg BT 207.11 52.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 244.99 52.25 Td (at ) Tj ET Q q 0 0 0 rg BT 255.10 52.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 271.88 52.25 Td (value ) Tj ET Q q 0 0 0 rg BT 296.44 52.25 Td (on ) Tj ET Q q 0 0 0 rg BT 309.34 52.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.45 52.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 371.24 52.25 Td (date ) Tj ET Q q 0 0 0 rg BT 390.79 52.25 Td (and ) Tj ET Q q 0 0 0 rg BT 408.13 52.25 Td (are ) Tj ET Q q 0 0 0 rg BT 423.24 52.25 Td (remeasured ) Tj ET Q q 0 0 0 rg BT 472.22 52.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 511.22 52.25 Td (based ) Tj ET Q q 0 0 0 rg BT 536.88 52.25 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 52.25 Td (the ) Tj ET Q endstream endobj 137 0 obj <>] /Rotate 0 /Contents 138 0 R>> endobj 138 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (then ) Tj ET Q q 0 0 0 rg BT 68.82 742.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 104.31 742.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 119.79 742.10 Td (value ) Tj ET Q q 0 0 0 rg BT 143.05 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.10 742.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 194.03 742.10 Td (if ) Tj ET Q q 0 0 0 rg BT 201.74 742.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 239.96 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 244.06 742.10 Td (During ) Tj ET Q q 0 0 0 rg BT 274.00 742.10 Td (each ) Tj ET Q q 0 0 0 rg BT 293.92 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 303.86 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.68 742.10 Td (years ) Tj ET Q q 0 0 0 rg BT 340.38 742.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 369.21 742.10 Td (December ) Tj ET Q q 0 0 0 rg BT 411.89 742.10 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.00 742.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.00 742.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.11 742.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.11 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.71 742.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.75 742.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.75 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 511.86 742.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 559.52 742.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (these ) Tj ET Q q 0 0 0 rg BT 73.20 730.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 114.72 730.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 159.58 730.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 193.32 730.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 229.29 730.10 Td (business ) Tj ET Q q 0 0 0 rg BT 265.83 730.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 312.37 730.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 368.90 730.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 411.27 730.10 Td (were ) Tj ET Q q 0 0 0 rg BT 433.35 730.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 467.65 730.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.30 730.10 Td ($10.2 ) Tj ET Q q 0 0 0 rg BT 505.46 730.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.35 730.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 730.10 Td ($10.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.70 718.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 96.94 718.10 Td ($699 ) Tj ET Q q 0 0 0 rg BT 118.75 718.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.86 718.10 Td (, ) Tj ET Q q 0 0 0 rg BT 159.17 718.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 206.83 718.10 Td (, ) Tj ET Q q 0 0 0 rg BT 211.13 718.10 Td (due ) Tj ET Q q 0 0 0 rg BT 227.38 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 236.96 718.10 Td (remeasurements ) Tj ET Q q 0 0 0 rg BT 303.74 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 313.88 718.10 Td (based ) Tj ET Q q 0 0 0 rg BT 338.45 718.10 Td (on ) Tj ET Q q 0 0 0 rg BT 350.26 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.28 718.10 Td (then ) Tj ET Q q 0 0 0 rg BT 383.31 718.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 418.99 718.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 434.68 718.10 Td (value ) Tj ET Q q 0 0 0 rg BT 458.14 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 474.38 718.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 508.40 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 517.98 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.01 718.10 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.78 706.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 99.23 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 111.90 706.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 160.11 706.10 Td (future ) Tj ET Q q 0 0 0 rg BT 188.32 706.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 224.31 706.10 Td (levels. ) Tj ET Q q 0 0 0 rg BT 254.16 706.10 Td (These ) Tj ET Q q 0 0 0 rg BT 282.38 706.10 Td (reductions ) Tj ET Q q 0 0 0 rg BT 328.37 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 340.49 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.04 706.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 403.59 706.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 439.02 706.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 476.67 706.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 518.23 706.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 554.22 706.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 109.71 694.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 149.97 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 160.25 694.10 Td (general ) Tj ET Q q 0 0 0 rg BT 192.17 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 209.11 694.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 268.82 694.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 307.42 694.10 Td (as ) Tj ET Q q 0 0 0 rg BT 318.25 694.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 354.06 694.10 Td (on ) Tj ET Q q 0 0 0 rg BT 366.56 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.28 694.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 436.55 694.10 Td (Statements ) Tj ET Q q 0 0 0 rg BT 482.93 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.76 694.10 Td (Income.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 670.10 Td (As ) Tj ET Q q 0 0 0 rg BT 99.66 670.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.53 670.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 169.16 670.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.16 670.10 Td (, ) Tj ET Q q 0 0 0 rg BT 194.20 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 208.96 670.10 Td (total ) Tj ET Q q 0 0 0 rg BT 229.28 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.15 670.10 Td (these ) Tj ET Q q 0 0 0 rg BT 263.24 670.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 307.99 670.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 347.75 670.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.85 670.10 Td ($5.4 ) Tj ET Q q 0 0 0 rg BT 385.89 670.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.78 670.10 Td (, ) Tj ET Q q 0 0 0 rg BT 419.83 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 430.70 670.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.68 670.10 Td ($4.5 ) Tj ET Q q 0 0 0 rg BT 477.72 670.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.61 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 509.16 670.10 Td (is ) Tj ET Q q 0 0 0 rg BT 518.37 670.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 554.23 670.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 92.48 658.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 135.25 658.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.73 658.10 Td ($887 ) Tj ET Q q 0 0 0 rg BT 175.78 658.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.89 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 214.94 658.10 Td (is ) Tj ET Q q 0 0 0 rg BT 224.66 658.10 Td (included ) Tj ET Q q 0 0 0 rg BT 262.14 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 272.97 658.10 Td (current ) Tj ET Q q 0 0 0 rg BT 304.33 658.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 344.59 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 355.42 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 370.69 658.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 418.31 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 421.36 658.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 477.19 658.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 512.44 658.10 Td (Sheet. ) Tj ET Q q 0 0 0 rg BT 539.53 658.10 Td (As ) Tj ET Q q 0 0 0 rg BT 553.69 658.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 109.38 646.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.38 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 132.68 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.19 646.10 Td (total ) Tj ET Q q 0 0 0 rg BT 169.26 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 180.88 646.10 Td (these ) Tj ET Q q 0 0 0 rg BT 204.73 646.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 250.23 646.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 290.75 646.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.59 646.10 Td ($14.4 ) Tj ET Q q 0 0 0 rg BT 335.39 646.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.28 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 367.58 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.20 646.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.94 646.10 Td ($10.3 ) Tj ET Q q 0 0 0 rg BT 432.73 646.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.63 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 464.92 646.10 Td (is ) Tj ET Q q 0 0 0 rg BT 474.89 646.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 511.50 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 522.57 646.10 Td (long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 92.22 634.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.16 634.10 Td ($4.1 ) Tj ET Q q 0 0 0 rg BT 129.16 634.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.05 634.10 Td ( ) Tj ET Q q 0 0 0 rg BT 160.55 634.10 Td (is ) Tj ET Q q 0 0 0 rg BT 169.72 634.10 Td (included ) Tj ET Q q 0 0 0 rg BT 206.65 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 216.93 634.10 Td (current ) Tj ET Q q 0 0 0 rg BT 247.74 634.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 287.46 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 297.74 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.46 634.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 359.54 634.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 414.81 634.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 449.51 634.10 Td (Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 55.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 57.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 60.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 62.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 65.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 67.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 70.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 75.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 77.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 82.50 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 85.00 612.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 612.10 Td (During ) Tj ET Q q 0 0 0 rg BT 116.69 612.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 139.06 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.64 612.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 194.89 612.10 Td (received ) Tj ET Q q 0 0 0 rg BT 231.11 612.10 Td (a ) Tj ET Q q 0 0 0 rg BT 237.91 612.10 Td (termination ) Tj ET Q q 0 0 0 rg BT 286.38 612.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 300.95 612.10 Td (in ) Tj ET Q q 0 0 0 rg BT 311.09 612.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 357.32 612.10 Td (with ) Tj ET Q q 0 0 0 rg BT 377.46 612.10 Td (a ) Tj ET Q q 0 0 0 rg BT 384.27 612.10 Td (failed ) Tj ET Q q 0 0 0 rg BT 409.39 612.10 Td (business ) Tj ET Q q 0 0 0 rg BT 445.65 612.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 494.39 612.10 Td (In ) Tj ET Q q 0 0 0 rg BT 505.09 612.10 Td (this ) Tj ET Q q 0 0 0 rg BT 521.90 612.10 Td (regard ) Tj ET Q q 0 0 0 rg BT 549.80 612.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 90.89 600.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 127.87 600.10 Td (a ) Tj ET Q q 0 0 0 rg BT 134.31 600.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 174.08 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 183.86 600.10 Td (general ) Tj ET Q q 0 0 0 rg BT 215.29 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 231.73 600.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 290.94 600.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 325.15 600.10 Td (in ) Tj ET Q q 0 0 0 rg BT 334.93 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.15 600.10 Td (approximate ) Tj ET Q q 0 0 0 rg BT 401.14 600.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 433.13 600.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.47 600.10 Td ($971 ) Tj ET Q q 0 0 0 rg BT 465.47 600.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.58 600.10 Td ( ) Tj ET Q q 0 0 0 rg BT 503.58 600.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 521.13 600.10 Td (of ) Tj ET Q q 0 0 0 rg BT 531.47 600.10 Td (directly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.70 588.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 112.74 588.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 153.01 588.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 175.51 588.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 211.32 588.10 Td (by ) Tj ET Q q 0 0 0 rg BT 223.82 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.54 588.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 279.93 588.10 Td (and ) Tj ET Q q 0 0 0 rg BT 296.87 588.10 Td (a ) Tj ET Q q 0 0 0 rg BT 303.80 588.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 335.19 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 346.02 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.74 588.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 375.44 588.10 Td (that ) Tj ET Q q 0 0 0 rg BT 392.94 588.10 Td (was ) Tj ET Q q 0 0 0 rg BT 410.99 588.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 430.71 588.10 Td (to ) Tj ET Q q 0 0 0 rg BT 440.99 588.10 Td (our ) Tj ET Q q 0 0 0 rg BT 456.82 588.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 503.20 588.10 Td (banker\). ) Tj ET Q BT /F4 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 50 564.53505859375 m 123.2568359375 564.53505859375 l s q 0 0 0 rg BT 50.00 566.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 72.13 566.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 542.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 122.68 542.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.81 542.10 Td (On ) Tj ET Q q 0 0 0 rg BT 143.83 542.10 Td (January ) Tj ET Q q 0 0 0 rg BT 177.73 542.10 Td (27, ) Tj ET Q q 0 0 0 rg BT 193.03 542.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 218.32 542.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 240.01 542.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 277.23 542.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 314.75 542.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 349.76 542.10 Td (was ) Tj ET Q q 0 0 0 rg BT 368.11 542.10 Td (a ) Tj ET Q q 0 0 0 rg BT 375.35 542.10 Td (developmental-stage ) Tj ET Q q 0 0 0 rg BT 460.89 542.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 503.11 542.10 Td (that ) Tj ET Q q 0 0 0 rg BT 520.90 542.10 Td (developed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.10 Td (an ) Tj ET Q q 0 0 0 rg BT 62.32 530.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 103.53 530.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 144.17 530.10 Td (that ) Tj ET Q q 0 0 0 rg BT 162.05 530.10 Td (connects ) Tj ET Q q 0 0 0 rg BT 199.92 530.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 215.02 530.10 Td (owners, ) Tj ET Q q 0 0 0 rg BT 249.29 530.10 Td (referring ) Tj ET Q q 0 0 0 rg BT 287.15 530.10 Td (veterinarians, ) Tj ET Q q 0 0 0 rg BT 344.17 530.10 Td (animal ) Tj ET Q q 0 0 0 rg BT 374.27 530.10 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 415.21 530.10 Td (academic ) Tj ET Q q 0 0 0 rg BT 455.85 530.10 Td (institutes, ) Tj ET Q q 0 0 0 rg BT 497.35 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.67 530.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 553.67 530.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 83.88 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 100.56 518.10 Td (general ) Tj ET Q q 0 0 0 rg BT 132.21 518.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 146.67 518.10 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 184.18 518.10 Td (while ) Tj ET Q q 0 0 0 rg BT 208.63 518.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 249.75 518.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.42 518.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 278.09 518.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 308.09 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 318.65 518.10 Td (services ) Tj ET Q q 0 0 0 rg BT 353.10 518.10 Td (related ) Tj ET Q q 0 0 0 rg BT 382.53 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 392.54 518.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 406.99 518.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 447.54 518.10 Td (to ) Tj ET Q q 0 0 0 rg BT 457.56 518.10 Td (each ) Tj ET Q q 0 0 0 rg BT 478.11 518.10 Td (constituent ) Tj ET Q q 0 0 0 rg BT 524.22 518.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (practice ) Tj ET Q q 0 0 0 rg BT 83.27 506.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 138.49 506.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 179.53 506.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 212.81 506.10 Td (records, ) Tj ET Q q 0 0 0 rg BT 246.37 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.44 506.10 Td (billing. ) Tj ET Q q 0 0 0 rg BT 292.68 506.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 337.08 506.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 357.60 506.10 Td (had ) Tj ET Q q 0 0 0 rg BT 373.67 506.10 Td (a ) Tj ET Q q 0 0 0 rg BT 379.73 506.10 Td (minority ) Tj ET Q q 0 0 0 rg BT 415.81 506.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 461.32 506.10 Td (in ) Tj ET Q q 0 0 0 rg BT 470.72 506.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 507.07 506.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 527.58 506.10 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.02 494.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 88.58 494.10 Td (business ) Tj ET Q q 0 0 0 rg BT 124.27 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.41 494.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 168.42 494.10 Td (in ) Tj ET Q q 0 0 0 rg BT 178.00 494.10 Td (an ) Tj ET Q q 0 0 0 rg BT 189.24 494.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 210.48 494.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 247.82 494.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 291.26 494.10 Td (with ) Tj ET Q q 0 0 0 rg BT 310.84 494.10 Td (total ) Tj ET Q q 0 0 0 rg BT 330.41 494.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 367.75 494.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 423.42 494.10 Td (being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.44 494.10 Td ($6.35 ) Tj ET Q q 0 0 0 rg BT 471.74 494.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.63 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 502.43 494.10 Td (which ) Tj ET Q q 0 0 0 rg BT 528.67 494.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.70 482.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 91.74 482.10 Td (future ) Tj ET Q q 0 0 0 rg BT 117.87 482.10 Td (one ) Tj ET Q q 0 0 0 rg BT 134.57 482.10 Td (time ) Tj ET Q q 0 0 0 rg BT 154.60 482.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 199.08 482.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 231.32 482.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 268.01 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.60 482.10 Td (up ) Tj ET Q q 0 0 0 rg BT 290.86 482.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.90 482.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 320.66 482.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.55 482.10 Td ( ) Tj ET Q q 0 0 0 rg BT 351.81 482.10 Td (based ) Tj ET Q q 0 0 0 rg BT 376.84 482.10 Td (on ) Tj ET Q q 0 0 0 rg BT 389.10 482.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 418.01 482.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 455.80 482.10 Td (over ) Tj ET Q q 0 0 0 rg BT 475.83 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.31 482.10 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.01 482.10 Td (thirty-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.67 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 64.13 470.10 Td (month ) Tj ET Q q 0 0 0 rg BT 92.14 470.10 Td (period ) Tj ET Q q 0 0 0 rg BT 120.14 470.10 Td (following ) Tj ET Q q 0 0 0 rg BT 161.48 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 176.16 470.10 Td (ef) Tj ET Q q 0 0 0 rg BT 183.75 470.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 213.40 470.10 Td (date ) Tj ET Q q 0 0 0 rg BT 232.51 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 243.30 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.97 470.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 306.63 470.10 Td (This ) Tj ET Q q 0 0 0 rg BT 326.87 470.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 371.54 470.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 403.98 470.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 437.54 470.10 Td (is ) Tj ET Q q 0 0 0 rg BT 446.67 470.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 485.22 470.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 525.99 470.10 Td (to ) Tj ET Q q 0 0 0 rg BT 536.23 470.10 Td (have ) Tj ET Q q 0 0 0 rg BT 557.56 470.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.53 458.10 Td (value ) Tj ET Q q 0 0 0 rg BT 90.85 458.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.84 458.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.04 458.10 Td (. ) Tj ET Q q 0 0 0 rg BT 123.61 458.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 169.04 458.10 Td (required ) Tj ET Q q 0 0 0 rg BT 205.02 458.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 225.44 458.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 281.97 458.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.96 458.10 Td ($1.35 ) Tj ET Q q 0 0 0 rg BT 318.12 458.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.01 458.10 Td ( ) Tj ET Q q 0 0 0 rg BT 349.67 458.10 Td (was ) Tj ET Q q 0 0 0 rg BT 367.88 458.10 Td (of) Tj ET Q q 0 0 0 rg BT 376.03 458.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 393.12 458.10 Td (against ) Tj ET Q q 0 0 0 rg BT 424.11 458.10 Td (open ) Tj ET Q q 0 0 0 rg BT 446.20 458.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 483.85 458.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 527.58 458.10 Td (balances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (due ) Tj ET Q q 0 0 0 rg BT 66.94 446.10 Td (to ) Tj ET Q q 0 0 0 rg BT 77.22 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.93 446.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 133.32 446.10 Td (from ) Tj ET Q q 0 0 0 rg BT 155.26 446.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 192.48 446.10 Td (and ) Tj ET Q q 0 0 0 rg BT 209.41 446.10 Td (no ) Tj ET Q q 0 0 0 rg BT 221.91 446.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 248.29 446.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 268.55 446.10 Td (outlay ) Tj ET Q q 0 0 0 rg BT 296.05 446.10 Td (was ) Tj ET Q q 0 0 0 rg BT 314.10 446.10 Td (made ) Tj ET Q q 0 0 0 rg BT 338.26 446.10 Td (by ) Tj ET Q q 0 0 0 rg BT 350.76 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.47 446.10 Td (Company) Tj ET Q q 0 0 0 rg BT 403.71 446.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 422.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 135.82 422.10 Td (Magic) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 161.93 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.42 422.10 Td (-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 166.75 422.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.24 422.10 Td (On ) Tj ET Q q 0 0 0 rg BT 181.95 422.10 Td (May ) Tj ET Q q 0 0 0 rg BT 201.77 422.10 Td (21, ) Tj ET Q q 0 0 0 rg BT 215.75 422.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 239.74 422.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 260.12 422.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 296.03 422.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 343.05 422.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 370.09 422.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 399.90 422.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 433.05 422.10 Td (\("HealthCare ) Tj ET Q q 0 0 0 rg BT 487.48 422.10 Td (Magic"\), ) Tj ET Q q 0 0 0 rg BT 524.43 422.10 Td (a ) Tj ET Q q 0 0 0 rg BT 530.35 422.10 Td (medical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 87.05 410.10 Td (service ) Tj ET Q q 0 0 0 rg BT 117.98 410.10 Td (with ) Tj ET Q q 0 0 0 rg BT 138.37 410.10 Td (an ) Tj ET Q q 0 0 0 rg BT 150.42 410.10 Td (online ) Tj ET Q q 0 0 0 rg BT 178.02 410.10 Td (network ) Tj ET Q q 0 0 0 rg BT 213.40 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.34 410.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 284.71 410.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 313.42 410.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 352.14 410.10 Td (General ) Tj ET Q q 0 0 0 rg BT 386.40 410.10 Td (Physicians ) Tj ET Q q 0 0 0 rg BT 431.79 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 448.83 410.10 Td (Sur) Tj ET Q q 0 0 0 rg BT 462.55 410.10 Td (geons ) Tj ET Q q 0 0 0 rg BT 488.49 410.10 Td (spread ) Tj ET Q q 0 0 0 rg BT 517.20 410.10 Td (across ) Tj ET Q q 0 0 0 rg BT 544.80 410.10 Td (fifty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (specialties ) Tj ET Q q 0 0 0 rg BT 95.18 398.10 Td (including ) Tj ET Q q 0 0 0 rg BT 136.48 398.10 Td (alternative ) Tj ET Q q 0 0 0 rg BT 182.20 398.10 Td (medicine. ) Tj ET Q q 0 0 0 rg BT 224.63 398.10 Td (The ) Tj ET Q q 0 0 0 rg BT 243.70 398.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 286.12 398.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 324.07 398.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 373.13 398.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 402.20 398.10 Td (for ) Tj ET Q q 0 0 0 rg BT 417.39 398.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 459.78 398.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 481.08 398.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 538.48 398.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 398.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 81.58 386.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.49 386.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 110.57 386.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.46 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.04 386.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 159.30 386.10 Td (a ) Tj ET Q q 0 0 0 rg BT 165.32 386.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 199.68 386.10 Td (future ) Tj ET Q q 0 0 0 rg BT 225.14 386.10 Td (one ) Tj ET Q q 0 0 0 rg BT 241.16 386.10 Td (time ) Tj ET Q q 0 0 0 rg BT 260.51 386.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 304.31 386.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 335.87 386.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 371.89 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 381.80 386.10 Td (up ) Tj ET Q q 0 0 0 rg BT 393.38 386.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.74 386.10 Td ($12.36 ) Tj ET Q q 0 0 0 rg BT 431.83 386.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.72 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 462.30 386.10 Td (based ) Tj ET Q q 0 0 0 rg BT 486.65 386.10 Td (on ) Tj ET Q q 0 0 0 rg BT 498.23 386.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.46 386.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (over ) Tj ET Q q 0 0 0 rg BT 70.25 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.95 374.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 131.87 374.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 181.56 374.10 Td (month ) Tj ET Q q 0 0 0 rg BT 209.60 374.10 Td (period ) Tj ET Q q 0 0 0 rg BT 237.63 374.10 Td (following ) Tj ET Q q 0 0 0 rg BT 279.00 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 293.70 374.10 Td (ef) Tj ET Q q 0 0 0 rg BT 301.29 374.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 330.97 374.10 Td (date ) Tj ET Q q 0 0 0 rg BT 350.11 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.93 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 375.63 374.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 424.31 374.10 Td (This ) Tj ET Q q 0 0 0 rg BT 444.57 374.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 489.27 374.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 521.73 374.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 555.33 374.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 88.28 362.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 128.78 362.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.74 362.10 Td (have ) Tj ET Q q 0 0 0 rg BT 159.80 362.10 Td (a ) Tj ET Q q 0 0 0 rg BT 166.42 362.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 182.48 362.10 Td (value ) Tj ET Q q 0 0 0 rg BT 206.32 362.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.83 362.10 Td ($596 ) Tj ET Q q 0 0 0 rg BT 239.01 362.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.12 362.10 Td (. ) Tj ET Q q 0 0 0 rg BT 279.65 362.10 Td (The ) Tj ET Q q 0 0 0 rg BT 297.38 362.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 338.45 362.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 368.40 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 382.80 362.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 430.51 362.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 458.24 362.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 504.31 362.10 Td (from ) Tj ET Q q 0 0 0 rg BT 525.93 362.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 350.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 71.06 350.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 107.11 350.10 Td (on ) Tj ET Q q 0 0 0 rg BT 120.41 350.10 Td (hand. ) Tj ET Q q 0 0 0 rg BT 145.40 350.10 Td (The ) Tj ET Q q 0 0 0 rg BT 164.24 350.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 206.42 350.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 250.25 350.10 Td (for ) Tj ET Q q 0 0 0 rg BT 265.20 350.10 Td (this ) Tj ET Q q 0 0 0 rg BT 282.94 350.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 330.12 350.10 Td (by ) Tj ET Q q 0 0 0 rg BT 343.41 350.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.02 350.10 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 405.81 350.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.71 350.10 Td ( ) Tj ET Q q 0 0 0 rg BT 438.00 350.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.62 350.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.97 350.10 Td ($452 ) Tj ET Q q 0 0 0 rg BT 514.27 350.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.38 350.10 Td ( ) Tj ET Q q 0 0 0 rg BT 553.67 350.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 338.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 92.55 338.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 118.43 338.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 161.53 338.10 Td (to ) Tj ET Q q 0 0 0 rg BT 171.86 338.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 211.07 338.10 Td (relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.23 338.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 289.79 338.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.89 338.10 Td ( ) Tj ET Q q 0 0 0 rg BT 328.45 338.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.33 338.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 381.88 338.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 407.77 338.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 450.86 338.10 Td (to ) Tj ET Q q 0 0 0 rg BT 461.20 338.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 498.17 338.10 Td (technology) Tj ET Q q 0 0 0 rg BT 541.96 338.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.01 338.10 Td ($59 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 326.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.11 326.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.37 326.10 Td (on ) Tj ET Q q 0 0 0 rg BT 100.64 326.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 142.90 326.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 168.49 326.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 211.30 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 221.34 326.10 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 268.03 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.74 326.10 Td (tradenames, ) Tj ET Q q 0 0 0 rg BT 335.03 326.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.74 326.10 Td ($226 ) Tj ET Q q 0 0 0 rg BT 374.00 326.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.11 326.10 Td ( ) Tj ET Q q 0 0 0 rg BT 412.38 326.10 Td (of ) Tj ET Q q 0 0 0 rg BT 422.97 326.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 465.23 326.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 490.83 326.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 533.63 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 543.68 326.10 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 314.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 86.37 314.10 Td (agreements. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 290.10 Td (V) Tj ET Q q 0 0 0 rg BT 91.56 290.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 114.15 290.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.51 290.10 Td (On) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 131.74 290.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.77 290.10 Td (November ) Tj ET Q q 0 0 0 rg BT 178.02 290.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 187.56 290.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 212.09 290.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 233.02 290.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 269.33 290.10 Td (V) Tj ET Q q 0 0 0 rg BT 275.44 290.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 299.97 290.10 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 353.09 290.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 366.61 290.10 Td (ertex"\), ) Tj ET Q q 0 0 0 rg BT 398.55 290.10 Td (with ) Tj ET Q q 0 0 0 rg BT 418.37 290.10 Td (an ) Tj ET Q q 0 0 0 rg BT 429.84 290.10 Td (ef) Tj ET Q q 0 0 0 rg BT 437.43 290.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 466.67 290.10 Td (date ) Tj ET Q q 0 0 0 rg BT 485.36 290.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.73 290.10 Td (October ) Tj ET Q q 0 0 0 rg BT 529.97 290.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 539.51 290.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 564.51 290.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 278.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.74 278.10 Td (a ) Tj ET Q q 0 0 0 rg BT 68.14 278.10 Td (share ) Tj ET Q q 0 0 0 rg BT 92.21 278.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 130.71 278.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 175.31 278.10 Td (for ) Tj ET Q q 0 0 0 rg BT 189.94 278.10 Td (total ) Tj ET Q q 0 0 0 rg BT 210.67 278.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 231.41 278.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 269.91 278.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 326.74 278.10 Td (in ) Tj ET Q q 0 0 0 rg BT 337.49 278.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.67 278.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 385.63 278.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.92 278.10 Td ($27.25 ) Tj ET Q q 0 0 0 rg BT 427.38 278.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.27 278.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.24 278.10 Td (and ) Tj ET Q q 0 0 0 rg BT 476.64 278.10 Td (a ) Tj ET Q q 0 0 0 rg BT 484.04 278.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 519.79 278.10 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 266.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 81.69 266.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.73 266.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 103.44 266.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.33 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 134.03 266.10 Td (based ) Tj ET Q q 0 0 0 rg BT 158.51 266.10 Td (on ) Tj ET Q q 0 0 0 rg BT 170.21 266.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 198.57 266.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 235.81 266.10 Td (over ) Tj ET Q q 0 0 0 rg BT 255.29 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.21 266.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 315.35 266.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 364.27 266.10 Td (month ) Tj ET Q q 0 0 0 rg BT 391.53 266.10 Td (period ) Tj ET Q q 0 0 0 rg BT 418.78 266.10 Td (following ) Tj ET Q q 0 0 0 rg BT 459.38 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.30 266.10 Td (date ) Tj ET Q q 0 0 0 rg BT 491.66 266.10 Td (of ) Tj ET Q q 0 0 0 rg BT 501.70 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.62 266.10 Td (acquisition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.10 Td (V) Tj ET Q q 0 0 0 rg BT 56.11 254.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 79.08 254.10 Td (is ) Tj ET Q q 0 0 0 rg BT 88.72 254.10 Td (a ) Tj ET Q q 0 0 0 rg BT 96.14 254.10 Td (specialized ) Tj ET Q q 0 0 0 rg BT 143.54 254.10 Td (software ) Tj ET Q q 0 0 0 rg BT 180.94 254.10 Td (and ) Tj ET Q q 0 0 0 rg BT 198.36 254.10 Td (services ) Tj ET Q q 0 0 0 rg BT 233.54 254.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 253.74 254.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 287.81 254.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 328.00 254.10 Td (on ) Tj ET Q q 0 0 0 rg BT 340.98 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.17 254.10 Td (life ) Tj ET Q q 0 0 0 rg BT 372.48 254.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.89 254.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 422.87 254.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 464.16 254.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 515.99 254.10 Td (since ) Tj ET Q q 0 0 0 rg BT 539.52 254.10 Td (1991. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 242.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 71.24 242.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 108.02 242.10 Td (all ) Tj ET Q q 0 0 0 rg BT 120.37 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.06 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.63 242.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 194.65 242.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 223.65 242.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 247.12 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.63 242.10 Td (V) Tj ET Q q 0 0 0 rg BT 263.74 242.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 286.08 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 302.88 242.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 333.00 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.57 242.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 385.47 242.10 Td (using ) Tj ET Q q 0 0 0 rg BT 409.49 242.10 Td (a ) Tj ET Q q 0 0 0 rg BT 416.28 242.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 434.20 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 444.88 242.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 477.78 242.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 497.90 242.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 533.01 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.81 242.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 230.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 71.14 230.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 95.60 230.10 Td (line ) Tj ET Q q 0 0 0 rg BT 112.29 230.10 Td (available ) Tj ET Q q 0 0 0 rg BT 150.07 230.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.55 230.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 182.51 230.10 Td (The ) Tj ET Q q 0 0 0 rg BT 199.75 230.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 240.34 230.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 282.57 230.10 Td (for ) Tj ET Q q 0 0 0 rg BT 295.92 230.10 Td (this ) Tj ET Q q 0 0 0 rg BT 312.07 230.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 357.65 230.10 Td (by ) Tj ET Q q 0 0 0 rg BT 369.34 230.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.35 230.10 Td ($27.7 ) Tj ET Q q 0 0 0 rg BT 433.55 230.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.44 230.10 Td ( ) Tj ET Q q 0 0 0 rg BT 464.14 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.17 230.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.92 230.10 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 533.12 230.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 230.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.24 218.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 102.14 218.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 127.38 218.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 169.83 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 179.52 218.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 218.08 218.10 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 273.59 218.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.94 218.10 Td ($235 ) Tj ET Q q 0 0 0 rg BT 311.85 218.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.96 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 349.87 218.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.11 218.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 402.01 218.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 427.25 218.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 469.70 218.10 Td (to ) Tj ET Q q 0 0 0 rg BT 479.38 218.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 515.72 218.10 Td (technology) Tj ET Q q 0 0 0 rg BT 559.50 218.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 206.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.94 206.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 107.54 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.37 206.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 162.29 206.10 Td (price ) Tj ET Q q 0 0 0 rg BT 184.67 206.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 226.49 206.10 Td (for ) Tj ET Q q 0 0 0 rg BT 240.54 206.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.97 206.10 Td (V) Tj ET Q q 0 0 0 rg BT 261.09 206.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 283.46 206.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 329.73 206.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 363.78 206.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 412.82 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 429.65 206.10 Td (will ) Tj ET Q q 0 0 0 rg BT 447.60 206.10 Td (be ) Tj ET Q q 0 0 0 rg BT 459.42 206.10 Td (finalized ) Tj ET Q q 0 0 0 rg BT 496.79 206.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 518.62 206.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.79 206.10 Td (June ) Tj ET Q q 0 0 0 rg BT 549.51 206.10 Td (30, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 194.10 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 172.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 126.71 172.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.86 172.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 141.12 172.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 170.14 172.10 Td (December ) Tj ET Q q 0 0 0 rg BT 213.05 172.10 Td (2, ) Tj ET Q q 0 0 0 rg BT 222.37 172.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 246.69 172.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 267.39 172.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 303.64 172.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 343.23 172.10 Td (Publishing, ) Tj ET Q q 0 0 0 rg BT 390.34 172.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 411.04 172.10 Td (\("Oakstone"\) ) Tj ET Q q 0 0 0 rg BT 465.46 172.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.05 172.10 Td (a ) Tj ET Q q 0 0 0 rg BT 481.31 172.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 532.57 172.10 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 88.34 160.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 132.78 160.10 Td (for ) Tj ET Q q 0 0 0 rg BT 147.24 160.10 Td (total ) Tj ET Q q 0 0 0 rg BT 167.82 160.10 Td (net ) Tj ET Q q 0 0 0 rg BT 182.84 160.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 203.41 160.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 260.08 160.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.66 160.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.68 160.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 318.48 160.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.61 160.10 Td ($23.72 ) Tj ET Q q 0 0 0 rg BT 359.91 160.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.80 160.10 Td ( ) Tj ET Q q 0 0 0 rg BT 391.60 160.10 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.93 160.10 Td ($31.37 ) Tj ET Q q 0 0 0 rg BT 425.24 160.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.13 160.10 Td ( ) Tj ET Q q 0 0 0 rg BT 456.93 160.10 Td (less ) Tj ET Q q 0 0 0 rg BT 474.73 160.10 Td (a ) Tj ET Q q 0 0 0 rg BT 481.97 160.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 513.66 160.10 Td (net ) Tj ET Q q 0 0 0 rg BT 528.68 160.10 Td (working ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 78.94 148.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 125.12 148.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.74 148.10 Td ($7.65 ) Tj ET Q q 0 0 0 rg BT 160.53 148.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.42 148.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 197.54 148.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 237.60 148.10 Td (is ) Tj ET Q q 0 0 0 rg BT 246.56 148.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 278.29 148.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 314.46 148.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.08 148.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 370.14 148.10 Td (education, ) Tj ET Q q 0 0 0 rg BT 413.81 148.10 Td (certification ) Tj ET Q q 0 0 0 rg BT 464.40 148.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 503.35 148.10 Td (for ) Tj ET Q q 0 0 0 rg BT 517.30 148.10 Td (physicians, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.10 Td (dentists ) Tj ET Q q 0 0 0 rg BT 84.16 136.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.20 136.10 Td (allied ) Tj ET Q q 0 0 0 rg BT 128.01 136.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 172.70 136.10 Td (professionals, ) Tj ET Q q 0 0 0 rg BT 231.57 136.10 Td (as ) Tj ET Q q 0 0 0 rg BT 243.50 136.10 Td (well ) Tj ET Q q 0 0 0 rg BT 264.32 136.10 Td (as ) Tj ET Q q 0 0 0 rg BT 276.25 136.10 Td (wellness ) Tj ET Q q 0 0 0 rg BT 314.29 136.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 355.65 136.10 Td (for ) Tj ET Q q 0 0 0 rg BT 370.92 136.10 Td (various ) Tj ET Q q 0 0 0 rg BT 403.96 136.10 Td (or) Tj ET Q q 0 0 0 rg BT 412.11 136.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 463.75 136.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 486.24 136.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 524.27 136.10 Td (all ) Tj ET Q q 0 0 0 rg BT 537.87 136.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 136.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 99.12 124.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 151.00 124.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 186.78 124.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.56 124.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 237.79 124.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.68 124.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 284.90 124.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.57 124.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 337.56 124.10 Td (using ) Tj ET Q q 0 0 0 rg BT 361.68 124.10 Td (a ) Tj ET Q q 0 0 0 rg BT 368.57 124.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 386.58 124.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.36 124.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 430.36 124.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 450.58 124.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 485.79 124.10 Td (and ) Tj ET Q q 0 0 0 rg BT 502.68 124.10 Td (the ) Tj ET Q q 0 0 0 rg BT 517.35 124.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 539.24 124.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 112.10 Td (line ) Tj ET Q q 0 0 0 rg BT 66.37 112.10 Td (available ) Tj ET Q q 0 0 0 rg BT 103.83 112.10 Td (to ) Tj ET Q q 0 0 0 rg BT 112.98 112.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 135.64 112.10 Td (The ) Tj ET Q q 0 0 0 rg BT 152.56 112.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 192.82 112.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 234.73 112.10 Td (for ) Tj ET Q q 0 0 0 rg BT 247.76 112.10 Td (this ) Tj ET Q q 0 0 0 rg BT 263.59 112.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 308.84 112.10 Td (by ) Tj ET Q q 0 0 0 rg BT 320.21 112.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.90 112.10 Td ($28.8 ) Tj ET Q q 0 0 0 rg BT 383.78 112.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.67 112.10 Td ( ) Tj ET Q q 0 0 0 rg BT 414.04 112.10 Td (of ) Tj ET Q q 0 0 0 rg BT 423.75 112.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.18 112.10 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 482.05 112.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.94 112.10 Td ( ) Tj ET Q q 0 0 0 rg BT 512.31 112.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.02 112.10 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 100.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 74.98 100.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 117.17 100.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.60 100.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 164.90 100.10 Td (relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.16 100.10 Td ($501 ) Tj ET Q q 0 0 0 rg BT 241.81 100.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.91 100.10 Td ( ) Tj ET Q q 0 0 0 rg BT 279.56 100.10 Td (of ) Tj ET Q q 0 0 0 rg BT 289.54 100.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 331.18 100.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 356.16 100.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 398.35 100.10 Td (to ) Tj ET Q q 0 0 0 rg BT 407.78 100.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 443.85 100.10 Td (technology) Tj ET Q q 0 0 0 rg BT 487.64 100.10 Td (, ) Tj ET Q q 0 0 0 rg BT 491.79 100.10 Td (and ) Tj ET Q q 0 0 0 rg BT 507.88 100.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.96 100.10 Td ($6.5 ) Tj ET Q q 0 0 0 rg BT 533.11 100.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 100.10 Td ( ) Tj ET Q q 0 0 0 rg BT 564.50 100.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 85.70 88.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 119.74 88.10 Td (liability) Tj ET Q q 0 0 0 rg BT 150.20 88.10 Td (. ) Tj ET Q q 0 0 0 rg BT 154.92 88.10 Td (The ) Tj ET Q q 0 0 0 rg BT 172.86 88.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 212.47 88.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.30 88.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 267.23 88.10 Td (price ) Tj ET Q q 0 0 0 rg BT 289.61 88.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 331.43 88.10 Td (for ) Tj ET Q q 0 0 0 rg BT 345.49 88.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.10 88.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 400.26 88.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 446.54 88.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 480.58 88.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 529.63 88.10 Td (and ) Tj ET Q q 0 0 0 rg BT 546.46 88.10 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.94 76.10 Td (finalized ) Tj ET Q q 0 0 0 rg BT 99.42 76.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 121.36 76.10 Td (to ) Tj ET Q q 0 0 0 rg BT 131.64 76.10 Td (June ) Tj ET Q q 0 0 0 rg BT 152.47 76.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 167.47 76.10 Td (2015.) Tj ET Q endstream endobj 139 0 obj <>] /Rotate 0 /Contents 140 0 R>> endobj 140 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 95.96 742.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.46 742.10 Td (On ) Tj ET Q q 0 0 0 rg BT 115.86 742.10 Td (December ) Tj ET Q q 0 0 0 rg BT 159.13 742.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 168.80 742.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 193.48 742.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 214.54 742.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 251.15 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.54 742.10 Td (DCM ) Tj ET Q q 0 0 0 rg BT 290.50 742.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 318.23 742.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 335.68 742.10 Td (\(d.b.a. ) Tj ET Q q 0 0 0 rg BT 363.12 742.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 373.08 742.10 Td (Software\) ) Tj ET Q q 0 0 0 rg BT 414.69 742.10 Td (\("i3"\) ) Tj ET Q q 0 0 0 rg BT 439.47 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 449.42 742.10 Td (an ) Tj ET Q q 0 0 0 rg BT 461.04 742.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 482.66 742.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 520.37 742.10 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.64 730.10 Td (total ) Tj ET Q q 0 0 0 rg BT 85.38 730.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 106.13 730.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 162.97 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 173.73 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.92 730.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 221.89 730.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.20 730.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 246.17 730.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.06 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 278.04 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 295.45 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 302.86 730.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 338.62 730.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 383.80 730.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 416.77 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 428.07 730.10 Td (up ) Tj ET Q q 0 0 0 rg BT 441.05 730.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.80 730.10 Td ($4 ) Tj ET Q q 0 0 0 rg BT 464.77 730.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.67 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 496.64 730.10 Td (based ) Tj ET Q q 0 0 0 rg BT 522.38 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 535.36 730.10 Td (earned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 87.71 718.10 Td (over ) Tj ET Q q 0 0 0 rg BT 107.65 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.05 718.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 168.66 718.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 218.04 718.10 Td (month ) Tj ET Q q 0 0 0 rg BT 245.77 718.10 Td (period ) Tj ET Q q 0 0 0 rg BT 273.49 718.10 Td (following ) Tj ET Q q 0 0 0 rg BT 314.55 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.94 718.10 Td (date ) Tj ET Q q 0 0 0 rg BT 347.77 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 358.28 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 372.67 718.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 421.23 718.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 431.18 718.10 Td (is ) Tj ET Q q 0 0 0 rg BT 440.02 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 446.63 718.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 482.69 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.19 718.10 Td (software ) Tj ET Q q 0 0 0 rg BT 529.79 718.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.82 706.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 105.32 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 115.48 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.08 706.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 170.78 706.10 Td (industry) Tj ET Q q 0 0 0 rg BT 202.91 706.10 Td (. ) Tj ET Q q 0 0 0 rg BT 207.79 706.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 229.06 706.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 265.86 706.10 Td (all ) Tj ET Q q 0 0 0 rg BT 278.24 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.95 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 303.55 706.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 329.26 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.97 706.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 350.13 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 366.95 706.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 397.10 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.70 706.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 449.62 706.10 Td (using ) Tj ET Q q 0 0 0 rg BT 473.67 706.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 506.60 706.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 526.75 706.10 Td (reserves. ) Tj ET Q q 0 0 0 rg BT 564.51 706.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.76 694.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.87 694.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 151.61 694.10 Td (for ) Tj ET Q q 0 0 0 rg BT 165.49 694.10 Td (this ) Tj ET Q q 0 0 0 rg BT 182.15 694.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 228.25 694.10 Td (by ) Tj ET Q q 0 0 0 rg BT 240.47 694.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.00 694.10 Td ($3.7 ) Tj ET Q q 0 0 0 rg BT 300.71 694.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.61 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 331.82 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 342.37 694.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.64 694.10 Td ($225 ) Tj ET Q q 0 0 0 rg BT 404.86 694.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.96 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 443.18 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 453.73 694.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 495.93 694.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 521.48 694.10 Td (pertaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.60 682.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 100.09 682.10 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 156.52 682.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.78 682.10 Td ($75 ) Tj ET Q q 0 0 0 rg BT 191.61 682.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.71 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 230.54 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.70 682.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 284.51 682.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 310.67 682.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 354.04 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 364.64 682.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 401.89 682.10 Td (technology) Tj ET Q q 0 0 0 rg BT 445.68 682.10 Td (. ) Tj ET Q q 0 0 0 rg BT 450.80 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 469.17 682.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 509.21 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 526.47 682.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (price ) Tj ET Q q 0 0 0 rg BT 72.49 670.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 114.41 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 128.57 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.29 670.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 153.57 670.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 199.95 670.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 234.11 670.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 283.26 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.20 670.10 Td (will ) Tj ET Q q 0 0 0 rg BT 318.25 670.10 Td (be ) Tj ET Q q 0 0 0 rg BT 330.19 670.10 Td (finalized ) Tj ET Q q 0 0 0 rg BT 367.67 670.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 389.61 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 399.89 670.10 Td (June ) Tj ET Q q 0 0 0 rg BT 420.72 670.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 435.72 670.10 Td (2015.) Tj ET Q BT /F4 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 50 646.53505859375 m 123.2568359375 646.53505859375 l s q 0 0 0 rg BT 50.00 648.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 72.13 648.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 626.10 Td (On ) Tj ET Q q 0 0 0 rg BT 99.87 626.10 Td (April ) Tj ET Q q 0 0 0 rg BT 123.09 626.10 Td (7, ) Tj ET Q q 0 0 0 rg BT 132.70 626.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 157.31 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.64 626.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 212.64 626.10 Td (executed ) Tj ET Q q 0 0 0 rg BT 250.28 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.83 626.10 Td (completed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.59 626.10 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.03 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 327.15 626.10 Td (business ) Tj ET Q q 0 0 0 rg BT 363.15 626.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 409.14 626.10 Td (of ) Tj ET Q q 0 0 0 rg BT 419.58 626.10 Td ( ) Tj ET Q q 0 0 0 rg BT 421.70 626.10 Td (Qatarlyst. ) Tj ET Q q 0 0 0 rg BT 462.81 626.10 Td (The ) Tj ET Q q 0 0 0 rg BT 480.47 626.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 521.47 626.10 Td (accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 63.99 614.10 Td (this ) Tj ET Q q 0 0 0 rg BT 80.78 614.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 126.99 614.10 Td (by ) Tj ET Q q 0 0 0 rg BT 139.33 614.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.98 614.10 Td ($1) Tj ET Q q 0 0 0 rg BT 189.60 614.10 Td (1.1 ) Tj ET Q q 0 0 0 rg BT 204.44 614.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.33 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 235.66 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.33 614.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.72 614.10 Td ($4.8 ) Tj ET Q q 0 0 0 rg BT 306.55 614.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.44 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 337.78 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 348.44 614.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 390.77 614.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 416.43 614.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 459.31 614.10 Td (to ) Tj ET Q q 0 0 0 rg BT 469.42 614.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 508.41 614.10 Td (relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.94 602.10 Td ($635 ) Tj ET Q q 0 0 0 rg BT 89.44 602.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.55 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 128.05 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.88 602.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 181.37 602.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 207.20 602.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 250.24 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 260.52 602.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 297.44 602.10 Td (technology) Tj ET Q q 0 0 0 rg BT 341.23 602.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 558.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 558.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.44 558.10 Td (following ) Tj ET Q q 0 0 0 rg BT 144.23 558.10 Td (table ) Tj ET Q q 0 0 0 rg BT 165.56 558.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 215.21 558.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.33 558.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 245.10 558.10 Td (value ) Tj ET Q q 0 0 0 rg BT 268.65 558.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.88 558.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.99 558.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 348.76 558.10 Td (transferred, ) Tj ET Q q 0 0 0 rg BT 396.46 558.10 Td (net ) Tj ET Q q 0 0 0 rg BT 410.57 558.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 435.80 558.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 472.12 558.10 Td (and ) Tj ET Q q 0 0 0 rg BT 488.45 558.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 527.57 558.10 Td (assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 546.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.83 546.10 Td (a ) Tj ET Q q 0 0 0 rg BT 67.77 546.10 Td (result ) Tj ET Q q 0 0 0 rg BT 92.49 546.10 Td (of ) Tj ET Q q 0 0 0 rg BT 103.32 546.10 Td (the ) Tj ET Q q 0 0 0 rg BT 118.03 546.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 168.31 546.10 Td (that ) Tj ET Q q 0 0 0 rg BT 185.80 546.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 223.28 546.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.88 546.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.88 546.10 Td ( ) Tj ET Q q 0 0 0 rg BT 274.38 546.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.32 546.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.32 546.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 505.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 505.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 505.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 505.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 505.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 475.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 475.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 475.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 475.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 475.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 445.60 346.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 445.60 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 445.60 63.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 445.60 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 445.60 66.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 405.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 405.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 405.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 405.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 405.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 376.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 376.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 376.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 376.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 376.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 346.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 346.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 346.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 346.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 346.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 316.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 316.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 316.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 316.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 316.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 286.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 286.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 286.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 286.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 286.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 256.60 346.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 256.60 4.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 256.60 63.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 256.60 4.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 256.60 66.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 252.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 252.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 252.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 252.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 252.60 66.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 520.6 m 463.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 520.6 m 467.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 520.6 m 533.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 505.6 m 396.5 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 520.6 m 463.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 505.6 m 463.5 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 520.6 m 467.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 520.6 m 533.5 520.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 505.6 m 533.5 505.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 420.6 m 463.5 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 406.6 m 463.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 404.6 m 463.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 420.6 m 533.5 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 406.6 m 533.5 406.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 404.6 m 533.5 404.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 271.6 m 463.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 271.6 m 533.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 233.60000000000002 m 463.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 219.60000000000002 m 463.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 217.60000000000002 m 463.5 217.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 233.60000000000002 m 533.5 233.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 219.60000000000002 m 533.5 219.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 217.60000000000002 m 533.5 217.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 525.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.40 525.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 510.28 Td (\(in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.50 510.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.00 510.28 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 495.28 Td (Fair value of total consideration transferred) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 480.27 Td (Cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 480.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 480.27 Td 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.80 276.32 Td (\(13,469) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 276.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.80 276.32 Td (\(2,556) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 276.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 261.27 Td (Net assets acquired, excludes goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.80 261.32 Td (\(1,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 261.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 261.27 Td (3,314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 242.27 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 242.27 Td (68,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 242.27 Td (11,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 223.27 Td (Total net assets acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 223.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 223.27 Td (67,176) Tj ET Q BT /F1 10.00 Tf ET 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1 rg /GS0 gs 285.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 633.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 633.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 633.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 633.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 633.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 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BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 638.07 Td (5.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 624.07 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 624.07 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 624.07 Td (7.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 624.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 624.07 Td (0.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 610.07 Td (Trademarks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 610.07 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 610.07 Td (5.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 610.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 610.07 Td (0.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 596.07 Td (Total acquired intangible assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.00 596.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 319.15 596.18 Td (6,872) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.50 596.18 Td (8.8) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.00 596.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 596.18 Td (5,396) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.50 596.18 Td (10.3) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 526.00 Td (Estimated ) Tj ET Q q 0 0 0 rg BT 140.94 526.00 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 181.75 526.00 Td (future ) Tj ET Q q 0 0 0 rg BT 207.58 526.00 Td (amortization ) Tj ET Q q 0 0 0 rg BT 260.07 526.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 294.23 526.00 Td (for ) Tj ET Q q 0 0 0 rg BT 307.84 526.00 Td (the ) Tj ET Q q 0 0 0 rg BT 322.01 526.00 Td (intangible ) Tj ET Q q 0 0 0 rg BT 363.95 526.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 389.23 526.00 Td (recorded ) Tj ET Q q 0 0 0 rg BT 426.15 526.00 Td (as ) Tj ET Q q 0 0 0 rg BT 436.43 526.00 Td (part ) Tj ET Q q 0 0 0 rg BT 453.93 526.00 Td (of ) Tj ET Q q 0 0 0 rg BT 464.21 526.00 Td (the ) Tj ET Q q 0 0 0 rg BT 478.38 526.00 Td (business ) Tj ET Q q 0 0 0 rg BT 514.22 526.00 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.00 Td (described ) Tj ET Q q 0 0 0 rg BT 90.82 514.00 Td (above ) Tj ET Q q 0 0 0 rg BT 117.19 514.00 Td (and ) Tj ET Q q 0 0 0 rg BT 134.13 514.00 Td (other ) Tj ET Q q 0 0 0 rg BT 157.18 514.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 179.12 514.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 229.39 514.00 Td (is ) Tj ET Q q 0 0 0 rg BT 238.56 514.00 Td (as ) Tj ET Q q 0 0 0 rg BT 249.39 514.00 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 489.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 489.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 461.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 461.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 433.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 433.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 405.50 450.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 405.50 56.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 400.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 400.50 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 489.5 m 500.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 489.5 m 556.5 489.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 405.5 m 556.5 405.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 405.5 m 556.5 405.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 385.5 m 556.5 385.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 387.5 m 556.5 387.5 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 494.18 Td (Estimated Amortization Expenses \(in thousands\):) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 503.00 494.06 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 480.07 Td (For the year ending December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 480.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 480.07 Td (7,357) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 466.07 Td (For the year ending December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 466.07 Td (6,794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 452.07 Td (For the year ending December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 452.07 Td (6,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 438.07 Td (For the year ending December31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 438.07 Td (5,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 424.07 Td (For the year ending December31, 2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 424.07 Td (5,384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 410.07 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 410.07 Td (17,780) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 402.31 Td () Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 553.00 402.31 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 391.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 391.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 391.07 Td (49,371) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 383.31 Td () Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 553.00 383.31 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 360.00 Td (The ) Tj ET Q q 0 0 0 rg BT 118.18 360.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 160.70 360.00 Td (recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.31 360.00 Td ($7.4 ) Tj ET Q q 0 0 0 rg BT 220.45 360.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.34 360.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.47 360.00 Td ($7.3 ) Tj ET Q q 0 0 0 rg BT 276.61 360.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 360.00 Td (, ) Tj ET Q q 0 0 0 rg BT 311.63 360.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.71 360.00 Td ($6.1 ) Tj ET Q q 0 0 0 rg BT 350.84 360.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.73 360.00 Td ( ) Tj ET Q q 0 0 0 rg BT 383.37 360.00 Td (of ) Tj ET Q q 0 0 0 rg BT 395.33 360.00 Td (amortization ) Tj ET Q q 0 0 0 rg BT 449.50 360.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 485.34 360.00 Td (related ) Tj ET Q q 0 0 0 rg BT 516.18 360.00 Td (to ) Tj ET Q q 0 0 0 rg BT 527.59 360.00 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.00 Td (intangible ) Tj ET Q q 0 0 0 rg BT 92.49 348.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 118.32 348.00 Td (for ) Tj ET Q q 0 0 0 rg BT 132.48 348.00 Td (the ) Tj ET Q q 0 0 0 rg BT 147.20 348.00 Td (years ) Tj ET Q q 0 0 0 rg BT 170.80 348.00 Td (ended ) Tj ET Q q 0 0 0 rg BT 197.17 348.00 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.76 348.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.76 348.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.76 348.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.76 348.00 Td (, ) Tj ET Q q 0 0 0 rg BT 305.76 348.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.70 348.00 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.70 348.00 Td (, ) Tj ET Q q 0 0 0 rg BT 347.70 348.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 395.36 348.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 302.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 302.00 Td (4. ) Tj ET Q q 0 0 0 rg BT 82.49 302.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 92.86 302.00 Td (o ) Tj ET Q q 0 0 0 rg BT 100.36 302.00 Td (Forma ) Tj ET Q q 0 0 0 rg BT 131.73 302.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 174.24 302.00 Td (Information ) Tj ET Q q 0 0 0 rg BT 228.96 302.00 Td (\(r) Tj ET Q q 0 0 0 rg BT 236.55 302.00 Td (e: ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.82 302.00 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.82 302.00 Td ( ) Tj ET Q q 0 0 0 rg BT 269.32 302.00 Td (and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.94 302.00 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.94 302.00 Td ( ) Tj ET Q q 0 0 0 rg BT 310.44 302.00 Td (acquisitions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 280.00 Td (This ) Tj ET Q q 0 0 0 rg BT 107.04 280.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 149.74 280.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 166.33 280.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 193.48 280.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 231.72 280.00 Td (information ) Tj ET Q q 0 0 0 rg BT 282.20 280.00 Td (is ) Tj ET Q q 0 0 0 rg BT 292.13 280.00 Td (provided ) Tj ET Q q 0 0 0 rg BT 330.94 280.00 Td (for ) Tj ET Q q 0 0 0 rg BT 345.87 280.00 Td (informational ) Tj ET Q q 0 0 0 rg BT 403.56 280.00 Td (purposes ) Tj ET Q q 0 0 0 rg BT 442.37 280.00 Td (only ) Tj ET Q q 0 0 0 rg BT 463.42 280.00 Td (and ) Tj ET Q q 0 0 0 rg BT 481.12 280.00 Td (does ) Tj ET Q q 0 0 0 rg BT 502.71 280.00 Td (not ) Tj ET Q q 0 0 0 rg BT 518.76 280.00 Td (project ) Tj ET Q q 0 0 0 rg BT 549.78 280.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.00 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 268.00 Td (s ) Tj ET Q q 0 0 0 rg BT 98.06 268.00 Td (results ) Tj ET Q q 0 0 0 rg BT 126.67 268.00 Td (of ) Tj ET Q q 0 0 0 rg BT 137.50 268.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 181.65 268.00 Td (for ) Tj ET Q q 0 0 0 rg BT 195.81 268.00 Td (any ) Tj ET Q q 0 0 0 rg BT 212.75 268.00 Td (future ) Tj ET Q q 0 0 0 rg BT 239.13 268.00 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 246.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 246.00 Td (The ) Tj ET Q q 0 0 0 rg BT 104.72 246.00 Td (aggregated ) Tj ET Q q 0 0 0 rg BT 151.76 246.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 194.38 246.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 210.88 246.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 237.94 246.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 276.10 246.00 Td (information ) Tj ET Q q 0 0 0 rg BT 326.49 246.00 Td (pertains ) Tj ET Q q 0 0 0 rg BT 361.32 246.00 Td (to ) Tj ET Q q 0 0 0 rg BT 372.28 246.00 Td (all ) Tj ET Q q 0 0 0 rg BT 385.45 246.00 Td (of ) Tj ET Q q 0 0 0 rg BT 396.96 246.00 Td (the ) Tj ET Q q 0 0 0 rg BT 412.35 246.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 460.11 246.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 511.06 246.00 Td (made ) Tj ET Q q 0 0 0 rg BT 535.89 246.00 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 234.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 72.59 234.00 Td (and ) Tj ET Q q 0 0 0 rg BT 89.61 234.00 Td (2013, ) Tj ET Q q 0 0 0 rg BT 114.70 234.00 Td (which ) Tj ET Q q 0 0 0 rg BT 141.73 234.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 177.64 234.00 Td (the ) Tj ET Q q 0 0 0 rg BT 192.45 234.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 242.81 234.00 Td (of ) Tj ET Q q 0 0 0 rg BT 253.73 234.00 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 291.03 234.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 339.15 234.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 369.60 234.00 Td (V) Tj ET Q q 0 0 0 rg BT 375.71 234.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 400.78 234.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 443.64 234.00 Td (i3, ) Tj ET Q q 0 0 0 rg BT 456.51 234.00 Td (and ) Tj ET Q q 0 0 0 rg BT 473.53 234.00 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 512.78 234.00 Td (as ) Tj ET Q q 0 0 0 rg BT 523.69 234.00 Td (presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.00 Td (in ) Tj ET Q q 0 0 0 rg BT 60.13 222.00 Td (the ) Tj ET Q q 0 0 0 rg BT 74.71 222.00 Td (table ) Tj ET Q q 0 0 0 rg BT 96.50 222.00 Td (below ) Tj ET Q q 0 0 0 rg BT 123.29 222.00 Td (is ) Tj ET Q q 0 0 0 rg BT 132.32 222.00 Td (provided ) Tj ET Q q 0 0 0 rg BT 170.22 222.00 Td (for ) Tj ET Q q 0 0 0 rg BT 184.24 222.00 Td (informational ) Tj ET Q q 0 0 0 rg BT 241.02 222.00 Td (purposes ) Tj ET Q q 0 0 0 rg BT 278.93 222.00 Td (only ) Tj ET Q q 0 0 0 rg BT 299.06 222.00 Td (and ) Tj ET Q q 0 0 0 rg BT 315.86 222.00 Td (does ) Tj ET Q q 0 0 0 rg BT 336.54 222.00 Td (not ) Tj ET Q q 0 0 0 rg BT 351.68 222.00 Td (project ) Tj ET Q q 0 0 0 rg BT 381.80 222.00 Td (the ) Tj ET Q q 0 0 0 rg BT 396.37 222.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 443.31 222.00 Td (expected ) Tj ET Q q 0 0 0 rg BT 481.19 222.00 Td (results ) Tj ET Q q 0 0 0 rg BT 509.66 222.00 Td (of ) Tj ET Q q 0 0 0 rg BT 520.34 222.00 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.00 Td (for ) Tj ET Q q 0 0 0 rg BT 63.45 210.00 Td (any ) Tj ET Q q 0 0 0 rg BT 79.69 210.00 Td (future ) Tj ET Q q 0 0 0 rg BT 105.36 210.00 Td (period. ) Tj ET Q q 0 0 0 rg BT 135.20 210.00 Td (No ) Tj ET Q q 0 0 0 rg BT 149.22 210.00 Td (ef) Tj ET Q q 0 0 0 rg BT 156.80 210.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 173.58 210.00 Td (has ) Tj ET Q q 0 0 0 rg BT 188.71 210.00 Td (been ) Tj ET Q q 0 0 0 rg BT 209.38 210.00 Td (given ) Tj ET Q q 0 0 0 rg BT 233.39 210.00 Td (in ) Tj ET Q q 0 0 0 rg BT 242.96 210.00 Td (this ) Tj ET Q q 0 0 0 rg BT 259.21 210.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 274.33 210.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 300.00 210.00 Td (information ) Tj ET Q q 0 0 0 rg BT 349.01 210.00 Td (for ) Tj ET Q q 0 0 0 rg BT 362.46 210.00 Td (future ) Tj ET Q q 0 0 0 rg BT 388.13 210.00 Td (syner) Tj ET Q q 0 0 0 rg BT 409.61 210.00 Td (gistic ) Tj ET Q q 0 0 0 rg BT 433.07 210.00 Td (benefits ) Tj ET Q q 0 0 0 rg BT 466.52 210.00 Td (that ) Tj ET Q q 0 0 0 rg BT 483.31 210.00 Td (may ) Tj ET Q q 0 0 0 rg BT 502.32 210.00 Td (still ) Tj ET Q q 0 0 0 rg BT 519.12 210.00 Td (be ) Tj ET Q q 0 0 0 rg BT 530.36 210.00 Td (realized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 198.00 Td (as ) Tj ET Q q 0 0 0 rg BT 60.62 198.00 Td (a ) Tj ET Q q 0 0 0 rg BT 67.35 198.00 Td (result ) Tj ET Q q 0 0 0 rg BT 91.85 198.00 Td (of ) Tj ET Q q 0 0 0 rg BT 102.47 198.00 Td (combining ) Tj ET Q q 0 0 0 rg BT 147.53 198.00 Td (these ) Tj ET Q q 0 0 0 rg BT 170.37 198.00 Td (companies ) Tj ET Q q 0 0 0 rg BT 215.42 198.00 Td (or ) Tj ET Q q 0 0 0 rg BT 226.04 198.00 Td (costs ) Tj ET Q q 0 0 0 rg BT 248.33 198.00 Td (that ) Tj ET Q q 0 0 0 rg BT 265.62 198.00 Td (may ) Tj ET Q q 0 0 0 rg BT 285.12 198.00 Td (yet ) Tj ET Q q 0 0 0 rg BT 299.63 198.00 Td (be ) Tj ET Q q 0 0 0 rg BT 311.35 198.00 Td (incurred ) Tj ET Q q 0 0 0 rg BT 346.96 198.00 Td (in ) Tj ET Q q 0 0 0 rg BT 357.03 198.00 Td (integrating ) Tj ET Q q 0 0 0 rg BT 402.64 198.00 Td (their ) Tj ET Q q 0 0 0 rg BT 423.25 198.00 Td (operations. ) Tj ET Q q 0 0 0 rg BT 469.53 198.00 Td (The ) Tj ET Q q 0 0 0 rg BT 487.36 198.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 509.65 198.00 Td (and ) Tj ET Q q 0 0 0 rg BT 526.38 198.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 548.67 198.00 Td (pro ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 186.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 77.76 186.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 116.62 186.00 Td (information ) Tj ET Q q 0 0 0 rg BT 167.72 186.00 Td (below ) Tj ET Q q 0 0 0 rg BT 196.04 186.00 Td (assumes ) Tj ET Q q 0 0 0 rg BT 233.25 186.00 Td (that ) Tj ET Q q 0 0 0 rg BT 252.13 186.00 Td (all ) Tj ET Q q 0 0 0 rg BT 266.01 186.00 Td (such ) Tj ET Q q 0 0 0 rg BT 288.22 186.00 Td (business ) Tj ET Q q 0 0 0 rg BT 326.00 186.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 377.66 186.00 Td (were ) Tj ET Q q 0 0 0 rg BT 400.97 186.00 Td (made ) Tj ET Q q 0 0 0 rg BT 426.51 186.00 Td (on ) Tj ET Q q 0 0 0 rg BT 440.39 186.00 Td (January ) Tj ET Q q 0 0 0 rg BT 475.37 186.00 Td (1, ) Tj ET Q q 0 0 0 rg BT 486.76 186.00 Td (2013, ) Tj ET Q q 0 0 0 rg BT 513.14 186.00 Td (whereas ) Tj ET Q q 0 0 0 rg BT 549.78 186.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 174.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 96.93 174.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 132.60 174.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 169.93 174.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 214.50 174.00 Td (for ) Tj ET Q q 0 0 0 rg BT 228.51 174.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 250.86 174.00 Td (only ) Tj ET Q q 0 0 0 rg BT 270.99 174.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 306.67 174.00 Td (the ) Tj ET Q q 0 0 0 rg BT 321.24 174.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 361.36 174.00 Td (results ) Tj ET Q q 0 0 0 rg BT 389.82 174.00 Td (from ) Tj ET Q q 0 0 0 rg BT 411.61 174.00 Td (the ) Tj ET Q q 0 0 0 rg BT 426.18 174.00 Td (businesses ) Tj ET Q q 0 0 0 rg BT 470.75 174.00 Td (since ) Tj ET Q q 0 0 0 rg BT 493.65 174.00 Td (the ) Tj ET Q q 0 0 0 rg BT 508.22 174.00 Td (ef) Tj ET Q q 0 0 0 rg BT 515.81 174.00 Td (fective ) Tj ET Q q 0 0 0 rg BT 545.36 174.00 Td (date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 162.00 Td (that ) Tj ET Q q 0 0 0 rg BT 67.87 162.00 Td (they ) Tj ET Q q 0 0 0 rg BT 87.96 162.00 Td (were ) Tj ET Q q 0 0 0 rg BT 110.27 162.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 147.57 162.00 Td (by ) Tj ET Q q 0 0 0 rg BT 160.44 162.00 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 184.71 162.00 Td (and ) Tj ET Q q 0 0 0 rg BT 202.02 162.00 Td (thusly ) Tj ET Q q 0 0 0 rg BT 229.35 162.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 265.55 162.00 Td (only ) Tj ET Q q 0 0 0 rg BT 286.20 162.00 Td (eleven ) Tj ET Q q 0 0 0 rg BT 315.17 162.00 Td (months ) Tj ET Q q 0 0 0 rg BT 347.50 162.00 Td (of ) Tj ET Q q 0 0 0 rg BT 358.70 162.00 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 396.29 162.00 Td (eight ) Tj ET Q q 0 0 0 rg BT 419.17 162.00 Td (months ) Tj ET Q q 0 0 0 rg BT 451.49 162.00 Td (of ) Tj ET Q q 0 0 0 rg BT 462.70 162.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 511.10 162.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 542.03 162.00 Td (three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 150.00 Td (months ) Tj ET Q q 0 0 0 rg BT 82.10 150.00 Td (of ) Tj ET Q q 0 0 0 rg BT 92.90 150.00 Td (V) Tj ET Q q 0 0 0 rg BT 99.01 150.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 124.15 150.00 Td (and ) Tj ET Q q 0 0 0 rg BT 141.25 150.00 Td (one ) Tj ET Q q 0 0 0 rg BT 158.34 150.00 Td (month ) Tj ET Q q 0 0 0 rg BT 186.56 150.00 Td (each ) Tj ET Q q 0 0 0 rg BT 207.53 150.00 Td (for ) Tj ET Q q 0 0 0 rg BT 221.84 150.00 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 262.27 150.00 Td (and ) Tj ET Q q 0 0 0 rg BT 279.36 150.00 Td (i3. ) Tj ET Q q 0 0 0 rg BT 292.30 150.00 Td (Similarly) Tj ET Q q 0 0 0 rg BT 328.87 150.00 Td (, ) Tj ET Q q 0 0 0 rg BT 334.03 150.00 Td (the ) Tj ET Q q 0 0 0 rg BT 348.90 150.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 371.56 150.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 387.54 150.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 414.08 150.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 451.71 150.00 Td (information ) Tj ET Q q 0 0 0 rg BT 501.58 150.00 Td (below ) Tj ET Q q 0 0 0 rg BT 528.68 150.00 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 138.00 Td (a ) Tj ET Q q 0 0 0 rg BT 56.88 138.00 Td (full ) Tj ET Q q 0 0 0 rg BT 73.22 138.00 Td (year ) Tj ET Q q 0 0 0 rg BT 92.87 138.00 Td (of ) Tj ET Q q 0 0 0 rg BT 103.64 138.00 Td (results ) Tj ET Q q 0 0 0 rg BT 132.20 138.00 Td (for ) Tj ET Q q 0 0 0 rg BT 146.30 138.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 194.28 138.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 224.60 138.00 Td (V) Tj ET Q q 0 0 0 rg BT 230.71 138.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 255.64 138.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 298.35 138.00 Td (i3 ) Tj ET Q q 0 0 0 rg BT 308.58 138.00 Td (, ) Tj ET Q q 0 0 0 rg BT 313.52 138.00 Td (and ) Tj ET Q q 0 0 0 rg BT 330.41 138.00 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 369.51 138.00 Td (as ) Tj ET Q q 0 0 0 rg BT 380.28 138.00 Td (if ) Tj ET Q q 0 0 0 rg BT 388.84 138.00 Td (they ) Tj ET Q q 0 0 0 rg BT 408.50 138.00 Td (had ) Tj ET Q q 0 0 0 rg BT 425.38 138.00 Td (been ) Tj ET Q q 0 0 0 rg BT 446.70 138.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 483.57 138.00 Td (on ) Tj ET Q q 0 0 0 rg BT 496.02 138.00 Td (January ) Tj ET Q q 0 0 0 rg BT 529.56 138.00 Td (1, ) Tj ET Q q 0 0 0 rg BT 539.51 138.00 Td (2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.00 Td (whereas ) Tj ET Q q 0 0 0 rg BT 86.17 126.00 Td (the ) Tj ET Q q 0 0 0 rg BT 101.79 126.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 149.78 126.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 186.50 126.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 224.89 126.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 270.51 126.00 Td (for ) Tj ET Q q 0 0 0 rg BT 285.58 126.00 Td (the ) Tj ET Q q 0 0 0 rg BT 301.21 126.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 324.61 126.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 361.35 126.00 Td (no ) Tj ET Q q 0 0 0 rg BT 374.76 126.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 402.04 126.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 440.42 126.00 Td (results ) Tj ET Q q 0 0 0 rg BT 469.94 126.00 Td (for ) Tj ET Q q 0 0 0 rg BT 485.01 126.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 533.95 126.00 Td (Magic, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.00 Td (V) Tj ET Q q 0 0 0 rg BT 56.11 114.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 81.10 114.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 123.87 114.00 Td (i3, ) Tj ET Q q 0 0 0 rg BT 136.65 114.00 Td (and ) Tj ET Q q 0 0 0 rg BT 153.58 114.00 Td (nine ) Tj ET Q q 0 0 0 rg BT 173.30 114.00 Td (months ) Tj ET Q q 0 0 0 rg BT 205.25 114.00 Td (of ) Tj ET Q q 0 0 0 rg BT 216.08 114.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 253.56 114.00 Td (results ) Tj ET Q q 0 0 0 rg BT 282.17 114.00 Td (for ) Tj ET Q q 0 0 0 rg BT 296.33 114.00 Td (Qatarlyst.) Tj ET Q endstream endobj 143 0 obj <>] /Rotate 0 /Contents 144 0 R>> endobj 144 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (68) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 687.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 687.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 687.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 687.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 687.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 659.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 659.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 659.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 659.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 659.50 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 715.5 m 345.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 715.5 m 407.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 715.5 m 467.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 715.5 m 530.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 715.5 m 345.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 701.5 m 345.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 715.5 m 407.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 701.5 m 407.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 715.5 m 467.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 701.5 m 467.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 715.5 m 530.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 701.5 m 530.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 687.5 m 345.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 687.5 m 349.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 687.5 m 407.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 687.5 m 411.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 687.5 m 467.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 687.5 m 471.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 687.5 m 530.5 687.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.40 739.23 Td (As ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 729.23 Td (Reported) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.00 719.23 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.60 730.18 Td (Pr) Tj ET Q q 0 0 0 rg BT 364.97 730.18 Td (o Forma) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.00 720.18 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.40 739.23 Td (As ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.00 729.23 Td (Reported) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 719.23 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.10 730.18 Td (Pr) Tj ET Q q 0 0 0 rg BT 487.47 730.18 Td (o Forma) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.50 720.18 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 706.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 706.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.95 706.18 Td (\(unaudited\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.00 706.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.45 706.18 Td (\(unaudited\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.60 692.18 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 678.07 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 678.07 Td (214,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 678.07 Td (262,733) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 678.07 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 678.07 Td (260,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 664.07 Td (Net Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 664.07 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 664.07 Td (61,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 664.07 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 664.07 Td (52,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 650.07 Td (Basic EPS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 650.07 Td (1.68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.15 650.07 Td (1.63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.15 650.07 Td (1.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 650.07 Td (1.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 636.07 Td (Diluted EPS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 636.07 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.15 636.07 Td (1.62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.15 636.07 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 636.07 Td (1.37) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 610.00 Td ( ) Tj ET Q q 0 0 0 rg BT 76.50 610.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 610.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 598.00 Td (In ) Tj ET Q q 0 0 0 rg BT 97.33 598.00 Td (the ) Tj ET Q q 0 0 0 rg BT 112.54 598.00 Td (above ) Tj ET Q q 0 0 0 rg BT 139.42 598.00 Td (table, ) Tj ET Q q 0 0 0 rg BT 164.35 598.00 Td (the ) Tj ET Q q 0 0 0 rg BT 179.56 598.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 222.00 598.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 238.32 598.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 265.20 598.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 299.84 598.00 Td (for ) Tj ET Q q 0 0 0 rg BT 314.50 598.00 Td (the ) Tj ET Q q 0 0 0 rg BT 329.72 598.00 Td (year ) Tj ET Q q 0 0 0 rg BT 349.92 598.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.80 598.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 435.88 598.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.88 598.00 Td ( ) Tj ET Q q 0 0 0 rg BT 458.88 598.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 499.63 598.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.63 598.00 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 533.12 598.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.02 598.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.00 Td (from ) Tj ET Q q 0 0 0 rg BT 71.96 586.00 Td (the ) Tj ET Q q 0 0 0 rg BT 86.69 586.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 128.65 586.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 144.50 586.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 170.89 586.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 205.06 586.00 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.24 586.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.24 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 241.76 586.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.61 586.00 Td ($260.5 ) Tj ET Q q 0 0 0 rg BT 282.63 586.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.52 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 314.04 586.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.34 586.00 Td ($262.7 ) Tj ET Q q 0 0 0 rg BT 354.36 586.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.25 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 385.77 586.00 Td (, ) Tj ET Q q 0 0 0 rg BT 390.79 586.00 Td (representing ) Tj ET Q q 0 0 0 rg BT 442.73 586.00 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.69 586.00 Td (0.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.52 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 473.04 586.00 Td (increase. ) Tj ET Q q 0 0 0 rg BT 510.63 586.00 Td (The ) Tj ET Q q 0 0 0 rg BT 528.69 586.00 Td (reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.65 574.00 Td (in ) Tj ET Q q 0 0 0 rg BT 93.44 574.00 Td (the ) Tj ET Q q 0 0 0 rg BT 107.66 574.00 Td (amount ) Tj ET Q q 0 0 0 rg BT 139.66 574.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.00 574.00 Td ($214.3 ) Tj ET Q q 0 0 0 rg BT 179.51 574.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 208.40 574.00 Td ( ) Tj ET Q q 0 0 0 rg BT 210.41 574.00 Td (for ) Tj ET Q q 0 0 0 rg BT 224.07 574.00 Td (the ) Tj ET Q q 0 0 0 rg BT 238.30 574.00 Td (year ) Tj ET Q q 0 0 0 rg BT 257.51 574.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.39 574.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 341.48 574.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.48 574.00 Td ( ) Tj ET Q q 0 0 0 rg BT 363.49 574.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 403.25 574.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.26 574.00 Td ($9.6 ) Tj ET Q q 0 0 0 rg BT 434.77 574.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.66 574.00 Td ( ) Tj ET Q q 0 0 0 rg BT 465.66 574.00 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.00 574.00 Td (4.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.83 574.00 Td ( ) Tj ET Q q 0 0 0 rg BT 498.84 574.00 Td (from ) Tj ET Q q 0 0 0 rg BT 520.28 574.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.51 574.00 Td ($204.7 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 78.89 562.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 81.39 562.00 Td (of ) Tj ET Q q 0 0 0 rg BT 92.22 562.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 128.04 562.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 162.18 562.00 Td (for ) Tj ET Q q 0 0 0 rg BT 176.34 562.00 Td (the ) Tj ET Q q 0 0 0 rg BT 191.06 562.00 Td (year ) Tj ET Q q 0 0 0 rg BT 210.77 562.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.14 562.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 295.73 562.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.73 562.00 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 540.00 Td (The ) Tj ET Q q 0 0 0 rg BT 104.05 540.00 Td (above ) Tj ET Q q 0 0 0 rg BT 130.42 540.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 146.25 540.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 172.63 540.00 Td (analysis ) Tj ET Q q 0 0 0 rg BT 207.35 540.00 Td (is ) Tj ET Q q 0 0 0 rg BT 216.52 540.00 Td (based ) Tj ET Q q 0 0 0 rg BT 241.79 540.00 Td (on ) Tj ET Q q 0 0 0 rg BT 254.29 540.00 Td (the ) Tj ET Q q 0 0 0 rg BT 269.00 540.00 Td (following ) Tj ET Q q 0 0 0 rg BT 310.39 540.00 Td (premises:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 518.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 518.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 157.83 518.00 Td (and ) Tj ET Q q 0 0 0 rg BT 175.10 518.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 197.93 518.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 214.09 518.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 240.79 518.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 275.27 518.00 Td (contains ) Tj ET Q q 0 0 0 rg BT 311.42 518.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 338.13 518.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 372.60 518.00 Td (of ) Tj ET Q q 0 0 0 rg BT 383.76 518.00 Td (the ) Tj ET Q q 0 0 0 rg BT 398.81 518.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 436.06 518.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 467.77 518.00 Td (before ) Tj ET Q q 0 0 0 rg BT 496.14 518.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 542.85 518.00 Td (date, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 506.00 Td (as ) Tj ET Q q 0 0 0 rg BT 146.79 506.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 183.57 506.00 Td (by ) Tj ET Q q 0 0 0 rg BT 197.03 506.00 Td (the ) Tj ET Q q 0 0 0 rg BT 212.71 506.00 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 244.21 506.00 Td (as ) Tj ET Q q 0 0 0 rg BT 256.00 506.00 Td (well ) Tj ET Q q 0 0 0 rg BT 276.68 506.00 Td (as ) Tj ET Q q 0 0 0 rg BT 288.47 506.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 315.81 506.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 350.91 506.00 Td (of ) Tj ET Q q 0 0 0 rg BT 362.70 506.00 Td (the ) Tj ET Q q 0 0 0 rg BT 378.38 506.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 416.27 506.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 448.61 506.00 Td (after ) Tj ET Q q 0 0 0 rg BT 470.39 506.00 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 520.23 506.00 Td (Growth ) Tj ET Q q 0 0 0 rg BT 554.24 506.00 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 494.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 172.50 494.00 Td (of ) Tj ET Q q 0 0 0 rg BT 182.79 494.00 Td (the ) Tj ET Q q 0 0 0 rg BT 196.97 494.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.35 494.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 264.19 494.00 Td (after ) Tj ET Q q 0 0 0 rg BT 284.47 494.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 330.31 494.00 Td (date ) Tj ET Q q 0 0 0 rg BT 348.93 494.00 Td (are ) Tj ET Q q 0 0 0 rg BT 363.09 494.00 Td (only ) Tj ET Q q 0 0 0 rg BT 382.83 494.00 Td (reflected ) Tj ET Q q 0 0 0 rg BT 419.76 494.00 Td (for ) Tj ET Q q 0 0 0 rg BT 433.38 494.00 Td (the ) Tj ET Q q 0 0 0 rg BT 447.56 494.00 Td (period ) Tj ET Q q 0 0 0 rg BT 475.07 494.00 Td (after ) Tj ET Q q 0 0 0 rg BT 495.34 494.00 Td (their ) Tj ET Q q 0 0 0 rg BT 515.63 494.00 Td (acquisition.) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 117.00 488.93 18.00 -9.09 re f /GS0 gs q 0 0 0 rg BT 117.00 482.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 482.00 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 171.55 482.00 Td (billed ) Tj ET Q q 0 0 0 rg BT 195.88 482.00 Td (to ) Tj ET Q q 0 0 0 rg BT 205.22 482.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 238.45 482.00 Td (clients ) Tj ET Q q 0 0 0 rg BT 266.12 482.00 Td (from ) Tj ET Q q 0 0 0 rg BT 287.12 482.00 Td (the ) Tj ET Q q 0 0 0 rg BT 300.90 482.00 Td (cross ) Tj ET Q q 0 0 0 rg BT 323.01 482.00 Td (selling ) Tj ET Q q 0 0 0 rg BT 351.24 482.00 Td (of ) Tj ET Q q 0 0 0 rg BT 361.13 482.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 397.12 482.00 Td (products ) Tj ET Q q 0 0 0 rg BT 433.12 482.00 Td (has ) Tj ET Q q 0 0 0 rg BT 448.01 482.00 Td (been ) Tj ET Q q 0 0 0 rg BT 468.45 482.00 Td (assigned ) Tj ET Q q 0 0 0 rg BT 504.45 482.00 Td (to ) Tj ET Q q 0 0 0 rg BT 513.79 482.00 Td (the ) Tj ET Q q 0 0 0 rg BT 527.57 482.00 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 470.00 Td (section ) Tj ET Q q 0 0 0 rg BT 165.83 470.00 Td (of ) Tj ET Q q 0 0 0 rg BT 176.66 470.00 Td (our ) Tj ET Q q 0 0 0 rg BT 192.49 470.00 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 458.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 458.00 Td (Any ) Tj ET Q q 0 0 0 rg BT 154.57 458.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 188.57 458.00 Td (products ) Tj ET Q q 0 0 0 rg BT 225.36 458.00 Td (sold ) Tj ET Q q 0 0 0 rg BT 244.37 458.00 Td (to ) Tj ET Q q 0 0 0 rg BT 254.49 458.00 Td (new ) Tj ET Q q 0 0 0 rg BT 273.50 458.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 316.39 458.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 353.15 458.00 Td (through ) Tj ET Q q 0 0 0 rg BT 386.61 458.00 Td (the ) Tj ET Q q 0 0 0 rg BT 401.17 458.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 447.39 458.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 486.39 458.00 Td (base, ) Tj ET Q q 0 0 0 rg BT 509.00 458.00 Td (has ) Tj ET Q q 0 0 0 rg BT 524.68 458.00 Td (also ) Tj ET Q q 0 0 0 rg BT 543.13 458.00 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 446.00 Td (assigned ) Tj ET Q q 0 0 0 rg BT 171.94 446.00 Td (to ) Tj ET Q q 0 0 0 rg BT 182.22 446.00 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 446.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.86 446.00 Td (section ) Tj ET Q q 0 0 0 rg BT 264.68 446.00 Td (of ) Tj ET Q q 0 0 0 rg BT 275.51 446.00 Td (our ) Tj ET Q q 0 0 0 rg BT 291.34 446.00 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 434.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 434.00 Td (2013 ) Tj ET Q q 0 0 0 rg BT 157.73 434.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 173.80 434.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 200.41 434.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 238.68 434.00 Td (include ) Tj ET Q q 0 0 0 rg BT 270.85 434.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 309.12 434.00 Td (from ) Tj ET Q q 0 0 0 rg BT 331.29 434.00 Td (some ) Tj ET Q q 0 0 0 rg BT 355.14 434.00 Td (product ) Tj ET Q q 0 0 0 rg BT 388.42 434.00 Td (lines ) Tj ET Q q 0 0 0 rg BT 410.04 434.00 Td (whose ) Tj ET Q q 0 0 0 rg BT 438.33 434.00 Td (sale ) Tj ET Q q 0 0 0 rg BT 456.61 434.00 Td (was ) Tj ET Q q 0 0 0 rg BT 474.89 434.00 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 528.73 434.00 Td (after ) Tj ET Q q 0 0 0 rg BT 549.78 434.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 422.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 182.08 422.00 Td (date ) Tj ET Q q 0 0 0 rg BT 201.92 422.00 Td (and ) Tj ET Q q 0 0 0 rg BT 219.56 422.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 258.29 422.00 Td (from ) Tj ET Q q 0 0 0 rg BT 280.92 422.00 Td (some ) Tj ET Q q 0 0 0 rg BT 305.22 422.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 348.96 422.00 Td (whose ) Tj ET Q q 0 0 0 rg BT 377.71 422.00 Td (contracts ) Tj ET Q q 0 0 0 rg BT 416.99 422.00 Td (were ) Tj ET Q q 0 0 0 rg BT 439.61 422.00 Td (discontinued. ) Tj ET Q q 0 0 0 rg BT 496.18 422.00 Td (This ) Tj ET Q q 0 0 0 rg BT 517.15 422.00 Td (is ) Tj ET Q q 0 0 0 rg BT 527.02 422.00 Td (typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 410.00 Td (done ) Tj ET Q q 0 0 0 rg BT 156.94 410.00 Td (for ) Tj ET Q q 0 0 0 rg BT 171.10 410.00 Td (ef) Tj ET Q q 0 0 0 rg BT 178.69 410.00 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 213.39 410.00 Td (and/or ) Tj ET Q q 0 0 0 rg BT 241.44 410.00 Td (competitive ) Tj ET Q q 0 0 0 rg BT 291.14 410.00 Td (reasons.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 398.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 398.00 Td (The ) Tj ET Q q 0 0 0 rg BT 153.26 398.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 183.18 398.00 Td (from ) Tj ET Q q 0 0 0 rg BT 205.32 398.00 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 255.25 398.00 Td (of ) Tj ET Q q 0 0 0 rg BT 266.28 398.00 Td (the ) Tj ET Q q 0 0 0 rg BT 281.21 398.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 321.67 398.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 343.26 398.00 Td (for ) Tj ET Q q 0 0 0 rg BT 357.63 398.00 Td (the ) Tj ET Q q 0 0 0 rg BT 372.55 398.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 404.14 398.00 Td (currencies ) Tj ET Q q 0 0 0 rg BT 447.93 398.00 Td (in ) Tj ET Q q 0 0 0 rg BT 458.42 398.00 Td (the ) Tj ET Q q 0 0 0 rg BT 473.35 398.00 Td (countries ) Tj ET Q q 0 0 0 rg BT 512.71 398.00 Td (in ) Tj ET Q q 0 0 0 rg BT 523.20 398.00 Td (which ) Tj ET Q q 0 0 0 rg BT 550.34 398.00 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 386.00 Td (conduct ) Tj ET Q q 0 0 0 rg BT 168.87 386.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 212.73 386.00 Td (also ) Tj ET Q q 0 0 0 rg BT 231.05 386.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 266.59 386.00 Td (af) Tj ET Q q 0 0 0 rg BT 274.17 386.00 Td (fected ) Tj ET Q q 0 0 0 rg BT 300.81 386.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 336.34 386.00 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 376.59 386.00 Td (During ) Tj ET Q q 0 0 0 rg BT 407.13 386.00 Td (each ) Tj ET Q q 0 0 0 rg BT 427.66 386.00 Td (of ) Tj ET Q q 0 0 0 rg BT 438.20 386.00 Td (the ) Tj ET Q q 0 0 0 rg BT 452.63 386.00 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.94 386.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.94 386.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 386.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 386.00 Td (, ) Tj ET Q q 0 0 0 rg BT 525.36 386.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.01 386.00 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 386.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 374.00 Td (the ) Tj ET Q q 0 0 0 rg BT 149.33 374.00 Td (change ) Tj ET Q q 0 0 0 rg BT 179.76 374.00 Td (in ) Tj ET Q q 0 0 0 rg BT 189.65 374.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 220.64 374.00 Td (currency ) Tj ET Q q 0 0 0 rg BT 257.73 374.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 297.60 374.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 318.59 374.00 Td (decreased ) Tj ET Q q 0 0 0 rg BT 360.12 374.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 395.55 374.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 448.21 374.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 488.09 374.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 525.74 374.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.85 374.00 Td ($\(3.2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 362.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.89 362.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.89 362.00 Td ($\(3.8\) ) Tj ET Q q 0 0 0 rg BT 195.55 362.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.44 362.00 Td (, ) Tj ET Q q 0 0 0 rg BT 229.44 362.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.38 362.00 Td ($\(1.2\) ) Tj ET Q q 0 0 0 rg BT 273.04 362.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.93 362.00 Td (, ) Tj ET Q q 0 0 0 rg BT 306.93 362.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 354.59 362.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 326.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 326.00 Td (5. ) Tj ET Q q 0 0 0 rg BT 82.49 326.00 Td (Commer) Tj ET Q q 0 0 0 rg BT 120.07 326.00 Td (cial ) Tj ET Q q 0 0 0 rg BT 137.56 326.00 Td (Bank ) Tj ET Q q 0 0 0 rg BT 162.86 326.00 Td (Financing ) Tj ET Q q 0 0 0 rg BT 208.14 326.00 Td (Facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.00 309.00 Td ( ) Tj ET Q q 0 0 0 rg BT 96.86 309.00 Td (On ) Tj ET Q q 0 0 0 rg BT 110.53 309.00 Td (August ) Tj ET Q q 0 0 0 rg BT 141.28 309.00 Td (5, ) Tj ET Q q 0 0 0 rg BT 150.64 309.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 175.00 309.00 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 195.75 309.00 Td (entered ) Tj ET Q q 0 0 0 rg BT 227.03 309.00 Td (into ) Tj ET Q q 0 0 0 rg BT 244.44 309.00 Td (a ) Tj ET Q q 0 0 0 rg BT 250.74 309.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 275.37 309.00 Td (agreement ) Tj ET Q q 0 0 0 rg BT 318.87 309.00 Td (providing ) Tj ET Q q 0 0 0 rg BT 359.61 309.00 Td (for ) Tj ET Q q 0 0 0 rg BT 373.13 309.00 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.43 309.00 Td ($150 ) Tj ET Q q 0 0 0 rg BT 401.29 309.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.18 309.00 Td ( ) Tj ET Q q 0 0 0 rg BT 432.04 309.00 Td (secured ) Tj ET Q q 0 0 0 rg BT 464.44 309.00 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 509.06 309.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 533.68 309.00 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 297.00 Td (\(the ) Tj ET Q q 0 0 0 rg BT 67.97 297.00 Td (Regions ) Tj ET Q q 0 0 0 rg BT 107.62 297.00 Td (Secured ) Tj ET Q q 0 0 0 rg BT 142.25 297.00 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 189.11 297.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 216.53 297.00 Td (Facility\) ) Tj ET Q q 0 0 0 rg BT 257.27 297.00 Td (with ) Tj ET Q q 0 0 0 rg BT 277.48 297.00 Td (Regions ) Tj ET Q q 0 0 0 rg BT 312.68 297.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 352.32 297.00 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 403.07 297.00 Td (\("Regions"\) ) Tj ET Q q 0 0 0 rg BT 453.10 297.00 Td (as ) Tj ET Q q 0 0 0 rg BT 463.86 297.00 Td (administrative ) Tj ET Q q 0 0 0 rg BT 523.49 297.00 Td (agent ) Tj ET Q q 0 0 0 rg BT 547.57 297.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 285.00 Td (Regions ) Tj ET Q q 0 0 0 rg BT 85.02 285.00 Td (with ) Tj ET Q q 0 0 0 rg BT 105.03 285.00 Td (MUFG ) Tj ET Q q 0 0 0 rg BT 136.17 285.00 Td (Union ) Tj ET Q q 0 0 0 rg BT 163.41 285.00 Td (Bank ) Tj ET Q q 0 0 0 rg BT 186.76 285.00 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 210.94 285.00 Td (and ) Tj ET Q q 0 0 0 rg BT 227.61 285.00 Td (Silicon ) Tj ET Q q 0 0 0 rg BT 258.03 285.00 Td (V) Tj ET Q q 0 0 0 rg BT 264.14 285.00 Td (alley ) Tj ET Q q 0 0 0 rg BT 285.81 285.00 Td (Bank ) Tj ET Q q 0 0 0 rg BT 309.16 285.00 Td (as ) Tj ET Q q 0 0 0 rg BT 319.73 285.00 Td (joint ) Tj ET Q q 0 0 0 rg BT 340.30 285.00 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 373.76 285.00 Td (The ) Tj ET Q q 0 0 0 rg BT 391.54 285.00 Td (financing ) Tj ET Q q 0 0 0 rg BT 431.54 285.00 Td (is ) Tj ET Q q 0 0 0 rg BT 440.45 285.00 Td (comprised ) Tj ET Q q 0 0 0 rg BT 484.35 285.00 Td (of ) Tj ET Q q 0 0 0 rg BT 494.92 285.00 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.59 285.00 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.14 285.00 Td (-year) Tj ET Q q 0 0 0 rg BT 537.28 285.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.02 285.00 Td ($150 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 273.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 273.00 Td ( ) Tj ET Q q 0 0 0 rg BT 82.73 273.00 Td (secured ) Tj ET Q q 0 0 0 rg BT 117.11 273.00 Td (revolving ) Tj ET Q q 0 0 0 rg BT 159.28 273.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 185.88 273.00 Td (facility) Tj ET Q q 0 0 0 rg BT 213.55 273.00 Td (, ) Tj ET Q q 0 0 0 rg BT 219.90 273.00 Td (with ) Tj ET Q q 0 0 0 rg BT 241.51 273.00 Td (an ) Tj ET Q q 0 0 0 rg BT 254.79 273.00 Td (option ) Tj ET Q q 0 0 0 rg BT 284.19 273.00 Td (to ) Tj ET Q q 0 0 0 rg BT 295.81 273.00 Td (expand ) Tj ET Q q 0 0 0 rg BT 328.53 273.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.15 273.00 Td ($200 ) Tj ET Q q 0 0 0 rg BT 363.99 273.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.88 273.00 Td ( ) Tj ET Q q 0 0 0 rg BT 396.72 273.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 420.57 273.00 Td (request ) Tj ET Q q 0 0 0 rg BT 453.28 273.00 Td (and ) Tj ET Q q 0 0 0 rg BT 471.56 273.00 Td (with ) Tj ET Q q 0 0 0 rg BT 493.18 273.00 Td (additional ) Tj ET Q q 0 0 0 rg BT 537.01 273.00 Td (lender ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 261.00 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 109.44 261.00 Td (This ) Tj ET Q q 0 0 0 rg BT 129.92 261.00 Td (new ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.28 261.00 Td ($150 ) Tj ET Q q 0 0 0 rg BT 171.97 261.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.86 261.00 Td ( ) Tj ET Q q 0 0 0 rg BT 203.56 261.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 229.02 261.00 Td (facility ) Tj ET Q q 0 0 0 rg BT 260.04 261.00 Td (with ) Tj ET Q q 0 0 0 rg BT 280.52 261.00 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 318.49 261.00 Td (as ) Tj ET Q q 0 0 0 rg BT 329.52 261.00 Td (administrative ) Tj ET Q q 0 0 0 rg BT 389.43 261.00 Td (agent, ) Tj ET Q q 0 0 0 rg BT 416.28 261.00 Td (replaces ) Tj ET Q q 0 0 0 rg BT 451.73 261.00 Td (the ) Tj ET Q q 0 0 0 rg BT 466.65 261.00 Td (former ) Tj ET Q q 0 0 0 rg BT 496.55 261.00 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 542.01 261.00 Td ($100 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 249.00 Td (million ) Tj ET Q q 0 0 0 rg BT 81.24 249.00 Td (facility ) Tj ET Q q 0 0 0 rg BT 111.91 249.00 Td (that ) Tj ET Q q 0 0 0 rg BT 129.26 249.00 Td (the ) Tj ET Q q 0 0 0 rg BT 143.82 249.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 185.06 249.00 Td (had ) Tj ET Q q 0 0 0 rg BT 201.85 249.00 Td (in ) Tj ET Q q 0 0 0 rg BT 211.98 249.00 Td (place ) Tj ET Q q 0 0 0 rg BT 235.42 249.00 Td (with ) Tj ET Q q 0 0 0 rg BT 255.55 249.00 Td (Citi ) Tj ET Q q 0 0 0 rg BT 272.91 249.00 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 298.86 249.00 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 320.66 249.00 Td (which ) Tj ET Q q 0 0 0 rg BT 347.45 249.00 Td (was ) Tj ET Q q 0 0 0 rg BT 365.35 249.00 Td (paid ) Tj ET Q q 0 0 0 rg BT 384.91 249.00 Td (in ) Tj ET Q q 0 0 0 rg BT 395.04 249.00 Td (full ) Tj ET Q q 0 0 0 rg BT 411.28 249.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 433.63 249.00 Td (the ) Tj ET Q q 0 0 0 rg BT 448.20 249.00 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 498.31 249.00 Td (of ) Tj ET Q q 0 0 0 rg BT 508.99 249.00 Td (this ) Tj ET Q q 0 0 0 rg BT 525.79 249.00 Td (new ) Tj ET Q q 0 0 0 rg BT 544.80 249.00 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 237.00 Td (facility ) Tj ET Q q 0 0 0 rg BT 79.85 237.00 Td (with ) Tj ET Q q 0 0 0 rg BT 99.16 237.00 Td (Regions. ) Tj ET Q q 0 0 0 rg BT 135.96 237.00 Td ( ) Tj ET Q q 0 0 0 rg BT 137.38 237.00 Td (The ) Tj ET Q q 0 0 0 rg BT 154.46 237.00 Td (initial ) Tj ET Q q 0 0 0 rg BT 179.31 237.00 Td (interest ) Tj ET Q q 0 0 0 rg BT 210.28 237.00 Td (rate ) Tj ET Q q 0 0 0 rg BT 226.79 237.00 Td (applicable ) Tj ET Q q 0 0 0 rg BT 269.41 237.00 Td (to ) Tj ET Q q 0 0 0 rg BT 278.71 237.00 Td (the ) Tj ET Q q 0 0 0 rg BT 292.46 237.00 Td (Secured ) Tj ET Q q 0 0 0 rg BT 326.19 237.00 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 372.16 237.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 398.68 237.00 Td (Facility ) Tj ET Q q 0 0 0 rg BT 430.76 237.00 Td (is ) Tj ET Q q 0 0 0 rg BT 438.96 237.00 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 470.49 237.00 Td (plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.68 237.00 Td (1.75%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.51 237.00 Td ( ) Tj ET Q q 0 0 0 rg BT 516.04 237.00 Td (or ) Tj ET Q q 0 0 0 rg BT 525.90 237.00 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 225.00 Td (1.94%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.83 225.00 Td (. ) Tj ET Q q 0 0 0 rg BT 80.95 225.00 Td (Under ) Tj ET Q q 0 0 0 rg BT 108.56 225.00 Td (the ) Tj ET Q q 0 0 0 rg BT 123.40 225.00 Td (Regions ) Tj ET Q q 0 0 0 rg BT 158.80 225.00 Td (Secured ) Tj ET Q q 0 0 0 rg BT 193.63 225.00 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 240.68 225.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 268.30 225.00 Td (Facility ) Tj ET Q q 0 0 0 rg BT 301.47 225.00 Td (the ) Tj ET Q q 0 0 0 rg BT 316.31 225.00 Td (maximum ) Tj ET Q q 0 0 0 rg BT 359.48 225.00 Td (interest ) Tj ET Q q 0 0 0 rg BT 391.54 225.00 Td (rate ) Tj ET Q q 0 0 0 rg BT 409.14 225.00 Td (that ) Tj ET Q q 0 0 0 rg BT 426.76 225.00 Td (could ) Tj ET Q q 0 0 0 rg BT 451.60 225.00 Td (be ) Tj ET Q q 0 0 0 rg BT 463.66 225.00 Td (char) Tj ET Q q 0 0 0 rg BT 480.68 225.00 Td (ged ) Tj ET Q q 0 0 0 rg BT 497.74 225.00 Td (depending ) Tj ET Q q 0 0 0 rg BT 542.02 225.00 Td (upon ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 213.00 Td (the ) Tj ET Q q 0 0 0 rg BT 64.51 213.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 111.38 213.00 Td (leverage ) Tj ET Q q 0 0 0 rg BT 147.53 213.00 Td (ratio ) Tj ET Q q 0 0 0 rg BT 168.14 213.00 Td (is ) Tj ET Q q 0 0 0 rg BT 177.10 213.00 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 209.39 213.00 Td (plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.35 213.00 Td (2.25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.18 213.00 Td (. ) Tj ET Q q 0 0 0 rg BT 258.97 213.00 Td ( ) Tj ET Q q 0 0 0 rg BT 261.10 213.00 Td (The ) Tj ET Q q 0 0 0 rg BT 278.94 213.00 Td (underlying ) Tj ET Q q 0 0 0 rg BT 324.55 213.00 Td (financing ) Tj ET Q q 0 0 0 rg BT 364.60 213.00 Td (agreement ) Tj ET Q q 0 0 0 rg BT 408.54 213.00 Td (contains ) Tj ET Q q 0 0 0 rg BT 444.15 213.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 481.42 213.00 Td (covenants ) Tj ET Q q 0 0 0 rg BT 523.70 213.00 Td (regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 201.00 Td (the ) Tj ET Q q 0 0 0 rg BT 64.86 201.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 112.08 201.00 Td (fixed ) Tj ET Q q 0 0 0 rg BT 135.27 201.00 Td (char) Tj ET Q q 0 0 0 rg BT 152.29 201.00 Td (ge ) Tj ET Q q 0 0 0 rg BT 164.37 201.00 Td (coverage ) Tj ET Q q 0 0 0 rg BT 203.10 201.00 Td (ratio ) Tj ET Q q 0 0 0 rg BT 224.06 201.00 Td (and ) Tj ET Q q 0 0 0 rg BT 241.14 201.00 Td (leverage ) Tj ET Q q 0 0 0 rg BT 277.64 201.00 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 301.11 201.00 Td (as ) Tj ET Q q 0 0 0 rg BT 312.08 201.00 Td (well ) Tj ET Q q 0 0 0 rg BT 331.94 201.00 Td (as ) Tj ET Q q 0 0 0 rg BT 342.91 201.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 372.75 201.00 Td (restrictive ) Tj ET Q q 0 0 0 rg BT 415.37 201.00 Td (covenants ) Tj ET Q q 0 0 0 rg BT 458.00 201.00 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 501.18 201.00 Td (to ) Tj ET Q q 0 0 0 rg BT 511.60 201.00 Td (such ) Tj ET Q q 0 0 0 rg BT 532.57 201.00 Td (matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 189.00 Td (as ) Tj ET Q q 0 0 0 rg BT 60.63 189.00 Td (the ) Tj ET Q q 0 0 0 rg BT 75.15 189.00 Td (incurrence ) Tj ET Q q 0 0 0 rg BT 119.64 189.00 Td (of ) Tj ET Q q 0 0 0 rg BT 130.27 189.00 Td (new ) Tj ET Q q 0 0 0 rg BT 149.23 189.00 Td (debt ) Tj ET Q q 0 0 0 rg BT 168.75 189.00 Td (and ) Tj ET Q q 0 0 0 rg BT 185.48 189.00 Td (the ) Tj ET Q q 0 0 0 rg BT 200.00 189.00 Td (consummation ) Tj ET Q q 0 0 0 rg BT 261.18 189.00 Td (of ) Tj ET Q q 0 0 0 rg BT 271.81 189.00 Td (new ) Tj ET Q q 0 0 0 rg BT 290.77 189.00 Td (business ) Tj ET Q q 0 0 0 rg BT 326.96 189.00 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 379.37 189.00 Td (The ) Tj ET Q q 0 0 0 rg BT 397.22 189.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 438.40 189.00 Td (currently ) Tj ET Q q 0 0 0 rg BT 476.80 189.00 Td (is ) Tj ET Q q 0 0 0 rg BT 485.77 189.00 Td (in ) Tj ET Q q 0 0 0 rg BT 495.84 189.00 Td (compliance ) Tj ET Q q 0 0 0 rg BT 544.23 189.00 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 177.00 Td (all ) Tj ET Q q 0 0 0 rg BT 62.98 177.00 Td (such ) Tj ET Q q 0 0 0 rg BT 84.29 177.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 122.25 177.00 Td (and ) Tj ET Q q 0 0 0 rg BT 139.66 177.00 Td (restrictive ) Tj ET Q q 0 0 0 rg BT 182.62 177.00 Td (covenants. ) Tj ET Q q 0 0 0 rg BT 227.43 177.00 Td (As ) Tj ET Q q 0 0 0 rg BT 241.53 177.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.84 177.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 311.90 177.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.90 177.00 Td ( ) Tj ET Q q 0 0 0 rg BT 334.88 177.00 Td (the ) Tj ET Q q 0 0 0 rg BT 350.08 177.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 397.64 177.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 451.16 177.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 484.67 177.00 Td (sheet ) Tj ET Q q 0 0 0 rg BT 508.20 177.00 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.50 177.00 Td ($1.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 165.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 165.00 Td ( ) Tj ET Q q 0 0 0 rg BT 81.32 165.00 Td (of ) Tj ET Q q 0 0 0 rg BT 92.07 165.00 Td (remaining ) Tj ET Q q 0 0 0 rg BT 135.04 165.00 Td (deferred ) Tj ET Q q 0 0 0 rg BT 170.77 165.00 Td (financing ) Tj ET Q q 0 0 0 rg BT 210.96 165.00 Td (costs ) Tj ET Q q 0 0 0 rg BT 233.39 165.00 Td (which ) Tj ET Q q 0 0 0 rg BT 260.25 165.00 Td (are ) Tj ET Q q 0 0 0 rg BT 274.88 165.00 Td (being ) Tj ET Q q 0 0 0 rg BT 299.53 165.00 Td (amortized ) Tj ET Q q 0 0 0 rg BT 341.93 165.00 Td (over ) Tj ET Q q 0 0 0 rg BT 362.13 165.00 Td (the ) Tj ET Q q 0 0 0 rg BT 376.77 165.00 Td (remaining ) Tj ET Q q 0 0 0 rg BT 419.74 165.00 Td (life ) Tj ET Q q 0 0 0 rg BT 435.49 165.00 Td (of ) Tj ET Q q 0 0 0 rg BT 446.25 165.00 Td (the ) Tj ET Q q 0 0 0 rg BT 460.89 165.00 Td (underlying ) Tj ET Q q 0 0 0 rg BT 506.64 165.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 531.83 165.00 Td (facility) Tj ET Q q 0 0 0 rg BT 559.50 165.00 Td (. ) Tj ET Q q 0 0 0 rg BT 564.50 165.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 153.00 Td (This ) Tj ET Q q 0 0 0 rg BT 70.28 153.00 Td (debt ) Tj ET Q q 0 0 0 rg BT 90.00 153.00 Td (is ) Tj ET Q q 0 0 0 rg BT 99.17 153.00 Td (collateralized ) Tj ET Q q 0 0 0 rg BT 155.52 153.00 Td (by ) Tj ET Q q 0 0 0 rg BT 168.02 153.00 Td (essentially ) Tj ET Q q 0 0 0 rg BT 212.73 153.00 Td (all ) Tj ET Q q 0 0 0 rg BT 225.22 153.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 251.05 153.00 Td (of ) Tj ET Q q 0 0 0 rg BT 261.88 153.00 Td (the ) Tj ET Q q 0 0 0 rg BT 276.60 153.00 Td (Company) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 124.00 Td (On ) Tj ET Q q 0 0 0 rg BT 100.63 124.00 Td (May ) Tj ET Q q 0 0 0 rg BT 121.36 124.00 Td (19, ) Tj ET Q q 0 0 0 rg BT 136.27 124.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 161.17 124.00 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 182.46 124.00 Td (and ) Tj ET Q q 0 0 0 rg BT 199.31 124.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 228.91 124.00 Td (of ) Tj ET Q q 0 0 0 rg BT 239.65 124.00 Td (its ) Tj ET Q q 0 0 0 rg BT 251.50 124.00 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 301.12 124.00 Td (entered ) Tj ET Q q 0 0 0 rg BT 332.95 124.00 Td (into ) Tj ET Q q 0 0 0 rg BT 350.91 124.00 Td (a ) Tj ET Q q 0 0 0 rg BT 357.58 124.00 Td (Third ) Tj ET Q q 0 0 0 rg BT 381.67 124.00 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 433.51 124.00 Td (\(the ) Tj ET Q q 0 0 0 rg BT 451.46 124.00 Td (Third ) Tj ET Q q 0 0 0 rg BT 479.99 124.00 Td (Amendment\) ) Tj ET Q q 0 0 0 rg BT 539.60 124.00 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 124.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 112.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 77.04 112.00 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 126.60 112.00 Td (dated ) Tj ET Q q 0 0 0 rg BT 150.30 112.00 Td (April ) Tj ET Q q 0 0 0 rg BT 174.04 112.00 Td (26, ) Tj ET Q q 0 0 0 rg BT 189.17 112.00 Td (2012 ) Tj ET Q q 0 0 0 rg BT 211.80 112.00 Td (\(as ) Tj ET Q q 0 0 0 rg BT 226.09 112.00 Td (previously ) Tj ET Q q 0 0 0 rg BT 270.93 112.00 Td (amended\), ) Tj ET Q q 0 0 0 rg BT 315.49 112.00 Td (among ) Tj ET Q q 0 0 0 rg BT 345.33 112.00 Td (the ) Tj ET Q q 0 0 0 rg BT 360.18 112.00 Td (Company) Tj ET Q q 0 0 0 rg BT 398.42 112.00 Td (, ) Tj ET Q q 0 0 0 rg BT 403.36 112.00 Td (W) Tj ET Q q 0 0 0 rg BT 411.99 112.00 Td (ells ) Tj ET Q q 0 0 0 rg BT 428.51 112.00 Td (Far) Tj ET Q q 0 0 0 rg BT 441.66 112.00 Td (go ) Tj ET Q q 0 0 0 rg BT 454.29 112.00 Td (Capital ) Tj ET Q q 0 0 0 rg BT 485.80 112.00 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 522.59 112.00 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 546.60 112.00 Td (as ) Tj ET Q q 0 0 0 rg BT 557.56 112.00 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 100.00 Td (lender) Tj ET Q q 0 0 0 rg BT 74.58 100.00 Td (, ) Tj ET Q q 0 0 0 rg BT 80.17 100.00 Td (RBS ) Tj ET Q q 0 0 0 rg BT 102.16 100.00 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 140.51 100.00 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 163.04 100.00 Td (as ) Tj ET Q q 0 0 0 rg BT 174.46 100.00 Td (a ) Tj ET Q q 0 0 0 rg BT 181.98 100.00 Td (lender) Tj ET Q q 0 0 0 rg BT 206.57 100.00 Td (, ) Tj ET Q q 0 0 0 rg BT 212.15 100.00 Td (and ) Tj ET Q q 0 0 0 rg BT 229.67 100.00 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 269.70 100.00 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 294.73 100.00 Td (\("CitiBank"\) ) Tj ET Q q 0 0 0 rg BT 348.75 100.00 Td (as ) Tj ET Q q 0 0 0 rg BT 359.49 100.00 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 421.88 100.00 Td (Agent ) Tj ET Q q 0 0 0 rg BT 449.41 100.00 Td (and ) Tj ET Q q 0 0 0 rg BT 466.93 100.00 Td (as ) Tj ET Q q 0 0 0 rg BT 478.34 100.00 Td (a ) Tj ET Q q 0 0 0 rg BT 485.87 100.00 Td (lender ) Tj ET Q q 0 0 0 rg BT 513.94 100.00 Td (\(the ) Tj ET Q q 0 0 0 rg BT 532.57 100.00 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.00 Td (Agreement\). ) Tj ET Q q 0 0 0 rg BT 107.91 88.00 Td (The ) Tj ET Q q 0 0 0 rg BT 126.68 88.00 Td (Third ) Tj ET Q q 0 0 0 rg BT 151.60 88.00 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 204.50 88.00 Td (amended ) Tj ET Q q 0 0 0 rg BT 244.06 88.00 Td (the ) Tj ET Q q 0 0 0 rg BT 259.75 88.00 Td (Company) Tj ET Q q 0 0 0 rg BT 301.41 88.00 Td (s ) Tj ET Q q 0 0 0 rg BT 308.77 88.00 Td (obligations ) Tj ET Q q 0 0 0 rg BT 356.69 88.00 Td (with ) Tj ET Q q 0 0 0 rg BT 377.94 88.00 Td (respect ) Tj ET Q q 0 0 0 rg BT 409.72 88.00 Td (to ) Tj ET Q q 0 0 0 rg BT 420.97 88.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 451.64 88.00 Td (covenants ) Tj ET Q q 0 0 0 rg BT 495.09 88.00 Td (under ) Tj ET Q q 0 0 0 rg BT 521.33 88.00 Td (the ) Tj ET Q q 0 0 0 rg BT 537.02 88.00 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.00 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 99.63 76.00 Td (to ) Tj ET Q q 0 0 0 rg BT 110.11 76.00 Td (provide ) Tj ET Q q 0 0 0 rg BT 143.35 76.00 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 185.49 76.00 Td (to ) Tj ET Q q 0 0 0 rg BT 195.97 76.00 Td (the ) Tj ET Q q 0 0 0 rg BT 210.89 76.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 252.48 76.00 Td (to ) Tj ET Q q 0 0 0 rg BT 262.96 76.00 Td (make ) Tj ET Q q 0 0 0 rg BT 287.32 76.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 317.22 76.00 Td (specified ) Tj ET Q q 0 0 0 rg BT 356.02 76.00 Td (business ) Tj ET Q q 0 0 0 rg BT 392.61 76.00 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 445.59 76.00 Td (while ) Tj ET Q q 0 0 0 rg BT 470.50 76.00 Td (allowing ) Tj ET Q q 0 0 0 rg BT 508.20 76.00 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 76.00 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.00 Td (to ) Tj ET Q q 0 0 0 rg BT 60.44 64.00 Td (make ) Tj ET Q q 0 0 0 rg BT 84.75 64.00 Td (early ) Tj ET Q q 0 0 0 rg BT 107.39 64.00 Td (payments ) Tj ET Q q 0 0 0 rg BT 148.38 64.00 Td (towards ) Tj ET Q q 0 0 0 rg BT 182.69 64.00 Td (reduction ) Tj ET Q q 0 0 0 rg BT 223.11 64.00 Td (of ) Tj ET Q q 0 0 0 rg BT 234.10 64.00 Td (its ) Tj ET Q q 0 0 0 rg BT 246.21 64.00 Td (bank ) Tj ET Q q 0 0 0 rg BT 268.30 64.00 Td (debt. ) Tj ET Q q 0 0 0 rg BT 290.68 64.00 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 345.82 64.00 Td (the ) Tj ET Q q 0 0 0 rg BT 360.50 64.00 Td (Third ) Tj ET Q q 0 0 0 rg BT 384.79 64.00 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 436.88 64.00 Td (amended ) Tj ET Q q 0 0 0 rg BT 475.63 64.00 Td (the ) Tj ET Q q 0 0 0 rg BT 490.51 64.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 517.57 64.00 Td (Agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 52.00 Td (by ) Tj ET Q q 0 0 0 rg BT 63.34 52.00 Td (reducing ) Tj ET Q q 0 0 0 rg BT 101.67 52.00 Td (the ) Tj ET Q q 0 0 0 rg BT 117.23 52.00 Td (revolving ) Tj ET Q q 0 0 0 rg BT 158.89 52.00 Td (commitments ) Tj ET Q q 0 0 0 rg BT 216.67 52.00 Td (of ) Tj ET Q q 0 0 0 rg BT 228.34 52.00 Td (the ) Tj ET Q q 0 0 0 rg BT 243.90 52.00 Td (lenders ) Tj ET Q q 0 0 0 rg BT 276.12 52.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.24 52.00 Td ($7.84 ) Tj ET Q q 0 0 0 rg BT 313.08 52.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.97 52.00 Td ( ) Tj ET Q q 0 0 0 rg BT 345.31 52.00 Td (as ) Tj ET Q q 0 0 0 rg BT 356.99 52.00 Td (of ) Tj ET Q q 0 0 0 rg BT 368.66 52.00 Td (May ) Tj ET Q q 0 0 0 rg BT 390.33 52.00 Td (19, ) Tj ET Q q 0 0 0 rg BT 406.17 52.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 432.01 52.00 Td (for ) Tj ET Q q 0 0 0 rg BT 447.01 52.00 Td (which ) Tj ET Q q 0 0 0 rg BT 474.79 52.00 Td (the ) Tj ET Q q 0 0 0 rg BT 490.35 52.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 532.58 52.00 Td (made ) Tj ET Q q 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243.68 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 259.56 742.10 Td (was ) Tj ET Q q 0 0 0 rg BT 276.55 742.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 295.20 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 304.42 742.10 Td (full ) Tj ET Q q 0 0 0 rg BT 319.74 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 330.86 742.10 Td (August ) Tj ET Q q 0 0 0 rg BT 361.19 742.10 Td (5, ) Tj ET Q q 0 0 0 rg BT 370.13 742.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 391.56 742.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 413.00 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.65 742.10 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 475.85 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 485.62 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 499.28 742.10 Td (aforementioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (new ) Tj ET Q q 0 0 0 rg BT 69.16 730.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 88.88 730.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 119.70 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 139.98 730.10 Td (Regions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.00 713.10 Td (On ) Tj ET Q q 0 0 0 rg BT 108.87 713.10 Td (April ) Tj ET Q q 0 0 0 rg BT 132.10 713.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 146.72 713.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 171.34 713.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 192.35 713.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 223.90 713.10 Td (into ) Tj ET Q q 0 0 0 rg BT 241.57 713.10 Td (a ) Tj ET Q q 0 0 0 rg BT 248.13 713.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 273.02 713.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 316.78 713.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 357.79 713.10 Td (for ) Tj ET Q q 0 0 0 rg BT 371.57 713.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.13 713.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 400.25 713.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.14 713.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.26 713.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 463.92 713.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 508.80 713.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 533.68 713.10 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 701.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 68.60 701.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 108.30 701.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 155.79 701.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 183.84 701.10 Td (Facility\) ) Tj ET Q q 0 0 0 rg BT 225.21 701.10 Td (with ) Tj ET Q q 0 0 0 rg BT 246.04 701.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 286.04 701.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 308.54 701.10 Td (\("Citibank"\) ) Tj ET Q q 0 0 0 rg BT 360.86 701.10 Td (as ) Tj ET Q q 0 0 0 rg BT 372.25 701.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 432.51 701.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 457.22 701.10 Td (and ) Tj ET Q q 0 0 0 rg BT 474.71 701.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 514.71 701.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 539.48 701.10 Td (W) Tj ET Q q 0 0 0 rg BT 548.12 701.10 Td (ells ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 689.10 Td (Far) Tj ET Q q 0 0 0 rg BT 63.15 689.10 Td (go ) Tj ET Q q 0 0 0 rg BT 75.90 689.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 107.53 689.10 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 144.44 689.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 168.58 689.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.76 689.10 Td (RBS ) Tj ET Q q 0 0 0 rg BT 207.42 689.10 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 245.44 689.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 267.63 689.10 Td (as ) Tj ET Q q 0 0 0 rg BT 278.71 689.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 299.80 689.10 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 333.73 689.10 Td (The ) Tj ET Q q 0 0 0 rg BT 352.03 689.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 392.54 689.10 Td (was ) Tj ET Q q 0 0 0 rg BT 410.84 689.10 Td (comprised ) Tj ET Q q 0 0 0 rg BT 455.25 689.10 Td (of ) Tj ET Q q 0 0 0 rg BT 466.33 689.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.52 689.10 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.98 689.10 Td (-year) Tj ET Q q 0 0 0 rg BT 510.11 689.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.36 689.10 Td ($45 ) Tj ET Q q 0 0 0 rg BT 533.11 689.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 689.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 677.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 82.66 677.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 123.11 677.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 148.00 677.10 Td (facility) Tj ET Q q 0 0 0 rg BT 175.67 677.10 Td (, ) Tj ET Q q 0 0 0 rg BT 180.29 677.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.86 677.10 Td ($45 ) Tj ET Q q 0 0 0 rg BT 203.98 677.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.87 677.10 Td ( ) Tj ET Q q 0 0 0 rg BT 235.00 677.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 267.66 677.10 Td (term ) Tj ET Q q 0 0 0 rg BT 288.11 677.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 307.45 677.10 Td (which ) Tj ET Q q 0 0 0 rg BT 334.01 677.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 376.11 677.10 Td (over ) Tj ET Q q 0 0 0 rg BT 396.01 677.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.57 677.10 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.23 677.10 Td ( ) Tj ET Q q 0 0 0 rg BT 421.35 677.10 Td (year ) Tj ET Q q 0 0 0 rg BT 440.68 677.10 Td (period ) Tj ET Q q 0 0 0 rg BT 468.35 677.10 Td (with ) Tj ET Q q 0 0 0 rg BT 488.26 677.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 526.47 677.10 Td (principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 665.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.72 665.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 100.44 665.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 142.05 665.10 Td (commencing ) Tj ET Q q 0 0 0 rg BT 196.98 665.10 Td (on ) Tj ET Q q 0 0 0 rg BT 210.26 665.10 Td (June ) Tj ET Q q 0 0 0 rg BT 231.87 665.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 247.66 665.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 270.94 665.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.66 665.10 Td (a ) Tj ET Q q 0 0 0 rg BT 296.38 665.10 Td (final ) Tj ET Q q 0 0 0 rg BT 317.99 665.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 355.71 665.10 Td (of ) Tj ET Q q 0 0 0 rg BT 367.32 665.10 Td (all ) Tj ET Q q 0 0 0 rg BT 380.60 665.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 424.42 665.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 474.37 665.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 513.19 665.10 Td (and ) Tj ET Q q 0 0 0 rg BT 530.92 665.10 Td (accrued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 653.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 81.73 653.10 Td (due ) Tj ET Q q 0 0 0 rg BT 98.46 653.10 Td (on ) Tj ET Q q 0 0 0 rg BT 110.25 653.10 Td (April ) Tj ET Q q 0 0 0 rg BT 133.65 653.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 148.44 653.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 173.24 653.10 Td (and ) Tj ET Q q 0 0 0 rg BT 189.97 653.10 Td (an ) Tj ET Q q 0 0 0 rg BT 201.70 653.10 Td (accordion ) Tj ET Q q 0 0 0 rg BT 243.42 653.10 Td (feature ) Tj ET Q q 0 0 0 rg BT 273.47 653.10 Td (that ) Tj ET Q q 0 0 0 rg BT 290.76 653.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 328.60 653.10 Td (for ) Tj ET Q q 0 0 0 rg BT 342.55 653.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.06 653.10 Td (expansion ) Tj ET Q q 0 0 0 rg BT 399.90 653.10 Td (of ) Tj ET Q q 0 0 0 rg BT 410.53 653.10 Td (the ) Tj ET Q q 0 0 0 rg BT 425.04 653.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 450.10 653.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 480.71 653.10 Td (by ) Tj ET Q q 0 0 0 rg BT 493.00 653.10 Td (an ) Tj ET Q q 0 0 0 rg BT 504.74 653.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.02 653.10 Td ($10 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 641.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 641.10 Td (. ) Tj ET Q q 0 0 0 rg BT 83.37 641.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.05 641.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 123.18 641.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.07 641.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.21 641.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 179.10 641.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 209.56 641.10 Td (with ) Tj ET Q q 0 0 0 rg BT 229.47 641.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 268.54 641.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 292.62 641.10 Td (as ) Tj ET Q q 0 0 0 rg BT 303.08 641.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 362.42 641.10 Td (agent, ) Tj ET Q q 0 0 0 rg BT 388.71 641.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 424.71 641.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.06 641.10 Td (former ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.40 641.10 Td ($55 ) Tj ET Q q 0 0 0 rg BT 485.53 641.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.42 641.10 Td ( ) Tj ET Q q 0 0 0 rg BT 516.55 641.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 547.01 641.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 629.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.09 629.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 104.84 629.10 Td (had ) Tj ET Q q 0 0 0 rg BT 121.15 629.10 Td (in ) Tj ET Q q 0 0 0 rg BT 130.80 629.10 Td (place ) Tj ET Q q 0 0 0 rg BT 153.76 629.10 Td (with ) Tj ET Q q 0 0 0 rg BT 173.41 629.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 196.39 629.10 Td (of ) Tj ET Q q 0 0 0 rg BT 206.18 629.10 Td (America, ) Tj ET Q q 0 0 0 rg BT 244.97 629.10 Td (N.A.) Tj ET Q q 0 0 0 rg BT 266.74 629.10 Td (The ) Tj ET Q q 0 0 0 rg BT 284.15 629.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 309.35 629.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 340.66 629.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 357.51 629.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 400.47 629.10 Td (to ) Tj ET Q q 0 0 0 rg BT 410.12 629.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.21 629.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 458.28 629.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 504.59 629.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 531.45 629.10 Td (Facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 617.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.15 617.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 100.75 617.10 Td (plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.01 617.10 Td (1.50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.84 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.44 617.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.47 617.10 Td (stood ) Tj ET Q q 0 0 0 rg BT 189.74 617.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.55 617.10 Td (1.67%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.38 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 227.98 617.10 Td (at ) Tj ET Q q 0 0 0 rg BT 237.79 617.10 Td (December ) Tj ET Q q 0 0 0 rg BT 281.47 617.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 296.57 617.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 321.67 617.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 349.25 617.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.07 617.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 398.87 617.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 445.90 617.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 473.49 617.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 506.64 617.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.46 617.10 Td (maximum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 605.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 82.34 605.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 100.23 605.10 Td (that ) Tj ET Q q 0 0 0 rg BT 118.13 605.10 Td (could ) Tj ET Q q 0 0 0 rg BT 143.25 605.10 Td (be ) Tj ET Q q 0 0 0 rg BT 155.60 605.10 Td (char) Tj ET Q q 0 0 0 rg BT 172.62 605.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 189.97 605.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 234.53 605.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 257.43 605.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.55 605.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 320.04 605.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 356.81 605.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 378.04 605.10 Td (is ) Tj ET Q q 0 0 0 rg BT 387.61 605.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 420.52 605.10 Td (plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.09 605.10 Td (2.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.92 605.10 Td (. ) Tj ET Q q 0 0 0 rg BT 471.12 605.10 Td (The ) Tj ET Q q 0 0 0 rg BT 489.57 605.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 515.24 605.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 546.46 605.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 593.10 Td (used ) Tj ET Q q 0 0 0 rg BT 69.85 593.10 Td (by ) Tj ET Q q 0 0 0 rg BT 81.37 593.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.10 593.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 135.51 593.10 Td (to ) Tj ET Q q 0 0 0 rg BT 144.80 593.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 164.65 593.10 Td (working ) Tj ET Q q 0 0 0 rg BT 199.50 593.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 227.67 593.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 281.39 593.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 320.12 593.10 Td (in ) Tj ET Q q 0 0 0 rg BT 329.42 593.10 Td (support ) Tj ET Q q 0 0 0 rg BT 360.94 593.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.79 593.10 Td (current ) Tj ET Q q 0 0 0 rg BT 400.62 593.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 446.29 593.10 Td (or) Tj ET Q q 0 0 0 rg BT 454.44 593.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 477.62 593.10 Td (growth, ) Tj ET Q q 0 0 0 rg BT 509.97 593.10 Td (and ) Tj ET Q q 0 0 0 rg BT 525.92 593.10 Td (accretive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 581.10 Td (business ) Tj ET Q q 0 0 0 rg BT 86.48 581.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 139.16 581.10 Td (The ) Tj ET Q q 0 0 0 rg BT 157.30 581.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 198.78 581.10 Td (incurred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.69 581.10 Td ($744 ) Tj ET Q q 0 0 0 rg BT 257.28 581.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.39 581.10 Td ( ) Tj ET Q q 0 0 0 rg BT 295.98 581.10 Td (of ) Tj ET Q q 0 0 0 rg BT 306.90 581.10 Td (origination ) Tj ET Q q 0 0 0 rg BT 353.37 581.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 375.96 581.10 Td (in ) Tj ET Q q 0 0 0 rg BT 386.33 581.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 432.80 581.10 Td (with ) Tj ET Q q 0 0 0 rg BT 453.17 581.10 Td (this ) Tj ET Q q 0 0 0 rg BT 470.21 581.10 Td (new ) Tj ET Q q 0 0 0 rg BT 489.46 581.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 514.82 581.10 Td (facility) Tj ET Q q 0 0 0 rg BT 542.49 581.10 Td (, ) Tj ET Q q 0 0 0 rg BT 547.58 581.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 569.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 93.17 569.10 Td (these ) Tj ET Q q 0 0 0 rg BT 116.90 569.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 140.09 569.10 Td (into ) Tj ET Q q 0 0 0 rg BT 158.83 569.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 191.45 569.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 226.84 569.10 Td (over ) Tj ET Q q 0 0 0 rg BT 247.80 569.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.20 569.10 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.66 569.10 Td (-year ) Tj ET Q q 0 0 0 rg BT 303.38 569.10 Td (life ) Tj ET Q q 0 0 0 rg BT 319.89 569.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.41 569.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.81 569.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 372.76 569.10 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 419.86 569.10 Td (This ) Tj ET Q q 0 0 0 rg BT 440.82 569.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 486.77 569.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 512.72 569.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 544.23 569.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 557.10 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 86.94 557.10 Td (was ) Tj ET Q q 0 0 0 rg BT 105.00 557.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 126.38 557.10 Td (repaid ) Tj ET Q q 0 0 0 rg BT 153.87 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 170.81 557.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 207.17 557.10 Td (with ) Tj ET Q q 0 0 0 rg BT 227.45 557.10 Td (a ) Tj ET Q q 0 0 0 rg BT 234.38 557.10 Td (new ) Tj ET Q q 0 0 0 rg BT 253.54 557.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 278.81 557.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 324.07 557.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 349.34 557.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 380.16 557.10 Td (with ) Tj ET Q q 0 0 0 rg BT 400.43 557.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 435.71 557.10 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 461.82 557.10 Td (as ) Tj ET Q q 0 0 0 rg BT 472.65 557.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 513.48 557.10 Td (above) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 537.36 557.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 540.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 540.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.91 540.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 157.90 540.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.90 540.10 Td (, ) Tj ET Q q 0 0 0 rg BT 183.31 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.43 540.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 248.00 540.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 281.44 540.10 Td (on ) Tj ET Q q 0 0 0 rg BT 294.35 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.48 540.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 350.71 540.10 Td (line ) Tj ET Q q 0 0 0 rg BT 368.61 540.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.85 540.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 405.52 540.10 Td (with ) Tj ET Q q 0 0 0 rg BT 426.21 540.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 461.89 540.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.35 540.10 Td ($120.47 ) Tj ET Q q 0 0 0 rg BT 515.76 540.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.65 540.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.56 540.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.89 528.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 93.88 528.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 123.31 528.10 Td (an ) Tj ET Q q 0 0 0 rg BT 134.42 528.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 165.52 528.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 182.18 528.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.18 528.10 Td (1.94%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.01 528.10 Td (. ) Tj ET Q q 0 0 0 rg BT 222.06 528.10 Td (This ) Tj ET Q q 0 0 0 rg BT 241.51 528.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 273.71 528.10 Td (is ) Tj ET Q q 0 0 0 rg BT 282.05 528.10 Td (included ) Tj ET Q q 0 0 0 rg BT 318.16 528.10 Td (in ) Tj ET Q q 0 0 0 rg BT 327.61 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.50 528.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 382.60 528.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 421.49 528.10 Td (section ) Tj ET Q q 0 0 0 rg BT 451.49 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.49 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 475.38 528.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 529.82 528.10 Td (Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 82.01 516.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.75 516.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.75 516.10 Td (, ) Tj ET Q q 0 0 0 rg BT 139.66 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 155.28 516.10 Td (average ) Tj ET Q q 0 0 0 rg BT 189.77 516.10 Td (and ) Tj ET Q q 0 0 0 rg BT 207.61 516.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 251.57 516.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 301.64 516.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 339.47 516.10 Td (on ) Tj ET Q q 0 0 0 rg BT 352.88 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.50 516.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 410.23 516.10 Td (line ) Tj ET Q q 0 0 0 rg BT 428.63 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 440.37 516.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 466.54 516.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.37 516.10 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 515.28 516.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.17 516.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.57 516.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td ($120.47 ) Tj ET Q q 0 0 0 rg BT 85.02 504.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.91 504.10 Td (, ) Tj ET Q q 0 0 0 rg BT 118.93 504.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 166.59 504.10 Td (, ) Tj ET Q q 0 0 0 rg BT 171.61 504.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.57 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.31 504.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 242.48 504.10 Td (average ) Tj ET Q q 0 0 0 rg BT 276.08 504.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 308.04 504.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 325.54 504.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.61 504.10 Td (1.78%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.44 504.10 Td (. ) Tj ET Q q 0 0 0 rg BT 373.91 504.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.43 504.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 445.03 504.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.03 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 467.55 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.29 504.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 531.47 504.10 Td (balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.50 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.22 492.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 118.04 492.10 Td (line ) Tj ET Q q 0 0 0 rg BT 135.54 492.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.37 492.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 171.63 492.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.68 492.10 Td ($22.8 ) Tj ET Q q 0 0 0 rg BT 214.68 492.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.57 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 246.07 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.01 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.73 492.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 308.55 492.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 338.80 492.10 Td (an ) Tj ET Q q 0 0 0 rg BT 350.74 492.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 382.68 492.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 400.16 492.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.99 492.10 Td (1.67%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.82 492.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 470.10 Td (In ) Tj ET Q q 0 0 0 rg BT 84.13 470.10 Td (August ) Tj ET Q q 0 0 0 rg BT 115.33 470.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 137.64 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 152.17 470.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 201.15 470.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 233.99 470.10 Td (on ) Tj ET Q q 0 0 0 rg BT 246.30 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.83 470.10 Td (term ) Tj ET Q q 0 0 0 rg BT 281.47 470.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 300.99 470.10 Td (with ) Tj ET Q q 0 0 0 rg BT 321.08 470.10 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 357.84 470.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.70 470.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.91 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 395.22 470.10 Td (as ) Tj ET Q q 0 0 0 rg BT 405.86 470.10 Td (it ) Tj ET Q q 0 0 0 rg BT 413.73 470.10 Td (was ) Tj ET Q q 0 0 0 rg BT 431.59 470.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 451.12 470.10 Td (in ) Tj ET Q q 0 0 0 rg BT 461.21 470.10 Td (full ) Tj ET Q q 0 0 0 rg BT 477.41 470.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 499.72 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.24 470.10 Td (undertaking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.78 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.45 458.10 Td (aforementioned ) Tj ET Q q 0 0 0 rg BT 143.65 458.10 Td (new ) Tj ET Q q 0 0 0 rg BT 163.76 458.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 184.43 458.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 216.20 458.10 Td (with ) Tj ET Q q 0 0 0 rg BT 237.43 458.10 Td (Regions. ) Tj ET Q q 0 0 0 rg BT 276.16 458.10 Td (During ) Tj ET Q q 0 0 0 rg BT 307.94 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.61 458.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 353.71 458.10 Td (months ) Tj ET Q q 0 0 0 rg BT 386.61 458.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 413.94 458.10 Td (December ) Tj ET Q q 0 0 0 rg BT 458.48 458.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 474.43 458.10 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.38 458.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 521.33 458.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.22 458.10 Td ( ) Tj ET Q q 0 0 0 rg BT 553.67 458.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 92.49 446.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 133.31 446.10 Td (were ) Tj ET Q q 0 0 0 rg BT 155.24 446.10 Td (made ) Tj ET Q q 0 0 0 rg BT 179.39 446.10 Td (against ) Tj ET Q q 0 0 0 rg BT 210.22 446.10 Td (this ) Tj ET Q q 0 0 0 rg BT 227.17 446.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 277.43 446.10 Td (term ) Tj ET Q q 0 0 0 rg BT 298.26 446.10 Td (loan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 422.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 410.10 Td (6. ) Tj ET Q q 0 0 0 rg BT 82.49 410.10 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 145.53 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 164.16 410.10 Td (Contingencies) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (Contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.00 388.10 Td (-In ) Tj ET Q q 0 0 0 rg BT 123.60 388.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 169.40 388.10 Td (with ) Tj ET Q q 0 0 0 rg BT 189.12 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.27 388.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 251.85 388.10 Td (class ) Tj ET Q q 0 0 0 rg BT 273.23 388.10 Td (action ) Tj ET Q q 0 0 0 rg BT 299.60 388.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 325.42 388.10 Td (In ) Tj ET Q q 0 0 0 rg BT 335.69 388.10 Td (re: ) Tj ET Q q 0 0 0 rg BT 348.17 388.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 371.49 388.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 388.70 388.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 430.07 388.10 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 473.94 388.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 495.45 388.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 524.61 388.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 541.26 388.10 Td (1:1) Tj ET Q q 0 0 0 rg BT 553.67 388.10 Td (1-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (CV) Tj ET Q q 0 0 0 rg BT 62.97 376.10 Td (-02400-R) Tj ET Q q 0 0 0 rg BT 100.75 376.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 119.21 376.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 145.44 376.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 168.88 376.10 Td (which ) Tj ET Q q 0 0 0 rg BT 196.78 376.10 Td (as ) Tj ET Q q 0 0 0 rg BT 208.56 376.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 254.24 376.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 294.91 376.10 Td (was ) Tj ET Q q 0 0 0 rg BT 313.92 376.10 Td (settled ) Tj ET Q q 0 0 0 rg BT 343.48 376.10 Td (in ) Tj ET Q q 0 0 0 rg BT 354.71 376.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 378.17 376.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.06 376.10 Td (is ) Tj ET Q q 0 0 0 rg BT 406.19 376.10 Td (now ) Tj ET Q q 0 0 0 rg BT 426.87 376.10 Td (concluded, ) Tj ET Q q 0 0 0 rg BT 473.92 376.10 Td (there ) Tj ET Q q 0 0 0 rg BT 497.36 376.10 Td (have ) Tj ET Q q 0 0 0 rg BT 519.69 376.10 Td (been ) Tj ET Q q 0 0 0 rg BT 542.02 376.10 Td (three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 92.58 364.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 139.07 364.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 172.78 364.10 Td (by ) Tj ET Q q 0 0 0 rg BT 185.38 364.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 215.19 364.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 268.33 364.10 Td (on ) Tj ET Q q 0 0 0 rg BT 280.93 364.10 Td (behalf ) Tj ET Q q 0 0 0 rg BT 308.52 364.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.45 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.27 364.10 Td (Company) Tj ET Q q 0 0 0 rg BT 372.50 364.10 Td (, ) Tj ET Q q 0 0 0 rg BT 377.61 364.10 Td (which ) Tj ET Q q 0 0 0 rg BT 404.65 364.10 Td (name ) Tj ET Q q 0 0 0 rg BT 428.91 364.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 458.71 364.10 Td (of ) Tj ET Q q 0 0 0 rg BT 469.64 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 484.46 364.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 531.65 364.10 Td (of) Tj ET Q q 0 0 0 rg BT 539.79 364.10 Td (ficers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.57 352.10 Td (its ) Tj ET Q q 0 0 0 rg BT 78.15 352.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 103.04 352.10 Td (board ) Tj ET Q q 0 0 0 rg BT 127.94 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.40 352.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 175.52 352.10 Td (as ) Tj ET Q q 0 0 0 rg BT 185.98 352.10 Td (Defendants. ) Tj ET Q q 0 0 0 rg BT 235.99 352.10 Td (The ) Tj ET Q q 0 0 0 rg BT 253.67 352.10 Td (first ) Tj ET Q q 0 0 0 rg BT 271.91 352.10 Td (such ) Tj ET Q q 0 0 0 rg BT 292.37 352.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 334.48 352.10 Td (action ) Tj ET Q q 0 0 0 rg BT 361.04 352.10 Td (was ) Tj ET Q q 0 0 0 rg BT 378.72 352.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 411.96 352.10 Td (by ) Tj ET Q q 0 0 0 rg BT 424.09 352.10 Td (an ) Tj ET Q q 0 0 0 rg BT 435.66 352.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 466.66 352.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 515.44 352.10 Td (named ) Tj ET Q q 0 0 0 rg BT 544.23 352.10 Td (Paul ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (Nauman ) Tj ET Q q 0 0 0 rg BT 86.27 340.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 112.55 340.10 Td (Nauman ) Tj ET Q q 0 0 0 rg BT 148.82 340.10 Td (v) Tj ET Q q 0 0 0 rg BT 153.17 340.10 Td (. ) Tj ET Q q 0 0 0 rg BT 158.07 340.10 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 186.29 340.10 Td (et ) Tj ET Q q 0 0 0 rg BT 195.90 340.10 Td (al., ) Tj ET Q q 0 0 0 rg BT 210.51 340.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 232.38 340.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 261.99 340.10 Td (File ) Tj ET Q q 0 0 0 rg BT 279.94 340.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 297.06 340.10 Td (201) Tj ET Q q 0 0 0 rg BT 311.69 340.10 Td (1-cv-205276 ) Tj ET Q q 0 0 0 rg BT 365.18 340.10 Td (\(Superior ) Tj ET Q q 0 0 0 rg BT 405.34 340.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 430.51 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.24 340.10 Td (Fulton ) Tj ET Q q 0 0 0 rg BT 469.75 340.10 Td (County) Tj ET Q q 0 0 0 rg BT 498.55 340.10 Td (, ) Tj ET Q q 0 0 0 rg BT 503.44 340.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 523.25 340.10 Td (gia\), ) Tj ET Q q 0 0 0 rg BT 543.69 340.10 Td (filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (September ) Tj ET Q q 0 0 0 rg BT 96.06 328.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 106.86 328.10 Td (201) Tj ET Q q 0 0 0 rg BT 121.49 328.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 132.05 328.10 Td (The ) Tj ET Q q 0 0 0 rg BT 150.90 328.10 Td (second ) Tj ET Q q 0 0 0 rg BT 181.97 328.10 Td (such ) Tj ET Q q 0 0 0 rg BT 203.60 328.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 246.88 328.10 Td (action ) Tj ET Q q 0 0 0 rg BT 274.61 328.10 Td (was ) Tj ET Q q 0 0 0 rg BT 293.46 328.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 327.87 328.10 Td (by ) Tj ET Q q 0 0 0 rg BT 341.17 328.10 Td (an ) Tj ET Q q 0 0 0 rg BT 353.91 328.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 386.08 328.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 436.03 328.10 Td (named ) Tj ET Q q 0 0 0 rg BT 465.98 328.10 Td (Gilbert ) Tj ET Q q 0 0 0 rg BT 497.61 328.10 Td (Spagnola ) Tj ET Q q 0 0 0 rg BT 538.12 328.10 Td (styled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (Spagnola ) Tj ET Q q 0 0 0 rg BT 90.39 316.10 Td (v) Tj ET Q q 0 0 0 rg BT 94.74 316.10 Td (. ) Tj ET Q q 0 0 0 rg BT 100.41 316.10 Td (Bhalla, ) Tj ET Q q 0 0 0 rg BT 132.19 316.10 Td (et ) Tj ET Q q 0 0 0 rg BT 142.57 316.10 Td (al., ) Tj ET Q q 0 0 0 rg BT 157.96 316.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 180.44 316.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 210.83 316.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 228.72 316.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 262.80 316.10 Td (-00062-R) Tj ET Q q 0 0 0 rg BT 300.58 316.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 318.75 316.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 344.70 316.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 367.86 316.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 389.35 316.10 Td (January ) Tj ET Q q 0 0 0 rg BT 423.62 316.10 Td (7, ) Tj ET Q q 0 0 0 rg BT 434.30 316.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 459.74 316.10 Td (The ) Tj ET Q q 0 0 0 rg BT 478.46 316.10 Td (third ) Tj ET Q q 0 0 0 rg BT 500.51 316.10 Td (such ) Tj ET Q q 0 0 0 rg BT 522.02 316.10 Td (derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (action ) Tj ET Q q 0 0 0 rg BT 76.69 304.10 Td (was ) Tj ET Q q 0 0 0 rg BT 94.50 304.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 127.87 304.10 Td (by ) Tj ET Q q 0 0 0 rg BT 140.13 304.10 Td (an ) Tj ET Q q 0 0 0 rg BT 151.82 304.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 182.95 304.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 231.86 304.10 Td (named ) Tj ET Q q 0 0 0 rg BT 260.77 304.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 285.08 304.10 Td (T) Tj ET Q q 0 0 0 rg BT 290.84 304.10 Td (rades ) Tj ET Q q 0 0 0 rg BT 314.20 304.10 Td (Council ) Tj ET Q q 0 0 0 rg BT 348.12 304.10 Td (and ) Tj ET Q q 0 0 0 rg BT 364.82 304.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 388.79 304.10 Td (Association ) Tj ET Q q 0 0 0 rg BT 438.27 304.10 Td (of ) Tj ET Q q 0 0 0 rg BT 448.86 304.10 Td (New ) Tj ET Q q 0 0 0 rg BT 469.66 304.10 Td (Y) Tj ET Q q 0 0 0 rg BT 475.88 304.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 491.47 304.10 Td (City) Tj ET Q q 0 0 0 rg BT 508.05 304.10 Td (, ) Tj ET Q q 0 0 0 rg BT 512.81 304.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 530.33 304.10 Td (Pension ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (Fund ) Tj ET Q q 0 0 0 rg BT 73.29 292.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 99.91 292.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 124.66 292.10 Td (T) Tj ET Q q 0 0 0 rg BT 130.42 292.10 Td (rades ) Tj ET Q q 0 0 0 rg BT 154.25 292.10 Td (Council ) Tj ET Q q 0 0 0 rg BT 188.65 292.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.82 292.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 230.16 292.10 Td (Association ) Tj ET Q q 0 0 0 rg BT 280.11 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 291.17 292.10 Td (New ) Tj ET Q q 0 0 0 rg BT 312.38 292.10 Td (Y) Tj ET Q q 0 0 0 rg BT 318.60 292.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 334.67 292.10 Td (City) Tj ET Q q 0 0 0 rg BT 351.24 292.10 Td (, ) Tj ET Q q 0 0 0 rg BT 356.47 292.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 374.48 292.10 Td (Pension ) Tj ET Q q 0 0 0 rg BT 408.88 292.10 Td (Fund ) Tj ET Q q 0 0 0 rg BT 432.17 292.10 Td (v) Tj ET Q q 0 0 0 rg BT 436.52 292.10 Td (. ) Tj ET Q q 0 0 0 rg BT 441.75 292.10 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 470.31 292.10 Td (et ) Tj ET Q q 0 0 0 rg BT 480.26 292.10 Td (al., ) Tj ET Q q 0 0 0 rg BT 495.21 292.10 Td (Civil ) Tj ET Q q 0 0 0 rg BT 517.34 292.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 547.29 292.10 Td (No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 84.08 280.10 Td (-00246-R) Tj ET Q q 0 0 0 rg BT 121.86 280.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 140.02 280.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 165.95 280.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 189.09 280.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 210.58 280.10 Td (January ) Tj ET Q q 0 0 0 rg BT 244.83 280.10 Td (23, ) Tj ET Q q 0 0 0 rg BT 260.49 280.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 285.92 280.10 Td (These ) Tj ET Q q 0 0 0 rg BT 312.95 280.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 356.09 280.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 387.57 280.10 Td (are ) Tj ET Q q 0 0 0 rg BT 402.93 280.10 Td (based ) Tj ET Q q 0 0 0 rg BT 428.86 280.10 Td (on ) Tj ET Q q 0 0 0 rg BT 442.02 280.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 495.72 280.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.10 280.10 Td (same ) Tj ET Q q 0 0 0 rg BT 534.80 280.10 Td (factual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 95.96 268.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.38 268.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.24 268.10 Td (now ) Tj ET Q q 0 0 0 rg BT 141.11 268.10 Td (settled ) Tj ET Q q 0 0 0 rg BT 169.86 268.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 219.14 268.10 Td (class ) Tj ET Q q 0 0 0 rg BT 241.23 268.10 Td (action ) Tj ET Q q 0 0 0 rg BT 268.30 268.10 Td (suit, ) Tj ET Q q 0 0 0 rg BT 287.89 268.10 Td (but ) Tj ET Q q 0 0 0 rg BT 303.32 268.10 Td (also ) Tj ET Q q 0 0 0 rg BT 322.07 268.10 Td (variously ) Tj ET Q q 0 0 0 rg BT 361.93 268.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 386.78 268.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 416.07 268.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.04 268.10 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 465.78 268.10 Td (duties, ) Tj ET Q q 0 0 0 rg BT 494.81 268.10 Td (abuse ) Tj ET Q q 0 0 0 rg BT 520.22 268.10 Td (of ) Tj ET Q q 0 0 0 rg BT 531.19 268.10 Td (control, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 73.65 256.10 Td (mismanagement, ) Tj ET Q q 0 0 0 rg BT 144.23 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.99 256.10 Td (wasting ) Tj ET Q q 0 0 0 rg BT 192.64 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 203.51 256.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 243.80 256.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 272.17 256.10 Td (negligence, ) Tj ET Q q 0 0 0 rg BT 320.52 256.10 Td (unjust ) Tj ET Q q 0 0 0 rg BT 347.51 256.10 Td (enrichment ) Tj ET Q q 0 0 0 rg BT 395.03 256.10 Td (by ) Tj ET Q q 0 0 0 rg BT 407.57 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.33 256.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 469.45 256.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 509.48 256.10 Td (and ) Tj ET Q q 0 0 0 rg BT 526.46 256.10 Td (violation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.91 244.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 93.48 244.10 Td (14 ) Tj ET Q q 0 0 0 rg BT 106.06 244.10 Td (of ) Tj ET Q q 0 0 0 rg BT 116.96 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.76 244.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 173.19 244.10 Td (Act. ) Tj ET Q q 0 0 0 rg BT 192.52 244.10 Td (The ) Tj ET Q q 0 0 0 rg BT 210.64 244.10 Td (Nauman ) Tj ET Q q 0 0 0 rg BT 247.10 244.10 Td (case ) Tj ET Q q 0 0 0 rg BT 266.88 244.10 Td (was ) Tj ET Q q 0 0 0 rg BT 285.01 244.10 Td (stayed ) Tj ET Q q 0 0 0 rg BT 313.13 244.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 347.93 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 362.72 244.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 410.29 244.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.20 244.10 Td (expert ) Tj ET Q q 0 0 0 rg BT 448.76 244.10 Td (discovery ) Tj ET Q q 0 0 0 rg BT 490.21 244.10 Td (in ) Tj ET Q q 0 0 0 rg BT 500.57 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.36 244.10 Td (shareholder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (class ) Tj ET Q q 0 0 0 rg BT 72.35 232.10 Td (action ) Tj ET Q q 0 0 0 rg BT 99.69 232.10 Td (suit. ) Tj ET Q q 0 0 0 rg BT 119.55 232.10 Td (On ) Tj ET Q q 0 0 0 rg BT 134.04 232.10 Td (April ) Tj ET Q q 0 0 0 rg BT 158.06 232.10 Td (12, ) Tj ET Q q 0 0 0 rg BT 173.47 232.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 198.88 232.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.01 232.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 246.90 232.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 272.59 232.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 304.92 232.10 Td (an ) Tj ET Q q 0 0 0 rg BT 317.27 232.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 343.50 232.10 Td (consolidating ) Tj ET Q q 0 0 0 rg BT 400.30 232.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.42 232.10 Td (Spagnola ) Tj ET Q q 0 0 0 rg BT 455.55 232.10 Td (and ) Tj ET Q q 0 0 0 rg BT 472.90 232.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 498.02 232.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 540.92 232.10 Td (cases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (under ) Tj ET Q q 0 0 0 rg BT 75.00 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 89.46 220.10 Td (style ) Tj ET Q q 0 0 0 rg BT 110.58 220.10 Td (In ) Tj ET Q q 0 0 0 rg BT 121.14 220.10 Td (re ) Tj ET Q q 0 0 0 rg BT 131.15 220.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 154.77 220.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 172.27 220.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 216.71 220.10 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 260.88 220.10 Td (File ) Tj ET Q q 0 0 0 rg BT 278.68 220.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 295.63 220.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 329.72 220.10 Td (-00062-R) Tj ET Q q 0 0 0 rg BT 367.49 220.10 Td (WS ) Tj ET Q q 0 0 0 rg BT 384.73 220.10 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 409.74 220.10 Td (Ga.\), ) Tj ET Q q 0 0 0 rg BT 431.96 220.10 Td (appointing ) Tj ET Q q 0 0 0 rg BT 476.97 220.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 501.26 220.10 Td (T) Tj ET Q q 0 0 0 rg BT 507.02 220.10 Td (rades ) Tj ET Q q 0 0 0 rg BT 530.35 220.10 Td (Council ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.77 208.10 Td (Hotel ) Tj ET Q q 0 0 0 rg BT 92.58 208.10 Td (Association ) Tj ET Q q 0 0 0 rg BT 143.12 208.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.78 208.10 Td (New ) Tj ET Q q 0 0 0 rg BT 176.49 208.10 Td (Y) Tj ET Q q 0 0 0 rg BT 182.71 208.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 199.37 208.10 Td (City) Tj ET Q q 0 0 0 rg BT 215.95 208.10 Td (, ) Tj ET Q q 0 0 0 rg BT 221.78 208.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 240.37 208.10 Td (Pension ) Tj ET Q q 0 0 0 rg BT 275.37 208.10 Td (Fund ) Tj ET Q q 0 0 0 rg BT 299.26 208.10 Td (as ) Tj ET Q q 0 0 0 rg BT 310.92 208.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 334.23 208.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 379.76 208.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 409.02 208.10 Td (f, ) Tj ET Q q 0 0 0 rg BT 418.18 208.10 Td (and ) Tj ET Q q 0 0 0 rg BT 435.95 208.10 Td (appointing ) Tj ET Q q 0 0 0 rg BT 482.05 208.10 Td (the ) Tj ET Q q 0 0 0 rg BT 497.59 208.10 Td (law ) Tj ET Q q 0 0 0 rg BT 515.36 208.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 535.90 208.10 Td (Cohen ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.10 Td (Milstein ) Tj ET Q q 0 0 0 rg BT 85.72 196.10 Td (Sellers ) Tj ET Q q 0 0 0 rg BT 115.31 196.10 Td (& ) Tj ET Q q 0 0 0 rg BT 125.30 196.10 Td (T) Tj ET Q q 0 0 0 rg BT 130.71 196.10 Td (oll ) Tj ET Q q 0 0 0 rg BT 143.65 196.10 Td (PLLC ) Tj ET Q q 0 0 0 rg BT 170.48 196.10 Td (as ) Tj ET Q q 0 0 0 rg BT 181.19 196.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 203.55 196.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 248.13 196.10 Td (Counsel ) Tj ET Q q 0 0 0 rg BT 283.29 196.10 Td (and ) Tj ET Q q 0 0 0 rg BT 299.94 196.10 Td (The ) Tj ET Q q 0 0 0 rg BT 317.87 196.10 Td (Law ) Tj ET Q q 0 0 0 rg BT 338.02 196.10 Td (Of) Tj ET Q q 0 0 0 rg BT 348.39 196.10 Td (fices ) Tj ET Q q 0 0 0 rg BT 369.64 196.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.35 196.10 Td (David ) Tj ET Q q 0 0 0 rg BT 406.65 196.10 Td (A. ) Tj ET Q q 0 0 0 rg BT 418.75 196.10 Td (Bain ) Tj ET Q q 0 0 0 rg BT 440.02 196.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 461.28 196.10 Td (as ) Tj ET Q q 0 0 0 rg BT 471.99 196.10 Td (Liaison ) Tj ET Q q 0 0 0 rg BT 504.37 196.10 Td (Counsel. ) Tj ET Q q 0 0 0 rg BT 542.03 196.10 Td (Lead ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 94.83 184.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 124.10 184.10 Td (f ) Tj ET Q q 0 0 0 rg BT 130.06 184.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 151.01 184.10 Td (its ) Tj ET Q q 0 0 0 rg BT 163.09 184.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 218.50 184.10 Td (Shareholder ) Tj ET Q q 0 0 0 rg BT 269.44 184.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 314.28 184.10 Td (and ) Tj ET Q q 0 0 0 rg BT 331.34 184.10 Td (Class ) Tj ET Q q 0 0 0 rg BT 355.06 184.10 Td (Action ) Tj ET Q q 0 0 0 rg BT 384.91 184.10 Td (Complaint ) Tj ET Q q 0 0 0 rg BT 429.76 184.10 Td (on ) Tj ET Q q 0 0 0 rg BT 442.40 184.10 Td (May ) Tj ET Q q 0 0 0 rg BT 463.36 184.10 Td (20, ) Tj ET Q q 0 0 0 rg BT 478.49 184.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 503.43 184.10 Td (Thereafter) Tj ET Q q 0 0 0 rg BT 544.66 184.10 Td (, ) Tj ET Q q 0 0 0 rg BT 549.79 184.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 82.60 172.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 108.00 172.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 140.04 172.10 Td (a ) Tj ET Q q 0 0 0 rg BT 147.09 172.10 Td (Consent ) Tj ET Q q 0 0 0 rg BT 182.49 172.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 208.42 172.10 Td (on ) Tj ET Q q 0 0 0 rg BT 221.04 172.10 Td (June ) Tj ET Q q 0 0 0 rg BT 241.98 172.10 Td (4, ) Tj ET Q q 0 0 0 rg BT 252.10 172.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 277.22 172.10 Td (setting ) Tj ET Q q 0 0 0 rg BT 306.50 172.10 Td (a ) Tj ET Q q 0 0 0 rg BT 313.55 172.10 Td (schedule ) Tj ET Q q 0 0 0 rg BT 351.15 172.10 Td (for ) Tj ET Q q 0 0 0 rg BT 365.43 172.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 388.03 172.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 432.85 172.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 462.11 172.10 Td (f ) Tj ET Q q 0 0 0 rg BT 468.06 172.10 Td (to ) Tj ET Q q 0 0 0 rg BT 478.45 172.10 Td (amend ) Tj ET Q q 0 0 0 rg BT 507.73 172.10 Td (its ) Tj ET Q q 0 0 0 rg BT 519.79 172.10 Td (Complaint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.49 160.10 Td (light ) Tj ET Q q 0 0 0 rg BT 79.54 160.10 Td (of ) Tj ET Q q 0 0 0 rg BT 89.58 160.10 Td (the ) Tj ET Q q 0 0 0 rg BT 103.52 160.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 149.10 160.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 197.46 160.10 Td (proxy ) Tj ET Q q 0 0 0 rg BT 222.50 160.10 Td (related ) Tj ET Q q 0 0 0 rg BT 251.42 160.10 Td (to ) Tj ET Q q 0 0 0 rg BT 260.91 160.10 Td (a ) Tj ET Q q 0 0 0 rg BT 267.07 160.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 305.44 160.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 351.03 160.10 Td (announced ) Tj ET Q q 0 0 0 rg BT 396.05 160.10 Td (on ) Tj ET Q q 0 0 0 rg BT 407.77 160.10 Td (May ) Tj ET Q q 0 0 0 rg BT 427.81 160.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 437.03 160.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 458.74 160.10 Td (with ) Tj ET Q q 0 0 0 rg BT 478.23 160.10 Td (af) Tj ET Q q 0 0 0 rg BT 485.82 160.10 Td (filiates ) Tj ET Q q 0 0 0 rg BT 514.75 160.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.79 160.10 Td (Goldman ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 76.56 148.10 Td (& ) Tj ET Q q 0 0 0 rg BT 87.58 148.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 104.98 148.10 Td (On ) Tj ET Q q 0 0 0 rg BT 120.44 148.10 Td (September ) Tj ET Q q 0 0 0 rg BT 166.43 148.10 Td (23, ) Tj ET Q q 0 0 0 rg BT 182.17 148.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 207.90 148.10 Td (following ) Tj ET Q q 0 0 0 rg BT 250.02 148.10 Td (several ) Tj ET Q q 0 0 0 rg BT 281.57 148.10 Td (months ) Tj ET Q q 0 0 0 rg BT 314.25 148.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.82 148.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 366.81 148.10 Td (arms-length ) Tj ET Q q 0 0 0 rg BT 417.81 148.10 Td (negotiations, ) Tj ET Q q 0 0 0 rg BT 472.43 148.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.88 148.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 517.77 148.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.78 148.10 Td (both ) Tj ET Q q 0 0 0 rg BT 549.79 148.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 83.31 136.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 109.42 136.10 Td (and ) Tj ET Q q 0 0 0 rg BT 127.18 136.10 Td (Fulton ) Tj ET Q q 0 0 0 rg BT 156.63 136.10 Td (Superior ) Tj ET Q q 0 0 0 rg BT 194.39 136.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 220.50 136.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 263.80 136.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 295.46 136.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 328.21 136.10 Td (into ) Tj ET Q q 0 0 0 rg BT 347.09 136.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.85 136.10 Td (Stipulation ) Tj ET Q q 0 0 0 rg BT 402.07 136.10 Td (of ) Tj ET Q q 0 0 0 rg BT 413.73 136.10 Td (Settlement, ) Tj ET Q q 0 0 0 rg BT 462.33 136.10 Td (which, ) Tj ET Q q 0 0 0 rg BT 492.59 136.10 Td (together ) Tj ET Q q 0 0 0 rg BT 528.68 136.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.79 136.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.10 Td (exhibits ) Tj ET Q q 0 0 0 rg BT 85.10 124.10 Td (annexed ) Tj ET Q q 0 0 0 rg BT 121.84 124.10 Td (thereto, ) 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121.11 112.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.92 112.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 178.49 112.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 209.41 112.10 Td (with ) Tj ET Q q 0 0 0 rg BT 229.78 112.10 Td (prejudice ) Tj ET Q q 0 0 0 rg BT 269.57 112.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 292.16 112.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.97 112.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 331.78 112.10 Td (and ) Tj ET Q q 0 0 0 rg BT 348.81 112.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 393.07 112.10 Td (set ) Tj ET Q q 0 0 0 rg BT 406.77 112.10 Td (forth ) Tj ET Q q 0 0 0 rg BT 428.80 112.10 Td (therein. ) Tj ET Q q 0 0 0 rg BT 461.65 112.10 Td ( ) Tj ET Q q 0 0 0 rg BT 464.25 112.10 Td (On ) Tj ET Q q 0 0 0 rg BT 479.06 112.10 Td (September ) Tj ET Q q 0 0 0 rg BT 524.42 112.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 539.51 112.10 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.25 100.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 98.27 100.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 124.09 100.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 156.55 100.10 Td (an ) Tj ET Q q 0 0 0 rg BT 169.02 100.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 195.38 100.10 Td (preliminarily ) Tj ET Q q 0 0 0 rg BT 250.62 100.10 Td (approving ) Tj ET Q q 0 0 0 rg BT 294.21 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.46 100.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 349.16 100.10 Td (settlement. ) Tj ET Q q 0 0 0 rg BT 395.79 100.10 Td ( ) Tj ET Q q 0 0 0 rg BT 398.83 100.10 Td (On ) Tj ET Q q 0 0 0 rg BT 414.08 100.10 Td (December ) Tj ET Q q 0 0 0 rg BT 458.20 100.10 Td (2, ) Tj ET Q q 0 0 0 rg BT 468.74 100.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 494.28 100.10 Td (following ) Tj ET Q q 0 0 0 rg BT 536.20 100.10 Td (a ) Tj ET Q q 0 0 0 rg BT 543.67 100.10 Td (final ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.10 Td (fairness ) Tj ET Q q 0 0 0 rg BT 84.82 88.10 Td (hearing, ) Tj ET Q q 0 0 0 rg BT 121.03 88.10 Td (the ) Tj ET Q q 0 0 0 rg BT 136.97 88.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 170.68 88.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 197.19 88.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 230.34 88.10 Td (a ) Tj ET Q q 0 0 0 rg BT 238.50 88.10 Td (Final ) Tj ET Q q 0 0 0 rg BT 262.78 88.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 289.83 88.10 Td (and ) Tj ET Q q 0 0 0 rg BT 307.99 88.10 Td (Judgment ) Tj ET Q q 0 0 0 rg BT 349.78 88.10 Td (Approving ) Tj ET Q q 0 0 0 rg BT 396.83 88.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 443.33 88.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.49 88.10 Td (Dismissing ) Tj ET Q q 0 0 0 rg BT 509.40 88.10 Td (Actions ) Tj ET Q q 0 0 0 rg BT 544.23 88.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.10 Td (Prejudice. ) Tj ET Q q 0 0 0 rg BT 92.98 76.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.71 76.10 Td (On ) Tj ET Q q 0 0 0 rg BT 110.65 76.10 Td (December ) Tj ET Q q 0 0 0 rg BT 154.45 76.10 Td (12, ) Tj ET Q q 0 0 0 rg BT 169.68 76.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 194.90 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 209.83 76.10 Td (Fulton ) Tj ET Q q 0 0 0 rg BT 238.67 76.10 Td (Superior ) Tj ET Q q 0 0 0 rg BT 275.83 76.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 301.33 76.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 333.48 76.10 Td (a ) Tj ET Q q 0 0 0 rg BT 340.64 76.10 Td (Stipulation ) Tj ET Q q 0 0 0 rg BT 387.25 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 404.41 76.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 430.45 76.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.50 76.10 Td (Dismissal ) Tj ET Q q 0 0 0 rg BT 483.48 76.10 Td (W) Tj ET Q q 0 0 0 rg BT 492.51 76.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 505.79 76.10 Td (Prejudice. ) Tj ET Q q 0 0 0 rg BT 548.78 76.10 Td ( ) Tj ET Q q 0 0 0 rg BT 550.90 76.10 Td (As ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.10 Td (part ) Tj ET Q q 0 0 0 rg BT 67.91 64.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.61 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.20 64.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 139.16 64.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.75 64.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 195.00 64.10 Td (has ) Tj ET Q q 0 0 0 rg BT 210.70 64.10 Td (agreed ) Tj ET Q q 0 0 0 rg BT 239.71 64.10 Td (to ) Tj ET Q q 0 0 0 rg BT 249.85 64.10 Td (adopt, ) Tj ET Q q 0 0 0 rg BT 276.94 64.10 Td (implement, ) Tj ET Q q 0 0 0 rg BT 324.57 64.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 352.49 64.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 389.85 64.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 419.42 64.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 459.54 64.10 Td (governance ) Tj ET Q q 0 0 0 rg BT 507.99 64.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 547.56 64.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 52.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.84 52.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 76.34 52.10 Td (attorneys) Tj ET Q q 0 0 0 rg BT 115.58 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 117.64 52.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 135.80 52.10 Td (and ) Tj ET Q q 0 0 0 rg BT 152.30 52.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 190.46 52.10 Td (to ) Tj ET Q q 0 0 0 rg BT 200.30 52.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 229.56 52.10 Td (fs) Tj ET Q q 0 0 0 rg BT 239.37 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 241.43 52.10 Td (Counsel ) Tj ET Q q 0 0 0 rg BT 276.27 52.10 Td (in ) Tj ET Q q 0 0 0 rg BT 286.11 52.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.39 52.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 332.44 52.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.83 52.10 Td ($690 ) Tj ET Q q 0 0 0 rg BT 364.89 52.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 52.10 Td (. ) Tj ET Q q 0 0 0 rg BT 405.56 52.10 Td ( ) Tj ET Q q 0 0 0 rg BT 407.47 52.10 Td (The ) Tj ET Q q 0 0 0 rg BT 425.08 52.10 Td (appeal ) Tj ET Q q 0 0 0 rg BT 453.23 52.10 Td (period ) Tj ET Q q 0 0 0 rg BT 480.84 52.10 Td (has ) Tj ET Q q 0 0 0 rg BT 496.23 52.10 Td (passed ) Tj ET Q q 0 0 0 rg BT 524.95 52.10 Td (and ) Tj ET Q q 0 0 0 rg BT 541.45 52.10 Td (these ) Tj ET Q endstream endobj 147 0 obj <>] /Rotate 0 /Contents 148 0 R>> endobj 148 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 82.05 742.10 Td (are ) Tj ET Q q 0 0 0 rg BT 96.88 742.10 Td (now ) Tj ET Q q 0 0 0 rg BT 116.72 742.10 Td (concluded. ) Tj ET Q q 0 0 0 rg BT 162.93 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.55 742.10 Td (During ) Tj ET Q q 0 0 0 rg BT 196.50 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.34 742.10 Td (week ) Tj ET Q q 0 0 0 rg BT 235.06 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.01 742.10 Td (January ) Tj ET Q q 0 0 0 rg BT 279.73 742.10 Td (19) Tj ET Q BT /F1 10.00 Tf ET BT /F1 6.50 Tf ET q 0 0 0 rg BT 289.73 746.63 Td (th) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.78 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 297.40 742.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 320.02 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.86 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 376.36 742.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 396.20 742.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.04 742.10 Td ($690 ) Tj ET Q q 0 0 0 rg BT 433.66 742.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.76 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 472.38 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.33 742.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 505.39 742.10 Td (fees, ) Tj ET Q q 0 0 0 rg BT 526.61 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 537.56 742.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td ($350 ) Tj ET Q q 0 0 0 rg BT 72.54 730.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.65 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.19 730.10 Td (was ) Tj ET Q q 0 0 0 rg BT 129.28 730.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 162.90 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 173.22 730.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 207.96 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 218.28 730.10 Td (Q3 ) Tj ET Q q 0 0 0 rg BT 233.04 730.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 258.08 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 275.06 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 289.81 730.10 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.90 730.10 Td ($340 ) Tj ET Q q 0 0 0 rg BT 355.43 730.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.54 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 394.08 730.10 Td (was ) Tj ET Q q 0 0 0 rg BT 412.17 730.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 458.57 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.55 730.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 509.17 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 519.49 730.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 554.24 730.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (Q4 ) Tj ET Q q 0 0 0 rg BT 64.72 718.10 Td (2014.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 684.10 Td (On ) Tj ET Q q 0 0 0 rg BT 101.66 684.10 Td (December ) Tj ET Q q 0 0 0 rg BT 146.18 684.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 157.12 684.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 183.06 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.72 684.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 241.04 684.10 Td (received ) Tj ET Q q 0 0 0 rg BT 278.34 684.10 Td (a ) Tj ET Q q 0 0 0 rg BT 286.22 684.10 Td (subpoena ) Tj ET Q q 0 0 0 rg BT 327.43 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.31 684.10 Td (letter ) Tj ET Q q 0 0 0 rg BT 369.29 684.10 Td (from ) Tj ET Q q 0 0 0 rg BT 392.17 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.82 684.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 450.69 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.57 684.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 511.43 684.10 Td (Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (\(SEC\) ) Tj ET Q q 0 0 0 rg BT 86.40 672.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 110.58 672.10 Td (November ) Tj ET Q q 0 0 0 rg BT 155.31 672.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 170.33 672.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 195.36 672.10 Td (stating ) Tj ET Q q 0 0 0 rg BT 224.54 672.10 Td (that ) Tj ET Q q 0 0 0 rg BT 242.06 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.80 672.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 277.67 672.10 Td (is ) Tj ET Q q 0 0 0 rg BT 286.86 672.10 Td (conducting ) Tj ET Q q 0 0 0 rg BT 333.82 672.10 Td (a ) Tj ET Q q 0 0 0 rg BT 340.78 672.10 Td (formal, ) Tj ET Q q 0 0 0 rg BT 372.46 672.10 Td (non-public ) Tj ET Q q 0 0 0 rg BT 418.31 672.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 472.49 672.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 498.90 672.10 Td (In ) Tj ET Q q 0 0 0 rg BT 509.75 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.49 672.10 Td (Matter ) Tj ET Q q 0 0 0 rg BT 553.67 672.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 73.81 660.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 91.51 660.10 Td (\(A-3318\) ) Tj ET Q q 0 0 0 rg BT 131.15 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.01 660.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 180.99 660.10 Td (documents ) Tj ET Q q 0 0 0 rg BT 226.74 660.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 266.38 660.10 Td (related ) Tj ET Q q 0 0 0 rg BT 296.01 660.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.21 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.85 660.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 347.17 660.10 Td (raised ) Tj ET Q q 0 0 0 rg BT 373.48 660.10 Td (in ) Tj ET Q q 0 0 0 rg BT 383.68 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.33 660.10 Td (In ) Tj ET Q q 0 0 0 rg BT 409.08 660.10 Td (re: ) Tj ET Q q 0 0 0 rg BT 422.06 660.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 445.87 660.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 463.56 660.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 505.42 660.10 Td (Litigation. ) Tj ET Q q 0 0 0 rg BT 549.79 660.10 Td (On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (April ) Tj ET Q q 0 0 0 rg BT 72.39 648.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 86.17 648.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 109.95 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.45 648.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 163.62 648.10 Td (received ) Tj ET Q q 0 0 0 rg BT 198.76 648.10 Td (a ) Tj ET Q q 0 0 0 rg BT 204.48 648.10 Td (second ) Tj ET Q q 0 0 0 rg BT 233.54 648.10 Td (subpoena ) Tj ET Q q 0 0 0 rg BT 272.59 648.10 Td (from ) Tj ET Q q 0 0 0 rg BT 293.31 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.80 648.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 326.43 648.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 358.25 648.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 399.53 648.10 Td (documents. ) Tj ET Q q 0 0 0 rg BT 446.54 648.10 Td (The ) Tj ET Q q 0 0 0 rg BT 463.37 648.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 503.54 648.10 Td (has ) Tj ET Q q 0 0 0 rg BT 518.15 648.10 Td (cooperated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 85.00 636.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 105.83 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 116.11 636.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 149.16 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.88 636.10 Td (requested ) Tj ET Q q 0 0 0 rg BT 204.69 636.10 Td (documents.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 614.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.96 614.10 Td (June ) Tj ET Q q 0 0 0 rg BT 122.02 614.10 Td (6, ) Tj ET Q q 0 0 0 rg BT 132.25 614.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 157.49 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.44 614.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 214.06 614.10 Td (was ) Tj ET Q q 0 0 0 rg BT 232.35 614.10 Td (notified ) Tj ET Q q 0 0 0 rg BT 266.19 614.10 Td (that ) Tj ET Q q 0 0 0 rg BT 283.92 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.87 614.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 318.78 614.10 Td (Attorney ) Tj ET Q q 0 0 0 rg BT 357.06 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 371.46 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.41 614.10 Td (Northern ) Tj ET Q q 0 0 0 rg BT 425.24 614.10 Td (District ) Tj ET Q q 0 0 0 rg BT 457.97 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 469.03 614.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 488.84 614.10 Td (gia ) Tj ET Q q 0 0 0 rg BT 503.79 614.10 Td (had ) Tj ET Q q 0 0 0 rg BT 520.97 614.10 Td (opened ) Tj ET Q q 0 0 0 rg BT 552.58 614.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 104.17 602.10 Td (into ) Tj ET Q q 0 0 0 rg BT 122.24 602.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 168.07 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.91 602.10 Td (intentional ) Tj ET Q q 0 0 0 rg BT 224.18 602.10 Td (misconduct ) Tj ET Q q 0 0 0 rg BT 272.80 602.10 Td (that ) Tj ET Q q 0 0 0 rg BT 290.30 602.10 Td (had ) Tj ET Q q 0 0 0 rg BT 307.25 602.10 Td (been ) Tj ET Q q 0 0 0 rg BT 328.64 602.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 362.26 602.10 Td (to ) Tj ET Q q 0 0 0 rg BT 372.54 602.10 Td (its ) Tj ET Q q 0 0 0 rg BT 384.50 602.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 422.00 602.10 Td (from ) Tj ET Q q 0 0 0 rg BT 443.95 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.68 602.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 493.40 602.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 542.56 602.10 Td (class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (action ) Tj ET Q q 0 0 0 rg BT 77.16 590.10 Td (lawsuit ) Tj ET Q q 0 0 0 rg BT 108.77 590.10 Td (against ) Tj ET Q q 0 0 0 rg BT 139.82 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.76 590.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 202.07 590.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 239.78 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.94 590.10 Td (of) Tj ET Q q 0 0 0 rg BT 265.09 590.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 292.52 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.46 590.10 Td (media ) Tj ET Q q 0 0 0 rg BT 334.62 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.78 590.10 Td (other ) Tj ET Q q 0 0 0 rg BT 375.05 590.10 Td (sources. ) Tj ET Q q 0 0 0 rg BT 410.07 590.10 Td (The ) Tj ET Q q 0 0 0 rg BT 428.34 590.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 469.95 590.10 Td (is ) Tj ET Q q 0 0 0 rg BT 479.35 590.10 Td (cooperating ) Tj ET Q q 0 0 0 rg BT 529.28 590.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.78 590.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 69.73 578.10 Td (Attorney's ) Tj ET Q q 0 0 0 rg BT 113.47 578.10 Td (of) Tj ET Q q 0 0 0 rg BT 121.62 578.10 Td (fice.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 556.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 130.65 556.10 Td (our ) Tj ET Q q 0 0 0 rg BT 147.50 556.10 Td (announcement ) Tj ET Q q 0 0 0 rg BT 209.34 556.10 Td (on ) Tj ET Q q 0 0 0 rg BT 222.87 556.10 Td (May ) Tj ET Q q 0 0 0 rg BT 244.73 556.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 255.76 556.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 279.28 556.10 Td (of ) Tj ET Q q 0 0 0 rg BT 291.14 556.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.89 556.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 354.99 556.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 397.39 556.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.25 556.10 Td (a ) Tj ET Q q 0 0 0 rg BT 417.22 556.10 Td (mer) Tj ET Q q 0 0 0 rg BT 432.58 556.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 448.88 556.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 494.05 556.10 Td (with ) Tj ET Q q 0 0 0 rg BT 515.36 556.10 Td (af) Tj ET Q q 0 0 0 rg BT 522.94 556.10 Td (filiates ) Tj ET Q q 0 0 0 rg BT 553.68 556.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 89.32 544.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 114.76 544.10 Td (& ) Tj ET Q q 0 0 0 rg BT 124.64 544.10 Td (Co., ) Tj ET Q q 0 0 0 rg BT 143.42 544.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 172.18 544.10 Td (putative ) Tj ET Q q 0 0 0 rg BT 206.50 544.10 Td (class ) Tj ET Q q 0 0 0 rg BT 228.04 544.10 Td (action ) Tj ET Q q 0 0 0 rg BT 254.58 544.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 300.57 544.10 Td (challenging ) Tj ET Q q 0 0 0 rg BT 349.33 544.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.65 544.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 402.42 544.10 Td (mer) Tj ET Q q 0 0 0 rg BT 417.78 544.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 432.66 544.10 Td (were ) Tj ET Q q 0 0 0 rg BT 454.19 544.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 474.62 544.10 Td (in ) Tj ET Q q 0 0 0 rg BT 484.51 544.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.83 544.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 539.24 544.10 Td (Court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.78 532.10 Td (Chancery) Tj ET Q q 0 0 0 rg BT 98.45 532.10 Td (. ) Tj ET Q q 0 0 0 rg BT 103.23 532.10 Td (These ) Tj ET Q q 0 0 0 rg BT 129.56 532.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 175.89 532.10 Td (name ) Tj ET Q q 0 0 0 rg BT 200.00 532.10 Td (as ) Tj ET Q q 0 0 0 rg BT 210.78 532.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 258.78 532.10 Td (some ) Tj ET Q q 0 0 0 rg BT 282.34 532.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 334.78 532.10 Td (of ) Tj ET Q q 0 0 0 rg BT 345.56 532.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.24 532.10 Td (Company) Tj ET Q q 0 0 0 rg BT 398.47 532.10 Td (, ) Tj ET Q q 0 0 0 rg BT 403.43 532.10 Td (its ) Tj ET Q q 0 0 0 rg BT 415.33 532.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 455.27 532.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 494.94 532.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 520.72 532.10 Td (& ) Tj ET Q q 0 0 0 rg BT 530.95 532.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 547.58 532.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 520.10 Td (filiated ) Tj ET Q q 0 0 0 rg BT 88.03 520.10 Td (entities.On ) Tj ET Q q 0 0 0 rg BT 136.25 520.10 Td (June ) Tj ET Q q 0 0 0 rg BT 156.70 520.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 171.32 520.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 195.94 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.28 520.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 239.06 520.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 285.06 520.10 Td (were ) Tj ET Q q 0 0 0 rg BT 306.61 520.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 359.27 520.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.39 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.73 520.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 426.16 520.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 451.06 520.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.51 520.10 Td (Chancery) Tj ET Q q 0 0 0 rg BT 499.17 520.10 Td (, ) Tj ET Q q 0 0 0 rg BT 503.79 520.10 Td (now ) Tj ET Q q 0 0 0 rg BT 523.14 520.10 Td (captioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.28 508.10 Td (re ) Tj ET Q q 0 0 0 rg BT 70.00 508.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 93.33 508.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 110.55 508.10 Td (Stockholder ) Tj ET Q q 0 0 0 rg BT 160.82 508.10 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 204.71 508.10 Td (CA) Tj ET Q q 0 0 0 rg BT 218.05 508.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.00 508.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 236.67 508.10 Td (8526-VCN. ) Tj ET Q q 0 0 0 rg BT 285.56 508.10 Td (On ) Tj ET Q q 0 0 0 rg BT 299.73 508.10 Td (June ) Tj ET Q q 0 0 0 rg BT 320.00 508.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 334.45 508.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 358.90 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.07 508.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 413.90 508.10 Td (announced ) Tj ET Q q 0 0 0 rg BT 459.17 508.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.11 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.27 508.10 Td (mer) Tj ET Q q 0 0 0 rg BT 505.64 508.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 520.36 508.10 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (had ) Tj ET Q q 0 0 0 rg BT 67.15 496.10 Td (been ) Tj ET Q q 0 0 0 rg BT 88.74 496.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 134.21 496.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 171.36 496.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.85 496.10 Td (a ) Tj ET Q q 0 0 0 rg BT 188.81 496.10 Td (T) Tj ET Q q 0 0 0 rg BT 194.22 496.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 240.25 496.10 Td (and ) Tj ET Q q 0 0 0 rg BT 257.40 496.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 302.28 496.10 Td (Agreement. ) Tj ET Q q 0 0 0 rg BT 351.32 496.10 Td (After ) Tj ET Q q 0 0 0 rg BT 375.13 496.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 423.38 496.10 Td (moved ) Tj ET Q q 0 0 0 rg BT 453.31 496.10 Td (to ) Tj ET Q q 0 0 0 rg BT 463.80 496.10 Td (dismiss ) Tj ET Q q 0 0 0 rg BT 496.52 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.45 496.10 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (proceeding, ) Tj ET Q q 0 0 0 rg BT 99.21 484.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 121.49 484.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 150.75 484.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 160.26 484.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 198.65 484.10 Td (their ) Tj ET Q q 0 0 0 rg BT 219.26 484.10 Td (operative ) Tj ET Q q 0 0 0 rg BT 258.75 484.10 Td (complaint ) Tj ET Q q 0 0 0 rg BT 301.04 484.10 Td (to ) Tj ET Q q 0 0 0 rg BT 311.10 484.10 Td (drop ) Tj ET Q q 0 0 0 rg BT 331.72 484.10 Td (their ) Tj ET Q q 0 0 0 rg BT 352.34 484.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 380.73 484.10 Td (against ) Tj ET Q q 0 0 0 rg BT 411.35 484.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 450.85 484.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 476.47 484.10 Td (& ) Tj ET Q q 0 0 0 rg BT 486.54 484.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 503.00 484.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.73 484.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 543.68 484.10 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 96.97 472.10 Td (on ) Tj ET Q q 0 0 0 rg BT 110.63 472.10 Td (an ) Tj ET Q q 0 0 0 rg BT 122.91 472.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 173.23 472.10 Td (Bonus ) Tj ET Q q 0 0 0 rg BT 201.63 472.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 249.71 472.10 Td (\(ABA\) ) Tj ET Q q 0 0 0 rg BT 290.01 472.10 Td (between ) Tj ET Q q 0 0 0 rg BT 326.98 472.10 Td (the ) Tj ET Q q 0 0 0 rg BT 342.85 472.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 385.39 472.10 Td (and ) Tj ET Q q 0 0 0 rg BT 403.48 472.10 Td (Robin ) Tj ET Q q 0 0 0 rg BT 431.58 472.10 Td (Raina. ) Tj ET Q q 0 0 0 rg BT 461.06 472.10 Td (On ) Tj ET Q q 0 0 0 rg BT 476.93 472.10 Td (September ) Tj ET Q q 0 0 0 rg BT 523.35 472.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 539.50 472.10 Td (2013, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 97.18 460.10 Td (moved ) Tj ET Q q 0 0 0 rg BT 126.04 460.10 Td (to ) Tj ET Q q 0 0 0 rg BT 135.47 460.10 Td (dismiss ) Tj ET Q q 0 0 0 rg BT 167.12 460.10 Td (the ) Tj ET Q q 0 0 0 rg BT 180.62 460.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 221.15 460.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 275.56 460.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 321.93 460.10 Td (On ) Tj ET Q q 0 0 0 rg BT 335.80 460.10 Td (July ) Tj ET Q q 0 0 0 rg BT 354.11 460.10 Td (24, ) Tj ET Q q 0 0 0 rg BT 368.26 460.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 392.41 460.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.27 460.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 430.69 460.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 457.34 460.10 Td (its ) Tj ET Q q 0 0 0 rg BT 468.43 460.10 Td (Memorandum ) Tj ET Q q 0 0 0 rg BT 526.73 460.10 Td (Opinion. ) Tj ET Q q 0 0 0 rg BT 564.51 460.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.30 448.10 Td (only ) Tj ET Q q 0 0 0 rg BT 88.83 448.10 Td (surviving ) Tj ET Q q 0 0 0 rg BT 129.36 448.10 Td (counts ) Tj ET Q q 0 0 0 rg BT 158.22 448.10 Td (are ) Tj ET Q q 0 0 0 rg BT 173.18 448.10 Td (as ) Tj ET Q q 0 0 0 rg BT 184.26 448.10 Td (follows: ) Tj ET Q q 0 0 0 rg BT 219.79 448.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 231.98 448.10 Td (Counts ) Tj ET Q q 0 0 0 rg BT 263.07 448.10 Td (II ) Tj ET Q q 0 0 0 rg BT 272.48 448.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.67 448.10 Td (IV) Tj ET Q q 0 0 0 rg BT 298.93 448.10 Td (, ) Tj ET Q q 0 0 0 rg BT 304.18 448.10 Td (but ) Tj ET Q q 0 0 0 rg BT 319.71 448.10 Td (only ) Tj ET Q q 0 0 0 rg BT 340.24 448.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.77 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.74 448.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 392.93 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.90 448.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 437.16 448.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 447.13 448.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 467.65 448.10 Td (non-monetary ) Tj ET Q q 0 0 0 rg BT 526.50 448.10 Td (relief ) Tj ET Q q 0 0 0 rg BT 550.34 448.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 81.41 436.10 Td (material ) Tj ET Q q 0 0 0 rg BT 116.70 436.10 Td (misstatements ) Tj ET Q q 0 0 0 rg BT 175.89 436.10 Td (related ) Tj ET Q q 0 0 0 rg BT 205.63 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 215.94 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.13 436.10 Td (ABA) Tj ET Q q 0 0 0 rg BT 250.70 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 253.23 436.10 Td (base ) Tj ET Q q 0 0 0 rg BT 273.53 436.10 Td (price ) Tj ET Q q 0 0 0 rg BT 296.05 436.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.36 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.12 436.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 343.65 436.10 Td (Proxy ) Tj ET Q q 0 0 0 rg BT 370.08 436.10 Td (Statement; ) Tj ET Q q 0 0 0 rg BT 415.38 436.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 430.13 436.10 Td (Count ) Tj ET Q q 0 0 0 rg BT 457.11 436.10 Td (II, ) Tj ET Q q 0 0 0 rg BT 468.81 436.10 Td (but ) Tj ET Q q 0 0 0 rg BT 484.12 436.10 Td (only ) Tj ET Q q 0 0 0 rg BT 504.43 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.74 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 529.49 436.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 556.46 436.10 Td (it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (challenges ) Tj ET Q q 0 0 0 rg BT 94.41 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.83 424.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 150.47 424.10 Td (existence ) Tj ET Q q 0 0 0 rg BT 189.88 424.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.42 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.35 424.10 Td (ABA) Tj ET Q q 0 0 0 rg BT 234.91 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 237.12 424.10 Td (as ) Tj ET Q q 0 0 0 rg BT 247.65 424.10 Td (an ) Tj ET Q q 0 0 0 rg BT 259.30 424.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 290.38 424.10 Td (unreasonable ) Tj ET Q q 0 0 0 rg BT 345.34 424.10 Td (anti-takeover ) Tj ET Q q 0 0 0 rg BT 400.29 424.10 Td (device; ) Tj ET Q q 0 0 0 rg BT 431.37 424.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 450.51 424.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 467.72 424.10 Td (Count ) Tj ET Q q 0 0 0 rg BT 494.21 424.10 Td (V) Tj ET Q q 0 0 0 rg BT 500.14 424.10 Td (, ) Tj ET Q q 0 0 0 rg BT 504.85 424.10 Td (but ) Tj ET Q q 0 0 0 rg BT 519.83 424.10 Td (only ) Tj ET Q q 0 0 0 rg BT 539.82 424.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 424.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 76.76 412.10 Td (that ) Tj ET Q q 0 0 0 rg BT 94.09 412.10 Td (it ) Tj ET Q q 0 0 0 rg BT 101.97 412.10 Td (relates ) Tj ET Q q 0 0 0 rg BT 130.40 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 140.50 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 155.05 412.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 212.92 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.47 412.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 254.23 412.10 Td (received ) Tj ET Q q 0 0 0 rg BT 290.42 412.10 Td (under ) Tj ET Q q 0 0 0 rg BT 315.52 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.07 412.10 Td (Company) Tj ET Q q 0 0 0 rg BT 371.73 412.10 Td (s ) Tj ET Q q 0 0 0 rg BT 377.95 412.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 400.28 412.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 425.39 412.10 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 464.92 412.10 Td (Plan. ) Tj ET Q q 0 0 0 rg BT 487.53 412.10 Td ( ) Tj ET Q q 0 0 0 rg BT 489.86 412.10 Td (On ) Tj ET Q q 0 0 0 rg BT 504.41 412.10 Td (September ) Tj ET Q q 0 0 0 rg BT 549.50 412.10 Td (15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 75.65 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 91.02 400.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 116.96 400.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 149.53 400.10 Td (an ) Tj ET Q q 0 0 0 rg BT 162.12 400.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 188.60 400.10 Td (implementing ) Tj ET Q q 0 0 0 rg BT 247.30 400.10 Td (its ) Tj ET Q q 0 0 0 rg BT 259.90 400.10 Td (Memorandum ) Tj ET Q q 0 0 0 rg BT 319.71 400.10 Td (Opinion. ) Tj ET Q q 0 0 0 rg BT 358.14 400.10 Td ( ) Tj ET Q q 0 0 0 rg BT 361.29 400.10 Td (On ) Tj ET Q q 0 0 0 rg BT 376.67 400.10 Td (January ) Tj ET Q q 0 0 0 rg BT 410.92 400.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 426.57 400.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 452.23 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.60 400.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 493.53 400.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 526.11 400.10 Td (an ) Tj ET Q q 0 0 0 rg BT 538.70 400.10 Td (Order ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (permitting ) Tj ET Q q 0 0 0 rg BT 94.05 388.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 123.32 388.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 132.93 388.10 Td (to ) Tj ET Q q 0 0 0 rg BT 143.10 388.10 Td (file ) Tj ET Q q 0 0 0 rg BT 158.82 388.10 Td (a ) Tj ET Q q 0 0 0 rg BT 165.66 388.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 196.96 388.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 238.23 388.10 Td (and ) Tj ET Q q 0 0 0 rg BT 255.06 388.10 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 314.67 388.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 361.79 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 364.18 388.10 Td (On ) Tj ET Q q 0 0 0 rg BT 378.80 388.10 Td (February ) Tj ET Q q 0 0 0 rg BT 417.29 388.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 432.18 388.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 457.08 388.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 505.01 388.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 525.73 388.10 Td (a ) Tj ET Q q 0 0 0 rg BT 532.56 388.10 Td (Motion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.20 376.10 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 94.85 376.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.48 376.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 140.81 376.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 182.10 376.10 Td (and ) Tj ET Q q 0 0 0 rg BT 198.96 376.10 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 258.59 376.10 Td (Complaint, ) Tj ET Q q 0 0 0 rg BT 305.74 376.10 Td (which ) Tj ET Q q 0 0 0 rg BT 332.59 376.10 Td (is ) Tj ET Q q 0 0 0 rg BT 341.68 376.10 Td (pending. ) Tj ET Q q 0 0 0 rg BT 378.64 376.10 Td (The ) Tj ET Q q 0 0 0 rg BT 396.61 376.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 437.92 376.10 Td (denies ) Tj ET Q q 0 0 0 rg BT 465.88 376.10 Td (any ) Tj ET Q q 0 0 0 rg BT 482.74 376.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 516.27 376.10 Td (and ) Tj ET Q q 0 0 0 rg BT 533.13 376.10 Td (intends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 364.10 Td (defend ) Tj ET Q q 0 0 0 rg BT 89.99 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.70 364.10 Td (action ) Tj ET Q q 0 0 0 rg BT 131.64 364.10 Td (vigorously) Tj ET Q q 0 0 0 rg BT 173.76 364.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 340.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.58 340.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.50 340.10 Td (has ) Tj ET Q q 0 0 0 rg BT 159.86 340.10 Td (been ) Tj ET Q q 0 0 0 rg BT 180.78 340.10 Td (sued ) Tj ET Q q 0 0 0 rg BT 201.14 340.10 Td (by ) Tj ET Q q 0 0 0 rg BT 213.17 340.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 254.65 340.10 Td (for ) Tj ET Q q 0 0 0 rg BT 268.34 340.10 Td (alleged ) Tj ET Q q 0 0 0 rg BT 299.24 340.10 Td (copyright ) Tj ET Q q 0 0 0 rg BT 339.60 340.10 Td (infringement, ) Tj ET Q q 0 0 0 rg BT 395.79 340.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 424.47 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 434.83 340.10 Td (contract, ) Tj ET Q q 0 0 0 rg BT 471.57 340.10 Td (and ) Tj ET Q q 0 0 0 rg BT 488.04 340.10 Td (unjust ) Tj ET Q q 0 0 0 rg BT 514.52 340.10 Td (enrichment. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 92.04 328.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 142.96 328.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.00 328.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 202.04 328.10 Td (Licensing ) Tj ET Q q 0 0 0 rg BT 244.07 328.10 Td (GP) Tj ET Q q 0 0 0 rg BT 256.49 328.10 Td ( ) Tj ET Q q 0 0 0 rg BT 259.09 328.10 Td (v) Tj ET Q q 0 0 0 rg BT 263.44 328.10 Td (. ) Tj ET Q q 0 0 0 rg BT 268.54 328.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 292.52 328.10 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 312.89 328.10 Td (Case ) Tj ET Q q 0 0 0 rg BT 334.93 328.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 352.25 328.10 Td (1:13-CV) Tj ET Q q 0 0 0 rg BT 386.34 328.10 Td (-01655-CAP) Tj ET Q q 0 0 0 rg BT 437.08 328.10 Td ( ) Tj ET Q q 0 0 0 rg BT 439.68 328.10 Td (\(N.D.Ga\), ) Tj ET Q q 0 0 0 rg BT 482.54 328.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 503.47 328.10 Td (May ) Tj ET Q q 0 0 0 rg BT 524.40 328.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 539.50 328.10 Td (2013. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.36 316.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 110.06 316.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 131.20 316.10 Td (a ) Tj ET Q q 0 0 0 rg BT 138.45 316.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 170.72 316.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.31 316.10 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 216.35 316.10 Td (on ) Tj ET Q q 0 0 0 rg BT 229.17 316.10 Td (July ) Tj ET Q q 0 0 0 rg BT 248.65 316.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 263.96 316.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 289.28 316.10 Td (In ) Tj ET Q q 0 0 0 rg BT 300.42 316.10 Td (response, ) Tj ET Q q 0 0 0 rg BT 340.73 316.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 382.98 316.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 404.12 316.10 Td (an ) Tj ET Q q 0 0 0 rg BT 415.75 316.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 457.44 316.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 504.77 316.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.13 316.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 70.87 304.10 Td (a ) Tj ET Q q 0 0 0 rg BT 77.86 304.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 109.86 304.10 Td (to ) Tj ET Q q 0 0 0 rg BT 120.18 304.10 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 154.96 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 169.16 304.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 210.59 304.10 Td (Complaint ) Tj ET Q q 0 0 0 rg BT 255.36 304.10 Td (on ) Tj ET Q q 0 0 0 rg BT 267.34 304.10 Td (August ) Tj ET Q q 0 0 0 rg BT 298.78 304.10 Td (29, ) Tj ET Q q 0 0 0 rg BT 313.83 304.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 338.88 304.10 Td (On ) Tj ET Q q 0 0 0 rg BT 353.65 304.10 Td (February ) Tj ET Q q 0 0 0 rg BT 392.29 304.10 Td (14, ) Tj ET Q q 0 0 0 rg BT 407.34 304.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 432.39 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.15 304.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 472.48 304.10 Td (denied ) Tj ET Q q 0 0 0 rg BT 501.68 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.45 304.10 Td (Company) Tj ET Q q 0 0 0 rg BT 558.11 304.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 81.87 292.10 Td (to ) Tj ET Q q 0 0 0 rg BT 92.07 292.10 Td (Dismiss. ) Tj ET Q q 0 0 0 rg BT 129.05 292.10 Td (The ) Tj ET Q q 0 0 0 rg BT 147.02 292.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 188.33 292.10 Td (cooperated ) Tj ET Q q 0 0 0 rg BT 234.61 292.10 Td (with ) Tj ET Q q 0 0 0 rg BT 254.81 292.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 296.67 292.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.87 292.10 Td (an ) Tj ET Q q 0 0 0 rg BT 318.73 292.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 341.15 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.90 292.10 Td (all ) Tj ET Q q 0 0 0 rg BT 364.32 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.07 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.71 292.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 436.71 292.10 Td (Microsoft ) Tj ET Q q 0 0 0 rg BT 478.57 292.10 Td (licenses. ) Tj ET Q q 0 0 0 rg BT 515.15 292.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.39 292.10 Td (The ) Tj ET Q q 0 0 0 rg BT 535.36 292.10 Td (parties ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 82.95 280.10 Td (a ) Tj ET Q q 0 0 0 rg BT 89.25 280.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 138.87 280.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 181.84 280.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 200.64 280.10 Td (on ) Tj ET Q q 0 0 0 rg BT 212.50 280.10 Td (September ) Tj ET Q q 0 0 0 rg BT 257.13 280.10 Td (18, ) Tj ET Q q 0 0 0 rg BT 271.50 280.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 295.86 280.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 316.05 280.10 Td (a ) Tj ET Q q 0 0 0 rg BT 322.35 280.10 Td (Notice ) Tj ET Q q 0 0 0 rg BT 350.87 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.07 280.10 Td (Confidential ) Tj ET Q q 0 0 0 rg BT 412.92 280.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 457.55 280.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.20 280.10 Td (Principle ) Tj ET Q q 0 0 0 rg BT 505.16 280.10 Td (and ) Tj ET Q q 0 0 0 rg BT 521.47 280.10 Td (Stipulated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 82.71 268.10 Td (for ) Tj ET Q q 0 0 0 rg BT 97.62 268.10 Td (45-Day ) Tj ET Q q 0 0 0 rg BT 130.87 268.10 Td (Extension ) Tj ET Q q 0 0 0 rg BT 174.12 268.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.47 268.10 Td (T) Tj ET Q q 0 0 0 rg BT 191.23 268.10 Td (ime ) Tj ET Q q 0 0 0 rg BT 209.48 268.10 Td (to ) Tj ET Q q 0 0 0 rg BT 220.52 268.10 Td (finalize ) Tj ET Q q 0 0 0 rg BT 253.75 268.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.23 268.10 Td (various ) Tj ET Q q 0 0 0 rg BT 301.92 268.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 346.85 268.10 Td (of ) Tj ET Q q 0 0 0 rg BT 358.44 268.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.91 268.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 420.77 268.10 Td (which ) Tj ET Q q 0 0 0 rg BT 448.46 268.10 Td (was ) Tj ET Q q 0 0 0 rg BT 467.27 268.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 500.51 268.10 Td (by ) Tj ET Q q 0 0 0 rg BT 513.77 268.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 540.35 268.10 Td (dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (September ) Tj ET Q q 0 0 0 rg BT 95.26 256.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 110.26 256.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 135.26 256.10 Td (On ) Tj ET Q q 0 0 0 rg BT 149.99 256.10 Td (October ) Tj ET Q q 0 0 0 rg BT 184.69 256.10 Td (13, ) Tj ET Q q 0 0 0 rg BT 199.69 256.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 224.69 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.41 256.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 268.56 256.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 289.39 256.10 Td (a ) Tj ET Q q 0 0 0 rg BT 296.33 256.10 Td (Joint ) Tj ET Q q 0 0 0 rg BT 318.28 256.10 Td (Stipulation ) Tj ET Q q 0 0 0 rg BT 364.67 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.50 256.10 Td (Dismissal ) Tj ET Q q 0 0 0 rg BT 417.45 256.10 Td (with ) Tj ET Q q 0 0 0 rg BT 437.72 256.10 Td (prejudice. ) Tj ET Q q 0 0 0 rg BT 479.93 256.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 234.10 Td (The ) Tj ET Q q 0 0 0 rg BT 91.69 234.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 132.72 234.10 Td (is ) Tj ET Q q 0 0 0 rg BT 141.53 234.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 178.66 234.10 Td (in ) Tj ET Q q 0 0 0 rg BT 188.58 234.10 Td (various ) Tj ET Q q 0 0 0 rg BT 220.16 234.10 Td (other ) Tj ET Q q 0 0 0 rg BT 242.85 234.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 271.09 234.10 Td (and ) Tj ET Q q 0 0 0 rg BT 287.67 234.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 309.25 234.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 339.72 234.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 369.07 234.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.99 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.35 234.10 Td (ordinary ) Tj ET Q 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0 0 rg BT 510.15 681.07 Td (3,715) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 667.07 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 667.07 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 667.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 667.07 Td (4,136) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 667.07 Td (541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 653.07 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 653.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 653.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 653.07 Td (3,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 653.07 Td (541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 639.07 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 639.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 639.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 639.07 Td (3,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 639.07 Td (541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 625.07 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.10 625.07 Td (120,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 625.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 625.07 Td (2,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 625.07 Td (406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 611.07 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 611.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 611.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 611.07 Td (1,340) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.65 611.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 597.07 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.10 597.07 Td (122,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 597.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 597.07 Td (20,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 597.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 597.07 Td (5,744) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 583.07 Td (Less: sublease income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.80 583.12 Td (\(1,296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 583.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 569.07 Td (Net lease payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 569.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 569.07 Td (19,137) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 555.07 Td (Less: amount representing interest) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 555.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 555.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 541.07 Td (Present value of obligations under capital leases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.00 541.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 541.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 541.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 527.07 Td (Less: current portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.30 527.12 Td (\(943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 527.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 527.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 527.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 513.07 Td (Long-term obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.00 513.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.10 513.07 Td (121,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.00 513.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 513.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 513.07 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 487.00 Td (Rental ) Tj ET Q q 0 0 0 rg BT 103.14 487.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 138.39 487.00 Td (for ) Tj ET Q q 0 0 0 rg BT 153.09 487.00 Td (of) Tj ET Q q 0 0 0 rg BT 161.24 487.00 Td (fice ) Tj ET Q q 0 0 0 rg BT 179.27 487.00 Td (facilities ) Tj ET Q q 0 0 0 rg BT 216.74 487.00 Td (and ) Tj ET Q q 0 0 0 rg BT 234.22 487.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 264.46 487.00 Td (equipment ) Tj ET Q q 0 0 0 rg BT 309.71 487.00 Td (subject ) Tj ET Q q 0 0 0 rg BT 341.08 487.00 Td (to ) Tj ET Q q 0 0 0 rg BT 351.90 487.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 392.71 487.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 419.62 487.00 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.32 487.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.32 487.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.87 487.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.87 487.00 Td (, ) Tj ET Q q 0 0 0 rg BT 485.41 487.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.89 487.00 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.89 487.00 Td ( ) Tj ET Q q 0 0 0 rg BT 525.93 487.00 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.52 487.00 Td ($6.3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 475.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 475.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.89 475.00 Td ($6.5 ) Tj ET Q q 0 0 0 rg BT 103.89 475.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.78 475.00 Td ( ) Tj ET Q q 0 0 0 rg BT 135.28 475.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.22 475.00 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 172.22 475.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.11 475.00 Td (, ) Tj ET Q q 0 0 0 rg BT 206.11 475.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 253.77 475.00 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 453.00 Td (Sublease ) Tj ET Q q 0 0 0 rg BT 110.55 453.00 Td (income ) Tj ET Q q 0 0 0 rg BT 142.48 453.00 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.64 453.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.64 453.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.64 453.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.64 453.00 Td ( ) Tj ET Q q 0 0 0 rg BT 204.14 453.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.08 453.00 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.08 453.00 Td ( ) Tj ET Q q 0 0 0 rg BT 243.58 453.00 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.63 453.00 Td ($381 ) Tj ET Q q 0 0 0 rg BT 284.13 453.00 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.24 453.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.24 453.00 Td ($55 ) Tj ET Q q 0 0 0 rg BT 342.74 453.00 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.85 453.00 Td (, ) Tj ET Q q 0 0 0 rg BT 383.85 453.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.79 453.00 Td ($5 ) Tj ET Q q 0 0 0 rg BT 413.29 453.00 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.39 453.00 Td (, ) Tj ET Q q 0 0 0 rg BT 454.39 453.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 502.06 453.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.50 431.00 Td (Self ) Tj ET Q q 0 0 0 rg BT 90.84 431.00 Td (Insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.62 431.00 Td (For ) Tj ET Q q 0 0 0 rg BT 159.74 431.00 Td (most ) Tj ET Q q 0 0 0 rg BT 181.42 431.00 Td (of ) Tj ET Q q 0 0 0 rg BT 191.98 431.00 Td (the ) Tj ET Q q 0 0 0 rg BT 206.43 431.00 Td (Company) Tj ET Q q 0 0 0 rg BT 248.10 431.00 Td (s ) Tj ET Q q 0 0 0 rg BT 254.22 431.00 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 274.23 431.00 Td (employees ) Tj ET Q q 0 0 0 rg BT 319.23 431.00 Td (the ) Tj ET Q q 0 0 0 rg BT 333.67 431.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 374.79 431.00 Td (is ) Tj ET Q q 0 0 0 rg BT 383.69 431.00 Td (currently ) Tj ET Q q 0 0 0 rg BT 422.01 431.00 Td (self-insured ) Tj ET Q q 0 0 0 rg BT 471.45 431.00 Td (for ) Tj ET Q q 0 0 0 rg BT 485.34 431.00 Td (its ) Tj ET Q q 0 0 0 rg BT 497.02 431.00 Td (health ) Tj ET Q q 0 0 0 rg BT 523.69 431.00 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 419.00 Td (program ) Tj ET Q q 0 0 0 rg BT 86.70 419.00 Td (and ) Tj ET Q q 0 0 0 rg BT 103.96 419.00 Td (has ) Tj ET Q q 0 0 0 rg BT 120.12 419.00 Td (a ) Tj ET Q q 0 0 0 rg BT 127.38 419.00 Td (stop ) Tj ET Q q 0 0 0 rg BT 146.88 419.00 Td (loss ) Tj ET Q q 0 0 0 rg BT 165.26 419.00 Td (policy ) Tj ET Q q 0 0 0 rg BT 193.08 419.00 Td (that ) Tj ET Q q 0 0 0 rg BT 210.90 419.00 Td (limits ) Tj ET Q q 0 0 0 rg BT 236.51 419.00 Td (the ) Tj ET Q q 0 0 0 rg BT 251.55 419.00 Td (individual ) Tj ET Q q 0 0 0 rg BT 294.93 419.00 Td (liability ) Tj ET Q q 0 0 0 rg BT 328.86 419.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.47 419.00 Td ($120 ) Tj ET Q q 0 0 0 rg BT 362.29 419.00 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 419.00 Td ( ) Tj ET Q q 0 0 0 rg BT 401.22 419.00 Td (per ) Tj ET Q q 0 0 0 rg BT 416.82 419.00 Td (person ) Tj ET Q q 0 0 0 rg BT 446.30 419.00 Td (and ) Tj ET Q q 0 0 0 rg BT 463.56 419.00 Td (the ) Tj ET Q q 0 0 0 rg BT 478.61 419.00 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 520.29 419.00 Td (liability ) Tj ET Q q 0 0 0 rg BT 554.23 419.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 407.00 Td (125%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.33 407.00 Td ( ) Tj ET Q q 0 0 0 rg BT 76.17 407.00 Td (of ) Tj ET Q q 0 0 0 rg BT 87.33 407.00 Td (the ) Tj ET Q q 0 0 0 rg BT 102.38 407.00 Td (expected ) Tj ET Q q 0 0 0 rg BT 140.75 407.00 Td (claims ) Tj ET Q q 0 0 0 rg BT 169.69 407.00 Td (based ) Tj ET Q q 0 0 0 rg BT 195.30 407.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 218.13 407.00 Td (the ) Tj ET Q q 0 0 0 rg BT 233.19 407.00 Td (number ) Tj ET Q q 0 0 0 rg BT 266.57 407.00 Td (of ) Tj ET Q q 0 0 0 rg BT 277.73 407.00 Td (participants ) Tj ET Q q 0 0 0 rg BT 327.22 407.00 Td (and ) Tj ET Q q 0 0 0 rg BT 344.50 407.00 Td (historical ) Tj ET Q q 0 0 0 rg BT 384.54 407.00 Td (claims. ) Tj ET Q q 0 0 0 rg BT 415.36 407.00 Td (As ) Tj ET Q q 0 0 0 rg BT 429.31 407.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.47 407.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 499.39 407.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.39 407.00 Td ( ) Tj ET Q q 0 0 0 rg BT 522.23 407.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 407.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 407.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 395.00 Td (the ) Tj ET Q q 0 0 0 rg BT 65.27 395.00 Td (amount ) Tj ET Q q 0 0 0 rg BT 98.32 395.00 Td (accrued ) Tj ET Q q 0 0 0 rg BT 132.45 395.00 Td (on ) Tj ET Q q 0 0 0 rg BT 145.50 395.00 Td (the ) Tj ET Q q 0 0 0 rg BT 160.77 395.00 Td (Company) Tj ET Q q 0 0 0 rg BT 202.44 395.00 Td (s ) Tj ET Q q 0 0 0 rg BT 209.38 395.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 262.97 395.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 296.56 395.00 Td (sheet ) Tj ET Q q 0 0 0 rg BT 320.16 395.00 Td (for ) Tj ET Q q 0 0 0 rg BT 334.87 395.00 Td (the ) Tj ET Q q 0 0 0 rg BT 350.14 395.00 Td (self-insured ) Tj ET Q q 0 0 0 rg BT 400.40 395.00 Td (component ) Tj ET Q q 0 0 0 rg BT 447.88 395.00 Td (of ) Tj ET Q q 0 0 0 rg BT 459.26 395.00 Td (the ) Tj ET Q q 0 0 0 rg BT 474.53 395.00 Td (Company) Tj ET Q q 0 0 0 rg BT 516.20 395.00 Td (s ) Tj ET Q q 0 0 0 rg BT 523.14 395.00 Td (employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 383.00 Td (health ) Tj ET Q q 0 0 0 rg BT 76.96 383.00 Td (insurance ) Tj ET Q q 0 0 0 rg BT 117.81 383.00 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.89 383.00 Td ($250 ) Tj ET Q q 0 0 0 rg BT 158.42 383.00 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.53 383.00 Td ( ) Tj ET Q q 0 0 0 rg BT 197.06 383.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.03 383.00 Td ($302 ) Tj ET Q q 0 0 0 rg BT 236.56 383.00 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.67 383.00 Td (, ) Tj ET Q q 0 0 0 rg BT 277.70 383.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 325.36 383.00 Td (. ) Tj ET Q q 0 0 0 rg BT 330.21 383.00 Td (The ) Tj ET Q q 0 0 0 rg BT 348.29 383.00 Td (maximum ) Tj ET Q q 0 0 0 rg BT 391.37 383.00 Td (potential ) Tj ET Q q 0 0 0 rg BT 428.89 383.00 Td (estimated ) Tj ET Q q 0 0 0 rg BT 469.74 383.00 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 516.70 383.00 Td (liability ) Tj ET Q q 0 0 0 rg BT 550.34 383.00 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 371.00 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 371.00 Td (annual ) Tj ET Q q 0 0 0 rg BT 93.87 371.00 Td (contract ) Tj ET Q q 0 0 0 rg BT 128.57 371.00 Td (period, ) Tj ET Q q 0 0 0 rg BT 159.12 371.00 Td (which ) Tj ET Q q 0 0 0 rg BT 186.06 371.00 Td (ends ) Tj ET Q q 0 0 0 rg BT 206.89 371.00 Td (in ) Tj ET Q q 0 0 0 rg BT 217.17 371.00 Td (September ) Tj ET Q q 0 0 0 rg BT 262.43 371.00 Td (2015, ) Tj ET Q q 0 0 0 rg BT 287.43 371.00 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.60 371.00 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 316.60 371.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.49 371.00 Td (.) Tj ET Q endstream endobj 151 0 obj <>] /Rotate 0 /Contents 152 0 R>> endobj 152 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (72) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 730.25 Td (7. ) Tj ET Q q 0 0 0 rg BT 82.49 730.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 102.87 730.25 Td (e-based ) Tj ET Q q 0 0 0 rg BT 137.59 730.25 Td (Compensation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 708.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 124.35 708.25 Td (Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.25 708.25 Td (The ) Tj ET Q q 0 0 0 rg BT 185.25 708.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 225.59 708.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 262.03 708.25 Td (for ) Tj ET Q q 0 0 0 rg BT 275.15 708.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 332.14 708.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 365.81 708.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 408.36 708.25 Td (with ) Tj ET Q q 0 0 0 rg BT 427.59 708.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 450.15 708.25 Td (options ) Tj ET Q q 0 0 0 rg BT 481.06 708.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 507.51 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 516.74 708.25 Td (employees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (Directors, ) Tj ET Q q 0 0 0 rg BT 91.85 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.44 696.25 Td (non-employees ) Tj ET Q q 0 0 0 rg BT 171.68 696.25 Td (based ) Tj ET Q q 0 0 0 rg BT 196.59 696.25 Td (on ) Tj ET Q q 0 0 0 rg BT 208.74 696.25 Td (their ) Tj ET Q q 0 0 0 rg BT 229.21 696.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 245.23 696.25 Td (value, ) Tj ET Q q 0 0 0 rg BT 271.53 696.25 Td (which ) Tj ET Q q 0 0 0 rg BT 298.12 696.25 Td (is ) Tj ET Q q 0 0 0 rg BT 306.93 696.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 349.61 696.25 Td (using ) Tj ET Q q 0 0 0 rg BT 373.42 696.25 Td (an ) Tj ET Q q 0 0 0 rg BT 385.01 696.25 Td (option ) Tj ET Q q 0 0 0 rg BT 412.71 696.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 443.18 696.25 Td (model, ) Tj ET Q q 0 0 0 rg BT 472.82 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 489.41 696.25 Td (is ) Tj ET Q q 0 0 0 rg BT 498.22 696.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 544.23 696.25 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.60 684.25 Td (service ) Tj ET Q q 0 0 0 rg BT 95.30 684.25 Td (period, ) Tj ET Q q 0 0 0 rg BT 125.73 684.25 Td (which ) Tj ET Q q 0 0 0 rg BT 152.56 684.25 Td (is ) Tj ET Q q 0 0 0 rg BT 161.61 684.25 Td (usually ) Tj ET Q q 0 0 0 rg BT 192.89 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.49 684.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 238.76 684.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 268.67 684.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.05 684.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 339.52 684.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.52 684.25 Td (, ) Tj ET Q q 0 0 0 rg BT 364.41 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.01 684.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 420.28 684.25 Td (had ) Tj ET Q q 0 0 0 rg BT 437.10 684.25 Td (one ) Tj ET Q q 0 0 0 rg BT 453.93 684.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 481.31 684.25 Td (based ) Tj ET Q q 0 0 0 rg BT 506.46 684.25 Td (compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (plan. ) Tj ET Q q 0 0 0 rg BT 71.88 672.25 Td (No ) Tj ET Q q 0 0 0 rg BT 86.26 672.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 109.53 672.25 Td (options ) Tj ET Q q 0 0 0 rg BT 141.14 672.25 Td (were ) Tj ET Q q 0 0 0 rg BT 162.73 672.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 194.88 672.25 Td (to ) Tj ET Q q 0 0 0 rg BT 204.82 672.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 249.75 672.25 Td (or ) Tj ET Q q 0 0 0 rg BT 260.24 672.25 Td (non-employees ) Tj ET Q q 0 0 0 rg BT 323.50 672.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.77 672.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.77 672.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.43 672.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.43 672.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.59 672.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.19 672.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.19 672.25 Td (; ) Tj ET Q q 0 0 0 rg BT 440.13 672.25 Td (however) Tj ET Q q 0 0 0 rg BT 474.16 672.25 Td (, ) Tj ET Q q 0 0 0 rg BT 478.82 672.25 Td (options ) Tj ET Q q 0 0 0 rg BT 510.43 672.25 Td (were ) Tj ET Q q 0 0 0 rg BT 532.02 672.25 Td (granted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (to ) Tj ET Q q 0 0 0 rg BT 59.93 660.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 99.29 660.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.22 660.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.22 660.25 Td ( ) Tj ET Q q 0 0 0 rg BT 131.38 660.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.97 660.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.97 660.25 Td (. ) Tj ET Q q 0 0 0 rg BT 172.62 660.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 197.55 660.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 255.25 660.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 289.61 660.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.09 660.25 Td ($305 ) Tj ET Q q 0 0 0 rg BT 322.25 660.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.35 660.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.01 660.25 Td ($474 ) Tj ET Q q 0 0 0 rg BT 385.16 660.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.27 660.25 Td ( ) Tj ET Q q 0 0 0 rg BT 423.42 660.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.01 660.25 Td ($539 ) Tj ET Q q 0 0 0 rg BT 462.17 660.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.28 660.25 Td ( ) Tj ET Q q 0 0 0 rg BT 500.43 660.25 Td (was ) Tj ET Q q 0 0 0 rg BT 518.13 660.25 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (during ) Tj ET Q q 0 0 0 rg BT 78.61 648.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.33 648.25 Td (years ) Tj ET Q q 0 0 0 rg BT 116.92 648.25 Td (ending ) Tj ET Q q 0 0 0 rg BT 146.64 648.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.22 648.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.22 648.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.22 648.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.22 648.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.72 648.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.66 648.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.66 648.25 Td (, ) Tj ET Q q 0 0 0 rg BT 294.66 648.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 342.32 648.25 Td (, ) Tj ET Q q 0 0 0 rg BT 347.32 648.25 Td (on ) Tj ET Q q 0 0 0 rg BT 359.82 648.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 408.99 648.25 Td (and ) Tj ET Q q 0 0 0 rg BT 425.93 648.25 Td (unvested ) Tj ET Q q 0 0 0 rg BT 463.97 648.25 Td (options.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 626.25 Td (No ) Tj ET Q q 0 0 0 rg BT 112.86 626.25 Td (options ) Tj ET Q q 0 0 0 rg BT 143.95 626.25 Td (were ) Tj ET Q q 0 0 0 rg BT 165.02 626.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 196.64 626.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.39 626.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.39 626.25 Td (. ) Tj ET Q q 0 0 0 rg BT 248.53 626.25 Td (Previous ) Tj ET Q q 0 0 0 rg BT 285.17 626.25 Td (year ) Tj ET Q q 0 0 0 rg BT 304.02 626.25 Td (grants ) Tj ET Q q 0 0 0 rg BT 330.09 626.25 Td (were ) Tj ET Q q 0 0 0 rg BT 351.16 626.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 391.12 626.25 Td (on ) Tj ET Q q 0 0 0 rg BT 402.76 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.62 626.25 Td (date ) Tj ET Q q 0 0 0 rg BT 434.91 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 444.88 626.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 467.07 626.25 Td (using ) Tj ET Q q 0 0 0 rg BT 490.38 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 504.24 626.25 Td (Black-Scholes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.25 Td (option ) Tj ET Q q 0 0 0 rg BT 78.05 614.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 108.86 614.25 Td (model. ) Tj ET Q q 0 0 0 rg BT 138.67 614.25 Td (The ) Tj ET Q q 0 0 0 rg BT 156.70 614.25 Td (following ) Tj ET Q q 0 0 0 rg BT 198.08 614.25 Td (table ) Tj ET Q q 0 0 0 rg BT 220.01 614.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 255.82 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 270.53 614.25 Td (weighted- ) Tj ET Q q 0 0 0 rg BT 313.00 614.25 Td (average ) Tj ET Q q 0 0 0 rg BT 346.58 614.25 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 398.52 614.25 Td (used ) Tj ET Q q 0 0 0 rg BT 419.34 614.25 Td (in ) Tj ET Q q 0 0 0 rg BT 429.60 614.25 Td (estimating ) Tj ET Q q 0 0 0 rg BT 473.76 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 488.46 614.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 504.83 614.25 Td (values ) Tj ET Q q 0 0 0 rg BT 532.87 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 549.80 614.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 87.50 602.25 Td (weighted-average ) Tj ET Q q 0 0 0 rg BT 161.06 602.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 177.44 602.25 Td (value ) Tj ET Q q 0 0 0 rg BT 201.60 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 212.43 602.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 236.04 602.25 Td (options ) Tj ET Q q 0 0 0 rg BT 267.98 602.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 300.47 602.25 Td (in ) Tj ET Q q 0 0 0 rg BT 310.75 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 325.46 602.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 357.40 602.25 Td (presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 557.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 557.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 557.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 557.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 557.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 557.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 529.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 529.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 529.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 529.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 529.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 529.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 501.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 501.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 501.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 501.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 501.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 501.75 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 557.75 m 420.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 557.75 m 489.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 557.75 m 558.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 557.75 m 420.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 557.75 m 489.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 557.75 m 558.5 557.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.40 582.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.40 572.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.50 562.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.40 582.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.40 572.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.50 562.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.40 582.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.40 572.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 562.43 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 548.32 Td (Weighted average fair values of stock options granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 548.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 548.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 548.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.15 548.32 Td (5.70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 548.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 548.32 Td (5.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 534.32 Td (Expected volatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 534.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 534.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.15 534.32 Td (59.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 534.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 534.32 Td (47.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 534.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 520.32 Td (Expected dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 520.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 520.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.15 520.32 Td (2.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 520.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 520.32 Td (1.18) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 520.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 506.32 Td (Weighted average risk-free interest rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 506.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 506.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.15 506.32 Td (.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 506.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 506.32 Td (.33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 506.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 492.32 Td (Expected life of stock options \(in years\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 492.32 Td (0.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 492.32 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.50 492.32 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 454.25 Td (A) Tj ET Q q 0 0 0 rg BT 105.67 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 108.17 454.25 Td (summary ) Tj ET Q q 0 0 0 rg BT 147.89 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 158.72 454.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 182.33 454.25 Td (option ) Tj ET Q q 0 0 0 rg BT 210.38 454.25 Td (activity ) Tj ET Q q 0 0 0 rg BT 242.87 454.25 Td (for ) Tj ET Q q 0 0 0 rg BT 257.03 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.75 454.25 Td (years ) Tj ET Q q 0 0 0 rg BT 295.35 454.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 321.72 454.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.31 454.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.31 454.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.31 454.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.31 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 427.81 454.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.75 454.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.75 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 467.25 454.25 Td (is ) Tj ET Q q 0 0 0 rg BT 476.42 454.25 Td (as ) Tj ET Q q 0 0 0 rg BT 487.25 454.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 356.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 356.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 356.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 356.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 356.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 356.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 356.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 356.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 328.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 328.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 328.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 328.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 328.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 328.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 328.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 328.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 300.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 300.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 300.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 300.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 300.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 300.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 300.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 300.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 272.75 212.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 272.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 272.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 272.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 272.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 272.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 272.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 272.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 243.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 243.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 243.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 243.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 243.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 243.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 243.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 243.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 215.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 215.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 215.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 215.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 215.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 215.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 215.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 215.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 187.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 187.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 187.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 187.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 187.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 187.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 187.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 187.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 379.75 m 318.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 379.75 m 378.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 379.75 m 442.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 379.75 m 502.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 300.75 m 318.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 287.75 m 318.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 285.75 m 318.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 243.75 m 318.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 230.75 m 318.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 228.75 m 318.5 228.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 187.75 m 318.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 174.75 m 318.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 172.75 m 318.5 172.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 160.75 m 318.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 158.75 m 318.5 158.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.60 384.43 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.70 414.43 Td (W) Tj ET Q q 0 0 0 rg BT 339.15 414.43 Td (eighted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.60 404.43 Td (A) Tj ET Q q 0 0 0 rg BT 339.08 404.43 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.00 394.43 Td (Exer) Tj ET Q q 0 0 0 rg BT 352.37 394.43 Td (cise ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.85 384.43 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.70 434.43 Td (W) Tj ET Q q 0 0 0 rg BT 401.15 434.43 Td (eighted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.60 424.43 Td (A) Tj ET Q q 0 0 0 rg BT 401.08 424.43 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.65 414.43 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.15 404.43 Td (Contractual) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.50 394.43 Td (T) Tj ET Q q 0 0 0 rg BT 406.25 394.43 Td (erm ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.70 384.43 Td (\(Y) Tj ET Q q 0 0 0 rg BT 406.14 384.43 Td (ears\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 404.43 Td (Aggr) Tj ET Q q 0 0 0 rg BT 473.63 404.43 Td (egate ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.65 394.43 Td (Intrinsic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.95 384.43 Td (V) Tj ET Q q 0 0 0 rg BT 468.25 384.43 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.00 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 361.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.15 370.48 Td (\(in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.65 360.48 Td (thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 347.32 Td (Outstanding at January 1, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.60 347.32 Td (3,315,175) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 347.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 347.32 Td (2.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 347.32 Td (1.56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 347.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 347.32 Td (64,959) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 333.32 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.15 333.32 Td (45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 333.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 333.32 Td (16.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 333.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 333.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 319.32 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.30 319.37 Td (\(1,361,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 319.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 319.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 319.32 Td (0.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 319.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 319.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 305.32 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 305.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 291.32 Td (Outstanding at December31, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.60 291.32 Td (1,998,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 291.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 291.32 Td (4.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 291.32 Td (1.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 291.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 291.32 Td (24,171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 277.32 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.15 277.32 Td (45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 277.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 277.32 Td (14.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 262.42 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.30 262.47 Td (\(1,251,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 262.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 262.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 262.42 Td (1.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 248.32 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 248.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 248.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 248.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 234.32 Td (Outstanding at December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 234.32 Td (792,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 234.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 234.32 Td (8.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 234.32 Td (1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 234.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 234.32 Td (5,093) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 220.32 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 220.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 220.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 220.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 206.32 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.80 206.37 Td (\(450,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 206.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 206.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 206.32 Td (1.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 192.32 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.80 192.37 Td (\(135,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 192.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 192.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 192.32 Td (17.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 178.32 Td (Outstanding at December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 178.32 Td (207,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 178.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 178.32 Td (16.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 178.32 Td (1.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 178.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 178.32 Td (121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 164.32 Td (Exercisable at December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 164.32 Td (139,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 164.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 164.32 Td (16.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 164.32 Td (1.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 164.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 164.32 Td (89) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 138.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.22 138.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 158.76 138.25 Td (intrinsic ) Tj ET Q q 0 0 0 rg BT 194.21 138.25 Td (value ) Tj ET Q q 0 0 0 rg BT 218.54 138.25 Td (for ) Tj ET Q q 0 0 0 rg BT 232.87 138.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 256.66 138.25 Td (options ) Tj ET Q q 0 0 0 rg BT 288.78 138.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 338.12 138.25 Td (and ) Tj ET Q q 0 0 0 rg BT 355.23 138.25 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 402.88 138.25 Td (is ) Tj ET Q q 0 0 0 rg BT 412.22 138.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 444.88 138.25 Td (as ) Tj ET Q q 0 0 0 rg BT 455.89 138.25 Td (the ) Tj ET Q q 0 0 0 rg BT 470.78 138.25 Td (dif) Tj ET Q q 0 0 0 rg BT 481.71 138.25 Td (ference ) Tj ET Q q 0 0 0 rg BT 513.79 138.25 Td (between ) Tj ET Q q 0 0 0 rg BT 549.79 138.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.25 Td (market ) Tj ET Q q 0 0 0 rg BT 80.68 126.25 Td (value ) Tj ET Q q 0 0 0 rg BT 105.25 126.25 Td (of ) Tj ET Q q 0 0 0 rg BT 116.50 126.25 Td (the ) Tj ET Q q 0 0 0 rg BT 131.63 126.25 Td (Company) Tj ET Q q 0 0 0 rg BT 173.30 126.25 Td (s ) Tj ET Q q 0 0 0 rg BT 180.10 126.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 204.13 126.25 Td (as ) Tj ET Q q 0 0 0 rg BT 215.38 126.25 Td (of ) Tj ET Q q 0 0 0 rg BT 226.62 126.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.76 126.25 Td (end ) Tj ET Q q 0 0 0 rg BT 259.11 126.25 Td (of ) Tj ET Q q 0 0 0 rg BT 270.36 126.25 Td (the ) Tj ET Q q 0 0 0 rg BT 285.49 126.25 Td (period ) Tj ET Q q 0 0 0 rg BT 313.95 126.25 Td (and ) Tj ET Q q 0 0 0 rg BT 331.31 126.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.44 126.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 382.11 126.25 Td (price ) Tj ET Q q 0 0 0 rg BT 405.02 126.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.26 126.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.40 126.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 455.42 126.25 Td (options. ) Tj ET Q q 0 0 0 rg BT 490.07 126.25 Td (The ) Tj ET Q q 0 0 0 rg BT 508.54 126.25 Td (total ) Tj ET Q q 0 0 0 rg BT 529.23 126.25 Td (intrinsic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.25 Td (value ) Tj ET Q q 0 0 0 rg BT 74.16 114.25 Td (of ) Tj ET Q q 0 0 0 rg BT 84.99 114.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 108.59 114.25 Td (options ) Tj ET Q q 0 0 0 rg BT 140.54 114.25 Td (exercised ) Tj ET Q q 0 0 0 rg BT 180.80 114.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.40 114.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.40 114.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.40 114.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.40 114.25 Td ( ) Tj ET Q q 0 0 0 rg BT 256.90 114.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.84 114.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.84 114.25 Td ( ) Tj ET Q q 0 0 0 rg BT 296.34 114.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.39 114.25 Td ($5.3 ) Tj ET Q q 0 0 0 rg BT 334.39 114.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.29 114.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.29 114.25 Td ($1) Tj ET Q q 0 0 0 rg BT 377.92 114.25 Td (1.4 ) Tj ET Q q 0 0 0 rg BT 392.92 114.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.81 114.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.81 114.25 Td ($24.8 ) Tj ET Q q 0 0 0 rg BT 451.81 114.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.70 114.25 Td (, ) Tj ET Q q 0 0 0 rg BT 485.70 114.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 533.36 114.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 92.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 121.14 92.25 Td (received ) Tj ET Q q 0 0 0 rg BT 157.15 92.25 Td (or ) Tj ET Q q 0 0 0 rg BT 167.62 92.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.98 92.25 Td (value ) Tj ET Q q 0 0 0 rg BT 205.78 92.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.26 92.25 Td (stocks ) Tj ET Q q 0 0 0 rg BT 243.40 92.25 Td (cancelled ) Tj ET Q q 0 0 0 rg BT 283.29 92.25 Td (from ) Tj ET Q q 0 0 0 rg BT 304.87 92.25 Td (option ) Tj ET Q q 0 0 0 rg BT 332.57 92.25 Td (exercises ) Tj ET Q q 0 0 0 rg BT 371.36 92.25 Td (under ) Tj ET Q q 0 0 0 rg BT 396.28 92.25 Td (all ) Tj ET Q q 0 0 0 rg BT 408.41 92.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 457.75 92.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 494.33 92.25 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 550.34 92.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 80.25 Td (years ) Tj ET Q q 0 0 0 rg BT 88.32 80.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 114.69 80.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.28 80.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.28 80.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.28 80.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.28 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 220.78 80.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.71 80.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.71 80.25 Td (, ) Tj ET Q q 0 0 0 rg BT 262.71 80.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.77 80.25 Td ($788 ) Tj ET Q q 0 0 0 rg BT 303.27 80.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.38 80.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.38 80.25 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 364.38 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.27 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 395.77 80.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.71 80.25 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 432.71 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.60 80.25 Td (, ) Tj ET Q q 0 0 0 rg BT 466.60 80.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 514.26 80.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 58.25 Td (A) Tj ET Q q 0 0 0 rg BT 105.67 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 107.96 58.25 Td (summary ) Tj ET Q q 0 0 0 rg BT 147.46 58.25 Td (of ) Tj ET Q q 0 0 0 rg BT 158.08 58.25 Td (non-vested ) Tj ET Q q 0 0 0 rg BT 204.24 58.25 Td (options ) Tj ET Q q 0 0 0 rg BT 235.98 58.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.70 58.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 287.19 58.25 Td (for ) Tj ET Q q 0 0 0 rg BT 301.14 58.25 Td (the ) Tj ET Q q 0 0 0 rg BT 315.64 58.25 Td (years ) Tj ET Q q 0 0 0 rg BT 339.03 58.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 365.19 58.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.56 58.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.56 58.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.35 58.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.35 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 470.64 58.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.36 58.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.36 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 509.65 58.25 Td (is ) Tj ET Q q 0 0 0 rg BT 518.60 58.25 Td (as ) Tj ET Q q 0 0 0 rg BT 529.22 58.25 Td (follows:) Tj ET Q endstream endobj 153 0 obj <>] /Rotate 0 /Contents 154 0 R>> endobj 154 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (73) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 141.50 681.50 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 681.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 681.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 681.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 141.50 653.50 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 653.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 653.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 653.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 141.50 625.50 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 625.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 625.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 625.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 141.50 597.50 212.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 597.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 597.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 597.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 141.50 568.50 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 568.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 568.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 568.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 141.50 540.50 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 540.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 540.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 540.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 141.50 512.50 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 512.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 512.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 512.50 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 704.5 m 409.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 704.5 m 469.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 625.5 m 409.5 625.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 612.5 m 409.5 612.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 610.5 m 409.5 610.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 568.5 m 409.5 568.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 555.5 m 409.5 555.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 553.5 m 409.5 553.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 512.5 m 409.5 512.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 499.5 m 409.5 499.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 497.5 m 409.5 497.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.45 729.18 Td (Non-Vested) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.85 719.18 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.60 709.18 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.70 739.18 Td (W) Tj ET Q q 0 0 0 rg BT 430.15 739.18 Td (eighted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.60 729.18 Td (A) Tj ET Q q 0 0 0 rg BT 430.08 729.18 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.00 719.18 Td (Exer) Tj ET Q q 0 0 0 rg BT 443.37 719.18 Td (cise ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.85 709.18 Td (Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 686.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 686.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 686.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 672.07 Td (Non-vested balance at January 1, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 672.07 Td (180,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 672.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 672.07 Td (17.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 658.07 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 658.07 Td (45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 658.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 658.07 Td (16.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 644.07 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 644.12 Td (\(90,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 644.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 644.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 644.07 Td (14.60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 630.07 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 630.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 630.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 630.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 616.07 Td (Non-vested balance at December31, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 616.07 Td (135,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 616.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 616.07 Td (18.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 602.07 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 602.07 Td (45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 602.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 602.07 Td (14.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 587.17 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 587.22 Td (\(67,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 587.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 587.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 587.17 Td (18.66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 573.07 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 573.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 573.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 573.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 559.07 Td (Non-vested balance at December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 559.07 Td (112,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 559.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 559.07 Td (17.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 545.07 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 545.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 545.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 545.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 531.07 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 531.12 Td (\(45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 531.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 531.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 531.07 Td (18.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 517.07 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 517.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 517.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 517.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 503.07 Td (Non-vested balance at December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 503.07 Td (67,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 503.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 503.07 Td (16.52) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 465.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 465.00 Td (The following table summarizes information about stock options outstanding by price range as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.13 465.00 Td (December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.72 465.00 Td (: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 142.00 379.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 379.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.00 379.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 379.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 379.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 379.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.00 349.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 349.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.00 349.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 349.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 349.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 349.50 56.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207 434.5 m 211 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 434.5 m 271 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 434.5 m 275 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 434.5 m 339 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 434.5 m 343 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 434.5 m 398 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 434.5 m 458 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458 434.5 m 462 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 434.5 m 518 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 334.5 m 271 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 320.5 m 271 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 318.5 m 271 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 334.5 m 339 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 320.5 m 339 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 318.5 m 339 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 334.5 m 398 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 320.5 m 398 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 318.5 m 398 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 334.5 m 458 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 320.5 m 458 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 318.5 m 458 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 334.5 m 518 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 320.5 m 518 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 318.5 m 518 318.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.10 439.18 Td (Options Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.65 439.18 Td (Options Exercisable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 154.95 404.18 Td (Range of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 156.00 394.18 Td (Exercise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 160.95 384.18 Td (Prices) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 222.80 394.18 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.80 384.18 Td (Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.55 424.18 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.10 414.18 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 283.15 404.18 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.65 394.18 Td (Contractual) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.35 384.18 Td (Life \(Years\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.05 414.18 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.60 404.18 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 394.18 Td (Exercise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.85 384.18 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.35 394.18 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.10 384.18 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.55 414.18 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.10 404.18 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.50 394.18 Td (Exercise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.35 384.18 Td (Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.80 369.17 Td ($2.18-$2.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 369.17 Td (27,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 369.17 Td (1.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 369.17 Td (2.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 369.17 Td (27,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 369.17 Td (2.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.80 354.17 Td ($14.89-$16.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 354.17 Td (90,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 354.17 Td (2.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 354.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 354.17 Td (15.92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 354.17 Td (33,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 354.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 354.17 Td (16.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.80 339.17 Td ($20.58-$21.70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 339.17 Td (90,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 339.17 Td (0.93) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 339.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 339.17 Td (21.14) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 339.17 Td (78,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 339.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 339.17 Td (21.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.65 324.17 Td (207,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 324.17 Td (1.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 324.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 324.17 Td (16.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.65 324.17 Td (139,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 324.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 324.17 Td (16.35) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 276.00 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 146.25 276.00 Td (Stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.15 276.00 Td (Pursuant ) Tj ET Q q 0 0 0 rg BT 218.53 276.00 Td (to ) Tj ET Q q 0 0 0 rg BT 229.70 276.00 Td (the ) Tj ET Q q 0 0 0 rg BT 245.30 276.00 Td (Company) Tj ET Q q 0 0 0 rg BT 286.96 276.00 Td (s ) Tj ET Q q 0 0 0 rg BT 294.24 276.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 334.83 276.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 359.32 276.00 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 410.74 276.00 Td (the ) Tj ET Q q 0 0 0 rg BT 426.35 276.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 466.93 276.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 491.43 276.00 Td (granted ) Tj ET Q q 0 0 0 rg BT 524.80 276.00 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.00 Td (vests ) Tj ET Q q 0 0 0 rg BT 72.61 264.00 Td (as ) Tj ET Q q 0 0 0 rg BT 83.55 264.00 Td (follows: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.94 264.00 Td (one ) Tj ET Q q 0 0 0 rg BT 135.98 264.00 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.87 264.00 Td ( ) Tj ET Q q 0 0 0 rg BT 157.48 264.00 Td (after ) Tj ET Q q 0 0 0 rg BT 178.40 264.00 Td (one ) Tj ET Q q 0 0 0 rg BT 195.45 264.00 Td (year) Tj ET Q q 0 0 0 rg BT 212.26 264.00 Td (, ) Tj ET Q q 0 0 0 rg BT 217.37 264.00 Td (and ) Tj ET Q q 0 0 0 rg BT 234.41 264.00 Td (the ) Tj ET Q q 0 0 0 rg BT 249.24 264.00 Td (remaining ) Tj ET Q q 0 0 0 rg BT 292.39 264.00 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.78 264.00 Td (eight) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.77 264.00 Td ( ) Tj ET Q q 0 0 0 rg BT 325.38 264.00 Td (equal ) Tj ET Q q 0 0 0 rg BT 349.64 264.00 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 388.35 264.00 Td (installments. ) Tj ET Q q 0 0 0 rg BT 441.60 264.00 Td (The ) Tj ET Q q 0 0 0 rg BT 459.75 264.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 499.56 264.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 523.28 264.00 Td (also ) Tj ET Q q 0 0 0 rg BT 542.00 264.00 Td (vests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.00 Td (with ) Tj ET Q q 0 0 0 rg BT 70.06 252.00 Td (respect ) Tj ET Q q 0 0 0 rg BT 100.66 252.00 Td (to ) Tj ET Q q 0 0 0 rg BT 110.72 252.00 Td (any ) Tj ET Q q 0 0 0 rg BT 127.44 252.00 Td (unvested ) Tj ET Q q 0 0 0 rg BT 165.27 252.00 Td (shares ) Tj ET Q q 0 0 0 rg BT 192.54 252.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 214.83 252.00 Td (the ) Tj ET Q q 0 0 0 rg BT 229.33 252.00 Td (applicable ) Tj ET Q q 0 0 0 rg BT 272.70 252.00 Td (employee) Tj ET Q q 0 0 0 rg BT 314.35 252.00 Td (s ) Tj ET Q q 0 0 0 rg BT 320.52 252.00 Td (death, ) Tj ET Q q 0 0 0 rg BT 346.96 252.00 Td (disability ) Tj ET Q q 0 0 0 rg BT 386.46 252.00 Td (or ) Tj ET Q q 0 0 0 rg BT 397.08 252.00 Td (retirement, ) Tj ET Q q 0 0 0 rg BT 442.95 252.00 Td (the ) Tj ET Q q 0 0 0 rg BT 457.45 252.00 Td (Company) Tj ET Q q 0 0 0 rg BT 499.11 252.00 Td (s ) Tj ET Q q 0 0 0 rg BT 505.29 252.00 Td (termination ) Tj ET Q q 0 0 0 rg BT 553.67 252.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 65.07 240.00 Td (employee ) Tj ET Q q 0 0 0 rg BT 106.80 240.00 Td (other ) Tj ET Q q 0 0 0 rg BT 130.20 240.00 Td (than ) Tj ET Q q 0 0 0 rg BT 150.27 240.00 Td (for ) Tj ET Q q 0 0 0 rg BT 164.78 240.00 Td (cause, ) Tj ET Q q 0 0 0 rg BT 192.34 240.00 Td (or ) Tj ET Q q 0 0 0 rg BT 203.53 240.00 Td (for ) Tj ET Q q 0 0 0 rg BT 218.04 240.00 Td (a ) Tj ET Q q 0 0 0 rg BT 225.33 240.00 Td (change ) Tj ET Q q 0 0 0 rg BT 256.50 240.00 Td (in ) Tj ET Q q 0 0 0 rg BT 267.14 240.00 Td (control ) Tj ET Q q 0 0 0 rg BT 298.32 240.00 Td (of ) Tj ET Q q 0 0 0 rg BT 309.50 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 324.57 240.00 Td (Company) Tj ET Q q 0 0 0 rg BT 362.81 240.00 Td (. ) Tj ET Q q 0 0 0 rg BT 367.53 240.00 Td (A) Tj ET Q q 0 0 0 rg BT 374.20 240.00 Td ( ) Tj ET Q q 0 0 0 rg BT 377.06 240.00 Td (summary ) Tj ET Q q 0 0 0 rg BT 417.13 240.00 Td (of ) Tj ET Q q 0 0 0 rg BT 428.31 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 443.38 240.00 Td (status ) Tj ET Q q 0 0 0 rg BT 469.01 240.00 Td (of ) Tj ET Q q 0 0 0 rg BT 480.20 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 495.27 240.00 Td (Company) Tj ET Q q 0 0 0 rg BT 536.93 240.00 Td (s ) Tj ET Q q 0 0 0 rg BT 543.68 240.00 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.00 Td (vested ) Tj ET Q q 0 0 0 rg BT 78.05 228.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 117.75 228.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 141.36 228.00 Td (grant ) Tj ET Q q 0 0 0 rg BT 164.40 228.00 Td (shares ) Tj ET Q q 0 0 0 rg BT 191.89 228.00 Td (is ) Tj ET Q q 0 0 0 rg BT 201.06 228.00 Td (presented ) Tj ET Q q 0 0 0 rg BT 241.88 228.00 Td (in ) Tj ET Q q 0 0 0 rg BT 252.16 228.00 Td (the ) Tj ET Q q 0 0 0 rg BT 266.88 228.00 Td (following ) Tj ET Q q 0 0 0 rg BT 308.26 228.00 Td (table:) Tj ET Q endstream endobj 155 0 obj <>] /Rotate 0 /Contents 156 0 R>> endobj 156 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (74) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 704.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 704.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 676.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 676.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 676.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 676.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 648.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 648.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 648.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 648.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 620.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 620.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 620.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 620.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 592.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 592.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 592.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 592.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 564.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 564.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 564.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 564.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 536.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 536.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 536.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 536.50 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 704.5 m 502.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 704.5 m 562.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 704.5 m 502.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 704.5 m 562.5 704.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 648.5 m 502.5 648.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 634.5 m 502.5 634.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 592.5 m 502.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 578.5 m 502.5 578.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 536.5 m 502.5 536.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 523.5 m 502.5 523.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 521.5 m 502.5 521.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.60 709.18 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.05 739.18 Td (W) Tj ET Q q 0 0 0 rg BT 521.50 739.18 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.60 729.18 Td (A) Tj ET Q q 0 0 0 rg BT 523.08 729.18 Td (verage ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.70 719.18 Td (Grant Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.70 709.18 Td (Fair) Tj ET Q q 0 0 0 rg BT 529.84 709.18 Td ( ) Tj ET Q q 0 0 0 rg BT 532.16 709.18 Td (V) Tj ET Q q 0 0 0 rg BT 538.47 709.18 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 695.07 Td (Non vested at January 1, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.15 695.07 Td (145,081) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 695.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 695.07 Td (20.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 681.07 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 681.07 Td (73,061) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 681.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 681.07 Td (23.26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 667.07 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.80 667.12 Td (\(90,379) Tj ET Q BT /F1 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 409.00 Td (As ) Tj ET Q q 0 0 0 rg BT 112.99 409.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.20 409.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 183.16 409.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.16 409.00 Td ( ) Tj ET Q q 0 0 0 rg BT 206.04 409.00 Td (the ) Tj ET Q q 0 0 0 rg BT 221.14 409.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 262.90 409.00 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.11 409.00 Td (5.7 ) Tj ET Q q 0 0 0 rg BT 294.49 409.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.38 409.00 Td ( ) Tj ET Q q 0 0 0 rg BT 326.26 409.00 Td (shares ) Tj ET Q q 0 0 0 rg BT 354.13 409.00 Td (of ) Tj ET Q q 0 0 0 rg BT 365.34 409.00 Td (common ) Tj ET Q q 0 0 0 rg BT 403.21 409.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 427.20 409.00 Td (reserved ) Tj ET Q q 0 0 0 rg BT 463.94 409.00 Td (for ) Tj ET Q q 0 0 0 rg BT 478.48 409.00 Td (possible ) Tj ET Q q 0 0 0 rg BT 514.14 409.00 Td (future ) Tj ET Q q 0 0 0 rg BT 540.89 409.00 Td (stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.00 Td (option ) Tj ET Q q 0 0 0 rg BT 78.06 397.00 Td (and ) Tj ET Q q 0 0 0 rg BT 95.00 397.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 134.70 397.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 158.31 397.00 Td (grants.) 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663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 663.75 m 480 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 663.75 m 551 663.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 618.75 m 410 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 604.75 m 410 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 602.75 m 410 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 618.75 m 480 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 604.75 m 480 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 602.75 m 480 602.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 618.75 m 551 618.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 604.75 m 551 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 602.75 m 551 602.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.40 688.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.40 678.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.50 668.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.40 688.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.40 678.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.50 668.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.40 688.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.40 678.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.50 668.43 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 653.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.00 653.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 638.42 Td (Domestic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 638.42 Td (8,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 638.42 Td (5,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.50 638.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 638.42 Td (6,604) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 623.42 Td (Foreign) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 623.42 Td (68,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 623.42 Td (64,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 623.42 Td (71,425) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 608.42 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 608.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 608.42 Td (77,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.50 608.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 608.42 Td (70,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.50 608.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 608.42 Td (78,029) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 560.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.05 560.25 Td (income ) Tj ET Q q 0 0 0 rg BT 148.98 560.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 163.70 560.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 203.98 560.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 243.69 560.25 Td (of:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 500.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 500.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 500.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 500.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 500.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 500.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 470.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 470.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 470.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 470.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 470.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 470.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 440.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 440.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 440.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 440.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 440.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 440.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 410.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 410.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 410.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 410.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 410.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 410.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 380.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 380.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 380.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 380.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 380.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 380.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 350.75 295.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 350.75 66.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 350.75 4.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 350.75 66.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 350.75 5.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 350.75 66.00 -6.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 329.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 329.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 329.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 329.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 329.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 329.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 299.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 299.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 299.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 299.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 299.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 299.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 269.75 295.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 269.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 269.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 269.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 269.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 269.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 233.75 295.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 233.75 66.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 233.75 4.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 233.75 66.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 233.75 5.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 233.75 66.00 -34.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 54.50 184.75 295.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 184.75 66.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 415.50 184.75 4.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 184.75 66.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 184.75 5.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 490.50 184.75 66.00 -4.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 515.75 m 415.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 515.75 m 485.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 515.75 m 556.5 515.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 440.75 m 415.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 425.75 m 415.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 440.75 m 485.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 425.75 m 485.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 440.75 m 556.5 440.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 425.75 m 556.5 425.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 365.75 m 415.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 350.75 m 415.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 365.75 m 485.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 350.75 m 485.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 365.75 m 556.5 365.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 350.75 m 556.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 350.75 m 415.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 350.75 m 485.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 350.75 m 556.5 350.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 344.75 m 415.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 330.75 m 415.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 328.75 m 415.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 344.75 m 485.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 330.75 m 485.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 328.75 m 485.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 344.75 m 556.5 344.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 330.75 m 556.5 330.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 328.75 m 556.5 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 199.75 m 415.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 184.75 m 415.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 199.75 m 485.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 184.75 m 485.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 199.75 m 556.5 199.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 184.75 m 556.5 184.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 180.75 m 415.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 166.75 m 415.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 164.75 m 415.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 180.75 m 485.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 166.75 m 485.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 419.5 164.75 m 485.5 164.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 180.75 m 556.5 180.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 166.75 m 556.5 166.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 490.5 164.75 m 556.5 164.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.90 540.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.90 530.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.00 520.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.90 540.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.90 530.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.00 520.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.90 540.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.90 530.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 520.43 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 505.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.50 505.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 490.42 Td (Current:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 475.42 Td (Federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 475.42 Td (1,335) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 475.42 Td (266) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 475.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 475.42 Td (342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 460.42 Td (State) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 460.42 Td (270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 460.42 Td (167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 460.42 Td (320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 445.42 Td (Foreign) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 445.42 Td (4,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 445.42 Td (4,532) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 445.42 Td (3,660) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 430.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 430.42 Td (6,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 430.42 Td (4,965) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 430.42 Td (4,322) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 415.42 Td (Deferred:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 400.42 Td (Federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 400.42 Td (1,118) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 400.47 Td (\(632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 400.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 400.42 Td (2,382) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 385.42 Td (State) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.65 385.42 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 385.47 Td (\(351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 385.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 385.42 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 370.42 Td (Foreign) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.30 370.47 Td (\(263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 370.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 370.47 Td (\(760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 370.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 370.47 Td (\(1,557) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 370.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 355.42 Td (898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.80 355.47 Td (\(1,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 355.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 355.42 Td (856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 334.42 Td (Provision for income taxes from ongoing operations at effective tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 334.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 334.42 Td (7,350) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 334.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 334.42 Td (3,222) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 334.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 334.42 Td (5,178) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 57 318.0833984375 m 117.810546875 318.0833984375 l s q 0 0 0 rg BT 57.00 319.42 Td (Discrete Items:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 304.42 Td (Certain discrete tax impacts from foreign subsidiaries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.80 304.47 Td (\(1,677) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 304.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 304.42 Td (839) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 304.42 Td (837) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 289.42 Td (NOL carryforward adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.30 289.47 Td (\(810) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 289.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 289.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 289.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 274.42 Td (IRS Settlement - net of ASC 740 \(formerly "FIN 48"\) reserve reversals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 274.42 Td (480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 274.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 274.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 259.42 Td (2013 income tax return amendment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 259.42 Td (1,891) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 259.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 259.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 245.32 Td (Additional reserves for uncertain tax positions 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(Provision for income taxes from discrete items) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 189.42 Td (6,544) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.15 189.42 Td (7,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 189.42 Td (2,282) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 170.42 Td (Total provision for income taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 170.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.15 170.42 Td (13,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 170.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 170.42 Td (10,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 170.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 170.42 Td (7,460) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 159 0 obj <>] /Rotate 0 /Contents 160 0 R>> endobj 160 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.05 742.10 Td (income ) Tj ET Q q 0 0 0 rg BT 148.98 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 163.70 742.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 203.98 742.10 Td (at ) Tj ET Q q 0 0 0 rg BT 213.69 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.41 742.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 260.89 742.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 298.39 742.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 315.88 742.10 Td (dif) Tj ET Q q 0 0 0 rg BT 326.80 742.10 Td (fers ) Tj ET Q q 0 0 0 rg BT 344.29 742.10 Td (from ) Tj ET Q q 0 0 0 rg BT 366.23 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.95 742.10 Td (ef) Tj ET Q q 0 0 0 rg BT 388.54 742.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 418.24 742.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 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/GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 577.6 m 557.5 577.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 563.6 m 419.5 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 561.6 m 419.5 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 563.6 m 488.5 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 561.6 m 488.5 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 563.6 m 557.5 563.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 561.6 m 557.5 561.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 436.6 m 419.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 436.6 m 488.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 436.6 m 557.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 436.6 m 419.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 422.6 m 419.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 420.6 m 419.5 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 436.6 m 488.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 422.6 m 488.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 420.6 m 488.5 420.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 436.6 m 557.5 436.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 422.6 m 557.5 422.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 420.6 m 557.5 420.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.40 722.28 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.40 712.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.50 702.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.40 722.28 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.40 712.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 702.28 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.40 722.28 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.40 712.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.50 702.28 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 687.27 Td (Statutory tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 687.27 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 687.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.80 687.27 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 687.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 687.27 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 687.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 672.27 Td (Tax impact of foreign subsidiaries \(primarily in Singapore\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 672.27 Td (\(4.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 672.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.45 672.27 Td (\(6.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.30 672.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.45 672.27 Td (\(8.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 672.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 657.27 Td (State income taxes, net of federal benefit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 657.27 Td (0.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 657.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.45 657.27 Td (\(0.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.30 657.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 657.27 Td (0.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 657.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 642.27 Td (Tax holiday - India \(Permanent Difference\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.45 642.27 Td (\(12.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 642.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.45 642.27 Td (\(15.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.30 642.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.45 642.27 Td (\(15.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 642.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 627.27 Td (Passive income exemption - Sweden \(permanent difference\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 627.27 Td (\(3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 627.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.45 627.27 Td (\(3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.30 627.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.45 627.27 Td (\(3.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 627.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 612.27 Td (Acquisition contingent earnout liability adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 612.27 Td (\(4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 612.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.45 612.27 Td (\(5.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.30 612.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.45 612.27 Td (\(0.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 612.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 597.27 Td (Singapore enhanced R&D deductions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 597.27 Td (\(1.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 597.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.45 597.27 Td (\(1.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.30 597.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.45 597.27 Td (\(1.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 597.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 582.27 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 582.27 Td (\(0.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 582.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.80 582.27 Td (1.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 582.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.45 582.27 Td (\(0.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 582.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 567.27 Td (Effective tax rate from ongoing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 567.27 Td (9.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 567.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.80 567.27 Td (4.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 567.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 567.27 Td (6.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 567.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 552.27 Td (Discrete Items:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 552.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.00 552.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 552.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 537.27 Td (Certain discrete tax impacts from foreign subsidiaries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 537.27 Td (\(2.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 537.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.80 537.27 Td (1.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 537.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 537.27 Td (1.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 537.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 522.27 Td (NOL carryforward adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 522.27 Td (\(1.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 522.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.30 522.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 522.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.30 522.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 522.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 507.27 Td (IRS Settlement - net of ASC 740 \(formerly "FIN 48"\) reserve reversals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 507.27 Td (0.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 507.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.30 507.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 507.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.30 507.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 507.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 492.27 Td (2013 income tax return amendment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 492.27 Td (2.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.30 492.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.30 492.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 492.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 476.27 Td (Net ASC 740 \(formerly "FIN 48"\) reserve additions for uncertain tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 466.27 Td (positions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 466.27 Td (12.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 466.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.80 466.27 Td (9.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 466.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 466.27 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 466.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 451.27 Td (Reconciliation of the tax payable liability accounts for our various) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 441.27 Td (subsidiaries to the income tax returns filed in those jurisdictions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.45 441.27 Td (\(4.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.30 441.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.30 441.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 441.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.45 441.27 Td (\(1.7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 441.27 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 426.27 Td (Effective tax rate after discrete items) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 426.27 Td (17.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 426.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.80 426.27 Td (15.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 426.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 426.27 Td (9.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 426.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 400.10 Td (Current ) Tj ET Q q 0 0 0 rg BT 132.09 400.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 167.93 400.10 Td (income ) Tj ET Q q 0 0 0 rg BT 199.91 400.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 214.67 400.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 240.54 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 257.51 400.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 297.27 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 314.25 400.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 356.23 400.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 392.07 400.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 406.83 400.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 432.70 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 449.68 400.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 489.44 400.10 Td (are ) Tj ET Q q 0 0 0 rg BT 504.18 400.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 545.04 400.10 Td (on ) Tj ET Q q 0 0 0 rg BT 557.58 400.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (net ) Tj ET Q q 0 0 0 rg BT 64.64 388.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 87.06 388.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 130.01 388.10 Td (in ) Tj ET Q q 0 0 0 rg BT 140.21 388.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.84 388.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 213.34 388.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.34 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 235.76 388.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.62 388.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.62 388.10 Td ( ) Tj ET Q q 0 0 0 rg BT 275.04 388.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 335.77 388.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 390.96 388.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 425.59 388.10 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 456.44 388.10 Td (The ) Tj ET Q q 0 0 0 rg BT 474.41 388.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 517.38 388.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 554.22 388.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (current ) Tj ET Q q 0 0 0 rg BT 80.82 376.10 Td (and ) Tj ET Q q 0 0 0 rg BT 97.75 376.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 139.69 376.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 175.49 376.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 190.21 376.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 216.04 376.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.98 376.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 272.70 376.10 Td (are ) Tj ET Q q 0 0 0 rg BT 287.40 376.10 Td (as ) Tj ET Q q 0 0 0 rg BT 298.23 376.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 316.60 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 316.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 316.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 316.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 288.60 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 288.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 288.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 288.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 260.60 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 260.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 260.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 260.60 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 330.6 m 502.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 330.6 m 559.5 330.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 288.6 m 502.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 288.6 m 559.5 288.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 246.60000000000002 m 502.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 246.60000000000002 m 559.5 246.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 232.60000000000002 m 502.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 230.60000000000002 m 502.5 230.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 232.60000000000002 m 559.5 232.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 230.60000000000002 m 559.5 230.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 334.33 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.50 334.33 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 321.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.00 321.28 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 307.17 Td (Current deferred income tax assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.00 307.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 307.17 Td (2,310) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 307.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 307.17 Td (961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 293.17 Td (Long-term deferred income tax assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 293.17 Td (43,235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 293.17 Td (44,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 279.17 Td (Total deferred income tax assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 279.17 Td (45,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 279.17 Td (45,885) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 265.17 Td (Current deferred income tax liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.30 265.22 Td (\(197) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 265.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.30 265.22 Td (\(705) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.65 265.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 251.17 Td (Long-term deferred income tax liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.80 251.22 Td (\(23,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 251.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.80 251.22 Td (\(24,308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.65 251.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 236.27 Td (Net deferred income tax asset) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.00 236.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 236.27 Td (22,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 236.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 236.27 Td (20,872) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 161 0 obj <>] /Rotate 0 /Contents 162 0 R>> endobj 162 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 135.88 742.10 Td (income ) Tj ET Q q 0 0 0 rg BT 166.68 742.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 188.58 742.10 Td (reflect ) Tj ET Q q 0 0 0 rg BT 215.47 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.04 742.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 257.61 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 267.30 742.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 309.75 742.10 Td (dif) Tj ET Q q 0 0 0 rg BT 320.68 742.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 355.34 742.10 Td (between ) Tj ET Q q 0 0 0 rg BT 390.02 742.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 425.26 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 434.95 742.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 459.63 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.43 742.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 514.00 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 527.02 742.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 89.15 730.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 127.20 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 144.13 730.10 Td (such ) Tj ET Q q 0 0 0 rg BT 164.95 730.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 201.33 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 212.16 730.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 252.97 730.10 Td (by ) Tj ET Q q 0 0 0 rg BT 265.46 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.17 730.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 323.75 730.10 Td (local ) Tj ET Q q 0 0 0 rg BT 345.68 730.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 393.73 730.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 408.44 730.10 Td (laws. ) Tj ET Q q 0 0 0 rg BT 431.58 730.10 Td (T) Tj ET Q q 0 0 0 rg BT 436.99 730.10 Td (emporary ) Tj ET Q q 0 0 0 rg BT 477.80 730.10 Td (dif) Tj ET Q q 0 0 0 rg BT 488.73 730.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 524.53 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 541.46 730.10 Td (carry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (forwards ) Tj ET Q q 0 0 0 rg BT 91.13 718.10 Td (which ) Tj ET Q q 0 0 0 rg BT 121.15 718.10 Td (comprise ) Tj ET Q q 0 0 0 rg BT 163.39 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.19 718.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 220.08 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 237.88 718.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 266.79 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 286.81 718.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 329.61 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 343.53 718.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.44 718.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 419.11 718.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.11 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.69 718.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.71 718.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.71 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 490.30 718.10 Td (were ) Tj ET Q q 0 0 0 rg BT 515.31 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 529.22 718.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 647.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 647.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 647.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 647.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 647.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 647.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 647.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 647.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 617.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 617.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 617.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 617.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 617.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 617.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 617.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 617.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 587.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 587.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 587.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 587.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 587.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 587.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 587.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 587.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 557.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 557.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 557.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 557.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 557.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 557.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 557.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 557.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 527.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 527.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 527.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 527.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 527.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 527.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 527.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 527.60 65.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 677.6 m 355.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 677.6 m 424.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 677.6 m 493.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 677.6 m 562.5 677.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 662.6 m 355.5 662.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 662.6 m 424.5 662.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 662.6 m 493.5 662.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 662.6 m 562.5 662.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 542.6 m 355.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 542.6 m 424.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 542.6 m 493.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 542.6 m 562.5 542.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 512.6 m 355.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 498.6 m 355.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 496.6 m 355.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 512.6 m 424.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 498.6 m 424.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 496.6 m 424.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 512.6 m 493.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 498.6 m 493.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 496.6 m 493.5 496.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 512.6 m 562.5 512.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 498.6 m 562.5 498.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 496.6 m 562.5 496.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.65 697.28 Td (December 31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.65 697.28 Td (December 31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.90 682.28 Td (Deferred) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.90 682.28 Td (Deferred) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 667.28 Td (Assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.10 667.28 Td (Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.15 667.28 Td (Assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.10 667.28 Td (Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.00 652.28 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 637.27 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.00 637.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 637.27 Td (254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 637.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 637.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 637.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 637.27 Td (580) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 637.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 637.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 622.27 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 622.27 Td (817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 622.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 622.27 Td (781) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 622.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 607.27 Td (Accruals and prepaids) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 607.27 Td (2,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 607.27 Td (470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 607.27 Td (3,415) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 607.27 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 592.27 Td (Bad debts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 592.27 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 592.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 592.27 Td (394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 592.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 577.27 Td (Acquired intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 577.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 577.27 Td (23,069) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 577.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 577.27 Td (24,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 562.27 Td (Net operating loss carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 562.27 Td (16,595) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 562.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 562.27 Td (19,698) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 562.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 547.27 Td (Tax credit carryforwards \(primarily MAT in India\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 547.27 Td (24,937) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 547.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 547.27 Td (21,017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 547.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 532.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 532.27 Td (45,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 532.27 Td (23,539) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 532.27 Td (45,885) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 532.27 Td (25,013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 517.27 Td (Valuation allowance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 517.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 517.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 517.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 517.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 502.27 Td (Total deferred taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.00 502.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 502.27 Td (45,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 502.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 502.27 Td (23,539) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 502.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 502.27 Td (45,885) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 502.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 502.27 Td (25,013) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 474.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 474.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.19 474.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.38 474.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.56 474.10 Td (For ) Tj ET Q q 0 0 0 rg BT 108.64 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.05 474.10 Td (year ) Tj ET Q q 0 0 0 rg BT 142.44 474.10 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.84 474.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 230.12 474.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.12 474.10 Td (, ) Tj ET Q q 0 0 0 rg BT 254.80 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.21 474.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 315.98 474.10 Td (total ) Tj ET Q q 0 0 0 rg BT 335.94 474.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 381.99 474.10 Td (income ) Tj ET Q q 0 0 0 rg BT 413.61 474.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 428.01 474.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 462.41 474.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.92 474.10 Td ($13.9 ) Tj ET Q q 0 0 0 rg BT 497.61 474.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.50 474.10 Td ( ) Tj ET Q q 0 0 0 rg BT 528.69 474.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 462.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.87 462.10 Td (ef) Tj ET Q q 0 0 0 rg BT 72.46 462.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 93.99 462.10 Td (of ) Tj ET Q q 0 0 0 rg BT 104.98 462.10 Td (several ) Tj ET Q q 0 0 0 rg BT 135.95 462.10 Td (discrete ) Tj ET Q q 0 0 0 rg BT 169.70 462.10 Td (items. ) Tj ET Q q 0 0 0 rg BT 196.52 462.10 Td (Specifically) Tj ET Q q 0 0 0 rg BT 243.63 462.10 Td (, ) Tj ET Q q 0 0 0 rg BT 248.78 462.10 Td (these ) Tj ET Q q 0 0 0 rg BT 271.98 462.10 Td (discrete ) Tj ET Q q 0 0 0 rg BT 305.73 462.10 Td (items ) Tj ET Q q 0 0 0 rg BT 330.05 462.10 Td (were ) Tj ET Q q 0 0 0 rg BT 352.14 462.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 392.00 462.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.88 462.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 440.07 462.10 Td (net ) Tj ET Q q 0 0 0 rg BT 454.94 462.10 Td (ef) Tj ET Q q 0 0 0 rg BT 462.53 462.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 484.06 462.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.05 462.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.92 462.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 553.67 462.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.76 450.10 Td (IRS ) Tj ET Q q 0 0 0 rg BT 82.87 450.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 105.41 450.10 Td (for ) Tj ET Q q 0 0 0 rg BT 119.62 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.38 450.10 Td (years ) Tj ET Q q 0 0 0 rg BT 158.02 450.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 180.57 450.10 Td (thru ) Tj ET Q q 0 0 0 rg BT 199.22 450.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 221.77 450.10 Td (amounting ) Tj ET Q q 0 0 0 rg BT 267.08 450.10 Td (to ) Tj ET Q q 0 0 0 rg BT 277.41 450.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.95 450.10 Td ($0.5 ) Tj ET Q q 0 0 0 rg BT 300.00 450.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 328.89 450.10 Td (, ) Tj ET Q q 0 0 0 rg BT 333.94 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.70 450.10 Td (amendment ) Tj ET Q q 0 0 0 rg BT 397.89 450.10 Td (and ) Tj ET Q q 0 0 0 rg BT 414.88 450.10 Td (refiling ) Tj ET Q q 0 0 0 rg BT 446.86 450.10 Td (of ) Tj ET Q q 0 0 0 rg BT 457.73 450.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.50 450.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 513.93 450.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 534.26 450.10 Td (federal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 438.10 Td (income ) Tj ET Q q 0 0 0 rg BT 82.07 438.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 96.92 438.10 Td (return ) Tj ET Q q 0 0 0 rg BT 123.43 438.10 Td (for ) Tj ET Q q 0 0 0 rg BT 137.73 438.10 Td (the ) Tj ET Q q 0 0 0 rg BT 152.58 438.10 Td (year ) Tj ET Q q 0 0 0 rg BT 172.43 438.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 195.06 438.10 Td (which ) Tj ET Q q 0 0 0 rg BT 222.14 438.10 Td (amounted ) Tj ET Q q 0 0 0 rg BT 264.21 438.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.62 438.10 Td ($1.9 ) Tj ET Q q 0 0 0 rg BT 294.75 438.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 438.10 Td (, ) Tj ET Q q 0 0 0 rg BT 328.78 438.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.86 438.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 387.90 438.10 Td (ASC ) Tj ET Q q 0 0 0 rg BT 409.99 438.10 Td (740 ) Tj ET Q q 0 0 0 rg BT 427.63 438.10 Td (\(formerly ) Tj ET Q q 0 0 0 rg BT 468.58 438.10 Td ("FIN ) Tj ET Q q 0 0 0 rg BT 491.41 438.10 Td (48"\) ) Tj ET Q q 0 0 0 rg BT 511.46 438.10 Td (provisioning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 426.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.02 426.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 103.58 426.10 Td (income ) Tj ET Q q 0 0 0 rg BT 135.37 426.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 149.95 426.10 Td (return ) Tj ET Q q 0 0 0 rg BT 176.18 426.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 214.66 426.10 Td (amounting ) Tj ET Q q 0 0 0 rg BT 259.79 426.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.93 426.10 Td ($9.8 ) Tj ET Q q 0 0 0 rg BT 289.79 426.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.68 426.10 Td (, ) Tj ET Q q 0 0 0 rg BT 323.54 426.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 359.21 426.10 Td (of) Tj ET Q q 0 0 0 rg BT 367.36 426.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 384.16 426.10 Td (by ) Tj ET Q q 0 0 0 rg BT 396.52 426.10 Td (a ) Tj ET Q q 0 0 0 rg BT 403.32 426.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 433.44 426.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.13 426.10 Td ($3.1 ) Tj ET Q q 0 0 0 rg BT 463.98 426.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.88 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 495.23 426.10 Td (from ) Tj ET Q q 0 0 0 rg BT 517.03 426.10 Td (reconciling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.62 414.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 79.25 414.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 112.75 414.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 146.26 414.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 183.66 414.10 Td (for ) Tj ET Q q 0 0 0 rg BT 197.72 414.10 Td (our ) Tj ET Q q 0 0 0 rg BT 213.46 414.10 Td (various ) Tj ET Q q 0 0 0 rg BT 245.31 414.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 294.93 414.10 Td (to ) Tj ET Q q 0 0 0 rg BT 305.12 414.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.74 414.10 Td (income ) Tj ET Q q 0 0 0 rg BT 351.58 414.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 366.21 414.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 396.38 414.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 417.11 414.10 Td (in ) Tj ET Q q 0 0 0 rg BT 427.30 414.10 Td (those ) Tj ET Q q 0 0 0 rg BT 450.82 414.10 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 505.17 414.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.01 414.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.10 Td (deductible ) Tj ET Q q 0 0 0 rg BT 94.15 402.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 126.07 402.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 160.78 402.10 Td (in ) Tj ET Q q 0 0 0 rg BT 171.05 402.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 214.09 402.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 255.47 402.10 Td (a ) Tj ET Q q 0 0 0 rg BT 262.41 402.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 277.12 402.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 307.38 402.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.20 402.10 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 338.20 402.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.09 402.10 Td (. ) Tj ET Q q 0 0 0 rg BT 371.90 402.10 Td (Thusly) Tj ET Q q 0 0 0 rg BT 399.03 402.10 Td (, ) Tj ET Q q 0 0 0 rg BT 404.03 402.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.74 402.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 433.45 402.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 468.15 402.10 Td (excluding ) Tj ET Q q 0 0 0 rg BT 510.08 402.10 Td (such ) Tj ET Q q 0 0 0 rg BT 530.91 402.10 Td (discrete ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.10 Td (items ) Tj ET Q q 0 0 0 rg BT 74.17 390.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.22 390.10 Td ($7.4 ) Tj ET Q q 0 0 0 rg BT 112.22 390.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.11 390.10 Td (, ) Tj ET Q q 0 0 0 rg BT 146.11 390.10 Td (reflecting ) Tj ET Q q 0 0 0 rg BT 186.92 390.10 Td (an ) Tj ET Q q 0 0 0 rg BT 198.86 390.10 Td (ef) Tj ET Q q 0 0 0 rg BT 206.45 390.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 236.15 390.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 250.86 390.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 268.35 390.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.18 390.10 Td (9.5%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.01 390.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 366.10 Td (As of December31, 2014, the Company has remaining available domestic net operating loss \(NOL\) carry-forwards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.83 354.10 Td ($42.0 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.72 354.10 Td ( \(net of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.10 354.10 Td ($5.7 million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.99 354.10 Td ( utilized to of) Tj ET Q q 0 0 0 rg BT 248.41 354.10 Td (fset domestic taxable income for 2014\), which are available to of) Tj ET Q q 0 0 0 rg BT 508.41 354.10 Td (fset future ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.10 Td (federal and certain state income taxes. ) Tj ET Q q 0 0 0 rg BT 205.02 342.10 Td (The Company reviews its NOL) Tj ET Q q 0 0 0 rg BT 330.18 342.10 Td ( positions to validate that all NOL) Tj ET Q q 0 0 0 rg BT 465.90 342.10 Td ( carry-forwards will be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.10 Td (utilized before they begin to expire. Portions of these remaining NOL's will expire during the years 2020 through 2027. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 308.10 Td (The ) Tj ET Q q 0 0 0 rg BT 118.59 308.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 167.21 308.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 221.79 308.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 268.60 308.10 Td (ef) Tj ET Q q 0 0 0 rg BT 276.19 308.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 307.43 308.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 323.69 308.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 342.72 308.10 Td (is ) Tj ET Q q 0 0 0 rg BT 353.43 308.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 395.23 308.10 Td (low ) Tj ET Q q 0 0 0 rg BT 414.27 308.10 Td (because ) Tj ET Q q 0 0 0 rg BT 449.96 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 462.33 308.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.58 308.10 Td (ef) Tj ET Q q 0 0 0 rg BT 486.17 308.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 505.20 308.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.57 308.10 Td (conducting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 296.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 94.88 296.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 135.31 296.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 174.08 296.10 Td (in ) Tj ET Q q 0 0 0 rg BT 184.52 296.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 214.39 296.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 245.94 296.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 298.05 296.10 Td (with ) Tj ET Q q 0 0 0 rg BT 318.49 296.10 Td (low ) Tj ET Q q 0 0 0 rg BT 336.16 296.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 351.04 296.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 372.59 296.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.70 296.10 Td (where ) Tj ET Q q 0 0 0 rg BT 416.79 296.10 Td (a ) Tj ET Q q 0 0 0 rg BT 423.90 296.10 Td (lar) Tj ET Q q 0 0 0 rg BT 434.26 296.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 446.37 296.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 477.92 296.10 Td (of ) Tj ET Q q 0 0 0 rg BT 488.92 296.10 Td (its ) Tj ET Q q 0 0 0 rg BT 501.04 296.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 532.58 296.10 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 284.10 Td (is ) Tj ET Q q 0 0 0 rg BT 60.29 284.10 Td (generated. ) Tj ET Q q 0 0 0 rg BT 105.26 284.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 161.36 284.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.20 284.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 225.39 284.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 271.78 284.10 Td (product ) Tj ET Q q 0 0 0 rg BT 305.94 284.10 Td (development ) Tj ET Q q 0 0 0 rg BT 361.21 284.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 406.48 284.10 Td (and ) Tj ET Q q 0 0 0 rg BT 424.53 284.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 472.57 284.10 Td (property ) Tj ET Q q 0 0 0 rg BT 510.06 284.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 555.34 284.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 272.10 Td (centralized ) Tj ET Q q 0 0 0 rg BT 96.48 272.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.89 272.10 Td (its ) Tj ET Q q 0 0 0 rg BT 118.96 272.10 Td (India ) Tj ET Q q 0 0 0 rg BT 142.13 272.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.20 272.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 202.37 272.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 254.71 272.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 302.38 272.10 Td (. ) Tj ET Q q 0 0 0 rg BT 307.50 272.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 325.68 272.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 369.96 272.10 Td (in ) Tj ET Q q 0 0 0 rg BT 380.37 272.10 Td (India ) Tj ET Q q 0 0 0 rg BT 403.54 272.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 433.93 272.10 Td (from ) Tj ET Q q 0 0 0 rg BT 455.99 272.10 Td (a ) Tj ET Q q 0 0 0 rg BT 463.06 272.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 477.90 272.10 Td (holiday) Tj ET Q q 0 0 0 rg BT 507.25 272.10 Td (, ) Tj ET Q q 0 0 0 rg BT 512.37 272.10 Td (which ) Tj ET Q q 0 0 0 rg BT 539.44 272.10 Td (af) Tj ET Q q 0 0 0 rg BT 547.02 272.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 260.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.85 260.10 Td (various ) Tj ET Q q 0 0 0 rg BT 97.81 260.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 138.10 260.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 175.04 260.10 Td (in ) Tj ET Q q 0 0 0 rg BT 185.34 260.10 Td (that ) Tj ET Q q 0 0 0 rg BT 202.86 260.10 Td (country) Tj ET Q q 0 0 0 rg BT 232.76 260.10 Td (. ) Tj ET Q q 0 0 0 rg BT 237.78 260.10 Td ( ) Tj ET Q q 0 0 0 rg BT 240.12 260.10 Td (The ) Tj ET Q q 0 0 0 rg BT 258.19 260.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 272.92 260.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 305.44 260.10 Td (expired ) Tj ET Q q 0 0 0 rg BT 337.95 260.10 Td (for ) Tj ET Q q 0 0 0 rg BT 352.13 260.10 Td (one ) Tj ET Q q 0 0 0 rg BT 369.09 260.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.94 260.10 Td (our ) Tj ET Q q 0 0 0 rg BT 395.79 260.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 432.74 260.10 Td (in ) Tj ET Q q 0 0 0 rg BT 442.48 260.10 Td (April ) Tj ET Q q 0 0 0 rg BT 466.11 260.10 Td (of ) Tj ET Q q 0 0 0 rg BT 476.96 260.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 501.98 260.10 Td (and ) Tj ET Q q 0 0 0 rg BT 518.94 260.10 Td (will ) Tj ET Q q 0 0 0 rg BT 537.02 260.10 Td (expire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 248.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.75 248.10 Td (our ) Tj ET Q q 0 0 0 rg BT 81.16 248.10 Td (other ) Tj ET Q q 0 0 0 rg BT 104.79 248.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 142.31 248.10 Td (in ) Tj ET Q q 0 0 0 rg BT 153.17 248.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.47 248.10 Td (years ) Tj ET Q q 0 0 0 rg BT 192.65 248.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 215.74 248.10 Td (through ) Tj ET Q q 0 0 0 rg BT 249.93 248.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 274.84 248.10 Td (As ) Tj ET Q q 0 0 0 rg BT 289.03 248.10 Td (such ) Tj ET Q q 0 0 0 rg BT 310.45 248.10 Td (a ) Tj ET Q q 0 0 0 rg BT 317.97 248.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 363.27 248.10 Td (component ) Tj ET Q q 0 0 0 rg BT 410.79 248.10 Td (of ) Tj ET Q q 0 0 0 rg BT 422.20 248.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.51 248.10 Td (income ) Tj ET Q q 0 0 0 rg BT 470.02 248.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 511.97 248.10 Td (by ) Tj ET Q q 0 0 0 rg BT 525.06 248.10 Td (our ) Tj ET Q q 0 0 0 rg BT 541.47 248.10 Td (India ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 236.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 96.26 236.10 Td (other ) Tj ET Q q 0 0 0 rg BT 118.92 236.10 Td (than ) Tj ET Q q 0 0 0 rg BT 138.25 236.10 Td (passive ) Tj ET Q q 0 0 0 rg BT 169.79 236.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 203.84 236.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 237.88 236.10 Td (is ) Tj ET Q q 0 0 0 rg BT 246.66 236.10 Td (not ) Tj ET Q q 0 0 0 rg BT 261.55 236.10 Td (taxed. ) Tj ET Q q 0 0 0 rg BT 287.35 236.10 Td (After ) Tj ET Q q 0 0 0 rg BT 310.56 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.88 236.10 Td (expiration ) Tj ET Q q 0 0 0 rg BT 367.53 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 377.97 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.30 236.10 Td (full ) Tj ET Q q 0 0 0 rg BT 408.29 236.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 422.62 236.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 454.73 236.10 Td (all ) Tj ET Q q 0 0 0 rg BT 466.83 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.27 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.60 236.10 Td (income ) Tj ET Q q 0 0 0 rg BT 523.14 236.10 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 224.10 Td (by ) Tj ET Q q 0 0 0 rg BT 62.53 224.10 Td (our ) Tj ET Q q 0 0 0 rg BT 78.39 224.10 Td (India ) Tj ET Q q 0 0 0 rg BT 101.46 224.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 145.65 224.10 Td (will ) Tj ET Q q 0 0 0 rg BT 163.74 224.10 Td (be ) Tj ET Q q 0 0 0 rg BT 175.70 224.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 199.89 224.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.63 224.10 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.96 224.10 Td ( ) Tj ET Q q 0 0 0 rg BT 230.49 224.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.35 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.10 224.10 Td (normal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.95 224.10 Td (33.99%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.78 224.10 Td ( ) Tj ET Q q 0 0 0 rg BT 320.31 224.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 360.60 224.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 375.34 224.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 392.86 224.10 Td (for ) Tj ET Q q 0 0 0 rg BT 407.05 224.10 Td (a ) Tj ET Q q 0 0 0 rg BT 414.01 224.10 Td (period ) Tj ET Q q 0 0 0 rg BT 442.09 224.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.95 224.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.50 224.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.03 224.10 Td (years. ) Tj ET Q q 0 0 0 rg BT 496.97 224.10 Td (This ) Tj ET Q q 0 0 0 rg BT 517.28 224.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 532.02 224.10 Td (holiday ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 212.10 Td (had ) Tj ET Q q 0 0 0 rg BT 66.57 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 80.92 212.10 Td (ef) Tj ET Q q 0 0 0 rg BT 88.50 212.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 105.62 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 116.08 212.10 Td (reducing ) Tj ET Q q 0 0 0 rg BT 153.20 212.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 167.54 212.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 201.88 212.10 Td (by ) Tj ET Q q 0 0 0 rg BT 214.01 212.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.90 212.10 Td ($9.9 ) Tj ET Q q 0 0 0 rg BT 293.53 212.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.42 212.10 Td ( ) Tj ET Q q 0 0 0 rg BT 324.55 212.10 Td (or ) Tj ET Q q 0 0 0 rg BT 335.01 212.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.90 212.10 Td ($0.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.40 212.10 Td ( ) Tj ET Q q 0 0 0 rg BT 419.53 212.10 Td (per ) Tj ET Q q 0 0 0 rg BT 434.43 212.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 464.33 212.10 Td (share ) Tj ET Q q 0 0 0 rg BT 487.56 212.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.47 212.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.47 212.10 Td ( ) Tj ET Q q 0 0 0 rg BT 519.60 212.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.51 212.10 Td ($3.82 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 200.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 200.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.62 200.10 Td (of ) Tj ET Q q 0 0 0 rg BT 90.68 200.10 Td (Minimum ) Tj ET Q q 0 0 0 rg BT 132.04 200.10 Td (Alternative ) Tj ET Q q 0 0 0 rg BT 178.62 200.10 Td (T) Tj ET Q q 0 0 0 rg BT 184.03 200.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 195.20 200.10 Td (\("MA) Tj ET Q q 0 0 0 rg BT 217.62 200.10 Td (T"\) ) Tj ET Q q 0 0 0 rg BT 232.87 200.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 246.82 200.10 Td (prepaid/accrued ) Tj ET Q q 0 0 0 rg BT 312.40 200.10 Td (against ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.45 200.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.45 200.10 Td ( ) Tj ET Q q 0 0 0 rg BT 364.19 200.10 Td (income ) Tj ET Q q 0 0 0 rg BT 395.35 200.10 Td (during ) Tj ET Q q 0 0 0 rg BT 423.19 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.14 200.10 Td (year ) Tj ET Q q 0 0 0 rg BT 456.08 200.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.68 200.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 539.50 200.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 200.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 188.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 188.10 Td (future ) Tj ET Q q 0 0 0 rg BT 90.54 188.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 113.58 188.10 Td (to ) Tj ET Q q 0 0 0 rg BT 123.86 188.10 Td (be ) Tj ET Q q 0 0 0 rg BT 135.80 188.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 155.52 188.10 Td (in ) Tj ET Q q 0 0 0 rg BT 165.80 188.10 Td (India.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 166.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.84 166.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 160.03 166.10 Td (also ) Tj ET Q q 0 0 0 rg BT 179.43 166.10 Td (has ) Tj ET Q q 0 0 0 rg BT 196.06 166.10 Td (a ) Tj ET Q q 0 0 0 rg BT 203.79 166.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 244.84 166.10 Td (low ) Tj ET Q q 0 0 0 rg BT 263.14 166.10 Td (income ) Tj ET Q q 0 0 0 rg BT 295.87 166.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 311.38 166.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 329.66 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 340.74 166.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 384.58 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.66 166.10 Td (which ) Tj ET Q q 0 0 0 rg BT 423.39 166.10 Td (our ) Tj ET Q q 0 0 0 rg BT 440.02 166.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 484.97 166.10 Td (are ) Tj ET Q q 0 0 0 rg BT 500.47 166.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 525.42 166.10 Td (at ) Tj ET Q q 0 0 0 rg BT 535.93 166.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.67 166.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 166.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (mar) Tj ET Q q 0 0 0 rg BT 65.37 154.10 Td (ginal ) Tj ET Q q 0 0 0 rg BT 87.51 154.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 101.88 154.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 119.02 154.10 Td (as ) Tj ET Q q 0 0 0 rg BT 129.50 154.10 Td (a ) Tj ET Q q 0 0 0 rg BT 136.09 154.10 Td (result ) Tj ET Q q 0 0 0 rg BT 160.45 154.10 Td (of ) Tj ET Q q 0 0 0 rg BT 170.94 154.10 Td (concessions ) Tj ET Q q 0 0 0 rg BT 220.85 154.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 252.99 154.10 Td (by ) Tj ET Q q 0 0 0 rg BT 265.14 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 279.51 154.10 Td (local ) Tj ET Q q 0 0 0 rg BT 301.09 154.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 343.79 154.10 Td (Economic ) Tj ET Q q 0 0 0 rg BT 386.48 154.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 442.51 154.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 469.10 154.10 Td (\("EDB"\) ) Tj ET Q q 0 0 0 rg BT 506.07 154.10 Td (for ) Tj ET Q q 0 0 0 rg BT 519.88 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 534.25 154.10 Td (benefit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.30 142.10 Td (in-country ) Tj ET Q q 0 0 0 rg BT 105.93 142.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 153.32 142.10 Td (property ) Tj ET Q q 0 0 0 rg BT 190.17 142.10 Td (owners. ) Tj ET Q q 0 0 0 rg BT 224.31 142.10 Td (The ) Tj ET Q q 0 0 0 rg BT 242.83 142.10 Td (concessionary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.44 142.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.77 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 323.75 142.10 Td (income ) Tj ET Q q 0 0 0 rg BT 356.15 142.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 371.34 142.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 389.29 142.10 Td (will ) Tj ET Q q 0 0 0 rg BT 407.82 142.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 435.78 142.10 Td (during ) Tj ET Q q 0 0 0 rg BT 464.86 142.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 490.33 142.10 Td (at ) Tj ET Q q 0 0 0 rg BT 500.52 142.10 Td (which ) Tj ET Q q 0 0 0 rg BT 527.93 142.10 Td (time ) Tj ET Q q 0 0 0 rg BT 548.67 142.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 92.44 130.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 135.99 130.10 Td (will ) Tj ET Q q 0 0 0 rg BT 153.45 130.10 Td (be ) Tj ET Q q 0 0 0 rg BT 164.78 130.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 195.00 130.10 Td (to ) Tj ET Q q 0 0 0 rg BT 204.68 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.79 130.10 Td (prevailing ) Tj ET Q q 0 0 0 rg BT 261.23 130.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 300.88 130.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 314.99 130.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 331.87 130.10 Td (in ) Tj ET Q q 0 0 0 rg BT 341.55 130.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 386.49 130.10 Td (which ) Tj ET Q q 0 0 0 rg BT 412.82 130.10 Td (is ) Tj ET Q q 0 0 0 rg BT 421.39 130.10 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.38 130.10 Td (17%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.71 130.10 Td (, ) Tj ET Q q 0 0 0 rg BT 482.10 130.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 509.00 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.11 130.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (reaches ) Tj ET Q q 0 0 0 rg BT 82.29 118.10 Td (a ) Tj ET Q q 0 0 0 rg BT 89.04 118.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 135.79 118.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 179.75 118.10 Td (to ) Tj ET Q q 0 0 0 rg BT 189.84 118.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 218.81 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 233.34 118.10 Td (incentive ) Tj ET Q q 0 0 0 rg BT 272.30 118.10 Td (period ) Tj ET Q q 0 0 0 rg BT 300.16 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 316.91 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.44 118.10 Td (then ) Tj ET Q q 0 0 0 rg BT 350.97 118.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 394.38 118.10 Td (concessionary ) Tj ET Q q 0 0 0 rg BT 453.34 118.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 472.97 118.10 Td (The ) Tj ET Q q 0 0 0 rg BT 490.83 118.10 Td (concessionary ) Tj ET Q q 0 0 0 rg BT 549.79 118.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.94 106.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 100.87 106.10 Td (by ) Tj ET Q q 0 0 0 rg BT 113.83 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 128.99 106.10 Td (EDB ) Tj ET Q q 0 0 0 rg BT 151.95 106.10 Td (as ) Tj ET Q q 0 0 0 rg BT 163.23 106.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 205.60 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.33 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.50 106.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 269.45 106.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 284.62 106.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.35 106.10 Td (ef) Tj ET Q q 0 0 0 rg BT 302.93 106.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 320.87 106.10 Td (in ) Tj ET Q q 0 0 0 rg BT 331.60 106.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 375.10 106.10 Td (reduces ) Tj ET Q q 0 0 0 rg BT 408.59 106.10 Td (income ) Tj ET Q q 0 0 0 rg BT 440.97 106.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 456.14 106.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 491.30 106.10 Td (by ) Tj ET Q q 0 0 0 rg BT 504.25 106.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 70.00 94.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.89 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 101.39 94.10 Td (or ) Tj ET Q q 0 0 0 rg BT 112.22 94.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.48 94.10 Td ($0.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.98 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.48 94.10 Td (per ) Tj ET Q q 0 0 0 rg BT 212.75 94.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 243.02 94.10 Td (share ) Tj ET Q q 0 0 0 rg BT 266.62 94.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.90 94.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.90 94.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 101.06 72.10 Td (The ) Tj ET Q q 0 0 0 rg BT 118.83 72.10 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 149.36 72.10 Td (income ) Tj ET Q q 0 0 0 rg BT 181.02 72.10 Td (from ) Tj ET Q q 0 0 0 rg BT 202.68 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.11 72.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 260.42 72.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 297.64 72.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 312.08 72.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 333.18 72.10 Td (in ) Tj ET Q q 0 0 0 rg BT 343.17 72.10 Td (each ) Tj ET Q q 0 0 0 rg BT 363.71 72.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 411.48 72.10 Td (in ) Tj ET Q q 0 0 0 rg BT 421.48 72.10 Td (which ) Tj ET Q q 0 0 0 rg BT 448.14 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.58 72.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 503.69 72.10 Td (had ) Tj ET Q q 0 0 0 rg BT 520.35 72.10 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 78.88 60.10 Td (year ) Tj ET Q q 0 0 0 rg BT 98.58 60.10 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.30 60.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.88 60.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.88 60.10 Td ( ) Tj ET Q q 0 0 0 rg BT 209.38 60.10 Td (were ) Tj ET Q q 0 0 0 rg BT 231.31 60.10 Td (as ) Tj ET Q q 0 0 0 rg BT 242.14 60.10 Td (follows: ) Tj ET Q endstream endobj 163 0 obj <>] /Rotate 0 /Contents 164 0 R>> endobj 164 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (78) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 13.50 658.60 52.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 65.50 658.60 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 107.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 111.50 658.60 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 151.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 155.50 658.60 43.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 198.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 202.50 658.60 46.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 248.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 252.50 658.60 50.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 658.60 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 348.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 352.50 658.60 45.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 658.60 49.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 454.50 658.60 50.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 504.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 508.50 658.60 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 548.50 658.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 552.50 658.60 45.00 -35.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 658.6 m 107.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 658.6 m 111.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 658.6 m 151.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 658.6 m 155.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 658.6 m 198.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 658.6 m 202.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 658.6 m 248.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 658.6 m 252.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 658.6 m 302.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 658.6 m 306.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 658.6 m 348.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 658.6 m 352.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 658.6 m 397.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 658.6 m 401.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 658.6 m 450.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 658.6 m 454.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 658.6 m 504.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 658.6 m 508.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 658.6 m 548.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 548.5 658.6 m 552.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 552.5 658.6 m 597.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 65.5 658.6 m 107.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 107.5 658.6 m 111.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 111.5 658.6 m 151.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 151.5 658.6 m 155.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 155.5 658.6 m 198.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 198.5 658.6 m 202.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 202.5 658.6 m 248.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 248.5 658.6 m 252.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 252.5 658.6 m 302.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 302.5 658.6 m 306.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 658.6 m 348.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 348.5 658.6 m 352.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 352.5 658.6 m 397.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 658.6 m 401.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 658.6 m 450.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 658.6 m 454.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 454.5 658.6 m 504.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 504.5 658.6 m 508.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 508.5 658.6 m 548.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 548.5 658.6 m 552.5 658.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 552.5 658.6 m 597.5 658.6 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 693.28 Td (\(dollar) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 683.28 Td (amounts) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 673.28 Td (in) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 16.00 663.28 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 71.55 673.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 73.20 663.28 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.30 663.28 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 164.80 673.28 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.15 663.28 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 205.00 663.28 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.40 663.28 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.55 673.28 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.45 663.28 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 363.10 663.28 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.10 663.28 Td (Mauritius) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 463.25 683.28 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.85 673.28 Td (\(United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.30 663.28 Td (Kingdom\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.60 663.28 Td (Sweden) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 563.55 663.28 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 638.27 Td (Pre-tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 628.27 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.10 628.27 Td (8,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.60 628.27 Td (115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.10 628.27 Td (1,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 628.27 Td (5,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.10 628.27 Td (16,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.10 628.27 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.10 628.27 Td (28,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.30 628.32 Td (\(370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 628.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.15 628.27 Td (9,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.10 628.27 Td (7,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.00 628.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.10 628.27 Td (77,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 614.17 Td (Statutory) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 16.00 604.17 Td (tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 81.10 604.27 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 125.10 604.27 Td (30.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 142.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.10 604.27 Td (34.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.15 604.27 Td (30.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.15 604.27 Td (10.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.10 604.27 Td (28.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 604.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 604.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.15 604.27 Td (24.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 604.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.65 604.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 578.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.80 578.10 Td (income ) Tj ET Q q 0 0 0 rg BT 148.50 578.10 Td (from ) Tj ET Q q 0 0 0 rg BT 170.19 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.67 578.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 231.50 578.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 275.42 578.10 Td (in ) Tj ET Q q 0 0 0 rg BT 285.45 578.10 Td (India ) Tj ET Q q 0 0 0 rg BT 308.25 578.10 Td (is ) Tj ET Q q 0 0 0 rg BT 317.18 578.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 347.76 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.80 578.10 Td (MA) Tj ET Q q 0 0 0 rg BT 372.81 578.10 Td (T) Tj ET Q q 0 0 0 rg BT 378.73 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 380.99 578.10 Td (at ) Tj ET Q q 0 0 0 rg BT 390.46 578.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.16 578.10 Td (20.97%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.99 578.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.25 578.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 449.83 578.10 Td (The ) Tj ET Q q 0 0 0 rg BT 467.63 578.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 482.10 578.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 501.58 578.10 Td (under ) Tj ET Q q 0 0 0 rg BT 526.60 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 541.08 578.10 Td (MA) Tj ET Q q 0 0 0 rg BT 556.08 578.10 Td (T) Tj ET Q q 0 0 0 rg BT 562.01 578.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 94.15 566.10 Td (is ) Tj ET Q q 0 0 0 rg BT 103.31 566.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 133.54 566.10 Td (forward ) Tj ET Q q 0 0 0 rg BT 167.68 566.10 Td (for ) Tj ET Q q 0 0 0 rg BT 181.82 566.10 Td (a ) Tj ET Q q 0 0 0 rg BT 188.74 566.10 Td (period ) Tj ET Q q 0 0 0 rg BT 216.77 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.58 566.10 Td (up ) Tj ET Q q 0 0 0 rg BT 240.07 566.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.33 566.10 Td (ten) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.54 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 265.03 566.10 Td (years ) Tj ET Q q 0 0 0 rg BT 288.61 566.10 Td (following ) Tj ET Q q 0 0 0 rg BT 329.98 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.68 566.10 Td (end ) Tj ET Q q 0 0 0 rg BT 361.60 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.41 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 387.11 566.10 Td (year ) Tj ET Q q 0 0 0 rg BT 406.80 566.10 Td (in ) Tj ET Q q 0 0 0 rg BT 417.06 566.10 Td (which ) Tj ET Q q 0 0 0 rg BT 443.98 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.68 566.10 Td (MA) Tj ET Q q 0 0 0 rg BT 473.69 566.10 Td (T) Tj ET Q q 0 0 0 rg BT 479.62 566.10 Td ( ) Tj ET Q q 0 0 0 rg BT 482.10 566.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 496.80 566.10 Td (has ) Tj ET Q q 0 0 0 rg BT 512.61 566.10 Td (been ) Tj ET Q q 0 0 0 rg BT 533.97 566.10 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 553.67 573.03 10.83 -9.09 re f /GS0 gs q 0 0 0 rg BT 553.67 566.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 561.03 7.76 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 554.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.76 554.10 Td (set ) Tj ET Q q 0 0 0 rg BT 72.20 554.10 Td (of) Tj ET Q q 0 0 0 rg BT 80.34 554.10 Td (f ) Tj ET Q q 0 0 0 rg BT 87.00 554.10 Td (against ) Tj ET Q q 0 0 0 rg BT 118.65 554.10 Td (future ) Tj ET Q q 0 0 0 rg BT 145.85 554.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 161.39 554.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 201.93 554.10 Td (computed ) Tj ET Q q 0 0 0 rg BT 244.69 554.10 Td (under ) Tj ET Q q 0 0 0 rg BT 270.78 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.32 554.10 Td (regular ) Tj ET Q q 0 0 0 rg BT 317.96 554.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 359.04 554.10 Td (income ) Tj ET Q q 0 0 0 rg BT 391.80 554.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 407.34 554.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 452.33 554.10 Td (using ) Tj ET Q q 0 0 0 rg BT 477.33 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.87 554.10 Td (statutory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.19 554.10 Td (33.99%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.02 554.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 542.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 90.12 542.10 Td (income ) Tj ET Q q 0 0 0 rg BT 121.91 542.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 136.49 542.10 Td (rate. ) Tj ET Q q 0 0 0 rg BT 156.34 542.10 Td (During ) Tj ET Q q 0 0 0 rg BT 187.03 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.61 542.10 Td (year ) Tj ET Q q 0 0 0 rg BT 221.18 542.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.42 542.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 305.87 542.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.87 542.10 Td (, ) Tj ET Q q 0 0 0 rg BT 330.73 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 345.31 542.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 386.56 542.10 Td (paid/accrued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.00 542.10 Td ($3.82 ) Tj ET Q q 0 0 0 rg BT 464.86 542.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 493.75 542.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 496.11 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 506.25 542.10 Td (MA) Tj ET Q q 0 0 0 rg BT 521.26 542.10 Td (T) Tj ET Q q 0 0 0 rg BT 527.19 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 529.55 542.10 Td (tax. ) Tj ET Q q 0 0 0 rg BT 546.46 542.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 111.44 530.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 167.35 530.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 202.69 530.10 Td (Sheets ) Tj ET Q q 0 0 0 rg BT 231.93 530.10 Td (as ) Tj ET Q q 0 0 0 rg BT 243.39 530.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 254.86 530.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 314.08 530.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.08 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 337.21 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 354.78 530.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 377.92 530.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 414.37 530.10 Td (a ) Tj ET Q q 0 0 0 rg BT 421.95 530.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 464.51 530.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 500.95 530.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 516.30 530.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 538.88 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 530.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 82.50 518.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.33 518.10 Td ($22.46 ) Tj ET Q q 0 0 0 rg BT 123.33 518.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.22 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 154.72 518.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.66 518.10 Td ($18.64 ) Tj ET Q q 0 0 0 rg BT 201.66 518.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.55 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 233.05 518.10 Td (, ) Tj ET Q q 0 0 0 rg BT 238.05 518.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 285.71 518.10 Td (, ) Tj ET Q q 0 0 0 rg BT 290.71 518.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 334.30 518.10 Td (with ) Tj ET Q q 0 0 0 rg BT 354.58 518.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 401.51 518.10 Td (future ) Tj ET Q q 0 0 0 rg BT 427.89 518.10 Td (MA) Tj ET Q q 0 0 0 rg BT 442.89 518.10 Td (T) Tj ET Q q 0 0 0 rg BT 448.82 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 451.32 518.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 466.04 518.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 491.30 518.10 Td (entitlement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 496.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.53 496.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.40 496.10 Td (has ) Tj ET Q q 0 0 0 rg BT 172.71 496.10 Td (not ) Tj ET Q q 0 0 0 rg BT 187.47 496.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 233.32 496.10 Td (a ) Tj ET Q q 0 0 0 rg BT 239.74 496.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 275.03 496.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 294.79 496.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 308.99 496.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 342.08 496.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.50 496.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 401.58 496.10 Td (income ) Tj ET Q q 0 0 0 rg BT 432.99 496.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 447.19 496.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 481.38 496.10 Td (for ) Tj ET Q q 0 0 0 rg BT 495.03 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.22 496.10 Td (undistributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 85.51 484.10 Td (of ) Tj ET Q q 0 0 0 rg BT 95.46 484.10 Td (its ) Tj ET Q q 0 0 0 rg BT 106.54 484.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 137.05 484.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 185.89 484.10 Td (which ) Tj ET Q q 0 0 0 rg BT 211.96 484.10 Td (we ) Tj ET Q q 0 0 0 rg BT 225.25 484.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 260.75 484.10 Td (indefinitely ) Tj ET Q q 0 0 0 rg BT 308.48 484.10 Td (invested ) Tj ET Q q 0 0 0 rg BT 343.43 484.10 Td (because ) Tj ET Q q 0 0 0 rg BT 376.71 484.10 Td (those ) Tj ET Q q 0 0 0 rg BT 399.44 484.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 429.95 484.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 465.45 484.10 Td (will ) Tj ET Q q 0 0 0 rg BT 482.64 484.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 512.03 484.10 Td (permanently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (reinvested ) Tj ET Q q 0 0 0 rg BT 93.08 472.10 Td (in ) Tj ET Q q 0 0 0 rg BT 102.84 472.10 Td (those ) Tj ET Q q 0 0 0 rg BT 125.94 472.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 175.14 472.10 Td (to ) Tj ET Q q 0 0 0 rg BT 184.90 472.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 205.21 472.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 239.98 472.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 283.62 472.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.04 472.10 Td (growth. ) Tj ET Q q 0 0 0 rg BT 332.86 472.10 Td (Hypothetically ) Tj ET Q q 0 0 0 rg BT 394.27 472.10 Td (if ) Tj ET Q q 0 0 0 rg BT 402.36 472.10 Td (those ) Tj ET Q q 0 0 0 rg BT 425.46 472.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 461.32 472.10 Td (were ) Tj ET Q q 0 0 0 rg BT 482.73 472.10 Td (to ) Tj ET Q q 0 0 0 rg BT 492.50 472.10 Td (be ) Tj ET Q q 0 0 0 rg BT 503.92 472.10 Td (not ) Tj ET Q q 0 0 0 rg BT 518.68 472.10 Td (considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (indefinitely ) Tj ET Q q 0 0 0 rg BT 100.47 460.10 Td (invested, ) Tj ET Q q 0 0 0 rg BT 140.67 460.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.80 460.10 Td ($71.9 ) Tj ET Q q 0 0 0 rg BT 229.68 460.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.57 460.10 Td ( ) Tj ET Q q 0 0 0 rg BT 262.94 460.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.65 460.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 313.32 460.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 335.48 460.10 Td (income ) Tj ET Q q 0 0 0 rg BT 369.29 460.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 394.21 460.10 Td (would ) Tj ET Q q 0 0 0 rg BT 423.58 460.10 Td (had ) Tj ET Q q 0 0 0 rg BT 442.39 460.10 Td (to ) Tj ET Q q 0 0 0 rg BT 454.55 460.10 Td (have ) Tj ET Q q 0 0 0 rg BT 477.80 460.10 Td (been ) Tj ET Q q 0 0 0 rg BT 501.05 460.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 540.97 460.10 Td (as ) Tj ET Q q 0 0 0 rg BT 553.67 460.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.58 448.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 448.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 89.21 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.43 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.64 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 98.86 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 102.07 426.10 Td ( ) Tj ET Q q 0 0 0 rg BT 105.29 426.10 Td (On ) Tj ET Q q 0 0 0 rg BT 120.72 426.10 Td (January ) Tj ET Q q 0 0 0 rg BT 155.04 426.10 Td (6, ) Tj ET Q q 0 0 0 rg BT 165.75 426.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 191.46 426.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 213.56 426.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 247.86 426.10 Td (a ) Tj ET Q q 0 0 0 rg BT 255.52 426.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 298.73 426.10 Td (with ) Tj ET Q q 0 0 0 rg BT 319.72 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.15 426.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 369.46 426.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 407.66 426.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 440.86 426.10 Td (with ) Tj ET Q q 0 0 0 rg BT 461.85 426.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 493.38 426.10 Td (to ) Tj ET Q q 0 0 0 rg BT 504.37 426.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.80 426.10 Td (previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 89.87 414.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 112.53 414.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.52 414.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 145.18 414.10 Td (s ) Tj ET Q q 0 0 0 rg BT 151.73 414.10 Td (income ) Tj ET Q q 0 0 0 rg BT 183.82 414.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 198.70 414.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 229.12 414.10 Td (for ) Tj ET Q q 0 0 0 rg BT 243.44 414.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.31 414.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 289.84 414.10 Td (years ) Tj ET Q q 0 0 0 rg BT 313.60 414.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 336.26 414.10 Td (through ) Tj ET Q q 0 0 0 rg BT 370.02 414.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 397.49 414.10 Td (The ) Tj ET Q q 0 0 0 rg BT 415.69 414.10 Td (original ) Tj ET Q q 0 0 0 rg BT 449.46 414.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 472.11 414.10 Td (was ) Tj ET Q q 0 0 0 rg BT 490.32 414.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 529.07 414.10 Td (to ) Tj ET Q q 0 0 0 rg BT 539.50 414.10 Td (2012, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.10 Td (which ) Tj ET Q q 0 0 0 rg BT 77.94 402.10 Td (is ) Tj ET Q q 0 0 0 rg BT 88.11 402.10 Td (now ) Tj ET Q q 0 0 0 rg BT 108.83 402.10 Td (part ) Tj ET Q q 0 0 0 rg BT 127.87 402.10 Td (of ) Tj ET Q q 0 0 0 rg BT 139.70 402.10 Td (that ) Tj ET Q q 0 0 0 rg BT 158.19 402.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 201.69 402.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 226.84 402.10 Td (December ) Tj ET Q q 0 0 0 rg BT 271.42 402.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 287.42 402.10 Td (2014.) Tj ET Q q 0 0 0 rg BT 312.24 402.10 Td (The ) Tj ET Q q 0 0 0 rg BT 331.29 402.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 379.22 402.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 414.38 402.10 Td (in ) Tj ET Q q 0 0 0 rg BT 425.65 402.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.59 402.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 454.86 402.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 492.79 402.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.62 402.10 Td ($20.5 ) Tj ET Q q 0 0 0 rg BT 530.62 402.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.51 402.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.10 Td (including ) Tj ET Q q 0 0 0 rg BT 89.68 390.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 121.01 390.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.25 390.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 150.65 390.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.54 390.10 Td (, ) Tj ET Q q 0 0 0 rg BT 183.95 390.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.29 390.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.63 390.10 Td (\($1.5\) ) Tj ET Q q 0 0 0 rg BT 232.69 390.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.58 390.10 Td ( ) Tj ET Q q 0 0 0 rg BT 263.49 390.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 292.60 390.10 Td (on ) Tj ET Q q 0 0 0 rg BT 304.51 390.10 Td (net ) Tj ET Q q 0 0 0 rg BT 318.63 390.10 Td (income ) Tj ET Q q 0 0 0 rg BT 349.96 390.10 Td (for ) Tj ET Q q 0 0 0 rg BT 363.53 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 377.65 390.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 403.99 390.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 434.21 390.10 Td (of ) Tj ET Q q 0 0 0 rg BT 444.44 390.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 466.34 390.10 Td (after ) Tj ET Q q 0 0 0 rg BT 486.56 390.10 Td (taking ) Tj ET Q q 0 0 0 rg BT 513.46 390.10 Td (into ) Tj ET Q q 0 0 0 rg BT 530.92 390.10 Td (account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.74 378.10 Td (company) Tj ET Q q 0 0 0 rg BT 104.17 378.10 Td (s ) Tj ET Q q 0 0 0 rg BT 110.58 378.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 155.32 378.10 Td (established ) Tj ET Q q 0 0 0 rg BT 202.28 378.10 Td (and ) Tj ET Q q 0 0 0 rg BT 219.24 378.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 258.97 378.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 303.16 378.10 Td (for ) Tj ET Q q 0 0 0 rg BT 317.35 378.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 357.07 378.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 371.81 378.10 Td (positions. ) Tj ET Q q 0 0 0 rg BT 412.76 378.10 Td (This ) Tj ET Q q 0 0 0 rg BT 433.06 378.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 475.58 378.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 511.42 378.10 Td (all ) Tj ET Q q 0 0 0 rg BT 523.94 378.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 550.35 378.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 366.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 96.09 366.10 Td (years ) Tj ET Q q 0 0 0 rg BT 119.69 366.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 142.19 366.10 Td (through ) Tj ET Q q 0 0 0 rg BT 175.80 366.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 200.80 366.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 344.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.31 344.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 156.96 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 173.16 344.10 Td (its ) Tj ET Q q 0 0 0 rg BT 184.37 344.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 233.35 344.10 Td (file ) Tj ET Q q 0 0 0 rg BT 248.44 344.10 Td (income ) Tj ET Q q 0 0 0 rg BT 279.63 344.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 293.61 344.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 323.15 344.10 Td (in ) Tj ET Q q 0 0 0 rg BT 332.69 344.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.67 344.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 366.21 344.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 395.73 344.10 Td (jurisdiction, ) Tj ET Q q 0 0 0 rg BT 445.54 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.74 344.10 Td (various ) Tj ET Q q 0 0 0 rg BT 492.95 344.10 Td (states ) Tj ET Q q 0 0 0 rg BT 516.92 344.10 Td (and ) Tj ET Q q 0 0 0 rg BT 533.13 344.10 Td (foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 332.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 103.67 332.10 Td (W) Tj ET Q q 0 0 0 rg BT 112.70 332.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 125.12 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 139.19 332.10 Td (exception ) Tj ET Q q 0 0 0 rg BT 179.92 332.10 Td (of ) Tj ET Q q 0 0 0 rg BT 190.11 332.10 Td (NOL) Tj ET Q q 0 0 0 rg BT 210.29 332.10 Td ( ) Tj ET Q q 0 0 0 rg BT 212.15 332.10 Td (carryforwards, ) Tj ET Q q 0 0 0 rg BT 272.58 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.65 332.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 327.40 332.10 Td (is ) Tj ET Q q 0 0 0 rg BT 335.93 332.10 Td (no ) Tj ET Q q 0 0 0 rg BT 347.78 332.10 Td (longer ) Tj ET Q q 0 0 0 rg BT 375.19 332.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 405.37 332.10 Td (to ) Tj ET Q q 0 0 0 rg BT 415.00 332.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 434.64 332.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 464.25 332.10 Td (or ) Tj ET Q q 0 0 0 rg BT 474.44 332.10 Td (state ) Tj ET Q q 0 0 0 rg BT 494.62 332.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 508.70 332.10 Td (examinations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 320.10 Td (by ) Tj ET Q q 0 0 0 rg BT 63.04 320.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 78.29 320.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 123.54 320.10 Td (for ) Tj ET Q q 0 0 0 rg BT 138.24 320.10 Td (years ) Tj ET Q q 0 0 0 rg BT 162.38 320.10 Td (before ) Tj ET Q q 0 0 0 rg BT 190.96 320.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 216.49 320.10 Td (Regarding ) Tj ET Q q 0 0 0 rg BT 261.19 320.10 Td (our ) Tj ET Q q 0 0 0 rg BT 277.56 320.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 309.47 320.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 354.17 320.10 Td (as ) Tj ET Q q 0 0 0 rg BT 365.54 320.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.90 320.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 436.03 320.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.03 320.10 Td (, ) Tj ET Q q 0 0 0 rg BT 461.56 320.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.82 320.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 492.08 320.10 Td (years ) Tj ET Q q 0 0 0 rg BT 516.21 320.10 Td (that ) Tj ET Q q 0 0 0 rg BT 534.25 320.10 Td (remain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 308.10 Td (open ) Tj ET Q q 0 0 0 rg BT 71.75 308.10 Td (and ) Tj ET Q q 0 0 0 rg BT 88.51 308.10 Td (possibly ) Tj ET Q q 0 0 0 rg BT 124.16 308.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 154.81 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 164.90 308.10 Td (examination ) Tj ET Q q 0 0 0 rg BT 216.64 308.10 Td (by ) Tj ET Q q 0 0 0 rg BT 228.96 308.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.49 308.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 258.03 308.10 Td (authorities ) Tj ET Q q 0 0 0 rg BT 302.55 308.10 Td (in ) Tj ET Q q 0 0 0 rg BT 312.65 308.10 Td (those ) Tj ET Q q 0 0 0 rg BT 336.07 308.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 387.83 308.10 Td (are ) Tj ET Q q 0 0 0 rg BT 401.84 308.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 440.81 308.10 Td (\(2008 ) Tj ET Q q 0 0 0 rg BT 466.46 308.10 Td (to ) Tj ET Q q 0 0 0 rg BT 476.55 308.10 Td (2013\), ) Tj ET Q q 0 0 0 rg BT 504.70 308.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 547.56 308.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 296.10 Td (Brazil ) Tj ET Q q 0 0 0 rg BT 76.93 296.10 Td (\(2008 ) Tj ET Q q 0 0 0 rg BT 102.76 296.10 Td (to ) Tj ET Q q 0 0 0 rg BT 113.04 296.10 Td (2013\), ) Tj ET Q q 0 0 0 rg BT 141.37 296.10 Td (New ) Tj ET Q q 0 0 0 rg BT 162.75 296.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 197.46 296.10 Td (\(2010 ) Tj ET Q q 0 0 0 rg BT 223.29 296.10 Td (to ) Tj ET Q q 0 0 0 rg BT 233.56 296.10 Td (2013\), ) Tj ET Q q 0 0 0 rg BT 261.89 296.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.83 296.10 Td (India ) Tj ET Q q 0 0 0 rg BT 301.88 296.10 Td (\(2009 ) Tj ET Q q 0 0 0 rg BT 327.71 296.10 Td (to ) Tj ET Q q 0 0 0 rg BT 337.99 296.10 Td (2013\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 274.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.49 274.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.32 274.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 189.26 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.41 274.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 247.02 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.30 274.10 Td (F) Tj ET Q q 0 0 0 rg BT 262.12 274.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 283.51 274.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 329.32 274.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 367.36 274.10 Td (on ) Tj ET Q q 0 0 0 rg BT 379.30 274.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 425.11 274.10 Td (for ) Tj ET Q q 0 0 0 rg BT 438.71 274.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 477.85 274.10 Td (income ) Tj ET Q q 0 0 0 rg BT 509.23 274.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 523.39 274.10 Td (positions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 102.13 262.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 141.48 262.10 Td (are ) Tj ET Q q 0 0 0 rg BT 155.83 262.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 201.83 262.10 Td (for ) Tj ET Q q 0 0 0 rg BT 215.63 262.10 Td (a ) Tj ET Q q 0 0 0 rg BT 222.21 262.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 236.57 262.10 Td (position, ) Tj ET Q q 0 0 0 rg BT 273.43 262.10 Td (where ) Tj ET Q q 0 0 0 rg BT 300.00 262.10 Td (based ) Tj ET Q q 0 0 0 rg BT 324.91 262.10 Td (solely ) Tj ET Q q 0 0 0 rg BT 350.94 262.10 Td (on ) Tj ET Q q 0 0 0 rg BT 363.08 262.10 Td (its ) Tj ET Q q 0 0 0 rg BT 374.67 262.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 412.90 262.10 Td (merits, ) Tj ET Q q 0 0 0 rg BT 442.53 262.10 Td (it ) Tj ET Q q 0 0 0 rg BT 450.23 262.10 Td (is ) Tj ET Q q 0 0 0 rg BT 459.04 262.10 Td (believed ) Tj ET Q q 0 0 0 rg BT 495.05 262.10 Td (to ) Tj ET Q q 0 0 0 rg BT 504.97 262.10 Td (be ) Tj ET Q q 0 0 0 rg BT 516.55 262.10 Td (more ) Tj ET Q q 0 0 0 rg BT 539.23 262.10 Td (likely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (than ) Tj ET Q q 0 0 0 rg BT 68.57 250.10 Td (not ) Tj ET Q q 0 0 0 rg BT 82.71 250.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 102.95 250.10 Td (sustainable ) Tj ET Q q 0 0 0 rg BT 148.74 250.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 170.10 250.10 Td (examination. ) Tj ET Q q 0 0 0 rg BT 223.28 250.10 Td (This ) Tj ET Q q 0 0 0 rg BT 242.42 250.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 274.88 250.10 Td (is ) Tj ET Q q 0 0 0 rg BT 282.91 250.10 Td (included ) Tj ET Q q 0 0 0 rg BT 318.70 250.10 Td (in ) Tj ET Q q 0 0 0 rg BT 327.84 250.10 Td (other ) Tj ET Q q 0 0 0 rg BT 349.74 250.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 390.53 250.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 429.10 250.10 Td (in ) Tj ET Q q 0 0 0 rg BT 438.24 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 451.81 250.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 511.48 250.10 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.03 238.10 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 111.92 238.10 Td (A) Tj ET Q q 0 0 0 rg BT 118.59 238.10 Td ( ) Tj ET Q q 0 0 0 rg BT 121.09 238.10 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 178.56 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.39 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 204.11 238.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 246.61 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.54 238.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 293.26 238.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 325.76 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.59 238.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 392.95 238.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 407.67 238.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 441.82 238.10 Td (is ) Tj ET Q q 0 0 0 rg BT 450.99 238.10 Td (as ) Tj ET Q q 0 0 0 rg BT 461.82 238.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 159.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 159.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 159.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 159.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 159.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 159.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 131.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 131.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 131.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 131.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 131.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 131.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 103.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 103.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 103.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 103.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 103.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 103.60 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 159.60000000000002 m 360.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 159.60000000000002 m 364.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 159.60000000000002 m 429.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 159.60000000000002 m 433.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 159.60000000000002 m 498.5 159.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 103.60000000000002 m 360.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 103.60000000000002 m 364.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 103.60000000000002 m 429.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 103.60000000000002 m 433.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 103.60000000000002 m 498.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 103.60000000000002 m 360.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 90.60000000000002 m 360.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 88.60000000000002 m 360.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 103.60000000000002 m 364.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 90.60000000000002 m 364.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 88.60000000000002 m 364.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 103.60000000000002 m 429.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 90.60000000000002 m 429.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 88.60000000000002 m 429.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 103.60000000000002 m 433.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 90.60000000000002 m 433.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 88.60000000000002 m 433.5 88.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 103.60000000000002 m 498.5 103.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 90.60000000000002 m 498.5 90.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 88.60000000000002 m 498.5 88.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.40 189.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.50 179.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.40 189.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.50 179.28 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.40 189.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.50 179.28 Td (2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.05 164.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 150.17 Td (Beginning Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 150.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 150.17 Td (12,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.00 150.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 150.17 Td (5,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.00 150.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 150.17 Td (3,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 136.17 Td (Additions for tax positions related to current year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 136.17 Td (451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 136.17 Td (6,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 136.17 Td (2,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 122.17 Td (Additions for tax positions of prior years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 122.17 Td (9,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 122.17 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 122.17 Td (263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 108.17 Td (Reductions for tax position of prior years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.80 108.22 Td (\(19,521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 108.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 108.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 108.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 94.17 Td (Ending Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 94.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 94.17 Td (3,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.00 94.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 94.17 Td (12,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.00 94.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 94.17 Td (5,925) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 68.10 Td (In ) Tj ET Q q 0 0 0 rg BT 84.70 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 99.29 68.10 Td (above ) Tj ET Q q 0 0 0 rg BT 125.54 68.10 Td (table ) Tj ET Q q 0 0 0 rg BT 147.35 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 161.93 68.10 Td ($19.5 ) Tj ET Q q 0 0 0 rg BT 186.81 68.10 Td (million ) Tj ET Q q 0 0 0 rg BT 218.07 68.10 Td (of ) Tj ET Q q 0 0 0 rg BT 228.77 68.10 Td (reductions ) Tj ET Q q 0 0 0 rg BT 272.80 68.10 Td (to ) Tj ET Q q 0 0 0 rg BT 282.95 68.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.54 68.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 338.80 68.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 373.93 68.10 Td (for ) Tj ET Q q 0 0 0 rg BT 387.96 68.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 427.54 68.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 442.12 68.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 480.61 68.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 520.20 68.10 Td (pertains ) Tj ET Q q 0 0 0 rg BT 554.23 68.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 56.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 93.10 56.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 127.87 56.10 Td (that ) Tj ET Q q 0 0 0 rg BT 144.87 56.10 Td (were ) Tj ET Q q 0 0 0 rg BT 166.31 56.10 Td (released ) Tj ET Q q 0 0 0 rg BT 201.07 56.10 Td (and ) Tj ET Q q 0 0 0 rg BT 217.52 56.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 248.96 56.10 Td (to ) Tj ET Q q 0 0 0 rg BT 258.75 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.98 56.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 318.86 56.10 Td (for ) Tj ET Q q 0 0 0 rg BT 332.53 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.75 56.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 389.86 56.10 Td (of ) Tj ET Q q 0 0 0 rg BT 400.20 56.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.43 56.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 434.22 56.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 467.32 56.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 504.32 56.10 Td (Service's ) Tj ET Q q 0 0 0 rg BT 542.00 56.10 Td (audit ) Tj ET Q endstream endobj 165 0 obj <>] /Rotate 0 /Contents 166 0 R>> endobj 166 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (79) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.26 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.42 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 118.24 742.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 141.17 742.10 Td (through ) Tj ET Q q 0 0 0 rg BT 175.21 742.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 198.15 742.10 Td (income ) Tj ET Q q 0 0 0 rg BT 230.52 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 245.67 742.10 Td (returns, ) Tj ET Q q 0 0 0 rg BT 278.87 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 296.25 742.10 Td (has ) Tj ET Q q 0 0 0 rg BT 312.51 742.10 Td (been ) Tj ET Q q 0 0 0 rg BT 334.32 742.10 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 382.79 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 393.50 742.10 Td (income ) Tj ET Q q 0 0 0 rg BT 425.87 742.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 449.35 742.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 483.38 742.10 Td (within ) Tj ET Q q 0 0 0 rg BT 511.87 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.02 742.10 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 84.54 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.42 730.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 136.94 730.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 171.49 730.10 Td (line ) Tj ET Q q 0 0 0 rg BT 189.93 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 201.70 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 213.48 730.10 Td (December ) Tj ET Q q 0 0 0 rg BT 258.00 730.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 273.95 730.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 297.39 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 308.61 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.27 730.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 386.02 730.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 442.24 730.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 477.88 730.10 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 504.12 730.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.11 730.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 95.73 718.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 128.14 718.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 162.21 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.62 718.10 Td (penalties ) Tj ET Q q 0 0 0 rg BT 218.14 718.10 Td (related ) Tj ET Q q 0 0 0 rg BT 248.33 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 259.08 718.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 315.92 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 331.12 718.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 365.75 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 377.06 718.10 Td (part ) Tj ET Q q 0 0 0 rg BT 395.59 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.89 718.10 Td (income ) Tj ET Q q 0 0 0 rg BT 439.31 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 454.50 718.10 Td (expense. ) Tj ET Q q 0 0 0 rg BT 492.19 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 495.17 718.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 528.13 718.10 Td (assessed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 72.53 706.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 116.15 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.01 706.10 Td (a ) Tj ET Q q 0 0 0 rg BT 133.97 706.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 148.71 706.10 Td (return ) Tj ET Q q 0 0 0 rg BT 175.12 706.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 197.64 706.10 Td (is ) Tj ET Q q 0 0 0 rg BT 206.83 706.10 Td (classified ) Tj ET Q q 0 0 0 rg BT 247.12 706.10 Td (as ) Tj ET Q q 0 0 0 rg BT 257.98 706.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 289.94 706.10 Td (expense. ) Tj ET Q q 0 0 0 rg BT 326.61 706.10 Td (As ) Tj ET Q q 0 0 0 rg BT 340.25 706.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.11 706.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 409.72 706.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.72 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 432.24 706.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.53 706.10 Td ($680 ) Tj ET Q q 0 0 0 rg BT 515.05 706.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.16 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 553.69 706.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 90.39 694.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 121.90 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 138.41 694.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 178.53 694.10 Td (which ) Tj ET Q q 0 0 0 rg BT 205.04 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 213.78 694.10 Td (part ) Tj ET Q q 0 0 0 rg BT 231.40 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.80 694.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.09 694.10 Td ($3.02 ) Tj ET Q q 0 0 0 rg BT 280.66 694.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.56 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 311.63 694.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 340.92 694.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 373.52 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 383.37 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.66 694.10 Td (preceding ) Tj ET Q q 0 0 0 rg BT 439.16 694.10 Td (table, ) Tj ET Q q 0 0 0 rg BT 463.17 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 471.91 694.10 Td (included ) Tj ET Q q 0 0 0 rg BT 508.42 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 518.27 694.10 Td (other ) Tj ET Q q 0 0 0 rg BT 540.89 694.10 Td (long-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (term ) Tj ET Q q 0 0 0 rg BT 70.83 682.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 110.54 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 120.82 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.54 682.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 196.35 682.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 251.62 682.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 286.32 682.10 Td (Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 665.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 665.10 Td (The ) Tj ET Q q 0 0 0 rg BT 104.87 665.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 147.08 665.10 Td (has ) Tj ET Q q 0 0 0 rg BT 163.73 665.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 196.49 665.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.03 665.10 Td (new ) Tj ET Q q 0 0 0 rg BT 232.01 665.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 277.00 665.10 Td (under ) Tj ET Q q 0 0 0 rg BT 303.09 665.10 Td (F) Tj ET Q q 0 0 0 rg BT 307.91 665.10 Td (AS ) Tj ET Q q 0 0 0 rg BT 324.02 665.10 Td (update ) Tj ET Q q 0 0 0 rg BT 354.00 665.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 372.04 665.10 Td (2013-1) Tj ET Q q 0 0 0 rg BT 400.00 665.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 410.82 665.10 Td (Presentation ) Tj ET Q q 0 0 0 rg BT 463.58 665.10 Td (of ) Tj ET Q q 0 0 0 rg BT 475.23 665.10 Td (an ) Tj ET Q q 0 0 0 rg BT 487.99 665.10 Td (Unrecognized ) Tj ET Q q 0 0 0 rg BT 547.16 665.10 Td (T) Tj ET Q q 0 0 0 rg BT 552.57 665.10 Td (ax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 653.10 Td (Benefit ) Tj ET Q q 0 0 0 rg BT 80.83 653.10 Td (When ) Tj ET Q q 0 0 0 rg BT 106.22 653.10 Td (a ) Tj ET Q q 0 0 0 rg BT 112.16 653.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 128.11 653.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 169.60 653.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 190.00 653.10 Td (Carryforward, ) Tj ET Q q 0 0 0 rg BT 248.10 653.10 Td (A) Tj ET Q q 0 0 0 rg BT 254.77 653.10 Td ( ) Tj ET Q q 0 0 0 rg BT 256.27 653.10 Td (Similar ) Tj ET Q q 0 0 0 rg BT 287.12 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 292.53 653.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 303.47 653.10 Td (Loss, ) Tj ET Q q 0 0 0 rg BT 326.37 653.10 Td (or ) Tj ET Q q 0 0 0 rg BT 336.21 653.10 Td (a ) Tj ET Q q 0 0 0 rg BT 342.05 653.10 Td (T) Tj ET Q q 0 0 0 rg BT 347.46 653.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 358.40 653.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 384.91 653.10 Td (Carryforward ) Tj ET Q q 0 0 0 rg BT 440.83 653.10 Td (Exists. ) Tj ET Q q 0 0 0 rg BT 469.29 653.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 495.79 653.10 Td (these ) Tj ET Q q 0 0 0 rg BT 517.84 653.10 Td (provisions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 641.10 Td (an ) Tj ET Q q 0 0 0 rg BT 62.74 641.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 119.91 641.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 135.43 641.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 169.00 641.10 Td (or ) Tj ET Q q 0 0 0 rg BT 180.63 641.10 Td (a ) Tj ET Q q 0 0 0 rg BT 188.38 641.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 220.57 641.10 Td (of ) Tj ET Q q 0 0 0 rg BT 232.20 641.10 Td (an ) Tj ET Q q 0 0 0 rg BT 244.95 641.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 302.11 641.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 317.64 641.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 351.20 641.10 Td (should ) Tj ET Q q 0 0 0 rg BT 381.18 641.10 Td (be ) Tj ET Q q 0 0 0 rg BT 393.92 641.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 435.54 641.10 Td (in ) Tj ET Q q 0 0 0 rg BT 446.63 641.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.15 641.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 500.43 641.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 545.95 641.10 Td (as ) Tj ET Q q 0 0 0 rg BT 557.58 641.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 629.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 89.83 629.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.67 629.10 Td (a ) Tj ET Q q 0 0 0 rg BT 106.17 629.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 141.54 629.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 155.83 629.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 177.33 629.10 Td (for ) Tj ET Q q 0 0 0 rg BT 191.05 629.10 Td (a ) Tj ET Q q 0 0 0 rg BT 197.56 629.10 Td (net ) Tj ET Q q 0 0 0 rg BT 211.84 629.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 251.67 629.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 269.29 629.10 Td (carryforward, ) Tj ET Q q 0 0 0 rg BT 326.04 629.10 Td (a ) Tj ET Q q 0 0 0 rg BT 332.55 629.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 362.38 629.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 376.67 629.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 396.79 629.10 Td (or ) Tj ET Q q 0 0 0 rg BT 407.19 629.10 Td (a ) Tj ET Q q 0 0 0 rg BT 413.69 629.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 427.97 629.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 452.80 629.10 Td (carryforward ) Tj ET Q q 0 0 0 rg BT 507.05 629.10 Td (in ) Tj ET Q q 0 0 0 rg BT 516.89 629.10 Td (most ) Tj ET Q q 0 0 0 rg BT 538.41 629.10 Td (cases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 617.10 Td (This ) Tj ET Q q 0 0 0 rg BT 70.48 617.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 110.97 617.10 Td (has ) Tj ET Q q 0 0 0 rg BT 127.00 617.10 Td (been ) Tj ET Q q 0 0 0 rg BT 148.58 617.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 180.72 617.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.87 617.10 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 218.07 617.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.96 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 249.67 617.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.81 617.10 Td ($8.4 ) Tj ET Q q 0 0 0 rg BT 287.02 617.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.91 617.10 Td ( ) Tj ET Q q 0 0 0 rg BT 318.61 617.10 Td (of ) Tj ET Q q 0 0 0 rg BT 329.65 617.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 386.22 617.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 401.14 617.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 435.50 617.10 Td (have ) Tj ET Q q 0 0 0 rg BT 457.08 617.10 Td (been ) Tj ET Q q 0 0 0 rg BT 478.66 617.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 510.80 617.10 Td (against ) Tj ET Q q 0 0 0 rg BT 541.83 617.10 Td (NOL) Tj ET Q q 0 0 0 rg BT 562.01 617.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 605.10 Td (carryforward ) Tj ET Q q 0 0 0 rg BT 104.69 605.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 141.07 605.10 Td (as ) Tj ET Q q 0 0 0 rg BT 151.90 605.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.73 605.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 221.32 605.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.32 605.10 Td ( ) Tj ET Q q 0 0 0 rg BT 243.82 605.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.76 605.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.76 605.10 Td (, ) Tj ET Q q 0 0 0 rg BT 285.76 605.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 333.42 605.10 Td (.) Tj ET Q endstream endobj 167 0 obj <>] /Rotate 0 /Contents 168 0 R>> endobj 168 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (80) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 730.25 Td (9. ) Tj ET Q q 0 0 0 rg BT 82.49 730.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 108.88 730.25 Td (Repur) Tj ET Q q 0 0 0 rg BT 135.92 730.25 Td (chases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 706.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 108.26 706.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 138.84 706.25 Td (June ) Tj ET Q q 0 0 0 rg BT 160.55 706.25 Td (21, ) Tj ET Q q 0 0 0 rg BT 176.43 706.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 199.82 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 215.41 706.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 263.38 706.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 291.19 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 302.91 706.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 343.49 706.25 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 398.54 706.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 439.13 706.25 Td (an ) Tj ET Q q 0 0 0 rg BT 451.95 706.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 495.32 706.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 540.90 706.25 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 94.93 694.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 113.78 694.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.74 694.25 Td ($100 ) Tj ET Q q 0 0 0 rg BT 145.37 694.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.26 694.25 Td (. ) Tj ET Q q 0 0 0 rg BT 178.27 694.25 Td (The ) Tj ET Q q 0 0 0 rg BT 195.44 694.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 221.51 694.25 Td (directed ) Tj ET Q q 0 0 0 rg BT 255.34 694.25 Td (that ) Tj ET Q q 0 0 0 rg BT 271.96 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 285.81 694.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 334.64 694.25 Td (be ) Tj ET Q q 0 0 0 rg BT 345.70 694.25 Td (funded ) Tj ET Q q 0 0 0 rg BT 375.10 694.25 Td (with ) Tj ET Q q 0 0 0 rg BT 394.51 694.25 Td (available ) Tj ET Q q 0 0 0 rg BT 432.22 694.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 451.62 694.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 487.67 694.25 Td (and ) Tj ET Q q 0 0 0 rg BT 503.74 694.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 523.14 694.25 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (by ) Tj ET Q q 0 0 0 rg BT 62.50 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 77.22 682.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 124.30 682.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 164.56 682.25 Td (activities, ) Tj ET Q q 0 0 0 rg BT 205.66 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 222.60 682.25 Td (be ) Tj ET Q q 0 0 0 rg BT 234.54 682.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 278.69 682.25 Td (in ) Tj ET Q q 0 0 0 rg BT 288.96 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 303.68 682.25 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 350.62 682.25 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 400.33 682.25 Td (months ) Tj ET Q q 0 0 0 rg BT 432.28 682.25 Td (if ) Tj ET Q q 0 0 0 rg BT 440.88 682.25 Td (possible.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 658.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 108.26 658.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 138.71 658.25 Td (June ) Tj ET Q q 0 0 0 rg BT 160.29 658.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 176.04 658.25 Td (201) Tj ET Q q 0 0 0 rg BT 190.67 658.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 198.92 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 214.39 658.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 242.08 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 253.66 658.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 294.12 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 305.70 658.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 330.34 658.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 348.86 658.25 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 403.77 658.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 444.23 658.25 Td (an ) Tj ET Q q 0 0 0 rg BT 456.92 658.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 492.93 658.25 Td (in ) Tj ET Q q 0 0 0 rg BT 503.96 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 519.42 658.25 Td (size ) Tj ET Q q 0 0 0 rg BT 538.22 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 658.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 96.26 646.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 140.15 646.25 Td (share ) Tj ET Q q 0 0 0 rg BT 162.93 646.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 207.92 646.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 226.83 646.25 Td (to ) Tj ET Q q 0 0 0 rg BT 236.29 646.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 267.40 646.25 Td (up ) Tj ET Q q 0 0 0 rg BT 279.08 646.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.54 646.25 Td ($100 ) Tj ET Q q 0 0 0 rg BT 310.23 646.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.12 646.25 Td ( ) Tj ET Q q 0 0 0 rg BT 340.81 646.25 Td (of ) Tj ET Q q 0 0 0 rg BT 350.82 646.25 Td (the ) Tj ET Q q 0 0 0 rg BT 364.72 646.25 Td (Company) Tj ET Q q 0 0 0 rg BT 406.39 646.25 Td (s ) Tj ET Q q 0 0 0 rg BT 411.96 646.25 Td (current ) Tj ET Q q 0 0 0 rg BT 441.96 646.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 490.31 646.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 516.99 646.25 Td (of ) Tj ET Q q 0 0 0 rg BT 527.00 646.25 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (stock. ) Tj ET Q q 0 0 0 rg BT 75.98 634.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 103.35 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 117.94 634.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 142.53 634.25 Td (of ) Tj ET Q q 0 0 0 rg BT 153.24 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 167.83 634.25 Td (Board) Tj ET Q q 0 0 0 rg BT 195.05 634.25 Td (s ) Tj ET Q q 0 0 0 rg BT 201.32 634.25 Td (authorization, ) Tj ET Q q 0 0 0 rg BT 258.95 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.54 634.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 314.80 634.25 Td (retains ) Tj ET Q q 0 0 0 rg BT 343.84 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 358.43 634.25 Td (right ) Tj ET Q q 0 0 0 rg BT 379.69 634.25 Td (to ) Tj ET Q q 0 0 0 rg BT 389.84 634.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 435.52 634.25 Td (up ) Tj ET Q q 0 0 0 rg BT 447.90 634.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.05 634.25 Td ($100 ) Tj ET Q q 0 0 0 rg BT 480.43 634.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.32 634.25 Td ( ) Tj ET Q q 0 0 0 rg BT 511.70 634.25 Td (in ) Tj ET Q q 0 0 0 rg BT 521.85 634.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 549.22 634.25 Td (but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (does ) Tj ET Q q 0 0 0 rg BT 71.80 622.25 Td (not ) Tj ET Q q 0 0 0 rg BT 88.06 622.25 Td (have ) Tj ET Q q 0 0 0 rg BT 110.41 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 121.66 622.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 168.44 622.25 Td (this ) Tj ET Q q 0 0 0 rg BT 186.36 622.25 Td (entire ) Tj ET Q q 0 0 0 rg BT 212.60 622.25 Td (amount. ) Tj ET Q q 0 0 0 rg BT 248.32 622.25 Td (The ) Tj ET Q q 0 0 0 rg BT 267.34 622.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 314.12 622.25 Td (plan) Tj ET Q q 0 0 0 rg BT 334.11 622.25 Td (s ) Tj ET Q q 0 0 0 rg BT 341.48 622.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 367.17 622.25 Td (have ) Tj ET Q q 0 0 0 rg BT 389.52 622.25 Td (been ) Tj ET Q q 0 0 0 rg BT 411.87 622.25 Td (structured ) Tj ET Q q 0 0 0 rg BT 455.33 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 466.58 622.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 500.05 622.25 Td (with ) Tj ET Q q 0 0 0 rg BT 521.31 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 537.00 622.25 Td (SEC) Tj ET Q q 0 0 0 rg BT 558.12 622.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (Rule10b-18, ) Tj ET Q q 0 0 0 rg BT 104.23 610.25 Td (and ) Tj ET Q q 0 0 0 rg BT 120.68 610.25 Td (are ) Tj ET Q q 0 0 0 rg BT 134.90 610.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 165.24 610.25 Td (to ) Tj ET Q q 0 0 0 rg BT 175.04 610.25 Td (market ) Tj ET Q q 0 0 0 rg BT 204.81 610.25 Td (conditions ) Tj ET Q q 0 0 0 rg BT 248.49 610.25 Td (and ) Tj ET Q q 0 0 0 rg BT 264.95 610.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 308.05 610.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 329.50 610.25 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 386.07 610.25 Td (The ) Tj ET Q q 0 0 0 rg BT 403.63 610.25 Td (program ) Tj ET Q q 0 0 0 rg BT 439.52 610.25 Td (does ) Tj ET Q q 0 0 0 rg BT 459.86 610.25 Td (not ) Tj ET Q q 0 0 0 rg BT 474.66 610.25 Td (obligate ) Tj ET Q q 0 0 0 rg BT 508.88 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 523.11 610.25 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.72 598.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 93.09 598.25 Td (any ) Tj ET Q q 0 0 0 rg BT 110.47 598.25 Td (specific ) Tj ET Q q 0 0 0 rg BT 144.51 598.25 Td (number ) Tj ET Q q 0 0 0 rg BT 178.00 598.25 Td (of ) Tj ET Q q 0 0 0 rg BT 189.28 598.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 217.21 598.25 Td (and ) Tj ET Q q 0 0 0 rg BT 234.59 598.25 Td (may ) Tj ET Q q 0 0 0 rg BT 254.76 598.25 Td (be ) Tj ET Q q 0 0 0 rg BT 267.14 598.25 Td (suspended ) Tj ET Q q 0 0 0 rg BT 311.74 598.25 Td (or ) Tj ET Q q 0 0 0 rg BT 323.02 598.25 Td (terminated ) Tj ET Q q 0 0 0 rg BT 368.72 598.25 Td (at ) Tj ET Q q 0 0 0 rg BT 378.88 598.25 Td (any ) Tj ET Q q 0 0 0 rg BT 396.26 598.25 Td (time. ) Tj ET Q q 0 0 0 rg BT 418.83 598.25 Td (All ) Tj ET Q q 0 0 0 rg BT 434.56 598.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 476.93 598.25 Td (are ) Tj ET Q q 0 0 0 rg BT 492.08 598.25 Td (made ) Tj ET Q q 0 0 0 rg BT 516.68 598.25 Td (in ) Tj ET Q q 0 0 0 rg BT 527.40 598.25 Td (the ) Tj ET Q q 0 0 0 rg BT 542.56 598.25 Td (open ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.25 Td (market. ) Tj ET Q q 0 0 0 rg BT 82.78 586.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.54 586.25 Td (reasury ) Tj ET Q q 0 0 0 rg BT 120.68 586.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 144.50 586.25 Td (is ) Tj ET Q q 0 0 0 rg BT 153.88 586.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 191.56 586.25 Td (at ) Tj ET Q q 0 0 0 rg BT 201.49 586.25 Td (its ) Tj ET Q q 0 0 0 rg BT 213.65 586.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 250.79 586.25 Td (cost. ) Tj ET Q q 0 0 0 rg BT 272.11 586.25 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.15 586.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 586.25 Td ( ) Tj ET Q q 0 0 0 rg BT 325.86 586.25 Td (the ) Tj ET Q q 0 0 0 rg BT 340.79 586.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 382.39 586.25 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.40 586.25 Td (2,146,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.40 586.25 Td ( ) Tj ET Q q 0 0 0 rg BT 476.11 586.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 503.82 586.25 Td (of ) Tj ET Q q 0 0 0 rg BT 514.86 586.25 Td (its ) Tj ET Q q 0 0 0 rg BT 527.02 586.25 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 72.84 574.25 Td (under ) Tj ET Q q 0 0 0 rg BT 97.34 574.25 Td (this ) Tj ET Q q 0 0 0 rg BT 113.53 574.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 132.48 574.25 Td (for ) Tj ET Q q 0 0 0 rg BT 145.87 574.25 Td (total ) Tj ET Q q 0 0 0 rg BT 165.38 574.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 220.98 574.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.04 574.25 Td ($31.9 ) Tj ET Q q 0 0 0 rg BT 255.28 574.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.17 574.25 Td (. ) Tj ET Q q 0 0 0 rg BT 288.40 574.25 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.47 574.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.47 574.25 Td ( ) Tj ET Q q 0 0 0 rg BT 340.20 574.25 Td (the ) Tj ET Q q 0 0 0 rg BT 354.15 574.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 394.77 574.25 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.81 574.25 Td (250,900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.31 574.25 Td ( ) Tj ET Q q 0 0 0 rg BT 479.04 574.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 505.77 574.25 Td (of ) Tj ET Q q 0 0 0 rg BT 515.83 574.25 Td (its ) Tj ET Q q 0 0 0 rg BT 527.01 574.25 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 73.85 562.25 Td (under ) Tj ET Q q 0 0 0 rg BT 99.36 562.25 Td (this ) Tj ET Q q 0 0 0 rg BT 116.55 562.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 136.50 562.25 Td (for ) Tj ET Q q 0 0 0 rg BT 150.91 562.25 Td (total ) Tj ET Q q 0 0 0 rg BT 171.42 562.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 228.03 562.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.10 562.25 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 259.34 562.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.24 562.25 Td (. ) Tj ET Q q 0 0 0 rg BT 293.48 562.25 Td (In ) Tj ET Q q 0 0 0 rg BT 304.55 562.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 342.56 562.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.41 562.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 391.41 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 394.15 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.11 562.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 450.74 562.25 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.78 562.25 Td (983,818) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.28 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 537.02 562.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.47 550.25 Td (its ) Tj ET Q q 0 0 0 rg BT 74.06 550.25 Td (common ) Tj ET Q q 0 0 0 rg BT 112.19 550.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 136.44 550.25 Td (under ) Tj ET Q q 0 0 0 rg BT 162.35 550.25 Td (this ) Tj ET Q q 0 0 0 rg BT 179.94 550.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 200.29 550.25 Td (for ) Tj ET Q q 0 0 0 rg BT 215.09 550.25 Td (total ) Tj ET Q q 0 0 0 rg BT 236.01 550.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 293.02 550.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.49 550.25 Td ($18.4 ) Tj ET Q q 0 0 0 rg BT 330.13 550.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.02 550.25 Td (. ) Tj ET Q q 0 0 0 rg BT 363.97 550.25 Td (As ) Tj ET Q q 0 0 0 rg BT 378.22 550.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.69 550.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 448.91 550.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.91 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 472.05 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 487.41 550.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 529.43 550.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.01 550.25 Td ($71 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 538.25 Td ( ) Tj ET Q q 0 0 0 rg BT 81.39 538.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 124.43 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 134.71 538.25 Td (its ) Tj ET Q q 0 0 0 rg BT 146.66 538.25 Td (share ) Tj ET Q q 0 0 0 rg BT 170.26 538.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 216.06 538.25 Td (authorization.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 502.25 Td (10. ) Tj ET Q q 0 0 0 rg BT 87.49 502.25 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 134.41 502.25 Td (Instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 485.25 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 485.25 Td ( ) Tj ET Q q 0 0 0 rg BT 55.00 485.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 485.25 Td (In ) Tj ET Q q 0 0 0 rg BT 97.39 485.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 144.32 485.25 Td (with ) Tj ET Q q 0 0 0 rg BT 165.15 485.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.42 485.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 227.36 485.25 Td (of ) Tj ET Q q 0 0 0 rg BT 238.75 485.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 283.47 485.25 Td (ef) Tj ET Q q 0 0 0 rg BT 291.06 485.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 321.32 485.25 Td (June ) Tj ET Q q 0 0 0 rg BT 342.70 485.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 353.26 485.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 378.82 485.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 400.76 485.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 428.82 485.25 Td (a ) Tj ET Q q 0 0 0 rg BT 436.31 485.25 Td (put ) Tj ET Q q 0 0 0 rg BT 452.15 485.25 Td (option ) Tj ET Q q 0 0 0 rg BT 480.76 485.25 Td (to ) Tj ET Q q 0 0 0 rg BT 491.60 485.25 Td (PlanetSoft's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.01 485.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 485.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 473.25 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 105.58 473.25 Td (The ) Tj ET Q q 0 0 0 rg BT 123.86 473.25 Td (put ) Tj ET Q q 0 0 0 rg BT 139.37 473.25 Td (option, ) Tj ET Q q 0 0 0 rg BT 170.16 473.25 Td (which ) Tj ET Q q 0 0 0 rg BT 197.34 473.25 Td (expired ) Tj ET Q q 0 0 0 rg BT 230.06 473.25 Td (in ) Tj ET Q q 0 0 0 rg BT 240.57 473.25 Td (June ) Tj ET Q q 0 0 0 rg BT 261.64 473.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 286.88 473.25 Td (was ) Tj ET Q q 0 0 0 rg BT 305.16 473.25 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 352.87 473.25 Td (during ) Tj ET Q q 0 0 0 rg BT 381.71 473.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.67 473.25 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.67 473.25 Td (-day ) Tj ET Q q 0 0 0 rg BT 427.17 473.25 Td (period ) Tj ET Q q 0 0 0 rg BT 455.45 473.25 Td (immediately ) Tj ET Q q 0 0 0 rg BT 508.18 473.25 Td (following ) Tj ET Q q 0 0 0 rg BT 549.80 473.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 461.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.00 461.25 Td (-year ) Tj ET Q q 0 0 0 rg BT 87.72 461.25 Td (anniversary ) Tj ET Q q 0 0 0 rg BT 136.56 461.25 Td (date ) Tj ET Q q 0 0 0 rg BT 155.40 461.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.92 461.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.32 461.25 Td (business ) Tj ET Q q 0 0 0 rg BT 216.40 461.25 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 264.97 461.25 Td (which ) Tj ET Q q 0 0 0 rg BT 291.60 461.25 Td (if ) Tj ET Q q 0 0 0 rg BT 299.89 461.25 Td (exercised ) Tj ET Q q 0 0 0 rg BT 339.83 461.25 Td (would ) Tj ET Q q 0 0 0 rg BT 367.02 461.25 Td (have ) Tj ET Q q 0 0 0 rg BT 388.09 461.25 Td (enabled ) Tj ET Q q 0 0 0 rg BT 421.37 461.25 Td (them ) Tj ET Q q 0 0 0 rg BT 443.55 461.25 Td (to ) Tj ET Q q 0 0 0 rg BT 453.52 461.25 Td (sell ) Tj ET Q q 0 0 0 rg BT 469.59 461.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.99 461.25 Td (underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.51 461.25 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 461.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 449.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 77.64 449.25 Td (of ) Tj ET Q q 0 0 0 rg BT 88.62 449.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 110.15 449.25 Td (common ) Tj ET Q q 0 0 0 rg BT 147.80 449.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 171.56 449.25 Td (they ) Tj ET Q q 0 0 0 rg BT 191.42 449.25 Td (received ) Tj ET Q q 0 0 0 rg BT 227.93 449.25 Td (as ) Tj ET Q q 0 0 0 rg BT 238.91 449.25 Td (part ) Tj ET Q q 0 0 0 rg BT 257.11 449.25 Td (of ) Tj ET Q q 0 0 0 rg BT 268.09 449.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.95 449.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 321.14 449.25 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 380.16 449.25 Td (back ) Tj ET Q q 0 0 0 rg BT 401.68 449.25 Td (to ) Tj ET Q q 0 0 0 rg BT 412.11 449.25 Td (the ) Tj ET Q q 0 0 0 rg BT 426.98 449.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 468.51 449.25 Td (at ) Tj ET Q q 0 0 0 rg BT 478.38 449.25 Td (a ) Tj ET Q q 0 0 0 rg BT 485.47 449.25 Td (price ) Tj ET Q q 0 0 0 rg BT 508.10 449.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.08 449.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 546.58 449.25 Td ( ) Tj ET Q q 0 0 0 rg BT 549.23 449.25 Td (per ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 437.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 76.39 437.25 Td (which ) Tj ET Q q 0 0 0 rg BT 103.62 437.25 Td (represented ) Tj ET Q q 0 0 0 rg BT 152.49 437.25 Td (the ) Tj ET Q q 0 0 0 rg BT 167.50 437.25 Td (per) Tj ET Q q 0 0 0 rg BT 180.06 437.25 Td (-share ) Tj ET Q q 0 0 0 rg BT 207.28 437.25 Td (value ) Tj ET Q q 0 0 0 rg BT 231.73 437.25 Td (established ) Tj ET Q q 0 0 0 rg BT 278.95 437.25 Td (on ) Tj ET Q q 0 0 0 rg BT 291.74 437.25 Td (the ) Tj ET Q q 0 0 0 rg BT 306.75 437.25 Td (ef) Tj ET Q q 0 0 0 rg BT 314.33 437.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 344.33 437.25 Td (date ) Tj ET Q q 0 0 0 rg BT 363.77 437.25 Td (of ) Tj ET Q q 0 0 0 rg BT 374.89 437.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.90 437.25 Td (closing ) Tj ET Q q 0 0 0 rg BT 421.57 437.25 Td (of ) Tj ET Q q 0 0 0 rg BT 432.69 437.25 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 460.06 437.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 506.73 437.25 Td (of ) Tj ET Q q 0 0 0 rg BT 517.85 437.25 Td (PlanetSoft. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 425.25 Td (In ) Tj ET Q q 0 0 0 rg BT 61.01 425.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 108.65 425.25 Td (with ) Tj ET Q q 0 0 0 rg BT 129.11 425.25 Td (the ) Tj ET Q q 0 0 0 rg BT 144.00 425.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 178.89 425.25 Td (authoritative ) Tj ET Q q 0 0 0 rg BT 232.10 425.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 278.66 425.25 Td (literature ) Tj ET Q q 0 0 0 rg BT 317.42 425.25 Td (a ) Tj ET Q q 0 0 0 rg BT 324.54 425.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 356.11 425.25 Td (of ) Tj ET Q q 0 0 0 rg BT 367.12 425.25 Td (the ) Tj ET Q q 0 0 0 rg BT 382.01 425.25 Td (total ) Tj ET Q q 0 0 0 rg BT 402.47 425.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 440.68 425.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 497.24 425.25 Td (was ) Tj ET Q q 0 0 0 rg BT 515.47 425.25 Td (allocated ) Tj ET Q q 0 0 0 rg BT 554.24 425.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 413.25 Td (this ) Tj ET Q q 0 0 0 rg BT 66.84 413.25 Td (put ) Tj ET Q q 0 0 0 rg BT 82.02 413.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 115.52 413.25 Td (based ) Tj ET Q q 0 0 0 rg BT 140.69 413.25 Td (on ) Tj ET Q q 0 0 0 rg BT 153.09 413.25 Td (its ) Tj ET Q q 0 0 0 rg BT 164.93 413.25 Td (initial ) Tj ET Q q 0 0 0 rg BT 190.66 413.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 206.93 413.25 Td (value, ) Tj ET Q q 0 0 0 rg BT 233.48 413.25 Td (which ) Tj ET Q q 0 0 0 rg BT 260.32 413.25 Td (was ) Tj ET Q q 0 0 0 rg BT 278.27 413.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 325.64 413.25 Td (to ) Tj ET Q q 0 0 0 rg BT 335.82 413.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 413.25 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 367.55 413.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.44 413.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.84 413.25 Td (using ) Tj ET Q q 0 0 0 rg BT 422.90 413.25 Td (a ) Tj ET Q q 0 0 0 rg BT 429.74 413.25 Td (Black-Scholes ) Tj ET Q q 0 0 0 rg BT 489.90 413.25 Td (model. ) Tj ET Q q 0 0 0 rg BT 519.62 413.25 Td (The ) Tj ET Q q 0 0 0 rg BT 537.56 413.25 Td (inputs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 401.25 Td (used ) Tj ET Q q 0 0 0 rg BT 70.56 401.25 Td (in ) Tj ET Q q 0 0 0 rg BT 80.56 401.25 Td (the ) Tj ET Q q 0 0 0 rg BT 95.00 401.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 134.44 401.25 Td (of ) Tj ET Q q 0 0 0 rg BT 145.00 401.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.44 401.25 Td (put ) Tj ET Q q 0 0 0 rg BT 174.44 401.25 Td (option ) Tj ET Q q 0 0 0 rg BT 202.22 401.25 Td (include ) Tj ET Q q 0 0 0 rg BT 233.88 401.25 Td (term, ) Tj ET Q q 0 0 0 rg BT 256.93 401.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 280.27 401.25 Td (price ) Tj ET Q q 0 0 0 rg BT 302.48 401.25 Td (volatility) Tj ET Q q 0 0 0 rg BT 337.94 401.25 Td (, ) Tj ET Q q 0 0 0 rg BT 342.66 401.25 Td (current ) Tj ET Q q 0 0 0 rg BT 373.20 401.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 396.54 401.25 Td (price, ) Tj ET Q q 0 0 0 rg BT 421.25 401.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 456.23 401.25 Td (price, ) Tj ET Q q 0 0 0 rg BT 480.94 401.25 Td (and ) Tj ET Q q 0 0 0 rg BT 497.60 401.25 Td (the ) Tj ET Q q 0 0 0 rg BT 512.05 401.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 529.27 401.25 Td (free ) Tj ET Q q 0 0 0 rg BT 547.03 401.25 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 389.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.14 389.25 Td (return. ) Tj ET Q q 0 0 0 rg BT 90.13 389.25 Td (The ) Tj ET Q q 0 0 0 rg BT 108.49 389.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 150.19 389.25 Td (classified ) Tj ET Q q 0 0 0 rg BT 190.76 389.25 Td (the ) Tj ET Q q 0 0 0 rg BT 205.79 389.25 Td (put ) Tj ET Q q 0 0 0 rg BT 221.38 389.25 Td (option, ) Tj ET Q q 0 0 0 rg BT 252.25 389.25 Td (for ) Tj ET Q q 0 0 0 rg BT 266.73 389.25 Td (which ) Tj ET Q q 0 0 0 rg BT 293.98 389.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.01 389.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 325.70 389.25 Td (value ) Tj ET Q q 0 0 0 rg BT 350.16 389.25 Td (is ) Tj ET Q q 0 0 0 rg BT 359.65 389.25 Td (re-measured ) Tj ET Q q 0 0 0 rg BT 411.87 389.25 Td (on ) Tj ET Q q 0 0 0 rg BT 424.68 389.25 Td (a ) Tj ET Q q 0 0 0 rg BT 431.94 389.25 Td (recurring ) Tj ET Q q 0 0 0 rg BT 471.39 389.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 494.21 389.25 Td (at ) Tj ET Q q 0 0 0 rg BT 504.24 389.25 Td (each ) Tj ET Q q 0 0 0 rg BT 525.36 389.25 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 377.25 Td (date ) Tj ET Q q 0 0 0 rg BT 69.54 377.25 Td (as ) Tj ET Q q 0 0 0 rg BT 80.76 377.25 Td (a ) Tj ET Q q 0 0 0 rg BT 88.09 377.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 113.74 377.25 Td (2 ) Tj ET Q q 0 0 0 rg BT 121.62 377.25 Td (instrument ) Tj ET Q q 0 0 0 rg BT 167.28 377.25 Td (\(i.e. ) Tj ET Q q 0 0 0 rg BT 185.72 377.25 Td (wherein ) Tj ET Q q 0 0 0 rg BT 220.81 377.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 237.58 377.25 Td (is ) Tj ET Q q 0 0 0 rg BT 247.13 377.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 283.34 377.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 331.21 377.25 Td (and ) Tj ET Q q 0 0 0 rg BT 348.53 377.25 Td (based ) Tj ET Q q 0 0 0 rg BT 374.19 377.25 Td (on ) Tj ET Q q 0 0 0 rg BT 387.08 377.25 Td (observable ) Tj ET Q q 0 0 0 rg BT 433.28 377.25 Td (inputs ) Tj ET Q q 0 0 0 rg BT 460.62 377.25 Td (other ) Tj ET Q q 0 0 0 rg BT 484.05 377.25 Td (than ) Tj ET Q q 0 0 0 rg BT 504.15 377.25 Td (quoted ) Tj ET Q q 0 0 0 rg BT 534.26 377.25 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 365.25 Td (prices\), ) Tj ET Q q 0 0 0 rg BT 82.47 365.25 Td (which ) Tj ET Q q 0 0 0 rg BT 109.67 365.25 Td (we ) Tj ET Q q 0 0 0 rg BT 124.09 365.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 155.72 365.25 Td (is ) Tj ET Q q 0 0 0 rg BT 165.15 365.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.13 365.25 Td (most ) Tj ET Q q 0 0 0 rg BT 202.34 365.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 250.63 365.25 Td (level ) Tj ET Q q 0 0 0 rg BT 272.83 365.25 Td (within ) Tj ET Q q 0 0 0 rg BT 301.15 365.25 Td (the ) Tj ET Q q 0 0 0 rg BT 316.13 365.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 332.76 365.25 Td (value ) Tj ET Q q 0 0 0 rg BT 357.18 365.25 Td (hierarchy ) Tj ET Q q 0 0 0 rg BT 397.70 365.25 Td (based ) Tj ET Q q 0 0 0 rg BT 423.23 365.25 Td (on ) Tj ET Q q 0 0 0 rg BT 435.99 365.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.96 365.25 Td (inputs ) Tj ET Q q 0 0 0 rg BT 478.17 365.25 Td (used ) Tj ET Q q 0 0 0 rg BT 499.27 365.25 Td (to ) Tj ET Q q 0 0 0 rg BT 509.80 365.25 Td (determine ) Tj ET Q q 0 0 0 rg BT 552.55 365.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 353.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.42 353.25 Td (value ) Tj ET Q q 0 0 0 rg BT 90.61 353.25 Td (at ) Tj ET Q q 0 0 0 rg BT 100.36 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 115.12 353.25 Td (measurement ) Tj ET Q q 0 0 0 rg BT 170.97 353.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 192.66 353.25 Td (During ) Tj ET Q q 0 0 0 rg BT 223.53 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.28 353.25 Td (months ) Tj ET Q q 0 0 0 rg BT 270.27 353.25 Td (of ) Tj ET Q q 0 0 0 rg BT 281.14 353.25 Td (July ) Tj ET Q q 0 0 0 rg BT 300.35 353.25 Td (and ) Tj ET Q q 0 0 0 rg BT 316.76 353.25 Td (August ) Tj ET Q q 0 0 0 rg BT 348.19 353.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 370.73 353.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.48 353.25 Td (former ) Tj ET Q q 0 0 0 rg BT 415.23 353.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 468.30 353.25 Td (of ) Tj ET Q q 0 0 0 rg BT 479.17 353.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 523.38 353.25 Td (elected ) Tj ET Q q 0 0 0 rg BT 554.22 353.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 341.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 84.43 341.25 Td (their ) Tj ET Q q 0 0 0 rg BT 104.44 341.25 Td (put ) Tj ET Q q 0 0 0 rg BT 118.90 341.25 Td (option ) Tj ET Q q 0 0 0 rg BT 146.13 341.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 170.59 341.25 Td (with ) Tj ET Q q 0 0 0 rg BT 190.05 341.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 220.04 341.25 Td (to ) Tj ET Q q 0 0 0 rg BT 229.50 341.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.40 341.25 Td (then ) Tj ET Q q 0 0 0 rg BT 262.29 341.25 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.52 341.25 Td (209,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 337.02 341.25 Td ( ) Tj ET Q q 0 0 0 rg BT 338.70 341.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 365.37 341.25 Td (of ) Tj ET Q q 0 0 0 rg BT 375.38 341.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 395.94 341.25 Td (common ) Tj ET Q q 0 0 0 rg BT 432.62 341.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 455.41 341.25 Td (they ) Tj ET Q q 0 0 0 rg BT 474.30 341.25 Td (still ) Tj ET Q q 0 0 0 rg BT 490.99 341.25 Td (held. ) Tj ET Q q 0 0 0 rg BT 512.01 341.25 Td (Accordingly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 329.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.91 329.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 118.13 329.25 Td (put ) Tj ET Q q 0 0 0 rg BT 133.60 329.25 Td (those ) Tj ET Q q 0 0 0 rg BT 157.40 329.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 185.08 329.25 Td (back ) Tj ET Q q 0 0 0 rg BT 206.65 329.25 Td (to ) Tj ET Q q 0 0 0 rg BT 217.12 329.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.03 329.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 273.60 329.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.51 329.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.01 329.25 Td ( ) Tj ET Q q 0 0 0 rg BT 313.70 329.25 Td (per ) Tj ET Q q 0 0 0 rg BT 329.16 329.25 Td (share ) Tj ET Q q 0 0 0 rg BT 352.95 329.25 Td (plus ) Tj ET Q q 0 0 0 rg BT 372.31 329.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 404.43 329.25 Td (at ) Tj ET Q q 0 0 0 rg BT 414.34 329.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.25 329.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 446.92 329.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.94 329.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.27 329.25 Td ( ) Tj ET Q q 0 0 0 rg BT 478.96 329.25 Td (as ) Tj ET Q q 0 0 0 rg BT 489.99 329.25 Td (per ) Tj ET Q q 0 0 0 rg BT 505.44 329.25 Td (the ) Tj ET Q q 0 0 0 rg BT 520.35 329.25 Td (PlanetSoft ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 317.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 96.68 317.25 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 143.42 317.25 Td (The ) Tj ET Q q 0 0 0 rg BT 161.77 317.25 Td (total ) Tj ET Q q 0 0 0 rg BT 182.34 317.25 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 241.51 317.25 Td (which ) Tj ET Q q 0 0 0 rg BT 268.75 317.25 Td (included ) Tj ET Q q 0 0 0 rg BT 305.99 317.25 Td (one ) Tj ET Q q 0 0 0 rg BT 323.23 317.25 Td (month ) Tj ET Q q 0 0 0 rg BT 351.58 317.25 Td (of ) Tj ET Q q 0 0 0 rg BT 362.71 317.25 Td (interest, ) Tj ET Q q 0 0 0 rg BT 397.45 317.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 417.46 317.25 Td (by ) Tj ET Q q 0 0 0 rg BT 430.26 317.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.28 317.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 486.97 317.25 Td (in ) Tj ET Q q 0 0 0 rg BT 497.55 317.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 544.22 317.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 305.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 305.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 99.97 305.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.80 305.25 Td (these ) Tj ET Q q 0 0 0 rg BT 133.85 305.25 Td (put ) Tj ET Q q 0 0 0 rg BT 149.13 305.25 Td (options ) Tj ET Q q 0 0 0 rg BT 181.07 305.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.13 305.25 Td ($3.6 ) Tj ET Q q 0 0 0 rg BT 219.13 305.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.02 305.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 264.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 264.25 Td (1) Tj ET Q q 0 0 0 rg BT 76.94 264.25 Td (1. ) Tj ET Q q 0 0 0 rg BT 86.39 264.25 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 128.33 264.25 Td (Payable ) Tj ET Q q 0 0 0 rg BT 164.72 264.25 Td (and ) Tj ET Q q 0 0 0 rg BT 182.79 264.25 Td (Accrued ) Tj ET Q q 0 0 0 rg BT 221.39 264.25 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 240.25 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 139.27 240.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 172.86 240.25 Td (and ) Tj ET Q q 0 0 0 rg BT 189.80 240.25 Td (accrued ) Tj ET Q q 0 0 0 rg BT 223.38 240.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 261.98 240.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.70 240.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 330.28 240.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.28 240.25 Td ( ) Tj ET Q q 0 0 0 rg BT 352.78 240.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.72 240.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 428.31 240.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.31 240.25 Td (, ) Tj ET Q q 0 0 0 rg BT 453.31 240.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 493.02 240.25 Td (of ) Tj ET Q q 0 0 0 rg BT 503.85 240.25 Td (the ) Tj ET Q q 0 0 0 rg BT 518.57 240.25 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 202.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 202.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 202.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 202.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 174.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 174.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 174.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 174.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 146.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 146.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 146.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 146.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 118.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 118.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 118.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 118.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 216.75 m 502.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 216.75 m 562.5 216.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 118.75 m 502.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 118.75 m 562.5 118.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 105.75 m 502.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 103.75 m 502.5 103.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 105.75 m 562.5 105.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 103.75 m 562.5 103.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 220.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.00 220.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 207.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 207.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 193.32 Td (Trade accounts payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 193.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 193.32 Td (11,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 193.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 193.32 Td (4,515) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 179.32 Td (Accrued professional fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 179.32 Td (1,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 179.32 Td (1,046) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 165.32 Td (Income taxes payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 165.32 Td (22,627) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 165.32 Td (8,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 151.32 Td (Sales taxes payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 151.32 Td (2,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 151.32 Td (4,038) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 137.32 Td (Interest payable pertaining to IRS settlement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 137.32 Td (1,650) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 137.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 123.32 Td (Other accrued liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 123.32 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 123.32 Td (46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 109.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 109.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 109.32 Td (40,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 109.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 109.32 Td (17,818) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 169 0 obj <>] /Rotate 0 /Contents 170 0 R>> endobj 170 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (81) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 742.25 Td (12. ) Tj ET Q q 0 0 0 rg BT 87.49 742.25 Td (Other) Tj ET Q q 0 0 0 rg BT 112.86 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.36 742.25 Td (Curr) Tj ET Q q 0 0 0 rg BT 136.84 742.25 Td (ent ) Tj ET Q q 0 0 0 rg BT 152.11 742.25 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 718.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 124.27 718.25 Td (current ) Tj ET Q q 0 0 0 rg BT 155.08 718.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 180.91 718.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.63 718.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 249.21 718.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.21 718.25 Td ( ) Tj ET Q q 0 0 0 rg BT 271.71 718.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.65 718.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 347.24 718.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.24 718.25 Td ( ) Tj ET Q q 0 0 0 rg BT 369.74 718.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 409.45 718.25 Td (of ) Tj ET Q q 0 0 0 rg BT 420.28 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.00 718.25 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 680.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 680.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 680.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 680.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 652.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 652.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 652.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 652.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 624.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 624.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 624.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 624.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 694.75 m 502.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 694.75 m 562.5 694.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 610.75 m 502.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 610.75 m 562.5 610.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 597.75 m 502.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 595.75 m 502.5 595.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 597.75 m 562.5 597.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 595.75 m 562.5 595.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 698.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.00 698.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 685.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 685.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 671.32 Td (Prepaid expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 671.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 671.32 Td (5,618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 671.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 671.32 Td (3,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 657.32 Td (Sales taxes receivable from customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 657.32 Td (121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 657.32 Td (220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 643.32 Td (Due from prior owners of acquired businesses for working capital settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 643.32 Td (938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 643.32 Td (720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 629.32 Td (Research and development tax credits receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 629.32 Td (1,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 629.32 Td (720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 615.32 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 615.32 Td (238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 615.32 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 601.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 601.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 601.32 Td (8,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 601.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 601.32 Td (5,548) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 561.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 561.25 Td (13. ) Tj ET Q q 0 0 0 rg BT 87.49 561.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 97.86 561.25 Td (operty ) Tj ET Q q 0 0 0 rg BT 128.13 561.25 Td (and ) Tj ET Q q 0 0 0 rg BT 146.75 561.25 Td (Equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 537.25 Td (Property ) Tj ET Q q 0 0 0 rg BT 135.94 537.25 Td (and ) Tj ET Q q 0 0 0 rg BT 152.88 537.25 Td (equipment ) Tj ET Q q 0 0 0 rg BT 197.59 537.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.31 537.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 265.89 537.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.89 537.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.39 537.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.33 537.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.33 537.25 Td ( ) Tj ET Q q 0 0 0 rg BT 327.83 537.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 367.54 537.25 Td (of ) Tj ET Q q 0 0 0 rg BT 378.38 537.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.09 537.25 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 499.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 499.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 499.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 499.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 471.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 471.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 471.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 471.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 443.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 443.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 443.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 443.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 404.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 404.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 404.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 404.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 376.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 376.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 376.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 376.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 513.75 m 502.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 513.75 m 562.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 404.75 m 502.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 404.75 m 562.5 404.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 376.75 m 502.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 376.75 m 562.5 376.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 363.75 m 502.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 361.75 m 502.5 361.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 363.75 m 562.5 363.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 361.75 m 562.5 361.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 517.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.00 517.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 504.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 504.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 490.32 Td (Computer equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 490.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 490.32 Td (13,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 490.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 490.32 Td (12,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 476.32 Td (Buildings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 476.32 Td (3,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 476.32 Td (3,119) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 462.32 Td (Land) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 462.32 Td (3,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 462.32 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 448.32 Td (Leasehold improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 448.32 Td (1,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 448.32 Td (2,648) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 434.32 Td (Furniture, fixtures and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 434.32 Td (4,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 434.32 Td (5,035) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 419.42 Td (Construction in Progress \(building for new global corporate headquarters in the Atlanta) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 409.42 Td (metropolitan area\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 409.42 Td (10,441) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 409.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 395.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 395.32 Td (37,834) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 395.32 Td (23,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 381.32 Td (Less accumulated depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.80 381.37 Td (\(13,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 381.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 381.37 Td (\(14,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 381.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 367.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 367.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 367.32 Td (24,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 367.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 367.32 Td (8,528) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 339.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 339.25 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 139.79 339.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 174.14 339.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.84 339.25 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 211.48 339.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.38 339.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.02 339.25 Td ($2.8 ) Tj ET Q q 0 0 0 rg BT 264.67 339.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.56 339.25 Td ( ) Tj ET Q q 0 0 0 rg BT 295.70 339.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.29 339.25 Td ($3.1 ) Tj ET Q q 0 0 0 rg BT 331.94 339.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.83 339.25 Td (, ) Tj ET Q q 0 0 0 rg BT 365.47 339.25 Td (for ) Tj ET Q q 0 0 0 rg BT 379.28 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.64 339.25 Td (years ) Tj ET Q q 0 0 0 rg BT 416.89 339.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 442.91 339.25 Td (December ) Tj ET Q q 0 0 0 rg BT 486.14 339.25 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.79 339.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.79 339.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.43 339.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.43 339.25 Td ( ) Tj ET Q q 0 0 0 rg BT 547.58 339.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 327.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 327.25 Td (, ) Tj ET Q q 0 0 0 rg BT 75.00 327.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 122.66 327.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 291.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 291.25 Td (14. ) Tj ET Q q 0 0 0 rg BT 87.49 291.25 Td (Other) Tj ET Q q 0 0 0 rg BT 112.86 291.25 Td ( ) Tj ET Q q 0 0 0 rg BT 115.36 291.25 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 267.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 124.27 267.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 163.99 267.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.70 267.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 232.29 267.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.29 267.25 Td ( ) Tj ET Q q 0 0 0 rg BT 254.79 267.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.72 267.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 330.31 267.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.31 267.25 Td ( ) Tj ET Q q 0 0 0 rg BT 352.81 267.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 392.53 267.25 Td (of ) Tj ET Q q 0 0 0 rg BT 403.36 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 418.07 267.25 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 217.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 217.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 217.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 217.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 189.75 396.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 189.75 56.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 189.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 189.75 56.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 150.75 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 150.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 150.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 150.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 231.75 m 502.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 231.75 m 562.5 231.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 150.75 m 502.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 150.75 m 562.5 150.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 137.75 m 502.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 135.75 m 502.5 135.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 137.75 m 562.5 137.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 135.75 m 562.5 135.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 235.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.00 235.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 222.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 222.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 208.32 Td (Reserve for potential uncertain income tax return positions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 208.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 208.32 Td (3,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 208.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 208.32 Td (12,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 194.32 Td (Unfavorable lease liability, long term portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 194.32 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 194.32 Td (394) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 179.42 Td (Portion of an unrecognized tax benefit netted against deferred tax asset for a net operating loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 169.42 Td (carryforward) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.80 169.47 Td (\(1,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 169.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 169.47 Td (\(8,422) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 169.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 155.32 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 155.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 155.32 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 141.32 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 141.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 141.32 Td (2,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 141.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 141.32 Td (4,719) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 101.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 101.25 Td (15. ) Tj ET Q q 0 0 0 rg BT 87.49 101.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 111.67 101.25 Td (Option ) Tj ET Q q 0 0 0 rg BT 144.17 101.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 154.54 101.25 Td (ofit ) Tj ET Q q 0 0 0 rg BT 171.48 101.25 Td (Sharing ) Tj ET Q q 0 0 0 rg BT 207.88 101.25 Td (Plan ) Tj ET Q q 0 0 0 rg BT 229.83 101.25 Td (and ) Tj ET Q q 0 0 0 rg BT 248.27 101.25 Td (T) Tj ET Q q 0 0 0 rg BT 254.20 101.25 Td (rust) Tj ET Q 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496.17 Td (383,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 496.17 Td (7,835) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.15 496.17 Td (9,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 496.17 Td (583) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 496.17 Td (68,526) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 496.17 Td (334) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.10 496.17 Td (34,691) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.10 496.17 Td (25,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.10 496.17 Td (530,450) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (Y) Tj ET Q q 0 0 0 rg BT 56.11 468.10 Td (ear) Tj ET Q q 0 0 0 rg BT 69.81 468.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.31 468.10 Td (Ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 102.60 468.10 Td (December) Tj ET Q q 0 0 0 rg BT 145.73 468.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 163.23 468.10 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 183.23 468.10 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 412.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 140.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 144.50 412.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 412.60 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 412.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 298.50 412.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 412.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 412.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 412.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 412.60 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 412.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 544.50 412.60 52.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144.5 412.6 m 199.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 412.6 m 243.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 412.6 m 247.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 412.6 m 294.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 412.6 m 298.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 298.5 412.6 m 345.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 412.6 m 399.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 412.6 m 403.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 412.6 m 445.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 412.6 m 449.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 412.6 m 491.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 412.6 m 495.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 412.6 m 540.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 412.6 m 544.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 544.5 412.6 m 596.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144.5 412.6 m 199.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 412.6 m 243.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 412.6 m 247.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 412.6 m 294.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 412.6 m 298.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 298.5 412.6 m 345.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 412.6 m 399.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 412.6 m 403.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 412.6 m 445.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 412.6 m 449.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 412.6 m 491.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 412.6 m 495.5 412.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 412.6 m 540.5 412.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.05 427.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.70 417.28 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.30 417.28 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.80 427.28 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.15 417.28 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.50 417.28 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 417.28 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.55 427.28 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.45 417.28 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.60 417.28 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.75 417.28 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 559.05 417.28 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 402.27 Td (External Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.15 402.27 Td (139,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 402.27 Td (7,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.15 402.27 Td (5,508) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.10 402.27 Td (38,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 402.27 Td (3,114) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.10 402.27 Td (2,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 402.27 Td (650) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 402.27 Td (7,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.00 402.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.10 402.27 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 388.17 Td (Long-lived assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.15 388.17 Td (309,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 388.17 Td (8,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 388.17 Td (10,886) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 388.17 Td (803) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 388.17 Td (68,987) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 388.17 Td (97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.10 388.17 Td (23,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.10 388.17 Td (28,442) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.00 388.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.10 388.17 Td (451,515) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (Y) Tj ET Q q 0 0 0 rg BT 56.11 360.10 Td (ear) Tj ET Q q 0 0 0 rg BT 69.81 360.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.31 360.10 Td (Ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 102.60 360.10 Td (December) Tj ET Q q 0 0 0 rg BT 145.73 360.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 163.23 360.10 Td (2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 183.23 360.10 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 304.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 140.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 144.50 304.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 304.60 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 304.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 298.50 304.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 304.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 304.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 304.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 304.60 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 304.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 544.50 304.60 52.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144.5 304.6 m 199.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 304.6 m 243.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 304.6 m 247.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 304.6 m 294.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 304.6 m 298.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 298.5 304.6 m 345.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 304.6 m 399.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 304.6 m 403.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 304.6 m 445.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 304.6 m 449.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 304.6 m 491.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 304.6 m 495.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 304.6 m 540.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 304.6 m 544.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 544.5 304.6 m 596.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144.5 304.6 m 199.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 304.6 m 243.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 304.6 m 247.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 304.6 m 294.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 304.6 m 298.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 298.5 304.6 m 345.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 304.6 m 399.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 304.6 m 403.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 304.6 m 445.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 304.6 m 449.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 304.6 m 491.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 304.6 m 495.5 304.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 304.6 m 540.5 304.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.05 319.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.70 309.28 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.30 309.28 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.80 319.28 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.15 309.28 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.50 309.28 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 309.28 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.55 319.28 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.45 309.28 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.60 309.28 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.75 309.28 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 559.05 309.28 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 294.27 Td (External Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.15 294.27 Td (140,933) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 294.27 Td (6,395) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.15 294.27 Td (8,227) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.10 294.27 Td (36,330) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 294.27 Td (2,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.10 294.27 Td (2,205) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 294.27 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 294.27 Td (2,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.00 294.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.10 294.27 Td (199,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 280.17 Td (Long-lived assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.15 280.17 Td (317,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 280.17 Td (9,738) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.10 280.17 Td (12,726) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.15 280.17 Td (1,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 280.17 Td (70,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 280.17 Td (240) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.10 280.17 Td (11,784) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.10 280.17 Td (12,011) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.00 280.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.10 280.17 Td (435,277) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 228.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 228.10 Td (17. ) Tj ET Q q 0 0 0 rg BT 87.49 228.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 122.76 228.10 Td (Party ) Tj ET Q q 0 0 0 rg BT 148.96 228.10 Td (T) Tj ET Q q 0 0 0 rg BT 154.88 228.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 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289.50 380.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 380.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 380.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 380.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 380.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 380.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 380.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 352.75 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 352.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 352.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 352.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 358.50 352.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 352.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 352.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 352.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 496.50 352.75 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 674.75 m 354.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 358.5 674.75 m 423.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 674.75 m 492.5 674.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 496.5 674.75 m 561.5 674.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.20 688.48 Td (First) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 304.05 678.48 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 375.20 688.48 Td (Second) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.05 678.48 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.95 688.48 Td (Third) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.05 678.48 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.50 688.48 Td (Fourth) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.05 678.48 Td (Quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 665.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.90 665.43 Td (\(in thousands, except share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 651.43 Td (Year Ended December 31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 637.32 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 637.32 Td (51,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 637.32 Td (51,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 637.32 Td (50,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 637.32 Td (60,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 623.32 Td (Gross Profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 623.32 Td (41,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 623.32 Td (41,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 623.32 Td (40,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 623.32 Td (43,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 609.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 609.32 Td (19,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 609.32 Td (17,461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 609.32 Td (21,738) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 609.32 Td (21,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 595.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 595.32 Td (15,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 595.32 Td (13,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 595.32 Td (18,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 595.32 Td (16,547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 581.32 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 567.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 567.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 567.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 567.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 567.32 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 553.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 553.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 553.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 553.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 553.32 Td (0.45) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 539.43 Td (Year Ended December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 525.32 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 525.32 Td (52,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 525.32 Td (51,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 525.32 Td (50,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 525.32 Td (50,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 511.32 Td (Gross Profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 511.32 Td (42,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 511.32 Td (40,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 511.32 Td (40,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 511.32 Td (40,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 497.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 497.32 Td (19,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 497.32 Td (19,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 497.32 Td (18,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 497.32 Td (17,806) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 483.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 483.32 Td (17,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 483.32 Td (13,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 483.32 Td (13,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 483.32 Td (15,245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 469.32 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 455.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 455.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 455.32 Td (0.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 455.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 455.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 441.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 441.32 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 441.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 441.32 Td (0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 441.32 Td (0.40) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 427.43 Td (Year Ended December 31, 2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 413.32 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 413.32 Td (43,827) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 413.32 Td (47,716) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 413.32 Td (53,804) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 413.32 Td (54,023) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 399.32 Td (Gross Profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 399.32 Td (34,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 399.32 Td (38,559) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 399.32 Td (44,304) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 399.32 Td (43,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 385.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 385.32 Td (18,329) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 385.32 Td (17,711) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 385.32 Td (20,708) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 385.32 Td (20,260) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 371.32 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 371.32 Td (15,685) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 371.32 Td (18,067) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 371.32 Td (18,072) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 371.32 Td (18,745) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 357.32 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 343.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 343.32 Td (0.43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 343.32 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 343.32 Td (0.49) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 343.32 Td (0.50) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 329.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 329.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 329.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 329.32 Td (0.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 329.32 Td (0.48) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 301.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 301.25 Td (In some instances the sum of the quarterly basic and diluted net income per share amounts may not agree to the full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 289.25 Td (year basic and diluted net income per share amounts reported on the Consolidated Statements of Income because of rounding.) 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0 rg BT 542.02 550.25 Td ($324 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.11 538.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.61 538.25 Td (of ) Tj ET Q q 0 0 0 rg BT 99.44 538.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 133.58 538.25 Td (which ) Tj ET Q q 0 0 0 rg BT 160.52 538.25 Td (is ) Tj ET Q q 0 0 0 rg BT 169.69 538.25 Td (included ) Tj ET Q q 0 0 0 rg BT 206.63 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 216.90 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.62 538.25 Td (Company) Tj ET Q q 0 0 0 rg BT 273.29 538.25 Td (s ) Tj ET Q q 0 0 0 rg BT 279.68 538.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 332.72 538.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 370.76 538.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 406.57 538.25 Td (for ) Tj ET Q q 0 0 0 rg BT 420.73 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.45 538.25 Td (same ) Tj ET Q q 0 0 0 rg BT 458.50 538.25 Td (period.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 502.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 502.25 Td (20. ) Tj ET Q q 0 0 0 rg BT 87.31 502.25 Td (T) Tj ET Q q 0 0 0 rg BT 93.06 502.25 Td (emporary ) Tj ET Q q 0 0 0 rg BT 137.77 502.25 Td (Equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.81 478.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 123.58 478.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.47 478.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.73 478.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.33 478.25 Td (temporary ) Tj ET Q q 0 0 0 rg BT 208.69 478.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 235.95 478.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 271.53 478.25 Td (on ) Tj ET Q q 0 0 0 rg BT 283.79 478.25 Td (the ) Tj ET Q q 0 0 0 rg BT 298.27 478.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 345.12 478.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 397.92 478.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 430.72 478.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 453.53 478.25 Td (as ) Tj ET Q q 0 0 0 rg BT 464.13 478.25 Td (of ) Tj ET Q q 0 0 0 rg BT 474.72 478.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 533.07 478.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 555.33 478.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.10 466.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 106.30 466.25 Td (with ) Tj ET Q q 0 0 0 rg BT 126.41 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.95 466.25 Td (June ) Tj ET Q q 0 0 0 rg BT 161.61 466.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 171.44 466.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 193.76 466.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 239.97 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 250.63 466.25 Td (PlanetSoft. ) Tj ET Q q 0 0 0 rg BT 296.61 466.25 Td (As ) Tj ET Q q 0 0 0 rg BT 310.05 466.25 Td (part ) Tj ET Q q 0 0 0 rg BT 327.92 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.58 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.12 466.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 409.32 466.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 428.86 466.25 Td (for ) Tj ET Q q 0 0 0 rg BT 442.85 466.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 486.84 466.25 Td (in ) Tj ET Q q 0 0 0 rg BT 496.94 466.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.23 466.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 73.98 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 84.08 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 98.06 454.25 Td (mer) Tj ET Q q 0 0 0 rg BT 113.43 454.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 127.96 454.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 171.37 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.36 454.25 Td (former ) Tj ET Q q 0 0 0 rg BT 214.33 454.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 257.76 454.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 310.06 454.25 Td (received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.69 454.25 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.19 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 379.96 454.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 406.72 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.81 454.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 437.47 454.25 Td (common ) Tj ET Q q 0 0 0 rg BT 474.23 454.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 497.10 454.25 Td (valued ) Tj ET Q q 0 0 0 rg BT 525.53 454.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.51 454.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 454.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (per ) Tj ET Q q 0 0 0 rg BT 64.53 442.25 Td (share ) Tj ET Q q 0 0 0 rg BT 87.40 442.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.49 442.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 116.75 442.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.65 442.25 Td ( ) Tj ET Q q 0 0 0 rg BT 147.41 442.25 Td (in ) Tj ET Q q 0 0 0 rg BT 156.95 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.93 442.25 Td (aggregate. ) Tj ET Q q 0 0 0 rg BT 214.06 442.25 Td (In ) Tj ET Q q 0 0 0 rg BT 224.15 442.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 255.35 442.25 Td (to ) Tj ET Q q 0 0 0 rg BT 264.89 442.25 Td (these ) Tj ET Q q 0 0 0 rg BT 287.20 442.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 313.95 442.25 Td (of ) Tj ET Q q 0 0 0 rg BT 324.05 442.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 344.70 442.25 Td (common ) Tj ET Q q 0 0 0 rg BT 381.46 442.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 406.83 442.25 Td (and ) Tj ET Q q 0 0 0 rg BT 423.03 442.25 Td (as ) Tj ET Q q 0 0 0 rg BT 433.13 442.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 473.22 442.25 Td (in ) Tj ET Q q 0 0 0 rg BT 482.77 442.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 503.97 442.25 Td (10 ) Tj ET Q q 0 0 0 rg BT 515.73 442.25 Td ("Derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (Instruments," ) Tj ET Q q 0 0 0 rg BT 106.69 430.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.79 430.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 163.56 430.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 191.45 430.25 Td (a ) Tj ET Q q 0 0 0 rg BT 198.78 430.25 Td (put ) Tj ET Q q 0 0 0 rg BT 214.44 430.25 Td (option ) Tj ET Q q 0 0 0 rg BT 242.89 430.25 Td (to ) Tj ET Q q 0 0 0 rg BT 253.55 430.25 Td (PlanetSoft's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 430.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.78 430.25 Td ( ) Tj ET Q q 0 0 0 rg BT 326.67 430.25 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 382.39 430.25 Td (The ) Tj ET Q q 0 0 0 rg BT 400.82 430.25 Td (put ) Tj ET Q q 0 0 0 rg BT 416.48 430.25 Td (option, ) Tj ET Q q 0 0 0 rg BT 447.43 430.25 Td (which ) Tj ET Q q 0 0 0 rg BT 474.75 430.25 Td (expired ) Tj ET Q q 0 0 0 rg BT 507.63 430.25 Td (in ) Tj ET Q q 0 0 0 rg BT 518.29 430.25 Td (June ) Tj ET Q q 0 0 0 rg BT 539.51 430.25 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (was ) Tj ET Q q 0 0 0 rg BT 68.71 418.25 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 116.85 418.25 Td (during ) Tj ET Q q 0 0 0 rg BT 146.12 418.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.49 418.25 Td (thirty) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.16 418.25 Td (-day ) Tj ET Q q 0 0 0 rg BT 204.09 418.25 Td (period ) Tj ET Q q 0 0 0 rg BT 232.80 418.25 Td (immediately ) Tj ET Q q 0 0 0 rg BT 285.94 418.25 Td (following ) Tj ET Q q 0 0 0 rg BT 327.99 418.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.37 418.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.37 418.25 Td (-year ) Tj ET Q q 0 0 0 rg BT 382.07 418.25 Td (anniversary ) Tj ET Q q 0 0 0 rg BT 431.88 418.25 Td (date ) Tj ET Q q 0 0 0 rg BT 451.69 418.25 Td (of ) Tj ET Q q 0 0 0 rg BT 463.19 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.56 418.25 Td (business ) Tj ET Q q 0 0 0 rg BT 515.62 418.25 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.70 406.25 Td (if ) Tj ET Q q 0 0 0 rg BT 85.06 406.25 Td (exercised ) Tj ET Q q 0 0 0 rg BT 125.08 406.25 Td (would ) Tj ET Q q 0 0 0 rg BT 152.33 406.25 Td (have ) Tj ET Q q 0 0 0 rg BT 173.47 406.25 Td (enabled ) Tj ET Q q 0 0 0 rg BT 206.82 406.25 Td (them ) Tj ET Q q 0 0 0 rg BT 229.07 406.25 Td (to ) Tj ET Q q 0 0 0 rg BT 239.11 406.25 Td (sell ) Tj ET Q q 0 0 0 rg BT 255.26 406.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.73 406.25 Td (underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.31 406.25 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.81 406.25 Td ( ) Tj ET Q q 0 0 0 rg BT 350.07 406.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 377.32 406.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.91 406.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 409.06 406.25 Td (common ) Tj ET Q q 0 0 0 rg BT 446.31 406.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 469.68 406.25 Td (they ) Tj ET Q q 0 0 0 rg BT 489.15 406.25 Td (received ) Tj ET Q q 0 0 0 rg BT 525.27 406.25 Td (as ) Tj ET Q q 0 0 0 rg BT 535.86 406.25 Td (part ) Tj ET Q q 0 0 0 rg BT 553.66 406.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.56 394.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 102.45 394.25 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 161.17 394.25 Td (back ) Tj ET Q q 0 0 0 rg BT 182.39 394.25 Td (to ) Tj ET Q q 0 0 0 rg BT 192.52 394.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.08 394.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 248.32 394.25 Td (at ) Tj ET Q q 0 0 0 rg BT 257.88 394.25 Td (a ) Tj ET Q q 0 0 0 rg BT 264.67 394.25 Td (price ) Tj ET Q q 0 0 0 rg BT 287.00 394.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.68 394.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.18 394.25 Td ( ) Tj ET Q q 0 0 0 rg BT 327.53 394.25 Td (per ) Tj ET Q q 0 0 0 rg BT 342.64 394.25 Td (share. ) Tj ET Q q 0 0 0 rg BT 368.07 394.25 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 420.40 394.25 Td (and ) Tj ET Q q 0 0 0 rg BT 437.19 394.25 Td (in ) Tj ET Q q 0 0 0 rg BT 447.32 394.25 Td (compliance ) Tj ET Q q 0 0 0 rg BT 495.75 394.25 Td (with ) Tj ET Q q 0 0 0 rg BT 515.36 394.25 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 91.92 382.25 Td (Codification ) Tj ET Q q 0 0 0 rg BT 144.38 382.25 Td (\("ASC"\) ) Tj ET Q q 0 0 0 rg BT 181.14 382.25 Td (480 ) Tj ET Q q 0 0 0 rg BT 198.62 382.25 Td ("Accounting ) Tj ET Q q 0 0 0 rg BT 251.83 382.25 Td (for ) Tj ET Q q 0 0 0 rg BT 265.97 382.25 Td (Redeemable ) Tj ET Q q 0 0 0 rg BT 317.87 382.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 347.01 382.25 Td (Instruments," ) Tj ET Q q 0 0 0 rg BT 403.29 382.25 Td (in ) Tj ET Q q 0 0 0 rg BT 413.54 382.25 Td (that ) Tj ET Q q 0 0 0 rg BT 431.02 382.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.71 382.25 Td (common ) Tj ET Q q 0 0 0 rg BT 483.19 382.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 506.77 382.25 Td (is ) Tj ET Q q 0 0 0 rg BT 515.92 382.25 Td (redeemable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.71 370.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 85.54 370.25 Td (at ) Tj ET Q q 0 0 0 rg BT 95.81 370.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.08 370.25 Td (option ) Tj ET Q q 0 0 0 rg BT 139.69 370.25 Td (of ) Tj ET Q q 0 0 0 rg BT 151.07 370.25 Td (the ) Tj ET Q q 0 0 0 rg BT 166.35 370.25 Td (holders, ) Tj ET Q q 0 0 0 rg BT 201.34 370.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.83 370.25 Td (not ) Tj ET Q q 0 0 0 rg BT 234.66 370.25 Td (within ) Tj ET Q q 0 0 0 rg BT 263.27 370.25 Td (control ) Tj ET Q q 0 0 0 rg BT 294.65 370.25 Td (of ) Tj ET Q q 0 0 0 rg BT 306.04 370.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.31 370.25 Td (Company) Tj ET Q q 0 0 0 rg BT 359.55 370.25 Td (, ) Tj ET Q q 0 0 0 rg BT 365.10 370.25 Td (it ) Tj ET Q q 0 0 0 rg BT 373.71 370.25 Td (is ) Tj ET Q q 0 0 0 rg BT 383.44 370.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 424.80 370.25 Td (outside ) Tj ET Q q 0 0 0 rg BT 456.75 370.25 Td (of ) Tj ET Q q 0 0 0 rg BT 468.13 370.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.40 370.25 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 537.00 370.25 Td (equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.25 Td (section ) Tj ET Q q 0 0 0 rg BT 81.65 358.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.31 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 108.85 358.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 162.71 358.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 196.57 358.25 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 222.94 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 240.71 358.25 Td (shown ) Tj ET Q q 0 0 0 rg BT 270.15 358.25 Td (as ) Tj ET Q q 0 0 0 rg BT 281.80 358.25 Td (a ) Tj ET Q q 0 0 0 rg BT 289.57 358.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 325.64 358.25 Td (line ) Tj ET Q q 0 0 0 rg BT 343.96 358.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 378.93 358.25 Td (to ) Tj ET Q q 0 0 0 rg BT 390.03 358.25 Td (as ) Tj ET Q q 0 0 0 rg BT 401.68 358.25 Td ("temporary ) Tj ET Q q 0 0 0 rg BT 450.19 358.25 Td (equity" ) Tj ET Q q 0 0 0 rg BT 482.59 358.25 Td (on ) Tj ET Q q 0 0 0 rg BT 495.91 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 511.46 358.25 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 81.85 346.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 103.72 346.25 Td (appearing ) Tj ET Q q 0 0 0 rg BT 144.47 346.25 Td (after ) Tj ET Q q 0 0 0 rg BT 164.11 346.25 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 205.15 346.25 Td (and ) Tj ET Q q 0 0 0 rg BT 220.91 346.25 Td (before ) Tj ET Q q 0 0 0 rg BT 247.77 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.31 346.25 Td (stockholders' ) Tj ET Q q 0 0 0 rg BT 314.98 346.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 341.29 346.25 Td (section. ) Tj ET Q q 0 0 0 rg BT 373.44 346.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.76 346.25 Td (In ) Tj ET Q q 0 0 0 rg BT 384.42 346.25 Td (July ) Tj ET Q q 0 0 0 rg BT 402.41 346.25 Td (and ) Tj ET Q q 0 0 0 rg BT 417.88 346.25 Td (August ) Tj ET Q q 0 0 0 rg BT 448.09 346.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 469.41 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.95 346.25 Td (former ) Tj ET Q q 0 0 0 rg BT 511.48 346.25 Td (shareholders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.78 334.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 104.90 334.25 Td (elected ) Tj ET Q q 0 0 0 rg BT 135.67 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 145.90 334.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 181.11 334.25 Td (their ) Tj ET Q q 0 0 0 rg BT 201.88 334.25 Td (put ) Tj ET Q q 0 0 0 rg BT 217.12 334.25 Td (option ) Tj ET Q q 0 0 0 rg BT 245.13 334.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 270.36 334.25 Td (with ) Tj ET Q q 0 0 0 rg BT 290.59 334.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 321.36 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 331.59 334.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.26 334.25 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.26 334.25 Td (209,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.76 334.25 Td ( ) Tj ET Q q 0 0 0 rg BT 424.21 334.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 451.66 334.25 Td (of ) Tj ET Q q 0 0 0 rg BT 462.44 334.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 483.78 334.25 Td (common ) Tj ET Q q 0 0 0 rg BT 521.23 334.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 544.79 334.25 Td (they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td (still ) Tj ET Q q 0 0 0 rg BT 67.50 322.25 Td (held. ) Tj ET Q q 0 0 0 rg BT 89.71 322.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.66 322.25 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 144.14 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.86 322.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 211.89 322.25 Td (have ) Tj ET Q q 0 0 0 rg BT 233.26 322.25 Td (since ) Tj ET Q q 0 0 0 rg BT 256.31 322.25 Td (put ) Tj ET Q q 0 0 0 rg BT 271.58 322.25 Td (those ) Tj ET Q q 0 0 0 rg BT 295.19 322.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 322.67 322.25 Td (back ) Tj ET Q q 0 0 0 rg BT 344.05 322.25 Td (to ) Tj ET Q q 0 0 0 rg BT 354.32 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.03 322.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 410.42 322.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.13 322.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.63 322.25 Td ( ) Tj ET Q q 0 0 0 rg BT 450.13 322.25 Td (per ) Tj ET Q q 0 0 0 rg BT 465.39 322.25 Td (share ) Tj ET Q q 0 0 0 rg BT 488.99 322.25 Td (plus ) Tj ET Q q 0 0 0 rg BT 508.15 322.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 540.08 322.25 Td (at ) Tj ET Q q 0 0 0 rg BT 549.80 322.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 66.84 310.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.03 310.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.36 310.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.22 310.25 Td (for ) Tj ET Q q 0 0 0 rg BT 110.74 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.81 310.25 Td (period ) Tj ET Q q 0 0 0 rg BT 152.22 310.25 Td (after ) Tj ET Q q 0 0 0 rg BT 172.39 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.46 310.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 221.08 310.25 Td (until ) Tj ET Q q 0 0 0 rg BT 241.27 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.34 310.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 274.97 310.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 330.70 310.25 Td (was ) Tj ET Q q 0 0 0 rg BT 348.11 310.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 367.19 310.25 Td (by ) Tj ET Q q 0 0 0 rg BT 379.04 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.12 310.25 Td (Company) Tj ET Q q 0 0 0 rg BT 431.35 310.25 Td (, ) Tj ET Q q 0 0 0 rg BT 435.71 310.25 Td (as ) Tj ET Q q 0 0 0 rg BT 445.90 310.25 Td (per ) Tj ET Q q 0 0 0 rg BT 460.53 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 474.60 310.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 518.13 310.25 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 96.88 298.25 Td (The ) Tj ET Q q 0 0 0 rg BT 115.38 298.25 Td (total ) Tj ET Q q 0 0 0 rg BT 136.11 298.25 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 195.44 298.25 Td (which ) Tj ET Q q 0 0 0 rg BT 222.84 298.25 Td (included ) Tj ET Q q 0 0 0 rg BT 260.22 298.25 Td (interest, ) Tj ET Q q 0 0 0 rg BT 295.11 298.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 315.29 298.25 Td (by ) Tj ET Q q 0 0 0 rg BT 328.24 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.41 298.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 385.26 298.25 Td (in ) Tj ET Q q 0 0 0 rg BT 395.99 298.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 442.82 298.25 Td (with ) Tj ET Q q 0 0 0 rg BT 463.55 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.72 298.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 514.43 298.25 Td (of ) Tj ET Q q 0 0 0 rg BT 525.72 298.25 Td (these ) Tj ET Q q 0 0 0 rg BT 549.22 298.25 Td (put ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (options ) Tj ET Q q 0 0 0 rg BT 81.95 286.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 286.25 Td ($3.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 286.25 Td ( ) Tj ET Q q 0 0 0 rg BT 120.00 286.25 Td (million.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 250.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 250.25 Td (21. ) Tj ET Q q 0 0 0 rg BT 87.49 250.25 Td (Subsequent ) Tj ET Q q 0 0 0 rg BT 139.46 250.25 Td (Events) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 224.9169921875 m 91.1083984375 224.9169921875 l s q 0 0 0 rg BT 50.00 226.25 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 214.25 Td (The ) Tj ET Q q 0 0 0 rg BT 103.99 214.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 145.32 214.25 Td (continued ) Tj ET Q q 0 0 0 rg BT 187.19 214.25 Td (with ) Tj ET Q q 0 0 0 rg BT 207.41 214.25 Td (its ) Tj ET Q q 0 0 0 rg BT 219.30 214.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 257.84 214.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 278.05 214.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 315.48 214.25 Td (to ) Tj ET Q q 0 0 0 rg BT 325.70 214.25 Td (the ) Tj ET Q q 0 0 0 rg BT 340.36 214.25 Td (holders ) Tj ET Q q 0 0 0 rg BT 372.24 214.25 Td (of ) Tj ET Q q 0 0 0 rg BT 383.01 214.25 Td (its ) Tj ET Q q 0 0 0 rg BT 394.90 214.25 Td (common ) Tj ET Q q 0 0 0 rg BT 432.34 214.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 458.39 214.25 Td (whereby ) Tj ET Q q 0 0 0 rg BT 495.26 214.25 Td (a ) Tj ET Q q 0 0 0 rg BT 502.14 214.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 539.57 214.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 214.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 82.50 202.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.33 202.25 Td ($0.075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 120.83 202.25 Td ( ) Tj ET Q q 0 0 0 rg BT 123.33 202.25 Td (per ) Tj ET Q q 0 0 0 rg BT 138.59 202.25 Td (common ) Tj ET Q q 0 0 0 rg BT 176.09 202.25 Td (share ) Tj ET Q q 0 0 0 rg BT 199.69 202.25 Td (will ) Tj ET Q q 0 0 0 rg BT 217.74 202.25 Td (be ) Tj ET Q q 0 0 0 rg BT 229.68 202.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 249.40 202.25 Td (March ) Tj ET Q q 0 0 0 rg BT 278.00 202.25 Td (16, ) Tj ET Q q 0 0 0 rg BT 293.00 202.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 315.50 202.25 Td (to ) Tj ET Q q 0 0 0 rg BT 325.78 202.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 378.81 202.25 Td (of ) Tj ET Q q 0 0 0 rg BT 389.64 202.25 Td (record ) Tj ET Q q 0 0 0 rg BT 417.68 202.25 Td (on ) Tj ET Q q 0 0 0 rg BT 430.18 202.25 Td (February ) Tj ET Q q 0 0 0 rg BT 468.78 202.25 Td (27, ) Tj ET Q q 0 0 0 rg BT 483.78 202.25 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 176.9169921875 m 176.3720703125 176.9169921875 l s q 0 0 0 rg BT 50.00 178.25 Td (Repurchases ) Tj ET Q q 0 0 0 rg BT 103.04 178.25 Td (of ) Tj ET Q q 0 0 0 rg BT 113.87 178.25 Td (Common ) Tj ET Q q 0 0 0 rg BT 153.59 178.25 Td (Stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 166.25 Td (Since ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.80 166.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 169.47 166.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.47 166.25 Td ( ) Tj ET Q q 0 0 0 rg BT 192.06 166.25 Td (and ) Tj ET Q q 0 0 0 rg BT 209.09 166.25 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.78 166.25 Td (March16, ) Tj ET Q q 0 0 0 rg BT 286.47 166.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.47 166.25 Td ( ) Tj ET Q q 0 0 0 rg BT 309.05 166.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.86 166.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 365.33 166.25 Td (has ) Tj ET Q q 0 0 0 rg BT 381.25 166.25 Td (purchased ) Tj ET Q q 0 0 0 rg BT 424.37 166.25 Td (an ) Tj ET Q q 0 0 0 rg BT 436.40 166.25 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.98 166.25 Td (929,976) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.48 166.25 Td ( ) Tj ET Q q 0 0 0 rg BT 514.06 166.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 541.64 166.25 Td (of ) Tj ET Q q 0 0 0 rg BT 552.56 166.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 100.24 154.25 Td (common ) Tj ET Q q 0 0 0 rg BT 138.80 154.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 163.48 154.25 Td (for ) Tj ET Q q 0 0 0 rg BT 178.71 154.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 221.15 154.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 278.59 154.25 Td (in ) Tj ET Q q 0 0 0 rg BT 289.94 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 305.72 154.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 339.29 154.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.19 154.25 Td ($22.28 ) Tj ET Q q 0 0 0 rg BT 382.26 154.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 154.25 Td (. ) Tj ET Q q 0 0 0 rg BT 416.44 154.25 Td (All ) Tj ET Q q 0 0 0 rg BT 432.79 154.25 Td (share ) Tj ET Q q 0 0 0 rg BT 457.46 154.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 508.22 154.25 Td (were ) Tj ET Q q 0 0 0 rg BT 531.22 154.25 Td (done ) Tj ET Q q 0 0 0 rg BT 554.23 154.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 97.67 142.25 Td (with ) Tj ET Q q 0 0 0 rg BT 118.16 142.25 Td (Rule ) Tj ET Q q 0 0 0 rg BT 139.76 142.25 Td (10b-18 ) Tj ET Q q 0 0 0 rg BT 170.80 142.25 Td (of ) Tj ET Q q 0 0 0 rg BT 181.84 142.25 Td (the ) Tj ET Q q 0 0 0 rg BT 196.76 142.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 238.31 142.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 255.46 142.25 Td (of ) Tj ET Q q 0 0 0 rg BT 266.50 142.25 Td (1934 ) Tj ET Q q 0 0 0 rg BT 289.21 142.25 Td (as ) Tj ET Q q 0 0 0 rg BT 300.25 142.25 Td (to ) Tj ET Q q 0 0 0 rg BT 310.73 142.25 Td (the ) Tj ET Q q 0 0 0 rg BT 325.66 142.25 Td (timing, ) Tj ET Q q 0 0 0 rg BT 356.98 142.25 Td (pricing, ) Tj ET Q q 0 0 0 rg BT 390.52 142.25 Td (and ) Tj ET Q q 0 0 0 rg BT 407.67 142.25 Td (volume ) Tj ET Q q 0 0 0 rg BT 440.37 142.25 Td (of ) Tj ET Q q 0 0 0 rg BT 451.41 142.25 Td (such ) Tj ET Q q 0 0 0 rg BT 472.45 142.25 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 525.43 142.25 Td (and ) Tj ET Q q 0 0 0 rg BT 542.58 142.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 94.15 130.25 Td (using ) Tj ET Q q 0 0 0 rg BT 118.32 130.25 Td (available ) Tj ET Q q 0 0 0 rg BT 156.91 130.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 177.18 130.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 217.44 130.25 Td (and ) Tj ET Q q 0 0 0 rg BT 234.38 130.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 254.64 130.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 296.01 130.25 Td (from ) Tj ET Q q 0 0 0 rg BT 317.94 130.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.66 130.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 379.74 130.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 420.00 130.25 Td (activities.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 104.9169921875 m 136.123046875 104.9169921875 l s q 0 0 0 rg BT 50.00 106.25 Td (IRS ) Tj ET Q q 0 0 0 rg BT 67.51 106.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 92.79 106.25 Td (Resolution) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 94.25 Td (On ) Tj ET Q q 0 0 0 rg BT 100.86 94.25 Td (January ) Tj ET Q q 0 0 0 rg BT 134.59 94.25 Td (6, ) Tj ET Q q 0 0 0 rg BT 144.72 94.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 169.86 94.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 191.38 94.25 Td (announced ) Tj ET Q q 0 0 0 rg BT 237.33 94.25 Td (that ) Tj ET Q q 0 0 0 rg BT 254.96 94.25 Td (it ) Tj ET Q q 0 0 0 rg BT 263.15 94.25 Td (had ) Tj ET Q q 0 0 0 rg BT 280.22 94.25 Td (reached ) Tj ET Q q 0 0 0 rg BT 313.94 94.25 Td (a ) Tj ET Q q 0 0 0 rg BT 321.01 94.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 363.64 94.25 Td (with ) Tj ET Q q 0 0 0 rg BT 384.05 94.25 Td (the ) Tj ET Q q 0 0 0 rg BT 398.91 94.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 432.63 94.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 470.25 94.25 Td (Service ) Tj ET Q q 0 0 0 rg BT 502.87 94.25 Td (with ) Tj ET Q q 0 0 0 rg BT 523.29 94.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 554.23 94.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.74 82.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 107.49 82.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 146.23 82.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 167.75 82.25 Td (of ) Tj ET Q q 0 0 0 rg BT 177.60 82.25 Td (Ebix) Tj ET Q q 0 0 0 rg BT 199.27 82.25 Td (s ) Tj ET Q q 0 0 0 rg BT 204.69 82.25 Td (income ) Tj ET Q q 0 0 0 rg BT 235.65 82.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 249.39 82.25 Td (returns ) Tj ET Q q 0 0 0 rg BT 278.68 82.25 Td (for ) Tj ET Q q 0 0 0 rg BT 291.87 82.25 Td (the ) Tj ET Q q 0 0 0 rg BT 305.61 82.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 336.01 82.25 Td (years ) Tj ET Q q 0 0 0 rg BT 358.64 82.25 Td (2008 ) Tj ET Q q 0 0 0 rg BT 380.16 82.25 Td (through ) Tj ET Q q 0 0 0 rg BT 412.80 82.25 Td (2012.) Tj ET Q q 0 0 0 rg BT 437.61 82.25 Td (The ) Tj ET Q q 0 0 0 rg BT 454.69 82.25 Td (original ) Tj ET Q q 0 0 0 rg BT 487.32 82.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 508.84 82.25 Td (was ) Tj ET Q q 0 0 0 rg BT 525.92 82.25 Td (extended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.14 70.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 85.01 70.25 Td (which ) Tj ET Q q 0 0 0 rg BT 111.81 70.25 Td (is ) Tj ET Q q 0 0 0 rg BT 120.85 70.25 Td (now ) Tj ET Q q 0 0 0 rg BT 140.44 70.25 Td (part ) Tj ET Q q 0 0 0 rg BT 158.35 70.25 Td (of ) Tj ET Q q 0 0 0 rg BT 169.05 70.25 Td (that ) Tj ET Q q 0 0 0 rg BT 186.41 70.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 228.77 70.25 Td (dated ) Tj ET Q q 0 0 0 rg BT 252.79 70.25 Td (December ) Tj ET Q q 0 0 0 rg BT 296.24 70.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 311.10 70.25 Td (2014.) Tj ET Q q 0 0 0 rg BT 335.92 70.25 Td (The ) Tj ET Q q 0 0 0 rg BT 353.84 70.25 Td (assessment ) Tj ET Q q 0 0 0 rg BT 400.64 70.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 434.66 70.25 Td (in ) Tj ET Q q 0 0 0 rg BT 444.80 70.25 Td (a ) Tj ET Q q 0 0 0 rg BT 451.61 70.25 Td (January ) Tj ET Q q 0 0 0 rg BT 485.07 70.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 507.44 70.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 527.57 70.25 Td (payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.66 58.25 Td ($20.5 ) Tj ET Q q 0 0 0 rg BT 85.49 58.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.38 58.25 Td (, ) Tj ET Q q 0 0 0 rg BT 119.22 58.25 Td (including ) Tj ET Q q 0 0 0 rg BT 159.32 58.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 191.09 58.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.75 58.25 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 221.58 58.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.47 58.25 Td (, ) Tj ET Q q 0 0 0 rg BT 255.30 58.25 Td (and ) Tj ET Q q 0 0 0 rg BT 272.07 58.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.84 58.25 Td (\($1.5\) ) Tj ET Q q 0 0 0 rg BT 305.33 58.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.23 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 336.56 58.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 366.10 58.25 Td (on ) Tj ET Q q 0 0 0 rg BT 378.43 58.25 Td (net ) Tj ET Q q 0 0 0 rg BT 392.98 58.25 Td (income ) Tj ET Q q 0 0 0 rg BT 424.75 58.25 Td (for ) Tj ET Q q 0 0 0 rg BT 438.74 58.25 Td (the ) Tj ET Q q 0 0 0 rg BT 453.29 58.25 Td (fourth ) Tj ET Q q 0 0 0 rg BT 480.06 58.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 510.70 58.25 Td (of ) Tj ET Q q 0 0 0 rg BT 521.36 58.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 543.70 58.25 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.25 Td (taking ) Tj ET Q q 0 0 0 rg BT 78.11 46.25 Td (into ) Tj ET Q q 0 0 0 rg BT 96.78 46.25 Td (account ) Tj ET Q q 0 0 0 rg BT 130.99 46.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 161.30 46.25 Td (of ) Tj ET Q q 0 0 0 rg BT 172.75 46.25 Td (the ) Tj ET Q q 0 0 0 rg BT 188.08 46.25 Td (Company) Tj ET Q q 0 0 0 rg BT 229.75 46.25 Td (s ) Tj ET Q q 0 0 0 rg BT 236.75 46.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 282.08 46.25 Td (established ) Tj ET Q q 0 0 0 rg BT 329.63 46.25 Td (and ) Tj ET Q q 0 0 0 rg BT 347.18 46.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 387.51 46.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 432.30 46.25 Td (for ) Tj ET Q q 0 0 0 rg BT 447.07 46.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 487.39 46.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 502.72 46.25 Td (positions. ) Tj ET Q q 0 0 0 rg BT 544.23 46.25 Td (This ) Tj ET Q endstream endobj 177 0 obj <>] /Rotate 0 /Contents 178 0 R>> endobj 178 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (85) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 93.18 742.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 129.68 742.10 Td (all ) Tj ET Q q 0 0 0 rg BT 142.86 742.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 169.93 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 184.77 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.17 742.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 232.22 742.10 Td (years ) Tj ET Q q 0 0 0 rg BT 256.50 742.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 279.68 742.10 Td (through ) Tj ET Q q 0 0 0 rg BT 313.96 742.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 339.42 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 358.14 742.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 391.85 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.36 742.10 Td (this ) Tj ET Q q 0 0 0 rg BT 420.99 742.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 468.61 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 478.46 742.10 Td (included ) Tj ET Q q 0 0 0 rg BT 516.08 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.03 742.10 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 83.59 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 100.53 730.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 134.12 730.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 173.83 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 184.11 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.83 730.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 245.91 730.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 301.18 730.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 335.88 730.10 Td (Sheet.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 704.7669921875 m 112.4755859375 704.7669921875 l s q 0 0 0 rg BT 50.00 706.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 85.82 706.10 Td (Grants) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 694.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.25 694.10 Td (January ) Tj ET Q q 0 0 0 rg BT 133.37 694.10 Td (12, ) Tj ET Q q 0 0 0 rg BT 147.90 694.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 172.43 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.67 694.10 Td (board ) Tj ET Q q 0 0 0 rg BT 211.46 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.82 694.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 258.83 694.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 290.84 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.09 694.10 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.69 694.10 Td (seven) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.46 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 376.49 694.10 Td (non-employee ) Tj ET Q q 0 0 0 rg BT 435.72 694.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 472.73 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 479.19 694.10 Td (total ) Tj ET Q q 0 0 0 rg BT 498.99 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 509.35 694.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.38 694.10 Td (42,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 538.88 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 540.90 694.10 Td (stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (options ) Tj ET Q q 0 0 0 rg BT 82.12 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.11 682.10 Td (which ) Tj ET Q q 0 0 0 rg BT 120.22 682.10 Td (one-fourth ) Tj ET Q q 0 0 0 rg BT 165.09 682.10 Td (will ) Tj ET Q q 0 0 0 rg BT 183.32 682.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 202.09 682.10 Td (on ) Tj ET Q q 0 0 0 rg BT 214.76 682.10 Td (January ) Tj ET Q q 0 0 0 rg BT 248.53 682.10 Td (12, ) Tj ET Q q 0 0 0 rg BT 263.69 682.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 288.86 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 305.97 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.85 682.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 364.06 682.10 Td (options ) Tj ET Q q 0 0 0 rg BT 396.18 682.10 Td (will ) Tj ET Q q 0 0 0 rg BT 414.40 682.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 433.18 682.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 463.61 682.10 Td (each ) Tj ET Q q 0 0 0 rg BT 484.59 682.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 515.57 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 526.02 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 540.90 682.10 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 75.00 670.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 100.00 670.10 Td (2018 ) Tj ET Q q 0 0 0 rg BT 122.50 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 139.44 670.10 Td (2019. ) Tj ET Q q 0 0 0 rg BT 164.44 670.10 Td (Such ) Tj ET Q q 0 0 0 rg BT 186.94 670.10 Td (grants ) Tj ET Q q 0 0 0 rg BT 213.88 670.10 Td (were ) Tj ET Q q 0 0 0 rg BT 235.81 670.10 Td (made ) Tj ET Q q 0 0 0 rg BT 259.96 670.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 296.90 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 307.18 670.10 Td (board's ) Tj ET Q q 0 0 0 rg BT 338.14 670.10 Td (policy) Tj ET Q q 0 0 0 rg BT 362.49 670.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 644.7669921875 m 318.828125 644.7669921875 l s q 0 0 0 rg BT 50.00 646.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 101.93 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 112.21 646.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 159.15 646.10 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 211.07 646.10 Td (Banking ) Tj ET Q q 0 0 0 rg BT 247.46 646.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 274.40 646.10 Td (Agreement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 634.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.88 634.10 Td (February ) Tj ET Q q 0 0 0 rg BT 139.63 634.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 149.79 634.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 174.95 634.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 198.99 634.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 216.91 634.10 Td 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317.70 574.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.60 574.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 349.16 574.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.05 574.10 Td (, ) Tj ET Q q 0 0 0 rg BT 382.12 574.10 Td (which ) Tj ET Q q 0 0 0 rg BT 408.12 574.10 Td (together ) Tj ET Q q 0 0 0 rg BT 442.45 574.10 Td (with ) Tj ET Q q 0 0 0 rg BT 461.79 574.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.57 574.10 Td ($50 ) Tj ET Q q 0 0 0 rg BT 492.13 574.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.02 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 522.59 574.10 Td (accordion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (feature ) Tj ET Q q 0 0 0 rg BT 79.90 562.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 118.68 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 133.04 562.10 Td (total ) Tj ET Q q 0 0 0 rg BT 152.95 562.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 179.62 562.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 226.18 562.10 Td (capacity ) Tj ET Q q 0 0 0 rg BT 261.63 562.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 293.77 562.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.69 562.10 Td ($240 ) Tj ET Q q 0 0 0 rg BT 325.83 562.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.72 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 356.86 562.10 Td (from ) Tj ET Q q 0 0 0 rg BT 378.44 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.80 562.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 414.38 562.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 446.52 562.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.99 562.10 Td ($200 ) Tj ET Q q 0 0 0 rg BT 479.13 562.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.02 562.10 Td (, ) Tj ET Q q 0 0 0 rg BT 512.66 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.24 562.10 Td (expands ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 550.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 109.98 550.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 131.92 550.10 Td (group ) Tj ET Q q 0 0 0 rg BT 157.75 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 168.03 550.10 Td (four ) Tj ET Q q 0 0 0 rg BT 187.19 550.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 236.34 550.10 Td (by ) Tj ET Q q 0 0 0 rg BT 248.84 550.10 Td (adding ) Tj ET Q q 0 0 0 rg BT 278.55 550.10 Td (Fifth ) Tj ET Q q 0 0 0 rg BT 300.32 550.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 325.04 550.10 Td (Bank. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 524.7669921875 m 134.1748046875 524.7669921875 l s q 0 0 0 rg BT 50.00 526.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 87.51 526.10 Td (Acquisition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 514.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.88 514.10 Td (March ) Tj ET Q q 0 0 0 rg BT 129.65 514.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 139.81 514.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 162.47 514.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 184.02 514.10 Td (announced ) Tj ET Q q 0 0 0 rg BT 230.00 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.88 514.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 291.42 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 302.22 514.10 Td (V) Tj ET Q q 0 0 0 rg BT 308.84 514.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 318.72 514.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 346.93 514.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 376.25 514.10 Td (Communications ) Tj ET Q q 0 0 0 rg BT 447.24 514.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 478.23 514.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 512.55 514.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 526.59 514.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 536.47 514.10 Td (Media ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (Health"\), ) Tj ET Q q 0 0 0 rg BT 89.05 502.10 Td (ef) Tj ET Q q 0 0 0 rg BT 96.63 502.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 126.31 502.10 Td (March ) Tj ET Q q 0 0 0 rg BT 154.89 502.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 164.87 502.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 189.67 502.10 Td (V) Tj ET Q q 0 0 0 rg BT 196.29 502.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 205.98 502.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 234.01 502.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 263.14 502.10 Td (is ) Tj ET Q q 0 0 0 rg BT 272.29 502.10 Td (one ) Tj ET Q q 0 0 0 rg BT 289.21 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 300.01 502.10 Td (India) Tj ET Q q 0 0 0 rg BT 323.34 502.10 Td (s ) Tj ET Q q 0 0 0 rg BT 329.71 502.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 361.62 502.10 Td (health ) Tj ET Q q 0 0 0 rg BT 388.53 502.10 Td (content ) Tj ET Q q 0 0 0 rg BT 420.44 502.10 Td (& ) Tj ET Q q 0 0 0 rg BT 430.70 502.10 Td (communication ) Tj ET Q q 0 0 0 rg BT 495.38 502.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 543.13 502.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.03 490.10 Td (V) Tj ET Q q 0 0 0 rg BT 92.65 490.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 101.59 490.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 128.86 490.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 157.24 490.10 Td (for ) Tj ET Q q 0 0 0 rg BT 170.63 490.10 Td (upfront ) Tj ET Q q 0 0 0 rg BT 201.79 490.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 221.29 490.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 276.89 490.10 Td (in ) Tj ET Q q 0 0 0 rg BT 286.39 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.33 490.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 332.06 490.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.11 490.10 Td ($1.24 ) Tj ET Q q 0 0 0 rg BT 366.34 490.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.23 490.10 Td (, ) Tj ET Q q 0 0 0 rg BT 399.46 490.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 417.85 490.10 Td (a ) Tj ET Q q 0 0 0 rg BT 424.02 490.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 458.52 490.10 Td (future ) Tj ET Q q 0 0 0 rg BT 484.12 490.10 Td (one ) Tj ET Q q 0 0 0 rg BT 500.29 490.10 Td (time ) Tj ET Q q 0 0 0 rg BT 519.79 490.10 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 81.69 478.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 117.82 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 127.85 478.10 Td (up ) Tj ET Q q 0 0 0 rg BT 139.56 478.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.04 478.10 Td ($372 ) Tj ET Q q 0 0 0 rg BT 170.74 478.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.85 478.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.55 478.10 Td (based ) Tj ET Q q 0 0 0 rg BT 233.02 478.10 Td (on ) Tj ET Q q 0 0 0 rg BT 244.72 478.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 273.07 478.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 310.31 478.10 Td (over ) Tj ET Q q 0 0 0 rg BT 329.78 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.69 478.10 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.83 478.10 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.49 478.10 Td ( ) Tj ET Q q 0 0 0 rg BT 418.19 478.10 Td (month ) Tj ET Q q 0 0 0 rg BT 445.45 478.10 Td (period ) Tj ET Q q 0 0 0 rg BT 472.70 478.10 Td (following ) Tj ET Q q 0 0 0 rg BT 513.29 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.20 478.10 Td (ef) Tj ET Q q 0 0 0 rg BT 534.79 478.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (date ) Tj ET Q q 0 0 0 rg BT 68.71 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 79.10 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 93.38 466.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 141.82 466.10 Td (and ) Tj ET Q q 0 0 0 rg BT 158.31 466.10 Td (a ) Tj ET Q q 0 0 0 rg BT 164.81 466.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 199.65 466.10 Td (one ) Tj ET Q q 0 0 0 rg BT 216.14 466.10 Td (time ) Tj ET Q q 0 0 0 rg BT 235.97 466.10 Td (future ) Tj ET Q q 0 0 0 rg BT 261.91 466.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 314.49 466.10 Td (bonus ) Tj ET Q q 0 0 0 rg BT 340.44 466.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 384.15 466.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 406.21 466.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 439.91 466.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 470.30 466.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 504.00 466.10 Td (in ) Tj ET Q q 0 0 0 rg BT 513.84 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.11 466.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (over ) Tj ET Q q 0 0 0 rg BT 70.27 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.99 454.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 131.92 454.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 181.63 454.10 Td (month ) Tj ET Q q 0 0 0 rg BT 209.69 454.10 Td (period ) Tj ET Q q 0 0 0 rg BT 237.73 454.10 Td (following ) Tj ET Q q 0 0 0 rg BT 279.12 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 293.84 454.10 Td (ef) Tj ET Q q 0 0 0 rg BT 301.43 454.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 331.13 454.10 Td (date ) Tj ET Q q 0 0 0 rg BT 350.28 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.11 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 375.83 454.10 Td (acquisition. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 428.7669921875 m 121.66015625 428.7669921875 l s q 0 0 0 rg BT 50.00 430.10 Td (Land ) Tj ET Q q 0 0 0 rg BT 72.50 430.10 Td (Acquisition ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 418.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.46 418.10 Td (January ) Tj ET Q q 0 0 0 rg BT 133.80 418.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 148.54 418.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 170.79 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.24 418.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 226.37 418.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 263.04 418.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.04 418.10 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.71 418.10 Td ( ) Tj ET Q q 0 0 0 rg BT 336.95 418.10 Td (acres ) Tj ET Q q 0 0 0 rg BT 359.73 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.30 418.10 Td (land ) Tj ET Q q 0 0 0 rg BT 389.75 418.10 Td (adjacent ) Tj ET Q q 0 0 0 rg BT 425.31 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 435.33 418.10 Td (its ) Tj ET Q q 0 0 0 rg BT 447.02 418.10 Td (new ) Tj ET Q q 0 0 0 rg BT 465.92 418.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 510.93 418.10 Td (headquarters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 81.68 406.10 Td (being ) Tj ET Q q 0 0 0 rg BT 107.26 406.10 Td (built ) Tj ET Q q 0 0 0 rg BT 128.96 406.10 Td (out ) Tj ET Q q 0 0 0 rg BT 145.10 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.24 406.10 Td (Johns ) Tj ET Q q 0 0 0 rg BT 182.38 406.10 Td (Creek, ) Tj ET Q q 0 0 0 rg BT 212.12 406.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 231.93 406.10 Td (gia. ) Tj ET Q q 0 0 0 rg BT 250.01 406.10 Td ( ) Tj ET Q q 0 0 0 rg BT 253.13 406.10 Td (The ) Tj ET Q q 0 0 0 rg BT 272.04 406.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 314.29 406.10 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.86 406.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 355.73 406.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.62 406.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.98 406.10 Td (for ) Tj ET Q q 0 0 0 rg BT 403.00 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.58 406.10 Td (land ) Tj ET Q q 0 0 0 rg BT 439.16 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 456.96 406.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 488.09 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 503.67 406.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 542.57 406.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 88.04 394.10 Td (from ) Tj ET Q q 0 0 0 rg BT 109.98 394.10 Td (its ) Tj ET Q q 0 0 0 rg BT 121.92 394.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 162.75 394.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 212.45 394.10 Td (banking ) Tj ET Q q 0 0 0 rg BT 247.16 394.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 272.43 394.10 Td (facility) Tj ET Q q 0 0 0 rg BT 300.10 394.10 Td (.) Tj ET Q endstream endobj 179 0 obj <>] /Rotate 0 /Contents 180 0 R>> endobj 180 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (86) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item9. 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(of ) Tj ET Q q 0 0 0 rg BT 341.06 655.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 384.28 655.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 419.16 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.27 655.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 482.81 655.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 521.02 655.25 Td (to ) Tj ET Q q 0 0 0 rg BT 531.47 655.25 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 643.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 95.50 643.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 137.11 643.25 Td (that ) Tj ET Q q 0 0 0 rg BT 154.86 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 169.82 643.25 Td (information ) Tj ET Q q 0 0 0 rg BT 219.78 643.25 Td (required ) Tj ET Q q 0 0 0 rg BT 255.84 643.25 Td (to ) Tj ET Q q 0 0 0 rg BT 266.36 643.25 Td (be ) Tj ET Q q 0 0 0 rg BT 278.55 643.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 318.51 643.25 Td (by ) Tj ET Q q 0 0 0 rg BT 331.26 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.22 643.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 387.86 643.25 Td (in ) Tj ET Q q 0 0 0 rg BT 398.38 643.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 428.90 643.25 Td (that ) Tj ET Q q 0 0 0 rg BT 446.64 643.25 Td (we ) Tj ET Q q 0 0 0 rg BT 461.04 643.25 Td (file ) Tj ET Q q 0 0 0 rg BT 477.12 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 494.30 643.25 Td (submit ) Tj ET Q q 0 0 0 rg BT 524.27 643.25 Td (under ) Tj ET Q q 0 0 0 rg BT 549.79 643.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 91.74 631.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 109.14 631.25 Td (is ) Tj ET Q q 0 0 0 rg BT 118.78 631.25 Td (recorded, ) Tj ET Q q 0 0 0 rg BT 159.23 631.25 Td (processed, ) Tj ET Q q 0 0 0 rg BT 204.13 631.25 Td (summarized ) Tj ET Q q 0 0 0 rg BT 255.97 631.25 Td (and ) Tj ET Q q 0 0 0 rg BT 273.37 631.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 309.66 631.25 Td (accurately ) Tj ET Q q 0 0 0 rg BT 353.71 631.25 Td (within ) Tj ET Q q 0 0 0 rg BT 382.23 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.42 631.25 Td (time ) Tj ET Q q 0 0 0 rg BT 418.16 631.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 450.57 631.25 Td (specified ) Tj ET Q q 0 0 0 rg BT 489.63 631.25 Td (in ) Tj ET Q q 0 0 0 rg BT 500.38 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 515.56 631.25 Td (SEC's ) Tj ET Q q 0 0 0 rg BT 542.56 631.25 Td (rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.67 619.25 Td (forms. ) Tj ET Q q 0 0 0 rg BT 94.74 619.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 139.74 619.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 174.20 619.25 Td (also ) Tj ET Q q 0 0 0 rg BT 192.54 619.25 Td (are ) Tj ET Q q 0 0 0 rg BT 206.98 619.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 244.76 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.78 619.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 300.33 619.25 Td (assure ) Tj ET Q q 0 0 0 rg BT 327.55 619.25 Td (that ) Tj ET Q q 0 0 0 rg BT 344.78 619.25 Td (such ) Tj ET Q q 0 0 0 rg BT 365.35 619.25 Td (information ) Tj ET Q q 0 0 0 rg BT 414.80 619.25 Td (is ) Tj ET Q q 0 0 0 rg BT 423.70 619.25 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 476.46 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 493.14 619.25 Td (communicated ) Tj ET Q q 0 0 0 rg BT 554.24 619.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 105.18 607.25 Td (including ) Tj ET Q q 0 0 0 rg BT 144.54 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.35 607.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 182.16 607.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 223.73 607.25 Td (Of) Tj ET Q q 0 0 0 rg BT 234.10 607.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 254.01 607.25 Td (and ) Tj ET Q q 0 0 0 rg BT 270.04 607.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 293.84 607.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 332.65 607.25 Td (Of) Tj ET Q q 0 0 0 rg BT 343.02 607.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 360.93 607.25 Td (, ) Tj ET Q q 0 0 0 rg BT 365.02 607.25 Td (as ) Tj ET Q q 0 0 0 rg BT 374.95 607.25 Td (appropriate, ) Tj ET Q q 0 0 0 rg BT 424.57 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 433.94 607.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 457.75 607.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 484.89 607.25 Td (decisions ) Tj ET Q q 0 0 0 rg BT 523.70 607.25 Td (regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (required ) Tj ET Q q 0 0 0 rg BT 85.12 595.25 Td (disclosures. ) Tj ET Q q 0 0 0 rg BT 133.87 595.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 178.45 595.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 212.48 595.25 Td (include ) Tj ET Q q 0 0 0 rg BT 243.72 595.25 Td (components ) Tj ET Q q 0 0 0 rg BT 293.85 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 303.99 595.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 336.34 595.25 Td (control ) Tj ET Q q 0 0 0 rg BT 366.48 595.25 Td (over ) Tj ET Q q 0 0 0 rg BT 386.05 595.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 422.84 595.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 463.81 595.25 Td (which ) Tj ET Q q 0 0 0 rg BT 490.06 595.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 523.54 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 533.67 595.25 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 89.95 583.25 Td (designated ) Tj ET Q q 0 0 0 rg BT 134.35 583.25 Td (to ) Tj ET Q q 0 0 0 rg BT 143.75 583.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 175.93 583.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 220.32 583.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 260.82 583.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 300.76 583.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.61 583.25 Td (reliability ) Tj ET Q q 0 0 0 rg BT 355.12 583.25 Td (of ) Tj ET Q q 0 0 0 rg BT 365.08 583.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 401.69 583.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 439.98 583.25 Td (and ) Tj ET Q q 0 0 0 rg BT 456.04 583.25 Td (the ) Tj ET Q q 0 0 0 rg BT 469.89 583.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 517.06 583.25 Td (of ) Tj ET Q q 0 0 0 rg BT 527.02 583.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 94.71 571.25 Td (in ) Tj ET Q q 0 0 0 rg BT 104.99 571.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 152.45 571.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.73 571.25 Td (United ) Tj ET Q q 0 0 0 rg BT 202.45 571.25 Td (States ) Tj ET Q q 0 0 0 rg BT 228.83 571.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 268.54 571.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 306.01 571.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 352.38 571.25 Td (principles. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 76.74 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 79.48 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 82.22 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 84.96 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 87.51 549.20 Td (W) Tj ET Q q 0 0 0 rg BT 96.14 549.20 Td (e ) Tj ET Q q 0 0 0 rg BT 103.32 549.20 Td (monitor ) Tj ET Q q 0 0 0 rg BT 137.73 549.20 Td (and ) Tj ET Q q 0 0 0 rg BT 154.91 549.20 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 190.96 549.20 Td (on ) Tj ET Q q 0 0 0 rg BT 203.70 549.20 Td (an ) Tj ET Q q 0 0 0 rg BT 215.88 549.20 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 251.40 549.20 Td (basis ) Tj ET Q q 0 0 0 rg BT 274.14 549.20 Td (our ) Tj ET Q q 0 0 0 rg BT 290.21 549.20 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 333.50 549.20 Td (controls ) Tj ET Q q 0 0 0 rg BT 368.45 549.20 Td (and ) Tj ET Q q 0 0 0 rg BT 385.63 549.20 Td (procedures ) Tj ET Q q 0 0 0 rg BT 432.24 549.20 Td (in ) Tj ET Q q 0 0 0 rg BT 442.76 549.20 Td (order ) Tj ET Q q 0 0 0 rg BT 466.60 549.20 Td (to ) Tj ET Q q 0 0 0 rg BT 477.12 549.20 Td (improve ) Tj ET Q q 0 0 0 rg BT 513.18 549.20 Td (their ) Tj ET Q q 0 0 0 rg BT 534.25 549.20 Td (overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 537.20 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 537.20 Td (fectiveness. ) Tj ET Q q 0 0 0 rg BT 106.94 537.20 Td (In ) Tj ET Q q 0 0 0 rg BT 117.70 537.20 Td (the ) Tj ET Q q 0 0 0 rg BT 132.35 537.20 Td (course ) Tj ET Q q 0 0 0 rg BT 160.88 537.20 Td (of ) Tj ET Q q 0 0 0 rg BT 171.64 537.20 Td (these ) Tj ET Q q 0 0 0 rg BT 194.62 537.20 Td (evaluations, ) Tj ET Q q 0 0 0 rg BT 245.09 537.20 Td (we ) Tj ET Q q 0 0 0 rg BT 259.18 537.20 Td (modify ) Tj ET Q q 0 0 0 rg BT 290.50 537.20 Td (and ) Tj ET Q q 0 0 0 rg BT 307.37 537.20 Td (refine ) Tj ET Q q 0 0 0 rg BT 333.11 537.20 Td (our ) Tj ET Q q 0 0 0 rg BT 348.88 537.20 Td (internal ) Tj ET Q q 0 0 0 rg BT 381.85 537.20 Td (processes ) Tj ET Q q 0 0 0 rg BT 422.60 537.20 Td (and ) Tj ET Q q 0 0 0 rg BT 439.47 537.20 Td (controls ) Tj ET Q q 0 0 0 rg BT 474.12 537.20 Td (as ) Tj ET Q q 0 0 0 rg BT 484.88 537.20 Td (conditions ) Tj ET Q q 0 0 0 rg BT 528.97 537.20 Td (warrant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 515.15 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 515.15 Td (Our ) Tj ET Q q 0 0 0 rg BT 103.95 515.15 Td (management, ) Tj ET Q q 0 0 0 rg BT 159.94 515.15 Td (including ) Tj ET Q q 0 0 0 rg BT 200.12 515.15 Td (our ) Tj ET Q q 0 0 0 rg BT 215.85 515.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 240.47 515.15 Td (Executive ) Tj ET Q q 0 0 0 rg BT 282.85 515.15 Td (Of) Tj ET Q q 0 0 0 rg BT 293.22 515.15 Td (ficer ) Tj ET Q q 0 0 0 rg BT 313.94 515.15 Td (and ) Tj ET Q q 0 0 0 rg BT 330.78 515.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 355.40 515.15 Td (Financial ) Tj ET Q q 0 0 0 rg BT 395.01 515.15 Td (Of) Tj ET Q q 0 0 0 rg BT 405.38 515.15 Td (ficer) Tj ET Q q 0 0 0 rg BT 423.29 515.15 Td (, ) Tj ET Q q 0 0 0 rg BT 428.20 515.15 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 468.91 515.15 Td (the ) Tj ET Q q 0 0 0 rg BT 483.53 515.15 Td (ef) Tj ET Q q 0 0 0 rg BT 491.11 515.15 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 537.94 515.15 Td (of ) Tj ET Q q 0 0 0 rg BT 548.67 515.15 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 503.15 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 98.12 503.15 Td (controls ) Tj ET Q q 0 0 0 rg BT 133.47 503.15 Td (and ) Tj ET Q q 0 0 0 rg BT 151.04 503.15 Td (procedures ) Tj ET Q q 0 0 0 rg BT 202.48 503.15 Td (\(as ) Tj ET Q q 0 0 0 rg BT 217.27 503.15 Td (defined ) Tj ET Q q 0 0 0 rg BT 250.39 503.15 Td (in ) Tj ET Q q 0 0 0 rg BT 261.30 503.15 Td (Rule ) Tj ET Q q 0 0 0 rg BT 283.32 503.15 Td (13a-15\(e\) ) Tj ET Q q 0 0 0 rg BT 325.31 503.15 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 378.99 503.15 Td (under ) Tj ET Q q 0 0 0 rg BT 404.89 503.15 Td (the ) Tj ET Q q 0 0 0 rg BT 420.24 503.15 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 462.10 503.15 Td (Act\) ) Tj ET Q q 0 0 0 rg BT 483.00 503.15 Td (as ) Tj ET Q q 0 0 0 rg BT 494.47 503.15 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 503.15 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 491.15 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 491.15 Td (. ) Tj ET Q q 0 0 0 rg BT 75.45 491.15 Td (Based ) Tj ET Q q 0 0 0 rg BT 102.84 491.15 Td (on ) Tj ET Q q 0 0 0 rg BT 115.79 491.15 Td (that ) Tj ET Q q 0 0 0 rg BT 133.73 491.15 Td (evaluation, ) Tj ET Q q 0 0 0 rg BT 180.83 491.15 Td (management ) Tj ET Q q 0 0 0 rg BT 234.87 491.15 Td (has ) Tj ET Q q 0 0 0 rg BT 251.15 491.15 Td (concluded ) Tj ET Q q 0 0 0 rg BT 295.19 491.15 Td (that ) Tj ET Q q 0 0 0 rg BT 313.13 491.15 Td (our ) Tj ET Q q 0 0 0 rg BT 329.41 491.15 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 372.91 491.15 Td (controls ) Tj ET Q q 0 0 0 rg BT 408.08 491.15 Td (and ) Tj ET Q q 0 0 0 rg BT 425.46 491.15 Td (procedures ) Tj ET Q q 0 0 0 rg BT 472.28 491.15 Td (are ) Tj ET Q q 0 0 0 rg BT 487.44 491.15 Td (ef) Tj ET Q q 0 0 0 rg BT 495.02 491.15 Td (fective ) Tj ET Q q 0 0 0 rg BT 525.18 491.15 Td (to ) Tj ET Q q 0 0 0 rg BT 535.90 491.15 Td (ensure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 479.15 Td (that ) Tj ET Q q 0 0 0 rg BT 68.27 479.15 Td (information ) Tj ET Q q 0 0 0 rg BT 118.75 479.15 Td (required ) Tj ET Q q 0 0 0 rg BT 155.33 479.15 Td (to ) Tj ET Q q 0 0 0 rg BT 166.38 479.15 Td (be ) Tj ET Q q 0 0 0 rg BT 179.09 479.15 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 219.58 479.15 Td (in ) Tj ET Q q 0 0 0 rg BT 230.63 479.15 Td (the ) Tj ET Q q 0 0 0 rg BT 246.12 479.15 Td (reports ) Tj ET Q q 0 0 0 rg BT 277.15 479.15 Td (that ) Tj ET Q q 0 0 0 rg BT 295.42 479.15 Td (we ) Tj ET Q q 0 0 0 rg BT 310.35 479.15 Td (file ) Tj ET Q q 0 0 0 rg BT 326.95 479.15 Td (or ) Tj ET Q q 0 0 0 rg BT 338.55 479.15 Td (submit ) Tj ET Q q 0 0 0 rg BT 369.04 479.15 Td (under ) Tj ET Q q 0 0 0 rg BT 395.08 479.15 Td (the ) Tj ET Q q 0 0 0 rg BT 410.57 479.15 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 452.54 479.15 Td (Act ) Tj ET Q q 0 0 0 rg BT 470.25 479.15 Td (is ) Tj ET Q q 0 0 0 rg BT 480.19 479.15 Td (accurately ) Tj ET Q q 0 0 0 rg BT 524.54 479.15 Td (recorded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 467.15 Td (processed, ) Tj ET Q q 0 0 0 rg BT 93.93 467.15 Td (summarized ) Tj ET Q q 0 0 0 rg BT 144.81 467.15 Td (and ) Tj ET Q q 0 0 0 rg BT 161.26 467.15 Td (reported ) Tj ET Q q 0 0 0 rg BT 196.58 467.15 Td (within ) Tj ET Q q 0 0 0 rg BT 224.14 467.15 Td (the ) Tj ET Q q 0 0 0 rg BT 238.36 467.15 Td (time ) Tj ET Q q 0 0 0 rg BT 258.14 467.15 Td (periods ) Tj ET Q q 0 0 0 rg BT 289.59 467.15 Td (specified ) Tj ET Q q 0 0 0 rg BT 327.69 467.15 Td (in ) Tj ET Q q 0 0 0 rg BT 337.47 467.15 Td (the ) Tj ET Q q 0 0 0 rg BT 351.69 467.15 Td (SEC's ) Tj ET Q q 0 0 0 rg BT 377.73 467.15 Td (rules ) Tj ET Q q 0 0 0 rg BT 399.18 467.15 Td (and ) Tj ET Q q 0 0 0 rg BT 415.62 467.15 Td (forms, ) Tj ET Q q 0 0 0 rg BT 443.46 467.15 Td (and ) Tj ET Q q 0 0 0 rg BT 459.90 467.15 Td (to ) Tj ET Q q 0 0 0 rg BT 469.69 467.15 Td (ensure ) Tj ET Q q 0 0 0 rg BT 497.79 467.15 Td (that ) Tj ET Q q 0 0 0 rg BT 514.79 467.15 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 455.15 Td (is ) Tj ET Q q 0 0 0 rg BT 59.98 455.15 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 113.82 455.15 Td (and ) Tj ET Q q 0 0 0 rg BT 131.56 455.15 Td (communicated ) Tj ET Q q 0 0 0 rg BT 193.74 455.15 Td (to ) Tj ET Q q 0 0 0 rg BT 204.83 455.15 Td (our ) Tj ET Q q 0 0 0 rg BT 221.47 455.15 Td (management, ) Tj ET Q q 0 0 0 rg BT 278.37 455.15 Td (including ) Tj ET Q q 0 0 0 rg BT 319.45 455.15 Td (the ) Tj ET Q q 0 0 0 rg BT 334.98 455.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 360.50 455.15 Td (Executive ) Tj ET Q q 0 0 0 rg BT 403.79 455.15 Td (Of) Tj ET Q q 0 0 0 rg BT 414.16 455.15 Td (ficer ) Tj ET Q q 0 0 0 rg BT 435.79 455.15 Td (and ) Tj ET Q q 0 0 0 rg BT 453.54 455.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 479.06 455.15 Td (Financial ) Tj ET Q q 0 0 0 rg BT 519.58 455.15 Td (Of) Tj ET Q q 0 0 0 rg BT 529.96 455.15 Td (ficer) Tj ET Q q 0 0 0 rg BT 547.87 455.15 Td (, ) Tj ET Q q 0 0 0 rg BT 553.68 455.15 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 443.15 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 98.03 443.15 Td (to ) Tj ET Q q 0 0 0 rg BT 108.31 443.15 Td (allow ) Tj ET Q q 0 0 0 rg BT 133.03 443.15 Td (timely ) Tj ET Q q 0 0 0 rg BT 161.08 443.15 Td (decisions ) Tj ET Q q 0 0 0 rg BT 200.80 443.15 Td (regarding ) Tj ET Q q 0 0 0 rg BT 241.61 443.15 Td (required ) Tj ET Q q 0 0 0 rg BT 277.43 443.15 Td (disclosure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 431.15 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 409.15 Td (Management) Tj ET Q q 0 0 0 rg BT 109.06 409.15 Td (s ) Tj ET Q q 0 0 0 rg BT 115.45 409.15 Td (Report ) Tj ET Q q 0 0 0 rg BT 147.94 409.15 Td (on ) Tj ET Q q 0 0 0 rg BT 161.00 409.15 Td (Internal ) Tj ET Q q 0 0 0 rg BT 198.50 409.15 Td (Contr) Tj ET Q q 0 0 0 rg BT 223.87 409.15 Td (ol ) Tj ET Q q 0 0 0 rg BT 234.15 409.15 Td (over) Tj ET Q q 0 0 0 rg BT 252.85 409.15 Td ( ) Tj ET Q q 0 0 0 rg BT 255.35 409.15 Td (Financial ) Tj ET Q q 0 0 0 rg BT 297.85 409.15 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 392.15 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 392.15 Td (Management ) Tj ET Q q 0 0 0 rg BT 139.95 392.15 Td (is ) Tj ET Q q 0 0 0 rg BT 148.37 392.15 Td (responsible ) Tj ET Q q 0 0 0 rg BT 195.67 392.15 Td (for ) Tj ET Q q 0 0 0 rg BT 209.08 392.15 Td (establishing ) Tj ET Q q 0 0 0 rg BT 258.60 392.15 Td (and ) Tj ET Q q 0 0 0 rg BT 274.79 392.15 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 324.31 392.15 Td (adequate ) Tj ET Q q 0 0 0 rg BT 361.59 392.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 393.88 392.15 Td (control ) Tj ET Q q 0 0 0 rg BT 423.95 392.15 Td (over ) Tj ET Q q 0 0 0 rg BT 443.47 392.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 480.20 392.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 518.61 392.15 Td (\(as ) Tj ET Q q 0 0 0 rg BT 532.02 392.15 Td (defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 380.15 Td (in ) Tj ET Q q 0 0 0 rg BT 59.90 380.15 Td (Rule13a-15\(f\) ) Tj ET Q q 0 0 0 rg BT 121.16 380.15 Td (under ) Tj ET Q q 0 0 0 rg BT 146.04 380.15 Td (the ) Tj ET Q q 0 0 0 rg BT 160.38 380.15 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 201.45 380.15 Td (Act\). ) Tj ET Q q 0 0 0 rg BT 223.83 380.15 Td (Our ) Tj ET Q q 0 0 0 rg BT 241.50 380.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 274.16 380.15 Td (control ) Tj ET Q q 0 0 0 rg BT 304.60 380.15 Td (system ) Tj ET Q q 0 0 0 rg BT 334.50 380.15 Td (is ) Tj ET Q q 0 0 0 rg BT 343.29 380.15 Td (designed ) Tj ET Q q 0 0 0 rg BT 380.95 380.15 Td (to ) Tj ET Q q 0 0 0 rg BT 390.84 380.15 Td (provide ) Tj ET Q q 0 0 0 rg BT 423.51 380.15 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 468.38 380.15 Td (assurance ) Tj ET Q q 0 0 0 rg BT 509.36 380.15 Td (regarding ) Tj ET Q q 0 0 0 rg BT 549.79 380.15 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 368.15 Td (reliability ) Tj ET Q q 0 0 0 rg BT 90.90 368.15 Td (of ) Tj ET Q q 0 0 0 rg BT 101.26 368.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 138.26 368.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 176.94 368.15 Td (and ) Tj ET Q q 0 0 0 rg BT 193.41 368.15 Td (the ) Tj ET Q q 0 0 0 rg BT 207.65 368.15 Td (preparation ) Tj ET Q q 0 0 0 rg BT 255.21 368.15 Td (of ) Tj ET Q q 0 0 0 rg BT 265.56 368.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 302.57 368.15 Td (statements ) Tj ET Q q 0 0 0 rg BT 346.81 368.15 Td (for ) Tj ET Q q 0 0 0 rg BT 360.49 368.15 Td (external ) Tj ET Q q 0 0 0 rg BT 394.72 368.15 Td (purposes ) Tj ET Q q 0 0 0 rg BT 432.30 368.15 Td (in ) Tj ET Q q 0 0 0 rg BT 442.10 368.15 Td (accordance ) Tj ET Q q 0 0 0 rg BT 489.09 368.15 Td (with ) Tj ET Q q 0 0 0 rg BT 508.89 368.15 Td (United ) Tj ET Q q 0 0 0 rg BT 538.13 368.15 Td (States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.15 Td (generally ) Tj ET Q q 0 0 0 rg BT 89.70 356.15 Td (accepted ) Tj ET Q q 0 0 0 rg BT 127.17 356.15 Td (accounting ) Tj ET Q q 0 0 0 rg BT 173.54 356.15 Td (principles.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 334.15 Td (Management's ) Tj ET Q q 0 0 0 rg BT 147.90 334.15 Td (assessment ) Tj ET Q q 0 0 0 rg BT 196.34 334.15 Td (of ) Tj ET Q q 0 0 0 rg BT 208.68 334.15 Td (and ) Tj ET Q q 0 0 0 rg BT 227.12 334.15 Td (conclusion ) Tj ET Q q 0 0 0 rg BT 274.45 334.15 Td (on ) Tj ET Q q 0 0 0 rg BT 288.46 334.15 Td (the ) Tj ET Q q 0 0 0 rg BT 304.68 334.15 Td (ef) Tj ET Q q 0 0 0 rg BT 312.27 334.15 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 360.70 334.15 Td (of ) Tj ET Q q 0 0 0 rg BT 373.03 334.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 407.58 334.15 Td (control ) Tj ET Q q 0 0 0 rg BT 439.91 334.15 Td (over ) Tj ET Q q 0 0 0 rg BT 461.69 334.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 500.67 334.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 541.33 334.15 Td (as ) Tj ET Q q 0 0 0 rg BT 553.67 334.15 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.15 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.78 322.15 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.78 322.15 Td ( ) Tj ET Q q 0 0 0 rg BT 131.48 322.15 Td (did ) Tj ET Q q 0 0 0 rg BT 146.96 322.15 Td (not ) Tj ET Q q 0 0 0 rg BT 162.44 322.15 Td (include ) Tj ET Q q 0 0 0 rg BT 194.58 322.15 Td (an ) Tj ET Q q 0 0 0 rg BT 206.71 322.15 Td (assessment ) Tj ET Q q 0 0 0 rg BT 253.85 322.15 Td (of ) Tj ET Q q 0 0 0 rg BT 264.88 322.15 Td (the ) Tj ET Q q 0 0 0 rg BT 279.80 322.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 313.04 322.15 Td (controls ) Tj ET Q q 0 0 0 rg BT 347.96 322.15 Td (for ) Tj ET Q q 0 0 0 rg BT 362.32 322.15 Td (our ) Tj ET Q q 0 0 0 rg BT 378.35 322.15 Td (operations ) Tj ET Q q 0 0 0 rg BT 422.71 322.15 Td (in ) Tj ET Q q 0 0 0 rg BT 433.18 322.15 Td (the ) Tj ET Q q 0 0 0 rg BT 448.10 322.15 Td (United ) Tj ET Q q 0 0 0 rg BT 478.02 322.15 Td (Kingdom ) Tj ET Q q 0 0 0 rg BT 518.50 322.15 Td (or ) Tj ET Q q 0 0 0 rg BT 529.53 322.15 Td (Canada, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.15 Td (or ) Tj ET Q q 0 0 0 rg BT 60.11 310.15 Td (our ) Tj ET Q q 0 0 0 rg BT 75.22 310.15 Td (business ) Tj ET Q q 0 0 0 rg BT 110.89 310.15 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 160.44 310.15 Td (of ) Tj ET Q q 0 0 0 rg BT 170.55 310.15 Td (Healthcare ) Tj ET Q q 0 0 0 rg BT 215.63 310.15 Td (Magic ) Tj ET Q q 0 0 0 rg BT 242.96 310.15 Td (in ) Tj ET Q q 0 0 0 rg BT 252.52 310.15 Td (India ) Tj ET Q q 0 0 0 rg BT 274.85 310.15 Td (during ) Tj ET Q q 0 0 0 rg BT 302.73 310.15 Td (2014, ) Tj ET Q q 0 0 0 rg BT 327.01 310.15 Td (and ) Tj ET Q q 0 0 0 rg BT 343.10 310.15 Td (V) Tj ET Q q 0 0 0 rg BT 349.22 310.15 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 373.48 310.15 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 413.03 310.15 Td (Medical ) Tj ET Q q 0 0 0 rg BT 447.57 310.15 Td (and ) Tj ET Q q 0 0 0 rg BT 463.79 310.15 Td (i3 ) Tj ET Q q 0 0 0 rg BT 473.35 310.15 Td (Software ) Tj ET Q q 0 0 0 rg BT 511.23 310.15 Td (in ) Tj ET Q q 0 0 0 rg BT 520.79 310.15 Td (the ) Tj ET Q q 0 0 0 rg BT 534.78 310.15 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.15 Td (States ) Tj ET Q q 0 0 0 rg BT 76.86 298.15 Td (during ) Tj ET Q q 0 0 0 rg BT 105.93 298.15 Td (2014 ) Tj ET Q q 0 0 0 rg BT 128.90 298.15 Td (for ) Tj ET Q q 0 0 0 rg BT 143.53 298.15 Td (which ) Tj ET Q q 0 0 0 rg BT 170.94 298.15 Td (the ) Tj ET Q q 0 0 0 rg BT 186.12 298.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 224.07 298.15 Td (information ) Tj ET Q q 0 0 0 rg BT 274.25 298.15 Td (for ) Tj ET Q q 0 0 0 rg BT 288.88 298.15 Td (these ) Tj ET Q q 0 0 0 rg BT 312.40 298.15 Td (business ) Tj ET Q q 0 0 0 rg BT 349.26 298.15 Td (units ) Tj ET Q q 0 0 0 rg BT 371.67 298.15 Td (are ) Tj ET Q q 0 0 0 rg BT 386.85 298.15 Td (included ) Tj ET Q q 0 0 0 rg BT 424.25 298.15 Td (in ) Tj ET Q q 0 0 0 rg BT 435.00 298.15 Td (the ) Tj ET Q q 0 0 0 rg BT 450.19 298.15 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 511.46 298.15 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.49 286.15 Td (statements ) Tj ET Q q 0 0 0 rg 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 496.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.36 496.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 102.40 496.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 134.63 496.10 Td (control ) Tj ET Q q 0 0 0 rg BT 164.64 496.10 Td (over ) Tj ET Q q 0 0 0 rg BT 184.10 496.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 220.77 496.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 259.12 496.10 Td (is ) Tj ET Q q 0 0 0 rg BT 267.48 496.10 Td (a ) Tj ET Q q 0 0 0 rg BT 273.60 496.10 Td (process ) Tj ET Q q 0 0 0 rg BT 305.28 496.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 342.52 496.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.99 496.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 384.22 496.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 428.67 496.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 469.22 496.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 509.23 496.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.13 496.10 Td (reliability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.59 484.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 99.84 484.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 139.76 484.10 Td (and ) Tj ET Q q 0 0 0 rg BT 157.46 484.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.94 484.10 Td (preparation ) Tj ET Q q 0 0 0 rg BT 221.74 484.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.33 484.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 271.58 484.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 317.05 484.10 Td (for ) Tj ET Q q 0 0 0 rg BT 331.98 484.10 Td (external ) Tj ET Q q 0 0 0 rg BT 367.44 484.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 406.26 484.10 Td (in ) Tj ET Q q 0 0 0 rg BT 417.30 484.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 465.53 484.10 Td (with ) Tj ET Q q 0 0 0 rg BT 486.57 484.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 527.04 484.10 Td (accepted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 95.81 472.10 Td (principles. ) Tj ET Q q 0 0 0 rg BT 139.26 472.10 Td (A) Tj ET Q q 0 0 0 rg BT 145.93 472.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.87 472.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 192.17 472.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 224.65 472.10 Td (control ) Tj ET Q q 0 0 0 rg BT 254.92 472.10 Td (over ) Tj ET Q q 0 0 0 rg BT 274.63 472.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 311.55 472.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 350.15 472.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 385.42 472.10 Td (those ) Tj ET Q q 0 0 0 rg BT 408.47 472.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 441.51 472.10 Td (and ) Tj ET Q q 0 0 0 rg BT 457.89 472.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 503.70 472.10 Td (that ) Tj ET Q q 0 0 0 rg BT 520.64 472.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 534.24 472.10 Td (pertain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.00 460.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.44 460.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 127.18 460.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.74 460.10 Td (records ) Tj ET Q q 0 0 0 rg BT 169.38 460.10 Td (that, ) Tj ET Q q 0 0 0 rg BT 189.10 460.10 Td (in ) Tj ET Q q 0 0 0 rg BT 199.10 460.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 244.07 460.10 Td (detail, ) Tj ET Q q 0 0 0 rg BT 271.01 460.10 Td (accurately ) Tj ET Q q 0 0 0 rg BT 314.31 460.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.97 460.10 Td (fairly ) Tj ET Q q 0 0 0 rg BT 354.84 460.10 Td (reflect ) Tj ET Q q 0 0 0 rg BT 382.59 460.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.03 460.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 447.02 460.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.68 460.10 Td (dispositions ) Tj ET Q q 0 0 0 rg BT 513.68 460.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.24 460.10 Td (the ) Tj ET Q q 0 0 0 rg BT 538.67 460.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.17 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.23 448.10 Td (company; ) Tj ET Q q 0 0 0 rg BT 118.51 448.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 133.01 448.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 166.40 448.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 212.00 448.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 253.71 448.10 Td (that ) Tj ET Q q 0 0 0 rg BT 271.55 448.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 322.16 448.10 Td (are ) Tj ET Q q 0 0 0 rg BT 337.21 448.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 375.03 448.10 Td (as ) Tj ET Q q 0 0 0 rg BT 386.20 448.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 427.91 448.10 Td (to ) Tj ET Q q 0 0 0 rg BT 438.53 448.10 Td (permit ) Tj ET Q q 0 0 0 rg BT 467.48 448.10 Td (preparation ) Tj ET Q q 0 0 0 rg BT 515.85 448.10 Td (of ) Tj ET Q q 0 0 0 rg BT 527.03 448.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 95.08 436.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.72 436.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 153.54 436.10 Td (with ) Tj ET Q q 0 0 0 rg BT 174.18 436.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 214.25 436.10 Td (accepted ) Tj ET Q q 0 0 0 rg BT 252.08 436.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 298.82 436.10 Td (principles, ) Tj ET Q q 0 0 0 rg BT 343.62 436.10 Td (and ) Tj ET Q q 0 0 0 rg BT 360.92 436.10 Td (that ) Tj ET Q q 0 0 0 rg BT 378.78 436.10 Td (receipts ) Tj ET Q q 0 0 0 rg BT 412.74 436.10 Td (and ) Tj ET Q q 0 0 0 rg BT 430.04 436.10 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 484.00 436.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.19 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.27 436.10 Td (company ) Tj ET Q q 0 0 0 rg BT 549.79 436.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (being ) Tj ET Q q 0 0 0 rg BT 75.45 424.10 Td (made ) Tj ET Q q 0 0 0 rg BT 100.34 424.10 Td (only ) Tj ET Q q 0 0 0 rg BT 121.35 424.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.36 424.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 180.56 424.10 Td (with ) Tj ET Q q 0 0 0 rg BT 201.57 424.10 Td (authorizations ) Tj ET Q q 0 0 0 rg BT 261.46 424.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.02 424.10 Td (management ) Tj ET Q q 0 0 0 rg BT 327.34 424.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.01 424.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 383.23 424.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.80 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.25 424.10 Td (company; ) Tj ET Q q 0 0 0 rg BT 452.92 424.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.59 424.10 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 485.48 424.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 519.26 424.10 Td (reasonable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 91.70 412.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 132.85 412.10 Td (prevention ) Tj ET Q q 0 0 0 rg BT 178.45 412.10 Td (or ) Tj ET Q q 0 0 0 rg BT 189.61 412.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 218.00 412.10 Td (detection ) Tj ET Q q 0 0 0 rg BT 257.48 412.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.64 412.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 323.68 412.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 372.89 412.10 Td (use, ) Tj ET Q q 0 0 0 rg BT 391.56 412.10 Td (or ) Tj ET Q q 0 0 0 rg BT 402.72 412.10 Td (disposition ) Tj ET Q q 0 0 0 rg BT 449.45 412.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.61 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 475.67 412.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 520.85 412.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 547.01 412.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (could ) Tj ET Q q 0 0 0 rg BT 74.72 400.10 Td (have ) Tj ET Q q 0 0 0 rg BT 96.09 400.10 Td (a ) Tj ET Q q 0 0 0 rg BT 103.03 400.10 Td (material ) Tj ET Q q 0 0 0 rg BT 138.29 400.10 Td (ef) Tj ET Q q 0 0 0 rg BT 145.88 400.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 163.36 400.10 Td (on ) Tj ET Q q 0 0 0 rg BT 175.86 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.58 400.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 228.06 400.10 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (Because ) Tj ET Q q 0 0 0 rg BT 87.24 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.49 382.10 Td (its ) Tj ET Q q 0 0 0 rg BT 112.85 382.10 Td (inherent ) Tj ET Q q 0 0 0 rg BT 149.54 382.10 Td (limitations, ) Tj ET Q q 0 0 0 rg BT 198.74 382.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 233.20 382.10 Td (control ) Tj ET Q q 0 0 0 rg BT 265.45 382.10 Td (over ) Tj ET Q q 0 0 0 rg BT 287.13 382.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 326.04 382.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 366.61 382.10 Td (may ) Tj ET Q q 0 0 0 rg BT 387.75 382.10 Td (not ) Tj ET Q q 0 0 0 rg BT 404.45 382.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 438.35 382.10 Td (or ) Tj ET Q q 0 0 0 rg BT 450.60 382.10 Td (detect ) Tj ET Q q 0 0 0 rg BT 478.40 382.10 Td (misstatements. ) Tj ET Q q 0 0 0 rg BT 540.61 382.10 Td (Also, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (projections ) Tj ET Q q 0 0 0 rg BT 96.31 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.52 370.10 Td (any ) Tj ET Q q 0 0 0 rg BT 122.84 370.10 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 166.37 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.58 370.10 Td (ef) Tj ET Q q 0 0 0 rg BT 184.17 370.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 230.47 370.10 Td (to ) Tj ET Q q 0 0 0 rg BT 240.13 370.10 Td (future ) Tj ET Q q 0 0 0 rg BT 265.89 370.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 297.21 370.10 Td (are ) Tj ET Q q 0 0 0 rg BT 311.29 370.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 341.50 370.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.16 370.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.25 370.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 382.13 370.10 Td (that ) Tj ET Q q 0 0 0 rg BT 399.01 370.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 433.11 370.10 Td (may ) Tj ET Q q 0 0 0 rg BT 452.20 370.10 Td (become ) Tj ET Q q 0 0 0 rg BT 485.18 370.10 Td (inadequate ) Tj ET Q q 0 0 0 rg BT 530.37 370.10 Td (because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 358.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 95.54 358.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.82 358.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 152.48 358.10 Td (or ) Tj ET Q q 0 0 0 rg BT 163.31 358.10 Td (that ) Tj ET Q q 0 0 0 rg BT 180.81 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.52 358.10 Td (degree ) Tj ET Q q 0 0 0 rg BT 224.67 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 235.50 358.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 284.09 358.10 Td (with ) Tj ET Q q 0 0 0 rg BT 304.37 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.08 358.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 352.69 358.10 Td (or ) Tj ET Q q 0 0 0 rg BT 363.52 358.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 409.88 358.10 Td (may ) Tj ET Q q 0 0 0 rg BT 429.60 358.10 Td (deteriorate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.29 340.10 Td (indicated ) Tj ET Q q 0 0 0 rg BT 102.12 340.10 Td (in ) Tj ET Q q 0 0 0 rg BT 112.07 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.47 340.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 186.95 340.10 Td (Management's ) Tj ET Q q 0 0 0 rg BT 247.03 340.10 Td (Report ) Tj ET Q q 0 0 0 rg BT 276.42 340.10 Td (on ) Tj ET Q q 0 0 0 rg BT 288.60 340.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 321.87 340.10 Td (Control ) Tj ET Q q 0 0 0 rg BT 354.60 340.10 Td (over ) Tj ET Q q 0 0 0 rg BT 374.54 340.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 413.93 340.10 Td (Reporting, ) Tj ET Q q 0 0 0 rg BT 458.61 340.10 Td (management's ) Tj ET Q q 0 0 0 rg BT 517.56 340.10 Td (assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.23 328.10 Td (and ) Tj ET Q q 0 0 0 rg BT 78.57 328.10 Td (conclusion ) Tj ET Q q 0 0 0 rg BT 124.80 328.10 Td (on ) Tj ET Q q 0 0 0 rg BT 137.70 328.10 Td (the ) Tj ET Q q 0 0 0 rg BT 152.82 328.10 Td (ef) Tj ET Q q 0 0 0 rg BT 160.41 328.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 207.73 328.10 Td (of ) Tj ET Q q 0 0 0 rg BT 218.97 328.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 252.41 328.10 Td (control ) Tj ET Q q 0 0 0 rg BT 283.64 328.10 Td (over ) Tj ET Q q 0 0 0 rg BT 304.31 328.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 342.19 328.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 381.75 328.10 Td (did ) Tj ET Q q 0 0 0 rg BT 397.43 328.10 Td (not ) Tj ET Q q 0 0 0 rg BT 413.11 328.10 Td (include ) Tj ET Q q 0 0 0 rg BT 445.44 328.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.56 328.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 494.00 328.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 529.12 328.10 Td (for ) Tj ET Q q 0 0 0 rg BT 543.69 328.10 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.48 316.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.09 316.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.14 316.10 Td (United ) Tj ET Q q 0 0 0 rg BT 150.18 316.10 Td (Kingdom ) Tj ET Q q 0 0 0 rg BT 190.79 316.10 Td (or ) Tj ET Q q 0 0 0 rg BT 201.95 316.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 237.26 316.10 Td (or ) Tj ET Q q 0 0 0 rg BT 248.42 316.10 Td (their ) Tj ET Q q 0 0 0 rg BT 269.57 316.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 320.18 316.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.33 316.10 Td (Healthcare ) Tj ET Q q 0 0 0 rg BT 377.46 316.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 405.84 316.10 Td (in ) Tj ET Q q 0 0 0 rg BT 416.45 316.10 Td (India ) Tj ET Q q 0 0 0 rg BT 439.82 316.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.43 316.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 475.76 316.10 Td (and ) Tj ET Q q 0 0 0 rg BT 492.82 316.10 Td (V) Tj ET Q q 0 0 0 rg BT 498.93 316.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 524.25 316.10 Td (Oakstone ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (Medical ) Tj ET Q q 0 0 0 rg BT 85.61 304.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.90 304.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 113.52 304.10 Td (Software ) Tj ET Q q 0 0 0 rg BT 152.47 304.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.09 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.15 304.10 Td (United ) Tj ET Q q 0 0 0 rg BT 208.22 304.10 Td (States ) Tj ET Q q 0 0 0 rg BT 234.95 304.10 Td (during ) Tj ET Q q 0 0 0 rg BT 263.91 304.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 289.25 304.10 Td (which ) Tj ET Q q 0 0 0 rg BT 316.54 304.10 Td (are ) Tj ET Q q 0 0 0 rg BT 331.59 304.10 Td (included ) Tj ET Q q 0 0 0 rg BT 368.87 304.10 Td (in ) Tj ET Q q 0 0 0 rg BT 379.50 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.56 304.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 417.41 304.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 470.80 304.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 508.62 304.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 553.68 304.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 73.71 292.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 91.30 292.10 Td (and ) Tj ET Q q 0 0 0 rg BT 108.06 292.10 Td (which ) Tj ET Q q 0 0 0 rg BT 134.82 292.10 Td (constituted ) Tj ET Q q 0 0 0 rg BT 181.02 292.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 241.10 292.10 Td (1) Tj ET Q q 0 0 0 rg BT 245.73 292.10 Td (1.0% ) Tj ET Q q 0 0 0 rg BT 268.88 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 279.53 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.07 292.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 340.97 292.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 393.83 292.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 431.69 292.10 Td (for ) Tj ET Q q 0 0 0 rg BT 445.67 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.21 292.10 Td (year ) Tj ET Q q 0 0 0 rg BT 479.73 292.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 505.93 292.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 75.73 280.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 94.52 280.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 117.74 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 129.31 280.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 163.08 280.10 Td (control ) Tj ET Q q 0 0 0 rg BT 194.64 280.10 Td (over ) Tj ET Q q 0 0 0 rg BT 215.64 280.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 253.85 280.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 293.74 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 305.30 280.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.75 280.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 362.87 280.10 Td (also ) Tj ET Q q 0 0 0 rg BT 382.21 280.10 Td (did ) Tj ET Q q 0 0 0 rg BT 398.22 280.10 Td (not ) Tj ET Q q 0 0 0 rg BT 414.23 280.10 Td (include ) Tj ET Q q 0 0 0 rg BT 446.90 280.10 Td (an ) Tj ET Q q 0 0 0 rg BT 459.57 280.10 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 504.45 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 516.02 280.10 Td (the ) Tj ET Q q 0 0 0 rg BT 531.46 280.10 Td (internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (control ) Tj ET Q q 0 0 0 rg BT 80.19 268.10 Td (over ) Tj ET Q q 0 0 0 rg BT 99.82 268.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 136.67 268.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 175.19 268.10 Td (for ) Tj ET Q q 0 0 0 rg BT 188.71 268.10 Td (their ) Tj ET Q q 0 0 0 rg BT 208.90 268.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 252.42 268.10 Td (in ) Tj ET Q q 0 0 0 rg BT 262.06 268.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.14 268.10 Td (United ) Tj ET Q q 0 0 0 rg BT 305.22 268.10 Td (Kingdom, ) Tj ET Q q 0 0 0 rg BT 347.37 268.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 381.72 268.10 Td (Healthcare ) Tj ET Q q 0 0 0 rg BT 426.88 268.10 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 456.66 268.10 Td (V) Tj ET Q q 0 0 0 rg BT 462.77 268.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 487.12 268.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 526.75 268.10 Td (Medical, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.10 Td (or ) Tj ET Q q 0 0 0 rg BT 60.83 256.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 71.11 256.10 Td (Software.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (In ) Tj ET Q q 0 0 0 rg BT 62.70 238.10 Td (our ) Tj ET Q q 0 0 0 rg BT 80.40 238.10 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 117.83 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.41 238.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 177.67 238.10 Td (maintained, ) Tj ET Q q 0 0 0 rg BT 228.97 238.10 Td (in ) Tj ET Q q 0 0 0 rg BT 241.12 238.10 Td (all ) Tj ET Q q 0 0 0 rg BT 255.48 238.10 Td (material ) Tj ET Q q 0 0 0 rg BT 292.61 238.10 Td (respects, ) Tj ET Q q 0 0 0 rg BT 331.69 238.10 Td (ef) Tj ET Q q 0 0 0 rg BT 339.28 238.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 370.85 238.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 405.76 238.10 Td (control ) Tj ET Q q 0 0 0 rg BT 438.46 238.10 Td (over ) Tj ET Q q 0 0 0 rg BT 460.60 238.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 499.95 238.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 540.97 238.10 Td (as ) Tj ET Q q 0 0 0 rg BT 553.67 238.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.68 226.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.68 226.10 Td (, ) Tj ET Q q 0 0 0 rg BT 133.77 226.10 Td (based ) Tj ET Q q 0 0 0 rg BT 159.13 226.10 Td (on ) Tj ET Q q 0 0 0 rg BT 171.72 226.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 202.62 226.10 Td (established ) Tj ET Q q 0 0 0 rg BT 249.65 226.10 Td (in ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 260.02 226.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 294.83 226.10 Td (Contr) Tj ET Q q 0 0 0 rg BT 317.79 226.10 Td (ol-Integrated ) Tj ET Q q 0 0 0 rg BT 373.15 226.10 Td (Framework ) Tj ET Q q 0 0 0 rg BT 422.40 226.10 Td (\(2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.73 226.10 Td (\) ) Tj ET Q q 0 0 0 rg BT 451.65 226.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 479.25 226.10 Td (by ) Tj ET Q q 0 0 0 rg BT 491.84 226.10 Td (the ) Tj ET Q q 0 0 0 rg BT 506.65 226.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 553.68 226.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (Sponsoring ) Tj ET Q q 0 0 0 rg BT 98.06 214.10 Td (Or) Tj ET Q q 0 0 0 rg BT 108.43 214.10 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 156.47 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 167.30 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.84 214.10 Td (T) Tj ET Q q 0 0 0 rg BT 187.60 214.10 Td (readway ) Tj ET Q q 0 0 0 rg BT 223.96 214.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 277.03 214.10 Td (\(COSO\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 196.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.52 196.10 Td (have ) Tj ET Q q 0 0 0 rg BT 86.85 196.10 Td (also ) Tj ET Q q 0 0 0 rg BT 105.40 196.10 Td (audited, ) Tj ET Q q 0 0 0 rg BT 139.79 196.10 Td (in ) Tj ET Q q 0 0 0 rg BT 150.01 196.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 197.42 196.10 Td (with ) Tj ET Q q 0 0 0 rg BT 217.65 196.10 Td (the ) Tj ET Q q 0 0 0 rg BT 232.31 196.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 272.53 196.10 Td (of ) Tj ET Q q 0 0 0 rg BT 283.31 196.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.97 196.10 Td (Public ) Tj ET Q q 0 0 0 rg BT 325.97 196.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 366.77 196.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 415.87 196.10 Td (Oversight ) Tj ET Q q 0 0 0 rg BT 457.76 196.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 484.64 196.10 Td (\(United ) Tj ET Q q 0 0 0 rg BT 517.64 196.10 Td (States\), ) Tj ET Q q 0 0 0 rg BT 549.80 196.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 102.24 184.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 134.46 184.10 Td (sheets ) Tj ET Q q 0 0 0 rg BT 160.60 184.10 Td (of ) Tj ET Q q 0 0 0 rg BT 170.62 184.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.53 184.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 225.11 184.10 Td (as ) Tj ET Q q 0 0 0 rg BT 235.14 184.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.16 184.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 302.94 184.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.94 184.10 Td ( ) Tj ET Q q 0 0 0 rg BT 324.63 184.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.77 184.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.77 184.10 Td (, ) Tj ET Q q 0 0 0 rg BT 364.96 184.10 Td (and ) Tj ET Q q 0 0 0 rg BT 381.09 184.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.00 184.10 Td (related ) Tj ET Q q 0 0 0 rg BT 423.90 184.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 476.14 184.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 520.04 184.10 Td (of ) Tj ET Q q 0 0 0 rg BT 530.07 184.10 Td (income, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 113.10 172.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 147.61 172.10 Td (stockholders' ) Tj ET Q q 0 0 0 rg BT 202.53 172.10 Td (equity) Tj ET Q q 0 0 0 rg BT 226.88 172.10 Td (, ) Tj ET Q q 0 0 0 rg BT 231.95 172.10 Td (and ) Tj ET Q q 0 0 0 rg BT 248.96 172.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 269.30 172.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 294.09 172.10 Td (for ) Tj ET Q q 0 0 0 rg BT 308.33 172.10 Td (each ) Tj ET Q q 0 0 0 rg BT 329.21 172.10 Td (of ) Tj ET Q q 0 0 0 rg BT 340.12 172.10 Td (the ) Tj ET Q q 0 0 0 rg BT 354.91 172.10 Td (three ) Tj ET Q q 0 0 0 rg BT 377.46 172.10 Td (years ) Tj ET Q q 0 0 0 rg BT 401.13 172.10 Td (in ) Tj ET Q q 0 0 0 rg BT 411.49 172.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.27 172.10 Td (period ) Tj ET Q q 0 0 0 rg BT 454.39 172.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.84 172.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 539.50 172.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 172.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.04 160.10 Td (the ) Tj ET Q q 0 0 0 rg BT 79.86 160.10 Td (related ) Tj ET Q q 0 0 0 rg BT 108.67 160.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 160.81 160.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 197.40 160.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 237.32 160.10 Td (schedules ) Tj ET Q q 0 0 0 rg BT 277.80 160.10 Td (as ) Tj ET Q q 0 0 0 rg BT 287.73 160.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.66 160.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 355.35 160.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.35 160.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.45 160.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.45 160.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.06 160.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.10 160.10 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.10 160.10 Td (, ) Tj ET Q q 0 0 0 rg BT 441.20 160.10 Td (and ) Tj ET Q q 0 0 0 rg BT 457.24 160.10 Td (our ) Tj ET Q q 0 0 0 rg BT 472.18 160.10 Td (report ) Tj ET Q q 0 0 0 rg BT 497.66 160.10 Td (dated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.92 160.10 Td (March16, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 148.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.50 148.10 Td (expressed ) Tj ET Q q 0 0 0 rg BT 114.43 148.10 Td (an ) Tj ET Q q 0 0 0 rg BT 126.37 148.10 Td (unqualified ) Tj ET Q q 0 0 0 rg BT 174.41 148.10 Td (opinion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 104.10 Td (Cherry ) Tj ET Q q 0 0 0 rg BT 80.27 104.10 Td (Bekaert ) Tj ET Q q 0 0 0 rg BT 113.86 104.10 Td (LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (Atlanta, Geor) Tj ET Q q 0 0 0 rg BT 104.24 82.10 Td (gia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (March16, 2015) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 185 0 obj <>] /Rotate 0 /Contents 186 0 R>> endobj 186 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (89) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 89.17 742.25 Td (in ) Tj ET Q q 0 0 0 rg BT 100.01 742.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 137.51 742.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 162.89 742.25 Td (ol ) Tj ET Q q 0 0 0 rg BT 173.16 742.25 Td (over) Tj ET Q q 0 0 0 rg BT 191.86 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.36 742.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 236.87 742.25 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (There ) Tj ET Q q 0 0 0 rg BT 125.31 720.25 Td (have ) Tj ET Q q 0 0 0 rg BT 147.19 720.25 Td (been ) Tj ET Q q 0 0 0 rg BT 169.06 720.25 Td (no ) Tj ET Q q 0 0 0 rg BT 182.06 720.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 217.26 720.25 Td (in ) Tj ET Q q 0 0 0 rg BT 228.04 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.25 720.25 Td (Company) Tj ET Q q 0 0 0 rg BT 284.92 720.25 Td (s ) Tj ET Q q 0 0 0 rg BT 291.80 720.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 325.34 720.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 360.56 720.25 Td (over ) Tj ET Q q 0 0 0 rg BT 381.32 720.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 419.30 720.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 458.95 720.25 Td (during ) Tj ET Q q 0 0 0 rg BT 488.06 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 503.27 720.25 Td (last ) Tj ET Q q 0 0 0 rg BT 520.16 720.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 544.81 720.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (that ) Tj ET Q q 0 0 0 rg BT 66.80 708.25 Td (have ) Tj ET Q q 0 0 0 rg BT 87.48 708.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 129.81 708.25 Td (af) Tj ET Q q 0 0 0 rg BT 137.40 708.25 Td (fected, ) Tj ET Q q 0 0 0 rg BT 166.13 708.25 Td (or ) Tj ET Q q 0 0 0 rg BT 176.26 708.25 Td (are ) Tj ET Q q 0 0 0 rg BT 190.27 708.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 235.39 708.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 259.96 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 269.54 708.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 311.88 708.25 Td (af) Tj ET Q q 0 0 0 rg BT 319.47 708.25 Td (fect, ) Tj ET Q q 0 0 0 rg BT 338.75 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.77 708.25 Td (Company) Tj ET Q q 0 0 0 rg BT 394.44 708.25 Td (s ) Tj ET Q q 0 0 0 rg BT 400.13 708.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 432.48 708.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 466.49 708.25 Td (over ) Tj ET Q q 0 0 0 rg BT 486.06 708.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 522.85 708.25 Td (reporting.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (Item9B. OTHER INFORMA) Tj ET Q q 0 0 0 rg BT 175.92 672.25 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 650.25 Td (Not ) Tj ET Q q 0 0 0 rg BT 115.95 650.25 Td (Applicable.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (P) Tj ET Q q 0 0 0 rg BT 55.37 626.25 Td (AR) Tj ET Q q 0 0 0 rg BT 69.46 626.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.95 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 626.25 Td (III) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 590.25 Td (Item10. DIRECT) Tj ET Q q 0 0 0 rg BT 126.21 590.25 Td (ORS, EXECUTIVE OFFICERS ) Tj ET Q q 0 0 0 rg BT 266.24 590.25 Td (AND CORPORA) Tj ET Q q 0 0 0 rg BT 340.21 590.25 Td (TE GOVERNANCE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 566.25 Td (ROBIN ) Tj ET Q q 0 0 0 rg BT 104.61 566.25 Td (RAINA, ) Tj ET Q q 0 0 0 rg BT 141.28 566.25 Td (48, ) Tj ET Q q 0 0 0 rg BT 156.28 566.25 Td (has ) Tj ET Q q 0 0 0 rg BT 172.11 566.25 Td (been ) Tj ET Q q 0 0 0 rg BT 193.49 566.25 Td (a ) Tj ET Q q 0 0 0 rg BT 200.42 566.25 Td (director ) Tj ET Q q 0 0 0 rg BT 234.02 566.25 Td (at ) Tj ET Q q 0 0 0 rg BT 243.73 566.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 265.12 566.25 Td (since ) Tj ET Q q 0 0 0 rg BT 288.17 566.25 Td (2000 ) Tj ET Q q 0 0 0 rg BT 310.67 566.25 Td (and ) Tj ET Q q 0 0 0 rg BT 327.61 566.25 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 369.54 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 380.37 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 395.09 566.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 422.03 566.25 Td (at ) Tj ET Q q 0 0 0 rg BT 431.74 566.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 453.13 566.25 Td (since ) Tj ET Q q 0 0 0 rg BT 476.18 566.25 Td (May ) Tj ET Q q 0 0 0 rg BT 497.01 566.25 Td (2002. ) Tj ET Q q 0 0 0 rg BT 522.01 566.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 533.68 566.25 Td (. ) Tj ET Q q 0 0 0 rg BT 538.68 566.25 Td (Raina ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.25 Td (joined ) Tj ET Q q 0 0 0 rg BT 77.83 554.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 99.55 554.25 Td (in ) Tj ET Q q 0 0 0 rg BT 110.16 554.25 Td (October ) Tj ET Q q 0 0 0 rg BT 145.21 554.25 Td (1997 ) Tj ET Q q 0 0 0 rg BT 168.04 554.25 Td (as ) Tj ET Q q 0 0 0 rg BT 179.20 554.25 Td (our ) Tj ET Q q 0 0 0 rg BT 195.16 554.25 Td (V) Tj ET Q q 0 0 0 rg BT 201.78 554.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 216.27 554.25 Td (President-Professional ) Tj ET Q q 0 0 0 rg BT 309.09 554.25 Td (Services ) Tj ET Q q 0 0 0 rg BT 345.81 554.25 Td (and ) Tj ET Q q 0 0 0 rg BT 363.08 554.25 Td (was ) Tj ET Q q 0 0 0 rg BT 381.46 554.25 Td (promoted ) Tj ET Q q 0 0 0 rg BT 422.62 554.25 Td (to ) Tj ET Q q 0 0 0 rg BT 433.24 554.25 Td (Senior ) Tj ET Q q 0 0 0 rg BT 461.98 554.25 Td (V) Tj ET Q q 0 0 0 rg BT 468.60 554.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 483.09 554.25 Td (President-Sales ) Tj ET Q q 0 0 0 rg BT 547.58 554.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 542.25 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 94.29 542.25 Td (in ) Tj ET Q q 0 0 0 rg BT 104.70 542.25 Td (February ) Tj ET Q q 0 0 0 rg BT 143.44 542.25 Td (1998. ) Tj ET Q q 0 0 0 rg BT 168.57 542.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 180.24 542.25 Td (. ) Tj ET Q q 0 0 0 rg BT 185.37 542.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 211.33 542.25 Td (was ) Tj ET Q q 0 0 0 rg BT 229.52 542.25 Td (promoted ) Tj ET Q q 0 0 0 rg BT 270.48 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 280.89 542.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 323.32 542.25 Td (V) Tj ET Q q 0 0 0 rg BT 329.94 542.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 344.23 542.25 Td (President, ) Tj ET Q q 0 0 0 rg BT 386.58 542.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 411.43 542.25 Td (Operating ) Tj ET Q q 0 0 0 rg BT 454.05 542.25 Td (Of) Tj ET Q q 0 0 0 rg BT 464.42 542.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 485.37 542.25 Td (in ) Tj ET Q q 0 0 0 rg BT 495.78 542.25 Td (December ) Tj ET Q q 0 0 0 rg BT 539.50 542.25 Td (1998. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.67 530.25 Td (. ) Tj ET Q q 0 0 0 rg BT 66.19 530.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 91.53 530.25 Td (was ) Tj ET Q q 0 0 0 rg BT 109.09 530.25 Td (appointed ) Tj ET Q q 0 0 0 rg BT 150.54 530.25 Td (President ) Tj ET Q q 0 0 0 rg BT 189.78 530.25 Td (ef) Tj ET Q q 0 0 0 rg BT 197.36 530.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 226.14 530.25 Td (August ) Tj ET Q q 0 0 0 rg BT 257.04 530.25 Td (2, ) Tj ET Q q 0 0 0 rg BT 266.56 530.25 Td (1999, ) Tj ET Q q 0 0 0 rg BT 291.07 530.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 315.31 530.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 357.30 530.25 Td (Of) Tj ET Q q 0 0 0 rg BT 367.67 530.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 388.01 530.25 Td (ef) Tj ET Q q 0 0 0 rg BT 395.59 530.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 424.81 530.25 Td (September ) Tj ET Q q 0 0 0 rg BT 469.59 530.25 Td (23, ) Tj ET Q q 0 0 0 rg BT 484.11 530.25 Td (1999 ) Tj ET Q q 0 0 0 rg BT 506.12 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 522.58 530.25 Td (Chairman ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 518.25 Td (May ) Tj ET Q q 0 0 0 rg BT 81.11 518.25 Td (2002. ) Tj ET Q q 0 0 0 rg BT 106.11 518.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 117.78 518.25 Td (. ) Tj ET Q q 0 0 0 rg BT 122.78 518.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 148.60 518.25 Td (holds ) Tj ET Q q 0 0 0 rg BT 172.77 518.25 Td (an ) Tj ET Q q 0 0 0 rg BT 184.71 518.25 Td (industrial ) Tj ET Q q 0 0 0 rg BT 224.99 518.25 Td (engineering ) Tj ET Q q 0 0 0 rg BT 274.69 518.25 Td (degree ) Tj ET Q q 0 0 0 rg BT 303.83 518.25 Td (from ) Tj ET Q q 0 0 0 rg BT 325.59 518.25 Td (Thapar ) Tj ET Q q 0 0 0 rg BT 356.41 518.25 Td (University ) Tj ET Q q 0 0 0 rg BT 401.12 518.25 Td (in ) Tj ET Q q 0 0 0 rg BT 411.40 518.25 Td (Punjab, ) Tj ET Q q 0 0 0 rg BT 444.18 518.25 Td (India.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 492.9169921875 m 192.20849609375 492.9169921875 l s q 0 0 0 rg BT 71.00 494.25 Td (Areas ) Tj ET Q q 0 0 0 rg BT 97.34 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.68 494.25 Td (Relevant ) Tj ET Q q 0 0 0 rg BT 147.24 494.25 Td (Experience) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.21 494.25 Td (. ) Tj ET Q q 0 0 0 rg BT 197.72 494.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 209.39 494.25 Td (. ) Tj ET Q q 0 0 0 rg BT 214.91 494.25 Td (Raina's ) Tj ET Q q 0 0 0 rg BT 246.94 494.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 283.83 494.25 Td (direction ) Tj ET Q q 0 0 0 rg BT 322.39 494.25 Td (for ) Tj ET Q q 0 0 0 rg BT 337.06 494.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.29 494.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 394.20 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 411.65 494.25 Td (implementation ) Tj ET Q q 0 0 0 rg BT 477.43 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 488.77 494.25 Td (such ) Tj ET Q q 0 0 0 rg BT 510.12 494.25 Td (direction ) Tj ET Q q 0 0 0 rg BT 548.68 494.25 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.25 Td (proven ) Tj ET Q q 0 0 0 rg BT 80.27 482.25 Td (instrumental ) Tj ET Q q 0 0 0 rg BT 132.76 482.25 Td (for ) Tj ET Q q 0 0 0 rg BT 146.92 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 161.64 482.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 208.72 482.25 Td (turnaround ) Tj ET Q q 0 0 0 rg BT 255.09 482.25 Td (and ) Tj ET Q q 0 0 0 rg BT 272.03 482.25 Td (growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 458.25 Td (HANS ) Tj ET Q q 0 0 0 rg BT 100.82 458.25 Td (U. ) Tj ET Q q 0 0 0 rg BT 113.14 458.25 Td (BENZ, ) Tj ET Q q 0 0 0 rg BT 144.34 458.25 Td (68, ) Tj ET Q q 0 0 0 rg BT 159.44 458.25 Td (has ) Tj ET Q q 0 0 0 rg BT 175.36 458.25 Td (been ) Tj ET Q q 0 0 0 rg BT 196.83 458.25 Td (a ) Tj ET Q q 0 0 0 rg BT 203.87 458.25 Td (director ) Tj ET Q q 0 0 0 rg BT 237.56 458.25 Td (at ) Tj ET Q q 0 0 0 rg BT 247.37 458.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 268.85 458.25 Td (since ) Tj ET Q q 0 0 0 rg BT 291.99 458.25 Td (2005. ) Tj ET Q q 0 0 0 rg BT 317.09 458.25 Td (From ) Tj ET Q q 0 0 0 rg BT 341.35 458.25 Td (2001 ) Tj ET Q q 0 0 0 rg BT 363.95 458.25 Td (to ) Tj ET Q q 0 0 0 rg BT 374.32 458.25 Td (2005 ) Tj ET Q q 0 0 0 rg BT 396.92 458.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 408.59 458.25 Td (. ) Tj ET Q q 0 0 0 rg BT 413.68 458.25 Td (Benz ) Tj ET Q q 0 0 0 rg BT 436.83 458.25 Td (was ) Tj ET Q q 0 0 0 rg BT 454.97 458.25 Td (President ) Tj ET Q q 0 0 0 rg BT 494.78 458.25 Td (of ) Tj ET Q q 0 0 0 rg BT 505.71 458.25 Td (the ) Tj ET Q q 0 0 0 rg BT 520.52 458.25 Td (holding ) Tj ET Q q 0 0 0 rg BT 553.67 458.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.12 446.25 Td (BISON ) Tj ET Q q 0 0 0 rg BT 98.04 446.25 Td (GROUP) Tj ET Q q 0 0 0 rg BT 130.83 446.25 Td (, ) Tj ET Q q 0 0 0 rg BT 136.23 446.25 Td (a ) Tj ET Q q 0 0 0 rg BT 143.58 446.25 Td (Swiss ) Tj ET Q q 0 0 0 rg BT 169.83 446.25 Td (corporation ) Tj ET Q q 0 0 0 rg BT 218.83 446.25 Td (that ) Tj ET Q q 0 0 0 rg BT 236.74 446.25 Td (develops ) Tj ET Q q 0 0 0 rg BT 275.19 446.25 Td (and ) Tj ET Q q 0 0 0 rg BT 292.54 446.25 Td (implements ) Tj ET Q q 0 0 0 rg BT 342.10 446.25 Td (process ) Tj ET Q q 0 0 0 rg BT 375.00 446.25 Td (oriented ) Tj ET Q q 0 0 0 rg BT 410.67 446.25 Td (business ) Tj ET Q q 0 0 0 rg BT 447.47 446.25 Td (solution ) Tj ET Q q 0 0 0 rg BT 482.61 446.25 Td (software ) Tj ET Q q 0 0 0 rg BT 519.94 446.25 Td (in ) Tj ET Q q 0 0 0 rg BT 530.63 446.25 Td (Europe. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 72.74 434.25 Td (to ) Tj ET Q q 0 0 0 rg BT 83.26 434.25 Td (this ) Tj ET Q q 0 0 0 rg BT 100.46 434.25 Td (position ) Tj ET Q q 0 0 0 rg BT 135.43 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 152.61 434.25 Td (from ) Tj ET Q q 0 0 0 rg BT 174.79 434.25 Td (1995 ) Tj ET Q q 0 0 0 rg BT 197.53 434.25 Td (to ) Tj ET Q q 0 0 0 rg BT 208.05 434.25 Td (2001 ) Tj ET Q q 0 0 0 rg BT 230.80 434.25 Td (he ) Tj ET Q q 0 0 0 rg BT 242.98 434.25 Td (was ) Tj ET Q q 0 0 0 rg BT 261.27 434.25 Td (President ) Tj ET Q q 0 0 0 rg BT 301.23 434.25 Td (of ) Tj ET Q q 0 0 0 rg BT 312.31 434.25 Td (a ) Tj ET Q q 0 0 0 rg BT 319.49 434.25 Td (Swiss ) Tj ET Q q 0 0 0 rg BT 345.58 434.25 Td (banking ) Tj ET Q q 0 0 0 rg BT 380.54 434.25 Td (software ) Tj ET Q q 0 0 0 rg BT 417.71 434.25 Td (development ) Tj ET Q q 0 0 0 rg BT 472.10 434.25 Td (company ) Tj ET Q q 0 0 0 rg BT 511.50 434.25 Td (belonging ) Tj ET Q q 0 0 0 rg BT 554.24 434.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.97 422.25 Td (UBS ) Tj ET Q q 0 0 0 rg BT 87.19 422.25 Td (Group. ) Tj ET Q q 0 0 0 rg BT 118.00 422.25 Td (Previously ) Tj ET Q q 0 0 0 rg BT 163.53 422.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 175.20 422.25 Td (. ) Tj ET Q q 0 0 0 rg BT 180.46 422.25 Td (Benz ) Tj ET Q q 0 0 0 rg BT 203.76 422.25 Td (was ) Tj ET Q q 0 0 0 rg BT 222.07 422.25 Td (with ) Tj ET Q q 0 0 0 rg BT 242.61 422.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.58 422.25 Td (private ) Tj ET Q q 0 0 0 rg BT 288.11 422.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 310.30 422.25 Td (of ) Tj ET Q q 0 0 0 rg BT 321.39 422.25 Td (Coutts ) Tj ET Q q 0 0 0 rg BT 350.27 422.25 Td (& ) Tj ET Q q 0 0 0 rg BT 360.80 422.25 Td (Co., ) Tj ET Q q 0 0 0 rg BT 380.23 422.25 Td (Zrich ) Tj ET Q q 0 0 0 rg BT 409.64 422.25 Td (as ) Tj ET Q q 0 0 0 rg BT 420.73 422.25 Td (Senior ) Tj ET Q q 0 0 0 rg BT 449.40 422.25 Td (V) Tj ET Q q 0 0 0 rg BT 456.02 422.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 470.43 422.25 Td (President ) Tj ET Q q 0 0 0 rg BT 510.41 422.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.60 422.25 Td (was ) Tj ET Q q 0 0 0 rg BT 545.91 422.25 Td (also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.25 Td (head ) Tj ET Q q 0 0 0 rg BT 71.38 410.25 Td (of ) Tj ET Q q 0 0 0 rg BT 82.21 410.25 Td (their ) Tj ET Q q 0 0 0 rg BT 103.03 410.25 Td (global ) Tj ET Q q 0 0 0 rg BT 130.53 410.25 Td (IT) Tj ET Q q 0 0 0 rg BT 139.79 410.25 Td ( ) Tj ET Q q 0 0 0 rg BT 142.29 410.25 Td (or) Tj ET Q q 0 0 0 rg BT 150.43 410.25 Td (ganization ) Tj ET Q q 0 0 0 rg BT 194.58 410.25 Td (as ) Tj ET Q q 0 0 0 rg BT 205.42 410.25 Td (a ) Tj ET Q q 0 0 0 rg BT 212.35 410.25 Td (part ) Tj ET Q q 0 0 0 rg BT 230.40 410.25 Td (of ) Tj ET Q q 0 0 0 rg BT 241.23 410.25 Td (their ) Tj ET Q q 0 0 0 rg BT 262.06 410.25 Td (lar) Tj ET Q q 0 0 0 rg BT 272.42 410.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 287.69 410.25 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 332.96 410.25 Td (NatW) Tj ET Q q 0 0 0 rg BT 356.04 410.25 Td (est ) Tj ET Q q 0 0 0 rg BT 369.64 410.25 Td (IT) Tj ET Q q 0 0 0 rg BT 378.90 410.25 Td ( ) Tj ET Q q 0 0 0 rg BT 381.40 410.25 Td (or) Tj ET Q q 0 0 0 rg BT 389.55 410.25 Td (ganization.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 384.9169921875 m 190.9072265625 384.9169921875 l s q 0 0 0 rg BT 71.00 386.25 Td (Areas ) Tj ET Q q 0 0 0 rg BT 96.07 386.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.15 386.25 Td (Relevant ) Tj ET Q q 0 0 0 rg BT 143.44 386.25 Td (Experience.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.91 386.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 205.08 386.25 Td (. ) Tj ET Q q 0 0 0 rg BT 209.33 386.25 Td (Benz's ) Tj ET Q q 0 0 0 rg BT 237.31 386.25 Td (former ) Tj ET Q q 0 0 0 rg BT 266.27 386.25 Td (business ) Tj ET Q q 0 0 0 rg BT 301.91 386.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 346.96 386.25 Td (extends ) Tj ET Q q 0 0 0 rg BT 379.25 386.25 Td (from ) Tj ET Q q 0 0 0 rg BT 400.44 386.25 Td (wholesale ) Tj ET Q q 0 0 0 rg BT 442.17 386.25 Td (and ) Tj ET Q q 0 0 0 rg BT 458.36 386.25 Td (retail ) Tj ET Q q 0 0 0 rg BT 480.65 386.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 515.17 386.25 Td (to ) Tj ET Q q 0 0 0 rg BT 524.70 386.25 Td (the ) Tj ET Q q 0 0 0 rg BT 538.67 386.25 Td (Swiss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.25 Td (private ) Tj ET Q q 0 0 0 rg BT 80.92 374.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 122.40 374.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 158.34 374.25 Td (as ) Tj ET Q q 0 0 0 rg BT 169.83 374.25 Td (founding ) Tj ET Q q 0 0 0 rg BT 209.10 374.25 Td (partner ) Tj ET Q q 0 0 0 rg BT 240.58 374.25 Td (in ) Tj ET Q q 0 0 0 rg BT 251.51 374.25 Td (a ) Tj ET Q q 0 0 0 rg BT 259.11 374.25 Td (national ) Tj ET Q q 0 0 0 rg BT 294.49 374.25 Td (data ) Tj ET Q q 0 0 0 rg BT 314.30 374.25 Td (center) Tj ET Q q 0 0 0 rg BT 338.17 374.25 Td (. ) Tj ET Q q 0 0 0 rg BT 343.83 374.25 Td (He ) Tj ET Q q 0 0 0 rg BT 358.66 374.25 Td (has ) Tj ET Q q 0 0 0 rg BT 375.15 374.25 Td (extensive ) Tj ET Q q 0 0 0 rg BT 416.07 374.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 462.53 374.25 Td (in ) Tj ET Q q 0 0 0 rg BT 473.47 374.25 Td (the ) Tj ET Q q 0 0 0 rg BT 488.85 374.25 Td (software ) Tj ET Q q 0 0 0 rg BT 526.44 374.25 Td (ERP) Tj ET Q q 0 0 0 rg BT 544.41 374.25 Td ( ) Tj ET Q q 0 0 0 rg BT 547.57 374.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.25 Td (finance ) Tj ET Q q 0 0 0 rg BT 81.92 362.25 Td (sectors, ) Tj ET Q q 0 0 0 rg BT 114.69 362.25 Td (international ) Tj ET Q q 0 0 0 rg BT 167.73 362.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 213.27 362.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 249.64 362.25 Td (planning, ) Tj ET Q q 0 0 0 rg BT 289.64 362.25 Td (IT) Tj ET Q q 0 0 0 rg BT 298.90 362.25 Td ( ) Tj ET Q q 0 0 0 rg BT 301.40 362.25 Td (planning, ) Tj ET Q q 0 0 0 rg BT 341.39 362.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 382.20 362.25 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 442.74 362.25 Td (and ) Tj ET Q q 0 0 0 rg BT 459.68 362.25 Td (defining ) Tj ET Q q 0 0 0 rg BT 495.51 362.25 Td (strategic ) Tj ET Q q 0 0 0 rg BT 531.88 362.25 Td (vision.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 338.25 Td (P) Tj ET Q q 0 0 0 rg BT 75.64 338.25 Td (A) Tj ET Q q 0 0 0 rg BT 81.58 338.25 Td (V) Tj ET Q q 0 0 0 rg BT 87.51 338.25 Td (AN ) Tj ET Q q 0 0 0 rg BT 105.88 338.25 Td (BHALLA, ) Tj ET Q q 0 0 0 rg BT 152.86 338.25 Td (52, ) Tj ET Q q 0 0 0 rg BT 169.29 338.25 Td (has ) Tj ET Q q 0 0 0 rg BT 186.55 338.25 Td (been ) Tj ET Q q 0 0 0 rg BT 209.36 338.25 Td (a ) Tj ET Q q 0 0 0 rg BT 217.72 338.25 Td (director ) Tj ET Q q 0 0 0 rg BT 252.75 338.25 Td (since ) Tj ET Q q 0 0 0 rg BT 277.22 338.25 Td (June ) Tj ET Q q 0 0 0 rg BT 299.48 338.25 Td (2004. ) Tj ET Q q 0 0 0 rg BT 325.91 338.25 Td ( ) Tj ET Q q 0 0 0 rg BT 329.84 338.25 Td (He ) Tj ET Q q 0 0 0 rg BT 345.43 338.25 Td (is ) Tj ET Q q 0 0 0 rg BT 356.03 338.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 396.05 338.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.20 338.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 455.82 338.25 Td (V) Tj ET Q q 0 0 0 rg BT 462.45 338.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 478.03 338.25 Td (President ) Tj ET Q q 0 0 0 rg BT 519.18 338.25 Td (- ) Tj ET Q q 0 0 0 rg BT 526.44 338.25 Td (Business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 326.25 Td (Optimization ) Tj ET Q q 0 0 0 rg BT 104.94 326.25 Td (for ) Tj ET Q q 0 0 0 rg BT 118.29 326.25 Td (Aon ) Tj ET Q q 0 0 0 rg BT 137.68 326.25 Td (Hewitt, ) Tj ET Q q 0 0 0 rg BT 169.56 326.25 Td (and ) Tj ET Q q 0 0 0 rg BT 186.17 326.25 Td (is ) Tj ET Q q 0 0 0 rg BT 195.00 326.25 Td (based ) Tj ET Q q 0 0 0 rg BT 219.94 326.25 Td (in ) Tj ET Q q 0 0 0 rg BT 229.41 326.25 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 263.51 326.25 Td (Geor) Tj ET Q q 0 0 0 rg BT 283.32 326.25 Td (gia. ) Tj ET Q q 0 0 0 rg BT 300.21 326.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.37 326.25 Td (He ) Tj ET Q q 0 0 0 rg BT 316.20 326.25 Td (has ) Tj ET Q q 0 0 0 rg BT 331.70 326.25 Td (held ) Tj ET Q q 0 0 0 rg BT 351.08 326.25 Td (this ) Tj ET Q q 0 0 0 rg BT 367.70 326.25 Td (position ) Tj ET Q q 0 0 0 rg BT 402.09 326.25 Td (since ) Tj ET Q q 0 0 0 rg BT 424.81 326.25 Td (March ) Tj ET Q q 0 0 0 rg BT 453.08 326.25 Td (2015. ) Tj ET Q q 0 0 0 rg BT 477.74 326.25 Td ( ) Tj ET Q q 0 0 0 rg BT 479.91 326.25 Td (Previously ) Tj ET Q q 0 0 0 rg BT 524.86 326.25 Td (and ) Tj ET Q q 0 0 0 rg BT 541.46 326.25 Td (since ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 314.25 Td (September ) Tj ET Q q 0 0 0 rg BT 95.18 314.25 Td (201) Tj ET Q q 0 0 0 rg BT 109.81 314.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 119.72 314.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 131.39 314.25 Td (. ) Tj ET Q q 0 0 0 rg BT 136.30 314.25 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 164.82 314.25 Td (was ) Tj ET Q q 0 0 0 rg BT 182.79 314.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 225.00 314.25 Td (V) Tj ET Q q 0 0 0 rg BT 231.63 314.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 245.69 314.25 Td (President ) Tj ET Q q 0 0 0 rg BT 285.33 314.25 Td (and ) Tj ET Q q 0 0 0 rg BT 302.18 314.25 Td (India ) Tj ET Q q 0 0 0 rg BT 325.14 314.25 Td (Managing ) Tj ET Q q 0 0 0 rg BT 368.10 314.25 Td (Director ) Tj ET Q q 0 0 0 rg BT 403.83 314.25 Td (at ) Tj ET Q q 0 0 0 rg BT 412.92 314.25 Td (Aon ) Tj ET Q q 0 0 0 rg BT 432.56 314.25 Td (Hewitt. ) Tj ET Q q 0 0 0 rg BT 464.69 314.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 487.10 314.25 Td (to ) Tj ET Q q 0 0 0 rg BT 497.30 314.25 Td (this ) Tj ET Q q 0 0 0 rg BT 514.16 314.25 Td (role, ) Tj ET Q q 0 0 0 rg BT 534.62 314.25 Td (he ) Tj ET Q q 0 0 0 rg BT 546.47 314.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 302.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.10 302.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 107.75 302.25 Td (V) Tj ET Q q 0 0 0 rg BT 114.37 302.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 128.90 302.25 Td (President, ) Tj ET Q q 0 0 0 rg BT 171.50 302.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 196.59 302.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 236.68 302.25 Td (Of) Tj ET Q q 0 0 0 rg BT 247.05 302.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 268.25 302.25 Td (and ) Tj ET Q q 0 0 0 rg BT 285.36 302.25 Td (T) Tj ET Q q 0 0 0 rg BT 291.11 302.25 Td (reasurer ) Tj ET Q q 0 0 0 rg BT 326.19 302.25 Td (of ) Tj ET Q q 0 0 0 rg BT 337.40 302.25 Td (Harris ) Tj ET Q q 0 0 0 rg BT 365.27 302.25 Td (Interactive ) Tj ET Q q 0 0 0 rg BT 410.89 302.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 431.54 302.25 Td (a ) Tj ET Q q 0 0 0 rg BT 438.86 302.25 Td (position ) Tj ET Q q 0 0 0 rg BT 473.96 302.25 Td (he ) Tj ET Q q 0 0 0 rg BT 486.28 302.25 Td (held ) Tj ET Q q 0 0 0 rg BT 506.37 302.25 Td (since ) Tj ET Q q 0 0 0 rg BT 529.80 302.25 Td (October ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.25 Td (2010. ) Tj ET Q q 0 0 0 rg BT 74.94 290.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 97.38 290.25 Td (to ) Tj ET Q q 0 0 0 rg BT 107.60 290.25 Td (that, ) Tj ET Q q 0 0 0 rg BT 127.54 290.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 139.21 290.25 Td (. ) Tj ET Q q 0 0 0 rg BT 144.15 290.25 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 172.69 290.25 Td (served ) Tj ET Q q 0 0 0 rg BT 201.23 290.25 Td (as ) Tj ET Q q 0 0 0 rg BT 211.82 290.25 Td (V) Tj ET Q q 0 0 0 rg BT 218.44 290.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 232.54 290.25 Td (President ) Tj ET Q q 0 0 0 rg BT 272.20 290.25 Td (for ) Tj ET Q q 0 0 0 rg BT 286.30 290.25 Td (Hewitt ) Tj ET Q q 0 0 0 rg BT 315.42 290.25 Td (Associates, ) Tj ET Q q 0 0 0 rg BT 363.12 290.25 Td (and ) Tj ET Q q 0 0 0 rg BT 380.00 290.25 Td (had ) Tj ET Q q 0 0 0 rg BT 396.88 290.25 Td (been ) Tj ET Q q 0 0 0 rg BT 418.20 290.25 Td (in ) Tj ET Q q 0 0 0 rg BT 428.42 290.25 Td (this ) Tj ET Q q 0 0 0 rg BT 445.31 290.25 Td (role ) Tj ET Q q 0 0 0 rg BT 463.29 290.25 Td (since ) Tj ET Q q 0 0 0 rg BT 485.74 290.25 Td (August ) Tj ET Q q 0 0 0 rg BT 517.08 290.25 Td (2006. ) Tj ET Q q 0 0 0 rg BT 542.02 290.25 Td (Prior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 278.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.78 278.25 Td (his ) Tj ET Q q 0 0 0 rg BT 75.44 278.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 102.87 278.25 Td (roles ) Tj ET Q q 0 0 0 rg BT 125.30 278.25 Td (at ) Tj ET Q q 0 0 0 rg BT 135.52 278.25 Td (Hewitt ) Tj ET Q q 0 0 0 rg BT 165.07 278.25 Td (Associates ) Tj ET Q q 0 0 0 rg BT 210.84 278.25 Td (and ) Tj ET Q q 0 0 0 rg BT 228.27 278.25 Td (Harris ) Tj ET Q q 0 0 0 rg BT 256.26 278.25 Td (Interactive, ) Tj ET Q q 0 0 0 rg BT 304.51 278.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 316.18 278.25 Td (. ) Tj ET Q q 0 0 0 rg BT 321.68 278.25 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 350.78 278.25 Td (served ) Tj ET Q q 0 0 0 rg BT 379.88 278.25 Td (as ) Tj ET Q q 0 0 0 rg BT 391.20 278.25 Td (the ) Tj ET Q q 0 0 0 rg BT 406.42 278.25 Td (Senior ) Tj ET Q q 0 0 0 rg BT 435.31 278.25 Td (V) Tj ET Q q 0 0 0 rg BT 441.93 278.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 456.58 278.25 Td (President-Finance ) Tj ET Q q 0 0 0 rg BT 531.78 278.25 Td (of ) Tj ET Q q 0 0 0 rg BT 543.11 278.25 Td (MCI ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 266.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 70.12 266.25 Td (a ) Tj ET Q q 0 0 0 rg BT 76.91 266.25 Td (global ) Tj ET Q q 0 0 0 rg BT 104.26 266.25 Td (telecommunications ) Tj ET Q q 0 0 0 rg BT 187.14 266.25 Td (company) Tj ET Q q 0 0 0 rg BT 223.15 266.25 Td (, ) Tj ET Q q 0 0 0 rg BT 228.00 266.25 Td (and ) Tj ET Q q 0 0 0 rg BT 244.79 266.25 Td (supervised ) Tj ET Q q 0 0 0 rg BT 289.92 266.25 Td (the ) Tj ET Q q 0 0 0 rg BT 304.48 266.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 341.82 266.25 Td (management ) Tj ET Q q 0 0 0 rg BT 395.26 266.25 Td (of ) Tj ET Q q 0 0 0 rg BT 405.94 266.25 Td (MCI's ) Tj ET Q q 0 0 0 rg BT 432.88 266.25 Td (domestic ) Tj ET Q q 0 0 0 rg BT 471.33 266.25 Td (business ) Tj ET Q q 0 0 0 rg BT 507.58 266.25 Td (units. ) Tj ET Q q 0 0 0 rg BT 531.88 266.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 554.23 266.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.25 Td (joining ) Tj ET Q q 0 0 0 rg BT 80.15 254.25 Td (MCI ) Tj ET Q q 0 0 0 rg BT 100.86 254.25 Td (in ) Tj ET Q q 0 0 0 rg BT 110.06 254.25 Td (August ) Tj ET Q q 0 0 0 rg BT 140.77 254.25 Td (2003, ) Tj ET Q q 0 0 0 rg BT 165.09 254.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 176.76 254.25 Td (. ) Tj ET Q q 0 0 0 rg BT 181.08 254.25 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 209.00 254.25 Td (spent ) Tj ET Q q 0 0 0 rg BT 231.93 254.25 Td (more ) Tj ET Q q 0 0 0 rg BT 254.29 254.25 Td (than ) Tj ET Q q 0 0 0 rg BT 273.33 254.25 Td (seven ) Tj ET Q q 0 0 0 rg BT 297.92 254.25 Td (years ) Tj ET Q q 0 0 0 rg BT 320.83 254.25 Td (with ) Tj ET Q q 0 0 0 rg BT 340.43 254.25 Td (BellSouth ) Tj ET Q q 0 0 0 rg BT 382.25 254.25 Td (Corporation, ) Tj ET Q q 0 0 0 rg BT 434.90 254.25 Td (a ) Tj ET Q q 0 0 0 rg BT 441.16 254.25 Td (telecommunications ) Tj ET Q q 0 0 0 rg BT 523.51 254.25 Td (company) Tj ET Q q 0 0 0 rg BT 559.51 254.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 242.25 Td (serving ) Tj ET Q q 0 0 0 rg BT 81.83 242.25 Td (in ) Tj ET Q q 0 0 0 rg BT 91.99 242.25 Td (a ) Tj ET Q q 0 0 0 rg BT 98.82 242.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 128.97 242.25 Td (of ) Tj ET Q q 0 0 0 rg BT 139.69 242.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 180.39 242.25 Td (positions, ) Tj ET Q q 0 0 0 rg BT 221.39 242.25 Td (including ) Tj ET Q q 0 0 0 rg BT 261.55 242.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 286.16 242.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 325.76 242.25 Td (Of) Tj ET Q q 0 0 0 rg BT 336.13 242.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 356.83 242.25 Td (of ) Tj ET Q q 0 0 0 rg BT 367.55 242.25 Td (BellSouth ) Tj ET Q q 0 0 0 rg BT 409.94 242.25 Td (Long ) Tj ET Q q 0 0 0 rg BT 433.44 242.25 Td (Distance ) Tj ET Q q 0 0 0 rg BT 470.81 242.25 Td (from ) Tj ET Q q 0 0 0 rg BT 492.64 242.25 Td (1999 ) Tj ET Q q 0 0 0 rg BT 515.02 242.25 Td (to ) Tj ET Q q 0 0 0 rg BT 525.19 242.25 Td (2002 ) Tj ET Q q 0 0 0 rg BT 547.58 242.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 230.25 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 91.84 230.25 Td (Controller ) Tj ET Q q 0 0 0 rg BT 134.79 230.25 Td (of ) Tj ET Q q 0 0 0 rg BT 144.98 230.25 Td (BellSouth ) Tj ET Q q 0 0 0 rg BT 186.83 230.25 Td (Cellular ) Tj ET Q q 0 0 0 rg BT 220.90 230.25 Td (Corp. ) Tj ET Q q 0 0 0 rg BT 245.25 230.25 Td (from ) Tj ET Q q 0 0 0 rg BT 266.54 230.25 Td (1997 ) Tj ET Q q 0 0 0 rg BT 288.39 230.25 Td (to ) Tj ET Q q 0 0 0 rg BT 298.02 230.25 Td (1999. ) Tj ET Q q 0 0 0 rg BT 322.37 230.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 334.04 230.25 Td (. ) Tj ET Q q 0 0 0 rg BT 338.40 230.25 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 366.35 230.25 Td (holds ) Tj ET Q q 0 0 0 rg BT 389.87 230.25 Td (a ) Tj ET Q q 0 0 0 rg BT 396.16 230.25 Td (master's ) Tj ET Q q 0 0 0 rg BT 430.36 230.25 Td (degree ) Tj ET Q q 0 0 0 rg BT 458.86 230.25 Td (in ) Tj ET Q q 0 0 0 rg BT 468.49 230.25 Td (business ) Tj ET Q q 0 0 0 rg BT 504.24 230.25 Td (administration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 218.25 Td (from ) Tj ET Q q 0 0 0 rg BT 71.94 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 86.66 218.25 Td (University ) Tj ET Q q 0 0 0 rg BT 131.37 218.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.20 218.25 Td (Chicago's ) Tj ET Q q 0 0 0 rg BT 183.72 218.25 Td (Booth ) Tj ET Q q 0 0 0 rg BT 210.67 218.25 Td (School ) Tj ET Q q 0 0 0 rg BT 240.95 218.25 Td (of ) Tj ET Q q 0 0 0 rg BT 251.78 218.25 Td (Business.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 192.9169921875 m 189.740234375 192.9169921875 l s q 0 0 0 rg BT 71.00 194.25 Td (Areas ) Tj ET Q q 0 0 0 rg BT 96.51 194.25 Td (of ) Tj ET Q q 0 0 0 rg BT 107.04 194.25 Td (Relevant ) Tj ET Q q 0 0 0 rg BT 144.77 194.25 Td (Experience) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.74 194.25 Td (. ) Tj ET Q q 0 0 0 rg BT 194.43 194.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 206.10 194.25 Td (. ) Tj ET Q q 0 0 0 rg BT 210.79 194.25 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 239.09 194.25 Td (has ) Tj ET Q q 0 0 0 rg BT 254.61 194.25 Td (extensive ) Tj ET Q q 0 0 0 rg BT 294.57 194.25 Td (hands-on ) Tj ET Q q 0 0 0 rg BT 333.42 194.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 367.82 194.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 413.31 194.25 Td (in ) Tj ET Q q 0 0 0 rg BT 423.28 194.25 Td (corporate ) Tj ET Q q 0 0 0 rg BT 463.23 194.25 Td (finance ) Tj ET Q q 0 0 0 rg BT 494.84 194.25 Td (and ) Tj ET Q q 0 0 0 rg BT 511.47 194.25 Td (international ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 182.25 Td (business ) Tj ET Q q 0 0 0 rg BT 86.94 182.25 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 140.26 182.25 Td (His ) Tj ET Q q 0 0 0 rg BT 157.20 182.25 Td (extensive ) Tj ET Q q 0 0 0 rg BT 198.02 182.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 244.94 182.25 Td (and ) Tj ET Q q 0 0 0 rg BT 262.43 182.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 300.46 182.25 Td (background ) Tj ET Q q 0 0 0 rg BT 350.72 182.25 Td (qualifies ) Tj ET Q q 0 0 0 rg BT 388.21 182.25 Td (him ) Tj ET Q q 0 0 0 rg BT 406.82 182.25 Td (as ) Tj ET Q q 0 0 0 rg BT 418.20 182.25 Td (an ) Tj ET Q q 0 0 0 rg BT 430.69 182.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 453.74 182.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 498.99 182.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 537.03 182.25 Td (expert ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 170.25 Td (under ) Tj ET Q q 0 0 0 rg BT 75.72 170.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 119.75 170.25 Td (SEC ) Tj ET Q q 0 0 0 rg BT 141.04 170.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 183.42 170.25 Td (and ) Tj ET Q q 0 0 0 rg BT 200.81 170.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 243.18 170.25 Td (Commission ) Tj ET Q q 0 0 0 rg BT 296.70 170.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 315.19 170.25 Td ("SEC"\), ) Tj ET Q q 0 0 0 rg BT 350.47 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.64 170.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 410.26 170.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 435.98 170.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 467.81 170.25 Td (Marketplace ) Tj ET Q q 0 0 0 rg BT 520.73 170.25 Td (Rules ) Tj ET Q q 0 0 0 rg BT 546.46 170.25 Td (\(the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 158.25 Td ("NASDAQ ) Tj ET Q q 0 0 0 rg BT 98.25 158.25 Td (Marketplace ) Tj ET Q q 0 0 0 rg BT 150.72 158.25 Td (Rules"\), ) Tj ET Q q 0 0 0 rg BT 185.91 158.25 Td (\(referred ) Tj ET Q q 0 0 0 rg BT 223.38 158.25 Td (to ) Tj ET Q q 0 0 0 rg BT 233.66 158.25 Td (herein ) Tj ET Q q 0 0 0 rg BT 261.14 158.25 Td (as ) Tj ET Q q 0 0 0 rg BT 271.97 158.25 Td (an ) Tj ET Q q 0 0 0 rg BT 283.91 158.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 310.84 158.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 355.55 158.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 393.03 158.25 Td (expert\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 134.25 Td (NEIL) Tj ET Q q 0 0 0 rg BT 93.40 134.25 Td ( ) Tj ET Q q 0 0 0 rg BT 95.86 134.25 Td (D. ) Tj ET Q q 0 0 0 rg BT 108.04 134.25 Td (ECKER) Tj ET Q q 0 0 0 rg BT 140.22 134.25 Td (T) Tj ET Q q 0 0 0 rg BT 145.58 134.25 Td (, ) Tj ET Q q 0 0 0 rg BT 150.55 134.25 Td (52, ) Tj ET Q q 0 0 0 rg BT 165.51 134.25 Td (has ) Tj ET Q q 0 0 0 rg BT 181.30 134.25 Td (been ) Tj ET Q q 0 0 0 rg BT 202.64 134.25 Td (a ) Tj ET Q q 0 0 0 rg BT 209.54 134.25 Td (director ) Tj ET Q q 0 0 0 rg BT 243.09 134.25 Td (since ) Tj ET Q q 0 0 0 rg BT 266.10 134.25 Td (2005. ) Tj ET Q q 0 0 0 rg BT 291.06 134.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 302.73 134.25 Td (. ) Tj ET Q q 0 0 0 rg BT 307.69 134.25 Td (Eckert ) Tj ET Q q 0 0 0 rg BT 336.24 134.25 Td (was ) Tj ET Q q 0 0 0 rg BT 354.26 134.25 Td (nominated ) Tj ET Q q 0 0 0 rg BT 398.93 134.25 Td (by ) Tj ET Q q 0 0 0 rg BT 411.39 134.25 Td (Brit ) Tj ET Q q 0 0 0 rg BT 429.41 134.25 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 470.74 134.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 509.87 134.25 Td (PLC, ) Tj ET Q q 0 0 0 rg BT 533.17 134.25 Td (or ) Tj ET Q q 0 0 0 rg BT 543.96 134.25 Td (Brit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 122.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.15 122.25 Td (serve ) Tj ET Q q 0 0 0 rg BT 83.62 122.25 Td (on ) Tj ET Q q 0 0 0 rg BT 95.99 122.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.57 122.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 157.52 122.25 Td (board ) Tj ET Q q 0 0 0 rg BT 182.66 122.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.36 122.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 232.94 122.25 Td (under ) Tj ET Q q 0 0 0 rg BT 258.07 122.25 Td (an ) Tj ET Q q 0 0 0 rg BT 269.88 122.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 313.89 122.25 Td (between ) Tj ET Q q 0 0 0 rg BT 349.58 122.25 Td (the ) Tj ET Q q 0 0 0 rg BT 364.16 122.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 405.42 122.25 Td (and ) Tj ET Q q 0 0 0 rg BT 422.23 122.25 Td (Brit. ) Tj ET Q q 0 0 0 rg BT 442.66 122.25 Td (Until ) Tj ET Q q 0 0 0 rg BT 465.06 122.25 Td (April ) Tj ET Q q 0 0 0 rg BT 488.54 122.25 Td (2005, ) Tj ET Q q 0 0 0 rg BT 513.41 122.25 Td (he ) Tj ET Q q 0 0 0 rg BT 525.21 122.25 Td (served ) Tj ET Q q 0 0 0 rg BT 553.68 122.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 110.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 74.86 110.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 117.48 110.25 Td (Of) Tj ET Q q 0 0 0 rg BT 127.85 110.25 Td (fice ) Tj ET Q q 0 0 0 rg BT 145.48 110.25 Td (of ) Tj ET Q q 0 0 0 rg BT 156.45 110.25 Td (Brit ) Tj ET Q q 0 0 0 rg BT 174.65 110.25 Td (and ) Tj ET Q q 0 0 0 rg BT 191.73 110.25 Td (had ) Tj ET Q q 0 0 0 rg BT 208.81 110.25 Td (been ) Tj ET Q q 0 0 0 rg BT 230.33 110.25 Td (such ) Tj ET Q q 0 0 0 rg BT 251.30 110.25 Td (since ) Tj ET Q q 0 0 0 rg BT 274.49 110.25 Td (1999. ) Tj ET Q q 0 0 0 rg BT 299.63 110.25 Td (In ) Tj ET Q q 0 0 0 rg BT 310.60 110.25 Td (1995, ) Tj ET Q q 0 0 0 rg BT 335.74 110.25 Td (he ) Tj ET Q q 0 0 0 rg BT 347.82 110.25 Td (co-founded ) Tj ET Q q 0 0 0 rg BT 396.00 110.25 Td (Brit ) Tj ET Q q 0 0 0 rg BT 414.20 110.25 Td (as ) Tj ET Q q 0 0 0 rg BT 425.17 110.25 Td (a ) Tj ET Q q 0 0 0 rg BT 432.25 110.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 456.56 110.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 503.08 110.25 Td (trust ) Tj ET Q q 0 0 0 rg BT 523.50 110.25 Td (company) Tj ET Q q 0 0 0 rg BT 559.51 110.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 98.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.78 98.25 Td (2005, ) Tj ET Q q 0 0 0 rg BT 85.73 98.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 97.40 98.25 Td (. ) Tj ET Q q 0 0 0 rg BT 102.35 98.25 Td (Eckert ) Tj ET Q q 0 0 0 rg BT 130.89 98.25 Td (founded ) Tj ET Q q 0 0 0 rg BT 166.11 98.25 Td (Climate ) Tj ET Q q 0 0 0 rg BT 200.21 98.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 242.09 98.25 Td (PLC ) Tj ET Q q 0 0 0 rg BT 262.88 98.25 Td (and ) Tj ET Q q 0 0 0 rg BT 279.76 98.25 Td (was ) Tj ET Q q 0 0 0 rg BT 297.76 98.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 322.43 98.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 364.86 98.25 Td (Of) Tj ET Q q 0 0 0 rg BT 375.23 98.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 395.99 98.25 Td (until ) Tj ET Q q 0 0 0 rg BT 416.78 98.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 439.23 98.25 Td (when ) Tj ET Q q 0 0 0 rg BT 463.33 98.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.00 98.25 Td (company ) Tj ET Q q 0 0 0 rg BT 517.10 98.25 Td (was ) Tj ET Q q 0 0 0 rg BT 535.10 98.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 554.22 98.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 86.25 Td (InterContinental ) Tj ET Q q 0 0 0 rg BT 118.80 86.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 161.48 86.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 180.01 86.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 191.68 86.25 Td (. ) Tj ET Q q 0 0 0 rg BT 197.44 86.25 Td (Eckert ) Tj ET Q q 0 0 0 rg BT 226.80 86.25 Td (is ) Tj ET Q q 0 0 0 rg BT 236.73 86.25 Td (also ) Tj ET Q q 0 0 0 rg BT 256.10 86.25 Td (Non-Executive ) Tj ET Q q 0 0 0 rg BT 319.89 86.25 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 362.58 86.25 Td (of ) Tj ET Q q 0 0 0 rg BT 374.17 86.25 Td (Design ) Tj ET Q q 0 0 0 rg BT 405.53 86.25 Td (T) Tj ET Q q 0 0 0 rg BT 410.94 86.25 Td (echnology ) Tj ET Q q 0 0 0 rg BT 455.86 86.25 Td (and ) Tj ET Q q 0 0 0 rg BT 473.56 86.25 Td (Innovation ) Tj ET Q q 0 0 0 rg BT 520.14 86.25 Td (Limited, ) Tj ET Q q 0 0 0 rg BT 557.56 86.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 74.25 Td (patenting ) Tj ET Q q 0 0 0 rg BT 89.71 74.25 Td (and ) Tj ET Q q 0 0 0 rg BT 106.65 74.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 153.57 74.25 Td (property ) Tj ET Q q 0 0 0 rg BT 189.95 74.25 Td (company) Tj ET Q q 0 0 0 rg BT 225.96 74.25 Td (.) 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rg BT 486.15 682.10 Td (partner ) Tj ET Q q 0 0 0 rg BT 516.71 682.10 Td (since ) Tj ET Q q 0 0 0 rg BT 539.50 682.10 Td (2004. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.67 670.10 Td (. ) Tj ET Q q 0 0 0 rg BT 66.86 670.10 Td (Herter's ) Tj ET Q q 0 0 0 rg BT 100.78 670.10 Td (practice ) Tj ET Q q 0 0 0 rg BT 135.11 670.10 Td (consists, ) Tj ET Q q 0 0 0 rg BT 171.97 670.10 Td (among ) Tj ET Q q 0 0 0 rg BT 201.88 670.10 Td (others, ) Tj ET Q q 0 0 0 rg BT 231.50 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.52 670.10 Td (representation ) Tj ET Q q 0 0 0 rg BT 301.85 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 316.20 670.10 Td (information ) Tj ET Q q 0 0 0 rg BT 366.10 670.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 413.23 670.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 461.18 670.10 Td (both ) Tj ET Q q 0 0 0 rg BT 481.65 670.10 Td (private ) Tj ET Q q 0 0 0 rg BT 512.10 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.23 670.10 Td (publicly ) Tj ET Q BT 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ET Q q 0 0 0 rg BT 491.17 658.10 Td (board ) Tj ET Q q 0 0 0 rg BT 516.32 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 527.03 658.10 Td (directors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.97 646.10 Td (IC ) Tj ET Q q 0 0 0 rg BT 73.61 646.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 120.82 646.10 Td (Switzerland ) Tj ET Q q 0 0 0 rg BT 170.64 646.10 Td (AG ) Tj ET Q q 0 0 0 rg BT 187.73 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.80 646.10 Td (Roccam ) Tj ET Q q 0 0 0 rg BT 240.20 646.10 Td (Rocca ) Tj ET Q q 0 0 0 rg BT 267.25 646.10 Td (Asset ) Tj ET Q q 0 0 0 rg BT 292.10 646.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 346.36 646.10 Td (AG. ) Tj ET Q q 0 0 0 rg BT 365.94 646.10 Td (He ) Tj ET Q q 0 0 0 rg BT 380.24 646.10 Td (also ) Tj ET Q q 0 0 0 rg BT 398.99 646.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 426.62 646.10 Td (as ) Tj ET Q q 0 0 0 rg BT 437.59 646.10 Td (a ) Tj ET Q q 0 0 0 rg BT 444.66 646.10 Td (supervisor ) Tj ET Q q 0 0 0 rg BT 488.96 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 499.93 646.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 550.34 646.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (several ) Tj ET Q q 0 0 0 rg BT 80.08 634.10 Td (Swiss ) Tj ET Q q 0 0 0 rg BT 105.20 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.41 634.10 Td (German ) Tj ET Q q 0 0 0 rg BT 155.38 634.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 202.41 634.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 214.08 634.10 Td (. ) Tj ET Q q 0 0 0 rg BT 218.35 634.10 Td (Herter's ) Tj ET Q q 0 0 0 rg BT 251.35 634.10 Td (law ) Tj ET Q q 0 0 0 rg BT 267.56 634.10 Td (firm, ) Tj ET Q q 0 0 0 rg BT 289.05 634.10 Td (Streichenber) Tj ET Q q 0 0 0 rg BT 339.40 634.10 Td (g, ) Tj ET Q q 0 0 0 rg BT 348.67 634.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 390.97 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 404.96 634.10 Td (Rennes ) Tj ET Q q 0 0 0 rg BT 436.17 634.10 Td (Foundation, ) Tj ET Q q 0 0 0 rg BT 485.99 634.10 Td (a ) Tj ET Q q 0 0 0 rg BT 492.20 634.10 Td (holder ) Tj ET Q q 0 0 0 rg BT 519.52 634.10 Td (of9.3%of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 77.08 622.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 126.25 622.10 Td (common ) Tj ET Q q 0 0 0 rg BT 163.74 622.10 Td (stock.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 596.7669921875 m 191.01904296875 596.7669921875 l s q 0 0 0 rg BT 71.00 598.10 Td (Areas ) Tj ET Q q 0 0 0 rg BT 96.94 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.89 598.10 Td (Relevant ) Tj ET Q q 0 0 0 rg BT 146.05 598.10 Td (Experience) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.02 598.10 Td (. ) Tj ET Q q 0 0 0 rg BT 196.14 598.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 207.81 598.10 Td (. ) Tj ET Q q 0 0 0 rg BT 212.93 598.10 Td (Herter ) Tj ET Q q 0 0 0 rg BT 241.08 598.10 Td (has ) Tj ET Q q 0 0 0 rg BT 257.03 598.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 297.41 598.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 343.33 598.10 Td (in ) Tj ET Q q 0 0 0 rg BT 353.73 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.56 598.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 390.62 598.10 Td (sector ) Tj ET Q q 0 0 0 rg BT 417.11 598.10 Td (with ) Tj ET Q q 0 0 0 rg BT 437.51 598.10 Td (expertise ) Tj ET Q q 0 0 0 rg BT 476.22 598.10 Td (in ) Tj ET Q q 0 0 0 rg BT 486.62 598.10 Td (managing ) Tj ET Q q 0 0 0 rg BT 528.67 598.10 Td (multiple ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 94.56 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.14 586.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 128.15 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.28 586.10 Td (investments, ) Tj ET Q q 0 0 0 rg BT 190.35 586.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 218.79 586.10 Td (structure, ) Tj ET Q q 0 0 0 rg BT 258.08 586.10 Td (or) Tj ET Q q 0 0 0 rg BT 266.23 586.10 Td (ganization ) Tj ET Q q 0 0 0 rg BT 309.67 586.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 362.56 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 378.80 586.10 Td (governance, ) Tj ET Q q 0 0 0 rg BT 429.18 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 445.42 586.10 Td (with ) Tj ET Q q 0 0 0 rg BT 464.99 586.10 Td (an ) Tj ET Q q 0 0 0 rg BT 476.23 586.10 Td (expertise ) Tj ET Q q 0 0 0 rg BT 514.12 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 523.69 586.10 Td (European ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 574.10 Td (fairs.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 550.10 Td (HANS ) Tj ET Q q 0 0 0 rg BT 101.33 550.10 Td (UELI ) Tj ET Q q 0 0 0 rg BT 127.20 550.10 Td (KELLER, ) Tj ET Q q 0 0 0 rg BT 171.12 550.10 Td (62, ) Tj ET Q q 0 0 0 rg BT 186.72 550.10 Td (has ) Tj ET Q q 0 0 0 rg BT 203.15 550.10 Td (been ) Tj ET Q q 0 0 0 rg BT 225.13 550.10 Td (a ) Tj ET Q q 0 0 0 rg BT 232.67 550.10 Td (director ) Tj ET Q q 0 0 0 rg BT 266.86 550.10 Td (since ) Tj ET Q q 0 0 0 rg BT 290.51 550.10 Td (2004. ) Tj ET Q q 0 0 0 rg BT 316.11 550.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 327.78 550.10 Td (. ) Tj ET Q q 0 0 0 rg BT 333.38 550.10 Td (Keller ) Tj ET Q q 0 0 0 rg BT 361.47 550.10 Td (has ) Tj ET Q q 0 0 0 rg BT 377.90 550.10 Td (spent ) Tj ET Q q 0 0 0 rg BT 402.11 550.10 Td (over ) Tj ET Q q 0 0 0 rg BT 422.98 550.10 Td (20 ) Tj ET Q q 0 0 0 rg BT 436.08 550.10 Td (years ) Tj ET Q q 0 0 0 rg BT 460.28 550.10 Td (with ) Tj ET Q q 0 0 0 rg BT 481.16 550.10 Td (Zurich-based ) Tj ET Q q 0 0 0 rg BT 537.01 550.10 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (Suisse, ) Tj ET Q q 0 0 0 rg BT 80.36 538.10 Td (a ) Tj ET Q q 0 0 0 rg BT 87.09 538.10 Td (global ) Tj ET Q q 0 0 0 rg BT 114.38 538.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 151.66 538.10 Td (services ) Tj ET Q q 0 0 0 rg BT 186.16 538.10 Td (company) Tj ET Q q 0 0 0 rg BT 222.17 538.10 Td (, ) Tj ET Q q 0 0 0 rg BT 226.97 538.10 Td (serving ) Tj ET Q q 0 0 0 rg BT 258.70 538.10 Td (as ) Tj ET Q q 0 0 0 rg BT 269.33 538.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 311.60 538.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 338.34 538.10 Td (Member ) Tj ET Q q 0 0 0 rg BT 374.51 538.10 Td (from ) Tj ET Q q 0 0 0 rg BT 396.25 538.10 Td (1997 ) Tj ET Q q 0 0 0 rg BT 418.54 538.10 Td (to ) Tj ET Q q 0 0 0 rg BT 428.62 538.10 Td (2000, ) Tj ET Q q 0 0 0 rg BT 453.42 538.10 Td (head ) Tj ET Q q 0 0 0 rg BT 474.59 538.10 Td (of ) Tj ET Q q 0 0 0 rg BT 485.22 538.10 Td (retail ) Tj ET Q q 0 0 0 rg BT 508.05 538.10 Td (banking ) Tj ET Q q 0 0 0 rg BT 542.57 538.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (1993 ) Tj ET Q q 0 0 0 rg BT 71.77 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 81.31 526.10 Td (1996, ) Tj ET Q q 0 0 0 rg BT 105.58 526.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.79 526.10 Td (head ) Tj ET Q q 0 0 0 rg BT 142.43 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 152.53 526.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 194.84 526.10 Td (from ) Tj ET Q q 0 0 0 rg BT 216.04 526.10 Td (1985 ) Tj ET Q q 0 0 0 rg BT 237.81 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.36 526.10 Td (1992. ) Tj ET Q q 0 0 0 rg BT 271.63 526.10 Td (He ) Tj ET Q q 0 0 0 rg BT 285.05 526.10 Td (is ) Tj ET Q q 0 0 0 rg BT 293.49 526.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 331.91 526.10 Td (also ) Tj ET Q q 0 0 0 rg BT 349.79 526.10 Td (serving ) Tj ET Q q 0 0 0 rg BT 381.00 526.10 Td (as ) Tj ET Q q 0 0 0 rg BT 391.09 526.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 432.29 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.39 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.38 526.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 482.58 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 492.68 526.10 Td (Engel ) Tj ET Q q 0 0 0 rg BT 517.77 526.10 Td (& ) Tj ET Q q 0 0 0 rg BT 527.19 526.10 Td (V) Tj ET Q q 0 0 0 rg BT 533.12 526.10 Td (oelkers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (Commercial, ) Tj ET Q q 0 0 0 rg BT 104.43 514.10 Td (Switzerland ) Tj ET Q q 0 0 0 rg BT 154.69 514.10 Td (and ) Tj ET Q q 0 0 0 rg BT 171.63 514.10 Td (as ) Tj ET Q q 0 0 0 rg BT 182.46 514.10 Td (member ) Tj ET Q q 0 0 0 rg BT 217.72 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 228.55 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.27 514.10 Td (board ) Tj ET Q q 0 0 0 rg BT 268.54 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 279.19 514.10 Td (W) Tj ET Q q 0 0 0 rg BT 287.83 514.10 Td (ohnen ) Tj ET Q q 0 0 0 rg BT 314.77 514.10 Td (Zurichsee ) Tj ET Q q 0 0 0 rg BT 356.14 514.10 Td (AG.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 488.7669921875 m 193.1826171875 488.7669921875 l s q 0 0 0 rg BT 71.00 490.10 Td (Areas ) Tj ET Q q 0 0 0 rg BT 97.66 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.33 490.10 Td (Relevant ) Tj ET Q q 0 0 0 rg BT 148.21 490.10 Td (Experience) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.18 490.10 Td (. ) Tj ET Q q 0 0 0 rg BT 199.02 490.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 210.69 490.10 Td (. ) Tj ET Q q 0 0 0 rg BT 216.53 490.10 Td (Keller ) Tj ET Q q 0 0 0 rg BT 244.86 490.10 Td (has ) Tj ET Q q 0 0 0 rg BT 261.53 490.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 302.63 490.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 344.28 490.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 390.92 490.10 Td (in ) Tj ET Q q 0 0 0 rg BT 402.04 490.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 424.82 490.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.60 490.10 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 488.98 490.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 530.07 490.10 Td (finance, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 86.37 478.10 Td (planning, ) Tj ET Q q 0 0 0 rg BT 126.37 478.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 167.18 478.10 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 227.72 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.66 478.10 Td (international ) Tj ET Q q 0 0 0 rg BT 297.70 478.10 Td (distribution.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 454.10 Td (JAMES ) Tj ET Q q 0 0 0 rg BT 104.76 454.10 Td (A. ) Tj ET Q q 0 0 0 rg BT 117.15 454.10 Td (MIT) Tj ET Q q 0 0 0 rg BT 134.68 454.10 Td (AROT) Tj ET Q q 0 0 0 rg BT 161.72 454.10 Td (ONDA, ) Tj ET Q q 0 0 0 rg BT 195.78 454.10 Td (60, ) Tj ET Q q 0 0 0 rg BT 210.95 454.10 Td (became ) Tj ET Q q 0 0 0 rg BT 244.15 454.10 Td (a ) Tj ET Q q 0 0 0 rg BT 251.26 454.10 Td (director ) Tj ET Q q 0 0 0 rg BT 285.02 454.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.47 454.10 Td (January ) Tj ET Q q 0 0 0 rg BT 329.24 454.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 354.41 454.10 Td ( ) Tj ET Q q 0 0 0 rg BT 357.09 454.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 368.76 454.10 Td (. ) Tj ET Q q 0 0 0 rg BT 373.93 454.10 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 426.03 454.10 Td (has ) Tj ET Q q 0 0 0 rg BT 442.03 454.10 Td (served ) Tj ET Q q 0 0 0 rg BT 470.80 454.10 Td (as ) Tj ET Q q 0 0 0 rg BT 481.80 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.69 454.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 538.79 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 454.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (Board, ) Tj ET Q q 0 0 0 rg BT 78.83 442.10 Td (President ) Tj ET Q q 0 0 0 rg BT 117.94 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.27 442.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 158.38 442.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 200.25 442.10 Td (Of) Tj ET Q q 0 0 0 rg BT 210.62 442.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 230.82 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.05 442.10 Td (Barington ) Tj ET Q q 0 0 0 rg BT 282.93 442.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 313.70 442.10 Td (Group, ) Tj ET Q q 0 0 0 rg BT 343.65 442.10 Td (L.P) Tj ET Q q 0 0 0 rg BT 356.71 442.10 Td (., ) Tj ET Q q 0 0 0 rg BT 363.60 442.10 Td (an ) Tj ET Q q 0 0 0 rg BT 374.93 442.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 420.70 442.10 Td (firm, ) Tj ET Q q 0 0 0 rg BT 442.31 442.10 Td (since ) Tj ET Q q 0 0 0 rg BT 464.75 442.10 Td (1991. ) Tj ET Q q 0 0 0 rg BT 489.14 442.10 Td (He ) Tj ET Q q 0 0 0 rg BT 502.69 442.10 Td (has ) Tj ET Q q 0 0 0 rg BT 517.91 442.10 Td (also ) Tj ET Q q 0 0 0 rg BT 535.91 442.10 Td (served ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.06 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 68.23 430.10 Td (director ) Tj ET Q q 0 0 0 rg BT 102.06 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.52 430.10 Td (A. ) Tj ET Q q 0 0 0 rg BT 124.97 430.10 Td (Schulman, ) Tj ET Q q 0 0 0 rg BT 170.20 430.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 188.20 430.10 Td (since ) Tj ET Q q 0 0 0 rg BT 211.48 430.10 Td (2005 ) Tj ET Q q 0 0 0 rg BT 234.21 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 251.38 430.10 Td (as ) Tj ET Q q 0 0 0 rg BT 262.44 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 269.61 430.10 Td (director ) Tj ET Q q 0 0 0 rg BT 303.44 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 314.30 430.10 Td (The ) Tj ET Q q 0 0 0 rg BT 332.58 430.10 Td (Pep ) Tj ET Q q 0 0 0 rg BT 350.31 430.10 Td (Boys ) Tj ET Q q 0 0 0 rg BT 373.61 430.10 Td (- ) Tj ET Q q 0 0 0 rg BT 379.67 430.10 Td (Manny) Tj ET Q q 0 0 0 rg BT 407.35 430.10 Td (, ) Tj ET Q q 0 0 0 rg BT 412.58 430.10 Td (Moe ) Tj ET Q q 0 0 0 rg BT 433.64 430.10 Td (& ) Tj ET Q q 0 0 0 rg BT 444.15 430.10 Td (Jack ) Tj ET Q q 0 0 0 rg BT 464.65 430.10 Td (since ) Tj ET Q q 0 0 0 rg BT 487.93 430.10 Td (2006, ) Tj ET Q q 0 0 0 rg BT 513.16 430.10 Td (including ) Tj ET Q q 0 0 0 rg BT 553.67 430.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 92.04 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.99 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.81 418.10 Td (board ) Tj ET Q q 0 0 0 rg BT 143.19 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.14 418.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 191.73 418.10 Td (from ) Tj ET Q q 0 0 0 rg BT 213.78 418.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 236.39 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.78 418.10 Td (2009. ) Tj ET Q q 0 0 0 rg BT 271.89 418.10 Td (Previously) Tj ET Q q 0 0 0 rg BT 314.02 418.10 Td (, ) Tj ET Q q 0 0 0 rg BT 319.13 418.10 Td (he ) Tj ET Q q 0 0 0 rg BT 331.18 418.10 Td (has ) Tj ET Q q 0 0 0 rg BT 347.13 418.10 Td (served ) Tj ET Q q 0 0 0 rg BT 375.84 418.10 Td (as ) Tj ET Q q 0 0 0 rg BT 386.78 418.10 Td (a ) Tj ET Q q 0 0 0 rg BT 393.83 418.10 Td (director ) Tj ET Q q 0 0 0 rg BT 427.53 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 438.28 418.10 Td (The ) Tj ET Q q 0 0 0 rg BT 456.44 418.10 Td (Jones ) Tj ET Q q 0 0 0 rg BT 481.28 418.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 509.44 418.10 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 529.24 418.10 Td (Ameron ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (International ) Tj ET Q q 0 0 0 rg BT 103.22 406.10 Td (Corporation, ) Tj ET Q q 0 0 0 rg BT 156.17 406.10 Td (Grif) Tj ET Q q 0 0 0 rg BT 172.65 406.10 Td (fon ) Tj ET Q q 0 0 0 rg BT 188.11 406.10 Td (Corporation, ) Tj ET Q q 0 0 0 rg BT 241.06 406.10 Td (Gerber ) Tj ET Q q 0 0 0 rg BT 270.95 406.10 Td (Scientific, ) Tj ET Q q 0 0 0 rg BT 313.90 406.10 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 333.80 406.10 Td (Register) Tj ET Q q 0 0 0 rg BT 366.57 406.10 Td (.com, ) Tj ET Q q 0 0 0 rg BT 390.92 406.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 408.32 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 424.88 406.10 Td (Sielox, ) Tj ET Q q 0 0 0 rg BT 455.07 406.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 472.47 406.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 484.14 406.10 Td (. ) Tj ET Q q 0 0 0 rg BT 488.76 406.10 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 540.33 406.10 Td (holds ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.94 394.10 Td (master) Tj ET Q q 0 0 0 rg BT 83.96 394.10 Td () Tj ET Q q 0 0 0 rg BT 86.74 394.10 Td (s ) Tj ET Q q 0 0 0 rg BT 93.13 394.10 Td (degree ) Tj ET Q q 0 0 0 rg BT 122.28 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.56 394.10 Td (business ) Tj ET Q q 0 0 0 rg BT 168.95 394.10 Td (administration ) Tj ET Q q 0 0 0 rg BT 229.22 394.10 Td (from ) Tj ET Q q 0 0 0 rg BT 251.16 394.10 Td (New ) Tj ET Q q 0 0 0 rg BT 272.17 394.10 Td (Y) Tj ET Q q 0 0 0 rg BT 278.39 394.10 Td (ork ) Tj ET Q q 0 0 0 rg BT 294.22 394.10 Td (University) Tj ET Q q 0 0 0 rg BT 335.79 394.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 382.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 368.7669921875 m 198.6376953125 368.7669921875 l s q 0 0 0 rg BT 71.00 370.10 Td (Areas ) Tj ET Q q 0 0 0 rg BT 99.48 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 112.97 370.10 Td (Relevant ) Tj ET Q q 0 0 0 rg BT 153.67 370.10 Td (Experience) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.64 370.10 Td (.Mr) Tj ET Q q 0 0 0 rg BT 217.81 370.10 Td (. ) Tj ET Q q 0 0 0 rg BT 225.47 370.10 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 280.06 370.10 Td (has ) Tj ET Q q 0 0 0 rg BT 298.55 370.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 341.47 370.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 389.93 370.10 Td (as ) Tj ET Q q 0 0 0 rg BT 403.42 370.10 Td (a ) Tj ET Q q 0 0 0 rg BT 413.01 370.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 438.16 370.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 481.62 370.10 Td (of) Tj ET Q q 0 0 0 rg BT 489.77 370.10 Td (ficer) Tj ET Q q 0 0 0 rg BT 507.69 370.10 Td (, ) Tj ET Q q 0 0 0 rg BT 515.35 370.10 Td (stockholder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (representative, ) Tj ET Q q 0 0 0 rg BT 111.08 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 128.02 358.10 Td (public ) Tj ET Q q 0 0 0 rg BT 155.51 358.10 Td (company ) Tj ET Q q 0 0 0 rg BT 194.67 358.10 Td (director) Tj ET Q q 0 0 0 rg BT 225.36 358.10 Td (, ) Tj ET Q q 0 0 0 rg BT 230.36 358.10 Td (as ) Tj ET Q q 0 0 0 rg BT 241.19 358.10 Td (well ) Tj ET Q q 0 0 0 rg BT 260.91 358.10 Td (as ) Tj ET Q q 0 0 0 rg BT 271.74 358.10 Td (expertise ) Tj ET Q q 0 0 0 rg BT 310.33 358.10 Td (in ) Tj ET Q q 0 0 0 rg BT 320.61 358.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 360.86 358.10 Td (governance, ) Tj ET Q q 0 0 0 rg BT 411.95 358.10 Td (finance ) Tj ET Q q 0 0 0 rg BT 443.87 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 460.81 358.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 507.19 358.10 Td (banking.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 334.10 Td (JOSEPH ) Tj ET Q q 0 0 0 rg BT 109.62 334.10 Td (R. ) Tj ET Q q 0 0 0 rg BT 121.63 334.10 Td (WRIGHT) Tj ET Q q 0 0 0 rg BT 160.88 334.10 Td (, ) Tj ET Q q 0 0 0 rg BT 166.43 334.10 Td (JR., ) Tj ET Q q 0 0 0 rg BT 185.05 334.10 Td (76, ) Tj ET Q q 0 0 0 rg BT 200.61 334.10 Td (became ) Tj ET Q q 0 0 0 rg BT 234.20 334.10 Td (a ) Tj ET Q q 0 0 0 rg BT 241.69 334.10 Td (director ) Tj ET Q q 0 0 0 rg BT 275.84 334.10 Td (in ) Tj ET Q q 0 0 0 rg BT 286.68 334.10 Td (January ) Tj ET Q q 0 0 0 rg BT 320.83 334.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 346.39 334.10 Td ( ) Tj ET Q q 0 0 0 rg BT 349.45 334.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 361.12 334.10 Td (. ) Tj ET Q q 0 0 0 rg BT 366.45 334.10 Td (W) Tj ET Q q 0 0 0 rg BT 375.49 334.10 Td (right ) Tj ET Q q 0 0 0 rg BT 397.43 334.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 425.48 334.10 Td (as ) Tj ET Q q 0 0 0 rg BT 436.87 334.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 479.36 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 490.74 334.10 Td (Chart ) Tj ET Q q 0 0 0 rg BT 515.34 334.10 Td (Acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (Corp., ) Tj ET Q q 0 0 0 rg BT 78.37 322.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 121.17 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 132.86 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.44 322.10 Td (Investment ) Tj ET Q q 0 0 0 rg BT 196.24 322.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 244.05 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 255.74 322.10 Td (ClearSky ) Tj ET Q q 0 0 0 rg BT 296.33 322.10 Td (Power ) Tj ET Q q 0 0 0 rg BT 325.24 322.10 Td (& ) Tj ET Q q 0 0 0 rg BT 336.14 322.10 Td (T) Tj ET Q q 0 0 0 rg BT 341.55 322.10 Td (echnology ) Tj ET Q q 0 0 0 rg BT 386.57 322.10 Td (Fund ) Tj ET Q q 0 0 0 rg BT 410.50 322.10 Td (I ) Tj ET Q q 0 0 0 rg BT 417.20 322.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 441.95 322.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 485.30 322.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 528.10 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 539.79 322.10 Td (MTN ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (Satellite ) Tj ET Q q 0 0 0 rg BT 85.54 310.10 Td (Communications, ) Tj ET Q q 0 0 0 rg BT 159.13 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.34 310.10 Td (as ) Tj ET Q q 0 0 0 rg BT 187.44 310.10 Td (a ) Tj ET Q q 0 0 0 rg BT 194.64 310.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 221.85 310.10 Td (member ) Tj ET Q q 0 0 0 rg BT 257.38 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 273.98 310.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 299.52 310.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 346.73 310.10 Td (member ) Tj ET Q q 0 0 0 rg BT 382.26 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 393.36 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 408.34 310.10 Td (Cowen ) Tj ET Q q 0 0 0 rg BT 439.44 310.10 Td (Group. ) Tj ET Q q 0 0 0 rg BT 469.65 310.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 519.55 310.10 Td (, ) Tj ET Q q 0 0 0 rg BT 524.82 310.10 Td (he ) Tj ET Q q 0 0 0 rg BT 537.02 310.10 Td (serves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.35 298.10 Td (Senior ) Tj ET Q q 0 0 0 rg BT 89.81 298.10 Td (Advisor ) Tj ET Q q 0 0 0 rg BT 125.06 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 135.86 298.10 Td (Chart ) Tj ET Q q 0 0 0 rg BT 161.10 298.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 193.00 298.10 Td (Partners ) Tj ET Q q 0 0 0 rg BT 228.79 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 246.25 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 257.05 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.29 298.10 Td (Comvest ) Tj ET Q q 0 0 0 rg BT 310.87 298.10 Td (Group. ) Tj ET Q q 0 0 0 rg BT 341.94 298.10 Td (Previously) Tj ET Q q 0 0 0 rg BT 384.07 298.10 Td (, ) Tj ET Q q 0 0 0 rg BT 389.59 298.10 Td (he ) Tj ET Q q 0 0 0 rg BT 402.05 298.10 Td (served ) Tj ET Q q 0 0 0 rg BT 431.17 298.10 Td (as ) Tj ET Q q 0 0 0 rg BT 442.52 298.10 Td (Senior ) Tj ET Q q 0 0 0 rg BT 470.98 298.10 Td (Advisor ) Tj ET Q q 0 0 0 rg BT 506.23 298.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.03 298.10 Td (Providence ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (Equity) Tj ET Q q 0 0 0 rg BT 76.02 286.10 Td (, ) Tj ET Q q 0 0 0 rg BT 80.03 286.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 102.94 286.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 126.67 286.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 168.17 286.10 Td (Of) Tj ET Q q 0 0 0 rg BT 178.54 286.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 198.37 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.22 286.10 Td (Scientific ) Tj ET Q q 0 0 0 rg BT 248.06 286.10 Td (Games ) Tj ET Q q 0 0 0 rg BT 277.35 286.10 Td (Corporation, ) Tj ET Q q 0 0 0 rg BT 329.69 286.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 353.42 286.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 394.92 286.10 Td (Of) Tj ET Q q 0 0 0 rg BT 405.29 286.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 425.13 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 434.97 286.10 Td (PanAmSat, ) Tj ET Q q 0 0 0 rg BT 481.77 286.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 522.72 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 532.57 286.10 Td (Intelsat ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.89 274.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 110.77 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.55 274.10 Td (GRC ) Tj ET Q q 0 0 0 rg BT 146.56 274.10 Td (International. ) Tj ET Q q 0 0 0 rg BT 203.60 274.10 Td (In ) Tj ET Q q 0 0 0 rg BT 215.38 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.05 274.10 Td (1980s, ) Tj ET Q q 0 0 0 rg BT 260.89 274.10 Td (he ) Tj ET Q q 0 0 0 rg BT 273.78 274.10 Td (served ) Tj ET Q q 0 0 0 rg BT 303.33 274.10 Td (as ) Tj ET Q q 0 0 0 rg BT 315.10 274.10 Td (Deputy ) Tj ET Q q 0 0 0 rg BT 347.99 274.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 384.76 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 402.65 274.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 439.41 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 451.19 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.86 274.10 Td (United ) Tj ET Q q 0 0 0 rg BT 497.52 274.10 Td (States ) Tj ET Q q 0 0 0 rg BT 524.86 274.10 Td (Of) Tj ET Q q 0 0 0 rg BT 535.23 274.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 553.67 274.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 104.29 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 120.82 262.10 Td (Budget ) Tj ET Q q 0 0 0 rg BT 151.79 262.10 Td (under ) Tj ET Q q 0 0 0 rg BT 176.65 262.10 Td (President ) Tj ET Q q 0 0 0 rg BT 215.96 262.10 Td (Ronald ) Tj ET Q q 0 0 0 rg BT 246.93 262.10 Td (Reagan, ) Tj ET Q q 0 0 0 rg BT 281.51 262.10 Td (serving ) Tj ET Q q 0 0 0 rg BT 313.03 262.10 Td (in ) Tj ET Q q 0 0 0 rg BT 322.90 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.21 262.10 Td (Cabinet ) Tj ET Q q 0 0 0 rg BT 370.40 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 386.93 262.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 429.00 262.10 Td (Of) Tj ET Q q 0 0 0 rg BT 439.37 262.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 456.44 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 466.86 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.17 262.10 Td (President ) Tj ET Q q 0 0 0 rg BT 520.47 262.10 Td (from ) Tj ET Q q 0 0 0 rg BT 542.00 262.10 Td (1982 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 61.27 250.10 Td (1989. ) Tj ET Q q 0 0 0 rg BT 87.25 250.10 Td (From ) Tj ET Q q 0 0 0 rg BT 112.41 250.10 Td (1981 ) Tj ET Q q 0 0 0 rg BT 135.90 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 147.17 250.10 Td (1982, ) Tj ET Q q 0 0 0 rg BT 173.15 250.10 Td (he ) Tj ET Q q 0 0 0 rg BT 186.08 250.10 Td (served ) Tj ET Q q 0 0 0 rg BT 215.67 250.10 Td (as ) Tj ET Q q 0 0 0 rg BT 227.48 250.10 Td (Deputy ) Tj ET Q q 0 0 0 rg BT 260.41 250.10 Td (Secretary ) Tj ET Q q 0 0 0 rg BT 301.65 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.47 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.17 250.10 Td (United ) Tj ET Q q 0 0 0 rg BT 359.88 250.10 Td (States ) Tj ET Q q 0 0 0 rg BT 387.25 250.10 Td (Department ) Tj ET Q q 0 0 0 rg BT 437.94 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.76 250.10 Td (Commerce ) Tj ET Q q 0 0 0 rg BT 497.12 250.10 Td (and ) Tj ET Q q 0 0 0 rg BT 515.05 250.10 Td (later ) Tj ET Q q 0 0 0 rg BT 536.30 250.10 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 250.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (President) Tj ET Q q 0 0 0 rg BT 90.00 238.10 Td (s ) Tj ET Q q 0 0 0 rg BT 96.39 238.10 Td (Export ) Tj ET Q q 0 0 0 rg BT 126.10 238.10 Td (Council ) Tj ET Q q 0 0 0 rg BT 160.27 238.10 Td (as ) Tj ET Q q 0 0 0 rg BT 171.10 238.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 213.03 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.86 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.58 238.10 Td (Export ) Tj ET Q q 0 0 0 rg BT 268.30 238.10 Td (Control ) Tj ET Q q 0 0 0 rg BT 301.35 238.10 Td (Subcommittee.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 71 212.76699218750002 m 194.58447265625 212.76699218750002 l s q 0 0 0 rg BT 71.00 214.10 Td (Areas ) Tj ET Q q 0 0 0 rg BT 98.13 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 110.26 214.10 Td (Relevant ) Tj ET Q q 0 0 0 rg BT 149.61 214.10 Td (Experience) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.58 214.10 Td (.Mr) Tj ET Q q 0 0 0 rg BT 213.75 214.10 Td (. ) Tj ET Q q 0 0 0 rg BT 219.79 214.10 Td (W) Tj ET Q q 0 0 0 rg BT 228.82 214.10 Td (right ) Tj ET Q q 0 0 0 rg BT 251.52 214.10 Td (has ) Tj ET Q q 0 0 0 rg BT 268.66 214.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 310.23 214.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 357.33 214.10 Td (in ) Tj ET Q q 0 0 0 rg BT 368.92 214.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 402.16 214.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 450.69 214.10 Td (having ) Tj ET Q q 0 0 0 rg BT 481.71 214.10 Td (served ) Tj ET Q q 0 0 0 rg BT 511.62 214.10 Td (as ) Tj ET Q q 0 0 0 rg BT 523.76 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 539.78 214.10 Td (Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 92.56 202.10 Td (Of) Tj ET Q q 0 0 0 rg BT 102.93 202.10 Td (ficer) Tj ET Q q 0 0 0 rg BT 120.85 202.10 Td (, ) Tj ET Q q 0 0 0 rg BT 125.93 202.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 167.95 202.10 Td (or ) Tj ET Q q 0 0 0 rg BT 178.86 202.10 Td (as ) Tj ET Q q 0 0 0 rg BT 189.77 202.10 Td (a ) Tj ET Q q 0 0 0 rg BT 196.79 202.10 Td (board ) Tj ET Q q 0 0 0 rg BT 222.14 202.10 Td (member ) Tj ET Q q 0 0 0 rg BT 257.49 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.40 202.10 Td (numerous ) Tj ET Q q 0 0 0 rg BT 310.42 202.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 358.27 202.10 Td (as ) Tj ET Q q 0 0 0 rg BT 369.18 202.10 Td (well ) Tj ET Q q 0 0 0 rg BT 388.98 202.10 Td (as ) Tj ET Q q 0 0 0 rg BT 399.89 202.10 Td (extensive ) Tj ET Q q 0 0 0 rg BT 440.23 202.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 490.01 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 507.03 202.10 Td (governmental ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (experience.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 154.10 Td (W) Tj ET Q q 0 0 0 rg BT 79.64 154.10 Td (e ) Tj ET Q q 0 0 0 rg BT 85.61 154.10 Td (have ) Tj ET Q q 0 0 0 rg BT 106.02 154.10 Td (five ) Tj ET Q q 0 0 0 rg BT 123.11 154.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 162.95 154.10 Td (of) Tj ET Q q 0 0 0 rg BT 171.10 154.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 197.35 154.10 Td (Robin ) Tj ET Q q 0 0 0 rg BT 223.33 154.10 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 250.69 154.10 Td (Robert ) Tj ET Q q 0 0 0 rg BT 279.44 154.10 Td (F) Tj ET Q q 0 0 0 rg BT 284.20 154.10 Td (. ) Tj ET Q q 0 0 0 rg BT 288.24 154.10 Td (Kerris, ) Tj ET Q q 0 0 0 rg BT 317.26 154.10 Td (Graham ) Tj ET Q q 0 0 0 rg BT 351.01 154.10 Td (Prior) Tj ET Q q 0 0 0 rg BT 370.61 154.10 Td (, ) Tj ET Q q 0 0 0 rg BT 374.64 154.10 Td (Leon ) Tj ET Q q 0 0 0 rg BT 396.73 154.10 Td (d'Apice, ) Tj ET Q q 0 0 0 rg BT 431.44 154.10 Td (and ) Tj ET Q q 0 0 0 rg BT 447.41 154.10 Td (James ) Tj ET Q q 0 0 0 rg BT 473.39 154.10 Td (Senge, ) Tj ET Q q 0 0 0 rg BT 501.86 154.10 Td (Sr) Tj ET Q q 0 0 0 rg BT 510.20 154.10 Td (. ) Tj ET Q q 0 0 0 rg BT 514.24 154.10 Td (Information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.83 142.10 Td (to ) Tj ET Q q 0 0 0 rg BT 71.11 142.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 82.78 142.10 Td (. ) Tj ET Q q 0 0 0 rg BT 87.78 142.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 113.60 142.10 Td (is ) Tj ET Q q 0 0 0 rg BT 122.77 142.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 160.82 142.10 Td (above.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 118.10 Td (ROBER) Tj ET Q q 0 0 0 rg BT 103.74 118.10 Td (T) Tj ET Q q 0 0 0 rg BT 109.67 118.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.93 118.10 Td (F) Tj ET Q q 0 0 0 rg BT 116.69 118.10 Td (. ) Tj ET Q q 0 0 0 rg BT 121.46 118.10 Td (KERRIS, ) Tj ET Q q 0 0 0 rg BT 161.79 118.10 Td (61, ) Tj ET Q q 0 0 0 rg BT 176.56 118.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 203.81 118.10 Td (as ) Tj ET Q q 0 0 0 rg BT 214.41 118.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 256.50 118.10 Td (V) Tj ET Q q 0 0 0 rg BT 263.12 118.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 277.04 118.10 Td (President ) Tj ET Q q 0 0 0 rg BT 316.52 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 333.23 118.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 357.71 118.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 397.19 118.10 Td (Of) Tj ET Q q 0 0 0 rg BT 407.56 118.10 Td (ficer) Tj ET Q q 0 0 0 rg BT 425.33 118.10 Td (. ) Tj ET Q q 0 0 0 rg BT 430.09 118.10 Td ( ) Tj ET Q q 0 0 0 rg BT 432.36 118.10 Td (He ) Tj ET Q q 0 0 0 rg BT 446.29 118.10 Td (joined ) Tj ET Q q 0 0 0 rg BT 473.55 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 488.03 118.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 529.19 118.10 Td (as ) Tj ET Q q 0 0 0 rg BT 539.78 118.10 Td (Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 89.41 106.10 Td (Of) Tj ET Q q 0 0 0 rg BT 99.78 106.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 120.29 106.10 Td (and ) Tj ET Q q 0 0 0 rg BT 136.93 106.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 179.11 106.10 Td (Secretary ) Tj ET Q q 0 0 0 rg BT 219.06 106.10 Td (in ) Tj ET Q q 0 0 0 rg BT 229.04 106.10 Td (October ) Tj ET Q q 0 0 0 rg BT 263.44 106.10 Td (2007. ) Tj ET Q q 0 0 0 rg BT 288.14 106.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 310.34 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 320.31 106.10 Td (joining ) Tj ET Q q 0 0 0 rg BT 350.84 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.26 106.10 Td (Company) Tj ET Q q 0 0 0 rg BT 403.50 106.10 Td (, ) Tj ET Q q 0 0 0 rg BT 408.19 106.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 419.86 106.10 Td (. ) Tj ET Q q 0 0 0 rg BT 424.56 106.10 Td (Kerris ) Tj ET Q q 0 0 0 rg BT 451.75 106.10 Td (was ) Tj ET Q q 0 0 0 rg BT 469.50 106.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 493.91 106.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 533.32 106.10 Td (Of) Tj ET Q q 0 0 0 rg BT 543.69 106.10 Td (ficer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (at ) Tj ET Q q 0 0 0 rg BT 59.57 94.10 Td (Aelera ) Tj ET Q q 0 0 0 rg BT 89.23 94.10 Td (Corporation. ) Tj ET Q q 0 0 0 rg BT 143.06 94.10 Td (He ) Tj ET Q q 0 0 0 rg BT 157.74 94.10 Td (held ) Tj ET Q q 0 0 0 rg BT 177.97 94.10 Td (this ) Tj ET Q q 0 0 0 rg BT 195.43 94.10 Td (position ) Tj ET Q q 0 0 0 rg BT 230.67 94.10 Td (from ) Tj ET Q q 0 0 0 rg BT 253.13 94.10 Td (May ) Tj ET Q q 0 0 0 rg BT 274.47 94.10 Td (2006 ) Tj ET Q q 0 0 0 rg BT 297.48 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.28 94.10 Td (October ) Tj ET Q q 0 0 0 rg BT 343.50 94.10 Td (2007. ) Tj ET Q q 0 0 0 rg BT 369.01 94.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 414.80 94.10 Td (he ) Tj ET Q q 0 0 0 rg BT 427.26 94.10 Td (was ) Tj ET Q q 0 0 0 rg BT 445.82 94.10 Td (a ) Tj ET Q q 0 0 0 rg BT 453.28 94.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 493.28 94.10 Td (V) Tj ET Q q 0 0 0 rg BT 499.90 94.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 514.57 94.10 Td (President ) Tj ET Q q 0 0 0 rg BT 554.80 94.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (Equifax, ) Tj ET Q q 0 0 0 rg BT 86.70 82.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 104.51 82.10 Td (from ) Tj ET Q q 0 0 0 rg BT 126.49 82.10 Td (November ) Tj ET Q q 0 0 0 rg BT 171.24 82.10 Td (2003 ) Tj ET Q q 0 0 0 rg BT 193.78 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.54 82.10 Td (April ) Tj ET Q q 0 0 0 rg BT 227.19 82.10 Td (2006, ) Tj ET Q q 0 0 0 rg BT 252.23 82.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 294.75 82.10 Td (Controller ) Tj ET Q q 0 0 0 rg BT 338.40 82.10 Td (at ) Tj ET Q q 0 0 0 rg BT 348.16 82.10 Td (Interland, ) Tj ET Q q 0 0 0 rg BT 389.29 82.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 407.10 82.10 Td (from ) Tj ET Q q 0 0 0 rg BT 429.08 82.10 Td (September ) Tj ET Q q 0 0 0 rg BT 474.39 82.10 Td (2002 ) Tj ET Q q 0 0 0 rg BT 496.93 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 507.25 82.10 Td (October ) Tj ET Q q 0 0 0 rg BT 542.00 82.10 Td (2003 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.58 70.10 Td (held ) Tj ET Q q 0 0 0 rg BT 87.94 70.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 115.52 70.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 153.64 70.10 Td (management ) Tj ET Q q 0 0 0 rg BT 207.87 70.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 247.13 70.10 Td (at ) Tj ET Q q 0 0 0 rg BT 256.79 70.10 Td (A) Tj ET Q q 0 0 0 rg BT 262.91 70.10 Td (T&T) Tj ET Q q 0 0 0 rg BT 282.16 70.10 Td (, ) Tj ET Q q 0 0 0 rg BT 287.80 70.10 Td (BellSouth, ) Tj ET Q q 0 0 0 rg BT 333.45 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.03 70.10 Td (Northern ) Tj ET Q q 0 0 0 rg BT 390.04 70.10 Td (T) Tj ET Q q 0 0 0 rg BT 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550.10 Td (Pittsbur) Tj ET Q q 0 0 0 rg BT 80.94 550.10 Td (gh, ) Tj ET Q q 0 0 0 rg BT 95.94 550.10 Td (Pennsylvania ) Tj ET Q q 0 0 0 rg BT 151.76 550.10 Td (of) Tj ET Q q 0 0 0 rg BT 159.91 550.10 Td (fice.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 237.05 512.50 Td (CORPORA) Tj ET Q q 0 0 0 rg BT 286.86 512.50 Td (TE GOVERNANCE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 490.50 Td (The ) Tj ET Q q 0 0 0 rg BT 104.68 490.50 Td (following ) Tj ET Q q 0 0 0 rg BT 146.71 490.50 Td (table ) Tj ET Q q 0 0 0 rg BT 169.28 490.50 Td (lists ) Tj ET Q q 0 0 0 rg BT 188.53 490.50 Td (our ) Tj ET Q q 0 0 0 rg BT 205.00 490.50 Td (four ) Tj ET Q q 0 0 0 rg BT 224.79 490.50 Td (board ) Tj ET Q q 0 0 0 rg BT 250.70 490.50 Td (committees, ) Tj ET Q q 0 0 0 rg BT 302.43 490.50 Td (the ) Tj ET Q q 0 0 0 rg BT 317.79 490.50 Td (directors ) Tj ET Q q 0 0 0 rg BT 355.91 490.50 Td (who ) Tj ET Q q 0 0 0 rg BT 376.27 490.50 Td (served ) Tj ET Q q 0 0 0 rg BT 405.50 490.50 Td (on ) Tj ET Q q 0 0 0 rg BT 418.64 490.50 Td (them ) Tj ET Q q 0 0 0 rg BT 441.77 490.50 Td (as ) Tj ET Q q 0 0 0 rg BT 453.23 490.50 Td (of ) Tj ET Q q 0 0 0 rg BT 464.70 490.50 Td (the ) Tj ET Q q 0 0 0 rg BT 480.05 490.50 Td (end ) Tj ET Q q 0 0 0 rg BT 497.63 490.50 Td (of ) Tj ET Q q 0 0 0 rg BT 509.09 490.50 Td (2014 ) Tj ET Q q 0 0 0 rg BT 532.23 490.50 Td (and ) Tj ET Q q 0 0 0 rg BT 549.81 490.50 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.50 Td (number ) Tj ET Q q 0 0 0 rg BT 83.05 478.50 Td (of ) Tj ET Q q 0 0 0 rg BT 93.88 478.50 Td (committee ) Tj ET Q q 0 0 0 rg BT 138.58 478.50 Td (meetings ) Tj ET Q q 0 0 0 rg BT 177.19 478.50 Td (held ) Tj ET Q q 0 0 0 rg BT 196.90 478.50 Td (in ) Tj ET Q q 0 0 0 rg BT 207.18 478.50 Td (2014.) 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(notice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 62.50 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 62.50 Td (such ) Tj ET Q q 0 0 0 rg BT 81.66 62.50 Td (nomination ) Tj ET Q q 0 0 0 rg BT 129.71 62.50 Td (must ) Tj ET Q q 0 0 0 rg BT 151.66 62.50 Td (be ) Tj ET Q q 0 0 0 rg BT 163.60 62.50 Td (given ) Tj ET Q q 0 0 0 rg BT 188.32 62.50 Td (within ) Tj ET Q q 0 0 0 rg BT 216.37 62.50 Td (10 ) Tj ET Q q 0 0 0 rg BT 228.87 62.50 Td (days ) Tj ET Q q 0 0 0 rg BT 249.70 62.50 Td (that ) Tj ET Q q 0 0 0 rg BT 267.20 62.50 Td (notice ) Tj ET Q q 0 0 0 rg BT 294.13 62.50 Td (of ) Tj ET Q q 0 0 0 rg BT 304.96 62.50 Td (such ) Tj ET Q q 0 0 0 rg BT 325.79 62.50 Td (meeting ) Tj ET Q q 0 0 0 rg BT 360.50 62.50 Td (was ) Tj ET Q q 0 0 0 rg BT 378.55 62.50 Td (provided ) Tj ET Q q 0 0 0 rg BT 416.60 62.50 Td (or ) Tj ET Q q 0 0 0 rg BT 427.43 62.50 Td (made ) Tj ET Q q 0 0 0 rg BT 451.59 62.50 Td (public. ) Tj ET Q endstream endobj 191 0 obj <>] /Rotate 0 /Contents 192 0 R>> endobj 192 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (92) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 742.10 Td (In ) Tj ET Q q 0 0 0 rg BT 96.14 742.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 133.23 742.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 165.04 742.10 Td (3.10 ) Tj ET Q q 0 0 0 rg BT 184.35 742.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 218.38 742.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 264.63 742.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 296.98 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.58 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.61 742.10 Td (nominees ) Tj ET Q q 0 0 0 rg BT 360.75 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 377.00 742.10 Td (their ) Tj ET Q q 0 0 0 rg BT 397.14 742.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 450.06 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 469.65 742.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 522.01 742.10 Td (proposing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (their ) Tj ET Q q 0 0 0 rg BT 70.90 730.10 Td (nomination. ) Tj ET Q q 0 0 0 rg BT 120.95 730.10 Td (Among ) Tj ET Q q 0 0 0 rg BT 153.53 730.10 Td (other ) Tj ET Q q 0 0 0 rg BT 176.65 730.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 206.17 730.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 238.73 730.10 Td (3.10 ) Tj ET Q q 0 0 0 rg BT 258.81 730.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 293.58 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 300.60 730.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 339.83 730.10 Td (nominee ) Tj ET Q q 0 0 0 rg BT 376.83 730.10 Td (to: ) Tj ET Q q 0 0 0 rg BT 389.96 730.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 404.19 730.10 Td (represent ) Tj ET Q q 0 0 0 rg BT 443.41 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 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0 rg BT 471.37 658.10 Td (meeting. ) Tj ET Q q 0 0 0 rg BT 508.71 658.10 Td (In ) Tj ET Q q 0 0 0 rg BT 519.68 658.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 557.58 658.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (proposing ) Tj ET Q q 0 0 0 rg BT 92.09 646.10 Td (stockholder) Tj ET Q q 0 0 0 rg BT 138.34 646.10 Td (, ) Tj ET Q q 0 0 0 rg BT 142.93 646.10 Td (including ) Tj ET Q q 0 0 0 rg BT 182.79 646.10 Td (its ) Tj ET Q q 0 0 0 rg BT 194.33 646.10 Td (af) Tj ET Q q 0 0 0 rg BT 201.91 646.10 Td (filiates, ) Tj ET Q q 0 0 0 rg BT 233.71 646.10 Td (must ) Tj ET Q q 0 0 0 rg BT 255.25 646.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 289.55 646.10 Td (all ) Tj ET Q q 0 0 0 rg BT 301.64 646.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 349.26 646.10 Td (or ) Tj ET Q q 0 0 0 rg BT 359.67 646.10 Td (other ) Tj ET Q q 0 0 0 rg BT 382.31 646.10 Td (understandings ) Tj ET Q q 0 0 0 rg BT 444.94 646.10 Td (with ) Tj ET Q q 0 0 0 rg BT 464.81 646.10 Td (a ) Tj ET Q q 0 0 0 rg BT 471.33 646.10 Td (director ) Tj ET Q q 0 0 0 rg BT 504.51 646.10 Td (nominee ) Tj ET Q q 0 0 0 rg BT 541.04 646.10 Td (it ) Tj ET Q q 0 0 0 rg BT 548.68 646.10 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (proposed, ) Tj ET Q q 0 0 0 rg BT 91.66 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 102.49 634.10 Td (well ) Tj ET Q q 0 0 0 rg BT 122.21 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 133.04 634.10 Td (any ) Tj ET Q q 0 0 0 rg BT 149.98 634.10 Td (other ) Tj ET Q q 0 0 0 rg BT 173.02 634.10 Td (material ) Tj ET Q q 0 0 0 rg BT 208.28 634.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 240.21 634.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 277.71 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 287.99 634.10 Td (such ) Tj ET Q q 0 0 0 rg BT 308.82 634.10 Td (nomination. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 143.65 600.10 Td (AUDIT) Tj ET Q q 0 0 0 rg BT 175.70 600.10 Td ( COMMITTEE ) Tj ET Q q 0 0 0 rg BT 244.59 600.10 Td (AND ) Tj ET Q q 0 0 0 rg BT 268.21 600.10 Td (AUDIT) Tj ET Q q 0 0 0 rg BT 300.25 600.10 Td ( COMMITTEE FINANCIAL) Tj ET Q q 0 0 0 rg BT 425.82 600.10 Td ( EXPER) Tj ET Q q 0 0 0 rg BT 461.86 600.10 Td (T) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 576.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.36 576.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 128.47 576.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 175.24 576.10 Td (exercises ) Tj ET Q q 0 0 0 rg BT 214.22 576.10 Td (oversight ) Tj ET Q q 0 0 0 rg BT 253.77 576.10 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 310.54 576.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 351.19 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.74 576.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 395.84 576.10 Td (and ) Tj ET Q q 0 0 0 rg BT 412.61 576.10 Td (integrity ) Tj ET Q q 0 0 0 rg BT 448.83 576.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.49 576.10 Td (our ) Tj ET Q q 0 0 0 rg BT 475.15 576.10 Td (auditing ) Tj ET Q q 0 0 0 rg BT 510.26 576.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.03 576.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 88.55 564.10 Td (practices. ) Tj ET Q q 0 0 0 rg BT 128.47 564.10 Td (In ) Tj ET Q q 0 0 0 rg BT 138.69 564.10 Td (dischar) Tj ET Q q 0 0 0 rg BT 167.39 564.10 Td (ging ) Tj ET Q q 0 0 0 rg BT 187.06 564.10 Td (this ) Tj ET Q q 0 0 0 rg BT 203.40 564.10 Td (responsibility) Tj ET Q q 0 0 0 rg BT 257.19 564.10 Td (, ) Tj ET Q q 0 0 0 rg BT 261.59 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.28 564.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 299.95 564.10 Td (Committee, ) Tj ET Q q 0 0 0 rg BT 348.78 564.10 Td (among ) Tj ET Q q 0 0 0 rg BT 377.89 564.10 Td (other ) Tj ET Q q 0 0 0 rg BT 400.33 564.10 Td (things, ) Tj ET Q q 0 0 0 rg BT 429.17 564.10 Td (selects ) Tj ET Q q 0 0 0 rg BT 457.71 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 471.82 564.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 522.59 564.10 Td (registered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (public ) Tj ET Q q 0 0 0 rg BT 77.55 552.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 123.98 552.10 Td (firm, ) Tj ET Q q 0 0 0 rg BT 146.25 552.10 Td (pre-approves ) Tj ET Q q 0 0 0 rg BT 201.00 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 215.77 552.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 238.32 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 255.32 552.10 Td (any ) Tj ET Q q 0 0 0 rg BT 272.31 552.10 Td (non-audit ) Tj ET Q q 0 0 0 rg BT 313.19 552.10 Td (services ) Tj ET Q q 0 0 0 rg BT 347.95 552.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.29 552.10 Td (be ) Tj ET Q q 0 0 0 rg BT 370.28 552.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 408.38 552.10 Td (by ) Tj ET Q q 0 0 0 rg BT 420.94 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.71 552.10 Td (auditors ) Tj ET Q q 0 0 0 rg BT 470.48 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.48 552.10 Td (reviews ) Tj ET Q q 0 0 0 rg BT 521.13 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.90 552.10 Td (results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.96 540.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 92.25 540.10 Td (of ) Tj ET Q q 0 0 0 rg BT 103.10 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.84 540.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 147.01 540.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 169.53 540.10 Td (performed ) Tj ET Q q 0 0 0 rg BT 213.70 540.10 Td (by ) Tj ET Q q 0 0 0 rg BT 226.22 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.96 540.10 Td (auditors. ) Tj ET Q q 0 0 0 rg BT 278.01 540.10 Td (The ) Tj ET Q q 0 0 0 rg BT 295.52 540.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 320.82 540.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 367.78 540.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 406.40 540.10 Td (consists ) Tj ET Q q 0 0 0 rg BT 440.59 540.10 Td (of ) Tj ET Q q 0 0 0 rg BT 451.44 540.10 Td (Messrs. ) Tj ET Q q 0 0 0 rg BT 484.79 540.10 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 513.42 540.10 Td (\(Chairman\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (Keller ) Tj ET Q q 0 0 0 rg BT 76.97 528.10 Td (and ) Tj ET Q q 0 0 0 rg BT 93.40 528.10 Td (Benz.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 116.44 528.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.43 528.10 Td (After ) Tj ET Q q 0 0 0 rg BT 141.51 528.10 Td (reviewing ) Tj ET Q q 0 0 0 rg BT 183.49 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.69 528.10 Td (qualifications ) Tj ET Q q 0 0 0 rg BT 254.10 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.42 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 278.62 528.10 Td (current ) Tj ET Q q 0 0 0 rg BT 308.93 528.10 Td (members ) Tj ET Q q 0 0 0 rg BT 347.57 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 357.88 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 372.09 528.10 Td (committee, ) Tj ET Q q 0 0 0 rg BT 418.78 528.10 Td (and ) Tj ET Q q 0 0 0 rg BT 435.21 528.10 Td (any ) Tj ET Q q 0 0 0 rg BT 451.63 528.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 504.72 528.10 Td (they ) Tj ET Q q 0 0 0 rg BT 523.92 528.10 Td (may ) Tj ET Q q 0 0 0 rg BT 543.13 528.10 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.70 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 85.83 516.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 127.64 516.10 Td (that ) Tj ET Q q 0 0 0 rg BT 145.56 516.10 Td (might ) Tj ET Q q 0 0 0 rg BT 171.81 516.10 Td (af) Tj ET Q q 0 0 0 rg BT 179.40 516.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 197.30 516.10 Td (their ) Tj ET Q q 0 0 0 rg BT 218.55 516.10 Td (independence ) Tj ET Q q 0 0 0 rg BT 276.44 516.10 Td (from ) Tj ET Q q 0 0 0 rg BT 298.80 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 313.94 516.10 Td (Company) Tj ET Q q 0 0 0 rg BT 352.17 516.10 Td (, ) Tj ET Q q 0 0 0 rg BT 357.59 516.10 Td (our ) Tj ET Q q 0 0 0 rg BT 373.84 516.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 401.20 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 412.45 516.10 Td (Directors ) Tj ET Q q 0 0 0 rg BT 452.58 516.10 Td (has ) Tj ET Q q 0 0 0 rg BT 468.83 516.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 516.73 516.10 Td (that: ) Tj ET Q q 0 0 0 rg BT 537.42 516.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 552.00 516.10 Td (all ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (current ) Tj ET Q q 0 0 0 rg BT 80.68 504.10 Td (members ) Tj ET Q q 0 0 0 rg BT 119.70 504.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.40 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.45 504.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 169.60 504.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 216.40 504.10 Td (are ) Tj ET Q q 0 0 0 rg BT 230.97 504.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 291.09 504.10 Td (as ) Tj ET Q q 0 0 0 rg BT 301.78 504.10 Td (that ) Tj ET Q q 0 0 0 rg BT 319.14 504.10 Td (concept ) Tj ET Q q 0 0 0 rg BT 352.60 504.10 Td (is ) Tj ET Q q 0 0 0 rg BT 361.63 504.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 393.98 504.10 Td (in ) Tj ET Q q 0 0 0 rg BT 404.13 504.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 436.49 504.10 Td (10A) Tj ET Q q 0 0 0 rg BT 453.16 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 455.52 504.10 Td (of ) Tj ET Q q 0 0 0 rg BT 466.22 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.80 504.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 522.60 504.10 Td (Exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 66.59 492.10 Td (of ) Tj ET Q q 0 0 0 rg BT 77.07 492.10 Td (1934, ) Tj ET Q q 0 0 0 rg BT 101.71 492.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 115.52 492.10 Td (all ) Tj ET Q q 0 0 0 rg BT 127.67 492.10 Td (current ) Tj ET Q q 0 0 0 rg BT 158.13 492.10 Td (members ) Tj ET Q q 0 0 0 rg BT 196.93 492.10 Td (of ) Tj ET Q q 0 0 0 rg BT 207.41 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 221.30 492.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 246.23 492.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 292.82 492.10 Td (are ) Tj ET Q q 0 0 0 rg BT 307.17 492.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 367.07 492.10 Td (as ) Tj ET Q q 0 0 0 rg BT 377.55 492.10 Td (that ) Tj ET Q q 0 0 0 rg BT 394.69 492.10 Td (concept ) Tj ET Q q 0 0 0 rg BT 427.93 492.10 Td (is ) Tj ET Q q 0 0 0 rg BT 436.75 492.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 468.89 492.10 Td (in ) Tj ET Q q 0 0 0 rg BT 478.81 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 493.18 492.10 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 537.00 492.10 Td (listing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (standards, ) Tj ET Q q 0 0 0 rg BT 91.63 480.10 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 104.65 480.10 Td (all ) Tj ET Q q 0 0 0 rg BT 116.00 480.10 Td (current ) Tj ET Q q 0 0 0 rg BT 145.68 480.10 Td (members ) Tj ET Q q 0 0 0 rg BT 183.69 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.38 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.66 480.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 230.80 480.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 276.60 480.10 Td (are ) Tj ET Q q 0 0 0 rg BT 290.16 480.10 Td (financially ) Tj ET Q q 0 0 0 rg BT 334.28 480.10 Td (literate, ) Tj ET Q q 0 0 0 rg BT 365.90 480.10 Td (and ) Tj ET Q q 0 0 0 rg BT 381.70 480.10 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 394.72 480.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 406.39 480.10 Td (. ) Tj ET Q q 0 0 0 rg BT 410.25 480.10 Td (Bhalla ) Tj ET Q q 0 0 0 rg BT 437.71 480.10 Td (qualifies ) Tj ET Q q 0 0 0 rg BT 473.51 480.10 Td (as ) Tj ET Q q 0 0 0 rg BT 483.20 480.10 Td (an ) Tj ET Q q 0 0 0 rg BT 493.99 480.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 519.79 480.10 Td (committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.31 468.10 Td (expert ) Tj ET Q q 0 0 0 rg BT 119.07 468.10 Td (as ) Tj ET Q q 0 0 0 rg BT 129.73 468.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 162.05 468.10 Td (under ) Tj ET Q q 0 0 0 rg BT 187.15 468.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 207.82 468.10 Td (rules ) Tj ET Q q 0 0 0 rg BT 229.59 468.10 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 282.46 468.10 Td (under ) Tj ET Q q 0 0 0 rg BT 307.56 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.11 468.10 Td (Sarbanes-Oxley ) Tj ET Q q 0 0 0 rg BT 387.79 468.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 404.56 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 415.23 468.10 Td (2002. ) Tj ET Q q 0 0 0 rg BT 439.89 468.10 Td (The ) Tj ET Q q 0 0 0 rg BT 457.25 468.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 482.36 468.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 529.13 468.10 Td (met ) Tj ET Q q 0 0 0 rg BT 546.46 468.10 Td (five ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (times ) Tj ET Q q 0 0 0 rg BT 74.17 456.10 Td (during ) Tj ET Q q 0 0 0 rg BT 102.77 456.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 127.59 456.10 Td (The ) Tj ET Q q 0 0 0 rg BT 145.09 456.10 Td (Audit ) Tj ET Q q 0 0 0 rg BT 170.37 456.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 217.30 456.10 Td (exercises ) Tj ET Q q 0 0 0 rg BT 256.45 456.10 Td (its ) Tj ET Q q 0 0 0 rg BT 268.40 456.10 Td (authority ) Tj ET Q q 0 0 0 rg BT 307.00 456.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 343.94 456.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.22 456.10 Td (a ) Tj ET Q q 0 0 0 rg BT 361.16 456.10 Td (written ) Tj ET Q q 0 0 0 rg BT 391.98 456.10 Td (charter ) Tj ET Q q 0 0 0 rg BT 422.24 456.10 Td (that ) Tj ET Q q 0 0 0 rg BT 439.73 456.10 Td (was ) Tj ET Q q 0 0 0 rg BT 457.78 456.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 491.94 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 502.22 456.10 Td (October ) Tj ET Q q 0 0 0 rg BT 536.92 456.10 Td (2004.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 139.90 410.10 Td (SECTION 16\(a\) BENEFICIAL) Tj ET Q q 0 0 0 rg BT 273.26 410.10 Td ( OWNERSHIP) Tj ET Q q 0 0 0 rg BT 337.44 410.10 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 374.59 410.10 Td (TING COMPLIANCE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 386.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 119.08 386.10 Td (16\(a\) ) Tj ET Q q 0 0 0 rg BT 143.26 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.67 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 169.97 386.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 212.49 386.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 254.32 386.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 271.84 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 283.25 386.10 Td (1934 ) Tj ET Q q 0 0 0 rg BT 306.34 386.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 341.63 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.93 386.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 404.59 386.10 Td (of) Tj ET Q q 0 0 0 rg BT 412.74 386.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 438.03 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 455.55 386.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 493.62 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 511.14 386.10 Td (persons ) Tj ET Q q 0 0 0 rg BT 544.78 386.10 Td (who ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 100.58 374.10 Td (own ) Tj ET Q q 0 0 0 rg BT 121.19 374.10 Td (more ) Tj ET Q q 0 0 0 rg BT 145.13 374.10 Td (than ) Tj ET Q q 0 0 0 rg BT 165.73 374.10 Td (ten ) Tj ET Q q 0 0 0 rg BT 181.34 374.10 Td (percent ) Tj ET Q q 0 0 0 rg BT 214.15 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 225.87 374.10 Td (a ) Tj ET Q q 0 0 0 rg BT 233.69 374.10 Td (registered ) Tj ET Q q 0 0 0 rg BT 276.50 374.10 Td (class ) Tj ET Q q 0 0 0 rg BT 299.33 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.05 374.10 Td (our ) Tj ET Q q 0 0 0 rg BT 327.77 374.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 356.15 374.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 397.30 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 408.47 374.10 Td (file ) Tj ET Q q 0 0 0 rg BT 425.18 374.10 Td (with ) Tj ET Q q 0 0 0 rg BT 446.35 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.95 374.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 504.77 374.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.60 374.10 Td (Exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 102.96 362.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 133.12 362.10 Td (of ) Tj ET Q q 0 0 0 rg BT 143.84 362.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 184.00 362.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 228.05 362.10 Td (on ) Tj ET Q q 0 0 0 rg BT 240.44 362.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 264.50 362.10 Td (3 ) Tj ET Q q 0 0 0 rg BT 271.89 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.72 362.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 323.32 362.10 Td (in ) Tj ET Q q 0 0 0 rg BT 333.49 362.10 Td (such ) Tj ET Q q 0 0 0 rg BT 354.21 362.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 398.26 362.10 Td (on ) Tj ET Q q 0 0 0 rg BT 410.66 362.10 Td (Forms ) Tj ET Q q 0 0 0 rg BT 438.61 362.10 Td (4 ) Tj ET Q q 0 0 0 rg BT 446.00 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 462.83 362.10 Td (5. ) Tj ET Q q 0 0 0 rg BT 472.72 362.10 Td (Of) Tj ET Q q 0 0 0 rg BT 483.09 362.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 510.19 362.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 547.57 362.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 350.10 Td (more ) Tj ET Q q 0 0 0 rg BT 73.26 350.10 Td (than ) Tj ET Q q 0 0 0 rg BT 93.19 350.10 Td (ten ) Tj ET Q q 0 0 0 rg BT 108.12 350.10 Td (percent ) Tj ET Q q 0 0 0 rg BT 140.25 350.10 Td (beneficial ) Tj ET Q q 0 0 0 rg BT 182.39 350.10 Td (owners ) Tj ET Q q 0 0 0 rg BT 213.98 350.10 Td (also ) Tj ET Q q 0 0 0 rg BT 232.80 350.10 Td (are ) Tj ET Q q 0 0 0 rg BT 247.72 350.10 Td (required ) Tj ET Q q 0 0 0 rg BT 283.75 350.10 Td (by ) Tj ET Q q 0 0 0 rg BT 296.46 350.10 Td (rules ) Tj ET Q q 0 0 0 rg BT 318.61 350.10 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 371.87 350.10 Td (by ) Tj ET Q q 0 0 0 rg BT 384.58 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 399.51 350.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 441.65 350.10 Td (and ) Tj ET Q q 0 0 0 rg BT 458.80 350.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 500.94 350.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 554.22 350.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 338.10 Td (furnish ) Tj ET Q q 0 0 0 rg BT 80.32 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.52 338.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 135.40 338.10 Td (with ) Tj ET Q q 0 0 0 rg BT 155.17 338.10 Td (copies ) Tj ET Q q 0 0 0 rg BT 182.70 338.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.02 338.10 Td (all ) Tj ET Q q 0 0 0 rg BT 205.01 338.10 Td (such ) Tj ET Q q 0 0 0 rg BT 225.32 338.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 257.31 338.10 Td (16\(a\) ) Tj ET Q q 0 0 0 rg BT 280.40 338.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 310.15 338.10 Td (that ) Tj ET Q q 0 0 0 rg BT 327.14 338.10 Td (they ) Tj ET Q q 0 0 0 rg BT 346.34 338.10 Td (file. ) Tj ET Q q 0 0 0 rg BT 364.16 338.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 390.58 338.10 Td (solely ) Tj ET Q q 0 0 0 rg BT 416.46 338.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 438.45 338.10 Td (a ) Tj ET Q q 0 0 0 rg BT 444.88 338.10 Td (review ) Tj ET Q q 0 0 0 rg BT 474.07 338.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.39 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.60 338.10 Td (copies ) Tj ET Q q 0 0 0 rg BT 526.13 338.10 Td (of ) Tj ET Q q 0 0 0 rg BT 536.45 338.10 Td (Forms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 326.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 60.81 326.10 Td (4, ) Tj ET Q q 0 0 0 rg BT 71.62 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 89.37 326.10 Td (5 ) Tj ET Q q 0 0 0 rg BT 97.69 326.10 Td (furnished ) Tj ET Q q 0 0 0 rg BT 138.77 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 149.86 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 165.39 326.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 207.58 326.10 Td (or ) Tj ET Q q 0 0 0 rg BT 219.23 326.10 Td (representations ) Tj ET Q q 0 0 0 rg BT 283.07 326.10 Td (by ) Tj ET Q q 0 0 0 rg BT 296.38 326.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 326.90 326.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 368.52 326.10 Td (of) Tj ET Q q 0 0 0 rg BT 376.67 326.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 402.19 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 419.94 326.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 458.24 326.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.54 326.10 Td (no ) Tj ET Q q 0 0 0 rg BT 489.86 326.10 Td (such ) Tj ET Q q 0 0 0 rg BT 511.50 326.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 542.58 326.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 314.10 Td (required ) Tj ET Q q 0 0 0 rg BT 86.62 314.10 Td (for ) Tj ET Q q 0 0 0 rg BT 101.58 314.10 Td (them, ) Tj ET Q q 0 0 0 rg BT 127.38 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.90 314.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 185.09 314.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 221.15 314.10 Td (that ) Tj ET Q q 0 0 0 rg BT 239.45 314.10 Td (during ) Tj ET Q q 0 0 0 rg BT 268.86 314.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 292.16 314.10 Td (all ) Tj ET Q q 0 0 0 rg BT 305.46 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 317.09 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.61 314.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 380.49 314.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 421.28 314.10 Td (of) Tj ET Q q 0 0 0 rg BT 429.43 314.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 454.94 314.10 Td (and ) Tj ET Q q 0 0 0 rg BT 472.68 314.10 Td (more ) Tj ET Q q 0 0 0 rg BT 496.53 314.10 Td (than ) Tj ET Q q 0 0 0 rg BT 517.05 314.10 Td (ten-percent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 302.10 Td (beneficial ) Tj ET Q q 0 0 0 rg BT 91.88 302.10 Td (owners ) Tj ET Q q 0 0 0 rg BT 123.23 302.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 144.01 302.10 Td (all ) Tj ET Q q 0 0 0 rg BT 156.47 302.10 Td (such ) Tj ET Q q 0 0 0 rg BT 177.26 302.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 207.49 302.10 Td (on ) Tj ET Q q 0 0 0 rg BT 219.96 302.10 Td (a ) Tj ET Q q 0 0 0 rg BT 226.86 302.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 254.87 302.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 277.33 302.10 Td (except ) Tj ET Q q 0 0 0 rg BT 305.89 302.10 Td (for ) Tj ET Q q 0 0 0 rg BT 320.01 302.10 Td (Robin ) Tj ET Q q 0 0 0 rg BT 346.92 302.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 372.71 302.10 Td (who ) Tj ET Q q 0 0 0 rg BT 392.40 302.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 413.18 302.10 Td (one ) Tj ET Q q 0 0 0 rg BT 430.08 302.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 454.22 302.10 Td (4 ) Tj ET Q q 0 0 0 rg BT 461.68 302.10 Td (one ) Tj ET Q q 0 0 0 rg BT 478.58 302.10 Td (day ) Tj ET Q q 0 0 0 rg BT 495.48 302.10 Td (late ) Tj ET Q q 0 0 0 rg BT 512.38 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.28 302.10 Td (Hans ) Tj ET Q q 0 0 0 rg BT 552.29 302.10 Td (U. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.10 Td (Benz ) Tj ET Q q 0 0 0 rg BT 73.05 290.10 Td (who ) Tj ET Q q 0 0 0 rg BT 92.77 290.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 113.59 290.10 Td (one ) Tj ET Q q 0 0 0 rg BT 130.53 290.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 154.70 290.10 Td (4 ) Tj ET Q q 0 0 0 rg BT 162.20 290.10 Td (two ) Tj ET Q q 0 0 0 rg BT 179.70 290.10 Td (days ) Tj ET Q q 0 0 0 rg BT 200.53 290.10 Td (late.) Tj ET Q endstream endobj 193 0 obj <>] /Rotate 0 /Contents 194 0 R>> endobj 194 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (93) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item1) Tj ET Q q 0 0 0 rg BT 76.94 742.25 Td (1. EXECUTIVE COMPENSA) Tj ET Q q 0 0 0 rg BT 205.38 742.25 Td (TION) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.00 708.25 Td (EXECUTIVE COMPENSA) Tj ET Q q 0 0 0 rg BT 352.44 708.25 Td (TION) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 223.40 686.25 Td (Compensation Disclosur) Tj ET Q q 0 0 0 rg BT 327.39 686.25 Td (e and ) Tj ET Q q 0 0 0 rg BT 352.40 686.25 Td (Analysis) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 664.25 Td (Objectives ) Tj ET Q q 0 0 0 rg BT 94.70 664.25 Td (and ) Tj ET Q q 0 0 0 rg BT 112.20 664.25 Td (Goals) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 642.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.49 642.25 Td (objectives ) Tj ET Q q 0 0 0 rg BT 147.98 642.25 Td (of ) Tj ET Q q 0 0 0 rg BT 159.25 642.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.41 642.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 219.56 642.25 Td (have ) Tj ET Q q 0 0 0 rg BT 241.39 642.25 Td (been ) Tj ET Q q 0 0 0 rg BT 263.21 642.25 Td (to ) Tj ET Q q 0 0 0 rg BT 273.93 642.25 Td (adopt ) Tj ET Q q 0 0 0 rg BT 299.09 642.25 Td (a ) Tj ET Q q 0 0 0 rg BT 306.47 642.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 364.96 642.25 Td (approach ) Tj ET Q q 0 0 0 rg BT 404.55 642.25 Td (that ) Tj ET Q q 0 0 0 rg BT 422.49 642.25 Td (is ) Tj ET Q q 0 0 0 rg BT 432.10 642.25 Td (simple, ) Tj ET Q q 0 0 0 rg BT 464.21 642.25 Td (internally ) Tj ET Q q 0 0 0 rg BT 505.48 642.25 Td (equitable, ) Tj ET Q q 0 0 0 rg BT 547.57 642.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 630.25 Td (externally ) Tj ET Q q 0 0 0 rg BT 91.97 630.25 Td (competitive, ) Tj ET Q q 0 0 0 rg BT 143.67 630.25 Td (and ) Tj ET Q q 0 0 0 rg BT 160.10 630.25 Td (that ) Tj ET Q q 0 0 0 rg BT 177.09 630.25 Td (attracts, ) Tj ET Q q 0 0 0 rg BT 210.45 630.25 Td (motivates, ) Tj ET Q q 0 0 0 rg BT 253.82 630.25 Td (and ) Tj ET Q q 0 0 0 rg BT 270.25 630.25 Td (retains ) Tj ET Q q 0 0 0 rg BT 298.90 630.25 Td (qualified ) Tj ET Q q 0 0 0 rg BT 336.43 630.25 Td (people ) Tj ET Q q 0 0 0 rg BT 365.08 630.25 Td (capable ) Tj ET Q q 0 0 0 rg BT 397.60 630.25 Td (of ) Tj ET Q q 0 0 0 rg BT 407.92 630.25 Td (contributing ) Tj ET Q q 0 0 0 rg BT 458.80 630.25 Td (to ) Tj ET Q q 0 0 0 rg BT 468.57 630.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.77 630.25 Td (growth, ) Tj ET Q q 0 0 0 rg BT 515.59 630.25 Td (success ) Tj ET Q q 0 0 0 rg BT 547.58 630.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 618.25 Td (profitability ) Tj ET Q q 0 0 0 rg BT 100.27 618.25 Td (of ) Tj ET Q q 0 0 0 rg BT 111.10 618.25 Td (the ) Tj ET Q q 0 0 0 rg BT 125.82 618.25 Td (Company) Tj ET Q q 0 0 0 rg BT 164.05 618.25 Td (, ) Tj ET Q q 0 0 0 rg BT 169.05 618.25 Td (thereby ) Tj ET Q q 0 0 0 rg BT 201.54 618.25 Td (contributing ) Tj ET Q q 0 0 0 rg BT 252.92 618.25 Td (to ) Tj ET Q q 0 0 0 rg BT 263.20 618.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 305.13 618.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 354.29 618.25 Td (value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 594.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 592.9169921875 m 127.34521484375 592.9169921875 l s q 0 0 0 rg BT 86.00 594.25 Td (Simplicity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.02 594.25 Td (. ) Tj ET Q q 0 0 0 rg BT 130.77 594.25 Td (The ) Tj ET Q q 0 0 0 rg BT 147.67 594.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 191.23 594.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 225.34 594.25 Td (that ) Tj ET Q q 0 0 0 rg BT 241.69 594.25 Td (a ) Tj ET Q q 0 0 0 rg BT 247.47 594.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 304.37 594.25 Td (package ) Tj ET Q q 0 0 0 rg BT 338.47 594.25 Td (with ) Tj ET Q q 0 0 0 rg BT 357.60 594.25 Td (three ) Tj ET Q q 0 0 0 rg BT 378.93 594.25 Td (major ) Tj ET Q q 0 0 0 rg BT 403.61 594.25 Td (elements ) Tj ET Q q 0 0 0 rg BT 440.50 594.25 Td (of ) Tj ET Q q 0 0 0 rg BT 450.18 594.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 507.07 594.25 Td (is ) Tj ET Q q 0 0 0 rg BT 515.09 594.25 Td (the ) Tj ET Q q 0 0 0 rg BT 528.66 594.25 Td (simplest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 582.25 Td (approach, ) Tj ET Q q 0 0 0 rg BT 127.00 582.25 Td (consistent ) Tj ET Q q 0 0 0 rg BT 168.84 582.25 Td (with ) Tj ET Q q 0 0 0 rg BT 188.48 582.25 Td (the ) Tj ET Q q 0 0 0 rg BT 202.54 582.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 248.98 582.25 Td (goals. ) Tj ET Q q 0 0 0 rg BT 274.30 582.25 Td (The ) Tj ET Q q 0 0 0 rg BT 291.70 582.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 332.44 582.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 371.49 582.25 Td (does ) Tj ET Q q 0 0 0 rg BT 391.68 582.25 Td (not ) Tj ET Q q 0 0 0 rg BT 406.31 582.25 Td (utilize ) Tj ET Q q 0 0 0 rg BT 433.15 582.25 Td (special ) Tj ET Q q 0 0 0 rg BT 462.76 582.25 Td (personal ) Tj ET Q q 0 0 0 rg BT 498.49 582.25 Td (perquisites ) Tj ET Q q 0 0 0 rg BT 543.67 582.25 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 570.25 Td (as ) Tj ET Q q 0 0 0 rg BT 96.70 570.25 Td (private ) Tj ET Q q 0 0 0 rg BT 126.84 570.25 Td (jets, ) Tj ET Q q 0 0 0 rg BT 145.60 570.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 182.40 570.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.10 570.25 Td (country ) Tj ET Q q 0 0 0 rg BT 226.02 570.25 Td (club ) Tj ET Q q 0 0 0 rg BT 245.61 570.25 Td (dues, ) Tj ET Q q 0 0 0 rg BT 268.81 570.25 Td (Company-furnished ) Tj ET Q q 0 0 0 rg BT 351.17 570.25 Td (motor ) Tj ET Q q 0 0 0 rg BT 377.43 570.25 Td (vehicles, ) Tj ET Q q 0 0 0 rg BT 415.07 570.25 Td (permanent ) Tj ET Q q 0 0 0 rg BT 459.64 570.25 Td (lodging, ) Tj ET Q q 0 0 0 rg BT 495.07 570.25 Td (or ) Tj ET Q q 0 0 0 rg BT 505.77 570.25 Td (defrayment ) Tj ET Q q 0 0 0 rg BT 553.68 570.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 558.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.72 558.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 119.33 558.25 Td (of ) Tj ET Q q 0 0 0 rg BT 130.16 558.25 Td (personal ) Tj ET Q q 0 0 0 rg BT 166.53 558.25 Td (entertainment.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 534.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 532.9169921875 m 145.90966796875 532.9169921875 l s q 0 0 0 rg BT 86.00 534.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 119.57 534.25 Td (Equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.58 534.25 Td (. ) Tj ET Q q 0 0 0 rg BT 150.56 534.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 184.13 534.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 211.60 534.25 Td (has ) Tj ET Q q 0 0 0 rg BT 227.41 534.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 267.08 534.25 Td (been ) Tj ET Q q 0 0 0 rg BT 288.44 534.25 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 329.22 534.25 Td (based ) Tj ET Q q 0 0 0 rg BT 354.47 534.25 Td (on ) Tj ET Q q 0 0 0 rg BT 366.94 534.25 Td (an ) Tj ET Q q 0 0 0 rg BT 378.86 534.25 Td (assessment ) Tj ET Q q 0 0 0 rg BT 425.77 534.25 Td (of ) Tj ET Q q 0 0 0 rg BT 436.58 534.25 Td (the ) Tj ET Q q 0 0 0 rg BT 451.27 534.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 483.72 534.25 Td (contributions ) Tj ET Q q 0 0 0 rg BT 538.97 534.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 534.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 522.25 Td (members ) Tj ET Q q 0 0 0 rg BT 125.87 522.25 Td (of ) Tj ET Q q 0 0 0 rg BT 137.41 522.25 Td (the ) Tj ET Q q 0 0 0 rg BT 152.84 522.25 Td (management ) Tj ET Q q 0 0 0 rg BT 207.14 522.25 Td (team. ) Tj ET Q q 0 0 0 rg BT 232.28 522.25 Td (In ) Tj ET Q q 0 0 0 rg BT 243.83 522.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 269.54 522.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.97 522.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 330.39 522.25 Td (did ) Tj ET Q q 0 0 0 rg BT 346.38 522.25 Td (not ) Tj ET Q q 0 0 0 rg BT 362.37 522.25 Td (undertake ) Tj ET Q q 0 0 0 rg BT 405.00 522.25 Td (any ) Tj ET Q q 0 0 0 rg BT 422.65 522.25 Td (formal ) Tj ET Q q 0 0 0 rg BT 452.52 522.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 475.73 522.25 Td (or ) Tj ET Q q 0 0 0 rg BT 487.27 522.25 Td (similar ) Tj ET Q q 0 0 0 rg BT 518.25 522.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 553.68 522.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 510.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 143.33 510.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 170.11 510.25 Td (with ) Tj ET Q q 0 0 0 rg BT 189.68 510.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 219.78 510.25 Td (to ) Tj ET Q q 0 0 0 rg BT 229.34 510.25 Td (either ) Tj ET Q q 0 0 0 rg BT 253.90 510.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.90 510.25 Td (CEO ) Tj ET Q q 0 0 0 rg BT 289.69 510.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 321.45 510.25 Td (to ) Tj ET Q q 0 0 0 rg BT 331.02 510.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.02 510.25 Td (other ) Tj ET Q q 0 0 0 rg BT 367.36 510.25 Td (members ) Tj ET Q q 0 0 0 rg BT 405.80 510.25 Td (of ) Tj ET Q q 0 0 0 rg BT 415.92 510.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.92 510.25 Td (management ) Tj ET Q q 0 0 0 rg BT 482.80 510.25 Td (team ) Tj ET Q q 0 0 0 rg BT 504.02 510.25 Td (or ) Tj ET Q q 0 0 0 rg BT 514.13 510.25 Td (with ) Tj ET Q q 0 0 0 rg BT 533.70 510.25 Td (respect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 498.25 Td (to ) Tj ET Q q 0 0 0 rg BT 95.40 498.25 Td (the ) Tj ET Q q 0 0 0 rg BT 109.24 498.25 Td (management ) Tj ET Q q 0 0 0 rg BT 161.95 498.25 Td (team ) Tj ET Q q 0 0 0 rg BT 183.01 498.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 214.62 498.25 Td (to ) Tj ET Q q 0 0 0 rg BT 224.02 498.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.86 498.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 284.06 498.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 328.45 498.25 Td (generally) Tj ET Q q 0 0 0 rg BT 365.00 498.25 Td (. ) Tj ET Q q 0 0 0 rg BT 369.13 498.25 Td (However) Tj ET Q q 0 0 0 rg BT 405.38 498.25 Td (, ) Tj ET Q q 0 0 0 rg BT 409.50 498.25 Td (the ) Tj ET Q q 0 0 0 rg BT 423.34 498.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 467.17 498.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 501.56 498.25 Td (that ) Tj ET Q q 0 0 0 rg BT 518.18 498.25 Td (the ) Tj ET Q q 0 0 0 rg BT 532.02 498.25 Td (relative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 486.25 Td (dif) Tj ET Q q 0 0 0 rg BT 96.93 486.25 Td (ference ) Tj ET Q q 0 0 0 rg BT 128.61 486.25 Td (between ) Tj ET Q q 0 0 0 rg BT 164.19 486.25 Td (CEO ) Tj ET Q q 0 0 0 rg BT 186.45 486.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 244.26 486.25 Td (and ) Tj ET Q q 0 0 0 rg BT 260.96 486.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.44 486.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 333.25 486.25 Td (of ) Tj ET Q q 0 0 0 rg BT 343.84 486.25 Td (the ) Tj ET Q q 0 0 0 rg BT 358.33 486.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 405.17 486.25 Td (other ) Tj ET Q q 0 0 0 rg BT 427.98 486.25 Td (executives ) Tj ET Q q 0 0 0 rg BT 472.45 486.25 Td (is ) Tj ET Q q 0 0 0 rg BT 481.38 486.25 Td (consistent ) Tj ET Q q 0 0 0 rg BT 523.64 486.25 Td (with ) Tj ET Q q 0 0 0 rg BT 543.69 486.25 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 474.25 Td (dif) Tj ET Q q 0 0 0 rg BT 96.93 474.25 Td (ferences ) Tj ET Q q 0 0 0 rg BT 132.20 474.25 Td (found ) Tj ET Q q 0 0 0 rg BT 157.50 474.25 Td (in ) Tj ET Q q 0 0 0 rg BT 167.25 474.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.43 474.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 227.98 474.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 268.26 474.25 Td (services ) Tj ET Q q 0 0 0 rg BT 302.44 474.25 Td (peer ) Tj ET Q q 0 0 0 rg BT 321.61 474.25 Td (group ) Tj ET Q q 0 0 0 rg BT 346.91 474.25 Td (and ) Tj ET Q q 0 0 0 rg BT 363.31 474.25 Td (the ) Tj ET Q q 0 0 0 rg BT 377.50 474.25 Td (market ) Tj ET Q q 0 0 0 rg BT 407.23 474.25 Td (for ) Tj ET Q q 0 0 0 rg BT 420.86 474.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 461.14 474.25 Td (level ) Tj ET Q q 0 0 0 rg BT 482.54 474.25 Td (personnel ) Tj ET Q q 0 0 0 rg BT 523.38 474.25 Td (for ) Tj ET Q q 0 0 0 rg BT 537.01 474.25 Td (public ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 462.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 131.26 462.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.09 462.25 Td (similar ) Tj ET Q q 0 0 0 rg BT 172.37 462.25 Td (size.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 438.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 436.9169921875 m 189.21923828125 436.9169921875 l s q 0 0 0 rg BT 86.00 438.25 Td (External ) Tj ET Q q 0 0 0 rg BT 122.56 438.25 Td (Competitiveness) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.22 438.25 Td (. ) Tj ET Q q 0 0 0 rg BT 194.21 438.25 Td (The ) Tj ET Q q 0 0 0 rg BT 212.45 438.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 272.91 438.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 320.03 438.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 355.48 438.25 Td (it ) Tj ET Q q 0 0 0 rg BT 363.73 438.25 Td (is ) Tj ET Q q 0 0 0 rg BT 373.08 438.25 Td (important ) Tj ET Q q 0 0 0 rg BT 414.65 438.25 Td (to ) Tj ET Q q 0 0 0 rg BT 425.12 438.25 Td (management ) Tj ET Q q 0 0 0 rg BT 478.89 438.25 Td (retention ) Tj ET Q q 0 0 0 rg BT 517.12 438.25 Td (and ) Tj ET Q q 0 0 0 rg BT 534.25 438.25 Td (morale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 426.25 Td (that ) Tj ET Q q 0 0 0 rg BT 102.82 426.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 160.19 426.25 Td (be ) Tj ET Q q 0 0 0 rg BT 171.46 426.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 220.49 426.25 Td (with ) Tj ET Q q 0 0 0 rg BT 240.10 426.25 Td (our ) Tj ET Q q 0 0 0 rg BT 255.26 426.25 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 306.80 426.25 Td (In ) Tj ET Q q 0 0 0 rg BT 316.95 426.25 Td (setting ) Tj ET Q q 0 0 0 rg BT 345.45 426.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 373.93 426.25 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 433.80 426.25 Td (the ) Tj ET Q q 0 0 0 rg BT 447.84 426.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 491.88 426.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 530.91 426.25 Td (reviews ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 414.25 Td (market ) Tj ET Q q 0 0 0 rg BT 118.31 414.25 Td (data ) Tj ET Q q 0 0 0 rg BT 139.51 414.25 Td (and ) Tj ET Q q 0 0 0 rg BT 158.50 414.25 Td (compares ) Tj ET Q q 0 0 0 rg BT 201.36 414.25 Td (total ) Tj ET Q q 0 0 0 rg BT 223.68 414.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 254.88 414.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 314.97 414.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 372.29 414.25 Td (for ) Tj ET Q q 0 0 0 rg BT 388.49 414.25 Td (our ) Tj ET Q q 0 0 0 rg BT 406.37 414.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 449.23 414.25 Td (of) Tj ET Q q 0 0 0 rg BT 457.38 414.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 484.13 414.25 Td (with ) Tj ET Q q 0 0 0 rg BT 506.46 414.25 Td (compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 402.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 140.21 402.25 Td (for ) Tj ET Q q 0 0 0 rg BT 153.30 402.25 Td (similar ) Tj ET Q q 0 0 0 rg BT 182.51 402.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 220.06 402.25 Td (at ) Tj ET Q q 0 0 0 rg BT 228.71 402.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 276.79 402.25 Td (companies. ) Tj ET Q q 0 0 0 rg BT 323.49 402.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 349.36 402.25 Td (on ) Tj ET Q q 0 0 0 rg BT 360.80 402.25 Td (this ) Tj ET Q q 0 0 0 rg BT 376.68 402.25 Td (review) Tj ET Q q 0 0 0 rg BT 403.24 402.25 Td (, ) Tj ET Q q 0 0 0 rg BT 407.17 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 420.82 402.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 480.03 402.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 525.90 402.25 Td (approves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 390.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 144.89 390.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 171.56 390.25 Td (and ) Tj ET Q q 0 0 0 rg BT 189.35 390.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 245.47 390.25 Td (for ) Tj ET Q q 0 0 0 rg BT 260.48 390.25 Td (our ) Tj ET Q q 0 0 0 rg BT 277.15 390.25 Td (CEO ) Tj ET Q q 0 0 0 rg BT 300.50 390.25 Td (and ) Tj ET Q q 0 0 0 rg BT 318.29 390.25 Td (our ) Tj ET Q q 0 0 0 rg BT 334.96 390.25 Td (other ) Tj ET Q q 0 0 0 rg BT 358.86 390.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 400.51 390.25 Td (of) Tj ET Q q 0 0 0 rg BT 408.66 390.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 434.22 390.25 Td (that ) Tj ET Q q 0 0 0 rg BT 452.56 390.25 Td (the ) Tj ET Q q 0 0 0 rg BT 468.12 390.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 513.68 390.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 549.79 390.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 378.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 135.71 378.25 Td (with ) Tj ET Q q 0 0 0 rg BT 155.99 378.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.70 378.25 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 222.06 378.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.00 378.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 272.04 378.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 320.08 378.25 Td (retention ) Tj ET Q q 0 0 0 rg BT 358.12 378.25 Td (and ) Tj ET Q q 0 0 0 rg BT 375.06 378.25 Td (incentive ) Tj ET Q q 0 0 0 rg BT 414.21 378.25 Td (value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.25 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 348.25 Td (Major ) Tj ET Q q 0 0 0 rg BT 77.50 348.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 137.78 348.25 Td (Components) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 324.25 Td (The ) Tj ET Q q 0 0 0 rg BT 105.16 324.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 144.32 324.25 Td (components ) Tj ET Q q 0 0 0 rg BT 196.26 324.25 Td (of ) Tj ET Q q 0 0 0 rg BT 208.21 324.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 267.36 324.25 Td (for ) Tj ET Q q 0 0 0 rg BT 282.64 324.25 Td (our ) Tj ET Q q 0 0 0 rg BT 299.59 324.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 341.51 324.25 Td (of) Tj ET Q q 0 0 0 rg BT 349.66 324.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 375.48 324.25 Td (are: ) Tj ET Q q 0 0 0 rg BT 394.09 324.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 407.14 324.25 Td (base ) Tj ET Q q 0 0 0 rg BT 428.52 324.25 Td (salary) Tj ET Q q 0 0 0 rg BT 451.75 324.25 Td (, ) Tj ET Q q 0 0 0 rg BT 457.87 324.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 473.70 324.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 518.97 324.25 Td (incentives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 89.86 312.25 Td (in ) Tj ET Q q 0 0 0 rg BT 100.30 312.25 Td (the ) Tj ET Q q 0 0 0 rg BT 115.17 312.25 Td (form ) Tj ET Q q 0 0 0 rg BT 137.27 312.25 Td (of ) Tj ET Q q 0 0 0 rg BT 148.25 312.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 168.68 312.25 Td (bonus ) Tj ET Q q 0 0 0 rg BT 195.23 312.25 Td (programs, ) Tj ET Q q 0 0 0 rg BT 238.16 312.25 Td (and ) Tj ET Q q 0 0 0 rg BT 255.25 312.25 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 272.91 312.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 315.00 312.25 Td (incentives, ) Tj ET Q q 0 0 0 rg BT 360.70 312.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 400.56 312.25 Td (in ) Tj ET Q q 0 0 0 rg BT 410.99 312.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.87 312.25 Td (form ) Tj ET Q q 0 0 0 rg BT 447.96 312.25 Td (of ) Tj ET Q q 0 0 0 rg BT 458.95 312.25 Td (equity-based ) Tj ET Q q 0 0 0 rg BT 512.70 312.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 543.68 312.25 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.25 Td (as ) Tj ET Q q 0 0 0 rg BT 60.74 300.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 84.27 300.25 Td (awards. ) Tj ET Q q 0 0 0 rg BT 117.32 300.25 Td (W) Tj ET Q q 0 0 0 rg BT 125.96 300.25 Td (e ) Tj ET Q q 0 0 0 rg BT 132.81 300.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 164.10 300.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.73 300.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 225.72 300.25 Td (goals ) Tj ET Q q 0 0 0 rg BT 249.25 300.25 Td (are ) Tj ET Q q 0 0 0 rg BT 263.87 300.25 Td (best ) Tj ET Q q 0 0 0 rg BT 282.39 300.25 Td (met ) Tj ET Q q 0 0 0 rg BT 299.80 300.25 Td (by ) Tj ET Q q 0 0 0 rg BT 312.21 300.25 Td (utilizing ) Tj ET Q q 0 0 0 rg BT 347.95 300.25 Td (an ) Tj ET Q q 0 0 0 rg BT 359.81 300.25 Td (approach ) Tj ET Q q 0 0 0 rg BT 398.87 300.25 Td (to ) Tj ET Q q 0 0 0 rg BT 409.06 300.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 467.01 300.25 Td (with ) Tj ET Q q 0 0 0 rg BT 487.21 300.25 Td (these ) Tj ET Q q 0 0 0 rg BT 510.17 300.25 Td (three ) Tj ET Q q 0 0 0 rg BT 532.56 300.25 Td (distinct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.25 Td (elements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 254.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 254.25 Td (Base ) Tj ET Q q 0 0 0 rg BT 110.35 254.25 Td (Salaries) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.24 254.25 Td (. ) Tj ET Q q 0 0 0 rg BT 150.78 254.25 Td (The ) Tj ET Q q 0 0 0 rg BT 170.68 254.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 219.62 254.25 Td (base ) Tj ET Q q 0 0 0 rg BT 241.74 254.25 Td (salaries ) Tj ET Q q 0 0 0 rg BT 276.08 254.25 Td (are ) Tj ET Q q 0 0 0 rg BT 292.64 254.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 331.43 254.25 Td (to ) Tj ET Q q 0 0 0 rg BT 343.56 254.25 Td (be ) Tj ET Q q 0 0 0 rg BT 357.35 254.25 Td (consistent ) Tj ET Q q 0 0 0 rg BT 401.70 254.25 Td (with ) Tj ET Q q 0 0 0 rg BT 423.83 254.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.40 254.25 Td (committee's ) Tj ET Q q 0 0 0 rg BT 492.66 254.25 Td (understanding ) Tj ET Q q 0 0 0 rg BT 553.67 254.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 242.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 136.21 242.25 Td (practices, ) Tj ET Q q 0 0 0 rg BT 177.24 242.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 203.56 242.25 Td (of ) Tj ET Q q 0 0 0 rg BT 214.89 242.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 256.20 242.25 Td (responsibility) Tj ET Q q 0 0 0 rg BT 310.00 242.25 Td (, ) Tj ET Q q 0 0 0 rg BT 315.50 242.25 Td (qualifications ) Tj ET Q q 0 0 0 rg BT 372.92 242.25 Td (necessary ) Tj ET Q q 0 0 0 rg BT 414.79 242.25 Td (for ) Tj ET Q q 0 0 0 rg BT 429.45 242.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.67 242.25 Td (particular ) Tj ET Q q 0 0 0 rg BT 485.98 242.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 527.29 242.25 Td (position, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 230.25 Td (and ) Tj ET Q q 0 0 0 rg BT 101.80 230.25 Td (the ) Tj ET Q q 0 0 0 rg BT 115.38 230.25 Td (expertise ) Tj ET Q q 0 0 0 rg BT 152.84 230.25 Td (and ) Tj ET Q q 0 0 0 rg BT 168.65 230.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 213.31 230.25 Td (of ) Tj ET Q q 0 0 0 rg BT 223.01 230.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.59 230.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 276.26 230.25 Td (of) Tj ET Q q 0 0 0 rg BT 284.41 230.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 302.18 230.25 Td (. ) Tj ET Q q 0 0 0 rg BT 306.04 230.25 Td (Salary ) Tj ET Q q 0 0 0 rg BT 332.95 230.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 382.09 230.25 Td (reflect ) Tj ET Q q 0 0 0 rg BT 408.99 230.25 Td (the ) Tj ET Q q 0 0 0 rg BT 422.57 230.25 Td (committee's ) Tj ET Q q 0 0 0 rg BT 471.83 230.25 Td (belief ) Tj ET Q q 0 0 0 rg BT 495.96 230.25 Td (as ) Tj ET Q q 0 0 0 rg BT 505.66 230.25 Td (to ) Tj ET Q q 0 0 0 rg BT 514.80 230.25 Td (competitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 218.25 Td (trends, ) Tj ET Q q 0 0 0 rg BT 115.44 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 130.16 218.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 183.18 218.25 Td (of ) Tj ET Q q 0 0 0 rg BT 194.01 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.72 218.25 Td (individual ) Tj ET Q q 0 0 0 rg BT 251.78 218.25 Td (and, ) Tj ET Q q 0 0 0 rg BT 271.21 218.25 Td (to ) Tj ET Q q 0 0 0 rg BT 281.49 218.25 Td (some ) Tj ET Q q 0 0 0 rg BT 305.10 218.25 Td (extent, ) Tj ET Q q 0 0 0 rg BT 334.54 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 349.25 218.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 379.52 218.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 417.00 218.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 457.27 218.25 Td (of ) Tj ET Q q 0 0 0 rg BT 468.10 218.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.82 218.25 Td (Company) Tj ET Q q 0 0 0 rg BT 521.05 218.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 194.25 Td (Base ) Tj ET Q q 0 0 0 rg BT 109.64 194.25 Td (salaries ) Tj ET Q q 0 0 0 rg BT 143.82 194.25 Td (for ) Tj ET Q q 0 0 0 rg BT 159.68 194.25 Td (our ) Tj ET Q q 0 0 0 rg BT 177.21 194.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 219.72 194.25 Td (of) Tj ET Q q 0 0 0 rg BT 227.87 194.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 254.27 194.25 Td (are ) Tj ET Q q 0 0 0 rg BT 270.68 194.25 Td (established ) Tj ET Q q 0 0 0 rg BT 319.31 194.25 Td (based ) Tj ET Q q 0 0 0 rg BT 346.28 194.25 Td (on ) Tj ET Q q 0 0 0 rg BT 360.48 194.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.89 194.25 Td (scope ) Tj ET Q q 0 0 0 rg BT 403.86 194.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.39 194.25 Td (their ) Tj ET Q q 0 0 0 rg BT 438.91 194.25 Td (responsibilities, ) Tj ET Q q 0 0 0 rg BT 506.16 194.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 529.80 194.25 Td (relevant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 182.25 Td (background, ) Tj ET Q q 0 0 0 rg BT 137.73 182.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 188.62 182.25 Td (experience, ) Tj ET Q q 0 0 0 rg BT 236.44 182.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.90 182.25 Td (technical ) Tj ET Q q 0 0 0 rg BT 291.00 182.25 Td (training. ) Tj ET Q q 0 0 0 rg BT 326.18 182.25 Td (Also ) Tj ET Q q 0 0 0 rg BT 347.09 182.25 Td (in ) Tj ET Q q 0 0 0 rg BT 356.88 182.25 Td (this ) Tj ET Q q 0 0 0 rg BT 373.35 182.25 Td (regard, ) Tj ET Q q 0 0 0 rg BT 403.41 182.25 Td (the ) Tj ET Q q 0 0 0 rg BT 417.64 182.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 477.43 182.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 523.89 182.25 Td (takes ) Tj ET Q q 0 0 0 rg BT 546.45 182.25 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 170.25 Td (account ) Tj ET Q q 0 0 0 rg BT 120.13 170.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 170.38 170.25 Td (market ) Tj ET Q q 0 0 0 rg BT 201.19 170.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 259.77 170.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 280.03 170.25 Td (by ) Tj ET Q q 0 0 0 rg BT 293.07 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 308.33 170.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 354.13 170.25 Td (represented ) Tj ET Q q 0 0 0 rg BT 403.26 170.25 Td (in ) Tj ET Q q 0 0 0 rg BT 414.08 170.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.33 170.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 487.92 170.25 Td (data ) Tj ET Q q 0 0 0 rg BT 507.61 170.25 Td (it ) Tj ET Q q 0 0 0 rg BT 516.21 170.25 Td (reviews ) Tj ET Q q 0 0 0 rg BT 550.35 170.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 158.25 Td (similar ) Tj ET Q q 0 0 0 rg BT 115.61 158.25 Td (positions, ) Tj ET Q q 0 0 0 rg BT 156.06 158.25 Td (and ) Tj ET Q q 0 0 0 rg BT 172.33 158.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.38 158.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 215.97 158.25 Td (market ) Tj ET Q q 0 0 0 rg BT 245.57 158.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 279.06 158.25 Td (for ) Tj ET Q q 0 0 0 rg BT 292.55 158.25 Td (such ) Tj ET Q q 0 0 0 rg BT 312.71 158.25 Td (executives. ) Tj ET Q q 0 0 0 rg BT 358.84 158.25 Td (Although ) Tj ET Q q 0 0 0 rg BT 398.45 158.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.50 158.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 453.22 158.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 498.37 158.25 Td (the ) Tj ET Q q 0 0 0 rg BT 512.42 158.25 Td (same ) Tj ET Q q 0 0 0 rg BT 534.80 158.25 Td (factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 146.25 Td (in ) Tj ET Q q 0 0 0 rg BT 97.29 146.25 Td (establishing ) Tj ET Q q 0 0 0 rg BT 148.57 146.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.29 146.25 Td (base ) Tj ET Q q 0 0 0 rg BT 185.57 146.25 Td (salaries ) Tj ET Q q 0 0 0 rg BT 219.06 146.25 Td (of ) Tj ET Q q 0 0 0 rg BT 230.90 146.25 Td (each ) Tj ET Q q 0 0 0 rg BT 252.72 146.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.56 146.25 Td (its ) Tj ET Q q 0 0 0 rg BT 277.51 146.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 319.33 146.25 Td (of) Tj ET Q q 0 0 0 rg BT 327.48 146.25 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 355.69 146.25 Td (due ) Tj ET Q q 0 0 0 rg BT 373.64 146.25 Td (to ) Tj ET Q q 0 0 0 rg BT 384.93 146.25 Td (the ) Tj ET Q q 0 0 0 rg BT 400.65 146.25 Td (dif) Tj ET Q q 0 0 0 rg BT 411.58 146.25 Td (ferent ) Tj ET Q q 0 0 0 rg BT 438.40 146.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 465.23 146.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.07 146.25 Td (roles ) Tj ET Q q 0 0 0 rg BT 500.02 146.25 Td (played ) Tj ET Q q 0 0 0 rg BT 530.18 146.25 Td (by ) Tj ET Q q 0 0 0 rg BT 543.69 146.25 Td (each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 134.25 Td (executive, ) Tj ET Q q 0 0 0 rg BT 129.31 134.25 Td (the ) Tj ET Q q 0 0 0 rg BT 144.03 134.25 Td (base ) Tj ET Q q 0 0 0 rg BT 164.30 134.25 Td (salaries ) Tj ET Q q 0 0 0 rg BT 196.78 134.25 Td (are ) Tj ET Q q 0 0 0 rg BT 211.49 134.25 Td (justifiably ) Tj ET Q q 0 0 0 rg BT 254.54 134.25 Td (substantially ) Tj ET Q q 0 0 0 rg BT 307.59 134.25 Td (dif) Tj ET Q q 0 0 0 rg BT 318.52 134.25 Td (ferent.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 110.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 110.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 125.12 110.25 Td (August ) Tj ET Q q 0 0 0 rg BT 157.42 110.25 Td (16, ) Tj ET Q q 0 0 0 rg BT 173.33 110.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 199.24 110.25 Td (the ) Tj ET Q q 0 0 0 rg BT 214.86 110.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 260.48 110.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 301.64 110.25 Td (the ) Tj ET Q q 0 0 0 rg BT 317.27 110.25 Td (base ) Tj ET Q q 0 0 0 rg BT 338.45 110.25 Td (salary ) Tj ET Q q 0 0 0 rg BT 365.74 110.25 Td (of ) Tj ET Q q 0 0 0 rg BT 377.48 110.25 Td (Robin ) Tj ET Q q 0 0 0 rg BT 405.33 110.25 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 434.57 110.25 Td (the ) Tj ET Q q 0 0 0 rg BT 450.19 110.25 Td (Company) Tj ET Q q 0 0 0 rg BT 491.86 110.25 Td (s ) Tj ET Q q 0 0 0 rg BT 499.16 110.25 Td (President ) Tj ET Q q 0 0 0 rg BT 539.79 110.25 Td (Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 98.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 128.27 98.25 Td (Of) Tj ET Q q 0 0 0 rg BT 138.64 98.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 159.25 98.25 Td (\(CEO\), ) Tj ET Q q 0 0 0 rg BT 190.70 98.25 Td (from ) Tj ET Q q 0 0 0 rg BT 212.43 98.25 Td ($800,000 ) Tj ET Q q 0 0 0 rg BT 252.22 98.25 Td (to ) Tj ET Q q 0 0 0 rg BT 262.28 98.25 Td ($1,300,000, ) Tj ET Q q 0 0 0 rg BT 312.07 98.25 Td (in ) Tj ET Q q 0 0 0 rg BT 322.14 98.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 369.97 98.25 Td (of ) Tj ET Q q 0 0 0 rg BT 380.59 98.25 Td (his ) Tj ET Q q 0 0 0 rg BT 394.55 98.25 Td (leadership ) Tj ET Q q 0 0 0 rg BT 437.94 98.25 Td (and ) Tj ET Q q 0 0 0 rg BT 454.67 98.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 499.17 98.25 Td (contributions ) Tj ET Q q 0 0 0 rg BT 554.23 98.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.99 86.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 132.10 86.25 Td (of ) Tj ET Q q 0 0 0 rg BT 143.20 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.20 86.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 199.86 86.25 Td (and ) Tj ET Q q 0 0 0 rg BT 217.07 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.07 86.25 Td (creation ) Tj ET Q q 0 0 0 rg BT 267.04 86.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.15 86.25 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 327.57 86.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 354.30 86.25 Td (This ) Tj ET Q q 0 0 0 rg BT 374.86 86.25 Td (was ) Tj ET Q q 0 0 0 rg BT 393.18 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 408.18 86.25 Td (first ) Tj ET Q q 0 0 0 rg BT 427.06 86.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 462.59 86.25 Td (to ) Tj ET Q q 0 0 0 rg BT 473.15 86.25 Td (the ) Tj ET Q q 0 0 0 rg BT 488.14 86.25 Td (CEO) Tj ET Q q 0 0 0 rg BT 510.92 86.25 Td (s ) Tj ET Q q 0 0 0 rg BT 517.58 86.25 Td (base ) Tj ET Q q 0 0 0 rg BT 538.13 86.25 Td (salary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 74.25 Td (since ) Tj ET Q q 0 0 0 rg BT 108.16 74.25 Td (2008. ) Tj ET Q q 0 0 0 rg BT 132.26 74.25 Td (No ) Tj ET Q q 0 0 0 rg BT 146.10 74.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 179.91 74.25 Td (to ) Tj ET Q q 0 0 0 rg BT 189.30 74.25 Td (his ) Tj ET Q q 0 0 0 rg BT 202.58 74.25 Td (salary ) Tj ET Q q 0 0 0 rg BT 228.06 74.25 Td (were ) Tj ET Q q 0 0 0 rg BT 249.10 74.25 Td (made ) Tj ET Q q 0 0 0 rg BT 272.36 74.25 Td (for ) Tj ET Q q 0 0 0 rg BT 285.63 74.25 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 305.63 74.25 Td (. ) Tj ET Q q 0 0 0 rg BT 309.74 74.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.35 74.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 320.61 74.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 349.07 74.25 Td (April ) Tj ET Q q 0 0 0 rg BT 371.78 74.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 380.89 74.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 405.00 74.25 Td (the ) Tj ET Q q 0 0 0 rg BT 418.83 74.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 478.21 74.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 524.26 74.25 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 62.25 Td (the ) Tj ET Q q 0 0 0 rg BT 101.27 62.25 Td (base ) Tj ET Q q 0 0 0 rg BT 122.09 62.25 Td (salary ) Tj ET Q q 0 0 0 rg BT 149.02 62.25 Td (of ) Tj ET Q q 0 0 0 rg BT 160.41 62.25 Td (Robert ) Tj ET Q q 0 0 0 rg BT 190.68 62.25 Td (Kerris, ) Tj ET Q q 0 0 0 rg BT 221.22 62.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.50 62.25 Td (Company) Tj ET Q q 0 0 0 rg BT 278.16 62.25 Td (s ) Tj ET Q q 0 0 0 rg BT 285.11 62.25 Td (CFO ) Tj ET Q q 0 0 0 rg BT 307.61 62.25 Td (from ) Tj ET Q q 0 0 0 rg BT 330.11 62.25 Td ($175,000 ) Tj ET Q q 0 0 0 rg BT 370.66 62.25 Td (to ) Tj ET Q q 0 0 0 rg BT 381.49 62.25 Td ($225,000 ) Tj ET Q q 0 0 0 rg BT 422.05 62.25 Td (in ) Tj ET Q q 0 0 0 rg BT 432.88 62.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 481.48 62.25 Td (of ) Tj ET Q q 0 0 0 rg BT 492.86 62.25 Td (his ) Tj ET Q q 0 0 0 rg BT 507.58 62.25 Td (service ) Tj ET Q q 0 0 0 rg BT 538.95 62.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.79 62.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 50.25 Td (Company) Tj ET Q q 0 0 0 rg BT 124.24 50.25 Td (. ) Tj ET Q q 0 0 0 rg BT 129.24 50.25 Td (No ) Tj ET Q q 0 0 0 rg BT 143.96 50.25 Td (other ) Tj ET Q q 0 0 0 rg BT 167.01 50.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 201.71 50.25 Td (were ) Tj ET Q q 0 0 0 rg BT 223.64 50.25 Td (made ) Tj ET Q q 0 0 0 rg BT 247.80 50.25 Td (to ) Tj ET Q q 0 0 0 rg BT 258.08 50.25 Td (the ) Tj ET Q q 0 0 0 rg BT 272.79 50.25 Td (named ) Tj ET Q q 0 0 0 rg BT 301.95 50.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 342.76 50.25 Td (of) Tj ET Q q 0 0 0 rg BT 350.91 50.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 375.61 50.25 Td (base ) Tj ET Q q 0 0 0 rg BT 395.88 50.25 Td (salary ) Tj ET Q q 0 0 0 rg BT 422.26 50.25 Td (in ) Tj ET Q q 0 0 0 rg BT 432.54 50.25 Td (2014. ) Tj ET Q q 0 0 0 rg BT 457.54 50.25 Td ( ) Tj ET Q endstream endobj 195 0 obj <>] /Rotate 0 /Contents 196 0 R>> endobj 196 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 696.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 696.25 Td (Short-T) Tj ET Q q 0 0 0 rg BT 118.97 696.25 Td (erm ) Tj ET Q q 0 0 0 rg BT 137.83 696.25 Td (Incentives) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.16 696.25 Td (. ) Tj ET Q q 0 0 0 rg BT 185.31 696.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 226.94 696.25 Td (of) Tj ET Q q 0 0 0 rg BT 235.09 696.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 258.95 696.25 Td (have ) Tj ET Q q 0 0 0 rg BT 279.48 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 293.34 696.25 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 341.66 696.25 Td (to ) Tj ET Q q 0 0 0 rg BT 351.09 696.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 369.95 696.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 413.25 696.25 Td (incentives ) Tj ET Q q 0 0 0 rg BT 455.44 696.25 Td (in ) Tj ET Q q 0 0 0 rg BT 464.87 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.74 696.25 Td (form ) Tj ET Q q 0 0 0 rg BT 499.83 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 509.81 696.25 Td (discretionary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 684.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 115.22 684.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 135.55 684.25 Td (bonuses. ) Tj ET Q q 0 0 0 rg BT 172.65 684.25 Td (These ) Tj ET Q q 0 0 0 rg BT 199.09 684.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 228.31 684.25 Td (bonus ) Tj ET Q q 0 0 0 rg BT 254.77 684.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 310.10 684.25 Td (are ) Tj ET Q q 0 0 0 rg BT 324.87 684.25 Td (not ) Tj ET Q q 0 0 0 rg BT 340.21 684.25 Td (guaranteed ) Tj ET Q q 0 0 0 rg BT 386.64 684.25 Td (or ) Tj ET Q q 0 0 0 rg BT 397.53 684.25 Td (formulaic, ) Tj ET Q q 0 0 0 rg BT 441.47 684.25 Td (but ) Tj ET Q q 0 0 0 rg BT 456.81 684.25 Td (rather ) Tj ET Q q 0 0 0 rg BT 482.69 684.25 Td (are ) Tj ET Q q 0 0 0 rg BT 497.46 684.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 537.23 684.25 Td (by ) Tj ET Q q 0 0 0 rg BT 549.79 684.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 672.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 132.25 672.25 Td (following ) Tj ET Q q 0 0 0 rg BT 175.19 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 191.45 672.25 Td (end ) Tj ET Q q 0 0 0 rg BT 209.93 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 222.31 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.57 672.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 264.28 672.25 Td (year ) Tj ET Q q 0 0 0 rg BT 285.53 672.25 Td (based ) Tj ET Q q 0 0 0 rg BT 312.34 672.25 Td (on ) Tj ET Q q 0 0 0 rg BT 326.39 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.65 672.25 Td (committee) Tj ET Q q 0 0 0 rg BT 387.64 672.25 Td (s ) Tj ET Q q 0 0 0 rg BT 395.58 672.25 Td (qualitative, ) Tj ET Q q 0 0 0 rg BT 444.33 672.25 Td (subjective ) Tj ET Q q 0 0 0 rg BT 488.92 672.25 Td (assessment ) Tj ET Q q 0 0 0 rg BT 537.40 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 672.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 660.25 Td (Company) Tj ET Q q 0 0 0 rg BT 127.67 660.25 Td (s ) Tj ET Q q 0 0 0 rg BT 133.42 660.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 163.04 660.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 215.43 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 231.73 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 245.81 660.25 Td (executive) Tj ET Q q 0 0 0 rg BT 286.90 660.25 Td (s ) Tj ET Q q 0 0 0 rg BT 292.65 660.25 Td (individual ) Tj ET Q q 0 0 0 rg BT 335.06 660.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 387.45 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 403.75 660.25 Td (contributions ) Tj ET Q q 0 0 0 rg BT 458.38 660.25 Td (to ) Tj ET Q q 0 0 0 rg BT 468.02 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.10 660.25 Td (Company) Tj ET Q q 0 0 0 rg BT 523.77 660.25 Td (s ) Tj ET Q q 0 0 0 rg BT 529.52 660.25 Td (success.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 636.25 Td (For ) Tj ET Q q 0 0 0 rg BT 102.83 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 117.98 636.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 142.56 636.25 Td (year ) Tj ET Q q 0 0 0 rg BT 162.71 636.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 189.52 636.25 Td (December ) Tj ET Q q 0 0 0 rg BT 233.53 636.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 248.97 636.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 274.40 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 289.55 636.25 Td (Company) Tj ET Q q 0 0 0 rg BT 331.22 636.25 Td (s ) Tj ET Q q 0 0 0 rg BT 338.04 636.25 Td (CEO, ) Tj ET Q q 0 0 0 rg BT 363.47 636.25 Td (Robin ) Tj ET Q q 0 0 0 rg BT 390.86 636.25 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 419.62 636.25 Td (was ) Tj ET Q q 0 0 0 rg BT 438.10 636.25 Td (awarded ) Tj ET Q q 0 0 0 rg BT 474.90 636.25 Td (an ) Tj ET Q q 0 0 0 rg BT 487.27 636.25 Td (incentive ) Tj ET Q q 0 0 0 rg BT 526.86 636.25 Td (bonus ) Tj ET Q q 0 0 0 rg BT 553.68 636.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 624.25 Td ($2,000,000 ) Tj ET Q q 0 0 0 rg BT 133.18 624.25 Td (based ) Tj ET Q q 0 0 0 rg BT 158.13 624.25 Td (on ) Tj ET Q q 0 0 0 rg BT 170.31 624.25 Td (his ) Tj ET Q q 0 0 0 rg BT 184.16 624.25 Td (service ) Tj ET Q q 0 0 0 rg BT 214.65 624.25 Td (and ) Tj ET Q q 0 0 0 rg BT 231.27 624.25 Td (strong ) Tj ET Q q 0 0 0 rg BT 258.45 624.25 Td (leadership ) Tj ET Q q 0 0 0 rg BT 301.72 624.25 Td (of ) Tj ET Q q 0 0 0 rg BT 312.23 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 326.63 624.25 Td (Company) Tj ET Q q 0 0 0 rg BT 364.86 624.25 Td (. ) Tj ET Q q 0 0 0 rg BT 369.54 624.25 Td (For ) Tj ET Q q 0 0 0 rg BT 385.61 624.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 410.29 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.69 624.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 469.07 624.25 Td (awarded ) Tj ET Q q 0 0 0 rg BT 505.12 624.25 Td (Robert ) Tj ET Q q 0 0 0 rg BT 534.52 624.25 Td (Kerris, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 612.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.46 612.25 Td (Company) Tj ET Q q 0 0 0 rg BT 142.13 612.25 Td (s ) Tj ET Q q 0 0 0 rg BT 148.26 612.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 190.33 612.25 Td (V) Tj ET Q q 0 0 0 rg BT 196.95 612.25 Td (ice ) Tj ET Q q 0 0 0 rg BT 210.85 612.25 Td (President ) Tj ET Q q 0 0 0 rg BT 250.31 612.25 Td (& ) Tj ET Q q 0 0 0 rg BT 260.33 612.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 284.80 612.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 324.25 612.25 Td (Of) Tj ET Q q 0 0 0 rg BT 334.62 612.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 355.18 612.25 Td (\(CFO\), ) Tj ET Q q 0 0 0 rg BT 386.04 612.25 Td (an ) Tj ET Q q 0 0 0 rg BT 397.73 612.25 Td (incentive ) Tj ET Q q 0 0 0 rg BT 436.62 612.25 Td (bonus ) Tj ET Q q 0 0 0 rg BT 462.76 612.25 Td (of ) Tj ET Q q 0 0 0 rg BT 473.33 612.25 Td ($100,000 ) Tj ET Q q 0 0 0 rg BT 513.08 612.25 Td (based ) Tj ET Q q 0 0 0 rg BT 538.09 612.25 Td (on ) Tj ET Q q 0 0 0 rg BT 550.34 612.25 Td (his ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 600.25 Td (exemplary ) Tj ET Q q 0 0 0 rg BT 129.66 600.25 Td (service ) Tj ET Q q 0 0 0 rg BT 159.44 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 175.34 600.25 Td (his ) Tj ET Q q 0 0 0 rg BT 188.47 600.25 Td (strong ) Tj ET Q q 0 0 0 rg BT 214.93 600.25 Td (leadership ) Tj ET Q q 0 0 0 rg BT 257.48 600.25 Td (in ) Tj ET Q q 0 0 0 rg BT 266.72 600.25 Td (the ) Tj ET Q q 0 0 0 rg BT 280.39 600.25 Td (role ) Tj ET Q q 0 0 0 rg BT 297.40 600.25 Td (of ) Tj ET Q q 0 0 0 rg BT 307.19 600.25 Td (CFO, ) Tj ET Q q 0 0 0 rg BT 330.60 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 346.50 600.25 Td (for ) Tj ET Q q 0 0 0 rg BT 359.62 600.25 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 408.85 600.25 Td (an ) Tj ET Q q 0 0 0 rg BT 419.75 600.25 Td (ef) Tj ET Q q 0 0 0 rg BT 427.34 600.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 456.00 600.25 Td ( ) Tj ET Q q 0 0 0 rg BT 457.46 600.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 500.01 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 515.91 600.25 Td (compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 588.25 Td (framework ) Tj ET Q q 0 0 0 rg BT 132.00 588.25 Td (across ) Tj ET Q q 0 0 0 rg BT 159.13 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 173.49 588.25 Td (Company) Tj ET Q q 0 0 0 rg BT 211.72 588.25 Td (. ) Tj ET Q q 0 0 0 rg BT 216.36 588.25 Td (No ) Tj ET Q q 0 0 0 rg BT 230.72 588.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 274.51 588.25 Td (incentives ) Tj ET Q q 0 0 0 rg BT 317.19 588.25 Td (for ) Tj ET Q q 0 0 0 rg BT 330.99 588.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 353.13 588.25 Td (were ) Tj ET Q q 0 0 0 rg BT 374.70 588.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 394.05 588.25 Td (to ) Tj ET Q q 0 0 0 rg BT 403.97 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 418.32 588.25 Td (Company) Tj ET Q q 0 0 0 rg BT 459.99 588.25 Td (s ) Tj ET Q q 0 0 0 rg BT 466.02 588.25 Td (other ) Tj ET Q q 0 0 0 rg BT 488.70 588.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 529.15 588.25 Td (of) Tj ET Q q 0 0 0 rg BT 537.30 588.25 Td (ficers.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 564.25 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 564.25 Td (Long-T) Tj ET Q q 0 0 0 rg BT 116.19 564.25 Td (erm ) Tj ET Q q 0 0 0 rg BT 135.26 564.25 Td (Incentives) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 177.48 564.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.98 564.25 Td ( ) Tj ET Q q 0 0 0 rg BT 182.72 564.25 Td (While ) Tj ET Q q 0 0 0 rg BT 210.12 564.25 Td (salary ) Tj ET Q q 0 0 0 rg BT 236.95 564.25 Td (and ) Tj ET Q q 0 0 0 rg BT 254.35 564.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 298.97 564.25 Td (incentives ) Tj ET Q q 0 0 0 rg BT 342.47 564.25 Td (are ) Tj ET Q q 0 0 0 rg BT 357.64 564.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 397.81 564.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 436.32 564.25 Td (to ) Tj ET Q q 0 0 0 rg BT 447.06 564.25 Td (compensate ) Tj ET Q q 0 0 0 rg BT 497.22 564.25 Td (current ) Tj ET Q q 0 0 0 rg BT 528.50 564.25 Td (and ) Tj ET Q q 0 0 0 rg BT 545.89 564.25 Td (past ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 552.25 Td (performance, ) Tj ET Q q 0 0 0 rg BT 141.69 552.25 Td (the ) Tj ET Q q 0 0 0 rg BT 156.58 552.25 Td (primary ) Tj ET Q q 0 0 0 rg BT 190.91 552.25 Td (goal ) Tj ET Q q 0 0 0 rg BT 210.79 552.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.80 552.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.68 552.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 278.79 552.25 Td (incentives, ) Tj ET Q q 0 0 0 rg BT 324.50 552.25 Td (such ) Tj ET Q q 0 0 0 rg BT 345.50 552.25 Td (as ) Tj ET Q q 0 0 0 rg BT 356.50 552.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 380.28 552.25 Td (options ) Tj ET Q q 0 0 0 rg BT 412.40 552.25 Td (and ) Tj ET Q q 0 0 0 rg BT 429.51 552.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 469.38 552.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 493.16 552.25 Td (awards, ) Tj ET Q q 0 0 0 rg BT 526.65 552.25 Td (is ) Tj ET Q q 0 0 0 rg BT 536.00 552.25 Td (to ) Tj ET Q q 0 0 0 rg BT 546.44 552.25 Td (link ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 540.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 126.81 540.25 Td (of) Tj ET Q q 0 0 0 rg BT 134.96 540.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 155.78 540.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 213.82 540.25 Td (with ) Tj ET Q q 0 0 0 rg BT 234.10 540.25 Td (the ) Tj ET Q q 0 0 0 rg BT 248.81 540.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 290.75 540.25 Td (interests ) Tj ET Q q 0 0 0 rg BT 326.57 540.25 Td (of ) Tj ET Q q 0 0 0 rg BT 337.40 540.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.12 540.25 Td (stockholders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 516.25 Td (On ) Tj ET Q q 0 0 0 rg BT 101.28 516.25 Td (March ) Tj ET Q q 0 0 0 rg BT 130.43 516.25 Td (18, ) Tj ET Q q 0 0 0 rg BT 145.98 516.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 171.54 516.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.81 516.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 247.64 516.25 Td (Committee, ) Tj ET Q q 0 0 0 rg BT 297.63 516.25 Td (in ) Tj ET Q q 0 0 0 rg BT 308.46 516.25 Td (consultation ) Tj ET Q q 0 0 0 rg BT 360.40 516.25 Td (with ) Tj ET Q q 0 0 0 rg BT 381.23 516.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.50 516.25 Td (entire ) Tj ET Q q 0 0 0 rg BT 422.32 516.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 449.81 516.25 Td (of ) Tj ET Q q 0 0 0 rg BT 461.20 516.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 501.46 516.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 534.50 516.25 Td (14,535 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 504.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 112.89 504.25 Td (of ) Tj ET Q q 0 0 0 rg BT 123.12 504.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 162.22 504.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 185.23 504.25 Td (to ) Tj ET Q q 0 0 0 rg BT 194.91 504.25 Td (each ) Tj ET Q q 0 0 0 rg BT 215.12 504.25 Td (of ) Tj ET Q q 0 0 0 rg BT 225.35 504.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 237.02 504.25 Td (. ) Tj ET Q q 0 0 0 rg BT 241.42 504.25 Td (Kerris, ) Tj ET Q q 0 0 0 rg BT 270.81 504.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 282.48 504.25 Td (. ) Tj ET Q q 0 0 0 rg BT 286.88 504.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 308.78 504.25 Td (and ) Tj ET Q q 0 0 0 rg BT 325.12 504.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 336.79 504.25 Td (. ) Tj ET Q q 0 0 0 rg BT 341.19 504.25 Td (d'Apice ) Tj ET Q q 0 0 0 rg BT 373.76 504.25 Td (and ) Tj ET Q q 0 0 0 rg BT 390.10 504.25 Td (8,721shares ) Tj ET Q q 0 0 0 rg BT 439.49 504.25 Td (of ) Tj ET Q q 0 0 0 rg BT 449.72 504.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 488.82 504.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 511.83 504.25 Td (to ) Tj ET Q q 0 0 0 rg BT 521.51 504.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 533.18 504.25 Td (. ) Tj ET Q q 0 0 0 rg BT 537.58 504.25 Td (Senge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 492.25 Td (under ) Tj ET Q q 0 0 0 rg BT 111.18 492.25 Td (the ) Tj ET Q q 0 0 0 rg BT 125.80 492.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 148.21 492.25 Td (Plan. ) Tj ET Q q 0 0 0 rg BT 170.90 492.25 Td ( ) Tj ET Q q 0 0 0 rg BT 173.14 492.25 Td (The ) Tj ET Q q 0 0 0 rg BT 191.09 492.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 218.49 492.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 237.01 492.25 Td (over ) Tj ET Q q 0 0 0 rg BT 257.19 492.25 Td (a ) Tj ET Q q 0 0 0 rg BT 264.04 492.25 Td (three ) Tj ET Q q 0 0 0 rg BT 286.43 492.25 Td (year ) Tj ET Q q 0 0 0 rg BT 306.05 492.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 336.33 492.25 Td (The ) Tj ET Q q 0 0 0 rg BT 354.29 492.25 Td (first ) Tj ET Q q 0 0 0 rg BT 372.81 492.25 Td (one-third ) Tj ET Q q 0 0 0 rg BT 411.87 492.25 Td (of ) Tj ET Q q 0 0 0 rg BT 422.61 492.25 Td (these ) Tj ET Q q 0 0 0 rg BT 445.57 492.25 Td (awards ) Tj ET Q q 0 0 0 rg BT 476.30 492.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 494.82 492.25 Td (after ) Tj ET Q q 0 0 0 rg BT 515.54 492.25 Td (one ) Tj ET Q q 0 0 0 rg BT 532.39 492.25 Td (year ) Tj ET Q q 0 0 0 rg BT 552.01 492.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 480.25 Td (March ) Tj ET Q q 0 0 0 rg BT 114.76 480.25 Td (18, ) Tj ET Q q 0 0 0 rg BT 129.92 480.25 Td (2015. ) Tj ET Q q 0 0 0 rg BT 155.08 480.25 Td ( ) Tj ET Q q 0 0 0 rg BT 157.55 480.25 Td (The ) Tj ET Q q 0 0 0 rg BT 175.75 480.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 218.96 480.25 Td (two-thirds ) Tj ET Q q 0 0 0 rg BT 262.72 480.25 Td (vest ) Tj ET Q q 0 0 0 rg BT 281.49 480.25 Td (in ) Tj ET Q q 0 0 0 rg BT 291.93 480.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 330.69 480.25 Td (installments ) Tj ET Q q 0 0 0 rg BT 381.68 480.25 Td (thereafter) Tj ET Q q 0 0 0 rg BT 419.58 480.25 Td (, ) Tj ET Q q 0 0 0 rg BT 424.74 480.25 Td (with ) Tj ET Q q 0 0 0 rg BT 445.17 480.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.05 480.25 Td (first ) Tj ET Q q 0 0 0 rg BT 478.82 480.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 517.57 480.25 Td (installment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 468.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 117.39 468.25 Td (on ) Tj ET Q q 0 0 0 rg BT 129.89 468.25 Td (June ) Tj ET Q q 0 0 0 rg BT 150.72 468.25 Td (18. ) Tj ET Q q 0 0 0 rg BT 165.72 468.25 Td (2015.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 444.25 Td (Use ) Tj ET Q q 0 0 0 rg BT 68.05 444.25 Td (Of ) Tj ET Q q 0 0 0 rg BT 80.55 444.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 140.83 444.25 Td (Consultants ) Tj ET Q q 0 0 0 rg BT 191.12 444.25 Td (and ) Tj ET Q q 0 0 0 rg BT 208.62 444.25 Td (Benchmarking) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 420.25 Td (During ) Tj ET Q q 0 0 0 rg BT 117.26 420.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 142.69 420.25 Td (the ) Tj ET Q q 0 0 0 rg BT 157.84 420.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 202.98 420.25 Td (did ) Tj ET Q q 0 0 0 rg BT 218.69 420.25 Td (not ) Tj ET Q q 0 0 0 rg BT 234.40 420.25 Td (retain ) Tj ET Q q 0 0 0 rg BT 260.09 420.25 Td (any ) Tj ET Q q 0 0 0 rg BT 277.46 420.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 335.94 420.25 Td (consultants ) Tj ET Q q 0 0 0 rg BT 383.86 420.25 Td (or ) Tj ET Q q 0 0 0 rg BT 395.12 420.25 Td (engage ) Tj ET Q q 0 0 0 rg BT 426.37 420.25 Td (in ) Tj ET Q q 0 0 0 rg BT 437.08 420.25 Td (any ) Tj ET Q q 0 0 0 rg BT 454.45 420.25 Td (formal ) Tj ET Q q 0 0 0 rg BT 484.03 420.25 Td (benchmarking. ) Tj ET Q q 0 0 0 rg BT 546.46 420.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 108.32 408.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 153.30 408.25 Td (may ) Tj ET Q q 0 0 0 rg BT 173.29 408.25 Td (decide ) Tj ET Q q 0 0 0 rg BT 202.16 408.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.71 408.25 Td (retain ) Tj ET Q q 0 0 0 rg BT 238.25 408.25 Td (\(but ) Tj ET Q q 0 0 0 rg BT 257.13 408.25 Td (not ) Tj ET Q q 0 0 0 rg BT 272.69 408.25 Td (yet ) Tj ET Q q 0 0 0 rg BT 287.68 408.25 Td (retained\) ) Tj ET Q q 0 0 0 rg BT 325.99 408.25 Td (a ) Tj ET Q q 0 0 0 rg BT 333.20 408.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 391.52 408.25 Td (consulting ) Tj ET Q q 0 0 0 rg BT 435.96 408.25 Td (firm ) Tj ET Q q 0 0 0 rg BT 455.95 408.25 Td (to ) Tj ET Q q 0 0 0 rg BT 466.50 408.25 Td (review ) Tj ET Q q 0 0 0 rg BT 496.48 408.25 Td (and ) Tj ET Q q 0 0 0 rg BT 513.70 408.25 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 549.78 408.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 396.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 108.04 396.25 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 164.40 396.25 Td (for ) Tj ET Q q 0 0 0 rg BT 178.56 396.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.28 396.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 240.36 396.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 281.17 396.25 Td (of) Tj ET Q q 0 0 0 rg BT 289.32 396.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 314.03 396.25 Td (for ) Tj ET Q q 0 0 0 rg BT 328.19 396.25 Td (future ) Tj ET Q q 0 0 0 rg BT 354.57 396.25 Td (periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 372.25 Td (While ) Tj ET Q q 0 0 0 rg BT 111.88 372.25 Td (the ) Tj ET Q q 0 0 0 rg BT 125.54 372.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 165.87 372.25 Td (does ) Tj ET Q q 0 0 0 rg BT 185.64 372.25 Td (not ) Tj ET Q q 0 0 0 rg BT 199.86 372.25 Td (formally ) Tj ET Q q 0 0 0 rg BT 235.74 372.25 Td (engage ) Tj ET Q q 0 0 0 rg BT 265.49 372.25 Td (in ) Tj ET Q q 0 0 0 rg BT 274.72 372.25 Td (benchmarking, ) Tj ET Q q 0 0 0 rg BT 335.86 372.25 Td (the ) Tj ET Q q 0 0 0 rg BT 349.52 372.25 Td (committee ) Tj ET Q q 0 0 0 rg BT 393.17 372.25 Td (does ) Tj ET Q q 0 0 0 rg BT 412.94 372.25 Td (review ) Tj ET Q q 0 0 0 rg BT 441.59 372.25 Td (and ) Tj ET Q q 0 0 0 rg BT 457.47 372.25 Td (consider ) Tj ET Q q 0 0 0 rg BT 492.79 372.25 Td (the ) Tj ET Q q 0 0 0 rg BT 506.45 372.25 Td (compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.23 360.25 Td (its ) Tj ET Q q 0 0 0 rg BT 73.58 360.25 Td (peer ) Tj ET Q q 0 0 0 rg BT 93.69 360.25 Td (group. ) Tj ET Q q 0 0 0 rg BT 122.42 360.25 Td (In ) Tj ET Q q 0 0 0 rg BT 133.65 360.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 159.06 360.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.18 360.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 234.85 360.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 282.19 360.25 Td (compiled ) Tj ET Q q 0 0 0 rg BT 322.30 360.25 Td (two ) Tj ET Q q 0 0 0 rg BT 340.21 360.25 Td (distinct ) Tj ET Q q 0 0 0 rg BT 372.55 360.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 422.09 360.25 Td (groups ) Tj ET Q q 0 0 0 rg BT 452.22 360.25 Td (to ) Tj ET Q q 0 0 0 rg BT 462.90 360.25 Td (frame ) Tj ET Q q 0 0 0 rg BT 489.12 360.25 Td (the ) Tj ET Q q 0 0 0 rg BT 504.23 360.25 Td (Compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.25 Td (Committee) Tj ET Q q 0 0 0 rg BT 97.22 348.25 Td (s ) Tj ET Q q 0 0 0 rg BT 105.94 348.25 Td (deliberations ) Tj ET Q q 0 0 0 rg BT 162.42 348.25 Td (on ) Tj ET Q q 0 0 0 rg BT 177.24 348.25 Td (prospective ) Tj ET Q q 0 0 0 rg BT 228.17 348.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 271.30 348.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 331.67 348.25 Td (for ) Tj ET Q q 0 0 0 rg BT 348.16 348.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.21 348.25 Td (Company) Tj ET Q q 0 0 0 rg BT 406.87 348.25 Td (s ) Tj ET Q q 0 0 0 rg BT 415.59 348.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 458.73 348.25 Td (of) Tj ET Q q 0 0 0 rg BT 466.88 348.25 Td (ficers. ) Tj ET Q q 0 0 0 rg BT 496.42 348.25 Td (One ) Tj ET Q q 0 0 0 rg BT 517.90 348.25 Td (group ) Tj ET Q q 0 0 0 rg BT 546.06 348.25 Td (is ) Tj ET Q q 0 0 0 rg BT 557.56 348.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.25 Td (conventionally ) Tj ET Q q 0 0 0 rg BT 111.16 336.25 Td (arranged ) Tj ET Q q 0 0 0 rg BT 147.87 336.25 Td (comparator ) Tj ET Q q 0 0 0 rg BT 195.13 336.25 Td (group ) Tj ET Q q 0 0 0 rg BT 220.19 336.25 Td (that ) Tj ET Q q 0 0 0 rg BT 236.92 336.25 Td (is ) Tj ET Q q 0 0 0 rg BT 245.32 336.25 Td (comprised ) Tj ET Q q 0 0 0 rg BT 288.70 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 298.76 336.25 Td (a ) Tj ET Q q 0 0 0 rg BT 304.93 336.25 Td (number ) Tj ET Q q 0 0 0 rg BT 337.21 336.25 Td (of ) Tj ET Q q 0 0 0 rg BT 347.27 336.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 391.77 336.25 Td (engaged ) Tj ET Q q 0 0 0 rg BT 426.81 336.25 Td (in ) Tj ET Q q 0 0 0 rg BT 436.32 336.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 476.37 336.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 503.65 336.25 Td (finance ) Tj ET Q q 0 0 0 rg BT 534.80 336.25 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 89.40 324.25 Td (in ) Tj ET Q q 0 0 0 rg BT 100.48 324.25 Td (the ) Tj ET Q q 0 0 0 rg BT 116.00 324.25 Td (United ) Tj ET Q q 0 0 0 rg BT 146.52 324.25 Td (States ) Tj ET Q q 0 0 0 rg BT 173.71 324.25 Td (market ) Tj ET Q q 0 0 0 rg BT 204.78 324.25 Td (within ) Tj ET Q q 0 0 0 rg BT 233.64 324.25 Td (a ) Tj ET Q q 0 0 0 rg BT 241.38 324.25 Td (range ) Tj ET Q q 0 0 0 rg BT 266.89 324.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.53 324.25 Td (net ) Tj ET Q q 0 0 0 rg BT 294.05 324.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 328.99 324.25 Td (and ) Tj ET Q q 0 0 0 rg BT 346.74 324.25 Td (market ) Tj ET Q q 0 0 0 rg BT 377.80 324.25 Td (capitalization ) Tj ET Q q 0 0 0 rg BT 434.97 324.25 Td (that ) Tj ET Q q 0 0 0 rg BT 453.27 324.25 Td (is ) Tj ET Q q 0 0 0 rg BT 463.24 324.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 513.18 324.25 Td (to ) Tj ET Q q 0 0 0 rg BT 524.27 324.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 546.46 324.25 Td (\(the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.25 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 97.81 312.25 Td (& ) Tj ET Q q 0 0 0 rg BT 110.10 312.25 Td (Finance ) Tj ET Q q 0 0 0 rg BT 146.27 312.25 Td (Group\). ) Tj ET Q q 0 0 0 rg BT 186.59 312.25 Td (In ) Tj ET Q q 0 0 0 rg BT 199.43 312.25 Td (selecting ) Tj ET Q q 0 0 0 rg BT 239.48 312.25 Td (this ) Tj ET Q q 0 0 0 rg BT 258.44 312.25 Td (group ) Tj ET Q q 0 0 0 rg BT 286.28 312.25 Td (of ) Tj ET Q q 0 0 0 rg BT 299.12 312.25 Td (companies, ) Tj ET Q q 0 0 0 rg BT 348.89 312.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.62 312.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 414.56 312.25 Td (focused ) Tj ET Q q 0 0 0 rg BT 450.17 312.25 Td (on ) Tj ET Q q 0 0 0 rg BT 464.68 312.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 511.95 312.25 Td (with ) Tj ET Q q 0 0 0 rg BT 534.24 312.25 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.25 Td (capitalization ) Tj ET Q q 0 0 0 rg BT 107.00 300.25 Td (from ) Tj ET Q q 0 0 0 rg BT 129.57 300.25 Td ($100 ) Tj ET Q q 0 0 0 rg BT 152.71 300.25 Td (million ) Tj ET Q q 0 0 0 rg BT 184.73 300.25 Td (to ) Tj ET Q q 0 0 0 rg BT 195.64 300.25 Td ($2 ) Tj ET Q q 0 0 0 rg BT 208.78 300.25 Td (billion ) Tj ET Q q 0 0 0 rg BT 238.03 300.25 Td (and ) Tj ET Q q 0 0 0 rg BT 255.60 300.25 Td (a ) Tj ET Q q 0 0 0 rg BT 263.17 300.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 288.53 300.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 331.64 300.25 Td (Of) Tj ET Q q 0 0 0 rg BT 342.01 300.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 363.46 300.25 Td (of ) Tj ET Q q 0 0 0 rg BT 374.93 300.25 Td (these ) Tj ET Q q 0 0 0 rg BT 398.61 300.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 444.51 300.25 Td (being ) Tj ET Q q 0 0 0 rg BT 469.86 300.25 Td (either ) Tj ET Q q 0 0 0 rg BT 495.76 300.25 Td (a ) Tj ET Q q 0 0 0 rg BT 503.33 300.25 Td (Founder ) Tj ET Q q 0 0 0 rg BT 539.79 300.25 Td (Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 91.61 288.25 Td (Of) Tj ET Q q 0 0 0 rg BT 101.98 288.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 121.92 288.25 Td (or ) Tj ET Q q 0 0 0 rg BT 131.87 288.25 Td (a ) Tj ET Q q 0 0 0 rg BT 137.94 288.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 161.78 288.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 203.38 288.25 Td (Of) Tj ET Q q 0 0 0 rg BT 213.75 288.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 233.69 288.25 Td (who ) Tj ET Q q 0 0 0 rg BT 252.54 288.25 Td (has ) Tj ET Q q 0 0 0 rg BT 267.50 288.25 Td (led ) Tj ET Q q 0 0 0 rg BT 281.34 288.25 Td (a ) Tj ET Q q 0 0 0 rg BT 287.40 288.25 Td (successful ) Tj ET Q q 0 0 0 rg BT 330.13 288.25 Td (turnaround. ) Tj ET Q q 0 0 0 rg BT 378.13 288.25 Td (Because ) Tj ET Q q 0 0 0 rg BT 413.07 288.25 Td (of ) Tj ET Q q 0 0 0 rg BT 423.02 288.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.86 288.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 462.92 288.25 Td (of ) Tj ET Q q 0 0 0 rg BT 472.88 288.25 Td (the ) Tj ET Q q 0 0 0 rg BT 486.72 288.25 Td (dif) Tj ET Q q 0 0 0 rg BT 497.65 288.25 Td (ference ) Tj ET Q q 0 0 0 rg BT 528.69 288.25 Td (between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.56 276.25 Td (Company) Tj ET Q q 0 0 0 rg BT 106.23 276.25 Td (s ) Tj ET Q q 0 0 0 rg BT 112.47 276.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 143.15 276.25 Td (and ) Tj ET Q q 0 0 0 rg BT 159.93 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.50 276.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 227.37 276.25 Td (of ) Tj ET Q q 0 0 0 rg BT 238.04 276.25 Td (these ) Tj ET Q q 0 0 0 rg BT 260.94 276.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 309.93 276.25 Td (companies, ) Tj ET Q q 0 0 0 rg BT 357.54 276.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.10 276.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 432.22 276.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 479.01 276.25 Td (believed ) Tj ET Q q 0 0 0 rg BT 515.23 276.25 Td (it ) Tj ET Q q 0 0 0 rg BT 523.13 276.25 Td (important ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.43 264.25 Td (review ) Tj ET Q q 0 0 0 rg BT 90.29 264.25 Td (the ) Tj ET Q q 0 0 0 rg BT 105.16 264.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 146.13 264.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 204.32 264.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 242.51 264.25 Td (at ) Tj ET Q q 0 0 0 rg BT 252.38 264.25 Td (those ) Tj ET Q q 0 0 0 rg BT 276.14 264.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 321.56 264.25 Td (that ) Tj ET Q q 0 0 0 rg BT 339.21 264.25 Td (reflected ) Tj ET Q q 0 0 0 rg BT 376.83 264.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.70 264.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 422.69 264.25 Td (characteristics ) Tj ET Q q 0 0 0 rg BT 482.53 264.25 Td (of ) Tj ET Q q 0 0 0 rg BT 493.51 264.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 515.05 264.25 Td (as ) Tj ET Q q 0 0 0 rg BT 526.04 264.25 Td (nearly ) Tj ET Q q 0 0 0 rg BT 553.68 264.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.25 Td (could ) Tj ET Q q 0 0 0 rg BT 75.90 252.25 Td (be ) Tj ET Q q 0 0 0 rg BT 89.02 252.25 Td (determined. ) Tj ET Q q 0 0 0 rg BT 139.38 252.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 188.71 252.25 Td (, ) Tj ET Q q 0 0 0 rg BT 194.90 252.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.80 252.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 272.25 252.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 320.38 252.25 Td (also ) Tj ET Q q 0 0 0 rg BT 340.17 252.25 Td (searched ) Tj ET Q q 0 0 0 rg BT 378.83 252.25 Td (public ) Tj ET Q q 0 0 0 rg BT 407.51 252.25 Td (filings ) Tj ET Q q 0 0 0 rg BT 436.75 252.25 Td (for ) Tj ET Q q 0 0 0 rg BT 452.09 252.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 498.54 252.25 Td (beyond ) Tj ET Q q 0 0 0 rg BT 531.66 252.25 Td (just ) Tj ET Q q 0 0 0 rg BT 549.79 252.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.62 240.25 Td (and ) Tj ET Q q 0 0 0 rg BT 107.37 240.25 Td (finance ) Tj ET Q q 0 0 0 rg BT 139.10 240.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 174.19 240.25 Td (with ) Tj ET Q q 0 0 0 rg BT 194.28 240.25 Td (annualized ) Tj ET Q q 0 0 0 rg BT 239.90 240.25 Td (three ) Tj ET Q q 0 0 0 rg BT 262.19 240.25 Td (year ) Tj ET Q q 0 0 0 rg BT 281.71 240.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 315.66 240.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 346.30 240.25 Td (between ) Tj ET Q q 0 0 0 rg BT 381.92 240.25 Td (5% ) Tj ET Q q 0 0 0 rg BT 397.56 240.25 Td (and ) Tj ET Q q 0 0 0 rg BT 414.31 240.25 Td (150%, ) Tj ET Q q 0 0 0 rg BT 442.45 240.25 Td (market ) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 634.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 634.10 Td (W) Tj ET Q q 0 0 0 rg BT 131.04 634.10 Td (illis ) Tj ET Q q 0 0 0 rg BT 148.54 634.10 Td (Lease ) Tj ET Q q 0 0 0 rg BT 174.36 634.10 Td (Finance ) Tj ET Q q 0 0 0 rg BT 208.51 634.10 Td (Corporation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 622.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 622.10 Td (Digital ) Tj ET Q q 0 0 0 rg BT 152.27 622.10 Td (River) Tj ET Q q 0 0 0 rg BT 174.09 622.10 Td (, ) Tj ET Q q 0 0 0 rg BT 179.09 622.10 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 104.00 610.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.00 610.10 Td (Epiq ) Tj ET Q q 0 0 0 rg BT 143.39 610.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 181.73 610.10 Td (Inc.) 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Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.88 562.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 163.98 562.10 Td (Committee) Tj ET Q q 0 0 0 rg BT 211.19 562.10 Td (s ) Tj ET Q q 0 0 0 rg BT 217.41 562.10 Td (survey ) Tj ET Q q 0 0 0 rg BT 246.40 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.06 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 271.60 562.10 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 312.80 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 329.57 562.10 Td (Finance ) Tj ET Q q 0 0 0 rg BT 363.55 562.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 391.43 562.10 Td (indicates ) Tj ET Q q 0 0 0 rg BT 429.30 562.10 Td (that ) Tj ET Q q 0 0 0 rg BT 446.62 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.17 562.10 Td (total ) Tj ET Q q 0 0 0 rg BT 481.27 562.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 539.14 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 562.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (CEO) Tj ET Q q 0 0 0 rg BT 72.78 550.10 Td (s ) Tj ET Q q 0 0 0 rg BT 78.91 550.10 Td (within ) Tj ET Q q 0 0 0 rg BT 106.70 550.10 Td (this ) Tj ET Q q 0 0 0 rg BT 123.39 550.10 Td (group ) Tj ET Q q 0 0 0 rg BT 148.96 550.10 Td (ranged ) Tj ET Q q 0 0 0 rg BT 178.40 550.10 Td (from ) Tj ET Q q 0 0 0 rg BT 200.08 550.10 Td ($2.71 ) Tj ET Q q 0 0 0 rg BT 224.81 550.10 Td (million ) Tj ET Q q 0 0 0 rg BT 255.94 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 265.96 550.10 Td ($9.39 ) Tj ET Q q 0 0 0 rg BT 290.70 550.10 Td (million ) Tj ET Q q 0 0 0 rg BT 321.83 550.10 Td (for ) Tj ET Q q 0 0 0 rg BT 335.73 550.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 360.30 550.10 Td (The ) Tj ET Q q 0 0 0 rg BT 378.09 550.10 Td (total ) Tj ET Q q 0 0 0 rg BT 398.10 550.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 455.88 550.10 Td (for ) Tj ET Q q 0 0 0 rg BT 469.77 550.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 491.44 550.10 Td (s ) Tj ET Q q 0 0 0 rg BT 497.57 550.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 522.02 550.10 Td (Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (Of) Tj ET Q q 0 0 0 rg BT 60.37 538.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 82.05 538.10 Td (for ) Tj ET Q q 0 0 0 rg BT 97.08 538.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 120.44 538.10 Td (was ) Tj ET Q q 0 0 0 rg BT 139.36 538.10 Td (below ) Tj ET Q q 0 0 0 rg BT 167.16 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.74 538.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 241.65 538.10 Td (of ) Tj ET Q q 0 0 0 rg BT 253.34 538.10 Td (every ) Tj ET Q q 0 0 0 rg BT 278.91 538.10 Td (CEO ) Tj ET Q q 0 0 0 rg BT 302.28 538.10 Td (in ) Tj ET Q q 0 0 0 rg BT 313.42 538.10 Td (this ) Tj ET Q q 0 0 0 rg BT 331.23 538.10 Td (group ) Tj ET Q q 0 0 0 rg BT 357.92 538.10 Td (except ) Tj ET Q q 0 0 0 rg BT 387.38 538.10 Td (for ) Tj ET Q q 0 0 0 rg BT 402.41 538.10 Td (one ) Tj ET Q q 0 0 0 rg BT 420.21 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 438.01 538.10 Td (was ) Tj ET Q q 0 0 0 rg BT 456.93 538.10 Td (below ) Tj ET Q q 0 0 0 rg BT 484.73 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 500.31 538.10 Td (average ) Tj ET Q q 0 0 0 rg BT 534.76 538.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 538.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 93.34 526.10 Td (and ) Tj ET Q q 0 0 0 rg BT 112.26 526.10 Td (Finance ) Tj ET Q q 0 0 0 rg BT 148.39 526.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 178.41 526.10 Td (for ) Tj ET Q q 0 0 0 rg BT 194.55 526.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 221.20 526.10 Td (The ) Tj ET Q q 0 0 0 rg BT 241.22 526.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 303.47 526.10 Td (Committee) Tj ET Q q 0 0 0 rg BT 350.69 526.10 Td (s ) Tj ET Q q 0 0 0 rg BT 359.05 526.10 Td (survey ) Tj ET Q q 0 0 0 rg BT 390.19 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.99 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 419.69 526.10 Td (Growth ) Tj ET Q q 0 0 0 rg BT 454.71 526.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 484.74 526.10 Td (indicates ) Tj ET Q q 0 0 0 rg BT 524.76 526.10 Td (that ) Tj ET Q q 0 0 0 rg BT 544.23 526.10 Td (total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 107.73 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.25 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.65 514.10 Td (Company) Tj ET Q q 0 0 0 rg BT 174.31 514.10 Td (s ) Tj ET Q q 0 0 0 rg BT 180.39 514.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 204.79 514.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 246.96 514.10 Td (Of) Tj ET Q q 0 0 0 rg BT 257.33 514.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 277.83 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 291.68 514.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 313.87 514.10 Td (was ) Tj ET Q q 0 0 0 rg BT 331.61 514.10 Td (in ) Tj ET Q q 0 0 0 rg BT 341.57 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 355.97 514.10 Td (bottom ) Tj ET Q q 0 0 0 rg BT 386.50 514.10 Td (33% ) Tj ET Q q 0 0 0 rg BT 407.01 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 420.86 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.26 514.10 Td (Growth ) Tj ET Q q 0 0 0 rg BT 468.00 514.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 495.74 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 509.59 514.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 531.77 514.10 Td (as ) Tj ET Q q 0 0 0 rg BT 542.29 514.10 Td (well. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 75.83 492.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 136.11 492.10 Td (Components) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 468.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 127.26 468.10 Td (executives ) Tj ET Q q 0 0 0 rg BT 171.84 468.10 Td (are ) Tj ET Q q 0 0 0 rg BT 186.42 468.10 Td (eligible ) Tj ET Q q 0 0 0 rg BT 218.79 468.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.94 468.10 Td (participate ) Tj ET Q q 0 0 0 rg BT 273.51 468.10 Td (in ) Tj ET Q q 0 0 0 rg BT 283.67 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.26 468.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 345.22 468.10 Td (health ) Tj ET Q q 0 0 0 rg BT 372.03 468.10 Td (care, ) Tj ET Q q 0 0 0 rg BT 393.55 468.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 434.24 468.10 Td (and ) Tj ET Q q 0 0 0 rg BT 451.05 468.10 Td (other ) Tj ET Q q 0 0 0 rg BT 473.97 468.10 Td (welfare ) Tj ET Q q 0 0 0 rg BT 506.32 468.10 Td (and ) Tj ET Q q 0 0 0 rg BT 523.14 468.10 Td (employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 80.26 456.10 Td (programs, ) Tj ET Q q 0 0 0 rg BT 123.03 456.10 Td (which ) Tj ET Q q 0 0 0 rg BT 149.97 456.10 Td (are ) Tj ET Q q 0 0 0 rg BT 164.68 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.39 456.10 Td (same ) Tj ET Q q 0 0 0 rg BT 202.44 456.10 Td (for ) Tj ET Q q 0 0 0 rg BT 216.60 456.10 Td (all ) Tj ET Q q 0 0 0 rg BT 229.10 456.10 Td (eligible ) Tj ET Q q 0 0 0 rg BT 261.59 456.10 Td (employees, ) Tj ET Q q 0 0 0 rg BT 309.35 456.10 Td (including ) Tj ET Q q 0 0 0 rg BT 349.62 456.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 376.70 456.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 417.51 456.10 Td (of) Tj ET Q q 0 0 0 rg BT 425.66 456.10 Td (ficers.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 434.10 Td (Use ) Tj ET Q q 0 0 0 rg BT 68.05 434.10 Td (of ) Tj ET Q q 0 0 0 rg BT 78.33 434.10 Td (Employment ) Tj ET Q q 0 0 0 rg BT 130.82 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.32 434.10 Td (Severance ) Tj ET Q q 0 0 0 rg BT 191.72 434.10 Td (Agr) Tj ET Q q 0 0 0 rg BT 206.35 434.10 Td (eements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 412.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.75 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 113.39 412.10 Td (past, ) Tj ET Q q 0 0 0 rg BT 135.42 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.06 412.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 196.69 412.10 Td (has ) Tj ET Q q 0 0 0 rg BT 213.44 412.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 261.84 412.10 Td (that ) Tj ET Q q 0 0 0 rg BT 280.26 412.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 330.89 412.10 Td (considerations ) Tj ET Q q 0 0 0 rg BT 392.07 412.10 Td (merit ) Tj ET Q q 0 0 0 rg BT 416.60 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 432.24 412.10 Td (use ) Tj ET Q q 0 0 0 rg BT 448.99 412.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.74 412.10 Td (employment ) Tj ET Q q 0 0 0 rg BT 514.15 412.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 553.67 412.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (severance ) Tj ET Q q 0 0 0 rg BT 93.17 400.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 142.45 400.10 Td (for ) Tj ET Q q 0 0 0 rg BT 157.87 400.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 188.82 400.10 Td (members ) Tj ET Q q 0 0 0 rg BT 229.23 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.31 400.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 269.50 400.10 Td (management. ) Tj ET Q q 0 0 0 rg BT 326.84 400.10 Td (Presently) Tj ET Q q 0 0 0 rg BT 363.41 400.10 Td (, ) Tj ET Q q 0 0 0 rg BT 369.67 400.10 Td (however) Tj ET Q q 0 0 0 rg BT 403.69 400.10 Td (, ) Tj ET Q q 0 0 0 rg BT 409.95 400.10 Td (no ) Tj ET Q q 0 0 0 rg BT 423.70 400.10 Td (member ) Tj ET Q q 0 0 0 rg BT 460.22 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 472.30 400.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 500.49 400.10 Td (management ) Tj ET Q q 0 0 0 rg BT 555.33 400.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (employed ) Tj ET Q q 0 0 0 rg BT 91.93 388.10 Td (under ) Tj ET Q q 0 0 0 rg BT 117.20 388.10 Td (an ) Tj ET Q q 0 0 0 rg BT 129.14 388.10 Td (employment ) Tj ET Q q 0 0 0 rg BT 181.63 388.10 Td (contract.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 366.10 Td (Recaptur) Tj ET Q q 0 0 0 rg BT 86.28 366.10 Td (e ) Tj ET Q q 0 0 0 rg BT 93.22 366.10 Td (and ) Tj ET Q q 0 0 0 rg BT 110.72 366.10 Td (Forfeitur) Tj ET Q q 0 0 0 rg BT 147.02 366.10 Td (e ) Tj ET Q q 0 0 0 rg BT 153.96 366.10 Td (Policies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 342.10 Td (Historically ) Tj ET Q q 0 0 0 rg BT 135.70 342.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.40 342.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 191.78 342.10 Td (has ) Tj ET Q q 0 0 0 rg BT 207.59 342.10 Td (not ) Tj ET Q q 0 0 0 rg BT 222.86 342.10 Td (had ) Tj ET Q q 0 0 0 rg BT 239.78 342.10 Td (formal ) Tj ET Q q 0 0 0 rg BT 268.93 342.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 302.52 342.10 Td (with ) Tj ET Q q 0 0 0 rg BT 322.78 342.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 353.58 342.10 Td (to ) Tj ET Q q 0 0 0 rg BT 363.85 342.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.55 342.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 424.92 342.10 Td (or ) Tj ET Q q 0 0 0 rg BT 435.74 342.10 Td (recapture ) Tj ET Q q 0 0 0 rg BT 475.42 342.10 Td (of ) Tj ET Q q 0 0 0 rg BT 486.23 342.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 539.24 342.10 Td (based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 80.89 330.10 Td (where ) Tj ET Q q 0 0 0 rg BT 107.88 330.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.66 330.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 160.21 330.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 199.98 330.10 Td (on ) Tj ET Q q 0 0 0 rg BT 212.55 330.10 Td (which ) Tj ET Q q 0 0 0 rg BT 239.55 330.10 Td (such ) Tj ET Q q 0 0 0 rg BT 260.45 330.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 291.34 330.10 Td (are ) Tj ET Q q 0 0 0 rg BT 306.11 330.10 Td (based ) Tj ET Q q 0 0 0 rg BT 331.44 330.10 Td (or ) Tj ET Q q 0 0 0 rg BT 342.34 330.10 Td (to ) Tj ET Q q 0 0 0 rg BT 352.68 330.10 Td (be ) Tj ET Q q 0 0 0 rg BT 364.69 330.10 Td (based ) Tj ET Q q 0 0 0 rg BT 390.02 330.10 Td (are ) Tj ET Q q 0 0 0 rg BT 404.79 330.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 440.69 330.10 Td (for ) Tj ET Q q 0 0 0 rg BT 454.91 330.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 489.69 330.10 Td (in ) Tj ET Q q 0 0 0 rg BT 500.03 330.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 535.91 330.10 Td (results ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 318.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.71 318.10 Td (as, ) Tj ET Q q 0 0 0 rg BT 83.92 318.10 Td (but ) Tj ET Q q 0 0 0 rg BT 99.08 318.10 Td (not ) Tj ET Q q 0 0 0 rg BT 114.24 318.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 144.96 318.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 157.62 318.10 Td (instances ) Tj ET Q q 0 0 0 rg BT 196.65 318.10 Td (where ) Tj ET Q q 0 0 0 rg BT 223.46 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.06 318.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 285.02 318.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 322.39 318.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 366.98 318.10 Td (are ) Tj ET Q q 0 0 0 rg BT 381.57 318.10 Td (restated. ) Tj ET Q q 0 0 0 rg BT 417.37 318.10 Td (The ) Tj ET Q q 0 0 0 rg BT 435.30 318.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 479.89 318.10 Td (does ) Tj ET Q q 0 0 0 rg BT 500.60 318.10 Td (not ) Tj ET Q q 0 0 0 rg BT 515.76 318.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 547.02 318.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.10 Td (repayment ) Tj ET Q q 0 0 0 rg BT 93.81 306.10 Td (should ) Tj ET Q q 0 0 0 rg BT 122.08 306.10 Td (be ) Tj ET Q q 0 0 0 rg BT 133.13 306.10 Td (required ) Tj ET Q q 0 0 0 rg BT 168.05 306.10 Td (where ) Tj ET Q q 0 0 0 rg BT 194.09 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.91 306.10 Td (Plan ) Tj ET Q q 0 0 0 rg BT 227.29 306.10 Td (participant ) Tj ET Q q 0 0 0 rg BT 271.66 306.10 Td (has ) Tj ET Q q 0 0 0 rg BT 286.60 306.10 Td (acted ) Tj ET Q q 0 0 0 rg BT 309.30 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 318.68 306.10 Td (good ) Tj ET Q q 0 0 0 rg BT 340.29 306.10 Td (faith ) Tj ET Q q 0 0 0 rg BT 360.22 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 376.26 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.09 306.10 Td (errors ) Tj ET Q q 0 0 0 rg BT 415.01 306.10 Td (are ) Tj ET Q q 0 0 0 rg BT 428.83 306.10 Td (not ) Tj ET Q q 0 0 0 rg BT 443.21 306.10 Td (attributable ) Tj ET Q q 0 0 0 rg BT 490.36 306.10 Td (to ) Tj ET Q q 0 0 0 rg BT 499.74 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 513.56 306.10 Td (participant's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 73.79 294.10 Td (negligence ) Tj ET Q q 0 0 0 rg BT 119.79 294.10 Td (or ) Tj ET Q q 0 0 0 rg BT 130.80 294.10 Td (willful ) Tj ET Q q 0 0 0 rg BT 160.14 294.10 Td (misconduct. ) Tj ET Q q 0 0 0 rg BT 211.43 294.10 Td (In ) Tj ET Q q 0 0 0 rg BT 222.44 294.10 Td (such ) Tj ET Q q 0 0 0 rg BT 243.45 294.10 Td (later ) Tj ET Q q 0 0 0 rg BT 263.89 294.10 Td (situations, ) Tj ET Q q 0 0 0 rg BT 307.41 294.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.30 294.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 367.19 294.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 402.64 294.10 Td (the ) Tj ET Q q 0 0 0 rg BT 417.53 294.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 459.10 294.10 Td (has ) Tj ET Q q 0 0 0 rg BT 475.11 294.10 Td (or ) Tj ET Q q 0 0 0 rg BT 486.12 294.10 Td (will ) Tj ET Q q 0 0 0 rg BT 504.36 294.10 Td (have ) Tj ET Q q 0 0 0 rg BT 525.92 294.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td (negotiated ) Tj ET Q q 0 0 0 rg BT 93.76 282.10 Td (or ) Tj ET Q q 0 0 0 rg BT 104.19 282.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 125.73 282.10 Td (remedies. ) Tj ET Q q 0 0 0 rg BT 166.44 282.10 Td (However) Tj ET Q q 0 0 0 rg BT 202.69 282.10 Td (, ) Tj ET Q q 0 0 0 rg BT 207.29 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 221.62 282.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 265.93 282.10 Td (may ) Tj ET Q q 0 0 0 rg BT 285.25 282.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 306.23 282.10 Td (to ) Tj ET Q q 0 0 0 rg BT 316.12 282.10 Td (take ) Tj ET Q q 0 0 0 rg BT 334.88 282.10 Td (into ) Tj ET Q q 0 0 0 rg BT 352.54 282.10 Td (account ) Tj ET Q q 0 0 0 rg BT 385.74 282.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 415.06 282.10 Td (such ) Tj ET Q q 0 0 0 rg BT 435.50 282.10 Td (as ) Tj ET Q q 0 0 0 rg BT 445.93 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.26 282.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 488.48 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 505.02 282.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 537.12 282.10 Td (of ) Tj ET Q q 0 0 0 rg BT 547.56 282.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.63 270.10 Td (restatement ) Tj ET Q q 0 0 0 rg BT 136.36 270.10 Td (or ) Tj ET Q q 0 0 0 rg BT 147.34 270.10 Td (adjustment, ) Tj ET Q q 0 0 0 rg BT 196.36 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.23 270.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 247.76 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 258.73 270.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 293.03 270.10 Td (received, ) Tj ET Q q 0 0 0 rg BT 332.04 270.10 Td (and ) Tj ET Q q 0 0 0 rg BT 349.13 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.99 270.10 Td (clarity ) Tj ET Q q 0 0 0 rg BT 392.18 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.15 270.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 449.67 270.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 504.52 270.10 Td (lending ) Tj ET Q q 0 0 0 rg BT 537.16 270.10 Td (to ) Tj ET Q q 0 0 0 rg BT 547.58 270.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (restatement ) Tj ET Q q 0 0 0 rg BT 98.59 258.10 Td (in ) Tj ET Q q 0 0 0 rg BT 108.87 258.10 Td (fixing ) Tj ET Q q 0 0 0 rg BT 135.25 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.08 258.10 Td (future ) Tj ET Q q 0 0 0 rg BT 172.46 258.10 Td (compensation.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 236.10 Td (Deductibility ) Tj ET Q q 0 0 0 rg BT 104.71 236.10 Td (of ) Tj ET Q q 0 0 0 rg BT 114.99 236.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 175.26 236.10 Td (and ) Tj ET Q q 0 0 0 rg BT 192.76 236.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 225.81 236.10 Td (T) Tj ET Q q 0 0 0 rg BT 230.45 236.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 242.39 236.10 Td (Considerations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 214.10 Td (As ) Tj ET Q q 0 0 0 rg BT 99.44 214.10 Td (one ) Tj ET Q q 0 0 0 rg BT 116.21 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 126.86 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 141.41 214.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 170.94 214.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.04 214.10 Td (its ) Tj ET Q q 0 0 0 rg BT 192.82 214.10 Td (review ) Tj ET Q q 0 0 0 rg BT 222.35 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.01 214.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 290.88 214.10 Td (matters, ) Tj ET Q q 0 0 0 rg BT 325.14 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 339.68 214.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 384.22 214.10 Td (considers ) Tj ET Q q 0 0 0 rg BT 424.31 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.85 214.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 485.05 214.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 499.59 214.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 539.68 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 214.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.39 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 108.33 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.60 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 133.32 202.10 Td (executives ) Tj ET Q q 0 0 0 rg BT 178.02 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.85 202.10 Td (various ) Tj ET Q q 0 0 0 rg BT 220.79 202.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 261.62 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.55 202.10 Td (benefits.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 178.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 86.00 178.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 118.00 178.10 Td (162\(m\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.38 178.10 Td ( ) Tj ET Q q 0 0 0 rg BT 151.94 178.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 184.50 178.10 Td (162\(m\) ) Tj ET Q q 0 0 0 rg BT 216.50 178.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.40 178.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.18 178.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 275.83 178.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 313.38 178.10 Td (Code ) Tj ET Q q 0 0 0 rg BT 337.05 178.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.95 178.10 Td (1986, ) Tj ET Q q 0 0 0 rg BT 373.01 178.10 Td (as ) Tj ET Q q 0 0 0 rg BT 383.91 178.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 422.56 178.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 440.67 178.10 Td () Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 445.11 178.10 Td (Code) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.22 178.10 Td (\) ) Tj ET Q q 0 0 0 rg BT 476.55 178.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 516.32 178.10 Td (limits ) Tj ET Q q 0 0 0 rg BT 541.66 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 552.01 178.10 Td ($1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 166.10 Td (million ) Tj ET Q q 0 0 0 rg BT 117.35 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.03 166.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 164.48 166.10 Td (that ) Tj ET Q q 0 0 0 rg BT 181.93 166.10 Td (a ) Tj ET Q q 0 0 0 rg BT 188.83 166.10 Td (publicly-held ) Tj ET Q q 0 0 0 rg BT 244.61 166.10 Td (corporation ) Tj ET Q q 0 0 0 rg BT 293.16 166.10 Td (is ) Tj ET Q q 0 0 0 rg BT 302.29 166.10 Td (allowed ) Tj ET Q q 0 0 0 rg BT 336.40 166.10 Td (each ) Tj ET Q q 0 0 0 rg BT 357.18 166.10 Td (year ) Tj ET Q q 0 0 0 rg BT 376.84 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 387.08 166.10 Td (deduct ) Tj ET Q q 0 0 0 rg BT 416.19 166.10 Td (for ) Tj ET Q q 0 0 0 rg BT 430.31 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.99 166.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 502.99 166.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 522.66 166.10 Td (to ) Tj ET Q q 0 0 0 rg BT 532.90 166.10 Td (each ) Tj ET Q q 0 0 0 rg BT 553.67 166.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.07 154.10 Td (corporation's ) Tj ET Q q 0 0 0 rg BT 155.70 154.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 178.54 154.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 219.70 154.10 Td (of) Tj ET Q q 0 0 0 rg BT 227.85 154.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 249.01 154.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.30 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 281.36 154.10 Td (corporation's ) Tj ET Q q 0 0 0 rg BT 336.00 154.10 Td (three ) Tj ET Q q 0 0 0 rg BT 358.83 154.10 Td (most ) Tj ET Q q 0 0 0 rg BT 381.13 154.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 409.54 154.10 Td (compensated ) Tj ET Q q 0 0 0 rg BT 464.59 154.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 505.75 154.10 Td (of) Tj ET Q q 0 0 0 rg BT 513.90 154.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 541.45 154.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 142.10 Td (than ) Tj ET Q q 0 0 0 rg BT 105.11 142.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.21 142.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 141.08 142.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 181.28 142.10 Td (of) Tj ET Q q 0 0 0 rg BT 189.43 142.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 209.64 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 225.96 142.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 247.84 142.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 284.71 142.10 Td (of) Tj ET Q q 0 0 0 rg BT 292.86 142.10 Td (ficer) Tj ET Q q 0 0 0 rg BT 310.62 142.10 Td (. ) Tj ET Q q 0 0 0 rg BT 315.01 142.10 Td (However) Tj ET Q q 0 0 0 rg BT 351.26 142.10 Td (, ) Tj ET Q q 0 0 0 rg BT 355.65 142.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 413.08 142.10 Td (that ) Tj ET Q q 0 0 0 rg BT 429.96 142.10 Td (qualifies ) Tj ET Q q 0 0 0 rg BT 466.29 142.10 Td (as ) Tj ET Q q 0 0 0 rg BT 476.50 142.10 Td (performance-based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 130.10 Td (under ) Tj ET Q q 0 0 0 rg BT 111.27 130.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 143.76 130.10 Td (162\(m\) ) Tj ET Q q 0 0 0 rg BT 175.70 130.10 Td (is ) Tj ET Q q 0 0 0 rg BT 184.87 130.10 Td (not ) Tj ET Q q 0 0 0 rg BT 200.15 130.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 230.98 130.10 Td (to ) Tj ET Q q 0 0 0 rg BT 241.25 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.97 130.10 Td ($1 ) Tj ET Q q 0 0 0 rg BT 268.47 130.10 Td (million ) Tj ET Q q 0 0 0 rg BT 299.86 130.10 Td (deduction ) Tj ET Q q 0 0 0 rg BT 341.80 130.10 Td (limit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 106.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 128.18 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.79 106.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 193.77 106.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 219.28 106.10 Td (option ) Tj ET Q q 0 0 0 rg BT 249.24 106.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 274.75 106.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 316.35 106.10 Td (have ) Tj ET Q q 0 0 0 rg BT 339.63 106.10 Td (been ) Tj ET Q q 0 0 0 rg BT 362.90 106.10 Td (structured ) Tj ET Q q 0 0 0 rg BT 407.29 106.10 Td (with ) Tj ET Q q 0 0 0 rg BT 429.47 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 446.08 106.10 Td (goal ) Tj ET Q q 0 0 0 rg BT 467.70 106.10 Td (of ) Tj ET Q q 0 0 0 rg BT 480.43 106.10 Td (complying ) Tj ET Q q 0 0 0 rg BT 527.60 106.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.78 106.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 94.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 140.92 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.97 94.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 184.68 94.10 Td (162\(m\), ) Tj ET Q q 0 0 0 rg BT 219.34 94.10 Td (and ) Tj ET Q q 0 0 0 rg BT 236.50 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.43 94.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 311.93 94.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 359.08 94.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 394.57 94.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 418.39 94.10 Td (options ) Tj ET Q q 0 0 0 rg BT 450.56 94.10 Td (awarded ) Tj ET Q q 0 0 0 rg BT 487.15 94.10 Td (there ) Tj ET Q q 0 0 0 rg BT 509.85 94.10 Td (under ) Tj ET Q q 0 0 0 rg BT 535.34 94.10 Td (should ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 82.10 Td (qualify ) Tj ET Q q 0 0 0 rg BT 118.42 82.10 Td (as ) Tj ET Q q 0 0 0 rg BT 130.85 82.10 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 220.45 82.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 280.09 82.10 Td (exempt ) Tj ET Q q 0 0 0 rg BT 313.62 82.10 Td (from ) Tj ET Q q 0 0 0 rg BT 337.16 82.10 Td (limitations ) Tj ET Q q 0 0 0 rg BT 384.04 82.10 Td (on ) Tj ET Q q 0 0 0 rg BT 398.14 82.10 Td (deductibility ) Tj ET Q q 0 0 0 rg BT 452.78 82.10 Td (under ) Tj ET Q q 0 0 0 rg BT 479.65 82.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 513.75 82.10 Td (162\(m\), ) Tj ET Q q 0 0 0 rg BT 549.78 82.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 70.10 Td (deductibility ) Tj ET Q q 0 0 0 rg BT 138.33 70.10 Td (of ) Tj ET Q q 0 0 0 rg BT 148.45 70.10 Td (any ) Tj ET Q q 0 0 0 rg BT 164.68 70.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 222.01 70.10 Td (was ) Tj ET Q q 0 0 0 rg BT 239.34 70.10 Td (not ) Tj ET Q q 0 0 0 rg BT 253.91 70.10 Td (a ) Tj ET Q q 0 0 0 rg BT 260.14 70.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 299.70 70.10 Td (to ) Tj ET Q q 0 0 0 rg BT 309.26 70.10 Td (any ) Tj ET Q q 0 0 0 rg BT 325.49 70.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 382.82 70.10 Td (decision. ) Tj ET Q q 0 0 0 rg BT 420.30 70.10 Td (W) Tj ET Q q 0 0 0 rg BT 429.34 70.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 441.68 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 455.69 70.10 Td (exception ) Tj ET Q q 0 0 0 rg BT 496.34 70.10 Td (of ) Tj ET Q q 0 0 0 rg BT 506.46 70.10 Td (compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 58.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 119.07 58.10 Td (to ) Tj ET Q q 0 0 0 rg BT 128.82 58.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.01 58.10 Td (CEO, ) Tj ET Q q 0 0 0 rg BT 167.49 58.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.68 58.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 222.54 58.10 Td (does ) Tj ET Q q 0 0 0 rg BT 242.84 58.10 Td (not ) Tj ET Q q 0 0 0 rg BT 257.59 58.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 285.66 58.10 Td (its ) Tj ET Q q 0 0 0 rg BT 297.08 58.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 324.61 58.10 Td (to ) Tj ET Q q 0 0 0 rg BT 334.36 58.10 Td (deduct ) Tj ET Q q 0 0 0 rg BT 362.99 58.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 403.28 58.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 460.79 58.10 Td (to ) Tj ET Q q 0 0 0 rg BT 470.54 58.10 Td (be ) Tj ET Q q 0 0 0 rg BT 481.96 58.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 512.26 58.10 Td (by ) Tj ET Q q 0 0 0 rg BT 524.24 58.10 Td (operation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 46.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.85 46.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 129.37 46.10 Td (162\(m\). ) Tj ET Q q 0 0 0 rg BT 163.84 46.10 Td (However) Tj ET Q q 0 0 0 rg BT 200.09 46.10 Td (, ) Tj ET Q q 0 0 0 rg BT 205.11 46.10 Td (due ) Tj ET Q q 0 0 0 rg BT 222.07 46.10 Td (to ) Tj ET Q q 0 0 0 rg BT 232.38 46.10 Td (interpretations ) Tj ET Q q 0 0 0 rg BT 292.66 46.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.62 46.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 344.35 46.10 Td (in ) Tj ET Q q 0 0 0 rg BT 354.66 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 369.40 46.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 384.14 46.10 Td (laws, ) Tj ET Q q 0 0 0 rg BT 407.49 46.10 Td (some ) Tj ET Q q 0 0 0 rg BT 431.13 46.10 Td (types ) Tj ET Q q 0 0 0 rg BT 454.76 46.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.61 46.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 523.68 46.10 Td (payments ) Tj ET Q endstream endobj 199 0 obj <>] /Rotate 0 /Contents 200 0 R>> endobj 200 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (96) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.96 742.10 Td (their ) Tj ET Q q 0 0 0 rg BT 123.81 742.10 Td (deductibility ) Tj ET Q q 0 0 0 rg BT 176.88 742.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 208.29 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 220.81 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.55 742.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 264.19 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.04 742.10 Td (an ) Tj ET Q q 0 0 0 rg BT 287.01 742.10 Td (executive's ) Tj ET Q q 0 0 0 rg BT 333.53 742.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 364.95 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 375.80 742.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 411.08 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.93 742.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 466.67 742.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 499.18 742.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 524.49 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 541.45 742.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 115.71 730.10 Td (beyond ) Tj ET Q q 0 0 0 rg BT 147.65 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.36 730.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 222.64 730.10 Td (Committee's ) Tj ET Q q 0 0 0 rg BT 275.27 730.10 Td (control ) Tj ET Q q 0 0 0 rg BT 306.09 730.10 Td (which ) Tj ET Q q 0 0 0 rg BT 333.03 730.10 Td (could ) Tj ET Q q 0 0 0 rg BT 357.75 730.10 Td (af) Tj ET Q q 0 0 0 rg BT 365.34 730.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 382.82 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.54 730.10 Td (deductibility ) Tj ET Q q 0 0 0 rg BT 450.58 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.42 730.10 Td (compensation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 706.10 Td (The ) Tj ET Q q 0 0 0 rg BT 106.07 706.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 168.37 706.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 217.33 706.10 Td (will ) Tj ET Q q 0 0 0 rg BT 237.41 706.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 276.36 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 288.67 706.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 327.06 706.10 Td (carefully ) Tj ET Q q 0 0 0 rg BT 367.12 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 383.86 706.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 415.59 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 428.45 706.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 462.97 706.10 Td (162\(m\) ) Tj ET Q q 0 0 0 rg BT 496.93 706.10 Td (when ) Tj ET Q q 0 0 0 rg BT 523.11 706.10 Td (designing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 145.87 694.10 Td (programs, ) Tj ET Q q 0 0 0 rg BT 190.48 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 209.25 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 221.36 694.10 Td (making ) Tj ET Q q 0 0 0 rg BT 255.69 694.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 315.56 694.10 Td (decisions ) Tj ET Q q 0 0 0 rg BT 357.11 694.10 Td (af) Tj ET Q q 0 0 0 rg BT 364.70 694.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 396.79 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.34 694.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 462.25 694.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 496.58 694.10 Td (162\(m\) ) Tj ET Q q 0 0 0 rg BT 530.35 694.10 Td (covered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 682.10 Td (executives. ) Tj ET Q q 0 0 0 rg BT 134.86 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 154.89 682.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 217.14 682.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 266.06 682.10 Td (believes, ) Tj ET Q q 0 0 0 rg BT 305.81 682.10 Td (however) Tj ET Q q 0 0 0 rg BT 339.84 682.10 Td (, ) Tj ET Q q 0 0 0 rg BT 346.82 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 366.30 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.56 682.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 410.24 682.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 471.36 682.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 503.05 682.10 Td (other ) Tj ET Q q 0 0 0 rg BT 528.08 682.10 Td (than ) Tj ET Q q 0 0 0 rg BT 549.78 682.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 670.10 Td (deductibility ) Tj ET Q q 0 0 0 rg BT 138.74 670.10 Td (are ) Tj ET Q q 0 0 0 rg BT 153.13 670.10 Td (more ) Tj ET Q q 0 0 0 rg BT 175.87 670.10 Td (important ) Tj ET Q q 0 0 0 rg BT 216.94 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 226.91 670.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 277.42 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 291.83 670.10 Td (forms ) Tj ET Q q 0 0 0 rg BT 317.35 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 333.98 670.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 359.49 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.01 670.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 410.51 670.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 468.24 670.10 Td (most ) Tj ET Q q 0 0 0 rg BT 489.88 670.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 537.60 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 554.23 670.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.33 658.10 Td (best ) Tj ET Q q 0 0 0 rg BT 122.55 658.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 159.98 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.42 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.75 658.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 231.75 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 250.30 658.10 Td (its ) Tj ET Q q 0 0 0 rg BT 263.86 658.10 Td (stockholders. ) Tj ET Q q 0 0 0 rg BT 320.11 658.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 369.44 658.10 Td (, ) Tj ET Q q 0 0 0 rg BT 376.05 658.10 Td (it ) Tj ET Q q 0 0 0 rg BT 385.72 658.10 Td (may ) Tj ET Q q 0 0 0 rg BT 407.05 658.10 Td (award ) Tj ET Q q 0 0 0 rg BT 435.59 658.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 495.24 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 507.13 658.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 537.34 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 658.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 646.10 Td (deductibility ) Tj ET Q q 0 0 0 rg BT 138.69 646.10 Td (limit, ) Tj ET Q q 0 0 0 rg BT 162.23 646.10 Td (with ) Tj ET Q q 0 0 0 rg BT 182.15 646.10 Td (or ) Tj ET Q q 0 0 0 rg BT 192.63 646.10 Td (without ) Tj ET Q q 0 0 0 rg BT 225.33 646.10 Td (requiring ) Tj ET Q q 0 0 0 rg BT 264.13 646.10 Td (a ) Tj ET Q q 0 0 0 rg BT 270.72 646.10 Td (detailed ) Tj ET Q q 0 0 0 rg BT 304.52 646.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 338.88 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 349.35 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.72 646.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 404.18 646.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 418.55 646.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 436.80 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 447.28 646.10 Td (non-deductible ) Tj ET Q q 0 0 0 rg BT 509.40 646.10 Td (awards ) Tj ET Q q 0 0 0 rg BT 539.87 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.79 646.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 634.10 Td (Company) Tj ET Q q 0 0 0 rg BT 124.24 634.10 Td (. ) Tj ET Q q 0 0 0 rg BT 130.94 634.10 Td (Given ) Tj ET Q q 0 0 0 rg BT 159.59 634.10 Td (our ) Tj ET Q q 0 0 0 rg BT 177.13 634.10 Td (dynamic ) Tj ET Q q 0 0 0 rg BT 215.77 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.41 634.10 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 266.95 634.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 307.81 634.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 344.79 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 363.44 634.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 404.04 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 416.57 634.10 Td (well ) Tj ET Q q 0 0 0 rg BT 438.00 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 450.54 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.96 634.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 518.37 634.10 Td (market ) Tj ET Q q 0 0 0 rg BT 550.34 634.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 135.94 622.10 Td (leadership ) Tj ET Q q 0 0 0 rg BT 180.31 622.10 Td (talent, ) Tj ET Q q 0 0 0 rg BT 208.30 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 223.79 622.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 284.84 622.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 332.56 622.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 368.60 622.10 Td (it ) Tj ET Q q 0 0 0 rg BT 377.43 622.10 Td (is ) Tj ET Q q 0 0 0 rg BT 387.38 622.10 Td (important ) Tj ET Q q 0 0 0 rg BT 429.54 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 440.59 622.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 466.63 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.12 622.10 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 524.84 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 535.89 622.10 Td (design ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 146.65 610.10 Td (programs ) Tj ET Q q 0 0 0 rg BT 189.54 610.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 234.64 610.10 Td (with ) Tj ET Q q 0 0 0 rg BT 257.53 610.10 Td (its ) Tj ET Q q 0 0 0 rg BT 272.09 610.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 332.75 610.10 Td (philosophy ) Tj ET Q q 0 0 0 rg BT 382.31 610.10 Td (for ) Tj ET Q q 0 0 0 rg BT 399.08 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 416.41 610.10 Td (Company) Tj ET Q q 0 0 0 rg BT 454.65 610.10 Td (, ) Tj ET Q q 0 0 0 rg BT 462.26 610.10 Td (even ) Tj ET Q q 0 0 0 rg BT 486.25 610.10 Td (if ) Tj ET Q q 0 0 0 rg BT 497.47 610.10 Td (some ) Tj ET Q q 0 0 0 rg BT 523.69 610.10 Td (executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 144.04 598.10 Td (is ) Tj ET Q q 0 0 0 rg BT 153.21 598.10 Td (not ) Tj ET Q q 0 0 0 rg BT 168.49 598.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 189.88 598.10 Td (deductible.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 574.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 86.00 574.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 116.98 574.10 Td (280G.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.70 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 143.25 574.10 Td (Code ) Tj ET Q q 0 0 0 rg BT 165.90 574.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 197.45 574.10 Td (280G ) Tj ET Q q 0 0 0 rg BT 221.21 574.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 259.96 574.10 Td (denies ) Tj ET Q q 0 0 0 rg BT 287.06 574.10 Td (a ) Tj ET Q q 0 0 0 rg BT 293.04 574.10 Td (deduction ) Tj ET Q q 0 0 0 rg BT 334.02 574.10 Td (for ) Tj ET Q q 0 0 0 rg BT 347.23 574.10 Td (a ) Tj ET Q q 0 0 0 rg BT 353.22 574.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 396.97 574.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 427.41 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 437.29 574.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 466.03 574.10 Td (compensatory ) Tj ET Q q 0 0 0 rg BT 523.67 574.10 Td (payments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 562.10 Td (made ) Tj ET Q q 0 0 0 rg BT 109.20 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.53 562.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 157.83 562.10 Td (of) Tj ET Q q 0 0 0 rg BT 165.98 562.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 192.23 562.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 220.98 562.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 273.06 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.05 562.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 317.80 562.10 Td (highly-compensated ) Tj ET Q q 0 0 0 rg BT 400.43 562.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 444.75 562.10 Td (if ) Tj ET Q q 0 0 0 rg BT 452.40 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.16 562.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 506.04 562.10 Td (are ) Tj ET Q q 0 0 0 rg BT 519.79 562.10 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 550.10 Td (on ) Tj ET Q q 0 0 0 rg BT 98.75 550.10 Td (a ) Tj ET Q q 0 0 0 rg BT 105.95 550.10 Td (change ) Tj ET Q q 0 0 0 rg BT 137.02 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 148.10 550.10 Td (control ) Tj ET Q q 0 0 0 rg BT 179.18 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 190.26 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.23 550.10 Td (employer ) Tj ET Q q 0 0 0 rg BT 245.75 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.94 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.91 550.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 319.53 550.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 356.17 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 367.25 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 382.23 550.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 423.30 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 433.84 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.81 550.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 483.76 550.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 527.07 550.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 557.58 550.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 538.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 125.48 538.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 176.07 538.10 Td (to ) Tj ET Q q 0 0 0 rg BT 187.24 538.10 Td (that ) Tj ET Q q 0 0 0 rg BT 205.61 538.10 Td (individual's ) Tj ET Q q 0 0 0 rg BT 255.24 538.10 Td (average ) Tj ET Q q 0 0 0 rg BT 289.71 538.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 348.64 538.10 Td (from ) Tj ET Q q 0 0 0 rg BT 371.46 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 387.06 538.10 Td (employer ) Tj ET Q q 0 0 0 rg BT 428.21 538.10 Td (over ) Tj ET Q q 0 0 0 rg BT 449.36 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.96 538.10 Td (preceding ) Tj ET Q q 0 0 0 rg BT 507.77 538.10 Td (five ) Tj ET Q q 0 0 0 rg BT 526.70 538.10 Td (years. ) Tj ET Q q 0 0 0 rg BT 553.68 538.10 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 526.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 123.74 526.10 Td (Code ) Tj ET Q q 0 0 0 rg BT 147.32 526.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 179.79 526.10 Td (4999 ) Tj ET Q q 0 0 0 rg BT 202.26 526.10 Td (imposes ) Tj ET Q q 0 0 0 rg BT 237.51 526.10 Td (on ) Tj ET Q q 0 0 0 rg BT 249.98 526.10 Td (that ) Tj ET Q q 0 0 0 rg BT 267.45 526.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 310.47 526.10 Td (a ) Tj ET Q q 0 0 0 rg BT 317.38 526.10 Td (20% ) Tj ET Q q 0 0 0 rg BT 338.18 526.10 Td (excise ) Tj ET Q q 0 0 0 rg BT 365.63 526.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 380.32 526.10 Td (on ) Tj ET Q q 0 0 0 rg BT 392.79 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 407.48 526.10 Td (same ) Tj ET Q q 0 0 0 rg BT 430.50 526.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 461.85 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 472.66 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.34 526.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 528.14 526.10 Td (received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 100.36 514.10 Td (which ) Tj ET Q q 0 0 0 rg BT 127.50 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.42 514.10 Td (employer ) Tj ET Q q 0 0 0 rg BT 182.89 514.10 Td (is ) Tj ET Q q 0 0 0 rg BT 192.26 514.10 Td (denied ) Tj ET Q q 0 0 0 rg BT 221.61 514.10 Td (a ) Tj ET Q q 0 0 0 rg BT 228.75 514.10 Td (deduction ) Tj ET Q q 0 0 0 rg BT 270.89 514.10 Td (under ) Tj ET Q q 0 0 0 rg BT 296.36 514.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 329.06 514.10 Td (280G. ) Tj ET Q q 0 0 0 rg BT 356.48 514.10 Td (In ) Tj ET Q q 0 0 0 rg BT 367.51 514.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 418.53 514.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 453.44 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 463.92 514.10 Td (approve ) Tj ET Q q 0 0 0 rg BT 498.83 514.10 Td (an ) Tj ET Q q 0 0 0 rg BT 510.97 514.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 554.22 514.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 502.10 Td (make ) Tj ET Q q 0 0 0 rg BT 110.43 502.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 151.54 502.10 Td (for ) Tj ET Q q 0 0 0 rg BT 165.98 502.10 Td (which ) Tj ET Q q 0 0 0 rg BT 193.19 502.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 225.97 502.10 Td (280G ) Tj ET Q q 0 0 0 rg BT 250.97 502.10 Td (would ) Tj ET Q q 0 0 0 rg BT 278.74 502.10 Td (deny ) Tj ET Q q 0 0 0 rg BT 300.96 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.96 502.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 357.62 502.10 Td (a ) Tj ET Q q 0 0 0 rg BT 364.84 502.10 Td (deduction ) Tj ET Q q 0 0 0 rg BT 407.05 502.10 Td (or ) Tj ET Q q 0 0 0 rg BT 418.16 502.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 453.14 502.10 Td (to ) Tj ET Q q 0 0 0 rg BT 463.70 502.10 Td (approve ) Tj ET Q q 0 0 0 rg BT 498.69 502.10 Td (an ) Tj ET Q q 0 0 0 rg BT 510.90 502.10 Td (obligation ) Tj ET Q q 0 0 0 rg BT 554.23 502.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 490.10 Td (indemnify ) Tj ET Q q 0 0 0 rg BT 129.48 490.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 143.51 490.10 Td (gross-up\) ) Tj ET Q q 0 0 0 rg BT 192.54 490.10 Td (an ) Tj ET Q q 0 0 0 rg BT 204.35 490.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 245.04 490.10 Td (against ) Tj ET Q q 0 0 0 rg BT 275.74 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.33 490.10 Td (ef) Tj ET Q q 0 0 0 rg BT 297.91 490.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 319.17 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 329.87 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.46 490.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 376.83 490.10 Td (4999 ) Tj ET Q q 0 0 0 rg BT 399.21 490.10 Td (excise ) Tj ET Q q 0 0 0 rg BT 426.57 490.10 Td (tax, ) Tj ET Q q 0 0 0 rg BT 443.66 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.25 490.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 502.83 490.10 Td (has ) Tj ET Q q 0 0 0 rg BT 518.53 490.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 552.56 490.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.10 Td (approach ) Tj ET Q q 0 0 0 rg BT 125.12 478.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 155.36 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 165.61 478.10 Td (that ) Tj ET Q q 0 0 0 rg BT 183.08 478.10 Td (described ) Tj ET Q q 0 0 0 rg BT 223.86 478.10 Td (above ) Tj ET Q q 0 0 0 rg BT 250.21 478.10 Td (with ) Tj ET Q q 0 0 0 rg BT 270.46 478.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 301.24 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 311.49 478.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 352.29 478.10 Td (which ) Tj ET Q q 0 0 0 rg BT 379.20 478.10 Td (may ) Tj ET Q q 0 0 0 rg BT 398.89 478.10 Td (be ) Tj ET Q q 0 0 0 rg BT 410.79 478.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 441.59 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 451.84 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.53 478.10 Td (deduction ) Tj ET Q q 0 0 0 rg BT 508.43 478.10 Td (limitations ) Tj ET Q q 0 0 0 rg BT 553.68 478.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 466.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 118.50 466.10 Td (162\(m\).) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 95.83 444.10 Td (Conclusion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 422.10 Td (Attracting ) Tj ET Q q 0 0 0 rg BT 128.85 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 145.59 422.10 Td (retaining ) Tj ET Q q 0 0 0 rg BT 183.44 422.10 Td (talented ) Tj ET Q q 0 0 0 rg BT 217.40 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.14 422.10 Td (motivated ) Tj ET Q q 0 0 0 rg BT 276.44 422.10 Td (management ) Tj ET Q q 0 0 0 rg BT 329.83 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 346.58 422.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 391.65 422.10 Td (is ) Tj ET Q q 0 0 0 rg BT 400.62 422.10 Td (essential ) Tj ET Q q 0 0 0 rg BT 437.36 422.10 Td (to ) Tj ET Q q 0 0 0 rg BT 447.45 422.10 Td (create ) Tj ET Q q 0 0 0 rg BT 473.62 422.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 515.36 422.10 Td (stockholder ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 77.36 410.10 Td (Of) Tj ET Q q 0 0 0 rg BT 87.73 410.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 114.82 410.10 Td (a ) Tj ET Q q 0 0 0 rg BT 122.46 410.10 Td (competitive, ) Tj ET Q q 0 0 0 rg BT 175.38 410.10 Td (performance-based ) Tj ET Q q 0 0 0 rg BT 255.21 410.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 313.95 410.10 Td (program ) Tj ET Q q 0 0 0 rg BT 351.04 410.10 Td (with ) Tj ET Q q 0 0 0 rg BT 372.02 410.10 Td (a ) Tj ET Q q 0 0 0 rg BT 379.67 410.10 Td (lar) Tj ET Q q 0 0 0 rg BT 390.04 410.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 402.68 410.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 430.88 410.10 Td (component ) Tj ET Q q 0 0 0 rg BT 478.52 410.10 Td (helps ) Tj ET Q q 0 0 0 rg BT 502.84 410.10 Td (to ) Tj ET Q q 0 0 0 rg BT 513.82 410.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 547.56 410.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (objective ) Tj ET Q q 0 0 0 rg BT 88.90 398.10 Td (by ) Tj ET Q q 0 0 0 rg BT 101.14 398.10 Td (aligning ) Tj ET Q q 0 0 0 rg BT 136.16 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.62 398.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 186.19 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 196.77 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.23 398.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 258.05 398.10 Td (CEO ) Tj ET Q q 0 0 0 rg BT 280.30 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 296.98 398.10 Td (other ) Tj ET Q q 0 0 0 rg BT 319.77 398.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 360.33 398.10 Td (of) Tj ET Q q 0 0 0 rg BT 368.48 398.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 392.93 398.10 Td (with ) Tj ET Q q 0 0 0 rg BT 412.96 398.10 Td (those ) Tj ET Q q 0 0 0 rg BT 436.31 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 446.88 398.10 Td (stockholders. ) Tj ET Q q 0 0 0 rg BT 502.01 398.10 Td (The ) Tj ET Q q 0 0 0 rg BT 519.81 398.10 Td (committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 85.75 386.10 Td (that ) Tj ET Q q 0 0 0 rg BT 103.73 386.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 131.29 386.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 154.27 386.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 212.80 386.10 Td (program ) Tj ET Q q 0 0 0 rg BT 249.66 386.10 Td (met ) Tj ET Q q 0 0 0 rg BT 267.64 386.10 Td (these ) Tj ET Q q 0 0 0 rg BT 291.17 386.10 Td (objectives. ) Tj ET Q q 0 0 0 rg BT 337.19 386.10 Td (Likewise, ) Tj ET Q q 0 0 0 rg BT 379.33 386.10 Td (based ) Tj ET Q q 0 0 0 rg BT 405.08 386.10 Td (on ) Tj ET Q q 0 0 0 rg BT 418.07 386.10 Td (our ) Tj ET Q q 0 0 0 rg BT 434.38 386.10 Td (review) Tj ET Q q 0 0 0 rg BT 460.94 386.10 Td (, ) Tj ET Q q 0 0 0 rg BT 466.42 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.62 386.10 Td (committee ) Tj ET Q q 0 0 0 rg BT 526.81 386.10 Td (finds ) Tj ET Q q 0 0 0 rg BT 549.79 386.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (total ) Tj ET Q q 0 0 0 rg BT 70.70 374.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 129.17 374.10 Td (\(and, ) Tj ET Q q 0 0 0 rg BT 152.37 374.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.08 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.23 374.10 Td (case ) Tj ET Q q 0 0 0 rg BT 198.36 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.62 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 224.77 374.10 Td (severance ) Tj ET Q q 0 0 0 rg BT 267.11 374.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.48 374.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 358.49 374.10 Td (scenarios, ) Tj ET Q q 0 0 0 rg BT 401.13 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 416.27 374.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 454.19 374.10 Td (payouts\) ) Tj ET Q q 0 0 0 rg BT 491.56 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 502.27 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 374.10 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (CEO ) Tj ET Q q 0 0 0 rg BT 72.50 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 89.44 362.10 Td (other ) Tj ET Q q 0 0 0 rg BT 112.49 362.10 Td (named ) Tj ET Q q 0 0 0 rg BT 141.64 362.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 182.45 362.10 Td (of) Tj ET Q q 0 0 0 rg BT 190.60 362.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 211.42 362.10 Td (in ) Tj ET Q q 0 0 0 rg BT 221.69 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.41 362.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 277.77 362.10 Td (to ) Tj ET Q q 0 0 0 rg BT 288.05 362.10 Td (be ) Tj ET Q q 0 0 0 rg BT 299.99 362.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 345.24 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 362.18 362.10 Td (not ) Tj ET Q q 0 0 0 rg BT 377.46 362.10 Td (excessive.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (Shar) Tj ET Q q 0 0 0 rg BT 68.52 340.10 Td (eholder ) Tj ET Q q 0 0 0 rg BT 101.39 340.10 Td (Advisory ) Tj ET Q q 0 0 0 rg BT 139.43 340.10 Td (V) Tj ET Q q 0 0 0 rg BT 144.43 340.10 Td (ote ) Tj ET Q q 0 0 0 rg BT 159.15 340.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.65 340.10 Td ( ) Tj ET Q q 0 0 0 rg BT 164.15 340.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 318.10 Td (At ) Tj ET Q q 0 0 0 rg BT 98.82 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 113.87 318.10 Td (January ) Tj ET Q q 0 0 0 rg BT 147.79 318.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 169.99 318.10 Td (Annual ) Tj ET Q q 0 0 0 rg BT 202.25 318.10 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 238.40 318.10 Td (of ) Tj ET Q q 0 0 0 rg BT 249.56 318.10 Td (Stockholders, ) Tj ET Q q 0 0 0 rg BT 307.10 318.10 Td (a ) Tj ET Q q 0 0 0 rg BT 314.36 318.10 Td (majority ) Tj ET Q q 0 0 0 rg BT 351.07 318.10 Td (of ) Tj ET Q q 0 0 0 rg BT 362.22 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 377.27 318.10 Td (votes ) Tj ET Q q 0 0 0 rg BT 401.20 318.10 Td (cast ) Tj ET Q q 0 0 0 rg BT 419.57 318.10 Td (by ) Tj ET Q q 0 0 0 rg BT 432.40 318.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.44 318.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 469.15 318.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 522.52 318.10 Td (present ) Tj ET Q q 0 0 0 rg BT 554.22 318.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.10 Td (person ) Tj ET Q q 0 0 0 rg BT 79.46 306.10 Td (or ) Tj ET Q q 0 0 0 rg BT 90.59 306.10 Td (by ) Tj ET Q q 0 0 0 rg BT 103.39 306.10 Td (proxy ) Tj ET Q q 0 0 0 rg BT 129.52 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.76 306.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 179.55 306.10 Td (to ) Tj ET Q q 0 0 0 rg BT 190.13 306.10 Td (vote ) Tj ET Q q 0 0 0 rg BT 210.15 306.10 Td (at ) Tj ET Q q 0 0 0 rg BT 220.16 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.56 306.10 Td (Annual ) Tj ET Q q 0 0 0 rg BT 266.80 306.10 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 302.93 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.17 306.10 Td (on ) Tj ET Q q 0 0 0 rg BT 332.97 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.98 306.10 Td (proposal ) Tj ET Q q 0 0 0 rg BT 385.22 306.10 Td (were ) Tj ET Q q 0 0 0 rg BT 407.45 306.10 Td (cast ) Tj ET Q q 0 0 0 rg BT 425.80 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 436.38 306.10 Td (support ) Tj ET Q q 0 0 0 rg BT 469.18 306.10 Td (of ) Tj ET Q q 0 0 0 rg BT 480.31 306.10 Td (the ) Tj ET Q q 0 0 0 rg BT 495.32 306.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 553.67 306.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.68 294.10 Td (Company) Tj ET Q q 0 0 0 rg BT 107.34 294.10 Td (s ) Tj ET Q q 0 0 0 rg BT 114.69 294.10 Td (named ) Tj ET Q q 0 0 0 rg BT 144.80 294.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 186.57 294.10 Td (of) Tj ET Q q 0 0 0 rg BT 194.72 294.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 222.89 294.10 Td (as ) Tj ET Q q 0 0 0 rg BT 234.68 294.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 276.47 294.10 Td (and ) Tj ET Q q 0 0 0 rg BT 294.36 294.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 335.04 294.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.16 294.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 375.86 294.10 Td (The ) Tj ET Q q 0 0 0 rg BT 394.87 294.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 422.77 294.10 Td (and ) Tj ET Q q 0 0 0 rg BT 440.66 294.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.34 294.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 517.57 294.10 Td (Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td (appreciate ) Tj ET Q q 0 0 0 rg BT 93.88 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 111.13 282.10 Td (value ) Tj ET Q q 0 0 0 rg BT 135.59 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.61 282.10 Td (views ) Tj ET Q q 0 0 0 rg BT 176.74 282.10 Td (of ) Tj ET Q q 0 0 0 rg BT 187.88 282.10 Td (our ) Tj ET Q q 0 0 0 rg BT 204.01 282.10 Td (stockholders. ) Tj ET Q q 0 0 0 rg BT 259.86 282.10 Td (In ) Tj ET Q q 0 0 0 rg BT 270.99 282.10 Td (considering ) Tj ET Q q 0 0 0 rg BT 320.45 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.48 282.10 Td (results ) Tj ET Q q 0 0 0 rg BT 364.39 282.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.52 282.10 Td (this ) Tj ET Q q 0 0 0 rg BT 392.77 282.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 430.02 282.10 Td (vote ) Tj ET Q q 0 0 0 rg BT 450.04 282.10 Td (on ) Tj ET Q q 0 0 0 rg BT 462.84 282.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 503.96 282.10 Td (compensation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.49 270.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 126.53 270.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 174.24 270.10 Td (concluded ) Tj ET Q q 0 0 0 rg BT 218.60 270.10 Td (that ) Tj ET Q q 0 0 0 rg BT 236.87 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 252.36 270.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 311.17 270.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 331.66 270.10 Td (to ) Tj ET Q q 0 0 0 rg BT 342.71 270.10 Td (our ) Tj ET Q q 0 0 0 rg BT 359.31 270.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 400.89 270.10 Td (of) Tj ET Q q 0 0 0 rg BT 409.04 270.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 434.51 270.10 Td (and ) Tj ET Q q 0 0 0 rg BT 452.22 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.71 270.10 Td (Company) Tj ET Q q 0 0 0 rg BT 509.38 270.10 Td (s ) Tj ET Q q 0 0 0 rg BT 516.54 270.10 Td (overall ) Tj ET Q q 0 0 0 rg BT 547.57 270.10 Td (pay ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 88.03 258.10 Td (are ) Tj ET Q q 0 0 0 rg BT 102.74 258.10 Td (supported ) Tj ET Q q 0 0 0 rg BT 144.68 258.10 Td (by ) Tj ET Q q 0 0 0 rg BT 157.18 258.10 Td (our ) Tj ET Q q 0 0 0 rg BT 173.01 258.10 Td (stockholders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 234.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.35 234.10 Td (light ) Tj ET Q q 0 0 0 rg BT 118.71 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.06 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.30 234.10 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 194.98 234.10 Td (support ) Tj ET Q q 0 0 0 rg BT 228.00 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.35 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 254.59 234.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 313.16 234.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 333.40 234.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.20 234.10 Td (our ) Tj ET Q q 0 0 0 rg BT 360.55 234.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 401.88 234.10 Td (of) Tj ET Q q 0 0 0 rg BT 410.03 234.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 435.26 234.10 Td (evidenced ) Tj ET Q q 0 0 0 rg BT 478.82 234.10 Td (by ) Tj ET Q q 0 0 0 rg BT 491.84 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 507.08 234.10 Td (results ) Tj ET Q q 0 0 0 rg BT 536.21 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 547.56 234.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 87.52 222.10 Td (vote, ) Tj ET Q q 0 0 0 rg BT 110.32 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.62 222.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 153.14 222.10 Td (and ) Tj ET Q q 0 0 0 rg BT 170.67 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.97 222.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 246.82 222.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 294.35 222.10 Td (did ) Tj ET Q q 0 0 0 rg BT 310.21 222.10 Td (not ) Tj ET Q q 0 0 0 rg BT 326.07 222.10 Td (make ) Tj ET Q q 0 0 0 rg BT 350.81 222.10 Td (any ) Tj ET Q q 0 0 0 rg BT 368.33 222.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 402.51 222.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 437.80 222.10 Td (to ) Tj ET Q q 0 0 0 rg BT 448.66 222.10 Td (our ) Tj ET Q q 0 0 0 rg BT 465.07 222.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 506.47 222.10 Td (compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.10 Td (program ) Tj ET Q q 0 0 0 rg BT 86.47 210.10 Td (for ) Tj ET Q q 0 0 0 rg BT 100.73 210.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 125.83 210.10 Td (Going ) Tj ET Q q 0 0 0 rg BT 153.43 210.10 Td (forward, ) Tj ET Q q 0 0 0 rg BT 190.18 210.10 Td (future ) Tj ET Q q 0 0 0 rg BT 216.65 210.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 253.69 210.10 Td (votes ) Tj ET Q q 0 0 0 rg BT 277.39 210.10 Td (on ) Tj ET Q q 0 0 0 rg BT 289.99 210.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 330.90 210.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 389.04 210.10 Td (will ) Tj ET Q q 0 0 0 rg BT 407.19 210.10 Td (serve ) Tj ET Q q 0 0 0 rg BT 430.89 210.10 Td (as ) Tj ET Q q 0 0 0 rg BT 441.82 210.10 Td (an ) Tj ET Q q 0 0 0 rg BT 453.85 210.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 496.44 210.10 Td (tool ) Tj ET Q q 0 0 0 rg BT 514.59 210.10 Td (to ) Tj ET Q q 0 0 0 rg BT 524.97 210.10 Td (guide ) Tj ET Q q 0 0 0 rg BT 549.79 210.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 198.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 76.52 198.10 Td (and ) Tj ET Q q 0 0 0 rg BT 93.03 198.10 Td (the ) Tj ET Q q 0 0 0 rg BT 107.33 198.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 167.18 198.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 213.69 198.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.55 198.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 267.28 198.10 Td (the ) Tj ET Q q 0 0 0 rg BT 281.57 198.10 Td (alignment ) Tj ET Q q 0 0 0 rg BT 323.64 198.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.05 198.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.34 198.10 Td (Company) Tj ET Q q 0 0 0 rg BT 390.01 198.10 Td (s ) Tj ET Q q 0 0 0 rg BT 395.98 198.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 436.36 198.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 493.98 198.10 Td (program ) Tj ET Q q 0 0 0 rg BT 529.94 198.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.79 198.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 186.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 85.83 186.10 Td (of ) Tj ET Q q 0 0 0 rg BT 96.66 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.37 186.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 152.76 186.10 Td (and ) Tj ET Q q 0 0 0 rg BT 169.70 186.10 Td (its ) Tj ET Q q 0 0 0 rg BT 181.65 186.10 Td (stockholders.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 164.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 69.72 164.10 Td (Considerations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 142.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.89 142.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 165.99 142.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 213.77 142.10 Td (has ) Tj ET Q q 0 0 0 rg BT 230.43 142.10 Td (reviewed ) Tj ET Q q 0 0 0 rg BT 270.41 142.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 292.63 142.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 323.19 142.10 Td (from ) Tj ET Q q 0 0 0 rg BT 345.96 142.10 Td (our ) Tj ET Q q 0 0 0 rg BT 362.62 142.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 421.50 142.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 455.94 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 473.71 142.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 512.57 142.10 Td (for ) Tj ET Q q 0 0 0 rg BT 527.57 142.10 Td (both ) Tj ET Q q 0 0 0 rg BT 548.68 142.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (executives ) Tj ET Q q 0 0 0 rg BT 94.59 130.10 Td (and ) Tj ET Q q 0 0 0 rg BT 111.41 130.10 Td (non-executive ) Tj ET Q q 0 0 0 rg BT 170.44 130.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 215.59 130.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.42 130.10 Td (has ) Tj ET Q q 0 0 0 rg BT 248.13 130.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 295.50 130.10 Td (that ) Tj ET Q q 0 0 0 rg BT 312.88 130.10 Td (they ) Tj ET Q q 0 0 0 rg BT 332.49 130.10 Td (are ) Tj ET Q q 0 0 0 rg BT 347.08 130.10 Td (not ) Tj ET Q q 0 0 0 rg BT 362.25 130.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 407.95 130.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 433.11 130.10 Td (to ) Tj ET Q q 0 0 0 rg BT 443.27 130.10 Td (have ) Tj ET Q q 0 0 0 rg BT 464.54 130.10 Td (a ) Tj ET Q q 0 0 0 rg BT 471.36 130.10 Td (material ) Tj ET Q q 0 0 0 rg BT 506.51 130.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 539.43 130.10 Td (ef) Tj ET Q q 0 0 0 rg BT 547.02 130.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.50 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.22 118.10 Td (Company) Tj ET Q q 0 0 0 rg BT 115.45 118.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 96.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 114.17 96.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 163.87 96.10 Td (Report) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 74.10 Td (The ) Tj ET Q q 0 0 0 rg BT 105.36 74.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 166.95 74.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 215.20 74.10 Td (has ) Tj ET Q q 0 0 0 rg BT 232.34 74.10 Td (reviewed ) Tj ET Q q 0 0 0 rg BT 272.80 74.10 Td (and ) Tj ET Q q 0 0 0 rg BT 291.05 74.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 333.19 74.10 Td (with ) Tj ET Q q 0 0 0 rg BT 354.79 74.10 Td (the ) Tj ET Q q 0 0 0 rg BT 370.81 74.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 419.21 74.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 445.24 74.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 489.03 74.10 Td (Of) Tj ET Q q 0 0 0 rg BT 499.40 74.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 521.53 74.10 Td (and ) Tj ET Q q 0 0 0 rg BT 539.78 74.10 Td (Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 62.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 90.31 62.10 Td (Of) Tj ET Q q 0 0 0 rg BT 100.69 62.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 122.10 62.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.42 62.10 Td (above ) Tj ET Q q 0 0 0 rg BT 164.40 62.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 225.28 62.10 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 271.15 62.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.01 62.10 Td (Analysis. ) Tj ET Q q 0 0 0 rg BT 328.61 62.10 Td ( ) Tj ET Q q 0 0 0 rg BT 331.71 62.10 Td (Based ) Tj ET Q q 0 0 0 rg BT 359.26 62.10 Td (on ) Tj ET Q q 0 0 0 rg BT 372.36 62.10 Td (such ) Tj ET Q q 0 0 0 rg BT 393.79 62.10 Td (review ) Tj ET Q q 0 0 0 rg BT 424.10 62.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.64 62.10 Td (discussion, ) Tj ET Q q 0 0 0 rg BT 488.92 62.10 Td (the ) Tj ET Q q 0 0 0 rg BT 504.24 62.10 Td (Compensation ) Tj ET Q endstream endobj 201 0 obj <>] /Rotate 0 /Contents 202 0 R>> endobj 202 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (97) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 97.41 742.10 Td (recommended ) Tj ET Q q 0 0 0 rg BT 157.03 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.78 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.97 742.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 210.38 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.68 742.10 Td (Directors ) Tj ET Q q 0 0 0 rg BT 261.87 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 279.83 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.02 742.10 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 355.77 742.10 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 402.64 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 419.39 742.10 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 457.37 742.10 Td (be ) Tj ET Q q 0 0 0 rg BT 469.78 742.10 Td (included ) Tj ET Q q 0 0 0 rg BT 507.19 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 517.94 742.10 Td (this ) Tj ET Q q 0 0 0 rg BT 535.36 742.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (report ) Tj ET Q q 0 0 0 rg BT 76.38 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 88.88 730.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 113.05 730.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 136.10 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 153.04 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.32 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.03 730.10 Td (Company) Tj ET Q q 0 0 0 rg BT 219.70 730.10 Td (s ) Tj ET Q q 0 0 0 rg BT 226.09 730.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 255.24 730.10 Td (proxy ) Tj ET Q q 0 0 0 rg BT 281.07 730.10 Td (statement.) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 239.85 685.60 Td (Summary Compensation ) Tj ET Q q 0 0 0 rg BT 348.57 685.60 Td (T) Tj ET Q q 0 0 0 rg BT 354.32 685.60 Td (able) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 616.10 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 616.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 616.10 27.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 616.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 616.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 616.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 616.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 616.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 616.10 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 616.10 13.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 616.10 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 616.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 616.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 616.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 616.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 616.10 15.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 616.10 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 561.10 58.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 561.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 561.10 27.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 561.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 561.10 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 561.10 16.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 561.10 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 561.10 16.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 561.10 46.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 561.10 13.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 561.10 38.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 561.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 561.10 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 561.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 561.10 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 561.10 15.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 561.10 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 506.10 58.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 506.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 506.10 27.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 506.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 506.10 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 506.10 16.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 506.10 49.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 506.10 16.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 506.10 46.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 506.10 13.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 506.10 38.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 506.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 506.10 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 506.10 4.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 506.10 61.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 506.10 15.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 506.10 47.00 -32.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 451.10 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 451.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 451.10 27.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 451.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 451.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 451.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 451.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 451.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 451.10 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 451.10 13.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 451.10 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 451.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 451.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 451.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 451.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 451.10 15.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 451.10 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 405.10 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 405.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 405.10 27.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 405.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 405.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 405.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 405.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 405.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 405.10 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 405.10 13.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 405.10 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 405.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 405.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 405.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 405.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 405.10 15.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 405.10 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 368.10 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 368.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 368.10 27.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 368.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 368.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 368.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 368.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 368.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 368.10 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 368.10 13.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 368.10 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 368.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 368.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 368.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 368.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 368.10 15.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 368.10 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 324.10 58.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 324.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 324.10 27.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 324.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 324.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 324.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 324.10 49.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 324.10 16.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 324.10 46.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 324.10 13.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 324.10 38.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 324.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 324.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 324.10 4.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 324.10 61.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 324.10 15.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 324.10 47.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 279.10 58.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 108.50 279.10 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 112.50 279.10 27.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 139.50 279.10 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 143.50 279.10 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 192.50 279.10 16.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 208.50 279.10 49.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 279.10 16.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 273.50 279.10 46.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 319.50 279.10 13.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 279.10 38.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 279.10 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 279.10 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 435.50 279.10 4.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 439.50 279.10 61.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 279.10 15.00 -22.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 515.50 279.10 47.00 -22.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 616.1 m 108.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 112.5 616.1 m 139.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 143.5 616.1 m 192.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 208.5 616.1 m 257.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 273.5 616.1 m 319.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 616.1 m 370.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 370.5 616.1 m 374.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 616.1 m 435.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 435.5 616.1 m 439.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 439.5 616.1 m 500.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 616.1 m 562.5 616.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 515.5 616.1 m 562.5 616.1 l s BT /F2 9.00 Tf ET q 0 0 0 rg BT 59.35 638.55 Td (Name and) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 61.25 629.55 Td (Principal) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 63.45 620.55 Td (Position) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 115.60 620.55 Td (Year) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 148.60 620.55 Td (Salary \($\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 214.10 620.55 Td (Bonus \($\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 265.00 620.56 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 285.20 638.55 Td (Stock) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 281.30 629.55 Td (Awards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 284.35 620.55 Td (\($\) \(1\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 337.45 638.55 Td (Option) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 336.30 629.55 Td (Awards) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 345.75 620.55 Td (\($\)) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 381.95 644.50 Td (Non-Equity) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 386.75 635.50 Td (Incentive) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 395.70 626.50 Td (Plan) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 379.20 617.55 Td (Compensatio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 451.20 638.55 Td (All Other) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 444.20 629.55 Td (Compensatio) Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 460.60 620.55 Td (n \($\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 507.50 620.56 Td () Tj ET Q BT /F2 9.00 Tf ET q 0 0 0 rg BT 528.65 620.55 Td (Total) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 606.56 Td (Robin Raina,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 597.56 Td (President,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.50 597.56 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.25 597.56 Td ($1,300,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.25 597.56 Td ($2,000,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 597.56 Td (\(2) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 597.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 597.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 597.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 597.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.10 597.56 Td ($9,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 597.56 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 597.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 597.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 597.56 Td (3,309,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 583.56 Td (Chief) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 574.56 Td (Executive) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 565.56 Td (Officer) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.50 565.56 Td (2013) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 147.25 565.56 Td ($1,300,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.25 565.56 Td ($2,000,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 262.50 565.56 Td (\(3) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 270.00 565.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 289.25 565.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 565.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 565.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.10 565.56 Td ($9,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 565.56 Td (\(4) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 512.00 565.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 565.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 565.56 Td (3,309,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 551.56 Td (and) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 542.56 Td (Chairman of) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 59.00 533.56 Td (the Board) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.50 533.56 Td (2012) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.60 533.56 Td ($976,923) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 212.25 533.56 Td ($1,300,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.10 533.56 Td ($300,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 533.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 533.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.85 533.56 Td ($66,675) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 533.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 523.00 533.56 Td (2,643,598) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 519.56 Td (Robert Kerris,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 510.56 Td (Senior Vice) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.50 510.56 Td (2014) Tj ET Q BT 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Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 455.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 457.10 455.56 Td ($2,538) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 518.00 455.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 529.75 455.56 Td (247,704) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 53.00 432.56 Td (Graham Prior,) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 116.50 432.56 Td (2014) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 150.60 432.56 Td ($164,708) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 197.50 432.56 Td (\(6) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 205.00 432.56 Td (\)) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 225.75 432.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 279.10 432.56 Td ($250,000) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 344.25 432.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 397.75 432.56 Td ($) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 454.85 432.56 Td ($58,773) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 504.50 432.56 Td (\(7) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 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(T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (99) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 727.50 18.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 727.50 15.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 83.50 727.50 474.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 702.50 18.00 -7.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 702.50 15.00 -7.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 83.50 702.50 474.00 -7.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 668.50 18.00 -7.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 668.50 15.00 -7.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 83.50 668.50 474.00 -7.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 661.50 18.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 68.50 661.50 15.00 -25.00 re f 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) Tj ET Q q 0 0 0 rg BT 190.51 718.07 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 231.63 718.07 Td (grant ) Tj ET Q q 0 0 0 rg BT 254.42 718.07 Td (date ) Tj ET Q q 0 0 0 rg BT 273.33 718.07 Td (fair ) Tj ET Q q 0 0 0 rg BT 289.45 718.07 Td (value ) Tj ET Q q 0 0 0 rg BT 313.36 718.07 Td (computed ) Tj ET Q q 0 0 0 rg BT 355.04 718.07 Td (in ) Tj ET Q q 0 0 0 rg BT 365.07 718.07 Td (accordance ) Tj ET Q q 0 0 0 rg BT 412.28 718.07 Td (with ) Tj ET Q q 0 0 0 rg BT 432.31 718.07 Td (accounting ) Tj ET Q q 0 0 0 rg BT 478.43 718.07 Td (guidance ) Tj ET Q q 0 0 0 rg BT 516.78 718.07 Td (related ) Tj ET Q q 0 0 0 rg BT 546.23 718.07 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 708.07 Td (stock ) Tj ET Q q 0 0 0 rg BT 109.61 708.07 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 170.15 708.07 Td (based ) Tj ET Q q 0 0 0 rg BT 195.42 708.07 Td (on ) Tj ET Q q 0 0 0 rg BT 207.92 708.07 Td (the ) Tj ET Q q 0 0 0 rg BT 222.64 708.07 Td (stock ) Tj ET Q q 0 0 0 rg BT 246.24 708.07 Td (price ) Tj ET Q q 0 0 0 rg BT 268.73 708.07 Td (on ) Tj ET Q q 0 0 0 rg BT 281.23 708.07 Td (the ) Tj ET Q q 0 0 0 rg BT 295.95 708.07 Td (date ) Tj ET Q q 0 0 0 rg BT 315.10 708.07 Td (of ) Tj ET Q q 0 0 0 rg BT 325.93 708.07 Td (grant.) Tj ET Q BT /F1 3.00 Tf ET q 0 0 0 rg BT 53.00 697.92 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 686.07 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 686.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 686.07 Td (T) Tj ET Q q 0 0 0 rg BT 91.76 686.07 Td (otal ) Tj ET Q q 0 0 0 rg BT 108.93 686.07 Td (bonus ) Tj ET Q q 0 0 0 rg BT 135.34 686.07 Td (for ) Tj ET Q q 0 0 0 rg BT 149.52 686.07 Td (2014 ) Tj ET Q q 0 0 0 rg BT 172.04 686.07 Td (was ) Tj ET Q q 0 0 0 rg BT 190.12 686.07 Td ($2,000,000. ) Tj ET Q q 0 0 0 rg BT 240.14 686.07 Td ($1,000,000 ) Tj ET Q q 0 0 0 rg BT 287.66 686.07 Td (of ) Tj ET Q q 0 0 0 rg BT 298.51 686.07 Td (bonus ) Tj ET Q q 0 0 0 rg BT 324.93 686.07 Td (that ) Tj ET Q q 0 0 0 rg BT 342.45 686.07 Td (was ) Tj ET Q q 0 0 0 rg BT 360.52 686.07 Td (unpaid ) Tj ET Q q 0 0 0 rg BT 390.26 686.07 Td (as ) Tj ET Q q 0 0 0 rg BT 401.11 686.07 Td (of ) Tj ET Q q 0 0 0 rg BT 411.96 686.07 Td (December ) Tj ET Q q 0 0 0 rg BT 455.57 686.07 Td (31, ) Tj ET Q q 0 0 0 rg BT 470.59 686.07 Td (2014 ) Tj ET Q q 0 0 0 rg BT 493.11 686.07 Td (but ) Tj ET Q q 0 0 0 rg BT 508.41 686.07 Td (was ) Tj ET Q q 0 0 0 rg BT 526.49 686.07 Td (paid ) Tj ET Q q 0 0 0 rg BT 546.22 686.07 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 676.07 Td (2015.) Tj ET Q BT /F1 3.00 Tf ET q 0 0 0 rg BT 53.00 663.92 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 652.07 Td (\(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 652.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 652.07 Td (Reflects ) Tj ET Q q 0 0 0 rg BT 120.91 652.07 Td (an ) Tj ET Q q 0 0 0 rg BT 132.49 652.07 Td (unpaid ) Tj ET Q q 0 0 0 rg BT 161.85 652.07 Td (portion ) Tj ET Q q 0 0 0 rg BT 192.89 652.07 Td (of ) Tj ET Q q 0 0 0 rg BT 203.36 652.07 Td (Mr) Tj ET Q q 0 0 0 rg BT 215.03 652.07 Td (. ) Tj ET Q q 0 0 0 rg BT 219.68 652.07 Td (Rania) Tj ET Q q 0 0 0 rg BT 245.78 652.07 Td (s ) Tj ET Q q 0 0 0 rg BT 251.82 652.07 Td (2012 ) Tj ET Q q 0 0 0 rg BT 273.96 652.07 Td (bonus ) Tj ET Q q 0 0 0 rg BT 300.00 652.07 Td (in ) Tj ET Q q 0 0 0 rg BT 309.92 652.07 Td (the ) Tj ET Q q 0 0 0 rg BT 324.28 652.07 Td (amount ) Tj ET Q q 0 0 0 rg BT 356.42 652.07 Td (of ) Tj ET Q q 0 0 0 rg BT 366.90 652.07 Td ($800,000 ) Tj ET Q q 0 0 0 rg BT 406.54 652.07 Td (that ) Tj ET Q q 0 0 0 rg BT 423.68 652.07 Td (was ) Tj ET Q q 0 0 0 rg BT 441.38 652.07 Td (paid ) Tj ET Q q 0 0 0 rg BT 460.74 652.07 Td (in ) Tj ET Q q 0 0 0 rg BT 470.67 652.07 Td (2013, ) Tj ET Q q 0 0 0 rg BT 495.31 652.07 Td (and ) Tj ET Q q 0 0 0 rg BT 511.89 652.07 Td (a ) Tj ET Q q 0 0 0 rg BT 518.48 652.07 Td (retention ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 642.07 Td (bonus ) Tj ET Q q 0 0 0 rg BT 112.39 642.07 Td (in ) Tj ET Q q 0 0 0 rg BT 122.67 642.07 Td (the ) Tj ET Q q 0 0 0 rg BT 137.39 642.07 Td (amount ) Tj ET Q q 0 0 0 rg BT 169.88 642.07 Td (of ) Tj ET Q q 0 0 0 rg BT 180.71 642.07 Td ($1,200,000.) Tj ET Q BT /F1 3.00 Tf ET q 0 0 0 rg BT 53.00 631.92 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 620.07 Td (\(4\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 620.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 620.07 Td (Amount ) Tj ET Q q 0 0 0 rg BT 120.92 620.07 Td (includes ) Tj ET Q q 0 0 0 rg BT 156.38 620.07 Td (a ) Tj ET Q q 0 0 0 rg BT 162.96 620.07 Td (Company ) Tj ET Q q 0 0 0 rg BT 203.98 620.07 Td (matching ) Tj ET Q q 0 0 0 rg BT 243.33 620.07 Td (contribution ) Tj ET Q q 0 0 0 rg BT 294.35 620.07 Td (to ) Tj ET Q q 0 0 0 rg BT 304.27 620.07 Td (a ) Tj ET Q q 0 0 0 rg BT 310.85 620.07 Td (401\(k\)/Retirement ) Tj ET Q q 0 0 0 rg BT 386.85 620.07 Td (Plan ) Tj ET Q q 0 0 0 rg BT 406.77 620.07 Td (of ) Tj ET Q q 0 0 0 rg BT 417.24 620.07 Td ($3,675 ) Tj ET Q q 0 0 0 rg BT 446.88 620.07 Td (and ) Tj ET Q q 0 0 0 rg BT 463.46 620.07 Td (a ) Tj ET Q q 0 0 0 rg BT 470.03 620.07 Td ($6,000 ) Tj ET Q q 0 0 0 rg BT 499.67 620.07 Td (allowance ) Tj ET Q q 0 0 0 rg BT 542.34 620.07 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 610.07 Td (miscellaneous ) Tj ET Q q 0 0 0 rg BT 145.15 610.07 Td (business ) Tj ET Q q 0 0 0 rg BT 181.54 610.07 Td (and ) Tj ET Q q 0 0 0 rg BT 198.48 610.07 Td (travel ) Tj ET Q q 0 0 0 rg BT 223.74 610.07 Td (expenses.) Tj ET Q BT /F1 3.00 Tf ET q 0 0 0 rg BT 53.00 599.92 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 588.07 Td (\(5\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 588.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 588.07 Td (Reflects ) Tj ET Q q 0 0 0 rg BT 121.26 588.07 Td (a ) Tj ET Q q 0 0 0 rg BT 128.20 588.07 Td (Company ) Tj ET Q q 0 0 0 rg BT 169.59 588.07 Td (matching ) Tj ET Q q 0 0 0 rg BT 209.30 588.07 Td (contribution ) Tj ET Q q 0 0 0 rg BT 260.68 588.07 Td (to ) Tj ET Q q 0 0 0 rg BT 270.96 588.07 Td (the ) Tj ET Q q 0 0 0 rg BT 285.68 588.07 Td (401\(k\)/Retirement ) Tj ET Q q 0 0 0 rg BT 362.04 588.07 Td (Plan.) Tj ET Q BT /F1 3.00 Tf ET q 0 0 0 rg BT 53.00 577.92 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 566.07 Td (\(6\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 565.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 97.67 565.17 Td (. ) Tj ET Q q 0 0 0 rg BT 103.26 565.17 Td (Prior ) Tj ET Q q 0 0 0 rg BT 126.35 565.17 Td (was ) Tj ET Q q 0 0 0 rg BT 144.99 565.17 Td (compensated ) Tj ET Q q 0 0 0 rg BT 200.28 565.17 Td (in ) Tj ET Q q 0 0 0 rg BT 211.14 565.17 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 254.78 565.17 Td (Dollars. ) Tj ET Q q 0 0 0 rg BT 289.81 565.17 Td (For ) Tj ET Q q 0 0 0 rg BT 306.79 565.17 Td (2014 ) Tj ET Q q 0 0 0 rg BT 329.87 565.17 Td (all ) Tj ET Q q 0 0 0 rg BT 342.96 565.17 Td (sums ) Tj ET Q q 0 0 0 rg BT 366.61 565.17 Td (were ) Tj ET Q q 0 0 0 rg BT 389.13 565.17 Td (derived ) Tj ET Q q 0 0 0 rg BT 422.20 565.17 Td (by ) Tj ET Q q 0 0 0 rg BT 435.29 565.17 Td (using ) Tj ET Q q 0 0 0 rg BT 460.05 565.17 Td (the ) Tj ET Q q 0 0 0 rg BT 475.35 565.17 Td (exchange ) Tj ET Q q 0 0 0 rg BT 516.19 565.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 534.27 565.17 Td (as ) Tj ET Q q 0 0 0 rg BT 545.69 565.17 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 555.17 Td (December ) Tj ET Q q 0 0 0 rg BT 129.48 555.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 144.37 555.17 Td (2014 ) Tj ET Q q 0 0 0 rg BT 166.76 555.17 Td (of ) Tj ET Q q 0 0 0 rg BT 177.48 555.17 Td (0.75554. ) Tj ET Q q 0 0 0 rg BT 214.88 555.17 Td (For ) Tj ET Q q 0 0 0 rg BT 231.16 555.17 Td (2013, ) Tj ET Q q 0 0 0 rg BT 256.05 555.17 Td (all ) Tj ET Q q 0 0 0 rg BT 268.44 555.17 Td (sums ) Tj ET Q q 0 0 0 rg BT 291.40 555.17 Td (were ) Tj ET Q q 0 0 0 rg BT 313.22 555.17 Td (derived ) Tj ET Q q 0 0 0 rg BT 345.59 555.17 Td (by ) Tj ET Q q 0 0 0 rg BT 357.99 555.17 Td (using ) Tj ET Q q 0 0 0 rg BT 382.05 555.17 Td (the ) Tj ET Q q 0 0 0 rg BT 396.66 555.17 Td (exchange ) Tj ET Q q 0 0 0 rg BT 436.81 555.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 454.18 555.17 Td (as ) Tj ET Q q 0 0 0 rg BT 464.91 555.17 Td (of ) Tj ET Q q 0 0 0 rg BT 475.63 555.17 Td (December ) Tj ET Q q 0 0 0 rg BT 519.11 555.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 534.00 555.17 Td (2013 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 545.17 Td (of ) Tj ET Q q 0 0 0 rg BT 97.48 545.17 Td (0.7885. ) Tj ET Q q 0 0 0 rg BT 130.63 545.17 Td (For ) Tj ET Q q 0 0 0 rg BT 147.67 545.17 Td (2012, ) Tj ET Q q 0 0 0 rg BT 173.32 545.17 Td (the ) Tj ET Q q 0 0 0 rg BT 188.68 545.17 Td (conversion ) Tj ET Q q 0 0 0 rg BT 235.71 545.17 Td (ratio ) Tj ET Q q 0 0 0 rg BT 257.18 545.17 Td (was ) Tj ET Q q 0 0 0 rg BT 275.88 545.17 Td (0.81) Tj ET Q q 0 0 0 rg BT 293.01 545.17 Td (1) Tj ET Q q 0 0 0 rg BT 297.64 545.17 Td (164 ) Tj ET Q q 0 0 0 rg BT 315.79 545.17 Td (which ) Tj ET Q q 0 0 0 rg BT 343.37 545.17 Td (represented ) Tj ET Q q 0 0 0 rg BT 392.61 545.17 Td (the ) Tj ET Q q 0 0 0 rg BT 407.97 545.17 Td (average ) Tj ET Q q 0 0 0 rg BT 442.20 545.17 Td (annualized ) Tj ET Q q 0 0 0 rg BT 488.66 545.17 Td (conversion ) Tj ET Q q 0 0 0 rg BT 535.69 545.17 Td (ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 535.17 Td (between ) Tj ET Q q 0 0 0 rg BT 121.82 535.17 Td (one ) Tj ET Q q 0 0 0 rg BT 138.75 535.17 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 181.80 535.17 Td (Dollar ) Tj ET Q q 0 0 0 rg BT 209.85 535.17 Td (and ) Tj ET Q q 0 0 0 rg BT 226.79 535.17 Td (one ) Tj ET Q q 0 0 0 rg BT 243.72 535.17 Td (United ) Tj ET Q q 0 0 0 rg BT 273.44 535.17 Td (States ) Tj ET Q q 0 0 0 rg BT 299.83 535.17 Td (Dollar) Tj ET Q q 0 0 0 rg BT 324.82 535.17 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 514.07 Td (\(7\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 514.07 Td (Amount ) Tj ET Q q 0 0 0 rg BT 121.34 514.07 Td (includes ) Tj ET Q q 0 0 0 rg BT 157.24 514.07 Td (a ) Tj ET Q q 0 0 0 rg BT 164.24 514.07 Td (home ) Tj ET Q q 0 0 0 rg BT 189.02 514.07 Td (leave ) Tj ET Q q 0 0 0 rg BT 212.68 514.07 Td (travel ) Tj ET Q q 0 0 0 rg BT 238.01 514.07 Td (allowance ) Tj ET Q q 0 0 0 rg BT 281.11 514.07 Td (in ) Tj ET Q q 0 0 0 rg BT 291.45 514.07 Td (the ) Tj ET Q q 0 0 0 rg BT 306.24 514.07 Td (amount ) Tj ET Q q 0 0 0 rg BT 338.80 514.07 Td (of ) Tj ET Q q 0 0 0 rg BT 349.69 514.07 Td ($8,908 ) Tj ET Q q 0 0 0 rg BT 379.76 514.07 Td (and ) Tj ET Q q 0 0 0 rg BT 396.76 514.07 Td ($9,462 ) Tj ET Q q 0 0 0 rg BT 426.83 514.07 Td (for ) Tj ET Q q 0 0 0 rg BT 441.06 514.07 Td (2014 ) Tj ET Q q 0 0 0 rg BT 463.62 514.07 Td (and ) Tj ET Q q 0 0 0 rg BT 480.63 514.07 Td (2013, ) Tj ET Q q 0 0 0 rg BT 505.69 514.07 Td (respectively ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 504.07 Td (and ) Tj ET Q q 0 0 0 rg BT 102.25 504.07 Td (an ) Tj ET Q q 0 0 0 rg BT 113.49 504.07 Td (accommodation ) Tj ET Q q 0 0 0 rg BT 179.16 504.07 Td (benefit ) Tj ET Q q 0 0 0 rg BT 208.73 504.07 Td (in ) Tj ET Q q 0 0 0 rg BT 218.32 504.07 Td (the ) Tj ET Q q 0 0 0 rg BT 232.34 504.07 Td (amount ) Tj ET Q q 0 0 0 rg BT 264.14 504.07 Td (of ) Tj ET Q q 0 0 0 rg BT 274.28 504.07 Td ($49,866 ) Tj ET Q q 0 0 0 rg BT 308.59 504.07 Td (and ) Tj ET Q q 0 0 0 rg BT 324.83 504.07 Td ( ) Tj ET Q q 0 0 0 rg BT 326.64 504.07 Td ($52,041 ) Tj ET Q q 0 0 0 rg BT 360.95 504.07 Td (for ) Tj ET Q q 0 0 0 rg BT 374.41 504.07 Td (2014 ) Tj ET Q q 0 0 0 rg BT 396.22 504.07 Td (and ) Tj ET Q q 0 0 0 rg BT 412.46 504.07 Td (2013, ) Tj ET Q q 0 0 0 rg BT 436.77 504.07 Td (respectively) Tj ET Q q 0 0 0 rg BT 484.76 504.07 Td (, ) Tj ET Q q 0 0 0 rg BT 488.74 504.07 Td (to ) Tj ET Q q 0 0 0 rg BT 498.32 504.07 Td (cover ) Tj ET Q q 0 0 0 rg BT 522.34 504.07 Td (housing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 494.07 Td (and ) Tj ET Q q 0 0 0 rg BT 102.94 494.07 Td (other ) Tj ET Q q 0 0 0 rg BT 125.99 494.07 Td (expenses ) Tj ET Q q 0 0 0 rg BT 164.58 494.07 Td (associated ) Tj ET Q q 0 0 0 rg BT 208.18 494.07 Td (with ) Tj ET Q q 0 0 0 rg BT 228.46 494.07 Td (Mr) Tj ET Q q 0 0 0 rg BT 240.40 494.07 Td (. ) Tj ET Q q 0 0 0 rg BT 245.13 494.07 Td (Prior) Tj ET Q q 0 0 0 rg BT 265.31 494.07 Td () Tj ET Q q 0 0 0 rg BT 268.55 494.07 Td (s ) Tj ET Q q 0 0 0 rg BT 274.67 494.07 Td (temporary ) Tj ET Q q 0 0 0 rg BT 318.26 494.07 Td (relocation ) Tj ET Q q 0 0 0 rg BT 360.74 494.07 Td (to ) Tj ET Q q 0 0 0 rg BT 371.02 494.07 Td (Singapore.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 472.07 Td (\(8\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 471.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 97.67 471.17 Td (. ) Tj ET Q q 0 0 0 rg BT 103.02 471.17 Td (dApice ) Tj ET Q q 0 0 0 rg BT 138.07 471.17 Td (was ) Tj ET Q q 0 0 0 rg BT 156.47 471.17 Td (compensated ) Tj ET Q q 0 0 0 rg BT 211.52 471.17 Td (in ) Tj ET Q q 0 0 0 rg BT 221.51 471.17 Td (Australian ) Tj ET Q q 0 0 0 rg BT 266.02 471.17 Td (Dollars. ) Tj ET Q q 0 0 0 rg BT 300.80 471.17 Td (For ) Tj ET Q q 0 0 0 rg BT 317.54 471.17 Td (2014, ) Tj ET Q q 0 0 0 rg BT 342.89 471.17 Td (all ) Tj ET Q q 0 0 0 rg BT 355.73 471.17 Td (sums ) Tj ET Q q 0 0 0 rg BT 379.14 471.17 Td (other ) Tj ET Q q 0 0 0 rg BT 402.53 471.17 Td (than ) Tj ET Q q 0 0 0 rg BT 422.59 471.17 Td (those ) Tj ET Q q 0 0 0 rg BT 446.55 471.17 Td (representing ) Tj ET Q q 0 0 0 rg BT 498.82 471.17 Td (Stock ) Tj ET Q q 0 0 0 rg BT 523.82 471.17 Td (A) Tj ET Q q 0 0 0 rg BT 530.12 471.17 Td (wards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 461.17 Td (were ) Tj ET Q q 0 0 0 rg BT 107.35 461.17 Td (derived ) Tj ET Q q 0 0 0 rg BT 139.26 461.17 Td (by ) Tj ET Q q 0 0 0 rg BT 151.18 461.17 Td (using ) Tj ET Q q 0 0 0 rg BT 174.77 461.17 Td (the ) Tj ET Q q 0 0 0 rg BT 188.91 461.17 Td (exchange ) Tj ET Q q 0 0 0 rg BT 228.58 461.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 245.49 461.17 Td (as ) Tj ET Q q 0 0 0 rg BT 255.74 461.17 Td (of ) Tj ET Q q 0 0 0 rg BT 265.99 461.17 Td (December ) Tj ET Q q 0 0 0 rg BT 309.00 461.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 323.42 461.17 Td (2014 ) Tj ET Q q 0 0 0 rg BT 345.34 461.17 Td (of ) Tj ET Q q 0 0 0 rg BT 355.59 461.17 Td (0.81562. ) Tj ET Q q 0 0 0 rg BT 392.51 461.17 Td (For ) Tj ET Q q 0 0 0 rg BT 408.33 461.17 Td (2013, ) Tj ET Q q 0 0 0 rg BT 432.75 461.17 Td (all ) Tj ET Q q 0 0 0 rg BT 444.66 461.17 Td (sums ) Tj ET Q q 0 0 0 rg BT 467.15 461.17 Td (were ) Tj ET Q q 0 0 0 rg BT 488.50 461.17 Td (derived ) Tj ET Q q 0 0 0 rg BT 520.40 461.17 Td (by ) Tj ET Q q 0 0 0 rg BT 532.33 461.17 Td (using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 451.17 Td (the ) Tj ET Q q 0 0 0 rg BT 100.86 451.17 Td (exchange ) Tj ET Q q 0 0 0 rg BT 141.25 451.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 158.88 451.17 Td (as ) Tj ET Q q 0 0 0 rg BT 169.85 451.17 Td (of ) Tj ET Q q 0 0 0 rg BT 180.82 451.17 Td (December ) Tj ET Q q 0 0 0 rg BT 224.55 451.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 239.69 451.17 Td (2013 ) Tj ET Q q 0 0 0 rg BT 262.33 451.17 Td (of ) Tj ET Q q 0 0 0 rg BT 273.30 451.17 Td (0.8874. ) Tj ET Q q 0 0 0 rg BT 305.95 451.17 Td (For ) Tj ET Q q 0 0 0 rg BT 322.48 451.17 Td (2012, ) Tj ET Q q 0 0 0 rg BT 347.62 451.17 Td (all ) Tj ET Q q 0 0 0 rg BT 360.26 451.17 Td (sums ) Tj ET Q q 0 0 0 rg BT 383.46 451.17 Td (other ) Tj ET Q q 0 0 0 rg BT 406.65 451.17 Td (than ) Tj ET Q q 0 0 0 rg BT 426.51 451.17 Td (those ) Tj ET Q q 0 0 0 rg BT 450.26 451.17 Td (represented ) Tj ET Q q 0 0 0 rg BT 498.98 451.17 Td (Stock ) Tj ET Q q 0 0 0 rg BT 523.82 451.17 Td (A) Tj ET Q q 0 0 0 rg BT 530.12 451.17 Td (wards ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 441.17 Td (were ) Tj ET Q q 0 0 0 rg BT 107.28 441.17 Td (derived ) Tj ET Q q 0 0 0 rg BT 139.11 441.17 Td (by ) Tj ET Q q 0 0 0 rg BT 150.96 441.17 Td (using ) Tj ET Q q 0 0 0 rg BT 174.48 441.17 Td (the ) Tj ET Q q 0 0 0 rg BT 188.54 441.17 Td (conversion ) Tj ET Q q 0 0 0 rg BT 234.27 441.17 Td (ratio ) Tj ET Q q 0 0 0 rg BT 254.44 441.17 Td (of ) Tj ET Q q 0 0 0 rg BT 264.62 441.17 Td (1.0359 ) Tj ET Q q 0 0 0 rg BT 293.97 441.17 Td (which ) Tj ET Q q 0 0 0 rg BT 320.25 441.17 Td (represents ) Tj ET Q q 0 0 0 rg BT 362.64 441.17 Td (the ) Tj ET Q q 0 0 0 rg BT 376.70 441.17 Td (average ) Tj ET Q q 0 0 0 rg BT 409.64 441.17 Td (annualized ) Tj ET Q q 0 0 0 rg BT 454.79 441.17 Td (conversion ) Tj ET Q q 0 0 0 rg BT 500.52 441.17 Td (ratio ) Tj ET Q q 0 0 0 rg BT 520.69 441.17 Td (between ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 431.17 Td (one ) Tj ET Q q 0 0 0 rg BT 102.39 431.17 Td (Australian ) Tj ET Q q 0 0 0 rg BT 146.54 431.17 Td (Dollar ) Tj ET Q q 0 0 0 rg BT 174.59 431.17 Td (and ) Tj ET Q q 0 0 0 rg BT 191.53 431.17 Td (one ) Tj ET Q q 0 0 0 rg BT 208.47 431.17 Td (United ) Tj ET Q q 0 0 0 rg BT 238.18 431.17 Td (States ) Tj ET Q q 0 0 0 rg BT 264.57 431.17 Td (Dollar) Tj ET Q q 0 0 0 rg BT 289.56 431.17 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 400.07 Td (\(9\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 400.07 Td (Reflects ) Tj ET Q q 0 0 0 rg BT 121.26 400.07 Td (a ) Tj ET Q q 0 0 0 rg BT 128.20 400.07 Td (401\(k\) ) Tj ET Q q 0 0 0 rg BT 157.36 400.07 Td (superannuation ) Tj ET Q q 0 0 0 rg BT 220.96 400.07 Td (in ) Tj ET Q q 0 0 0 rg BT 230.68 400.07 Td (Australia ) Tj ET Q q 0 0 0 rg BT 269.84 400.07 Td (which ) Tj ET Q q 0 0 0 rg BT 296.78 400.07 Td (is ) Tj ET Q q 0 0 0 rg BT 305.95 400.07 Td (accessible ) Tj ET Q q 0 0 0 rg BT 348.98 400.07 Td (after ) Tj ET Q q 0 0 0 rg BT 369.79 400.07 Td (age ) Tj ET Q q 0 0 0 rg BT 386.17 400.07 Td (65.) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 224.10 351.00 Td (Grants of Plan-Based ) Tj ET Q q 0 0 0 rg BT 317.72 351.00 Td (A) Tj ET Q q 0 0 0 rg BT 324.20 351.00 Td (wards for) Tj ET Q q 0 0 0 rg BT 365.40 351.00 Td ( 2014) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 242.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 121.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 242.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 49.50 212.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 121.50 212.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 176.50 212.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 231.50 212.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 286.50 212.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 212.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 212.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 212.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 212.50 55.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.50 247.18 Td (Name) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 124.20 257.18 Td (Grant Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 142.65 247.18 Td (\(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 187.95 309.18 Td (Estimated Futur) Tj ET Q q 0 0 0 rg BT 258.60 309.18 Td (e Payouts Under) Tj ET Q q 0 0 0 rg BT 328.97 309.18 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 184.25 299.18 Td (Non-Equity Incentive Plan ) Tj ET Q q 0 0 0 rg BT 300.10 299.18 Td (A) Tj ET Q q 0 0 0 rg BT 306.58 299.18 Td (wards) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.15 309.23 Td (All Other) Tj ET Q q 0 0 0 rg BT 388.79 309.23 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.55 299.23 Td (Stock ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.50 289.23 Td (A) Tj ET Q q 0 0 0 rg BT 356.98 289.23 Td (wards: ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 345.35 279.23 Td (Number) Tj ET Q q 0 0 0 rg BT 380.72 279.23 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.70 269.23 Td (Shar) Tj ET Q q 0 0 0 rg BT 369.08 269.23 Td (es of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.65 259.23 Td (Stock or) Tj ET Q q 0 0 0 rg BT 386.30 259.23 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 350.00 249.23 Td (Units \(#\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.15 309.23 Td (All Other) Tj ET Q q 0 0 0 rg BT 443.79 309.23 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 408.45 299.23 Td (Option ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.50 289.23 Td (A) Tj ET Q q 0 0 0 rg BT 411.98 289.23 Td (wards: ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.35 279.23 Td (Number) Tj ET Q q 0 0 0 rg BT 435.72 279.23 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.65 269.23 Td (Securities ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.30 259.23 Td (Underlying ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.45 249.23 Td (Options \(#\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.65 297.18 Td (Exer) Tj ET Q q 0 0 0 rg BT 475.02 297.18 Td (cise or) Tj ET Q q 0 0 0 rg BT 502.32 297.18 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.10 287.18 Td (Base Price ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.05 277.18 Td (of Option ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.35 267.18 Td (A) Tj ET Q q 0 0 0 rg BT 461.83 267.18 Td (wards \($/) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.25 257.18 Td (Sh\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.20 297.18 Td (Grant Date) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.20 287.18 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.10 277.18 Td (of Stock) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.15 267.18 Td (and Option) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.10 257.18 Td (Awards \($\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.65 247.18 Td (\(2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 181.60 257.18 Td (Threshold) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 197.65 247.18 Td (\($\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 237.40 247.18 Td (Target \($\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 291.25 257.18 Td (Maximum) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.65 247.18 Td (\($\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 232.17 Td (Robert Kerris) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.40 232.17 Td (3/18/2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.65 232.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 232.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 232.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 232.17 Td (14,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 232.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 232.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 232.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 232.17 Td (250,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 217.17 Td (Graham Prior) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.40 217.17 Td (3/18/2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.65 217.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 217.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 217.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 217.17 Td (14,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 217.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 217.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 217.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 217.17 Td (250,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 202.17 Td (Leon d' Apice) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.40 202.17 Td (3/18/2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.65 202.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 202.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 202.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.15 202.17 Td (14,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 202.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 202.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 202.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 202.17 Td (250,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 187.17 Td (James Senge, Sr) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.40 187.17 Td (3/18/2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.65 187.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.65 187.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.65 187.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.15 187.17 Td (8,721) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.65 187.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 187.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 187.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 187.17 Td (150,000) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 172.50 18.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 172.50 490.00 -45.00 re f /GS0 gs BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.15 163.07 Td (\(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 162.17 Td (On ) Tj ET Q q 0 0 0 rg BT 86.27 162.17 Td (March ) Tj ET Q q 0 0 0 rg BT 114.42 162.17 Td (18, ) Tj ET Q q 0 0 0 rg BT 128.97 162.17 Td (2014, ) Tj ET Q q 0 0 0 rg BT 153.52 162.17 Td (the ) Tj ET Q q 0 0 0 rg BT 167.79 162.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 208.73 162.17 Td (granted ) Tj ET Q q 0 0 0 rg BT 240.76 162.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 267.81 162.17 Td (of ) Tj ET Q q 0 0 0 rg BT 278.19 162.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 317.44 162.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 340.60 162.17 Td (to ) Tj ET Q q 0 0 0 rg BT 350.43 162.17 Td (each ) Tj ET Q q 0 0 0 rg BT 370.79 162.17 Td (of ) Tj ET Q q 0 0 0 rg BT 381.17 162.17 Td (the ) Tj ET Q q 0 0 0 rg BT 395.44 162.17 Td (named ) Tj ET Q q 0 0 0 rg BT 424.15 162.17 Td (executive ) Tj ET Q q 0 0 0 rg BT 464.51 162.17 Td (of) Tj ET Q q 0 0 0 rg BT 472.66 162.17 Td (ficers ) Tj ET Q q 0 0 0 rg BT 496.92 162.17 Td (under ) Tj ET Q q 0 0 0 rg BT 521.74 162.17 Td (the ) Tj ET Q q 0 0 0 rg BT 536.00 162.17 Td (2010 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 152.17 Td (Plan. ) Tj ET Q q 0 0 0 rg BT 94.67 152.17 Td ( ) Tj ET Q q 0 0 0 rg BT 96.88 152.17 Td (The ) Tj ET Q q 0 0 0 rg BT 114.82 152.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 142.19 152.17 Td (vest ) Tj ET Q q 0 0 0 rg BT 160.69 152.17 Td (over ) Tj ET Q q 0 0 0 rg BT 180.85 152.17 Td (a ) Tj ET Q q 0 0 0 rg BT 187.67 152.17 Td (three ) Tj ET Q q 0 0 0 rg BT 210.05 152.17 Td (year ) Tj ET Q q 0 0 0 rg BT 229.64 152.17 Td (period. ) Tj ET Q q 0 0 0 rg BT 260.07 152.17 Td ( ) Tj ET Q q 0 0 0 rg BT 262.29 152.17 Td (The ) Tj ET Q q 0 0 0 rg BT 280.22 152.17 Td (first ) Tj ET Q q 0 0 0 rg BT 298.72 152.17 Td (one-third ) Tj ET Q q 0 0 0 rg BT 337.76 152.17 Td (of ) Tj ET Q q 0 0 0 rg BT 348.48 152.17 Td (these ) Tj ET Q q 0 0 0 rg BT 371.42 152.17 Td (awards ) Tj ET Q q 0 0 0 rg BT 402.12 152.17 Td (vest ) Tj ET Q q 0 0 0 rg BT 420.62 152.17 Td (after ) Tj ET Q q 0 0 0 rg BT 441.32 152.17 Td (one ) Tj ET Q q 0 0 0 rg BT 458.15 152.17 Td (year ) Tj ET Q q 0 0 0 rg BT 477.74 152.17 Td (on ) Tj ET Q q 0 0 0 rg BT 490.13 152.17 Td (March ) Tj ET Q q 0 0 0 rg BT 518.62 152.17 Td (18, ) Tj ET Q q 0 0 0 rg BT 533.51 152.17 Td (2015. ) Tj ET Q q 0 0 0 rg BT 558.51 152.17 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 142.17 Td (The ) Tj ET Q q 0 0 0 rg BT 90.16 142.17 Td (remaining ) Tj ET Q q 0 0 0 rg BT 133.31 142.17 Td 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ET Q q 0 0 0 rg BT 316.96 496.42 Td (at ) Tj ET Q q 0 0 0 rg BT 326.68 496.42 Td (the ) Tj ET Q q 0 0 0 rg BT 341.39 496.42 Td (time ) Tj ET Q q 0 0 0 rg BT 361.67 496.42 Td (of ) Tj ET Q q 0 0 0 rg BT 372.50 496.42 Td (exercise ) Tj ET Q q 0 0 0 rg BT 407.75 496.42 Td (over ) Tj ET Q q 0 0 0 rg BT 428.02 496.42 Td (the ) Tj ET Q q 0 0 0 rg BT 442.74 496.42 Td (exercise ) Tj ET Q q 0 0 0 rg BT 477.99 496.42 Td (price ) Tj ET Q q 0 0 0 rg BT 500.47 496.42 Td (of ) Tj ET Q q 0 0 0 rg BT 511.30 496.42 Td (the ) Tj ET Q q 0 0 0 rg BT 526.02 496.42 Td (options.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.15 482.32 Td (\(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.00 481.42 Td (Reflects ) Tj ET Q q 0 0 0 rg BT 124.26 481.42 Td (the ) Tj ET Q q 0 0 0 rg BT 138.98 481.42 Td (fair ) Tj ET Q q 0 0 0 rg BT 155.36 481.42 Td (market ) Tj ET Q q 0 0 0 rg BT 185.62 481.42 Td (value ) Tj ET Q q 0 0 0 rg BT 209.78 481.42 Td (of ) Tj ET Q q 0 0 0 rg BT 220.61 481.42 Td (the ) Tj ET Q q 0 0 0 rg BT 235.32 481.42 Td (shares ) Tj ET Q q 0 0 0 rg BT 262.81 481.42 Td (on ) Tj ET Q q 0 0 0 rg BT 275.31 481.42 Td (the ) Tj ET Q q 0 0 0 rg BT 290.03 481.42 Td (vesting ) Tj ET Q q 0 0 0 rg BT 321.42 481.42 Td (date.) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 443.25 Td (Pension ) Tj ET Q q 0 0 0 rg BT 85.84 443.25 Td (Benefits ) Tj ET Q q 0 0 0 rg BT 122.78 443.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.40 443.25 Td (Nonqualified ) Tj ET Q q 0 0 0 rg BT 199.47 443.25 Td (Deferr) Tj ET Q q 0 0 0 rg BT 227.60 443.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 240.10 443.25 Td (Compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 421.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.22 421.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 156.78 421.25 Td (does ) Tj ET Q q 0 0 0 rg BT 176.79 421.25 Td (not ) Tj ET Q q 0 0 0 rg BT 191.24 421.25 Td (sponsor ) Tj ET Q q 0 0 0 rg BT 224.02 421.25 Td (or ) Tj ET Q q 0 0 0 rg BT 234.03 421.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 270.69 421.25 Td (any ) Tj ET Q q 0 0 0 rg BT 286.80 421.25 Td (tax-qualified ) Tj ET Q q 0 0 0 rg BT 339.57 421.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 371.23 421.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 400.66 421.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 425.95 421.25 Td (supplemental ) Tj ET Q q 0 0 0 rg BT 480.94 421.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 520.92 421.25 Td (retirement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 73.61 409.25 Td (or ) Tj ET Q q 0 0 0 rg BT 84.44 409.25 Td (nonqualified ) Tj ET Q q 0 0 0 rg BT 137.48 409.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 173.29 409.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 231.33 409.25 Td (plans.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 387.25 Td (Potential ) Tj ET Q q 0 0 0 rg BT 90.83 387.25 Td (Payments ) Tj ET Q q 0 0 0 rg BT 134.99 387.25 Td (for) Tj ET Q q 0 0 0 rg BT 147.57 387.25 Td ( ) Tj ET Q q 0 0 0 rg BT 150.07 387.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 163.03 387.25 Td (. ) Tj ET Q q 0 0 0 rg BT 168.03 387.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 196.09 387.25 Td (Upon ) Tj ET Q q 0 0 0 rg BT 221.94 387.25 Td (a ) Tj ET Q q 0 0 0 rg BT 229.44 387.25 Td (Change ) Tj ET Q q 0 0 0 rg BT 264.72 387.25 Td (of ) Tj ET Q q 0 0 0 rg BT 275.55 387.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 300.92 387.25 Td (ol) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 363.25 Td (As ) Tj ET Q q 0 0 0 rg BT 111.88 363.25 Td (mentioned ) Tj ET Q q 0 0 0 rg BT 156.86 363.25 Td (previously) Tj ET Q q 0 0 0 rg BT 198.42 363.25 Td (, ) Tj ET Q q 0 0 0 rg BT 203.69 363.25 Td (no ) Tj ET Q q 0 0 0 rg BT 216.45 363.25 Td (member ) Tj ET Q q 0 0 0 rg BT 251.98 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 263.08 363.25 Td (senior ) Tj ET Q q 0 0 0 rg BT 290.28 363.25 Td (management ) Tj ET Q q 0 0 0 rg BT 344.13 363.25 Td (other ) Tj ET Q q 0 0 0 rg BT 367.45 363.25 Td (than ) Tj ET Q q 0 0 0 rg BT 387.43 363.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 399.10 363.25 Td (. ) Tj ET Q q 0 0 0 rg BT 404.36 363.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 430.45 363.25 Td (has ) Tj ET Q q 0 0 0 rg BT 446.55 363.25 Td (an ) Tj ET Q q 0 0 0 rg BT 458.75 363.25 Td (employment ) Tj ET Q q 0 0 0 rg BT 511.51 363.25 Td (or ) Tj ET Q q 0 0 0 rg BT 522.60 363.25 Td (severance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 351.25 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 96.43 351.25 Td (Except ) Tj ET Q q 0 0 0 rg BT 126.48 351.25 Td (as ) Tj ET Q q 0 0 0 rg BT 137.10 351.25 Td (described ) Tj ET Q q 0 0 0 rg BT 177.71 351.25 Td (below ) Tj ET Q q 0 0 0 rg BT 204.44 351.25 Td (for ) Tj ET Q q 0 0 0 rg BT 218.39 351.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 230.06 351.25 Td (. ) Tj ET Q q 0 0 0 rg BT 234.85 351.25 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 262.96 351.25 Td (termination ) Tj ET Q q 0 0 0 rg BT 311.35 351.25 Td (or ) Tj ET Q q 0 0 0 rg BT 321.97 351.25 Td (change ) Tj ET Q q 0 0 0 rg BT 352.58 351.25 Td (of ) Tj ET Q q 0 0 0 rg BT 363.20 351.25 Td (control, ) Tj ET Q q 0 0 0 rg BT 396.31 351.25 Td (each ) Tj ET Q q 0 0 0 rg BT 416.92 351.25 Td (of ) Tj ET Q q 0 0 0 rg BT 427.54 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 442.05 351.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 482.65 351.25 Td (of) Tj ET Q q 0 0 0 rg BT 490.80 351.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 515.29 351.25 Td (will ) Tj ET Q q 0 0 0 rg BT 533.14 351.25 Td (receive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 339.25 Td (only ) Tj ET Q q 0 0 0 rg BT 69.79 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 84.03 339.25 Td (unpaid ) Tj ET Q q 0 0 0 rg BT 113.26 339.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 144.16 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 154.51 339.25 Td (their ) Tj ET Q q 0 0 0 rg BT 174.85 339.25 Td (salary ) Tj ET Q q 0 0 0 rg BT 200.74 339.25 Td (and ) Tj ET Q q 0 0 0 rg BT 217.19 339.25 Td (benefits ) Tj ET Q q 0 0 0 rg BT 250.87 339.25 Td (through ) Tj ET Q q 0 0 0 rg BT 283.99 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 298.22 339.25 Td (date ) Tj ET Q q 0 0 0 rg BT 316.89 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 327.24 339.25 Td (termination. ) Tj ET Q q 0 0 0 rg BT 377.85 339.25 Td (No ) Tj ET Q q 0 0 0 rg BT 392.09 339.25 Td (severance ) Tj ET Q q 0 0 0 rg BT 433.52 339.25 Td (payments, ) Tj ET Q q 0 0 0 rg BT 476.36 339.25 Td (acceleration ) Tj ET Q q 0 0 0 rg BT 526.67 339.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.02 339.25 Td (equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 327.25 Td (vesting, ) Tj ET Q q 0 0 0 rg BT 83.89 327.25 Td (or ) Tj ET Q q 0 0 0 rg BT 94.72 327.25 Td (other ) Tj ET Q q 0 0 0 rg BT 117.76 327.25 Td (special ) Tj ET Q q 0 0 0 rg BT 148.03 327.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 188.85 327.25 Td (will ) Tj ET Q q 0 0 0 rg BT 206.91 327.25 Td (be ) Tj ET Q q 0 0 0 rg BT 218.85 327.25 Td (due ) Tj ET Q q 0 0 0 rg BT 235.79 327.25 Td (to ) Tj ET Q q 0 0 0 rg BT 246.06 327.25 Td (such ) Tj ET Q q 0 0 0 rg BT 266.89 327.25 Td (executive ) Tj ET Q q 0 0 0 rg BT 307.71 327.25 Td (of) Tj ET Q q 0 0 0 rg BT 315.85 327.25 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 343.06 327.25 Td (regardless ) Tj ET Q q 0 0 0 rg BT 386.10 327.25 Td (of ) Tj ET Q q 0 0 0 rg BT 396.93 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 411.65 327.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 470.79 327.25 Td (of ) Tj ET Q q 0 0 0 rg BT 481.62 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 496.33 327.25 Td (termination.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 303.25 Td (In ) Tj ET Q q 0 0 0 rg BT 110.28 303.25 Td (2009 ) Tj ET Q q 0 0 0 rg BT 134.24 303.25 Td (our ) Tj ET Q q 0 0 0 rg BT 151.52 303.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 204.34 303.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 243.28 303.25 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 298.90 303.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 340.06 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 356.23 303.25 Td (recommendation ) Tj ET Q q 0 0 0 rg BT 427.38 303.25 Td (of ) Tj ET Q q 0 0 0 rg BT 439.67 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 455.83 303.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 517.56 303.25 Td (Committee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 291.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 90.41 291.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 124.71 291.25 Td (to ) Tj ET Q q 0 0 0 rg BT 134.59 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 148.90 291.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 206.54 291.25 Td (structure ) Tj ET Q q 0 0 0 rg BT 243.62 291.25 Td (for ) Tj ET Q q 0 0 0 rg BT 257.38 291.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 269.05 291.25 Td (. ) Tj ET Q q 0 0 0 rg BT 273.64 291.25 Td (Raina. ) Tj ET Q q 0 0 0 rg BT 301.57 291.25 Td (Specifically ) Tj ET Q q 0 0 0 rg BT 351.42 291.25 Td (in ) Tj ET Q q 0 0 0 rg BT 361.30 291.25 Td (this ) Tj ET Q q 0 0 0 rg BT 377.84 291.25 Td (regard, ) Tj ET Q q 0 0 0 rg BT 407.97 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 422.29 291.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 473.25 291.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 510.34 291.25 Td (unanimously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 279.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 89.44 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 103.90 279.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 150.71 279.25 Td (execution ) Tj ET Q q 0 0 0 rg BT 191.82 279.25 Td (of ) Tj ET Q q 0 0 0 rg BT 202.39 279.25 Td (and ) Tj ET Q q 0 0 0 rg BT 219.06 279.25 Td (entry ) Tj ET Q q 0 0 0 rg BT 241.85 279.25 Td (into ) Tj ET Q q 0 0 0 rg BT 259.64 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.60 279.25 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 322.50 279.25 Td (Bonus ) Tj ET Q q 0 0 0 rg BT 349.80 279.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 396.46 279.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 414.25 279.25 Td (Agreement\) ) Tj ET Q q 0 0 0 rg BT 473.11 279.25 Td (between ) Tj ET Q q 0 0 0 rg BT 508.67 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 279.25 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.68 267.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 78.35 267.25 Td (. ) Tj ET Q q 0 0 0 rg BT 83.10 267.25 Td (Raina. ) Tj ET Q q 0 0 0 rg BT 111.01 267.25 Td (The ) Tj ET Q q 0 0 0 rg BT 128.30 267.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 174.97 267.25 Td (aligns ) Tj ET Q q 0 0 0 rg BT 201.10 267.25 Td (both ) Tj ET Q q 0 0 0 rg BT 221.13 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 235.59 267.25 Td (interests ) Tj ET Q q 0 0 0 rg BT 271.16 267.25 Td (of ) Tj ET Q q 0 0 0 rg BT 281.73 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 296.20 267.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 343.02 267.25 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 395.81 267.25 Td (and ) Tj ET Q q 0 0 0 rg BT 412.50 267.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 424.17 267.25 Td (. ) Tj ET Q q 0 0 0 rg BT 428.91 267.25 Td (Raina. ) Tj ET Q q 0 0 0 rg BT 456.98 267.25 Td (Considering ) Tj ET Q q 0 0 0 rg BT 508.11 267.25 Td (the ) Tj ET Q q 0 0 0 rg BT 522.58 267.25 Td (continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 255.25 Td (healthy ) Tj ET Q q 0 0 0 rg BT 82.58 255.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 114.07 255.25 Td (of ) Tj ET Q q 0 0 0 rg BT 125.55 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.91 255.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 182.95 255.25 Td (and ) Tj ET Q q 0 0 0 rg BT 200.54 255.25 Td (the ) Tj ET Q q 0 0 0 rg BT 215.91 255.25 Td (prevailing ) Tj ET Q q 0 0 0 rg BT 259.60 255.25 Td (comparatively ) Tj ET Q q 0 0 0 rg BT 319.95 255.25 Td (low ) Tj ET Q q 0 0 0 rg BT 338.10 255.25 Td (price ) Tj ET Q q 0 0 0 rg BT 361.24 255.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.17 255.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 409.19 255.25 Td (multiple ) Tj ET Q q 0 0 0 rg BT 445.67 255.25 Td (of ) Tj ET Q q 0 0 0 rg BT 457.16 255.25 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 484.89 255.25 Td (common ) Tj ET Q q 0 0 0 rg BT 523.03 255.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 549.79 255.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 243.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 76.86 243.25 Td (has ) Tj ET Q q 0 0 0 rg BT 92.60 243.25 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 133.33 243.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.96 243.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 185.37 243.25 Td (threat ) Tj ET Q q 0 0 0 rg BT 210.55 243.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.30 243.25 Td (the ) Tj ET Q q 0 0 0 rg BT 235.93 243.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 277.24 243.25 Td (itself ) Tj ET Q q 0 0 0 rg BT 299.65 243.25 Td (being ) Tj ET Q q 0 0 0 rg BT 324.28 243.25 Td (an ) Tj ET Q q 0 0 0 rg BT 336.14 243.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 382.44 243.25 Td (tar) Tj ET Q q 0 0 0 rg BT 392.80 243.25 Td (get. ) Tj ET Q q 0 0 0 rg BT 409.76 243.25 Td (The ) Tj ET Q q 0 0 0 rg BT 427.19 243.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 474.03 243.25 Td (serves ) Tj ET Q q 0 0 0 rg BT 501.44 243.25 Td (in ) Tj ET Q q 0 0 0 rg BT 511.64 243.25 Td (part ) Tj ET Q q 0 0 0 rg BT 529.60 243.25 Td (to ) Tj ET Q q 0 0 0 rg BT 539.79 243.25 Td (allow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 231.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.19 231.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 113.37 231.25 Td (value ) Tj ET Q q 0 0 0 rg BT 137.55 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 147.86 231.25 Td (be ) Tj ET Q q 0 0 0 rg BT 159.82 231.25 Td (maximized ) Tj ET Q q 0 0 0 rg BT 206.78 231.25 Td (by ) Tj ET Q q 0 0 0 rg BT 219.30 231.25 Td (dissuading ) Tj ET Q q 0 0 0 rg BT 264.61 231.25 Td (a ) Tj ET Q q 0 0 0 rg BT 271.57 231.25 Td (potentially ) Tj ET Q q 0 0 0 rg BT 316.87 231.25 Td (hostile ) Tj ET Q q 0 0 0 rg BT 346.06 231.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 392.47 231.25 Td (attempt ) Tj ET Q q 0 0 0 rg BT 424.99 231.25 Td (at ) Tj ET Q q 0 0 0 rg BT 434.73 231.25 Td (an ) Tj ET Q q 0 0 0 rg BT 446.70 231.25 Td (unacceptable ) Tj ET Q q 0 0 0 rg BT 501.41 231.25 Td (price. ) Tj ET Q q 0 0 0 rg BT 525.87 231.25 Td (Also, ) Tj ET Q q 0 0 0 rg BT 549.78 231.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 219.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 77.28 219.25 Td (acknowledges ) Tj ET Q q 0 0 0 rg BT 136.77 219.25 Td (that ) Tj ET Q q 0 0 0 rg BT 154.60 219.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 166.27 219.25 Td (. ) Tj ET Q q 0 0 0 rg BT 171.61 219.25 Td (Raina's ) Tj ET Q q 0 0 0 rg BT 203.47 219.25 Td (retention ) Tj ET Q q 0 0 0 rg BT 241.85 219.25 Td (is ) Tj ET Q q 0 0 0 rg BT 251.37 219.25 Td (critical ) Tj ET Q q 0 0 0 rg BT 281.96 219.25 Td (to ) Tj ET Q q 0 0 0 rg BT 292.58 219.25 Td (the ) Tj ET Q q 0 0 0 rg BT 307.64 219.25 Td (future ) Tj ET Q q 0 0 0 rg BT 334.36 219.25 Td (success ) Tj ET Q q 0 0 0 rg BT 367.19 219.25 Td (and ) Tj ET Q q 0 0 0 rg BT 384.47 219.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 415.64 219.25 Td (of ) Tj ET Q q 0 0 0 rg BT 426.81 219.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 451.04 219.25 Td (and ) Tj ET Q q 0 0 0 rg BT 468.32 219.25 Td (as ) Tj ET Q q 0 0 0 rg BT 479.49 219.25 Td (such, ) Tj ET Q q 0 0 0 rg BT 503.16 219.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.59 219.25 Td (Agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 207.25 Td (helps ) Tj ET Q q 0 0 0 rg BT 73.54 207.25 Td (to ) Tj ET Q q 0 0 0 rg BT 83.74 207.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 112.27 207.25 Td (that ) Tj ET Q q 0 0 0 rg BT 129.69 207.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 141.36 207.25 Td (. ) Tj ET Q q 0 0 0 rg BT 146.28 207.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 172.04 207.25 Td (will ) Tj ET Q q 0 0 0 rg BT 190.02 207.25 Td (be ) Tj ET Q q 0 0 0 rg BT 201.88 207.25 Td (appropriately ) Tj ET Q q 0 0 0 rg BT 257.62 207.25 Td (awarded ) Tj ET Q q 0 0 0 rg BT 293.92 207.25 Td (for ) Tj ET Q q 0 0 0 rg BT 308.00 207.25 Td (his ) Tj ET Q q 0 0 0 rg BT 322.10 207.25 Td (contributions ) Tj ET Q q 0 0 0 rg BT 377.30 207.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 399.17 207.25 Td (to ) Tj ET Q q 0 0 0 rg BT 409.37 207.25 Td (any ) Tj ET Q q 0 0 0 rg BT 426.24 207.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 463.65 207.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 509.96 207.25 Td (event ) Tj ET Q q 0 0 0 rg BT 534.04 207.25 Td (as ) Tj ET Q q 0 0 0 rg BT 544.80 207.25 Td (well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 195.25 Td (as ) Tj ET Q q 0 0 0 rg BT 60.73 195.25 Td (to ) Tj ET Q q 0 0 0 rg BT 70.90 195.25 Td (further ) Tj ET Q q 0 0 0 rg BT 100.50 195.25 Td (motivate ) Tj ET Q q 0 0 0 rg BT 137.89 195.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 149.56 195.25 Td (. ) Tj ET Q q 0 0 0 rg BT 154.46 195.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 180.18 195.25 Td (to ) Tj ET Q q 0 0 0 rg BT 190.35 195.25 Td (maximize ) Tj ET Q q 0 0 0 rg BT 232.18 195.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.79 195.25 Td (value ) Tj ET Q q 0 0 0 rg BT 270.84 195.25 Td (received ) Tj ET Q q 0 0 0 rg BT 307.10 195.25 Td (by ) Tj ET Q q 0 0 0 rg BT 319.50 195.25 Td (all ) Tj ET Q q 0 0 0 rg BT 331.89 195.25 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 384.83 195.25 Td (of ) Tj ET Q q 0 0 0 rg BT 395.56 195.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 416.84 195.25 Td (if ) Tj ET Q q 0 0 0 rg BT 425.35 195.25 Td (the ) Tj ET Q q 0 0 0 rg BT 439.96 195.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 481.25 195.25 Td (were ) Tj ET Q q 0 0 0 rg BT 503.07 195.25 Td (to ) Tj ET Q q 0 0 0 rg BT 513.25 195.25 Td (be ) Tj ET Q q 0 0 0 rg BT 525.08 195.25 Td (acquired.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.00 171.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 126.42 171.25 Td (the ) Tj ET Q q 0 0 0 rg BT 142.06 171.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 167.70 171.25 Td (of ) Tj ET Q q 0 0 0 rg BT 179.46 171.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.34 171.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 242.19 171.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.83 171.25 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 305.11 171.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.87 171.25 Td (any ) Tj ET Q q 0 0 0 rg BT 334.73 171.25 Td (of ) Tj ET Q q 0 0 0 rg BT 346.48 171.25 Td (the ) Tj ET Q q 0 0 0 rg BT 362.13 171.25 Td (following ) Tj ET Q q 0 0 0 rg BT 404.44 171.25 Td (events ) Tj ET Q q 0 0 0 rg BT 433.41 171.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 455.72 171.25 Td (constitute ) Tj ET Q q 0 0 0 rg BT 498.03 171.25 Td (an ) Tj ET Q q 0 0 0 rg BT 510.89 171.25 Td (Acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 159.25 Td (Event: ) Tj ET Q q 0 0 0 rg BT 83.83 159.25 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 98.22 159.25 Td (more ) Tj ET Q q 0 0 0 rg BT 122.05 159.25 Td (the ) Tj ET Q q 0 0 0 rg BT 137.56 159.25 Td (50% ) Tj ET Q q 0 0 0 rg BT 159.18 159.25 Td (of ) Tj ET Q q 0 0 0 rg BT 170.80 159.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.30 159.25 Td (voting ) Tj ET Q q 0 0 0 rg BT 215.15 159.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 239.54 159.25 Td (of ) Tj ET Q q 0 0 0 rg BT 251.16 159.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 273.34 159.25 Td (is ) Tj ET Q q 0 0 0 rg BT 283.30 159.25 Td (sold, ) Tj ET Q q 0 0 0 rg BT 305.75 159.25 Td (transferred, ) Tj ET Q q 0 0 0 rg BT 354.85 159.25 Td (or ) Tj ET Q q 0 0 0 rg BT 366.47 159.25 Td (exchanged; ) Tj ET Q q 0 0 0 rg BT 415.29 159.25 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 430.24 159.25 Td (a ) Tj ET Q q 0 0 0 rg BT 437.96 159.25 Td (mer) Tj ET Q q 0 0 0 rg BT 453.33 159.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 469.39 159.25 Td (or ) Tj ET Q q 0 0 0 rg BT 481.01 159.25 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 538.18 159.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 159.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 147.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.46 147.25 Td (occurs; ) Tj ET Q q 0 0 0 rg BT 122.91 147.25 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 136.58 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 151.37 147.25 Td (sale, ) Tj ET Q q 0 0 0 rg BT 171.99 147.25 Td (exchange, ) Tj ET Q q 0 0 0 rg BT 214.82 147.25 Td (or ) Tj ET Q q 0 0 0 rg BT 225.72 147.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 258.83 147.25 Td (of ) Tj ET Q q 0 0 0 rg BT 269.74 147.25 Td (substantially ) Tj ET Q q 0 0 0 rg BT 322.86 147.25 Td (all ) Tj ET Q q 0 0 0 rg BT 335.43 147.25 Td (of ) Tj ET Q q 0 0 0 rg BT 346.33 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 361.12 147.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 408.28 147.25 Td (assets; ) Tj ET Q q 0 0 0 rg BT 436.96 147.25 Td (or ) Tj ET Q q 0 0 0 rg BT 447.86 147.25 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 462.09 147.25 Td (the ) Tj ET Q q 0 0 0 rg BT 476.88 147.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 518.34 147.25 Td (is ) Tj ET Q q 0 0 0 rg BT 527.59 147.25 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 135.25 Td (or ) Tj ET Q q 0 0 0 rg BT 60.64 135.25 Td (dissolved; ) Tj ET Q q 0 0 0 rg BT 103.52 135.25 Td (provided, ) Tj ET Q q 0 0 0 rg BT 143.88 135.25 Td (however) Tj ET Q q 0 0 0 rg BT 177.91 135.25 Td (, ) Tj ET Q q 0 0 0 rg BT 182.72 135.25 Td (an ) Tj ET Q q 0 0 0 rg BT 193.96 135.25 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 242.94 135.25 Td (Event ) Tj ET Q q 0 0 0 rg BT 268.58 135.25 Td (also ) Tj ET Q q 0 0 0 rg BT 287.00 135.25 Td (must ) Tj ET Q q 0 0 0 rg BT 308.77 135.25 Td (qualify ) Tj ET Q q 0 0 0 rg BT 339.41 135.25 Td (as ) Tj ET Q q 0 0 0 rg BT 350.05 135.25 Td (a ) Tj ET Q q 0 0 0 rg BT 356.80 135.25 Td (change ) Tj ET Q q 0 0 0 rg BT 391.87 135.25 Td (in ) Tj ET Q q 0 0 0 rg BT 401.96 135.25 Td (control ) Tj ET Q q 0 0 0 rg BT 437.04 135.25 Td (event ) Tj ET Q q 0 0 0 rg BT 461.01 135.25 Td (as ) Tj ET Q q 0 0 0 rg BT 471.66 135.25 Td (such ) Tj ET Q q 0 0 0 rg BT 492.30 135.25 Td (term ) Tj ET Q q 0 0 0 rg BT 512.94 135.25 Td (is ) Tj ET Q q 0 0 0 rg BT 521.93 135.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 554.23 135.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 123.25 Td (T) Tj ET Q q 0 0 0 rg BT 55.76 123.25 Td (reasury ) Tj ET Q q 0 0 0 rg BT 87.01 123.25 Td (Regulation ) Tj ET Q q 0 0 0 rg BT 132.72 123.25 Td (1.409A-3. ) Tj ET Q q 0 0 0 rg BT 175.10 123.25 Td (Upon ) Tj ET Q q 0 0 0 rg BT 199.15 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 213.20 123.25 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 258.88 123.25 Td (of ) Tj ET Q q 0 0 0 rg BT 269.03 123.25 Td (an ) Tj ET Q q 0 0 0 rg BT 279.90 123.25 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 328.39 123.25 Td (Event, ) Tj ET Q q 0 0 0 rg BT 356.04 123.25 Td (Mr) Tj ET Q q 0 0 0 rg BT 367.71 123.25 Td (. ) Tj ET Q q 0 0 0 rg BT 372.04 123.25 Td (Raina ) Tj ET Q q 0 0 0 rg BT 397.19 123.25 Td (shall ) Tj ET Q q 0 0 0 rg BT 417.91 123.25 Td (receive ) Tj ET Q q 0 0 0 rg BT 448.60 123.25 Td (from ) Tj ET Q q 0 0 0 rg BT 469.86 123.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.91 123.25 Td (acquiring ) Tj ET Q q 0 0 0 rg BT 523.50 123.25 Td (company) Tj ET Q q 0 0 0 rg BT 559.50 123.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 111.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 111.25 Td (cash, ) Tj ET Q q 0 0 0 rg BT 83.05 111.25 Td (an ) Tj ET Q q 0 0 0 rg BT 94.99 111.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 127.48 111.25 Td (that ) Tj ET Q q 0 0 0 rg BT 144.98 111.25 Td (is ) Tj ET Q q 0 0 0 rg BT 154.15 111.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 201.63 111.25 Td (by ) Tj ET Q q 0 0 0 rg BT 214.13 111.25 Td (multiplying ) Tj ET Q q 0 0 0 rg BT 263.30 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 278.01 111.25 Td (Share ) Tj ET Q q 0 0 0 rg BT 307.72 111.25 Td (Base ) Tj ET Q q 0 0 0 rg BT 334.10 111.25 Td (by ) Tj ET Q q 0 0 0 rg BT 346.60 111.25 Td (the ) Tj ET Q q 0 0 0 rg BT 361.31 111.25 Td (Spread.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 77.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 77.25 Td (Spread ) Tj ET Q q 0 0 0 rg BT 125.17 77.25 Td (is ) Tj ET Q q 0 0 0 rg BT 134.37 77.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 177.43 77.25 Td (by ) Tj ET Q q 0 0 0 rg BT 189.96 77.25 Td (subtracting ) Tj ET Q q 0 0 0 rg BT 236.92 77.25 Td ($7.95 ) Tj ET Q q 0 0 0 rg BT 261.95 77.25 Td (\(prior ) Tj ET Q q 0 0 0 rg BT 287.25 77.25 Td (to ) Tj ET Q q 0 0 0 rg BT 297.56 77.25 Td (the ) Tj ET Q q 0 0 0 rg BT 312.30 77.25 Td (three-for) Tj ET Q q 0 0 0 rg BT 347.08 77.25 Td (-one ) Tj ET Q q 0 0 0 rg BT 367.38 77.25 Td (split ) Tj ET Q q 0 0 0 rg BT 387.13 77.25 Td (that ) Tj ET Q q 0 0 0 rg BT 404.66 77.25 Td (occurred ) Tj ET Q q 0 0 0 rg BT 442.16 77.25 Td (on ) Tj ET Q q 0 0 0 rg BT 454.69 77.25 Td (January ) Tj ET Q q 0 0 0 rg BT 488.32 77.25 Td (4, ) Tj ET Q q 0 0 0 rg BT 498.35 77.25 Td (2010, ) Tj ET Q q 0 0 0 rg BT 523.38 77.25 Td (this ) Tj ET Q q 0 0 0 rg BT 540.36 77.25 Td (value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 65.25 Td (was ) Tj ET Q q 0 0 0 rg BT 104.05 65.25 Td ($23.84\) ) Tj ET Q q 0 0 0 rg BT 137.38 65.25 Td (from ) Tj ET Q q 0 0 0 rg BT 159.32 65.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.04 65.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 190.98 65.25 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 229.57 65.25 Td (per ) Tj ET Q q 0 0 0 rg BT 244.84 65.25 Td (share.) Tj ET Q endstream endobj 211 0 obj <>] /Rotate 0 /Contents 212 0 R>> endobj 212 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (102) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (Share ) Tj ET Q q 0 0 0 rg BT 115.94 742.10 Td (Base ) Tj ET Q q 0 0 0 rg BT 142.55 742.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 164.17 742.10 Td (be ) Tj ET Q q 0 0 0 rg BT 176.35 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.30 742.10 Td (positive ) Tj ET Q q 0 0 0 rg BT 225.70 742.10 Td (number) Tj ET Q q 0 0 0 rg BT 255.84 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 261.08 742.10 Td (if ) Tj ET Q q 0 0 0 rg BT 269.92 742.10 Td (any) Tj ET Q q 0 0 0 rg BT 283.71 742.10 Td (, ) Tj ET Q q 0 0 0 rg BT 288.94 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 306.67 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 316.08 742.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 363.79 742.10 Td (when ) Tj ET Q q 0 0 0 rg BT 388.19 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 403.14 742.10 Td (number ) Tj ET Q q 0 0 0 rg BT 436.42 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 447.48 742.10 Td (Shares ) Tj ET Q q 0 0 0 rg BT 476.88 742.10 Td (Deemed ) Tj ET Q q 0 0 0 rg BT 512.93 742.10 Td (Held ) Tj ET Q q 0 0 0 rg BT 535.10 742.10 Td (by ) Tj ET Q q 0 0 0 rg BT 547.84 742.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 559.51 742.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 730.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 112.10 730.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 164.87 730.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 187.08 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 197.64 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.64 730.10 Td (Closing ) Tj ET Q q 0 0 0 rg BT 246.53 730.10 Td (Date ) Tj ET Q q 0 0 0 rg BT 268.19 730.10 Td (is ) Tj ET Q q 0 0 0 rg BT 277.64 730.10 Td (subtracted ) Tj ET Q q 0 0 0 rg BT 321.51 730.10 Td (from ) Tj ET Q q 0 0 0 rg BT 343.72 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 358.72 730.10 Td (number ) Tj ET Q q 0 0 0 rg BT 392.04 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.15 730.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 430.92 730.10 Td (that ) Tj ET Q q 0 0 0 rg BT 448.70 730.10 Td (is ) Tj ET Q q 0 0 0 rg BT 458.14 730.10 Td (20% ) Tj ET Q q 0 0 0 rg BT 479.25 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 490.36 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.36 730.10 Td (total ) Tj ET Q q 0 0 0 rg BT 525.91 730.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 553.68 730.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 718.10 Td (common ) Tj ET Q q 0 0 0 rg BT 123.43 718.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 146.97 718.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 196.07 718.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 248.49 718.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 270.36 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.57 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.22 718.10 Td (Closing ) Tj ET Q q 0 0 0 rg BT 328.77 718.10 Td (Date ) Tj ET Q q 0 0 0 rg BT 350.08 718.10 Td (on ) Tj ET Q q 0 0 0 rg BT 362.51 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 369.39 718.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 390.71 718.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 420.91 718.10 Td (basis, ) Tj ET Q q 0 0 0 rg BT 445.84 718.10 Td (taking ) Tj ET Q q 0 0 0 rg BT 473.27 718.10 Td (into ) Tj ET Q q 0 0 0 rg BT 491.26 718.10 Td (account ) Tj ET Q q 0 0 0 rg BT 524.79 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 539.44 718.10 Td (ef) Tj ET Q q 0 0 0 rg BT 547.03 718.10 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 95.95 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 109.78 706.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 155.26 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.20 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 179.04 706.10 Td (Liquidation ) Tj ET Q q 0 0 0 rg BT 227.32 706.10 Td (Event ) Tj ET Q q 0 0 0 rg BT 252.26 706.10 Td (on ) Tj ET Q q 0 0 0 rg BT 263.88 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 277.72 706.10 Td (vesting, ) Tj ET Q q 0 0 0 rg BT 310.72 706.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 355.65 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.59 706.10 Td (any ) Tj ET Q q 0 0 0 rg BT 381.65 706.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 404.38 706.10 Td (by ) Tj ET Q q 0 0 0 rg BT 416.00 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.83 706.10 Td (Company) Tj ET Q q 0 0 0 rg BT 468.07 706.10 Td (, ) Tj ET Q q 0 0 0 rg BT 472.19 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 473.81 706.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 519.30 706.10 Td (or ) Tj ET Q q 0 0 0 rg BT 529.25 706.10 Td (exercise ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 111.26 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.64 694.10 Td (any ) Tj ET Q q 0 0 0 rg BT 140.13 694.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 189.84 694.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 230.65 694.10 Td (or ) Tj ET Q q 0 0 0 rg BT 242.03 694.10 Td (other ) Tj ET Q q 0 0 0 rg BT 265.62 694.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 315.33 694.10 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 363.35 694.10 Td (for) Tj ET Q q 0 0 0 rg BT 374.61 694.10 Td (, ) Tj ET Q q 0 0 0 rg BT 380.16 694.10 Td (or ) Tj ET Q q 0 0 0 rg BT 391.53 694.10 Td (convertible ) Tj ET Q q 0 0 0 rg BT 439.56 694.10 Td (into, ) Tj ET Q q 0 0 0 rg BT 460.66 694.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 488.70 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 500.08 694.10 Td (common ) Tj ET Q q 0 0 0 rg BT 538.12 694.10 Td (stock; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 682.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 124.02 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 141.49 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.19 682.10 Td (dif) Tj ET Q q 0 0 0 rg BT 167.11 682.10 Td (ference ) Tj ET Q q 0 0 0 rg BT 199.00 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 216.47 682.10 Td (is ) Tj ET Q q 0 0 0 rg BT 225.62 682.10 Td (so ) Tj ET Q q 0 0 0 rg BT 236.99 682.10 Td (obtained ) Tj ET Q q 0 0 0 rg BT 273.90 682.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 295.26 682.10 Td (be ) Tj ET Q q 0 0 0 rg BT 307.17 682.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 341.29 682.10 Td (by ) Tj ET Q q 0 0 0 rg BT 353.77 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.46 682.10 Td (number ) Tj ET Q q 0 0 0 rg BT 401.48 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 412.29 682.10 Td (shares, ) Tj ET Q q 0 0 0 rg BT 442.25 682.10 Td (if ) Tj ET Q q 0 0 0 rg BT 450.84 682.10 Td (any) Tj ET Q q 0 0 0 rg BT 464.63 682.10 Td (, ) Tj ET Q q 0 0 0 rg BT 469.60 682.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 488.75 682.10 Td (by ) Tj ET Q q 0 0 0 rg BT 501.22 682.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 543.68 682.10 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.67 670.10 Td (first ) Tj ET Q q 0 0 0 rg BT 119.23 670.10 Td (public ) Tj ET Q q 0 0 0 rg BT 146.67 670.10 Td (announcement ) Tj ET Q q 0 0 0 rg BT 207.43 670.10 Td (by ) Tj ET Q q 0 0 0 rg BT 219.88 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.55 670.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 275.89 670.10 Td (or ) Tj ET Q q 0 0 0 rg BT 286.67 670.10 Td (any ) Tj ET Q q 0 0 0 rg BT 303.55 670.10 Td (other ) Tj ET Q q 0 0 0 rg BT 326.55 670.10 Td (party ) Tj ET Q q 0 0 0 rg BT 349.55 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.33 670.10 Td (any ) Tj ET Q q 0 0 0 rg BT 377.22 670.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 423.81 670.10 Td (arrangement, ) Tj ET Q q 0 0 0 rg BT 478.19 670.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 527.56 670.10 Td (proposal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 658.10 Td (or ) Tj ET Q q 0 0 0 rg BT 96.83 658.10 Td (intent ) Tj ET Q q 0 0 0 rg BT 122.10 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 132.38 658.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 163.20 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 173.48 658.10 Td (a ) Tj ET Q q 0 0 0 rg BT 180.41 658.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 226.79 658.10 Td (which ) Tj ET Q q 0 0 0 rg BT 253.72 658.10 Td (would ) Tj ET Q q 0 0 0 rg BT 281.22 658.10 Td (constitute ) Tj ET Q q 0 0 0 rg BT 322.61 658.10 Td (a ) Tj ET Q q 0 0 0 rg BT 329.54 658.10 Td (Liquidation ) Tj ET Q q 0 0 0 rg BT 378.71 658.10 Td (Event.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 636.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.21 636.10 Td (number ) Tj ET Q q 0 0 0 rg BT 150.42 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.42 636.10 Td (Shares ) Tj ET Q q 0 0 0 rg BT 190.74 636.10 Td (Deemed ) Tj ET Q q 0 0 0 rg BT 226.72 636.10 Td (Held ) Tj ET Q q 0 0 0 rg BT 248.83 636.10 Td (by ) Tj ET Q q 0 0 0 rg BT 261.49 636.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 273.16 636.10 Td (. ) Tj ET Q q 0 0 0 rg BT 278.33 636.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 304.32 636.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 356.97 636.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 379.07 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 389.52 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 404.40 636.10 Td (Closing ) Tj ET Q q 0 0 0 rg BT 438.18 636.10 Td (Date ) Tj ET Q q 0 0 0 rg BT 459.72 636.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 481.27 636.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 505.59 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.48 636.10 Td (number ) Tj ET Q q 0 0 0 rg BT 553.69 636.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 77.79 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 88.92 624.10 Td (common ) Tj ET Q q 0 0 0 rg BT 126.71 624.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 150.62 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.75 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 176.77 624.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 218.45 624.10 Td (then ) Tj ET Q q 0 0 0 rg BT 238.47 624.10 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 288.47 624.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 317.92 624.10 Td (by ) Tj ET Q q 0 0 0 rg BT 330.72 624.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 342.39 624.10 Td (. ) Tj ET Q q 0 0 0 rg BT 347.69 624.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 373.82 624.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 393.29 624.10 Td (any ) Tj ET Q q 0 0 0 rg BT 410.52 624.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 438.31 624.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 457.78 624.10 Td (by ) Tj ET Q q 0 0 0 rg BT 470.58 624.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 482.25 624.10 Td (. ) Tj ET Q q 0 0 0 rg BT 487.55 624.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 513.68 624.10 Td (between ) Tj ET Q q 0 0 0 rg BT 549.79 624.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td (signing ) Tj ET Q q 0 0 0 rg BT 82.94 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 94.77 612.10 Td (this ) Tj ET Q q 0 0 0 rg BT 112.71 612.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 157.84 612.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.77 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.48 612.10 Td (Closing ) Tj ET Q q 0 0 0 rg BT 226.10 612.10 Td (date, ) Tj ET Q q 0 0 0 rg BT 248.75 612.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 268.91 612.10 Td (any ) Tj ET Q q 0 0 0 rg BT 286.84 612.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 330.32 612.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 358.81 612.10 Td (issuable ) Tj ET Q q 0 0 0 rg BT 394.52 612.10 Td (to ) Tj ET Q q 0 0 0 rg BT 405.79 612.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 417.46 612.10 Td (. ) Tj ET Q q 0 0 0 rg BT 423.45 612.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 450.27 612.10 Td (\(other ) Tj ET Q q 0 0 0 rg BT 477.64 612.10 Td (than ) Tj ET Q q 0 0 0 rg BT 498.35 612.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 536.29 612.10 Td (to ) Tj ET Q q 0 0 0 rg BT 547.56 612.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td (Agreement\) ) Tj ET Q q 0 0 0 rg BT 100.64 600.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 153.52 600.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 175.85 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 186.52 600.10 Td (or ) Tj ET Q q 0 0 0 rg BT 197.74 600.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 220.63 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.74 600.10 Td (Closing ) Tj ET Q q 0 0 0 rg BT 269.75 600.10 Td (Date ) Tj ET Q q 0 0 0 rg BT 291.51 600.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 314.40 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.51 600.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 365.16 600.10 Td (of ) Tj ET Q q 0 0 0 rg BT 376.38 600.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 400.38 600.10 Td (options ) Tj ET Q q 0 0 0 rg BT 432.71 600.10 Td (or ) Tj ET Q q 0 0 0 rg BT 443.94 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.04 600.10 Td (conversion ) Tj ET Q q 0 0 0 rg BT 505.81 600.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.03 600.10 Td (convertible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 92.76 588.10 Td (after ) Tj ET Q q 0 0 0 rg BT 113.58 588.10 Td (giving ) Tj ET Q q 0 0 0 rg BT 141.64 588.10 Td (ef) Tj ET Q q 0 0 0 rg BT 149.22 588.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 166.71 588.10 Td (to ) Tj ET Q q 0 0 0 rg BT 176.99 588.10 Td (any ) Tj ET Q q 0 0 0 rg BT 193.93 588.10 Td (acceleration ) Tj ET Q q 0 0 0 rg BT 244.72 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 255.55 588.10 Td (vesting ) Tj ET Q q 0 0 0 rg BT 286.94 588.10 Td (that ) Tj ET Q q 0 0 0 rg BT 304.43 588.10 Td (will ) Tj ET Q q 0 0 0 rg BT 322.49 588.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 347.20 588.10 Td (due ) Tj ET Q q 0 0 0 rg BT 364.14 588.10 Td (to ) Tj ET Q q 0 0 0 rg BT 374.41 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 389.13 588.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 435.48 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 446.31 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.03 588.10 Td (Liquidation ) Tj ET Q q 0 0 0 rg BT 510.19 588.10 Td (Event.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 564.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 564.10 Td (As ) Tj ET Q q 0 0 0 rg BT 100.33 564.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 133.52 564.10 Td (in ) Tj ET Q q 0 0 0 rg BT 144.52 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 159.24 564.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 209.37 564.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 227.02 564.10 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 266.34 564.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 288.44 564.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 313.30 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.73 564.10 Td (sum ) Tj ET Q q 0 0 0 rg BT 348.62 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.16 564.10 Td (any ) Tj ET Q q 0 0 0 rg BT 377.81 564.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 398.79 564.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 455.88 564.10 Td (received ) Tj ET Q q 0 0 0 rg BT 492.95 564.10 Td (for ) Tj ET Q q 0 0 0 rg BT 507.83 564.10 Td (each ) Tj ET Q q 0 0 0 rg BT 529.35 564.10 Td (share ) Tj ET Q q 0 0 0 rg BT 553.67 564.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 552.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 128.40 552.10 Td (common ) Tj ET Q q 0 0 0 rg BT 166.91 552.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 191.53 552.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 211.72 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.45 552.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 247.07 552.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 279.21 552.10 Td (V) Tj ET Q q 0 0 0 rg BT 285.32 552.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 305.49 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 317.34 552.10 Td (any ) Tj ET Q q 0 0 0 rg BT 335.29 552.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 376.57 552.10 Td (received ) Tj ET Q q 0 0 0 rg BT 413.95 552.10 Td (or ) Tj ET Q q 0 0 0 rg BT 425.79 552.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 470.39 552.10 Td (per ) Tj ET Q q 0 0 0 rg BT 486.67 552.10 Td (share ) Tj ET Q q 0 0 0 rg BT 511.28 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 523.13 552.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 540.10 Td (common ) Tj ET Q q 0 0 0 rg BT 123.50 540.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 147.10 540.10 Td (held ) Tj ET Q q 0 0 0 rg BT 166.82 540.10 Td (by ) Tj ET Q q 0 0 0 rg BT 179.32 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.04 540.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 247.08 540.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.91 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.63 540.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 314.02 540.10 Td (by ) Tj ET Q q 0 0 0 rg BT 326.52 540.10 Td (virtue ) Tj ET Q q 0 0 0 rg BT 352.34 540.10 Td (of ) Tj ET Q q 0 0 0 rg BT 363.17 540.10 Td (an ) Tj ET Q q 0 0 0 rg BT 374.56 540.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 423.72 540.10 Td (Event.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 518.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.33 518.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 140.65 518.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 172.10 518.10 Td (V) Tj ET Q q 0 0 0 rg BT 178.22 518.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 202.09 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 213.20 518.10 Td (any ) Tj ET Q q 0 0 0 rg BT 230.42 518.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 270.96 518.10 Td (received ) Tj ET Q q 0 0 0 rg BT 307.60 518.10 Td (by ) Tj ET Q q 0 0 0 rg BT 320.38 518.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 362.04 518.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 415.37 518.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 437.03 518.10 Td (be ) Tj ET Q q 0 0 0 rg BT 449.25 518.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 497.01 518.10 Td (as ) Tj ET Q q 0 0 0 rg BT 508.12 518.10 Td (follows: ) Tj ET Q q 0 0 0 rg BT 543.67 518.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 555.89 518.10 Td (if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.82 506.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 111.06 506.10 Td (are ) Tj ET Q q 0 0 0 rg BT 125.76 506.10 Td (listed ) Tj ET Q q 0 0 0 rg BT 149.91 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 166.83 506.10 Td (traded ) Tj ET Q q 0 0 0 rg BT 194.30 506.10 Td (on ) Tj ET Q q 0 0 0 rg BT 206.79 506.10 Td (a ) Tj ET Q q 0 0 0 rg BT 213.71 506.10 Td (national ) Tj ET Q q 0 0 0 rg BT 248.41 506.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 288.66 506.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 328.90 506.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 343.04 506.10 Td (such ) Tj ET Q q 0 0 0 rg BT 363.86 506.10 Td (term ) Tj ET Q q 0 0 0 rg BT 384.67 506.10 Td (is ) Tj ET Q q 0 0 0 rg BT 393.82 506.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 426.29 506.10 Td (by ) Tj ET Q q 0 0 0 rg BT 438.78 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 453.48 506.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 495.40 506.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 536.76 506.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 553.69 506.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (1934\) ) Tj ET Q q 0 0 0 rg BT 75.79 494.10 Td (on ) Tj ET Q q 0 0 0 rg BT 88.25 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.92 494.10 Td (date ) Tj ET Q q 0 0 0 rg BT 122.03 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 132.82 494.10 Td (determination, ) Tj ET Q q 0 0 0 rg BT 193.31 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.99 494.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 226.55 494.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 257.71 494.10 Td (V) Tj ET Q q 0 0 0 rg BT 263.82 494.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 282.94 494.10 Td (per ) Tj ET Q q 0 0 0 rg BT 298.16 494.10 Td (share ) Tj ET Q q 0 0 0 rg BT 321.72 494.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 343.06 494.10 Td (be ) Tj ET Q q 0 0 0 rg BT 354.96 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 369.63 494.10 Td (average ) Tj ET Q q 0 0 0 rg BT 403.18 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 413.96 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.64 494.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 459.98 494.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 486.32 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 497.10 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 511.78 494.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 552.00 494.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td (such ) Tj ET Q q 0 0 0 rg BT 71.40 482.10 Td (national ) Tj ET Q q 0 0 0 rg BT 106.67 482.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 147.50 482.10 Td (exchange, ) Tj ET Q q 0 0 0 rg BT 190.83 482.10 Td (over ) Tj ET Q q 0 0 0 rg BT 211.66 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.94 482.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 257.23 482.10 Td (trading ) Tj ET Q q 0 0 0 rg BT 288.62 482.10 Td (day ) Tj ET Q q 0 0 0 rg BT 306.12 482.10 Td (period ) Tj ET Q q 0 0 0 rg BT 334.74 482.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 365.02 482.10 Td (three ) Tj ET Q q 0 0 0 rg BT 388.07 482.10 Td (trading ) Tj ET Q q 0 0 0 rg BT 419.46 482.10 Td (days ) Tj ET Q q 0 0 0 rg BT 440.86 482.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 463.36 482.10 Td (to ) Tj ET Q q 0 0 0 rg BT 474.21 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 489.49 482.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 521.45 482.10 Td (date ) Tj ET Q q 0 0 0 rg BT 541.17 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 552.56 482.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 99.50 470.10 Td (Event; ) Tj ET Q q 0 0 0 rg BT 128.45 470.10 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 143.50 470.10 Td (if ) Tj ET Q q 0 0 0 rg BT 152.45 470.10 Td (such ) Tj ET Q q 0 0 0 rg BT 173.62 470.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 214.22 470.10 Td (are ) Tj ET Q q 0 0 0 rg BT 229.26 470.10 Td (traded ) Tj ET Q q 0 0 0 rg BT 257.09 470.10 Td (in ) Tj ET Q q 0 0 0 rg BT 267.70 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.76 470.10 Td (over) Tj ET Q q 0 0 0 rg BT 300.33 470.10 Td (-the-counter ) Tj ET Q q 0 0 0 rg BT 352.03 470.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 385.13 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 400.19 470.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 419.13 470.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 450.64 470.10 Td (V) Tj ET Q q 0 0 0 rg BT 456.75 470.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 476.25 470.10 Td (per ) Tj ET Q q 0 0 0 rg BT 491.86 470.10 Td (share ) Tj ET Q q 0 0 0 rg BT 515.79 470.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 537.52 470.10 Td (be ) Tj ET Q q 0 0 0 rg BT 549.79 470.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (average ) Tj ET Q q 0 0 0 rg BT 83.98 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 95.21 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 110.33 458.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 142.12 458.10 Td (bid ) Tj ET Q q 0 0 0 rg BT 157.79 458.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.13 458.10 Td (asked ) Tj ET Q q 0 0 0 rg BT 200.80 458.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 227.58 458.10 Td (on ) Tj ET Q q 0 0 0 rg BT 240.47 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.59 458.10 Td (day ) Tj ET Q q 0 0 0 rg BT 272.93 458.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 325.81 458.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 348.15 458.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.83 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.95 458.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 405.73 458.10 Td (date ) Tj ET Q q 0 0 0 rg BT 425.29 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 436.52 458.10 Td (an ) Tj ET Q q 0 0 0 rg BT 448.21 458.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 497.78 458.10 Td (Event; ) Tj ET Q q 0 0 0 rg BT 526.78 458.10 Td (or ) Tj ET Q q 0 0 0 rg BT 538.01 458.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 555.90 458.10 Td (if ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (such ) Tj ET Q q 0 0 0 rg BT 70.84 446.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 111.12 446.10 Td (are ) Tj ET Q q 0 0 0 rg BT 125.84 446.10 Td (not ) Tj ET Q q 0 0 0 rg BT 141.14 446.10 Td (listed ) Tj ET Q q 0 0 0 rg BT 165.32 446.10 Td (on ) Tj ET Q q 0 0 0 rg BT 177.83 446.10 Td (a ) Tj ET Q q 0 0 0 rg BT 184.79 446.10 Td (national ) Tj ET Q q 0 0 0 rg BT 219.51 446.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 259.79 446.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 300.06 446.10 Td (or) Tj ET Q q 0 0 0 rg BT 307.99 446.10 Td (, ) Tj ET Q q 0 0 0 rg BT 313.00 446.10 Td (if ) Tj ET Q q 0 0 0 rg BT 321.63 446.10 Td (such ) Tj ET Q q 0 0 0 rg BT 342.47 446.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 382.75 446.10 Td (are ) Tj ET Q q 0 0 0 rg BT 397.47 446.10 Td (traded ) Tj ET Q q 0 0 0 rg BT 424.97 446.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.26 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.00 446.10 Td (over) Tj ET Q q 0 0 0 rg BT 467.56 446.10 Td (-the-counter ) Tj ET Q q 0 0 0 rg BT 518.94 446.10 Td (market ) Tj ET Q q 0 0 0 rg BT 549.22 446.10 Td (but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.10 Td (there ) Tj ET Q q 0 0 0 rg BT 71.86 434.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 92.63 434.10 Td (be ) Tj ET Q q 0 0 0 rg BT 103.94 434.10 Td (no ) Tj ET Q q 0 0 0 rg BT 115.82 434.10 Td (published ) Tj ET Q q 0 0 0 rg BT 156.58 434.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 187.35 434.10 Td (bid ) Tj ET Q q 0 0 0 rg BT 202.00 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.32 434.10 Td (asked ) Tj ET Q q 0 0 0 rg BT 242.97 434.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 268.72 434.10 Td (available ) Tj ET Q q 0 0 0 rg BT 306.69 434.10 Td (on ) Tj ET Q q 0 0 0 rg BT 318.56 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.66 434.10 Td (date ) Tj ET Q q 0 0 0 rg BT 351.19 434.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 403.05 434.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 424.37 434.10 Td (to ) Tj ET Q q 0 0 0 rg BT 434.03 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.12 434.10 Td (Closing ) Tj ET Q q 0 0 0 rg BT 481.12 434.10 Td (Date, ) Tj ET Q q 0 0 0 rg BT 504.37 434.10 Td (then ) Tj ET Q q 0 0 0 rg BT 523.46 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 537.56 434.10 Td (Board ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 71.63 422.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 114.36 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 129.32 422.10 Td (Fair ) Tj ET Q q 0 0 0 rg BT 148.17 422.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 179.60 422.10 Td (V) Tj ET Q q 0 0 0 rg BT 185.71 422.10 Td (alue ) Tj ET Q q 0 0 0 rg BT 205.11 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 216.19 422.10 Td (such ) Tj ET Q q 0 0 0 rg BT 237.26 422.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 277.77 422.10 Td (from ) Tj ET Q q 0 0 0 rg BT 299.96 422.10 Td (all ) Tj ET Q q 0 0 0 rg BT 312.70 422.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 347.65 422.10 Td (available ) Tj ET Q q 0 0 0 rg BT 386.48 422.10 Td (facts, ) Tj ET Q q 0 0 0 rg BT 410.60 422.10 Td (which ) Tj ET Q q 0 0 0 rg BT 437.79 422.10 Td (may ) Tj ET Q q 0 0 0 rg BT 457.75 422.10 Td (include ) Tj ET Q q 0 0 0 rg BT 489.93 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 504.89 422.10 Td (average ) Tj ET Q q 0 0 0 rg BT 538.72 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 422.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 81.41 410.10 Td (bid ) Tj ET Q q 0 0 0 rg BT 96.71 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.67 410.10 Td (ask ) Tj ET Q q 0 0 0 rg BT 129.53 410.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 155.93 410.10 Td (reflected ) Tj ET Q q 0 0 0 rg BT 193.42 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 203.72 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.46 410.10 Td (over) Tj ET Q q 0 0 0 rg BT 236.03 410.10 Td (-the-counter ) Tj ET Q q 0 0 0 rg BT 287.42 410.10 Td (market ) Tj ET Q q 0 0 0 rg BT 317.71 410.10 Td (on ) Tj ET Q q 0 0 0 rg BT 330.23 410.10 Td (a ) Tj ET Q q 0 0 0 rg BT 337.19 410.10 Td (date ) Tj ET Q q 0 0 0 rg BT 356.37 410.10 Td (within ) Tj ET Q q 0 0 0 rg BT 384.45 410.10 Td (a ) Tj ET Q q 0 0 0 rg BT 391.41 410.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 436.69 410.10 Td (period ) Tj ET Q q 0 0 0 rg BT 464.76 410.10 Td (either ) Tj ET Q q 0 0 0 rg BT 490.05 410.10 Td (before ) Tj ET Q q 0 0 0 rg BT 518.11 410.10 Td (or ) Tj ET Q q 0 0 0 rg BT 528.96 410.10 Td (after ) Tj ET Q q 0 0 0 rg BT 549.80 410.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (date ) Tj ET Q q 0 0 0 rg BT 69.42 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 80.51 398.10 Td (determination, ) Tj ET Q q 0 0 0 rg BT 141.31 398.10 Td (or ) Tj ET Q q 0 0 0 rg BT 152.40 398.10 Td (opinions ) Tj ET Q q 0 0 0 rg BT 189.61 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.70 398.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 252.33 398.10 Td (experts ) Tj ET Q q 0 0 0 rg BT 283.97 398.10 Td (as ) Tj ET Q q 0 0 0 rg BT 295.06 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 305.60 398.10 Td (value ) Tj ET Q q 0 0 0 rg BT 330.02 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 347.22 398.10 Td (may ) Tj ET Q q 0 0 0 rg BT 367.19 398.10 Td (take ) Tj ET Q q 0 0 0 rg BT 386.61 398.10 Td (into ) Tj ET Q q 0 0 0 rg BT 404.93 398.10 Td (account ) Tj ET Q q 0 0 0 rg BT 438.78 398.10 Td (any ) Tj ET Q q 0 0 0 rg BT 455.98 398.10 Td (recent ) Tj ET Q q 0 0 0 rg BT 483.17 398.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 505.37 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.57 398.10 Td (purchases ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 386.10 Td (such ) Tj ET Q q 0 0 0 rg BT 81.66 386.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 121.92 386.10 Td (to ) Tj ET Q q 0 0 0 rg BT 132.20 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.92 386.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 173.85 386.10 Td (they ) Tj ET Q q 0 0 0 rg BT 193.57 386.10 Td (are ) Tj ET Q q 0 0 0 rg BT 208.28 386.10 Td (representative.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 364.10 Td (In ) Tj ET Q q 0 0 0 rg BT 110.33 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.55 364.10 Td (event ) Tj ET Q q 0 0 0 rg BT 150.20 364.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.53 364.10 Td (a ) Tj ET Q q 0 0 0 rg BT 168.97 364.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 227.51 364.10 Td (by ) Tj ET Q q 0 0 0 rg BT 240.51 364.10 Td (an ) Tj ET Q q 0 0 0 rg BT 252.95 364.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 299.82 364.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 320.04 364.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.37 364.10 Td (national ) Tj ET Q q 0 0 0 rg BT 366.58 364.10 Td (standing ) Tj ET Q q 0 0 0 rg BT 403.47 364.10 Td (that ) Tj ET Q q 0 0 0 rg BT 421.47 364.10 Td (any ) Tj ET Q q 0 0 0 rg BT 438.90 364.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 476.34 364.10 Td (or ) Tj ET Q q 0 0 0 rg BT 487.67 364.10 Td (distribution ) Tj ET Q q 0 0 0 rg BT 536.78 364.10 Td (by ) Tj ET Q q 0 0 0 rg BT 549.78 364.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 92.25 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 103.40 352.10 Td (or ) Tj ET Q q 0 0 0 rg BT 115.10 352.10 Td (for ) Tj ET Q q 0 0 0 rg BT 130.13 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.71 352.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 176.84 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.54 352.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 200.21 352.10 Td (. ) Tj ET Q q 0 0 0 rg BT 206.08 352.10 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 235.27 352.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 270.85 352.10 Td (paid, ) Tj ET Q q 0 0 0 rg BT 293.93 352.10 Td (payable, ) Tj ET Q q 0 0 0 rg BT 330.90 352.10 Td (distributed ) Tj ET Q q 0 0 0 rg BT 377.04 352.10 Td (or ) Tj ET Q q 0 0 0 rg BT 388.74 352.10 Td (distributable ) Tj ET Q q 0 0 0 rg BT 442.09 352.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 479.90 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 491.05 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.89 352.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 553.68 352.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 91.27 340.10 Td (would ) Tj ET Q q 0 0 0 rg BT 118.67 340.10 Td (be ) Tj ET Q q 0 0 0 rg BT 130.50 340.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 161.22 340.10 Td (to ) Tj ET Q q 0 0 0 rg BT 171.39 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.01 340.10 Td (excise ) Tj ET Q q 0 0 0 rg BT 213.39 340.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 228.00 340.10 Td (imposed ) Tj ET Q q 0 0 0 rg BT 264.28 340.10 Td (by ) Tj ET Q q 0 0 0 rg BT 276.67 340.10 Td (Section ) Tj ET Q q 0 0 0 rg BT 309.06 340.10 Td (4999 ) Tj ET Q q 0 0 0 rg BT 331.46 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 342.19 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.80 340.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 390.29 340.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 427.67 340.10 Td (Code ) Tj ET Q q 0 0 0 rg BT 451.17 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.89 340.10 Td (1986 ) Tj ET Q q 0 0 0 rg BT 484.29 340.10 Td (as ) Tj ET Q q 0 0 0 rg BT 495.01 340.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 533.50 340.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 547.56 340.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (successor ) Tj ET Q q 0 0 0 rg BT 91.44 328.10 Td (provision\) ) Tj ET Q q 0 0 0 rg BT 135.67 328.10 Td (or ) Tj ET Q q 0 0 0 rg BT 147.12 328.10 Td (any ) Tj ET Q q 0 0 0 rg BT 164.67 328.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 197.23 328.10 Td (or ) Tj ET Q q 0 0 0 rg BT 208.68 328.10 Td (penalties ) Tj ET Q q 0 0 0 rg BT 247.34 328.10 Td (with ) Tj ET Q q 0 0 0 rg BT 268.23 328.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 299.67 328.10 Td (to ) Tj ET Q q 0 0 0 rg BT 310.57 328.10 Td (such ) Tj ET Q q 0 0 0 rg BT 332.02 328.10 Td (excise ) Tj ET Q q 0 0 0 rg BT 360.12 328.10 Td (tax, ) Tj ET Q q 0 0 0 rg BT 377.96 328.10 Td (then ) Tj ET Q q 0 0 0 rg BT 398.29 328.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 409.96 328.10 Td (. ) Tj ET Q q 0 0 0 rg BT 415.58 328.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 442.03 328.10 Td (shall ) Tj ET Q q 0 0 0 rg BT 464.03 328.10 Td (be ) Tj ET Q q 0 0 0 rg BT 476.59 328.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 509.70 328.10 Td (to ) Tj ET Q q 0 0 0 rg BT 520.60 328.10 Td (receive ) Tj ET Q q 0 0 0 rg BT 552.58 328.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.04 316.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 128.52 316.10 Td (in ) Tj ET Q q 0 0 0 rg BT 138.34 316.10 Td (an ) Tj ET Q q 0 0 0 rg BT 149.83 316.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 181.87 316.10 Td (such ) Tj ET Q q 0 0 0 rg BT 202.25 316.10 Td (that ) Tj ET Q q 0 0 0 rg BT 219.29 316.10 Td (after ) Tj ET Q q 0 0 0 rg BT 239.66 316.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.92 316.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 290.40 316.10 Td (by ) Tj ET Q q 0 0 0 rg BT 302.45 316.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 314.12 316.10 Td (. ) Tj ET Q q 0 0 0 rg BT 318.67 316.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 344.04 316.10 Td (of ) Tj ET Q q 0 0 0 rg BT 354.42 316.10 Td (all ) Tj ET Q q 0 0 0 rg BT 366.46 316.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 389.05 316.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 432.20 316.10 Td (any ) Tj ET Q q 0 0 0 rg BT 448.69 316.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 480.17 316.10 Td (or ) Tj ET Q q 0 0 0 rg BT 490.55 316.10 Td (penalties ) Tj ET Q q 0 0 0 rg BT 528.14 316.10 Td (imposed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 304.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 101.09 304.10 Td (to ) Tj ET Q q 0 0 0 rg BT 111.37 304.10 Td (such ) Tj ET Q q 0 0 0 rg BT 132.20 304.10 Td (taxes\), ) Tj ET Q q 0 0 0 rg BT 161.08 304.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 172.75 304.10 Td (. ) Tj ET Q q 0 0 0 rg BT 177.75 304.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 203.57 304.10 Td (retains ) Tj ET Q q 0 0 0 rg BT 232.73 304.10 Td (an ) Tj ET Q q 0 0 0 rg BT 244.67 304.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 277.16 304.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 301.32 304.10 Td (to ) Tj ET Q q 0 0 0 rg BT 311.60 304.10 Td (any ) Tj ET Q q 0 0 0 rg BT 328.54 304.10 Td (such ) Tj ET Q q 0 0 0 rg BT 349.37 304.10 Td (tax.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 282.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.68 282.10 Td (base ) Tj ET Q q 0 0 0 rg BT 136.58 282.10 Td (price ) Tj ET Q q 0 0 0 rg BT 158.69 282.10 Td (of ) Tj ET Q q 0 0 0 rg BT 169.15 282.10 Td ($7.95 ) Tj ET Q q 0 0 0 rg BT 193.78 282.10 Td (\(post-stock ) Tj ET Q q 0 0 0 rg BT 240.35 282.10 Td (split\) ) Tj ET Q q 0 0 0 rg BT 263.04 282.10 Td (from ) Tj ET Q q 0 0 0 rg BT 284.61 282.10 Td (which ) Tj ET Q q 0 0 0 rg BT 311.18 282.10 Td (any ) Tj ET Q q 0 0 0 rg BT 327.75 282.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 344.31 282.10 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 382.54 282.10 Td (will ) Tj ET Q q 0 0 0 rg BT 400.23 282.10 Td (be ) Tj ET Q q 0 0 0 rg BT 411.80 282.10 Td (subtracted ) Tj ET Q q 0 0 0 rg BT 455.02 282.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 497.69 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 512.04 282.10 Td (approximate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (price ) Tj ET Q q 0 0 0 rg BT 72.61 270.10 Td (per ) Tj ET Q q 0 0 0 rg BT 88.00 270.10 Td (share ) Tj ET Q q 0 0 0 rg BT 111.72 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.67 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.51 270.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 184.71 270.10 Td (common ) Tj ET Q q 0 0 0 rg BT 222.33 270.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 246.06 270.10 Td (on ) Tj ET Q q 0 0 0 rg BT 258.68 270.10 Td (March ) Tj ET Q q 0 0 0 rg BT 287.40 270.10 Td (25, ) Tj ET Q q 0 0 0 rg BT 302.52 270.10 Td (2009 ) Tj ET Q q 0 0 0 rg BT 325.15 270.10 Td (when ) Tj ET Q q 0 0 0 rg BT 349.43 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.27 270.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 415.76 270.10 Td (members ) Tj ET Q q 0 0 0 rg BT 455.04 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.99 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.83 270.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 507.89 270.10 Td (agreed ) Tj ET Q q 0 0 0 rg BT 537.16 270.10 Td (on ) Tj ET Q q 0 0 0 rg BT 549.78 270.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (desirability ) Tj ET Q q 0 0 0 rg BT 97.49 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 108.32 258.10 Td (this ) Tj ET Q q 0 0 0 rg BT 125.27 258.10 Td (type ) Tj ET Q q 0 0 0 rg BT 144.99 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 155.82 258.10 Td (agreement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.27 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.54 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.81 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.08 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 97.35 234.10 Td (In ) Tj ET Q q 0 0 0 rg BT 107.95 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.43 234.10 Td (event ) Tj ET Q q 0 0 0 rg BT 146.36 234.10 Td (that ) Tj ET Q q 0 0 0 rg BT 163.62 234.10 Td (an ) Tj ET Q q 0 0 0 rg BT 174.83 234.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 223.76 234.10 Td (Event ) Tj ET Q q 0 0 0 rg BT 249.36 234.10 Td (had ) Tj ET Q q 0 0 0 rg BT 266.07 234.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 303.31 234.10 Td (on ) Tj ET Q q 0 0 0 rg BT 315.58 234.10 Td (December ) Tj ET Q q 0 0 0 rg BT 358.94 234.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 373.71 234.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 398.47 234.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.18 234.10 Td (assuming ) Tj ET Q q 0 0 0 rg BT 455.23 234.10 Td (that ) Tj ET Q q 0 0 0 rg BT 472.50 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 486.98 234.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 528.14 234.10 Td (received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 67.10 222.10 Td (Proceeds ) Tj ET Q q 0 0 0 rg BT 105.86 222.10 Td (of ) Tj ET Q q 0 0 0 rg BT 116.85 222.10 Td ($16.99 ) Tj ET Q q 0 0 0 rg BT 147.02 222.10 Td (per ) Tj ET Q q 0 0 0 rg BT 162.45 222.10 Td (share ) Tj ET Q q 0 0 0 rg BT 186.21 222.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 204.42 222.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 235.97 222.10 Td (price ) Tj ET Q q 0 0 0 rg BT 258.62 222.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.61 222.10 Td (the ) Tj ET Q q 0 0 0 rg BT 284.49 222.10 Td (Company) Tj ET Q q 0 0 0 rg BT 326.15 222.10 Td (s ) Tj ET Q q 0 0 0 rg BT 332.71 222.10 Td (common ) Tj ET Q q 0 0 0 rg BT 370.37 222.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 394.14 222.10 Td (on ) Tj ET Q q 0 0 0 rg BT 406.80 222.10 Td (December ) Tj ET Q q 0 0 0 rg BT 450.55 222.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 465.71 222.10 Td (2014\), ) Tj ET Q q 0 0 0 rg BT 494.20 222.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 505.87 222.10 Td (. ) Tj ET Q q 0 0 0 rg BT 511.03 222.10 Td (Raina ) Tj ET Q q 0 0 0 rg BT 537.02 222.10 Td (would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.10 Td (have ) Tj ET Q q 0 0 0 rg BT 71.65 210.10 Td (received ) Tj ET Q q 0 0 0 rg BT 108.29 210.10 Td (a ) Tj ET Q q 0 0 0 rg BT 115.51 210.10 Td ($52.0 ) Tj ET Q q 0 0 0 rg BT 140.78 210.10 Td (million ) Tj ET Q q 0 0 0 rg BT 172.45 210.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 209.66 210.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 232.43 210.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.81 210.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 296.25 210.10 Td (Event, ) Tj ET Q q 0 0 0 rg BT 324.86 210.10 Td (which ) Tj ET Q q 0 0 0 rg BT 352.07 210.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 389.28 210.10 Td (does ) Tj ET Q q 0 0 0 rg BT 410.39 210.10 Td (not ) Tj ET Q q 0 0 0 rg BT 425.94 210.10 Td (include ) Tj ET Q q 0 0 0 rg BT 458.15 210.10 Td (any ) Tj ET Q q 0 0 0 rg BT 475.36 210.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 490.36 210.10 Td (gross-up ) Tj ET Q q 0 0 0 rg BT 527.58 210.10 Td (payment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 198.10 Td (described ) Tj ET Q q 0 0 0 rg BT 90.82 198.10 Td (above.) 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ET Q q 0 0 0 rg BT 505.76 154.10 Td (of ) Tj ET Q q 0 0 0 rg BT 516.94 154.10 Td (which ) Tj ET Q q 0 0 0 rg BT 544.24 154.10 Td (one-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (fourth ) Tj ET Q q 0 0 0 rg BT 77.01 142.10 Td (will ) Tj ET Q q 0 0 0 rg BT 95.14 142.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 113.82 142.10 Td (on ) Tj ET Q q 0 0 0 rg BT 126.39 142.10 Td (January ) Tj ET Q q 0 0 0 rg BT 160.06 142.10 Td (12, ) Tj ET Q q 0 0 0 rg BT 175.13 142.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 200.20 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 217.21 142.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.99 142.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 275.11 142.10 Td (options ) Tj ET Q q 0 0 0 rg BT 307.13 142.10 Td (will ) Tj ET Q q 0 0 0 rg BT 325.25 142.10 Td (vest ) Tj ET Q q 0 0 0 rg BT 343.93 142.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 374.27 142.10 Td (each ) Tj ET Q q 0 0 0 rg BT 395.15 142.10 Td (quarter ) Tj ET Q q 0 0 0 rg BT 426.04 142.10 Td (in ) Tj ET Q q 0 0 0 rg BT 436.39 142.10 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(Chairman.) 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600.43 Td (A) Tj ET Q q 0 0 0 rg BT 510.03 600.43 Td (vailable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.30 590.43 Td (for) Tj ET Q q 0 0 0 rg BT 513.89 590.43 Td ( Futur) Tj ET Q q 0 0 0 rg BT 541.21 590.43 Td (e ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 505.15 580.43 Td (Issuance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.25 570.43 Td (Under) Tj ET Q q 0 0 0 rg BT 521.29 570.43 Td ( Equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 547.43 Td (Plan Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.60 556.48 Td (Warrants and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.60 546.48 Td (Rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.60 556.48 Td (Warrants and) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.60 546.48 Td (Rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.65 556.48 Td (Compensation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.80 546.48 Td (Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 533.32 Td (Equity Compensation Plans Approved by Security Holders:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.00 533.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 533.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.00 533.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 519.32 Td (1996 Stock Incentive Plan, as amended and restated in 2006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 519.32 Td (72,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 519.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 519.32 Td (14.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 519.32 Td (1,097,563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 505.32 Td (2010 Stock Incentive Plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.15 505.32 Td (135,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.00 505.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.15 505.32 Td (17.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 505.32 Td (4,593,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 491.32 Td (Equity Compensation Plans Not Approved by Security Holders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 491.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.30 491.32 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.30 491.32 Td (N/A) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 176.05 477.43 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.15 477.43 Td (207,000) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.00 477.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.15 477.43 Td (16.41) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.65 477.43 Td (5,690,842) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 149.10 414.45 Td (SECURITY) Tj ET Q q 0 0 0 rg BT 200.41 414.45 Td ( OWNERSHIP) Tj ET Q q 0 0 0 rg BT 264.59 414.45 Td ( OF) Tj ET Q q 0 0 0 rg BT 280.60 414.45 Td ( CER) Tj ET Q q 0 0 0 rg BT 303.87 414.45 Td (T) Tj ET Q q 0 0 0 rg BT 309.79 414.45 Td (AIN BENEFICIAL) Tj ET Q q 0 0 0 rg BT 392.31 414.45 Td ( OWNERS ) Tj ET Q q 0 0 0 rg BT 441.21 414.45 Td (AND) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 165.50 402.45 Td (MANAGEMENT) Tj ET Q q 0 0 0 rg BT 240.87 402.45 Td ( ) Tj ET Q q 0 0 0 rg BT 242.82 402.45 Td (AND RELA) Tj ET Q q 0 0 0 rg BT 294.03 402.45 Td (TED ST) Tj ET Q q 0 0 0 rg BT 329.14 402.45 Td (OCKHOLDER MA) Tj ET Q q 0 0 0 rg BT 413.67 402.45 Td (TTERS) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 345.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 345.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 345.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 321.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 321.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 321.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 297.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 297.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 297.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 273.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 273.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 273.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 249.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 249.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 249.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 225.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 225.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 225.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 201.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 201.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 201.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 177.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 177.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 177.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 161.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 161.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 161.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 137.95 357.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 137.95 58.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 137.95 55.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 70.50 114.95 357.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 114.95 58.00 -11.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.50 114.95 55.00 -11.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 367.95000000000005 m 485.5 367.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 427.5 345.95000000000005 m 485.5 345.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 367.95000000000005 m 540.5 367.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 345.95000000000005 m 540.5 345.95000000000005 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485.5 345.95000000000005 m 540.5 345.95000000000005 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.70 370.68 Td (Current Beneficial) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 73 349.06259765625003 m 185.38037109375 349.06259765625003 l s q 0 0 0 rg BT 73.00 350.63 Td (Name of Beneficial Owner) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.85 358.68 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.55 348.68 Td (Shares \(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.75 358.68 Td (Per) Tj ET Q q 0 0 0 rg BT 505.55 358.68 Td (cent of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 346.73 Td (Class \(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 336.57 Td (Robin Raina \(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.60 336.57 Td (3,671,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.05 336.57 Td (10.41%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 324.57 Td (James A. Mitarotonda \(4\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 324.57 Td (471,852) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.55 324.57 Td (1.34%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 312.57 Td (Neil D. Eckert \(5\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 312.57 Td (147,942) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 312.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 300.57 Td (Leon d'Apice \(6\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.15 300.57 Td (104,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 300.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 288.57 Td (Rolf Herter \(7\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 288.57 Td (93,942) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 288.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 276.57 Td (Hans Ueli Keller \(8\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 276.57 Td (93,942) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 276.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 264.57 Td (Hans U. Benz \(9\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 264.57 Td (74,662) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 264.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 252.57 Td (Graham Prior \(10\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 252.57 Td (62,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 252.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 240.57 Td (Pavan Bhalla \(11\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 240.57 Td (57,568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 240.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 228.57 Td (James S. Senge \(12\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 228.57 Td (21,219) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 228.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 216.57 Td (Robert F. Kerris \(13\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 216.57 Td (15,571) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 216.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 204.57 Td (Joseph R. Wright) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 204.57 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.00 204.57 Td (*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 192.57 Td (Directors and executive officers as a group \(12 persons\) \(14\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.60 192.57 Td (4,815,235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.05 192.57 Td (13.60%) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 73 167.11259765625005 m 179.46484375 167.11259765625005 l s q 0 0 0 rg BT 73.00 168.68 Td (Other Beneficial Holders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 152.57 Td (Fidelity Management and Research Company \(15\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.60 152.57 Td (3,936,730) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.05 152.57 Td (11.16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 140.57 Td (Rennes Foundation \(16\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.60 140.57 Td (3,570,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.05 140.57 Td (10.13%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 128.57 Td (First ) Tj ET Q q 0 0 0 rg BT 93.66 128.57 Td (T) Tj ET Q q 0 0 0 rg BT 99.42 128.57 Td (rust ) Tj ET Q q 0 0 0 rg BT 116.36 128.57 Td (Advisors, L.P) Tj ET Q q 0 0 0 rg BT 170.54 128.57 Td (. \(17\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.60 128.57 Td (2,665,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.55 128.57 Td (7.56%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 116.57 Td (Blackrock \(18\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.60 116.57 Td (2,654,956) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.55 116.57 Td (7.53%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 105.57 Td (The Vanguard Group \(19\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.60 105.57 Td (2,180,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.55 105.57 Td (6.18%) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 49.00 74.05 Td (* ) Tj ET Q q 0 0 0 rg BT 70.00 74.05 Td (Less ) Tj ET Q q 0 0 0 rg BT 90.83 74.05 Td (than ) Tj ET Q q 0 0 0 rg BT 110.55 74.05 Td (1%. ) Tj ET Q endstream endobj 217 0 obj <>] /Rotate 0 /Contents 218 0 R>> endobj 218 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (105) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 748.50 460.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 638.50 460.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 498.50 460.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 458.50 460.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 408.50 460.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 368.50 460.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 328.50 460.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 288.50 460.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 208.50 460.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 75.00 138.50 460.00 -45.00 re f /GS0 gs BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 728.17 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 97.50 728.17 Td (For ) Tj ET Q q 0 0 0 rg BT 113.37 728.17 Td (purposes ) Tj ET Q q 0 0 0 rg BT 150.91 728.17 Td (of ) Tj ET Q q 0 0 0 rg BT 161.22 728.17 Td (this ) Tj ET Q q 0 0 0 rg BT 177.65 728.17 Td (table, ) Tj ET Q q 0 0 0 rg BT 201.56 728.17 Td (a ) Tj ET Q q 0 0 0 rg BT 207.98 728.17 Td (person ) Tj ET Q q 0 0 0 rg BT 236.62 728.17 Td (is ) Tj ET Q q 0 0 0 rg BT 245.28 728.17 Td (deemed ) Tj ET Q q 0 0 0 rg BT 278.35 728.17 Td (to ) Tj ET Q q 0 0 0 rg BT 288.11 728.17 Td (be ) Tj ET Q q 0 0 0 rg BT 299.53 728.17 Td (the ) Tj ET Q q 0 0 0 rg BT 313.73 728.17 Td (beneficial ) Tj ET Q q 0 0 0 rg BT 355.13 728.17 Td (owner ) Tj ET Q q 0 0 0 rg BT 382.10 728.17 Td (of ) Tj ET Q q 0 0 0 rg BT 392.41 728.17 Td (a ) Tj ET Q q 0 0 0 rg BT 398.83 728.17 Td (security ) Tj ET Q q 0 0 0 rg BT 432.47 728.17 Td (if ) Tj ET Q q 0 0 0 rg BT 440.56 728.17 Td (he ) Tj ET Q q 0 0 0 rg BT 451.98 728.17 Td (or ) Tj ET Q q 0 0 0 rg BT 462.29 728.17 Td (she ) Tj ET Q q 0 0 0 rg BT 477.60 728.17 Td (\(a\)has ) Tj ET Q q 0 0 0 rg BT 506.51 728.17 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 718.17 Td (of ) Tj ET Q q 0 0 0 rg BT 107.42 718.17 Td (voting ) Tj ET Q q 0 0 0 rg BT 134.57 718.17 Td (power ) Tj ET Q q 0 0 0 rg BT 161.15 718.17 Td (or ) Tj ET Q q 0 0 0 rg BT 171.07 718.17 Td (dispositive ) Tj ET Q q 0 0 0 rg BT 216.00 718.17 Td (power ) Tj ET Q q 0 0 0 rg BT 242.58 718.17 Td (with ) Tj ET Q q 0 0 0 rg BT 261.95 718.17 Td (respect ) Tj ET Q q 0 0 0 rg BT 291.86 718.17 Td (to ) Tj ET Q q 0 0 0 rg BT 301.23 718.17 Td (such ) Tj ET Q q 0 0 0 rg BT 321.15 718.17 Td (security) Tj ET Q q 0 0 0 rg BT 352.48 718.17 Td (, ) Tj ET Q q 0 0 0 rg BT 356.25 718.17 Td (or ) Tj ET Q q 0 0 0 rg BT 366.17 718.17 Td (\(b\)has ) Tj ET Q q 0 0 0 rg BT 395.25 718.17 Td (the ) Tj ET Q q 0 0 0 rg BT 409.06 718.17 Td (right ) Tj ET Q q 0 0 0 rg BT 429.54 718.17 Td (to ) Tj ET Q q 0 0 0 rg BT 438.91 718.17 Td (acquire ) Tj ET Q q 0 0 0 rg BT 469.93 718.17 Td (such ) Tj ET Q q 0 0 0 rg BT 489.85 718.17 Td (ownership ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 708.17 Td (within ) Tj ET Q q 0 0 0 rg BT 125.44 708.17 Td (60days. ) Tj ET Q q 0 0 0 rg BT 161.15 708.17 Td (V) Tj ET Q q 0 0 0 rg BT 172.17 708.17 Td (oting ) Tj ET Q q 0 0 0 rg BT 194.46 708.17 Td (power ) Tj ET Q q 0 0 0 rg BT 226.27 708.17 Td (is ) Tj ET Q q 0 0 0 rg BT 235.33 708.17 Td (the ) Tj ET Q q 0 0 0 rg BT 249.93 708.17 Td (power ) Tj ET Q q 0 0 0 rg BT 277.30 708.17 Td (to ) Tj ET Q q 0 0 0 rg BT 287.46 708.17 Td (vote ) Tj ET Q q 0 0 0 rg BT 307.06 708.17 Td (or ) Tj ET Q q 0 0 0 rg BT 317.77 708.17 Td (direct ) Tj ET Q q 0 0 0 rg BT 342.92 708.17 Td (the ) Tj ET Q q 0 0 0 rg BT 357.52 708.17 Td (voting ) Tj ET Q q 0 0 0 rg BT 385.46 708.17 Td (of ) Tj ET Q q 0 0 0 rg BT 396.17 708.17 Td (shares, ) Tj ET Q q 0 0 0 rg BT 426.04 708.17 Td (and ) Tj ET Q q 0 0 0 rg BT 442.87 708.17 Td (dispositive ) Tj ET Q q 0 0 0 rg BT 493.02 708.17 Td (power ) Tj ET Q q 0 0 0 rg BT 524.83 708.17 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 698.17 Td (the ) Tj ET Q q 0 0 0 rg BT 112.22 698.17 Td (power ) Tj ET Q q 0 0 0 rg BT 139.71 698.17 Td (to ) Tj ET Q q 0 0 0 rg BT 149.99 698.17 Td (dispose ) Tj ET Q q 0 0 0 rg BT 182.49 698.17 Td (or ) Tj ET Q q 0 0 0 rg BT 193.32 698.17 Td (direct ) Tj ET Q q 0 0 0 rg BT 218.58 698.17 Td (the ) Tj ET Q q 0 0 0 rg BT 233.30 698.17 Td (disposition ) Tj ET Q q 0 0 0 rg BT 279.69 698.17 Td (of ) Tj ET Q q 0 0 0 rg BT 290.52 698.17 Td (shares, ) Tj ET Q q 0 0 0 rg BT 320.51 698.17 Td (irrespective ) Tj ET Q q 0 0 0 rg BT 369.65 698.17 Td (of ) Tj ET Q q 0 0 0 rg BT 380.48 698.17 Td (any ) Tj ET Q q 0 0 0 rg BT 397.42 698.17 Td (economic ) Tj ET Q q 0 0 0 rg BT 438.79 698.17 Td (interest ) Tj ET Q q 0 0 0 rg BT 470.73 698.17 Td (in ) Tj ET Q q 0 0 0 rg BT 481.01 698.17 Td (such ) Tj ET Q q 0 0 0 rg BT 501.84 698.17 Td (shares.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 683.17 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 97.50 683.17 Td (In ) Tj ET Q q 0 0 0 rg BT 108.22 683.17 Td (calculating ) Tj ET Q q 0 0 0 rg BT 154.47 683.17 Td (the ) Tj ET Q q 0 0 0 rg BT 169.07 683.17 Td (percentage ) Tj ET Q q 0 0 0 rg BT 214.76 683.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 258.80 683.17 Td (or ) Tj ET Q q 0 0 0 rg BT 269.52 683.17 Td (percent ) Tj ET Q q 0 0 0 rg BT 301.33 683.17 Td (of ) Tj ET Q q 0 0 0 rg BT 312.04 683.17 Td (equity ) Tj ET Q q 0 0 0 rg BT 339.42 683.17 Td (vote ) Tj ET Q q 0 0 0 rg BT 359.02 683.17 Td (for ) Tj ET Q q 0 0 0 rg BT 373.07 683.17 Td (a ) Tj ET Q q 0 0 0 rg BT 379.89 683.17 Td (given ) Tj ET Q q 0 0 0 rg BT 404.49 683.17 Td (individual ) Tj ET Q q 0 0 0 rg BT 447.43 683.17 Td (or ) Tj ET Q q 0 0 0 rg BT 458.15 683.17 Td (group, ) Tj ET Q q 0 0 0 rg BT 486.36 683.17 Td (the ) Tj ET Q q 0 0 0 rg BT 500.96 683.17 Td (number ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 673.17 Td (of ) Tj ET Q q 0 0 0 rg BT 109.35 673.17 Td (common ) Tj ET Q q 0 0 0 rg BT 147.86 673.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 176.37 673.17 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 226.55 673.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 263.40 673.17 Td (unissued ) Tj ET Q q 0 0 0 rg BT 301.91 673.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 330.42 673.17 Td (subject ) Tj ET Q q 0 0 0 rg BT 362.27 673.17 Td (to ) Tj ET Q q 0 0 0 rg BT 373.56 673.17 Td (options, ) Tj ET Q q 0 0 0 rg BT 409.03 673.17 Td (warrants, ) Tj ET Q q 0 0 0 rg BT 449.48 673.17 Td (rights ) Tj ET Q q 0 0 0 rg BT 475.77 673.17 Td (or ) Tj ET Q q 0 0 0 rg BT 487.62 673.17 Td (conversion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 663.17 Td (privileges ) Tj ET Q q 0 0 0 rg BT 139.00 663.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 186.03 663.17 Td (within ) Tj ET Q q 0 0 0 rg BT 213.65 663.17 Td (60days ) Tj ET Q q 0 0 0 rg BT 246.54 663.17 Td (held ) Tj ET Q q 0 0 0 rg BT 265.82 663.17 Td (by ) Tj ET Q q 0 0 0 rg BT 277.88 663.17 Td (such ) Tj ET Q q 0 0 0 rg BT 298.27 663.17 Td (individual ) Tj ET Q q 0 0 0 rg BT 340.89 663.17 Td (or ) Tj ET Q q 0 0 0 rg BT 351.28 663.17 Td (group, ) Tj ET Q q 0 0 0 rg BT 379.17 663.17 Td (but ) Tj ET Q q 0 0 0 rg BT 394.01 663.17 Td (are ) Tj ET Q q 0 0 0 rg BT 408.28 663.17 Td (not ) Tj ET Q q 0 0 0 rg BT 423.12 663.17 Td (deemed ) Tj ET Q q 0 0 0 rg BT 456.28 663.17 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 505.00 663.17 Td (by ) Tj ET Q q 0 0 0 rg BT 517.06 663.17 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 653.17 Td (other ) Tj ET Q q 0 0 0 rg BT 119.94 653.17 Td (person ) Tj ET Q q 0 0 0 rg BT 148.49 653.17 Td (or ) Tj ET Q q 0 0 0 rg BT 158.71 653.17 Td (group. ) Tj ET Q q 0 0 0 rg BT 186.44 653.17 Td (Percentage ) Tj ET Q q 0 0 0 rg BT 232.19 653.17 Td (is ) Tj ET Q q 0 0 0 rg BT 240.75 653.17 Td (based ) Tj ET Q q 0 0 0 rg BT 265.41 653.17 Td (on ) Tj ET Q q 0 0 0 rg BT 277.30 653.17 Td (35,262,631 ) Tj ET Q q 0 0 0 rg BT 324.20 653.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 351.08 653.17 Td (of ) Tj ET Q q 0 0 0 rg BT 361.30 653.17 Td (our ) Tj ET Q q 0 0 0 rg BT 376.52 653.17 Td (common ) Tj ET Q q 0 0 0 rg BT 413.41 653.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 436.41 653.17 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 484.97 653.17 Td (as ) Tj ET Q q 0 0 0 rg BT 495.19 653.17 Td (of ) Tj ET Q q 0 0 0 rg BT 505.41 653.17 Td (March ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 643.17 Td (12, ) Tj ET Q q 0 0 0 rg BT 112.50 643.17 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 628.17 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 97.50 628.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 109.45 628.17 Td (. ) Tj ET Q q 0 0 0 rg BT 114.04 628.17 Td (Raina's ) Tj ET Q q 0 0 0 rg BT 145.44 628.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 189.47 628.17 Td (includes: ) Tj ET Q q 0 0 0 rg BT 227.95 628.17 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 241.42 628.17 Td (2,083 ) Tj ET Q q 0 0 0 rg BT 266.30 628.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 293.66 628.17 Td (of ) Tj ET Q q 0 0 0 rg BT 304.37 628.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 343.94 628.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 367.43 628.17 Td (and ) Tj ET Q q 0 0 0 rg BT 384.24 628.17 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 398.27 628.17 Td (217,064 ) Tj ET Q q 0 0 0 rg BT 433.15 628.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 460.51 628.17 Td (held ) Tj ET Q q 0 0 0 rg BT 480.10 628.17 Td (as ) Tj ET Q q 0 0 0 rg BT 490.81 628.17 Td (trustee ) Tj ET Q q 0 0 0 rg BT 519.84 628.17 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 618.17 Td (the ) Tj ET Q q 0 0 0 rg BT 112.73 618.17 Td (Robin ) Tj ET Q q 0 0 0 rg BT 140.19 618.17 Td (Raina ) Tj ET Q q 0 0 0 rg BT 166.53 618.17 Td (Foundation, ) Tj ET Q q 0 0 0 rg BT 217.60 618.17 Td (a ) Tj ET Q q 0 0 0 rg BT 225.06 618.17 Td (501\(c\) ) Tj ET Q q 0 0 0 rg BT 254.17 618.17 Td (charity ) Tj ET Q q 0 0 0 rg BT 284.95 618.17 Td (ownership, ) Tj ET Q q 0 0 0 rg BT 332.12 618.17 Td (which ) Tj ET Q q 0 0 0 rg BT 359.57 618.17 Td (were ) Tj ET Q q 0 0 0 rg BT 382.02 618.17 Td (donated ) Tj ET Q q 0 0 0 rg BT 416.69 618.17 Td (by ) Tj ET Q q 0 0 0 rg BT 429.70 618.17 Td (Robin ) Tj ET Q q 0 0 0 rg BT 457.16 618.17 Td (Raina ) Tj ET Q q 0 0 0 rg BT 483.50 618.17 Td (from ) Tj ET Q q 0 0 0 rg BT 505.95 618.17 Td (vested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 608.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 137.13 608.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 160.67 608.17 Td (grants ) Tj ET Q q 0 0 0 rg BT 187.54 608.17 Td (previously ) Tj ET Q q 0 0 0 rg BT 232.18 608.17 Td (issued ) Tj ET Q q 0 0 0 rg BT 259.61 608.17 Td (to ) Tj ET Q q 0 0 0 rg BT 269.82 608.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 281.77 608.17 Td (. ) Tj ET Q q 0 0 0 rg BT 286.42 608.17 Td (Raina ) Tj ET Q q 0 0 0 rg BT 312.17 608.17 Td (by ) Tj ET Q q 0 0 0 rg BT 324.60 608.17 Td (the ) Tj ET Q q 0 0 0 rg BT 339.25 608.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 380.56 608.17 Td (and ) Tj ET Q q 0 0 0 rg BT 397.43 608.17 Td (to ) Tj ET Q q 0 0 0 rg BT 407.64 608.17 Td (which ) Tj ET Q q 0 0 0 rg BT 434.51 608.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 446.45 608.17 Td (. ) Tj ET Q q 0 0 0 rg BT 451.11 608.17 Td (Raina ) Tj ET Q q 0 0 0 rg BT 476.86 608.17 Td (disclaims ) Tj ET Q q 0 0 0 rg BT 517.06 608.17 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 598.17 Td (beneficial ) Tj ET Q q 0 0 0 rg BT 138.86 598.17 Td (ownership. ) Tj ET Q q 0 0 0 rg BT 184.91 598.17 Td (The ) Tj ET Q q 0 0 0 rg BT 202.31 598.17 Td (Federal ) Tj ET Q q 0 0 0 rg BT 234.19 598.17 Td (T) Tj ET Q q 0 0 0 rg BT 239.86 598.17 Td (ax ) Tj ET Q q 0 0 0 rg BT 250.89 598.17 Td (ID ) Tj ET Q q 0 0 0 rg BT 263.38 598.17 Td (Number ) Tj ET Q q 0 0 0 rg BT 298.10 598.17 Td (for ) Tj ET Q q 0 0 0 rg BT 311.70 598.17 Td (the ) Tj ET Q q 0 0 0 rg BT 325.86 598.17 Td (foundation ) Tj ET Q q 0 0 0 rg BT 371.13 598.17 Td (is ) Tj ET Q q 0 0 0 rg BT 379.74 598.17 Td (51-0497387. ) Tj ET Q q 0 0 0 rg BT 432.46 598.17 Td (The ) Tj ET Q q 0 0 0 rg BT 449.86 598.17 Td (address ) Tj ET Q q 0 0 0 rg BT 481.79 598.17 Td (of ) Tj ET Q q 0 0 0 rg BT 492.06 598.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 504.01 598.17 Td (. ) Tj ET Q q 0 0 0 rg BT 508.18 598.17 Td (Raina ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 588.17 Td (is ) Tj ET Q q 0 0 0 rg BT 106.67 588.17 Td (5 ) Tj ET Q q 0 0 0 rg BT 114.17 588.17 Td (Concourse ) Tj ET Q q 0 0 0 rg BT 159.44 588.17 Td (Parkway) Tj ET Q q 0 0 0 rg BT 194.10 588.17 Td (, ) Tj ET Q q 0 0 0 rg BT 198.78 588.17 Td (Suite ) Tj ET Q q 0 0 0 rg BT 221.84 588.17 Td (3200, ) Tj ET Q q 0 0 0 rg BT 246.56 588.17 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 280.72 588.17 Td (Geor) Tj ET Q q 0 0 0 rg BT 300.62 588.17 Td (gia ) Tj ET Q q 0 0 0 rg BT 315.24 588.17 Td (30328.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 573.17 Td (\(4\) ) Tj ET Q q 0 0 0 rg BT 91.35 573.17 Td ( ) Tj ET Q q 0 0 0 rg BT 93.55 573.17 Td ( ) Tj ET Q q 0 0 0 rg BT 95.74 573.17 Td ( ) Tj ET Q q 0 0 0 rg BT 97.94 573.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 109.89 573.17 Td (. ) Tj ET Q q 0 0 0 rg BT 114.30 573.17 Td (Mitarotonda's ) Tj ET Q q 0 0 0 rg BT 171.63 573.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 215.48 573.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 251.00 573.17 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 264.29 573.17 Td (426,852 ) Tj ET Q q 0 0 0 rg BT 298.99 573.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 326.17 573.17 Td (of ) Tj ET Q q 0 0 0 rg BT 336.70 573.17 Td (our ) Tj ET Q q 0 0 0 rg BT 352.22 573.17 Td (common ) Tj ET Q q 0 0 0 rg BT 389.41 573.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 412.72 573.17 Td (held ) Tj ET Q q 0 0 0 rg BT 432.13 573.17 Td (by ) Tj ET Q q 0 0 0 rg BT 444.32 573.17 Td (Barington ) Tj ET Q q 0 0 0 rg BT 486.51 573.17 Td (Companies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 563.17 Td (Equity ) Tj ET Q q 0 0 0 rg BT 128.08 563.17 Td (Partners, ) Tj ET Q q 0 0 0 rg BT 167.26 563.17 Td (L.P) Tj ET Q q 0 0 0 rg BT 180.87 563.17 Td (. ) Tj ET Q q 0 0 0 rg BT 186.73 563.17 Td (\("Barington ) Tj ET Q q 0 0 0 rg BT 238.05 563.17 Td (Equity ) Tj ET Q q 0 0 0 rg BT 268.63 563.17 Td (Partners"\) ) Tj ET Q q 0 0 0 rg BT 312.72 563.17 Td (and ) Tj ET Q q 0 0 0 rg BT 331.07 563.17 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 346.64 563.17 Td (45,000 ) Tj ET Q q 0 0 0 rg BT 378.06 563.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 406.96 563.17 Td (of ) Tj ET Q q 0 0 0 rg BT 419.20 563.17 Td (our ) Tj ET Q q 0 0 0 rg BT 436.44 563.17 Td (common ) Tj ET Q q 0 0 0 rg BT 475.35 563.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 500.37 563.17 Td (held ) Tj ET Q q 0 0 0 rg BT 521.50 563.17 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 553.17 Td (investment ) Tj ET Q q 0 0 0 rg BT 143.83 553.17 Td (advisory ) Tj ET Q q 0 0 0 rg BT 180.71 553.17 Td (clients ) Tj ET Q q 0 0 0 rg BT 209.26 553.17 Td (\("Clients"\) ) Tj ET Q q 0 0 0 rg BT 254.87 553.17 Td (of ) Tj ET Q q 0 0 0 rg BT 265.64 553.17 Td (Barington ) Tj ET Q q 0 0 0 rg BT 308.09 553.17 Td (Companies ) Tj ET Q q 0 0 0 rg BT 355.53 553.17 Td (Investors, ) Tj ET Q q 0 0 0 rg BT 397.13 553.17 Td (LLC ) Tj ET Q q 0 0 0 rg BT 418.47 553.17 Td (\("Barington ) Tj ET Q q 0 0 0 rg BT 468.32 553.17 Td (Investors"\). ) Tj ET Q q 0 0 0 rg BT 517.34 553.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 529.28 553.17 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 543.17 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 150.81 543.17 Td (is ) Tj ET Q q 0 0 0 rg BT 161.36 543.17 Td (the ) Tj ET Q q 0 0 0 rg BT 177.46 543.17 Td (sole ) Tj ET Q q 0 0 0 rg BT 197.45 543.17 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 247.97 543.17 Td (and ) Tj ET Q q 0 0 0 rg BT 266.29 543.17 Td (\("Clients"\) ) Tj ET Q q 0 0 0 rg BT 313.33 543.17 Td (of ) Tj ET Q q 0 0 0 rg BT 325.54 543.17 Td (Barington ) Tj ET Q q 0 0 0 rg BT 369.41 543.17 Td (Companies ) Tj ET Q q 0 0 0 rg BT 418.29 543.17 Td (Investors, ) Tj ET Q q 0 0 0 rg BT 461.33 543.17 Td (LLC ) Tj ET Q q 0 0 0 rg BT 484.09 543.17 Td (\("Barington ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 533.17 Td (Investors"\). ) Tj ET Q q 0 0 0 rg BT 146.68 533.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 158.62 533.17 Td (. ) Tj ET Q q 0 0 0 rg BT 163.46 533.17 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 215.50 533.17 Td (is ) Tj ET Q q 0 0 0 rg BT 224.77 533.17 Td (the ) Tj ET Q q 0 0 0 rg BT 239.59 533.17 Td (sole ) Tj ET Q q 0 0 0 rg BT 258.31 533.17 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 307.56 533.17 Td (and ) Tj ET Q q 0 0 0 rg BT 324.61 533.17 Td (director ) Tj ET Q q 0 0 0 rg BT 358.31 533.17 Td (of ) Tj ET Q q 0 0 0 rg BT 369.24 533.17 Td (LNA) Tj ET Q q 0 0 0 rg BT 389.52 533.17 Td ( ) Tj ET Q q 0 0 0 rg BT 391.85 533.17 Td (Capital ) Tj ET Q q 0 0 0 rg BT 423.34 533.17 Td (Corp., ) Tj ET Q q 0 0 0 rg BT 450.94 533.17 Td (which ) Tj ET Q q 0 0 0 rg BT 477.99 533.17 Td (is ) Tj ET Q q 0 0 0 rg BT 487.27 533.17 Td (the ) Tj ET Q q 0 0 0 rg BT 502.09 533.17 Td (general ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 523.17 Td (partner ) Tj ET Q q 0 0 0 rg BT 129.02 523.17 Td (of ) Tj ET Q q 0 0 0 rg BT 140.56 523.17 Td (Barington ) Tj ET Q q 0 0 0 rg BT 183.76 523.17 Td (Capital ) Tj ET Q q 0 0 0 rg BT 215.85 523.17 Td (Group, ) Tj ET Q q 0 0 0 rg BT 247.11 523.17 Td (L.P) Tj ET Q q 0 0 0 rg BT 260.73 523.17 Td (., ) Tj ET Q q 0 0 0 rg BT 268.38 523.17 Td (which ) Tj ET Q q 0 0 0 rg BT 296.03 523.17 Td (is ) Tj ET Q q 0 0 0 rg BT 305.91 523.17 Td (the ) Tj ET Q q 0 0 0 rg BT 321.33 523.17 Td (majority ) Tj ET Q q 0 0 0 rg BT 358.42 523.17 Td (member ) Tj ET Q q 0 0 0 rg BT 394.39 523.17 Td (of ) Tj ET Q q 0 0 0 rg BT 405.93 523.17 Td (Barington ) Tj ET Q q 0 0 0 rg BT 449.14 523.17 Td (Investors. ) Tj ET Q q 0 0 0 rg BT 491.50 523.17 Td (Barington ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 513.17 Td (Investors ) Tj ET Q q 0 0 0 rg BT 137.33 513.17 Td (is ) Tj ET Q q 0 0 0 rg BT 147.18 513.17 Td (the ) Tj ET Q q 0 0 0 rg BT 162.57 513.17 Td (general ) Tj ET Q q 0 0 0 rg BT 195.16 513.17 Td (partner ) Tj ET Q q 0 0 0 rg BT 226.65 513.17 Td (of ) Tj ET Q q 0 0 0 rg BT 238.15 513.17 Td (Barington ) Tj ET Q q 0 0 0 rg BT 281.32 513.17 Td (Equity ) Tj ET Q q 0 0 0 rg BT 311.16 513.17 Td (Partners ) Tj ET Q q 0 0 0 rg BT 347.10 513.17 Td (and ) Tj ET Q q 0 0 0 rg BT 364.71 513.17 Td (an ) Tj ET Q q 0 0 0 rg BT 377.32 513.17 Td (investment ) Tj ET Q q 0 0 0 rg BT 424.38 513.17 Td (advisor ) Tj ET Q q 0 0 0 rg BT 456.99 513.17 Td (to ) Tj ET Q q 0 0 0 rg BT 467.94 513.17 Td (the ) Tj ET Q q 0 0 0 rg BT 483.33 513.17 Td (Clients. ) Tj ET Q q 0 0 0 rg BT 517.34 513.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 529.28 513.17 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 503.17 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 148.63 503.17 Td (disclaims ) Tj ET Q q 0 0 0 rg BT 188.11 503.17 Td (beneficial ) Tj ET Q q 0 0 0 rg BT 229.23 503.17 Td (owners ) Tj ET Q q 0 0 0 rg BT 259.81 503.17 Td (of ) Tj ET Q q 0 0 0 rg BT 269.84 503.17 Td (all ) Tj ET Q q 0 0 0 rg BT 281.54 503.17 Td (such ) Tj ET Q q 0 0 0 rg BT 301.57 503.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 328.26 503.17 Td (except ) Tj ET Q q 0 0 0 rg BT 356.05 503.17 Td (to ) Tj ET Q q 0 0 0 rg BT 365.53 503.17 Td (the ) Tj ET Q q 0 0 0 rg BT 379.45 503.17 Td (extent ) Tj ET Q q 0 0 0 rg BT 405.58 503.17 Td (of ) Tj ET Q q 0 0 0 rg BT 415.61 503.17 Td (his ) Tj ET Q q 0 0 0 rg BT 428.99 503.17 Td (pecuniary ) Tj ET Q q 0 0 0 rg BT 470.11 503.17 Td (interest ) Tj ET Q q 0 0 0 rg BT 501.24 503.17 Td (therein.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 488.17 Td (\(5\) ) Tj ET Q q 0 0 0 rg BT 97.50 488.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 109.45 488.17 Td (. ) Tj ET Q q 0 0 0 rg BT 113.57 488.17 Td (Eckert's ) Tj ET Q q 0 0 0 rg BT 147.25 488.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 190.81 488.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 226.03 488.17 Td (options ) Tj ET Q q 0 0 0 rg BT 257.37 488.17 Td (to ) Tj ET Q q 0 0 0 rg BT 267.04 488.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 304.48 488.17 Td (51,189 ) Tj ET Q q 0 0 0 rg BT 333.87 488.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 360.76 488.17 Td (of ) Tj ET Q q 0 0 0 rg BT 370.99 488.17 Td (our ) Tj ET Q q 0 0 0 rg BT 386.21 488.17 Td (common ) Tj ET Q q 0 0 0 rg BT 423.10 488.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 446.11 488.17 Td (which ) Tj ET Q q 0 0 0 rg BT 472.44 488.17 Td (are ) Tj ET Q q 0 0 0 rg BT 486.55 488.17 Td (exercisable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 478.17 Td (as ) Tj ET Q q 0 0 0 rg BT 108.33 478.17 Td (of ) Tj ET Q q 0 0 0 rg BT 119.16 478.17 Td (March ) Tj ET Q q 0 0 0 rg BT 147.76 478.17 Td (12, ) Tj ET Q q 0 0 0 rg BT 162.76 478.17 Td (2015, ) Tj ET Q q 0 0 0 rg BT 187.76 478.17 Td (or ) Tj ET Q q 0 0 0 rg BT 198.59 478.17 Td (that ) Tj ET Q q 0 0 0 rg BT 216.08 478.17 Td (will ) Tj ET Q q 0 0 0 rg BT 234.14 478.17 Td (become ) Tj ET Q q 0 0 0 rg BT 267.73 478.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 315.21 478.17 Td (within ) Tj ET Q q 0 0 0 rg BT 343.26 478.17 Td (60 ) Tj ET Q q 0 0 0 rg BT 355.76 478.17 Td (days ) Tj ET Q q 0 0 0 rg BT 376.59 478.17 Td (after ) Tj ET Q q 0 0 0 rg BT 397.41 478.17 Td (that ) Tj ET Q q 0 0 0 rg BT 414.90 478.17 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 463.17 Td (\(6\) ) Tj ET Q q 0 0 0 rg BT 91.66 463.17 Td ( ) Tj ET Q q 0 0 0 rg BT 94.16 463.17 Td ( ) Tj ET Q q 0 0 0 rg BT 96.66 463.17 Td ( ) Tj ET Q q 0 0 0 rg BT 99.16 463.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 111.11 463.17 Td (. ) Tj ET Q q 0 0 0 rg BT 115.83 463.17 Td (dApice) Tj ET Q q 0 0 0 rg BT 151.09 463.17 Td (s ) Tj ET Q q 0 0 0 rg BT 157.21 463.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 201.37 463.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 237.19 463.17 Td (14,535 ) Tj ET Q q 0 0 0 rg BT 267.19 463.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 294.68 463.17 Td (of ) Tj ET Q q 0 0 0 rg BT 305.51 463.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 345.21 463.17 Td (stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 448.17 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 97.50 448.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 109.45 448.17 Td (. ) Tj ET Q q 0 0 0 rg BT 113.60 448.17 Td (Herter's ) Tj ET Q q 0 0 0 rg BT 146.77 448.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 190.36 448.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 225.62 448.17 Td (options ) Tj ET Q q 0 0 0 rg BT 257.00 448.17 Td (to ) Tj ET Q q 0 0 0 rg BT 266.71 448.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 304.18 448.17 Td (24,189 ) Tj ET Q q 0 0 0 rg BT 333.61 448.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 360.53 448.17 Td (of ) Tj ET Q q 0 0 0 rg BT 370.80 448.17 Td (our ) Tj ET Q q 0 0 0 rg BT 386.06 448.17 Td (common ) Tj ET Q q 0 0 0 rg BT 422.99 448.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 446.03 448.17 Td (which ) Tj ET Q q 0 0 0 rg BT 472.40 448.17 Td (are ) Tj ET Q q 0 0 0 rg BT 486.54 448.17 Td (exercisable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 438.17 Td (as ) Tj ET Q q 0 0 0 rg BT 108.33 438.17 Td (of ) Tj ET Q q 0 0 0 rg BT 119.16 438.17 Td (March ) Tj ET Q q 0 0 0 rg BT 147.76 438.17 Td (12, ) Tj ET Q q 0 0 0 rg BT 162.76 438.17 Td (2015, ) Tj ET Q q 0 0 0 rg BT 187.76 438.17 Td (or ) Tj ET Q q 0 0 0 rg BT 198.59 438.17 Td (that ) Tj ET Q q 0 0 0 rg BT 216.08 438.17 Td (will ) Tj ET Q q 0 0 0 rg BT 234.14 438.17 Td (become ) Tj ET Q q 0 0 0 rg BT 267.73 438.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 315.21 438.17 Td (within ) Tj ET Q q 0 0 0 rg BT 343.26 438.17 Td (60 ) Tj ET Q q 0 0 0 rg BT 355.76 438.17 Td (days ) Tj ET Q q 0 0 0 rg BT 376.59 438.17 Td (after ) Tj ET Q q 0 0 0 rg BT 397.41 438.17 Td (that ) Tj ET Q q 0 0 0 rg BT 414.90 438.17 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 423.17 Td (\(8\) ) Tj ET Q q 0 0 0 rg BT 97.50 423.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 109.45 423.17 Td (. ) Tj ET Q q 0 0 0 rg BT 113.64 423.17 Td (Keller's ) Tj ET Q q 0 0 0 rg BT 146.29 423.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 189.92 423.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 225.21 423.17 Td (options ) Tj ET Q q 0 0 0 rg BT 256.63 423.17 Td (to ) Tj ET Q q 0 0 0 rg BT 266.38 423.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 303.88 423.17 Td (24,189 ) Tj ET Q q 0 0 0 rg BT 333.35 423.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 360.31 423.17 Td (of ) Tj ET Q q 0 0 0 rg BT 370.61 423.17 Td (our ) Tj ET Q q 0 0 0 rg BT 385.91 423.17 Td (common ) Tj ET Q q 0 0 0 rg BT 422.87 423.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 445.95 423.17 Td (which ) Tj ET Q q 0 0 0 rg BT 472.36 423.17 Td (are ) Tj ET Q q 0 0 0 rg BT 486.54 423.17 Td (exercisable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 413.17 Td (as ) Tj ET Q q 0 0 0 rg BT 108.33 413.17 Td (of ) Tj ET Q q 0 0 0 rg BT 119.16 413.17 Td (March ) Tj ET Q q 0 0 0 rg BT 147.76 413.17 Td (12, ) Tj ET Q q 0 0 0 rg BT 162.76 413.17 Td (2015, ) Tj ET Q q 0 0 0 rg BT 187.76 413.17 Td (or ) Tj ET Q q 0 0 0 rg BT 198.59 413.17 Td (that ) Tj ET Q q 0 0 0 rg BT 216.08 413.17 Td (will ) Tj ET Q q 0 0 0 rg BT 234.14 413.17 Td (become ) Tj ET Q q 0 0 0 rg BT 267.73 413.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 315.21 413.17 Td (within ) Tj ET Q q 0 0 0 rg BT 343.26 413.17 Td (60 ) Tj ET Q q 0 0 0 rg BT 355.76 413.17 Td (days ) Tj ET Q q 0 0 0 rg BT 376.59 413.17 Td (after ) Tj ET Q q 0 0 0 rg BT 397.41 413.17 Td (that ) Tj ET Q q 0 0 0 rg BT 414.90 413.17 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 398.17 Td (\(9\) ) Tj ET Q q 0 0 0 rg BT 97.50 398.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 109.45 398.17 Td (. ) Tj ET Q q 0 0 0 rg BT 113.94 398.17 Td (Benz's ) Tj ET Q q 0 0 0 rg BT 142.44 398.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 186.37 398.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 221.96 398.17 Td (options ) Tj ET Q q 0 0 0 rg BT 253.67 398.17 Td (to ) Tj ET Q q 0 0 0 rg BT 263.72 398.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 301.52 398.17 Td (24,189 ) Tj ET Q q 0 0 0 rg BT 331.28 398.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 358.54 398.17 Td (of ) Tj ET Q q 0 0 0 rg BT 369.14 398.17 Td (our ) Tj ET Q q 0 0 0 rg BT 384.73 398.17 Td (common ) Tj ET Q q 0 0 0 rg BT 421.99 398.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 445.37 398.17 Td (which ) Tj ET Q q 0 0 0 rg BT 472.07 398.17 Td (are ) Tj ET Q q 0 0 0 rg BT 486.54 398.17 Td (exercisable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 388.17 Td (as ) Tj ET Q q 0 0 0 rg BT 108.33 388.17 Td (of ) Tj ET Q q 0 0 0 rg BT 119.16 388.17 Td (March ) Tj ET Q q 0 0 0 rg BT 147.76 388.17 Td (12, ) Tj ET Q q 0 0 0 rg BT 162.76 388.17 Td (2015, ) Tj ET Q q 0 0 0 rg BT 187.76 388.17 Td (or ) Tj ET Q q 0 0 0 rg BT 198.59 388.17 Td (that ) Tj ET Q q 0 0 0 rg BT 216.08 388.17 Td (will ) Tj ET Q q 0 0 0 rg BT 234.14 388.17 Td (become ) Tj ET Q q 0 0 0 rg BT 267.73 388.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 315.21 388.17 Td (within ) Tj ET Q q 0 0 0 rg BT 343.26 388.17 Td (60 ) Tj ET Q q 0 0 0 rg BT 355.76 388.17 Td (days ) Tj ET Q q 0 0 0 rg BT 376.59 388.17 Td (after ) Tj ET Q q 0 0 0 rg BT 397.41 388.17 Td (that ) Tj ET Q q 0 0 0 rg BT 414.90 388.17 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 373.17 Td (\(10\) ) Tj ET Q q 0 0 0 rg BT 96.66 373.17 Td ( ) Tj ET Q q 0 0 0 rg BT 99.16 373.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 111.11 373.17 Td (. ) Tj ET Q q 0 0 0 rg BT 115.83 373.17 Td (Prior's ) Tj ET Q q 0 0 0 rg BT 144.02 373.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 188.18 373.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 224.01 373.17 Td (14,535 ) Tj ET Q q 0 0 0 rg BT 254.01 373.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 281.50 373.17 Td (of ) Tj ET Q q 0 0 0 rg BT 292.33 373.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 332.03 373.17 Td (stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 358.17 Td (\(1) Tj ET Q q 0 0 0 rg BT 85.64 358.17 Td (1\) ) Tj ET Q q 0 0 0 rg BT 96.29 358.17 Td ( ) Tj ET Q q 0 0 0 rg BT 97.50 358.17 Td ( ) Tj ET Q q 0 0 0 rg BT 99.17 358.17 Td ( ) Tj ET Q q 0 0 0 rg BT 100.84 358.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 112.79 358.17 Td (. ) Tj ET Q q 0 0 0 rg BT 116.68 358.17 Td (Bhalla's ) Tj ET Q q 0 0 0 rg BT 150.15 358.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 193.48 358.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 228.48 358.17 Td (options ) Tj ET Q q 0 0 0 rg BT 259.60 358.17 Td (to ) Tj ET Q q 0 0 0 rg BT 269.05 358.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 306.26 358.17 Td (24,189 ) Tj ET Q q 0 0 0 rg BT 335.43 358.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 362.09 358.17 Td (of ) Tj ET Q q 0 0 0 rg BT 372.09 358.17 Td (our ) Tj ET Q q 0 0 0 rg BT 387.09 358.17 Td (common ) Tj ET Q q 0 0 0 rg BT 423.76 358.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 446.54 358.17 Td (which ) Tj ET Q q 0 0 0 rg BT 472.65 358.17 Td (are ) Tj ET Q q 0 0 0 rg BT 486.53 358.17 Td (exercisable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 348.17 Td (as ) Tj ET Q q 0 0 0 rg BT 108.33 348.17 Td (of ) Tj ET Q q 0 0 0 rg BT 119.16 348.17 Td (March ) Tj ET Q q 0 0 0 rg BT 147.76 348.17 Td (12, ) Tj ET Q q 0 0 0 rg BT 162.76 348.17 Td (2015 ) Tj ET Q q 0 0 0 rg BT 185.26 348.17 Td (or ) Tj ET Q q 0 0 0 rg BT 196.09 348.17 Td (that ) Tj ET Q q 0 0 0 rg BT 213.58 348.17 Td (will ) Tj ET Q q 0 0 0 rg BT 231.64 348.17 Td (become ) Tj ET Q q 0 0 0 rg BT 265.23 348.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 312.71 348.17 Td (within ) Tj ET Q q 0 0 0 rg BT 340.76 348.17 Td (60 ) Tj ET Q q 0 0 0 rg BT 353.26 348.17 Td (days ) Tj ET Q q 0 0 0 rg BT 374.09 348.17 Td (after ) Tj ET Q q 0 0 0 rg BT 394.91 348.17 Td (that ) Tj ET Q q 0 0 0 rg BT 412.40 348.17 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 333.17 Td (\(12\) ) Tj ET Q q 0 0 0 rg BT 96.66 333.17 Td ( ) Tj ET Q q 0 0 0 rg BT 99.16 333.17 Td ( ) Tj ET Q q 0 0 0 rg BT 101.66 333.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 113.61 333.17 Td (. ) Tj ET Q q 0 0 0 rg BT 118.33 333.17 Td (Senges ) Tj ET Q q 0 0 0 rg BT 149.16 333.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 193.32 333.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 229.15 333.17 Td (9,262 ) Tj ET Q q 0 0 0 rg BT 254.15 333.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 281.64 333.17 Td (of ) Tj ET Q q 0 0 0 rg BT 292.47 333.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 332.17 333.17 Td (stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 318.17 Td (\(13\) ) Tj ET Q q 0 0 0 rg BT 96.66 318.17 Td ( ) Tj ET Q q 0 0 0 rg BT 99.16 318.17 Td ( ) Tj ET Q q 0 0 0 rg BT 101.66 318.17 Td (Mr) Tj ET Q q 0 0 0 rg BT 113.61 318.17 Td (. ) Tj ET Q q 0 0 0 rg BT 118.33 318.17 Td (Kerris' ) Tj ET Q q 0 0 0 rg BT 147.62 318.17 Td (ownership ) Tj ET Q q 0 0 0 rg BT 191.78 318.17 Td (includes ) Tj ET Q q 0 0 0 rg BT 227.61 318.17 Td (14,535 ) Tj ET Q q 0 0 0 rg BT 257.61 318.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 285.10 318.17 Td (of ) Tj ET Q q 0 0 0 rg BT 295.93 318.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 335.63 318.17 Td (stock.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 303.17 Td (\(14\) ) Tj ET Q q 0 0 0 rg BT 97.50 303.17 Td ( ) Tj ET Q q 0 0 0 rg BT 99.51 303.17 Td (Includes ) Tj ET Q q 0 0 0 rg BT 135.39 303.17 Td (54,950 ) Tj ET Q q 0 0 0 rg BT 164.89 303.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 191.89 303.17 Td (of ) Tj ET Q q 0 0 0 rg BT 202.23 303.17 Td (restricted ) Tj ET Q q 0 0 0 rg BT 241.43 303.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 264.55 303.17 Td (and ) Tj ET Q q 0 0 0 rg BT 280.99 303.17 Td (options ) Tj ET Q q 0 0 0 rg BT 312.45 303.17 Td (to ) Tj ET Q q 0 0 0 rg BT 322.23 303.17 Td (purchase ) Tj ET Q q 0 0 0 rg BT 359.77 303.17 Td (147,945 ) Tj ET Q q 0 0 0 rg BT 394.28 303.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 421.28 303.17 Td (of ) Tj ET Q q 0 0 0 rg BT 431.61 303.17 Td (our ) Tj ET Q q 0 0 0 rg BT 446.95 303.17 Td (common ) Tj ET Q q 0 0 0 rg BT 483.95 303.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 507.06 303.17 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 293.17 Td (are ) Tj ET Q q 0 0 0 rg BT 112.21 293.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 159.68 293.17 Td (as ) Tj ET Q q 0 0 0 rg BT 170.51 293.17 Td (of ) Tj ET Q q 0 0 0 rg BT 181.34 293.17 Td (March ) Tj ET Q q 0 0 0 rg BT 209.94 293.17 Td (12, ) Tj ET Q q 0 0 0 rg BT 224.94 293.17 Td (2015, ) Tj ET Q q 0 0 0 rg BT 249.94 293.17 Td (or ) Tj ET Q q 0 0 0 rg BT 260.77 293.17 Td (that ) Tj ET Q q 0 0 0 rg BT 278.26 293.17 Td (will ) Tj ET Q q 0 0 0 rg BT 296.32 293.17 Td (become ) Tj ET Q q 0 0 0 rg BT 329.91 293.17 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 377.38 293.17 Td (within ) Tj ET Q q 0 0 0 rg BT 405.44 293.17 Td (60 ) Tj ET Q q 0 0 0 rg BT 417.94 293.17 Td (days ) Tj ET Q q 0 0 0 rg BT 438.77 293.17 Td (after ) Tj ET Q q 0 0 0 rg BT 459.58 293.17 Td (that ) Tj ET Q q 0 0 0 rg BT 477.08 293.17 Td (date.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 278.17 Td (\(15\) ) Tj ET Q q 0 0 0 rg BT 97.50 278.17 Td (Ownership ) Tj ET Q q 0 0 0 rg BT 143.94 278.17 Td (consists ) Tj ET Q q 0 0 0 rg BT 178.16 278.17 Td (of ) Tj ET Q q 0 0 0 rg BT 189.05 278.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 216.59 278.17 Td (of ) Tj ET Q q 0 0 0 rg BT 227.48 278.17 Td (our ) Tj ET Q q 0 0 0 rg BT 243.36 278.17 Td (common ) Tj ET Q q 0 0 0 rg BT 280.91 278.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 304.58 278.17 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 354.33 278.17 Td (owned ) Tj ET Q q 0 0 0 rg BT 383.54 278.17 Td (by ) Tj ET Q q 0 0 0 rg BT 396.10 278.17 Td (Fidelity ) Tj ET Q q 0 0 0 rg BT 429.77 278.17 Td (Management ) Tj ET Q q 0 0 0 rg BT 484.53 278.17 Td (& ) Tj ET Q q 0 0 0 rg BT 494.86 278.17 Td (Research ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 268.17 Td (Company) Tj ET Q q 0 0 0 rg BT 136.06 268.17 Td (, ) Tj ET Q q 0 0 0 rg BT 140.98 268.17 Td (a ) Tj ET Q q 0 0 0 rg BT 148.16 268.17 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 208.67 268.17 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 252.52 268.17 Td (of ) Tj ET Q q 0 0 0 rg BT 263.59 268.17 Td (FMR ) Tj ET Q q 0 0 0 rg BT 287.46 268.17 Td (LLC ) Tj ET Q q 0 0 0 rg BT 309.08 268.17 Td (\("Fidelity"\), ) Tj ET Q q 0 0 0 rg BT 360.26 268.17 Td (in ) Tj ET Q q 0 0 0 rg BT 370.78 268.17 Td (its ) Tj ET Q q 0 0 0 rg BT 382.97 268.17 Td (capacity ) Tj ET Q q 0 0 0 rg BT 419.03 268.17 Td (as ) Tj ET Q q 0 0 0 rg BT 430.10 268.17 Td (an ) Tj ET Q q 0 0 0 rg BT 442.28 268.17 Td (investment ) Tj ET Q q 0 0 0 rg BT 488.90 268.17 Td (advisor) Tj ET Q q 0 0 0 rg BT 518.14 268.17 Td (, ) Tj ET Q q 0 0 0 rg BT 523.18 268.17 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 258.17 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 137.08 258.17 Td (on ) Tj ET Q q 0 0 0 rg BT 149.44 258.17 Td (its ) Tj ET Q q 0 0 0 rg BT 161.25 258.17 Td (joint ) Tj ET Q q 0 0 0 rg BT 181.95 258.17 Td (Schedule ) Tj ET Q q 0 0 0 rg BT 220.97 258.17 Td (13G ) Tj ET Q q 0 0 0 rg BT 240.56 258.17 Td (dated ) Tj ET Q q 0 0 0 rg BT 264.58 258.17 Td (February ) Tj ET Q q 0 0 0 rg BT 303.04 258.17 Td (13, ) Tj ET Q q 0 0 0 rg BT 317.90 258.17 Td (2015 ) Tj ET Q q 0 0 0 rg BT 340.26 258.17 Td (, ) Tj ET Q q 0 0 0 rg BT 345.13 258.17 Td (as ) Tj ET Q q 0 0 0 rg BT 355.82 258.17 Td (filed ) Tj ET Q q 0 0 0 rg BT 376.51 258.17 Td (with ) Tj ET Q q 0 0 0 rg BT 396.65 258.17 Td (the ) Tj ET Q q 0 0 0 rg BT 411.23 258.17 Td (SEC. ) Tj ET Q q 0 0 0 rg BT 434.43 258.17 Td (Fidelity ) Tj ET Q q 0 0 0 rg BT 467.91 258.17 Td (reports ) Tj ET Q q 0 0 0 rg BT 498.04 258.17 Td (that ) Tj ET Q q 0 0 0 rg BT 515.40 258.17 Td (sole ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 248.17 Td (dispositive ) Tj ET Q q 0 0 0 rg BT 143.62 248.17 Td (power ) Tj ET Q q 0 0 0 rg BT 171.39 248.17 Td (resides ) Tj ET Q q 0 0 0 rg BT 201.94 248.17 Td (in ) Tj ET Q q 0 0 0 rg BT 212.50 248.17 Td (Edward ) Tj ET Q q 0 0 0 rg BT 246.39 248.17 Td (C. ) Tj ET Q q 0 0 0 rg BT 258.34 248.17 Td (Johnson, ) Tj ET Q q 0 0 0 rg BT 296.41 248.17 Td (III ) Tj ET Q q 0 0 0 rg BT 309.18 248.17 Td (and ) Tj ET Q q 0 0 0 rg BT 326.40 248.17 Td (FMR ) Tj ET Q q 0 0 0 rg BT 350.31 248.17 Td (LLC. ) Tj ET Q q 0 0 0 rg BT 374.37 248.17 Td (The ) Tj ET Q q 0 0 0 rg BT 392.61 248.17 Td (address ) Tj ET Q q 0 0 0 rg BT 425.38 248.17 Td (of ) Tj ET Q q 0 0 0 rg BT 436.49 248.17 Td (Fidelity ) Tj ET Q q 0 0 0 rg BT 470.39 248.17 Td (is ) Tj ET Q q 0 0 0 rg BT 479.84 248.17 Td (245 ) Tj ET Q q 0 0 0 rg BT 497.63 248.17 Td (Summer ) Tj ET Q q 0 0 0 rg BT 534.01 248.17 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 238.17 Td (Street, ) Tj ET Q q 0 0 0 rg BT 125.83 238.17 Td (Boston, ) Tj ET Q q 0 0 0 rg BT 159.17 238.17 Td (Massachusetts ) Tj ET Q q 0 0 0 rg BT 219.43 238.17 Td (021) Tj ET Q q 0 0 0 rg BT 234.25 238.17 Td (10.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 223.17 Td (\(16\) ) Tj ET Q q 0 0 0 rg BT 97.63 223.17 Td (The ) Tj ET Q q 0 0 0 rg BT 116.72 223.17 Td (address ) Tj ET Q q 0 0 0 rg BT 150.35 223.17 Td (of ) Tj ET Q q 0 0 0 rg BT 162.32 223.17 Td (the ) Tj ET Q q 0 0 0 rg BT 178.17 223.17 Td (Rennes ) Tj ET Q q 0 0 0 rg BT 211.25 223.17 Td (Foundation ) Tj ET Q q 0 0 0 rg BT 260.44 223.17 Td (is ) Tj ET Q q 0 0 0 rg BT 270.75 223.17 Td (Rtikonerstrasse ) Tj ET Q q 0 0 0 rg BT 340.48 223.17 Td (13, ) Tj ET Q q 0 0 0 rg BT 356.62 223.17 Td (P) Tj ET Q q 0 0 0 rg BT 361.62 223.17 Td (.O. ) Tj ET Q q 0 0 0 rg BT 376.93 223.17 Td (Box ) Tj ET Q q 0 0 0 rg BT 397.24 223.17 Td (125, ) Tj ET Q q 0 0 0 rg BT 418.38 223.17 Td (9490 ) Tj ET Q q 0 0 0 rg BT 441.84 223.17 Td (V) Tj ET Q q 0 0 0 rg BT 448.42 223.17 Td (aduz, ) Tj ET Q q 0 0 0 rg BT 472.88 223.17 Td (Principality ) Tj ET Q q 0 0 0 rg BT 523.18 223.17 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 213.17 Td (Liechtenstein.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 198.17 Td (\(17\) ) Tj ET Q q 0 0 0 rg BT 97.50 198.17 Td (Ownership ) Tj ET Q q 0 0 0 rg BT 144.33 198.17 Td (consists ) Tj ET Q q 0 0 0 rg BT 178.96 198.17 Td (of ) Tj ET Q q 0 0 0 rg BT 190.24 198.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 218.18 198.17 Td (of ) Tj ET Q q 0 0 0 rg BT 229.46 198.17 Td (our ) Tj ET Q q 0 0 0 rg BT 245.74 198.17 Td (common ) Tj ET Q q 0 0 0 rg BT 283.69 198.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 307.75 198.17 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 357.90 198.17 Td (owned ) Tj ET Q q 0 0 0 rg BT 387.51 198.17 Td (by ) Tj ET Q q 0 0 0 rg BT 400.46 198.17 Td (First ) Tj ET Q q 0 0 0 rg BT 421.63 198.17 Td (T) Tj ET Q q 0 0 0 rg BT 427.47 198.17 Td (rust ) Tj ET Q q 0 0 0 rg BT 444.87 198.17 Td (Advisors, ) Tj ET Q q 0 0 0 rg BT 486.16 198.17 Td (L.P) Tj ET Q q 0 0 0 rg BT 499.78 198.17 Td (. ) Tj ET Q q 0 0 0 rg BT 504.67 198.17 Td (and ) Tj ET Q q 0 0 0 rg BT 522.06 198.17 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 188.17 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 157.69 188.17 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 207.32 188.17 Td (\(First ) Tj ET Q q 0 0 0 rg BT 235.77 188.17 Td (T) Tj ET Q q 0 0 0 rg BT 241.61 188.17 Td (rust\) ) Tj ET Q q 0 0 0 rg BT 266.62 188.17 Td (as ) Tj ET Q q 0 0 0 rg BT 277.37 188.17 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 317.01 188.17 Td (on ) Tj ET Q q 0 0 0 rg BT 329.43 188.17 Td (its ) Tj ET Q q 0 0 0 rg BT 341.29 188.17 Td (Schedule ) Tj ET Q q 0 0 0 rg BT 380.37 188.17 Td (13G, ) Tj ET Q q 0 0 0 rg BT 402.51 188.17 Td (for ) Tj ET Q q 0 0 0 rg BT 416.59 188.17 Td (the ) Tj ET Q q 0 0 0 rg BT 431.23 188.17 Td (period ) Tj ET Q q 0 0 0 rg BT 459.19 188.17 Td (ended ) Tj ET Q q 0 0 0 rg BT 485.49 188.17 Td (January ) Tj ET Q q 0 0 0 rg BT 519.01 188.17 Td (23, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 178.17 Td (2015. ) Tj ET Q q 0 0 0 rg BT 122.41 178.17 Td (The ) Tj ET Q q 0 0 0 rg BT 140.37 178.17 Td (address ) Tj ET Q q 0 0 0 rg BT 172.86 178.17 Td (of ) Tj ET Q q 0 0 0 rg BT 183.69 178.17 Td (First ) Tj ET Q q 0 0 0 rg BT 204.44 178.17 Td (T) Tj ET Q q 0 0 0 rg BT 210.28 178.17 Td (rust ) Tj ET Q q 0 0 0 rg BT 227.60 178.17 Td (is ) Tj ET Q q 0 0 0 rg BT 236.77 178.17 Td (120 ) Tj ET Q q 0 0 0 rg BT 254.27 178.17 Td (East ) Tj ET Q q 0 0 0 rg BT 273.99 178.17 Td (Liberty ) Tj ET Q q 0 0 0 rg BT 305.92 178.17 Td (Drive, ) Tj ET Q q 0 0 0 rg BT 333.60 178.17 Td (Wheaton ) Tj ET Q q 0 0 0 rg BT 372.10 178.17 Td (Illinois ) Tj ET Q q 0 0 0 rg BT 402.94 178.17 Td (60187.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 163.17 Td (\(18\) ) Tj ET Q q 0 0 0 rg BT 97.50 163.17 Td (Ownership ) Tj ET Q q 0 0 0 rg BT 144.29 163.17 Td (consists ) Tj ET Q q 0 0 0 rg BT 178.88 163.17 Td (of ) Tj ET Q q 0 0 0 rg BT 190.12 163.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 218.02 163.17 Td (of ) Tj ET Q q 0 0 0 rg BT 229.26 163.17 Td (our ) Tj ET Q q 0 0 0 rg BT 245.50 163.17 Td (common ) Tj ET Q q 0 0 0 rg BT 283.41 163.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 307.43 163.17 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 357.54 163.17 Td (owned ) Tj ET Q q 0 0 0 rg BT 387.11 163.17 Td (by ) Tj ET Q q 0 0 0 rg BT 400.02 163.17 Td (Blackrock ) Tj ET Q q 0 0 0 rg BT 444.03 163.17 Td (and ) Tj ET Q q 0 0 0 rg BT 461.38 163.17 Td (its ) Tj ET Q q 0 0 0 rg BT 473.74 163.17 Td (wholly-owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 153.17 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 147.50 153.17 Td (\("Blackrock"\) ) Tj ET Q q 0 0 0 rg BT 206.19 153.17 Td (as ) Tj ET Q q 0 0 0 rg BT 217.30 153.17 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 257.29 153.17 Td (on ) Tj ET Q q 0 0 0 rg BT 270.07 153.17 Td (its ) Tj ET Q q 0 0 0 rg BT 282.30 153.17 Td (Schedule ) Tj ET Q q 0 0 0 rg BT 321.73 153.17 Td (13G/A) Tj ET Q q 0 0 0 rg BT 348.40 153.17 Td ( ) Tj ET Q q 0 0 0 rg BT 351.18 153.17 Td (filed ) Tj ET Q q 0 0 0 rg BT 372.29 153.17 Td (with ) Tj ET Q q 0 0 0 rg BT 392.84 153.17 Td (the ) Tj ET Q q 0 0 0 rg BT 407.84 153.17 Td (SEC ) Tj ET Q q 0 0 0 rg BT 428.96 153.17 Td (on ) Tj ET Q q 0 0 0 rg BT 441.73 153.17 Td (January ) Tj ET Q q 0 0 0 rg BT 475.61 153.17 Td (26, ) Tj ET Q q 0 0 0 rg BT 490.89 153.17 Td (2015. ) Tj ET Q q 0 0 0 rg BT 515.97 153.17 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 143.17 Td (address ) Tj ET Q q 0 0 0 rg BT 129.99 143.17 Td (of ) Tj ET Q q 0 0 0 rg BT 140.82 143.17 Td (Blackrock ) Tj ET Q q 0 0 0 rg BT 184.41 143.17 Td (is ) Tj ET Q q 0 0 0 rg BT 193.58 143.17 Td (40 ) Tj ET Q q 0 0 0 rg BT 206.08 143.17 Td (East ) Tj ET Q q 0 0 0 rg BT 225.80 143.17 Td (52nd ) Tj ET Q q 0 0 0 rg BT 248.30 143.17 Td (Street, ) Tj ET Q q 0 0 0 rg BT 276.63 143.17 Td (New ) Tj ET Q q 0 0 0 rg BT 297.64 143.17 Td (Y) Tj ET Q q 0 0 0 rg BT 303.86 143.17 Td (ork, ) Tj ET Q q 0 0 0 rg BT 322.19 143.17 Td (New ) Tj ET Q q 0 0 0 rg BT 343.20 143.17 Td (Y) Tj ET Q q 0 0 0 rg BT 349.42 143.17 Td (ork ) Tj ET Q q 0 0 0 rg BT 365.25 143.17 Td (10022.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.50 128.17 Td (\(19\) ) Tj ET Q BT /F1 9.00 Tf ET q 0 0 0 rg BT 96.74 128.17 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.06 128.17 Td (Ownership ) Tj ET Q q 0 0 0 rg BT 145.52 128.17 Td (consists ) Tj ET Q q 0 0 0 rg BT 179.77 128.17 Td (of ) Tj ET Q q 0 0 0 rg BT 190.67 128.17 Td (shares ) Tj ET Q q 0 0 0 rg BT 218.24 128.17 Td (of ) Tj ET Q q 0 0 0 rg BT 229.15 128.17 Td (our ) Tj ET Q q 0 0 0 rg BT 245.06 128.17 Td (common ) Tj ET Q q 0 0 0 rg BT 282.63 128.17 Td (stock ) Tj ET Q q 0 0 0 rg BT 306.32 128.17 Td (beneficially ) Tj ET Q q 0 0 0 rg BT 356.09 128.17 Td (owned ) Tj ET Q q 0 0 0 rg BT 385.33 128.17 Td (by ) Tj ET Q q 0 0 0 rg BT 397.72 128.17 Td (The ) Tj ET Q q 0 0 0 rg BT 415.66 128.17 Td (V) Tj ET Q q 0 0 0 rg BT 421.78 128.17 Td (anguard ) Tj ET Q q 0 0 0 rg BT 456.56 128.17 Td (Group, ) Tj ET Q q 0 0 0 rg BT 487.19 128.17 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 505.04 128.17 Td (and ) Tj ET Q q 0 0 0 rg BT 522.05 128.17 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 118.17 Td (wholly-owned ) Tj ET Q q 0 0 0 rg BT 158.98 118.17 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 199.44 118.17 Td (, ) Tj ET Q q 0 0 0 rg BT 205.38 118.17 Td (V) Tj ET Q q 0 0 0 rg BT 211.50 118.17 Td (anguard ) Tj ET Q q 0 0 0 rg BT 247.42 118.17 Td (Fiduciary ) Tj ET Q q 0 0 0 rg BT 289.19 118.17 Td (T) Tj ET Q q 0 0 0 rg BT 294.94 118.17 Td (rust ) Tj ET Q q 0 0 0 rg BT 313.65 118.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 356.25 118.17 Td (\(collectively) Tj ET Q q 0 0 0 rg BT 405.58 118.17 Td (, ) Tj ET Q q 0 0 0 rg BT 411.79 118.17 Td (V) Tj ET Q q 0 0 0 rg BT 422.34 118.17 Td (anguard\), ) Tj ET Q q 0 0 0 rg BT 468.53 118.17 Td (as ) Tj ET Q q 0 0 0 rg BT 480.57 118.17 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 521.50 118.17 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 108.17 Td (V) Tj ET Q q 0 0 0 rg BT 103.61 108.17 Td (anguard) Tj ET Q q 0 0 0 rg BT 138.60 108.17 Td (s ) Tj ET Q q 0 0 0 rg BT 145.32 108.17 Td (joint ) Tj ET Q q 0 0 0 rg BT 166.49 108.17 Td (schedule ) Tj ET Q q 0 0 0 rg BT 204.31 108.17 Td (13G/A) Tj ET Q q 0 0 0 rg BT 230.98 108.17 Td ( ) Tj ET Q q 0 0 0 rg BT 233.82 108.17 Td (filed ) Tj ET Q q 0 0 0 rg BT 254.98 108.17 Td (with ) Tj ET Q q 0 0 0 rg BT 275.59 108.17 Td (the ) Tj ET Q q 0 0 0 rg BT 290.64 108.17 Td (SEC ) Tj ET Q q 0 0 0 rg BT 311.82 108.17 Td (on ) Tj ET Q q 0 0 0 rg BT 324.65 108.17 Td (February ) Tj ET Q q 0 0 0 rg BT 363.58 108.17 Td (1) Tj ET Q q 0 0 0 rg BT 368.21 108.17 Td (1, ) Tj ET Q q 0 0 0 rg BT 378.55 108.17 Td (2015. ) Tj ET Q q 0 0 0 rg BT 403.68 108.17 Td (The ) Tj ET Q q 0 0 0 rg BT 422.06 108.17 Td (address ) Tj ET Q q 0 0 0 rg BT 454.88 108.17 Td (of ) Tj ET Q q 0 0 0 rg BT 465.84 108.17 Td (V) Tj ET Q q 0 0 0 rg BT 471.96 108.17 Td (anguard ) Tj ET Q q 0 0 0 rg BT 507.00 108.17 Td (is ) Tj ET Q q 0 0 0 rg BT 516.50 108.17 Td (100 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.50 98.17 Td (V) Tj ET Q q 0 0 0 rg BT 103.61 98.17 Td (anguard ) Tj ET Q q 0 0 0 rg BT 138.32 98.17 Td (Blvd., ) Tj ET Q q 0 0 0 rg BT 165.27 98.17 Td (Malvern, ) Tj ET Q q 0 0 0 rg BT 204.15 98.17 Td (Pennsylvania ) Tj ET Q q 0 0 0 rg BT 259.97 98.17 Td (19355.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 219 0 obj <>] /Rotate 0 /Contents 220 0 R>> endobj 220 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (106) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Item13. 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Tj ET Q q 0 0 0 rg BT 525.15 541.45 Td (four ) Tj ET Q q 0 0 0 rg BT 544.81 541.45 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 529.45 Td (vesting ) Tj ET Q q 0 0 0 rg BT 80.52 529.45 Td (period ) Tj ET Q q 0 0 0 rg BT 107.69 529.45 Td (from ) Tj ET Q q 0 0 0 rg BT 128.76 529.45 Td (the ) Tj ET Q q 0 0 0 rg BT 142.61 529.45 Td (date ) Tj ET Q q 0 0 0 rg BT 160.89 529.45 Td (of ) Tj ET Q q 0 0 0 rg BT 170.85 529.45 Td (grant ) Tj ET Q q 0 0 0 rg BT 193.03 529.45 Td (and ) Tj ET Q q 0 0 0 rg BT 209.10 529.45 Td (expired ) Tj ET Q q 0 0 0 rg BT 240.71 529.45 Td (ten ) Tj ET Q q 0 0 0 rg BT 254.56 529.45 Td (years ) Tj ET Q q 0 0 0 rg BT 277.29 529.45 Td (from ) Tj ET Q q 0 0 0 rg BT 298.36 529.45 Td (the ) Tj ET Q q 0 0 0 rg BT 312.20 529.45 Td (date ) Tj ET Q q 0 0 0 rg BT 330.49 529.45 Td (of ) Tj ET Q q 0 0 0 rg BT 340.45 529.45 Td (grant. ) Tj ET Q q 0 0 0 rg BT 365.01 529.45 Td (This ) Tj ET Q q 0 0 0 rg BT 384.42 529.45 Td (grant ) Tj ET Q q 0 0 0 rg BT 406.59 529.45 Td (was ) Tj ET Q q 0 0 0 rg BT 423.77 529.45 Td (not ) Tj ET Q q 0 0 0 rg BT 438.18 529.45 Td (subject ) Tj ET Q q 0 0 0 rg BT 468.14 529.45 Td (to ) Tj ET Q q 0 0 0 rg BT 477.55 529.45 Td (any ) Tj ET Q q 0 0 0 rg BT 493.61 529.45 Td (of ) Tj ET Q q 0 0 0 rg BT 503.57 529.45 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 529.45 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 517.45 Td (approved ) Tj ET Q q 0 0 0 rg BT 89.71 517.45 Td (stock ) Tj ET Q q 0 0 0 rg BT 113.31 517.45 Td (compensation ) Tj ET Q q 0 0 0 rg BT 171.35 517.45 Td (incentive ) Tj ET Q q 0 0 0 rg BT 210.50 517.45 Td (plans. ) Tj ET Q q 0 0 0 rg BT 236.43 517.45 Td (The ) Tj ET Q q 0 0 0 rg BT 254.48 517.45 Td (expense ) Tj ET Q q 0 0 0 rg BT 289.18 517.45 Td (for ) Tj ET Q q 0 0 0 rg BT 303.34 517.45 Td (these ) Tj ET Q q 0 0 0 rg BT 326.39 517.45 Td (options ) Tj ET Q q 0 0 0 rg BT 358.33 517.45 Td (had ) Tj ET Q q 0 0 0 rg BT 375.27 517.45 Td (been ) Tj ET Q q 0 0 0 rg BT 396.65 517.45 Td (earlier ) Tj ET Q q 0 0 0 rg BT 424.68 517.45 Td (fully ) Tj ET Q q 0 0 0 rg BT 446.07 517.45 Td (recognized ) Tj ET Q q 0 0 0 rg BT 492.43 517.45 Td (in ) Tj ET Q q 0 0 0 rg BT 502.70 517.45 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 517.45 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 505.45 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.97 505.45 Td (statements. ) Tj ET Q q 0 0 0 rg BT 133.54 505.45 Td (The ) Tj ET Q q 0 0 0 rg BT 151.08 505.45 Td (options ) Tj ET Q q 0 0 0 rg BT 182.52 505.45 Td (are ) Tj ET Q q 0 0 0 rg BT 196.72 505.45 Td (presently ) Tj ET Q q 0 0 0 rg BT 235.37 505.45 Td (fully ) Tj ET Q q 0 0 0 rg BT 256.25 505.45 Td (vested ) Tj ET Q q 0 0 0 rg BT 283.79 505.45 Td (and ) Tj ET Q q 0 0 0 rg BT 300.22 505.45 Td (during ) Tj ET Q q 0 0 0 rg BT 328.32 505.45 Td (the ) Tj ET Q q 0 0 0 rg BT 342.53 505.45 Td (year ) Tj ET Q q 0 0 0 rg BT 361.73 505.45 Td (2012 ) Tj ET Q q 0 0 0 rg BT 383.73 505.45 Td (he ) Tj ET Q q 0 0 0 rg BT 395.16 505.45 Td (exercised ) Tj ET Q q 0 0 0 rg BT 434.91 505.45 Td (130,000 ) Tj ET Q q 0 0 0 rg BT 469.40 505.45 Td (of ) Tj ET Q q 0 0 0 rg BT 479.72 505.45 Td (these ) Tj ET Q q 0 0 0 rg BT 502.26 505.45 Td (then ) Tj ET Q q 0 0 0 rg BT 521.48 505.45 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 493.45 Td (stock ) Tj ET Q q 0 0 0 rg BT 73.61 493.45 Td (options. ) Tj ET Q q 0 0 0 rg BT 107.50 493.45 Td (As ) Tj ET Q q 0 0 0 rg BT 121.12 493.45 Td (of ) Tj ET Q q 0 0 0 rg BT 131.95 493.45 Td (December31, ) Tj ET Q q 0 0 0 rg BT 190.53 493.45 Td (2014 ) Tj ET Q q 0 0 0 rg BT 213.03 493.45 Td (he ) Tj ET Q q 0 0 0 rg BT 224.97 493.45 Td (has ) Tj ET Q q 0 0 0 rg BT 240.80 493.45 Td (no ) Tj ET Q q 0 0 0 rg BT 253.30 493.45 Td (remaining ) Tj ET Q q 0 0 0 rg BT 296.34 493.45 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 345.51 493.45 Td (and ) Tj ET Q q 0 0 0 rg BT 362.45 493.45 Td (unexercised ) Tj ET Q q 0 0 0 rg BT 412.70 493.45 Td (stock ) Tj ET Q q 0 0 0 rg BT 436.31 493.45 Td (options.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 481.45 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 469.45 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 469.45 Td (Consistent ) Tj ET Q q 0 0 0 rg BT 130.73 469.45 Td (with ) Tj ET Q q 0 0 0 rg BT 151.00 469.45 Td (Ebix) Tj ET Q q 0 0 0 rg BT 172.67 469.45 Td (s ) Tj ET Q q 0 0 0 rg BT 179.06 469.45 Td (corporate ) Tj ET Q q 0 0 0 rg BT 219.32 469.45 Td (mission ) Tj ET Q q 0 0 0 rg BT 252.93 469.45 Td (of ) Tj ET Q q 0 0 0 rg BT 263.76 469.45 Td (giving ) Tj ET Q q 0 0 0 rg BT 291.82 469.45 Td (back ) Tj ET Q q 0 0 0 rg BT 313.20 469.45 Td (to ) Tj ET Q q 0 0 0 rg BT 323.48 469.45 Td (the ) Tj ET Q q 0 0 0 rg BT 338.19 469.45 Td (communities ) Tj ET Q q 0 0 0 rg BT 392.35 469.45 Td (in ) Tj ET Q q 0 0 0 rg BT 402.63 469.45 Td (which ) Tj ET Q q 0 0 0 rg BT 429.57 469.45 Td (we ) Tj ET Q q 0 0 0 rg BT 443.73 469.45 Td (operate ) Tj ET Q q 0 0 0 rg BT 475.65 469.45 Td (our ) Tj ET Q q 0 0 0 rg BT 491.48 469.45 Td (business, ) Tj ET Q q 0 0 0 rg BT 530.38 469.45 Td (during) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.45 Td (the ) Tj ET Q q 0 0 0 rg BT 65.43 457.45 Td (year ) Tj ET Q q 0 0 0 rg BT 85.85 457.45 Td (ended ) Tj ET Q q 0 0 0 rg BT 112.94 457.45 Td (December ) Tj ET Q q 0 0 0 rg BT 157.23 457.45 Td (31, ) Tj ET Q q 0 0 0 rg BT 172.94 457.45 Td (2014 ) Tj ET Q q 0 0 0 rg BT 196.16 457.45 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 218.25 457.45 Td (donated ) Tj ET Q q 0 0 0 rg BT 253.12 457.45 Td ($46 ) Tj ET Q q 0 0 0 rg BT 271.33 457.45 Td (thousand ) Tj ET Q q 0 0 0 rg BT 310.65 457.45 Td (to ) Tj ET Q q 0 0 0 rg BT 321.64 457.45 Td (the ) Tj ET Q q 0 0 0 rg BT 337.07 457.45 Td (Robin ) Tj ET Q q 0 0 0 rg BT 364.73 457.45 Td (Raina ) Tj ET Q q 0 0 0 rg BT 391.27 457.45 Td (Foundation, ) Tj ET Q q 0 0 0 rg BT 442.54 457.45 Td (a ) Tj ET Q q 0 0 0 rg BT 450.19 457.45 Td (non-profit ) Tj ET Q q 0 0 0 rg BT 493.95 457.45 Td (501\(c\) ) Tj ET Q q 0 0 0 rg BT 523.26 457.45 Td (charity ) Tj ET Q q 0 0 0 rg BT 554.23 457.45 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 445.45 Td (support ) Tj ET Q q 0 0 0 rg BT 82.50 445.45 Td (of ) Tj ET Q q 0 0 0 rg BT 93.33 445.45 Td (the ) Tj ET Q q 0 0 0 rg BT 108.05 445.45 Td (cause ) Tj ET Q q 0 0 0 rg BT 132.75 445.45 Td (of ) Tj ET Q q 0 0 0 rg BT 143.58 445.45 Td (building ) Tj ET Q q 0 0 0 rg BT 179.42 445.45 Td (and ) Tj ET Q q 0 0 0 rg BT 196.36 445.45 Td (providing ) Tj ET Q q 0 0 0 rg BT 237.74 445.45 Td (homes ) Tj ET Q q 0 0 0 rg BT 266.35 445.45 Td (for ) Tj ET Q q 0 0 0 rg BT 280.51 445.45 Td (the ) Tj ET Q q 0 0 0 rg BT 295.23 445.45 Td (severely ) Tj ET Q q 0 0 0 rg BT 331.04 445.45 Td (underprivileged ) Tj ET Q q 0 0 0 rg BT 396.86 445.45 Td (in ) Tj ET Q q 0 0 0 rg BT 407.13 445.45 Td (India. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 421.45 Td (On ) Tj ET Q q 0 0 0 rg BT 113.75 421.45 Td (November ) Tj ET Q q 0 0 0 rg BT 158.48 421.45 Td (26, ) Tj ET Q q 0 0 0 rg BT 173.51 421.45 Td (2014, ) Tj ET Q q 0 0 0 rg BT 198.54 421.45 Td (we ) Tj ET Q q 0 0 0 rg BT 212.72 421.45 Td (entered ) Tj ET Q q 0 0 0 rg BT 244.67 421.45 Td (into ) Tj ET Q q 0 0 0 rg BT 262.76 421.45 Td (a ) Tj ET Q q 0 0 0 rg BT 269.72 421.45 Td (Director ) Tj ET Q q 0 0 0 rg BT 305.56 421.45 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 355.31 421.45 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 404.76 421.45 Td (by ) Tj ET Q q 0 0 0 rg BT 417.29 421.45 Td (and ) Tj ET Q q 0 0 0 rg BT 434.25 421.45 Td (among ) Tj ET Q q 0 0 0 rg BT 463.99 421.45 Td (the ) Tj ET Q q 0 0 0 rg BT 478.74 421.45 Td (Company) Tj ET Q q 0 0 0 rg BT 516.98 421.45 Td (, ) Tj ET Q q 0 0 0 rg BT 522.00 421.45 Td (Barington ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 409.45 Td (Companies ) Tj ET Q q 0 0 0 rg BT 96.79 409.45 Td (Equity ) Tj ET Q q 0 0 0 rg BT 125.25 409.45 Td (Partners, ) Tj ET Q q 0 0 0 rg BT 162.31 409.45 Td (L.P) Tj ET Q q 0 0 0 rg BT 175.37 409.45 Td (., ) Tj ET Q q 0 0 0 rg BT 182.17 409.45 Td (Barington ) Tj ET Q q 0 0 0 rg BT 223.96 409.45 Td (Companies ) Tj ET Q q 0 0 0 rg BT 270.75 409.45 Td (Investors, ) Tj ET Q q 0 0 0 rg BT 311.70 409.45 Td (LLC ) Tj ET Q q 0 0 0 rg BT 332.38 409.45 Td (\(together ) Tj ET Q q 0 0 0 rg BT 370.27 409.45 Td (with ) Tj ET Q q 0 0 0 rg BT 389.84 409.45 Td (Barington ) Tj ET Q q 0 0 0 rg BT 431.63 409.45 Td (Companies ) Tj ET Q q 0 0 0 rg BT 478.42 409.45 Td (Equity ) Tj ET Q q 0 0 0 rg BT 506.88 409.45 Td (Partners, ) Tj ET Q q 0 0 0 rg BT 543.95 409.45 Td (L.P) Tj ET Q q 0 0 0 rg BT 557.01 409.45 Td (., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 397.45 Td (Barington\), ) Tj ET Q q 0 0 0 rg BT 107.26 397.45 Td (Ancora ) Tj ET Q q 0 0 0 rg BT 139.25 397.45 Td (Advisors, ) Tj ET Q q 0 0 0 rg BT 181.15 397.45 Td (LLC ) Tj ET Q q 0 0 0 rg BT 203.33 397.45 Td (\(together ) Tj ET Q q 0 0 0 rg BT 242.71 397.45 Td (with ) Tj ET Q q 0 0 0 rg BT 263.77 397.45 Td (Barington, ) Tj ET Q q 0 0 0 rg BT 309.55 397.45 Td (the ) Tj ET Q q 0 0 0 rg BT 325.05 397.45 Td (Barington ) Tj ET Q q 0 0 0 rg BT 372.77 397.45 Td (Group\), ) Tj ET Q q 0 0 0 rg BT 411.88 397.45 Td (James ) Tj ET Q q 0 0 0 rg BT 438.88 397.45 Td (A. ) Tj ET Q q 0 0 0 rg BT 451.89 397.45 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 504.61 397.45 Td (and ) Tj ET Q q 0 0 0 rg BT 522.33 397.45 Td (Joseph ) Tj ET Q q 0 0 0 rg BT 552.84 397.45 Td (R. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 385.45 Td (W) Tj ET Q q 0 0 0 rg BT 59.04 385.45 Td (right, ) Tj ET Q q 0 0 0 rg BT 82.41 385.45 Td (Jr) Tj ET Q q 0 0 0 rg BT 89.08 385.45 Td (. ) Tj ET Q q 0 0 0 rg BT 93.57 385.45 Td (\(the ) Tj ET Q q 0 0 0 rg BT 111.10 385.45 Td (Director ) Tj ET Q q 0 0 0 rg BT 150.84 385.45 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 200.16 385.45 Td (Agreement\). ) Tj ET Q q 0 0 0 rg BT 256.84 385.45 Td (Pursuant ) Tj ET Q q 0 0 0 rg BT 293.83 385.45 Td (to ) Tj ET Q q 0 0 0 rg BT 303.59 385.45 Td (the ) Tj ET Q q 0 0 0 rg BT 317.79 385.45 Td (Director ) Tj ET Q q 0 0 0 rg BT 353.10 385.45 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 402.42 385.45 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 451.33 385.45 Td (the ) Tj ET Q q 0 0 0 rg BT 465.53 385.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 491.96 385.45 Td (expanded ) Tj ET Q q 0 0 0 rg BT 532.26 385.45 Td (the ) Tj ET Q q 0 0 0 rg BT 546.46 385.45 Td (size ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 373.45 Td (of ) Tj ET Q q 0 0 0 rg BT 60.89 373.45 Td (the ) Tj ET Q q 0 0 0 rg BT 75.67 373.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 102.67 373.45 Td (by ) Tj ET Q q 0 0 0 rg BT 115.24 373.45 Td (two ) Tj ET Q q 0 0 0 rg BT 132.80 373.45 Td (directorships ) Tj ET Q q 0 0 0 rg BT 187.02 373.45 Td (to ) Tj ET Q q 0 0 0 rg BT 197.36 373.45 Td (eight ) Tj ET Q q 0 0 0 rg BT 219.91 373.45 Td (directors, ) Tj ET Q q 0 0 0 rg BT 259.96 373.45 Td (and ) Tj ET Q q 0 0 0 rg BT 276.96 373.45 Td (has ) Tj ET Q q 0 0 0 rg BT 292.86 373.45 Td (nominated ) Tj ET Q q 0 0 0 rg BT 337.63 373.45 Td (James ) Tj ET Q q 0 0 0 rg BT 364.06 373.45 Td (A. ) Tj ET Q q 0 0 0 rg BT 376.35 373.45 Td (Mitarotonda ) Tj ET Q q 0 0 0 rg BT 428.35 373.45 Td (and ) Tj ET Q q 0 0 0 rg BT 445.35 373.45 Td (Joseph ) Tj ET Q q 0 0 0 rg BT 475.13 373.45 Td (R. ) Tj ET Q q 0 0 0 rg BT 486.68 373.45 Td (W) Tj ET Q q 0 0 0 rg BT 495.72 373.45 Td (right, ) Tj ET Q q 0 0 0 rg BT 519.66 373.45 Td (Jr) Tj ET Q q 0 0 0 rg BT 526.33 373.45 Td (., ) Tj ET Q q 0 0 0 rg BT 533.90 373.45 Td (as ) Tj ET Q q 0 0 0 rg BT 544.79 373.45 Td (well ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 361.45 Td (as ) Tj ET Q q 0 0 0 rg BT 60.85 361.45 Td (all ) Tj ET Q q 0 0 0 rg BT 73.37 361.45 Td (of ) Tj ET Q q 0 0 0 rg BT 84.22 361.45 Td (the ) Tj ET Q q 0 0 0 rg BT 98.96 361.45 Td (incumbent ) Tj ET Q q 0 0 0 rg BT 143.69 361.45 Td (directors, ) Tj ET Q q 0 0 0 rg BT 183.70 361.45 Td (for ) Tj ET Q q 0 0 0 rg BT 197.88 361.45 Td (election ) Tj ET Q q 0 0 0 rg BT 232.06 361.45 Td (at ) Tj ET Q q 0 0 0 rg BT 241.79 361.45 Td (the ) Tj ET Q q 0 0 0 rg BT 255.98 361.45 Td (Annual ) Tj ET Q q 0 0 0 rg BT 287.94 361.45 Td (Meeting. ) Tj ET Q q 0 0 0 rg BT 326.10 361.45 Td (The ) Tj ET Q q 0 0 0 rg BT 344.17 361.45 Td (Director ) Tj ET Q q 0 0 0 rg BT 380.01 361.45 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 429.75 361.45 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 476.69 361.45 Td (also ) Tj ET Q q 0 0 0 rg BT 495.32 361.45 Td (provides, ) Tj ET Q q 0 0 0 rg BT 534.78 361.45 Td (among ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 349.45 Td (other ) Tj ET Q q 0 0 0 rg BT 73.05 349.45 Td (things, ) Tj ET Q q 0 0 0 rg BT 102.50 349.45 Td (that:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 325.45 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 325.45 Td (The ) Tj ET Q q 0 0 0 rg BT 104.22 325.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 131.33 325.45 Td (and ) Tj ET Q q 0 0 0 rg BT 148.45 325.45 Td (the ) Tj ET Q q 0 0 0 rg BT 163.34 325.45 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 206.00 325.45 Td (Governance ) Tj ET Q q 0 0 0 rg BT 256.98 325.45 Td (Committee ) Tj ET Q q 0 0 0 rg BT 304.09 325.45 Td (will ) Tj ET Q q 0 0 0 rg BT 322.33 325.45 Td (consider ) Tj ET Q q 0 0 0 rg BT 358.88 325.45 Td (the ) Tj ET Q q 0 0 0 rg BT 373.77 325.45 Td (New ) Tj ET Q q 0 0 0 rg BT 395.33 325.45 Td (Nominees ) Tj ET Q q 0 0 0 rg BT 438.55 325.45 Td (for ) Tj ET Q q 0 0 0 rg BT 452.88 325.45 Td (inclusion ) Tj ET Q q 0 0 0 rg BT 492.22 325.45 Td (on ) Tj ET Q q 0 0 0 rg BT 504.90 325.45 Td (committees ) Tj ET Q q 0 0 0 rg BT 553.67 325.45 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 313.45 Td (the ) Tj ET Q q 0 0 0 rg BT 100.72 313.45 Td (Board, ) Tj ET Q q 0 0 0 rg BT 130.16 313.45 Td (in ) Tj ET Q q 0 0 0 rg BT 140.43 313.45 Td (good ) Tj ET Q q 0 0 0 rg BT 162.93 313.45 Td (faith ) Tj ET Q q 0 0 0 rg BT 183.76 313.45 Td (and ) Tj ET Q q 0 0 0 rg BT 200.70 313.45 Td (in ) Tj ET Q q 0 0 0 rg BT 210.98 313.45 Td (a ) Tj ET Q q 0 0 0 rg BT 217.91 313.45 Td (manner ) Tj ET Q q 0 0 0 rg BT 250.40 313.45 Td (consistent ) Tj ET Q q 0 0 0 rg BT 292.89 313.45 Td (with ) Tj ET Q q 0 0 0 rg BT 313.17 313.45 Td (other ) Tj ET Q q 0 0 0 rg BT 336.22 313.45 Td (members ) Tj ET Q q 0 0 0 rg BT 375.38 313.45 Td (of ) Tj ET Q q 0 0 0 rg BT 386.21 313.45 Td (the ) Tj ET Q q 0 0 0 rg BT 400.92 313.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 427.86 313.45 Td (in ) Tj ET Q q 0 0 0 rg BT 438.14 313.45 Td (accordance ) Tj ET Q q 0 0 0 rg BT 485.60 313.45 Td (with ) Tj ET Q q 0 0 0 rg BT 505.88 313.45 Td (past ) Tj ET Q q 0 0 0 rg BT 524.49 313.45 Td (practice;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 289.45 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 289.45 Td (During ) Tj ET Q q 0 0 0 rg BT 117.46 289.45 Td (the ) Tj ET Q q 0 0 0 rg BT 132.80 289.45 Td (Standstill ) Tj ET Q q 0 0 0 rg BT 173.71 289.45 Td (Period ) Tj ET Q q 0 0 0 rg BT 202.94 289.45 Td (\(defined ) Tj ET Q q 0 0 0 rg BT 239.39 289.45 Td (below\), ) Tj ET Q q 0 0 0 rg BT 272.78 289.45 Td (if ) Tj ET Q q 0 0 0 rg BT 282.02 289.45 Td (either ) Tj ET Q q 0 0 0 rg BT 307.91 289.45 Td (New ) Tj ET Q q 0 0 0 rg BT 329.91 289.45 Td (Nominee ) Tj ET Q q 0 0 0 rg BT 369.70 289.45 Td (is ) Tj ET Q q 0 0 0 rg BT 379.49 289.45 Td (unable ) Tj ET Q q 0 0 0 rg BT 409.27 289.45 Td (to ) Tj ET Q q 0 0 0 rg BT 420.18 289.45 Td (serve ) Tj ET Q q 0 0 0 rg BT 444.40 289.45 Td (\(or ) Tj ET Q q 0 0 0 rg BT 459.19 289.45 Td (to ) Tj ET Q q 0 0 0 rg BT 470.10 289.45 Td (continue ) Tj ET Q q 0 0 0 rg BT 507.66 289.45 Td (to ) Tj ET Q q 0 0 0 rg BT 518.56 289.45 Td (serve\) ) Tj ET Q q 0 0 0 rg BT 546.12 289.45 Td (as ) Tj ET Q q 0 0 0 rg BT 557.57 289.45 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 277.45 Td (director ) Tj ET Q q 0 0 0 rg BT 121.06 277.45 Td (of ) Tj ET Q q 0 0 0 rg BT 133.36 277.45 Td (the ) Tj ET Q q 0 0 0 rg BT 149.54 277.45 Td (Company ) Tj ET Q q 0 0 0 rg BT 192.39 277.45 Td (as ) Tj ET Q q 0 0 0 rg BT 204.69 277.45 Td (a ) Tj ET Q q 0 0 0 rg BT 213.10 277.45 Td (result ) Tj ET Q q 0 0 0 rg BT 239.28 277.45 Td (of ) Tj ET Q q 0 0 0 rg BT 251.58 277.45 Td (such ) Tj ET Q q 0 0 0 rg BT 273.87 277.45 Td (person) Tj ET Q q 0 0 0 rg BT 303.31 277.45 Td (s ) Tj ET Q q 0 0 0 rg BT 311.17 277.45 Td (death, ) Tj ET Q q 0 0 0 rg BT 339.29 277.45 Td (incapacity ) Tj ET Q q 0 0 0 rg BT 384.35 277.45 Td (or ) Tj ET Q q 0 0 0 rg BT 396.65 277.45 Td (an ) Tj ET Q q 0 0 0 rg BT 410.05 277.45 Td (impediment ) Tj ET Q q 0 0 0 rg BT 461.79 277.45 Td (resulting ) Tj ET Q q 0 0 0 rg BT 500.75 277.45 Td (from ) Tj ET Q q 0 0 0 rg BT 524.15 277.45 Td (events ) Tj ET Q q 0 0 0 rg BT 553.67 277.45 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 265.45 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 145.17 265.45 Td (outside ) Tj ET Q q 0 0 0 rg BT 176.60 265.45 Td (of ) Tj ET Q q 0 0 0 rg BT 187.46 265.45 Td (his ) Tj ET Q q 0 0 0 rg BT 201.66 265.45 Td (control, ) Tj ET Q q 0 0 0 rg BT 235.02 265.45 Td (then ) Tj ET Q q 0 0 0 rg BT 254.77 265.45 Td (Barington ) Tj ET Q q 0 0 0 rg BT 297.30 265.45 Td (shall ) Tj ET Q q 0 0 0 rg BT 318.72 265.45 Td (be ) Tj ET Q q 0 0 0 rg BT 330.70 265.45 Td (entitled ) Tj ET Q q 0 0 0 rg BT 363.22 265.45 Td (to ) Tj ET Q q 0 0 0 rg BT 373.53 265.45 Td (designate ) Tj ET Q q 0 0 0 rg BT 413.83 265.45 Td (a ) Tj ET Q q 0 0 0 rg BT 420.80 265.45 Td (replacement ) Tj ET Q q 0 0 0 rg BT 472.20 265.45 Td (New ) Tj ET Q q 0 0 0 rg BT 493.61 265.45 Td (Nominee ) Tj ET Q q 0 0 0 rg BT 532.80 265.45 Td (so ) Tj ET Q q 0 0 0 rg BT 544.23 265.45 Td (long ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 253.45 Td (as ) Tj ET Q q 0 0 0 rg BT 96.83 253.45 Td (such ) Tj ET Q q 0 0 0 rg BT 117.66 253.45 Td (replacement ) Tj ET Q q 0 0 0 rg BT 169.02 253.45 Td (is ) Tj ET Q q 0 0 0 rg BT 178.19 253.45 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 224.00 253.45 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 268.69 253.45 Td (to ) Tj ET Q q 0 0 0 rg BT 278.97 253.45 Td (the ) Tj ET Q q 0 0 0 rg BT 293.69 253.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 320.62 253.45 Td (and ) Tj ET Q q 0 0 0 rg BT 337.56 253.45 Td (the ) Tj ET Q q 0 0 0 rg BT 352.28 253.45 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 394.76 253.45 Td (Governance ) Tj ET Q q 0 0 0 rg BT 445.57 253.45 Td (Committee;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 229.45 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 229.45 Td (Through ) Tj ET Q q 0 0 0 rg BT 121.91 229.45 Td (the ) Tj ET Q q 0 0 0 rg BT 135.59 229.45 Td (Standstill ) Tj ET Q q 0 0 0 rg BT 174.85 229.45 Td (Period, ) Tj ET Q q 0 0 0 rg BT 204.93 229.45 Td (the ) Tj ET Q q 0 0 0 rg BT 218.61 229.45 Td (Barington ) Tj ET Q q 0 0 0 rg BT 260.08 229.45 Td (Group ) Tj ET Q q 0 0 0 rg BT 287.10 229.45 Td (and ) Tj ET Q q 0 0 0 rg BT 303.01 229.45 Td (its ) Tj ET Q q 0 0 0 rg BT 313.92 229.45 Td (af) Tj ET Q q 0 0 0 rg BT 321.51 229.45 Td (filiates ) Tj ET Q q 0 0 0 rg BT 350.19 229.45 Td (are ) Tj ET Q q 0 0 0 rg BT 363.87 229.45 Td (prohibited ) Tj ET Q q 0 0 0 rg BT 406.44 229.45 Td (from ) Tj ET Q q 0 0 0 rg BT 427.35 229.45 Td (taking ) Tj ET Q q 0 0 0 rg BT 453.82 229.45 Td (certain ) Tj ET Q q 0 0 0 rg BT 482.49 229.45 Td (actions, ) Tj ET Q q 0 0 0 rg BT 514.78 229.45 Td (customarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 217.45 Td (restricted ) Tj ET Q q 0 0 0 rg BT 126.94 217.45 Td (by ) Tj ET Q q 0 0 0 rg BT 140.68 217.45 Td (an ) Tj ET Q q 0 0 0 rg BT 153.86 217.45 Td (agreement ) Tj ET Q q 0 0 0 rg BT 199.24 217.45 Td (of ) Tj ET Q q 0 0 0 rg BT 211.31 217.45 Td (this ) Tj ET Q q 0 0 0 rg BT 229.50 217.45 Td (kind, ) Tj ET Q q 0 0 0 rg BT 253.52 217.45 Td (including ) Tj ET Q q 0 0 0 rg BT 295.03 217.45 Td (soliciting ) Tj ET Q q 0 0 0 rg BT 336.00 217.45 Td (proxies ) Tj ET Q q 0 0 0 rg BT 369.17 217.45 Td (or ) Tj ET Q q 0 0 0 rg BT 381.24 217.45 Td (written ) Tj ET Q q 0 0 0 rg BT 413.31 217.45 Td (consents ) Tj ET Q q 0 0 0 rg BT 451.49 217.45 Td (of ) Tj ET Q q 0 0 0 rg BT 463.56 217.45 Td (stockholders, ) Tj ET Q q 0 0 0 rg BT 520.35 217.45 Td (presenting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 205.45 Td (proposals ) Tj ET Q q 0 0 0 rg BT 126.95 205.45 Td (for ) Tj ET Q q 0 0 0 rg BT 141.24 205.45 Td (action ) Tj ET Q q 0 0 0 rg BT 168.29 205.45 Td (by ) Tj ET Q q 0 0 0 rg BT 180.92 205.45 Td (stockholders, ) Tj ET Q q 0 0 0 rg BT 236.59 205.45 Td (commencing ) Tj ET Q q 0 0 0 rg BT 290.86 205.45 Td (legal ) Tj ET Q q 0 0 0 rg BT 312.92 205.45 Td (action ) Tj ET Q q 0 0 0 rg BT 339.98 205.45 Td (against ) Tj ET Q q 0 0 0 rg BT 370.93 205.45 Td (the ) Tj ET Q q 0 0 0 rg BT 385.77 205.45 Td (Company ) Tj ET Q q 0 0 0 rg BT 427.28 205.45 Td (or ) Tj ET Q q 0 0 0 rg BT 438.23 205.45 Td (certain ) Tj ET Q q 0 0 0 rg BT 468.06 205.45 Td (of ) Tj ET Q q 0 0 0 rg BT 479.01 205.45 Td (its ) Tj ET Q q 0 0 0 rg BT 491.08 205.45 Td (representatives ) Tj ET Q q 0 0 0 rg BT 553.67 205.45 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 193.45 Td (launching ) Tj ET Q q 0 0 0 rg BT 127.93 193.45 Td (a ) Tj ET Q q 0 0 0 rg BT 134.87 193.45 Td (tender ) Tj ET Q q 0 0 0 rg BT 162.36 193.45 Td (of) Tj ET Q q 0 0 0 rg BT 170.51 193.45 Td (fer ) Tj ET Q q 0 0 0 rg BT 184.11 193.45 Td (for ) Tj ET Q q 0 0 0 rg BT 198.27 193.45 Td (shares ) Tj ET Q q 0 0 0 rg BT 225.76 193.45 Td (of ) Tj ET Q q 0 0 0 rg BT 236.59 193.45 Td (the ) Tj ET Q q 0 0 0 rg BT 251.30 193.45 Td (Company; ) Tj ET Q q 0 0 0 rg BT 295.47 193.45 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 169.45 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 169.45 Td (Through ) Tj ET Q q 0 0 0 rg BT 123.75 169.45 Td (the ) Tj ET Q q 0 0 0 rg BT 139.28 169.45 Td (Standstill ) Tj ET Q q 0 0 0 rg BT 180.38 169.45 Td (Period, ) Tj ET Q q 0 0 0 rg BT 212.30 169.45 Td (the ) Tj ET Q q 0 0 0 rg BT 227.84 169.45 Td (Barington ) Tj ET Q q 0 0 0 rg BT 271.15 169.45 Td (Group ) Tj ET Q q 0 0 0 rg BT 300.01 169.45 Td (must ) Tj ET Q q 0 0 0 rg BT 322.77 169.45 Td (vote ) Tj ET Q q 0 0 0 rg BT 343.31 169.45 Td (all ) Tj ET Q q 0 0 0 rg BT 356.62 169.45 Td (of ) Tj ET Q q 0 0 0 rg BT 368.26 169.45 Td (its ) Tj ET Q q 0 0 0 rg BT 381.02 169.45 Td (Company ) Tj ET Q q 0 0 0 rg BT 423.22 169.45 Td (common ) Tj ET Q q 0 0 0 rg BT 461.53 169.45 Td (stock ) Tj ET Q q 0 0 0 rg BT 485.96 169.45 Td (for ) Tj ET Q q 0 0 0 rg BT 500.93 169.45 Td (the ) Tj ET Q q 0 0 0 rg BT 516.46 169.45 Td (Company) Tj ET Q q 0 0 0 rg BT 558.13 169.45 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 157.45 Td (nominees ) Tj ET Q q 0 0 0 rg BT 126.53 157.45 Td (to ) Tj ET Q q 0 0 0 rg BT 136.52 157.45 Td (the ) Tj ET Q q 0 0 0 rg BT 150.94 157.45 Td (Board ) Tj ET Q q 0 0 0 rg BT 177.59 157.45 Td (and ) Tj ET Q q 0 0 0 rg BT 194.23 157.45 Td (according ) Tj ET Q q 0 0 0 rg BT 235.86 157.45 Td (to ) Tj ET Q q 0 0 0 rg BT 245.85 157.45 Td (the ) Tj ET Q q 0 0 0 rg BT 260.27 157.45 Td (Board) Tj ET Q q 0 0 0 rg BT 287.49 157.45 Td (s ) Tj ET Q q 0 0 0 rg BT 293.59 157.45 Td (recommendations ) Tj ET Q q 0 0 0 rg BT 366.88 157.45 Td (on ) Tj ET Q q 0 0 0 rg BT 379.09 157.45 Td (any ) Tj ET Q q 0 0 0 rg BT 395.74 157.45 Td (other ) Tj ET Q q 0 0 0 rg BT 418.49 157.45 Td (routines ) Tj ET Q q 0 0 0 rg BT 452.91 157.45 Td (matters, ) Tj ET Q q 0 0 0 rg BT 487.05 157.45 Td (such ) Tj ET Q q 0 0 0 rg BT 507.59 157.45 Td (as ) Tj ET Q q 0 0 0 rg BT 518.13 157.45 Td (ratification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 145.45 Td (of ) Tj ET Q q 0 0 0 rg BT 96.83 145.45 Td (auditors ) Tj ET Q q 0 0 0 rg BT 131.55 145.45 Td (and ) Tj ET Q q 0 0 0 rg BT 148.49 145.45 Td (the ) Tj ET Q q 0 0 0 rg BT 163.20 145.45 Td (advisory ) Tj ET Q q 0 0 0 rg BT 200.14 145.45 Td (vote ) Tj ET Q q 0 0 0 rg BT 219.86 145.45 Td (on ) Tj ET Q q 0 0 0 rg BT 232.36 145.45 Td (executive ) Tj ET Q q 0 0 0 rg BT 273.17 145.45 Td (compensation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 109.45 Td (W) Tj ET Q q 0 0 0 rg BT 95.04 109.45 Td (ith ) Tj ET Q q 0 0 0 rg BT 108.00 109.45 Td (respect ) Tj ET Q q 0 0 0 rg BT 138.72 109.45 Td (to ) Tj ET Q q 0 0 0 rg BT 148.90 109.45 Td (the ) Tj ET Q q 0 0 0 rg BT 163.52 109.45 Td (Director ) Tj ET Q q 0 0 0 rg BT 199.24 109.45 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 248.89 109.45 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 298.22 109.45 Td (the ) Tj ET Q q 0 0 0 rg BT 312.84 109.45 Td (Standstill ) Tj ET Q q 0 0 0 rg BT 357.47 109.45 Td (Period ) Tj ET Q q 0 0 0 rg BT 390.42 109.45 Td (means ) Tj ET Q q 0 0 0 rg BT 418.37 109.45 Td (the ) Tj ET Q q 0 0 0 rg BT 432.99 109.45 Td (period ) Tj ET Q q 0 0 0 rg BT 460.95 109.45 Td (from ) Tj ET Q q 0 0 0 rg BT 482.79 109.45 Td (the ) Tj ET Q q 0 0 0 rg BT 497.41 109.45 Td (ef) Tj ET Q q 0 0 0 rg BT 505.00 109.45 Td (fective ) Tj ET Q q 0 0 0 rg BT 534.60 109.45 Td (date ) Tj ET Q q 0 0 0 rg BT 553.67 109.45 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.45 Td (the ) Tj ET Q q 0 0 0 rg BT 64.87 97.45 Td (Director ) Tj ET Q q 0 0 0 rg BT 100.83 97.45 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 150.67 97.45 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 197.75 97.45 Td (until ) Tj ET Q q 0 0 0 rg BT 218.73 97.45 Td (90 ) Tj ET Q q 0 0 0 rg BT 231.38 97.45 Td (days ) Tj ET Q q 0 0 0 rg BT 252.36 97.45 Td (before ) Tj ET Q q 0 0 0 rg BT 280.55 97.45 Td (the ) Tj ET Q q 0 0 0 rg BT 295.42 97.45 Td (date ) Tj ET Q q 0 0 0 rg BT 314.72 97.45 Td (of ) Tj ET Q q 0 0 0 rg BT 325.70 97.45 Td (the ) Tj ET Q q 0 0 0 rg BT 340.57 97.45 Td (Company) Tj ET Q q 0 0 0 rg BT 382.24 97.45 Td (s ) Tj ET Q q 0 0 0 rg BT 388.78 97.45 Td (2015 ) Tj ET Q q 0 0 0 rg BT 410.84 97.45 Td (Annual ) Tj ET Q q 0 0 0 rg BT 442.93 97.45 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 478.91 97.45 Td (or) Tj ET Q q 0 0 0 rg BT 486.84 97.45 Td (, ) Tj ET Q q 0 0 0 rg BT 491.99 97.45 Td (if ) Tj ET Q q 0 0 0 rg BT 500.75 97.45 Td (earlier) Tj ET Q q 0 0 0 rg BT 525.88 97.45 Td (, ) Tj ET Q q 0 0 0 rg BT 531.03 97.45 Td (10 ) Tj ET Q q 0 0 0 rg BT 543.68 97.45 Td (days ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.45 Td (before ) Tj ET Q q 0 0 0 rg BT 77.98 85.45 Td (any ) Tj ET Q q 0 0 0 rg BT 94.87 85.45 Td (advance ) Tj ET Q q 0 0 0 rg BT 130.07 85.45 Td (notice ) Tj ET Q q 0 0 0 rg BT 156.95 85.45 Td (deadline ) Tj ET Q q 0 0 0 rg BT 193.27 85.45 Td (for ) Tj ET Q q 0 0 0 rg BT 207.37 85.45 Td (making ) Tj ET Q q 0 0 0 rg BT 239.81 85.45 Td (director ) Tj ET Q q 0 0 0 rg BT 273.35 85.45 Td (nominations ) Tj ET Q q 0 0 0 rg BT 325.24 85.45 Td (at ) Tj ET Q q 0 0 0 rg BT 334.91 85.45 Td (the ) Tj ET Q q 0 0 0 rg BT 349.57 85.45 Td (2015 ) Tj ET Q q 0 0 0 rg BT 371.48 85.45 Td (Annual ) Tj ET Q q 0 0 0 rg BT 403.36 85.45 Td (Meeting;) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 441.96484375 84.11699218750005 m 477.51171875 84.11699218750005 l s q 0 0 0 rg BT 441.96 85.45 Td (provided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.51 85.45 Td (, ) Tj ET Q q 0 0 0 rg BT 482.46 85.45 Td (that ) Tj ET Q q 0 0 0 rg BT 499.90 85.45 Td (if ) Tj ET Q q 0 0 0 rg BT 508.45 85.45 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 85.45 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 73.45 Td (recommends ) Tj ET Q q 0 0 0 rg BT 103.47 73.45 Td (\(or ) Tj ET Q q 0 0 0 rg BT 117.50 73.45 Td (has ) Tj ET Q q 0 0 0 rg BT 133.20 73.45 Td (notified ) Tj ET Q q 0 0 0 rg BT 166.68 73.45 Td (Barington ) Tj ET Q q 0 0 0 rg BT 209.04 73.45 Td (in ) Tj ET Q q 0 0 0 rg BT 219.19 73.45 Td (writing ) Tj ET Q q 0 0 0 rg BT 250.45 73.45 Td (of ) Tj ET Q q 0 0 0 rg BT 261.15 73.45 Td (its ) Tj ET Q q 0 0 0 rg BT 272.97 73.45 Td (commitment ) Tj ET Q q 0 0 0 rg BT 325.89 73.45 Td (to ) Tj ET Q q 0 0 0 rg BT 336.04 73.45 Td (recommend\) ) Tj ET Q q 0 0 0 rg BT 388.95 73.45 Td (that ) Tj ET Q q 0 0 0 rg BT 406.32 73.45 Td (its ) Tj ET Q q 0 0 0 rg BT 418.14 73.45 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 471.05 73.45 Td (vote ) Tj ET Q q 0 0 0 rg BT 490.64 73.45 Td (for ) Tj ET Q q 0 0 0 rg BT 504.68 73.45 Td (the ) Tj ET Q q 0 0 0 rg BT 519.26 73.45 Td (re-election ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 61.45 Td (of ) Tj ET Q q 0 0 0 rg BT 60.91 61.45 Td (the ) Tj ET Q q 0 0 0 rg BT 75.71 61.45 Td (New ) Tj ET Q q 0 0 0 rg BT 97.17 61.45 Td (Nominees ) Tj ET Q q 0 0 0 rg BT 140.30 61.45 Td (at ) Tj ET Q q 0 0 0 rg BT 150.10 61.45 Td (the ) Tj ET Q q 0 0 0 rg BT 164.90 61.45 Td (2015 ) Tj ET Q q 0 0 0 rg BT 186.91 61.45 Td (Annual ) Tj ET Q q 0 0 0 rg BT 218.93 61.45 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 254.84 61.45 Td (\(regardless ) Tj ET Q q 0 0 0 rg BT 301.29 61.45 Td (of ) Tj ET Q q 0 0 0 rg BT 312.20 61.45 Td (whether ) Tj ET Q q 0 0 0 rg BT 346.99 61.45 Td (the ) Tj ET Q q 0 0 0 rg BT 361.79 61.45 Td (New ) Tj ET Q q 0 0 0 rg BT 383.25 61.45 Td (Nominees ) Tj ET Q q 0 0 0 rg BT 426.38 61.45 Td (agree ) Tj ET Q q 0 0 0 rg BT 450.61 61.45 Td (to ) Tj ET Q q 0 0 0 rg BT 460.97 61.45 Td (stand ) Tj ET Q q 0 0 0 rg BT 484.66 61.45 Td (for ) Tj ET Q q 0 0 0 rg BT 498.90 61.45 Td (re-election\) ) Tj ET Q q 0 0 0 rg BT 547.56 61.45 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 49.45 Td (supports ) Tj ET Q q 0 0 0 rg BT 86.57 49.45 Td (the ) Tj ET Q q 0 0 0 rg BT 101.47 49.45 Td (New ) Tj ET Q q 0 0 0 rg BT 123.03 49.45 Td (Nominees ) Tj ET Q q 0 0 0 rg BT 166.26 49.45 Td (for ) Tj ET Q q 0 0 0 rg BT 180.60 49.45 Td (election ) Tj ET Q q 0 0 0 rg BT 214.93 49.45 Td (in ) Tj ET Q q 0 0 0 rg BT 225.39 49.45 Td (no ) Tj ET Q q 0 0 0 rg BT 238.07 49.45 Td (less ) Tj ET Q q 0 0 0 rg BT 255.75 49.45 Td (rigorously ) Tj ET Q q 0 0 0 rg BT 299.54 49.45 Td (and ) Tj ET Q q 0 0 0 rg BT 316.66 49.45 Td (favorably ) Tj ET Q q 0 0 0 rg BT 357.66 49.45 Td (a ) Tj ET Q q 0 0 0 rg BT 364.78 49.45 Td (manner ) Tj ET Q q 0 0 0 rg BT 397.44 49.45 Td (than ) Tj ET Q q 0 0 0 rg BT 417.34 49.45 Td (it ) Tj ET Q q 0 0 0 rg BT 425.58 49.45 Td (supports ) Tj ET Q q 0 0 0 rg BT 462.15 49.45 Td (all ) Tj ET Q q 0 0 0 rg BT 474.82 49.45 Td (of ) Tj ET Q q 0 0 0 rg BT 485.83 49.45 Td (its ) Tj ET Q q 0 0 0 rg BT 497.96 49.45 Td (other ) Tj ET Q q 0 0 0 rg BT 521.19 49.45 Td (nominees, ) Tj ET Q endstream endobj 221 0 obj <>] /Rotate 0 /Contents 222 0 R>> endobj 222 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (then ) Tj ET Q q 0 0 0 rg BT 70.21 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 85.41 742.10 Td (Standstill ) Tj ET Q q 0 0 0 rg BT 126.18 742.10 Td (Period ) Tj ET Q q 0 0 0 rg BT 155.28 742.10 Td (will ) Tj ET Q q 0 0 0 rg BT 173.82 742.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 211.25 742.10 Td (until ) Tj ET Q q 0 0 0 rg BT 232.57 742.10 Td (90 ) Tj ET Q q 0 0 0 rg BT 245.56 742.10 Td (days ) Tj ET Q q 0 0 0 rg BT 266.88 742.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 289.30 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 300.07 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.27 742.10 Td (date ) Tj ET Q q 0 0 0 rg BT 334.92 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 346.24 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.44 742.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 383.77 742.10 Td (Annual ) Tj ET Q q 0 0 0 rg BT 416.20 742.10 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 452.51 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 463.83 742.10 Td (Stockholders ) Tj ET Q q 0 0 0 rg BT 519.03 742.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 537.57 742.10 Td (2016 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (Annual ) Tj ET Q q 0 0 0 rg BT 81.72 730.10 Td (Meeting\) ) Tj ET Q q 0 0 0 rg BT 125.10 730.10 Td (or) Tj ET Q q 0 0 0 rg BT 133.03 730.10 Td (, ) Tj ET Q q 0 0 0 rg BT 137.82 730.10 Td (if ) Tj ET Q q 0 0 0 rg BT 146.21 730.10 Td (earlier) Tj ET Q q 0 0 0 rg BT 171.34 730.10 Td (, ) Tj ET Q q 0 0 0 rg BT 176.13 730.10 Td (10 ) Tj ET Q q 0 0 0 rg BT 188.41 730.10 Td (days ) Tj ET Q q 0 0 0 rg BT 209.03 730.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 230.75 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 240.82 730.10 Td (any ) Tj ET Q q 0 0 0 rg BT 257.54 730.10 Td (advance ) Tj ET Q q 0 0 0 rg BT 292.58 730.10 Td (notice ) Tj ET Q q 0 0 0 rg BT 319.30 730.10 Td (deadline ) Tj ET Q q 0 0 0 rg BT 355.45 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.40 730.10 Td (making ) Tj ET Q q 0 0 0 rg BT 401.68 730.10 Td (director ) Tj ET Q q 0 0 0 rg BT 435.06 730.10 Td (nominations ) Tj ET Q q 0 0 0 rg BT 486.79 730.10 Td (at ) Tj ET Q q 0 0 0 rg BT 496.29 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.79 730.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 532.57 730.10 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (Meeting.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 113.17 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.56 694.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 163.06 694.10 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 212.53 694.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 261.63 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.02 694.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 317.09 694.10 Td (reimbursed ) Tj ET Q q 0 0 0 rg BT 364.25 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 366.43 694.10 Td ($140,000 ) Tj ET Q q 0 0 0 rg BT 406.11 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.61 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.01 694.10 Td (Barington ) Tj ET Q q 0 0 0 rg BT 473.18 694.10 Td (Group) Tj ET Q q 0 0 0 rg BT 501.51 694.10 Td (s ) Tj ET Q q 0 0 0 rg BT 507.58 694.10 Td (out-of-pocket ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 88.72 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 99.11 682.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 145.60 682.10 Td (with, ) Tj ET Q q 0 0 0 rg BT 168.50 682.10 Td (relating ) Tj ET Q q 0 0 0 rg BT 201.66 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.06 682.10 Td (or ) Tj ET Q q 0 0 0 rg BT 223.01 682.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 260.62 682.10 Td (from ) Tj ET Q q 0 0 0 rg BT 282.68 682.10 Td (its ) Tj ET Q q 0 0 0 rg BT 294.75 682.10 Td (letters ) Tj ET Q q 0 0 0 rg BT 321.80 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 332.20 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.03 682.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 388.54 682.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 412.81 682.10 Td (November ) Tj ET Q q 0 0 0 rg BT 457.64 682.10 Td (10 ) Tj ET Q q 0 0 0 rg BT 470.25 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.31 682.10 Td (1) Tj ET Q q 0 0 0 rg BT 491.94 682.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 502.06 682.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 527.18 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 542.01 682.10 Td (2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (Annual ) Tj ET Q q 0 0 0 rg BT 82.67 670.10 Td (Meeting, ) Tj ET Q q 0 0 0 rg BT 121.72 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.16 670.10 Td (negotiation ) Tj ET Q q 0 0 0 rg BT 185.38 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 203.05 670.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 245.15 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 256.70 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.15 670.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 308.69 670.10 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 358.98 670.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 406.63 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 424.30 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.74 670.10 Td (Barington ) Tj ET Q q 0 0 0 rg BT 482.96 670.10 Td (Group) Tj ET Q q 0 0 0 rg BT 511.29 670.10 Td (s ) Tj ET Q q 0 0 0 rg BT 518.41 670.10 Td (ef) Tj ET Q q 0 0 0 rg BT 526.00 670.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 547.56 670.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (actions, ) Tj ET Q q 0 0 0 rg BT 82.59 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 98.78 658.10 Td (any ) Tj ET Q q 0 0 0 rg BT 114.98 658.10 Td (preparations ) Tj ET Q q 0 0 0 rg BT 166.17 658.10 Td (therefor) Tj ET Q q 0 0 0 rg BT 197.41 658.10 Td (, ) Tj ET Q q 0 0 0 rg BT 201.67 658.10 Td (before ) Tj ET Q q 0 0 0 rg BT 228.97 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.95 658.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 283.58 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 299.78 658.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 334.30 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.39 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 358.37 658.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 393.44 658.10 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 442.59 658.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 491.27 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 500.81 658.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 536.45 658.10 Td (means ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (by ) Tj ET Q q 0 0 0 rg BT 62.50 646.10 Td (which ) Tj ET Q q 0 0 0 rg BT 89.44 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.72 646.10 Td (alter ) Tj ET Q q 0 0 0 rg BT 119.98 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.70 646.10 Td (composition ) Tj ET Q q 0 0 0 rg BT 186.64 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.47 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.19 646.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 239.13 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.06 646.10 Td (related ) Tj ET Q q 0 0 0 rg BT 285.77 646.10 Td (activities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.00 626.90 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 626.90 Td (The ) Tj ET Q q 0 0 0 rg BT 104.49 626.90 Td (Board ) Tj ET Q q 0 0 0 rg BT 131.88 626.90 Td (of ) Tj ET Q q 0 0 0 rg BT 143.16 626.90 Td (Directors ) Tj ET Q q 0 0 0 rg BT 183.31 626.90 Td (has ) Tj ET Q q 0 0 0 rg BT 199.59 626.90 Td (determined ) Tj ET Q q 0 0 0 rg BT 247.51 626.90 Td (that ) Tj ET Q q 0 0 0 rg BT 265.46 626.90 Td (as ) Tj ET Q q 0 0 0 rg BT 276.73 626.90 Td (of ) Tj ET Q q 0 0 0 rg BT 288.01 626.90 Td (February ) Tj ET Q q 0 0 0 rg BT 327.05 626.90 Td (20, ) Tj ET Q q 0 0 0 rg BT 342.50 626.90 Td (2015, ) Tj ET Q q 0 0 0 rg BT 367.95 626.90 Td (seven ) Tj ET Q q 0 0 0 rg BT 393.66 626.90 Td (\(7\) ) Tj ET Q q 0 0 0 rg BT 408.27 626.90 Td (of ) Tj ET Q q 0 0 0 rg BT 419.55 626.90 Td (the ) Tj ET Q q 0 0 0 rg BT 434.71 626.90 Td (Company's ) Tj ET Q q 0 0 0 rg BT 482.24 626.90 Td (eight ) Tj ET Q q 0 0 0 rg BT 505.18 626.90 Td (\(8\) ) Tj ET Q q 0 0 0 rg BT 519.79 626.90 Td (incumbent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.90 Td (directors ) Tj ET Q q 0 0 0 rg BT 87.29 614.90 Td (are ) Tj ET Q q 0 0 0 rg BT 101.81 614.90 Td (independent ) Tj ET Q q 0 0 0 rg BT 152.99 614.90 Td (as ) Tj ET Q q 0 0 0 rg BT 163.63 614.90 Td (defined ) Tj ET Q q 0 0 0 rg BT 195.93 614.90 Td (under ) Tj ET Q q 0 0 0 rg BT 221.01 614.90 Td (NASD ) Tj ET Q q 0 0 0 rg BT 250.54 614.90 Td (Marketplace ) Tj ET Q q 0 0 0 rg BT 302.82 614.90 Td (Rules. ) Tj ET Q q 0 0 0 rg BT 330.41 614.90 Td (Messrs. ) Tj ET Q q 0 0 0 rg BT 363.55 614.90 Td (Bhalla, ) Tj ET Q q 0 0 0 rg BT 394.47 614.90 Td (Keller) Tj ET Q q 0 0 0 rg BT 419.05 614.90 Td (, ) Tj ET Q q 0 0 0 rg BT 423.86 614.90 Td (Benz, ) Tj ET Q q 0 0 0 rg BT 449.22 614.90 Td (Eckert, ) Tj ET Q q 0 0 0 rg BT 480.12 614.90 Td (Herter) Tj ET Q q 0 0 0 rg BT 505.26 614.90 Td (, ) Tj ET Q q 0 0 0 rg BT 510.07 614.90 Td (Mitarotonda, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.90 Td (and ) Tj ET Q q 0 0 0 rg BT 67.14 602.90 Td (W) Tj ET Q q 0 0 0 rg BT 76.18 602.90 Td (right ) Tj ET Q q 0 0 0 rg BT 97.97 602.90 Td (are ) Tj ET Q q 0 0 0 rg BT 113.09 602.90 Td (said ) Tj ET Q q 0 0 0 rg BT 132.11 602.90 Td (independent ) Tj ET Q q 0 0 0 rg BT 183.89 602.90 Td (directors. ) Tj ET Q q 0 0 0 rg BT 224.29 602.90 Td (Mr) Tj ET Q q 0 0 0 rg BT 235.96 602.90 Td (. ) Tj ET Q q 0 0 0 rg BT 241.37 602.90 Td (Raina ) Tj ET Q q 0 0 0 rg BT 267.60 602.90 Td (as ) Tj ET Q q 0 0 0 rg BT 278.84 602.90 Td (a ) Tj ET Q q 0 0 0 rg BT 286.19 602.90 Td (management ) Tj ET Q q 0 0 0 rg BT 340.19 602.90 Td (director ) Tj ET Q q 0 0 0 rg BT 374.19 602.90 Td (and ) Tj ET Q q 0 0 0 rg BT 391.54 602.90 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 433.89 602.90 Td (of ) Tj ET Q q 0 0 0 rg BT 445.13 602.90 Td (the ) Tj ET Q q 0 0 0 rg BT 460.25 602.90 Td (Board, ) Tj ET Q q 0 0 0 rg BT 490.10 602.90 Td (participates ) Tj ET Q q 0 0 0 rg BT 539.10 602.90 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 602.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.90 Td (Board's ) Tj ET Q q 0 0 0 rg BT 82.63 590.90 Td (activities ) Tj ET Q q 0 0 0 rg BT 121.23 590.90 Td (and ) Tj ET Q q 0 0 0 rg BT 138.17 590.90 Td (provides ) Tj ET Q q 0 0 0 rg BT 175.11 590.90 Td (valuable ) Tj ET Q q 0 0 0 rg BT 211.48 590.90 Td (insights ) Tj ET Q q 0 0 0 rg BT 245.10 590.90 Td (and ) Tj ET Q q 0 0 0 rg BT 262.04 590.90 Td (advice.) Tj ET Q endstream endobj 223 0 obj <>] /Rotate 0 /Contents 224 0 R>> endobj 224 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (108) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Item14. PRINCIP) Tj ET Q q 0 0 0 rg BT 128.41 730.25 Td (AL) Tj ET Q q 0 0 0 rg BT 141.75 730.25 Td ( ) Tj ET Q q 0 0 0 rg BT 143.70 730.25 Td (ACCOUNT) Tj ET Q q 0 0 0 rg BT 193.52 730.25 Td (ANT) Tj ET Q q 0 0 0 rg BT 214.45 730.25 Td ( FEES ) Tj ET Q q 0 0 0 rg BT 243.91 730.25 Td (AND SER) Tj ET Q q 0 0 0 rg BT 287.17 730.25 Td (VICES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 165.20 708.25 Td (INDEPENDENT) Tj ET Q q 0 0 0 rg BT 237.81 708.25 Td ( REGISTERED PUBLIC ) Tj ET Q q 0 0 0 rg BT 348.12 708.25 Td (ACCOUNTING FIRM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 686.25 Td (Cherry ) Tj ET Q q 0 0 0 rg BT 129.52 686.25 Td (Bekaert ) Tj ET Q q 0 0 0 rg BT 163.37 686.25 Td (LLP) Tj ET Q q 0 0 0 rg BT 180.78 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 183.53 686.25 Td (\(CB\) ) Tj ET Q q 0 0 0 rg BT 215.16 686.25 Td (served ) Tj ET Q q 0 0 0 rg BT 244.01 686.25 Td (as ) Tj ET Q q 0 0 0 rg BT 255.10 686.25 Td (Ebix) Tj ET Q q 0 0 0 rg BT 276.76 686.25 Td (s ) Tj ET Q q 0 0 0 rg BT 283.41 686.25 Td (registered ) Tj ET Q q 0 0 0 rg BT 325.59 686.25 Td (public ) Tj ET Q q 0 0 0 rg BT 353.34 686.25 Td (accountants ) Tj ET Q q 0 0 0 rg BT 403.29 686.25 Td (for ) Tj ET Q q 0 0 0 rg BT 417.71 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 432.68 686.25 Td (years ) Tj ET Q q 0 0 0 rg BT 456.53 686.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.16 686.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.00 686.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 686.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.94 674.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.94 674.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 652.25 Td (The ) Tj ET Q q 0 0 0 rg BT 118.46 652.25 Td (following ) Tj ET Q q 0 0 0 rg BT 161.26 652.25 Td (table ) Tj ET Q q 0 0 0 rg BT 184.60 652.25 Td (presents ) Tj ET Q q 0 0 0 rg BT 221.29 652.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 241.30 652.25 Td (billed ) Tj ET Q q 0 0 0 rg BT 267.98 652.25 Td (for ) Tj ET Q q 0 0 0 rg BT 283.56 652.25 Td (professional ) Tj ET Q q 0 0 0 rg BT 336.35 652.25 Td (services ) Tj ET Q q 0 0 0 rg BT 372.47 652.25 Td (rendered ) Tj ET Q q 0 0 0 rg BT 411.35 652.25 Td (for ) Tj ET Q q 0 0 0 rg BT 426.93 652.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.06 652.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 466.96 652.25 Td (of ) Tj ET Q q 0 0 0 rg BT 479.21 652.25 Td (our ) Tj ET Q q 0 0 0 rg BT 496.45 652.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 527.02 652.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 640.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 94.36 640.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.17 640.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.17 640.25 Td ( ) Tj ET Q q 0 0 0 rg BT 130.32 640.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.91 640.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.91 640.25 Td ( ) Tj ET Q q 0 0 0 rg BT 169.06 640.25 Td (and ) Tj ET Q q 0 0 0 rg BT 185.65 640.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 203.90 640.25 Td (billed ) Tj ET Q q 0 0 0 rg BT 228.82 640.25 Td (for ) Tj ET Q q 0 0 0 rg BT 242.63 640.25 Td (other ) Tj ET Q q 0 0 0 rg BT 265.33 640.25 Td (services ) Tj ET Q q 0 0 0 rg BT 299.68 640.25 Td (rendered ) Tj ET Q q 0 0 0 rg BT 336.81 640.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.07 640.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.07 640.25 Td ( ) Tj ET Q q 0 0 0 rg BT 387.22 640.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.81 640.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.81 640.25 Td ( ) Tj ET Q q 0 0 0 rg BT 425.96 640.25 Td (by ) Tj ET Q q 0 0 0 rg BT 438.11 640.25 Td (CB, ) Tj ET Q q 0 0 0 rg BT 456.10 640.25 Td (our ) Tj ET Q q 0 0 0 rg BT 471.58 640.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 522.60 640.25 Td (registered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 628.25 Td (public ) Tj ET Q q 0 0 0 rg BT 77.50 628.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 123.87 628.25 Td (firm ) Tj ET Q q 0 0 0 rg BT 143.58 628.25 Td (during ) Tj ET Q q 0 0 0 rg BT 172.19 628.25 Td (these ) Tj ET Q q 0 0 0 rg BT 195.24 628.25 Td (periods.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 604.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 604.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 604.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 604.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 604.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 576.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 576.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 576.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 576.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 576.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 604.75 m 428.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 604.75 m 488.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 604.75 m 548.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 604.75 m 488.5 604.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 604.75 m 548.5 604.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 608.48 Td (Services Rendered by Cherry Bekaert LLP) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 608.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.00 608.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 595.32 Td (Audit Fees \(1\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 595.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 595.32 Td (522,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 595.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 595.32 Td (497,160) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 581.32 Td (Audit Related Fees \(2\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 581.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 581.32 Td (162,859) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 581.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 581.32 Td (282,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 567.32 Td (Tax Compliance Service Fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 567.32 Td (71,181) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 567.32 Td (13,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 553.32 Td (All Other Fees \(3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 553.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 553.32 Td (54,400) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 538.75 499.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 488.75 499.00 -25.00 re f /GS0 gs BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 528.42 Td (\(1\) Includes fees for the audit of our annual financial statements included in our Form 10-K and reviews of the financial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 518.42 Td (statements in our Forms 10-Q, but excluding audit-related fees.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 504.32 Td (\(2\) Includes fees associated with the review of valuation reports associated with business acquisition and audits of the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 494.32 Td (Company's 401\(K\) plans, and related out of pocket expenses incurred by the auditors.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 478.42 Td (\(3\) Includes fees related to the audit of the financial statements and the Company's purchase accounting for certain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 468.42 Td (acquired businesses.) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 442.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.12 442.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 140.91 442.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 187.37 442.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 232.70 442.25 Td (and ) Tj ET Q q 0 0 0 rg BT 249.15 442.25 Td (pre-approved ) Tj ET Q q 0 0 0 rg BT 304.47 442.25 Td (all ) Tj ET Q q 0 0 0 rg BT 316.48 442.25 Td (of ) Tj ET Q q 0 0 0 rg BT 326.83 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 341.06 442.25 Td (above-referenced ) Tj ET Q q 0 0 0 rg BT 412.47 442.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 430.58 442.25 Td (and ) Tj ET Q q 0 0 0 rg BT 447.03 442.25 Td (services. ) Tj ET Q q 0 0 0 rg BT 483.76 442.25 Td (Pursuant ) Tj ET Q q 0 0 0 rg BT 520.77 442.25 Td (to ) Tj ET Q q 0 0 0 rg BT 530.57 442.25 Td (a ) Tj ET Q q 0 0 0 rg BT 537.02 442.25 Td (policy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (adopted ) Tj ET Q q 0 0 0 rg BT 84.11 430.25 Td (by ) Tj ET Q q 0 0 0 rg BT 96.56 430.25 Td (our ) Tj ET Q q 0 0 0 rg BT 112.34 430.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 139.22 430.25 Td (of ) Tj ET Q q 0 0 0 rg BT 150.00 430.25 Td (Directors, ) Tj ET Q q 0 0 0 rg BT 192.16 430.25 Td (the ) Tj ET Q q 0 0 0 rg BT 206.29 430.25 Td (Audit ) Tj ET Q q 0 0 0 rg BT 231.52 430.25 Td (Committee ) Tj ET Q q 0 0 0 rg BT 278.41 430.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 313.06 430.25 Td (advance ) Tj ET Q q 0 0 0 rg BT 348.27 430.25 Td (approval ) Tj ET Q q 0 0 0 rg BT 385.70 430.25 Td (of ) Tj ET Q q 0 0 0 rg BT 396.48 430.25 Td (all ) Tj ET Q q 0 0 0 rg BT 408.93 430.25 Td (audit ) Tj ET Q q 0 0 0 rg BT 431.37 430.25 Td (services ) Tj ET Q q 0 0 0 rg BT 466.03 430.25 Td (and ) Tj ET Q q 0 0 0 rg BT 482.92 430.25 Td (permitted ) Tj ET Q q 0 0 0 rg BT 523.69 430.25 Td (non-audit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (services ) Tj ET Q q 0 0 0 rg BT 84.47 418.25 Td (to ) Tj ET Q q 0 0 0 rg BT 94.51 418.25 Td (be ) Tj ET Q q 0 0 0 rg BT 106.21 418.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 144.01 418.25 Td (by ) Tj ET Q q 0 0 0 rg BT 156.27 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.75 418.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 221.88 418.25 Td (registered ) Tj ET Q q 0 0 0 rg BT 263.57 418.25 Td (public ) Tj ET Q q 0 0 0 rg BT 290.83 418.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 336.96 418.25 Td (firm ) Tj ET Q q 0 0 0 rg BT 356.44 418.25 Td (as ) Tj ET Q q 0 0 0 rg BT 367.03 418.25 Td (required ) Tj ET Q q 0 0 0 rg BT 402.60 418.25 Td (by ) Tj ET Q q 0 0 0 rg BT 414.86 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.34 418.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 471.04 418.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 512.22 418.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 528.92 418.25 Td (of ) Tj ET Q q 0 0 0 rg BT 539.51 418.25 Td (1934.) Tj ET Q endstream endobj 225 0 obj <>] /Rotate 0 /Contents 226 0 R>> endobj 226 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.50 31.60 Td (109) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 286.30 742.25 Td (P) Tj ET Q q 0 0 0 rg BT 291.67 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 305.76 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 312.25 742.25 Td ( IV) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (Item15. EXHIBITS, FINANCIAL) Tj ET Q q 0 0 0 rg BT 196.96 718.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 210.95 718.25 Td (A) Tj ET Q q 0 0 0 rg BT 217.43 718.25 Td (TEMENT) Tj ET Q q 0 0 0 rg BT 260.59 718.25 Td ( SCHEDULES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 696.25 Td (\(a\)1. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 122.60 696.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 163.98 696.25 Td (Statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 674.25 Td (The ) Tj ET Q q 0 0 0 rg BT 141.15 674.25 Td (following ) Tj ET Q q 0 0 0 rg BT 182.64 674.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 235.78 674.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 273.37 674.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 318.18 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 335.22 674.25 Td (supplementary ) Tj ET Q q 0 0 0 rg BT 396.70 674.25 Td (data ) Tj ET Q q 0 0 0 rg BT 415.95 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 426.89 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 441.71 674.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 483.20 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 500.24 674.25 Td (its ) Tj ET Q q 0 0 0 rg BT 512.29 674.25 Td (subsidiaries, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (required ) Tj ET Q q 0 0 0 rg BT 85.82 662.25 Td (by ) Tj ET Q q 0 0 0 rg BT 98.32 662.25 Td (PartII, ) Tj ET Q q 0 0 0 rg BT 128.58 662.25 Td (Item8 ) Tj ET Q q 0 0 0 rg BT 156.91 662.25 Td (are ) Tj ET Q q 0 0 0 rg BT 171.62 662.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 192.44 662.25 Td (herewith:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 644.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 644.25 Td (Report ) Tj ET Q q 0 0 0 rg BT 115.72 644.25 Td (of ) Tj ET Q q 0 0 0 rg BT 126.55 644.25 Td (Independent ) Tj ET Q q 0 0 0 rg BT 178.47 644.25 Td (Registered ) Tj ET Q q 0 0 0 rg BT 223.73 644.25 Td (Public ) Tj ET Q q 0 0 0 rg BT 251.24 644.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 300.39 644.25 Td (Firm.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 626.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 626.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 141.27 626.25 Td (Balance ) Tj ET Q q 0 0 0 rg BT 175.98 626.25 Td (Sheets ) Tj ET Q q 0 0 0 rg BT 204.58 626.25 Td (as ) Tj ET Q q 0 0 0 rg BT 215.41 626.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.24 626.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 284.83 626.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.83 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 307.33 626.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.27 626.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 382.85 626.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.85 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 405.35 626.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 608.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 608.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 142.20 608.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 189.50 608.25 Td (of ) Tj ET Q q 0 0 0 rg BT 201.25 608.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 234.66 608.25 Td (for ) Tj ET Q q 0 0 0 rg BT 249.75 608.25 Td (the ) Tj ET Q q 0 0 0 rg BT 265.38 608.25 Td (years ) Tj ET Q q 0 0 0 rg BT 289.91 608.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.21 608.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 376.71 608.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.71 608.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.64 608.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 462.14 608.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.14 608.25 Td (, ) Tj ET Q q 0 0 0 rg BT 488.07 608.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 608.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 596.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 596.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 578.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 578.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 141.68 578.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 188.47 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 199.71 578.25 Td (Comprehensive ) Tj ET Q q 0 0 0 rg BT 265.39 578.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 298.28 578.25 Td (for ) Tj ET Q q 0 0 0 rg BT 312.85 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 327.98 578.25 Td (years ) Tj ET Q q 0 0 0 rg BT 351.98 578.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.77 578.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 437.76 578.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.76 578.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.17 578.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 522.17 578.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.17 578.25 Td (, ) Tj ET Q q 0 0 0 rg BT 547.57 578.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 566.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 144.58 566.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 566.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 548.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 548.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 142.55 548.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 190.21 548.25 Td (of ) Tj ET Q q 0 0 0 rg BT 202.31 548.25 Td (Stockholders) Tj ET Q q 0 0 0 rg BT 257.12 548.25 Td ( ) Tj ET Q q 0 0 0 rg BT 260.89 548.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 291.33 548.25 Td (for ) Tj ET Q q 0 0 0 rg BT 306.77 548.25 Td (the ) Tj ET Q q 0 0 0 rg BT 322.76 548.25 Td (years ) Tj ET Q q 0 0 0 rg BT 347.64 548.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.29 548.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 435.15 548.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 548.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.43 548.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 521.29 548.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.29 548.25 Td (, ) Tj ET Q q 0 0 0 rg BT 547.56 548.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 536.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 144.58 536.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 536.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 518.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 518.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 140.92 518.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 186.95 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 197.42 518.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 219.57 518.25 Td (Flows ) Tj ET Q q 0 0 0 rg BT 246.16 518.25 Td (for ) Tj ET Q q 0 0 0 rg BT 259.97 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 274.33 518.25 Td (years ) Tj ET Q q 0 0 0 rg BT 297.57 518.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.60 518.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 381.83 518.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.83 518.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.47 518.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 464.70 518.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.70 518.25 Td (, ) Tj ET Q q 0 0 0 rg BT 489.34 518.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 518.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 506.25 Td (2012) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.00 506.25 Td (.) 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Benz\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 366.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 366.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 366.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 343.27 Td (/s/ P) Tj ET Q q 0 0 0 rg BT 69.59 343.27 Td (A) Tj ET Q q 0 0 0 rg BT 75.52 343.27 Td (V) Tj ET Q q 0 0 0 rg BT 81.46 343.27 Td (AN BHALLA) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 339.51 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 341.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.00 339.87 Td (Director) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 341.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 341.42 Td (March 16, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 327.32 Td (\(Pavan Bhalla\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 327.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 327.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 327.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 304.27 Td (/s/ NEIL) Tj ET Q q 0 0 0 rg BT 87.35 304.27 Td ( D. ECKER) Tj ET Q q 0 0 0 rg BT 134.25 304.27 Td (T) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 300.51 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 302.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.00 300.87 Td (Director) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 302.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 302.42 Td (March 16, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 288.32 Td (\(Neil D. Eckert\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 288.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 288.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 288.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 263.42 Td (/s/ ROLF HERTER) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 263.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.00 261.87 Td (Director) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 263.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 263.42 Td (March 16, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 249.32 Td (\(Rolf Herter\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 249.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 249.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 249.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 225.27 Td (/s/ HANS UELI KELLER) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 221.51 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 223.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.00 221.87 Td (Director) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 223.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 223.42 Td (March 16, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 208.42 Td (\(Hans Ueli Keller\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 184.27 Td (/s/ JAMES ) Tj ET Q q 0 0 0 rg BT 98.57 184.27 Td (A. MIT) Tj ET Q q 0 0 0 rg BT 128.32 184.27 Td (AROT) Tj ET Q q 0 0 0 rg BT 155.36 184.27 Td (ONDA) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 180.51 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 182.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.00 180.87 Td (Director) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 182.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 182.42 Td (March 16, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 167.42 Td (\(James A. Mitarotonda\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 143.27 Td (/s/ JOSEPH R. ) Tj ET Q q 0 0 0 rg BT 114.50 143.27 Td (WRIGHT) Tj ET Q q 0 0 0 rg BT 153.75 143.27 Td (, JR.) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 139.51 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 141.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.00 139.87 Td (Director) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 141.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.00 141.42 Td (March 16, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 126.42 Td (\(Joseph R. Wright, Jr.\)) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 229 0 obj <>] /Rotate 0 /Contents 230 0 R>> endobj 230 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.85 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 303.48 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 308.11 31.60 Td (1) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.30 742.25 Td (EXHIBIT) Tj ET Q q 0 0 0 rg BT 309.91 742.25 Td ( INDEX) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 705.75 64.00 -36.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 705.75 408.00 -36.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 644.75 64.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 644.75 408.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 564.75 64.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 564.75 408.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 474.75 64.00 -36.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 474.75 408.00 -36.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 411.75 64.00 -36.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 411.75 408.00 -36.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 340.75 64.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 340.75 408.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 250.75 64.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 250.75 408.00 -45.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 150.75 64.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 150.75 408.00 -55.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 60.75 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 60.75 408.00 -15.00 re f /GS0 gs BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 83.2 708.86259765625 m 118.7712890625 708.86259765625 l s q 0 0 0 rg BT 83.20 710.43 Td (Exhibits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.75 696.32 Td (3.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 694.42 Td (Certificate ) Tj ET Q q 0 0 0 rg BT 180.68 694.42 Td (of ) Tj ET Q q 0 0 0 rg BT 191.49 694.42 Td (Incorporation, ) Tj ET Q q 0 0 0 rg BT 250.90 694.42 Td (as ) Tj ET Q q 0 0 0 rg BT 261.71 694.42 Td (amended, ) Tj ET Q q 0 0 0 rg BT 302.79 694.42 Td (of ) Tj ET Q q 0 0 0 rg BT 313.60 694.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 337.47 694.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 355.22 694.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 379.36 694.42 Td (as ) Tj ET Q q 0 0 0 rg BT 390.17 694.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 422.10 694.42 Td (3.1 ) Tj ET Q q 0 0 0 rg BT 437.08 694.42 Td (to ) Tj ET Q q 0 0 0 rg BT 447.35 694.42 Td (the ) Tj ET Q q 0 0 0 rg BT 462.04 694.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 508.84 694.42 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 684.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 167.38 684.42 Td (on ) Tj ET Q q 0 0 0 rg BT 181.54 684.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 207.37 684.42 Td (10-K ) Tj ET Q q 0 0 0 rg BT 232.08 684.42 Td (for ) Tj ET Q q 0 0 0 rg BT 247.90 684.42 Td (the ) Tj ET Q q 0 0 0 rg BT 264.28 684.42 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 290.09 684.42 Td (year ) Tj ET Q q 0 0 0 rg BT 311.46 684.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 339.50 684.42 Td (December ) Tj ET Q q 0 0 0 rg BT 384.74 684.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 401.40 684.42 Td (2009 ) Tj ET Q q 0 0 0 rg BT 425.56 684.42 Td (and ) Tj ET Q q 0 0 0 rg BT 444.16 684.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 498.85 684.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 528.00 684.42 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 674.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.75 660.32 Td (3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 659.42 Td (Bylaws ) Tj ET Q q 0 0 0 rg BT 168.58 659.42 Td (of ) Tj ET Q q 0 0 0 rg BT 179.49 659.42 Td (the ) Tj ET Q q 0 0 0 rg BT 194.29 659.42 Td (Company ) Tj ET Q q 0 0 0 rg BT 235.76 659.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 260.00 659.42 Td (as ) Tj ET Q q 0 0 0 rg BT 270.91 659.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 302.94 659.42 Td (3.2 ) Tj ET Q q 0 0 0 rg BT 318.02 659.42 Td (to ) Tj ET Q q 0 0 0 rg BT 328.38 659.42 Td (the ) Tj ET Q q 0 0 0 rg BT 343.18 659.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 390.05 659.42 Td (Annual ) Tj ET Q q 0 0 0 rg BT 421.79 659.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 451.59 659.42 Td (on ) Tj ET Q q 0 0 0 rg BT 464.17 659.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 488.42 659.42 Td (10-K ) Tj ET Q q 0 0 0 rg BT 511.56 659.42 Td (for ) Tj ET Q q 0 0 0 rg BT 525.80 659.42 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 649.42 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 160.16 649.42 Td (year ) Tj ET Q q 0 0 0 rg BT 179.86 649.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 206.24 649.42 Td (December ) Tj ET Q q 0 0 0 rg BT 249.82 649.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 264.82 649.42 Td (2000 ) Tj ET Q q 0 0 0 rg BT 287.32 649.42 Td (and ) Tj ET Q q 0 0 0 rg BT 304.26 649.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 357.29 649.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 384.78 649.42 Td (by ) Tj ET Q q 0 0 0 rg BT 397.28 649.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.75 635.32 Td (3.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 634.42 Td (Amended ) Tj ET Q q 0 0 0 rg BT 177.08 634.42 Td (and ) Tj ET Q q 0 0 0 rg BT 193.71 634.42 Td (Restated ) Tj ET Q q 0 0 0 rg BT 230.35 634.42 Td (Bylaws ) Tj ET Q q 0 0 0 rg BT 262.54 634.42 Td (of ) Tj ET Q q 0 0 0 rg BT 273.07 634.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 296.66 634.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 316.63 634.42 Td (ef) Tj ET Q q 0 0 0 rg BT 324.30 634.42 Td (fective ) Tj ET Q q 0 0 0 rg BT 353.61 634.42 Td (immediately ) Tj ET Q q 0 0 0 rg BT 405.80 634.42 Td (following ) Tj ET Q q 0 0 0 rg BT 446.88 634.42 Td (the ) Tj ET Q q 0 0 0 rg BT 461.30 634.42 Td (Company) Tj ET Q q 0 0 0 rg BT 503.24 634.42 Td (s ) Tj ET Q q 0 0 0 rg BT 508.85 634.42 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 624.42 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 172.60 624.42 Td (of ) Tj ET Q q 0 0 0 rg BT 184.20 624.42 Td (Stockholders, ) Tj ET Q q 0 0 0 rg BT 242.18 624.42 Td (held ) Tj ET Q q 0 0 0 rg BT 262.67 624.42 Td (on ) Tj ET Q q 0 0 0 rg BT 275.94 624.42 Td (January ) Tj ET Q q 0 0 0 rg BT 310.31 624.42 Td (9, ) Tj ET Q q 0 0 0 rg BT 321.08 624.42 Td (2015 ) Tj ET Q q 0 0 0 rg BT 344.35 624.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 401.48 624.42 Td (by ) Tj ET Q q 0 0 0 rg BT 414.75 624.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 455.21 624.42 Td (to ) Tj ET Q q 0 0 0 rg BT 466.26 624.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 498.97 624.42 Td (3.1 ) Tj ET Q q 0 0 0 rg BT 514.74 624.42 Td (to ) Tj ET Q q 0 0 0 rg BT 525.79 624.42 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 614.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 183.08 614.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 216.13 614.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 245.84 614.42 Td (on ) Tj ET Q q 0 0 0 rg BT 258.34 614.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 282.51 614.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 300.57 614.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 324.72 614.42 Td (December ) Tj ET Q q 0 0 0 rg BT 368.30 614.42 Td (24, ) Tj ET Q q 0 0 0 rg BT 383.30 614.42 Td (2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 600.32 Td (10.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 599.42 Td (Lease ) Tj ET Q q 0 0 0 rg BT 162.11 599.42 Td (agreement ) Tj ET Q q 0 0 0 rg BT 206.55 599.42 Td (ef) Tj ET Q q 0 0 0 rg BT 214.23 599.42 Td (fective ) Tj ET Q q 0 0 0 rg BT 244.13 599.42 Td (October) Tj ET Q q 0 0 0 rg BT 276.14 599.42 Td (, ) Tj ET Q q 0 0 0 rg BT 281.23 599.42 Td (1998 ) Tj ET Q q 0 0 0 rg BT 304.03 599.42 Td (between ) Tj ET Q q 0 0 0 rg BT 340.14 599.42 Td (the ) Tj ET Q q 0 0 0 rg BT 355.15 599.42 Td (Company ) Tj ET Q q 0 0 0 rg BT 396.83 599.42 Td (and ) Tj ET Q q 0 0 0 rg BT 414.07 599.42 Td (485 ) Tj ET Q q 0 0 0 rg BT 431.86 599.42 Td (Properties ) Tj ET Q q 0 0 0 rg BT 475.21 599.42 Td (LLC ) Tj ET Q q 0 0 0 rg BT 496.89 599.42 Td (relating ) Tj ET Q q 0 0 0 rg BT 530.23 599.42 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 589.42 Td (premises ) Tj ET Q q 0 0 0 rg BT 175.57 589.42 Td (at ) Tj ET Q q 0 0 0 rg BT 186.81 589.42 Td (Five ) Tj ET Q q 0 0 0 rg BT 208.60 589.42 Td (Concourse ) Tj ET Q q 0 0 0 rg BT 255.39 589.42 Td (Parkway) Tj ET Q q 0 0 0 rg BT 290.06 589.42 Td (, ) Tj ET Q q 0 0 0 rg BT 295.64 589.42 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 331.32 589.42 Td (Geor) Tj ET Q q 0 0 0 rg BT 351.22 589.42 Td (gia ) Tj ET Q q 0 0 0 rg BT 367.37 589.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 393.05 589.42 Td (as ) Tj ET Q q 0 0 0 rg BT 405.40 589.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 438.86 589.42 Td (10.16 ) Tj ET Q q 0 0 0 rg BT 465.38 589.42 Td (to ) Tj ET Q q 0 0 0 rg BT 477.18 589.42 Td (the ) Tj ET Q q 0 0 0 rg BT 493.42 589.42 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 579.42 Td (T) Tj ET Q q 0 0 0 rg BT 141.93 579.42 Td (ransition ) Tj ET Q q 0 0 0 rg BT 179.62 579.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 209.70 579.42 Td (on ) Tj ET Q q 0 0 0 rg BT 222.56 579.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 247.10 579.42 Td (10-K ) Tj ET Q q 0 0 0 rg BT 270.52 579.42 Td (for ) Tj ET Q q 0 0 0 rg BT 285.04 579.42 Td (the ) Tj ET Q q 0 0 0 rg BT 300.12 579.42 Td (transition ) Tj ET Q q 0 0 0 rg BT 340.76 579.42 Td (period ) Tj ET Q q 0 0 0 rg BT 369.17 579.42 Td (from ) Tj ET Q q 0 0 0 rg BT 391.12 579.42 Td (April ) Tj ET Q q 0 0 0 rg BT 414.82 579.42 Td (1, ) Tj ET Q q 0 0 0 rg BT 425.19 579.42 Td (1998 ) Tj ET Q q 0 0 0 rg BT 448.05 579.42 Td (to ) Tj ET Q q 0 0 0 rg BT 458.69 579.42 Td (December ) Tj ET Q q 0 0 0 rg BT 502.64 579.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 518.01 579.42 Td (1998 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 569.42 Td (and ) Tj ET Q q 0 0 0 rg BT 152.94 569.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 205.97 569.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 233.46 569.42 Td (by ) Tj ET Q q 0 0 0 rg BT 245.96 569.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 555.32 Td (10.12*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 554.42 Td (First ) Tj ET Q q 0 0 0 rg BT 157.17 554.42 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 209.60 554.42 Td (to ) Tj ET Q q 0 0 0 rg BT 220.66 554.42 Td (Credit ) Tj ET Q q 0 0 0 rg BT 248.48 554.42 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 298.41 554.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 323.34 554.42 Td (as ) Tj ET Q q 0 0 0 rg BT 334.94 554.42 Td (of ) Tj ET Q q 0 0 0 rg BT 346.55 554.42 Td (February ) Tj ET Q q 0 0 0 rg BT 385.93 554.42 Td (3, ) Tj ET Q q 0 0 0 rg BT 396.70 554.42 Td (2015, ) Tj ET Q q 0 0 0 rg BT 422.48 554.42 Td (by ) Tj ET Q q 0 0 0 rg BT 435.75 554.42 Td (and ) Tj ET Q q 0 0 0 rg BT 453.47 554.42 Td (among ) Tj ET Q q 0 0 0 rg BT 483.96 554.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 508.63 554.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 529.67 554.42 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 544.42 Td (borrower) Tj ET Q q 0 0 0 rg BT 172.45 544.42 Td (, ) Tj ET Q q 0 0 0 rg BT 180.36 544.42 Td (certain ) Tj ET Q q 0 0 0 rg BT 213.16 544.42 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 265.99 544.42 Td (of ) Tj ET Q q 0 0 0 rg BT 279.92 544.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 306.92 544.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 330.29 544.42 Td (as ) Tj ET Q q 0 0 0 rg BT 344.23 544.42 Td (guarantors, ) Tj ET Q q 0 0 0 rg BT 394.54 544.42 Td (Regions ) Tj ET Q q 0 0 0 rg BT 432.92 544.42 Td (Financial ) Tj ET Q q 0 0 0 rg BT 475.74 544.42 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 529.67 544.42 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 534.42 Td (administrative ) Tj ET Q q 0 0 0 rg BT 196.13 534.42 Td (agent, ) Tj ET Q q 0 0 0 rg BT 223.21 534.42 Td (and ) Tj ET Q q 0 0 0 rg BT 240.56 534.42 Td (Regions ) Tj ET Q q 0 0 0 rg BT 276.26 534.42 Td (Capital ) Tj ET Q q 0 0 0 rg BT 308.07 534.42 Td (Markets, ) Tj ET Q q 0 0 0 rg BT 346.26 534.42 Td (MUFG ) Tj ET Q q 0 0 0 rg BT 378.08 534.42 Td (Union ) Tj ET Q q 0 0 0 rg BT 406.00 534.42 Td (Bank ) Tj ET Q q 0 0 0 rg BT 430.03 534.42 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 454.89 534.42 Td (Silicon ) Tj ET Q q 0 0 0 rg BT 486.03 534.42 Td (V) Tj ET Q q 0 0 0 rg BT 492.60 534.42 Td (alley ) Tj ET Q q 0 0 0 rg BT 514.40 534.42 Td (Bank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 524.42 Td (and ) Tj ET Q q 0 0 0 rg BT 152.94 524.42 Td (Fifth ) Tj ET Q q 0 0 0 rg BT 174.80 524.42 Td (Third ) Tj ET Q q 0 0 0 rg BT 199.42 524.42 Td (Bank ) Tj ET Q q 0 0 0 rg BT 223.03 524.42 Td (as ) Tj ET Q q 0 0 0 rg BT 233.86 524.42 Td (joint ) Tj ET Q q 0 0 0 rg BT 254.70 524.42 Td (lenders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 510.32 Td (10.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 509.42 Td (Second ) Tj ET Q q 0 0 0 rg BT 168.82 509.42 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 221.96 509.42 Td (to ) Tj ET Q q 0 0 0 rg BT 233.73 509.42 Td (the ) Tj ET Q q 0 0 0 rg BT 249.93 509.42 Td (Lease ) Tj ET Q q 0 0 0 rg BT 276.63 509.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 324.76 509.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 350.41 509.42 Td (June ) Tj ET Q q 0 0 0 rg BT 372.72 509.42 Td (3, ) Tj ET Q q 0 0 0 rg BT 384.21 509.42 Td (2003 ) Tj ET Q q 0 0 0 rg BT 408.20 509.42 Td (between ) Tj ET Q q 0 0 0 rg BT 445.50 509.42 Td (the ) Tj ET Q q 0 0 0 rg BT 461.70 509.42 Td (Company ) Tj ET Q q 0 0 0 rg BT 504.57 509.42 Td (and ) Tj ET Q q 0 0 0 rg BT 523.00 509.42 Td (485 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 499.42 Td (Properties, ) Tj ET Q q 0 0 0 rg BT 180.93 499.42 Td (LLC ) Tj ET Q q 0 0 0 rg BT 201.71 499.42 Td (relating ) Tj ET Q q 0 0 0 rg BT 234.13 499.42 Td (to ) Tj ET Q q 0 0 0 rg BT 243.80 499.42 Td (the ) Tj ET Q q 0 0 0 rg BT 257.90 499.42 Td (premises ) Tj ET Q q 0 0 0 rg BT 295.33 499.42 Td (at ) Tj ET Q q 0 0 0 rg BT 304.44 499.42 Td (Five ) Tj ET Q q 0 0 0 rg BT 324.10 499.42 Td (Concourse ) Tj ET Q q 0 0 0 rg BT 368.76 499.42 Td (Parkway) Tj ET Q q 0 0 0 rg BT 403.42 499.42 Td (, ) Tj ET Q q 0 0 0 rg BT 407.34 499.42 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 440.89 499.42 Td (Geor) Tj ET Q q 0 0 0 rg BT 460.79 499.42 Td (gia ) Tj ET Q q 0 0 0 rg BT 474.80 499.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 498.34 499.42 Td (as ) Tj ET Q q 0 0 0 rg BT 508.56 499.42 Td (Exhibit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 489.42 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 157.30 489.42 Td (to ) Tj ET Q q 0 0 0 rg BT 168.88 489.42 Td (the ) Tj ET Q q 0 0 0 rg BT 184.90 489.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 233.28 489.42 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 275.40 489.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 306.42 489.42 Td (on ) Tj ET Q q 0 0 0 rg BT 320.22 489.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 345.70 489.42 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 370.05 489.42 Td (for ) Tj ET Q q 0 0 0 rg BT 385.51 489.42 Td (the ) Tj ET Q q 0 0 0 rg BT 401.53 489.42 Td (quarter ) Tj ET Q q 0 0 0 rg BT 433.65 489.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 461.33 489.42 Td (June ) Tj ET Q q 0 0 0 rg BT 483.46 489.42 Td (30, ) Tj ET Q q 0 0 0 rg BT 499.76 489.42 Td (2003 ) Tj ET Q q 0 0 0 rg BT 523.56 489.42 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 479.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 189.03 479.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 216.52 479.42 Td (by ) Tj ET Q q 0 0 0 rg BT 229.02 479.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 465.32 Td (10.3**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 463.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 160.30 463.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 178.49 463.42 Td (1996 ) Tj ET Q q 0 0 0 rg BT 201.41 463.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 227.10 463.42 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 267.22 463.42 Td (Plan ) Tj ET Q q 0 0 0 rg BT 287.92 463.42 Td (as ) Tj ET Q q 0 0 0 rg BT 299.17 463.42 Td (amended ) Tj ET Q q 0 0 0 rg BT 338.18 463.42 Td (by ) Tj ET Q q 0 0 0 rg BT 351.10 463.42 Td (the ) Tj ET Q q 0 0 0 rg BT 366.23 463.42 Td (first, ) Tj ET Q q 0 0 0 rg BT 387.76 463.42 Td (second, ) Tj ET Q q 0 0 0 rg BT 420.94 463.42 Td (third ) Tj ET Q q 0 0 0 rg BT 442.75 463.42 Td (and ) Tj ET Q q 0 0 0 rg BT 460.10 463.42 Td (fourth ) Tj ET Q q 0 0 0 rg BT 487.46 463.42 Td (amendments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 453.42 Td (thereto ) Tj ET Q q 0 0 0 rg BT 166.67 453.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 223.43 453.42 Td (by ) Tj ET Q q 0 0 0 rg BT 236.34 453.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 276.43 453.42 Td (to ) Tj ET Q q 0 0 0 rg BT 287.11 453.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 319.46 453.42 Td (10.18 ) Tj ET Q q 0 0 0 rg BT 344.86 453.42 Td (to ) Tj ET Q q 0 0 0 rg BT 355.54 453.42 Td (the ) Tj ET Q q 0 0 0 rg BT 370.66 453.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 417.78 453.42 Td (Annual ) Tj ET Q q 0 0 0 rg BT 449.85 453.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 479.97 453.42 Td (on ) Tj ET Q q 0 0 0 rg BT 492.88 453.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 517.45 453.42 Td (10-K ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 443.42 Td (for ) Tj ET Q q 0 0 0 rg BT 150.16 443.42 Td (the ) Tj ET Q q 0 0 0 rg BT 164.88 443.42 Td (year ) Tj ET Q q 0 0 0 rg BT 184.58 443.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 210.96 443.42 Td (December ) Tj ET Q q 0 0 0 rg BT 254.54 443.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 269.54 443.42 Td (2004 ) Tj ET Q q 0 0 0 rg BT 292.04 443.42 Td (and ) Tj ET Q q 0 0 0 rg BT 308.98 443.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 362.02 443.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 389.50 443.42 Td (by ) Tj ET Q q 0 0 0 rg BT 402.00 443.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 429.32 Td (10.4**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 426.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 159.86 426.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 177.60 426.42 Td (2010 ) Tj ET Q q 0 0 0 rg BT 200.07 426.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 225.32 426.42 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 265.00 426.42 Td (Plan ) Tj ET Q q 0 0 0 rg BT 285.25 426.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 341.58 426.42 Td (by ) Tj ET Q q 0 0 0 rg BT 354.05 426.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 393.71 426.42 Td (to ) Tj ET Q q 0 0 0 rg BT 403.69 426.42 Td (Annex ) Tj ET Q q 0 0 0 rg BT 432.28 426.42 Td (A) Tj ET Q q 0 0 0 rg BT 438.95 426.42 Td ( ) Tj ET Q q 0 0 0 rg BT 441.14 426.42 Td (to ) Tj ET Q q 0 0 0 rg BT 451.39 426.42 Td (the ) Tj ET Q q 0 0 0 rg BT 466.08 426.42 Td (Company) Tj ET Q q 0 0 0 rg BT 508.02 426.42 Td (s ) Tj ET Q q 0 0 0 rg BT 514.11 426.42 Td (Proxy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 416.42 Td (Statement ) Tj ET Q q 0 0 0 rg BT 178.49 416.42 Td (on ) Tj ET Q q 0 0 0 rg BT 190.99 416.42 Td (Schedule ) Tj ET Q q 0 0 0 rg BT 230.15 416.42 Td (14A) Tj ET Q q 0 0 0 rg BT 247.09 416.42 Td ( ) Tj ET Q q 0 0 0 rg BT 249.32 416.42 Td (filed ) Tj ET Q q 0 0 0 rg BT 270.14 416.42 Td (October ) Tj ET Q q 0 0 0 rg BT 304.85 416.42 Td (8, ) Tj ET Q q 0 0 0 rg BT 314.85 416.42 Td (2010 ) Tj ET Q q 0 0 0 rg BT 337.35 416.42 Td (and ) Tj ET Q q 0 0 0 rg BT 354.29 416.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 407.32 416.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 434.80 416.42 Td (by ) Tj ET Q q 0 0 0 rg BT 447.30 416.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 402.32 Td (10.5**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 400.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 160.48 400.42 Td (of ) Tj ET Q q 0 0 0 rg BT 171.62 400.42 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 214.96 400.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 240.21 400.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 287.16 400.42 Td (under ) Tj ET Q q 0 0 0 rg BT 312.74 400.42 Td (the ) Tj ET Q q 0 0 0 rg BT 327.76 400.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 375.15 400.42 Td (1996 ) Tj ET Q q 0 0 0 rg BT 397.96 400.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 423.54 400.42 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 463.55 400.42 Td (Plan ) Tj ET Q q 0 0 0 rg BT 484.14 400.42 Td (\(incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 390.42 Td (by ) Tj ET Q q 0 0 0 rg BT 148.86 390.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 188.90 390.42 Td (to ) Tj ET Q q 0 0 0 rg BT 199.54 390.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 231.85 390.42 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 252.21 390.42 Td (to ) Tj ET Q q 0 0 0 rg BT 262.84 390.42 Td (the ) Tj ET Q q 0 0 0 rg BT 277.92 390.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 325.36 390.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 358.77 390.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 388.85 390.42 Td (on ) Tj ET Q q 0 0 0 rg BT 401.71 390.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 426.24 390.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 444.65 390.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 469.17 390.42 Td (June ) Tj ET Q q 0 0 0 rg BT 490.36 390.42 Td (7, ) Tj ET Q q 0 0 0 rg BT 500.72 390.42 Td (2005 ) Tj ET Q q 0 0 0 rg BT 523.58 390.42 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 380.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 189.03 380.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 216.52 380.42 Td (by ) Tj ET Q q 0 0 0 rg BT 229.02 380.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 366.32 Td (10.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 365.42 Td (Share ) Tj ET Q q 0 0 0 rg BT 161.36 365.42 Td (Purchase ) Tj ET Q q 0 0 0 rg BT 199.76 365.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 246.50 365.42 Td (made ) Tj ET Q q 0 0 0 rg BT 270.75 365.42 Td (and ) Tj ET Q q 0 0 0 rg BT 287.78 365.42 Td (extended ) Tj ET Q q 0 0 0 rg BT 326.47 365.42 Td (into ) Tj ET Q q 0 0 0 rg BT 344.62 365.42 Td (as ) Tj ET Q q 0 0 0 rg BT 355.55 365.42 Td (of ) Tj ET Q q 0 0 0 rg BT 366.17 365.42 Td (April ) Tj ET Q q 0 0 0 rg BT 389.60 365.42 Td (2, ) Tj ET Q q 0 0 0 rg BT 399.69 365.42 Td (2008 ) Tj ET Q q 0 0 0 rg BT 422.29 365.42 Td (by ) Tj ET Q q 0 0 0 rg BT 434.88 365.42 Td (and ) Tj ET Q q 0 0 0 rg BT 451.92 365.42 Td (among ) Tj ET Q q 0 0 0 rg BT 481.73 365.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 505.71 365.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 523.57 365.42 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 355.42 Td (Rennes ) Tj ET Q q 0 0 0 rg BT 168.43 355.42 Td (Foundation ) Tj ET Q q 0 0 0 rg BT 216.98 355.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 273.84 355.42 Td (by ) Tj ET Q q 0 0 0 rg BT 286.83 355.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 327.01 355.42 Td (to ) Tj ET Q q 0 0 0 rg BT 337.78 355.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 370.21 355.42 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 390.71 355.42 Td (to ) Tj ET Q q 0 0 0 rg BT 401.48 355.42 Td (the ) Tj ET Q q 0 0 0 rg BT 416.69 355.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 464.26 355.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 497.80 355.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 528.01 355.42 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 345.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 160.17 345.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 178.22 345.42 Td (filed ) Tj ET Q q 0 0 0 rg BT 198.77 345.42 Td (April ) Tj ET Q q 0 0 0 rg BT 222.10 345.42 Td (14, ) Tj ET Q q 0 0 0 rg BT 237.10 345.42 Td (2008\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 331.32 Td (10.7**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 330.42 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 185.12 330.42 Td (Bonus ) Tj ET Q q 0 0 0 rg BT 212.87 330.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 259.48 330.42 Td (by ) Tj ET Q q 0 0 0 rg BT 271.93 330.42 Td (and ) Tj ET Q q 0 0 0 rg BT 288.83 330.42 Td (between ) Tj ET Q q 0 0 0 rg BT 324.60 330.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 348.44 330.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 368.67 330.42 Td (and ) Tj ET Q q 0 0 0 rg BT 385.56 330.42 Td (Robin ) Tj ET Q q 0 0 0 rg BT 412.46 330.42 Td (Raina ) Tj ET Q q 0 0 0 rg BT 438.25 330.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 462.36 330.42 Td (as ) Tj ET Q q 0 0 0 rg BT 473.14 330.42 Td (of ) Tj ET Q q 0 0 0 rg BT 483.93 330.42 Td (July ) Tj ET Q q 0 0 0 rg BT 503.06 330.42 Td (15, ) Tj ET Q q 0 0 0 rg BT 518.01 330.42 Td (2009 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 320.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 192.42 320.42 Td (by ) Tj ET Q q 0 0 0 rg BT 204.98 320.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 244.72 320.42 Td (to ) Tj ET Q q 0 0 0 rg BT 255.05 320.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 287.05 320.42 Td (99.1 ) Tj ET Q q 0 0 0 rg BT 307.11 320.42 Td (to ) Tj ET Q q 0 0 0 rg BT 317.45 320.42 Td (the ) Tj ET Q q 0 0 0 rg BT 332.22 320.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 379.36 320.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 412.46 320.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 442.24 320.42 Td (on ) Tj ET Q q 0 0 0 rg BT 454.80 320.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 479.02 320.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 497.13 320.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 521.35 320.42 Td (July ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 310.42 Td (21, ) Tj ET Q q 0 0 0 rg BT 151.00 310.42 Td (2009 ) Tj ET Q q 0 0 0 rg BT 173.50 310.42 Td (and ) Tj ET Q q 0 0 0 rg BT 190.44 310.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 243.47 310.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 270.96 310.42 Td (by ) Tj ET Q q 0 0 0 rg BT 283.46 310.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 296.32 Td (10.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 295.42 Td (Credit ) Tj ET Q q 0 0 0 rg BT 162.17 295.42 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 210.59 295.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 233.75 295.42 Td (as ) Tj ET Q q 0 0 0 rg BT 243.58 295.42 Td (of ) Tj ET Q q 0 0 0 rg BT 253.08 295.42 Td (April ) Tj ET Q q 0 0 0 rg BT 275.69 295.42 Td (26, ) Tj ET Q q 0 0 0 rg BT 289.69 295.42 Td (2012, ) Tj ET Q q 0 0 0 rg BT 313.69 295.42 Td (by ) Tj ET Q q 0 0 0 rg BT 325.19 295.42 Td (and ) Tj ET Q q 0 0 0 rg BT 341.13 295.42 Td (among ) Tj ET Q q 0 0 0 rg BT 369.85 295.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 392.74 295.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 412.01 295.42 Td (as ) Tj ET Q q 0 0 0 rg BT 421.84 295.42 Td (borrower) Tj ET Q q 0 0 0 rg BT 458.09 295.42 Td (, ) Tj ET Q q 0 0 0 rg BT 462.09 295.42 Td (certain ) Tj ET Q q 0 0 0 rg BT 490.80 295.42 Td (subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 285.42 Td (of ) Tj ET Q q 0 0 0 rg BT 147.30 285.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 171.66 285.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 192.40 285.42 Td (as ) Tj ET Q q 0 0 0 rg BT 203.71 285.42 Td (guarantors, ) Tj ET Q q 0 0 0 rg BT 251.39 285.42 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 288.80 285.42 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 311.22 285.42 Td (as ) Tj ET Q q 0 0 0 rg BT 322.52 285.42 Td (administrative ) Tj ET Q q 0 0 0 rg BT 382.70 285.42 Td (agent, ) Tj ET Q q 0 0 0 rg BT 409.83 285.42 Td (and ) Tj ET Q q 0 0 0 rg BT 427.24 285.42 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 464.66 285.42 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 489.36 285.42 Td (W) Tj ET Q q 0 0 0 rg BT 497.99 285.42 Td (ells ) Tj ET Q q 0 0 0 rg BT 514.85 285.42 Td (Far) Tj ET Q q 0 0 0 rg BT 528.00 285.42 Td (go ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 275.42 Td (Capital ) Tj ET Q q 0 0 0 rg BT 166.60 275.42 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 202.47 275.42 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 225.58 275.42 Td (and ) Tj ET Q q 0 0 0 rg BT 241.73 275.42 Td (RBS ) Tj ET Q q 0 0 0 rg BT 262.35 275.42 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 299.34 275.42 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 320.50 275.42 Td (as ) Tj ET Q q 0 0 0 rg BT 330.55 275.42 Td (joint ) Tj ET Q q 0 0 0 rg BT 350.61 275.42 Td (lenders ) Tj ET Q q 0 0 0 rg BT 381.20 275.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 404.57 275.42 Td (as ) Tj ET Q q 0 0 0 rg BT 414.62 275.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 445.78 275.42 Td (10.46 ) Tj ET Q q 0 0 0 rg BT 470.00 275.42 Td (to ) Tj ET Q q 0 0 0 rg BT 479.50 275.42 Td (the ) Tj ET Q q 0 0 0 rg BT 493.43 275.42 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 265.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 169.05 265.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 198.76 265.42 Td (on ) Tj ET Q q 0 0 0 rg BT 211.26 265.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 235.43 265.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 253.49 265.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 277.64 265.42 Td (May ) Tj ET Q q 0 0 0 rg BT 298.47 265.42 Td (1, ) Tj ET Q q 0 0 0 rg BT 308.47 265.42 Td (2012.\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 241.32 Td (10.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 240.42 Td (Third ) Tj ET Q q 0 0 0 rg BT 159.82 240.42 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 211.32 240.42 Td (to ) Tj ET Q q 0 0 0 rg BT 221.16 240.42 Td (the ) Tj ET Q q 0 0 0 rg BT 235.44 240.42 Td (Credit ) Tj ET Q q 0 0 0 rg BT 262.04 240.42 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 311.03 240.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 334.29 240.42 Td (April26, ) Tj ET Q q 0 0 0 rg BT 372.46 240.42 Td (2012 ) Tj ET Q q 0 0 0 rg BT 394.52 240.42 Td (\(as ) Tj ET Q q 0 0 0 rg BT 408.24 240.42 Td (previously ) Tj ET Q q 0 0 0 rg BT 452.52 240.42 Td (amended\), ) Tj ET Q q 0 0 0 rg BT 496.51 240.42 Td (among ) Tj ET Q q 0 0 0 rg BT 525.79 240.42 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 230.42 Td (Company) Tj ET Q q 0 0 0 rg BT 174.24 230.42 Td (, ) Tj ET Q q 0 0 0 rg BT 178.28 230.42 Td (W) Tj ET Q q 0 0 0 rg BT 186.92 230.42 Td (ells ) Tj ET Q q 0 0 0 rg BT 202.46 230.42 Td (Far) Tj ET Q q 0 0 0 rg BT 215.61 230.42 Td (go ) Tj ET Q q 0 0 0 rg BT 227.28 230.42 Td (Capital ) Tj ET Q q 0 0 0 rg BT 257.82 230.42 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 293.64 230.42 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 316.68 230.42 Td (as ) Tj ET Q q 0 0 0 rg BT 326.68 230.42 Td (a ) Tj ET Q q 0 0 0 rg BT 332.78 230.42 Td (lender) Tj ET Q q 0 0 0 rg BT 357.36 230.42 Td (, ) Tj ET Q q 0 0 0 rg BT 361.52 230.42 Td (RBS ) Tj ET Q q 0 0 0 rg BT 382.09 230.42 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 419.02 230.42 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 440.13 230.42 Td (as ) Tj ET Q q 0 0 0 rg BT 450.12 230.42 Td (a ) Tj ET Q q 0 0 0 rg BT 456.22 230.42 Td (lender) Tj ET Q q 0 0 0 rg BT 480.80 230.42 Td (, ) Tj ET Q q 0 0 0 rg BT 484.96 230.42 Td (and ) Tj ET Q q 0 0 0 rg BT 501.06 230.42 Td (Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 220.42 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 160.44 220.42 Td (as ) Tj ET Q q 0 0 0 rg BT 170.72 220.42 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 232.66 220.42 Td (Agent ) Tj ET Q q 0 0 0 rg BT 259.60 220.42 Td (and ) Tj ET Q q 0 0 0 rg BT 276.54 220.42 Td (as ) Tj ET Q q 0 0 0 rg BT 287.37 220.42 Td (a ) Tj ET Q q 0 0 0 rg BT 294.31 220.42 Td (lender) Tj ET Q q 0 0 0 rg BT 318.74 220.42 Td (. ) Tj ET Q q 0 0 0 rg BT 323.74 220.42 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 196.32 Td (10.10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 195.42 Td (Credit Agreement, dated as of August 5, 2014, entered into by and among Ebix, Inc., as Borrower,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 185.42 Td (certain subsidiaries of the Company from time to time party thereto, as Guarantors, Regions Bank,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 175.42 Td (as Administrative Agent and Collateral Agent, and the lenders from time to time party thereto) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 165.42 Td (\(incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 155.42 Td (August 11, 2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.90 141.32 Td (10.11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 140.42 Td (Director Nomination Agreement, dated as of November 26, 2014, by and among Barington) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 130.42 Td (Companies Equity Partners, L.P., a Delaware limited partnership, Barington Companies Investors,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 120.42 Td (LLC, as investment advisor to certain investment accounts, Ancora Advisors, LLC, James A.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 110.42 Td (Mitarotonda, Joseph R. Wright, Jr. and Ebix, Inc. \(incorporated by reference to Exhibit 99.1 to the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 100.42 Td (Company's Current Report on Form 8-K filed December 1, 2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 86.32 Td (14.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 85.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 160.04 85.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 177.96 85.42 Td (Code ) Tj ET Q q 0 0 0 rg BT 201.73 85.42 Td (of ) Tj ET Q q 0 0 0 rg BT 212.71 85.42 Td (Ethics ) Tj ET Q q 0 0 0 rg BT 240.36 85.42 Td (for ) Tj ET Q q 0 0 0 rg BT 254.67 85.42 Td (Senior ) Tj ET Q q 0 0 0 rg BT 283.43 85.42 Td (Financial ) Tj ET Q q 0 0 0 rg BT 323.30 85.42 Td (Of) Tj ET Q q 0 0 0 rg BT 333.76 85.42 Td (ficers ) Tj ET Q q 0 0 0 rg BT 358.53 85.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 415.05 85.42 Td (by ) Tj ET Q q 0 0 0 rg BT 427.70 85.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 467.54 85.42 Td (to ) Tj ET Q q 0 0 0 rg BT 477.97 85.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 510.07 85.42 Td (14.1 ) Tj ET Q q 0 0 0 rg BT 530.22 85.42 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 75.42 Td (the ) Tj ET Q q 0 0 0 rg BT 150.23 75.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 196.82 75.42 Td (Registration ) Tj ET Q q 0 0 0 rg BT 247.71 75.42 Td (Statement ) Tj ET Q q 0 0 0 rg BT 289.71 75.42 Td (on ) Tj ET Q q 0 0 0 rg BT 301.72 75.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 325.39 75.42 Td (S-1 ) Tj ET Q q 0 0 0 rg BT 341.30 75.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 364.96 75.42 Td (November ) Tj ET Q q 0 0 0 rg BT 409.18 75.42 Td (4, ) Tj ET Q q 0 0 0 rg BT 418.69 75.42 Td (2008\) ) Tj ET Q q 0 0 0 rg BT 444.02 75.42 Td (and ) Tj ET Q q 0 0 0 rg BT 460.47 75.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 513.01 75.42 Td (herein ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 65.42 Td (by ) Tj ET Q q 0 0 0 rg BT 148.50 65.42 Td (reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 51.32 Td (21.1*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 50.42 Td (Subsidiaries ) Tj ET Q q 0 0 0 rg BT 187.39 50.42 Td (of ) Tj ET Q q 0 0 0 rg BT 198.22 50.42 Td (the ) Tj ET Q q 0 0 0 rg BT 212.93 50.42 Td (Company) Tj ET Q q 0 0 0 rg BT 251.17 50.42 Td (.) 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