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Tj ET Q q 0 0 0 rg BT 375.05 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 385.33 638.10 Td (Rule12b-2 ) Tj ET Q q 0 0 0 rg BT 432.54 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 443.37 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.09 638.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 499.46 638.10 Td (Act\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 618.10 Td (Y) Tj ET Q q 0 0 0 rg BT 48.22 618.10 Td (es ) Tj ET Q /GS0 gs q 8.91 0 0 10.09 59.05 615.94 cm /I16 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.96 618.10 Td ( ) Tj ET Q q 0 0 0 rg BT 70.46 618.10 Td (No ) Tj ET Q /GS0 gs q 8.92 0 0 10.09 85.18 615.94 cm /I17 Do Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.00 598.10 Td (As ) Tj ET Q q 0 0 0 rg BT 79.60 598.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.41 598.10 Td (February26, ) Tj ET Q q 0 0 0 rg BT 143.99 598.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.99 598.10 Td (, ) Tj ET Q q 0 0 0 rg BT 168.97 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.67 598.10 Td (number ) Tj ET Q q 0 0 0 rg BT 216.70 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.52 598.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 254.99 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 265.80 598.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 305.51 598.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 330.77 598.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 379.92 598.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.96 598.10 Td (32,950,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.96 598.10 Td (. ) Tj ET Q q 0 0 0 rg BT 447.39 598.10 Td (As ) Tj ET Q q 0 0 0 rg BT 460.99 598.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.80 598.10 Td (June30, ) Tj ET Q q 0 0 0 rg BT 507.61 598.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.61 598.10 Td ( ) Tj ET Q q 0 0 0 rg BT 530.10 598.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 548.13 598.10 Td (last ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 586.10 Td (business ) Tj ET Q q 0 0 0 rg BT 78.32 586.10 Td (day ) Tj ET Q q 0 0 0 rg BT 95.19 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.96 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.60 586.10 Td (registrant) Tj ET Q q 0 0 0 rg BT 161.15 586.10 Td (s ) Tj ET Q q 0 0 0 rg BT 167.47 586.10 Td (most ) Tj ET Q q 0 0 0 rg BT 189.35 586.10 Td (recently ) Tj ET Q q 0 0 0 rg BT 223.98 586.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 268.06 586.10 Td (second ) Tj ET Q q 0 0 0 rg BT 298.26 586.10 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 322.35 586.10 Td (quarter\), ) Tj ET Q q 0 0 0 rg BT 358.93 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.58 586.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 414.87 586.10 Td (market ) Tj ET Q q 0 0 0 rg BT 445.07 586.10 Td (value ) Tj ET Q q 0 0 0 rg BT 469.15 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.92 586.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 519.57 586.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 544.78 586.10 Td (held ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 574.10 Td (by ) Tj ET Q q 0 0 0 rg BT 54.31 574.10 Td (non-af) Tj ET Q q 0 0 0 rg BT 80.23 574.10 Td (filiates, ) Tj ET Q q 0 0 0 rg BT 112.26 574.10 Td (based ) Tj ET Q q 0 0 0 rg BT 137.34 574.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 159.65 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.18 574.10 Td (last ) Tj ET Q q 0 0 0 rg BT 190.38 574.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 208.24 574.10 Td (price ) Tj ET Q q 0 0 0 rg BT 230.54 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.19 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.72 574.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 283.02 574.10 Td (as ) Tj ET Q q 0 0 0 rg BT 293.66 574.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 329.29 574.10 Td (on ) Tj ET Q q 0 0 0 rg BT 341.61 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.14 574.10 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 400.12 574.10 Td (Global ) Tj ET Q q 0 0 0 rg BT 429.65 574.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 460.84 574.10 Td (Market ) Tj ET Q q 0 0 0 rg BT 492.04 574.10 Td (on ) Tj ET Q q 0 0 0 rg BT 504.35 574.10 Td (such ) Tj ET Q q 0 0 0 rg BT 524.99 574.10 Td (date, ) Tj ET Q q 0 0 0 rg BT 546.46 574.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 562.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.74 562.10 Td ($865,266,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.74 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.72 562.10 Td (\(for ) Tj ET Q q 0 0 0 rg BT 175.69 562.10 Td (this ) Tj ET Q q 0 0 0 rg BT 192.12 562.10 Td (purpose, ) Tj ET Q q 0 0 0 rg BT 228.26 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.45 562.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 283.32 562.10 Td (has ) Tj ET Q q 0 0 0 rg BT 298.63 562.10 Td (assumed ) Tj ET Q q 0 0 0 rg BT 335.05 562.10 Td (that ) Tj ET Q q 0 0 0 rg BT 352.02 562.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 391.49 562.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 431.78 562.10 Td (of) Tj ET Q q 0 0 0 rg BT 439.93 562.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 464.12 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 480.54 562.10 Td (holders ) Tj ET Q q 0 0 0 rg BT 511.95 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.26 562.10 Td (more ) Tj ET Q q 0 0 0 rg BT 544.79 562.10 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.00 550.10 Td (10% ) Tj ET Q q 0 0 0 rg BT 62.83 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 73.66 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 88.38 550.10 Td (Company) Tj ET Q q 0 0 0 rg BT 130.04 550.10 Td (s ) Tj ET Q q 0 0 0 rg BT 136.43 550.10 Td (common ) Tj ET Q q 0 0 0 rg BT 173.93 550.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 197.54 550.10 Td (are ) Tj ET Q q 0 0 0 rg BT 212.24 550.10 Td (af) Tj ET Q q 0 0 0 rg BT 219.83 550.10 Td (filiates\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 199.40 510.10 Td (DOCUMENTS INCORPORA) Tj ET Q q 0 0 0 rg BT 327.83 510.10 Td (TED BY) Tj ET Q q 0 0 0 rg BT 364.41 510.10 Td ( REFERENCE ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 66.00 490.10 Td (Portions of the Registrant's definitive pr) Tj ET Q q 0 0 0 rg BT 237.74 490.10 Td (oxy for) Tj ET Q q 0 0 0 rg BT 267.83 490.10 Td ( its annual meeting of stockholders ar) Tj ET Q q 0 0 0 rg BT 427.65 490.10 Td (e incorporated by r) Tj ET Q q 0 0 0 rg BT 509.96 490.10 Td (efer) Tj ET Q q 0 0 0 rg BT 526.42 490.10 Td (ence ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 42.00 478.10 Td (into Part III Items 10, 1) Tj ET Q q 0 0 0 rg BT 142.55 478.10 Td (1, 12, 13, and 14 of this Form 10-K.) Tj ET Q endstream endobj 7 0 obj <><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><><>] /Rotate 0 /Contents 8 0 R>> endobj 8 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.85 742.25 Td (EBIX, INC.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 200.60 730.25 Td (INDEX ) Tj ET Q q 0 0 0 rg BT 235.15 730.25 Td (T) Tj ET Q q 0 0 0 rg BT 241.64 730.25 Td (O ) Tj ET Q q 0 0 0 rg BT 251.36 730.25 Td (ANNUAL) Tj ET Q q 0 0 0 rg BT 293.59 730.25 Td ( REPOR) Tj ET Q q 0 0 0 rg BT 330.74 730.25 Td (T) Tj ET Q q 0 0 0 rg BT 337.23 730.25 Td ( ON FORM 10-K) Tj ET Q 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 691.75 m 562.5 691.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 710.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.20 710.43 Td (Page) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 696.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 506.20 696.43 Td (Reference) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 289.8 680.91259765625 m 322.1388671875 680.91259765625 l s q 0 0 1 rg BT 289.80 682.48 Td (P) Tj ET Q q 0 0 1 rg BT 295.17 682.48 Td (AR) Tj ET Q q 0 0 1 rg BT 309.26 682.48 Td (T) Tj ET Q q 0 0 1 rg BT 315.75 682.48 Td ( I) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 667.9833984375 m 119.38671875 667.9833984375 l s q 0 0 1 rg BT 53.00 669.32 Td (Item1. Business) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 649.9833984375 m 141.3251953125 649.9833984375 l s q 0 0 1 rg BT 53.00 651.32 Td (Item1A. Risk Factors) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 631.9833984375 m 204.1865234375 631.9833984375 l s q 0 0 1 rg BT 53.00 633.32 Td (Item1B. Unresolved Staf) Tj ET Q q 0 0 1 rg BT 155.02 633.32 Td (f Comments) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 613.9833984375 m 124.3720703125 613.9833984375 l s q 0 0 1 rg BT 53.00 615.32 Td (Item2. Properties) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 595.9833984375 m 157.9658203125 595.9833984375 l s q 0 0 1 rg BT 53.00 597.32 Td (Item3. Legal Proceedings) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 577.9833984375 m 182.140625 577.9833984375 l s q 0 0 1 rg BT 53.00 579.32 Td (Item4. Mine Safety Disclosures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 287.85 559.91259765625 m 324.08046875 559.91259765625 l s q 0 0 1 rg BT 287.85 561.48 Td (P) Tj ET Q q 0 0 1 rg BT 293.22 561.48 Td (AR) Tj ET Q q 0 0 1 rg BT 307.31 561.48 Td (T) Tj ET Q q 0 0 1 rg BT 313.80 561.48 Td ( II) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 546.9833984375 m 463.9326171875 546.9833984375 l s q 0 0 1 rg BT 53.00 548.32 Td (Item5. Market for Registrant) Tj ET Q q 0 0 1 rg BT 173.24 548.32 Td (s Common Equity) Tj ET Q q 0 0 1 rg BT 245.38 548.32 Td (, Related Stockholder Matters and Issuer Purchases of ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 536.9833984375 m 121.5986328125 536.9833984375 l s q 0 0 1 rg BT 53.00 538.32 Td (Equity Securities) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 518.9833984375 m 178.7861328125 518.9833984375 l s q 0 0 1 rg BT 53.00 520.32 Td (Item6. Selected Financial Data) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 500.9833984375 m 442.1162109375 500.9833984375 l s q 0 0 1 rg BT 53.00 502.32 Td (Item7. Management) Tj ET Q q 0 0 1 rg BT 138.81 502.32 Td (s Discussion and ) Tj ET Q q 0 0 1 rg BT 207.98 502.32 Td (Analysis of Financial Condition and Results of Operations) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 482.9833984375 m 332.66796875 482.9833984375 l s q 0 0 1 rg BT 53.00 484.32 Td (Item7A. Quantitative and Qualitative Disclosures ) Tj ET Q q 0 0 1 rg BT 255.45 484.32 Td (About Market Risk) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 464.9833984375 m 268.7763671875 464.9833984375 l s q 0 0 1 rg BT 53.00 466.32 Td (Item8. Financial Statements and Supplementary Data) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 446.9833984375 m 442.638671875 446.9833984375 l s q 0 0 1 rg BT 53.00 448.32 Td (Item9. Changes in and Disagreements with ) Tj ET Q q 0 0 1 rg BT 229.63 448.32 Td (Accountants on ) Tj ET Q q 0 0 1 rg BT 294.06 448.32 Td (Accounting and Financial Disclosure) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 428.9833984375 m 189.3623046875 428.9833984375 l s q 0 0 1 rg BT 53.00 430.32 Td (Item9A. Controls and Procedures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 410.9833984375 m 163.52734375 410.9833984375 l s q 0 0 1 rg BT 53.00 412.32 Td (Item9B. Other Information) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 285.9 392.91259765625 m 326.0220703125 392.91259765625 l s q 0 0 1 rg BT 285.90 394.48 Td (P) Tj ET Q q 0 0 1 rg BT 291.27 394.48 Td (AR) Tj ET Q q 0 0 1 rg BT 305.36 394.48 Td (T) Tj ET Q q 0 0 1 rg BT 311.85 394.48 Td ( III) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 379.9833984375 m 316.3203125 379.9833984375 l s q 0 0 1 rg BT 53.00 381.32 Td (Item10. Directors, Executive Of) Tj ET Q q 0 0 1 rg BT 183.88 381.32 Td (ficers and Corporate Governance) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 361.9833984375 m 188.7080078125 361.9833984375 l s q 0 0 1 rg BT 53.00 363.32 Td (Item1) Tj ET Q q 0 0 1 rg BT 78.45 363.32 Td (1. Executive Compensation) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 343.0833984375 m 463.4345703125 343.0833984375 l s q 0 0 1 rg BT 53.00 344.42 Td (Item12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder ) Tj ET Q BT /F1 10.00 Tf ET 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 333.0833984375 m 83.546875 333.0833984375 l s q 0 0 1 rg BT 53.00 334.42 Td (Matters) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 314.9833984375 m 391.5205078125 314.9833984375 l s q 0 0 1 rg BT 53.00 316.32 Td (Item13. Certain Relationships and Related ) Tj ET Q q 0 0 1 rg BT 227.50 316.32 Td (T) Tj ET Q q 0 0 1 rg BT 233.26 316.32 Td (ransactions, and Director Independence) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 296.9833984375 m 247.1162109375 296.9833984375 l s q 0 0 1 rg BT 53.00 298.32 Td (Item14. Principal ) Tj ET Q q 0 0 1 rg BT 126.88 298.32 Td (Accountant Fees and Services) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 286.3 278.91259765625 m 325.77021484375 278.91259765625 l s q 0 0 1 rg BT 286.30 280.48 Td (P) Tj ET Q q 0 0 1 rg BT 291.67 280.48 Td (AR) Tj ET Q q 0 0 1 rg BT 305.76 280.48 Td (T) Tj ET Q q 0 0 1 rg BT 312.25 280.48 Td ( IV) Tj ET Q BT /F2 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 53 265.9833984375 m 264.34765625 265.9833984375 l s q 0 0 1 rg BT 53.00 267.32 Td (Item15. Exhibits and Financial Statement Schedules) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 59 247.9833984375 m 101.216796875 247.9833984375 l s q 0 0 1 rg BT 59.00 249.32 Td (Signatures) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 59 225.08339843750002 m 113.7119140625 225.08339843750002 l s q 0 0 1 rg BT 59.00 226.42 Td (Exhibit Index) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 59 204.08339843750002 m 104.8154296875 204.08339843750002 l s q 0 0 1 rg BT 59.00 205.42 Td (ScheduleII) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 187.32 Td (Exhibit 21.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 173.32 Td (Exhibit 23.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 159.32 Td (Exhibit 31.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 145.32 Td (Exhibit 31.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 131.32 Td (Exhibit 32.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 117.32 Td (Exhibit 32.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 103.32 Td (Exhibit 101) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 554 667.9833984375 m 559 667.9833984375 l s q 0 0 1 rg BT 554.00 669.32 Td (2) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 554 649.9833984375 m 559 649.9833984375 l s q 0 0 1 rg BT 554.00 651.32 Td (9) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 631.9833984375 m 559 631.9833984375 l s q 0 0 1 rg BT 549.00 633.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 613.9833984375 m 559 613.9833984375 l s q 0 0 1 rg BT 549.00 615.32 Td (16) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 595.9833984375 m 559 595.9833984375 l s q 0 0 1 rg BT 549.00 597.32 Td (17) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 577.9833984375 m 559 577.9833984375 l s q 0 0 1 rg BT 549.00 579.32 Td (17) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 537.0833984375 m 559 537.0833984375 l s q 0 0 1 rg BT 549.00 538.42 Td (18) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 518.9833984375 m 559 518.9833984375 l s q 0 0 1 rg BT 549.00 520.32 Td (21) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 500.9833984375 m 559 500.9833984375 l s q 0 0 1 rg BT 549.00 502.32 Td (22) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 482.9833984375 m 559 482.9833984375 l s q 0 0 1 rg BT 549.00 484.32 Td (41) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 464.9833984375 m 559 464.9833984375 l s q 0 0 1 rg BT 549.00 466.32 Td (42) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 446.9833984375 m 559 446.9833984375 l s q 0 0 1 rg BT 549.00 448.32 Td (85) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 428.9833984375 m 559 428.9833984375 l s q 0 0 1 rg BT 549.00 430.32 Td (85) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 410.9833984375 m 559 410.9833984375 l s q 0 0 1 rg BT 549.00 412.32 Td (88) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 379.9833984375 m 559 379.9833984375 l s q 0 0 1 rg BT 549.00 381.32 Td (88) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 361.9833984375 m 559 361.9833984375 l s q 0 0 1 rg BT 549.00 363.32 Td (88) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 333.0833984375 m 559 333.0833984375 l s q 0 0 1 rg BT 549.00 334.42 Td (88) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 314.9833984375 m 559 314.9833984375 l s q 0 0 1 rg BT 549.00 316.32 Td (88) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 296.9833984375 m 559 296.9833984375 l s q 0 0 1 rg BT 549.00 298.32 Td (88) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 265.9833984375 m 559 265.9833984375 l s q 0 0 1 rg BT 549.00 267.32 Td (89) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 247.9833984375 m 559 247.9833984375 l s q 0 0 1 rg BT 549.00 249.32 Td (90) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 225.08339843750002 m 559 225.08339843750002 l s q 0 0 1 rg BT 549.00 226.42 Td (91) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 549 204.08339843750002 m 559 204.08339843750002 l s q 0 0 1 rg BT 549.00 205.42 Td (93) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL endstream endobj 9 0 obj <> endobj 10 0 obj <> stream BT /F2 10.00 Tf ET q 0 0 0 rg BT 149.95 742.25 Td (SAFE HARBOR REGARDING FOR) Tj ET Q q 0 0 0 rg BT 309.89 742.25 Td (W) Tj ET Q q 0 0 0 rg BT 318.78 742.25 Td (ARD-LOOKING ST) Tj ET Q q 0 0 0 rg BT 406.66 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 413.14 742.25 Td (TEMENTS) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (As ) Tj ET Q q 0 0 0 rg BT 62.85 708.25 Td (used ) Tj ET Q q 0 0 0 rg BT 84.03 708.25 Td (her) Tj ET Q q 0 0 0 rg BT 96.99 708.25 Td (ein, ) Tj ET Q q 0 0 0 rg BT 114.56 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 129.63 708.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 154.70 708.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 189.50 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.13 708.25 Td (Company) Tj ET Q q 0 0 0 rg BT 247.90 708.25 Td (, ) Tj ET Q q 0 0 0 rg BT 258.82 708.25 Td (we, ) Tj ET Q q 0 0 0 rg BT 286.40 708.25 Td (our ) Tj ET Q q 0 0 0 rg BT 314.26 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 332.11 708.25 Td (us ) Tj ET Q q 0 0 0 rg BT 354.98 708.25 Td (r) Tj ET Q q 0 0 0 rg BT 358.50 708.25 Td (efer ) Tj ET Q q 0 0 0 rg BT 376.90 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 387.53 708.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 411.20 708.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 431.82 708.25 Td (a ) Tj ET Q q 0 0 0 rg BT 439.67 708.25 Td (Delawar) Tj ET Q q 0 0 0 rg BT 474.30 708.25 Td (e ) Tj ET Q q 0 0 0 rg BT 481.59 708.25 Td (corporation, ) Tj ET Q q 0 0 0 rg BT 534.72 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 552.57 708.25 Td (its ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.60 696.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 154.44 696.25 Td (as ) Tj ET Q q 0 0 0 rg BT 165.83 696.25 Td (a ) Tj ET Q q 0 0 0 rg BT 173.33 696.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 214.71 696.25 Td (entity) Tj ET Q q 0 0 0 rg BT 236.37 696.25 Td (, ) Tj ET Q q 0 0 0 rg BT 241.37 696.25 Td (except ) Tj ET Q q 0 0 0 rg BT 269.40 696.25 Td (wher) Tj ET Q q 0 0 0 rg BT 289.03 696.25 Td (e ) Tj ET Q q 0 0 0 rg BT 295.97 696.25 Td (it ) Tj ET Q q 0 0 0 rg BT 304.03 696.25 Td (is ) Tj ET Q q 0 0 0 rg BT 313.20 696.25 Td (clear ) Tj ET Q q 0 0 0 rg BT 336.25 696.25 Td (that ) Tj ET Q q 0 0 0 rg BT 354.30 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.02 696.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 393.74 696.25 Td (mean ) Tj ET Q q 0 0 0 rg BT 417.90 696.25 Td (only ) Tj ET Q q 0 0 0 rg BT 437.62 696.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 460.94 696.25 Td (Inc.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 674.25 Td (This ) Tj ET Q q 0 0 0 rg BT 106.04 674.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 129.97 674.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 152.78 674.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 188.36 674.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 256.16 674.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 300.63 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 317.33 674.25 Td (information ) Tj ET Q q 0 0 0 rg BT 366.80 674.25 Td (within ) Tj ET Q q 0 0 0 rg BT 394.62 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.10 674.25 Td (safe ) Tj ET Q q 0 0 0 rg BT 431.89 674.25 Td (harbor ) Tj ET Q q 0 0 0 rg BT 464.69 674.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 508.62 674.25 Td (of ) Tj ET Q q 0 0 0 rg BT 519.21 674.25 Td (the ) Tj ET Q q 0 0 0 rg BT 533.69 674.25 Td (Private ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 91.76 662.25 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 133.52 662.25 Td (Reform ) Tj ET Q q 0 0 0 rg BT 165.88 662.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 182.64 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 193.30 662.25 Td (1995, ) Tj ET Q q 0 0 0 rg BT 218.12 662.25 Td (Section ) Tj ET Q q 0 0 0 rg BT 250.44 662.25 Td (27A) Tj ET Q q 0 0 0 rg BT 267.11 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 269.43 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 280.09 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.63 662.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 335.87 662.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 352.64 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 363.29 662.25 Td (1933, ) Tj ET Q q 0 0 0 rg BT 388.11 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.88 662.25 Td (Section ) Tj ET Q q 0 0 0 rg BT 437.20 662.25 Td (21E ) Tj ET Q q 0 0 0 rg BT 455.63 662.25 Td (of ) Tj ET Q q 0 0 0 rg BT 466.28 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 480.82 662.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 522.58 662.25 Td (Exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 66.20 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 76.28 650.25 Td (1934. ) Tj ET Q q 0 0 0 rg BT 100.42 650.25 Td (These ) Tj ET Q q 0 0 0 rg BT 126.05 650.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 193.34 650.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 237.31 650.25 Td (include ) Tj ET Q q 0 0 0 rg BT 268.51 650.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 312.48 650.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 352.55 650.25 Td (future ) Tj ET Q q 0 0 0 rg BT 378.18 650.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 418.81 650.25 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 464.74 650.25 Td (operational ) Tj ET Q q 0 0 0 rg BT 511.47 650.25 Td (performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.21 638.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 102.97 638.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 145.02 638.25 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 180.69 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 196.90 638.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 225.33 638.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 267.37 638.25 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 312.99 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 323.10 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 337.09 638.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 383.45 638.25 Td (products ) Tj ET Q q 0 0 0 rg BT 419.66 638.25 Td (by ) Tj ET Q q 0 0 0 rg BT 431.44 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.43 638.25 Td (market, ) Tj ET Q q 0 0 0 rg BT 477.47 638.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 514.24 638.25 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.72 626.25 Td (management's ) Tj ET Q q 0 0 0 rg BT 127.79 626.25 Td (plans ) Tj ET Q q 0 0 0 rg BT 152.18 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 169.91 626.25 Td (objectives. ) Tj ET Q q 0 0 0 rg BT 216.00 626.25 Td (W) Tj ET Q q 0 0 0 rg BT 224.64 626.25 Td (ords ) Tj ET Q q 0 0 0 rg BT 245.14 626.25 Td (such ) Tj ET Q q 0 0 0 rg BT 266.76 626.25 Td (as ) Tj ET Q q 0 0 0 rg BT 278.37 626.25 Td (may) Tj ET Q q 0 0 0 rg BT 299.38 626.25 Td (, ) Tj ET Q q 0 0 0 rg BT 309.60 626.25 Td (could, ) Tj ET Q q 0 0 0 rg BT 346.48 626.25 Td (should, ) Tj ET Q q 0 0 0 rg BT 387.81 626.25 Td (would, ) Tj ET Q q 0 0 0 rg BT 427.48 626.25 Td (believe, ) Tj ET Q q 0 0 0 rg BT 471.01 626.25 Td (expect, ) Tj ET Q q 0 0 0 rg BT 511.77 626.25 Td (anticipate, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.25 Td (estimate, ) Tj ET Q q 0 0 0 rg BT 96.68 614.25 Td (intend, ) Tj ET Q q 0 0 0 rg BT 135.03 614.25 Td (seeks, ) Tj ET Q q 0 0 0 rg BT 170.05 614.25 Td (plan, ) Tj ET Q q 0 0 0 rg BT 200.63 614.25 Td (project, ) Tj ET Q q 0 0 0 rg BT 241.75 614.25 Td (continue, ) Tj ET Q q 0 0 0 rg BT 289.54 614.25 Td (predict, ) Tj ET Q q 0 0 0 rg BT 330.66 614.25 Td (will, ) Tj ET Q q 0 0 0 rg BT 359.58 614.25 Td (should, ) Tj ET Q q 0 0 0 rg BT 399.61 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.03 614.25 Td (other ) Tj ET Q q 0 0 0 rg BT 438.55 614.25 Td (words ) Tj ET Q q 0 0 0 rg BT 464.98 614.25 Td (or ) Tj ET Q q 0 0 0 rg BT 475.29 614.25 Td (expressions ) Tj ET Q q 0 0 0 rg BT 523.93 614.25 Td (of ) Tj ET Q q 0 0 0 rg BT 534.24 614.25 Td (similar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.25 Td (meaning ) Tj ET Q q 0 0 0 rg BT 86.15 602.25 Td (are ) Tj ET Q q 0 0 0 rg BT 100.07 602.25 Td (intended ) Tj ET Q q 0 0 0 rg BT 136.22 602.25 Td (by ) Tj ET Q q 0 0 0 rg BT 147.94 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 161.87 602.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 202.48 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 211.97 602.25 Td (identify ) Tj ET Q q 0 0 0 rg BT 244.79 602.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 312.04 602.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 358.47 602.25 Td (although ) Tj ET Q q 0 0 0 rg BT 395.18 602.25 Td (not ) Tj ET Q q 0 0 0 rg BT 409.68 602.25 Td (all ) Tj ET Q q 0 0 0 rg BT 421.39 602.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 488.64 602.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 532.57 602.25 Td (contain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.25 Td (these ) Tj ET Q q 0 0 0 rg BT 73.51 590.25 Td (identifying ) Tj ET Q q 0 0 0 rg BT 120.36 590.25 Td (words. ) Tj ET Q q 0 0 0 rg BT 150.06 590.25 Td (These ) Tj ET Q q 0 0 0 rg BT 176.90 590.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 222.08 590.25 Td (are ) Tj ET Q q 0 0 0 rg BT 237.25 590.25 Td (based ) Tj ET Q q 0 0 0 rg BT 262.99 590.25 Td (on ) Tj ET Q q 0 0 0 rg BT 275.95 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 292.25 590.25 Td (current ) Tj ET Q q 0 0 0 rg BT 323.53 590.25 Td (expectations ) Tj ET Q q 0 0 0 rg BT 376.48 590.25 Td (about ) Tj ET Q q 0 0 0 rg BT 401.66 590.25 Td (future ) Tj ET Q q 0 0 0 rg BT 428.50 590.25 Td (events ) Tj ET Q q 0 0 0 rg BT 457.02 590.25 Td (or ) Tj ET Q q 0 0 0 rg BT 468.31 590.25 Td (results ) Tj ET Q q 0 0 0 rg BT 497.39 590.25 Td (and ) Tj ET Q q 0 0 0 rg BT 514.79 590.25 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.25 Td (that ) Tj ET Q q 0 0 0 rg BT 66.52 578.25 Td (is ) Tj ET Q q 0 0 0 rg BT 74.72 578.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 112.35 578.25 Td (available ) Tj ET Q q 0 0 0 rg BT 149.97 578.25 Td (to ) Tj ET Q q 0 0 0 rg BT 159.27 578.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 172.20 578.25 Td (involve ) Tj ET Q q 0 0 0 rg BT 203.72 578.25 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 257.20 578.25 Td (risks, ) Tj ET Q q 0 0 0 rg BT 280.12 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 296.09 578.25 Td (uncertainties, ) Tj ET Q q 0 0 0 rg BT 351.21 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 367.18 578.25 Td (speak ) Tj ET Q q 0 0 0 rg BT 391.47 578.25 Td (only ) Tj ET Q q 0 0 0 rg BT 410.78 578.25 Td (as ) Tj ET Q q 0 0 0 rg BT 420.64 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 430.50 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.25 578.25 Td (date ) Tj ET Q q 0 0 0 rg BT 462.43 578.25 Td (on ) Tj ET Q q 0 0 0 rg BT 473.96 578.25 Td (which ) Tj ET Q q 0 0 0 rg BT 499.93 578.25 Td (such ) Tj ET Q q 0 0 0 rg BT 519.79 578.25 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.25 Td (are ) Tj ET Q q 0 0 0 rg BT 64.71 566.25 Td (made.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 544.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.47 544.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 131.27 544.25 Td (results ) Tj ET Q q 0 0 0 rg BT 160.30 544.25 Td (may ) Tj ET Q q 0 0 0 rg BT 180.43 544.25 Td (dif) Tj ET Q q 0 0 0 rg BT 191.36 544.25 Td (fer ) Tj ET Q q 0 0 0 rg BT 205.38 544.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 248.84 544.25 Td (from ) Tj ET Q q 0 0 0 rg BT 271.20 544.25 Td (those ) Tj ET Q q 0 0 0 rg BT 295.23 544.25 Td (expressed ) Tj ET Q q 0 0 0 rg BT 337.58 544.25 Td (or ) Tj ET Q q 0 0 0 rg BT 348.83 544.25 Td (implied ) Tj ET Q q 0 0 0 rg BT 382.31 544.25 Td (in ) Tj ET Q q 0 0 0 rg BT 393.00 544.25 Td (these ) Tj ET Q q 0 0 0 rg BT 416.47 544.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 484.93 544.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 532.56 544.25 Td (Factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.72 532.25 Td (may ) Tj ET Q q 0 0 0 rg BT 87.66 532.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 112.60 532.25 Td (such ) Tj ET Q q 0 0 0 rg BT 133.65 532.25 Td (a ) Tj ET Q q 0 0 0 rg BT 140.82 532.25 Td (dif) Tj ET Q q 0 0 0 rg BT 151.75 532.25 Td (ference, ) Tj ET Q q 0 0 0 rg BT 186.39 532.25 Td (include, ) Tj ET Q q 0 0 0 rg BT 221.05 532.25 Td (but ) Tj ET Q q 0 0 0 rg BT 236.55 532.25 Td (are ) Tj ET Q q 0 0 0 rg BT 251.48 532.25 Td (not ) Tj ET Q q 0 0 0 rg BT 266.99 532.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 298.04 532.25 Td (to ) Tj ET Q q 0 0 0 rg BT 308.55 532.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.49 532.25 Td (willingness ) Tj ET Q q 0 0 0 rg BT 371.77 532.25 Td (of ) Tj ET Q q 0 0 0 rg BT 382.83 532.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 434.43 532.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 475.47 532.25 Td (agencies ) Tj ET Q q 0 0 0 rg BT 512.62 532.25 Td (to ) Tj ET Q q 0 0 0 rg BT 523.12 532.25 Td (outsource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.25 Td (their ) Tj ET Q q 0 0 0 rg BT 70.94 520.25 Td (computer ) Tj ET Q q 0 0 0 rg BT 111.31 520.25 Td (and ) Tj ET Q q 0 0 0 rg BT 128.36 520.25 Td (other ) Tj ET Q q 0 0 0 rg BT 151.52 520.25 Td (processing ) Tj ET Q q 0 0 0 rg BT 196.90 520.25 Td (needs ) Tj ET Q q 0 0 0 rg BT 222.28 520.25 Td (to ) Tj ET Q q 0 0 0 rg BT 232.67 520.25 Td (third ) Tj ET Q q 0 0 0 rg BT 254.17 520.25 Td (parties; ) Tj ET Q q 0 0 0 rg BT 286.21 520.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 317.15 520.25 Td (and ) Tj ET Q q 0 0 0 rg BT 334.20 520.25 Td (other ) Tj ET Q q 0 0 0 rg BT 357.36 520.25 Td (competitive ) Tj ET Q q 0 0 0 rg BT 407.17 520.25 Td (pressures ) Tj ET Q q 0 0 0 rg BT 447.00 520.25 Td (and ) Tj ET Q q 0 0 0 rg BT 464.05 520.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.88 520.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 526.07 520.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 554.23 520.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 68.70 508.25 Td (or ) Tj ET Q q 0 0 0 rg BT 78.50 508.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 114.97 508.25 Td (share ) Tj ET Q q 0 0 0 rg BT 137.55 508.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.36 508.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 168.28 508.25 Td (as ) Tj ET Q q 0 0 0 rg BT 178.08 508.25 Td (a ) Tj ET Q q 0 0 0 rg BT 184.00 508.25 Td (result ) Tj ET Q q 0 0 0 rg BT 207.70 508.25 Td (of ) Tj ET Q q 0 0 0 rg BT 217.50 508.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 247.31 508.25 Td (by ) Tj ET Q q 0 0 0 rg BT 258.79 508.25 Td (competitors ) Tj ET Q q 0 0 0 rg BT 307.48 508.25 Td (and ) Tj ET Q q 0 0 0 rg BT 323.39 508.25 Td (others; ) Tj ET Q q 0 0 0 rg BT 352.09 508.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 385.78 508.25 Td (in ) Tj ET Q q 0 0 0 rg BT 395.03 508.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 433.72 508.25 Td (in ) Tj ET Q q 0 0 0 rg BT 442.98 508.25 Td (critical ) Tj ET Q q 0 0 0 rg BT 472.22 508.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 517.57 508.25 Td (judgments; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 84.88 496.25 Td (in ) Tj ET Q q 0 0 0 rg BT 95.32 496.25 Td (or ) Tj ET Q q 0 0 0 rg BT 106.32 496.25 Td (failure ) Tj ET Q q 0 0 0 rg BT 135.08 496.25 Td (to ) Tj ET Q q 0 0 0 rg BT 145.53 496.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 178.19 496.25 Td (with ) Tj ET Q q 0 0 0 rg BT 198.64 496.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 219.64 496.25 Td (and ) Tj ET Q q 0 0 0 rg BT 236.75 496.25 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 286.35 496.25 Td (including ) Tj ET Q q 0 0 0 rg BT 326.79 496.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 373.33 496.25 Td (standards, ) Tj ET Q q 0 0 0 rg BT 416.27 496.25 Td (taxation ) Tj ET Q q 0 0 0 rg BT 451.15 496.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 506.02 496.25 Td (\(including ) Tj ET Q q 0 0 0 rg BT 549.79 496.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.97 484.25 Td (changes, ) Tj ET Q q 0 0 0 rg BT 105.67 484.25 Td (new ) Tj ET Q q 0 0 0 rg BT 125.31 484.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 140.52 484.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 161.84 484.25 Td (and ) Tj ET Q q 0 0 0 rg BT 179.26 484.25 Td (revised ) Tj ET Q q 0 0 0 rg BT 211.13 484.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 226.33 484.25 Td (interpretations\) ) Tj ET Q q 0 0 0 rg BT 290.41 484.25 Td (in ) Tj ET Q q 0 0 0 rg BT 301.17 484.25 Td (domestic ) Tj ET Q q 0 0 0 rg BT 340.26 484.25 Td (or ) Tj ET Q q 0 0 0 rg BT 351.58 484.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 383.44 484.25 Td (jurisdictions; ) Tj ET Q q 0 0 0 rg BT 438.65 484.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 479.39 484.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 497.37 484.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 547.57 484.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.25 Td (other ) Tj ET Q q 0 0 0 rg BT 72.60 472.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 93.55 472.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 136.70 472.25 Td (with ) Tj ET Q q 0 0 0 rg BT 156.53 472.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 206.36 472.25 Td (and ) Tj ET Q q 0 0 0 rg BT 222.85 472.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 266.56 472.25 Td (in ) Tj ET Q q 0 0 0 rg BT 276.39 472.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 307.33 472.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 346.04 472.25 Td (\(particularly ) Tj ET Q q 0 0 0 rg BT 397.51 472.25 Td (in ) Tj ET Q q 0 0 0 rg BT 407.34 472.25 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 451.99 472.25 Td (Australia ) Tj ET Q q 0 0 0 rg BT 490.70 472.25 Td (and ) Tj ET Q q 0 0 0 rg BT 507.19 472.25 Td (India ) Tj ET Q q 0 0 0 rg BT 529.79 472.25 Td (wherein ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (we ) Tj ET Q q 0 0 0 rg BT 63.51 460.25 Td (have ) Tj ET Q q 0 0 0 rg BT 84.23 460.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 128.29 460.25 Td (operations\); ) Tj ET Q q 0 0 0 rg BT 177.90 460.25 Td (volatility ) Tj ET Q q 0 0 0 rg BT 215.85 460.25 Td (in ) Tj ET Q q 0 0 0 rg BT 225.47 460.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 252.31 460.25 Td (markets, ) Tj ET Q q 0 0 0 rg BT 288.32 460.25 Td (including ) Tj ET Q q 0 0 0 rg BT 327.93 460.25 Td (market ) Tj ET Q q 0 0 0 rg BT 357.54 460.25 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 403.84 460.25 Td (and ) Tj ET Q q 0 0 0 rg BT 420.12 460.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 464.18 460.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 495.46 460.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 512.29 460.25 Td (fluctuations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.25 Td (which ) Tj ET Q q 0 0 0 rg BT 77.40 448.25 Td (may ) Tj ET Q q 0 0 0 rg BT 97.58 448.25 Td (impede ) Tj ET Q q 0 0 0 rg BT 129.97 448.25 Td (our ) Tj ET Q q 0 0 0 rg BT 146.26 448.25 Td (access ) Tj ET Q q 0 0 0 rg BT 174.76 448.25 Td (to, ) Tj ET Q q 0 0 0 rg BT 188.00 448.25 Td (or ) Tj ET Q q 0 0 0 rg BT 199.29 448.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 235.00 448.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.18 448.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 269.25 448.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 283.04 448.25 Td (external ) Tj ET Q q 0 0 0 rg BT 318.20 448.25 Td (financing; ) Tj ET Q q 0 0 0 rg BT 361.70 448.25 Td (and ) Tj ET Q q 0 0 0 rg BT 379.10 448.25 Td (international ) Tj ET Q q 0 0 0 rg BT 432.60 448.25 Td (conflict, ) Tj ET Q q 0 0 0 rg BT 468.60 448.25 Td (including ) Tj ET Q q 0 0 0 rg BT 509.34 448.25 Td (terrorist ) Tj ET Q q 0 0 0 rg BT 543.95 448.25 Td (acts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (These ) Tj ET Q q 0 0 0 rg BT 76.22 436.25 Td (and ) Tj ET Q q 0 0 0 rg BT 93.01 436.25 Td (other ) Tj ET Q q 0 0 0 rg BT 115.90 436.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 137.14 436.25 Td (are ) Tj ET Q q 0 0 0 rg BT 151.69 436.25 Td (described ) Tj ET Q q 0 0 0 rg BT 192.35 436.25 Td (in ) Tj ET Q q 0 0 0 rg BT 202.48 436.25 Td (more ) Tj ET Q q 0 0 0 rg BT 225.37 436.25 Td (detail ) Tj ET Q q 0 0 0 rg BT 249.93 436.25 Td (in ) Tj ET Q q 0 0 0 rg BT 260.05 436.25 Td (Part ) Tj ET Q q 0 0 0 rg BT 278.51 436.25 Td (I ) Tj ET Q q 0 0 0 rg BT 284.18 436.25 Td (Item ) Tj ET Q q 0 0 0 rg BT 304.86 436.25 Td (1A, ) Tj ET Q q 0 0 0 rg BT 321.92 436.25 Td ("Risk ) Tj ET Q q 0 0 0 rg BT 346.69 436.25 Td (Factors", ) Tj ET Q q 0 0 0 rg BT 385.06 436.25 Td (as ) Tj ET Q q 0 0 0 rg BT 395.73 436.25 Td (well ) Tj ET Q q 0 0 0 rg BT 415.30 436.25 Td (as ) Tj ET Q q 0 0 0 rg BT 425.97 436.25 Td (in ) Tj ET Q q 0 0 0 rg BT 436.10 436.25 Td (other ) Tj ET Q q 0 0 0 rg BT 458.99 436.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 489.11 436.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 543.67 436.25 Td (filed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 424.25 Td (the ) Tj ET Q q 0 0 0 rg BT 85.00 424.25 Td (SEC.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 402.25 Td (Except ) Tj ET Q q 0 0 0 rg BT 116.59 402.25 Td (as ) Tj ET Q q 0 0 0 rg BT 127.75 402.25 Td (expressly ) Tj ET Q q 0 0 0 rg BT 168.35 402.25 Td (required ) Tj ET Q q 0 0 0 rg BT 204.49 402.25 Td (by ) Tj ET Q q 0 0 0 rg BT 217.32 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.37 402.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 262.95 402.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 303.54 402.25 Td (laws, ) Tj ET Q q 0 0 0 rg BT 327.20 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 342.25 402.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 383.96 402.25 Td (undertakes ) Tj ET Q q 0 0 0 rg BT 430.10 402.25 Td (no ) Tj ET Q q 0 0 0 rg BT 442.93 402.25 Td (obligation ) Tj ET Q q 0 0 0 rg BT 486.31 402.25 Td (to ) Tj ET Q q 0 0 0 rg BT 496.92 402.25 Td (update ) Tj ET Q q 0 0 0 rg BT 526.40 402.25 Td (any ) Tj ET Q q 0 0 0 rg BT 543.67 402.25 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.25 Td (factors, ) Tj ET Q q 0 0 0 rg BT 82.75 390.25 Td (or ) Tj ET Q q 0 0 0 rg BT 94.11 390.25 Td (to ) Tj ET Q q 0 0 0 rg BT 104.93 390.25 Td (publicly ) Tj ET Q q 0 0 0 rg BT 140.74 390.25 Td (announce ) Tj ET Q q 0 0 0 rg BT 182.10 390.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.35 390.25 Td (results ) Tj ET Q q 0 0 0 rg BT 226.50 390.25 Td (of, ) Tj ET Q q 0 0 0 rg BT 240.37 390.25 Td (or ) Tj ET Q q 0 0 0 rg BT 251.74 390.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 286.98 390.25 Td (to ) Tj ET Q q 0 0 0 rg BT 297.80 390.25 Td (any ) Tj ET Q q 0 0 0 rg BT 315.28 390.25 Td (of ) Tj ET Q q 0 0 0 rg BT 326.65 390.25 Td (the ) Tj ET Q q 0 0 0 rg BT 341.90 390.25 Td (forward-looking ) Tj ET Q q 0 0 0 rg BT 410.48 390.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 455.73 390.25 Td (contained ) Tj ET Q q 0 0 0 rg BT 497.64 390.25 Td (herein ) Tj ET Q q 0 0 0 rg BT 525.66 390.25 Td (to ) Tj ET Q q 0 0 0 rg BT 536.48 390.25 Td (reflect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.25 Td (future ) Tj ET Q q 0 0 0 rg BT 76.38 378.25 Td (events, ) Tj ET Q q 0 0 0 rg BT 106.92 378.25 Td (developments, ) Tj ET Q q 0 0 0 rg BT 167.47 378.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 203.28 378.25 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 264.92 378.25 Td (or ) Tj ET Q q 0 0 0 rg BT 275.75 378.25 Td (for ) Tj ET Q q 0 0 0 rg BT 289.91 378.25 Td (any ) Tj ET Q q 0 0 0 rg BT 306.85 378.25 Td (other ) Tj ET Q q 0 0 0 rg BT 329.90 378.25 Td (reason.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 356.25 Td (Readers ) Tj ET Q q 0 0 0 rg BT 120.74 356.25 Td (should ) Tj ET Q q 0 0 0 rg BT 149.94 356.25 Td (carefully ) Tj ET Q q 0 0 0 rg BT 188.01 356.25 Td (review ) Tj ET Q q 0 0 0 rg BT 217.75 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.50 356.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 279.47 356.25 Td (and ) Tj ET Q q 0 0 0 rg BT 296.44 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 311.19 356.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 328.73 356.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 358.47 356.25 Td (described ) Tj ET Q q 0 0 0 rg BT 399.31 356.25 Td (in ) Tj ET Q q 0 0 0 rg BT 409.63 356.25 Td (this ) Tj ET Q q 0 0 0 rg BT 426.61 356.25 Td (and ) Tj ET Q q 0 0 0 rg BT 443.58 356.25 Td (other ) Tj ET Q q 0 0 0 rg BT 466.66 356.25 Td (documents ) Tj ET Q q 0 0 0 rg BT 512.52 356.25 Td (we ) Tj ET Q q 0 0 0 rg BT 526.71 356.25 Td (file ) Tj ET Q q 0 0 0 rg BT 542.57 356.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 344.25 Td (time ) Tj ET Q q 0 0 0 rg BT 70.27 344.25 Td (to ) Tj ET Q q 0 0 0 rg BT 80.55 344.25 Td (time ) Tj ET Q q 0 0 0 rg BT 100.83 344.25 Td (with ) Tj ET Q q 0 0 0 rg BT 121.10 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.82 344.25 Td (SEC, ) Tj ET Q q 0 0 0 rg BT 159.16 344.25 Td (including ) Tj ET Q q 0 0 0 rg BT 199.43 344.25 Td (future ) Tj ET Q q 0 0 0 rg BT 225.81 344.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 256.08 344.25 Td (on ) Tj ET Q q 0 0 0 rg BT 268.58 344.25 Td (Forms ) Tj ET Q q 0 0 0 rg BT 296.64 344.25 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 319.69 344.25 Td (and ) Tj ET Q q 0 0 0 rg BT 336.63 344.25 Td (8-K, ) Tj ET Q q 0 0 0 rg BT 357.18 344.25 Td (and ) Tj ET Q q 0 0 0 rg BT 374.12 344.25 Td (any ) Tj ET Q q 0 0 0 rg BT 391.06 344.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 444.10 344.25 Td (thereto.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 322.25 Td (Y) Tj ET Q q 0 0 0 rg BT 92.22 322.25 Td (ou ) Tj ET Q q 0 0 0 rg BT 105.33 322.25 Td (may ) Tj ET Q q 0 0 0 rg BT 125.65 322.25 Td (obtain ) Tj ET Q q 0 0 0 rg BT 153.75 322.25 Td (our ) Tj ET Q q 0 0 0 rg BT 170.18 322.25 Td (SEC ) Tj ET Q q 0 0 0 rg BT 191.63 322.25 Td (filings ) Tj ET Q q 0 0 0 rg BT 220.29 322.25 Td (at ) Tj ET Q q 0 0 0 rg BT 230.61 322.25 Td (our ) Tj ET Q q 0 0 0 rg BT 247.04 322.25 Td (website, ) Tj ET Q q 0 0 0 rg BT 283.19 322.25 Td (www) Tj ET Q q 0 0 0 rg BT 304.21 322.25 Td (.ebix.com ) Tj ET Q q 0 0 0 rg BT 346.75 322.25 Td (under ) Tj ET Q q 0 0 0 rg BT 372.62 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 387.94 322.25 Td (Investor ) Tj ET Q q 0 0 0 rg BT 428.25 322.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 483.56 322.25 Td (section, ) Tj ET Q q 0 0 0 rg BT 517.49 322.25 Td (or ) Tj ET Q q 0 0 0 rg BT 528.92 322.25 Td (over ) Tj ET Q q 0 0 0 rg BT 549.80 322.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.25 Td (Internet ) Tj ET Q q 0 0 0 rg BT 83.59 310.25 Td (at ) Tj ET Q q 0 0 0 rg BT 93.31 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 108.03 310.25 Td (SEC's ) Tj ET Q q 0 0 0 rg BT 134.56 310.25 Td (web ) Tj ET Q q 0 0 0 rg BT 153.72 310.25 Td (site, ) Tj ET Q q 0 0 0 rg BT 172.61 310.25 Td (www) Tj ET Q q 0 0 0 rg BT 193.62 310.25 Td (.sec.gov) Tj ET Q q 0 0 0 rg BT 225.74 310.25 Td (.) Tj ET Q endstream endobj 11 0 obj <>] /Rotate 0 /Contents 12 0 R>> endobj 12 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (2) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (P) Tj ET Q q 0 0 0 rg BT 55.37 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 69.46 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.95 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 742.25 Td (I) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (Item 1. BUSINESS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 94.17 672.25 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 650.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 122.57 650.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 140.01 650.25 Td (\(Ebix, ) Tj ET Q q 0 0 0 rg BT 175.79 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.18 650.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 240.13 650.25 Td (we ) Tj ET Q q 0 0 0 rg BT 262.84 650.25 Td (or ) Tj ET Q q 0 0 0 rg BT 273.35 650.25 Td (our\), ) Tj ET Q q 0 0 0 rg BT 303.57 650.25 Td (a ) Tj ET Q q 0 0 0 rg BT 310.19 650.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 350.67 650.25 Td (corporation, ) Tj ET Q q 0 0 0 rg BT 401.44 650.25 Td (was ) Tj ET Q q 0 0 0 rg BT 419.17 650.25 Td (founded ) Tj ET Q q 0 0 0 rg BT 454.12 650.25 Td (in ) Tj ET Q q 0 0 0 rg BT 464.08 650.25 Td (1976 ) Tj ET Q q 0 0 0 rg BT 486.26 650.25 Td (as ) Tj ET Q q 0 0 0 rg BT 496.77 650.25 Td (Delphi ) Tj ET Q q 0 0 0 rg BT 526.16 650.25 Td (Systems, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 71.14 638.25 Td (a ) Tj ET Q q 0 0 0 rg BT 78.95 638.25 Td (California ) Tj ET Q q 0 0 0 rg BT 122.86 638.25 Td (corporation. ) Tj ET Q q 0 0 0 rg BT 174.83 638.25 Td (In ) Tj ET Q q 0 0 0 rg BT 186.53 638.25 Td (December2003 ) Tj ET Q q 0 0 0 rg BT 253.49 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.07 638.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 311.33 638.25 Td (changed ) Tj ET Q q 0 0 0 rg BT 348.02 638.25 Td (its ) Tj ET Q q 0 0 0 rg BT 360.84 638.25 Td (name ) Tj ET Q q 0 0 0 rg BT 385.87 638.25 Td (to ) Tj ET Q q 0 0 0 rg BT 397.02 638.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 421.77 638.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 440.17 638.25 Td (The ) Tj ET Q q 0 0 0 rg BT 459.09 638.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 501.35 638.25 Td (is ) Tj ET Q q 0 0 0 rg BT 511.39 638.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 536.43 638.25 Td (on ) Tj ET Q q 0 0 0 rg BT 549.80 638.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 94.17 626.25 Td (Global ) Tj ET Q q 0 0 0 rg BT 123.89 626.25 Td (Market.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 604.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 119.75 604.25 Td (is ) Tj ET Q q 0 0 0 rg BT 128.29 604.25 Td (a ) Tj ET Q q 0 0 0 rg BT 134.59 604.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 165.89 604.25 Td (international ) Tj ET Q q 0 0 0 rg BT 218.29 604.25 Td (supplier ) Tj ET Q q 0 0 0 rg BT 252.37 604.25 Td (of ) Tj ET Q q 0 0 0 rg BT 262.57 604.25 Td (software ) Tj ET Q q 0 0 0 rg BT 298.86 604.25 Td (and ) Tj ET Q q 0 0 0 rg BT 315.17 604.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 366.44 604.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 404.42 604.25 Td (to ) Tj ET Q q 0 0 0 rg BT 414.07 604.25 Td (the ) Tj ET Q q 0 0 0 rg BT 428.15 604.25 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 470.83 604.25 Td (finance, ) Tj ET Q q 0 0 0 rg BT 504.62 604.25 Td (and ) Tj ET Q q 0 0 0 rg BT 520.92 604.25 Td (healthcare ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.25 Td (industries. ) Tj ET Q q 0 0 0 rg BT 93.82 592.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 115.15 592.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 152.03 592.25 Td (application ) Tj ET Q q 0 0 0 rg BT 198.89 592.25 Td (software ) Tj ET Q q 0 0 0 rg BT 235.76 592.25 Td (products ) Tj ET Q q 0 0 0 rg BT 272.64 592.25 Td (for ) Tj ET Q q 0 0 0 rg BT 286.73 592.25 Td (the ) Tj ET Q q 0 0 0 rg BT 301.39 592.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 342.14 592.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 377.36 592.25 Td (including ) Tj ET Q q 0 0 0 rg BT 417.57 592.25 Td (carrier ) Tj ET Q q 0 0 0 rg BT 446.09 592.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 482.70 592.25 Td (agency ) Tj ET Q q 0 0 0 rg BT 513.45 592.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 547.56 592.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.25 Td (data ) Tj ET Q q 0 0 0 rg BT 68.79 580.25 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 115.08 580.25 Td (as ) Tj ET Q q 0 0 0 rg BT 125.54 580.25 Td (well ) Tj ET Q q 0 0 0 rg BT 144.90 580.25 Td (as ) Tj ET Q q 0 0 0 rg BT 155.37 580.25 Td (custom ) Tj ET Q q 0 0 0 rg BT 186.39 580.25 Td (software ) Tj ET Q q 0 0 0 rg BT 222.96 580.25 Td (development. ) Tj ET Q q 0 0 0 rg BT 279.25 580.25 Td (During ) Tj ET Q q 0 0 0 rg BT 309.71 580.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.07 580.25 Td (year ) Tj ET Q q 0 0 0 rg BT 343.41 580.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.43 580.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 427.65 580.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.65 580.25 Td (, ) Tj ET Q q 0 0 0 rg BT 452.29 580.25 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.18 580.25 Td (72%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.51 580.25 Td ( ) Tj ET Q q 0 0 0 rg BT 532.65 580.25 Td (of ) Tj ET Q q 0 0 0 rg BT 543.12 580.25 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 568.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 88.04 568.25 Td (came ) Tj ET Q q 0 0 0 rg BT 111.63 568.25 Td (from ) Tj ET Q q 0 0 0 rg BT 133.57 568.25 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 181.05 568.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 221.87 568.25 Td (Exchanges.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 546.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 116.76 546.25 Td (goal ) Tj ET Q q 0 0 0 rg BT 136.18 546.25 Td (is ) Tj ET Q q 0 0 0 rg BT 145.05 546.25 Td (to ) Tj ET Q q 0 0 0 rg BT 155.03 546.25 Td (be ) Tj ET Q q 0 0 0 rg BT 166.67 546.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.09 546.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 212.73 546.25 Td (powerhouse ) Tj ET Q q 0 0 0 rg BT 263.25 546.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.79 546.25 Td (backend ) Tj ET Q q 0 0 0 rg BT 309.31 546.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 349.83 546.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 399.79 546.25 Td (in ) Tj ET Q q 0 0 0 rg BT 409.78 546.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.20 546.25 Td (world. ) Tj ET Q q 0 0 0 rg BT 452.07 546.25 Td (The ) Tj ET Q q 0 0 0 rg BT 469.82 546.25 Td (Company) Tj ET Q q 0 0 0 rg BT 511.49 546.25 Td (s ) Tj ET Q q 0 0 0 rg BT 517.58 546.25 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 534.25 Td (vision ) Tj ET Q q 0 0 0 rg BT 76.72 534.25 Td (is ) Tj ET Q q 0 0 0 rg BT 85.65 534.25 Td (to ) Tj ET Q q 0 0 0 rg BT 95.70 534.25 Td (focus ) Tj ET Q q 0 0 0 rg BT 119.63 534.25 Td (on ) Tj ET Q q 0 0 0 rg BT 131.90 534.25 Td (conver) Tj ET Q q 0 0 0 rg BT 158.92 534.25 Td (gence ) Tj ET Q q 0 0 0 rg BT 184.51 534.25 Td (of ) Tj ET Q q 0 0 0 rg BT 195.10 534.25 Td (all ) Tj ET Q q 0 0 0 rg BT 207.37 534.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 247.95 534.25 Td (channels, ) Tj ET Q q 0 0 0 rg BT 287.71 534.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 328.29 534.25 Td (and ) Tj ET Q q 0 0 0 rg BT 345.00 534.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 376.15 534.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.20 534.25 Td (a ) Tj ET Q q 0 0 0 rg BT 392.90 534.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 425.16 534.25 Td (such ) Tj ET Q q 0 0 0 rg BT 445.75 534.25 Td (that ) Tj ET Q q 0 0 0 rg BT 463.02 534.25 Td (data ) Tj ET Q q 0 0 0 rg BT 481.94 534.25 Td (can ) Tj ET Q q 0 0 0 rg BT 498.09 534.25 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 543.68 534.25 Td (flow ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 522.25 Td (once ) Tj ET Q q 0 0 0 rg BT 72.25 522.25 Td (a ) Tj ET Q q 0 0 0 rg BT 80.07 522.25 Td (data ) Tj ET Q q 0 0 0 rg BT 100.10 522.25 Td (entry ) Tj ET Q q 0 0 0 rg BT 124.02 522.25 Td (has ) Tj ET Q q 0 0 0 rg BT 140.73 522.25 Td (initially ) Tj ET Q q 0 0 0 rg BT 175.21 522.25 Td (been ) Tj ET Q q 0 0 0 rg BT 197.46 522.25 Td (made. ) Tj ET Q q 0 0 0 rg BT 224.99 522.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 247.25 522.25 Td (strives ) Tj ET Q q 0 0 0 rg BT 276.74 522.25 Td (to ) Tj ET Q q 0 0 0 rg BT 287.89 522.25 Td (work ) Tj ET Q q 0 0 0 rg BT 311.82 522.25 Td (collaboratively ) Tj ET Q q 0 0 0 rg BT 375.17 522.25 Td (with ) Tj ET Q q 0 0 0 rg BT 396.32 522.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 425.80 522.25 Td (to ) Tj ET Q q 0 0 0 rg BT 436.96 522.25 Td (develop ) Tj ET Q q 0 0 0 rg BT 471.99 522.25 Td (innovative ) Tj ET Q q 0 0 0 rg BT 517.58 522.25 Td (technology ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 510.25 Td (strategies ) Tj ET Q q 0 0 0 rg BT 91.32 510.25 Td (and ) Tj ET Q q 0 0 0 rg BT 109.31 510.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 148.98 510.25 Td (that ) Tj ET Q q 0 0 0 rg BT 167.52 510.25 Td (address ) Tj ET Q q 0 0 0 rg BT 201.07 510.25 Td (specific ) Tj ET Q q 0 0 0 rg BT 235.71 510.25 Td (business ) Tj ET Q q 0 0 0 rg BT 273.16 510.25 Td (challenges ) Tj ET Q q 0 0 0 rg BT 318.91 510.25 Td (and ) Tj ET Q q 0 0 0 rg BT 336.90 510.25 Td (needs. ) Tj ET Q q 0 0 0 rg BT 365.72 510.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 388.16 510.25 Td (combines ) Tj ET Q q 0 0 0 rg BT 430.04 510.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.81 510.25 Td (newest ) Tj ET Q q 0 0 0 rg BT 477.13 510.25 Td (technologies ) Tj ET Q q 0 0 0 rg BT 531.22 510.25 Td (with ) Tj ET Q q 0 0 0 rg BT 552.55 510.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 498.25 Td (capabilities ) Tj ET Q q 0 0 0 rg BT 98.31 498.25 Td (in ) Tj ET Q q 0 0 0 rg BT 108.87 498.25 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 155.81 498.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 190.25 498.25 Td (design ) Tj ET Q q 0 0 0 rg BT 219.13 498.25 Td (and ) Tj ET Q q 0 0 0 rg BT 236.35 498.25 Td (integration, ) Tj ET Q q 0 0 0 rg BT 284.94 498.25 Td (IT) Tj ET Q q 0 0 0 rg BT 294.20 498.25 Td ( ) Tj ET Q q 0 0 0 rg BT 296.97 498.25 Td (and ) Tj ET Q q 0 0 0 rg BT 314.19 498.25 Td (business ) Tj ET Q q 0 0 0 rg BT 350.85 498.25 Td (process ) Tj ET Q q 0 0 0 rg BT 383.62 498.25 Td (outsourcing, ) Tj ET Q q 0 0 0 rg BT 436.11 498.25 Td (applications ) Tj ET Q q 0 0 0 rg BT 487.21 498.25 Td (software, ) Tj ET Q q 0 0 0 rg BT 526.91 498.25 Td (and ) Tj ET Q q 0 0 0 rg BT 543.92 498.25 Td (W) Tj ET Q q 0 0 0 rg BT 552.56 498.25 Td (eb ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 486.25 Td (application ) Tj ET Q q 0 0 0 rg BT 113.87 486.25 Td (hosting ) Tj ET Q q 0 0 0 rg BT 145.82 486.25 Td (to ) Tj ET Q q 0 0 0 rg BT 156.09 486.25 Td (meet ) Tj ET Q q 0 0 0 rg BT 178.03 486.25 Td (the ) Tj ET Q q 0 0 0 rg BT 192.74 486.25 Td (individual ) Tj ET Q q 0 0 0 rg BT 235.80 486.25 Td (needs ) Tj ET Q q 0 0 0 rg BT 261.06 486.25 Td (of ) Tj ET Q q 0 0 0 rg BT 271.89 486.25 Td (or) Tj ET Q q 0 0 0 rg BT 280.04 486.25 Td (ganizations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 461.05 Td (Acquisition & Integration Strategy) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 437.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 437.05 Td (The ) Tj ET Q q 0 0 0 rg BT 103.98 437.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 145.29 437.05 Td (looks ) Tj ET Q q 0 0 0 rg BT 169.39 437.05 Td (at ) Tj ET Q q 0 0 0 rg BT 179.03 437.05 Td (its ) Tj ET Q q 0 0 0 rg BT 190.91 437.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 237.22 437.05 Td (strategy ) Tj ET Q q 0 0 0 rg BT 271.30 437.05 Td (as ) Tj ET Q q 0 0 0 rg BT 282.06 437.05 Td (an ) Tj ET Q q 0 0 0 rg BT 293.93 437.05 Td (ef) Tj ET Q q 0 0 0 rg BT 301.52 437.05 Td (ficient ) Tj ET Q q 0 0 0 rg BT 329.49 437.05 Td (way ) Tj ET Q q 0 0 0 rg BT 348.57 437.05 Td (to ) Tj ET Q q 0 0 0 rg BT 358.78 437.05 Td (further ) Tj ET Q q 0 0 0 rg BT 388.42 437.05 Td (expand ) Tj ET Q q 0 0 0 rg BT 419.72 437.05 Td (its ) Tj ET Q q 0 0 0 rg BT 431.60 437.05 Td (reach ) Tj ET Q q 0 0 0 rg BT 455.67 437.05 Td (in ) Tj ET Q q 0 0 0 rg BT 465.88 437.05 Td (the ) Tj ET Q q 0 0 0 rg BT 480.52 437.05 Td (insurance ) Tj ET Q q 0 0 0 rg BT 521.27 437.05 Td (sector ) Tj ET Q q 0 0 0 rg BT 547.57 437.05 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 425.05 Td (also ) Tj ET Q q 0 0 0 rg BT 68.27 425.05 Td (as ) Tj ET Q q 0 0 0 rg BT 78.77 425.05 Td (an ) Tj ET Q q 0 0 0 rg BT 90.37 425.05 Td (ef) Tj ET Q q 0 0 0 rg BT 97.96 425.05 Td (fective ) Tj ET Q q 0 0 0 rg BT 127.33 425.05 Td (utilization ) Tj ET Q q 0 0 0 rg BT 170.04 425.05 Td (of ) Tj ET Q q 0 0 0 rg BT 180.53 425.05 Td (the ) Tj ET Q q 0 0 0 rg BT 194.91 425.05 Td (operating ) Tj ET Q q 0 0 0 rg BT 234.84 425.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 254.77 425.05 Td (generated ) Tj ET Q q 0 0 0 rg BT 295.80 425.05 Td (from ) Tj ET Q q 0 0 0 rg BT 317.40 425.05 Td (its ) Tj ET Q q 0 0 0 rg BT 329.02 425.05 Td (business. ) Tj ET Q q 0 0 0 rg BT 367.57 425.05 Td (However) Tj ET Q q 0 0 0 rg BT 403.82 425.05 Td (, ) Tj ET Q q 0 0 0 rg BT 408.49 425.05 Td (the ) Tj ET Q q 0 0 0 rg BT 422.87 425.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 463.92 425.05 Td (does ) Tj ET Q q 0 0 0 rg BT 484.41 425.05 Td (not ) Tj ET Q q 0 0 0 rg BT 499.36 425.05 Td (believe ) Tj ET Q q 0 0 0 rg BT 530.39 425.05 Td (that ) Tj ET Q q 0 0 0 rg BT 547.55 425.05 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 413.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 96.43 413.05 Td (strategy ) Tj ET Q q 0 0 0 rg BT 130.63 413.05 Td (is ) Tj ET Q q 0 0 0 rg BT 139.85 413.05 Td (entirely ) Tj ET Q q 0 0 0 rg BT 172.93 413.05 Td (critical ) Tj ET Q q 0 0 0 rg BT 203.24 413.05 Td (to ) Tj ET Q q 0 0 0 rg BT 213.56 413.05 Td (its ) Tj ET Q q 0 0 0 rg BT 225.56 413.05 Td (future ) Tj ET Q q 0 0 0 rg BT 251.98 413.05 Td (profitability ) Tj ET Q q 0 0 0 rg BT 302.30 413.05 Td (or ) Tj ET Q q 0 0 0 rg BT 313.17 413.05 Td (liquidity) Tj ET Q q 0 0 0 rg BT 346.42 413.05 Td (. ) Tj ET Q q 0 0 0 rg BT 351.46 413.05 Td (Management ) Tj ET Q q 0 0 0 rg BT 406.21 413.05 Td (looks ) Tj ET Q q 0 0 0 rg BT 430.43 413.05 Td (at ) Tj ET Q q 0 0 0 rg BT 440.19 413.05 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 490.51 413.05 Td (as ) Tj ET Q q 0 0 0 rg BT 501.39 413.05 Td (an ) Tj ET Q q 0 0 0 rg BT 513.37 413.05 Td (integral ) Tj ET Q q 0 0 0 rg BT 546.46 413.05 Td (part ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 401.05 Td (of ) Tj ET Q q 0 0 0 rg BT 59.73 401.05 Td (the ) Tj ET Q q 0 0 0 rg BT 73.35 401.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 119.33 401.05 Td (growth ) Tj ET Q q 0 0 0 rg BT 149.06 401.05 Td (strategy) Tj ET Q q 0 0 0 rg BT 180.07 401.05 Td (.) Tj ET Q q 0 0 0 rg BT 184.89 401.05 Td (W) Tj ET Q q 0 0 0 rg BT 193.53 401.05 Td (e ) Tj ET Q q 0 0 0 rg BT 199.37 401.05 Td (look ) Tj ET Q q 0 0 0 rg BT 218.54 401.05 Td (at ) Tj ET Q q 0 0 0 rg BT 227.16 401.05 Td (making ) Tj ET Q q 0 0 0 rg BT 258.56 401.05 Td (complimentary ) Tj ET Q q 0 0 0 rg BT 320.50 401.05 Td (accretive ) Tj ET Q q 0 0 0 rg BT 357.98 401.05 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 407.15 401.05 Td (as ) Tj ET Q q 0 0 0 rg BT 416.88 401.05 Td (and ) Tj ET Q q 0 0 0 rg BT 432.72 401.05 Td (when ) Tj ET Q q 0 0 0 rg BT 455.79 401.05 Td (the ) Tj ET Q q 0 0 0 rg BT 469.40 401.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 509.69 401.05 Td (has ) Tj ET Q q 0 0 0 rg BT 524.42 401.05 Td (suf) Tj ET Q q 0 0 0 rg BT 536.46 401.05 Td (ficient ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 389.05 Td (liquidity) Tj ET Q q 0 0 0 rg BT 83.24 389.05 Td (, ) Tj ET Q q 0 0 0 rg BT 88.24 389.05 Td (stable ) Tj ET Q q 0 0 0 rg BT 114.07 389.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 134.34 389.05 Td (flows, ) Tj ET Q q 0 0 0 rg BT 161.56 389.05 Td (and ) Tj ET Q q 0 0 0 rg BT 178.50 389.05 Td (access ) Tj ET Q q 0 0 0 rg BT 206.53 389.05 Td (to ) Tj ET Q q 0 0 0 rg BT 216.81 389.05 Td (financing ) Tj ET Q q 0 0 0 rg BT 257.08 389.05 Td (at ) Tj ET Q q 0 0 0 rg BT 266.79 389.05 Td (attractive ) Tj ET Q q 0 0 0 rg BT 306.49 389.05 Td (interest ) Tj ET Q q 0 0 0 rg BT 338.42 389.05 Td (rates ) Tj ET Q q 0 0 0 rg BT 359.80 389.05 Td (to ) Tj ET Q q 0 0 0 rg BT 370.08 389.05 Td (do ) Tj ET Q q 0 0 0 rg BT 382.58 389.05 Td (so. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 365.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 365.05 Td (The ) Tj ET Q q 0 0 0 rg BT 103.88 365.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 145.10 365.05 Td (seeks ) Tj ET Q q 0 0 0 rg BT 169.10 365.05 Td (to ) Tj ET Q q 0 0 0 rg BT 179.21 365.05 Td (acquire ) Tj ET Q q 0 0 0 rg BT 210.97 365.05 Td (businesses ) Tj ET Q q 0 0 0 rg BT 255.52 365.05 Td (that ) Tj ET Q q 0 0 0 rg BT 272.85 365.05 Td (are ) Tj ET Q q 0 0 0 rg BT 287.39 365.05 Td (syner) Tj ET Q q 0 0 0 rg BT 308.87 365.05 Td (gistic ) Tj ET Q q 0 0 0 rg BT 332.87 365.05 Td (to ) Tj ET Q q 0 0 0 rg BT 342.98 365.05 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 369.90 365.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 403.90 365.05 Td (products ) Tj ET Q q 0 0 0 rg BT 440.67 365.05 Td (and ) Tj ET Q q 0 0 0 rg BT 457.44 365.05 Td (services. ) Tj ET Q q 0 0 0 rg BT 494.48 365.05 Td (In ) Tj ET Q q 0 0 0 rg BT 505.15 365.05 Td (this ) Tj ET Q q 0 0 0 rg BT 521.93 365.05 Td (regard ) Tj ET Q q 0 0 0 rg BT 549.80 365.05 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 353.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 96.88 353.05 Td (goal ) Tj ET Q q 0 0 0 rg BT 116.40 353.05 Td (is ) Tj ET Q q 0 0 0 rg BT 125.38 353.05 Td (to ) Tj ET Q q 0 0 0 rg BT 135.46 353.05 Td (provide ) Tj ET Q q 0 0 0 rg BT 168.31 353.05 Td (comprehensive, ) Tj ET Q q 0 0 0 rg BT 233.65 353.05 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 280.94 353.05 Td (based ) Tj ET Q q 0 0 0 rg BT 306.01 353.05 Td (solutions ) Tj ET Q q 0 0 0 rg BT 344.43 353.05 Td (that ) Tj ET Q q 0 0 0 rg BT 361.73 353.05 Td (simplify ) Tj ET Q q 0 0 0 rg BT 397.37 353.05 Td (insurance ) Tj ET Q q 0 0 0 rg BT 437.99 353.05 Td (industry ) Tj ET Q q 0 0 0 rg BT 473.07 353.05 Td (transaction ) Tj ET Q q 0 0 0 rg BT 519.24 353.05 Td (processing ) Tj ET Q q 0 0 0 rg BT 564.51 353.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 341.05 Td (by ) Tj ET Q q 0 0 0 rg BT 62.78 341.05 Td (carrying ) Tj ET Q q 0 0 0 rg BT 98.87 341.05 Td (data ) Tj ET Q q 0 0 0 rg BT 118.30 341.05 Td (from ) Tj ET Q q 0 0 0 rg BT 140.52 341.05 Td (one ) Tj ET Q q 0 0 0 rg BT 157.73 341.05 Td (end ) Tj ET Q q 0 0 0 rg BT 174.95 341.05 Td (to ) Tj ET Q q 0 0 0 rg BT 185.51 341.05 Td (another ) Tj ET Q q 0 0 0 rg BT 218.27 341.05 Td (seamlessly) Tj ET Q q 0 0 0 rg BT 260.94 341.05 Td (. ) Tj ET Q q 0 0 0 rg BT 265.61 341.05 Td (Any ) Tj ET Q q 0 0 0 rg BT 285.61 341.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 332.27 341.05 Td (made ) Tj ET Q q 0 0 0 rg BT 356.70 341.05 Td (by ) Tj ET Q q 0 0 0 rg BT 369.48 341.05 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 391.14 341.05 Td (typically ) Tj ET Q q 0 0 0 rg BT 428.91 341.05 Td (will ) Tj ET Q q 0 0 0 rg BT 447.24 341.05 Td (fall ) Tj ET Q q 0 0 0 rg BT 463.34 341.05 Td (into ) Tj ET Q q 0 0 0 rg BT 481.68 341.05 Td (one ) Tj ET Q q 0 0 0 rg BT 498.89 341.05 Td (of ) Tj ET Q q 0 0 0 rg BT 510.00 341.05 Td (two ) Tj ET Q q 0 0 0 rg BT 527.78 341.05 Td (dif) Tj ET Q q 0 0 0 rg BT 538.71 341.05 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 329.05 Td (categories ) Tj ET Q q 0 0 0 rg BT 93.54 329.05 Td (- ) Tj ET Q q 0 0 0 rg BT 99.88 329.05 Td (one, ) Tj ET Q q 0 0 0 rg BT 119.82 329.05 Td (wherein ) Tj ET Q q 0 0 0 rg BT 155.04 329.05 Td (the ) Tj ET Q q 0 0 0 rg BT 170.26 329.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 207.69 329.05 Td (company ) Tj ET Q q 0 0 0 rg BT 247.35 329.05 Td (has ) Tj ET Q q 0 0 0 rg BT 263.69 329.05 Td (products ) Tj ET Q q 0 0 0 rg BT 301.13 329.05 Td (and/or ) Tj ET Q q 0 0 0 rg BT 329.69 329.05 Td (services ) Tj ET Q q 0 0 0 rg BT 364.90 329.05 Td (that ) Tj ET Q q 0 0 0 rg BT 382.90 329.05 Td (are ) Tj ET Q q 0 0 0 rg BT 398.12 329.05 Td (competitive ) Tj ET Q q 0 0 0 rg BT 448.33 329.05 Td (to ) Tj ET Q q 0 0 0 rg BT 459.12 329.05 Td (our ) Tj ET Q q 0 0 0 rg BT 475.45 329.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 510.13 329.05 Td (products ) Tj ET Q q 0 0 0 rg BT 547.57 329.05 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 317.05 Td (services; ) Tj ET Q q 0 0 0 rg BT 87.80 317.05 Td (and ) Tj ET Q q 0 0 0 rg BT 105.05 317.05 Td (two, ) Tj ET Q q 0 0 0 rg BT 125.36 317.05 Td (wherein ) Tj ET Q q 0 0 0 rg BT 160.38 317.05 Td (the ) Tj ET Q q 0 0 0 rg BT 175.41 317.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 212.64 317.05 Td (company's ) Tj ET Q q 0 0 0 rg BT 257.80 317.05 Td (products ) Tj ET Q q 0 0 0 rg BT 295.05 317.05 Td (and ) Tj ET Q q 0 0 0 rg BT 312.30 317.05 Td (services ) Tj ET Q q 0 0 0 rg BT 347.32 317.05 Td (are ) Tj ET Q q 0 0 0 rg BT 362.34 317.05 Td (a ) Tj ET Q q 0 0 0 rg BT 369.59 317.05 Td (complement ) Tj ET Q q 0 0 0 rg BT 421.83 317.05 Td (to ) Tj ET Q q 0 0 0 rg BT 432.42 317.05 Td (and ) Tj ET Q q 0 0 0 rg BT 449.67 317.05 Td (an ) Tj ET Q q 0 0 0 rg BT 461.92 317.05 Td (extension ) Tj ET Q q 0 0 0 rg BT 503.05 317.05 Td (of ) Tj ET Q q 0 0 0 rg BT 514.20 317.05 Td (our ) Tj ET Q q 0 0 0 rg BT 530.34 317.05 Td (existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 305.05 Td (products ) Tj ET Q q 0 0 0 rg BT 86.94 305.05 Td (and ) Tj ET Q q 0 0 0 rg BT 103.88 305.05 Td (services. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 293.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 281.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 281.05 Td (In ) Tj ET Q q 0 0 0 rg BT 97.09 281.05 Td (cases ) Tj ET Q q 0 0 0 rg BT 120.94 281.05 Td (where ) Tj ET Q q 0 0 0 rg BT 148.13 281.05 Td (an ) Tj ET Q q 0 0 0 rg BT 160.32 281.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 197.50 281.05 Td (company's ) Tj ET Q q 0 0 0 rg BT 242.61 281.05 Td (products ) Tj ET Q q 0 0 0 rg BT 279.80 281.05 Td (and ) Tj ET Q q 0 0 0 rg BT 297.00 281.05 Td (services ) Tj ET Q q 0 0 0 rg BT 331.96 281.05 Td (are ) Tj ET Q q 0 0 0 rg BT 346.92 281.05 Td (competitive ) Tj ET Q q 0 0 0 rg BT 396.89 281.05 Td (to ) Tj ET Q q 0 0 0 rg BT 407.42 281.05 Td (our ) Tj ET Q q 0 0 0 rg BT 423.51 281.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 457.93 281.05 Td (products ) Tj ET Q q 0 0 0 rg BT 495.12 281.05 Td (and ) Tj ET Q q 0 0 0 rg BT 512.32 281.05 Td (services, ) Tj ET Q q 0 0 0 rg BT 549.78 281.05 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 269.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.85 269.05 Td (immediately ) Tj ET Q q 0 0 0 rg BT 144.80 269.05 Td (strives ) Tj ET Q q 0 0 0 rg BT 173.87 269.05 Td (towards ) Tj ET Q q 0 0 0 rg BT 208.50 269.05 Td (the ) Tj ET Q q 0 0 0 rg BT 223.68 269.05 Td (goal ) Tj ET Q q 0 0 0 rg BT 243.86 269.05 Td (of ) Tj ET Q q 0 0 0 rg BT 255.15 269.05 Td (providing ) Tj ET Q q 0 0 0 rg BT 297.00 269.05 Td (a ) Tj ET Q q 0 0 0 rg BT 304.40 269.05 Td (single ) Tj ET Q q 0 0 0 rg BT 331.25 269.05 Td (product ) Tj ET Q q 0 0 0 rg BT 364.77 269.05 Td (or ) Tj ET Q q 0 0 0 rg BT 376.06 269.05 Td (service ) Tj ET Q q 0 0 0 rg BT 407.34 269.05 Td (in ) Tj ET Q q 0 0 0 rg BT 418.08 269.05 Td (the ) Tj ET Q q 0 0 0 rg BT 433.26 269.05 Td (functional ) Tj ET Q q 0 0 0 rg BT 476.77 269.05 Td (area, ) Tj ET Q q 0 0 0 rg BT 498.88 269.05 Td (with ) Tj ET Q q 0 0 0 rg BT 519.62 269.05 Td (a ) Tj ET Q q 0 0 0 rg BT 527.02 269.05 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 257.05 Td (code ) Tj ET Q q 0 0 0 rg BT 71.13 257.05 Td (base ) Tj ET Q q 0 0 0 rg BT 91.15 257.05 Td (around ) Tj ET Q q 0 0 0 rg BT 121.16 257.05 Td (the ) Tj ET Q q 0 0 0 rg BT 135.63 257.05 Td (world ) Tj ET Q q 0 0 0 rg BT 161.21 257.05 Td (rather ) Tj ET Q q 0 0 0 rg BT 186.78 257.05 Td (than ) Tj ET Q q 0 0 0 rg BT 206.24 257.05 Td (have ) Tj ET Q q 0 0 0 rg BT 227.37 257.05 Td (multiple ) Tj ET Q q 0 0 0 rg BT 262.95 257.05 Td (products ) Tj ET Q q 0 0 0 rg BT 299.64 257.05 Td (addressing ) Tj ET Q q 0 0 0 rg BT 344.66 257.05 Td (the ) Tj ET Q q 0 0 0 rg BT 359.12 257.05 Td (same ) Tj ET Q q 0 0 0 rg BT 381.92 257.05 Td (area. ) Tj ET Q q 0 0 0 rg BT 403.32 257.05 Td (In ) Tj ET Q q 0 0 0 rg BT 413.90 257.05 Td (each ) Tj ET Q q 0 0 0 rg BT 434.46 257.05 Td (case, ) Tj ET Q q 0 0 0 rg BT 456.42 257.05 Td (the ) Tj ET Q q 0 0 0 rg BT 470.89 257.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 512.02 257.05 Td (immediately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 245.05 Td (works ) Tj ET Q q 0 0 0 rg BT 77.57 245.05 Td (towards ) Tj ET Q q 0 0 0 rg BT 112.36 245.05 Td (assimilating ) Tj ET Q q 0 0 0 rg BT 163.82 245.05 Td (the ) Tj ET Q q 0 0 0 rg BT 179.17 245.05 Td (best ) Tj ET Q q 0 0 0 rg BT 198.40 245.05 Td (of ) Tj ET Q q 0 0 0 rg BT 209.86 245.05 Td (breed ) Tj ET Q q 0 0 0 rg BT 235.20 245.05 Td (functionality ) Tj ET Q q 0 0 0 rg BT 289.43 245.05 Td (on ) Tj ET Q q 0 0 0 rg BT 302.55 245.05 Td (a ) Tj ET Q q 0 0 0 rg BT 310.12 245.05 Td (common ) Tj ET Q q 0 0 0 rg BT 348.25 245.05 Td (architecture ) Tj ET Q q 0 0 0 rg BT 398.56 245.05 Td (approach, ) Tj ET Q q 0 0 0 rg BT 440.84 245.05 Td (to ) Tj ET Q q 0 0 0 rg BT 451.74 245.05 Td (provide ) Tj ET Q q 0 0 0 rg BT 485.42 245.05 Td (a ) Tj ET Q q 0 0 0 rg BT 492.99 245.05 Td (single ) Tj ET Q q 0 0 0 rg BT 520.00 245.05 Td (product ) Tj ET Q q 0 0 0 rg BT 553.68 245.05 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 233.05 Td (service ) Tj ET Q q 0 0 0 rg BT 80.62 233.05 Td (to ) Tj ET Q q 0 0 0 rg BT 90.71 233.05 Td (our ) Tj ET Q q 0 0 0 rg BT 106.34 233.05 Td (end ) Tj ET Q q 0 0 0 rg BT 123.09 233.05 Td (customers. ) Tj ET Q q 0 0 0 rg BT 168.27 233.05 Td (The ) Tj ET Q q 0 0 0 rg BT 186.13 233.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 233.01 233.05 Td (goal ) Tj ET Q q 0 0 0 rg BT 252.54 233.05 Td (remains ) Tj ET Q q 0 0 0 rg BT 286.50 233.05 Td (to ) Tj ET Q q 0 0 0 rg BT 296.58 233.05 Td (provide ) Tj ET Q q 0 0 0 rg BT 329.43 233.05 Td (a ) Tj ET Q q 0 0 0 rg BT 336.18 233.05 Td (simplistic ) Tj ET Q q 0 0 0 rg BT 377.38 233.05 Td (solution ) Tj ET Q q 0 0 0 rg BT 411.91 233.05 Td (for ) Tj ET Q q 0 0 0 rg BT 425.88 233.05 Td (our ) Tj ET Q q 0 0 0 rg BT 441.51 233.05 Td (customer ) Tj ET Q q 0 0 0 rg BT 480.47 233.05 Td (base, ) Tj ET Q q 0 0 0 rg BT 503.05 233.05 Td (while ) Tj ET Q q 0 0 0 rg BT 527.57 233.05 Td (ensuring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 221.05 Td (that ) Tj ET Q q 0 0 0 rg BT 66.87 221.05 Td (any ) Tj ET Q q 0 0 0 rg BT 83.19 221.05 Td (product ) Tj ET Q q 0 0 0 rg BT 115.61 221.05 Td (or ) Tj ET Q q 0 0 0 rg BT 125.82 221.05 Td (service ) Tj ET Q q 0 0 0 rg BT 156.01 221.05 Td (integrates ) Tj ET Q q 0 0 0 rg BT 196.76 221.05 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 241.96 221.05 Td (with ) Tj ET Q q 0 0 0 rg BT 261.61 221.05 Td (other ) Tj ET Q q 0 0 0 rg BT 284.04 221.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 317.58 221.05 Td (or ) Tj ET Q q 0 0 0 rg BT 327.78 221.05 Td (outside ) Tj ET Q q 0 0 0 rg BT 358.55 221.05 Td (functionalities. ) Tj ET Q q 0 0 0 rg BT 420.13 221.05 Td (Irrespective ) Tj ET Q q 0 0 0 rg BT 469.20 221.05 Td (of ) Tj ET Q q 0 0 0 rg BT 479.41 221.05 Td (whether ) Tj ET Q q 0 0 0 rg BT 513.49 221.05 Td (the ) Tj ET Q q 0 0 0 rg BT 527.58 221.05 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 209.05 Td (company's ) Tj ET Q q 0 0 0 rg BT 94.51 209.05 Td (product/service ) Tj ET Q q 0 0 0 rg BT 158.30 209.05 Td (is ) Tj ET Q q 0 0 0 rg BT 167.13 209.05 Td (retired ) Tj ET Q q 0 0 0 rg BT 195.38 209.05 Td (or ) Tj ET Q q 0 0 0 rg BT 205.87 209.05 Td (the ) Tj ET Q q 0 0 0 rg BT 220.24 209.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 254.07 209.05 Td (product/service ) Tj ET Q q 0 0 0 rg BT 317.86 209.05 Td (is ) Tj ET Q q 0 0 0 rg BT 326.69 209.05 Td (retired, ) Tj ET Q q 0 0 0 rg BT 357.44 209.05 Td (the ) Tj ET Q q 0 0 0 rg BT 371.82 209.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 412.86 209.05 Td (is ) Tj ET Q q 0 0 0 rg BT 421.69 209.05 Td (focused ) Tj ET Q q 0 0 0 rg BT 454.94 209.05 Td (on ) Tj ET Q q 0 0 0 rg BT 467.10 209.05 Td (maximizing ) Tj ET Q q 0 0 0 rg BT 517.03 209.05 Td (operational ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 197.05 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 197.05 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 91.58 197.05 Td (for ) Tj ET Q q 0 0 0 rg BT 105.03 197.05 Td (our ) Tj ET Q q 0 0 0 rg BT 120.16 197.05 Td (business ) Tj ET Q q 0 0 0 rg BT 155.84 197.05 Td (while ) Tj ET Q q 0 0 0 rg BT 179.85 197.05 Td (creating ) Tj ET Q q 0 0 0 rg BT 213.84 197.05 Td (new ) Tj ET Q q 0 0 0 rg BT 232.29 197.05 Td (cutting ) Tj ET Q q 0 0 0 rg BT 261.86 197.05 Td (edge ) Tj ET Q q 0 0 0 rg BT 282.53 197.05 Td (products ) Tj ET Q q 0 0 0 rg BT 318.76 197.05 Td (and ) Tj ET Q q 0 0 0 rg BT 334.99 197.05 Td (services ) Tj ET Q q 0 0 0 rg BT 368.99 197.05 Td (that ) Tj ET Q q 0 0 0 rg BT 385.78 197.05 Td (can ) Tj ET Q q 0 0 0 rg BT 401.45 197.05 Td (replace ) Tj ET Q q 0 0 0 rg BT 432.10 197.05 Td (both ) Tj ET Q q 0 0 0 rg BT 451.67 197.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 485.13 197.05 Td (or ) Tj ET Q q 0 0 0 rg BT 495.25 197.05 Td (acquired ) Tj ET Q q 0 0 0 rg BT 531.46 197.05 Td (product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 185.05 Td (or ) Tj ET Q q 0 0 0 rg BT 60.83 185.05 Td (service ) Tj ET Q q 0 0 0 rg BT 91.65 185.05 Td (of) Tj ET Q q 0 0 0 rg BT 99.79 185.05 Td (ferings ) Tj ET Q q 0 0 0 rg BT 130.06 185.05 Td (in ) Tj ET Q q 0 0 0 rg BT 140.34 185.05 Td (order ) Tj ET Q q 0 0 0 rg BT 163.94 185.05 Td (to ) Tj ET Q q 0 0 0 rg BT 174.22 185.05 Td (make ) Tj ET Q q 0 0 0 rg BT 198.37 185.05 Td (future ) Tj ET Q q 0 0 0 rg BT 224.75 185.05 Td (product ) Tj ET Q q 0 0 0 rg BT 257.80 185.05 Td (sales ) Tj ET Q q 0 0 0 rg BT 279.74 185.05 Td (and ) Tj ET Q q 0 0 0 rg BT 296.67 185.05 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 349.70 185.05 Td (more ) Tj ET Q q 0 0 0 rg BT 372.75 185.05 Td (ef) Tj ET Q q 0 0 0 rg BT 380.34 185.05 Td (ficient. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 161.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 161.05 Td (Once ) Tj ET Q q 0 0 0 rg BT 109.51 161.05 Td (an ) Tj ET Q q 0 0 0 rg BT 121.36 161.05 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 167.65 161.05 Td (is ) Tj ET Q q 0 0 0 rg BT 176.73 161.05 Td (consummated, ) Tj ET Q q 0 0 0 rg BT 237.19 161.05 Td (the ) Tj ET Q q 0 0 0 rg BT 251.81 161.05 Td (infrastructure, ) Tj ET Q q 0 0 0 rg BT 310.59 161.05 Td (personnel ) Tj ET Q q 0 0 0 rg BT 351.88 161.05 Td (resources, ) Tj ET Q q 0 0 0 rg BT 394.55 161.05 Td (sales, ) Tj ET Q q 0 0 0 rg BT 418.90 161.05 Td (product ) Tj ET Q q 0 0 0 rg BT 451.85 161.05 Td (management, ) Tj ET Q q 0 0 0 rg BT 507.85 161.05 Td (development, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 149.05 Td (and ) Tj ET Q q 0 0 0 rg BT 67.12 149.05 Td (other ) Tj ET Q q 0 0 0 rg BT 90.35 149.05 Td (common ) Tj ET Q q 0 0 0 rg BT 128.03 149.05 Td (functions ) Tj ET Q q 0 0 0 rg BT 167.93 149.05 Td (are ) Tj ET Q q 0 0 0 rg BT 182.82 149.05 Td (integrated ) Tj ET Q q 0 0 0 rg BT 225.48 149.05 Td (with ) Tj ET Q q 0 0 0 rg BT 245.94 149.05 Td (existing ) Tj ET Q q 0 0 0 rg BT 280.29 149.05 Td (operations ) Tj ET Q q 0 0 0 rg BT 324.63 149.05 Td (to ) Tj ET Q q 0 0 0 rg BT 335.09 149.05 Td (ensure ) Tj ET Q q 0 0 0 rg BT 363.87 149.05 Td (that ) Tj ET Q q 0 0 0 rg BT 381.55 149.05 Td (ef) Tj ET Q q 0 0 0 rg BT 389.14 149.05 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 430.13 149.05 Td (are ) Tj ET Q q 0 0 0 rg BT 445.02 149.05 Td (maximized ) Tj ET Q q 0 0 0 rg BT 492.14 149.05 Td (and ) Tj ET Q q 0 0 0 rg BT 509.26 149.05 Td (redundancies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 137.05 Td (eliminated. ) Tj ET Q q 0 0 0 rg BT 97.31 137.05 Td (W) Tj ET Q q 0 0 0 rg BT 105.95 137.05 Td (e ) Tj ET Q q 0 0 0 rg BT 113.19 137.05 Td (generally ) Tj ET Q q 0 0 0 rg BT 153.20 137.05 Td (do ) Tj ET Q q 0 0 0 rg BT 166.01 137.05 Td (not ) Tj ET Q q 0 0 0 rg BT 181.59 137.05 Td (maintain ) Tj ET Q q 0 0 0 rg BT 219.39 137.05 Td (separate ) Tj ET Q q 0 0 0 rg BT 254.95 137.05 Td (sales, ) Tj ET Q q 0 0 0 rg BT 279.70 137.05 Td (development, ) Tj ET Q q 0 0 0 rg BT 336.65 137.05 Td (product ) Tj ET Q q 0 0 0 rg BT 370.01 137.05 Td (management, ) Tj ET Q q 0 0 0 rg BT 426.40 137.05 Td (implementation ) Tj ET Q q 0 0 0 rg BT 491.97 137.05 Td (or ) Tj ET Q q 0 0 0 rg BT 503.11 137.05 Td (quality ) Tj ET Q q 0 0 0 rg BT 533.69 137.05 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 125.05 Td (groups ) Tj ET Q q 0 0 0 rg BT 79.12 125.05 Td (post-closing ) Tj ET Q q 0 0 0 rg BT 129.91 125.05 Td (so ) Tj ET Q q 0 0 0 rg BT 140.70 125.05 Td (as ) Tj ET Q q 0 0 0 rg BT 150.93 125.05 Td (to ) Tj ET Q q 0 0 0 rg BT 160.61 125.05 Td (ensure ) Tj ET Q q 0 0 0 rg BT 188.60 125.05 Td (that ) Tj ET Q q 0 0 0 rg BT 205.50 125.05 Td (the ) Tj ET Q q 0 0 0 rg BT 219.61 125.05 Td (integration ) Tj ET Q q 0 0 0 rg BT 264.83 125.05 Td (is ) Tj ET Q q 0 0 0 rg BT 273.40 125.05 Td (ef) Tj ET Q q 0 0 0 rg BT 280.99 125.05 Td (ficient ) Tj ET Q q 0 0 0 rg BT 308.43 125.05 Td (across ) Tj ET Q q 0 0 0 rg BT 335.32 125.05 Td (all ) Tj ET Q q 0 0 0 rg BT 347.22 125.05 Td (fronts. ) Tj ET Q q 0 0 0 rg BT 374.81 125.05 Td (The ) Tj ET Q q 0 0 0 rg BT 392.26 125.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 433.04 125.05 Td (integrates ) Tj ET Q q 0 0 0 rg BT 473.81 125.05 Td (and ) Tj ET Q q 0 0 0 rg BT 490.15 125.05 Td (where ) Tj ET Q q 0 0 0 rg BT 516.48 125.05 Td (appropriate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 113.05 Td (centralizes ) Tj ET Q q 0 0 0 rg BT 94.93 113.05 Td (certain ) Tj ET Q q 0 0 0 rg BT 124.32 113.05 Td (key ) Tj ET Q q 0 0 0 rg BT 140.94 113.05 Td (functions ) Tj ET Q q 0 0 0 rg BT 180.34 113.05 Td (such ) Tj ET Q q 0 0 0 rg BT 200.85 113.05 Td (as ) Tj ET Q q 0 0 0 rg BT 211.36 113.05 Td (product ) Tj ET Q q 0 0 0 rg BT 244.09 113.05 Td (development, ) Tj ET Q q 0 0 0 rg BT 300.42 113.05 Td (information ) Tj ET Q q 0 0 0 rg BT 349.82 113.05 Td (technology) Tj ET Q q 0 0 0 rg BT 393.60 113.05 Td (, ) Tj ET Q q 0 0 0 rg BT 398.29 113.05 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 443.51 113.05 Td (sales, ) Tj ET Q q 0 0 0 rg BT 467.63 113.05 Td (finance, ) Tj ET Q q 0 0 0 rg BT 501.74 113.05 Td (administration, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 101.05 Td (and ) Tj ET Q q 0 0 0 rg BT 66.15 101.05 Td (quality ) Tj ET Q q 0 0 0 rg BT 95.64 101.05 Td (assurance ) Tj ET Q q 0 0 0 rg BT 136.23 101.05 Td (immediately ) Tj ET Q q 0 0 0 rg BT 187.93 101.05 Td (after ) Tj ET Q q 0 0 0 rg BT 207.96 101.05 Td (an ) Tj ET Q q 0 0 0 rg BT 219.11 101.05 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 267.21 101.05 Td (to ) Tj ET Q q 0 0 0 rg BT 276.70 101.05 Td (ensure ) Tj ET Q q 0 0 0 rg BT 304.52 101.05 Td (that ) Tj ET Q q 0 0 0 rg BT 321.23 101.05 Td (the ) Tj ET Q q 0 0 0 rg BT 335.16 101.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 375.76 101.05 Td (can ) Tj ET Q q 0 0 0 rg BT 391.35 101.05 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 421.39 101.05 Td (leverage ) Tj ET Q q 0 0 0 rg BT 456.97 101.05 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 509.23 101.05 Td (opportunities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 89.05 Td (and ) Tj ET Q q 0 0 0 rg BT 66.64 89.05 Td (to ) Tj ET Q q 0 0 0 rg BT 76.62 89.05 Td (realize ) Tj ET Q q 0 0 0 rg BT 105.46 89.05 Td (cost ) Tj ET Q q 0 0 0 rg BT 123.77 89.05 Td (ef) Tj ET Q q 0 0 0 rg BT 131.36 89.05 Td (ficiencies. ) Tj ET Q q 0 0 0 rg BT 174.21 89.05 Td (While ) Tj ET Q q 0 0 0 rg BT 200.85 89.05 Td (doing ) Tj ET Q q 0 0 0 rg BT 225.83 89.05 Td (so, ) Tj ET Q q 0 0 0 rg BT 239.42 89.05 Td (the ) Tj ET Q q 0 0 0 rg BT 253.84 89.05 Td (Company's ) Tj ET Q q 0 0 0 rg BT 300.62 89.05 Td (resources ) Tj ET Q q 0 0 0 rg BT 340.58 89.05 Td (and ) Tj ET Q q 0 0 0 rg BT 357.22 89.05 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 413.28 89.05 Td (are ) Tj ET Q q 0 0 0 rg BT 427.69 89.05 Td (leveraged ) Tj ET Q q 0 0 0 rg BT 468.75 89.05 Td (to ) Tj ET Q q 0 0 0 rg BT 478.73 89.05 Td (work ) Tj ET Q q 0 0 0 rg BT 501.48 89.05 Td (across ) Tj ET Q q 0 0 0 rg BT 528.68 89.05 Td (multiple ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 77.05 Td (functions, ) Tj ET Q q 0 0 0 rg BT 92.93 77.05 Td (products ) Tj ET Q q 0 0 0 rg BT 130.59 77.05 Td (and ) Tj ET Q q 0 0 0 rg BT 148.24 77.05 Td (services ) Tj ET Q q 0 0 0 rg BT 183.67 77.05 Td (making ) Tj ET Q q 0 0 0 rg BT 216.88 77.05 Td (it ) Tj ET Q q 0 0 0 rg BT 225.65 77.05 Td (neither ) Tj ET Q q 0 0 0 rg BT 256.63 77.05 Td (practical ) Tj ET Q q 0 0 0 rg BT 294.27 77.05 Td (nor ) Tj ET Q q 0 0 0 rg BT 310.82 77.05 Td (feasible ) Tj ET Q q 0 0 0 rg BT 345.13 77.05 Td (to ) Tj ET Q q 0 0 0 rg BT 356.12 77.05 Td (precisely ) Tj ET Q q 0 0 0 rg BT 395.43 77.05 Td (separately ) Tj ET Q q 0 0 0 rg BT 439.18 77.05 Td (track ) Tj ET Q q 0 0 0 rg BT 462.38 77.05 Td (and ) Tj ET Q q 0 0 0 rg BT 480.04 77.05 Td (disclose ) Tj ET Q q 0 0 0 rg BT 515.47 77.05 Td (the ) Tj ET Q q 0 0 0 rg BT 530.91 77.05 Td (specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 65.05 Td (earnings ) Tj ET Q q 0 0 0 rg BT 86.76 65.05 Td (impact ) Tj ET Q q 0 0 0 rg BT 116.85 65.05 Td (from ) Tj ET Q q 0 0 0 rg BT 139.17 65.05 Td (the ) Tj ET Q q 0 0 0 rg BT 154.26 65.05 Td (business ) Tj ET Q q 0 0 0 rg BT 191.04 65.05 Td (combinations ) Tj ET Q q 0 0 0 rg BT 247.80 65.05 Td (we ) Tj ET Q q 0 0 0 rg BT 262.34 65.05 Td (have ) Tj ET Q q 0 0 0 rg BT 284.09 65.05 Td (executed ) Tj ET Q q 0 0 0 rg BT 322.51 65.05 Td (after ) Tj ET Q q 0 0 0 rg BT 343.70 65.05 Td (they ) Tj ET Q q 0 0 0 rg BT 363.80 65.05 Td (have ) Tj ET Q q 0 0 0 rg BT 385.55 65.05 Td (been ) Tj ET Q q 0 0 0 rg BT 407.31 65.05 Td (acquired.Consequently ) Tj ET Q q 0 0 0 rg BT 504.61 65.05 Td (the ) Tj ET Q q 0 0 0 rg BT 519.71 65.05 Td (concept ) Tj ET Q q 0 0 0 rg BT 553.68 65.05 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 53.05 Td (acquisitive ) Tj ET Q q 0 0 0 rg BT 101.30 53.05 Td (growth ) Tj ET Q q 0 0 0 rg BT 137.61 53.05 Td (versus ) Tj ET Q q 0 0 0 rg BT 166.70 53.05 Td (or) Tj ET Q q 0 0 0 rg BT 179.29 53.05 Td (ganic ) Tj ET Q q 0 0 0 rg BT 204.49 53.05 Td (revenue ) Tj ET Q q 0 0 0 rg BT 239.68 53.05 Td (growth ) Tj ET Q q 0 0 0 rg BT 275.99 53.05 Td (becomes ) Tj ET Q q 0 0 0 rg BT 314.51 53.05 Td (rather ) Tj ET Q q 0 0 0 rg BT 341.37 53.05 Td (obscure ) Tj ET Q q 0 0 0 rg BT 376.01 53.05 Td (given ) Tj ET Q q 0 0 0 rg BT 401.77 53.05 Td (the ) Tj ET Q q 0 0 0 rg BT 417.53 53.05 Td (dynamics ) Tj ET Q q 0 0 0 rg BT 459.39 53.05 Td (and ) Tj ET Q q 0 0 0 rg BT 477.37 53.05 Td (underlying ) Tj ET Q q 0 0 0 rg BT 524.24 53.05 Td (operating ) Tj ET Q endstream endobj 13 0 obj <>] /Rotate 0 /Contents 14 0 R>> endobj 14 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (principals ) Tj ET Q q 0 0 0 rg BT 92.05 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 103.00 742.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 130.20 742.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 179.20 742.10 Td (integration, ) Tj ET Q q 0 0 0 rg BT 227.64 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.70 742.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 275.65 742.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 306.66 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 311.59 742.10 Td (This ) Tj ET Q q 0 0 0 rg BT 331.99 742.10 Td (tactic ) Tj ET Q q 0 0 0 rg BT 356.26 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 365.55 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 372.60 742.10 Td (key ) Tj ET Q q 0 0 0 rg BT 389.66 742.10 Td (part ) Tj ET Q q 0 0 0 rg BT 407.83 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 418.78 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 434.73 742.10 Td (business ) Tj ET Q q 0 0 0 rg BT 471.24 742.10 Td (strategy ) Tj ET Q q 0 0 0 rg BT 505.51 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 523.13 742.10 Td (facilitates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (high ) Tj ET Q q 0 0 0 rg BT 69.70 730.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 94.95 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.21 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 112.80 730.10 Td (ficiency) Tj ET Q q 0 0 0 rg BT 144.35 730.10 Td (, ) Tj ET Q q 0 0 0 rg BT 148.78 730.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 190.70 730.10 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 235.94 730.10 Td (vision ) Tj ET Q q 0 0 0 rg BT 262.31 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 275.90 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 291.15 730.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 329.47 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.83 730.10 Td (dif) Tj ET Q q 0 0 0 rg BT 356.76 730.10 Td (ferentiates ) Tj ET Q q 0 0 0 rg BT 400.33 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.47 730.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 455.28 730.10 Td (from ) Tj ET Q q 0 0 0 rg BT 476.64 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 491.90 730.10 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 543.11 730.10 Td (Also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.67 718.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 85.22 718.10 Td (is ) Tj ET Q q 0 0 0 rg BT 94.23 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 104.34 718.10 Td (make ) Tj ET Q q 0 0 0 rg BT 128.33 718.10 Td (niche ) Tj ET Q q 0 0 0 rg BT 152.32 718.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 202.43 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 212.55 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.10 718.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 267.75 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.53 718.10 Td (finance ) Tj ET Q q 0 0 0 rg BT 316.29 718.10 Td (sector) Tj ET Q q 0 0 0 rg BT 339.77 718.10 Td (, ) Tj ET Q q 0 0 0 rg BT 344.60 718.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 381.92 718.10 Td (them ) Tj ET Q q 0 0 0 rg BT 404.25 718.10 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 449.91 718.10 Td (into ) Tj ET Q q 0 0 0 rg BT 467.81 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.36 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 523.58 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 540.36 718.10 Td (make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (them ) Tj ET Q q 0 0 0 rg BT 72.25 706.10 Td (ef) Tj ET Q q 0 0 0 rg BT 79.84 706.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 107.64 706.10 Td (by ) Tj ET Q q 0 0 0 rg BT 119.90 706.10 Td (implementing ) Tj ET Q q 0 0 0 rg BT 177.71 706.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 204.54 706.10 Td (standardized ) Tj ET Q q 0 0 0 rg BT 257.33 706.10 Td (processes, ) Tj ET Q q 0 0 0 rg BT 300.41 706.10 Td (with ) Tj ET Q q 0 0 0 rg BT 320.45 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.92 706.10 Td (goal ) Tj ET Q q 0 0 0 rg BT 354.40 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.99 706.10 Td (increasing ) Tj ET Q q 0 0 0 rg BT 408.34 706.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 448.36 706.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 468.39 706.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 492.87 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 506.79 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.26 706.10 Td (Company) Tj ET Q q 0 0 0 rg BT 559.50 706.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 71.67 694.10 Td (s ) Tj ET Q q 0 0 0 rg BT 78.06 694.10 Td (success ) Tj ET Q q 0 0 0 rg BT 110.55 694.10 Td (with ) Tj ET Q q 0 0 0 rg BT 130.83 694.10 Td (its ) Tj ET Q q 0 0 0 rg BT 142.77 694.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 189.16 694.10 Td (strategy ) Tj ET Q q 0 0 0 rg BT 223.31 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 233.59 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.31 694.10 Td (past ) Tj ET Q q 0 0 0 rg BT 266.91 694.10 Td (has ) Tj ET Q q 0 0 0 rg BT 282.74 694.10 Td (made ) Tj ET Q q 0 0 0 rg BT 306.90 694.10 Td (it ) Tj ET Q q 0 0 0 rg BT 314.96 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 321.89 694.10 Td (central ) Tj ET Q q 0 0 0 rg BT 351.60 694.10 Td (part ) Tj ET Q q 0 0 0 rg BT 369.64 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.47 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.19 694.10 Td (future ) Tj ET Q q 0 0 0 rg BT 421.57 694.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 452.40 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 463.23 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 477.94 694.10 Td (Company) Tj ET Q q 0 0 0 rg BT 516.18 694.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 670.10 Td (In ) Tj ET Q q 0 0 0 rg BT 98.76 670.10 Td (many ) Tj ET Q q 0 0 0 rg BT 125.42 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.18 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.83 670.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 207.04 670.10 Td (made ) Tj ET Q q 0 0 0 rg BT 233.13 670.10 Td (by ) Tj ET Q q 0 0 0 rg BT 247.56 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 264.21 670.10 Td (Company) Tj ET Q q 0 0 0 rg BT 302.45 670.10 Td (, ) Tj ET Q q 0 0 0 rg BT 309.38 670.10 Td (there ) Tj ET Q q 0 0 0 rg BT 333.80 670.10 Td (are ) Tj ET Q q 0 0 0 rg BT 350.44 670.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 397.09 670.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 455.40 670.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 482.05 670.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 527.57 670.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.79 670.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (achievement ) Tj ET Q q 0 0 0 rg BT 103.23 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 114.27 658.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 144.18 658.10 Td (designated ) Tj ET Q q 0 0 0 rg BT 189.65 658.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 224.01 658.10 Td (tar) Tj ET Q q 0 0 0 rg BT 234.37 658.10 Td (gets ) Tj ET Q q 0 0 0 rg BT 253.19 658.10 Td (for ) Tj ET Q q 0 0 0 rg BT 267.56 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.48 658.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 319.61 658.10 Td (Company) Tj ET Q q 0 0 0 rg BT 357.85 658.10 Td (. ) Tj ET Q q 0 0 0 rg BT 363.06 658.10 Td (In ) Tj ET Q q 0 0 0 rg BT 374.09 658.10 Td (each ) Tj ET Q q 0 0 0 rg BT 395.12 658.10 Td (case ) Tj ET Q q 0 0 0 rg BT 415.03 658.10 Td (where ) Tj ET Q q 0 0 0 rg BT 442.17 658.10 Td (such ) Tj ET Q q 0 0 0 rg BT 463.21 658.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 508.13 658.10 Td (consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 75.03 646.10 Td (are ) Tj ET Q q 0 0 0 rg BT 90.06 646.10 Td (present, ) Tj ET Q q 0 0 0 rg BT 124.25 646.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 145.96 646.10 Td (allows ) Tj ET Q q 0 0 0 rg BT 174.88 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.92 646.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 227.16 646.10 Td (company ) Tj ET Q q 0 0 0 rg BT 266.63 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 277.23 646.10 Td (count ) Tj ET Q q 0 0 0 rg BT 302.26 646.10 Td (new ) Tj ET Q q 0 0 0 rg BT 321.74 646.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 343.99 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.14 646.10 Td (our ) Tj ET Q q 0 0 0 rg BT 371.29 646.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 405.77 646.10 Td (products ) Tj ET Q q 0 0 0 rg BT 443.03 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 460.28 646.10 Td (services ) Tj ET Q q 0 0 0 rg BT 495.31 646.10 Td (towards ) Tj ET Q q 0 0 0 rg BT 529.79 646.10 Td (meeting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.54 634.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 98.51 634.10 Td (tar) Tj ET Q q 0 0 0 rg BT 108.88 634.10 Td (get. ) Tj ET Q q 0 0 0 rg BT 125.75 634.10 Td (This ) Tj ET Q q 0 0 0 rg BT 145.85 634.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 183.16 634.10 Td (allows ) Tj ET Q q 0 0 0 rg BT 211.59 634.10 Td (us ) Tj ET Q q 0 0 0 rg BT 222.81 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 232.91 634.10 Td (still ) Tj ET Q q 0 0 0 rg BT 250.24 634.10 Td (carry ) Tj ET Q q 0 0 0 rg BT 273.10 634.10 Td (on ) Tj ET Q q 0 0 0 rg BT 285.43 634.10 Td (with ) Tj ET Q q 0 0 0 rg BT 305.53 634.10 Td (our ) Tj ET Q q 0 0 0 rg BT 321.18 634.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 366.83 634.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 397.83 634.10 Td (, ) Tj ET Q q 0 0 0 rg BT 402.66 634.10 Td (while ) Tj ET Q q 0 0 0 rg BT 427.20 634.10 Td (enabling ) Tj ET Q q 0 0 0 rg BT 463.96 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.50 634.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 515.25 634.10 Td (company ) Tj ET Q q 0 0 0 rg BT 554.23 634.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.74 622.10 Td (eligible ) Tj ET Q q 0 0 0 rg BT 94.04 622.10 Td (for ) Tj ET Q q 0 0 0 rg BT 108.00 622.10 Td (a ) Tj ET Q q 0 0 0 rg BT 114.75 622.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 148.70 622.10 Td (based ) Tj ET Q q 0 0 0 rg BT 173.77 622.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 218.29 622.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 256.13 622.10 Td (consideration. ) Tj ET Q q 0 0 0 rg BT 314.30 622.10 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 366.59 622.10 Td (we ) Tj ET Q q 0 0 0 rg BT 380.55 622.10 Td (are ) Tj ET Q q 0 0 0 rg BT 395.06 622.10 Td (able ) Tj ET Q q 0 0 0 rg BT 414.02 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 424.11 622.10 Td (maximize ) Tj ET Q q 0 0 0 rg BT 465.84 622.10 Td (operational ) Tj ET Q q 0 0 0 rg BT 513.12 622.10 Td (productivity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (while ) Tj ET Q q 0 0 0 rg BT 74.72 610.10 Td (allowing ) Tj ET Q q 0 0 0 rg BT 112.21 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.93 610.10 Td (principals ) Tj ET Q q 0 0 0 rg BT 168.86 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.69 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.41 610.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 231.33 610.10 Td (company ) Tj ET Q q 0 0 0 rg BT 270.49 610.10 Td (access ) Tj ET Q q 0 0 0 rg BT 298.53 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.80 610.10 Td (a ) Tj ET Q q 0 0 0 rg BT 315.74 610.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 346.00 610.10 Td (opportunity ) Tj ET Q q 0 0 0 rg BT 395.16 610.10 Td (for ) Tj ET Q q 0 0 0 rg BT 409.32 610.10 Td (a ) Tj ET Q q 0 0 0 rg BT 416.26 610.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 460.97 610.10 Td (reward.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 586.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.56 586.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 150.16 586.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 195.50 586.10 Td (strategies ) Tj ET Q q 0 0 0 rg BT 235.28 586.10 Td (are ) Tj ET Q q 0 0 0 rg BT 249.51 586.10 Td (tar) Tj ET Q q 0 0 0 rg BT 259.87 586.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 283.55 586.10 Td (at ) Tj ET Q q 0 0 0 rg BT 292.78 586.10 Td (improving ) Tj ET Q q 0 0 0 rg BT 336.47 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.70 586.10 Td (ef) Tj ET Q q 0 0 0 rg BT 358.29 586.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 392.51 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.86 586.10 Td (our ) Tj ET Q q 0 0 0 rg BT 418.21 586.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 456.61 586.10 Td (centralizing ) Tj ET Q q 0 0 0 rg BT 505.83 586.10 Td (key ) Tj ET Q q 0 0 0 rg BT 522.29 586.10 Td (functions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (exercising ) Tj ET Q q 0 0 0 rg BT 93.21 574.10 Td (better ) Tj ET Q q 0 0 0 rg BT 118.08 574.10 Td (control ) Tj ET Q q 0 0 0 rg BT 148.52 574.10 Td (over ) Tj ET Q q 0 0 0 rg BT 168.40 574.10 Td (our ) Tj ET Q q 0 0 0 rg BT 183.84 574.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 230.11 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 246.66 574.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 287.66 574.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 329.76 574.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 376.31 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.86 574.10 Td (product ) Tj ET Q q 0 0 0 rg BT 425.52 574.10 Td (vision ) Tj ET Q q 0 0 0 rg BT 452.08 574.10 Td (across ) Tj ET Q q 0 0 0 rg BT 479.18 574.10 Td (all ) Tj ET Q q 0 0 0 rg BT 491.29 574.10 Td (functions, ) Tj ET Q q 0 0 0 rg BT 533.12 574.10 Td (entities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.81 562.10 Td (products. ) Tj ET Q q 0 0 0 rg BT 105.94 562.10 Td (This ) Tj ET Q q 0 0 0 rg BT 126.09 562.10 Td (is ) Tj ET Q q 0 0 0 rg BT 135.13 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 141.93 562.10 Td (key ) Tj ET Q q 0 0 0 rg BT 158.74 562.10 Td (part ) Tj ET Q q 0 0 0 rg BT 176.66 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 187.35 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 203.05 562.10 Td (business ) Tj ET Q q 0 0 0 rg BT 239.31 562.10 Td (philosophy ) Tj ET Q q 0 0 0 rg BT 286.13 562.10 Td (that ) Tj ET Q q 0 0 0 rg BT 303.49 562.10 Td (enables ) Tj ET Q q 0 0 0 rg BT 335.84 562.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 357.10 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 367.25 562.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 399.04 562.10 Td (at ) Tj ET Q q 0 0 0 rg BT 408.62 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 415.43 562.10 Td (high ) Tj ET Q q 0 0 0 rg BT 435.58 562.10 Td (level ) Tj ET Q q 0 0 0 rg BT 457.38 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 468.08 562.10 Td (ef) Tj ET Q q 0 0 0 rg BT 475.66 562.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 510.23 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.04 562.10 Td (facilitate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.94 550.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 99.43 550.10 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 145.25 550.10 Td (vision ) Tj ET Q q 0 0 0 rg BT 172.20 550.10 Td (for ) Tj ET Q q 0 0 0 rg BT 186.36 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.07 550.10 Td (industry) Tj ET Q q 0 0 0 rg BT 233.20 550.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Recent ) Tj ET Q q 0 0 0 rg BT 81.93 526.10 Td (Strategic ) Tj ET Q q 0 0 0 rg BT 122.74 526.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 161.38 526.10 Td (Acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 504.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.48 504.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.29 504.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 180.65 504.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 194.81 504.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 232.58 504.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 249.78 504.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.15 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 268.08 504.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 282.24 504.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 317.51 504.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 347.76 504.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 381.35 504.10 Td (\(together ) Tj ET Q q 0 0 0 rg BT 419.38 504.10 Td (being ) Tj ET Q q 0 0 0 rg BT 443.53 504.10 Td ("PB ) Tj ET Q q 0 0 0 rg BT 461.77 504.10 Td (Systems"\), ) Tj ET Q q 0 0 0 rg BT 506.95 504.10 Td (ef) Tj ET Q q 0 0 0 rg BT 514.54 504.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 543.67 504.10 Td (June ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 60.48 492.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 85.96 492.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 101.17 492.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 137.50 492.10 Td (develops ) Tj ET Q q 0 0 0 rg BT 176.02 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 193.44 492.10 Td (implements ) Tj ET Q q 0 0 0 rg BT 243.08 492.10 Td (software ) Tj ET Q q 0 0 0 rg BT 280.49 492.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 319.59 492.10 Td (for ) Tj ET Q q 0 0 0 rg BT 334.23 492.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 375.53 492.10 Td (clients. ) Tj ET Q q 0 0 0 rg BT 407.11 492.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 428.98 492.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 466.39 492.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 481.60 492.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 517.92 492.10 Td (for ) Tj ET Q q 0 0 0 rg BT 532.56 492.10 Td (upfront ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.22 480.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 126.55 480.10 Td (in ) Tj ET Q q 0 0 0 rg BT 136.78 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.45 480.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 183.89 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.68 480.10 Td ($12.4 ) Tj ET Q q 0 0 0 rg BT 219.63 480.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 253.47 480.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 272.60 480.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 307.83 480.10 Td (future ) Tj ET Q q 0 0 0 rg BT 334.16 480.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 378.82 480.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 398.48 480.10 Td (out ) Tj ET Q q 0 0 0 rg BT 413.71 480.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 454.49 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.27 480.10 Td (up ) Tj ET Q q 0 0 0 rg BT 477.73 480.10 Td (to ) Tj ET Q q 0 0 0 rg BT 487.96 480.10 Td ($8.0 ) Tj ET Q q 0 0 0 rg BT 507.91 480.10 Td (million ) Tj ET Q q 0 0 0 rg BT 539.25 480.10 Td (based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.65 468.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 91.95 468.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 130.13 468.10 Td (over ) Tj ET Q q 0 0 0 rg BT 150.55 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 165.42 468.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 212.51 468.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 262.37 468.10 Td (month ) Tj ET Q q 0 0 0 rg BT 290.57 468.10 Td (period ) Tj ET Q q 0 0 0 rg BT 318.77 468.10 Td (following ) Tj ET Q q 0 0 0 rg BT 360.31 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 375.17 468.10 Td (ef) Tj ET Q q 0 0 0 rg BT 382.76 468.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 412.62 468.10 Td (date ) Tj ET Q q 0 0 0 rg BT 431.92 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.90 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 457.77 468.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 506.61 468.10 Td (The ) Tj ET Q q 0 0 0 rg BT 524.81 468.10 Td (valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 456.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 104.98 456.10 Td (price ) Tj ET Q q 0 0 0 rg BT 127.46 456.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 169.39 456.10 Td (for ) Tj ET Q q 0 0 0 rg BT 183.55 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.27 456.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 213.00 456.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 248.84 456.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 295.22 456.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 329.38 456.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 378.53 456.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.46 456.10 Td (will ) Tj ET Q q 0 0 0 rg BT 413.52 456.10 Td (be ) Tj ET Q q 0 0 0 rg BT 425.46 456.10 Td (finalized ) Tj ET Q q 0 0 0 rg BT 462.94 456.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 484.88 456.10 Td (to ) Tj ET Q q 0 0 0 rg BT 495.16 456.10 Td (March ) Tj ET Q q 0 0 0 rg BT 523.75 456.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 538.75 456.10 Td (2016.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 434.10 Td (The ) Tj ET Q q 0 0 0 rg BT 104.49 434.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 146.33 434.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 183.48 434.10 Td (V) Tj ET Q q 0 0 0 rg BT 190.11 434.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 200.27 434.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 228.76 434.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 258.37 434.10 Td (Communications ) Tj ET Q q 0 0 0 rg BT 329.64 434.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 360.91 434.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 395.52 434.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 409.55 434.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 419.72 434.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 448.21 434.10 Td (Health"\), ) Tj ET Q q 0 0 0 rg BT 487.73 434.10 Td (ef) Tj ET Q q 0 0 0 rg BT 495.31 434.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 525.46 434.10 Td (March ) Tj ET Q q 0 0 0 rg BT 554.51 434.10 Td (1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 74.69 422.10 Td (V) Tj ET Q q 0 0 0 rg BT 81.32 422.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 90.90 422.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 118.81 422.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 147.83 422.10 Td (is ) Tj ET Q q 0 0 0 rg BT 156.87 422.10 Td (one ) Tj ET Q q 0 0 0 rg BT 173.67 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 184.37 422.10 Td (India) Tj ET Q q 0 0 0 rg BT 207.69 422.10 Td (s ) Tj ET Q q 0 0 0 rg BT 213.95 422.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 245.75 422.10 Td (health ) Tj ET Q q 0 0 0 rg BT 272.55 422.10 Td (content ) Tj ET Q q 0 0 0 rg BT 304.35 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.15 422.10 Td (communication ) Tj ET Q q 0 0 0 rg BT 385.73 422.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 433.35 422.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 454.61 422.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 491.23 422.10 Td (V) Tj ET Q q 0 0 0 rg BT 497.85 422.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 507.43 422.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 535.34 422.10 Td (Health ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.38 410.10 Td (upfront ) Tj ET Q q 0 0 0 rg BT 96.54 410.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 117.03 410.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 173.62 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 184.12 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 199.05 410.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 231.77 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.82 410.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 263.04 410.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 297.15 410.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 316.54 410.10 Td (a ) Tj ET Q q 0 0 0 rg BT 323.70 410.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 359.19 410.10 Td (future ) Tj ET Q q 0 0 0 rg BT 385.79 410.10 Td (one ) Tj ET Q q 0 0 0 rg BT 402.95 410.10 Td (time ) Tj ET Q q 0 0 0 rg BT 423.44 410.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 468.37 410.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 488.30 410.10 Td (out ) Tj ET Q q 0 0 0 rg BT 503.80 410.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 540.95 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 552.00 410.10 Td (up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.44 398.10 Td ($372 ) Tj ET Q q 0 0 0 rg BT 81.09 398.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 118.86 398.10 Td (based ) Tj ET Q q 0 0 0 rg BT 143.29 398.10 Td (on ) Tj ET Q q 0 0 0 rg BT 154.94 398.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 183.25 398.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 220.44 398.10 Td (over ) Tj ET Q q 0 0 0 rg BT 239.87 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.74 398.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 299.84 398.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 328.15 398.10 Td (month ) Tj ET Q q 0 0 0 rg BT 355.37 398.10 Td (period ) Tj ET Q q 0 0 0 rg BT 382.57 398.10 Td (following ) Tj ET Q q 0 0 0 rg BT 423.12 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.99 398.10 Td (ef) Tj ET Q q 0 0 0 rg BT 444.58 398.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 473.44 398.10 Td (date ) Tj ET Q q 0 0 0 rg BT 491.75 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 501.74 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.61 398.10 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.09 386.10 Td (an ) Tj ET Q q 0 0 0 rg BT 79.18 386.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 121.82 386.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 157.25 386.10 Td (one ) Tj ET Q q 0 0 0 rg BT 174.34 386.10 Td (time ) Tj ET Q q 0 0 0 rg BT 194.76 386.10 Td (future ) Tj ET Q q 0 0 0 rg BT 221.29 386.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 274.46 386.10 Td (bonus ) Tj ET Q q 0 0 0 rg BT 301.00 386.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 345.31 386.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 367.96 386.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 402.25 386.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 433.23 386.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 467.53 386.10 Td (in ) Tj ET Q q 0 0 0 rg BT 477.95 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.82 386.10 Td (business ) Tj ET Q q 0 0 0 rg BT 529.36 386.10 Td (over ) Tj ET Q q 0 0 0 rg BT 549.78 386.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 96.94 374.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 146.65 374.10 Td (month ) Tj ET Q q 0 0 0 rg BT 174.70 374.10 Td (period ) Tj ET Q q 0 0 0 rg BT 202.75 374.10 Td (following ) Tj ET Q q 0 0 0 rg BT 244.14 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.85 374.10 Td (ef) Tj ET Q q 0 0 0 rg BT 266.44 374.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 296.14 374.10 Td (date ) Tj ET Q q 0 0 0 rg BT 315.30 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.13 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.84 374.10 Td (acquisition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 352.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 352.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 125.07 352.10 Td (December ) Tj ET Q q 0 0 0 rg BT 168.76 352.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 178.86 352.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 201.47 352.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 222.96 352.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 259.99 352.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 300.37 352.10 Td (Publishing, ) Tj ET Q q 0 0 0 rg BT 348.26 352.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 369.76 352.10 Td (\("Oakstone"\) ) Tj ET Q q 0 0 0 rg BT 424.96 352.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.34 352.10 Td (a ) Tj ET Q q 0 0 0 rg BT 442.38 352.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 494.42 352.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 526.46 352.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 94.39 340.10 Td (for ) Tj ET Q q 0 0 0 rg BT 108.79 340.10 Td (total ) Tj ET Q q 0 0 0 rg BT 129.31 340.10 Td (net ) Tj ET Q q 0 0 0 rg BT 144.27 340.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.79 340.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 221.41 340.10 Td (in ) Tj ET Q q 0 0 0 rg BT 231.93 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.89 340.10 Td (net ) Tj ET Q q 0 0 0 rg BT 261.85 340.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 294.59 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 305.67 340.10 Td ($23.7 ) Tj ET Q q 0 0 0 rg BT 330.92 340.10 Td (million ) Tj ET Q q 0 0 0 rg BT 362.55 340.10 Td (\($31.37 ) Tj ET Q q 0 0 0 rg BT 396.13 340.10 Td (million ) Tj ET Q q 0 0 0 rg BT 427.77 340.10 Td (less ) Tj ET Q q 0 0 0 rg BT 445.51 340.10 Td (a ) Tj ET Q q 0 0 0 rg BT 452.70 340.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 484.33 340.10 Td (net ) Tj ET Q q 0 0 0 rg BT 499.29 340.10 Td (working ) Tj ET Q q 0 0 0 rg BT 535.37 340.10 Td (capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 95.91 328.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.27 328.10 Td ($7.65 ) Tj ET Q q 0 0 0 rg BT 130.80 328.10 Td (million\). ) Tj ET Q q 0 0 0 rg BT 167.55 328.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 207.35 328.10 Td (is ) Tj ET Q q 0 0 0 rg BT 216.05 328.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 247.52 328.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 283.42 328.10 Td (of ) Tj ET Q q 0 0 0 rg BT 293.79 328.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 338.59 328.10 Td (education, ) Tj ET Q q 0 0 0 rg BT 381.99 328.10 Td (certification ) Tj ET Q q 0 0 0 rg BT 432.33 328.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 471.01 328.10 Td (for ) Tj ET Q q 0 0 0 rg BT 484.70 328.10 Td (physicians, ) Tj ET Q q 0 0 0 rg BT 531.45 328.10 Td (dentists ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.60 316.10 Td (allied ) Tj ET Q q 0 0 0 rg BT 90.96 316.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 134.20 316.10 Td (professionals, ) Tj ET Q q 0 0 0 rg BT 191.63 316.10 Td (as ) Tj ET Q q 0 0 0 rg BT 202.11 316.10 Td (well ) Tj ET Q q 0 0 0 rg BT 221.49 316.10 Td (as ) Tj ET Q q 0 0 0 rg BT 231.98 316.10 Td (wellness ) Tj ET Q q 0 0 0 rg BT 268.57 316.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 308.49 316.10 Td (for ) Tj ET Q q 0 0 0 rg BT 322.30 316.10 Td (various ) Tj ET Q q 0 0 0 rg BT 353.90 316.10 Td (or) Tj ET Q q 0 0 0 rg BT 362.05 316.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 412.25 316.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 452.17 316.10 Td (was ) Tj ET Q q 0 0 0 rg BT 469.88 316.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 522.03 316.10 Td (integrated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (into ) Tj ET Q q 0 0 0 rg BT 67.81 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.29 304.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 128.62 304.10 Td (A.D.A.M. ) Tj ET Q q 0 0 0 rg BT 171.44 304.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 200.35 304.10 Td (Information ) Tj ET Q q 0 0 0 rg BT 250.37 304.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 292.05 304.10 Td (Division. ) Tj ET Q q 0 0 0 rg BT 331.25 304.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 352.39 304.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 389.07 304.10 Td (all ) Tj ET Q q 0 0 0 rg BT 401.32 304.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.91 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.38 304.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 478.07 304.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 513.65 304.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.24 304.10 Td (Oakstone ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 292.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 97.21 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.92 292.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 149.96 292.10 Td (using ) Tj ET Q q 0 0 0 rg BT 174.13 292.10 Td (a ) Tj ET Q q 0 0 0 rg BT 181.07 292.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 199.13 292.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.96 292.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 243.00 292.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 263.27 292.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 298.53 292.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.46 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.18 292.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 352.12 292.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 377.38 292.10 Td (line ) Tj ET Q q 0 0 0 rg BT 394.88 292.10 Td (available ) Tj ET Q q 0 0 0 rg BT 433.47 292.10 Td (to ) Tj ET Q q 0 0 0 rg BT 443.75 292.10 Td (Ebix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 270.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.62 270.10 Td (December ) Tj ET Q q 0 0 0 rg BT 144.10 270.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 153.99 270.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 176.39 270.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 197.67 270.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 234.49 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.10 270.10 Td (DCM ) Tj ET Q q 0 0 0 rg BT 274.28 270.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 302.22 270.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 319.89 270.10 Td (\(d.b.a. ) Tj ET Q q 0 0 0 rg BT 347.55 270.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 357.72 270.10 Td (Software\) ) Tj ET Q q 0 0 0 rg BT 399.55 270.10 Td (\("i3"\) ) Tj ET Q q 0 0 0 rg BT 424.54 270.10 Td (in ) Tj ET Q q 0 0 0 rg BT 434.72 270.10 Td (an ) Tj ET Q q 0 0 0 rg BT 446.55 270.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 468.39 270.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 506.32 270.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 550.35 270.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (total ) Tj ET Q q 0 0 0 rg BT 69.58 258.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 89.16 258.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 144.84 258.10 Td (in ) Tj ET Q q 0 0 0 rg BT 154.42 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.45 258.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 200.25 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.39 258.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 222.20 258.10 Td (million ) Tj ET Q q 0 0 0 rg BT 252.90 258.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.15 258.10 Td (a ) Tj ET Q q 0 0 0 rg BT 275.39 258.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 309.98 258.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 354.00 258.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 385.79 258.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.93 258.10 Td (up ) Tj ET Q q 0 0 0 rg BT 407.74 258.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.55 258.10 Td (to ) Tj ET Q q 0 0 0 rg BT 419.13 258.10 Td ($4 ) Tj ET Q q 0 0 0 rg BT 430.94 258.10 Td (million ) Tj ET Q q 0 0 0 rg BT 461.64 258.10 Td (based ) Tj ET Q q 0 0 0 rg BT 486.22 258.10 Td (on ) Tj ET Q q 0 0 0 rg BT 498.03 258.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.48 258.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 246.10 Td (over ) Tj ET Q q 0 0 0 rg BT 71.05 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 86.56 246.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 134.28 246.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 184.77 246.10 Td (month ) Tj ET Q q 0 0 0 rg BT 213.61 246.10 Td (period ) Tj ET Q q 0 0 0 rg BT 242.45 246.10 Td (following ) Tj ET Q q 0 0 0 rg BT 284.62 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.12 246.10 Td (date ) Tj ET Q q 0 0 0 rg BT 320.06 246.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.67 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.18 246.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 396.84 246.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 407.91 246.10 Td (is ) Tj ET Q q 0 0 0 rg BT 417.86 246.10 Td (a ) Tj ET Q q 0 0 0 rg BT 425.59 246.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 462.75 246.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.36 246.10 Td (software ) Tj ET Q q 0 0 0 rg BT 512.08 246.10 Td (services ) Tj ET Q q 0 0 0 rg BT 547.57 246.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 234.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 88.62 234.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.90 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 113.61 234.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.43 234.10 Td (industry) Tj ET Q q 0 0 0 rg BT 186.56 234.10 Td (. ) Tj ET Q q 0 0 0 rg BT 191.56 234.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 212.94 234.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 249.87 234.10 Td (all ) Tj ET Q q 0 0 0 rg BT 262.36 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.19 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 287.91 234.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 313.74 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.57 234.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 334.85 234.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.79 234.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 382.06 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.77 234.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 434.81 234.10 Td (using ) Tj ET Q q 0 0 0 rg BT 458.98 234.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 492.02 234.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 512.29 234.10 Td (reserves.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 210.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 210.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.86 210.10 Td (November ) Tj ET Q q 0 0 0 rg BT 169.47 210.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 179.37 210.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 201.77 210.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 223.05 210.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 259.70 210.10 Td (V) Tj ET Q q 0 0 0 rg BT 265.82 210.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 290.70 210.10 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 344.19 210.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 357.71 210.10 Td (ertex"\) ) Tj ET Q q 0 0 0 rg BT 387.51 210.10 Td (in ) Tj ET Q q 0 0 0 rg BT 397.69 210.10 Td (a ) Tj ET Q q 0 0 0 rg BT 404.53 210.10 Td (share ) Tj ET Q q 0 0 0 rg BT 428.02 210.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 465.96 210.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 510.00 210.10 Td (for ) Tj ET Q q 0 0 0 rg BT 524.06 210.10 Td (total ) Tj ET Q q 0 0 0 rg BT 544.23 210.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 198.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 87.74 198.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 143.82 198.10 Td (in ) Tj ET Q q 0 0 0 rg BT 153.80 198.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.22 198.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 200.42 198.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.95 198.10 Td ($27.25 ) Tj ET Q q 0 0 0 rg BT 240.65 198.10 Td (million ) Tj ET Q q 0 0 0 rg BT 271.75 198.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.39 198.10 Td (a ) Tj ET Q q 0 0 0 rg BT 295.03 198.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 330.02 198.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 374.43 198.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 406.62 198.10 Td (of ) Tj ET Q q 0 0 0 rg BT 417.15 198.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 429.36 198.10 Td (million ) Tj ET Q q 0 0 0 rg BT 460.45 198.10 Td (based ) Tj ET Q q 0 0 0 rg BT 485.43 198.10 Td (on ) Tj ET Q q 0 0 0 rg BT 497.63 198.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.48 198.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 186.10 Td (over ) Tj ET Q q 0 0 0 rg BT 70.10 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.66 186.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 131.43 186.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 180.98 186.10 Td (month ) Tj ET Q q 0 0 0 rg BT 208.87 186.10 Td (period ) Tj ET Q q 0 0 0 rg BT 236.75 186.10 Td (following ) Tj ET Q q 0 0 0 rg BT 277.98 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.53 186.10 Td (date ) Tj ET Q q 0 0 0 rg BT 311.52 186.10 Td (of ) Tj ET Q q 0 0 0 rg BT 322.19 186.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.74 186.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 385.29 186.10 Td (V) Tj ET Q q 0 0 0 rg BT 391.40 186.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 413.73 186.10 Td (is ) Tj ET Q q 0 0 0 rg BT 422.73 186.10 Td (a ) Tj ET Q q 0 0 0 rg BT 429.51 186.10 Td (specialized ) Tj ET Q q 0 0 0 rg BT 476.26 186.10 Td (software ) Tj ET Q q 0 0 0 rg BT 513.03 186.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.80 186.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 174.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 69.85 174.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 103.58 174.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 143.43 174.10 Td (on ) Tj ET Q q 0 0 0 rg BT 156.06 174.10 Td (the ) Tj ET Q q 0 0 0 rg BT 170.91 174.10 Td (life ) Tj ET Q q 0 0 0 rg BT 186.87 174.10 Td (and ) Tj ET Q q 0 0 0 rg BT 203.94 174.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 236.57 174.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 277.52 174.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 329.01 174.10 Td (since ) Tj ET Q q 0 0 0 rg BT 352.19 174.10 Td (1991. ) Tj ET Q q 0 0 0 rg BT 377.32 174.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 404.54 174.10 Td (goal ) Tj ET Q q 0 0 0 rg BT 424.39 174.10 Td (with ) Tj ET Q q 0 0 0 rg BT 444.80 174.10 Td (this ) Tj ET Q q 0 0 0 rg BT 461.88 174.10 Td (business ) Tj ET Q q 0 0 0 rg BT 498.40 174.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 544.92 174.10 Td (is ) Tj ET Q q 0 0 0 rg BT 554.22 174.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 162.10 Td (establish ) Tj ET Q q 0 0 0 rg BT 87.92 162.10 Td (a ) Tj ET Q q 0 0 0 rg BT 95.29 162.10 Td (non-aligned ) Tj ET Q q 0 0 0 rg BT 145.98 162.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 191.68 162.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 228.48 162.10 Td (management ) Tj ET Q q 0 0 0 rg BT 282.50 162.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 327.09 162.10 Td (practice ) Tj ET Q q 0 0 0 rg BT 361.66 162.10 Td (tar) Tj ET Q q 0 0 0 rg BT 372.03 162.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 396.61 162.10 Td (at ) Tj ET Q q 0 0 0 rg BT 406.76 162.10 Td (the ) Tj ET Q q 0 0 0 rg BT 421.90 162.10 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 465.65 162.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 509.66 162.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.02 162.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 150.10 Td (industries ) Tj ET Q q 0 0 0 rg BT 91.55 150.10 Td (all ) Tj ET Q q 0 0 0 rg BT 104.21 150.10 Td (across ) Tj ET Q q 0 0 0 rg BT 131.87 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.75 150.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 175.24 150.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 196.80 150.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.88 150.10 Td (all ) Tj ET Q q 0 0 0 rg BT 246.54 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.54 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 272.42 150.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 321.75 150.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 351.07 150.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 374.84 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 385.64 150.10 Td (V) Tj ET Q q 0 0 0 rg BT 391.76 150.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 414.41 150.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.51 150.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 461.94 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.83 150.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 515.03 150.10 Td (using ) Tj ET Q q 0 0 0 rg BT 539.36 150.10 Td (a ) Tj ET Q q 0 0 0 rg BT 546.47 150.10 Td (mix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 138.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 138.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 93.87 138.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 114.14 138.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 149.40 138.10 Td (and ) Tj ET Q q 0 0 0 rg BT 166.34 138.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.05 138.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 202.99 138.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 228.26 138.10 Td (line ) Tj ET Q q 0 0 0 rg BT 245.75 138.10 Td (available ) Tj ET Q q 0 0 0 rg BT 284.34 138.10 Td (to ) Tj ET Q q 0 0 0 rg BT 294.62 138.10 Td (Ebix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 114.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.98 114.10 Td (May ) Tj ET Q q 0 0 0 rg BT 122.06 114.10 Td (21, ) Tj ET Q q 0 0 0 rg BT 137.32 114.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 160.07 114.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 181.72 114.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 218.89 114.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 267.18 114.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 295.48 114.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 326.56 114.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 360.98 114.10 Td (\("HealthCare ) Tj ET Q q 0 0 0 rg BT 416.68 114.10 Td (Magic"\), ) Tj ET Q q 0 0 0 rg BT 454.89 114.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.09 114.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 496.49 114.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 533.69 114.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.33 102.10 Td (an ) Tj ET Q q 0 0 0 rg BT 80.32 102.10 Td (online ) Tj ET Q q 0 0 0 rg BT 106.87 102.10 Td (network ) Tj ET Q q 0 0 0 rg BT 141.19 102.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.07 102.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 210.38 102.10 Td (15,000 ) Tj ET Q q 0 0 0 rg BT 239.43 102.10 Td (General ) Tj ET Q q 0 0 0 rg BT 272.63 102.10 Td (Physicians ) Tj ET Q q 0 0 0 rg BT 316.96 102.10 Td (and ) Tj ET Q q 0 0 0 rg BT 332.95 102.10 Td (Sur) Tj ET Q q 0 0 0 rg BT 346.66 102.10 Td (geons ) Tj ET Q q 0 0 0 rg BT 371.54 102.10 Td (spread ) Tj ET Q q 0 0 0 rg BT 399.19 102.10 Td (across ) Tj ET Q q 0 0 0 rg BT 425.73 102.10 Td (50 ) Tj ET Q q 0 0 0 rg BT 437.29 102.10 Td (specialties ) Tj ET Q q 0 0 0 rg BT 480.49 102.10 Td (including ) Tj ET Q q 0 0 0 rg BT 519.81 102.10 Td (alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.10 Td (medicine. ) Tj ET Q q 0 0 0 rg BT 90.81 90.10 Td (The ) Tj ET Q q 0 0 0 rg BT 108.15 90.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.83 90.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 185.05 90.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 232.38 90.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 259.72 90.10 Td (for ) Tj ET Q q 0 0 0 rg BT 273.17 90.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 313.83 90.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 333.39 90.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 389.05 90.10 Td (in ) Tj ET Q q 0 0 0 rg BT 398.63 90.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.64 90.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 444.43 90.10 Td (of ) Tj ET Q q 0 0 0 rg BT 454.55 90.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 473.84 90.10 Td (million ) Tj ET Q q 0 0 0 rg BT 504.53 90.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 522.99 90.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.22 90.10 Td (possible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 78.10 Td (future ) Tj ET Q q 0 0 0 rg BT 76.52 78.10 Td (one ) Tj ET Q q 0 0 0 rg BT 93.60 78.10 Td (time ) Tj ET Q q 0 0 0 rg BT 114.02 78.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 158.87 78.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 178.72 78.10 Td (out ) Tj ET Q q 0 0 0 rg BT 194.14 78.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 231.22 78.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.19 78.10 Td (up ) Tj ET Q q 0 0 0 rg BT 254.84 78.10 Td (to ) Tj ET Q q 0 0 0 rg BT 265.26 78.10 Td ($12.36 ) Tj ET Q q 0 0 0 rg BT 295.40 78.10 Td (million ) Tj ET Q q 0 0 0 rg BT 326.94 78.10 Td (based ) Tj ET Q q 0 0 0 rg BT 352.35 78.10 Td (on ) Tj ET Q q 0 0 0 rg BT 364.99 78.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 394.28 78.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 432.46 78.10 Td (over ) Tj ET Q q 0 0 0 rg BT 452.87 78.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.73 78.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 514.81 78.10 Td (twenty-four ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 66.10 Td (month ) Tj ET Q q 0 0 0 rg BT 77.12 66.10 Td (period ) Tj ET Q q 0 0 0 rg BT 104.24 66.10 Td (following ) Tj ET Q q 0 0 0 rg BT 144.69 66.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.47 66.10 Td (ef) Tj ET Q q 0 0 0 rg BT 166.06 66.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 194.83 66.10 Td (date ) Tj ET Q q 0 0 0 rg BT 213.05 66.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.95 66.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.73 66.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 284.57 66.10 Td (The ) Tj ET Q q 0 0 0 rg BT 301.68 66.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 342.13 66.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 371.47 66.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.25 66.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 432.35 66.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 459.46 66.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 504.91 66.10 Td (from ) Tj ET Q q 0 0 0 rg BT 525.92 66.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 54.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.27 54.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 105.53 54.10 Td (on ) Tj ET Q q 0 0 0 rg BT 118.03 54.10 Td (hand.) Tj ET Q endstream endobj 15 0 obj <>] /Rotate 0 /Contents 16 0 R>> endobj 16 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 720.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 720.10 Td (On ) Tj ET Q q 0 0 0 rg BT 102.36 720.10 Td (January ) Tj ET Q q 0 0 0 rg BT 137.60 720.10 Td (27, ) Tj ET Q q 0 0 0 rg BT 154.24 720.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 178.38 720.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 201.41 720.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 239.98 720.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 278.84 720.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 298.25 720.10 Td (\("CurePet"\). ) Tj ET Q q 0 0 0 rg BT 351.93 720.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 388.29 720.10 Td (was ) Tj ET Q q 0 0 0 rg BT 407.98 720.10 Td (a ) Tj ET Q q 0 0 0 rg BT 416.56 720.10 Td (developmental-stage ) Tj ET Q q 0 0 0 rg BT 503.44 720.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 547.01 720.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 94.43 708.10 Td (an ) Tj ET Q q 0 0 0 rg BT 107.20 708.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 148.84 708.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 189.93 708.10 Td (that ) Tj ET Q q 0 0 0 rg BT 208.25 708.10 Td (connects ) Tj ET Q q 0 0 0 rg BT 246.57 708.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 262.12 708.10 Td (owners, ) Tj ET Q q 0 0 0 rg BT 296.83 708.10 Td (referring ) Tj ET Q q 0 0 0 rg BT 335.14 708.10 Td (veterinarians, ) Tj ET Q q 0 0 0 rg BT 392.61 708.10 Td (animal ) Tj ET Q q 0 0 0 rg BT 423.16 708.10 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 464.54 708.10 Td (academic ) Tj ET Q q 0 0 0 rg BT 505.62 708.10 Td (institutes, ) Tj ET Q q 0 0 0 rg BT 547.57 708.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 87.90 696.10 Td (of ) Tj ET Q q 0 0 0 rg BT 98.02 696.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 131.46 696.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.69 696.10 Td (general ) Tj ET Q q 0 0 0 rg BT 178.90 696.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 192.91 696.10 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 229.97 696.10 Td (while ) Tj ET Q q 0 0 0 rg BT 253.98 696.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 294.66 696.10 Td (a ) Tj ET Q q 0 0 0 rg BT 300.88 696.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 322.11 696.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 351.67 696.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.78 696.10 Td (services ) Tj ET Q q 0 0 0 rg BT 395.78 696.10 Td (related ) Tj ET Q q 0 0 0 rg BT 424.77 696.10 Td (to ) Tj ET Q q 0 0 0 rg BT 434.34 696.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 448.35 696.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 488.45 696.10 Td (to ) Tj ET Q q 0 0 0 rg BT 498.02 696.10 Td (each ) Tj ET Q q 0 0 0 rg BT 518.13 696.10 Td (constituent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (including ) Tj ET Q q 0 0 0 rg BT 90.55 684.10 Td (practice ) Tj ET Q q 0 0 0 rg BT 124.96 684.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 181.32 684.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 223.51 684.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 257.93 684.10 Td (records, ) Tj ET Q q 0 0 0 rg BT 292.64 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.85 684.10 Td (billing. ) Tj ET Q q 0 0 0 rg BT 341.23 684.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 386.78 684.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 408.44 684.10 Td (had ) Tj ET Q q 0 0 0 rg BT 425.65 684.10 Td (a ) Tj ET Q q 0 0 0 rg BT 432.86 684.10 Td (minority ) Tj ET Q q 0 0 0 rg BT 470.08 684.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 516.73 684.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.29 684.10 Td (CurePet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 70.94 672.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 107.41 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.67 672.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 146.48 672.10 Td (business ) Tj ET Q q 0 0 0 rg BT 182.42 672.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.80 672.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 227.07 672.10 Td (in ) Tj ET Q q 0 0 0 rg BT 236.89 672.10 Td (an ) Tj ET Q q 0 0 0 rg BT 248.38 672.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 269.87 672.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 307.45 672.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 351.14 672.10 Td (with ) Tj ET Q q 0 0 0 rg BT 370.97 672.10 Td (total ) Tj ET Q q 0 0 0 rg BT 390.79 672.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 428.38 672.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 484.30 672.10 Td (being ) Tj ET Q q 0 0 0 rg BT 508.56 672.10 Td ($6.35 ) Tj ET Q q 0 0 0 rg BT 533.11 672.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (which ) Tj ET Q q 0 0 0 rg BT 77.28 660.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 113.45 660.10 Td (a ) Tj ET Q q 0 0 0 rg BT 120.73 660.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 156.35 660.10 Td (future ) Tj ET Q q 0 0 0 rg BT 183.07 660.10 Td (one ) Tj ET Q q 0 0 0 rg BT 200.36 660.10 Td (time ) Tj ET Q q 0 0 0 rg BT 220.97 660.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 266.03 660.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 298.86 660.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 336.13 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.31 660.10 Td (up ) Tj ET Q q 0 0 0 rg BT 360.15 660.10 Td (to ) Tj ET Q q 0 0 0 rg BT 370.77 660.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 391.11 660.10 Td (million ) Tj ET Q q 0 0 0 rg BT 422.85 660.10 Td (based ) Tj ET Q q 0 0 0 rg BT 448.46 660.10 Td (on ) Tj ET Q q 0 0 0 rg BT 461.30 660.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 490.79 660.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 529.17 660.10 Td (over ) Tj ET Q q 0 0 0 rg BT 549.79 660.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 96.45 648.10 Td (thirty-six ) Tj ET Q q 0 0 0 rg BT 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Td (against ) Tj ET Q q 0 0 0 rg BT 156.44 636.10 Td (open ) Tj ET Q q 0 0 0 rg BT 178.65 636.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 216.40 636.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 260.25 636.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 297.44 636.10 Td (due ) Tj ET Q q 0 0 0 rg BT 314.65 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 325.20 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.19 636.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 381.84 636.10 Td (from ) Tj ET Q q 0 0 0 rg BT 404.05 636.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 441.54 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 458.75 636.10 Td (no ) Tj ET Q q 0 0 0 rg BT 471.52 636.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 498.16 636.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 518.70 636.10 Td (outlay ) Tj ET Q q 0 0 0 rg BT 546.46 636.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (made ) Tj ET Q q 0 0 0 rg BT 74.16 624.10 Td (by ) Tj ET Q q 0 0 0 rg BT 86.66 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.37 624.10 Td (Company) Tj ET Q q 0 0 0 rg BT 139.61 624.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 600.10 Td (On ) Tj ET Q q 0 0 0 rg BT 99.78 600.10 Td (April ) Tj ET Q q 0 0 0 rg BT 122.89 600.10 Td (7, ) Tj ET Q q 0 0 0 rg BT 132.39 600.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 154.39 600.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 175.27 600.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 211.70 600.10 Td (U.K. ) Tj ET Q q 0 0 0 rg BT 233.14 600.10 Td (based ) Tj ET Q q 0 0 0 rg BT 257.91 600.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 296.56 600.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 330.22 600.10 Td (\("Qatarlyst"\), ) Tj ET Q q 0 0 0 rg BT 386.20 600.10 Td (an ) Tj ET Q q 0 0 0 rg BT 397.64 600.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 439.06 600.10 Td (trading ) Tj ET Q q 0 0 0 rg BT 469.38 600.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 509.14 600.10 Td (for ) Tj ET Q q 0 0 0 rg BT 522.79 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 537.01 600.10 Td (global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.73 588.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.58 588.10 Td (reinsurance ) Tj ET Q q 0 0 0 rg BT 156.08 588.10 Td (industry) Tj ET Q q 0 0 0 rg BT 188.21 588.10 Td (. ) Tj ET Q q 0 0 0 rg BT 193.12 588.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 214.42 588.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 251.26 588.10 Td (all ) Tj ET Q q 0 0 0 rg BT 263.67 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.41 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 289.04 588.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 338.12 588.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 361.64 588.10 Td (and ) Tj ET Q q 0 0 0 rg BT 378.49 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.12 588.10 Td (business ) Tj ET Q q 0 0 0 rg BT 429.43 588.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 473.50 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.24 588.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 523.31 588.10 Td (for ) Tj ET Q q 0 0 0 rg BT 537.38 588.10 Td (a ) Tj ET Q q 0 0 0 rg BT 544.24 588.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 87.44 576.10 Td (price ) Tj ET Q q 0 0 0 rg BT 109.32 576.10 Td (of ) Tj ET Q q 0 0 0 rg BT 119.56 576.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 138.96 576.10 Td (million ) Tj ET Q q 0 0 0 rg BT 169.75 576.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.09 576.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 215.76 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.88 576.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 275.65 576.10 Td (using ) Tj ET Q q 0 0 0 rg BT 299.22 576.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 332.78 576.10 Td (available ) Tj ET Q q 0 0 0 rg BT 370.77 576.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 403.22 576.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 422.89 576.10 Td (resources. ) Tj ET Q q 0 0 0 rg BT 464.91 576.10 Td (The ) Tj ET Q q 0 0 0 rg BT 482.36 576.10 Td (former ) Tj ET Q q 0 0 0 rg BT 511.46 576.10 Td (shareholders ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.17 564.10 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 98.66 564.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 123.26 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.32 564.10 Td (right ) Tj ET Q q 0 0 0 rg BT 158.04 564.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.66 564.10 Td (an ) Tj ET Q q 0 0 0 rg BT 178.93 564.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 214.08 564.10 Td (payment. ) Tj ET Q q 0 0 0 rg BT 252.72 564.10 Td (The ) Tj ET Q q 0 0 0 rg BT 270.11 564.10 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 305.26 564.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 341.53 564.10 Td (will ) Tj ET Q q 0 0 0 rg BT 358.92 564.10 Td (be ) Tj ET Q q 0 0 0 rg BT 370.20 564.10 Td (based ) Tj ET Q q 0 0 0 rg BT 394.81 564.10 Td (on ) Tj ET Q q 0 0 0 rg BT 406.64 564.10 Td (a ) Tj ET Q q 0 0 0 rg BT 412.92 564.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 448.09 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 458.25 564.10 Td (Qatarlyst's ) Tj ET Q q 0 0 0 rg BT 502.44 564.10 Td (average ) Tj ET Q q 0 0 0 rg BT 535.36 564.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.24 552.10 Td (during ) Tj ET Q q 0 0 0 rg BT 112.94 552.10 Td (theyears ) Tj ET Q q 0 0 0 rg BT 151.35 552.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 176.45 552.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 199.04 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.07 552.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 238.67 552.10 Td (that ) Tj ET Q q 0 0 0 rg BT 256.26 552.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 286.60 552.10 Td (a ) Tj ET Q q 0 0 0 rg BT 293.64 552.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 327.33 552.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 367.14 552.10 Td (asdefined ) Tj ET Q q 0 0 0 rg BT 410.55 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 420.92 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.73 552.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 481.65 552.10 Td (business ) Tj ET Q q 0 0 0 rg BT 518.14 552.10 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (agreement.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (Other) Tj ET Q q 0 0 0 rg BT 75.37 516.10 Td ( ) Tj ET Q q 0 0 0 rg BT 77.87 516.10 Td (Recent ) Tj ET Q q 0 0 0 rg BT 109.79 516.10 Td (Significant ) Tj ET Q q 0 0 0 rg BT 158.23 516.10 Td (T) Tj ET Q q 0 0 0 rg BT 164.16 516.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 53.10 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 56.21 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 59.31 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 62.42 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 65.52 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 68.63 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 71.73 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 74.84 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 77.94 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.04 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 84.15 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 87.25 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.36 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 93.46 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 96.57 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.67 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 102.78 492.10 Td (In ) Tj ET Q q 0 0 0 rg BT 114.21 492.10 Td (November ) Tj ET Q q 0 0 0 rg BT 159.52 492.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 182.63 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.95 492.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 239.94 492.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 284.69 492.10 Td (a ) Tj ET Q q 0 0 0 rg BT 292.24 492.10 Td (restructuring ) Tj ET Q q 0 0 0 rg BT 346.44 492.10 Td (of ) Tj ET Q q 0 0 0 rg BT 357.87 492.10 Td (its ) Tj ET Q q 0 0 0 rg BT 370.42 492.10 Td (international ) Tj ET Q q 0 0 0 rg BT 424.06 492.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 468.82 492.10 Td (with ) Tj ET Q q 0 0 0 rg BT 489.71 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.03 492.10 Td (formation ) Tj ET Q q 0 0 0 rg BT 547.57 492.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (establishment ) Tj ET Q q 0 0 0 rg BT 107.36 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.06 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 124.87 480.10 Td (wholly ) Tj ET Q q 0 0 0 rg BT 155.02 480.10 Td (owned ) Tj ET Q q 0 0 0 rg BT 184.05 480.10 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 224.51 480.10 Td (, ) Tj ET Q q 0 0 0 rg BT 229.38 480.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 250.64 480.10 Td (International ) Tj ET Q q 0 0 0 rg BT 304.10 480.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 343.14 480.10 Td (Limited, ) Tj ET Q q 0 0 0 rg BT 379.67 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 386.48 480.10 Td (private ) Tj ET Q q 0 0 0 rg BT 416.61 480.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 447.31 480.10 Td (company ) Tj ET Q q 0 0 0 rg BT 486.34 480.10 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 539.24 480.10 Td (under ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.48 468.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 83.08 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 92.68 468.10 Td (England, ) Tj ET Q q 0 0 0 rg BT 129.77 468.10 Td (and ) Tj ET Q q 0 0 0 rg BT 145.48 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.96 468.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 204.67 468.10 Td (contribution ) Tj ET Q q 0 0 0 rg BT 254.81 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.41 468.10 Td (all ) Tj ET Q q 0 0 0 rg BT 275.67 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.27 468.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 311.12 468.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 355.71 468.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 385.85 468.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 434.34 468.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.38 468.10 Td (Sweden, ) Tj ET Q q 0 0 0 rg BT 478.53 468.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 518.95 468.10 Td (Singapore, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (India, ) Tj ET Q q 0 0 0 rg BT 75.55 456.10 Td (New ) Tj ET Q q 0 0 0 rg BT 96.93 456.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 134.13 456.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 157.18 456.10 Td (America, ) Tj ET Q q 0 0 0 rg BT 196.61 456.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 231.59 456.10 Td (Mauritius, ) Tj ET Q q 0 0 0 rg BT 275.48 456.10 Td (and ) Tj ET Q q 0 0 0 rg BT 292.42 456.10 Td (New ) Tj ET Q q 0 0 0 rg BT 313.80 456.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 348.50 456.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.78 456.10 Td (this ) Tj ET Q q 0 0 0 rg BT 375.73 456.10 Td (newly ) Tj ET Q q 0 0 0 rg BT 402.67 456.10 Td (formed ) Tj ET Q q 0 0 0 rg BT 434.04 456.10 Td (entity) Tj ET Q q 0 0 0 rg BT 456.17 456.10 Td (. ) Tj ET Q q 0 0 0 rg BT 461.17 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 463.67 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 482.00 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 484.50 456.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 432.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.01 432.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.02 432.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.04 432.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 101.29 432.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 130.51 432.10 Td (September ) Tj ET Q q 0 0 0 rg BT 175.28 432.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 184.79 432.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 206.81 432.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 227.70 432.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.15 432.10 Td (Independence ) Tj ET Q q 0 0 0 rg BT 301.69 432.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 340.37 432.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 390.71 432.10 Td (\("IHC"\) ) Tj ET Q q 0 0 0 rg BT 424.76 432.10 Td (formed ) Tj ET Q q 0 0 0 rg BT 455.65 432.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.10 432.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 482.45 432.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 514.45 432.10 Td (named ) Tj ET Q q 0 0 0 rg BT 543.11 432.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 78.37 420.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 120.36 420.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 140.96 420.10 Td (\("EbixHealth ) Tj ET Q q 0 0 0 rg BT 195.63 420.10 Td (JV"\). ) Tj ET Q q 0 0 0 rg BT 218.24 420.10 Td (This ) Tj ET Q q 0 0 0 rg BT 237.73 420.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 257.77 420.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 289.47 420.10 Td (was ) Tj ET Q q 0 0 0 rg BT 306.73 420.10 Td (established ) Tj ET Q q 0 0 0 rg BT 352.87 420.10 Td (to ) Tj ET Q q 0 0 0 rg BT 362.36 420.10 Td (promote ) Tj ET Q q 0 0 0 rg BT 397.40 420.10 Td (and ) Tj ET Q q 0 0 0 rg BT 413.55 420.10 Td (market ) Tj ET Q q 0 0 0 rg BT 443.02 420.10 Td (a ) Tj ET Q q 0 0 0 rg BT 449.17 420.10 Td (best ) Tj ET Q q 0 0 0 rg BT 466.99 420.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 504.23 420.10 Td (administration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (data ) Tj ET Q q 0 0 0 rg BT 68.91 408.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 108.91 408.10 Td (for ) Tj ET Q q 0 0 0 rg BT 122.83 408.10 Td (health ) Tj ET Q q 0 0 0 rg BT 149.51 408.10 Td (and ) Tj ET Q q 0 0 0 rg BT 166.20 408.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 180.67 408.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 221.24 408.10 Td (lines ) Tj ET Q q 0 0 0 rg BT 242.38 408.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.96 408.10 Td (business ) Tj ET Q q 0 0 0 rg BT 289.11 408.10 Td (nationally) Tj ET Q q 0 0 0 rg BT 328.45 408.10 Td (. ) Tj ET Q q 0 0 0 rg BT 333.20 408.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 354.34 408.10 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.81 408.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 393.56 408.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.45 408.10 Td ( ) Tj ET Q q 0 0 0 rg BT 424.70 408.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.40 408.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 489.19 408.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 518.64 408.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 553.68 408.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 396.10 Td (its ) Tj ET Q q 0 0 0 rg BT 61.79 396.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 96.34 396.10 Td (investment, ) Tj ET Q q 0 0 0 rg BT 145.06 396.10 Td (valued ) Tj ET Q q 0 0 0 rg BT 174.06 396.10 Td (by ) Tj ET Q q 0 0 0 rg BT 186.40 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.95 396.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 248.83 396.10 Td (JV) Tj ET Q q 0 0 0 rg BT 259.77 396.10 Td ( ) Tj ET Q q 0 0 0 rg BT 262.10 396.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.66 396.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 291.50 396.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.39 396.10 Td (, ) Tj ET Q q 0 0 0 rg BT 325.23 396.10 Td (for ) Tj ET Q q 0 0 0 rg BT 339.23 396.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.02 396.10 Td (40%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.35 396.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.68 396.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 423.46 396.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 455.23 396.10 Td (in ) Tj ET Q q 0 0 0 rg BT 465.35 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.90 396.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 527.78 396.10 Td (JV) Tj ET Q q 0 0 0 rg BT 537.61 396.10 Td (. ) Tj ET Q q 0 0 0 rg BT 542.45 396.10 Td ( ) Tj ET Q q 0 0 0 rg BT 544.79 396.10 Td (IHC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 384.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 97.10 384.10 Td (all ) Tj ET Q q 0 0 0 rg BT 108.66 384.10 Td (if ) Tj ET Q q 0 0 0 rg BT 116.32 384.10 Td (its ) Tj ET Q q 0 0 0 rg BT 127.33 384.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 153.88 384.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.22 384.10 Td (its ) Tj ET Q q 0 0 0 rg BT 174.22 384.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 207.45 384.10 Td (third ) Tj ET Q q 0 0 0 rg BT 227.89 384.10 Td (party ) Tj ET Q q 0 0 0 rg BT 250.00 384.10 Td (administrator ) Tj ET Q q 0 0 0 rg BT 304.88 384.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 348.09 384.10 Td (\(IHC ) Tj ET Q q 0 0 0 rg BT 370.20 384.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 398.42 384.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 440.27 384.10 Td (Inc.\), ) Tj ET Q q 0 0 0 rg BT 462.92 384.10 Td (valued ) Tj ET Q q 0 0 0 rg BT 491.14 384.10 Td (by ) Tj ET Q q 0 0 0 rg BT 502.70 384.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.47 384.10 Td (EbixHealth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 372.10 Td (JV) Tj ET Q q 0 0 0 rg BT 60.93 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 63.46 372.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.20 372.10 Td ($12.0 ) Tj ET Q q 0 0 0 rg BT 98.22 372.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.11 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 129.64 372.10 Td (for ) Tj ET Q q 0 0 0 rg BT 143.82 372.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.80 372.10 Td (60%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.13 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 176.65 372.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 228.61 372.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 260.57 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.87 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.61 372.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 333.68 372.10 Td (JV) Tj ET Q q 0 0 0 rg BT 343.50 372.10 Td (. ) Tj ET Q q 0 0 0 rg BT 347.97 372.10 Td (As ) Tj ET Q q 0 0 0 rg BT 361.61 372.10 Td (per ) Tj ET Q q 0 0 0 rg BT 376.90 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.64 372.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 412.50 372.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 445.01 372.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 491.67 372.10 Td (any ) Tj ET Q q 0 0 0 rg BT 508.64 372.10 Td (and ) Tj ET Q q 0 0 0 rg BT 525.60 372.10 Td (all ) Tj ET Q q 0 0 0 rg BT 538.12 372.10 Td (losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.49 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.87 360.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 125.57 360.10 Td (JV) Tj ET Q q 0 0 0 rg BT 135.40 360.10 Td (, ) Tj ET Q q 0 0 0 rg BT 141.06 360.10 Td (\(excluding ) Tj ET Q q 0 0 0 rg BT 186.98 360.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 217.34 360.10 Td (severance ) Tj ET Q q 0 0 0 rg BT 259.92 360.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 301.40 360.10 Td (to ) Tj ET Q q 0 0 0 rg BT 312.34 360.10 Td (former ) Tj ET Q q 0 0 0 rg BT 342.71 360.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 388.63 360.10 Td (of ) Tj ET Q q 0 0 0 rg BT 400.13 360.10 Td (IHC ) Tj ET Q q 0 0 0 rg BT 420.51 360.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 450.32 360.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 493.77 360.10 Td (Inc.\) ) Tj ET Q q 0 0 0 rg BT 515.53 360.10 Td (through ) Tj ET Q q 0 0 0 rg BT 549.80 360.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.10 Td (period ) Tj ET Q q 0 0 0 rg BT 77.59 348.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 106.85 348.10 Td (December ) Tj ET Q q 0 0 0 rg BT 149.97 348.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 164.51 348.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 186.55 348.10 Td (will ) Tj ET Q q 0 0 0 rg BT 204.15 348.10 Td (be ) Tj ET Q q 0 0 0 rg BT 215.63 348.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 253.76 348.10 Td (to ) Tj ET Q q 0 0 0 rg BT 263.58 348.10 Td (IHC, ) Tj ET Q q 0 0 0 rg BT 285.34 348.10 Td (and ) Tj ET Q q 0 0 0 rg BT 301.82 348.10 Td (IHC ) Tj ET Q q 0 0 0 rg BT 321.08 348.10 Td (is ) Tj ET Q q 0 0 0 rg BT 329.79 348.10 Td (obligated ) Tj ET Q q 0 0 0 rg BT 369.05 348.10 Td (to ) Tj ET Q q 0 0 0 rg BT 378.87 348.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 399.24 348.10 Td (any ) Tj ET Q q 0 0 0 rg BT 415.72 348.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 451.63 348.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 471.44 348.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 491.81 348.10 Td (during ) Tj ET Q q 0 0 0 rg BT 519.96 348.10 Td (this ) Tj ET Q q 0 0 0 rg BT 536.45 348.10 Td (period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.38 336.10 Td (a ) Tj ET Q q 0 0 0 rg BT 68.87 336.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 89.13 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.96 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.22 336.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 163.81 336.10 Td (JV) Tj ET Q q 0 0 0 rg BT 173.64 336.10 Td (, ) Tj ET Q q 0 0 0 rg BT 179.19 336.10 Td (with ) Tj ET Q q 0 0 0 rg BT 200.01 336.10 Td (any ) Tj ET Q q 0 0 0 rg BT 217.50 336.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 261.09 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.35 336.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 309.93 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.31 336.10 Td (said ) Tj ET Q q 0 0 0 rg BT 340.47 336.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 360.73 336.10 Td (as ) Tj ET Q q 0 0 0 rg BT 372.11 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.49 336.10 Td (December ) Tj ET Q q 0 0 0 rg BT 427.62 336.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 443.17 336.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 466.22 336.10 Td (being ) Tj ET Q q 0 0 0 rg BT 491.49 336.10 Td (then ) Tj ET Q q 0 0 0 rg BT 511.75 336.10 Td (converted ) Tj ET Q q 0 0 0 rg BT 554.22 336.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 97.36 324.10 Td (capital. ) Tj ET Q q 0 0 0 rg BT 127.93 324.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 151.14 324.10 Td (as ) Tj ET Q q 0 0 0 rg BT 161.28 324.10 Td (per ) Tj ET Q q 0 0 0 rg BT 175.87 324.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.91 324.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 210.06 324.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 241.86 324.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 287.82 324.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 308.52 324.10 Td (has ) Tj ET Q q 0 0 0 rg BT 323.67 324.10 Td (a ) Tj ET Q q 0 0 0 rg BT 329.93 324.10 Td (call ) Tj ET Q q 0 0 0 rg BT 346.18 324.10 Td (right ) Tj ET Q q 0 0 0 rg BT 366.88 324.10 Td (during ) Tj ET Q q 0 0 0 rg BT 394.81 324.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.85 324.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.83 324.10 Td (-year ) Tj ET Q q 0 0 0 rg BT 451.19 324.10 Td (period ) Tj ET Q q 0 0 0 rg BT 478.55 324.10 Td (following ) Tj ET Q q 0 0 0 rg BT 519.26 324.10 Td (September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 60.62 312.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 83.75 312.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.65 312.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 133.31 312.10 Td (an ) Tj ET Q q 0 0 0 rg BT 145.87 312.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.98 312.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.31 312.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.43 312.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 262.99 312.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 295.54 312.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.45 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.78 312.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 370.45 312.10 Td (JV) Tj ET Q q 0 0 0 rg BT 381.38 312.10 Td ( ) Tj ET Q q 0 0 0 rg BT 384.50 312.10 Td (for ) Tj ET Q q 0 0 0 rg BT 399.29 312.10 Td (a ) Tj ET Q q 0 0 0 rg BT 406.85 312.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 427.74 312.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 460.86 312.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 485.63 312.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.54 312.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.87 312.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.99 312.10 Td (of ) Tj ET Q q 0 0 0 rg BT 529.44 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 544.78 312.10 Td (then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td (trailing ) Tj ET Q q 0 0 0 rg BT 81.03 300.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 109.83 300.10 Td (months ) Tj ET Q q 0 0 0 rg BT 141.42 300.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.90 300.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 185.69 300.10 Td (of ) Tj ET Q q 0 0 0 rg BT 196.17 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.53 300.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 258.22 300.10 Td (JV) Tj ET Q q 0 0 0 rg BT 268.04 300.10 Td (. ) Tj ET Q q 0 0 0 rg BT 272.69 300.10 Td (During ) Tj ET Q q 0 0 0 rg BT 303.16 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.53 300.10 Td (four) Tj ET Q q 0 0 0 rg BT 333.99 300.10 Td (-month ) Tj ET Q q 0 0 0 rg BT 365.02 300.10 Td (period ) Tj ET Q q 0 0 0 rg BT 392.71 300.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 422.08 300.10 Td (December ) Tj ET Q q 0 0 0 rg BT 465.31 300.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 479.95 300.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 502.10 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.46 300.10 Td (EbixHealth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.10 Td (JV) Tj ET Q q 0 0 0 rg BT 60.93 288.10 Td ( ) Tj ET Q q 0 0 0 rg BT 63.43 288.10 Td (had ) Tj ET Q q 0 0 0 rg BT 80.37 288.10 Td (a ) Tj ET Q q 0 0 0 rg BT 87.31 288.10 Td (net ) Tj ET Q q 0 0 0 rg BT 102.03 288.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 120.09 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.92 288.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.42 288.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 153.42 288.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.31 288.10 Td (, ) Tj ET Q q 0 0 0 rg BT 187.31 288.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.25 288.10 Td (as ) Tj ET Q q 0 0 0 rg BT 215.08 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 225.91 288.10 Td (December ) Tj ET Q q 0 0 0 rg BT 269.49 288.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 284.49 288.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 306.99 288.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.71 288.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 369.75 288.10 Td (JV) Tj ET Q q 0 0 0 rg BT 380.68 288.10 Td ( ) Tj ET Q q 0 0 0 rg BT 383.18 288.10 Td (had ) Tj ET Q q 0 0 0 rg BT 400.12 288.10 Td (net ) Tj ET Q q 0 0 0 rg BT 414.84 288.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 442.33 288.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 475.37 288.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.20 288.10 Td ($17.8 ) Tj ET Q q 0 0 0 rg BT 511.20 288.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.09 288.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 87.83 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 89.66 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 91.48 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 93.31 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 95.14 264.10 Td ( ) Tj ET Q q 0 0 0 rg BT 96.83 264.10 Td (The ) Tj ET Q q 0 0 0 rg BT 114.21 264.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 154.92 264.10 Td (has ) Tj ET Q q 0 0 0 rg BT 170.08 264.10 Td (its ) Tj ET Q q 0 0 0 rg BT 181.36 264.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 225.95 264.10 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 278.86 264.10 Td (in ) Tj ET Q q 0 0 0 rg BT 288.47 264.10 Td (Johns ) Tj ET Q q 0 0 0 rg BT 313.08 264.10 Td (Creek, ) Tj ET Q q 0 0 0 rg BT 341.29 264.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 361.09 264.10 Td (gia ) Tj ET Q q 0 0 0 rg BT 375.14 264.10 Td (with ) Tj ET Q q 0 0 0 rg BT 394.75 264.10 Td (its ) Tj ET Q q 0 0 0 rg BT 406.02 264.10 Td (international ) Tj ET Q q 0 0 0 rg BT 458.39 264.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 501.87 264.10 Td (being ) Tj ET Q q 0 0 0 rg BT 525.91 264.10 Td (managed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.10 Td (from ) Tj ET Q q 0 0 0 rg BT 72.01 252.10 Td (its ) Tj ET Q q 0 0 0 rg BT 84.03 252.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 127.15 252.10 Td (of) Tj ET Q q 0 0 0 rg BT 135.30 252.10 Td (fices; ) Tj ET Q q 0 0 0 rg BT 159.53 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.54 252.10 Td (also ) Tj ET Q q 0 0 0 rg BT 195.22 252.10 Td (has ) Tj ET Q q 0 0 0 rg BT 211.12 252.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 249.80 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.81 252.10 Td (international ) Tj ET Q q 0 0 0 rg BT 319.92 252.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 364.14 252.10 Td (spread ) Tj ET Q q 0 0 0 rg BT 392.82 252.10 Td (across ) Tj ET Q q 0 0 0 rg BT 420.38 252.10 Td (40+ ) Tj ET Q q 0 0 0 rg BT 438.59 252.10 Td (of) Tj ET Q q 0 0 0 rg BT 446.74 252.10 Td (fices. ) Tj ET Q q 0 0 0 rg BT 470.12 252.10 Td (Amongst ) Tj ET Q q 0 0 0 rg BT 509.36 252.10 Td (other ) Tj ET Q q 0 0 0 rg BT 532.48 252.10 Td (of) Tj ET Q q 0 0 0 rg BT 540.63 252.10 Td (fices, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.46 240.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 105.59 240.10 Td (also ) Tj ET Q q 0 0 0 rg BT 123.94 240.10 Td (has ) Tj ET Q q 0 0 0 rg BT 139.51 240.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 179.51 240.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 216.18 240.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.86 240.10 Td (of) Tj ET Q q 0 0 0 rg BT 241.01 240.10 Td (fices ) Tj ET Q q 0 0 0 rg BT 262.13 240.10 Td (in ) Tj ET Q q 0 0 0 rg BT 271.65 240.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 313.05 240.10 Td (Brazil, ) Tj ET Q q 0 0 0 rg BT 342.23 240.10 Td (New ) Tj ET Q q 0 0 0 rg BT 363.35 240.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 400.29 240.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 445.58 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.04 240.10 Td (United ) Tj ET Q q 0 0 0 rg BT 489.50 240.10 Td (Kingdom, ) Tj ET Q q 0 0 0 rg BT 532.02 240.10 Td (Canada ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.56 228.10 Td (India. ) Tj ET Q q 0 0 0 rg BT 91.73 228.10 Td (In ) Tj ET Q q 0 0 0 rg BT 102.18 228.10 Td (these ) Tj ET Q q 0 0 0 rg BT 124.85 228.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 164.74 228.10 Td (of) Tj ET Q q 0 0 0 rg BT 172.89 228.10 Td (fices, ) Tj ET Q q 0 0 0 rg BT 196.39 228.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 217.40 228.10 Td (employs ) Tj ET Q q 0 0 0 rg BT 253.41 228.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 282.20 228.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 328.75 228.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.32 228.10 Td (business ) Tj ET Q q 0 0 0 rg BT 381.33 228.10 Td (professionals ) Tj ET Q q 0 0 0 rg BT 436.22 228.10 Td (who ) Tj ET Q q 0 0 0 rg BT 455.57 228.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 488.24 228.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 527.30 228.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 216.10 Td (support ) Tj ET Q q 0 0 0 rg BT 82.50 216.10 Td (and ) Tj ET Q q 0 0 0 rg BT 99.44 216.10 Td (consultancy ) Tj ET Q q 0 0 0 rg BT 149.70 216.10 Td (services ) Tj ET Q q 0 0 0 rg BT 184.41 216.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.69 216.10 Td (more ) Tj ET Q q 0 0 0 rg BT 217.73 216.10 Td (than ) Tj ET Q q 0 0 0 rg BT 237.45 216.10 Td (16,000 ) Tj ET Q q 0 0 0 rg BT 267.45 216.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 310.50 216.10 Td (across ) Tj ET Q q 0 0 0 rg BT 337.99 216.10 Td (six ) Tj ET Q q 0 0 0 rg BT 352.16 216.10 Td (continents. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 194.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.81 194.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.97 194.10 Td (reports ) Tj ET Q q 0 0 0 rg BT 191.00 194.10 Td (as ) Tj ET Q q 0 0 0 rg BT 202.60 194.10 Td (a ) Tj ET Q q 0 0 0 rg BT 210.30 194.10 Td (single ) Tj ET Q q 0 0 0 rg BT 237.46 194.10 Td (segment. ) Tj ET Q q 0 0 0 rg BT 276.31 194.10 Td (The ) Tj ET Q q 0 0 0 rg BT 295.13 194.10 Td (Company) Tj ET Q q 0 0 0 rg BT 336.79 194.10 Td (s ) Tj ET Q q 0 0 0 rg BT 343.95 194.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 382.75 194.10 Td (are ) Tj ET Q q 0 0 0 rg BT 398.23 194.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 431.48 194.10 Td (from ) Tj ET Q q 0 0 0 rg BT 454.18 194.10 Td (four ) Tj ET Q q 0 0 0 rg BT 474.11 194.10 Td (\(4\)product ) Tj ET Q q 0 0 0 rg BT 522.08 194.10 Td (or ) Tj ET Q q 0 0 0 rg BT 533.68 194.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 182.10 Td (groups. ) Tj ET Q q 0 0 0 rg BT 82.27 182.10 Td (Presented ) Tj ET Q q 0 0 0 rg BT 123.70 182.10 Td (in ) Tj ET Q q 0 0 0 rg BT 134.03 182.10 Td (tabular ) Tj ET Q q 0 0 0 rg BT 164.34 182.10 Td (format ) Tj ET Q q 0 0 0 rg BT 193.55 182.10 Td (below ) Tj ET Q q 0 0 0 rg BT 220.54 182.10 Td (is ) Tj ET Q q 0 0 0 rg BT 229.76 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.52 182.10 Td (breakout ) Tj ET Q q 0 0 0 rg BT 282.06 182.10 Td (of ) Tj ET Q q 0 0 0 rg BT 292.94 182.10 Td (our ) Tj ET Q q 0 0 0 rg BT 308.82 182.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 343.02 182.10 Td (streams ) Tj ET Q q 0 0 0 rg BT 376.11 182.10 Td (for ) Tj ET Q q 0 0 0 rg BT 390.32 182.10 Td (each ) Tj ET Q q 0 0 0 rg BT 411.19 182.10 Td (of ) Tj ET Q q 0 0 0 rg BT 422.07 182.10 Td (those ) Tj ET Q q 0 0 0 rg BT 445.73 182.10 Td (product ) Tj ET Q q 0 0 0 rg BT 478.83 182.10 Td (or ) Tj ET Q q 0 0 0 rg BT 489.71 182.10 Td (service ) Tj ET Q q 0 0 0 rg BT 520.57 182.10 Td (groups ) Tj ET Q q 0 0 0 rg BT 550.34 182.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 170.10 Td (years ) Tj ET Q q 0 0 0 rg BT 88.32 170.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.69 170.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 173.28 170.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.28 170.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.28 170.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.28 170.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.78 170.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.71 170.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.71 170.10 Td (:) Tj ET Q 1 1 1 rg /GS0 gs 50.50 159.60 350.00 -23.00 re f /GS0 gs 1 1 1 rg /GS0 gs 400.50 159.60 4.00 -23.00 re f /GS0 gs 1 1 1 rg /GS0 gs 404.50 159.60 176.00 -23.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 123.60 350.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 123.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 404.50 123.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 460.50 123.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 464.50 123.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 123.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 123.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 95.60 350.00 -15.00 re f /GS0 gs 0.8 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52.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 54.60000000000002 m 580.5 54.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 52.60000000000002 m 580.5 52.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.25 150.33 Td (For) Tj ET Q q 0 0 0 rg BT 465.62 150.33 Td ( the ) Tj ET Q q 0 0 0 rg BT 483.58 150.33 Td (Y) Tj ET Q q 0 0 0 rg BT 489.69 150.33 Td (ear) Tj ET Q q 0 0 0 rg BT 503.38 150.33 Td ( Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.90 140.33 Td (December) Tj ET Q q 0 0 0 rg BT 506.02 140.33 Td ( 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 127.33 Td (\(dollar amounts in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.00 127.33 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.00 127.33 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 542.00 127.33 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 114.17 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.00 114.17 Td ($) Tj ET 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Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 71.17 Td (4,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 71.17 Td (5,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.15 71.17 Td (6,729) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 57.33 Td (Totals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 57.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.15 57.33 Td (265,482) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.00 57.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 484.15 57.33 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.00 57.33 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 544.15 57.33 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 17 0 obj <>] /Rotate 0 /Contents 18 0 R>> endobj 18 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (Information ) Tj ET Q q 0 0 0 rg BT 148.97 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 161.18 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.61 742.10 Td (geographic ) Tj ET Q q 0 0 0 rg BT 222.24 742.10 Td (dispersion ) Tj ET Q q 0 0 0 rg BT 265.56 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.09 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.52 742.10 Td (Company) Tj ET Q q 0 0 0 rg BT 332.18 742.10 Td (s ) Tj ET Q q 0 0 0 rg BT 338.28 742.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 376.03 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.68 742.10 Td (long-lived ) Tj ET Q q 0 0 0 rg BT 435.99 742.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 461.53 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 470.41 742.10 Td (furnished ) Tj ET Q q 0 0 0 rg BT 510.38 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 520.37 742.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 542.02 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 708.10 Td (Industry ) Tj ET Q q 0 0 0 rg BT 89.74 708.10 Td (Overview) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 686.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.47 686.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 158.70 686.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 194.40 686.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 228.98 686.10 Td (have ) Tj ET Q q 0 0 0 rg BT 250.77 686.10 Td (also ) Tj ET Q q 0 0 0 rg BT 269.80 686.10 Td (seen ) Tj ET Q q 0 0 0 rg BT 290.49 686.10 Td (a ) Tj ET Q q 0 0 0 rg BT 297.85 686.10 Td (steady ) Tj ET Q q 0 0 0 rg BT 326.31 686.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 361.99 686.10 Td (in ) Tj ET Q q 0 0 0 rg BT 372.69 686.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 415.04 686.10 Td (to ) Tj ET Q q 0 0 0 rg BT 425.74 686.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 455.31 686.10 Td (paper) Tj ET Q q 0 0 0 rg BT 477.32 686.10 Td (-based ) Tj ET Q q 0 0 0 rg BT 506.33 686.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 547.57 686.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.10 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 86.92 674.10 Td (improvements ) Tj ET Q q 0 0 0 rg BT 146.08 674.10 Td (in ) Tj ET Q q 0 0 0 rg BT 155.81 674.10 Td (ef) Tj ET Q q 0 0 0 rg BT 163.40 674.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 197.54 674.10 Td (both ) Tj ET Q q 0 0 0 rg BT 217.27 674.10 Td (at ) Tj ET Q q 0 0 0 rg BT 226.43 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.60 674.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 279.19 674.10 Td (side ) Tj ET Q q 0 0 0 rg BT 297.25 674.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.63 674.10 Td (also ) Tj ET Q q 0 0 0 rg BT 331.69 674.10 Td (at ) Tj ET Q q 0 0 0 rg BT 340.85 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 355.02 674.10 Td (consumer) Tj ET Q q 0 0 0 rg BT 393.69 674.10 Td (-end ) Tj ET Q q 0 0 0 rg BT 413.41 674.10 Td (side. ) Tj ET Q q 0 0 0 rg BT 433.96 674.10 Td (Such ) Tj ET Q q 0 0 0 rg BT 455.91 674.10 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 511.74 674.10 Td (has ) Tj ET Q q 0 0 0 rg BT 527.02 674.10 Td (involved ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.10 Td (both ) Tj ET Q q 0 0 0 rg BT 70.54 662.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 111.61 662.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 144.35 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 161.54 662.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 202.62 662.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 235.37 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 252.56 662.10 Td (is ) Tj ET Q q 0 0 0 rg BT 261.99 662.10 Td (directly ) Tj ET Q q 0 0 0 rg BT 295.29 662.10 Td (impacting ) Tj ET Q q 0 0 0 rg BT 338.04 662.10 Td (the ) Tj ET Q q 0 0 0 rg BT 353.02 662.10 Td (manner ) Tj ET Q q 0 0 0 rg BT 385.76 662.10 Td (in ) Tj ET Q q 0 0 0 rg BT 396.30 662.10 Td (which ) Tj ET Q q 0 0 0 rg BT 423.50 662.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 464.57 662.10 Td (products ) Tj ET Q q 0 0 0 rg BT 501.77 662.10 Td (are ) Tj ET Q q 0 0 0 rg BT 516.73 662.10 Td (distributed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 105.27 650.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 141.10 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.38 650.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 197.76 650.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 233.61 650.10 Td (will ) Tj ET Q q 0 0 0 rg BT 252.23 650.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 289.73 650.10 Td (to ) Tj ET Q q 0 0 0 rg BT 300.58 650.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 346.94 650.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 392.22 650.10 Td (change ) Tj ET Q q 0 0 0 rg BT 423.60 650.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.11 650.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 481.93 650.10 Td (ef) Tj ET Q q 0 0 0 rg BT 489.52 650.10 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 530.89 650.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.10 Td (online ) Tj ET Q q 0 0 0 rg BT 77.50 638.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 121.64 638.10 Td (as ) Tj ET Q q 0 0 0 rg BT 132.47 638.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 166.62 638.10 Td (paper) Tj ET Q q 0 0 0 rg BT 188.62 638.10 Td (-based ) Tj ET Q q 0 0 0 rg BT 217.22 638.10 Td (processes ) Tj ET Q q 0 0 0 rg BT 258.04 638.10 Td (are ) Tj ET Q q 0 0 0 rg BT 272.75 638.10 Td (becoming ) Tj ET Q q 0 0 0 rg BT 314.68 638.10 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 366.05 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 372.99 638.10 Td (norm ) Tj ET Q q 0 0 0 rg BT 396.60 638.10 Td (across ) Tj ET Q q 0 0 0 rg BT 424.09 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.81 638.10 Td (world ) Tj ET Q q 0 0 0 rg BT 464.64 638.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 505.45 638.10 Td (markets.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 616.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.37 616.10 Td (oducts ) Tj ET Q q 0 0 0 rg BT 90.65 616.10 Td (and ) Tj ET Q q 0 0 0 rg BT 109.27 616.10 Td (Services) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 594.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.93 594.10 Td (Company) Tj ET Q q 0 0 0 rg BT 159.59 594.10 Td (s ) Tj ET Q q 0 0 0 rg BT 166.87 594.10 Td (product ) Tj ET Q q 0 0 0 rg BT 200.80 594.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.62 594.10 Td (service ) Tj ET Q q 0 0 0 rg BT 250.32 594.10 Td (strategy ) Tj ET Q q 0 0 0 rg BT 285.36 594.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 310.40 594.10 Td (on: ) Tj ET Q q 0 0 0 rg BT 326.56 594.10 Td (\(a\)expansion ) Tj ET Q q 0 0 0 rg BT 384.09 594.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.80 594.10 Td (connectivity ) Tj ET Q q 0 0 0 rg BT 448.61 594.10 Td (between ) Tj ET Q q 0 0 0 rg BT 485.31 594.10 Td (consumers, ) Tj ET Q q 0 0 0 rg BT 533.96 594.10 Td (agents, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 582.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 86.65 582.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.27 582.10 Td (third ) Tj ET Q q 0 0 0 rg BT 128.33 582.10 Td (party ) Tj ET Q q 0 0 0 rg BT 153.06 582.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 195.00 582.10 Td (through ) Tj ET Q q 0 0 0 rg BT 230.29 582.10 Td (its ) Tj ET Q q 0 0 0 rg BT 243.92 582.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 287.52 582.10 Td (family ) Tj ET Q q 0 0 0 rg BT 317.80 582.10 Td (of ) Tj ET Q q 0 0 0 rg BT 330.31 582.10 Td (products ) Tj ET Q q 0 0 0 rg BT 368.92 582.10 Td (in ) Tj ET Q q 0 0 0 rg BT 380.88 582.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.27 582.10 Td (life, ) Tj ET Q q 0 0 0 rg BT 417.28 582.10 Td (health, ) Tj ET Q q 0 0 0 rg BT 448.39 582.10 Td (workers ) Tj ET Q q 0 0 0 rg BT 484.78 582.10 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 547.00 582.10 Td (risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 570.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 107.58 570.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 141.57 570.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.00 570.10 Td (property ) Tj ET Q q 0 0 0 rg BT 197.88 570.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.31 570.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 253.07 570.10 Td (\("P&C"\) ) Tj ET Q q 0 0 0 rg BT 291.89 570.10 Td (sectors ) Tj ET Q q 0 0 0 rg BT 323.66 570.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 370.42 570.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 403.85 570.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.06 570.10 Td (EbixExchange ) Tj ET Q q 0 0 0 rg BT 482.36 570.10 Td (family ) Tj ET Q q 0 0 0 rg BT 512.46 570.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.79 570.10 Td (products; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 558.10 Td (\(b\)worldwide ) Tj ET Q q 0 0 0 rg BT 108.99 558.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 130.48 558.10 Td (and ) Tj ET Q q 0 0 0 rg BT 146.98 558.10 Td (support ) Tj ET Q q 0 0 0 rg BT 179.04 558.10 Td (of ) Tj ET Q q 0 0 0 rg BT 189.43 558.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 211.49 558.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 250.20 558.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 290.57 558.10 Td (and ) Tj ET Q q 0 0 0 rg BT 307.07 558.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 335.22 558.10 Td (management ) Tj ET Q q 0 0 0 rg BT 388.37 558.10 Td (systems; ) Tj ET Q q 0 0 0 rg BT 424.88 558.10 Td (\(c\)worldwide ) Tj ET Q q 0 0 0 rg BT 483.30 558.10 Td (sale, ) Tj ET Q q 0 0 0 rg BT 503.41 558.10 Td (customization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 546.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 106.68 546.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 171.98 546.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.95 546.10 Td (support ) Tj ET Q q 0 0 0 rg BT 221.49 546.10 Td (of ) Tj ET Q q 0 0 0 rg BT 232.35 546.10 Td (its ) Tj ET Q q 0 0 0 rg BT 244.33 546.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 266.87 546.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 306.05 546.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 346.90 546.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 375.52 546.10 Td (system ) Tj ET Q q 0 0 0 rg BT 405.83 546.10 Td (platforms; ) Tj ET Q q 0 0 0 rg BT 449.47 546.10 Td (\(d\)risk ) Tj ET Q q 0 0 0 rg BT 481.16 546.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 529.78 546.10 Td (solution ) Tj ET Q q 0 0 0 rg BT 564.51 546.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 534.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 87.07 534.10 Td (which ) Tj ET Q q 0 0 0 rg BT 113.87 534.10 Td (include ) Tj ET Q q 0 0 0 rg BT 145.66 534.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 186.33 534.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 228.66 534.10 Td (origination, ) Tj ET Q q 0 0 0 rg BT 277.40 534.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 319.73 534.10 Td (tracking, ) Tj ET Q q 0 0 0 rg BT 357.35 534.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 385.81 534.10 Td (adjudication ) Tj ET Q q 0 0 0 rg BT 437.60 534.10 Td (call ) Tj ET Q q 0 0 0 rg BT 454.40 534.10 Td (center) Tj ET Q q 0 0 0 rg BT 478.42 534.10 Td (, ) Tj ET Q q 0 0 0 rg BT 483.28 534.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 527.30 534.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 522.10 Td (back ) Tj ET Q q 0 0 0 rg BT 71.38 522.10 Td (of) Tj ET Q q 0 0 0 rg BT 79.53 522.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 97.01 522.10 Td (support; ) Tj ET Q q 0 0 0 rg BT 132.29 522.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 151.73 522.10 Td (\(e\) ) Tj ET Q q 0 0 0 rg BT 165.33 522.10 Td (e-governance/e-learning ) Tj ET Q q 0 0 0 rg BT 264.99 522.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 303.61 522.10 Td (in ) Tj ET Q q 0 0 0 rg BT 313.89 522.10 Td (emer) Tj ET Q q 0 0 0 rg BT 333.69 522.10 Td (ging ) Tj ET Q q 0 0 0 rg BT 353.97 522.10 Td (world ) Tj ET Q q 0 0 0 rg BT 379.80 522.10 Td (markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 500.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 119.30 500.10 Td (also ) Tj ET Q q 0 0 0 rg BT 136.82 500.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 172.67 500.10 Td (software ) Tj ET Q q 0 0 0 rg BT 208.51 500.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 264.07 500.10 Td (customization, ) Tj ET Q q 0 0 0 rg BT 324.08 500.10 Td (and ) Tj ET Q q 0 0 0 rg BT 339.93 500.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 383.00 500.10 Td (services ) Tj ET Q q 0 0 0 rg BT 416.62 500.10 Td (to ) Tj ET Q q 0 0 0 rg BT 425.81 500.10 Td (a ) Tj ET Q q 0 0 0 rg BT 431.66 500.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 460.84 500.10 Td (of ) Tj ET Q q 0 0 0 rg BT 470.58 500.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 500.87 500.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.06 500.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.69 500.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 488.10 Td (industry) Tj ET Q q 0 0 0 rg BT 82.13 488.10 Td (, ) Tj ET Q q 0 0 0 rg BT 87.13 488.10 Td (including ) Tj ET Q q 0 0 0 rg BT 127.40 488.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 162.38 488.10 Td (brokers, ) Tj ET Q q 0 0 0 rg BT 197.37 488.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 241.51 488.10 Td (and ) Tj ET Q q 0 0 0 rg BT 258.45 488.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 294.83 488.10 Td (making ) Tj ET Q q 0 0 0 rg BT 327.32 488.10 Td (bodies.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 466.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 120.67 466.10 Td (s ) Tj ET Q q 0 0 0 rg BT 127.29 466.10 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 164.16 466.10 Td (at ) Tj ET Q q 0 0 0 rg BT 174.11 466.10 Td (present, ) Tj ET Q q 0 0 0 rg BT 208.21 466.10 Td (is ) Tj ET Q q 0 0 0 rg BT 217.61 466.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 259.21 466.10 Td (through ) Tj ET Q q 0 0 0 rg BT 293.04 466.10 Td (four ) Tj ET Q q 0 0 0 rg BT 312.43 466.10 Td (main ) Tj ET Q q 0 0 0 rg BT 335.16 466.10 Td (channels ) Tj ET Q q 0 0 0 rg BT 372.87 466.10 Td (in ) Tj ET Q q 0 0 0 rg BT 383.38 466.10 Td (which ) Tj ET Q q 0 0 0 rg BT 410.55 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 425.49 466.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 467.11 466.10 Td (conducts ) Tj ET Q q 0 0 0 rg BT 505.39 466.10 Td (its ) Tj ET Q q 0 0 0 rg BT 517.56 466.10 Td (operations: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (Exchanges, ) Tj ET Q q 0 0 0 rg BT 98.67 454.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 129.84 454.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 168.53 454.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 199.16 454.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 237.85 454.10 Td (and ) Tj ET Q q 0 0 0 rg BT 255.14 454.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 276.34 454.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 327.51 454.10 Td (Solutions. ) Tj ET Q q 0 0 0 rg BT 370.45 454.10 Td (The ) Tj ET Q q 0 0 0 rg BT 388.85 454.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 423.35 454.10 Td (streams ) Tj ET Q q 0 0 0 rg BT 456.75 454.10 Td (for ) Tj ET Q q 0 0 0 rg BT 471.26 454.10 Td (each ) Tj ET Q q 0 0 0 rg BT 492.43 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 503.61 454.10 Td (these ) Tj ET Q q 0 0 0 rg BT 527.02 454.10 Td (channels ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (are ) Tj ET Q q 0 0 0 rg BT 64.71 442.10 Td (further ) Tj ET Q q 0 0 0 rg BT 94.41 442.10 Td (described ) Tj ET Q q 0 0 0 rg BT 135.23 442.10 Td (below ) Tj ET Q q 0 0 0 rg BT 162.17 442.10 Td (in ) Tj ET Q q 0 0 0 rg BT 172.45 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 187.16 442.10 Td (following ) Tj ET Q q 0 0 0 rg BT 228.55 442.10 Td (paragraphs.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 420.10 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.56 420.10 Td (: ) Tj ET Q q 0 0 0 rg BT 149.90 420.10 Td (This ) Tj ET Q q 0 0 0 rg BT 170.44 420.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 204.29 420.10 Td (forms ) Tj ET Q q 0 0 0 rg BT 230.38 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.36 420.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 279.78 420.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 304.20 420.10 Td (of ) Tj ET Q q 0 0 0 rg BT 315.29 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 330.26 420.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 371.91 420.10 Td (across ) Tj ET Q q 0 0 0 rg BT 399.66 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.64 420.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 443.23 420.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 464.88 420.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 500.95 420.10 Td (data ) Tj ET Q q 0 0 0 rg BT 520.37 420.10 Td (exchanges ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.36 408.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.16 408.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 98.28 408.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.19 408.10 Td (life ) Tj ET Q q 0 0 0 rg BT 125.10 408.10 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 168.50 408.10 Td (annuities, ) Tj ET Q q 0 0 0 rg BT 209.69 408.10 Td (employee ) Tj ET Q q 0 0 0 rg BT 251.14 408.10 Td (health ) Tj ET Q q 0 0 0 rg BT 278.16 408.10 Td (benefits, ) Tj ET Q q 0 0 0 rg BT 314.90 408.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 332.48 408.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 388.65 408.10 Td (workers ) Tj ET Q q 0 0 0 rg BT 423.45 408.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 481.57 408.10 Td (and ) Tj ET Q q 0 0 0 rg BT 498.59 408.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 521.19 408.10 Td (insurance. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 396.10 Td (Each ) Tj ET Q q 0 0 0 rg BT 73.84 396.10 Td (of ) Tj ET Q q 0 0 0 rg BT 86.02 396.10 Td (these ) Tj ET Q q 0 0 0 rg BT 110.41 396.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 155.91 396.10 Td (connects ) Tj ET Q q 0 0 0 rg BT 194.74 396.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 231.92 396.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 264.66 396.10 Td (within ) Tj ET Q q 0 0 0 rg BT 294.06 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.13 396.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 352.29 396.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 387.80 396.10 Td (enabling ) Tj ET Q q 0 0 0 rg BT 426.08 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.15 396.10 Td (participant ) Tj ET Q q 0 0 0 rg BT 488.76 396.10 Td (to ) Tj ET Q q 0 0 0 rg BT 500.39 396.10 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 547.56 396.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 384.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 384.10 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 93.41 384.10 Td (carry ) Tj ET Q q 0 0 0 rg BT 116.44 384.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.38 384.10 Td (process ) Tj ET Q q 0 0 0 rg BT 165.87 384.10 Td (data ) Tj ET Q q 0 0 0 rg BT 185.02 384.10 Td (from ) Tj ET Q q 0 0 0 rg BT 206.96 384.10 Td (one ) Tj ET Q q 0 0 0 rg BT 223.90 384.10 Td (end ) Tj ET Q q 0 0 0 rg BT 240.84 384.10 Td (to ) Tj ET Q q 0 0 0 rg BT 251.11 384.10 Td (another) Tj ET Q q 0 0 0 rg BT 280.55 384.10 Td (. ) Tj ET Q q 0 0 0 rg BT 285.55 384.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 307.21 384.10 Td (s ) Tj ET Q q 0 0 0 rg BT 313.60 384.10 Td (life, ) Tj ET Q q 0 0 0 rg BT 331.93 384.10 Td (annuity) Tj ET Q q 0 0 0 rg BT 361.27 384.10 Td (, ) Tj ET Q q 0 0 0 rg BT 366.27 384.10 Td (and ) Tj ET Q q 0 0 0 rg BT 383.21 384.10 Td (employee ) Tj ET Q q 0 0 0 rg BT 424.58 384.10 Td (health ) Tj ET Q q 0 0 0 rg BT 451.51 384.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 481.78 384.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 525.92 384.10 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 372.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 81.04 372.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 119.88 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 129.28 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.12 372.10 Td (United ) Tj ET Q q 0 0 0 rg BT 171.95 372.10 Td (States, ) Tj ET Q q 0 0 0 rg BT 199.96 372.10 Td (while ) Tj ET Q q 0 0 0 rg BT 223.80 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.64 372.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 259.27 372.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 302.53 372.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 333.58 372.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 372.41 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 381.45 372.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 422.23 372.10 Td (New ) Tj ET Q q 0 0 0 rg BT 442.73 372.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 479.06 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.89 372.10 Td (United ) Tj ET Q q 0 0 0 rg BT 521.73 372.10 Td (Kingdom, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.46 360.10 Td (Brazil. ) Tj ET Q q 0 0 0 rg BT 95.42 360.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 136.87 360.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 170.54 360.10 Td (is ) Tj ET Q q 0 0 0 rg BT 179.23 360.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 211.24 360.10 Td (from ) Tj ET Q q 0 0 0 rg BT 232.70 360.10 Td (two ) Tj ET Q q 0 0 0 rg BT 249.73 360.10 Td (main ) Tj ET Q q 0 0 0 rg BT 271.75 360.10 Td (sources, ) Tj ET Q q 0 0 0 rg BT 306.26 360.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 337.72 360.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 388.63 360.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 406.75 360.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 449.87 360.10 Td (with ) Tj ET Q q 0 0 0 rg BT 469.67 360.10 Td (accessing ) Tj ET Q q 0 0 0 rg BT 510.01 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.25 360.10 Td (exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.44 348.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 114.32 348.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 133.43 348.10 Td (char) Tj ET Q q 0 0 0 rg BT 150.45 348.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 167.90 348.10 Td (for ) Tj ET Q q 0 0 0 rg BT 182.56 348.10 Td (each ) Tj ET Q q 0 0 0 rg BT 203.88 348.10 Td (data ) Tj ET Q q 0 0 0 rg BT 223.54 348.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 270.42 348.10 Td (processed ) Tj ET Q q 0 0 0 rg BT 312.85 348.10 Td (on ) Tj ET Q q 0 0 0 rg BT 325.86 348.10 Td (an ) Tj ET Q q 0 0 0 rg BT 338.30 348.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 360.20 348.10 Td (Exchange, ) Tj ET Q q 0 0 0 rg BT 405.12 348.10 Td (with ) Tj ET Q q 0 0 0 rg BT 425.91 348.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.35 348.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 480.23 348.10 Td (being ) Tj ET Q q 0 0 0 rg BT 505.45 348.10 Td (defined ) Tj ET Q q 0 0 0 rg BT 538.44 348.10 Td (as ) Tj ET Q q 0 0 0 rg BT 549.78 348.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 91.15 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.87 336.10 Td (data ) Tj ET Q q 0 0 0 rg BT 122.92 336.10 Td (between ) Tj ET Q q 0 0 0 rg BT 159.63 336.10 Td (any ) Tj ET Q q 0 0 0 rg BT 177.46 336.10 Td (two ) Tj ET Q q 0 0 0 rg BT 195.85 336.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 228.12 336.10 Td (using ) Tj ET Q q 0 0 0 rg BT 253.19 336.10 Td (an ) Tj ET Q q 0 0 0 rg BT 266.02 336.10 Td (exchange. ) Tj ET Q q 0 0 0 rg BT 309.42 336.10 Td (These ) Tj ET Q q 0 0 0 rg BT 336.69 336.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 381.73 336.10 Td (have ) Tj ET Q q 0 0 0 rg BT 403.99 336.10 Td (been ) Tj ET Q q 0 0 0 rg BT 426.26 336.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 465.20 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 476.37 336.10 Td (completely ) Tj ET Q q 0 0 0 rg BT 524.20 336.10 Td (adhere ) Tj ET Q q 0 0 0 rg BT 554.23 336.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 85.46 324.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.58 324.10 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 146.36 324.10 Td (data ) Tj ET Q q 0 0 0 rg BT 165.70 324.10 Td (standards. ) Tj ET Q q 0 0 0 rg BT 208.06 324.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 257.39 324.10 Td (, ) Tj ET Q q 0 0 0 rg BT 262.58 324.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 303.58 324.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 349.02 324.10 Td (work ) Tj ET Q q 0 0 0 rg BT 372.26 324.10 Td (with ) Tj ET Q q 0 0 0 rg BT 392.72 324.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 414.29 324.10 Td (or ) Tj ET Q q 0 0 0 rg BT 425.30 324.10 Td (third ) Tj ET Q q 0 0 0 rg BT 446.87 324.10 Td (party ) Tj ET Q q 0 0 0 rg BT 470.10 324.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 504.44 324.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.91 324.10 Td (interface ) Tj ET Q q 0 0 0 rg BT 552.56 324.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.18 312.10 Td (with ) Tj ET Q q 0 0 0 rg BT 110.39 312.10 Td (their ) Tj ET Q q 0 0 0 rg BT 131.14 312.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 170.21 312.10 Td (systems. ) Tj ET Q q 0 0 0 rg BT 206.81 312.10 Td (Since ) Tj ET Q q 0 0 0 rg BT 231.45 312.10 Td (each ) Tj ET Q q 0 0 0 rg BT 252.19 312.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 292.37 312.10 Td (is ) Tj ET Q q 0 0 0 rg BT 301.47 312.10 Td (built ) Tj ET Q q 0 0 0 rg BT 322.23 312.10 Td (based ) Tj ET Q q 0 0 0 rg BT 347.43 312.10 Td (on ) Tj ET Q q 0 0 0 rg BT 359.85 312.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 395.06 312.10 Td (standards, ) Tj ET Q q 0 0 0 rg BT 437.75 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 452.40 312.10 Td (system/exchange ) Tj ET Q q 0 0 0 rg BT 523.13 312.10 Td (interfaces ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td (can ) Tj ET Q q 0 0 0 rg BT 66.20 300.10 Td (be ) Tj ET Q q 0 0 0 rg BT 77.96 300.10 Td (built ) Tj ET Q q 0 0 0 rg BT 98.61 300.10 Td (by ) Tj ET Q q 0 0 0 rg BT 110.93 300.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 132.14 300.10 Td (or ) Tj ET Q q 0 0 0 rg BT 142.79 300.10 Td (any ) Tj ET Q q 0 0 0 rg BT 159.55 300.10 Td (other ) Tj ET Q q 0 0 0 rg BT 182.42 300.10 Td (third ) Tj ET Q q 0 0 0 rg BT 203.63 300.10 Td (party ) Tj ET Q q 0 0 0 rg BT 226.49 300.10 Td (vendor) Tj ET Q q 0 0 0 rg BT 253.86 300.10 Td (, ) Tj ET Q q 0 0 0 rg BT 258.68 300.10 Td (at ) Tj ET Q q 0 0 0 rg BT 268.22 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.76 300.10 Td (client) Tj ET Q q 0 0 0 rg BT 307.75 300.10 Td (s ) Tj ET Q q 0 0 0 rg BT 313.96 300.10 Td (option. ) Tj ET Q q 0 0 0 rg BT 344.34 300.10 Td (If ) Tj ET Q q 0 0 0 rg BT 353.32 300.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 374.53 300.10 Td (builds ) Tj ET Q q 0 0 0 rg BT 401.30 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 415.83 300.10 Td (interfaces, ) Tj ET Q q 0 0 0 rg BT 459.52 300.10 Td (then ) Tj ET Q q 0 0 0 rg BT 479.05 300.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 521.37 300.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 555.33 300.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 82.49 288.10 Td (in ) Tj ET Q q 0 0 0 rg BT 92.76 288.10 Td (the ) Tj ET Q q 0 0 0 rg BT 107.48 288.10 Td (form ) Tj ET Q q 0 0 0 rg BT 129.42 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 140.25 288.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 191.63 288.10 Td (services ) Tj ET Q q 0 0 0 rg BT 226.33 288.10 Td (char) Tj ET Q q 0 0 0 rg BT 243.36 288.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 260.30 288.10 Td (on ) Tj ET Q q 0 0 0 rg BT 272.80 288.10 Td (time ) Tj ET Q q 0 0 0 rg BT 293.07 288.10 Td (and ) Tj ET Q q 0 0 0 rg BT 310.01 288.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 349.16 288.10 Td (basis.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 266.10 Td (Br) Tj ET Q q 0 0 0 rg BT 109.93 266.10 Td (oker) Tj ET Q q 0 0 0 rg BT 129.19 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 132.53 266.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 157.53 266.10 Td (Systems:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 195.31 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 198.41 266.10 Td (The ) Tj ET Q q 0 0 0 rg BT 217.30 266.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 265.22 266.10 Td (main ) Tj ET Q q 0 0 0 rg BT 288.56 266.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 313.57 266.10 Td (in ) Tj ET Q q 0 0 0 rg BT 324.69 266.10 Td (this ) Tj ET Q q 0 0 0 rg BT 342.48 266.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 376.92 266.10 Td (is ) Tj ET Q q 0 0 0 rg BT 386.93 266.10 Td (on ) Tj ET Q q 0 0 0 rg BT 400.27 266.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 435.27 266.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 467.50 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 483.06 266.10 Td (United ) Tj ET Q q 0 0 0 rg BT 513.63 266.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 543.36 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.46 266.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.20 254.10 Td (does ) Tj ET Q q 0 0 0 rg BT 111.84 254.10 Td (not ) Tj ET Q q 0 0 0 rg BT 126.92 254.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 158.11 254.10 Td (that ) Tj ET Q q 0 0 0 rg BT 175.41 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.94 254.10 Td (United ) Tj ET Q q 0 0 0 rg BT 219.46 254.10 Td (States ) Tj ET Q q 0 0 0 rg BT 245.66 254.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 274.07 254.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 308.05 254.10 Td (market ) Tj ET Q q 0 0 0 rg BT 338.12 254.10 Td (can ) Tj ET Q q 0 0 0 rg BT 354.31 254.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 387.16 254.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 408.36 254.10 Td (with ) Tj ET Q q 0 0 0 rg BT 428.45 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 442.97 254.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 483.05 254.10 Td (mar) Tj ET Q q 0 0 0 rg BT 498.41 254.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 513.50 254.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 539.14 254.10 Td (that ) Tj ET Q q 0 0 0 rg BT 556.44 254.10 Td (it ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 242.10 Td (seeks. ) Tj ET Q q 0 0 0 rg BT 76.29 242.10 Td (The ) Tj ET Q q 0 0 0 rg BT 94.13 242.10 Td (number ) Tj ET Q q 0 0 0 rg BT 126.97 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.59 242.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 188.76 242.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 221.04 242.10 Td (has ) Tj ET Q q 0 0 0 rg BT 236.67 242.10 Td (been ) Tj ET Q q 0 0 0 rg BT 257.84 242.10 Td (steadily ) Tj ET Q q 0 0 0 rg BT 291.24 242.10 Td (decreasing ) Tj ET Q q 0 0 0 rg BT 336.28 242.10 Td (in ) Tj ET Q q 0 0 0 rg BT 346.36 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.87 242.10 Td (country ) Tj ET Q q 0 0 0 rg BT 393.71 242.10 Td (and ) Tj ET Q q 0 0 0 rg BT 410.44 242.10 Td (the ) Tj ET Q q 0 0 0 rg BT 424.95 242.10 Td (space ) Tj ET Q q 0 0 0 rg BT 449.45 242.10 Td (is ) Tj ET Q q 0 0 0 rg BT 458.42 242.10 Td (fairly ) Tj ET Q q 0 0 0 rg BT 482.37 242.10 Td (crowded ) Tj ET Q q 0 0 0 rg BT 519.09 242.10 Td (in ) Tj ET Q q 0 0 0 rg BT 529.16 242.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 553.67 242.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.23 230.10 Td (number ) Tj ET Q q 0 0 0 rg BT 98.79 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 110.13 230.10 Td (software ) Tj ET Q q 0 0 0 rg BT 147.57 230.10 Td (players ) Tj ET Q q 0 0 0 rg BT 179.46 230.10 Td (addressing ) Tj ET Q q 0 0 0 rg BT 225.24 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.47 230.10 Td (market. ) Tj ET Q q 0 0 0 rg BT 273.75 230.10 Td (Consequently) Tj ET Q q 0 0 0 rg BT 328.10 230.10 Td (, ) Tj ET Q q 0 0 0 rg BT 333.61 230.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 355.27 230.10 Td (s ) Tj ET Q q 0 0 0 rg BT 362.18 230.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 396.85 230.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 421.52 230.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.31 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.54 230.10 Td (area ) Tj ET Q q 0 0 0 rg BT 467.20 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 478.54 230.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 507.65 230.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 542.33 230.10 Td (is ) Tj ET Q q 0 0 0 rg BT 552.02 230.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 218.10 Td (designing ) Tj ET Q q 0 0 0 rg BT 90.77 218.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.10 218.10 Td (deploying ) Tj ET Q q 0 0 0 rg BT 148.98 218.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 187.51 218.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 221.07 218.10 Td (for ) Tj ET Q q 0 0 0 rg BT 234.61 218.10 Td (international ) Tj ET Q q 0 0 0 rg BT 287.04 218.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 308.93 218.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 349.13 218.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 381.01 218.10 Td (who ) Tj ET Q q 0 0 0 rg BT 400.12 218.10 Td (are ) Tj ET Q q 0 0 0 rg BT 414.21 218.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 446.65 218.10 Td (a ) Tj ET Q q 0 0 0 rg BT 452.97 218.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 497.62 218.10 Td (system ) Tj ET Q q 0 0 0 rg BT 527.29 218.10 Td (solution. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 206.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 70.77 206.10 Td (has ) Tj ET Q q 0 0 0 rg BT 85.97 206.10 Td (three ) Tj ET Q q 0 0 0 rg BT 107.84 206.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 146.36 206.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 179.91 206.10 Td (in ) Tj ET Q q 0 0 0 rg BT 189.57 206.10 Td (this ) Tj ET Q q 0 0 0 rg BT 205.90 206.10 Td (area: ) Tj ET Q q 0 0 0 rg BT 227.20 206.10 Td (eGlobal, ) Tj ET Q q 0 0 0 rg BT 263.23 206.10 Td (which ) Tj ET Q q 0 0 0 rg BT 289.55 206.10 Td (tar) Tj ET Q q 0 0 0 rg BT 299.92 206.10 Td (gets ) Tj ET Q q 0 0 0 rg BT 317.90 206.10 Td (multinational ) Tj ET Q q 0 0 0 rg BT 373.11 206.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 395.00 206.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 435.19 206.10 Td (brokers; ) Tj ET Q q 0 0 0 rg BT 469.70 206.10 Td (W) Tj ET Q q 0 0 0 rg BT 478.74 206.10 Td (inBeat, ) Tj ET Q q 0 0 0 rg BT 509.22 206.10 Td (which ) Tj ET Q q 0 0 0 rg BT 535.54 206.10 Td (tar) Tj ET Q q 0 0 0 rg BT 545.91 206.10 Td (gets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 194.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 72.38 194.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 104.75 194.10 Td (in ) Tj ET Q q 0 0 0 rg BT 114.90 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 128.97 194.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 173.00 194.10 Td (and ) Tj ET Q q 0 0 0 rg BT 189.81 194.10 Td (New ) Tj ET Q q 0 0 0 rg BT 211.07 194.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 245.64 194.10 Td (markets; ) Tj ET Q q 0 0 0 rg BT 282.45 194.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 301.77 194.10 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 337.89 194.10 Td (, ) Tj ET Q q 0 0 0 rg BT 342.76 194.10 Td (which ) Tj ET Q q 0 0 0 rg BT 369.58 194.10 Td (is ) Tj ET Q q 0 0 0 rg BT 378.62 194.10 Td (a ) Tj ET Q q 0 0 0 rg BT 385.43 194.10 Td (system ) Tj ET Q q 0 0 0 rg BT 415.59 194.10 Td (for ) Tj ET Q q 0 0 0 rg BT 429.62 194.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.21 194.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 466.60 194.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 507.29 194.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 539.65 194.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 194.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 182.10 Td (United ) Tj ET Q q 0 0 0 rg BT 79.87 182.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 108.91 182.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 146.54 182.10 Td (from ) Tj ET Q q 0 0 0 rg BT 168.63 182.10 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 202.94 182.10 Td (is ) Tj ET Q q 0 0 0 rg BT 212.26 182.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 244.90 182.10 Td (from ) Tj ET Q q 0 0 0 rg BT 266.99 182.10 Td (two ) Tj ET Q q 0 0 0 rg BT 284.64 182.10 Td (main ) Tj ET Q q 0 0 0 rg BT 307.29 182.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 339.93 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.58 182.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 401.32 182.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 452.86 182.10 Td (license-based ) Tj ET Q q 0 0 0 rg BT 509.37 182.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 547.56 182.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 170.10 Td (time ) Tj ET Q q 0 0 0 rg BT 70.03 170.10 Td (and ) Tj ET Q q 0 0 0 rg BT 86.73 170.10 Td (material ) Tj ET Q q 0 0 0 rg BT 121.74 170.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 140.10 170.10 Td (char) Tj ET Q q 0 0 0 rg BT 157.13 170.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 173.82 170.10 Td (to ) Tj ET Q q 0 0 0 rg BT 183.86 170.10 Td (customize ) Tj ET Q q 0 0 0 rg BT 226.66 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.13 170.10 Td (product ) Tj ET Q q 0 0 0 rg BT 273.93 170.10 Td (to ) Tj ET Q q 0 0 0 rg BT 283.97 170.10 Td (a ) Tj ET Q q 0 0 0 rg BT 290.67 170.10 Td (broker) Tj ET Q q 0 0 0 rg BT 317.14 170.10 Td () Tj ET Q q 0 0 0 rg BT 319.91 170.10 Td (s ) Tj ET Q q 0 0 0 rg BT 326.06 170.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 359.41 170.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 402.21 170.10 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 459.17 170.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 496.42 170.10 Td (from ) Tj ET Q q 0 0 0 rg BT 517.95 170.10 Td (W) Tj ET Q q 0 0 0 rg BT 526.99 170.10 Td (inBeat ) Tj ET Q q 0 0 0 rg BT 555.35 170.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 158.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 82.25 158.10 Td (from ) Tj ET Q q 0 0 0 rg BT 103.96 158.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 139.57 158.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 190.72 158.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 209.09 158.10 Td (char) Tj ET Q q 0 0 0 rg BT 226.12 158.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 242.83 158.10 Td (to ) Tj ET Q q 0 0 0 rg BT 252.87 158.10 Td (each ) Tj ET Q q 0 0 0 rg BT 273.46 158.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 295.74 158.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 324.11 158.10 Td (in ) Tj ET Q q 0 0 0 rg BT 333.65 158.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 372.58 158.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.29 158.10 Td (New ) Tj ET Q q 0 0 0 rg BT 410.44 158.10 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 444.91 158.10 Td (that ) Tj ET Q q 0 0 0 rg BT 462.17 158.10 Td (has ) Tj ET Q q 0 0 0 rg BT 477.77 158.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 516.70 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 531.18 158.10 Td (service. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 146.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 86.98 146.10 Td (from ) Tj ET Q q 0 0 0 rg BT 108.42 146.10 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 145.28 146.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.28 146.10 Td (comes ) Tj ET Q q 0 0 0 rg BT 174.82 146.10 Td (from ) Tj ET Q q 0 0 0 rg BT 196.25 146.10 Td (monthly ) Tj ET Q q 0 0 0 rg BT 231.59 146.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 282.47 146.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 300.57 146.10 Td (char) Tj ET Q q 0 0 0 rg BT 317.59 146.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 334.03 146.10 Td (to ) Tj ET Q q 0 0 0 rg BT 343.80 146.10 Td (each ) Tj ET Q q 0 0 0 rg BT 364.12 146.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 386.12 146.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 414.22 146.10 Td (in ) Tj ET Q q 0 0 0 rg BT 423.99 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.21 146.10 Td (United ) Tj ET Q q 0 0 0 rg BT 467.42 146.10 Td (States ) Tj ET Q q 0 0 0 rg BT 493.31 146.10 Td (using ) Tj ET Q q 0 0 0 rg BT 516.97 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 531.19 146.10 Td (service. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 134.10 Td (All ) Tj ET Q q 0 0 0 rg BT 64.95 134.10 Td (these ) Tj ET Q q 0 0 0 rg BT 87.67 134.10 Td (three ) Tj ET Q q 0 0 0 rg BT 109.83 134.10 Td (products ) Tj ET Q q 0 0 0 rg BT 146.45 134.10 Td (are ) Tj ET Q q 0 0 0 rg BT 160.83 134.10 Td (continually ) Tj ET Q q 0 0 0 rg BT 207.99 134.10 Td (being ) Tj ET Q q 0 0 0 rg BT 232.38 134.10 Td (redesigned, ) Tj ET Q q 0 0 0 rg BT 280.37 134.10 Td (coded ) Tj ET Q q 0 0 0 rg BT 306.42 134.10 Td (and ) Tj ET Q q 0 0 0 rg BT 323.04 134.10 Td (updated ) Tj ET Q q 0 0 0 rg BT 356.87 134.10 Td (to ) Tj ET Q q 0 0 0 rg BT 366.82 134.10 Td (adhere ) Tj ET Q q 0 0 0 rg BT 395.64 134.10 Td (to ) Tj ET Q q 0 0 0 rg BT 405.59 134.10 Td (the ) Tj ET Q q 0 0 0 rg BT 419.98 134.10 Td (most ) Tj ET Q q 0 0 0 rg BT 441.61 134.10 Td (current ) Tj ET Q q 0 0 0 rg BT 472.10 134.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 524.81 134.10 Td (prevalent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 122.10 Td (today) Tj ET Q q 0 0 0 rg BT 71.57 122.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 100.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 120.50 100.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 173.65 100.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 215.15 100.10 Td (\("RCS"\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.25 100.10 Td ( ) Tj ET Q q 0 0 0 rg BT 258.30 100.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 279.96 100.10 Td (s ) Tj ET Q q 0 0 0 rg BT 285.90 100.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 309.60 100.10 Td (in ) Tj ET Q q 0 0 0 rg BT 319.42 100.10 Td (this ) Tj ET Q q 0 0 0 rg BT 335.91 100.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 369.05 100.10 Td (pertains ) Tj ET Q q 0 0 0 rg BT 402.75 100.10 Td (to ) Tj ET Q q 0 0 0 rg BT 412.57 100.10 Td (business ) Tj ET Q q 0 0 0 rg BT 448.51 100.10 Td (process ) Tj ET Q q 0 0 0 rg BT 480.54 100.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 529.80 100.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.10 Td (that ) Tj ET Q q 0 0 0 rg BT 66.59 88.10 Td (include ) Tj ET Q q 0 0 0 rg BT 97.62 88.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 138.10 88.10 Td (domain ) Tj ET Q q 0 0 0 rg BT 169.68 88.10 Td (intensive ) Tj ET Q q 0 0 0 rg BT 207.38 88.10 Td (project ) Tj ET Q q 0 0 0 rg BT 236.74 88.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 291.92 88.10 Td (time ) Tj ET Q q 0 0 0 rg BT 311.29 88.10 Td (and ) Tj ET Q q 0 0 0 rg BT 327.32 88.10 Td (material ) Tj ET Q q 0 0 0 rg BT 361.67 88.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 404.93 88.10 Td (engagements ) Tj ET Q q 0 0 0 rg BT 458.72 88.10 Td (to ) Tj ET Q q 0 0 0 rg BT 468.10 88.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 495.79 88.10 Td (across ) Tj ET Q q 0 0 0 rg BT 522.38 88.10 Td (the ) Tj ET Q q 0 0 0 rg BT 536.19 88.10 Td (world, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.95 76.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 96.89 76.10 Td (to ) Tj ET Q q 0 0 0 rg BT 107.84 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.23 76.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 158.61 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.22 76.10 Td (tracking ) Tj ET Q q 0 0 0 rg BT 212.15 76.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.65 76.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 270.68 76.10 Td (of ) Tj ET Q q 0 0 0 rg BT 282.18 76.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 323.67 76.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 351.84 76.10 Td (in ) Tj ET Q q 0 0 0 rg BT 362.79 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.18 76.10 Td (United ) Tj ET Q q 0 0 0 rg BT 408.57 76.10 Td (States ) Tj ET Q q 0 0 0 rg BT 435.63 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 452.54 76.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 497.36 76.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 532.19 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.80 76.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 89.95 64.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.45 64.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 128.73 64.10 Td (adjudication ) Tj ET Q q 0 0 0 rg BT 180.33 64.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.94 64.10 Td (settlement, ) Tj ET Q q 0 0 0 rg BT 242.71 64.10 Td (call ) Tj ET Q q 0 0 0 rg BT 259.32 64.10 Td (center) Tj ET Q q 0 0 0 rg BT 283.34 64.10 Td (, ) Tj ET Q q 0 0 0 rg BT 288.02 64.10 Td (and ) Tj ET Q q 0 0 0 rg BT 304.63 64.10 Td (back ) Tj ET Q q 0 0 0 rg BT 325.68 64.10 Td (of) Tj ET Q q 0 0 0 rg BT 333.83 64.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 350.99 64.10 Td (support. ) Tj ET Q q 0 0 0 rg BT 385.66 64.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 406.72 64.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 438.88 64.10 Td (on ) Tj ET Q q 0 0 0 rg BT 451.05 64.10 Td (helping ) Tj ET Q q 0 0 0 rg BT 483.22 64.10 Td (its ) Tj ET Q q 0 0 0 rg BT 494.84 64.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 523.12 64.10 Td (outsource ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 52.10 Td (any ) Tj ET Q q 0 0 0 rg BT 67.13 52.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 100.91 52.10 Td (service ) Tj ET Q q 0 0 0 rg BT 131.92 52.10 Td (or ) Tj ET Q q 0 0 0 rg BT 142.94 52.10 Td (manpower ) Tj ET Q q 0 0 0 rg BT 187.83 52.10 Td (to ) Tj ET Q q 0 0 0 rg BT 198.30 52.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.21 52.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 254.78 52.10 Td (on ) Tj ET Q q 0 0 0 rg BT 267.47 52.10 Td (an ) Tj ET Q q 0 0 0 rg BT 279.60 52.10 Td (onsite ) Tj ET Q q 0 0 0 rg BT 306.18 52.10 Td (or ) Tj ET Q q 0 0 0 rg BT 317.20 52.10 Td (of) Tj ET Q q 0 0 0 rg BT 325.34 52.10 Td (fshore ) Tj ET Q q 0 0 0 rg BT 353.02 52.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 378.02 52.10 Td (W) Tj ET Q q 0 0 0 rg BT 387.06 52.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 400.30 52.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 431.31 52.10 Td (to ) Tj ET Q q 0 0 0 rg BT 441.78 52.10 Td (its ) Tj ET Q q 0 0 0 rg BT 453.91 52.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 496.57 52.10 Td (related ) Tj ET Q q 0 0 0 rg BT 526.46 52.10 Td (Business ) Tj ET Q endstream endobj 19 0 obj <>] /Rotate 0 /Contents 20 0 R>> endobj 20 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 99.68 742.10 Td (service, ) Tj ET Q q 0 0 0 rg BT 132.96 742.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 154.32 742.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 191.22 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 198.13 742.10 Td (software-based ) Tj ET Q q 0 0 0 rg BT 261.12 742.10 Td (service ) Tj ET Q q 0 0 0 rg BT 291.90 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 306.03 742.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 342.37 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.16 742.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 399.49 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 410.28 742.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 451.06 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 468.53 742.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 489.88 742.10 Td (adhere ) Tj ET Q q 0 0 0 rg BT 518.99 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 529.23 742.10 Td (industry ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 90.66 730.10 Td (such ) Tj ET Q q 0 0 0 rg BT 111.88 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 122.46 730.10 Td (ACORD. ) Tj ET Q q 0 0 0 rg BT 162.85 730.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 184.62 730.10 Td (derives ) Tj ET Q q 0 0 0 rg BT 216.39 730.10 Td (transaction-based ) Tj ET Q q 0 0 0 rg BT 289.25 730.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 327.67 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 342.22 730.10 Td (each ) Tj ET Q q 0 0 0 rg BT 363.43 730.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 406.28 730.10 Td (that ) Tj ET Q q 0 0 0 rg BT 424.16 730.10 Td (is ) Tj ET Q q 0 0 0 rg BT 433.72 730.10 Td (created ) Tj ET Q q 0 0 0 rg BT 465.47 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 480.02 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 496.24 730.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 525.23 730.10 Td (using ) Tj ET Q q 0 0 0 rg BT 549.79 730.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 71.12 718.10 Td (service. ) Tj ET Q q 0 0 0 rg BT 104.17 718.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 125.28 718.10 Td (also ) Tj ET Q q 0 0 0 rg BT 143.62 718.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 180.29 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 186.96 718.10 Td (service ) Tj ET Q q 0 0 0 rg BT 217.51 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.52 718.10 Td (track ) Tj ET Q q 0 0 0 rg BT 249.74 718.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 295.83 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 306.39 718.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 346.93 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 360.83 718.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 400.81 718.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 429.15 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 439.16 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 453.60 718.10 Td (United ) Tj ET Q q 0 0 0 rg BT 483.05 718.10 Td (States ) Tj ET Q q 0 0 0 rg BT 509.17 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 525.35 718.10 Td (Australia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.50 706.10 Td (generates ) Tj ET Q q 0 0 0 rg BT 107.75 706.10 Td (transactional-based ) Tj ET Q q 0 0 0 rg BT 187.44 706.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 221.58 706.10 Td (based ) Tj ET Q q 0 0 0 rg BT 246.85 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 261.01 706.10 Td (each ) Tj ET Q q 0 0 0 rg BT 281.83 706.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 324.29 706.10 Td (tracked ) Tj ET Q q 0 0 0 rg BT 356.22 706.10 Td (by ) Tj ET Q q 0 0 0 rg BT 368.72 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 383.43 706.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 424.82 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 438.98 706.10 Td (its ) Tj ET Q q 0 0 0 rg BT 450.93 706.10 Td (clients.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 684.10 Td (Carrier) Tj ET Q q 0 0 0 rg BT 131.57 684.10 Td ( ) Tj ET Q q 0 0 0 rg BT 133.32 684.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 156.72 684.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.17 684.10 Td (: ) Tj ET Q q 0 0 0 rg BT 195.56 684.10 Td (This ) Tj ET Q q 0 0 0 rg BT 215.09 684.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 247.92 684.10 Td (is ) Tj ET Q q 0 0 0 rg BT 256.34 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 270.30 684.10 Td (smallest ) Tj ET Q q 0 0 0 rg BT 304.82 684.10 Td (part ) Tj ET Q q 0 0 0 rg BT 322.11 684.10 Td (of ) Tj ET Q q 0 0 0 rg BT 332.18 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.15 684.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 392.47 684.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 430.61 684.10 Td (since ) Tj ET Q q 0 0 0 rg BT 452.90 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.86 684.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 507.49 684.10 Td (has ) Tj ET Q q 0 0 0 rg BT 522.57 684.10 Td (continued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.42 672.10 Td (de-emphasize ) Tj ET Q q 0 0 0 rg BT 118.04 672.10 Td (its ) Tj ET Q q 0 0 0 rg BT 130.14 672.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 167.77 672.10 Td (to ) Tj ET Q q 0 0 0 rg BT 178.20 672.10 Td (this ) Tj ET Q q 0 0 0 rg BT 195.29 672.10 Td (sector) Tj ET Q q 0 0 0 rg BT 218.77 672.10 Td (, ) Tj ET Q q 0 0 0 rg BT 223.92 672.10 Td (while ) Tj ET Q q 0 0 0 rg BT 248.78 672.10 Td (focusing ) Tj ET Q q 0 0 0 rg BT 285.86 672.10 Td (its ) Tj ET Q q 0 0 0 rg BT 297.96 672.10 Td (ef) Tj ET Q q 0 0 0 rg BT 305.55 672.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 326.52 672.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 366.38 672.10 Td (on ) Tj ET Q q 0 0 0 rg BT 379.03 672.10 Td (Exchanges, ) Tj ET Q q 0 0 0 rg BT 427.49 672.10 Td (Healthcare, ) Tj ET Q q 0 0 0 rg BT 475.94 672.10 Td (e-Governance, ) Tj ET Q q 0 0 0 rg BT 537.16 672.10 Td (and ) Tj ET Q q 0 0 0 rg BT 554.24 672.10 Td (e-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (Learning. ) Tj ET Q q 0 0 0 rg BT 91.22 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 93.85 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 96.48 660.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 118.14 660.10 Td (s ) Tj ET Q q 0 0 0 rg BT 124.66 660.10 Td (work ) Tj ET Q q 0 0 0 rg BT 147.84 660.10 Td (in ) Tj ET Q q 0 0 0 rg BT 158.25 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.10 660.10 Td (area ) Tj ET Q q 0 0 0 rg BT 192.37 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 203.33 660.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 232.04 660.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 266.34 660.10 Td (is ) Tj ET Q q 0 0 0 rg BT 275.64 660.10 Td (on ) Tj ET Q q 0 0 0 rg BT 288.27 660.10 Td (designing ) Tj ET Q q 0 0 0 rg BT 329.78 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 346.85 660.10 Td (deploying ) Tj ET Q q 0 0 0 rg BT 389.47 660.10 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 437.09 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 454.15 660.10 Td (back-end ) Tj ET Q q 0 0 0 rg BT 493.43 660.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 527.72 660.10 Td (for ) Tj ET Q q 0 0 0 rg BT 542.01 660.10 Td (P&C ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.90 648.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 138.75 648.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 176.31 648.10 Td (from ) Tj ET Q q 0 0 0 rg BT 198.33 648.10 Td (these ) Tj ET Q q 0 0 0 rg BT 221.46 648.10 Td (services ) Tj ET Q q 0 0 0 rg BT 256.25 648.10 Td (is ) Tj ET Q q 0 0 0 rg BT 265.51 648.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 298.08 648.10 Td (from ) Tj ET Q q 0 0 0 rg BT 320.10 648.10 Td (two ) Tj ET Q q 0 0 0 rg BT 337.68 648.10 Td (main ) Tj ET Q q 0 0 0 rg BT 360.26 648.10 Td (sources: ) Tj ET Q q 0 0 0 rg BT 395.61 648.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 447.08 648.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 485.20 648.10 Td (or ) Tj ET Q q 0 0 0 rg BT 496.11 648.10 Td (license ) Tj ET Q q 0 0 0 rg BT 526.46 648.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (from ) Tj ET Q q 0 0 0 rg BT 73.30 636.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 103.27 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.57 636.10 Td (time ) Tj ET Q q 0 0 0 rg BT 143.21 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 161.51 636.10 Td (material ) Tj ET Q q 0 0 0 rg BT 198.13 636.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 218.10 636.10 Td (char) Tj ET Q q 0 0 0 rg BT 235.12 636.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 253.42 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 265.07 636.10 Td (customize ) Tj ET Q q 0 0 0 rg BT 309.47 636.10 Td (these ) Tj ET Q q 0 0 0 rg BT 333.88 636.10 Td (products ) Tj ET Q q 0 0 0 rg BT 372.19 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 383.83 636.10 Td (an ) Tj ET Q q 0 0 0 rg BT 397.13 636.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 439.31 636.10 Td (company) Tj ET Q q 0 0 0 rg BT 478.74 636.10 Td (s ) Tj ET Q q 0 0 0 rg BT 486.50 636.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 521.46 636.10 Td (functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (requirements.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 60.37 602.10 Td (oduct ) Tj ET Q q 0 0 0 rg BT 86.76 602.10 Td (Development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 580.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.38 580.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.09 580.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 191.91 580.10 Td (on ) Tj ET Q q 0 0 0 rg BT 204.74 580.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 255.34 580.10 Td (high ) Tj ET Q q 0 0 0 rg BT 275.94 580.10 Td (quality ) Tj ET Q q 0 0 0 rg BT 306.54 580.10 Td (product ) Tj ET Q q 0 0 0 rg BT 339.92 580.10 Td (development ) Tj ET Q q 0 0 0 rg BT 394.40 580.10 Td (standards. ) Tj ET Q q 0 0 0 rg BT 437.50 580.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 471.43 580.10 Td (development ) Tj ET Q q 0 0 0 rg BT 525.91 580.10 Td (activities ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 568.10 Td (include ) Tj ET Q q 0 0 0 rg BT 82.86 568.10 Td (research ) Tj ET Q q 0 0 0 rg BT 119.60 568.10 Td (and ) Tj ET Q q 0 0 0 rg BT 137.47 568.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.12 568.10 Td (development ) Tj ET Q q 0 0 0 rg BT 208.20 568.10 Td (of ) Tj ET Q q 0 0 0 rg BT 219.96 568.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 257.82 568.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 286.80 568.10 Td (client ) Tj ET Q q 0 0 0 rg BT 312.44 568.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 346.96 568.10 Td (software ) Tj ET Q q 0 0 0 rg BT 384.82 568.10 Td (enhancements ) Tj ET Q q 0 0 0 rg BT 444.89 568.10 Td (such ) Tj ET Q q 0 0 0 rg BT 466.65 568.10 Td (as ) Tj ET Q q 0 0 0 rg BT 478.41 568.10 Td (adding ) Tj ET Q q 0 0 0 rg BT 509.06 568.10 Td (functionality) Tj ET Q q 0 0 0 rg BT 559.51 568.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (improving ) Tj ET Q q 0 0 0 rg BT 95.48 556.10 Td (usefulness, ) Tj ET Q q 0 0 0 rg BT 143.46 556.10 Td (increasing ) Tj ET Q q 0 0 0 rg BT 188.37 556.10 Td (responsiveness, ) Tj ET Q q 0 0 0 rg BT 254.68 556.10 Td (adapting ) Tj ET Q q 0 0 0 rg BT 292.93 556.10 Td (to ) Tj ET Q q 0 0 0 rg BT 304.53 556.10 Td (newer ) Tj ET Q q 0 0 0 rg BT 332.78 556.10 Td (software ) Tj ET Q q 0 0 0 rg BT 371.03 556.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.28 556.10 Td (hardware ) Tj ET Q q 0 0 0 rg BT 430.30 556.10 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 487.16 556.10 Td (or ) Tj ET Q q 0 0 0 rg BT 499.31 556.10 Td (developing ) Tj ET Q q 0 0 0 rg BT 547.56 556.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 100.27 544.10 Td (the ) Tj ET Q q 0 0 0 rg BT 114.99 544.10 Td (Company) Tj ET Q q 0 0 0 rg BT 156.65 544.10 Td (s ) Tj ET Q q 0 0 0 rg BT 163.04 544.10 Td (websites.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 522.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.96 522.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 158.26 522.10 Td (has ) Tj ET Q q 0 0 0 rg BT 174.01 522.10 Td (spent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.53 522.10 Td ($30.7 ) Tj ET Q q 0 0 0 rg BT 222.44 522.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.34 522.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.25 522.10 Td ($26.9 ) Tj ET Q q 0 0 0 rg BT 281.17 522.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.06 522.10 Td (, ) Tj ET Q q 0 0 0 rg BT 314.97 522.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.82 522.10 Td ($26.8 ) Tj ET Q q 0 0 0 rg BT 356.74 522.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.63 522.10 Td ( ) Tj ET Q q 0 0 0 rg BT 388.05 522.10 Td (during ) Tj ET Q q 0 0 0 rg BT 416.57 522.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.20 522.10 Td (years ) Tj ET Q q 0 0 0 rg BT 454.71 522.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.00 522.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 539.50 522.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 522.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 510.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 510.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.26 510.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.96 510.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.96 510.10 Td (, ) Tj ET Q q 0 0 0 rg BT 113.73 510.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 161.39 510.10 Td (, ) Tj ET Q q 0 0 0 rg BT 166.15 510.10 Td (on ) Tj ET Q q 0 0 0 rg BT 178.41 510.10 Td (product ) Tj ET Q q 0 0 0 rg BT 211.22 510.10 Td (development ) Tj ET Q q 0 0 0 rg BT 265.13 510.10 Td (initiatives. ) Tj ET Q q 0 0 0 rg BT 309.17 510.10 Td (The ) Tj ET Q q 0 0 0 rg BT 326.98 510.10 Td (Company) Tj ET Q q 0 0 0 rg BT 368.64 510.10 Td (s ) Tj ET Q q 0 0 0 rg BT 374.80 510.10 Td (product ) Tj ET Q q 0 0 0 rg BT 407.61 510.10 Td (development ) Tj ET Q q 0 0 0 rg BT 461.52 510.10 Td (ef) Tj ET Q q 0 0 0 rg BT 469.11 510.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 489.70 510.10 Td (are ) Tj ET Q q 0 0 0 rg BT 504.17 510.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 537.53 510.10 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 510.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 498.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 91.45 498.10 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 146.22 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.68 498.10 Td (redesign ) Tj ET Q q 0 0 0 rg BT 198.57 498.10 Td (of ) Tj ET Q q 0 0 0 rg BT 208.92 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 223.15 498.10 Td (Exchange, ) Tj ET Q q 0 0 0 rg BT 267.10 498.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 295.21 498.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 331.40 498.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 359.50 498.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 395.69 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 412.15 498.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 433.07 498.10 Td (product ) Tj ET Q q 0 0 0 rg BT 465.63 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.09 498.10 Td (service ) Tj ET Q q 0 0 0 rg BT 512.42 498.10 Td (lines ) Tj ET Q q 0 0 0 rg BT 533.33 498.10 Td (to ) Tj ET Q q 0 0 0 rg BT 543.12 498.10 Td (keep ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.82 486.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 112.75 486.10 Td (at ) Tj ET Q q 0 0 0 rg BT 122.46 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.16 486.10 Td (cutting ) Tj ET Q q 0 0 0 rg BT 167.43 486.10 Td (edge ) Tj ET Q q 0 0 0 rg BT 188.80 486.10 Td (in ) Tj ET Q q 0 0 0 rg BT 199.07 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.78 486.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 247.92 486.10 Td (we ) Tj ET Q q 0 0 0 rg BT 262.08 486.10 Td (compete. ) Tj ET Q q 0 0 0 rg BT 300.94 486.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 357.30 486.10 Td (ef) Tj ET Q q 0 0 0 rg BT 364.89 486.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 385.71 486.10 Td (also ) Tj ET Q q 0 0 0 rg BT 404.31 486.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 437.35 486.10 Td (new ) Tj ET Q q 0 0 0 rg BT 456.50 486.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 509.54 486.10 Td (for ) Tj ET Q q 0 0 0 rg BT 523.69 486.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 474.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 84.98 474.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 117.47 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.40 474.10 Td (agents, ) Tj ET Q q 0 0 0 rg BT 164.95 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.89 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.61 474.10 Td (redesign, ) Tj ET Q q 0 0 0 rg BT 235.48 474.10 Td (coding ) Tj ET Q q 0 0 0 rg BT 265.20 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 282.14 474.10 Td (development ) Tj ET Q q 0 0 0 rg BT 336.29 474.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.12 474.10 Td (new ) Tj ET Q q 0 0 0 rg BT 366.28 474.10 Td (services ) Tj ET Q q 0 0 0 rg BT 400.99 474.10 Td (for ) Tj ET Q q 0 0 0 rg BT 415.15 474.10 Td (international ) Tj ET Q q 0 0 0 rg BT 468.18 474.10 Td (and ) Tj ET Q q 0 0 0 rg BT 485.12 474.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 523.73 474.10 Td (markets.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 452.10 Td (Competition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 430.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 430.10 Td (e ) Tj ET Q q 0 0 0 rg BT 115.23 430.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 147.25 430.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 169.29 430.10 Td (is ) Tj ET Q q 0 0 0 rg BT 179.11 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 190.04 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 197.63 430.10 Td (unique ) Tj ET Q q 0 0 0 rg BT 227.99 430.10 Td (position ) Tj ET Q q 0 0 0 rg BT 263.37 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.85 430.10 Td (being ) Tj ET Q q 0 0 0 rg BT 300.22 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.59 430.10 Td (only ) Tj ET Q q 0 0 0 rg BT 336.52 430.10 Td (company ) Tj ET Q q 0 0 0 rg BT 376.32 430.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 422.24 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 433.17 430.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 474.64 430.10 Td (software ) Tj ET Q q 0 0 0 rg BT 512.22 430.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 547.02 430.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 86.83 418.10 Td (services ) Tj ET Q q 0 0 0 rg BT 121.44 418.10 Td (in ) Tj ET Q q 0 0 0 rg BT 131.61 418.10 Td (all ) Tj ET Q q 0 0 0 rg BT 144.00 418.10 Td (four ) Tj ET Q q 0 0 0 rg BT 163.06 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 173.79 418.10 Td (our ) Tj ET Q q 0 0 0 rg BT 189.51 418.10 Td (above ) Tj ET Q q 0 0 0 rg BT 215.79 418.10 Td (listed ) Tj ET Q q 0 0 0 rg BT 239.85 418.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 273.89 418.10 Td (channels. ) Tj ET Q q 0 0 0 rg BT 313.77 418.10 Td (Conversely) Tj ET Q q 0 0 0 rg BT 358.67 418.10 Td (, ) Tj ET Q q 0 0 0 rg BT 363.57 418.10 Td (though, ) Tj ET Q q 0 0 0 rg BT 396.24 418.10 Td (this ) Tj ET Q q 0 0 0 rg BT 413.09 418.10 Td (also ) Tj ET Q q 0 0 0 rg BT 431.59 418.10 Td (means ) Tj ET Q q 0 0 0 rg BT 459.54 418.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.93 418.10 Td (in ) Tj ET Q q 0 0 0 rg BT 487.10 418.10 Td (each ) Tj ET Q q 0 0 0 rg BT 507.81 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.54 418.10 Td (these ) Tj ET Q q 0 0 0 rg BT 541.48 418.10 Td (areas ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 71.01 406.10 Td (has ) Tj ET Q q 0 0 0 rg BT 86.46 406.10 Td (dif) Tj ET Q q 0 0 0 rg BT 97.39 406.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 122.83 406.10 Td (competitors. ) Tj ET Q q 0 0 0 rg BT 174.67 406.10 Td (In ) Tj ET Q q 0 0 0 rg BT 185.12 406.10 Td (fact, ) Tj ET Q q 0 0 0 rg BT 204.73 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 214.63 406.10 Td (most ) Tj ET Q q 0 0 0 rg BT 236.21 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.66 406.10 Td (these ) Tj ET Q q 0 0 0 rg BT 269.33 406.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 291.99 406.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 313.00 406.10 Td (has ) Tj ET Q q 0 0 0 rg BT 328.46 406.10 Td (a ) Tj ET Q q 0 0 0 rg BT 335.02 406.10 Td (dif) Tj ET Q q 0 0 0 rg BT 345.95 406.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 371.39 406.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 416.83 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 426.73 406.10 Td (each ) Tj ET Q q 0 0 0 rg BT 447.17 406.10 Td (country ) Tj ET Q q 0 0 0 rg BT 479.84 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 489.75 406.10 Td (which ) Tj ET Q q 0 0 0 rg BT 516.31 406.10 Td (we ) Tj ET Q q 0 0 0 rg BT 530.09 406.10 Td (operate. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.83 394.10 Td (our ) Tj ET Q q 0 0 0 rg BT 76.66 394.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 118.58 394.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 162.74 394.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 184.13 394.10 Td (often ) Tj ET Q q 0 0 0 rg BT 207.17 394.10 Td (has ) Tj ET Q q 0 0 0 rg BT 223.00 394.10 Td (a ) Tj ET Q q 0 0 0 rg BT 229.94 394.10 Td (dif) Tj ET Q q 0 0 0 rg BT 240.87 394.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 266.68 394.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 312.50 394.10 Td (on ) Tj ET Q q 0 0 0 rg BT 325.00 394.10 Td (each ) Tj ET Q q 0 0 0 rg BT 345.82 394.10 Td (line ) Tj ET Q q 0 0 0 rg BT 363.32 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 374.15 394.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 414.40 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 424.68 394.10 Td (each ) Tj ET Q q 0 0 0 rg BT 445.49 394.10 Td (country) Tj ET Q q 0 0 0 rg BT 475.39 394.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.25 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.51 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.76 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.85 372.10 Td (The ) Tj ET Q q 0 0 0 rg BT 112.65 372.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 153.79 372.10 Td (has ) Tj ET Q q 0 0 0 rg BT 169.37 372.10 Td (centralized ) Tj ET Q q 0 0 0 rg BT 215.49 372.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 260.51 372.10 Td (product ) Tj ET Q q 0 0 0 rg BT 293.31 372.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 349.15 372.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 395.83 372.10 Td (property ) Tj ET Q q 0 0 0 rg BT 431.96 372.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 456.99 372.10 Td (development ) Tj ET Q q 0 0 0 rg BT 510.89 372.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.58 372.10 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.44 360.10 Td (system ) Tj ET Q q 0 0 0 rg BT 96.22 360.10 Td (development ) Tj ET Q q 0 0 0 rg BT 149.87 360.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 193.53 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 203.31 360.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 245.86 360.10 Td (and ) Tj ET Q q 0 0 0 rg BT 262.30 360.10 Td (India, ) Tj ET Q q 0 0 0 rg BT 287.35 360.10 Td (which ) Tj ET Q q 0 0 0 rg BT 313.79 360.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 350.23 360.10 Td (it ) Tj ET Q q 0 0 0 rg BT 357.79 360.10 Td (a ) Tj ET Q q 0 0 0 rg BT 364.23 360.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 413.44 360.10 Td (edge. ) Tj ET Q q 0 0 0 rg BT 436.67 360.10 Td (W) Tj ET Q q 0 0 0 rg BT 445.71 360.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 458.27 360.10 Td (its ) Tj ET Q q 0 0 0 rg BT 469.72 360.10 Td (strong ) Tj ET Q q 0 0 0 rg BT 496.72 360.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 520.38 360.10 Td (on ) Tj ET Q q 0 0 0 rg BT 532.38 360.10 Td (quality) Tj ET Q q 0 0 0 rg BT 559.51 360.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.23 348.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 94.67 348.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 139.23 348.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 169.89 348.10 Td (cutting ) Tj ET Q q 0 0 0 rg BT 200.56 348.10 Td (edge ) Tj ET Q q 0 0 0 rg BT 222.33 348.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 261.35 348.10 Td (for ) Tj ET Q q 0 0 0 rg BT 275.91 348.10 Td (our ) Tj ET Q q 0 0 0 rg BT 292.14 348.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 335.58 348.10 Td (across ) Tj ET Q q 0 0 0 rg BT 363.47 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.58 348.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 407.31 348.10 Td (India ) Tj ET Q q 0 0 0 rg BT 430.76 348.10 Td (is ) Tj ET Q q 0 0 0 rg BT 440.32 348.10 Td (rich ) Tj ET Q q 0 0 0 rg BT 458.77 348.10 Td (in ) Tj ET Q q 0 0 0 rg BT 469.45 348.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 508.43 348.10 Td (skills ) Tj ET Q q 0 0 0 rg BT 532.45 348.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.79 348.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 68.56 336.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 106.00 336.10 Td (is ) Tj ET Q q 0 0 0 rg BT 115.12 336.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 167.57 336.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 192.79 336.10 Td (as ) Tj ET Q q 0 0 0 rg BT 203.57 336.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 245.45 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 255.68 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 270.35 336.10 Td (United ) Tj ET Q q 0 0 0 rg BT 300.02 336.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 328.86 336.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 350.21 336.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 390.98 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 401.22 336.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 432.55 336.10 Td (its ) Tj ET Q q 0 0 0 rg BT 444.45 336.10 Td (India ) Tj ET Q q 0 0 0 rg BT 467.45 336.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 511.56 336.10 Td (as ) Tj ET Q q 0 0 0 rg BT 522.34 336.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.23 336.10 Td (learning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (center ) Tj ET Q q 0 0 0 rg BT 75.73 324.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.37 324.10 Td (excellence ) Tj ET Q q 0 0 0 rg BT 128.86 324.10 Td (with ) Tj ET Q q 0 0 0 rg BT 147.95 324.10 Td (a ) Tj ET Q q 0 0 0 rg BT 153.70 324.10 Td (strong ) Tj ET Q q 0 0 0 rg BT 180.00 324.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 202.97 324.10 Td (on ) Tj ET Q q 0 0 0 rg BT 214.28 324.10 Td (hiring ) Tj ET Q q 0 0 0 rg BT 239.47 324.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 267.45 324.10 Td (professionals ) Tj ET Q q 0 0 0 rg BT 321.52 324.10 Td (with ) Tj ET Q q 0 0 0 rg BT 340.61 324.10 Td (expertise ) Tj ET Q q 0 0 0 rg BT 378.01 324.10 Td (in ) Tj ET Q q 0 0 0 rg BT 387.10 324.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 426.72 324.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 459.70 324.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.44 324.10 Td (software ) Tj ET Q q 0 0 0 rg BT 511.18 324.10 Td (applications. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.10 Td (This ) Tj ET Q q 0 0 0 rg BT 70.69 312.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 95.26 312.10 Td (on ) Tj ET Q q 0 0 0 rg BT 108.17 312.10 Td (building ) Tj ET Q q 0 0 0 rg BT 144.42 312.10 Td (this ) Tj ET Q q 0 0 0 rg BT 161.78 312.10 Td (knowledge ) Tj ET Q q 0 0 0 rg BT 208.57 312.10 Td (base ) Tj ET Q q 0 0 0 rg BT 229.25 312.10 Td (combined ) Tj ET Q q 0 0 0 rg BT 271.59 312.10 Td (with ) Tj ET Q q 0 0 0 rg BT 292.28 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.41 312.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 335.88 312.10 Td (to ) Tj ET Q q 0 0 0 rg BT 346.57 312.10 Td (hire ) Tj ET Q q 0 0 0 rg BT 365.02 312.10 Td (more ) Tj ET Q q 0 0 0 rg BT 388.48 312.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 440.27 312.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 480.94 312.10 Td (at ) Tj ET Q q 0 0 0 rg BT 491.07 312.10 Td (India's ) Tj ET Q q 0 0 0 rg BT 520.22 312.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 545.90 312.10 Td (cost ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 88.53 300.10 Td (has ) Tj ET Q q 0 0 0 rg BT 105.40 300.10 Td (enabled ) Tj ET Q q 0 0 0 rg BT 140.04 300.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 162.47 300.10 Td (to ) Tj ET Q q 0 0 0 rg BT 173.79 300.10 Td (consistently ) Tj ET Q q 0 0 0 rg BT 225.11 300.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 256.42 300.10 Td (its ) Tj ET Q q 0 0 0 rg BT 269.41 300.10 Td (knowledge ) Tj ET Q q 0 0 0 rg BT 316.83 300.10 Td (base ) Tj ET Q q 0 0 0 rg BT 338.14 300.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.13 300.10 Td (to ) Tj ET Q q 0 0 0 rg BT 367.45 300.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 398.76 300.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 433.96 300.10 Td (in ) Tj ET Q q 0 0 0 rg BT 445.28 300.10 Td (a ) Tj ET Q q 0 0 0 rg BT 453.26 300.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 472.91 300.10 Td (ef) Tj ET Q q 0 0 0 rg BT 480.50 300.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 511.25 300.10 Td (fashion. ) Tj ET Q q 0 0 0 rg BT 546.47 300.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.10 Td (following ) Tj ET Q q 0 0 0 rg BT 91.39 288.10 Td (is ) Tj ET Q q 0 0 0 rg BT 100.56 288.10 Td (a ) Tj ET Q q 0 0 0 rg BT 107.50 288.10 Td (closer ) Tj ET Q q 0 0 0 rg BT 133.87 288.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.81 288.10 Td (more ) Tj ET Q q 0 0 0 rg BT 173.86 288.10 Td (detailed ) Tj ET Q q 0 0 0 rg BT 208.01 288.10 Td (discussion ) Tj ET Q q 0 0 0 rg BT 252.18 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 263.01 288.10 Td (our ) Tj ET Q q 0 0 0 rg BT 278.84 288.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 329.11 288.10 Td (in ) Tj ET Q q 0 0 0 rg BT 339.38 288.10 Td (each ) Tj ET Q q 0 0 0 rg BT 360.20 288.10 Td (of ) Tj ET Q q 0 0 0 rg BT 371.03 288.10 Td (these ) Tj ET Q q 0 0 0 rg BT 394.08 288.10 Td (four ) Tj ET Q q 0 0 0 rg BT 413.24 288.10 Td (main ) Tj ET Q q 0 0 0 rg BT 435.73 288.10 Td (channels.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 266.10 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.56 266.10 Td (: ) Tj ET Q q 0 0 0 rg BT 149.36 266.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 170.26 266.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 205.59 266.10 Td (a ) Tj ET Q q 0 0 0 rg BT 212.04 266.10 Td (number ) Tj ET Q q 0 0 0 rg BT 244.61 266.10 Td (of ) Tj ET Q q 0 0 0 rg BT 254.95 266.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 298.61 266.10 Td (and ) Tj ET Q q 0 0 0 rg BT 315.07 266.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.30 266.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 379.08 266.10 Td (for ) Tj ET Q q 0 0 0 rg BT 392.76 266.10 Td (each ) Tj ET Q q 0 0 0 rg BT 413.09 266.10 Td (of ) Tj ET Q q 0 0 0 rg BT 423.44 266.10 Td (those ) Tj ET Q q 0 0 0 rg BT 446.56 266.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 490.22 266.10 Td (varies ) Tj ET Q q 0 0 0 rg BT 516.11 266.10 Td (within ) Tj ET Q q 0 0 0 rg BT 543.69 266.10 Td (each ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.55 254.10 Td (regions ) Tj ET Q q 0 0 0 rg BT 107.49 254.10 Td (in ) Tj ET Q q 0 0 0 rg BT 117.76 254.10 Td (which ) Tj ET Q q 0 0 0 rg BT 144.70 254.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 166.09 254.10 Td (operates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 232.10 Td (Life ) Tj ET Q q 0 0 0 rg BT 118.42 232.10 Td (Insurance ) Tj ET Q q 0 0 0 rg BT 160.06 232.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 202.25 232.10 Td ( ) Tj ET Q q 0 0 0 rg BT 215.02 232.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 236.67 232.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 272.75 232.10 Td (a ) Tj ET Q q 0 0 0 rg BT 279.96 232.10 Td (straight ) Tj ET Q q 0 0 0 rg BT 312.72 232.10 Td (through ) Tj ET Q q 0 0 0 rg BT 346.60 232.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 392.13 232.10 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 438.22 232.10 Td (Life ) Tj ET Q q 0 0 0 rg BT 457.64 232.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 499.83 232.10 Td (service ) Tj ET Q q 0 0 0 rg BT 530.92 232.10 Td (that ) Tj ET Q q 0 0 0 rg BT 548.68 232.10 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (three ) Tj ET Q q 0 0 0 rg BT 72.50 220.10 Td (life ) Tj ET Q q 0 0 0 rg BT 88.33 220.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 129.16 220.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 173.31 220.10 Td (in ) Tj ET Q q 0 0 0 rg BT 183.60 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.33 220.10 Td (United ) Tj ET Q q 0 0 0 rg BT 228.05 220.10 Td (States ) Tj ET Q q 0 0 0 rg BT 254.45 220.10 Td ( ) Tj ET Q q 0 0 0 rg BT 266.96 220.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 298.72 220.10 Td (W) Tj ET Q q 0 0 0 rg BT 307.76 220.10 Td (inflex, ) Tj ET Q q 0 0 0 rg BT 335.91 220.10 Td (TPP) Tj ET Q q 0 0 0 rg BT 352.04 220.10 Td (, ) Tj ET Q q 0 0 0 rg BT 357.04 220.10 Td (and ) Tj ET Q q 0 0 0 rg BT 373.99 220.10 Td (LifeSpeed. ) Tj ET Q q 0 0 0 rg BT 419.92 220.10 Td (W) Tj ET Q q 0 0 0 rg BT 428.95 220.10 Td (inflex ) Tj ET Q q 0 0 0 rg BT 454.79 220.10 Td (is ) Tj ET Q q 0 0 0 rg BT 463.97 220.10 Td (an ) Tj ET Q q 0 0 0 rg BT 475.92 220.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 516.18 220.10 Td (for ) Tj ET Q q 0 0 0 rg BT 530.35 220.10 Td (pre-sale ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (life ) Tj ET Q q 0 0 0 rg BT 66.60 208.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 108.19 208.10 Td (illustrations ) Tj ET Q q 0 0 0 rg BT 158.69 208.10 Td (between ) Tj ET Q q 0 0 0 rg BT 195.28 208.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 228.55 208.10 Td (and ) Tj ET Q q 0 0 0 rg BT 246.26 208.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 281.78 208.10 Td (TPP) Tj ET Q q 0 0 0 rg BT 298.64 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 301.92 208.10 Td (is ) Tj ET Q q 0 0 0 rg BT 311.86 208.10 Td (an ) Tj ET Q q 0 0 0 rg BT 324.58 208.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 379.51 208.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.22 208.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 426.06 208.10 Td (customized ) Tj ET Q q 0 0 0 rg BT 474.88 208.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 517.57 208.10 Td (application ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 86.95 196.10 Td (for ) Tj ET Q q 0 0 0 rg BT 101.12 196.10 Td (Life ) Tj ET Q q 0 0 0 rg BT 120.29 196.10 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 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(States ) Tj ET Q q 0 0 0 rg BT 170.23 184.10 Td (and ) Tj ET Q q 0 0 0 rg BT 187.16 184.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.88 184.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 243.26 184.10 Td (is ) Tj ET Q q 0 0 0 rg BT 252.42 184.10 Td (also ) Tj ET Q q 0 0 0 rg BT 271.03 184.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 316.29 184.10 Td (to ) Tj ET Q q 0 0 0 rg BT 326.57 184.10 Td (deploy ) Tj ET Q q 0 0 0 rg BT 356.28 184.10 Td (them ) Tj ET Q q 0 0 0 rg BT 378.77 184.10 Td (in ) Tj ET Q q 0 0 0 rg BT 389.04 184.10 Td (other ) Tj ET Q q 0 0 0 rg BT 412.08 184.10 Td (parts ) Tj ET Q q 0 0 0 rg BT 434.02 184.10 Td (of ) Tj ET Q q 0 0 0 rg BT 444.84 184.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.56 184.10 Td (world. ) Tj ET Q q 0 0 0 rg BT 487.88 184.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 509.26 184.10 Td (has ) Tj ET Q q 0 0 0 rg BT 525.09 184.10 Td (one ) Tj ET Q q 0 0 0 rg BT 542.02 184.10 Td (main ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 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(in ) Tj ET Q q 0 0 0 rg BT 92.89 160.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.54 160.10 Td (market ) Tj ET Q q 0 0 0 rg BT 135.75 160.10 Td (as ) Tj ET Q q 0 0 0 rg BT 145.52 160.10 Td ( ) Tj ET Q q 0 0 0 rg BT 146.96 160.10 Td (with ) Tj ET Q q 0 0 0 rg BT 166.18 160.10 Td (all ) Tj ET Q q 0 0 0 rg BT 177.61 160.10 Td (of ) Tj ET Q q 0 0 0 rg BT 187.38 160.10 Td (its ) Tj ET Q q 0 0 0 rg BT 198.27 160.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 241.36 160.10 Td (being ) Tj ET Q q 0 0 0 rg BT 265.01 160.10 Td (interfaced ) Tj ET Q q 0 0 0 rg BT 306.43 160.10 Td (with ) Tj ET Q q 0 0 0 rg BT 325.64 160.10 Td (other ) Tj ET Q q 0 0 0 rg BT 347.63 160.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 375.17 160.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 408.28 160.10 Td (and ) Tj ET Q q 0 0 0 rg BT 424.16 160.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 462.26 160.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 510.91 160.10 Td (management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.10 Td (\("CRM"\) ) Tj ET Q q 0 0 0 rg BT 89.18 148.10 Td (services ) Tj ET Q q 0 0 0 rg BT 123.51 148.10 Td (such ) Tj ET Q q 0 0 0 rg BT 143.96 148.10 Td (as ) Tj ET Q q 0 0 0 rg BT 154.41 148.10 Td (EbixCRM. ) Tj ET Q q 0 0 0 rg BT 200.00 148.10 Td (W) Tj ET Q q 0 0 0 rg BT 208.63 148.10 Td (e ) Tj ET Q q 0 0 0 rg BT 215.19 148.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 246.19 148.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 267.85 148.10 Td (s ) Tj ET Q q 0 0 0 rg BT 273.87 148.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 317.63 148.10 Td (also ) Tj ET Q q 0 0 0 rg BT 335.86 148.10 Td (have ) Tj ET Q q 0 0 0 rg BT 356.86 148.10 Td (the ) Tj ET Q q 0 0 0 rg BT 371.20 148.10 Td (lar) Tj ET Q q 0 0 0 rg BT 381.57 148.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 399.80 148.10 Td (aggregation ) Tj ET Q q 0 0 0 rg BT 449.12 148.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.57 148.10 Td (life ) Tj ET Q q 0 0 0 rg BT 475.02 148.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 515.45 148.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 547.57 148.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 82.48 136.10 Td (transacting ) Tj ET Q q 0 0 0 rg BT 128.85 136.10 Td (business ) Tj ET Q q 0 0 0 rg BT 165.24 136.10 Td (in ) Tj ET Q q 0 0 0 rg BT 175.52 136.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.23 136.10 Td (United ) Tj ET Q q 0 0 0 rg BT 219.95 136.10 Td (States.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 114.10 Td (Annuity ) Tj ET Q q 0 0 0 rg BT 121.63 114.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 163.90 114.10 Td ( ) Tj ET Q q 0 0 0 rg BT 176.75 114.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 198.49 114.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 234.65 114.10 Td (a ) Tj ET Q q 0 0 0 rg BT 241.94 114.10 Td (straight ) Tj ET Q q 0 0 0 rg BT 274.78 114.10 Td (through ) Tj ET Q q 0 0 0 rg BT 308.74 114.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 354.36 114.10 Td (end ) Tj ET Q q 0 0 0 rg BT 371.64 114.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.27 114.10 Td (end ) Tj ET Q q 0 0 0 rg BT 398.93 114.10 Td (Annuity ) Tj ET Q q 0 0 0 rg BT 434.56 114.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 476.83 114.10 Td (service ) Tj ET Q q 0 0 0 rg BT 508.00 114.10 Td (that ) Tj ET Q q 0 0 0 rg BT 525.84 114.10 Td (has ) Tj ET Q q 0 0 0 rg BT 542.02 114.10 Td (three ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.10 Td (life ) Tj ET Q q 0 0 0 rg BT 66.34 102.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 107.66 102.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 152.32 102.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.11 102.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.33 102.10 Td (United ) Tj ET Q q 0 0 0 rg BT 208.56 102.10 Td (States ) Tj ET Q q 0 0 0 rg BT 235.46 102.10 Td (- ) Tj ET Q q 0 0 0 rg BT 241.80 102.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 273.58 102.10 Td (Annuitynet, ) Tj ET Q q 0 0 0 rg BT 323.42 102.10 Td (AMP) Tj ET Q q 0 0 0 rg BT 344.72 102.10 Td ( ) Tj ET Q q 0 0 0 rg BT 347.73 102.10 Td (and ) Tj ET Q q 0 0 0 rg BT 364.52 102.10 Td (AN4. ) Tj ET Q q 0 0 0 rg BT 389.25 102.10 Td (These ) Tj ET Q q 0 0 0 rg BT 416.14 102.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 460.79 102.10 Td (are ) Tj ET Q q 0 0 0 rg BT 476.01 102.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 517.35 102.10 Td (for ) Tj ET Q q 0 0 0 rg BT 532.02 102.10 Td (annuity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 99.73 90.10 Td (between ) Tj ET Q q 0 0 0 rg BT 135.02 90.10 Td (brokers, ) Tj ET Q q 0 0 0 rg BT 169.48 90.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 203.93 90.10 Td (broker ) Tj ET Q q 0 0 0 rg BT 231.99 90.10 Td (general ) Tj ET Q q 0 0 0 rg BT 263.39 90.10 Td (agents ) Tj ET Q q 0 0 0 rg BT 290.91 90.10 Td (\(BGA) Tj ET Q q 0 0 0 rg BT 318.68 90.10 Td () Tj ET Q q 0 0 0 rg BT 321.46 90.10 Td (s\), ) Tj ET Q q 0 0 0 rg BT 337.59 90.10 Td (and ) Tj ET Q q 0 0 0 rg BT 354.00 90.10 Td (other ) Tj ET Q q 0 0 0 rg BT 376.51 90.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 407.37 90.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 444.33 90.10 Td (in ) Tj ET Q q 0 0 0 rg BT 454.08 90.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 486.04 90.10 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 538.14 90.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 78.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 94.03 78.10 Td (are ) Tj ET Q q 0 0 0 rg BT 108.62 78.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 147.66 78.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 186.70 78.10 Td (in ) Tj ET Q q 0 0 0 rg BT 196.87 78.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.47 78.10 Td (United ) Tj ET Q q 0 0 0 rg BT 241.07 78.10 Td (States ) Tj ET Q q 0 0 0 rg BT 267.34 78.10 Td (with ) Tj ET Q q 0 0 0 rg BT 287.51 78.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.11 78.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 343.38 78.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 388.54 78.10 Td (to ) Tj ET Q q 0 0 0 rg BT 398.70 78.10 Td (make ) Tj ET Q q 0 0 0 rg BT 422.74 78.10 Td (ef) Tj ET Q q 0 0 0 rg BT 430.33 78.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 451.05 78.10 Td (to ) Tj ET Q q 0 0 0 rg BT 461.21 78.10 Td (deploy ) Tj ET Q q 0 0 0 rg BT 490.81 78.10 Td (it ) Tj ET Q q 0 0 0 rg BT 498.75 78.10 Td (in ) Tj ET Q q 0 0 0 rg BT 508.92 78.10 Td (other ) Tj ET Q q 0 0 0 rg BT 531.85 78.10 Td (parts ) Tj ET Q q 0 0 0 rg BT 553.67 78.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 66.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.84 66.10 Td (world, ) Tj ET Q q 0 0 0 rg BT 91.29 66.10 Td (such ) Tj ET 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Tj ET Q q 0 0 0 rg BT 425.17 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 435.56 730.10 Td (EbixCRM. ) Tj ET Q q 0 0 0 rg BT 481.24 730.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 502.19 730.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 545.89 730.10 Td (also ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 80.26 718.10 Td (from ) Tj ET Q q 0 0 0 rg BT 102.20 718.10 Td (transacting ) Tj ET Q q 0 0 0 rg BT 148.57 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.29 718.10 Td (lar) Tj ET Q q 0 0 0 rg BT 173.66 718.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 192.27 718.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 228.65 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.48 718.10 Td (premiums ) Tj ET Q q 0 0 0 rg BT 281.98 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 292.26 718.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 324.75 718.10 Td (business ) Tj ET Q q 0 0 0 rg BT 361.14 718.10 Td (on ) Tj ET Q q 0 0 0 rg BT 373.64 718.10 Td (any ) Tj ET Q q 0 0 0 rg BT 390.58 718.10 Td (single ) Tj ET Q q 0 0 0 rg BT 416.97 718.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 457.22 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.50 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.22 718.10 Td (United ) Tj ET Q q 0 0 0 rg BT 511.93 718.10 Td (States.) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 50.00 694.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 107.25 694.90 Td (CRM ) Tj ET Q q 0 0 0 rg BT 131.85 694.90 Td (- ) Tj ET Q q 0 0 0 rg BT 137.55 694.90 Td (Ebix) Tj ET Q q 0 0 0 rg BT 159.21 694.90 Td (s ) Tj ET Q q 0 0 0 rg BT 165.47 694.90 Td (customer ) Tj ET Q q 0 0 0 rg BT 204.49 694.90 Td (relationship ) Tj ET Q q 0 0 0 rg BT 254.07 694.90 Td (management ) Tj ET Q q 0 0 0 rg BT 307.52 694.90 Td (exchange, ) Tj ET Q q 0 0 0 rg BT 350.14 694.90 Td (SmartOf) Tj ET Q q 0 0 0 rg BT 384.40 694.90 Td (fice ) Tj ET Q q 0 0 0 rg BT 401.75 694.90 Td (is ) Tj ET Q q 0 0 0 rg BT 410.79 694.90 Td (designed ) Tj ET Q q 0 0 0 rg BT 448.70 694.90 Td (to ) Tj ET Q q 0 0 0 rg BT 458.84 694.90 Td (address ) Tj ET Q q 0 0 0 rg BT 491.20 694.90 Td (the ) Tj ET Q q 0 0 0 rg BT 505.78 694.90 Td (specific ) Tj ET Q q 0 0 0 rg BT 539.24 694.90 Td (needs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.90 Td (of ) Tj ET Q q 0 0 0 rg BT 60.79 682.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 101.56 682.90 Td (companies, ) Tj ET Q q 0 0 0 rg BT 149.28 682.90 Td (general ) Tj ET Q q 0 0 0 rg BT 181.17 682.90 Td (agents, ) Tj ET Q q 0 0 0 rg BT 211.67 682.90 Td (banks, ) Tj ET Q q 0 0 0 rg BT 239.96 682.90 Td (financial ) Tj ET Q q 0 0 0 rg BT 277.40 682.90 Td (advisors ) Tj ET Q q 0 0 0 rg BT 313.19 682.90 Td (and ) Tj ET Q q 0 0 0 rg BT 330.09 682.90 Td (investment ) Tj ET Q q 0 0 0 rg BT 376.43 682.90 Td (dealers. ) Tj ET Q q 0 0 0 rg BT 409.70 682.90 Td ( ) Tj ET Q q 0 0 0 rg BT 412.16 682.90 Td (Smart ) Tj ET Q q 0 0 0 rg BT 438.50 682.90 Td (Of) Tj ET Q q 0 0 0 rg BT 448.87 682.90 Td (fice ) Tj ET Q q 0 0 0 rg BT 466.32 682.90 Td (is ) Tj ET Q q 0 0 0 rg BT 475.45 682.90 Td (tightly ) Tj ET Q q 0 0 0 rg BT 504.02 682.90 Td (integrated ) Tj ET Q q 0 0 0 rg BT 546.46 682.90 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.90 Td (EbixExchange ) Tj ET Q q 0 0 0 rg BT 110.90 670.90 Td (Life, ) Tj ET Q q 0 0 0 rg BT 132.65 670.90 Td (Health, ) Tj ET Q q 0 0 0 rg BT 164.39 670.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 186.99 670.90 Td (and ) Tj ET Q q 0 0 0 rg BT 203.45 670.90 Td (Annuity ) Tj ET Q q 0 0 0 rg BT 238.82 670.90 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 283.05 670.90 Td (as ) Tj ET Q q 0 0 0 rg BT 293.97 670.90 Td (a ) Tj ET Q q 0 0 0 rg BT 301.00 670.90 Td (means ) Tj ET Q q 0 0 0 rg BT 329.14 670.90 Td (to ) Tj ET Q q 0 0 0 rg BT 339.51 670.90 Td (make ) Tj ET Q q 0 0 0 rg BT 363.75 670.90 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 409.66 670.90 Td (enterprise-wide ) Tj ET Q q 0 0 0 rg BT 474.44 670.90 Td (information ) Tj ET Q q 0 0 0 rg BT 524.25 670.90 Td (exchange ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.90 Td (seamless ) Tj ET Q q 0 0 0 rg BT 87.10 658.90 Td (for ) Tj ET Q q 0 0 0 rg BT 100.32 658.90 Td (our ) Tj ET Q q 0 0 0 rg BT 115.20 658.90 Td (clients. ) Tj ET Q q 0 0 0 rg BT 145.25 658.90 Td (This ) Tj ET Q q 0 0 0 rg BT 164.58 658.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 204.45 658.90 Td (industry ) Tj ET Q q 0 0 0 rg BT 238.79 658.90 Td (specific ) Tj ET Q q 0 0 0 rg BT 271.44 658.90 Td (domain ) Tj ET Q q 0 0 0 rg BT 302.99 658.90 Td (expertise ) Tj ET Q q 0 0 0 rg BT 340.63 658.90 Td (gives ) Tj ET Q q 0 0 0 rg BT 363.30 658.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 383.74 658.90 Td (a ) Tj ET Q q 0 0 0 rg BT 389.73 658.90 Td (competitive ) Tj ET Q q 0 0 0 rg BT 438.50 658.90 Td (advantage ) Tj ET Q q 0 0 0 rg BT 480.58 658.90 Td (over ) Tj ET Q q 0 0 0 rg BT 499.91 658.90 Td (our ) Tj ET Q q 0 0 0 rg BT 514.79 658.90 Td (competitors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.90 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 646.90 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 646.90 Td (CRM ) Tj ET Q q 0 0 0 rg BT 99.73 646.90 Td (area ) Tj ET Q q 0 0 0 rg BT 118.87 646.90 Td (such ) Tj ET Q q 0 0 0 rg BT 139.70 646.90 Td (as ) Tj ET Q q 0 0 0 rg BT 150.53 646.90 Td (Salesforce.com, ) Tj ET Q q 0 0 0 rg BT 216.89 646.90 Td (iPipeline ) Tj ET Q q 0 0 0 rg BT 254.95 646.90 Td (and ) Tj ET Q q 0 0 0 rg BT 271.88 646.90 Td (Redtail. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.90 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 624.90 Td (Employee ) Tj ET Q q 0 0 0 rg BT 127.81 624.90 Td (Benefits ) Tj ET Q q 0 0 0 rg BT 162.39 624.90 Td (- ) Tj ET Q q 0 0 0 rg BT 166.99 624.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 187.14 624.90 Td (currently ) Tj ET Q q 0 0 0 rg BT 224.50 624.90 Td (provides ) Tj ET Q q 0 0 0 rg BT 260.20 624.90 Td (employee ) Tj ET Q q 0 0 0 rg BT 300.33 624.90 Td (benefit ) Tj ET Q q 0 0 0 rg BT 329.36 624.90 Td (and ) Tj ET Q q 0 0 0 rg BT 345.06 624.90 Td (health ) Tj ET Q q 0 0 0 rg BT 370.76 624.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 410.34 624.90 Td (exchange ) Tj ET Q q 0 0 0 rg BT 449.36 624.90 Td (services ) Tj ET Q q 0 0 0 rg BT 482.83 624.90 Td (using ) Tj ET Q q 0 0 0 rg BT 505.76 624.90 Td (four ) Tj ET Q q 0 0 0 rg BT 523.69 624.90 Td (platforms ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.90 Td (- ) Tj ET Q q 0 0 0 rg BT 56.41 612.90 Td (namely ) Tj ET Q q 0 0 0 rg BT 88.92 612.90 Td ( ) Tj ET Q q 0 0 0 rg BT 92.00 612.90 Td (Facts, ) Tj ET Q q 0 0 0 rg BT 118.69 612.90 Td (LumininX ) Tj ET Q q 0 0 0 rg BT 163.44 612.90 Td (, ) Tj ET Q q 0 0 0 rg BT 169.02 612.90 Td (HealthConnect ) Tj ET Q q 0 0 0 rg BT 232.08 612.90 Td (and ) Tj ET Q q 0 0 0 rg BT 249.60 612.90 Td (EbixEnterprise. ) Tj ET Q q 0 0 0 rg BT 315.16 612.90 Td ( ) Tj ET Q q 0 0 0 rg BT 318.24 612.90 Td (EbixEnterprise, ) Tj ET Q q 0 0 0 rg BT 383.80 612.90 Td (built ) Tj ET Q q 0 0 0 rg BT 405.21 612.90 Td (from ) Tj ET Q q 0 0 0 rg BT 427.73 612.90 Td (the ) Tj ET Q q 0 0 0 rg BT 443.03 612.90 Td (ground ) Tj ET Q q 0 0 0 rg BT 474.44 612.90 Td (up, ) Tj ET Q q 0 0 0 rg BT 490.02 612.90 Td (is ) Tj ET Q q 0 0 0 rg BT 499.77 612.90 Td (the ) Tj ET Q q 0 0 0 rg BT 515.07 612.90 Td (most ) Tj ET Q q 0 0 0 rg BT 537.59 612.90 Td (recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.90 Td (Enterprise ) Tj ET Q q 0 0 0 rg BT 93.12 600.90 Td (Health ) Tj ET Q q 0 0 0 rg BT 121.81 600.90 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 163.26 600.90 Td (being ) Tj ET Q q 0 0 0 rg BT 187.50 600.90 Td (deployed ) Tj ET Q q 0 0 0 rg BT 226.19 600.90 Td (by ) Tj ET Q q 0 0 0 rg BT 238.22 600.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 259.13 600.90 Td (across ) Tj ET Q q 0 0 0 rg BT 286.15 600.90 Td (all ) Tj ET Q q 0 0 0 rg BT 298.18 600.90 Td (50 ) Tj ET Q q 0 0 0 rg BT 310.21 600.90 Td (states. ) Tj ET Q q 0 0 0 rg BT 336.95 600.90 Td ( ) Tj ET Q q 0 0 0 rg BT 338.98 600.90 Td (Collectively) Tj ET Q q 0 0 0 rg BT 387.21 600.90 Td (, ) Tj ET Q q 0 0 0 rg BT 391.74 600.90 Td (these ) Tj ET Q q 0 0 0 rg BT 414.31 600.90 Td (platforms ) Tj ET Q q 0 0 0 rg BT 454.67 600.90 Td (service ) Tj ET Q q 0 0 0 rg BT 485.01 600.90 Td (approximately ) Tj ET Q q 0 0 0 rg BT 544.80 600.90 Td (nine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.90 Td (million ) Tj ET Q q 0 0 0 rg BT 81.19 588.90 Td (lives ) Tj ET Q q 0 0 0 rg BT 102.38 588.90 Td (and ) Tj ET Q q 0 0 0 rg BT 119.12 588.90 Td (produce ) Tj ET Q q 0 0 0 rg BT 153.63 588.90 Td (hundreds ) Tj ET Q q 0 0 0 rg BT 192.59 588.90 Td (of ) Tj ET Q q 0 0 0 rg BT 203.22 588.90 Td (thousands ) Tj ET Q q 0 0 0 rg BT 245.52 588.90 Td (of ) Tj ET Q q 0 0 0 rg BT 256.15 588.90 Td (health ) Tj ET Q q 0 0 0 rg BT 282.89 588.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 323.51 588.90 Td (quotes ) Tj ET Q q 0 0 0 rg BT 351.92 588.90 Td (annually) Tj ET Q q 0 0 0 rg BT 385.70 588.90 Td (. ) Tj ET Q q 0 0 0 rg BT 390.50 588.90 Td ( ) Tj ET Q q 0 0 0 rg BT 392.80 588.90 Td ( ) Tj ET Q q 0 0 0 rg BT 394.94 588.90 Td (These ) Tj ET Q q 0 0 0 rg BT 421.12 588.90 Td (platforms ) Tj ET Q q 0 0 0 rg BT 461.74 588.90 Td (are ) Tj ET Q q 0 0 0 rg BT 476.25 588.90 Td (sold ) Tj ET Q q 0 0 0 rg BT 495.22 588.90 Td (to ) Tj ET Q q 0 0 0 rg BT 505.30 588.90 Td (health ) Tj ET Q q 0 0 0 rg BT 532.04 588.90 Td (carriers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.90 Td (and ) Tj ET Q q 0 0 0 rg BT 66.06 576.90 Td (third ) Tj ET Q q 0 0 0 rg BT 86.57 576.90 Td (party ) Tj ET Q q 0 0 0 rg BT 108.74 576.90 Td (administrators. ) Tj ET Q q 0 0 0 rg BT 169.95 576.90 Td (These ) Tj ET Q q 0 0 0 rg BT 195.45 576.90 Td (platforms ) Tj ET Q q 0 0 0 rg BT 235.40 576.90 Td (provide ) Tj ET Q q 0 0 0 rg BT 267.56 576.90 Td (the ) Tj ET Q q 0 0 0 rg BT 281.40 576.90 Td (full ) Tj ET Q q 0 0 0 rg BT 296.91 576.90 Td (range ) Tj ET Q q 0 0 0 rg BT 320.74 576.90 Td (of ) Tj ET Q q 0 0 0 rg BT 330.69 576.90 Td (services ) Tj ET Q q 0 0 0 rg BT 364.52 576.90 Td (such ) Tj ET Q q 0 0 0 rg BT 384.47 576.90 Td (as ) Tj ET Q q 0 0 0 rg BT 394.42 576.90 Td (employee ) Tj ET Q q 0 0 0 rg BT 434.91 576.90 Td (enrollment, ) Tj ET Q q 0 0 0 rg BT 482.35 576.90 Td (claims ) Tj ET Q q 0 0 0 rg BT 510.08 576.90 Td (adjudication, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.90 Td (accounting, ) Tj ET Q q 0 0 0 rg BT 98.73 564.90 Td (employee ) Tj ET Q q 0 0 0 rg BT 139.96 564.90 Td (benefits ) Tj ET Q q 0 0 0 rg BT 173.98 564.90 Td (administration ) Tj ET Q q 0 0 0 rg BT 234.11 564.90 Td (accounting ) Tj ET Q q 0 0 0 rg BT 280.34 564.90 Td (and ) Tj ET Q q 0 0 0 rg BT 297.14 564.90 Td (compliance. ) Tj ET Q q 0 0 0 rg BT 348.09 564.90 Td ( ) Tj ET Q q 0 0 0 rg BT 350.28 564.90 Td (The ) Tj ET Q q 0 0 0 rg BT 368.18 564.90 Td (HealthConnect ) Tj ET Q q 0 0 0 rg BT 430.52 564.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 471.20 564.90 Td (quoting ) Tj ET Q q 0 0 0 rg BT 504.11 564.90 Td (portals ) Tj ET Q q 0 0 0 rg BT 533.69 564.90 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.90 Td (the ) Tj ET Q q 0 0 0 rg BT 64.70 552.90 Td (individual ) Tj ET Q q 0 0 0 rg BT 107.73 552.90 Td (and ) Tj ET Q q 0 0 0 rg BT 124.66 552.90 Td (small ) Tj ET Q q 0 0 0 rg BT 148.80 552.90 Td (group ) Tj ET Q q 0 0 0 rg BT 174.62 552.90 Td (marketplace. ) Tj ET Q q 0 0 0 rg BT 228.46 552.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 249.83 552.90 Td (has ) Tj ET Q q 0 0 0 rg BT 265.64 552.90 Td (a ) Tj ET Q q 0 0 0 rg BT 272.56 552.90 Td (number ) Tj ET Q q 0 0 0 rg BT 305.59 552.90 Td (of ) Tj ET Q q 0 0 0 rg BT 316.40 552.90 Td (competitors ) Tj ET Q q 0 0 0 rg BT 366.10 552.90 Td (of ) Tj ET Q q 0 0 0 rg BT 376.91 552.90 Td (varying ) Tj ET Q q 0 0 0 rg BT 409.94 552.90 Td (sizes ) Tj ET Q q 0 0 0 rg BT 431.86 552.90 Td (in ) Tj ET Q q 0 0 0 rg BT 442.12 552.90 Td (this ) Tj ET Q q 0 0 0 rg BT 459.06 552.90 Td (area. ) Tj ET Q q 0 0 0 rg BT 480.68 552.90 Td ( ) Tj ET Q q 0 0 0 rg BT 482.99 552.90 Td (T) Tj ET Q q 0 0 0 rg BT 488.74 552.90 Td (rizetto ) Tj ET Q q 0 0 0 rg BT 516.77 552.90 Td (is ) Tj ET Q q 0 0 0 rg BT 525.92 552.90 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.90 Td (the ) Tj ET Q q 0 0 0 rg BT 65.54 540.90 Td (lar) Tj ET Q q 0 0 0 rg BT 75.91 540.90 Td (gest ) Tj ET Q q 0 0 0 rg BT 95.34 540.90 Td (employee ) Tj ET Q q 0 0 0 rg BT 137.54 540.90 Td (benefits ) Tj ET Q q 0 0 0 rg BT 172.53 540.90 Td (software ) Tj ET Q q 0 0 0 rg BT 210.28 540.90 Td (player ) Tj ET Q q 0 0 0 rg BT 238.59 540.90 Td (in ) Tj ET Q q 0 0 0 rg BT 249.70 540.90 Td (the ) Tj ET Q q 0 0 0 rg BT 265.24 540.90 Td (market ) Tj ET Q q 0 0 0 rg BT 296.33 540.90 Td (in ) Tj ET Q q 0 0 0 rg BT 307.44 540.90 Td (the ) Tj ET Q q 0 0 0 rg BT 322.98 540.90 Td (US ) Tj ET Q q 0 0 0 rg BT 339.09 540.90 Td (while ) Tj ET Q q 0 0 0 rg BT 364.63 540.90 Td (there ) Tj ET Q q 0 0 0 rg BT 387.95 540.90 Td (are ) Tj ET Q q 0 0 0 rg BT 403.48 540.90 Td (other ) Tj ET Q q 0 0 0 rg BT 427.35 540.90 Td (smaller ) Tj ET Q q 0 0 0 rg BT 460.11 540.90 Td (size ) Tj ET Q q 0 0 0 rg BT 478.99 540.90 Td (competitors, ) Tj ET Q q 0 0 0 rg BT 532.02 540.90 Td (such ) Tj ET Q q 0 0 0 rg BT 553.68 540.90 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.90 Td (BenefitFocus ) Tj ET Q q 0 0 0 rg BT 105.83 528.90 Td (and ) Tj ET Q q 0 0 0 rg BT 122.76 528.90 Td (Ultimate ) Tj ET Q q 0 0 0 rg BT 160.25 528.90 Td (Software. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 507.90 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 507.90 Td (A.D.A.M. ) Tj ET Q q 0 0 0 rg BT 130.64 507.90 Td (Health ) Tj ET Q q 0 0 0 rg BT 161.37 507.90 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 203.24 507.90 Td (- ) Tj ET Q q 0 0 0 rg BT 210.65 507.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 233.61 507.90 Td (provides ) Tj ET Q q 0 0 0 rg BT 272.13 507.90 Td (multimedia ) Tj ET Q q 0 0 0 rg BT 321.76 507.90 Td (health ) Tj ET Q q 0 0 0 rg BT 350.27 507.90 Td (content, ) Tj ET Q q 0 0 0 rg BT 386.28 507.90 Td (training, ) Tj ET Q q 0 0 0 rg BT 423.96 507.90 Td (patient ) Tj ET Q q 0 0 0 rg BT 455.25 507.90 Td (education, ) Tj ET Q q 0 0 0 rg BT 500.71 507.90 Td (and ) Tj ET Q q 0 0 0 rg BT 519.22 507.90 Td (continuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 495.90 Td (education ) Tj ET Q q 0 0 0 rg BT 92.01 495.90 Td (that ) Tj ET Q q 0 0 0 rg BT 110.15 495.90 Td (tar) Tj ET Q q 0 0 0 rg BT 120.52 495.90 Td (gets ) Tj ET Q q 0 0 0 rg BT 139.77 495.90 Td (lar) Tj ET Q q 0 0 0 rg BT 150.13 495.90 Td (ge ) Tj ET Q q 0 0 0 rg BT 162.71 495.90 Td (diversified ) Tj ET Q q 0 0 0 rg BT 208.62 495.90 Td (websites, ) Tj ET Q q 0 0 0 rg BT 248.70 495.90 Td (doctors, ) Tj ET Q q 0 0 0 rg BT 283.78 495.90 Td (consumer ) Tj ET Q q 0 0 0 rg BT 325.80 495.90 Td (health ) Tj ET Q q 0 0 0 rg BT 353.38 495.90 Td (portals, ) Tj ET Q q 0 0 0 rg BT 386.24 495.90 Td (country ) Tj ET Q q 0 0 0 rg BT 419.92 495.90 Td (governments, ) Tj ET Q q 0 0 0 rg BT 477.22 495.90 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 518.42 495.90 Td (healthcare, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 483.90 Td (biomedical, ) Tj ET Q q 0 0 0 rg BT 99.01 483.90 Td (medical ) Tj ET Q q 0 0 0 rg BT 132.73 483.90 Td (device, ) Tj ET Q q 0 0 0 rg BT 163.41 483.90 Td (pharmaceutical, ) Tj ET Q q 0 0 0 rg BT 229.06 483.90 Td (and ) Tj ET Q q 0 0 0 rg BT 245.57 483.90 Td (education ) Tj ET Q q 0 0 0 rg BT 286.52 483.90 Td (or) Tj ET Q q 0 0 0 rg BT 294.67 483.90 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 344.33 483.90 Td (A.D.A.M.) Tj ET Q q 0 0 0 rg BT 387.67 483.90 Td (s ) Tj ET Q q 0 0 0 rg BT 393.64 483.90 Td ( ) Tj ET Q q 0 0 0 rg BT 395.72 483.90 Td (competitors ) Tj ET Q q 0 0 0 rg BT 445.01 483.90 Td (are ) Tj ET Q q 0 0 0 rg BT 459.29 483.90 Td (a ) Tj ET Q q 0 0 0 rg BT 465.81 483.90 Td (variety ) Tj ET Q q 0 0 0 rg BT 495.65 483.90 Td (of ) Tj ET Q q 0 0 0 rg BT 506.06 483.90 Td (health ) Tj ET Q q 0 0 0 rg BT 532.57 483.90 Td (content ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 471.90 Td (companies ) Tj ET Q q 0 0 0 rg BT 95.87 471.90 Td ( ) Tj ET Q q 0 0 0 rg BT 98.98 471.90 Td (such ) Tj ET Q q 0 0 0 rg BT 120.42 471.90 Td (Krames ) Tj ET Q q 0 0 0 rg BT 154.62 471.90 Td (Staywell, ) Tj ET Q q 0 0 0 rg BT 195.23 471.90 Td (Red ) Tj ET Q q 0 0 0 rg BT 214.44 471.90 Td (Nucleus ) Tj ET Q q 0 0 0 rg BT 250.32 471.90 Td (and ) Tj ET Q q 0 0 0 rg BT 267.18 471.90 Td (Anatomy ) Tj ET Q q 0 0 0 rg BT 307.50 471.90 Td (One, ) Tj ET Q q 0 0 0 rg BT 329.77 471.90 Td (who ) Tj ET Q q 0 0 0 rg BT 350.10 471.90 Td (are ) Tj ET Q q 0 0 0 rg BT 365.42 471.90 Td (primarily ) Tj ET Q q 0 0 0 rg BT 405.74 471.90 Td (focused ) Tj ET Q q 0 0 0 rg BT 439.94 471.90 Td (on ) Tj ET Q q 0 0 0 rg BT 453.05 471.90 Td (the ) Tj ET Q q 0 0 0 rg BT 468.38 471.90 Td (US ) Tj ET Q q 0 0 0 rg BT 484.27 471.90 Td (markets. ) Tj ET Q q 0 0 0 rg BT 521.53 471.90 Td ( ) Tj ET Q q 0 0 0 rg BT 523.95 471.90 Td (A.D.A.M ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 459.90 Td (content ) Tj ET Q q 0 0 0 rg BT 81.93 459.90 Td (is ) Tj ET Q q 0 0 0 rg BT 91.10 459.90 Td (available ) Tj ET Q q 0 0 0 rg BT 129.69 459.90 Td (in ) Tj ET Q q 0 0 0 rg BT 139.97 459.90 Td (Spanish, ) Tj ET Q q 0 0 0 rg BT 176.64 459.90 Td (Portuguese, ) Tj ET Q q 0 0 0 rg BT 226.08 459.90 Td (German ) Tj ET Q q 0 0 0 rg BT 260.79 459.90 Td (and ) Tj ET Q q 0 0 0 rg BT 277.72 459.90 Td (other ) Tj ET Q q 0 0 0 rg BT 300.77 459.90 Td (languages ) Tj ET Q q 0 0 0 rg BT 343.26 459.90 Td (in ) Tj ET Q q 0 0 0 rg BT 352.98 459.90 Td (Asia, ) Tj ET Q q 0 0 0 rg BT 376.31 459.90 Td (Europe, ) Tj ET Q q 0 0 0 rg BT 410.19 459.90 Td (the ) Tj ET Q q 0 0 0 rg BT 424.91 459.90 Td (Middle ) Tj ET Q q 0 0 0 rg BT 456.29 459.90 Td (East ) Tj ET Q q 0 0 0 rg BT 476.01 459.90 Td (and ) Tj ET Q q 0 0 0 rg BT 492.95 459.90 Td (South ) Tj ET Q q 0 0 0 rg BT 518.24 459.90 Td (America.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 429.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 107.70 429.90 Td (Exchanges ) Tj ET Q q 0 0 0 rg BT 152.70 429.90 Td ( ) Tj ET Q q 0 0 0 rg BT 164.39 429.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 184.97 429.90 Td (operates ) Tj ET Q q 0 0 0 rg BT 219.97 429.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 241.67 429.90 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 285.00 429.90 Td (in ) Tj ET Q q 0 0 0 rg BT 294.10 429.90 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 334.94 429.90 Td (New ) Tj ET Q q 0 0 0 rg BT 355.51 429.90 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 391.90 429.90 Td (the ) Tj ET Q q 0 0 0 rg BT 405.81 429.90 Td (United ) Tj ET Q q 0 0 0 rg BT 434.71 429.90 Td (Kingdom, ) Tj ET Q q 0 0 0 rg BT 476.68 429.90 Td (and ) Tj ET Q q 0 0 0 rg BT 492.80 429.90 Td (the ) Tj ET Q q 0 0 0 rg BT 506.71 429.90 Td (United ) Tj ET Q q 0 0 0 rg BT 535.62 429.90 Td (States. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 417.90 Td (All ) Tj ET Q q 0 0 0 rg BT 65.58 417.90 Td (of ) Tj ET Q q 0 0 0 rg BT 76.71 417.90 Td (these ) Tj ET Q q 0 0 0 rg BT 100.06 417.90 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 144.51 417.90 Td (are ) Tj ET Q q 0 0 0 rg BT 159.52 417.90 Td (tar) Tj ET Q q 0 0 0 rg BT 169.88 417.90 Td (geted ) Tj ET Q q 0 0 0 rg BT 194.34 417.90 Td (to ) Tj ET Q q 0 0 0 rg BT 204.92 417.90 Td (the ) Tj ET Q q 0 0 0 rg BT 219.94 417.90 Td (areas ) Tj ET Q q 0 0 0 rg BT 243.28 417.90 Td (of ) Tj ET Q q 0 0 0 rg BT 254.41 417.90 Td (personal ) Tj ET Q q 0 0 0 rg BT 291.09 417.90 Td (and ) Tj ET Q q 0 0 0 rg BT 308.33 417.90 Td (commercial ) Tj ET Q q 0 0 0 rg BT 358.33 417.90 Td (lines, ) Tj ET Q q 0 0 0 rg BT 382.52 417.90 Td (and ) Tj ET Q q 0 0 0 rg BT 399.76 417.90 Td (facilitate ) Tj ET Q q 0 0 0 rg BT 437.53 417.90 Td (the ) Tj ET Q q 0 0 0 rg BT 452.55 417.90 Td (exchange ) Tj ET Q q 0 0 0 rg BT 493.11 417.90 Td (of ) Tj ET Q q 0 0 0 rg BT 504.24 417.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 545.36 417.90 Td (data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 405.90 Td (between ) Tj ET Q q 0 0 0 rg BT 84.75 405.90 Td (brokers ) Tj ET Q q 0 0 0 rg BT 116.18 405.90 Td (and ) Tj ET Q q 0 0 0 rg BT 132.06 405.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 171.81 405.90 Td (carriers. ) Tj ET Q q 0 0 0 rg BT 205.72 405.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 226.04 405.90 Td (continues ) Tj ET Q q 0 0 0 rg BT 265.81 405.90 Td (to ) Tj ET Q q 0 0 0 rg BT 275.02 405.90 Td (deploy ) Tj ET Q q 0 0 0 rg BT 303.68 405.90 Td (these ) Tj ET Q q 0 0 0 rg BT 325.66 405.90 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 368.74 405.90 Td (in ) Tj ET Q q 0 0 0 rg BT 377.96 405.90 Td (the ) Tj ET Q q 0 0 0 rg BT 391.61 405.90 Td (United ) Tj ET Q q 0 0 0 rg BT 420.26 405.90 Td (States, ) Tj ET Q q 0 0 0 rg BT 447.77 405.90 Td (Asia, ) Tj ET Q q 0 0 0 rg BT 470.04 405.90 Td (Europe, ) Tj ET Q q 0 0 0 rg BT 502.85 405.90 Td (Latin ) Tj ET Q q 0 0 0 rg BT 525.08 405.90 Td (America, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 393.90 Td (and ) Tj ET Q q 0 0 0 rg BT 67.43 393.90 Td (Africa. ) Tj ET Q q 0 0 0 rg BT 99.03 393.90 Td (There ) Tj ET Q q 0 0 0 rg BT 126.19 393.90 Td (is ) Tj ET Q q 0 0 0 rg BT 136.70 393.90 Td (presently ) Tj ET Q q 0 0 0 rg BT 177.20 393.90 Td (little ) Tj ET Q q 0 0 0 rg BT 199.37 393.90 Td (competition ) Tj ET Q q 0 0 0 rg BT 250.98 393.90 Td (in ) Tj ET Q q 0 0 0 rg BT 262.59 393.90 Td (the ) Tj ET Q q 0 0 0 rg BT 278.65 393.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 302.50 393.90 Td (exchange ) Tj ET Q q 0 0 0 rg BT 344.10 393.90 Td (area ) Tj ET Q q 0 0 0 rg BT 364.58 393.90 Td (in ) Tj ET Q q 0 0 0 rg BT 375.36 393.90 Td (Australia ) Tj ET Q q 0 0 0 rg BT 415.85 393.90 Td (and ) Tj ET Q q 0 0 0 rg BT 434.13 393.90 Td (New ) Tj ET Q q 0 0 0 rg BT 456.85 393.90 Td (Zealand. ) Tj ET Q q 0 0 0 rg BT 495.40 393.90 Td (Our ) Tj ET Q q 0 0 0 rg BT 514.79 393.90 Td (competitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 381.90 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 381.90 Td (ferentiation ) Tj ET Q q 0 0 0 rg BT 109.87 381.90 Td (exists ) Tj ET Q q 0 0 0 rg BT 135.51 381.90 Td (by ) Tj ET Q q 0 0 0 rg BT 148.36 381.90 Td (virtue ) Tj ET Q q 0 0 0 rg BT 174.55 381.90 Td (of ) Tj ET Q q 0 0 0 rg BT 185.73 381.90 Td (having ) Tj ET Q q 0 0 0 rg BT 215.81 381.90 Td (an ) Tj ET Q q 0 0 0 rg BT 228.10 381.90 Td (end-to-end ) Tj ET Q q 0 0 0 rg BT 274.27 381.90 Td (solution ) Tj ET Q q 0 0 0 rg BT 309.36 381.90 Td (of) Tj ET Q q 0 0 0 rg BT 317.50 381.90 Td (fering ) Tj ET Q q 0 0 0 rg BT 344.24 381.90 Td (in ) Tj ET Q q 0 0 0 rg BT 354.87 381.90 Td (the ) Tj ET Q q 0 0 0 rg BT 369.95 381.90 Td (market ) Tj ET Q q 0 0 0 rg BT 400.57 381.90 Td (allowing ) Tj ET Q q 0 0 0 rg BT 438.42 381.90 Td (our ) Tj ET Q q 0 0 0 rg BT 454.60 381.90 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 499.11 381.90 Td (to ) Tj ET Q q 0 0 0 rg BT 509.74 381.90 Td (be ) Tj ET Q q 0 0 0 rg BT 522.04 381.90 Td (interfaced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 369.90 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 369.90 Td (multiple ) Tj ET Q q 0 0 0 rg BT 106.11 369.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 134.71 369.90 Td (systems.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 347.90 Td (Br) Tj ET Q q 0 0 0 rg BT 109.93 347.90 Td (oker) Tj ET Q q 0 0 0 rg BT 129.19 347.90 Td ( ) Tj ET Q q 0 0 0 rg BT 131.02 347.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 154.51 347.90 Td (Systems:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.28 347.90 Td ( ) Tj ET Q q 0 0 0 rg BT 194.11 347.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 214.83 347.90 Td (has ) Tj ET Q q 0 0 0 rg BT 229.99 347.90 Td (a ) Tj ET Q q 0 0 0 rg BT 236.26 347.90 Td (number ) Tj ET Q q 0 0 0 rg BT 268.64 347.90 Td (of ) Tj ET Q q 0 0 0 rg BT 278.80 347.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 306.73 347.90 Td (system ) Tj ET Q q 0 0 0 rg BT 336.34 347.90 Td (of) Tj ET Q q 0 0 0 rg BT 344.49 347.90 Td (ferings ) Tj ET Q q 0 0 0 rg BT 374.09 347.90 Td (for ) Tj ET Q q 0 0 0 rg BT 387.58 347.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 409.42 347.90 Td (brokers ) Tj ET Q q 0 0 0 rg BT 441.24 347.90 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 485.84 347.90 Td (- ) Tj ET Q q 0 0 0 rg BT 491.00 347.90 Td (eGlobal, ) Tj ET Q q 0 0 0 rg BT 526.86 347.90 Td (W) Tj ET Q q 0 0 0 rg BT 535.89 347.90 Td (inBeat ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 335.90 Td (and ) Tj ET Q q 0 0 0 rg BT 67.06 335.90 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 103.18 335.90 Td (. ) Tj ET Q q 0 0 0 rg BT 108.11 335.90 Td (The ) Tj ET Q q 0 0 0 rg BT 126.28 335.90 Td (competition ) Tj ET Q q 0 0 0 rg BT 176.67 335.90 Td (for ) Tj ET Q q 0 0 0 rg BT 190.95 335.90 Td (these ) Tj ET Q q 0 0 0 rg BT 214.12 335.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 242.84 335.90 Td (systems ) Tj ET Q q 0 0 0 rg BT 277.13 335.90 Td (varies ) Tj ET Q q 0 0 0 rg BT 303.63 335.90 Td (within ) Tj ET Q q 0 0 0 rg BT 331.81 335.90 Td (each ) Tj ET Q q 0 0 0 rg BT 352.74 335.90 Td (of ) Tj ET Q q 0 0 0 rg BT 363.70 335.90 Td (the ) Tj ET Q q 0 0 0 rg BT 378.53 335.90 Td (regions ) Tj ET Q q 0 0 0 rg BT 410.59 335.90 Td (in ) Tj ET Q q 0 0 0 rg BT 420.99 335.90 Td (which ) Tj ET Q q 0 0 0 rg BT 448.05 335.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 469.56 335.90 Td (provides ) Tj ET Q q 0 0 0 rg BT 506.62 335.90 Td (such ) Tj ET Q q 0 0 0 rg BT 527.57 335.90 Td (products ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 323.90 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 323.90 Td (services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 301.90 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 133.20 301.90 Td (is ) Tj ET Q q 0 0 0 rg BT 142.41 301.90 Td (sold ) Tj ET Q q 0 0 0 rg BT 161.63 301.90 Td (throughout ) Tj ET Q q 0 0 0 rg BT 208.06 301.90 Td (the ) Tj ET Q q 0 0 0 rg BT 222.82 301.90 Td (world. ) Tj ET Q q 0 0 0 rg BT 251.01 301.90 Td (The ) Tj ET Q q 0 0 0 rg BT 269.10 301.90 Td (product ) Tj ET Q q 0 0 0 rg BT 302.19 301.90 Td (is ) Tj ET Q q 0 0 0 rg BT 311.40 301.90 Td (multilingual ) Tj ET Q q 0 0 0 rg BT 362.83 301.90 Td (and ) Tj ET Q q 0 0 0 rg BT 379.82 301.90 Td (multicurrency ) Tj ET Q q 0 0 0 rg BT 438.45 301.90 Td (and ) Tj ET Q q 0 0 0 rg BT 455.43 301.90 Td (is ) Tj ET Q q 0 0 0 rg BT 464.65 301.90 Td (available ) Tj ET Q q 0 0 0 rg BT 503.28 301.90 Td (in ) Tj ET Q q 0 0 0 rg BT 513.60 301.90 Td (a ) Tj ET Q q 0 0 0 rg BT 520.58 301.90 Td (number ) Tj ET Q q 0 0 0 rg BT 553.67 301.90 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 289.90 Td (languages ) Tj ET Q q 0 0 0 rg BT 92.01 289.90 Td (such ) Tj ET Q q 0 0 0 rg BT 112.36 289.90 Td (as ) Tj ET Q q 0 0 0 rg BT 122.71 289.90 Td (English, ) Tj ET Q q 0 0 0 rg BT 157.78 289.90 Td (Chinese, ) Tj ET Q q 0 0 0 rg BT 194.52 289.90 Td (Japanese, ) Tj ET Q q 0 0 0 rg BT 234.58 289.90 Td (French, ) Tj ET Q q 0 0 0 rg BT 266.87 289.90 Td (Portuguese, ) Tj ET Q q 0 0 0 rg BT 315.83 289.90 Td (and ) Tj ET Q q 0 0 0 rg BT 332.29 289.90 Td (Spanish. ) Tj ET Q q 0 0 0 rg BT 368.48 289.90 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 402.15 289.90 Td (is ) Tj ET Q q 0 0 0 rg BT 410.84 289.90 Td (tar) Tj ET Q q 0 0 0 rg BT 421.21 289.90 Td (geted ) Tj ET Q q 0 0 0 rg BT 444.88 289.90 Td (to ) Tj ET Q q 0 0 0 rg BT 454.68 289.90 Td (the ) Tj ET Q q 0 0 0 rg BT 468.92 289.90 Td (medium ) Tj ET Q q 0 0 0 rg BT 503.71 289.90 Td (and ) Tj ET Q q 0 0 0 rg BT 520.17 289.90 Td (lar) Tj ET Q q 0 0 0 rg BT 530.54 289.90 Td (ge ) Tj ET Q q 0 0 0 rg BT 542.00 289.90 Td (P&C ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 277.90 Td (brokers ) Tj ET Q q 0 0 0 rg BT 82.93 277.90 Td (around ) Tj ET Q q 0 0 0 rg BT 113.65 277.90 Td (the ) Tj ET Q q 0 0 0 rg BT 128.81 277.90 Td (world. ) Tj ET Q q 0 0 0 rg BT 157.58 277.90 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 192.18 277.90 Td (competition ) Tj ET Q q 0 0 0 rg BT 242.90 277.90 Td (tends ) Tj ET Q q 0 0 0 rg BT 266.95 277.90 Td (to ) Tj ET Q q 0 0 0 rg BT 277.67 277.90 Td (be ) Tj ET Q q 0 0 0 rg BT 290.05 277.90 Td (dif) Tj ET Q q 0 0 0 rg BT 300.98 277.90 Td (ferent ) Tj ET Q q 0 0 0 rg BT 327.24 277.90 Td (in ) Tj ET Q q 0 0 0 rg BT 337.96 277.90 Td (each ) Tj ET Q q 0 0 0 rg BT 359.22 277.90 Td (country ) Tj ET Q q 0 0 0 rg BT 392.71 277.90 Td (with ) Tj ET Q q 0 0 0 rg BT 413.44 277.90 Td (no ) Tj ET Q q 0 0 0 rg BT 426.38 277.90 Td (single ) Tj ET Q q 0 0 0 rg BT 453.21 277.90 Td (competitor ) Tj ET Q q 0 0 0 rg BT 499.48 277.90 Td (having ) Tj ET Q q 0 0 0 rg BT 529.64 277.90 Td (a ) Tj ET Q q 0 0 0 rg BT 537.02 277.90 Td (global ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.90 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 265.90 Td (fering. ) Tj ET Q q 0 0 0 rg BT 86.70 265.90 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 120.53 265.90 Td (competes ) Tj ET Q q 0 0 0 rg BT 160.47 265.90 Td (with ) Tj ET Q q 0 0 0 rg BT 180.42 265.90 Td (home ) Tj ET Q q 0 0 0 rg BT 204.81 265.90 Td (grown ) Tj ET Q q 0 0 0 rg BT 232.54 265.90 Td (systems ) Tj ET Q q 0 0 0 rg BT 266.38 265.90 Td (and ) Tj ET Q q 0 0 0 rg BT 283.00 265.90 Td (regional ) Tj ET Q q 0 0 0 rg BT 317.93 265.90 Td (players ) Tj ET Q q 0 0 0 rg BT 348.98 265.90 Td (in ) Tj ET Q q 0 0 0 rg BT 358.94 265.90 Td (each ) Tj ET Q q 0 0 0 rg BT 379.43 265.90 Td (country) Tj ET Q q 0 0 0 rg BT 409.32 265.90 Td (. ) Tj ET Q q 0 0 0 rg BT 414.00 265.90 Td (Its ) Tj ET Q q 0 0 0 rg BT 426.17 265.90 Td (uniqueness ) Tj ET Q q 0 0 0 rg BT 472.79 265.90 Td (comes ) Tj ET Q q 0 0 0 rg BT 500.51 265.90 Td (from ) Tj ET Q q 0 0 0 rg BT 522.12 265.90 Td (of ) Tj ET Q q 0 0 0 rg BT 532.62 265.90 Td (the ) Tj ET Q q 0 0 0 rg BT 547.02 265.90 Td (fact ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.90 Td (that ) Tj ET Q q 0 0 0 rg BT 67.56 253.90 Td (the ) Tj ET Q q 0 0 0 rg BT 82.34 253.90 Td (product ) Tj ET Q q 0 0 0 rg BT 115.45 253.90 Td (is ) Tj ET Q q 0 0 0 rg BT 124.68 253.90 Td (both ) Tj ET Q q 0 0 0 rg BT 145.02 253.90 Td (multilingual ) Tj ET Q q 0 0 0 rg BT 196.47 253.90 Td (and ) Tj ET Q q 0 0 0 rg BT 213.47 253.90 Td (multicurrency ) Tj ET Q q 0 0 0 rg BT 272.12 253.90 Td (yet ) Tj ET Q q 0 0 0 rg BT 286.90 253.90 Td (still ) Tj ET Q q 0 0 0 rg BT 304.47 253.90 Td (has ) Tj ET Q q 0 0 0 rg BT 320.36 253.90 Td (a ) Tj ET Q q 0 0 0 rg BT 327.36 253.90 Td (common ) Tj ET Q q 0 0 0 rg BT 364.92 253.90 Td (code ) Tj ET Q q 0 0 0 rg BT 386.36 253.90 Td (base ) Tj ET Q q 0 0 0 rg BT 406.69 253.90 Td (around ) Tj ET Q q 0 0 0 rg BT 437.02 253.90 Td (the ) Tj ET Q q 0 0 0 rg BT 451.80 253.90 Td (world ) Tj ET Q q 0 0 0 rg BT 477.69 253.90 Td (with ) Tj ET Q q 0 0 0 rg BT 498.03 253.90 Td (features ) Tj ET Q q 0 0 0 rg BT 532.24 253.90 Td (that ) Tj ET Q q 0 0 0 rg BT 549.80 253.90 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 241.90 Td (easily ) Tj ET Q q 0 0 0 rg BT 75.83 241.90 Td (activated ) Tj ET Q q 0 0 0 rg BT 114.41 241.90 Td (and ) Tj ET Q q 0 0 0 rg BT 131.35 241.90 Td (deactivated.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 219.90 Td (W) Tj ET Q q 0 0 0 rg BT 108.04 219.90 Td (inBeat ) Tj ET Q q 0 0 0 rg BT 136.45 219.90 Td (is ) Tj ET Q q 0 0 0 rg BT 145.43 219.90 Td (a ) Tj ET Q q 0 0 0 rg BT 152.18 219.90 Td (back-end ) Tj ET Q q 0 0 0 rg BT 191.13 219.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 219.54 219.90 Td (system ) Tj ET Q q 0 0 0 rg BT 249.62 219.90 Td (that ) Tj ET Q q 0 0 0 rg BT 266.93 219.90 Td (is ) Tj ET Q q 0 0 0 rg BT 275.91 219.90 Td (currently ) Tj ET Q q 0 0 0 rg BT 314.31 219.90 Td (sold ) Tj ET Q q 0 0 0 rg BT 333.29 219.90 Td (in ) Tj ET Q q 0 0 0 rg BT 342.86 219.90 Td (Australia ) Tj ET Q q 0 0 0 rg BT 381.83 219.90 Td (and ) Tj ET Q q 0 0 0 rg BT 398.58 219.90 Td (New ) Tj ET Q q 0 0 0 rg BT 419.77 219.90 Td (Zealand. ) Tj ET Q q 0 0 0 rg BT 456.78 219.90 Td (It ) Tj ET Q q 0 0 0 rg BT 465.19 219.90 Td (is ) Tj ET Q q 0 0 0 rg BT 474.17 219.90 Td (tar) Tj ET Q q 0 0 0 rg BT 484.54 219.90 Td (geted ) Tj ET Q q 0 0 0 rg BT 508.50 219.90 Td (at ) Tj ET Q q 0 0 0 rg BT 518.03 219.90 Td (small ) Tj ET Q q 0 0 0 rg BT 542.00 219.90 Td (P&C ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 207.90 Td (brokers ) Tj ET Q q 0 0 0 rg BT 82.66 207.90 Td (in ) Tj ET Q q 0 0 0 rg BT 93.11 207.90 Td (these ) Tj ET Q q 0 0 0 rg BT 116.33 207.90 Td (countries. ) Tj ET Q q 0 0 0 rg BT 157.96 207.90 Td (The ) Tj ET Q q 0 0 0 rg BT 176.17 207.90 Td (product ) Tj ET Q q 0 0 0 rg BT 209.39 207.90 Td (at ) Tj ET Q q 0 0 0 rg BT 219.28 207.90 Td (present ) Tj ET Q q 0 0 0 rg BT 250.82 207.90 Td (is ) Tj ET Q q 0 0 0 rg BT 260.16 207.90 Td (available ) Tj ET Q q 0 0 0 rg BT 298.92 207.90 Td (only ) Tj ET Q q 0 0 0 rg BT 319.37 207.90 Td (in ) Tj ET Q q 0 0 0 rg BT 329.82 207.90 Td (English ) Tj ET Q q 0 0 0 rg BT 363.05 207.90 Td (and ) Tj ET Q q 0 0 0 rg BT 380.15 207.90 Td (can ) Tj ET Q q 0 0 0 rg BT 396.70 207.90 Td (be ) Tj ET Q q 0 0 0 rg BT 408.81 207.90 Td (deployed ) Tj ET Q q 0 0 0 rg BT 448.13 207.90 Td (in ) Tj ET Q q 0 0 0 rg BT 458.58 207.90 Td (a ) Tj ET Q q 0 0 0 rg BT 465.69 207.90 Td (few ) Tj ET Q q 0 0 0 rg BT 483.35 207.90 Td (hours ) Tj ET Q q 0 0 0 rg BT 508.24 207.90 Td (with ) Tj ET Q q 0 0 0 rg BT 528.69 207.90 Td (minimal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 195.90 Td (training. ) Tj ET Q q 0 0 0 rg BT 85.31 195.90 Td (W) Tj ET Q q 0 0 0 rg BT 94.35 195.90 Td (inBeat) Tj ET Q q 0 0 0 rg BT 123.23 195.90 Td (s ) Tj ET Q q 0 0 0 rg BT 128.96 195.90 Td (competition ) Tj ET Q q 0 0 0 rg BT 178.56 195.90 Td (in ) Tj ET Q q 0 0 0 rg BT 187.77 195.90 Td (Australia ) Tj ET Q q 0 0 0 rg BT 226.27 195.90 Td (and ) Tj ET Q q 0 0 0 rg BT 242.54 195.90 Td (New ) Tj ET Q q 0 0 0 rg BT 263.26 195.90 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 297.30 195.90 Td (comes ) Tj ET Q q 0 0 0 rg BT 324.68 195.90 Td (from ) Tj ET Q q 0 0 0 rg BT 345.96 195.90 Td (local ) Tj ET Q q 0 0 0 rg BT 367.23 195.90 Td (vendors ) Tj ET Q q 0 0 0 rg BT 400.73 195.90 Td (such ) Tj ET Q q 0 0 0 rg BT 420.90 195.90 Td (as ) Tj ET Q q 0 0 0 rg BT 431.06 195.90 Td (Lumley ) Tj ET Q q 0 0 0 rg BT 464.00 195.90 Td (and ) Tj ET Q q 0 0 0 rg BT 480.28 195.90 Td (SSP) Tj ET Q q 0 0 0 rg BT 495.86 195.90 Td (, ) Tj ET Q q 0 0 0 rg BT 500.19 195.90 Td (an ) Tj ET Q q 0 0 0 rg BT 511.47 195.90 Td (international ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 183.90 Td (vendor) Tj ET Q q 0 0 0 rg BT 77.22 183.90 Td (. ) Tj ET Q q 0 0 0 rg BT 82.22 183.90 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 103.60 183.90 Td (plans ) Tj ET Q q 0 0 0 rg BT 127.21 183.90 Td (to ) Tj ET Q q 0 0 0 rg BT 137.49 183.90 Td (deploy ) Tj ET Q q 0 0 0 rg BT 167.03 183.90 Td (W) Tj ET Q q 0 0 0 rg BT 176.06 183.90 Td (inBeat ) Tj ET Q q 0 0 0 rg BT 204.67 183.90 Td (in ) Tj ET Q q 0 0 0 rg BT 214.95 183.90 Td (a ) Tj ET Q q 0 0 0 rg BT 221.88 183.90 Td (number ) Tj ET Q q 0 0 0 rg BT 254.93 183.90 Td (of ) Tj ET Q q 0 0 0 rg BT 265.76 183.90 Td (emer) Tj ET Q q 0 0 0 rg BT 285.57 183.90 Td (ging ) Tj ET Q q 0 0 0 rg BT 305.84 183.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 346.66 183.90 Td (markets ) Tj ET Q q 0 0 0 rg BT 380.82 183.90 Td (such ) Tj ET Q q 0 0 0 rg BT 401.65 183.90 Td (as ) Tj ET Q q 0 0 0 rg BT 412.48 183.90 Td (India ) Tj ET Q q 0 0 0 rg BT 435.52 183.90 Td (and ) Tj ET Q q 0 0 0 rg BT 452.46 183.90 Td (China.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 161.90 Td (Between ) Tj ET Q q 0 0 0 rg BT 136.40 161.90 Td (eGlobal ) Tj ET Q q 0 0 0 rg BT 170.47 161.90 Td (and ) Tj ET Q q 0 0 0 rg BT 187.15 161.90 Td (W) Tj ET Q q 0 0 0 rg BT 196.18 161.90 Td (inBeat, ) Tj ET Q q 0 0 0 rg BT 227.20 161.90 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 254.19 161.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 282.71 161.90 Td (systems ) Tj ET Q q 0 0 0 rg BT 316.79 161.90 Td (customer ) Tj ET Q q 0 0 0 rg BT 355.86 161.90 Td (base ) Tj ET Q q 0 0 0 rg BT 376.04 161.90 Td (in ) Tj ET Q q 0 0 0 rg BT 385.70 161.90 Td (Australia ) Tj ET Q q 0 0 0 rg BT 424.77 161.90 Td (spans ) Tj ET Q q 0 0 0 rg BT 449.40 161.90 Td (631 ) Tj ET Q q 0 0 0 rg BT 466.82 161.90 Td (of ) Tj ET Q q 0 0 0 rg BT 477.56 161.90 Td (the ) Tj ET Q q 0 0 0 rg BT 492.19 161.90 Td (850 ) Tj ET Q q 0 0 0 rg BT 509.60 161.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 532.03 161.90 Td (brokers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 149.90 Td (in ) Tj ET Q q 0 0 0 rg BT 59.58 149.90 Td (Australia ) Tj ET Q q 0 0 0 rg BT 98.55 149.90 Td (giving ) Tj ET Q q 0 0 0 rg BT 126.42 149.90 Td (it ) Tj ET Q q 0 0 0 rg BT 134.28 149.90 Td (in ) Tj ET Q q 0 0 0 rg BT 144.38 149.90 Td (excess ) Tj ET Q q 0 0 0 rg BT 172.79 149.90 Td (of ) Tj ET Q q 0 0 0 rg BT 183.43 149.90 Td (74% ) Tj ET Q q 0 0 0 rg BT 204.07 149.90 Td (of ) Tj ET Q q 0 0 0 rg BT 214.71 149.90 Td (the ) Tj ET Q q 0 0 0 rg BT 229.24 149.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 257.65 149.90 Td (system) Tj ET Q q 0 0 0 rg BT 288.21 149.90 Td (s ) Tj ET Q q 0 0 0 rg BT 294.41 149.90 Td (customer ) Tj ET Q q 0 0 0 rg BT 333.38 149.90 Td (base ) Tj ET Q q 0 0 0 rg BT 353.46 149.90 Td (in ) Tj ET Q q 0 0 0 rg BT 363.55 149.90 Td (this ) Tj ET Q q 0 0 0 rg BT 380.31 149.90 Td (country) Tj ET Q q 0 0 0 rg BT 410.21 149.90 Td (. ) Tj ET Q q 0 0 0 rg BT 415.02 149.90 Td (Ebix) Tj ET Q q 0 0 0 rg BT 436.68 149.90 Td (s ) Tj ET Q q 0 0 0 rg BT 442.89 149.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 471.30 149.90 Td (systems ) Tj ET Q q 0 0 0 rg BT 505.28 149.90 Td (customer ) Tj ET Q q 0 0 0 rg BT 544.25 149.90 Td (base ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 137.90 Td (in ) Tj ET Q q 0 0 0 rg BT 59.89 137.90 Td (New ) Tj ET Q q 0 0 0 rg BT 80.87 137.90 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 115.18 137.90 Td (spans ) Tj ET Q q 0 0 0 rg BT 139.51 137.90 Td (1,500 ) Tj ET Q q 0 0 0 rg BT 164.12 137.90 Td (of ) Tj ET Q q 0 0 0 rg BT 174.56 137.90 Td (the ) Tj ET Q q 0 0 0 rg BT 188.88 137.90 Td (approximate ) Tj ET Q q 0 0 0 rg BT 240.97 137.90 Td (2,000 ) Tj ET Q q 0 0 0 rg BT 265.57 137.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 287.69 137.90 Td (brokers ) Tj ET Q q 0 0 0 rg BT 319.79 137.90 Td (in ) Tj ET Q q 0 0 0 rg BT 329.67 137.90 Td (New ) Tj ET Q q 0 0 0 rg BT 350.66 137.90 Td (Zealand ) Tj ET Q q 0 0 0 rg BT 384.97 137.90 Td (giving ) Tj ET Q q 0 0 0 rg BT 412.63 137.90 Td (it ) Tj ET Q q 0 0 0 rg BT 420.30 137.90 Td (approximately ) Tj ET Q q 0 0 0 rg BT 480.16 137.90 Td (75% ) Tj ET Q q 0 0 0 rg BT 500.60 137.90 Td (of ) Tj ET Q q 0 0 0 rg BT 511.04 137.90 Td (the ) Tj ET Q q 0 0 0 rg BT 525.36 137.90 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 125.90 Td (base ) Tj ET Q q 0 0 0 rg BT 70.27 125.90 Td (in ) Tj ET Q q 0 0 0 rg BT 80.55 125.90 Td (this ) Tj ET Q q 0 0 0 rg BT 97.50 125.90 Td (country) Tj ET Q q 0 0 0 rg BT 127.39 125.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 103.90 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 135.86 103.90 Td ( ) Tj ET Q q 0 0 0 rg BT 138.99 103.90 Td (is ) Tj ET Q q 0 0 0 rg BT 148.78 103.90 Td (Ebix) Tj ET Q q 0 0 0 rg BT 170.45 103.90 Td (s ) Tj ET Q q 0 0 0 rg BT 177.47 103.90 Td (P&C ) Tj ET Q q 0 0 0 rg BT 200.60 103.90 Td (broker ) Tj ET Q q 0 0 0 rg BT 229.83 103.90 Td (systems ) Tj ET Q q 0 0 0 rg BT 264.62 103.90 Td (of) Tj ET Q q 0 0 0 rg BT 272.77 103.90 Td (fering ) Tj ET Q q 0 0 0 rg BT 299.78 103.90 Td (for ) Tj ET Q q 0 0 0 rg BT 314.56 103.90 Td (the ) Tj ET Q q 0 0 0 rg BT 329.91 103.90 Td (US ) Tj ET Q q 0 0 0 rg BT 345.82 103.90 Td (markets. ) Tj ET Q q 0 0 0 rg BT 382.87 103.90 Td (The ) Tj ET Q q 0 0 0 rg BT 401.55 103.90 Td (service ) Tj ET Q q 0 0 0 rg BT 432.99 103.90 Td (is ) Tj ET Q q 0 0 0 rg BT 442.78 103.90 Td (designed ) Tj ET Q q 0 0 0 rg BT 481.46 103.90 Td (around ) Tj ET Q q 0 0 0 rg BT 512.35 103.90 Td (the ) Tj ET Q q 0 0 0 rg BT 527.00 103.90 Td (ACORD ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 91.90 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.90 91.90 Td (standards ) Tj ET Q q 0 0 0 rg BT 131.26 91.90 Td (used ) Tj ET Q q 0 0 0 rg BT 152.18 91.90 Td (in ) Tj ET Q q 0 0 0 rg BT 162.54 91.90 Td (the ) Tj ET Q q 0 0 0 rg BT 177.35 91.90 Td (United ) Tj ET Q q 0 0 0 rg BT 207.15 91.90 Td (States. ) Tj ET Q q 0 0 0 rg BT 236.13 91.90 Td (EbixASP) Tj ET Q q 0 0 0 rg BT 272.99 91.90 Td ( ) Tj ET Q q 0 0 0 rg BT 275.58 91.90 Td (has ) Tj ET Q q 0 0 0 rg BT 291.49 91.90 Td (three ) Tj ET Q q 0 0 0 rg BT 314.07 91.90 Td (main ) Tj ET Q q 0 0 0 rg BT 336.65 91.90 Td (competitors ) Tj ET Q q 0 0 0 rg BT 386.45 91.90 Td (in ) Tj ET Q q 0 0 0 rg BT 396.82 91.90 Td (the ) Tj ET Q q 0 0 0 rg BT 411.62 91.90 Td (US ) Tj ET Q q 0 0 0 rg BT 426.99 91.90 Td ( ) Tj ET Q q 0 0 0 rg BT 439.58 91.90 Td (specifically ) Tj ET Q q 0 0 0 rg BT 488.07 91.90 Td (V) Tj ET Q q 0 0 0 rg BT 494.18 91.90 Td (ertafore, ) Tj ET Q q 0 0 0 rg BT 529.78 91.90 Td (Applied ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 79.90 Td (Systems ) Tj ET Q q 0 0 0 rg BT 85.84 79.90 Td (and ) Tj ET Q q 0 0 0 rg BT 102.78 79.90 Td (XDimensional.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 57.90 Td (RCS ) Tj ET Q q 0 0 0 rg BT 121.54 57.90 Td (Services:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.86 57.90 Td ( ) Tj ET Q q 0 0 0 rg BT 162.40 57.90 Td (Ebix) Tj ET Q q 0 0 0 rg BT 184.06 57.90 Td (s ) Tj ET Q q 0 0 0 rg BT 190.49 57.90 Td (focus ) Tj ET Q q 0 0 0 rg BT 214.69 57.90 Td (in ) Tj ET Q q 0 0 0 rg BT 225.01 57.90 Td (this ) Tj ET Q q 0 0 0 rg BT 242.00 57.90 Td (channel ) Tj ET Q q 0 0 0 rg BT 275.63 57.90 Td (pertains ) Tj ET Q q 0 0 0 rg BT 309.83 57.90 Td (to ) Tj ET Q q 0 0 0 rg BT 320.14 57.90 Td (business ) Tj ET Q q 0 0 0 rg BT 356.57 57.90 Td (process ) Tj ET Q q 0 0 0 rg BT 389.10 57.90 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 438.86 57.90 Td (services ) Tj ET Q q 0 0 0 rg BT 473.60 57.90 Td (that ) Tj ET Q q 0 0 0 rg BT 491.14 57.90 Td (include ) Tj ET Q q 0 0 0 rg BT 523.11 57.90 Td (providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 45.90 Td (domain ) Tj ET Q q 0 0 0 rg BT 81.81 45.90 Td (intensive ) Tj ET Q q 0 0 0 rg BT 119.72 45.90 Td (project ) Tj ET Q q 0 0 0 rg BT 149.29 45.90 Td (management, ) Tj ET Q q 0 0 0 rg BT 204.69 45.90 Td (time ) Tj ET Q q 0 0 0 rg BT 224.28 45.90 Td (and ) Tj ET Q q 0 0 0 rg BT 240.53 45.90 Td (material ) Tj ET Q q 0 0 0 rg BT 275.10 45.90 Td (consulting ) Tj ET Q q 0 0 0 rg BT 318.57 45.90 Td (to ) Tj ET Q q 0 0 0 rg BT 328.16 45.90 Td (clients ) Tj ET Q q 0 0 0 rg BT 356.07 45.90 Td (across ) Tj ET Q q 0 0 0 rg BT 382.88 45.90 Td (the ) Tj ET Q q 0 0 0 rg BT 396.90 45.90 Td (world, ) Tj ET Q q 0 0 0 rg BT 424.54 45.90 Td (and ) Tj ET Q q 0 0 0 rg BT 440.79 45.90 Td (claims ) Tj ET Q q 0 0 0 rg BT 468.71 45.90 Td (adjudication/settlement ) Tj ET Q q 0 0 0 rg BT 564.51 45.90 Td ( ) Tj ET Q endstream endobj 23 0 obj <>] /Rotate 0 /Contents 24 0 R>> endobj 24 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 87.49 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 98.04 742.10 Td (addition ) Tj ET Q q 0 0 0 rg BT 133.59 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 144.15 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 159.15 742.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 194.13 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 211.34 742.10 Td (tracking ) Tj ET Q q 0 0 0 rg BT 246.88 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.99 742.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 304.63 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 315.74 742.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 356.83 742.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 384.61 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 395.17 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.16 742.10 Td (United ) Tj ET Q q 0 0 0 rg BT 440.16 742.10 Td (States ) Tj ET Q q 0 0 0 rg BT 466.82 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 483.42 742.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 527.86 742.10 Td (markets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 77.49 730.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 99.29 730.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 133.29 730.10 Td (focuses ) Tj ET Q q 0 0 0 rg BT 166.19 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 179.09 730.10 Td (helping ) Tj ET Q q 0 0 0 rg BT 211.99 730.10 Td (its ) Tj ET Q q 0 0 0 rg BT 224.35 730.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 253.35 730.10 Td (outsource ) Tj ET Q q 0 0 0 rg BT 295.14 730.10 Td (any ) Tj ET Q q 0 0 0 rg BT 312.48 730.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 346.48 730.10 Td (service ) Tj ET Q q 0 0 0 rg BT 377.70 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 388.94 730.10 Td (manpower ) Tj ET Q q 0 0 0 rg BT 434.05 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 444.73 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.85 730.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 501.65 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 514.55 730.10 Td (an ) Tj ET Q q 0 0 0 rg BT 526.89 730.10 Td (onsite ) Tj ET Q q 0 0 0 rg BT 553.69 730.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 718.10 Td (fshore ) Tj ET Q q 0 0 0 rg BT 84.54 718.10 Td (basis. ) Tj ET Q q 0 0 0 rg BT 108.45 718.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 134.44 718.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 154.74 718.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 196.11 718.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 244.74 718.10 Td (business ) Tj ET Q q 0 0 0 rg BT 280.03 718.10 Td (services ) Tj ET Q q 0 0 0 rg BT 313.64 718.10 Td (are ) Tj ET Q q 0 0 0 rg BT 327.26 718.10 Td (enabled ) Tj ET Q q 0 0 0 rg BT 359.76 718.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.16 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.78 718.10 Td (Company) Tj ET Q q 0 0 0 rg BT 426.45 718.10 Td (s ) Tj ET Q q 0 0 0 rg BT 431.75 718.10 Td (SaaS-based ) Tj ET Q q 0 0 0 rg BT 479.25 718.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 525.08 718.10 Td (software. ) Tj ET Q q 0 0 0 rg BT 564.51 718.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 71.67 706.10 Td (s ) Tj ET Q q 0 0 0 rg BT 78.06 706.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 99.46 706.10 Td (service ) Tj ET Q q 0 0 0 rg BT 130.27 706.10 Td (of) Tj ET Q q 0 0 0 rg BT 138.42 706.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 168.69 706.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 207.29 706.10 Td (cater ) Tj ET Q q 0 0 0 rg BT 229.21 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 239.49 706.10 Td (a ) Tj ET Q q 0 0 0 rg BT 246.43 706.10 Td (lar) Tj ET Q q 0 0 0 rg BT 256.79 706.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 268.73 706.10 Td (number ) Tj ET Q q 0 0 0 rg BT 301.78 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 312.61 706.10 Td (Fortune ) Tj ET Q q 0 0 0 rg BT 346.22 706.10 Td (500 ) Tj ET Q q 0 0 0 rg BT 363.72 706.10 Td (companies ) Tj ET Q q 0 0 0 rg BT 408.98 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 419.26 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.97 706.10 Td (United ) Tj ET Q q 0 0 0 rg BT 463.69 706.10 Td (States. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 684.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 120.67 684.10 Td (s ) Tj ET Q q 0 0 0 rg BT 127.19 684.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 148.72 684.10 Td (service ) Tj ET Q q 0 0 0 rg BT 179.67 684.10 Td (of) Tj ET Q q 0 0 0 rg BT 187.82 684.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 214.32 684.10 Td (in ) Tj ET Q q 0 0 0 rg BT 224.73 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.58 684.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 280.53 684.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 323.12 684.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 359.63 684.10 Td (area ) Tj ET Q q 0 0 0 rg BT 378.91 684.10 Td (has ) Tj ET Q q 0 0 0 rg BT 394.87 684.10 Td (one ) Tj ET Q q 0 0 0 rg BT 411.94 684.10 Td (main ) Tj ET Q q 0 0 0 rg BT 434.56 684.10 Td (competitor ) Tj ET Q q 0 0 0 rg BT 480.51 684.10 Td (in ) Tj ET Q q 0 0 0 rg BT 490.92 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.77 684.10 Td (United ) Tj ET Q q 0 0 0 rg BT 535.62 684.10 Td (States, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (namely ) Tj ET Q q 0 0 0 rg BT 80.97 672.10 Td (Applied ) Tj ET Q q 0 0 0 rg BT 115.16 672.10 Td (Systems. ) Tj ET Q q 0 0 0 rg BT 152.98 672.10 Td (Due ) Tj ET Q q 0 0 0 rg BT 171.61 672.10 Td (to ) Tj ET Q q 0 0 0 rg BT 181.37 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.56 672.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 223.09 672.10 Td (fragmented ) Tj ET Q q 0 0 0 rg BT 270.60 672.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 302.84 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.03 672.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 337.89 672.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 358.77 672.10 Td (service ) Tj ET Q q 0 0 0 rg BT 389.06 672.10 Td (of) Tj ET Q q 0 0 0 rg BT 397.21 672.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 423.06 672.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.81 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.01 672.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 487.30 672.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 529.24 672.10 Td (tracking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (area ) Tj ET Q q 0 0 0 rg BT 69.15 660.10 Td (also ) Tj ET Q q 0 0 0 rg BT 87.75 660.10 Td (has ) Tj ET Q q 0 0 0 rg BT 103.58 660.10 Td (a ) Tj ET Q q 0 0 0 rg BT 110.52 660.10 Td (number ) Tj ET Q q 0 0 0 rg BT 143.57 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.40 660.10 Td (smaller ) Tj ET Q q 0 0 0 rg BT 186.33 660.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 236.04 660.10 Td (such ) Tj ET Q q 0 0 0 rg BT 256.88 660.10 Td (as ) Tj ET Q q 0 0 0 rg BT 267.71 660.10 Td (Datamonitor) Tj ET Q q 0 0 0 rg BT 317.85 660.10 Td (, ) Tj ET Q q 0 0 0 rg BT 322.85 660.10 Td (CMS, ) Tj ET Q q 0 0 0 rg BT 348.97 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.91 660.10 Td (Exigis.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 638.10 Td (Carrier) Tj ET Q q 0 0 0 rg BT 131.57 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 134.11 638.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 158.32 638.10 Td (Systems:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.09 638.10 Td ( ) Tj ET Q q 0 0 0 rg BT 198.63 638.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 220.06 638.10 Td (has ) Tj ET Q q 0 0 0 rg BT 235.93 638.10 Td (a ) Tj ET Q q 0 0 0 rg BT 242.91 638.10 Td (number ) Tj ET Q q 0 0 0 rg BT 276.00 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 286.87 638.10 Td (carrier ) Tj ET Q q 0 0 0 rg BT 315.50 638.10 Td (system ) Tj ET Q q 0 0 0 rg BT 345.82 638.10 Td (of) Tj ET Q q 0 0 0 rg BT 353.97 638.10 Td (ferings ) Tj ET Q q 0 0 0 rg BT 384.28 638.10 Td (for ) Tj ET Q q 0 0 0 rg BT 398.48 638.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 421.03 638.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 453.55 638.10 Td (- ) Tj ET Q q 0 0 0 rg BT 459.42 638.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 480.28 638.10 Td (Advantage ) Tj ET Q q 0 0 0 rg BT 526.14 638.10 Td (and ) Tj ET Q q 0 0 0 rg BT 543.12 638.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.10 Td (AdvantageW) Tj ET Q q 0 0 0 rg BT 101.95 626.10 Td (eb. ) Tj ET Q q 0 0 0 rg BT 117.26 626.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 138.78 626.10 Td (Advantage ) Tj ET Q q 0 0 0 rg BT 185.46 626.10 Td (is ) Tj ET Q q 0 0 0 rg BT 195.51 626.10 Td (tar) Tj ET Q q 0 0 0 rg BT 205.87 626.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 230.90 626.10 Td (at ) Tj ET Q q 0 0 0 rg BT 241.49 626.10 Td (small, ) Tj ET Q q 0 0 0 rg BT 269.02 626.10 Td (medium ) Tj ET Q q 0 0 0 rg BT 305.17 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.98 626.10 Td (lar) Tj ET Q q 0 0 0 rg BT 333.35 626.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 346.16 626.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 369.54 626.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 402.88 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 414.03 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 429.62 626.10 Td (United ) Tj ET Q q 0 0 0 rg BT 460.21 626.10 Td (States ) Tj ET Q q 0 0 0 rg BT 487.47 626.10 Td (that ) Tj ET Q q 0 0 0 rg BT 505.84 626.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 538.63 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 626.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.10 Td (personal, ) Tj ET Q q 0 0 0 rg BT 89.01 614.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 138.83 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 155.90 614.10 Td (specialty ) Tj ET Q q 0 0 0 rg BT 194.07 614.10 Td (line ) Tj ET Q q 0 0 0 rg BT 211.69 614.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 234.86 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 245.82 614.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 289.26 614.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 310.19 614.10 Td (AdvantageW) Tj ET Q q 0 0 0 rg BT 362.15 614.10 Td (eb ) Tj ET Q q 0 0 0 rg BT 374.21 614.10 Td (is ) Tj ET Q q 0 0 0 rg BT 383.51 614.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 421.69 614.10 Td (for ) Tj ET Q q 0 0 0 rg BT 435.98 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.82 614.10 Td (international ) Tj ET Q q 0 0 0 rg BT 503.99 614.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 538.27 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 555.34 614.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (tar) Tj ET Q q 0 0 0 rg BT 60.37 602.10 Td (geted ) Tj ET Q q 0 0 0 rg BT 84.90 602.10 Td (at ) Tj ET Q q 0 0 0 rg BT 95.00 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 110.10 602.10 Td (small, ) Tj ET Q q 0 0 0 rg BT 137.15 602.10 Td (medium ) Tj ET Q q 0 0 0 rg BT 172.81 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.13 602.10 Td (lar) Tj ET Q q 0 0 0 rg BT 200.49 602.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 212.81 602.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 235.71 602.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 268.56 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 279.22 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.32 602.10 Td (international ) Tj ET Q q 0 0 0 rg BT 347.74 602.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 382.28 602.10 Td (that ) Tj ET Q q 0 0 0 rg BT 400.16 602.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 432.46 602.10 Td (in ) Tj ET Q q 0 0 0 rg BT 443.12 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.22 602.10 Td (personal, ) Tj ET Q q 0 0 0 rg BT 497.48 602.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 547.56 602.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (specialty ) Tj ET Q q 0 0 0 rg BT 87.80 590.10 Td (line ) Tj ET Q q 0 0 0 rg BT 105.06 590.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 127.86 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 138.45 590.10 Td (insurance. ) Tj ET Q q 0 0 0 rg BT 181.52 590.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 202.17 590.10 Td (AdvantageW) Tj ET Q q 0 0 0 rg BT 254.13 590.10 Td (eb ) Tj ET Q q 0 0 0 rg BT 265.82 590.10 Td (is ) Tj ET Q q 0 0 0 rg BT 274.75 590.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 312.56 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.60 590.10 Td (be ) Tj ET Q q 0 0 0 rg BT 334.30 590.10 Td (multicurrency ) Tj ET Q q 0 0 0 rg BT 392.65 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.35 590.10 Td (multilingual ) Tj ET Q q 0 0 0 rg BT 460.50 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 477.20 590.10 Td (is ) Tj ET Q q 0 0 0 rg BT 486.13 590.10 Td (deployed ) Tj ET Q q 0 0 0 rg BT 525.04 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 535.08 590.10 Td (Brazil, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.88 578.10 Td (United ) Tj ET Q q 0 0 0 rg BT 96.75 578.10 Td (Kingdom ) Tj ET Q q 0 0 0 rg BT 138.19 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 156.29 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.17 578.10 Td (United ) Tj ET Q q 0 0 0 rg BT 203.04 578.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 233.09 578.10 Td (Competition ) Tj ET Q q 0 0 0 rg BT 286.75 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 298.19 578.10 Td (both ) Tj ET Q q 0 0 0 rg BT 319.62 578.10 Td (these ) Tj ET Q q 0 0 0 rg BT 343.83 578.10 Td (products ) Tj ET Q q 0 0 0 rg BT 381.93 578.10 Td (comes ) Tj ET Q q 0 0 0 rg BT 411.14 578.10 Td (from ) Tj ET Q q 0 0 0 rg BT 434.23 578.10 Td (lar) Tj ET Q q 0 0 0 rg BT 444.60 578.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 457.70 578.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 506.62 578.10 Td (such ) Tj ET Q q 0 0 0 rg BT 528.61 578.10 Td (as ) Tj ET Q q 0 0 0 rg BT 540.60 578.10 Td (CSC, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (Guidewire, ) Tj ET Q q 0 0 0 rg BT 97.21 566.10 Td (Xchanging, ) Tj ET Q q 0 0 0 rg BT 145.53 566.10 Td (Accenture ) Tj ET Q q 0 0 0 rg BT 189.12 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 206.05 566.10 Td (specialty ) Tj ET Q q 0 0 0 rg BT 244.10 566.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 278.25 566.10 Td (malpractice ) Tj ET Q q 0 0 0 rg BT 327.38 566.10 Td (players ) Tj ET Q q 0 0 0 rg BT 358.76 566.10 Td (like ) Tj ET Q q 0 0 0 rg BT 376.25 566.10 Td (Delphi.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (Intellectual ) Tj ET Q q 0 0 0 rg BT 100.83 544.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 111.19 544.10 Td (operty) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 522.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 120.01 522.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 159.33 522.10 Td (seeks ) Tj ET Q q 0 0 0 rg BT 183.11 522.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 225.77 522.10 Td (under ) Tj ET Q q 0 0 0 rg BT 250.66 522.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 283.03 522.10 Td (state ) Tj ET Q q 0 0 0 rg BT 303.47 522.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.03 522.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 351.03 522.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 371.48 522.10 Td (for ) Tj ET Q q 0 0 0 rg BT 385.25 522.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 421.25 522.10 Td (or ) Tj ET Q q 0 0 0 rg BT 431.70 522.10 Td (financially ) Tj ET Q q 0 0 0 rg BT 476.57 522.10 Td (important ) Tj ET Q q 0 0 0 rg BT 517.57 522.10 Td (intellectual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 510.10 Td (property ) Tj ET Q q 0 0 0 rg BT 86.66 510.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 130.54 510.10 Td (in ) Tj ET Q q 0 0 0 rg BT 141.11 510.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 187.76 510.10 Td (with ) Tj ET Q q 0 0 0 rg BT 208.33 510.10 Td (our ) Tj ET Q q 0 0 0 rg BT 224.44 510.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 263.42 510.10 Td (W) Tj ET Q q 0 0 0 rg BT 272.06 510.10 Td (e ) Tj ET Q q 0 0 0 rg BT 279.28 510.10 Td (regard ) Tj ET Q q 0 0 0 rg BT 307.60 510.10 Td (our ) Tj ET Q q 0 0 0 rg BT 323.72 510.10 Td (software ) Tj ET Q q 0 0 0 rg BT 360.93 510.10 Td (as ) Tj ET Q q 0 0 0 rg BT 372.05 510.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 419.26 510.10 Td (while ) Tj ET Q q 0 0 0 rg BT 444.26 510.10 Td (adhering ) Tj ET Q q 0 0 0 rg BT 482.03 510.10 Td (to ) Tj ET Q q 0 0 0 rg BT 492.60 510.10 Td (open ) Tj ET Q q 0 0 0 rg BT 514.82 510.10 Td (architecture ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 498.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 85.51 498.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 126.00 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.17 498.10 Td (attempt ) Tj ET Q q 0 0 0 rg BT 175.88 498.10 Td (to ) Tj ET Q q 0 0 0 rg BT 186.39 498.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 216.88 498.10 Td (it ) Tj ET Q q 0 0 0 rg BT 225.16 498.10 Td (with ) Tj ET Q q 0 0 0 rg BT 245.67 498.10 Td (copyrights, ) Tj ET Q q 0 0 0 rg BT 293.11 498.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 315.83 498.10 Td (secret ) Tj ET Q q 0 0 0 rg BT 341.87 498.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 362.92 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.09 498.10 Td (restrictions ) Tj ET Q q 0 0 0 rg BT 427.25 498.10 Td (on ) Tj ET Q q 0 0 0 rg BT 439.98 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.92 498.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 498.20 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 515.36 498.10 Td (transferring ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.61 486.10 Td (title. ) Tj ET Q q 0 0 0 rg BT 82.94 486.10 Td (Certain ) Tj ET Q q 0 0 0 rg BT 115.66 486.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 163.36 486.10 Td (property) Tj ET Q q 0 0 0 rg BT 196.59 486.10 Td (, ) Tj ET Q q 0 0 0 rg BT 202.37 486.10 Td (where ) Tj ET Q q 0 0 0 rg BT 230.08 486.10 Td (appropriate, ) Tj ET Q q 0 0 0 rg BT 281.40 486.10 Td (is ) Tj ET Q q 0 0 0 rg BT 291.35 486.10 Td (protected ) Tj ET Q q 0 0 0 rg BT 331.83 486.10 Td (by ) Tj ET Q q 0 0 0 rg BT 345.11 486.10 Td (contracts, ) Tj ET Q q 0 0 0 rg BT 386.99 486.10 Td (licenses, ) Tj ET Q q 0 0 0 rg BT 424.42 486.10 Td (registrations, ) Tj ET Q q 0 0 0 rg BT 479.64 486.10 Td (or ) Tj ET Q q 0 0 0 rg BT 491.25 486.10 Td (other ) Tj ET Q q 0 0 0 rg BT 515.08 486.10 Td (protections. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 474.10 Td (Despite ) Tj ET Q q 0 0 0 rg BT 82.51 474.10 Td (these ) Tj ET Q q 0 0 0 rg BT 105.01 474.10 Td (precautions, ) Tj ET Q q 0 0 0 rg BT 155.57 474.10 Td (it ) Tj ET Q q 0 0 0 rg BT 163.09 474.10 Td (may ) Tj ET Q 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(use ) Tj ET Q q 0 0 0 rg BT 120.54 462.10 Td (information ) Tj ET Q q 0 0 0 rg BT 170.25 462.10 Td (which ) Tj ET Q q 0 0 0 rg BT 197.19 462.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.91 462.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 253.30 462.10 Td (regards ) Tj ET Q q 0 0 0 rg BT 285.22 462.10 Td (as ) Tj ET Q q 0 0 0 rg BT 296.05 462.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 318.54 462.10 Td (secrets.) 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rg BT 462.05 64.10 Td (since ) Tj ET Q q 0 0 0 rg BT 484.44 64.10 Td (2000 ) Tj ET Q q 0 0 0 rg BT 506.29 64.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.57 64.10 Td (Chairman ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 52.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.84 52.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.56 52.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 102.51 52.10 Td (at ) Tj ET Q q 0 0 0 rg BT 112.23 52.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 133.63 52.10 Td (since ) Tj ET Q q 0 0 0 rg BT 156.68 52.10 Td (May2002. ) Tj ET Q q 0 0 0 rg BT 202.52 52.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 214.19 52.10 Td (.Raina ) Tj ET Q q 0 0 0 rg BT 245.02 52.10 Td (joined ) Tj ET Q q 0 0 0 rg BT 272.52 52.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 296.42 52.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 314.19 52.10 Td (in ) Tj ET Q q 0 0 0 rg BT 324.48 52.10 Td (October ) Tj ET Q q 0 0 0 rg BT 359.19 52.10 Td (1997 ) Tj ET Q q 0 0 0 rg BT 381.70 52.10 Td (as ) Tj ET Q q 0 0 0 rg BT 392.54 52.10 Td (our ) Tj ET Q q 0 0 0 rg BT 408.19 52.10 Td (V) Tj ET Q q 0 0 0 rg BT 414.81 52.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 428.98 52.10 Td (PresidentProfessional ) Tj ET Q q 0 0 0 rg BT 528.14 52.10 Td (Services ) Tj ET Q endstream endobj 25 0 obj <>] /Rotate 0 /Contents 26 0 R>> endobj 26 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.50 31.60 Td (9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.86 742.10 Td (was ) Tj ET Q q 0 0 0 rg BT 84.82 742.10 Td (promoted ) Tj ET Q q 0 0 0 rg BT 125.57 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 135.76 742.10 Td (Senior ) Tj ET Q q 0 0 0 rg BT 164.11 742.10 Td (V) Tj ET Q q 0 0 0 rg BT 170.73 742.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 184.81 742.10 Td (PresidentSales ) Tj ET Q q 0 0 0 rg BT 255.55 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.40 742.10 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 316.48 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 326.67 742.10 Td (February1998. ) Tj ET Q q 0 0 0 rg BT 390.19 742.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 401.86 742.10 Td (.Raina ) Tj ET Q q 0 0 0 rg BT 432.60 742.10 Td (was ) Tj ET Q q 0 0 0 rg BT 450.57 742.10 Td (promoted ) Tj ET Q q 0 0 0 rg BT 491.31 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 501.50 742.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 543.73 742.10 Td (V) Tj ET Q q 0 0 0 rg BT 550.35 742.10 Td (ice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (President, ) Tj ET Q q 0 0 0 rg BT 94.17 730.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 120.84 730.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 165.29 730.10 Td (Of) Tj ET Q q 0 0 0 rg BT 175.66 730.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 198.43 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 210.66 730.10 Td (December1998. ) Tj ET Q q 0 0 0 rg BT 281.20 730.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 292.87 730.10 Td (.Raina ) Tj ET Q q 0 0 0 rg BT 325.65 730.10 Td (was ) Tj ET Q q 0 0 0 rg BT 345.66 730.10 Td (appointed ) Tj ET Q q 0 0 0 rg BT 389.55 730.10 Td (President ) Tj ET Q q 0 0 0 rg BT 431.22 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 438.81 730.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 469.48 730.10 Td (August2, ) Tj ET Q q 0 0 0 rg BT 512.83 730.10 Td (1999, ) Tj ET Q q 0 0 0 rg BT 539.79 730.10 Td (Chief ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 93.06 718.10 Td (Of) Tj ET Q q 0 0 0 rg BT 103.43 718.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 124.82 718.10 Td (ef) Tj ET Q q 0 0 0 rg BT 132.41 718.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 162.69 718.10 Td (September23, ) Tj ET Q q 0 0 0 rg BT 223.53 718.10 Td (1999 ) Tj ET Q q 0 0 0 rg BT 246.61 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 264.13 718.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 306.64 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 317.49 718.10 Td (May2002. ) Tj ET Q q 0 0 0 rg BT 363.90 718.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 375.57 718.10 Td (.Raina ) Tj ET Q q 0 0 0 rg BT 406.97 718.10 Td (holds ) Tj ET Q q 0 0 0 rg BT 431.72 718.10 Td (an ) Tj ET Q q 0 0 0 rg BT 444.24 718.10 Td (industrial ) Tj ET Q q 0 0 0 rg BT 485.09 718.10 Td (engineering ) Tj ET Q q 0 0 0 rg BT 535.37 718.10 Td (degree ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.76 706.10 Td (Thapar ) Tj ET Q q 0 0 0 rg BT 102.57 706.10 Td (University ) Tj ET Q q 0 0 0 rg BT 147.29 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 157.57 706.10 Td (Punjab, ) Tj ET Q q 0 0 0 rg BT 190.35 706.10 Td (India.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 682.10 Td (ROBERT) Tj ET Q q 0 0 0 rg BT 123.04 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 125.82 682.10 Td (F) Tj ET Q q 0 0 0 rg BT 130.64 682.10 Td (. ) Tj ET Q q 0 0 0 rg BT 135.92 682.10 Td (KERRIS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.25 682.10 Td (, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 174.53 682.10 Td (62) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.53 682.10 Td (, ) Tj ET Q q 0 0 0 rg BT 189.81 682.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 217.59 682.10 Td (as ) Tj ET Q q 0 0 0 rg BT 228.70 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.70 682.10 Td (Company) Tj ET Q q 0 0 0 rg BT 285.37 682.10 Td (s ) Tj ET Q q 0 0 0 rg BT 292.04 682.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 334.60 682.10 Td (V) Tj ET Q q 0 0 0 rg BT 341.22 682.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 355.66 682.10 Td (President ) Tj ET Q q 0 0 0 rg BT 395.66 682.10 Td (& ) Tj ET Q q 0 0 0 rg BT 406.22 682.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 431.22 682.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 471.22 682.10 Td (Of) Tj ET Q q 0 0 0 rg BT 481.59 682.10 Td (ficer) Tj ET Q q 0 0 0 rg BT 499.50 682.10 Td (, ) Tj ET Q q 0 0 0 rg BT 504.79 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.01 682.10 Td (Corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (Secretary) Tj ET Q q 0 0 0 rg BT 87.10 670.10 Td (. ) Tj ET Q q 0 0 0 rg BT 91.20 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.79 670.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 104.46 670.10 Td (. ) Tj ET Q q 0 0 0 rg BT 108.55 670.10 Td (Kerris ) Tj ET Q q 0 0 0 rg BT 135.14 670.10 Td (joined ) Tj ET Q q 0 0 0 rg BT 161.73 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.54 670.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 216.02 670.10 Td (as ) Tj ET Q q 0 0 0 rg BT 225.94 670.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 249.75 670.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 288.55 670.10 Td (Of) Tj ET Q q 0 0 0 rg BT 298.93 670.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 318.83 670.10 Td (on ) Tj ET Q q 0 0 0 rg BT 330.43 670.10 Td (October22, ) Tj ET Q q 0 0 0 rg BT 379.23 670.10 Td (2007. ) Tj ET Q q 0 0 0 rg BT 403.32 670.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 424.91 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 434.29 670.10 Td (joining ) Tj ET Q q 0 0 0 rg BT 464.21 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.02 670.10 Td (Company) Tj ET Q q 0 0 0 rg BT 516.26 670.10 Td (, ) Tj ET Q q 0 0 0 rg BT 520.35 670.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 532.02 670.10 Td (.Kerris ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.40 658.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 93.46 658.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 133.52 658.10 Td (Of) Tj ET Q q 0 0 0 rg BT 143.90 658.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 165.06 658.10 Td (at ) Tj ET Q q 0 0 0 rg BT 174.50 658.10 Td (Aelera ) Tj ET Q q 0 0 0 rg BT 203.99 658.10 Td (Corporation. ) Tj ET Q q 0 0 0 rg BT 257.66 658.10 Td (He ) Tj ET Q q 0 0 0 rg BT 272.17 658.10 Td (held ) Tj ET Q q 0 0 0 rg BT 292.24 658.10 Td (this ) Tj ET Q q 0 0 0 rg BT 309.53 658.10 Td (position ) Tj ET Q q 0 0 0 rg BT 344.61 658.10 Td (from ) Tj ET Q q 0 0 0 rg BT 366.89 658.10 Td (May2006 ) Tj ET Q q 0 0 0 rg BT 410.57 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.20 658.10 Td (October2007. ) Tj ET Q q 0 0 0 rg BT 481.25 658.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 526.88 658.10 Td (he ) Tj ET Q q 0 0 0 rg BT 539.17 658.10 Td (was ) Tj ET Q q 0 0 0 rg BT 557.57 658.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 91.19 646.10 Td (V) Tj ET Q q 0 0 0 rg BT 97.81 646.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 113.75 646.10 Td (President ) Tj ET Q q 0 0 0 rg BT 155.25 646.10 Td (at ) Tj ET Q q 0 0 0 rg BT 166.75 646.10 Td (Equifax, ) Tj ET Q q 0 0 0 rg BT 205.19 646.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 224.74 646.10 Td (from ) Tj ET Q q 0 0 0 rg BT 248.47 646.10 Td (November2003 ) Tj ET Q q 0 0 0 rg BT 317.46 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 328.58 646.10 Td (April2006, ) Tj ET Q q 0 0 0 rg BT 378.97 646.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 423.24 646.10 Td (Controller ) Tj ET Q q 0 0 0 rg BT 468.63 646.10 Td (at ) Tj ET Q q 0 0 0 rg BT 480.13 646.10 Td (Interland, ) Tj ET Q q 0 0 0 rg BT 523.01 646.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 542.56 646.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (September2002 ) Tj ET Q q 0 0 0 rg BT 118.08 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 128.67 634.10 Td (October2003, ) Tj ET Q q 0 0 0 rg BT 188.69 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.94 634.10 Td (held ) Tj ET Q q 0 0 0 rg BT 225.97 634.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 253.23 634.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 291.02 634.10 Td (management ) Tj ET Q q 0 0 0 rg BT 344.92 634.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 383.86 634.10 Td (at ) Tj ET Q q 0 0 0 rg BT 393.27 634.10 Td (A) Tj ET Q q 0 0 0 rg BT 399.38 634.10 Td (T&T) Tj ET Q q 0 0 0 rg BT 418.63 634.10 Td (, ) Tj ET Q q 0 0 0 rg BT 423.95 634.10 Td (BellSouth, ) Tj ET Q q 0 0 0 rg BT 469.26 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 486.52 634.10 Td (Northern ) Tj ET Q q 0 0 0 rg BT 525.23 634.10 Td (T) Tj ET Q q 0 0 0 rg BT 530.64 634.10 Td (elecom. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 61.67 622.10 Td (.Kerris ) Tj ET Q q 0 0 0 rg BT 94.86 622.10 Td (is ) Tj ET Q q 0 0 0 rg BT 104.73 622.10 Td (a ) Tj ET Q q 0 0 0 rg BT 112.37 622.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 148.33 622.10 Td (certified ) Tj ET Q q 0 0 0 rg BT 184.84 622.10 Td (public ) Tj ET Q q 0 0 0 rg BT 213.04 622.10 Td (accountant ) Tj ET Q q 0 0 0 rg BT 259.55 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 277.18 622.10 Td (holds ) Tj ET Q q 0 0 0 rg BT 302.05 622.10 Td (an ) Tj ET Q q 0 0 0 rg BT 314.69 622.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 361.76 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 379.40 622.10 Td (economics ) Tj ET Q q 0 0 0 rg BT 425.37 622.10 Td (degree ) Tj ET Q q 0 0 0 rg BT 455.21 622.10 Td (from ) Tj ET Q q 0 0 0 rg BT 477.85 622.10 Td (North ) Tj ET Q q 0 0 0 rg BT 504.38 622.10 Td (Carolina ) Tj ET Q q 0 0 0 rg BT 542.01 622.10 Td (State ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (University) Tj ET Q q 0 0 0 rg BT 91.57 610.10 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 586.10 Td (GRAHAM ) Tj ET Q q 0 0 0 rg BT 128.93 586.10 Td (PRIOR, ) Tj ET Q q 0 0 0 rg BT 162.14 586.10 Td (59, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.47 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 186.07 586.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 207.90 586.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 219.57 586.10 Td (. ) Tj ET Q q 0 0 0 rg BT 223.90 586.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 245.73 586.10 Td (was ) Tj ET Q q 0 0 0 rg BT 263.12 586.10 Td (made ) Tj ET Q q 0 0 0 rg BT 286.60 586.10 Td (an ) Tj ET Q q 0 0 0 rg BT 297.87 586.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 338.01 586.10 Td (of) Tj ET Q q 0 0 0 rg BT 346.16 586.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 362.98 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.14 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 387.18 586.10 Td (Company) Tj ET Q q 0 0 0 rg BT 425.42 586.10 Td (. ) Tj ET Q q 0 0 0 rg BT 429.75 586.10 Td (He ) Tj ET Q q 0 0 0 rg BT 443.24 586.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 470.06 586.10 Td (as ) Tj ET Q q 0 0 0 rg BT 480.22 586.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 522.04 586.10 Td (Executive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (V) Tj ET Q q 0 0 0 rg BT 56.62 574.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 70.10 574.10 Td (President ) Tj ET Q q 0 0 0 rg BT 109.14 574.10 Td (International ) Tj ET Q q 0 0 0 rg BT 162.05 574.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 199.43 574.10 Td (& ) Tj ET Q q 0 0 0 rg BT 209.04 574.10 Td (Intellectual ) Tj ET Q q 0 0 0 rg BT 255.83 574.10 Td (Property) Tj ET Q q 0 0 0 rg BT 289.62 574.10 Td (. ) Tj ET Q q 0 0 0 rg BT 293.95 574.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 305.62 574.10 Td (. ) Tj ET Q q 0 0 0 rg BT 309.94 574.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 331.76 574.10 Td (has ) Tj ET Q q 0 0 0 rg BT 346.91 574.10 Td (been ) Tj ET Q q 0 0 0 rg BT 367.61 574.10 Td (employed ) Tj ET Q q 0 0 0 rg BT 408.87 574.10 Td (by ) Tj ET Q q 0 0 0 rg BT 420.69 574.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 441.40 574.10 Td (since ) Tj ET Q q 0 0 0 rg BT 463.77 574.10 Td (1996 ) Tj ET Q q 0 0 0 rg BT 485.59 574.10 Td (when ) Tj ET Q q 0 0 0 rg BT 509.08 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 574.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.93 562.10 Td (Complete ) Tj ET Q q 0 0 0 rg BT 128.32 562.10 Td (Broking ) Tj ET Q q 0 0 0 rg BT 163.61 562.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 199.45 562.10 Td (Ltd ) Tj ET Q q 0 0 0 rg BT 215.85 562.10 Td (for ) Tj ET Q q 0 0 0 rg BT 230.01 562.10 Td (which ) Tj ET Q q 0 0 0 rg BT 256.96 562.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 268.63 562.10 Td (. ) Tj ET Q q 0 0 0 rg BT 273.64 562.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 296.15 562.10 Td (was ) Tj ET Q q 0 0 0 rg BT 314.20 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 321.15 562.10 Td (part ) Tj ET Q q 0 0 0 rg BT 339.20 562.10 Td (owner) Tj ET Q q 0 0 0 rg BT 363.64 562.10 Td (. ) Tj ET Q q 0 0 0 rg BT 368.65 562.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 380.32 562.10 Td (. ) Tj ET Q q 0 0 0 rg BT 385.33 562.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 407.83 562.10 Td (has ) Tj ET Q q 0 0 0 rg BT 423.67 562.10 Td (been ) Tj ET Q q 0 0 0 rg BT 445.06 562.10 Td (working ) Tj ET Q q 0 0 0 rg BT 480.89 562.10 Td (within ) Tj ET Q q 0 0 0 rg BT 508.96 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.68 562.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 96.03 550.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 130.40 550.10 Td (since ) Tj ET Q q 0 0 0 rg BT 152.53 550.10 Td (1990 ) Tj ET Q q 0 0 0 rg BT 174.13 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 190.16 550.10 Td (is ) Tj ET Q q 0 0 0 rg BT 198.42 550.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 236.10 550.10 Td (responsible ) Tj ET Q q 0 0 0 rg BT 283.24 550.10 Td (for ) Tj ET Q q 0 0 0 rg BT 296.49 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.30 550.10 Td (Company) Tj ET Q q 0 0 0 rg BT 351.97 550.10 Td (s ) Tj ET Q q 0 0 0 rg BT 357.45 550.10 Td (international ) Tj ET Q q 0 0 0 rg BT 409.58 550.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 452.83 550.10 Td (in ) Tj ET Q q 0 0 0 rg BT 462.20 550.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 506.84 550.10 Td (New ) Tj ET Q q 0 0 0 rg BT 527.31 550.10 Td (Zealand, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 91.66 538.10 Td (Europe, ) Tj ET Q q 0 0 0 rg BT 124.98 538.10 Td (Africa ) Tj ET Q q 0 0 0 rg BT 153.02 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 169.40 538.10 Td (Asia. ) Tj ET Q q 0 0 0 rg BT 192.73 538.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 204.40 538.10 Td (. ) Tj ET Q q 0 0 0 rg BT 209.40 538.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 231.90 538.10 Td (is ) Tj ET Q q 0 0 0 rg BT 241.07 538.10 Td (also ) Tj ET Q q 0 0 0 rg BT 259.68 538.10 Td (responsible ) Tj ET Q q 0 0 0 rg BT 307.73 538.10 Td (for ) Tj ET Q q 0 0 0 rg BT 321.89 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 336.61 538.10 Td (Company) Tj ET Q q 0 0 0 rg BT 378.27 538.10 Td (s ) Tj ET Q q 0 0 0 rg BT 384.66 538.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 429.93 538.10 Td (product ) Tj ET Q q 0 0 0 rg BT 462.98 538.10 Td (development ) Tj ET Q q 0 0 0 rg BT 517.13 538.10 Td (initiatives. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 521.10 Td ( ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 504.10 Td (LEON ) Tj ET Q q 0 0 0 rg BT 114.26 504.10 Td (dAPICE, ) Tj ET Q q 0 0 0 rg BT 156.12 504.10 Td (59, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.32 504.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.80 504.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 204.50 504.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 216.17 504.10 Td (. ) Tj ET Q q 0 0 0 rg BT 221.38 504.10 Td (d'Apice ) Tj ET Q q 0 0 0 rg BT 254.76 504.10 Td (was ) Tj ET Q q 0 0 0 rg BT 273.01 504.10 Td (made ) Tj ET Q q 0 0 0 rg BT 297.37 504.10 Td (an ) Tj ET Q q 0 0 0 rg BT 309.51 504.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 350.52 504.10 Td (of) Tj ET Q q 0 0 0 rg BT 358.67 504.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 376.35 504.10 Td (of ) Tj ET Q q 0 0 0 rg BT 387.39 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.30 504.10 Td (Company) Tj ET Q q 0 0 0 rg BT 440.54 504.10 Td (. ) Tj ET Q q 0 0 0 rg BT 445.74 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 448.45 504.10 Td (He ) Tj ET Q q 0 0 0 rg BT 462.81 504.10 Td (serves ) Tj ET Q q 0 0 0 rg BT 490.50 504.10 Td (as ) Tj ET Q q 0 0 0 rg BT 501.53 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.45 504.10 Td (Company) Tj ET Q q 0 0 0 rg BT 558.11 504.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (Corporate ) Tj ET Q q 0 0 0 rg BT 92.53 492.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 134.87 492.10 Td (V) Tj ET Q q 0 0 0 rg BT 141.49 492.10 Td (ice ) Tj ET Q q 0 0 0 rg BT 155.68 492.10 Td (President ) Tj ET Q q 0 0 0 rg BT 195.44 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.42 492.10 Td (Managing ) Tj ET Q q 0 0 0 rg BT 255.51 492.10 Td (Director ) Tj ET Q q 0 0 0 rg BT 291.37 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 298.91 492.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 319.78 492.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 358.97 492.10 Td (Group. ) Tj ET Q q 0 0 0 rg BT 389.57 492.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 401.24 492.10 Td (. ) Tj ET Q q 0 0 0 rg BT 406.28 492.10 Td (dApice, ) Tj ET Q q 0 0 0 rg BT 443.53 492.10 Td (has ) Tj ET Q q 0 0 0 rg BT 459.40 492.10 Td (been ) Tj ET Q q 0 0 0 rg BT 480.82 492.10 Td (employed ) Tj ET Q q 0 0 0 rg BT 522.79 492.10 Td (with ) Tj ET Q q 0 0 0 rg BT 543.11 492.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (since ) Tj ET Q q 0 0 0 rg BT 72.44 480.10 Td (1996 ) Tj ET Q q 0 0 0 rg BT 94.34 480.10 Td (when ) Tj ET Q q 0 0 0 rg BT 117.90 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.01 480.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 172.80 480.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 209.12 480.10 Td (Complete ) Tj ET Q q 0 0 0 rg BT 249.90 480.10 Td (Broking ) Tj ET Q q 0 0 0 rg BT 284.57 480.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 319.81 480.10 Td (Ltd ) Tj ET Q q 0 0 0 rg BT 335.59 480.10 Td (for ) Tj ET Q q 0 0 0 rg BT 349.15 480.10 Td (which ) Tj ET Q q 0 0 0 rg BT 375.48 480.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 387.15 480.10 Td (. ) Tj ET Q q 0 0 0 rg BT 391.55 480.10 Td (dApice ) Tj ET Q q 0 0 0 rg BT 425.65 480.10 Td (was ) Tj ET Q q 0 0 0 rg BT 443.10 480.10 Td (also ) Tj ET Q q 0 0 0 rg BT 461.11 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 467.44 480.10 Td (part ) Tj ET Q q 0 0 0 rg BT 484.89 480.10 Td (owner) Tj ET Q q 0 0 0 rg BT 509.33 480.10 Td (. ) Tj ET Q q 0 0 0 rg BT 513.72 480.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 525.39 480.10 Td (. ) Tj ET Q q 0 0 0 rg BT 529.79 480.10 Td (dApice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (has ) Tj ET Q q 0 0 0 rg BT 65.63 468.10 Td (been ) Tj ET Q q 0 0 0 rg BT 86.80 468.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.88 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.40 468.10 Td (information ) Tj ET Q q 0 0 0 rg BT 160.91 468.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 207.64 468.10 Td (field ) Tj ET 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 68.10 Td (Item 1A. 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.84 682.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.93 682.10 Td (T) Tj ET Q q 0 0 0 rg BT 116.68 682.10 Td (o ) Tj ET Q q 0 0 0 rg BT 124.18 682.10 Td (Our) Tj ET Q q 0 0 0 rg BT 141.78 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.28 682.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 183.47 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 202.09 682.10 Td (Industry) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.15 658.10 Td (business ) Tj ET Q q 0 0 0 rg BT 106.63 658.10 Td (may ) Tj ET Q q 0 0 0 rg BT 126.32 658.10 Td (be ) Tj ET Q q 0 0 0 rg BT 138.23 658.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 182.36 658.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 223.14 658.10 Td (impacted ) Tj ET Q q 0 0 0 rg BT 262.83 658.10 Td (by ) Tj ET Q q 0 0 0 rg BT 274.74 658.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 294.99 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.02 658.10 Td (global ) Tj ET Q q 0 0 0 rg BT 341.05 658.10 Td (market ) Tj ET Q q 0 0 0 rg BT 372.41 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 390.44 658.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 432.34 658.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 480.10 658.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 530.91 658.10 Td (adverse ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 95.29 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 106.13 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.41 646.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 165.03 646.10 Td (industry) Tj ET Q q 0 0 0 rg BT 198.56 646.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (For ) Tj ET Q q 0 0 0 rg BT 102.51 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.35 622.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 165.49 622.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 194.49 622.10 Td (we ) Tj ET Q q 0 0 0 rg BT 208.77 622.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 237.49 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 247.89 622.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 284.94 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 295.34 622.10 Td (derive ) Tj ET Q q 0 0 0 rg BT 322.95 622.10 Td (most ) Tj ET Q q 0 0 0 rg BT 345.02 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 355.97 622.10 Td (our ) Tj ET Q q 0 0 0 rg BT 371.92 622.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 406.19 622.10 Td (from ) Tj ET Q q 0 0 0 rg BT 428.25 622.10 Td (products ) Tj ET Q q 0 0 0 rg BT 465.31 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 482.37 622.10 Td (services ) Tj ET Q q 0 0 0 rg BT 517.19 622.10 Td (we ) Tj ET Q q 0 0 0 rg BT 531.47 622.10 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.52 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.48 610.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 116.54 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 133.72 610.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 171.45 610.10 Td (services ) Tj ET Q q 0 0 0 rg BT 206.40 610.10 Td (industries. ) Tj ET Q q 0 0 0 rg BT 250.53 610.10 Td (Given ) Tj ET Q q 0 0 0 rg BT 277.71 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.67 610.10 Td (concentration ) Tj ET Q q 0 0 0 rg BT 349.83 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.90 610.10 Td (our ) Tj ET Q q 0 0 0 rg BT 376.98 610.10 Td (business ) Tj ET Q q 0 0 0 rg BT 413.61 610.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 452.45 610.10 Td (in ) Tj ET Q q 0 0 0 rg BT 462.97 610.10 Td (these ) Tj ET Q q 0 0 0 rg BT 486.26 610.10 Td (industries, ) Tj ET Q q 0 0 0 rg BT 530.39 610.10 Td (we ) Tj ET Q q 0 0 0 rg BT 544.80 610.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (be ) Tj ET Q q 0 0 0 rg BT 62.62 598.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 111.89 598.10 Td (exposed ) Tj ET Q q 0 0 0 rg BT 147.85 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 158.81 598.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 189.19 598.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 231.25 598.10 Td (downturns ) Tj ET Q q 0 0 0 rg BT 276.66 598.10 Td (af) Tj ET Q q 0 0 0 rg BT 284.24 598.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 315.19 598.10 Td (these ) Tj ET Q q 0 0 0 rg BT 338.92 598.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 374.88 598.10 Td (groups. ) Tj ET Q q 0 0 0 rg BT 407.79 598.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 428.75 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.38 598.10 Td (global ) Tj ET Q q 0 0 0 rg BT 474.56 598.10 Td (market ) Tj ET Q q 0 0 0 rg BT 505.50 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 523.13 598.10 Td (economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 94.34 586.10 Td (have ) Tj ET Q q 0 0 0 rg BT 115.89 586.10 Td (been, ) Tj ET Q q 0 0 0 rg BT 139.95 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 157.06 586.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 194.17 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 204.62 586.10 Td (be, ) Tj ET Q q 0 0 0 rg BT 219.24 586.10 Td (disrupted ) Tj ET Q q 0 0 0 rg BT 259.13 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 276.25 586.10 Td (volatile. ) Tj ET Q q 0 0 0 rg BT 311.41 586.10 Td (General ) Tj ET Q q 0 0 0 rg BT 345.73 586.10 Td (business ) Tj ET Q q 0 0 0 rg BT 382.30 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 399.41 586.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 440.96 586.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 485.30 586.10 Td (that ) Tj ET Q q 0 0 0 rg BT 502.97 586.10 Td (could ) Tj ET Q q 0 0 0 rg BT 527.87 586.10 Td (af) Tj ET Q q 0 0 0 rg BT 535.45 586.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 553.12 586.10 Td (us ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.83 574.10 Td (our ) Tj ET Q q 0 0 0 rg BT 84.56 574.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 128.50 574.10 Td (include ) Tj ET Q q 0 0 0 rg BT 161.32 574.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 211.93 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.10 574.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 265.37 574.10 Td (growth, ) Tj ET Q q 0 0 0 rg BT 299.59 574.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 320.20 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 338.03 574.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 366.42 574.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 396.46 574.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 434.01 574.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 471.30 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.02 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.63 574.10 Td (global ) Tj ET Q q 0 0 0 rg BT 527.02 574.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 87.15 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.36 562.10 Td (availability ) Tj ET Q q 0 0 0 rg BT 150.34 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 167.77 562.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 186.88 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.20 562.10 Td (credit, ) Tj ET Q q 0 0 0 rg BT 226.46 562.10 Td (investor ) Tj ET Q q 0 0 0 rg BT 261.67 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 279.10 562.10 Td (consumer ) Tj ET Q q 0 0 0 rg BT 320.98 562.10 Td (confidence, ) Tj ET Q q 0 0 0 rg BT 370.33 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 387.77 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.98 562.10 Td (strength ) Tj ET Q q 0 0 0 rg BT 438.19 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.51 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.73 562.10 Td (economies ) Tj ET Q q 0 0 0 rg BT 510.48 562.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.26 562.10 Td (which ) Tj ET Q q 0 0 0 rg BT 548.69 562.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 93.19 550.10 Td (operate. ) Tj ET Q q 0 0 0 rg BT 127.18 550.10 Td (A) Tj ET Q q 0 0 0 rg BT 133.85 550.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.49 550.10 Td (poor ) Tj ET Q q 0 0 0 rg BT 157.47 550.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 198.99 550.10 Td (environment ) Tj ET Q q 0 0 0 rg BT 252.17 550.10 Td (could ) Tj ET Q q 0 0 0 rg BT 277.04 550.10 Td (result ) Tj ET Q q 0 0 0 rg BT 301.90 550.10 Td (in ) Tj ET Q q 0 0 0 rg BT 312.32 550.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 357.18 550.10 Td (decreases ) Tj ET Q q 0 0 0 rg BT 398.13 550.10 Td (in ) Tj ET Q q 0 0 0 rg BT 408.55 550.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 442.86 550.10 Td (for ) Tj ET Q q 0 0 0 rg BT 457.16 550.10 Td (our ) Tj ET Q q 0 0 0 rg BT 473.14 550.10 Td (products ) Tj ET Q q 0 0 0 rg BT 510.22 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.30 550.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (including ) Tj ET Q q 0 0 0 rg BT 89.60 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 103.64 538.10 Td (delay ) Tj ET Q q 0 0 0 rg BT 127.12 538.10 Td (or ) Tj ET Q q 0 0 0 rg BT 137.27 538.10 Td (cancellation ) Tj ET Q q 0 0 0 rg BT 187.40 538.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.55 538.10 Td (current ) Tj ET Q q 0 0 0 rg BT 227.69 538.10 Td (or ) Tj ET Q q 0 0 0 rg BT 237.85 538.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 283.54 538.10 Td (projects, ) Tj ET Q q 0 0 0 rg BT 319.52 538.10 Td (or ) Tj ET Q q 0 0 0 rg BT 329.67 538.10 Td (could ) Tj ET Q q 0 0 0 rg BT 353.71 538.10 Td (present ) Tj ET Q q 0 0 0 rg BT 384.41 538.10 Td (dif) Tj ET Q q 0 0 0 rg BT 395.34 538.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 429.38 538.10 Td (in ) Tj ET Q q 0 0 0 rg BT 438.98 538.10 Td (collecting ) Tj ET Q q 0 0 0 rg BT 480.23 538.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 517.04 538.10 Td (receivables ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.48 526.10 Td (our ) Tj ET Q q 0 0 0 rg BT 86.85 526.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 129.43 526.10 Td (due ) Tj ET Q q 0 0 0 rg BT 145.91 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 155.73 526.10 Td (their ) Tj ET Q q 0 0 0 rg BT 176.09 526.10 Td (deteriorating ) Tj ET Q q 0 0 0 rg BT 229.22 526.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 266.24 526.10 Td (condition. ) Tj ET Q q 0 0 0 rg BT 308.55 526.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 326.14 526.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 359.84 526.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 402.43 526.10 Td (may ) Tj ET Q q 0 0 0 rg BT 421.68 526.10 Td (be ) Tj ET Q q 0 0 0 rg BT 433.16 526.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 469.62 526.10 Td (by ) Tj ET Q q 0 0 0 rg BT 481.66 526.10 Td (or ) Tj ET Q q 0 0 0 rg BT 492.03 526.10 Td (mer) Tj ET Q q 0 0 0 rg BT 507.40 526.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 523.87 526.10 Td (into ) Tj ET Q q 0 0 0 rg BT 541.47 526.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 80.81 514.10 Td (that ) Tj ET Q q 0 0 0 rg BT 97.73 514.10 Td (use ) Tj ET Q q 0 0 0 rg BT 112.99 514.10 Td (our ) Tj ET Q q 0 0 0 rg BT 128.25 514.10 Td (competitors' ) Tj ET Q q 0 0 0 rg BT 179.19 514.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 218.06 514.10 Td (or ) Tj ET Q q 0 0 0 rg BT 228.31 514.10 Td (they ) Tj ET Q q 0 0 0 rg BT 247.46 514.10 Td (may ) Tj ET Q q 0 0 0 rg BT 266.60 514.10 Td (decide ) Tj ET Q q 0 0 0 rg BT 294.62 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 304.33 514.10 Td (terminate ) Tj ET Q q 0 0 0 rg BT 344.02 514.10 Td (their ) Tj ET Q q 0 0 0 rg BT 364.27 514.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 417.30 514.10 Td (with ) Tj ET Q q 0 0 0 rg BT 437.01 514.10 Td (us ) Tj ET Q q 0 0 0 rg BT 447.83 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 461.41 514.10 Td (other ) Tj ET Q q 0 0 0 rg BT 483.89 514.10 Td (reasons. ) Tj ET Q q 0 0 0 rg BT 517.88 514.10 Td (As ) Tj ET Q q 0 0 0 rg BT 530.92 514.10 Td (a ) Tj ET Q q 0 0 0 rg BT 537.29 514.10 Td (result, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 502.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 87.77 502.10 Td (could ) Tj ET Q q 0 0 0 rg BT 112.49 502.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 143.86 502.10 Td (if ) Tj ET Q q 0 0 0 rg BT 152.47 502.10 Td (an ) Tj ET Q q 0 0 0 rg BT 164.40 502.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 198.57 502.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 237.72 502.10 Td (is ) Tj ET Q q 0 0 0 rg BT 246.89 502.10 Td (mer) Tj ET Q q 0 0 0 rg BT 262.26 502.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 279.20 502.10 Td (with ) Tj ET Q q 0 0 0 rg BT 299.48 502.10 Td (or ) Tj ET Q q 0 0 0 rg BT 310.31 502.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 347.23 502.10 Td (by ) Tj ET Q q 0 0 0 rg BT 359.73 502.10 Td (another ) Tj ET Q q 0 0 0 rg BT 392.22 502.10 Td (company ) Tj ET Q q 0 0 0 rg BT 431.37 502.10 Td (or ) Tj ET Q q 0 0 0 rg BT 442.20 502.10 Td (closed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 478.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 478.10 Td (could ) Tj ET Q q 0 0 0 rg BT 90.37 478.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 136.20 478.10 Td (be ) Tj ET Q q 0 0 0 rg BT 148.13 478.10 Td (required ) Tj ET Q q 0 0 0 rg BT 185.63 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.91 478.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 237.85 478.10 Td (an ) Tj ET Q q 0 0 0 rg BT 250.91 478.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 301.20 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 312.03 478.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 349.53 478.10 Td (or ) Tj ET Q q 0 0 0 rg BT 360.92 478.10 Td (other ) Tj ET Q q 0 0 0 rg BT 385.09 478.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 449.80 478.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 493.97 478.10 Td (assets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 454.10 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 126.37 454.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 169.50 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 184.31 454.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 213.01 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 223.93 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.74 454.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 275.22 454.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 295.04 454.10 Td (by ) Tj ET Q q 0 0 0 rg BT 307.63 454.10 Td (us ) Tj ET Q q 0 0 0 rg BT 319.12 454.10 Td (to ) Tj ET Q q 0 0 0 rg BT 329.49 454.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 361.51 454.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 406.32 454.10 Td (over ) Tj ET Q q 0 0 0 rg BT 426.68 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 441.50 454.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 457.97 454.10 Td (value ) Tj ET Q q 0 0 0 rg BT 482.22 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.14 454.10 Td (their ) Tj ET Q q 0 0 0 rg BT 514.06 454.10 Td (net ) Tj ET Q q 0 0 0 rg BT 528.87 454.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 554.80 454.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.58 442.10 Td (date ) Tj ET Q q 0 0 0 rg BT 83.59 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 94.28 442.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 142.85 442.10 Td (The ) Tj ET Q q 0 0 0 rg BT 160.75 442.10 Td (Company) Tj ET Q q 0 0 0 rg BT 202.42 442.10 Td (s ) Tj ET Q q 0 0 0 rg BT 208.67 442.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 272.67 442.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 298.36 442.10 Td (are ) Tj ET Q q 0 0 0 rg BT 312.93 442.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 356.38 442.10 Td (with ) Tj ET Q q 0 0 0 rg BT 376.51 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.09 442.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 437.87 442.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 476.88 442.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 530.34 442.10 Td (existing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.56 430.10 Td (those ) Tj ET Q q 0 0 0 rg BT 94.45 430.10 Td (property ) Tj ET Q q 0 0 0 rg BT 131.10 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.32 430.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 183.86 430.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 224.96 430.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 257.72 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 267.66 430.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 307.09 430.10 Td (using ) Tj ET Q q 0 0 0 rg BT 331.54 430.10 Td (our ) Tj ET Q q 0 0 0 rg BT 347.65 430.10 Td (property ) Tj ET Q q 0 0 0 rg BT 384.31 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 401.53 430.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 437.07 430.10 Td (data ) Tj ET Q q 0 0 0 rg BT 456.51 430.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 497.04 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.26 430.10 Td (with ) Tj ET Q q 0 0 0 rg BT 534.82 430.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (lar) Tj ET Q q 0 0 0 rg BT 60.37 418.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 71.93 418.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 111.81 418.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 154.48 418.10 Td (using ) Tj ET Q q 0 0 0 rg BT 178.28 418.10 Td (our ) Tj ET Q q 0 0 0 rg BT 193.74 418.10 Td (client ) Tj ET Q q 0 0 0 rg BT 218.08 418.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 267.41 418.10 Td (management ) Tj ET Q q 0 0 0 rg BT 320.63 418.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 357.19 418.10 Td (in ) Tj ET Q q 0 0 0 rg BT 367.09 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 381.44 418.10 Td (United ) Tj ET Q q 0 0 0 rg BT 410.78 418.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 438.83 418.10 Td (At ) Tj ET Q q 0 0 0 rg BT 450.95 418.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 509.16 418.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 533.79 418.10 Td (we ) Tj ET Q q 0 0 0 rg BT 547.58 418.10 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td ($402.3 ) Tj ET Q q 0 0 0 rg BT 79.81 406.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 108.70 406.10 Td ( ) Tj ET Q q 0 0 0 rg BT 111.01 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 121.65 406.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 159.52 406.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.27 406.10 Td ($30.9 ) Tj ET Q q 0 0 0 rg BT 201.08 406.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.97 406.10 Td ( ) Tj ET Q q 0 0 0 rg BT 232.29 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.93 406.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 306.88 406.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 349.18 406.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 374.83 406.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 404.89 406.10 Td (on ) Tj ET Q q 0 0 0 rg BT 417.20 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.73 406.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 478.62 406.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 531.47 406.10 Td (balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 75.23 394.10 Td (See ) Tj ET Q q 0 0 0 rg BT 91.86 394.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 113.48 394.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 120.66 394.10 Td (to ) Tj ET Q q 0 0 0 rg BT 130.63 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.03 394.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 199.99 394.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 239.38 394.10 Td (Statements ) Tj ET Q q 0 0 0 rg BT 285.45 394.10 Td (for ) Tj ET Q q 0 0 0 rg BT 299.30 394.10 Td (a ) Tj ET Q q 0 0 0 rg BT 305.92 394.10 Td (discussion ) Tj ET Q q 0 0 0 rg BT 349.78 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.29 394.10 Td (our ) Tj ET Q q 0 0 0 rg BT 375.81 394.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 413.55 394.10 Td (and ) Tj ET Q q 0 0 0 rg BT 430.17 394.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 494.00 394.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 536.18 394.10 Td (assets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 382.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.42 382.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 101.07 382.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 138.96 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 155.74 382.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 219.73 382.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 262.06 382.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 287.73 382.10 Td (at ) Tj ET Q q 0 0 0 rg BT 297.29 382.10 Td (least ) Tj ET Q q 0 0 0 rg BT 317.95 382.10 Td (annually ) Tj ET Q q 0 0 0 rg BT 354.73 382.10 Td (for ) Tj ET Q q 0 0 0 rg BT 368.73 382.10 Td (any ) Tj ET Q q 0 0 0 rg BT 385.51 382.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 422.84 382.10 Td (impairment. ) Tj ET Q q 0 0 0 rg BT 473.78 382.10 Td (If ) Tj ET Q q 0 0 0 rg BT 482.78 382.10 Td (it ) Tj ET Q q 0 0 0 rg BT 490.67 382.10 Td (is ) Tj ET Q q 0 0 0 rg BT 499.68 382.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 547.00 382.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 87.41 370.10 Td (or ) Tj ET Q q 0 0 0 rg BT 97.59 370.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 161.09 370.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 202.93 370.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 228.11 370.10 Td (have ) Tj ET Q q 0 0 0 rg BT 248.84 370.10 Td (been ) Tj ET Q q 0 0 0 rg BT 269.57 370.10 Td (impaired, ) Tj ET Q q 0 0 0 rg BT 309.46 370.10 Td (we ) Tj ET Q q 0 0 0 rg BT 322.98 370.10 Td (must ) Tj ET Q q 0 0 0 rg BT 344.28 370.10 Td (write ) Tj ET Q q 0 0 0 rg BT 366.68 370.10 Td (down ) Tj ET Q q 0 0 0 rg BT 390.75 370.10 Td (the ) Tj ET Q q 0 0 0 rg BT 404.82 370.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 442.23 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 458.52 370.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 522.02 370.10 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 76.37 358.10 Td (by ) Tj ET Q q 0 0 0 rg BT 89.42 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 104.68 358.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 137.72 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 149.09 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.36 358.10 Td (impairment, ) Tj ET Q q 0 0 0 rg BT 216.00 358.10 Td (with ) Tj ET Q q 0 0 0 rg BT 236.82 358.10 Td (a ) Tj ET Q q 0 0 0 rg BT 244.30 358.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 304.56 358.10 Td (char) Tj ET Q q 0 0 0 rg BT 321.58 358.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 334.06 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.89 358.10 Td (net ) Tj ET Q q 0 0 0 rg BT 360.15 358.10 Td (income. ) Tj ET Q q 0 0 0 rg BT 394.91 358.10 Td (These ) Tj ET Q q 0 0 0 rg BT 421.83 358.10 Td (write ) Tj ET Q q 0 0 0 rg BT 445.42 358.10 Td (downs ) Tj ET Q q 0 0 0 rg BT 474.58 358.10 Td (could ) Tj ET Q q 0 0 0 rg BT 499.84 358.10 Td (have ) Tj ET Q q 0 0 0 rg BT 521.76 358.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.24 358.10 Td (material ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 83.04 346.10 Td (ef) Tj ET Q q 0 0 0 rg BT 90.63 346.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 108.11 346.10 Td (on ) Tj ET Q q 0 0 0 rg BT 120.61 346.10 Td (our ) Tj ET Q q 0 0 0 rg BT 136.44 346.10 Td (results ) Tj ET Q q 0 0 0 rg BT 165.05 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 175.88 346.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 220.03 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 236.97 346.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 274.45 346.10 Td (condition.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (If ) Tj ET Q q 0 0 0 rg BT 59.46 322.10 Td (we ) Tj ET Q q 0 0 0 rg BT 72.80 322.10 Td (fail ) Tj ET Q q 0 0 0 rg BT 88.92 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.94 322.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 138.41 322.10 Td (an ) Tj ET Q q 0 0 0 rg BT 151.21 322.10 Td (ef) Tj ET Q q 0 0 0 rg BT 158.79 322.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 187.67 322.10 Td (system ) Tj ET Q q 0 0 0 rg BT 217.12 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.69 322.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 262.71 322.10 Td (controls, ) Tj ET Q q 0 0 0 rg BT 300.79 322.10 Td (we ) Tj ET Q q 0 0 0 rg BT 314.13 322.10 Td (may ) Tj ET Q q 0 0 0 rg BT 333.58 322.10 Td (not ) Tj ET Q q 0 0 0 rg BT 349.16 322.10 Td (be ) Tj ET Q q 0 0 0 rg BT 360.83 322.10 Td (able ) Tj ET Q q 0 0 0 rg BT 380.28 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 390.30 322.10 Td (accurately ) Tj ET Q q 0 0 0 rg BT 435.29 322.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 478.63 322.10 Td (our ) Tj ET Q q 0 0 0 rg BT 495.32 322.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 534.78 322.10 Td (results ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.37 310.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 94.39 310.10 Td (fraud. ) Tj ET Q q 0 0 0 rg BT 121.78 310.10 Td (As ) Tj ET Q q 0 0 0 rg BT 134.81 310.10 Td (a ) Tj ET Q q 0 0 0 rg BT 142.29 310.10 Td (result, ) Tj ET Q q 0 0 0 rg BT 170.60 310.10 Td (our ) Tj ET Q q 0 0 0 rg BT 187.53 310.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 241.68 310.10 Td (could ) Tj ET Q q 0 0 0 rg BT 266.93 310.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 285.51 310.10 Td (confidence ) Tj ET Q q 0 0 0 rg BT 332.97 310.10 Td (in ) Tj ET Q q 0 0 0 rg BT 343.79 310.10 Td (our ) Tj ET Q q 0 0 0 rg BT 360.71 310.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 400.41 310.10 Td (results, ) Tj ET Q q 0 0 0 rg BT 432.62 310.10 Td (which ) Tj ET Q q 0 0 0 rg BT 460.10 310.10 Td (could ) Tj ET Q q 0 0 0 rg BT 485.36 310.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 510.06 310.10 Td (our ) Tj ET Q q 0 0 0 rg BT 526.99 310.10 Td (business ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.06 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 83.34 298.10 Td (market ) Tj ET Q q 0 0 0 rg BT 114.73 298.10 Td (value ) Tj ET Q q 0 0 0 rg BT 139.44 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.27 298.10 Td (our ) Tj ET Q q 0 0 0 rg BT 167.23 298.10 Td (common ) Tj ET Q q 0 0 0 rg BT 205.28 298.10 Td (shares.) Tj ET Q BT /F5 10.00 Tf ET q 0 0 0 rg BT 234.46 298.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 274.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 274.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.77 274.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 157.62 274.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 192.15 274.10 Td (over ) Tj ET Q q 0 0 0 rg BT 212.23 274.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 249.52 274.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 288.48 274.10 Td (are ) Tj ET Q q 0 0 0 rg BT 303.00 274.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 344.17 274.10 Td (for ) Tj ET Q q 0 0 0 rg BT 358.14 274.10 Td (us ) Tj ET Q q 0 0 0 rg BT 369.34 274.10 Td (to ) Tj ET Q q 0 0 0 rg BT 379.43 274.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 412.29 274.10 Td (reliable ) Tj ET Q q 0 0 0 rg BT 444.58 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.33 274.10 Td (accurate ) Tj ET Q q 0 0 0 rg BT 496.94 274.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 534.23 274.10 Td (reports ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.71 262.10 Td (ef) Tj ET Q q 0 0 0 rg BT 74.29 262.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 111.54 262.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 143.79 262.10 Td (fraud. ) Tj ET Q q 0 0 0 rg BT 169.50 262.10 Td (W) Tj ET Q q 0 0 0 rg BT 178.13 262.10 Td (e ) Tj ET Q q 0 0 0 rg BT 184.84 262.10 Td (may ) Tj ET Q q 0 0 0 rg BT 204.32 262.10 Td (in ) Tj ET Q q 0 0 0 rg BT 214.37 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.85 262.10 Td (future ) Tj ET Q q 0 0 0 rg BT 255.00 262.10 Td (discover ) Tj ET Q q 0 0 0 rg BT 291.14 262.10 Td (areas ) Tj ET Q q 0 0 0 rg BT 313.94 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.54 262.10 Td (our ) Tj ET Q q 0 0 0 rg BT 340.14 262.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 372.95 262.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 407.43 262.10 Td (that ) Tj ET Q q 0 0 0 rg BT 424.69 262.10 Td (need ) Tj ET Q q 0 0 0 rg BT 445.84 262.10 Td (improvement. ) Tj ET Q q 0 0 0 rg BT 503.92 262.10 Td (Section404 ) Tj ET Q q 0 0 0 rg BT 553.69 262.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.61 250.10 Td (Sarbanes-Oxley ) Tj ET Q q 0 0 0 rg BT 130.35 250.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 147.18 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.90 250.10 Td (2002, ) Tj ET Q q 0 0 0 rg BT 182.80 250.10 Td (or ) Tj ET Q q 0 0 0 rg BT 193.52 250.10 Td (\(SOX\), ) Tj ET Q q 0 0 0 rg BT 233.96 250.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 268.56 250.10 Td (us ) Tj ET Q q 0 0 0 rg BT 279.85 250.10 Td (to ) Tj ET Q q 0 0 0 rg BT 290.02 250.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 325.73 250.10 Td (and ) Tj ET Q q 0 0 0 rg BT 342.56 250.10 Td (report ) Tj ET Q q 0 0 0 rg BT 368.83 250.10 Td (on ) Tj ET Q q 0 0 0 rg BT 381.23 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 395.84 250.10 Td (ef) Tj ET Q q 0 0 0 rg BT 403.43 250.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 450.25 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.97 250.10 Td (our ) Tj ET Q q 0 0 0 rg BT 476.70 250.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 509.63 250.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 544.25 250.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.54 238.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 126.75 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.74 238.10 Td (have ) Tj ET Q q 0 0 0 rg BT 165.18 238.10 Td (our ) Tj ET Q q 0 0 0 rg BT 181.06 238.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 232.49 238.10 Td (auditors ) Tj ET Q q 0 0 0 rg BT 267.26 238.10 Td (issue ) Tj ET Q q 0 0 0 rg BT 289.82 238.10 Td (their ) Tj ET Q q 0 0 0 rg BT 310.70 238.10 Td (own ) Tj ET Q q 0 0 0 rg BT 330.48 238.10 Td (opinion ) Tj ET Q q 0 0 0 rg BT 363.59 238.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 404.46 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 419.24 238.10 Td (ef) Tj ET Q q 0 0 0 rg BT 426.82 238.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 473.80 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.69 238.10 Td (our ) Tj ET Q q 0 0 0 rg BT 500.58 238.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 533.67 238.10 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (over ) Tj ET Q q 0 0 0 rg BT 69.77 226.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 106.76 226.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 145.42 226.10 Td (and ) Tj ET Q q 0 0 0 rg BT 161.87 226.10 Td (related ) Tj ET Q q 0 0 0 rg BT 191.07 226.10 Td (disclosures. ) Tj ET Q q 0 0 0 rg BT 239.87 226.10 Td (While ) Tj ET Q q 0 0 0 rg BT 266.31 226.10 Td (we ) Tj ET Q q 0 0 0 rg BT 279.98 226.10 Td (continually ) Tj ET Q q 0 0 0 rg BT 326.98 226.10 Td (undertake ) Tj ET Q q 0 0 0 rg BT 368.40 226.10 Td (ef) Tj ET Q q 0 0 0 rg BT 375.99 226.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 396.33 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 406.11 226.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 443.11 226.10 Td (an ) Tj ET Q q 0 0 0 rg BT 454.55 226.10 Td (ef) Tj ET Q q 0 0 0 rg BT 462.14 226.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 491.35 226.10 Td (system ) Tj ET Q q 0 0 0 rg BT 521.13 226.10 Td (of ) Tj ET Q q 0 0 0 rg BT 531.47 226.10 Td (internal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 84.66 214.10 Td (and ) Tj ET Q q 0 0 0 rg BT 101.53 214.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 150.06 214.10 Td (with ) Tj ET Q q 0 0 0 rg BT 170.28 214.10 Td (SOX, ) Tj ET Q q 0 0 0 rg BT 195.22 214.10 Td (we ) Tj ET Q q 0 0 0 rg BT 209.32 214.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 238.42 214.10 Td (always ) Tj ET Q q 0 0 0 rg BT 268.62 214.10 Td (be ) Tj ET Q q 0 0 0 rg BT 280.50 214.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 310.14 214.10 Td (that ) Tj ET Q q 0 0 0 rg BT 327.58 214.10 Td (we ) Tj ET Q q 0 0 0 rg BT 341.67 214.10 Td (will ) Tj ET Q q 0 0 0 rg BT 359.67 214.10 Td (be ) Tj ET Q q 0 0 0 rg BT 371.55 214.10 Td (successful ) Tj ET Q q 0 0 0 rg BT 415.09 214.10 Td (in ) Tj ET Q q 0 0 0 rg BT 425.30 214.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 475.51 214.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 513.48 214.10 Td (control ) Tj ET Q q 0 0 0 rg BT 544.25 214.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 202.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 103.31 202.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 142.46 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.39 202.10 Td (related ) Tj ET Q q 0 0 0 rg BT 189.09 202.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 226.57 202.10 Td (processes. ) Tj ET Q q 0 0 0 rg BT 269.89 202.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 324.87 202.10 Td (as ) Tj ET Q q 0 0 0 rg BT 335.70 202.10 Td (we ) Tj ET Q q 0 0 0 rg BT 349.86 202.10 Td (grow ) Tj ET Q q 0 0 0 rg BT 372.91 202.10 Td (our ) Tj ET Q q 0 0 0 rg BT 388.74 202.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 427.62 202.10 Td (our ) Tj ET Q q 0 0 0 rg BT 443.45 202.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 476.49 202.10 Td (control ) Tj ET Q q 0 0 0 rg BT 507.31 202.10 Td (structure ) Tj ET Q q 0 0 0 rg BT 544.80 202.10 Td (may ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (become ) Tj ET Q q 0 0 0 rg BT 83.71 190.10 Td (more ) Tj ET Q q 0 0 0 rg BT 106.87 190.10 Td (complex, ) Tj ET Q q 0 0 0 rg BT 146.41 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.46 190.10 Td (could ) Tj ET Q q 0 0 0 rg BT 188.29 190.10 Td (possibly ) Tj ET Q q 0 0 0 rg BT 224.24 190.10 Td (require ) Tj ET Q q 0 0 0 rg BT 255.17 190.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 307.77 190.10 Td (more ) Tj ET Q q 0 0 0 rg BT 330.93 190.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 371.30 190.10 Td (to ) Tj ET Q q 0 0 0 rg BT 381.69 190.10 Td (ensure ) Tj ET Q q 0 0 0 rg BT 410.41 190.10 Td (our ) Tj ET Q q 0 0 0 rg BT 426.35 190.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 459.50 190.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 494.33 190.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 524.71 190.10 Td (ef) Tj ET Q q 0 0 0 rg BT 532.29 190.10 Td (fective. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (If ) Tj ET Q q 0 0 0 rg BT 59.11 178.10 Td (we ) Tj ET Q q 0 0 0 rg BT 73.22 178.10 Td (or ) Tj ET Q q 0 0 0 rg BT 84.00 178.10 Td (our ) Tj ET Q q 0 0 0 rg BT 99.79 178.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 151.11 178.10 Td (auditors ) Tj ET Q q 0 0 0 rg BT 185.78 178.10 Td (discover ) Tj ET Q q 0 0 0 rg BT 222.10 178.10 Td (a ) Tj ET Q q 0 0 0 rg BT 228.99 178.10 Td (material ) Tj ET Q q 0 0 0 rg BT 264.20 178.10 Td (weakness ) Tj ET Q q 0 0 0 rg BT 304.98 178.10 Td (or ) Tj ET Q q 0 0 0 rg BT 315.76 178.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 360.42 178.10 Td (deficiency ) Tj ET Q q 0 0 0 rg BT 404.51 178.10 Td (in ) Tj ET Q q 0 0 0 rg BT 414.74 178.10 Td (our ) Tj ET Q q 0 0 0 rg BT 430.52 178.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 465.19 178.10 Td (over ) Tj ET Q q 0 0 0 rg BT 485.41 178.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 522.84 178.10 Td (reporting, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.09 166.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 108.52 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 119.73 166.10 Td (that ) Tj ET Q q 0 0 0 rg BT 137.60 166.10 Td (fact, ) Tj ET Q q 0 0 0 rg BT 157.96 166.10 Td (even ) Tj ET Q q 0 0 0 rg BT 179.72 166.10 Td (if ) Tj ET Q q 0 0 0 rg BT 188.70 166.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 241.56 166.10 Td (remedied, ) Tj ET Q q 0 0 0 rg BT 284.14 166.10 Td (could ) Tj ET Q q 0 0 0 rg BT 309.24 166.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 362.11 166.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 391.63 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.72 166.10 Td (market ) Tj ET Q q 0 0 0 rg BT 437.36 166.10 Td (value ) Tj ET Q q 0 0 0 rg BT 461.90 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.10 166.10 Td (our ) Tj ET Q q 0 0 0 rg BT 489.31 166.10 Td (common ) Tj ET Q q 0 0 0 rg BT 527.18 166.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 553.67 166.10 Td (In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 87.38 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 101.70 154.10 Td (existence ) Tj ET Q q 0 0 0 rg BT 141.01 154.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.45 154.10 Td (any ) Tj ET Q q 0 0 0 rg BT 167.99 154.10 Td (material ) Tj ET Q q 0 0 0 rg BT 202.86 154.10 Td (weakness ) Tj ET Q q 0 0 0 rg BT 243.28 154.10 Td (or ) Tj ET Q q 0 0 0 rg BT 253.72 154.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 298.04 154.10 Td (deficiency ) Tj ET Q q 0 0 0 rg BT 341.78 154.10 Td (may ) Tj ET Q q 0 0 0 rg BT 361.10 154.10 Td (require ) Tj ET Q q 0 0 0 rg BT 391.53 154.10 Td (management ) Tj ET Q q 0 0 0 rg BT 444.72 154.10 Td (to ) Tj ET Q q 0 0 0 rg BT 454.61 154.10 Td (devote ) Tj ET Q q 0 0 0 rg BT 483.37 154.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 527.68 154.10 Td (time ) Tj ET Q q 0 0 0 rg BT 547.56 154.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 73.75 142.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 119.16 142.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 154.56 142.10 Td (to ) Tj ET Q q 0 0 0 rg BT 165.54 142.10 Td (remediate ) Tj ET Q q 0 0 0 rg BT 208.16 142.10 Td (any ) Tj ET Q q 0 0 0 rg BT 225.80 142.10 Td (such ) Tj ET Q q 0 0 0 rg BT 247.33 142.10 Td (weaknesses, ) Tj ET Q q 0 0 0 rg BT 299.68 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 317.32 142.10 Td (management ) Tj ET Q q 0 0 0 rg BT 371.61 142.10 Td (may ) Tj ET Q q 0 0 0 rg BT 392.02 142.10 Td (not ) Tj ET Q q 0 0 0 rg BT 408.00 142.10 Td (be ) Tj ET Q q 0 0 0 rg BT 420.64 142.10 Td (able ) Tj ET Q q 0 0 0 rg BT 440.49 142.10 Td (to ) Tj ET Q q 0 0 0 rg BT 451.47 142.10 Td (remediate ) Tj ET Q q 0 0 0 rg BT 494.09 142.10 Td (same ) Tj ET Q q 0 0 0 rg BT 517.84 142.10 Td (in ) Tj ET Q q 0 0 0 rg BT 528.82 142.10 Td (a ) Tj ET Q q 0 0 0 rg BT 536.45 142.10 Td (timely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (manner) Tj ET Q q 0 0 0 rg BT 79.43 130.10 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 106.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 106.10 Td (may ) Tj ET Q q 0 0 0 rg BT 84.80 106.10 Td (have ) Tj ET Q q 0 0 0 rg BT 106.74 106.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 146.46 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 156.74 106.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 188.68 106.10 Td (than ) Tj ET Q q 0 0 0 rg BT 210.08 106.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 258.13 106.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 273.41 106.10 Td (liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 82.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 103.98 82.10 Td (future ) Tj ET Q q 0 0 0 rg BT 130.29 82.10 Td (income ) Tj ET Q q 0 0 0 rg BT 162.16 82.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 185.14 82.10 Td (could ) Tj ET Q q 0 0 0 rg BT 209.79 82.10 Td (be ) Tj ET Q q 0 0 0 rg BT 221.66 82.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 262.41 82.10 Td (af) Tj ET Q q 0 0 0 rg BT 270.00 82.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 296.86 82.10 Td (by ) Tj ET Q q 0 0 0 rg BT 309.29 82.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 345.60 82.10 Td (being ) Tj ET Q q 0 0 0 rg BT 370.25 82.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 395.45 82.10 Td (than ) Tj ET Q q 0 0 0 rg BT 415.10 82.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 461.40 82.10 Td (in ) Tj ET Q q 0 0 0 rg BT 471.61 82.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 523.49 82.10 Td (where ) Tj ET Q q 0 0 0 rg BT 550.35 82.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (have ) Tj ET Q q 0 0 0 rg BT 71.22 70.10 Td (lower ) Tj ET Q q 0 0 0 rg BT 96.34 70.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 133.68 70.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 148.24 70.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 169.46 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.24 70.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 214.14 70.10 Td (than ) Tj ET Q q 0 0 0 rg BT 233.70 70.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 279.91 70.10 Td (in ) Tj ET Q q 0 0 0 rg BT 290.03 70.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 341.82 70.10 Td (where ) Tj ET Q q 0 0 0 rg BT 368.60 70.10 Td (we ) Tj ET Q q 0 0 0 rg BT 382.60 70.10 Td (have ) Tj ET Q q 0 0 0 rg BT 403.82 70.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 431.72 70.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 469.06 70.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 483.62 70.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 507.34 70.10 Td (by ) Tj ET Q q 0 0 0 rg BT 519.69 70.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 554.24 70.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.88 58.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 106.76 58.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.76 58.10 Td (our ) Tj ET Q q 0 0 0 rg BT 135.75 58.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 172.72 58.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 188.61 58.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 215.60 58.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.71 58.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 277.09 58.10 Td (or ) Tj ET Q q 0 0 0 rg BT 289.09 58.10 Td (due ) Tj ET Q q 0 0 0 rg BT 307.19 58.10 Td (to ) Tj ET Q q 0 0 0 rg BT 318.64 58.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 354.51 58.10 Td (in ) Tj ET Q q 0 0 0 rg BT 365.95 58.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 381.84 58.10 Td (laws, ) Tj ET Q q 0 0 0 rg BT 406.33 58.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 456.93 58.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.04 58.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 522.57 58.10 Td (principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.10 Td (concerning ) Tj ET Q q 0 0 0 rg BT 97.55 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.89 46.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 159.89 46.10 Td (for ) Tj ET Q q 0 0 0 rg BT 174.67 46.10 Td (income ) Tj ET Q q 0 0 0 rg BT 207.23 46.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 230.90 46.10 Td (in ) Tj ET Q q 0 0 0 rg BT 241.81 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.15 46.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 296.38 46.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.94 46.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 345.94 46.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 398.51 46.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.41 46.10 Td (which ) Tj ET Q q 0 0 0 rg BT 436.98 46.10 Td (we ) Tj ET Q q 0 0 0 rg BT 451.76 46.10 Td (conduct ) Tj ET Q q 0 0 0 rg BT 486.54 46.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 533.60 46.10 Td (W) Tj ET Q q 0 0 0 rg BT 542.24 46.10 Td (e ) Tj ET Q q 0 0 0 rg BT 549.80 46.10 Td (are ) Tj ET Q endstream endobj 29 0 obj <>] /Rotate 0 /Contents 30 0 R>> endobj 30 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 31.60 Td (1) Tj ET Q q 0 0 0 rg BT 305.78 31.60 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.88 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.20 742.10 Td (regular ) Tj ET Q q 0 0 0 rg BT 122.07 742.10 Td (review ) Tj ET Q q 0 0 0 rg BT 151.83 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 168.82 742.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 191.36 742.10 Td (by ) Tj ET Q q 0 0 0 rg BT 203.91 742.10 Td (both ) Tj ET Q q 0 0 0 rg BT 224.24 742.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 262.89 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 279.88 742.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 311.31 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 326.08 742.10 Td (authorities. ) Tj ET Q q 0 0 0 rg BT 372.78 742.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 392.55 742.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 425.64 742.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 462.62 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.50 742.10 Td (such ) Tj ET Q q 0 0 0 rg BT 494.38 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 501.37 742.10 Td (review ) Tj ET Q q 0 0 0 rg BT 531.13 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 542.01 742.10 Td (audit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (could ) Tj ET Q q 0 0 0 rg BT 75.40 730.10 Td (have ) Tj ET Q q 0 0 0 rg BT 97.47 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 105.09 730.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 142.15 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 149.74 730.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 167.91 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 181.09 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 197.61 730.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 238.56 730.10 Td (results ) Tj ET Q q 0 0 0 rg BT 267.85 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 285.48 730.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 323.65 730.10 Td (condition. ) Tj ET Q q 0 0 0 rg BT 367.10 730.10 Td (In ) Tj ET Q q 0 0 0 rg BT 378.62 730.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 417.08 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 432.48 730.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 491.21 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 502.72 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 519.24 730.10 Td (worldwide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 90.26 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 104.40 718.10 Td (income ) Tj ET Q q 0 0 0 rg BT 136.32 718.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 159.35 718.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 194.04 718.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 238.73 718.10 Td (judgment, ) Tj ET Q q 0 0 0 rg BT 281.48 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 298.41 718.10 Td (there ) Tj ET Q q 0 0 0 rg BT 320.87 718.10 Td (are ) Tj ET Q q 0 0 0 rg BT 335.56 718.10 Td (some ) Tj ET Q q 0 0 0 rg BT 359.15 718.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 409.40 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 423.54 718.10 Td (which ) Tj ET Q q 0 0 0 rg BT 450.46 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.16 718.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 500.41 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 515.11 718.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 555.35 718.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (uncertain. ) Tj ET Q q 0 0 0 rg BT 91.00 706.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 130.44 706.10 Td (we ) Tj ET Q q 0 0 0 rg BT 143.77 706.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 174.31 706.10 Td (our ) Tj ET Q q 0 0 0 rg BT 189.30 706.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 228.18 706.10 Td (are ) Tj ET Q q 0 0 0 rg BT 242.05 706.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 286.47 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 302.57 706.10 Td (appropriate, ) Tj ET Q q 0 0 0 rg BT 352.27 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 366.15 706.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 400.58 706.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 414.47 706.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 450.56 706.10 Td (may ) Tj ET Q q 0 0 0 rg BT 469.45 706.10 Td (dif) Tj ET Q q 0 0 0 rg BT 480.37 706.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 493.14 706.10 Td (from ) Tj ET Q q 0 0 0 rg BT 514.24 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.12 706.10 Td (amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 88.75 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 100.31 694.10 Td (our ) Tj ET Q q 0 0 0 rg BT 117.42 694.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 156.18 694.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 202.17 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 220.39 694.10 Td (may ) Tj ET Q q 0 0 0 rg BT 241.38 694.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 285.70 694.10 Td (af) Tj ET Q q 0 0 0 rg BT 293.29 694.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 312.05 694.10 Td (our ) Tj ET Q q 0 0 0 rg BT 329.16 694.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 367.92 694.10 Td (results ) Tj ET Q q 0 0 0 rg BT 397.81 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.36 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 425.36 694.10 Td (period ) Tj ET Q q 0 0 0 rg BT 454.69 694.10 Td (or ) Tj ET Q q 0 0 0 rg BT 466.79 694.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 500.01 694.10 Td (for ) Tj ET Q q 0 0 0 rg BT 515.45 694.10 Td (which ) Tj ET Q q 0 0 0 rg BT 543.67 694.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 108.42 682.10 Td (is ) Tj ET Q q 0 0 0 rg BT 117.98 682.10 Td (made. ) Tj ET Q q 0 0 0 rg BT 145.02 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.70 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 166.14 682.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 181.24 682.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 203.00 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.67 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.77 682.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 260.54 682.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 312.87 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 323.53 682.10 Td (which ) Tj ET Q q 0 0 0 rg BT 350.86 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.96 682.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 407.74 682.10 Td (conducts ) Tj ET Q q 0 0 0 rg BT 446.17 682.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 490.71 682.10 Td (have ) Tj ET Q q 0 0 0 rg BT 512.48 682.10 Td (a ) Tj ET Q q 0 0 0 rg BT 519.80 682.10 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 79.71 670.10 Td (on ) Tj ET Q q 0 0 0 rg BT 92.21 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.93 670.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 154.01 670.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 191.49 670.10 Td (results ) Tj ET Q q 0 0 0 rg BT 220.10 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 237.04 670.10 Td (could ) Tj ET Q q 0 0 0 rg BT 261.75 670.10 Td (increase. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 646.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 646.10 Td (may ) Tj ET Q q 0 0 0 rg BT 84.80 646.10 Td (not ) Tj ET Q q 0 0 0 rg BT 100.64 646.10 Td (be ) Tj ET Q q 0 0 0 rg BT 112.58 646.10 Td (able ) Tj ET Q q 0 0 0 rg BT 132.30 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.58 646.10 Td (secure ) Tj ET Q q 0 0 0 rg BT 171.74 646.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 215.91 646.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 258.42 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 268.70 646.10 Td (support ) Tj ET Q q 0 0 0 rg BT 302.32 646.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 332.60 646.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 389.55 646.10 Td (when ) Tj ET Q q 0 0 0 rg BT 414.28 646.10 Td (needed.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 622.10 Td (e ) Tj ET Q q 0 0 0 rg BT 101.06 622.10 Td (may ) Tj ET Q q 0 0 0 rg BT 120.26 622.10 Td (need ) Tj ET Q q 0 0 0 rg BT 141.12 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 150.88 622.10 Td (raise ) Tj ET Q q 0 0 0 rg BT 171.74 622.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 213.72 622.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 237.92 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 247.69 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.89 622.10 Td (future ) Tj ET Q q 0 0 0 rg BT 287.75 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 297.51 622.10 Td (order ) Tj ET Q q 0 0 0 rg BT 320.59 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 330.35 622.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 350.67 622.10 Td (new ) Tj ET Q q 0 0 0 rg BT 369.31 622.10 Td (product ) Tj ET Q q 0 0 0 rg BT 401.84 622.10 Td (development, ) Tj ET Q q 0 0 0 rg BT 457.98 622.10 Td (or) Tj ET Q q 0 0 0 rg BT 466.13 622.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 489.77 622.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 520.08 622.10 Td (initiatives, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 82.07 610.10 Td (new ) Tj ET Q q 0 0 0 rg BT 101.37 610.10 Td (businesses, ) Tj ET Q q 0 0 0 rg BT 148.74 610.10 Td (or ) Tj ET Q q 0 0 0 rg BT 159.71 610.10 Td (for ) Tj ET Q q 0 0 0 rg BT 174.02 610.10 Td (other ) Tj ET Q q 0 0 0 rg BT 197.21 610.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 237.32 610.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 257.19 610.10 Td (required ) Tj ET Q q 0 0 0 rg BT 293.14 610.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 335.78 610.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 376.19 610.10 Td (may ) Tj ET Q q 0 0 0 rg BT 396.05 610.10 Td (not ) Tj ET Q q 0 0 0 rg BT 411.47 610.10 Td (be ) Tj ET Q q 0 0 0 rg BT 423.55 610.10 Td (available ) Tj ET Q q 0 0 0 rg BT 462.29 610.10 Td (on ) Tj ET Q q 0 0 0 rg BT 474.93 610.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 499.79 610.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 540.19 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 550.61 610.10 Td (us, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.03 598.10 Td (at ) Tj ET Q q 0 0 0 rg BT 70.95 598.10 Td (all. ) Tj ET Q q 0 0 0 rg BT 86.15 598.10 Td (If ) Tj ET Q q 0 0 0 rg BT 95.51 598.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 133.74 598.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 158.67 598.10 Td (are ) Tj ET Q q 0 0 0 rg BT 173.57 598.10 Td (not ) Tj ET Q q 0 0 0 rg BT 189.05 598.10 Td (available ) Tj ET Q q 0 0 0 rg BT 227.85 598.10 Td (on ) Tj ET Q q 0 0 0 rg BT 240.55 598.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 285.44 598.10 Td (terms, ) Tj ET Q q 0 0 0 rg BT 312.85 598.10 Td (we ) Tj ET Q q 0 0 0 rg BT 327.22 598.10 Td (may ) Tj ET Q q 0 0 0 rg BT 347.13 598.10 Td (be ) Tj ET Q q 0 0 0 rg BT 359.27 598.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 388.63 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 399.11 598.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 421.25 598.10 Td (our ) Tj ET Q q 0 0 0 rg BT 437.28 598.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 473.85 598.10 Td (business ) Tj ET Q q 0 0 0 rg BT 510.45 598.10 Td (objectives ) Tj ET Q q 0 0 0 rg BT 553.69 598.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (compete ) Tj ET Q q 0 0 0 rg BT 87.13 586.10 Td (ef) Tj ET Q q 0 0 0 rg BT 94.72 586.10 Td (fectively) Tj ET Q q 0 0 0 rg BT 129.05 586.10 Td (, ) Tj ET Q q 0 0 0 rg BT 134.81 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 152.50 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 167.98 586.10 Td (future ) Tj ET Q q 0 0 0 rg BT 195.11 586.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 226.70 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.29 586.10 Td (our ) Tj ET Q q 0 0 0 rg BT 254.88 586.10 Td (business ) Tj ET Q q 0 0 0 rg BT 292.03 586.10 Td (could ) Tj ET Q q 0 0 0 rg BT 317.50 586.10 Td (be ) Tj ET Q q 0 0 0 rg BT 330.20 586.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 371.78 586.10 Td (impacted. ) Tj ET Q q 0 0 0 rg BT 414.18 586.10 Td (If ) Tj ET Q q 0 0 0 rg BT 424.10 586.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 467.35 586.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 492.83 586.10 Td (are ) Tj ET Q q 0 0 0 rg BT 508.30 586.10 Td (raised ) Tj ET Q q 0 0 0 rg BT 535.43 586.10 Td (by ) Tj ET Q q 0 0 0 rg BT 548.69 586.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (issuing ) Tj ET Q q 0 0 0 rg BT 81.01 574.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 108.67 574.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 151.60 574.10 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 204.82 574.10 Td (may ) Tj ET Q q 0 0 0 rg BT 224.70 574.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 270.67 574.10 Td (dilution ) Tj ET Q q 0 0 0 rg BT 304.45 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 315.45 574.10 Td (their ) Tj ET Q q 0 0 0 rg BT 336.44 574.10 Td (ownership ) Tj ET Q q 0 0 0 rg BT 380.77 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 397.87 574.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 439.41 574.10 Td (interests, ) Tj ET Q q 0 0 0 rg BT 477.90 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 495.01 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.90 574.10 Td (newly ) Tj ET Q q 0 0 0 rg BT 537.00 574.10 Td (issued ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 90.44 562.10 Td (may ) Tj ET Q q 0 0 0 rg BT 110.33 562.10 Td (have ) Tj ET Q q 0 0 0 rg BT 131.87 562.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 157.33 562.10 Td (superior ) Tj ET Q q 0 0 0 rg BT 192.77 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.22 562.10 Td (those ) Tj ET Q q 0 0 0 rg BT 227.00 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.00 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 254.00 562.10 Td (common ) Tj ET Q q 0 0 0 rg BT 291.67 562.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 317.95 562.10 Td (If ) Tj ET Q q 0 0 0 rg BT 327.28 562.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 369.95 562.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 394.84 562.10 Td (are ) Tj ET Q q 0 0 0 rg BT 409.72 562.10 Td (raised ) Tj ET Q q 0 0 0 rg BT 436.27 562.10 Td (by ) Tj ET Q q 0 0 0 rg BT 448.94 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 464.94 562.10 Td (issuing ) Tj ET Q q 0 0 0 rg BT 495.96 562.10 Td (debt, ) Tj ET Q q 0 0 0 rg BT 518.34 562.10 Td (we ) Tj ET Q q 0 0 0 rg BT 532.68 562.10 Td (may ) Tj ET Q q 0 0 0 rg BT 552.57 562.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.83 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 91.10 550.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 135.82 550.10 Td (market ) Tj ET Q q 0 0 0 rg BT 166.08 550.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 187.47 550.10 Td (related ) Tj ET Q q 0 0 0 rg BT 217.17 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 227.45 550.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 259.38 550.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 283.26 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.20 550.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 340.46 550.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 361.86 550.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 402.67 550.10 Td (limitations ) Tj ET Q q 0 0 0 rg BT 447.95 550.10 Td (on ) Tj ET Q q 0 0 0 rg BT 460.45 550.10 Td (our ) Tj ET Q q 0 0 0 rg BT 476.28 550.10 Td (activities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (Our future growth may depend in part on acquiring other businesses in our industry) Tj ET Q q 0 0 0 rg BT 397.21 502.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.71 502.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 478.10 Td (e ) Tj ET Q q 0 0 0 rg BT 101.14 478.10 Td (expect ) Tj ET Q q 0 0 0 rg BT 129.30 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 139.15 478.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 175.65 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 185.49 478.10 Td (grow) Tj ET Q q 0 0 0 rg BT 205.40 478.10 Td (, ) Tj ET Q q 0 0 0 rg BT 209.96 478.10 Td (in ) Tj ET Q q 0 0 0 rg BT 219.81 478.10 Td (part, ) Tj ET Q q 0 0 0 rg BT 239.92 478.10 Td (by ) Tj ET Q q 0 0 0 rg BT 251.99 478.10 Td (making ) Tj ET Q q 0 0 0 rg BT 284.05 478.10 Td (business ) Tj ET Q q 0 0 0 rg BT 320.01 478.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 372.35 478.10 Td (In ) Tj ET Q q 0 0 0 rg BT 382.75 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.03 478.10 Td (past, ) Tj ET Q q 0 0 0 rg BT 417.71 478.10 Td (we ) Tj ET Q q 0 0 0 rg BT 431.43 478.10 Td (have ) Tj ET Q q 0 0 0 rg BT 452.38 478.10 Td (made ) Tj ET Q q 0 0 0 rg BT 476.10 478.10 Td (accretive ) Tj ET Q q 0 0 0 rg BT 514.25 478.10 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.72 466.10 Td (broaden ) Tj ET Q q 0 0 0 rg BT 93.87 466.10 Td (our ) Tj ET Q q 0 0 0 rg BT 109.15 466.10 Td (product ) Tj ET Q q 0 0 0 rg BT 141.64 466.10 Td (and ) Tj ET Q q 0 0 0 rg BT 158.02 466.10 Td (service ) Tj ET Q q 0 0 0 rg BT 188.28 466.10 Td (of) Tj ET Q q 0 0 0 rg BT 196.43 466.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 228.64 466.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 259.46 466.10 Td (our ) Tj ET Q q 0 0 0 rg BT 274.73 466.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 320.83 466.10 Td (and ) Tj ET Q q 0 0 0 rg BT 337.21 466.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 359.14 466.10 Td (new ) Tj ET Q q 0 0 0 rg BT 377.74 466.10 Td (geographic ) Tj ET Q q 0 0 0 rg BT 424.11 466.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 460.07 466.10 Td (W) Tj ET Q q 0 0 0 rg BT 468.71 466.10 Td (e ) Tj ET Q q 0 0 0 rg BT 475.09 466.10 Td (may ) Tj ET Q q 0 0 0 rg BT 494.25 466.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 530.63 466.10 Td (to ) Tj ET Q q 0 0 0 rg BT 540.35 466.10 Td (make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (selective ) Tj ET Q q 0 0 0 rg BT 87.87 454.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 141.02 454.10 Td (enter ) Tj ET Q q 0 0 0 rg BT 163.89 454.10 Td (into ) Tj ET Q q 0 0 0 rg BT 182.33 454.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 203.55 454.10 Td (ventures, ) Tj ET Q q 0 0 0 rg BT 242.82 454.10 Td (or ) Tj ET Q q 0 0 0 rg BT 254.03 454.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 295.79 454.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 326.99 454.10 Td (in ) Tj ET Q q 0 0 0 rg BT 337.66 454.10 Td (other ) Tj ET Q q 0 0 0 rg BT 361.09 454.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 409.50 454.10 Td (business ) Tj ET Q q 0 0 0 rg BT 446.28 454.10 Td (investments ) Tj ET Q q 0 0 0 rg BT 496.94 454.10 Td (or ) Tj ET Q q 0 0 0 rg BT 508.15 454.10 Td (arrangements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.60 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.43 442.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 123.93 442.10 Td (believes ) Tj ET Q q 0 0 0 rg BT 159.30 442.10 Td (will ) Tj ET Q q 0 0 0 rg BT 177.47 442.10 Td (strengthen ) Tj ET Q q 0 0 0 rg BT 221.73 442.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 245.73 442.10 Td (However) Tj ET Q q 0 0 0 rg BT 281.98 442.10 Td (, ) Tj ET Q q 0 0 0 rg BT 287.09 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.92 442.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 343.96 442.10 Td (success ) Tj ET Q q 0 0 0 rg BT 376.56 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 387.50 442.10 Td (our ) Tj ET Q q 0 0 0 rg BT 403.44 442.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 449.93 442.10 Td (program ) Tj ET Q q 0 0 0 rg BT 486.42 442.10 Td (will ) Tj ET Q q 0 0 0 rg BT 504.58 442.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 536.07 442.10 Td (on ) Tj ET Q q 0 0 0 rg BT 548.68 442.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 78.02 430.10 Td (to ) Tj ET Q q 0 0 0 rg BT 88.27 430.10 Td (find ) Tj ET Q q 0 0 0 rg BT 106.85 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 123.76 430.10 Td (buy ) Tj ET Q q 0 0 0 rg BT 141.23 430.10 Td (other ) Tj ET Q q 0 0 0 rg BT 164.25 430.10 Td (attractive ) Tj ET Q q 0 0 0 rg BT 203.92 430.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 248.61 430.10 Td (at ) Tj ET Q q 0 0 0 rg BT 258.30 430.10 Td (a ) Tj ET Q q 0 0 0 rg BT 265.21 430.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 310.43 430.10 Td (price, ) Tj ET Q q 0 0 0 rg BT 335.39 430.10 Td (to ) Tj ET Q q 0 0 0 rg BT 345.63 430.10 Td (access ) Tj ET Q q 0 0 0 rg BT 373.64 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 388.33 430.10 Td (requisite ) Tj ET Q q 0 0 0 rg BT 425.23 430.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 465.47 430.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 505.70 430.10 Td (if ) Tj ET Q q 0 0 0 rg BT 514.28 430.10 Td (needed, ) Tj ET Q q 0 0 0 rg BT 547.56 430.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 418.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 97.76 418.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 134.68 418.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 179.40 418.10 Td (into ) Tj ET Q q 0 0 0 rg BT 197.46 418.10 Td (our ) Tj ET Q q 0 0 0 rg BT 213.29 418.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 247.46 418.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 291.61 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 308.55 418.10 Td (there ) Tj ET Q q 0 0 0 rg BT 331.04 418.10 Td (is ) Tj ET Q q 0 0 0 rg BT 340.21 418.10 Td (no ) Tj ET Q q 0 0 0 rg BT 352.71 418.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 394.07 418.10 Td (that ) Tj ET Q q 0 0 0 rg BT 411.57 418.10 Td (we ) Tj ET Q q 0 0 0 rg BT 425.73 418.10 Td (will ) Tj ET Q q 0 0 0 rg BT 443.78 418.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 480.72 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 491.00 418.10 Td (do ) Tj ET Q q 0 0 0 rg BT 503.50 418.10 Td (so. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 69.51 394.10 Td (future ) Tj ET Q q 0 0 0 rg BT 97.91 394.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 150.20 394.10 Td (that ) Tj ET Q q 0 0 0 rg BT 169.16 394.10 Td (we ) Tj ET Q q 0 0 0 rg BT 183.11 394.10 Td (may ) Tj ET Q q 0 0 0 rg BT 203.16 394.10 Td (undertake ) Tj ET Q q 0 0 0 rg BT 247.67 394.10 Td (could ) Tj ET Q q 0 0 0 rg BT 273.29 394.10 Td (be ) Tj ET Q q 0 0 0 rg BT 285.56 394.10 Td (dif) Tj ET Q q 0 0 0 rg BT 296.49 394.10 Td (ficult ) Tj ET Q q 0 0 0 rg BT 321.00 394.10 Td (to ) Tj ET Q q 0 0 0 rg BT 331.61 394.10 Td (integrate, ) Tj ET Q q 0 0 0 rg BT 373.62 394.10 Td (disrupt ) Tj ET Q q 0 0 0 rg BT 405.36 394.10 Td (our ) Tj ET Q q 0 0 0 rg BT 422.65 394.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 463.00 394.10 Td (dilute ) Tj ET Q q 0 0 0 rg BT 489.17 394.10 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 539.79 394.10 Td (value ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.06 382.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 108.88 382.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 139.15 382.10 Td (our ) Tj ET Q q 0 0 0 rg BT 156.10 382.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 198.05 382.10 Td (results.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 358.10 Td (Future ) Tj ET Q q 0 0 0 rg BT 115.23 358.10 Td (business ) Tj ET Q q 0 0 0 rg BT 152.24 358.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 203.13 358.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 234.58 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.91 358.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 291.92 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 302.81 358.10 Td (a ) Tj ET Q q 0 0 0 rg BT 310.37 358.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 341.25 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 352.70 358.10 Td (risks, ) Tj ET Q q 0 0 0 rg BT 377.21 358.10 Td (including ) Tj ET Q q 0 0 0 rg BT 418.11 358.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 440.12 358.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 484.33 358.10 Td (with ) Tj ET Q q 0 0 0 rg BT 505.23 358.10 Td (an ) Tj ET Q q 0 0 0 rg BT 517.79 358.10 Td (inability ) Tj ET Q q 0 0 0 rg BT 554.24 358.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 346.10 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 94.57 346.10 Td (integrate ) Tj ET Q q 0 0 0 rg BT 133.22 346.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 171.31 346.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 219.13 346.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 248.34 346.10 Td (incremental ) Tj ET Q q 0 0 0 rg BT 299.20 346.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 318.97 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 330.97 346.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 378.79 346.10 Td (outdated ) Tj ET Q q 0 0 0 rg BT 416.88 346.10 Td (or ) Tj ET Q q 0 0 0 rg BT 428.88 346.10 Td (incompatible ) Tj ET Q q 0 0 0 rg BT 484.75 346.10 Td (technologies, ) Tj ET Q q 0 0 0 rg BT 541.46 346.10 Td (labor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 334.10 Td (ficulties, ) Tj ET Q q 0 0 0 rg BT 97.93 334.10 Td (or ) Tj ET Q q 0 0 0 rg BT 108.56 334.10 Td (an ) Tj ET Q q 0 0 0 rg BT 120.29 334.10 Td (inability ) Tj ET Q q 0 0 0 rg BT 155.91 334.10 Td (to ) Tj ET Q q 0 0 0 rg BT 165.99 334.10 Td (realize ) Tj ET Q q 0 0 0 rg BT 194.92 334.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 241.08 334.10 Td (syner) Tj ET Q q 0 0 0 rg BT 262.56 334.10 Td (gies, ) Tj ET Q q 0 0 0 rg BT 283.46 334.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 317.96 334.10 Td (within ) Tj ET Q q 0 0 0 rg BT 345.82 334.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 391.98 334.10 Td (time ) Tj ET Q q 0 0 0 rg BT 412.04 334.10 Td (frames ) Tj ET Q q 0 0 0 rg BT 441.54 334.10 Td (or ) Tj ET Q q 0 0 0 rg BT 452.17 334.10 Td (at ) Tj ET Q q 0 0 0 rg BT 461.68 334.10 Td (all; ) Tj ET Q q 0 0 0 rg BT 476.75 334.10 Td (one ) Tj ET Q q 0 0 0 rg BT 493.48 334.10 Td (or ) Tj ET Q q 0 0 0 rg BT 504.10 334.10 Td (more ) Tj ET Q q 0 0 0 rg BT 526.94 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 537.57 334.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (risks, ) Tj ET Q q 0 0 0 rg BT 73.59 322.10 Td (if ) Tj ET Q q 0 0 0 rg BT 81.90 322.10 Td (realized, ) Tj ET Q q 0 0 0 rg BT 118.24 322.10 Td (could ) Tj ET Q q 0 0 0 rg BT 142.66 322.10 Td (have ) Tj ET Q q 0 0 0 rg BT 163.74 322.10 Td (an ) Tj ET Q q 0 0 0 rg BT 175.38 322.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 208.12 322.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 237.53 322.10 Td (on ) Tj ET Q q 0 0 0 rg BT 249.73 322.10 Td (our ) Tj ET Q q 0 0 0 rg BT 265.26 322.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 311.13 322.10 Td (Among ) Tj ET Q q 0 0 0 rg BT 343.34 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.75 322.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 383.85 322.10 Td (related ) Tj ET Q q 0 0 0 rg BT 413.25 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 423.23 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.65 322.10 Td (integration ) Tj ET Q q 0 0 0 rg BT 483.17 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.70 322.10 Td (such ) Tj ET Q q 0 0 0 rg BT 514.23 322.10 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (are:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 286.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 286.10 Td (potential incompatibility of business cultures;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 274.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 274.10 Td (potential delays in integrating diverse technology platforms;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 262.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 262.10 Td (potential need for additional disclosure controls and internal controls over financial reporting;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 250.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 250.10 Td (potential dif) Tj ET Q q 0 0 0 rg BT 134.42 250.10 Td (ficulties in coordinating geographically separated or) Tj ET Q q 0 0 0 rg BT 342.77 250.10 Td (ganizations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 238.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 238.10 Td (potential dif) Tj ET Q q 0 0 0 rg BT 134.42 238.10 Td (ficulties in re-training sales forces to market all of our products across all of our intended markets;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 226.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 226.10 Td (potential dif) Tj ET Q q 0 0 0 rg BT 134.42 226.10 Td (ficulties implementing common internal business systems and processes;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 214.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 214.10 Td (potential conflicts in third-party relationships; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 202.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 202.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 124.13 202.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 142.83 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.30 202.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 197.98 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 215.56 202.10 Td (key ) Tj ET Q q 0 0 0 rg BT 233.14 202.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 279.04 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 296.62 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 311.97 202.10 Td (diversion ) Tj ET Q q 0 0 0 rg BT 352.33 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 363.80 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.15 202.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 417.28 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 428.75 202.10 Td (management ) Tj ET Q q 0 0 0 rg BT 482.98 202.10 Td (from ) Tj ET Q q 0 0 0 rg BT 505.55 202.10 Td (other ) Tj ET Q q 0 0 0 rg BT 529.24 202.10 Td (ongoing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 190.10 Td (business ) Tj ET Q q 0 0 0 rg BT 122.39 190.10 Td (concerns.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 154.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 154.10 Td (may ) Tj ET Q q 0 0 0 rg BT 84.80 154.10 Td (not ) Tj ET Q q 0 0 0 rg BT 100.64 154.10 Td (be ) Tj ET Q q 0 0 0 rg BT 112.58 154.10 Td (able ) Tj ET Q q 0 0 0 rg BT 132.30 154.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.58 154.10 Td (develop ) Tj ET Q q 0 0 0 rg BT 176.17 154.10 Td (new ) Tj ET Q q 0 0 0 rg BT 195.34 154.10 Td (products ) Tj ET Q q 0 0 0 rg BT 233.40 154.10 Td (or ) Tj ET Q q 0 0 0 rg BT 244.79 154.10 Td (services ) Tj ET Q q 0 0 0 rg BT 279.50 154.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 321.99 154.10 Td (to ) Tj ET Q q 0 0 0 rg BT 332.27 154.10 Td (ef) Tj ET Q q 0 0 0 rg BT 339.86 154.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 376.22 154.10 Td (respond ) Tj ET Q q 0 0 0 rg BT 411.50 154.10 Td (to ) Tj ET Q q 0 0 0 rg BT 421.78 154.10 Td (rapid ) Tj ET Q q 0 0 0 rg BT 445.95 154.10 Td (technological ) Tj ET Q q 0 0 0 rg BT 504.00 154.10 Td (changes. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 130.10 Td (T) Tj ET Q q 0 0 0 rg BT 91.41 130.10 Td (o ) Tj ET Q q 0 0 0 rg BT 99.86 130.10 Td (be ) Tj ET Q q 0 0 0 rg BT 112.75 130.10 Td (successful, ) Tj ET Q q 0 0 0 rg BT 159.79 130.10 Td (we ) Tj ET Q q 0 0 0 rg BT 174.90 130.10 Td (must ) Tj ET Q q 0 0 0 rg BT 197.80 130.10 Td (adapt ) Tj ET Q q 0 0 0 rg BT 222.90 130.10 Td (to ) Tj ET Q q 0 0 0 rg BT 234.13 130.10 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 265.90 130.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 306.01 130.10 Td (technological ) Tj ET Q q 0 0 0 rg BT 363.32 130.10 Td (and ) Tj ET Q q 0 0 0 rg BT 381.21 130.10 Td (market ) Tj ET Q q 0 0 0 rg BT 412.42 130.10 Td (needs, ) Tj ET Q q 0 0 0 rg BT 441.14 130.10 Td (by ) Tj ET Q q 0 0 0 rg BT 454.59 130.10 Td (continually ) Tj ET Q q 0 0 0 rg BT 503.03 130.10 Td (enhancing ) Tj ET Q q 0 0 0 rg BT 547.57 130.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (introducing ) Tj ET Q q 0 0 0 rg BT 99.39 118.10 Td (new ) Tj ET Q q 0 0 0 rg BT 119.34 118.10 Td (products ) Tj ET Q q 0 0 0 rg BT 157.06 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 174.79 118.10 Td (services ) Tj ET Q q 0 0 0 rg BT 210.28 118.10 Td (to ) Tj ET Q q 0 0 0 rg BT 221.34 118.10 Td (address ) Tj ET Q q 0 0 0 rg BT 254.62 118.10 Td (our ) Tj ET Q q 0 0 0 rg BT 271.24 118.10 Td (customers' ) Tj ET Q q 0 0 0 rg BT 316.87 118.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 356.81 118.10 Td (demands. ) Tj ET Q q 0 0 0 rg BT 397.91 118.10 Td (The ) Tj ET Q q 0 0 0 rg BT 416.74 118.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 468.88 118.10 Td (in ) Tj ET Q q 0 0 0 rg BT 479.95 118.10 Td (which ) Tj ET Q q 0 0 0 rg BT 507.67 118.10 Td (we ) Tj ET Q q 0 0 0 rg BT 522.62 118.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 555.33 118.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (characterized ) Tj ET Q q 0 0 0 rg BT 105.79 106.10 Td (by:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 82.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 82.10 Td (rapidly changing technology;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 70.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 70.10 Td (evolving industry standards;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 58.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 58.10 Td (frequent new product and service introductions;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 46.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 46.10 Td (shifting distribution channels; and) Tj ET Q endstream endobj 31 0 obj <>] /Rotate 0 /Contents 32 0 R>> endobj 32 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 742.10 Td (changing customer demands.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 706.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.25 706.10 Td (future ) Tj ET Q q 0 0 0 rg BT 130.82 706.10 Td (success ) Tj ET Q q 0 0 0 rg BT 163.50 706.10 Td (will ) Tj ET Q q 0 0 0 rg BT 181.76 706.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 213.33 706.10 Td (on ) Tj ET Q q 0 0 0 rg BT 226.02 706.10 Td (our ) Tj ET Q q 0 0 0 rg BT 242.05 706.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 270.30 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.77 706.10 Td (adapt ) Tj ET Q q 0 0 0 rg BT 305.12 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 315.59 706.10 Td (this ) Tj ET Q q 0 0 0 rg BT 332.74 706.10 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 363.76 706.10 Td (evolving ) Tj ET Q q 0 0 0 rg BT 401.45 706.10 Td (marketplace. ) Tj ET Q q 0 0 0 rg BT 455.31 706.10 Td (W) Tj ET Q q 0 0 0 rg BT 463.94 706.10 Td (e ) Tj ET Q q 0 0 0 rg BT 471.08 706.10 Td (could ) Tj ET Q q 0 0 0 rg BT 495.99 706.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 519.23 706.10 Td (substantial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 72.36 694.10 Td (if ) Tj ET Q q 0 0 0 rg BT 80.83 694.10 Td (we ) Tj ET Q q 0 0 0 rg BT 94.86 694.10 Td (need ) Tj ET Q q 0 0 0 rg BT 116.09 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.24 694.10 Td (modify ) Tj ET Q q 0 0 0 rg BT 157.48 694.10 Td (our ) Tj ET Q q 0 0 0 rg BT 173.18 694.10 Td (services ) Tj ET Q q 0 0 0 rg BT 207.75 694.10 Td (or ) Tj ET Q q 0 0 0 rg BT 218.44 694.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 274.66 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 284.80 694.10 Td (order ) Tj ET Q q 0 0 0 rg BT 308.26 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 318.41 694.10 Td (adapt ) Tj ET Q q 0 0 0 rg BT 342.42 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 352.56 694.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 387.13 694.10 Td (af) Tj ET Q q 0 0 0 rg BT 394.72 694.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 424.85 694.10 Td (our ) Tj ET Q q 0 0 0 rg BT 440.54 694.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 473.17 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 489.97 694.10 Td (we ) Tj ET Q q 0 0 0 rg BT 503.99 694.10 Td (may ) Tj ET Q q 0 0 0 rg BT 523.57 694.10 Td (be ) Tj ET Q q 0 0 0 rg BT 535.37 694.10 Td (unable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 682.10 Td (ef) Tj ET Q q 0 0 0 rg BT 67.87 682.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 105.35 682.10 Td (adapt ) Tj ET Q q 0 0 0 rg BT 129.50 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 139.78 682.10 Td (these ) Tj ET Q q 0 0 0 rg BT 162.83 682.10 Td (changes.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.63 658.10 Td (markets ) Tj ET Q q 0 0 0 rg BT 101.94 658.10 Td (for ) Tj ET Q q 0 0 0 rg BT 115.69 658.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.67 658.10 Td (products ) Tj ET Q q 0 0 0 rg BT 168.75 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.84 658.10 Td (services ) Tj ET Q q 0 0 0 rg BT 219.57 658.10 Td (are ) Tj ET Q q 0 0 0 rg BT 234.43 658.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 262.07 658.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 310.24 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 327.33 658.10 Td (are ) Tj ET Q q 0 0 0 rg BT 342.19 658.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 365.93 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 375.23 658.10 Td (become ) Tj ET Q q 0 0 0 rg BT 407.85 658.10 Td (more ) Tj ET Q q 0 0 0 rg BT 430.48 658.10 Td (competitive, ) Tj ET Q q 0 0 0 rg BT 481.15 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 498.24 658.10 Td (our ) Tj ET Q q 0 0 0 rg BT 514.22 658.10 Td (competitors ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.72 646.10 Td (be ) Tj ET Q q 0 0 0 rg BT 81.66 646.10 Td (able ) Tj ET Q q 0 0 0 rg BT 101.37 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 111.65 646.10 Td (respond ) Tj ET Q q 0 0 0 rg BT 146.93 646.10 Td (more ) Tj ET Q q 0 0 0 rg BT 170.54 646.10 Td (quickly ) Tj ET Q q 0 0 0 rg BT 203.04 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 213.32 646.10 Td (new ) Tj ET Q q 0 0 0 rg BT 232.49 646.10 Td (or ) Tj ET Q q 0 0 0 rg BT 243.88 646.10 Td (emerging ) Tj ET Q q 0 0 0 rg BT 285.26 646.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 332.76 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 350.82 646.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 387.21 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 398.05 646.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 438.33 646.10 Td (requirements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 622.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 622.10 Td (e ) Tj ET Q q 0 0 0 rg BT 100.39 622.10 Td (operate ) Tj ET Q q 0 0 0 rg BT 131.13 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 140.22 622.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 167.08 622.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 215.60 622.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 251.07 622.10 Td (In ) Tj ET Q q 0 0 0 rg BT 260.71 622.10 Td (particular) Tj ET Q q 0 0 0 rg BT 298.63 622.10 Td (, ) Tj ET Q q 0 0 0 rg BT 302.44 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.97 622.10 Td (online ) Tj ET Q q 0 0 0 rg BT 342.27 622.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 381.90 622.10 Td (distribution ) Tj ET Q q 0 0 0 rg BT 429.33 622.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 460.90 622.10 Td (like ) Tj ET Q q 0 0 0 rg BT 477.21 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.74 622.10 Td (broader ) Tj ET Q q 0 0 0 rg BT 522.59 622.10 Td (electronic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (commerce ) Tj ET Q q 0 0 0 rg BT 93.49 610.10 Td (market, ) Tj ET Q q 0 0 0 rg BT 125.60 610.10 Td (is ) Tj ET Q q 0 0 0 rg BT 134.12 610.10 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 164.29 610.10 Td (evolving ) Tj ET Q q 0 0 0 rg BT 201.13 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 217.42 610.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 244.82 610.10 Td (competitive. ) Tj ET Q q 0 0 0 rg BT 296.37 610.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 313.77 610.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 353.94 610.10 Td (software ) Tj ET Q q 0 0 0 rg BT 390.21 610.10 Td (business ) Tj ET Q q 0 0 0 rg BT 425.95 610.10 Td (also ) Tj ET Q q 0 0 0 rg BT 443.91 610.10 Td (experiences ) Tj ET Q q 0 0 0 rg BT 492.95 610.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 542.56 610.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 80.02 598.10 Td (lar) Tj ET Q q 0 0 0 rg BT 90.39 598.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 102.65 598.10 Td (hardware ) Tj ET Q q 0 0 0 rg BT 142.66 598.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 181.59 598.10 Td (that ) Tj ET Q q 0 0 0 rg BT 199.41 598.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 216.11 598.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 250.60 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 267.86 598.10 Td (system ) Tj ET Q q 0 0 0 rg BT 298.46 598.10 Td (components ) Tj ET Q q 0 0 0 rg BT 349.60 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 360.20 598.10 Td (independent ) Tj ET Q q 0 0 0 rg BT 411.89 598.10 Td (agencies ) Tj ET Q q 0 0 0 rg BT 449.14 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 466.40 598.10 Td (from ) Tj ET Q q 0 0 0 rg BT 488.65 598.10 Td (small ) Tj ET Q q 0 0 0 rg BT 513.14 598.10 Td (independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (developers ) Tj ET Q q 0 0 0 rg BT 96.01 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 113.13 586.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 151.93 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 162.95 586.10 Td (software, ) Tj ET Q q 0 0 0 rg BT 202.57 586.10 Td (who ) Tj ET Q q 0 0 0 rg BT 222.49 586.10 Td (sometimes ) Tj ET Q q 0 0 0 rg BT 267.95 586.10 Td (work ) Tj ET Q q 0 0 0 rg BT 291.19 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 301.66 586.10 Td (concert ) Tj ET Q q 0 0 0 rg BT 333.77 586.10 Td (with ) Tj ET Q q 0 0 0 rg BT 354.24 586.10 Td (hardware ) Tj ET Q q 0 0 0 rg BT 394.13 586.10 Td (vendors ) Tj ET Q q 0 0 0 rg BT 428.48 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 438.95 586.10 Td (supply ) Tj ET Q q 0 0 0 rg BT 468.31 586.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 502.67 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 513.14 586.10 Td (independent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (agencies. ) Tj ET Q q 0 0 0 rg BT 89.00 574.10 Td (Pricing ) Tj ET Q q 0 0 0 rg BT 119.95 574.10 Td (strategies ) Tj ET Q q 0 0 0 rg BT 159.79 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.30 574.10 Td (new ) Tj ET Q q 0 0 0 rg BT 195.03 574.10 Td (product ) Tj ET Q q 0 0 0 rg BT 227.65 574.10 Td (introductions ) Tj ET Q q 0 0 0 rg BT 282.50 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 299.01 574.10 Td (other ) Tj ET Q q 0 0 0 rg BT 321.62 574.10 Td (pressures ) Tj ET Q q 0 0 0 rg BT 360.91 574.10 Td (from ) Tj ET Q q 0 0 0 rg BT 382.42 574.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 416.16 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 426.56 574.10 Td (emer) Tj ET Q q 0 0 0 rg BT 446.36 574.10 Td (ging ) Tj ET Q q 0 0 0 rg BT 466.21 574.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 515.50 574.10 Td (could ) Tj ET Q q 0 0 0 rg BT 539.78 574.10 Td (result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (in ) Tj ET Q q 0 0 0 rg BT 61.18 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 69.03 562.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 87.99 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.73 562.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 143.68 562.10 Td (or ) Tj ET Q q 0 0 0 rg BT 155.41 562.10 Td (a ) Tj ET Q q 0 0 0 rg BT 163.26 562.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 181.65 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.38 562.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 229.54 562.10 Td (or ) Tj ET Q q 0 0 0 rg BT 241.28 562.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 279.09 562.10 Td (in ) Tj ET Q q 0 0 0 rg BT 290.28 562.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 317.56 562.10 Td (for ) Tj ET Q q 0 0 0 rg BT 332.62 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 349.36 562.10 Td (services ) Tj ET Q q 0 0 0 rg BT 384.97 562.10 Td (dif) Tj ET Q q 0 0 0 rg BT 395.90 562.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 422.62 562.10 Td (than ) Tj ET Q q 0 0 0 rg BT 443.24 562.10 Td (past ) Tj ET Q q 0 0 0 rg BT 462.75 562.10 Td (experience. ) Tj ET Q q 0 0 0 rg BT 511.96 562.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 530.92 562.10 Td (Internet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 92.75 550.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 137.75 550.10 Td (may ) Tj ET Q q 0 0 0 rg BT 157.74 550.10 Td (also ) Tj ET Q q 0 0 0 rg BT 176.62 550.10 Td (face ) Tj ET Q q 0 0 0 rg BT 196.04 550.10 Td (indirect ) Tj ET Q q 0 0 0 rg BT 229.36 550.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 279.90 550.10 Td (from ) Tj ET Q q 0 0 0 rg BT 302.12 550.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 343.21 550.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 375.96 550.10 Td (that ) Tj ET Q q 0 0 0 rg BT 393.73 550.10 Td (have ) Tj ET Q q 0 0 0 rg BT 415.38 550.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 465.37 550.10 Td (which ) Tj ET Q q 0 0 0 rg BT 492.58 550.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 527.57 550.10 Td (in-house ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (agency ) Tj ET Q q 0 0 0 rg BT 80.82 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 97.75 538.10 Td (brokerage ) Tj ET Q q 0 0 0 rg BT 140.23 538.10 Td (functions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 514.10 Td (Some ) Tj ET Q q 0 0 0 rg BT 111.65 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.84 514.10 Td (our ) Tj ET Q q 0 0 0 rg BT 139.04 514.10 Td (current ) Tj ET Q q 0 0 0 rg BT 170.22 514.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 220.30 514.10 Td (have ) Tj ET Q q 0 0 0 rg BT 242.05 514.10 Td (longer ) Tj ET Q q 0 0 0 rg BT 270.46 514.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 311.09 514.10 Td (histories, ) Tj ET Q q 0 0 0 rg BT 350.35 514.10 Td (lar) Tj ET Q q 0 0 0 rg BT 360.72 514.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 376.35 514.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 415.87 514.10 Td (bases, ) Tj ET Q q 0 0 0 rg BT 442.90 514.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 473.52 514.10 Td (brand ) Tj ET Q q 0 0 0 rg BT 499.16 514.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 547.57 514.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 102.21 502.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 132.19 502.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 169.39 502.10 Td (and ) Tj ET Q q 0 0 0 rg BT 186.05 502.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 228.81 502.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 268.79 502.10 Td (than ) Tj ET Q q 0 0 0 rg BT 288.23 502.10 Td (we ) Tj ET Q q 0 0 0 rg BT 302.11 502.10 Td (do. ) Tj ET Q q 0 0 0 rg BT 316.83 502.10 Td (In ) Tj ET Q q 0 0 0 rg BT 327.38 502.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 364.87 502.10 Td (we ) Tj ET Q q 0 0 0 rg BT 378.75 502.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 409.85 502.10 Td (we ) Tj ET Q q 0 0 0 rg BT 423.73 502.10 Td (will ) Tj ET Q q 0 0 0 rg BT 441.50 502.10 Td (face ) Tj ET Q q 0 0 0 rg BT 460.37 502.10 Td (increasing ) Tj ET Q q 0 0 0 rg BT 503.68 502.10 Td (competition ) Tj ET Q q 0 0 0 rg BT 553.67 502.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 490.10 Td (online ) Tj ET Q q 0 0 0 rg BT 92.21 490.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 129.69 490.10 Td (services ) Tj ET Q q 0 0 0 rg BT 164.40 490.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 199.68 490.10 Td (develops ) Tj ET Q q 0 0 0 rg BT 237.72 490.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.66 490.10 Td (evolves. ) Tj ET Q q 0 0 0 rg BT 290.21 490.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 308.26 490.10 Td (current ) Tj ET Q q 0 0 0 rg BT 339.08 490.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.02 490.10 Td (future ) Tj ET Q q 0 0 0 rg BT 382.39 490.10 Td (competitors ) Tj ET Q q 0 0 0 rg BT 432.10 490.10 Td (may ) Tj ET Q q 0 0 0 rg BT 451.82 490.10 Td (be ) Tj ET Q q 0 0 0 rg BT 463.76 490.10 Td (able ) Tj ET Q q 0 0 0 rg BT 482.92 490.10 Td (to:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 466.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 466.10 Td (undertake more extensive marketing campaigns for their brands and services;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 454.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 454.10 Td (devote more resources to website and systems development;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 442.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 442.10 Td (adopt more aggressive pricing policies; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 430.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 430.10 Td (make more attractive of) Tj ET Q q 0 0 0 rg BT 181.05 430.10 Td (fers to potential employees, online companies and third-party service providers.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 394.10 Td (e regard our intellectual property in general and our software in particular) Tj ET Q q 0 0 0 rg BT 365.68 394.10 Td (, as critical to our success, and we may not be ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (able to ef) Tj ET Q q 0 0 0 rg BT 87.58 382.10 Td (fectively or ef) Tj ET Q q 0 0 0 rg BT 142.92 382.10 Td (ficiently protect our intellectual property) Tj ET Q q 0 0 0 rg BT 309.19 382.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 358.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 358.10 Td (e ) Tj ET Q q 0 0 0 rg BT 102.24 358.10 Td (rely ) Tj ET Q q 0 0 0 rg BT 120.95 358.10 Td (on ) Tj ET Q q 0 0 0 rg BT 134.12 358.10 Td (copyright ) Tj ET Q q 0 0 0 rg BT 175.60 358.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 197.10 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 214.70 358.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 249.52 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 267.12 358.10 Td (nondisclosure ) Tj ET Q q 0 0 0 rg BT 325.83 358.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 374.53 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 385.47 358.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 416.40 358.10 Td (our ) Tj ET Q q 0 0 0 rg BT 432.89 358.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 480.48 358.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 506.42 358.10 Td (as ) Tj ET Q q 0 0 0 rg BT 517.92 358.10 Td (well ) Tj ET Q q 0 0 0 rg BT 538.30 358.10 Td (as ) Tj ET Q q 0 0 0 rg BT 549.79 358.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 96.87 346.10 Td (property ) Tj ET Q q 0 0 0 rg BT 133.19 346.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 158.41 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 169.18 346.10 Td (third ) Tj ET Q q 0 0 0 rg BT 190.52 346.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 219.61 346.10 Td (whose ) Tj ET Q q 0 0 0 rg BT 247.61 346.10 Td (content ) Tj ET Q q 0 0 0 rg BT 279.49 346.10 Td (we ) Tj ET Q q 0 0 0 rg BT 293.59 346.10 Td (license. ) Tj ET Q q 0 0 0 rg BT 326.30 346.10 Td (However) Tj ET Q q 0 0 0 rg BT 362.55 346.10 Td (, ) Tj ET Q q 0 0 0 rg BT 367.49 346.10 Td (it ) Tj ET Q q 0 0 0 rg BT 375.49 346.10 Td (is ) Tj ET Q q 0 0 0 rg BT 384.61 346.10 Td (not ) Tj ET Q q 0 0 0 rg BT 399.83 346.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 435.05 346.10 Td (to ) Tj ET Q q 0 0 0 rg BT 445.27 346.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 477.70 346.10 Td (all ) Tj ET Q q 0 0 0 rg BT 490.14 346.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 544.79 346.10 Td (uses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.41 334.10 Td (these ) Tj ET Q q 0 0 0 rg BT 83.04 334.10 Td (rights. ) Tj ET Q q 0 0 0 rg BT 110.25 334.10 Td (W) Tj ET Q q 0 0 0 rg BT 118.88 334.10 Td (e ) Tj ET Q q 0 0 0 rg BT 125.40 334.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 154.14 334.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 186.76 334.10 Td (assurances ) Tj ET Q q 0 0 0 rg BT 231.60 334.10 Td (that ) Tj ET Q q 0 0 0 rg BT 248.68 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.97 334.10 Td (steps ) Tj ET Q q 0 0 0 rg BT 285.05 334.10 Td (we ) Tj ET Q q 0 0 0 rg BT 298.79 334.10 Td (have ) Tj ET Q q 0 0 0 rg BT 319.75 334.10 Td (taken ) Tj ET Q q 0 0 0 rg BT 343.49 334.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.35 334.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 383.19 334.10 Td (our ) Tj ET Q q 0 0 0 rg BT 398.60 334.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 445.10 334.10 Td (property ) Tj ET Q q 0 0 0 rg BT 481.06 334.10 Td (rights, ) Tj ET Q q 0 0 0 rg BT 508.42 334.10 Td (and ) Tj ET Q q 0 0 0 rg BT 524.94 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 539.23 334.10 Td (rights ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.65 322.10 Td (those ) Tj ET Q q 0 0 0 rg BT 86.08 322.10 Td (from ) Tj ET Q q 0 0 0 rg BT 108.85 322.10 Td (whom ) Tj ET Q q 0 0 0 rg BT 137.17 322.10 Td (we ) Tj ET Q q 0 0 0 rg BT 152.15 322.10 Td (license ) Tj ET Q q 0 0 0 rg BT 183.24 322.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 230.98 322.10 Td (property) Tj ET Q q 0 0 0 rg BT 264.21 322.10 Td (, ) Tj ET Q q 0 0 0 rg BT 270.03 322.10 Td (are ) Tj ET Q q 0 0 0 rg BT 285.56 322.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 324.42 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 335.52 322.10 Td (deter ) Tj ET Q q 0 0 0 rg BT 358.83 322.10 Td (misappropriation ) Tj ET Q q 0 0 0 rg BT 430.47 322.10 Td (or ) Tj ET Q q 0 0 0 rg BT 442.12 322.10 Td (that ) Tj ET Q q 0 0 0 rg BT 460.44 322.10 Td (we ) Tj ET Q q 0 0 0 rg BT 475.42 322.10 Td (will ) Tj ET Q q 0 0 0 rg BT 494.30 322.10 Td (be ) Tj ET Q q 0 0 0 rg BT 507.07 322.10 Td (able ) Tj ET Q q 0 0 0 rg BT 527.04 322.10 Td (to ) Tj ET Q q 0 0 0 rg BT 538.14 322.10 Td (detect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 104.73 310.10 Td (uses ) Tj ET Q q 0 0 0 rg BT 124.48 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 141.45 310.10 Td (take ) Tj ET Q q 0 0 0 rg BT 160.63 310.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 188.72 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.68 310.10 Td (ef) Tj ET Q q 0 0 0 rg BT 213.27 310.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 243.00 310.10 Td (steps ) Tj ET Q q 0 0 0 rg BT 265.53 310.10 Td (to ) Tj ET Q q 0 0 0 rg BT 275.84 310.10 Td (remedy ) Tj ET Q q 0 0 0 rg BT 308.35 310.10 Td (this ) Tj ET Q q 0 0 0 rg BT 325.33 310.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 380.06 310.10 Td (conduct. ) Tj ET Q q 0 0 0 rg BT 416.75 310.10 Td (In ) Tj ET Q q 0 0 0 rg BT 427.61 310.10 Td (particular) Tj ET Q q 0 0 0 rg BT 465.52 310.10 Td (, ) Tj ET Q q 0 0 0 rg BT 470.55 310.10 Td (a ) Tj ET Q q 0 0 0 rg BT 477.51 310.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 522.26 310.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 553.67 310.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.19 298.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 98.69 298.10 Td (is ) Tj ET Q q 0 0 0 rg BT 107.22 298.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 139.07 298.10 Td (internationally) Tj ET Q q 0 0 0 rg BT 196.73 298.10 Td (, ) Tj ET Q q 0 0 0 rg BT 201.09 298.10 Td (including ) Tj ET Q q 0 0 0 rg BT 240.73 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 250.36 298.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 301.67 298.10 Td (where ) Tj ET Q q 0 0 0 rg BT 327.96 298.10 Td (protecting ) Tj ET Q q 0 0 0 rg BT 370.36 298.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 416.64 298.10 Td (property ) Tj ET Q q 0 0 0 rg BT 452.38 298.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 477.01 298.10 Td (may ) Tj ET Q q 0 0 0 rg BT 496.09 298.10 Td (prove ) Tj ET Q q 0 0 0 rg BT 520.72 298.10 Td (even ) Tj ET Q q 0 0 0 rg BT 541.45 298.10 Td (more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (challenging. ) Tj ET Q q 0 0 0 rg BT 101.18 286.10 Td (T) Tj ET Q q 0 0 0 rg BT 106.59 286.10 Td (o ) Tj ET Q q 0 0 0 rg BT 113.77 286.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 145.94 286.10 Td (or ) Tj ET Q q 0 0 0 rg BT 156.45 286.10 Td (respond ) Tj ET Q q 0 0 0 rg BT 190.30 286.10 Td (to ) Tj ET Q q 0 0 0 rg BT 200.26 286.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 254.65 286.10 Td (uses ) Tj ET Q q 0 0 0 rg BT 274.05 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 284.57 286.10 Td (our ) Tj ET Q q 0 0 0 rg BT 300.08 286.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 346.69 286.10 Td (property) Tj ET Q q 0 0 0 rg BT 379.92 286.10 Td (, ) Tj ET Q q 0 0 0 rg BT 384.60 286.10 Td (we ) Tj ET Q q 0 0 0 rg BT 398.44 286.10 Td (might ) Tj ET Q q 0 0 0 rg BT 423.96 286.10 Td (be ) Tj ET Q q 0 0 0 rg BT 435.59 286.10 Td (required ) Tj ET Q q 0 0 0 rg BT 471.09 286.10 Td (to ) Tj ET Q q 0 0 0 rg BT 481.05 286.10 Td (engage ) Tj ET Q q 0 0 0 rg BT 511.55 286.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.51 286.10 Td (costly ) Tj ET Q q 0 0 0 rg BT 547.58 286.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (time-consuming ) Tj ET Q q 0 0 0 rg BT 117.49 274.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 156.10 274.10 Td (and ) Tj ET Q q 0 0 0 rg BT 173.04 274.10 Td (we ) Tj ET Q q 0 0 0 rg BT 187.20 274.10 Td (may ) Tj ET Q q 0 0 0 rg BT 206.91 274.10 Td (not ) Tj ET Q q 0 0 0 rg BT 222.19 274.10 Td (ultimately ) Tj ET Q q 0 0 0 rg BT 265.24 274.10 Td (prevail.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (If ) Tj ET Q q 0 0 0 rg BT 59.93 250.10 Td (we ) Tj ET Q q 0 0 0 rg BT 73.74 250.10 Td (infringe ) Tj ET Q q 0 0 0 rg BT 109.79 250.10 Td (on ) Tj ET Q q 0 0 0 rg BT 123.05 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.54 250.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 187.35 250.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 213.96 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.99 250.10 Td (others, ) Tj ET Q q 0 0 0 rg BT 255.76 250.10 Td (our ) Tj ET Q q 0 0 0 rg BT 272.92 250.10 Td (business ) Tj ET Q q 0 0 0 rg BT 310.63 250.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 356.68 250.10 Td (may ) Tj ET Q q 0 0 0 rg BT 376.60 250.10 Td (be ) Tj ET Q q 0 0 0 rg BT 388.75 250.10 Td (disrupted, ) Tj ET Q q 0 0 0 rg BT 432.29 250.10 Td (and ) Tj ET Q q 0 0 0 rg BT 450.56 250.10 Td (any ) Tj ET Q q 0 0 0 rg BT 468.26 250.10 Td (related ) Tj ET Q q 0 0 0 rg BT 499.29 250.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 539.23 250.10 Td (could ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.94 238.10 Td (time ) Tj ET Q q 0 0 0 rg BT 82.21 238.10 Td (consuming ) Tj ET Q q 0 0 0 rg BT 130.28 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.34 238.10 Td (costly) Tj ET Q q 0 0 0 rg BT 171.30 238.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 214.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 110.89 214.10 Td (parties ) Tj ET Q q 0 0 0 rg BT 140.22 214.10 Td (may ) Tj ET Q q 0 0 0 rg BT 160.11 214.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 184.99 214.10 Td (that ) Tj ET Q q 0 0 0 rg BT 202.66 214.10 Td (we ) Tj ET Q q 0 0 0 rg BT 217.00 214.10 Td (have ) Tj ET Q q 0 0 0 rg BT 238.55 214.10 Td (violated ) Tj ET Q q 0 0 0 rg BT 273.43 214.10 Td (their ) Tj ET Q q 0 0 0 rg BT 294.43 214.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 341.53 214.10 Td (property ) Tj ET Q q 0 0 0 rg BT 378.08 214.10 Td (rights. ) Tj ET Q q 0 0 0 rg BT 405.44 214.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 425.33 214.10 Td (such ) Tj ET Q q 0 0 0 rg BT 446.34 214.10 Td (claim, ) Tj ET Q q 0 0 0 rg BT 473.72 214.10 Td (with ) Tj ET Q q 0 0 0 rg BT 494.17 214.10 Td (or ) Tj ET Q q 0 0 0 rg BT 505.18 214.10 Td (without ) Tj ET Q q 0 0 0 rg BT 538.41 214.10 Td (merit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (could ) Tj ET Q q 0 0 0 rg BT 75.73 202.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 107.57 202.10 Td (us ) Tj ET Q q 0 0 0 rg BT 119.97 202.10 Td (to ) Tj ET Q q 0 0 0 rg BT 131.26 202.10 Td (costly ) Tj ET Q q 0 0 0 rg BT 158.66 202.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 198.28 202.10 Td (and ) Tj ET Q q 0 0 0 rg BT 216.23 202.10 Td (divert ) Tj ET Q q 0 0 0 rg BT 243.07 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.80 202.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 297.30 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 309.14 202.10 Td (key ) Tj ET Q q 0 0 0 rg BT 327.09 202.10 Td (personnel. ) Tj ET Q q 0 0 0 rg BT 371.73 202.10 Td (T) Tj ET Q q 0 0 0 rg BT 377.14 202.10 Td (o ) Tj ET Q q 0 0 0 rg BT 385.65 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 401.38 202.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 429.33 202.10 Td (that ) Tj ET Q q 0 0 0 rg BT 447.83 202.10 Td (we ) Tj ET Q q 0 0 0 rg BT 463.00 202.10 Td (violate ) Tj ET Q q 0 0 0 rg BT 493.73 202.10 Td (a ) Tj ET Q q 0 0 0 rg BT 501.68 202.10 Td (patent ) Tj ET Q q 0 0 0 rg BT 529.63 202.10 Td (or ) Tj ET Q q 0 0 0 rg BT 541.47 202.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 96.81 190.10 Td (property ) Tj ET Q q 0 0 0 rg BT 133.07 190.10 Td (right ) Tj ET Q q 0 0 0 rg BT 154.34 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 165.05 190.10 Td (a ) Tj ET Q q 0 0 0 rg BT 171.87 190.10 Td (third ) Tj ET Q q 0 0 0 rg BT 193.14 190.10 Td (party) Tj ET Q q 0 0 0 rg BT 213.04 190.10 Td (, ) Tj ET Q q 0 0 0 rg BT 217.92 190.10 Td (we ) Tj ET Q q 0 0 0 rg BT 231.96 190.10 Td (may ) Tj ET Q q 0 0 0 rg BT 251.56 190.10 Td (be ) Tj ET Q q 0 0 0 rg BT 263.38 190.10 Td (prevented ) Tj ET Q q 0 0 0 rg BT 305.19 190.10 Td (from ) Tj ET Q q 0 0 0 rg BT 327.01 190.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 367.16 190.10 Td (our ) Tj ET Q q 0 0 0 rg BT 382.87 190.10 Td (business ) Tj ET Q q 0 0 0 rg BT 419.15 190.10 Td (as ) Tj ET Q q 0 0 0 rg BT 429.86 190.10 Td (planned, ) Tj ET Q q 0 0 0 rg BT 466.40 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 483.22 190.10 Td (we ) Tj ET Q q 0 0 0 rg BT 497.26 190.10 Td (may ) Tj ET Q q 0 0 0 rg BT 516.86 190.10 Td (be ) Tj ET Q q 0 0 0 rg BT 528.68 190.10 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.18 178.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 77.02 178.10 Td (damages, ) Tj ET Q q 0 0 0 rg BT 116.90 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 127.08 178.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 154.48 178.10 Td (a ) Tj ET Q q 0 0 0 rg BT 161.31 178.10 Td (license, ) Tj ET Q q 0 0 0 rg BT 193.98 178.10 Td (if ) Tj ET Q q 0 0 0 rg BT 202.49 178.10 Td (available, ) Tj ET Q q 0 0 0 rg BT 243.47 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 253.65 178.10 Td (use ) Tj ET Q q 0 0 0 rg BT 269.38 178.10 Td (the ) Tj ET Q q 0 0 0 rg BT 284.00 178.10 Td (right ) Tj ET Q q 0 0 0 rg BT 305.29 178.10 Td (or ) Tj ET Q q 0 0 0 rg BT 316.02 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 326.19 178.10 Td (use ) Tj ET Q q 0 0 0 rg BT 341.92 178.10 Td (a ) Tj ET Q q 0 0 0 rg BT 348.76 178.10 Td (non-infringing ) Tj ET Q q 0 0 0 rg BT 409.49 178.10 Td (method, ) Tj ET Q q 0 0 0 rg BT 444.38 178.10 Td (if ) Tj ET Q q 0 0 0 rg BT 452.89 178.10 Td (possible, ) Tj ET Q q 0 0 0 rg BT 490.57 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 500.75 178.10 Td (accomplish ) Tj ET Q q 0 0 0 rg BT 548.69 178.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (objectives. ) Tj ET Q q 0 0 0 rg BT 95.36 166.10 Td (The ) Tj ET Q q 0 0 0 rg BT 113.41 166.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 132.02 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 142.85 166.10 Td (such ) Tj ET Q q 0 0 0 rg BT 163.68 166.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 196.17 166.10 Td (could ) Tj ET Q q 0 0 0 rg BT 220.88 166.10 Td (have ) Tj ET Q q 0 0 0 rg BT 242.26 166.10 Td (a ) Tj ET Q q 0 0 0 rg BT 249.20 166.10 Td (material ) Tj ET Q q 0 0 0 rg BT 284.46 166.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 317.50 166.10 Td (ef) Tj ET Q q 0 0 0 rg BT 325.08 166.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 342.57 166.10 Td (on ) Tj ET Q q 0 0 0 rg BT 355.07 166.10 Td (our ) Tj ET Q q 0 0 0 rg BT 370.90 166.10 Td (business.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 142.10 Td (e face risks in the transmittal of individual health-related and other personal information.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 120.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 120.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 120.10 Td (e ) Tj ET Q q 0 0 0 rg BT 101.52 120.10 Td (face ) Tj ET Q q 0 0 0 rg BT 120.60 120.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 158.03 120.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 179.37 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.24 120.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 233.67 120.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 273.32 120.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 316.86 120.10 Td (with ) Tj ET Q q 0 0 0 rg BT 337.08 120.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 377.29 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 394.17 120.10 Td (transmitting ) Tj ET Q q 0 0 0 rg BT 444.94 120.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 481.26 120.10 Td (account ) Tj ET Q q 0 0 0 rg BT 514.79 120.10 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 108.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.14 108.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 102.61 108.10 Td (social ) Tj ET Q q 0 0 0 rg BT 128.08 108.10 Td (security ) Tj ET Q q 0 0 0 rg BT 161.88 108.10 Td (numbers ) Tj ET Q q 0 0 0 rg BT 198.46 108.10 Td (and ) Tj ET Q q 0 0 0 rg BT 215.05 108.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 257.74 108.10 Td (health-related ) Tj ET Q q 0 0 0 rg BT 314.86 108.10 Td (information. ) Tj ET Q q 0 0 0 rg BT 366.24 108.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 385.61 108.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 429.96 108.10 Td (breakdown, ) Tj ET Q q 0 0 0 rg BT 479.04 108.10 Td (invasion, ) Tj ET Q q 0 0 0 rg BT 517.57 108.10 Td (destruction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 96.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.88 96.10 Td (interruption ) Tj ET Q q 0 0 0 rg BT 112.65 96.10 Td (of ) Tj ET Q q 0 0 0 rg BT 124.53 96.10 Td (our ) Tj ET Q q 0 0 0 rg BT 141.42 96.10 Td (information ) Tj ET Q q 0 0 0 rg BT 192.18 96.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 240.17 96.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 275.39 96.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.39 96.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 350.80 96.10 Td (by ) Tj ET Q q 0 0 0 rg BT 364.36 96.10 Td (employees, ) Tj ET Q q 0 0 0 rg BT 413.17 96.10 Td (others ) Tj ET Q q 0 0 0 rg BT 441.17 96.10 Td (with ) Tj ET Q q 0 0 0 rg BT 462.50 96.10 Td (authorized ) Tj ET Q q 0 0 0 rg BT 508.25 96.10 Td (access ) Tj ET Q q 0 0 0 rg BT 537.34 96.10 Td (to ) Tj ET Q q 0 0 0 rg BT 548.68 96.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 84.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 86.07 84.10 Td (or ) Tj ET Q q 0 0 0 rg BT 96.31 84.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 150.41 84.10 Td (persons ) Tj ET Q q 0 0 0 rg BT 182.87 84.10 Td (could ) Tj ET Q q 0 0 0 rg BT 206.99 84.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 250.54 84.10 Td (af) Tj ET Q q 0 0 0 rg BT 258.13 84.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 275.02 84.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 320.94 84.10 Td (There ) Tj ET Q q 0 0 0 rg BT 346.16 84.10 Td (can ) Tj ET Q q 0 0 0 rg BT 361.94 84.10 Td (be ) Tj ET Q q 0 0 0 rg BT 373.28 84.10 Td (no ) Tj ET Q q 0 0 0 rg BT 385.18 84.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 425.95 84.10 Td (that ) Tj ET Q q 0 0 0 rg BT 442.85 84.10 Td (we ) Tj ET Q q 0 0 0 rg BT 456.42 84.10 Td (will ) Tj ET Q q 0 0 0 rg BT 473.88 84.10 Td (not ) Tj ET Q q 0 0 0 rg BT 488.56 84.10 Td (be ) Tj ET Q q 0 0 0 rg BT 499.90 84.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 530.13 84.10 Td (to ) Tj ET Q q 0 0 0 rg BT 539.81 84.10 Td (cyber ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.10 Td (security ) Tj ET Q q 0 0 0 rg BT 83.92 72.10 Td (incidents ) Tj ET Q q 0 0 0 rg BT 122.28 72.10 Td (that ) Tj ET Q q 0 0 0 rg BT 139.53 72.10 Td (bypass ) Tj ET Q q 0 0 0 rg BT 169.01 72.10 Td (our ) Tj ET Q q 0 0 0 rg BT 184.60 72.10 Td (security ) Tj ET Q q 0 0 0 rg BT 218.52 72.10 Td (measures, ) Tj ET Q q 0 0 0 rg BT 260.49 72.10 Td (result ) Tj ET Q q 0 0 0 rg BT 284.96 72.10 Td (in ) Tj ET Q q 0 0 0 rg BT 295.00 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.48 72.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 327.30 72.10 Td (or ) Tj ET Q q 0 0 0 rg BT 337.89 72.10 Td (theft ) Tj ET Q q 0 0 0 rg BT 358.47 72.10 Td (of ) Tj ET Q q 0 0 0 rg BT 369.06 72.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 405.20 72.10 Td (health ) Tj ET Q q 0 0 0 rg BT 431.89 72.10 Td (information ) Tj ET Q q 0 0 0 rg BT 481.37 72.10 Td (or ) Tj ET Q q 0 0 0 rg BT 491.96 72.10 Td (other ) Tj ET Q q 0 0 0 rg BT 514.76 72.10 Td (data ) Tj ET Q q 0 0 0 rg BT 533.68 72.10 Td (subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.41 60.10 Td (privacy ) Tj ET Q q 0 0 0 rg BT 91.02 60.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 110.98 60.10 Td (or ) Tj ET Q q 0 0 0 rg BT 120.94 60.10 Td (disrupt ) Tj ET Q q 0 0 0 rg BT 150.34 60.10 Td (our ) Tj ET Q q 0 0 0 rg BT 165.30 60.10 Td (information ) Tj ET Q q 0 0 0 rg BT 214.14 60.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 247.44 60.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.40 60.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 295.30 60.10 Td (While ) Tj ET Q q 0 0 0 rg BT 321.36 60.10 Td (we ) Tj ET Q q 0 0 0 rg BT 334.65 60.10 Td (have ) Tj ET Q q 0 0 0 rg BT 355.16 60.10 Td (invested ) Tj ET Q q 0 0 0 rg BT 390.11 60.10 Td (in ) Tj ET Q q 0 0 0 rg BT 399.52 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.36 60.10 Td (protection ) Tj ET Q q 0 0 0 rg BT 455.53 60.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.49 60.10 Td (our ) Tj ET Q q 0 0 0 rg BT 480.45 60.10 Td (data ) Tj ET Q q 0 0 0 rg BT 498.73 60.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.80 60.10 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 48.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 97.05 48.10 Td (to ) Tj ET Q q 0 0 0 rg BT 107.45 48.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 136.71 48.10 Td (these ) Tj ET Q q 0 0 0 rg BT 159.87 48.10 Td (risks, ) Tj ET Q q 0 0 0 rg BT 183.88 48.10 Td (there ) Tj ET Q q 0 0 0 rg BT 206.48 48.10 Td (can ) Tj ET Q q 0 0 0 rg BT 222.98 48.10 Td (be ) Tj ET Q q 0 0 0 rg BT 235.03 48.10 Td (no ) Tj ET Q q 0 0 0 rg BT 247.65 48.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 289.14 48.10 Td (that ) Tj ET Q q 0 0 0 rg BT 306.75 48.10 Td (our ) Tj ET Q q 0 0 0 rg BT 322.70 48.10 Td (ef) Tj ET Q q 0 0 0 rg BT 330.28 48.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 351.23 48.10 Td (will ) Tj ET Q q 0 0 0 rg BT 369.40 48.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 402.01 48.10 Td (breakdowns ) Tj ET Q q 0 0 0 rg BT 452.94 48.10 Td (or ) Tj ET Q q 0 0 0 rg BT 463.89 48.10 Td (breaches ) Tj ET Q q 0 0 0 rg BT 501.48 48.10 Td (in ) Tj ET Q q 0 0 0 rg BT 511.88 48.10 Td (our ) Tj ET Q q 0 0 0 rg BT 527.83 48.10 Td (systems. ) Tj ET Q q 0 0 0 rg BT 564.50 48.10 Td ( ) Tj ET Q endstream endobj 33 0 obj <>] /Rotate 0 /Contents 34 0 R>> endobj 34 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.44 742.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 101.55 742.10 Td (implemented ) Tj ET Q q 0 0 0 rg BT 155.65 742.10 Td (by ) Tj ET Q q 0 0 0 rg BT 167.55 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 182.77 742.10 Td (third-party ) Tj ET Q q 0 0 0 rg BT 227.43 742.10 Td (service ) Tj ET Q q 0 0 0 rg BT 257.64 742.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 297.30 742.10 Td (may ) Tj ET Q q 0 0 0 rg BT 316.42 742.10 Td (not ) Tj ET Q q 0 0 0 rg BT 331.09 742.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 362.97 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 373.19 742.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 400.64 742.10 Td (detect ) Tj ET Q q 0 0 0 rg BT 426.41 742.10 Td (such ) Tj ET Q q 0 0 0 rg BT 446.63 742.10 Td (system ) Tj ET Q q 0 0 0 rg BT 476.30 742.10 Td (failures. ) Tj ET Q q 0 0 0 rg BT 510.68 742.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 528.13 742.10 Td (property ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.34 730.10 Td (business ) Tj ET Q q 0 0 0 rg BT 104.13 730.10 Td (interruption ) Tj ET Q q 0 0 0 rg BT 154.24 730.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 195.46 730.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 234.44 730.10 Td (may ) Tj ET Q q 0 0 0 rg BT 254.55 730.10 Td (not ) Tj ET Q q 0 0 0 rg BT 270.23 730.10 Td (be ) Tj ET Q q 0 0 0 rg BT 282.57 730.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 321.00 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 331.68 730.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 353.47 730.10 Td (compensate ) Tj ET Q q 0 0 0 rg BT 403.57 730.10 Td (us ) Tj ET Q q 0 0 0 rg BT 415.36 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 429.92 730.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 456.71 730.10 Td (that ) Tj ET Q q 0 0 0 rg BT 474.60 730.10 Td (may ) Tj ET Q q 0 0 0 rg BT 494.72 730.10 Td (occur) Tj ET Q q 0 0 0 rg BT 516.38 730.10 Td (. ) Tj ET Q q 0 0 0 rg BT 521.77 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 524.67 730.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 543.13 730.10 Td (risks ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (would ) Tj ET Q q 0 0 0 rg BT 78.44 718.10 Td (include ) Tj ET Q q 0 0 0 rg BT 111.31 718.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 145.84 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 157.06 718.10 Td (our ) Tj ET Q q 0 0 0 rg BT 173.82 718.10 Td (reputation ) Tj ET Q q 0 0 0 rg BT 217.80 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 235.68 718.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 279.11 718.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 302.54 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 313.76 718.10 Td (address ) Tj ET Q q 0 0 0 rg BT 347.19 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.06 718.10 Td (remediate ) Tj ET Q q 0 0 0 rg BT 407.92 718.10 Td (any ) Tj ET Q q 0 0 0 rg BT 425.80 718.10 Td (problems ) Tj ET Q q 0 0 0 rg BT 466.45 718.10 Td (encountered, ) Tj ET Q q 0 0 0 rg BT 521.25 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 533.02 718.10 Td (well ) Tj ET Q q 0 0 0 rg BT 553.67 718.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 88.61 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 105.55 706.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 143.04 706.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 180.52 706.10 Td (penalties.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.15 684.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.09 684.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 97.03 684.10 Td (on ) Tj ET Q q 0 0 0 rg BT 110.09 684.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.37 684.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 168.98 684.10 Td (services ) Tj ET Q q 0 0 0 rg BT 203.69 684.10 Td (of ) Tj ET Q q 0 0 0 rg BT 214.52 684.10 Td (our ) Tj ET Q q 0 0 0 rg BT 231.47 684.10 Td (senior ) Tj ET Q q 0 0 0 rg BT 259.54 684.10 Td (management ) Tj ET Q q 0 0 0 rg BT 315.37 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 333.43 684.10 Td (our ) Tj ET Q q 0 0 0 rg BT 350.39 684.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 378.44 684.10 Td (to ) Tj ET Q q 0 0 0 rg BT 388.72 684.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 417.88 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 435.94 684.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 462.89 684.10 Td (other ) Tj ET Q q 0 0 0 rg BT 487.06 684.10 Td (key ) Tj ET Q q 0 0 0 rg BT 503.44 684.10 Td (personnel.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 660.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 105.44 660.10 Td (future ) Tj ET Q q 0 0 0 rg BT 133.21 660.10 Td (success ) Tj ET Q q 0 0 0 rg BT 167.08 660.10 Td (is ) Tj ET Q q 0 0 0 rg BT 177.64 660.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 232.08 660.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 277.06 660.10 Td (on ) Tj ET Q q 0 0 0 rg BT 290.95 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.06 660.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 350.38 660.10 Td (services ) Tj ET Q q 0 0 0 rg BT 386.47 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 404.80 660.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 451.46 660.10 Td (contributions ) Tj ET Q q 0 0 0 rg BT 508.12 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.34 660.10 Td (our ) Tj ET Q q 0 0 0 rg BT 537.56 660.10 Td (senior ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (management ) Tj ET Q q 0 0 0 rg BT 103.52 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 120.39 648.10 Td (other ) Tj ET Q q 0 0 0 rg BT 143.37 648.10 Td (key ) Tj ET Q q 0 0 0 rg BT 160.25 648.10 Td (personnel, ) Tj ET Q q 0 0 0 rg BT 204.06 648.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 252.58 648.10 Td (Robin ) Tj ET Q q 0 0 0 rg BT 279.46 648.10 Td (Raina, ) Tj ET Q q 0 0 0 rg BT 307.72 648.10 Td (our ) Tj ET Q q 0 0 0 rg BT 323.48 648.10 Td (President ) Tj ET Q q 0 0 0 rg BT 363.13 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.00 648.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 404.65 648.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 447.06 648.10 Td (Of) Tj ET Q q 0 0 0 rg BT 457.44 648.10 Td (ficer) Tj ET Q q 0 0 0 rg BT 475.35 648.10 Td (, ) Tj ET Q q 0 0 0 rg BT 480.28 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 497.16 648.10 Td (Chairman ) Tj ET Q q 0 0 0 rg BT 539.02 648.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 648.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (Board. ) Tj ET Q q 0 0 0 rg BT 78.44 636.10 Td (Since ) Tj ET Q q 0 0 0 rg BT 102.16 636.10 Td (becoming ) Tj ET Q q 0 0 0 rg BT 143.10 636.10 Td (Chief ) Tj ET Q q 0 0 0 rg BT 166.82 636.10 Td (Executive ) Tj ET Q q 0 0 0 rg BT 208.31 636.10 Td (Of) Tj ET Q q 0 0 0 rg BT 218.68 636.10 Td (ficer ) Tj ET Q q 0 0 0 rg BT 238.50 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 248.33 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 262.05 636.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 302.44 636.10 Td (in ) Tj ET Q q 0 0 0 rg BT 311.72 636.10 Td (1999, ) Tj ET Q q 0 0 0 rg BT 335.73 636.10 Td (Mr) Tj ET Q q 0 0 0 rg BT 347.40 636.10 Td (. ) Tj ET Q q 0 0 0 rg BT 351.40 636.10 Td (Raina's ) Tj ET Q q 0 0 0 rg BT 381.92 636.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 417.30 636.10 Td (direction ) Tj ET Q q 0 0 0 rg BT 454.35 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.29 636.10 Td (vision ) Tj ET Q q 0 0 0 rg BT 496.24 636.10 Td (for ) Tj ET Q q 0 0 0 rg BT 509.40 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.13 636.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.83 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 81.43 624.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 146.58 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.30 624.10 Td (such ) Tj ET Q q 0 0 0 rg BT 178.02 624.10 Td (direction ) Tj ET Q q 0 0 0 rg BT 215.95 624.10 Td (has ) Tj ET Q q 0 0 0 rg BT 231.67 624.10 Td (been ) Tj ET Q q 0 0 0 rg BT 252.93 624.10 Td (instrumental ) Tj ET Q q 0 0 0 rg BT 305.31 624.10 Td (in ) Tj ET Q q 0 0 0 rg BT 315.47 624.10 Td (our ) Tj ET Q q 0 0 0 rg BT 331.19 624.10 Td (profitable ) Tj ET Q q 0 0 0 rg BT 372.45 624.10 Td (turnaround ) Tj ET Q q 0 0 0 rg BT 418.72 624.10 Td (and ) Tj ET Q q 0 0 0 rg BT 435.54 624.10 Td (growth. ) Tj ET Q q 0 0 0 rg BT 468.59 624.10 Td (The ) Tj ET Q q 0 0 0 rg BT 486.52 624.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 504.47 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 515.19 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 529.79 624.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.86 612.10 Td (any ) Tj ET Q q 0 0 0 rg BT 77.83 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 88.69 612.10 Td (our ) Tj ET Q q 0 0 0 rg BT 104.56 612.10 Td (executive ) Tj ET Q q 0 0 0 rg BT 145.40 612.10 Td (of) Tj ET Q q 0 0 0 rg BT 153.55 612.10 Td (ficers ) Tj ET Q q 0 0 0 rg BT 178.29 612.10 Td (or ) Tj ET Q q 0 0 0 rg BT 189.15 612.10 Td (other ) Tj ET Q q 0 0 0 rg BT 212.23 612.10 Td (key ) Tj ET Q q 0 0 0 rg BT 229.20 612.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 274.49 612.10 Td (could ) Tj ET Q q 0 0 0 rg BT 299.24 612.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 322.32 612.10 Td (our ) Tj ET Q q 0 0 0 rg BT 338.18 612.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 377.10 612.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 395.19 612.10 Td (future ) Tj ET Q q 0 0 0 rg BT 421.60 612.10 Td (success ) Tj ET Q q 0 0 0 rg BT 454.12 612.10 Td (also ) Tj ET Q q 0 0 0 rg BT 472.76 612.10 Td (depends ) Tj ET Q q 0 0 0 rg BT 508.06 612.10 Td (on ) Tj ET Q q 0 0 0 rg BT 520.59 612.10 Td (our ) Tj ET Q q 0 0 0 rg BT 536.45 612.10 Td (ability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 600.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 97.21 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 107.48 600.10 Td (attract, ) Tj ET Q q 0 0 0 rg BT 137.46 600.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 162.72 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.66 600.10 Td (motivate ) Tj ET Q q 0 0 0 rg BT 217.15 600.10 Td (highly ) Tj ET Q q 0 0 0 rg BT 245.20 600.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 274.36 600.10 Td (employees. ) Tj ET Q q 0 0 0 rg BT 322.12 600.10 Td (If ) Tj ET Q q 0 0 0 rg BT 331.28 600.10 Td (we ) Tj ET Q q 0 0 0 rg BT 345.44 600.10 Td (are ) Tj ET Q q 0 0 0 rg BT 360.14 600.10 Td (not ) Tj ET Q q 0 0 0 rg BT 375.42 600.10 Td (able ) Tj ET Q q 0 0 0 rg BT 394.57 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 404.85 600.10 Td (attract ) Tj ET Q q 0 0 0 rg BT 432.33 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 449.26 600.10 Td (retain ) Tj ET Q q 0 0 0 rg BT 474.52 600.10 Td (key ) Tj ET Q q 0 0 0 rg BT 491.46 600.10 Td (skilled ) Tj ET Q q 0 0 0 rg BT 520.62 600.10 Td (personnel, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 588.10 Td (business ) Tj ET Q q 0 0 0 rg BT 102.22 588.10 Td (could ) Tj ET Q q 0 0 0 rg BT 126.94 588.10 Td (be ) Tj ET Q q 0 0 0 rg BT 138.88 588.10 Td (harmed.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.17 564.10 Td (international ) Tj ET Q q 0 0 0 rg BT 125.58 564.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 171.42 564.10 Td (are ) Tj ET Q q 0 0 0 rg BT 187.25 564.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 218.64 564.10 Td (to ) Tj ET Q q 0 0 0 rg BT 228.92 564.10 Td (a ) Tj ET Q q 0 0 0 rg BT 236.42 564.10 Td (number ) Tj ET Q q 0 0 0 rg BT 271.15 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 281.98 564.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 303.93 564.10 Td (that ) Tj ET Q q 0 0 0 rg BT 322.55 564.10 Td (could ) Tj ET Q q 0 0 0 rg BT 347.83 564.10 Td (af) Tj ET Q q 0 0 0 rg BT 355.98 564.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 373.46 564.10 Td (our ) Tj ET Q q 0 0 0 rg BT 390.42 564.10 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 432.08 564.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 474.02 564.10 Td (results, ) Tj ET Q q 0 0 0 rg BT 506.25 564.10 Td (and ) Tj ET Q q 0 0 0 rg BT 524.32 564.10 Td (growth.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 540.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 540.10 Td (e ) Tj ET Q q 0 0 0 rg BT 100.56 540.10 Td (market ) Tj ET Q q 0 0 0 rg BT 129.82 540.10 Td (our ) Tj ET Q q 0 0 0 rg BT 144.63 540.10 Td (products ) Tj ET Q q 0 0 0 rg BT 180.56 540.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.49 540.10 Td (services ) Tj ET Q q 0 0 0 rg BT 230.18 540.10 Td (internationally ) Tj ET Q q 0 0 0 rg BT 289.99 540.10 Td (and ) Tj ET Q q 0 0 0 rg BT 305.91 540.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 324.62 540.10 Td (to ) Tj ET Q q 0 0 0 rg BT 333.89 540.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 369.81 540.10 Td (to ) Tj ET Q q 0 0 0 rg BT 379.07 540.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 409.44 540.10 Td (our ) Tj ET Q q 0 0 0 rg BT 424.26 540.10 Td (Internet-based ) Tj ET Q q 0 0 0 rg BT 482.94 540.10 Td (services ) Tj ET Q q 0 0 0 rg BT 516.63 540.10 Td (to ) Tj ET Q q 0 0 0 rg BT 525.90 540.10 Td (locations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (outside ) Tj ET Q q 0 0 0 rg BT 80.88 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 91.20 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 105.40 528.10 Td (United ) Tj ET Q q 0 0 0 rg BT 134.61 528.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 162.84 528.10 Td (W) Tj ET Q q 0 0 0 rg BT 171.48 528.10 Td (e ) Tj ET Q q 0 0 0 rg BT 177.91 528.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 215.99 528.10 Td (conduct ) Tj ET Q q 0 0 0 rg BT 249.64 528.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 293.28 528.10 Td (in ) Tj ET Q q 0 0 0 rg BT 302.61 528.10 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 343.76 528.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 378.23 528.10 Td (New ) Tj ET Q q 0 0 0 rg BT 399.10 528.10 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 435.79 528.10 Td (Brazil, ) Tj ET Q q 0 0 0 rg BT 464.72 528.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 509.75 528.10 Td (and ) Tj ET Q q 0 0 0 rg BT 526.18 528.10 Td (England, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.37 516.10 Td (have ) Tj ET Q q 0 0 0 rg BT 87.17 516.10 Td (product ) Tj ET Q q 0 0 0 rg BT 119.65 516.10 Td (development ) Tj ET Q q 0 0 0 rg BT 173.22 516.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 211.25 516.10 Td (and ) Tj ET Q q 0 0 0 rg BT 227.62 516.10 Td (call ) Tj ET Q q 0 0 0 rg BT 243.98 516.10 Td (center ) Tj ET Q q 0 0 0 rg BT 270.33 516.10 Td (services ) Tj ET Q q 0 0 0 rg BT 304.46 516.10 Td (in ) Tj ET Q q 0 0 0 rg BT 314.17 516.10 Td (India. ) Tj ET Q q 0 0 0 rg BT 339.14 516.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 356.62 516.10 Td (international ) Tj ET Q q 0 0 0 rg BT 409.09 516.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 452.67 516.10 Td (are ) Tj ET Q q 0 0 0 rg BT 466.81 516.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 497.06 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 506.77 516.10 Td (other ) Tj ET Q q 0 0 0 rg BT 529.24 516.10 Td (inherent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (risks ) Tj ET Q q 0 0 0 rg BT 71.39 504.10 Td (which ) Tj ET Q q 0 0 0 rg BT 98.33 504.10 Td (could ) Tj ET Q q 0 0 0 rg BT 123.05 504.10 Td (have ) Tj ET Q q 0 0 0 rg BT 144.42 504.10 Td (a ) Tj ET Q q 0 0 0 rg BT 151.36 504.10 Td (material ) Tj ET Q q 0 0 0 rg BT 186.62 504.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 219.66 504.10 Td (ef) Tj ET Q q 0 0 0 rg BT 227.25 504.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 244.73 504.10 Td (on ) Tj ET Q q 0 0 0 rg BT 257.23 504.10 Td (our ) Tj ET Q q 0 0 0 rg BT 273.06 504.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 311.95 504.10 Td (including:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 480.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 480.10 Td (the impact of recessions in foreign economies on the level of consumers' insurance shopping and purchasing behavior;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 468.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 468.10 Td (greater dif) Tj ET Q q 0 0 0 rg BT 127.18 468.10 Td (ficulty in collecting accounts receivable;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 456.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 456.10 Td (dif) Tj ET Q q 0 0 0 rg BT 96.93 456.10 Td (ficulties and costs of staf) Tj ET Q q 0 0 0 rg BT 196.17 456.10 Td (fing and managing foreign operations;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 444.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 444.10 Td (reduced protection for intellectual property rights in some countries;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 432.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 432.10 Td (burdensome regulatory requirements;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 420.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 420.10 Td (trade and financing barriers, and dif) Tj ET Q q 0 0 0 rg BT 229.09 420.10 Td (fering business practices;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 408.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 408.10 Td (potentially adverse tax consequences; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 396.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 396.10 Td (economic instability or political unrest such as crime, strikes, riots, civil disturbances, terrorist attacks and wars.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 372.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 69.26 372.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 109.08 372.10 Td (position ) Tj ET Q q 0 0 0 rg BT 144.46 372.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.61 372.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 204.65 372.10 Td (results ) Tj ET Q q 0 0 0 rg BT 234.47 372.10 Td (may ) Tj ET Q q 0 0 0 rg BT 254.27 372.10 Td (be ) Tj ET Q q 0 0 0 rg BT 266.30 372.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 307.21 372.10 Td (af) Tj ET Q q 0 0 0 rg BT 315.35 372.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 342.37 372.10 Td (by ) Tj ET Q q 0 0 0 rg BT 354.40 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 369.76 372.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 411.25 372.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 431.63 372.10 Td (Dollar ) Tj ET Q q 0 0 0 rg BT 460.89 372.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 483.48 372.10 Td (and ) Tj ET Q q 0 0 0 rg BT 501.63 372.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 553.67 372.10 Td (in ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (other ) Tj ET Q q 0 0 0 rg BT 74.17 360.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 113.33 360.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 155.27 360.10 Td (rates.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 336.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 336.10 Td (e ) Tj ET Q q 0 0 0 rg BT 101.66 336.10 Td (will ) Tj ET Q q 0 0 0 rg BT 119.79 336.10 Td (be ) Tj ET Q q 0 0 0 rg BT 131.81 336.10 Td (exposed ) Tj ET Q q 0 0 0 rg BT 167.16 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 177.52 336.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 215.08 336.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 255.41 336.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 272.99 336.10 Td (with ) Tj ET Q q 0 0 0 rg BT 293.35 336.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 324.25 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 334.61 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.40 336.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 369.77 336.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 395.67 336.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.03 336.10 Td (relation ) Tj ET Q q 0 0 0 rg BT 439.15 336.10 Td (to ) Tj ET Q q 0 0 0 rg BT 449.51 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.31 336.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 495.77 336.10 Td (currencies ) Tj ET Q q 0 0 0 rg BT 539.43 336.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 336.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 89.12 324.10 Td (where ) Tj ET Q q 0 0 0 rg BT 116.02 324.10 Td (we ) Tj ET Q q 0 0 0 rg BT 130.14 324.10 Td (conduct ) Tj ET Q q 0 0 0 rg BT 164.26 324.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 208.38 324.10 Td (because ) Tj ET Q q 0 0 0 rg BT 242.50 324.10 Td (a ) Tj ET Q q 0 0 0 rg BT 249.40 324.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 294.08 324.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 325.43 324.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.23 324.10 Td (our ) Tj ET Q q 0 0 0 rg BT 352.02 324.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 392.25 324.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 430.82 324.10 Td (are ) Tj ET Q q 0 0 0 rg BT 445.49 324.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 481.27 324.10 Td (in ) Tj ET Q q 0 0 0 rg BT 491.51 324.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 522.86 324.10 Td (countries. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.10 Td (This ) Tj ET Q q 0 0 0 rg BT 70.00 312.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 108.33 312.10 Td (may ) Tj ET Q q 0 0 0 rg BT 127.77 312.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 162.75 312.10 Td (if ) Tj ET Q q 0 0 0 rg BT 171.09 312.10 Td (we ) Tj ET Q q 0 0 0 rg BT 184.98 312.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 216.08 312.10 Td (our ) Tj ET Q q 0 0 0 rg BT 231.64 312.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 275.52 312.10 Td (overseas. ) Tj ET Q q 0 0 0 rg BT 314.51 312.10 Td (W) Tj ET Q q 0 0 0 rg BT 323.15 312.10 Td (e ) Tj ET Q q 0 0 0 rg BT 329.81 312.10 Td (will ) Tj ET Q q 0 0 0 rg BT 347.60 312.10 Td (monitor ) Tj ET Q q 0 0 0 rg BT 381.49 312.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 415.92 312.10 Td (in ) Tj ET Q q 0 0 0 rg BT 425.93 312.10 Td (our ) Tj ET Q q 0 0 0 rg BT 441.48 312.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 479.81 312.10 Td (to ) Tj ET Q q 0 0 0 rg BT 489.81 312.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 529.79 312.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 547.01 312.10 Td (risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.50 300.10 Td (result ) Tj ET Q q 0 0 0 rg BT 92.21 300.10 Td (from ) Tj ET Q q 0 0 0 rg BT 114.15 300.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 148.86 300.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.14 300.10 Td (our ) Tj ET Q q 0 0 0 rg BT 174.97 300.10 Td (business ) Tj ET Q q 0 0 0 rg BT 211.36 300.10 Td (operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 276.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.84 276.10 Td (Relating ) Tj ET Q q 0 0 0 rg BT 114.45 276.10 Td (to ) Tj ET Q q 0 0 0 rg BT 125.28 276.10 Td (Litigation ) Tj ET Q q 0 0 0 rg BT 170.01 276.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.63 276.10 Td (Regulation) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 252.10 Td (The ) Tj ET Q q 0 0 0 rg BT 69.62 252.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 93.14 252.10 Td (and ) Tj ET Q q 0 0 0 rg BT 112.21 252.10 Td (ef) Tj ET Q q 0 0 0 rg BT 119.80 252.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 142.19 252.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.04 252.10 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 197.28 252.10 Td (investigations ) Tj ET Q q 0 0 0 rg BT 257.47 252.10 Td (or ) Tj ET Q q 0 0 0 rg BT 269.88 252.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 302.29 252.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 336.36 252.10 Td (involving ) Tj ET Q q 0 0 0 rg BT 378.21 252.10 Td (us ) Tj ET Q q 0 0 0 rg BT 391.18 252.10 Td (or ) Tj ET Q q 0 0 0 rg BT 403.59 252.10 Td (our ) Tj ET Q q 0 0 0 rg BT 421.55 252.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 476.47 252.10 Td (or ) Tj ET Q q 0 0 0 rg BT 488.88 252.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 523.49 252.10 Td (facts ) Tj ET Q q 0 0 0 rg BT 546.44 252.10 Td (and ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 240.10 Td (developments ) Tj ET Q q 0 0 0 rg BT 108.04 240.10 Td (related ) Tj ET Q q 0 0 0 rg BT 138.87 240.10 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 172.75 240.10 Td (could ) Tj ET Q q 0 0 0 rg BT 198.03 240.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 242.19 240.10 Td (af) Tj ET Q q 0 0 0 rg BT 250.34 240.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 267.83 240.10 Td (our ) Tj ET Q q 0 0 0 rg BT 284.78 240.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 324.79 240.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 366.74 240.10 Td (results ) Tj ET Q q 0 0 0 rg BT 396.47 240.10 Td (and ) Tj ET Q q 0 0 0 rg BT 414.54 240.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 454.26 240.10 Td (condition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 216.10 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 216.10 Td (e ) Tj ET Q q 0 0 0 rg BT 101.31 216.10 Td (may ) Tj ET Q q 0 0 0 rg BT 120.76 216.10 Td (be ) Tj ET Q q 0 0 0 rg BT 132.43 216.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 169.66 216.10 Td (from ) Tj ET Q q 0 0 0 rg BT 191.33 216.10 Td (time ) Tj ET Q q 0 0 0 rg BT 211.34 216.10 Td (to ) Tj ET Q q 0 0 0 rg BT 221.35 216.10 Td (time ) Tj ET Q q 0 0 0 rg BT 241.36 216.10 Td (in ) Tj ET Q q 0 0 0 rg BT 251.37 216.10 Td (a ) Tj ET Q q 0 0 0 rg BT 258.05 216.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 288.04 216.10 Td (of ) Tj ET Q q 0 0 0 rg BT 298.61 216.10 Td (litigation, ) Tj ET Q q 0 0 0 rg BT 339.45 216.10 Td (investigations, ) Tj ET Q q 0 0 0 rg BT 399.74 216.10 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 436.96 216.10 Td (or ) Tj ET Q q 0 0 0 rg BT 447.53 216.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 477.54 216.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 509.20 216.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 538.65 216.10 Td (out ) Tj ET Q q 0 0 0 rg BT 553.67 216.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 204.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.28 204.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 105.61 204.10 Td (including ) Tj ET Q q 0 0 0 rg BT 146.33 204.10 Td (those ) Tj ET Q q 0 0 0 rg BT 170.39 204.10 Td (described ) Tj ET Q q 0 0 0 rg BT 211.65 204.10 Td (in ) Tj ET Q q 0 0 0 rg BT 222.37 204.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 226.810546875 202.76699218750002 m 364.7197265625 202.76699218750002 l s q 0 0 0 rg BT 226.81 204.10 Td (Part ) Tj ET Q q 0 0 0 rg BT 245.86 204.10 Td (I, ) Tj ET Q q 0 0 0 rg BT 254.64 204.10 Td (Item ) Tj ET Q q 0 0 0 rg BT 275.91 204.10 Td (3 ) Tj ET Q q 0 0 0 rg BT 283.86 204.10 Td (- ) Tj ET Q q 0 0 0 rg BT 290.13 204.10 Td (Legal ) Tj ET Q q 0 0 0 rg BT 315.84 204.10 Td (Proceedings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.72 204.10 Td ( ) Tj ET Q q 0 0 0 rg BT 372.10 204.10 Td (and ) Tj ET Q q 0 0 0 rg BT 389.49 204.10 Td () Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 393.9267578125 202.76699218750002 m 564.50341796875 202.76699218750002 l s q 0 0 0 rg BT 393.93 204.10 Td (Part ) Tj ET Q q 0 0 0 rg BT 412.98 204.10 Td (II ) Tj ET Q q 0 0 0 rg BT 422.59 204.10 Td (- ) Tj ET Q q 0 0 0 rg BT 428.86 204.10 Td (Item ) Tj ET Q q 0 0 0 rg BT 450.13 204.10 Td (8. ) Tj ET Q q 0 0 0 rg BT 460.58 204.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 500.74 204.10 Td (Statements ) Tj ET Q q 0 0 0 rg BT 547.56 204.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 190.76699218750002 m 306.689453125 190.76699218750002 l s q 0 0 0 rg BT 50.00 192.10 Td (Supplementary ) Tj ET Q q 0 0 0 rg BT 112.77 192.10 Td (Data ) Tj ET Q q 0 0 0 rg BT 133.88 192.10 Td (- ) Tj ET Q q 0 0 0 rg BT 139.44 192.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 161.11 192.10 Td (6 ) Tj ET Q q 0 0 0 rg BT 168.34 192.10 Td (- ) Tj ET Q q 0 0 0 rg BT 173.91 192.10 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 232.81 192.10 Td (and ) Tj ET Q q 0 0 0 rg BT 249.48 192.10 Td (Contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.69 192.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.36 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 323.92 192.10 Td (this ) Tj ET Q q 0 0 0 rg BT 340.60 192.10 Td (Report. ) Tj ET Q q 0 0 0 rg BT 372.55 192.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 393.67 192.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 422.55 192.10 Td (predict ) Tj ET Q q 0 0 0 rg BT 452.55 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.00 192.10 Td (outcome ) Tj ET Q q 0 0 0 rg BT 503.66 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 514.22 192.10 Td (these ) Tj ET Q q 0 0 0 rg BT 537.00 192.10 Td (or ) Tj ET Q q 0 0 0 rg BT 547.56 192.10 Td (any ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 180.10 Td (other ) Tj ET Q q 0 0 0 rg BT 73.37 180.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 95.63 180.10 Td (matters. ) Tj ET Q q 0 0 0 rg BT 130.39 180.10 Td (In ) Tj ET Q q 0 0 0 rg BT 141.54 180.10 Td (the ) Tj ET Q q 0 0 0 rg BT 156.58 180.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 185.78 180.10 Td (we ) Tj ET Q q 0 0 0 rg BT 200.26 180.10 Td (may ) Tj ET Q q 0 0 0 rg BT 220.30 180.10 Td (need ) Tj ET Q q 0 0 0 rg BT 242.01 180.10 Td (to ) Tj ET Q q 0 0 0 rg BT 252.61 180.10 Td (record ) Tj ET Q q 0 0 0 rg BT 280.97 180.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 319.90 180.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 355.48 180.10 Td (with ) Tj ET Q q 0 0 0 rg BT 376.08 180.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 407.22 180.10 Td (to ) Tj ET Q q 0 0 0 rg BT 417.83 180.10 Td (these ) Tj ET Q q 0 0 0 rg BT 441.20 180.10 Td (matters. ) Tj ET Q q 0 0 0 rg BT 475.95 180.10 Td (Further) Tj ET Q q 0 0 0 rg BT 504.99 180.10 Td (, ) Tj ET Q q 0 0 0 rg BT 510.32 180.10 Td (regardless ) Tj ET Q q 0 0 0 rg BT 553.68 180.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 168.10 Td (how ) Tj ET Q q 0 0 0 rg BT 69.31 168.10 Td (these ) Tj ET Q q 0 0 0 rg BT 91.95 168.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 123.47 168.10 Td (proceed, ) Tj ET Q q 0 0 0 rg BT 159.70 168.10 Td (it ) Tj ET Q q 0 0 0 rg BT 167.35 168.10 Td (could ) Tj ET Q q 0 0 0 rg BT 191.65 168.10 Td (divert ) Tj ET Q q 0 0 0 rg BT 217.07 168.10 Td (our ) Tj ET Q q 0 0 0 rg BT 232.49 168.10 Td (management's ) Tj ET Q q 0 0 0 rg BT 291.36 168.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 328.44 168.10 Td (and ) Tj ET Q q 0 0 0 rg BT 344.96 168.10 Td (other ) Tj ET Q q 0 0 0 rg BT 367.60 168.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 407.45 168.10 Td (away ) Tj ET Q q 0 0 0 rg BT 430.64 168.10 Td (from ) Tj ET Q q 0 0 0 rg BT 452.16 168.10 Td (our ) Tj ET Q q 0 0 0 rg BT 467.58 168.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 506.06 168.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 523.70 168.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 156.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.55 156.10 Td (not ) Tj ET Q q 0 0 0 rg BT 84.66 156.10 Td (cover ) Tj ET Q q 0 0 0 rg BT 109.20 156.10 Td (all ) Tj ET Q q 0 0 0 rg BT 121.53 156.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 149.97 156.10 Td (that ) Tj ET Q q 0 0 0 rg BT 167.29 156.10 Td (may ) Tj ET Q q 0 0 0 rg BT 186.84 156.10 Td (be ) Tj ET Q q 0 0 0 rg BT 198.62 156.10 Td (asserted ) Tj ET Q q 0 0 0 rg BT 233.16 156.10 Td (against ) Tj ET Q q 0 0 0 rg BT 263.81 156.10 Td (us ) Tj ET Q q 0 0 0 rg BT 275.04 156.10 Td (and ) Tj ET Q q 0 0 0 rg BT 291.81 156.10 Td (indemnification ) Tj ET Q q 0 0 0 rg BT 357.46 156.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 382.57 156.10 Td (to ) Tj ET Q q 0 0 0 rg BT 392.68 156.10 Td (which ) Tj ET Q q 0 0 0 rg BT 419.45 156.10 Td (we ) Tj ET Q q 0 0 0 rg BT 433.45 156.10 Td (are ) Tj ET Q q 0 0 0 rg BT 447.99 156.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 480.31 156.10 Td (may ) Tj ET Q q 0 0 0 rg BT 499.86 156.10 Td (not ) Tj ET Q q 0 0 0 rg BT 514.97 156.10 Td (be ) Tj ET Q q 0 0 0 rg BT 526.74 156.10 Td (honored, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 144.10 Td (and ) Tj ET Q q 0 0 0 rg BT 65.85 144.10 Td (any ) Tj ET Q q 0 0 0 rg BT 81.70 144.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 109.22 144.10 Td (asserted ) Tj ET Q q 0 0 0 rg BT 142.84 144.10 Td (against ) Tj ET Q q 0 0 0 rg BT 172.58 144.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 185.39 144.10 Td (regardless ) Tj ET Q q 0 0 0 rg BT 227.34 144.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.08 144.10 Td (merit ) Tj ET Q q 0 0 0 rg BT 259.60 144.10 Td (or ) Tj ET Q q 0 0 0 rg BT 269.34 144.10 Td (eventual ) Tj ET Q q 0 0 0 rg BT 304.63 144.10 Td (outcome, ) Tj ET Q q 0 0 0 rg BT 342.97 144.10 Td (may ) Tj ET Q q 0 0 0 rg BT 361.60 144.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 383.56 144.10 Td (our ) Tj ET Q q 0 0 0 rg BT 398.31 144.10 Td (reputation. ) Tj ET Q q 0 0 0 rg BT 442.76 144.10 Td (Should ) Tj ET Q q 0 0 0 rg BT 472.52 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 486.15 144.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 520.33 144.10 Td (judgments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 132.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.06 132.10 Td (settlements ) Tj ET Q q 0 0 0 rg BT 108.77 132.10 Td (in ) Tj ET Q q 0 0 0 rg BT 119.28 132.10 Td (any ) Tj ET Q q 0 0 0 rg BT 136.45 132.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 175.28 132.10 Td (or ) Tj ET Q q 0 0 0 rg BT 186.34 132.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 240.73 132.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 293.44 132.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 323.92 132.10 Td (our ) Tj ET Q q 0 0 0 rg BT 339.98 132.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 381.02 132.10 Td (coverage, ) Tj ET Q q 0 0 0 rg BT 422.33 132.10 Td (they ) Tj ET Q q 0 0 0 rg BT 442.28 132.10 Td (could ) Tj ET Q q 0 0 0 rg BT 467.22 132.10 Td (have ) Tj ET Q q 0 0 0 rg BT 488.83 132.10 Td (a ) Tj ET Q q 0 0 0 rg BT 495.99 132.10 Td (material ) Tj ET Q q 0 0 0 rg BT 531.48 132.10 Td (adverse ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 120.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 120.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 75.17 120.10 Td (on ) Tj ET Q q 0 0 0 rg BT 87.77 120.10 Td (our ) Tj ET Q q 0 0 0 rg BT 103.69 120.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 142.68 120.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 180.26 120.10 Td (condition ) Tj ET Q q 0 0 0 rg BT 220.63 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 237.66 120.10 Td (results ) Tj ET Q q 0 0 0 rg BT 266.37 120.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.30 120.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 324.05 120.10 Td (In ) Tj ET Q q 0 0 0 rg BT 334.97 120.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 372.84 120.10 Td (premiums ) Tj ET Q q 0 0 0 rg BT 415.44 120.10 Td (for ) Tj ET Q q 0 0 0 rg BT 429.69 120.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 470.61 120.10 Td (covering ) Tj ET Q q 0 0 0 rg BT 508.19 120.10 Td (directors' ) Tj ET Q q 0 0 0 rg BT 547.57 120.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 108.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 108.10 Td (ficers' ) Tj ET Q q 0 0 0 rg BT 85.05 108.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 119.06 108.10 Td (are ) Tj ET Q q 0 0 0 rg BT 134.16 108.10 Td (rising. ) Tj ET Q q 0 0 0 rg BT 162.12 108.10 Td (W) Tj ET Q q 0 0 0 rg BT 170.76 108.10 Td (e ) Tj ET Q q 0 0 0 rg BT 178.09 108.10 Td (may ) Tj ET Q q 0 0 0 rg BT 198.20 108.10 Td (not ) Tj ET Q q 0 0 0 rg BT 213.88 108.10 Td (be ) Tj ET Q q 0 0 0 rg BT 226.21 108.10 Td (able ) Tj ET Q q 0 0 0 rg BT 245.76 108.10 Td (to ) Tj ET Q q 0 0 0 rg BT 256.43 108.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 284.32 108.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 332.75 108.10 Td (types ) Tj ET Q q 0 0 0 rg BT 356.75 108.10 Td (or ) Tj ET Q q 0 0 0 rg BT 367.98 108.10 Td (levels ) Tj ET Q q 0 0 0 rg BT 394.19 108.10 Td (of ) Tj ET Q q 0 0 0 rg BT 405.42 108.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 446.63 108.10 Td (in ) Tj ET Q q 0 0 0 rg BT 457.30 108.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.41 108.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 501.69 108.10 Td (nor ) Tj ET Q q 0 0 0 rg BT 517.91 108.10 Td (may ) Tj ET Q q 0 0 0 rg BT 538.02 108.10 Td (we ) Tj ET Q q 0 0 0 rg BT 552.58 108.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 96.10 Td (able ) Tj ET Q q 0 0 0 rg BT 69.16 96.10 Td (to ) Tj ET Q q 0 0 0 rg BT 79.43 96.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 106.93 96.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 144.96 96.10 Td (replacement ) Tj ET Q q 0 0 0 rg BT 196.32 96.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 229.92 96.10 Td (with ) Tj ET Q q 0 0 0 rg BT 250.20 96.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 294.89 96.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 319.60 96.10 Td (or ) Tj ET Q q 0 0 0 rg BT 330.43 96.10 Td (at ) Tj ET Q q 0 0 0 rg BT 340.15 96.10 Td (historic ) Tj ET Q q 0 0 0 rg BT 372.65 96.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 396.52 96.10 Td (if ) Tj ET Q q 0 0 0 rg BT 405.13 96.10 Td (at ) Tj ET Q q 0 0 0 rg BT 414.85 96.10 Td (all.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 72.10 Td (Government ) Tj ET Q q 0 0 0 rg BT 104.40 72.10 Td (investigations ) Tj ET Q q 0 0 0 rg BT 164.38 72.10 Td (may ) Tj ET Q q 0 0 0 rg BT 184.89 72.10 Td (require ) Tj ET Q q 0 0 0 rg BT 218.18 72.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 265.38 72.10 Td (management ) Tj ET Q q 0 0 0 rg BT 322.01 72.10 Td (time ) Tj ET Q q 0 0 0 rg BT 343.08 72.10 Td (and ) Tj ET Q q 0 0 0 rg BT 361.93 72.10 Td (attention, ) Tj ET Q q 0 0 0 rg BT 404.40 72.10 Td (result ) Tj ET Q q 0 0 0 rg BT 431.04 72.10 Td (in ) Tj ET Q q 0 0 0 rg BT 442.68 72.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 489.87 72.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 513.16 72.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 553.12 72.10 Td (or ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (damages ) Tj ET Q q 0 0 0 rg BT 88.31 60.10 Td (and ) Tj ET Q q 0 0 0 rg BT 106.07 60.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 131.60 60.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.58 60.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 194.90 60.10 Td (business, ) Tj ET Q q 0 0 0 rg BT 234.61 60.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 274.04 60.10 Td (condition, ) Tj ET Q q 0 0 0 rg BT 317.63 60.10 Td (results ) Tj ET Q q 0 0 0 rg BT 347.06 60.10 Td (of ) Tj ET Q q 0 0 0 rg BT 357.59 60.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 403.13 60.10 Td (and ) Tj ET Q q 0 0 0 rg BT 420.89 60.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 441.98 60.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 465.85 60.10 Td (to ) Tj ET Q q 0 0 0 rg BT 475.83 60.10 Td (suf) Tj ET Q q 0 0 0 rg BT 488.44 60.10 Td (fer) Tj ET Q q 0 0 0 rg BT 499.54 60.10 Td (. ) Tj ET Q q 0 0 0 rg BT 504.24 60.10 Td (The ) Tj ET Q q 0 0 0 rg BT 522.55 60.10 Td (Company ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 48.10 Td (could ) Tj ET Q q 0 0 0 rg BT 75.77 48.10 Td (face ) Tj ET Q q 0 0 0 rg BT 95.96 48.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 140.63 48.10 Td (governmental ) Tj ET Q q 0 0 0 rg BT 200.28 48.10 Td (investigations ) Tj ET Q q 0 0 0 rg BT 259.94 48.10 Td (with ) Tj ET Q q 0 0 0 rg BT 280.72 48.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 312.58 48.10 Td (to ) Tj ET Q q 0 0 0 rg BT 323.35 48.10 Td (these ) Tj ET Q q 0 0 0 rg BT 347.45 48.10 Td (matters, ) Tj ET Q q 0 0 0 rg BT 383.49 48.10 Td (could ) Tj ET Q q 0 0 0 rg BT 409.26 48.10 Td (incur ) Tj ET Q q 0 0 0 rg BT 434.48 48.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 482.49 48.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 505.47 48.10 Td (to ) Tj ET Q q 0 0 0 rg BT 516.24 48.10 Td (defend ) Tj ET Q q 0 0 0 rg BT 547.00 48.10 Td (any ) Tj ET Q endstream endobj 35 0 obj <>] /Rotate 0 /Contents 36 0 R>> endobj 36 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (14) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (such ) Tj ET Q q 0 0 0 rg BT 70.99 742.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 129.20 742.25 Td (and ) Tj ET Q q 0 0 0 rg BT 146.30 742.25 Td (be ) Tj ET Q q 0 0 0 rg BT 157.27 742.25 Td (required ) Tj ET Q q 0 0 0 rg BT 193.81 742.25 Td (to ) Tj ET Q q 0 0 0 rg BT 203.12 742.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 219.09 742.25 Td (damages, ) Tj ET Q q 0 0 0 rg BT 259.24 742.25 Td (fines ) Tj ET Q q 0 0 0 rg BT 280.77 742.25 Td (and ) Tj ET Q q 0 0 0 rg BT 297.87 742.25 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 338.57 742.25 Td (or ) Tj ET Q q 0 0 0 rg BT 349.00 742.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 372.77 742.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 415.98 742.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 454.17 742.25 Td (or ) Tj ET Q q 0 0 0 rg BT 464.60 742.25 Td (be ) Tj ET Q q 0 0 0 rg BT 475.57 742.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 506.00 742.25 Td (to ) Tj ET Q q 0 0 0 rg BT 515.31 742.25 Td (injunctions ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (as ) Tj ET Q q 0 0 0 rg BT 61.58 730.25 Td (a ) Tj ET Q q 0 0 0 rg BT 69.28 730.25 Td (result ) Tj ET Q q 0 0 0 rg BT 95.31 730.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.33 730.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.80 730.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 159.49 730.25 Td (of ) Tj ET Q q 0 0 0 rg BT 170.52 730.25 Td (such ) Tj ET Q q 0 0 0 rg BT 192.66 730.25 Td (investigations. ) Tj ET Q q 0 0 0 rg BT 254.53 730.25 Td (The ) Tj ET Q q 0 0 0 rg BT 273.33 730.25 Td (unfavorable ) Tj ET Q q 0 0 0 rg BT 326.02 730.25 Td (resolution ) Tj ET Q q 0 0 0 rg BT 370.40 730.25 Td (of ) Tj ET Q q 0 0 0 rg BT 381.42 730.25 Td (one ) Tj ET Q q 0 0 0 rg BT 399.11 730.25 Td (or ) Tj ET Q q 0 0 0 rg BT 410.70 730.25 Td (more ) Tj ET Q q 0 0 0 rg BT 434.50 730.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 467.75 730.25 Td (could ) Tj ET Q q 0 0 0 rg BT 493.22 730.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 534.23 730.25 Td (impact ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.28 718.25 Td (Company) Tj ET Q q 0 0 0 rg BT 104.36 718.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 106.86 718.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 694.25 Td (On ) Tj ET Q q 0 0 0 rg BT 99.56 694.25 Td (December ) Tj ET Q q 0 0 0 rg BT 141.99 694.25 Td (3, ) Tj ET Q q 0 0 0 rg BT 150.83 694.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 172.17 694.25 Td (and ) Tj ET Q q 0 0 0 rg BT 187.66 694.25 Td (April ) Tj ET Q q 0 0 0 rg BT 210.11 694.25 Td (16, ) Tj ET Q q 0 0 0 rg BT 223.95 694.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 247.79 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 261.35 694.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 301.58 694.25 Td (received ) Tj ET Q q 0 0 0 rg BT 336.78 694.25 Td (subpoenas ) Tj ET Q q 0 0 0 rg BT 379.78 694.25 Td (from ) Tj ET Q q 0 0 0 rg BT 400.56 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 414.12 694.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 454.90 694.25 Td (and ) Tj ET Q q 0 0 0 rg BT 470.68 694.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 511.44 694.25 Td (Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (\(the ) Tj ET Q q 0 0 0 rg BT 66.89 682.25 Td (SEC\) ) Tj ET Q q 0 0 0 rg BT 98.77 682.25 Td (in ) Tj ET Q q 0 0 0 rg BT 107.89 682.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 153.11 682.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.22 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.78 682.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 218.78 682.25 Td (by ) Tj ET Q q 0 0 0 rg BT 230.12 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.67 682.25 Td (SEC ) Tj ET Q q 0 0 0 rg BT 263.35 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 273.02 682.25 Td (a ) Tj ET Q q 0 0 0 rg BT 278.80 682.25 Td (non-public ) Tj ET Q q 0 0 0 rg BT 323.47 682.25 Td (fact-finding ) Tj ET Q q 0 0 0 rg BT 372.01 682.25 Td (inquiry ) Tj ET Q q 0 0 0 rg BT 402.24 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 418.02 682.25 Td (investigation ) Tj ET Q q 0 0 0 rg BT 471.02 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 486.80 682.25 Td (seeking ) Tj ET Q q 0 0 0 rg BT 518.68 682.25 Td (documents ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (relating ) Tj ET Q q 0 0 0 rg BT 83.73 670.25 Td (to ) Tj ET Q q 0 0 0 rg BT 94.70 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.11 670.25 Td (issues ) Tj ET Q q 0 0 0 rg BT 137.19 670.25 Td (raised ) Tj ET Q q 0 0 0 rg BT 164.26 670.25 Td (by ) Tj ET Q q 0 0 0 rg BT 177.45 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 192.86 670.25 Td (matter ) Tj ET Q q 0 0 0 rg BT 221.59 670.25 Td (styled ) Tj ET Q q 0 0 0 rg BT 248.67 670.25 Td (In ) Tj ET Q q 0 0 0 rg BT 260.19 670.25 Td (re: ) Tj ET Q q 0 0 0 rg BT 273.93 670.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 298.51 670.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 316.97 670.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 359.59 670.25 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 404.72 670.25 Td (and ) Tj ET Q q 0 0 0 rg BT 422.35 670.25 Td (in ) Tj ET Q q 0 0 0 rg BT 433.32 670.25 Td (an ) Tj ET Q q 0 0 0 rg BT 445.95 670.25 Td (online ) Tj ET Q q 0 0 0 rg BT 474.13 670.25 Td (news ) Tj ET Q q 0 0 0 rg BT 497.88 670.25 Td (article ) Tj ET Q q 0 0 0 rg BT 526.05 670.25 Td (based ) Tj ET Q q 0 0 0 rg BT 552.01 670.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (unnamed ) Tj ET Q q 0 0 0 rg BT 88.81 658.25 Td (sources, ) Tj ET Q q 0 0 0 rg BT 123.45 658.25 Td (published ) Tj ET Q q 0 0 0 rg BT 164.48 658.25 Td (on ) Tj ET Q q 0 0 0 rg BT 176.64 658.25 Td (November ) Tj ET Q q 0 0 0 rg BT 220.99 658.25 Td (3, ) Tj ET Q q 0 0 0 rg BT 230.64 658.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 252.80 658.25 Td (speculating ) Tj ET Q q 0 0 0 rg BT 300.49 658.25 Td (about ) Tj ET Q q 0 0 0 rg BT 324.86 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 339.22 658.25 Td (existence ) Tj ET Q q 0 0 0 rg BT 378.58 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 389.06 658.25 Td (such ) Tj ET Q q 0 0 0 rg BT 409.54 658.25 Td (an ) Tj ET Q q 0 0 0 rg BT 421.13 658.25 Td (investigation. ) Tj ET Q q 0 0 0 rg BT 476.96 658.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 526.87 658.25 Td (, ) Tj ET Q q 0 0 0 rg BT 531.52 658.25 Td (on ) Tj ET Q q 0 0 0 rg BT 543.67 658.25 Td (June ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (6, ) Tj ET Q q 0 0 0 rg BT 60.20 646.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 85.40 646.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.32 646.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 141.90 646.25 Td (was ) Tj ET Q q 0 0 0 rg BT 160.16 646.25 Td (notified ) Tj ET Q q 0 0 0 rg BT 193.96 646.25 Td (that ) Tj ET Q q 0 0 0 rg BT 211.66 646.25 Td (the ) Tj ET Q q 0 0 0 rg BT 226.57 646.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 246.46 646.25 Td (Attorney ) Tj ET Q q 0 0 0 rg BT 284.71 646.25 Td (for ) Tj ET Q q 0 0 0 rg BT 299.07 646.25 Td (the ) Tj ET Q q 0 0 0 rg BT 313.98 646.25 Td (Northern ) Tj ET Q q 0 0 0 rg BT 352.78 646.25 Td (District ) Tj ET Q q 0 0 0 rg BT 385.48 646.25 Td (of ) Tj ET Q q 0 0 0 rg BT 396.51 646.25 Td (Geor) Tj ET Q q 0 0 0 rg BT 416.32 646.25 Td (gia ) Tj ET Q q 0 0 0 rg BT 431.24 646.25 Td (had ) Tj ET Q q 0 0 0 rg BT 448.37 646.25 Td (opened ) Tj ET Q q 0 0 0 rg BT 479.95 646.25 Td (an ) Tj ET Q q 0 0 0 rg BT 492.09 646.25 Td (investigation ) Tj ET Q q 0 0 0 rg BT 546.45 646.25 Td (into ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (allegations ) Tj ET Q q 0 0 0 rg BT 95.60 634.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.22 634.25 Td (intentional ) Tj ET Q q 0 0 0 rg BT 151.27 634.25 Td (misconduct. ) Tj ET Q q 0 0 0 rg BT 201.99 634.25 Td (The ) Tj ET Q q 0 0 0 rg BT 219.82 634.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 260.99 634.25 Td (has ) Tj ET Q q 0 0 0 rg BT 276.60 634.25 Td (cooperated ) Tj ET Q q 0 0 0 rg BT 322.75 634.25 Td (with ) Tj ET Q q 0 0 0 rg BT 342.81 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.31 634.25 Td (government ) Tj ET Q q 0 0 0 rg BT 407.35 634.25 Td (in ) Tj ET Q q 0 0 0 rg BT 417.41 634.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 463.57 634.25 Td (with ) Tj ET Q q 0 0 0 rg BT 483.63 634.25 Td (these ) Tj ET Q q 0 0 0 rg BT 506.46 634.25 Td (investigations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.58 622.25 Td (expects ) Tj ET Q q 0 0 0 rg BT 98.72 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 108.64 622.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 145.22 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 155.14 622.25 Td (do ) Tj ET Q q 0 0 0 rg BT 167.29 622.25 Td (so. ) Tj ET Q q 0 0 0 rg BT 180.67 622.25 Td (The ) Tj ET Q q 0 0 0 rg BT 198.37 622.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 230.51 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.98 622.25 Td (time ) Tj ET Q q 0 0 0 rg BT 260.90 622.25 Td (needed ) Tj ET Q q 0 0 0 rg BT 291.36 622.25 Td (to ) Tj ET Q q 0 0 0 rg BT 301.29 622.25 Td (resolve ) Tj ET Q q 0 0 0 rg BT 332.31 622.25 Td (these ) Tj ET Q q 0 0 0 rg BT 355.00 622.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 412.70 622.25 Td (is ) Tj ET Q q 0 0 0 rg BT 421.52 622.25 Td (uncertain, ) Tj ET Q q 0 0 0 rg BT 463.37 622.25 Td (and ) Tj ET Q q 0 0 0 rg BT 479.95 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 494.31 622.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 535.35 622.25 Td (cannot ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (predict ) Tj ET Q q 0 0 0 rg BT 80.28 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 95.00 610.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 131.95 610.25 Td (of ) Tj ET Q q 0 0 0 rg BT 142.79 610.25 Td (these ) Tj ET Q q 0 0 0 rg BT 165.85 610.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 223.92 610.25 Td (or ) Tj ET Q q 0 0 0 rg BT 234.76 610.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 269.48 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.21 610.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 325.61 610.25 Td (will ) Tj ET Q q 0 0 0 rg BT 343.67 610.25 Td (face ) Tj ET Q q 0 0 0 rg BT 362.83 610.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 405.33 610.25 Td (government ) Tj ET Q q 0 0 0 rg BT 455.61 610.25 Td (investigations, ) Tj ET Q q 0 0 0 rg BT 516.17 610.25 Td (inquiries ) Tj ET Q q 0 0 0 rg BT 553.68 610.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.25 Td (other ) Tj ET Q q 0 0 0 rg BT 73.74 598.25 Td (actions. ) Tj ET Q q 0 0 0 rg BT 107.76 598.25 Td (Subject ) Tj ET Q q 0 0 0 rg BT 140.94 598.25 Td (to ) Tj ET Q q 0 0 0 rg BT 151.92 598.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 182.31 598.25 Td (limitations, ) Tj ET Q q 0 0 0 rg BT 230.78 598.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.19 598.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 288.27 598.25 Td (is ) Tj ET Q q 0 0 0 rg BT 298.13 598.25 Td (obligated ) Tj ET Q q 0 0 0 rg BT 338.54 598.25 Td (to ) Tj ET Q q 0 0 0 rg BT 349.51 598.25 Td (indemnify ) Tj ET Q q 0 0 0 rg BT 393.80 598.25 Td (current ) Tj ET Q q 0 0 0 rg BT 425.31 598.25 Td (and ) Tj ET Q q 0 0 0 rg BT 442.94 598.25 Td (former ) Tj ET Q q 0 0 0 rg BT 473.34 598.25 Td (directors, ) Tj ET Q q 0 0 0 rg BT 514.02 598.25 Td (of) Tj ET Q q 0 0 0 rg BT 522.17 598.25 Td (ficers ) Tj ET Q q 0 0 0 rg BT 547.57 598.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 94.46 586.25 Td (in ) Tj ET Q q 0 0 0 rg BT 103.94 586.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 149.51 586.25 Td (with ) Tj ET Q q 0 0 0 rg BT 168.99 586.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 203.47 586.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 260.15 586.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 317.40 586.25 Td (and ) Tj ET Q q 0 0 0 rg BT 333.54 586.25 Td (any ) Tj ET Q q 0 0 0 rg BT 349.67 586.25 Td (future ) Tj ET Q q 0 0 0 rg BT 375.25 586.25 Td (government ) Tj ET Q q 0 0 0 rg BT 424.71 586.25 Td (inquiries, ) Tj ET Q q 0 0 0 rg BT 463.91 586.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 521.16 586.25 Td (or ) Tj ET Q q 0 0 0 rg BT 531.19 586.25 Td (actions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td (These ) Tj ET Q q 0 0 0 rg BT 76.18 574.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 107.91 574.25 Td (could ) Tj ET Q q 0 0 0 rg BT 132.43 574.25 Td (require ) Tj ET Q q 0 0 0 rg BT 163.05 574.25 Td (the ) Tj ET Q q 0 0 0 rg BT 177.57 574.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 218.75 574.25 Td (to ) Tj ET Q q 0 0 0 rg BT 228.83 574.25 Td (expend ) Tj ET Q q 0 0 0 rg BT 260.01 574.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 304.52 574.25 Td (management ) Tj ET Q q 0 0 0 rg BT 357.92 574.25 Td (time ) Tj ET Q q 0 0 0 rg BT 377.99 574.25 Td (and ) Tj ET Q q 0 0 0 rg BT 394.73 574.25 Td (incur ) Tj ET Q q 0 0 0 rg BT 417.58 574.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 462.09 574.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 483.83 574.25 Td (and ) Tj ET Q q 0 0 0 rg BT 500.57 574.25 Td (other ) Tj ET Q q 0 0 0 rg BT 523.41 574.25 Td (expenses, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.25 Td (result ) Tj ET Q q 0 0 0 rg BT 74.71 562.25 Td (in ) Tj ET Q q 0 0 0 rg BT 84.98 562.25 Td (civil ) Tj ET Q q 0 0 0 rg BT 105.25 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 122.18 562.25 Td (criminal ) Tj ET Q q 0 0 0 rg BT 158.00 562.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 188.82 562.25 Td (seeking, ) Tj ET Q q 0 0 0 rg BT 224.36 562.25 Td (among ) Tj ET Q q 0 0 0 rg BT 254.07 562.25 Td (other ) Tj ET Q q 0 0 0 rg BT 277.11 562.25 Td (things, ) Tj ET Q q 0 0 0 rg BT 306.55 562.25 Td (injunctions ) Tj ET Q q 0 0 0 rg BT 353.49 562.25 Td (against ) Tj ET Q q 0 0 0 rg BT 384.31 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.02 562.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 440.40 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 457.33 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.04 562.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 508.97 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 519.80 562.25 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (fines ) Tj ET Q q 0 0 0 rg BT 72.09 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 89.18 550.25 Td (penalties ) Tj ET Q q 0 0 0 rg BT 127.38 550.25 Td (by ) Tj ET Q q 0 0 0 rg BT 140.03 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 154.90 550.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 196.44 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 213.53 550.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 254.50 550.25 Td (af) Tj ET Q q 0 0 0 rg BT 262.09 550.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 279.73 550.25 Td (our ) Tj ET Q q 0 0 0 rg BT 295.71 550.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 323.91 550.25 Td (to ) Tj ET Q q 0 0 0 rg BT 334.34 550.25 Td (attract ) Tj ET Q q 0 0 0 rg BT 361.98 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 379.07 550.25 Td (retain ) Tj ET Q q 0 0 0 rg BT 404.48 550.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 447.68 550.25 Td (and ) Tj ET Q q 0 0 0 rg BT 464.78 550.25 Td (employees, ) Tj ET Q q 0 0 0 rg BT 512.69 550.25 Td (which ) Tj ET Q q 0 0 0 rg BT 539.78 550.25 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (have ) Tj ET Q q 0 0 0 rg BT 70.38 538.25 Td (a ) Tj ET Q q 0 0 0 rg BT 76.32 538.25 Td (material ) Tj ET Q q 0 0 0 rg BT 110.58 538.25 Td (ef) Tj ET Q q 0 0 0 rg BT 118.16 538.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 134.65 538.25 Td (on ) Tj ET Q q 0 0 0 rg BT 146.15 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.87 538.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 205.95 538.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 242.43 538.25 Td (condition, ) Tj ET Q q 0 0 0 rg BT 284.20 538.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 322.09 538.25 Td (results ) Tj ET Q q 0 0 0 rg BT 349.70 538.25 Td (of ) Tj ET Q q 0 0 0 rg BT 359.53 538.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 402.69 538.25 Td (and ) Tj ET Q q 0 0 0 rg BT 418.63 538.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 437.90 538.25 Td (flow) Tj ET Q q 0 0 0 rg BT 455.58 538.25 Td (. ) Tj ET Q q 0 0 0 rg BT 459.25 538.25 Td (Additionally) Tj ET Q q 0 0 0 rg BT 509.15 538.25 Td (, ) Tj ET Q q 0 0 0 rg BT 513.15 538.25 Td (marketplace ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (rumors ) Tj ET Q q 0 0 0 rg BT 80.64 526.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 121.26 526.25 Td (these ) Tj ET Q q 0 0 0 rg BT 144.11 526.25 Td (investigations ) Tj ET Q q 0 0 0 rg BT 201.97 526.25 Td (could ) Tj ET Q q 0 0 0 rg BT 226.50 526.25 Td (af) Tj ET Q q 0 0 0 rg BT 234.08 526.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 251.38 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 265.90 526.25 Td (trading ) Tj ET Q q 0 0 0 rg BT 296.53 526.25 Td (price ) Tj ET Q q 0 0 0 rg BT 318.83 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 329.46 526.25 Td (our ) Tj ET Q q 0 0 0 rg BT 345.10 526.25 Td (common ) Tj ET Q q 0 0 0 rg BT 382.40 526.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 408.32 526.25 Td (regardless ) Tj ET Q q 0 0 0 rg BT 451.16 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 461.80 526.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 496.31 526.25 Td (these ) Tj ET Q q 0 0 0 rg BT 519.17 526.25 Td (rumors ) Tj ET Q q 0 0 0 rg BT 549.80 526.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (accurate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 490.25 Td (If ) Tj ET Q q 0 0 0 rg BT 96.05 490.25 Td (these ) Tj ET Q q 0 0 0 rg BT 119.98 490.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 178.35 490.25 Td (authorities ) Tj ET Q q 0 0 0 rg BT 223.95 490.25 Td (were ) Tj ET Q q 0 0 0 rg BT 246.77 490.25 Td (to ) Tj ET Q q 0 0 0 rg BT 257.94 490.25 Td (commence ) Tj ET Q q 0 0 0 rg BT 304.64 490.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 327.46 490.25 Td (action, ) Tj ET Q q 0 0 0 rg BT 357.78 490.25 Td (the ) Tj ET Q q 0 0 0 rg BT 373.39 490.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 415.66 490.25 Td (could ) Tj ET Q q 0 0 0 rg BT 441.27 490.25 Td (be ) Tj ET Q q 0 0 0 rg BT 454.10 490.25 Td (required ) Tj ET Q q 0 0 0 rg BT 490.80 490.25 Td (to ) Tj ET Q q 0 0 0 rg BT 501.97 490.25 Td (pay ) Tj ET Q q 0 0 0 rg BT 519.79 490.25 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.25 Td (penalties ) Tj ET Q q 0 0 0 rg BT 87.24 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 103.38 478.25 Td (could ) Tj ET Q q 0 0 0 rg BT 127.30 478.25 Td (become ) Tj ET Q q 0 0 0 rg BT 160.09 478.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 190.12 478.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.60 478.25 Td (injunctions, ) Tj ET Q q 0 0 0 rg BT 248.24 478.25 Td (a ) Tj ET Q q 0 0 0 rg BT 254.38 478.25 Td (cease ) Tj ET Q q 0 0 0 rg BT 277.73 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 293.87 478.25 Td (desist ) Tj ET Q q 0 0 0 rg BT 318.35 478.25 Td (order ) Tj ET Q q 0 0 0 rg BT 341.15 478.25 Td (and ) Tj ET Q q 0 0 0 rg BT 357.28 478.25 Td (other ) Tj ET Q q 0 0 0 rg BT 379.53 478.25 Td (equitable ) Tj ET Q q 0 0 0 rg BT 417.88 478.25 Td (remedies. ) Tj ET Q q 0 0 0 rg BT 458.05 478.25 Td (The ) Tj ET Q q 0 0 0 rg BT 475.30 478.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 515.89 478.25 Td (can ) Tj ET Q q 0 0 0 rg BT 531.47 478.25 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td (no ) Tj ET Q q 0 0 0 rg BT 62.50 466.25 Td (assurances ) Tj ET Q q 0 0 0 rg BT 107.76 466.25 Td (as ) Tj ET Q q 0 0 0 rg BT 118.59 466.25 Td (to ) Tj ET Q q 0 0 0 rg BT 128.87 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 143.58 466.25 Td (outcome ) Tj ET Q q 0 0 0 rg BT 180.52 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 191.35 466.25 Td (any ) Tj ET Q q 0 0 0 rg BT 208.29 466.25 Td (governmental ) Tj ET Q q 0 0 0 rg BT 265.77 466.25 Td (investigation.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (Federal ) Tj ET Q q 0 0 0 rg BT 85.15 442.25 Td (T) Tj ET Q q 0 0 0 rg BT 90.88 442.25 Td (rade ) Tj ET Q q 0 0 0 rg BT 112.14 442.25 Td (Commission ) Tj ET Q q 0 0 0 rg BT 166.20 442.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 187.47 442.25 Td (and ) Tj ET Q q 0 0 0 rg BT 205.96 442.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 255.57 442.25 Td (that ) Tj ET Q q 0 0 0 rg BT 274.62 442.25 Td (govern ) Tj ET Q q 0 0 0 rg BT 305.88 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.59 442.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 365.64 442.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 402.47 442.25 Td (could ) Tj ET Q q 0 0 0 rg BT 428.18 442.25 Td (expose ) Tj ET Q q 0 0 0 rg BT 458.88 442.25 Td (us ) Tj ET Q q 0 0 0 rg BT 471.26 442.25 Td (or ) Tj ET Q q 0 0 0 rg BT 483.08 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 498.79 442.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 530.89 442.25 Td (brokers ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (and ) Tj ET Q q 0 0 0 rg BT 68.06 430.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 102.78 430.25 Td (with ) Tj ET Q q 0 0 0 rg BT 123.07 430.25 Td (whom ) Tj ET Q q 0 0 0 rg BT 150.58 430.25 Td (we ) Tj ET Q q 0 0 0 rg BT 164.19 430.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 199.47 430.25 Td (business ) Tj ET Q q 0 0 0 rg BT 236.98 430.25 Td (in ) Tj ET Q q 0 0 0 rg BT 247.82 430.25 Td (our ) Tj ET Q q 0 0 0 rg BT 264.78 430.25 Td (online ) Tj ET Q q 0 0 0 rg BT 293.39 430.25 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 346.44 430.25 Td (to ) Tj ET Q q 0 0 0 rg BT 356.71 430.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 379.21 430.25 Td (penalties.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 406.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 406.25 Td (e ) Tj ET Q q 0 0 0 rg BT 101.61 406.25 Td (perform ) Tj ET Q q 0 0 0 rg BT 136.36 406.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 176.11 406.25 Td (for ) Tj ET Q q 0 0 0 rg BT 190.31 406.25 Td (licensed ) Tj ET Q q 0 0 0 rg BT 225.61 406.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 266.46 406.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 297.04 406.25 Td (brokers ) Tj ET Q q 0 0 0 rg BT 329.57 406.25 Td (and ) Tj ET Q q 0 0 0 rg BT 346.54 406.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 379.06 406.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.03 406.25 Td (need ) Tj ET Q q 0 0 0 rg BT 417.45 406.25 Td (to ) Tj ET Q q 0 0 0 rg BT 427.76 406.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 460.29 406.25 Td (with ) Tj ET Q q 0 0 0 rg BT 480.61 406.25 Td (complex ) Tj ET Q q 0 0 0 rg BT 517.58 406.25 Td (regulations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.47 394.25 Td (vary ) Tj ET Q q 0 0 0 rg BT 87.71 394.25 Td (from ) Tj ET Q q 0 0 0 rg BT 109.63 394.25 Td (state ) Tj ET Q q 0 0 0 rg BT 130.43 394.25 Td (to ) Tj ET Q q 0 0 0 rg BT 140.68 394.25 Td (state ) Tj ET Q q 0 0 0 rg BT 161.48 394.25 Td (and ) Tj ET Q q 0 0 0 rg BT 178.40 394.25 Td (nation ) Tj ET Q q 0 0 0 rg BT 205.87 394.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.12 394.25 Td (nation. ) Tj ET Q q 0 0 0 rg BT 245.92 394.25 Td (These ) Tj ET Q q 0 0 0 rg BT 272.27 394.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 319.18 394.25 Td (can ) Tj ET Q q 0 0 0 rg BT 335.53 394.25 Td (be ) Tj ET Q q 0 0 0 rg BT 347.44 394.25 Td (dif) Tj ET Q q 0 0 0 rg BT 358.37 394.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 381.95 394.25 Td (to ) Tj ET Q q 0 0 0 rg BT 392.20 394.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 424.67 394.25 Td (with, ) Tj ET Q q 0 0 0 rg BT 447.43 394.25 Td (and ) Tj ET Q q 0 0 0 rg BT 464.34 394.25 Td (open ) Tj ET Q q 0 0 0 rg BT 486.26 394.25 Td (to ) Tj ET Q q 0 0 0 rg BT 496.51 394.25 Td (interpretation. ) Tj ET Q q 0 0 0 rg BT 555.35 394.25 Td (If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.25 Td (we ) Tj ET Q q 0 0 0 rg BT 64.42 382.25 Td (fail ) Tj ET Q q 0 0 0 rg BT 80.50 382.25 Td (to ) Tj ET Q q 0 0 0 rg BT 91.04 382.25 Td (properly ) Tj ET Q q 0 0 0 rg BT 127.68 382.25 Td (interpret ) Tj ET Q q 0 0 0 rg BT 164.31 382.25 Td (or ) Tj ET Q q 0 0 0 rg BT 175.40 382.25 Td (comply ) Tj ET Q q 0 0 0 rg BT 208.15 382.25 Td (with ) Tj ET Q q 0 0 0 rg BT 228.69 382.25 Td (these ) Tj ET Q q 0 0 0 rg BT 251.99 382.25 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 301.68 382.25 Td (we, ) Tj ET Q q 0 0 0 rg BT 318.60 382.25 Td (the ) Tj ET Q q 0 0 0 rg BT 333.58 382.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 374.65 382.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 405.46 382.25 Td (brokers ) Tj ET Q q 0 0 0 rg BT 438.21 382.25 Td (or ) Tj ET Q q 0 0 0 rg BT 449.30 382.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 482.03 382.25 Td (doing ) Tj ET Q q 0 0 0 rg BT 507.57 382.25 Td (business ) Tj ET Q q 0 0 0 rg BT 544.22 382.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 63.54 370.25 Td (our ) Tj ET Q q 0 0 0 rg BT 79.02 370.25 Td (of) Tj ET Q q 0 0 0 rg BT 87.17 370.25 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 114.03 370.25 Td (or ) Tj ET Q q 0 0 0 rg BT 124.51 370.25 Td (agents ) Tj ET Q q 0 0 0 rg BT 152.21 370.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.14 370.25 Td (whom ) Tj ET Q q 0 0 0 rg BT 199.29 370.25 Td (we ) Tj ET Q q 0 0 0 rg BT 213.10 370.25 Td (contract ) Tj ET Q q 0 0 0 rg BT 247.45 370.25 Td (could ) Tj ET Q q 0 0 0 rg BT 271.82 370.25 Td (be ) Tj ET Q q 0 0 0 rg BT 283.41 370.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 313.89 370.25 Td (to ) Tj ET Q q 0 0 0 rg BT 323.82 370.25 Td (various ) Tj ET Q q 0 0 0 rg BT 355.41 370.25 Td (sanctions, ) Tj ET Q q 0 0 0 rg BT 397.27 370.25 Td (including ) Tj ET Q q 0 0 0 rg BT 437.20 370.25 Td (censure, ) Tj ET Q q 0 0 0 rg BT 472.39 370.25 Td (fines, ) Tj ET Q q 0 0 0 rg BT 496.47 370.25 Td (cease-and-desist ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.25 Td (orders, ) Tj ET Q q 0 0 0 rg BT 79.76 358.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 97.60 358.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.20 358.25 Td (license ) Tj ET Q q 0 0 0 rg BT 138.23 358.25 Td (or ) Tj ET Q q 0 0 0 rg BT 148.84 358.25 Td (other ) Tj ET Q q 0 0 0 rg BT 171.65 358.25 Td (penalties. ) Tj ET Q q 0 0 0 rg BT 211.80 358.25 Td (This ) Tj ET Q q 0 0 0 rg BT 231.85 358.25 Td (risk, ) Tj ET Q q 0 0 0 rg BT 251.63 358.25 Td (as ) Tj ET Q q 0 0 0 rg BT 262.23 358.25 Td (well ) Tj ET Q q 0 0 0 rg BT 281.72 358.25 Td (as ) Tj ET Q q 0 0 0 rg BT 292.32 358.25 Td (other ) Tj ET Q q 0 0 0 rg BT 315.14 358.25 Td (laws ) Tj ET Q q 0 0 0 rg BT 335.74 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 352.45 358.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 399.16 358.25 Td (af) Tj ET Q q 0 0 0 rg BT 406.74 358.25 Td (fecting ) Tj ET Q q 0 0 0 rg BT 436.78 358.25 Td (our ) Tj ET Q q 0 0 0 rg BT 452.38 358.25 Td (business ) Tj ET Q q 0 0 0 rg BT 488.54 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 505.26 358.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 539.73 358.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 358.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.25 Td (regulatory ) Tj ET Q q 0 0 0 rg BT 92.40 346.25 Td (climate ) Tj ET Q q 0 0 0 rg BT 123.14 346.25 Td (or ) Tj ET Q q 0 0 0 rg BT 132.78 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 146.30 346.25 Td (enforcement ) Tj ET Q q 0 0 0 rg BT 197.58 346.25 Td (or ) Tj ET Q q 0 0 0 rg BT 207.22 346.25 Td (interpretation ) Tj ET Q q 0 0 0 rg BT 262.40 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 272.04 346.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 305.01 346.25 Td (law) Tj ET Q q 0 0 0 rg BT 318.80 346.25 Td (, ) Tj ET Q q 0 0 0 rg BT 322.61 346.25 Td (could ) Tj ET Q q 0 0 0 rg BT 346.13 346.25 Td (expose ) Tj ET Q q 0 0 0 rg BT 375.21 346.25 Td (us ) Tj ET Q q 0 0 0 rg BT 385.41 346.25 Td (to ) Tj ET Q q 0 0 0 rg BT 394.50 346.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 435.80 346.25 Td (costs, ) Tj ET Q q 0 0 0 rg BT 459.60 346.25 Td (including ) Tj ET Q q 0 0 0 rg BT 498.69 346.25 Td (indemnification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.90 334.25 Td (participating ) Tj ET Q q 0 0 0 rg BT 114.01 334.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.90 334.25 Td (agents, ) Tj ET Q q 0 0 0 rg BT 185.52 334.25 Td (brokers ) Tj ET Q q 0 0 0 rg BT 218.09 334.25 Td (or ) Tj ET Q q 0 0 0 rg BT 228.99 334.25 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 264.04 334.25 Td (and ) Tj ET Q q 0 0 0 rg BT 281.05 334.25 Td (could ) Tj ET Q q 0 0 0 rg BT 305.84 334.25 Td (require ) Tj ET Q q 0 0 0 rg BT 336.73 334.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 371.51 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 381.86 334.25 Td (our ) Tj ET Q q 0 0 0 rg BT 397.76 334.25 Td (business ) Tj ET Q q 0 0 0 rg BT 434.23 334.25 Td (or ) Tj ET Q q 0 0 0 rg BT 445.13 334.25 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 486.58 334.25 Td (harm ) Tj ET Q q 0 0 0 rg BT 509.70 334.25 Td (our ) Tj ET Q q 0 0 0 rg BT 525.61 334.25 Td (business. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 104.28 322.25 Td (because ) Tj ET Q q 0 0 0 rg BT 137.72 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 151.73 322.25 Td (application ) Tj ET Q q 0 0 0 rg BT 197.95 322.25 Td (of ) Tj ET Q q 0 0 0 rg BT 208.08 322.25 Td (online ) Tj ET Q q 0 0 0 rg BT 234.87 322.25 Td (commerce ) Tj ET Q q 0 0 0 rg BT 278.30 322.25 Td (to ) Tj ET Q q 0 0 0 rg BT 287.88 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 301.89 322.25 Td (consumer ) Tj ET Q q 0 0 0 rg BT 342.56 322.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 382.67 322.25 Td (market ) Tj ET Q q 0 0 0 rg BT 412.23 322.25 Td (is ) Tj ET Q q 0 0 0 rg BT 420.69 322.25 Td (relatively ) Tj ET Q q 0 0 0 rg BT 460.24 322.25 Td (new) Tj ET Q q 0 0 0 rg BT 476.25 322.25 Td (, ) Tj ET Q q 0 0 0 rg BT 480.55 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 494.56 322.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 523.57 322.25 Td (of ) Tj ET Q q 0 0 0 rg BT 533.69 322.25 Td (current ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.25 Td (or ) Tj ET Q q 0 0 0 rg BT 61.40 310.25 Td (future ) Tj ET Q q 0 0 0 rg BT 88.34 310.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 135.84 310.25 Td (on ) Tj ET Q q 0 0 0 rg BT 148.91 310.25 Td (our ) Tj ET Q q 0 0 0 rg BT 165.30 310.25 Td (business ) Tj ET Q q 0 0 0 rg BT 202.26 310.25 Td (is ) Tj ET Q q 0 0 0 rg BT 212.00 310.25 Td (dif) Tj ET Q q 0 0 0 rg BT 222.92 310.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 247.09 310.25 Td (to ) Tj ET Q q 0 0 0 rg BT 257.94 310.25 Td (anticipate. ) Tj ET Q q 0 0 0 rg BT 302.15 310.25 Td (T) Tj ET Q q 0 0 0 rg BT 307.56 310.25 Td (o ) Tj ET Q q 0 0 0 rg BT 315.63 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 330.91 310.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 358.41 310.25 Td (that ) Tj ET Q q 0 0 0 rg BT 376.47 310.25 Td (there ) Tj ET Q q 0 0 0 rg BT 399.52 310.25 Td (are ) Tj ET Q q 0 0 0 rg BT 414.80 310.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 450.07 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 460.92 310.25 Td (regulations ) Tj ET Q q 0 0 0 rg BT 508.42 310.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 549.80 310.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 82.49 298.25 Td (in ) Tj ET Q q 0 0 0 rg BT 92.76 298.25 Td (which ) Tj ET Q q 0 0 0 rg BT 119.70 298.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 160.52 298.25 Td (is ) Tj ET Q q 0 0 0 rg BT 169.69 298.25 Td (sold, ) Tj ET Q q 0 0 0 rg BT 191.36 298.25 Td (our ) Tj ET Q q 0 0 0 rg BT 207.19 298.25 Td (business ) Tj ET Q q 0 0 0 rg BT 243.58 298.25 Td (could ) Tj ET Q q 0 0 0 rg BT 268.30 298.25 Td (be ) Tj ET Q q 0 0 0 rg BT 280.23 298.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 321.05 298.25 Td (af) Tj ET Q q 0 0 0 rg BT 328.64 298.25 Td (fected.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 274.25 Td (Potential ) Tj ET Q q 0 0 0 rg BT 89.72 274.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 130.00 274.25 Td (under ) Tj ET Q q 0 0 0 rg BT 156.95 274.25 Td (the ) Tj ET Q q 0 0 0 rg BT 172.23 274.25 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 208.07 274.25 Td (Corrupt ) Tj ET Q q 0 0 0 rg BT 243.36 274.25 Td (Practices ) Tj ET Q q 0 0 0 rg BT 283.26 274.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 299.64 274.25 Td (could ) Tj ET Q q 0 0 0 rg BT 324.92 274.25 Td (have ) Tj ET Q q 0 0 0 rg BT 346.86 274.25 Td (a ) Tj ET Q q 0 0 0 rg BT 354.36 274.25 Td (material ) Tj ET Q q 0 0 0 rg BT 391.30 274.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 424.90 274.25 Td (ef) Tj ET Q q 0 0 0 rg BT 432.49 274.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 449.98 274.25 Td (on ) Tj ET Q q 0 0 0 rg BT 463.04 274.25 Td (our ) Tj ET Q q 0 0 0 rg BT 479.99 274.25 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 250.25 Td (W) Tj ET Q q 0 0 0 rg BT 94.64 250.25 Td (e ) Tj ET Q q 0 0 0 rg BT 102.17 250.25 Td (are ) Tj ET Q q 0 0 0 rg BT 117.48 250.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 148.90 250.25 Td (to ) Tj ET Q q 0 0 0 rg BT 159.78 250.25 Td (the ) Tj ET Q q 0 0 0 rg BT 175.09 250.25 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 209.29 250.25 Td (Corrupt ) Tj ET Q q 0 0 0 rg BT 243.50 250.25 Td (Practice ) Tj ET Q q 0 0 0 rg BT 278.12 250.25 Td (Act, ) Tj ET Q q 0 0 0 rg BT 298.15 250.25 Td (or ) Tj ET Q q 0 0 0 rg BT 309.58 250.25 Td (FCP) Tj ET Q q 0 0 0 rg BT 326.45 250.25 Td (A, ) Tj ET Q q 0 0 0 rg BT 339.27 250.25 Td (which ) Tj ET Q q 0 0 0 rg BT 366.81 250.25 Td (prohibits ) Tj ET Q q 0 0 0 rg BT 405.46 250.25 Td (people ) Tj ET Q q 0 0 0 rg BT 435.21 250.25 Td (or ) Tj ET Q q 0 0 0 rg BT 446.64 250.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 492.50 250.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 523.93 250.25 Td (to ) Tj ET Q q 0 0 0 rg BT 534.80 250.25 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (States ) Tj ET Q q 0 0 0 rg BT 77.32 238.25 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 126.31 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.19 238.25 Td (their ) Tj ET Q q 0 0 0 rg BT 165.95 238.25 Td (intermediaries ) Tj ET Q q 0 0 0 rg BT 226.59 238.25 Td (from ) Tj ET Q q 0 0 0 rg BT 249.46 238.25 Td (engaging ) Tj ET Q q 0 0 0 rg BT 289.56 238.25 Td (in ) Tj ET Q q 0 0 0 rg BT 300.77 238.25 Td (bribery ) Tj ET Q q 0 0 0 rg BT 333.09 238.25 Td (or ) Tj ET Q q 0 0 0 rg BT 344.85 238.25 Td (other ) Tj ET Q q 0 0 0 rg BT 368.84 238.25 Td (prohibited ) Tj ET Q q 0 0 0 rg BT 413.38 238.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 455.14 238.25 Td (to ) Tj ET Q q 0 0 0 rg BT 466.36 238.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 498.67 238.25 Td (of) Tj ET Q q 0 0 0 rg BT 506.82 238.25 Td (ficials ) Tj ET Q q 0 0 0 rg BT 534.69 238.25 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 238.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.25 Td (purposes ) Tj ET Q q 0 0 0 rg BT 88.43 226.25 Td (of ) Tj ET Q q 0 0 0 rg BT 99.65 226.25 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 140.30 226.25 Td (or ) Tj ET Q q 0 0 0 rg BT 151.51 226.25 Td (retaining ) Tj ET Q q 0 0 0 rg BT 189.94 226.25 Td (business ) Tj ET Q q 0 0 0 rg BT 226.71 226.25 Td (or ) Tj ET Q q 0 0 0 rg BT 237.93 226.25 Td (gaining ) Tj ET Q q 0 0 0 rg BT 270.80 226.25 Td (an ) Tj ET Q q 0 0 0 rg BT 283.12 226.25 Td (unfair ) Tj ET Q q 0 0 0 rg BT 309.88 226.25 Td (business ) Tj ET Q q 0 0 0 rg BT 346.66 226.25 Td (advantage. ) Tj ET Q q 0 0 0 rg BT 392.57 226.25 Td (It ) Tj ET Q q 0 0 0 rg BT 401.56 226.25 Td (also ) Tj ET Q q 0 0 0 rg BT 420.55 226.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 455.64 226.25 Td (proper ) Tj ET Q q 0 0 0 rg BT 484.62 226.25 Td (record ) Tj ET Q q 0 0 0 rg BT 513.04 226.25 Td (keeping ) Tj ET Q q 0 0 0 rg BT 547.58 226.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.25 Td (characterization ) Tj ET Q q 0 0 0 rg BT 116.57 214.25 Td (of ) Tj ET Q q 0 0 0 rg BT 127.64 214.25 Td (such ) Tj ET Q q 0 0 0 rg BT 148.70 214.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 189.76 214.25 Td (in ) Tj ET Q q 0 0 0 rg BT 200.27 214.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 230.77 214.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 251.82 214.25 Td (with ) Tj ET Q q 0 0 0 rg BT 272.33 214.25 Td (the ) Tj ET Q q 0 0 0 rg BT 287.28 214.25 Td (SEC. ) Tj ET Q q 0 0 0 rg BT 310.66 214.25 Td (T) Tj ET Q q 0 0 0 rg BT 316.07 214.25 Td (o ) Tj ET Q q 0 0 0 rg BT 323.80 214.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.75 214.25 Td (extent ) Tj ET Q q 0 0 0 rg BT 365.91 214.25 Td (that ) Tj ET Q q 0 0 0 rg BT 383.64 214.25 Td (any ) Tj ET Q q 0 0 0 rg BT 400.81 214.25 Td (of ) Tj ET Q q 0 0 0 rg BT 411.87 214.25 Td (our ) Tj ET Q q 0 0 0 rg BT 427.94 214.25 Td (employees, ) Tj ET Q q 0 0 0 rg BT 475.93 214.25 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 513.94 214.25 Td (distributors, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.25 Td (consultants, ) Tj ET Q q 0 0 0 rg BT 100.60 202.25 Td (subcontractors, ) Tj ET Q q 0 0 0 rg BT 164.52 202.25 Td (or ) Tj ET Q q 0 0 0 rg BT 175.95 202.25 Td (others ) Tj ET Q q 0 0 0 rg BT 203.49 202.25 Td (engage ) Tj ET Q q 0 0 0 rg BT 234.91 202.25 Td (in ) Tj ET Q q 0 0 0 rg BT 245.79 202.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 280.55 202.25 Td (that ) Tj ET Q q 0 0 0 rg BT 298.65 202.25 Td (subjects ) Tj ET Q q 0 0 0 rg BT 333.97 202.25 Td (us ) Tj ET Q q 0 0 0 rg BT 345.96 202.25 Td (to ) Tj ET Q q 0 0 0 rg BT 356.84 202.25 Td (exposure ) Tj ET Q q 0 0 0 rg BT 396.04 202.25 Td (under ) Tj ET Q q 0 0 0 rg BT 421.92 202.25 Td (the ) Tj ET Q q 0 0 0 rg BT 437.24 202.25 Td (FCP) Tj ET Q q 0 0 0 rg BT 454.11 202.25 Td (A, ) Tj ET Q q 0 0 0 rg BT 466.94 202.25 Td (or ) Tj ET Q q 0 0 0 rg BT 478.37 202.25 Td (other ) Tj ET Q q 0 0 0 rg BT 502.02 202.25 Td (anti-corruption ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.25 Td (legislation, ) Tj ET Q q 0 0 0 rg BT 97.09 190.25 Td (we ) Tj ET Q q 0 0 0 rg BT 111.67 190.25 Td (could ) Tj ET Q q 0 0 0 rg BT 136.82 190.25 Td (suf) Tj ET Q q 0 0 0 rg BT 148.86 190.25 Td (fer ) Tj ET Q q 0 0 0 rg BT 162.88 190.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 200.79 190.25 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 241.76 190.25 Td (debarment ) Tj ET Q q 0 0 0 rg BT 286.89 190.25 Td (from ) Tj ET Q q 0 0 0 rg BT 309.25 190.25 Td (government ) Tj ET Q q 0 0 0 rg BT 359.94 190.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 398.96 190.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.32 190.25 Td (other ) Tj ET Q q 0 0 0 rg BT 439.80 190.25 Td (consequences ) Tj ET Q q 0 0 0 rg BT 497.70 190.25 Td (that ) Tj ET Q q 0 0 0 rg BT 515.62 190.25 Td (may ) Tj ET Q q 0 0 0 rg BT 535.76 190.25 Td (have ) Tj ET Q q 0 0 0 rg BT 557.57 190.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.25 Td (material ) Tj ET Q q 0 0 0 rg BT 85.26 178.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 118.30 178.25 Td (ef) Tj ET Q q 0 0 0 rg BT 125.88 178.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 143.37 178.25 Td (on ) Tj ET Q q 0 0 0 rg BT 155.87 178.25 Td (our ) Tj ET Q q 0 0 0 rg BT 171.70 178.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 210.59 178.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 248.07 178.25 Td (condition ) Tj ET Q q 0 0 0 rg BT 288.34 178.25 Td (or ) Tj ET Q q 0 0 0 rg BT 299.17 178.25 Td (results ) Tj ET Q q 0 0 0 rg BT 327.78 178.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.61 178.25 Td (operations.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 154.25 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.84 154.25 Td (Related ) Tj ET Q q 0 0 0 rg BT 111.11 154.25 Td (to ) Tj ET Q q 0 0 0 rg BT 121.94 154.25 Td (Our) Tj ET Q q 0 0 0 rg BT 139.54 154.25 Td ( ) Tj ET Q q 0 0 0 rg BT 142.04 154.25 Td (Conduct ) Tj ET Q q 0 0 0 rg BT 181.22 154.25 Td (of ) Tj ET Q q 0 0 0 rg BT 192.05 154.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 231.23 154.25 Td (on ) Tj ET Q q 0 0 0 rg BT 244.29 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 260.12 154.25 Td (Internet) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 69.17 130.25 Td (disruption ) Tj ET Q q 0 0 0 rg BT 113.91 130.25 Td (of ) Tj ET Q q 0 0 0 rg BT 124.74 130.25 Td (our ) Tj ET Q q 0 0 0 rg BT 141.69 130.25 Td (Internet ) Tj ET Q q 0 0 0 rg BT 177.53 130.25 Td (connections ) Tj ET Q q 0 0 0 rg BT 229.48 130.25 Td (could ) Tj ET Q q 0 0 0 rg BT 254.76 130.25 Td (af) Tj ET Q q 0 0 0 rg BT 262.91 130.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 280.40 130.25 Td (the ) Tj ET Q q 0 0 0 rg BT 295.67 130.25 Td (success ) Tj ET Q q 0 0 0 rg BT 328.73 130.25 Td (of ) Tj ET Q q 0 0 0 rg BT 339.56 130.25 Td (our ) Tj ET Q q 0 0 0 rg BT 356.51 130.25 Td (Internet-based ) Tj ET Q q 0 0 0 rg BT 419.01 130.25 Td (products ) Tj ET Q q 0 0 0 rg BT 457.07 130.25 Td (and ) Tj ET Q q 0 0 0 rg BT 475.13 130.25 Td (services.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 106.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 106.54 106.25 Td (system ) Tj ET Q q 0 0 0 rg BT 137.64 106.25 Td (failure, ) Tj ET Q q 0 0 0 rg BT 169.55 106.25 Td (including ) Tj ET Q q 0 0 0 rg BT 210.64 106.25 Td (network, ) Tj ET Q q 0 0 0 rg BT 249.23 106.25 Td (software ) Tj ET Q q 0 0 0 rg BT 286.98 106.25 Td (or ) Tj ET Q q 0 0 0 rg BT 298.63 106.25 Td (hardware ) Tj ET Q q 0 0 0 rg BT 339.15 106.25 Td (failure, ) Tj ET Q q 0 0 0 rg BT 371.06 106.25 Td (that ) Tj ET Q q 0 0 0 rg BT 389.37 106.25 Td (causes ) Tj ET Q q 0 0 0 rg BT 418.79 106.25 Td (an ) Tj ET Q q 0 0 0 rg BT 431.55 106.25 Td (interruption ) Tj ET Q q 0 0 0 rg BT 482.08 106.25 Td (in ) Tj ET Q q 0 0 0 rg BT 493.18 106.25 Td (our ) Tj ET Q q 0 0 0 rg BT 509.83 106.25 Td (network ) Tj ET Q q 0 0 0 rg BT 545.92 106.25 Td (or ) Tj ET Q q 0 0 0 rg BT 557.57 106.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 86.07 94.25 Td (in ) Tj ET Q q 0 0 0 rg BT 95.51 94.25 Td (the ) Tj ET Q q 0 0 0 rg BT 109.39 94.25 Td (responsiveness ) Tj ET Q q 0 0 0 rg BT 171.04 94.25 Td (of ) Tj ET Q q 0 0 0 rg BT 181.03 94.25 Td (our ) Tj ET Q q 0 0 0 rg BT 196.02 94.25 Td (website ) Tj ET Q q 0 0 0 rg BT 228.23 94.25 Td (could ) Tj ET Q q 0 0 0 rg BT 252.10 94.25 Td (result ) Tj ET Q q 0 0 0 rg BT 275.98 94.25 Td (in ) Tj ET Q q 0 0 0 rg BT 285.42 94.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 318.73 94.25 Td (user ) Tj ET Q q 0 0 0 rg BT 337.05 94.25 Td (traf) Tj ET Q q 0 0 0 rg BT 350.74 94.25 Td (fic ) Tj ET Q q 0 0 0 rg BT 362.95 94.25 Td (and ) Tj ET Q q 0 0 0 rg BT 379.05 94.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 412.35 94.25 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 448.16 94.25 Td (Continued ) Tj ET Q q 0 0 0 rg BT 491.48 94.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 521.47 94.25 Td (in ) Tj ET Q q 0 0 0 rg BT 530.91 94.25 Td (Internet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.25 Td (usage ) Tj ET Q q 0 0 0 rg BT 75.49 82.25 Td (could ) Tj ET Q q 0 0 0 rg BT 100.44 82.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 125.37 82.25 Td (a ) Tj ET Q q 0 0 0 rg BT 132.54 82.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 169.68 82.25 Td (in ) Tj ET Q q 0 0 0 rg BT 180.18 82.25 Td (the ) Tj ET Q q 0 0 0 rg BT 195.12 82.25 Td (quality ) Tj ET Q q 0 0 0 rg BT 225.62 82.25 Td (of ) Tj ET Q q 0 0 0 rg BT 236.68 82.25 Td (Internet ) Tj ET Q q 0 0 0 rg BT 270.50 82.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 317.10 82.25 Td (service. ) Tj ET Q q 0 0 0 rg BT 350.44 82.25 Td (W) Tj ET Q q 0 0 0 rg BT 359.08 82.25 Td (ebsites ) Tj ET Q q 0 0 0 rg BT 389.02 82.25 Td (have ) Tj ET Q q 0 0 0 rg BT 410.62 82.25 Td (experienced ) Tj ET Q q 0 0 0 rg BT 461.65 82.25 Td (service ) Tj ET Q q 0 0 0 rg BT 492.69 82.25 Td (interruptions ) Tj ET Q q 0 0 0 rg BT 546.52 82.25 Td (as ) Tj ET Q q 0 0 0 rg BT 557.58 82.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.25 Td (result ) Tj ET Q q 0 0 0 rg BT 74.08 70.25 Td (of ) Tj ET Q q 0 0 0 rg BT 84.27 70.25 Td (outages ) Tj ET Q q 0 0 0 rg BT 116.67 70.25 Td (and ) Tj ET Q q 0 0 0 rg BT 132.97 70.25 Td (other ) Tj ET Q q 0 0 0 rg BT 155.38 70.25 Td (delays ) Tj ET Q q 0 0 0 rg BT 182.79 70.25 Td (occurring ) Tj ET Q q 0 0 0 rg BT 222.96 70.25 Td (throughout ) Tj ET Q q 0 0 0 rg BT 268.71 70.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.79 70.25 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 327.42 70.25 Td (Internet ) Tj ET Q q 0 0 0 rg BT 360.37 70.25 Td (network ) Tj ET Q q 0 0 0 rg BT 395.00 70.25 Td (infrastructure. ) Tj ET Q q 0 0 0 rg BT 453.22 70.25 Td (In ) Tj ET Q q 0 0 0 rg BT 463.41 70.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 500.55 70.25 Td (there ) Tj ET Q q 0 0 0 rg BT 522.39 70.25 Td (have ) Tj ET Q q 0 0 0 rg BT 543.13 70.25 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.25 Td (several ) Tj ET Q q 0 0 0 rg BT 79.77 58.25 Td (incidents ) Tj ET Q q 0 0 0 rg BT 117.33 58.25 Td (in ) Tj ET Q q 0 0 0 rg BT 126.56 58.25 Td (which ) Tj ET Q q 0 0 0 rg BT 152.46 58.25 Td (individuals ) Tj ET Q q 0 0 0 rg BT 198.35 58.25 Td (have ) Tj ET Q q 0 0 0 rg BT 218.69 58.25 Td (intentionally ) Tj ET Q q 0 0 0 rg BT 270.69 58.25 Td (caused ) Tj ET Q q 0 0 0 rg BT 299.35 58.25 Td (service ) Tj ET Q q 0 0 0 rg BT 329.12 58.25 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 375.02 58.25 Td (of ) Tj ET Q q 0 0 0 rg BT 384.81 58.25 Td (major ) Tj ET Q q 0 0 0 rg BT 409.59 58.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 460.45 58.25 Td (websites. ) Tj ET Q q 0 0 0 rg BT 498.85 58.25 Td (If ) Tj ET Q q 0 0 0 rg BT 506.96 58.25 Td (these ) Tj ET Q q 0 0 0 rg BT 528.96 58.25 Td (outages, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.25 Td (delays ) Tj ET Q q 0 0 0 rg BT 76.88 46.25 Td (or ) Tj ET Q q 0 0 0 rg BT 86.53 46.25 Td (service ) Tj ET Q q 0 0 0 rg BT 116.18 46.25 Td (disruptions ) Tj ET Q q 0 0 0 rg BT 161.95 46.25 Td (frequently ) Tj ET Q q 0 0 0 rg BT 204.38 46.25 Td (occur ) Tj ET Q q 0 0 0 rg BT 227.91 46.25 Td (in ) Tj ET Q q 0 0 0 rg BT 237.02 46.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.56 46.25 Td (future, ) Tj ET Q q 0 0 0 rg BT 278.27 46.25 Td (usage ) Tj ET Q q 0 0 0 rg BT 302.36 46.25 Td (of ) Tj ET Q q 0 0 0 rg BT 312.02 46.25 Td (our ) Tj ET Q q 0 0 0 rg BT 326.68 46.25 Td (web-based ) Tj ET Q q 0 0 0 rg BT 370.77 46.25 Td (services ) Tj ET Q q 0 0 0 rg BT 404.30 46.25 Td (could ) Tj ET Q q 0 0 0 rg BT 427.85 46.25 Td (grow ) Tj ET Q q 0 0 0 rg BT 449.73 46.25 Td (more ) Tj ET Q q 0 0 0 rg BT 471.60 46.25 Td (slowly ) Tj ET Q q 0 0 0 rg BT 499.60 46.25 Td (than ) Tj ET Q q 0 0 0 rg BT 518.14 46.25 Td (anticipated ) Tj ET Q endstream endobj 37 0 obj <>] /Rotate 0 /Contents 38 0 R>> endobj 38 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.02 742.10 Td (decline ) Tj ET Q q 0 0 0 rg BT 92.58 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 109.70 742.10 Td (we ) Tj ET Q q 0 0 0 rg BT 124.05 742.10 Td (may ) Tj ET Q q 0 0 0 rg BT 143.96 742.10 Td (lose ) Tj ET Q q 0 0 0 rg BT 162.75 742.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 200.98 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.11 742.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 263.84 742.10 Td (If ) Tj ET Q q 0 0 0 rg BT 273.19 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 288.09 742.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 321.88 742.10 Td (data ) Tj ET Q q 0 0 0 rg BT 341.22 742.10 Td (center ) Tj ET Q q 0 0 0 rg BT 368.33 742.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 412.67 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 430.36 742.10 Td (host ) Tj ET Q q 0 0 0 rg BT 449.71 742.10 Td (any ) Tj ET Q q 0 0 0 rg BT 466.84 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.86 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 493.88 742.10 Td (websites ) Tj ET Q q 0 0 0 rg BT 531.00 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 542.02 742.10 Td (web-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (based ) Tj ET Q q 0 0 0 rg BT 74.71 730.10 Td (services ) Tj ET Q q 0 0 0 rg BT 108.85 730.10 Td (were ) Tj ET Q q 0 0 0 rg BT 130.22 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 139.93 730.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 185.17 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 191.55 730.10 Td (system ) Tj ET Q q 0 0 0 rg BT 221.26 730.10 Td (failure, ) Tj ET Q q 0 0 0 rg BT 251.79 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.95 730.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 318.41 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 328.68 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 343.94 730.10 Td (website ) Tj ET Q q 0 0 0 rg BT 376.43 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 386.70 730.10 Td (web-based ) Tj ET Q q 0 0 0 rg BT 431.39 730.10 Td (services ) Tj ET Q q 0 0 0 rg BT 465.54 730.10 Td (would ) Tj ET Q q 0 0 0 rg BT 492.47 730.10 Td (be ) Tj ET Q q 0 0 0 rg BT 503.85 730.10 Td (harmed. ) Tj ET Q q 0 0 0 rg BT 538.13 730.10 Td (These ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 85.19 718.10 Td (are ) Tj ET Q q 0 0 0 rg BT 100.92 718.10 Td (also ) Tj ET Q q 0 0 0 rg BT 120.55 718.10 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 166.27 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 177.57 718.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 212.18 718.10 Td (from ) Tj ET Q q 0 0 0 rg BT 235.14 718.10 Td (fire, ) Tj ET Q q 0 0 0 rg BT 255.04 718.10 Td (floods, ) Tj ET Q q 0 0 0 rg BT 286.06 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 304.02 718.10 Td (earthquakes, ) Tj ET Q q 0 0 0 rg BT 357.79 718.10 Td (acts ) Tj ET Q q 0 0 0 rg BT 376.86 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 388.71 718.10 Td (terrorism, ) Tj ET Q q 0 0 0 rg BT 431.39 718.10 Td (power ) Tj ET Q q 0 0 0 rg BT 459.90 718.10 Td (loss, ) Tj ET Q q 0 0 0 rg BT 481.48 718.10 Td (telecommunications ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (failures, ) Tj ET Q q 0 0 0 rg BT 85.21 706.10 Td (break-ins ) Tj ET Q q 0 0 0 rg BT 125.13 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 142.29 706.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 172.78 706.10 Td (events. ) Tj ET Q q 0 0 0 rg BT 203.35 706.10 Td (The ) Tj ET Q q 0 0 0 rg BT 221.62 706.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 256.56 706.10 Td (implemented ) Tj ET Q q 0 0 0 rg BT 311.48 706.10 Td (by ) Tj ET Q q 0 0 0 rg BT 324.20 706.10 Td (our ) Tj ET Q q 0 0 0 rg BT 340.25 706.10 Td (third-party ) Tj ET Q q 0 0 0 rg BT 385.74 706.10 Td (service ) Tj ET Q q 0 0 0 rg BT 416.77 706.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 457.26 706.10 Td (may ) Tj ET Q q 0 0 0 rg BT 477.20 706.10 Td (not ) Tj ET Q q 0 0 0 rg BT 492.69 706.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 525.40 706.10 Td (or ) Tj ET Q q 0 0 0 rg BT 536.45 706.10 Td (timely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (detect ) Tj ET Q q 0 0 0 rg BT 76.30 694.10 Td (such ) Tj ET Q q 0 0 0 rg BT 97.07 694.10 Td (system ) Tj ET Q q 0 0 0 rg BT 127.28 694.10 Td (failures. ) Tj ET Q q 0 0 0 rg BT 162.19 694.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 180.18 694.10 Td (property ) Tj ET Q q 0 0 0 rg BT 216.48 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 233.35 694.10 Td (business ) Tj ET Q q 0 0 0 rg BT 269.68 694.10 Td (interruption ) Tj ET Q q 0 0 0 rg BT 319.32 694.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 360.07 694.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 398.58 694.10 Td (may ) Tj ET Q q 0 0 0 rg BT 418.23 694.10 Td (not ) Tj ET Q q 0 0 0 rg BT 433.44 694.10 Td (be ) Tj ET Q q 0 0 0 rg BT 445.31 694.10 Td (adequate ) Tj ET Q q 0 0 0 rg BT 483.28 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 493.49 694.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 514.80 694.10 Td (compensate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (us ) Tj ET Q q 0 0 0 rg BT 60.73 682.10 Td (for ) Tj ET Q q 0 0 0 rg BT 74.22 682.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 99.95 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 116.78 682.10 Td (may ) Tj ET Q q 0 0 0 rg BT 135.83 682.10 Td (occur) Tj ET Q q 0 0 0 rg BT 157.49 682.10 Td (. ) Tj ET Q q 0 0 0 rg BT 161.83 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.66 682.10 Td (In ) Tj ET Q q 0 0 0 rg BT 173.83 682.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 210.94 682.10 Td (our ) Tj ET Q q 0 0 0 rg BT 226.10 682.10 Td (users ) Tj ET Q q 0 0 0 rg BT 248.49 682.10 Td (depend ) Tj ET Q q 0 0 0 rg BT 279.20 682.10 Td (on ) Tj ET Q q 0 0 0 rg BT 291.04 682.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 323.97 682.10 Td (service ) Tj ET Q q 0 0 0 rg BT 354.12 682.10 Td (providers, ) Tj ET Q q 0 0 0 rg BT 396.23 682.10 Td (online ) Tj ET Q q 0 0 0 rg BT 423.06 682.10 Td (service ) Tj ET Q q 0 0 0 rg BT 453.21 682.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 492.81 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.09 682.10 Td (other ) Tj ET Q q 0 0 0 rg BT 531.47 682.10 Td (website ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (operators ) Tj ET Q q 0 0 0 rg BT 89.42 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 103.28 670.10 Td (access ) Tj ET Q q 0 0 0 rg BT 131.03 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 141.02 670.10 Td (our ) Tj ET Q q 0 0 0 rg BT 156.56 670.10 Td (website. ) Tj ET Q q 0 0 0 rg BT 191.65 670.10 Td (These ) Tj ET Q q 0 0 0 rg BT 217.74 670.10 Td (providers ) Tj ET Q q 0 0 0 rg BT 257.71 670.10 Td (could ) Tj ET Q q 0 0 0 rg BT 282.14 670.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 327.65 670.10 Td (outages, ) Tj ET Q q 0 0 0 rg BT 362.90 670.10 Td (delays ) Tj ET Q q 0 0 0 rg BT 390.66 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 407.31 670.10 Td (other ) Tj ET Q q 0 0 0 rg BT 430.06 670.10 Td (dif) Tj ET Q q 0 0 0 rg BT 440.99 670.10 Td (ficulties ) Tj ET Q q 0 0 0 rg BT 475.41 670.10 Td (due ) Tj ET Q q 0 0 0 rg BT 492.06 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 502.04 670.10 Td (system ) Tj ET Q q 0 0 0 rg BT 532.03 670.10 Td (failures ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (unrelated ) Tj ET Q q 0 0 0 rg BT 89.70 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.98 658.10 Td (our ) Tj ET Q q 0 0 0 rg BT 115.81 658.10 Td (systems.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (Concerns ) Tj ET Q q 0 0 0 rg BT 93.07 634.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 137.24 634.10 Td (security ) Tj ET Q q 0 0 0 rg BT 173.07 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.01 634.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 239.19 634.10 Td (or ) Tj ET Q q 0 0 0 rg BT 251.70 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.09 634.10 Td (transmission ) Tj ET Q q 0 0 0 rg BT 324.50 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 336.45 634.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 389.50 634.10 Td (information ) Tj ET Q q 0 0 0 rg BT 442.57 634.10 Td (over ) Tj ET Q q 0 0 0 rg BT 463.95 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.34 634.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 517.30 634.10 Td (or ) Tj ET Q q 0 0 0 rg BT 529.80 634.10 Td (security ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (problems ) Tj ET Q q 0 0 0 rg BT 90.28 622.10 Td (we ) Tj ET Q q 0 0 0 rg BT 103.89 622.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 150.81 622.10 Td (may ) Tj ET Q q 0 0 0 rg BT 170.53 622.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 203.57 622.10 Td (us ) Tj ET Q q 0 0 0 rg BT 215.53 622.10 Td (from ) Tj ET Q q 0 0 0 rg BT 238.03 622.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 283.87 622.10 Td (our ) Tj ET Q q 0 0 0 rg BT 300.82 622.10 Td (business ) Tj ET Q q 0 0 0 rg BT 338.33 622.10 Td (or ) Tj ET Q q 0 0 0 rg BT 349.73 622.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 381.11 622.10 Td (us ) Tj ET Q q 0 0 0 rg BT 393.07 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 403.34 622.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 425.84 622.10 Td (exposure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.10 Td (If ) Tj ET Q q 0 0 0 rg BT 95.26 598.10 Td (we ) Tj ET Q q 0 0 0 rg BT 109.52 598.10 Td (do ) Tj ET Q q 0 0 0 rg BT 122.12 598.10 Td (not ) Tj ET Q q 0 0 0 rg BT 137.50 598.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 175.09 598.10 Td (suf) Tj ET Q q 0 0 0 rg BT 187.13 598.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 215.27 598.10 Td (security ) Tj ET Q q 0 0 0 rg BT 249.53 598.10 Td (features ) Tj ET Q q 0 0 0 rg BT 283.77 598.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.15 598.10 Td (our ) Tj ET Q q 0 0 0 rg BT 310.08 598.10 Td (online ) Tj ET Q q 0 0 0 rg BT 337.68 598.10 Td (product ) Tj ET Q q 0 0 0 rg BT 370.82 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 387.86 598.10 Td (service ) Tj ET Q q 0 0 0 rg BT 418.78 598.10 Td (of) Tj ET Q q 0 0 0 rg BT 426.93 598.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 459.80 598.10 Td (our ) Tj ET Q q 0 0 0 rg BT 475.73 598.10 Td (products ) Tj ET Q q 0 0 0 rg BT 512.77 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.80 598.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.66 586.10 Td (not ) Tj ET Q q 0 0 0 rg BT 84.88 586.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 104.53 586.10 Td (market ) Tj ET Q q 0 0 0 rg BT 134.74 586.10 Td (acceptance, ) Tj ET Q q 0 0 0 rg BT 183.53 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 200.40 586.10 Td (we ) Tj ET Q q 0 0 0 rg BT 214.50 586.10 Td (could ) Tj ET Q q 0 0 0 rg BT 239.16 586.10 Td (also ) Tj ET Q q 0 0 0 rg BT 257.71 586.10 Td (be ) Tj ET Q q 0 0 0 rg BT 269.59 586.10 Td (exposed ) Tj ET Q q 0 0 0 rg BT 304.80 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 315.02 586.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 336.89 586.10 Td (liability) Tj ET Q q 0 0 0 rg BT 367.35 586.10 Td (. ) Tj ET Q q 0 0 0 rg BT 372.29 586.10 Td (Despite ) Tj ET Q q 0 0 0 rg BT 405.28 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 419.94 586.10 Td (measures ) Tj ET Q q 0 0 0 rg BT 459.58 586.10 Td (that ) Tj ET Q q 0 0 0 rg BT 477.02 586.10 Td (we ) Tj ET Q q 0 0 0 rg BT 491.12 586.10 Td (have ) Tj ET Q q 0 0 0 rg BT 512.44 586.10 Td (or ) Tj ET Q q 0 0 0 rg BT 523.21 586.10 Td (may ) Tj ET Q q 0 0 0 rg BT 542.86 586.10 Td (take, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.46 574.10 Td (infrastructure ) Tj ET Q q 0 0 0 rg BT 123.46 574.10 Td (will ) Tj ET Q q 0 0 0 rg BT 142.15 574.10 Td (be ) Tj ET Q q 0 0 0 rg BT 154.72 574.10 Td (potentially ) Tj ET Q q 0 0 0 rg BT 200.63 574.10 Td (vulnerable ) Tj ET Q q 0 0 0 rg BT 245.96 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 256.87 574.10 Td (physical ) Tj ET Q q 0 0 0 rg BT 293.33 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 304.80 574.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 347.35 574.10 Td (break-ins, ) Tj ET Q q 0 0 0 rg BT 390.19 574.10 Td (computer ) Tj ET Q q 0 0 0 rg BT 431.09 574.10 Td (viruses ) Tj ET Q q 0 0 0 rg BT 462.55 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 474.01 574.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 504.92 574.10 Td (problems. ) Tj ET Q q 0 0 0 rg BT 547.77 574.10 Td (If ) Tj ET Q q 0 0 0 rg BT 557.57 574.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (person ) Tj ET Q q 0 0 0 rg BT 79.82 562.10 Td (circumvents ) Tj ET Q q 0 0 0 rg BT 131.86 562.10 Td (our ) Tj ET Q q 0 0 0 rg BT 148.35 562.10 Td (security ) Tj ET Q q 0 0 0 rg BT 183.16 562.10 Td (measures, ) Tj ET Q q 0 0 0 rg BT 226.03 562.10 Td (that ) Tj ET Q q 0 0 0 rg BT 244.19 562.10 Td (person ) Tj ET Q q 0 0 0 rg BT 274.01 562.10 Td (could ) Tj ET Q q 0 0 0 rg BT 299.39 562.10 Td (misappropriate ) Tj ET Q q 0 0 0 rg BT 362.53 562.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 410.12 562.10 Td (information ) Tj ET Q q 0 0 0 rg BT 460.49 562.10 Td (or ) Tj ET Q q 0 0 0 rg BT 471.98 562.10 Td (disrupt ) Tj ET Q q 0 0 0 rg BT 502.92 562.10 Td (or ) Tj ET Q q 0 0 0 rg BT 514.41 562.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 548.67 562.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 96.27 550.10 Td (Security ) Tj ET Q q 0 0 0 rg BT 131.71 550.10 Td (breaches ) Tj ET Q q 0 0 0 rg BT 168.81 550.10 Td (that ) Tj ET Q q 0 0 0 rg BT 185.92 550.10 Td (result ) Tj ET Q q 0 0 0 rg BT 210.25 550.10 Td (in ) Tj ET Q q 0 0 0 rg BT 220.15 550.10 Td (access ) Tj ET Q q 0 0 0 rg BT 247.80 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 257.70 550.10 Td (confidential ) Tj ET Q q 0 0 0 rg BT 307.57 550.10 Td (information ) Tj ET Q q 0 0 0 rg BT 356.90 550.10 Td (could ) Tj ET Q q 0 0 0 rg BT 381.23 550.10 Td (damage ) Tj ET Q q 0 0 0 rg BT 414.44 550.10 Td (our ) Tj ET Q q 0 0 0 rg BT 429.89 550.10 Td (reputation ) Tj ET Q q 0 0 0 rg BT 472.55 550.10 Td (and ) Tj ET Q q 0 0 0 rg BT 489.10 550.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 519.55 550.10 Td (us ) Tj ET Q q 0 0 0 rg BT 530.55 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 540.45 550.10 Td (a ) Tj ET Q q 0 0 0 rg BT 547.00 550.10 Td (risk ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (of ) Tj ET Q q 0 0 0 rg BT 62.25 538.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 81.73 538.10 Td (or ) Tj ET Q q 0 0 0 rg BT 93.98 538.10 Td (liability) Tj ET Q q 0 0 0 rg BT 124.44 538.10 Td (. ) Tj ET Q q 0 0 0 rg BT 130.58 538.10 Td (W) Tj ET Q q 0 0 0 rg BT 139.22 538.10 Td (e ) Tj ET Q q 0 0 0 rg BT 147.58 538.10 Td (may ) Tj ET Q q 0 0 0 rg BT 168.71 538.10 Td (be ) Tj ET Q q 0 0 0 rg BT 182.07 538.10 Td (required ) Tj ET Q q 0 0 0 rg BT 219.31 538.10 Td (to ) Tj ET Q q 0 0 0 rg BT 231.01 538.10 Td (make ) Tj ET Q q 0 0 0 rg BT 256.58 538.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 302.71 538.10 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 357.73 538.10 Td (to ) Tj ET Q q 0 0 0 rg BT 369.43 538.10 Td (protect ) Tj ET Q q 0 0 0 rg BT 401.11 538.10 Td (against ) Tj ET Q q 0 0 0 rg BT 433.36 538.10 Td (or ) Tj ET Q q 0 0 0 rg BT 445.61 538.10 Td (remediate ) Tj ET Q q 0 0 0 rg BT 488.95 538.10 Td (security ) Tj ET Q q 0 0 0 rg BT 524.52 538.10 Td (breaches. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Additionally) Tj ET Q q 0 0 0 rg BT 99.90 526.10 Td (, ) Tj ET Q q 0 0 0 rg BT 105.19 526.10 Td (if ) Tj ET Q q 0 0 0 rg BT 114.08 526.10 Td (we ) Tj ET Q q 0 0 0 rg BT 128.53 526.10 Td (are ) Tj ET Q q 0 0 0 rg BT 143.53 526.10 Td (unable ) Tj ET Q q 0 0 0 rg BT 172.97 526.10 Td (to ) Tj ET Q q 0 0 0 rg BT 183.53 526.10 Td (adequately ) Tj ET Q q 0 0 0 rg BT 229.63 526.10 Td (address ) Tj ET Q q 0 0 0 rg BT 262.41 526.10 Td (our ) Tj ET Q q 0 0 0 rg BT 278.53 526.10 Td (customers' ) Tj ET Q q 0 0 0 rg BT 323.66 526.10 Td (concerns ) Tj ET Q q 0 0 0 rg BT 361.99 526.10 Td (about ) Tj ET Q q 0 0 0 rg BT 386.99 526.10 Td (security) Tj ET Q q 0 0 0 rg BT 418.00 526.10 Td (, ) Tj ET Q q 0 0 0 rg BT 423.28 526.10 Td (we ) Tj ET Q q 0 0 0 rg BT 437.73 526.10 Td (may ) Tj ET Q q 0 0 0 rg BT 457.73 526.10 Td (have ) Tj ET Q q 0 0 0 rg BT 479.40 526.10 Td (dif) Tj ET Q q 0 0 0 rg BT 490.33 526.10 Td (ficulty ) Tj ET Q q 0 0 0 rg BT 519.22 526.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 548.67 526.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (products ) Tj ET Q q 0 0 0 rg BT 86.94 514.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.88 514.10 Td (services.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (Uncertainty ) Tj ET Q q 0 0 0 rg BT 102.06 490.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.58 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 129.54 490.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 183.26 490.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 227.00 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.95 490.10 Td (use ) Tj ET Q q 0 0 0 rg BT 260.02 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 271.53 490.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 308.05 490.10 Td (users' ) Tj ET Q q 0 0 0 rg BT 335.68 490.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 374.42 490.10 Td (information, ) Tj ET Q q 0 0 0 rg BT 429.55 490.10 Td (or ) Tj ET Q q 0 0 0 rg BT 441.62 490.10 Td (legislation ) Tj ET Q q 0 0 0 rg BT 487.58 490.10 Td (limiting ) Tj ET Q q 0 0 0 rg BT 522.99 490.10 Td (such ) Tj ET Q q 0 0 0 rg BT 545.62 490.10 Td (use, ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (could ) Tj ET Q q 0 0 0 rg BT 75.28 478.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 105.55 478.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 140.83 478.10 Td (for ) Tj ET Q q 0 0 0 rg BT 155.55 478.10 Td (our ) Tj ET Q q 0 0 0 rg BT 172.50 478.10 Td (services ) Tj ET Q q 0 0 0 rg BT 207.21 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 225.27 478.10 Td (result ) Tj ET Q q 0 0 0 rg BT 251.11 478.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.95 478.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 303.89 478.10 Td (expenses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 454.10 Td (Concern ) Tj ET Q q 0 0 0 rg BT 122.25 454.10 Td (among ) Tj ET Q q 0 0 0 rg BT 151.84 454.10 Td (consumers ) Tj ET Q q 0 0 0 rg BT 196.98 454.10 Td (and ) Tj ET Q q 0 0 0 rg BT 213.79 454.10 Td (legislators ) Tj ET Q q 0 0 0 rg BT 257.27 454.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 297.96 454.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.55 454.10 Td (use ) Tj ET Q q 0 0 0 rg BT 328.25 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 338.95 454.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 375.20 454.10 Td (information ) Tj ET Q q 0 0 0 rg BT 424.79 454.10 Td (gathered ) Tj ET Q q 0 0 0 rg BT 461.59 454.10 Td (from ) Tj ET Q q 0 0 0 rg BT 483.40 454.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 516.86 454.10 Td (users ) Tj ET Q q 0 0 0 rg BT 539.79 454.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (create ) Tj ET Q q 0 0 0 rg BT 76.51 442.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 124.14 442.10 Td (in ) Tj ET Q q 0 0 0 rg BT 134.56 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.43 442.10 Td (marketplace. ) Tj ET Q q 0 0 0 rg BT 203.24 442.10 Td (This ) Tj ET Q q 0 0 0 rg BT 223.67 442.10 Td (could ) Tj ET Q q 0 0 0 rg BT 248.53 442.10 Td (reduce ) Tj ET Q q 0 0 0 rg BT 277.83 442.10 Td (demand ) Tj ET Q q 0 0 0 rg BT 312.13 442.10 Td (for ) Tj ET Q q 0 0 0 rg BT 326.44 442.10 Td (our ) Tj ET Q q 0 0 0 rg BT 342.42 442.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 379.77 442.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 415.17 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 430.04 442.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 448.80 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.77 442.10 Td (doing ) Tj ET Q q 0 0 0 rg BT 485.20 442.10 Td (business ) Tj ET Q q 0 0 0 rg BT 521.74 442.10 Td (as ) Tj ET Q q 0 0 0 rg BT 532.72 442.10 Td (a ) Tj ET Q q 0 0 0 rg BT 539.80 442.10 Td (result ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 59.76 430.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 97.30 430.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 118.73 430.10 Td (or ) Tj ET Q q 0 0 0 rg BT 128.49 430.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 167.67 430.10 Td (service ) Tj ET Q q 0 0 0 rg BT 197.42 430.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 231.61 430.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 255.54 430.10 Td (or ) Tj ET Q q 0 0 0 rg BT 265.30 430.10 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 305.61 430.10 Td (harm ) Tj ET Q q 0 0 0 rg BT 327.58 430.10 Td (our ) Tj ET Q q 0 0 0 rg BT 342.34 430.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 380.16 430.10 Td (Many ) Tj ET Q q 0 0 0 rg BT 404.92 430.10 Td (state ) Tj ET Q q 0 0 0 rg BT 424.68 430.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 464.42 430.10 Td (codes ) Tj ET Q q 0 0 0 rg BT 488.62 430.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 508.94 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 522.59 430.10 Td (collection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 418.10 Td (use ) Tj ET Q q 0 0 0 rg BT 82.77 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.60 418.10 Td (personal ) Tj ET Q q 0 0 0 rg BT 129.98 418.10 Td (information ) Tj ET Q q 0 0 0 rg BT 179.69 418.10 Td (by ) Tj ET Q q 0 0 0 rg BT 192.19 418.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 233.00 418.10 Td (agencies, ) Tj ET Q q 0 0 0 rg BT 272.43 418.10 Td (brokers ) Tj ET Q q 0 0 0 rg BT 304.92 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.86 418.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 354.33 418.10 Td (or ) Tj ET Q q 0 0 0 rg BT 365.16 418.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 405.98 418.10 Td (service ) Tj ET Q q 0 0 0 rg BT 436.79 418.10 Td (or) Tj ET Q q 0 0 0 rg BT 444.94 418.10 Td (ganizations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (Future ) Tj ET Q q 0 0 0 rg BT 81.40 394.10 Td (government ) Tj ET Q q 0 0 0 rg BT 132.79 394.10 Td (regulation ) Tj ET Q q 0 0 0 rg BT 178.08 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 188.91 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 204.18 394.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 240.02 394.10 Td (could ) Tj ET Q q 0 0 0 rg BT 265.30 394.10 Td (place ) Tj ET Q q 0 0 0 rg BT 289.46 394.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 329.18 394.10 Td (burdens ) Tj ET Q q 0 0 0 rg BT 365.03 394.10 Td (on ) Tj ET Q q 0 0 0 rg BT 378.09 394.10 Td (our ) Tj ET Q q 0 0 0 rg BT 395.04 394.10 Td (businesses.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 370.10 Td (Because ) Tj ET Q q 0 0 0 rg BT 122.26 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.53 370.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.69 370.10 Td (Internet's ) Tj ET Q q 0 0 0 rg BT 188.41 370.10 Td (popularity ) Tj ET Q q 0 0 0 rg BT 232.46 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 249.84 370.10 Td (increasing ) Tj ET Q q 0 0 0 rg BT 293.87 370.10 Td (use, ) Tj ET Q q 0 0 0 rg BT 312.64 370.10 Td (new ) Tj ET Q q 0 0 0 rg BT 332.24 370.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 353.51 370.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.89 370.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 418.27 370.10 Td (directed ) Tj ET Q q 0 0 0 rg BT 453.41 370.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 502.44 370.10 Td (at ) Tj ET Q q 0 0 0 rg BT 512.60 370.10 Td (e-commerce ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (may ) Tj ET Q q 0 0 0 rg BT 70.17 358.10 Td (be ) Tj ET Q q 0 0 0 rg BT 82.57 358.10 Td (adopted. ) Tj ET Q q 0 0 0 rg BT 119.47 358.10 Td (These ) Tj ET Q q 0 0 0 rg BT 146.30 358.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 167.59 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 184.98 358.10 Td (regulations ) Tj ET Q q 0 0 0 rg BT 232.37 358.10 Td (may ) Tj ET Q q 0 0 0 rg BT 252.54 358.10 Td (cover ) Tj ET Q q 0 0 0 rg BT 277.71 358.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 304.56 358.10 Td (such ) Tj ET Q q 0 0 0 rg BT 325.84 358.10 Td (as ) Tj ET Q q 0 0 0 rg BT 337.13 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.30 358.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 394.69 358.10 Td (and ) Tj ET Q q 0 0 0 rg BT 412.08 358.10 Td (use ) Tj ET Q q 0 0 0 rg BT 428.37 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 439.66 358.10 Td (data ) Tj ET Q q 0 0 0 rg BT 459.27 358.10 Td (from ) Tj ET Q q 0 0 0 rg BT 481.66 358.10 Td (website ) Tj ET Q q 0 0 0 rg BT 515.17 358.10 Td (visitors ) Tj ET Q q 0 0 0 rg BT 547.57 358.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.02 346.10 Td (privacy ) Tj ET Q q 0 0 0 rg BT 110.83 346.10 Td (issues; ) Tj ET Q q 0 0 0 rg BT 139.32 346.10 Td (pricing; ) Tj ET Q q 0 0 0 rg BT 172.24 346.10 Td (taxation; ) Tj ET Q q 0 0 0 rg BT 209.05 346.10 Td (telecommunications ) Tj ET Q q 0 0 0 rg BT 291.41 346.10 Td (over ) Tj ET Q q 0 0 0 rg BT 310.99 346.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.03 346.10 Td (Internet; ) Tj ET Q q 0 0 0 rg BT 360.72 346.10 Td (content; ) Tj ET Q q 0 0 0 rg BT 394.76 346.10 Td (copyrights; ) Tj ET Q q 0 0 0 rg BT 441.57 346.10 Td (distribution; ) Tj ET Q q 0 0 0 rg BT 492.28 346.10 Td (and ) Tj ET Q q 0 0 0 rg BT 508.54 346.10 Td (domain ) Tj ET Q q 0 0 0 rg BT 540.36 346.10 Td (name ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (piracy) Tj ET Q q 0 0 0 rg BT 74.34 334.10 Td (. ) Tj ET Q q 0 0 0 rg BT 78.59 334.10 Td (The ) Tj ET Q q 0 0 0 rg BT 96.02 334.10 Td (enactment ) Tj ET Q q 0 0 0 rg BT 139.00 334.10 Td (of ) Tj ET Q q 0 0 0 rg BT 149.22 334.10 Td (any ) Tj ET Q q 0 0 0 rg BT 165.55 334.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 207.43 334.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 227.64 334.10 Td (or ) Tj ET Q q 0 0 0 rg BT 237.86 334.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 286.69 334.10 Td (including ) Tj ET Q q 0 0 0 rg BT 326.35 334.10 Td (international ) Tj ET Q q 0 0 0 rg BT 378.77 334.10 Td (laws ) Tj ET Q q 0 0 0 rg BT 398.99 334.10 Td (and ) Tj ET Q q 0 0 0 rg BT 415.32 334.10 Td (regulations, ) Tj ET Q q 0 0 0 rg BT 464.14 334.10 Td (could ) Tj ET Q q 0 0 0 rg BT 488.25 334.10 Td (impede ) Tj ET Q q 0 0 0 rg BT 519.57 334.10 Td (the ) Tj ET Q q 0 0 0 rg BT 533.67 334.10 Td (growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 322.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 94.98 322.10 Td (from ) Tj ET Q q 0 0 0 rg BT 116.91 322.10 Td (our ) Tj ET Q q 0 0 0 rg BT 132.74 322.10 Td (Internet ) Tj ET Q q 0 0 0 rg BT 166.34 322.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 210.49 322.10 Td (and ) Tj ET Q q 0 0 0 rg BT 227.43 322.10 Td (place ) Tj ET Q q 0 0 0 rg BT 251.03 322.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 293.52 322.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 331.00 322.10 Td (burdens ) Tj ET Q q 0 0 0 rg BT 365.16 322.10 Td (on ) Tj ET Q q 0 0 0 rg BT 377.66 322.10 Td (our ) Tj ET Q q 0 0 0 rg BT 393.49 322.10 Td (business.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (Risks ) Tj ET Q q 0 0 0 rg BT 75.84 298.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 110.93 298.10 Td (T) Tj ET Q q 0 0 0 rg BT 116.68 298.10 Td (o ) Tj ET Q q 0 0 0 rg BT 124.18 298.10 Td (Our) Tj ET Q q 0 0 0 rg BT 141.78 298.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.28 298.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 186.23 298.10 Td (Stock) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.61 274.10 Td (price ) Tj ET Q q 0 0 0 rg BT 91.66 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.49 274.10 Td (our ) Tj ET Q q 0 0 0 rg BT 119.44 274.10 Td (common ) Tj ET Q q 0 0 0 rg BT 157.50 274.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 181.10 274.10 Td (may ) Tj ET Q q 0 0 0 rg BT 200.82 274.10 Td (be ) Tj ET Q q 0 0 0 rg BT 212.76 274.10 Td (extremely ) Tj ET Q q 0 0 0 rg BT 255.24 274.10 Td (volatile.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 250.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.79 250.10 Td (a ) Tj ET Q q 0 0 0 rg BT 105.69 250.10 Td (future ) Tj ET Q q 0 0 0 rg BT 133.02 250.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 164.53 250.10 Td (our ) Tj ET Q q 0 0 0 rg BT 181.31 250.10 Td (results ) Tj ET Q q 0 0 0 rg BT 210.88 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.67 250.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 267.78 250.10 Td (may ) Tj ET Q q 0 0 0 rg BT 288.46 250.10 Td (be ) Tj ET Q q 0 0 0 rg BT 301.36 250.10 Td (below ) Tj ET Q q 0 0 0 rg BT 329.25 250.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.93 250.10 Td (expectations ) Tj ET Q q 0 0 0 rg BT 398.37 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 410.16 250.10 Td (public ) Tj ET Q q 0 0 0 rg BT 438.61 250.10 Td (market ) Tj ET Q q 0 0 0 rg BT 469.83 250.10 Td (investors, ) Tj ET Q q 0 0 0 rg BT 511.90 250.10 Td (which ) Tj ET Q q 0 0 0 rg BT 539.80 250.10 Td (could ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 94.73 238.10 Td (af) Tj ET Q q 0 0 0 rg BT 102.32 238.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 120.39 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 135.68 238.10 Td (market ) Tj ET Q q 0 0 0 rg BT 166.53 238.10 Td (price ) Tj ET Q q 0 0 0 rg BT 189.59 238.10 Td (of ) Tj ET Q q 0 0 0 rg BT 201.01 238.10 Td (our ) Tj ET Q q 0 0 0 rg BT 217.42 238.10 Td (common ) Tj ET Q q 0 0 0 rg BT 255.49 238.10 Td (stock. ) Tj ET Q q 0 0 0 rg BT 282.18 238.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 337.75 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 353.05 238.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 377.24 238.10 Td (market ) Tj ET Q q 0 0 0 rg BT 408.08 238.10 Td (in ) Tj ET Q q 0 0 0 rg BT 418.94 238.10 Td (general ) Tj ET Q q 0 0 0 rg BT 451.45 238.10 Td (has ) Tj ET Q q 0 0 0 rg BT 467.86 238.10 Td (sometimes ) Tj ET Q q 0 0 0 rg BT 513.71 238.10 Td (experienced ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (extreme ) Tj ET Q q 0 0 0 rg BT 83.88 226.10 Td (price ) Tj ET Q q 0 0 0 rg BT 105.54 226.10 Td (and ) Tj ET Q q 0 0 0 rg BT 121.65 226.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 153.32 226.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 202.21 226.10 Td (recently) Tj ET Q q 0 0 0 rg BT 233.76 226.10 Td (. ) Tj ET Q q 0 0 0 rg BT 237.81 226.10 Td (W) Tj ET Q q 0 0 0 rg BT 246.45 226.10 Td (e ) Tj ET Q q 0 0 0 rg BT 252.56 226.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 283.11 226.10 Td (that, ) Tj ET Q q 0 0 0 rg BT 302.28 226.10 Td (in ) Tj ET Q q 0 0 0 rg BT 311.73 226.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.63 226.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 353.68 226.10 Td (the ) Tj ET Q q 0 0 0 rg BT 367.57 226.10 Td (market ) Tj ET Q q 0 0 0 rg BT 397.01 226.10 Td (price ) Tj ET Q q 0 0 0 rg BT 418.67 226.10 Td (of ) Tj ET Q q 0 0 0 rg BT 428.67 226.10 Td (our ) Tj ET Q q 0 0 0 rg BT 443.68 226.10 Td (common ) Tj ET Q q 0 0 0 rg BT 480.35 226.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 503.13 226.10 Td (could ) Tj ET Q q 0 0 0 rg BT 527.02 226.10 Td (fluctuate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (widely ) Tj ET Q q 0 0 0 rg BT 79.72 214.10 Td (due ) Tj ET Q q 0 0 0 rg BT 96.66 214.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.93 214.10 Td (variations ) Tj ET Q q 0 0 0 rg BT 148.87 214.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.15 214.10 Td (our ) Tj ET Q q 0 0 0 rg BT 174.98 214.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 228.00 214.10 Td (and ) Tj ET Q q 0 0 0 rg BT 244.94 214.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 285.20 214.10 Td (results ) Tj ET Q q 0 0 0 rg BT 313.81 214.10 Td (or ) Tj ET Q q 0 0 0 rg BT 324.64 214.10 Td (because ) Tj ET Q q 0 0 0 rg BT 358.78 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 369.61 214.10 Td (any ) Tj ET Q q 0 0 0 rg BT 386.55 214.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.38 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.10 214.10 Td (following ) Tj ET Q q 0 0 0 rg BT 453.49 214.10 Td (factors:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 190.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 190.10 Td (announcements of new services, products, or technological innovations, or strategic relationships by us or our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 178.10 Td (competitors;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 166.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 166.10 Td (announcements of business acquisitions or strategic relationships by us or our competitors;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 154.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 154.10 Td (trends or conditions in the insurance, software, business process outsourcing and Internet markets;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 142.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 142.10 Td (changes in market valuations of our competitors; and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 130.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 130.10 Td (general political, economic, regulatory and market conditions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 118.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.42 118.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 135.79 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.09 118.10 Td (market ) Tj ET Q q 0 0 0 rg BT 181.95 118.10 Td (prices ) Tj ET Q q 0 0 0 rg BT 208.92 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.34 118.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 261.19 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 272.61 118.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 320.14 118.10 Td (companies, ) Tj ET Q q 0 0 0 rg BT 368.49 118.10 Td (including ) Tj ET Q q 0 0 0 rg BT 409.35 118.10 Td (our ) Tj ET Q q 0 0 0 rg BT 425.78 118.10 Td (own, ) Tj ET Q q 0 0 0 rg BT 448.59 118.10 Td (have ) Tj ET Q q 0 0 0 rg BT 470.56 118.10 Td (been ) Tj ET Q q 0 0 0 rg BT 492.52 118.10 Td (volatile ) Tj ET Q q 0 0 0 rg BT 525.60 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 543.13 118.10 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (experienced ) Tj ET Q q 0 0 0 rg BT 100.84 106.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 150.60 106.10 Td (that ) Tj ET Q q 0 0 0 rg BT 168.14 106.10 Td (have ) Tj ET Q q 0 0 0 rg BT 189.56 106.10 Td (often ) Tj ET Q q 0 0 0 rg BT 212.65 106.10 Td (been ) Tj ET Q q 0 0 0 rg BT 234.07 106.10 Td (unrelated ) Tj ET Q q 0 0 0 rg BT 273.81 106.10 Td (or ) Tj ET Q q 0 0 0 rg BT 284.68 106.10 Td (disproportionate ) Tj ET Q q 0 0 0 rg BT 352.77 106.10 Td (to ) Tj ET Q q 0 0 0 rg BT 363.09 106.10 Td (a ) Tj ET Q q 0 0 0 rg BT 370.07 106.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 403.71 106.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 448.60 106.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 488.91 106.10 Td (performance. ) Tj ET Q q 0 0 0 rg BT 543.91 106.10 Td (As ) Tj ET Q q 0 0 0 rg BT 557.57 106.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (result, ) Tj ET Q q 0 0 0 rg BT 77.39 94.10 Td (investors ) Tj ET Q q 0 0 0 rg BT 116.17 94.10 Td (may ) Tj ET Q q 0 0 0 rg BT 136.07 94.10 Td (not ) Tj ET Q q 0 0 0 rg BT 151.52 94.10 Td (be ) Tj ET Q q 0 0 0 rg BT 163.63 94.10 Td (able ) Tj ET Q q 0 0 0 rg BT 182.96 94.10 Td (to ) Tj ET Q q 0 0 0 rg BT 193.42 94.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 209.98 94.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 237.64 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 248.65 94.10 Td (our ) Tj ET Q q 0 0 0 rg BT 264.65 94.10 Td (common ) Tj ET Q q 0 0 0 rg BT 302.32 94.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 326.11 94.10 Td (at ) Tj ET Q q 0 0 0 rg BT 336.00 94.10 Td (or ) Tj ET Q q 0 0 0 rg BT 347.00 94.10 Td (above ) Tj ET Q q 0 0 0 rg BT 373.55 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 388.45 94.10 Td (price ) Tj ET Q q 0 0 0 rg BT 411.11 94.10 Td (at ) Tj ET Q q 0 0 0 rg BT 421.00 94.10 Td (which ) Tj ET Q q 0 0 0 rg BT 448.11 94.10 Td (an ) Tj ET Q q 0 0 0 rg BT 460.22 94.10 Td (investor ) Tj ET Q q 0 0 0 rg BT 495.12 94.10 Td (paid. ) Tj ET Q q 0 0 0 rg BT 517.51 94.10 Td (In ) Tj ET Q q 0 0 0 rg BT 528.51 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 543.40 94.10 Td (past, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (following ) Tj ET Q q 0 0 0 rg BT 90.38 82.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 121.31 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.14 82.10 Td (volatility ) Tj ET Q q 0 0 0 rg BT 168.74 82.10 Td (in ) Tj ET Q q 0 0 0 rg BT 178.01 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.72 82.10 Td (market ) Tj ET Q q 0 0 0 rg BT 220.98 82.10 Td (price ) Tj ET Q q 0 0 0 rg BT 242.46 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.29 82.10 Td (a ) Tj ET Q q 0 0 0 rg BT 258.22 82.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 302.06 82.10 Td (securities, ) Tj ET Q q 0 0 0 rg BT 343.82 82.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 383.08 82.10 Td (class ) Tj ET Q q 0 0 0 rg BT 404.01 82.10 Td (action ) Tj ET Q q 0 0 0 rg BT 429.94 82.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 467.54 82.10 Td (has ) Tj ET Q q 0 0 0 rg BT 482.36 82.10 Td (often ) Tj ET Q q 0 0 0 rg BT 504.40 82.10 Td (been ) Tj ET Q q 0 0 0 rg BT 524.78 82.10 Td (instituted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (against ) Tj ET Q q 0 0 0 rg BT 80.69 70.10 Td (that ) Tj ET Q q 0 0 0 rg BT 98.05 70.10 Td (company) Tj ET Q q 0 0 0 rg BT 134.06 70.10 Td (. ) Tj ET Q q 0 0 0 rg BT 138.41 70.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 157.99 70.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 198.13 70.10 Td (litigation ) Tj ET Q q 0 0 0 rg BT 236.60 70.10 Td (would ) Tj ET Q q 0 0 0 rg BT 263.97 70.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 296.33 70.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 341.47 70.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 363.84 70.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.64 70.10 Td (our ) Tj ET Q q 0 0 0 rg BT 396.34 70.10 Td (management's ) Tj ET Q q 0 0 0 rg BT 455.49 70.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 492.85 70.10 Td (could ) Tj ET Q q 0 0 0 rg BT 517.43 70.10 Td (be ) Tj ET Q q 0 0 0 rg BT 529.24 70.10 Td (diverted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (from ) Tj ET Q q 0 0 0 rg BT 71.94 58.10 Td (our ) Tj ET Q q 0 0 0 rg BT 87.77 58.10 Td (business.) Tj ET Q endstream endobj 39 0 obj <>] /Rotate 0 /Contents 40 0 R>> endobj 40 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (16) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 92.50 742.25 Td (and ) Tj ET Q q 0 0 0 rg BT 110.56 742.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 142.52 742.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 184.47 742.25 Td (results ) Tj ET Q q 0 0 0 rg BT 214.20 742.25 Td (may ) Tj ET Q q 0 0 0 rg BT 233.92 742.25 Td (fluctuate, ) Tj ET Q q 0 0 0 rg BT 275.59 742.25 Td (which ) Tj ET Q q 0 0 0 rg BT 303.10 742.25 Td (could ) Tj ET Q q 0 0 0 rg BT 328.37 742.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 354.20 742.25 Td (our ) Tj ET Q q 0 0 0 rg BT 371.16 742.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 394.77 742.25 Td (price ) Tj ET Q q 0 0 0 rg BT 417.81 742.25 Td (to ) Tj ET Q q 0 0 0 rg BT 428.09 742.25 Td (be ) Tj ET Q q 0 0 0 rg BT 440.03 742.25 Td (volatile.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 718.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.10 718.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 142.74 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 159.73 718.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 188.93 718.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 229.24 718.25 Td (results ) Tj ET Q q 0 0 0 rg BT 257.90 718.25 Td (may ) Tj ET Q q 0 0 0 rg BT 277.66 718.25 Td (fluctuate ) Tj ET Q q 0 0 0 rg BT 315.19 718.25 Td (significantly ) Tj ET Q q 0 0 0 rg BT 367.73 718.25 Td (in ) Tj ET Q q 0 0 0 rg BT 378.06 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 392.82 718.25 Td (future ) Tj ET Q q 0 0 0 rg BT 419.25 718.25 Td (due ) Tj ET Q q 0 0 0 rg BT 436.23 718.25 Td (to ) Tj ET Q q 0 0 0 rg BT 446.56 718.25 Td (a ) Tj ET Q q 0 0 0 rg BT 453.54 718.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 483.86 718.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.73 718.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 524.49 718.25 Td (related ) Tj ET Q q 0 0 0 rg BT 554.24 718.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (our ) Tj ET Q q 0 0 0 rg BT 65.50 706.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 103.22 706.25 Td (or ) Tj ET Q q 0 0 0 rg BT 113.72 706.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 153.66 706.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 191.93 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 201.88 706.25 Td (any ) Tj ET Q q 0 0 0 rg BT 218.50 706.25 Td (particular ) Tj ET Q q 0 0 0 rg BT 258.98 706.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 289.20 706.25 Td (Results ) Tj ET Q q 0 0 0 rg BT 320.83 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 331.33 706.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 375.16 706.25 Td (during ) Tj ET Q q 0 0 0 rg BT 403.44 706.25 Td (any ) Tj ET Q q 0 0 0 rg BT 420.05 706.25 Td (particular ) Tj ET Q q 0 0 0 rg BT 460.54 706.25 Td (period ) Tj ET Q q 0 0 0 rg BT 488.26 706.25 Td (are ) Tj ET Q q 0 0 0 rg BT 502.64 706.25 Td (not ) Tj ET Q q 0 0 0 rg BT 517.59 706.25 Td (necessarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (an ) Tj ET Q q 0 0 0 rg BT 62.08 694.25 Td (indication ) Tj ET Q q 0 0 0 rg BT 104.72 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 115.69 694.25 Td (our ) Tj ET Q q 0 0 0 rg BT 131.67 694.25 Td (results ) Tj ET Q q 0 0 0 rg BT 160.42 694.25 Td (for ) Tj ET Q q 0 0 0 rg BT 174.72 694.25 Td (any ) Tj ET Q q 0 0 0 rg BT 191.80 694.25 Td (other ) Tj ET Q q 0 0 0 rg BT 215.00 694.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 245.69 694.25 Td (Factors ) Tj ET Q q 0 0 0 rg BT 277.77 694.25 Td (that ) Tj ET Q q 0 0 0 rg BT 295.41 694.25 Td (may ) Tj ET Q q 0 0 0 rg BT 315.27 694.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 356.23 694.25 Td (af) Tj ET Q q 0 0 0 rg BT 363.82 694.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 381.45 694.25 Td (our ) Tj ET Q q 0 0 0 rg BT 397.42 694.25 Td (periodic ) Tj ET Q q 0 0 0 rg BT 432.83 694.25 Td (results ) Tj ET Q q 0 0 0 rg BT 461.58 694.25 Td (may ) Tj ET Q q 0 0 0 rg BT 481.44 694.25 Td (include ) Tj ET Q q 0 0 0 rg BT 513.52 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 528.38 694.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 546.58 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 557.56 694.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 95.29 682.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 136.69 682.25 Td (agent, ) Tj ET Q q 0 0 0 rg BT 163.92 682.25 Td (carrier ) Tj ET Q q 0 0 0 rg BT 193.09 682.25 Td (or ) Tj ET Q q 0 0 0 rg BT 204.50 682.25 Td (broker ) Tj ET Q q 0 0 0 rg BT 233.68 682.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 283.97 682.25 Td (or ) Tj ET Q q 0 0 0 rg BT 295.38 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 310.67 682.25 Td (mer) Tj ET Q q 0 0 0 rg BT 326.04 682.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 341.89 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.30 682.25 Td (any ) Tj ET Q q 0 0 0 rg BT 370.82 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 382.23 682.25 Td (our ) Tj ET Q q 0 0 0 rg BT 398.64 682.25 Td (participating ) Tj ET Q q 0 0 0 rg BT 452.26 682.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 493.65 682.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 526.71 682.25 Td (with ) Tj ET Q q 0 0 0 rg BT 547.57 682.25 Td (one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (another) Tj ET Q q 0 0 0 rg BT 79.43 670.25 Td (. ) Tj ET Q q 0 0 0 rg BT 84.67 670.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 102.96 670.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 143.46 670.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 182.29 670.25 Td (are ) Tj ET Q q 0 0 0 rg BT 197.24 670.25 Td (based ) Tj ET Q q 0 0 0 rg BT 222.74 670.25 Td (in ) Tj ET Q q 0 0 0 rg BT 233.26 670.25 Td (part ) Tj ET Q q 0 0 0 rg BT 251.54 670.25 Td (on ) Tj ET Q q 0 0 0 rg BT 264.28 670.25 Td (our ) Tj ET Q q 0 0 0 rg BT 280.35 670.25 Td (expectations ) Tj ET Q q 0 0 0 rg BT 333.06 670.25 Td (of ) Tj ET Q q 0 0 0 rg BT 344.13 670.25 Td (our ) Tj ET Q q 0 0 0 rg BT 360.20 670.25 Td (future ) Tj ET Q q 0 0 0 rg BT 386.81 670.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 425.09 670.25 Td (and ) Tj ET Q q 0 0 0 rg BT 442.26 670.25 Td (are ) Tj ET Q q 0 0 0 rg BT 457.20 670.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 493.26 670.25 Td (fixed ) Tj ET Q q 0 0 0 rg BT 516.55 670.25 Td (in ) Tj ET Q q 0 0 0 rg BT 527.06 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 542.01 670.25 Td (short ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (term. ) Tj ET Q q 0 0 0 rg BT 73.14 658.25 Td (W) Tj ET Q q 0 0 0 rg BT 81.78 658.25 Td (e ) Tj ET Q q 0 0 0 rg BT 88.72 658.25 Td (may ) Tj ET Q q 0 0 0 rg BT 108.44 658.25 Td (be ) Tj ET Q q 0 0 0 rg BT 120.38 658.25 Td (unable ) Tj ET Q q 0 0 0 rg BT 149.53 658.25 Td (to ) Tj ET Q q 0 0 0 rg BT 159.81 658.25 Td (adjust ) Tj ET Q q 0 0 0 rg BT 186.20 658.25 Td (spending ) Tj ET Q q 0 0 0 rg BT 224.80 658.25 Td (quickly ) Tj ET Q q 0 0 0 rg BT 257.30 658.25 Td (enough ) Tj ET Q q 0 0 0 rg BT 289.24 658.25 Td (to ) Tj ET Q q 0 0 0 rg BT 299.52 658.25 Td (of) Tj ET Q q 0 0 0 rg BT 307.67 658.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 324.60 658.25 Td (any ) Tj ET Q q 0 0 0 rg BT 341.54 658.25 Td (unexpected ) Tj ET Q q 0 0 0 rg BT 389.58 658.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 423.72 658.25 Td (shortfall.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (Provisions ) Tj ET Q q 0 0 0 rg BT 95.39 634.25 Td (in ) Tj ET Q q 0 0 0 rg BT 105.78 634.25 Td (our ) Tj ET Q q 0 0 0 rg BT 122.28 634.25 Td (articles ) Tj ET Q q 0 0 0 rg BT 154.32 634.25 Td (of ) Tj ET Q q 0 0 0 rg BT 164.70 634.25 Td (incorporation, ) Tj ET Q q 0 0 0 rg BT 225.93 634.25 Td (bylaws, ) Tj ET Q q 0 0 0 rg BT 258.25 634.25 Td (and ) Tj ET Q q 0 0 0 rg BT 275.86 634.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 317.35 634.25 Td (law ) Tj ET Q q 0 0 0 rg BT 333.85 634.25 Td (may ) Tj ET Q q 0 0 0 rg BT 353.11 634.25 Td (make ) Tj ET Q q 0 0 0 rg BT 377.38 634.25 Td (it ) Tj ET Q q 0 0 0 rg BT 384.98 634.25 Td (dif) Tj ET Q q 0 0 0 rg BT 395.91 634.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 419.62 634.25 Td (for ) Tj ET Q q 0 0 0 rg BT 433.89 634.25 Td (a ) Tj ET Q q 0 0 0 rg BT 440.94 634.25 Td (third ) Tj ET Q q 0 0 0 rg BT 463.00 634.25 Td (party ) Tj ET Q q 0 0 0 rg BT 486.16 634.25 Td (to ) Tj ET Q q 0 0 0 rg BT 495.98 634.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 529.14 634.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 543.14 634.25 Td (even ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.84 622.25 Td (situations ) Tj ET Q q 0 0 0 rg BT 103.36 622.25 Td (that ) Tj ET Q q 0 0 0 rg BT 121.98 622.25 Td (may ) Tj ET Q q 0 0 0 rg BT 141.69 622.25 Td (be ) Tj ET Q q 0 0 0 rg BT 153.63 622.25 Td (viewed ) Tj ET Q q 0 0 0 rg BT 183.90 622.25 Td (as ) Tj ET Q q 0 0 0 rg BT 195.29 622.25 Td (desirable ) Tj ET Q q 0 0 0 rg BT 235.00 622.25 Td (by ) Tj ET Q q 0 0 0 rg BT 246.94 622.25 Td (our ) Tj ET Q q 0 0 0 rg BT 263.90 622.25 Td (shareholders.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 598.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.14 598.25 Td (certificate ) Tj ET Q q 0 0 0 rg BT 146.70 598.25 Td (of ) Tj ET Q q 0 0 0 rg BT 157.62 598.25 Td (incorporation ) Tj ET Q q 0 0 0 rg BT 214.09 598.25 Td (and ) Tj ET Q q 0 0 0 rg BT 231.12 598.25 Td (bylaws, ) Tj ET Q q 0 0 0 rg BT 264.54 598.25 Td (and ) Tj ET Q q 0 0 0 rg BT 281.57 598.25 Td (the ) Tj ET Q q 0 0 0 rg BT 296.38 598.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 340.64 598.25 Td (of ) Tj ET Q q 0 0 0 rg BT 351.56 598.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 392.46 598.25 Td (law ) Tj ET Q q 0 0 0 rg BT 409.49 598.25 Td (may ) Tj ET Q q 0 0 0 rg BT 429.30 598.25 Td (delay) Tj ET Q q 0 0 0 rg BT 450.30 598.25 Td (, ) Tj ET Q q 0 0 0 rg BT 455.40 598.25 Td (prevent ) Tj ET Q q 0 0 0 rg BT 487.97 598.25 Td (or ) Tj ET Q q 0 0 0 rg BT 498.89 598.25 Td (otherwise ) Tj ET Q q 0 0 0 rg BT 540.36 598.25 Td (make ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.25 Td (it ) Tj ET Q q 0 0 0 rg BT 57.80 586.25 Td (more ) Tj ET Q q 0 0 0 rg BT 80.59 586.25 Td (dif) Tj ET Q q 0 0 0 rg BT 91.52 586.25 Td (ficult ) Tj ET Q q 0 0 0 rg BT 114.87 586.25 Td (to ) Tj ET Q q 0 0 0 rg BT 124.89 586.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 156.56 586.25 Td (us ) Tj ET Q q 0 0 0 rg BT 167.69 586.25 Td (by ) Tj ET Q q 0 0 0 rg BT 179.93 586.25 Td (means ) Tj ET Q q 0 0 0 rg BT 207.72 586.25 Td (of ) Tj ET Q q 0 0 0 rg BT 218.30 586.25 Td (a ) Tj ET Q q 0 0 0 rg BT 224.98 586.25 Td (tender ) Tj ET Q q 0 0 0 rg BT 252.21 586.25 Td (of) Tj ET Q q 0 0 0 rg BT 260.36 586.25 Td (fer) Tj ET Q q 0 0 0 rg BT 271.06 586.25 Td (, ) Tj ET Q q 0 0 0 rg BT 275.80 586.25 Td (a ) Tj ET Q q 0 0 0 rg BT 282.48 586.25 Td (proxy ) Tj ET Q q 0 0 0 rg BT 308.06 586.25 Td (contest, ) Tj ET Q q 0 0 0 rg BT 341.13 586.25 Td (open ) Tj ET Q q 0 0 0 rg BT 362.81 586.25 Td (market ) Tj ET Q q 0 0 0 rg BT 392.81 586.25 Td (purchases, ) Tj ET Q q 0 0 0 rg BT 436.99 586.25 Td (removal ) Tj ET Q q 0 0 0 rg BT 471.99 586.25 Td (of ) Tj ET Q q 0 0 0 rg BT 482.57 586.25 Td (incumbent ) Tj ET Q q 0 0 0 rg BT 527.02 586.25 Td (directors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td (and ) Tj ET Q q 0 0 0 rg BT 68.41 574.25 Td (otherwise. ) Tj ET Q q 0 0 0 rg BT 113.47 574.25 Td (These ) Tj ET Q q 0 0 0 rg BT 141.31 574.25 Td (provisions, ) Tj ET Q q 0 0 0 rg BT 189.45 574.25 Td (which ) Tj ET Q q 0 0 0 rg BT 217.86 574.25 Td (are ) Tj ET Q q 0 0 0 rg BT 234.03 574.25 Td (summarized ) Tj ET Q q 0 0 0 rg BT 286.87 574.25 Td (below) Tj ET Q q 0 0 0 rg BT 310.66 574.25 Td (, ) Tj ET Q q 0 0 0 rg BT 317.13 574.25 Td (are ) Tj ET Q q 0 0 0 rg BT 333.31 574.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 372.81 574.25 Td (to ) Tj ET Q q 0 0 0 rg BT 384.56 574.25 Td (discourage ) Tj ET Q q 0 0 0 rg BT 431.84 574.25 Td (coercive ) Tj ET Q q 0 0 0 rg BT 469.67 574.25 Td (takeover ) Tj ET Q q 0 0 0 rg BT 508.06 574.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 547.56 574.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.25 Td (inadequate ) Tj ET Q q 0 0 0 rg BT 96.03 562.25 Td (takeover ) Tj ET Q q 0 0 0 rg BT 133.17 562.25 Td (bids, ) Tj ET Q q 0 0 0 rg BT 155.06 562.25 Td (and ) Tj ET Q q 0 0 0 rg BT 172.21 562.25 Td (to ) Tj ET Q q 0 0 0 rg BT 182.71 562.25 Td (encourage ) Tj ET Q q 0 0 0 rg BT 226.51 562.25 Td (persons ) Tj ET Q q 0 0 0 rg BT 259.78 562.25 Td (seeking ) Tj ET Q q 0 0 0 rg BT 293.04 562.25 Td (to ) Tj ET Q q 0 0 0 rg BT 303.54 562.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 335.68 562.25 Td (control ) Tj ET Q q 0 0 0 rg BT 366.72 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 377.77 562.25 Td (us ) Tj ET Q q 0 0 0 rg BT 389.38 562.25 Td (to ) Tj ET Q q 0 0 0 rg BT 399.87 562.25 Td (first ) Tj ET Q q 0 0 0 rg BT 418.70 562.25 Td (negotiate ) Tj ET Q q 0 0 0 rg BT 458.07 562.25 Td (with ) Tj ET Q q 0 0 0 rg BT 478.56 562.25 Td (us. ) Tj ET Q q 0 0 0 rg BT 492.47 562.25 Td (W) Tj ET Q q 0 0 0 rg BT 501.11 562.25 Td (e ) Tj ET Q q 0 0 0 rg BT 508.27 562.25 Td (are ) Tj ET Q q 0 0 0 rg BT 523.19 562.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 554.23 562.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.42 550.25 Td (business ) Tj ET Q q 0 0 0 rg BT 106.96 550.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 164.59 550.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 209.46 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.00 550.25 Td (Section203 ) Tj ET Q q 0 0 0 rg BT 271.70 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 283.23 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 298.65 550.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 340.16 550.25 Td (General ) Tj ET Q q 0 0 0 rg BT 375.01 550.25 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 426.54 550.25 Td (Law) Tj ET Q q 0 0 0 rg BT 443.66 550.25 Td (. ) Tj ET Q q 0 0 0 rg BT 449.37 550.25 Td (In ) Tj ET Q q 0 0 0 rg BT 460.90 550.25 Td (general, ) Tj ET Q q 0 0 0 rg BT 496.03 550.25 Td (those ) Tj ET Q q 0 0 0 rg BT 520.34 550.25 Td (provisions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (prohibit ) Tj ET Q q 0 0 0 rg BT 84.10 538.25 Td (a ) Tj ET Q q 0 0 0 rg BT 90.98 538.25 Td (publicly ) Tj ET Q q 0 0 0 rg BT 126.19 538.25 Td (held ) Tj ET Q q 0 0 0 rg BT 145.85 538.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 186.59 538.25 Td (corporation ) Tj ET Q q 0 0 0 rg BT 235.13 538.25 Td (from ) Tj ET Q q 0 0 0 rg BT 257.00 538.25 Td (engaging ) Tj ET Q q 0 0 0 rg BT 296.10 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 306.32 538.25 Td (various ) Tj ET Q q 0 0 0 rg BT 338.19 538.25 Td (business ) Tj ET Q q 0 0 0 rg BT 378.96 538.25 Td (combination ) Tj ET Q q 0 0 0 rg BT 435.83 538.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 486.03 538.25 Td (with ) Tj ET Q q 0 0 0 rg BT 506.25 538.25 Td (any ) Tj ET Q q 0 0 0 rg BT 523.13 538.25 Td (interested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 99.85 526.25 Td (for ) Tj ET Q q 0 0 0 rg BT 114.71 526.25 Td (a ) Tj ET Q q 0 0 0 rg BT 122.35 526.25 Td (period ) Tj ET Q q 0 0 0 rg BT 151.10 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 162.63 526.25 Td (three ) Tj ET Q q 0 0 0 rg BT 185.81 526.25 Td (years ) Tj ET Q q 0 0 0 rg BT 210.11 526.25 Td (after ) Tj ET Q q 0 0 0 rg BT 231.63 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 247.04 526.25 Td (date ) Tj ET Q q 0 0 0 rg BT 266.90 526.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.43 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 293.85 526.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 340.92 526.25 Td (in ) Tj ET Q q 0 0 0 rg BT 351.90 526.25 Td (which ) Tj ET Q q 0 0 0 rg BT 379.53 526.25 Td (the ) Tj ET Q q 0 0 0 rg BT 394.95 526.25 Td (person ) Tj ET Q q 0 0 0 rg BT 424.81 526.25 Td (became ) Tj ET Q q 0 0 0 rg BT 458.54 526.25 Td (an ) Tj ET Q q 0 0 0 rg BT 471.18 526.25 Td (interested ) Tj ET Q q 0 0 0 rg BT 513.25 526.25 Td (stockholder) Tj ET Q q 0 0 0 rg BT 559.51 526.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.25 Td (unless:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 490.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 490.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.92 490.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 152.16 490.25 Td (is ) Tj ET Q q 0 0 0 rg BT 162.20 490.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 202.77 490.25 Td (by ) Tj ET Q q 0 0 0 rg BT 216.14 490.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.73 490.25 Td (board ) Tj ET Q q 0 0 0 rg BT 257.87 490.25 Td (of ) Tj ET Q q 0 0 0 rg BT 269.56 490.25 Td (directors ) Tj ET Q q 0 0 0 rg BT 307.92 490.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 330.73 490.25 Td (to ) Tj ET Q q 0 0 0 rg BT 341.87 490.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.46 490.25 Td (date ) Tj ET Q q 0 0 0 rg BT 377.48 490.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.07 490.25 Td (interested ) Tj ET Q q 0 0 0 rg BT 435.31 490.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 485.34 490.25 Td (obtained ) Tj ET Q q 0 0 0 rg BT 523.14 490.25 Td (interested ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 478.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 135.16 478.25 Td (status;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 466.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 466.25 Td (Upon ) Tj ET Q q 0 0 0 rg BT 112.71 466.25 Td (consummation ) Tj ET Q q 0 0 0 rg BT 176.07 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.88 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 205.58 466.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 253.94 466.25 Td (that ) Tj ET Q q 0 0 0 rg BT 273.42 466.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 309.56 466.25 Td (in ) Tj ET Q q 0 0 0 rg BT 321.82 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.52 466.25 Td (stockholder's ) Tj ET Q q 0 0 0 rg BT 395.35 466.25 Td (becoming ) Tj ET Q q 0 0 0 rg BT 439.27 466.25 Td (an ) Tj ET Q q 0 0 0 rg BT 453.19 466.25 Td (interested ) Tj ET Q q 0 0 0 rg BT 496.54 466.25 Td (stockholder) Tj ET Q q 0 0 0 rg BT 542.80 466.25 Td (, ) Tj ET Q q 0 0 0 rg BT 549.78 466.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 454.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 134.54 454.25 Td (owned ) Tj ET Q q 0 0 0 rg BT 163.08 454.25 Td (at ) Tj ET Q q 0 0 0 rg BT 172.19 454.25 Td (least ) Tj ET Q q 0 0 0 rg BT 192.40 454.25 Td (85% ) Tj ET Q q 0 0 0 rg BT 212.61 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 222.83 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.93 454.25 Td (voting ) Tj ET Q q 0 0 0 rg BT 264.37 454.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 287.36 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 297.58 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 311.68 454.25 Td (corporation ) Tj ET Q q 0 0 0 rg BT 359.66 454.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 408.21 454.25 Td (at ) Tj ET Q q 0 0 0 rg BT 417.31 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.41 454.25 Td (time ) Tj ET Q q 0 0 0 rg BT 451.07 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 465.17 454.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 510.93 454.25 Td (commenced; ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 442.25 Td (or) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 430.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 430.25 Td (On ) Tj ET Q q 0 0 0 rg BT 100.41 430.25 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Tj ET Q q 0 0 0 rg BT 505.64 530.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 520.36 530.25 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.25 Td (had ) Tj ET Q q 0 0 0 rg BT 66.29 518.25 Td (been ) Tj ET Q q 0 0 0 rg BT 87.01 518.25 Td (terminated ) Tj ET Q q 0 0 0 rg BT 131.62 518.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 167.90 518.25 Td (to ) Tj ET Q q 0 0 0 rg BT 177.53 518.25 Td (a ) Tj ET Q q 0 0 0 rg BT 183.68 518.25 Td (T) Tj ET Q q 0 0 0 rg BT 189.09 518.25 Td (ermination ) Tj ET Q q 0 0 0 rg BT 234.26 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 250.54 518.25 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 294.75 518.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 341.02 518.25 Td (dated ) Tj ET Q q 0 0 0 rg BT 364.52 518.25 Td (June ) Tj ET Q q 0 0 0 rg BT 384.70 518.25 Td (19, ) Tj ET Q q 0 0 0 rg BT 399.05 518.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 422.99 518.25 Td (After ) Tj ET Q q 0 0 0 rg BT 445.93 518.25 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 493.32 518.25 Td (moved ) Tj ET Q q 0 0 0 rg BT 522.38 518.25 Td (to ) Tj ET Q q 0 0 0 rg BT 532.01 518.25 Td (dismiss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.16 506.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 118.64 506.25 Td (proceeding, ) Tj ET Q q 0 0 0 rg BT 168.51 506.25 Td (Lead ) Tj ET Q q 0 0 0 rg BT 191.43 506.25 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 220.69 506.25 Td (fs ) Tj ET Q q 0 0 0 rg BT 230.86 506.25 Td (amended ) Tj ET Q q 0 0 0 rg BT 269.89 506.25 Td (their ) Tj ET Q q 0 0 0 rg BT 291.16 506.25 Td (operative ) Tj ET Q q 0 0 0 rg BT 331.30 506.25 Td (complaint ) Tj ET Q q 0 0 0 rg BT 374.23 506.25 Td (to ) Tj ET Q q 0 0 0 rg BT 384.95 506.25 Td (drop ) Tj ET Q q 0 0 0 rg BT 406.22 506.25 Td (their ) Tj ET Q q 0 0 0 rg BT 427.49 506.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 456.53 506.25 Td (against ) Tj ET Q q 0 0 0 rg BT 487.80 506.25 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 527.96 506.25 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 554.23 506.25 Td (& ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.25 Td (Co. ) Tj ET Q q 0 0 0 rg BT 65.49 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 81.25 494.25 Td (focus ) Tj ET Q q 0 0 0 rg BT 104.24 494.25 Td (their ) Tj ET Q q 0 0 0 rg BT 123.89 494.25 Td (allegations ) Tj ET Q q 0 0 0 rg BT 168.53 494.25 Td (on ) Tj ET Q q 0 0 0 rg BT 179.85 494.25 Td (an ) Tj ET Q q 0 0 0 rg BT 190.32 494.25 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 238.31 494.25 Td (Bonus ) Tj ET Q q 0 0 0 rg BT 264.90 494.25 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 310.65 494.25 Td (\(ABA\) ) Tj ET Q q 0 0 0 rg BT 348.63 494.25 Td (between ) Tj ET Q q 0 0 0 rg BT 383.26 494.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.80 494.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 437.01 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 452.78 494.25 Td (Robin ) Tj ET Q q 0 0 0 rg BT 478.55 494.25 Td (Raina. ) Tj ET Q q 0 0 0 rg BT 505.70 494.25 Td (On ) Tj ET Q q 0 0 0 rg BT 519.24 494.25 Td (September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.25 Td (26, ) Tj ET Q q 0 0 0 rg BT 64.07 482.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 88.14 482.25 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 135.24 482.25 Td (moved ) Tj ET Q q 0 0 0 rg BT 164.03 482.25 Td (to ) Tj ET Q q 0 0 0 rg BT 173.38 482.25 Td (dismiss ) Tj ET Q q 0 0 0 rg BT 204.96 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 218.39 482.25 Td (Amended ) Tj ET Q q 0 0 0 rg BT 258.84 482.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 313.18 482.25 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 359.47 482.25 Td (On ) Tj ET Q q 0 0 0 rg BT 373.26 482.25 Td (July ) Tj ET Q q 0 0 0 rg BT 391.50 482.25 Td (24, ) Tj ET Q q 0 0 0 rg BT 405.57 482.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 429.64 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 443.43 482.25 Td (Court ) Tj ET Q q 0 0 0 rg BT 467.77 482.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 494.34 482.25 Td (its ) Tj ET Q q 0 0 0 rg BT 505.36 482.25 Td (Memorandum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.25 Td (Opinion ) Tj ET Q q 0 0 0 rg BT 84.79 470.25 Td (that ) Tj ET Q q 0 0 0 rg BT 101.81 470.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 133.81 470.25 Td (in ) Tj ET Q q 0 0 0 rg BT 143.60 470.25 Td (lar) Tj ET Q q 0 0 0 rg BT 153.97 470.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 165.42 470.25 Td (part ) Tj ET Q q 0 0 0 rg BT 182.99 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.22 470.25 Td (Company) Tj ET Q q 0 0 0 rg BT 238.89 470.25 Td (s ) Tj ET Q q 0 0 0 rg BT 244.79 470.25 Td (Motion ) Tj ET Q q 0 0 0 rg BT 276.26 470.25 Td (to ) Tj ET Q q 0 0 0 rg BT 286.05 470.25 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 320.30 470.25 Td (and ) Tj ET Q q 0 0 0 rg BT 336.76 470.25 Td (narrowed ) Tj ET Q q 0 0 0 rg BT 376.53 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 390.77 470.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 433.33 470.25 Td (claims. ) Tj ET Q q 0 0 0 rg BT 463.95 470.25 Td ( ) Tj ET Q q 0 0 0 rg BT 465.96 470.25 Td (On ) Tj ET Q q 0 0 0 rg BT 480.20 470.25 Td (September ) Tj ET Q q 0 0 0 rg BT 524.98 470.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 539.50 470.25 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.36 458.25 Td (Court ) Tj ET Q q 0 0 0 rg BT 89.29 458.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 120.85 458.25 Td (an ) Tj ET Q q 0 0 0 rg BT 132.44 458.25 Td (Order ) Tj ET Q q 0 0 0 rg BT 157.90 458.25 Td (implementing ) Tj ET Q q 0 0 0 rg BT 215.59 458.25 Td (its ) Tj ET Q q 0 0 0 rg BT 227.19 458.25 Td (Memorandum ) Tj ET Q q 0 0 0 rg BT 285.99 458.25 Td (Opinion. ) Tj ET Q q 0 0 0 rg BT 323.41 458.25 Td ( ) Tj ET Q q 0 0 0 rg BT 325.56 458.25 Td (On ) Tj ET Q q 0 0 0 rg BT 339.92 458.25 Td (January ) Tj ET Q q 0 0 0 rg BT 373.17 458.25 Td (16, ) Tj ET Q q 0 0 0 rg BT 387.81 458.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 412.46 458.25 Td (the ) Tj ET Q q 0 0 0 rg BT 426.82 458.25 Td (Court ) Tj ET Q q 0 0 0 rg BT 451.74 458.25 Td (entered ) Tj ET Q q 0 0 0 rg BT 483.31 458.25 Td (an ) Tj ET Q q 0 0 0 rg BT 494.89 458.25 Td (Order ) Tj ET Q q 0 0 0 rg BT 520.36 458.25 Td (permitting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.25 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 79.26 446.25 Td (fs ) Tj ET Q q 0 0 0 rg BT 88.84 446.25 Td (to ) Tj ET Q q 0 0 0 rg BT 98.97 446.25 Td (file ) Tj ET Q q 0 0 0 rg BT 114.65 446.25 Td (a ) Tj ET Q q 0 0 0 rg BT 121.45 446.25 Td (Second ) Tj ET Q q 0 0 0 rg BT 152.72 446.25 Td (Amended ) Tj ET Q q 0 0 0 rg BT 193.95 446.25 Td (and ) Tj ET Q q 0 0 0 rg BT 210.75 446.25 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 270.31 446.25 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 317.39 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 319.74 446.25 Td (On ) Tj ET Q q 0 0 0 rg BT 334.32 446.25 Td (February ) Tj ET Q q 0 0 0 rg BT 372.77 446.25 Td (10, ) Tj ET Q q 0 0 0 rg BT 387.63 446.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 412.48 446.25 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 460.38 446.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 481.06 446.25 Td (a ) Tj ET Q q 0 0 0 rg BT 487.85 446.25 Td (Motion ) Tj ET Q q 0 0 0 rg BT 519.65 446.25 Td (to ) Tj ET Q q 0 0 0 rg BT 529.79 446.25 Td (Dismiss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.48 434.25 Td (Second ) Tj ET Q q 0 0 0 rg BT 93.90 434.25 Td (Amended ) Tj ET Q q 0 0 0 rg BT 134.03 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 149.73 434.25 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 208.20 434.25 Td (Complaint, ) Tj ET Q q 0 0 0 rg BT 254.19 434.25 Td (which ) Tj ET Q q 0 0 0 rg BT 279.88 434.25 Td (was ) Tj ET Q q 0 0 0 rg BT 296.69 434.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 327.94 434.25 Td (in ) Tj ET Q q 0 0 0 rg BT 336.98 434.25 Td (part ) Tj ET Q q 0 0 0 rg BT 353.78 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 369.48 434.25 Td (denied ) Tj ET Q q 0 0 0 rg BT 397.40 434.25 Td (in ) Tj ET Q q 0 0 0 rg BT 406.44 434.25 Td (part ) Tj ET Q q 0 0 0 rg BT 423.24 434.25 Td (in ) Tj ET Q q 0 0 0 rg BT 432.28 434.25 Td (a ) Tj ET Q q 0 0 0 rg BT 437.98 434.25 Td (January ) Tj ET Q q 0 0 0 rg BT 470.34 434.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 484.10 434.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 505.36 434.25 Td (Memorandum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.25 Td (Opinion ) Tj ET Q q 0 0 0 rg BT 85.06 422.25 Td (and ) Tj ET Q q 0 0 0 rg BT 101.79 422.25 Td (Order) Tj ET Q q 0 0 0 rg BT 124.56 422.25 Td (. ) Tj ET Q q 0 0 0 rg BT 129.34 422.25 Td ( ) Tj ET Q q 0 0 0 rg BT 131.63 422.25 Td ( ) Tj ET Q q 0 0 0 rg BT 133.91 422.25 Td ( ) Tj ET Q q 0 0 0 rg BT 136.03 422.25 Td (The ) Tj ET Q q 0 0 0 rg BT 153.86 422.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 196.69 422.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 225.08 422.25 Td (are ) Tj ET Q q 0 0 0 rg BT 239.57 422.25 Td (as ) Tj ET Q q 0 0 0 rg BT 250.19 422.25 Td (follows: ) Tj ET Q q 0 0 0 rg BT 285.25 422.25 Td ( ) Tj ET Q q 0 0 0 rg BT 287.54 422.25 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 299.26 422.25 Td (a ) Tj ET Q q 0 0 0 rg BT 305.98 422.25 Td (purported ) Tj ET Q q 0 0 0 rg BT 347.14 422.25 Td (class ) Tj ET Q q 0 0 0 rg BT 368.87 422.25 Td (and ) Tj ET Q q 0 0 0 rg BT 385.59 422.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 427.86 422.25 Td (claim ) Tj ET Q q 0 0 0 rg BT 452.35 422.25 Td (for ) Tj ET Q q 0 0 0 rg BT 466.30 422.25 Td (breach ) Tj ET Q q 0 0 0 rg BT 495.23 422.25 Td (of ) Tj ET Q q 0 0 0 rg BT 505.85 422.25 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 544.22 422.25 Td (duty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.25 Td (by ) Tj ET Q q 0 0 0 rg BT 62.38 410.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.98 410.25 Td (individual ) Tj ET Q q 0 0 0 rg BT 119.91 410.25 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 167.83 410.25 Td (for ) Tj ET Q q 0 0 0 rg BT 181.87 410.25 Td (improperly ) Tj ET Q q 0 0 0 rg BT 228.68 410.25 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 278.83 410.25 Td (the ) Tj ET Q q 0 0 0 rg BT 292.90 410.25 Td (ABA) Tj ET Q q 0 0 0 rg BT 313.46 410.25 Td ( ) Tj ET Q q 0 0 0 rg BT 315.84 410.25 Td (as ) Tj ET Q q 0 0 0 rg BT 326.55 410.25 Td (an ) Tj ET Q q 0 0 0 rg BT 338.37 410.25 Td (unreasonable ) Tj ET Q q 0 0 0 rg BT 393.51 410.25 Td (anti-takeover ) Tj ET Q q 0 0 0 rg BT 448.64 410.25 Td (device; ) Tj ET Q q 0 0 0 rg BT 479.89 410.25 Td (\(ii\) ) Tj ET Q q 0 0 0 rg BT 494.49 410.25 Td (a ) Tj ET Q q 0 0 0 rg BT 501.31 410.25 Td (purported ) Tj ET Q q 0 0 0 rg BT 542.56 410.25 Td (class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.25 Td (claim ) Tj ET Q q 0 0 0 rg BT 75.63 398.25 Td (against ) Tj ET Q q 0 0 0 rg BT 107.37 398.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.01 398.25 Td (individual ) Tj ET Q q 0 0 0 rg BT 166.98 398.25 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 215.93 398.25 Td (for ) Tj ET Q q 0 0 0 rg BT 231.01 398.25 Td (breach ) Tj ET Q q 0 0 0 rg BT 261.07 398.25 Td (of ) Tj ET Q q 0 0 0 rg BT 272.82 398.25 Td (the ) Tj ET Q q 0 0 0 rg BT 288.46 398.25 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 327.97 398.25 Td (duty ) Tj ET Q q 0 0 0 rg BT 349.17 398.25 Td (of ) Tj ET Q q 0 0 0 rg BT 360.91 398.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 404.88 398.25 Td (to ) Tj ET Q q 0 0 0 rg BT 416.07 398.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.71 398.25 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 485.67 398.25 Td (with ) Tj ET Q q 0 0 0 rg BT 506.87 398.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 538.60 398.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 398.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.25 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 386.25 Td (s ) Tj ET Q q 0 0 0 rg BT 99.70 386.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 123.84 386.25 Td (Proxy ) Tj ET Q q 0 0 0 rg BT 151.87 386.25 Td (Statement ) Tj ET Q q 0 0 0 rg BT 196.00 386.25 Td (and ) Tj ET Q q 0 0 0 rg BT 214.58 386.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 238.73 386.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 265.65 386.25 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 306.99 386.25 Td (Plan, ) Tj ET Q q 0 0 0 rg BT 331.41 386.25 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 350.55 386.25 Td (a ) Tj ET Q q 0 0 0 rg BT 359.13 386.25 Td (purported ) Tj ET Q q 0 0 0 rg BT 402.15 386.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 446.27 386.25 Td (claim ) Tj ET Q q 0 0 0 rg BT 472.62 386.25 Td (against ) Tj ET Q q 0 0 0 rg BT 505.09 386.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.45 386.25 Td (individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.25 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 97.35 374.25 Td (for ) Tj ET Q q 0 0 0 rg BT 110.82 374.25 Td (breach ) Tj ET Q q 0 0 0 rg BT 139.27 374.25 Td (of ) Tj ET Q q 0 0 0 rg BT 149.42 374.25 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 187.32 374.25 Td (duty ) Tj ET Q q 0 0 0 rg BT 206.91 374.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.50 374.25 Td (the ) Tj ET Q q 0 0 0 rg BT 230.52 374.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 271.22 374.25 Td (in ) Tj ET Q q 0 0 0 rg BT 280.81 374.25 Td (causing ) Tj ET Q q 0 0 0 rg BT 313.17 374.25 Td (incentive ) Tj ET Q q 0 0 0 rg BT 351.63 374.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 408.98 374.25 Td (to ) Tj ET Q q 0 0 0 rg BT 418.57 374.25 Td (be ) Tj ET Q q 0 0 0 rg BT 429.82 374.25 Td (awarded ) Tj ET Q q 0 0 0 rg BT 465.50 374.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.09 374.25 Td (themselves ) Tj ET Q q 0 0 0 rg BT 521.33 374.25 Td (and ) Tj ET Q q 0 0 0 rg BT 537.58 374.25 Td (others ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.25 Td (under ) Tj ET Q q 0 0 0 rg BT 75.75 362.25 Td (the ) Tj ET Q q 0 0 0 rg BT 90.95 362.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 113.94 362.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 139.70 362.25 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 179.88 362.25 Td (Plan, ) Tj ET Q q 0 0 0 rg BT 203.14 362.25 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 220.57 362.25 Td (a ) Tj ET Q q 0 0 0 rg BT 227.99 362.25 Td (purported ) Tj ET Q q 0 0 0 rg BT 269.85 362.25 Td (class ) Tj ET Q q 0 0 0 rg BT 292.27 362.25 Td (and ) Tj ET Q q 0 0 0 rg BT 309.69 362.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 352.66 362.25 Td (claim ) Tj ET Q q 0 0 0 rg BT 377.85 362.25 Td (for ) Tj ET Q q 0 0 0 rg BT 392.50 362.25 Td (breach ) Tj ET Q q 0 0 0 rg BT 422.12 362.25 Td (of ) Tj ET Q q 0 0 0 rg BT 433.44 362.25 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 472.51 362.25 Td (duty ) Tj ET Q q 0 0 0 rg BT 493.28 362.25 Td (by ) Tj ET Q q 0 0 0 rg BT 506.26 362.25 Td (the ) Tj ET Q q 0 0 0 rg BT 521.46 362.25 Td (individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 350.25 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 97.73 350.25 Td (in ) Tj ET Q q 0 0 0 rg BT 107.69 350.25 Td (adopting ) Tj ET Q q 0 0 0 rg BT 144.88 350.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 174.27 350.25 Td (bylaw ) Tj ET Q q 0 0 0 rg BT 200.90 350.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 253.63 350.25 Td (on ) Tj ET Q q 0 0 0 rg BT 265.82 350.25 Td (December ) Tj ET Q q 0 0 0 rg BT 309.09 350.25 Td (19, ) Tj ET Q q 0 0 0 rg BT 323.78 350.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 348.47 350.25 Td (and ) Tj ET Q q 0 0 0 rg BT 365.09 350.25 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 378.94 350.25 Td (a ) Tj ET Q q 0 0 0 rg BT 385.57 350.25 Td (purported ) Tj ET Q q 0 0 0 rg BT 426.64 350.25 Td (class ) Tj ET Q q 0 0 0 rg BT 448.26 350.25 Td (and ) Tj ET Q q 0 0 0 rg BT 464.89 350.25 Td (derivative ) Tj ET Q q 0 0 0 rg BT 507.06 350.25 Td (claim ) Tj ET Q q 0 0 0 rg BT 531.46 350.25 Td (seeking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 338.25 Td (invalidation ) Tj ET Q q 0 0 0 rg BT 99.61 338.25 Td (of ) Tj ET Q q 0 0 0 rg BT 109.79 338.25 Td (the ) Tj ET Q q 0 0 0 rg BT 123.85 338.25 Td (December ) Tj ET Q q 0 0 0 rg BT 166.78 338.25 Td (19, ) Tj ET Q q 0 0 0 rg BT 181.12 338.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 202.97 338.25 Td (bylaw ) Tj ET Q q 0 0 0 rg BT 229.25 338.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 281.64 338.25 Td (under ) Tj ET Q q 0 0 0 rg BT 306.25 338.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 346.40 338.25 Td (law) Tj ET Q q 0 0 0 rg BT 360.19 338.25 Td (. ) Tj ET Q q 0 0 0 rg BT 364.54 338.25 Td (Lead ) Tj ET Q q 0 0 0 rg BT 386.37 338.25 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 415.63 338.25 Td (fs ) Tj ET Q q 0 0 0 rg BT 424.69 338.25 Td (seek ) Tj ET Q q 0 0 0 rg BT 444.31 338.25 Td (declaratory ) Tj ET Q q 0 0 0 rg BT 491.12 338.25 Td (relief ) Tj ET Q q 0 0 0 rg BT 514.06 338.25 Td (with ) Tj ET Q q 0 0 0 rg BT 533.68 338.25 Td (respect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 326.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.14 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.73 326.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 97.09 326.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 122.24 326.25 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 161.80 326.25 Td (Plan, ) Tj ET Q q 0 0 0 rg BT 184.45 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.03 326.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 221.40 326.25 Td (Proxy ) Tj ET Q q 0 0 0 rg BT 247.65 326.25 Td (Statement, ) Tj ET Q q 0 0 0 rg BT 292.51 326.25 Td (and ) Tj ET Q q 0 0 0 rg BT 309.31 326.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.90 326.25 Td (bylaw ) Tj ET Q q 0 0 0 rg BT 350.70 326.25 Td (amendments. ) Tj ET Q q 0 0 0 rg BT 406.11 326.25 Td (Lead ) Tj ET Q q 0 0 0 rg BT 428.46 326.25 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 457.72 326.25 Td (fs ) Tj ET Q q 0 0 0 rg BT 467.31 326.25 Td (also ) Tj ET Q q 0 0 0 rg BT 485.78 326.25 Td (seek ) Tj ET Q q 0 0 0 rg BT 505.92 326.25 Td (compensatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 314.25 Td (damages, ) Tj ET Q q 0 0 0 rg BT 89.99 314.25 Td (interest, ) Tj ET Q q 0 0 0 rg BT 124.42 314.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.36 314.25 Td (attorneys) Tj ET Q q 0 0 0 rg BT 180.60 314.25 Td ( ) Tj ET Q q 0 0 0 rg BT 183.10 314.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 201.70 314.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.64 314.25 Td (costs.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 0 rg BT 241.14 314.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 243.46 314.25 Td (The ) Tj ET Q q 0 0 0 rg BT 261.50 314.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 302.89 314.25 Td (denies ) Tj ET Q q 0 0 0 rg BT 330.94 314.25 Td (any ) Tj ET Q q 0 0 0 rg BT 347.88 314.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 381.48 314.25 Td (and ) Tj ET Q q 0 0 0 rg BT 398.42 314.25 Td (intends ) Tj ET Q q 0 0 0 rg BT 429.81 314.25 Td (to ) Tj ET Q q 0 0 0 rg BT 440.09 314.25 Td (defend ) Tj ET Q q 0 0 0 rg BT 469.79 314.25 Td (the ) Tj ET Q q 0 0 0 rg BT 484.51 314.25 Td (action ) Tj ET Q q 0 0 0 rg BT 511.45 314.25 Td (vigorously) Tj ET Q q 0 0 0 rg BT 553.57 314.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 290.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.78 290.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 146.90 290.25 Td (is ) Tj ET Q q 0 0 0 rg BT 156.80 290.25 Td (involved ) Tj ET Q q 0 0 0 rg BT 195.02 290.25 Td (in ) Tj ET Q q 0 0 0 rg BT 206.03 290.25 Td (various ) Tj ET Q q 0 0 0 rg BT 238.70 290.25 Td (other ) Tj ET Q q 0 0 0 rg BT 262.48 290.25 Td (claims ) Tj ET Q q 0 0 0 rg BT 291.82 290.25 Td (and ) Tj ET Q q 0 0 0 rg BT 309.49 290.25 Td (legal ) Tj ET Q q 0 0 0 rg BT 332.15 290.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 363.71 290.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 394.16 290.25 Td (in ) Tj ET Q q 0 0 0 rg BT 405.17 290.25 Td (the ) Tj ET Q q 0 0 0 rg BT 420.62 290.25 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 457.72 290.25 Td (course ) Tj ET Q q 0 0 0 rg BT 487.05 290.25 Td (of ) Tj ET Q q 0 0 0 rg BT 498.62 290.25 Td (business. ) Tj ET Q q 0 0 0 rg BT 538.24 290.25 Td (In ) Tj ET Q q 0 0 0 rg BT 549.80 290.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 278.25 Td (opinion ) Tj ET Q q 0 0 0 rg BT 82.89 278.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.55 278.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 149.47 278.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.01 278.25 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 199.11 278.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 224.22 278.25 Td (disposition ) Tj ET Q q 0 0 0 rg BT 270.44 278.25 Td (of ) Tj ET Q q 0 0 0 rg BT 281.11 278.25 Td (these ) Tj ET Q q 0 0 0 rg BT 303.98 278.25 Td (matters ) Tj ET Q q 0 0 0 rg BT 335.75 278.25 Td (will ) Tj ET Q q 0 0 0 rg BT 353.63 278.25 Td (not ) Tj ET Q q 0 0 0 rg BT 368.74 278.25 Td (have ) Tj ET Q q 0 0 0 rg BT 389.95 278.25 Td (a ) Tj ET Q q 0 0 0 rg BT 396.72 278.25 Td (material ) Tj ET Q q 0 0 0 rg BT 431.81 278.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 464.68 278.25 Td (ef) Tj ET Q q 0 0 0 rg BT 472.26 278.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 489.58 278.25 Td (on ) Tj ET Q q 0 0 0 rg BT 501.91 278.25 Td (the ) Tj ET Q q 0 0 0 rg BT 516.46 278.25 Td (Company) Tj ET Q q 0 0 0 rg BT 558.12 278.25 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 266.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.04 266.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 140.52 266.25 Td (position, ) Tj ET Q q 0 0 0 rg BT 177.75 266.25 Td (results ) Tj ET Q q 0 0 0 rg BT 206.36 266.25 Td (of ) Tj ET Q q 0 0 0 rg BT 217.19 266.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 261.34 266.25 Td (or ) Tj ET Q q 0 0 0 rg BT 272.17 266.25 Td (liquidity) Tj ET Q q 0 0 0 rg BT 305.42 266.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 254.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 232.25 Td (Item 4. MINE SAFETY) Tj ET Q q 0 0 0 rg BT 151.29 232.25 Td ( DISCLOSURES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 210.25 Td (Not ) Tj ET Q q 0 0 0 rg BT 116.50 210.25 Td (applicable.) Tj ET Q endstream endobj 43 0 obj <>] /Rotate 0 /Contents 44 0 R>> endobj 44 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (18) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (P) Tj ET Q q 0 0 0 rg BT 55.37 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 69.46 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.95 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 742.25 Td (II) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (Item 5. MARKET) Tj ET Q q 0 0 0 rg BT 127.31 718.25 Td ( FOR REGISTRANTS COMMON EQUITY) Tj ET Q q 0 0 0 rg BT 320.85 718.25 Td (, RELA) Tj ET Q q 0 0 0 rg BT 352.89 718.25 Td (TED ST) Tj ET Q q 0 0 0 rg BT 388.00 718.25 Td (OCKHOLDER MA) Tj ET Q q 0 0 0 rg BT 472.54 718.25 Td (TTERS ) Tj ET Q q 0 0 0 rg BT 507.28 718.25 Td (AND ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (ISSUER PURCHASES OF) Tj ET Q q 0 0 0 rg BT 165.21 706.25 Td ( EQUITY) Tj ET Q q 0 0 0 rg BT 206.79 706.25 Td ( SECURITIES) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 84.71 684.25 Td (Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 662.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.35 662.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 171.79 662.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.79 662.25 Td ( ) Tj ET Q q 0 0 0 rg BT 195.15 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 210.72 662.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 249.62 662.25 Td (market ) Tj ET Q q 0 0 0 rg BT 280.73 662.25 Td (for ) Tj ET Q q 0 0 0 rg BT 295.75 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 311.32 662.25 Td (Company) Tj ET Q q 0 0 0 rg BT 352.98 662.25 Td (s ) Tj ET Q q 0 0 0 rg BT 360.23 662.25 Td (common ) Tj ET Q q 0 0 0 rg BT 398.58 662.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 423.04 662.25 Td (was ) Tj ET Q q 0 0 0 rg BT 441.95 662.25 Td (the ) Tj ET Q q 0 0 0 rg BT 457.52 662.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 502.54 662.25 Td (Global ) Tj ET Q q 0 0 0 rg BT 533.12 662.25 Td (Capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (Market. ) Tj ET Q q 0 0 0 rg BT 83.70 650.25 Td (The ) Tj ET Q q 0 0 0 rg BT 101.74 650.25 Td (Company) Tj ET Q q 0 0 0 rg BT 143.41 650.25 Td (s ) Tj ET Q q 0 0 0 rg BT 149.80 650.25 Td (common ) Tj ET Q q 0 0 0 rg BT 187.29 650.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 210.90 650.25 Td (trades ) Tj ET Q q 0 0 0 rg BT 237.28 650.25 Td (under ) Tj ET Q q 0 0 0 rg BT 262.55 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.27 650.25 Td (symbol ) Tj ET Q q 0 0 0 rg BT 309.21 650.25 Td (EBIX. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 628.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.67 628.25 Td (following ) Tj ET Q q 0 0 0 rg BT 157.68 628.25 Td (tables ) Tj ET Q q 0 0 0 rg BT 183.13 628.25 Td (set ) Tj ET Q q 0 0 0 rg BT 196.36 628.25 Td (forth ) Tj ET Q q 0 0 0 rg BT 217.93 628.25 Td (the ) Tj ET Q q 0 0 0 rg BT 232.27 628.25 Td (high ) Tj ET Q q 0 0 0 rg BT 252.17 628.25 Td (and ) Tj ET Q q 0 0 0 rg BT 268.73 628.25 Td (low ) Tj ET Q q 0 0 0 rg BT 285.86 628.25 Td (closing ) Tj ET Q q 0 0 0 rg BT 316.87 628.25 Td (bid ) Tj ET Q q 0 0 0 rg BT 331.77 628.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 357.77 628.25 Td (for ) Tj ET Q q 0 0 0 rg BT 371.55 628.25 Td (the ) Tj ET Q q 0 0 0 rg BT 385.89 628.25 Td (Company) Tj ET Q q 0 0 0 rg BT 427.56 628.25 Td (s ) Tj ET Q q 0 0 0 rg BT 433.58 628.25 Td (common ) Tj ET Q q 0 0 0 rg BT 470.69 628.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 493.93 628.25 Td (for ) Tj ET Q q 0 0 0 rg BT 507.71 628.25 Td (each ) Tj ET Q q 0 0 0 rg BT 528.15 628.25 Td (calendar ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 616.25 Td (quarter ) Tj ET Q q 0 0 0 rg BT 80.82 616.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.09 616.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.09 616.25 Td ( ) Tj ET Q q 0 0 0 rg BT 113.59 616.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.53 616.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.53 616.25 Td (. ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 592.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 592.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 592.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 592.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 592.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 564.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 564.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 564.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 564.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 564.75 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 592.75 m 428.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 592.75 m 495.5 592.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 592.75 m 562.5 592.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 596.48 Td (Year Ended December 31, 2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.90 596.48 Td (High) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.05 596.48 Td (Low) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 583.32 Td (First quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 583.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 583.32 Td (31.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.00 583.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 583.32 Td (16.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 569.32 Td (Second quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 569.32 Td (37.66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 569.32 Td (27.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 555.32 Td (Third quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 555.32 Td (34.08) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 555.32 Td (24.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 541.32 Td (Fourth quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 541.32 Td (37.81) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 541.32 Td (24.93) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 513.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 513.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 513.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 513.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 513.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 485.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 485.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 485.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 485.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 499.50 485.75 63.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 513.75 m 428.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 513.75 m 495.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 513.75 m 562.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 513.75 m 495.5 513.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 499.5 513.75 m 562.5 513.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 517.48 Td (Year Ended December 31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.90 517.48 Td (High) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.05 517.48 Td (Low) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 504.32 Td (First quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 504.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 504.32 Td (17.77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.00 504.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 504.32 Td (13.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 490.32 Td (Second quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 490.32 Td (17.61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 490.32 Td (12.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 476.32 Td (Third quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 476.32 Td (15.44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 476.32 Td (12.23) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 462.32 Td (Fourth quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 462.32 Td (17.22) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 462.32 Td (13.01) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (Holders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 87.80 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.21 414.25 Td (As ) Tj ET Q q 0 0 0 rg BT 102.12 414.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.25 414.25 Td (February26, ) Tj ET Q q 0 0 0 rg BT 165.15 414.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.15 414.25 Td (, ) Tj ET Q q 0 0 0 rg BT 189.46 414.25 Td (there ) Tj ET Q q 0 0 0 rg BT 211.24 414.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.47 414.25 Td (32,950,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.47 414.25 Td ( ) Tj ET Q q 0 0 0 rg BT 279.27 414.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 306.07 414.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.20 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 330.22 414.25 Td (Company) Tj ET Q q 0 0 0 rg BT 371.88 414.25 Td (s ) Tj ET Q q 0 0 0 rg BT 377.58 414.25 Td (common ) Tj ET Q q 0 0 0 rg BT 414.37 414.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 437.28 414.25 Td (outstanding. ) Tj ET Q q 0 0 0 rg BT 487.85 414.25 Td (As ) Tj ET Q q 0 0 0 rg BT 500.77 414.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.90 414.25 Td (February26, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 402.25 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 402.25 Td (, ) Tj ET Q q 0 0 0 rg BT 75.00 402.25 Td (there ) Tj ET Q q 0 0 0 rg BT 97.49 402.25 Td (were ) Tj ET Q q 0 0 0 rg BT 119.41 402.25 Td (131 ) Tj ET Q q 0 0 0 rg BT 136.91 402.25 Td (registered ) Tj ET Q q 0 0 0 rg BT 178.84 402.25 Td (holders ) Tj ET Q q 0 0 0 rg BT 210.78 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.61 402.25 Td (record ) Tj ET Q q 0 0 0 rg BT 249.64 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.47 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 275.19 402.25 Td (Company) Tj ET Q q 0 0 0 rg BT 316.86 402.25 Td (s ) Tj ET Q q 0 0 0 rg BT 323.25 402.25 Td (common ) Tj ET Q q 0 0 0 rg BT 360.74 402.25 Td (stock.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 380.25 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 356.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.27 356.25 Td (The ) Tj ET Q q 0 0 0 rg BT 106.26 356.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 147.59 356.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 167.25 356.25 Td (a ) Tj ET Q q 0 0 0 rg BT 174.13 356.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 212.67 356.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 250.11 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.88 356.25 Td ($0.075 ) Tj ET Q q 0 0 0 rg BT 290.83 356.25 Td (cents ) Tj ET Q q 0 0 0 rg BT 313.82 356.25 Td (per ) Tj ET Q q 0 0 0 rg BT 329.03 356.25 Td (common ) Tj ET Q q 0 0 0 rg BT 366.47 356.25 Td (share ) Tj ET Q q 0 0 0 rg BT 390.01 356.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.78 356.25 Td (the ) Tj ET Q q 0 0 0 rg BT 415.44 356.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 462.47 356.25 Td (common ) Tj ET Q q 0 0 0 rg BT 499.91 356.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 523.46 356.25 Td (on ) Tj ET Q q 0 0 0 rg BT 535.90 356.25 Td (March ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 344.25 Td (14, ) Tj ET Q q 0 0 0 rg BT 65.20 344.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 90.39 344.25 Td (June ) Tj ET Q q 0 0 0 rg BT 111.42 344.25 Td (13, ) Tj ET Q q 0 0 0 rg BT 126.61 344.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 151.81 344.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.50 344.25 Td (September ) Tj ET Q q 0 0 0 rg BT 199.96 344.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 215.16 344.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 240.35 344.25 Td (and ) Tj ET Q q 0 0 0 rg BT 257.49 344.25 Td (December ) Tj ET Q q 0 0 0 rg BT 301.26 344.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 316.46 344.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 339.16 344.25 Td (to ) Tj ET Q q 0 0 0 rg BT 349.63 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 364.54 344.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 412.77 344.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 466.00 344.25 Td (of ) Tj ET Q q 0 0 0 rg BT 477.03 344.25 Td (record. ) Tj ET Q q 0 0 0 rg BT 507.16 344.25 Td (A) Tj ET Q q 0 0 0 rg BT 513.83 344.25 Td ( ) Tj ET Q q 0 0 0 rg BT 516.53 344.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 554.22 344.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 332.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.81 332.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 97.40 332.25 Td (of ) Tj ET Q q 0 0 0 rg BT 108.32 332.25 Td ($0.075 ) Tj ET Q q 0 0 0 rg BT 138.41 332.25 Td (cents ) Tj ET Q q 0 0 0 rg BT 161.55 332.25 Td (per ) Tj ET Q q 0 0 0 rg BT 176.91 332.25 Td (common ) Tj ET Q q 0 0 0 rg BT 214.50 332.25 Td (share ) Tj ET Q q 0 0 0 rg BT 238.19 332.25 Td (was ) Tj ET Q q 0 0 0 rg BT 256.34 332.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 276.15 332.25 Td (on ) Tj ET Q q 0 0 0 rg BT 288.74 332.25 Td (March ) Tj ET Q q 0 0 0 rg BT 317.43 332.25 Td (1) Tj ET Q q 0 0 0 rg BT 322.06 332.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 332.15 332.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 357.25 332.25 Td (June ) Tj ET Q q 0 0 0 rg BT 378.17 332.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 393.26 332.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 418.35 332.25 Td (September ) Tj ET Q q 0 0 0 rg BT 463.71 332.25 Td (10, ) Tj ET Q q 0 0 0 rg BT 478.80 332.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 503.90 332.25 Td (and ) Tj ET Q q 0 0 0 rg BT 520.93 332.25 Td (December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 320.25 Td (10, ) Tj ET Q q 0 0 0 rg BT 64.84 320.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 87.18 320.25 Td (to ) Tj ET Q q 0 0 0 rg BT 97.29 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.85 320.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 159.72 320.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 212.59 320.25 Td (of ) Tj ET Q q 0 0 0 rg BT 223.26 320.25 Td (record. ) Tj ET Q q 0 0 0 rg BT 253.63 320.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 255.97 327.18 308.54 -9.09 re f /GS0 gs q 0 0 0 rg BT 255.97 320.25 Td (On ) Tj ET Q q 0 0 0 rg BT 270.53 320.25 Td (February ) Tj ET Q q 0 0 0 rg BT 308.97 320.25 Td (25, ) Tj ET Q q 0 0 0 rg BT 323.81 320.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 346.14 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 360.70 320.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 401.92 320.25 Td (announced ) Tj ET Q q 0 0 0 rg BT 447.58 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.13 320.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 498.90 320.25 Td (of ) Tj ET Q q 0 0 0 rg BT 509.57 320.25 Td (a ) Tj ET Q q 0 0 0 rg BT 516.35 320.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 553.68 320.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 315.18 496.56 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 308.25 Td ($0.075 ) Tj ET Q q 0 0 0 rg BT 80.00 308.25 Td (per ) Tj ET Q q 0 0 0 rg BT 95.27 308.25 Td (common ) Tj ET Q q 0 0 0 rg BT 132.76 308.25 Td (share ) Tj ET Q q 0 0 0 rg BT 156.36 308.25 Td (to ) Tj ET Q q 0 0 0 rg BT 166.64 308.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 219.68 308.25 Td (of ) Tj ET Q q 0 0 0 rg BT 230.51 308.25 Td (record ) Tj ET Q q 0 0 0 rg BT 258.54 308.25 Td (on ) Tj ET Q q 0 0 0 rg BT 271.04 308.25 Td (February ) Tj ET Q q 0 0 0 rg BT 309.64 308.25 Td (29, ) Tj ET Q q 0 0 0 rg BT 324.64 308.25 Td (2016, ) Tj ET Q q 0 0 0 rg BT 349.64 308.25 Td (with ) Tj ET Q q 0 0 0 rg BT 369.92 308.25 Td (said ) Tj ET Q q 0 0 0 rg BT 388.53 308.25 Td (dividend ) Tj ET Q q 0 0 0 rg BT 426.03 308.25 Td (to ) Tj ET Q q 0 0 0 rg BT 436.30 308.25 Td (be ) Tj ET Q q 0 0 0 rg BT 448.24 308.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 467.96 308.25 Td (on ) Tj ET Q q 0 0 0 rg BT 480.46 308.25 Td (March ) Tj ET Q q 0 0 0 rg BT 509.06 308.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 524.06 308.25 Td (2016.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 93.60 286.25 Td (Authorized ) Tj ET Q q 0 0 0 rg BT 144.43 286.25 Td (for) Tj ET Q q 0 0 0 rg BT 157.02 286.25 Td ( ) Tj ET Q q 0 0 0 rg BT 159.52 286.25 Td (Issuance ) Tj ET Q q 0 0 0 rg BT 198.70 286.25 Td (Under) Tj ET Q q 0 0 0 rg BT 225.74 286.25 Td ( ) Tj ET Q q 0 0 0 rg BT 228.24 286.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 259.64 286.25 Td (Compensation ) Tj ET Q q 0 0 0 rg BT 323.81 286.25 Td (Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 264.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.24 264.25 Td (Company) Tj ET Q q 0 0 0 rg BT 158.91 264.25 Td (s ) Tj ET Q q 0 0 0 rg BT 165.49 264.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 193.18 264.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 251.42 264.25 Td (is ) Tj ET Q q 0 0 0 rg BT 260.78 264.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 299.57 264.25 Td (governed ) Tj ET Q q 0 0 0 rg BT 339.47 264.25 Td (by ) Tj ET Q q 0 0 0 rg BT 352.17 264.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.08 264.25 Td (2010 ) Tj ET Q q 0 0 0 rg BT 389.77 264.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 411.35 264.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 440.71 264.25 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 480.61 264.25 Td (Plan ) Tj ET Q q 0 0 0 rg BT 501.08 264.25 Td (as ) Tj ET Q q 0 0 0 rg BT 512.11 264.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 552.01 264.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.25 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 252.25 Td (stockholders. ) Tj ET Q q 0 0 0 rg BT 121.20 252.25 Td (The ) Tj ET Q q 0 0 0 rg BT 139.24 252.25 Td (table ) Tj ET Q q 0 0 0 rg BT 161.18 252.25 Td (below ) Tj ET Q q 0 0 0 rg BT 188.12 252.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 225.05 252.25 Td (information ) Tj ET Q q 0 0 0 rg BT 274.77 252.25 Td (as ) Tj ET Q q 0 0 0 rg BT 285.60 252.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.43 252.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 355.01 252.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.01 252.25 Td ( ) Tj ET Q q 0 0 0 rg BT 377.51 252.25 Td (related ) Tj ET Q q 0 0 0 rg BT 407.21 252.25 Td (to ) Tj ET Q q 0 0 0 rg BT 417.49 252.25 Td (this ) Tj ET Q q 0 0 0 rg BT 434.44 252.25 Td (plan.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 144.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 144.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 144.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 144.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 144.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 144.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 144.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 116.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 116.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 116.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 116.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 116.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 116.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 116.75 68.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 88.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 88.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 88.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 88.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 88.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 88.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 88.75 68.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 144.75 m 355.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 144.75 m 424.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 144.75 m 493.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 144.75 m 565.5 144.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 88.75 m 424.5 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 75.75 m 424.5 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 73.75 m 424.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 88.75 m 493.5 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 75.75 m 493.5 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 73.75 m 493.5 73.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 88.75 m 565.5 88.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 75.75 m 565.5 75.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 73.75 m 565.5 73.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.35 232.43 Td (Number) Tj ET Q q 0 0 0 rg BT 403.72 232.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.65 222.43 Td (Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.20 212.43 Td (to be Issued ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.80 202.43 Td (Upon) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.10 192.43 Td (Exer) Tj ET Q q 0 0 0 rg BT 388.47 192.43 Td (cise of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.80 182.43 Td (Outstanding ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.50 172.43 Td (Options) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.55 222.43 Td (W) Tj ET Q q 0 0 0 rg BT 448.00 222.43 Td (eighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.10 212.43 Td (A) Tj ET Q q 0 0 0 rg BT 449.58 212.43 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.50 202.43 Td (Exer) Tj ET Q q 0 0 0 rg BT 462.87 202.43 Td (cise ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.95 192.43 Td (Price of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.80 182.43 Td (Outstanding ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.50 172.43 Td (Options) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.30 232.43 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.75 222.43 Td (of Securities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.65 212.43 Td (Remaining ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.05 202.43 Td (A) Tj ET Q q 0 0 0 rg BT 517.53 202.43 Td (vailable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.80 192.43 Td (for) Tj ET Q q 0 0 0 rg BT 521.39 192.43 Td ( Futur) Tj ET Q q 0 0 0 rg BT 548.71 192.43 Td (e ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.65 182.43 Td (Issuance) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.75 172.43 Td (Under) Tj ET Q q 0 0 0 rg BT 528.79 172.43 Td ( Equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 149.43 Td (Plan Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.90 158.48 Td (Warrants) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.25 148.48 Td (and Rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.90 158.48 Td (Warrants) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.25 148.48 Td (and Rights) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.15 158.48 Td (Compensation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.30 148.48 Td (Plans) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 135.32 Td (Equity Compensation Plans Approved by Security Holders:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 135.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 135.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 135.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 121.32 Td (1996 Stock Incentive Plan, as amended and restated in 2006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 121.32 Td (27,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 121.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 121.32 Td (2.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 121.32 Td (1,097,563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 107.32 Td (2010 Stock Incentive Plan) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 107.32 Td (112,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 107.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 107.32 Td (18.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 107.32 Td (4,427,689) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 93.32 Td (Equity Compensation Plans Not Approved by Security Holders) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 93.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.30 93.32 Td (N/A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 93.32 Td (N/A) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 191.55 79.43 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 79.43 Td (139,878) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.00 79.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.15 79.43 Td (15.17) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 521.65 79.43 Td (5,525,252) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 45 0 obj <>] /Rotate 0 /Contents 46 0 R>> endobj 46 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (19) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Sales ) Tj ET Q q 0 0 0 rg BT 74.17 742.25 Td (or) Tj ET Q q 0 0 0 rg BT 83.43 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.93 742.25 Td (Issuances ) Tj ET Q q 0 0 0 rg BT 128.99 742.25 Td (of ) Tj ET Q q 0 0 0 rg BT 139.82 742.25 Td (Unr) Tj ET Q q 0 0 0 rg BT 156.87 742.25 Td (egister) Tj ET Q q 0 0 0 rg BT 185.00 742.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 197.50 742.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 721.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 721.25 Td (None) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 699.25 Td (Recent ) Tj ET Q q 0 0 0 rg BT 81.93 699.25 Td (Pur) Tj ET Q q 0 0 0 rg BT 97.86 699.25 Td (chases ) Tj ET Q q 0 0 0 rg BT 127.58 699.25 Td (of ) Tj ET Q q 0 0 0 rg BT 138.41 699.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 169.81 699.25 Td (Securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 677.25 Td (As ) Tj ET Q q 0 0 0 rg BT 112.22 677.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 149.88 677.25 Td (for ) Tj ET Q q 0 0 0 rg BT 163.65 677.25 Td (under ) Tj ET Q q 0 0 0 rg BT 188.53 677.25 Td (previous ) Tj ET Q q 0 0 0 rg BT 225.07 677.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 251.62 677.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 295.93 677.25 Td (share ) Tj ET Q q 0 0 0 rg BT 319.14 677.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 364.56 677.25 Td (plans, ) Tj ET Q q 0 0 0 rg BT 390.27 677.25 Td (throughout ) Tj ET Q q 0 0 0 rg BT 436.27 677.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 458.38 677.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.71 677.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 513.70 677.25 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 665.25 Td (2,924,306 ) Tj ET Q q 0 0 0 rg BT 92.50 665.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 119.99 665.25 Td (of ) Tj ET Q q 0 0 0 rg BT 130.82 665.25 Td (our ) Tj ET Q q 0 0 0 rg BT 146.65 665.25 Td (common ) Tj ET Q q 0 0 0 rg BT 184.15 665.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 207.75 665.25 Td (for ) Tj ET Q q 0 0 0 rg BT 221.91 665.25 Td (a ) Tj ET Q q 0 0 0 rg BT 228.85 665.25 Td (total ) Tj ET Q q 0 0 0 rg BT 249.13 665.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 290.49 665.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 328.53 665.25 Td (price ) Tj ET Q q 0 0 0 rg BT 351.01 665.25 Td (of ) Tj ET Q q 0 0 0 rg BT 361.84 665.25 Td ($82.5 ) Tj ET Q q 0 0 0 rg BT 386.84 665.25 Td (million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 643.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.56 643.25 Td (following ) Tj ET Q q 0 0 0 rg BT 159.46 643.25 Td (table ) Tj ET Q q 0 0 0 rg BT 181.91 643.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 218.24 643.25 Td (information ) Tj ET Q q 0 0 0 rg BT 268.47 643.25 Td (with ) Tj ET Q q 0 0 0 rg BT 289.26 643.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 320.59 643.25 Td (to ) Tj ET Q q 0 0 0 rg BT 331.38 643.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 373.82 643.25 Td (of ) Tj ET Q q 0 0 0 rg BT 385.16 643.25 Td (our ) Tj ET Q q 0 0 0 rg BT 401.50 643.25 Td (common ) Tj ET Q q 0 0 0 rg BT 439.51 643.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 463.63 643.25 Td (made ) Tj ET Q q 0 0 0 rg BT 488.30 643.25 Td (by ) Tj ET Q q 0 0 0 rg BT 501.31 643.25 Td (or ) Tj ET Q q 0 0 0 rg BT 512.66 643.25 Td (on ) Tj ET Q q 0 0 0 rg BT 525.67 643.25 Td (behalf ) Tj ET Q q 0 0 0 rg BT 553.67 643.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 71.39 631.25 Td (as ) Tj ET Q q 0 0 0 rg BT 82.22 631.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 93.05 631.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 151.63 631.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.63 631.25 Td (, ) Tj ET Q q 0 0 0 rg BT 176.63 631.25 Td (as ) Tj ET Q q 0 0 0 rg BT 187.46 631.25 Td (part ) Tj ET Q q 0 0 0 rg BT 205.51 631.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.34 631.25 Td (our ) Tj ET Q q 0 0 0 rg BT 232.17 631.25 Td (publicly ) Tj ET Q q 0 0 0 rg BT 267.44 631.25 Td (announced ) Tj ET Q q 0 0 0 rg BT 313.26 631.25 Td (share ) Tj ET Q q 0 0 0 rg BT 336.86 631.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 382.66 631.25 Td (plan:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 506.75 190.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 506.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 506.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 506.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 506.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 506.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 506.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 506.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 476.75 190.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 476.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 476.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 476.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 476.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 476.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 476.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 476.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 446.75 190.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 446.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 446.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 446.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 446.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 446.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 446.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 446.75 103.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 416.75 190.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 416.75 62.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 416.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 416.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.50 416.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 416.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 416.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 450.50 416.75 103.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 57.5 524.75 m 247.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 524.75 m 309.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 524.75 m 393.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393.5 524.75 m 398.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 524.75 m 446.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 524.75 m 553.5 524.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 401.75 m 309.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 387.75 m 309.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 385.75 m 309.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 401.75 m 393.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 387.75 m 393.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 385.75 m 393.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 401.75 m 553.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 387.75 m 553.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 450.5 385.75 m 553.5 385.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 267.05 579.43 Td (T) Tj ET Q q 0 0 0 rg BT 272.80 579.43 Td (otal ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 254.85 569.43 Td (Number) Tj ET Q q 0 0 0 rg BT 290.22 569.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.60 559.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 283.98 559.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 263.25 549.43 Td (\(Units\) ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 255.55 539.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 271.48 539.43 Td (chased ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.70 599.43 Td (T) Tj ET Q q 0 0 0 rg BT 323.45 599.43 Td (otal Number) Tj ET Q q 0 0 0 rg BT 377.43 599.43 Td ( of ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.60 589.43 Td (Shar) Tj ET Q q 0 0 0 rg BT 358.98 589.43 Td (es ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 324.85 579.43 Td (Pur) Tj ET Q q 0 0 0 rg BT 340.78 579.43 Td (chased as ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.70 569.43 Td (Part of Publicly-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.50 559.43 Td (Announced ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.45 549.43 Td (Plans or) Tj ET Q q 0 0 0 rg BT 370.55 549.43 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 331.95 539.43 Td (Pr) Tj ET Q q 0 0 0 rg BT 342.32 539.43 Td (ograms) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.60 559.43 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.85 549.43 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 403.60 539.43 Td (Paid Per) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 402.50 529.43 Td (Share \(1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.30 609.43 Td (Maximum Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.20 599.43 Td (\(or) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.45 589.43 Td (Approximate Dollar) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.35 579.43 Td (Value\) of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.30 569.43 Td (Shares that May Yet) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.90 559.43 Td (Be) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.40 549.43 Td (Purchased Under the) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.60 539.43 Td (Plans or Programs \(2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.65 529.43 Td (\(4\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 60.00 529.43 Td (Period) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 496.42 Td (As of December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 496.42 Td (7,853,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 496.42 Td (7,853,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 496.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.65 496.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 496.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 496.42 Td (71,033,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 481.42 Td (January1, 2015 to March 31, 2015 \(4\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 481.42 Td (994,869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 481.42 Td (994,869) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 481.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 481.42 Td (24.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 481.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 481.42 Td (46,809,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 466.42 Td (April 1, 2015 to June 30, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 466.42 Td (349,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 466.42 Td (349,365) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 466.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 466.42 Td (29.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 466.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 466.42 Td (36,551,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 451.42 Td (July 1, 2015 to September 30, 2015 \(5\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 451.42 Td (1,169,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.65 451.42 Td (1,169,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 451.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 451.42 Td (29.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 451.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 451.42 Td (102,239,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 436.42 Td (October 1, 2015 to October 31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.15 436.42 Td (20,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 436.42 Td (20,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 436.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 436.42 Td (24.98) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 436.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.65 436.42 Td (101,739,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 421.42 Td (November 1, 2015 to November 30, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.15 421.42 Td (76,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.15 421.42 Td (76,254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 421.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 421.42 Td (34.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 421.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 421.42 Td (99,125,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 406.42 Td (December 1, 2015 to December 31, 2015 \(6\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.15 406.42 Td (314,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 406.42 Td (314,360) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 406.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.15 406.42 Td (33.61) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.00 406.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 406.42 Td (88,558,000) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 141.05 391.43 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 260.60 391.43 Td (10,777,820) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.65 391.43 Td (10,777,820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.00 391.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 453.00 391.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.65 391.43 Td (88,558,000) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 363.25 Td (\(1\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 363.25 Td (A) Tj ET Q q 0 0 0 rg BT 83.48 363.25 Td (verage ) Tj ET Q q 0 0 0 rg BT 112.63 363.25 Td (price ) Tj ET Q q 0 0 0 rg BT 135.11 363.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 154.83 363.25 Td (per ) Tj ET Q q 0 0 0 rg BT 170.10 363.25 Td (share ) Tj ET Q q 0 0 0 rg BT 193.69 363.25 Td (for ) Tj ET Q q 0 0 0 rg BT 207.85 363.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 235.34 363.25 Td (purchased ) Tj ET Q q 0 0 0 rg BT 278.38 363.25 Td (as ) Tj ET Q q 0 0 0 rg BT 289.21 363.25 Td (part ) Tj ET Q q 0 0 0 rg BT 307.26 363.25 Td (of ) Tj ET Q q 0 0 0 rg BT 318.09 363.25 Td (our ) Tj ET Q q 0 0 0 rg BT 333.92 363.25 Td (publicly-announced ) Tj ET Q q 0 0 0 rg BT 415.84 363.25 Td (plan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 351.25 Td (\(2\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 351.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 86.26 351.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 115.10 351.25 Td (June ) Tj ET Q q 0 0 0 rg BT 135.08 351.25 Td (21, ) Tj ET Q q 0 0 0 rg BT 149.22 351.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 170.86 351.25 Td (the ) Tj ET Q q 0 0 0 rg BT 184.72 351.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 230.95 351.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 257.03 351.25 Td (of ) Tj ET Q q 0 0 0 rg BT 267.00 351.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 305.85 351.25 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 359.16 351.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 398.01 351.25 Td (a ) Tj ET Q q 0 0 0 rg BT 404.09 351.25 Td (share ) Tj ET Q q 0 0 0 rg BT 426.83 351.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 471.78 351.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 490.64 351.25 Td (of ) Tj ET Q q 0 0 0 rg BT 500.61 351.25 Td ($100.0million. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 339.25 Td (The ) Tj ET Q q 0 0 0 rg BT 95.92 339.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 123.72 339.25 Td (directed ) Tj ET Q q 0 0 0 rg BT 159.29 339.25 Td (that ) Tj ET Q q 0 0 0 rg BT 177.66 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.25 339.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 243.81 339.25 Td (be ) Tj ET Q q 0 0 0 rg BT 256.62 339.25 Td (funded ) Tj ET Q q 0 0 0 rg BT 287.76 339.25 Td (with ) Tj ET Q q 0 0 0 rg BT 308.90 339.25 Td (available ) Tj ET Q q 0 0 0 rg BT 348.36 339.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 369.50 339.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 407.29 339.25 Td (and ) Tj ET Q q 0 0 0 rg BT 425.10 339.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 446.24 339.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 488.47 339.25 Td (by ) Tj ET Q q 0 0 0 rg BT 501.84 339.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 339.25 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 327.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 117.26 327.25 Td (activities, ) Tj ET Q q 0 0 0 rg BT 158.36 327.25 Td (and ) Tj ET Q q 0 0 0 rg BT 175.30 327.25 Td (be ) Tj ET Q q 0 0 0 rg BT 187.24 327.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 231.39 327.25 Td (in ) Tj ET Q q 0 0 0 rg BT 241.67 327.25 Td (the ) Tj ET Q q 0 0 0 rg BT 256.38 327.25 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 303.32 327.25 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 353.03 327.25 Td (months ) Tj ET Q q 0 0 0 rg BT 384.98 327.25 Td (if ) Tj ET Q q 0 0 0 rg BT 393.59 327.25 Td (possible.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 315.25 Td (\(3\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 315.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 86.26 315.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 116.78 315.25 Td (August ) Tj ET Q q 0 0 0 rg BT 149.94 315.25 Td (19, ) Tj ET Q q 0 0 0 rg BT 166.71 315.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 190.97 315.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.46 315.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 256.30 315.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 285.00 315.25 Td (of ) Tj ET Q q 0 0 0 rg BT 297.60 315.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 339.07 315.25 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 395.00 315.25 Td (approved ) Tj ET Q q 0 0 0 rg BT 436.48 315.25 Td (an ) Tj ET Q q 0 0 0 rg BT 450.18 315.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 494.44 315.25 Td (authorized ) Tj ET Q q 0 0 0 rg BT 540.90 315.25 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 303.25 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 122.24 303.25 Td (plan ) Tj ET Q q 0 0 0 rg BT 141.38 303.25 Td (of ) Tj ET Q q 0 0 0 rg BT 151.65 303.25 Td ($100.0million. ) Tj ET Q q 0 0 0 rg BT 214.83 303.25 Td (The ) Tj ET Q q 0 0 0 rg BT 232.31 303.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 258.68 303.25 Td (directed ) Tj ET Q q 0 0 0 rg BT 292.81 303.25 Td (that ) Tj ET Q q 0 0 0 rg BT 309.74 303.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.88 303.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 373.01 303.25 Td (be ) Tj ET Q q 0 0 0 rg BT 384.38 303.25 Td (funded ) Tj ET Q q 0 0 0 rg BT 414.08 303.25 Td (with ) Tj ET Q q 0 0 0 rg BT 433.79 303.25 Td (available ) Tj ET Q q 0 0 0 rg BT 471.81 303.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 491.51 303.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 527.87 303.25 Td (and ) Tj ET Q q 0 0 0 rg BT 544.24 303.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 291.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 118.33 291.25 Td (by ) Tj ET Q q 0 0 0 rg BT 130.80 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.48 291.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 192.53 291.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 232.76 291.25 Td (activities. ) Tj ET Q q 0 0 0 rg BT 273.83 291.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 301.28 291.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 330.95 291.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 390.06 291.25 Td (the ) Tj ET Q q 0 0 0 rg BT 404.74 291.25 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 446.07 291.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 478.54 291.25 Td (of ) Tj ET Q q 0 0 0 rg BT 489.33 291.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 539.00 291.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 291.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 279.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 125.53 279.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 154.47 279.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 183.41 279.25 Td ( ) Tj ET Q q 0 0 0 rg BT 187.36 279.25 Td (may ) Tj ET Q q 0 0 0 rg BT 208.52 279.25 Td (be ) Tj ET Q q 0 0 0 rg BT 221.91 279.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 254.19 279.25 Td (by ) Tj ET Q q 0 0 0 rg BT 268.14 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 284.30 279.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 310.47 279.25 Td (and ) Tj ET Q q 0 0 0 rg BT 328.85 279.25 Td (underlying ) Tj ET Q q 0 0 0 rg BT 376.13 279.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 415.06 279.25 Td (covenants ) Tj ET Q q 0 0 0 rg BT 458.99 279.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 501.25 279.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 279.25 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 267.25 Td (commercial ) Tj ET Q q 0 0 0 rg BT 126.70 267.25 Td (bank ) Tj ET Q q 0 0 0 rg BT 148.64 267.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 188.90 267.25 Td (facility) Tj ET Q q 0 0 0 rg BT 216.57 267.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 255.25 Td (\(4\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 255.25 Td (As ) Tj ET Q q 0 0 0 rg BT 90.33 255.25 Td (of ) Tj ET Q q 0 0 0 rg BT 100.87 255.25 Td (March ) Tj ET Q q 0 0 0 rg BT 129.18 255.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 143.89 255.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 166.10 255.25 Td (there ) Tj ET Q q 0 0 0 rg BT 188.30 255.25 Td (were ) Tj ET Q q 0 0 0 rg BT 209.94 255.25 Td (64,893 ) Tj ET Q q 0 0 0 rg BT 239.65 255.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 266.85 255.25 Td (totaling ) Tj ET Q q 0 0 0 rg BT 299.62 255.25 Td ($1.94 ) Tj ET Q q 0 0 0 rg BT 324.33 255.25 Td (million ) Tj ET Q q 0 0 0 rg BT 355.43 255.25 Td (of ) Tj ET Q q 0 0 0 rg BT 365.97 255.25 Td (share ) Tj ET Q q 0 0 0 rg BT 389.29 255.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 438.69 255.25 Td (that ) Tj ET Q q 0 0 0 rg BT 455.90 255.25 Td (were ) Tj ET Q q 0 0 0 rg BT 477.54 255.25 Td (not ) Tj ET Q q 0 0 0 rg BT 492.53 255.25 Td (settled ) Tj ET Q q 0 0 0 rg BT 520.85 255.25 Td (until ) Tj ET Q q 0 0 0 rg BT 540.91 255.25 Td (April ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 243.25 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 231.25 Td (\(5\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 231.25 Td (As ) Tj ET Q q 0 0 0 rg BT 90.91 231.25 Td (of ) Tj ET Q q 0 0 0 rg BT 102.04 231.25 Td (September ) Tj ET Q q 0 0 0 rg BT 147.60 231.25 Td (30, ) Tj ET Q q 0 0 0 rg BT 162.90 231.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 185.70 231.25 Td (there ) Tj ET Q q 0 0 0 rg BT 208.49 231.25 Td (were ) Tj ET Q q 0 0 0 rg BT 230.72 231.25 Td (40,000 ) Tj ET Q q 0 0 0 rg BT 261.02 231.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 288.81 231.25 Td (totaling ) Tj ET Q q 0 0 0 rg BT 322.16 231.25 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 342.46 231.25 Td (million ) Tj ET Q q 0 0 0 rg BT 374.15 231.25 Td (of ) Tj ET Q q 0 0 0 rg BT 385.28 231.25 Td (share ) Tj ET Q q 0 0 0 rg BT 409.17 231.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 459.17 231.25 Td (that ) Tj ET Q q 0 0 0 rg BT 476.96 231.25 Td (were ) Tj ET Q q 0 0 0 rg BT 499.19 231.25 Td (not ) Tj ET Q q 0 0 0 rg BT 514.77 231.25 Td (settled ) Tj ET Q q 0 0 0 rg BT 543.67 231.25 Td (until ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 219.25 Td (October ) Tj ET Q q 0 0 0 rg BT 111.71 219.25 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 207.25 Td (\(6\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 207.25 Td (As ) Tj ET Q q 0 0 0 rg BT 90.49 207.25 Td (of ) Tj ET Q q 0 0 0 rg BT 101.20 207.25 Td (December ) Tj ET Q q 0 0 0 rg BT 144.66 207.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 159.54 207.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 181.91 207.25 Td (there ) Tj ET Q q 0 0 0 rg BT 204.27 207.25 Td (were ) Tj ET Q q 0 0 0 rg BT 226.08 207.25 Td (25,000 ) Tj ET Q q 0 0 0 rg BT 255.96 207.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 283.32 207.25 Td (totaling ) Tj ET Q q 0 0 0 rg BT 316.25 207.25 Td ($820 ) Tj ET Q q 0 0 0 rg BT 338.63 207.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 377.12 207.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.82 207.25 Td (share ) Tj ET Q q 0 0 0 rg BT 411.30 207.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 460.87 207.25 Td (that ) Tj ET Q q 0 0 0 rg BT 478.24 207.25 Td (were ) Tj ET Q q 0 0 0 rg BT 500.05 207.25 Td (not ) Tj ET Q q 0 0 0 rg BT 515.21 207.25 Td (settled ) Tj ET Q q 0 0 0 rg BT 543.69 207.25 Td (until ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.00 195.25 Td (January ) Tj ET Q q 0 0 0 rg BT 110.60 195.25 Td (2016.) Tj ET Q endstream endobj 47 0 obj <>] /Rotate 0 /Contents 48 0 R>> endobj 48 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (20) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 247.25 742.25 Td (PERFORMANCE GRAPH) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.86 720.25 Td (line ) Tj ET Q q 0 0 0 rg BT 134.17 720.25 Td (graph ) Tj ET Q q 0 0 0 rg BT 159.26 720.25 Td (below ) Tj ET Q q 0 0 0 rg BT 186.01 720.25 Td (compares ) Tj ET Q q 0 0 0 rg BT 226.64 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.18 720.25 Td (yearly ) Tj ET Q q 0 0 0 rg BT 268.48 720.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 314.09 720.25 Td (change ) Tj ET Q q 0 0 0 rg BT 344.73 720.25 Td (in ) Tj ET Q q 0 0 0 rg BT 354.82 720.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 401.56 720.25 Td (total ) Tj ET Q q 0 0 0 rg BT 421.65 720.25 Td (stockholder ) Tj ET Q q 0 0 0 rg BT 470.63 720.25 Td (return ) Tj ET Q q 0 0 0 rg BT 496.82 720.25 Td (on ) Tj ET Q q 0 0 0 rg BT 509.13 720.25 Td (our ) Tj ET Q q 0 0 0 rg BT 524.78 720.25 Td (Common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 75.43 708.25 Td (for ) Tj ET Q q 0 0 0 rg BT 89.75 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 104.62 708.25 Td (last ) Tj ET Q q 0 0 0 rg BT 121.17 708.25 Td (five ) Tj ET Q q 0 0 0 rg BT 139.37 708.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 163.68 708.25 Td (years ) Tj ET Q q 0 0 0 rg BT 187.44 708.25 Td (with ) Tj ET Q q 0 0 0 rg BT 207.87 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 222.74 708.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 267.07 708.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 292.50 708.25 Td (Market ) Tj ET Q q 0 0 0 rg BT 324.04 708.25 Td (\(U.S.\) ) Tj ET Q q 0 0 0 rg BT 351.14 708.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 374.90 708.25 Td (index ) Tj ET Q q 0 0 0 rg BT 399.78 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 416.87 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.74 708.25 Td (NASDAQ ) Tj ET Q q 0 0 0 rg BT 476.07 708.25 Td (Computer ) Tj ET Q q 0 0 0 rg BT 518.72 708.25 Td (Index. ) Tj ET Q q 0 0 0 rg BT 546.45 708.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (following ) Tj ET Q q 0 0 0 rg BT 91.55 696.25 Td (graph ) Tj ET Q q 0 0 0 rg BT 116.98 696.25 Td (assumes ) Tj ET Q q 0 0 0 rg BT 152.98 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 167.86 696.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 214.40 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 225.40 696.25 Td ($100 ) Tj ET Q q 0 0 0 rg BT 248.06 696.25 Td (on ) Tj ET Q q 0 0 0 rg BT 260.72 696.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 319.47 696.25 Td (2010, ) Tj ET Q q 0 0 0 rg BT 344.63 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 361.74 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.62 696.25 Td (reinvestment ) Tj ET Q q 0 0 0 rg BT 430.93 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 441.92 696.25 Td (any ) Tj ET Q q 0 0 0 rg BT 459.03 696.25 Td (dividends ) Tj ET Q q 0 0 0 rg BT 500.58 696.25 Td (\(rounded ) Tj ET Q q 0 0 0 rg BT 539.34 696.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 696.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (nearest ) Tj ET Q q 0 0 0 rg BT 80.82 684.25 Td (dollar\).) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 197.90 662.25 Td (Comparison of Five ) Tj ET Q q 0 0 0 rg BT 284.47 662.25 Td (Y) Tj ET Q q 0 0 0 rg BT 290.58 662.25 Td (ear) Tj ET Q q 0 0 0 rg BT 304.28 662.25 Td ( Cumulative ) Tj ET Q q 0 0 0 rg BT 359.10 662.25 Td (T) Tj ET Q q 0 0 0 rg BT 364.85 662.25 Td (otal Return) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 615.75 179.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 615.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 615.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.00 589.75 179.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 229.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 281.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 453.00 589.75 52.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.00 589.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.00 589.75 52.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 229 615.75 m 281 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 285 615.75 m 337 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341 615.75 m 393 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397 615.75 m 449 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 453 615.75 m 505 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509 615.75 m 561 615.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509 615.75 m 561 615.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 231.70 620.43 Td (12/31/2010) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.95 620.43 Td (12/31/2011) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.70 620.43 Td (12/31/2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.70 620.43 Td (12/31/2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.70 620.43 Td (12/31/2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 511.70 620.43 Td (12/31/2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.50 606.48 Td (EBIX, INC.) 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1 rg /GS0 gs 370.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 490.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 490.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 490.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 452.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 452.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 452.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 452.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 452.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 452.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 452.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 424.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 424.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 424.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 424.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 424.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 424.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 424.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 396.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 396.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 396.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 396.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 396.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 396.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 396.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 368.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 368.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 368.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 368.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 368.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 368.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 368.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 340.75 185.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 235.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 239.50 340.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 302.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 306.50 340.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 370.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 340.75 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 441.50 340.75 64.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 340.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 340.75 64.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 239.5 588.75 m 302.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 306.5 588.75 m 370.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 588.75 m 437.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 441.5 588.75 m 505.5 588.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 588.75 m 573.5 588.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 245.40 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.90 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 253.00 593.43 Td (31, 2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 312.90 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.40 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 320.50 593.43 Td (31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.40 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 383.90 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.00 593.43 Td (31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.90 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.40 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.50 593.43 Td (31, 2012) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.90 613.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.40 603.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 523.75 593.43 Td (31, 2011) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.10 579.43 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 565.43 Td (Results of Operations:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 565.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 551.32 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 551.32 Td (265,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 551.32 Td (214,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 551.32 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 551.32 Td (199,370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 551.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 551.32 Td (168,969) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 537.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 537.32 Td (88,714) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 537.32 Td (79,672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 537.32 Td (75,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 537.32 Td (77,008) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 537.32 Td (68,748) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 523.32 Td (Net income from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 523.32 Td (79,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 523.32 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 523.32 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 523.32 Td (70,569) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 523.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 523.32 Td (71,378) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 509.43 Td (Net income per share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 509.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 495.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.15 495.32 Td (2.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 495.32 Td (1.68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 495.32 Td (1.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 495.32 Td (1.91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 495.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 495.32 Td (1.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 481.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.15 481.32 Td (2.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 481.32 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.15 481.32 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 481.32 Td (1.80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 481.32 Td (1.75) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 457.43 Td (Shares used in computing per share data:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 457.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 443.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 443.32 Td (34,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 443.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 443.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 443.32 Td (36,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 443.32 Td (37,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 429.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.15 429.32 Td (34,901) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.15 429.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 429.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 429.32 Td (39,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 429.32 Td (40,889) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 415.32 Td (Cash dividend per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.15 415.32 Td (0.30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 349.15 415.32 Td (0.30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 415.32 Td (0.075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.15 415.32 Td (0.19) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 415.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.15 415.32 Td (0.04) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 401.43 Td (Financial Position:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 401.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 387.32 Td (Total assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 387.32 Td (675,989) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 387.32 Td (634,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 387.32 Td (553,864) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 387.32 Td (516,946) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 387.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 387.32 Td (411,182) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 373.32 Td (Short-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 283.65 373.32 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 373.32 Td (943) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 373.32 Td (13,711) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 373.32 Td (11,995) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.15 373.32 Td (6,667) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 359.32 Td (Long-term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 359.32 Td (206,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 359.32 Td (121,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.15 359.32 Td (42,958) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 359.32 Td (69,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.15 359.32 Td (40,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 345.32 Td (Redeemable common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.65 345.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 331.32 Td (Stockholders equity) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.15 331.32 Td (408,971) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 331.32 Td (432,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.15 331.32 Td (413,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.15 331.32 Td (362,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 331.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 331.32 Td (316,115) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 51 0 obj <>] /Rotate 0 /Contents 52 0 R>> endobj 52 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (22) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item 7. MANAGEMENTS DISCUSSION ) Tj ET Q q 0 0 0 rg BT 232.51 742.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 256.13 742.25 Td (ANAL) Tj ET Q q 0 0 0 rg BT 283.54 742.25 Td (YSIS OF) Tj ET Q q 0 0 0 rg BT 321.80 742.25 Td ( FINANCIAL) Tj ET Q q 0 0 0 rg BT 380.42 742.25 Td ( CONDITION ) Tj ET Q q 0 0 0 rg BT 443.76 742.25 Td (AND RESUL) Tj ET Q q 0 0 0 rg BT 500.35 742.25 Td (TS OF) Tj ET Q q 0 0 0 rg BT 528.60 742.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (OPERA) Tj ET Q q 0 0 0 rg BT 84.26 730.25 Td (TIONS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 708.25 Td (As ) Tj ET Q q 0 0 0 rg BT 112.61 708.25 Td (used ) Tj ET Q q 0 0 0 rg BT 133.44 708.25 Td (herein, ) Tj ET Q q 0 0 0 rg BT 163.42 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 178.14 708.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 202.85 708.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 235.61 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 254.76 708.25 Td (Company) Tj ET Q q 0 0 0 rg BT 293.00 708.25 Td (, ) Tj ET Q q 0 0 0 rg BT 302.44 708.25 Td (we, ) Tj ET Q q 0 0 0 rg BT 327.97 708.25 Td (our ) Tj ET Q q 0 0 0 rg BT 352.68 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 369.61 708.25 Td (us ) Tj ET Q q 0 0 0 rg BT 389.88 708.25 Td (refer ) Tj ET Q q 0 0 0 rg BT 411.24 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 421.52 708.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 445.40 708.25 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 465.67 708.25 Td (a ) Tj ET Q q 0 0 0 rg BT 472.61 708.25 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 513.41 708.25 Td (corporation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 696.25 Td (its ) Tj ET Q q 0 0 0 rg BT 78.89 696.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 131.93 696.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 181.65 696.25 Td (as ) Tj ET Q q 0 0 0 rg BT 192.48 696.25 Td (a ) Tj ET Q q 0 0 0 rg BT 199.41 696.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 241.35 696.25 Td (entity) Tj ET Q q 0 0 0 rg BT 263.47 696.25 Td (.) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 99.00 674.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.03 674.25 Td (information ) Tj ET Q q 0 0 0 rg BT 167.28 674.25 Td (contained ) Tj ET Q q 0 0 0 rg BT 209.74 674.25 Td (in ) Tj ET Q q 0 0 0 rg BT 220.54 674.25 Td (this ) Tj ET Q q 0 0 0 rg BT 238.02 674.25 Td (section ) Tj ET Q q 0 0 0 rg BT 269.37 674.25 Td (has ) Tj ET Q q 0 0 0 rg BT 286.29 674.25 Td (been ) Tj ET Q q 0 0 0 rg BT 308.19 674.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 341.20 674.25 Td (fr) Tj ET Q q 0 0 0 rg BT 347.50 674.25 Td (om ) Tj ET Q q 0 0 0 rg BT 362.75 674.25 Td (our ) Tj ET Q q 0 0 0 rg BT 379.67 674.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 421.03 674.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 459.61 674.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 504.85 674.25 Td (and ) Tj ET Q q 0 0 0 rg BT 522.88 674.25 Td (should ) Tj ET Q q 0 0 0 rg BT 552.57 674.25 Td (be ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 662.25 Td (r) Tj ET Q q 0 0 0 rg BT 53.52 662.25 Td (ead ) Tj ET Q q 0 0 0 rg BT 69.80 662.25 Td (together ) Tj ET Q q 0 0 0 rg BT 104.96 662.25 Td (with ) Tj ET Q q 0 0 0 rg BT 124.02 662.25 Td (our ) Tj ET Q q 0 0 0 rg BT 139.75 662.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 179.92 662.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 217.31 662.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 261.37 662.25 Td (and ) Tj ET Q q 0 0 0 rg BT 278.21 662.25 Td (r) Tj ET Q q 0 0 0 rg BT 281.73 662.25 Td (elated ) Tj ET Q q 0 0 0 rg BT 308.00 662.25 Td (notes ) Tj ET Q q 0 0 0 rg BT 330.94 662.25 Td (included ) Tj ET Q q 0 0 0 rg BT 367.21 662.25 Td (elsewher) Tj ET Q q 0 0 0 rg BT 402.39 662.25 Td (e ) Tj ET Q q 0 0 0 rg BT 408.67 662.25 Td (in ) Tj ET Q q 0 0 0 rg BT 418.28 662.25 Td (this ) Tj ET Q q 0 0 0 rg BT 434.57 662.25 Td (document. ) Tj ET Q q 0 0 0 rg BT 477.78 662.25 Td (The ) Tj ET Q q 0 0 0 rg BT 494.62 662.25 Td (discussion ) Tj ET Q q 0 0 0 rg BT 538.13 662.25 Td (below ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 650.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 85.65 650.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 112.51 650.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 152.60 650.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 196.58 650.25 Td (within ) Tj ET Q q 0 0 0 rg BT 223.35 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.33 650.25 Td (meaning ) Tj ET Q q 0 0 0 rg BT 273.53 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 283.08 650.25 Td (Section27A) Tj ET Q q 0 0 0 rg BT 330.94 650.25 Td ( ) Tj ET Q q 0 0 0 rg BT 332.70 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 342.24 650.25 Td (the ) Tj ET Q q 0 0 0 rg BT 356.23 650.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 397.30 650.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 412.38 650.25 Td (of ) Tj ET Q q 0 0 0 rg BT 421.93 650.25 Td (1933, ) Tj ET Q q 0 0 0 rg BT 446.19 650.25 Td (as ) Tj ET Q q 0 0 0 rg BT 456.85 650.25 Td (amended, ) Tj ET Q q 0 0 0 rg BT 497.21 650.25 Td (and ) Tj ET Q q 0 0 0 rg BT 513.97 650.25 Td (Section21E ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.04 638.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.53 638.25 Td (Securities ) Tj ET Q q 0 0 0 rg BT 116.23 638.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 157.75 638.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 173.34 638.25 Td (of ) Tj ET Q q 0 0 0 rg BT 183.39 638.25 Td (1934, ) Tj ET Q q 0 0 0 rg BT 208.15 638.25 Td (as ) Tj ET Q q 0 0 0 rg BT 219.31 638.25 Td (amended. ) Tj ET Q q 0 0 0 rg BT 260.17 638.25 Td (These ) Tj ET Q q 0 0 0 rg BT 285.77 638.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 312.63 638.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 353.22 638.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 397.70 638.25 Td (involve ) Tj ET Q q 0 0 0 rg BT 428.84 638.25 Td (risks ) Tj ET Q q 0 0 0 rg BT 450.00 638.25 Td (and ) Tj ET Q q 0 0 0 rg BT 467.26 638.25 Td (uncertainties ) Tj ET Q q 0 0 0 rg BT 521.74 638.25 Td (including, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (but ) Tj ET Q q 0 0 0 rg BT 65.49 626.25 Td (not ) Tj ET Q q 0 0 0 rg BT 80.97 626.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 111.46 626.25 Td (to: ) Tj ET Q q 0 0 0 rg BT 125.27 626.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 159.64 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 177.35 626.25 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 225.03 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 235.52 626.25 Td (services ) Tj ET Q q 0 0 0 rg BT 270.44 626.25 Td (offer) Tj ET Q q 0 0 0 rg BT 288.95 626.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 301.10 626.25 Td (by ) Tj ET Q q 0 0 0 rg BT 313.25 626.25 Td (us, ) Tj ET Q q 0 0 0 rg BT 327.35 626.25 Td (our ) Tj ET Q q 0 0 0 rg BT 343.95 626.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 372.21 626.25 Td (to ) Tj ET Q q 0 0 0 rg BT 382.70 626.25 Td (achieve ) Tj ET Q q 0 0 0 rg BT 415.94 626.25 Td (and ) Tj ET Q q 0 0 0 rg BT 433.65 626.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 471.91 626.25 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 517.93 626.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 536.75 626.25 Td (levels, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 614.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 81.92 614.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 107.71 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 125.75 614.25 Td (actions ) Tj ET Q q 0 0 0 rg BT 157.67 614.25 Td (by ) Tj ET Q q 0 0 0 rg BT 170.14 614.25 Td (competitors, ) Tj ET Q q 0 0 0 rg BT 222.89 614.25 Td (r) Tj ET Q q 0 0 0 rg BT 226.41 614.25 Td (egulatory ) Tj ET Q q 0 0 0 rg BT 267.76 614.25 Td (matters, ) Tj ET Q q 0 0 0 rg BT 303.30 614.25 Td (general ) Tj ET Q q 0 0 0 rg BT 336.88 614.25 Td (economic ) Tj ET Q q 0 0 0 rg BT 378.22 614.25 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 425.42 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 443.45 614.25 Td (changing ) Tj ET Q q 0 0 0 rg BT 483.70 614.25 Td (business ) Tj ET Q q 0 0 0 rg BT 520.63 614.25 Td (strategies. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 602.25 Td (Forwar) Tj ET Q q 0 0 0 rg BT 80.19 602.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 119.95 602.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 163.60 602.25 Td (ar) Tj ET Q q 0 0 0 rg BT 172.12 602.25 Td (e ) Tj ET Q q 0 0 0 rg BT 178.00 602.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 207.75 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.97 602.25 Td (a ) Tj ET Q q 0 0 0 rg BT 223.40 602.25 Td (number ) Tj ET Q q 0 0 0 rg BT 255.39 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.60 602.25 Td (factors ) Tj ET Q q 0 0 0 rg BT 293.81 602.25 Td (that ) Tj ET Q q 0 0 0 rg BT 310.81 602.25 Td (could ) Tj ET Q q 0 0 0 rg BT 334.46 602.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 358.66 602.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 385.09 602.25 Td (r) Tj ET Q q 0 0 0 rg BT 388.61 602.25 Td (esults ) Tj ET Q q 0 0 0 rg BT 412.82 602.25 Td (to ) Tj ET Q q 0 0 0 rg BT 422.04 602.25 Td (differ ) Tj ET Q q 0 0 0 rg BT 445.14 602.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 487.67 602.25 Td (fr) Tj ET Q q 0 0 0 rg BT 493.97 602.25 Td (om ) Tj ET Q q 0 0 0 rg BT 507.63 602.25 Td (our ) Tj ET Q q 0 0 0 rg BT 522.96 602.25 Td (expr) Tj ET Q q 0 0 0 rg BT 540.35 602.25 Td (essed ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 590.25 Td (or ) Tj ET Q q 0 0 0 rg BT 61.54 590.25 Td (implied ) Tj ET Q q 0 0 0 rg BT 94.19 590.25 Td (expectations, ) Tj ET Q q 0 0 0 rg BT 149.32 590.25 Td (including, ) Tj ET Q q 0 0 0 rg BT 192.24 590.25 Td (but ) Tj ET Q q 0 0 0 rg BT 207.67 590.25 Td (not ) Tj ET Q q 0 0 0 rg BT 223.10 590.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 253.52 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 263.95 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 280.49 590.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 334.24 590.25 Td (in ) Tj ET Q q 0 0 0 rg BT 344.67 590.25 Td (futur) Tj ET Q q 0 0 0 rg BT 363.75 590.25 Td (e ) Tj ET Q q 0 0 0 rg BT 370.84 590.25 Td (periods, ) Tj ET Q q 0 0 0 rg BT 405.99 590.25 Td (our ) Tj ET Q q 0 0 0 rg BT 422.53 590.25 Td (ability ) Tj ET Q q 0 0 0 rg BT 450.73 590.25 Td (to ) Tj ET Q q 0 0 0 rg BT 461.16 590.25 Td (generate ) Tj ET Q q 0 0 0 rg BT 498.80 590.25 Td (working ) Tj ET Q q 0 0 0 rg BT 534.23 590.25 Td (capital ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 578.25 Td (fr) Tj ET Q q 0 0 0 rg BT 56.30 578.25 Td (om ) Tj ET Q q 0 0 0 rg BT 71.72 578.25 Td (operations, ) Tj ET Q q 0 0 0 rg BT 120.20 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.62 578.25 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 177.13 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.11 578.25 Td (our ) Tj ET Q q 0 0 0 rg BT 205.21 578.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 247.84 578.25 Td (coverage, ) Tj ET Q q 0 0 0 rg BT 290.19 578.25 Td (and ) Tj ET Q q 0 0 0 rg BT 308.39 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 323.81 578.25 Td (r) Tj ET Q q 0 0 0 rg BT 327.33 578.25 Td (esults ) Tj ET Q q 0 0 0 rg BT 353.31 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 364.29 578.25 Td (litigation ) Tj ET Q q 0 0 0 rg BT 404.16 578.25 Td (or ) Tj ET Q q 0 0 0 rg BT 416.25 578.25 Td (investigations. ) Tj ET Q q 0 0 0 rg BT 477.50 578.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 496.82 578.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 523.68 578.25 Td (d-looking ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 566.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 95.38 566.25 Td (can ) Tj ET Q q 0 0 0 rg BT 112.97 566.25 Td (be ) Tj ET Q q 0 0 0 rg BT 125.57 566.25 Td (identified ) Tj ET Q q 0 0 0 rg BT 166.50 566.25 Td (by ) Tj ET Q q 0 0 0 rg BT 179.10 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.47 566.25 Td (use ) Tj ET Q q 0 0 0 rg BT 210.96 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.90 566.25 Td (terminology ) Tj ET Q q 0 0 0 rg BT 273.38 566.25 Td (such ) Tj ET Q q 0 0 0 rg BT 294.87 566.25 Td (as ) Tj ET Q q 0 0 0 rg BT 306.92 566.25 Td (anticipates, ) Tj ET Q q 0 0 0 rg BT 367.59 566.25 Td (expects, ) Tj ET Q q 0 0 0 rg BT 413.79 566.25 Td (intends, ) Tj ET Q q 0 0 0 rg BT 459.46 566.25 Td (believes, ) Tj ET Q q 0 0 0 rg BT 508.45 566.25 Td (will ) Tj ET Q q 0 0 0 rg BT 537.73 566.25 Td (or ) Tj ET Q q 0 0 0 rg BT 549.79 566.25 Td (the ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 554.25 Td (negative ) Tj ET Q q 0 0 0 rg BT 87.30 554.25 Td (ther) Tj ET Q q 0 0 0 rg BT 103.03 554.25 Td (eof ) Tj ET Q q 0 0 0 rg BT 118.67 554.25 Td (or ) Tj ET Q q 0 0 0 rg BT 130.99 554.25 Td (variations ) Tj ET Q q 0 0 0 rg BT 174.97 554.25 Td (ther) Tj ET Q q 0 0 0 rg BT 190.71 554.25 Td (eon ) Tj ET Q q 0 0 0 rg BT 208.57 554.25 Td (or ) Tj ET Q q 0 0 0 rg BT 220.89 554.25 Td (comparable ) Tj ET Q q 0 0 0 rg BT 272.08 554.25 Td (terminology) Tj ET Q q 0 0 0 rg BT 319.85 554.25 Td (. ) Tj ET Q q 0 0 0 rg BT 325.78 554.25 Td (Except ) Tj ET Q q 0 0 0 rg BT 356.40 554.25 Td (as ) Tj ET Q q 0 0 0 rg BT 368.72 554.25 Td (r) Tj ET Q q 0 0 0 rg BT 372.24 554.25 Td (equir) Tj ET Q q 0 0 0 rg BT 392.98 554.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 405.84 554.25 Td (by ) Tj ET Q q 0 0 0 rg BT 418.70 554.25 Td (law) Tj ET Q q 0 0 0 rg BT 432.41 554.25 Td (, ) Tj ET Q q 0 0 0 rg BT 438.33 554.25 Td (we ) Tj ET Q q 0 0 0 rg BT 452.87 554.25 Td (undertake ) Tj ET Q q 0 0 0 rg BT 496.28 554.25 Td (no ) Tj ET Q q 0 0 0 rg BT 509.70 554.25 Td (obligation ) Tj ET Q q 0 0 0 rg BT 554.24 554.25 Td (to ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 542.25 Td (publicly ) Tj ET Q q 0 0 0 rg BT 84.71 542.25 Td (update ) Tj ET Q q 0 0 0 rg BT 114.43 542.25 Td (or ) Tj ET Q q 0 0 0 rg BT 125.82 542.25 Td (r) Tj ET Q q 0 0 0 rg BT 129.34 542.25 Td (evise ) Tj ET Q q 0 0 0 rg BT 151.83 542.25 Td (any ) Tj ET Q q 0 0 0 rg BT 168.76 542.25 Td (forwar) Tj ET Q q 0 0 0 rg BT 195.63 542.25 Td (d-looking ) Tj ET Q q 0 0 0 rg BT 236.45 542.25 Td (statement, ) Tj ET Q q 0 0 0 rg BT 279.78 542.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 314.49 542.25 Td (as ) Tj ET Q q 0 0 0 rg BT 325.88 542.25 Td (a ) Tj ET Q q 0 0 0 rg BT 333.38 542.25 Td (r) Tj ET Q q 0 0 0 rg BT 336.90 542.25 Td (esult ) Tj ET Q q 0 0 0 rg BT 358.29 542.25 Td (of ) Tj ET Q q 0 0 0 rg BT 368.57 542.25 Td (new ) Tj ET Q q 0 0 0 rg BT 387.18 542.25 Td (information, ) Tj ET Q q 0 0 0 rg BT 439.40 542.25 Td (futur) Tj ET Q q 0 0 0 rg BT 458.48 542.25 Td (e ) Tj ET Q q 0 0 0 rg BT 465.42 542.25 Td (events ) Tj ET Q q 0 0 0 rg BT 492.91 542.25 Td (or ) Tj ET Q q 0 0 0 rg BT 504.30 542.25 Td (otherwise.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 520.25 Td (OVER) Tj ET Q q 0 0 0 rg BT 78.54 520.25 Td (VIEW) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 496.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 106.97 496.25 Td (is ) Tj ET Q q 0 0 0 rg BT 115.73 496.25 Td (a ) Tj ET Q q 0 0 0 rg BT 122.25 496.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 153.77 496.25 Td (international ) Tj ET Q q 0 0 0 rg BT 206.40 496.25 Td (supplier ) Tj ET Q q 0 0 0 rg BT 240.70 496.25 Td (of ) Tj ET Q q 0 0 0 rg BT 251.12 496.25 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 298.19 496.25 Td (software ) Tj ET Q q 0 0 0 rg BT 334.70 496.25 Td (and ) Tj ET Q q 0 0 0 rg BT 351.23 496.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 402.73 496.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 440.93 496.25 Td (to ) Tj ET Q q 0 0 0 rg BT 450.79 496.25 Td (the ) Tj ET Q q 0 0 0 rg BT 465.10 496.25 Td (insurance, ) Tj ET Q q 0 0 0 rg BT 508.00 496.25 Td (financial, ) Tj ET Q q 0 0 0 rg BT 547.57 496.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.25 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 93.87 484.25 Td (industries. ) Tj ET Q q 0 0 0 rg BT 138.05 484.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 159.73 484.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 199.46 484.25 Td (application ) Tj ET Q q 0 0 0 rg BT 246.68 484.25 Td (software ) Tj ET Q q 0 0 0 rg BT 283.91 484.25 Td (products ) Tj ET Q q 0 0 0 rg BT 321.14 484.25 Td (for ) Tj ET Q q 0 0 0 rg BT 335.59 484.25 Td (the ) Tj ET Q q 0 0 0 rg BT 350.60 484.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 391.71 484.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 427.28 484.25 Td (including ) Tj ET Q q 0 0 0 rg BT 467.85 484.25 Td (carrier ) Tj ET Q q 0 0 0 rg BT 496.72 484.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 533.69 484.25 Td (agency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.25 Td (systems ) Tj ET Q q 0 0 0 rg BT 84.11 472.25 Td (and ) Tj ET Q q 0 0 0 rg BT 100.99 472.25 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 147.58 472.25 Td (as ) Tj ET Q q 0 0 0 rg BT 158.36 472.25 Td (well ) Tj ET Q q 0 0 0 rg BT 178.02 472.25 Td (as ) Tj ET Q q 0 0 0 rg BT 188.79 472.25 Td (custom ) Tj ET Q q 0 0 0 rg BT 220.12 472.25 Td (software ) Tj ET Q q 0 0 0 rg BT 256.99 472.25 Td (development. ) Tj ET Q q 0 0 0 rg BT 313.04 472.25 Td (Approximately ) Tj ET Q q 0 0 0 rg BT 376.03 472.25 Td (77% ) Tj ET Q q 0 0 0 rg BT 396.80 472.25 Td (of ) Tj ET Q q 0 0 0 rg BT 407.57 472.25 Td (the ) Tj ET Q q 0 0 0 rg BT 422.23 472.25 Td (Company) Tj ET Q q 0 0 0 rg BT 463.90 472.25 Td (s ) Tj ET Q q 0 0 0 rg BT 470.23 472.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 508.21 472.25 Td (are ) Tj ET Q q 0 0 0 rg BT 522.86 472.25 Td (recurring. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (Rather ) Tj ET Q q 0 0 0 rg BT 78.96 460.25 Td (than ) Tj ET Q q 0 0 0 rg BT 98.49 460.25 Td (license ) Tj ET Q q 0 0 0 rg BT 128.56 460.25 Td (our ) Tj ET Q q 0 0 0 rg BT 144.19 460.25 Td (products ) Tj ET Q q 0 0 0 rg BT 180.94 460.25 Td (in ) Tj ET Q q 0 0 0 rg BT 191.03 460.25 Td (perpetuity) Tj ET Q q 0 0 0 rg BT 230.92 460.25 Td (, ) Tj ET Q q 0 0 0 rg BT 235.73 460.25 Td (we ) Tj ET Q q 0 0 0 rg BT 249.69 460.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 286.99 460.25 Td (either ) Tj ET Q q 0 0 0 rg BT 312.06 460.25 Td (license ) Tj ET Q q 0 0 0 rg BT 342.13 460.25 Td (them ) Tj ET Q q 0 0 0 rg BT 364.43 460.25 Td (for ) Tj ET Q q 0 0 0 rg BT 378.40 460.25 Td (a ) Tj ET Q q 0 0 0 rg BT 385.15 460.25 Td (few ) Tj ET Q q 0 0 0 rg BT 402.44 460.25 Td (years ) Tj ET Q q 0 0 0 rg BT 425.85 460.25 Td (with ) Tj ET Q q 0 0 0 rg BT 445.94 460.25 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 481.02 460.25 Td (support ) Tj ET Q q 0 0 0 rg BT 513.33 460.25 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 553.67 460.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.25 Td (license ) Tj ET Q q 0 0 0 rg BT 79.86 448.25 Td (them ) Tj ET Q q 0 0 0 rg BT 101.95 448.25 Td (on ) Tj ET Q q 0 0 0 rg BT 114.05 448.25 Td (a ) Tj ET Q q 0 0 0 rg BT 120.58 448.25 Td (limited ) Tj ET Q q 0 0 0 rg BT 151.01 448.25 Td (term ) Tj ET Q q 0 0 0 rg BT 171.43 448.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 193.53 448.25 Td (using ) Tj ET Q q 0 0 0 rg BT 217.29 448.25 Td (a ) Tj ET Q q 0 0 0 rg BT 223.83 448.25 Td (subscription ) Tj ET Q q 0 0 0 rg BT 274.81 448.25 Td (hosting ) Tj ET Q q 0 0 0 rg BT 306.35 448.25 Td (or ) Tj ET Q q 0 0 0 rg BT 316.32 448.25 Td (ASP) Tj ET Q q 0 0 0 rg BT 334.29 448.25 Td ( ) Tj ET Q q 0 0 0 rg BT 336.39 448.25 Td (model. ) Tj ET Q q 0 0 0 rg BT 365.98 448.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 383.63 448.25 Td (goal ) Tj ET Q q 0 0 0 rg BT 402.94 448.25 Td (is ) Tj ET Q q 0 0 0 rg BT 411.71 448.25 Td (to ) Tj ET Q q 0 0 0 rg BT 421.58 448.25 Td (be ) Tj ET Q q 0 0 0 rg BT 433.11 448.25 Td (the ) Tj ET Q q 0 0 0 rg BT 447.43 448.25 Td (leading ) Tj ET Q q 0 0 0 rg BT 478.96 448.25 Td (powerhouse ) Tj ET Q q 0 0 0 rg BT 529.37 448.25 Td (of ) Tj ET Q q 0 0 0 rg BT 539.80 448.25 Td (back-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (end ) Tj ET Q q 0 0 0 rg BT 66.77 436.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 107.43 436.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 157.53 436.25 Td (in ) Tj ET Q q 0 0 0 rg BT 167.64 436.25 Td (the ) Tj ET Q q 0 0 0 rg BT 182.19 436.25 Td (world. ) Tj ET Q q 0 0 0 rg BT 210.36 436.25 Td (During ) Tj ET Q q 0 0 0 rg BT 241.03 436.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 265.86 436.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 307.63 436.25 Td (subscription-based ) Tj ET Q q 0 0 0 rg BT 384.96 436.25 Td (and ) Tj ET Q q 0 0 0 rg BT 401.73 436.25 Td (transaction-based ) Tj ET Q q 0 0 0 rg BT 474.04 436.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 511.91 436.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 552.00 436.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.25 Td ($37.2 ) Tj ET Q q 0 0 0 rg BT 75.18 424.25 Td (million ) Tj ET Q q 0 0 0 rg BT 106.76 424.25 Td (to ) Tj ET Q q 0 0 0 rg BT 117.22 424.25 Td ($204.8 ) Tj ET Q q 0 0 0 rg BT 147.40 424.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 181.48 424.25 Td (while ) Tj ET Q q 0 0 0 rg BT 206.38 424.25 Td (as ) Tj ET Q q 0 0 0 rg BT 217.39 424.25 Td (a ) Tj ET Q q 0 0 0 rg BT 224.51 424.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 270.50 424.25 Td (of ) Tj ET Q q 0 0 0 rg BT 281.51 424.25 Td (the ) Tj ET Q q 0 0 0 rg BT 296.41 424.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 343.67 424.25 Td (total ) Tj ET Q q 0 0 0 rg BT 364.13 424.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 402.35 424.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 444.45 424.25 Td (to ) Tj ET Q q 0 0 0 rg BT 454.91 424.25 Td (77% ) Tj ET Q q 0 0 0 rg BT 475.92 424.25 Td (in ) Tj ET Q q 0 0 0 rg BT 486.38 424.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 511.56 424.25 Td (as ) Tj ET Q q 0 0 0 rg BT 522.58 424.25 Td (compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.68 412.25 Td (78% ) Tj ET Q q 0 0 0 rg BT 81.90 412.25 Td (in ) Tj ET Q q 0 0 0 rg BT 92.58 412.25 Td (the ) Tj ET Q q 0 0 0 rg BT 107.70 412.25 Td (year ) Tj ET Q q 0 0 0 rg BT 127.80 412.25 Td (2014.Subscription ) Tj ET Q q 0 0 0 rg BT 206.25 412.25 Td (based ) Tj ET Q q 0 0 0 rg BT 231.92 412.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 270.36 412.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 311.01 412.25 Td (by ) Tj ET Q q 0 0 0 rg BT 323.91 412.25 Td ($39.3 ) Tj ET Q q 0 0 0 rg BT 349.30 412.25 Td (million ) Tj ET Q q 0 0 0 rg BT 381.09 412.25 Td (to ) Tj ET Q q 0 0 0 rg BT 391.77 412.25 Td ($174.5 ) Tj ET Q q 0 0 0 rg BT 422.17 412.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 456.46 412.25 Td (and ) Tj ET Q q 0 0 0 rg BT 473.79 412.25 Td (as ) Tj ET Q q 0 0 0 rg BT 485.02 412.25 Td (a ) Tj ET Q q 0 0 0 rg BT 492.36 412.25 Td (percentage ) Tj ET Q q 0 0 0 rg BT 538.56 412.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 412.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 97.08 400.25 Td (total ) Tj ET Q q 0 0 0 rg BT 117.35 400.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 155.39 400.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 195.64 400.25 Td (to ) Tj ET Q q 0 0 0 rg BT 205.92 400.25 Td (66% ) Tj ET Q q 0 0 0 rg BT 226.75 400.25 Td (in ) Tj ET Q q 0 0 0 rg BT 237.03 400.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 262.03 400.25 Td (as ) Tj ET Q q 0 0 0 rg BT 272.86 400.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 314.79 400.25 Td (to ) Tj ET Q q 0 0 0 rg BT 325.06 400.25 Td (63% ) Tj ET Q q 0 0 0 rg BT 345.89 400.25 Td (in ) Tj ET Q q 0 0 0 rg BT 356.17 400.25 Td (the ) Tj ET Q q 0 0 0 rg BT 370.89 400.25 Td (year ) Tj ET Q q 0 0 0 rg BT 390.60 400.25 Td (2014. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 378.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.54 378.25 Td (Company) Tj ET Q q 0 0 0 rg BT 159.20 378.25 Td (s ) Tj ET Q q 0 0 0 rg BT 166.09 378.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 213.51 378.25 Td (vision ) Tj ET Q q 0 0 0 rg BT 240.95 378.25 Td (is ) Tj ET Q q 0 0 0 rg BT 250.62 378.25 Td (to ) Tj ET Q q 0 0 0 rg BT 261.39 378.25 Td (focus ) Tj ET Q q 0 0 0 rg BT 286.04 378.25 Td (on ) Tj ET Q q 0 0 0 rg BT 299.03 378.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.24 378.25 Td (conver) Tj ET Q q 0 0 0 rg BT 341.27 378.25 Td (gence ) Tj ET Q q 0 0 0 rg BT 367.57 378.25 Td (of ) Tj ET Q q 0 0 0 rg BT 378.90 378.25 Td (all ) Tj ET Q q 0 0 0 rg BT 391.88 378.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 433.19 378.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 474.50 378.25 Td (in ) Tj ET Q q 0 0 0 rg BT 485.27 378.25 Td (a ) Tj ET Q q 0 0 0 rg BT 492.71 378.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 525.68 378.25 Td (such ) Tj ET Q q 0 0 0 rg BT 547.00 378.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.25 Td (data ) Tj ET Q q 0 0 0 rg BT 69.42 366.25 Td (can ) Tj ET Q q 0 0 0 rg BT 86.06 366.25 Td (seamlessly ) Tj ET Q q 0 0 0 rg BT 132.15 366.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 153.24 366.25 Td (from ) Tj ET Q q 0 0 0 rg BT 175.44 366.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 200.98 366.25 Td (to ) Tj ET Q q 0 0 0 rg BT 211.52 366.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 237.05 366.25 Td (once ) Tj ET Q q 0 0 0 rg BT 258.69 366.25 Td (an ) Tj ET Q q 0 0 0 rg BT 270.89 366.25 Td (initial ) Tj ET Q q 0 0 0 rg BT 296.99 366.25 Td (data ) Tj ET Q q 0 0 0 rg BT 316.40 366.25 Td (entry ) Tj ET Q q 0 0 0 rg BT 339.71 366.25 Td (has ) Tj ET Q q 0 0 0 rg BT 355.81 366.25 Td (been ) Tj ET Q q 0 0 0 rg BT 377.45 366.25 Td (made. ) Tj ET Q q 0 0 0 rg BT 404.36 366.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 422.68 366.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 465.99 366.25 Td (include ) Tj ET Q q 0 0 0 rg BT 498.18 366.25 Td (many ) Tj ET Q q 0 0 0 rg BT 523.16 366.25 Td (of ) Tj ET Q q 0 0 0 rg BT 534.26 366.25 Td (the ) Tj ET Q q 0 0 0 rg BT 549.24 366.25 Td (top ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 90.82 354.25 Td (and ) Tj ET Q q 0 0 0 rg BT 107.75 354.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 145.23 354.25 Td (sector ) Tj ET Q q 0 0 0 rg BT 171.61 354.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 216.88 354.25 Td (in ) Tj ET Q q 0 0 0 rg BT 227.15 354.25 Td (the ) Tj ET Q q 0 0 0 rg BT 241.87 354.25 Td (world.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 332.25 Td (The ) Tj ET Q q 0 0 0 rg BT 118.59 332.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 160.94 332.25 Td (markets ) Tj ET Q q 0 0 0 rg BT 196.64 332.25 Td (have ) Tj ET Q q 0 0 0 rg BT 219.56 332.25 Td (seen ) Tj ET Q q 0 0 0 rg BT 241.37 332.25 Td (a ) Tj ET Q q 0 0 0 rg BT 249.85 332.25 Td (steady ) Tj ET Q q 0 0 0 rg BT 279.44 332.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 316.23 332.25 Td (in ) Tj ET Q q 0 0 0 rg BT 328.05 332.25 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 371.53 332.25 Td (to ) Tj ET Q q 0 0 0 rg BT 383.35 332.25 Td (reduce ) Tj ET Q q 0 0 0 rg BT 414.04 332.25 Td (paper) Tj ET Q q 0 0 0 rg BT 436.04 332.25 Td (-based ) Tj ET Q q 0 0 0 rg BT 466.18 332.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 508.54 332.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.02 332.25 Td (facilitate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 320.25 Td (improvements ) Tj ET Q q 0 0 0 rg BT 110.11 320.25 Td (in ) Tj ET Q q 0 0 0 rg BT 120.79 320.25 Td (ef) Tj ET Q q 0 0 0 rg BT 128.38 320.25 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 163.49 320.25 Td (both ) Tj ET Q q 0 0 0 rg BT 184.17 320.25 Td (at ) Tj ET Q q 0 0 0 rg BT 194.28 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 209.40 320.25 Td (back-end ) Tj ET Q q 0 0 0 rg BT 248.95 320.25 Td (side ) Tj ET Q q 0 0 0 rg BT 267.96 320.25 Td (and ) Tj ET Q q 0 0 0 rg BT 285.30 320.25 Td (also ) Tj ET Q q 0 0 0 rg BT 304.31 320.25 Td (at ) Tj ET Q q 0 0 0 rg BT 314.43 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 329.55 320.25 Td (consumer) Tj ET Q q 0 0 0 rg BT 368.23 320.25 Td (-end ) Tj ET Q q 0 0 0 rg BT 388.90 320.25 Td (side. ) Tj ET Q q 0 0 0 rg BT 410.41 320.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 433.31 320.25 Td (consolidation ) Tj ET Q q 0 0 0 rg BT 490.09 320.25 Td (has ) Tj ET Q q 0 0 0 rg BT 506.32 320.25 Td (involved ) Tj ET Q q 0 0 0 rg BT 544.22 320.25 Td (both ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 308.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 92.36 308.25 Td (carriers ) Tj ET Q q 0 0 0 rg BT 126.38 308.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.86 308.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 187.21 308.25 Td (brokers ) Tj ET Q q 0 0 0 rg BT 221.25 308.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.73 308.25 Td (is ) Tj ET Q q 0 0 0 rg BT 250.44 308.25 Td (directly ) Tj ET Q q 0 0 0 rg BT 285.02 308.25 Td (impacting ) Tj ET Q q 0 0 0 rg BT 329.05 308.25 Td (the ) Tj ET Q q 0 0 0 rg BT 345.31 308.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 379.34 308.25 Td (in ) Tj ET Q q 0 0 0 rg BT 391.16 308.25 Td (which ) Tj ET Q q 0 0 0 rg BT 419.64 308.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 462.00 308.25 Td (products ) Tj ET Q q 0 0 0 rg BT 500.48 308.25 Td (are ) Tj ET Q q 0 0 0 rg BT 516.73 308.25 Td (distributed. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 296.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 105.27 296.25 Td (believes ) Tj ET Q q 0 0 0 rg BT 141.10 296.25 Td (the ) Tj ET Q q 0 0 0 rg BT 156.38 296.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 197.76 296.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 233.61 296.25 Td (will ) Tj ET Q q 0 0 0 rg BT 252.23 296.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 289.73 296.25 Td (to ) Tj ET Q q 0 0 0 rg BT 300.58 296.25 Td (experience ) Tj ET Q q 0 0 0 rg BT 346.94 296.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 392.22 296.25 Td (change ) Tj ET Q q 0 0 0 rg BT 423.60 296.25 Td (and ) Tj ET Q q 0 0 0 rg BT 441.11 296.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 481.93 296.25 Td (ef) Tj ET Q q 0 0 0 rg BT 489.52 296.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 530.89 296.25 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 284.25 Td (online ) Tj ET Q q 0 0 0 rg BT 77.50 284.25 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 121.64 284.25 Td (as ) Tj ET Q q 0 0 0 rg BT 132.47 284.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 166.62 284.25 Td (paper) Tj ET Q q 0 0 0 rg BT 188.62 284.25 Td (-based ) Tj ET Q q 0 0 0 rg BT 217.22 284.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 258.04 284.25 Td (are ) Tj ET Q q 0 0 0 rg BT 272.75 284.25 Td (becoming ) Tj ET Q q 0 0 0 rg BT 314.68 284.25 Td (increasingly ) Tj ET Q q 0 0 0 rg BT 366.05 284.25 Td (a ) Tj ET Q q 0 0 0 rg BT 372.99 284.25 Td (norm ) Tj ET Q q 0 0 0 rg BT 396.60 284.25 Td (across ) Tj ET Q q 0 0 0 rg BT 424.09 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 438.81 284.25 Td (world ) Tj ET Q q 0 0 0 rg BT 464.64 284.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 505.45 284.25 Td (markets.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 262.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 152.70 262.25 Td (focuses ) Tj ET Q q 0 0 0 rg BT 184.19 262.25 Td (on ) Tj ET Q q 0 0 0 rg BT 195.69 262.25 Td (a ) Tj ET Q q 0 0 0 rg BT 201.62 262.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 230.88 262.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.71 262.25 Td (key ) Tj ET Q q 0 0 0 rg BT 256.65 262.25 Td (indicators ) Tj ET Q q 0 0 0 rg BT 297.58 262.25 Td (to ) Tj ET Q q 0 0 0 rg BT 306.86 262.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 340.02 262.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 379.28 262.25 Td (and ) Tj ET Q q 0 0 0 rg BT 395.22 262.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 431.70 262.25 Td (performance. ) Tj ET Q q 0 0 0 rg BT 486.11 262.25 Td (These ) Tj ET Q q 0 0 0 rg BT 511.48 262.25 Td (performance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.25 Td (indicators ) Tj ET Q q 0 0 0 rg BT 92.60 250.25 Td (include ) Tj ET Q q 0 0 0 rg BT 125.21 250.25 Td (measurements ) Tj ET Q q 0 0 0 rg BT 185.58 250.25 Td (of ) Tj ET Q q 0 0 0 rg BT 197.08 250.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 231.90 250.25 Td (growth, ) Tj ET Q q 0 0 0 rg BT 265.90 250.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 306.84 250.25 Td (income, ) Tj ET Q q 0 0 0 rg BT 341.94 250.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 382.88 250.25 Td (mar) Tj ET Q q 0 0 0 rg BT 398.24 250.25 Td (gin, ) Tj ET Q q 0 0 0 rg BT 416.69 250.25 Td (income ) Tj ET Q q 0 0 0 rg BT 449.30 250.25 Td (from ) Tj ET Q q 0 0 0 rg BT 471.91 250.25 Td (continuing ) Tj ET Q q 0 0 0 rg BT 517.85 250.25 Td (operations, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 79.38 238.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 114.86 238.25 Td (per ) Tj ET Q q 0 0 0 rg BT 129.24 238.25 Td (share, ) Tj ET Q q 0 0 0 rg BT 154.44 238.25 Td (and ) Tj ET Q q 0 0 0 rg BT 170.49 238.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 189.86 238.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 227.02 238.25 Td (by ) Tj ET Q q 0 0 0 rg BT 238.62 238.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 277.99 238.25 Td (activities. ) Tj ET Q q 0 0 0 rg BT 318.08 238.25 Td (W) Tj ET Q q 0 0 0 rg BT 326.72 238.25 Td (e ) Tj ET Q q 0 0 0 rg BT 332.76 238.25 Td (monitor ) Tj ET Q q 0 0 0 rg BT 366.04 238.25 Td (these ) Tj ET Q q 0 0 0 rg BT 388.19 238.25 Td (indicators, ) Tj ET Q q 0 0 0 rg BT 431.73 238.25 Td (in ) Tj ET Q q 0 0 0 rg BT 441.11 238.25 Td (conjunction ) Tj ET Q q 0 0 0 rg BT 489.93 238.25 Td (with ) Tj ET Q q 0 0 0 rg BT 509.32 238.25 Td (our ) Tj ET Q q 0 0 0 rg BT 524.25 238.25 Td (corporate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.25 Td (governance ) Tj ET Q q 0 0 0 rg BT 98.58 226.25 Td (practices, ) Tj ET Q q 0 0 0 rg BT 139.12 226.25 Td (to ) Tj ET Q q 0 0 0 rg BT 149.39 226.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 177.99 226.25 Td (that ) Tj ET Q q 0 0 0 rg BT 195.49 226.25 Td (our ) Tj ET Q q 0 0 0 rg BT 211.32 226.25 Td (business ) Tj ET Q q 0 0 0 rg BT 247.71 226.25 Td (is ) Tj ET Q q 0 0 0 rg BT 256.88 226.25 Td (ef) Tj ET Q q 0 0 0 rg BT 264.47 226.25 Td (ficiently ) Tj ET Q q 0 0 0 rg BT 300.29 226.25 Td (managed ) Tj ET Q q 0 0 0 rg BT 338.88 226.25 Td (and ) Tj ET Q q 0 0 0 rg BT 355.82 226.25 Td (that ) Tj ET Q q 0 0 0 rg BT 373.32 226.25 Td (ef) Tj ET Q q 0 0 0 rg BT 380.90 226.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 410.61 226.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 445.32 226.25 Td (are ) Tj ET Q q 0 0 0 rg BT 460.03 226.25 Td (maintained.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 204.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.05 204.25 Td (key ) Tj ET Q q 0 0 0 rg BT 133.99 204.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 187.01 204.25 Td (indicators ) Tj ET Q q 0 0 0 rg BT 228.94 204.25 Td (for ) Tj ET Q q 0 0 0 rg BT 243.10 204.25 Td (the ) Tj ET Q q 0 0 0 rg BT 257.82 204.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 286.97 204.25 Td (months ) Tj ET Q q 0 0 0 rg BT 318.92 204.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.30 204.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 403.88 204.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.88 204.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.88 204.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.88 204.25 Td (, ) Tj ET Q q 0 0 0 rg BT 453.88 204.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.82 204.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.82 204.25 Td ( ) Tj ET Q q 0 0 0 rg BT 493.32 204.25 Td (were ) Tj ET Q q 0 0 0 rg BT 515.25 204.25 Td (as ) Tj ET Q q 0 0 0 rg BT 526.08 204.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 157.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 157.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 157.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 157.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 157.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 157.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 157.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 129.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 129.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 129.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 129.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 129.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 129.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 129.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 101.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 101.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 101.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 101.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 101.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 101.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 101.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 73.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 73.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 73.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 73.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 73.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 73.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 73.75 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 170.75 m 424.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 170.75 m 428.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 170.75 m 493.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 170.75 m 497.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 170.75 m 562.5 170.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 157.75 m 355.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 157.75 m 424.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 157.75 m 493.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 157.75 m 562.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 157.75 m 424.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 157.75 m 493.5 157.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 157.75 m 562.5 157.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 399.65 184.48 Td (Key Performance Indicators) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 382.45 174.48 Td (T) Tj ET Q q 0 0 0 rg BT 388.38 174.48 Td (welve Months Ended December) Tj ET Q q 0 0 0 rg BT 523.46 174.48 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 161.48 Td (\(Dollar amounts in thousands except per share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 161.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.50 161.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.50 161.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 148.32 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 148.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 148.32 Td (265,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 148.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 148.32 Td (214,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 148.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.15 148.32 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 134.32 Td (Revenue growth) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 134.32 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 134.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 134.32 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 134.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 134.32 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 134.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 120.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 120.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 120.32 Td (88,714) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 120.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 120.32 Td (79,672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 120.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 120.32 Td (75,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 106.32 Td (Operating margin) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 106.32 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 106.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 106.32 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 106.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 106.32 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 553.65 106.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 92.32 Td (Net Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 92.32 Td (79,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 92.32 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 92.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 92.32 Td (59,274) Tj ET Q BT /F1 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(and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 96.09 346.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 114.41 346.25 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 157.18 346.25 Td (to ) Tj ET Q q 0 0 0 rg BT 167.18 346.25 Td (services ) Tj ET Q q 0 0 0 rg BT 201.61 346.25 Td (delivered ) Tj ET Q q 0 0 0 rg BT 241.03 346.25 Td (over ) Tj ET Q q 0 0 0 rg BT 261.02 346.25 Td (our ) Tj ET Q q 0 0 0 rg BT 276.57 346.25 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 320.44 346.25 Td (or ) Tj ET Q q 0 0 0 rg BT 330.99 346.25 Td (from ) Tj ET Q q 0 0 0 rg BT 352.65 346.25 Td (our ) Tj ET Q q 0 0 0 rg BT 367.71 346.25 Td (ASP) Tj ET Q q 0 0 0 rg BT 385.69 346.25 Td ( ) Tj ET Q q 0 0 0 rg BT 387.91 346.25 Td (platforms, ) Tj ET Q q 0 0 0 rg BT 430.96 346.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 464.82 346.25 Td (generated ) Tj ET Q q 0 0 0 rg BT 505.91 346.25 Td (from ) Tj ET Q q 0 0 0 rg BT 527.57 346.25 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.25 Td (development ) Tj ET Q q 0 0 0 rg BT 103.45 334.25 Td (projects ) Tj ET Q q 0 0 0 rg BT 136.91 334.25 Td (and ) Tj ET Q q 0 0 0 rg BT 153.15 334.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 196.04 334.25 Td (fees ) Tj ET Q q 0 0 0 rg BT 213.94 334.25 Td (for ) Tj ET Q q 0 0 0 rg BT 227.40 334.25 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 273.37 334.25 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 340.43 334.25 Td (training, ) Tj ET Q q 0 0 0 rg BT 375.84 334.25 Td (and ) Tj ET Q q 0 0 0 rg BT 392.08 334.25 Td (project ) Tj ET Q q 0 0 0 rg BT 421.64 334.25 Td (management ) Tj ET Q q 0 0 0 rg BT 474.53 334.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 511.88 334.25 Td (to ) Tj ET Q q 0 0 0 rg BT 521.46 334.25 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td (using ) Tj ET Q q 0 0 0 rg BT 73.59 322.25 Td (our ) Tj ET Q q 0 0 0 rg BT 88.84 322.25 Td (systems, ) Tj ET Q q 0 0 0 rg BT 124.93 322.25 Td (and ) Tj ET Q q 0 0 0 rg BT 141.29 322.25 Td (business ) Tj ET Q q 0 0 0 rg BT 177.11 322.25 Td (process ) Tj ET Q q 0 0 0 rg BT 209.02 322.25 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 258.16 322.25 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 294.22 322.25 Td (Ebix) Tj ET Q q 0 0 0 rg BT 315.89 322.25 Td (s ) Tj ET Q q 0 0 0 rg BT 321.70 322.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 355.27 322.25 Td (streams ) Tj ET Q q 0 0 0 rg BT 387.74 322.25 Td (come ) Tj ET Q q 0 0 0 rg BT 411.31 322.25 Td (from ) Tj ET Q q 0 0 0 rg BT 432.67 322.25 Td (four ) Tj ET Q q 0 0 0 rg BT 451.25 322.25 Td (product ) Tj ET Q q 0 0 0 rg BT 483.72 322.25 Td (channels. ) Tj ET Q q 0 0 0 rg BT 523.13 322.25 Td (Presented ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.18 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.79 310.25 Td (table ) Tj ET Q q 0 0 0 rg BT 96.62 310.25 Td (below ) Tj ET Q q 0 0 0 rg BT 123.46 310.25 Td (is ) Tj ET Q q 0 0 0 rg BT 132.52 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.14 310.25 Td (breakout ) Tj ET Q q 0 0 0 rg BT 184.52 310.25 Td (of ) Tj ET Q q 0 0 0 rg BT 195.25 310.25 Td (our ) Tj ET Q q 0 0 0 rg BT 210.98 310.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 248.91 310.25 Td (for ) Tj ET Q q 0 0 0 rg BT 262.97 310.25 Td (each ) Tj ET Q q 0 0 0 rg BT 283.68 310.25 Td (of ) Tj ET Q q 0 0 0 rg BT 294.41 310.25 Td (those ) Tj ET Q q 0 0 0 rg BT 317.92 310.25 Td (product ) Tj ET Q q 0 0 0 rg BT 350.86 310.25 Td (channels ) Tj ET Q q 0 0 0 rg BT 388.24 310.25 Td (for ) Tj ET Q q 0 0 0 rg BT 402.30 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.91 310.25 Td (years ) Tj ET Q q 0 0 0 rg BT 440.41 310.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.68 310.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 525.17 310.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.17 310.25 Td ( ) Tj ET Q q 0 0 0 rg BT 547.56 310.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 298.25 Td (.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 251.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 251.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 251.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 251.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 251.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 223.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 223.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 223.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 223.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 223.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 195.75 378.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 195.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 195.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 195.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 195.75 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 264.75 m 488.5 264.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 264.75 m 492.5 264.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 264.75 m 548.5 264.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 251.75 m 428.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 264.75 m 488.5 264.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 251.75 m 488.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 264.75 m 548.5 264.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 251.75 m 548.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 251.75 m 488.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 251.75 m 548.5 251.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 195.75 m 488.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 195.75 m 548.5 195.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 183.75 m 488.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 181.75 m 488.5 181.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 183.75 m 548.5 183.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 181.75 m 548.5 181.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.25 278.48 Td (For) Tj ET Q q 0 0 0 rg BT 463.62 278.48 Td ( the ) Tj ET Q q 0 0 0 rg BT 481.58 278.48 Td (Y) Tj ET Q q 0 0 0 rg BT 487.69 278.48 Td (ear) Tj ET Q q 0 0 0 rg BT 501.38 278.48 Td ( Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.90 268.48 Td (December) Tj ET Q q 0 0 0 rg BT 504.02 268.48 Td ( 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 255.48 Td (\(dollar amounts in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 255.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.00 255.48 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 242.32 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 242.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 242.32 Td (190,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 242.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 242.32 Td (169,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 228.32 Td (Broker Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 228.32 Td (14,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 228.32 Td (17,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 214.32 Td (Risk Compliance Solutions \(RCS\), fka Business Process Outsourcing \(BPO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 214.32 Td (55,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 214.32 Td (21,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 200.32 Td (Carrier Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 200.32 Td (4,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.15 200.32 Td (5,123) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 186.48 Td (Totals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.00 186.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 186.48 Td (265,482) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 186.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.15 186.48 Td (214,321) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 161.25 Td (During ) Tj ET Q q 0 0 0 rg BT 130.30 161.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.49 161.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 175.12 161.25 Td (months ) Tj ET Q q 0 0 0 rg BT 207.54 161.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.39 161.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 293.45 161.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.45 161.25 Td ( ) Tj ET Q q 0 0 0 rg BT 316.42 161.25 Td (our ) Tj ET Q q 0 0 0 rg BT 332.72 161.25 Td (total ) Tj ET Q q 0 0 0 rg BT 353.47 161.25 Td (revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.09 161.25 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.84 161.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.81 161.25 Td ($51.2 ) Tj ET Q q 0 0 0 rg BT 454.29 161.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.18 161.25 Td (, ) Tj ET Q q 0 0 0 rg BT 488.65 161.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.95 161.25 Td (24%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.28 161.25 Td (, ) Tj ET Q q 0 0 0 rg BT 523.76 161.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.51 161.25 Td ($265.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 149.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 81.55 149.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 123.64 149.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.08 149.25 Td ($214.3 ) Tj ET Q q 0 0 0 rg BT 164.24 149.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.13 149.25 Td ( ) Tj ET Q q 0 0 0 rg BT 195.79 149.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.23 149.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.23 149.25 Td (. ) Tj ET Q q 0 0 0 rg BT 231.20 149.25 Td (The ) Tj ET Q q 0 0 0 rg BT 249.41 149.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 290.96 149.25 Td (leverages ) Tj ET Q q 0 0 0 rg BT 331.37 149.25 Td (product ) Tj ET Q q 0 0 0 rg BT 364.58 149.25 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 417.79 149.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 473.22 149.25 Td (across ) Tj ET Q q 0 0 0 rg BT 500.87 149.25 Td (all ) Tj ET Q q 0 0 0 rg BT 513.53 149.25 Td (channels, ) Tj ET Q q 0 0 0 rg BT 553.67 149.25 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 137.25 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 92.36 137.25 Td (by ) Tj ET Q q 0 0 0 rg BT 104.75 137.25 Td (our ) Tj ET Q q 0 0 0 rg BT 120.47 137.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 160.63 137.25 Td (philosophy ) Tj ET Q q 0 0 0 rg BT 207.46 137.25 Td (and ) Tj ET Q q 0 0 0 rg BT 224.29 137.25 Td (business ) Tj ET Q q 0 0 0 rg BT 260.57 137.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 306.84 137.25 Td (strategy) Tj ET Q q 0 0 0 rg BT 337.85 137.25 Td (. ) Tj ET Q q 0 0 0 rg BT 342.56 137.25 Td (W) Tj ET Q q 0 0 0 rg BT 351.60 137.25 Td (ith ) Tj ET Q q 0 0 0 rg BT 364.55 137.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 395.25 137.25 Td (to ) Tj ET Q q 0 0 0 rg BT 405.42 137.25 Td (business ) Tj ET Q q 0 0 0 rg BT 441.70 137.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 491.86 137.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 535.90 137.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 125.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.61 125.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 88.66 125.25 Td (years ) Tj ET Q q 0 0 0 rg BT 112.15 125.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 134.54 125.25 Td (and ) Tj ET Q q 0 0 0 rg BT 151.37 125.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 173.76 125.25 Td (on ) Tj ET Q q 0 0 0 rg BT 186.16 125.25 Td (a ) Tj ET Q q 0 0 0 rg BT 192.99 125.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 208.71 125.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 234.98 125.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 259.87 125.25 Td (as ) Tj ET Q q 0 0 0 rg BT 270.60 125.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 310.21 125.25 Td (in ) Tj ET Q q 0 0 0 rg BT 320.38 125.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.99 125.25 Td (table ) Tj ET Q q 0 0 0 rg BT 356.81 125.25 Td (in ) Tj ET Q q 0 0 0 rg BT 366.98 125.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 388.81 125.25 Td (4 ) Tj ET Q q 0 0 0 rg BT 396.21 125.25 Td (Pro ) Tj ET Q q 0 0 0 rg BT 416.93 125.25 Td (Forma ) Tj ET Q q 0 0 0 rg BT 445.43 125.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 485.03 125.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 539.63 125.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 125.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 113.25 Td (enclosed ) Tj ET Q q 0 0 0 rg BT 87.34 113.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 142.47 113.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 182.04 113.25 Td (Statements, ) Tj ET Q q 0 0 0 rg BT 230.77 113.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 272.56 113.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 288.25 113.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 314.48 113.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 352.37 113.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 394.14 113.25 Td ($8.2 ) Tj ET Q q 0 0 0 rg BT 413.99 113.25 Td (million ) Tj ET Q q 0 0 0 rg BT 445.24 113.25 Td (or ) Tj ET Q q 0 0 0 rg BT 455.93 113.25 Td (2.9% ) Tj ET Q q 0 0 0 rg BT 479.11 113.25 Td (to ) Tj ET Q q 0 0 0 rg BT 489.24 113.25 Td ($272.2 ) Tj ET Q q 0 0 0 rg BT 519.10 113.25 Td (million ) Tj ET Q q 0 0 0 rg BT 550.35 113.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.92 101.25 Td (year ) Tj ET Q q 0 0 0 rg BT 82.82 101.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 104.52 101.25 Td (from ) Tj ET Q q 0 0 0 rg BT 125.66 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 139.58 101.25 Td ($280.5 ) Tj ET Q q 0 0 0 rg BT 168.77 101.25 Td (million ) Tj ET Q q 0 0 0 rg BT 199.37 101.25 Td (of ) Tj ET Q q 0 0 0 rg BT 209.39 101.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 224.42 101.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 250.00 101.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 283.34 101.25 Td (for ) Tj ET Q q 0 0 0 rg BT 296.70 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 310.62 101.25 Td (year ) Tj ET Q q 0 0 0 rg BT 329.53 101.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 353.73 101.25 Td (with ) Tj ET Q q 0 0 0 rg BT 373.20 101.25 Td (the ) Tj ET Q q 0 0 0 rg BT 387.12 101.25 Td (change ) Tj ET Q q 0 0 0 rg BT 417.13 101.25 Td (in ) Tj ET Q q 0 0 0 rg BT 426.61 101.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 466.06 101.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 486.64 101.25 Td (adversely ) Tj ET Q q 0 0 0 rg BT 526.66 101.25 Td (ef) Tj ET Q q 0 0 0 rg BT 534.24 101.25 Td (fecting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 89.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 85.48 89.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 123.17 89.25 Td (by ) Tj ET Q q 0 0 0 rg BT 135.33 89.25 Td (\($10.7\) ) Tj ET Q q 0 0 0 rg BT 166.65 89.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 200.20 89.25 Td (whereas ) Tj ET Q q 0 0 0 rg BT 235.12 89.25 Td (there ) Tj ET Q q 0 0 0 rg BT 257.27 89.25 Td (was ) Tj ET Q q 0 0 0 rg BT 274.98 89.25 Td (a ) Tj ET Q q 0 0 0 rg BT 281.58 89.25 Td (23.9% ) Tj ET Q q 0 0 0 rg BT 309.57 89.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 344.48 89.25 Td (in ) Tj ET Q q 0 0 0 rg BT 354.42 89.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 389.89 89.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 427.59 89.25 Td (for ) Tj ET Q q 0 0 0 rg BT 441.41 89.25 Td (the ) Tj ET Q q 0 0 0 rg BT 455.79 89.25 Td (same ) Tj ET Q q 0 0 0 rg BT 478.49 89.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 530.07 89.25 Td (periods. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 77.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.79 77.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 92.24 77.25 Td (for ) Tj ET Q q 0 0 0 rg BT 106.15 77.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.61 77.25 Td (dif) Tj ET Q q 0 0 0 rg BT 131.54 77.25 Td (ference ) Tj ET Q q 0 0 0 rg BT 163.20 77.25 Td (between ) Tj ET Q q 0 0 0 rg BT 198.76 77.25 Td (the ) Tj ET Q q 0 0 0 rg BT 213.22 77.25 Td (23.9% ) Tj ET Q q 0 0 0 rg BT 241.30 77.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 276.29 77.25 Td (in ) Tj ET Q q 0 0 0 rg BT 286.32 77.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 321.88 77.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 344.12 77.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 378.01 77.25 Td (versus ) Tj ET Q q 0 0 0 rg BT 405.81 77.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 428.06 77.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 464.45 77.25 Td (as ) Tj ET Q q 0 0 0 rg BT 475.02 77.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 516.69 77.25 Td (to ) Tj ET Q q 0 0 0 rg BT 526.71 77.25 Td (the ) Tj ET Q q 0 0 0 rg BT 541.18 77.25 Td (2.9% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 65.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 86.80 65.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.97 65.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 119.36 65.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 135.07 65.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 161.34 65.25 Td (versus ) Tj ET Q q 0 0 0 rg BT 189.28 65.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 211.67 65.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 227.38 65.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 253.65 65.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 287.68 65.25 Td (is ) Tj ET Q q 0 0 0 rg BT 296.74 65.25 Td (due ) Tj ET Q q 0 0 0 rg BT 313.56 65.25 Td (to ) Tj ET Q q 0 0 0 rg BT 323.73 65.25 Td (the ) Tj ET Q q 0 0 0 rg BT 338.33 65.25 Td (ef) Tj ET Q q 0 0 0 rg BT 345.92 65.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 363.30 65.25 Td (of ) Tj ET Q q 0 0 0 rg BT 374.01 65.25 Td (combining ) Tj ET Q q 0 0 0 rg BT 419.17 65.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.78 65.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 476.16 65.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 510.19 65.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 542.56 65.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 53.25 Td (those ) Tj ET Q q 0 0 0 rg BT 72.73 53.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 116.58 53.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 152.62 53.25 Td (during ) Tj ET Q q 0 0 0 rg BT 180.35 53.25 Td (the ) Tj ET Q q 0 0 0 rg BT 194.19 53.25 Td (years ) Tj ET Q q 0 0 0 rg BT 216.91 53.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 238.54 53.25 Td (and ) Tj ET Q q 0 0 0 rg BT 254.60 53.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 278.72 53.25 Td (specifically ) Tj ET Q q 0 0 0 rg BT 326.31 53.25 Td (V) Tj ET Q q 0 0 0 rg BT 332.93 53.25 Td (ia ) Tj ET Q q 0 0 0 rg BT 341.77 53.25 Td (Media ) Tj ET Q q 0 0 0 rg BT 368.94 53.25 Td (Health, ) Tj ET Q q 0 0 0 rg BT 399.72 53.25 Td (PB ) Tj ET Q q 0 0 0 rg BT 413.57 53.25 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 451.04 53.25 Td (Curepet, ) Tj ET Q q 0 0 0 rg BT 486.81 53.25 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 533.97 53.25 Td (Magic, ) Tj ET Q endstream endobj 55 0 obj <>] /Rotate 0 /Contents 56 0 R>> endobj 56 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (24) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (V) Tj ET Q q 0 0 0 rg BT 56.11 742.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 80.32 742.10 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 122.32 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 138.48 742.10 Td (i3, ) Tj ET Q q 0 0 0 rg BT 150.49 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 169.99 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.94 742.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 230.24 742.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 279.73 742.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 325.49 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 342.76 742.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 364.49 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 380.65 742.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 402.38 742.10 Td (pro ) Tj ET Q q 0 0 0 rg BT 417.43 742.10 Td (forma ) Tj ET Q q 0 0 0 rg BT 443.04 742.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 479.74 742.10 Td (information ) Tj ET Q q 0 0 0 rg BT 528.68 742.10 Td (assumes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 67.39013671875 728.7669921875 m 77.38525390625 728.7669921875 l s q 0 0 0 rg BT 67.39 730.10 Td (all) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 77.39 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.78 730.10 Td (such ) Tj ET Q q 0 0 0 rg BT 100.51 730.10 Td (business ) Tj ET Q q 0 0 0 rg BT 136.79 730.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 186.96 730.10 Td (were ) Tj ET Q q 0 0 0 rg BT 208.78 730.10 Td (made ) Tj ET Q q 0 0 0 rg BT 232.83 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 245.23 730.10 Td (January ) Tj ET Q q 0 0 0 rg BT 278.72 730.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 288.62 730.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 313.51 730.10 Td (whereas ) Tj ET Q q 0 0 0 rg BT 348.67 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.28 730.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 410.25 730.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 445.96 730.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 483.34 730.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 527.95 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 542.00 730.10 Td (2015 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (only ) Tj ET Q q 0 0 0 rg BT 69.63 718.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 104.81 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 118.88 718.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 158.50 718.10 Td (results ) Tj ET Q q 0 0 0 rg BT 186.46 718.10 Td (from ) Tj ET Q q 0 0 0 rg BT 207.75 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 221.82 718.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 265.89 718.10 Td (since ) Tj ET Q q 0 0 0 rg BT 288.29 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.36 718.10 Td (ef) Tj ET Q q 0 0 0 rg BT 309.95 718.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 339.01 718.10 Td (date ) Tj ET Q q 0 0 0 rg BT 357.51 718.10 Td (that ) Tj ET Q q 0 0 0 rg BT 374.36 718.10 Td (they ) Tj ET Q q 0 0 0 rg BT 393.43 718.10 Td (were ) Tj ET Q q 0 0 0 rg BT 414.71 718.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 450.99 718.10 Td (by ) Tj ET Q q 0 0 0 rg BT 462.84 718.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 486.08 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 502.38 718.10 Td (thusly ) Tj ET Q q 0 0 0 rg BT 528.68 718.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (only ) Tj ET Q q 0 0 0 rg BT 70.43 706.10 Td (nine ) Tj ET Q q 0 0 0 rg BT 90.31 706.10 Td (months ) Tj ET Q q 0 0 0 rg BT 122.41 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.21 706.10 Td (V) Tj ET Q q 0 0 0 rg BT 139.83 706.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 149.70 706.10 Td (Media, ) Tj ET Q q 0 0 0 rg BT 180.40 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 197.50 706.10 Td (seven ) Tj ET Q q 0 0 0 rg BT 222.92 706.10 Td (months ) Tj ET Q q 0 0 0 rg BT 255.03 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 266.01 706.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 280.90 706.10 Td (Systems. ) Tj ET Q q 0 0 0 rg BT 319.40 706.10 Td (Similarly) Tj ET Q q 0 0 0 rg BT 355.97 706.10 Td (, ) Tj ET Q q 0 0 0 rg BT 361.13 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 376.00 706.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 398.66 706.10 Td (pro ) Tj ET Q q 0 0 0 rg BT 414.64 706.10 Td (forma ) Tj ET Q q 0 0 0 rg BT 441.18 706.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 478.81 706.10 Td (information ) Tj ET Q q 0 0 0 rg BT 528.68 706.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 56.63 694.10 Td (full ) Tj ET Q q 0 0 0 rg BT 72.71 694.10 Td (year ) Tj ET Q q 0 0 0 rg BT 92.11 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 102.63 694.10 Td (results ) Tj ET Q q 0 0 0 rg BT 130.93 694.10 Td (for ) Tj ET Q q 0 0 0 rg BT 144.78 694.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 192.50 694.10 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 222.58 694.10 Td (V) Tj ET Q q 0 0 0 rg BT 228.70 694.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 253.37 694.10 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 295.83 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 312.46 694.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 322.43 694.10 Td (as ) Tj ET Q q 0 0 0 rg BT 332.95 694.10 Td (if ) Tj ET Q q 0 0 0 rg BT 341.25 694.10 Td (they ) Tj ET Q q 0 0 0 rg BT 360.66 694.10 Td (had ) Tj ET Q q 0 0 0 rg BT 377.29 694.10 Td (been ) Tj ET Q q 0 0 0 rg BT 398.36 694.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 434.98 694.10 Td (on ) Tj ET Q q 0 0 0 rg BT 447.17 694.10 Td (January ) Tj ET Q q 0 0 0 rg BT 480.46 694.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 490.15 694.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 514.84 694.10 Td (whereas ) Tj ET Q q 0 0 0 rg BT 549.79 694.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 97.67 682.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 134.08 682.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 172.16 682.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 217.47 682.10 Td (for ) Tj ET Q q 0 0 0 rg BT 232.22 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 247.53 682.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 270.63 682.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 307.05 682.10 Td (eight ) Tj ET Q q 0 0 0 rg BT 330.14 682.10 Td (months ) Tj ET Q q 0 0 0 rg BT 362.68 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 374.11 682.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 412.18 682.10 Td (results ) Tj ET Q q 0 0 0 rg BT 441.38 682.10 Td (for ) Tj ET Q q 0 0 0 rg BT 456.14 682.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 504.77 682.10 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 535.91 682.10 Td (eleven ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (months ) Tj ET Q q 0 0 0 rg BT 81.95 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 96.11 670.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 133.33 670.10 Td (three ) Tj ET Q q 0 0 0 rg BT 155.81 670.10 Td (months ) Tj ET Q q 0 0 0 rg BT 187.58 670.10 Td (V) Tj ET Q q 0 0 0 rg BT 193.69 670.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 218.68 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 235.62 670.10 Td (one ) Tj ET Q q 0 0 0 rg BT 252.55 670.10 Td (month ) Tj ET Q q 0 0 0 rg BT 280.61 670.10 Td (each ) Tj ET Q q 0 0 0 rg BT 301.43 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 315.59 670.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 355.85 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 372.79 670.10 Td (i3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 636.10 Td (The ) Tj ET Q q 0 0 0 rg BT 104.05 636.10 Td (pro ) Tj ET Q q 0 0 0 rg BT 119.88 636.10 Td (forma ) Tj ET Q q 0 0 0 rg BT 146.25 636.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 180.97 636.10 Td (is ) Tj ET Q q 0 0 0 rg BT 190.14 636.10 Td (based ) Tj ET Q q 0 0 0 rg BT 215.41 636.10 Td (on ) Tj ET Q q 0 0 0 rg BT 227.91 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 242.63 636.10 Td (following ) Tj ET Q q 0 0 0 rg BT 284.01 636.10 Td (premises:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 614.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 614.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 157.83 614.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.10 614.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 197.93 614.10 Td (pro ) Tj ET Q q 0 0 0 rg BT 214.09 614.10 Td (forma ) Tj ET Q q 0 0 0 rg BT 240.79 614.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 275.27 614.10 Td (contains ) Tj ET Q q 0 0 0 rg BT 311.42 614.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 338.13 614.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 372.60 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.76 614.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.81 614.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 436.06 614.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 467.77 614.10 Td (before ) Tj ET Q q 0 0 0 rg BT 496.14 614.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 542.85 614.10 Td (date, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 602.10 Td (as ) Tj ET Q q 0 0 0 rg BT 146.79 602.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 183.57 602.10 Td (by ) Tj ET Q q 0 0 0 rg BT 197.03 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.71 602.10 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 244.21 602.10 Td (as ) Tj ET Q q 0 0 0 rg BT 256.00 602.10 Td (well ) Tj ET Q q 0 0 0 rg BT 276.68 602.10 Td (as ) Tj ET Q q 0 0 0 rg BT 288.47 602.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 315.81 602.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 350.91 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 362.70 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.38 602.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 416.27 602.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 448.61 602.10 Td (after ) Tj ET Q q 0 0 0 rg BT 470.39 602.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 520.23 602.10 Td (Growth ) Tj ET Q q 0 0 0 rg BT 554.24 602.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 590.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 172.50 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 182.79 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.97 590.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.35 590.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 264.19 590.10 Td (after ) Tj ET Q q 0 0 0 rg BT 284.47 590.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 330.31 590.10 Td (date ) Tj ET Q q 0 0 0 rg BT 348.93 590.10 Td (are ) Tj ET Q q 0 0 0 rg BT 363.09 590.10 Td (only ) Tj ET Q q 0 0 0 rg BT 382.83 590.10 Td (reflected ) Tj ET Q q 0 0 0 rg BT 419.76 590.10 Td (for ) Tj ET Q q 0 0 0 rg BT 433.38 590.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.56 590.10 Td (period ) Tj ET Q q 0 0 0 rg BT 475.07 590.10 Td (after ) Tj ET Q q 0 0 0 rg BT 495.34 590.10 Td (their ) Tj ET Q q 0 0 0 rg BT 515.63 590.10 Td (acquisition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 578.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 578.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 171.55 578.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 195.88 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 205.22 578.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 238.45 578.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 266.12 578.10 Td (from ) Tj ET Q q 0 0 0 rg BT 287.12 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.90 578.10 Td (cross ) Tj ET Q q 0 0 0 rg BT 323.01 578.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 351.24 578.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.13 578.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 397.12 578.10 Td (products ) Tj ET Q q 0 0 0 rg BT 433.12 578.10 Td (has ) Tj ET Q q 0 0 0 rg BT 448.01 578.10 Td (been ) Tj ET Q q 0 0 0 rg BT 468.45 578.10 Td (assigned ) Tj ET Q q 0 0 0 rg BT 504.45 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 513.79 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.57 578.10 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 566.10 Td (section ) Tj ET Q q 0 0 0 rg BT 165.83 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.66 566.10 Td (our ) Tj ET Q q 0 0 0 rg BT 192.49 566.10 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 554.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 554.10 Td (Any ) Tj ET Q q 0 0 0 rg BT 154.57 554.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 188.57 554.10 Td (products ) Tj ET Q q 0 0 0 rg BT 225.36 554.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 244.37 554.10 Td (to ) Tj ET Q q 0 0 0 rg BT 254.49 554.10 Td (new ) Tj ET Q q 0 0 0 rg BT 273.50 554.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 316.39 554.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 353.15 554.10 Td (through ) Tj ET Q q 0 0 0 rg BT 386.61 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 401.17 554.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 447.39 554.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 486.39 554.10 Td (base, ) Tj ET Q q 0 0 0 rg BT 509.00 554.10 Td (has ) Tj ET Q q 0 0 0 rg BT 524.68 554.10 Td (also ) Tj ET Q q 0 0 0 rg BT 543.13 554.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 542.10 Td (assigned ) Tj ET Q q 0 0 0 rg BT 171.94 542.10 Td (to ) Tj ET Q q 0 0 0 rg BT 182.22 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 542.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.86 542.10 Td (section ) Tj ET Q q 0 0 0 rg BT 264.68 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.51 542.10 Td (our ) Tj ET Q q 0 0 0 rg BT 291.34 542.10 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 530.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 530.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 157.73 530.10 Td (pro ) Tj ET Q q 0 0 0 rg BT 173.80 530.10 Td (forma ) Tj ET Q q 0 0 0 rg BT 200.41 530.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 238.68 530.10 Td (include ) Tj ET Q q 0 0 0 rg BT 270.85 530.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 309.12 530.10 Td (from ) Tj ET Q q 0 0 0 rg BT 331.29 530.10 Td (some ) Tj ET Q q 0 0 0 rg BT 355.14 530.10 Td (product ) Tj ET Q q 0 0 0 rg BT 388.42 530.10 Td (lines ) Tj ET Q q 0 0 0 rg BT 410.04 530.10 Td (whose ) Tj ET Q q 0 0 0 rg BT 438.33 530.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 456.61 530.10 Td (was ) Tj ET Q q 0 0 0 rg BT 474.89 530.10 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 528.73 530.10 Td (after ) Tj ET Q q 0 0 0 rg BT 549.78 530.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 518.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 182.08 518.10 Td (date ) Tj ET Q q 0 0 0 rg BT 201.92 518.10 Td (and ) Tj ET Q q 0 0 0 rg BT 219.56 518.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 258.29 518.10 Td (from ) Tj ET Q q 0 0 0 rg BT 280.92 518.10 Td (some ) Tj ET Q q 0 0 0 rg BT 305.22 518.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 348.96 518.10 Td (whose ) Tj ET Q q 0 0 0 rg BT 377.71 518.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 416.99 518.10 Td (were ) Tj ET Q q 0 0 0 rg BT 439.61 518.10 Td (discontinued. ) Tj ET Q q 0 0 0 rg BT 496.18 518.10 Td (This ) Tj ET Q q 0 0 0 rg BT 517.15 518.10 Td (is ) Tj ET Q q 0 0 0 rg BT 527.02 518.10 Td (typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 506.10 Td (done ) Tj ET Q q 0 0 0 rg BT 156.94 506.10 Td (for ) Tj ET Q q 0 0 0 rg BT 171.10 506.10 Td (ef) Tj ET Q q 0 0 0 rg BT 178.69 506.10 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 213.39 506.10 Td (and/or ) Tj ET Q q 0 0 0 rg BT 241.44 506.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 291.14 506.10 Td (reasons.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 482.10 Td (The ) Tj ET Q q 0 0 0 rg BT 105.07 482.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 135.80 482.10 Td (from ) Tj ET Q q 0 0 0 rg BT 158.76 482.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 209.50 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.35 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.09 482.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 278.36 482.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 300.76 482.10 Td (for ) Tj ET Q q 0 0 0 rg BT 315.94 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.68 482.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 364.08 482.10 Td (currencies ) Tj ET Q q 0 0 0 rg BT 408.69 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 419.99 482.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.73 482.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 475.90 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 487.21 482.10 Td (which ) Tj ET Q q 0 0 0 rg BT 515.17 482.10 Td (we ) Tj ET Q q 0 0 0 rg BT 530.35 482.10 Td (conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.37 470.10 Td (also ) Tj ET Q q 0 0 0 rg BT 111.20 470.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 146.23 470.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 186.26 470.10 Td (af) Tj ET Q q 0 0 0 rg BT 193.85 470.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 219.99 470.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 255.02 470.10 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 294.78 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 296.49 470.10 Td (During ) Tj ET Q q 0 0 0 rg BT 326.54 470.10 Td (each ) Tj ET Q q 0 0 0 rg BT 346.57 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 356.62 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 370.55 470.10 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.37 470.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.37 470.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.58 470.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.58 470.10 Td (, ) Tj ET Q q 0 0 0 rg BT 441.80 470.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.95 470.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.95 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 479.67 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 493.60 470.10 Td (change ) Tj ET Q q 0 0 0 rg BT 523.64 470.10 Td (in ) Tj ET Q q 0 0 0 rg BT 533.13 470.10 Td (foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 86.83 458.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 126.43 458.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 147.16 458.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 188.42 458.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 223.58 458.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 275.98 458.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 315.59 458.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 352.98 458.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.83 458.10 Td ($\(10.7\) ) Tj ET Q q 0 0 0 rg BT 395.83 458.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.73 458.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.08 458.10 Td ($\(3.2\) ) Tj ET Q q 0 0 0 rg BT 455.09 458.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.98 458.10 Td (, ) Tj ET Q q 0 0 0 rg BT 488.33 458.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.62 458.10 Td ($\(3.8\) ) Tj ET Q q 0 0 0 rg BT 530.63 458.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.52 458.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 446.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.05 424.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 101.64 424.10 Td (components ) Tj ET Q q 0 0 0 rg BT 152.47 424.10 Td (of ) Tj ET Q q 0 0 0 rg BT 163.30 424.10 Td (our ) Tj ET Q q 0 0 0 rg BT 179.13 424.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 213.27 424.10 Td (and ) Tj ET Q q 0 0 0 rg BT 230.21 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.93 424.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 279.63 424.10 Td (experienced ) Tj ET Q q 0 0 0 rg BT 330.43 424.10 Td (during ) Tj ET Q q 0 0 0 rg BT 359.04 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.76 424.10 Td (past ) Tj ET Q q 0 0 0 rg BT 392.37 424.10 Td (year ) Tj ET Q q 0 0 0 rg BT 412.08 424.10 Td (are ) Tj ET Q q 0 0 0 rg BT 426.78 424.10 Td (discussed ) Tj ET Q q 0 0 0 rg BT 467.61 424.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 520.10 424.10 Td (below) Tj ET Q q 0 0 0 rg BT 543.89 424.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 400.7669921875 m 138.423828125 400.7669921875 l s q 0 0 0 rg BT 99.00 402.10 Td (Exchange) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 138.42 402.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.02 402.10 Td (division ) Tj ET Q q 0 0 0 rg BT 175.83 402.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 213.96 402.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 254.31 402.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.90 402.10 Td ($21.3 ) Tj ET Q q 0 0 0 rg BT 291.99 402.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.88 402.10 Td (, ) Tj ET Q q 0 0 0 rg BT 325.98 402.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.90 402.10 Td (13%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.23 402.10 Td (, ) Tj ET Q q 0 0 0 rg BT 360.32 402.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 406.23 402.10 Td (due ) Tj ET Q q 0 0 0 rg BT 423.26 402.10 Td (to ) Tj ET Q q 0 0 0 rg BT 433.63 402.10 Td (new ) Tj ET Q q 0 0 0 rg BT 452.88 402.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 493.23 402.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 524.42 402.10 Td (and ) Tj ET Q q 0 0 0 rg BT 541.46 402.10 Td (cross ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 79.17 390.10 Td (of ) Tj ET Q q 0 0 0 rg BT 90.00 390.10 Td (products ) Tj ET Q q 0 0 0 rg BT 126.93 390.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.87 390.10 Td (services ) Tj ET Q q 0 0 0 rg BT 178.58 390.10 Td (to ) Tj ET Q q 0 0 0 rg BT 188.86 390.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 223.02 390.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 251.63 390.10 Td (as ) Tj ET Q q 0 0 0 rg BT 262.46 390.10 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 304.93 390.10 Td (by ) Tj ET Q q 0 0 0 rg BT 317.43 390.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.15 390.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 354.65 390.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 404.92 390.10 Td (of ) Tj ET Q q 0 0 0 rg BT 415.75 390.10 Td (i3, ) Tj ET Q q 0 0 0 rg BT 428.53 390.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 476.56 390.10 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 507.11 390.10 Td (Oakstone.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 366.7669921875 m 162.77197265625 366.7669921875 l s q 0 0 0 rg BT 99.00 368.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 129.43 368.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.77 368.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.44 368.10 Td (division ) Tj ET Q q 0 0 0 rg BT 200.33 368.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 234.63 368.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 276.71 368.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.38 368.10 Td ($3.5 ) Tj ET Q q 0 0 0 rg BT 309.54 368.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.43 368.10 Td (, ) Tj ET Q q 0 0 0 rg BT 343.59 368.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.59 368.10 Td (19%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.92 368.10 Td (, ) Tj ET Q q 0 0 0 rg BT 378.08 368.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 424.07 368.10 Td (due ) Tj ET Q q 0 0 0 rg BT 441.17 368.10 Td (to ) Tj ET Q q 0 0 0 rg BT 451.61 368.10 Td (the ) Tj ET Q q 0 0 0 rg BT 466.49 368.10 Td (ef) Tj ET Q q 0 0 0 rg BT 474.08 368.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 495.62 368.10 Td (of ) Tj ET Q q 0 0 0 rg BT 506.61 368.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 547.03 368.10 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 99.42 356.10 Td (adversely ) Tj ET Q q 0 0 0 rg BT 139.94 356.10 Td (ef) Tj ET Q q 0 0 0 rg BT 147.53 356.10 Td (fecting ) Tj ET Q q 0 0 0 rg BT 177.50 356.10 Td (our ) Tj ET Q q 0 0 0 rg BT 192.56 356.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 236.42 356.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 282.78 356.10 Td (During ) Tj ET Q q 0 0 0 rg BT 313.32 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 327.75 356.10 Td (past ) Tj ET Q q 0 0 0 rg BT 346.06 356.10 Td (two ) Tj ET Q q 0 0 0 rg BT 363.27 356.10 Td (years ) Tj ET Q q 0 0 0 rg BT 386.58 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 401.00 356.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 436.53 356.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 474.27 356.10 Td (in ) Tj ET Q q 0 0 0 rg BT 484.26 356.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.69 356.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 528.66 356.10 Td (Systems ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 344.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 83.49 344.10 Td (have ) Tj ET Q q 0 0 0 rg BT 104.76 344.10 Td (been ) Tj ET Q q 0 0 0 rg BT 126.04 344.10 Td (decreasing ) Tj ET Q q 0 0 0 rg BT 171.19 344.10 Td (due ) Tj ET Q q 0 0 0 rg BT 188.02 344.10 Td (essentially ) Tj ET Q q 0 0 0 rg BT 232.63 344.10 Td (to ) Tj ET Q q 0 0 0 rg BT 242.81 344.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.42 344.10 Td (ef) Tj ET Q q 0 0 0 rg BT 265.01 344.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 286.28 344.10 Td (of ) Tj ET Q q 0 0 0 rg BT 297.01 344.10 Td (changing ) Tj ET Q q 0 0 0 rg BT 336.06 344.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 373.43 344.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 413.58 344.10 Td (rates. ) Tj ET Q q 0 0 0 rg BT 437.35 344.10 Td (From ) Tj ET Q q 0 0 0 rg BT 461.42 344.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 483.82 344.10 Td (to ) Tj ET Q q 0 0 0 rg BT 493.99 344.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 518.89 344.10 Td (in ) Tj ET Q q 0 0 0 rg BT 529.06 344.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 553.68 344.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 332.10 Td (native ) Tj ET Q q 0 0 0 rg BT 76.93 332.10 Td (currencies, ) Tj ET Q q 0 0 0 rg BT 123.02 332.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.73 332.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 168.00 332.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 203.84 332.10 Td (channel ) Tj ET Q q 0 0 0 rg BT 237.44 332.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 275.47 332.10 Td (have ) Tj ET Q q 0 0 0 rg BT 296.85 332.10 Td (increased. ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 308.7669921875 m 209.0048828125 308.7669921875 l s q 0 0 0 rg BT 99.00 310.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 120.12 310.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 171.22 310.10 Td (Solutions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.00 310.10 Td ( ) Tj ET Q q 0 0 0 rg BT 211.78 310.10 Td (division ) Tj ET Q q 0 0 0 rg BT 246.79 310.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 285.10 310.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 325.64 310.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 338.41 310.10 Td ($34.1 ) Tj ET Q q 0 0 0 rg BT 363.69 310.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.58 310.10 Td (, ) Tj ET Q q 0 0 0 rg BT 397.86 310.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.97 310.10 Td (156%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.30 310.10 Td (, ) Tj ET Q q 0 0 0 rg BT 437.58 310.10 Td (due ) Tj ET Q q 0 0 0 rg BT 454.80 310.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 494.79 310.10 Td (to ) Tj ET Q q 0 0 0 rg BT 505.34 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.34 310.10 Td (consulting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (service ) Tj ET Q q 0 0 0 rg BT 80.60 298.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 118.41 298.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 159.56 298.10 Td (by ) Tj ET Q q 0 0 0 rg BT 171.84 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.33 298.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 208.61 298.10 Td (business ) Tj ET Q q 0 0 0 rg BT 244.79 298.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 290.95 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 301.56 298.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 316.07 298.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 354.19 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.91 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.41 298.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 407.69 298.10 Td (business ) Tj ET Q q 0 0 0 rg BT 443.86 298.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 493.91 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 504.52 298.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 514.58 298.10 Td (and ) Tj ET Q q 0 0 0 rg BT 531.13 298.10 Td (V) Tj ET Q q 0 0 0 rg BT 537.25 298.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 559.51 298.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 99 274.7669921875 m 163.29443359375 274.7669921875 l s q 0 0 0 rg BT 99.00 276.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 129.95 276.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.29 276.10 Td ( ) Tj ET Q q 0 0 0 rg BT 165.93 276.10 Td (division ) Tj ET Q q 0 0 0 rg BT 200.80 276.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 235.08 276.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 277.14 276.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.78 276.10 Td ($785 ) Tj ET Q q 0 0 0 rg BT 312.42 276.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.52 276.10 Td (, ) Tj ET Q q 0 0 0 rg BT 353.66 276.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.63 276.10 Td (15%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.96 276.10 Td (, ) Tj ET Q q 0 0 0 rg BT 388.10 276.10 Td (due ) Tj ET Q q 0 0 0 rg BT 405.18 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.04 276.10 Td (ef) Tj ET Q q 0 0 0 rg BT 427.62 276.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 445.25 276.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.22 276.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 486.06 276.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 530.35 276.10 Td (projects ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 87.50 264.10 Td (in ) Tj ET Q q 0 0 0 rg BT 97.77 264.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 139.69 264.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 191.06 264.10 Td (services.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 242.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 74.73 242.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.56 242.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 121.94 242.10 Td (Provided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 220.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 123.73 220.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.57 220.10 Td (services ) Tj ET Q q 0 0 0 rg BT 169.28 220.10 Td (provided, ) Tj ET Q q 0 0 0 rg BT 209.83 220.10 Td (which ) Tj ET Q q 0 0 0 rg BT 236.77 220.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 272.59 220.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 295.10 220.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 338.69 220.10 Td (with ) Tj ET Q q 0 0 0 rg BT 358.97 220.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 398.13 220.10 Td (support, ) Tj ET Q q 0 0 0 rg BT 433.13 220.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 479.80 220.10 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 547.57 220.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (training ) Tj ET Q q 0 0 0 rg BT 84.36 208.10 Td (services, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.32 208.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.07 208.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.32 208.10 Td ($25.0 ) Tj ET Q q 0 0 0 rg BT 189.08 208.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.97 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.22 208.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 232.81 208.10 Td (53%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.14 208.10 Td (, ) Tj ET Q q 0 0 0 rg BT 256.89 208.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.58 208.10 Td ($47.4 ) Tj ET Q q 0 0 0 rg BT 305.34 208.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.23 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 337.48 208.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.51 208.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.51 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.77 208.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.80 208.10 Td ($72.4 ) Tj ET Q q 0 0 0 rg BT 408.55 208.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.44 208.10 Td ( ) Tj ET Q q 0 0 0 rg BT 440.70 208.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.73 208.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.73 208.10 Td (. ) Tj ET Q q 0 0 0 rg BT 477.48 208.10 Td (Correspondingly) Tj ET Q q 0 0 0 rg BT 544.05 208.10 Td (, ) Tj ET Q q 0 0 0 rg BT 549.80 208.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 97.79 196.10 Td (gross ) Tj ET Q q 0 0 0 rg BT 122.11 196.10 Td (mar) Tj ET Q q 0 0 0 rg BT 137.48 196.10 Td (gin ) Tj ET Q q 0 0 0 rg BT 153.47 196.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 196.09 196.10 Td (modestly ) Tj ET Q q 0 0 0 rg BT 235.96 196.10 Td (from ) Tj ET Q q 0 0 0 rg BT 258.61 196.10 Td (77.9% ) Tj ET Q q 0 0 0 rg BT 287.65 196.10 Td (in ) Tj ET Q q 0 0 0 rg BT 298.64 196.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 321.85 196.10 Td (to ) Tj ET Q q 0 0 0 rg BT 332.84 196.10 Td (72.7% ) Tj ET Q q 0 0 0 rg BT 361.88 196.10 Td (in ) Tj ET Q q 0 0 0 rg BT 372.86 196.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 398.57 196.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.55 196.10 Td (The ) Tj ET Q q 0 0 0 rg BT 420.31 196.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 456.27 196.10 Td (in ) Tj ET Q q 0 0 0 rg BT 467.26 196.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.69 196.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 530.47 196.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 553.68 196.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.10 Td (services ) Tj ET Q q 0 0 0 rg BT 83.84 184.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 121.01 184.10 Td (is ) Tj ET Q q 0 0 0 rg BT 129.31 184.10 Td (due ) Tj ET Q q 0 0 0 rg BT 145.38 184.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.78 184.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 196.40 184.10 Td (personnel, ) Tj ET Q q 0 0 0 rg BT 239.41 184.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 285.20 184.10 Td (and ) Tj ET Q q 0 0 0 rg BT 301.27 184.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 339.55 184.10 Td (support ) Tj ET Q q 0 0 0 rg BT 371.18 184.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 392.81 184.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 435.53 184.10 Td (with ) Tj ET Q q 0 0 0 rg BT 454.94 184.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.78 184.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 490.41 184.10 Td (and ) Tj ET Q q 0 0 0 rg BT 506.48 184.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 528.11 184.10 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 100.27 172.10 Td (of ) Tj ET Q q 0 0 0 rg BT 111.10 172.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 125.83 172.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 163.99 172.10 Td (V) Tj ET Q q 0 0 0 rg BT 170.11 172.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 195.09 172.10 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 237.86 172.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.80 172.10 Td (i3.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 150.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 85.28 150.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 141.65 150.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 128.10 Td (Product ) Tj ET Q q 0 0 0 rg BT 132.48 128.10 Td (development ) Tj ET Q q 0 0 0 rg BT 186.50 128.10 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.97 128.10 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.72 128.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.09 128.10 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 284.96 128.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.85 128.10 Td (, ) Tj ET Q q 0 0 0 rg BT 318.72 128.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.42 128.10 Td (14%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.75 128.10 Td (, ) Tj ET Q q 0 0 0 rg BT 352.62 128.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.43 128.10 Td ($26.9 ) Tj ET Q q 0 0 0 rg BT 399.30 128.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.19 128.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.56 128.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.71 128.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.71 128.10 Td ( ) Tj ET Q q 0 0 0 rg BT 463.08 128.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.22 128.10 Td ($30.7 ) Tj ET Q q 0 0 0 rg BT 498.09 128.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.99 128.10 Td ( ) Tj ET Q q 0 0 0 rg BT 529.36 128.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 128.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 128.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 116.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.90 116.10 Td (Company) Tj ET Q q 0 0 0 rg BT 109.56 116.10 Td (s ) Tj ET Q q 0 0 0 rg BT 115.81 116.10 Td (product ) Tj ET Q q 0 0 0 rg BT 148.71 116.10 Td (development ) Tj ET Q q 0 0 0 rg BT 202.71 116.10 Td (ef) Tj ET Q q 0 0 0 rg BT 210.30 116.10 Td (forts ) Tj ET Q q 0 0 0 rg BT 230.98 116.10 Td (are ) Tj ET Q q 0 0 0 rg BT 245.54 116.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 278.99 116.10 Td (on ) Tj ET Q q 0 0 0 rg BT 291.34 116.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.91 116.10 Td (development ) Tj ET Q q 0 0 0 rg BT 359.92 116.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.60 116.10 Td (new ) Tj ET Q q 0 0 0 rg BT 389.61 116.10 Td (technologies ) Tj ET Q q 0 0 0 rg BT 442.51 116.10 Td (for ) Tj ET Q q 0 0 0 rg BT 456.52 116.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 497.19 116.10 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 532.02 116.10 Td (brokers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.35 104.10 Td (agents, ) Tj ET Q q 0 0 0 rg BT 100.32 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 118.67 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.80 104.10 Td (development ) Tj ET Q q 0 0 0 rg BT 190.37 104.10 Td (of ) Tj ET Q q 0 0 0 rg BT 202.62 104.10 Td (new ) Tj ET Q q 0 0 0 rg BT 223.19 104.10 Td (data ) Tj ET Q q 0 0 0 rg BT 243.76 104.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 289.33 104.10 Td (for ) Tj ET Q q 0 0 0 rg BT 304.90 104.10 Td (use ) Tj ET Q q 0 0 0 rg BT 322.15 104.10 Td (in ) Tj ET Q q 0 0 0 rg BT 333.84 104.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 373.86 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.22 104.10 Td (international ) Tj ET Q q 0 0 0 rg BT 446.67 104.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 488.90 104.10 Td (markets. ) Tj ET Q q 0 0 0 rg BT 526.97 104.10 Td ( ) Tj ET Q q 0 0 0 rg BT 530.89 104.10 Td (Product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 92.10 Td (development ) Tj ET Q q 0 0 0 rg BT 103.67 92.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 141.79 92.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 181.57 92.10 Td (due ) Tj ET Q q 0 0 0 rg BT 198.03 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 207.83 92.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 249.84 92.10 Td (staf) Tj ET Q q 0 0 0 rg BT 264.10 92.10 Td (fing ) Tj ET Q q 0 0 0 rg BT 282.23 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 298.69 92.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 339.58 92.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 361.61 92.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 396.94 92.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.74 92.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 452.64 92.10 Td (with ) Tj ET Q q 0 0 0 rg BT 472.44 92.10 Td (our ) Tj ET Q q 0 0 0 rg BT 487.79 92.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 531.46 92.10 Td (product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.10 Td (development ) Tj ET Q q 0 0 0 rg BT 104.15 80.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 141.08 80.10 Td (in ) Tj ET Q q 0 0 0 rg BT 151.36 80.10 Td (India.) Tj ET Q endstream endobj 57 0 obj <>] /Rotate 0 /Contents 58 0 R>> endobj 58 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (25) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Sales ) Tj ET Q q 0 0 0 rg BT 74.17 742.25 Td (and ) Tj ET Q q 0 0 0 rg BT 92.23 742.25 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 138.07 742.25 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (Sales ) Tj ET Q q 0 0 0 rg BT 123.00 720.25 Td (and ) Tj ET Q q 0 0 0 rg BT 140.32 720.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 183.75 720.25 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.74 720.25 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.49 720.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.38 720.25 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 283.76 720.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.66 720.25 Td (, ) Tj ET Q q 0 0 0 rg BT 318.04 720.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.26 720.25 Td (8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.59 720.25 Td (, ) Tj ET Q q 0 0 0 rg BT 347.98 720.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.30 720.25 Td ($13.8 ) Tj ET Q q 0 0 0 rg BT 395.69 720.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.58 720.25 Td ( ) Tj ET Q q 0 0 0 rg BT 427.47 720.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 438.14 720.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.14 720.25 Td ( ) Tj ET Q q 0 0 0 rg BT 461.02 720.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.69 720.25 Td ($14.9 ) Tj ET Q q 0 0 0 rg BT 497.08 720.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.97 720.25 Td ( ) Tj ET Q q 0 0 0 rg BT 528.85 720.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.52 720.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.52 720.25 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (This ) Tj ET Q q 0 0 0 rg BT 70.55 708.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 106.08 708.25 Td (is ) Tj ET Q q 0 0 0 rg BT 115.52 708.25 Td (due ) Tj ET Q q 0 0 0 rg BT 132.73 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 143.29 708.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 186.05 708.25 Td (advertising ) Tj ET Q q 0 0 0 rg BT 233.26 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 250.47 708.25 Td (direct ) Tj ET Q q 0 0 0 rg BT 276.01 708.25 Td (mail ) Tj ET Q q 0 0 0 rg BT 296.55 708.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 339.87 708.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 362.64 708.25 Td (incurred ) Tj ET Q q 0 0 0 rg BT 398.73 708.25 Td (within ) Tj ET Q q 0 0 0 rg BT 427.06 708.25 Td (our ) Tj ET Q q 0 0 0 rg BT 443.16 708.25 Td (continuing ) Tj ET Q q 0 0 0 rg BT 488.71 708.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 523.13 708.25 Td (education ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (services ) Tj ET Q q 0 0 0 rg BT 84.71 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 101.65 696.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 135.80 696.25 Td (advisory ) Tj ET Q q 0 0 0 rg BT 172.73 696.25 Td (services ) Tj ET Q q 0 0 0 rg BT 207.44 696.25 Td (divisions.) 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(network ) Tj ET Q q 0 0 0 rg BT 385.92 520.25 Td (to ) Tj ET Q q 0 0 0 rg BT 396.09 520.25 Td (be ) Tj ET Q q 0 0 0 rg BT 407.92 520.25 Td (ready ) Tj ET Q q 0 0 0 rg BT 432.51 520.25 Td (with ) Tj ET Q q 0 0 0 rg BT 452.67 520.25 Td (the ) Tj ET Q q 0 0 0 rg BT 467.28 520.25 Td (new ) Tj ET Q q 0 0 0 rg BT 486.32 520.25 Td (expanded ) Tj ET Q q 0 0 0 rg BT 527.03 520.25 Td (cohesive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.25 Td (network. ) Tj ET Q q 0 0 0 rg BT 88.49 508.25 Td (Since ) Tj ET Q q 0 0 0 rg BT 113.93 508.25 Td (the ) Tj ET Q q 0 0 0 rg BT 129.37 508.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 149.81 508.25 Td (out ) Tj ET Q q 0 0 0 rg BT 165.81 508.25 Td (was ) Tj ET Q q 0 0 0 rg BT 184.58 508.25 Td (based ) Tj ET Q q 0 0 0 rg BT 210.58 508.25 Td (on ) Tj ET Q q 0 0 0 rg BT 223.80 508.25 Td (continuance ) Tj ET Q q 0 0 0 rg BT 275.34 508.25 Td (ofexistingrevenues ) Tj ET Q q 0 0 0 rg BT 359.09 508.25 Td (and ) Tj ET Q q 0 0 0 rg BT 376.75 508.25 Td (average ) Tj ET Q q 0 0 0 rg BT 411.06 508.25 Td (growth ) Tj ET Q q 0 0 0 rg BT 442.62 508.25 Td (of ) Tj ET Q q 0 0 0 rg BT 454.17 508.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 492.93 508.25 Td (over ) Tj ET Q q 0 0 0 rg BT 513.92 508.25 Td (a ) Tj ET Q q 0 0 0 rg BT 521.59 508.25 Td (three ) Tj ET Q q 0 0 0 rg BT 544.80 508.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.25 Td (period, ) Tj ET Q q 0 0 0 rg BT 82.69 496.25 Td (the ) Tj ET Q q 0 0 0 rg BT 99.55 496.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 143.08 496.25 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 194.93 496.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 231.22 496.25 Td (thecontingent ) Tj ET Q q 0 0 0 rg BT 292.79 496.25 Td (accrual ) Tj ET Q q 0 0 0 rg BT 326.30 496.25 Td (amount. ) Tj ET Q q 0 0 0 rg BT 363.10 496.25 Td (The ) Tj ET Q q 0 0 0 rg BT 383.29 496.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 430.15 496.25 Td (earn ) Tj ET Q q 0 0 0 rg BT 452.00 496.25 Td (out ) Tj ET Q q 0 0 0 rg BT 469.42 496.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 505.17 496.25 Td (accruals ) Tj ET Q q 0 0 0 rg BT 542.57 496.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.25 Td (reducedaccordinglyto ) Tj ET Q q 0 0 0 rg BT 146.20 484.25 Td (address ) Tj ET Q q 0 0 0 rg BT 180.76 484.25 Td (that ) Tj ET Q q 0 0 0 rg BT 200.33 484.25 Td (unforeseen ) Tj ET Q q 0 0 0 rg BT 248.77 484.25 Td (delay ) Tj ET Q q 0 0 0 rg BT 275.00 484.25 Td (on ) Tj ET Q q 0 0 0 rg BT 289.57 484.25 Td (the ) Tj ET Q q 0 0 0 rg BT 306.36 484.25 Td (client ) Tj ET Q q 0 0 0 rg BT 333.15 484.25 Td (side. ) Tj ET Q q 0 0 0 rg BT 357.82 484.25 Td (Also ) Tj ET Q q 0 0 0 rg BT 381.29 484.25 Td (contributing ) Tj ET Q q 0 0 0 rg BT 434.74 484.25 Td (to ) Tj ET Q q 0 0 0 rg BT 447.09 484.25 Td (the ) Tj ET Q q 0 0 0 rg BT 463.88 484.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 501.21 484.25 Td (in ) Tj ET Q q 0 0 0 rg BT 513.56 484.25 Td (general ) Tj ET Q q 0 0 0 rg BT 547.56 484.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 109.47 472.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 147.83 472.25 Td (were ) Tj ET Q q 0 0 0 rg BT 169.53 472.25 Td ($3.8 ) Tj ET Q q 0 0 0 rg BT 189.29 472.25 Td (million ) Tj ET Q q 0 0 0 rg BT 220.45 472.25 Td (of ) Tj ET Q q 0 0 0 rg BT 231.04 472.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 273.30 472.25 Td (personnel ) Tj ET Q q 0 0 0 rg BT 314.44 472.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 336.71 472.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 376.18 472.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.22 472.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 432.36 472.25 Td (with ) Tj ET Q q 0 0 0 rg BT 452.40 472.25 Td (the ) Tj ET Q q 0 0 0 rg BT 466.89 472.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 489.15 472.25 Td (and ) Tj ET Q q 0 0 0 rg BT 505.85 472.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 528.12 472.25 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 100.27 460.25 Td (of ) Tj ET Q q 0 0 0 rg BT 111.10 460.25 Td (i3, ) Tj ET Q q 0 0 0 rg BT 123.88 460.25 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 166.65 460.25 Td (PB ) Tj ET Q q 0 0 0 rg BT 181.38 460.25 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 219.72 460.25 Td (and ) Tj ET Q q 0 0 0 rg BT 236.48 460.25 Td (V) Tj ET Q q 0 0 0 rg BT 242.59 460.25 Td (ertex.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 438.25 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 106.41 438.25 Td (and ) Tj ET Q q 0 0 0 rg BT 124.47 438.25 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 180.29 438.25 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 416.25 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 154.89 416.25 Td (and ) Tj ET Q q 0 0 0 rg BT 171.90 416.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 223.89 416.25 Td (expenses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.57 416.25 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.32 416.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.89 416.25 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 322.96 416.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.86 416.25 Td (, ) Tj ET Q q 0 0 0 rg BT 356.93 416.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.83 416.25 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.16 416.25 Td (, ) Tj ET Q q 0 0 0 rg BT 391.23 416.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.24 416.25 Td ($9.7 ) Tj ET Q q 0 0 0 rg BT 433.32 416.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.21 416.25 Td ( ) Tj ET Q q 0 0 0 rg BT 464.78 416.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.13 416.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.13 416.25 Td ( ) Tj ET Q q 0 0 0 rg BT 497.70 416.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.05 416.25 Td ($10.6 ) Tj ET Q q 0 0 0 rg BT 533.13 416.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.02 416.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 404.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.31 404.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.31 404.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.85 404.25 Td (due ) Tj ET Q q 0 0 0 rg BT 99.82 404.25 Td (to ) Tj ET Q q 0 0 0 rg BT 110.13 404.25 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 130.17 404.25 Td (million ) Tj ET Q q 0 0 0 rg BT 161.59 404.25 Td (of ) Tj ET Q q 0 0 0 rg BT 172.46 404.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 214.98 404.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 266.93 404.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 301.67 404.25 Td (incurred ) Tj ET Q q 0 0 0 rg BT 337.52 404.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 377.27 404.25 Td (in ) Tj ET Q q 0 0 0 rg BT 387.58 404.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 419.55 404.25 Td (to ) Tj ET Q q 0 0 0 rg BT 429.86 404.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.61 404.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 491.72 404.25 Td (new ) Tj ET Q q 0 0 0 rg BT 510.92 404.25 Td (headquarters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 392.25 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 392.25 Td (fice ) Tj ET Q q 0 0 0 rg BT 75.01 392.25 Td (facilities, ) Tj ET Q q 0 0 0 rg BT 113.82 392.25 Td (and ) Tj ET Q q 0 0 0 rg BT 130.13 392.25 Td ($358 ) Tj ET Q q 0 0 0 rg BT 152.01 392.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 190.00 392.25 Td (of ) Tj ET Q q 0 0 0 rg BT 200.21 392.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 242.07 392.25 Td (amortization ) Tj ET Q q 0 0 0 rg BT 294.49 392.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 332.46 392.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 375.43 392.25 Td (with ) Tj ET Q q 0 0 0 rg BT 395.09 392.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.18 392.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 447.72 392.25 Td (relationship ) Tj ET Q q 0 0 0 rg BT 496.81 392.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 538.67 392.25 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 380.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.92 380.25 Td (with ) Tj ET Q q 0 0 0 rg BT 107.20 380.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.92 380.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 172.19 380.25 Td (of ) Tj ET Q q 0 0 0 rg BT 182.84 380.25 Td (V) Tj ET Q q 0 0 0 rg BT 188.96 380.25 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 213.94 380.25 Td (PB ) Tj ET Q q 0 0 0 rg BT 228.67 380.25 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 267.01 380.25 Td (and ) Tj ET Q q 0 0 0 rg BT 283.95 380.25 Td (Oakstone.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 358.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 358.25 Td (Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 336.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 130.52 336.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.48 336.25 Td (decreased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.89 336.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.42 336.25 Td ($148 ) Tj ET Q q 0 0 0 rg BT 223.95 336.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 260.06 336.25 Td (, ) Tj ET Q q 0 0 0 rg BT 264.09 336.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.95 336.25 Td (39%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.28 336.25 Td (, ) Tj ET Q q 0 0 0 rg BT 296.31 336.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.28 336.25 Td ($379 ) Tj ET Q q 0 0 0 rg BT 338.81 336.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.92 336.25 Td ( ) Tj ET Q q 0 0 0 rg BT 376.45 336.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.75 336.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.75 336.25 Td ( ) Tj ET Q q 0 0 0 rg BT 407.28 336.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.59 336.25 Td ($231 ) Tj ET Q q 0 0 0 rg BT 438.12 336.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.23 336.25 Td ( ) Tj ET Q q 0 0 0 rg BT 475.76 336.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.07 336.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.07 336.25 Td (. ) Tj ET Q q 0 0 0 rg BT 509.10 336.25 Td ( ) Tj ET Q q 0 0 0 rg BT 510.52 336.25 Td (The ) Tj ET Q q 0 0 0 rg BT 527.59 336.25 Td (decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.73 324.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 93.12 324.25 Td (income ) Tj ET Q q 0 0 0 rg BT 125.50 324.25 Td (is ) Tj ET Q q 0 0 0 rg BT 135.13 324.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 179.17 324.25 Td (with ) Tj ET Q q 0 0 0 rg BT 199.91 324.25 Td (the ) Tj ET Q q 0 0 0 rg BT 215.08 324.25 Td (20% ) Tj ET Q q 0 0 0 rg BT 236.36 324.25 Td (year ) Tj ET Q q 0 0 0 rg BT 256.52 324.25 Td (over ) Tj ET Q q 0 0 0 rg BT 277.24 324.25 Td (year ) Tj ET Q q 0 0 0 rg BT 297.40 324.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 334.77 324.25 Td (in ) Tj ET Q q 0 0 0 rg BT 345.50 324.25 Td (average ) Tj ET Q q 0 0 0 rg BT 379.54 324.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 411.92 324.25 Td (bearing ) Tj ET Q q 0 0 0 rg BT 444.86 324.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 465.58 324.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 502.96 324.25 Td (and ) Tj ET Q q 0 0 0 rg BT 520.35 324.25 Td (short-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.25 Td (investments.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 290.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 290.25 Td (Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 268.25 Td (Interest ) Tj ET Q q 0 0 0 rg BT 131.62 268.25 Td (expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.46 268.25 Td (increased) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.21 268.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.85 268.25 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 226.98 268.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.87 268.25 Td (, ) Tj ET Q q 0 0 0 rg BT 261.00 268.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.97 268.25 Td (42%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.30 268.25 Td ( ) Tj ET Q q 0 0 0 rg BT 292.93 268.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.00 268.25 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 335.14 268.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.03 268.25 Td ( ) Tj ET Q q 0 0 0 rg BT 366.66 268.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.07 268.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.07 268.25 Td ( ) Tj ET Q q 0 0 0 rg BT 399.71 268.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.12 268.25 Td ($4.3 ) Tj ET Q q 0 0 0 rg BT 430.25 268.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.14 268.25 Td ( ) Tj ET Q q 0 0 0 rg BT 461.78 268.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.19 268.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.19 268.25 Td (.Interest ) Tj ET Q q 0 0 0 rg BT 529.81 268.25 Td (expense ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 89.60 256.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 128.66 256.25 Td (because ) Tj ET Q q 0 0 0 rg BT 162.15 256.25 Td (of ) Tj ET Q q 0 0 0 rg BT 172.32 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 186.38 256.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 227.66 256.25 Td (ef) Tj ET Q q 0 0 0 rg BT 235.25 256.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 252.08 256.25 Td (of ) Tj ET Q q 0 0 0 rg BT 262.25 256.25 Td (an ) Tj ET Q q 0 0 0 rg BT 273.54 256.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 308.13 256.25 Td (in ) Tj ET Q q 0 0 0 rg BT 317.76 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.82 256.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 370.32 256.25 Td (average ) Tj ET Q q 0 0 0 rg BT 403.25 256.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 434.53 256.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 451.36 256.25 Td (on ) Tj ET Q q 0 0 0 rg BT 463.20 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 477.26 256.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 523.69 256.25 Td (revolving ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 75.27 244.25 Td (facility ) Tj ET Q q 0 0 0 rg BT 106.10 244.25 Td (from ) Tj ET Q q 0 0 0 rg BT 128.05 244.25 Td (1.78% ) Tj ET Q q 0 0 0 rg BT 156.39 244.25 Td (in ) Tj ET Q q 0 0 0 rg BT 166.68 244.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 189.19 244.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.48 244.25 Td (2.08% ) Tj ET Q q 0 0 0 rg BT 227.82 244.25 Td (in ) Tj ET Q q 0 0 0 rg BT 238.11 244.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 263.12 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 280.06 244.25 Td (an ) Tj ET Q q 0 0 0 rg BT 292.01 244.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 327.28 244.25 Td (in ) Tj ET Q q 0 0 0 rg BT 337.56 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.29 244.25 Td (average ) Tj ET Q q 0 0 0 rg BT 385.88 244.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 435.06 244.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 468.10 244.25 Td (on ) Tj ET Q q 0 0 0 rg BT 480.61 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.34 244.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 536.17 244.25 Td (line ) Tj ET Q q 0 0 0 rg BT 553.68 244.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 75.18 232.25 Td (from ) Tj ET Q q 0 0 0 rg BT 97.04 232.25 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 121.95 232.25 Td (million ) Tj ET Q q 0 0 0 rg BT 153.26 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 163.46 232.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 185.87 232.25 Td (to ) Tj ET Q q 0 0 0 rg BT 196.07 232.25 Td ($156.2 ) Tj ET Q q 0 0 0 rg BT 225.99 232.25 Td (million ) Tj ET Q q 0 0 0 rg BT 257.29 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 267.49 232.25 Td (2015. ) Tj ET Q q 0 0 0 rg BT 292.41 232.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 314.82 232.25 Td (included ) Tj ET Q q 0 0 0 rg BT 351.67 232.25 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 371.59 232.25 Td (million ) Tj ET Q q 0 0 0 rg BT 402.90 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 413.65 232.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 445.50 232.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 465.13 232.25 Td (to ) Tj ET Q q 0 0 0 rg BT 475.33 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 489.96 232.25 Td (IRS ) Tj ET Q q 0 0 0 rg BT 507.94 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 518.13 232.25 Td (connection ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 85.00 220.25 Td (settlement ) Tj ET Q q 0 0 0 rg BT 128.59 220.25 Td (of ) Tj ET Q q 0 0 0 rg BT 139.42 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 154.14 220.25 Td (2008-2012 ) Tj ET Q q 0 0 0 rg BT 199.97 220.25 Td (income ) Tj ET Q q 0 0 0 rg BT 231.90 220.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 246.62 220.25 Td (return ) Tj ET Q q 0 0 0 rg BT 273.00 220.25 Td (audit.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 198.25 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 85.84 198.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 130.01 198.25 Td (Gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 176.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 115.96 176.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 147.36 176.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 187.63 176.25 Td (gain ) Tj ET Q q 0 0 0 rg BT 207.37 176.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.22 176.25 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 238.24 176.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.13 176.25 Td ( ) Tj ET Q q 0 0 0 rg BT 269.65 176.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 279.95 176.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.95 176.25 Td ( ) Tj ET Q q 0 0 0 rg BT 302.48 176.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 342.21 176.25 Td (mostly ) Tj ET Q q 0 0 0 rg BT 371.96 176.25 Td (of ) Tj ET Q q 0 0 0 rg BT 382.81 176.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 406.44 176.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 452.82 176.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 475.35 176.25 Td (the ) Tj ET Q q 0 0 0 rg BT 490.08 176.25 Td (remeasurement ) Tj ET Q q 0 0 0 rg BT 553.68 176.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 164.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 80.77 164.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 132.09 164.25 Td (within ) Tj ET Q q 0 0 0 rg BT 161.22 164.25 Td (our ) Tj ET Q q 0 0 0 rg BT 178.11 164.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 210.55 164.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 255.77 164.25 Td (that ) Tj ET Q q 0 0 0 rg BT 274.33 164.25 Td (were ) Tj ET Q q 0 0 0 rg BT 297.32 164.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 352.54 164.25 Td (in ) Tj ET Q q 0 0 0 rg BT 363.88 164.25 Td (a ) Tj ET Q q 0 0 0 rg BT 371.88 164.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 410.42 164.25 Td (other ) Tj ET Q q 0 0 0 rg BT 434.54 164.25 Td (than ) Tj ET Q q 0 0 0 rg BT 455.32 164.25 Td (the ) Tj ET Q q 0 0 0 rg BT 471.10 164.25 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 521.46 164.25 Td (functional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 152.25 Td (currency) Tj ET Q q 0 0 0 rg BT 84.33 152.25 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.61 130.25 Td (T) Tj ET Q q 0 0 0 rg BT 88.80 130.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 108.25 Td ( ) Tj ET Q q 0 0 0 rg BT 99.50 108.25 Td (The ) Tj ET Q q 0 0 0 rg BT 117.66 108.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.16 108.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 205.64 108.25 Td (income ) Tj ET Q q 0 0 0 rg BT 237.69 108.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 252.52 108.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 287.34 108.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.29 108.25 Td ($7.1 ) Tj ET Q q 0 0 0 rg BT 318.40 108.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.29 108.25 Td ( ) Tj ET Q q 0 0 0 rg BT 349.91 108.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.30 108.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.30 108.25 Td ( ) Tj ET Q q 0 0 0 rg BT 382.92 108.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 424.95 108.25 Td (to ) Tj ET Q q 0 0 0 rg BT 435.35 108.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.18 108.25 Td ($13.9 ) Tj ET Q q 0 0 0 rg BT 475.29 108.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.19 108.25 Td ( ) Tj ET Q q 0 0 0 rg BT 506.80 108.25 Td (of ) Tj ET Q q 0 0 0 rg BT 517.74 108.25 Td (income ) Tj ET Q q 0 0 0 rg BT 549.79 108.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 96.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.27 96.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.10 96.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 114.10 96.25 Td (, ) Tj ET Q q 0 0 0 rg BT 118.66 96.25 Td (representing ) Tj ET Q q 0 0 0 rg BT 170.14 96.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.64 96.25 Td ($6.8 ) Tj ET Q q 0 0 0 rg BT 196.20 96.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.09 96.25 Td (, ) Tj ET Q q 0 0 0 rg BT 229.65 96.25 Td (or ) Tj ET Q q 0 0 0 rg BT 240.03 96.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.53 96.25 Td (49%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.86 96.25 Td (, ) Tj ET Q q 0 0 0 rg BT 269.42 96.25 Td (decrease. ) Tj ET Q q 0 0 0 rg BT 308.39 96.25 Td (Our ) Tj ET Q q 0 0 0 rg BT 326.00 96.25 Td (ef) Tj ET Q q 0 0 0 rg BT 333.59 96.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 362.85 96.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 377.12 96.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 394.17 96.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 435.64 96.25 Td (to ) Tj ET Q q 0 0 0 rg BT 445.48 96.25 Td (8.1% ) Tj ET Q q 0 0 0 rg BT 468.36 96.25 Td (in ) Tj ET Q q 0 0 0 rg BT 478.20 96.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 502.76 96.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 544.24 96.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 84.25 Td (17.9% ) Tj ET Q q 0 0 0 rg BT 78.39 84.25 Td (in ) Tj ET Q q 0 0 0 rg BT 88.73 84.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 113.79 84.25 Td (lar) Tj ET Q q 0 0 0 rg BT 124.15 84.25 Td (gely ) Tj ET Q q 0 0 0 rg BT 143.93 84.25 Td (due ) Tj ET Q q 0 0 0 rg BT 160.93 84.25 Td (to ) Tj ET Q q 0 0 0 rg BT 171.27 84.25 Td (favorable ) Tj ET Q q 0 0 0 rg BT 211.58 84.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 246.35 84.25 Td (in ) Tj ET Q q 0 0 0 rg BT 256.69 84.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.46 84.25 Td (proportion ) Tj ET Q q 0 0 0 rg BT 316.24 84.25 Td (of ) Tj ET Q q 0 0 0 rg BT 327.13 84.25 Td (our ) Tj ET Q q 0 0 0 rg BT 343.02 84.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 374.45 84.25 Td (income ) Tj ET Q q 0 0 0 rg BT 406.45 84.25 Td (in ) Tj ET Q q 0 0 0 rg BT 416.79 84.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 446.55 84.25 Td (US ) Tj ET Q q 0 0 0 rg BT 461.89 84.25 Td (and ) Tj ET Q q 0 0 0 rg BT 478.89 84.25 Td (non-US ) Tj ET Q q 0 0 0 rg BT 512.56 84.25 Td (jurisdictions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 82.19 72.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.17 72.25 Td (total ) Tj ET Q q 0 0 0 rg BT 112.15 72.25 Td (pretax ) Tj ET Q q 0 0 0 rg BT 139.35 72.25 Td (income, ) Tj ET Q q 0 0 0 rg BT 173.49 72.25 Td (as ) Tj ET Q q 0 0 0 rg BT 184.02 72.25 Td (well ) Tj ET Q q 0 0 0 rg BT 203.45 72.25 Td (as ) Tj ET Q q 0 0 0 rg BT 213.98 72.25 Td (the ) Tj ET Q q 0 0 0 rg BT 228.41 72.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 265.03 72.25 Td (in ) Tj ET Q q 0 0 0 rg BT 275.01 72.25 Td (the ) Tj ET Q q 0 0 0 rg BT 289.44 72.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 321.64 72.25 Td (of ) Tj ET Q q 0 0 0 rg BT 332.18 72.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 365.49 72.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.92 72.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 421.01 72.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 458.19 72.25 Td (for ) Tj ET Q q 0 0 0 rg BT 472.06 72.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 511.47 72.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 525.89 72.25 Td (positions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.25 Td (in ) Tj ET Q q 0 0 0 rg BT 61.01 60.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 84.24 60.25 Td (versus ) Tj ET Q q 0 0 0 rg BT 113.02 60.25 Td (2014. ) Tj ET Q q 0 0 0 rg BT 138.76 60.25 Td ( ) Tj ET Q q 0 0 0 rg BT 141.99 60.25 Td (Overall ) Tj ET Q q 0 0 0 rg BT 175.20 60.25 Td (the ) Tj ET Q q 0 0 0 rg BT 190.65 60.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 232.77 60.25 Td (enjoys ) Tj ET Q q 0 0 0 rg BT 262.11 60.25 Td (a ) Tj ET Q q 0 0 0 rg BT 269.78 60.25 Td (relatively ) Tj ET Q q 0 0 0 rg BT 310.77 60.25 Td (lower ) Tj ET Q q 0 0 0 rg BT 336.77 60.25 Td (ef) Tj ET Q q 0 0 0 rg BT 344.36 60.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 374.79 60.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 390.24 60.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 408.46 60.25 Td (from ) Tj ET Q q 0 0 0 rg BT 431.13 60.25 Td (conducting ) Tj ET Q q 0 0 0 rg BT 478.79 60.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 524.24 60.25 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 48.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 88.60 48.25 Td (in ) Tj ET Q q 0 0 0 rg BT 98.88 48.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 128.58 48.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 159.96 48.25 Td (low ) Tj ET Q q 0 0 0 rg BT 177.46 48.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 192.17 48.25 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 246.62 48.25 Td (specifically ) Tj ET Q q 0 0 0 rg BT 295.21 48.25 Td (in ) Tj ET Q q 0 0 0 rg BT 305.48 48.25 Td (India ) Tj ET Q q 0 0 0 rg BT 328.53 48.25 Td (and ) Tj ET Q q 0 0 0 rg BT 345.47 48.25 Td (Singapore.) Tj ET Q endstream endobj 59 0 obj <>] /Rotate 0 /Contents 60 0 R>> endobj 60 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (26) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 92.35 742.10 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 123.46 742.10 Td (income ) Tj ET Q q 0 0 0 rg BT 155.69 742.10 Td (from ) Tj ET Q q 0 0 0 rg BT 177.93 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.17 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.19 742.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 254.07 742.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 291.87 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 306.88 742.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 328.56 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 339.14 742.10 Td (each ) Tj ET Q q 0 0 0 rg BT 360.25 742.10 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 408.60 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 419.18 742.10 Td (which ) Tj ET Q q 0 0 0 rg BT 446.42 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.44 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 503.12 742.10 Td (had ) Tj ET Q q 0 0 0 rg BT 520.36 742.10 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 78.88 730.10 Td (year ) Tj ET Q q 0 0 0 rg BT 98.58 730.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 128.30 730.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.88 730.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 209.38 730.10 Td (are ) Tj ET Q q 0 0 0 rg BT 224.09 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 234.92 730.10 Td (follows: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.50 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.00 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 194.00 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 230.00 708.10 Td ( ) Tj ET Q q 0 0 0 rg BT 266.00 708.10 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 12.50 646.60 52.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 64.50 646.60 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 106.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 110.50 646.60 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 152.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 156.50 646.60 43.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 646.60 46.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 253.50 646.60 50.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 303.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 307.50 646.60 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 646.60 45.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 646.60 49.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 451.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 455.50 646.60 50.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 505.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 509.50 646.60 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 549.50 646.60 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 553.50 646.60 45.00 -35.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 646.6 m 106.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106.5 646.6 m 110.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 646.6 m 152.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 646.6 m 156.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 646.6 m 199.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 646.6 m 203.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 646.6 m 249.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 646.6 m 253.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 646.6 m 303.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.5 646.6 m 307.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 646.6 m 349.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 646.6 m 353.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 646.6 m 398.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 646.6 m 402.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 646.6 m 451.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 646.6 m 455.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 646.6 m 505.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 646.6 m 509.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 646.6 m 549.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 646.6 m 553.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 553.5 646.6 m 598.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 64.5 646.6 m 106.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 106.5 646.6 m 110.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 110.5 646.6 m 152.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 152.5 646.6 m 156.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 156.5 646.6 m 199.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 199.5 646.6 m 203.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 646.6 m 249.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 249.5 646.6 m 253.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 253.5 646.6 m 303.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 303.5 646.6 m 307.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 307.5 646.6 m 349.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 646.6 m 353.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 646.6 m 398.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 398.5 646.6 m 402.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 646.6 m 451.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 451.5 646.6 m 455.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 455.5 646.6 m 505.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 505.5 646.6 m 509.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 509.5 646.6 m 549.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 549.5 646.6 m 553.5 646.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 553.5 646.6 m 598.5 646.6 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 15.00 681.28 Td (\(dollar) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 15.00 671.28 Td (amounts) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 15.00 661.28 Td (in) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 15.00 651.28 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 70.55 661.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.20 651.28 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 114.30 651.28 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 164.40 651.28 Td (Brazil) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.00 651.28 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 256.40 651.28 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.55 661.28 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 310.45 651.28 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.10 651.28 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 405.10 651.28 Td (Mauritius) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 465.55 661.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.95 651.28 Td (Kingdom) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.60 651.28 Td (Sweden) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 564.55 651.28 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 15.00 626.27 Td (Pre-tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 15.00 616.27 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 75.10 616.27 Td (1,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.80 616.27 Td (\(1,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.65 616.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.10 616.27 Td (1,323) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.10 616.27 Td (4,057) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.10 616.27 Td (13,177) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.65 616.27 Td (568) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.10 616.27 Td (58,670) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.30 616.32 Td (\(672) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 616.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.15 616.27 Td (2,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.10 616.27 Td (7,114) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.00 616.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.10 616.27 Td (86,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 15.00 602.17 Td (Statutory) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 15.00 592.17 Td (tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.10 592.27 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.10 592.27 Td (29.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.10 592.27 Td (34.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 223.15 592.27 Td (30.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.15 592.27 Td (17.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.10 592.27 Td (28.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.15 592.27 Td (34.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.15 592.27 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.15 592.27 Td (20.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.10 592.27 Td (22.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.65 592.27 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 61 0 obj <>] /Rotate 0 /Contents 62 0 R>> endobj 62 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (27) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (TWEL) Tj ET Q q 0 0 0 rg BT 79.09 742.25 Td (VE ) Tj ET Q q 0 0 0 rg BT 95.48 742.25 Td (MONTHS ) Tj ET Q q 0 0 0 rg BT 142.43 742.25 Td (ENDED ) Tj ET Q q 0 0 0 rg BT 179.94 742.25 Td (DECEMBER ) Tj ET Q q 0 0 0 rg BT 240.22 742.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 255.22 742.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 277.17 742.25 Td (AND ) Tj ET Q q 0 0 0 rg BT 301.33 742.25 Td (2013) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 720.25 Td (Operating ) Tj ET Q q 0 0 0 rg BT 94.17 720.25 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 698.25 Td (Ebix) Tj ET Q q 0 0 0 rg BT 120.67 698.25 Td (s ) Tj ET Q q 0 0 0 rg BT 126.54 698.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 160.17 698.25 Td (streams ) Tj ET Q q 0 0 0 rg BT 192.69 698.25 Td (come ) Tj ET Q q 0 0 0 rg BT 216.33 698.25 Td (from ) Tj ET Q q 0 0 0 rg BT 237.75 698.25 Td (four ) Tj ET Q q 0 0 0 rg BT 256.39 698.25 Td (product ) Tj ET Q q 0 0 0 rg BT 288.92 698.25 Td (channels. ) Tj ET Q q 0 0 0 rg BT 328.39 698.25 Td (Presented ) Tj ET Q q 0 0 0 rg BT 369.25 698.25 Td (in ) Tj ET Q q 0 0 0 rg BT 379.00 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.20 698.25 Td (table ) Tj ET Q q 0 0 0 rg BT 414.62 698.25 Td (below ) Tj ET Q q 0 0 0 rg BT 441.04 698.25 Td (is ) Tj ET Q q 0 0 0 rg BT 449.69 698.25 Td (the ) Tj ET Q q 0 0 0 rg BT 463.89 698.25 Td (breakout ) Tj ET Q q 0 0 0 rg BT 500.85 698.25 Td (of ) Tj ET Q q 0 0 0 rg BT 511.17 698.25 Td (our ) Tj ET Q q 0 0 0 rg BT 526.48 698.25 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 686.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 686.25 Td (each ) Tj ET Q q 0 0 0 rg BT 84.98 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 95.81 686.25 Td (those ) Tj ET Q q 0 0 0 rg BT 119.41 686.25 Td (product ) Tj ET Q q 0 0 0 rg BT 152.46 686.25 Td (channels ) Tj ET Q q 0 0 0 rg BT 189.95 686.25 Td (for ) Tj ET Q q 0 0 0 rg BT 204.11 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 218.82 686.25 Td (years ) Tj ET Q q 0 0 0 rg BT 242.42 686.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 268.80 686.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 327.38 686.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 349.88 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 366.82 686.25 Td (2013.) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 639.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 639.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 639.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 639.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 639.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 611.75 378.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 611.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 611.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 611.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 611.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 583.75 378.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 583.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 432.50 583.75 56.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 583.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 583.75 56.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 652.75 m 488.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 652.75 m 492.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 652.75 m 548.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 639.75 m 428.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 639.75 m 488.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 652.75 m 548.5 652.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 639.75 m 548.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 639.75 m 488.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 639.75 m 548.5 639.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 583.75 m 488.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 583.75 m 548.5 583.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 571.75 m 488.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 432.5 569.75 m 488.5 569.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 571.75 m 548.5 571.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 569.75 m 548.5 569.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 448.25 666.48 Td (For) Tj ET Q q 0 0 0 rg BT 463.62 666.48 Td ( the ) Tj ET Q q 0 0 0 rg BT 481.58 666.48 Td (Y) Tj ET Q q 0 0 0 rg BT 487.69 666.48 Td (ear) Tj ET Q q 0 0 0 rg BT 501.38 666.48 Td ( Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.90 656.48 Td (December) Tj ET Q q 0 0 0 rg BT 504.02 656.48 Td ( 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 643.48 Td (\(dollar amounts in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.00 643.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.00 643.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 630.32 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.00 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 630.32 Td (169,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 630.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.15 630.32 Td (163,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 616.32 Td (Broker Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 616.32 Td (17,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 616.32 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 602.32 Td (Business Process Outsourcing \(BPO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 602.32 Td (21,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.15 602.32 Td (15,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 588.32 Td (Carrier Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 588.32 Td (5,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.15 588.32 Td (6,729) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 574.48 Td (Totals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.00 574.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 574.48 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.00 574.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 512.15 574.48 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 547.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.50 547.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.00 547.25 Td ( ) Tj ET Q q 0 0 0 rg BT 93.50 547.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.00 547.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 525.25 Td (During ) Tj ET Q q 0 0 0 rg BT 104.08 525.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.54 525.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 149.44 525.25 Td (months ) Tj ET Q q 0 0 0 rg BT 182.13 525.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 209.26 525.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 268.59 525.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 291.83 525.25 Td (our ) Tj ET Q q 0 0 0 rg BT 308.41 525.25 Td (total ) Tj ET Q q 0 0 0 rg BT 329.43 525.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 364.32 525.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 405.32 525.25 Td ($9.6 ) Tj ET Q q 0 0 0 rg BT 426.07 525.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 460.71 525.25 Td (or ) Tj ET Q q 0 0 0 rg BT 472.28 525.25 Td (5%, ) Tj ET Q q 0 0 0 rg BT 491.36 525.25 Td (to ) Tj ET Q q 0 0 0 rg BT 502.38 525.25 Td ($214.3 ) Tj ET Q q 0 0 0 rg BT 533.13 525.25 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 513.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 91.77 513.25 Td (to ) Tj ET Q q 0 0 0 rg BT 101.90 513.25 Td ($204.7 ) Tj ET Q q 0 0 0 rg BT 131.75 513.25 Td (million ) Tj ET Q q 0 0 0 rg BT 162.98 513.25 Td (in ) Tj ET Q q 0 0 0 rg BT 173.11 513.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 197.79 513.25 Td (The ) Tj ET Q q 0 0 0 rg BT 215.68 513.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 256.92 513.25 Td (continues ) Tj ET Q q 0 0 0 rg BT 297.59 513.25 Td (to ) Tj ET Q q 0 0 0 rg BT 307.72 513.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 343.93 513.25 Td (product ) Tj ET Q q 0 0 0 rg BT 376.82 513.25 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 429.71 513.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 484.84 513.25 Td (across ) Tj ET Q q 0 0 0 rg BT 512.17 513.25 Td (all ) Tj ET Q q 0 0 0 rg BT 524.52 513.25 Td (channels, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 501.25 Td (as ) Tj ET Q q 0 0 0 rg BT 60.05 501.25 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 101.74 501.25 Td (by ) Tj ET Q q 0 0 0 rg BT 113.45 501.25 Td (our ) Tj ET Q q 0 0 0 rg BT 128.50 501.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 167.98 501.25 Td (philosophy ) Tj ET Q q 0 0 0 rg BT 214.14 501.25 Td (and ) Tj ET Q q 0 0 0 rg BT 230.29 501.25 Td (business ) Tj ET Q q 0 0 0 rg BT 265.90 501.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 311.50 501.25 Td (strategy) Tj ET Q q 0 0 0 rg BT 342.50 501.25 Td (. ) Tj ET Q q 0 0 0 rg BT 346.59 501.25 Td (W) Tj ET Q q 0 0 0 rg BT 355.63 501.25 Td (ith ) Tj ET Q q 0 0 0 rg BT 367.90 501.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 397.94 501.25 Td (to ) Tj ET Q q 0 0 0 rg BT 407.43 501.25 Td (business ) Tj ET Q q 0 0 0 rg BT 443.04 501.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 492.52 501.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 535.89 501.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.61 489.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 88.66 489.25 Td (years ) Tj ET Q q 0 0 0 rg BT 112.15 489.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 134.54 489.25 Td (and ) Tj ET Q q 0 0 0 rg BT 151.37 489.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 173.76 489.25 Td (on ) Tj ET Q q 0 0 0 rg BT 186.16 489.25 Td (a ) Tj ET Q q 0 0 0 rg BT 192.99 489.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 208.71 489.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 234.98 489.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 259.87 489.25 Td (as ) Tj ET Q q 0 0 0 rg BT 270.60 489.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 310.21 489.25 Td (in ) Tj ET Q q 0 0 0 rg BT 320.38 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.99 489.25 Td (table ) Tj ET Q q 0 0 0 rg BT 356.81 489.25 Td (in ) Tj ET Q q 0 0 0 rg BT 366.98 489.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 388.81 489.25 Td (4 ) Tj ET Q q 0 0 0 rg BT 396.21 489.25 Td (Pro ) Tj ET Q q 0 0 0 rg BT 416.93 489.25 Td (Forma ) Tj ET Q q 0 0 0 rg BT 445.43 489.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 485.03 489.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 539.63 489.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 489.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 477.25 Td (enclosed ) Tj ET Q q 0 0 0 rg BT 87.76 477.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 143.30 477.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 183.28 477.25 Td (Statements, ) Tj ET Q q 0 0 0 rg BT 232.44 477.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 274.64 477.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 290.74 477.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 317.39 477.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 355.70 477.25 Td (increased ) Tj ET Q q 0 0 0 rg BT 396.22 477.25 Td (2.3 ) Tj ET Q q 0 0 0 rg BT 411.49 477.25 Td (million ) Tj ET Q q 0 0 0 rg BT 443.16 477.25 Td (or ) Tj ET Q q 0 0 0 rg BT 454.26 477.25 Td (0.9% ) Tj ET Q q 0 0 0 rg BT 477.86 477.25 Td (to ) Tj ET Q q 0 0 0 rg BT 488.41 477.25 Td ($262.7 ) Tj ET Q q 0 0 0 rg BT 518.68 477.25 Td (million ) Tj ET Q q 0 0 0 rg BT 550.34 477.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.52 465.25 Td (year ) Tj ET Q q 0 0 0 rg BT 86.04 465.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 109.34 465.25 Td (from ) Tj ET Q q 0 0 0 rg BT 132.08 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.61 465.25 Td ($260.5 ) Tj ET Q q 0 0 0 rg BT 178.41 465.25 Td (million ) Tj ET Q q 0 0 0 rg BT 210.61 465.25 Td (of ) Tj ET Q q 0 0 0 rg BT 222.25 465.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 238.88 465.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 266.06 465.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 301.02 465.25 Td (for ) Tj ET Q q 0 0 0 rg BT 315.98 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.50 465.25 Td ( ) Tj ET Q q 0 0 0 rg BT 334.81 465.25 Td (year ) Tj ET Q q 0 0 0 rg BT 355.32 465.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 381.13 465.25 Td (with ) Tj ET Q q 0 0 0 rg BT 402.21 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 417.73 465.25 Td (change ) Tj ET Q q 0 0 0 rg BT 449.36 465.25 Td (in ) Tj ET Q q 0 0 0 rg BT 460.44 465.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 501.50 465.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 523.68 465.25 Td (adversely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 453.25 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 453.25 Td (fecting ) Tj ET Q q 0 0 0 rg BT 87.88 453.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 123.72 453.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 161.78 453.25 Td (by ) Tj ET Q q 0 0 0 rg BT 174.31 453.25 Td (\($3.2\) ) Tj ET Q q 0 0 0 rg BT 200.99 453.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 234.91 453.25 Td (whereas ) Tj ET Q q 0 0 0 rg BT 270.20 453.25 Td (there ) Tj ET Q q 0 0 0 rg BT 292.71 453.25 Td (was ) Tj ET Q q 0 0 0 rg BT 310.78 453.25 Td (a ) Tj ET Q q 0 0 0 rg BT 317.75 453.25 Td (4.7% ) Tj ET Q q 0 0 0 rg BT 341.10 453.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 376.38 453.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.69 453.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 422.53 453.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 460.59 453.25 Td (for ) Tj ET Q q 0 0 0 rg BT 474.78 453.25 Td (the ) Tj ET Q q 0 0 0 rg BT 489.52 453.25 Td (same ) Tj ET Q q 0 0 0 rg BT 512.59 453.25 Td (comparative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 441.25 Td (periods. ) Tj ET Q q 0 0 0 rg BT 84.44 441.25 Td (The ) Tj ET Q q 0 0 0 rg BT 102.68 441.25 Td (cause ) Tj ET Q q 0 0 0 rg BT 127.58 441.25 Td (for ) Tj ET Q q 0 0 0 rg BT 141.94 441.25 Td (the ) Tj ET Q q 0 0 0 rg BT 156.85 441.25 Td (dif) Tj ET Q q 0 0 0 rg BT 167.78 441.25 Td (ference ) Tj ET Q q 0 0 0 rg BT 199.89 441.25 Td (between ) Tj ET Q q 0 0 0 rg BT 235.90 441.25 Td (the ) Tj ET Q q 0 0 0 rg BT 250.81 441.25 Td (4.7% ) Tj ET Q q 0 0 0 rg BT 274.34 441.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 309.79 441.25 Td (in ) Tj ET Q q 0 0 0 rg BT 320.26 441.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 356.27 441.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 378.97 441.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 413.31 441.25 Td (versus ) Tj ET Q q 0 0 0 rg BT 441.55 441.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 464.25 441.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 501.09 441.25 Td (as ) Tj ET Q q 0 0 0 rg BT 512.11 441.25 Td (compared ) Tj ET Q q 0 0 0 rg BT 554.23 441.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 429.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.46 429.25 Td (1.2% ) Tj ET Q q 0 0 0 rg BT 89.54 429.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 125.54 429.25 Td (in ) Tj ET Q q 0 0 0 rg BT 136.57 429.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 159.81 429.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 176.39 429.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 203.52 429.25 Td (versus ) Tj ET Q q 0 0 0 rg BT 232.31 429.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 255.56 429.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 272.14 429.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 299.26 429.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 334.16 429.25 Td (is ) Tj ET Q q 0 0 0 rg BT 344.07 429.25 Td (due ) Tj ET Q q 0 0 0 rg BT 361.76 429.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.78 429.25 Td (the ) Tj ET Q q 0 0 0 rg BT 388.25 429.25 Td (ef) Tj ET Q q 0 0 0 rg BT 395.83 429.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 414.07 429.25 Td (of ) Tj ET Q q 0 0 0 rg BT 425.64 429.25 Td (combining ) Tj ET Q q 0 0 0 rg BT 471.67 429.25 Td (the ) Tj ET Q q 0 0 0 rg BT 487.13 429.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 530.37 429.25 Td (revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 417.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 81.60 417.25 Td (from ) Tj ET Q q 0 0 0 rg BT 102.66 417.25 Td (those ) Tj ET Q q 0 0 0 rg BT 125.39 417.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 169.23 417.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 205.27 417.25 Td (during ) Tj ET Q q 0 0 0 rg BT 233.00 417.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.83 417.25 Td (years ) Tj ET Q q 0 0 0 rg BT 269.55 417.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 291.17 417.25 Td (and ) Tj ET Q q 0 0 0 rg BT 307.23 417.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 331.35 417.25 Td (specifically ) Tj ET Q q 0 0 0 rg BT 379.05 417.25 Td (Curepet, ) Tj ET Q q 0 0 0 rg BT 414.83 417.25 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 461.98 417.25 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 491.53 417.25 Td (V) Tj ET Q q 0 0 0 rg BT 497.64 417.25 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 521.74 417.25 Td (Oakstone, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 405.25 Td (i3, ) Tj ET Q q 0 0 0 rg BT 63.02 405.25 Td (and ) Tj ET Q q 0 0 0 rg BT 80.20 405.25 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 119.60 405.25 Td (with ) Tj ET Q q 0 0 0 rg BT 140.12 405.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.08 405.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 202.41 405.25 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 252.91 405.25 Td (operations. ) Tj ET Q q 0 0 0 rg BT 299.61 405.25 Td (The ) Tj ET Q q 0 0 0 rg BT 317.90 405.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 340.65 405.25 Td (and ) Tj ET Q q 0 0 0 rg BT 357.83 405.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 380.57 405.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 396.64 405.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 423.26 405.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 460.99 405.25 Td (information ) Tj ET Q q 0 0 0 rg BT 510.94 405.25 Td (assumes ) Tj ET Q q 0 0 0 rg BT 547.02 405.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 391.9169921875 m 59.9951171875 391.9169921875 l s q 0 0 0 rg BT 50.00 393.25 Td (all) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 393.25 Td ( ) Tj ET Q q 0 0 0 rg BT 62.24 393.25 Td (such ) Tj ET Q q 0 0 0 rg BT 82.81 393.25 Td (business ) Tj ET Q q 0 0 0 rg BT 118.94 393.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 168.95 393.25 Td (were ) Tj ET Q q 0 0 0 rg BT 190.62 393.25 Td (made ) Tj ET Q q 0 0 0 rg BT 214.52 393.25 Td (on ) Tj ET Q q 0 0 0 rg BT 226.76 393.25 Td (January ) Tj ET Q q 0 0 0 rg BT 260.09 393.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 269.83 393.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 294.58 393.25 Td (whereas ) Tj ET Q q 0 0 0 rg BT 329.57 393.25 Td (the ) Tj ET Q q 0 0 0 rg BT 344.03 393.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 390.85 393.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 426.41 393.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 463.63 393.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 508.08 393.25 Td (for ) Tj ET Q q 0 0 0 rg BT 521.98 393.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 544.22 393.25 Td (only ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 381.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 86.21 381.25 Td (the ) Tj ET Q q 0 0 0 rg BT 101.32 381.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 141.97 381.25 Td (results ) Tj ET Q q 0 0 0 rg BT 170.96 381.25 Td (from ) Tj ET Q q 0 0 0 rg BT 193.29 381.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.39 381.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 253.50 381.25 Td (since ) Tj ET Q q 0 0 0 rg BT 276.94 381.25 Td (the ) Tj ET Q q 0 0 0 rg BT 292.04 381.25 Td (ef) Tj ET Q q 0 0 0 rg BT 299.63 381.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 329.72 381.25 Td (date ) Tj ET Q q 0 0 0 rg BT 349.26 381.25 Td (that ) Tj ET Q q 0 0 0 rg BT 367.14 381.25 Td (they ) Tj ET Q q 0 0 0 rg BT 387.25 381.25 Td (were ) Tj ET Q q 0 0 0 rg BT 409.56 381.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 446.87 381.25 Td (by ) Tj ET Q q 0 0 0 rg BT 459.76 381.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 484.03 381.25 Td (and ) Tj ET Q q 0 0 0 rg BT 501.36 381.25 Td (thusly ) Tj ET Q q 0 0 0 rg BT 528.69 381.25 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 369.25 Td (only ) Tj ET Q q 0 0 0 rg BT 69.85 369.25 Td (eleven ) Tj ET Q q 0 0 0 rg BT 98.02 369.25 Td (months ) Tj ET Q q 0 0 0 rg BT 129.54 369.25 Td (of ) Tj ET Q q 0 0 0 rg BT 139.94 369.25 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 176.73 369.25 Td (eight ) Tj ET Q q 0 0 0 rg BT 198.80 369.25 Td (months ) Tj ET Q q 0 0 0 rg BT 230.32 369.25 Td (of ) Tj ET Q q 0 0 0 rg BT 240.72 369.25 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 288.33 369.25 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 318.45 369.25 Td (three ) Tj ET Q q 0 0 0 rg BT 340.51 369.25 Td (months ) Tj ET Q q 0 0 0 rg BT 372.03 369.25 Td (of ) Tj ET Q q 0 0 0 rg BT 382.28 369.25 Td (V) Tj ET Q q 0 0 0 rg BT 388.39 369.25 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 412.95 369.25 Td (and ) Tj ET Q q 0 0 0 rg BT 429.46 369.25 Td (one ) Tj ET Q q 0 0 0 rg BT 445.97 369.25 Td (month ) Tj ET Q q 0 0 0 rg BT 473.60 369.25 Td (each ) Tj ET Q q 0 0 0 rg BT 493.99 369.25 Td (for ) Tj ET Q q 0 0 0 rg BT 507.72 369.25 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 547.56 369.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 357.25 Td (i3. ) Tj ET Q q 0 0 0 rg BT 61.82 357.25 Td (Similarly) Tj ET Q q 0 0 0 rg BT 98.39 357.25 Td (, ) Tj ET Q q 0 0 0 rg BT 102.44 357.25 Td (the ) Tj ET Q q 0 0 0 rg BT 116.20 357.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 137.74 357.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 152.61 357.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 178.03 357.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 214.56 357.25 Td (information ) Tj ET Q q 0 0 0 rg BT 263.31 357.25 Td (below ) Tj ET Q q 0 0 0 rg BT 289.29 357.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 324.16 357.25 Td (a ) Tj ET Q q 0 0 0 rg BT 330.14 357.25 Td (full ) Tj ET Q q 0 0 0 rg BT 345.57 357.25 Td (year ) Tj ET Q q 0 0 0 rg BT 364.32 357.25 Td (of ) Tj ET Q q 0 0 0 rg BT 374.19 357.25 Td (results ) Tj ET Q q 0 0 0 rg BT 401.85 357.25 Td (for ) Tj ET Q q 0 0 0 rg BT 415.05 357.25 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 462.12 357.25 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 491.60 357.25 Td (V) Tj ET Q q 0 0 0 rg BT 497.72 357.25 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 521.74 357.25 Td (Oakstone, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 345.25 Td (i3 ) Tj ET Q q 0 0 0 rg BT 60.45 345.25 Td (, ) Tj ET Q q 0 0 0 rg BT 65.63 345.25 Td (and ) Tj ET Q q 0 0 0 rg BT 82.74 345.25 Td (Qatarlyst ) Tj ET Q q 0 0 0 rg BT 122.08 345.25 Td (as ) Tj ET Q q 0 0 0 rg BT 133.08 345.25 Td (if ) Tj ET Q q 0 0 0 rg BT 141.87 345.25 Td (they ) Tj ET Q q 0 0 0 rg BT 161.76 345.25 Td (had ) Tj ET Q q 0 0 0 rg BT 178.87 345.25 Td (been ) Tj ET Q q 0 0 0 rg BT 200.42 345.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 237.52 345.25 Td (on ) Tj ET Q q 0 0 0 rg BT 250.20 345.25 Td (January ) Tj ET Q q 0 0 0 rg BT 283.97 345.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 294.15 345.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 319.33 345.25 Td (whereas ) Tj ET Q q 0 0 0 rg BT 354.76 345.25 Td (the ) Tj ET Q q 0 0 0 rg BT 369.65 345.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 416.91 345.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 452.90 345.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 490.56 345.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 535.44 345.25 Td (for ) Tj ET Q q 0 0 0 rg BT 549.78 345.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 333.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 73.19 333.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 109.70 333.25 Td (no ) Tj ET Q q 0 0 0 rg BT 122.89 333.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 149.95 333.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 188.12 333.25 Td (results ) Tj ET Q q 0 0 0 rg BT 217.42 333.25 Td (for ) Tj ET Q q 0 0 0 rg BT 232.27 333.25 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 280.99 333.25 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 311.99 333.25 Td (V) Tj ET Q q 0 0 0 rg BT 318.10 333.25 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 343.78 333.25 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 387.24 333.25 Td (i3, ) Tj ET Q q 0 0 0 rg BT 400.70 333.25 Td (and ) Tj ET Q q 0 0 0 rg BT 418.33 333.25 Td (nine ) Tj ET Q q 0 0 0 rg BT 438.73 333.25 Td (months ) Tj ET Q q 0 0 0 rg BT 471.37 333.25 Td (of ) Tj ET Q q 0 0 0 rg BT 482.89 333.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 521.06 333.25 Td (results ) Tj ET Q q 0 0 0 rg BT 550.36 333.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 321.25 Td (Qatarlyst.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 299.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 299.25 Td (The ) Tj ET Q q 0 0 0 rg BT 104.05 299.25 Td (above ) Tj ET Q q 0 0 0 rg BT 130.42 299.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 146.25 299.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 172.63 299.25 Td (analysis ) Tj ET Q q 0 0 0 rg BT 207.35 299.25 Td (is ) Tj ET Q q 0 0 0 rg BT 216.52 299.25 Td (based ) Tj ET Q q 0 0 0 rg BT 241.79 299.25 Td (on ) Tj ET Q q 0 0 0 rg BT 254.29 299.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.00 299.25 Td (following ) Tj ET Q q 0 0 0 rg BT 310.39 299.25 Td (premises:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 277.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 277.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 108.21 277.25 Td (and ) Tj ET Q q 0 0 0 rg BT 124.86 277.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 147.07 277.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 162.61 277.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 188.70 277.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 222.56 277.25 Td (contains ) Tj ET Q q 0 0 0 rg BT 258.09 277.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 284.18 277.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 318.03 277.25 Td (of ) Tj ET Q q 0 0 0 rg BT 328.57 277.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.00 277.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 379.64 277.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 410.73 277.25 Td (before ) Tj ET Q q 0 0 0 rg BT 438.48 277.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 484.57 277.25 Td (date, ) Tj ET Q q 0 0 0 rg BT 505.94 277.25 Td (as ) Tj ET Q q 0 0 0 rg BT 516.48 277.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 552.00 277.25 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 265.25 Td (the ) Tj ET Q q 0 0 0 rg BT 65.10 265.25 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 96.04 265.25 Td (as ) Tj ET Q q 0 0 0 rg BT 107.26 265.25 Td (well ) Tj ET Q q 0 0 0 rg BT 127.36 265.25 Td (as ) Tj ET Q q 0 0 0 rg BT 138.58 265.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 165.34 265.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 199.88 265.25 Td (of ) Tj ET Q q 0 0 0 rg BT 211.09 265.25 Td (the ) Tj ET Q q 0 0 0 rg BT 226.20 265.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 263.51 265.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 295.28 265.25 Td (after ) Tj ET Q q 0 0 0 rg BT 316.48 265.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 365.75 265.25 Td (Growth ) Tj ET Q q 0 0 0 rg BT 399.19 265.25 Td (in ) Tj ET Q q 0 0 0 rg BT 409.86 265.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 448.29 265.25 Td (of ) Tj ET Q q 0 0 0 rg BT 459.50 265.25 Td (the ) Tj ET Q q 0 0 0 rg BT 474.61 265.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 511.92 265.25 Td (entities ) Tj ET Q q 0 0 0 rg BT 543.69 265.25 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 253.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 96.38 253.25 Td (date ) Tj ET Q q 0 0 0 rg BT 115.54 253.25 Td (are ) Tj ET Q q 0 0 0 rg BT 130.24 253.25 Td (only ) Tj ET Q q 0 0 0 rg BT 150.52 253.25 Td (reflected ) Tj ET Q q 0 0 0 rg BT 187.99 253.25 Td (for ) Tj ET Q q 0 0 0 rg BT 202.15 253.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.87 253.25 Td (period ) Tj ET Q q 0 0 0 rg BT 244.92 253.25 Td (after ) Tj ET Q q 0 0 0 rg BT 265.73 253.25 Td (their ) Tj ET Q q 0 0 0 rg BT 286.56 253.25 Td (acquisition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 231.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 231.25 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 123.61 231.25 Td (billed ) Tj ET Q q 0 0 0 rg BT 149.01 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 159.41 231.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 193.70 231.25 Td (clients ) Tj ET Q q 0 0 0 rg BT 222.43 231.25 Td (from ) Tj ET Q q 0 0 0 rg BT 244.49 231.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.33 231.25 Td (cross ) Tj ET Q q 0 0 0 rg BT 282.51 231.25 Td (selling ) Tj ET Q q 0 0 0 rg BT 311.80 231.25 Td (of ) Tj ET Q q 0 0 0 rg BT 322.75 231.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 359.80 231.25 Td (products ) Tj ET Q q 0 0 0 rg BT 396.86 231.25 Td (has ) Tj ET Q q 0 0 0 rg BT 412.82 231.25 Td (been ) Tj ET Q q 0 0 0 rg BT 434.32 231.25 Td (assigned ) Tj ET Q q 0 0 0 rg BT 471.38 231.25 Td (to ) Tj ET Q q 0 0 0 rg BT 481.79 231.25 Td (the ) Tj ET Q q 0 0 0 rg BT 496.63 231.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 533.68 231.25 Td (section ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 219.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 219.25 Td (our ) Tj ET Q q 0 0 0 rg BT 76.66 219.25 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 197.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 197.25 Td (Any ) Tj ET Q q 0 0 0 rg BT 105.69 197.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 139.82 197.25 Td (products ) Tj ET Q q 0 0 0 rg BT 176.73 197.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 195.86 197.25 Td (to ) Tj ET Q q 0 0 0 rg BT 206.11 197.25 Td (new ) Tj ET Q q 0 0 0 rg BT 225.24 197.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 268.25 197.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 305.14 197.25 Td (through ) Tj ET Q q 0 0 0 rg BT 338.72 197.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.40 197.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 399.75 197.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 438.87 197.25 Td (base, ) Tj ET Q q 0 0 0 rg BT 461.61 197.25 Td (has ) Tj ET Q q 0 0 0 rg BT 477.41 197.25 Td (also ) Tj ET Q q 0 0 0 rg BT 495.98 197.25 Td (been ) Tj ET Q q 0 0 0 rg BT 517.33 197.25 Td (assigned ) Tj ET Q q 0 0 0 rg BT 554.23 197.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 185.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 185.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 101.64 185.25 Td (section ) Tj ET Q q 0 0 0 rg BT 132.47 185.25 Td (of ) Tj ET Q q 0 0 0 rg BT 143.30 185.25 Td (our ) Tj ET Q q 0 0 0 rg BT 159.13 185.25 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 163.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 163.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 108.88 163.25 Td (pro ) Tj ET Q q 0 0 0 rg BT 125.10 163.25 Td (forma ) Tj ET Q q 0 0 0 rg BT 151.86 163.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 190.28 163.25 Td (include ) Tj ET Q q 0 0 0 rg BT 222.59 163.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 261.01 163.25 Td (from ) Tj ET Q q 0 0 0 rg BT 283.34 163.25 Td (some ) Tj ET Q q 0 0 0 rg BT 307.33 163.25 Td (product ) Tj ET Q q 0 0 0 rg BT 340.76 163.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 362.53 163.25 Td (whose ) Tj ET Q q 0 0 0 rg BT 390.96 163.25 Td (sale ) Tj ET Q q 0 0 0 rg BT 409.39 163.25 Td (was ) Tj ET Q q 0 0 0 rg BT 427.83 163.25 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 481.82 163.25 Td (after ) Tj ET Q q 0 0 0 rg BT 503.01 163.25 Td (the ) Tj ET Q q 0 0 0 rg BT 518.11 163.25 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 151.25 Td (date ) Tj ET Q q 0 0 0 rg BT 68.22 151.25 Td (and ) Tj ET Q q 0 0 0 rg BT 84.23 151.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 121.33 151.25 Td (from ) Tj ET Q q 0 0 0 rg BT 142.33 151.25 Td (some ) Tj ET Q q 0 0 0 rg BT 165.01 151.25 Td (customers ) Tj ET Q q 0 0 0 rg BT 207.12 151.25 Td (whose ) Tj ET Q q 0 0 0 rg BT 234.24 151.25 Td (contracts ) Tj ET Q q 0 0 0 rg BT 271.90 151.25 Td (were ) Tj ET Q q 0 0 0 rg BT 292.90 151.25 Td (discontinued. ) Tj ET Q q 0 0 0 rg BT 347.95 151.25 Td (This ) Tj ET Q q 0 0 0 rg BT 367.30 151.25 Td (is ) Tj ET Q q 0 0 0 rg BT 375.53 151.25 Td (typically ) Tj ET Q q 0 0 0 rg BT 412.09 151.25 Td (done ) Tj ET Q q 0 0 0 rg BT 433.10 151.25 Td (for ) Tj ET Q q 0 0 0 rg BT 446.32 151.25 Td (ef) Tj ET Q q 0 0 0 rg BT 453.91 151.25 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 487.68 151.25 Td (and/or ) Tj ET Q q 0 0 0 rg BT 514.79 151.25 Td (competitive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 139.25 Td (reasons.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 117.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 117.25 Td (The ) Tj ET Q q 0 0 0 rg BT 105.07 117.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 135.80 117.25 Td (from ) Tj ET Q q 0 0 0 rg BT 158.76 117.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 209.50 117.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.35 117.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.09 117.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 278.36 117.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 300.76 117.25 Td (for ) Tj ET Q q 0 0 0 rg BT 315.94 117.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.68 117.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 364.08 117.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 408.69 117.25 Td (in ) Tj ET Q q 0 0 0 rg BT 419.99 117.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.73 117.25 Td (countries ) Tj ET Q q 0 0 0 rg BT 475.90 117.25 Td (in ) Tj ET Q q 0 0 0 rg BT 487.21 117.25 Td (which ) Tj ET Q q 0 0 0 rg BT 515.17 117.25 Td (we ) Tj ET Q q 0 0 0 rg BT 530.35 117.25 Td (conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 105.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.54 105.25 Td (also ) Tj ET Q q 0 0 0 rg BT 111.53 105.25 Td (partially ) Tj ET Q q 0 0 0 rg BT 146.74 105.25 Td (af) Tj ET Q q 0 0 0 rg BT 154.32 105.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 180.63 105.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 215.83 105.25 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 255.75 105.25 Td ( ) Tj ET Q q 0 0 0 rg BT 257.63 105.25 Td (During ) Tj ET Q q 0 0 0 rg BT 287.85 105.25 Td (each ) Tj ET Q q 0 0 0 rg BT 308.05 105.25 Td (of ) Tj ET Q q 0 0 0 rg BT 318.26 105.25 Td (the ) Tj ET Q q 0 0 0 rg BT 332.36 105.25 Td (years ) Tj ET Q q 0 0 0 rg BT 355.34 105.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 379.73 105.25 Td (2013, ) Tj ET Q q 0 0 0 rg BT 404.11 105.25 Td (and ) Tj ET Q q 0 0 0 rg BT 420.43 105.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 442.32 105.25 Td (the ) Tj ET Q q 0 0 0 rg BT 456.42 105.25 Td (change ) Tj ET Q q 0 0 0 rg BT 486.62 105.25 Td (in ) Tj ET Q q 0 0 0 rg BT 496.28 105.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 527.04 105.25 Td (currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 93.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 92.59 93.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 116.30 93.25 Td (decreased ) Tj ET Q q 0 0 0 rg BT 160.55 93.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 198.70 93.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 254.08 93.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 296.68 93.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 337.05 93.25 Td (by ) Tj ET Q q 0 0 0 rg BT 351.89 93.25 Td ($\(3.2\) ) Tj ET Q q 0 0 0 rg BT 380.89 93.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 417.11 93.25 Td ($\(3.8\) ) Tj ET Q q 0 0 0 rg BT 446.11 93.25 Td (million, ) Tj ET Q q 0 0 0 rg BT 482.34 93.25 Td (and ) Tj ET Q q 0 0 0 rg BT 501.61 93.25 Td ($\(1.2\) ) Tj ET Q q 0 0 0 rg BT 530.61 93.25 Td (million, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 81.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 97.66 81.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 59.25 Td (The ) Tj ET Q q 0 0 0 rg BT 90.55 59.25 Td (specific ) Tj ET Q q 0 0 0 rg BT 124.14 59.25 Td (components ) Tj ET Q q 0 0 0 rg BT 174.97 59.25 Td (of ) Tj ET Q q 0 0 0 rg BT 185.80 59.25 Td (our ) Tj ET Q q 0 0 0 rg BT 201.63 59.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 235.77 59.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.71 59.25 Td (the ) Tj ET Q q 0 0 0 rg BT 267.43 59.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 302.13 59.25 Td (experienced ) Tj ET Q q 0 0 0 rg BT 352.93 59.25 Td (during ) Tj ET Q q 0 0 0 rg BT 381.54 59.25 Td (the ) Tj ET Q q 0 0 0 rg BT 396.26 59.25 Td (past ) Tj ET Q q 0 0 0 rg BT 414.87 59.25 Td (year ) Tj ET Q q 0 0 0 rg BT 434.58 59.25 Td (are ) Tj ET Q q 0 0 0 rg BT 449.28 59.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 490.11 59.25 Td (further ) Tj ET Q q 0 0 0 rg BT 519.82 59.25 Td (below) Tj ET Q q 0 0 0 rg BT 543.61 59.25 Td (.) Tj ET Q endstream endobj 63 0 obj <>] /Rotate 0 /Contents 64 0 R>> endobj 64 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (28) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72.5 740.7669921875 m 111.923828125 740.7669921875 l s q 0 0 0 rg BT 72.50 742.10 Td (Exchange) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.92 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.31 742.10 Td (division ) Tj ET Q q 0 0 0 rg BT 148.93 742.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 186.85 742.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 226.99 742.10 Td (by ) Tj ET Q q 0 0 0 rg BT 239.38 742.10 Td ($5.5 ) Tj ET Q q 0 0 0 rg BT 259.27 742.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 293.05 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 303.76 742.10 Td (3%, ) Tj ET Q q 0 0 0 rg BT 321.98 742.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 367.69 742.10 Td (due ) Tj ET Q q 0 0 0 rg BT 384.52 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 394.68 742.10 Td (new ) Tj ET Q q 0 0 0 rg BT 413.73 742.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 453.87 742.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 484.86 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 501.69 742.10 Td (cross ) Tj ET Q q 0 0 0 rg BT 524.63 742.10 Td (selling ) Tj ET Q q 0 0 0 rg BT 553.68 742.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (products ) Tj ET Q q 0 0 0 rg BT 86.11 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.23 730.10 Td (services ) Tj ET Q q 0 0 0 rg BT 136.11 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 145.57 730.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 178.91 730.10 Td (clients ) Tj ET Q q 0 0 0 rg BT 206.69 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 216.69 730.10 Td (facilitated ) Tj ET Q q 0 0 0 rg BT 258.35 730.10 Td (by ) Tj ET Q q 0 0 0 rg BT 270.02 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 283.92 730.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 305.59 730.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 351.15 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 361.16 730.10 Td (Qatarlyst, ) Tj ET Q q 0 0 0 rg BT 401.99 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 418.10 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 432.00 730.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 453.67 730.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 503.12 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 504.80 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 506.47 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 516.48 730.10 Td (HealthCare ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 78.05 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 94.99 718.10 Td (Oakstone.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72.5 694.7669921875 m 137.55224609375 694.7669921875 l s q 0 0 0 rg BT 72.50 696.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 104.21 696.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.55 696.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.50 696.10 Td (division ) Tj ET Q q 0 0 0 rg BT 177.67 696.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 213.26 696.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 256.61 696.10 Td (by ) Tj ET Q q 0 0 0 rg BT 270.56 696.10 Td ($430 ) Tj ET Q q 0 0 0 rg BT 294.50 696.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 337.05 696.10 Td (or ) Tj ET Q q 0 0 0 rg BT 349.33 696.10 Td (2%, ) Tj ET Q q 0 0 0 rg BT 369.10 696.10 Td (principally ) Tj ET Q q 0 0 0 rg BT 416.37 696.10 Td (due ) Tj ET Q q 0 0 0 rg BT 434.75 696.10 Td (to ) Tj ET Q q 0 0 0 rg BT 446.47 696.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.63 696.10 Td (ef) Tj ET Q q 0 0 0 rg BT 470.22 696.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 493.04 696.10 Td (of ) Tj ET Q q 0 0 0 rg BT 505.31 696.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 547.01 696.10 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 99.71 684.10 Td (in ) Tj ET Q q 0 0 0 rg BT 109.99 684.10 Td (our ) Tj ET Q q 0 0 0 rg BT 125.82 684.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 157.20 684.10 Td (operations.) 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Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72.5 614.7669921875 m 136.16845703125 614.7669921875 l s q 0 0 0 rg BT 72.50 616.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 102.83 616.10 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.17 616.10 Td ( ) Tj ET Q q 0 0 0 rg BT 138.18 616.10 Td (division ) Tj ET Q q 0 0 0 rg BT 172.42 616.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 206.08 616.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 247.51 616.10 Td (by ) Tj ET Q q 0 0 0 rg BT 259.52 616.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 279.03 616.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 312.44 616.10 Td (or ) Tj ET Q q 0 0 0 rg BT 322.78 616.10 Td (24%, ) Tj ET Q q 0 0 0 rg BT 345.63 616.10 Td (due ) Tj ET Q q 0 0 0 rg BT 362.08 616.10 Td (the ) Tj ET Q q 0 0 0 rg BT 376.31 616.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 422.90 616.10 Td (reduced ) Tj ET Q q 0 0 0 rg BT 456.56 616.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 480.23 616.10 Td (on ) Tj ET Q q 0 0 0 rg BT 492.25 616.10 Td (license ) Tj ET Q q 0 0 0 rg BT 522.02 616.10 Td (orientated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 604.10 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 90.54 604.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.48 604.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.19 604.10 Td (ef) Tj ET Q q 0 0 0 rg BT 129.78 604.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 147.27 604.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.10 604.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 187.80 604.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 221.95 604.10 Td (nearing ) Tj ET Q q 0 0 0 rg BT 254.44 604.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 301.93 604.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 339.42 604.10 Td (in ) Tj ET Q q 0 0 0 rg BT 349.70 604.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 391.62 604.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 442.99 604.10 Td (services.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 576.70 Td (Costs ) Tj ET Q q 0 0 0 rg BT 74.73 576.70 Td (of ) Tj ET Q q 0 0 0 rg BT 85.56 576.70 Td (Services ) Tj ET Q q 0 0 0 rg BT 121.94 576.70 Td (Provided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 554.70 Td (Costs ) Tj ET Q q 0 0 0 rg BT 96.70 554.70 Td (of ) Tj ET Q q 0 0 0 rg BT 107.00 554.70 Td (services ) Tj ET Q q 0 0 0 rg BT 141.18 554.70 Td (provided ) Tj ET Q q 0 0 0 rg BT 178.70 554.70 Td (increased ) Tj ET Q q 0 0 0 rg BT 218.43 554.70 Td ($6.9 ) Tj ET Q q 0 0 0 rg BT 237.90 554.70 Td (million ) Tj ET Q q 0 0 0 rg BT 268.76 554.70 Td (or ) Tj ET Q q 0 0 0 rg BT 279.06 554.70 Td (17%, ) Tj ET Q q 0 0 0 rg BT 301.87 554.70 Td (from ) Tj ET Q q 0 0 0 rg BT 323.28 554.70 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 347.75 554.70 Td (million ) Tj ET Q q 0 0 0 rg BT 378.61 554.70 Td (in ) Tj ET Q q 0 0 0 rg BT 388.36 554.70 Td (2013 ) Tj ET Q q 0 0 0 rg BT 410.33 554.70 Td (to ) Tj ET Q q 0 0 0 rg BT 420.08 554.70 Td ($47.4 ) Tj ET Q q 0 0 0 rg BT 444.55 554.70 Td (million ) Tj ET Q q 0 0 0 rg BT 475.42 554.70 Td (in ) Tj ET Q q 0 0 0 rg BT 485.17 554.70 Td (2014. ) Tj ET Q q 0 0 0 rg BT 509.50 554.70 Td (This ) Tj ET Q q 0 0 0 rg BT 529.25 554.70 Td (increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 542.70 Td (is ) Tj ET Q q 0 0 0 rg BT 59.44 542.70 Td (due ) Tj ET Q q 0 0 0 rg BT 76.64 542.70 Td (to ) Tj ET Q q 0 0 0 rg BT 87.18 542.70 Td (additional ) Tj ET Q q 0 0 0 rg BT 129.94 542.70 Td (personnel, ) Tj ET Q q 0 0 0 rg BT 174.08 542.70 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 221.01 542.70 Td (and ) Tj ET Q q 0 0 0 rg BT 238.21 542.70 Td (customer ) Tj ET Q q 0 0 0 rg BT 277.63 542.70 Td (support ) Tj ET Q q 0 0 0 rg BT 310.40 542.70 Td (costs ) Tj ET Q q 0 0 0 rg BT 333.16 542.70 Td (associated ) Tj ET Q q 0 0 0 rg BT 377.02 542.70 Td (with ) Tj ET Q q 0 0 0 rg BT 397.57 542.70 Td (the ) Tj ET Q q 0 0 0 rg BT 412.55 542.70 Td (2014 ) Tj ET Q q 0 0 0 rg BT 435.31 542.70 Td (business ) Tj ET Q q 0 0 0 rg BT 471.97 542.70 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 522.51 542.70 Td (of ) Tj ET Q q 0 0 0 rg BT 533.40 542.70 Td (V) Tj ET Q q 0 0 0 rg BT 539.52 542.70 Td (ertex, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.70 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 92.77 530.70 Td (and ) Tj ET Q q 0 0 0 rg BT 109.71 530.70 Td (i3.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 503.30 Td (Product ) Tj ET Q q 0 0 0 rg BT 85.28 503.30 Td (Development ) Tj ET Q q 0 0 0 rg BT 141.65 503.30 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 481.30 Td (Product ) Tj ET Q q 0 0 0 rg BT 106.75 481.30 Td (development ) Tj ET Q q 0 0 0 rg BT 161.53 481.30 Td (expenses ) Tj ET Q q 0 0 0 rg BT 200.77 481.30 Td (increased ) Tj ET Q q 0 0 0 rg BT 241.66 481.30 Td ($0.1 ) Tj ET Q q 0 0 0 rg BT 262.30 481.30 Td (million, ) Tj ET Q q 0 0 0 rg BT 296.83 481.30 Td (or ) Tj ET Q q 0 0 0 rg BT 308.29 481.30 Td (0%, ) Tj ET Q q 0 0 0 rg BT 327.26 481.30 Td (from ) Tj ET Q q 0 0 0 rg BT 349.84 481.30 Td ($26.8 ) Tj ET Q q 0 0 0 rg BT 375.47 481.30 Td (million ) Tj ET Q q 0 0 0 rg BT 407.50 481.30 Td (in ) Tj ET Q q 0 0 0 rg BT 418.42 481.30 Td (2013 ) Tj ET Q q 0 0 0 rg BT 441.56 481.30 Td (to ) Tj ET Q q 0 0 0 rg BT 452.47 481.30 Td ($26.9 ) Tj ET Q q 0 0 0 rg BT 478.11 481.30 Td (million ) Tj ET Q q 0 0 0 rg BT 510.14 481.30 Td (in ) Tj ET Q q 0 0 0 rg BT 521.05 481.30 Td (2014. ) Tj ET Q q 0 0 0 rg BT 546.46 481.30 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 469.30 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 469.30 Td (s ) Tj ET Q q 0 0 0 rg BT 97.53 469.30 Td (product ) Tj ET Q q 0 0 0 rg BT 130.04 469.30 Td (development ) Tj ET Q q 0 0 0 rg BT 183.66 469.30 Td (ef) Tj ET Q q 0 0 0 rg BT 191.25 469.30 Td (forts ) Tj ET Q q 0 0 0 rg BT 211.55 469.30 Td (were ) Tj ET Q q 0 0 0 rg BT 232.95 469.30 Td (focused ) Tj ET Q q 0 0 0 rg BT 266.02 469.30 Td (on ) Tj ET Q q 0 0 0 rg BT 277.99 469.30 Td (the ) Tj ET Q q 0 0 0 rg BT 292.18 469.30 Td (development ) Tj ET Q q 0 0 0 rg BT 345.80 469.30 Td (of ) Tj ET Q q 0 0 0 rg BT 356.10 469.30 Td (new ) Tj ET Q q 0 0 0 rg BT 374.73 469.30 Td (technologies ) Tj ET Q q 0 0 0 rg BT 427.24 469.30 Td (for ) Tj ET Q q 0 0 0 rg BT 440.87 469.30 Td (insurance ) Tj ET Q q 0 0 0 rg BT 481.16 469.30 Td (carriers, ) Tj ET Q q 0 0 0 rg BT 515.60 469.30 Td (brokers ) Tj ET Q q 0 0 0 rg BT 547.56 469.30 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 457.30 Td (agents, ) Tj ET Q q 0 0 0 rg BT 80.55 457.30 Td (and ) Tj ET Q q 0 0 0 rg BT 97.49 457.30 Td (the ) Tj ET Q q 0 0 0 rg BT 112.20 457.30 Td (development ) Tj ET Q q 0 0 0 rg BT 166.35 457.30 Td (of ) Tj ET Q q 0 0 0 rg BT 177.18 457.30 Td (new ) Tj ET Q q 0 0 0 rg BT 196.34 457.30 Td (data ) Tj ET Q q 0 0 0 rg BT 215.50 457.30 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 259.64 457.30 Td (for ) Tj ET Q q 0 0 0 rg BT 273.80 457.30 Td (use ) Tj ET Q q 0 0 0 rg BT 289.63 457.30 Td (in ) Tj ET Q q 0 0 0 rg BT 299.91 457.30 Td (domestic ) Tj ET Q q 0 0 0 rg BT 338.52 457.30 Td (and ) Tj ET Q q 0 0 0 rg BT 355.45 457.30 Td (international ) Tj ET Q q 0 0 0 rg BT 408.49 457.30 Td (insurance ) Tj ET Q q 0 0 0 rg BT 449.31 457.30 Td (markets. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 429.90 Td (Sales ) Tj ET Q q 0 0 0 rg BT 74.17 429.90 Td (and ) Tj ET Q q 0 0 0 rg BT 92.23 429.90 Td (Marketing ) Tj ET Q q 0 0 0 rg BT 138.07 429.90 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 407.90 Td (Sales ) Tj ET Q q 0 0 0 rg BT 96.46 407.90 Td (and ) Tj ET Q q 0 0 0 rg BT 113.75 407.90 Td (marketing ) Tj ET Q q 0 0 0 rg BT 157.15 407.90 Td (expenses ) Tj ET Q q 0 0 0 rg BT 196.10 407.90 Td (decreased ) Tj ET Q q 0 0 0 rg BT 238.37 407.90 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 258.73 407.90 Td (million, ) Tj ET Q q 0 0 0 rg BT 292.97 407.90 Td (or ) Tj ET Q q 0 0 0 rg BT 304.16 407.90 Td (13%, ) Tj ET Q q 0 0 0 rg BT 327.84 407.90 Td (from ) Tj ET Q q 0 0 0 rg BT 350.13 407.90 Td ($15.8 ) Tj ET Q q 0 0 0 rg BT 375.49 407.90 Td (million ) Tj ET Q q 0 0 0 rg BT 407.23 407.90 Td (in ) Tj ET Q q 0 0 0 rg BT 417.86 407.90 Td (2013 ) Tj ET Q q 0 0 0 rg BT 440.72 407.90 Td (to ) Tj ET Q q 0 0 0 rg BT 451.35 407.90 Td ($13.8 ) Tj ET Q q 0 0 0 rg BT 476.70 407.90 Td (million ) Tj ET Q q 0 0 0 rg BT 508.45 407.90 Td (in ) Tj ET Q q 0 0 0 rg BT 519.08 407.90 Td (2014. ) Tj ET Q q 0 0 0 rg BT 544.23 407.90 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 395.90 Td (decrease ) Tj ET Q q 0 0 0 rg BT 87.94 395.90 Td (is ) Tj ET Q q 0 0 0 rg BT 98.14 395.90 Td (due ) Tj ET Q q 0 0 0 rg BT 116.10 395.90 Td (to ) Tj ET Q q 0 0 0 rg BT 127.41 395.90 Td (the ) Tj ET Q q 0 0 0 rg BT 143.15 395.90 Td (reduced ) Tj ET Q q 0 0 0 rg BT 178.32 395.90 Td (personnel ) Tj ET Q q 0 0 0 rg BT 220.73 395.90 Td (costs ) Tj ET Q q 0 0 0 rg BT 244.25 395.90 Td (associated ) Tj ET Q q 0 0 0 rg BT 288.88 395.90 Td (with ) Tj ET Q q 0 0 0 rg BT 310.18 395.90 Td (the ) Tj ET Q q 0 0 0 rg BT 325.92 395.90 Td (continued ) Tj ET Q q 0 0 0 rg BT 368.88 395.90 Td (deemphasis ) Tj ET Q q 0 0 0 rg BT 419.07 395.90 Td (on ) Tj ET Q q 0 0 0 rg BT 432.59 395.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 463.32 395.90 Td (products ) Tj ET Q q 0 0 0 rg BT 501.29 395.90 Td (generating ) Tj ET Q q 0 0 0 rg BT 547.02 395.90 Td (low ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 383.90 Td (operating ) Tj ET Q q 0 0 0 rg BT 90.26 383.90 Td (income ) Tj ET Q q 0 0 0 rg BT 122.20 383.90 Td (mar) Tj ET Q q 0 0 0 rg BT 137.56 383.90 Td (gins.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 356.50 Td (General ) Tj ET Q q 0 0 0 rg BT 85.83 356.50 Td (and ) Tj ET Q q 0 0 0 rg BT 103.52 356.50 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 166.58 356.50 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 334.50 Td (General ) Tj ET Q q 0 0 0 rg BT 106.33 334.50 Td (and ) Tj ET Q q 0 0 0 rg BT 122.95 334.50 Td (administrative ) Tj ET Q q 0 0 0 rg BT 182.35 334.50 Td (expenses ) Tj ET Q q 0 0 0 rg BT 220.63 334.50 Td (increased ) Tj ET Q q 0 0 0 rg BT 260.57 334.50 Td (slightly ) Tj ET Q q 0 0 0 rg BT 292.76 334.50 Td (by ) Tj ET Q q 0 0 0 rg BT 304.94 334.50 Td ( ) Tj ET Q q 0 0 0 rg BT 307.13 334.50 Td ($0.4 ) Tj ET Q q 0 0 0 rg BT 326.81 334.50 Td (million, ) Tj ET Q q 0 0 0 rg BT 360.39 334.50 Td (or ) Tj ET Q q 0 0 0 rg BT 370.91 334.50 Td (1%, ) Tj ET Q q 0 0 0 rg BT 388.92 334.50 Td (from ) Tj ET Q q 0 0 0 rg BT 410.54 334.50 Td ($36.5 ) Tj ET Q q 0 0 0 rg BT 435.23 334.50 Td (million ) Tj ET Q q 0 0 0 rg BT 466.31 334.50 Td (in ) Tj ET Q q 0 0 0 rg BT 476.27 334.50 Td (2013 ) Tj ET Q q 0 0 0 rg BT 498.45 334.50 Td (to ) Tj ET Q q 0 0 0 rg BT 508.42 334.50 Td ($36.9 ) Tj ET Q q 0 0 0 rg BT 533.10 334.50 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.50 Td (in ) Tj ET Q q 0 0 0 rg BT 60.80 322.50 Td (2014. ) Tj ET Q q 0 0 0 rg BT 86.31 322.50 Td (Reducing ) Tj ET Q q 0 0 0 rg BT 127.66 322.50 Td (reported ) Tj ET Q q 0 0 0 rg BT 163.99 322.50 Td (general ) Tj ET Q q 0 0 0 rg BT 196.43 322.50 Td (and ) Tj ET Q q 0 0 0 rg BT 213.89 322.50 Td (administrative ) Tj ET Q q 0 0 0 rg BT 274.11 322.50 Td (expenses ) Tj ET Q q 0 0 0 rg BT 313.23 322.50 Td (in ) Tj ET Q q 0 0 0 rg BT 324.02 322.50 Td (2014 ) Tj ET Q q 0 0 0 rg BT 347.04 322.50 Td (were ) Tj ET Q q 0 0 0 rg BT 369.49 322.50 Td (the ) Tj ET Q q 0 0 0 rg BT 384.72 322.50 Td (ef) Tj ET Q q 0 0 0 rg BT 392.31 322.50 Td (fects ) Tj ET Q q 0 0 0 rg BT 414.20 322.50 Td (of ) Tj ET Q q 0 0 0 rg BT 425.55 322.50 Td ($10.2 ) Tj ET Q q 0 0 0 rg BT 451.07 322.50 Td (million ) Tj ET Q q 0 0 0 rg BT 482.98 322.50 Td (of ) Tj ET Q q 0 0 0 rg BT 494.33 322.50 Td (net ) Tj ET Q q 0 0 0 rg BT 509.56 322.50 Td (reductions ) Tj ET Q q 0 0 0 rg BT 554.23 322.50 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.50 Td (contingency ) Tj ET Q q 0 0 0 rg BT 101.37 310.50 Td (based ) Tj ET Q q 0 0 0 rg BT 126.64 310.50 Td (earn ) Tj ET Q q 0 0 0 rg BT 146.35 310.50 Td (out ) Tj ET Q q 0 0 0 rg BT 161.63 310.50 Td (accruals ) Tj ET Q q 0 0 0 rg BT 196.88 310.50 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 239.92 310.50 Td (to ) Tj ET Q q 0 0 0 rg BT 250.20 310.50 Td (previous ) Tj ET Q q 0 0 0 rg BT 287.14 310.50 Td (business ) Tj ET Q q 0 0 0 rg BT 323.53 310.50 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 373.80 310.50 Td (made ) Tj ET Q q 0 0 0 rg BT 397.96 310.50 Td (in ) Tj ET Q q 0 0 0 rg BT 408.24 310.50 Td (2013 ) Tj ET Q q 0 0 0 rg BT 430.74 310.50 Td (and ) Tj ET Q q 0 0 0 rg BT 447.68 310.50 Td (2012.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 283.10 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 106.41 283.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.47 283.10 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 180.29 283.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 261.10 Td (Amortization ) Tj ET Q q 0 0 0 rg BT 127.68 261.10 Td (and ) Tj ET Q q 0 0 0 rg BT 143.98 261.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 195.26 261.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 233.22 261.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 274.49 261.10 Td ($426 ) Tj ET Q q 0 0 0 rg BT 296.35 261.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 336.82 261.10 Td (or ) Tj ET Q q 0 0 0 rg BT 347.01 261.10 Td (4%, ) Tj ET Q q 0 0 0 rg BT 364.70 261.10 Td (from ) Tj ET Q q 0 0 0 rg BT 386.00 261.10 Td ($10.1 ) Tj ET Q q 0 0 0 rg BT 410.36 261.10 Td (million ) Tj ET Q q 0 0 0 rg BT 441.11 261.10 Td (in ) Tj ET Q q 0 0 0 rg BT 450.75 261.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 472.61 261.10 Td (to ) Tj ET Q q 0 0 0 rg BT 482.25 261.10 Td ($9.7 ) Tj ET Q q 0 0 0 rg BT 501.61 261.10 Td (million ) Tj ET Q q 0 0 0 rg BT 532.36 261.10 Td (in ) Tj ET Q q 0 0 0 rg BT 542.00 261.10 Td (2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 249.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 90.07 249.10 Td (due ) Tj ET Q q 0 0 0 rg BT 107.38 249.10 Td (to ) Tj ET Q q 0 0 0 rg BT 118.02 249.10 Td (the ) Tj ET Q q 0 0 0 rg BT 133.10 249.10 Td (fact ) Tj ET Q q 0 0 0 rg BT 150.94 249.10 Td (that ) Tj ET Q q 0 0 0 rg BT 168.80 249.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 198.87 249.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 239.49 249.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 284.57 249.10 Td (used ) Tj ET Q q 0 0 0 rg BT 305.76 249.10 Td (for ) Tj ET Q q 0 0 0 rg BT 320.28 249.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.36 249.10 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 390.98 249.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.17 249.10 Td (our ) Tj ET Q q 0 0 0 rg BT 418.36 249.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 465.66 249.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 506.85 249.10 Td (has ) Tj ET Q q 0 0 0 rg BT 523.04 249.10 Td (now ) Tj ET Q q 0 0 0 rg BT 543.12 249.10 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 237.10 Td (fully ) Tj ET Q q 0 0 0 rg BT 71.39 237.10 Td (depreciated.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 209.70 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 209.70 Td (Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 187.70 Td (Interest ) Tj ET Q q 0 0 0 rg BT 104.91 187.70 Td (income ) Tj ET Q q 0 0 0 rg BT 136.76 187.70 Td (decreased ) Tj ET Q q 0 0 0 rg BT 178.60 187.70 Td ($139 ) Tj ET Q q 0 0 0 rg BT 201.02 187.70 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 242.05 187.70 Td (or ) Tj ET Q q 0 0 0 rg BT 252.80 187.70 Td (27%, ) Tj ET Q q 0 0 0 rg BT 276.05 187.70 Td (from ) Tj ET Q q 0 0 0 rg BT 297.91 187.70 Td ($518 ) Tj ET Q q 0 0 0 rg BT 320.33 187.70 Td (thousand ) Tj ET Q q 0 0 0 rg BT 358.86 187.70 Td (in ) Tj ET Q q 0 0 0 rg BT 369.06 187.70 Td (2013 ) Tj ET Q q 0 0 0 rg BT 391.48 187.70 Td (to ) Tj ET Q q 0 0 0 rg BT 401.68 187.70 Td ($379 ) Tj ET Q q 0 0 0 rg BT 424.10 187.70 Td (thousand ) Tj ET Q q 0 0 0 rg BT 462.63 187.70 Td (in ) Tj ET Q q 0 0 0 rg BT 472.83 187.70 Td (2014. ) Tj ET Q q 0 0 0 rg BT 497.75 187.70 Td ( ) Tj ET Q q 0 0 0 rg BT 500.17 187.70 Td (Interest ) Tj ET Q q 0 0 0 rg BT 532.57 187.70 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 175.70 Td (decreased ) Tj ET Q q 0 0 0 rg BT 91.77 175.70 Td (as ) Tj ET Q q 0 0 0 rg BT 102.47 175.70 Td (a ) Tj ET Q q 0 0 0 rg BT 109.27 175.70 Td (result ) Tj ET Q q 0 0 0 rg BT 133.84 175.70 Td (of ) Tj ET Q q 0 0 0 rg BT 144.53 175.70 Td (a ) Tj ET Q q 0 0 0 rg BT 151.33 175.70 Td (year ) Tj ET Q q 0 0 0 rg BT 170.90 175.70 Td (over ) Tj ET Q q 0 0 0 rg BT 191.03 175.70 Td (year ) Tj ET Q q 0 0 0 rg BT 210.60 175.70 Td (decrease ) Tj ET Q q 0 0 0 rg BT 247.37 175.70 Td (in ) Tj ET Q q 0 0 0 rg BT 257.51 175.70 Td (interest ) Tj ET Q q 0 0 0 rg BT 289.31 175.70 Td (bearing ) Tj ET Q q 0 0 0 rg BT 321.65 175.70 Td (cash ) Tj ET Q q 0 0 0 rg BT 341.78 175.70 Td (balances ) Tj ET Q q 0 0 0 rg BT 378.57 175.70 Td (and ) Tj ET Q q 0 0 0 rg BT 395.37 175.70 Td (short-term ) Tj ET Q q 0 0 0 rg BT 439.38 175.70 Td (investments ) Tj ET Q q 0 0 0 rg BT 489.52 175.70 Td (within ) Tj ET Q q 0 0 0 rg BT 517.43 175.70 Td (our ) Tj ET Q q 0 0 0 rg BT 533.13 175.70 Td (foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 163.70 Td (operations.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 136.30 Td (Interest ) Tj ET Q q 0 0 0 rg BT 84.17 136.30 Td (Expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 114.30 Td (Interest ) Tj ET Q q 0 0 0 rg BT 104.92 114.30 Td (expense ) Tj ET Q q 0 0 0 rg BT 139.57 114.30 Td (increased ) Tj ET Q q 0 0 0 rg BT 179.76 114.30 Td ($1.8 ) Tj ET Q q 0 0 0 rg BT 199.69 114.30 Td (million, ) Tj ET Q q 0 0 0 rg BT 233.52 114.30 Td (or ) Tj ET Q q 0 0 0 rg BT 244.29 114.30 Td (147% ) Tj ET Q q 0 0 0 rg BT 270.05 114.30 Td (from ) Tj ET Q q 0 0 0 rg BT 291.93 114.30 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 311.87 114.30 Td (million ) Tj ET Q q 0 0 0 rg BT 343.19 114.30 Td (in ) Tj ET Q q 0 0 0 rg BT 353.41 114.30 Td (2013 ) Tj ET Q q 0 0 0 rg BT 375.84 114.30 Td (to ) Tj ET Q q 0 0 0 rg BT 386.06 114.30 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 406.00 114.30 Td (million ) Tj ET Q q 0 0 0 rg BT 437.32 114.30 Td (in ) Tj ET Q q 0 0 0 rg BT 447.54 114.30 Td (2014. ) Tj ET Q q 0 0 0 rg BT 471.94 114.30 Td (A) Tj ET Q q 0 0 0 rg BT 478.61 114.30 Td ( ) Tj ET Q q 0 0 0 rg BT 481.04 114.30 Td (significant ) Tj ET Q q 0 0 0 rg BT 525.69 114.30 Td (cause ) Tj ET Q q 0 0 0 rg BT 550.34 114.30 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.30 Td (the ) Tj ET Q q 0 0 0 rg BT 64.45 102.30 Td (increase ) Tj ET Q q 0 0 0 rg BT 99.44 102.30 Td (in ) Tj ET Q q 0 0 0 rg BT 109.45 102.30 Td (interest ) Tj ET Q q 0 0 0 rg BT 141.11 102.30 Td (expense ) Tj ET Q q 0 0 0 rg BT 175.55 102.30 Td (was ) Tj ET Q q 0 0 0 rg BT 193.34 102.30 Td (the ) Tj ET Q q 0 0 0 rg BT 207.79 102.30 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 227.52 102.30 Td (million ) Tj ET Q q 0 0 0 rg BT 258.65 102.30 Td (of ) Tj ET Q q 0 0 0 rg BT 269.21 102.30 Td (interest ) Tj ET Q q 0 0 0 rg BT 300.88 102.30 Td (expense ) Tj ET Q q 0 0 0 rg BT 335.32 102.30 Td (that ) Tj ET Q q 0 0 0 rg BT 352.54 102.30 Td (was ) Tj ET Q q 0 0 0 rg BT 370.33 102.30 Td (accrued ) Tj ET Q q 0 0 0 rg BT 403.65 102.30 Td (at ) Tj ET Q q 0 0 0 rg BT 413.09 102.30 Td (year ) Tj ET Q q 0 0 0 rg BT 432.53 102.30 Td (end ) Tj ET Q q 0 0 0 rg BT 449.21 102.30 Td ( ) Tj ET Q q 0 0 0 rg BT 451.44 102.30 Td (2014 ) Tj ET Q q 0 0 0 rg BT 473.67 102.30 Td (in ) Tj ET Q q 0 0 0 rg BT 483.68 102.30 Td (connection ) Tj ET Q q 0 0 0 rg BT 529.79 102.30 Td (with ) Tj ET Q q 0 0 0 rg BT 549.80 102.30 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.30 Td (January ) Tj ET Q q 0 0 0 rg BT 83.52 90.30 Td (2015 ) Tj ET Q q 0 0 0 rg BT 105.95 90.30 Td (settlement ) Tj ET Q q 0 0 0 rg BT 149.47 90.30 Td (and ) Tj ET Q q 0 0 0 rg BT 166.33 90.30 Td (resolution ) Tj ET Q q 0 0 0 rg BT 208.75 90.30 Td (of ) Tj ET Q q 0 0 0 rg BT 219.50 90.30 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 239.71 90.30 Td (Internal ) Tj ET Q q 0 0 0 rg BT 273.22 90.30 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 310.63 90.30 Td (Service ) Tj ET Q q 0 0 0 rg BT 343.04 90.30 Td (audit ) Tj ET Q q 0 0 0 rg BT 365.46 90.30 Td (of ) Tj ET Q q 0 0 0 rg BT 376.21 90.30 Td (Ebix) Tj ET Q q 0 0 0 rg BT 397.88 90.30 Td (s ) Tj ET Q q 0 0 0 rg BT 404.19 90.30 Td (income ) Tj ET Q q 0 0 0 rg BT 436.05 90.30 Td (tax ) Tj ET Q q 0 0 0 rg BT 450.69 90.30 Td (returns ) Tj ET Q q 0 0 0 rg BT 480.88 90.30 Td (for ) Tj ET Q q 0 0 0 rg BT 494.97 90.30 Td (the ) Tj ET Q q 0 0 0 rg BT 509.61 90.30 Td (taxable ) Tj ET Q q 0 0 0 rg BT 540.90 90.30 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 78.30 Td (2008 ) Tj ET Q q 0 0 0 rg BT 72.54 78.30 Td (through ) Tj ET Q q 0 0 0 rg BT 106.19 78.30 Td (2012.Interest ) Tj ET Q q 0 0 0 rg BT 163.72 78.30 Td (expense ) Tj ET Q q 0 0 0 rg BT 198.46 78.30 Td (also ) Tj ET Q q 0 0 0 rg BT 217.11 78.30 Td (increased ) Tj ET Q q 0 0 0 rg BT 257.41 78.30 Td (because ) Tj ET Q q 0 0 0 rg BT 291.59 78.30 Td (of ) Tj ET Q q 0 0 0 rg BT 302.46 78.30 Td (a ) Tj ET Q q 0 0 0 rg BT 309.44 78.30 Td (combined ) Tj ET Q q 0 0 0 rg BT 351.42 78.30 Td (ef) Tj ET Q q 0 0 0 rg BT 359.00 78.30 Td (fect ) Tj ET Q q 0 0 0 rg BT 376.53 78.30 Td (of ) Tj ET Q q 0 0 0 rg BT 387.40 78.30 Td (an ) Tj ET Q q 0 0 0 rg BT 399.38 78.30 Td (increase ) Tj ET Q q 0 0 0 rg BT 434.67 78.30 Td (in ) Tj ET Q q 0 0 0 rg BT 444.99 78.30 Td (the ) Tj ET Q q 0 0 0 rg BT 459.75 78.30 Td (weighted ) Tj ET Q q 0 0 0 rg BT 498.95 78.30 Td (average ) Tj ET Q q 0 0 0 rg BT 532.57 78.30 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 66.30 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.46 66.30 Td (on ) Tj ET Q q 0 0 0 rg BT 79.94 66.30 Td (the ) Tj ET Q q 0 0 0 rg BT 94.63 66.30 Td (Company's ) Tj ET Q q 0 0 0 rg BT 141.69 66.30 Td (revolving ) Tj ET Q q 0 0 0 rg BT 182.49 66.30 Td (credit ) Tj ET Q q 0 0 0 rg BT 207.73 66.30 Td (facility ) Tj ET Q q 0 0 0 rg BT 238.53 66.30 Td (from ) Tj ET Q q 0 0 0 rg BT 260.45 66.30 Td (1.69% ) Tj ET Q q 0 0 0 rg BT 288.75 66.30 Td (in ) Tj ET Q q 0 0 0 rg BT 299.01 66.30 Td (2013 ) Tj ET Q q 0 0 0 rg BT 321.49 66.30 Td (to ) Tj ET Q q 0 0 0 rg BT 331.74 66.30 Td (1.78% ) Tj ET Q q 0 0 0 rg BT 360.05 66.30 Td (in ) Tj ET Q q 0 0 0 rg BT 370.30 66.30 Td (2014 ) Tj ET Q q 0 0 0 rg BT 392.78 66.30 Td (and ) Tj ET Q q 0 0 0 rg BT 409.70 66.30 Td (an ) Tj ET Q q 0 0 0 rg BT 421.61 66.30 Td (increase ) Tj ET Q q 0 0 0 rg BT 456.84 66.30 Td (in ) Tj ET Q q 0 0 0 rg BT 467.10 66.30 Td (the ) Tj ET Q q 0 0 0 rg BT 481.79 66.30 Td (average ) Tj ET Q q 0 0 0 rg BT 515.35 66.30 Td (outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 54.30 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.03 54.30 Td (on ) Tj ET Q q 0 0 0 rg BT 95.53 54.30 Td (the ) Tj ET Q q 0 0 0 rg BT 110.25 54.30 Td (Company's ) Tj ET Q q 0 0 0 rg BT 157.33 54.30 Td (revolving ) Tj ET Q q 0 0 0 rg BT 198.15 54.30 Td (line ) Tj ET Q q 0 0 0 rg BT 215.65 54.30 Td (of ) Tj ET Q q 0 0 0 rg BT 226.48 54.30 Td (credit ) Tj ET Q q 0 0 0 rg BT 251.74 54.30 Td (from ) Tj ET Q q 0 0 0 rg BT 273.68 54.30 Td ($30.7 ) Tj ET Q q 0 0 0 rg BT 298.68 54.30 Td (million ) Tj ET Q q 0 0 0 rg BT 330.07 54.30 Td (in ) Tj ET Q q 0 0 0 rg BT 340.35 54.30 Td (2013 ) Tj ET Q q 0 0 0 rg BT 362.85 54.30 Td (to ) Tj ET Q q 0 0 0 rg BT 373.13 54.30 Td ($40.5 ) Tj ET Q q 0 0 0 rg BT 398.13 54.30 Td (million ) Tj ET Q q 0 0 0 rg BT 429.52 54.30 Td (in ) Tj ET Q q 0 0 0 rg BT 439.80 54.30 Td (2014.) Tj ET Q endstream endobj 65 0 obj <>] /Rotate 0 /Contents 66 0 R>> endobj 66 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (29) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 76.39 742.25 Td (Non-Operating ) Tj ET Q q 0 0 0 rg BT 141.67 742.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 175.28 742.25 Td (- ) Tj ET Q q 0 0 0 rg BT 181.11 742.25 Td (Put ) Tj ET Q q 0 0 0 rg BT 198.06 742.25 Td (Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 720.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 97.03 720.25 Td (non-operating ) Tj ET Q q 0 0 0 rg BT 154.88 720.25 Td (income ) Tj ET Q q 0 0 0 rg BT 186.08 720.25 Td (- ) Tj ET Q q 0 0 0 rg BT 191.17 720.25 Td (put ) Tj ET Q q 0 0 0 rg BT 205.71 720.25 Td (options ) Tj ET Q q 0 0 0 rg BT 236.91 720.25 Td (of ) Tj ET Q q 0 0 0 rg BT 247.00 720.25 Td ($296 ) Tj ET Q q 0 0 0 rg BT 268.76 720.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 306.63 720.25 Td (in ) Tj ET Q q 0 0 0 rg BT 316.17 720.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 337.93 720.25 Td (pertains ) Tj ET Q q 0 0 0 rg BT 371.35 720.25 Td (to ) Tj ET Q q 0 0 0 rg BT 380.89 720.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 403.75 720.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 449.38 720.25 Td (in ) Tj ET Q q 0 0 0 rg BT 458.92 720.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 490.10 720.25 Td (to ) Tj ET Q q 0 0 0 rg BT 499.64 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 513.62 720.25 Td (net ) Tj ET Q q 0 0 0 rg BT 527.60 720.25 Td (decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.32 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.09 708.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 91.51 708.25 Td (value ) Tj ET Q q 0 0 0 rg BT 115.71 708.25 Td (of ) Tj ET Q q 0 0 0 rg BT 126.59 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 141.35 708.25 Td (put ) Tj ET Q q 0 0 0 rg BT 156.68 708.25 Td (option ) Tj ET Q q 0 0 0 rg BT 184.78 708.25 Td (that ) Tj ET Q q 0 0 0 rg BT 202.32 708.25 Td (was ) Tj ET Q q 0 0 0 rg BT 220.42 708.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 247.97 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 258.29 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 273.05 708.25 Td (former ) Tj ET Q q 0 0 0 rg BT 302.81 708.25 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 355.90 708.25 Td (of ) Tj ET Q q 0 0 0 rg BT 366.78 708.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 410.99 708.25 Td (who ) Tj ET Q q 0 0 0 rg BT 430.76 708.25 Td (received ) Tj ET Q q 0 0 0 rg BT 467.17 708.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 494.70 708.25 Td (of ) Tj ET Q q 0 0 0 rg BT 505.58 708.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 527.01 708.25 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 74.36 696.25 Td (as ) Tj ET Q q 0 0 0 rg BT 85.94 696.25 Td (part ) Tj ET Q q 0 0 0 rg BT 104.74 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 116.32 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 131.79 696.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 178.92 696.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 236.04 696.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 256.51 696.25 Td (by ) Tj ET Q q 0 0 0 rg BT 269.76 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 285.23 696.25 Td (Company) Tj ET Q q 0 0 0 rg BT 323.47 696.25 Td (. ) Tj ET Q q 0 0 0 rg BT 329.22 696.25 Td ( ) Tj ET Q q 0 0 0 rg BT 332.47 696.25 Td (During ) Tj ET Q q 0 0 0 rg BT 364.05 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.52 696.25 Td (months ) Tj ET Q q 0 0 0 rg BT 412.22 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 423.80 696.25 Td (July ) Tj ET Q q 0 0 0 rg BT 443.72 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 460.69 696.25 Td (August ) Tj ET Q q 0 0 0 rg BT 492.83 696.25 Td ( ) Tj ET Q q 0 0 0 rg BT 496.08 696.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 519.33 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 534.80 696.25 Td (former ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 102.48 684.25 Td (of ) Tj ET Q q 0 0 0 rg BT 112.75 684.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 156.35 684.25 Td (elected ) Tj ET Q q 0 0 0 rg BT 186.60 684.25 Td (to ) Tj ET Q q 0 0 0 rg BT 196.32 684.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 231.01 684.25 Td (their ) Tj ET Q q 0 0 0 rg BT 251.28 684.25 Td (put ) Tj ET Q q 0 0 0 rg BT 266.00 684.25 Td (option ) Tj ET Q q 0 0 0 rg BT 293.49 684.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 318.21 684.25 Td (with ) Tj ET Q q 0 0 0 rg BT 337.93 684.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 368.19 684.25 Td (to ) Tj ET Q q 0 0 0 rg BT 377.90 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 392.06 684.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 434.54 684.25 Td (209,656 ) Tj ET Q q 0 0 0 rg BT 468.98 684.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 495.91 684.25 Td (of ) Tj ET Q q 0 0 0 rg BT 506.18 684.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 527.01 684.25 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 73.78 672.25 Td (they ) Tj ET Q q 0 0 0 rg BT 93.67 672.25 Td (still ) Tj ET Q q 0 0 0 rg BT 111.34 672.25 Td (held. ) Tj ET Q q 0 0 0 rg BT 133.14 672.25 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 185.79 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 200.68 672.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 253.89 672.25 Td (put ) Tj ET Q q 0 0 0 rg BT 269.33 672.25 Td (those ) Tj ET Q q 0 0 0 rg BT 293.11 672.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 320.77 672.25 Td (back ) Tj ET Q q 0 0 0 rg BT 342.32 672.25 Td (to ) Tj ET Q q 0 0 0 rg BT 352.77 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.65 672.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 409.21 672.25 Td (at ) Tj ET Q q 0 0 0 rg BT 419.10 672.25 Td ($16.86 ) Tj ET Q q 0 0 0 rg BT 449.27 672.25 Td (per ) Tj ET Q q 0 0 0 rg BT 464.71 672.25 Td (share ) Tj ET Q q 0 0 0 rg BT 488.48 672.25 Td (plus ) Tj ET Q q 0 0 0 rg BT 507.81 672.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 539.92 672.25 Td (at ) Tj ET Q q 0 0 0 rg BT 549.81 672.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 68.01 660.25 Td (of ) Tj ET Q q 0 0 0 rg BT 79.36 660.25 Td (20% ) Tj ET Q q 0 0 0 rg BT 100.71 660.25 Td (as ) Tj ET Q q 0 0 0 rg BT 112.06 660.25 Td (per ) Tj ET Q q 0 0 0 rg BT 127.85 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 143.09 660.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 187.78 660.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 234.68 660.25 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 281.84 660.25 Td ( ) Tj ET Q q 0 0 0 rg BT 284.64 660.25 Td (The ) Tj ET Q q 0 0 0 rg BT 303.21 660.25 Td (total ) Tj ET Q q 0 0 0 rg BT 324.01 660.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 380.90 660.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 401.14 660.25 Td (by ) Tj ET Q q 0 0 0 rg BT 414.16 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.40 660.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 471.31 660.25 Td (in ) Tj ET Q q 0 0 0 rg BT 482.11 660.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 529.00 660.25 Td (with ) Tj ET Q q 0 0 0 rg BT 549.80 660.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 85.25 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 96.08 648.25 Td (these ) Tj ET Q q 0 0 0 rg BT 119.13 648.25 Td (put ) Tj ET Q q 0 0 0 rg BT 134.41 648.25 Td (options ) Tj ET Q q 0 0 0 rg BT 166.36 648.25 Td (was ) Tj ET Q q 0 0 0 rg BT 184.41 648.25 Td ($3.6 ) Tj ET Q q 0 0 0 rg BT 204.41 648.25 Td (million.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 620.85 Td (Non-operating ) Tj ET Q q 0 0 0 rg BT 113.06 620.85 Td (expense ) Tj ET Q q 0 0 0 rg BT 148.33 620.85 Td (- ) Tj ET Q q 0 0 0 rg BT 154.16 620.85 Td (securities ) Tj ET Q q 0 0 0 rg BT 195.55 620.85 Td (litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 598.85 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 598.85 Td ( ) Tj ET Q q 0 0 0 rg BT 88.29 598.85 Td (These ) Tj ET Q q 0 0 0 rg BT 114.63 598.85 Td (expenses ) Tj ET Q q 0 0 0 rg BT 153.19 598.85 Td (pertained ) Tj ET Q q 0 0 0 rg BT 192.86 598.85 Td (to ) Tj ET Q q 0 0 0 rg BT 203.10 598.85 Td (the ) Tj ET Q q 0 0 0 rg BT 217.78 598.85 Td (three ) Tj ET Q q 0 0 0 rg BT 240.23 598.85 Td (derivative ) Tj ET Q q 0 0 0 rg BT 282.68 598.85 Td (complaints ) Tj ET Q q 0 0 0 rg BT 329.03 598.85 Td (brought ) Tj ET Q q 0 0 0 rg BT 362.60 598.85 Td (by ) Tj ET Q q 0 0 0 rg BT 375.06 598.85 Td (certain ) Tj ET Q q 0 0 0 rg BT 404.73 598.85 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 457.73 598.85 Td (on ) Tj ET Q q 0 0 0 rg BT 470.20 598.85 Td (behalf ) Tj ET Q q 0 0 0 rg BT 497.65 598.85 Td (of ) Tj ET Q q 0 0 0 rg BT 508.44 598.85 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 598.85 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.85 Td (as ) Tj ET Q q 0 0 0 rg BT 61.20 586.85 Td (associated ) Tj ET Q q 0 0 0 rg BT 105.16 586.85 Td (with ) Tj ET Q q 0 0 0 rg BT 125.81 586.85 Td (the ) Tj ET Q q 0 0 0 rg BT 140.90 586.85 Td (previously ) Tj ET Q q 0 0 0 rg BT 185.99 586.85 Td (settled ) Tj ET Q q 0 0 0 rg BT 214.96 586.85 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 264.48 586.85 Td (class ) Tj ET Q q 0 0 0 rg BT 286.78 586.85 Td (action ) Tj ET Q q 0 0 0 rg BT 314.09 586.85 Td (styled ) Tj ET Q q 0 0 0 rg BT 340.84 586.85 Td (In ) Tj ET Q q 0 0 0 rg BT 352.04 586.85 Td (re: ) Tj ET Q q 0 0 0 rg BT 365.46 586.85 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 389.72 586.85 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 407.86 586.85 Td (Securities ) Tj ET Q q 0 0 0 rg BT 450.16 586.85 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 494.97 586.85 Td (Civil ) Tj ET Q q 0 0 0 rg BT 517.21 586.85 Td (Action ) Tj ET Q q 0 0 0 rg BT 547.30 586.85 Td (No. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.85 Td (1:1) Tj ET Q q 0 0 0 rg BT 62.41 574.85 Td (1-CV) Tj ET Q q 0 0 0 rg BT 83.71 574.85 Td (-02400-R) Tj ET Q q 0 0 0 rg BT 121.49 574.85 Td (WS ) Tj ET Q q 0 0 0 rg BT 138.08 574.85 Td (\(N.D. ) Tj ET Q q 0 0 0 rg BT 162.44 574.85 Td (Ga.\) ) Tj ET Q q 0 0 0 rg BT 181.51 574.85 Td (were ) Tj ET Q q 0 0 0 rg BT 202.53 574.85 Td (settled ) Tj ET Q q 0 0 0 rg BT 230.22 574.85 Td (and ) Tj ET Q q 0 0 0 rg BT 246.25 574.85 Td (dismissed ) Tj ET Q q 0 0 0 rg BT 287.28 574.85 Td (on ) Tj ET Q q 0 0 0 rg BT 298.87 574.85 Td (December ) Tj ET Q q 0 0 0 rg BT 341.54 574.85 Td (2, ) Tj ET Q q 0 0 0 rg BT 350.63 574.85 Td (2014. ) Tj ET Q q 0 0 0 rg BT 374.71 574.85 Td ( ) Tj ET Q q 0 0 0 rg BT 376.30 574.85 Td (In ) Tj ET Q q 0 0 0 rg BT 386.22 574.85 Td (this ) Tj ET Q q 0 0 0 rg BT 402.25 574.85 Td (regard ) Tj ET Q q 0 0 0 rg BT 429.38 574.85 Td (on ) Tj ET Q q 0 0 0 rg BT 440.96 574.85 Td (January ) Tj ET Q q 0 0 0 rg BT 473.65 574.85 Td (19, ) Tj ET Q q 0 0 0 rg BT 487.73 574.85 Td (2015 ) Tj ET Q q 0 0 0 rg BT 509.32 574.85 Td (the ) Tj ET Q q 0 0 0 rg BT 523.13 574.85 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.85 Td (paid ) Tj ET Q q 0 0 0 rg BT 69.72 562.85 Td ($690,000 ) Tj ET Q q 0 0 0 rg BT 109.72 562.85 Td (of ) Tj ET Q q 0 0 0 rg BT 120.55 562.85 Td (legal ) Tj ET Q q 0 0 0 rg BT 142.48 562.85 Td (fees.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 535.45 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 85.84 535.45 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 130.01 535.45 Td (Gain) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 513.45 Td (Net ) Tj ET Q q 0 0 0 rg BT 88.74 513.45 Td (foreign ) Tj ET Q q 0 0 0 rg BT 119.42 513.45 Td (exchange ) Tj ET Q q 0 0 0 rg BT 158.97 513.45 Td (gain ) Tj ET Q q 0 0 0 rg BT 177.99 513.45 Td (of ) Tj ET Q q 0 0 0 rg BT 188.13 513.45 Td ($829 ) Tj ET Q q 0 0 0 rg BT 209.93 513.45 Td (thousand ) Tj ET Q q 0 0 0 rg BT 247.84 513.45 Td (in ) Tj ET Q q 0 0 0 rg BT 257.42 513.45 Td (2014 ) Tj ET Q q 0 0 0 rg BT 279.22 513.45 Td (consisted ) Tj ET Q q 0 0 0 rg BT 318.24 513.45 Td (mostly ) Tj ET Q q 0 0 0 rg BT 347.27 513.45 Td (of ) Tj ET Q q 0 0 0 rg BT 357.40 513.45 Td (gains ) Tj ET Q q 0 0 0 rg BT 380.31 513.45 Td (recognized ) Tj ET Q q 0 0 0 rg BT 425.97 513.45 Td (upon ) Tj ET Q q 0 0 0 rg BT 447.77 513.45 Td (the ) Tj ET Q q 0 0 0 rg BT 461.79 513.45 Td (remeasurement ) Tj ET Q q 0 0 0 rg BT 524.67 513.45 Td (of ) Tj ET Q q 0 0 0 rg BT 534.80 513.45 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 501.45 Td (transactions ) Tj ET Q q 0 0 0 rg BT 100.26 501.45 Td (within ) Tj ET Q q 0 0 0 rg BT 128.32 501.45 Td (our ) Tj ET Q q 0 0 0 rg BT 144.15 501.45 Td (foreign ) Tj ET Q q 0 0 0 rg BT 175.53 501.45 Td (operations ) Tj ET Q q 0 0 0 rg BT 219.68 501.45 Td (that ) Tj ET Q q 0 0 0 rg BT 237.18 501.45 Td (were ) Tj ET Q q 0 0 0 rg BT 259.11 501.45 Td (denominated ) Tj ET Q q 0 0 0 rg BT 313.26 501.45 Td (in ) Tj ET Q q 0 0 0 rg BT 323.54 501.45 Td (a ) Tj ET Q q 0 0 0 rg BT 330.47 501.45 Td (currency ) Tj ET Q q 0 0 0 rg BT 367.95 501.45 Td (other ) Tj ET Q q 0 0 0 rg BT 391.00 501.45 Td (than ) Tj ET Q q 0 0 0 rg BT 410.71 501.45 Td (the ) Tj ET Q q 0 0 0 rg BT 425.43 501.45 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 474.73 501.45 Td (functional ) Tj ET Q q 0 0 0 rg BT 517.77 501.45 Td (currency) Tj ET Q q 0 0 0 rg BT 552.10 501.45 Td (.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 474.05 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.61 474.05 Td (T) Tj ET Q q 0 0 0 rg BT 88.80 474.05 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 452.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 452.05 Td (The ) Tj ET Q q 0 0 0 rg BT 104.63 452.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 146.61 452.05 Td (recognized ) Tj ET Q q 0 0 0 rg BT 193.56 452.05 Td (income ) Tj ET Q q 0 0 0 rg BT 226.08 452.05 Td (tax ) Tj ET Q q 0 0 0 rg BT 241.38 452.05 Td (expense ) Tj ET Q q 0 0 0 rg BT 276.68 452.05 Td (of ) Tj ET Q q 0 0 0 rg BT 288.10 452.05 Td ($13.9 ) Tj ET Q q 0 0 0 rg BT 313.68 452.05 Td (million ) Tj ET Q q 0 0 0 rg BT 345.66 452.05 Td (in ) Tj ET Q q 0 0 0 rg BT 356.53 452.05 Td (2014 ) Tj ET Q q 0 0 0 rg BT 379.61 452.05 Td (compared ) Tj ET Q q 0 0 0 rg BT 422.13 452.05 Td (to ) Tj ET Q q 0 0 0 rg BT 432.99 452.05 Td (the ) Tj ET Q q 0 0 0 rg BT 448.30 452.05 Td ($10.9 ) Tj ET Q q 0 0 0 rg BT 473.88 452.05 Td (million ) Tj ET Q q 0 0 0 rg BT 505.86 452.05 Td (of ) Tj ET Q q 0 0 0 rg BT 517.28 452.05 Td (income ) Tj ET Q q 0 0 0 rg BT 549.80 452.05 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 440.05 Td (expense ) Tj ET Q q 0 0 0 rg BT 85.17 440.05 Td (in ) Tj ET Q q 0 0 0 rg BT 95.92 440.05 Td (2013, ) Tj ET Q q 0 0 0 rg BT 121.38 440.05 Td (representing ) Tj ET Q q 0 0 0 rg BT 173.77 440.05 Td (a ) Tj ET Q q 0 0 0 rg BT 181.17 440.05 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 201.64 440.05 Td (million, ) Tj ET Q q 0 0 0 rg BT 236.00 440.05 Td (or ) Tj ET Q q 0 0 0 rg BT 247.29 440.05 Td (a ) Tj ET Q q 0 0 0 rg BT 254.70 440.05 Td (28%, ) Tj ET Q q 0 0 0 rg BT 278.49 440.05 Td (increase. ) Tj ET Q q 0 0 0 rg BT 316.71 440.05 Td (Our ) Tj ET Q q 0 0 0 rg BT 335.23 440.05 Td (ef) Tj ET Q q 0 0 0 rg BT 342.82 440.05 Td (fective ) Tj ET Q q 0 0 0 rg BT 372.98 440.05 Td (tax ) Tj ET Q q 0 0 0 rg BT 388.17 440.05 Td (rate ) Tj ET Q q 0 0 0 rg BT 406.12 440.05 Td (increased ) Tj ET Q q 0 0 0 rg BT 446.83 440.05 Td (to ) Tj ET Q q 0 0 0 rg BT 457.58 440.05 Td (17.9% ) Tj ET Q q 0 0 0 rg BT 486.37 440.05 Td (in ) Tj ET Q q 0 0 0 rg BT 497.12 440.05 Td (2014, ) Tj ET Q q 0 0 0 rg BT 522.58 440.05 Td (compared ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 428.05 Td (with ) Tj ET Q q 0 0 0 rg BT 69.63 428.05 Td (15.5% ) Tj ET Q q 0 0 0 rg BT 97.31 428.05 Td (in ) Tj ET Q q 0 0 0 rg BT 106.95 428.05 Td (2013, ) Tj ET Q q 0 0 0 rg BT 131.30 428.05 Td (lar) Tj ET Q q 0 0 0 rg BT 141.67 428.05 Td (gely ) Tj ET Q q 0 0 0 rg BT 160.73 428.05 Td (due ) Tj ET Q q 0 0 0 rg BT 177.03 428.05 Td (to ) Tj ET Q q 0 0 0 rg BT 186.66 428.05 Td (the ) Tj ET Q q 0 0 0 rg BT 200.73 428.05 Td (recording ) Tj ET Q q 0 0 0 rg BT 240.90 428.05 Td (of ) Tj ET Q q 0 0 0 rg BT 251.08 428.05 Td (additional ) Tj ET Q q 0 0 0 rg BT 292.92 428.05 Td (tax ) Tj ET Q q 0 0 0 rg BT 306.99 428.05 Td (expense ) Tj ET Q q 0 0 0 rg BT 341.05 428.05 Td (for ) Tj ET Q q 0 0 0 rg BT 354.57 428.05 Td (inclusion ) Tj ET Q q 0 0 0 rg BT 393.08 428.05 Td (of ) Tj ET Q q 0 0 0 rg BT 403.27 428.05 Td (several ) Tj ET Q q 0 0 0 rg BT 433.44 428.05 Td (discrete ) Tj ET Q q 0 0 0 rg BT 466.38 428.05 Td (items, ) Tj ET Q q 0 0 0 rg BT 492.40 428.05 Td (primarily ) Tj ET Q q 0 0 0 rg BT 531.46 428.05 Td (relating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 416.05 Td (to ) Tj ET Q q 0 0 0 rg BT 60.61 416.05 Td (the ) Tj ET Q q 0 0 0 rg BT 75.66 416.05 Td (Company) Tj ET Q q 0 0 0 rg BT 117.32 416.05 Td (s ) Tj ET Q q 0 0 0 rg BT 124.05 416.05 Td (settlement ) Tj ET Q q 0 0 0 rg BT 167.98 416.05 Td (of ) Tj ET Q q 0 0 0 rg BT 179.14 416.05 Td (its ) Tj ET Q q 0 0 0 rg BT 191.42 416.05 Td (prior ) Tj ET Q q 0 0 0 rg BT 213.69 416.05 Td (years ) Tj ET Q q 0 0 0 rg BT 237.62 416.05 Td (IRS ) Tj ET Q q 0 0 0 rg BT 256.02 416.05 Td (audit, ) Tj ET Q q 0 0 0 rg BT 281.34 416.05 Td (the ) Tj ET Q q 0 0 0 rg BT 296.39 416.05 Td (additional ) Tj ET Q q 0 0 0 rg BT 339.21 416.05 Td (accrual ) Tj ET Q q 0 0 0 rg BT 370.91 416.05 Td (of ) Tj ET Q q 0 0 0 rg BT 382.07 416.05 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 422.10 416.05 Td (tax ) Tj ET Q q 0 0 0 rg BT 437.15 416.05 Td (positions, ) Tj ET Q q 0 0 0 rg BT 478.60 416.05 Td (and ) Tj ET Q q 0 0 0 rg BT 495.87 416.05 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 553.68 416.05 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 404.05 Td (the ) Tj ET Q q 0 0 0 rg BT 65.40 404.05 Td (Company) Tj ET Q q 0 0 0 rg BT 107.06 404.05 Td (s ) Tj ET Q q 0 0 0 rg BT 114.14 404.05 Td (taxes ) Tj ET Q q 0 0 0 rg BT 137.86 404.05 Td (payable ) Tj ET Q q 0 0 0 rg BT 172.14 404.05 Td (accounts. ) Tj ET Q q 0 0 0 rg BT 212.81 404.05 Td ( ) Tj ET Q q 0 0 0 rg BT 215.76 404.05 Td (The ) Tj ET Q q 0 0 0 rg BT 234.48 404.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 276.55 404.05 Td (also ) Tj ET Q q 0 0 0 rg BT 295.84 404.05 Td (had ) Tj ET Q q 0 0 0 rg BT 313.46 404.05 Td (favorable ) Tj ET Q q 0 0 0 rg BT 354.40 404.05 Td (changes ) Tj ET Q q 0 0 0 rg BT 389.78 404.05 Td (in ) Tj ET Q q 0 0 0 rg BT 400.74 404.05 Td (the ) Tj ET Q q 0 0 0 rg BT 416.14 404.05 Td (proportion ) Tj ET Q q 0 0 0 rg BT 461.54 404.05 Td (of ) Tj ET Q q 0 0 0 rg BT 473.05 404.05 Td (our ) Tj ET Q q 0 0 0 rg BT 489.56 404.05 Td (taxable ) Tj ET Q q 0 0 0 rg BT 521.62 404.05 Td (income ) Tj ET Q q 0 0 0 rg BT 554.23 404.05 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 392.05 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.86 392.05 Td (US ) Tj ET Q q 0 0 0 rg BT 95.29 392.05 Td (and ) Tj ET Q q 0 0 0 rg BT 112.39 392.05 Td (non-US ) Tj ET Q q 0 0 0 rg BT 146.15 392.05 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 198.25 392.05 Td (relative ) Tj ET Q q 0 0 0 rg BT 230.88 392.05 Td (to ) Tj ET Q q 0 0 0 rg BT 241.32 392.05 Td (total ) Tj ET Q q 0 0 0 rg BT 261.74 392.05 Td (pretax ) Tj ET Q q 0 0 0 rg BT 289.38 392.05 Td (income ) Tj ET Q q 0 0 0 rg BT 321.47 392.05 Td (in ) Tj ET Q q 0 0 0 rg BT 331.90 392.05 Td (2014 ) Tj ET Q q 0 0 0 rg BT 354.56 392.05 Td (as ) Tj ET Q q 0 0 0 rg BT 365.54 392.05 Td (opposed ) Tj ET Q q 0 0 0 rg BT 401.52 392.05 Td (to ) Tj ET Q q 0 0 0 rg BT 411.96 392.05 Td (2013. ) Tj ET Q q 0 0 0 rg BT 437.11 392.05 Td ( ) Tj ET Q q 0 0 0 rg BT 439.76 392.05 Td (Overall ) Tj ET Q q 0 0 0 rg BT 472.40 392.05 Td (the ) Tj ET Q q 0 0 0 rg BT 487.27 392.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 528.81 392.05 Td (enjoys ) Tj ET Q q 0 0 0 rg BT 557.58 392.05 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 380.05 Td (relatively ) Tj ET Q q 0 0 0 rg BT 89.04 380.05 Td (lower ) Tj ET Q q 0 0 0 rg BT 113.08 380.05 Td (ef) Tj ET Q q 0 0 0 rg BT 120.67 380.05 Td (fective ) Tj ET Q q 0 0 0 rg BT 149.15 380.05 Td (tax ) Tj ET Q q 0 0 0 rg BT 162.64 380.05 Td (rate ) Tj ET Q q 0 0 0 rg BT 178.90 380.05 Td (from ) Tj ET Q q 0 0 0 rg BT 199.62 380.05 Td (conducting ) Tj ET Q q 0 0 0 rg BT 245.33 380.05 Td (significant ) Tj ET Q q 0 0 0 rg BT 288.82 380.05 Td (operating ) Tj ET Q q 0 0 0 rg BT 327.86 380.05 Td (activities ) Tj ET Q q 0 0 0 rg BT 365.23 380.05 Td (in ) Tj ET Q q 0 0 0 rg BT 374.29 380.05 Td (certain ) Tj ET Q q 0 0 0 rg BT 402.77 380.05 Td (foreign ) Tj ET Q q 0 0 0 rg BT 432.92 380.05 Td (low ) Tj ET Q q 0 0 0 rg BT 449.20 380.05 Td (tax ) Tj ET Q q 0 0 0 rg BT 462.69 380.05 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 515.91 380.05 Td (specifically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 368.05 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 368.05 Td (India ) Tj ET Q q 0 0 0 rg BT 83.33 368.05 Td (and ) Tj ET Q q 0 0 0 rg BT 100.26 368.05 Td (Singapore. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 346.05 Td (The ) Tj ET Q q 0 0 0 rg BT 103.68 346.05 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 134.13 346.05 Td (income ) Tj ET Q q 0 0 0 rg BT 165.69 346.05 Td (from ) Tj ET Q q 0 0 0 rg BT 187.27 346.05 Td (and ) Tj ET Q q 0 0 0 rg BT 203.84 346.05 Td (the ) Tj ET Q q 0 0 0 rg BT 218.19 346.05 Td (applicable ) Tj ET Q q 0 0 0 rg BT 261.41 346.05 Td (statutory ) Tj ET Q q 0 0 0 rg BT 298.54 346.05 Td (tax ) Tj ET Q q 0 0 0 rg BT 312.89 346.05 Td (rates ) Tj ET Q q 0 0 0 rg BT 333.90 346.05 Td (in ) Tj ET Q q 0 0 0 rg BT 343.81 346.05 Td (each ) Tj ET Q q 0 0 0 rg BT 364.25 346.05 Td (jurisdiction ) Tj ET Q q 0 0 0 rg BT 411.94 346.05 Td (in ) Tj ET Q q 0 0 0 rg BT 421.85 346.05 Td (which ) Tj ET Q q 0 0 0 rg BT 448.42 346.05 Td (the ) Tj ET Q q 0 0 0 rg BT 462.77 346.05 Td (Company ) Tj ET Q q 0 0 0 rg BT 503.79 346.05 Td (had ) Tj ET Q q 0 0 0 rg BT 520.36 346.05 Td (operations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.05 Td (for ) Tj ET Q q 0 0 0 rg BT 64.16 334.05 Td (the ) Tj ET Q q 0 0 0 rg BT 78.88 334.05 Td (year ) Tj ET Q q 0 0 0 rg BT 98.58 334.05 Td (ending ) Tj ET Q q 0 0 0 rg BT 128.30 334.05 Td (December31, ) Tj ET Q q 0 0 0 rg BT 186.88 334.05 Td (2014 ) Tj ET Q q 0 0 0 rg BT 209.38 334.05 Td (are ) Tj ET Q q 0 0 0 rg BT 224.09 334.05 Td (as ) Tj ET Q q 0 0 0 rg BT 234.92 334.05 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 250.55 44.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 94.50 250.55 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 136.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 140.50 250.55 40.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 180.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 184.50 250.55 39.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 223.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 227.50 250.55 47.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 274.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 278.50 250.55 50.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 332.50 250.55 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 374.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 250.55 44.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 422.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 426.50 250.55 42.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 468.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 472.50 250.55 48.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 520.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.50 250.55 39.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 563.50 250.55 4.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 567.50 250.55 45.00 -35.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 94.5 250.54999999999995 m 136.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 136.5 250.54999999999995 m 140.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 140.5 250.54999999999995 m 180.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 250.54999999999995 m 184.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 250.54999999999995 m 223.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 250.54999999999995 m 227.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 250.54999999999995 m 274.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 250.54999999999995 m 278.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 250.54999999999995 m 328.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 250.54999999999995 m 332.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 250.54999999999995 m 374.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 250.54999999999995 m 378.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 250.54999999999995 m 422.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 250.54999999999995 m 426.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 250.54999999999995 m 468.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 250.54999999999995 m 472.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 250.54999999999995 m 520.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 250.54999999999995 m 524.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 250.54999999999995 m 563.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 563.5 250.54999999999995 m 567.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 567.5 250.54999999999995 m 612.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 94.5 250.54999999999995 m 136.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 136.5 250.54999999999995 m 140.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 140.5 250.54999999999995 m 180.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 180.5 250.54999999999995 m 184.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 184.5 250.54999999999995 m 223.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 223.5 250.54999999999995 m 227.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 227.5 250.54999999999995 m 274.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 274.5 250.54999999999995 m 278.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 278.5 250.54999999999995 m 328.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328.5 250.54999999999995 m 332.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 332.5 250.54999999999995 m 374.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 374.5 250.54999999999995 m 378.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 378.5 250.54999999999995 m 422.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 422.5 250.54999999999995 m 426.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 426.5 250.54999999999995 m 468.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 468.5 250.54999999999995 m 472.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 472.5 250.54999999999995 m 520.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 520.5 250.54999999999995 m 524.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524.5 250.54999999999995 m 563.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 563.5 250.54999999999995 m 567.5 250.54999999999995 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 567.5 250.54999999999995 m 612.5 250.54999999999995 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 292.28 Td (\(dollar) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 282.28 Td (amounts) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 272.28 Td (in) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 262.28 Td (thousan) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 252.33 Td (ds\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 100.55 265.23 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 102.20 255.23 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 143.30 255.23 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 190.40 255.23 Td (Brazil) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 230.50 255.23 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.40 255.23 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.55 265.23 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 335.45 255.23 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.60 255.23 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.30 265.23 Td (Mauriti) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.25 255.23 Td (us) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.55 265.23 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.95 255.23 Td (Kingdom) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.10 255.23 Td (Sweden) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 578.55 255.23 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 230.22 Td (Pre-tax) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 220.22 Td (income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.10 220.22 Td (8,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.60 220.22 Td (115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 187.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.10 220.22 Td (1,590) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.10 220.22 Td (5,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.10 220.22 Td (16,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 335.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.10 220.22 Td (1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.10 220.22 Td (28,194) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.30 220.27 Td (\(370) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 220.22 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.10 220.22 Td (9,940) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.10 220.22 Td (7,070) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 570.00 220.22 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 576.10 220.22 Td (77,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 206.12 Td (Statutory) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 196.12 Td (tax rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.10 196.22 Td (35.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.10 196.22 Td (30.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.10 196.22 Td (34.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.15 196.22 Td (30.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.15 196.22 Td (10.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.10 196.22 Td (28.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.15 196.22 Td (34.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.15 196.22 Td (3.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 196.22 Td (24.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.10 196.22 Td (22.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.65 196.22 Td (%) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 140.05 Td (LIQUIDITY) Tj ET Q q 0 0 0 rg BT 104.09 140.05 Td ( ) Tj ET Q q 0 0 0 rg BT 106.04 140.05 Td (AND ) Tj ET Q q 0 0 0 rg BT 130.20 140.05 Td (CAPIT) Tj ET Q q 0 0 0 rg BT 160.57 140.05 Td (AL) Tj ET Q q 0 0 0 rg BT 173.91 140.05 Td ( ) Tj ET Q q 0 0 0 rg BT 176.41 140.05 Td (RESOURCES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 118.05 Td (Our ) Tj ET Q q 0 0 0 rg BT 116.64 118.05 Td (principal ) Tj ET Q q 0 0 0 rg BT 154.27 118.05 Td (sources ) Tj ET Q q 0 0 0 rg BT 186.34 118.05 Td (of ) Tj ET Q q 0 0 0 rg BT 196.76 118.05 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 232.74 118.05 Td (are ) Tj ET Q q 0 0 0 rg BT 247.03 118.05 Td (the ) Tj ET Q q 0 0 0 rg BT 261.33 118.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 281.19 118.05 Td (flows ) Tj ET Q q 0 0 0 rg BT 305.50 118.05 Td (provided ) Tj ET Q q 0 0 0 rg BT 343.13 118.05 Td (by ) Tj ET Q q 0 0 0 rg BT 355.22 118.05 Td (our ) Tj ET Q q 0 0 0 rg BT 370.63 118.05 Td (operating ) Tj ET Q q 0 0 0 rg BT 410.48 118.05 Td (activities, ) Tj ET Q q 0 0 0 rg BT 451.17 118.05 Td (our ) Tj ET Q q 0 0 0 rg BT 466.59 118.05 Td (revolving ) Tj ET Q q 0 0 0 rg BT 507.00 118.05 Td (credit ) Tj ET Q q 0 0 0 rg BT 531.85 118.05 Td (facility) Tj ET Q q 0 0 0 rg BT 559.52 118.05 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.05 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 106.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 87.21 106.05 Td (and ) Tj ET Q q 0 0 0 rg BT 104.15 106.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 124.41 106.05 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 172.46 106.05 Td (on ) Tj ET Q q 0 0 0 rg BT 184.96 106.05 Td (hand. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 84.05 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 84.05 Td (e ) Tj ET Q q 0 0 0 rg BT 113.83 84.05 Td (intend ) Tj ET Q q 0 0 0 rg BT 140.57 84.05 Td (to ) Tj ET Q q 0 0 0 rg BT 150.10 84.05 Td (continue ) Tj ET Q q 0 0 0 rg BT 186.28 84.05 Td (to ) Tj ET Q q 0 0 0 rg BT 195.81 84.05 Td (utilize ) Tj ET Q q 0 0 0 rg BT 222.55 84.05 Td (cash ) Tj ET Q q 0 0 0 rg BT 242.07 84.05 Td (flows ) Tj ET Q q 0 0 0 rg BT 266.04 84.05 Td (generated ) Tj ET Q q 0 0 0 rg BT 306.65 84.05 Td (by ) Tj ET Q q 0 0 0 rg BT 318.40 84.05 Td (our ) Tj ET Q q 0 0 0 rg BT 333.48 84.05 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 368.01 84.05 Td (operating ) Tj ET Q q 0 0 0 rg BT 407.52 84.05 Td (activities, ) Tj ET Q q 0 0 0 rg BT 447.87 84.05 Td (in ) Tj ET Q q 0 0 0 rg BT 457.40 84.05 Td (combination ) Tj ET Q q 0 0 0 rg BT 509.14 84.05 Td (with ) Tj ET Q q 0 0 0 rg BT 528.66 84.05 Td (possibly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.05 Td (expanding ) Tj ET Q q 0 0 0 rg BT 95.59 72.05 Td (our ) Tj ET Q q 0 0 0 rg BT 112.86 72.05 Td (commercial ) Tj ET Q q 0 0 0 rg BT 164.00 72.05 Td (lending ) Tj ET Q q 0 0 0 rg BT 197.93 72.05 Td (facility) Tj ET Q q 0 0 0 rg BT 225.60 72.05 Td (, ) Tj ET Q q 0 0 0 rg BT 232.04 72.05 Td (and ) Tj ET Q q 0 0 0 rg BT 250.42 72.05 Td (the ) Tj ET Q q 0 0 0 rg BT 266.57 72.05 Td (possible ) Tj ET Q q 0 0 0 rg BT 303.29 72.05 Td (issuance ) Tj ET Q q 0 0 0 rg BT 341.11 72.05 Td (of ) Tj ET Q q 0 0 0 rg BT 353.37 72.05 Td (additional ) Tj ET Q q 0 0 0 rg BT 397.30 72.05 Td (equity ) Tj ET Q q 0 0 0 rg BT 426.24 72.05 Td (or ) Tj ET Q q 0 0 0 rg BT 438.50 72.05 Td (debt ) Tj ET Q q 0 0 0 rg BT 459.66 72.05 Td (securities ) Tj ET Q q 0 0 0 rg BT 501.36 72.05 Td (to ) Tj ET Q q 0 0 0 rg BT 513.08 72.05 Td (fund ) Tj ET Q q 0 0 0 rg BT 535.35 72.05 Td (capital ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.05 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 104.23 60.05 Td (and ) Tj ET Q q 0 0 0 rg BT 121.80 60.05 Td (or) Tj ET Q q 0 0 0 rg BT 129.95 60.05 Td (ganic ) Tj ET Q q 0 0 0 rg BT 154.74 60.05 Td (growth ) Tj ET Q q 0 0 0 rg BT 186.21 60.05 Td (initiatives, ) Tj ET Q q 0 0 0 rg BT 231.28 60.05 Td (to ) Tj ET Q q 0 0 0 rg BT 242.19 60.05 Td (make ) Tj ET Q q 0 0 0 rg BT 266.98 60.05 Td (strategic ) Tj ET Q q 0 0 0 rg BT 303.99 60.05 Td (business ) Tj ET Q q 0 0 0 rg BT 341.02 60.05 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 394.42 60.05 Td (to ) Tj ET Q q 0 0 0 rg BT 405.34 60.05 Td (retire ) Tj ET Q q 0 0 0 rg BT 429.57 60.05 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 479.37 60.05 Td (indebtedness, ) Tj ET Q q 0 0 0 rg BT 536.66 60.05 Td (and ) Tj ET Q q 0 0 0 rg BT 554.23 60.05 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 48.05 Td (possibly ) Tj ET Q q 0 0 0 rg BT 85.84 48.05 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 131.65 48.05 Td (shares ) Tj ET Q q 0 0 0 rg BT 159.14 48.05 Td (of ) Tj ET Q q 0 0 0 rg BT 169.97 48.05 Td (our ) Tj ET Q q 0 0 0 rg BT 185.80 48.05 Td (common ) Tj ET Q q 0 0 0 rg BT 223.29 48.05 Td (stock ) Tj ET Q q 0 0 0 rg BT 246.90 48.05 Td (as ) Tj ET Q q 0 0 0 rg BT 257.73 48.05 Td (market ) Tj ET Q q 0 0 0 rg BT 287.99 48.05 Td (and ) Tj ET Q q 0 0 0 rg BT 304.93 48.05 Td (operating ) Tj ET Q q 0 0 0 rg BT 345.20 48.05 Td (conditions ) Tj ET Q q 0 0 0 rg BT 389.36 48.05 Td (warrant.) Tj ET Q endstream endobj 67 0 obj <>] /Rotate 0 /Contents 68 0 R>> endobj 68 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 742.10 Td (e ) Tj ET Q q 0 0 0 rg BT 114.91 742.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 146.62 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 164.45 742.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 211.15 742.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 231.76 742.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 252.92 742.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 291.31 742.10 Td (by ) Tj ET Q q 0 0 0 rg BT 304.14 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 320.31 742.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 360.91 742.10 Td (activities, ) Tj ET Q q 0 0 0 rg BT 402.34 742.10 Td (together ) Tj ET Q q 0 0 0 rg BT 437.94 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 458.56 742.10 Td (current ) Tj ET Q q 0 0 0 rg BT 489.71 742.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 510.31 742.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 547.57 742.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (access ) Tj ET Q q 0 0 0 rg BT 78.38 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 89.00 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 105.17 730.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 130.78 730.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 168.05 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.33 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.39 730.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 229.88 730.10 Td (markets, ) Tj ET Q q 0 0 0 rg BT 266.88 730.10 Td (if ) Tj ET Q q 0 0 0 rg BT 275.83 730.10 Td (required, ) Tj ET Q q 0 0 0 rg BT 314.48 730.10 Td (will ) Tj ET Q q 0 0 0 rg BT 332.88 730.10 Td (be ) Tj ET Q q 0 0 0 rg BT 345.16 730.10 Td (suf) Tj ET Q q 0 0 0 rg BT 357.20 730.10 Td (ficient ) Tj ET Q q 0 0 0 rg BT 385.59 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 396.21 730.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 418.48 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 434.65 730.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 474.70 730.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 495.31 730.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 550.35 730.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.98 718.10 Td (next ) Tj ET Q q 0 0 0 rg BT 84.95 718.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 114.37 718.10 Td (months, ) Tj ET Q q 0 0 0 rg BT 149.08 718.10 Td (although ) Tj ET Q q 0 0 0 rg BT 186.83 718.10 Td (any ) Tj ET Q q 0 0 0 rg BT 204.03 718.10 Td (projections ) Tj ET Q q 0 0 0 rg BT 251.23 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 262.32 718.10 Td (future ) Tj ET Q q 0 0 0 rg BT 288.95 718.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 309.48 718.10 Td (needs, ) Tj ET Q q 0 0 0 rg BT 337.51 718.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 358.04 718.10 Td (flows, ) Tj ET Q q 0 0 0 rg BT 385.52 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 402.72 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 417.70 718.10 Td (general ) Tj ET Q q 0 0 0 rg BT 449.88 718.10 Td (market ) Tj ET Q q 0 0 0 rg BT 480.41 718.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 524.83 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 539.25 718.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.86 706.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 94.27 706.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 134.45 706.10 Td (is ) Tj ET Q q 0 0 0 rg BT 143.54 706.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 174.28 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 184.47 706.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 229.66 706.10 Td (uncertainty) Tj ET Q q 0 0 0 rg BT 273.99 706.10 Td (. ) Tj ET Q q 0 0 0 rg BT 278.91 706.10 Td (In ) Tj ET Q q 0 0 0 rg BT 289.66 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.29 706.10 Td (event ) Tj ET Q q 0 0 0 rg BT 328.36 706.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 370.77 706.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 407.08 706.10 Td (needs ) Tj ET Q q 0 0 0 rg BT 432.27 706.10 Td (arise, ) Tj ET Q q 0 0 0 rg BT 456.06 706.10 Td (we ) Tj ET Q q 0 0 0 rg BT 470.14 706.10 Td (may ) Tj ET Q q 0 0 0 rg BT 489.77 706.10 Td (raise ) Tj ET Q q 0 0 0 rg BT 511.06 706.10 Td (funds ) Tj ET Q q 0 0 0 rg BT 535.70 706.10 Td (from ) Tj ET Q q 0 0 0 rg BT 557.56 706.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 102.56 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 113.45 694.10 Td (sources, ) Tj ET Q q 0 0 0 rg BT 148.51 694.10 Td (including ) Tj ET Q q 0 0 0 rg BT 188.84 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.63 694.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 241.18 694.10 Td (issuance ) Tj ET Q q 0 0 0 rg BT 277.62 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.52 694.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 308.30 694.10 Td (or ) Tj ET Q q 0 0 0 rg BT 319.19 694.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 346.75 694.10 Td (securities. ) Tj ET Q q 0 0 0 rg BT 389.58 694.10 Td (However) Tj ET Q q 0 0 0 rg BT 425.83 694.10 Td (, ) Tj ET Q q 0 0 0 rg BT 430.90 694.10 Td (there ) Tj ET Q q 0 0 0 rg BT 453.45 694.10 Td (are ) Tj ET Q q 0 0 0 rg BT 468.22 694.10 Td (no ) Tj ET Q q 0 0 0 rg BT 480.79 694.10 Td (assurances ) Tj ET Q q 0 0 0 rg BT 526.11 694.10 Td (that ) Tj ET Q q 0 0 0 rg BT 543.67 694.10 Td (such ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 90.26 682.10 Td (will ) Tj ET Q q 0 0 0 rg BT 108.32 682.10 Td (be ) Tj ET Q q 0 0 0 rg BT 120.26 682.10 Td (available ) Tj ET Q q 0 0 0 rg BT 158.85 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 169.13 682.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 205.51 682.10 Td (or ) Tj ET Q q 0 0 0 rg BT 216.34 682.10 Td (on ) Tj ET Q q 0 0 0 rg BT 228.84 682.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 253.56 682.10 Td (acceptable ) Tj ET Q q 0 0 0 rg BT 298.25 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.53 682.10 Td (us, ) Tj ET Q q 0 0 0 rg BT 322.42 682.10 Td (if ) Tj ET Q q 0 0 0 rg BT 331.03 682.10 Td (at ) Tj ET Q q 0 0 0 rg BT 340.74 682.10 Td (all.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 660.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 660.10 Td (e ) Tj ET Q q 0 0 0 rg BT 115.24 660.10 Td (regularly ) Tj ET Q q 0 0 0 rg BT 154.50 660.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 190.97 660.10 Td (our ) Tj ET Q q 0 0 0 rg BT 207.47 660.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 244.52 660.10 Td (requirements, ) Tj ET Q q 0 0 0 rg BT 302.39 660.10 Td (including ) Tj ET Q q 0 0 0 rg BT 343.33 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 358.71 660.10 Td (need ) Tj ET Q q 0 0 0 rg BT 380.75 660.10 Td (for ) Tj ET Q q 0 0 0 rg BT 395.57 660.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 438.73 660.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 459.11 660.10 Td (or ) Tj ET Q q 0 0 0 rg BT 470.60 660.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 498.76 660.10 Td (of) Tj ET Q q 0 0 0 rg BT 506.91 660.10 Td (ferings, ) Tj ET Q q 0 0 0 rg BT 540.34 660.10 Td (when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (considering ) Tj ET Q q 0 0 0 rg BT 99.20 648.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 136.73 648.10 Td (business ) Tj ET Q q 0 0 0 rg BT 173.17 648.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 225.99 648.10 Td (or ) Tj ET Q q 0 0 0 rg BT 236.86 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.62 648.10 Td (development ) Tj ET Q q 0 0 0 rg BT 305.82 648.10 Td (of ) Tj ET Q q 0 0 0 rg BT 316.69 648.10 Td (new ) Tj ET Q q 0 0 0 rg BT 335.89 648.10 Td (products ) Tj ET Q q 0 0 0 rg BT 372.88 648.10 Td (or ) Tj ET Q q 0 0 0 rg BT 383.75 648.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 421.00 648.10 Td (During ) Tj ET Q q 0 0 0 rg BT 451.88 648.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 476.92 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.68 648.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 533.11 648.10 Td (intends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.76 636.10 Td (utilize ) Tj ET Q q 0 0 0 rg BT 86.73 636.10 Td (its ) Tj ET Q q 0 0 0 rg BT 98.16 636.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 117.91 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.32 636.10 Td (other ) Tj ET Q q 0 0 0 rg BT 156.85 636.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 196.59 636.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 236.33 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.09 636.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 266.40 636.10 Td (or) Tj ET Q q 0 0 0 rg BT 274.55 636.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 298.19 636.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 328.50 636.10 Td (initiatives, ) Tj ET Q q 0 0 0 rg BT 372.41 636.10 Td (strategic ) Tj ET Q q 0 0 0 rg BT 408.27 636.10 Td (business ) Tj ET Q q 0 0 0 rg BT 444.14 636.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 496.39 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.81 636.10 Td (new ) Tj ET Q q 0 0 0 rg BT 531.45 636.10 Td (product ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (development ) Tj ET Q q 0 0 0 rg BT 104.15 624.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 146.09 624.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.03 624.10 Td (service ) Tj ET Q q 0 0 0 rg BT 193.84 624.10 Td (of) Tj ET Q q 0 0 0 rg BT 201.99 624.10 Td (ferings.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 602.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 104.05 602.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 124.32 602.10 Td (and ) Tj ET Q q 0 0 0 rg BT 141.26 602.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 161.53 602.10 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 209.58 602.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.51 602.10 Td ($57.2 ) Tj ET Q q 0 0 0 rg BT 256.51 602.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.40 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.90 602.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.84 602.10 Td ($52.3 ) Tj ET Q q 0 0 0 rg BT 329.84 602.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.73 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 361.24 602.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.95 602.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 429.54 602.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.54 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 452.04 602.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.98 602.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.98 602.10 Td (, ) Tj ET Q q 0 0 0 rg BT 493.98 602.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 541.64 602.10 Td (. ) Tj ET Q q 0 0 0 rg BT 546.46 602.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.53 590.10 Td (holds ) Tj ET Q q 0 0 0 rg BT 115.85 590.10 Td (material ) Tj ET Q q 0 0 0 rg BT 151.26 590.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 171.68 590.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.76 590.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 209.18 590.10 Td (equivalent ) Tj ET Q q 0 0 0 rg BT 253.48 590.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 290.55 590.10 Td (overseas ) Tj ET Q q 0 0 0 rg BT 327.63 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 338.05 590.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 369.58 590.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 423.98 590.10 Td (The ) Tj ET Q q 0 0 0 rg BT 442.17 590.10 Td (free ) Tj ET Q q 0 0 0 rg BT 460.36 590.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 481.33 590.10 Td (of ) Tj ET Q q 0 0 0 rg BT 492.31 590.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 512.73 590.10 Td (from ) Tj ET Q q 0 0 0 rg BT 534.82 590.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 88.24 578.10 Td (where ) Tj ET Q q 0 0 0 rg BT 114.25 578.10 Td (we ) Tj ET Q q 0 0 0 rg BT 127.49 578.10 Td (hold ) Tj ET Q q 0 0 0 rg BT 146.86 578.10 Td (such ) Tj ET Q q 0 0 0 rg BT 166.77 578.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 202.78 578.10 Td (may ) Tj ET Q q 0 0 0 rg BT 221.58 578.10 Td (be ) Tj ET Q q 0 0 0 rg BT 232.60 578.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 262.51 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 271.87 578.10 Td (repatriation ) Tj ET Q q 0 0 0 rg BT 319.54 578.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 333.34 578.10 Td (ef) Tj ET Q q 0 0 0 rg BT 340.93 578.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 361.39 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 377.41 578.10 Td (other ) Tj ET Q q 0 0 0 rg BT 399.54 578.10 Td (restrictions. ) Tj ET Q q 0 0 0 rg BT 448.06 578.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 502.13 578.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.93 578.10 Td (repatriation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.10 566.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 97.75 566.10 Td (from ) Tj ET Q q 0 0 0 rg BT 119.97 566.10 Td (some ) Tj ET Q q 0 0 0 rg BT 143.85 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 154.95 566.10 Td (our ) Tj ET Q q 0 0 0 rg BT 171.05 566.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 202.71 566.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 252.70 566.10 Td (would ) Tj ET Q q 0 0 0 rg BT 280.47 566.10 Td (result ) Tj ET Q q 0 0 0 rg BT 305.46 566.10 Td (in ) Tj ET Q q 0 0 0 rg BT 316.01 566.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.00 566.10 Td (application ) Tj ET Q q 0 0 0 rg BT 378.20 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.31 566.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 440.42 566.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 463.74 566.10 Td (at ) Tj ET Q q 0 0 0 rg BT 473.73 566.10 Td (source ) Tj ET Q q 0 0 0 rg BT 502.60 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 519.81 566.10 Td (taxation ) Tj ET Q q 0 0 0 rg BT 554.79 566.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.10 554.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 83.77 554.10 Td (parent ) Tj ET Q q 0 0 0 rg BT 110.64 554.10 Td (level ) Tj ET Q q 0 0 0 rg BT 131.95 554.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 153.84 554.10 Td (receipt ) Tj ET Q q 0 0 0 rg BT 182.92 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.14 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.24 554.10 Td (repatriation ) Tj ET Q q 0 0 0 rg BT 255.21 554.10 Td (amounts. ) Tj ET Q q 0 0 0 rg BT 293.35 554.10 Td (The ) Tj ET Q q 0 0 0 rg BT 310.78 554.10 Td (approximate ) Tj ET Q q 0 0 0 rg BT 362.64 554.10 Td (cash, ) Tj ET Q q 0 0 0 rg BT 384.79 554.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 404.44 554.10 Td (equivalents, ) Tj ET Q q 0 0 0 rg BT 454.37 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.69 554.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 514.23 554.10 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 542.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 87.45 542.10 Td (held ) Tj ET Q q 0 0 0 rg BT 107.69 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 118.49 542.10 Td (our ) Tj ET Q q 0 0 0 rg BT 134.84 542.10 Td (domestic ) Tj ET Q q 0 0 0 rg BT 173.97 542.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 194.78 542.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 239.46 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.92 542.10 Td (each ) Tj ET Q q 0 0 0 rg BT 278.26 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 289.61 542.10 Td (our ) Tj ET Q q 0 0 0 rg BT 305.97 542.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 337.87 542.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 388.11 542.10 Td (as ) Tj ET Q q 0 0 0 rg BT 399.46 542.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.82 542.10 Td (February26, ) Tj ET Q q 0 0 0 rg BT 464.94 542.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.94 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 487.96 542.10 Td (is ) Tj ET Q q 0 0 0 rg BT 497.66 542.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 539.00 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 542.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.10 Td (table ) Tj ET Q q 0 0 0 rg BT 71.93 530.10 Td (below ) Tj ET Q q 0 0 0 rg BT 98.87 530.10 Td (\(figures ) Tj ET Q q 0 0 0 rg BT 132.47 530.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 186.62 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 196.90 530.10 Td (thousands\):) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 40.00 486.60 61.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 101.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 105.00 486.60 41.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 146.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 150.00 486.60 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 190.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 194.00 486.60 44.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 238.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.00 486.60 46.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 288.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 292.00 486.60 50.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 342.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 346.00 486.60 43.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 389.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 393.00 486.60 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 437.00 486.60 43.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.00 486.60 40.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 524.00 486.60 4.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 528.00 486.60 43.00 -24.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 105 486.6 m 146 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 146 486.6 m 150 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 150 486.6 m 190 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 190 486.6 m 194 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 194 486.6 m 238 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 238 486.6 m 242 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 242 486.6 m 288 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 288 486.6 m 292 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 292 486.6 m 342 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 342 486.6 m 346 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 346 486.6 m 389 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 389 486.6 m 393 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 393 486.6 m 433 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433 486.6 m 437 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 437 486.6 m 480 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480 486.6 m 484 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484 486.6 m 524 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 524 486.6 m 528 486.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 528 486.6 m 571 486.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 110.55 501.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 112.20 491.28 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 152.80 491.28 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 203.80 501.28 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 197.15 491.28 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 244.50 491.28 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.90 491.28 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.55 501.28 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.45 491.28 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.10 491.28 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.25 491.28 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.10 491.28 Td (Sweden) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 538.05 491.28 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.50 477.17 Td (Cash and ST) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 42.50 467.17 Td (investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.60 467.27 Td (7,264) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.60 467.27 Td (1,159) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 211.65 467.27 Td (1,526) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.65 467.27 Td (8,570) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.65 467.27 Td (6,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 348.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.60 467.27 Td (2,774) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.60 467.27 Td (20,537) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.60 467.27 Td (2,353) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 467.27 Td (13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.50 467.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.60 467.27 Td (50,705) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 441.10 Td (Due ) Tj ET Q q 0 0 0 rg BT 116.94 441.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.00 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 139.49 441.10 Td (ef) Tj ET Q q 0 0 0 rg BT 147.08 441.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 163.34 441.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.95 441.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 215.32 441.10 Td (or ) Tj ET Q q 0 0 0 rg BT 224.93 441.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 252.32 441.10 Td (dif) Tj ET Q q 0 0 0 rg BT 263.25 441.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 297.83 441.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 334.11 441.10 Td (from ) Tj ET Q q 0 0 0 rg BT 354.82 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.32 441.10 Td (dif) Tj ET Q q 0 0 0 rg BT 379.25 441.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 404.40 441.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 443.44 441.10 Td (of ) Tj ET Q q 0 0 0 rg BT 453.05 441.10 Td (items ) Tj ET Q q 0 0 0 rg BT 475.99 441.10 Td (for ) Tj ET Q q 0 0 0 rg BT 488.93 441.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 502.42 441.10 Td (and ) Tj ET Q q 0 0 0 rg BT 518.14 441.10 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 429.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 88.78 429.10 Td (and ) Tj ET Q q 0 0 0 rg BT 106.45 429.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 148.56 429.10 Td (alternative ) Tj ET Q q 0 0 0 rg BT 193.99 429.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 209.43 429.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 257.10 429.10 Td (in ) Tj ET Q q 0 0 0 rg BT 268.11 429.10 Td (the ) Tj ET Q q 0 0 0 rg BT 283.55 429.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 304.57 429.10 Td (and ) Tj ET Q q 0 0 0 rg BT 322.23 429.10 Td (India, ) Tj ET Q q 0 0 0 rg BT 348.51 429.10 Td (future ) Tj ET Q q 0 0 0 rg BT 375.61 429.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 396.61 429.10 Td (outlays ) Tj ET Q q 0 0 0 rg BT 428.72 429.10 Td (for ) Tj ET Q q 0 0 0 rg BT 443.61 429.10 Td (income ) Tj ET Q q 0 0 0 rg BT 476.27 429.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 500.04 429.10 Td (are ) Tj ET Q q 0 0 0 rg BT 515.48 429.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 554.24 429.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 417.10 Td (exceed ) Tj ET Q q 0 0 0 rg BT 80.39 417.10 Td (our ) Tj ET Q q 0 0 0 rg BT 96.35 417.10 Td (current ) Tj ET Q q 0 0 0 rg BT 127.30 417.10 Td (income ) Tj ET Q q 0 0 0 rg BT 159.37 417.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 174.22 417.10 Td (expense, ) Tj ET Q q 0 0 0 rg BT 211.56 417.10 Td (but ) Tj ET Q q 0 0 0 rg BT 226.97 417.10 Td (will ) Tj ET Q q 0 0 0 rg BT 245.16 417.10 Td (not ) Tj ET Q q 0 0 0 rg BT 260.57 417.10 Td (materially ) Tj ET Q q 0 0 0 rg BT 303.74 417.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 333.59 417.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.44 417.10 Td (Company) Tj ET Q q 0 0 0 rg BT 390.10 417.10 Td (s ) Tj ET Q q 0 0 0 rg BT 396.63 417.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 433.15 417.10 Td (position. ) Tj ET Q q 0 0 0 rg BT 470.51 417.10 Td (Beginning ) Tj ET Q q 0 0 0 rg BT 514.81 417.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.22 417.10 Td (2009, ) Tj ET Q q 0 0 0 rg BT 550.35 417.10 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 405.10 Td (were ) Tj ET Q q 0 0 0 rg BT 72.25 405.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 105.06 405.10 Td (a ) Tj ET Q q 0 0 0 rg BT 112.32 405.10 Td (100% ) Tj ET Q q 0 0 0 rg BT 138.47 405.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 153.51 405.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 186.32 405.10 Td (for ) Tj ET Q q 0 0 0 rg BT 200.80 405.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 230.83 405.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.98 405.10 Td (our ) Tj ET Q q 0 0 0 rg BT 258.13 405.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 286.50 405.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 333.47 405.10 Td (which ) Tj ET Q q 0 0 0 rg BT 360.73 405.10 Td (was ) Tj ET Q q 0 0 0 rg BT 379.11 405.10 Td (in ) Tj ET Q q 0 0 0 rg BT 389.71 405.10 Td (ef) Tj ET Q q 0 0 0 rg BT 397.29 405.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 415.10 405.10 Td (until ) Tj ET Q q 0 0 0 rg BT 436.26 405.10 Td (March ) Tj ET Q q 0 0 0 rg BT 465.18 405.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 480.50 405.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 503.32 405.10 Td (and ) Tj ET Q q 0 0 0 rg BT 520.58 405.10 Td (March ) Tj ET Q q 0 0 0 rg BT 549.50 405.10 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 393.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 73.01 393.10 Td (for ) Tj ET Q q 0 0 0 rg BT 87.67 393.10 Td (some ) Tj ET Q q 0 0 0 rg BT 111.79 393.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.13 393.10 Td (our ) Tj ET Q q 0 0 0 rg BT 139.46 393.10 Td (locations ) Tj ET Q q 0 0 0 rg BT 178.57 393.10 Td (and ) Tj ET Q q 0 0 0 rg BT 196.02 393.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 237.35 393.10 Td (until ) Tj ET Q q 0 0 0 rg BT 258.69 393.10 Td (March ) Tj ET Q q 0 0 0 rg BT 287.80 393.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 303.30 393.10 Td (2020 ) Tj ET Q q 0 0 0 rg BT 326.31 393.10 Td (for ) Tj ET Q q 0 0 0 rg BT 340.98 393.10 Td (other ) Tj ET Q q 0 0 0 rg BT 364.53 393.10 Td (locations. ) Tj ET Q q 0 0 0 rg BT 408.43 393.10 Td (When ) Tj ET Q q 0 0 0 rg BT 435.31 393.10 Td (these ) Tj ET Q q 0 0 0 rg BT 458.86 393.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 474.09 393.10 Td (holidays ) Tj ET Q q 0 0 0 rg BT 510.98 393.10 Td (expire, ) Tj ET Q q 0 0 0 rg BT 541.47 393.10 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 381.10 Td (locations ) Tj ET Q q 0 0 0 rg BT 88.13 381.10 Td (become ) Tj ET Q q 0 0 0 rg BT 121.25 381.10 Td (50% ) Tj ET Q q 0 0 0 rg BT 141.61 381.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.97 381.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.22 381.10 Td (normal ) Tj ET Q q 0 0 0 rg BT 196.57 381.10 Td (33.99% ) Tj ET Q q 0 0 0 rg BT 229.43 381.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 269.21 381.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 283.46 381.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 300.47 381.10 Td (for ) Tj ET Q q 0 0 0 rg BT 314.16 381.10 Td (an ) Tj ET Q q 0 0 0 rg BT 325.63 381.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 367.65 381.10 Td (5 ) Tj ET Q q 0 0 0 rg BT 374.68 381.10 Td (years. ) Tj ET Q q 0 0 0 rg BT 402.66 381.10 Td (The ) Tj ET Q q 0 0 0 rg BT 420.23 381.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 449.48 381.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.83 381.10 Td (this ) Tj ET Q q 0 0 0 rg BT 476.31 381.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 490.56 381.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 522.58 381.10 Td (decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 369.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.45 369.10 Td (non-US ) Tj ET Q q 0 0 0 rg BT 98.68 369.10 Td (income ) Tj ET Q q 0 0 0 rg BT 130.23 369.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 144.57 369.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 178.90 369.10 Td (by ) Tj ET Q q 0 0 0 rg BT 191.02 369.10 Td ($20.5 ) Tj ET Q q 0 0 0 rg BT 215.63 369.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 249.15 369.10 Td (or ) Tj ET Q q 0 0 0 rg BT 259.59 369.10 Td ($0.59 ) Tj ET Q q 0 0 0 rg BT 284.21 369.10 Td (per ) Tj ET Q q 0 0 0 rg BT 299.10 369.10 Td (diluted ) Tj ET Q q 0 0 0 rg BT 328.99 369.10 Td (share, ) Tj ET Q q 0 0 0 rg BT 354.71 369.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.27 369.10 Td ($9.9 ) Tj ET Q q 0 0 0 rg BT 390.89 369.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 424.40 369.10 Td (or ) Tj ET Q q 0 0 0 rg BT 434.85 369.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 494.73 369.10 Td ($0.17 ) Tj ET Q q 0 0 0 rg BT 519.35 369.10 Td (per ) Tj ET Q q 0 0 0 rg BT 534.23 369.10 Td (diluted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 357.10 Td (share ) Tj ET Q q 0 0 0 rg BT 73.60 357.10 Td (for ) Tj ET Q q 0 0 0 rg BT 87.76 357.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 110.26 357.10 Td (and ) Tj ET Q q 0 0 0 rg BT 127.20 357.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 152.20 357.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 199.86 357.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 333.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 333.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.16 333.10 Td (January ) Tj ET Q q 0 0 0 rg BT 131.09 333.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 156.41 333.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 178.13 333.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 212.04 333.10 Td (a ) Tj ET Q q 0 0 0 rg BT 219.31 333.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 262.13 333.10 Td (with ) Tj ET Q q 0 0 0 rg BT 282.74 333.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.79 333.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 331.71 333.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 369.52 333.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 402.34 333.10 Td (with ) Tj ET Q q 0 0 0 rg BT 422.94 333.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 454.09 333.10 Td (to ) Tj ET Q q 0 0 0 rg BT 464.69 333.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.74 333.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 524.78 333.10 Td (disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 321.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 72.60 321.10 Td (of ) Tj ET Q q 0 0 0 rg BT 83.53 321.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 105.20 321.10 Td (s ) Tj ET Q q 0 0 0 rg BT 111.69 321.10 Td (income ) Tj ET Q q 0 0 0 rg BT 143.73 321.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 158.54 321.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 188.92 321.10 Td (for ) Tj ET Q q 0 0 0 rg BT 203.18 321.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.00 321.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 249.47 321.10 Td (years ) Tj ET Q q 0 0 0 rg BT 273.17 321.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 295.78 321.10 Td (through ) Tj ET Q q 0 0 0 rg BT 329.49 321.10 Td (2012.) Tj ET Q q 0 0 0 rg BT 354.31 321.10 Td (The ) Tj ET Q q 0 0 0 rg BT 372.46 321.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 419.50 321.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 453.75 321.10 Td (in ) Tj ET Q q 0 0 0 rg BT 464.14 321.10 Td (a ) Tj ET Q q 0 0 0 rg BT 471.18 321.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 491.55 321.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 528.58 321.10 Td (of ) Tj ET Q q 0 0 0 rg BT 539.52 321.10 Td ($20.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 309.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 83.67 309.10 Td (including ) Tj ET Q q 0 0 0 rg BT 123.73 309.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 155.45 309.10 Td (of ) Tj ET Q q 0 0 0 rg BT 166.06 309.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 185.84 309.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 219.35 309.10 Td (This ) Tj ET Q q 0 0 0 rg BT 239.41 309.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 281.69 309.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 317.30 309.10 Td (all ) Tj ET Q q 0 0 0 rg BT 329.58 309.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 355.75 309.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.69 309.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.19 309.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 415.35 309.10 Td (years ) Tj ET Q q 0 0 0 rg BT 438.73 309.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 461.01 309.10 Td (through ) Tj ET Q q 0 0 0 rg BT 494.40 309.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 519.19 309.10 Td (In ) Tj ET Q q 0 0 0 rg BT 529.80 309.10 Td (October ) Tj ET Q q 0 0 0 rg BT 564.51 309.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 297.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 72.74 297.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 94.37 297.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 128.19 297.10 Td (a ) Tj ET Q q 0 0 0 rg BT 135.37 297.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 178.11 297.10 Td (with ) Tj ET Q q 0 0 0 rg BT 198.63 297.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.58 297.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 247.42 297.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 285.15 297.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 317.87 297.10 Td (with ) Tj ET Q q 0 0 0 rg BT 338.39 297.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 369.45 297.10 Td (to ) Tj ET Q q 0 0 0 rg BT 379.97 297.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 407.29 297.10 Td (income ) Tj ET Q q 0 0 0 rg BT 439.46 297.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 454.42 297.10 Td (return ) Tj ET Q q 0 0 0 rg BT 481.04 297.10 Td (for ) Tj ET Q q 0 0 0 rg BT 495.44 297.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.39 297.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 533.13 297.10 Td (taxable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 285.10 Td (year) Tj ET Q q 0 0 0 rg BT 66.66 285.10 Td (. ) Tj ET Q q 0 0 0 rg BT 71.47 285.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.52 285.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 136.46 285.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 170.62 285.10 Td (in ) Tj ET Q q 0 0 0 rg BT 180.89 285.10 Td (a ) Tj ET Q q 0 0 0 rg BT 187.83 285.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 208.10 285.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 245.03 285.10 Td (of ) Tj ET Q q 0 0 0 rg BT 255.86 285.10 Td ($336 ) Tj ET Q q 0 0 0 rg BT 278.36 285.10 Td (thousand, ) Tj ET Q q 0 0 0 rg BT 319.47 285.10 Td (including ) Tj ET Q q 0 0 0 rg BT 359.75 285.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 391.68 285.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.51 285.10 Td ($16 ) Tj ET Q q 0 0 0 rg BT 420.01 285.10 Td (thousand.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 263.10 Td ( ) Tj ET Q q 0 0 0 rg BT 87.67 263.10 Td (The ) Tj ET Q q 0 0 0 rg BT 105.01 263.10 Td (Company) Tj ET Q q 0 0 0 rg BT 146.68 263.10 Td (s ) Tj ET Q q 0 0 0 rg BT 152.37 263.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 204.71 263.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 249.28 263.10 Td (ef) Tj ET Q q 0 0 0 rg BT 256.86 263.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 285.86 263.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 299.88 263.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 316.66 263.10 Td (is ) Tj ET Q q 0 0 0 rg BT 325.13 263.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 364.69 263.10 Td (low ) Tj ET Q q 0 0 0 rg BT 381.49 263.10 Td (because ) Tj ET Q q 0 0 0 rg BT 414.93 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 425.06 263.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.07 263.10 Td (ef) Tj ET Q q 0 0 0 rg BT 446.66 263.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 463.45 263.10 Td (of ) Tj ET Q q 0 0 0 rg BT 473.57 263.10 Td (conducting ) Tj ET Q q 0 0 0 rg BT 519.81 263.10 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 251.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.04 251.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.21 251.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 133.80 251.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 165.07 251.10 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 219.40 251.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 267.88 251.10 Td (India ) Tj ET Q q 0 0 0 rg BT 290.82 251.10 Td (and ) Tj ET Q q 0 0 0 rg BT 307.64 251.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 353.08 251.10 Td (where ) Tj ET Q q 0 0 0 rg BT 379.90 251.10 Td (we ) Tj ET Q q 0 0 0 rg BT 393.95 251.10 Td (have ) Tj ET Q q 0 0 0 rg BT 415.21 251.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 429.82 251.10 Td (holidays ) Tj ET Q q 0 0 0 rg BT 466.09 251.10 Td (or ) Tj ET Q q 0 0 0 rg BT 476.81 251.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 491.42 251.10 Td (concessions. ) Tj ET Q q 0 0 0 rg BT 544.08 251.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.47 251.10 Td (Our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 239.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 94.22 239.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.56 239.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 147.67 239.10 Td (before ) Tj ET Q q 0 0 0 rg BT 175.77 239.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 198.33 239.10 Td (were ) Tj ET Q q 0 0 0 rg BT 220.33 239.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 244.55 239.10 Td (at ) Tj ET Q q 0 0 0 rg BT 254.33 239.10 Td (a ) Tj ET Q q 0 0 0 rg BT 261.33 239.10 Td (10% ) Tj ET Q q 0 0 0 rg BT 282.22 239.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 297.00 239.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 314.55 239.10 Td (as ) Tj ET Q q 0 0 0 rg BT 325.44 239.10 Td (a ) Tj ET Q q 0 0 0 rg BT 332.45 239.10 Td (result ) Tj ET Q q 0 0 0 rg BT 357.23 239.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.12 239.10 Td (concessions ) Tj ET Q q 0 0 0 rg BT 418.45 239.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 451.00 239.10 Td (by ) Tj ET Q q 0 0 0 rg BT 463.56 239.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.34 239.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 521.46 239.10 Td (Economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 227.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 106.73 227.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 134.02 227.10 Td (for ) Tj ET Q q 0 0 0 rg BT 148.53 227.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.60 227.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 194.22 227.10 Td (of ) Tj ET Q q 0 0 0 rg BT 205.40 227.10 Td (in-country ) Tj ET Q q 0 0 0 rg BT 249.91 227.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 297.18 227.10 Td (property ) Tj ET Q q 0 0 0 rg BT 333.91 227.10 Td (owners. ) Tj ET Q q 0 0 0 rg BT 368.15 227.10 Td ( ) Tj ET Q q 0 0 0 rg BT 370.80 227.10 Td (The ) Tj ET Q q 0 0 0 rg BT 389.20 227.10 Td (concessionary ) Tj ET Q q 0 0 0 rg BT 448.69 227.10 Td (10% ) Tj ET Q q 0 0 0 rg BT 469.88 227.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 487.72 227.10 Td (expired ) Tj ET Q q 0 0 0 rg BT 520.55 227.10 Td (January ) Tj ET Q q 0 0 0 rg BT 554.51 227.10 Td (1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 215.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 75.00 215.10 Td (at ) Tj ET Q q 0 0 0 rg BT 84.72 215.10 Td (which ) Tj ET Q q 0 0 0 rg BT 111.66 215.10 Td (time ) Tj ET Q q 0 0 0 rg BT 131.93 215.10 Td (our ) Tj ET Q q 0 0 0 rg BT 147.76 215.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 191.91 215.10 Td (are ) Tj ET Q q 0 0 0 rg BT 206.62 215.10 Td (now ) Tj ET Q q 0 0 0 rg BT 226.34 215.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 250.50 215.10 Td (at ) Tj ET Q q 0 0 0 rg BT 260.21 215.10 Td (the ) Tj ET Q q 0 0 0 rg BT 274.93 215.10 Td (17% ) Tj ET Q q 0 0 0 rg BT 295.76 215.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 333.26 215.10 Td (rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 193.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.84 193.10 Td ( ) Tj ET Q q 0 0 0 rg BT 79.67 193.10 Td ( ) Tj ET Q q 0 0 0 rg BT 82.51 193.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 100.90 193.10 Td (current ) Tj ET Q q 0 0 0 rg BT 132.05 193.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 153.21 193.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 193.80 193.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 204.41 193.10 Td (2.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.91 193.10 Td ( ) Tj ET Q q 0 0 0 rg BT 224.75 193.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.80 193.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 293.72 193.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 313.72 193.10 Td ( ) Tj ET Q q 0 0 0 rg BT 316.56 193.10 Td (as ) Tj ET Q q 0 0 0 rg BT 327.72 193.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 369.98 193.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.60 193.10 Td (1.46) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.10 193.10 Td ( ) Tj ET Q q 0 0 0 rg BT 400.93 193.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.99 193.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 469.91 193.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.91 193.10 Td (, ) Tj ET Q q 0 0 0 rg BT 495.24 193.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.52 193.10 Td (our ) Tj ET Q q 0 0 0 rg BT 528.68 193.10 Td (working ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 181.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 79.31 181.10 Td (position ) Tj ET Q q 0 0 0 rg BT 114.19 181.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 154.61 181.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.04 181.10 Td ($65.6 ) Tj ET Q q 0 0 0 rg BT 190.20 181.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.09 181.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.75 181.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.63 181.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 290.37 181.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.37 181.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.03 181.10 Td (as ) Tj ET Q q 0 0 0 rg BT 324.02 181.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 366.10 181.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.54 181.10 Td ($32.0 ) Tj ET Q q 0 0 0 rg BT 401.70 181.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.59 181.10 Td ( ) Tj ET Q q 0 0 0 rg BT 433.25 181.10 Td (at ) Tj ET Q q 0 0 0 rg BT 443.12 181.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.00 181.10 Td (end ) Tj ET Q q 0 0 0 rg BT 475.10 181.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 486.08 181.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.08 181.10 Td (. ) Tj ET Q q 0 0 0 rg BT 511.05 181.10 Td (The ) Tj ET Q q 0 0 0 rg BT 529.26 181.10 Td (increase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 169.10 Td (in ) Tj ET Q q 0 0 0 rg BT 59.91 169.10 Td (our ) Tj ET Q q 0 0 0 rg BT 75.38 169.10 Td (short-term ) Tj ET Q q 0 0 0 rg BT 119.17 169.10 Td (liquidity ) Tj ET Q q 0 0 0 rg BT 155.20 169.10 Td (position ) Tj ET Q q 0 0 0 rg BT 189.56 169.10 Td (is ) Tj ET Q q 0 0 0 rg BT 198.36 169.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 237.71 169.10 Td (due ) Tj ET Q q 0 0 0 rg BT 254.28 169.10 Td (to ) Tj ET Q q 0 0 0 rg BT 264.20 169.10 Td (the ) Tj ET Q q 0 0 0 rg BT 278.55 169.10 Td (following ) Tj ET Q q 0 0 0 rg BT 319.57 169.10 Td (factors; ) Tj ET Q q 0 0 0 rg BT 351.69 169.10 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 364.93 169.10 Td (a ) Tj ET Q q 0 0 0 rg BT 371.50 169.10 Td (decrease ) Tj ET Q q 0 0 0 rg BT 408.05 169.10 Td (in ) Tj ET Q q 0 0 0 rg BT 417.96 169.10 Td (income ) Tj ET Q q 0 0 0 rg BT 449.53 169.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 472.21 169.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 505.44 169.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 542.57 169.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.08 157.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 104.83 157.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 146.68 157.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.98 157.10 Td ($20.5 ) Tj ET Q q 0 0 0 rg BT 187.35 157.10 Td (million ) Tj ET Q q 0 0 0 rg BT 218.10 157.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 261.06 157.10 Td (with ) Tj ET Q q 0 0 0 rg BT 280.70 157.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.78 157.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 314.42 157.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 347.38 157.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 384.23 157.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 416.07 157.10 Td (in ) Tj ET Q q 0 0 0 rg BT 425.71 157.10 Td (regards ) Tj ET Q q 0 0 0 rg BT 457.00 157.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.64 157.10 Td (the ) Tj ET Q q 0 0 0 rg BT 480.72 157.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 524.80 157.10 Td (disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 145.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 71.99 145.10 Td (of ) Tj ET Q q 0 0 0 rg BT 82.31 145.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 103.98 145.10 Td (s ) Tj ET Q q 0 0 0 rg BT 109.87 145.10 Td (income ) Tj ET Q q 0 0 0 rg BT 141.29 145.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 155.51 145.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 185.27 145.10 Td (for ) Tj ET Q q 0 0 0 rg BT 198.92 145.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.13 145.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 244.00 145.10 Td (years ) Tj ET Q q 0 0 0 rg BT 267.09 145.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 289.09 145.10 Td (through ) Tj ET Q q 0 0 0 rg BT 322.19 145.10 Td (2012; ) Tj ET Q q 0 0 0 rg BT 346.97 145.10 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 360.62 145.10 Td (a ) Tj ET Q q 0 0 0 rg BT 367.05 145.10 Td ($6.9 ) Tj ET Q q 0 0 0 rg BT 386.55 145.10 Td (million ) Tj ET Q q 0 0 0 rg BT 417.43 145.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 452.18 145.10 Td (in ) Tj ET Q q 0 0 0 rg BT 461.96 145.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 483.94 145.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 520.92 145.10 Td (receivable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 133.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 93.14 133.10 Td (with ) Tj ET Q q 0 0 0 rg BT 112.96 133.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.22 133.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 168.69 133.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 199.06 133.10 Td (of ) Tj ET Q q 0 0 0 rg BT 209.44 133.10 Td (our ) Tj ET Q q 0 0 0 rg BT 224.81 133.10 Td (business; ) Tj ET Q q 0 0 0 rg BT 263.52 133.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 282.50 133.10 Td (\(c\) ) Tj ET Q q 0 0 0 rg BT 295.64 133.10 Td (an ) Tj ET Q q 0 0 0 rg BT 307.13 133.10 Td (increase ) Tj ET Q q 0 0 0 rg BT 341.92 133.10 Td (in ) Tj ET Q q 0 0 0 rg BT 351.74 133.10 Td (prepaid ) Tj ET Q q 0 0 0 rg BT 383.77 133.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 421.91 133.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 461.17 133.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 503.75 133.10 Td (to ) Tj ET Q q 0 0 0 rg BT 513.57 133.10 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 533.11 133.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.70 121.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 105.07 121.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 141.75 121.10 Td (marketing ) Tj ET Q q 0 0 0 rg BT 185.66 121.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 209.03 121.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 253.50 121.10 Td (with ) Tj ET Q q 0 0 0 rg BT 274.65 121.10 Td (our ) Tj ET Q q 0 0 0 rg BT 291.35 121.10 Td (health ) Tj ET Q q 0 0 0 rg BT 319.16 121.10 Td (education ) Tj ET Q q 0 0 0 rg BT 361.41 121.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 401.17 121.10 Td ( ) Tj ET Q q 0 0 0 rg BT 404.30 121.10 Td (W) Tj ET Q q 0 0 0 rg BT 412.94 121.10 Td (e ) Tj ET Q q 0 0 0 rg BT 420.75 121.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 452.99 121.10 Td (that ) Tj ET Q q 0 0 0 rg BT 471.36 121.10 Td (our ) Tj ET Q q 0 0 0 rg BT 488.07 121.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 516.99 121.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.14 121.10 Td (generate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.10 Td (sustainable ) Tj ET Q q 0 0 0 rg BT 97.41 109.10 Td (robust ) Tj ET Q q 0 0 0 rg BT 125.39 109.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 146.13 109.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 167.44 109.10 Td (from ) Tj ET Q q 0 0 0 rg BT 189.85 109.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 234.48 109.10 Td (will ) Tj ET Q q 0 0 0 rg BT 253.02 109.10 Td (enable ) Tj ET Q q 0 0 0 rg BT 282.08 109.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.28 109.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 339.14 109.10 Td (to ) Tj ET Q q 0 0 0 rg BT 349.90 109.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 387.30 109.10 Td (meeting ) Tj ET Q q 0 0 0 rg BT 422.49 109.10 Td (its ) Tj ET Q q 0 0 0 rg BT 434.92 109.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 455.66 109.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 503.08 109.10 Td (and ) Tj ET Q q 0 0 0 rg BT 520.50 109.10 Td (to ) Tj ET Q q 0 0 0 rg BT 531.25 109.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 552.56 109.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.10 Td (current ) Tj ET Q q 0 0 0 rg BT 80.82 97.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 120.53 97.10 Td (from ) Tj ET Q q 0 0 0 rg BT 142.47 97.10 Td (current ) Tj ET Q q 0 0 0 rg BT 173.29 97.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 201.62 97.10 Td (including ) Tj ET Q q 0 0 0 rg BT 241.89 97.10 Td (available ) Tj ET Q q 0 0 0 rg BT 280.48 97.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 300.75 97.10 Td (balances.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 73.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 88.81 73.10 Td (Acquisitions ) Tj ET Q q 0 0 0 rg BT 142.44 73.10 Td (& ) Tj ET Q q 0 0 0 rg BT 152.72 73.10 Td (Related ) Tj ET Q q 0 0 0 rg BT 186.32 73.10 Td (T) Tj ET Q q 0 0 0 rg BT 192.06 73.10 Td (ransactions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 61.10 Td ( ) Tj ET Q endstream endobj 69 0 obj <>] /Rotate 0 /Contents 70 0 R>> endobj 70 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (31) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 105.33 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.01 742.10 Td (executes ) Tj ET Q q 0 0 0 rg BT 186.22 742.10 Td (business ) Tj ET Q q 0 0 0 rg BT 223.90 742.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 275.46 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 287.03 742.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 340.80 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 362.37 742.10 Td (or) Tj ET Q q 0 0 0 rg BT 370.52 742.10 Td (ganic ) Tj ET Q q 0 0 0 rg BT 395.96 742.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 428.08 742.10 Td (initiatives ) Tj ET Q q 0 0 0 rg BT 471.31 742.10 Td (as ) Tj ET Q q 0 0 0 rg BT 483.42 742.10 Td (part ) Tj ET Q q 0 0 0 rg BT 502.76 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 514.88 742.10 Td (its ) Tj ET Q q 0 0 0 rg BT 528.11 742.10 Td (business ) Tj ET Q q 0 0 0 rg BT 564.50 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (expansion ) Tj ET Q q 0 0 0 rg BT 93.40 730.10 Td (strategy) Tj ET Q q 0 0 0 rg BT 124.40 730.10 Td (. ) Tj ET Q q 0 0 0 rg BT 129.55 730.10 Td (The ) Tj ET Q q 0 0 0 rg BT 147.95 730.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 189.69 730.10 Td (looks ) Tj ET Q q 0 0 0 rg BT 214.21 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 224.84 730.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 257.11 730.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 302.19 730.10 Td (that ) Tj ET Q q 0 0 0 rg BT 320.03 730.10 Td (are ) Tj ET Q q 0 0 0 rg BT 335.09 730.10 Td (complementary ) Tj ET Q q 0 0 0 rg BT 400.14 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 410.77 730.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 438.20 730.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 472.72 730.10 Td (products ) Tj ET Q q 0 0 0 rg BT 510.01 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 527.30 730.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 564.51 730.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.83 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 95.55 718.10 Td (year ) Tj ET Q q 0 0 0 rg BT 115.25 718.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 141.63 718.10 Td (December ) Tj ET Q q 0 0 0 rg BT 185.21 718.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 200.21 718.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 222.71 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 237.43 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 278.82 718.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 322.97 718.10 Td (two ) Tj ET Q q 0 0 0 rg BT 340.47 718.10 Td (business ) Tj ET Q q 0 0 0 rg BT 376.86 718.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 429.63 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 440.46 718.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 694.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 694.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.87 694.10 Td (September ) Tj ET Q q 0 0 0 rg BT 170.05 694.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 179.97 694.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 202.38 694.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 223.68 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 240.54 694.10 Td (Independence ) Tj ET Q q 0 0 0 rg BT 298.47 694.10 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 337.56 694.10 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 388.30 694.10 Td (\("IHC"\) ) Tj ET Q q 0 0 0 rg BT 422.76 694.10 Td (formed ) Tj ET Q q 0 0 0 rg BT 454.05 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 460.90 694.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 481.65 694.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 514.05 694.10 Td (named ) Tj ET Q q 0 0 0 rg BT 543.12 694.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 78.37 682.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 120.36 682.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 140.96 682.10 Td (\("EbixHealth ) Tj ET Q q 0 0 0 rg BT 195.63 682.10 Td (JV"\). ) Tj ET Q q 0 0 0 rg BT 218.24 682.10 Td (This ) Tj ET Q q 0 0 0 rg BT 237.73 682.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 257.77 682.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 289.47 682.10 Td (was ) Tj ET Q q 0 0 0 rg BT 306.73 682.10 Td (established ) Tj ET Q q 0 0 0 rg BT 352.87 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 362.36 682.10 Td (promote ) Tj ET Q q 0 0 0 rg BT 397.40 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 413.55 682.10 Td (market ) Tj ET Q q 0 0 0 rg BT 443.02 682.10 Td (a ) Tj ET Q q 0 0 0 rg BT 449.17 682.10 Td (best ) Tj ET Q q 0 0 0 rg BT 466.99 682.10 Td (practices ) Tj ET Q q 0 0 0 rg BT 504.23 682.10 Td (administration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (data ) Tj ET Q q 0 0 0 rg BT 68.91 670.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 108.91 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 122.83 670.10 Td (health ) Tj ET Q q 0 0 0 rg BT 149.51 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 166.20 670.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 180.67 670.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 221.24 670.10 Td (lines ) Tj ET Q q 0 0 0 rg BT 242.38 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.96 670.10 Td (business ) Tj ET Q q 0 0 0 rg BT 289.11 670.10 Td (nationally) Tj ET Q q 0 0 0 rg BT 328.45 670.10 Td (. ) Tj ET Q q 0 0 0 rg BT 333.20 670.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 354.34 670.10 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.81 670.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 393.56 670.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.45 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 424.70 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 441.40 670.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 489.19 670.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 518.64 670.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 553.68 670.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (its ) Tj ET Q q 0 0 0 rg BT 61.79 658.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 96.34 658.10 Td (investment, ) Tj ET Q q 0 0 0 rg BT 145.06 658.10 Td (valued ) Tj ET Q q 0 0 0 rg BT 174.06 658.10 Td (by ) Tj ET Q q 0 0 0 rg BT 186.40 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.95 658.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 248.83 658.10 Td (JV) Tj ET Q q 0 0 0 rg BT 259.77 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 262.10 658.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.66 658.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 291.50 658.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.39 658.10 Td (, ) Tj ET Q q 0 0 0 rg BT 325.23 658.10 Td (for ) Tj ET Q q 0 0 0 rg BT 339.23 658.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.02 658.10 Td (40%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.35 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.68 658.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 423.46 658.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 455.23 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 465.35 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 479.90 658.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 527.78 658.10 Td (JV) Tj ET Q q 0 0 0 rg BT 537.61 658.10 Td (. ) Tj ET Q q 0 0 0 rg BT 542.45 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 544.79 658.10 Td (IHC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 97.10 646.10 Td (all ) Tj ET Q q 0 0 0 rg BT 108.66 646.10 Td (if ) Tj ET Q q 0 0 0 rg BT 116.32 646.10 Td (its ) Tj ET Q q 0 0 0 rg BT 127.33 646.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 153.88 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.22 646.10 Td (its ) Tj ET Q q 0 0 0 rg BT 174.22 646.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 207.45 646.10 Td (third ) Tj ET Q q 0 0 0 rg BT 227.89 646.10 Td (party ) Tj ET Q q 0 0 0 rg BT 250.00 646.10 Td (administrator ) Tj ET Q q 0 0 0 rg BT 304.88 646.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 348.09 646.10 Td (\(IHC ) Tj ET Q q 0 0 0 rg BT 370.20 646.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 398.42 646.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 440.27 646.10 Td (Inc.\), ) Tj ET Q q 0 0 0 rg BT 462.92 646.10 Td (valued ) Tj ET Q q 0 0 0 rg BT 491.14 646.10 Td (by ) Tj ET Q q 0 0 0 rg BT 502.70 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.47 646.10 Td (EbixHealth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (JV) Tj ET Q q 0 0 0 rg BT 60.93 634.10 Td ( ) Tj ET Q q 0 0 0 rg BT 63.46 634.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.20 634.10 Td ($12.0 ) Tj ET Q q 0 0 0 rg BT 98.22 634.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.11 634.10 Td ( ) Tj ET Q q 0 0 0 rg BT 129.64 634.10 Td (for ) Tj ET Q q 0 0 0 rg BT 143.82 634.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.80 634.10 Td (60%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.13 634.10 Td ( ) Tj ET Q q 0 0 0 rg BT 176.65 634.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 228.61 634.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 260.57 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.87 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.61 634.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 333.68 634.10 Td (JV) Tj ET Q q 0 0 0 rg BT 343.50 634.10 Td (. ) Tj ET Q q 0 0 0 rg BT 347.97 634.10 Td (As ) Tj ET Q q 0 0 0 rg BT 361.61 634.10 Td (per ) Tj ET Q q 0 0 0 rg BT 376.90 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.64 634.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 412.50 634.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 445.01 634.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 491.67 634.10 Td (any ) Tj ET Q q 0 0 0 rg BT 508.64 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 525.60 634.10 Td (all ) Tj ET Q q 0 0 0 rg BT 538.12 634.10 Td (losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.49 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.87 622.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 125.57 622.10 Td (JV) Tj ET Q q 0 0 0 rg BT 135.40 622.10 Td (, ) Tj ET Q q 0 0 0 rg BT 141.06 622.10 Td (\(excluding ) Tj ET Q q 0 0 0 rg BT 186.98 622.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 217.34 622.10 Td (severance ) Tj ET Q q 0 0 0 rg BT 259.92 622.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 301.40 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 312.34 622.10 Td (former ) Tj ET Q q 0 0 0 rg BT 342.71 622.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 388.63 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 400.13 622.10 Td (IHC ) Tj ET Q q 0 0 0 rg BT 420.51 622.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 450.32 622.10 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 493.77 622.10 Td (Inc.\) ) Tj ET Q q 0 0 0 rg BT 515.53 622.10 Td (through ) Tj ET Q q 0 0 0 rg BT 549.80 622.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (period ) Tj ET Q q 0 0 0 rg BT 77.59 610.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 106.85 610.10 Td (December ) Tj ET Q q 0 0 0 rg BT 149.97 610.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 164.51 610.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 186.55 610.10 Td (will ) Tj ET Q q 0 0 0 rg BT 204.15 610.10 Td (be ) Tj ET Q q 0 0 0 rg BT 215.63 610.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 253.76 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 263.58 610.10 Td (IHC, ) Tj ET Q q 0 0 0 rg BT 285.34 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 301.82 610.10 Td (IHC ) Tj ET Q q 0 0 0 rg BT 321.08 610.10 Td (is ) Tj ET Q q 0 0 0 rg BT 329.79 610.10 Td (obligated ) Tj ET Q q 0 0 0 rg BT 369.05 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 378.87 610.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 399.24 610.10 Td (any ) Tj ET Q q 0 0 0 rg BT 415.72 610.10 Td (negative ) Tj ET Q q 0 0 0 rg BT 451.63 610.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 471.44 610.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 491.81 610.10 Td (during ) Tj ET Q q 0 0 0 rg BT 519.96 610.10 Td (this ) Tj ET Q q 0 0 0 rg BT 536.45 610.10 Td (period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.38 598.10 Td (a ) Tj ET Q q 0 0 0 rg BT 68.87 598.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 89.13 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 99.96 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.22 598.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 163.81 598.10 Td (JV) Tj ET Q q 0 0 0 rg BT 173.64 598.10 Td (, ) Tj ET Q q 0 0 0 rg BT 179.19 598.10 Td (with ) Tj ET Q q 0 0 0 rg BT 200.01 598.10 Td (any ) Tj ET Q q 0 0 0 rg BT 217.50 598.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 261.09 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.35 598.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 309.93 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.31 598.10 Td (said ) Tj ET Q q 0 0 0 rg BT 340.47 598.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 360.73 598.10 Td (as ) Tj ET Q q 0 0 0 rg BT 372.11 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.49 598.10 Td (December ) Tj ET Q q 0 0 0 rg BT 427.62 598.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 443.17 598.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 466.22 598.10 Td (being ) Tj ET Q q 0 0 0 rg BT 491.49 598.10 Td (then ) Tj ET Q q 0 0 0 rg BT 511.75 598.10 Td (converted ) Tj ET Q q 0 0 0 rg BT 554.22 598.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 97.36 586.10 Td (capital. ) Tj ET Q q 0 0 0 rg BT 127.93 586.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 151.14 586.10 Td (as ) Tj ET Q q 0 0 0 rg BT 161.28 586.10 Td (per ) Tj ET Q q 0 0 0 rg BT 175.87 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.91 586.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 210.06 586.10 Td (venture ) Tj ET Q q 0 0 0 rg BT 241.86 586.10 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 287.82 586.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 308.52 586.10 Td (has ) Tj ET Q q 0 0 0 rg BT 323.67 586.10 Td (a ) Tj ET Q q 0 0 0 rg BT 329.93 586.10 Td (call ) Tj ET Q q 0 0 0 rg BT 346.18 586.10 Td (right ) Tj ET Q q 0 0 0 rg BT 366.88 586.10 Td (during ) Tj ET Q q 0 0 0 rg BT 394.81 586.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.85 586.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.83 586.10 Td (-year ) Tj ET Q q 0 0 0 rg BT 451.19 586.10 Td (period ) Tj ET Q q 0 0 0 rg BT 478.55 586.10 Td (following ) Tj ET Q q 0 0 0 rg BT 519.26 586.10 Td (September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 60.62 574.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 83.75 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.65 574.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 133.31 574.10 Td (an ) Tj ET Q q 0 0 0 rg BT 145.87 574.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.98 574.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.31 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 210.43 574.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 262.99 574.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 295.54 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 306.45 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.78 574.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 370.45 574.10 Td (JV) Tj ET Q q 0 0 0 rg BT 381.38 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 384.50 574.10 Td (for ) Tj ET Q q 0 0 0 rg BT 399.29 574.10 Td (a ) Tj ET Q q 0 0 0 rg BT 406.85 574.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 427.74 574.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 460.86 574.10 Td (equal ) Tj ET Q q 0 0 0 rg BT 485.63 574.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.54 574.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.87 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.99 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 529.44 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 544.78 574.10 Td (then ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (trailing ) Tj ET Q q 0 0 0 rg BT 81.38 562.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 110.54 562.10 Td (months ) Tj ET Q q 0 0 0 rg BT 142.49 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 153.32 562.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 187.46 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 198.29 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.01 562.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 261.05 562.10 Td (JV) Tj ET Q q 0 0 0 rg BT 270.87 562.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 538.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.48 538.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.29 538.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 180.65 538.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 194.81 538.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 232.58 538.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 249.78 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.15 538.10 Td ( ) Tj ET Q q 0 0 0 rg BT 268.08 538.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 282.24 538.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 317.51 538.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 347.76 538.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 381.35 538.10 Td (\(together ) Tj ET Q q 0 0 0 rg BT 419.38 538.10 Td (being ) Tj ET Q q 0 0 0 rg BT 443.53 538.10 Td ("PB ) Tj ET Q q 0 0 0 rg BT 461.77 538.10 Td (Systems"\), ) Tj ET Q q 0 0 0 rg BT 506.95 538.10 Td (ef) Tj ET Q q 0 0 0 rg BT 514.54 538.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 543.67 538.10 Td (June ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 60.48 526.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 85.96 526.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 101.17 526.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 137.50 526.10 Td (develops ) Tj ET Q q 0 0 0 rg BT 176.02 526.10 Td (and ) Tj ET Q q 0 0 0 rg BT 193.44 526.10 Td (implements ) Tj ET Q q 0 0 0 rg BT 243.08 526.10 Td (software ) Tj ET Q q 0 0 0 rg BT 280.49 526.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 319.59 526.10 Td (for ) Tj ET Q q 0 0 0 rg BT 334.23 526.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 375.53 526.10 Td (clients. ) Tj ET Q q 0 0 0 rg BT 407.11 526.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 428.98 526.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 466.39 526.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 481.60 526.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 517.92 526.10 Td (for ) Tj ET Q q 0 0 0 rg BT 532.56 526.10 Td (upfront ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.22 514.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 126.55 514.10 Td (in ) Tj ET Q q 0 0 0 rg BT 136.78 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.45 514.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 183.89 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.68 514.10 Td ($12.4 ) Tj ET Q q 0 0 0 rg BT 219.63 514.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 253.47 514.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 272.60 514.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 307.83 514.10 Td (future ) Tj ET Q q 0 0 0 rg BT 334.16 514.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 378.82 514.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 398.48 514.10 Td (out ) Tj ET Q q 0 0 0 rg BT 413.71 514.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 454.49 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.27 514.10 Td (up ) Tj ET Q q 0 0 0 rg BT 477.73 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 487.96 514.10 Td ($8.0 ) Tj ET Q q 0 0 0 rg BT 507.91 514.10 Td (million ) Tj ET Q q 0 0 0 rg BT 539.25 514.10 Td (based ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.55 502.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 91.75 502.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 129.84 502.10 Td (over ) Tj ET Q q 0 0 0 rg BT 150.16 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.92 502.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 211.91 502.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 261.67 502.10 Td (month ) Tj ET Q q 0 0 0 rg BT 289.78 502.10 Td (period ) Tj ET Q q 0 0 0 rg BT 317.88 502.10 Td (following ) Tj ET Q q 0 0 0 rg BT 359.32 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 374.08 502.10 Td (ef) Tj ET Q q 0 0 0 rg BT 381.67 502.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 411.43 502.10 Td (date ) Tj ET Q q 0 0 0 rg BT 430.63 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 441.51 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.28 502.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 505.03 502.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.13 502.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (has ) Tj ET Q q 0 0 0 rg BT 65.05 490.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 111.76 490.10 Td (that ) Tj ET Q q 0 0 0 rg BT 128.47 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 142.41 490.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 158.01 490.10 Td (value ) Tj ET Q q 0 0 0 rg BT 181.39 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 191.44 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 205.38 490.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 249.32 490.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 268.25 490.10 Td (out ) Tj ET Q q 0 0 0 rg BT 282.75 490.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 338.34 490.10 Td (is ) Tj ET Q q 0 0 0 rg BT 346.74 490.10 Td ($990 ) Tj ET Q q 0 0 0 rg BT 368.46 490.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 406.29 490.10 Td (as ) Tj ET Q q 0 0 0 rg BT 416.34 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.39 490.10 Td (December ) Tj ET Q q 0 0 0 rg BT 469.20 490.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 483.42 490.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 507.52 490.10 Td (The ) Tj ET Q q 0 0 0 rg BT 524.79 490.10 Td (valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 478.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 104.98 478.10 Td (price ) Tj ET Q q 0 0 0 rg BT 127.46 478.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 169.39 478.10 Td (for ) Tj ET Q q 0 0 0 rg BT 183.55 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.27 478.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 213.00 478.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 248.84 478.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 295.22 478.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 329.38 478.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 378.53 478.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.46 478.10 Td (will ) Tj ET Q q 0 0 0 rg BT 413.52 478.10 Td (be ) Tj ET Q q 0 0 0 rg BT 425.46 478.10 Td (finalized ) Tj ET Q q 0 0 0 rg BT 462.94 478.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 484.88 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 495.16 478.10 Td (March ) Tj ET Q q 0 0 0 rg BT 523.75 478.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 538.75 478.10 Td (2016.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.50 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 75.24 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 77.97 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.71 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 83.45 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.18 456.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 88.92 456.10 Td (The ) Tj ET Q q 0 0 0 rg BT 107.20 456.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.83 456.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 185.79 456.10 Td (V) Tj ET Q q 0 0 0 rg BT 192.41 456.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 202.37 456.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 230.65 456.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 260.04 456.10 Td (Communications ) Tj ET Q q 0 0 0 rg BT 331.11 456.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 362.17 456.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 396.57 456.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 410.60 456.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 420.55 456.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 448.84 456.10 Td (Health"\), ) Tj ET Q q 0 0 0 rg BT 488.14 456.10 Td (ef) Tj ET Q q 0 0 0 rg BT 495.73 456.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 525.67 456.10 Td (March ) Tj ET Q q 0 0 0 rg BT 554.50 456.10 Td (1, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 74.69 444.10 Td (V) Tj ET Q q 0 0 0 rg BT 81.32 444.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 90.90 444.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 118.81 444.10 Td (Health ) Tj ET Q q 0 0 0 rg BT 147.83 444.10 Td (is ) Tj ET Q q 0 0 0 rg BT 156.87 444.10 Td (one ) Tj ET Q q 0 0 0 rg BT 173.67 444.10 Td (of ) Tj ET Q q 0 0 0 rg BT 184.37 444.10 Td (India) Tj ET Q q 0 0 0 rg BT 207.69 444.10 Td (s ) Tj ET Q q 0 0 0 rg BT 213.95 444.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 245.75 444.10 Td (health ) Tj ET Q q 0 0 0 rg BT 272.55 444.10 Td (content ) Tj ET Q q 0 0 0 rg BT 304.35 444.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.15 444.10 Td (communication ) Tj ET Q q 0 0 0 rg BT 385.73 444.10 Td (companies. ) Tj ET Q q 0 0 0 rg BT 433.35 444.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 454.61 444.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 491.23 444.10 Td (V) Tj ET Q q 0 0 0 rg BT 497.85 444.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 507.43 444.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 535.34 444.10 Td (Health ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.38 432.10 Td (upfront ) Tj ET Q q 0 0 0 rg BT 96.54 432.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 117.03 432.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 173.62 432.10 Td (in ) Tj ET Q q 0 0 0 rg BT 184.12 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 199.05 432.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 231.77 432.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.82 432.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 263.04 432.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.93 432.10 Td (, ) Tj ET Q q 0 0 0 rg BT 297.15 432.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 316.54 432.10 Td (a ) Tj ET Q q 0 0 0 rg BT 323.70 432.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 359.19 432.10 Td (future ) Tj ET Q q 0 0 0 rg BT 385.79 432.10 Td (one ) Tj ET Q q 0 0 0 rg BT 402.95 432.10 Td (time ) Tj ET Q q 0 0 0 rg BT 423.44 432.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 468.37 432.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 488.30 432.10 Td (out ) Tj ET Q q 0 0 0 rg BT 503.80 432.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 540.95 432.10 Td (of ) Tj ET Q q 0 0 0 rg BT 552.00 432.10 Td (up ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.44 420.10 Td ($372 ) Tj ET Q q 0 0 0 rg BT 81.09 420.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.20 420.10 Td ( ) Tj ET Q q 0 0 0 rg BT 118.86 420.10 Td (based ) Tj ET Q q 0 0 0 rg BT 143.29 420.10 Td (on ) Tj ET Q q 0 0 0 rg BT 154.94 420.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 183.25 420.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 220.44 420.10 Td (over ) Tj ET Q q 0 0 0 rg BT 239.87 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.74 420.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 299.84 420.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 328.15 420.10 Td (month ) Tj ET Q q 0 0 0 rg BT 355.37 420.10 Td (period ) Tj ET Q q 0 0 0 rg BT 382.57 420.10 Td (following ) Tj ET Q q 0 0 0 rg BT 423.12 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.99 420.10 Td (ef) Tj ET Q q 0 0 0 rg BT 444.58 420.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 473.44 420.10 Td (date ) Tj ET Q q 0 0 0 rg BT 491.75 420.10 Td (of ) Tj ET Q q 0 0 0 rg BT 501.74 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.61 420.10 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.00 408.10 Td (an ) Tj ET Q q 0 0 0 rg BT 79.01 408.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 121.56 408.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 156.91 408.10 Td (one ) Tj ET Q q 0 0 0 rg BT 173.91 408.10 Td (time ) Tj ET Q q 0 0 0 rg BT 194.25 408.10 Td (future ) Tj ET Q q 0 0 0 rg BT 220.70 408.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 273.78 408.10 Td (bonus ) Tj ET Q q 0 0 0 rg BT 300.24 408.10 Td ( ) Tj ET Q q 0 0 0 rg BT 302.81 408.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.70 408.10 Td (up ) Tj ET Q q 0 0 0 rg BT 326.27 408.10 Td (to ) Tj ET Q q 0 0 0 rg BT 336.61 408.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 356.68 408.10 Td (million ) Tj ET Q q 0 0 0 rg BT 388.14 408.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 432.36 408.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 454.92 408.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 489.14 408.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 520.03 408.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 554.24 408.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.34 396.10 Td (business ) Tj ET Q q 0 0 0 rg BT 102.35 396.10 Td (over ) Tj ET Q q 0 0 0 rg BT 123.23 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 138.57 396.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 186.13 396.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 236.45 396.10 Td (month ) Tj ET Q q 0 0 0 rg BT 265.13 396.10 Td (period ) Tj ET Q q 0 0 0 rg BT 293.80 396.10 Td (following ) Tj ET Q q 0 0 0 rg BT 335.80 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 351.14 396.10 Td (ef) Tj ET Q q 0 0 0 rg BT 358.73 396.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 389.05 396.10 Td (date ) Tj ET Q q 0 0 0 rg BT 408.82 396.10 Td (of ) Tj ET Q q 0 0 0 rg BT 420.27 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.61 396.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 485.11 396.10 Td ( ) Tj ET Q q 0 0 0 rg BT 488.00 396.10 Td (The ) Tj ET Q q 0 0 0 rg BT 506.67 396.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 548.67 396.10 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 384.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 97.86 384.10 Td (that ) Tj ET Q q 0 0 0 rg BT 115.74 384.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.84 384.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 147.60 384.10 Td (value ) Tj ET Q q 0 0 0 rg BT 172.14 384.10 Td (of ) Tj ET Q q 0 0 0 rg BT 183.35 384.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.45 384.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 243.54 384.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 263.63 384.10 Td (out ) Tj ET Q q 0 0 0 rg BT 279.29 384.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 336.05 384.10 Td (is ) Tj ET Q q 0 0 0 rg BT 345.60 384.10 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 365.98 384.10 Td (million ) Tj ET Q q 0 0 0 rg BT 397.75 384.10 Td (as ) Tj ET Q q 0 0 0 rg BT 408.97 384.10 Td (of ) Tj ET Q q 0 0 0 rg BT 420.18 384.10 Td (December ) Tj ET Q q 0 0 0 rg BT 464.15 384.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 479.53 384.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 504.70 384.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.13 384.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 372.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 93.33 372.10 Td (for ) Tj ET Q q 0 0 0 rg BT 107.80 372.10 Td (this ) Tj ET Q q 0 0 0 rg BT 125.05 372.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 171.73 372.10 Td (by ) Tj ET Q q 0 0 0 rg BT 184.54 372.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.65 372.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 245.96 372.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.85 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 277.65 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.78 372.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.64 372.10 Td ($383 ) Tj ET Q q 0 0 0 rg BT 352.45 372.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.55 372.10 Td ( ) Tj ET Q q 0 0 0 rg BT 391.36 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.49 372.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 445.28 372.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 471.42 372.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 514.76 372.10 Td (to ) Tj ET Q q 0 0 0 rg BT 525.34 372.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 106.10 360.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.04 360.10 Td ($101 ) Tj ET Q q 0 0 0 rg BT 145.54 360.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.65 360.10 Td ( ) Tj ET Q q 0 0 0 rg BT 184.15 360.10 Td ( ) Tj ET Q q 0 0 0 rg BT 186.65 360.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.48 360.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 239.97 360.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 265.80 360.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 308.84 360.10 Td (to ) Tj ET Q q 0 0 0 rg BT 319.12 360.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 356.04 360.10 Td (technology) Tj ET Q q 0 0 0 rg BT 399.83 360.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 336.10 Td (During ) Tj ET Q q 0 0 0 rg BT 116.83 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.55 336.10 Td (year ) Tj ET Q q 0 0 0 rg BT 151.25 336.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 177.63 336.10 Td (December ) Tj ET Q q 0 0 0 rg BT 221.21 336.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 236.21 336.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 258.71 336.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.43 336.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 314.82 336.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 358.97 336.10 Td (five ) Tj ET Q q 0 0 0 rg BT 377.02 336.10 Td (business ) Tj ET Q q 0 0 0 rg BT 413.41 336.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 466.18 336.10 Td (as ) Tj ET Q q 0 0 0 rg BT 477.01 336.10 Td (follows:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 312.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 312.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.89 312.10 Td (December ) Tj ET Q q 0 0 0 rg BT 168.40 312.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 178.33 312.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 203.26 312.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 224.57 312.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 261.42 312.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 301.62 312.10 Td (Publishing, ) Tj ET Q q 0 0 0 rg BT 349.34 312.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 370.65 312.10 Td (\("Oakstone"\) ) Tj ET Q q 0 0 0 rg BT 425.67 312.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.88 312.10 Td (a ) Tj ET Q q 0 0 0 rg BT 442.75 312.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 494.61 312.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 526.47 312.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 300.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 93.87 300.10 Td (for ) Tj ET Q q 0 0 0 rg BT 107.76 300.10 Td (total ) Tj ET Q q 0 0 0 rg BT 127.77 300.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 147.77 300.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 203.87 300.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.88 300.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.33 300.10 Td (net ) Tj ET Q q 0 0 0 rg BT 242.78 300.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 275.00 300.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.57 300.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.80 300.10 Td ($23.7 ) Tj ET Q q 0 0 0 rg BT 312.53 300.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 346.15 300.10 Td ( ) Tj ET Q q 0 0 0 rg BT 348.38 300.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 388.38 300.10 Td (is ) Tj ET Q q 0 0 0 rg BT 397.29 300.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 428.95 300.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 465.06 300.10 Td (of ) Tj ET Q q 0 0 0 rg BT 475.62 300.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 520.63 300.10 Td (education, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 288.10 Td (certification ) Tj ET Q q 0 0 0 rg BT 102.30 288.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 142.95 288.10 Td (for ) Tj ET Q q 0 0 0 rg BT 158.60 288.10 Td (physicians, ) Tj ET Q q 0 0 0 rg BT 207.32 288.10 Td (dentists ) Tj ET Q q 0 0 0 rg BT 241.87 288.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.30 288.10 Td (allied ) Tj ET Q q 0 0 0 rg BT 286.51 288.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 331.59 288.10 Td (professionals, ) Tj ET Q q 0 0 0 rg BT 390.85 288.10 Td (as ) Tj ET Q q 0 0 0 rg BT 403.18 288.10 Td (well ) Tj ET Q q 0 0 0 rg BT 424.39 288.10 Td (as ) Tj ET Q q 0 0 0 rg BT 436.72 288.10 Td (wellness ) Tj ET Q q 0 0 0 rg BT 475.15 288.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 516.91 288.10 Td (for ) Tj ET Q q 0 0 0 rg BT 532.56 288.10 Td (various ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 276.10 Td (or) Tj ET Q q 0 0 0 rg BT 58.15 276.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 109.08 276.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 130.85 276.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 168.16 276.10 Td (all ) Tj ET Q q 0 0 0 rg BT 181.04 276.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.26 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.36 276.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 259.68 276.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 295.89 276.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.10 276.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 347.76 276.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.08 276.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 395.74 276.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.84 276.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 449.26 276.10 Td (using ) Tj ET Q q 0 0 0 rg BT 473.82 276.10 Td (a ) Tj ET Q q 0 0 0 rg BT 481.14 276.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 499.58 276.10 Td (of ) Tj ET Q q 0 0 0 rg BT 510.80 276.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 544.23 276.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 85.26 264.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.20 264.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.91 264.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 138.85 264.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 164.12 264.10 Td (line ) Tj ET Q q 0 0 0 rg BT 181.61 264.10 Td (available ) Tj ET Q q 0 0 0 rg BT 220.20 264.10 Td (to ) Tj ET Q q 0 0 0 rg BT 230.48 264.10 Td (Ebix.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 240.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.48 240.10 Td (December ) Tj ET Q q 0 0 0 rg BT 143.83 240.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 153.60 240.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 178.36 240.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 199.51 240.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 236.20 240.10 Td (the ) Tj ET Q q 0 0 0 rg BT 250.68 240.10 Td (DCM ) Tj ET Q q 0 0 0 rg BT 275.72 240.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 303.54 240.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 321.07 240.10 Td (\(d.b.a. ) Tj ET Q q 0 0 0 rg BT 348.60 240.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 358.64 240.10 Td (Software\) ) Tj ET Q q 0 0 0 rg BT 400.33 240.10 Td (\("i3"\) ) Tj ET Q q 0 0 0 rg BT 425.20 240.10 Td (in ) Tj ET Q q 0 0 0 rg BT 435.24 240.10 Td (an ) Tj ET Q q 0 0 0 rg BT 446.94 240.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 468.64 240.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 506.44 240.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 550.35 240.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.10 Td (total ) Tj ET Q q 0 0 0 rg BT 69.58 228.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 89.16 228.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 144.84 228.10 Td (in ) Tj ET Q q 0 0 0 rg BT 154.42 228.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.45 228.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 200.25 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 210.39 228.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 222.20 228.10 Td (million ) Tj ET Q q 0 0 0 rg BT 252.90 228.10 Td (and ) Tj ET Q q 0 0 0 rg BT 269.15 228.10 Td (a ) Tj ET Q q 0 0 0 rg BT 275.39 228.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 309.98 228.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 354.00 228.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 385.79 228.10 Td (of ) Tj ET Q q 0 0 0 rg BT 395.93 228.10 Td (up ) Tj ET Q q 0 0 0 rg BT 407.74 228.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.55 228.10 Td (to ) Tj ET Q q 0 0 0 rg BT 419.13 228.10 Td ($4 ) Tj ET Q q 0 0 0 rg BT 430.94 228.10 Td (million ) Tj ET Q q 0 0 0 rg BT 461.64 228.10 Td (based ) Tj ET Q q 0 0 0 rg BT 486.22 228.10 Td (on ) Tj ET Q q 0 0 0 rg BT 498.03 228.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.48 228.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 216.10 Td (over ) Tj ET Q q 0 0 0 rg BT 71.05 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 86.56 216.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 134.28 216.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 184.77 216.10 Td (month ) Tj ET Q q 0 0 0 rg BT 213.61 216.10 Td (period ) Tj ET Q q 0 0 0 rg BT 242.45 216.10 Td (following ) Tj ET Q q 0 0 0 rg BT 284.62 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.12 216.10 Td (date ) Tj ET Q q 0 0 0 rg BT 320.06 216.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.67 216.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.18 216.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 396.84 216.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 407.91 216.10 Td (is ) Tj ET Q q 0 0 0 rg BT 417.86 216.10 Td (a ) Tj ET Q q 0 0 0 rg BT 425.59 216.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 462.75 216.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.36 216.10 Td (software ) Tj ET Q q 0 0 0 rg BT 512.08 216.10 Td (services ) Tj ET Q q 0 0 0 rg BT 547.57 216.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 204.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 88.35 204.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.36 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.80 204.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 153.35 204.10 Td (industry) Tj ET Q q 0 0 0 rg BT 185.48 204.10 Td (. ) Tj ET Q q 0 0 0 rg BT 190.21 204.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 211.33 204.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 247.98 204.10 Td (all ) Tj ET Q q 0 0 0 rg BT 260.21 204.10 Td (of ) Tj ET Q q 0 0 0 rg BT 270.77 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.21 204.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 310.78 204.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.34 204.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 331.34 204.10 Td (and ) Tj ET Q q 0 0 0 rg BT 348.01 204.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 378.01 204.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.46 204.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 430.23 204.10 Td (using ) Tj ET Q q 0 0 0 rg BT 454.13 204.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 486.90 204.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 506.90 204.10 Td (reserves. ) Tj ET Q q 0 0 0 rg BT 544.39 204.10 Td ( ) Tj ET Q q 0 0 0 rg BT 546.46 204.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 192.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.39 192.10 Td (has ) Tj ET Q q 0 0 0 rg BT 107.22 192.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 154.70 192.10 Td (that ) Tj ET Q q 0 0 0 rg BT 172.19 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.91 192.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 203.29 192.10 Td (value ) Tj ET Q q 0 0 0 rg BT 227.44 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.27 192.10 Td (the ) Tj ET Q q 0 0 0 rg BT 252.99 192.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 297.70 192.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 317.41 192.10 Td (out ) Tj ET Q q 0 0 0 rg BT 332.69 192.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 389.06 192.10 Td (is ) Tj ET Q q 0 0 0 rg BT 398.23 192.10 Td ( ) Tj ET Q q 0 0 0 rg BT 400.73 192.10 Td (zero ) Tj ET Q q 0 0 0 rg BT 420.43 192.10 Td (as ) Tj ET Q q 0 0 0 rg BT 431.26 192.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.09 192.10 Td (December ) Tj ET Q q 0 0 0 rg BT 485.68 192.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 500.68 192.10 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 168.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 168.10 Td (On) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 98.22 168.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.85 168.10 Td (November ) Tj ET Q q 0 0 0 rg BT 143.70 168.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 152.83 168.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 176.96 168.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 197.48 168.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.42 168.10 Td (V) Tj ET Q q 0 0 0 rg BT 239.53 168.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 263.65 168.10 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 316.37 168.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 329.90 168.10 Td (ertex"\), ) Tj ET Q q 0 0 0 rg BT 361.43 168.10 Td (made ) Tj ET Q q 0 0 0 rg BT 384.71 168.10 Td (ef) Tj ET Q q 0 0 0 rg BT 392.30 168.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 421.14 168.10 Td (October ) Tj ET Q q 0 0 0 rg BT 454.98 168.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 464.11 168.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 488.25 168.10 Td (in ) Tj ET Q q 0 0 0 rg BT 497.66 168.10 Td (a ) Tj ET Q q 0 0 0 rg BT 503.73 168.10 Td (share ) Tj ET Q q 0 0 0 rg BT 526.46 168.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 156.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 94.17 156.10 Td (for ) Tj ET Q q 0 0 0 rg BT 108.35 156.10 Td (total ) Tj ET Q q 0 0 0 rg BT 128.65 156.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 148.94 156.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 187.00 156.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 243.40 156.10 Td (in ) Tj ET Q q 0 0 0 rg BT 253.70 156.10 Td (the ) Tj ET Q q 0 0 0 rg BT 268.44 156.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 300.96 156.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.82 156.10 Td ($27.25 ) Tj ET Q q 0 0 0 rg BT 341.84 156.10 Td (million ) Tj ET Q q 0 0 0 rg BT 373.26 156.10 Td (and ) Tj ET Q q 0 0 0 rg BT 390.22 156.10 Td (a ) Tj ET Q q 0 0 0 rg BT 397.18 156.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 432.49 156.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 477.22 156.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 509.73 156.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.59 156.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 533.11 156.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 144.10 Td (based ) Tj ET Q q 0 0 0 rg BT 74.25 144.10 Td (on ) Tj ET Q q 0 0 0 rg BT 85.73 144.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 113.85 144.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 150.87 144.10 Td (over ) Tj ET Q q 0 0 0 rg BT 170.12 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.81 144.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 229.73 144.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 278.42 144.10 Td (month ) Tj ET Q q 0 0 0 rg BT 305.45 144.10 Td (period ) Tj ET Q q 0 0 0 rg BT 332.48 144.10 Td (following ) Tj ET Q q 0 0 0 rg BT 372.85 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.54 144.10 Td (date ) Tj ET Q q 0 0 0 rg BT 404.68 144.10 Td (of ) Tj ET Q q 0 0 0 rg BT 414.49 144.10 Td (the ) Tj ET Q q 0 0 0 rg BT 428.18 144.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 475.94 144.10 Td (V) Tj ET Q q 0 0 0 rg BT 482.05 144.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 503.52 144.10 Td (is ) Tj ET Q q 0 0 0 rg BT 511.67 144.10 Td (a ) Tj ET Q q 0 0 0 rg BT 517.58 144.10 Td (specialized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 132.10 Td (software ) Tj ET Q q 0 0 0 rg BT 87.13 132.10 Td (and ) Tj ET Q q 0 0 0 rg BT 104.27 132.10 Td (services ) Tj ET Q q 0 0 0 rg BT 139.18 132.10 Td (firm ) Tj ET Q q 0 0 0 rg BT 159.10 132.10 Td (focused ) Tj ET Q q 0 0 0 rg BT 192.90 132.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 232.82 132.10 Td (on ) Tj ET Q q 0 0 0 rg BT 245.52 132.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.44 132.10 Td (life ) Tj ET Q q 0 0 0 rg BT 276.47 132.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.61 132.10 Td (annuity ) Tj ET Q q 0 0 0 rg BT 326.31 132.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 367.32 132.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 418.88 132.10 Td (since ) Tj ET Q q 0 0 0 rg BT 442.13 132.10 Td (1991. ) Tj ET Q q 0 0 0 rg BT 467.34 132.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 488.93 132.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 526.05 132.10 Td (all ) Tj ET Q q 0 0 0 rg BT 538.75 132.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 132.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 120.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 98.68 120.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 127.35 120.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 150.47 120.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.67 120.10 Td (V) Tj ET Q q 0 0 0 rg BT 166.78 120.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 188.78 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.24 120.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 235.02 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.26 120.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 286.81 120.10 Td (using ) Tj ET Q q 0 0 0 rg BT 310.49 120.10 Td (a ) Tj ET Q q 0 0 0 rg BT 316.95 120.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 334.52 120.10 Td (of ) Tj ET Q q 0 0 0 rg BT 344.87 120.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 377.42 120.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 397.21 120.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 431.98 120.10 Td (and ) Tj ET Q q 0 0 0 rg BT 448.44 120.10 Td (the ) Tj ET Q q 0 0 0 rg BT 462.67 120.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 484.12 120.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 508.90 120.10 Td (line ) Tj ET Q q 0 0 0 rg BT 525.91 120.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 108.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.61 108.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 82.83 108.10 Td ( ) Tj ET Q q 0 0 0 rg BT 84.53 108.10 Td (The ) Tj ET Q q 0 0 0 rg BT 101.91 108.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 142.63 108.10 Td (has ) Tj ET Q q 0 0 0 rg BT 157.80 108.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 204.61 108.10 Td (that ) Tj ET Q q 0 0 0 rg BT 221.44 108.10 Td (the ) Tj ET Q q 0 0 0 rg BT 235.49 108.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 251.20 108.10 Td (value ) Tj ET Q q 0 0 0 rg BT 274.69 108.10 Td (of ) Tj ET Q q 0 0 0 rg BT 284.85 108.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.90 108.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 342.95 108.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 361.99 108.10 Td (out ) Tj ET Q q 0 0 0 rg BT 376.60 108.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 432.31 108.10 Td (is ) Tj ET Q q 0 0 0 rg BT 440.81 108.10 Td ($720 ) Tj ET Q q 0 0 0 rg BT 462.64 108.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 500.59 108.10 Td (as ) Tj ET Q q 0 0 0 rg BT 510.75 108.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.91 108.10 Td (December ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 96.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 65.00 96.10 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 72.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.81 72.10 Td (May ) Tj ET Q q 0 0 0 rg BT 121.73 72.10 Td (21, ) Tj ET Q q 0 0 0 rg BT 136.82 72.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 161.91 72.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 183.39 72.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 220.40 72.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 268.52 72.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 296.66 72.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 327.57 72.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 361.82 72.10 Td (\("HealthCare ) Tj ET Q q 0 0 0 rg BT 417.35 72.10 Td (Magic"\), ) Tj ET Q q 0 0 0 rg BT 455.40 72.10 Td (a ) Tj ET Q q 0 0 0 rg BT 462.43 72.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 496.67 72.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 533.70 72.10 Td (service ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.33 60.10 Td (an ) Tj ET Q q 0 0 0 rg BT 80.32 60.10 Td (online ) Tj ET Q q 0 0 0 rg BT 106.87 60.10 Td (network ) Tj ET Q q 0 0 0 rg BT 141.19 60.10 Td (of ) Tj ET Q q 0 0 0 rg BT 151.07 60.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 210.38 60.10 Td (15,000 ) Tj ET Q q 0 0 0 rg BT 239.43 60.10 Td (General ) Tj ET Q q 0 0 0 rg BT 272.63 60.10 Td (Physicians ) Tj ET Q q 0 0 0 rg BT 316.96 60.10 Td (and ) Tj ET Q q 0 0 0 rg BT 332.95 60.10 Td (Sur) Tj ET Q q 0 0 0 rg BT 346.66 60.10 Td (geons ) Tj ET Q q 0 0 0 rg BT 371.54 60.10 Td (spread ) Tj ET Q q 0 0 0 rg BT 399.19 60.10 Td (across ) Tj ET Q q 0 0 0 rg BT 425.73 60.10 Td (50 ) Tj ET Q q 0 0 0 rg BT 437.29 60.10 Td (specialties ) Tj ET Q q 0 0 0 rg BT 480.49 60.10 Td (including ) Tj ET Q q 0 0 0 rg BT 519.81 60.10 Td (alternative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 48.10 Td (medicine. ) Tj ET Q q 0 0 0 rg BT 90.81 48.10 Td (The ) Tj ET Q q 0 0 0 rg BT 108.15 48.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 148.83 48.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 185.05 48.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 232.38 48.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 259.72 48.10 Td (for ) Tj ET Q q 0 0 0 rg BT 273.17 48.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 313.83 48.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 333.39 48.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 389.05 48.10 Td (in ) Tj ET Q q 0 0 0 rg BT 398.63 48.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.64 48.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 444.43 48.10 Td (of ) Tj ET Q q 0 0 0 rg BT 454.55 48.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 473.84 48.10 Td (million ) Tj ET Q q 0 0 0 rg BT 504.53 48.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 522.99 48.10 Td (a ) Tj ET Q q 0 0 0 rg BT 529.22 48.10 Td (possible ) Tj ET Q endstream endobj 71 0 obj <>] /Rotate 0 /Contents 72 0 R>> endobj 72 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (future ) Tj ET Q q 0 0 0 rg BT 76.67 742.10 Td (one ) Tj ET Q q 0 0 0 rg BT 93.89 742.10 Td (time ) Tj ET Q q 0 0 0 rg BT 114.46 742.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 159.46 742.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 192.23 742.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 229.46 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 240.58 742.10 Td (up ) Tj ET Q q 0 0 0 rg BT 253.37 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 263.93 742.10 Td ($12.36 ) Tj ET Q q 0 0 0 rg BT 294.22 742.10 Td (million ) Tj ET Q q 0 0 0 rg BT 325.90 742.10 Td (based ) Tj ET Q q 0 0 0 rg BT 351.46 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 364.25 742.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 393.69 742.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 432.01 742.10 Td (over ) Tj ET Q q 0 0 0 rg BT 452.57 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 467.58 742.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 514.81 742.10 Td (twenty-four ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (month ) Tj ET Q q 0 0 0 rg BT 77.72 730.10 Td (period ) Tj ET Q q 0 0 0 rg BT 105.43 730.10 Td (following ) Tj ET Q q 0 0 0 rg BT 146.48 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.87 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 168.45 730.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 197.82 730.10 Td (date ) Tj ET Q q 0 0 0 rg BT 216.64 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 227.13 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.52 730.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 289.91 730.10 Td (This ) Tj ET Q q 0 0 0 rg BT 309.85 730.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 354.22 730.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 386.37 730.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 419.65 730.10 Td (is ) Tj ET Q q 0 0 0 rg BT 428.48 730.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 466.74 730.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 507.23 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.17 730.10 Td (have ) Tj ET Q q 0 0 0 rg BT 538.21 730.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.81 730.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.02 730.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.38 718.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 92.85 718.10 Td (The ) Tj ET Q q 0 0 0 rg BT 110.90 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 152.29 718.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 182.55 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.27 718.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 245.30 718.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 273.35 718.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 319.73 718.10 Td (from ) Tj ET Q q 0 0 0 rg BT 341.67 718.10 Td (available ) Tj ET Q q 0 0 0 rg BT 380.26 718.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 400.53 718.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 435.79 718.10 Td (on ) Tj ET Q q 0 0 0 rg BT 448.29 718.10 Td (hand.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 694.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.32 694.10 Td (January ) Tj ET Q q 0 0 0 rg BT 133.51 694.10 Td (27, ) Tj ET Q q 0 0 0 rg BT 148.11 694.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 172.71 694.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 193.69 694.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 230.21 694.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 267.02 694.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 301.33 694.10 Td (was ) Tj ET Q q 0 0 0 rg BT 318.98 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 325.52 694.10 Td (developmental-stage ) Tj ET Q q 0 0 0 rg BT 410.36 694.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 451.88 694.10 Td (that ) Tj ET Q q 0 0 0 rg BT 468.97 694.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 512.16 694.10 Td (an ) Tj ET Q q 0 0 0 rg BT 523.69 694.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.75 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 108.74 682.10 Td (connects ) Tj ET Q q 0 0 0 rg BT 146.73 682.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 161.94 682.10 Td (owners, ) Tj ET Q q 0 0 0 rg BT 196.32 682.10 Td (referring ) Tj ET Q q 0 0 0 rg BT 234.29 682.10 Td (veterinarians, ) Tj ET Q q 0 0 0 rg BT 291.43 682.10 Td (animal ) Tj ET Q q 0 0 0 rg BT 321.64 682.10 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 362.69 682.10 Td (academic ) Tj ET Q q 0 0 0 rg BT 403.44 682.10 Td (institutes, ) Tj ET Q q 0 0 0 rg BT 445.05 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 462.48 682.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 501.59 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 512.92 682.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 547.56 682.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (general ) Tj ET Q q 0 0 0 rg BT 82.59 670.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 97.96 670.10 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 136.40 670.10 Td (while ) Tj ET Q q 0 0 0 rg BT 161.78 670.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 203.83 670.10 Td (a ) Tj ET Q q 0 0 0 rg BT 211.43 670.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 234.03 670.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 264.96 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 276.45 670.10 Td (services ) Tj ET Q q 0 0 0 rg BT 311.82 670.10 Td (related ) Tj ET Q q 0 0 0 rg BT 342.18 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 353.12 670.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 368.50 670.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 409.98 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 420.92 670.10 Td (each ) Tj ET Q q 0 0 0 rg BT 442.39 670.10 Td (constituent ) Tj ET Q q 0 0 0 rg BT 489.44 670.10 Td (including ) Tj ET Q q 0 0 0 rg BT 530.37 670.10 Td (practice ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 106.45 658.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 148.72 658.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 183.23 658.10 Td (records, ) Tj ET Q q 0 0 0 rg BT 218.02 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 235.31 658.10 Td (billing. ) Tj ET Q q 0 0 0 rg BT 266.79 658.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 312.42 658.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 334.17 658.10 Td (had ) Tj ET Q q 0 0 0 rg BT 351.46 658.10 Td (a ) Tj ET Q q 0 0 0 rg BT 358.76 658.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 379.12 658.10 Td (million ) Tj ET Q q 0 0 0 rg BT 410.87 658.10 Td (minority ) Tj ET Q q 0 0 0 rg BT 448.17 658.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 494.91 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 505.54 658.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 543.12 658.10 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.16 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 100.12 646.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 124.62 646.10 Td (business ) Tj ET Q q 0 0 0 rg BT 160.25 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 170.32 646.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 204.28 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.80 646.10 Td (an ) Tj ET Q q 0 0 0 rg BT 224.98 646.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 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Tj ET Q q 0 0 0 rg BT 287.85 622.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 336.56 622.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 382.34 622.10 Td (required ) Tj ET Q q 0 0 0 rg BT 418.65 622.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 439.42 622.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 496.29 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 507.61 622.10 Td ($1.35 ) Tj ET Q q 0 0 0 rg BT 533.11 622.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.04 610.10 Td (of) Tj ET Q q 0 0 0 rg BT 76.19 610.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 93.13 610.10 Td (against ) Tj ET Q q 0 0 0 rg BT 123.94 610.10 Td (open ) Tj ET Q q 0 0 0 rg BT 145.87 610.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 183.35 610.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 226.92 610.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 263.84 610.10 Td (due ) Tj ET Q q 0 0 0 rg BT 280.77 610.10 Td (to ) Tj ET Q q 0 0 0 rg BT 291.04 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.75 610.10 Td (Company ) Tj 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 574.10 Td (As ) Tj ET Q q 0 0 0 rg BT 99.07 574.10 Td (cited ) Tj ET Q q 0 0 0 rg BT 120.46 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 130.19 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 144.36 574.10 Td (above ) Tj ET Q q 0 0 0 rg BT 170.20 574.10 Td (paragraphs, ) Tj ET Q q 0 0 0 rg BT 218.52 574.10 Td (a ) Tj ET Q q 0 0 0 rg BT 224.91 574.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 269.08 574.10 Td (component ) Tj ET Q q 0 0 0 rg BT 315.47 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.76 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 339.93 574.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 377.42 574.10 Td (price ) Tj ET Q q 0 0 0 rg BT 399.36 574.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 455.19 574.10 Td (for ) Tj ET Q q 0 0 0 rg BT 468.81 574.10 Td (many ) Tj ET Q q 0 0 0 rg BT 492.98 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 503.26 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 517.44 574.10 Td (Company's ) Tj ET Q BT /F1 10.00 Tf 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ET Q q 0 0 0 rg BT 165.25 538.10 Td (are ) Tj ET Q q 0 0 0 rg BT 181.07 538.10 Td (re-measured ) Tj ET Q q 0 0 0 rg BT 234.10 538.10 Td (regularly ) Tj ET Q q 0 0 0 rg BT 273.81 538.10 Td (based ) Tj ET Q q 0 0 0 rg BT 300.19 538.10 Td (on ) Tj ET Q q 0 0 0 rg BT 313.80 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.63 538.10 Td (then ) Tj ET Q q 0 0 0 rg BT 350.46 538.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 387.95 538.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 405.44 538.10 Td (value ) Tj ET Q q 0 0 0 rg BT 430.71 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 448.76 538.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 485.70 538.10 Td (if ) Tj ET Q q 0 0 0 rg BT 495.42 538.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 533.63 538.10 Td (. ) Tj ET Q q 0 0 0 rg BT 538.95 538.10 Td (As ) Tj ET Q q 0 0 0 rg BT 553.68 538.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 109.66 526.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.66 526.10 Td (, ) Tj ET Q q 0 0 0 rg BT 135.73 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.52 526.10 Td (total ) Tj ET Q q 0 0 0 rg BT 172.87 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 184.77 526.10 Td (these ) Tj ET Q q 0 0 0 rg BT 208.89 526.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 254.68 526.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 295.47 526.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.59 526.10 Td ($4.3 ) Tj ET Q q 0 0 0 rg BT 335.66 526.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.56 526.10 Td (, ) Tj ET Q q 0 0 0 rg BT 370.63 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 382.53 526.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.54 526.10 Td ($2.6 ) Tj ET Q q 0 0 0 rg BT 431.62 526.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.51 526.10 Td ( ) Tj ET Q q 0 0 0 rg BT 464.08 526.10 Td (is ) Tj ET Q q 0 0 0 rg BT 474.33 526.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 511.21 526.10 Td (in ) Tj ET Q q 0 0 0 rg BT 522.57 526.10 Td (long-term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 92.53 514.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.79 514.10 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 130.10 514.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 159.00 514.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.81 514.10 Td (is ) Tj ET Q q 0 0 0 rg BT 171.30 514.10 Td (included ) Tj ET Q q 0 0 0 rg BT 208.55 514.10 Td (in ) Tj ET Q q 0 0 0 rg BT 219.14 514.10 Td (current ) Tj ET Q q 0 0 0 rg BT 250.28 514.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 290.31 514.10 Td (in ) Tj ET Q q 0 0 0 rg BT 300.90 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 315.94 514.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 363.33 514.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 418.92 514.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 453.94 514.10 Td (Sheet. ) Tj ET Q q 0 0 0 rg BT 480.85 514.10 Td (As ) Tj ET Q q 0 0 0 rg BT 494.78 514.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 514.10 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 502.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.50 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 87.22 502.10 Td (total ) Tj ET Q q 0 0 0 rg BT 107.49 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.32 502.10 Td (these ) Tj ET Q q 0 0 0 rg BT 141.37 502.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 186.08 502.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 225.80 502.10 Td (was ) Tj ET Q q 0 0 0 rg BT 243.85 502.10 Td ($5.4 ) Tj ET Q q 0 0 0 rg BT 263.85 502.10 Td (million.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 93.80 480.10 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 458.10 Td (For ) Tj ET Q q 0 0 0 rg BT 102.02 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.36 458.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 145.14 458.10 Td (months ) Tj ET Q q 0 0 0 rg BT 176.71 458.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.72 458.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 260.93 458.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.93 458.10 Td (, ) Tj ET Q q 0 0 0 rg BT 285.55 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.89 458.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 340.91 458.10 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.89 458.10 Td ($48.7 ) Tj ET Q q 0 0 0 rg BT 406.52 458.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.41 458.10 Td ( ) Tj ET Q q 0 0 0 rg BT 437.54 458.10 Td (of ) Tj ET Q q 0 0 0 rg BT 447.99 458.10 Td (net ) Tj ET Q q 0 0 0 rg BT 462.33 458.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 482.23 458.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 502.68 458.10 Td (from ) Tj ET Q q 0 0 0 rg BT 524.25 458.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 88.97 446.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 131.27 446.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 141.92 446.10 Td ($58.5 ) Tj ET Q q 0 0 0 rg BT 167.29 446.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 196.19 446.10 Td ( ) Tj ET Q q 0 0 0 rg BT 199.06 446.10 Td (for ) Tj ET Q q 0 0 0 rg BT 213.59 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.68 446.10 Td (year ) Tj ET Q q 0 0 0 rg BT 248.76 446.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.52 446.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 334.47 446.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.47 446.10 Td (, ) Tj ET Q q 0 0 0 rg BT 359.85 446.10 Td (representing ) Tj ET Q q 0 0 0 rg BT 412.14 446.10 Td (a ) Tj ET Q q 0 0 0 rg BT 419.46 446.10 Td ($9.8 ) Tj ET Q q 0 0 0 rg BT 439.83 446.10 Td (million ) Tj ET Q q 0 0 0 rg BT 471.59 446.10 Td (or ) Tj ET Q q 0 0 0 rg BT 482.80 446.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.67 446.10 Td (17%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.00 446.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.88 446.10 Td (decrease) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.29 446.10 Td (. ) Tj ET Q q 0 0 0 rg BT 546.46 446.10 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.10 Td (major ) Tj ET Q q 0 0 0 rg BT 76.03 434.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 108.73 434.10 Td (of ) Tj ET Q q 0 0 0 rg BT 119.77 434.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 140.24 434.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 178.49 434.10 Td (by ) Tj ET Q q 0 0 0 rg BT 191.20 434.10 Td (our ) Tj ET Q q 0 0 0 rg BT 207.24 434.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 247.71 434.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 286.51 434.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.88 434.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.88 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 323.59 434.10 Td (was ) Tj ET Q q 0 0 0 rg BT 341.84 434.10 Td (net ) Tj ET Q q 0 0 0 rg BT 356.77 434.10 Td (income ) Tj ET Q q 0 0 0 rg BT 388.91 434.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.94 434.10 Td ($79.5 ) Tj ET Q q 0 0 0 rg BT 425.15 434.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.04 434.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.25 434.10 Td ($\(1.7\) ) Tj ET Q q 0 0 0 rg BT 486.12 434.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.01 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.71 434.10 Td (of ) Tj ET Q q 0 0 0 rg BT 528.75 434.10 Td (net ) Tj ET Q q 0 0 0 rg BT 543.67 434.10 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.61 422.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 94.57 422.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 141.27 422.10 Td (on ) Tj ET Q q 0 0 0 rg BT 154.12 422.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 196.94 422.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 246.45 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.73 422.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 295.45 422.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 333.27 422.10 Td (exchange, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.37 422.10 Td ($\(10.1\) ) Tj ET Q q 0 0 0 rg BT 408.38 422.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.27 422.10 Td ( ) Tj ET Q q 0 0 0 rg BT 440.11 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 451.29 422.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 487.44 422.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 502.50 422.10 Td (benefits, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 422.10 Td ($10.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 80.26 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 89.95 410.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 140.73 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 156.54 410.10 Td (amortization, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.94 410.10 Td ($1.8 ) Tj ET Q q 0 0 0 rg BT 229.80 410.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.70 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 260.06 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.76 410.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 307.22 410.10 Td (share-based ) Tj ET Q q 0 0 0 rg BT 355.78 410.10 Td (compensation, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.19 410.10 Td ($\(1.5\) ) Tj ET Q q 0 0 0 rg BT 440.71 410.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.60 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 470.97 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 480.66 410.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 518.13 410.10 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 82.72 398.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 127.67 398.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 161.51 398.10 Td (reductions, ) Tj ET Q q 0 0 0 rg BT 208.40 398.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.58 398.10 Td ($\(29.9\) ) Tj ET Q q 0 0 0 rg BT 257.47 398.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.37 398.10 Td ( ) Tj ET Q q 0 0 0 rg BT 289.10 398.10 Td (of ) Tj ET Q q 0 0 0 rg BT 300.17 398.10 Td (net ) Tj ET Q q 0 0 0 rg BT 315.12 398.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 350.06 398.10 Td (in ) Tj ET Q q 0 0 0 rg BT 360.58 398.10 Td (working ) Tj ET Q q 0 0 0 rg BT 396.64 398.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 426.03 398.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 480.97 398.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 520.92 398.10 Td (associated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.71 386.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 113.06 386.10 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 155.71 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.64 386.10 Td (In ) Tj ET Q q 0 0 0 rg BT 169.90 386.10 Td (this ) Tj ET Q q 0 0 0 rg BT 187.28 386.10 Td (regard ) Tj ET Q q 0 0 0 rg BT 215.75 386.10 Td (during ) Tj ET Q q 0 0 0 rg BT 244.79 386.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 267.72 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.87 386.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 324.69 386.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 344.84 386.10 Td (a ) Tj ET Q q 0 0 0 rg BT 352.21 386.10 Td ($20.8 ) Tj ET Q q 0 0 0 rg BT 377.64 386.10 Td (million ) Tj ET Q q 0 0 0 rg BT 409.47 386.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 456.84 386.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 500.87 386.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 533.24 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 544.50 386.10 Td ($1.6 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (million\) ) Tj ET Q q 0 0 0 rg BT 84.81 374.10 Td (stemming ) Tj ET Q q 0 0 0 rg BT 126.85 374.10 Td (from ) Tj ET Q q 0 0 0 rg BT 148.88 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.69 374.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 206.27 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.20 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 232.00 374.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 265.69 374.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 303.27 374.10 Td (Service's ) Tj ET Q q 0 0 0 rg BT 341.54 374.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 364.13 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 375.05 374.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 396.71 374.10 Td (s ) Tj ET Q q 0 0 0 rg BT 403.20 374.10 Td (income ) Tj ET Q q 0 0 0 rg BT 435.22 374.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 450.03 374.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 480.39 374.10 Td (for ) Tj ET Q q 0 0 0 rg BT 494.64 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.45 374.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 540.91 374.10 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 72.50 362.10 Td (through ) Tj ET Q q 0 0 0 rg BT 106.11 362.10 Td (2013.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 345.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 345.10 Td (For ) Tj ET Q q 0 0 0 rg BT 102.02 345.10 Td (the ) Tj ET Q q 0 0 0 rg BT 116.36 345.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 145.14 345.10 Td (months ) Tj ET Q q 0 0 0 rg BT 176.71 345.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 202.72 345.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 260.93 345.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 285.55 345.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.89 345.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 340.91 345.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 381.89 345.10 Td ($58.5 ) Tj ET Q q 0 0 0 rg BT 406.52 345.10 Td (million ) Tj ET Q q 0 0 0 rg BT 437.54 345.10 Td (of ) Tj ET Q q 0 0 0 rg BT 447.99 345.10 Td (net ) Tj ET Q q 0 0 0 rg BT 462.33 345.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 482.23 345.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 502.68 345.10 Td (from ) Tj ET Q q 0 0 0 rg BT 524.25 345.10 Td (operating ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 333.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 89.12 333.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 131.56 333.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.36 333.10 Td ($57.1 ) Tj ET Q q 0 0 0 rg BT 167.88 333.10 Td (million ) Tj ET Q q 0 0 0 rg BT 199.79 333.10 Td (for ) Tj ET Q q 0 0 0 rg BT 214.47 333.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.70 333.10 Td (year ) Tj ET Q q 0 0 0 rg BT 249.93 333.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 276.82 333.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 335.93 333.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 361.45 333.10 Td (representing ) Tj ET Q q 0 0 0 rg BT 413.89 333.10 Td (a ) Tj ET Q q 0 0 0 rg BT 421.35 333.10 Td (3% ) Tj ET Q q 0 0 0 rg BT 437.70 333.10 Td (increase. ) Tj ET Q q 0 0 0 rg BT 475.75 333.10 Td (The ) Tj ET Q q 0 0 0 rg BT 494.32 333.10 Td (major ) Tj ET Q q 0 0 0 rg BT 520.66 333.10 Td (sources ) Tj ET Q q 0 0 0 rg BT 553.67 333.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 321.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.58 321.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 108.94 321.10 Td (by ) Tj ET Q q 0 0 0 rg BT 121.75 321.10 Td (our ) Tj ET Q q 0 0 0 rg BT 137.90 321.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 178.47 321.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 217.38 321.10 Td (for ) Tj ET Q q 0 0 0 rg BT 231.86 321.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 254.67 321.10 Td (was ) Tj ET Q q 0 0 0 rg BT 273.03 321.10 Td (net ) Tj ET Q q 0 0 0 rg BT 288.06 321.10 Td (income ) Tj ET Q q 0 0 0 rg BT 320.31 321.10 Td (of ) Tj ET Q q 0 0 0 rg BT 331.45 321.10 Td ($63.6 ) Tj ET Q q 0 0 0 rg BT 356.76 321.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 390.97 321.10 Td (net ) Tj ET Q q 0 0 0 rg BT 406.00 321.10 Td (of ) Tj ET Q q 0 0 0 rg BT 417.14 321.10 Td ($\(1.0\) ) Tj ET Q q 0 0 0 rg BT 444.11 321.10 Td (million ) Tj ET Q q 0 0 0 rg BT 475.82 321.10 Td (of ) Tj ET Q q 0 0 0 rg BT 486.96 321.10 Td (net ) Tj ET Q q 0 0 0 rg BT 501.99 321.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 540.90 321.10 Td (gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 309.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 97.44 309.10 Td (on ) Tj ET Q q 0 0 0 rg BT 111.01 309.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 154.56 309.10 Td (instruments ) Tj ET Q q 0 0 0 rg BT 204.80 309.10 Td (and ) Tj ET Q q 0 0 0 rg BT 222.81 309.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 255.26 309.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 293.81 309.10 Td (exchange, ) Tj ET Q q 0 0 0 rg BT 337.64 309.10 Td ($\(2.0\) ) Tj ET Q q 0 0 0 rg BT 365.37 309.10 Td (million ) Tj ET Q q 0 0 0 rg BT 397.84 309.10 Td (of ) Tj ET Q q 0 0 0 rg BT 409.74 309.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 446.62 309.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 462.41 309.10 Td (benefits, ) Tj ET Q q 0 0 0 rg BT 500.14 309.10 Td ($9.7 ) Tj ET Q q 0 0 0 rg BT 521.21 309.10 Td (million ) Tj ET Q q 0 0 0 rg BT 553.68 309.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 297.10 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 101.04 297.10 Td (and ) Tj ET Q q 0 0 0 rg BT 117.10 297.10 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 171.76 297.10 Td ($1.8 ) Tj ET Q q 0 0 0 rg BT 190.88 297.10 Td (million ) Tj ET Q q 0 0 0 rg BT 221.39 297.10 Td (of ) Tj ET Q q 0 0 0 rg BT 231.34 297.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 269.06 297.10 Td (share-based ) Tj ET Q q 0 0 0 rg BT 317.88 297.10 Td (compensation, ) Tj ET Q q 0 0 0 rg BT 377.54 297.10 Td ($\(10.2\) ) Tj ET Q q 0 0 0 rg BT 408.33 297.10 Td (million ) Tj ET Q q 0 0 0 rg BT 438.84 297.10 Td (of ) Tj ET Q q 0 0 0 rg BT 448.79 297.10 Td (non-cash ) Tj ET Q q 0 0 0 rg BT 486.51 297.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 532.01 297.10 Td (earnout ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 285.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 93.49 285.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 125.88 285.10 Td (reductions, ) Tj ET Q q 0 0 0 rg BT 171.32 285.10 Td (and ) Tj ET Q q 0 0 0 rg BT 187.04 285.10 Td ($\(3.3\) ) Tj ET Q q 0 0 0 rg BT 212.48 285.10 Td (million ) Tj ET Q q 0 0 0 rg BT 242.65 285.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.26 285.10 Td (net ) Tj ET Q q 0 0 0 rg BT 265.76 285.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 299.25 285.10 Td (in ) Tj ET Q q 0 0 0 rg BT 308.31 285.10 Td (working ) Tj ET Q q 0 0 0 rg BT 342.92 285.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 370.85 285.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 424.33 285.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 462.82 285.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 505.20 285.10 Td (with ) Tj ET Q q 0 0 0 rg BT 524.26 285.10 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 273.10 Td (liabilities.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 251.10 Td (Investing ) Tj ET Q q 0 0 0 rg BT 90.47 251.10 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 227.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 227.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 102.76 227.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 122.85 227.10 Td (used ) Tj ET Q q 0 0 0 rg BT 143.50 227.10 Td (for ) Tj ET Q q 0 0 0 rg BT 157.48 227.10 Td (investing ) Tj ET Q q 0 0 0 rg BT 196.47 227.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 234.89 227.10 Td (totaled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.42 227.10 Td ($37.4 ) Tj ET Q q 0 0 0 rg BT 289.24 227.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.13 227.10 Td ( ) Tj ET Q q 0 0 0 rg BT 320.45 227.10 Td (for ) Tj ET Q q 0 0 0 rg BT 334.43 227.10 Td (the ) Tj ET Q q 0 0 0 rg BT 348.97 227.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 377.95 227.10 Td (months ) Tj ET Q q 0 0 0 rg BT 409.72 227.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.91 227.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 494.32 227.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.32 227.10 Td (. ) Tj ET Q q 0 0 0 rg BT 519.14 227.10 Td (During ) Tj ET Q q 0 0 0 rg BT 549.79 227.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 215.10 Td (year ) Tj ET Q q 0 0 0 rg BT 69.64 215.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.29 215.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 125.61 215.10 Td (used ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 146.37 215.10 Td ($1) Tj ET Q q 0 0 0 rg BT 156.00 215.10 Td (1.5 ) Tj ET Q q 0 0 0 rg BT 170.93 215.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.82 215.10 Td ( ) Tj ET Q q 0 0 0 rg BT 202.25 215.10 Td (for ) Tj ET Q q 0 0 0 rg BT 216.34 215.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.99 215.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 277.30 215.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.07 215.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 302.73 215.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 338.50 215.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 356.48 215.10 Td (of ) Tj ET Q q 0 0 0 rg BT 367.24 215.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 387.44 215.10 Td (acquired\), ) Tj ET Q q 0 0 0 rg BT 430.13 215.10 Td ($9.0 ) Tj ET Q q 0 0 0 rg BT 450.06 215.10 Td (million ) Tj ET Q q 0 0 0 rg BT 481.38 215.10 Td (was ) Tj ET Q q 0 0 0 rg BT 499.37 215.10 Td (used ) Tj ET Q q 0 0 0 rg BT 520.13 215.10 Td (for ) Tj ET Q q 0 0 0 rg BT 534.22 215.10 Td (buying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 203.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.24 203.10 Td (land ) Tj ET Q q 0 0 0 rg BT 111.70 203.10 Td (adjacent ) Tj ET Q q 0 0 0 rg BT 147.26 203.10 Td (to, ) Tj ET Q q 0 0 0 rg BT 159.79 203.10 Td (and ) Tj ET Q q 0 0 0 rg BT 176.48 203.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.94 203.10 Td (continued ) Tj ET Q q 0 0 0 rg BT 232.62 203.10 Td (interior ) Tj ET Q q 0 0 0 rg BT 264.31 203.10 Td (build ) Tj ET Q q 0 0 0 rg BT 287.11 203.10 Td (out ) Tj ET Q q 0 0 0 rg BT 302.14 203.10 Td (of ) Tj ET Q q 0 0 0 rg BT 312.72 203.10 Td (our ) Tj ET Q q 0 0 0 rg BT 328.30 203.10 Td (new ) Tj ET Q q 0 0 0 rg BT 347.20 203.10 Td (global ) Tj ET Q q 0 0 0 rg BT 374.45 203.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 414.45 203.10 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 467.78 203.10 Td (campus ) Tj ET Q q 0 0 0 rg BT 500.58 203.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.61 203.10 Td (Johns ) Tj ET Q q 0 0 0 rg BT 535.64 203.10 Td (Creek, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 191.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 69.81 191.10 Td (gia, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.38 191.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 107.73 191.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.62 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 139.48 191.10 Td (was ) Tj ET Q q 0 0 0 rg BT 157.88 191.10 Td (used ) Tj ET Q q 0 0 0 rg BT 179.06 191.10 Td (for ) Tj ET Q q 0 0 0 rg BT 193.58 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 208.65 191.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 256.08 191.10 Td (40% ) Tj ET Q q 0 0 0 rg BT 277.26 191.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 324.00 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 334.63 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.70 191.10 Td (IHC ) Tj ET Q q 0 0 0 rg BT 369.77 191.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 390.96 191.10 Td (venture, ) Tj ET Q q 0 0 0 rg BT 426.30 191.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.59 191.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 463.95 191.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.84 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 495.69 191.10 Td (was ) Tj ET Q q 0 0 0 rg BT 514.10 191.10 Td (used ) Tj ET Q q 0 0 0 rg BT 535.28 191.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 191.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 179.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 96.52 179.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.30 179.10 Td (V) Tj ET Q q 0 0 0 rg BT 113.92 179.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 123.78 179.10 Td (Media ) Tj ET Q q 0 0 0 rg BT 151.97 179.10 Td (Health. ) Tj ET Q q 0 0 0 rg BT 183.76 179.10 Td (In ) Tj ET Q q 0 0 0 rg BT 194.73 179.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 232.65 179.10 Td (during ) Tj ET Q q 0 0 0 rg BT 261.40 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.26 179.10 Td (year ) Tj ET Q q 0 0 0 rg BT 296.10 179.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.62 179.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 381.35 179.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.35 179.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.49 179.10 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 426.63 179.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.52 179.10 Td ( ) Tj ET Q q 0 0 0 rg BT 458.16 179.10 Td (was ) Tj ET Q q 0 0 0 rg BT 476.35 179.10 Td (used ) Tj ET Q q 0 0 0 rg BT 497.32 179.10 Td (for ) Tj ET Q q 0 0 0 rg BT 511.62 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 526.48 179.10 Td (purchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.36 167.10 Td (marketable ) Tj ET Q q 0 0 0 rg BT 106.80 167.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 146.59 167.10 Td (\(specifically ) Tj ET Q q 0 0 0 rg BT 198.03 167.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 219.50 167.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 265.38 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.74 167.10 Td (deposit\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.48 167.10 Td ($3.5 ) Tj ET Q q 0 0 0 rg BT 332.00 167.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.89 167.10 Td ( ) Tj ET Q q 0 0 0 rg BT 362.92 167.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.28 167.10 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 418.61 167.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 440.63 167.10 Td (were ) Tj ET Q q 0 0 0 rg BT 462.09 167.10 Td (used ) Tj ET Q q 0 0 0 rg BT 482.44 167.10 Td (for ) Tj ET Q q 0 0 0 rg BT 496.13 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.37 167.10 Td (development ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 155.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.44 155.10 Td (software ) Tj ET Q q 0 0 0 rg BT 98.97 155.10 Td (to ) Tj ET Q q 0 0 0 rg BT 109.86 155.10 Td (be ) Tj ET Q q 0 0 0 rg BT 122.41 155.10 Td (sold ) Tj ET Q q 0 0 0 rg BT 142.19 155.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.73 155.10 Td (marketed, ) Tj ET Q q 0 0 0 rg BT 202.54 155.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.09 155.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 240.70 155.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.59 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 272.70 155.10 Td (was ) Tj ET Q q 0 0 0 rg BT 291.35 155.10 Td (used ) Tj ET Q q 0 0 0 rg BT 312.79 155.10 Td (for ) Tj ET Q q 0 0 0 rg BT 327.56 155.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 357.32 155.10 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 411.52 155.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 455.17 155.10 Td (to ) Tj ET Q q 0 0 0 rg BT 466.06 155.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.38 155.10 Td (enhancement ) Tj ET Q q 0 0 0 rg BT 537.24 155.10 Td (of ) Tj ET Q q 0 0 0 rg BT 548.68 155.10 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 143.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 96.93 143.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 137.76 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 154.70 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 169.41 143.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 211.34 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 222.17 143.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 262.44 143.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 307.15 143.10 Td (to ) Tj ET Q q 0 0 0 rg BT 317.43 143.10 Td (support ) Tj ET Q q 0 0 0 rg BT 349.93 143.10 Td (our ) Tj ET Q q 0 0 0 rg BT 365.76 143.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 409.91 143.10 Td (operations.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 119.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 119.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 102.34 119.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 122.00 119.10 Td (used ) Tj ET Q q 0 0 0 rg BT 142.23 119.10 Td (for ) Tj ET Q q 0 0 0 rg BT 155.79 119.10 Td (investing ) Tj ET Q q 0 0 0 rg BT 194.35 119.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 232.35 119.10 Td (totaled ) Tj ET Q q 0 0 0 rg BT 261.46 119.10 Td ($77.8 ) Tj ET Q q 0 0 0 rg BT 285.86 119.10 Td (million ) Tj ET Q q 0 0 0 rg BT 316.65 119.10 Td (for ) Tj ET Q q 0 0 0 rg BT 330.21 119.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.32 119.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 372.88 119.10 Td (months ) Tj ET Q q 0 0 0 rg BT 404.22 119.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 430.00 119.10 Td (December ) Tj ET Q q 0 0 0 rg BT 472.98 119.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 487.38 119.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 511.78 119.10 Td (During ) Tj ET Q q 0 0 0 rg BT 542.01 119.10 Td (2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 107.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.23 107.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.12 107.10 Td (used ) Tj ET Q q 0 0 0 rg BT 128.46 107.10 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 148.97 107.10 Td (million ) Tj ET Q q 0 0 0 rg BT 180.88 107.10 Td (for ) Tj ET Q q 0 0 0 rg BT 195.55 107.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.77 107.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 257.67 107.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.01 107.10 Td (Healthcare ) Tj ET Q q 0 0 0 rg BT 315.32 107.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 343.87 107.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 362.43 107.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.77 107.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 394.55 107.10 Td (acquired\), ) Tj ET Q q 0 0 0 rg BT 437.81 107.10 Td ($27.5 ) Tj ET Q q 0 0 0 rg BT 463.33 107.10 Td (million ) Tj ET Q q 0 0 0 rg BT 495.23 107.10 Td (was ) Tj ET Q q 0 0 0 rg BT 513.79 107.10 Td (used ) Tj ET Q q 0 0 0 rg BT 535.13 107.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.80 107.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 95.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 96.71 95.10 Td (of ) Tj ET Q q 0 0 0 rg BT 107.66 95.10 Td (V) Tj ET Q q 0 0 0 rg BT 113.78 95.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 136.59 95.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 154.96 95.10 Td (of ) Tj ET Q q 0 0 0 rg BT 166.12 95.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 186.71 95.10 Td (acquired\), ) Tj ET Q q 0 0 0 rg BT 229.80 95.10 Td ($23.8 ) Tj ET Q q 0 0 0 rg BT 255.12 95.10 Td (million ) Tj ET Q q 0 0 0 rg BT 286.84 95.10 Td (was ) Tj ET Q q 0 0 0 rg BT 305.22 95.10 Td (used ) Tj ET Q q 0 0 0 rg BT 326.38 95.10 Td (for ) Tj ET Q q 0 0 0 rg BT 340.87 95.10 Td (the ) Tj ET Q q 0 0 0 rg BT 355.91 95.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 402.62 95.10 Td (of ) Tj ET Q q 0 0 0 rg BT 413.78 95.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 454.37 95.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 472.75 95.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.90 95.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 504.50 95.10 Td (acquired\), ) Tj ET Q q 0 0 0 rg BT 547.58 95.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 83.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 69.81 83.10 Td (million ) Tj ET Q q 0 0 0 rg BT 101.01 83.10 Td (was ) Tj ET Q q 0 0 0 rg BT 118.87 83.10 Td (used ) Tj ET Q q 0 0 0 rg BT 139.51 83.10 Td (for ) Tj ET Q q 0 0 0 rg BT 153.48 83.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.00 83.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 214.19 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.83 83.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 234.92 83.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 252.77 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 263.41 83.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 283.49 83.10 Td (acquired\). ) Tj ET Q q 0 0 0 rg BT 325.54 83.10 Td (Also, ) Tj ET Q q 0 0 0 rg BT 349.24 83.10 Td (during ) Tj ET Q q 0 0 0 rg BT 377.66 83.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 399.97 83.10 Td (an ) Tj ET Q q 0 0 0 rg BT 411.71 83.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 452.89 83.10 Td ( ) Tj ET Q q 0 0 0 rg BT 455.19 83.10 Td (of ) Tj ET Q q 0 0 0 rg BT 465.83 83.10 Td ($2.8 ) Tj ET Q q 0 0 0 rg BT 485.64 83.10 Td (million ) Tj ET Q q 0 0 0 rg BT 516.84 83.10 Td (was ) Tj ET Q q 0 0 0 rg BT 534.70 83.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 554.23 83.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 71.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 95.93 71.10 Td (with ) Tj ET Q q 0 0 0 rg BT 115.76 71.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.03 71.10 Td (fulfillment ) Tj ET Q q 0 0 0 rg BT 174.85 71.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.23 71.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 217.27 71.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 253.76 71.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 300.25 71.10 Td (from ) Tj ET Q q 0 0 0 rg BT 321.75 71.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 351.00 71.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 372.49 71.10 Td (business ) Tj ET Q q 0 0 0 rg BT 408.44 71.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 458.26 71.10 Td (made ) Tj ET Q q 0 0 0 rg BT 481.97 71.10 Td (in ) Tj ET Q q 0 0 0 rg BT 491.80 71.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 516.36 71.10 Td (In ) Tj ET Q q 0 0 0 rg BT 526.74 71.10 Td (addition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 59.10 Td (during ) Tj ET Q q 0 0 0 rg BT 78.66 59.10 Td (that ) Tj ET Q q 0 0 0 rg BT 96.20 59.10 Td (year ) Tj ET Q q 0 0 0 rg BT 115.96 59.10 Td ($495 ) Tj ET Q q 0 0 0 rg BT 138.51 59.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 177.16 59.10 Td (was ) Tj ET Q q 0 0 0 rg BT 195.26 59.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 233.36 59.10 Td (from ) Tj ET Q q 0 0 0 rg BT 255.35 59.10 Td (maturities ) Tj ET Q q 0 0 0 rg BT 297.89 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 308.76 59.10 Td (marketable ) Tj ET Q q 0 0 0 rg BT 355.73 59.10 Td (securities ) Tj ET Q q 0 0 0 rg BT 396.04 59.10 Td (\(specifically ) Tj ET Q q 0 0 0 rg BT 448.01 59.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 470.00 59.10 Td (certificates ) Tj ET Q q 0 0 0 rg BT 516.41 59.10 Td (of ) Tj ET Q q 0 0 0 rg BT 527.29 59.10 Td (deposit\), ) Tj ET Q endstream endobj 73 0 obj <>] /Rotate 0 /Contents 74 0 R>> endobj 74 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (33) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td ($12.8 ) Tj ET Q q 0 0 0 rg BT 74.13 742.10 Td (million ) Tj ET Q q 0 0 0 rg BT 104.66 742.10 Td (was ) Tj ET Q q 0 0 0 rg BT 121.84 742.10 Td (used ) Tj ET Q q 0 0 0 rg BT 141.80 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 155.10 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.94 742.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 214.46 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.42 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 230.49 742.10 Td (building ) Tj ET Q q 0 0 0 rg BT 265.46 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 281.53 742.10 Td (land ) Tj ET Q q 0 0 0 rg BT 300.38 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 313.67 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 328.63 742.10 Td (new ) Tj ET Q q 0 0 0 rg BT 346.93 742.10 Td (global ) Tj ET Q q 0 0 0 rg BT 373.55 742.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 412.94 742.10 Td (headquarters ) Tj ET Q q 0 0 0 rg BT 465.66 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.07 742.10 Td (Johns ) Tj ET Q q 0 0 0 rg BT 499.48 742.10 Td (Creek, ) Tj ET Q q 0 0 0 rg BT 527.49 742.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 547.30 742.10 Td (gia, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 730.10 Td ($3.5 ) Tj ET Q q 0 0 0 rg BT 86.94 730.10 Td (million ) Tj ET Q q 0 0 0 rg BT 118.33 730.10 Td (was ) Tj ET Q q 0 0 0 rg BT 136.38 730.10 Td (used ) Tj ET Q q 0 0 0 rg BT 157.21 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 171.37 730.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 200.52 730.10 Td (expenditures.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 696.10 Td (Financing ) Tj ET Q q 0 0 0 rg BT 95.48 696.10 Td (Activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 672.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 103.11 672.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 123.55 672.10 Td (used ) Tj ET Q q 0 0 0 rg BT 144.56 672.10 Td (by ) Tj ET Q q 0 0 0 rg BT 157.23 672.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 197.67 672.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 236.44 672.10 Td (during ) Tj ET Q q 0 0 0 rg BT 265.22 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 280.11 672.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 309.44 672.10 Td (months ) Tj ET Q q 0 0 0 rg BT 341.56 672.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.11 672.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 426.87 672.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.87 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 449.54 672.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.77 672.10 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 487.94 672.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 516.83 672.10 Td (. ) Tj ET Q q 0 0 0 rg BT 522.01 672.10 Td (Financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 69.24 660.10 Td (outflows ) Tj ET Q q 0 0 0 rg BT 105.71 660.10 Td (consisted ) Tj ET Q q 0 0 0 rg BT 144.39 660.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.19 660.10 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 178.16 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.06 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 208.53 660.10 Td (used ) Tj ET Q q 0 0 0 rg BT 228.33 660.10 Td (to ) Tj ET Q q 0 0 0 rg BT 237.57 660.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 253.48 660.10 Td (common ) Tj ET Q q 0 0 0 rg BT 289.95 660.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 312.52 660.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 331.76 660.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 372.12 660.10 Td (to ) Tj ET Q q 0 0 0 rg BT 381.37 660.10 Td (our ) Tj ET Q q 0 0 0 rg BT 396.17 660.10 Td (shareholders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.67 660.10 Td ($81.7 ) Tj ET Q q 0 0 0 rg BT 474.64 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.54 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 505.00 660.10 Td (used ) Tj ET Q q 0 0 0 rg BT 524.80 660.10 Td (reacquire ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (2.9 ) Tj ET Q q 0 0 0 rg BT 64.99 648.10 Td (million ) Tj ET Q q 0 0 0 rg BT 96.38 648.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 123.86 648.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.68 648.10 Td (our ) Tj ET Q q 0 0 0 rg BT 150.51 648.10 Td (common ) Tj ET Q q 0 0 0 rg BT 187.99 648.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 211.59 648.10 Td (via ) Tj ET Q q 0 0 0 rg BT 226.30 648.10 Td (open ) Tj ET Q q 0 0 0 rg BT 248.23 648.10 Td (market ) Tj ET Q q 0 0 0 rg BT 278.49 648.10 Td (purchases, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.91 648.10 Td ($642 ) Tj ET Q q 0 0 0 rg BT 345.41 648.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.51 648.10 Td ( ) Tj ET Q q 0 0 0 rg BT 384.01 648.10 Td (used ) Tj ET Q q 0 0 0 rg BT 404.83 648.10 Td (to ) Tj ET Q q 0 0 0 rg BT 415.10 648.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 432.03 648.10 Td (down ) Tj ET Q q 0 0 0 rg BT 456.75 648.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 490.90 648.10 Td (promissory ) Tj ET Q q 0 0 0 rg BT 538.40 648.10 Td (notes, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.94 636.10 Td ($10 ) Tj ET Q q 0 0 0 rg BT 84.45 636.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 123.06 636.10 Td (was ) Tj ET Q q 0 0 0 rg BT 141.11 636.10 Td (used ) Tj ET Q q 0 0 0 rg BT 161.95 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 172.23 636.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 189.17 636.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 218.33 636.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 240.82 636.10 Td (obligations. ) Tj ET Q q 0 0 0 rg BT 290.26 636.10 Td (Partially ) Tj ET Q q 0 0 0 rg BT 326.65 636.10 Td (of) Tj ET Q q 0 0 0 rg BT 334.80 636.10 Td (fsetting ) Tj ET Q q 0 0 0 rg BT 367.30 636.10 Td (these ) Tj ET Q q 0 0 0 rg BT 390.35 636.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 410.62 636.10 Td (outflows ) Tj ET Q q 0 0 0 rg BT 448.13 636.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.06 636.10 Td ($86.0 ) Tj ET Q q 0 0 0 rg BT 495.06 636.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.95 636.10 Td ( ) Tj ET Q q 0 0 0 rg BT 526.46 636.10 Td (provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (from ) Tj ET Q q 0 0 0 rg BT 70.86 624.10 Td (our ) Tj ET Q q 0 0 0 rg BT 85.62 624.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 129.81 624.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 148.45 624.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 188.20 624.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 212.39 624.10 Td (line ) Tj ET Q q 0 0 0 rg BT 228.81 624.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 258.56 624.10 Td (with ) Tj ET Q q 0 0 0 rg BT 277.76 624.10 Td 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Tj ET Q q 0 0 0 rg BT 69.88 564.10 Td (inflows ) Tj ET Q q 0 0 0 rg BT 101.99 564.10 Td (were ) Tj ET Q q 0 0 0 rg BT 123.53 564.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 162.85 564.10 Td (comprised ) Tj ET Q q 0 0 0 rg BT 206.61 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.05 564.10 Td ($120.5 ) Tj ET Q q 0 0 0 rg BT 246.66 564.10 Td (million ) Tj ET Q q 0 0 0 rg BT 277.66 564.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 315.32 564.10 Td (by ) Tj ET Q q 0 0 0 rg BT 327.43 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.75 564.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 382.19 564.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 407.06 564.10 Td (line ) Tj ET Q q 0 0 0 rg BT 424.17 564.10 Td (in ) Tj ET Q q 0 0 0 rg BT 434.05 564.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 480.03 564.10 Td (with ) Tj ET Q q 0 0 0 rg BT 499.92 564.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 544.79 564.10 Td (loan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 80.23 552.10 Td (with ) Tj ET Q q 0 0 0 rg BT 99.93 552.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 134.62 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 150.97 552.10 Td ($747 ) Tj ET Q q 0 0 0 rg BT 172.89 552.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 210.91 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.15 552.10 Td (proceeds ) Tj ET Q q 0 0 0 rg BT 258.60 552.10 Td (from ) Tj ET Q q 0 0 0 rg BT 279.96 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.09 552.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 328.75 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.00 552.10 Td (common ) Tj ET Q q 0 0 0 rg BT 375.91 552.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 398.93 552.10 Td (options ) Tj ET Q q 0 0 0 rg BT 430.29 552.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 447.75 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 458.00 552.10 Td (forfeiture ) Tj ET Q q 0 0 0 rg BT 497.67 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 507.91 552.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 537.03 552.10 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.62 540.10 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 89.56 540.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 125.16 540.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 147.99 540.10 Td (and ) Tj ET Q q 0 0 0 rg BT 165.27 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 180.33 540.10 Td (recipient's ) Tj ET Q q 0 0 0 rg BT 223.84 540.10 Td (income ) Tj ET Q q 0 0 0 rg BT 256.11 540.10 Td (taxes\). ) Tj ET Q q 0 0 0 rg BT 285.33 540.10 Td (Partially ) Tj ET Q q 0 0 0 rg BT 322.05 540.10 Td (of) Tj ET Q q 0 0 0 rg BT 330.20 540.10 Td (fsetting ) Tj ET Q q 0 0 0 rg BT 363.03 540.10 Td (these ) Tj ET Q q 0 0 0 rg BT 386.41 540.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 407.02 540.10 Td (inflows ) Tj ET Q q 0 0 0 rg BT 439.86 540.10 Td (were ) Tj ET Q q 0 0 0 rg BT 462.13 540.10 Td (a ) Tj ET Q q 0 0 0 rg BT 469.40 540.10 Td ($15.0 ) Tj ET Q q 0 0 0 rg BT 494.74 540.10 Td (million ) Tj ET Q q 0 0 0 rg BT 526.47 540.10 Td (principal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 86.36 528.10 Td (against ) Tj ET Q q 0 0 0 rg BT 116.61 528.10 Td (our ) Tj ET Q q 0 0 0 rg BT 131.87 528.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 172.13 528.10 Td (line ) Tj ET Q q 0 0 0 rg BT 189.05 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 199.31 528.10 Td (credit, ) Tj ET Q q 0 0 0 rg BT 226.50 528.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 245.92 528.10 Td (million ) Tj ET Q q 0 0 0 rg BT 276.74 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 287.00 528.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 324.47 528.10 Td (repayments ) Tj ET Q q 0 0 0 rg BT 372.49 528.10 Td (against ) Tj ET Q q 0 0 0 rg BT 402.75 528.10 Td (our ) Tj ET Q q 0 0 0 rg BT 418.00 528.10 Td (former ) Tj ET Q q 0 0 0 rg BT 447.14 528.10 Td (term ) Tj ET Q q 0 0 0 rg BT 467.39 528.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 486.54 528.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 516.78 528.10 Td (and ) Tj ET Q q 0 0 0 rg BT 533.15 528.10 Td (a ) Tj ET Q q 0 0 0 rg BT 539.52 528.10 Td ($32.2 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (million ) Tj ET Q q 0 0 0 rg BT 80.75 516.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 97.04 516.10 Td (of) Tj ET Q q 0 0 0 rg BT 105.19 516.10 Td (f ) Tj ET Q q 0 0 0 rg BT 110.38 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 120.57 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.64 516.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 177.04 516.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 213.32 516.10 Td (on ) Tj ET Q q 0 0 0 rg BT 225.18 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.25 516.10 Td (related ) Tj ET Q q 0 0 0 rg BT 268.31 516.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 312.93 516.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 337.55 516.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 367.73 516.10 Td (with ) Tj ET Q q 0 0 0 rg BT 387.36 516.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 426.16 516.10 Td ($1) Tj ET Q q 0 0 0 rg BT 435.79 516.10 Td (1.4 ) Tj ET Q q 0 0 0 rg BT 450.15 516.10 Td (million ) Tj ET Q q 0 0 0 rg BT 480.90 516.10 Td (used ) Tj ET Q q 0 0 0 rg BT 501.09 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 510.72 516.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 527.02 516.10 Td (common ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 72.70 504.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 92.05 504.10 Td (dividends ) Tj ET Q q 0 0 0 rg BT 132.53 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 141.90 504.10 Td (our ) Tj ET Q q 0 0 0 rg BT 156.81 504.10 Td (shareholders, ) Tj ET Q q 0 0 0 rg BT 211.44 504.10 Td ($31.9 ) Tj ET Q q 0 0 0 rg BT 235.53 504.10 Td (million ) Tj ET Q q 0 0 0 rg BT 266.01 504.10 Td (used ) Tj ET Q q 0 0 0 rg BT 285.93 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 295.29 504.10 Td (make ) Tj ET Q q 0 0 0 rg BT 318.54 504.10 Td (open ) Tj ET Q q 0 0 0 rg BT 339.56 504.10 Td (market ) Tj ET Q q 0 0 0 rg BT 368.92 504.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 417.70 504.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.62 504.10 Td (our ) Tj ET Q q 0 0 0 rg BT 442.54 504.10 Td (common ) Tj ET Q q 0 0 0 rg BT 479.12 504.10 Td (stock, ) Tj ET Q q 0 0 0 rg BT 504.32 504.10 Td ($345 ) Tj ET Q q 0 0 0 rg BT 525.91 504.10 Td (thousand ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (used ) Tj ET Q q 0 0 0 rg BT 71.39 492.10 Td (to ) Tj ET Q q 0 0 0 rg BT 82.23 492.10 Td (pay ) Tj ET Q q 0 0 0 rg BT 99.74 492.10 Td (down ) Tj ET Q q 0 0 0 rg BT 125.02 492.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 159.75 492.10 Td (promissory ) Tj ET Q q 0 0 0 rg BT 207.81 492.10 Td (notes, ) Tj ET Q q 0 0 0 rg BT 234.48 492.10 Td ($3.5 ) Tj ET Q q 0 0 0 rg BT 255.05 492.10 Td (million ) Tj ET Q q 0 0 0 rg BT 287.00 492.10 Td (used ) Tj ET Q q 0 0 0 rg BT 308.39 492.10 Td (to ) Tj ET Q q 0 0 0 rg BT 319.23 492.10 Td (re-acquire ) Tj ET Q q 0 0 0 rg BT 362.82 492.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 390.87 492.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.27 492.10 Td (our ) Tj ET Q q 0 0 0 rg BT 418.66 492.10 Td (common ) Tj ET Q q 0 0 0 rg BT 456.72 492.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 480.89 492.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 526.17 492.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 554.23 492.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 96.48 480.10 Td (with ) Tj ET Q q 0 0 0 rg BT 116.87 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.70 480.10 Td (put ) Tj ET Q q 0 0 0 rg BT 147.08 480.10 Td (option ) Tj ET Q q 0 0 0 rg BT 175.25 480.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 202.86 480.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.25 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.08 480.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 250.69 480.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 297.18 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 308.12 480.10 Td (PlanetSoft, ) Tj ET Q q 0 0 0 rg BT 354.89 480.10 Td ($231 ) Tj ET Q q 0 0 0 rg BT 377.50 480.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 416.22 480.10 Td (used ) Tj ET Q q 0 0 0 rg BT 437.16 480.10 Td (to ) Tj ET Q q 0 0 0 rg BT 447.55 480.10 Td (service ) Tj ET Q q 0 0 0 rg BT 478.47 480.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 512.75 480.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 542.01 480.10 Td (lease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (obligations, ) Tj ET Q q 0 0 0 rg BT 99.44 468.10 Td (and ) Tj ET Q q 0 0 0 rg BT 116.38 468.10 Td ($3.2 ) Tj ET Q q 0 0 0 rg BT 136.38 468.10 Td (million ) Tj ET Q q 0 0 0 rg BT 167.77 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.60 468.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 207.20 468.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 221.92 468.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 256.07 468.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 299.67 468.10 Td (with ) Tj ET Q q 0 0 0 rg BT 319.95 468.10 Td (share-based ) Tj ET Q q 0 0 0 rg BT 369.64 468.10 Td (compensation.) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (Commercial ) Tj ET Q q 0 0 0 rg BT 103.05 446.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 127.78 446.10 Td (Financing ) Tj ET Q q 0 0 0 rg BT 173.63 446.10 Td (Facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 429.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 429.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 429.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 126.08 429.10 Td (October ) Tj ET Q q 0 0 0 rg BT 161.90 429.10 Td (14, ) Tj ET Q q 0 0 0 rg BT 178.02 429.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 201.64 429.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.47 429.10 Td (Company) Tj ET Q q 0 0 0 rg BT 255.71 429.10 Td (, ) Tj ET Q q 0 0 0 rg BT 261.83 429.10 Td (in ) Tj ET Q q 0 0 0 rg BT 273.23 429.10 Td (coordination ) Tj ET Q q 0 0 0 rg BT 327.39 429.10 Td (with ) Tj ET Q q 0 0 0 rg BT 348.78 429.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 385.18 429.10 Td (as ) Tj ET Q q 0 0 0 rg BT 397.13 429.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 457.95 429.10 Td ( ) Tj ET Q q 0 0 0 rg BT 461.57 429.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 486.84 429.10 Td (and ) Tj ET Q q 0 0 0 rg BT 504.90 429.10 Td (a ) Tj ET Q q 0 0 0 rg BT 512.96 429.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 534.91 429.10 Td (lender) Tj ET Q q 0 0 0 rg BT 559.50 429.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 417.10 Td (exercised ) Tj ET Q q 0 0 0 rg BT 89.68 417.10 Td (the ) Tj ET Q q 0 0 0 rg BT 103.82 417.10 Td ($50 ) Tj ET Q q 0 0 0 rg BT 120.74 417.10 Td (million ) Tj ET Q q 0 0 0 rg BT 151.56 417.10 Td (accordion ) Tj ET Q q 0 0 0 rg BT 192.91 417.10 Td (feature ) Tj ET Q q 0 0 0 rg BT 222.58 417.10 Td (in ) Tj ET Q q 0 0 0 rg BT 232.29 417.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.43 417.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 280.01 417.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 314.72 417.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 348.85 417.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 395.21 417.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 422.12 417.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 454.60 417.10 Td (thereby ) Tj ET Q q 0 0 0 rg BT 486.51 417.10 Td (expanding ) Tj ET Q q 0 0 0 rg BT 530.09 417.10 Td (the ) Tj ET Q q 0 0 0 rg BT 544.23 417.10 Td (total ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 405.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 75.20 405.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 105.95 405.10 Td (to ) Tj ET Q q 0 0 0 rg BT 116.16 405.10 Td ($240 ) Tj ET Q q 0 0 0 rg BT 138.59 405.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 171.88 405.10 Td (As ) Tj ET Q q 0 0 0 rg BT 185.42 405.10 Td (part ) Tj ET Q q 0 0 0 rg BT 203.40 405.10 Td (of ) Tj ET Q q 0 0 0 rg BT 214.16 405.10 Td (this ) Tj ET Q q 0 0 0 rg BT 231.04 405.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 256.24 405.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 286.99 405.10 Td (expansion, ) Tj ET Q q 0 0 0 rg BT 332.29 405.10 Td (TD ) Tj ET Q q 0 0 0 rg BT 348.05 405.10 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 374.09 405.10 Td (NA) Tj ET Q q 0 0 0 rg BT 387.98 405.10 Td ( ) Tj ET Q q 0 0 0 rg BT 390.42 405.10 Td (\("TD"\) ) Tj ET Q q 0 0 0 rg BT 421.00 405.10 Td (was ) Tj ET Q q 0 0 0 rg BT 438.98 405.10 Td (added ) Tj ET Q q 0 0 0 rg BT 465.29 405.10 Td (to ) Tj ET Q q 0 0 0 rg BT 475.50 405.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.15 405.10 Td (syndication ) Tj ET Q q 0 0 0 rg BT 538.69 405.10 Td (group ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 393.10 Td (along ) Tj ET Q q 0 0 0 rg BT 74.88 393.10 Td (with ) Tj ET Q q 0 0 0 rg BT 95.33 393.10 Td (five ) Tj ET Q q 0 0 0 rg BT 113.54 393.10 Td (other ) Tj ET Q q 0 0 0 rg BT 136.76 393.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 158.86 393.10 Td (participants, ) Tj ET Q q 0 0 0 rg BT 210.68 393.10 Td (which ) Tj ET Q q 0 0 0 rg BT 237.79 393.10 Td (include ) Tj ET Q q 0 0 0 rg BT 269.89 393.10 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 307.84 393.10 Td (MUFG ) Tj ET Q q 0 0 0 rg BT 339.40 393.10 Td (Union ) Tj ET Q q 0 0 0 rg BT 367.07 393.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 390.84 393.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 415.45 393.10 Td (Fifth ) Tj ET Q q 0 0 0 rg BT 437.38 393.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 462.26 393.10 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 488.54 393.10 Td (and ) Tj ET Q q 0 0 0 rg BT 505.64 393.10 Td (Silicon ) Tj ET Q q 0 0 0 rg BT 536.45 393.10 Td (V) Tj ET Q q 0 0 0 rg BT 542.57 393.10 Td (alley ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 381.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 74.35 381.10 Td (as ) Tj ET Q q 0 0 0 rg BT 85.93 381.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 107.51 381.10 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 141.89 381.10 Td (TD ) Tj ET Q q 0 0 0 rg BT 158.47 381.10 Td (commitment ) Tj ET Q q 0 0 0 rg BT 212.26 381.10 Td (level ) Tj ET Q q 0 0 0 rg BT 234.94 381.10 Td (is ) Tj ET Q q 0 0 0 rg BT 244.85 381.10 Td ($25 ) Tj ET Q q 0 0 0 rg BT 263.10 381.10 Td (million. ) Tj ET Q q 0 0 0 rg BT 297.50 381.10 Td (The ) Tj ET Q q 0 0 0 rg BT 316.29 381.10 Td (expanded ) Tj ET Q q 0 0 0 rg BT 357.85 381.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 383.86 381.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 415.42 381.10 Td (will ) Tj ET Q q 0 0 0 rg BT 434.23 381.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 471.90 381.10 Td (to ) Tj ET Q q 0 0 0 rg BT 482.93 381.10 Td (be ) Tj ET Q q 0 0 0 rg BT 495.61 381.10 Td (used ) Tj ET Q q 0 0 0 rg BT 517.19 381.10 Td (to ) Tj ET Q q 0 0 0 rg BT 528.21 381.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 549.78 381.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 369.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 97.08 369.10 Td (future ) Tj ET Q q 0 0 0 rg BT 123.46 369.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 154.29 369.10 Td (and ) Tj ET Q q 0 0 0 rg BT 171.23 369.10 Td (share ) Tj ET Q q 0 0 0 rg BT 194.82 369.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 240.63 369.10 Td (initiatives.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 352.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 352.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.88 352.10 Td (February ) Tj ET Q q 0 0 0 rg BT 139.63 352.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 149.79 352.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 174.95 352.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 198.99 352.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 216.91 352.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 235.12 352.10 Td (Company\) ) Tj ET Q q 0 0 0 rg BT 288.87 352.10 Td (and ) Tj ET Q q 0 0 0 rg BT 305.96 352.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 335.82 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 346.81 352.10 Td (its ) Tj ET Q q 0 0 0 rg BT 358.91 352.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 408.78 352.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 440.86 352.10 Td (into ) Tj ET Q q 0 0 0 rg BT 459.08 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.95 352.10 Td (First ) Tj ET Q q 0 0 0 rg BT 494.36 352.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 546.45 352.10 Td (\(the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (First ) Tj ET Q q 0 0 0 rg BT 74.23 340.10 Td (Amendment\) ) Tj ET Q q 0 0 0 rg BT 133.30 340.10 Td (to ) Tj ET Q q 0 0 0 rg BT 142.94 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 157.02 340.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 191.67 340.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 225.74 340.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 252.60 340.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 285.02 340.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 302.43 340.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 333.32 340.10 Td (Agreement\), ) Tj ET Q q 0 0 0 rg BT 389.88 340.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 412.98 340.10 Td (August5, ) Tj ET Q q 0 0 0 rg BT 453.74 340.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 478.11 340.10 Td (among ) Tj ET Q q 0 0 0 rg BT 507.19 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.27 340.10 Td (Company) Tj ET Q q 0 0 0 rg BT 559.51 340.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (with ) Tj ET Q q 0 0 0 rg BT 71.38 328.10 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 110.25 328.10 Td (MUFG ) Tj ET Q q 0 0 0 rg BT 142.75 328.10 Td (Union ) Tj ET Q q 0 0 0 rg BT 171.35 328.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 196.05 328.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 221.60 328.10 Td (and ) Tj ET Q q 0 0 0 rg BT 239.63 328.10 Td (Silicon ) Tj ET Q q 0 0 0 rg BT 271.31 328.10 Td (V) Tj ET Q q 0 0 0 rg BT 277.42 328.10 Td (alley ) Tj ET Q q 0 0 0 rg BT 300.45 328.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 325.16 328.10 Td (as ) Tj ET Q q 0 0 0 rg BT 337.09 328.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 359.02 328.10 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 393.74 328.10 Td (The ) Tj ET Q q 0 0 0 rg BT 412.88 328.10 Td (First ) Tj ET Q q 0 0 0 rg BT 434.03 328.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 487.06 328.10 Td (amends ) Tj ET Q q 0 0 0 rg BT 521.20 328.10 Td (the ) Tj ET Q q 0 0 0 rg BT 537.02 328.10 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 96.14 316.10 Td (by ) Tj ET Q q 0 0 0 rg BT 107.85 316.10 Td (increasing ) Tj ET Q q 0 0 0 rg BT 150.66 316.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.60 316.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 206.86 316.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 238.57 316.10 Td (by ) Tj ET Q q 0 0 0 rg BT 250.29 316.10 Td (which ) Tj ET Q q 0 0 0 rg BT 276.44 316.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.00 316.10 Td (Aggregate ) Tj ET Q q 0 0 0 rg BT 333.36 316.10 Td (Revolving ) Tj ET Q q 0 0 0 rg BT 376.74 316.10 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 435.12 316.10 Td (may ) Tj ET Q q 0 0 0 rg BT 454.05 316.10 Td (be ) Tj ET Q q 0 0 0 rg BT 465.21 316.10 Td (increased ) Tj ET Q q 0 0 0 rg BT 504.68 316.10 Td (by ) Tj ET Q q 0 0 0 rg BT 516.39 316.10 Td ($90 ) Tj ET Q q 0 0 0 rg BT 533.11 316.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (from ) Tj ET Q q 0 0 0 rg BT 72.00 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 86.79 304.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 137.11 304.10 Td (limit ) Tj ET Q q 0 0 0 rg BT 158.57 304.10 Td (of ) Tj ET Q q 0 0 0 rg BT 169.47 304.10 Td ($50 ) Tj ET Q q 0 0 0 rg BT 187.03 304.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 220.99 304.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 260.20 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 274.98 304.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 307.54 304.10 Td (of ) Tj ET Q q 0 0 0 rg BT 318.43 304.10 Td (base ) Tj ET Q q 0 0 0 rg BT 338.77 304.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 369.65 304.10 Td (to ) Tj ET Q q 0 0 0 rg BT 380.00 304.10 Td ($190 ) Tj ET Q q 0 0 0 rg BT 402.56 304.10 Td (million ) Tj ET Q q 0 0 0 rg BT 434.02 304.10 Td (from ) Tj ET Q q 0 0 0 rg BT 456.02 304.10 Td (the ) Tj ET Q q 0 0 0 rg BT 470.80 304.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 521.13 304.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 553.69 304.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 71.98 292.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 105.35 292.10 Td (which ) Tj ET Q q 0 0 0 rg BT 131.77 292.10 Td (together ) Tj ET Q q 0 0 0 rg BT 166.51 292.10 Td (with ) Tj ET Q q 0 0 0 rg BT 186.27 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.47 292.10 Td ($50 ) Tj ET Q q 0 0 0 rg BT 217.45 292.10 Td (million ) Tj ET Q q 0 0 0 rg BT 248.32 292.10 Td (accordion ) Tj ET Q q 0 0 0 rg BT 289.72 292.10 Td (feature ) Tj ET Q q 0 0 0 rg BT 319.46 292.10 Td (increases ) Tj ET Q q 0 0 0 rg BT 358.08 292.10 Td (the ) Tj ET Q q 0 0 0 rg BT 372.28 292.10 Td (total ) Tj ET Q q 0 0 0 rg BT 392.03 292.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 418.57 292.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 464.98 292.10 Td (capacity ) Tj ET Q q 0 0 0 rg BT 500.27 292.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 532.24 292.10 Td (to ) Tj ET Q q 0 0 0 rg BT 542.00 292.10 Td ($240 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.10 Td (million ) Tj ET Q q 0 0 0 rg BT 81.27 280.10 Td (from ) Tj ET Q q 0 0 0 rg BT 103.09 280.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.68 280.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 139.50 280.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 171.87 280.10 Td (of ) Tj ET Q q 0 0 0 rg BT 182.58 280.10 Td ($200 ) Tj ET Q q 0 0 0 rg BT 204.96 280.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 238.73 280.10 Td (and ) Tj ET Q q 0 0 0 rg BT 255.54 280.10 Td (expands ) Tj ET Q q 0 0 0 rg BT 290.69 280.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.28 280.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 350.42 280.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 372.24 280.10 Td (group ) Tj ET Q q 0 0 0 rg BT 397.95 280.10 Td (to ) Tj ET Q q 0 0 0 rg BT 408.11 280.10 Td (four ) Tj ET Q q 0 0 0 rg BT 427.14 280.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 476.17 280.10 Td (by ) Tj ET Q q 0 0 0 rg BT 488.55 280.10 Td (adding ) Tj ET Q q 0 0 0 rg BT 518.14 280.10 Td (Fifth ) Tj ET Q q 0 0 0 rg BT 539.80 280.10 Td (Third ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.10 Td (Bank. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 251.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 251.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.15 251.10 Td (August ) Tj ET Q q 0 0 0 rg BT 131.51 251.10 Td (5, ) Tj ET Q q 0 0 0 rg BT 141.48 251.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 166.45 251.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 187.81 251.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 219.70 251.10 Td (into ) Tj ET Q q 0 0 0 rg BT 237.73 251.10 Td (a ) Tj ET Q q 0 0 0 rg BT 244.64 251.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 269.87 251.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 313.98 251.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 355.34 251.10 Td (for ) Tj ET Q q 0 0 0 rg BT 369.47 251.10 Td (a ) Tj ET Q q 0 0 0 rg BT 376.38 251.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 398.85 251.10 Td (million ) Tj ET Q q 0 0 0 rg BT 430.22 251.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 463.22 251.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 508.46 251.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 533.69 251.10 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 239.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 68.14 239.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 107.96 239.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 142.76 239.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 189.79 239.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 217.38 239.10 Td (Facility\) ) Tj ET Q q 0 0 0 rg BT 258.30 239.10 Td (with ) Tj ET Q q 0 0 0 rg BT 278.67 239.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 314.05 239.10 Td (as ) Tj ET Q q 0 0 0 rg BT 324.98 239.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 384.78 239.10 Td (agent ) Tj ET Q q 0 0 0 rg BT 409.03 239.10 Td (and ) Tj ET Q q 0 0 0 rg BT 426.07 239.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 461.44 239.10 Td (with ) Tj ET Q q 0 0 0 rg BT 481.82 239.10 Td (MUFG ) Tj ET Q q 0 0 0 rg BT 513.31 239.10 Td (Union ) Tj ET Q q 0 0 0 rg BT 540.91 239.10 Td (Bank ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 227.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 74.57 227.10 Td (and ) Tj ET Q q 0 0 0 rg BT 91.63 227.10 Td (Silicon ) Tj ET Q q 0 0 0 rg BT 122.40 227.10 Td (V) Tj ET Q q 0 0 0 rg BT 128.51 227.10 Td (alley ) Tj ET Q q 0 0 0 rg BT 150.57 227.10 Td (Bank ) Tj ET Q q 0 0 0 rg BT 174.31 227.10 Td (as ) Tj ET Q q 0 0 0 rg BT 185.26 227.10 Td (joint ) Tj ET Q q 0 0 0 rg BT 206.22 227.10 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 240.03 227.10 Td (The ) Tj ET Q q 0 0 0 rg BT 258.20 227.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 298.59 227.10 Td (is ) Tj ET Q q 0 0 0 rg BT 307.89 227.10 Td (comprised ) Tj ET Q q 0 0 0 rg BT 352.17 227.10 Td (of ) Tj ET Q q 0 0 0 rg BT 363.12 227.10 Td (a ) Tj ET Q q 0 0 0 rg BT 370.18 227.10 Td (five-year) Tj ET Q q 0 0 0 rg BT 405.87 227.10 Td (, ) Tj ET Q q 0 0 0 rg BT 410.99 227.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 433.62 227.10 Td (million ) Tj ET Q q 0 0 0 rg BT 465.13 227.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 498.29 227.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 539.24 227.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 215.10 Td (facility) Tj ET Q q 0 0 0 rg BT 77.67 215.10 Td (, ) Tj ET Q q 0 0 0 rg BT 82.78 215.10 Td (with ) Tj ET Q q 0 0 0 rg BT 103.17 215.10 Td (an ) Tj ET Q q 0 0 0 rg BT 115.22 215.10 Td (option ) Tj ET Q q 0 0 0 rg BT 143.38 215.10 Td (to ) Tj ET Q q 0 0 0 rg BT 153.77 215.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 185.26 215.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.65 215.10 Td ($200 ) Tj ET Q q 0 0 0 rg BT 218.26 215.10 Td (million ) Tj ET Q q 0 0 0 rg BT 249.76 215.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 272.37 215.10 Td (request ) Tj ET Q q 0 0 0 rg BT 303.85 215.10 Td (and ) Tj ET Q q 0 0 0 rg BT 320.90 215.10 Td (with ) Tj ET Q q 0 0 0 rg BT 341.29 215.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 383.89 215.10 Td (lender ) Tj ET Q q 0 0 0 rg BT 411.49 215.10 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 470.85 215.10 Td (This ) Tj ET Q q 0 0 0 rg BT 491.23 215.10 Td (new ) Tj ET Q q 0 0 0 rg BT 510.50 215.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 533.11 215.10 Td (million ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 203.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 75.44 203.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 106.44 203.10 Td (with ) Tj ET Q q 0 0 0 rg BT 126.89 203.10 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 164.84 203.10 Td (as ) Tj ET Q q 0 0 0 rg BT 175.85 203.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 235.73 203.10 Td (agent, ) Tj ET Q q 0 0 0 rg BT 262.56 203.10 Td (replaces ) Tj ET Q q 0 0 0 rg BT 297.99 203.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.89 203.10 Td (former ) Tj ET Q q 0 0 0 rg BT 342.77 203.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 388.21 203.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 410.88 203.10 Td (million ) Tj ET Q q 0 0 0 rg BT 442.45 203.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 473.45 203.10 Td (that ) Tj ET Q q 0 0 0 rg BT 491.12 203.10 Td (the ) Tj ET Q q 0 0 0 rg BT 506.01 203.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 547.57 203.10 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.90 191.10 Td (place ) Tj ET Q q 0 0 0 rg BT 85.11 191.10 Td (with ) Tj ET Q q 0 0 0 rg BT 106.01 191.10 Td (Citi ) Tj ET Q q 0 0 0 rg BT 124.14 191.10 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 150.86 191.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 173.43 191.10 Td (which ) Tj ET Q q 0 0 0 rg BT 200.99 191.10 Td (was ) Tj ET Q q 0 0 0 rg BT 219.66 191.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 240.00 191.10 Td (in ) Tj ET Q q 0 0 0 rg BT 250.89 191.10 Td (full ) Tj ET Q q 0 0 0 rg BT 267.90 191.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 291.02 191.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.36 191.10 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 357.24 191.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.69 191.10 Td (this ) Tj ET Q q 0 0 0 rg BT 386.26 191.10 Td (new ) Tj ET Q q 0 0 0 rg BT 406.04 191.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 426.38 191.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 457.82 191.10 Td (with ) Tj ET Q q 0 0 0 rg BT 478.72 191.10 Td (Regions. ) Tj ET Q q 0 0 0 rg BT 517.11 191.10 Td ( ) Tj ET Q q 0 0 0 rg BT 520.01 191.10 Td (The ) Tj ET Q q 0 0 0 rg BT 538.68 191.10 Td (initial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 179.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 82.35 179.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 100.24 179.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 144.24 179.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.93 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 170.06 179.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 205.18 179.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 252.52 179.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 280.43 179.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 313.90 179.10 Td (is ) Tj ET Q q 0 0 0 rg BT 323.48 179.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 356.39 179.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 375.97 179.10 Td (1.75% ) Tj ET Q q 0 0 0 rg BT 404.71 179.10 Td (or ) Tj ET Q q 0 0 0 rg BT 415.95 179.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 454.96 179.10 Td (1.94%. ) Tj ET Q q 0 0 0 rg BT 486.20 179.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 514.10 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 529.23 179.10 Td (Regions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 167.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 84.20 167.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 130.63 167.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 157.61 167.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 190.16 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 204.37 167.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 246.91 167.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 278.33 167.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 295.31 167.10 Td (that ) Tj ET Q q 0 0 0 rg BT 312.30 167.10 Td (could ) Tj ET Q q 0 0 0 rg BT 336.51 167.10 Td (be ) Tj ET Q q 0 0 0 rg BT 347.94 167.10 Td (char) Tj ET Q q 0 0 0 rg BT 364.97 167.10 Td (ged ) Tj ET Q q 0 0 0 rg BT 381.40 167.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 425.04 167.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 447.04 167.10 Td (the ) Tj ET Q q 0 0 0 rg BT 461.25 167.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 507.82 167.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 543.67 167.10 Td (ratio ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 155.10 Td (is ) Tj ET Q q 0 0 0 rg BT 59.28 155.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 91.90 155.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 111.18 155.10 Td (2.25%. ) Tj ET Q q 0 0 0 rg BT 142.13 155.10 Td ( ) Tj ET Q q 0 0 0 rg BT 144.55 155.10 Td (The ) Tj ET Q q 0 0 0 rg BT 162.72 155.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 208.66 155.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 249.03 155.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 293.29 155.10 Td (contains ) Tj ET Q q 0 0 0 rg BT 329.23 155.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 366.83 155.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 409.43 155.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 450.36 155.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.19 155.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 512.38 155.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 535.54 155.10 Td (char) Tj ET Q q 0 0 0 rg BT 552.57 155.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 143.10 Td (coverage ) Tj ET Q q 0 0 0 rg BT 88.40 143.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 109.05 143.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.81 143.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 161.99 143.10 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 185.13 143.10 Td (as ) Tj ET Q q 0 0 0 rg BT 195.78 143.10 Td (well ) Tj ET Q q 0 0 0 rg BT 215.32 143.10 Td (as ) Tj ET Q q 0 0 0 rg BT 225.97 143.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 255.49 143.10 Td (restrictive ) Tj ET Q q 0 0 0 rg BT 297.79 143.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 340.09 143.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 382.95 143.10 Td (to ) Tj ET Q q 0 0 0 rg BT 393.05 143.10 Td (such ) Tj ET Q q 0 0 0 rg BT 413.70 143.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 445.45 143.10 Td (as ) Tj ET Q q 0 0 0 rg BT 456.10 143.10 Td (the ) Tj ET Q q 0 0 0 rg BT 470.64 143.10 Td (incurrence ) Tj ET Q q 0 0 0 rg BT 515.15 143.10 Td (of ) Tj ET Q q 0 0 0 rg BT 525.80 143.10 Td (new ) Tj ET Q q 0 0 0 rg BT 544.78 143.10 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.15 131.10 Td (the ) Tj ET Q q 0 0 0 rg BT 80.09 131.10 Td (consummation ) Tj ET Q q 0 0 0 rg BT 140.68 131.10 Td (of ) Tj ET Q q 0 0 0 rg BT 150.73 131.10 Td (new ) Tj ET Q q 0 0 0 rg BT 169.10 131.10 Td (business ) Tj ET Q q 0 0 0 rg BT 204.71 131.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 256.58 131.10 Td (The ) Tj ET Q q 0 0 0 rg BT 273.84 131.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 314.44 131.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 352.25 131.10 Td (is ) Tj ET Q q 0 0 0 rg BT 360.63 131.10 Td (in ) Tj ET Q q 0 0 0 rg BT 370.13 131.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 417.93 131.10 Td (with ) Tj ET Q q 0 0 0 rg BT 437.43 131.10 Td (all ) Tj ET Q q 0 0 0 rg BT 449.14 131.10 Td (such ) Tj ET Q q 0 0 0 rg BT 469.18 131.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 505.88 131.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.03 131.10 Td (restrictive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 119.10 Td (covenants. ) Tj ET Q q 0 0 0 rg BT 94.53 119.10 Td (As ) Tj ET Q q 0 0 0 rg BT 108.26 119.10 Td (of ) Tj ET Q q 0 0 0 rg BT 119.21 119.10 Td (December ) Tj ET Q q 0 0 0 rg BT 162.91 119.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 178.03 119.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 200.65 119.10 Td (the ) Tj ET Q q 0 0 0 rg BT 215.49 119.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 262.69 119.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 315.85 119.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 349.00 119.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 372.17 119.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 408.11 119.10 Td ($1.3 ) Tj ET Q q 0 0 0 rg BT 428.23 119.10 Td (million ) Tj ET Q q 0 0 0 rg BT 459.74 119.10 Td (of ) Tj ET Q q 0 0 0 rg BT 470.69 119.10 Td (the ) Tj ET Q q 0 0 0 rg BT 485.53 119.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 528.69 119.10 Td (deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 107.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 90.26 107.10 Td (costs. ) Tj ET Q q 0 0 0 rg BT 115.08 107.10 Td (This ) Tj ET Q q 0 0 0 rg BT 135.36 107.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 155.08 107.10 Td (is ) Tj ET Q q 0 0 0 rg BT 164.25 107.10 Td (collateralized ) Tj ET Q q 0 0 0 rg BT 220.60 107.10 Td (by ) Tj ET Q q 0 0 0 rg BT 233.10 107.10 Td (essentially ) Tj ET Q q 0 0 0 rg BT 277.81 107.10 Td (all ) Tj ET Q q 0 0 0 rg BT 290.31 107.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 316.14 107.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.97 107.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.68 107.10 Td (Company) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 90.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 90.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.63 90.10 Td (May ) Tj ET Q q 0 0 0 rg BT 121.36 90.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 136.27 90.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 161.17 90.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 182.46 90.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.31 90.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 228.91 90.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.65 90.10 Td (its ) Tj ET Q q 0 0 0 rg BT 251.50 90.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 301.12 90.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 332.95 90.10 Td (into ) Tj ET Q q 0 0 0 rg BT 350.91 90.10 Td (a ) Tj ET Q q 0 0 0 rg BT 357.58 90.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 381.67 90.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 433.51 90.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 451.46 90.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 479.99 90.10 Td (Amendment\) ) Tj ET Q q 0 0 0 rg BT 539.60 90.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 90.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 78.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 77.04 78.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 126.60 78.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 150.30 78.10 Td (April ) Tj ET Q q 0 0 0 rg BT 174.04 78.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 189.17 78.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 211.80 78.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 226.09 78.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 270.93 78.10 Td (amended\), ) Tj ET Q q 0 0 0 rg BT 315.49 78.10 Td (among ) Tj ET Q q 0 0 0 rg BT 345.33 78.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.18 78.10 Td (Company) Tj ET Q q 0 0 0 rg BT 398.42 78.10 Td (, ) Tj ET Q q 0 0 0 rg BT 403.36 78.10 Td (W) Tj ET Q q 0 0 0 rg BT 411.99 78.10 Td (ells ) Tj ET Q q 0 0 0 rg BT 428.51 78.10 Td (Far) Tj ET Q q 0 0 0 rg BT 441.66 78.10 Td (go ) Tj ET Q q 0 0 0 rg BT 454.29 78.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 485.80 78.10 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 522.59 78.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 546.60 78.10 Td (as ) Tj ET Q q 0 0 0 rg BT 557.56 78.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 66.10 Td (lender) Tj ET Q q 0 0 0 rg BT 74.58 66.10 Td (, ) Tj ET Q q 0 0 0 rg BT 80.17 66.10 Td (RBS ) Tj ET Q q 0 0 0 rg BT 102.16 66.10 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 140.51 66.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 163.04 66.10 Td (as ) Tj ET Q q 0 0 0 rg BT 174.46 66.10 Td (a ) Tj ET Q q 0 0 0 rg BT 181.98 66.10 Td (lender) Tj ET Q q 0 0 0 rg BT 206.57 66.10 Td (, ) Tj ET Q q 0 0 0 rg BT 212.15 66.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.67 66.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 269.70 66.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 294.73 66.10 Td (\("CitiBank"\) ) Tj ET Q q 0 0 0 rg BT 348.75 66.10 Td (as ) Tj ET Q q 0 0 0 rg BT 359.49 66.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 421.88 66.10 Td (Agent ) Tj ET Q q 0 0 0 rg BT 449.41 66.10 Td (and ) Tj ET Q q 0 0 0 rg BT 466.93 66.10 Td (as ) Tj ET Q q 0 0 0 rg BT 478.34 66.10 Td (a ) Tj ET Q q 0 0 0 rg BT 485.87 66.10 Td (lender ) Tj ET Q q 0 0 0 rg BT 513.94 66.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 532.57 66.10 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 54.10 Td (Agreement\). ) Tj ET Q q 0 0 0 rg BT 107.91 54.10 Td (The ) Tj ET Q q 0 0 0 rg BT 126.68 54.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 151.60 54.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 204.50 54.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 244.06 54.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.75 54.10 Td (Company) Tj ET Q q 0 0 0 rg BT 301.41 54.10 Td (s ) Tj ET Q q 0 0 0 rg BT 308.77 54.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 356.69 54.10 Td (with ) Tj ET Q q 0 0 0 rg BT 377.94 54.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 409.72 54.10 Td (to ) Tj ET Q q 0 0 0 rg BT 420.97 54.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 451.64 54.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 495.09 54.10 Td (under ) Tj ET Q q 0 0 0 rg BT 521.33 54.10 Td (the ) Tj ET Q q 0 0 0 rg BT 537.02 54.10 Td (Credit ) Tj ET Q endstream endobj 75 0 obj <>] /Rotate 0 /Contents 76 0 R>> endobj 76 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 99.63 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.11 742.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 143.35 742.10 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 185.49 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.97 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.89 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 252.48 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.96 742.10 Td (make ) Tj ET Q q 0 0 0 rg BT 287.32 742.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 317.22 742.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 356.02 742.10 Td (business ) Tj ET Q q 0 0 0 rg BT 392.61 742.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 445.59 742.10 Td (while ) Tj ET Q q 0 0 0 rg BT 470.50 742.10 Td (allowing ) Tj ET Q q 0 0 0 rg BT 508.20 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 742.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.44 730.10 Td (make ) Tj ET Q q 0 0 0 rg BT 84.75 730.10 Td (early ) Tj ET Q q 0 0 0 rg BT 107.39 730.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 148.38 730.10 Td (towards ) Tj ET Q q 0 0 0 rg BT 182.69 730.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 223.11 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 234.10 730.10 Td (its ) Tj ET Q q 0 0 0 rg BT 246.21 730.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 268.30 730.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 290.68 730.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 345.82 730.10 Td (the ) Tj ET 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390.33 718.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 406.17 718.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 432.01 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 447.01 718.10 Td (which ) Tj ET Q q 0 0 0 rg BT 474.79 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.35 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 532.58 718.10 Td (made ) Tj ET Q q 0 0 0 rg BT 557.57 718.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 86.98 706.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 122.85 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.06 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.72 706.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 177.15 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 186.92 706.10 Td ($15.0 ) Tj ET Q q 0 0 0 rg BT 210.85 706.10 Td (million, ) Tj ET Q q 0 0 0 rg BT 243.68 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 259.56 706.10 Td (was ) Tj ET Q q 0 0 0 rg BT 276.55 706.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 295.20 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 304.42 706.10 Td (full ) Tj ET Q q 0 0 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BT 103.90 660.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 145.84 660.25 Td (on ) Tj ET Q q 0 0 0 rg BT 158.91 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.20 660.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 207.81 660.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 231.43 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.72 660.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 273.12 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 290.63 660.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 330.93 660.25 Td (for ) Tj ET Q q 0 0 0 rg BT 345.66 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 360.95 660.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 386.80 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 404.31 660.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 451.83 660.25 Td (created ) Tj ET Q q 0 0 0 rg BT 483.77 660.25 Td (by ) Tj ET Q q 0 0 0 rg BT 496.84 660.25 Td (those ) Tj ET Q q 0 0 0 rg BT 521.02 660.25 Td (leases. ) Tj ET Q q 0 0 0 rg BT 549.80 660.25 Td (An ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (or) Tj ET Q q 0 0 0 rg BT 58.15 648.25 Td (ganization ) Tj ET Q q 0 0 0 rg BT 103.20 648.25 Td (is ) Tj ET Q q 0 0 0 rg BT 113.28 648.25 Td (to ) Tj ET Q q 0 0 0 rg BT 124.46 648.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 158.41 648.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 206.25 648.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 245.20 648.25 Td (to ) Tj ET Q q 0 0 0 rg BT 256.38 648.25 Td (enable ) Tj ET Q q 0 0 0 rg BT 285.88 648.25 Td (users ) Tj ET Q q 0 0 0 rg BT 309.83 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 321.57 648.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 359.95 648.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 405.57 648.25 Td (to ) Tj ET Q q 0 0 0 rg BT 416.75 648.25 Td (understand ) Tj ET Q q 0 0 0 rg BT 464.03 648.25 Td (the ) Tj ET Q q 0 0 0 rg BT 479.65 648.25 Td (amount, ) Tj ET Q q 0 0 0 rg BT 515.55 648.25 Td (timing, ) Tj ET Q q 0 0 0 rg BT 547.56 648.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.25 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 98.39 636.25 Td (of ) Tj ET Q q 0 0 0 rg BT 110.13 636.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 131.30 636.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 156.93 636.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 187.55 636.25 Td (from ) Tj ET Q q 0 0 0 rg BT 210.40 636.25 Td (leases. ) Tj ET Q q 0 0 0 rg BT 239.94 636.25 Td (These ) Tj ET Q q 0 0 0 rg BT 267.22 636.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 315.07 636.25 Td (include ) Tj ET Q q 0 0 0 rg BT 347.91 636.25 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 393.52 636.25 Td (and ) Tj ET Q q 0 0 0 rg BT 411.37 636.25 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 461.98 636.25 Td (requirements ) Tj ET Q q 0 0 0 rg BT 517.59 636.25 Td (concerning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.36 624.25 Td (information ) Tj ET Q q 0 0 0 rg BT 141.95 624.25 Td (about ) Tj ET Q q 0 0 0 rg BT 166.54 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.13 624.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 217.40 624.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 254.75 624.25 Td (in ) Tj ET Q q 0 0 0 rg BT 264.90 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.49 624.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 316.84 624.25 Td (statements. ) Tj ET Q q 0 0 0 rg BT 363.93 624.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 391.30 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 405.89 624.25 Td (new ) Tj ET Q q 0 0 0 rg BT 424.92 624.25 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 465.89 624.25 Td (a ) Tj ET Q q 0 0 0 rg BT 472.70 624.25 Td (lessee ) Tj ET Q q 0 0 0 rg BT 498.95 624.25 Td (will ) Tj ET Q q 0 0 0 rg BT 516.89 624.25 Td (be ) Tj ET Q q 0 0 0 rg BT 528.70 624.25 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.25 Td (to ) Tj ET Q q 0 0 0 rg BT 59.26 612.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 99.60 612.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 124.41 612.25 Td (and ) Tj ET Q q 0 0 0 rg BT 140.33 612.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 179.03 612.25 Td (for ) Tj ET Q q 0 0 0 rg BT 192.17 612.25 Td (leases ) Tj ET Q q 0 0 0 rg BT 217.53 612.25 Td (with ) Tj ET Q q 0 0 0 rg BT 236.79 612.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 258.26 612.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 281.95 612.25 Td (of ) Tj ET Q q 0 0 0 rg BT 291.76 612.25 Td (more ) Tj ET Q q 0 0 0 rg BT 313.79 612.25 Td (than ) Tj ET Q q 0 0 0 rg BT 332.49 612.25 Td (12 ) Tj ET Q q 0 0 0 rg BT 343.97 612.25 Td (months. ) Tj ET Q q 0 0 0 rg BT 377.40 612.25 Td (Consistent ) Tj ET Q q 0 0 0 rg BT 421.11 612.25 Td (with ) Tj ET Q q 0 0 0 rg BT 440.37 612.25 Td (current ) Tj ET Q q 0 0 0 rg BT 470.16 612.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 496.28 612.25 Td (, ) Tj ET Q q 0 0 0 rg BT 500.26 612.25 Td (the ) Tj ET Q q 0 0 0 rg BT 513.96 612.25 Td (recognition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.25 Td (measurement, ) Tj ET Q q 0 0 0 rg BT 107.35 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 123.33 600.25 Td (presentation ) Tj ET Q q 0 0 0 rg BT 173.74 600.25 Td (of ) Tj ET Q q 0 0 0 rg BT 183.61 600.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 221.25 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 237.23 600.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 256.53 600.25 Td (flows ) Tj ET Q q 0 0 0 rg BT 280.29 600.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 309.05 600.25 Td (from ) Tj ET Q q 0 0 0 rg BT 330.03 600.25 Td (a ) Tj ET Q q 0 0 0 rg BT 336.01 600.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 357.53 600.25 Td (by ) Tj ET Q q 0 0 0 rg BT 369.07 600.25 Td (a ) Tj ET Q q 0 0 0 rg BT 375.05 600.25 Td (lessee ) Tj ET Q q 0 0 0 rg BT 400.47 600.25 Td (primarily ) Tj ET Q q 0 0 0 rg BT 439.22 600.25 Td (will ) Tj ET Q q 0 0 0 rg BT 456.31 600.25 Td (depend ) Tj ET Q q 0 0 0 rg BT 486.73 600.25 Td (on ) Tj ET Q q 0 0 0 rg BT 498.27 600.25 Td (its ) Tj ET Q q 0 0 0 rg BT 509.26 600.25 Td (classification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.25 Td (as ) Tj ET Q q 0 0 0 rg BT 60.51 588.25 Td (a ) Tj ET Q q 0 0 0 rg BT 67.12 588.25 Td (finance ) Tj ET Q q 0 0 0 rg BT 98.72 588.25 Td (or ) Tj ET Q q 0 0 0 rg BT 109.23 588.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 149.17 588.25 Td (lease. ) Tj ET Q q 0 0 0 rg BT 173.83 588.25 Td (However) Tj ET Q q 0 0 0 rg BT 210.08 588.25 Td (, ) Tj ET Q q 0 0 0 rg BT 214.76 588.25 Td (unlike ) Tj ET Q q 0 0 0 rg BT 241.93 588.25 Td (current ) Tj ET Q q 0 0 0 rg BT 272.42 588.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 299.28 588.25 Td ( ) Tj ET Q q 0 0 0 rg BT 301.46 588.25 Td (which ) Tj ET Q q 0 0 0 rg BT 328.07 588.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 362.45 588.25 Td (only ) Tj ET Q q 0 0 0 rg BT 382.41 588.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 411.24 588.25 Td (leases ) Tj ET Q q 0 0 0 rg BT 437.29 588.25 Td (to ) Tj ET Q q 0 0 0 rg BT 447.25 588.25 Td (be ) Tj ET Q q 0 0 0 rg BT 458.86 588.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 504.90 588.25 Td (on ) Tj ET Q q 0 0 0 rg BT 517.08 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 531.47 588.25 Td (balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 73.00 576.25 Td (the ) Tj ET Q q 0 0 0 rg BT 87.66 576.25 Td (new ) Tj ET Q q 0 0 0 rg BT 106.23 576.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 128.69 576.25 Td (will ) Tj ET Q q 0 0 0 rg BT 146.70 576.25 Td (require ) Tj ET Q q 0 0 0 rg BT 177.46 576.25 Td (both ) Tj ET Q q 0 0 0 rg BT 197.69 576.25 Td (types ) Tj ET Q q 0 0 0 rg BT 221.25 576.25 Td (of ) Tj ET Q q 0 0 0 rg BT 232.03 576.25 Td (leases ) Tj ET Q q 0 0 0 rg BT 258.36 576.25 Td (\(i.e. ) Tj ET Q q 0 0 0 rg BT 276.35 576.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 316.57 576.25 Td (and ) Tj ET Q q 0 0 0 rg BT 333.46 576.25 Td (capital\) ) Tj ET Q q 0 0 0 rg BT 365.89 576.25 Td (to ) Tj ET Q q 0 0 0 rg BT 376.11 576.25 Td (be ) Tj ET Q q 0 0 0 rg BT 388.00 576.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 434.32 576.25 Td (on ) Tj ET Q q 0 0 0 rg BT 446.77 576.25 Td (the ) Tj ET Q q 0 0 0 rg BT 461.43 576.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 494.42 576.25 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 519.73 576.25 Td (The ) Tj ET Q q 0 0 0 rg BT 537.73 576.25 Td (F) Tj ET Q q 0 0 0 rg BT 542.55 576.25 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.25 Td (lessee ) Tj ET Q q 0 0 0 rg BT 76.26 564.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 122.51 564.25 Td (model ) Tj ET Q q 0 0 0 rg BT 149.89 564.25 Td (will ) Tj ET Q q 0 0 0 rg BT 167.82 564.25 Td (continue ) Tj ET Q q 0 0 0 rg BT 204.64 564.25 Td (to ) Tj ET Q q 0 0 0 rg BT 214.79 564.25 Td (account ) Tj ET Q q 0 0 0 rg BT 248.27 564.25 Td (for ) Tj ET Q q 0 0 0 rg BT 262.31 564.25 Td (both ) Tj ET Q q 0 0 0 rg BT 282.47 564.25 Td (types ) Tj ET Q q 0 0 0 rg BT 305.96 564.25 Td (of ) Tj ET Q q 0 0 0 rg BT 316.67 564.25 Td (leases. ) Tj ET Q q 0 0 0 rg BT 345.25 564.25 Td (The ) Tj ET Q q 0 0 0 rg BT 363.18 564.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 392.21 564.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 414.58 564.25 Td (will ) Tj ET Q q 0 0 0 rg BT 432.51 564.25 Td (be ) Tj ET Q q 0 0 0 rg BT 444.33 564.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 487.25 564.25 Td (for ) Tj ET Q q 0 0 0 rg BT 501.29 564.25 Td (in ) Tj ET Q q 0 0 0 rg BT 511.44 564.25 Td (substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.62 552.25 Td (same ) Tj ET Q q 0 0 0 rg BT 87.57 552.25 Td (manner ) Tj ET Q q 0 0 0 rg BT 119.96 552.25 Td (as ) Tj ET Q q 0 0 0 rg BT 130.69 552.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 159.74 552.25 Td (leases ) Tj ET Q q 0 0 0 rg BT 186.02 552.25 Td (are ) Tj ET Q q 0 0 0 rg BT 200.63 552.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 243.56 552.25 Td (for ) Tj ET Q q 0 0 0 rg BT 257.63 552.25 Td (under ) Tj ET Q q 0 0 0 rg BT 282.80 552.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 316.87 552.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 342.98 552.25 Td (. ) Tj ET Q q 0 0 0 rg BT 347.71 552.25 Td (The ) Tj ET Q q 0 0 0 rg BT 365.66 552.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 405.83 552.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 428.21 552.25 Td (will ) Tj ET Q q 0 0 0 rg BT 446.17 552.25 Td (be ) Tj ET Q q 0 0 0 rg BT 458.01 552.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 500.95 552.25 Td (for ) Tj ET Q q 0 0 0 rg BT 515.01 552.25 Td (in ) Tj ET Q q 0 0 0 rg BT 525.19 552.25 Td (a ) Tj ET Q q 0 0 0 rg BT 532.03 552.25 Td (manner ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.25 Td (similar ) Tj ET Q q 0 0 0 rg BT 79.75 540.25 Td (to ) Tj ET Q q 0 0 0 rg BT 89.51 540.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 129.26 540.25 Td (leases ) Tj ET Q q 0 0 0 rg BT 155.11 540.25 Td (under ) Tj ET Q q 0 0 0 rg BT 179.86 540.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 213.51 540.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 239.62 540.25 Td (, ) Tj ET Q q 0 0 0 rg BT 244.10 540.25 Td (except ) Tj ET Q q 0 0 0 rg BT 272.18 540.25 Td (that ) Tj ET Q q 0 0 0 rg BT 289.15 540.25 Td (lessees ) Tj ET Q q 0 0 0 rg BT 318.90 540.25 Td (will ) Tj ET Q q 0 0 0 rg BT 336.44 540.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 377.28 540.25 Td (a ) Tj ET Q q 0 0 0 rg BT 383.70 540.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 405.66 540.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 438.75 540.25 Td (and ) Tj ET Q q 0 0 0 rg BT 455.17 540.25 Td (a ) Tj ET Q q 0 0 0 rg BT 461.59 540.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 483.55 540.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 504.97 540.25 Td (for ) Tj ET Q q 0 0 0 rg BT 518.61 540.25 Td (all ) Tj ET Q q 0 0 0 rg BT 530.59 540.25 Td (of ) Tj ET Q q 0 0 0 rg BT 540.90 540.25 Td (those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.25 Td (leases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.81 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.62 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.43 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.25 508.25 Td ( ) Tj ET Q q 0 0 0 rg BT 99.85 508.25 Td (The ) Tj ET Q q 0 0 0 rg BT 118.21 508.25 Td (leasing ) Tj ET Q q 0 0 0 rg BT 149.35 508.25 Td (standard ) Tj ET Q q 0 0 0 rg BT 186.04 508.25 Td (will ) Tj ET Q q 0 0 0 rg BT 204.41 508.25 Td (be ) Tj ET Q q 0 0 0 rg BT 216.66 508.25 Td (ef) Tj ET Q q 0 0 0 rg BT 224.24 508.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 254.26 508.25 Td (for ) Tj ET Q q 0 0 0 rg BT 268.73 508.25 Td (calendar ) Tj ET Q q 0 0 0 rg BT 305.40 508.25 Td (year) Tj ET Q q 0 0 0 rg BT 322.41 508.25 Td (-end ) Tj ET Q q 0 0 0 rg BT 342.99 508.25 Td (public ) Tj ET Q q 0 0 0 rg BT 370.80 508.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 416.37 508.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 459.18 508.25 Td (after ) Tj ET Q q 0 0 0 rg BT 480.31 508.25 Td (December ) Tj ET Q q 0 0 0 rg BT 524.20 508.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 539.51 508.25 Td (2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.25 Td (Public ) Tj ET Q q 0 0 0 rg BT 77.69 496.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 122.59 496.25 Td (will ) Tj ET Q q 0 0 0 rg BT 140.28 496.25 Td (be ) Tj ET Q q 0 0 0 rg BT 151.86 496.25 Td (required ) Tj ET Q q 0 0 0 rg BT 187.31 496.25 Td (to ) Tj ET Q q 0 0 0 rg BT 197.22 496.25 Td (adopt ) Tj ET Q q 0 0 0 rg BT 221.57 496.25 Td (the ) Tj ET Q q 0 0 0 rg BT 235.92 496.25 Td (new ) Tj ET Q q 0 0 0 rg BT 254.72 496.25 Td (leasing ) Tj ET Q q 0 0 0 rg BT 285.18 496.25 Td (standard ) Tj ET Q q 0 0 0 rg BT 321.19 496.25 Td (for ) Tj ET Q q 0 0 0 rg BT 334.99 496.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 358.78 496.25 Td (years, ) Tj ET Q q 0 0 0 rg BT 384.51 496.25 Td (and ) Tj ET Q q 0 0 0 rg BT 401.09 496.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 432.10 496.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 463.68 496.25 Td (within ) Tj ET Q q 0 0 0 rg BT 491.37 496.25 Td (those ) Tj ET Q q 0 0 0 rg BT 514.61 496.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 538.40 496.25 Td (years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 92.81 484.25 Td (after ) Tj ET Q q 0 0 0 rg BT 113.94 484.25 Td (December ) Tj ET Q q 0 0 0 rg BT 157.84 484.25 Td (15, ) Tj ET Q q 0 0 0 rg BT 173.15 484.25 Td (2018. ) Tj ET Q q 0 0 0 rg BT 198.47 484.25 Td (Early ) Tj ET Q q 0 0 0 rg BT 222.94 484.25 Td (adoption ) Tj ET Q q 0 0 0 rg BT 260.75 484.25 Td (will ) Tj ET Q q 0 0 0 rg BT 279.12 484.25 Td (be ) Tj ET Q q 0 0 0 rg BT 291.37 484.25 Td (permitted ) Tj ET Q q 0 0 0 rg BT 332.51 484.25 Td (for ) Tj ET Q q 0 0 0 rg BT 346.98 484.25 Td (all ) Tj ET Q q 0 0 0 rg BT 359.79 484.25 Td (companies ) Tj ET Q q 0 0 0 rg BT 405.37 484.25 Td (and ) Tj ET Q q 0 0 0 rg BT 422.63 484.25 Td (or) Tj ET Q q 0 0 0 rg BT 430.78 484.25 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 479.13 484.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 501.95 484.25 Td (issuance ) Tj ET Q q 0 0 0 rg BT 538.64 484.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 484.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.25 Td (standard. ) Tj ET Q q 0 0 0 rg BT 88.98 472.25 Td (For ) Tj ET Q q 0 0 0 rg BT 105.48 472.25 Td (calendar ) Tj ET Q q 0 0 0 rg BT 141.95 472.25 Td (year) Tj ET Q q 0 0 0 rg BT 158.96 472.25 Td (-end ) Tj ET Q q 0 0 0 rg BT 179.34 472.25 Td (public ) Tj ET Q q 0 0 0 rg BT 206.94 472.25 Td (companies, ) Tj ET Q q 0 0 0 rg BT 254.81 472.25 Td (this ) Tj ET Q q 0 0 0 rg BT 271.87 472.25 Td (means ) Tj ET Q q 0 0 0 rg BT 300.02 472.25 Td (an ) Tj ET Q q 0 0 0 rg BT 312.07 472.25 Td (adoption ) Tj ET Q q 0 0 0 rg BT 349.67 472.25 Td (date ) Tj ET Q q 0 0 0 rg BT 368.93 472.25 Td (of ) Tj ET Q q 0 0 0 rg BT 379.87 472.25 Td (January ) Tj ET Q q 0 0 0 rg BT 413.57 472.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 423.68 472.25 Td (2019 ) Tj ET Q q 0 0 0 rg BT 446.29 472.25 Td (and ) Tj ET Q q 0 0 0 rg BT 463.33 472.25 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 517.58 472.25 Td (application ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.08 460.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 104.59 460.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 131.89 460.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 160.84 460.25 Td (and ) Tj ET Q q 0 0 0 rg BT 177.58 460.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 208.75 460.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 246.03 460.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 290.54 460.25 Td (for ) Tj ET Q q 0 0 0 rg BT 304.50 460.25 Td (2018 ) Tj ET Q q 0 0 0 rg BT 326.80 460.25 Td (and ) Tj ET Q q 0 0 0 rg BT 343.53 460.25 Td (2017. ) Tj ET Q q 0 0 0 rg BT 368.33 460.25 Td (Lessees ) Tj ET Q q 0 0 0 rg BT 401.73 460.25 Td (with ) Tj ET Q q 0 0 0 rg BT 421.80 460.25 Td (a ) Tj ET Q q 0 0 0 rg BT 428.54 460.25 Td (lar) Tj ET Q q 0 0 0 rg BT 438.90 460.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 450.64 460.25 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 487.93 460.25 Td (of ) Tj ET Q q 0 0 0 rg BT 498.56 460.25 Td (leases ) Tj ET Q q 0 0 0 rg BT 524.73 460.25 Td (are ) Tj ET Q q 0 0 0 rg BT 539.24 460.25 Td (likely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.12 448.25 Td (see ) Tj ET Q q 0 0 0 rg BT 75.22 448.25 Td (a ) Tj ET Q q 0 0 0 rg BT 82.00 448.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 126.55 448.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 161.65 448.25 Td (in ) Tj ET Q q 0 0 0 rg BT 171.76 448.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 204.63 448.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 227.52 448.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 253.19 448.25 Td (and ) Tj ET Q q 0 0 0 rg BT 269.97 448.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 312.02 448.25 Td (See ) Tj ET Q q 0 0 0 rg BT 328.80 448.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 350.58 448.25 Td (6 ) Tj ET Q q 0 0 0 rg BT 357.92 448.25 Td (for ) Tj ET Q q 0 0 0 rg BT 371.91 448.25 Td (the ) Tj ET Q q 0 0 0 rg BT 386.47 448.25 Td (Company) Tj ET Q q 0 0 0 rg BT 428.13 448.25 Td (s ) Tj ET Q q 0 0 0 rg BT 434.37 448.25 Td (current ) Tj ET Q q 0 0 0 rg BT 465.02 448.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 487.34 448.25 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 546.45 448.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.39 436.25 Td (is ) Tj ET Q q 0 0 0 rg BT 100.56 436.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 139.15 436.25 Td (in ) Tj ET Q q 0 0 0 rg BT 149.43 436.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.15 436.25 Td (process ) Tj ET Q q 0 0 0 rg BT 196.64 436.25 Td (of ) Tj ET Q q 0 0 0 rg BT 207.47 436.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 251.62 436.25 Td (the ) Tj ET Q q 0 0 0 rg BT 266.33 436.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 296.04 436.25 Td (that ) Tj ET Q q 0 0 0 rg BT 313.54 436.25 Td (this ) Tj ET Q q 0 0 0 rg BT 330.49 436.25 Td (new ) Tj ET Q q 0 0 0 rg BT 349.65 436.25 Td (leasing ) Tj ET Q q 0 0 0 rg BT 379.92 436.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 402.43 436.25 Td (will ) Tj ET Q q 0 0 0 rg BT 420.48 436.25 Td (have ) Tj ET Q q 0 0 0 rg BT 441.86 436.25 Td (on ) Tj ET Q q 0 0 0 rg BT 454.36 436.25 Td (its ) Tj ET Q q 0 0 0 rg BT 466.31 436.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 503.79 436.25 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 414.25 Td (In ) Tj ET Q q 0 0 0 rg BT 111.13 414.25 Td (November ) Tj ET Q q 0 0 0 rg BT 156.64 414.25 Td (2015, ) Tj ET Q q 0 0 0 rg BT 182.44 414.25 Td (the ) Tj ET Q q 0 0 0 rg BT 197.96 414.25 Td (F) Tj ET Q q 0 0 0 rg BT 202.78 414.25 Td (ASB ) Tj ET Q q 0 0 0 rg BT 225.54 414.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 253.11 414.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 303.07 414.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 345.81 414.25 Td (Update ) Tj ET Q q 0 0 0 rg BT 377.99 414.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 396.01 414.25 Td (2015-17,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 434.34 414.25 Td (Balance ) Tj ET Q q 0 0 0 rg BT 470.41 414.25 Td (Sheet ) Tj ET Q q 0 0 0 rg BT 495.37 414.25 Td (Classification ) Tj ET Q q 0 0 0 rg BT 554.23 414.25 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 402.25 Td (Deferr) Tj ET Q q 0 0 0 rg BT 76.29 402.25 Td (ed ) Tj ET Q q 0 0 0 rg BT 89.23 402.25 Td (T) Tj ET Q q 0 0 0 rg BT 93.87 402.25 Td (axes,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.64 402.25 Td (or ) Tj ET Q q 0 0 0 rg BT 127.69 402.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 151.20 402.25 Td (2015-17. ) Tj ET Q q 0 0 0 rg BT 190.27 402.25 Td (This ) Tj ET Q q 0 0 0 rg BT 211.55 402.25 Td (amendment ) Tj ET Q q 0 0 0 rg BT 261.69 402.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 297.40 402.25 Td (that ) Tj ET Q q 0 0 0 rg BT 315.89 402.25 Td (all ) Tj ET Q q 0 0 0 rg BT 329.38 402.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 366.19 402.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 381.90 402.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 408.73 402.25 Td (and ) Tj ET Q q 0 0 0 rg BT 426.67 402.25 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 469.88 402.25 Td (along ) Tj ET Q q 0 0 0 rg BT 495.59 402.25 Td (with ) Tj ET Q q 0 0 0 rg BT 516.87 402.25 Td (any ) Tj ET Q q 0 0 0 rg BT 534.81 402.25 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 89.65 390.25 Td (allowance, ) Tj ET Q q 0 0 0 rg BT 135.12 390.25 Td (be ) Tj ET Q q 0 0 0 rg BT 147.00 390.25 Td (classified ) Tj ET Q q 0 0 0 rg BT 187.20 390.25 Td (as ) Tj ET Q q 0 0 0 rg BT 197.97 390.25 Td (noncurrent ) Tj ET Q q 0 0 0 rg BT 243.73 390.25 Td (on ) Tj ET Q q 0 0 0 rg BT 256.16 390.25 Td (the ) Tj ET Q q 0 0 0 rg BT 270.82 390.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 303.79 390.25 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 329.28 390.25 Td (Prior ) Tj ET Q q 0 0 0 rg BT 351.72 390.25 Td (to ) Tj ET Q q 0 0 0 rg BT 361.93 390.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.59 390.25 Td (issuance ) Tj ET Q q 0 0 0 rg BT 412.91 390.25 Td (of ) Tj ET Q q 0 0 0 rg BT 423.14 390.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 445.58 390.25 Td (2015-17, ) Tj ET Q q 0 0 0 rg BT 483.85 390.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 519.59 390.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 542.58 390.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.25 Td (required ) Tj ET Q q 0 0 0 rg BT 85.47 378.25 Td (to ) Tj ET Q q 0 0 0 rg BT 95.40 378.25 Td (be ) Tj ET Q q 0 0 0 rg BT 106.99 378.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 147.46 378.25 Td (as ) Tj ET Q q 0 0 0 rg BT 157.94 378.25 Td (a ) Tj ET Q q 0 0 0 rg BT 164.54 378.25 Td (net ) Tj ET Q q 0 0 0 rg BT 178.91 378.25 Td (current ) Tj ET Q q 0 0 0 rg BT 209.38 378.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 230.97 378.25 Td (or ) Tj ET Q q 0 0 0 rg BT 241.45 378.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 274.71 378.25 Td (and ) Tj ET Q q 0 0 0 rg BT 291.30 378.25 Td (a ) Tj ET Q q 0 0 0 rg BT 297.90 378.25 Td (net ) Tj ET Q q 0 0 0 rg BT 312.27 378.25 Td (noncurrent ) Tj ET Q q 0 0 0 rg BT 357.73 378.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 379.33 378.25 Td (or ) Tj ET Q q 0 0 0 rg BT 389.81 378.25 Td (liability) Tj ET Q q 0 0 0 rg BT 420.27 378.25 Td (. ) Tj ET Q q 0 0 0 rg BT 424.77 378.25 Td (W) Tj ET Q q 0 0 0 rg BT 433.40 378.25 Td (e ) Tj ET Q q 0 0 0 rg BT 440.00 378.25 Td (adopted ) Tj ET Q q 0 0 0 rg BT 473.80 378.25 Td (the ) Tj ET Q q 0 0 0 rg BT 488.17 378.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 532.00 378.25 Td (of ) Tj ET Q q 0 0 0 rg BT 542.01 378.25 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.25 Td (2015-17 ) Tj ET Q q 0 0 0 rg BT 86.81 366.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 110.29 366.25 Td (issuance ) Tj ET Q q 0 0 0 rg BT 147.65 366.25 Td (and ) Tj ET Q q 0 0 0 rg BT 165.57 366.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 188.49 366.25 Td (period ) Tj ET Q q 0 0 0 rg BT 217.51 366.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 254.88 366.25 Td (have ) Tj ET Q q 0 0 0 rg BT 277.24 366.25 Td (been ) Tj ET Q q 0 0 0 rg BT 299.60 366.25 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 348.61 366.25 Td (to ) Tj ET Q q 0 0 0 rg BT 359.87 366.25 Td (conform ) Tj ET Q q 0 0 0 rg BT 397.22 366.25 Td (to ) Tj ET Q q 0 0 0 rg BT 408.48 366.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.18 366.25 Td (current ) Tj ET Q q 0 0 0 rg BT 455.98 366.25 Td (period ) Tj ET Q q 0 0 0 rg BT 485.00 366.25 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 539.09 366.25 Td (As ) Tj ET Q q 0 0 0 rg BT 553.68 366.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.25 Td (December ) Tj ET Q q 0 0 0 rg BT 93.37 354.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 108.16 354.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 132.94 354.25 Td (the ) Tj ET Q q 0 0 0 rg BT 147.45 354.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 191.95 354.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 227.55 354.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 260.37 354.25 Td (of ) Tj ET Q q 0 0 0 rg BT 270.99 354.25 Td (our ) Tj ET Q q 0 0 0 rg BT 286.60 354.25 Td (net ) Tj ET Q q 0 0 0 rg BT 301.11 354.25 Td (current ) Tj ET Q q 0 0 0 rg BT 331.71 354.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 367.30 354.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 381.81 354.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 407.42 354.25 Td (of$2.1) Tj ET Q q 0 0 0 rg BT 435.38 354.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 442.67 354.25 Td (millionwas ) Tj ET Q q 0 0 0 rg BT 491.90 354.25 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 539.72 354.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 354.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.72 342.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 137.43 342.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 161.16 342.25 Td (and ) Tj ET Q q 0 0 0 rg BT 178.78 342.25 Td (netted ) Tj ET Q q 0 0 0 rg BT 206.39 342.25 Td (against ) Tj ET Q q 0 0 0 rg BT 237.90 342.25 Td (the ) Tj ET Q q 0 0 0 rg BT 253.30 342.25 Td (net ) Tj ET Q q 0 0 0 rg BT 268.69 342.25 Td (long-term ) Tj ET Q q 0 0 0 rg BT 311.31 342.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 347.79 342.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 363.19 342.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 405.86 342.25 Td (The ) Tj ET Q q 0 0 0 rg BT 424.58 342.25 Td (adoption ) Tj ET Q q 0 0 0 rg BT 462.76 342.25 Td (of ) Tj ET Q q 0 0 0 rg BT 473.57 342.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 496.75 342.25 Td (2015-17 ) Tj ET Q q 0 0 0 rg BT 533.26 342.25 Td (did ) Tj ET Q q 0 0 0 rg BT 549.22 342.25 Td (not ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.25 Td (impact ) Tj ET Q q 0 0 0 rg BT 79.71 330.25 Td (our ) Tj ET Q q 0 0 0 rg BT 95.54 330.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 148.58 330.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 186.06 330.25 Td (position, ) Tj ET Q q 0 0 0 rg BT 223.29 330.25 Td (results ) Tj ET Q q 0 0 0 rg BT 251.90 330.25 Td (of ) Tj ET Q q 0 0 0 rg BT 262.73 330.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 306.88 330.25 Td (or ) Tj ET Q q 0 0 0 rg BT 317.71 330.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 337.98 330.25 Td (flows.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 308.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 308.25 Td (In ) Tj ET Q q 0 0 0 rg BT 98.23 308.25 Td (September ) Tj ET Q q 0 0 0 rg BT 144.89 308.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 168.78 308.25 Td (the ) Tj ET Q q 0 0 0 rg BT 184.90 308.25 Td (F) Tj ET Q q 0 0 0 rg BT 189.72 308.25 Td (ASB ) Tj ET Q q 0 0 0 rg BT 213.07 308.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 241.10 308.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 291.65 308.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 334.99 308.25 Td (Update ) Tj ET Q q 0 0 0 rg BT 367.76 308.25 Td (2015-16, ) Tj ET Q q 0 0 0 rg BT 407.49 308.25 Td ("Business ) Tj ET Q q 0 0 0 rg BT 451.03 308.25 Td (Combinations ) Tj ET Q q 0 0 0 rg BT 511.04 308.25 Td (\(T) Tj ET Q q 0 0 0 rg BT 519.78 308.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 540.89 308.25 Td (805\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 296.25 Td (Simplifying ) Tj ET Q q 0 0 0 rg BT 99.92 296.25 Td (the ) Tj ET Q q 0 0 0 rg BT 113.81 296.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 162.60 296.25 Td (for ) Tj ET Q q 0 0 0 rg BT 176.40 296.25 Td (Measurement-Period ) Tj ET Q q 0 0 0 rg BT 261.93 296.25 Td (Adjustments". ) Tj ET Q q 0 0 0 rg BT 321.20 296.25 Td ( ) Tj ET Q q 0 0 0 rg BT 323.19 296.25 Td (This ) Tj ET Q q 0 0 0 rg BT 342.63 296.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 364.78 296.25 Td (simplifies ) Tj ET Q q 0 0 0 rg BT 406.36 296.25 Td (the ) Tj ET Q q 0 0 0 rg BT 420.71 296.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 466.72 296.25 Td (for ) Tj ET Q q 0 0 0 rg BT 480.52 296.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 530.44 296.25 Td (made ) Tj ET Q q 0 0 0 rg BT 554.23 296.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 284.25 Td (provisional ) Tj ET Q q 0 0 0 rg BT 97.27 284.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 133.44 284.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 179.57 284.25 Td (in ) Tj ET Q q 0 0 0 rg BT 189.63 284.25 Td (a ) Tj ET Q q 0 0 0 rg BT 196.35 284.25 Td (business ) Tj ET Q q 0 0 0 rg BT 232.51 284.25 Td (combination, ) Tj ET Q q 0 0 0 rg BT 287.28 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 301.77 284.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 354.59 284.25 Td (eliminate ) Tj ET Q q 0 0 0 rg BT 394.08 284.25 Td (the ) Tj ET Q q 0 0 0 rg BT 408.57 284.25 Td (requirement ) Tj ET Q q 0 0 0 rg BT 459.16 284.25 Td (to ) Tj ET Q q 0 0 0 rg BT 469.21 284.25 Td (retrospectively ) Tj ET Q q 0 0 0 rg BT 530.91 284.25 Td (account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 272.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.21 272.25 Td (those ) Tj ET Q q 0 0 0 rg BT 87.88 272.25 Td (adjustments. ) Tj ET Q q 0 0 0 rg BT 140.70 272.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 161.04 272.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 187.90 272.25 Td ( ) Tj ET Q q 0 0 0 rg BT 190.45 272.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 229.10 272.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 263.86 272.25 Td (that ) Tj ET Q q 0 0 0 rg BT 281.41 272.25 Td (during ) Tj ET Q q 0 0 0 rg BT 310.07 272.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.84 272.25 Td (measurement ) Tj ET Q q 0 0 0 rg BT 380.70 272.25 Td (period, ) Tj ET Q q 0 0 0 rg BT 411.30 272.25 Td (the ) Tj ET Q q 0 0 0 rg BT 426.07 272.25 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 461.38 272.25 Td (retrospectively ) Tj ET Q q 0 0 0 rg BT 523.35 272.25 Td (adjust ) Tj ET Q q 0 0 0 rg BT 549.79 272.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 260.25 Td (provisional ) Tj ET Q q 0 0 0 rg BT 96.40 260.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 131.70 260.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 176.97 260.25 Td (at ) Tj ET Q q 0 0 0 rg BT 185.59 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.22 260.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 244.51 260.25 Td (date ) Tj ET Q q 0 0 0 rg BT 262.57 260.25 Td (with ) Tj ET Q q 0 0 0 rg BT 281.75 260.25 Td (a ) Tj ET Q q 0 0 0 rg BT 287.60 260.25 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 346.22 260.25 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 391.51 260.25 Td (to ) Tj ET Q q 0 0 0 rg BT 400.69 260.25 Td (goodwill. ) Tj ET Q q 0 0 0 rg BT 440.05 260.25 Td (Those ) Tj ET Q q 0 0 0 rg BT 465.90 260.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 515.08 260.25 Td (are ) Tj ET Q q 0 0 0 rg BT 528.70 260.25 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 248.25 Td (when ) Tj ET Q q 0 0 0 rg BT 73.82 248.25 Td (new ) Tj ET Q q 0 0 0 rg BT 92.65 248.25 Td (information ) Tj ET Q q 0 0 0 rg BT 142.02 248.25 Td (is ) Tj ET Q q 0 0 0 rg BT 150.85 248.25 Td (obtained ) Tj ET Q q 0 0 0 rg BT 187.45 248.25 Td (about ) Tj ET Q q 0 0 0 rg BT 211.83 248.25 Td (facts ) Tj ET Q q 0 0 0 rg BT 232.87 248.25 Td (and ) Tj ET Q q 0 0 0 rg BT 249.47 248.25 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 308.28 248.25 Td (that ) Tj ET Q q 0 0 0 rg BT 325.43 248.25 Td (existed ) Tj ET Q q 0 0 0 rg BT 355.92 248.25 Td (as ) Tj ET Q q 0 0 0 rg BT 366.42 248.25 Td (of ) Tj ET Q q 0 0 0 rg BT 376.91 248.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.29 248.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 437.33 248.25 Td (date ) Tj ET Q q 0 0 0 rg BT 456.15 248.25 Td (that, ) Tj ET Q q 0 0 0 rg BT 475.81 248.25 Td (if ) Tj ET Q q 0 0 0 rg BT 484.08 248.25 Td (known, ) Tj ET Q q 0 0 0 rg BT 515.97 248.25 Td (would ) Tj ET Q q 0 0 0 rg BT 543.13 248.25 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 236.25 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 236.25 Td (fected ) Tj ET Q q 0 0 0 rg BT 85.10 236.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.42 236.25 Td (measurement ) Tj ET Q q 0 0 0 rg BT 156.82 236.25 Td (of ) Tj ET Q q 0 0 0 rg BT 168.24 236.25 Td (the ) Tj ET Q q 0 0 0 rg BT 183.55 236.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 220.53 236.25 Td (initially ) Tj ET Q q 0 0 0 rg BT 254.73 236.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 301.69 236.25 Td (or ) Tj ET Q q 0 0 0 rg BT 313.11 236.25 Td (would ) Tj ET Q q 0 0 0 rg BT 341.21 236.25 Td (have ) Tj ET Q q 0 0 0 rg BT 363.18 236.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 397.92 236.25 Td (in ) Tj ET Q q 0 0 0 rg BT 408.80 236.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.11 236.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 472.74 236.25 Td (of ) Tj ET Q q 0 0 0 rg BT 484.17 236.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 527.25 236.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 553.67 236.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 224.25 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 92.33 224.25 Td (The ) Tj ET Q q 0 0 0 rg BT 110.70 224.25 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 146.28 224.25 Td (also ) Tj ET Q q 0 0 0 rg BT 165.21 224.25 Td (must ) Tj ET Q q 0 0 0 rg BT 187.48 224.25 Td (revise ) Tj ET Q q 0 0 0 rg BT 214.18 224.25 Td (comparative ) Tj ET Q q 0 0 0 rg BT 266.42 224.25 Td (information ) Tj ET Q q 0 0 0 rg BT 316.46 224.25 Td (for ) Tj ET Q q 0 0 0 rg BT 330.94 224.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 353.20 224.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 385.46 224.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 426.60 224.25 Td (in ) Tj ET Q q 0 0 0 rg BT 437.20 224.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 475.00 224.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 520.04 224.25 Td (as ) Tj ET Q q 0 0 0 rg BT 531.19 224.25 Td (needed, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 212.25 Td (including ) Tj ET Q q 0 0 0 rg BT 90.75 212.25 Td (revising ) Tj ET Q q 0 0 0 rg BT 125.95 212.25 Td (depreciation, ) Tj ET Q q 0 0 0 rg BT 180.84 212.25 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 236.86 212.25 Td (or ) Tj ET Q q 0 0 0 rg BT 248.16 212.25 Td (other ) Tj ET Q q 0 0 0 rg BT 271.69 212.25 Td (income ) Tj ET Q q 0 0 0 rg BT 304.10 212.25 Td (ef) Tj ET Q q 0 0 0 rg BT 311.69 212.25 Td (fects ) Tj ET Q q 0 0 0 rg BT 333.54 212.25 Td (as ) Tj ET Q q 0 0 0 rg BT 344.85 212.25 Td (a ) Tj ET Q q 0 0 0 rg BT 352.27 212.25 Td (result ) Tj ET Q q 0 0 0 rg BT 377.46 212.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.77 212.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 423.95 212.25 Td (made ) Tj ET Q q 0 0 0 rg BT 448.58 212.25 Td (to ) Tj ET Q q 0 0 0 rg BT 459.34 212.25 Td (provisional ) Tj ET Q q 0 0 0 rg BT 507.31 212.25 Td (amounts. ) Tj ET Q q 0 0 0 rg BT 546.46 212.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 200.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 103.58 200.25 Td (require ) Tj ET Q q 0 0 0 rg BT 134.92 200.25 Td (that ) Tj ET Q q 0 0 0 rg BT 152.95 200.25 Td (an ) Tj ET Q q 0 0 0 rg BT 165.43 200.25 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 201.21 200.25 Td (recognize ) Tj ET Q q 0 0 0 rg BT 243.11 200.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 293.92 200.25 Td (to ) Tj ET Q q 0 0 0 rg BT 304.73 200.25 Td (provisional ) Tj ET Q q 0 0 0 rg BT 352.76 200.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 389.68 200.25 Td (that ) Tj ET Q q 0 0 0 rg BT 407.71 200.25 Td (are ) Tj ET Q q 0 0 0 rg BT 422.95 200.25 Td (identified ) Tj ET Q q 0 0 0 rg BT 464.30 200.25 Td (during ) Tj ET Q q 0 0 0 rg BT 493.44 200.25 Td (the ) Tj ET Q q 0 0 0 rg BT 508.69 200.25 Td (measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 188.25 Td (period ) Tj ET Q q 0 0 0 rg BT 77.78 188.25 Td (in ) Tj ET Q q 0 0 0 rg BT 87.78 188.25 Td (the ) Tj ET Q q 0 0 0 rg BT 102.23 188.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 141.11 188.25 Td (period ) Tj ET Q q 0 0 0 rg BT 168.89 188.25 Td (in ) Tj ET Q q 0 0 0 rg BT 178.90 188.25 Td (which ) Tj ET Q q 0 0 0 rg BT 205.56 188.25 Td (the ) Tj ET Q q 0 0 0 rg BT 220.01 188.25 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 266.12 188.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 302.24 188.25 Td (are ) Tj ET Q q 0 0 0 rg BT 316.67 188.25 Td (determined. ) Tj ET Q q 0 0 0 rg BT 366.22 188.25 Td (The ) Tj ET Q q 0 0 0 rg BT 384.00 188.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 436.77 188.25 Td (require ) Tj ET Q q 0 0 0 rg BT 467.31 188.25 Td (that ) Tj ET Q q 0 0 0 rg BT 484.54 188.25 Td (the ) Tj ET Q q 0 0 0 rg BT 498.98 188.25 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 533.96 188.25 Td (record, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 176.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.02 176.25 Td (the ) Tj ET Q q 0 0 0 rg BT 74.48 176.25 Td (same ) Tj ET Q q 0 0 0 rg BT 97.27 176.25 Td (period) Tj ET Q q 0 0 0 rg BT 125.59 176.25 Td (s ) Tj ET Q q 0 0 0 rg BT 131.72 176.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 168.95 176.25 Td (statements, ) Tj ET Q q 0 0 0 rg BT 215.90 176.25 Td (the ) Tj ET Q q 0 0 0 rg BT 230.36 176.25 Td (ef) Tj ET Q q 0 0 0 rg BT 237.94 176.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 255.17 176.25 Td (on ) Tj ET Q q 0 0 0 rg BT 267.41 176.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 303.53 176.25 Td (of ) Tj ET Q q 0 0 0 rg BT 314.10 176.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 348.55 176.25 Td (in ) Tj ET Q q 0 0 0 rg BT 358.57 176.25 Td (depreciation, ) Tj ET Q q 0 0 0 rg BT 412.73 176.25 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 468.01 176.25 Td (or ) Tj ET Q q 0 0 0 rg BT 478.58 176.25 Td (other ) Tj ET Q q 0 0 0 rg BT 501.37 176.25 Td (income ) Tj ET Q q 0 0 0 rg BT 533.04 176.25 Td (ef) Tj ET Q q 0 0 0 rg BT 540.63 176.25 Td (fects, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 164.25 Td (if ) Tj ET Q q 0 0 0 rg BT 58.61 164.25 Td (any) Tj ET Q q 0 0 0 rg BT 72.40 164.25 Td (, ) Tj ET Q q 0 0 0 rg BT 77.40 164.25 Td (as ) Tj ET Q q 0 0 0 rg BT 88.23 164.25 Td (a ) Tj ET Q q 0 0 0 rg BT 95.18 164.25 Td (result ) Tj ET Q q 0 0 0 rg BT 119.90 164.25 Td (of ) Tj ET Q q 0 0 0 rg BT 130.73 164.25 Td (the ) Tj ET Q q 0 0 0 rg BT 145.45 164.25 Td (change ) Tj ET Q q 0 0 0 rg BT 176.26 164.25 Td (to ) Tj ET Q q 0 0 0 rg BT 186.55 164.25 Td (the ) Tj ET Q q 0 0 0 rg BT 201.26 164.25 Td (provisional ) Tj ET Q q 0 0 0 rg BT 248.76 164.25 Td (amounts, ) Tj ET Q q 0 0 0 rg BT 287.65 164.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 330.68 164.25 Td (as ) Tj ET Q q 0 0 0 rg BT 341.51 164.25 Td (if ) Tj ET Q q 0 0 0 rg BT 350.12 164.25 Td (the ) Tj ET Q q 0 0 0 rg BT 364.84 164.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 411.22 164.25 Td (had ) Tj ET Q q 0 0 0 rg BT 428.16 164.25 Td (been ) Tj ET Q q 0 0 0 rg BT 449.54 164.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 493.69 164.25 Td (at ) Tj ET Q q 0 0 0 rg BT 503.41 164.25 Td (the ) Tj ET Q q 0 0 0 rg BT 518.13 164.25 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 152.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 70.81 152.25 Td (The ) Tj ET Q q 0 0 0 rg BT 88.14 152.25 Td (amendments ) Tj ET Q q 0 0 0 rg BT 140.47 152.25 Td (require ) Tj ET Q q 0 0 0 rg BT 170.57 152.25 Td (an ) Tj ET Q q 0 0 0 rg BT 181.79 152.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 206.35 152.25 Td (to ) Tj ET Q q 0 0 0 rg BT 215.91 152.25 Td (present ) Tj ET Q q 0 0 0 rg BT 246.58 152.25 Td (separately ) Tj ET Q q 0 0 0 rg BT 288.89 152.25 Td (on ) Tj ET Q q 0 0 0 rg BT 300.68 152.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.68 152.25 Td (face ) Tj ET Q q 0 0 0 rg BT 333.11 152.25 Td (of ) Tj ET Q q 0 0 0 rg BT 343.22 152.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.22 152.25 Td (income ) Tj ET Q q 0 0 0 rg BT 388.44 152.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 428.55 152.25 Td (or ) Tj ET Q q 0 0 0 rg BT 438.66 152.25 Td (disclose ) Tj ET Q q 0 0 0 rg BT 472.66 152.25 Td (in ) Tj ET Q q 0 0 0 rg BT 482.23 152.25 Td (the ) Tj ET Q q 0 0 0 rg BT 496.23 152.25 Td (notes ) Tj ET Q q 0 0 0 rg BT 519.12 152.25 Td (the ) Tj ET Q q 0 0 0 rg BT 533.12 152.25 Td (portion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 140.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.61 140.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.10 140.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 107.37 140.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 144.62 140.25 Td (in ) Tj ET Q q 0 0 0 rg BT 154.67 140.25 Td (current-period ) Tj ET Q q 0 0 0 rg BT 214.14 140.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 250.29 140.25 Td (by ) Tj ET Q q 0 0 0 rg BT 262.57 140.25 Td (line ) Tj ET Q q 0 0 0 rg BT 279.84 140.25 Td (item ) Tj ET Q q 0 0 0 rg BT 299.89 140.25 Td (that ) Tj ET Q q 0 0 0 rg BT 317.16 140.25 Td (would ) Tj ET Q q 0 0 0 rg BT 344.43 140.25 Td (have ) Tj ET Q q 0 0 0 rg BT 365.59 140.25 Td (been ) Tj ET Q q 0 0 0 rg BT 386.74 140.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 423.99 140.25 Td (in ) Tj ET Q q 0 0 0 rg BT 434.04 140.25 Td (previous ) Tj ET Q q 0 0 0 rg BT 470.76 140.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 509.69 140.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 541.40 140.25 Td (if ) Tj ET Q q 0 0 0 rg BT 549.79 140.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 128.25 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 96.34 128.25 Td (to ) Tj ET Q q 0 0 0 rg BT 106.58 128.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.25 128.25 Td (provisional ) Tj ET Q q 0 0 0 rg BT 168.71 128.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 205.05 128.25 Td (had ) Tj ET Q q 0 0 0 rg BT 221.95 128.25 Td (been ) Tj ET Q q 0 0 0 rg BT 243.28 128.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 289.60 128.25 Td (as ) Tj ET Q q 0 0 0 rg BT 300.39 128.25 Td (of ) Tj ET Q q 0 0 0 rg BT 311.18 128.25 Td (the ) Tj ET Q q 0 0 0 rg BT 325.86 128.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 372.20 128.25 Td (date. ) Tj ET Q q 0 0 0 rg BT 393.63 128.25 Td (The ) Tj ET Q q 0 0 0 rg BT 411.64 128.25 Td (only ) Tj ET Q q 0 0 0 rg BT 431.88 128.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 478.77 128.25 Td (required ) Tj ET Q q 0 0 0 rg BT 514.55 128.25 Td (at ) Tj ET Q q 0 0 0 rg BT 524.22 128.25 Td (transition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 116.25 Td (should ) Tj ET Q q 0 0 0 rg BT 79.35 116.25 Td (be ) Tj ET Q q 0 0 0 rg BT 91.47 116.25 Td (the ) Tj ET Q q 0 0 0 rg BT 106.37 116.25 Td (nature ) Tj ET Q q 0 0 0 rg BT 134.04 116.25 Td (of ) Tj ET Q q 0 0 0 rg BT 145.06 116.25 Td (and ) Tj ET Q q 0 0 0 rg BT 162.18 116.25 Td (reason ) Tj ET Q q 0 0 0 rg BT 190.96 116.25 Td (for ) Tj ET Q q 0 0 0 rg BT 205.30 116.25 Td (the ) Tj ET Q q 0 0 0 rg BT 220.20 116.25 Td (change ) Tj ET Q q 0 0 0 rg BT 251.20 116.25 Td (in ) Tj ET Q q 0 0 0 rg BT 261.66 116.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 308.22 116.25 Td (principle. ) Tj ET Q q 0 0 0 rg BT 348.35 116.25 Td (An ) Tj ET Q q 0 0 0 rg BT 363.26 116.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 388.71 116.25 Td (should ) Tj ET Q q 0 0 0 rg BT 418.06 116.25 Td (disclose ) Tj ET Q q 0 0 0 rg BT 452.96 116.25 Td (that ) Tj ET Q q 0 0 0 rg BT 470.64 116.25 Td (information ) Tj ET Q q 0 0 0 rg BT 520.54 116.25 Td (in ) Tj ET Q q 0 0 0 rg BT 531.00 116.25 Td (the ) Tj ET Q q 0 0 0 rg BT 545.90 116.25 Td (first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 104.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 79.52 104.25 Td (period ) Tj ET Q q 0 0 0 rg BT 107.92 104.25 Td (of ) Tj ET Q q 0 0 0 rg BT 119.12 104.25 Td (adoption ) Tj ET Q q 0 0 0 rg BT 156.97 104.25 Td (and ) Tj ET Q q 0 0 0 rg BT 174.27 104.25 Td (in ) Tj ET Q q 0 0 0 rg BT 184.91 104.25 Td (the ) Tj ET Q q 0 0 0 rg BT 199.99 104.25 Td (interim ) Tj ET Q q 0 0 0 rg BT 231.73 104.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 264.03 104.25 Td (within ) Tj ET Q q 0 0 0 rg BT 292.45 104.25 Td (the ) Tj ET Q q 0 0 0 rg BT 307.53 104.25 Td (first ) Tj ET Q q 0 0 0 rg BT 326.50 104.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 356.02 104.25 Td (period ) Tj ET Q q 0 0 0 rg BT 384.42 104.25 Td (if ) Tj ET Q q 0 0 0 rg BT 393.39 104.25 Td (there ) Tj ET Q q 0 0 0 rg BT 416.24 104.25 Td (is ) Tj ET Q q 0 0 0 rg BT 425.77 104.25 Td (a ) Tj ET Q q 0 0 0 rg BT 433.07 104.25 Td (measurement-period ) Tj ET Q q 0 0 0 rg BT 518.12 104.25 Td (adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 92.25 Td (during ) Tj ET Q q 0 0 0 rg BT 78.26 92.25 Td (the ) Tj ET Q q 0 0 0 rg BT 92.63 92.25 Td (first ) Tj ET Q q 0 0 0 rg BT 110.89 92.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 139.70 92.25 Td (period ) Tj ET Q q 0 0 0 rg BT 167.40 92.25 Td (in ) Tj ET Q q 0 0 0 rg BT 177.33 92.25 Td (which ) Tj ET Q q 0 0 0 rg BT 203.93 92.25 Td (the ) Tj ET Q q 0 0 0 rg BT 218.30 92.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 252.66 92.25 Td (are ) Tj ET Q q 0 0 0 rg BT 267.02 92.25 Td (ef) Tj ET Q q 0 0 0 rg BT 274.60 92.25 Td (fective. ) Tj ET Q q 0 0 0 rg BT 306.30 92.25 Td (The ) Tj ET Q q 0 0 0 rg BT 324.00 92.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 365.04 92.25 Td (has ) Tj ET Q q 0 0 0 rg BT 380.53 92.25 Td (adopted ) Tj ET Q q 0 0 0 rg BT 414.34 92.25 Td (this ) Tj ET Q q 0 0 0 rg BT 430.46 92.25 Td (ASU ) Tj ET Q q 0 0 0 rg BT 452.62 92.25 Td (currently) Tj ET Q q 0 0 0 rg BT 488.07 92.25 Td (, ) Tj ET Q q 0 0 0 rg BT 492.72 92.25 Td (and ) Tj ET Q q 0 0 0 rg BT 509.31 92.25 Td (has ) Tj ET Q q 0 0 0 rg BT 524.79 92.25 Td (disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 80.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 99.42 80.25 Td (as ) Tj ET Q q 0 0 0 rg BT 110.25 80.25 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 158.29 80.25 Td (in ) Tj ET Q q 0 0 0 rg BT 168.56 80.25 Td (the ) Tj ET Q q 0 0 0 rg BT 183.28 80.25 Td (table ) Tj ET Q q 0 0 0 rg BT 205.21 80.25 Td (included ) Tj ET Q q 0 0 0 rg BT 242.15 80.25 Td (in ) Tj ET Q q 0 0 0 rg BT 252.43 80.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 274.37 80.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 281.87 80.25 Td (to ) Tj ET Q q 0 0 0 rg BT 292.14 80.25 Td (the ) Tj ET Q q 0 0 0 rg BT 306.86 80.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 359.90 80.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 397.38 80.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 442.09 80.25 Td (in ) Tj ET Q q 0 0 0 rg BT 452.37 80.25 Td (this ) Tj ET Q q 0 0 0 rg BT 469.32 80.25 Td (Form ) Tj ET Q q 0 0 0 rg BT 493.49 80.25 Td (10-K ) Tj ET Q q 0 0 0 rg BT 516.54 80.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 58.25 Td (In ) Tj ET Q q 0 0 0 rg BT 97.52 58.25 Td (November ) Tj ET Q q 0 0 0 rg BT 142.91 58.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 166.10 58.25 Td (the ) Tj ET Q q 0 0 0 rg BT 181.51 58.25 Td (F) Tj ET Q q 0 0 0 rg BT 186.33 58.25 Td (ASB ) Tj ET Q q 0 0 0 rg BT 208.97 58.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 236.45 58.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 286.30 58.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 328.92 58.25 Td (Update ) Tj ET Q q 0 0 0 rg BT 360.99 58.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 378.90 58.25 Td (2014-17 ) Tj ET Q q 0 0 0 rg BT 415.42 58.25 Td ("Business ) Tj ET Q q 0 0 0 rg BT 458.25 58.25 Td (Combinations: ) Tj ET Q q 0 0 0 rg BT 520.33 58.25 Td (Pushdown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 98.29 46.25 Td (- ) Tj ET Q q 0 0 0 rg BT 103.26 46.25 Td (a ) Tj ET Q q 0 0 0 rg BT 109.34 46.25 Td (consensus ) Tj ET Q q 0 0 0 rg BT 151.53 46.25 Td (of ) Tj ET Q q 0 0 0 rg BT 161.50 46.25 Td (the ) Tj ET Q q 0 0 0 rg BT 175.36 46.25 Td (Emer) Tj ET Q q 0 0 0 rg BT 196.83 46.25 Td (ging ) Tj ET Q q 0 0 0 rg BT 216.25 46.25 Td (Issues ) Tj ET Q q 0 0 0 rg BT 242.22 46.25 Td (T) Tj ET Q q 0 0 0 rg BT 247.63 46.25 Td (ask ) Tj ET Q q 0 0 0 rg BT 262.60 46.25 Td (Force". ) Tj ET Q q 0 0 0 rg BT 293.59 46.25 Td ( ) Tj ET Q q 0 0 0 rg BT 295.11 46.25 Td (This ) Tj ET Q q 0 0 0 rg BT 314.53 46.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 360.04 46.25 Td (standard ) Tj ET Q q 0 0 0 rg BT 395.55 46.25 Td (applies ) Tj ET Q q 0 0 0 rg BT 425.52 46.25 Td (to ) Tj ET Q q 0 0 0 rg BT 434.94 46.25 Td (the ) Tj ET Q q 0 0 0 rg BT 448.79 46.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 483.19 46.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 519.81 46.25 Td (statements ) Tj ET Q endstream endobj 79 0 obj <>] /Rotate 0 /Contents 80 0 R>> endobj 80 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 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742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 382.33 742.10 Td (an ) Tj ET Q q 0 0 0 rg BT 394.19 742.10 Td (event ) Tj ET Q q 0 0 0 rg BT 418.27 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 428.47 742.10 Td (which ) Tj ET Q q 0 0 0 rg BT 455.33 742.10 Td (an ) Tj ET Q q 0 0 0 rg BT 467.19 742.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 502.36 742.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 533.67 742.10 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.28 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.45 730.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 113.82 730.10 Td (entity) Tj ET Q q 0 0 0 rg BT 135.95 730.10 Td (. ) Tj ET Q q 0 0 0 rg BT 141.18 730.10 Td (The ) Tj ET Q q 0 0 0 rg BT 159.68 730.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 213.17 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.90 730.10 Td (this ) Tj ET Q q 0 0 0 rg BT 241.30 730.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 288.13 730.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 328.84 730.10 Td (update ) Tj ET Q 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535.82 610.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 553.68 610.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 94.50 598.10 Td (accounting. ) Tj ET Q q 0 0 0 rg BT 144.01 598.10 Td (The ) Tj ET Q q 0 0 0 rg BT 162.94 598.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 216.87 598.10 Td (in ) Tj ET Q q 0 0 0 rg BT 228.03 598.10 Td (this ) Tj ET Q q 0 0 0 rg BT 245.87 598.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 293.13 598.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 334.28 598.10 Td (update ) Tj ET Q q 0 0 0 rg BT 364.32 598.10 Td (were ) Tj ET Q q 0 0 0 rg BT 387.13 598.10 Td (ef) Tj ET Q q 0 0 0 rg BT 394.72 598.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 425.31 598.10 Td (on ) Tj ET Q q 0 0 0 rg BT 438.69 598.10 Td (November ) Tj ET Q q 0 0 0 rg BT 484.29 598.10 Td (18, ) Tj ET Q q 0 0 0 rg BT 500.17 598.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 525.31 598.10 Td (After ) Tj ET Q q 0 0 0 rg BT 549.79 598.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg 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rg BT 516.29 586.10 Td (most ) Tj ET Q q 0 0 0 rg BT 537.58 586.10 Td (recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 123.00 574.10 Td (event. ) Tj ET Q q 0 0 0 rg BT 148.93 574.10 Td (The ) Tj ET Q q 0 0 0 rg BT 166.39 574.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 207.20 574.10 Td (will ) Tj ET Q q 0 0 0 rg BT 224.67 574.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 248.80 574.10 Td (this ) Tj ET Q q 0 0 0 rg BT 265.17 574.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 310.96 574.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 350.64 574.10 Td (update ) Tj ET Q q 0 0 0 rg BT 379.21 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 388.91 574.10 Td (any ) Tj ET Q q 0 0 0 rg BT 405.26 574.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 447.71 574.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 474.63 574.10 Td (or ) Tj ET Q q 0 0 0 rg BT 484.87 574.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 505.12 574.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 527.03 574.10 Td (financial ) Tj ET Q BT /F1 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 540.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 540.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.91 540.10 Td (May ) Tj ET Q q 0 0 0 rg BT 119.82 540.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 143.40 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 159.19 540.10 Td (F) Tj ET Q q 0 0 0 rg BT 164.01 540.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 187.04 540.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 214.83 540.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 265.07 540.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 308.09 540.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 340.54 540.10 Td (\("ASU"\) ) Tj ET Q q 0 0 0 rg BT 378.95 540.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 397.25 540.10 Td (2014-09, ) Tj ET Q q 0 0 0 rg BT 436.66 540.10 Td ("Revenue ) Tj ET Q q 0 0 0 rg BT 479.31 540.10 Td (from ) Tj ET Q q 0 0 0 rg BT 502.32 540.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 544.23 540.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (Customers". ) Tj ET Q q 0 0 0 rg BT 101.35 528.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 123.92 528.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 159.81 528.10 Td (af) Tj ET Q q 0 0 0 rg BT 167.40 528.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 188.83 528.10 Td (any ) Tj ET Q q 0 0 0 rg BT 205.83 528.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 231.17 528.10 Td (using ) Tj ET Q q 0 0 0 rg BT 255.40 528.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 275.74 528.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 302.60 528.10 Td ( ) Tj ET Q q 0 0 0 rg BT 305.16 528.10 Td (that ) Tj ET Q q 0 0 0 rg BT 322.71 528.10 Td (either ) Tj ET Q q 0 0 0 rg BT 348.03 528.10 Td (enters ) Tj ET Q q 0 0 0 rg BT 374.47 528.10 Td (into ) Tj ET Q q 0 0 0 rg BT 392.59 528.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 431.24 528.10 Td (with ) Tj ET Q q 0 0 0 rg BT 451.58 528.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 494.69 528.10 Td (to ) Tj ET Q q 0 0 0 rg BT 505.03 528.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 538.12 528.10 Td (goods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.55 516.10 Td (services ) Tj ET Q q 0 0 0 rg BT 96.98 516.10 Td (or ) Tj ET Q q 0 0 0 rg BT 108.53 516.10 Td (enters ) Tj ET Q q 0 0 0 rg BT 135.63 516.10 Td (into ) Tj ET Q q 0 0 0 rg BT 154.40 516.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 193.72 516.10 Td (for ) Tj ET Q q 0 0 0 rg BT 208.60 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 224.03 516.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 257.79 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.34 516.10 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 325.87 516.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 352.42 516.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 380.64 516.10 Td (those ) Tj ET Q q 0 0 0 rg BT 404.97 516.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 444.28 516.10 Td (are ) Tj ET Q q 0 0 0 rg BT 459.71 516.10 Td (within ) Tj ET Q q 0 0 0 rg BT 488.49 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 503.93 516.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 529.91 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 541.46 516.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 90.62 504.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 113.74 504.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.90 504.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 193.84 504.10 Td (or ) Tj ET Q q 0 0 0 rg BT 205.02 504.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 227.86 504.10 Td (contracts\). ) Tj ET Q q 0 0 0 rg BT 272.42 504.10 Td (This ) Tj ET Q q 0 0 0 rg BT 292.42 504.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 315.28 504.10 Td (will ) Tj ET Q q 0 0 0 rg BT 333.68 504.10 Td (supersede ) Tj ET Q q 0 0 0 rg BT 375.96 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.03 504.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 425.52 504.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 473.91 504.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 528.96 504.10 Td (in ) Tj ET Q q 0 0 0 rg BT 539.38 504.10 Td (T) Tj ET Q q 0 0 0 rg BT 544.79 504.10 Td (opic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (605, ) Tj ET Q q 0 0 0 rg BT 68.78 492.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 105.05 492.10 Td (Recognition, ) Tj ET Q q 0 0 0 rg BT 157.72 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 173.44 492.10 Td (most ) Tj ET Q q 0 0 0 rg BT 194.17 492.10 Td (industry-specific ) Tj ET Q q 0 0 0 rg BT 262.66 492.10 Td (guidance. ) Tj ET Q q 0 0 0 rg BT 302.45 492.10 Td (This ) Tj ET Q q 0 0 0 rg BT 321.23 492.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 342.51 492.10 Td (also ) Tj ET Q q 0 0 0 rg BT 359.91 492.10 Td (supersedes ) Tj ET Q q 0 0 0 rg BT 404.51 492.10 Td (some ) Tj ET Q q 0 0 0 rg BT 426.90 492.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 444.30 492.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 481.67 492.10 Td (included ) Tj ET Q q 0 0 0 rg BT 517.39 492.10 Td (in ) Tj ET Q q 0 0 0 rg BT 526.46 492.10 Td (Subtopic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (605-35, ) Tj ET Q q 0 0 0 rg BT 83.04 480.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 120.24 480.10 Td (RecognitionConstruction-T) Tj ET Q q 0 0 0 rg BT 239.53 480.10 Td (ype ) Tj ET Q q 0 0 0 rg BT 256.18 480.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.84 480.10 Td (Production-T) Tj ET Q q 0 0 0 rg BT 325.46 480.10 Td (ype ) Tj ET Q q 0 0 0 rg BT 342.12 480.10 Td (Contracts. ) Tj ET Q q 0 0 0 rg BT 385.16 480.10 Td (In ) Tj ET Q q 0 0 0 rg BT 395.70 480.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 433.19 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.62 480.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 481.50 480.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 535.92 480.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 480.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 98.26 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.30 468.10 Td (a ) Tj ET Q q 0 0 0 rg BT 116.46 468.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 136.39 468.10 Td (or ) Tj ET Q q 0 0 0 rg BT 147.43 468.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 165.71 468.10 Td (on ) Tj ET Q q 0 0 0 rg BT 178.42 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.35 468.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 226.61 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.65 468.10 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 293.68 468.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 319.72 468.10 Td (that ) Tj ET Q q 0 0 0 rg BT 337.43 468.10 Td (are ) Tj ET Q q 0 0 0 rg BT 352.35 468.10 Td (not ) Tj ET Q q 0 0 0 rg BT 367.85 468.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.34 468.10 Td (a ) Tj ET Q q 0 0 0 rg BT 385.49 468.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 420.41 468.10 Td (with ) Tj ET Q q 0 0 0 rg BT 440.90 468.10 Td (a ) Tj ET Q q 0 0 0 rg BT 448.06 468.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 487.43 468.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 510.41 468.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 536.46 468.10 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.86 456.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 88.28 456.10 Td (of ) Tj ET Q q 0 0 0 rg BT 98.14 456.10 Td (T) Tj ET Q q 0 0 0 rg BT 103.55 456.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 122.42 456.10 Td (360, ) Tj ET Q q 0 0 0 rg BT 141.56 456.10 Td (Property) Tj ET Q q 0 0 0 rg BT 175.35 456.10 Td (, ) Tj ET Q q 0 0 0 rg BT 179.50 456.10 Td (Plant, ) Tj ET Q q 0 0 0 rg BT 204.20 456.10 Td (and ) Tj ET Q q 0 0 0 rg BT 220.29 456.10 Td (Equipment, ) Tj ET Q q 0 0 0 rg BT 268.32 456.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.41 456.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 326.05 456.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 351.02 456.10 Td (within ) Tj ET Q q 0 0 0 rg BT 378.23 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.09 456.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 416.51 456.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.37 456.10 Td (T) Tj ET Q q 0 0 0 rg BT 431.78 456.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 450.64 456.10 Td (350, ) Tj ET Q q 0 0 0 rg BT 469.79 456.10 Td (IntangiblesGoodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.60 444.10 Td (Other\) ) Tj ET Q q 0 0 0 rg BT 94.85 444.10 Td (are ) Tj ET Q q 0 0 0 rg BT 109.22 444.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 147.47 444.10 Td (to ) Tj ET Q q 0 0 0 rg BT 157.41 444.10 Td (be ) Tj ET Q q 0 0 0 rg BT 169.00 444.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 211.16 444.10 Td (with ) Tj ET Q q 0 0 0 rg BT 231.09 444.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.47 444.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 283.72 444.10 Td (on ) Tj ET Q q 0 0 0 rg BT 295.88 444.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 343.58 444.10 Td (and ) Tj ET Q q 0 0 0 rg BT 360.18 444.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 415.64 444.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 458.91 444.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.28 444.10 Td (constraint ) Tj ET Q q 0 0 0 rg BT 514.87 444.10 Td (on ) Tj ET Q q 0 0 0 rg BT 527.03 444.10 Td (revenue\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 432.10 Td (this ) Tj ET Q q 0 0 0 rg BT 76.67 432.10 Td (ASU. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 410.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.91 410.10 Td (core ) Tj ET Q q 0 0 0 rg BT 123.48 410.10 Td (principle ) Tj ET Q q 0 0 0 rg BT 161.39 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.08 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.67 410.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 225.13 410.10 Td (is ) Tj ET Q q 0 0 0 rg BT 234.16 410.10 Td (that ) Tj ET Q q 0 0 0 rg BT 251.52 410.10 Td (an ) Tj ET Q q 0 0 0 rg BT 263.32 410.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 288.46 410.10 Td (should ) Tj ET Q q 0 0 0 rg BT 317.50 410.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 358.72 410.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 392.73 410.10 Td (to ) Tj ET Q q 0 0 0 rg BT 402.88 410.10 Td (depict ) Tj ET Q q 0 0 0 rg BT 429.67 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.26 410.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 477.16 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 487.85 410.10 Td (promised ) Tj ET Q q 0 0 0 rg BT 527.43 410.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 553.69 410.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.64 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.85 398.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 137.83 398.10 Td (in ) Tj ET Q q 0 0 0 rg BT 148.04 398.10 Td (an ) Tj ET Q q 0 0 0 rg BT 159.91 398.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 192.33 398.10 Td (that ) Tj ET Q q 0 0 0 rg BT 209.76 398.10 Td (reflects ) Tj ET Q q 0 0 0 rg BT 241.62 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.26 398.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 312.57 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.78 398.10 Td (which ) Tj ET Q q 0 0 0 rg BT 349.65 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.30 398.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 389.50 398.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 421.92 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 432.13 398.10 Td (be ) Tj ET Q q 0 0 0 rg BT 444.00 398.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 476.42 398.10 Td (in ) Tj ET Q q 0 0 0 rg BT 486.63 398.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 526.82 398.10 Td (for ) Tj ET Q q 0 0 0 rg BT 540.91 398.10 Td (those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 76.39 386.10 Td (or ) Tj ET Q q 0 0 0 rg BT 87.22 386.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 124.25 386.10 Td (T) Tj ET Q q 0 0 0 rg BT 129.66 386.10 Td (o ) Tj ET Q q 0 0 0 rg BT 137.16 386.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 170.19 386.10 Td (that ) Tj ET Q q 0 0 0 rg BT 187.69 386.10 Td (core ) Tj ET Q q 0 0 0 rg BT 207.39 386.10 Td (principle, ) Tj ET Q q 0 0 0 rg BT 247.93 386.10 Td (an ) Tj ET Q q 0 0 0 rg BT 259.87 386.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 285.15 386.10 Td (should ) Tj ET Q q 0 0 0 rg BT 314.32 386.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 339.03 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 353.75 386.10 Td (following ) Tj ET Q q 0 0 0 rg BT 395.14 386.10 Td (steps:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 362.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 362.10 Td (1: ) Tj ET Q q 0 0 0 rg BT 148.06 362.10 Td (Identify ) Tj ET Q q 0 0 0 rg BT 182.21 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 362.10 Td (contract\(s\) ) Tj ET Q q 0 0 0 rg BT 242.18 362.10 Td (with ) Tj ET Q q 0 0 0 rg BT 262.46 362.10 Td (a ) Tj ET Q q 0 0 0 rg BT 269.40 362.10 Td (customer) Tj ET Q q 0 0 0 rg BT 305.50 362.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 350.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 350.10 Td (2: ) Tj ET Q q 0 0 0 rg BT 148.06 350.10 Td (Identify ) Tj ET Q q 0 0 0 rg BT 182.21 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 350.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 249.95 350.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 296.89 350.10 Td (in ) Tj ET Q q 0 0 0 rg BT 307.17 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.89 350.10 Td (contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 338.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 338.10 Td (3: ) Tj ET Q q 0 0 0 rg BT 148.06 338.10 Td (Determine ) Tj ET Q q 0 0 0 rg BT 192.76 338.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.48 338.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 253.85 338.10 Td (price.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 326.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 326.10 Td (4: ) Tj ET Q q 0 0 0 rg BT 147.50 326.10 Td (Allocate ) Tj ET Q q 0 0 0 rg BT 183.88 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.59 326.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 244.97 326.10 Td (price ) Tj ET Q q 0 0 0 rg BT 267.45 326.10 Td (to ) Tj ET Q q 0 0 0 rg BT 277.73 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.45 326.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 345.47 326.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 392.41 326.10 Td (in ) Tj ET Q q 0 0 0 rg BT 402.69 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 417.41 326.10 Td (contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 314.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 314.10 Td (5: ) Tj ET Q q 0 0 0 rg BT 148.06 314.10 Td (Recognize ) Tj ET Q q 0 0 0 rg BT 192.76 314.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 226.90 314.10 Td (when ) Tj ET Q q 0 0 0 rg BT 251.06 314.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 265.22 314.10 Td (as\) ) Tj ET Q q 0 0 0 rg BT 279.38 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.10 314.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 319.38 314.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 354.09 314.10 Td (a ) Tj ET Q q 0 0 0 rg BT 361.03 314.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 414.05 314.10 Td (obligation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 290.10 Td (For ) Tj ET Q q 0 0 0 rg BT 102.13 290.10 Td (a ) Tj ET Q q 0 0 0 rg BT 108.80 290.10 Td (public ) Tj ET Q q 0 0 0 rg BT 136.03 290.10 Td (entity) Tj ET Q q 0 0 0 rg BT 158.16 290.10 Td (, ) Tj ET Q q 0 0 0 rg BT 162.89 290.10 Td (the ) Tj ET Q q 0 0 0 rg BT 177.35 290.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 230.13 290.10 Td (in ) Tj ET Q q 0 0 0 rg BT 240.14 290.10 Td (this ) Tj ET Q q 0 0 0 rg BT 256.33 290.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 278.57 290.10 Td (are ) Tj ET Q q 0 0 0 rg BT 293.02 290.10 Td (ef) Tj ET Q q 0 0 0 rg BT 300.60 290.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 330.04 290.10 Td (for ) Tj ET Q q 0 0 0 rg BT 343.94 290.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 372.83 290.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 411.72 290.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 443.40 290.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 485.63 290.10 Td (after ) Tj ET Q q 0 0 0 rg BT 506.18 290.10 Td (December ) Tj ET Q q 0 0 0 rg BT 549.50 290.10 Td (15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 278.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 93.00 278.10 Td (including ) Tj ET Q q 0 0 0 rg BT 133.27 278.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 164.66 278.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 196.59 278.10 Td (within ) Tj ET Q q 0 0 0 rg BT 224.65 278.10 Td (that ) Tj ET Q q 0 0 0 rg BT 242.15 278.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 281.30 278.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 311.85 278.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 336.00 278.10 Td (application ) Tj ET Q q 0 0 0 rg BT 382.93 278.10 Td (is ) Tj ET Q q 0 0 0 rg BT 392.10 278.10 Td (not ) Tj ET Q q 0 0 0 rg BT 407.38 278.10 Td (permitted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 254.10 Td (An ) Tj ET Q q 0 0 0 rg BT 132.22 254.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 157.50 254.10 Td (should ) Tj ET Q q 0 0 0 rg BT 186.67 254.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 211.38 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.10 254.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 279.14 254.10 Td (in ) Tj ET Q q 0 0 0 rg BT 289.42 254.10 Td (this ) Tj ET Q q 0 0 0 rg BT 305.82 254.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 328.32 254.10 Td (using ) Tj ET Q q 0 0 0 rg BT 352.49 254.10 Td (one ) Tj ET Q q 0 0 0 rg BT 369.43 254.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.26 254.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.98 254.10 Td (following ) Tj ET Q q 0 0 0 rg BT 436.36 254.10 Td (two ) Tj ET Q q 0 0 0 rg BT 453.86 254.10 Td (methods:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 230.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 127.50 230.10 Td (Retrospectively ) Tj ET Q q 0 0 0 rg BT 192.76 230.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.04 230.10 Td (each ) Tj ET Q q 0 0 0 rg BT 223.85 230.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 245.79 230.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 284.95 230.10 Td (period ) Tj ET Q q 0 0 0 rg BT 312.99 230.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 353.81 230.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.75 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.46 230.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 410.74 230.10 Td (may ) Tj ET Q q 0 0 0 rg BT 430.45 230.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 451.83 230.10 Td (any ) Tj ET Q q 0 0 0 rg BT 468.76 230.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.59 230.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.31 230.10 Td (following) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 218.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 218.10 Td (practical ) Tj ET Q q 0 0 0 rg BT 158.92 218.10 Td (expedients:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 194.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 194.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 194.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 220.04 194.10 Td (contracts, ) Tj ET Q q 0 0 0 rg BT 261.14 194.10 Td (an ) Tj ET Q q 0 0 0 rg BT 273.08 194.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 298.35 194.10 Td (need ) Tj ET Q q 0 0 0 rg BT 319.73 194.10 Td (not ) Tj ET Q q 0 0 0 rg BT 335.00 194.10 Td (restate ) Tj ET Q q 0 0 0 rg BT 363.60 194.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 402.19 194.10 Td (that ) Tj ET Q q 0 0 0 rg BT 419.69 194.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 444.40 194.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.34 194.10 Td (end ) Tj ET Q q 0 0 0 rg BT 478.28 194.10 Td (within ) Tj ET Q q 0 0 0 rg BT 506.34 194.10 Td (the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 182.10 Td (same ) Tj ET Q q 0 0 0 rg BT 184.05 182.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 213.20 182.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 252.36 182.10 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 170.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 170.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 170.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 220.04 170.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 258.64 170.10 Td (that ) Tj ET Q q 0 0 0 rg BT 276.13 170.10 Td (have ) Tj ET Q q 0 0 0 rg BT 297.51 170.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 332.21 170.10 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 391.08 170.10 Td (an ) Tj ET Q q 0 0 0 rg BT 403.02 170.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 428.29 170.10 Td (may ) Tj ET Q q 0 0 0 rg BT 448.01 170.10 Td (use ) Tj ET Q q 0 0 0 rg BT 463.84 170.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.56 170.10 Td (transaction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 158.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 158.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 158.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 158.10 Td (price ) Tj ET Q q 0 0 0 rg BT 183.49 158.10 Td (at ) Tj ET Q q 0 0 0 rg BT 193.20 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.92 158.10 Td (date ) Tj ET Q q 0 0 0 rg BT 227.07 158.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.79 158.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 276.49 158.10 Td (was ) Tj ET Q q 0 0 0 rg BT 294.54 158.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 338.70 158.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 364.51 158.10 Td (than ) Tj ET Q q 0 0 0 rg BT 384.23 158.10 Td (estimating ) Tj ET Q q 0 0 0 rg BT 428.39 158.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 463.09 158.10 Td (consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 146.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 146.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 146.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 146.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 197.39 146.10 Td (in ) Tj ET Q q 0 0 0 rg BT 207.67 146.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.38 146.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 274.30 146.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 313.46 146.10 Td (periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 134.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 134.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 134.10 Td (all ) Tj ET Q q 0 0 0 rg BT 188.39 134.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 227.54 134.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 259.48 134.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 300.30 134.10 Td (before ) Tj ET Q q 0 0 0 rg BT 328.33 134.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.05 134.10 Td (date ) Tj ET Q q 0 0 0 rg BT 362.21 134.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.04 134.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 398.87 134.10 Td (application, ) Tj ET Q q 0 0 0 rg BT 448.29 134.10 Td (an ) Tj ET Q q 0 0 0 rg BT 460.23 134.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 485.51 134.10 Td (need ) Tj ET Q q 0 0 0 rg BT 506.88 134.10 Td (not) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 122.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 122.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 122.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 193.22 122.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.93 122.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 240.43 122.10 Td (of ) Tj ET Q q 0 0 0 rg BT 251.26 122.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.98 122.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 312.35 122.10 Td (price ) Tj ET Q q 0 0 0 rg BT 334.83 122.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 373.42 122.10 Td (to ) Tj ET Q q 0 0 0 rg BT 383.70 122.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 426.74 122.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 479.76 122.10 Td (obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 110.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 110.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 110.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.44 110.10 Td (an ) Tj ET Q q 0 0 0 rg BT 187.38 110.10 Td (explanation ) Tj ET Q q 0 0 0 rg BT 236.53 110.10 Td (of ) Tj ET Q q 0 0 0 rg BT 247.36 110.10 Td (when ) Tj ET Q q 0 0 0 rg BT 271.52 110.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.23 110.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 311.51 110.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 343.99 110.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.27 110.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 395.63 110.10 Td (that ) Tj ET Q q 0 0 0 rg BT 413.13 110.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 445.62 110.10 Td (as ) Tj ET Q q 0 0 0 rg BT 456.45 110.10 Td (revenue.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 86.10 Td (2. ) Tj ET Q q 0 0 0 rg BT 127.50 86.10 Td (Retrospectively ) Tj ET Q q 0 0 0 rg BT 192.76 86.10 Td (with ) Tj ET Q q 0 0 0 rg BT 213.04 86.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.75 86.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 274.68 86.10 Td (ef) Tj ET Q q 0 0 0 rg BT 282.27 86.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 299.76 86.10 Td (of ) Tj ET Q q 0 0 0 rg BT 310.59 86.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 344.19 86.10 Td (applying ) Tj ET Q q 0 0 0 rg BT 381.69 86.10 Td (this ) Tj ET Q q 0 0 0 rg BT 398.09 86.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 420.59 86.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 466.95 86.10 Td (at ) Tj ET Q q 0 0 0 rg BT 476.67 86.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.39 86.10 Td (date ) Tj ET Q q 0 0 0 rg BT 510.54 86.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.37 86.10 Td (initial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 74.10 Td (application. ) Tj ET Q q 0 0 0 rg BT 170.76 74.10 Td (If ) Tj ET Q q 0 0 0 rg BT 179.25 74.10 Td (an ) Tj ET Q q 0 0 0 rg BT 190.51 74.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 215.12 74.10 Td (elects ) Tj ET Q q 0 0 0 rg BT 239.71 74.10 Td (this ) Tj ET Q q 0 0 0 rg BT 255.98 74.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 295.59 74.10 Td (method ) Tj ET Q q 0 0 0 rg BT 327.41 74.10 Td (it ) Tj ET Q q 0 0 0 rg BT 334.80 74.10 Td (also ) Tj ET Q q 0 0 0 rg BT 352.73 74.10 Td (should ) Tj ET Q q 0 0 0 rg BT 381.23 74.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 413.61 74.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.65 74.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 469.47 74.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 515.74 74.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.34 74.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 564.50 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 572.00 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 574.50 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 577.00 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 579.50 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 582.00 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 584.50 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 587.00 74.10 Td ( ) Tj ET Q q 0 0 0 rg BT 589.50 74.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 62.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.00 62.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 151.94 62.10 Td (that ) Tj ET Q q 0 0 0 rg BT 169.43 62.10 Td (include ) Tj ET Q q 0 0 0 rg BT 201.37 62.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.08 62.10 Td (date ) Tj ET Q q 0 0 0 rg BT 235.24 62.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.07 62.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 271.90 62.10 Td (application ) Tj ET Q q 0 0 0 rg BT 318.83 62.10 Td (of:) Tj ET Q endstream endobj 81 0 obj <>] /Rotate 0 /Contents 82 0 R>> endobj 82 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.32 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 177.37 742.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 209.86 742.10 Td (by ) Tj ET Q q 0 0 0 rg BT 222.36 742.10 Td (which ) Tj ET Q q 0 0 0 rg BT 249.30 742.10 Td (each ) Tj ET Q q 0 0 0 rg BT 270.12 742.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 307.60 742.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 348.42 742.10 Td (line ) Tj ET Q q 0 0 0 rg BT 365.91 742.10 Td (item ) Tj ET Q q 0 0 0 rg BT 386.19 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 395.36 742.10 Td (af) Tj ET Q q 0 0 0 rg BT 402.94 742.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 429.87 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 440.15 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.86 742.10 Td (current ) Tj ET Q q 0 0 0 rg BT 485.68 742.10 Td (reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 730.10 Td (period ) Tj ET Q q 0 0 0 rg BT 189.05 730.10 Td (by ) Tj ET Q q 0 0 0 rg BT 201.55 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.26 730.10 Td (application ) Tj ET Q q 0 0 0 rg BT 263.19 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.02 730.10 Td (this ) Tj ET Q q 0 0 0 rg BT 290.42 730.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 312.92 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 323.75 730.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 365.68 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 375.96 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.67 730.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 429.27 730.10 Td (that ) Tj ET Q q 0 0 0 rg BT 446.76 730.10 Td (was ) Tj ET Q q 0 0 0 rg BT 464.81 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.09 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 482.68 730.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 500.17 730.10 Td (before) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.22 718.10 Td (change.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.95 706.10 Td (An ) Tj ET Q q 0 0 0 rg BT 173.67 706.10 Td (explanation ) Tj ET Q q 0 0 0 rg BT 222.82 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.65 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.37 706.10 Td (reasons ) Tj ET Q q 0 0 0 rg BT 280.86 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 295.02 706.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 339.73 706.10 Td (changes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 684.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.57 684.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 129.99 684.10 Td (had ) Tj ET Q q 0 0 0 rg BT 145.95 684.10 Td (planned ) Tj ET Q q 0 0 0 rg BT 179.13 684.10 Td (to ) Tj ET Q q 0 0 0 rg BT 188.44 684.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 212.18 684.10 Td (this ) Tj ET Q q 0 0 0 rg BT 228.15 684.10 Td (new ) Tj ET Q q 0 0 0 rg BT 246.34 684.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 291.74 684.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 327.14 684.10 Td (ef) Tj ET Q q 0 0 0 rg BT 334.73 684.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 363.45 684.10 Td (January ) Tj ET Q q 0 0 0 rg BT 396.08 684.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 405.10 684.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 426.63 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.60 684.10 Td (it ) Tj ET Q q 0 0 0 rg BT 449.68 684.10 Td (has ) Tj ET Q q 0 0 0 rg BT 464.53 684.10 Td (not ) Tj ET Q q 0 0 0 rg BT 478.84 684.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 517.02 684.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 564.50 684.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 684.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 684.10 Td ( ) Tj ET Q q 0 0 0 rg BT 572.00 684.10 Td ( ) Tj ET Q q 0 0 0 rg BT 574.50 684.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.05 672.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 95.09 672.10 Td (that ) Tj ET Q q 0 0 0 rg BT 112.91 672.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.96 672.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 165.78 672.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.32 672.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 199.15 672.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 216.70 672.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 252.86 672.10 Td (will ) Tj ET Q q 0 0 0 rg BT 271.25 672.10 Td (have ) Tj ET Q q 0 0 0 rg BT 292.96 672.10 Td (on ) Tj ET Q q 0 0 0 rg BT 305.79 672.10 Td (its ) Tj ET Q q 0 0 0 rg BT 318.06 672.10 Td (income ) Tj ET Q q 0 0 0 rg BT 350.33 672.10 Td (statement, ) Tj ET Q q 0 0 0 rg BT 393.98 672.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 427.34 672.10 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 453.22 672.10 Td (or ) Tj ET Q q 0 0 0 rg BT 464.38 672.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 505.53 672.10 Td (of ) Tj ET Q q 0 0 0 rg BT 516.69 672.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 537.28 672.10 Td (flows. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 105.13 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.99 660.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 161.51 660.10 Td (has ) Tj ET Q q 0 0 0 rg BT 177.49 660.10 Td (not ) Tj ET Q q 0 0 0 rg BT 192.91 660.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 207.76 660.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 255.39 660.10 Td (the ) Tj ET Q q 0 0 0 rg BT 270.24 660.10 Td (method ) Tj ET Q q 0 0 0 rg BT 302.88 660.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.85 660.10 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 368.13 660.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 405.77 660.10 Td (it ) Tj ET Q q 0 0 0 rg BT 413.97 660.10 Td (will ) Tj ET Q q 0 0 0 rg BT 432.17 660.10 Td (use ) Tj ET Q q 0 0 0 rg BT 448.14 660.10 Td (as ) Tj ET Q q 0 0 0 rg BT 459.11 660.10 Td (described ) Tj ET Q q 0 0 0 rg BT 500.07 660.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.49 660.10 Td (paragraphs ) Tj ET Q q 0 0 0 rg BT 557.00 660.10 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.15 648.10 Td (2 ) Tj ET Q q 0 0 0 rg BT 76.87 648.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 130.56 648.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 160.65 648.10 Td (Subsequently ) Tj ET Q q 0 0 0 rg BT 218.25 648.10 Td (in ) Tj ET Q q 0 0 0 rg BT 228.93 648.10 Td (August ) Tj ET Q q 0 0 0 rg BT 261.53 648.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 285.25 648.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.18 648.10 Td (F) Tj ET Q q 0 0 0 rg BT 305.99 648.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 329.16 648.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 357.06 648.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 380.77 648.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 399.21 648.10 Td (2015-14 ) Tj ET Q q 0 0 0 rg BT 436.25 648.10 Td ("Revenue ) Tj ET Q q 0 0 0 rg BT 479.03 648.10 Td (from ) Tj ET Q q 0 0 0 rg BT 502.18 648.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 544.22 648.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (Customers: ) Tj ET Q q 0 0 0 rg BT 98.18 636.10 Td (Deferral ) Tj ET Q q 0 0 0 rg BT 134.11 636.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 145.07 636.10 Td (Effective ) Tj ET Q q 0 0 0 rg BT 182.67 636.10 Td (Date) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.10 636.10 Td (", ) Tj ET Q q 0 0 0 rg BT 211.31 636.10 Td (to ) Tj ET Q q 0 0 0 rg BT 221.71 636.10 Td (defer ) Tj ET Q q 0 0 0 rg BT 244.88 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.72 636.10 Td (ef) Tj ET Q q 0 0 0 rg BT 267.30 636.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 297.13 636.10 Td (date ) Tj ET Q q 0 0 0 rg BT 316.41 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.79 636.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 349.42 636.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 366.76 636.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 402.72 636.10 Td (for ) Tj ET Q q 0 0 0 rg BT 417.00 636.10 Td (all ) Tj ET Q q 0 0 0 rg BT 429.62 636.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 461.13 636.10 Td (by ) Tj ET Q q 0 0 0 rg BT 473.75 636.10 Td (one ) Tj ET Q q 0 0 0 rg BT 490.81 636.10 Td (year) Tj ET Q q 0 0 0 rg BT 507.47 636.10 Td (. ) Tj ET Q q 0 0 0 rg BT 512.02 636.10 Td (Accordingly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (public ) Tj ET Q q 0 0 0 rg BT 77.15 624.10 Td (business ) Tj ET Q q 0 0 0 rg BT 113.19 624.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 144.22 624.10 Td (should ) Tj ET Q q 0 0 0 rg BT 173.04 624.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 197.41 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.78 624.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 250.02 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 260.03 624.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 282.18 624.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 299.06 624.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 334.54 624.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.47 624.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 373.27 624.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 412.08 624.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 443.67 624.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 485.81 624.10 Td (after ) Tj ET Q q 0 0 0 rg BT 506.28 624.10 Td (December ) Tj ET Q q 0 0 0 rg BT 549.52 624.10 Td (15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 75.00 612.10 Td (including ) Tj ET Q q 0 0 0 rg BT 115.27 612.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 146.66 612.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 185.81 612.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 217.75 612.10 Td (within ) Tj ET Q q 0 0 0 rg BT 245.81 612.10 Td (that ) Tj ET Q q 0 0 0 rg BT 263.30 612.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 292.46 612.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 331.61 612.10 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 588.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 127.22 588.10 Td (early ) Tj ET Q q 0 0 0 rg BT 150.66 588.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 189.10 588.10 Td (is ) Tj ET Q q 0 0 0 rg BT 199.21 588.10 Td (allowed, ) Tj ET Q q 0 0 0 rg BT 236.82 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 252.48 588.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 294.81 588.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 319.37 588.10 Td (to ) Tj ET Q q 0 0 0 rg BT 330.59 588.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 356.25 588.10 Td (this ) Tj ET Q q 0 0 0 rg BT 374.15 588.10 Td (new ) Tj ET Q q 0 0 0 rg BT 394.25 588.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 441.57 588.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 478.90 588.10 Td (on ) Tj ET Q q 0 0 0 rg BT 492.34 588.10 Td (its ) Tj ET Q q 0 0 0 rg BT 505.24 588.10 Td (newly ) Tj ET Q q 0 0 0 rg BT 533.12 588.10 Td (revised ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 576.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.20 576.10 Td (date ) Tj ET Q q 0 0 0 rg BT 106.27 576.10 Td (of ) Tj ET Q q 0 0 0 rg BT 117.02 576.10 Td (January ) Tj ET Q q 0 0 0 rg BT 150.53 576.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 160.45 576.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 185.36 576.10 Td (but ) Tj ET Q q 0 0 0 rg BT 200.55 576.10 Td (it ) Tj ET Q q 0 0 0 rg BT 208.53 576.10 Td (has ) Tj ET Q q 0 0 0 rg BT 224.27 576.10 Td (not ) Tj ET Q q 0 0 0 rg BT 239.46 576.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 278.53 576.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 325.93 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.56 576.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 370.19 576.10 Td (that ) Tj ET Q q 0 0 0 rg BT 387.60 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 402.23 576.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 439.64 576.10 Td (of ) Tj ET Q q 0 0 0 rg BT 449.85 576.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 472.27 576.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 489.40 576.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 525.15 576.10 Td (will ) Tj ET Q q 0 0 0 rg BT 543.12 576.10 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.22 564.10 Td (its ) Tj ET Q q 0 0 0 rg BT 73.88 564.10 Td (income ) Tj ET Q q 0 0 0 rg BT 105.54 564.10 Td (statement, ) Tj ET Q q 0 0 0 rg BT 148.58 564.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 181.33 564.10 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 206.59 564.10 Td (or ) Tj ET Q q 0 0 0 rg BT 217.14 564.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 257.68 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.23 564.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 288.21 564.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 315.15 564.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 369.86 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 384.29 564.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 425.40 564.10 Td (has ) Tj ET Q q 0 0 0 rg BT 440.94 564.10 Td (not ) Tj ET Q q 0 0 0 rg BT 455.94 564.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 470.38 564.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 517.58 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 532.01 564.10 Td (method ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 552.10 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 114.97 552.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 152.47 552.10 Td (it ) Tj ET Q q 0 0 0 rg BT 160.52 552.10 Td (will ) Tj ET Q q 0 0 0 rg BT 178.58 552.10 Td (use ) Tj ET Q q 0 0 0 rg BT 194.41 552.10 Td (as ) Tj ET Q q 0 0 0 rg BT 205.24 552.10 Td (described ) Tj ET Q q 0 0 0 rg BT 246.05 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 256.33 552.10 Td (first ) Tj ET Q q 0 0 0 rg BT 274.94 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 291.88 552.10 Td (second ) Tj ET Q q 0 0 0 rg BT 322.15 552.10 Td (paragraphs ) Tj ET Q q 0 0 0 rg BT 368.52 552.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 421.00 552.10 Td (above.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (APPLICA) Tj ET Q q 0 0 0 rg BT 93.70 528.10 Td (TION ) Tj ET Q q 0 0 0 rg BT 121.76 528.10 Td (OF) Tj ET Q q 0 0 0 rg BT 135.28 528.10 Td ( ) Tj ET Q q 0 0 0 rg BT 137.78 528.10 Td (CRITICAL) Tj ET Q q 0 0 0 rg BT 187.24 528.10 Td ( ) Tj ET Q q 0 0 0 rg BT 189.18 528.10 Td (ACCOUNTING ) Tj ET Q q 0 0 0 rg BT 261.13 528.10 Td (POLICIES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 506.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.42 506.10 Td (preparation ) Tj ET Q q 0 0 0 rg BT 165.82 506.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.03 506.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 214.88 506.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 259.96 506.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.62 506.10 Td (conformity ) Tj ET Q q 0 0 0 rg BT 317.92 506.10 Td (with ) Tj ET Q q 0 0 0 rg BT 338.57 506.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 378.65 506.10 Td (accepted ) Tj ET Q q 0 0 0 rg BT 416.49 506.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 463.23 506.10 Td (principles ) Tj ET Q q 0 0 0 rg BT 505.54 506.10 Td (\(GAAP\), ) Tj ET Q q 0 0 0 rg BT 553.68 506.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 103.11 494.10 Td (in ) Tj ET Q q 0 0 0 rg BT 113.46 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 128.25 494.10 Td (United ) Tj ET Q q 0 0 0 rg BT 158.04 494.10 Td (States, ) Tj ET Q q 0 0 0 rg BT 187.00 494.10 Td (requires ) Tj ET Q q 0 0 0 rg BT 221.78 494.10 Td (our ) Tj ET Q q 0 0 0 rg BT 237.68 494.10 Td (management ) Tj ET Q q 0 0 0 rg BT 291.34 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 301.70 494.10 Td (make ) Tj ET Q q 0 0 0 rg BT 325.92 494.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 365.71 494.10 Td (and ) Tj ET Q q 0 0 0 rg BT 382.72 494.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 434.74 494.10 Td (that ) Tj ET Q q 0 0 0 rg BT 452.31 494.10 Td (af) Tj ET Q q 0 0 0 rg BT 459.89 494.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 477.45 494.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.24 494.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 528.13 494.10 Td (amounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.67 482.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 88.35 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 106.13 482.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 149.19 482.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 188.08 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 205.86 482.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 245.30 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 263.09 482.10 Td (related ) Tj ET Q q 0 0 0 rg BT 293.63 482.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 341.42 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 353.09 482.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 398.65 482.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 425.32 482.10 Td (and ) Tj ET Q q 0 0 0 rg BT 443.11 482.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 483.67 482.10 Td (in ) Tj ET Q q 0 0 0 rg BT 494.79 482.10 Td (our ) Tj ET Q q 0 0 0 rg BT 511.46 482.10 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 86.88 470.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 130.98 470.10 Td (and ) Tj ET Q q 0 0 0 rg BT 147.32 470.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 207.53 470.10 Td (notes. ) Tj ET Q q 0 0 0 rg BT 232.89 470.10 Td (W) Tj ET Q q 0 0 0 rg BT 241.53 470.10 Td (e ) Tj ET Q q 0 0 0 rg BT 247.86 470.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 278.63 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.75 470.10 Td (most ) Tj ET Q q 0 0 0 rg BT 314.09 470.10 Td (complex ) Tj ET Q q 0 0 0 rg BT 350.42 470.10 Td (and ) Tj ET Q q 0 0 0 rg BT 366.75 470.10 Td (sensitive ) Tj ET Q q 0 0 0 rg BT 403.65 470.10 Td (judgments, ) Tj ET Q q 0 0 0 rg BT 449.71 470.10 Td (because ) Tj ET Q q 0 0 0 rg BT 483.25 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.47 470.10 Td (their ) Tj ET Q q 0 0 0 rg BT 513.69 470.10 Td (significance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.67 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.78 458.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 129.21 458.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 167.09 458.10 Td (statements, ) Tj ET Q q 0 0 0 rg BT 214.69 458.10 Td (result ) Tj ET Q q 0 0 0 rg BT 239.80 458.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 279.90 458.10 Td (from ) Tj ET Q q 0 0 0 rg BT 302.23 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.34 458.10 Td (need ) Tj ET Q q 0 0 0 rg BT 339.11 458.10 Td (to ) Tj ET Q q 0 0 0 rg BT 349.78 458.10 Td (make ) Tj ET Q q 0 0 0 rg BT 374.33 458.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 414.43 458.10 Td (and ) Tj ET Q q 0 0 0 rg BT 431.76 458.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 484.10 458.10 Td (about ) Tj ET Q q 0 0 0 rg BT 509.21 458.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.32 458.10 Td (ef) Tj ET Q q 0 0 0 rg BT 531.91 458.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 553.68 458.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 81.47 446.10 Td (that ) Tj ET Q q 0 0 0 rg BT 98.51 446.10 Td (are ) Tj ET Q q 0 0 0 rg BT 112.75 446.10 Td (inherently ) Tj ET Q q 0 0 0 rg BT 155.33 446.10 Td (uncertain. ) Tj ET Q q 0 0 0 rg BT 196.93 446.10 Td (The ) Tj ET Q q 0 0 0 rg BT 214.51 446.10 Td (following ) Tj ET Q q 0 0 0 rg BT 255.44 446.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 301.35 446.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 334.49 446.10 Td (involve ) Tj ET Q q 0 0 0 rg BT 366.52 446.10 Td (the ) Tj ET Q q 0 0 0 rg BT 380.78 446.10 Td (use ) Tj ET Q q 0 0 0 rg BT 396.15 446.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.52 446.10 Td (critical ) Tj ET Q q 0 0 0 rg BT 440.75 446.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 486.66 446.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 530.35 446.10 Td (because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.10 Td (they ) Tj ET Q q 0 0 0 rg BT 69.90 434.10 Td (are ) Tj ET Q q 0 0 0 rg BT 84.79 434.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 133.56 434.10 Td (dependent ) Tj ET Q q 0 0 0 rg BT 177.34 434.10 Td (on ) Tj ET Q q 0 0 0 rg BT 190.02 434.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 229.92 434.10 Td (and ) Tj ET Q q 0 0 0 rg BT 247.04 434.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 299.17 434.10 Td (made ) Tj ET Q q 0 0 0 rg BT 323.51 434.10 Td (by ) Tj ET Q q 0 0 0 rg BT 336.19 434.10 Td (management ) Tj ET Q q 0 0 0 rg BT 389.96 434.10 Td (about ) Tj ET Q q 0 0 0 rg BT 414.86 434.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 446.98 434.10 Td (that ) Tj ET Q q 0 0 0 rg BT 464.66 434.10 Td (are ) Tj ET Q q 0 0 0 rg BT 479.55 434.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 519.43 434.10 Td (at ) Tj ET Q q 0 0 0 rg BT 529.33 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 544.23 434.10 Td (time ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.44 422.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 110.53 422.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 149.96 422.10 Td (are ) Tj ET Q q 0 0 0 rg BT 164.39 422.10 Td (made. ) Tj ET Q q 0 0 0 rg BT 190.77 422.10 Td (In ) Tj ET Q q 0 0 0 rg BT 201.32 422.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 238.81 422.10 Td (while ) Tj ET Q q 0 0 0 rg BT 263.25 422.10 Td (we ) Tj ET Q q 0 0 0 rg BT 277.13 422.10 Td (have ) Tj ET Q q 0 0 0 rg BT 298.23 422.10 Td (used ) Tj ET Q q 0 0 0 rg BT 318.78 422.10 Td (our ) Tj ET Q q 0 0 0 rg BT 334.33 422.10 Td (best ) Tj ET Q q 0 0 0 rg BT 352.66 422.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 392.09 422.10 Td (based ) Tj ET Q q 0 0 0 rg BT 417.08 422.10 Td (on ) Tj ET Q q 0 0 0 rg BT 429.30 422.10 Td (facts ) Tj ET Q q 0 0 0 rg BT 450.40 422.10 Td (and ) Tj ET Q q 0 0 0 rg BT 467.06 422.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 525.92 422.10 Td (available ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.90 410.10 Td (us ) Tj ET Q q 0 0 0 rg BT 70.92 410.10 Td (at ) Tj ET Q q 0 0 0 rg BT 80.26 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.60 410.10 Td (time, ) Tj ET Q q 0 0 0 rg BT 116.99 410.10 Td (dif) Tj ET Q q 0 0 0 rg BT 127.92 410.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 153.36 410.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 192.69 410.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 238.13 410.10 Td (could ) Tj ET Q q 0 0 0 rg BT 262.47 410.10 Td (have ) Tj ET Q q 0 0 0 rg BT 283.47 410.10 Td (been ) Tj ET Q q 0 0 0 rg BT 304.47 410.10 Td (used ) Tj ET Q q 0 0 0 rg BT 324.92 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 334.83 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.17 410.10 Td (current ) Tj ET Q q 0 0 0 rg BT 379.60 410.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 409.77 410.10 Td (or ) Tj ET Q q 0 0 0 rg BT 420.23 410.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 454.56 410.10 Td (in ) Tj ET Q q 0 0 0 rg BT 464.46 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.80 410.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 524.79 410.10 Td (estimates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.82 398.10 Td (we ) Tj ET Q q 0 0 0 rg BT 82.31 398.10 Td (used ) Tj ET Q q 0 0 0 rg BT 103.47 398.10 Td (are ) Tj ET Q q 0 0 0 rg BT 118.51 398.10 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 164.65 398.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 190.25 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 200.86 398.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 225.90 398.10 Td (from ) Tj ET Q q 0 0 0 rg BT 248.16 398.10 Td (period ) Tj ET Q q 0 0 0 rg BT 276.54 398.10 Td (to ) Tj ET Q q 0 0 0 rg BT 287.15 398.10 Td (period ) Tj ET Q q 0 0 0 rg BT 315.52 398.10 Td (which ) Tj ET Q q 0 0 0 rg BT 342.79 398.10 Td (may ) Tj ET Q q 0 0 0 rg BT 362.83 398.10 Td (have ) Tj ET Q q 0 0 0 rg BT 384.54 398.10 Td (a ) Tj ET Q q 0 0 0 rg BT 391.81 398.10 Td (material ) Tj ET Q q 0 0 0 rg BT 427.39 398.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 457.43 398.10 Td (on ) Tj ET Q q 0 0 0 rg BT 470.26 398.10 Td (our ) Tj ET Q q 0 0 0 rg BT 486.42 398.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 524.23 398.10 Td (condition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.11 386.10 Td (results ) Tj ET Q q 0 0 0 rg BT 95.88 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.88 386.10 Td (operations. ) Tj ET Q q 0 0 0 rg BT 153.70 386.10 Td (For ) Tj ET Q q 0 0 0 rg BT 170.26 386.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 212.92 386.10 Td (information ) Tj ET Q q 0 0 0 rg BT 262.80 386.10 Td (about ) Tj ET Q q 0 0 0 rg BT 287.68 386.10 Td (these ) Tj ET Q q 0 0 0 rg BT 310.90 386.10 Td (policies, ) Tj ET Q q 0 0 0 rg BT 347.17 386.10 Td (see ) Tj ET Q q 0 0 0 rg BT 362.60 386.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 384.71 386.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 392.38 386.10 Td ("Description ) Tj ET Q q 0 0 0 rg BT 445.78 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 456.78 386.10 Td (Business ) Tj ET Q q 0 0 0 rg BT 495.01 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 512.11 386.10 Td (Summary ) Tj ET Q q 0 0 0 rg BT 553.67 386.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (Significant ) Tj ET Q q 0 0 0 rg BT 95.48 374.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 144.19 374.10 Td (Policies" ) Tj ET Q q 0 0 0 rg BT 181.99 374.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.38 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.65 374.10 Td (notes ) Tj ET Q q 0 0 0 rg BT 229.81 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 239.65 374.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.92 374.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 306.52 374.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 343.55 374.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 387.82 374.10 Td (in ) Tj ET Q q 0 0 0 rg BT 397.65 374.10 Td (this ) Tj ET Q q 0 0 0 rg BT 414.15 374.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 437.88 374.10 Td (10-K. ) Tj ET Q q 0 0 0 rg BT 462.53 374.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 502.36 374.10 Td (we ) Tj ET Q q 0 0 0 rg BT 516.08 374.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 547.00 374.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (our ) Tj ET Q q 0 0 0 rg BT 66.46 362.10 Td (estimates, ) Tj ET Q q 0 0 0 rg BT 109.31 362.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 161.89 362.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.46 362.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 224.26 362.10 Td (are ) Tj ET Q q 0 0 0 rg BT 239.60 362.10 Td (reasonable, ) Tj ET Q q 0 0 0 rg BT 287.99 362.10 Td (they ) Tj ET Q q 0 0 0 rg BT 308.34 362.10 Td (are ) Tj ET Q q 0 0 0 rg BT 323.68 362.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 355.15 362.10 Td (based ) Tj ET Q q 0 0 0 rg BT 381.05 362.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 404.18 362.10 Td (information ) Tj ET Q q 0 0 0 rg BT 454.53 362.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 494.32 362.10 Td (available. ) Tj ET Q q 0 0 0 rg BT 535.35 362.10 Td (Actual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 350.10 Td (results ) Tj ET Q q 0 0 0 rg BT 78.61 350.10 Td (may ) Tj ET Q q 0 0 0 rg BT 98.33 350.10 Td (dif) Tj ET Q q 0 0 0 rg BT 109.25 350.10 Td (fer ) Tj ET Q q 0 0 0 rg BT 122.85 350.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 175.34 350.10 Td (from ) Tj ET Q q 0 0 0 rg BT 197.28 350.10 Td (these ) Tj ET Q q 0 0 0 rg BT 220.33 350.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 260.04 350.10 Td (under ) Tj ET Q q 0 0 0 rg BT 285.31 350.10 Td (dif) Tj ET Q q 0 0 0 rg BT 296.24 350.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 322.05 350.10 Td (assumptions, ) Tj ET Q q 0 0 0 rg BT 376.50 350.10 Td (judgments ) Tj ET Q q 0 0 0 rg BT 420.66 350.10 Td (or ) Tj ET Q q 0 0 0 rg BT 431.49 350.10 Td (conditions.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 89.16 328.10 Td (Recognition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 306.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.61 306.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.57 306.10 Td (derives ) Tj ET Q q 0 0 0 rg BT 188.51 306.10 Td (its ) Tj ET Q q 0 0 0 rg BT 200.03 306.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 237.64 306.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 276.92 306.10 Td (from ) Tj ET Q q 0 0 0 rg BT 298.42 306.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 349.37 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.87 306.10 Td (support ) Tj ET Q q 0 0 0 rg BT 397.94 306.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 434.72 306.10 Td (which ) Tj ET Q q 0 0 0 rg BT 461.22 306.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 496.61 306.10 Td (subscription ) Tj ET Q q 0 0 0 rg BT 547.57 306.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 96.09 294.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 114.41 294.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 157.18 294.10 Td (to ) Tj ET Q q 0 0 0 rg BT 167.18 294.10 Td (services ) Tj ET Q q 0 0 0 rg BT 201.61 294.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 241.03 294.10 Td (over ) Tj ET Q q 0 0 0 rg BT 261.02 294.10 Td (our ) Tj ET Q q 0 0 0 rg BT 276.57 294.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 320.44 294.10 Td (or ) Tj ET Q q 0 0 0 rg BT 330.99 294.10 Td (from ) Tj ET Q q 0 0 0 rg BT 352.65 294.10 Td (our ) Tj ET Q q 0 0 0 rg BT 367.71 294.10 Td (ASP) Tj ET Q q 0 0 0 rg BT 385.69 294.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.91 294.10 Td (platforms, ) Tj ET Q q 0 0 0 rg BT 430.96 294.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 464.82 294.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 505.91 294.10 Td (from ) Tj ET Q q 0 0 0 rg BT 527.57 294.10 Td (software ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td (development ) Tj ET Q q 0 0 0 rg BT 103.45 282.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 136.91 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 153.15 282.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 196.04 282.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 213.94 282.10 Td (for ) Tj ET Q q 0 0 0 rg BT 227.40 282.10 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 273.37 282.10 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 340.43 282.10 Td (training, ) Tj ET Q q 0 0 0 rg BT 375.84 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 392.08 282.10 Td (project ) Tj ET Q q 0 0 0 rg BT 421.64 282.10 Td (management ) Tj ET Q q 0 0 0 rg BT 474.53 282.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 511.88 282.10 Td (to ) Tj ET Q q 0 0 0 rg BT 521.46 282.10 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.34 270.10 Td (installed ) Tj ET Q q 0 0 0 rg BT 106.78 270.10 Td (systems, ) Tj ET Q q 0 0 0 rg BT 143.51 270.10 Td (and ) Tj ET Q q 0 0 0 rg BT 160.51 270.10 Td (business ) Tj ET Q q 0 0 0 rg BT 196.96 270.10 Td (process ) Tj ET Q q 0 0 0 rg BT 229.51 270.10 Td (outsourcing ) Tj ET Q q 0 0 0 rg BT 279.29 270.10 Td (revenue. ) Tj ET Q q 0 0 0 rg BT 315.99 270.10 Td (Sales ) Tj ET Q q 0 0 0 rg BT 339.66 270.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.66 270.10 Td (value-added ) Tj ET Q q 0 0 0 rg BT 408.08 270.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 431.19 270.10 Td (are ) Tj ET Q q 0 0 0 rg BT 445.96 270.10 Td (not ) Tj ET Q q 0 0 0 rg BT 461.29 270.10 Td (included ) Tj ET Q q 0 0 0 rg BT 498.29 270.10 Td (in ) Tj ET Q q 0 0 0 rg BT 508.63 270.10 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 549.22 270.10 Td (but ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 75.82 258.10 Td (are ) Tj ET Q q 0 0 0 rg BT 90.52 258.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 128.00 258.10 Td (as ) Tj ET Q q 0 0 0 rg BT 138.83 258.10 Td (a ) Tj ET Q q 0 0 0 rg BT 145.77 258.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 179.38 258.10 Td (until ) Tj ET Q q 0 0 0 rg BT 200.21 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 214.93 258.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 237.97 258.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 274.36 258.10 Td (are ) Tj ET Q q 0 0 0 rg BT 289.06 258.10 Td (remitted ) Tj ET Q q 0 0 0 rg BT 324.88 258.10 Td (to ) Tj ET Q q 0 0 0 rg BT 335.16 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 349.88 258.10 Td (respective ) Tj ET Q q 0 0 0 rg BT 392.91 258.10 Td (taxing ) Tj ET Q q 0 0 0 rg BT 420.41 258.10 Td (authorities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 236.10 Td (In ) Tj ET Q q 0 0 0 rg BT 110.48 236.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 158.59 236.10 Td (with ) Tj ET Q q 0 0 0 rg BT 179.51 236.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 219.18 236.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 268.98 236.10 Td (Standard ) Tj ET Q q 0 0 0 rg BT 307.68 236.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 335.27 236.10 Td (\(F) Tj ET Q q 0 0 0 rg BT 343.42 236.10 Td (ASB\)and ) Tj ET Q q 0 0 0 rg BT 386.29 236.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 428.87 236.10 Td (and ) Tj ET Q q 0 0 0 rg BT 446.45 236.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 489.03 236.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 542.74 236.10 Td (Staf) Tj ET Q q 0 0 0 rg BT 558.67 236.10 Td (f ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 224.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 100.18 224.10 Td (\(SEC\)accounting ) Tj ET Q q 0 0 0 rg BT 175.07 224.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 214.69 224.10 Td (on ) Tj ET Q q 0 0 0 rg BT 228.21 224.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 263.38 224.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 312.45 224.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.19 224.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 370.60 224.10 Td (considers ) Tj ET Q q 0 0 0 rg BT 411.89 224.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 447.06 224.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 477.22 224.10 Td (and ) Tj ET Q q 0 0 0 rg BT 495.19 224.10 Td (realizable ) Tj ET Q q 0 0 0 rg BT 537.57 224.10 Td (when: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 212.10 Td (\(a\)persuasive ) Tj ET Q q 0 0 0 rg BT 108.52 212.10 Td (evidence ) Tj ET Q q 0 0 0 rg BT 146.77 212.10 Td (of ) Tj ET Q q 0 0 0 rg BT 157.81 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.74 212.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 194.89 212.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 247.58 212.10 Td (exists, ) Tj ET Q q 0 0 0 rg BT 275.57 212.10 Td (\(b\) ) Tj ET Q q 0 0 0 rg BT 289.94 212.10 Td (the ) Tj ET Q q 0 0 0 rg BT 304.87 212.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 357.56 212.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 372.48 212.10 Td (is ) Tj ET Q q 0 0 0 rg BT 381.86 212.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 405.12 212.10 Td (or ) Tj ET Q q 0 0 0 rg BT 416.17 212.10 Td (determinable, ) Tj ET Q q 0 0 0 rg BT 473.58 212.10 Td (\(c\)service ) Tj ET Q q 0 0 0 rg BT 518.21 212.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 553.68 212.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 200.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 104.19 200.10 Td (has ) Tj ET Q q 0 0 0 rg BT 121.19 200.10 Td (occurred, ) Tj ET Q q 0 0 0 rg BT 162.34 200.10 Td (\(d\) ) Tj ET Q q 0 0 0 rg BT 177.67 200.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 217.99 200.10 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 265.51 200.10 Td (has ) Tj ET Q q 0 0 0 rg BT 282.51 200.10 Td (been ) Tj ET Q q 0 0 0 rg BT 305.05 200.10 Td (received, ) Tj ET Q q 0 0 0 rg BT 345.09 200.10 Td (if ) Tj ET Q q 0 0 0 rg BT 354.86 200.10 Td (contractually ) Tj ET Q q 0 0 0 rg BT 410.73 200.10 Td (required, ) Tj ET Q q 0 0 0 rg BT 450.21 200.10 Td (and ) Tj ET Q q 0 0 0 rg BT 468.32 200.10 Td (\(e\)collectability ) Tj ET Q q 0 0 0 rg BT 537.79 200.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 200.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 188.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 104.03 188.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 120.30 188.10 Td (is ) Tj ET Q q 0 0 0 rg BT 131.03 188.10 Td (probable. ) Tj ET Q q 0 0 0 rg BT 172.28 188.10 Td (The ) Tj ET Q q 0 0 0 rg BT 191.89 188.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 234.84 188.10 Td (typically ) Tj ET Q q 0 0 0 rg BT 273.89 188.10 Td (uses ) Tj ET Q q 0 0 0 rg BT 295.17 188.10 Td (signed ) Tj ET Q q 0 0 0 rg BT 325.34 188.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 373.82 188.10 Td (agreements ) Tj ET Q q 0 0 0 rg BT 423.42 188.10 Td (as ) Tj ET Q q 0 0 0 rg BT 435.81 188.10 Td (persuasive ) Tj ET Q q 0 0 0 rg BT 482.08 188.10 Td (evidence ) Tj ET Q q 0 0 0 rg BT 521.67 188.10 Td (of ) Tj ET Q q 0 0 0 rg BT 534.06 188.10 Td (a ) Tj ET Q q 0 0 0 rg BT 542.56 188.10 Td (sales ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 176.10 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 104.75 176.10 Td (W) Tj ET Q q 0 0 0 rg BT 113.39 176.10 Td (e ) Tj ET Q q 0 0 0 rg BT 120.29 176.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 144.97 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 159.64 176.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 203.77 176.10 Td (of ) Tj ET Q q 0 0 0 rg BT 214.56 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.24 176.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 263.90 176.10 Td (F) Tj ET Q q 0 0 0 rg BT 268.72 176.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 290.63 176.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 336.97 176.10 Td (pronouncements ) Tj ET Q q 0 0 0 rg BT 405.52 176.10 Td (when ) Tj ET Q q 0 0 0 rg BT 429.64 176.10 Td (making ) Tj ET Q q 0 0 0 rg BT 462.09 176.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 501.77 176.10 Td (or ) Tj ET Q q 0 0 0 rg BT 512.56 176.10 Td (assumptions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 164.10 Td (related ) Tj ET Q q 0 0 0 rg BT 79.25 164.10 Td (to ) Tj ET Q q 0 0 0 rg BT 89.08 164.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 138.89 164.10 Td (involving ) Tj ET Q q 0 0 0 rg BT 179.27 164.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.53 164.10 Td (license ) Tj ET Q q 0 0 0 rg BT 223.34 164.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.72 164.10 Td (software ) Tj ET Q q 0 0 0 rg BT 270.20 164.10 Td (where ) Tj ET Q q 0 0 0 rg BT 296.67 164.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.94 164.10 Td (software ) Tj ET Q q 0 0 0 rg BT 347.41 164.10 Td (deliverables ) Tj ET Q q 0 0 0 rg BT 397.77 164.10 Td (are ) Tj ET Q q 0 0 0 rg BT 412.03 164.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 457.39 164.10 Td (more ) Tj ET Q q 0 0 0 rg BT 479.98 164.10 Td (than ) Tj ET Q q 0 0 0 rg BT 499.25 164.10 Td (inconsequential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 152.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.42 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.29 152.10 Td (other ) Tj ET Q q 0 0 0 rg BT 98.48 152.10 Td (elements ) Tj ET Q q 0 0 0 rg BT 136.67 152.10 Td (in ) Tj ET Q q 0 0 0 rg BT 147.09 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 161.96 152.10 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 217.08 152.10 Td (For ) Tj ET Q q 0 0 0 rg BT 233.61 152.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 272.35 152.10 Td (that ) Tj ET Q q 0 0 0 rg BT 290.00 152.10 Td (contain ) Tj ET Q q 0 0 0 rg BT 322.08 152.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 358.05 152.10 Td (deliverables, ) Tj ET Q q 0 0 0 rg BT 411.51 152.10 Td (we ) Tj ET Q q 0 0 0 rg BT 425.82 152.10 Td (analyze ) Tj ET Q q 0 0 0 rg BT 458.99 152.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.86 152.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 508.15 152.10 Td (arrangements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 140.10 Td (when ) Tj ET Q q 0 0 0 rg BT 73.01 140.10 Td (making ) Tj ET Q q 0 0 0 rg BT 104.35 140.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 142.91 140.10 Td (or ) Tj ET Q q 0 0 0 rg BT 152.59 140.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 203.39 140.10 Td (in ) Tj ET Q q 0 0 0 rg BT 212.52 140.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 258.83 140.10 Td (with ) Tj ET Q q 0 0 0 rg BT 277.96 140.10 Td (the ) Tj ET Q q 0 0 0 rg BT 291.52 140.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 338.40 140.10 Td (authoritative ) Tj ET Q q 0 0 0 rg BT 390.29 140.10 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 430.23 140.10 Td (which ) Tj ET Q q 0 0 0 rg BT 456.02 140.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 491.81 140.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 521.47 140.10 Td (governing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 128.10 Td (how ) Tj ET Q q 0 0 0 rg BT 69.53 128.10 Td (to ) Tj ET Q q 0 0 0 rg BT 79.62 128.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 121.91 128.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 156.42 128.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 182.62 128.10 Td (or ) Tj ET Q q 0 0 0 rg BT 193.26 128.10 Td (services ) Tj ET Q q 0 0 0 rg BT 227.78 128.10 Td (that ) Tj ET Q q 0 0 0 rg BT 245.08 128.10 Td (are ) Tj ET Q q 0 0 0 rg BT 259.60 128.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 299.11 128.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 341.95 128.10 Td (in ) Tj ET Q q 0 0 0 rg BT 352.03 128.10 Td (a ) Tj ET Q q 0 0 0 rg BT 358.78 128.10 Td (bundled ) Tj ET Q q 0 0 0 rg BT 393.31 128.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 415.05 128.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 467.33 128.10 Td (should ) Tj ET Q q 0 0 0 rg BT 496.31 128.10 Td (be ) Tj ET Q q 0 0 0 rg BT 508.06 128.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 553.68 128.10 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 116.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 85.25 116.10 Td (units ) Tj ET Q q 0 0 0 rg BT 107.20 116.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.03 116.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 164.40 116.10 Td (for ) Tj ET Q q 0 0 0 rg BT 178.56 116.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.28 116.10 Td (purpose ) Tj ET Q q 0 0 0 rg BT 227.44 116.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.27 116.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 272.42 116.10 Td (recognition. ) Tj ET Q q 0 0 0 rg BT 322.96 116.10 Td (Deliverables ) Tj ET Q q 0 0 0 rg BT 375.99 116.10 Td (are ) Tj ET Q q 0 0 0 rg BT 390.70 116.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 433.73 116.10 Td (for ) Tj ET Q q 0 0 0 rg BT 447.89 116.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 490.92 116.10 Td (if ) Tj ET Q q 0 0 0 rg BT 499.53 116.10 Td (they ) Tj ET Q q 0 0 0 rg BT 519.25 116.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 541.18 116.10 Td (all ) Tj ET Q q 0 0 0 rg BT 553.68 116.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.96 104.10 Td (following ) Tj ET Q q 0 0 0 rg BT 106.60 104.10 Td (criteria: ) Tj ET Q q 0 0 0 rg BT 140.43 104.10 Td (\(a\)the ) Tj ET Q q 0 0 0 rg BT 168.99 104.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 208.94 104.10 Td (item ) Tj ET Q q 0 0 0 rg BT 229.46 104.10 Td (has ) Tj ET Q q 0 0 0 rg BT 245.54 104.10 Td (value ) Tj ET Q q 0 0 0 rg BT 269.94 104.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.47 104.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.43 104.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 334.83 104.10 Td (on ) Tj ET Q q 0 0 0 rg BT 347.58 104.10 Td (a ) Tj ET Q q 0 0 0 rg BT 354.76 104.10 Td (stand-alone ) Tj ET Q q 0 0 0 rg BT 403.60 104.10 Td (basis; ) Tj ET Q q 0 0 0 rg BT 429.13 104.10 Td (\(b\)there ) Tj ET Q q 0 0 0 rg BT 466.02 104.10 Td (is ) Tj ET Q q 0 0 0 rg BT 475.44 104.10 Td (objective ) Tj ET Q q 0 0 0 rg BT 514.83 104.10 Td (and ) Tj ET Q q 0 0 0 rg BT 532.02 104.10 Td (reliable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 92.10 Td (evidence ) Tj ET Q q 0 0 0 rg BT 88.56 92.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.92 92.10 Td (the ) Tj ET Q q 0 0 0 rg BT 115.17 92.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 132.08 92.10 Td (value ) Tj ET Q q 0 0 0 rg BT 156.76 92.10 Td (of ) Tj ET Q q 0 0 0 rg BT 168.12 92.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.37 92.10 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 233.60 92.10 Td (items; ) Tj ET Q q 0 0 0 rg BT 261.07 92.10 Td (and ) Tj ET Q q 0 0 0 rg BT 278.54 92.10 Td (\(c\)if ) Tj ET Q q 0 0 0 rg BT 301.28 92.10 Td (the ) Tj ET Q q 0 0 0 rg BT 316.52 92.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 369.52 92.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 405.88 92.10 Td (a ) Tj ET Q q 0 0 0 rg BT 413.35 92.10 Td (general ) Tj ET Q q 0 0 0 rg BT 445.80 92.10 Td (right ) Tj ET Q q 0 0 0 rg BT 467.72 92.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.08 92.10 Td (return ) Tj ET Q q 0 0 0 rg BT 505.98 92.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 538.99 92.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 92.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.10 Td (delivered ) Tj ET Q q 0 0 0 rg BT 89.70 80.10 Td (items, ) Tj ET Q q 0 0 0 rg BT 116.37 80.10 Td (the ) Tj ET Q q 0 0 0 rg BT 131.08 80.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 166.35 80.10 Td (or ) Tj ET Q q 0 0 0 rg BT 177.18 80.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 230.20 80.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.03 80.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.75 80.10 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 305.45 80.10 Td (items ) Tj ET Q q 0 0 0 rg BT 329.61 80.10 Td (is ) Tj ET Q q 0 0 0 rg BT 338.78 80.10 Td (probable ) Tj ET Q q 0 0 0 rg BT 376.27 80.10 Td (and ) Tj ET Q q 0 0 0 rg BT 393.21 80.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 446.26 80.10 Td (controlled ) Tj ET Q q 0 0 0 rg BT 489.30 80.10 Td (by ) Tj ET Q q 0 0 0 rg BT 501.80 80.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.52 80.10 Td (Company) Tj ET Q q 0 0 0 rg BT 554.76 80.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 58.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.35 58.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.03 58.10 Td (begins ) Tj ET Q q 0 0 0 rg BT 184.94 58.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.51 58.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 235.17 58.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 268.62 58.10 Td (from ) Tj ET Q q 0 0 0 rg BT 289.85 58.10 Td (license ) Tj ET Q q 0 0 0 rg BT 319.42 58.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 337.31 58.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.77 58.10 Td (its ) Tj ET Q q 0 0 0 rg BT 362.02 58.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 401.57 58.10 Td (\(SAAS\) ) Tj ET Q q 0 0 0 rg BT 435.60 58.10 Td (and ) Tj ET Q q 0 0 0 rg BT 451.44 58.10 Td (ASP) Tj ET Q q 0 0 0 rg BT 469.41 58.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.21 58.10 Td (products ) Tj ET Q q 0 0 0 rg BT 507.44 58.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 529.24 58.10 Td (delivery ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.02 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 79.81 46.10 Td (customer) Tj ET Q q 0 0 0 rg BT 116.84 46.10 Td () Tj ET Q q 0 0 0 rg BT 119.62 46.10 Td (s ) Tj ET Q q 0 0 0 rg BT 125.09 46.10 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 170.52 46.10 Td (of ) Tj ET Q q 0 0 0 rg BT 180.43 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.22 46.10 Td (software ) Tj ET Q q 0 0 0 rg BT 230.23 46.10 Td (implementation ) Tj ET Q q 0 0 0 rg BT 294.58 46.10 Td (and ) Tj ET Q q 0 0 0 rg BT 310.59 46.10 Td (customizations ) Tj ET Q q 0 0 0 rg BT 372.16 46.10 Td (if ) Tj ET Q q 0 0 0 rg BT 379.85 46.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 420.30 46.10 Td (and ) Tj ET Q q 0 0 0 rg BT 436.32 46.10 Td (applicable. ) Tj ET Q q 0 0 0 rg BT 481.37 46.10 Td (T) Tj ET Q q 0 0 0 rg BT 487.13 46.10 Td (ransaction ) Tj ET Q q 0 0 0 rg BT 529.80 46.10 Td (services ) Tj ET Q endstream endobj 83 0 obj <>] /Rotate 0 /Contents 84 0 R>> endobj 84 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (38) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (fee ) Tj ET Q q 0 0 0 rg BT 65.46 742.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 100.36 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 115.27 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.74 742.10 Td (use ) Tj ET Q q 0 0 0 rg BT 147.32 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 158.90 742.10 Td (our ) Tj ET Q q 0 0 0 rg BT 175.48 742.10 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 220.38 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 231.25 742.10 Td (ASP) Tj ET Q q 0 0 0 rg BT 249.22 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 252.47 742.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 294.05 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 303.97 742.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 351.08 742.10 Td (as ) Tj ET Q q 0 0 0 rg BT 362.67 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.13 742.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 429.15 742.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 454.61 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 472.30 742.10 Td (are ) Tj ET Q q 0 0 0 rg BT 487.76 742.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 528.21 742.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 554.24 742.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (arrears. ) Tj ET Q q 0 0 0 rg BT 81.56 730.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 113.41 730.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 131.37 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 144.89 730.10 Td (hosting ) Tj ET Q q 0 0 0 rg BT 176.20 730.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 231.93 730.10 Td (are ) Tj ET Q q 0 0 0 rg BT 246.00 730.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 291.72 730.10 Td (over ) Tj ET Q q 0 0 0 rg BT 311.35 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.43 730.10 Td (requisite ) Tj ET Q q 0 0 0 rg BT 361.73 730.10 Td (service ) Tj ET Q q 0 0 0 rg BT 391.91 730.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 421.82 730.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 458.67 730.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 490.52 730.10 Td (from ) Tj ET Q q 0 0 0 rg BT 511.82 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 525.90 730.10 Td (licensing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.46 718.10 Td (third ) Tj ET Q q 0 0 0 rg BT 81.47 718.10 Td (party ) Tj ET Q q 0 0 0 rg BT 104.14 718.10 Td (software ) Tj ET Q q 0 0 0 rg BT 140.69 718.10 Td (products ) Tj ET Q q 0 0 0 rg BT 177.26 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 187.16 718.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 233.16 718.10 Td (with ) Tj ET Q q 0 0 0 rg BT 253.06 718.10 Td (sales ) Tj ET Q q 0 0 0 rg BT 274.63 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 285.08 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.43 718.10 Td (Company) Tj ET Q q 0 0 0 rg BT 341.09 718.10 Td (s ) Tj ET Q q 0 0 0 rg BT 347.11 718.10 Td (software ) Tj ET Q q 0 0 0 rg BT 383.66 718.10 Td (licenses ) Tj ET Q q 0 0 0 rg BT 417.44 718.10 Td (is ) Tj ET Q q 0 0 0 rg BT 426.24 718.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 472.23 718.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 494.35 718.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 529.24 718.10 Td (together ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (with ) Tj ET Q q 0 0 0 rg BT 69.47 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 83.38 706.10 Td (Company) Tj ET Q q 0 0 0 rg BT 125.05 706.10 Td (s ) Tj ET Q q 0 0 0 rg BT 130.63 706.10 Td (licensed ) Tj ET Q q 0 0 0 rg BT 165.09 706.10 Td (software ) Tj ET Q q 0 0 0 rg BT 201.22 706.10 Td (products. ) Tj ET Q q 0 0 0 rg BT 239.73 706.10 Td (T) Tj ET Q q 0 0 0 rg BT 245.48 706.10 Td (raining, ) Tj ET Q q 0 0 0 rg BT 278.00 706.10 Td (data ) Tj ET Q q 0 0 0 rg BT 296.35 706.10 Td (conversion, ) Tj ET Q q 0 0 0 rg BT 344.42 706.10 Td (installation, ) Tj ET Q q 0 0 0 rg BT 393.06 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 409.19 706.10 Td (consulting ) Tj ET Q q 0 0 0 rg BT 452.55 706.10 Td (services ) Tj ET Q q 0 0 0 rg BT 486.45 706.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 504.24 706.10 Td (are ) Tj ET Q q 0 0 0 rg BT 518.14 706.10 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.06 694.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 95.44 694.10 Td (when ) Tj ET Q q 0 0 0 rg BT 119.83 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.78 694.10 Td (services ) Tj ET Q q 0 0 0 rg BT 169.72 694.10 Td (are ) Tj ET Q q 0 0 0 rg BT 184.66 694.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 231.54 694.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 269.25 694.10 Td (for ) Tj ET Q q 0 0 0 rg BT 283.65 694.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 336.90 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 354.07 694.10 Td (support ) Tj ET Q q 0 0 0 rg BT 386.81 694.10 Td (services ) Tj ET Q q 0 0 0 rg BT 421.75 694.10 Td (is ) Tj ET Q q 0 0 0 rg BT 431.15 694.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 477.74 694.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 508.24 694.10 Td (over ) Tj ET Q q 0 0 0 rg BT 528.74 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 543.69 694.10 Td (term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.59 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.07 682.10 Td (support ) Tj ET Q q 0 0 0 rg BT 110.32 682.10 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 157.72 682.10 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 199.86 682.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 233.11 682.10 Td (from ) Tj ET Q q 0 0 0 rg BT 255.80 682.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 282.39 682.10 Td (setup ) Tj ET Q q 0 0 0 rg BT 306.76 682.10 Td (or ) Tj ET Q q 0 0 0 rg BT 318.35 682.10 Td (registration ) Tj ET Q q 0 0 0 rg BT 367.15 682.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 386.51 682.10 Td (are ) Tj ET Q q 0 0 0 rg BT 401.98 682.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 449.10 682.10 Td (ratably ) Tj ET Q q 0 0 0 rg BT 480.12 682.10 Td (over ) Tj ET Q q 0 0 0 rg BT 501.15 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.62 682.10 Td (term ) Tj ET Q q 0 0 0 rg BT 538.21 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 682.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 94.14 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.42 670.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 151.88 670.10 Td (with ) Tj ET Q q 0 0 0 rg BT 172.16 670.10 Td (F) Tj ET Q q 0 0 0 rg BT 176.98 670.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 198.93 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 215.87 670.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 236.71 670.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 283.08 670.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 321.67 670.10 Td (on ) Tj ET Q q 0 0 0 rg BT 334.17 670.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 368.32 670.10 Td (recognition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 648.10 Td (Software ) Tj ET Q q 0 0 0 rg BT 137.77 648.10 Td (development ) Tj ET Q q 0 0 0 rg BT 192.10 648.10 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 248.64 648.10 Td (involving ) Tj ET Q q 0 0 0 rg BT 289.65 648.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 334.54 648.10 Td (customization, ) Tj ET Q q 0 0 0 rg BT 395.81 648.10 Td (modification ) Tj ET Q q 0 0 0 rg BT 449.59 648.10 Td (or ) Tj ET Q q 0 0 0 rg BT 460.59 648.10 Td (production ) Tj ET Q q 0 0 0 rg BT 506.59 648.10 Td (are ) Tj ET Q q 0 0 0 rg BT 521.48 648.10 Td (accounted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.82 636.10 Td (in ) Tj ET Q q 0 0 0 rg BT 75.75 636.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 123.87 636.10 Td (with ) Tj ET Q q 0 0 0 rg BT 144.81 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.19 636.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 208.88 636.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 248.12 636.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 295.15 636.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 334.41 636.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 362.56 636.10 Td (by ) Tj ET Q q 0 0 0 rg BT 375.72 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.10 636.10 Td (F) Tj ET Q q 0 0 0 rg BT 395.92 636.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 418.53 636.10 Td (using ) Tj ET Q q 0 0 0 rg BT 443.36 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.73 636.10 Td (percentage-of-completion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (method. ) Tj ET Q q 0 0 0 rg BT 85.07 624.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.39 624.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 145.05 624.10 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 190.57 624.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 224.99 624.10 Td (using ) Tj ET Q q 0 0 0 rg BT 249.43 624.10 Td (periodic ) Tj ET Q q 0 0 0 rg BT 284.97 624.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 321.06 624.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 347.70 624.10 Td (hours ) Tj ET Q q 0 0 0 rg BT 372.69 624.10 Td (worked ) Tj ET Q q 0 0 0 rg BT 405.46 624.10 Td (as ) Tj ET Q q 0 0 0 rg BT 416.56 624.10 Td (a ) Tj ET Q q 0 0 0 rg BT 423.77 624.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 469.84 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 480.95 624.10 Td (total ) Tj ET Q q 0 0 0 rg BT 501.49 624.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 539.80 624.10 Td (hours ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td (required ) Tj ET Q q 0 0 0 rg BT 85.82 612.10 Td (to ) Tj ET Q q 0 0 0 rg BT 96.09 612.10 Td (complete ) Tj ET Q q 0 0 0 rg BT 135.24 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.96 612.10 Td (project ) Tj ET Q q 0 0 0 rg BT 180.22 612.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 232.70 612.10 Td (and ) Tj ET Q q 0 0 0 rg BT 249.63 612.10 Td (applies ) Tj ET Q q 0 0 0 rg BT 280.46 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 295.18 612.10 Td (percentage ) Tj ET Q q 0 0 0 rg BT 340.98 612.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.25 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.97 612.10 Td (total ) Tj ET Q q 0 0 0 rg BT 386.25 612.10 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 438.72 612.10 Td (fee.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 590.10 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 136.86 590.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 170.83 590.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 206.49 590.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 247.14 590.10 Td (or ) Tj ET Q q 0 0 0 rg BT 257.80 590.10 Td (billings ) Tj ET Q q 0 0 0 rg BT 290.13 590.10 Td (that ) Tj ET Q q 0 0 0 rg BT 307.46 590.10 Td (have ) Tj ET Q q 0 0 0 rg BT 328.66 590.10 Td (been ) Tj ET Q q 0 0 0 rg BT 349.87 590.10 Td (received ) Tj ET Q q 0 0 0 rg BT 386.06 590.10 Td (or ) Tj ET Q q 0 0 0 rg BT 396.72 590.10 Td (made ) Tj ET Q q 0 0 0 rg BT 420.70 590.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 442.47 590.10 Td (to ) Tj ET Q q 0 0 0 rg BT 452.58 590.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 505.43 590.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 524.70 590.10 Td (in ) Tj ET Q q 0 0 0 rg BT 534.81 590.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 578.10 Td (cases, ) Tj ET Q q 0 0 0 rg BT 77.12 578.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 98.42 578.10 Td (collections ) Tj ET Q q 0 0 0 rg BT 145.26 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 163.23 578.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 203.96 578.10 Td (pertain ) Tj ET Q q 0 0 0 rg BT 235.25 578.10 Td (to ) Tj ET Q q 0 0 0 rg BT 246.56 578.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 300.61 578.10 Td (and ) Tj ET Q q 0 0 0 rg BT 318.57 578.10 Td (support ) Tj ET Q q 0 0 0 rg BT 352.10 578.10 Td (fees, ) Tj ET Q q 0 0 0 rg BT 374.22 578.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 401.08 578.10 Td (setup ) Tj ET Q q 0 0 0 rg BT 425.71 578.10 Td (or ) Tj ET Q q 0 0 0 rg BT 437.57 578.10 Td (registration ) Tj ET Q q 0 0 0 rg BT 486.64 578.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 506.26 578.10 Td (under ) Tj ET Q q 0 0 0 rg BT 532.55 578.10 Td (hosting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.10 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 100.09 566.10 Td (software ) Tj ET Q q 0 0 0 rg BT 136.58 566.10 Td (license ) Tj ET Q q 0 0 0 rg BT 166.41 566.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 184.57 566.10 Td (received ) Tj ET Q q 0 0 0 rg BT 220.50 566.10 Td (in ) Tj ET Q q 0 0 0 rg BT 230.34 566.10 Td (advance ) Tj ET Q q 0 0 0 rg BT 265.15 566.10 Td (of ) Tj ET Q q 0 0 0 rg BT 275.54 566.10 Td (delivery ) Tj ET Q q 0 0 0 rg BT 310.37 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 326.87 566.10 Td (acceptance, ) Tj ET Q q 0 0 0 rg BT 375.28 566.10 Td (and ) Tj ET Q q 0 0 0 rg BT 391.78 566.10 Td (software ) Tj ET Q q 0 0 0 rg BT 428.27 566.10 Td (development ) Tj ET Q q 0 0 0 rg BT 481.98 566.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 500.14 566.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 519.42 566.10 Td (in ) Tj ET Q q 0 0 0 rg BT 529.26 566.10 Td (advance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 554.10 Td (completion ) Tj ET Q q 0 0 0 rg BT 108.32 554.10 Td (and ) Tj ET Q q 0 0 0 rg BT 125.26 554.10 Td (delivery) Tj ET Q q 0 0 0 rg BT 157.37 554.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (Allowance ) Tj ET Q q 0 0 0 rg BT 96.94 532.10 Td (for) Tj ET Q q 0 0 0 rg BT 109.53 532.10 Td ( ) Tj ET Q q 0 0 0 rg BT 112.03 532.10 Td (Doubtful ) Tj ET Q q 0 0 0 rg BT 152.32 532.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 194.26 532.10 Td (Receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 510.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 154.54 510.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 203.96 510.10 Td (analyzes ) Tj ET Q q 0 0 0 rg BT 241.72 510.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.27 510.10 Td (aging ) Tj ET Q q 0 0 0 rg BT 282.82 510.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.49 510.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 332.81 510.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 377.22 510.10 Td (and ) Tj ET Q q 0 0 0 rg BT 395.00 510.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 435.54 510.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 453.32 510.10 Td (debts, ) Tj ET Q q 0 0 0 rg BT 480.26 510.10 Td (write-of) Tj ET Q q 0 0 0 rg BT 512.29 510.10 Td (fs, ) Tj ET Q q 0 0 0 rg BT 525.34 510.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 498.10 Td (concentrations, ) Tj ET Q q 0 0 0 rg BT 115.14 498.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 156.13 498.10 Td (credit-worthiness, ) Tj ET Q q 0 0 0 rg BT 232.39 498.10 Td (current ) Tj ET Q q 0 0 0 rg BT 265.04 498.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 308.24 498.10 Td (trends, ) Tj ET Q q 0 0 0 rg BT 339.51 498.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.29 498.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 394.83 498.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.94 498.10 Td (our ) Tj ET Q q 0 0 0 rg BT 424.60 498.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 465.59 498.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 504.35 498.10 Td (patterns ) Tj ET Q q 0 0 0 rg BT 540.34 498.10 Td (when ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 94.15 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.87 486.10 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 149.12 486.10 Td (of ) Tj ET Q q 0 0 0 rg BT 159.95 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.67 486.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 217.70 486.10 Td (for ) Tj ET Q q 0 0 0 rg BT 231.86 486.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 268.25 486.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 305.73 486.10 Td (receivable. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 464.10 Td (V) Tj ET Q q 0 0 0 rg BT 56.30 464.10 Td (aluation ) Tj ET Q q 0 0 0 rg BT 93.81 464.10 Td (of ) Tj ET Q q 0 0 0 rg BT 104.64 464.10 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.16 442.10 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 128.09 442.10 Td (represents ) Tj ET Q q 0 0 0 rg BT 170.79 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 185.17 442.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 203.43 442.10 Td (in ) Tj ET Q q 0 0 0 rg BT 213.37 442.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 241.63 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 252.11 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 266.49 442.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 282.52 442.10 Td (value ) Tj ET Q q 0 0 0 rg BT 306.34 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 316.83 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.20 442.10 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 378.90 442.10 Td (net ) Tj ET Q q 0 0 0 rg BT 393.27 442.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 418.76 442.10 Td (from ) Tj ET Q q 0 0 0 rg BT 440.36 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.73 442.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 499.11 442.10 Td (that ) Tj ET Q q 0 0 0 rg BT 516.26 442.10 Td (we ) Tj ET Q q 0 0 0 rg BT 530.08 442.10 Td (acquire. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (In ) Tj ET Q q 0 0 0 rg BT 61.27 430.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 109.18 430.10 Td (with ) Tj ET Q q 0 0 0 rg BT 129.90 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.06 430.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 180.21 430.10 Td (F) Tj ET Q q 0 0 0 rg BT 185.03 430.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 207.43 430.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 254.24 430.10 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 295.78 430.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 334.28 430.10 Td (is ) Tj ET Q q 0 0 0 rg BT 343.90 430.10 Td (tested ) Tj ET Q q 0 0 0 rg BT 370.17 430.10 Td (for ) Tj ET Q q 0 0 0 rg BT 384.77 430.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 433.81 430.10 Td (at ) Tj ET Q q 0 0 0 rg BT 443.97 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 459.14 430.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 498.74 430.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 517.24 430.10 Td (level ) Tj ET Q q 0 0 0 rg BT 539.61 430.10 Td (on ) Tj ET Q q 0 0 0 rg BT 552.56 430.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 79.00 418.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 101.35 418.10 Td (or ) Tj ET Q q 0 0 0 rg BT 112.03 418.10 Td (on ) Tj ET Q q 0 0 0 rg BT 124.38 418.10 Td (an ) Tj ET Q q 0 0 0 rg BT 136.16 418.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 167.39 418.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 189.74 418.10 Td (if ) Tj ET Q q 0 0 0 rg BT 198.20 418.10 Td (an ) Tj ET Q q 0 0 0 rg BT 209.98 418.10 Td (event ) Tj ET Q q 0 0 0 rg BT 233.98 418.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 271.31 418.10 Td (or ) Tj ET Q q 0 0 0 rg BT 281.99 418.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 340.97 418.10 Td (change ) Tj ET Q q 0 0 0 rg BT 371.64 418.10 Td (that ) Tj ET Q q 0 0 0 rg BT 388.98 418.10 Td (would ) Tj ET Q q 0 0 0 rg BT 416.33 418.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 450.33 418.10 Td (that ) Tj ET Q q 0 0 0 rg BT 467.67 418.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 483.89 418.10 Td (value ) Tj ET Q q 0 0 0 rg BT 507.90 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 518.57 418.10 Td (a ) Tj ET Q q 0 0 0 rg BT 525.36 418.10 Td (reporting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 67.61 406.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 109.08 406.10 Td (below ) Tj ET Q q 0 0 0 rg BT 135.58 406.10 Td (its ) Tj ET Q q 0 0 0 rg BT 147.08 406.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 182.45 406.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 208.66 406.10 Td (Potential ) Tj ET Q q 0 0 0 rg BT 246.27 406.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 294.42 406.10 Td (indicators ) Tj ET Q q 0 0 0 rg BT 335.91 406.10 Td (include ) Tj ET Q q 0 0 0 rg BT 367.40 406.10 Td (a ) Tj ET Q q 0 0 0 rg BT 373.90 406.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 418.16 406.10 Td (change ) Tj ET Q q 0 0 0 rg BT 448.54 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 458.37 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 472.64 406.10 Td (business ) Tj ET Q q 0 0 0 rg BT 508.59 406.10 Td (climate, ) Tj ET Q q 0 0 0 rg BT 542.57 406.10 Td (legal ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (factors, ) Tj ET Q q 0 0 0 rg BT 82.42 394.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 122.90 394.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 176.13 394.10 Td (indicators, ) Tj ET Q q 0 0 0 rg BT 220.78 394.10 Td (competition,customer ) Tj ET Q q 0 0 0 rg BT 312.92 394.10 Td (retentionand ) Tj ET Q q 0 0 0 rg BT 368.11 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 383.04 394.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 401.31 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 412.35 394.10 Td (disposition ) Tj ET Q q 0 0 0 rg BT 458.96 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 470.00 394.10 Td (a ) Tj ET Q q 0 0 0 rg BT 477.16 394.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 522.08 394.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 553.68 394.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.30 382.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 102.62 382.10 Td (The ) Tj ET Q q 0 0 0 rg BT 120.25 382.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 161.22 382.10 Td (first ) Tj ET Q q 0 0 0 rg BT 179.41 382.10 Td (assesses ) Tj ET Q q 0 0 0 rg BT 214.26 382.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 243.55 382.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 287.83 382.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 317.12 382.10 Td (to ) Tj ET Q q 0 0 0 rg BT 326.98 382.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 369.04 382.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 403.33 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 417.63 382.10 Td (existence ) Tj ET Q q 0 0 0 rg BT 456.92 382.10 Td (of ) Tj ET Q q 0 0 0 rg BT 467.33 382.10 Td (events ) Tj ET Q q 0 0 0 rg BT 494.96 382.10 Td (or ) Tj ET Q q 0 0 0 rg BT 505.37 382.10 Td (circumstances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.10 Td (would ) Tj ET Q q 0 0 0 rg BT 77.47 370.10 Td (indicate ) Tj ET Q q 0 0 0 rg BT 111.60 370.10 Td (that ) Tj ET Q q 0 0 0 rg BT 129.07 370.10 Td (it ) Tj ET Q q 0 0 0 rg BT 137.10 370.10 Td (is ) Tj ET Q q 0 0 0 rg BT 146.25 370.10 Td (more ) Tj ET Q q 0 0 0 rg BT 169.27 370.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 194.51 370.10 Td (than ) Tj ET Q q 0 0 0 rg BT 214.21 370.10 Td (not ) Tj ET Q q 0 0 0 rg BT 229.46 370.10 Td (that ) Tj ET Q q 0 0 0 rg BT 246.93 370.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.62 370.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 277.97 370.10 Td (value ) Tj ET Q q 0 0 0 rg BT 302.10 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 312.91 370.10 Td (any ) Tj ET Q q 0 0 0 rg BT 329.82 370.10 Td (of ) Tj ET Q q 0 0 0 rg BT 340.62 370.10 Td (our ) Tj ET Q q 0 0 0 rg BT 356.43 370.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 395.56 370.10 Td (units ) Tj ET Q q 0 0 0 rg BT 417.48 370.10 Td (was ) Tj ET Q q 0 0 0 rg BT 435.51 370.10 Td (less ) Tj ET Q q 0 0 0 rg BT 452.98 370.10 Td (than ) Tj ET Q q 0 0 0 rg BT 472.67 370.10 Td (its ) Tj ET Q q 0 0 0 rg BT 484.60 370.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 520.39 370.10 Td (amount. ) Tj ET Q q 0 0 0 rg BT 555.36 370.10 Td (If ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.10 Td (after ) Tj ET Q q 0 0 0 rg BT 70.91 358.10 Td (assessing ) Tj ET Q q 0 0 0 rg BT 110.73 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.54 358.10 Td (totality ) Tj ET Q q 0 0 0 rg BT 156.46 358.10 Td (of ) Tj ET Q q 0 0 0 rg BT 167.39 358.10 Td (events ) Tj ET Q q 0 0 0 rg BT 195.53 358.10 Td (or ) Tj ET Q q 0 0 0 rg BT 206.45 358.10 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 268.19 358.10 Td (we ) Tj ET Q q 0 0 0 rg BT 282.44 358.10 Td (were ) Tj ET Q q 0 0 0 rg BT 304.46 358.10 Td (to ) Tj ET Q q 0 0 0 rg BT 314.84 358.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 357.41 358.10 Td (that ) Tj ET Q q 0 0 0 rg BT 375.00 358.10 Td (it ) Tj ET Q q 0 0 0 rg BT 383.15 358.10 Td (is ) Tj ET Q q 0 0 0 rg BT 392.41 358.10 Td (not ) Tj ET Q q 0 0 0 rg BT 407.79 358.10 Td (more ) Tj ET Q q 0 0 0 rg BT 430.93 358.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 456.30 358.10 Td (than ) Tj ET Q q 0 0 0 rg BT 476.11 358.10 Td (not ) Tj ET Q q 0 0 0 rg BT 491.48 358.10 Td (that ) Tj ET Q q 0 0 0 rg BT 509.07 358.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.88 358.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 540.35 358.10 Td (value ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.88 346.10 Td (a ) Tj ET Q q 0 0 0 rg BT 69.86 346.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 110.07 346.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 129.17 346.10 Td (is ) Tj ET Q q 0 0 0 rg BT 139.39 346.10 Td (less ) Tj ET Q q 0 0 0 rg BT 157.93 346.10 Td (than ) Tj ET Q q 0 0 0 rg BT 178.70 346.10 Td (its ) Tj ET Q q 0 0 0 rg BT 191.69 346.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 228.56 346.10 Td (amount, ) Tj ET Q q 0 0 0 rg BT 264.60 346.10 Td (then ) Tj ET Q q 0 0 0 rg BT 285.36 346.10 Td (we ) Tj ET Q q 0 0 0 rg BT 300.57 346.10 Td (would ) Tj ET Q q 0 0 0 rg BT 329.12 346.10 Td (not ) Tj ET Q q 0 0 0 rg BT 345.44 346.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 381.20 346.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.96 346.10 Td (two-step ) Tj ET Q q 0 0 0 rg BT 434.95 346.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 485.70 346.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 535.35 346.10 Td (testing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.10 Td (described ) Tj ET Q q 0 0 0 rg BT 90.82 334.10 Td (further ) Tj ET Q q 0 0 0 rg BT 120.52 334.10 Td (below) Tj ET Q q 0 0 0 rg BT 144.31 334.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 310.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.93 310.10 Td (aforementioned ) Tj ET Q q 0 0 0 rg BT 169.06 310.10 Td (two-step ) Tj ET Q q 0 0 0 rg BT 205.88 310.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 255.47 310.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 284.52 310.10 Td (process ) Tj ET Q q 0 0 0 rg BT 316.89 310.10 Td (involves ) Tj ET Q q 0 0 0 rg BT 353.16 310.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 398.31 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.91 310.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 451.95 310.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 469.89 310.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 505.58 310.10 Td (values ) Tj ET Q q 0 0 0 rg BT 533.51 310.10 Td (to ) Tj ET Q q 0 0 0 rg BT 543.68 310.10 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (respective ) Tj ET Q q 0 0 0 rg BT 92.28 298.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 107.90 298.10 Td (values; ) Tj ET Q q 0 0 0 rg BT 137.98 298.10 Td (we ) Tj ET Q q 0 0 0 rg BT 151.38 298.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 193.11 298.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 208.73 298.10 Td (value ) Tj ET Q q 0 0 0 rg BT 232.14 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 242.21 298.10 Td (our ) Tj ET Q q 0 0 0 rg BT 257.29 298.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 295.69 298.10 Td (units ) Tj ET Q q 0 0 0 rg BT 316.89 298.10 Td (by ) Tj ET Q q 0 0 0 rg BT 328.64 298.10 Td (applying ) Tj ET Q q 0 0 0 rg BT 365.38 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.34 298.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 424.41 298.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 443.93 298.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 464.01 298.10 Td (method ) Tj ET Q q 0 0 0 rg BT 495.75 298.10 Td (using ) Tj ET Q q 0 0 0 rg BT 519.17 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 533.13 298.10 Td (present ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (value ) Tj ET Q q 0 0 0 rg BT 74.24 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.15 286.10 Td (future ) Tj ET Q q 0 0 0 rg BT 111.61 286.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 152.51 286.10 Td (net ) Tj ET Q q 0 0 0 rg BT 167.31 286.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 187.67 286.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 214.97 286.10 Td (If ) Tj ET Q q 0 0 0 rg BT 224.21 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.01 286.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 255.47 286.10 Td (value ) Tj ET Q q 0 0 0 rg BT 279.71 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 290.63 286.10 Td (a ) Tj ET Q q 0 0 0 rg BT 297.65 286.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 336.88 286.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 355.02 286.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 389.25 286.10 Td (its ) Tj ET Q q 0 0 0 rg BT 401.28 286.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 437.18 286.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 463.92 286.10 Td (then ) Tj ET Q q 0 0 0 rg BT 483.72 286.10 Td (no ) Tj ET Q q 0 0 0 rg BT 496.30 286.10 Td (further ) Tj ET Q q 0 0 0 rg BT 526.09 286.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 555.34 286.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (required. ) Tj ET Q q 0 0 0 rg BT 88.19 274.10 Td (However) Tj ET Q q 0 0 0 rg BT 124.44 274.10 Td (, ) Tj ET Q q 0 0 0 rg BT 129.32 274.10 Td (if ) Tj ET Q q 0 0 0 rg BT 137.80 274.10 Td (a ) Tj ET Q q 0 0 0 rg BT 144.62 274.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 183.65 274.10 Td (unit) Tj ET Q q 0 0 0 rg BT 201.99 274.10 Td (s ) Tj ET Q q 0 0 0 rg BT 208.26 274.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 224.51 274.10 Td (value ) Tj ET Q q 0 0 0 rg BT 248.54 274.10 Td (were ) Tj ET Q q 0 0 0 rg BT 270.35 274.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.50 274.10 Td (be ) Tj ET Q q 0 0 0 rg BT 292.32 274.10 Td (less ) Tj ET Q q 0 0 0 rg BT 309.70 274.10 Td (than ) Tj ET Q q 0 0 0 rg BT 329.29 274.10 Td (its ) Tj ET Q q 0 0 0 rg BT 341.11 274.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 376.81 274.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 403.34 274.10 Td (we ) Tj ET Q q 0 0 0 rg BT 417.38 274.10 Td (would ) Tj ET Q q 0 0 0 rg BT 444.75 274.10 Td (then ) Tj ET Q q 0 0 0 rg BT 464.35 274.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 506.70 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.30 274.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 553.67 274.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.09 262.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 114.06 262.10 Td (char) Tj ET Q q 0 0 0 rg BT 131.08 262.10 Td (ge, ) Tj ET Q q 0 0 0 rg BT 145.89 262.10 Td (if ) Tj ET Q q 0 0 0 rg BT 154.87 262.10 Td (any) Tj ET Q q 0 0 0 rg BT 168.66 262.10 Td (, ) Tj ET Q q 0 0 0 rg BT 174.03 262.10 Td (which ) Tj ET Q q 0 0 0 rg BT 201.34 262.10 Td (would ) Tj ET Q q 0 0 0 rg BT 229.21 262.10 Td (be ) Tj ET Q q 0 0 0 rg BT 241.52 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.61 262.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 289.48 262.10 Td (that ) Tj ET Q q 0 0 0 rg BT 307.34 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.43 262.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 358.62 262.10 Td (value ) Tj ET Q q 0 0 0 rg BT 383.14 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.35 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.43 262.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 448.96 262.10 Td (unit) Tj ET Q q 0 0 0 rg BT 467.29 262.10 Td (s ) Tj ET Q q 0 0 0 rg BT 474.06 262.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 512.49 262.10 Td (exceeded ) Tj ET Q q 0 0 0 rg BT 552.55 262.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (implied ) Tj ET Q q 0 0 0 rg BT 83.73 250.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 110.84 250.10 Td (W) Tj ET Q q 0 0 0 rg BT 119.48 250.10 Td (e ) Tj ET Q q 0 0 0 rg BT 127.09 250.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 162.48 250.10 Td (our ) Tj ET Q q 0 0 0 rg BT 178.99 250.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.83 250.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 247.56 250.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 296.84 250.10 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 341.67 250.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.29 250.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 389.14 250.10 Td (as ) Tj ET Q q 0 0 0 rg BT 400.65 250.10 Td (of ) Tj ET Q q 0 0 0 rg BT 412.16 250.10 Td (September ) Tj ET Q q 0 0 0 rg BT 458.10 250.10 Td (30 ) Tj ET Q q 0 0 0 rg BT 471.28 250.10 Td (each ) Tj ET Q q 0 0 0 rg BT 492.78 250.10 Td (year) Tj ET Q q 0 0 0 rg BT 509.43 250.10 Td (. ) Tj ET Q q 0 0 0 rg BT 515.11 250.10 Td (In ) Tj ET Q q 0 0 0 rg BT 526.62 250.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 549.80 250.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 238.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 88.64 238.10 Td (residing ) Tj ET Q q 0 0 0 rg BT 123.94 238.10 Td (in ) Tj ET Q q 0 0 0 rg BT 134.80 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.10 238.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 180.95 238.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 217.37 238.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 257.11 238.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 275.75 238.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.27 238.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.57 238.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 339.97 238.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 376.39 238.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 416.13 238.10 Td (unit, ) Tj ET Q q 0 0 0 rg BT 437.27 238.10 Td (were ) Tj ET Q q 0 0 0 rg BT 459.78 238.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 501.17 238.10 Td (for ) Tj ET Q q 0 0 0 rg BT 515.91 238.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 226.10 Td (based ) Tj ET Q q 0 0 0 rg BT 76.14 226.10 Td (on ) Tj ET Q q 0 0 0 rg BT 89.52 226.10 Td (an ) Tj ET Q q 0 0 0 rg BT 102.33 226.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 150.14 226.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.85 226.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 192.42 226.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 238.00 226.10 Td (factors, ) Tj ET Q q 0 0 0 rg BT 271.08 226.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.90 226.10 Td (were ) Tj ET Q q 0 0 0 rg BT 311.70 226.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 360.05 226.10 Td (not ) Tj ET Q q 0 0 0 rg BT 376.21 226.10 Td (to ) Tj ET Q q 0 0 0 rg BT 387.36 226.10 Td (have ) Tj ET Q q 0 0 0 rg BT 409.61 226.10 Td (been ) Tj ET Q q 0 0 0 rg BT 431.86 226.10 Td (impaired. ) Tj ET Q q 0 0 0 rg BT 475.78 226.10 Td (In ) Tj ET Q q 0 0 0 rg BT 487.48 226.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 510.85 226.10 Td (the ) Tj ET Q q 0 0 0 rg BT 526.45 226.10 Td (goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.10 Td (residing ) Tj ET Q q 0 0 0 rg BT 84.20 214.10 Td (in ) Tj ET Q q 0 0 0 rg BT 93.95 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.15 214.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 149.55 214.10 Td ( ) Tj ET Q q 0 0 0 rg BT 151.53 214.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 190.17 214.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 207.70 214.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.12 214.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.31 214.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 258.63 214.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 308.93 214.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 348.70 214.10 Td (\("RCS"\) ) Tj ET Q q 0 0 0 rg BT 384.40 214.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 423.04 214.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 440.57 214.10 Td (were ) Tj ET Q q 0 0 0 rg BT 461.98 214.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 502.27 214.10 Td (for ) Tj ET Q q 0 0 0 rg BT 515.91 214.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.10 Td (using ) Tj ET Q q 0 0 0 rg BT 74.41 202.10 Td (step-one ) Tj ET Q q 0 0 0 rg BT 111.03 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.11 202.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.07 202.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 187.02 202.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 216.42 202.10 Td (process ) Tj ET Q q 0 0 0 rg BT 249.16 202.10 Td (described ) Tj ET Q q 0 0 0 rg BT 290.22 202.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 319.14 202.10 Td (The ) Tj ET Q q 0 0 0 rg BT 337.43 202.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 354.05 202.10 Td (value ) Tj ET Q q 0 0 0 rg BT 378.45 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.52 202.10 Td (both ) Tj ET Q q 0 0 0 rg BT 410.04 202.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.12 202.10 Td (these ) Tj ET Q q 0 0 0 rg BT 444.41 202.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 483.80 202.10 Td (units ) Tj ET Q q 0 0 0 rg BT 506.00 202.10 Td (were ) Tj ET Q q 0 0 0 rg BT 528.17 202.10 Td (found ) Tj ET Q q 0 0 0 rg BT 554.24 202.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.43 190.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 91.18 190.10 Td (than ) Tj ET Q q 0 0 0 rg BT 110.40 190.10 Td (their ) Tj ET Q q 0 0 0 rg BT 130.72 190.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 166.03 190.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 192.18 190.10 Td (and ) Tj ET Q q 0 0 0 rg BT 208.62 190.10 Td (thusly ) Tj ET Q q 0 0 0 rg BT 235.06 190.10 Td (there ) Tj ET Q q 0 0 0 rg BT 257.04 190.10 Td (was ) Tj ET Q q 0 0 0 rg BT 274.59 190.10 Td (no ) Tj ET Q q 0 0 0 rg BT 286.59 190.10 Td (need ) Tj ET Q q 0 0 0 rg BT 307.46 190.10 Td (to ) Tj ET Q q 0 0 0 rg BT 317.23 190.10 Td (proceed ) Tj ET Q q 0 0 0 rg BT 350.88 190.10 Td (to ) Tj ET Q q 0 0 0 rg BT 360.65 190.10 Td (step-two, ) Tj ET Q q 0 0 0 rg BT 399.58 190.10 Td (as ) Tj ET Q q 0 0 0 rg BT 409.91 190.10 Td (there ) Tj ET Q q 0 0 0 rg BT 431.89 190.10 Td (was ) Tj ET Q q 0 0 0 rg BT 449.44 190.10 Td (no ) Tj ET Q q 0 0 0 rg BT 461.44 190.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 509.53 190.10 Td (indicated.In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 84.37 178.10 Td (regards ) Tj ET Q q 0 0 0 rg BT 117.08 178.10 Td (to ) Tj ET Q q 0 0 0 rg BT 128.14 178.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.64 178.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 165.26 178.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 216.86 178.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 257.93 178.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 297.86 178.10 Td (unit, ) Tj ET Q q 0 0 0 rg BT 319.20 178.10 Td (its ) Tj ET Q q 0 0 0 rg BT 331.93 178.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 369.09 178.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 386.25 178.10 Td (value ) Tj ET Q q 0 0 0 rg BT 411.18 178.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.02 178.10 Td ($102.0 ) Tj ET Q q 0 0 0 rg BT 460.80 178.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.69 178.10 Td ( ) Tj ET Q q 0 0 0 rg BT 492.97 178.10 Td (which ) Tj ET Q q 0 0 0 rg BT 520.69 178.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.52 178.10 Td ($13.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 166.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.61 166.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.66 166.10 Td (15%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.99 166.10 Td ( ) Tj ET Q q 0 0 0 rg BT 113.70 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 124.20 166.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 153.02 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 164.06 166.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.23 166.10 Td ($88.5 ) Tj ET Q q 0 0 0 rg BT 201.45 166.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.34 166.10 Td ( ) Tj ET Q q 0 0 0 rg BT 233.05 166.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 269.09 166.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 295.96 166.10 Td (Key ) Tj ET Q q 0 0 0 rg BT 315.34 166.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 367.50 166.10 Td (used ) Tj ET Q q 0 0 0 rg BT 388.55 166.10 Td (in ) Tj ET Q q 0 0 0 rg BT 399.05 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.98 166.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 430.57 166.10 Td (value ) Tj ET Q q 0 0 0 rg BT 454.95 166.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 513.20 166.10 Td (were ) Tj ET Q q 0 0 0 rg BT 535.35 166.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 83.53 154.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 113.75 154.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.96 154.10 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 137.29 154.10 Td ( ) Tj ET Q q 0 0 0 rg BT 139.18 154.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.85 154.10 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 162.18 154.10 Td ( ) Tj ET Q q 0 0 0 rg BT 164.06 154.10 Td (and ) Tj ET Q q 0 0 0 rg BT 180.39 154.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 216.16 154.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 233.03 154.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.25 154.10 Td (16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.58 154.10 Td (. ) Tj ET Q q 0 0 0 rg BT 265.96 154.10 Td ( ) Tj ET Q q 0 0 0 rg BT 267.43 154.10 Td (A) Tj ET Q q 0 0 0 rg BT 274.10 154.10 Td ( ) Tj ET Q q 0 0 0 rg BT 275.99 154.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 320.09 154.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 359.74 154.10 Td (in ) Tj ET Q q 0 0 0 rg BT 369.40 154.10 Td (future ) Tj ET Q q 0 0 0 rg BT 395.17 154.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 432.59 154.10 Td (for ) Tj ET Q q 0 0 0 rg BT 446.13 154.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.24 154.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 481.03 154.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 519.57 154.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 537.01 154.10 Td (would ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 93.64 142.10 Td (ef) Tj ET Q q 0 0 0 rg BT 101.23 142.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 118.20 142.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.41 142.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 148.27 142.10 Td (value ) Tj ET Q q 0 0 0 rg BT 171.92 142.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 229.44 142.10 Td (for ) Tj ET Q q 0 0 0 rg BT 243.09 142.10 Td (this ) Tj ET Q q 0 0 0 rg BT 259.53 142.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 277.07 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.50 142.10 Td (may ) Tj ET Q q 0 0 0 rg BT 312.71 142.10 Td (result ) Tj ET Q q 0 0 0 rg BT 336.91 142.10 Td (in ) Tj ET Q q 0 0 0 rg BT 346.68 142.10 Td (an ) Tj ET Q q 0 0 0 rg BT 358.11 142.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 406.19 142.10 Td (to ) Tj ET Q q 0 0 0 rg BT 415.96 142.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 453.51 142.10 Td (and ) Tj ET Q q 0 0 0 rg BT 469.93 142.10 Td (a ) Tj ET Q q 0 0 0 rg BT 476.36 142.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 535.56 142.10 Td (char) Tj ET Q q 0 0 0 rg BT 552.58 142.10 Td (ge ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (against ) Tj ET Q q 0 0 0 rg BT 80.98 130.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 120.01 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.67 130.10 Td (During ) Tj ET Q q 0 0 0 rg BT 153.65 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 168.53 130.10 Td (years ) Tj ET Q q 0 0 0 rg BT 192.28 130.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 218.81 130.10 Td (December ) Tj ET Q q 0 0 0 rg BT 262.55 130.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 277.71 130.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 302.86 130.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 328.02 130.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.11 130.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 370.27 130.10 Td (we ) Tj ET Q q 0 0 0 rg BT 384.58 130.10 Td (had ) Tj ET Q q 0 0 0 rg BT 401.67 130.10 Td (no ) Tj ET Q q 0 0 0 rg BT 414.33 130.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 463.08 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.07 130.10 Td (any ) Tj ET Q q 0 0 0 rg BT 491.16 130.10 Td (our ) Tj ET Q q 0 0 0 rg BT 507.15 130.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 546.46 130.10 Td (unit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 88.06 118.10 Td (balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 94.10 Td (Projections ) Tj ET Q q 0 0 0 rg BT 133.63 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 144.59 94.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.99 94.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 189.85 94.10 Td (are ) Tj ET Q q 0 0 0 rg BT 204.69 94.10 Td (based ) Tj ET Q q 0 0 0 rg BT 230.09 94.10 Td (on ) Tj ET Q q 0 0 0 rg BT 242.72 94.10 Td (our ) Tj ET Q q 0 0 0 rg BT 258.69 94.10 Td (views ) Tj ET Q q 0 0 0 rg BT 284.65 94.10 Td (ofrevenuegrowth ) Tj ET Q q 0 0 0 rg BT 360.59 94.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 384.60 94.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 425.00 94.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 450.13 94.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 496.63 94.10 Td (future ) Tj ET Q q 0 0 0 rg BT 523.14 94.10 Td (economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 97.07 82.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.20 82.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 160.64 82.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 197.43 82.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 219.22 82.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 252.10 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.79 82.10 Td (risk, ) Tj ET Q q 0 0 0 rg BT 283.20 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.54 82.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 340.66 82.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.90 82.10 Td (residual ) Tj ET Q q 0 0 0 rg BT 386.46 82.10 Td (values ) Tj ET Q q 0 0 0 rg BT 414.92 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 432.27 82.10 Td (terminal ) Tj ET Q q 0 0 0 rg BT 468.49 82.10 Td (values. ) Tj ET Q q 0 0 0 rg BT 499.24 82.10 Td (W) Tj ET Q q 0 0 0 rg BT 507.88 82.10 Td (e ) Tj ET Q q 0 0 0 rg BT 515.22 82.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 547.00 82.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.78 70.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 105.44 70.10 Td (are ) Tj ET Q q 0 0 0 rg BT 120.09 70.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 162.54 70.10 Td (with ) Tj ET Q q 0 0 0 rg BT 182.76 70.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 234.66 70.10 Td (that ) Tj ET Q q 0 0 0 rg BT 252.10 70.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 303.41 70.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 352.50 70.10 Td (would ) Tj ET Q q 0 0 0 rg BT 379.95 70.10 Td (use ) Tj ET Q q 0 0 0 rg BT 395.73 70.10 Td (in ) Tj ET Q q 0 0 0 rg BT 405.96 70.10 Td (their ) Tj ET Q q 0 0 0 rg BT 426.73 70.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 466.39 70.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.17 70.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 493.49 70.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 519.92 70.10 Td (The ) Tj ET Q q 0 0 0 rg BT 537.91 70.10 Td (use ) Tj ET Q q 0 0 0 rg BT 553.69 70.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 58.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 85.94 58.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 124.84 58.10 Td (or ) Tj ET Q q 0 0 0 rg BT 134.87 58.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 186.01 58.10 Td (for ) Tj ET Q q 0 0 0 rg BT 199.37 58.10 Td (our ) Tj ET Q q 0 0 0 rg BT 214.39 58.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 253.29 58.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 298.31 58.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 317.77 58.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 341.68 58.10 Td (\(e.g.,revenuegrowth ) Tj ET Q q 0 0 0 rg BT 428.62 58.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 451.69 58.10 Td (future ) Tj ET Q q 0 0 0 rg BT 477.27 58.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 517.83 58.10 Td (conditions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 86.66 46.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 110.80 46.10 Td (and ) Tj ET Q q 0 0 0 rg BT 128.01 46.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 167.99 46.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.09 46.10 Td (terminal ) Tj ET Q q 0 0 0 rg BT 215.18 46.10 Td (values\) ) Tj ET Q q 0 0 0 rg BT 246.83 46.10 Td (when ) Tj ET Q q 0 0 0 rg BT 271.26 46.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 322.35 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.34 46.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 353.99 46.10 Td (value ) Tj ET Q q 0 0 0 rg BT 378.41 46.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.51 46.10 Td (our ) Tj ET Q q 0 0 0 rg BT 405.61 46.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 445.04 46.10 Td (units ) Tj ET Q q 0 0 0 rg BT 467.25 46.10 Td (could ) Tj ET Q q 0 0 0 rg BT 492.24 46.10 Td (result ) Tj ET Q q 0 0 0 rg BT 517.23 46.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.78 46.10 Td (dif) Tj ET Q q 0 0 0 rg BT 538.70 46.10 Td (ferent ) Tj ET Q endstream endobj 85 0 obj <>] /Rotate 0 /Contents 86 0 R>> endobj 86 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (values ) Tj ET Q q 0 0 0 rg BT 78.05 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.00 742.10 Td (may ) Tj ET Q q 0 0 0 rg BT 114.72 742.10 Td (result ) Tj ET Q q 0 0 0 rg BT 139.44 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 149.72 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 156.67 742.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 194.73 742.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 243.33 742.10 Td (char) Tj ET Q q 0 0 0 rg BT 260.36 742.10 Td (ge. ) Tj ET Q q 0 0 0 rg BT 274.25 742.10 Td (As ) Tj ET Q q 0 0 0 rg BT 287.87 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 294.81 742.10 Td (practice, ) Tj ET Q q 0 0 0 rg BT 331.45 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.18 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 387.57 742.10 Td (closely ) Tj ET Q q 0 0 0 rg BT 418.40 742.10 Td (monitors ) Tj ET Q q 0 0 0 rg BT 456.46 742.10 Td (any ) Tj ET Q q 0 0 0 rg BT 473.40 742.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 512.56 742.10 Td (units ) Tj ET Q q 0 0 0 rg BT 534.52 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 552.02 742.10 Td (do ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (not ) Tj ET Q q 0 0 0 rg BT 65.28 730.10 Td (have ) Tj ET Q q 0 0 0 rg BT 86.66 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 93.59 730.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 146.08 730.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 174.13 730.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 190.51 730.10 Td (value ) Tj ET Q q 0 0 0 rg BT 214.66 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 224.94 730.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 253.54 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.37 730.10 Td (their ) Tj ET Q q 0 0 0 rg BT 285.20 730.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 321.01 730.10 Td (value.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 708.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 83.98 708.10 Td (T) Tj ET Q q 0 0 0 rg BT 89.73 708.10 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 686.10 Td (W) Tj ET Q q 0 0 0 rg BT 107.64 686.10 Td (e ) Tj ET Q q 0 0 0 rg BT 115.39 686.10 Td (account ) Tj ET Q q 0 0 0 rg BT 149.80 686.10 Td (for ) Tj ET Q q 0 0 0 rg BT 164.77 686.10 Td (income ) Tj ET Q q 0 0 0 rg BT 197.52 686.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 221.38 686.10 Td (in ) Tj ET Q q 0 0 0 rg BT 232.48 686.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 280.75 686.10 Td (with ) Tj ET Q q 0 0 0 rg BT 301.84 686.10 Td (F) Tj ET Q q 0 0 0 rg BT 306.66 686.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 329.43 686.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 376.62 686.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 416.03 686.10 Td (on ) Tj ET Q q 0 0 0 rg BT 429.34 686.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.87 686.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 492.06 686.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.81 686.10 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 553.67 686.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 674.10 Td (income ) Tj ET Q q 0 0 0 rg BT 83.15 674.10 Td (taxes, ) Tj ET Q q 0 0 0 rg BT 109.92 674.10 Td (which ) Tj ET Q q 0 0 0 rg BT 138.07 674.10 Td (involves ) Tj ET Q q 0 0 0 rg BT 175.67 674.10 Td (estimating ) Tj ET Q q 0 0 0 rg BT 221.05 674.10 Td (the ) Tj ET Q q 0 0 0 rg BT 236.99 674.10 Td (Company) Tj ET Q q 0 0 0 rg BT 278.65 674.10 Td (s ) Tj ET Q q 0 0 0 rg BT 286.26 674.10 Td (current ) Tj ET Q q 0 0 0 rg BT 318.29 674.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 334.23 674.10 Td (exposure ) Tj ET Q q 0 0 0 rg BT 374.04 674.10 Td (together ) Tj ET Q q 0 0 0 rg BT 410.52 674.10 Td (with ) Tj ET Q q 0 0 0 rg BT 432.02 674.10 Td (assessing ) Tj ET Q q 0 0 0 rg BT 472.96 674.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 517.77 674.10 Td (dif) Tj ET Q q 0 0 0 rg BT 528.70 674.10 Td (ferences ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 662.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 87.97 662.10 Td (from ) Tj ET Q q 0 0 0 rg BT 110.39 662.10 Td (dif) Tj ET Q q 0 0 0 rg BT 121.32 662.10 Td (fering ) Tj ET Q q 0 0 0 rg BT 148.17 662.10 Td (treatment ) Tj ET Q q 0 0 0 rg BT 188.91 662.10 Td (of ) Tj ET Q q 0 0 0 rg BT 200.21 662.10 Td (items ) Tj ET Q q 0 0 0 rg BT 224.86 662.10 Td (for ) Tj ET Q q 0 0 0 rg BT 239.50 662.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 254.69 662.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.11 662.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 318.96 662.10 Td (purposes. ) Tj ET Q q 0 0 0 rg BT 359.77 662.10 Td (These ) Tj ET Q q 0 0 0 rg BT 386.62 662.10 Td (dif) Tj ET Q q 0 0 0 rg BT 397.55 662.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 433.83 662.10 Td (result ) Tj ET Q q 0 0 0 rg BT 459.03 662.10 Td (in ) Tj ET Q q 0 0 0 rg BT 469.78 662.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 506.07 662.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 521.26 662.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 547.57 662.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 650.10 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 92.34 650.10 Td (which ) Tj ET Q q 0 0 0 rg BT 119.40 650.10 Td (are ) Tj ET Q q 0 0 0 rg BT 134.23 650.10 Td (included ) Tj ET Q q 0 0 0 rg BT 171.28 650.10 Td (in ) Tj ET Q q 0 0 0 rg BT 181.68 650.10 Td (our ) Tj ET Q q 0 0 0 rg BT 197.63 650.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 253.03 650.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 287.85 650.10 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 318.89 650.10 Td (W) Tj ET Q q 0 0 0 rg BT 327.53 650.10 Td (e ) Tj ET Q q 0 0 0 rg BT 334.59 650.10 Td (then ) Tj ET Q q 0 0 0 rg BT 354.42 650.10 Td (assess ) Tj ET Q q 0 0 0 rg BT 381.49 650.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.33 650.10 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 439.50 650.10 Td (that ) Tj ET Q q 0 0 0 rg BT 457.12 650.10 Td (our ) Tj ET Q q 0 0 0 rg BT 473.07 650.10 Td (net ) Tj ET Q q 0 0 0 rg BT 487.90 650.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 523.83 650.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 538.67 650.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 638.10 Td (will ) Tj ET Q q 0 0 0 rg BT 68.23 638.10 Td (be ) Tj ET Q q 0 0 0 rg BT 80.35 638.10 Td (recovered ) Tj ET Q q 0 0 0 rg BT 122.44 638.10 Td (from ) Tj ET Q q 0 0 0 rg BT 144.56 638.10 Td (future ) Tj ET Q q 0 0 0 rg BT 171.11 638.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 202.66 638.10 Td (income ) Tj ET Q q 0 0 0 rg BT 234.77 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 245.23 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.12 638.10 Td (years ) Tj ET Q q 0 0 0 rg BT 283.90 638.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.35 638.10 Td (which ) Tj ET Q q 0 0 0 rg BT 321.47 638.10 Td (those ) Tj ET Q q 0 0 0 rg BT 345.25 638.10 Td (temporary ) Tj ET Q q 0 0 0 rg BT 389.02 638.10 Td (dif) Tj ET Q q 0 0 0 rg BT 399.95 638.10 Td (ferences ) Tj ET Q q 0 0 0 rg BT 435.94 638.10 Td (are ) Tj ET Q q 0 0 0 rg BT 450.82 638.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 489.03 638.10 Td (to ) Tj ET Q q 0 0 0 rg BT 499.48 638.10 Td (be ) Tj ET Q q 0 0 0 rg BT 511.60 638.10 Td (recovered ) Tj ET Q q 0 0 0 rg BT 553.69 638.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.10 Td (settled, ) Tj ET Q q 0 0 0 rg BT 81.10 626.10 Td (and, ) Tj ET Q q 0 0 0 rg BT 100.54 626.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.82 626.10 Td (the ) Tj ET Q q 0 0 0 rg BT 125.54 626.10 Td (extent ) Tj ET Q q 0 0 0 rg BT 152.47 626.10 Td (we ) Tj ET Q q 0 0 0 rg BT 166.63 626.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 198.00 626.10 Td (that ) Tj ET Q q 0 0 0 rg BT 215.50 626.10 Td (recovery ) Tj ET Q q 0 0 0 rg BT 252.97 626.10 Td (is ) Tj ET Q q 0 0 0 rg BT 262.14 626.10 Td (not ) Tj ET Q q 0 0 0 rg BT 277.42 626.10 Td (likely) Tj ET Q q 0 0 0 rg BT 299.55 626.10 Td (, ) Tj ET Q q 0 0 0 rg BT 304.55 626.10 Td (we ) Tj ET Q q 0 0 0 rg BT 318.71 626.10 Td (establish ) Tj ET Q q 0 0 0 rg BT 356.20 626.10 Td (a ) Tj ET Q q 0 0 0 rg BT 363.14 626.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 402.85 626.10 Td (allowance. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 604.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.53 604.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.40 604.10 Td (does ) Tj ET Q q 0 0 0 rg BT 177.71 604.10 Td (not ) Tj ET Q q 0 0 0 rg BT 192.47 604.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 233.32 604.10 Td (a ) Tj ET Q q 0 0 0 rg BT 239.74 604.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 275.03 604.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 294.79 604.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 308.99 604.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 342.08 604.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.50 604.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 401.58 604.10 Td (income ) Tj ET Q q 0 0 0 rg BT 432.99 604.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 447.19 604.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 481.38 604.10 Td (for ) Tj ET Q q 0 0 0 rg BT 495.03 604.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.22 604.10 Td (undistributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 592.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 88.11 592.10 Td (of ) Tj ET Q q 0 0 0 rg BT 100.68 592.10 Td (its ) Tj ET Q q 0 0 0 rg BT 114.36 592.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 147.48 592.10 Td (subsidiaries, ) Tj ET Q q 0 0 0 rg BT 201.43 592.10 Td (which ) Tj ET Q q 0 0 0 rg BT 230.10 592.10 Td (are ) Tj ET Q q 0 0 0 rg BT 246.55 592.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 294.10 592.10 Td (indefinitely ) Tj ET Q q 0 0 0 rg BT 344.43 592.10 Td (invested ) Tj ET Q q 0 0 0 rg BT 381.99 592.10 Td (because ) Tj ET Q q 0 0 0 rg BT 417.87 592.10 Td (those ) Tj ET Q q 0 0 0 rg BT 443.22 592.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 476.33 592.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 514.44 592.10 Td (will ) Tj ET Q q 0 0 0 rg BT 534.24 592.10 Td (remain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 580.10 Td (permanently ) Tj ET Q q 0 0 0 rg BT 102.48 580.10 Td (reinvested ) Tj ET Q q 0 0 0 rg BT 146.07 580.10 Td (in ) Tj ET Q q 0 0 0 rg BT 156.35 580.10 Td (those ) Tj ET Q q 0 0 0 rg BT 179.96 580.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 229.68 580.10 Td (to ) Tj ET Q q 0 0 0 rg BT 239.96 580.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 260.79 580.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 296.06 580.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 340.22 580.10 Td (and ) Tj ET Q q 0 0 0 rg BT 357.16 580.10 Td (growth. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 558.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.49 558.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.32 558.10 Td (follows ) Tj ET Q q 0 0 0 rg BT 189.26 558.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.41 558.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 247.02 558.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.30 558.10 Td (F) Tj ET Q q 0 0 0 rg BT 262.12 558.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 283.51 558.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 329.32 558.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 367.36 558.10 Td (on ) Tj ET Q q 0 0 0 rg BT 379.30 558.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 425.11 558.10 Td (for ) Tj ET Q q 0 0 0 rg BT 438.71 558.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 477.85 558.10 Td (income ) Tj ET Q q 0 0 0 rg BT 509.23 558.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 523.39 558.10 Td (positions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 546.10 Td (This ) Tj ET Q q 0 0 0 rg BT 70.65 546.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 109.62 546.10 Td (clarified ) Tj ET Q q 0 0 0 rg BT 145.80 546.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.89 546.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 207.63 546.10 Td (for ) Tj ET Q q 0 0 0 rg BT 222.17 546.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 270.02 546.10 Td (in ) Tj ET Q q 0 0 0 rg BT 280.67 546.10 Td (income ) Tj ET Q q 0 0 0 rg BT 312.98 546.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 336.40 546.10 Td (by ) Tj ET Q q 0 0 0 rg BT 349.27 546.10 Td (prescribing ) Tj ET Q q 0 0 0 rg BT 397.13 546.10 Td (the ) Tj ET Q q 0 0 0 rg BT 412.22 546.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 453.98 546.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 502.40 546.10 Td (threshold ) Tj ET Q q 0 0 0 rg BT 542.48 546.10 Td (a ) Tj ET Q q 0 0 0 rg BT 549.80 546.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 534.10 Td (position ) Tj ET Q q 0 0 0 rg BT 85.21 534.10 Td (is ) Tj ET Q q 0 0 0 rg BT 94.87 534.10 Td (required ) Tj ET Q q 0 0 0 rg BT 131.18 534.10 Td (to ) Tj ET Q q 0 0 0 rg BT 141.94 534.10 Td (meet ) Tj ET Q q 0 0 0 rg BT 164.37 534.10 Td (before ) Tj ET Q q 0 0 0 rg BT 192.89 534.10 Td (being ) Tj ET Q q 0 0 0 rg BT 218.10 534.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 264.95 534.10 Td (in ) Tj ET Q q 0 0 0 rg BT 275.71 534.10 Td (the ) Tj ET Q q 0 0 0 rg BT 290.92 534.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 328.89 534.10 Td (statements. ) Tj ET Q q 0 0 0 rg BT 376.37 534.10 Td (The ) Tj ET Q q 0 0 0 rg BT 394.91 534.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 433.99 534.10 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 465.86 534.10 Td (a ) Tj ET Q q 0 0 0 rg BT 473.29 534.10 Td (two-step ) Tj ET Q q 0 0 0 rg BT 510.71 534.10 Td (approach ) Tj ET Q q 0 0 0 rg BT 550.35 534.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 522.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 95.16 522.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 110.89 522.10 Td (positions. ) Tj ET Q q 0 0 0 rg BT 153.02 522.10 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 205.42 522.10 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 234.48 522.10 Td (1\) ) Tj ET Q q 0 0 0 rg BT 250.76 522.10 Td (occurs ) Tj ET Q q 0 0 0 rg BT 280.37 522.10 Td (when ) Tj ET Q q 0 0 0 rg BT 305.55 522.10 Td (an ) Tj ET Q q 0 0 0 rg BT 318.50 522.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 361.44 522.10 Td (concludes ) Tj ET Q q 0 0 0 rg BT 404.93 522.10 Td (that ) Tj ET Q q 0 0 0 rg BT 423.44 522.10 Td (a ) Tj ET Q q 0 0 0 rg BT 431.39 522.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 447.12 522.10 Td (position, ) Tj ET Q q 0 0 0 rg BT 485.36 522.10 Td (based ) Tj ET Q q 0 0 0 rg BT 511.65 522.10 Td (solely ) Tj ET Q q 0 0 0 rg BT 539.05 522.10 Td (on ) Tj ET Q q 0 0 0 rg BT 552.56 522.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 510.10 Td (technical ) Tj ET Q q 0 0 0 rg BT 88.27 510.10 Td (merits ) Tj ET Q q 0 0 0 rg BT 115.44 510.10 Td (is ) Tj ET Q q 0 0 0 rg BT 124.29 510.10 Td (more ) Tj ET Q q 0 0 0 rg BT 147.01 510.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 171.96 510.10 Td (than ) Tj ET Q q 0 0 0 rg BT 191.36 510.10 Td (not ) Tj ET Q q 0 0 0 rg BT 206.31 510.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.27 510.10 Td (be ) Tj ET Q q 0 0 0 rg BT 227.89 510.10 Td (sustained ) Tj ET Q q 0 0 0 rg BT 267.28 510.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 289.46 510.10 Td (examination. ) Tj ET Q q 0 0 0 rg BT 343.56 510.10 Td (Measurement ) Tj ET Q q 0 0 0 rg BT 400.17 510.10 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 427.89 510.10 Td (2\) ) Tj ET Q q 0 0 0 rg BT 442.84 510.10 Td (is ) Tj ET Q q 0 0 0 rg BT 451.68 510.10 Td (only ) Tj ET Q q 0 0 0 rg BT 471.64 510.10 Td (addressed ) Tj ET Q q 0 0 0 rg BT 513.25 510.10 Td (if ) Tj ET Q q 0 0 0 rg BT 521.53 510.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 541.49 510.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 548.67 510.10 Td (has ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 498.10 Td (been ) Tj ET Q q 0 0 0 rg BT 71.26 498.10 Td (satisfied. ) Tj ET Q q 0 0 0 rg BT 109.47 498.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 136.84 498.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 157.00 498.10 Td (2, ) Tj ET Q q 0 0 0 rg BT 166.88 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.48 498.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 196.08 498.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 226.22 498.10 Td (is ) Tj ET Q q 0 0 0 rg BT 235.27 498.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 275.97 498.10 Td (at ) Tj ET Q q 0 0 0 rg BT 285.57 498.10 Td (the ) Tj ET Q q 0 0 0 rg BT 300.17 498.10 Td (lar) Tj ET Q q 0 0 0 rg BT 310.54 498.10 Td (gest ) Tj ET Q q 0 0 0 rg BT 329.03 498.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 361.40 498.10 Td (of ) Tj ET Q q 0 0 0 rg BT 372.11 498.10 Td (benefit, ) Tj ET Q q 0 0 0 rg BT 404.76 498.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 452.12 498.10 Td (on ) Tj ET Q q 0 0 0 rg BT 464.50 498.10 Td (a ) Tj ET Q q 0 0 0 rg BT 471.32 498.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 518.13 498.10 Td (probability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 486.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 72.66 486.10 Td (that ) Tj ET Q q 0 0 0 rg BT 90.32 486.10 Td (is ) Tj ET Q q 0 0 0 rg BT 99.65 486.10 Td (more ) Tj ET Q q 0 0 0 rg BT 122.85 486.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 148.29 486.10 Td (than ) Tj ET Q q 0 0 0 rg BT 168.16 486.10 Td (not ) Tj ET Q q 0 0 0 rg BT 183.60 486.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.04 486.10 Td (be ) Tj ET Q q 0 0 0 rg BT 206.14 486.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 240.44 486.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 263.10 486.10 Td (final ) Tj ET Q q 0 0 0 rg BT 284.08 486.10 Td (settlement. ) Tj ET Q q 0 0 0 rg BT 329.76 486.10 Td (As ) Tj ET Q q 0 0 0 rg BT 343.53 486.10 Td (used ) Tj ET Q q 0 0 0 rg BT 364.52 486.10 Td (in ) Tj ET Q q 0 0 0 rg BT 374.96 486.10 Td (this ) Tj ET Q q 0 0 0 rg BT 392.07 486.10 Td (context, ) Tj ET Q q 0 0 0 rg BT 426.66 486.10 Td (the ) Tj ET Q q 0 0 0 rg BT 441.54 486.10 Td (term ) Tj ET Q q 0 0 0 rg BT 462.52 486.10 Td (more ) Tj ET Q q 0 0 0 rg BT 490.17 486.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 515.60 486.10 Td (than ) Tj ET Q q 0 0 0 rg BT 535.48 486.10 Td (not ) Tj ET Q q 0 0 0 rg BT 555.36 486.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 474.10 Td (interpreted ) Tj ET Q q 0 0 0 rg BT 95.81 474.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.09 474.10 Td (mean ) Tj ET Q q 0 0 0 rg BT 130.24 474.10 Td (that ) Tj ET Q q 0 0 0 rg BT 147.74 474.10 Td (the ) Tj ET Q q 0 0 0 rg BT 162.46 474.10 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 205.51 474.10 Td (of ) Tj ET Q q 0 0 0 rg BT 216.34 474.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 262.69 474.10 Td (is ) Tj ET Q q 0 0 0 rg BT 271.86 474.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 302.11 474.10 Td (than ) Tj ET Q q 0 0 0 rg BT 321.83 474.10 Td (50%.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 452.10 Td (For) Tj ET Q q 0 0 0 rg BT 65.37 452.10 Td (eign Curr) Tj ET Q q 0 0 0 rg BT 107.12 452.10 Td (ency ) Tj ET Q q 0 0 0 rg BT 128.88 452.10 Td (T) Tj ET Q q 0 0 0 rg BT 134.81 452.10 Td (ranslation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 430.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.91 430.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 159.82 430.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 197.16 430.10 Td (for ) Tj ET Q q 0 0 0 rg BT 211.19 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 225.77 430.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 272.72 430.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 303.96 430.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 353.54 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 363.69 430.10 Td (India ) Tj ET Q q 0 0 0 rg BT 386.60 430.10 Td (and ) Tj ET Q q 0 0 0 rg BT 403.40 430.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 446.31 430.10 Td (is ) Tj ET Q q 0 0 0 rg BT 455.35 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.93 430.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 490.08 430.10 Td (dollar ) Tj ET Q q 0 0 0 rg BT 515.77 430.10 Td (because ) Tj ET Q q 0 0 0 rg BT 549.78 430.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 96.85 418.10 Td (property ) Tj ET Q q 0 0 0 rg BT 133.16 418.10 Td (research ) Tj ET Q q 0 0 0 rg BT 168.89 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.76 418.10 Td (development ) Tj ET Q q 0 0 0 rg BT 239.84 418.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 278.36 418.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 316.34 418.10 Td (by ) Tj ET Q q 0 0 0 rg BT 328.77 418.10 Td (its ) Tj ET Q q 0 0 0 rg BT 340.64 418.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 383.62 418.10 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 424.08 418.10 Td (, ) Tj ET Q q 0 0 0 rg BT 429.01 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 445.87 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.52 418.10 Td (product ) Tj ET Q q 0 0 0 rg BT 493.49 418.10 Td (development ) Tj ET Q q 0 0 0 rg BT 547.57 418.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (information ) Tj ET Q q 0 0 0 rg BT 99.78 406.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 146.78 406.10 Td (enabled ) Tj ET Q q 0 0 0 rg BT 180.43 406.10 Td (services ) Tj ET Q q 0 0 0 rg BT 215.21 406.10 Td (activities ) Tj ET Q q 0 0 0 rg BT 253.87 406.10 Td (for ) Tj ET Q q 0 0 0 rg BT 268.09 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.88 406.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 323.76 406.10 Td (industry ) Tj ET Q q 0 0 0 rg BT 359.10 406.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 397.21 406.10 Td (by ) Tj ET Q q 0 0 0 rg BT 409.78 406.10 Td (its ) Tj ET Q q 0 0 0 rg BT 421.79 406.10 Td (India ) Tj ET Q q 0 0 0 rg BT 444.90 406.10 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 485.36 406.10 Td (, ) Tj ET Q q 0 0 0 rg BT 490.43 406.10 Td (both ) Tj ET Q q 0 0 0 rg BT 510.77 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.11 406.10 Td (support ) Tj ET Q q 0 0 0 rg BT 553.68 406.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 77.08 394.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 117.34 394.10 Td (divisions ) Tj ET Q q 0 0 0 rg BT 155.96 394.10 Td (across ) Tj ET Q q 0 0 0 rg BT 183.45 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.17 394.10 Td (world, ) Tj ET Q q 0 0 0 rg BT 226.50 394.10 Td (are ) Tj ET Q q 0 0 0 rg BT 241.21 394.10 Td (transacted ) Tj ET Q q 0 0 0 rg BT 284.24 394.10 Td (in ) Tj ET Q q 0 0 0 rg BT 294.52 394.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 314.80 394.10 Td (dollars.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 372.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.93 372.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 131.85 372.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 168.21 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 177.92 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.52 372.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 237.48 372.10 Td (other ) Tj ET Q q 0 0 0 rg BT 259.40 372.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 289.66 372.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 338.26 372.10 Td (is ) Tj ET Q q 0 0 0 rg BT 346.31 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.91 372.10 Td (local ) Tj ET Q q 0 0 0 rg BT 380.72 372.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 417.08 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.79 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 440.39 372.10 Td (country ) Tj ET Q q 0 0 0 rg BT 472.32 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 481.47 372.10 Td (which ) Tj ET Q q 0 0 0 rg BT 507.29 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.89 372.10 Td (subsidiary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (operates. ) Tj ET Q q 0 0 0 rg BT 88.85 360.10 Td (The ) Tj ET Q q 0 0 0 rg BT 107.67 360.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 134.27 360.10 Td (and ) Tj ET Q q 0 0 0 rg BT 151.99 360.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.48 360.10 Td (of ) Tj ET Q q 0 0 0 rg BT 204.08 360.10 Td (these ) Tj ET Q q 0 0 0 rg BT 227.90 360.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 260.05 360.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 310.54 360.10 Td (are ) Tj ET Q q 0 0 0 rg BT 326.02 360.10 Td (translated ) Tj ET Q q 0 0 0 rg BT 368.16 360.10 Td (into ) Tj ET Q q 0 0 0 rg BT 386.99 360.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 408.05 360.10 Td (dollars ) Tj ET Q q 0 0 0 rg BT 438.54 360.10 Td (at ) Tj ET Q q 0 0 0 rg BT 449.03 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 464.52 360.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 486.67 360.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.27 360.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 539.30 360.10 Td (at ) Tj ET Q q 0 0 0 rg BT 549.79 360.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.06 348.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 106.13 348.10 Td (dates. ) Tj ET Q q 0 0 0 rg BT 131.70 348.10 Td (Income ) Tj ET Q q 0 0 0 rg BT 164.21 348.10 Td (and ) Tj ET Q q 0 0 0 rg BT 181.18 348.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 215.91 348.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 253.42 348.10 Td (are ) Tj ET Q q 0 0 0 rg BT 268.16 348.10 Td (translated ) Tj ET Q q 0 0 0 rg BT 309.55 348.10 Td (at ) Tj ET Q q 0 0 0 rg BT 319.30 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.04 348.10 Td (average ) Tj ET Q q 0 0 0 rg BT 367.65 348.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 407.93 348.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 429.33 348.10 Td (in ) Tj ET Q q 0 0 0 rg BT 439.64 348.10 Td (ef) Tj ET Q q 0 0 0 rg BT 447.22 348.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 464.74 348.10 Td (during ) Tj ET Q q 0 0 0 rg BT 493.37 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 508.11 348.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 538.69 348.10 Td (Gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.56 336.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 92.57 336.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 129.69 336.10 Td (from ) Tj ET Q q 0 0 0 rg BT 151.25 336.10 Td (translation ) Tj ET Q q 0 0 0 rg BT 195.58 336.10 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 245.47 336.10 Td (are ) Tj ET Q q 0 0 0 rg BT 259.80 336.10 Td (included ) Tj ET Q q 0 0 0 rg BT 296.35 336.10 Td (as ) Tj ET Q q 0 0 0 rg BT 306.81 336.10 Td (a ) Tj ET Q q 0 0 0 rg BT 313.36 336.10 Td (component ) Tj ET Q q 0 0 0 rg BT 359.92 336.10 Td (of ) Tj ET Q q 0 0 0 rg BT 370.37 336.10 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 423.02 336.10 Td (other ) Tj ET Q q 0 0 0 rg BT 445.68 336.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 508.34 336.10 Td (income ) Tj ET Q q 0 0 0 rg BT 539.89 336.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 336.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 111.82 324.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 165.87 324.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 199.91 324.10 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 230.36 324.10 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 264.97 324.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 306.24 324.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 353.62 324.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 378.23 324.10 Td (and ) Tj ET Q q 0 0 0 rg BT 396.18 324.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 423.58 324.10 Td (that ) Tj ET Q q 0 0 0 rg BT 442.08 324.10 Td (are ) Tj ET Q q 0 0 0 rg BT 457.80 324.10 Td (derived ) Tj ET Q q 0 0 0 rg BT 491.29 324.10 Td (from ) Tj ET Q q 0 0 0 rg BT 514.24 324.10 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 312.10 Td (denominated ) Tj ET Q q 0 0 0 rg BT 104.15 312.10 Td (in ) Tj ET Q q 0 0 0 rg BT 114.43 312.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.37 312.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 158.84 312.10 Td (other ) Tj ET Q q 0 0 0 rg BT 181.89 312.10 Td (than ) Tj ET Q q 0 0 0 rg BT 201.61 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.32 312.10 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 265.63 312.10 Td (functional ) Tj ET Q q 0 0 0 rg BT 308.67 312.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 346.14 312.10 Td (are ) Tj ET Q q 0 0 0 rg BT 360.85 312.10 Td (included ) Tj ET Q q 0 0 0 rg BT 397.78 312.10 Td (in ) Tj ET Q q 0 0 0 rg BT 408.06 312.10 Td (the ) Tj ET Q q 0 0 0 rg BT 422.78 312.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 480.82 312.10 Td (of ) Tj ET Q q 0 0 0 rg BT 491.65 312.10 Td (net ) Tj ET Q q 0 0 0 rg BT 506.36 312.10 Td (income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 290.10 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 95.26 290.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 137.77 290.10 Td (Information ) Tj ET Q q 0 0 0 rg BT 192.49 290.10 Td (\(unaudited\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 268.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.05 268.10 Td (following ) Tj ET Q q 0 0 0 rg BT 158.43 268.10 Td (is ) Tj ET Q q 0 0 0 rg BT 167.60 268.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.32 268.10 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 224.25 268.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 262.85 268.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 300.33 268.10 Td (information ) Tj ET Q q 0 0 0 rg BT 350.04 268.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.20 268.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.20 268.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.20 268.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.20 268.10 Td ( ) Tj ET Q q 0 0 0 rg BT 411.70 268.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.64 268.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.64 268.10 Td (:) Tj ET Q endstream endobj 87 0 obj <>] /Rotate 0 /Contents 88 0 R>> endobj 88 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (40) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 711.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 711.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 711.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 711.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 711.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 711.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 711.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 711.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 711.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 683.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 683.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 683.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 683.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 683.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 683.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 683.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 683.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 683.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 655.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 655.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 655.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 655.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 655.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 655.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 655.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 655.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 655.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 627.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 627.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 627.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 627.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 627.50 56.00 -14.00 re f 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0.9333333333333333 1 rg /GS0 gs 50.50 571.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 571.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 571.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 571.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 571.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 571.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 571.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 571.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 571.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 543.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 543.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 543.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 543.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 543.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 543.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 543.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 543.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 543.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 515.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 515.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 515.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 515.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 515.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 515.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 515.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 515.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 515.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 487.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 487.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 487.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 487.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 487.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 487.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 487.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 487.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 487.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 459.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 459.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 459.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 459.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 459.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 459.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 459.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 459.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 459.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 431.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 431.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 431.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 431.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 431.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 431.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 431.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 431.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 431.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 403.50 272.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 403.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 326.50 403.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 403.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 386.50 403.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 403.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 403.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 403.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 403.50 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 326.5 725.5 m 382.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 386.5 725.5 m 442.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 725.5 m 502.5 725.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 725.5 m 562.5 725.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.70 739.23 Td (First) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.55 729.23 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 398.70 739.23 Td (Second) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.55 729.23 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.45 739.23 Td (Third) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 456.55 729.23 Td (Quarter) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.00 739.23 Td (Fourth) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 516.55 729.23 Td (Quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 716.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 365.55 716.18 Td (\(in thousands, except per share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 702.18 Td (Year Ended December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 702.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 702.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 702.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 702.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 688.07 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 688.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 688.07 Td (63,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 688.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 688.07 Td (64,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 688.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 688.07 Td (66,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 688.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 688.07 Td (70,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 674.07 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 674.07 Td (44,268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 674.07 Td (46,013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 674.07 Td (49,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 674.07 Td (53,760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 660.07 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 660.07 Td (20,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 660.07 Td (20,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 660.07 Td (21,968) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 660.07 Td (25,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 646.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 646.07 Td (18,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 646.07 Td (19,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 646.07 Td (20,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 646.07 Td (21,929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 632.07 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 618.07 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 618.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 618.07 Td (0.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 618.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 618.07 Td (0.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 618.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 618.07 Td (0.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 618.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 618.07 Td (0.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 604.07 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 604.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 604.07 Td (0.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 604.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 604.07 Td (0.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 604.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 604.07 Td (0.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 604.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 604.07 Td (0.65) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 590.18 Td (Year Ended December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 590.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 590.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 590.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 590.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 576.07 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 576.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 576.07 Td (51,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 576.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 576.07 Td (51,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 576.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 576.07 Td (50,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 576.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 576.07 Td (60,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 562.07 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 562.07 Td (41,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 562.07 Td (41,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 562.07 Td (40,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 562.07 Td (43,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 548.07 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 548.07 Td (19,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 548.07 Td (17,461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 548.07 Td (21,738) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 548.07 Td (21,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 534.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 534.07 Td (15,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 534.07 Td (13,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 534.07 Td (18,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 534.07 Td (16,547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 520.07 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 506.07 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 506.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 506.07 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 506.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 506.07 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 506.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 506.07 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 506.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 506.07 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 492.07 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 492.07 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 492.07 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 492.07 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 492.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 492.07 Td (0.45) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 478.18 Td (Year Ended December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 478.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 478.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 478.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 478.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 464.07 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 464.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 464.07 Td (52,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 464.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 464.07 Td (51,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 464.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 464.07 Td (50,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 464.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 464.07 Td (50,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 450.07 Td (Gross profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 450.07 Td (42,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 450.07 Td (40,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 450.07 Td (40,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 450.07 Td (40,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 436.07 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 436.07 Td (19,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 436.07 Td (19,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 436.07 Td (18,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 436.07 Td (17,806) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 422.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.15 422.07 Td (17,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.15 422.07 Td (13,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 422.07 Td (13,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 422.07 Td (15,245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 408.07 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 408.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 408.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 408.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 408.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 394.07 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 394.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 394.07 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 394.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 394.07 Td (0.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 394.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 394.07 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 394.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 394.07 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 380.07 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.00 380.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.15 380.07 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.00 380.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 380.07 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 380.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 380.07 Td (0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 380.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.15 380.07 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 89 0 obj <>] /Rotate 0 /Contents 90 0 R>> endobj 90 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (41) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item 7A. 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0 0 rg BT 471.22 708.25 Td (where ) Tj ET Q q 0 0 0 rg BT 498.84 708.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 549.80 708.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 103.22 696.25 Td (in ) Tj ET Q q 0 0 0 rg BT 112.57 696.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 143.01 696.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 185.67 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 201.67 696.25 Td (are ) Tj ET Q q 0 0 0 rg BT 215.45 696.25 Td (subject ) Tj ET Q q 0 0 0 rg BT 245.34 696.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.69 696.25 Td (market ) Tj ET Q q 0 0 0 rg BT 284.02 696.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 300.59 696.25 Td (with ) Tj ET Q q 0 0 0 rg BT 319.94 696.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 349.82 696.25 Td (to ) Tj ET Q q 0 0 0 rg BT 359.17 696.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 407.95 696.25 Td (in ) Tj ET Q q 0 0 0 rg BT 417.30 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 431.08 696.25 Td (relative ) Tj ET Q q 0 0 0 rg BT 462.63 696.25 Td (value ) Tj ET Q q 0 0 0 rg BT 485.86 696.25 Td (of ) Tj ET Q q 0 0 0 rg BT 495.76 696.25 Td (those ) Tj ET Q q 0 0 0 rg BT 518.43 696.25 Td (currencies. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 684.25 Td ( ) Tj ET Q q 0 0 0 rg BT 59.31 684.25 Td (majority ) Tj ET Q q 0 0 0 rg BT 95.84 684.25 Td (of ) Tj ET Q q 0 0 0 rg BT 106.81 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.67 684.25 Td (Company) Tj ET Q q 0 0 0 rg BT 163.34 684.25 Td (s ) Tj ET Q q 0 0 0 rg BT 169.87 684.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 214.17 684.25 Td (are ) Tj ET Q q 0 0 0 rg BT 229.02 684.25 Td (based ) Tj ET Q q 0 0 0 rg BT 254.43 684.25 Td (in ) Tj ET Q q 0 0 0 rg BT 264.85 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 279.71 684.25 Td (U.S., ) Tj ET Q q 0 0 0 rg BT 302.64 684.25 Td (furthermore ) Tj ET Q q 0 0 0 rg BT 353.04 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 367.90 684.25 Td (functional ) Tj ET Q q 0 0 0 rg BT 411.08 684.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 454.81 684.25 Td (in ) Tj ET Q q 0 0 0 rg BT 465.23 684.25 Td (our ) Tj ET Q q 0 0 0 rg BT 481.20 684.25 Td (India ) Tj ET Q q 0 0 0 rg BT 504.39 684.25 Td (and ) Tj ET Q q 0 0 0 rg BT 521.47 684.25 Td (Singapore ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (divisions ) Tj ET Q q 0 0 0 rg BT 88.01 672.25 Td (is ) Tj ET Q q 0 0 0 rg BT 96.58 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.69 672.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 130.36 672.25 Td (dollar) Tj ET Q q 0 0 0 rg BT 153.29 672.25 Td (, ) Tj ET Q q 0 0 0 rg BT 157.68 672.25 Td (and ) Tj ET Q q 0 0 0 rg BT 174.01 672.25 Td (accordingly) Tj ET Q q 0 0 0 rg BT 220.57 672.25 Td (, ) Tj ET Q q 0 0 0 rg BT 224.96 672.25 Td (a ) Tj ET Q q 0 0 0 rg BT 231.29 672.25 Td (lar) Tj ET Q q 0 0 0 rg BT 241.66 672.25 Td (ge ) Tj ET Q q 0 0 0 rg BT 252.99 672.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 283.77 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 293.99 672.25 Td (our ) Tj ET Q q 0 0 0 rg BT 309.22 672.25 Td (business ) Tj ET Q q 0 0 0 rg BT 345.00 672.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 394.66 672.25 Td (are ) Tj ET Q q 0 0 0 rg BT 408.76 672.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 462.30 672.25 Td (in ) Tj ET Q q 0 0 0 rg BT 471.98 672.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 491.65 672.25 Td (dollars. ) Tj ET Q q 0 0 0 rg BT 523.26 672.25 Td (However) Tj ET Q q 0 0 0 rg BT 559.51 672.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.67 660.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 106.00 660.25 Td (has ) Tj ET Q q 0 0 0 rg BT 121.78 660.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 165.89 660.25 Td (in ) Tj ET Q q 0 0 0 rg BT 175.58 660.25 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 217.18 660.25 Td (New ) Tj ET Q q 0 0 0 rg BT 238.51 660.25 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 275.67 660.25 Td (Great ) Tj ET Q q 0 0 0 rg BT 300.32 660.25 Td (Britain, ) Tj ET Q q 0 0 0 rg BT 333.05 660.25 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 367.98 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 384.87 660.25 Td (Brazil, ) Tj ET Q q 0 0 0 rg BT 414.26 660.25 Td (where ) Tj ET Q q 0 0 0 rg BT 441.13 660.25 Td (we ) Tj ET Q q 0 0 0 rg BT 455.25 660.25 Td (conduct ) Tj ET Q q 0 0 0 rg BT 489.35 660.25 Td (transactions ) Tj ET Q q 0 0 0 rg BT 539.56 660.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.79 660.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (local ) Tj ET Q q 0 0 0 rg BT 72.37 648.25 Td (currencies ) Tj ET Q q 0 0 0 rg BT 116.40 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 127.67 648.25 Td (each ) Tj ET Q q 0 0 0 rg BT 148.93 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 160.20 648.25 Td (these ) Tj ET Q q 0 0 0 rg BT 183.69 648.25 Td (locations. ) Tj ET Q q 0 0 0 rg BT 225.02 648.25 Td (There ) Tj ET Q q 0 0 0 rg BT 251.27 648.25 Td (can ) Tj ET Q q 0 0 0 rg BT 268.09 648.25 Td (be ) Tj ET Q q 0 0 0 rg BT 280.47 648.25 Td (no ) Tj ET Q q 0 0 0 rg BT 293.41 648.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 335.22 648.25 Td (that ) Tj ET Q q 0 0 0 rg BT 353.16 648.25 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 403.31 648.25 Td (in ) Tj ET Q q 0 0 0 rg BT 414.03 648.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.19 648.25 Td (value ) Tj ET Q q 0 0 0 rg BT 453.78 648.25 Td (of ) Tj ET Q q 0 0 0 rg BT 465.05 648.25 Td (those ) Tj ET Q q 0 0 0 rg BT 489.10 648.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 520.92 648.25 Td (currencies ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.25 Td (will ) Tj ET Q q 0 0 0 rg BT 68.02 636.25 Td (not ) Tj ET Q q 0 0 0 rg BT 83.25 636.25 Td (have ) Tj ET Q q 0 0 0 rg BT 104.59 636.25 Td (a ) Tj ET Q q 0 0 0 rg BT 111.49 636.25 Td (material ) Tj ET Q q 0 0 0 rg BT 146.71 636.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 179.71 636.25 Td (ef) Tj ET Q q 0 0 0 rg BT 187.29 636.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 204.74 636.25 Td (on ) Tj ET Q q 0 0 0 rg BT 217.20 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.88 636.25 Td (Company) Tj ET Q q 0 0 0 rg BT 273.54 636.25 Td (s ) Tj ET Q q 0 0 0 rg BT 279.89 636.25 Td (business, ) Tj ET Q q 0 0 0 rg BT 318.74 636.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 358.97 636.25 Td (results, ) Tj ET Q q 0 0 0 rg BT 390.04 636.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 428.03 636.25 Td (or ) Tj ET Q q 0 0 0 rg BT 438.82 636.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 476.26 636.25 Td (condition. ) Tj ET Q q 0 0 0 rg BT 519.00 636.25 Td (During ) Tj ET Q q 0 0 0 rg BT 549.79 636.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.25 Td (years ) Tj ET Q q 0 0 0 rg BT 72.59 624.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.42 624.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 102.42 624.25 Td ( ) Tj ET Q q 0 0 0 rg BT 103.91 624.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.84 624.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.84 624.25 Td ( ) Tj ET Q q 0 0 0 rg BT 141.33 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.04 624.25 Td (net ) Tj ET Q q 0 0 0 rg BT 168.75 624.25 Td (change ) Tj ET Q q 0 0 0 rg BT 198.56 624.25 Td (in ) Tj ET Q q 0 0 0 rg BT 207.83 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 221.54 624.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 267.46 624.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 297.83 624.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 334.30 624.25 Td (translation ) Tj ET Q q 0 0 0 rg BT 378.01 624.25 Td (account, ) Tj ET Q q 0 0 0 rg BT 413.10 624.25 Td (which ) Tj ET Q q 0 0 0 rg BT 439.03 624.25 Td (is ) Tj ET Q q 0 0 0 rg BT 447.19 624.25 Td (a ) Tj ET Q q 0 0 0 rg BT 453.12 624.25 Td (component ) Tj ET Q q 0 0 0 rg BT 499.05 624.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.87 624.25 Td (stockholders) Tj ET Q q 0 0 0 rg BT 562.01 624.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.25 Td (equity) Tj ET Q q 0 0 0 rg BT 74.35 612.25 Td (, ) Tj ET Q q 0 0 0 rg BT 79.52 612.25 Td (was ) Tj ET Q q 0 0 0 rg BT 97.74 612.25 Td (an ) Tj ET Q q 0 0 0 rg BT 109.85 612.25 Td (unrealized ) Tj ET Q q 0 0 0 rg BT 154.16 612.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 172.39 612.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.39 612.25 Td ($12.1 ) Tj ET Q q 0 0 0 rg BT 208.56 612.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.45 612.25 Td (, ) Tj ET Q q 0 0 0 rg BT 242.62 612.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.73 612.25 Td ($5.9 ) Tj ET Q q 0 0 0 rg BT 279.90 612.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.79 612.25 Td (, ) Tj ET Q q 0 0 0 rg BT 313.96 612.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 361.62 612.25 Td (. ) Tj ET Q q 0 0 0 rg BT 366.60 612.25 Td (The ) Tj ET Q q 0 0 0 rg BT 384.81 612.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 426.37 612.25 Td (considered ) Tj ET Q q 0 0 0 rg BT 472.36 612.25 Td (the ) Tj ET Q q 0 0 0 rg BT 487.24 612.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 527.12 612.25 Td (trends ) Tj ET Q q 0 0 0 rg BT 554.23 612.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 87.66 600.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 128.09 600.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 149.65 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 166.76 600.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 214.42 600.25 Td (that ) Tj ET Q q 0 0 0 rg BT 232.10 600.25 Td (it ) Tj ET Q q 0 0 0 rg BT 240.33 600.25 Td (was ) Tj ET Q q 0 0 0 rg BT 258.57 600.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 304.56 600.25 Td (possible ) Tj ET Q q 0 0 0 rg BT 340.02 600.25 Td (that ) Tj ET Q q 0 0 0 rg BT 357.69 600.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 390.91 600.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 425.80 600.25 Td (in ) Tj ET Q q 0 0 0 rg BT 436.26 600.25 Td (our ) Tj ET Q q 0 0 0 rg BT 452.27 600.25 Td (respective ) Tj ET Q q 0 0 0 rg BT 495.48 600.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 527.03 600.25 Td (currency ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.05 588.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 111.22 588.25 Td (of ) Tj ET Q q 0 0 0 rg BT 121.84 588.25 Td (20% ) Tj ET Q q 0 0 0 rg BT 142.46 588.25 Td (could ) Tj ET Q q 0 0 0 rg BT 166.97 588.25 Td (possibly ) Tj ET Q q 0 0 0 rg BT 202.60 588.25 Td (be ) Tj ET Q q 0 0 0 rg BT 214.33 588.25 Td (experienced ) Tj ET Q q 0 0 0 rg BT 264.93 588.25 Td (in ) Tj ET Q q 0 0 0 rg BT 275.00 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 289.51 588.25 Td (near ) Tj ET Q q 0 0 0 rg BT 309.01 588.25 Td (term ) Tj ET Q q 0 0 0 rg BT 329.62 588.25 Td (future. ) Tj ET Q q 0 0 0 rg BT 358.29 588.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 380.59 588.25 Td (an ) Tj ET Q q 0 0 0 rg BT 392.32 588.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 425.15 588.25 Td (change ) Tj ET Q q 0 0 0 rg BT 455.75 588.25 Td (in ) Tj ET Q q 0 0 0 rg BT 465.83 588.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 503.09 588.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 543.14 588.25 Td (rates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.25 Td (would ) Tj ET Q q 0 0 0 rg BT 79.24 576.25 Td (have ) Tj ET Q q 0 0 0 rg BT 102.35 576.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 138.25 576.25 Td (in ) Tj ET Q q 0 0 0 rg BT 150.27 576.25 Td (a ) Tj ET Q q 0 0 0 rg BT 158.94 576.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 200.95 576.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.96 576.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 245.52 576.25 Td (income ) Tj ET Q q 0 0 0 rg BT 279.19 576.25 Td (of ) Tj ET Q q 0 0 0 rg BT 291.76 576.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 353.76 576.25 Td ($3.0 ) Tj ET Q q 0 0 0 rg BT 375.49 576.25 Td (million ) Tj ET Q q 0 0 0 rg BT 408.62 576.25 Td (and ) Tj ET Q q 0 0 0 rg BT 427.30 576.25 Td ($5.1million ) Tj ET Q q 0 0 0 rg BT 480.43 576.25 Td (for ) Tj ET Q q 0 0 0 rg BT 496.33 576.25 Td (the ) Tj ET Q q 0 0 0 rg BT 512.79 576.25 Td (years ) Tj ET Q q 0 0 0 rg BT 538.12 576.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.58 564.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.58 564.25 Td ( ) Tj ET Q q 0 0 0 rg BT 131.08 564.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.02 564.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.02 564.25 Td (, ) Tj ET Q q 0 0 0 rg BT 173.02 564.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 220.68 564.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 542.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.97 542.25 Td (Company) Tj ET Q q 0 0 0 rg BT 158.64 542.25 Td (s ) Tj ET Q q 0 0 0 rg BT 164.96 542.25 Td (exposure ) Tj ET Q q 0 0 0 rg BT 203.48 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 213.68 542.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 245.54 542.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 262.95 542.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 280.38 542.25 Td (relates ) Tj ET Q q 0 0 0 rg BT 308.90 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 319.10 542.25 Td (its ) Tj ET Q q 0 0 0 rg BT 330.98 542.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 362.84 542.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 397.47 542.25 Td (on ) Tj ET Q q 0 0 0 rg BT 409.90 542.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 458.99 542.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 478.63 542.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 525.50 542.25 Td (and ) Tj ET Q q 0 0 0 rg BT 542.36 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 552.57 542.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 83.53 530.25 Td (income ) Tj ET Q q 0 0 0 rg BT 117.06 530.25 Td (on ) Tj ET Q q 0 0 0 rg BT 131.15 530.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 166.91 530.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 188.77 530.25 Td (balances. ) Tj ET Q q 0 0 0 rg BT 228.89 530.25 Td (As ) Tj ET Q q 0 0 0 rg BT 244.09 530.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 256.52 530.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 316.70 530.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.70 530.25 Td ( ) Tj ET Q q 0 0 0 rg BT 340.79 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.10 530.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 400.08 530.25 Td (had ) Tj ET Q q 0 0 0 rg BT 418.62 530.25 Td ($207.1million ) Tj ET Q q 0 0 0 rg BT 481.60 530.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.03 530.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 544.78 530.25 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.25 Td (obligations, ) Tj ET Q q 0 0 0 rg BT 99.50 518.25 Td (which ) Tj ET Q q 0 0 0 rg BT 126.50 518.25 Td (consisted ) Tj ET Q q 0 0 0 rg BT 166.28 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 177.17 518.25 Td (a ) Tj ET Q q 0 0 0 rg BT 184.17 518.25 Td ($206.5million ) Tj ET Q q 0 0 0 rg BT 245.62 518.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 278.71 518.25 Td (on ) Tj ET Q q 0 0 0 rg BT 291.27 518.25 Td (our ) Tj ET Q q 0 0 0 rg BT 307.16 518.25 Td (commercial ) Tj ET Q q 0 0 0 rg BT 356.92 518.25 Td (banking ) Tj ET Q q 0 0 0 rg BT 391.70 518.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 432.58 518.25 Td (line ) Tj ET Q q 0 0 0 rg BT 450.14 518.25 Td (of ) Tj ET Q q 0 0 0 rg BT 461.03 518.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 486.35 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 503.35 518.25 Td ($600 ) Tj ET Q q 0 0 0 rg BT 525.91 518.25 Td (thousand ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.63 506.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 94.01 506.25 Td (promissory ) Tj ET Q q 0 0 0 rg BT 141.86 506.25 Td (note ) Tj ET Q q 0 0 0 rg BT 161.93 506.25 Td (payables. ) Tj ET Q q 0 0 0 rg BT 202.06 506.25 Td (The ) Tj ET Q q 0 0 0 rg BT 220.45 506.25 Td (Company) Tj ET Q q 0 0 0 rg BT 262.12 506.25 Td (s ) Tj ET Q q 0 0 0 rg BT 268.86 506.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 310.03 506.25 Td (line ) Tj ET Q q 0 0 0 rg BT 327.88 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 339.06 506.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 364.67 506.25 Td (bears ) Tj ET Q q 0 0 0 rg BT 388.62 506.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 420.90 506.25 Td (at ) Tj ET Q q 0 0 0 rg BT 430.97 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 446.03 506.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 463.87 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 475.05 506.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 507.89 506.25 Td (+ ) Tj ET Q q 0 0 0 rg BT 516.38 506.25 Td (1.75%, ) Tj ET Q q 0 0 0 rg BT 547.56 506.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.25 Td (stood ) Tj ET Q q 0 0 0 rg BT 74.28 494.25 Td (at ) Tj ET Q q 0 0 0 rg BT 84.10 494.25 Td (2.25% ) Tj ET Q q 0 0 0 rg BT 112.54 494.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.36 494.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 181.05 494.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.05 494.25 Td (. ) Tj ET Q q 0 0 0 rg BT 205.97 494.25 Td (The ) Tj ET Q q 0 0 0 rg BT 224.12 494.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 265.61 494.25 Td (is ) Tj ET Q q 0 0 0 rg BT 274.89 494.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 310.27 494.25 Td (to ) Tj ET Q q 0 0 0 rg BT 320.65 494.25 Td (market ) Tj ET Q q 0 0 0 rg BT 351.02 494.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 368.63 494.25 Td (in ) Tj ET Q q 0 0 0 rg BT 379.01 494.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 412.16 494.25 Td (to ) Tj ET Q q 0 0 0 rg BT 422.54 494.25 Td (this ) Tj ET Q q 0 0 0 rg BT 439.60 494.25 Td (line ) Tj ET Q q 0 0 0 rg BT 457.20 494.25 Td (of ) Tj ET Q q 0 0 0 rg BT 468.14 494.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 493.51 494.25 Td (and ) Tj ET Q q 0 0 0 rg BT 510.55 494.25 Td (secured ) Tj ET Q q 0 0 0 rg BT 543.70 494.25 Td (term ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 69.38 482.25 Td (in ) Tj ET Q q 0 0 0 rg BT 79.31 482.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 110.90 482.25 Td (to ) Tj ET Q q 0 0 0 rg BT 120.83 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.21 482.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 172.36 482.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 207.27 482.25 Td (to ) Tj ET Q q 0 0 0 rg BT 217.21 482.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 248.80 482.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 283.16 482.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 312.54 482.25 Td (from ) Tj ET Q q 0 0 0 rg BT 334.14 482.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 366.83 482.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 401.20 482.25 Td (in ) Tj ET Q q 0 0 0 rg BT 411.13 482.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.51 482.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 457.67 482.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 489.26 482.25 Td (rates. ) Tj ET Q q 0 0 0 rg BT 512.64 482.25 Td (This ) Tj ET Q q 0 0 0 rg BT 532.57 482.25 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 67.32 470.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 84.66 470.25 Td (is ) Tj ET Q q 0 0 0 rg BT 93.67 470.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 134.33 470.25 Td (as ) Tj ET Q q 0 0 0 rg BT 145.00 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 159.56 470.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 196.88 470.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 233.64 470.25 Td (in ) Tj ET Q q 0 0 0 rg BT 243.75 470.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 279.97 470.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 317.30 470.25 Td (from ) Tj ET Q q 0 0 0 rg BT 339.08 470.25 Td (a ) Tj ET Q q 0 0 0 rg BT 345.86 470.25 Td (hypothetical ) Tj ET Q q 0 0 0 rg BT 397.63 470.25 Td (30% ) Tj ET Q q 0 0 0 rg BT 418.30 470.25 Td (increase ) Tj ET Q q 0 0 0 rg BT 453.39 470.25 Td (in ) Tj ET Q q 0 0 0 rg BT 463.51 470.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.06 470.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 510.40 470.25 Td (rate. ) Tj ET Q q 0 0 0 rg BT 530.22 470.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 552.56 470.25 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 82.81 458.25 Td (change ) Tj ET Q q 0 0 0 rg BT 113.40 458.25 Td (in ) Tj ET Q q 0 0 0 rg BT 123.46 458.25 Td (the ) Tj ET Q q 0 0 0 rg BT 137.95 458.25 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 170.22 458.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 187.49 458.25 Td (would ) Tj ET Q q 0 0 0 rg BT 214.76 458.25 Td (have ) Tj ET Q q 0 0 0 rg BT 235.91 458.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 269.84 458.25 Td (in ) Tj ET Q q 0 0 0 rg BT 279.90 458.25 Td (a ) Tj ET Q q 0 0 0 rg BT 286.61 458.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 326.65 458.25 Td (to ) Tj ET Q q 0 0 0 rg BT 336.70 458.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 367.29 458.25 Td (income ) Tj ET Q q 0 0 0 rg BT 399.00 458.25 Td (of ) Tj ET Q q 0 0 0 rg BT 409.61 458.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 469.64 458.25 Td ($183 ) Tj ET Q q 0 0 0 rg BT 491.92 458.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 530.30 458.25 Td (and ) Tj ET Q q 0 0 0 rg BT 547.02 458.25 Td ($40 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 89.25 446.25 Td (for ) Tj ET Q q 0 0 0 rg BT 104.05 446.25 Td (the ) Tj ET Q q 0 0 0 rg BT 119.41 446.25 Td (years ) Tj ET Q q 0 0 0 rg BT 143.65 446.25 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.01 446.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 233.23 446.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 253.23 446.25 Td ( ) Tj ET Q q 0 0 0 rg BT 256.37 446.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.95 446.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.95 446.25 Td (, ) Tj ET Q q 0 0 0 rg BT 299.59 446.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 347.25 446.25 Td (. ) Tj ET Q q 0 0 0 rg BT 352.67 446.25 Td (The ) Tj ET Q q 0 0 0 rg BT 371.36 446.25 Td (Company) Tj ET Q q 0 0 0 rg BT 413.02 446.25 Td (s ) Tj ET Q q 0 0 0 rg BT 420.05 446.25 Td (average ) Tj ET Q q 0 0 0 rg BT 454.28 446.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 475.19 446.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 512.75 446.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.00 446.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 446.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.25 Td (were ) Tj ET Q q 0 0 0 rg BT 71.51 434.25 Td ($39.3million ) Tj ET Q q 0 0 0 rg BT 127.48 434.25 Td (and ) Tj ET Q q 0 0 0 rg BT 144.00 434.25 Td (its ) Tj ET Q q 0 0 0 rg BT 155.52 434.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 189.27 434.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 209.12 434.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 245.62 434.25 Td (as ) Tj ET Q q 0 0 0 rg BT 256.03 434.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.44 434.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 324.60 434.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.60 434.25 Td ( ) Tj ET Q q 0 0 0 rg BT 346.68 434.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.31 434.25 Td ($57.2 ) Tj ET Q q 0 0 0 rg BT 388.89 434.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.78 434.25 Td (. ) Tj ET Q q 0 0 0 rg BT 422.21 434.25 Td (The ) Tj ET Q q 0 0 0 rg BT 439.83 434.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 480.80 434.25 Td (is ) Tj ET Q q 0 0 0 rg BT 489.55 434.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 524.40 434.25 Td (to ) Tj ET Q q 0 0 0 rg BT 534.25 434.25 Td (market ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 67.70 422.25 Td (in ) Tj ET Q q 0 0 0 rg BT 78.17 422.25 Td (relation ) Tj ET Q q 0 0 0 rg BT 111.41 422.25 Td (to ) Tj ET Q q 0 0 0 rg BT 121.88 422.25 Td (these ) Tj ET Q q 0 0 0 rg BT 145.12 422.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 165.59 422.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 202.71 422.25 Td (in ) Tj ET Q q 0 0 0 rg BT 213.18 422.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 245.30 422.25 Td (to ) Tj ET Q q 0 0 0 rg BT 255.78 422.25 Td (the ) Tj ET Q q 0 0 0 rg BT 270.69 422.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 308.37 422.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 326.63 422.25 Td (of ) Tj ET Q q 0 0 0 rg BT 337.66 422.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 369.79 422.25 Td (income ) Tj ET Q q 0 0 0 rg BT 401.91 422.25 Td (arising ) Tj ET Q q 0 0 0 rg BT 431.83 422.25 Td (from ) Tj ET Q q 0 0 0 rg BT 453.96 422.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 487.19 422.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 522.09 422.25 Td (in ) Tj ET Q q 0 0 0 rg BT 532.57 422.25 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.25 Td (rates. ) Tj ET Q q 0 0 0 rg BT 73.17 410.25 Td (This ) Tj ET Q q 0 0 0 rg BT 92.89 410.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 124.26 410.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 141.18 410.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 158.11 410.25 Td (is ) Tj ET Q q 0 0 0 rg BT 166.72 410.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 206.98 410.25 Td (as ) Tj ET Q q 0 0 0 rg BT 217.24 410.25 Td (the ) Tj ET Q q 0 0 0 rg BT 231.40 410.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 268.32 410.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 304.67 410.25 Td (in ) Tj ET Q q 0 0 0 rg BT 314.39 410.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 350.20 410.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 387.13 410.25 Td (from ) Tj ET Q q 0 0 0 rg BT 408.50 410.25 Td (a ) Tj ET Q q 0 0 0 rg BT 414.88 410.25 Td (hypothetical ) Tj ET Q q 0 0 0 rg BT 466.24 410.25 Td (20% ) Tj ET Q q 0 0 0 rg BT 486.51 410.25 Td (decrease ) Tj ET Q q 0 0 0 rg BT 522.86 410.25 Td (in ) Tj ET Q q 0 0 0 rg BT 532.57 410.25 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 70.66 398.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 99.09 398.25 Td (on ) Tj ET Q q 0 0 0 rg BT 110.88 398.25 Td (deposited ) Tj ET Q q 0 0 0 rg BT 150.99 398.25 Td (funds. ) Tj ET Q q 0 0 0 rg BT 177.49 398.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 199.28 398.25 Td (an ) Tj ET Q q 0 0 0 rg BT 210.50 398.25 Td (adverse ) Tj ET Q q 0 0 0 rg BT 242.82 398.25 Td (change ) Tj ET Q q 0 0 0 rg BT 272.92 398.25 Td (in ) Tj ET Q q 0 0 0 rg BT 282.49 398.25 Td (these ) Tj ET Q q 0 0 0 rg BT 304.82 398.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 336.04 398.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 356.70 398.25 Td (would ) Tj ET Q q 0 0 0 rg BT 383.48 398.25 Td (have ) Tj ET Q q 0 0 0 rg BT 404.14 398.25 Td (resulted ) Tj ET Q q 0 0 0 rg BT 437.58 398.25 Td (in ) Tj ET Q q 0 0 0 rg BT 447.15 398.25 Td (a ) Tj ET Q q 0 0 0 rg BT 453.37 398.25 Td (reduction ) Tj ET Q q 0 0 0 rg BT 492.92 398.25 Td (to ) Tj ET Q q 0 0 0 rg BT 502.48 398.25 Td (pre-tax ) Tj ET Q q 0 0 0 rg BT 532.58 398.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.25 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 386.25 Td (approximately ) Tj ET Q q 0 0 0 rg BT 121.09 386.25 Td ($64 ) Tj ET Q q 0 0 0 rg BT 138.59 386.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 177.20 386.25 Td (and ) Tj ET Q q 0 0 0 rg BT 194.14 386.25 Td ($1) Tj ET Q q 0 0 0 rg BT 203.76 386.25 Td (14 ) Tj ET Q q 0 0 0 rg BT 216.26 386.25 Td (thousand ) Tj ET Q q 0 0 0 rg BT 254.87 386.25 Td (for ) Tj ET Q q 0 0 0 rg BT 269.03 386.25 Td (the ) Tj ET Q q 0 0 0 rg BT 283.75 386.25 Td (years ) Tj ET Q q 0 0 0 rg BT 307.35 386.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.73 386.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 392.31 386.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.31 386.25 Td ( ) Tj ET Q q 0 0 0 rg BT 414.81 386.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.75 386.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.75 386.25 Td (, ) Tj ET Q q 0 0 0 rg BT 456.75 386.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 504.41 386.25 Td (.) Tj ET Q endstream endobj 91 0 obj <>] /Rotate 0 /Contents 92 0 R>> endobj 92 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (42) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item 8.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.99 742.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 82.49 742.25 Td (FINANCIAL) Tj ET Q q 0 0 0 rg BT 138.61 742.25 Td ( ST) Tj ET Q q 0 0 0 rg BT 152.60 742.25 Td (A) Tj ET Q q 0 0 0 rg BT 159.08 742.25 Td (TEMENTS ) Tj ET Q q 0 0 0 rg BT 209.93 742.25 Td (AND SUPPLEMENT) Tj ET Q q 0 0 0 rg BT 301.69 742.25 Td (AR) Tj ET Q q 0 0 0 rg BT 315.78 742.25 Td (Y) Tj ET Q q 0 0 0 rg BT 322.63 742.25 Td ( DA) Tj ET Q q 0 0 0 rg BT 338.83 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 344.76 742.25 Td (A) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (See ) Tj ET Q q 0 0 0 rg BT 116.36 720.25 Td (also ) Tj ET Q q 0 0 0 rg BT 135.38 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 150.52 720.25 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 196.19 720.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 236.32 720.25 Td (Information ) Tj ET Q q 0 0 0 rg BT 291.45 720.25 Td (included ) Tj ET Q q 0 0 0 rg BT 328.80 720.25 Td (under ) Tj ET Q q 0 0 0 rg BT 354.49 720.25 Td (Item7: ) Tj ET Q q 0 0 0 rg BT 390.45 720.25 Td (Management) Tj ET Q q 0 0 0 rg BT 445.43 720.25 Td (s ) Tj ET Q q 0 0 0 rg BT 452.24 720.25 Td (Discussion ) Tj ET Q q 0 0 0 rg BT 499.05 720.25 Td (and ) Tj ET Q q 0 0 0 rg BT 515.76 720.25 Td (Analysis ) Tj ET Q q 0 0 0 rg BT 553.68 720.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 89.71 708.25 Td (Condition ) Tj ET Q q 0 0 0 rg BT 132.22 708.25 Td (and ) Tj ET Q q 0 0 0 rg BT 149.16 708.25 Td (Results ) Tj ET Q q 0 0 0 rg BT 181.10 708.25 Td (of ) Tj ET Q q 0 0 0 rg BT 191.93 708.25 Td (Operations.) Tj ET Q endstream endobj 93 0 obj <>] /Rotate 0 /Contents 94 0 R>> endobj 94 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (43) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 135.40 742.25 Td (REPOR) Tj ET Q q 0 0 0 rg BT 170.05 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 176.54 742.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 192.55 742.25 Td ( INDEPENDENT) Tj ET Q q 0 0 0 rg BT 267.66 742.25 Td ( REGISTERED PUBLIC ) Tj ET Q q 0 0 0 rg BT 377.97 742.25 Td (ACCOUNTING FIRM) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 720.25 Td (The ) Tj ET Q q 0 0 0 rg BT 68.05 720.25 Td (Board ) Tj ET Q q 0 0 0 rg BT 94.99 720.25 Td (of ) Tj ET Q q 0 0 0 rg BT 105.82 720.25 Td (Directors ) Tj ET Q q 0 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698.25 Td (Company\) ) Tj ET Q q 0 0 0 rg BT 484.86 698.25 Td (as ) Tj ET Q q 0 0 0 rg BT 495.40 698.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 698.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 686.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 686.25 Td ( ) Tj ET Q q 0 0 0 rg BT 72.58 686.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.60 686.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.60 686.25 Td (, ) Tj ET Q q 0 0 0 rg BT 114.68 686.25 Td (and ) Tj ET Q q 0 0 0 rg BT 131.71 686.25 Td (the ) Tj ET Q q 0 0 0 rg BT 146.50 686.25 Td (related ) Tj ET Q q 0 0 0 rg BT 176.29 686.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 229.41 686.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 274.21 686.25 Td (of ) Tj ET Q q 0 0 0 rg BT 285.12 686.25 Td (income, ) Tj ET Q q 0 0 0 rg BT 319.63 686.25 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 382.75 686.25 Td (income, ) Tj ET Q q 0 0 0 rg BT 417.26 686.25 Td (stockholders) Tj ET Q q 0 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579.18 514.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 572.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 106.33 572.25 Td (as ) Tj ET Q q 0 0 0 rg BT 117.39 572.25 Td (well ) Tj ET Q q 0 0 0 rg BT 137.35 572.25 Td (as ) Tj ET Q q 0 0 0 rg BT 148.41 572.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 192.80 572.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.75 572.25 Td (overall ) Tj ET Q q 0 0 0 rg BT 238.25 572.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 275.97 572.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 317.03 572.25 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 370.94 572.25 Td (W) Tj ET Q q 0 0 0 rg BT 379.58 572.25 Td (e ) Tj ET Q q 0 0 0 rg BT 386.75 572.25 Td (believe ) Tj ET Q q 0 0 0 rg BT 418.36 572.25 Td (that ) Tj ET Q q 0 0 0 rg BT 436.09 572.25 Td (our ) Tj ET Q q 0 0 0 rg BT 452.16 572.25 Td (audits ) Tj ET Q q 0 0 0 rg BT 478.78 572.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 512.07 572.25 Td (a ) Tj ET Q q 0 0 0 rg BT 519.24 572.25 Td (reasonable ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 567.18 85.55 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 560.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 72.50 560.25 Td (for ) Tj ET Q q 0 0 0 rg BT 86.66 560.25 Td (our ) Tj ET Q q 0 0 0 rg BT 102.49 560.25 Td (opinion.) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 549.18 514.51 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 542.25 Td (In ) Tj ET Q q 0 0 0 rg BT 60.39 542.25 Td (our ) Tj ET Q q 0 0 0 rg BT 75.77 542.25 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 110.88 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 125.16 542.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 177.75 542.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 214.79 542.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 259.06 542.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 292.75 542.25 Td (to ) Tj ET Q q 0 0 0 rg BT 302.58 542.25 Td (above ) Tj ET Q q 0 0 0 rg BT 328.52 542.25 Td (present ) Tj ET Q q 0 0 0 rg BT 359.45 542.25 Td (fairly) Tj ET Q q 0 0 0 rg BT 380.45 542.25 Td (, ) Tj ET Q q 0 0 0 rg BT 385.01 542.25 Td (in ) Tj ET Q q 0 0 0 rg BT 394.84 542.25 Td (all ) Tj ET Q q 0 0 0 rg BT 406.89 542.25 Td (material ) Tj ET Q q 0 0 0 rg BT 441.71 542.25 Td (respects, ) Tj ET Q q 0 0 0 rg BT 478.47 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 492.74 542.25 Td (financial ) Tj 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 387.05 Td (Cherry ) Tj ET Q q 0 0 0 rg BT 80.27 387.05 Td (Bekaert ) Tj ET Q q 0 0 0 rg BT 113.86 387.05 Td (LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 365.05 Td (Atlanta, Geor) Tj ET Q q 0 0 0 rg BT 104.24 365.05 Td (gia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.05 Td (February29, 2016) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 95 0 obj <>] /Rotate 0 /Contents 96 0 R>> endobj 96 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (44) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.60 742.25 Td (Ebix, Inc. and Subsidiaries) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 230.55 730.25 Td (Consolidated Statements 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0.9333333333333333 1 rg /GS0 gs 474.50 343.75 66.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 695.75 m 400.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 651.75 m 400.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 695.75 m 470.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 651.75 m 470.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 695.75 m 540.5 695.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 651.75 m 540.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 651.75 m 400.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 651.75 m 470.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 651.75 m 540.5 651.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 637.75 m 400.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 637.75 m 470.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 637.75 m 540.5 637.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 534.75 m 400.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 534.75 m 470.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 534.75 m 540.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 534.75 m 400.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 519.75 m 400.5 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 534.75 m 470.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 519.75 m 470.5 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 534.75 m 540.5 534.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 519.75 m 540.5 519.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 431.75 m 400.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 431.75 m 470.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 431.75 m 540.5 431.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 401.75 m 400.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 387.75 m 400.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 334.5 385.75 m 400.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 401.75 m 470.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 387.75 m 470.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 385.75 m 470.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 401.75 m 540.5 401.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 387.75 m 540.5 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 385.75 m 540.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 385.75 m 470.5 385.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 404.5 387.75 m 470.5 387.75 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 656.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.00 656.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.00 656.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 656.43 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 349.10 642.43 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 628.43 Td (Operating revenue:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 628.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 364.15 628.43 Td (265,482) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 628.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.15 628.43 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 628.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.15 628.43 Td (204,710) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 614.43 Td (Operating expenses:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 599.42 Td (Costs of services provided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 599.42 Td (72,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 599.42 Td (47,388) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 599.42 Td (40,471) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 584.42 Td (Product development) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 584.42 Td (30,702) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 584.42 Td (26,860) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 584.42 Td (26,798) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 569.42 Td (Sales and marketing) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 569.42 Td (14,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 569.42 Td (13,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 569.42 Td (15,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 554.42 Td (General and administrative \(see Note 3\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 554.42 Td (48,078) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 554.42 Td (36,880) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 554.42 Td (36,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 539.42 Td (Amortization and depreciation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 539.42 Td (10,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 539.42 Td (9,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 539.42 Td (10,107) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 524.43 Td (Total operating expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.15 524.42 Td (176,768) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.15 524.42 Td (134,649) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 524.42 Td (129,704) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 509.43 Td (Operating income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 509.43 Td (88,714) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 509.43 Td (79,672) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.15 509.43 Td (75,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 495.32 Td (Interest income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.65 495.32 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 495.32 Td (379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 495.32 Td (518) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 481.32 Td (Interest expense) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.80 481.37 Td (\(4,311) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 481.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.80 481.37 Td (\(3,034) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 481.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.80 481.37 Td (\(1,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 481.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 466.42 Td (Non-operating income - put options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 466.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 466.42 Td (296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 521.65 466.42 Td (342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 451.42 Td (Non-operating expense - securities litigation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.65 451.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.30 451.47 Td (\(690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 451.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.80 451.47 Td (\(4,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 451.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 436.42 Td (Foreign exchange gain \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 436.42 Td (2,005) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.65 436.42 Td (829) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.30 436.47 Td (\(262) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 436.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 421.43 Td (Income before income taxes) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 421.43 Td (86,639) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 421.43 Td (77,452) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.15 421.43 Td (70,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 406.42 Td (Income tax provision) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.80 406.47 Td (\(7,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 406.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.80 406.47 Td (\(13,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 406.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.80 406.47 Td (\(10,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.65 406.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 391.43 Td (Net income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 391.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 369.15 391.43 Td (79,533) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 391.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 391.43 Td (63,558) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 391.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.15 391.43 Td (59,274) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 376.43 Td (Basic earnings per common share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 376.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.15 376.43 Td (2.29) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 376.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.15 376.43 Td (1.68) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 376.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.15 376.43 Td (1.58) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 362.48 Td (Diluted earnings per common share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 362.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 379.15 362.43 Td (2.28) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.00 362.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 449.15 362.43 Td (1.67) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.00 362.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.15 362.43 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 348.32 Td (Basic weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 348.32 Td (34,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 348.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 348.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 334.32 Td (Diluted weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.15 334.32 Td (34,901) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 334.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 334.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 296.25 Td (See accompanying notes to the consolidated financial statements.) Tj ET Q endstream endobj 97 0 obj <>] /Rotate 0 /Contents 98 0 R>> endobj 98 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (45) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.60 742.25 Td (Ebix, Inc. and Subsidiaries) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 196.05 730.25 Td (Consolidated Statements of Compr) Tj ET Q q 0 0 0 rg BT 345.59 730.25 Td (ehensive Income) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 609.75 283.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 609.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 609.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 609.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 609.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 609.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 609.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 581.75 283.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 581.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 581.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 581.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 581.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 581.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 581.75 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 57.50 553.75 283.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 340.50 553.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.50 553.75 73.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 553.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 553.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 486.50 553.75 5.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 553.75 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 671.75 m 417.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 623.75 m 417.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 671.75 m 486.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 623.75 m 486.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 671.75 m 553.5 671.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 623.75 m 553.5 623.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 567.75 m 417.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 567.75 m 486.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 567.75 m 553.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 567.75 m 417.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 567.75 m 486.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 553.75 m 486.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 567.75 m 553.5 567.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 553.75 m 417.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 540.75 m 417.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344.5 538.75 m 417.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 553.75 m 486.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 540.75 m 486.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 538.75 m 486.5 538.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 553.75 m 553.5 553.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 540.75 m 553.5 540.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 538.75 m 553.5 538.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.40 648.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.40 638.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.50 628.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.40 648.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.40 638.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 443.50 628.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.90 648.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.40 638.43 Td (December) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.50 628.43 Td (31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.50 614.43 Td (\(In thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 60.00 600.43 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.15 600.32 Td (79,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 600.32 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.00 600.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.15 600.32 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 586.32 Td (Other comprehensive income \(loss\):) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 572.32 Td ( Foreign currency translation adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.80 572.37 Td (\(12,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 572.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 572.37 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 572.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.80 572.37 Td (\(5,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 572.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.00 558.32 Td ( Total other comprehensive income \(loss\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.80 558.37 Td (\(12,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 558.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 558.37 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 558.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.80 558.37 Td (\(5,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 558.32 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 60.00 544.43 Td (Comprehensive income) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.00 544.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.15 544.43 Td (67,404) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 544.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.15 544.43 Td (57,703) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 494.00 544.43 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.15 544.43 Td (53,898) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 506.25 Td (See accompanying notes to the consolidated financial statements.) 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l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 208.75 m 561.5 208.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 62.75 m 488.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 51.75 m 488.5 51.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 62.75 m 561.5 62.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 51.75 m 561.5 51.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 41.75 m 488.5 41.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 39.75 m 488.5 39.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 41.75 m 561.5 41.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 494.5 39.75 m 561.5 39.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 425.40 717.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 707.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.40 717.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.50 707.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 432.75 689.43 Td (\(In thousands, except share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 440.45 679.43 Td (and per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 665.48 Td (ASSETS) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 651.43 Td (Current assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 651.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 651.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 637.32 Td (Cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 637.32 Td (57,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 637.32 Td (52,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 623.32 Td (Short-term investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 623.32 Td (1,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 623.32 Td (281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 608.42 Td (Trade accounts receivable, less allowances of $3,388 and $1,619, respectively) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 608.42 Td (47,171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 608.42 Td (41,100) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 594.32 Td (Other current assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 594.32 Td (10,942) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 594.32 Td (8,067) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 58.00 580.43 Td (Total current assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 580.43 Td (116,830) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 580.43 Td (101,748) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 566.32 Td (Property and equipment, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 566.32 Td (34,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 566.32 Td (24,661) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 552.32 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 552.32 Td (402,259) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 552.32 Td (402,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 538.32 Td (Intangibles, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 538.32 Td (51,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 538.32 Td (49,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 524.32 Td (Indefinite-lived intangibles) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 524.32 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 524.32 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 510.32 Td (Capitalized software development costs, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 510.32 Td (3,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 510.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 496.32 Td (Deferred tax asset, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 496.32 Td (23,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 496.32 Td (20,871) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 482.32 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 482.32 Td (12,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 482.32 Td (4,553) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 468.48 Td (Total assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 468.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 468.48 Td (675,989) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 468.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 468.48 Td (634,311) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 456.48 Td (LIABILITIES AND STOCKHOLDERS EQUITY) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 444.48 Td (Current liabilities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 431.42 Td (Accounts payable and accrued liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 431.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 431.42 Td (23,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.00 431.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 431.42 Td (40,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 416.42 Td (Accrued payroll and related benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 416.42 Td (4,932) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 416.42 Td (5,280) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 401.42 Td (Contingent liability for accrued earn-out acquisition consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 401.42 Td (1,706) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 401.42 Td (887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 386.42 Td (Current portion of long term debt and capital lease obligation, net of discount of $3 and $7,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 376.42 Td (respectively) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 376.42 Td (606) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 376.42 Td (936) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 361.42 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 361.42 Td (20,519) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 361.42 Td (22,192) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 346.42 Td (Current deferred rent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 346.42 Td (232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 346.42 Td (268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 331.42 Td (Other current liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 331.42 Td (228) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 331.42 Td (102) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 58.00 316.43 Td (Total current liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.15 316.43 Td (51,266) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.15 316.43 Td (69,786) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 302.32 Td (Revolving line of credit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 302.32 Td (206,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 302.32 Td (120,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 288.42 Td (Other long term debt and capital lease obligation, less current portion, net of discount of $0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 278.42 Td (and $7, respectively) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 289.32 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 289.32 Td (593) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 264.32 Td (Contingent liability for accrued earn-out acquisition consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 264.32 Td (2,571) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 264.32 Td (4,480) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 251.32 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 251.32 Td (1,968) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 251.32 Td (2,496) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 238.32 Td (Long term deferred rent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 238.32 Td (1,381) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 238.32 Td (2,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 225.32 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 225.32 Td (3,332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 225.32 Td (2,179) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 212.48 Td (Total liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 212.48 Td (267,018) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 212.48 Td (202,090) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 198.43 Td (Commitments and Contingencies, Note 6) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 179.43 Td (Stockholders equity:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 164.42 Td (Convertible SeriesD Preferred stock, $.10 par value, 500,000 shares authorized, no shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 154.42 Td (issued and outstanding at December31, 2015 and 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 154.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 154.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 139.42 Td (Common stock, $.10 par value, 60,000,000 shares authorized, 33,416,110 issued and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 129.42 Td (outstanding at December31, 2015 and 36,232,074 issued and 36,191,565 outstanding at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 119.42 Td (December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 119.42 Td (3,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.15 119.42 Td (3,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 104.42 Td (Additional paid-in capital) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 104.42 Td (57,120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 104.42 Td (137,101) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 89.42 Td (Treasury stock \(no shares as of December31, 2015 and 40,509 shares December31, 2014\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 89.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.30 89.47 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.65 89.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 75.37 Td (Retained earnings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.15 75.37 Td (378,787) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 75.37 Td (309,726) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 52.00 64.37 Td (Accumulated other comprehensive loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.80 64.37 Td (\(30,278) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 64.37 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 64.37 Td (\(18,149) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 557.65 64.37 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 53.53 Td (Total stockholders equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 53.53 Td (408,971) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 53.53 Td (432,221) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 52.00 42.53 Td (Total liabilities, temporary equity and stockholders equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 424.00 42.53 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 42.53 Td (675,989) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.00 42.53 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 525.15 42.53 Td (634,311) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 101 0 obj <>] /Rotate 0 /Contents 102 0 R>> endobj 102 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 20.60 Td (47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 749.10 Td (See accompanying notes to the consolidated financial statements.) 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579.50 220.75 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 220.75 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 220.75 49.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 180.75 207.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 180.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 180.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 180.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 180.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 180.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 180.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 180.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 180.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 144.75 207.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 144.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 144.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 144.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 144.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 144.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 144.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 144.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 144.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 144.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 144.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 144.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 144.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 144.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 144.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 144.75 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 84.75 207.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 84.75 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 84.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 84.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 84.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 84.75 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 84.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 84.75 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 84.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 84.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 84.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 84.75 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 84.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 84.75 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 84.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 84.75 49.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 514.75 m 337.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 337.5 514.75 m 341.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 514.75 m 381.5 514.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 477.75 m 337.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 477.75 m 381.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 477.75 m 427.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 477.75 m 471.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 477.75 m 523.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 477.75 m 575.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 477.75 m 647.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 477.75 m 700.5 477.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 464.75 m 337.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 464.75 m 381.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 464.75 m 427.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 464.75 m 471.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 464.75 m 523.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 464.75 m 575.5 464.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 260.75 m 337.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 260.75 m 381.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 260.75 m 427.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 260.75 m 471.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 260.75 m 523.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 260.75 m 575.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 260.75 m 647.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 260.75 m 700.5 260.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 69.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 69.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 69.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 69.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 69.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 69.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 69.25 m 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 69.25 m BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 518.32 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 292.65 518.98 Td (Common Stock) Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 434.00 519.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 478.00 519.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 530.00 519.00 Td () Tj ET Q BT /F1 8.00 Tf ET q 0 0 0 rg BT 654.00 519.00 Td () Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 286.10 489.98 Td (Issued) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 285.50 481.98 Td (Shar) Tj ET Q q 0 0 0 rg BT 301.80 481.98 Td (es) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 346.95 481.98 Td (Amount) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 390.55 497.98 Td (T) Tj ET Q q 0 0 0 rg BT 395.29 497.98 Td (r) Tj ET Q q 0 0 0 rg BT 398.70 497.98 Td (easury ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 396.40 489.98 Td (Stock) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 394.50 481.98 Td (Shar) Tj ET Q q 0 0 0 rg BT 410.80 481.98 Td (es) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 435.55 497.98 Td (T) Tj ET Q q 0 0 0 rg BT 440.29 497.98 Td (r) Tj ET Q q 0 0 0 rg BT 443.70 497.98 Td (easury) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 441.40 489.98 Td (Stock ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 436.95 481.98 Td (Amount) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 480.75 497.98 Td (Additional ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.55 489.98 Td (Paid-in) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 486.30 481.98 Td (Capital) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.65 489.98 Td (Retained) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 535.40 481.98 Td (Earnings) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 590.30 505.98 Td (Accumulated ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 602.85 497.98 Td (Other) Tj ET Q q 0 0 0 rg BT 623.14 497.98 Td ( ) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 586.40 489.98 Td (Compr) Tj ET Q q 0 0 0 rg BT 610.70 489.98 Td (ehensive) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 605.20 481.98 Td (Loss) Tj ET Q BT /F2 8.00 Tf ET q 0 0 0 rg BT 666.75 481.98 Td (Total) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 390.60 468.48 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 455.48 Td (Balance, January 1, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.65 455.32 Td (37,131,777) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 355.10 455.32 Td (3,709) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.80 455.37 Td (\(40,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.65 455.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.30 455.37 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.65 455.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.10 455.32 Td (164,346) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.10 455.32 Td (201,094) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 582.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 617.80 455.32 Td (\(6,918) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 643.65 455.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 654.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 664.10 455.32 Td (362,155) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 431.42 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.10 431.42 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 431.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 669.15 431.42 Td (59,274) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 416.42 Td (Cumulative translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 416.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 617.80 416.42 Td (\(5,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 643.65 416.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 416.42 Td (\(5,376) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 416.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 401.42 Td (Exercise of stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.65 401.42 Td (1,251,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.65 401.42 Td (125) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 401.42 Td (2,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 401.42 Td (2,161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 386.42 Td (Deferred compensation and amortization related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 376.42 Td (to options and restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 376.42 Td (1,941) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 376.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 376.42 Td (1,941) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 361.42 Td (Repurchase of common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.80 361.47 Td (\(250,900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 361.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.30 361.47 Td (\(25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 361.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.80 361.47 Td (\(2,467) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 361.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 361.42 Td (\(2,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 361.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 340.42 Td (APIC adjustment for stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 340.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 340.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 340.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 340.42 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 340.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 340.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 686.65 340.42 Td (37) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 325.42 Td (Vesting of restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.15 325.42 Td (76,576) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.65 325.42 Td (8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.30 325.47 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 325.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 686.65 325.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 310.42 Td (Forfeiture of certain shares to 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(413,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 225.42 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.10 225.42 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 669.15 225.42 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 200.42 Td (Cumulative translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 200.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 200.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 200.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 200.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 200.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 200.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 617.80 200.42 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 643.65 200.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 200.42 Td (\(5,855) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 200.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 185.42 Td (Exercise of stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 185.42 Td (450,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 185.42 Td (45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 185.42 Td (743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 681.65 185.42 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 170.42 Td (Repurchase of common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.30 170.47 Td (\(2,146,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 170.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.30 170.47 Td (\(215) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 170.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 170.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 170.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 170.47 Td (\(31,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 170.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 170.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 170.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 170.42 Td (\(31,854) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 170.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 156.32 Td (Deferred compensation and amortization related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 146.37 Td (to options and restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 149.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 149.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 149.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 149.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 149.42 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1 rg /GS0 gs 257.50 442.50 80.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 442.50 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 442.50 40.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 442.50 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 442.50 42.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 442.50 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 442.50 40.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 442.50 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 442.50 48.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 442.50 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 442.50 48.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 442.50 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 442.50 68.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 442.50 4.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 442.50 49.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 405.50 207.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 405.50 80.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 405.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 405.50 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 405.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 405.50 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 405.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 405.50 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 405.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 405.50 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 405.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 405.50 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 405.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 405.50 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 405.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 405.50 49.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 348.50 207.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 348.50 80.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 348.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 348.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 348.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 348.50 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 348.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 348.50 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 348.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 348.50 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 348.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 348.50 48.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 348.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 348.50 68.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 348.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 348.50 49.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 321.50 207.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 257.50 321.50 80.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 337.50 321.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 341.50 321.50 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 381.50 321.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 385.50 321.50 42.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 427.50 321.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 321.50 40.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 321.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 475.50 321.50 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 523.50 321.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 527.50 321.50 48.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 575.50 321.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 579.50 321.50 68.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 647.50 321.50 4.00 -12.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 651.50 321.50 49.00 -12.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 517.5 m 337.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 517.5 m 381.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 517.5 m 427.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 517.5 m 471.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 517.5 m 523.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 517.5 m 575.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 517.5 m 647.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 517.5 m 700.5 517.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 321.5 m 337.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 310.5 m 337.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 257.5 308.5 m 337.5 308.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 321.5 m 381.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 310.5 m 381.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 341.5 308.5 m 381.5 308.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 321.5 m 427.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 310.5 m 427.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 385.5 308.5 m 427.5 308.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 321.5 m 471.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 310.5 m 471.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 308.5 m 471.5 308.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 321.5 m 523.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 310.5 m 523.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 475.5 308.5 m 523.5 308.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 321.5 m 575.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 310.5 m 575.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 527.5 308.5 m 575.5 308.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 321.5 m 647.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 310.5 m 647.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 579.5 308.5 m 647.5 308.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 321.5 m 700.5 321.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 310.5 m 700.5 310.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 651.5 308.5 m 700.5 308.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 557.17 Td (Reclassification of shares previously reported as) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 547.17 Td (temporary equity in connection with an) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 537.17 Td (acquisition) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 537.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 537.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 537.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 537.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 537.17 Td (5,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 561.65 537.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 537.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 537.17 Td (5,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 522.17 Td (Dividends paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.65 522.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 522.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.65 522.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 522.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.65 522.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 522.17 Td (\(11,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.65 522.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 633.65 522.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 522.17 Td (\(11,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 522.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 497.18 Td (Balance, December) Tj ET Q q 0 0 0 rg BT 135.01 497.18 Td (31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.65 497.18 Td (36,232,074) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 497.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.10 497.18 Td (3,619) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 392.80 497.23 Td (\(40,509) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 423.65 497.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.00 497.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.30 497.23 Td (\(76) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.65 497.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.00 497.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.10 497.18 Td (137,101) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.00 497.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.10 497.18 Td (309,726) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 582.00 497.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 612.80 497.18 Td (\(18,149) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 643.65 497.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 654.00 497.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 664.10 497.18 Td (432,221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 483.07 Td (Net income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.10 483.07 Td (79,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 669.15 483.07 Td (79,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 470.07 Td (Cumulative translation adjustment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 612.80 470.07 Td (\(12,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 643.65 470.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 470.07 Td (\(12,129) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 470.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 457.12 Td (Exercise of stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 457.12 Td (109,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 457.12 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 457.12 Td (2,198) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 457.12 Td (2,209) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 445.12 Td (Repurchase of common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.30 445.12 Td (\(2,924,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 445.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.30 445.12 Td (\(293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 445.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.80 445.12 Td (\(82,180) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 445.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 445.12 Td (\(82,473) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 445.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 432.17 Td (Deferred compensation and amortization related) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 422.17 Td (to options and restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 497.15 422.17 Td (1,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 674.15 422.17 Td (1,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 408.12 Td (APIC adjustment for stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.65 408.12 Td (463) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 681.65 408.12 Td (463) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 396.12 Td (Vesting of restricted stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 396.12 Td (108,797) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.65 396.12 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.30 396.12 Td (\(12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 396.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 686.65 396.12 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 383.17 Td (Forfeiture of certain shares to satisfy exercise) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 373.17 Td (costs and the recipients income tax obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 363.17 Td (related to stock options exercised and restricted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 353.17 Td (stock vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.80 353.22 Td (\(69,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 353.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.30 353.22 Td (\(7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 377.65 353.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.80 353.22 Td (\(2,195) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 353.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 670.80 353.17 Td (\(2,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 353.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 338.17 Td (Cancellation of treasury shares) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.80 338.22 Td (\(40,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.65 338.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.10 338.17 Td (40,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 338.17 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.30 338.22 Td (\(76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 338.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 686.65 338.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 324.12 Td (Dividends paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.80 324.12 Td (\(10,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 571.65 324.12 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 665.80 324.12 Td (\(10,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 696.65 324.12 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 312.23 Td (Balance, December) Tj ET Q q 0 0 0 rg BT 135.01 312.23 Td (31, 2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 288.65 312.23 Td (33,416,110) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.00 312.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 355.10 312.23 Td (3,342) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 413.65 312.23 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 434.00 312.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.65 312.23 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.00 312.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.10 312.23 Td (57,120) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 530.00 312.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 539.10 312.23 Td (378,787) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 582.00 312.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 612.80 312.23 Td (\(30,278) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 643.65 312.23 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 654.00 312.23 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 664.10 312.23 Td (408,971) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.20 288.00 Td (See accompanying notes to the consolidated financial statements.) 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for doubtful accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 581.42 Td (3,111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 581.42 Td (1,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 581.42 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 566.42 Td (Provision for deferred taxes, net of acquisitions and effects of currency) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 556.42 Td (translation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 556.47 Td (\(10,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 556.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 556.47 Td (\(1,966) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 556.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 556.47 Td (\(10,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 556.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 541.42 Td (Unrealized foreign exchange \(gain\)/losses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 541.47 Td (\(1,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 541.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 541.47 Td (\(741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 541.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 541.47 Td (\(237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 541.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 526.42 Td (Unrealized gain on put option) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 526.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 526.47 Td (\(296) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 526.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 526.47 Td (\(341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 526.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 511.42 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 511.42 Td (1,821) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 511.42 Td (1,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 511.42 Td (1,941) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 496.42 Td (Debt discount amortization on convertible debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 496.42 Td (17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 496.42 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 496.42 Td (42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 481.42 Td (Reduction of acquisition earn-out contingent liability) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 481.47 Td (\(1,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 481.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 481.47 Td (\(10,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 481.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 481.47 Td (\(10,253) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 481.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 467.43 Td (Changes in current assets and liabilities, net of acquisitions:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 467.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 452.42 Td (Accounts receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 452.47 Td (\(7,320) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 452.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 452.47 Td (\(1,530) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 452.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 452.47 Td (\(3,347) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 452.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 437.42 Td (Other assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 437.47 Td (\(3,834) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 437.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 437.47 Td (\(4,765) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 437.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 437.42 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 422.42 Td (Accounts payable and accrued expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 422.47 Td (\(19,895) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 422.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 422.42 Td (14,670) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 422.42 Td (1,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 407.42 Td (Accrued payroll and related benefits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.30 407.47 Td (\(60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 407.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 407.42 Td (1,811) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 407.47 Td (\(1,866) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 407.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 392.42 Td (Deferred rent) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 392.47 Td (\(656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 392.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 392.47 Td (\(324) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 392.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.30 392.47 Td (\(87) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 392.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 377.42 Td (Reserve for potential uncertain income tax return positions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 377.42 Td (95) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 377.47 Td (\(9,723) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 377.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 377.42 Td (6,817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 362.42 Td (Liability securities litigation settlement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 362.47 Td (\(690) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 362.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 362.47 Td (\(3,528) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 362.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 362.42 Td (4,226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 347.42 Td (Other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 347.42 Td (1,111) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 347.47 Td (\(221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 347.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 347.47 Td (\(225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 347.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 332.42 Td (Deferred revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 332.47 Td (\(1,762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 332.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 332.47 Td (\(1,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 332.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 332.47 Td (\(983) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 332.42 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 318.43 Td (Net cash provided by operating activities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.15 318.43 Td (48,686) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.15 318.43 Td (58,510) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 531.15 318.43 Td (57,062) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 304.43 Td (Cash flows from investing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 288.42 Td (Investment in Via Media Health, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 288.47 Td (\(1,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 288.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 288.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 288.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 272.42 Td (Investment in P.B. Systems, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 272.47 Td (\(11,475) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 272.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 272.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 272.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 256.42 Td (Investment in Ebix Health Solutions, LLC Joint Venture) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 256.47 Td (\(6,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 256.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 256.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 256.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 240.42 Td (Investment in CurePet, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 240.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.65 240.42 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 240.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 225.42 Td (Investment in Healthcare Magic, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 225.47 Td (\(5,856) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 225.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 225.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 210.42 Td (Investment in Vertex, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 210.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 210.47 Td (\(27,547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 210.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 210.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 195.42 Td (Investment in Oakstone, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 195.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 195.47 Td (\(23,791) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 195.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 195.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 180.42 Td (Investment in I3, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 180.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 180.47 Td (\(2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 180.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 180.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 165.42 Td (Investment in Qatarlyst, net of cash acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 165.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 165.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 165.47 Td (\(4,740) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 165.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 150.42 Td (Payment of acquisition earn-out contingency, USIX) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 150.47 Td (\(727) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 150.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 135.42 Td (Payment of acquisition earn-out contingency, Taimma) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 135.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 135.47 Td (\(2,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 135.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 135.47 Td (\(2,250) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 135.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 120.42 Td (Payment of acquisition earn-out contingency, Trisystems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 120.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 120.47 Td (\(563) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 120.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 120.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 105.42 Td (Purchases of marketable securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 105.47 Td (\(1,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 105.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 105.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 105.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 90.42 Td (Maturities of marketable securities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 90.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 90.42 Td (495) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 90.42 Td (107) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 75.42 Td (Capitalized software development costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 75.47 Td (\(3,489) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 75.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.65 75.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 75.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 60.42 Td (Capital expenditures) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 60.47 Td (\(13,994) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 60.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 60.47 Td (\(16,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 60.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 60.47 Td (\(1,230) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 60.42 Td (\)) Tj ET Q endstream endobj 109 0 obj <>] /Rotate 0 /Contents 110 0 R>> endobj 110 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (51) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 733.50 303.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 733.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 733.50 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 733.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 733.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 733.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 704.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 704.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 704.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 704.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 704.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 704.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 674.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 674.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 674.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 674.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 674.50 4.00 -15.00 re f /GS0 gs 0.8 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0.9333333333333333 1 rg /GS0 gs 50.50 564.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 564.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 564.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 564.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 564.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 564.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 535.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 535.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 535.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 535.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 535.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 535.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 506.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 506.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 506.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 506.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 506.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 506.50 67.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 477.50 303.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 477.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 477.50 6.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 477.50 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 477.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 477.50 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 448.50 303.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 353.50 448.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 448.50 6.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 448.50 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 448.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 448.50 67.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 747.5 m 419.5 747.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 733.5 m 419.5 733.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 747.5 m 491.5 747.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 733.5 m 491.5 733.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 747.5 m 562.5 747.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 733.5 m 562.5 733.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 549.5 m 419.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 535.5 m 419.5 535.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 549.5 m 491.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 535.5 m 491.5 535.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 549.5 m 562.5 549.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 535.5 m 562.5 535.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 535.5 m 562.5 535.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 491.5 m 419.5 491.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 478.5 m 419.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 353.5 476.5 m 419.5 476.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 491.5 m 491.5 491.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 478.5 m 491.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 425.5 476.5 m 491.5 476.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 491.5 m 562.5 491.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 478.5 m 562.5 478.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 476.5 m 562.5 476.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 738.18 Td (Net cash used in investing activities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 738.12 Td (\(37,393) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 738.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 738.12 Td (\(77,786) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 738.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 738.12 Td (\(8,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 738.07 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 724.18 Td (Cash flows from financing activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 709.17 Td (Proceeds from / \(Repayment\) to line of credit, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 709.17 Td (86,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 709.17 Td (97,625) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 709.22 Td (\(15,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 709.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 694.17 Td (Principal payments on term loan obligation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.30 694.22 Td (\(642) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 694.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 694.22 Td (\(31,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 694.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 694.22 Td (\(8,938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 694.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 679.17 Td (Repurchase of common stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 679.22 Td (\(81,653) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 679.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 679.22 Td (\(31,854) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 679.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 679.22 Td (\(2,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 679.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 664.17 Td (Payments of long term debt) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 664.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 664.22 Td (\(345) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 664.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 664.22 Td (\(665) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 664.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 649.17 Td (Payments for capital lease obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.30 649.22 Td (\(10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 649.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.30 649.22 Td (\(231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 649.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.30 649.22 Td (\(277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 649.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 634.17 Td (Excess tax benefit from share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.65 634.17 Td (463) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 634.22 Td (\(3,200) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 634.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 634.17 Td (3,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 619.17 Td (Proceeds from exercise of common stock options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 619.17 Td (2,209) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.65 619.17 Td (788) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 619.17 Td (2,161) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 605.07 Td (Forfeiture of certain shares to satisfy exercise costs and the recipients) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 595.07 Td (income tax obligations related to stock options exercised and restricted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 585.07 Td (stock vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.80 605.12 Td (\(2,202) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 605.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.30 605.12 Td (\(41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 605.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 605.12 Td (\(1,681) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 605.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 569.17 Td (Shares reacquired in connection with put option) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 569.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 569.22 Td (\(3,535) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 569.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 569.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 554.17 Td (Dividends paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.80 554.22 Td (\(10,472) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.65 554.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.80 554.22 Td (\(11,406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 554.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 554.22 Td (\(2,794) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 554.17 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 540.18 Td (Net cash provided \(used\) by financing activities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.80 540.23 Td (\(6,307) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.65 540.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.15 540.18 Td (15,863) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 527.80 540.23 Td (\(26,449) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 558.65 540.18 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 525.17 Td (Effect of foreign exchange rates on cash and cash equivalents) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.00 525.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 397.30 525.23 Td (\(107) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.65 525.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 428.00 525.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 469.30 525.23 Td (\(961) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 487.65 525.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 525.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 532.80 525.23 Td (\(1,548) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 558.65 525.18 Td (\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 511.18 Td (Net change in cash and cash equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 511.07 Td (4,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.80 511.12 Td (\(4,374) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.65 511.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 511.07 Td (20,225) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 496.17 Td (Cash and cash equivalents at the beginning of the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 496.17 Td (52,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 496.17 Td (56,674) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 496.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 496.17 Td (36,449) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 482.18 Td (Cash and cash equivalents at the end of the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.00 482.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 482.07 Td (57,179) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 482.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 482.07 Td (52,300) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 482.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 482.07 Td (56,674) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 468.18 Td (Supplemental disclosures of cash flow information:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 453.17 Td (Interest paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 453.17 Td (5,379) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.15 453.17 Td (1,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 453.17 Td (1,169) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 438.17 Td (Income taxes paid) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.15 438.17 Td (28,637) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.15 438.17 Td (11,433) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 438.17 Td (13,779) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.20 412.00 Td (See accompanying notes to the consolidated financial statements.) Tj ET Q endstream endobj 111 0 obj <>] /Rotate 0 /Contents 112 0 R>> endobj 112 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (52) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 248.60 742.25 Td (Ebix, Inc. and Subsidiaries) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (Supplemental ) Tj ET Q q 0 0 0 rg BT 111.40 706.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 150.57 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 161.40 706.25 Td (noncash ) Tj ET Q q 0 0 0 rg BT 198.92 706.25 Td (financing ) Tj ET Q q 0 0 0 rg BT 241.43 706.25 Td (activities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 671.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 671.25 Td (During ) Tj ET Q q 0 0 0 rg BT 116.55 671.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 138.76 671.25 Td (there ) Tj ET Q q 0 0 0 rg BT 160.96 671.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.61 671.25 Td (69,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.11 671.25 Td ( ) Tj ET Q q 0 0 0 rg BT 212.32 671.25 Td (shares, ) Tj ET Q q 0 0 0 rg BT 242.03 671.25 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.80 671.25 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 294.51 671.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.40 671.25 Td (, ) Tj ET Q q 0 0 0 rg BT 328.12 671.25 Td (used ) Tj ET Q q 0 0 0 rg BT 348.67 671.25 Td (to ) Tj ET Q q 0 0 0 rg BT 358.66 671.25 Td (satisfy ) Tj ET Q q 0 0 0 rg BT 386.98 671.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 421.95 671.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 444.17 671.25 Td (and ) Tj ET Q q 0 0 0 rg BT 460.82 671.25 Td (the ) Tj ET Q q 0 0 0 rg BT 475.26 671.25 Td (recipients' ) Tj ET Q q 0 0 0 rg BT 518.15 671.25 Td (income ) Tj ET Q q 0 0 0 rg BT 549.80 671.25 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 659.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 96.94 659.25 Td (related ) Tj ET Q q 0 0 0 rg BT 126.65 659.25 Td (to ) Tj ET Q q 0 0 0 rg BT 136.92 659.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 160.53 659.25 Td (options ) Tj ET Q q 0 0 0 rg BT 192.48 659.25 Td (exercised ) Tj ET Q q 0 0 0 rg BT 232.73 659.25 Td (and ) Tj ET Q q 0 0 0 rg BT 249.67 659.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 289.38 659.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 312.98 659.25 Td (vesting. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 642.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 642.25 Td (As ) Tj ET Q q 0 0 0 rg BT 100.14 642.25 Td (of ) Tj ET Q q 0 0 0 rg BT 111.50 642.25 Td (December ) Tj ET Q q 0 0 0 rg BT 155.61 642.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 171.14 642.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 194.16 642.25 Td (there ) Tj ET Q q 0 0 0 rg BT 217.18 642.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.63 642.25 Td (25,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 267.13 642.25 Td ( ) Tj ET Q q 0 0 0 rg BT 270.16 642.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 298.18 642.25 Td (totaling ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.76 642.25 Td ($820 ) Tj ET Q q 0 0 0 rg BT 354.78 642.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.89 642.25 Td ( ) Tj ET Q q 0 0 0 rg BT 393.92 642.25 Td (of ) Tj ET Q q 0 0 0 rg BT 405.28 642.25 Td (share ) Tj ET Q q 0 0 0 rg BT 429.40 642.25 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 479.63 642.25 Td (that ) Tj ET Q q 0 0 0 rg BT 497.65 642.25 Td (were ) Tj ET Q q 0 0 0 rg BT 520.11 642.25 Td (not ) Tj ET Q q 0 0 0 rg BT 535.91 642.25 Td (settled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 630.25 Td (until ) Tj ET Q q 0 0 0 rg BT 70.83 630.25 Td (January ) Tj ET Q q 0 0 0 rg BT 104.43 630.25 Td (2016.) 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(period ) Tj ET Q q 0 0 0 rg BT 488.97 589.25 Td (following ) Tj ET Q q 0 0 0 rg BT 530.50 589.25 Td (the ) Tj ET Q q 0 0 0 rg BT 545.36 589.25 Td (date ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 577.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.24 577.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.36 577.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 125.44 577.25 Td (This ) Tj ET Q q 0 0 0 rg BT 146.13 577.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 191.25 577.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 224.14 577.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 258.16 577.25 Td (is ) Tj ET Q q 0 0 0 rg BT 267.73 577.25 Td (currently ) Tj ET Q q 0 0 0 rg BT 306.74 577.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 347.96 577.25 Td (to ) Tj ET Q q 0 0 0 rg BT 358.65 577.25 Td (have ) Tj ET Q q 0 0 0 rg BT 380.43 577.25 Td (a ) Tj ET Q q 0 0 0 rg BT 387.78 577.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 404.57 577.25 Td (value ) Tj ET Q q 0 0 0 rg BT 429.13 577.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.37 577.25 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.57 577.25 Td (. ) Tj ET Q q 0 0 0 rg BT 462.34 577.25 Td (Additional ) Tj ET Q q 0 0 0 rg BT 508.02 577.25 Td (required ) Tj ET Q q 0 0 0 rg BT 544.24 577.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 565.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 105.93 565.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.33 565.25 Td ($1.35 ) Tj ET Q q 0 0 0 rg BT 140.89 565.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.78 565.25 Td ( ) Tj ET Q q 0 0 0 rg BT 171.84 565.25 Td (was ) Tj ET Q q 0 0 0 rg BT 189.46 565.25 Td (of) Tj ET Q q 0 0 0 rg BT 197.60 565.25 Td (fset ) Tj ET Q q 0 0 0 rg BT 214.11 565.25 Td (against ) Tj ET Q q 0 0 0 rg BT 244.49 565.25 Td (open ) Tj ET Q q 0 0 0 rg BT 265.99 565.25 Td (receivable ) Tj ET Q q 0 0 0 rg BT 309.13 565.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 345.62 565.25 Td (due ) Tj ET Q q 0 0 0 rg BT 362.12 565.25 Td (to ) Tj ET Q q 0 0 0 rg BT 371.96 565.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 395.41 565.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 412.74 565.25 Td (from ) Tj ET Q q 0 0 0 rg BT 434.24 565.25 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 471.02 565.25 Td (and ) Tj ET Q q 0 0 0 rg BT 487.52 565.25 Td (thus ) Tj ET Q q 0 0 0 rg BT 506.25 565.25 Td (no ) Tj ET Q q 0 0 0 rg BT 518.31 565.25 Td (actual ) Tj ET Q q 0 0 0 rg BT 544.25 565.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 553.25 Td (outlay ) Tj ET Q q 0 0 0 rg BT 77.27 553.25 Td (was ) Tj ET Q q 0 0 0 rg BT 95.10 553.25 Td (made ) Tj ET Q q 0 0 0 rg BT 119.04 553.25 Td (by ) Tj ET Q q 0 0 0 rg BT 131.31 553.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 154.98 553.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 172.52 553.25 Td (Previously ) Tj ET Q q 0 0 0 rg BT 217.58 553.25 Td (during ) Tj ET Q q 0 0 0 rg BT 245.97 553.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 270.74 553.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 291.91 553.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 328.61 553.25 Td (a ) Tj ET Q q 0 0 0 rg BT 335.33 553.25 Td (minority) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.77 553.25 Td (19.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.60 553.25 Td ( ) Tj ET Q q 0 0 0 rg BT 397.88 553.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 429.59 553.25 Td (in ) Tj ET Q q 0 0 0 rg BT 439.65 553.25 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 474.14 553.25 Td (for ) Tj ET Q q 0 0 0 rg BT 488.08 553.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 508.13 553.25 Td (consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 541.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 541.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 541.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 107.49 541.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.32 541.25 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 138.32 541.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.21 541.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.55 497.25 Td (See accompanying notes to consolidated financial statements.) 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(international ) Tj ET Q q 0 0 0 rg BT 501.95 672.25 Td (supplier ) Tj ET Q q 0 0 0 rg BT 537.26 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 548.68 672.25 Td (on-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (demand ) Tj ET Q q 0 0 0 rg BT 83.86 660.25 Td (software ) Tj ET Q q 0 0 0 rg BT 120.50 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 137.14 660.25 Td (e-commerce ) Tj ET Q q 0 0 0 rg BT 188.76 660.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 227.08 660.25 Td (for ) Tj ET Q q 0 0 0 rg BT 240.95 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.37 660.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 295.89 660.25 Td (industry) Tj ET Q q 0 0 0 rg BT 328.02 660.25 Td (. ) Tj ET Q q 0 0 0 rg BT 332.73 660.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 353.82 660.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 390.46 660.25 Td (various ) Tj ET Q q 0 0 0 rg BT 422.11 660.25 Td (software ) Tj ET Q q 0 0 0 rg BT 458.74 660.25 Td (solutions ) Tj ET Q q 0 0 0 rg BT 497.07 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 513.71 660.25 Td 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68.20 636.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 115.44 636.25 Td (products ) Tj ET Q q 0 0 0 rg BT 152.53 636.25 Td (feature ) Tj ET Q q 0 0 0 rg BT 182.94 636.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 204.48 636.25 Td (customizable ) Tj ET Q q 0 0 0 rg BT 259.90 636.25 Td (and ) Tj ET Q q 0 0 0 rg BT 276.99 636.25 Td (scalable ) Tj ET Q q 0 0 0 rg BT 311.85 636.25 Td (on-demand ) Tj ET Q q 0 0 0 rg BT 359.49 636.25 Td (software ) Tj ET Q q 0 0 0 rg BT 396.57 636.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 434.77 636.25 Td (to ) Tj ET Q q 0 0 0 rg BT 445.21 636.25 Td (streamline ) Tj ET Q q 0 0 0 rg BT 489.51 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 504.39 636.25 Td (way ) Tj ET Q q 0 0 0 rg BT 523.70 636.25 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.25 Td (professionals ) Tj ET Q q 0 0 0 rg BT 104.34 624.25 Td (manage ) Tj ET Q q 0 0 0 rg BT 137.00 624.25 Td (distribution, ) Tj ET Q q 0 0 0 rg BT 187.19 624.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 231.80 624.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 255.31 624.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 293.53 624.25 Td (service, ) Tj ET Q q 0 0 0 rg BT 325.92 624.25 Td (and ) Tj ET Q q 0 0 0 rg BT 341.92 624.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 387.37 624.25 Td (activities. ) Tj ET Q q 0 0 0 rg BT 427.42 624.25 Td (The ) Tj ET Q q 0 0 0 rg BT 444.54 624.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 484.99 624.25 Td (has ) Tj ET Q q 0 0 0 rg BT 499.89 624.25 Td (its ) Tj ET Q q 0 0 0 rg BT 510.91 624.25 Td (headquarters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.25 Td (in ) Tj ET Q q 0 0 0 rg BT 61.38 612.25 Td (Johns ) Tj ET Q q 0 0 0 rg BT 87.76 612.25 Td (Creek, ) Tj ET Q q 0 0 0 rg BT 117.73 612.25 Td (Geor) Tj ET Q q 0 0 0 rg BT 137.54 612.25 Td (gia ) Tj ET Q q 0 0 0 rg BT 153.36 612.25 Td (and ) Tj ET Q q 0 0 0 rg BT 171.39 612.25 Td (also ) Tj ET Q q 0 0 0 rg BT 191.10 612.25 Td (conducts ) Tj ET Q q 0 0 0 rg BT 230.24 612.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 271.60 612.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 311.30 612.25 Td (in ) Tj ET Q q 0 0 0 rg BT 321.88 612.25 Td (Australia, ) Tj ET Q q 0 0 0 rg BT 364.63 612.25 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 400.72 612.25 Td (India, ) Tj ET Q q 0 0 0 rg BT 427.36 612.25 Td (New ) Tj ET Q q 0 0 0 rg BT 449.84 612.25 Td (Zealand, ) Tj ET Q q 0 0 0 rg BT 488.14 612.25 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 534.79 612.25 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.25 Td (Kingdom ) Tj ET Q q 0 0 0 rg BT 89.59 600.25 Td (and ) Tj ET Q q 0 0 0 rg BT 105.85 600.25 Td (Brazil. ) Tj ET Q q 0 0 0 rg BT 134.60 600.25 Td (International ) Tj ET Q q 0 0 0 rg BT 187.50 600.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 220.97 600.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 263.32 600.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 276.79 600.25 Td (22.7%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.62 600.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.94 600.25 Td (31.0%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.77 600.25 Td (, ) Tj ET Q q 0 0 0 rg BT 337.08 600.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.34 600.25 Td (31.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.17 600.25 Td ( ) Tj ET Q q 0 0 0 rg BT 380.99 600.25 Td (of ) Tj ET Q q 0 0 0 rg BT 391.13 600.25 Td (the ) Tj ET Q q 0 0 0 rg BT 405.17 600.25 Td (Company) Tj ET Q q 0 0 0 rg BT 446.83 600.25 Td (s ) Tj ET Q q 0 0 0 rg BT 452.54 600.25 Td (total ) Tj ET Q q 0 0 0 rg BT 472.13 600.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 505.59 600.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.19 600.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 535.19 600.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 600.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 600.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.94 588.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.94 588.25 Td (, ) Tj ET Q q 0 0 0 rg BT 91.94 588.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 139.60 588.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 566.25 Td (The ) Tj ET Q q 0 0 0 rg BT 91.96 566.25 Td (Company) Tj ET Q q 0 0 0 rg BT 133.63 566.25 Td (s ) Tj ET Q q 0 0 0 rg BT 139.93 566.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 177.88 566.25 Td (are ) Tj ET Q q 0 0 0 rg BT 192.50 566.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 224.90 566.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.75 566.25 Td (four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.41 566.25 Td ( ) Tj ET Q q 0 0 0 rg BT 265.83 566.25 Td (product/service ) Tj ET Q q 0 0 0 rg BT 329.88 566.25 Td (groups. ) Tj ET Q q 0 0 0 rg BT 362.02 566.25 Td (Presented ) Tj ET Q q 0 0 0 rg BT 403.31 566.25 Td (in ) Tj ET Q q 0 0 0 rg BT 413.50 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 428.13 566.25 Td (table ) Tj ET Q q 0 0 0 rg BT 449.98 566.25 Td (below ) Tj ET Q q 0 0 0 rg BT 476.83 566.25 Td (is ) Tj ET Q q 0 0 0 rg BT 485.91 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 500.54 566.25 Td (breakout ) Tj ET Q q 0 0 0 rg BT 537.94 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 548.68 566.25 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.15 554.25 Td (streams ) Tj ET Q q 0 0 0 rg BT 117.19 554.25 Td (for ) Tj ET Q q 0 0 0 rg BT 131.35 554.25 Td (each ) Tj ET Q q 0 0 0 rg BT 152.17 554.25 Td (of ) Tj ET Q q 0 0 0 rg BT 163.00 554.25 Td (those ) Tj ET Q q 0 0 0 rg BT 186.61 554.25 Td (product/service ) Tj ET Q q 0 0 0 rg BT 250.75 554.25 Td (groups ) Tj ET Q q 0 0 0 rg BT 280.47 554.25 Td (for ) Tj ET Q q 0 0 0 rg BT 294.63 554.25 Td (the ) Tj ET Q q 0 0 0 rg BT 309.35 554.25 Td (years ) Tj ET Q q 0 0 0 rg BT 332.94 554.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.32 554.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 417.91 554.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.91 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 440.41 554.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.41 554.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.41 554.25 Td ( ) Tj ET Q q 0 0 0 rg BT 467.91 554.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.84 554.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.84 554.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 542.25 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 490.75 347.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 490.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 490.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 490.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 490.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 462.75 347.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 462.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 462.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 462.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 462.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 462.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 462.75 51.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 434.75 347.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 397.50 434.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 401.50 434.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 452.50 434.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 456.50 434.75 51.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 507.50 434.75 4.00 -13.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 511.50 434.75 51.00 -13.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 397.5 503.75 m 401.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 503.75 m 452.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 503.75 m 507.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 507.5 503.75 m 511.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 503.75 m 562.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 490.75 m 397.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 503.75 m 507.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 490.75 m 507.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 503.75 m 562.5 503.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 490.75 m 562.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 490.75 m 452.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 490.75 m 507.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 490.75 m 562.5 490.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 434.75 m 452.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 434.75 m 507.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 434.75 m 562.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 434.75 m 452.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 422.75 m 452.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 401.5 420.75 m 452.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 422.75 m 507.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 456.5 420.75 m 507.5 420.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 434.75 m 562.5 434.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 422.75 m 562.5 422.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 511.5 420.75 m 562.5 420.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.75 522.43 Td (For the Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.40 508.43 Td (December 31,) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 494.48 Td (\(dollar ) Tj ET Q q 0 0 0 rg BT 83.28 494.48 Td (amounts ) Tj ET Q q 0 0 0 rg BT 121.35 494.48 Td (in ) Tj ET Q q 0 0 0 rg BT 132.19 494.48 Td (thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.50 494.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.50 494.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.50 494.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 481.32 Td (Exchanges) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.10 481.32 Td (190,746) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.10 481.32 Td (169,437) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.00 481.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.10 481.32 Td (163,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 467.32 Td (Broker ) Tj ET Q q 0 0 0 rg BT 83.27 467.32 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 467.32 Td (14,481) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 467.32 Td (17,948) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 467.32 Td (18,378) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 453.32 Td (Risk ) Tj ET Q q 0 0 0 rg BT 73.84 453.32 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 124.66 453.32 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 164.95 453.32 Td (\(RCS\), ) Tj ET Q q 0 0 0 rg BT 204.39 453.32 Td (fka ) Tj ET Q q 0 0 0 rg BT 219.66 453.32 Td (Business ) Tj ET Q q 0 0 0 rg BT 257.72 453.32 Td (Process ) Tj ET Q q 0 0 0 rg BT 290.77 453.32 Td (Outsourcing ) Tj ET Q q 0 0 0 rg BT 342.71 453.32 Td (\(BPO\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.15 453.32 Td (55,917) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 453.32 Td (21,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 453.32 Td (15,678) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 439.32 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 83.82 439.32 Td (Systems) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.15 439.32 Td (4,338) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.15 439.32 Td (5,123) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 439.32 Td (6,729) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 425.48 Td (T) Tj ET Q q 0 0 0 rg BT 58.75 425.48 Td (otals) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.00 425.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.10 425.48 Td (265,482) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 459.00 425.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.10 425.48 Td (214,321) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.00 425.48 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 526.10 425.48 Td (204,710) Tj ET Q BT /F1 10.00 Tf ET BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 398.25 Td (Summary ) Tj ET Q q 0 0 0 rg BT 92.51 398.25 Td (of ) Tj ET Q q 0 0 0 rg BT 103.34 398.25 Td (Significant ) Tj ET Q q 0 0 0 rg BT 151.04 398.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 201.32 398.25 Td (Policies) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 376.25 Td (Basis ) Tj ET Q q 0 0 0 rg BT 124.13 376.25 Td (of ) Tj ET Q q 0 0 0 rg BT 135.36 376.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 145.73 376.25 Td (esentation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.06 376.25 Td ( ) Tj ET Q q 0 0 0 rg BT 201.75 376.25 Td (The ) Tj ET Q q 0 0 0 rg BT 220.20 376.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 273.64 376.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 311.52 376.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 356.63 376.25 Td (include ) Tj ET Q q 0 0 0 rg BT 388.97 376.25 Td (the ) Tj ET Q q 0 0 0 rg BT 404.08 376.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 441.97 376.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.20 376.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 474.99 376.25 Td (and ) Tj ET Q q 0 0 0 rg BT 492.33 376.25 Td (its ) Tj ET Q q 0 0 0 rg BT 504.67 376.25 Td (wholly ) Tj ET Q q 0 0 0 rg BT 535.35 376.25 Td (owned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.25 Td (subsidiaries. ) Tj ET Q q 0 0 0 rg BT 102.04 364.25 Td (The ) Tj ET Q q 0 0 0 rg BT 120.08 364.25 Td (ef) Tj ET Q q 0 0 0 rg BT 127.67 364.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 145.16 364.25 Td (of ) Tj ET Q q 0 0 0 rg BT 155.99 364.25 Td (inter) Tj ET Q q 0 0 0 rg BT 174.11 364.25 Td (-company ) Tj ET Q q 0 0 0 rg BT 216.60 364.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 253.52 364.25 Td (and 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 77.00 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 79.95 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.90 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.85 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.81 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.76 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.71 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.66 340.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.61 340.25 Td (Use ) Tj ET Q q 0 0 0 rg BT 119.12 340.25 Td (of ) Tj ET Q q 0 0 0 rg BT 130.40 340.25 Td (Estimates) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.06 340.25 Td (The ) Tj ET Q q 0 0 0 rg BT 200.56 340.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 249.04 340.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.32 340.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 313.82 340.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 351.75 340.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 396.91 340.25 Td (in ) Tj ET Q q 0 0 0 rg BT 407.64 340.25 Td (conformity ) Tj ET Q q 0 0 0 rg BT 455.03 340.25 Td (with ) Tj ET Q q 0 0 0 rg BT 475.76 340.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 522.58 340.25 Td (principles ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 89.14 328.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 126.05 328.25 Td (in ) Tj ET Q q 0 0 0 rg BT 135.77 328.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.92 328.25 Td (United ) Tj ET Q q 0 0 0 rg BT 179.08 328.25 Td (States ) Tj ET Q q 0 0 0 rg BT 204.90 328.25 Td (of ) Tj ET Q q 0 0 0 rg BT 214.74 328.25 Td (America ) Tj ET Q q 0 0 0 rg BT 251.11 328.25 Td (\("GAAP"\) ) Tj ET Q q 0 0 0 rg BT 295.09 328.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 329.24 328.25 Td (management ) Tj ET Q q 0 0 0 rg BT 382.27 328.25 Td (to ) Tj ET Q q 0 0 0 rg BT 391.98 328.25 Td (make ) Tj ET Q q 0 0 0 rg BT 415.58 328.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 454.73 328.25 Td (and ) Tj ET Q q 0 0 0 rg BT 471.11 328.25 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 522.49 328.25 Td (that ) Tj ET Q q 0 0 0 rg BT 539.43 328.25 Td (af) Tj ET Q q 0 0 0 rg BT 547.01 328.25 Td (fect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 316.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.77 316.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 98.64 316.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 134.07 316.25 Td (of ) Tj ET Q q 0 0 0 rg BT 143.96 316.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 168.84 316.25 Td (and ) Tj ET Q q 0 0 0 rg BT 184.83 316.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 223.60 316.25 Td (and ) Tj ET Q q 0 0 0 rg BT 239.59 316.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 281.69 316.25 Td (of ) Tj ET Q q 0 0 0 rg BT 291.57 316.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 335.33 316.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 360.21 316.25 Td (and ) Tj ET Q q 0 0 0 rg BT 376.20 316.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 414.97 316.25 Td (at ) Tj ET Q q 0 0 0 rg BT 423.74 316.25 Td (the ) Tj ET Q q 0 0 0 rg BT 437.51 316.25 Td (dates ) Tj ET Q q 0 0 0 rg BT 459.61 316.25 Td (of ) Tj ET Q q 0 0 0 rg BT 469.49 316.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.26 316.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 519.79 316.25 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 304.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.29 304.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 101.46 304.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 137.20 304.25 Td (of ) Tj ET Q q 0 0 0 rg BT 147.39 304.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 180.89 304.25 Td (and ) Tj ET Q q 0 0 0 rg BT 197.18 304.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 235.13 304.25 Td (during ) Tj ET Q q 0 0 0 rg BT 263.10 304.25 Td (those ) Tj ET Q q 0 0 0 rg BT 286.06 304.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 324.57 304.25 Td (periods. ) Tj ET Q q 0 0 0 rg BT 358.36 304.25 Td (Management ) Tj ET Q q 0 0 0 rg BT 412.42 304.25 Td (has ) Tj ET Q q 0 0 0 rg BT 427.60 304.25 Td (made ) Tj ET Q q 0 0 0 rg BT 451.11 304.25 Td (material ) Tj ET Q q 0 0 0 rg BT 485.73 304.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 524.79 304.25 Td (primarily ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 292.25 Td (with ) Tj ET Q q 0 0 0 rg BT 71.17 292.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 102.88 292.25 Td (to ) Tj ET Q q 0 0 0 rg BT 114.05 292.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 149.09 292.25 Td (recognition ) Tj ET Q q 0 0 0 rg BT 198.02 292.25 Td (and ) Tj ET Q q 0 0 0 rg BT 215.85 292.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 252.55 292.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 290.09 292.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 328.47 292.25 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 375.44 292.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 413.26 292.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 456.64 292.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 485.86 292.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 515.91 292.25 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 280.25 Td (reviews ) Tj ET Q q 0 0 0 rg BT 83.21 280.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.66 280.25 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 133.83 280.25 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 197.59 280.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 239.69 280.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 267.64 280.25 Td (and ) Tj ET Q q 0 0 0 rg BT 284.19 280.25 Td (investments. ) Tj ET Q q 0 0 0 rg BT 336.58 280.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 380.90 280.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 413.00 280.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 452.33 280.25 Td (in ) Tj ET Q q 0 0 0 rg BT 462.23 280.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 508.21 280.25 Td (with ) Tj ET Q q 0 0 0 rg BT 528.11 280.25 Td (business ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.25 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 102.77 268.25 Td (and ) Tj ET Q q 0 0 0 rg BT 119.71 268.25 Td (the ) Tj ET Q q 0 0 0 rg BT 134.43 268.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 174.71 268.25 Td (for ) Tj ET Q q 0 0 0 rg BT 188.87 268.25 Td (income ) Tj ET Q q 0 0 0 rg BT 220.80 268.25 Td (taxes. ) Tj ET Q q 0 0 0 rg BT 245.80 268.25 Td (Actual ) Tj ET Q q 0 0 0 rg BT 274.95 268.25 Td (results ) Tj ET Q q 0 0 0 rg BT 303.56 268.25 Td (may ) Tj ET Q q 0 0 0 rg BT 323.28 268.25 Td (be ) Tj ET Q q 0 0 0 rg BT 335.21 268.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 378.25 268.25 Td (dif) Tj ET Q q 0 0 0 rg BT 389.18 268.25 Td (ferent ) Tj ET Q q 0 0 0 rg BT 415.00 268.25 Td (from ) Tj ET Q q 0 0 0 rg BT 436.93 268.25 Td (those ) Tj ET Q q 0 0 0 rg BT 460.54 268.25 Td (estimates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 78.00 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 80.50 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 83.00 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 85.50 256.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.00 256.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 81.50 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.96 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.92 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.88 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.84 244.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.80 244.25 Td (Reclassification) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.46 244.25 Td () Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0.12156862745098039 0.28627450980392155 0.49019607843137253 rg BT 177.46 244.25 Td (C) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 184.13 244.25 Td (ertain ) Tj ET Q q 0 0 0 rg BT 209.85 244.25 Td (of ) Tj ET Q q 0 0 0 rg BT 221.14 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 236.32 244.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 272.60 244.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 309.98 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 327.38 244.25 Td (results ) Tj ET Q q 0 0 0 rg BT 356.45 244.25 Td (for ) Tj ET Q q 0 0 0 rg BT 371.07 244.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 393.47 244.25 Td (year ) Tj ET Q q 0 0 0 rg BT 413.63 244.25 Td (or ) Tj ET Q q 0 0 0 rg BT 424.92 244.25 Td (prior ) Tj ET Q q 0 0 0 rg BT 447.32 244.25 Td (quarters, ) Tj ET Q q 0 0 0 rg BT 484.99 244.25 Td (including ) Tj ET Q q 0 0 0 rg BT 525.73 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 540.90 244.25 Td (notes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.25 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 82.84 232.25 Td (have ) Tj ET Q q 0 0 0 rg BT 104.29 232.25 Td (been ) Tj ET Q q 0 0 0 rg BT 125.73 232.25 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 173.84 232.25 Td (to ) Tj ET Q q 0 0 0 rg BT 184.19 232.25 Td (conform ) Tj ET Q q 0 0 0 rg BT 220.64 232.25 Td (to ) Tj ET Q q 0 0 0 rg BT 230.99 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 245.78 232.25 Td (current ) Tj ET Q q 0 0 0 rg BT 276.67 232.25 Td (year ) Tj ET Q q 0 0 0 rg BT 296.45 232.25 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 350.20 232.25 Td (The ) Tj ET Q q 0 0 0 rg BT 368.32 232.25 Td (change ) Tj ET Q q 0 0 0 rg BT 399.21 232.25 Td (in ) Tj ET Q q 0 0 0 rg BT 409.56 232.25 Td (reserve ) Tj ET Q q 0 0 0 rg BT 441.00 232.25 Td (for ) Tj ET Q q 0 0 0 rg BT 455.23 232.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 492.80 232.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 532.57 232.25 Td (income ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 64.44 220.25 Td (return ) Tj ET Q q 0 0 0 rg BT 90.53 220.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 128.87 220.25 Td (had ) Tj ET Q q 0 0 0 rg BT 145.52 220.25 Td (been ) Tj ET Q q 0 0 0 rg BT 166.62 220.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 211.05 220.25 Td (netted ) Tj ET Q q 0 0 0 rg BT 237.71 220.25 Td (against ) Tj ET Q q 0 0 0 rg BT 268.25 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 282.68 220.25 Td (provision ) Tj ET Q q 0 0 0 rg BT 322.68 220.25 Td (for ) Tj ET Q q 0 0 0 rg BT 336.56 220.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 372.08 220.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 394.85 220.25 Td (line ) Tj ET Q q 0 0 0 rg BT 412.06 220.25 Td (in ) Tj ET Q q 0 0 0 rg BT 422.06 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.49 220.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 489.25 220.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 533.68 220.25 Td (of ) Tj ET Q q 0 0 0 rg BT 544.23 220.25 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.25 Td (flows, ) Tj ET Q q 0 0 0 rg BT 76.21 208.25 Td (it ) Tj ET Q q 0 0 0 rg BT 83.26 208.25 Td (is ) Tj ET Q q 0 0 0 rg BT 91.42 208.25 Td (now ) Tj ET Q q 0 0 0 rg BT 110.13 208.25 Td (shown ) Tj ET Q q 0 0 0 rg BT 137.73 208.25 Td (separately) Tj ET Q q 0 0 0 rg BT 177.61 208.25 Td (. ) Tj ET Q q 0 0 0 rg BT 181.60 208.25 Td ( ) Tj ET Q q 0 0 0 rg BT 182.76 208.25 Td (Also, ) Tj ET Q q 0 0 0 rg BT 205.64 208.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 247.13 208.25 Td (in ) Tj ET Q q 0 0 0 rg BT 256.40 208.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 277.88 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 291.59 208.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 331.97 208.25 Td (has ) Tj ET Q q 0 0 0 rg BT 346.79 208.25 Td (applied ) Tj ET Q q 0 0 0 rg BT 377.71 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.41 208.25 Td (new ) Tj ET Q q 0 0 0 rg BT 409.56 208.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 452.72 208.25 Td (under ) Tj ET Q q 0 0 0 rg BT 476.98 208.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 515.35 208.25 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 196.25 Td (Standard ) Tj ET Q q 0 0 0 rg BT 87.88 196.25 Td (\("F) Tj ET Q q 0 0 0 rg BT 100.11 196.25 Td (AS"\) ) Tj ET Q q 0 0 0 rg BT 122.64 196.25 Td (update ) Tj ET Q q 0 0 0 rg BT 151.63 196.25 Td (No. ) Tj ET Q q 0 0 0 rg BT 168.68 196.25 Td (2013-1) Tj ET Q q 0 0 0 rg BT 196.64 196.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 206.47 196.25 Td ("Presentation ) Tj ET Q q 0 0 0 rg BT 262.32 196.25 Td (of ) Tj ET Q q 0 0 0 rg BT 272.99 196.25 Td (an ) Tj ET Q q 0 0 0 rg BT 284.76 196.25 Td (Unrecognized ) Tj ET Q q 0 0 0 rg BT 343.01 196.25 Td (T) Tj ET Q q 0 0 0 rg BT 348.42 196.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 360.19 196.25 Td (Benefit ) Tj ET Q q 0 0 0 rg BT 391.79 196.25 Td (When ) Tj ET Q q 0 0 0 rg BT 418.00 196.25 Td (a ) Tj ET Q q 0 0 0 rg BT 424.77 196.25 Td (Net ) Tj ET Q q 0 0 0 rg BT 441.54 196.25 Td (Operating ) Tj ET Q q 0 0 0 rg BT 483.86 196.25 Td (Loss ) Tj ET Q q 0 0 0 rg BT 505.08 196.25 Td (Carryforward, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.25 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 58.47 184.25 Td (Similar ) Tj ET Q q 0 0 0 rg BT 89.58 184.25 Td (T) Tj ET Q q 0 0 0 rg BT 94.99 184.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 106.23 184.25 Td (Loss, ) Tj ET Q q 0 0 0 rg BT 129.42 184.25 Td (or ) Tj ET Q q 0 0 0 rg BT 139.55 184.25 Td (a ) Tj ET Q q 0 0 0 rg BT 145.66 184.25 Td (T) Tj ET Q q 0 0 0 rg BT 151.07 184.25 Td (ax ) Tj ET Q q 0 0 0 rg BT 162.31 184.25 Td (Credit ) Tj ET Q q 0 0 0 rg BT 189.10 184.25 Td (Carryforward ) Tj ET Q q 0 0 0 rg BT 245.32 184.25 Td (Exists", ) Tj ET Q q 0 0 0 rg BT 278.15 184.25 Td (as ) Tj ET Q q 0 0 0 rg BT 288.28 184.25 Td (more ) Tj ET Q q 0 0 0 rg BT 310.62 184.25 Td (fully ) Tj ET Q q 0 0 0 rg BT 331.31 184.25 Td (described ) Tj ET Q q 0 0 0 rg BT 371.42 184.25 Td (in ) Tj ET Q q 0 0 0 rg BT 381.00 184.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 402.24 184.25 Td (8 ) Tj ET Q q 0 0 0 rg BT 409.04 184.25 Td ("Income ) Tj ET Q q 0 0 0 rg BT 444.78 184.25 Td (T) Tj ET Q q 0 0 0 rg BT 450.19 184.25 Td (axes". ) Tj ET Q q 0 0 0 rg BT 476.34 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 477.74 184.25 Td (A) Tj ET Q q 0 0 0 rg BT 484.41 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 486.21 184.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 516.89 184.25 Td (of ) Tj ET Q q 0 0 0 rg BT 527.02 184.25 Td (potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 89.37 172.25 Td (income ) Tj ET Q q 0 0 0 rg BT 120.96 172.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 135.34 172.25 Td (return ) Tj ET Q q 0 0 0 rg BT 161.38 172.25 Td (positions ) Tj ET Q q 0 0 0 rg BT 199.66 172.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 244.04 172.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 279.52 172.25 Td (in ) Tj ET Q q 0 0 0 rg BT 289.46 172.25 Td ("Other ) Tj ET Q q 0 0 0 rg BT 318.48 172.25 Td (Liabilities" ) Tj ET Q q 0 0 0 rg BT 365.27 172.25 Td (on ) Tj ET Q q 0 0 0 rg BT 377.43 172.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.81 172.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 444.52 172.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 477.21 172.25 Td (sheets ) Tj ET Q q 0 0 0 rg BT 503.81 172.25 Td (are ) Tj ET Q q 0 0 0 rg BT 518.18 172.25 Td (now ) Tj ET Q q 0 0 0 rg BT 537.57 172.25 Td (netted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.25 Td (against ) Tj ET Q q 0 0 0 rg BT 80.83 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 95.54 160.25 Td ("Deferred ) Tj ET Q q 0 0 0 rg BT 137.65 160.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 152.37 160.25 Td (asset, ) Tj ET Q q 0 0 0 rg BT 176.81 160.25 Td (net" ) Tj ET Q q 0 0 0 rg BT 195.61 160.25 Td (line ) Tj ET Q q 0 0 0 rg BT 213.10 160.25 Td (in ) Tj ET Q q 0 0 0 rg BT 223.38 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.10 160.25 Td (long ) Tj ET Q q 0 0 0 rg BT 258.37 160.25 Td (term ) Tj ET Q q 0 0 0 rg BT 279.20 160.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 301.14 160.25 Td (section ) Tj ET Q q 0 0 0 rg BT 331.96 160.25 Td (of ) Tj ET Q q 0 0 0 rg BT 342.79 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 357.51 160.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 410.55 160.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 443.58 160.25 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 473.02 160.25 Td ( ) Tj ET Q q 0 0 0 rg BT 475.52 160.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 138.25 Td ( ) Tj ET Q q 0 0 0 rg BT 89.49 138.25 Td ( ) Tj ET Q q 0 0 0 rg BT 92.97 138.25 Td ( ) Tj ET Q q 0 0 0 rg BT 96.46 138.25 Td ( ) Tj ET Q q 0 0 0 rg BT 99.94 138.25 Td ( ) Tj ET Q q 0 0 0 rg BT 103.43 138.25 Td (Segment ) Tj ET Q q 0 0 0 rg BT 143.57 138.25 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.90 138.25 Td (Since ) Tj ET Q q 0 0 0 rg BT 222.60 138.25 Td (the ) Tj ET Q q 0 0 0 rg BT 238.31 138.25 Td (Company) Tj ET Q q 0 0 0 rg BT 276.54 138.25 Td (, ) Tj ET Q q 0 0 0 rg BT 282.53 138.25 Td (from ) Tj ET Q q 0 0 0 rg BT 305.45 138.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.16 138.25 Td (perspective ) Tj ET Q q 0 0 0 rg BT 370.17 138.25 Td (of ) Tj ET Q q 0 0 0 rg BT 381.99 138.25 Td (its ) Tj ET Q q 0 0 0 rg BT 394.92 138.25 Td (chief ) Tj ET Q q 0 0 0 rg BT 418.39 138.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 459.64 138.25 Td (decision ) Tj ET Q q 0 0 0 rg BT 496.45 138.25 Td (maker) Tj ET Q q 0 0 0 rg BT 521.04 138.25 Td (, ) Tj ET Q q 0 0 0 rg BT 527.02 138.25 Td (allocates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.25 Td (resources ) Tj ET Q q 0 0 0 rg BT 89.98 126.25 Td (and ) Tj ET Q q 0 0 0 rg BT 106.64 126.25 Td (evaluates ) Tj ET Q q 0 0 0 rg BT 146.06 126.25 Td (business ) Tj ET Q q 0 0 0 rg BT 182.17 126.25 Td (performance ) Tj ET Q q 0 0 0 rg BT 234.91 126.25 Td (as ) Tj ET Q q 0 0 0 rg BT 245.46 126.25 Td (a ) Tj ET Q q 0 0 0 rg BT 252.12 126.25 Td (single ) Tj ET Q q 0 0 0 rg BT 278.22 126.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 303.22 126.25 Td (that ) Tj ET Q q 0 0 0 rg BT 320.43 126.25 Td (provides ) Tj ET Q q 0 0 0 rg BT 357.09 126.25 Td (software ) Tj ET Q q 0 0 0 rg BT 393.74 126.25 Td (and ) Tj ET Q q 0 0 0 rg BT 410.39 126.25 Td (related ) Tj ET Q q 0 0 0 rg BT 439.81 126.25 Td (services ) Tj ET Q q 0 0 0 rg BT 474.24 126.25 Td (to ) Tj ET Q q 0 0 0 rg BT 484.24 126.25 Td (a ) Tj ET Q q 0 0 0 rg BT 490.90 126.25 Td (single ) Tj ET Q q 0 0 0 rg BT 517.00 126.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 552.00 126.25 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.25 Td (a ) Tj ET Q q 0 0 0 rg BT 56.74 114.25 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 101.82 114.25 Td (basis, ) Tj ET Q q 0 0 0 rg BT 126.62 114.25 Td (the ) Tj ET Q q 0 0 0 rg BT 141.14 114.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 182.33 114.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 212.41 114.25 Td (as ) Tj ET Q q 0 0 0 rg BT 223.04 114.25 Td (a ) Tj ET Q q 0 0 0 rg BT 229.79 114.25 Td (single ) Tj ET Q q 0 0 0 rg BT 255.98 114.25 Td (segment. ) Tj ET Q q 0 0 0 rg BT 293.94 114.25 Td (The ) Tj ET Q q 0 0 0 rg BT 311.79 114.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 355.19 114.25 Td (enterprise-wide ) Tj ET Q q 0 0 0 rg BT 419.68 114.25 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 466.43 114.25 Td (are ) Tj ET Q q 0 0 0 rg BT 480.94 114.25 Td (included ) Tj ET Q q 0 0 0 rg BT 517.68 114.25 Td (in ) Tj ET Q q 0 0 0 rg BT 527.76 114.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 549.50 114.25 Td (16.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 92.25 Td ( ) Tj ET Q q 0 0 0 rg BT 101.72 92.25 Td ( ) Tj ET Q q 0 0 0 rg BT 104.45 92.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 128.85 92.25 Td (and ) Tj ET Q q 0 0 0 rg BT 147.69 92.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 172.09 92.25 Td (Equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 222.66 92.25 Td (The ) Tj ET Q q 0 0 0 rg BT 250.93 92.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 292.54 92.25 Td (considers ) Tj ET Q q 0 0 0 rg BT 333.04 92.25 Td (all ) Tj ET Q q 0 0 0 rg BT 345.75 92.25 Td (highly ) Tj ET Q q 0 0 0 rg BT 374.03 92.25 Td (liquid ) Tj ET Q q 0 0 0 rg BT 400.09 92.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 450.59 92.25 Td (with ) Tj ET Q q 0 0 0 rg BT 471.09 92.25 Td (an ) Tj ET Q q 0 0 0 rg BT 483.25 92.25 Td (original ) Tj ET Q q 0 0 0 rg BT 517.08 92.25 Td (maturity ) Tj ET Q q 0 0 0 rg BT 553.69 92.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.25 Td (three ) Tj ET Q q 0 0 0 rg BT 72.55 80.25 Td (months ) Tj ET Q q 0 0 0 rg BT 104.56 80.25 Td (or ) Tj ET Q q 0 0 0 rg BT 115.45 80.25 Td (less ) Tj ET Q q 0 0 0 rg BT 133.02 80.25 Td (at ) Tj ET Q q 0 0 0 rg BT 142.80 80.25 Td (the ) Tj ET Q q 0 0 0 rg BT 157.58 80.25 Td (time ) Tj ET Q q 0 0 0 rg BT 177.92 80.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.81 80.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 226.91 80.25 Td (to ) Tj ET Q q 0 0 0 rg BT 237.25 80.25 Td (be ) Tj ET Q q 0 0 0 rg BT 249.25 80.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 269.58 80.25 Td (equivalents. ) Tj ET Q q 0 0 0 rg BT 320.19 80.25 Td (Such ) Tj ET Q q 0 0 0 rg BT 342.75 80.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 393.09 80.25 Td (are ) Tj ET Q q 0 0 0 rg BT 407.86 80.25 Td (stated ) Tj ET Q q 0 0 0 rg BT 433.75 80.25 Td (at ) Tj ET Q q 0 0 0 rg BT 443.53 80.25 Td (cost, ) Tj ET Q q 0 0 0 rg BT 464.70 80.25 Td (which ) Tj ET Q q 0 0 0 rg BT 491.70 80.25 Td (approximates ) Tj ET Q q 0 0 0 rg BT 548.14 80.25 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 68.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 76.49 68.25 Td (The ) Tj ET Q q 0 0 0 rg BT 94.56 68.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 135.97 68.25 Td (does ) Tj ET Q q 0 0 0 rg BT 156.82 68.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 194.33 68.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 214.62 68.25 Td (balances ) Tj ET Q q 0 0 0 rg BT 251.57 68.25 Td (in ) Tj ET Q q 0 0 0 rg BT 261.87 68.25 Td (banking ) Tj ET Q q 0 0 0 rg BT 296.60 68.25 Td (institutions ) Tj ET Q q 0 0 0 rg BT 343.58 68.25 Td (in ) Tj ET Q q 0 0 0 rg BT 353.88 68.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 382.50 68.25 Td (of ) Tj ET Q q 0 0 0 rg BT 393.35 68.25 Td (federally ) Tj ET Q q 0 0 0 rg BT 431.40 68.25 Td (insured ) Tj ET Q q 0 0 0 rg BT 463.36 68.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 499.77 68.25 Td (and ) Tj ET Q q 0 0 0 rg BT 516.73 68.25 Td (therefore ) Tj ET Q q 0 0 0 rg BT 555.33 68.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 56.25 Td (exposed ) Tj ET Q q 0 0 0 rg BT 85.27 56.25 Td (to ) Tj ET Q q 0 0 0 rg BT 95.55 56.25 Td (the ) Tj ET Q q 0 0 0 rg BT 110.26 56.25 Td (related ) Tj ET Q q 0 0 0 rg BT 139.97 56.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 177.46 56.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 202.72 56.25 Td (risk ) Tj ET Q q 0 0 0 rg BT 220.22 56.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 263.81 56.25 Td (with ) Tj ET Q q 0 0 0 rg BT 284.09 56.25 Td (such ) Tj ET Q q 0 0 0 rg BT 304.92 56.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 325.19 56.25 Td (deposits.) Tj ET Q endstream endobj 115 0 obj <>] /Rotate 0 /Contents 116 0 R>> endobj 116 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (54) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 742.25 Td (Short-term ) Tj ET Q q 0 0 0 rg BT 148.56 742.25 Td (Investments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 200.22 742.25 Td (The ) Tj ET Q q 0 0 0 rg BT 227.56 742.25 Td (Company) Tj ET Q q 0 0 0 rg BT 269.23 742.25 Td (s ) Tj ET Q q 0 0 0 rg BT 274.92 742.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 318.37 742.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 367.94 742.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 397.52 742.25 Td (of ) Tj ET Q q 0 0 0 rg BT 407.64 742.25 Td (certificates ) Tj ET Q q 0 0 0 rg BT 453.30 742.25 Td (of ) Tj ET Q q 0 0 0 rg BT 463.42 742.25 Td (deposits ) Tj ET Q q 0 0 0 rg BT 498.00 742.25 Td (with ) Tj ET Q q 0 0 0 rg BT 517.57 742.25 Td (established ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (commercial ) Tj ET Q q 0 0 0 rg BT 100.29 730.25 Td (banking ) Tj ET Q q 0 0 0 rg BT 135.59 730.25 Td (institutions ) Tj ET Q q 0 0 0 rg BT 183.13 730.25 Td (with ) Tj ET Q q 0 0 0 rg BT 204.00 730.25 Td (readily ) Tj ET Q q 0 0 0 rg BT 234.85 730.25 Td (determinable ) Tj ET Q q 0 0 0 rg BT 290.14 730.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 307.10 730.25 Td (values. ) Tj ET Q q 0 0 0 rg BT 338.24 730.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 360.21 730.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 398.29 730.25 Td (for ) Tj ET Q q 0 0 0 rg BT 413.03 730.25 Td (such ) Tj ET Q q 0 0 0 rg BT 434.45 730.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 485.31 730.25 Td (that ) Tj ET Q q 0 0 0 rg BT 503.40 730.25 Td (are ) Tj ET Q q 0 0 0 rg BT 518.69 730.25 Td (reasonably ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 87.25 718.25 Td (to ) Tj ET Q q 0 0 0 rg BT 96.74 718.25 Td (be ) Tj ET Q q 0 0 0 rg BT 107.89 718.25 Td (realized ) Tj ET Q q 0 0 0 rg BT 141.24 718.25 Td (in ) Tj ET Q q 0 0 0 rg BT 150.73 718.25 Td (cash, ) Tj ET Q q 0 0 0 rg BT 172.71 718.25 Td (sold ) Tj ET Q q 0 0 0 rg BT 191.10 718.25 Td (or ) Tj ET Q q 0 0 0 rg BT 201.14 718.25 Td (consumed ) Tj ET Q q 0 0 0 rg BT 243.40 718.25 Td (during ) Tj ET Q q 0 0 0 rg BT 271.22 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 285.15 718.25 Td (year ) Tj ET Q q 0 0 0 rg BT 304.07 718.25 Td (as ) Tj ET Q q 0 0 0 rg BT 314.11 718.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 357.48 718.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 406.97 718.25 Td (that ) Tj ET Q q 0 0 0 rg BT 423.68 718.25 Td (are ) Tj ET Q q 0 0 0 rg BT 437.60 718.25 Td (available-for) Tj ET Q q 0 0 0 rg BT 488.47 718.25 Td (-sale. ) Tj ET Q q 0 0 0 rg BT 511.44 718.25 Td (The ) Tj ET Q q 0 0 0 rg BT 528.70 718.25 Td (carrying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 82.77 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.87 706.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 144.41 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 154.96 706.25 Td (marketable ) Tj ET Q q 0 0 0 rg BT 202.15 706.25 Td (securities ) Tj ET Q q 0 0 0 rg BT 242.68 706.25 Td (approximates ) Tj ET Q q 0 0 0 rg BT 299.32 706.25 Td (their ) Tj ET Q q 0 0 0 rg BT 320.42 706.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 337.06 706.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 363.79 706.25 Td (The ) Tj ET Q q 0 0 0 rg BT 382.11 706.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 418.19 706.25 Td (value ) Tj ET Q q 0 0 0 rg BT 442.62 706.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.72 706.25 Td (our ) Tj ET Q q 0 0 0 rg BT 469.82 706.25 Td (short-term ) Tj ET Q q 0 0 0 rg BT 514.24 706.25 Td (investments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.05 694.25 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 88.05 694.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.94 694.25 Td ( ) Tj ET Q q 0 0 0 rg BT 119.44 694.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.38 694.25 Td ($281 ) Tj ET Q q 0 0 0 rg BT 158.88 694.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.99 694.25 Td ( ) Tj ET Q q 0 0 0 rg BT 197.49 694.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.21 694.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 265.79 694.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.79 694.25 Td ( ) Tj ET Q q 0 0 0 rg BT 288.29 694.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.23 694.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.23 694.25 Td (, ) Tj ET Q q 0 0 0 rg BT 330.23 694.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 377.89 694.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 672.25 Td (Fair) Tj ET Q q 0 0 0 rg BT 117.14 672.25 Td ( ) Tj ET Q q 0 0 0 rg BT 122.42 672.25 Td (V) Tj ET Q q 0 0 0 rg BT 128.73 672.25 Td (alue ) Tj ET Q q 0 0 0 rg BT 152.20 672.25 Td (of ) Tj ET Q q 0 0 0 rg BT 166.22 672.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 211.91 672.25 Td (Instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 264.14 672.25 Td (The ) Tj ET Q q 0 0 0 rg BT 295.38 672.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 339.96 672.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 375.65 672.25 Td (the ) Tj ET Q q 0 0 0 rg BT 393.55 672.25 Td (relevant ) Tj ET Q q 0 0 0 rg BT 431.45 672.25 Td (GAAP) Tj ET Q q 0 0 0 rg BT 458.30 672.25 Td ( ) Tj ET Q q 0 0 0 rg BT 463.99 672.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 505.78 672.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 549.78 672.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (determination ) Tj ET Q q 0 0 0 rg BT 107.79 660.25 Td (and ) Tj ET Q q 0 0 0 rg BT 124.47 660.25 Td (measurement ) Tj ET Q q 0 0 0 rg BT 180.03 660.25 Td (of ) Tj ET Q q 0 0 0 rg BT 190.61 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 205.08 660.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 221.20 660.25 Td (value ) Tj ET Q q 0 0 0 rg BT 245.10 660.25 Td (of ) Tj ET Q q 0 0 0 rg BT 255.68 660.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 292.91 660.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 341.83 660.25 Td (in ) Tj ET Q q 0 0 0 rg BT 351.85 660.25 Td (which ) Tj ET Q q 0 0 0 rg BT 378.54 660.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 394.67 660.25 Td (value ) Tj ET Q q 0 0 0 rg BT 418.57 660.25 Td (is ) Tj ET Q q 0 0 0 rg BT 427.49 660.25 Td (defined ) Tj ET Q q 0 0 0 rg BT 459.72 660.25 Td (as ) Tj ET Q q 0 0 0 rg BT 470.30 660.25 Td (the ) Tj ET Q q 0 0 0 rg BT 484.77 660.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 524.77 660.25 Td (price ) Tj ET Q q 0 0 0 rg BT 547.00 660.25 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (would ) Tj ET Q q 0 0 0 rg BT 77.75 648.25 Td (be ) Tj ET Q q 0 0 0 rg BT 89.94 648.25 Td (received ) Tj ET Q q 0 0 0 rg BT 126.56 648.25 Td (for ) Tj ET Q q 0 0 0 rg BT 140.97 648.25 Td (an ) Tj ET Q q 0 0 0 rg BT 153.16 648.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 175.36 648.25 Td (or ) Tj ET Q q 0 0 0 rg BT 186.44 648.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 206.41 648.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.94 648.25 Td (transfer ) Tj ET Q q 0 0 0 rg BT 250.23 648.25 Td (a ) Tj ET Q q 0 0 0 rg BT 257.42 648.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 291.28 648.25 Td (\(an ) Tj ET Q q 0 0 0 rg BT 306.80 648.25 Td (exit ) Tj ET Q q 0 0 0 rg BT 324.55 648.25 Td (price\) ) Tj ET Q q 0 0 0 rg BT 350.62 648.25 Td (in ) Tj ET Q q 0 0 0 rg BT 361.15 648.25 Td (the ) Tj ET Q q 0 0 0 rg BT 376.12 648.25 Td (principal ) Tj ET Q q 0 0 0 rg BT 414.42 648.25 Td (or ) Tj ET Q q 0 0 0 rg BT 425.50 648.25 Td (most ) Tj ET Q q 0 0 0 rg BT 447.70 648.25 Td (advantageous ) Tj ET Q q 0 0 0 rg BT 504.88 648.25 Td (market ) Tj ET Q q 0 0 0 rg BT 535.39 648.25 Td (for ) Tj ET Q q 0 0 0 rg BT 549.81 648.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 72.10 636.25 Td (or ) Tj ET Q q 0 0 0 rg BT 83.08 636.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 116.85 636.25 Td (in ) Tj ET Q q 0 0 0 rg BT 127.29 636.25 Td (an ) Tj ET Q q 0 0 0 rg BT 139.38 636.25 Td (orderly ) Tj ET Q q 0 0 0 rg BT 170.92 636.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 217.45 636.25 Td (valuation ) Tj ET Q q 0 0 0 rg BT 257.32 636.25 Td (hierarchy ) Tj ET Q q 0 0 0 rg BT 297.73 636.25 Td (which ) Tj ET Q q 0 0 0 rg BT 324.82 636.25 Td (requires ) Tj ET Q q 0 0 0 rg BT 359.69 636.25 Td (an ) Tj ET Q q 0 0 0 rg BT 371.79 636.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 397.22 636.25 Td (to ) Tj ET Q q 0 0 0 rg BT 407.65 636.25 Td (maximize ) Tj ET Q q 0 0 0 rg BT 449.74 636.25 Td (the ) Tj ET Q q 0 0 0 rg BT 464.61 636.25 Td (use ) Tj ET Q q 0 0 0 rg BT 480.60 636.25 Td (of ) Tj ET Q q 0 0 0 rg BT 491.59 636.25 Td (observable ) Tj ET Q q 0 0 0 rg BT 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(methodology ) Tj ET Q q 0 0 0 rg BT 554.24 624.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 85.82 612.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 102.19 612.25 Td (value:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 597.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 595.9169921875 m 116.263671875 595.9169921875 l s q 0 0 0 rg BT 86.00 597.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 111.26 597.25 Td (1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.26 597.25 Td ( ) Tj ET Q q 0 0 0 rg BT 118.76 597.25 Td ( ) Tj ET Q q 0 0 0 rg BT 131.26 597.25 Td (Quoted ) Tj ET Q q 0 0 0 rg BT 163.20 597.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 189.58 597.25 Td (available ) Tj ET Q q 0 0 0 rg BT 228.17 597.25 Td (in ) Tj ET Q q 0 0 0 rg BT 238.45 597.25 Td (active ) Tj ET Q q 0 0 0 rg BT 264.82 597.25 Td (markets ) Tj ET Q q 0 0 0 rg BT 298.97 597.25 Td (for ) Tj ET Q q 0 0 0 rg BT 313.13 597.25 Td (identical ) Tj ET Q q 0 0 0 rg BT 350.06 597.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 400.34 597.25 Td (as ) Tj ET Q q 0 0 0 rg BT 411.17 597.25 Td (of ) Tj ET Q q 0 0 0 rg BT 422.00 597.25 Td (the ) Tj ET Q q 0 0 0 rg BT 436.71 597.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 475.87 597.25 Td (date;) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 582.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 580.9169921875 m 116.2529296875 580.9169921875 l s q 0 0 0 rg BT 86.00 582.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 111.25 582.25 Td (2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.25 582.25 Td ( ) Tj ET Q q 0 0 0 rg BT 118.74 582.25 Td ( ) Tj ET Q q 0 0 0 rg BT 131.23 582.25 Td (Inputs ) Tj ET Q q 0 0 0 rg BT 158.72 582.25 Td (other ) Tj ET Q q 0 0 0 rg BT 181.76 582.25 Td (than ) Tj ET Q q 0 0 0 rg BT 201.46 582.25 Td (quoted ) Tj ET Q q 0 0 0 rg BT 231.17 582.25 Td (prices ) Tj ET Q q 0 0 0 rg BT 257.54 582.25 Td (in ) Tj ET Q q 0 0 0 rg BT 267.80 582.25 Td (active ) Tj ET Q q 0 0 0 rg BT 294.16 582.25 Td (markets, ) Tj ET Q q 0 0 0 rg BT 330.81 582.25 Td (which ) Tj ET Q q 0 0 0 rg BT 357.74 582.25 Td (are ) Tj ET Q q 0 0 0 rg BT 372.43 582.25 Td (either ) Tj ET Q q 0 0 0 rg BT 397.69 582.25 Td (directly ) Tj ET Q q 0 0 0 rg BT 430.72 582.25 Td (or ) Tj ET Q q 0 0 0 rg BT 441.54 582.25 Td (indirectly ) Tj ET Q q 0 0 0 rg BT 482.35 582.25 Td (observable ) Tj ET Q q 0 0 0 rg BT 528.15 582.25 Td (as ) Tj ET Q q 0 0 0 rg BT 538.97 582.25 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 582.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 570.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 125.16 570.25 Td (date; ) Tj ET Q q 0 0 0 rg BT 147.09 570.25 Td (and,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 555.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 86 553.9169921875 m 115.974609375 553.9169921875 l s q 0 0 0 rg BT 86.00 555.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 110.97 555.25 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 115.97 555.25 Td ( ) Tj ET Q q 0 0 0 rg BT 118.19 555.25 Td ( ) Tj ET Q q 0 0 0 rg BT 130.40 555.25 Td (Unobservable ) Tj ET Q q 0 0 0 rg BT 188.14 555.25 Td (inputs, ) Tj ET Q q 0 0 0 rg BT 217.30 555.25 Td (which ) Tj ET Q q 0 0 0 rg BT 243.95 555.25 Td (are ) Tj ET Q q 0 0 0 rg BT 258.37 555.25 Td (to ) Tj ET Q q 0 0 0 rg BT 268.36 555.25 Td (be ) Tj ET Q q 0 0 0 rg BT 280.01 555.25 Td (used ) Tj ET Q q 0 0 0 rg BT 300.55 555.25 Td (in ) Tj ET Q q 0 0 0 rg BT 310.54 555.25 Td (situations ) Tj ET Q q 0 0 0 rg BT 351.09 555.25 Td (where ) Tj ET Q q 0 0 0 rg BT 377.73 555.25 Td (there ) Tj ET Q q 0 0 0 rg BT 399.92 555.25 Td (is ) Tj ET Q q 0 0 0 rg BT 408.80 555.25 Td (little ) Tj ET Q q 0 0 0 rg BT 429.34 555.25 Td (or ) Tj ET Q q 0 0 0 rg BT 439.88 555.25 Td (no ) Tj ET Q q 0 0 0 rg BT 452.10 555.25 Td (market ) Tj ET Q q 0 0 0 rg BT 482.07 555.25 Td (activity ) Tj ET Q q 0 0 0 rg BT 514.27 555.25 Td (for ) Tj ET Q q 0 0 0 rg BT 528.14 555.25 Td (the ) Tj ET Q q 0 0 0 rg BT 542.57 555.25 Td (asset ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 543.25 Td (or ) Tj ET Q q 0 0 0 rg BT 96.26 543.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 129.30 543.25 Td (and ) Tj ET Q q 0 0 0 rg BT 145.67 543.25 Td (wherein ) Tj ET Q q 0 0 0 rg BT 179.81 543.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.96 543.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 232.54 543.25 Td (entity ) Tj ET Q q 0 0 0 rg BT 257.25 543.25 Td (makes ) Tj ET Q q 0 0 0 rg BT 284.73 543.25 Td (estimates ) Tj ET Q q 0 0 0 rg BT 323.87 543.25 Td (and ) Tj ET Q q 0 0 0 rg BT 340.24 543.25 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 391.62 543.25 Td (related ) Tj ET Q q 0 0 0 rg BT 420.75 543.25 Td (to ) Tj ET Q q 0 0 0 rg BT 430.46 543.25 Td (the ) Tj ET Q q 0 0 0 rg BT 444.61 543.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 474.86 543.25 Td (of ) Tj ET Q q 0 0 0 rg BT 485.13 543.25 Td (the ) Tj ET Q q 0 0 0 rg BT 499.27 543.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 520.64 543.25 Td (or ) Tj ET Q q 0 0 0 rg BT 530.90 543.25 Td (liability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 531.25 Td (including ) Tj ET Q q 0 0 0 rg BT 126.27 531.25 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 178.22 531.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 219.04 531.25 Td (risk.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 516.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.50 516.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.00 516.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 501.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 501.25 Td (A) Tj ET Q q 0 0 0 rg BT 92.67 501.25 Td ( ) Tj ET Q q 0 0 0 rg BT 95.17 501.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 132.65 501.25 Td (instrument) Tj ET Q q 0 0 0 rg BT 178.21 501.25 Td (s ) Tj ET Q q 0 0 0 rg BT 184.60 501.25 Td (level ) Tj ET Q q 0 0 0 rg BT 206.53 501.25 Td (within ) Tj ET Q q 0 0 0 rg BT 234.59 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 249.31 501.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 265.69 501.25 Td (value ) Tj ET Q q 0 0 0 rg BT 289.84 501.25 Td (hierarchy ) Tj ET Q q 0 0 0 rg BT 330.10 501.25 Td (is ) Tj ET Q q 0 0 0 rg BT 339.27 501.25 Td (based ) Tj ET Q q 0 0 0 rg BT 364.54 501.25 Td (on ) Tj ET Q q 0 0 0 rg BT 377.04 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.76 501.25 Td (lowest ) Tj ET Q q 0 0 0 rg BT 420.37 501.25 Td (level ) Tj ET Q q 0 0 0 rg BT 442.31 501.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.14 501.25 Td (any ) Tj ET Q q 0 0 0 rg BT 470.08 501.25 Td (input ) Tj ET Q q 0 0 0 rg BT 493.14 501.25 Td (that ) Tj ET Q q 0 0 0 rg BT 510.63 501.25 Td (is ) Tj ET Q q 0 0 0 rg BT 519.80 501.25 Td (significant ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 489.25 Td (to ) Tj ET Q q 0 0 0 rg BT 60.28 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 489.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 91.37 489.25 Td (value ) Tj ET Q q 0 0 0 rg BT 115.53 489.25 Td (measurement.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 467.25 Td (As ) Tj ET Q q 0 0 0 rg BT 99.28 467.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.77 467.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 168.02 467.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 188.02 467.25 Td ( ) Tj ET Q q 0 0 0 rg BT 190.19 467.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.79 467.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.79 467.25 Td ( ) Tj ET Q q 0 0 0 rg BT 228.95 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.33 467.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 284.39 467.25 Td (has ) Tj ET Q q 0 0 0 rg BT 299.88 467.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.26 467.25 Td (following ) Tj ET Q q 0 0 0 rg BT 355.31 467.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 392.46 467.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 441.29 467.25 Td (to ) Tj ET Q q 0 0 0 rg BT 451.23 467.25 Td (which ) Tj ET Q q 0 0 0 rg BT 477.83 467.25 Td (it ) Tj ET Q q 0 0 0 rg BT 485.55 467.25 Td (had ) Tj ET Q q 0 0 0 rg BT 502.16 467.25 Td (to ) Tj ET Q q 0 0 0 rg BT 512.10 467.25 Td (consider ) Tj ET Q q 0 0 0 rg BT 548.14 467.25 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 455.25 Td (values ) Tj ET Q q 0 0 0 rg BT 78.05 455.25 Td (and ) Tj ET Q q 0 0 0 rg BT 94.99 455.25 Td (had ) Tj ET Q q 0 0 0 rg BT 111.92 455.25 Td (to ) Tj ET Q q 0 0 0 rg BT 122.20 455.25 Td (make ) Tj ET Q q 0 0 0 rg BT 146.36 455.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 162.73 455.25 Td (assessments:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 443.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 443.25 Td (Short-term ) Tj ET Q q 0 0 0 rg BT 131.83 443.25 Td (investments ) Tj ET Q q 0 0 0 rg BT 182.10 443.25 Td (for ) Tj ET Q q 0 0 0 rg BT 196.26 443.25 Td (which ) Tj ET Q q 0 0 0 rg BT 223.20 443.25 Td (the ) Tj ET Q q 0 0 0 rg BT 237.91 443.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 254.29 443.25 Td (values ) Tj ET Q q 0 0 0 rg BT 282.34 443.25 Td (are ) Tj ET Q q 0 0 0 rg BT 297.04 443.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 337.86 443.25 Td (as ) Tj ET Q q 0 0 0 rg BT 348.69 443.25 Td (a ) Tj ET Q q 0 0 0 rg BT 355.63 443.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 380.89 443.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 388.39 443.25 Td (instrument.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 431.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 431.25 Td (Contingent ) Tj ET Q q 0 0 0 rg BT 132.85 431.25 Td (accrued ) Tj ET Q q 0 0 0 rg BT 166.35 431.25 Td (earn-out ) Tj ET Q q 0 0 0 rg BT 202.08 431.25 Td (business ) Tj ET Q q 0 0 0 rg BT 238.38 431.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 284.67 431.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 340.96 431.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 380.58 431.25 Td (for ) Tj ET Q q 0 0 0 rg BT 394.65 431.25 Td (which ) Tj ET Q q 0 0 0 rg BT 421.50 431.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 437.79 431.25 Td (values ) Tj ET Q q 0 0 0 rg BT 465.75 431.25 Td (are ) Tj ET Q q 0 0 0 rg BT 480.37 431.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 521.09 431.25 Td (as ) Tj ET Q q 0 0 0 rg BT 531.84 431.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 557.01 431.25 Td (3 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 419.25 Td (instruments. ) Tj ET Q q 0 0 0 rg BT 139.09 419.25 Td (These ) Tj ET Q q 0 0 0 rg BT 167.19 419.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 213.63 419.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 271.73 419.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 313.17 419.25 Td (were ) Tj ET Q q 0 0 0 rg BT 336.83 419.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 376.03 419.25 Td (at ) Tj ET Q q 0 0 0 rg BT 387.48 419.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 405.58 419.25 Td (value ) Tj ET Q q 0 0 0 rg BT 431.47 419.25 Td (on ) Tj ET Q q 0 0 0 rg BT 445.69 419.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.14 419.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 510.25 419.25 Td (date ) Tj ET Q q 0 0 0 rg BT 531.13 419.25 Td (and ) Tj ET Q q 0 0 0 rg BT 549.80 419.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 407.25 Td (remeasured ) Tj ET Q q 0 0 0 rg BT 135.00 407.25 Td (periodically ) Tj ET Q q 0 0 0 rg BT 185.67 407.25 Td (based ) Tj ET Q q 0 0 0 rg BT 211.36 407.25 Td (on ) Tj ET Q q 0 0 0 rg BT 224.27 407.25 Td (the ) Tj ET Q q 0 0 0 rg BT 239.40 407.25 Td (then ) Tj ET Q q 0 0 0 rg BT 259.54 407.25 Td (assessed ) Tj ET Q q 0 0 0 rg BT 296.33 407.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 313.12 407.25 Td (value ) Tj ET Q q 0 0 0 rg BT 337.69 407.25 Td (and ) Tj ET Q q 0 0 0 rg BT 355.05 407.25 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 391.29 407.25 Td (if ) Tj ET Q q 0 0 0 rg BT 400.31 407.25 Td (necessary) Tj ET Q q 0 0 0 rg BT 438.53 407.25 Td (. ) Tj ET Q q 0 0 0 rg BT 443.73 407.25 Td (The ) Tj ET Q q 0 0 0 rg BT 462.20 407.25 Td (increases ) Tj ET Q q 0 0 0 rg BT 501.76 407.25 Td (or ) Tj ET Q q 0 0 0 rg BT 513.00 407.25 Td (decreases ) Tj ET Q q 0 0 0 rg BT 554.22 407.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 395.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.80 395.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 117.27 395.25 Td (value ) Tj ET Q q 0 0 0 rg BT 141.51 395.25 Td (of ) Tj ET Q q 0 0 0 rg BT 152.43 395.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 197.23 395.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 253.68 395.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 287.37 395.25 Td (can ) Tj ET Q q 0 0 0 rg BT 303.83 395.25 Td (result ) Tj ET Q q 0 0 0 rg BT 328.63 395.25 Td (from ) Tj ET Q q 0 0 0 rg BT 350.66 395.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 385.45 395.25 Td (in ) Tj ET Q q 0 0 0 rg BT 395.82 395.25 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 442.27 395.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 476.50 395.25 Td (levels ) Tj ET Q q 0 0 0 rg BT 502.42 395.25 Td (and ) Tj ET Q q 0 0 0 rg BT 519.44 395.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 554.24 395.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 383.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 123.26 383.25 Td (discount ) Tj ET Q q 0 0 0 rg BT 159.98 383.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 192.24 383.25 Td (and ) Tj ET Q q 0 0 0 rg BT 209.51 383.25 Td (rates. ) Tj ET Q q 0 0 0 rg BT 233.09 383.25 Td (As ) Tj ET Q q 0 0 0 rg BT 247.03 383.25 Td (the ) Tj ET Q q 0 0 0 rg BT 262.07 383.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 278.77 383.25 Td (value ) Tj ET Q q 0 0 0 rg BT 303.25 383.25 Td (measure ) Tj ET Q q 0 0 0 rg BT 339.39 383.25 Td (is ) Tj ET Q q 0 0 0 rg BT 348.89 383.25 Td (based ) Tj ET Q q 0 0 0 rg BT 374.49 383.25 Td (on ) Tj ET Q q 0 0 0 rg BT 387.31 383.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 432.35 383.25 Td (inputs ) Tj ET Q q 0 0 0 rg BT 459.62 383.25 Td (that ) Tj ET Q q 0 0 0 rg BT 477.45 383.25 Td (are ) Tj ET Q q 0 0 0 rg BT 492.48 383.25 Td (not ) Tj ET Q q 0 0 0 rg BT 508.08 383.25 Td (observable ) Tj ET Q q 0 0 0 rg BT 554.22 383.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 371.25 Td (the ) Tj ET Q q 0 0 0 rg BT 100.72 371.25 Td (market, ) Tj ET Q q 0 0 0 rg BT 133.48 371.25 Td (they ) Tj ET Q q 0 0 0 rg BT 153.20 371.25 Td (are ) Tj ET Q q 0 0 0 rg BT 167.90 371.25 Td (categorized ) Tj ET Q q 0 0 0 rg BT 216.48 371.25 Td (as ) Tj ET Q q 0 0 0 rg BT 227.31 371.25 Td (Level ) Tj ET Q q 0 0 0 rg BT 252.58 371.25 Td (3.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 344.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 111.58 344.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 149.37 344.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 198.84 344.25 Td (not ) Tj ET Q q 0 0 0 rg BT 214.43 344.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 255.55 344.25 Td (at ) Tj ET Q q 0 0 0 rg BT 265.58 344.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 282.27 344.25 Td (value ) Tj ET Q q 0 0 0 rg BT 306.73 344.25 Td (on ) Tj ET Q q 0 0 0 rg BT 319.54 344.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.56 344.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 381.95 344.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 435.30 344.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 468.65 344.25 Td (sheets ) Tj ET Q q 0 0 0 rg BT 495.89 344.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.92 344.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 332.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 332.25 Td ( ) Tj ET Q q 0 0 0 rg BT 72.31 332.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.07 332.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.07 332.25 Td ( ) Tj ET Q q 0 0 0 rg BT 111.38 332.25 Td (but ) Tj ET Q q 0 0 0 rg BT 126.47 332.25 Td (which ) Tj ET Q q 0 0 0 rg BT 153.22 332.25 Td (require ) Tj ET Q q 0 0 0 rg BT 183.85 332.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 226.71 332.25 Td (of ) Tj ET Q q 0 0 0 rg BT 237.36 332.25 Td (their ) Tj ET Q q 0 0 0 rg BT 257.99 332.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 274.18 332.25 Td (values ) Tj ET Q q 0 0 0 rg BT 302.04 332.25 Td (include: ) Tj ET Q q 0 0 0 rg BT 336.57 332.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 356.65 332.25 Td (and ) Tj ET Q q 0 0 0 rg BT 373.40 332.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 393.49 332.25 Td (equivalents, ) Tj ET Q q 0 0 0 rg BT 443.84 332.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 481.14 332.25 Td (receivable, ) Tj ET Q q 0 0 0 rg BT 527.03 332.25 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 320.25 Td (payable ) Tj ET Q q 0 0 0 rg BT 83.30 320.25 Td (and ) Tj ET Q q 0 0 0 rg BT 99.94 320.25 Td (accrued ) Tj ET Q q 0 0 0 rg BT 133.23 320.25 Td (expenses, ) Tj ET Q q 0 0 0 rg BT 174.04 320.25 Td (accrued ) Tj ET Q q 0 0 0 rg BT 207.33 320.25 Td (payroll ) Tj ET Q q 0 0 0 rg BT 237.86 320.25 Td (and ) Tj ET Q q 0 0 0 rg BT 254.50 320.25 Td (related ) Tj ET Q q 0 0 0 rg BT 283.91 320.25 Td (benefits, ) Tj ET Q q 0 0 0 rg BT 320.27 320.25 Td (capital ) Tj ET Q q 0 0 0 rg BT 349.13 320.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 371.32 320.25 Td (obligations, ) Tj ET Q q 0 0 0 rg BT 420.47 320.25 Td (and ) Tj ET Q q 0 0 0 rg BT 437.12 320.25 Td (debt ) Tj ET Q q 0 0 0 rg BT 456.54 320.25 Td (under ) Tj ET Q q 0 0 0 rg BT 481.51 320.25 Td (the ) Tj ET Q q 0 0 0 rg BT 495.94 320.25 Td (revolving ) Tj ET Q q 0 0 0 rg BT 536.47 320.25 Td (line ) Tj ET Q q 0 0 0 rg BT 553.67 320.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 308.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 74.97 308.25 Td (with ) Tj ET Q q 0 0 0 rg BT 94.96 308.25 Td (Regions ) Tj ET Q q 0 0 0 rg BT 129.95 308.25 Td (Bank. ) Tj ET Q q 0 0 0 rg BT 155.61 308.25 Td (The ) Tj ET Q q 0 0 0 rg BT 173.37 308.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 213.90 308.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 229.99 308.25 Td (value ) Tj ET Q q 0 0 0 rg BT 253.86 308.25 Td (of ) Tj ET Q q 0 0 0 rg BT 264.40 308.25 Td (such ) Tj ET Q q 0 0 0 rg BT 284.94 308.25 Td (instruments ) Tj ET Q q 0 0 0 rg BT 333.81 308.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.24 308.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 401.54 308.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.54 308.25 Td ( ) Tj ET Q q 0 0 0 rg BT 423.75 308.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.40 308.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.40 308.25 Td ( ) Tj ET Q q 0 0 0 rg BT 462.61 308.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 508.13 308.25 Td (approximates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 296.25 Td (their ) Tj ET Q q 0 0 0 rg BT 70.83 296.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 106.64 296.25 Td (value ) Tj ET Q q 0 0 0 rg BT 130.80 296.25 Td (as ) Tj ET Q q 0 0 0 rg BT 141.63 296.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 177.44 296.25 Td (on ) Tj ET Q q 0 0 0 rg BT 189.94 296.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.66 296.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 257.70 296.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 290.73 296.25 Td (sheets. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 281.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 281.25 Td (Additional ) Tj ET Q q 0 0 0 rg BT 130.92 281.25 Td (information ) Tj ET Q q 0 0 0 rg BT 180.29 281.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 220.75 281.25 Td (the ) Tj ET Q q 0 0 0 rg BT 235.12 281.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 281.85 281.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 307.33 281.25 Td (and ) Tj ET Q q 0 0 0 rg BT 323.92 281.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 363.29 281.25 Td (that ) Tj ET Q q 0 0 0 rg BT 380.44 281.25 Td (are ) Tj ET Q q 0 0 0 rg BT 394.79 281.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 435.26 281.25 Td (at ) Tj ET Q q 0 0 0 rg BT 444.63 281.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 460.66 281.25 Td (value ) Tj ET Q q 0 0 0 rg BT 484.46 281.25 Td (on ) Tj ET Q q 0 0 0 rg BT 496.61 281.25 Td (a ) Tj ET Q q 0 0 0 rg BT 503.20 281.25 Td (recurring ) Tj ET Q q 0 0 0 rg BT 542.00 281.25 Td (basis ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 269.25 Td (is ) Tj ET Q q 0 0 0 rg BT 59.17 269.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 99.99 269.25 Td (in ) Tj ET Q q 0 0 0 rg BT 110.26 269.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.98 269.25 Td (following ) Tj ET Q q 0 0 0 rg BT 166.37 269.25 Td (tables:) Tj ET Q endstream endobj 117 0 obj <>] /Rotate 0 /Contents 118 0 R>> endobj 118 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (55) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 644.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 644.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 644.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 644.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 644.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 644.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 614.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 614.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 614.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 614.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 614.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 614.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 575.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 575.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 575.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 575.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 575.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 575.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 545.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 545.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 545.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 545.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 545.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 545.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 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327.5 659.5 m 399.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 659.5 m 469.5 659.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 659.5 m 541.5 659.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 599.5 m 399.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 599.5 m 469.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 599.5 m 541.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 599.5 m 327.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 576.5 m 327.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 574.5 m 327.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 599.5 m 399.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 576.5 m 399.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 574.5 m 399.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 599.5 m 469.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 576.5 m 469.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 574.5 m 469.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 599.5 m 541.5 599.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 576.5 m 541.5 576.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 574.5 m 541.5 574.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 505.5 m 399.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 505.5 m 469.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 505.5 m 541.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 505.5 m 327.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 482.5 m 327.5 482.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 480.5 m 327.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 505.5 m 399.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 482.5 m 399.5 482.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 480.5 m 399.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 505.5 m 469.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 482.5 m 469.5 482.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 480.5 m 469.5 480.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 505.5 m 541.5 505.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 482.5 m 541.5 482.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 480.5 m 541.5 480.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.70 738.18 Td (Fair Values at Reporting Date Using*) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 132.30 664.18 Td (Descriptions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.10 684.18 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.40 674.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.50 664.18 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.85 724.18 Td (Quoted Prices) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.25 714.18 Td (in Active) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.40 704.18 Td (Markets for) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.10 694.18 Td (Identical) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.75 684.18 Td (Assets or) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.60 674.18 Td (Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.25 664.18 Td (\(Level 1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.90 704.18 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.30 694.18 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.55 684.18 Td (Observable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.10 674.18 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.25 664.18 Td (\(Level 2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.90 694.18 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.55 684.18 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 491.10 674.18 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 664.18 Td (\(Level 3\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 649.18 Td (\(In thousands\)) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 72 632.61259765625 m 98.6650390625 632.61259765625 l s q 0 0 0 rg BT 72.00 634.18 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72 617.8333984375 m 186.8388671875 617.8333984375 l s q 0 0 0 rg BT 72.00 619.17 Td (Available-for-sale securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 604.17 Td (Commercial bank certificates of deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 604.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 604.17 Td (1,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 604.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 604.17 Td (1,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 604.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 604.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 604.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 604.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 580.18 Td (Total assets measured at fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 580.17 Td (1,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 580.17 Td (1,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 580.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 580.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 580.17 Td () Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 72 548.61259765625 m 114.783203125 548.61259765625 l s q 0 0 0 rg BT 72.00 550.18 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72 533.8333984375 m 120.8720703125 533.8333984375 l s q 0 0 0 rg BT 72.00 535.17 Td (Derivatives:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 520.17 Td (Contingent accrued earn-out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 510.17 Td (acquisition consideration \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 510.17 Td (4,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 510.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 510.17 Td (4,277) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 486.18 Td (Total liabilities measured at fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 486.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 486.17 Td (4,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 486.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 486.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 486.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 486.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 486.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 486.17 Td (4,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 456.17 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 85.89 456.17 Td (The ) Tj ET Q q 0 0 0 rg BT 104.25 456.17 Td (income ) Tj ET Q q 0 0 0 rg BT 136.59 456.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 176.71 456.17 Td (approach ) Tj ET Q q 0 0 0 rg BT 216.26 456.17 Td (is ) Tj ET Q q 0 0 0 rg BT 225.84 456.17 Td (applied ) Tj ET Q q 0 0 0 rg BT 258.18 456.17 Td (and ) Tj ET Q q 0 0 0 rg BT 275.52 456.17 Td (the ) Tj ET Q q 0 0 0 rg BT 290.65 456.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 330.76 456.17 Td (inputs ) Tj ET Q q 0 0 0 rg BT 358.12 456.17 Td (include ) Tj ET Q q 0 0 0 rg BT 390.46 456.17 Td (the ) Tj ET Q q 0 0 0 rg BT 405.58 456.17 Td (contingent ) Tj ET Q q 0 0 0 rg BT 450.70 456.17 Td (payment ) Tj ET Q q 0 0 0 rg BT 488.04 456.17 Td (arrangement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 446.17 Td (terms, ) Tj ET Q q 0 0 0 rg BT 99.22 446.17 Td (projected ) Tj ET Q q 0 0 0 rg BT 138.92 446.17 Td (cash ) Tj ET Q q 0 0 0 rg BT 159.19 446.17 Td (flows, ) Tj ET Q q 0 0 0 rg BT 186.41 446.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 203.89 446.17 Td (of ) Tj ET Q q 0 0 0 rg BT 214.72 446.17 Td (return, ) Tj ET Q q 0 0 0 rg BT 243.60 446.17 Td (and ) Tj ET Q q 0 0 0 rg BT 260.54 446.17 Td (probability ) Tj ET Q q 0 0 0 rg BT 306.92 446.17 Td (assessments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 431.17 Td (* ) Tj ET Q q 0 0 0 rg BT 79.50 431.17 Td (During ) Tj ET Q q 0 0 0 rg BT 110.33 431.17 Td (the ) Tj ET Q q 0 0 0 rg BT 125.05 431.17 Td (year ) Tj ET Q q 0 0 0 rg BT 144.75 431.17 Td (ended ) Tj ET Q q 0 0 0 rg BT 171.13 431.17 Td (December ) Tj ET Q q 0 0 0 rg BT 214.71 431.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 229.71 431.17 Td (2015 ) Tj ET Q q 0 0 0 rg BT 252.21 431.17 Td (there ) Tj ET Q q 0 0 0 rg BT 274.70 431.17 Td (were ) Tj ET Q q 0 0 0 rg BT 296.63 431.17 Td (no ) Tj ET Q q 0 0 0 rg BT 309.13 431.17 Td (transfers ) Tj ET Q q 0 0 0 rg BT 346.06 431.17 Td (between ) Tj ET Q q 0 0 0 rg BT 381.87 431.17 Td (fair ) Tj ET Q q 0 0 0 rg BT 398.25 431.17 Td (value ) Tj ET Q q 0 0 0 rg BT 422.41 431.17 Td (Levels ) Tj ET Q q 0 0 0 rg BT 451.56 431.17 Td (1, ) Tj ET Q q 0 0 0 rg BT 461.56 431.17 Td (2 ) Tj ET Q q 0 0 0 rg BT 469.06 431.17 Td (or ) Tj ET Q q 0 0 0 rg BT 479.89 431.17 Td (3.) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 294.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 294.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 294.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 294.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 294.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 294.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 264.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 264.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 264.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 264.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 264.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 264.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 225.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 225.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 225.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 225.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 225.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 225.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 195.50 180.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 195.50 7.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 195.50 71.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 195.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 195.50 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 195.50 72.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 155.50 180.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 249.50 155.50 7.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 256.50 155.50 71.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 327.50 155.50 72.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 155.50 70.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 155.50 72.00 -24.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 116.50 472.00 -25.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 383.5 m 327.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 383.5 m 399.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 383.5 m 469.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 383.5 m 541.5 383.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 383.5 m 327.5 383.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 309.5 m 327.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 309.5 m 399.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 309.5 m 469.5 309.5 l s 0 0 0 RG /GS0 gs 2.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 309.5 m 541.5 309.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 249.5 m 327.5 249.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 226.5 m 327.5 226.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 224.5 m 327.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 249.5 m 399.5 249.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 226.5 m 399.5 226.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 224.5 m 399.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 249.5 m 469.5 249.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 226.5 m 469.5 226.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 224.5 m 469.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 249.5 m 541.5 249.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 226.5 m 541.5 226.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 224.5 m 541.5 224.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 155.5 m 327.5 155.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 132.5 m 327.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 256.5 130.5 m 327.5 130.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 155.5 m 399.5 155.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 132.5 m 399.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 327.5 130.5 m 399.5 130.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 155.5 m 469.5 155.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 132.5 m 469.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 130.5 m 469.5 130.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 155.5 m 541.5 155.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 132.5 m 541.5 132.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 130.5 m 541.5 130.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 318.70 388.18 Td (Fair Values at Reporting Date Using*) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 132.30 314.18 Td (Descriptions) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 269.10 334.18 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 262.40 324.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.50 314.18 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.85 374.18 Td (Quoted Prices) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.25 364.18 Td (in Active) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.40 354.18 Td (Markets for) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.10 344.18 Td (Identical) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 343.75 334.18 Td (Assets or) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 341.60 324.18 Td (Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 344.25 314.18 Td (\(Level 1\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 410.90 354.18 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.30 344.18 Td (Other) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 409.55 334.18 Td (Observable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.10 324.18 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.25 314.18 Td (\(Level 2\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.90 344.18 Td (Significant) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.55 334.18 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 491.10 324.18 Td (Inputs) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 486.25 314.18 Td (\(Level 3\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.50 299.18 Td (\(In thousands\)) Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 72 282.61259765625 m 98.6650390625 282.61259765625 l s q 0 0 0 rg BT 72.00 284.18 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72 267.8333984375 m 186.8388671875 267.8333984375 l s q 0 0 0 rg BT 72.00 269.17 Td (Available-for-sale securities:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 254.17 Td (Commercial bank certificates of deposits) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 254.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 254.17 Td (281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 254.17 Td (281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 254.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 254.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 230.18 Td (Total assets measured at fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 230.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.65 230.17 Td (281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 230.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.65 230.17 Td (281) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 230.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 230.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 230.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.65 230.17 Td () Tj ET Q BT /F2 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 72 198.61259765625005 m 114.783203125 198.61259765625005 l s q 0 0 0 rg BT 72.00 200.18 Td (Liabilities) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 72 183.83339843750002 m 120.8720703125 183.83339843750002 l s q 0 0 0 rg BT 72.00 185.17 Td (Derivatives:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 170.17 Td (Contingent accrued earn-out) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 160.17 Td (acquisition consideration \(a\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 160.17 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 160.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 160.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 160.17 Td (5,367) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.00 136.18 Td (Total liabilities measured at fair value) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.00 136.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.15 136.17 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.00 136.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.65 136.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.00 136.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 136.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.00 136.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 136.17 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 106.17 Td (\(a\) ) Tj ET Q q 0 0 0 rg BT 85.89 106.17 Td (The ) Tj ET Q q 0 0 0 rg BT 104.25 106.17 Td (income ) Tj ET Q q 0 0 0 rg BT 136.59 106.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 176.71 106.17 Td (approach ) Tj ET Q q 0 0 0 rg BT 216.26 106.17 Td (is ) Tj ET Q q 0 0 0 rg BT 225.84 106.17 Td (applied ) Tj ET Q q 0 0 0 rg BT 258.18 106.17 Td (and ) Tj ET Q q 0 0 0 rg BT 275.52 106.17 Td (the ) Tj ET Q q 0 0 0 rg BT 290.65 106.17 Td (valuation ) Tj ET Q q 0 0 0 rg BT 330.76 106.17 Td (inputs ) Tj ET Q q 0 0 0 rg BT 358.12 106.17 Td (include ) Tj ET Q q 0 0 0 rg BT 390.46 106.17 Td (the ) Tj ET Q q 0 0 0 rg BT 405.58 106.17 Td (contingent ) Tj ET Q q 0 0 0 rg BT 450.70 106.17 Td (payment ) Tj ET Q q 0 0 0 rg BT 488.04 106.17 Td (arrangement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 96.17 Td (terms, ) Tj ET Q q 0 0 0 rg BT 99.22 96.17 Td (projected ) Tj ET Q q 0 0 0 rg BT 138.92 96.17 Td (cash ) Tj ET Q q 0 0 0 rg BT 159.19 96.17 Td (flows, ) Tj ET Q q 0 0 0 rg BT 186.41 96.17 Td (rate ) Tj ET Q q 0 0 0 rg BT 203.89 96.17 Td (of ) Tj ET Q q 0 0 0 rg BT 214.72 96.17 Td (return, ) Tj ET Q q 0 0 0 rg BT 243.60 96.17 Td (and ) Tj ET Q q 0 0 0 rg BT 260.54 96.17 Td (probability ) Tj ET Q q 0 0 0 rg BT 306.92 96.17 Td (assessments.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.00 81.17 Td (* ) Tj ET Q q 0 0 0 rg BT 79.50 81.17 Td (During ) Tj ET Q q 0 0 0 rg BT 110.33 81.17 Td (the ) Tj ET Q q 0 0 0 rg BT 125.05 81.17 Td (year ) Tj ET Q q 0 0 0 rg BT 144.75 81.17 Td (ended ) Tj ET Q q 0 0 0 rg BT 171.13 81.17 Td (December ) Tj ET Q q 0 0 0 rg BT 214.71 81.17 Td (31, ) Tj ET Q q 0 0 0 rg BT 229.71 81.17 Td (2014 ) Tj ET Q q 0 0 0 rg BT 252.21 81.17 Td (there ) Tj ET Q q 0 0 0 rg BT 274.70 81.17 Td (were ) Tj ET Q q 0 0 0 rg BT 296.63 81.17 Td (no ) Tj ET Q q 0 0 0 rg BT 309.13 81.17 Td (transfers ) Tj ET Q q 0 0 0 rg BT 346.06 81.17 Td (between ) Tj ET Q q 0 0 0 rg BT 381.87 81.17 Td (fair ) Tj ET Q q 0 0 0 rg BT 398.25 81.17 Td (value ) Tj ET Q q 0 0 0 rg BT 422.41 81.17 Td (Levels ) Tj ET Q q 0 0 0 rg BT 451.56 81.17 Td (1, ) Tj ET Q q 0 0 0 rg BT 461.56 81.17 Td (2 ) Tj ET Q q 0 0 0 rg BT 469.06 81.17 Td (or ) Tj ET Q q 0 0 0 rg BT 479.89 81.17 Td (3.) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 119 0 obj <>] /Rotate 0 /Contents 120 0 R>> endobj 120 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (56) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.77 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 91.54 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.32 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 97.09 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 99.86 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 102.63 742.10 Td (For ) Tj ET Q q 0 0 0 rg BT 119.30 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.29 742.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 181.64 742.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 207.74 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.95 742.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 264.94 742.10 Td (measured ) Tj ET Q q 0 0 0 rg BT 306.03 742.10 Td (at ) Tj ET Q q 0 0 0 rg BT 316.02 742.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 332.67 742.10 Td (value ) Tj ET Q q 0 0 0 rg BT 357.10 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 369.87 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 377.08 742.10 Td (recurring ) Tj ET Q q 0 0 0 rg BT 416.50 742.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 439.27 742.10 Td (using ) Tj ET Q q 0 0 0 rg BT 463.71 742.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 508.70 742.10 Td (unobservable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (inputs ) Tj ET Q q 0 0 0 rg BT 76.58 730.10 Td (\(Level ) Tj ET Q q 0 0 0 rg BT 104.81 730.10 Td (3\), ) Tj ET Q q 0 0 0 rg BT 117.77 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 132.12 730.10 Td (following ) Tj ET Q q 0 0 0 rg BT 173.14 730.10 Td (table ) Tj ET Q q 0 0 0 rg BT 194.71 730.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 231.28 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 237.85 730.10 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 294.96 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 305.42 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.77 730.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 361.90 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 378.47 730.10 Td (ending ) Tj ET Q q 0 0 0 rg BT 407.82 730.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 444.38 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 458.17 730.10 Td (each ) Tj ET Q q 0 0 0 rg BT 478.62 730.10 Td (category ) Tj ET Q q 0 0 0 rg BT 515.17 730.10 Td (therein, ) Tj ET Q q 0 0 0 rg BT 547.57 730.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (gains ) Tj ET Q q 0 0 0 rg BT 73.61 718.10 Td (or ) Tj ET Q q 0 0 0 rg BT 84.44 718.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 110.83 718.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 157.19 718.10 Td (during ) Tj ET Q q 0 0 0 rg BT 185.80 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.52 718.10 Td (year) Tj ET Q q 0 0 0 rg BT 217.17 718.10 Td (.) 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0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 265.6 m 413.5 265.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 267.6 m 506.5 267.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 413.5 265.6 m 506.5 265.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 146.55 639.28 Td (Fair Value Measurements Using Significant Unobservable Inputs \(Level 3\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 117.25 594.28 Td (Contingent Liability for Accrued Earn-out) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 152.00 584.28 Td (Acquisition Consideration) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.10 594.28 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 322.15 584.28 Td (December 31, 2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.10 594.28 Td (Balance at) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.15 584.28 Td (December 31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.55 569.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 545.27 Td (Beginning balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.00 545.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 545.27 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.15 545.27 Td (14,420) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 515.27 Td (Total remeasurement adjustments:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 490.27 Td ( \(Gains\) or losses included in earnings **) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.80 490.32 Td (\(1,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 490.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.80 490.32 Td (\(10,237) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 490.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 465.27 Td ( Reductions recorded against goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.80 465.32 Td (\(2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 465.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 492.65 465.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 440.27 Td ( Foreign currency translation adjustments ***) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.30 440.32 Td (\(73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 440.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.30 440.32 Td (\(314) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 440.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 410.27 Td (Acquisitions and settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 395.27 Td ( Business acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 395.27 Td (2,516) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 395.27 Td (4,312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 380.27 Td ( Settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 380.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.80 380.32 Td (\(2,814) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.65 380.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 350.27 Td (Ending balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 319.00 350.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.15 350.27 Td (4,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 350.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.15 350.27 Td (5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 311.27 Td (The amount of total \(gains\) or losses for the year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 301.27 Td (included in earnings or changes to net assets,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 291.27 Td (attributable to changes in unrealized \(gains\) or) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 281.27 Td (losses relating to assets or liabilities still held at) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 107.00 271.27 Td (year-end.) 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fair value measurement of the Company's contingent consideration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 157.70 Td (liabilities designated as Level 3 are as follows:) Tj ET Q endstream endobj 121 0 obj <>] /Rotate 0 /Contents 122 0 R>> endobj 122 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (57) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 696.50 176.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 696.50 5.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 696.50 67.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 696.50 6.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 696.50 105.00 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q 0 0 0 rg BT 245.00 701.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.80 725.18 Td (FairValueat) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.40 713.18 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.50 701.18 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 701.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.50 711.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.60 701.18 Td (ValuationTechnique) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 701.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.40 725.18 Td (Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.05 713.18 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.50 701.18 Td (Input) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 674.17 Td (Contingentacquisition consideration:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 662.17 Td (\(Qatarlyst, ) Tj ET Q q 0 0 0 rg BT 113.80 662.17 Td (V) Tj ET Q q 0 0 0 rg BT 119.92 662.17 Td (ertex, PB Systems, and ) Tj ET Q q 0 0 0 rg BT 214.73 662.17 Td (V) Tj ET Q q 0 0 0 rg BT 221.35 662.17 Td (ia ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 650.17 Td (Media acquisitions\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 650.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.75 650.17 Td ($4,277) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 650.17 Td (Discountedcashflow) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 680.17 Td (Expected future annual) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 670.17 Td (revenue streams and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 660.17 Td (probability of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 650.17 Td (achievement) Tj ET Q BT /F1 10.00 Tf ET 0.8 0.9333333333333333 1 rg /GS0 gs 66.50 552.10 176.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 242.50 552.10 5.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 552.10 67.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 314.50 552.10 6.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 320.50 552.10 105.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 425.50 552.10 6.00 -51.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 431.50 552.10 113.00 -51.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 552.1 m 314.5 552.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 320.5 552.1 m 425.5 552.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 431.5 552.1 m 544.5 552.1 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 552.1 m 314.5 552.1 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 594.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 594.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 594.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 594.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.00 594.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 594.67 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 594.67 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 123.55 556.78 Td (\(inthousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 556.77 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.80 580.78 Td (FairValueat) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 251.40 568.78 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 270.50 556.78 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.00 556.77 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.50 566.78 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 328.60 556.78 Td (ValuationTechnique) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.00 556.77 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.40 580.78 Td (Significant ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.05 568.78 Td (Unobservable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.50 556.78 Td (Input) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 529.77 Td (Contingentacquisition consideration:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 517.77 Td (\(V) Tj ET Q q 0 0 0 rg BT 78.44 517.77 Td (ertex, i3 Software, HealthCare Magic, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.00 505.77 Td (and Qatarlyst acquisitions\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.00 505.77 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.75 505.77 Td ($5,367) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 505.77 Td (Discountedcashflow) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 535.77 Td (Expected future annual) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 525.77 Td (revenue streams and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 515.77 Td (probability of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.00 505.77 Td (achievement) Tj ET Q BT /F1 10.00 Tf ET BT /F3 10.00 Tf ET q 0 0 0 rg BT 52.00 475.30 Td (Sensitivity to Changes in Significant Unobservable Inputs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 458.95 Td (As ) Tj ET Q q 0 0 0 rg BT 87.87 458.95 Td (presented ) Tj ET Q q 0 0 0 rg BT 129.94 458.95 Td (in ) Tj ET Q q 0 0 0 rg BT 141.48 458.95 Td (the ) Tj ET Q q 0 0 0 rg BT 157.45 458.95 Td (table ) Tj ET Q q 0 0 0 rg BT 180.64 458.95 Td (above, ) Tj ET Q q 0 0 0 rg BT 210.78 458.95 Td (the ) Tj ET Q q 0 0 0 rg BT 226.75 458.95 Td (significant ) Tj ET Q q 0 0 0 rg BT 272.72 458.95 Td (unobservable ) Tj ET Q q 0 0 0 rg BT 329.79 458.95 Td (inputs ) Tj ET Q q 0 0 0 rg BT 358.00 458.95 Td (used ) Tj ET Q q 0 0 0 rg BT 380.08 458.95 Td (in ) Tj ET Q q 0 0 0 rg BT 391.62 458.95 Td (the ) Tj ET Q q 0 0 0 rg BT 407.59 458.95 Td (fair ) Tj ET Q q 0 0 0 rg BT 425.22 458.95 Td (value ) Tj ET Q q 0 0 0 rg BT 450.64 458.95 Td (measurement ) Tj ET Q q 0 0 0 rg BT 507.70 458.95 Td (of ) Tj ET Q q 0 0 0 rg BT 519.79 458.95 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.95 Td (consideration ) Tj ET Q q 0 0 0 rg BT 106.85 446.95 Td (related ) Tj ET Q q 0 0 0 rg BT 137.02 446.95 Td (to ) Tj ET Q q 0 0 0 rg BT 147.78 446.95 Td (business ) Tj ET Q q 0 0 0 rg BT 184.64 446.95 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 235.39 446.95 Td (are ) Tj ET Q q 0 0 0 rg BT 250.58 446.95 Td (forecasts ) Tj ET Q q 0 0 0 rg BT 289.09 446.95 Td (of ) Tj ET Q q 0 0 0 rg BT 300.39 446.95 Td (expected ) Tj ET Q q 0 0 0 rg BT 338.90 446.95 Td (future ) Tj ET Q q 0 0 0 rg BT 365.75 446.95 Td (annual ) Tj ET Q q 0 0 0 rg BT 395.38 446.95 Td (revenues ) Tj ET Q q 0 0 0 rg BT 433.89 446.95 Td (as ) Tj ET Q q 0 0 0 rg BT 445.20 446.95 Td (developed ) Tj ET Q q 0 0 0 rg BT 489.27 446.95 Td (by ) Tj ET Q q 0 0 0 rg BT 502.24 446.95 Td (the ) Tj ET Q q 0 0 0 rg BT 517.44 446.95 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.95 Td (management ) Tj ET Q q 0 0 0 rg BT 103.24 434.95 Td (and ) Tj ET Q q 0 0 0 rg BT 119.83 434.95 Td (the ) Tj ET Q q 0 0 0 rg BT 134.20 434.95 Td (probability ) Tj ET Q q 0 0 0 rg BT 180.23 434.95 Td (of ) Tj ET Q q 0 0 0 rg BT 190.71 434.95 Td (achievement ) Tj ET Q q 0 0 0 rg BT 243.39 434.95 Td (of ) Tj ET Q q 0 0 0 rg BT 253.87 434.95 Td (those ) Tj ET Q q 0 0 0 rg BT 277.13 434.95 Td (revenue ) Tj ET Q q 0 0 0 rg BT 310.93 434.95 Td (forecasts. ) Tj ET Q q 0 0 0 rg BT 350.96 434.95 Td (The ) Tj ET Q q 0 0 0 rg BT 368.66 434.95 Td (discount ) Tj ET Q q 0 0 0 rg BT 404.69 434.95 Td (rate ) Tj ET Q q 0 0 0 rg BT 421.83 434.95 Td (used ) Tj ET Q q 0 0 0 rg BT 442.31 434.95 Td (in ) Tj ET Q q 0 0 0 rg BT 452.24 434.95 Td (these ) Tj ET Q q 0 0 0 rg BT 474.94 434.95 Td (calculations ) Tj ET Q q 0 0 0 rg BT 524.85 434.95 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 533.67 434.95 Td (1.75%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 434.95 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.95 Td (Significant ) Tj ET Q q 0 0 0 rg BT 96.07 422.95 Td (increases ) Tj ET Q q 0 0 0 rg BT 134.90 422.95 Td (\(decreases\) ) Tj ET Q q 0 0 0 rg BT 182.05 422.95 Td (in ) Tj ET Q q 0 0 0 rg BT 192.01 422.95 Td (these ) Tj ET Q q 0 0 0 rg BT 214.74 422.95 Td (unobservable ) Tj ET Q q 0 0 0 rg BT 270.24 422.95 Td (inputs ) Tj ET Q q 0 0 0 rg BT 296.88 422.95 Td (in ) Tj ET Q q 0 0 0 rg BT 306.84 422.95 Td (isolation ) Tj ET Q q 0 0 0 rg BT 343.47 422.95 Td (would ) Tj ET Q q 0 0 0 rg BT 370.65 422.95 Td (likely ) Tj ET Q q 0 0 0 rg BT 395.61 422.95 Td (result ) Tj ET Q q 0 0 0 rg BT 420.01 422.95 Td (in ) Tj ET Q q 0 0 0 rg BT 429.98 422.95 Td (a ) Tj ET Q q 0 0 0 rg BT 436.60 422.95 Td (significantly ) Tj ET Q q 0 0 0 rg BT 488.78 422.95 Td (\(lower\) ) Tj ET Q q 0 0 0 rg BT 520.39 422.95 Td (higher ) Tj ET Q q 0 0 0 rg BT 548.12 422.95 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.95 Td (value ) Tj ET Q q 0 0 0 rg BT 74.16 410.95 Td (measurement.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 388.95 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 137.83 388.95 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 191.11 388.95 Td (and ) Tj ET Q q 0 0 0 rg BT 209.41 388.95 Td (Deferr) Tj ET Q q 0 0 0 rg BT 237.53 388.95 Td (ed ) Tj ET Q q 0 0 0 rg BT 249.70 388.95 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 286.36 388.95 Td (The ) Tj ET Q q 0 0 0 rg BT 314.08 388.95 Td (Company ) Tj ET Q q 0 0 0 rg BT 355.14 388.95 Td (derives ) Tj ET Q q 0 0 0 rg BT 386.19 388.95 Td (its ) Tj ET Q q 0 0 0 rg BT 397.81 388.95 Td (revenues ) Tj ET Q q 0 0 0 rg BT 435.52 388.95 Td (primarily ) Tj ET Q q 0 0 0 rg BT 474.90 388.95 Td (from ) Tj ET Q q 0 0 0 rg BT 496.51 388.95 Td (professional ) Tj ET Q q 0 0 0 rg BT 547.56 388.95 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.90 Td (support ) Tj ET Q q 0 0 0 rg BT 82.72 376.90 Td (services, ) Tj ET Q q 0 0 0 rg BT 120.15 376.90 Td (which ) Tj ET Q q 0 0 0 rg BT 147.30 376.90 Td (includes ) Tj ET Q q 0 0 0 rg BT 183.35 376.90 Td (revenue ) Tj ET Q q 0 0 0 rg BT 217.71 376.90 Td (generated ) Tj ET Q q 0 0 0 rg BT 259.30 376.90 Td (from ) Tj ET Q q 0 0 0 rg BT 281.46 376.90 Td (subscription ) Tj ET Q q 0 0 0 rg BT 333.06 376.90 Td (and ) Tj ET Q q 0 0 0 rg BT 350.22 376.90 Td (transaction ) Tj ET Q q 0 0 0 rg BT 396.81 376.90 Td (fees ) Tj ET Q q 0 0 0 rg BT 415.63 376.90 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 458.89 376.90 Td (to ) Tj ET Q q 0 0 0 rg BT 469.39 376.90 Td (services ) Tj ET Q q 0 0 0 rg BT 504.32 376.90 Td (delivered ) Tj ET Q q 0 0 0 rg BT 544.24 376.90 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.90 Td (our ) Tj ET Q q 0 0 0 rg BT 65.43 364.90 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 109.17 364.90 Td (or ) Tj ET Q q 0 0 0 rg BT 119.60 364.90 Td (from ) Tj ET Q q 0 0 0 rg BT 141.14 364.90 Td (our ) Tj ET Q q 0 0 0 rg BT 156.57 364.90 Td (application ) Tj ET Q q 0 0 0 rg BT 203.09 364.90 Td (service ) Tj ET Q q 0 0 0 rg BT 233.51 364.90 Td (provider ) Tj ET Q q 0 0 0 rg BT 269.48 364.90 Td (\(ASP\) ) Tj ET Q q 0 0 0 rg BT 305.46 364.90 Td (platforms, ) Tj ET Q q 0 0 0 rg BT 348.39 364.90 Td (software ) Tj ET Q q 0 0 0 rg BT 384.92 364.90 Td (development ) Tj ET Q q 0 0 0 rg BT 438.67 364.90 Td (projects ) Tj ET Q q 0 0 0 rg BT 472.42 364.90 Td (and ) Tj ET Q q 0 0 0 rg BT 488.96 364.90 Td (associated ) Tj ET Q q 0 0 0 rg BT 532.15 364.90 Td (fees ) Tj ET Q q 0 0 0 rg BT 550.35 364.90 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.90 Td (consulting, ) Tj ET Q q 0 0 0 rg BT 97.53 352.90 Td (implementation, ) Tj ET Q q 0 0 0 rg BT 166.16 352.90 Td (training, ) Tj ET Q q 0 0 0 rg BT 203.13 352.90 Td (and ) Tj ET Q q 0 0 0 rg BT 220.93 352.90 Td (project ) Tj ET Q q 0 0 0 rg BT 252.06 352.90 Td (management ) Tj ET Q q 0 0 0 rg BT 306.52 352.90 Td (provided ) Tj ET Q q 0 0 0 rg BT 345.43 352.90 Td (to ) Tj ET Q q 0 0 0 rg BT 356.57 352.90 Td (customers ) Tj ET Q q 0 0 0 rg BT 400.49 352.90 Td (using ) Tj ET Q q 0 0 0 rg BT 425.52 352.90 Td (our ) Tj ET Q q 0 0 0 rg BT 442.22 352.90 Td (systems, ) Tj ET Q q 0 0 0 rg BT 479.75 352.90 Td (and ) Tj ET Q q 0 0 0 rg BT 497.56 352.90 Td (risk ) Tj ET Q q 0 0 0 rg BT 515.92 352.90 Td (compliance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.90 Td (solutions ) Tj ET Q q 0 0 0 rg BT 88.68 340.90 Td (\("RCS"\). ) Tj ET Q q 0 0 0 rg BT 127.47 340.90 Td (Sales ) Tj ET Q q 0 0 0 rg BT 151.14 340.90 Td (and ) Tj ET Q q 0 0 0 rg BT 168.13 340.90 Td (value-added ) Tj ET Q q 0 0 0 rg BT 219.56 340.90 Td (taxes ) Tj ET Q q 0 0 0 rg BT 242.67 340.90 Td (are ) Tj ET Q q 0 0 0 rg BT 257.43 340.90 Td (not ) Tj ET Q q 0 0 0 rg BT 272.77 340.90 Td (included ) Tj ET Q q 0 0 0 rg BT 309.77 340.90 Td (in ) Tj ET Q q 0 0 0 rg BT 320.11 340.90 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 360.71 340.90 Td (but ) Tj ET Q q 0 0 0 rg BT 376.04 340.90 Td (rather ) Tj ET Q q 0 0 0 rg BT 401.92 340.90 Td (are ) Tj ET Q q 0 0 0 rg BT 416.69 340.90 Td (recorded ) Tj ET Q q 0 0 0 rg BT 454.23 340.90 Td (as ) Tj ET Q q 0 0 0 rg BT 465.12 340.90 Td (a ) Tj ET Q q 0 0 0 rg BT 472.12 340.90 Td (liability ) Tj ET Q q 0 0 0 rg BT 505.79 340.90 Td (until ) Tj ET Q q 0 0 0 rg BT 526.68 340.90 Td (the ) Tj ET Q q 0 0 0 rg BT 541.46 340.90 Td (taxes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.90 Td (assessed ) Tj ET Q q 0 0 0 rg BT 86.38 328.90 Td (are ) Tj ET Q q 0 0 0 rg BT 101.09 328.90 Td (remitted ) Tj ET Q q 0 0 0 rg BT 136.91 328.90 Td (to ) Tj ET Q q 0 0 0 rg BT 147.19 328.90 Td (the ) Tj ET Q q 0 0 0 rg BT 161.90 328.90 Td (respective ) Tj ET Q q 0 0 0 rg BT 204.94 328.90 Td (taxing ) Tj ET Q q 0 0 0 rg BT 232.43 328.90 Td (authorities.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 306.90 Td (The ) Tj ET Q q 0 0 0 rg BT 117.91 306.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 160.16 306.90 Td (follows ) Tj ET Q q 0 0 0 rg BT 193.52 306.90 Td (the ) Tj ET Q q 0 0 0 rg BT 209.09 306.90 Td (relevant ) Tj ET Q q 0 0 0 rg BT 244.66 306.90 Td (technical ) Tj ET Q q 0 0 0 rg BT 284.11 306.90 Td (accounting ) Tj ET Q q 0 0 0 rg BT 331.34 306.90 Td (guidance ) Tj ET Q q 0 0 0 rg BT 370.79 306.90 Td (regarding ) Tj ET Q q 0 0 0 rg BT 412.47 306.90 Td (revenue ) Tj ET Q q 0 0 0 rg BT 447.48 306.90 Td (recognition ) Tj ET Q q 0 0 0 rg BT 496.38 306.90 Td (as ) Tj ET Q q 0 0 0 rg BT 508.07 306.90 Td (issued ) Tj ET Q q 0 0 0 rg BT 536.43 306.90 Td (by ) Tj ET Q q 0 0 0 rg BT 549.79 306.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.90 Td (Financial ) Tj ET Q q 0 0 0 rg BT 88.41 294.90 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 136.60 294.90 Td (Standards ) Tj ET Q q 0 0 0 rg BT 177.58 294.90 Td (Board ) Tj ET Q q 0 0 0 rg BT 203.56 294.90 Td (\("F) Tj ET Q q 0 0 0 rg BT 215.79 294.90 Td (ASB"\) ) Tj ET Q q 0 0 0 rg BT 244.19 294.90 Td (and ) Tj ET Q q 0 0 0 rg BT 260.17 294.90 Td (the ) Tj ET Q q 0 0 0 rg BT 273.92 294.90 Td (Securities ) Tj ET Q q 0 0 0 rg BT 314.90 294.90 Td (and ) Tj ET Q q 0 0 0 rg BT 330.87 294.90 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 371.83 294.90 Td (Commission's ) Tj ET Q q 0 0 0 rg BT 429.63 294.90 Td (\("SEC"\). ) Tj ET Q q 0 0 0 rg BT 466.72 294.90 Td (The ) Tj ET Q q 0 0 0 rg BT 483.81 294.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 524.23 294.90 Td (considers ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.90 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.31 282.90 Td (earned ) Tj ET Q q 0 0 0 rg BT 113.62 282.90 Td (and ) Tj ET Q q 0 0 0 rg BT 130.72 282.90 Td (realizable ) Tj ET Q q 0 0 0 rg BT 172.25 282.90 Td (when: ) Tj ET Q q 0 0 0 rg BT 199.35 282.90 Td (\(a\)persuasive ) Tj ET Q q 0 0 0 rg BT 257.82 282.90 Td (evidence ) Tj ET Q q 0 0 0 rg BT 296.02 282.90 Td (of ) Tj ET Q q 0 0 0 rg BT 307.01 282.90 Td (the ) Tj ET Q q 0 0 0 rg BT 321.90 282.90 Td (sales ) Tj ET Q q 0 0 0 rg BT 344.00 282.90 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 396.63 282.90 Td (exists, ) Tj ET Q q 0 0 0 rg BT 424.58 282.90 Td (\(b\)the ) Tj ET Q q 0 0 0 rg BT 453.62 282.90 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 506.26 282.90 Td (fee ) Tj ET Q q 0 0 0 rg BT 521.13 282.90 Td (is ) Tj ET Q q 0 0 0 rg BT 530.46 282.90 Td (fixed ) Tj ET Q q 0 0 0 rg BT 553.67 282.90 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.95 Td (determinable, ) Tj ET Q q 0 0 0 rg BT 106.13 270.95 Td (\(c\)service ) Tj ET Q q 0 0 0 rg BT 149.47 270.95 Td (delivery ) Tj ET Q q 0 0 0 rg BT 183.66 270.95 Td (or ) Tj ET Q q 0 0 0 rg BT 193.42 270.95 Td (performance ) Tj ET Q q 0 0 0 rg BT 245.38 270.95 Td (has ) Tj ET Q q 0 0 0 rg BT 260.14 270.95 Td (occurred, ) Tj ET Q q 0 0 0 rg BT 299.04 270.95 Td (\(d\)customer ) Tj ET Q q 0 0 0 rg BT 351.29 270.95 Td (acceptance ) Tj ET Q q 0 0 0 rg BT 396.56 270.95 Td (has ) Tj ET Q q 0 0 0 rg BT 411.32 270.95 Td (been ) Tj ET Q q 0 0 0 rg BT 431.63 270.95 Td (received ) Tj ET Q q 0 0 0 rg BT 466.92 270.95 Td (or ) Tj ET Q q 0 0 0 rg BT 476.68 270.95 Td (is ) Tj ET Q q 0 0 0 rg BT 484.78 270.95 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 529.53 270.95 Td (assured, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.95 Td (if ) Tj ET Q q 0 0 0 rg BT 58.22 258.95 Td (contractually ) Tj ET Q q 0 0 0 rg BT 112.52 258.95 Td (required, ) Tj ET Q q 0 0 0 rg BT 150.45 258.95 Td (and ) Tj ET Q q 0 0 0 rg BT 167.00 258.95 Td (\(e\)collectability ) Tj ET Q q 0 0 0 rg BT 234.91 258.95 Td (of ) Tj ET Q q 0 0 0 rg BT 245.35 258.95 Td (the ) Tj ET Q q 0 0 0 rg BT 259.67 258.95 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 311.75 258.95 Td (fee ) Tj ET Q q 0 0 0 rg BT 326.07 258.95 Td (is ) Tj ET Q q 0 0 0 rg BT 334.85 258.95 Td (probable. ) Tj ET Q q 0 0 0 rg BT 374.29 258.95 Td (The ) Tj ET Q q 0 0 0 rg BT 391.95 258.95 Td (Company ) Tj ET Q q 0 0 0 rg BT 432.94 258.95 Td (typically ) Tj ET Q q 0 0 0 rg BT 470.04 258.95 Td (uses ) Tj ET Q q 0 0 0 rg BT 489.37 258.95 Td (signed ) Tj ET Q q 0 0 0 rg BT 517.59 258.95 Td (contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 246.95 Td (agreements ) Tj ET Q q 0 0 0 rg BT 100.91 246.95 Td (as ) Tj ET Q q 0 0 0 rg BT 114.62 246.95 Td (persuasive ) Tj ET Q q 0 0 0 rg BT 162.20 246.95 Td (evidence ) Tj ET Q q 0 0 0 rg BT 203.11 246.95 Td (of ) Tj ET Q q 0 0 0 rg BT 216.82 246.95 Td (a ) Tj ET Q q 0 0 0 rg BT 226.63 246.95 Td (sales ) Tj ET Q q 0 0 0 rg BT 251.45 246.95 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 308.91 246.95 Td (W) Tj ET Q q 0 0 0 rg BT 317.55 246.95 Td (e ) Tj ET Q q 0 0 0 rg BT 327.36 246.95 Td (apply ) Tj ET Q q 0 0 0 rg BT 354.96 246.95 Td (the ) Tj ET Q q 0 0 0 rg BT 372.55 246.95 Td (provisions ) Tj ET Q q 0 0 0 rg BT 419.60 246.95 Td (of ) Tj ET Q q 0 0 0 rg BT 433.31 246.95 Td (the ) Tj ET Q q 0 0 0 rg BT 450.90 246.95 Td (relevant ) Tj ET Q q 0 0 0 rg BT 488.48 246.95 Td (F) Tj ET Q q 0 0 0 rg BT 493.30 246.95 Td (ASB ) Tj ET Q q 0 0 0 rg BT 518.13 246.95 Td (accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 234.95 Td (pronouncements ) Tj ET Q q 0 0 0 rg BT 118.38 234.95 Td (related ) Tj ET Q q 0 0 0 rg BT 147.88 234.95 Td (to ) Tj ET Q q 0 0 0 rg BT 157.94 234.95 Td (all ) Tj ET Q q 0 0 0 rg BT 170.23 234.95 Td (transactions ) Tj ET Q q 0 0 0 rg BT 220.28 234.95 Td (involving ) Tj ET Q q 0 0 0 rg BT 260.91 234.95 Td (the ) Tj ET Q q 0 0 0 rg BT 275.42 234.95 Td (license ) Tj ET Q q 0 0 0 rg BT 305.47 234.95 Td (of ) Tj ET Q q 0 0 0 rg BT 316.09 234.95 Td (software ) Tj ET Q q 0 0 0 rg BT 352.81 234.95 Td (where ) Tj ET Q q 0 0 0 rg BT 379.53 234.95 Td (the ) Tj ET Q q 0 0 0 rg BT 394.03 234.95 Td (software ) Tj ET Q q 0 0 0 rg BT 430.75 234.95 Td (deliverables ) Tj ET Q q 0 0 0 rg BT 481.35 234.95 Td (are ) Tj ET Q q 0 0 0 rg BT 495.85 234.95 Td (considered ) Tj ET Q q 0 0 0 rg BT 541.46 234.95 Td (more ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.95 Td (than ) Tj ET Q q 0 0 0 rg BT 70.19 222.95 Td (inconsequential ) Tj ET Q q 0 0 0 rg BT 135.92 222.95 Td (to ) Tj ET Q q 0 0 0 rg BT 146.67 222.95 Td (the ) Tj ET Q q 0 0 0 rg BT 161.86 222.95 Td (other ) Tj ET Q q 0 0 0 rg BT 185.37 222.95 Td (elements ) Tj ET Q q 0 0 0 rg BT 223.89 222.95 Td (in ) Tj ET Q q 0 0 0 rg BT 234.64 222.95 Td (the ) Tj ET Q q 0 0 0 rg BT 249.82 222.95 Td (arrangement. ) Tj ET Q q 0 0 0 rg BT 305.27 222.95 Td (For ) Tj ET Q q 0 0 0 rg BT 322.13 222.95 Td (contracts ) Tj ET Q q 0 0 0 rg BT 361.19 222.95 Td (that ) Tj ET Q q 0 0 0 rg BT 379.16 222.95 Td (contain ) Tj ET Q q 0 0 0 rg BT 411.56 222.95 Td (multiple ) Tj ET Q q 0 0 0 rg BT 447.87 222.95 Td (deliverables, ) Tj ET Q q 0 0 0 rg BT 501.65 222.95 Td (we ) Tj ET Q q 0 0 0 rg BT 516.28 222.95 Td (analyze ) Tj ET Q q 0 0 0 rg BT 549.78 222.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.95 Td (revenue ) Tj ET Q q 0 0 0 rg BT 85.67 210.95 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 143.56 210.95 Td (in ) Tj ET Q q 0 0 0 rg BT 155.36 210.95 Td (accordance ) Tj ET Q q 0 0 0 rg BT 204.35 210.95 Td (with ) Tj ET Q q 0 0 0 rg BT 226.15 210.95 Td (the ) Tj ET Q q 0 0 0 rg BT 242.40 210.95 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 291.96 210.95 Td (authoritative ) Tj ET Q q 0 0 0 rg BT 346.52 210.95 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 389.14 210.95 Td (which ) Tj ET Q q 0 0 0 rg BT 417.60 210.95 Td (provides ) Tj ET Q q 0 0 0 rg BT 456.07 210.95 Td (criteria ) Tj ET Q q 0 0 0 rg BT 488.40 210.95 Td (governing ) Tj ET Q q 0 0 0 rg BT 532.98 210.95 Td (how ) Tj ET Q q 0 0 0 rg BT 554.22 210.95 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 198.95 Td (determine ) Tj ET Q q 0 0 0 rg BT 91.99 198.95 Td (whether ) Tj ET Q q 0 0 0 rg BT 126.20 198.95 Td (goods ) Tj ET Q q 0 0 0 rg BT 152.10 198.95 Td (or ) Tj ET Q q 0 0 0 rg BT 162.43 198.95 Td (services ) Tj ET Q q 0 0 0 rg BT 196.65 198.95 Td (that ) Tj ET Q q 0 0 0 rg BT 213.65 198.95 Td (are ) Tj ET Q q 0 0 0 rg BT 227.86 198.95 Td (delivered ) Tj ET Q q 0 0 0 rg BT 267.07 198.95 Td (separately ) Tj ET Q q 0 0 0 rg BT 309.61 198.95 Td (in ) Tj ET Q q 0 0 0 rg BT 319.39 198.95 Td (a ) Tj ET Q q 0 0 0 rg BT 325.83 198.95 Td (bundled ) Tj ET Q q 0 0 0 rg BT 360.06 198.95 Td (sales ) Tj ET Q q 0 0 0 rg BT 381.50 198.95 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 433.48 198.95 Td (should ) Tj ET Q q 0 0 0 rg BT 462.15 198.95 Td (be ) Tj ET Q q 0 0 0 rg BT 473.60 198.95 Td (considered ) Tj ET Q q 0 0 0 rg BT 518.92 198.95 Td (as ) Tj ET Q q 0 0 0 rg BT 529.25 198.95 Td (separate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 186.95 Td (units ) Tj ET Q q 0 0 0 rg BT 70.91 186.95 Td (of ) Tj ET Q q 0 0 0 rg BT 80.69 186.95 Td (accounting ) Tj ET Q q 0 0 0 rg BT 126.02 186.95 Td (for ) Tj ET Q q 0 0 0 rg BT 139.14 186.95 Td (the ) Tj ET Q q 0 0 0 rg BT 152.81 186.95 Td (purpose ) Tj ET Q q 0 0 0 rg BT 185.93 186.95 Td (of ) Tj ET Q q 0 0 0 rg BT 195.72 186.95 Td (revenue ) Tj ET Q q 0 0 0 rg BT 228.82 186.95 Td (recognition. ) Tj ET Q q 0 0 0 rg BT 278.32 186.95 Td (Deliverables ) Tj ET Q q 0 0 0 rg BT 330.31 186.95 Td (are ) Tj ET Q q 0 0 0 rg BT 343.98 186.95 Td (accounted ) Tj ET Q q 0 0 0 rg BT 385.97 186.95 Td (for ) Tj ET Q q 0 0 0 rg BT 399.08 186.95 Td (separately ) Tj ET Q q 0 0 0 rg BT 441.07 186.95 Td (if ) Tj ET Q q 0 0 0 rg BT 448.64 186.95 Td (they ) Tj ET Q q 0 0 0 rg BT 467.31 186.95 Td (meet ) Tj ET Q q 0 0 0 rg BT 488.21 186.95 Td (all ) Tj ET Q q 0 0 0 rg BT 499.66 186.95 Td (of ) Tj ET Q q 0 0 0 rg BT 509.45 186.95 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 186.95 Td (following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 174.95 Td (criteria: ) Tj ET Q q 0 0 0 rg BT 83.76 174.95 Td (a\) ) Tj ET Q q 0 0 0 rg BT 94.21 174.95 Td (the ) Tj ET Q q 0 0 0 rg BT 109.10 174.95 Td (delivered ) Tj ET Q q 0 0 0 rg BT 148.98 174.95 Td (item ) Tj ET Q q 0 0 0 rg BT 169.43 174.95 Td (has ) Tj ET Q q 0 0 0 rg BT 185.43 174.95 Td (value ) Tj ET Q q 0 0 0 rg BT 209.77 174.95 Td (to ) Tj ET Q q 0 0 0 rg BT 220.22 174.95 Td (the ) Tj ET Q q 0 0 0 rg BT 235.11 174.95 Td (customer ) Tj ET Q q 0 0 0 rg BT 274.44 174.95 Td (on ) Tj ET Q q 0 0 0 rg BT 287.12 174.95 Td (a ) Tj ET Q q 0 0 0 rg BT 294.23 174.95 Td (stand-alone ) Tj ET Q q 0 0 0 rg BT 343.00 174.95 Td (basis; ) Tj ET Q q 0 0 0 rg BT 368.46 174.95 Td (b\) ) Tj ET Q q 0 0 0 rg BT 379.46 174.95 Td (there ) Tj ET Q q 0 0 0 rg BT 402.12 174.95 Td (is ) Tj ET Q q 0 0 0 rg BT 411.47 174.95 Td (objective ) Tj ET Q q 0 0 0 rg BT 450.80 174.95 Td (and ) Tj ET Q q 0 0 0 rg BT 467.91 174.95 Td (reliable ) Tj ET Q q 0 0 0 rg BT 500.57 174.95 Td (evidence ) Tj ET Q q 0 0 0 rg BT 538.77 174.95 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 174.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 162.95 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.77 162.95 Td (value ) Tj ET Q q 0 0 0 rg BT 91.31 162.95 Td (for ) Tj ET Q q 0 0 0 rg BT 105.86 162.95 Td (all ) Tj ET Q q 0 0 0 rg BT 118.75 162.95 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 171.61 162.95 Td (deliverables; ) Tj ET Q q 0 0 0 rg BT 225.58 162.95 Td (and ) Tj ET Q q 0 0 0 rg BT 242.91 162.95 Td (c\) ) Tj ET Q q 0 0 0 rg BT 253.57 162.95 Td (if ) Tj ET Q q 0 0 0 rg BT 262.57 162.95 Td (the ) Tj ET Q q 0 0 0 rg BT 277.68 162.95 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 330.54 162.95 Td (includes ) Tj ET Q q 0 0 0 rg BT 366.75 162.95 Td (a ) Tj ET Q q 0 0 0 rg BT 374.08 162.95 Td (general ) Tj ET Q q 0 0 0 rg BT 406.39 162.95 Td (right ) Tj ET Q q 0 0 0 rg BT 428.17 162.95 Td (of ) Tj ET Q q 0 0 0 rg BT 439.39 162.95 Td (return ) Tj ET Q q 0 0 0 rg BT 466.16 162.95 Td (relative ) Tj ET Q q 0 0 0 rg BT 499.03 162.95 Td (to ) Tj ET Q q 0 0 0 rg BT 509.69 162.95 Td (the ) Tj ET Q q 0 0 0 rg BT 524.80 162.95 Td (delivered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 150.95 Td (items, ) Tj ET Q q 0 0 0 rg BT 76.79 150.95 Td (the ) Tj ET Q q 0 0 0 rg BT 91.63 150.95 Td (delivery ) Tj ET Q q 0 0 0 rg BT 127.02 150.95 Td (or ) Tj ET Q q 0 0 0 rg BT 137.97 150.95 Td (performance ) Tj ET Q q 0 0 0 rg BT 191.12 150.95 Td (of ) Tj ET Q q 0 0 0 rg BT 202.08 150.95 Td (the ) Tj ET Q q 0 0 0 rg BT 216.92 150.95 Td (undelivered ) Tj ET Q q 0 0 0 rg BT 266.74 150.95 Td (items ) Tj ET Q q 0 0 0 rg BT 291.03 150.95 Td (is ) Tj ET Q q 0 0 0 rg BT 300.33 150.95 Td (probable ) Tj ET Q q 0 0 0 rg BT 337.94 150.95 Td (and ) Tj ET Q q 0 0 0 rg BT 355.00 150.95 Td (substantially ) Tj ET Q q 0 0 0 rg BT 408.18 150.95 Td (controlled ) Tj ET Q q 0 0 0 rg BT 451.34 150.95 Td (by ) Tj ET Q q 0 0 0 rg BT 463.97 150.95 Td (the ) Tj ET Q q 0 0 0 rg BT 478.81 150.95 Td (Company) Tj ET Q q 0 0 0 rg BT 517.05 150.95 Td (. ) Tj ET Q q 0 0 0 rg BT 522.17 150.95 Td (Under ) Tj ET Q q 0 0 0 rg BT 549.79 150.95 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 138.95 Td (relevant ) Tj ET Q q 0 0 0 rg BT 84.97 138.95 Td (accounting ) Tj ET Q q 0 0 0 rg BT 131.62 138.95 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 172.98 138.95 Td (when ) Tj ET Q q 0 0 0 rg BT 197.41 138.95 Td (multiple-deliverables ) Tj ET Q q 0 0 0 rg BT 285.15 138.95 Td (included ) Tj ET Q q 0 0 0 rg BT 322.36 138.95 Td (in ) Tj ET Q q 0 0 0 rg BT 332.91 138.95 Td (an ) Tj ET Q q 0 0 0 rg BT 345.12 138.95 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 397.86 138.95 Td (are ) Tj ET Q q 0 0 0 rg BT 412.84 138.95 Td (to ) Tj ET Q q 0 0 0 rg BT 423.39 138.95 Td (be ) Tj ET Q q 0 0 0 rg BT 435.60 138.95 Td (separated ) Tj ET Q q 0 0 0 rg BT 476.12 138.95 Td (into ) Tj ET Q q 0 0 0 rg BT 494.45 138.95 Td (dif) Tj ET Q q 0 0 0 rg BT 505.38 138.95 Td (ferent ) Tj ET Q q 0 0 0 rg BT 531.46 138.95 Td (units ) Tj ET Q q 0 0 0 rg BT 553.68 138.95 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.95 Td (accounting, ) Tj ET Q q 0 0 0 rg BT 99.26 126.95 Td (the ) Tj ET Q q 0 0 0 rg BT 114.37 126.95 Td (arrangement ) Tj ET Q q 0 0 0 rg BT 167.23 126.95 Td (consideration ) Tj ET Q q 0 0 0 rg BT 223.99 126.95 Td (is ) Tj ET Q q 0 0 0 rg BT 233.55 126.95 Td (allocated ) Tj ET Q q 0 0 0 rg BT 272.53 126.95 Td (to ) Tj ET Q q 0 0 0 rg BT 283.20 126.95 Td (the ) Tj ET Q q 0 0 0 rg BT 298.31 126.95 Td (identified ) Tj ET Q q 0 0 0 rg BT 339.52 126.95 Td (separate ) Tj ET Q q 0 0 0 rg BT 375.17 126.95 Td (units ) Tj ET Q q 0 0 0 rg BT 397.50 126.95 Td (of ) Tj ET Q q 0 0 0 rg BT 408.73 126.95 Td (accounting ) Tj ET Q q 0 0 0 rg BT 455.49 126.95 Td (based ) Tj ET Q q 0 0 0 rg BT 481.15 126.95 Td (on ) Tj ET Q q 0 0 0 rg BT 494.04 126.95 Td (their ) Tj ET Q q 0 0 0 rg BT 515.25 126.95 Td (relative ) Tj ET Q q 0 0 0 rg BT 548.13 126.95 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.95 Td (values. ) Tj ET Q q 0 0 0 rg BT 81.31 114.95 Td (W) Tj ET Q q 0 0 0 rg BT 89.95 114.95 Td (e ) Tj ET Q q 0 0 0 rg BT 97.91 114.95 Td (determine ) Tj ET Q q 0 0 0 rg BT 141.41 114.95 Td (the ) Tj ET Q q 0 0 0 rg BT 157.15 114.95 Td (relative ) Tj ET Q q 0 0 0 rg BT 190.66 114.95 Td (selling ) Tj ET Q q 0 0 0 rg BT 220.84 114.95 Td (price ) Tj ET Q q 0 0 0 rg BT 244.35 114.95 Td (for ) Tj ET Q q 0 0 0 rg BT 259.53 114.95 Td (a ) Tj ET Q q 0 0 0 rg BT 267.49 114.95 Td (deliverable ) Tj ET Q q 0 0 0 rg BT 315.43 114.95 Td (based ) Tj ET Q q 0 0 0 rg BT 341.72 114.95 Td (on ) Tj ET Q q 0 0 0 rg BT 355.25 114.95 Td (vendor) Tj ET Q q 0 0 0 rg BT 382.81 114.95 Td (-specific ) Tj ET Q q 0 0 0 rg BT 420.76 114.95 Td (objective ) Tj ET Q q 0 0 0 rg BT 460.93 114.95 Td (evidence ) Tj ET Q q 0 0 0 rg BT 499.99 114.95 Td (of ) Tj ET Q q 0 0 0 rg BT 511.84 114.95 Td (selling ) Tj ET Q q 0 0 0 rg BT 542.03 114.95 Td (price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.95 Td (\(VSOE\), ) Tj ET Q q 0 0 0 rg BT 96.51 102.95 Td (if ) Tj ET Q q 0 0 0 rg BT 104.98 102.95 Td (available, ) Tj ET Q q 0 0 0 rg BT 145.93 102.95 Td (or ) Tj ET Q q 0 0 0 rg BT 156.62 102.95 Td (third-party ) Tj ET Q q 0 0 0 rg BT 201.75 102.95 Td (evidence ) Tj ET Q q 0 0 0 rg BT 239.64 102.95 Td (\("TPE"\) ) Tj ET Q q 0 0 0 rg BT 274.60 102.95 Td (in ) Tj ET Q q 0 0 0 rg BT 284.74 102.95 Td (the ) Tj ET Q q 0 0 0 rg BT 299.32 102.95 Td (alternative ) Tj ET Q q 0 0 0 rg BT 343.88 102.95 Td (if ) Tj ET Q q 0 0 0 rg BT 352.35 102.95 Td (available, ) Tj ET Q q 0 0 0 rg BT 393.30 102.95 Td (or ) Tj ET Q q 0 0 0 rg BT 403.99 102.95 Td (finally ) Tj ET Q q 0 0 0 rg BT 432.45 102.95 Td (our ) Tj ET Q q 0 0 0 rg BT 448.14 102.95 Td (best ) Tj ET Q q 0 0 0 rg BT 466.61 102.95 Td (estimate ) Tj ET Q q 0 0 0 rg BT 502.29 102.95 Td (of ) Tj ET Q q 0 0 0 rg BT 512.98 102.95 Td (selling ) Tj ET Q q 0 0 0 rg BT 542.01 102.95 Td (price ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.95 Td (\(BESP\), ) Tj ET Q q 0 0 0 rg BT 94.44 90.95 Td (if ) Tj ET Q q 0 0 0 rg BT 102.87 90.95 Td (VSOE ) Tj ET Q q 0 0 0 rg BT 131.48 90.95 Td (or ) Tj ET Q q 0 0 0 rg BT 142.13 90.95 Td (TPE ) Tj ET Q q 0 0 0 rg BT 162.41 90.95 Td (is ) Tj ET Q q 0 0 0 rg BT 171.58 90.95 Td (not ) Tj ET Q q 0 0 0 rg BT 186.86 90.95 Td (available.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 68.95 Td (The ) Tj ET Q q 0 0 0 rg BT 116.31 68.95 Td (Company ) Tj ET Q q 0 0 0 rg BT 156.96 68.95 Td (begins ) Tj ET Q q 0 0 0 rg BT 184.84 68.95 Td (to ) Tj ET Q q 0 0 0 rg BT 194.38 68.95 Td (recognize ) Tj ET Q q 0 0 0 rg BT 235.01 68.95 Td (revenue ) Tj ET Q q 0 0 0 rg BT 268.42 68.95 Td (from ) Tj ET Q q 0 0 0 rg BT 289.62 68.95 Td (license ) Tj ET Q q 0 0 0 rg BT 319.15 68.95 Td (fees ) Tj ET Q q 0 0 0 rg BT 337.02 68.95 Td (for ) Tj ET Q q 0 0 0 rg BT 350.44 68.95 Td (its ) Tj ET Q q 0 0 0 rg BT 361.65 68.95 Td (exchange ) Tj ET Q q 0 0 0 rg BT 401.17 68.95 Td (\(SAAS\) ) Tj ET Q q 0 0 0 rg BT 435.16 68.95 Td (and ) Tj ET Q q 0 0 0 rg BT 450.98 68.95 Td (ASP) Tj ET Q q 0 0 0 rg BT 468.95 68.95 Td ( ) Tj ET Q q 0 0 0 rg BT 470.72 68.95 Td (products ) Tj ET Q q 0 0 0 rg BT 506.92 68.95 Td (upon ) Tj ET Q q 0 0 0 rg BT 528.69 68.95 Td (granting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 56.95 Td (customer ) Tj ET Q q 0 0 0 rg BT 89.91 56.95 Td (access ) Tj ET Q q 0 0 0 rg BT 118.70 56.95 Td (to ) Tj ET Q q 0 0 0 rg BT 129.73 56.95 Td (the ) Tj ET Q q 0 0 0 rg BT 145.21 56.95 Td (respective ) Tj ET Q q 0 0 0 rg BT 188.99 56.95 Td (processing ) Tj ET Q q 0 0 0 rg BT 235.01 56.95 Td (platform. ) Tj ET Q q 0 0 0 rg BT 274.97 56.95 Td (T) Tj ET Q q 0 0 0 rg BT 280.72 56.95 Td (ransaction ) Tj ET Q q 0 0 0 rg BT 325.07 56.95 Td (services ) Tj ET Q q 0 0 0 rg BT 360.53 56.95 Td (fee ) Tj ET Q q 0 0 0 rg BT 376.00 56.95 Td (revenue ) Tj ET Q q 0 0 0 rg BT 410.90 56.95 Td (for ) Tj ET Q q 0 0 0 rg BT 425.81 56.95 Td (this ) Tj ET Q q 0 0 0 rg BT 443.51 56.95 Td (use ) Tj ET Q q 0 0 0 rg BT 460.10 56.95 Td (of ) Tj ET Q q 0 0 0 rg BT 471.68 56.95 Td (our ) Tj ET Q q 0 0 0 rg BT 488.27 56.95 Td (exchanges ) Tj ET Q q 0 0 0 rg BT 533.17 56.95 Td (or ) Tj ET Q q 0 0 0 rg BT 544.03 56.95 Td (ASP) Tj ET Q q 0 0 0 rg BT 562.01 56.95 Td ( ) Tj ET Q endstream endobj 123 0 obj <>] /Rotate 0 /Contents 124 0 R>> endobj 124 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (platforms ) Tj ET Q q 0 0 0 rg BT 91.30 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 100.94 742.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 147.77 742.10 Td (as ) Tj ET Q q 0 0 0 rg BT 159.07 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.26 742.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 225.00 742.10 Td (occur ) Tj ET Q q 0 0 0 rg BT 250.17 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 267.58 742.10 Td (are ) Tj ET Q q 0 0 0 rg BT 282.76 742.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 322.93 742.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 348.68 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 359.43 742.10 Td (arrears. ) Tj ET Q q 0 0 0 rg BT 392.10 742.10 Td (Revenues ) Tj ET Q q 0 0 0 rg BT 433.95 742.10 Td (from ) Tj ET Q q 0 0 0 rg BT 456.35 742.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 478.23 742.10 Td (arrangements, ) Tj ET Q q 0 0 0 rg BT 537.56 742.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (include ) Tj ET Q q 0 0 0 rg BT 81.75 730.10 Td (data ) Tj ET Q q 0 0 0 rg BT 100.72 730.10 Td (entry ) Tj ET Q q 0 0 0 rg BT 123.59 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 140.34 730.10 Td (call ) Tj ET Q q 0 0 0 rg BT 157.09 730.10 Td (center ) Tj ET Q q 0 0 0 rg BT 183.83 730.10 Td (services, ) Tj ET Q q 0 0 0 rg BT 220.86 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 237.61 730.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 278.24 730.10 Td (certificate ) Tj ET Q q 0 0 0 rg BT 320.53 730.10 Td (creation ) Tj ET Q q 0 0 0 rg BT 355.05 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.80 730.10 Td (tracking ) Tj ET Q q 0 0 0 rg BT 406.88 730.10 Td (services, ) Tj ET Q q 0 0 0 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1 1 rg /GS0 gs 50.00 503.03 79.51 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 496.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 109.51 496.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 129.51 503.03 36.29 -9.09 re f /GS0 gs q 0 0 0 rg BT 129.51 496.10 Td ( ) Tj ET Q q 0 0 0 rg BT 132.94 496.10 Td (include ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 165.80 503.03 54.82 -9.09 re f /GS0 gs q 0 0 0 rg BT 165.80 496.10 Td ($36.7 ) Tj ET Q q 0 0 0 rg BT 191.72 496.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 220.62 503.03 238.63 -9.09 re f /GS0 gs q 0 0 0 rg BT 220.62 496.10 Td ( ) Tj ET Q q 0 0 0 rg BT 224.04 496.10 Td (of ) Tj ET Q q 0 0 0 rg BT 235.80 496.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 259.21 496.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 307.61 496.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 334.36 496.10 Td (at ) Tj ET Q q 0 0 0 rg BT 345.00 496.10 Td (invoice ) Tj ET Q q 0 0 0 rg BT 377.87 496.10 Td (billed ) Tj ET Q q 0 0 0 rg BT 404.07 496.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 441.38 496.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 459.24 503.03 54.82 -9.09 re f /GS0 gs q 0 0 0 rg BT 459.24 496.10 Td ($10.5 ) Tj ET Q q 0 0 0 rg BT 485.17 496.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 514.06 503.03 50.46 -9.09 re f /GS0 gs q 0 0 0 rg BT 514.06 496.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.49 496.10 Td (of ) Tj ET Q q 0 0 0 rg BT 529.25 496.10 Td (unbilled ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 491.03 89.58 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 484.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 99.04 484.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 118.66 484.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.07 484.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 139.58 491.03 55.46 -9.09 re f /GS0 gs q 0 0 0 rg BT 139.58 484.10 Td ($3.39 ) Tj ET Q q 0 0 0 rg BT 166.15 484.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 195.04 491.03 369.46 -9.09 re f /GS0 gs q 0 0 0 rg BT 195.04 484.10 Td ( ) Tj ET Q q 0 0 0 rg BT 199.11 484.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 241.51 484.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 286.11 484.10 Td (for ) Tj ET Q q 0 0 0 rg BT 301.85 484.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 339.80 484.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 378.86 484.10 Td (receivable\). ) Tj ET Q q 0 0 0 rg BT 429.84 484.10 Td (Reported ) Tj ET Q q 0 0 0 rg BT 470.57 484.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 509.63 484.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 554.78 484.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 479.03 79.80 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 472.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 109.80 472.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 129.80 479.03 36.87 -9.09 re f /GS0 gs q 0 0 0 rg BT 129.80 472.10 Td ( ) Tj ET Q q 0 0 0 rg BT 133.52 472.10 Td (include ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 166.68 479.03 55.11 -9.09 re f /GS0 gs q 0 0 0 rg BT 166.68 472.10 Td ($32.6 ) Tj ET Q q 0 0 0 rg BT 192.90 472.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 221.79 479.03 177.07 -9.09 re f /GS0 gs q 0 0 0 rg BT 221.79 472.10 Td ( ) Tj ET Q q 0 0 0 rg BT 225.51 472.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.56 472.10 Td (trade ) Tj ET Q q 0 0 0 rg BT 261.26 472.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 309.95 472.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 337.00 472.10 Td (at ) Tj ET Q q 0 0 0 rg BT 347.93 472.10 Td (invoice ) Tj ET Q q 0 0 0 rg BT 381.09 472.10 Td (bille) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.86 472.10 Td (d ) Tj ET Q q 0 0 0 rg BT 407.58 472.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 445.19 472.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.35 472.10 Td ($8.5 ) Tj ET Q q 0 0 0 rg BT 484.57 472.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.46 472.10 Td ( ) Tj ET Q q 0 0 0 rg BT 517.18 472.10 Td (of ) Tj ET Q q 0 0 0 rg BT 529.23 472.10 Td (unbilled ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 98.25 460.10 Td (\(net ) Tj ET Q q 0 0 0 rg BT 117.07 460.10 Td (of ) Tj ET Q q 0 0 0 rg BT 128.68 460.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.40 460.10 Td ($1.62 ) Tj ET Q q 0 0 0 rg BT 162.18 460.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.07 460.10 Td ( ) Tj ET Q q 0 0 0 rg BT 194.34 460.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 235.94 460.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 279.75 460.10 Td (for ) Tj ET Q q 0 0 0 rg BT 294.69 460.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 331.86 460.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 370.12 460.10 Td (receivable\). ) Tj ET Q q 0 0 0 rg BT 420.07 460.10 Td (The ) Tj ET Q q 0 0 0 rg BT 438.89 460.10 Td (unbilled ) Tj ET Q q 0 0 0 rg BT 474.94 460.10 Td (receivables ) Tj ET Q q 0 0 0 rg BT 523.19 460.10 Td (pertain ) Tj ET Q q 0 0 0 rg BT 554.23 460.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 79.98 448.10 Td (professional ) Tj ET Q q 0 0 0 rg BT 131.63 448.10 Td (service ) Tj ET Q q 0 0 0 rg BT 162.71 448.10 Td (engagements ) Tj ET Q q 0 0 0 rg BT 217.69 448.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.90 448.10 Td (system ) Tj ET Q q 0 0 0 rg BT 265.45 448.10 Td (development ) Tj ET Q q 0 0 0 rg BT 319.88 448.10 Td (projects ) Tj ET Q q 0 0 0 rg BT 354.31 448.10 Td (for ) Tj ET Q q 0 0 0 rg BT 368.74 448.10 Td (which ) Tj ET Q q 0 0 0 rg BT 395.95 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.94 448.10 Td (timing ) Tj ET Q q 0 0 0 rg BT 439.83 448.10 Td (of ) Tj ET Q q 0 0 0 rg BT 450.93 448.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 479.82 448.10 Td (is ) Tj ET Q q 0 0 0 rg BT 489.26 448.10 Td (tied ) Tj ET Q q 0 0 0 rg BT 507.03 448.10 Td (to ) Tj ET Q q 0 0 0 rg BT 517.58 448.10 Td (contractual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (milestones. ) Tj ET Q q 0 0 0 rg BT 96.49 436.10 Td (The ) Tj ET Q q 0 0 0 rg BT 113.36 436.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 153.56 436.10 Td (adheres ) Tj ET Q q 0 0 0 rg BT 185.41 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 194.51 436.10 Td (suc) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 207.84 443.03 356.66 -9.09 re f /GS0 gs q 0 0 0 rg BT 207.84 436.10 Td (h ) Tj ET Q q 0 0 0 rg BT 214.15 436.10 Td (contractually ) Tj ET Q q 0 0 0 rg BT 267.67 436.10 Td (stated ) Tj ET Q q 0 0 0 rg BT 292.31 436.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 344.15 436.10 Td (milestones ) Tj ET Q q 0 0 0 rg BT 388.23 436.10 Td (and ) Tj ET Q q 0 0 0 rg BT 403.99 436.10 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 452.51 436.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 477.71 436.10 Td (invoices ) Tj ET Q q 0 0 0 rg BT 512.36 436.10 Td (to ) Tj ET Q q 0 0 0 rg BT 521.45 436.10 Td (customers ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 431.03 514.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 424.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.48 424.10 Td (per ) Tj ET Q q 0 0 0 rg BT 75.39 424.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 109.74 424.10 Td (billing ) Tj ET Q q 0 0 0 rg BT 138.00 424.10 Td (schedules. ) Tj ET Q q 0 0 0 rg BT 181.05 424.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 220.96 424.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 264.19 424.10 Td (are ) Tj ET Q q 0 0 0 rg BT 278.54 424.10 Td (written ) Tj ET Q q 0 0 0 rg BT 309.01 424.10 Td (of) Tj ET Q q 0 0 0 rg BT 317.16 424.10 Td (f ) Tj ET Q q 0 0 0 rg BT 322.64 424.10 Td (against ) Tj ET Q q 0 0 0 rg BT 353.11 424.10 Td (the ) Tj ET Q q 0 0 0 rg BT 367.47 424.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 410.15 424.10 Td (for ) Tj ET Q q 0 0 0 rg BT 423.96 424.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 459.99 424.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 497.12 424.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 540.34 424.10 Td (when ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 419.03 243.92 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.58 412.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 105.83 412.10 Td (has ) Tj ET Q q 0 0 0 rg BT 121.52 412.10 Td (exhausted ) Tj ET Q q 0 0 0 rg BT 163.87 412.10 Td (all ) Tj ET Q q 0 0 0 rg BT 176.23 412.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 221.35 412.10 Td (collection ) Tj ET Q q 0 0 0 rg BT 263.14 412.10 Td (ef) Tj ET Q q 0 0 0 rg BT 270.73 412.10 Td (forts. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.92 412.10 Td (Management ) Tj ET Q q 0 0 0 rg BT 348.49 412.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 396.94 412.10 Td (analyzes ) Tj ET Q q 0 0 0 rg BT 433.73 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.31 412.10 Td (aging ) Tj ET Q q 0 0 0 rg BT 472.89 412.10 Td (of ) Tj ET Q q 0 0 0 rg BT 483.58 412.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 520.93 412.10 Td (receivable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.03 400.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 106.84 400.10 Td (bad ) Tj ET Q q 0 0 0 rg BT 123.87 400.10 Td (debts, ) Tj ET Q q 0 0 0 rg BT 150.08 400.10 Td (write-of) Tj ET Q q 0 0 0 rg BT 182.10 400.10 Td (fs, ) Tj ET Q q 0 0 0 rg BT 194.42 400.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 233.67 400.10 Td (concentrations, ) Tj ET Q q 0 0 0 rg BT 297.08 400.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 336.33 400.10 Td (credit-worthiness, ) Tj ET Q q 0 0 0 rg BT 410.85 400.10 Td (current ) Tj ET Q q 0 0 0 rg BT 441.76 400.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 483.23 400.10 Td (trends, ) Tj ET Q q 0 0 0 rg BT 512.76 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 529.79 400.10 Td (changes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (in ) Tj ET Q q 0 0 0 rg BT 61.09 388.10 Td (our ) Tj ET Q q 0 0 0 rg BT 77.74 388.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 117.71 388.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 155.46 388.10 Td (patterns ) Tj ET Q q 0 0 0 rg BT 190.43 388.10 Td (when ) Tj ET Q q 0 0 0 rg BT 215.41 388.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 260.37 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 275.90 388.10 Td (adequacy ) Tj ET Q q 0 0 0 rg BT 316.97 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 328.62 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 344.15 388.10 Td (allowance ) Tj ET Q q 0 0 0 rg BT 388.00 388.10 Td (for ) Tj ET Q q 0 0 0 rg BT 402.97 388.10 Td (doubtful ) Tj ET Q q 0 0 0 rg BT 440.18 388.10 Td (accounts ) Tj ET Q q 0 0 0 rg BT 478.48 388.10 Td (receivable. ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 525.37 395.03 39.14 -9.09 re f /GS0 gs q 0 0 0 rg BT 525.37 388.10 Td (Bad ) Tj ET Q q 0 0 0 rg BT 544.79 388.10 Td (debt ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 50.00 383.03 52.76 -9.09 re f /GS0 gs q 0 0 0 rg BT 50.00 376.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 84.71 376.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 102.76 383.03 48.89 -9.09 re f /GS0 gs q 0 0 0 rg BT 102.76 376.10 Td ($3.1 ) Tj ET Q q 0 0 0 rg BT 122.76 376.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 151.65 383.03 5.00 -9.09 re f /GS0 gs q 0 0 0 rg BT 151.65 376.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 156.65 383.03 48.89 -9.09 re f /GS0 gs q 0 0 0 rg BT 156.65 376.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 176.65 376.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 205.54 383.03 21.94 -9.09 re f /GS0 gs q 0 0 0 rg BT 205.54 376.10 Td (, ) Tj ET Q q 0 0 0 rg BT 210.54 376.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 227.48 383.03 48.89 -9.09 re f /GS0 gs q 0 0 0 rg BT 227.48 376.10 Td ($1.1 ) Tj ET Q q 0 0 0 rg BT 247.48 376.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 276.37 383.03 77.46 -9.09 re f /GS0 gs q 0 0 0 rg BT 276.37 376.10 Td ( ) Tj ET Q q 0 0 0 rg BT 278.87 376.10 Td (for ) Tj ET Q q 0 0 0 rg BT 293.03 376.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.75 376.10 Td (year ) Tj ET Q q 0 0 0 rg BT 327.46 376.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 353.83 383.03 78.58 -9.09 re f /GS0 gs q 0 0 0 rg BT 353.83 376.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 412.42 376.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET 1 1 1 rg /GS0 gs 432.42 383.03 2.50 -9.09 re f /GS0 gs q 0 0 0 rg BT 432.42 376.10 Td (,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.92 376.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.42 376.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.42 376.10 Td (, ) Tj ET Q q 0 0 0 rg BT 462.42 376.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.36 376.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.36 376.10 Td (, ) Tj ET Q q 0 0 0 rg BT 504.36 376.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 552.02 376.10 Td (. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 354.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 125.52 354.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.04 354.10 Td (Services ) Tj ET Q q 0 0 0 rg BT 175.22 354.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 185.58 354.10 Td (ovided) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 213.92 354.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 249.34 354.10 Td (of ) Tj ET Q q 0 0 0 rg BT 260.86 354.10 Td (services ) Tj ET Q q 0 0 0 rg BT 296.26 354.10 Td (provided ) Tj ET Q q 0 0 0 rg BT 334.99 354.10 Td (consist ) Tj ET Q q 0 0 0 rg BT 365.96 354.10 Td (of ) Tj ET Q q 0 0 0 rg BT 377.48 354.10 Td (data ) Tj ET Q q 0 0 0 rg BT 397.32 354.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 443.28 354.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 468.97 354.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 508.81 354.10 Td (support ) Tj ET Q q 0 0 0 rg BT 542.00 354.10 Td (costs ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.10 Td (including ) Tj ET Q q 0 0 0 rg BT 91.28 342.10 Td (personnel ) Tj ET Q q 0 0 0 rg BT 133.66 342.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 157.16 342.10 Td (to ) Tj ET Q q 0 0 0 rg BT 168.44 342.10 Td (maintain ) Tj ET Q q 0 0 0 rg BT 206.93 342.10 Td (our ) Tj ET Q q 0 0 0 rg BT 223.76 342.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 271.69 342.10 Td (databases, ) Tj ET Q q 0 0 0 rg BT 316.01 342.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 339.51 342.10 Td (to ) Tj ET Q q 0 0 0 rg BT 350.79 342.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 384.84 342.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 425.00 342.10 Td (call ) Tj ET Q q 0 0 0 rg BT 442.93 342.10 Td (center ) Tj ET Q q 0 0 0 rg BT 470.86 342.10 Td (support, ) Tj ET Q q 0 0 0 rg BT 506.86 342.10 Td (hardware ) Tj ET Q q 0 0 0 rg BT 547.56 342.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.10 Td (software ) Tj ET Q q 0 0 0 rg BT 88.43 330.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 124.63 330.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 169.73 330.10 Td (with ) Tj ET Q q 0 0 0 rg BT 191.50 330.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 239.38 330.10 Td (processing ) Tj ET Q q 0 0 0 rg BT 286.14 330.10 Td (systems ) Tj ET Q q 0 0 0 rg BT 321.81 330.10 Td (and ) Tj ET Q q 0 0 0 rg BT 340.25 330.10 Td (exchanges, ) Tj ET Q q 0 0 0 rg BT 388.39 330.10 Td (telecommunication ) Tj ET Q q 0 0 0 rg BT 469.03 330.10 Td (and ) Tj ET Q q 0 0 0 rg BT 487.47 330.10 Td (computer ) Tj ET Q q 0 0 0 rg BT 529.23 330.10 Td (network ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 318.10 Td (expense, ) Tj ET Q q 0 0 0 rg BT 86.62 318.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.96 318.10 Td (occupancy ) Tj ET Q q 0 0 0 rg BT 147.62 318.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 169.53 318.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 212.53 318.10 Td (with ) Tj ET Q q 0 0 0 rg BT 232.22 318.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 268.56 318.10 Td (where ) Tj ET Q q 0 0 0 rg BT 294.89 318.10 Td (these ) Tj ET Q q 0 0 0 rg BT 317.35 318.10 Td (functions ) Tj ET Q q 0 0 0 rg BT 356.47 318.10 Td (are ) Tj ET Q q 0 0 0 rg BT 370.59 318.10 Td (performed. ) Tj ET Q q 0 0 0 rg BT 416.64 318.10 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 470.19 318.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 504.31 318.10 Td (is ) Tj ET Q q 0 0 0 rg BT 512.89 318.10 Td (not ) Tj ET Q q 0 0 0 rg BT 527.57 318.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 306.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 82.78 306.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.61 306.10 Td (services ) Tj ET Q q 0 0 0 rg BT 128.32 306.10 Td (provided.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 284.10 Td (Capitalized ) Tj ET Q q 0 0 0 rg BT 150.48 284.10 Td (Softwar) Tj ET Q q 0 0 0 rg BT 184.18 284.10 Td (e ) Tj ET Q q 0 0 0 rg BT 191.21 284.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 249.90 284.10 Td (Costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.24 284.10 Td (In ) Tj ET Q q 0 0 0 rg BT 294.16 284.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 341.71 284.10 Td (with ) Tj ET Q q 0 0 0 rg BT 362.08 284.10 Td (the ) Tj ET Q q 0 0 0 rg BT 376.89 284.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 411.68 284.10 Td (F) Tj ET Q q 0 0 0 rg BT 416.50 284.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 438.55 284.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 485.01 284.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 523.70 284.10 Td (regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 272.10 Td (the ) Tj ET Q q 0 0 0 rg BT 66.35 272.10 Td (development ) Tj ET Q q 0 0 0 rg BT 122.13 272.10 Td (of ) Tj ET Q q 0 0 0 rg BT 134.60 272.10 Td (software ) Tj ET Q q 0 0 0 rg BT 173.16 272.10 Td (to ) Tj ET Q q 0 0 0 rg BT 185.07 272.10 Td (be ) Tj ET Q q 0 0 0 rg BT 198.64 272.10 Td (sold, ) Tj ET Q q 0 0 0 rg BT 221.95 272.10 Td (leased, ) Tj ET Q q 0 0 0 rg BT 253.56 272.10 Td (or ) Tj ET Q q 0 0 0 rg BT 266.03 272.10 Td (marketed, ) Tj ET Q q 0 0 0 rg BT 309.86 272.10 Td (the ) Tj ET Q q 0 0 0 rg BT 326.21 272.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 369.23 272.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 409.47 272.10 Td (such ) Tj ET Q q 0 0 0 rg BT 431.93 272.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 456.06 272.10 Td (as ) Tj ET Q q 0 0 0 rg BT 468.53 272.10 Td (they ) Tj ET Q q 0 0 0 rg BT 489.88 272.10 Td (are ) Tj ET Q q 0 0 0 rg BT 506.22 272.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 543.66 272.10 Td (until ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 260.10 Td (technological ) Tj ET Q q 0 0 0 rg BT 106.22 260.10 Td (feasibility ) Tj ET Q q 0 0 0 rg BT 148.56 260.10 Td (has ) Tj ET Q q 0 0 0 rg BT 164.25 260.10 Td (been ) Tj ET Q q 0 0 0 rg BT 185.47 260.10 Td (established, ) Tj ET Q q 0 0 0 rg BT 234.76 260.10 Td (at ) Tj ET Q q 0 0 0 rg BT 244.33 260.10 Td (and ) Tj ET Q q 0 0 0 rg BT 261.12 260.10 Td (after ) Tj ET Q q 0 0 0 rg BT 281.79 260.10 Td (which ) Tj ET Q q 0 0 0 rg BT 308.58 260.10 Td (time ) Tj ET Q q 0 0 0 rg BT 328.71 260.10 Td (those ) Tj ET Q q 0 0 0 rg BT 352.17 260.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 374.52 260.10 Td (are ) Tj ET Q q 0 0 0 rg BT 389.08 260.10 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 434.74 260.10 Td (until ) Tj ET Q q 0 0 0 rg BT 455.42 260.10 Td (the ) Tj ET Q q 0 0 0 rg BT 469.99 260.10 Td (product ) Tj ET Q q 0 0 0 rg BT 502.89 260.10 Td (is ) Tj ET Q q 0 0 0 rg BT 511.92 260.10 Td (available ) Tj ET Q q 0 0 0 rg BT 550.36 260.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 248.10 Td (general ) Tj ET Q q 0 0 0 rg BT 81.82 248.10 Td (release ) Tj ET Q q 0 0 0 rg BT 111.97 248.10 Td (to ) Tj ET Q q 0 0 0 rg BT 122.15 248.10 Td (customers. ) Tj ET Q q 0 0 0 rg BT 167.59 248.10 Td ( ) Tj ET Q q 0 0 0 rg BT 169.99 248.10 Td (Costs ) Tj ET Q q 0 0 0 rg BT 194.62 248.10 Td (incurred ) Tj ET Q q 0 0 0 rg BT 230.33 248.10 Td (to ) Tj ET Q q 0 0 0 rg BT 240.51 248.10 Td (enhance ) Tj ET Q q 0 0 0 rg BT 275.66 248.10 Td (our ) Tj ET Q q 0 0 0 rg BT 291.39 248.10 Td (software ) Tj ET Q q 0 0 0 rg BT 328.21 248.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 367.55 248.10 Td (after ) Tj ET Q q 0 0 0 rg BT 388.26 248.10 Td (general ) Tj ET Q q 0 0 0 rg BT 420.08 248.10 Td (market ) Tj ET Q q 0 0 0 rg BT 450.24 248.10 Td (release ) Tj ET Q q 0 0 0 rg BT 480.40 248.10 Td (of ) Tj ET Q q 0 0 0 rg BT 491.12 248.10 Td (the ) Tj ET Q q 0 0 0 rg BT 505.74 248.10 Td (services ) Tj ET Q q 0 0 0 rg BT 540.34 248.10 Td (using ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 236.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 104.16 236.10 Td (is ) Tj ET Q q 0 0 0 rg BT 113.33 236.10 Td (expensed ) Tj ET Q q 0 0 0 rg BT 153.03 236.10 Td (in ) Tj ET Q q 0 0 0 rg BT 163.31 236.10 Td (the ) Tj ET Q q 0 0 0 rg BT 178.03 236.10 Td (period ) Tj ET Q q 0 0 0 rg BT 206.07 236.10 Td (they ) Tj ET Q q 0 0 0 rg BT 225.79 236.10 Td (are ) Tj ET Q q 0 0 0 rg BT 240.50 236.10 Td (incurred.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 210.90 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 86.00 210.90 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 128.50 210.90 Td (and ) Tj ET Q q 0 0 0 rg BT 148.23 210.90 Td (Indefinite-Lived ) Tj ET Q q 0 0 0 rg BT 221.29 210.90 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 268.00 210.90 Td (Assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.27 210.90 Td (- ) Tj ET Q q 0 0 0 rg BT 305.20 210.90 Td (Goodwill ) Tj ET Q q 0 0 0 rg BT 346.59 210.90 Td (represents ) Tj ET Q q 0 0 0 rg BT 390.73 210.90 Td (the ) Tj ET Q q 0 0 0 rg BT 406.55 210.90 Td (cost ) Tj ET Q q 0 0 0 rg BT 426.27 210.90 Td (in ) Tj ET Q q 0 0 0 rg BT 437.65 210.90 Td (excess ) Tj ET Q q 0 0 0 rg BT 467.36 210.90 Td (of ) Tj ET Q q 0 0 0 rg BT 479.29 210.90 Td (the ) Tj ET Q q 0 0 0 rg BT 495.12 210.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 512.60 210.90 Td (value ) Tj ET Q q 0 0 0 rg BT 537.86 210.90 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 210.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 198.90 Td (identifiable ) Tj ET Q q 0 0 0 rg BT 97.93 198.90 Td (net ) Tj ET Q q 0 0 0 rg BT 112.54 198.90 Td (assets ) Tj ET Q q 0 0 0 rg BT 138.26 198.90 Td (from ) Tj ET Q q 0 0 0 rg BT 160.09 198.90 Td (the ) Tj ET Q q 0 0 0 rg BT 174.70 198.90 Td (businesses ) Tj ET Q q 0 0 0 rg BT 219.32 198.90 Td (that ) Tj ET Q q 0 0 0 rg BT 236.70 198.90 Td (we ) Tj ET Q q 0 0 0 rg BT 250.76 198.90 Td (acquire. ) Tj ET Q q 0 0 0 rg BT 285.07 198.90 Td (In ) Tj ET Q q 0 0 0 rg BT 295.80 198.90 Td (accordance ) Tj ET Q q 0 0 0 rg BT 343.15 198.90 Td (with ) Tj ET Q q 0 0 0 rg BT 363.32 198.90 Td (the ) Tj ET Q q 0 0 0 rg BT 377.93 198.90 Td (relevant ) Tj ET Q q 0 0 0 rg BT 412.52 198.90 Td (F) Tj ET Q q 0 0 0 rg BT 417.34 198.90 Td (ASB ) Tj ET Q q 0 0 0 rg BT 439.19 198.90 Td (accounting ) Tj ET Q q 0 0 0 rg BT 485.45 198.90 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 526.44 198.90 Td (goodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 186.90 Td (is ) Tj ET Q q 0 0 0 rg BT 58.99 186.90 Td (tested ) Tj ET Q q 0 0 0 rg BT 84.63 186.90 Td (for ) Tj ET Q q 0 0 0 rg BT 98.61 186.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 147.02 186.90 Td (at ) Tj ET Q q 0 0 0 rg BT 156.56 186.90 Td (the ) Tj ET Q q 0 0 0 rg BT 171.09 186.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 210.06 186.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 227.93 186.90 Td (level ) Tj ET Q q 0 0 0 rg BT 249.69 186.90 Td (on ) Tj ET Q q 0 0 0 rg BT 262.00 186.90 Td (an ) Tj ET Q q 0 0 0 rg BT 273.76 186.90 Td (annual ) Tj ET Q q 0 0 0 rg BT 302.73 186.90 Td (basis ) Tj ET Q q 0 0 0 rg BT 325.05 186.90 Td (or ) Tj ET Q q 0 0 0 rg BT 335.69 186.90 Td (on ) Tj ET Q q 0 0 0 rg BT 348.01 186.90 Td (an ) Tj ET Q q 0 0 0 rg BT 359.77 186.90 Td (interim ) Tj ET Q q 0 0 0 rg BT 390.96 186.90 Td (basis ) Tj ET Q q 0 0 0 rg BT 413.28 186.90 Td (if ) Tj ET Q q 0 0 0 rg BT 421.71 186.90 Td (an ) Tj ET Q q 0 0 0 rg BT 433.46 186.90 Td (event ) Tj ET Q q 0 0 0 rg BT 457.43 186.90 Td (occurred ) Tj ET Q q 0 0 0 rg BT 494.73 186.90 Td (or ) Tj ET Q q 0 0 0 rg BT 505.37 186.90 Td (circumstances ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 174.90 Td (change ) Tj ET Q q 0 0 0 rg BT 80.80 174.90 Td (that ) Tj ET Q q 0 0 0 rg BT 98.27 174.90 Td (would ) Tj ET Q q 0 0 0 rg BT 125.76 174.90 Td (indicate ) Tj ET Q q 0 0 0 rg BT 159.89 174.90 Td (that ) Tj ET Q q 0 0 0 rg BT 177.37 174.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 193.72 174.90 Td (value ) Tj ET Q q 0 0 0 rg BT 217.86 174.90 Td (of ) Tj ET Q q 0 0 0 rg BT 228.67 174.90 Td (a ) Tj ET Q q 0 0 0 rg BT 235.59 174.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 274.73 174.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 292.77 174.90 Td (decreased ) Tj ET Q q 0 0 0 rg BT 334.67 174.90 Td (below ) Tj ET Q q 0 0 0 rg BT 361.59 174.90 Td (its ) Tj ET Q q 0 0 0 rg BT 373.52 174.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 409.31 174.90 Td (value. ) Tj ET Q q 0 0 0 rg BT 435.95 174.90 Td (Potential ) Tj ET Q q 0 0 0 rg BT 473.98 174.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 522.57 174.90 Td (indicators ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 162.90 Td (include ) Tj ET Q q 0 0 0 rg BT 83.51 162.90 Td (a ) Tj ET Q q 0 0 0 rg BT 92.03 162.90 Td (significant ) Tj ET Q q 0 0 0 rg BT 138.32 162.90 Td (change ) Tj ET Q q 0 0 0 rg BT 170.71 162.90 Td (in ) Tj ET Q q 0 0 0 rg BT 182.56 162.90 Td (the ) Tj ET Q q 0 0 0 rg BT 198.86 162.90 Td (business ) Tj ET Q q 0 0 0 rg BT 236.83 162.90 Td (climate, ) Tj ET Q q 0 0 0 rg BT 272.83 162.90 Td (legal ) Tj ET Q q 0 0 0 rg BT 296.34 162.90 Td (factors, ) Tj ET Q q 0 0 0 rg BT 330.13 162.90 Td (operating ) Tj ET Q q 0 0 0 rg BT 371.97 162.90 Td (performance ) Tj ET Q q 0 0 0 rg BT 426.57 162.90 Td (indicators, ) Tj ET Q q 0 0 0 rg BT 472.58 162.90 Td (competition,customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 150.90 Td (retentionand ) Tj ET Q q 0 0 0 rg BT 106.04 150.90 Td (the ) Tj ET Q q 0 0 0 rg BT 121.81 150.90 Td (sale ) Tj ET Q q 0 0 0 rg BT 140.92 150.90 Td (or ) Tj ET Q q 0 0 0 rg BT 152.81 150.90 Td (disposition ) Tj ET Q q 0 0 0 rg BT 200.26 150.90 Td (of ) Tj ET Q q 0 0 0 rg BT 212.15 150.90 Td (a ) Tj ET Q q 0 0 0 rg BT 220.15 150.90 Td (significant ) Tj ET Q q 0 0 0 rg BT 265.92 150.90 Td (portion ) Tj ET Q q 0 0 0 rg BT 298.37 150.90 Td (of ) Tj ET Q q 0 0 0 rg BT 310.25 150.90 Td (the ) Tj ET Q q 0 0 0 rg BT 326.03 150.90 Td (business. ) Tj ET Q q 0 0 0 rg BT 365.98 150.90 Td ( ) Tj ET Q q 0 0 0 rg BT 369.28 150.90 Td (The ) Tj ET Q q 0 0 0 rg BT 388.39 150.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 430.83 150.90 Td (applies ) Tj ET Q q 0 0 0 rg BT 462.72 150.90 Td (the ) Tj ET Q q 0 0 0 rg BT 478.49 150.90 Td (technical ) Tj ET Q q 0 0 0 rg BT 518.14 150.90 Td (accounting ) Tj ET Q q 0 0 0 rg BT 564.51 150.90 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 138.90 Td (guidance ) Tj ET Q q 0 0 0 rg BT 88.19 138.90 Td (concerning ) Tj ET Q q 0 0 0 rg BT 134.72 138.90 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 172.37 138.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 220.57 138.90 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 264.32 138.90 Td (whereby ) Tj ET Q q 0 0 0 rg BT 300.85 138.90 Td (the ) Tj ET Q q 0 0 0 rg BT 315.17 138.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 356.15 138.90 Td (first ) Tj ET Q q 0 0 0 rg BT 374.36 138.90 Td (assesses ) Tj ET Q q 0 0 0 rg BT 409.23 138.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 438.54 138.90 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 482.84 138.90 Td (factors ) Tj ET Q q 0 0 0 rg BT 512.15 138.90 Td (to ) Tj ET Q q 0 0 0 rg BT 522.03 138.90 Td (determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.90 Td (whether ) Tj ET Q q 0 0 0 rg BT 85.13 126.90 Td (the ) Tj ET Q q 0 0 0 rg BT 100.27 126.90 Td (existence ) Tj ET Q q 0 0 0 rg BT 140.39 126.90 Td (of ) Tj ET Q q 0 0 0 rg BT 151.64 126.90 Td (events ) Tj ET Q q 0 0 0 rg BT 180.11 126.90 Td (or ) Tj ET Q q 0 0 0 rg BT 191.36 126.90 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 250.92 126.90 Td (would ) Tj ET Q q 0 0 0 rg BT 278.84 126.90 Td (indicate ) Tj ET Q q 0 0 0 rg BT 313.42 126.90 Td (that ) Tj ET Q q 0 0 0 rg BT 331.33 126.90 Td (it ) Tj ET Q q 0 0 0 rg BT 339.81 126.90 Td (is ) Tj ET Q q 0 0 0 rg BT 349.40 126.90 Td (more ) Tj ET Q q 0 0 0 rg BT 372.87 126.90 Td (likely ) Tj ET Q q 0 0 0 rg BT 398.57 126.90 Td (than ) Tj ET Q q 0 0 0 rg BT 418.70 126.90 Td (not ) Tj ET Q q 0 0 0 rg BT 434.40 126.90 Td (that ) Tj ET Q q 0 0 0 rg BT 452.32 126.90 Td (the ) Tj ET Q q 0 0 0 rg BT 467.46 126.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 484.26 126.90 Td (value ) Tj ET Q q 0 0 0 rg BT 508.83 126.90 Td (of ) Tj ET Q q 0 0 0 rg BT 520.08 126.90 Td (any ) Tj ET Q q 0 0 0 rg BT 537.44 126.90 Td (of ) Tj ET Q q 0 0 0 rg BT 548.70 126.90 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 89.15 114.90 Td (units ) Tj ET Q q 0 0 0 rg BT 111.10 114.90 Td (was ) Tj ET Q q 0 0 0 rg BT 129.15 114.90 Td (less ) Tj ET Q q 0 0 0 rg BT 146.64 114.90 Td (than ) Tj ET Q q 0 0 0 rg BT 166.35 114.90 Td (its ) Tj ET Q q 0 0 0 rg BT 178.30 114.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 214.11 114.90 Td (amount. ) Tj ET Q q 0 0 0 rg BT 249.10 114.90 Td (If ) Tj ET Q q 0 0 0 rg BT 258.26 114.90 Td (after ) Tj ET Q q 0 0 0 rg BT 279.07 114.90 Td (assessing ) Tj ET Q q 0 0 0 rg BT 318.79 114.90 Td (the ) Tj ET Q q 0 0 0 rg BT 333.50 114.90 Td (totality ) Tj ET Q q 0 0 0 rg BT 364.33 114.90 Td (of ) Tj ET Q q 0 0 0 rg BT 375.16 114.90 Td (events ) Tj ET Q q 0 0 0 rg BT 403.20 114.90 Td (or ) Tj ET Q q 0 0 0 rg BT 414.03 114.90 Td (circumstances, ) Tj ET Q q 0 0 0 rg BT 475.66 114.90 Td (we ) Tj ET Q q 0 0 0 rg BT 489.82 114.90 Td (were ) Tj ET Q q 0 0 0 rg BT 511.75 114.90 Td (to ) Tj ET Q q 0 0 0 rg BT 522.02 114.90 Td (determine ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.90 Td (that ) Tj ET Q q 0 0 0 rg BT 67.22 102.90 Td (it ) Tj ET Q q 0 0 0 rg BT 75.01 102.90 Td (is ) Tj ET Q q 0 0 0 rg BT 83.91 102.90 Td (not ) Tj ET Q q 0 0 0 rg BT 98.92 102.90 Td (more ) Tj ET Q q 0 0 0 rg BT 121.69 102.90 Td (likely ) Tj ET Q q 0 0 0 rg BT 146.69 102.90 Td (than ) Tj ET Q q 0 0 0 rg BT 166.14 102.90 Td (not ) Tj ET Q q 0 0 0 rg BT 181.15 102.90 Td (that ) Tj ET Q q 0 0 0 rg BT 198.37 102.90 Td (the ) Tj ET Q q 0 0 0 rg BT 212.82 102.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 228.92 102.90 Td (value ) Tj ET Q q 0 0 0 rg BT 252.81 102.90 Td (of ) Tj ET Q q 0 0 0 rg BT 263.37 102.90 Td (a ) Tj ET Q q 0 0 0 rg BT 270.03 102.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 308.92 102.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 326.70 102.90 Td (is ) Tj ET Q q 0 0 0 rg BT 335.60 102.90 Td (less ) Tj ET Q q 0 0 0 rg BT 352.83 102.90 Td (than ) Tj ET Q q 0 0 0 rg BT 372.28 102.90 Td (its ) Tj ET Q q 0 0 0 rg BT 383.96 102.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 419.50 102.90 Td (amount, ) Tj ET Q q 0 0 0 rg BT 454.22 102.90 Td (then ) Tj ET Q q 0 0 0 rg BT 473.67 102.90 Td (we ) Tj ET Q q 0 0 0 rg BT 487.56 102.90 Td (would ) Tj ET Q q 0 0 0 rg BT 514.79 102.90 Td (not ) Tj ET Q q 0 0 0 rg BT 529.79 102.90 Td (perform ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.90 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 90.90 Td (two-step ) Tj ET Q q 0 0 0 rg BT 101.66 90.90 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 151.36 90.90 Td (impairment ) Tj ET Q q 0 0 0 rg BT 199.96 90.90 Td (testing ) Tj ET Q q 0 0 0 rg BT 229.13 90.90 Td (described ) Tj ET Q q 0 0 0 rg BT 269.94 90.90 Td (further ) Tj ET Q q 0 0 0 rg BT 299.65 90.90 Td (below) Tj ET Q q 0 0 0 rg BT 323.44 90.90 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 78.90 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 66.90 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 66.90 Td (The ) Tj ET Q q 0 0 0 rg BT 103.93 66.90 Td (aforementioned ) Tj ET Q q 0 0 0 rg BT 169.06 66.90 Td (two-step ) Tj ET Q q 0 0 0 rg BT 205.88 66.90 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 255.47 66.90 Td (testing ) Tj ET Q q 0 0 0 rg BT 284.52 66.90 Td (process ) Tj ET Q q 0 0 0 rg BT 316.89 66.90 Td (involves ) Tj ET Q q 0 0 0 rg BT 353.16 66.90 Td (comparing ) Tj ET Q q 0 0 0 rg BT 398.31 66.90 Td (the ) Tj ET Q q 0 0 0 rg BT 412.91 66.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 451.95 66.90 Td (unit ) Tj ET Q q 0 0 0 rg BT 469.89 66.90 Td (carrying ) Tj ET Q q 0 0 0 rg BT 505.58 66.90 Td (values ) Tj ET Q q 0 0 0 rg BT 533.51 66.90 Td (to ) Tj ET Q q 0 0 0 rg BT 543.68 66.90 Td (their ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 54.90 Td (respective ) Tj ET Q q 0 0 0 rg BT 92.28 54.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 107.90 54.90 Td (values; ) Tj ET Q q 0 0 0 rg BT 137.98 54.90 Td (we ) Tj ET Q q 0 0 0 rg BT 151.38 54.90 Td (determine ) Tj ET Q q 0 0 0 rg BT 193.11 54.90 Td (fair ) Tj ET Q q 0 0 0 rg BT 208.73 54.90 Td (value ) Tj ET Q q 0 0 0 rg BT 232.14 54.90 Td (of ) Tj ET Q q 0 0 0 rg BT 242.21 54.90 Td (our ) Tj ET Q q 0 0 0 rg BT 257.29 54.90 Td (reporting ) Tj ET Q q 0 0 0 rg BT 295.69 54.90 Td (units ) Tj ET Q q 0 0 0 rg BT 316.89 54.90 Td (by ) Tj ET Q q 0 0 0 rg BT 328.64 54.90 Td (applying ) Tj ET Q q 0 0 0 rg BT 365.38 54.90 Td (the ) Tj ET Q q 0 0 0 rg BT 379.34 54.90 Td (discounted ) Tj ET Q q 0 0 0 rg BT 424.41 54.90 Td (cash ) Tj ET Q q 0 0 0 rg BT 443.93 54.90 Td (flow ) Tj ET Q q 0 0 0 rg BT 464.01 54.90 Td (method ) Tj ET Q q 0 0 0 rg BT 495.75 54.90 Td (using ) Tj ET Q q 0 0 0 rg BT 519.17 54.90 Td (the ) Tj ET Q q 0 0 0 rg BT 533.13 54.90 Td (present ) Tj ET Q endstream endobj 125 0 obj <>] /Rotate 0 /Contents 126 0 R>> endobj 126 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (value ) Tj ET Q q 0 0 0 rg BT 74.24 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 85.15 742.10 Td (future ) Tj ET Q q 0 0 0 rg BT 111.61 742.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 152.51 742.10 Td (net ) Tj ET Q q 0 0 0 rg BT 167.31 742.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 187.67 742.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 214.97 742.10 Td (If ) Tj ET Q q 0 0 0 rg BT 224.21 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 239.01 742.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 255.47 742.10 Td (value ) Tj ET Q q 0 0 0 rg BT 279.71 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 290.63 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 297.65 742.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 336.88 742.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 355.02 742.10 Td (exceeds ) Tj ET Q q 0 0 0 rg BT 389.25 742.10 Td (its ) Tj ET Q q 0 0 0 rg BT 401.28 742.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 437.18 742.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 463.92 742.10 Td (then ) Tj ET Q q 0 0 0 rg BT 483.72 742.10 Td (no ) Tj ET Q q 0 0 0 rg BT 496.30 742.10 Td (further ) Tj ET Q q 0 0 0 rg BT 526.09 742.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 555.34 742.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (required. ) Tj ET Q q 0 0 0 rg BT 88.19 730.10 Td (However) Tj ET Q q 0 0 0 rg BT 124.44 730.10 Td (, ) Tj ET Q q 0 0 0 rg BT 129.32 730.10 Td (if ) Tj ET Q q 0 0 0 rg BT 137.80 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 144.62 730.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 183.65 730.10 Td (unit) Tj ET Q q 0 0 0 rg BT 201.99 730.10 Td (s ) Tj ET Q q 0 0 0 rg BT 208.26 730.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 224.51 730.10 Td (value ) Tj ET Q q 0 0 0 rg BT 248.54 730.10 Td (were ) Tj ET Q q 0 0 0 rg BT 270.35 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 280.50 730.10 Td (be ) Tj ET Q q 0 0 0 rg BT 292.32 730.10 Td (less ) Tj ET Q q 0 0 0 rg BT 309.70 730.10 Td (than ) Tj ET Q q 0 0 0 rg BT 329.29 730.10 Td (its ) Tj ET Q q 0 0 0 rg BT 341.11 730.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 376.81 730.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 403.34 730.10 Td (we ) Tj ET Q q 0 0 0 rg BT 417.38 730.10 Td (would ) Tj ET Q q 0 0 0 rg BT 444.75 730.10 Td (then ) Tj ET Q q 0 0 0 rg BT 464.35 730.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 506.70 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.30 730.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 553.67 730.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.09 718.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 114.06 718.10 Td (char) Tj ET Q q 0 0 0 rg BT 131.08 718.10 Td (ge, ) Tj ET Q q 0 0 0 rg BT 145.89 718.10 Td (if ) Tj ET Q q 0 0 0 rg BT 154.87 718.10 Td (any) Tj ET Q q 0 0 0 rg BT 168.66 718.10 Td (, ) Tj ET Q q 0 0 0 rg BT 174.03 718.10 Td (which ) Tj ET Q q 0 0 0 rg BT 201.34 718.10 Td (would ) Tj ET Q q 0 0 0 rg BT 229.21 718.10 Td (be ) Tj ET Q q 0 0 0 rg BT 241.52 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.61 718.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 289.48 718.10 Td (that ) Tj ET Q q 0 0 0 rg BT 307.34 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.43 718.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 358.62 718.10 Td (value ) Tj ET Q q 0 0 0 rg BT 383.14 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.35 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.43 718.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 448.96 718.10 Td (unit) Tj ET Q q 0 0 0 rg BT 467.29 718.10 Td (s ) Tj ET Q q 0 0 0 rg BT 474.06 718.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 512.49 718.10 Td (exceeded ) Tj ET Q q 0 0 0 rg BT 552.55 718.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (implied ) Tj ET Q q 0 0 0 rg BT 83.73 706.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 110.84 706.10 Td (W) Tj ET Q q 0 0 0 rg BT 119.48 706.10 Td (e ) Tj ET Q q 0 0 0 rg BT 127.09 706.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 162.48 706.10 Td (our ) Tj ET Q q 0 0 0 rg BT 178.99 706.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 208.83 706.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 247.56 706.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 296.84 706.10 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 341.67 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 359.29 706.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 389.14 706.10 Td (as ) Tj ET Q q 0 0 0 rg BT 400.65 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 412.16 706.10 Td (September ) Tj ET Q q 0 0 0 rg BT 458.10 706.10 Td (30 ) Tj ET Q q 0 0 0 rg BT 471.28 706.10 Td (each ) Tj ET Q q 0 0 0 rg BT 492.78 706.10 Td (year) Tj ET Q q 0 0 0 rg BT 509.43 706.10 Td (. ) Tj ET Q q 0 0 0 rg BT 515.11 706.10 Td (In ) Tj ET Q q 0 0 0 rg BT 526.62 706.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 549.80 706.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 88.64 694.10 Td (residing ) Tj ET Q q 0 0 0 rg BT 123.94 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 134.80 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 150.10 694.10 Td (Broker ) Tj ET Q q 0 0 0 rg BT 180.95 694.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 217.37 694.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 257.11 694.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 275.75 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.27 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 308.57 694.10 Td (Carrier ) Tj ET Q q 0 0 0 rg BT 339.97 694.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 376.39 694.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 416.13 694.10 Td (unit, ) Tj ET Q q 0 0 0 rg BT 437.27 694.10 Td (were ) Tj ET Q q 0 0 0 rg BT 459.78 694.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 501.17 694.10 Td (for ) Tj ET Q q 0 0 0 rg BT 515.91 694.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (based ) Tj ET Q q 0 0 0 rg BT 76.14 682.10 Td (on ) Tj ET Q q 0 0 0 rg BT 89.52 682.10 Td (an ) Tj ET Q q 0 0 0 rg BT 102.33 682.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 150.14 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.85 682.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 192.42 682.10 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 238.00 682.10 Td (factors, ) Tj ET Q q 0 0 0 rg BT 271.08 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 288.90 682.10 Td (were ) Tj ET Q q 0 0 0 rg BT 311.70 682.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 360.05 682.10 Td (not ) Tj ET Q q 0 0 0 rg BT 376.21 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 387.36 682.10 Td (have ) Tj ET Q q 0 0 0 rg BT 409.61 682.10 Td (been ) Tj ET Q q 0 0 0 rg BT 431.86 682.10 Td (impaired. ) Tj ET Q q 0 0 0 rg BT 475.78 682.10 Td (In ) Tj ET Q q 0 0 0 rg BT 487.48 682.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 510.85 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 526.45 682.10 Td (goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 682.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (residing ) Tj ET Q q 0 0 0 rg BT 84.20 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 93.95 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 108.15 670.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 149.55 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 151.53 670.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 190.17 670.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 207.70 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.12 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 238.31 670.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 258.63 670.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 308.93 670.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 348.70 670.10 Td (\("RCS"\) ) Tj ET Q q 0 0 0 rg BT 384.40 670.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 423.04 670.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 440.57 670.10 Td (were ) Tj ET Q q 0 0 0 rg BT 461.98 670.10 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 502.27 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 515.91 670.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (using ) Tj ET Q q 0 0 0 rg BT 74.41 658.10 Td (step-one ) Tj ET Q q 0 0 0 rg BT 111.03 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 122.11 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 137.07 658.10 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 187.02 658.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 216.42 658.10 Td (process ) Tj ET Q q 0 0 0 rg BT 249.16 658.10 Td (described ) Tj ET Q q 0 0 0 rg BT 290.22 658.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 319.14 658.10 Td (The ) Tj ET Q q 0 0 0 rg BT 337.43 658.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 354.05 658.10 Td (value ) Tj ET Q q 0 0 0 rg BT 378.45 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.52 658.10 Td (both ) Tj ET Q q 0 0 0 rg BT 410.04 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.12 658.10 Td (these ) Tj ET Q q 0 0 0 rg BT 444.41 658.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 483.80 658.10 Td (units ) Tj ET Q q 0 0 0 rg BT 506.00 658.10 Td (were ) Tj ET Q q 0 0 0 rg BT 528.17 658.10 Td (found ) Tj ET Q q 0 0 0 rg BT 554.24 658.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (be ) Tj ET Q q 0 0 0 rg BT 61.43 646.10 Td (greater ) Tj ET Q q 0 0 0 rg BT 91.18 646.10 Td (than ) Tj ET Q q 0 0 0 rg BT 110.40 646.10 Td (their ) Tj ET Q q 0 0 0 rg BT 130.72 646.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 166.03 646.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 192.18 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 208.62 646.10 Td (thusly ) Tj ET Q q 0 0 0 rg BT 235.06 646.10 Td (there ) Tj ET Q q 0 0 0 rg BT 257.04 646.10 Td (was ) Tj ET Q q 0 0 0 rg BT 274.59 646.10 Td (no ) Tj ET Q q 0 0 0 rg BT 286.59 646.10 Td (need ) Tj ET Q q 0 0 0 rg BT 307.46 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 317.23 646.10 Td (proceed ) Tj ET Q q 0 0 0 rg BT 350.88 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 360.65 646.10 Td (step-two, ) Tj ET Q q 0 0 0 rg BT 399.58 646.10 Td (as ) Tj ET Q q 0 0 0 rg BT 409.91 646.10 Td (there ) Tj ET Q q 0 0 0 rg BT 431.89 646.10 Td (was ) Tj ET Q q 0 0 0 rg BT 449.44 646.10 Td (no ) Tj ET Q q 0 0 0 rg BT 461.44 646.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 509.53 646.10 Td (indicated.In ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (specific ) Tj ET Q q 0 0 0 rg BT 84.37 634.10 Td (regards ) Tj ET Q q 0 0 0 rg BT 117.08 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 128.14 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.64 634.10 Td (Risk ) Tj ET Q q 0 0 0 rg BT 165.26 634.10 Td (Compliance ) Tj ET Q q 0 0 0 rg BT 216.86 634.10 Td (Solutions ) Tj ET Q q 0 0 0 rg BT 257.93 634.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 297.86 634.10 Td (unit, ) Tj ET Q q 0 0 0 rg BT 319.20 634.10 Td (its ) Tj ET Q q 0 0 0 rg BT 331.93 634.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 369.09 634.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 386.25 634.10 Td (value ) Tj ET Q q 0 0 0 rg BT 411.18 634.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.02 634.10 Td ($102.0 ) Tj ET Q q 0 0 0 rg BT 460.80 634.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.69 634.10 Td ( ) Tj ET Q q 0 0 0 rg BT 492.97 634.10 Td (which ) Tj ET Q q 0 0 0 rg BT 520.69 634.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.52 634.10 Td ($13.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.61 622.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.66 622.10 Td (15%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.99 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 113.70 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 124.20 622.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 153.02 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 164.06 622.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.23 622.10 Td ($88.5 ) Tj ET Q q 0 0 0 rg BT 201.45 622.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.34 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 233.05 622.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 269.09 622.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 295.96 622.10 Td (Key ) Tj ET Q q 0 0 0 rg BT 315.34 622.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 367.50 622.10 Td (used ) Tj ET Q q 0 0 0 rg BT 388.55 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 399.05 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.98 622.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 430.57 622.10 Td (value ) Tj ET Q q 0 0 0 rg BT 454.95 622.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 513.20 622.10 Td (were ) Tj ET Q q 0 0 0 rg BT 535.35 622.10 Td (annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.33 610.10 Td (growth ) Tj ET Q q 0 0 0 rg BT 115.35 610.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.37 610.10 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.70 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 142.38 610.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.85 610.10 Td (3%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 166.18 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 168.87 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 185.99 610.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 222.57 610.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 240.24 610.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.25 610.10 Td (16%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.58 610.10 Td (. ) Tj ET Q q 0 0 0 rg BT 274.18 610.10 Td (As ) Tj ET Q q 0 0 0 rg BT 287.98 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 299.00 610.10 Td (December ) Tj ET Q q 0 0 0 rg BT 342.77 610.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 357.95 610.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 380.64 610.10 Td (there ) Tj ET Q q 0 0 0 rg BT 403.31 610.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.55 610.10 Td ($64.0 ) Tj ET Q q 0 0 0 rg BT 446.74 610.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.63 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 478.32 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 489.33 610.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 527.58 610.10 Td (assigned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.52 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.48 598.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 97.13 598.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 136.52 598.10 Td (unit. ) Tj ET Q q 0 0 0 rg BT 156.72 598.10 Td (A) Tj ET Q q 0 0 0 rg BT 163.39 598.10 Td ( ) Tj ET Q q 0 0 0 rg BT 166.13 598.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 211.09 598.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 251.59 598.10 Td (in ) Tj ET Q q 0 0 0 rg BT 262.12 598.10 Td (future ) Tj ET Q q 0 0 0 rg BT 288.74 598.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 327.02 598.10 Td (for ) Tj ET Q q 0 0 0 rg BT 341.42 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 356.38 598.10 Td (RCS ) Tj ET Q q 0 0 0 rg BT 378.02 598.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 417.42 598.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 435.72 598.10 Td (would ) Tj ET Q q 0 0 0 rg BT 463.46 598.10 Td (negatively ) Tj ET Q q 0 0 0 rg BT 507.86 598.10 Td (ef) Tj ET Q q 0 0 0 rg BT 515.45 598.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 533.17 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 548.13 598.10 Td (fair ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (value ) Tj ET Q q 0 0 0 rg BT 73.51 586.10 Td (determination ) Tj ET Q q 0 0 0 rg BT 130.90 586.10 Td (for ) Tj ET Q q 0 0 0 rg BT 144.41 586.10 Td (this ) Tj ET Q q 0 0 0 rg BT 160.71 586.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 178.12 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 194.41 586.10 Td (may ) Tj ET Q q 0 0 0 rg BT 213.48 586.10 Td (result ) Tj ET Q q 0 0 0 rg BT 237.55 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 247.18 586.10 Td (an ) Tj ET Q q 0 0 0 rg BT 258.47 586.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 306.42 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 316.05 586.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 353.46 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 369.75 586.10 Td (a ) Tj ET Q q 0 0 0 rg BT 376.04 586.10 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 435.10 586.10 Td (char) Tj ET Q q 0 0 0 rg BT 452.12 586.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 463.41 586.10 Td (against ) Tj ET Q q 0 0 0 rg BT 493.59 586.10 Td (earnings. ) Tj ET Q q 0 0 0 rg BT 531.82 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 533.67 586.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 574.10 Td (years ) Tj ET Q q 0 0 0 rg BT 88.32 574.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 114.69 574.10 Td (December ) Tj ET Q q 0 0 0 rg BT 158.28 574.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 173.28 574.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 198.28 574.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 223.28 574.10 Td (and ) Tj ET Q q 0 0 0 rg BT 240.21 574.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 265.21 574.10 Td (we ) Tj ET Q q 0 0 0 rg BT 279.38 574.10 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.31 574.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.31 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 308.81 574.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 357.41 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.24 574.10 Td (any ) Tj ET Q q 0 0 0 rg BT 385.18 574.10 Td (our ) Tj ET Q q 0 0 0 rg BT 401.01 574.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 440.17 574.10 Td (unit ) Tj ET Q q 0 0 0 rg BT 458.22 574.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 496.28 574.10 Td (balances.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 550.10 Td (Projections ) Tj ET Q q 0 0 0 rg BT 133.63 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 144.59 550.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 164.99 550.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 189.85 550.10 Td (are ) Tj ET Q q 0 0 0 rg BT 204.69 550.10 Td (based ) Tj ET Q q 0 0 0 rg BT 230.09 550.10 Td (on ) Tj ET Q q 0 0 0 rg BT 242.72 550.10 Td (our ) Tj ET Q q 0 0 0 rg BT 258.69 550.10 Td (views ) Tj ET Q q 0 0 0 rg BT 284.65 550.10 Td (ofrevenuegrowth ) Tj ET Q q 0 0 0 rg BT 360.59 550.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 384.60 550.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 425.00 550.10 Td (costs, ) Tj ET Q q 0 0 0 rg BT 450.13 550.10 Td (anticipated ) Tj ET Q q 0 0 0 rg BT 496.63 550.10 Td (future ) Tj ET Q q 0 0 0 rg BT 523.14 550.10 Td (economic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 97.07 538.10 Td (the ) Tj ET Q q 0 0 0 rg BT 112.20 538.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 160.64 538.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 197.43 538.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 219.22 538.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 252.10 538.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.79 538.10 Td (risk, ) Tj ET Q q 0 0 0 rg BT 283.20 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 300.54 538.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 340.66 538.10 Td (of ) Tj ET Q q 0 0 0 rg BT 351.90 538.10 Td (residual ) Tj ET Q q 0 0 0 rg BT 386.46 538.10 Td (values ) Tj ET Q q 0 0 0 rg BT 414.92 538.10 Td (and ) Tj ET Q q 0 0 0 rg BT 432.27 538.10 Td (terminal ) Tj ET Q q 0 0 0 rg BT 468.49 538.10 Td (values. ) Tj ET Q q 0 0 0 rg BT 499.24 538.10 Td (W) Tj ET Q q 0 0 0 rg BT 507.88 538.10 Td (e ) Tj ET Q q 0 0 0 rg BT 515.22 538.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 547.00 538.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.78 526.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 105.44 526.10 Td (are ) Tj ET Q q 0 0 0 rg BT 120.09 526.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 162.54 526.10 Td (with ) Tj ET Q q 0 0 0 rg BT 182.76 526.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 234.66 526.10 Td (that ) Tj ET Q q 0 0 0 rg BT 252.10 526.10 Td (marketplace ) Tj ET Q q 0 0 0 rg BT 303.41 526.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 352.50 526.10 Td (would ) Tj ET Q q 0 0 0 rg BT 379.95 526.10 Td (use ) Tj ET Q q 0 0 0 rg BT 395.73 526.10 Td (in ) Tj ET Q q 0 0 0 rg BT 405.96 526.10 Td (their ) Tj ET Q q 0 0 0 rg BT 426.73 526.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 466.39 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 477.17 526.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 493.49 526.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 519.92 526.10 Td (The ) Tj ET Q q 0 0 0 rg BT 537.91 526.10 Td (use ) Tj ET Q q 0 0 0 rg BT 553.69 526.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 514.10 Td (ferent ) Tj ET Q q 0 0 0 rg BT 85.94 514.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 124.84 514.10 Td (or ) Tj ET Q q 0 0 0 rg BT 134.87 514.10 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 186.01 514.10 Td (for ) Tj ET Q q 0 0 0 rg BT 199.37 514.10 Td (our ) Tj ET Q q 0 0 0 rg BT 214.39 514.10 Td (projected ) Tj ET Q q 0 0 0 rg BT 253.29 514.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 298.31 514.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 317.77 514.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 341.68 514.10 Td (\(e.g.,revenuegrowth ) Tj ET Q q 0 0 0 rg BT 428.62 514.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 451.69 514.10 Td (future ) Tj ET Q q 0 0 0 rg BT 477.27 514.10 Td (economic ) Tj ET Q q 0 0 0 rg BT 517.83 514.10 Td (conditions, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (discount ) Tj ET Q q 0 0 0 rg BT 86.66 502.10 Td (rates, ) Tj ET Q q 0 0 0 rg BT 110.80 502.10 Td (and ) Tj ET Q q 0 0 0 rg BT 128.01 502.10 Td (estimates ) Tj ET Q q 0 0 0 rg BT 167.99 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 179.09 502.10 Td (terminal ) Tj ET Q q 0 0 0 rg BT 215.18 502.10 Td (values\) ) Tj ET Q q 0 0 0 rg BT 246.83 502.10 Td (when ) Tj ET Q q 0 0 0 rg BT 271.26 502.10 Td (determining ) Tj ET Q q 0 0 0 rg BT 322.35 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.34 502.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 353.99 502.10 Td (value ) Tj ET Q q 0 0 0 rg BT 378.41 502.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.51 502.10 Td (our ) Tj ET Q q 0 0 0 rg BT 405.61 502.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 445.04 502.10 Td (units ) Tj ET Q q 0 0 0 rg BT 467.25 502.10 Td (could ) Tj ET Q q 0 0 0 rg BT 492.24 502.10 Td (result ) Tj ET Q q 0 0 0 rg BT 517.23 502.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.78 502.10 Td (dif) Tj ET Q q 0 0 0 rg BT 538.70 502.10 Td (ferent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (values ) Tj ET Q q 0 0 0 rg BT 78.05 490.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.00 490.10 Td (may ) Tj ET Q q 0 0 0 rg BT 114.72 490.10 Td (result ) Tj ET Q q 0 0 0 rg BT 139.44 490.10 Td (in ) Tj ET Q q 0 0 0 rg BT 149.72 490.10 Td (a ) Tj ET Q q 0 0 0 rg BT 156.67 490.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 194.73 490.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 243.33 490.10 Td (char) Tj ET Q q 0 0 0 rg BT 260.36 490.10 Td (ge. ) Tj ET Q q 0 0 0 rg BT 274.25 490.10 Td (As ) Tj ET Q q 0 0 0 rg BT 287.87 490.10 Td (a ) Tj ET Q q 0 0 0 rg BT 294.81 490.10 Td (practice, ) Tj ET Q q 0 0 0 rg BT 331.45 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.18 490.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 387.57 490.10 Td (closely ) Tj ET Q q 0 0 0 rg BT 418.40 490.10 Td (monitors ) Tj ET Q q 0 0 0 rg BT 456.46 490.10 Td (any ) Tj ET Q q 0 0 0 rg BT 473.40 490.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 512.56 490.10 Td (units ) Tj ET Q q 0 0 0 rg BT 534.52 490.10 Td (that ) Tj ET Q q 0 0 0 rg BT 552.02 490.10 Td (do ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (not ) Tj ET Q q 0 0 0 rg BT 65.28 478.10 Td (have ) Tj ET Q q 0 0 0 rg BT 86.66 478.10 Td (a ) Tj ET Q q 0 0 0 rg BT 93.59 478.10 Td (significantly ) Tj ET Q q 0 0 0 rg BT 146.08 478.10 Td (higher ) Tj ET Q q 0 0 0 rg BT 174.13 478.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 190.51 478.10 Td (value ) Tj ET Q q 0 0 0 rg BT 214.66 478.10 Td (in ) Tj ET Q q 0 0 0 rg BT 224.94 478.10 Td (excess ) Tj ET Q q 0 0 0 rg BT 253.54 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 264.37 478.10 Td (their ) Tj ET Q q 0 0 0 rg BT 285.20 478.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 321.01 478.10 Td (value.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 456.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.76 456.10 Td (following ) Tj ET Q q 0 0 0 rg BT 157.85 456.10 Td (table ) Tj ET Q q 0 0 0 rg BT 179.49 456.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 229.46 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.89 456.10 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 281.66 456.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 318.84 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 328.83 456.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 374.91 456.10 Td (with ) Tj ET Q q 0 0 0 rg BT 394.89 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 409.32 456.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 459.30 456.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.50 456.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 513.69 456.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.01 456.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 456.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 66.94 444.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.94 444.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 61.50 419.60 335.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 419.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 419.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 419.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 419.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 61.50 389.60 335.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 389.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 389.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 389.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 389.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 61.50 359.60 335.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 359.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 359.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 359.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 359.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 61.50 329.60 335.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 329.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 329.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 329.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 329.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 61.50 299.60 335.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 299.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 299.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 299.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 299.60 75.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 61.50 269.60 335.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 269.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 269.60 70.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 470.50 269.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 269.60 75.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 61.5 419.6 m 396.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 419.6 m 470.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 419.6 m 549.5 419.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 359.6 m 549.5 359.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 345.6 m 549.5 345.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 343.6 m 549.5 343.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 254.60000000000002 m 549.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 254.60000000000002 m 549.5 254.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 240.60000000000002 m 549.5 240.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 238.60000000000002 m 549.5 238.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 187.60 424.28 Td (Company acquired) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 404.95 424.28 Td (Date acquired) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 481.05 424.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 409.27 Td (CurePet, Inc. \("CurePet"\); see Note 21, "Investment in Joint Venture") Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.20 409.27 Td (January 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 409.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.80 409.32 Td (\(1,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.65 409.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 394.27 Td (DCM Group Inc. \(d.b.a. i3 Software\) \("i3"\); final purchase allocation adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.20 394.27 Td (December 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.80 394.32 Td (\(2,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.65 394.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 379.27 Td (Via Media Health Communications Private Limited \("Via Media Health"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.70 379.27 Td (March 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 379.27 Td (2,042) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 364.27 Td (PB Systems, Inc. and PB Systems Private Limited \(together being "PB Systems"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.55 364.27 Td (June 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 364.27 Td (6,826) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.20 349.27 Td (Total changes to goodwill during 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 349.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 349.27 Td (4,986) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 319.27 Td (CurePet, Inc. \("CurePet"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.20 319.27 Td (January 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 319.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 319.27 Td (2,687) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 304.27 Td (HealthCare Magic Private Limited \("HealthCare Magic"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.55 304.27 Td (May 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 304.27 Td (5,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 289.27 Td (Vertex, Incorporated \("Vertex"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 407.60 289.27 Td (October 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 289.27 Td (27,728) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 274.27 Td (Oakstone Publishing, LLC \("Oakstone"\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.20 274.27 Td (December 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 274.27 Td (28,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 64.00 259.27 Td (DCM Group Inc. \(d.b.a. i3 Software\) \("i3"\) ; preliminary allocation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.20 259.27 Td (December 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.15 259.27 Td (3,700) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.20 244.27 Td (Total changes to goodwill during 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 244.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 518.15 244.27 Td (68,503) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.55 216.10 Td (Changes in the carrying amount of goodwill for the years ended) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.53 216.10 Td (December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.12 216.10 Td (and) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.56 216.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.56 216.10 Td ( are as follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 166.60 352.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 166.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 166.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 166.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 136.60 352.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 136.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 136.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 136.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 96.60 352.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.50 96.60 78.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 96.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 484.50 96.60 78.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 181.60000000000002 m 480.5 181.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 181.60000000000002 m 562.5 181.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 166.60000000000002 m 480.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 166.60000000000002 m 484.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 166.60000000000002 m 562.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 166.60000000000002 m 480.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 166.60000000000002 m 484.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 166.60000000000002 m 562.5 166.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 81.60000000000002 m 480.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 81.60000000000002 m 484.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 81.60000000000002 m 562.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 81.60000000000002 m 480.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 67.60000000000002 m 480.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402.5 65.60000000000002 m 480.5 65.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 81.60000000000002 m 484.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 67.60000000000002 m 484.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 65.60000000000002 m 484.5 65.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 81.60000000000002 m 562.5 81.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 67.60000000000002 m 562.5 67.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 484.5 65.60000000000002 m 562.5 65.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 411.90 196.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.00 186.28 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.90 196.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 186.28 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 171.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 451.55 171.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 156.27 Td (Beginning Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 156.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 156.27 Td (402,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 156.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 156.27 Td (337,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 141.27 Td (Additions for current year acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 141.27 Td (8,868) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 141.27 Td (68,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 126.27 Td (Purchase accounting adjustments for prior year acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 126.32 Td (\(2,099) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 126.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 126.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 111.27 Td (Contributed portions of CurePet investment to Joint Venture, ; see Note 21,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 101.27 Td ("Investment in Joint Venture") Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 101.32 Td (\(1,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 101.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 101.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 86.27 Td (Foreign currency translation adjustments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.80 86.32 Td (\(4,947) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.65 86.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 86.32 Td (\(3,351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 86.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 71.27 Td (Ending Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.00 71.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 71.27 Td (402,259) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.00 71.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.15 71.27 Td (402,220) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 127 0 obj <>] /Rotate 0 /Contents 128 0 R>> endobj 128 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (60) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 118.70 742.10 Td (Company) Tj ET Q q 0 0 0 rg BT 160.37 742.10 Td (s ) Tj ET Q q 0 0 0 rg BT 168.41 742.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 234.21 742.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 261.69 742.10 Td (are ) Tj ET Q q 0 0 0 rg BT 278.06 742.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 323.30 742.10 Td (with ) Tj ET Q q 0 0 0 rg BT 345.23 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 361.61 742.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 404.08 742.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 422.11 742.10 Td (value ) Tj ET Q q 0 0 0 rg BT 447.92 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.40 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 476.77 742.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 525.35 742.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 103.36 730.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 137.28 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 157.32 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.79 730.10 Td (property ) Tj ET Q q 0 0 0 rg BT 207.93 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.62 730.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 259.64 730.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 300.22 730.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 332.45 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 341.99 730.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 380.90 730.10 Td (using ) Tj ET Q q 0 0 0 rg BT 404.83 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 420.41 730.10 Td (property ) Tj ET Q q 0 0 0 rg BT 456.55 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 473.24 730.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 508.27 730.10 Td (\("P&C"\) ) Tj ET Q q 0 0 0 rg BT 545.36 730.10 Td (data ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 90.37 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 107.42 718.10 Td (with ) Tj ET Q q 0 0 0 rg BT 127.81 718.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 157.62 718.10 Td (lar) Tj ET Q q 0 0 0 rg BT 167.99 718.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 180.04 718.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 220.41 718.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 263.56 718.10 Td (using ) Tj ET Q q 0 0 0 rg BT 287.85 718.10 Td (our ) Tj ET Q q 0 0 0 rg BT 303.79 718.10 Td (client ) Tj ET Q q 0 0 0 rg BT 328.61 718.10 Td (relationship ) Tj ET Q q 0 0 0 rg BT 378.44 718.10 Td (management ) Tj ET Q q 0 0 0 rg BT 432.14 718.10 Td (\(CRM\) ) Tj ET Q q 0 0 0 rg BT 472.52 718.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 509.57 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 519.96 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 534.79 718.10 Td (United ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (States. ) Tj ET Q q 0 0 0 rg BT 79.92 706.10 Td (Prior ) Tj ET Q q 0 0 0 rg BT 103.45 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 114.76 706.10 Td (these ) Tj ET Q q 0 0 0 rg BT 138.83 706.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 185.69 706.10 Td (business ) Tj ET Q q 0 0 0 rg BT 223.11 706.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 274.41 706.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 296.83 706.10 Td (had ) Tj ET Q q 0 0 0 rg BT 314.80 706.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 366.09 706.10 Td (contractual ) Tj ET Q q 0 0 0 rg BT 414.04 706.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 468.68 706.10 Td (with ) Tj ET Q q 0 0 0 rg BT 489.99 706.10 Td (these ) Tj ET Q q 0 0 0 rg BT 514.06 706.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 547.57 706.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 89.70 694.10 Td (clients. ) Tj ET Q q 0 0 0 rg BT 120.12 694.10 Td (The ) Tj ET Q q 0 0 0 rg BT 137.62 694.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 175.66 694.10 Td (are ) Tj ET Q q 0 0 0 rg BT 189.82 694.10 Td (renewable ) Tj ET Q q 0 0 0 rg BT 232.85 694.10 Td (at ) Tj ET Q q 0 0 0 rg BT 242.02 694.10 Td (little ) Tj ET Q q 0 0 0 rg BT 262.30 694.10 Td (or ) Tj ET Q q 0 0 0 rg BT 272.58 694.10 Td (no ) Tj ET Q q 0 0 0 rg BT 284.53 694.10 Td (cost, ) Tj ET Q q 0 0 0 rg BT 305.09 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 321.48 694.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 342.32 694.10 Td (intends ) Tj ET Q q 0 0 0 rg BT 373.15 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.88 694.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 419.27 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 429.00 694.10 Td (renew ) Tj ET Q q 0 0 0 rg BT 455.38 694.10 Td (these ) Tj ET Q q 0 0 0 rg BT 477.87 694.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 515.92 694.10 Td (indefinitely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 67.53 682.10 Td (has ) Tj ET Q q 0 0 0 rg BT 83.94 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 99.25 682.10 Td (ability ) Tj ET Q q 0 0 0 rg BT 127.89 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.75 682.10 Td (do ) Tj ET Q q 0 0 0 rg BT 151.84 682.10 Td (so. ) Tj ET Q q 0 0 0 rg BT 166.10 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 184.73 682.10 Td (proprietary ) Tj ET Q q 0 0 0 rg BT 232.24 682.10 Td (technology ) Tj ET Q q 0 0 0 rg BT 279.76 682.10 Td (supporting ) Tj ET Q q 0 0 0 rg BT 325.63 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.93 682.10 Td (P&C ) Tj ET Q q 0 0 0 rg BT 364.03 682.10 Td (data ) Tj ET Q q 0 0 0 rg BT 383.77 682.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 424.61 682.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.14 682.10 Td (CRM ) Tj ET Q q 0 0 0 rg BT 467.46 682.10 Td (platform ) Tj ET Q q 0 0 0 rg BT 504.98 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 523.06 682.10 Td (is ) Tj ET Q q 0 0 0 rg BT 532.82 682.10 Td (used ) Tj ET Q q 0 0 0 rg BT 554.24 682.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (deliver ) Tj ET Q q 0 0 0 rg BT 81.44 670.10 Td (services ) Tj ET Q q 0 0 0 rg BT 117.31 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 128.76 670.10 Td (these ) Tj ET Q q 0 0 0 rg BT 152.98 670.10 Td (carriers ) Tj ET Q q 0 0 0 rg BT 186.63 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.74 670.10 Td (corporate ) Tj ET Q q 0 0 0 rg BT 246.17 670.10 Td (clients, ) Tj ET Q q 0 0 0 rg BT 278.44 670.10 Td (cannot ) Tj ET Q q 0 0 0 rg BT 308.77 670.10 Td (feasibly ) Tj ET Q q 0 0 0 rg BT 344.10 670.10 Td (be ) Tj ET Q q 0 0 0 rg BT 357.21 670.10 Td (ef) Tj ET Q q 0 0 0 rg BT 364.79 670.10 Td (fectively ) Tj ET Q q 0 0 0 rg BT 403.45 670.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 440.98 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 452.43 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 468.32 670.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 517.51 670.10 Td (future, ) Tj ET Q q 0 0 0 rg BT 547.56 670.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 98.46 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.93 658.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 130.96 658.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 154.44 658.10 Td (forthcoming ) Tj ET Q q 0 0 0 rg BT 205.13 658.10 Td (from ) Tj ET Q q 0 0 0 rg BT 225.83 658.10 Td (these ) Tj ET Q q 0 0 0 rg BT 247.63 658.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 289.43 658.10 Td (are ) Tj ET Q q 0 0 0 rg BT 302.90 658.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 339.69 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 348.72 658.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 384.41 658.10 Td (indefinitely) Tj ET Q q 0 0 0 rg BT 429.86 658.10 Td (. ) Tj ET Q q 0 0 0 rg BT 433.53 658.10 Td (W) Tj ET Q q 0 0 0 rg BT 442.57 658.10 Td (ith ) Tj ET Q q 0 0 0 rg BT 454.38 658.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 483.95 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 492.99 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 506.46 658.10 Td (determination ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.29 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.47 646.10 Td (indefinite ) Tj ET Q q 0 0 0 rg BT 117.75 646.10 Td (life, ) Tj ET Q q 0 0 0 rg BT 136.53 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 151.71 646.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 193.56 646.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 239.83 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 255.01 646.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 293.50 646.10 Td (use ) Tj ET Q q 0 0 0 rg BT 309.79 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 321.09 646.10 Td (these ) Tj ET Q q 0 0 0 rg BT 344.59 646.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 387.54 646.10 Td (assets, ) Tj ET Q q 0 0 0 rg BT 416.33 646.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 456.51 646.10 Td (experience ) Tj ET Q q 0 0 0 rg BT 502.77 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 513.51 646.10 Td (renewing ) Tj ET Q q 0 0 0 rg BT 553.67 646.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (extending ) Tj ET Q q 0 0 0 rg BT 92.12 634.10 Td (similar ) Tj ET Q q 0 0 0 rg BT 122.58 634.10 Td (arrangements, ) Tj ET Q q 0 0 0 rg BT 181.63 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 198.76 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.66 634.10 Td (ef) Tj ET Q q 0 0 0 rg BT 221.25 634.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 242.82 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 253.84 634.10 Td (competition, ) Tj ET Q q 0 0 0 rg BT 306.79 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 323.92 634.10 Td (concluded ) Tj ET Q q 0 0 0 rg BT 367.70 634.10 Td (that ) Tj ET Q q 0 0 0 rg BT 385.38 634.10 Td (there ) Tj ET Q q 0 0 0 rg BT 408.06 634.10 Td (were ) Tj ET Q q 0 0 0 rg BT 430.17 634.10 Td (no ) Tj ET Q q 0 0 0 rg BT 442.86 634.10 Td (indications ) Tj ET Q q 0 0 0 rg BT 489.43 634.10 Td (from ) Tj ET Q q 0 0 0 rg BT 511.56 634.10 Td (these ) Tj ET Q q 0 0 0 rg BT 534.79 634.10 Td (factors ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.77 622.10 Td (suggest ) Tj ET Q q 0 0 0 rg BT 93.76 622.10 Td (that ) Tj ET Q q 0 0 0 rg BT 111.74 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.95 622.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 165.47 622.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 192.90 622.10 Td (life ) Tj ET Q q 0 0 0 rg BT 209.21 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 220.53 622.10 Td (these ) Tj ET Q q 0 0 0 rg BT 244.07 622.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 283.72 622.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 337.81 622.10 Td (would ) Tj ET Q q 0 0 0 rg BT 365.80 622.10 Td (be ) Tj ET Q q 0 0 0 rg BT 378.23 622.10 Td (finite. ) Tj ET Q q 0 0 0 rg BT 404.60 622.10 Td (The ) Tj ET Q q 0 0 0 rg BT 423.14 622.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 465.02 622.10 Td (concluded ) Tj ET Q q 0 0 0 rg BT 509.10 622.10 Td (that ) Tj ET Q q 0 0 0 rg BT 527.09 622.10 Td (no ) Tj ET Q q 0 0 0 rg BT 540.08 622.10 Td (legal, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (regulatory) Tj ET Q q 0 0 0 rg BT 90.44 610.10 Td (, ) Tj ET Q q 0 0 0 rg BT 94.49 610.10 Td (contractual, ) Tj ET Q q 0 0 0 rg BT 142.96 610.10 Td (or ) Tj ET Q q 0 0 0 rg BT 152.83 610.10 Td (competitive ) Tj ET Q q 0 0 0 rg BT 201.59 610.10 Td (factors ) Tj ET Q q 0 0 0 rg BT 230.34 610.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 260.22 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 273.98 610.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 299.97 610.10 Td (life ) Tj ET Q q 0 0 0 rg BT 314.84 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.72 610.10 Td (these ) Tj ET Q q 0 0 0 rg BT 346.81 610.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 388.35 610.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 413.22 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 429.21 610.10 Td (therefore ) Tj ET Q q 0 0 0 rg BT 466.84 610.10 Td (their ) Tj ET Q q 0 0 0 rg BT 486.71 610.10 Td (life ) Tj ET Q q 0 0 0 rg BT 501.58 610.10 Td (was ) Tj ET Q q 0 0 0 rg BT 518.68 610.10 Td (considered ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.94 598.10 Td (be ) Tj ET Q q 0 0 0 rg BT 71.53 598.10 Td (indefinite, ) Tj ET Q q 0 0 0 rg BT 114.51 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 131.11 598.10 Td (accordingly ) Tj ET Q q 0 0 0 rg BT 180.47 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.84 598.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 235.89 598.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 268.03 598.10 Td (these ) Tj ET Q q 0 0 0 rg BT 290.74 598.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 329.55 598.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 382.81 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 392.75 598.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 422.67 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.05 598.10 Td (same ) Tj ET Q q 0 0 0 rg BT 459.75 598.10 Td (for ) Tj ET Q q 0 0 0 rg BT 473.57 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 487.94 598.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 535.63 598.10 Td (future. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.60 586.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 85.53 586.10 Td (values ) Tj ET Q q 0 0 0 rg BT 114.13 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 125.51 586.10 Td (these ) Tj ET Q q 0 0 0 rg BT 149.11 586.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 213.80 586.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 256.85 586.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 283.23 586.10 Td (were ) Tj ET Q q 0 0 0 rg BT 305.71 586.10 Td (based ) Tj ET Q q 0 0 0 rg BT 331.53 586.10 Td (on ) Tj ET Q q 0 0 0 rg BT 344.58 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 359.85 586.10 Td (analysis ) Tj ET Q q 0 0 0 rg BT 395.12 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.50 586.10 Td (discounted ) Tj ET Q q 0 0 0 rg BT 452.88 586.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 473.70 586.10 Td (flow ) Tj ET Q q 0 0 0 rg BT 495.08 586.10 Td (\(DCF\) ) Tj ET Q q 0 0 0 rg BT 533.12 586.10 Td (models ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (extended ) Tj ET Q q 0 0 0 rg BT 89.48 574.10 Td (out ) Tj ET Q q 0 0 0 rg BT 105.64 574.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 135.12 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 146.29 574.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 176.89 574.10 Td (years. ) Tj ET Q q 0 0 0 rg BT 203.87 574.10 Td (In ) Tj ET Q q 0 0 0 rg BT 215.59 574.10 Td (that ) Tj ET Q q 0 0 0 rg BT 233.97 574.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 299.00 574.10 Td (does ) Tj ET Q q 0 0 0 rg BT 320.71 574.10 Td (not ) Tj ET Q q 0 0 0 rg BT 336.88 574.10 Td (imply ) Tj ET Q q 0 0 0 rg BT 363.60 574.10 Td (an ) Tj ET Q q 0 0 0 rg BT 376.42 574.10 Td (infinite ) Tj ET Q q 0 0 0 rg BT 408.69 574.10 Td (life, ) Tj ET Q q 0 0 0 rg BT 427.90 574.10 Td (but ) Tj ET Q q 0 0 0 rg BT 444.06 574.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 470.76 574.10 Td (means ) Tj ET Q q 0 0 0 rg BT 499.69 574.10 Td (that ) Tj ET Q q 0 0 0 rg BT 518.07 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 533.68 574.10 Td (subject ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 90.46 562.10 Td (relationships ) Tj ET Q q 0 0 0 rg BT 145.37 562.10 Td (are ) Tj ET Q q 0 0 0 rg BT 161.38 562.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 200.71 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 212.30 562.10 Td (extend ) Tj ET Q q 0 0 0 rg BT 242.76 562.10 Td (beyond ) Tj ET Q q 0 0 0 rg BT 276.00 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.02 562.10 Td (foreseeable ) Tj ET Q q 0 0 0 rg BT 341.35 562.10 Td (time ) Tj ET Q q 0 0 0 rg BT 362.92 562.10 Td (horizon, ) Tj ET Q q 0 0 0 rg BT 399.78 562.10 Td (we ) Tj ET Q q 0 0 0 rg BT 415.24 562.10 Td (utilized ) Tj ET Q q 0 0 0 rg BT 449.03 562.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 478.93 562.10 Td (to ) Tj ET Q q 0 0 0 rg BT 490.52 562.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 521.54 562.10 Td (year ) Tj ET Q q 0 0 0 rg BT 542.55 562.10 Td (DCF ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (projections, ) Tj ET Q q 0 0 0 rg BT 100.13 550.10 Td (as ) Tj ET Q q 0 0 0 rg BT 111.65 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.06 550.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 167.46 550.10 Td (models ) Tj ET Q q 0 0 0 rg BT 199.54 550.10 Td (that ) Tj ET Q q 0 0 0 rg BT 217.73 550.10 Td (were ) Tj ET Q q 0 0 0 rg BT 240.35 550.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 272.98 550.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 310.04 550.10 Td (a ) Tj ET Q q 0 0 0 rg BT 317.68 550.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 346.96 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.93 550.10 Td (twenty ) Tj ET Q q 0 0 0 rg BT 388.34 550.10 Td (year ) Tj ET Q q 0 0 0 rg BT 408.74 550.10 Td (time ) Tj ET Q q 0 0 0 rg BT 429.71 550.10 Td (frame ) Tj ET Q q 0 0 0 rg BT 456.21 550.10 Td (to ) Tj ET Q q 0 0 0 rg BT 467.19 550.10 Td (be ) Tj ET Q q 0 0 0 rg BT 479.82 550.10 Td (an ) Tj ET Q q 0 0 0 rg BT 492.45 550.10 Td (indefinite ) Tj ET Q q 0 0 0 rg BT 533.96 550.10 Td (period. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (Indefinite-lived ) Tj ET Q q 0 0 0 rg BT 113.50 538.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 154.79 538.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 179.41 538.10 Td (are ) Tj ET Q q 0 0 0 rg BT 192.92 538.10 Td (not ) Tj ET Q q 0 0 0 rg BT 207.00 538.10 Td (amortized, ) Tj ET Q q 0 0 0 rg BT 250.78 538.10 Td (but ) Tj ET Q q 0 0 0 rg BT 264.85 538.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 289.47 538.10 Td (are ) Tj ET Q q 0 0 0 rg BT 302.97 538.10 Td (tested ) Tj ET Q q 0 0 0 rg BT 327.60 538.10 Td (for ) Tj ET Q q 0 0 0 rg BT 340.56 538.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 387.95 538.10 Td (annually) Tj ET Q q 0 0 0 rg BT 421.74 538.10 Td (. ) Tj ET Q q 0 0 0 rg BT 425.44 538.10 Td (W) Tj ET Q q 0 0 0 rg BT 434.08 538.10 Td (e ) Tj ET Q q 0 0 0 rg BT 439.82 538.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 473.32 538.10 Td (our ) Tj ET Q q 0 0 0 rg BT 487.95 538.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 515.91 538.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 79.01 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 89.69 526.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 153.69 526.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 196.03 526.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 221.70 526.10 Td (as ) Tj ET Q q 0 0 0 rg BT 232.38 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 243.06 526.10 Td (September30th ) Tj ET Q q 0 0 0 rg BT 308.45 526.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.13 526.10 Td (each ) Tj ET Q q 0 0 0 rg BT 339.79 526.10 Td (year) Tj ET Q q 0 0 0 rg BT 356.45 526.10 Td (. ) Tj ET Q q 0 0 0 rg BT 361.30 526.10 Td (During ) Tj ET Q q 0 0 0 rg BT 391.98 526.10 Td (the ) Tj ET Q q 0 0 0 rg BT 406.54 526.10 Td (years ) Tj ET Q q 0 0 0 rg BT 429.99 526.10 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.22 526.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 514.65 526.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 526.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 526.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 526.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 67.05 514.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.05 514.10 Td (, ) Tj ET Q q 0 0 0 rg BT 92.17 514.10 Td (we ) Tj ET Q q 0 0 0 rg BT 106.44 514.10 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.49 514.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.49 514.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.11 514.10 Td (impairments ) Tj ET Q q 0 0 0 rg BT 188.71 514.10 Td (to ) Tj ET Q q 0 0 0 rg BT 199.10 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.93 514.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 251.52 514.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 288.56 514.10 Td (of ) Tj ET Q q 0 0 0 rg BT 299.50 514.10 Td (our ) Tj ET Q q 0 0 0 rg BT 315.45 514.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 379.71 514.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 422.31 514.10 Td (assets. ) Tj ET Q q 0 0 0 rg BT 450.57 514.10 Td (W) Tj ET Q q 0 0 0 rg BT 459.20 514.10 Td (e ) Tj ET Q q 0 0 0 rg BT 466.26 514.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 501.08 514.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.91 514.10 Td (impairment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.10 Td (test ) Tj ET Q q 0 0 0 rg BT 66.84 502.10 Td (for ) Tj ET Q q 0 0 0 rg BT 81.45 502.10 Td (our ) Tj ET Q q 0 0 0 rg BT 97.72 502.10 Td (indefinite-lived ) Tj ET Q q 0 0 0 rg BT 162.32 502.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 205.26 502.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 231.54 502.10 Td (by ) Tj ET Q q 0 0 0 rg BT 244.49 502.10 Td (comparing ) Tj ET Q q 0 0 0 rg BT 290.20 502.10 Td (the ) Tj ET Q q 0 0 0 rg BT 305.37 502.10 Td (asset) Tj ET Q q 0 0 0 rg BT 327.58 502.10 Td (s ) Tj ET Q q 0 0 0 rg BT 334.42 502.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 351.25 502.10 Td (value ) Tj ET Q q 0 0 0 rg BT 375.85 502.10 Td (to ) Tj ET Q q 0 0 0 rg BT 386.58 502.10 Td (its ) Tj ET Q q 0 0 0 rg BT 398.98 502.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 435.24 502.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 461.70 502.10 Td (An ) Tj ET Q q 0 0 0 rg BT 476.87 502.10 Td (impairment ) Tj ET Q q 0 0 0 rg BT 525.92 502.10 Td (char) Tj ET Q q 0 0 0 rg BT 542.94 502.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 555.33 502.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 96.36 490.10 Td (if ) Tj ET Q q 0 0 0 rg BT 104.97 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.69 490.10 Td (asset) Tj ET Q q 0 0 0 rg BT 141.90 490.10 Td (s ) Tj ET Q q 0 0 0 rg BT 148.30 490.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 189.12 490.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 205.49 490.10 Td (value ) Tj ET Q q 0 0 0 rg BT 229.65 490.10 Td (is ) Tj ET Q q 0 0 0 rg BT 238.82 490.10 Td (less ) Tj ET Q q 0 0 0 rg BT 256.32 490.10 Td (than ) Tj ET Q q 0 0 0 rg BT 276.04 490.10 Td (its ) Tj ET Q q 0 0 0 rg BT 287.98 490.10 Td (carrying ) Tj ET Q q 0 0 0 rg BT 323.80 490.10 Td (value. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 468.10 Td (Pur) Tj ET Q q 0 0 0 rg BT 114.93 468.10 Td (chased ) Tj ET Q q 0 0 0 rg BT 146.17 468.10 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 191.91 468.10 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.58 468.10 Td (Purchased ) Tj ET Q q 0 0 0 rg BT 272.03 468.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 314.37 468.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 340.06 468.10 Td (represent ) Tj ET Q q 0 0 0 rg BT 379.06 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 393.63 468.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 434.31 468.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 450.54 468.10 Td (value ) Tj ET Q q 0 0 0 rg BT 474.55 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 485.23 468.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 522.01 468.10 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 75.21 456.10 Td (from ) Tj ET Q q 0 0 0 rg BT 96.53 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 110.62 456.10 Td (businesses ) Tj ET Q q 0 0 0 rg BT 154.72 456.10 Td (that ) Tj ET Q q 0 0 0 rg BT 171.60 456.10 Td (we ) Tj ET Q q 0 0 0 rg BT 185.14 456.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 216.44 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 226.10 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.19 456.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 259.85 456.10 Td (and ) Tj ET Q q 0 0 0 rg BT 276.17 456.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 306.93 456.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 345.46 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 355.12 456.10 Td (which ) Tj ET Q q 0 0 0 rg BT 381.44 456.10 Td (we ) Tj ET Q q 0 0 0 rg BT 394.97 456.10 Td (operate. ) Tj ET Q q 0 0 0 rg BT 428.64 456.10 Td (These ) Tj ET Q q 0 0 0 rg BT 454.40 456.10 Td (purchased ) Tj ET Q q 0 0 0 rg BT 496.81 456.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 538.68 456.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (include ) Tj ET Q q 0 0 0 rg BT 82.77 444.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 122.75 444.10 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 179.69 444.10 Td (developed ) Tj ET Q q 0 0 0 rg BT 224.11 444.10 Td (technology) Tj ET Q q 0 0 0 rg BT 267.90 444.10 Td (, ) Tj ET Q q 0 0 0 rg BT 273.73 444.10 Td (informational ) Tj ET Q q 0 0 0 rg BT 331.49 444.10 Td (databases, ) Tj ET Q q 0 0 0 rg BT 375.64 444.10 Td (and ) Tj ET Q q 0 0 0 rg BT 393.41 444.10 Td (trademarks. ) Tj ET Q q 0 0 0 rg BT 443.42 444.10 Td (W) Tj ET Q q 0 0 0 rg BT 452.06 444.10 Td (e ) Tj ET Q q 0 0 0 rg BT 459.83 444.10 Td (amortize ) Tj ET Q q 0 0 0 rg BT 498.14 444.10 Td (these ) Tj ET Q q 0 0 0 rg BT 522.02 444.10 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 75.83 432.10 Td (on ) Tj ET Q q 0 0 0 rg BT 88.33 432.10 Td (a ) Tj ET Q q 0 0 0 rg BT 95.27 432.10 Td (straight-line ) Tj ET Q q 0 0 0 rg BT 146.09 432.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 168.59 432.10 Td (over ) Tj ET Q q 0 0 0 rg BT 188.86 432.10 Td (their ) Tj ET Q q 0 0 0 rg BT 209.68 432.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 250.50 432.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 277.44 432.10 Td (lives, ) Tj ET Q q 0 0 0 rg BT 301.33 432.10 Td (as ) Tj ET Q q 0 0 0 rg BT 312.16 432.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 394.60 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 394.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 366.60 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 366.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 338.60 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 338.60 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 394.6 m 500.5 394.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 394.6 m 556.5 394.6 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 412.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.35 412.28 Td (Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 398.33 Td (Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 518.00 398.33 Td (\(yrs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 385.17 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 385.17 Td (7-20) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 371.17 Td (Developed technology) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 371.17 Td (3-12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 357.17 Td (Trademarks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.65 357.17 Td (3-15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 343.17 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.65 343.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 329.17 Td (Database) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.65 329.17 Td (10) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 303.10 Td (Intangible ) Tj ET Q q 0 0 0 rg BT 93.04 303.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 118.87 303.10 Td (as ) Tj ET Q q 0 0 0 rg BT 129.70 303.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 140.53 303.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 199.12 303.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.12 303.10 Td ( ) Tj ET Q q 0 0 0 rg BT 221.62 303.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.55 303.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 297.14 303.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.14 303.10 Td (, ) Tj ET Q q 0 0 0 rg BT 322.14 303.10 Td (are ) Tj ET Q q 0 0 0 rg BT 336.85 303.10 Td (as ) Tj ET Q q 0 0 0 rg BT 347.68 303.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 225.60 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 225.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 225.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 225.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 197.60 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 197.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 197.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 197.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 169.60 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 169.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 169.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 169.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 141.60 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 141.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 141.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 141.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 113.60 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 113.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 113.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 113.60 70.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 85.60 371.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 421.50 85.60 67.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 85.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 85.60 70.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 277.6 m 488.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 277.6 m 562.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 277.6 m 488.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 253.60000000000002 m 488.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 277.6 m 562.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 253.60000000000002 m 562.5 253.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 239.60000000000002 m 488.5 239.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 488.5 239.60000000000002 m 492.5 239.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 239.60000000000002 m 562.5 239.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 141.60000000000002 m 488.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 141.60000000000002 m 562.5 141.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 113.60000000000002 m 488.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 113.60000000000002 m 562.5 113.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 100.60000000000002 m 488.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 98.60000000000002 m 488.5 98.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 100.60000000000002 m 562.5 100.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 98.60000000000002 m 562.5 98.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 58.60000000000002 m 488.5 58.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 421.5 56.60000000000002 m 488.5 56.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 58.60000000000002 m 562.5 58.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 56.60000000000002 m 562.5 56.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 462.40 282.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 444.50 258.28 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 517.00 258.28 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 244.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 460.50 244.28 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 230.17 Td (Finite-lived intangible assets:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 230.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 230.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 216.17 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 216.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 216.17 Td (76,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 216.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 216.17 Td (66,783) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 202.17 Td (Developed technology) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 202.17 Td (15,121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 202.17 Td (15,664) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 188.17 Td (Trademarks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 188.17 Td (2,729) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 188.17 Td (2,751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 174.17 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 174.17 Td (743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 174.17 Td (751) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 160.17 Td (Backlog) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 160.17 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 160.17 Td (140) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 146.17 Td (Database) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.65 146.17 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 146.17 Td (212) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 132.17 Td (Total intangibles) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 132.17 Td (95,220) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 132.17 Td (86,301) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 118.17 Td (Accumulated amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.80 118.22 Td (\(43,372) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 118.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 118.22 Td (\(36,930) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 118.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 104.17 Td (Finite-lived intangibles, net) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 104.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 104.17 Td (51,848) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 104.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 104.17 Td (49,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 76.17 Td (Indefinite-lived intangibles:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 76.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 76.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 62.17 Td (Customer/territorial relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.00 62.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.15 62.17 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.00 62.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 62.17 Td (30,887) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 129 0 obj <>] /Rotate 0 /Contents 130 0 R>> endobj 130 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (61) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 742.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 132.72 742.25 Td (T) Tj ET Q q 0 0 0 rg BT 138.47 742.25 Td (axes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.80 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 168.86 742.25 Td (The ) Tj ET Q q 0 0 0 rg BT 186.62 742.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 227.72 742.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 259.94 742.25 Td (the ) Tj ET Q q 0 0 0 rg BT 274.37 742.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 296.03 742.25 Td (and ) Tj ET Q q 0 0 0 rg BT 312.68 742.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 346.01 742.25 Td (method ) Tj ET Q q 0 0 0 rg BT 378.22 742.25 Td (of ) Tj ET Q q 0 0 0 rg BT 388.77 742.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 434.86 742.25 Td (for ) Tj ET Q q 0 0 0 rg BT 448.73 742.25 Td (income ) Tj ET Q q 0 0 0 rg BT 480.38 742.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 503.15 742.25 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 539.80 742.25 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 742.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (pertinent ) Tj ET Q q 0 0 0 rg BT 88.58 730.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 127.71 730.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 155.74 730.25 Td (by ) Tj ET Q q 0 0 0 rg BT 168.77 730.25 Td (the ) Tj ET Q q 0 0 0 rg BT 184.03 730.25 Td (F) Tj ET Q q 0 0 0 rg BT 188.85 730.25 Td (ASB. ) Tj ET Q q 0 0 0 rg BT 213.83 730.25 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 252.40 730.25 Td (income ) Tj ET Q q 0 0 0 rg BT 284.86 730.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 308.44 730.25 Td (are ) Tj ET Q q 0 0 0 rg BT 323.69 730.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 361.70 730.25 Td (to ) Tj ET Q q 0 0 0 rg BT 372.51 730.25 Td (reflect ) Tj ET Q q 0 0 0 rg BT 401.08 730.25 Td (the ) Tj ET Q q 0 0 0 rg BT 416.33 730.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 431.58 730.25 Td (consequences ) Tj ET Q q 0 0 0 rg BT 489.59 730.25 Td (on ) Tj ET Q q 0 0 0 rg BT 502.62 730.25 Td (future ) Tj ET Q q 0 0 0 rg BT 529.54 730.25 Td (years ) Tj ET Q q 0 0 0 rg BT 553.67 730.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.25 Td (dif) Tj ET Q q 0 0 0 rg BT 60.93 718.25 Td (ferences ) Tj ET Q q 0 0 0 rg BT 97.43 718.25 Td (between ) Tj ET Q q 0 0 0 rg BT 133.94 718.25 Td (the ) Tj ET Q q 0 0 0 rg BT 149.35 718.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 164.76 718.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 187.96 718.25 Td (of ) Tj ET Q q 0 0 0 rg BT 199.48 718.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 226.01 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 243.64 718.25 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 286.55 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 304.18 718.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 345.14 718.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 363.90 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 381.53 718.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 396.94 718.25 Td (credit ) Tj ET Q q 0 0 0 rg BT 422.90 718.25 Td (carry ) Tj ET Q q 0 0 0 rg BT 446.63 718.25 Td (forwards, ) Tj ET Q q 0 0 0 rg BT 487.87 718.25 Td (and ) Tj ET Q q 0 0 0 rg BT 505.50 718.25 Td (their ) Tj ET Q q 0 0 0 rg BT 527.02 718.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 89.83 706.25 Td (amounts ) Tj ET Q q 0 0 0 rg BT 126.89 706.25 Td (at ) Tj ET Q q 0 0 0 rg BT 137.28 706.25 Td (each ) Tj ET Q q 0 0 0 rg BT 158.77 706.25 Td (period ) Tj ET Q q 0 0 0 rg BT 187.49 706.25 Td (end ) Tj ET Q q 0 0 0 rg BT 205.10 706.25 Td (using ) Tj ET Q q 0 0 0 rg BT 229.94 706.25 Td (enacted ) Tj ET Q q 0 0 0 rg BT 263.64 706.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 279.03 706.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 301.08 706.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 339.79 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 350.74 706.25 Td (apply ) Tj ET Q q 0 0 0 rg BT 376.13 706.25 Td (to ) Tj ET Q q 0 0 0 rg BT 387.08 706.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 419.13 706.25 Td (income ) Tj ET Q q 0 0 0 rg BT 451.73 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 462.68 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.07 706.25 Td (years ) Tj ET Q q 0 0 0 rg BT 502.34 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 513.30 706.25 Td (which ) Tj ET Q q 0 0 0 rg BT 540.91 706.25 Td (those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (temporary ) Tj ET Q q 0 0 0 rg BT 93.14 694.25 Td (dif) Tj ET Q q 0 0 0 rg BT 104.07 694.25 Td (ferences ) Tj ET Q q 0 0 0 rg BT 139.42 694.25 Td (are ) Tj ET Q q 0 0 0 rg BT 153.68 694.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 191.26 694.25 Td (to ) Tj ET Q q 0 0 0 rg BT 201.09 694.25 Td (be ) Tj ET Q q 0 0 0 rg BT 212.57 694.25 Td (recovered ) Tj ET Q q 0 0 0 rg BT 254.04 694.25 Td (or ) Tj ET Q q 0 0 0 rg BT 264.41 694.25 Td (settled. ) Tj ET Q q 0 0 0 rg BT 295.07 694.25 Td (In ) Tj ET Q q 0 0 0 rg BT 305.44 694.25 Td (assessing ) Tj ET Q q 0 0 0 rg BT 344.71 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 358.98 694.25 Td (realizability ) Tj ET Q q 0 0 0 rg BT 408.78 694.25 Td (of ) Tj ET Q q 0 0 0 rg BT 419.16 694.25 Td (the ) Tj ET Q q 0 0 0 rg BT 433.43 694.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 468.78 694.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 483.04 694.25 Td (assets, ) Tj ET Q q 0 0 0 rg BT 510.92 694.25 Td (management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (considers ) Tj ET Q q 0 0 0 rg BT 90.75 682.25 Td (whether ) Tj ET Q q 0 0 0 rg BT 125.95 682.25 Td (it ) Tj ET Q q 0 0 0 rg BT 134.49 682.25 Td (is ) Tj ET Q q 0 0 0 rg BT 144.14 682.25 Td (more ) Tj ET Q q 0 0 0 rg BT 167.67 682.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 193.43 682.25 Td (than ) Tj ET Q q 0 0 0 rg BT 213.63 682.25 Td (not ) Tj ET Q q 0 0 0 rg BT 229.40 682.25 Td (that ) Tj ET Q q 0 0 0 rg BT 247.38 682.25 Td (some ) Tj ET Q q 0 0 0 rg BT 271.47 682.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 303.34 682.25 Td (or ) Tj ET Q q 0 0 0 rg BT 314.66 682.25 Td (all ) Tj ET Q q 0 0 0 rg BT 327.64 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.95 682.25 Td (the ) Tj ET Q q 0 0 0 rg BT 354.15 682.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 390.44 682.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 405.65 682.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 431.96 682.25 Td (will ) Tj ET Q q 0 0 0 rg BT 450.50 682.25 Td (not ) Tj ET Q q 0 0 0 rg BT 466.26 682.25 Td (be ) Tj ET Q q 0 0 0 rg BT 478.69 682.25 Td (realized. ) Tj ET Q q 0 0 0 rg BT 515.15 682.25 Td (A) Tj ET Q q 0 0 0 rg BT 521.82 682.25 Td ( ) Tj ET Q q 0 0 0 rg BT 524.81 682.25 Td (valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 92.52 670.25 Td (is ) Tj ET Q q 0 0 0 rg BT 101.17 670.25 Td (recorded, ) Tj ET Q q 0 0 0 rg BT 140.63 670.25 Td (if ) Tj ET Q q 0 0 0 rg BT 148.73 670.25 Td (necessary) Tj ET Q q 0 0 0 rg BT 186.94 670.25 Td (, ) Tj ET Q q 0 0 0 rg BT 191.43 670.25 Td (for ) Tj ET Q q 0 0 0 rg BT 205.07 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.27 670.25 Td (portion ) Tj ET Q q 0 0 0 rg BT 250.15 670.25 Td (of ) Tj ET Q q 0 0 0 rg BT 260.46 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 274.66 670.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 309.95 670.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 324.16 670.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 349.47 670.25 Td (that ) Tj ET Q q 0 0 0 rg BT 366.45 670.25 Td (are ) Tj ET Q q 0 0 0 rg BT 380.64 670.25 Td (not ) Tj ET Q q 0 0 0 rg BT 395.41 670.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 432.92 670.25 Td (to ) Tj ET Q q 0 0 0 rg BT 442.69 670.25 Td (be ) Tj ET Q q 0 0 0 rg BT 454.11 670.25 Td (realized ) Tj ET Q q 0 0 0 rg BT 487.73 670.25 Td (based ) Tj ET Q q 0 0 0 rg BT 512.49 670.25 Td (on ) Tj ET Q q 0 0 0 rg BT 524.47 670.25 Td (the ) Tj ET Q q 0 0 0 rg BT 538.67 670.25 Td (levels ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.15 658.25 Td (historical ) Tj ET Q q 0 0 0 rg BT 101.17 658.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 132.86 658.25 Td (income ) Tj ET Q q 0 0 0 rg BT 165.11 658.25 Td (and ) Tj ET Q q 0 0 0 rg BT 182.37 658.25 Td (projections ) Tj ET Q q 0 0 0 rg BT 229.62 658.25 Td (for ) Tj ET Q q 0 0 0 rg BT 244.09 658.25 Td (future ) Tj ET Q q 0 0 0 rg BT 270.79 658.25 Td (taxable ) Tj ET Q q 0 0 0 rg BT 302.48 658.25 Td (income ) Tj ET Q q 0 0 0 rg BT 334.73 658.25 Td (over ) Tj ET Q q 0 0 0 rg BT 355.31 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 370.34 658.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 402.60 658.25 Td (in ) Tj ET Q q 0 0 0 rg BT 413.19 658.25 Td (which ) Tj ET Q q 0 0 0 rg BT 440.45 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 455.48 658.25 Td (temporary ) Tj ET Q q 0 0 0 rg BT 499.39 658.25 Td (dif) Tj ET Q q 0 0 0 rg BT 510.32 658.25 Td (ferences ) Tj ET Q q 0 0 0 rg BT 546.44 658.25 Td (will ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (be ) Tj ET Q q 0 0 0 rg BT 61.94 646.25 Td (deductible.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 624.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.49 624.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.32 624.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 189.26 624.25 Td (the ) Tj ET Q q 0 0 0 rg BT 203.41 624.25 Td (provisions ) Tj ET Q q 0 0 0 rg BT 247.02 624.25 Td (of ) Tj ET Q q 0 0 0 rg BT 257.30 624.25 Td (F) Tj ET Q q 0 0 0 rg BT 262.12 624.25 Td (ASB ) Tj ET Q q 0 0 0 rg BT 283.51 624.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 329.32 624.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 367.36 624.25 Td (on ) Tj ET Q q 0 0 0 rg BT 379.30 624.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 425.11 624.25 Td (for ) Tj ET Q q 0 0 0 rg BT 438.71 624.25 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 477.85 624.25 Td (income ) Tj ET Q q 0 0 0 rg BT 509.23 624.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 523.39 624.25 Td (positions. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.25 Td (The ) Tj ET Q q 0 0 0 rg BT 67.19 612.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 104.94 612.25 Td (utilizes ) Tj ET Q q 0 0 0 rg BT 135.47 612.25 Td (a ) Tj ET Q q 0 0 0 rg BT 141.55 612.25 Td (two-step ) Tj ET Q q 0 0 0 rg BT 177.64 612.25 Td (approach ) Tj ET Q q 0 0 0 rg BT 215.93 612.25 Td (for ) Tj ET Q q 0 0 0 rg BT 229.24 612.25 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 272.54 612.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 286.40 612.25 Td (positions. ) Tj ET Q q 0 0 0 rg BT 326.67 612.25 Td (Recognition ) Tj ET Q q 0 0 0 rg BT 377.20 612.25 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 404.39 612.25 Td (1\) ) Tj ET Q q 0 0 0 rg BT 418.81 612.25 Td (occurs ) Tj ET Q q 0 0 0 rg BT 446.56 612.25 Td (when ) Tj ET Q q 0 0 0 rg BT 469.87 612.25 Td (an ) Tj ET Q q 0 0 0 rg BT 480.95 612.25 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 522.02 612.25 Td (concludes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.25 Td (that ) Tj ET Q q 0 0 0 rg BT 67.88 600.25 Td (a ) Tj ET Q q 0 0 0 rg BT 75.20 600.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 90.30 600.25 Td (position, ) Tj ET Q q 0 0 0 rg BT 127.91 600.25 Td (based ) Tj ET Q q 0 0 0 rg BT 153.56 600.25 Td (solely ) Tj ET Q q 0 0 0 rg BT 180.33 600.25 Td (on ) Tj ET Q q 0 0 0 rg BT 193.22 600.25 Td (its ) Tj ET Q q 0 0 0 rg BT 205.55 600.25 Td (technical ) Tj ET Q q 0 0 0 rg BT 244.52 600.25 Td (merits ) Tj ET Q q 0 0 0 rg BT 272.40 600.25 Td (is ) Tj ET Q q 0 0 0 rg BT 281.95 600.25 Td (more ) Tj ET Q q 0 0 0 rg BT 305.38 600.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 331.04 600.25 Td (than ) Tj ET Q q 0 0 0 rg BT 351.14 600.25 Td (not ) Tj ET Q q 0 0 0 rg BT 366.80 600.25 Td (to ) Tj ET Q q 0 0 0 rg BT 377.46 600.25 Td (be ) Tj ET Q q 0 0 0 rg BT 389.78 600.25 Td (sustained ) Tj ET Q q 0 0 0 rg BT 429.88 600.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 452.77 600.25 Td (examination. ) Tj ET Q q 0 0 0 rg BT 507.58 600.25 Td (Measurement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.25 Td (\(Step ) Tj ET Q q 0 0 0 rg BT 77.67 588.25 Td (2\) ) Tj ET Q q 0 0 0 rg BT 92.56 588.25 Td (is ) Tj ET Q q 0 0 0 rg BT 101.35 588.25 Td (only ) Tj ET Q q 0 0 0 rg BT 121.26 588.25 Td (addressed ) Tj ET Q q 0 0 0 rg BT 162.81 588.25 Td (if ) Tj ET Q q 0 0 0 rg BT 171.04 588.25 Td (Step ) Tj ET Q q 0 0 0 rg BT 190.94 588.25 Td (1 ) Tj ET Q q 0 0 0 rg BT 198.06 588.25 Td (has ) Tj ET Q q 0 0 0 rg BT 213.52 588.25 Td (been ) Tj ET Q q 0 0 0 rg BT 234.52 588.25 Td (satisfied. ) Tj ET Q q 0 0 0 rg BT 272.46 588.25 Td (Under ) Tj ET Q q 0 0 0 rg BT 299.58 588.25 Td (Step ) Tj ET Q q 0 0 0 rg BT 319.48 588.25 Td (2, ) Tj ET Q q 0 0 0 rg BT 329.10 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.44 588.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 357.78 588.25 Td (benefit ) Tj ET Q q 0 0 0 rg BT 387.67 588.25 Td (is ) Tj ET Q q 0 0 0 rg BT 396.46 588.25 Td (measured ) Tj ET Q q 0 0 0 rg BT 436.90 588.25 Td (at ) Tj ET Q q 0 0 0 rg BT 446.24 588.25 Td (the ) Tj ET Q q 0 0 0 rg BT 460.58 588.25 Td (lar) Tj ET Q q 0 0 0 rg BT 470.95 588.25 Td (gest ) Tj ET Q q 0 0 0 rg BT 489.18 588.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 521.30 588.25 Td (of ) Tj ET Q q 0 0 0 rg BT 531.75 588.25 Td (benefit, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 98.20 576.25 Td (on ) Tj ET Q q 0 0 0 rg BT 111.41 576.25 Td (a ) Tj ET Q q 0 0 0 rg BT 119.07 576.25 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 166.71 576.25 Td (probability ) Tj ET Q q 0 0 0 rg BT 213.81 576.25 Td (basis ) Tj ET Q q 0 0 0 rg BT 237.03 576.25 Td (that ) Tj ET Q q 0 0 0 rg BT 255.24 576.25 Td (is ) Tj ET Q q 0 0 0 rg BT 265.13 576.25 Td (more ) Tj ET Q q 0 0 0 rg BT 288.89 576.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 314.88 576.25 Td (than ) Tj ET Q q 0 0 0 rg BT 335.32 576.25 Td (not ) Tj ET Q q 0 0 0 rg BT 351.31 576.25 Td (to ) Tj ET Q q 0 0 0 rg BT 362.31 576.25 Td (be ) Tj ET Q q 0 0 0 rg BT 374.96 576.25 Td (realized ) Tj ET Q q 0 0 0 rg BT 409.82 576.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 433.04 576.25 Td (final ) Tj ET Q q 0 0 0 rg BT 454.58 576.25 Td (settlement. ) Tj ET Q q 0 0 0 rg BT 500.68 576.25 Td (As ) Tj ET Q q 0 0 0 rg BT 515.01 576.25 Td (used ) Tj ET Q q 0 0 0 rg BT 536.56 576.25 Td (in ) Tj ET Q q 0 0 0 rg BT 547.56 576.25 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.25 Td (context, ) Tj ET Q q 0 0 0 rg BT 84.43 564.25 Td (the ) Tj ET Q q 0 0 0 rg BT 99.15 564.25 Td (term ) Tj ET Q q 0 0 0 rg BT 119.98 564.25 Td (more ) Tj ET Q q 0 0 0 rg BT 147.46 564.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 172.73 564.25 Td (than ) Tj ET Q q 0 0 0 rg BT 192.45 564.25 Td (not ) Tj ET Q q 0 0 0 rg BT 212.17 564.25 Td (is ) Tj ET Q q 0 0 0 rg BT 221.34 564.25 Td (interpreted ) Tj ET Q q 0 0 0 rg BT 267.15 564.25 Td (to ) Tj ET Q q 0 0 0 rg BT 277.43 564.25 Td (mean ) Tj ET Q q 0 0 0 rg BT 301.58 564.25 Td (that ) Tj ET Q q 0 0 0 rg BT 319.08 564.25 Td (the ) Tj ET Q q 0 0 0 rg BT 333.79 564.25 Td (likelihood ) Tj ET Q q 0 0 0 rg BT 376.85 564.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.68 564.25 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 434.03 564.25 Td (is ) Tj ET Q q 0 0 0 rg BT 443.20 564.25 Td (greater ) Tj ET Q q 0 0 0 rg BT 473.45 564.25 Td (than ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.17 564.25 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 511.50 564.25 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 542.25 Td (For) Tj ET Q q 0 0 0 rg BT 114.37 542.25 Td (eign ) Tj ET Q q 0 0 0 rg BT 136.44 542.25 Td (Curr) Tj ET Q q 0 0 0 rg BT 157.92 542.25 Td (ency ) Tj ET Q q 0 0 0 rg BT 181.35 542.25 Td (T) Tj ET Q q 0 0 0 rg BT 187.28 542.25 Td (ranslation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.62 542.25 Td (The ) Tj ET Q q 0 0 0 rg BT 260.47 542.25 Td (functional ) Tj ET Q q 0 0 0 rg BT 305.31 542.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 344.58 542.25 Td (for ) Tj ET Q q 0 0 0 rg BT 360.55 542.25 Td (the ) Tj ET Q q 0 0 0 rg BT 377.06 542.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 425.94 542.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 459.12 542.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 510.64 542.25 Td (in ) Tj ET Q q 0 0 0 rg BT 522.72 542.25 Td (India ) Tj ET Q q 0 0 0 rg BT 547.56 542.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.25 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 94.19 530.25 Td (is ) Tj ET Q q 0 0 0 rg BT 104.50 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 120.36 530.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 141.78 530.25 Td (dollar ) Tj ET Q q 0 0 0 rg BT 168.75 530.25 Td (because ) Tj ET Q q 0 0 0 rg BT 204.04 530.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.90 530.25 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 267.96 530.25 Td (property ) Tj ET Q q 0 0 0 rg BT 305.48 530.25 Td (research ) Tj ET Q q 0 0 0 rg BT 342.43 530.25 Td (and ) Tj ET Q q 0 0 0 rg BT 360.51 530.25 Td (development ) Tj ET Q q 0 0 0 rg BT 415.80 530.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 455.54 530.25 Td (provided ) Tj ET Q q 0 0 0 rg BT 494.73 530.25 Td (by ) Tj ET Q q 0 0 0 rg BT 508.37 530.25 Td (its ) Tj ET Q q 0 0 0 rg BT 521.46 530.25 Td (Singapore ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.25 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 90.46 518.25 Td (, ) Tj ET Q q 0 0 0 rg BT 94.57 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 110.62 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 124.45 518.25 Td (product ) Tj ET Q q 0 0 0 rg BT 156.61 518.25 Td (development ) Tj ET Q q 0 0 0 rg BT 209.88 518.25 Td (and ) Tj ET Q q 0 0 0 rg BT 225.93 518.25 Td (information ) Tj ET Q q 0 0 0 rg BT 274.75 518.25 Td (technology ) Tj ET Q q 0 0 0 rg BT 320.80 518.25 Td (enabled ) Tj ET Q q 0 0 0 rg BT 353.50 518.25 Td (services ) Tj ET Q q 0 0 0 rg BT 387.32 518.25 Td (activities ) Tj ET Q q 0 0 0 rg BT 425.04 518.25 Td (for ) Tj ET Q q 0 0 0 rg BT 438.31 518.25 Td (the ) Tj ET Q q 0 0 0 rg BT 452.14 518.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 492.07 518.25 Td (industry ) Tj ET Q q 0 0 0 rg BT 526.46 518.25 Td (provided ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.25 Td (by ) Tj ET Q q 0 0 0 rg BT 62.50 506.25 Td (its ) Tj ET Q q 0 0 0 rg BT 74.45 506.25 Td (India ) Tj ET Q q 0 0 0 rg BT 97.50 506.25 Td (subsidiary) Tj ET Q q 0 0 0 rg BT 137.95 506.25 Td (, ) Tj ET Q q 0 0 0 rg BT 142.95 506.25 Td (both ) Tj ET Q q 0 0 0 rg BT 163.23 506.25 Td (in ) Tj ET Q q 0 0 0 rg BT 173.51 506.25 Td (support ) Tj ET Q q 0 0 0 rg BT 206.01 506.25 Td (of ) Tj ET Q q 0 0 0 rg BT 216.84 506.25 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 243.92 506.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 284.18 506.25 Td (divisions ) Tj ET Q q 0 0 0 rg BT 322.80 506.25 Td (across ) Tj ET Q q 0 0 0 rg BT 350.29 506.25 Td (the ) Tj ET Q q 0 0 0 rg BT 365.01 506.25 Td (world, ) Tj ET Q q 0 0 0 rg BT 393.34 506.25 Td (are ) Tj ET Q q 0 0 0 rg BT 408.05 506.25 Td (transacted ) Tj ET Q q 0 0 0 rg BT 451.08 506.25 Td (in ) Tj ET Q q 0 0 0 rg BT 461.36 506.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 481.64 506.25 Td (dollars.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.00 484.25 Td (The ) Tj ET Q q 0 0 0 rg BT 89.93 484.25 Td (functional ) Tj ET Q q 0 0 0 rg BT 131.85 484.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 168.21 484.25 Td (of ) Tj ET Q q 0 0 0 rg BT 177.92 484.25 Td (the ) Tj ET Q q 0 0 0 rg BT 191.52 484.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 237.48 484.25 Td (other ) Tj ET Q q 0 0 0 rg BT 259.40 484.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 289.66 484.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 338.26 484.25 Td (is ) Tj ET Q q 0 0 0 rg BT 346.31 484.25 Td (the ) Tj ET Q q 0 0 0 rg BT 359.91 484.25 Td (local ) Tj ET Q q 0 0 0 rg BT 380.72 484.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 417.08 484.25 Td (of ) Tj ET Q q 0 0 0 rg BT 426.79 484.25 Td (the ) Tj ET Q q 0 0 0 rg BT 440.39 484.25 Td (country ) Tj ET Q q 0 0 0 rg BT 472.32 484.25 Td (in ) Tj ET Q q 0 0 0 rg BT 481.47 484.25 Td (which ) Tj ET Q q 0 0 0 rg BT 507.29 484.25 Td (the ) Tj ET Q q 0 0 0 rg BT 520.89 484.25 Td (subsidiary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.25 Td (operates. ) Tj ET Q q 0 0 0 rg BT 88.85 472.25 Td (The ) Tj ET Q q 0 0 0 rg BT 107.67 472.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 134.27 472.25 Td (and ) Tj ET Q q 0 0 0 rg BT 151.99 472.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.48 472.25 Td (of ) Tj ET Q q 0 0 0 rg BT 204.08 472.25 Td (these ) Tj ET Q q 0 0 0 rg BT 227.90 472.25 Td (foreign ) Tj ET Q q 0 0 0 rg BT 260.05 472.25 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 310.54 472.25 Td (are ) Tj ET Q q 0 0 0 rg BT 326.02 472.25 Td (translated ) Tj ET Q q 0 0 0 rg BT 368.16 472.25 Td (into ) Tj ET Q q 0 0 0 rg BT 386.99 472.25 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 408.05 472.25 Td (dollars ) Tj ET Q q 0 0 0 rg BT 438.54 472.25 Td (at ) Tj ET Q q 0 0 0 rg BT 449.03 472.25 Td (the ) Tj ET Q q 0 0 0 rg BT 464.52 472.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 486.67 472.25 Td (of ) Tj ET Q q 0 0 0 rg BT 498.27 472.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 539.30 472.25 Td (at ) Tj ET Q q 0 0 0 rg BT 549.79 472.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.06 460.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 106.13 460.25 Td (dates. ) Tj ET Q q 0 0 0 rg BT 131.70 460.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 164.21 460.25 Td (and ) Tj ET Q q 0 0 0 rg BT 181.18 460.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 215.91 460.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 253.42 460.25 Td (are ) Tj ET Q q 0 0 0 rg BT 268.16 460.25 Td (translated ) Tj ET Q q 0 0 0 rg BT 309.55 460.25 Td (at ) Tj ET Q q 0 0 0 rg BT 319.30 460.25 Td (the ) Tj ET Q q 0 0 0 rg BT 334.04 460.25 Td (average ) Tj ET Q q 0 0 0 rg BT 367.65 460.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 407.93 460.25 Td (rates ) Tj ET Q q 0 0 0 rg BT 429.33 460.25 Td (in ) Tj ET Q q 0 0 0 rg BT 439.64 460.25 Td (ef) Tj ET Q q 0 0 0 rg BT 447.22 460.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 464.74 460.25 Td (during ) Tj ET Q q 0 0 0 rg BT 493.37 460.25 Td (the ) Tj ET Q q 0 0 0 rg BT 508.11 460.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 538.69 460.25 Td (Gains ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.38 448.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 94.20 448.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 132.14 448.25 Td (from ) Tj ET Q q 0 0 0 rg BT 154.51 448.25 Td (translation ) Tj ET Q q 0 0 0 rg BT 199.66 448.25 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 250.37 448.25 Td (are ) Tj ET Q q 0 0 0 rg BT 265.52 448.25 Td (included ) Tj ET Q q 0 0 0 rg BT 302.89 448.25 Td (as ) Tj ET Q q 0 0 0 rg BT 314.15 448.25 Td (a ) Tj ET Q q 0 0 0 rg BT 321.53 448.25 Td (component ) Tj ET Q q 0 0 0 rg BT 368.90 448.25 Td (of ) Tj ET Q q 0 0 0 rg BT 380.17 448.25 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 433.63 448.25 Td (other ) Tj ET Q q 0 0 0 rg BT 457.11 448.25 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 520.58 448.25 Td (loss ) Tj ET Q q 0 0 0 rg BT 539.08 448.25 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 448.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 111.82 436.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 165.87 436.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 199.91 436.25 Td (sheets. ) Tj ET Q q 0 0 0 rg BT 230.36 436.25 Td (Foreign ) Tj ET Q q 0 0 0 rg BT 264.97 436.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 306.24 436.25 Td (transaction ) Tj ET Q q 0 0 0 rg BT 353.62 436.25 Td (gains ) Tj ET Q q 0 0 0 rg BT 378.23 436.25 Td (and ) Tj ET Q q 0 0 0 rg BT 396.18 436.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 423.58 436.25 Td (that ) Tj ET Q q 0 0 0 rg BT 442.08 436.25 Td (are ) Tj ET Q q 0 0 0 rg BT 457.80 436.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 491.29 436.25 Td (from ) Tj ET Q q 0 0 0 rg BT 514.24 436.25 Td (transactions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.25 Td (denominated ) Tj ET Q q 0 0 0 rg BT 104.15 424.25 Td (in ) Tj ET Q q 0 0 0 rg BT 114.43 424.25 Td (a ) Tj ET Q q 0 0 0 rg BT 121.37 424.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 158.84 424.25 Td (other ) Tj ET Q q 0 0 0 rg BT 181.89 424.25 Td (than ) Tj ET Q q 0 0 0 rg BT 201.61 424.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.32 424.25 Td (subsidiary's ) Tj ET Q q 0 0 0 rg BT 265.63 424.25 Td (functional ) Tj ET Q q 0 0 0 rg BT 308.67 424.25 Td (currency ) Tj ET Q q 0 0 0 rg BT 346.14 424.25 Td (are ) Tj ET Q q 0 0 0 rg BT 360.85 424.25 Td (included ) Tj ET Q q 0 0 0 rg BT 397.78 424.25 Td (in ) Tj ET Q q 0 0 0 rg BT 408.06 424.25 Td (the ) Tj ET Q q 0 0 0 rg BT 422.78 424.25 Td (determination ) Tj ET Q q 0 0 0 rg BT 480.82 424.25 Td (of ) Tj ET Q q 0 0 0 rg BT 491.65 424.25 Td (net ) Tj ET Q q 0 0 0 rg BT 506.36 424.25 Td (income.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 402.25 Td (Advertising) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.00 402.25 Td (W) Tj ET Q q 0 0 0 rg BT 168.04 402.25 Td (ith ) Tj ET Q q 0 0 0 rg BT 179.90 402.25 Td (the ) Tj ET Q q 0 0 0 rg BT 193.43 402.25 Td (exception ) Tj ET Q q 0 0 0 rg BT 233.61 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 243.25 402.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 271.76 402.25 Td (direct-response ) Tj ET Q q 0 0 0 rg BT 334.15 402.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 355.46 402.25 Td (in ) Tj ET Q q 0 0 0 rg BT 364.55 402.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 409.73 402.25 Td (with ) Tj ET Q q 0 0 0 rg BT 428.81 402.25 Td (our ) Tj ET Q q 0 0 0 rg BT 443.45 402.25 Td ( ) Tj ET Q q 0 0 0 rg BT 444.76 402.25 Td (business ) Tj ET Q q 0 0 0 rg BT 479.96 402.25 Td (services ) Tj ET Q q 0 0 0 rg BT 513.48 402.25 Td (of ) Tj ET Q q 0 0 0 rg BT 523.12 402.25 Td (providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 390.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 85.00 390.25 Td (continuing ) Tj ET Q q 0 0 0 rg BT 131.12 390.25 Td (education ) Tj ET Q q 0 0 0 rg BT 173.34 390.25 Td (to ) Tj ET Q q 0 0 0 rg BT 184.47 390.25 Td (physicians, ) Tj ET Q q 0 0 0 rg BT 232.53 390.25 Td (dentists ) Tj ET Q q 0 0 0 rg BT 266.44 390.25 Td (and ) Tj ET Q q 0 0 0 rg BT 284.23 390.25 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 328.65 390.25 Td (professionals, ) Tj ET Q q 0 0 0 rg BT 387.27 390.25 Td (advertising ) Tj ET Q q 0 0 0 rg BT 435.05 390.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 458.40 390.25 Td (are ) Tj ET Q q 0 0 0 rg BT 473.96 390.25 Td (expensed ) Tj ET Q q 0 0 0 rg BT 514.51 390.25 Td (as ) Tj ET Q q 0 0 0 rg BT 526.19 390.25 Td (incurred. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 378.25 Td (Advertising ) Tj ET Q q 0 0 0 rg BT 99.22 378.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 121.22 378.25 Td (amounted ) Tj ET Q q 0 0 0 rg BT 162.65 378.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.43 378.25 Td ($4.0 ) Tj ET Q q 0 0 0 rg BT 191.93 378.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.83 378.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.33 378.25 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 244.83 378.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 273.72 378.25 Td (, ) Tj ET Q q 0 0 0 rg BT 278.22 378.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 294.66 378.25 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 314.16 378.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.05 378.25 Td ( ) Tj ET Q q 0 0 0 rg BT 345.05 378.25 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.83 378.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.83 378.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.33 378.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.33 378.25 Td (, ) Tj ET Q q 0 0 0 rg BT 403.83 378.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.27 378.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.27 378.25 Td (, ) Tj ET Q q 0 0 0 rg BT 444.77 378.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 492.44 378.25 Td (, ) Tj ET Q q 0 0 0 rg BT 496.94 378.25 Td (and ) Tj ET Q q 0 0 0 rg BT 513.38 378.25 Td (are ) Tj ET Q q 0 0 0 rg BT 527.58 378.25 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 366.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.71 366.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 83.08 366.25 Td (and ) Tj ET Q q 0 0 0 rg BT 100.44 366.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 143.92 366.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 182.94 366.25 Td (in ) Tj ET Q q 0 0 0 rg BT 193.65 366.25 Td (the ) Tj ET Q q 0 0 0 rg BT 208.80 366.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 270.04 366.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 325.74 366.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 372.55 366.25 Td (of ) Tj ET Q q 0 0 0 rg BT 383.81 366.25 Td (Income. ) Tj ET Q q 0 0 0 rg BT 419.23 366.25 Td (Sales ) Tj ET Q q 0 0 0 rg BT 443.27 366.25 Td (and ) Tj ET Q q 0 0 0 rg BT 460.63 366.25 Td (marketing ) Tj ET Q q 0 0 0 rg BT 504.11 366.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 543.13 366.25 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.25 Td (been ) Tj ET Q q 0 0 0 rg BT 71.92 354.25 Td (reduced ) Tj ET Q q 0 0 0 rg BT 106.60 354.25 Td (in ) Tj ET Q q 0 0 0 rg BT 117.42 354.25 Td (the ) Tj ET Q q 0 0 0 rg BT 132.68 354.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 162.38 354.25 Td (months ) Tj ET Q q 0 0 0 rg BT 194.87 354.25 Td (of ) Tj ET Q q 0 0 0 rg BT 206.24 354.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 229.28 354.25 Td (as ) Tj ET Q q 0 0 0 rg BT 240.65 354.25 Td (a ) Tj ET Q q 0 0 0 rg BT 248.13 354.25 Td (result ) Tj ET Q q 0 0 0 rg BT 273.39 354.25 Td (of ) Tj ET Q q 0 0 0 rg BT 284.76 354.25 Td (the ) Tj ET Q q 0 0 0 rg BT 300.02 354.25 Td (deferment ) Tj ET Q q 0 0 0 rg BT 343.59 354.25 Td (of ) Tj ET Q q 0 0 0 rg BT 354.96 354.25 Td (\(net ) Tj ET Q q 0 0 0 rg BT 373.55 354.25 Td (of ) Tj ET Q q 0 0 0 rg BT 384.92 354.25 Td (amortization\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.83 354.25 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 462.37 354.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.26 354.25 Td ( ) Tj ET Q q 0 0 0 rg BT 494.30 354.25 Td (of ) Tj ET Q q 0 0 0 rg BT 505.67 354.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 535.92 354.25 Td (direct-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.25 Td (response ) Tj ET Q q 0 0 0 rg BT 87.96 342.25 Td (advertising ) Tj ET Q q 0 0 0 rg BT 135.36 342.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 158.32 342.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 202.38 342.25 Td (with ) Tj ET Q q 0 0 0 rg BT 223.13 342.25 Td (our ) Tj ET Q q 0 0 0 rg BT 239.42 342.25 Td (recent ) Tj ET Q q 0 0 0 rg BT 266.81 342.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 313.66 342.25 Td (of ) Tj ET Q q 0 0 0 rg BT 324.96 342.25 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 368.19 342.25 Td (which ) Tj ET Q q 0 0 0 rg BT 395.60 342.25 Td (have ) Tj ET Q q 0 0 0 rg BT 417.44 342.25 Td (been ) Tj ET Q q 0 0 0 rg BT 439.28 342.25 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 485.56 342.25 Td (in ) Tj ET Q q 0 0 0 rg BT 496.30 342.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.23 342.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.25 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 99.56 330.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 141.90 330.25 Td (Codification ) Tj ET Q q 0 0 0 rg BT 194.80 330.25 Td (\("ASC"\) ) Tj ET Q q 0 0 0 rg BT 231.77 330.25 Td (T) Tj ET Q q 0 0 0 rg BT 237.18 330.25 Td (opic ) Tj ET Q q 0 0 0 rg BT 257.30 330.25 Td (340. ) Tj ET Q q 0 0 0 rg BT 277.50 330.25 Td (These ) Tj ET Q q 0 0 0 rg BT 304.28 330.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 327.19 330.25 Td (are ) Tj ET Q q 0 0 0 rg BT 342.30 330.25 Td (being ) Tj ET Q q 0 0 0 rg BT 367.42 330.25 Td (amortized ) Tj ET Q q 0 0 0 rg BT 410.31 330.25 Td (to ) Tj ET Q q 0 0 0 rg BT 420.99 330.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 456.10 330.25 Td (over ) Tj ET Q q 0 0 0 rg BT 476.78 330.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 509.12 330.25 Td (ranging ) Tj ET Q q 0 0 0 rg BT 542.57 330.25 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 318.25 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 76.66 318.25 Td ( ) Tj ET Q q 0 0 0 rg BT 79.12 318.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.36 318.25 Td (twenty-four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.57 318.25 Td ( ) Tj ET Q q 0 0 0 rg BT 139.04 318.25 Td (months ) Tj ET Q q 0 0 0 rg BT 170.95 318.25 Td (based ) Tj ET Q q 0 0 0 rg BT 196.18 318.25 Td (on ) Tj ET Q q 0 0 0 rg BT 208.65 318.25 Td (the ) Tj ET Q q 0 0 0 rg BT 223.33 318.25 Td (type ) Tj ET Q q 0 0 0 rg BT 243.01 318.25 Td (of ) Tj ET Q q 0 0 0 rg BT 253.80 318.25 Td (product ) Tj ET Q q 0 0 0 rg BT 286.82 318.25 Td (the ) Tj ET Q q 0 0 0 rg BT 301.50 318.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 340.62 318.25 Td (purchases. ) Tj ET Q q 0 0 0 rg BT 385.01 318.25 Td (Deferred ) Tj ET Q q 0 0 0 rg BT 423.00 318.25 Td (advertising ) Tj ET Q q 0 0 0 rg BT 469.90 318.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 492.37 318.25 Td (amounted ) Tj ET Q q 0 0 0 rg BT 534.27 318.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.51 318.25 Td ($2.9 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 306.25 Td (, ) Tj ET Q q 0 0 0 rg BT 84.01 306.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.07 306.25 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.28 306.25 Td ( ) Tj ET Q q 0 0 0 rg BT 120.90 306.25 Td (at ) Tj ET Q q 0 0 0 rg BT 130.74 306.25 Td (December ) Tj ET Q q 0 0 0 rg BT 174.44 306.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 189.56 306.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 212.19 306.25 Td (and ) Tj ET Q q 0 0 0 rg BT 229.25 306.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 254.37 306.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 302.03 306.25 Td (, ) Tj ET Q q 0 0 0 rg BT 307.15 306.25 Td (and ) Tj ET Q q 0 0 0 rg BT 324.21 306.25 Td (are ) Tj ET Q q 0 0 0 rg BT 339.04 306.25 Td (included ) Tj ET Q q 0 0 0 rg BT 376.09 306.25 Td (in ) Tj ET Q q 0 0 0 rg BT 386.49 306.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 411.88 306.25 Td (current ) Tj ET Q q 0 0 0 rg BT 442.82 306.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 468.77 306.25 Td (and ) Tj ET Q q 0 0 0 rg BT 485.83 306.25 Td (Other ) Tj ET Q q 0 0 0 rg BT 511.22 306.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 537.17 306.25 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 306.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.04 294.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 136.07 294.25 Td (sheet.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 272.25 Td (Sales ) Tj ET Q q 0 0 0 rg BT 123.43 272.25 Td (Commissions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.87 272.25 Td (Certain ) Tj ET Q q 0 0 0 rg BT 225.06 272.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 247.26 272.25 Td (commission ) Tj ET Q q 0 0 0 rg BT 298.36 272.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 318.34 272.25 Td (with ) Tj ET Q q 0 0 0 rg BT 338.88 272.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 369.95 272.25 Td (to ) Tj ET Q q 0 0 0 rg BT 380.49 272.25 Td (subscription-based ) Tj ET Q q 0 0 0 rg BT 458.24 272.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 496.54 272.25 Td (are ) Tj ET Q q 0 0 0 rg BT 511.50 272.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 547.57 272.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 260.25 Td (subsequently ) Tj ET Q q 0 0 0 rg BT 106.21 260.25 Td (amortized ) Tj ET Q q 0 0 0 rg BT 150.18 260.25 Td (into ) Tj ET Q q 0 0 0 rg BT 169.73 260.25 Td (operating ) Tj ET Q q 0 0 0 rg BT 211.48 260.25 Td (expenses ) Tj ET Q q 0 0 0 rg BT 251.57 260.25 Td (ratably ) Tj ET Q q 0 0 0 rg BT 283.33 260.25 Td (over ) Tj ET Q q 0 0 0 rg BT 305.09 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.29 260.25 Td (term ) Tj ET Q q 0 0 0 rg BT 343.61 260.25 Td (of ) Tj ET Q q 0 0 0 rg BT 355.93 260.25 Td (the ) Tj ET Q q 0 0 0 rg BT 372.14 260.25 Td (related ) Tj ET Q q 0 0 0 rg BT 403.33 260.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 443.98 260.25 Td (subscription ) Tj ET Q q 0 0 0 rg BT 496.86 260.25 Td (contracts. ) Tj ET Q q 0 0 0 rg BT 538.56 260.25 Td (As ) Tj ET Q q 0 0 0 rg BT 553.67 260.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 248.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.46 248.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.46 248.25 Td ( ) Tj ET Q q 0 0 0 rg BT 130.84 248.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.66 248.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.66 248.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.54 248.25 Td ($564 ) Tj ET Q q 0 0 0 rg BT 194.92 248.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 231.03 248.25 Td ( ) Tj ET Q q 0 0 0 rg BT 233.41 248.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.23 248.25 Td ($398 ) Tj ET Q q 0 0 0 rg BT 272.60 248.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 308.71 248.25 Td (, ) Tj ET Q q 0 0 0 rg BT 313.59 248.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 361.25 248.25 Td (, ) Tj ET Q q 0 0 0 rg BT 366.13 248.25 Td (of ) Tj ET Q q 0 0 0 rg BT 376.84 248.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 398.66 248.25 Td (commissions ) Tj ET Q q 0 0 0 rg BT 453.27 248.25 Td (were ) Tj ET Q q 0 0 0 rg BT 475.07 248.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 510.76 248.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.58 248.25 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 236.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.24 236.25 Td (other ) Tj ET Q q 0 0 0 rg BT 83.25 236.25 Td (current ) Tj ET Q q 0 0 0 rg BT 114.03 236.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 139.82 236.25 Td (on ) Tj ET Q q 0 0 0 rg BT 152.29 236.25 Td (the ) Tj ET Q q 0 0 0 rg BT 166.97 236.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 227.74 236.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 282.98 236.25 Td (Balance ) Tj ET Q q 0 0 0 rg BT 317.64 236.25 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 348.72 236.25 Td (During ) Tj ET Q q 0 0 0 rg BT 379.51 236.25 Td (the ) Tj ET Q q 0 0 0 rg BT 394.19 236.25 Td (years ) Tj ET Q q 0 0 0 rg BT 417.75 236.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.09 236.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 502.64 236.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.64 236.25 Td ( ) Tj ET Q q 0 0 0 rg BT 525.10 236.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.00 236.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 236.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 224.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.70 224.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 106.06 224.25 Td (amortized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 148.53 224.25 Td ($840 ) Tj ET Q q 0 0 0 rg BT 171.01 224.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.11 224.25 Td ( ) Tj ET Q q 0 0 0 rg BT 209.59 224.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 226.51 224.25 Td ($913 ) Tj ET Q q 0 0 0 rg BT 248.99 224.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.10 224.25 Td (, ) Tj ET Q q 0 0 0 rg BT 290.08 224.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 337.74 224.25 Td (, ) Tj ET Q q 0 0 0 rg BT 342.72 224.25 Td (of ) Tj ET Q q 0 0 0 rg BT 353.54 224.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 398.23 224.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 434.02 224.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 455.94 224.25 Td (commissions ) Tj ET Q q 0 0 0 rg BT 510.64 224.25 Td (and ) Tj ET Q q 0 0 0 rg BT 527.56 224.25 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 212.25 Td (this ) Tj ET Q q 0 0 0 rg BT 66.95 212.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 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q 0 0 0 rg BT 244.20 166.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.09 166.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 297.29 166.25 Td (life ) Tj ET Q q 0 0 0 rg BT 313.29 166.25 Td (of ) Tj ET Q q 0 0 0 rg BT 324.29 166.25 Td (the ) Tj ET Q q 0 0 0 rg BT 339.18 166.25 Td (improvements ) Tj ET Q q 0 0 0 rg BT 399.07 166.25 Td (or ) Tj ET Q q 0 0 0 rg BT 410.07 166.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.96 166.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 468.18 166.25 Td (lease ) Tj ET Q q 0 0 0 rg BT 490.84 166.25 Td (term. ) Tj ET Q q 0 0 0 rg BT 514.34 166.25 Td (Repairs ) Tj ET Q q 0 0 0 rg BT 547.56 166.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.25 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 103.90 154.25 Td (are ) Tj ET Q q 0 0 0 rg BT 119.48 154.25 Td (char) Tj ET Q q 0 0 0 rg BT 136.50 154.25 Td (ged ) Tj ET Q q 0 0 0 rg BT 154.31 154.25 Td (to ) Tj ET Q q 0 0 0 rg BT 165.46 154.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 201.04 154.25 Td (as ) Tj ET Q q 0 0 0 rg BT 212.74 154.25 Td (incurred ) Tj ET Q q 0 0 0 rg BT 249.43 154.25 Td (and ) Tj ET Q q 0 0 0 rg BT 267.24 154.25 Td (major ) Tj ET Q q 0 0 0 rg BT 293.94 154.25 Td (improvements ) Tj ET Q q 0 0 0 rg BT 354.52 154.25 Td (that ) Tj ET Q q 0 0 0 rg BT 372.89 154.25 Td (extend ) Tj ET Q q 0 0 0 rg BT 402.92 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 418.50 154.25 Td (life ) Tj ET Q q 0 0 0 rg BT 435.20 154.25 Td (of ) Tj ET Q q 0 0 0 rg BT 446.90 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 462.49 154.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 485.30 154.25 Td (are ) Tj ET Q q 0 0 0 rg BT 500.88 154.25 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 547.56 154.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.25 Td (depreciated ) Tj ET Q q 0 0 0 rg BT 98.23 142.25 Td (over ) Tj ET Q q 0 0 0 rg BT 118.14 142.25 Td (the ) Tj ET Q q 0 0 0 rg BT 132.51 142.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 170.19 142.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 212.88 142.25 Td (life ) Tj ET Q q 0 0 0 rg BT 228.35 142.25 Td (of ) Tj ET Q q 0 0 0 rg BT 238.83 142.25 Td (the ) Tj ET Q q 0 0 0 rg BT 253.20 142.25 Td (related ) Tj ET Q q 0 0 0 rg BT 282.55 142.25 Td (asset. ) Tj ET Q q 0 0 0 rg BT 306.64 142.25 Td (Gains ) Tj ET Q q 0 0 0 rg BT 332.11 142.25 Td (and ) Tj ET Q q 0 0 0 rg BT 348.70 142.25 Td (losses ) Tj ET Q q 0 0 0 rg BT 374.74 142.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 411.88 142.25 Td (from ) Tj ET Q q 0 0 0 rg BT 433.47 142.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 455.06 142.25 Td (or ) Tj ET Q q 0 0 0 rg BT 465.54 142.25 Td (retirements ) Tj ET Q q 0 0 0 rg BT 512.67 142.25 Td (are ) Tj ET Q q 0 0 0 rg BT 527.02 142.25 Td (recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (as ) Tj ET Q q 0 0 0 rg BT 61.20 130.25 Td (incurred, ) Tj ET Q q 0 0 0 rg BT 99.89 130.25 Td (at ) Tj ET Q q 0 0 0 rg BT 109.98 130.25 Td (which ) Tj ET Q q 0 0 0 rg BT 137.29 130.25 Td (time ) Tj ET Q q 0 0 0 rg BT 157.94 130.25 Td (related ) Tj ET Q q 0 0 0 rg BT 188.02 130.25 Td (costs ) Tj ET Q q 0 0 0 rg BT 210.89 130.25 Td (and ) Tj ET Q q 0 0 0 rg BT 228.20 130.25 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 281.60 130.25 Td (depreciation ) Tj ET Q q 0 0 0 rg BT 333.90 130.25 Td (are ) Tj ET Q q 0 0 0 rg BT 348.98 130.25 Td (removed ) Tj ET Q q 0 0 0 rg BT 386.84 130.25 Td (from ) Tj ET Q q 0 0 0 rg BT 409.15 130.25 Td (the ) Tj ET Q q 0 0 0 rg BT 424.24 130.25 Td (Company) Tj ET Q q 0 0 0 rg BT 465.90 130.25 Td (s ) Tj ET Q q 0 0 0 rg BT 472.67 130.25 Td (accounts. ) Tj ET Q q 0 0 0 rg BT 513.03 130.25 Td (Fixed ) Tj ET Q q 0 0 0 rg BT 538.68 130.25 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.52 118.25 Td (in ) Tj ET Q q 0 0 0 rg BT 96.39 118.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 146.26 118.25 Td (are ) Tj ET Q q 0 0 0 rg BT 160.57 118.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 197.64 118.25 Td (at ) Tj ET Q q 0 0 0 rg BT 206.95 118.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 222.93 118.25 Td (value. ) Tj ET Q q 0 0 0 rg BT 249.02 118.25 Td (The ) Tj ET Q q 0 0 0 rg BT 266.67 118.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 307.08 118.25 Td (useful ) Tj ET Q q 0 0 0 rg BT 333.62 118.25 Td (lives ) Tj ET Q q 0 0 0 rg BT 354.60 118.25 Td (applied ) Tj ET Q q 0 0 0 rg BT 386.13 118.25 Td (by ) Tj ET Q q 0 0 0 rg BT 398.23 118.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.54 118.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 453.52 118.25 Td (for ) Tj ET Q q 0 0 0 rg BT 467.28 118.25 Td (property ) Tj ET Q q 0 0 0 rg BT 503.25 118.25 Td (and ) Tj ET Q q 0 0 0 rg BT 519.79 118.25 Td (equipment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.25 Td (are ) Tj ET Q q 0 0 0 rg BT 64.71 106.25 Td (as ) Tj ET Q q 0 0 0 rg BT 75.54 106.25 Td (follows:) Tj ET Q endstream endobj 131 0 obj <>] /Rotate 0 /Contents 132 0 R>> endobj 132 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (62) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 721.50 426.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 721.50 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 693.50 426.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 693.50 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 665.50 426.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 665.50 86.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 636.50 426.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 636.50 86.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 721.5 m 476.5 721.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 721.5 m 562.5 721.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 739.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 510.35 739.18 Td (Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 725.23 Td (Asset Category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.00 725.23 Td (\(yrs\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 712.07 Td (Buildings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 712.07 Td (39) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 698.07 Td (Building Improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.00 698.07 Td (15) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 684.07 Td (Computer equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 684.07 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 670.07 Td (Furniture, fixtures and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 670.07 Td (7) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 656.07 Td (Software) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 554.00 656.07 Td (3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 641.17 Td (Land) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.60 641.17 Td (Unlimited life) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 626.17 Td (Leasehold improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.30 626.17 Td (Life of the lease) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 600.00 Td (Recent ) Tj ET Q q 0 0 0 rg BT 81.38 600.00 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 132.77 600.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 143.13 600.00 Td (onouncements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 578.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 578.00 Td (The ) Tj ET Q q 0 0 0 rg BT 104.47 578.00 Td (following ) Tj ET Q q 0 0 0 rg BT 146.27 578.00 Td (is ) Tj ET Q q 0 0 0 rg BT 155.86 578.00 Td (a ) Tj ET Q q 0 0 0 rg BT 163.22 578.00 Td (summary ) Tj ET Q q 0 0 0 rg BT 203.35 578.00 Td (brief ) Tj ET Q q 0 0 0 rg BT 225.15 578.00 Td (discussion ) Tj ET Q q 0 0 0 rg BT 269.74 578.00 Td (of ) Tj ET Q q 0 0 0 rg BT 280.99 578.00 Td (recently ) Tj ET Q q 0 0 0 rg BT 316.11 578.00 Td (released ) Tj ET Q q 0 0 0 rg BT 351.78 578.00 Td (accounting ) Tj ET Q q 0 0 0 rg BT 398.57 578.00 Td (pronouncements ) Tj ET Q q 0 0 0 rg BT 467.58 578.00 Td (that ) Tj ET Q q 0 0 0 rg BT 485.50 578.00 Td (are ) Tj ET Q q 0 0 0 rg BT 500.63 578.00 Td (pertinent ) Tj ET Q q 0 0 0 rg BT 539.09 578.00 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 578.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.00 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 566.00 Td (s ) Tj ET Q q 0 0 0 rg BT 98.06 566.00 Td (business:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 542.00 Td (The ) Tj ET Q q 0 0 0 rg BT 104.14 542.00 Td (F) Tj ET Q q 0 0 0 rg BT 108.96 542.00 Td (ASB's ) Tj ET Q q 0 0 0 rg BT 136.71 542.00 Td (new ) Tj ET Q q 0 0 0 rg BT 155.97 542.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 182.44 542.00 Td (standard ) Tj ET Q q 0 0 0 rg BT 218.34 542.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 240.94 542.00 Td (2016-02 ) Tj ET Q q 0 0 0 rg BT 276.87 542.00 Td (Leases ) Tj ET Q q 0 0 0 rg BT 306.68 542.00 Td (\(T) Tj ET Q q 0 0 0 rg BT 315.42 542.00 Td (opic ) Tj ET Q q 0 0 0 rg BT 335.23 542.00 Td (842\) ) Tj ET Q q 0 0 0 rg BT 356.16 542.00 Td (was ) Tj ET Q q 0 0 0 rg BT 374.31 542.00 Td (issued ) Tj ET Q q 0 0 0 rg BT 401.91 542.00 Td (on ) Tj ET Q q 0 0 0 rg BT 414.50 542.00 Td (February ) Tj ET Q q 0 0 0 rg BT 453.20 542.00 Td (25, ) Tj ET Q q 0 0 0 rg BT 468.30 542.00 Td (2016 ) Tj ET Q q 0 0 0 rg BT 490.90 542.00 Td (and ) Tj ET Q q 0 0 0 rg BT 507.93 542.00 Td (is ) Tj ET Q q 0 0 0 rg BT 517.20 542.00 Td (intended ) Tj ET Q q 0 0 0 rg BT 554.23 542.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.00 Td (improve ) Tj ET Q q 0 0 0 rg BT 86.16 530.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 123.97 530.00 Td (reporting ) Tj ET Q q 0 0 0 rg BT 163.46 530.00 Td (about ) Tj ET Q q 0 0 0 rg BT 188.51 530.00 Td (leasing ) Tj ET Q q 0 0 0 rg BT 219.66 530.00 Td (transactions. ) Tj ET Q q 0 0 0 rg BT 272.55 530.00 Td (The ) Tj ET Q q 0 0 0 rg BT 290.31 530.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 313.15 530.00 Td (af) Tj ET Q q 0 0 0 rg BT 320.73 530.00 Td (fects ) Tj ET Q q 0 0 0 rg BT 342.44 530.00 Td (all ) Tj ET Q q 0 0 0 rg BT 355.27 530.00 Td (companies ) Tj ET Q q 0 0 0 rg BT 400.86 530.00 Td (and ) Tj ET Q q 0 0 0 rg BT 418.14 530.00 Td (other ) Tj ET Q q 0 0 0 rg BT 441.51 530.00 Td (or) Tj ET Q q 0 0 0 rg BT 449.66 530.00 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 498.04 530.00 Td (that ) Tj ET Q q 0 0 0 rg BT 515.86 530.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 538.68 530.00 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.00 Td (such ) Tj ET Q q 0 0 0 rg BT 71.15 518.00 Td (as ) Tj ET Q q 0 0 0 rg BT 82.29 518.00 Td (real ) Tj ET Q q 0 0 0 rg BT 100.09 518.00 Td (estate, ) Tj ET Q q 0 0 0 rg BT 128.17 518.00 Td (airplanes, ) Tj ET Q q 0 0 0 rg BT 169.58 518.00 Td (and ) Tj ET Q q 0 0 0 rg BT 186.84 518.00 Td (manufacturing ) Tj ET Q q 0 0 0 rg BT 247.97 518.00 Td (equipment. ) Tj ET Q q 0 0 0 rg BT 295.29 518.00 Td (The ) Tj ET Q q 0 0 0 rg BT 313.03 518.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 335.85 518.00 Td (will ) Tj ET Q q 0 0 0 rg BT 354.23 518.00 Td (require ) Tj ET Q q 0 0 0 rg BT 385.36 518.00 Td (or) Tj ET Q q 0 0 0 rg BT 393.51 518.00 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 441.87 518.00 Td (that ) Tj ET Q q 0 0 0 rg BT 459.68 518.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 482.48 518.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 508.63 518.00 Td (referred ) Tj ET Q q 0 0 0 rg BT 543.08 518.00 Td (to ) Tj ET Q q 0 0 0 rg BT 553.67 518.00 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.00 Td (Lessees ) Tj ET Q q 0 0 0 rg BT 93.05 506.00 Td (to ) Tj ET Q q 0 0 0 rg BT 103.90 506.00 Td (recognize ) Tj ET Q q 0 0 0 rg BT 145.84 506.00 Td (on ) Tj ET Q q 0 0 0 rg BT 158.91 506.00 Td (the ) Tj ET Q q 0 0 0 rg BT 174.20 506.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 207.81 506.00 Td (sheet ) Tj ET Q q 0 0 0 rg BT 231.43 506.00 Td (the ) Tj ET Q q 0 0 0 rg BT 246.72 506.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 273.12 506.00 Td (and ) Tj ET Q q 0 0 0 rg BT 290.63 506.00 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 330.93 506.00 Td (for ) Tj ET Q q 0 0 0 rg BT 345.66 506.00 Td (the ) Tj ET Q q 0 0 0 rg BT 360.95 506.00 Td (rights ) Tj ET Q q 0 0 0 rg BT 386.80 506.00 Td (and ) Tj ET Q q 0 0 0 rg BT 404.31 506.00 Td (obligations ) Tj ET Q q 0 0 0 rg BT 451.83 506.00 Td (created ) Tj ET Q q 0 0 0 rg BT 483.77 506.00 Td (by ) Tj ET Q q 0 0 0 rg BT 496.84 506.00 Td (those ) Tj ET Q q 0 0 0 rg BT 521.02 506.00 Td (leases. ) Tj ET Q q 0 0 0 rg BT 549.80 506.00 Td (An ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.00 Td (or) Tj ET Q q 0 0 0 rg BT 58.15 494.00 Td (ganization ) Tj ET Q q 0 0 0 rg BT 103.20 494.00 Td (is ) Tj ET Q q 0 0 0 rg BT 113.28 494.00 Td (to ) Tj ET Q q 0 0 0 rg BT 124.46 494.00 Td (provide ) Tj ET Q q 0 0 0 rg BT 158.41 494.00 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 206.25 494.00 Td (designed ) Tj ET Q q 0 0 0 rg BT 245.20 494.00 Td (to ) Tj ET Q q 0 0 0 rg BT 256.38 494.00 Td (enable ) Tj ET Q q 0 0 0 rg BT 285.88 494.00 Td (users ) Tj ET Q q 0 0 0 rg BT 309.83 494.00 Td (of ) Tj ET Q q 0 0 0 rg BT 321.57 494.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 359.95 494.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 405.57 494.00 Td (to ) Tj ET Q q 0 0 0 rg BT 416.75 494.00 Td (understand ) Tj ET Q q 0 0 0 rg BT 464.03 494.00 Td (the ) Tj ET Q q 0 0 0 rg BT 479.65 494.00 Td (amount, ) Tj ET Q q 0 0 0 rg BT 515.55 494.00 Td (timing, ) Tj ET Q q 0 0 0 rg BT 547.56 494.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.00 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 98.39 482.00 Td (of ) Tj ET Q q 0 0 0 rg BT 110.13 482.00 Td (cash ) Tj ET Q q 0 0 0 rg BT 131.30 482.00 Td (flows ) Tj ET Q q 0 0 0 rg BT 156.93 482.00 Td (arising ) Tj ET Q q 0 0 0 rg BT 187.55 482.00 Td (from ) Tj ET Q q 0 0 0 rg BT 210.40 482.00 Td (leases. ) Tj ET Q q 0 0 0 rg BT 239.94 482.00 Td (These ) Tj ET Q q 0 0 0 rg BT 267.22 482.00 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 315.07 482.00 Td (include ) Tj ET Q q 0 0 0 rg BT 347.91 482.00 Td (qualitative ) Tj ET Q q 0 0 0 rg BT 393.52 482.00 Td (and ) Tj ET Q q 0 0 0 rg BT 411.37 482.00 Td (quantitative ) Tj ET Q q 0 0 0 rg BT 461.98 482.00 Td (requirements ) Tj ET Q q 0 0 0 rg BT 517.59 482.00 Td (concerning ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.00 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.36 470.00 Td (information ) Tj ET Q q 0 0 0 rg BT 141.95 470.00 Td (about ) Tj ET Q q 0 0 0 rg BT 166.54 470.00 Td (the ) Tj ET Q q 0 0 0 rg BT 181.13 470.00 Td (amounts ) Tj ET Q q 0 0 0 rg BT 217.40 470.00 Td (recorded ) Tj ET Q q 0 0 0 rg BT 254.75 470.00 Td (in ) Tj ET Q q 0 0 0 rg BT 264.90 470.00 Td (the ) Tj ET Q q 0 0 0 rg BT 279.49 470.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 316.84 470.00 Td (statements. ) Tj ET Q q 0 0 0 rg BT 363.93 470.00 Td (Under ) Tj ET Q q 0 0 0 rg BT 391.30 470.00 Td (the ) Tj ET Q q 0 0 0 rg BT 405.89 470.00 Td (new ) Tj ET Q q 0 0 0 rg BT 424.92 470.00 Td (guidance, ) Tj ET Q q 0 0 0 rg BT 465.89 470.00 Td (a ) Tj ET Q q 0 0 0 rg BT 472.70 470.00 Td (lessee ) Tj ET Q q 0 0 0 rg BT 498.95 470.00 Td (will ) Tj ET Q q 0 0 0 rg BT 516.89 470.00 Td (be ) Tj ET Q q 0 0 0 rg BT 528.70 470.00 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.00 Td (to ) Tj ET Q q 0 0 0 rg BT 59.26 458.00 Td (recognize ) Tj ET Q q 0 0 0 rg BT 99.60 458.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 124.41 458.00 Td (and ) Tj ET Q q 0 0 0 rg BT 140.33 458.00 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 179.03 458.00 Td (for ) Tj ET Q q 0 0 0 rg BT 192.17 458.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 217.53 458.00 Td (with ) Tj ET Q q 0 0 0 rg BT 236.79 458.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 258.26 458.00 Td (terms ) Tj ET Q q 0 0 0 rg BT 281.95 458.00 Td (of ) Tj ET Q q 0 0 0 rg BT 291.76 458.00 Td (more ) Tj ET Q q 0 0 0 rg BT 313.79 458.00 Td (than ) Tj ET Q q 0 0 0 rg BT 332.49 458.00 Td (12 ) Tj ET Q q 0 0 0 rg BT 343.97 458.00 Td (months. ) Tj ET Q q 0 0 0 rg BT 377.40 458.00 Td (Consistent ) Tj ET Q q 0 0 0 rg BT 421.11 458.00 Td (with ) Tj ET Q q 0 0 0 rg BT 440.37 458.00 Td (current ) Tj ET Q q 0 0 0 rg BT 470.16 458.00 Td (GAAP) Tj ET Q q 0 0 0 rg BT 496.28 458.00 Td (, ) Tj ET Q q 0 0 0 rg BT 500.26 458.00 Td (the ) Tj ET Q q 0 0 0 rg BT 513.96 458.00 Td (recognition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 446.00 Td (measurement, ) Tj ET Q q 0 0 0 rg BT 107.35 446.00 Td (and ) Tj ET Q q 0 0 0 rg BT 123.33 446.00 Td (presentation ) Tj ET Q q 0 0 0 rg BT 173.74 446.00 Td (of ) Tj ET Q q 0 0 0 rg BT 183.61 446.00 Td (expenses ) Tj ET Q q 0 0 0 rg BT 221.25 446.00 Td (and ) Tj ET Q q 0 0 0 rg BT 237.23 446.00 Td (cash ) Tj ET Q q 0 0 0 rg BT 256.53 446.00 Td (flows ) Tj ET Q q 0 0 0 rg BT 280.29 446.00 Td (arising ) Tj ET Q q 0 0 0 rg BT 309.05 446.00 Td (from ) Tj ET Q q 0 0 0 rg BT 330.03 446.00 Td (a ) Tj ET Q q 0 0 0 rg BT 336.01 446.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 357.53 446.00 Td (by ) Tj ET Q q 0 0 0 rg BT 369.07 446.00 Td (a ) Tj ET Q q 0 0 0 rg BT 375.05 446.00 Td (lessee ) Tj ET Q q 0 0 0 rg BT 400.47 446.00 Td (primarily ) Tj ET Q q 0 0 0 rg BT 439.22 446.00 Td (will ) Tj ET Q q 0 0 0 rg BT 456.31 446.00 Td (depend ) Tj ET Q q 0 0 0 rg BT 486.73 446.00 Td (on ) Tj ET Q q 0 0 0 rg BT 498.27 446.00 Td (its ) Tj ET Q q 0 0 0 rg BT 509.26 446.00 Td (classification ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.00 Td (as ) Tj ET Q q 0 0 0 rg BT 60.51 434.00 Td (a ) Tj ET Q q 0 0 0 rg BT 67.12 434.00 Td (finance ) Tj ET Q q 0 0 0 rg BT 98.72 434.00 Td (or ) Tj ET Q q 0 0 0 rg BT 109.23 434.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 149.17 434.00 Td (lease. ) Tj ET Q q 0 0 0 rg BT 173.83 434.00 Td (However) Tj ET Q q 0 0 0 rg BT 210.08 434.00 Td (, ) Tj ET Q q 0 0 0 rg BT 214.76 434.00 Td (unlike ) Tj ET Q q 0 0 0 rg BT 241.93 434.00 Td (current ) Tj ET Q q 0 0 0 rg BT 272.42 434.00 Td (GAAP) Tj ET Q q 0 0 0 rg BT 299.28 434.00 Td ( ) Tj ET Q q 0 0 0 rg BT 301.46 434.00 Td (which ) Tj ET Q q 0 0 0 rg BT 328.07 434.00 Td (requires ) Tj ET Q q 0 0 0 rg BT 362.45 434.00 Td (only ) Tj ET Q q 0 0 0 rg BT 382.41 434.00 Td (capital ) Tj ET Q q 0 0 0 rg BT 411.24 434.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 437.29 434.00 Td (to ) Tj ET Q q 0 0 0 rg BT 447.25 434.00 Td (be ) Tj ET Q q 0 0 0 rg BT 458.86 434.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 504.90 434.00 Td (on ) Tj ET Q q 0 0 0 rg BT 517.08 434.00 Td (the ) Tj ET Q q 0 0 0 rg BT 531.47 434.00 Td (balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.00 Td (sheet ) Tj ET Q q 0 0 0 rg BT 73.00 422.00 Td (the ) Tj ET Q q 0 0 0 rg BT 87.66 422.00 Td (new ) Tj ET Q q 0 0 0 rg BT 106.23 422.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 128.69 422.00 Td (will ) Tj ET Q q 0 0 0 rg BT 146.70 422.00 Td (require ) Tj ET Q q 0 0 0 rg BT 177.46 422.00 Td (both ) Tj ET Q q 0 0 0 rg BT 197.69 422.00 Td (types ) Tj ET Q q 0 0 0 rg BT 221.25 422.00 Td (of ) Tj ET Q q 0 0 0 rg BT 232.03 422.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 258.36 422.00 Td (\(i.e. ) Tj ET Q q 0 0 0 rg BT 276.35 422.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 316.57 422.00 Td (and ) Tj ET Q q 0 0 0 rg BT 333.46 422.00 Td (capital\) ) Tj ET Q q 0 0 0 rg BT 365.89 422.00 Td (to ) Tj ET Q q 0 0 0 rg BT 376.11 422.00 Td (be ) Tj ET Q q 0 0 0 rg BT 388.00 422.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 434.32 422.00 Td (on ) Tj ET Q q 0 0 0 rg BT 446.77 422.00 Td (the ) Tj ET Q q 0 0 0 rg BT 461.43 422.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 494.42 422.00 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 519.73 422.00 Td (The ) Tj ET Q q 0 0 0 rg BT 537.73 422.00 Td (F) Tj ET Q q 0 0 0 rg BT 542.55 422.00 Td (ASB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.00 Td (lessee ) Tj ET Q q 0 0 0 rg BT 76.26 410.00 Td (accounting ) Tj ET Q q 0 0 0 rg BT 122.51 410.00 Td (model ) Tj ET Q q 0 0 0 rg BT 149.89 410.00 Td (will ) Tj ET Q q 0 0 0 rg BT 167.82 410.00 Td (continue ) Tj ET Q q 0 0 0 rg BT 204.64 410.00 Td (to ) Tj ET Q q 0 0 0 rg BT 214.79 410.00 Td (account ) Tj ET Q q 0 0 0 rg BT 248.27 410.00 Td (for ) Tj ET Q q 0 0 0 rg BT 262.31 410.00 Td (both ) Tj ET Q q 0 0 0 rg BT 282.47 410.00 Td (types ) Tj ET Q q 0 0 0 rg BT 305.96 410.00 Td (of ) Tj ET Q q 0 0 0 rg BT 316.67 410.00 Td (leases. ) Tj ET Q q 0 0 0 rg BT 345.25 410.00 Td (The ) Tj ET Q q 0 0 0 rg BT 363.18 410.00 Td (capital ) Tj ET Q q 0 0 0 rg BT 392.21 410.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 414.58 410.00 Td (will ) Tj ET Q q 0 0 0 rg BT 432.51 410.00 Td (be ) Tj ET Q q 0 0 0 rg BT 444.33 410.00 Td (accounted ) Tj ET Q q 0 0 0 rg BT 487.25 410.00 Td (for ) Tj ET Q q 0 0 0 rg BT 501.29 410.00 Td (in ) Tj ET Q q 0 0 0 rg BT 511.44 410.00 Td (substantially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.00 Td (the ) Tj ET Q q 0 0 0 rg BT 64.62 398.00 Td (same ) Tj ET Q q 0 0 0 rg BT 87.57 398.00 Td (manner ) Tj ET Q q 0 0 0 rg BT 119.96 398.00 Td (as ) Tj ET Q q 0 0 0 rg BT 130.69 398.00 Td (capital ) Tj ET Q q 0 0 0 rg BT 159.74 398.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 186.02 398.00 Td (are ) Tj ET Q q 0 0 0 rg BT 200.63 398.00 Td (accounted ) Tj ET Q q 0 0 0 rg BT 243.56 398.00 Td (for ) Tj ET Q q 0 0 0 rg BT 257.63 398.00 Td (under ) Tj ET Q q 0 0 0 rg BT 282.80 398.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 316.87 398.00 Td (GAAP) Tj ET Q q 0 0 0 rg BT 342.98 398.00 Td (. ) Tj ET Q q 0 0 0 rg BT 347.71 398.00 Td (The ) Tj ET Q q 0 0 0 rg BT 365.66 398.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 405.83 398.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 428.21 398.00 Td (will ) Tj ET Q q 0 0 0 rg BT 446.17 398.00 Td (be ) Tj ET Q q 0 0 0 rg BT 458.01 398.00 Td (accounted ) Tj ET Q q 0 0 0 rg BT 500.95 398.00 Td (for ) Tj ET Q q 0 0 0 rg BT 515.01 398.00 Td (in ) Tj ET Q q 0 0 0 rg BT 525.19 398.00 Td (a ) Tj ET Q q 0 0 0 rg BT 532.03 398.00 Td (manner ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.00 Td (similar ) Tj ET Q q 0 0 0 rg BT 79.75 386.00 Td (to ) Tj ET Q q 0 0 0 rg BT 89.51 386.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 129.26 386.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 155.11 386.00 Td (under ) Tj ET Q q 0 0 0 rg BT 179.86 386.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 213.51 386.00 Td (GAAP) Tj ET Q q 0 0 0 rg BT 239.62 386.00 Td (, ) Tj ET Q q 0 0 0 rg BT 244.10 386.00 Td (except ) Tj ET Q q 0 0 0 rg BT 272.18 386.00 Td (that ) Tj ET Q q 0 0 0 rg BT 289.15 386.00 Td (lessees ) Tj ET Q q 0 0 0 rg BT 318.90 386.00 Td (will ) Tj ET Q q 0 0 0 rg BT 336.44 386.00 Td (recognize ) Tj ET Q q 0 0 0 rg BT 377.28 386.00 Td (a ) Tj ET Q q 0 0 0 rg BT 383.70 386.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 405.66 386.00 Td (liability ) Tj ET Q q 0 0 0 rg BT 438.75 386.00 Td (and ) Tj ET Q q 0 0 0 rg BT 455.17 386.00 Td (a ) Tj ET Q q 0 0 0 rg BT 461.59 386.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 483.55 386.00 Td (asset ) Tj ET Q q 0 0 0 rg BT 504.97 386.00 Td (for ) Tj ET Q q 0 0 0 rg BT 518.61 386.00 Td (all ) Tj ET Q q 0 0 0 rg BT 530.59 386.00 Td (of ) Tj ET Q q 0 0 0 rg BT 540.90 386.00 Td (those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.00 Td (leases. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 354.00 Td ( ) Tj ET Q q 0 0 0 rg BT 88.81 354.00 Td ( ) Tj ET Q q 0 0 0 rg BT 91.62 354.00 Td ( ) Tj ET Q q 0 0 0 rg BT 94.43 354.00 Td ( ) Tj ET Q q 0 0 0 rg BT 97.25 354.00 Td ( ) Tj ET Q q 0 0 0 rg BT 99.85 354.00 Td (The ) Tj ET Q q 0 0 0 rg BT 118.21 354.00 Td (leasing ) Tj ET Q q 0 0 0 rg BT 149.35 354.00 Td (standard ) Tj ET Q q 0 0 0 rg BT 186.04 354.00 Td (will ) Tj ET Q q 0 0 0 rg BT 204.41 354.00 Td (be ) Tj ET Q q 0 0 0 rg BT 216.66 354.00 Td (ef) Tj ET Q q 0 0 0 rg BT 224.24 354.00 Td (fective ) Tj ET Q q 0 0 0 rg BT 254.26 354.00 Td (for ) Tj ET Q q 0 0 0 rg BT 268.73 354.00 Td (calendar ) Tj ET Q q 0 0 0 rg BT 305.40 354.00 Td (year) Tj ET Q q 0 0 0 rg BT 322.41 354.00 Td (-end ) Tj ET Q q 0 0 0 rg BT 342.99 354.00 Td (public ) Tj ET Q q 0 0 0 rg BT 370.80 354.00 Td (companies ) Tj ET Q q 0 0 0 rg BT 416.37 354.00 Td (beginning ) Tj ET Q q 0 0 0 rg BT 459.18 354.00 Td (after ) Tj ET Q q 0 0 0 rg BT 480.31 354.00 Td (December ) Tj ET Q q 0 0 0 rg BT 524.20 354.00 Td (15, ) Tj ET Q q 0 0 0 rg BT 539.51 354.00 Td (2018. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 342.00 Td (Public ) Tj ET Q q 0 0 0 rg BT 77.69 342.00 Td (companies ) Tj ET Q q 0 0 0 rg BT 122.59 342.00 Td (will ) Tj ET Q q 0 0 0 rg BT 140.28 342.00 Td (be ) Tj ET Q q 0 0 0 rg BT 151.86 342.00 Td (required ) Tj ET Q q 0 0 0 rg BT 187.31 342.00 Td (to ) Tj ET Q q 0 0 0 rg BT 197.22 342.00 Td (adopt ) Tj ET Q q 0 0 0 rg BT 221.57 342.00 Td (the ) Tj ET Q q 0 0 0 rg BT 235.92 342.00 Td (new ) Tj ET Q q 0 0 0 rg BT 254.72 342.00 Td (leasing ) Tj ET Q q 0 0 0 rg BT 285.18 342.00 Td (standard ) Tj ET Q q 0 0 0 rg BT 321.19 342.00 Td (for ) Tj ET Q q 0 0 0 rg BT 334.99 342.00 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 358.78 342.00 Td (years, ) Tj ET Q q 0 0 0 rg BT 384.51 342.00 Td (and ) Tj ET Q q 0 0 0 rg BT 401.09 342.00 Td (interim ) Tj ET Q q 0 0 0 rg BT 432.10 342.00 Td (periods ) Tj ET Q q 0 0 0 rg BT 463.68 342.00 Td (within ) Tj ET Q q 0 0 0 rg BT 491.37 342.00 Td (those ) Tj ET Q q 0 0 0 rg BT 514.61 342.00 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 538.40 342.00 Td (years, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.00 Td (beginning ) Tj ET Q q 0 0 0 rg BT 92.81 330.00 Td (after ) Tj ET Q q 0 0 0 rg BT 113.94 330.00 Td (December ) Tj ET Q q 0 0 0 rg BT 157.84 330.00 Td (15, ) Tj ET Q q 0 0 0 rg BT 173.15 330.00 Td (2018. ) Tj ET Q q 0 0 0 rg BT 198.47 330.00 Td (Early ) Tj ET Q q 0 0 0 rg BT 222.94 330.00 Td (adoption ) Tj ET Q q 0 0 0 rg BT 260.75 330.00 Td (will ) Tj ET Q q 0 0 0 rg BT 279.12 330.00 Td (be ) Tj ET Q q 0 0 0 rg BT 291.37 330.00 Td (permitted ) Tj ET Q q 0 0 0 rg BT 332.51 330.00 Td (for ) Tj ET Q q 0 0 0 rg BT 346.98 330.00 Td (all ) Tj ET Q q 0 0 0 rg BT 359.79 330.00 Td (companies ) Tj ET Q q 0 0 0 rg BT 405.37 330.00 Td (and ) Tj ET Q q 0 0 0 rg BT 422.63 330.00 Td (or) Tj ET Q q 0 0 0 rg BT 430.78 330.00 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 479.13 330.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 501.95 330.00 Td (issuance ) Tj ET Q q 0 0 0 rg BT 538.64 330.00 Td (of ) Tj ET Q q 0 0 0 rg BT 549.79 330.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 318.00 Td (standard. ) Tj ET Q q 0 0 0 rg BT 88.98 318.00 Td (For ) Tj ET Q q 0 0 0 rg BT 105.48 318.00 Td (calendar ) Tj ET Q q 0 0 0 rg BT 141.95 318.00 Td (year) Tj ET Q q 0 0 0 rg BT 158.96 318.00 Td (-end ) Tj ET Q q 0 0 0 rg BT 179.34 318.00 Td (public ) Tj ET Q q 0 0 0 rg BT 206.94 318.00 Td (companies, ) Tj ET Q q 0 0 0 rg BT 254.81 318.00 Td (this ) Tj ET Q q 0 0 0 rg BT 271.87 318.00 Td (means ) Tj ET Q q 0 0 0 rg BT 300.02 318.00 Td (an ) Tj ET Q q 0 0 0 rg BT 312.07 318.00 Td (adoption ) Tj ET Q q 0 0 0 rg BT 349.67 318.00 Td (date ) Tj ET Q q 0 0 0 rg BT 368.93 318.00 Td (of ) Tj ET Q q 0 0 0 rg BT 379.87 318.00 Td (January ) Tj ET Q q 0 0 0 rg BT 413.57 318.00 Td (1, ) Tj ET Q q 0 0 0 rg BT 423.68 318.00 Td (2019 ) Tj ET Q q 0 0 0 rg BT 446.29 318.00 Td (and ) Tj ET Q q 0 0 0 rg BT 463.33 318.00 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 517.58 318.00 Td (application ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.00 Td (to ) Tj ET Q q 0 0 0 rg BT 60.08 306.00 Td (previously ) Tj ET Q q 0 0 0 rg BT 104.59 306.00 Td (issued ) Tj ET Q q 0 0 0 rg BT 131.89 306.00 Td (annual ) Tj ET Q q 0 0 0 rg BT 160.84 306.00 Td (and ) Tj ET Q q 0 0 0 rg BT 177.58 306.00 Td (interim ) Tj ET Q q 0 0 0 rg BT 208.75 306.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 246.03 306.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 290.54 306.00 Td (for ) Tj ET Q q 0 0 0 rg BT 304.50 306.00 Td (2018 ) Tj ET Q q 0 0 0 rg BT 326.80 306.00 Td (and ) Tj ET Q q 0 0 0 rg BT 343.53 306.00 Td (2017. ) Tj ET Q q 0 0 0 rg BT 368.33 306.00 Td (Lessees ) Tj ET Q q 0 0 0 rg BT 401.73 306.00 Td (with ) Tj ET Q q 0 0 0 rg BT 421.80 306.00 Td (a ) Tj ET Q q 0 0 0 rg BT 428.54 306.00 Td (lar) Tj ET Q q 0 0 0 rg BT 438.90 306.00 Td (ge ) Tj ET Q q 0 0 0 rg BT 450.64 306.00 Td (portfolio ) Tj ET Q q 0 0 0 rg BT 487.93 306.00 Td (of ) Tj ET Q q 0 0 0 rg BT 498.56 306.00 Td (leases ) Tj ET Q q 0 0 0 rg BT 524.73 306.00 Td (are ) Tj ET Q q 0 0 0 rg BT 539.24 306.00 Td (likely ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.00 Td (to ) Tj ET Q q 0 0 0 rg BT 60.12 294.00 Td (see ) Tj ET Q q 0 0 0 rg BT 75.22 294.00 Td (a ) Tj ET Q q 0 0 0 rg BT 82.00 294.00 Td (significant ) Tj ET Q q 0 0 0 rg BT 126.55 294.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 161.65 294.00 Td (in ) Tj ET Q q 0 0 0 rg BT 171.76 294.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 204.63 294.00 Td (sheet ) Tj ET Q q 0 0 0 rg BT 227.52 294.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 253.19 294.00 Td (and ) Tj ET Q q 0 0 0 rg BT 269.97 294.00 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 312.02 294.00 Td (See ) Tj ET Q q 0 0 0 rg BT 328.80 294.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 350.58 294.00 Td (6 ) Tj ET Q q 0 0 0 rg BT 357.92 294.00 Td (for ) Tj ET Q q 0 0 0 rg BT 371.91 294.00 Td (the ) Tj ET Q q 0 0 0 rg BT 386.47 294.00 Td (Company) Tj ET Q q 0 0 0 rg BT 428.13 294.00 Td (s ) Tj ET Q q 0 0 0 rg BT 434.37 294.00 Td (current ) Tj ET Q q 0 0 0 rg BT 465.02 294.00 Td (lease ) Tj ET Q q 0 0 0 rg BT 487.34 294.00 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 546.45 294.00 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 91.39 282.00 Td (is ) Tj ET Q q 0 0 0 rg BT 100.56 282.00 Td (currently ) Tj ET Q q 0 0 0 rg BT 139.15 282.00 Td (in ) Tj ET Q q 0 0 0 rg BT 149.43 282.00 Td (the ) Tj ET Q q 0 0 0 rg BT 164.15 282.00 Td (process ) Tj ET Q q 0 0 0 rg BT 196.64 282.00 Td (of ) Tj ET Q q 0 0 0 rg BT 207.47 282.00 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 251.62 282.00 Td (the ) Tj ET Q q 0 0 0 rg BT 266.33 282.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 296.04 282.00 Td (that ) Tj ET Q q 0 0 0 rg BT 313.54 282.00 Td (this ) Tj ET Q q 0 0 0 rg BT 330.49 282.00 Td (new ) Tj ET Q q 0 0 0 rg BT 349.65 282.00 Td (leasing ) Tj ET Q q 0 0 0 rg BT 379.92 282.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 402.43 282.00 Td (will ) Tj ET Q q 0 0 0 rg BT 420.48 282.00 Td (have ) Tj ET Q q 0 0 0 rg BT 441.86 282.00 Td (on ) Tj ET Q q 0 0 0 rg BT 454.36 282.00 Td (its ) Tj ET Q q 0 0 0 rg BT 466.31 282.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 503.79 282.00 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 260.00 Td (In ) Tj ET Q q 0 0 0 rg BT 83.28 260.00 Td (November ) Tj ET Q q 0 0 0 rg BT 127.93 260.00 Td (2015, ) Tj ET Q q 0 0 0 rg BT 152.87 260.00 Td (the ) Tj ET Q q 0 0 0 rg BT 167.54 260.00 Td (F) Tj ET Q q 0 0 0 rg BT 172.35 260.00 Td (ASB ) Tj ET Q q 0 0 0 rg BT 194.25 260.00 Td (issued ) Tj ET Q q 0 0 0 rg BT 221.16 260.00 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 270.26 260.00 Td (Standards ) Tj ET Q q 0 0 0 rg BT 312.14 260.00 Td (Update ) Tj ET Q q 0 0 0 rg BT 343.46 260.00 Td (No. ) Tj ET Q q 0 0 0 rg BT 360.63 260.00 Td (2015-17,Balance ) Tj ET Q q 0 0 0 rg BT 433.61 260.00 Td (Sheet ) Tj ET Q q 0 0 0 rg BT 458.27 260.00 Td (Classification ) Tj ET Q q 0 0 0 rg BT 515.71 260.00 Td (of ) Tj ET Q q 0 0 0 rg BT 526.48 260.00 Td (Deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 248.00 Td (T) Tj ET Q q 0 0 0 rg BT 55.41 248.00 Td (axes,or ) Tj ET Q q 0 0 0 rg BT 89.13 248.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 112.50 248.00 Td (2015-17. ) Tj ET Q q 0 0 0 rg BT 151.45 248.00 Td (This ) Tj ET Q q 0 0 0 rg BT 172.59 248.00 Td (amendment ) Tj ET Q q 0 0 0 rg BT 222.60 248.00 Td (requires ) Tj ET Q q 0 0 0 rg BT 258.17 248.00 Td (that ) Tj ET Q q 0 0 0 rg BT 276.53 248.00 Td (all ) Tj ET Q q 0 0 0 rg BT 289.89 248.00 Td (deferred ) Tj ET Q q 0 0 0 rg BT 326.56 248.00 Td (tax ) Tj ET Q q 0 0 0 rg BT 342.14 248.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 368.83 248.00 Td (and ) Tj ET Q q 0 0 0 rg BT 386.63 248.00 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 429.71 248.00 Td (along ) Tj ET Q q 0 0 0 rg BT 455.29 248.00 Td (with ) Tj ET Q q 0 0 0 rg BT 476.44 248.00 Td (any ) Tj ET Q q 0 0 0 rg BT 494.24 248.00 Td (related ) Tj ET Q q 0 0 0 rg BT 524.80 248.00 Td (valuation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 236.00 Td (allowance, ) Tj ET Q q 0 0 0 rg BT 95.68 236.00 Td (be ) Tj ET Q q 0 0 0 rg BT 107.76 236.00 Td (classified ) Tj ET Q q 0 0 0 rg BT 148.17 236.00 Td (as ) Tj ET Q q 0 0 0 rg BT 159.15 236.00 Td (noncurrent ) Tj ET Q q 0 0 0 rg BT 205.11 236.00 Td (on ) Tj ET Q q 0 0 0 rg BT 217.76 236.00 Td (the ) Tj ET Q q 0 0 0 rg BT 232.62 236.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 265.80 236.00 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 291.49 236.00 Td (Prior ) Tj ET Q q 0 0 0 rg BT 314.14 236.00 Td (to ) Tj ET Q q 0 0 0 rg BT 324.57 236.00 Td (the ) Tj ET Q q 0 0 0 rg BT 339.43 236.00 Td (issuance ) Tj ET Q q 0 0 0 rg BT 375.95 236.00 Td (of ) Tj ET Q q 0 0 0 rg BT 386.34 236.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 409.00 236.00 Td (2015-17, ) Tj ET Q q 0 0 0 rg BT 447.47 236.00 Td (deferred ) Tj ET Q q 0 0 0 rg BT 483.42 236.00 Td (taxes ) Tj ET Q q 0 0 0 rg BT 506.62 236.00 Td (were ) Tj ET Q q 0 0 0 rg BT 528.69 236.00 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 224.00 Td (to ) Tj ET Q q 0 0 0 rg BT 59.93 224.00 Td (be ) Tj ET Q q 0 0 0 rg BT 71.52 224.00 Td (presented ) Tj ET Q q 0 0 0 rg BT 111.99 224.00 Td (as ) Tj ET Q q 0 0 0 rg BT 122.47 224.00 Td (a ) Tj ET Q q 0 0 0 rg BT 129.06 224.00 Td (net ) Tj ET Q q 0 0 0 rg BT 143.43 224.00 Td (current ) Tj ET Q q 0 0 0 rg BT 173.90 224.00 Td (asset ) Tj ET Q q 0 0 0 rg BT 195.49 224.00 Td (or ) Tj ET Q q 0 0 0 rg BT 205.97 224.00 Td (liability ) Tj ET Q q 0 0 0 rg BT 239.23 224.00 Td (and ) Tj ET Q q 0 0 0 rg BT 255.82 224.00 Td (a ) Tj ET Q q 0 0 0 rg BT 262.42 224.00 Td (net ) Tj ET Q q 0 0 0 rg BT 276.78 224.00 Td (noncurrent ) Tj ET Q q 0 0 0 rg BT 322.25 224.00 Td (asset ) Tj ET Q q 0 0 0 rg BT 343.84 224.00 Td (or ) Tj ET Q q 0 0 0 rg BT 354.33 224.00 Td (liability) Tj ET Q q 0 0 0 rg BT 384.78 224.00 Td (. ) Tj ET Q q 0 0 0 rg BT 389.28 224.00 Td (W) Tj ET Q q 0 0 0 rg BT 397.92 224.00 Td (e ) Tj ET Q q 0 0 0 rg BT 404.51 224.00 Td (adopted ) Tj ET Q q 0 0 0 rg BT 438.32 224.00 Td (the ) Tj ET Q q 0 0 0 rg BT 452.69 224.00 Td (provisions ) Tj ET Q q 0 0 0 rg BT 496.51 224.00 Td (of ) Tj ET Q q 0 0 0 rg BT 506.52 224.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 528.67 224.00 Td (2015-17 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 212.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 72.22 212.00 Td (issuance ) Tj ET Q q 0 0 0 rg BT 108.31 212.00 Td (and ) Tj ET Q q 0 0 0 rg BT 124.97 212.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 146.62 212.00 Td (period ) Tj ET Q q 0 0 0 rg BT 174.38 212.00 Td (amounts ) Tj ET Q q 0 0 0 rg BT 210.49 212.00 Td (have ) Tj ET Q q 0 0 0 rg BT 231.58 212.00 Td (been ) Tj ET Q q 0 0 0 rg BT 252.68 212.00 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 300.42 212.00 Td (to ) Tj ET Q q 0 0 0 rg BT 310.42 212.00 Td (conform ) Tj ET Q q 0 0 0 rg BT 346.51 212.00 Td (to ) Tj ET Q q 0 0 0 rg BT 356.51 212.00 Td (the ) Tj ET Q q 0 0 0 rg BT 370.94 212.00 Td (current ) Tj ET Q q 0 0 0 rg BT 401.47 212.00 Td (period ) Tj ET Q q 0 0 0 rg BT 429.24 212.00 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 482.34 212.00 Td (As ) Tj ET Q q 0 0 0 rg BT 495.67 212.00 Td (of ) Tj ET Q q 0 0 0 rg BT 506.21 212.00 Td (December ) Tj ET Q q 0 0 0 rg BT 549.52 212.00 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 200.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 75.10 200.00 Td (the ) Tj ET Q q 0 0 0 rg BT 89.92 200.00 Td (previously ) Tj ET Q q 0 0 0 rg BT 134.73 200.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 170.65 200.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 203.78 200.00 Td (of ) Tj ET Q q 0 0 0 rg BT 214.71 200.00 Td (our ) Tj ET Q q 0 0 0 rg BT 230.64 200.00 Td (net ) Tj ET Q q 0 0 0 rg BT 245.46 200.00 Td (current ) Tj ET Q q 0 0 0 rg BT 276.37 200.00 Td (deferred ) Tj ET Q q 0 0 0 rg BT 312.28 200.00 Td (tax ) Tj ET Q q 0 0 0 rg BT 327.10 200.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 353.03 200.00 Td (of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.86 200.00 Td ($2.1) Tj ET Q q 0 0 0 rg BT 380.99 200.00 Td (1 ) Tj ET Q q 0 0 0 rg BT 388.59 200.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 417.48 200.00 Td (was ) Tj ET Q q 0 0 0 rg BT 438.13 200.00 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 486.26 200.00 Td (in ) Tj ET Q q 0 0 0 rg BT 496.64 200.00 Td (the ) Tj ET Q q 0 0 0 rg BT 511.46 200.00 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 188.00 Td (balance ) Tj ET Q q 0 0 0 rg BT 84.08 188.00 Td (sheet ) Tj ET Q q 0 0 0 rg BT 108.17 188.00 Td (and ) Tj ET Q q 0 0 0 rg BT 126.15 188.00 Td (netted ) Tj ET Q q 0 0 0 rg BT 154.13 188.00 Td (against ) Tj ET Q q 0 0 0 rg BT 186.00 188.00 Td (the ) Tj ET Q q 0 0 0 rg BT 201.76 188.00 Td (net ) Tj ET Q q 0 0 0 rg BT 217.52 188.00 Td (long-term ) Tj ET Q q 0 0 0 rg BT 260.50 188.00 Td (deferred ) Tj ET Q q 0 0 0 rg BT 297.35 188.00 Td (tax ) Tj ET Q q 0 0 0 rg BT 313.12 188.00 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 356.12 188.00 Td (The ) Tj ET Q q 0 0 0 rg BT 375.21 188.00 Td (adoption ) Tj ET Q q 0 0 0 rg BT 413.75 188.00 Td (of ) Tj ET Q q 0 0 0 rg BT 424.85 188.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 448.40 188.00 Td (2015-17 ) Tj ET Q q 0 0 0 rg BT 485.27 188.00 Td (did ) Tj ET Q q 0 0 0 rg BT 501.59 188.00 Td (not ) Tj ET Q q 0 0 0 rg BT 517.92 188.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 548.67 188.00 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 176.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.04 176.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 140.52 176.00 Td (position, ) Tj ET Q q 0 0 0 rg BT 177.75 176.00 Td (results ) Tj ET Q q 0 0 0 rg BT 206.36 176.00 Td (of ) Tj ET Q q 0 0 0 rg BT 217.19 176.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 261.34 176.00 Td (or ) Tj ET Q q 0 0 0 rg BT 272.17 176.00 Td (cash ) Tj ET Q q 0 0 0 rg BT 292.44 176.00 Td (flows.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 154.00 Td (In ) Tj ET Q q 0 0 0 rg BT 85.78 154.00 Td (September ) Tj ET Q q 0 0 0 rg BT 133.50 154.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 158.45 154.00 Td (the ) Tj ET Q q 0 0 0 rg BT 175.62 154.00 Td (F) Tj ET Q q 0 0 0 rg BT 180.44 154.00 Td (ASB ) Tj ET Q q 0 0 0 rg BT 204.85 154.00 Td (issued ) Tj ET Q q 0 0 0 rg BT 233.71 154.00 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 285.31 154.00 Td (Standards ) Tj ET Q q 0 0 0 rg BT 329.71 154.00 Td (Update ) Tj ET Q q 0 0 0 rg BT 363.53 154.00 Td (2015-16, ) Tj ET Q q 0 0 0 rg BT 404.32 154.00 Td ("Business ) Tj ET Q q 0 0 0 rg BT 448.91 154.00 Td (Combinations ) Tj ET Q q 0 0 0 rg BT 509.98 154.00 Td (\(T) Tj ET Q q 0 0 0 rg BT 518.72 154.00 Td (opic ) Tj ET Q q 0 0 0 rg BT 540.89 154.00 Td (805\): ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.00 Td (Simplifying ) Tj ET Q q 0 0 0 rg BT 99.92 142.00 Td (the ) Tj ET Q q 0 0 0 rg BT 113.81 142.00 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 162.60 142.00 Td (for ) Tj ET Q q 0 0 0 rg BT 176.40 142.00 Td (Measurement-Period ) Tj ET Q q 0 0 0 rg BT 261.93 142.00 Td (Adjustments". ) Tj ET Q q 0 0 0 rg BT 321.20 142.00 Td ( ) Tj ET Q q 0 0 0 rg BT 323.19 142.00 Td (This ) Tj ET Q q 0 0 0 rg BT 342.63 142.00 Td (ASU ) Tj ET Q q 0 0 0 rg BT 364.78 142.00 Td (simplifies ) Tj ET Q q 0 0 0 rg BT 406.36 142.00 Td (the ) Tj ET Q q 0 0 0 rg BT 420.71 142.00 Td (accounting ) Tj ET Q q 0 0 0 rg BT 466.72 142.00 Td (for ) Tj ET Q q 0 0 0 rg BT 480.52 142.00 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 530.44 142.00 Td (made ) Tj ET Q q 0 0 0 rg BT 554.23 142.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.00 Td (provisional ) Tj ET Q q 0 0 0 rg BT 97.27 130.00 Td (amounts ) Tj ET Q q 0 0 0 rg BT 133.44 130.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 179.57 130.00 Td (in ) Tj ET Q q 0 0 0 rg BT 189.63 130.00 Td (a ) Tj ET Q q 0 0 0 rg BT 196.35 130.00 Td (business ) Tj ET Q q 0 0 0 rg BT 232.51 130.00 Td (combination, ) Tj ET Q q 0 0 0 rg BT 287.28 130.00 Td (the ) Tj ET Q q 0 0 0 rg BT 301.77 130.00 Td (amendments ) Tj ET Q q 0 0 0 rg BT 354.59 130.00 Td (eliminate ) Tj ET Q q 0 0 0 rg BT 394.08 130.00 Td (the ) Tj ET Q q 0 0 0 rg BT 408.57 130.00 Td (requirement ) Tj ET Q q 0 0 0 rg BT 459.16 130.00 Td (to ) Tj ET Q q 0 0 0 rg BT 469.21 130.00 Td (retrospectively ) Tj ET Q q 0 0 0 rg BT 530.91 130.00 Td (account ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.00 Td (for ) Tj ET Q q 0 0 0 rg BT 64.21 118.00 Td (those ) Tj ET Q q 0 0 0 rg BT 87.88 118.00 Td (adjustments. ) Tj ET Q q 0 0 0 rg BT 140.70 118.00 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 161.04 118.00 Td (GAAP) Tj ET Q q 0 0 0 rg BT 187.90 118.00 Td ( ) Tj ET Q q 0 0 0 rg BT 190.45 118.00 Td (currently ) Tj ET Q q 0 0 0 rg BT 229.10 118.00 Td (requires ) Tj ET Q q 0 0 0 rg BT 263.86 118.00 Td (that ) Tj ET Q q 0 0 0 rg BT 281.41 118.00 Td (during ) Tj ET Q q 0 0 0 rg BT 310.07 118.00 Td (the ) Tj ET Q q 0 0 0 rg BT 324.84 118.00 Td (measurement ) Tj ET Q q 0 0 0 rg BT 380.70 118.00 Td (period, ) Tj ET Q q 0 0 0 rg BT 411.30 118.00 Td (the ) Tj ET Q q 0 0 0 rg BT 426.07 118.00 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 461.38 118.00 Td (retrospectively ) Tj ET Q q 0 0 0 rg BT 523.35 118.00 Td (adjust ) Tj ET Q q 0 0 0 rg BT 549.79 118.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.00 Td (provisional ) Tj ET Q q 0 0 0 rg BT 96.40 106.00 Td (amounts ) Tj ET Q q 0 0 0 rg BT 131.70 106.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 176.97 106.00 Td (at ) Tj ET Q q 0 0 0 rg BT 185.59 106.00 Td (the ) Tj ET Q q 0 0 0 rg BT 199.22 106.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 244.51 106.00 Td (date ) Tj ET Q q 0 0 0 rg BT 262.57 106.00 Td (with ) Tj ET Q q 0 0 0 rg BT 281.75 106.00 Td (a ) Tj ET Q q 0 0 0 rg BT 287.60 106.00 Td (corresponding ) Tj ET Q q 0 0 0 rg BT 346.22 106.00 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 391.51 106.00 Td (to ) Tj ET Q q 0 0 0 rg BT 400.69 106.00 Td (goodwill. ) Tj ET Q q 0 0 0 rg BT 440.05 106.00 Td (Those ) Tj ET Q q 0 0 0 rg BT 465.90 106.00 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 515.08 106.00 Td (are ) Tj ET Q q 0 0 0 rg BT 528.70 106.00 Td (required ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.00 Td (when ) Tj ET Q q 0 0 0 rg BT 73.82 94.00 Td (new ) Tj ET Q q 0 0 0 rg BT 92.65 94.00 Td (information ) Tj ET Q q 0 0 0 rg BT 142.02 94.00 Td (is ) Tj ET Q q 0 0 0 rg BT 150.85 94.00 Td (obtained ) Tj ET Q q 0 0 0 rg BT 187.45 94.00 Td (about ) Tj ET Q q 0 0 0 rg BT 211.83 94.00 Td (facts ) Tj ET Q q 0 0 0 rg BT 232.87 94.00 Td (and ) Tj ET Q q 0 0 0 rg BT 249.47 94.00 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 308.28 94.00 Td (that ) Tj ET Q q 0 0 0 rg BT 325.43 94.00 Td (existed ) Tj ET Q q 0 0 0 rg BT 355.92 94.00 Td (as ) Tj ET Q q 0 0 0 rg BT 366.42 94.00 Td (of ) Tj ET Q q 0 0 0 rg BT 376.91 94.00 Td (the ) Tj ET Q q 0 0 0 rg BT 391.29 94.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 437.33 94.00 Td (date ) Tj ET Q q 0 0 0 rg BT 456.15 94.00 Td (that, ) Tj ET Q q 0 0 0 rg BT 475.81 94.00 Td (if ) Tj ET Q q 0 0 0 rg BT 484.08 94.00 Td (known, ) Tj ET Q q 0 0 0 rg BT 515.97 94.00 Td (would ) Tj ET Q q 0 0 0 rg BT 543.13 94.00 Td (have ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.00 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 82.00 Td (fected ) Tj ET Q q 0 0 0 rg BT 85.10 82.00 Td (the ) Tj ET Q q 0 0 0 rg BT 100.42 82.00 Td (measurement ) Tj ET Q q 0 0 0 rg BT 156.82 82.00 Td (of ) Tj ET Q q 0 0 0 rg BT 168.24 82.00 Td (the ) Tj ET Q q 0 0 0 rg BT 183.55 82.00 Td (amounts ) Tj ET Q q 0 0 0 rg BT 220.53 82.00 Td (initially ) Tj ET Q q 0 0 0 rg BT 254.73 82.00 Td (recognized ) Tj ET Q q 0 0 0 rg BT 301.69 82.00 Td (or ) Tj ET Q q 0 0 0 rg BT 313.11 82.00 Td (would ) Tj ET Q q 0 0 0 rg BT 341.21 82.00 Td (have ) Tj ET Q q 0 0 0 rg BT 363.18 82.00 Td (resulted ) Tj ET Q q 0 0 0 rg BT 397.92 82.00 Td (in ) Tj ET Q q 0 0 0 rg BT 408.80 82.00 Td (the ) Tj ET Q q 0 0 0 rg BT 424.11 82.00 Td (recognition ) Tj ET Q q 0 0 0 rg BT 472.74 82.00 Td (of ) Tj ET Q q 0 0 0 rg BT 484.17 82.00 Td (additional ) Tj ET Q q 0 0 0 rg BT 527.25 82.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 553.67 82.00 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.00 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 92.33 70.00 Td (The ) Tj ET Q q 0 0 0 rg BT 110.70 70.00 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 146.28 70.00 Td (also ) Tj ET Q q 0 0 0 rg BT 165.21 70.00 Td (must ) Tj ET Q q 0 0 0 rg BT 187.48 70.00 Td (revise ) Tj ET Q q 0 0 0 rg BT 214.18 70.00 Td (comparative ) Tj ET Q q 0 0 0 rg BT 266.42 70.00 Td (information ) Tj ET Q q 0 0 0 rg BT 316.46 70.00 Td (for ) Tj ET Q q 0 0 0 rg BT 330.94 70.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 353.20 70.00 Td (periods ) Tj ET Q q 0 0 0 rg BT 385.46 70.00 Td (presented ) Tj ET Q q 0 0 0 rg BT 426.60 70.00 Td (in ) Tj ET Q q 0 0 0 rg BT 437.20 70.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 475.00 70.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 520.04 70.00 Td (as ) Tj ET Q q 0 0 0 rg BT 531.19 70.00 Td (needed, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.00 Td (including ) Tj ET Q q 0 0 0 rg BT 90.75 58.00 Td (revising ) Tj ET Q q 0 0 0 rg BT 125.95 58.00 Td (depreciation, ) Tj ET Q q 0 0 0 rg BT 180.84 58.00 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 236.86 58.00 Td (or ) Tj ET Q q 0 0 0 rg BT 248.16 58.00 Td (other ) Tj ET Q q 0 0 0 rg BT 271.69 58.00 Td (income ) Tj ET Q q 0 0 0 rg BT 304.10 58.00 Td (ef) Tj ET Q q 0 0 0 rg BT 311.69 58.00 Td (fects ) Tj ET Q q 0 0 0 rg BT 333.54 58.00 Td (as ) Tj ET Q q 0 0 0 rg BT 344.85 58.00 Td (a ) Tj ET Q q 0 0 0 rg BT 352.27 58.00 Td (result ) Tj ET Q q 0 0 0 rg BT 377.46 58.00 Td (of ) Tj ET Q q 0 0 0 rg BT 388.77 58.00 Td (changes ) Tj ET Q q 0 0 0 rg BT 423.95 58.00 Td (made ) Tj ET Q q 0 0 0 rg BT 448.58 58.00 Td (to ) Tj ET Q q 0 0 0 rg BT 459.34 58.00 Td (provisional ) Tj ET Q q 0 0 0 rg BT 507.31 58.00 Td (amounts. ) Tj ET Q q 0 0 0 rg BT 546.46 58.00 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.00 Td (amendments ) Tj ET Q q 0 0 0 rg BT 103.58 46.00 Td (require ) Tj ET Q q 0 0 0 rg BT 134.92 46.00 Td (that ) Tj ET Q q 0 0 0 rg BT 152.95 46.00 Td (an ) Tj ET Q q 0 0 0 rg BT 165.43 46.00 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 201.21 46.00 Td (recognize ) Tj ET Q q 0 0 0 rg BT 243.11 46.00 Td (adjustments ) Tj ET Q q 0 0 0 rg BT 293.92 46.00 Td (to ) Tj ET Q q 0 0 0 rg BT 304.73 46.00 Td (provisional ) Tj ET Q q 0 0 0 rg BT 352.76 46.00 Td (amounts ) Tj ET Q q 0 0 0 rg BT 389.68 46.00 Td (that ) Tj ET Q q 0 0 0 rg BT 407.71 46.00 Td (are ) Tj ET Q q 0 0 0 rg BT 422.95 46.00 Td (identified ) Tj ET Q q 0 0 0 rg BT 464.30 46.00 Td (during ) Tj ET Q q 0 0 0 rg BT 493.44 46.00 Td (the ) Tj ET Q q 0 0 0 rg BT 508.69 46.00 Td (measurement ) Tj ET Q endstream endobj 133 0 obj <>] /Rotate 0 /Contents 134 0 R>> endobj 134 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (63) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (period ) Tj ET Q q 0 0 0 rg BT 77.78 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 87.78 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.23 742.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 141.11 742.10 Td (period ) Tj ET Q q 0 0 0 rg BT 168.89 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 178.90 742.10 Td (which ) Tj ET Q q 0 0 0 rg BT 205.56 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 220.01 742.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 266.12 742.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 302.24 742.10 Td (are ) Tj ET Q q 0 0 0 rg BT 316.67 742.10 Td (determined. ) Tj ET Q q 0 0 0 rg BT 366.22 742.10 Td (The ) Tj ET Q q 0 0 0 rg BT 384.00 742.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 436.77 742.10 Td (require ) Tj ET Q q 0 0 0 rg BT 467.31 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 484.54 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.98 742.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 533.96 742.10 Td (record, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.02 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.48 730.10 Td (same ) Tj ET Q q 0 0 0 rg BT 97.27 730.10 Td (period) Tj ET Q q 0 0 0 rg BT 125.59 730.10 Td (s ) Tj ET Q q 0 0 0 rg BT 131.72 730.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 168.95 730.10 Td (statements, ) Tj ET Q q 0 0 0 rg BT 215.90 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.36 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 237.94 730.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 255.17 730.10 Td (on ) Tj ET Q q 0 0 0 rg BT 267.41 730.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 303.53 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 314.10 730.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 348.55 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 358.57 730.10 Td (depreciation, ) Tj ET Q q 0 0 0 rg BT 412.73 730.10 Td (amortization, ) Tj ET Q q 0 0 0 rg BT 468.01 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 478.58 730.10 Td (other ) Tj ET Q q 0 0 0 rg BT 501.37 730.10 Td (income ) Tj ET Q q 0 0 0 rg BT 533.04 730.10 Td (ef) Tj ET Q q 0 0 0 rg BT 540.63 730.10 Td (fects, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (if ) Tj ET Q q 0 0 0 rg BT 58.61 718.10 Td (any) Tj ET Q q 0 0 0 rg BT 72.40 718.10 Td (, ) Tj ET Q q 0 0 0 rg BT 77.40 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 88.23 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 95.18 718.10 Td (result ) Tj ET Q q 0 0 0 rg BT 119.90 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 130.73 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.45 718.10 Td (change ) Tj ET Q q 0 0 0 rg BT 176.26 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 186.55 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.26 718.10 Td (provisional ) Tj ET Q q 0 0 0 rg BT 248.76 718.10 Td (amounts, ) Tj ET Q q 0 0 0 rg BT 287.65 718.10 Td (calculated ) Tj ET Q q 0 0 0 rg BT 330.68 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 341.51 718.10 Td (if ) Tj ET Q q 0 0 0 rg BT 350.12 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.84 718.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 411.22 718.10 Td (had ) Tj ET Q q 0 0 0 rg BT 428.16 718.10 Td (been ) Tj ET Q q 0 0 0 rg BT 449.54 718.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 493.69 718.10 Td (at ) Tj ET Q q 0 0 0 rg BT 503.41 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.13 718.10 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 70.81 706.10 Td (The ) Tj ET Q q 0 0 0 rg BT 88.14 706.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 140.47 706.10 Td (require ) Tj ET Q q 0 0 0 rg BT 170.57 706.10 Td (an ) Tj ET Q q 0 0 0 rg BT 181.79 706.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 206.35 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 215.91 706.10 Td (present ) Tj ET Q q 0 0 0 rg BT 246.58 706.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 288.89 706.10 Td (on ) Tj ET Q q 0 0 0 rg BT 300.68 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 314.68 706.10 Td (face ) Tj ET Q q 0 0 0 rg BT 333.11 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 343.22 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 357.22 706.10 Td (income ) Tj ET Q q 0 0 0 rg BT 388.44 706.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 428.55 706.10 Td (or ) Tj ET Q q 0 0 0 rg BT 438.66 706.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 472.66 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 482.23 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.23 706.10 Td (notes ) Tj ET Q q 0 0 0 rg BT 519.12 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 533.12 706.10 Td (portion ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.61 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.10 694.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 107.37 694.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 144.62 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 154.67 694.10 Td (current-period ) Tj ET Q q 0 0 0 rg BT 214.14 694.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 250.29 694.10 Td (by ) Tj ET Q q 0 0 0 rg BT 262.57 694.10 Td (line ) Tj ET Q q 0 0 0 rg BT 279.84 694.10 Td (item ) Tj ET Q q 0 0 0 rg BT 299.89 694.10 Td (that ) Tj ET Q q 0 0 0 rg BT 317.16 694.10 Td (would ) Tj ET Q q 0 0 0 rg BT 344.43 694.10 Td (have ) Tj ET Q q 0 0 0 rg BT 365.59 694.10 Td (been ) Tj ET Q q 0 0 0 rg BT 386.74 694.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 423.99 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 434.04 694.10 Td (previous ) Tj ET Q q 0 0 0 rg BT 470.76 694.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 509.69 694.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 541.40 694.10 Td (if ) Tj ET Q q 0 0 0 rg BT 549.79 694.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 96.34 682.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.58 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.25 682.10 Td (provisional ) Tj ET Q q 0 0 0 rg BT 168.71 682.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 205.05 682.10 Td (had ) Tj ET Q q 0 0 0 rg BT 221.95 682.10 Td (been ) Tj ET Q q 0 0 0 rg BT 243.28 682.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 289.60 682.10 Td (as ) Tj ET Q q 0 0 0 rg BT 300.39 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 311.18 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.86 682.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 372.20 682.10 Td (date. ) Tj ET Q q 0 0 0 rg BT 393.63 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 411.64 682.10 Td (only ) Tj ET Q q 0 0 0 rg BT 431.88 682.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 478.77 682.10 Td (required ) Tj ET Q q 0 0 0 rg BT 514.55 682.10 Td (at ) Tj ET Q q 0 0 0 rg BT 524.22 682.10 Td (transition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (should ) Tj ET Q q 0 0 0 rg BT 79.35 670.10 Td (be ) Tj ET Q q 0 0 0 rg BT 91.47 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.37 670.10 Td (nature ) Tj ET Q q 0 0 0 rg BT 134.04 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 145.06 670.10 Td (and ) Tj ET Q q 0 0 0 rg BT 162.18 670.10 Td (reason ) Tj ET Q q 0 0 0 rg BT 190.96 670.10 Td (for ) Tj ET Q q 0 0 0 rg BT 205.30 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 220.20 670.10 Td (change ) Tj ET Q q 0 0 0 rg BT 251.20 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.66 670.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 308.22 670.10 Td (principle. ) Tj ET Q q 0 0 0 rg BT 348.35 670.10 Td (An ) Tj ET Q q 0 0 0 rg BT 363.26 670.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 388.71 670.10 Td (should ) Tj ET Q q 0 0 0 rg BT 418.06 670.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 452.96 670.10 Td (that ) Tj ET Q q 0 0 0 rg BT 470.64 670.10 Td (information ) Tj ET Q q 0 0 0 rg BT 520.54 670.10 Td (in ) Tj ET Q q 0 0 0 rg BT 531.00 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 545.90 670.10 Td (first ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 79.52 658.10 Td (period ) Tj ET Q q 0 0 0 rg BT 107.92 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 119.12 658.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 156.97 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 174.27 658.10 Td (in ) Tj ET Q q 0 0 0 rg BT 184.91 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 199.99 658.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 231.73 658.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 264.03 658.10 Td (within ) Tj ET Q q 0 0 0 rg BT 292.45 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.53 658.10 Td (first ) Tj ET Q q 0 0 0 rg BT 326.50 658.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 356.02 658.10 Td (period ) Tj ET Q q 0 0 0 rg BT 384.42 658.10 Td (if ) Tj ET Q q 0 0 0 rg BT 393.39 658.10 Td (there ) Tj ET Q q 0 0 0 rg BT 416.24 658.10 Td (is ) Tj ET Q q 0 0 0 rg BT 425.77 658.10 Td (a ) Tj ET Q q 0 0 0 rg BT 433.07 658.10 Td (measurement-period ) Tj ET Q q 0 0 0 rg BT 518.12 658.10 Td (adjustment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (during ) Tj ET Q q 0 0 0 rg BT 78.26 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 92.63 646.10 Td (first ) Tj ET Q q 0 0 0 rg BT 110.89 646.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 139.70 646.10 Td (period ) Tj ET Q q 0 0 0 rg BT 167.40 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 177.33 646.10 Td (which ) Tj ET Q q 0 0 0 rg BT 203.93 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.30 646.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 252.66 646.10 Td (are ) Tj ET Q q 0 0 0 rg BT 267.02 646.10 Td (ef) Tj ET Q q 0 0 0 rg BT 274.60 646.10 Td (fective. ) Tj ET Q q 0 0 0 rg BT 306.30 646.10 Td (The ) Tj ET Q q 0 0 0 rg BT 324.00 646.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 365.04 646.10 Td (has ) Tj ET Q q 0 0 0 rg BT 380.53 646.10 Td (adopted ) Tj ET Q q 0 0 0 rg BT 414.34 646.10 Td (this ) Tj ET Q q 0 0 0 rg BT 430.46 646.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 452.62 646.10 Td (currently) Tj ET Q q 0 0 0 rg BT 488.07 646.10 Td (, ) Tj ET Q q 0 0 0 rg BT 492.72 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 509.31 646.10 Td (has ) Tj ET Q q 0 0 0 rg BT 524.79 646.10 Td (disclosed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 634.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 99.42 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 110.25 634.10 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 158.29 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 168.56 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 183.28 634.10 Td (table ) Tj ET Q q 0 0 0 rg BT 205.21 634.10 Td (included ) Tj ET Q q 0 0 0 rg BT 242.15 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 252.43 634.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 274.37 634.10 Td (1 ) Tj ET Q q 0 0 0 rg BT 281.87 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 292.14 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.86 634.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 359.90 634.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 397.38 634.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 442.09 634.10 Td (in ) Tj ET Q q 0 0 0 rg BT 452.37 634.10 Td (this ) Tj ET Q q 0 0 0 rg BT 469.32 634.10 Td (Form ) Tj ET Q q 0 0 0 rg BT 493.49 634.10 Td (10-K ) Tj ET Q q 0 0 0 rg BT 516.54 634.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 612.10 Td (In ) Tj ET Q q 0 0 0 rg BT 85.07 612.10 Td (November ) Tj ET Q q 0 0 0 rg BT 131.53 612.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 155.77 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.23 612.10 Td (F) Tj ET Q q 0 0 0 rg BT 177.05 612.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 200.75 612.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 229.06 612.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 279.96 612.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 323.64 612.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 356.76 612.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 375.73 612.10 Td (2014-17 ) Tj ET Q q 0 0 0 rg BT 413.30 612.10 Td ("Business ) Tj ET Q q 0 0 0 rg BT 457.19 612.10 Td (Combinations: ) Tj ET Q q 0 0 0 rg BT 520.33 612.10 Td (Pushdown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 98.29 600.10 Td (- ) Tj ET Q q 0 0 0 rg BT 103.26 600.10 Td (a ) Tj ET Q q 0 0 0 rg BT 109.34 600.10 Td (consensus ) Tj ET Q q 0 0 0 rg BT 151.53 600.10 Td (of ) Tj ET Q q 0 0 0 rg BT 161.50 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.36 600.10 Td (Emer) Tj ET Q q 0 0 0 rg BT 196.83 600.10 Td (ging ) Tj ET Q q 0 0 0 rg BT 216.25 600.10 Td (Issues ) Tj ET Q q 0 0 0 rg BT 242.22 600.10 Td (T) Tj ET Q q 0 0 0 rg BT 247.63 600.10 Td (ask ) Tj ET Q q 0 0 0 rg BT 262.60 600.10 Td (Force". ) Tj ET Q q 0 0 0 rg BT 293.59 600.10 Td ( ) Tj ET Q q 0 0 0 rg BT 295.11 600.10 Td (This ) Tj ET Q q 0 0 0 rg BT 314.53 600.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 360.04 600.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 395.55 600.10 Td (applies ) Tj ET Q q 0 0 0 rg BT 425.52 600.10 Td (to ) Tj ET Q q 0 0 0 rg BT 434.94 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 448.79 600.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 483.19 600.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 519.81 600.10 Td (statements ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.75 588.10 Td (an ) Tj ET Q q 0 0 0 rg BT 72.61 588.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 109.46 588.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 134.65 588.10 Td (and ) Tj ET Q q 0 0 0 rg BT 151.51 588.10 Td (its ) Tj ET Q q 0 0 0 rg BT 163.38 588.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 213.02 588.10 Td (that ) Tj ET Q q 0 0 0 rg BT 230.44 588.10 Td (are ) Tj ET Q q 0 0 0 rg BT 245.07 588.10 Td (a ) Tj ET Q q 0 0 0 rg BT 251.93 588.10 Td (business ) Tj ET Q q 0 0 0 rg BT 288.24 588.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 310.66 588.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.30 588.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 371.58 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 382.33 588.10 Td (an ) Tj ET Q q 0 0 0 rg BT 394.19 588.10 Td (event ) Tj ET Q q 0 0 0 rg BT 418.27 588.10 Td (in ) Tj ET Q q 0 0 0 rg BT 428.47 588.10 Td (which ) Tj ET Q q 0 0 0 rg BT 455.33 588.10 Td (an ) Tj ET Q q 0 0 0 rg BT 467.19 588.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 502.36 588.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 533.67 588.10 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.28 576.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.45 576.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 113.82 576.10 Td (entity) Tj ET Q q 0 0 0 rg BT 135.95 576.10 Td (. ) Tj ET Q q 0 0 0 rg BT 141.18 576.10 Td (The ) Tj ET Q q 0 0 0 rg BT 159.68 576.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 213.17 576.10 Td (in ) Tj ET Q q 0 0 0 rg BT 223.90 576.10 Td (this ) Tj ET Q q 0 0 0 rg BT 241.30 576.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 288.13 576.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 328.84 576.10 Td (update ) Tj ET Q q 0 0 0 rg BT 358.45 576.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 391.95 576.10 Td (an ) Tj ET Q q 0 0 0 rg BT 404.34 576.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 441.71 576.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 467.44 576.10 Td (with ) Tj ET Q q 0 0 0 rg BT 488.16 576.10 Td (an ) Tj ET Q q 0 0 0 rg BT 500.55 576.10 Td (option ) Tj ET Q q 0 0 0 rg BT 529.06 576.10 Td (to ) Tj ET Q q 0 0 0 rg BT 539.79 576.10 Td (apply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 93.45 564.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 139.66 564.10 Td (in ) Tj ET Q q 0 0 0 rg BT 149.77 564.10 Td (its ) Tj ET Q q 0 0 0 rg BT 161.56 564.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 196.65 564.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 233.96 564.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 278.51 564.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 300.85 564.10 Td (occurrence ) Tj ET Q q 0 0 0 rg BT 347.04 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 357.71 564.10 Td (an ) Tj ET Q q 0 0 0 rg BT 369.48 564.10 Td (event ) Tj ET Q q 0 0 0 rg BT 393.47 564.10 Td (in ) Tj ET Q q 0 0 0 rg BT 403.59 564.10 Td (which ) Tj ET Q q 0 0 0 rg BT 430.36 564.10 Td (an ) Tj ET Q q 0 0 0 rg BT 442.14 564.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 477.23 564.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 508.45 564.10 Td (control ) Tj ET Q q 0 0 0 rg BT 539.11 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 564.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.26 552.10 Td (entity) Tj ET Q q 0 0 0 rg BT 108.39 552.10 Td (. ) Tj ET Q q 0 0 0 rg BT 112.32 552.10 Td (An ) Tj ET Q q 0 0 0 rg BT 126.39 552.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 162.65 552.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 187.26 552.10 Td (may ) Tj ET Q q 0 0 0 rg BT 206.32 552.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 227.04 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.09 552.10 Td (option ) Tj ET Q q 0 0 0 rg BT 268.49 552.10 Td (to ) Tj ET Q q 0 0 0 rg BT 278.11 552.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 302.17 552.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 345.12 552.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 390.83 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 400.45 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.51 552.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 453.01 552.10 Td (period ) Tj ET Q q 0 0 0 rg BT 480.39 552.10 Td (in ) Tj ET Q q 0 0 0 rg BT 490.01 552.10 Td (which ) Tj ET Q q 0 0 0 rg BT 516.29 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 530.35 552.10 Td (change-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (in-control ) Tj ET Q q 0 0 0 rg BT 91.93 540.10 Td (event ) Tj ET Q q 0 0 0 rg BT 116.08 540.10 Td (occurs. ) Tj ET Q q 0 0 0 rg BT 146.63 540.10 Td (An ) Tj ET Q q 0 0 0 rg BT 161.34 540.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 198.26 540.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 223.53 540.10 Td (should ) Tj ET Q q 0 0 0 rg BT 252.70 540.10 Td (determine ) Tj ET Q q 0 0 0 rg BT 295.18 540.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 329.88 540.10 Td (to ) Tj ET Q q 0 0 0 rg BT 340.16 540.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 361.53 540.10 Td (to ) Tj ET Q q 0 0 0 rg BT 371.80 540.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 396.51 540.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 440.12 540.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 486.49 540.10 Td (for ) Tj ET Q q 0 0 0 rg BT 500.65 540.10 Td (each ) Tj ET Q q 0 0 0 rg BT 521.46 540.10 Td (individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 528.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 123.58 528.10 Td (event ) Tj ET Q q 0 0 0 rg BT 147.74 528.10 Td (in ) Tj ET Q q 0 0 0 rg BT 158.02 528.10 Td (which ) Tj ET Q q 0 0 0 rg BT 184.96 528.10 Td (an ) Tj ET Q q 0 0 0 rg BT 196.90 528.10 Td (acquirer ) Tj ET Q q 0 0 0 rg BT 232.15 528.10 Td (obtains ) Tj ET Q q 0 0 0 rg BT 263.54 528.10 Td (control ) Tj ET Q q 0 0 0 rg BT 294.37 528.10 Td (of ) Tj ET Q q 0 0 0 rg BT 305.20 528.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.92 528.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 356.84 528.10 Td (entity) Tj ET Q q 0 0 0 rg BT 378.97 528.10 Td (. ) Tj ET Q q 0 0 0 rg BT 383.97 528.10 Td (If ) Tj ET Q q 0 0 0 rg BT 393.13 528.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 436.74 528.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 483.12 528.10 Td (is ) Tj ET Q q 0 0 0 rg BT 492.29 528.10 Td (not ) Tj ET Q q 0 0 0 rg BT 507.57 528.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 539.50 528.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 528.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 89.15 516.10 Td (period ) Tj ET Q q 0 0 0 rg BT 117.20 516.10 Td (in ) Tj ET Q q 0 0 0 rg BT 127.47 516.10 Td (which ) Tj ET Q q 0 0 0 rg BT 154.41 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 169.12 516.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 242.69 516.10 Td (event ) Tj ET Q q 0 0 0 rg BT 266.85 516.10 Td (occurs, ) Tj ET Q q 0 0 0 rg BT 297.94 516.10 Td (an ) Tj ET Q q 0 0 0 rg BT 309.88 516.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 346.80 516.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 372.07 516.10 Td (will ) Tj ET Q q 0 0 0 rg BT 390.12 516.10 Td (have ) Tj ET Q q 0 0 0 rg BT 411.49 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.21 516.10 Td (option ) Tj ET Q q 0 0 0 rg BT 454.26 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 464.54 516.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 485.90 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 496.18 516.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 520.89 516.10 Td (pushdown ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 97.00 504.10 Td (in ) Tj ET Q q 0 0 0 rg BT 107.90 504.10 Td (a ) Tj ET Q q 0 0 0 rg BT 115.46 504.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 163.03 504.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 202.81 504.10 Td (period ) Tj ET Q q 0 0 0 rg BT 231.48 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 242.38 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 257.72 504.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 295.27 504.10 Td (entity) Tj ET Q q 0 0 0 rg BT 320.83 504.10 Td (s ) Tj ET Q q 0 0 0 rg BT 327.84 504.10 Td (most ) Tj ET Q q 0 0 0 rg BT 350.42 504.10 Td (recent ) Tj ET Q q 0 0 0 rg BT 377.96 504.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 452.17 504.10 Td (event. ) Tj ET Q q 0 0 0 rg BT 478.76 504.10 Td (An ) Tj ET Q q 0 0 0 rg BT 494.11 504.10 Td (election ) Tj ET Q q 0 0 0 rg BT 528.88 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 539.78 504.10 Td (apply ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 94.15 492.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 141.06 492.10 Td (in ) Tj ET Q q 0 0 0 rg BT 151.87 492.10 Td (a ) Tj ET Q q 0 0 0 rg BT 159.35 492.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 199.04 492.10 Td (period ) Tj ET Q q 0 0 0 rg BT 227.62 492.10 Td (after ) Tj ET Q q 0 0 0 rg BT 248.97 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 264.23 492.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 303.92 492.10 Td (period ) Tj ET Q q 0 0 0 rg BT 332.50 492.10 Td (in ) Tj ET Q q 0 0 0 rg BT 343.31 492.10 Td (which ) Tj ET Q q 0 0 0 rg BT 370.79 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.04 492.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 460.16 492.10 Td (event ) Tj ET Q q 0 0 0 rg BT 484.85 492.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 522.86 492.10 Td (should ) Tj ET Q q 0 0 0 rg BT 552.57 492.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 96.47 480.10 Td (a ) Tj ET Q q 0 0 0 rg BT 104.07 480.10 Td (change ) Tj ET Q q 0 0 0 rg BT 135.54 480.10 Td (in ) Tj ET Q q 0 0 0 rg BT 146.47 480.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 193.50 480.10 Td (principle. ) Tj ET Q q 0 0 0 rg BT 234.70 480.10 Td (If ) Tj ET Q q 0 0 0 rg BT 244.51 480.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 288.78 480.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 335.81 480.10 Td (is ) Tj ET Q q 0 0 0 rg BT 345.63 480.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 378.22 480.10 Td (to ) Tj ET Q q 0 0 0 rg BT 389.16 480.10 Td (an ) Tj ET Q q 0 0 0 rg BT 401.75 480.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 445.46 480.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 519.69 480.10 Td (event, ) Tj ET Q q 0 0 0 rg BT 547.01 480.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (election ) Tj ET Q q 0 0 0 rg BT 84.30 468.10 Td (is ) Tj ET Q q 0 0 0 rg BT 93.62 468.10 Td (irrevocable. ) Tj ET Q q 0 0 0 rg BT 143.75 468.10 Td (If ) Tj ET Q q 0 0 0 rg BT 153.06 468.10 Td (an ) Tj ET Q q 0 0 0 rg BT 165.15 468.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 202.22 468.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 227.65 468.10 Td (elects ) Tj ET Q q 0 0 0 rg BT 253.06 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 267.93 468.10 Td (option ) Tj ET Q q 0 0 0 rg BT 296.14 468.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.57 468.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 331.44 468.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 375.20 468.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 421.72 468.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.15 468.10 Td (its ) Tj ET Q q 0 0 0 rg BT 444.25 468.10 Td (separate ) Tj ET Q q 0 0 0 rg BT 479.66 468.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 517.29 468.10 Td (statements, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (it ) Tj ET Q q 0 0 0 rg BT 58.43 456.10 Td (should ) Tj ET Q q 0 0 0 rg BT 87.97 456.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 123.06 456.10 Td (information ) Tj ET Q q 0 0 0 rg BT 173.15 456.10 Td (in ) Tj ET Q q 0 0 0 rg BT 183.80 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.89 456.10 Td (current ) Tj ET Q q 0 0 0 rg BT 230.07 456.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 269.60 456.10 Td (period ) Tj ET Q q 0 0 0 rg BT 298.02 456.10 Td (that ) Tj ET Q q 0 0 0 rg BT 315.89 456.10 Td (enables ) Tj ET Q q 0 0 0 rg BT 348.75 456.10 Td (users ) Tj ET Q q 0 0 0 rg BT 372.17 456.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.37 456.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 421.23 456.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 466.31 456.10 Td (to ) Tj ET Q q 0 0 0 rg BT 476.96 456.10 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 513.15 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.23 456.10 Td (ef) Tj ET Q q 0 0 0 rg BT 535.82 456.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 553.68 456.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (pushdown ) Tj ET Q q 0 0 0 rg BT 94.50 444.10 Td (accounting. ) Tj ET Q q 0 0 0 rg BT 144.01 444.10 Td (The ) Tj ET Q q 0 0 0 rg BT 162.94 444.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 216.87 444.10 Td (in ) Tj ET Q q 0 0 0 rg BT 228.03 444.10 Td (this ) Tj ET Q q 0 0 0 rg BT 245.87 444.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 293.13 444.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 334.28 444.10 Td (update ) Tj ET Q q 0 0 0 rg BT 364.32 444.10 Td (were ) Tj ET Q q 0 0 0 rg BT 387.13 444.10 Td (ef) Tj ET Q q 0 0 0 rg BT 394.72 444.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 425.31 444.10 Td (on ) Tj ET Q q 0 0 0 rg BT 438.69 444.10 Td (November ) Tj ET Q q 0 0 0 rg BT 484.29 444.10 Td (18, ) Tj ET Q q 0 0 0 rg BT 500.17 444.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 525.31 444.10 Td (After ) Tj ET Q q 0 0 0 rg BT 549.79 444.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 432.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 432.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 86.64 432.10 Td (date, ) Tj ET Q q 0 0 0 rg BT 107.64 432.10 Td (an ) Tj ET Q q 0 0 0 rg BT 118.93 432.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 155.20 432.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 179.82 432.10 Td (can ) Tj ET Q q 0 0 0 rg BT 195.54 432.10 Td (make ) Tj ET Q q 0 0 0 rg BT 219.04 432.10 Td (an ) Tj ET Q q 0 0 0 rg BT 230.33 432.10 Td (election ) Tj ET Q q 0 0 0 rg BT 263.83 432.10 Td (to ) Tj ET Q q 0 0 0 rg BT 273.45 432.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 297.52 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 311.58 432.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 349.52 432.10 Td (to ) Tj ET Q q 0 0 0 rg BT 359.15 432.10 Td (future ) Tj ET Q q 0 0 0 rg BT 384.87 432.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 457.80 432.10 Td (events ) Tj ET Q q 0 0 0 rg BT 485.19 432.10 Td (or ) Tj ET Q q 0 0 0 rg BT 495.37 432.10 Td (to ) Tj ET Q q 0 0 0 rg BT 504.99 432.10 Td (its ) Tj ET Q q 0 0 0 rg BT 516.29 432.10 Td (most ) Tj ET Q q 0 0 0 rg BT 537.58 432.10 Td (recent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td (change-in-control ) Tj ET Q q 0 0 0 rg BT 123.00 420.10 Td (event. ) Tj ET Q q 0 0 0 rg BT 148.93 420.10 Td (The ) Tj ET Q q 0 0 0 rg BT 166.39 420.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 207.20 420.10 Td (will ) Tj ET Q q 0 0 0 rg BT 224.67 420.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 248.80 420.10 Td (this ) Tj ET Q q 0 0 0 rg BT 265.17 420.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 310.96 420.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 350.64 420.10 Td (update ) Tj ET Q q 0 0 0 rg BT 379.21 420.10 Td (to ) Tj ET Q q 0 0 0 rg BT 388.91 420.10 Td (any ) Tj ET Q q 0 0 0 rg BT 405.26 420.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 447.71 420.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 474.63 420.10 Td (or ) Tj ET Q q 0 0 0 rg BT 484.87 420.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 505.12 420.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 527.03 420.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 90.82 408.10 Td (for ) Tj ET Q q 0 0 0 rg BT 104.98 408.10 Td (its ) Tj ET Q q 0 0 0 rg BT 116.93 408.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 153.85 408.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 203.57 408.10 Td (and ) Tj ET Q q 0 0 0 rg BT 220.51 408.10 Td (is ) Tj ET Q q 0 0 0 rg BT 229.68 408.10 Td (still ) Tj ET Q q 0 0 0 rg BT 247.18 408.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 291.33 408.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.05 408.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 335.76 408.10 Td (of ) Tj ET Q q 0 0 0 rg BT 346.59 408.10 Td (its ) Tj ET Q q 0 0 0 rg BT 358.54 408.10 Td (adoption.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 386.10 Td (In ) Tj ET Q q 0 0 0 rg BT 85.32 386.10 Td (May ) Tj ET Q q 0 0 0 rg BT 108.14 386.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 132.64 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 149.35 386.10 Td (F) Tj ET Q q 0 0 0 rg BT 154.17 386.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 178.11 386.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 206.61 386.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 257.76 386.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 301.69 386.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 335.06 386.10 Td (\("ASU"\) ) Tj ET Q q 0 0 0 rg BT 374.38 386.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 393.59 386.10 Td (2014-09, ) Tj ET Q q 0 0 0 rg BT 433.92 386.10 Td ("Revenue ) Tj ET Q q 0 0 0 rg BT 477.48 386.10 Td (from ) Tj ET Q q 0 0 0 rg BT 501.41 386.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 544.22 386.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 374.10 Td (Customers". ) Tj ET Q q 0 0 0 rg BT 101.35 374.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 123.92 374.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 159.81 374.10 Td (af) Tj ET Q q 0 0 0 rg BT 167.40 374.10 Td (fects ) Tj ET Q q 0 0 0 rg BT 188.83 374.10 Td (any ) Tj ET Q q 0 0 0 rg BT 205.83 374.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 231.17 374.10 Td (using ) Tj ET Q q 0 0 0 rg BT 255.40 374.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 275.74 374.10 Td (GAAP) Tj ET Q q 0 0 0 rg BT 302.60 374.10 Td ( ) Tj ET Q q 0 0 0 rg BT 305.16 374.10 Td (that ) Tj ET Q q 0 0 0 rg BT 322.71 374.10 Td (either ) Tj ET Q q 0 0 0 rg BT 348.03 374.10 Td (enters ) Tj ET Q q 0 0 0 rg BT 374.47 374.10 Td (into ) Tj ET Q q 0 0 0 rg BT 392.59 374.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 431.24 374.10 Td (with ) Tj ET Q q 0 0 0 rg BT 451.58 374.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 494.69 374.10 Td (to ) Tj ET Q q 0 0 0 rg BT 505.03 374.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 538.12 374.10 Td (goods ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 362.10 Td (or ) Tj ET Q q 0 0 0 rg BT 61.55 362.10 Td (services ) Tj ET Q q 0 0 0 rg BT 96.98 362.10 Td (or ) Tj ET Q q 0 0 0 rg BT 108.53 362.10 Td (enters ) Tj ET Q q 0 0 0 rg BT 135.63 362.10 Td (into ) Tj ET Q q 0 0 0 rg BT 154.40 362.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 193.72 362.10 Td (for ) Tj ET Q q 0 0 0 rg BT 208.60 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 224.03 362.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 257.79 362.10 Td (of ) Tj ET Q q 0 0 0 rg BT 269.34 362.10 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 325.87 362.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 352.42 362.10 Td (unless ) Tj ET Q q 0 0 0 rg BT 380.64 362.10 Td (those ) Tj ET Q q 0 0 0 rg BT 404.97 362.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 444.28 362.10 Td (are ) Tj ET Q q 0 0 0 rg BT 459.71 362.10 Td (within ) Tj ET Q q 0 0 0 rg BT 488.49 362.10 Td (the ) Tj ET Q q 0 0 0 rg BT 503.93 362.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 529.91 362.10 Td (of ) Tj ET Q q 0 0 0 rg BT 541.46 362.10 Td (other ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 350.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 90.62 350.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 113.74 350.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 154.90 350.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 193.84 350.10 Td (or ) Tj ET Q q 0 0 0 rg BT 205.02 350.10 Td (lease ) Tj ET Q q 0 0 0 rg BT 227.86 350.10 Td (contracts\). ) Tj ET Q q 0 0 0 rg BT 272.42 350.10 Td (This ) Tj ET Q q 0 0 0 rg BT 292.42 350.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 315.28 350.10 Td (will ) Tj ET Q q 0 0 0 rg BT 333.68 350.10 Td (supersede ) Tj ET Q q 0 0 0 rg BT 375.96 350.10 Td (the ) Tj ET Q q 0 0 0 rg BT 391.03 350.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 425.52 350.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 473.91 350.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 528.96 350.10 Td (in ) Tj ET Q q 0 0 0 rg BT 539.38 350.10 Td (T) Tj ET Q q 0 0 0 rg BT 544.79 350.10 Td (opic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 338.10 Td (605, ) Tj ET Q q 0 0 0 rg BT 68.78 338.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 105.05 338.10 Td (Recognition, ) Tj ET Q q 0 0 0 rg BT 157.72 338.10 Td (and ) Tj ET Q q 0 0 0 rg BT 173.44 338.10 Td (most ) Tj ET Q q 0 0 0 rg BT 194.17 338.10 Td (industry-specific ) Tj ET Q q 0 0 0 rg BT 262.66 338.10 Td (guidance. ) Tj ET Q q 0 0 0 rg BT 302.45 338.10 Td (This ) Tj ET Q q 0 0 0 rg BT 321.23 338.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 342.51 338.10 Td (also ) Tj ET Q q 0 0 0 rg BT 359.91 338.10 Td (supersedes ) Tj ET Q q 0 0 0 rg BT 404.51 338.10 Td (some ) Tj ET Q q 0 0 0 rg BT 426.90 338.10 Td (cost ) Tj ET Q q 0 0 0 rg BT 444.30 338.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 481.67 338.10 Td (included ) Tj ET Q q 0 0 0 rg BT 517.39 338.10 Td (in ) Tj ET Q q 0 0 0 rg BT 526.46 338.10 Td (Subtopic ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 326.10 Td (605-35, ) Tj ET Q q 0 0 0 rg BT 83.04 326.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 120.24 326.10 Td (RecognitionConstruction-T) Tj ET Q q 0 0 0 rg BT 239.53 326.10 Td (ype ) Tj ET Q q 0 0 0 rg BT 256.18 326.10 Td (and ) Tj ET Q q 0 0 0 rg BT 272.84 326.10 Td (Production-T) Tj ET Q q 0 0 0 rg BT 325.46 326.10 Td (ype ) Tj ET Q q 0 0 0 rg BT 342.12 326.10 Td (Contracts. ) Tj ET Q q 0 0 0 rg BT 385.16 326.10 Td (In ) Tj ET Q q 0 0 0 rg BT 395.70 326.10 Td (addition, ) Tj ET Q q 0 0 0 rg BT 433.19 326.10 Td (the ) Tj ET Q q 0 0 0 rg BT 447.62 326.10 Td (existing ) Tj ET Q q 0 0 0 rg BT 481.50 326.10 Td (requirements ) Tj ET Q q 0 0 0 rg BT 535.92 326.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.79 326.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 314.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 98.26 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.30 314.10 Td (a ) Tj ET Q q 0 0 0 rg BT 116.46 314.10 Td (gain ) Tj ET Q q 0 0 0 rg BT 136.39 314.10 Td (or ) Tj ET Q q 0 0 0 rg BT 147.43 314.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 165.71 314.10 Td (on ) Tj ET Q q 0 0 0 rg BT 178.42 314.10 Td (the ) Tj ET Q q 0 0 0 rg BT 193.35 314.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 226.61 314.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.65 314.10 Td (non-financial ) Tj ET Q q 0 0 0 rg BT 293.68 314.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 319.72 314.10 Td (that ) Tj ET Q q 0 0 0 rg BT 337.43 314.10 Td (are ) Tj ET Q q 0 0 0 rg BT 352.35 314.10 Td (not ) Tj ET Q q 0 0 0 rg BT 367.85 314.10 Td (in ) Tj ET Q q 0 0 0 rg BT 378.34 314.10 Td (a ) Tj ET Q q 0 0 0 rg BT 385.49 314.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 420.41 314.10 Td (with ) Tj ET Q q 0 0 0 rg BT 440.90 314.10 Td (a ) Tj ET Q q 0 0 0 rg BT 448.06 314.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 487.43 314.10 Td (\(e.g., ) Tj ET Q q 0 0 0 rg BT 510.41 314.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 536.46 314.10 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.86 302.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 88.28 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 98.14 302.10 Td (T) Tj ET Q q 0 0 0 rg BT 103.55 302.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 122.42 302.10 Td (360, ) Tj ET Q q 0 0 0 rg BT 141.56 302.10 Td (Property) Tj ET Q q 0 0 0 rg BT 175.35 302.10 Td (, ) Tj ET Q q 0 0 0 rg BT 179.50 302.10 Td (Plant, ) Tj ET Q q 0 0 0 rg BT 204.20 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 220.29 302.10 Td (Equipment, ) Tj ET Q q 0 0 0 rg BT 268.32 302.10 Td (and ) Tj ET Q q 0 0 0 rg BT 284.41 302.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 326.05 302.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 351.02 302.10 Td (within ) Tj ET Q q 0 0 0 rg BT 378.23 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 392.09 302.10 Td (scope ) Tj ET Q q 0 0 0 rg BT 416.51 302.10 Td (of ) Tj ET Q q 0 0 0 rg BT 426.37 302.10 Td (T) Tj ET Q q 0 0 0 rg BT 431.78 302.10 Td (opic ) Tj ET Q q 0 0 0 rg BT 450.64 302.10 Td (350, ) Tj ET Q q 0 0 0 rg BT 469.79 302.10 Td (IntangiblesGoodwill ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.60 290.10 Td (Other\) ) Tj ET Q q 0 0 0 rg BT 94.85 290.10 Td (are ) Tj ET Q q 0 0 0 rg BT 109.22 290.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 147.47 290.10 Td (to ) Tj ET Q q 0 0 0 rg BT 157.41 290.10 Td (be ) Tj ET Q q 0 0 0 rg BT 169.00 290.10 Td (consistent ) Tj ET Q q 0 0 0 rg BT 211.16 290.10 Td (with ) Tj ET Q q 0 0 0 rg BT 231.09 290.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.47 290.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 283.72 290.10 Td (on ) Tj ET Q q 0 0 0 rg BT 295.88 290.10 Td (recognition ) Tj ET Q q 0 0 0 rg BT 343.58 290.10 Td (and ) Tj ET Q q 0 0 0 rg BT 360.18 290.10 Td (measurement ) Tj ET Q q 0 0 0 rg BT 415.64 290.10 Td (\(including ) Tj ET Q q 0 0 0 rg BT 458.91 290.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.28 290.10 Td (constraint ) Tj ET Q q 0 0 0 rg BT 514.87 290.10 Td (on ) Tj ET Q q 0 0 0 rg BT 527.03 290.10 Td (revenue\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 278.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 278.10 Td (this ) Tj ET Q q 0 0 0 rg BT 76.67 278.10 Td (ASU. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 256.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 256.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.91 256.10 Td (core ) Tj ET Q q 0 0 0 rg BT 123.48 256.10 Td (principle ) Tj ET Q q 0 0 0 rg BT 161.39 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 172.08 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 186.67 256.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 225.13 256.10 Td (is ) Tj ET Q q 0 0 0 rg BT 234.16 256.10 Td (that ) Tj ET Q q 0 0 0 rg BT 251.52 256.10 Td (an ) Tj ET Q q 0 0 0 rg BT 263.32 256.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 288.46 256.10 Td (should ) Tj ET Q q 0 0 0 rg BT 317.50 256.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 358.72 256.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 392.73 256.10 Td (to ) Tj ET Q q 0 0 0 rg BT 402.88 256.10 Td (depict ) Tj ET Q q 0 0 0 rg BT 429.67 256.10 Td (the ) Tj ET Q q 0 0 0 rg BT 444.26 256.10 Td (transfer ) Tj ET Q q 0 0 0 rg BT 477.16 256.10 Td (of ) Tj ET Q q 0 0 0 rg BT 487.85 256.10 Td (promised ) Tj ET Q q 0 0 0 rg BT 527.43 256.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 553.69 256.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.10 Td (services ) Tj ET Q q 0 0 0 rg BT 84.64 244.10 Td (to ) Tj ET Q q 0 0 0 rg BT 94.85 244.10 Td (customers ) Tj ET Q q 0 0 0 rg BT 137.83 244.10 Td (in ) Tj ET Q q 0 0 0 rg BT 148.04 244.10 Td (an ) Tj ET Q q 0 0 0 rg BT 159.91 244.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 192.33 244.10 Td (that ) Tj ET Q q 0 0 0 rg BT 209.76 244.10 Td (reflects ) Tj ET Q q 0 0 0 rg BT 241.62 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.26 244.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 312.57 244.10 Td (to ) Tj ET Q q 0 0 0 rg BT 322.78 244.10 Td (which ) Tj ET Q q 0 0 0 rg BT 349.65 244.10 Td (the ) Tj ET Q q 0 0 0 rg BT 364.30 244.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 389.50 244.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 421.92 244.10 Td (to ) Tj ET Q q 0 0 0 rg BT 432.13 244.10 Td (be ) Tj ET Q q 0 0 0 rg BT 444.00 244.10 Td (entitled ) Tj ET Q q 0 0 0 rg BT 476.42 244.10 Td (in ) Tj ET Q q 0 0 0 rg BT 486.63 244.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 526.82 244.10 Td (for ) Tj ET Q q 0 0 0 rg BT 540.91 244.10 Td (those ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (goods ) Tj ET Q q 0 0 0 rg BT 76.39 232.10 Td (or ) Tj ET Q q 0 0 0 rg BT 87.22 232.10 Td (services. ) Tj ET Q q 0 0 0 rg BT 124.25 232.10 Td (T) Tj ET Q q 0 0 0 rg BT 129.66 232.10 Td (o ) Tj ET Q q 0 0 0 rg BT 137.16 232.10 Td (achieve ) Tj ET Q q 0 0 0 rg BT 170.19 232.10 Td (that ) Tj ET Q q 0 0 0 rg BT 187.69 232.10 Td (core ) Tj ET Q q 0 0 0 rg BT 207.39 232.10 Td (principle, ) Tj ET Q q 0 0 0 rg BT 247.93 232.10 Td (an ) Tj ET Q q 0 0 0 rg BT 259.87 232.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 285.15 232.10 Td (should ) Tj ET Q q 0 0 0 rg BT 314.32 232.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 339.03 232.10 Td (the ) Tj ET Q q 0 0 0 rg BT 353.75 232.10 Td (following ) Tj ET Q q 0 0 0 rg BT 395.14 232.10 Td (steps:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 208.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 208.10 Td (1: ) Tj ET Q q 0 0 0 rg BT 148.06 208.10 Td (Identify ) Tj ET Q q 0 0 0 rg BT 182.21 208.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 208.10 Td (contract\(s\) ) Tj ET Q q 0 0 0 rg BT 242.18 208.10 Td (with ) Tj ET Q q 0 0 0 rg BT 262.46 208.10 Td (a ) Tj ET Q q 0 0 0 rg BT 269.40 208.10 Td (customer) Tj ET Q q 0 0 0 rg BT 305.50 208.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 196.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 196.10 Td (2: ) Tj ET Q q 0 0 0 rg BT 148.06 196.10 Td (Identify ) Tj ET Q q 0 0 0 rg BT 182.21 196.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 196.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 249.95 196.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 296.89 196.10 Td (in ) Tj ET Q q 0 0 0 rg BT 307.17 196.10 Td (the ) Tj ET Q q 0 0 0 rg BT 321.89 196.10 Td (contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 184.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 184.10 Td (3: ) Tj ET Q q 0 0 0 rg BT 148.06 184.10 Td (Determine ) Tj ET Q q 0 0 0 rg BT 192.76 184.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.48 184.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 253.85 184.10 Td (price.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 172.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 172.10 Td (4: ) Tj ET Q q 0 0 0 rg BT 147.50 172.10 Td (Allocate ) Tj ET Q q 0 0 0 rg BT 183.88 172.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.59 172.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 244.97 172.10 Td (price ) Tj ET Q q 0 0 0 rg BT 267.45 172.10 Td (to ) Tj ET Q q 0 0 0 rg BT 277.73 172.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.45 172.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 345.47 172.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 392.41 172.10 Td (in ) Tj ET Q q 0 0 0 rg BT 402.69 172.10 Td (the ) Tj ET Q q 0 0 0 rg BT 417.41 172.10 Td (contract.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 160.10 Td (Step ) Tj ET Q q 0 0 0 rg BT 137.78 160.10 Td (5: ) Tj ET Q q 0 0 0 rg BT 148.06 160.10 Td (Recognize ) Tj ET Q q 0 0 0 rg BT 192.76 160.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 226.90 160.10 Td (when ) Tj ET Q q 0 0 0 rg BT 251.06 160.10 Td (\(or ) Tj ET Q q 0 0 0 rg BT 265.22 160.10 Td (as\) ) Tj ET Q q 0 0 0 rg BT 279.38 160.10 Td (the ) Tj ET Q q 0 0 0 rg BT 294.10 160.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 319.38 160.10 Td (satisfies ) Tj ET Q q 0 0 0 rg BT 354.09 160.10 Td (a ) Tj ET Q q 0 0 0 rg BT 361.03 160.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 414.05 160.10 Td (obligation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 136.10 Td (For ) Tj ET Q q 0 0 0 rg BT 135.31 136.10 Td (a ) Tj ET Q q 0 0 0 rg BT 143.67 136.10 Td (public ) Tj ET Q q 0 0 0 rg BT 172.58 136.10 Td (entity) Tj ET Q q 0 0 0 rg BT 194.71 136.10 Td (, ) Tj ET Q q 0 0 0 rg BT 201.13 136.10 Td (the ) Tj ET Q q 0 0 0 rg BT 217.26 136.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 271.72 136.10 Td (in ) Tj ET Q q 0 0 0 rg BT 283.42 136.10 Td (this ) Tj ET Q q 0 0 0 rg BT 300.92 136.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 324.85 136.10 Td (are ) Tj ET Q q 0 0 0 rg BT 340.98 136.10 Td (ef) Tj ET Q q 0 0 0 rg BT 348.56 136.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 379.69 136.10 Td (for ) Tj ET Q q 0 0 0 rg BT 395.26 136.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 425.84 136.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 466.41 136.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 499.77 136.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 543.69 136.10 Td (after ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 124.10 Td (December ) Tj ET Q q 0 0 0 rg BT 111.58 124.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 126.58 124.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 151.58 124.10 Td (including ) Tj ET Q q 0 0 0 rg BT 191.86 124.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 223.24 124.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 255.18 124.10 Td (within ) Tj ET Q q 0 0 0 rg BT 283.23 124.10 Td (that ) Tj ET Q q 0 0 0 rg BT 300.73 124.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 339.88 124.10 Td (period. ) Tj ET Q q 0 0 0 rg BT 370.43 124.10 Td (Early ) Tj ET Q q 0 0 0 rg BT 394.59 124.10 Td (application ) Tj ET Q q 0 0 0 rg BT 441.52 124.10 Td (is ) Tj ET Q q 0 0 0 rg BT 450.69 124.10 Td (not ) Tj ET Q q 0 0 0 rg BT 465.96 124.10 Td (permitted.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 100.10 Td (An ) Tj ET Q q 0 0 0 rg BT 132.22 100.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 157.50 100.10 Td (should ) Tj ET Q q 0 0 0 rg BT 186.67 100.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 211.38 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 226.10 100.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 279.14 100.10 Td (in ) Tj ET Q q 0 0 0 rg BT 289.42 100.10 Td (this ) Tj ET Q q 0 0 0 rg BT 305.82 100.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 328.32 100.10 Td (using ) Tj ET Q q 0 0 0 rg BT 352.49 100.10 Td (one ) Tj ET Q q 0 0 0 rg BT 369.43 100.10 Td (of ) Tj ET Q q 0 0 0 rg BT 380.26 100.10 Td (the ) Tj ET Q q 0 0 0 rg BT 394.98 100.10 Td (following ) Tj ET Q q 0 0 0 rg BT 436.36 100.10 Td (two ) Tj ET Q q 0 0 0 rg BT 453.86 100.10 Td (methods:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 76.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 127.50 76.10 Td (Retrospectively ) Tj ET Q q 0 0 0 rg BT 192.76 76.10 Td (to ) Tj ET Q q 0 0 0 rg BT 203.04 76.10 Td (each ) Tj ET Q q 0 0 0 rg BT 223.85 76.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 245.79 76.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 284.95 76.10 Td (period ) Tj ET Q q 0 0 0 rg BT 312.99 76.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 353.81 76.10 Td (and ) Tj ET Q q 0 0 0 rg BT 370.75 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.46 76.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 410.74 76.10 Td (may ) Tj ET Q q 0 0 0 rg BT 430.45 76.10 Td (elect ) Tj ET Q q 0 0 0 rg BT 451.83 76.10 Td (any ) Tj ET Q q 0 0 0 rg BT 468.76 76.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.59 76.10 Td (the ) Tj ET Q q 0 0 0 rg BT 494.31 76.10 Td (following) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 64.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 64.10 Td (practical ) Tj ET Q q 0 0 0 rg BT 158.92 64.10 Td (expedients:) Tj ET Q endstream endobj 135 0 obj <>] /Rotate 0 /Contents 136 0 R>> endobj 136 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (64) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 742.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 742.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 220.04 742.10 Td (contracts, ) Tj ET Q q 0 0 0 rg BT 261.14 742.10 Td (an ) Tj ET Q q 0 0 0 rg BT 273.08 742.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 298.35 742.10 Td (need ) Tj ET Q q 0 0 0 rg BT 319.73 742.10 Td (not ) Tj ET Q q 0 0 0 rg BT 335.00 742.10 Td (restate ) Tj ET Q q 0 0 0 rg BT 363.60 742.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 402.19 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 419.69 742.10 Td (begin ) Tj ET Q q 0 0 0 rg BT 444.40 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 461.34 742.10 Td (end ) Tj ET Q q 0 0 0 rg BT 478.28 742.10 Td (within ) Tj ET Q q 0 0 0 rg BT 506.34 742.10 Td (the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 730.10 Td (same ) Tj ET Q q 0 0 0 rg BT 184.05 730.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 213.20 730.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 252.36 730.10 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 718.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 718.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 220.04 718.10 Td (contracts ) Tj ET Q q 0 0 0 rg BT 258.64 718.10 Td (that ) Tj ET Q q 0 0 0 rg BT 276.13 718.10 Td (have ) Tj ET Q q 0 0 0 rg BT 297.51 718.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 332.21 718.10 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 391.08 718.10 Td (an ) Tj ET Q q 0 0 0 rg BT 403.02 718.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 428.29 718.10 Td (may ) Tj ET Q q 0 0 0 rg BT 448.01 718.10 Td (use ) Tj ET Q q 0 0 0 rg BT 463.84 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.56 718.10 Td (transaction) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 706.10 Td (price ) Tj ET Q q 0 0 0 rg BT 183.49 706.10 Td (at ) Tj ET Q q 0 0 0 rg BT 193.20 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.92 706.10 Td (date ) Tj ET Q q 0 0 0 rg BT 227.07 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 241.79 706.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 276.49 706.10 Td (was ) Tj ET Q q 0 0 0 rg BT 294.54 706.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 338.70 706.10 Td (rather ) Tj ET Q q 0 0 0 rg BT 364.51 706.10 Td (than ) Tj ET Q q 0 0 0 rg BT 384.23 706.10 Td (estimating ) Tj ET Q q 0 0 0 rg BT 428.39 706.10 Td (variable ) Tj ET Q q 0 0 0 rg BT 463.09 706.10 Td (consideration) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 694.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 197.39 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 207.67 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.38 694.10 Td (comparative ) Tj ET Q q 0 0 0 rg BT 274.30 694.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 313.46 694.10 Td (periods.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.50 682.10 Td (For ) Tj ET Q q 0 0 0 rg BT 175.89 682.10 Td (all ) Tj ET Q q 0 0 0 rg BT 188.39 682.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 227.54 682.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 259.48 682.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 300.30 682.10 Td (before ) Tj ET Q q 0 0 0 rg BT 328.33 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 343.05 682.10 Td (date ) Tj ET Q q 0 0 0 rg BT 362.21 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 373.04 682.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 398.87 682.10 Td (application, ) Tj ET Q q 0 0 0 rg BT 448.29 682.10 Td (an ) Tj ET Q q 0 0 0 rg BT 460.23 682.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 485.51 682.10 Td (need ) Tj ET Q q 0 0 0 rg BT 506.88 682.10 Td (not) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 670.10 Td (disclose ) Tj ET Q q 0 0 0 rg BT 193.22 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.93 670.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 240.43 670.10 Td (of ) Tj ET Q q 0 0 0 rg BT 251.26 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.98 670.10 Td (transaction ) Tj ET Q q 0 0 0 rg BT 312.35 670.10 Td (price ) Tj ET Q q 0 0 0 rg BT 334.83 670.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 373.42 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 383.70 670.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 426.74 670.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 479.76 670.10 Td (obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 658.10 Td (and ) Tj ET Q q 0 0 0 rg BT 175.44 658.10 Td (an ) Tj ET Q q 0 0 0 rg BT 187.38 658.10 Td (explanation ) Tj ET Q q 0 0 0 rg BT 236.53 658.10 Td (of ) Tj ET Q q 0 0 0 rg BT 247.36 658.10 Td (when ) Tj ET Q q 0 0 0 rg BT 271.52 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 286.23 658.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 311.51 658.10 Td (expects ) Tj ET Q q 0 0 0 rg BT 343.99 658.10 Td (to ) Tj ET Q q 0 0 0 rg BT 354.27 658.10 Td (recognize ) Tj ET Q q 0 0 0 rg BT 395.63 658.10 Td (that ) Tj ET Q q 0 0 0 rg BT 413.13 658.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 445.62 658.10 Td (as ) Tj ET Q q 0 0 0 rg BT 456.45 658.10 Td (revenue.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 634.10 Td (2. ) Tj ET Q q 0 0 0 rg BT 127.50 634.10 Td (Retrospectively ) Tj ET Q q 0 0 0 rg BT 192.76 634.10 Td (with ) Tj ET Q q 0 0 0 rg BT 213.04 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 227.75 634.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 274.68 634.10 Td (ef) Tj ET Q q 0 0 0 rg BT 282.27 634.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 299.76 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 310.59 634.10 Td (initially ) Tj ET Q q 0 0 0 rg BT 344.19 634.10 Td (applying ) Tj ET Q q 0 0 0 rg BT 381.69 634.10 Td (this ) Tj ET Q q 0 0 0 rg BT 398.09 634.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 420.59 634.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 466.95 634.10 Td (at ) Tj ET Q q 0 0 0 rg BT 476.67 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 491.39 634.10 Td (date ) Tj ET Q q 0 0 0 rg BT 510.54 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 521.37 634.10 Td (initial) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 622.10 Td (application. ) Tj ET Q q 0 0 0 rg BT 170.76 622.10 Td (If ) Tj ET Q q 0 0 0 rg BT 179.25 622.10 Td (an ) Tj ET Q q 0 0 0 rg BT 190.51 622.10 Td (entity ) Tj ET Q q 0 0 0 rg BT 215.12 622.10 Td (elects ) Tj ET Q q 0 0 0 rg BT 239.71 622.10 Td (this ) Tj ET Q q 0 0 0 rg BT 255.98 622.10 Td (transition ) Tj ET Q q 0 0 0 rg BT 295.59 622.10 Td (method ) Tj ET Q q 0 0 0 rg BT 327.41 622.10 Td (it ) Tj ET Q q 0 0 0 rg BT 334.80 622.10 Td (also ) Tj ET Q q 0 0 0 rg BT 352.73 622.10 Td (should ) Tj ET Q q 0 0 0 rg BT 381.23 622.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 413.61 622.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.65 622.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 469.47 622.10 Td (disclosures ) Tj ET Q q 0 0 0 rg BT 515.74 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 525.34 622.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 564.50 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 572.00 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 574.50 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 577.00 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 579.50 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 582.00 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 584.50 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 587.00 622.10 Td ( ) Tj ET Q q 0 0 0 rg BT 589.50 622.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.00 610.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 151.94 610.10 Td (that ) Tj ET Q q 0 0 0 rg BT 169.43 610.10 Td (include ) Tj ET Q q 0 0 0 rg BT 201.37 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.08 610.10 Td (date ) Tj ET Q q 0 0 0 rg BT 235.24 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 246.07 610.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 271.90 610.10 Td (application ) Tj ET Q q 0 0 0 rg BT 318.83 610.10 Td (of:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 159.32 586.10 Td (The ) Tj ET Q q 0 0 0 rg BT 177.37 586.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 209.86 586.10 Td (by ) Tj ET Q q 0 0 0 rg BT 222.36 586.10 Td (which ) Tj ET Q q 0 0 0 rg BT 249.30 586.10 Td (each ) Tj ET Q q 0 0 0 rg BT 270.12 586.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 307.60 586.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 348.42 586.10 Td (line ) Tj ET Q q 0 0 0 rg BT 365.91 586.10 Td (item ) Tj ET Q q 0 0 0 rg BT 386.19 586.10 Td (is ) Tj ET Q q 0 0 0 rg BT 395.36 586.10 Td (af) Tj ET Q q 0 0 0 rg BT 402.94 586.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 429.87 586.10 Td (in ) Tj ET Q q 0 0 0 rg BT 440.15 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.86 586.10 Td (current ) Tj ET Q q 0 0 0 rg BT 485.68 586.10 Td (reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 161.00 574.10 Td (period ) Tj ET Q q 0 0 0 rg BT 189.05 574.10 Td (by ) Tj ET Q q 0 0 0 rg BT 201.55 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 216.26 574.10 Td (application ) Tj ET Q q 0 0 0 rg BT 263.19 574.10 Td (of ) Tj ET Q q 0 0 0 rg BT 274.02 574.10 Td (this ) Tj ET Q q 0 0 0 rg BT 290.42 574.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 312.92 574.10 Td (as ) Tj ET Q q 0 0 0 rg BT 323.75 574.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 365.68 574.10 Td (to ) Tj ET Q q 0 0 0 rg BT 375.96 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.67 574.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 429.27 574.10 Td (that ) Tj ET Q q 0 0 0 rg BT 446.76 574.10 Td (was ) Tj ET Q q 0 0 0 rg BT 464.81 574.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.09 574.10 Td (ef) Tj ET Q q 0 0 0 rg BT 482.68 574.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 500.17 574.10 Td (before) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 156.00 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.50 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 173.22 562.10 Td (change.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 153.50 550.10 Td ( ) Tj ET Q q 0 0 0 rg BT 158.95 550.10 Td (An ) Tj ET Q q 0 0 0 rg BT 173.67 550.10 Td (explanation ) Tj ET Q q 0 0 0 rg BT 222.82 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.65 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.37 550.10 Td (reasons ) Tj ET Q q 0 0 0 rg BT 280.86 550.10 Td (for ) Tj ET Q q 0 0 0 rg BT 295.02 550.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 339.73 550.10 Td (changes.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 528.10 Td (The ) Tj ET Q q 0 0 0 rg BT 89.57 528.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 129.99 528.10 Td (had ) Tj ET Q q 0 0 0 rg BT 145.95 528.10 Td (planned ) Tj ET Q q 0 0 0 rg BT 179.13 528.10 Td (to ) Tj ET Q q 0 0 0 rg BT 188.44 528.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 212.18 528.10 Td (this ) Tj ET Q q 0 0 0 rg BT 228.15 528.10 Td (new ) Tj ET Q q 0 0 0 rg BT 246.34 528.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 291.74 528.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 327.14 528.10 Td (ef) Tj ET Q q 0 0 0 rg BT 334.73 528.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 363.45 528.10 Td (January ) Tj ET Q q 0 0 0 rg BT 396.08 528.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 405.10 528.10 Td (2017 ) Tj ET Q q 0 0 0 rg BT 426.63 528.10 Td (and ) Tj ET Q q 0 0 0 rg BT 442.60 528.10 Td (it ) Tj ET Q q 0 0 0 rg BT 449.68 528.10 Td (has ) Tj ET Q q 0 0 0 rg BT 464.53 528.10 Td (not ) Tj ET Q q 0 0 0 rg BT 478.84 528.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 517.02 528.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 564.50 528.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 528.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 528.10 Td ( ) Tj ET Q q 0 0 0 rg BT 572.00 528.10 Td ( ) Tj ET Q q 0 0 0 rg BT 574.50 528.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.05 516.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 95.09 516.10 Td (that ) Tj ET Q q 0 0 0 rg BT 112.91 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 127.96 516.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 165.78 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.32 516.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 199.15 516.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 216.70 516.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 252.86 516.10 Td (will ) Tj ET Q q 0 0 0 rg BT 271.25 516.10 Td (have ) Tj ET Q q 0 0 0 rg BT 292.96 516.10 Td (on ) Tj ET Q q 0 0 0 rg BT 305.79 516.10 Td (its ) Tj ET Q q 0 0 0 rg BT 318.06 516.10 Td (income ) Tj ET Q q 0 0 0 rg BT 350.33 516.10 Td (statement, ) Tj ET Q q 0 0 0 rg BT 393.98 516.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 427.34 516.10 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 453.22 516.10 Td (or ) Tj ET Q q 0 0 0 rg BT 464.38 516.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 505.53 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 516.69 516.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 537.28 516.10 Td (flows. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 105.13 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 119.99 504.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 161.51 504.10 Td (has ) Tj ET Q q 0 0 0 rg BT 177.49 504.10 Td (not ) Tj ET Q q 0 0 0 rg BT 192.91 504.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 207.76 504.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 255.39 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 270.24 504.10 Td (method ) Tj ET Q q 0 0 0 rg BT 302.88 504.10 Td (of ) Tj ET Q q 0 0 0 rg BT 313.85 504.10 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 368.13 504.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 405.77 504.10 Td (it ) Tj ET Q q 0 0 0 rg BT 413.97 504.10 Td (will ) Tj ET Q q 0 0 0 rg BT 432.17 504.10 Td (use ) Tj ET Q q 0 0 0 rg BT 448.14 504.10 Td (as ) Tj ET Q q 0 0 0 rg BT 459.11 504.10 Td (described ) Tj ET Q q 0 0 0 rg BT 500.07 504.10 Td (in ) Tj ET Q q 0 0 0 rg BT 510.49 504.10 Td (paragraphs ) Tj ET Q q 0 0 0 rg BT 557.00 504.10 Td (1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 68.15 492.10 Td (2 ) Tj ET Q q 0 0 0 rg BT 76.87 492.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 130.56 492.10 Td (above. ) Tj ET Q q 0 0 0 rg BT 160.65 492.10 Td (Subsequently ) Tj ET Q q 0 0 0 rg BT 218.25 492.10 Td (in ) Tj ET Q q 0 0 0 rg BT 228.93 492.10 Td (August ) Tj ET Q q 0 0 0 rg BT 261.53 492.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 285.25 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.18 492.10 Td (F) Tj ET Q q 0 0 0 rg BT 305.99 492.10 Td (ASB ) Tj ET Q q 0 0 0 rg BT 329.16 492.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 357.06 492.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 380.77 492.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 399.21 492.10 Td (2015-14 ) Tj ET Q q 0 0 0 rg BT 436.25 492.10 Td ("Revenue ) Tj ET Q q 0 0 0 rg BT 479.03 492.10 Td (from ) Tj ET Q q 0 0 0 rg BT 502.18 492.10 Td (Contracts ) Tj ET Q q 0 0 0 rg BT 544.22 492.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (Customers: ) Tj ET Q q 0 0 0 rg BT 98.18 480.10 Td (Deferral ) Tj ET Q q 0 0 0 rg BT 134.11 480.10 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 145.07 480.10 Td (Effective ) Tj ET Q q 0 0 0 rg BT 182.67 480.10 Td (Date) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.10 480.10 Td (", ) Tj ET Q q 0 0 0 rg BT 211.31 480.10 Td (to ) Tj ET Q q 0 0 0 rg BT 221.71 480.10 Td (defer ) Tj ET Q q 0 0 0 rg BT 244.88 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.72 480.10 Td (ef) Tj ET Q q 0 0 0 rg BT 267.30 480.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 297.13 480.10 Td (date ) Tj ET Q q 0 0 0 rg BT 316.41 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 326.79 480.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 349.42 480.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 366.76 480.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 402.72 480.10 Td (for ) Tj ET Q q 0 0 0 rg BT 417.00 480.10 Td (all ) Tj ET Q q 0 0 0 rg BT 429.62 480.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 461.13 480.10 Td (by ) Tj ET Q q 0 0 0 rg BT 473.75 480.10 Td (one ) Tj ET Q q 0 0 0 rg BT 490.81 480.10 Td (year) Tj ET Q q 0 0 0 rg BT 507.47 480.10 Td (. ) Tj ET Q q 0 0 0 rg BT 512.02 480.10 Td (Accordingly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (public ) Tj ET Q q 0 0 0 rg BT 77.15 468.10 Td (business ) Tj ET Q q 0 0 0 rg BT 113.19 468.10 Td (entities ) Tj ET Q q 0 0 0 rg BT 144.22 468.10 Td (should ) Tj ET Q q 0 0 0 rg BT 173.04 468.10 Td (apply ) Tj ET Q q 0 0 0 rg BT 197.41 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 211.78 468.10 Td (guidance ) Tj ET Q q 0 0 0 rg BT 250.02 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 260.03 468.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 282.18 468.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 299.06 468.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 334.54 468.10 Td (to ) Tj ET Q q 0 0 0 rg BT 344.47 468.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 373.27 468.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 412.08 468.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 443.67 468.10 Td (beginning ) Tj ET Q q 0 0 0 rg BT 485.81 468.10 Td (after ) Tj ET Q q 0 0 0 rg BT 506.28 468.10 Td (December ) Tj ET Q q 0 0 0 rg BT 549.52 468.10 Td (15, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (2017, ) Tj ET Q q 0 0 0 rg BT 75.00 456.10 Td (including ) Tj ET Q q 0 0 0 rg BT 115.27 456.10 Td (interim ) Tj ET Q q 0 0 0 rg BT 146.66 456.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 185.81 456.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 217.75 456.10 Td (within ) Tj ET Q q 0 0 0 rg BT 245.81 456.10 Td (that ) Tj ET Q q 0 0 0 rg BT 263.30 456.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 292.46 456.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 331.61 456.10 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 412.10 Td (Although ) Tj ET Q q 0 0 0 rg BT 112.35 412.10 Td (early ) Tj ET Q q 0 0 0 rg BT 134.41 412.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 171.48 412.10 Td (is ) Tj ET Q q 0 0 0 rg BT 180.22 412.10 Td (allowed, ) Tj ET Q q 0 0 0 rg BT 216.45 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.74 412.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 271.70 412.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 294.88 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 304.73 412.10 Td (adopt ) Tj ET Q q 0 0 0 rg BT 329.02 412.10 Td (this ) Tj ET Q q 0 0 0 rg BT 345.54 412.10 Td (new ) Tj ET Q q 0 0 0 rg BT 364.27 412.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 410.22 412.10 Td (standard ) Tj ET Q q 0 0 0 rg BT 446.17 412.10 Td (on ) Tj ET Q q 0 0 0 rg BT 458.24 412.10 Td (its ) Tj ET Q q 0 0 0 rg BT 469.76 412.10 Td (newly ) Tj ET Q q 0 0 0 rg BT 496.27 412.10 Td (revised ) Tj ET Q q 0 0 0 rg BT 527.22 412.10 Td (ef) Tj ET Q q 0 0 0 rg BT 534.81 412.10 Td (fective ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (date ) Tj ET Q q 0 0 0 rg BT 69.64 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 80.95 400.10 Td (January ) Tj ET Q q 0 0 0 rg BT 115.03 400.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 125.51 400.10 Td (2018, ) Tj ET Q q 0 0 0 rg BT 151.00 400.10 Td (but ) Tj ET Q q 0 0 0 rg BT 166.76 400.10 Td (it ) Tj ET Q q 0 0 0 rg BT 175.30 400.10 Td (has ) Tj ET Q q 0 0 0 rg BT 191.61 400.10 Td (not ) Tj ET Q q 0 0 0 rg BT 207.37 400.10 Td (presently ) Tj ET Q q 0 0 0 rg BT 247.01 400.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 294.97 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.17 400.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 340.36 400.10 Td (that ) Tj ET Q q 0 0 0 rg BT 358.34 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.54 400.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 411.52 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 422.17 400.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 445.16 400.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 462.86 400.10 Td (2014-09 ) Tj ET Q q 0 0 0 rg BT 499.18 400.10 Td (will ) Tj ET Q q 0 0 0 rg BT 517.71 400.10 Td (have ) Tj ET Q q 0 0 0 rg BT 539.57 400.10 Td (on ) Tj ET Q q 0 0 0 rg BT 552.56 400.10 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (income ) Tj ET Q q 0 0 0 rg BT 82.39 388.10 Td (statement, ) Tj ET Q q 0 0 0 rg BT 126.17 388.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 159.66 388.10 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 185.67 388.10 Td (or ) Tj ET Q q 0 0 0 rg BT 196.96 388.10 Td (statement ) Tj ET Q q 0 0 0 rg BT 238.24 388.10 Td (of ) Tj ET Q q 0 0 0 rg BT 249.53 388.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 270.25 388.10 Td (flows. ) Tj ET Q q 0 0 0 rg BT 297.93 388.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 353.38 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 368.55 388.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 410.40 388.10 Td (has ) Tj ET Q q 0 0 0 rg BT 426.69 388.10 Td (not ) Tj ET Q q 0 0 0 rg BT 442.43 388.10 Td (yet ) Tj ET Q q 0 0 0 rg BT 457.60 388.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 505.54 388.10 Td (the ) Tj ET Q q 0 0 0 rg BT 520.72 388.10 Td (method ) Tj ET Q q 0 0 0 rg BT 553.67 388.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.10 Td (retrospective ) Tj ET Q q 0 0 0 rg BT 104.14 376.10 Td (adoption ) Tj ET Q q 0 0 0 rg BT 141.64 376.10 Td (it ) Tj ET Q q 0 0 0 rg BT 149.69 376.10 Td (will ) Tj ET Q q 0 0 0 rg BT 167.75 376.10 Td (use.) Tj ET Q endstream endobj 137 0 obj <>] /Rotate 0 /Contents 138 0 R>> endobj 138 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (65) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 730.25 Td (2. ) Tj ET Q q 0 0 0 rg BT 82.49 730.25 Td (Earnings ) Tj ET Q q 0 0 0 rg BT 123.89 730.25 Td (per) Tj ET Q q 0 0 0 rg BT 138.15 730.25 Td ( ) Tj ET Q q 0 0 0 rg BT 140.65 730.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 161.03 730.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 696.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.97 696.25 Td (basic ) Tj ET Q q 0 0 0 rg BT 139.94 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 156.81 696.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 187.00 696.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 223.30 696.25 Td (per ) Tj ET Q q 0 0 0 rg BT 238.50 696.25 Td (share ) Tj ET Q q 0 0 0 rg BT 262.02 696.25 Td (\(EPS\), ) Tj ET Q q 0 0 0 rg BT 299.71 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 316.58 696.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.22 696.25 Td (basic ) Tj ET Q q 0 0 0 rg BT 354.19 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 371.05 696.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 401.25 696.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 440.33 696.25 Td (average ) Tj ET Q q 0 0 0 rg BT 473.84 696.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 501.25 696.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 550.34 696.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (all ) Tj ET Q q 0 0 0 rg BT 62.50 684.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 94.43 684.25 Td (as ) Tj ET Q q 0 0 0 rg BT 105.26 684.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 146.08 684.25 Td (in ) Tj ET Q q 0 0 0 rg BT 156.36 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 171.07 684.25 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 231.88 684.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 287.16 684.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 333.54 684.25 Td (of ) Tj ET Q q 0 0 0 rg BT 344.37 684.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 376.86 684.25 Td (are ) Tj ET Q q 0 0 0 rg BT 391.56 684.25 Td (shown ) Tj ET Q q 0 0 0 rg BT 420.18 684.25 Td (below ) Tj ET Q q 0 0 0 rg BT 447.11 684.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 614.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 614.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 614.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 614.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 614.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 614.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 614.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 586.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 586.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 586.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 586.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 586.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 586.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 586.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 650.75 m 416.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 650.75 m 420.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 650.75 m 476.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 650.75 m 480.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 650.75 m 536.5 650.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 614.75 m 356.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 614.75 m 416.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 614.75 m 476.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 614.75 m 536.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 614.75 m 476.5 614.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 614.75 m 536.5 614.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.75 664.48 Td (For) Tj ET Q q 0 0 0 rg BT 423.12 664.48 Td ( the year) Tj ET Q q 0 0 0 rg BT 460.14 664.48 Td ( ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.90 654.48 Td (December) Tj ET Q q 0 0 0 rg BT 462.02 654.48 Td ( 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 632.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.35 641.48 Td (\(In thousands, except per share) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.95 631.48 Td (amounts\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 618.48 Td (Earnings per share:) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.00 618.48 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.00 618.48 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 618.48 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 605.32 Td (Basic earnings per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.00 605.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 605.32 Td (2.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.00 605.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 605.32 Td (1.68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.00 605.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 605.32 Td (1.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 591.32 Td (Diluted earnings per common share) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.00 591.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.15 591.32 Td (2.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.00 591.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.15 591.32 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.00 591.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 515.15 591.32 Td (1.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 577.32 Td (Basic weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 577.32 Td (34,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 577.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 577.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 563.32 Td (Diluted weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 563.32 Td (34,901) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 563.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 563.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 537.25 Td (Basic ) Tj ET Q q 0 0 0 rg BT 124.04 537.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 144.10 537.25 Td (is ) Tj ET Q q 0 0 0 rg BT 153.60 537.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 178.08 537.25 Td (to ) Tj ET Q q 0 0 0 rg BT 188.69 537.25 Td (net ) Tj ET Q q 0 0 0 rg BT 203.73 537.25 Td (income ) Tj ET Q q 0 0 0 rg BT 235.99 537.25 Td (divided ) Tj ET Q q 0 0 0 rg BT 268.81 537.25 Td (by ) Tj ET Q q 0 0 0 rg BT 281.64 537.25 Td (the ) Tj ET Q q 0 0 0 rg BT 296.69 537.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 336.17 537.25 Td (average ) Tj ET Q q 0 0 0 rg BT 370.08 537.25 Td (number ) Tj ET Q q 0 0 0 rg BT 403.45 537.25 Td (of ) Tj ET Q q 0 0 0 rg BT 414.61 537.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 442.43 537.25 Td (of ) Tj ET Q q 0 0 0 rg BT 453.58 537.25 Td (common ) Tj ET Q q 0 0 0 rg BT 491.41 537.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 515.34 537.25 Td (outstanding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 525.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.29 525.25 Td (the ) Tj ET Q q 0 0 0 rg BT 79.14 525.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 109.82 525.25 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 142.45 525.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 162.31 525.25 Td (takes ) Tj ET Q q 0 0 0 rg BT 185.49 525.25 Td (into ) Tj ET Q q 0 0 0 rg BT 203.68 525.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 260.18 525.25 Td (common ) Tj ET Q q 0 0 0 rg BT 297.81 525.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 321.55 525.25 Td (equivalents ) Tj ET Q q 0 0 0 rg BT 369.72 525.25 Td (which ) Tj ET Q q 0 0 0 rg BT 396.79 525.25 Td (for ) Tj ET Q q 0 0 0 rg BT 411.08 525.25 Td (the ) Tj ET Q q 0 0 0 rg BT 425.93 525.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 467.45 525.25 Td (consist ) Tj ET Q q 0 0 0 rg BT 497.86 525.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.82 525.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 532.56 525.25 Td (options ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 513.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.59 513.25 Td (restricted ) Tj ET Q q 0 0 0 rg BT 107.95 513.25 Td (stock. ) Tj ET Q q 0 0 0 rg BT 134.49 513.25 Td (W) Tj ET Q q 0 0 0 rg BT 143.53 513.25 Td (ith ) Tj ET Q q 0 0 0 rg BT 157.24 513.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 188.71 513.25 Td (to ) Tj ET Q q 0 0 0 rg BT 199.64 513.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 223.91 513.25 Td (options, ) Tj ET Q q 0 0 0 rg BT 259.01 513.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 289.94 513.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 310.33 513.25 Td (is ) Tj ET Q q 0 0 0 rg BT 320.15 513.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 363.84 513.25 Td (as ) Tj ET Q q 0 0 0 rg BT 375.32 513.25 Td (if ) Tj ET Q q 0 0 0 rg BT 384.59 513.25 Td (the ) Tj ET Q q 0 0 0 rg BT 399.96 513.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 442.00 513.25 Td (had ) Tj ET Q q 0 0 0 rg BT 459.60 513.25 Td (additional ) Tj ET Q q 0 0 0 rg BT 502.74 513.25 Td (common ) Tj ET Q q 0 0 0 rg BT 540.89 513.25 Td (stock ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 501.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 99.08 501.25 Td (from ) Tj ET Q q 0 0 0 rg BT 120.94 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.58 501.25 Td (beginning ) Tj ET Q q 0 0 0 rg BT 177.99 501.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.74 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 203.37 501.25 Td (year ) Tj ET Q q 0 0 0 rg BT 223.00 501.25 Td (or ) Tj ET Q q 0 0 0 rg BT 233.75 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 248.38 501.25 Td (date ) Tj ET Q q 0 0 0 rg BT 267.46 501.25 Td (of ) Tj ET Q q 0 0 0 rg BT 278.20 501.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 301.17 501.25 Td (or ) Tj ET Q q 0 0 0 rg BT 311.92 501.25 Td (issuance, ) Tj ET Q q 0 0 0 rg BT 350.71 501.25 Td (net ) Tj ET Q q 0 0 0 rg BT 365.35 501.25 Td (of ) Tj ET Q q 0 0 0 rg BT 376.10 501.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 412.95 501.25 Td (repurchased ) Tj ET Q q 0 0 0 rg BT 463.68 501.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 491.09 501.25 Td (using ) Tj ET Q q 0 0 0 rg BT 515.18 501.25 Td (the ) Tj ET Q q 0 0 0 rg BT 529.81 501.25 Td (treasury ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 489.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 74.76 489.25 Td (method. ) Tj ET Q q 0 0 0 rg BT 110.90 489.25 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 144.54 489.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 165.42 489.25 Td (is ) Tj ET Q q 0 0 0 rg BT 175.74 489.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 201.04 489.25 Td (to ) Tj ET Q q 0 0 0 rg BT 212.47 489.25 Td (net ) Tj ET Q q 0 0 0 rg BT 228.33 489.25 Td (income ) Tj ET Q q 0 0 0 rg BT 261.41 489.25 Td (divided ) Tj ET Q q 0 0 0 rg BT 295.05 489.25 Td (by ) Tj ET Q q 0 0 0 rg BT 308.70 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.57 489.25 Td (combined ) Tj ET Q q 0 0 0 rg BT 367.65 489.25 Td (sum ) Tj ET Q q 0 0 0 rg BT 387.96 489.25 Td (of ) Tj ET Q q 0 0 0 rg BT 399.94 489.25 Td (the ) Tj ET Q q 0 0 0 rg BT 415.81 489.25 Td (weighted ) Tj ET Q q 0 0 0 rg BT 456.11 489.25 Td (average ) Tj ET Q q 0 0 0 rg BT 490.84 489.25 Td (number ) Tj ET Q q 0 0 0 rg BT 525.03 489.25 Td (of ) Tj ET Q q 0 0 0 rg BT 537.01 489.25 Td (shares ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 477.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 100.48 477.25 Td (and ) Tj ET Q q 0 0 0 rg BT 118.73 477.25 Td (common ) Tj ET Q q 0 0 0 rg BT 157.54 477.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 182.46 477.25 Td (equivalents. ) Tj ET Q q 0 0 0 rg BT 233.47 477.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.29 477.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 307.18 477.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 327.18 477.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.50 477.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 353.50 477.25 Td (, ) Tj ET Q q 0 0 0 rg BT 359.81 477.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.06 477.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.06 477.25 Td ( ) Tj ET Q q 0 0 0 rg BT 401.87 477.25 Td (there ) Tj ET Q q 0 0 0 rg BT 425.67 477.25 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.91 477.25 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.12 477.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.43 477.25 Td (135,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.93 477.25 Td (, ) Tj ET Q q 0 0 0 rg BT 511.25 477.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.50 477.25 Td (315,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 477.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 465.25 Td (potentially ) Tj ET Q q 0 0 0 rg BT 95.40 465.25 Td (issuable ) Tj ET Q q 0 0 0 rg BT 130.25 465.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 157.88 465.25 Td (with ) Tj ET Q q 0 0 0 rg BT 178.29 465.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 209.24 465.25 Td (to ) Tj ET Q q 0 0 0 rg BT 219.65 465.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 243.40 465.25 Td (options ) Tj ET Q q 0 0 0 rg BT 275.48 465.25 Td (which ) Tj ET Q q 0 0 0 rg BT 302.55 465.25 Td (could ) Tj ET Q q 0 0 0 rg BT 327.40 465.25 Td (dilute ) Tj ET Q q 0 0 0 rg BT 352.81 465.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 372.68 465.25 Td (in ) Tj ET Q q 0 0 0 rg BT 383.09 465.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.94 465.25 Td (future ) Tj ET Q q 0 0 0 rg BT 424.45 465.25 Td (but ) Tj ET Q q 0 0 0 rg BT 439.86 465.25 Td (which ) Tj ET Q q 0 0 0 rg BT 466.94 465.25 Td (were ) Tj ET Q q 0 0 0 rg BT 489.00 465.25 Td (excluded ) Tj ET Q q 0 0 0 rg BT 527.73 465.25 Td (from ) Tj ET Q q 0 0 0 rg BT 549.80 465.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 453.25 Td (diluted ) Tj ET Q q 0 0 0 rg BT 80.71 453.25 Td (EPS ) Tj ET Q q 0 0 0 rg BT 100.89 453.25 Td (calculation ) Tj ET Q q 0 0 0 rg BT 147.69 453.25 Td (because ) Tj ET Q q 0 0 0 rg BT 182.28 453.25 Td (presently ) Tj ET Q q 0 0 0 rg BT 221.88 453.25 Td (their ) Tj ET Q q 0 0 0 rg BT 243.14 453.25 Td (ef) Tj ET Q q 0 0 0 rg BT 250.73 453.25 Td (fect ) Tj ET Q q 0 0 0 rg BT 268.66 453.25 Td (is ) Tj ET Q q 0 0 0 rg BT 278.27 453.25 Td (anti-dilutive. ) Tj ET Q q 0 0 0 rg BT 332.59 453.25 Td (Diluted ) Tj ET Q q 0 0 0 rg BT 365.52 453.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 393.45 453.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 443.06 453.25 Td (are ) Tj ET Q q 0 0 0 rg BT 458.21 453.25 Td (determined ) Tj ET Q q 0 0 0 rg BT 506.13 453.25 Td (as ) Tj ET Q q 0 0 0 rg BT 517.40 453.25 Td (follows ) Tj ET Q q 0 0 0 rg BT 550.34 453.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 441.25 Td (each ) Tj ET Q q 0 0 0 rg BT 70.82 441.25 Td (years ) Tj ET Q q 0 0 0 rg BT 94.41 441.25 Td (ending ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.13 441.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 182.71 441.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.71 441.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.71 441.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 227.71 441.25 Td (, ) Tj ET Q q 0 0 0 rg BT 232.71 441.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.65 441.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.65 441.25 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 367.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 367.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 367.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 367.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 367.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 367.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 367.75 56.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 50.50 353.75 306.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 356.50 353.75 4.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 360.50 353.75 56.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 416.50 353.75 4.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 420.50 353.75 56.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 476.50 353.75 4.00 -14.00 re f /GS0 gs 1 1 1 rg /GS0 gs 480.50 353.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 339.75 306.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 356.50 339.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 339.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 416.50 339.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 339.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 476.50 339.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.50 339.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 395.75 m 416.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 416.5 395.75 m 420.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 395.75 m 476.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 476.5 395.75 m 480.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 395.75 m 536.5 395.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 381.75 m 416.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 381.75 m 476.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 381.75 m 536.5 381.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 367.75 m 416.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 367.75 m 476.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 367.75 m 536.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 367.75 m 416.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 367.75 m 476.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 367.75 m 536.5 367.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 339.75 m 416.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 339.75 m 476.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 339.75 m 536.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 339.75 m 416.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 326.75 m 416.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 324.75 m 416.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 339.75 m 476.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 326.75 m 476.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 420.5 324.75 m 476.5 324.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 339.75 m 536.5 339.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 326.75 m 536.5 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 480.5 324.75 m 536.5 324.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 407.75 409.48 Td (For) Tj ET Q q 0 0 0 rg BT 423.12 409.48 Td ( the year) Tj ET Q q 0 0 0 rg BT 460.14 409.48 Td ( ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.90 399.48 Td (December) Tj ET Q q 0 0 0 rg BT 462.02 399.48 Td ( 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.55 386.43 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 372.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 378.00 372.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.00 372.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 498.00 372.43 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 358.32 Td (Basic weighted average shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 358.32 Td (34,668) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 358.32 Td (37,809) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 358.32 Td (37,588) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 344.32 Td (Incremental shares for common stock equivalents) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.65 344.32 Td (233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.65 344.32 Td (231) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 344.32 Td (1,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 330.32 Td (Diluted shares outstanding) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.15 330.32 Td (34,901) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 445.15 330.32 Td (38,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.15 330.32 Td (38,642) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 290.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 290.25 Td (3. ) Tj ET Q q 0 0 0 rg BT 82.49 290.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 121.12 290.25 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 268.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.72 268.25 Td (Company) Tj ET Q q 0 0 0 rg BT 158.38 268.25 Td (s ) Tj ET Q q 0 0 0 rg BT 164.45 268.25 Td (business ) Tj ET Q q 0 0 0 rg BT 200.51 268.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 250.46 268.25 Td (are ) Tj ET Q q 0 0 0 rg BT 264.84 268.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 307.54 268.25 Td (for ) Tj ET Q q 0 0 0 rg BT 321.38 268.25 Td (under ) Tj ET Q q 0 0 0 rg BT 346.32 268.25 Td (the ) Tj ET Q q 0 0 0 rg BT 360.71 268.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 398.42 268.25 Td (method ) Tj ET Q q 0 0 0 rg BT 430.59 268.25 Td (of ) Tj ET Q q 0 0 0 rg BT 441.09 268.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 487.13 268.25 Td (in ) Tj ET Q q 0 0 0 rg BT 497.09 268.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.22 268.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 63.78 256.25 Td (F) Tj ET Q q 0 0 0 rg BT 68.60 256.25 Td (ASB) Tj ET Q q 0 0 0 rg BT 90.83 256.25 Td (s ) Tj ET Q q 0 0 0 rg BT 96.28 256.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 141.71 256.25 Td (guidance ) Tj ET Q q 0 0 0 rg BT 179.37 256.25 Td (on ) Tj ET Q q 0 0 0 rg BT 190.93 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.70 256.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 250.13 256.25 Td (for ) Tj ET Q q 0 0 0 rg BT 263.35 256.25 Td (business ) Tj ET Q q 0 0 0 rg BT 298.81 256.25 Td (combinations. ) Tj ET Q q 0 0 0 rg BT 356.40 256.25 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 405.74 256.25 Td (, ) Tj ET Q q 0 0 0 rg BT 409.80 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 423.58 256.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 479.01 256.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 497.79 256.25 Td (by ) Tj ET Q q 0 0 0 rg BT 509.35 256.25 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 256.25 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.25 Td (for ) Tj ET Q q 0 0 0 rg BT 63.91 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 78.37 244.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 122.84 244.25 Td (it ) Tj ET Q q 0 0 0 rg BT 130.65 244.25 Td (purchases ) Tj ET Q q 0 0 0 rg BT 172.32 244.25 Td (is ) Tj ET Q q 0 0 0 rg BT 181.24 244.25 Td (allocated ) Tj ET Q q 0 0 0 rg BT 219.58 244.25 Td (to ) Tj ET Q q 0 0 0 rg BT 229.60 244.25 Td (the ) Tj ET Q q 0 0 0 rg BT 244.07 244.25 Td (tangible ) Tj ET Q q 0 0 0 rg BT 278.53 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 295.21 244.25 Td (intangible ) Tj ET Q q 0 0 0 rg BT 337.45 244.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 363.03 244.25 Td (and ) Tj ET Q q 0 0 0 rg BT 379.71 244.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 419.18 244.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 455.85 244.25 Td (based ) Tj ET Q q 0 0 0 rg BT 480.86 244.25 Td (upon ) Tj ET Q q 0 0 0 rg BT 503.11 244.25 Td (their ) Tj ET Q q 0 0 0 rg BT 523.69 244.25 Td (estimated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 66.24 232.25 Td (values ) Tj ET Q q 0 0 0 rg BT 94.15 232.25 Td (as ) Tj ET Q q 0 0 0 rg BT 104.84 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 115.53 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 130.11 232.25 Td (date ) Tj ET Q q 0 0 0 rg BT 149.13 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 159.82 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 174.40 232.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 222.97 232.25 Td (The ) Tj ET Q q 0 0 0 rg BT 240.88 232.25 Td (excess ) Tj ET Q q 0 0 0 rg BT 269.34 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 280.04 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 294.62 232.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 332.52 232.25 Td (price ) Tj ET Q q 0 0 0 rg BT 354.86 232.25 Td (over ) Tj ET Q q 0 0 0 rg BT 374.99 232.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.57 232.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 430.26 232.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 446.50 232.25 Td (values ) Tj ET Q q 0 0 0 rg BT 474.40 232.25 Td (of ) Tj ET Q q 0 0 0 rg BT 485.10 232.25 Td (assets ) Tj ET Q q 0 0 0 rg BT 510.79 232.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 547.58 232.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 90.48 220.25 Td (assumed ) Tj ET Q q 0 0 0 rg BT 128.19 220.25 Td (is ) Tj ET Q q 0 0 0 rg BT 138.12 220.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 176.36 220.25 Td (as ) Tj ET Q q 0 0 0 rg BT 187.96 220.25 Td (goodwill. ) Tj ET Q q 0 0 0 rg BT 229.28 220.25 Td (Recognized ) Tj ET Q q 0 0 0 rg BT 279.75 220.25 Td (goodwill ) Tj ET Q q 0 0 0 rg BT 318.57 220.25 Td (pertains ) Tj ET Q q 0 0 0 rg BT 353.49 220.25 Td (in ) Tj ET Q q 0 0 0 rg BT 364.54 220.25 Td (part ) Tj ET Q q 0 0 0 rg BT 383.35 220.25 Td (to ) Tj ET Q q 0 0 0 rg BT 394.39 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.88 220.25 Td (value ) Tj ET Q q 0 0 0 rg BT 434.80 220.25 Td (of ) Tj ET Q q 0 0 0 rg BT 446.39 220.25 Td (the ) Tj ET Q q 0 0 0 rg BT 461.87 220.25 Td (expected ) Tj ET Q q 0 0 0 rg BT 500.67 220.25 Td (syner) Tj ET Q q 0 0 0 rg BT 522.15 220.25 Td (gies ) Tj ET Q q 0 0 0 rg BT 541.53 220.25 Td (to ) Tj ET Q q 0 0 0 rg BT 552.57 220.25 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.25 Td (derived ) Tj ET Q q 0 0 0 rg BT 82.49 208.25 Td (from ) Tj ET Q q 0 0 0 rg BT 104.42 208.25 Td (combining ) Tj ET Q q 0 0 0 rg BT 149.70 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 164.41 208.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 208.57 208.25 Td (of ) Tj ET Q q 0 0 0 rg BT 219.40 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 234.12 208.25 Td (businesses ) Tj ET Q q 0 0 0 rg BT 278.84 208.25 Td (we ) Tj ET Q q 0 0 0 rg BT 293.00 208.25 Td (acquire ) Tj ET Q q 0 0 0 rg BT 324.92 208.25 Td (including ) Tj ET Q q 0 0 0 rg BT 365.20 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.91 208.25 Td (value ) Tj ET Q q 0 0 0 rg BT 404.07 208.25 Td (of ) Tj ET Q q 0 0 0 rg BT 414.90 208.25 Td (the ) Tj ET Q q 0 0 0 rg BT 429.61 208.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 466.54 208.25 Td (workforce.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.98 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.95 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.93 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.90 184.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.67 184.25 Td (The ) Tj ET Q q 0 0 0 rg BT 119.19 184.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 166.74 184.25 Td (practice ) Tj ET Q q 0 0 0 rg BT 201.36 184.25 Td (is ) Tj ET Q q 0 0 0 rg BT 211.01 184.25 Td (that, ) Tj ET Q q 0 0 0 rg BT 231.48 184.25 Td (immediately ) Tj ET Q q 0 0 0 rg BT 284.44 184.25 Td (after ) Tj ET Q q 0 0 0 rg BT 305.73 184.25 Td (a ) Tj ET Q q 0 0 0 rg BT 313.15 184.25 Td (business ) Tj ET Q q 0 0 0 rg BT 350.01 184.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 396.87 184.25 Td (is ) Tj ET Q q 0 0 0 rg BT 406.52 184.25 Td (consummated, ) Tj ET Q q 0 0 0 rg BT 467.54 184.25 Td (all ) Tj ET Q q 0 0 0 rg BT 480.51 184.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 520.70 184.25 Td (are ) Tj ET Q q 0 0 0 rg BT 535.88 184.25 Td (tightly ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.25 Td (integrated ) Tj ET Q q 0 0 0 rg BT 92.10 172.25 Td (including ) Tj ET Q q 0 0 0 rg BT 132.00 172.25 Td (infrastructure, ) Tj ET Q q 0 0 0 rg BT 190.48 172.25 Td (sales ) Tj ET Q q 0 0 0 rg BT 212.04 172.25 Td (and ) Tj ET Q q 0 0 0 rg BT 228.60 172.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 273.76 172.25 Td (administration, ) Tj ET Q q 0 0 0 rg BT 336.15 172.25 Td (product ) Tj ET Q q 0 0 0 rg BT 368.82 172.25 Td (development, ) Tj ET Q q 0 0 0 rg BT 425.09 172.25 Td (so ) Tj ET Q q 0 0 0 rg BT 436.10 172.25 Td (as ) Tj ET Q q 0 0 0 rg BT 446.55 172.25 Td (to ) Tj ET Q q 0 0 0 rg BT 456.45 172.25 Td (ensure ) Tj ET Q q 0 0 0 rg BT 484.67 172.25 Td (that ) Tj ET Q q 0 0 0 rg BT 501.78 172.25 Td (ef) Tj ET Q q 0 0 0 rg BT 509.37 172.25 Td (ficiencies ) Tj ET Q q 0 0 0 rg BT 549.80 172.25 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.25 Td (maximized ) Tj ET Q q 0 0 0 rg BT 95.97 160.25 Td (and ) Tj ET Q q 0 0 0 rg BT 111.96 160.25 Td (redundancies ) Tj ET Q q 0 0 0 rg BT 166.25 160.25 Td (eliminated. ) Tj ET Q q 0 0 0 rg BT 212.51 160.25 Td (Furthermore ) Tj ET Q q 0 0 0 rg BT 264.04 160.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.80 160.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 318.23 160.25 Td (centralizes ) Tj ET Q q 0 0 0 rg BT 362.52 160.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 391.27 160.25 Td (key ) Tj ET Q q 0 0 0 rg BT 407.25 160.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 446.01 160.25 Td (such ) Tj ET Q q 0 0 0 rg BT 465.89 160.25 Td (as ) Tj ET Q q 0 0 0 rg BT 475.76 160.25 Td (product ) Tj ET Q q 0 0 0 rg BT 507.85 160.25 Td (development, ) Tj ET Q q 0 0 0 rg BT 564.50 160.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.25 Td (information ) Tj ET Q q 0 0 0 rg BT 98.72 148.25 Td (technology) Tj ET Q q 0 0 0 rg BT 142.51 148.25 Td (, ) Tj ET Q q 0 0 0 rg BT 146.52 148.25 Td (marketing, ) Tj ET Q q 0 0 0 rg BT 191.07 148.25 Td (sales, ) Tj ET Q q 0 0 0 rg BT 214.52 148.25 Td (human ) Tj ET Q q 0 0 0 rg BT 243.25 148.25 Td (resources, ) Tj ET Q q 0 0 0 rg BT 285.02 148.25 Td (finance, ) Tj ET Q q 0 0 0 rg BT 318.45 148.25 Td (and ) Tj ET Q q 0 0 0 rg BT 334.40 148.25 Td (other ) Tj ET Q q 0 0 0 rg BT 356.46 148.25 Td (general ) Tj ET Q q 0 0 0 rg BT 387.40 148.25 Td (administrative ) Tj ET Q q 0 0 0 rg BT 446.12 148.25 Td (functions ) Tj ET Q q 0 0 0 rg BT 484.84 148.25 Td (after ) Tj ET Q q 0 0 0 rg BT 504.67 148.25 Td (an ) Tj ET Q q 0 0 0 rg BT 515.62 148.25 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.25 Td (in ) Tj ET Q q 0 0 0 rg BT 59.34 136.25 Td (order ) Tj ET Q q 0 0 0 rg BT 82.00 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 91.34 136.25 Td (rapidly ) Tj ET Q q 0 0 0 rg BT 121.22 136.25 Td (leverage ) Tj ET Q q 0 0 0 rg BT 156.64 136.25 Td (cross-selling ) Tj ET Q q 0 0 0 rg BT 208.75 136.25 Td (opportunities ) Tj ET Q q 0 0 0 rg BT 263.08 136.25 Td (and ) Tj ET Q q 0 0 0 rg BT 279.08 136.25 Td (to ) Tj ET Q q 0 0 0 rg BT 288.42 136.25 Td (quickly ) Tj ET Q q 0 0 0 rg BT 319.98 136.25 Td (realize ) Tj ET Q q 0 0 0 rg BT 348.18 136.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 365.84 136.25 Td (ef) Tj ET Q q 0 0 0 rg BT 373.43 136.25 Td (ficiencies. ) Tj ET Q q 0 0 0 rg BT 415.80 136.25 Td (By ) Tj ET Q q 0 0 0 rg BT 429.03 136.25 Td (executing ) Tj ET Q q 0 0 0 rg BT 469.47 136.25 Td (this ) Tj ET Q q 0 0 0 rg BT 485.47 136.25 Td (integration ) Tj ET Q q 0 0 0 rg BT 530.35 136.25 Td (strategy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 124.25 Td (it ) Tj ET Q q 0 0 0 rg BT 57.16 124.25 Td (becomes ) Tj ET Q q 0 0 0 rg BT 93.75 124.25 Td (neither ) Tj ET Q q 0 0 0 rg BT 123.12 124.25 Td (practical ) Tj ET Q q 0 0 0 rg BT 159.14 124.25 Td (nor ) Tj ET Q q 0 0 0 rg BT 174.07 124.25 Td (feasible ) Tj ET Q q 0 0 0 rg BT 206.77 124.25 Td (to ) Tj ET Q q 0 0 0 rg BT 216.15 124.25 Td (accurately ) Tj ET Q q 0 0 0 rg BT 258.84 124.25 Td (and ) Tj ET Q q 0 0 0 rg BT 274.88 124.25 Td (separately ) Tj ET Q q 0 0 0 rg BT 317.02 124.25 Td (track ) Tj ET Q q 0 0 0 rg BT 338.61 124.25 Td (and ) Tj ET Q q 0 0 0 rg BT 354.65 124.25 Td (disclose ) Tj ET Q q 0 0 0 rg BT 388.47 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 402.29 124.25 Td (earnings ) Tj ET Q q 0 0 0 rg BT 437.77 124.25 Td (from ) Tj ET Q q 0 0 0 rg BT 458.81 124.25 Td (the ) Tj ET Q q 0 0 0 rg BT 472.63 124.25 Td (business ) Tj ET Q q 0 0 0 rg BT 508.13 124.25 Td (combinations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 112.25 Td (we ) Tj ET Q q 0 0 0 rg BT 64.16 112.25 Td (have ) Tj ET Q q 0 0 0 rg BT 85.54 112.25 Td (executed ) Tj ET Q q 0 0 0 rg BT 123.57 112.25 Td (after ) Tj ET Q q 0 0 0 rg BT 144.38 112.25 Td (they ) Tj ET Q q 0 0 0 rg BT 164.10 112.25 Td (have ) Tj ET Q q 0 0 0 rg BT 185.48 112.25 Td (been ) Tj ET Q q 0 0 0 rg BT 206.86 112.25 Td (acquired.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 88.93 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 91.87 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 94.80 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 97.74 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 100.03 88.25 Td (A) Tj ET Q q 0 0 0 rg BT 106.70 88.25 Td ( ) Tj ET Q q 0 0 0 rg BT 109.63 88.25 Td (significant ) Tj ET Q q 0 0 0 rg BT 154.78 88.25 Td (component ) Tj ET Q q 0 0 0 rg BT 202.14 88.25 Td (of ) Tj ET Q q 0 0 0 rg BT 213.41 88.25 Td (the ) Tj ET Q q 0 0 0 rg BT 228.56 88.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 267.03 88.25 Td (price ) Tj ET Q q 0 0 0 rg BT 289.95 88.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 346.76 88.25 Td (for ) Tj ET Q q 0 0 0 rg BT 361.35 88.25 Td (many ) Tj ET Q q 0 0 0 rg BT 386.50 88.25 Td (of ) Tj ET Q q 0 0 0 rg BT 397.77 88.25 Td (the ) Tj ET Q q 0 0 0 rg BT 412.92 88.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 460.44 88.25 Td (business ) Tj ET Q q 0 0 0 rg BT 497.26 88.25 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 547.97 88.25 Td (is ) Tj ET Q q 0 0 0 rg BT 557.57 88.25 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 76.25 Td (potential ) Tj ET Q q 0 0 0 rg BT 87.36 76.25 Td (future ) Tj ET Q q 0 0 0 rg BT 113.60 76.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 133.73 76.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 166.08 76.25 Td (based ) Tj ET Q q 0 0 0 rg BT 191.22 76.25 Td (on ) Tj ET Q q 0 0 0 rg BT 203.58 76.25 Td (reaching ) Tj ET Q q 0 0 0 rg BT 240.37 76.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 269.94 76.25 Td (specified ) Tj ET Q q 0 0 0 rg BT 308.40 76.25 Td (future ) Tj ET Q q 0 0 0 rg BT 334.64 76.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 368.65 76.25 Td (tar) Tj ET Q q 0 0 0 rg BT 379.02 76.25 Td (gets. ) Tj ET Q q 0 0 0 rg BT 399.82 76.25 Td (The ) Tj ET Q q 0 0 0 rg BT 417.74 76.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 458.99 76.25 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 504.11 76.25 Td (these ) Tj ET Q q 0 0 0 rg BT 527.02 76.25 Td (potential ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 64.25 Td (obligations ) Tj ET Q q 0 0 0 rg BT 97.10 64.25 Td (as ) Tj ET Q q 0 0 0 rg BT 108.09 64.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 152.95 64.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.83 64.25 Td (as ) Tj ET Q q 0 0 0 rg BT 203.81 64.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 239.79 64.25 Td (on ) Tj ET Q q 0 0 0 rg BT 252.44 64.25 Td (its ) Tj ET Q q 0 0 0 rg BT 264.55 64.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 319.98 64.25 Td (Balance ) Tj ET Q q 0 0 0 rg BT 354.83 64.25 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 385.51 64.25 Td (As ) Tj ET Q q 0 0 0 rg BT 399.28 64.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 440.27 64.25 Td (in ) Tj ET Q q 0 0 0 rg BT 450.70 64.25 Td (more ) Tj ET Q q 0 0 0 rg BT 473.91 64.25 Td (detail ) Tj ET Q q 0 0 0 rg BT 498.77 64.25 Td (in ) Tj ET Q q 0 0 0 rg BT 509.21 64.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 531.30 64.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 541.46 64.25 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 52.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 95.11 52.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 151.88 52.25 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 192.00 52.25 Td (are ) Tj ET Q q 0 0 0 rg BT 207.11 52.25 Td (recorded ) Tj ET Q q 0 0 0 rg BT 244.99 52.25 Td (at ) Tj ET Q q 0 0 0 rg BT 255.10 52.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 271.88 52.25 Td (value ) Tj ET Q q 0 0 0 rg BT 296.44 52.25 Td (on ) Tj ET Q q 0 0 0 rg BT 309.34 52.25 Td (the ) Tj ET Q q 0 0 0 rg BT 324.45 52.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 371.24 52.25 Td (date ) Tj ET Q q 0 0 0 rg BT 390.79 52.25 Td (and ) Tj ET Q q 0 0 0 rg BT 408.13 52.25 Td (are ) Tj ET Q q 0 0 0 rg BT 423.24 52.25 Td (remeasured ) Tj ET Q q 0 0 0 rg BT 472.22 52.25 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 511.22 52.25 Td (based ) Tj ET Q q 0 0 0 rg BT 536.88 52.25 Td (on ) Tj ET Q q 0 0 0 rg BT 549.79 52.25 Td (the ) Tj ET Q endstream endobj 139 0 obj <>] /Rotate 0 /Contents 140 0 R>> endobj 140 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (then ) Tj ET Q q 0 0 0 rg BT 68.82 742.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 104.31 742.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 119.79 742.10 Td (value ) Tj ET Q q 0 0 0 rg BT 143.05 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 159.10 742.10 Td (adjusted ) Tj ET Q q 0 0 0 rg BT 194.03 742.10 Td (if ) Tj ET Q q 0 0 0 rg BT 201.74 742.10 Td (necessary) Tj ET Q q 0 0 0 rg BT 239.96 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 244.06 742.10 Td (During ) Tj ET Q q 0 0 0 rg BT 274.00 742.10 Td (each ) Tj ET Q q 0 0 0 rg BT 293.92 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 303.86 742.10 Td (the ) Tj ET Q q 0 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(revenues ) Tj ET Q q 0 0 0 rg BT 253.97 554.10 Td (over ) Tj ET Q q 0 0 0 rg BT 274.72 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 289.92 554.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 337.33 554.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 366.97 554.10 Td (month ) Tj ET Q q 0 0 0 rg BT 395.50 554.10 Td (period ) Tj ET Q q 0 0 0 rg BT 424.03 554.10 Td (following ) Tj ET Q q 0 0 0 rg BT 465.89 554.10 Td (the ) Tj ET Q q 0 0 0 rg BT 481.09 554.10 Td (ef) Tj ET Q q 0 0 0 rg BT 488.68 554.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 518.86 554.10 Td (date ) Tj ET Q q 0 0 0 rg BT 538.49 554.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 554.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 542.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 98.72 542.10 Td (and ) Tj ET Q q 0 0 0 rg BT 115.49 542.10 Td (an ) Tj ET Q q 0 0 0 rg BT 127.26 542.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 169.58 542.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 204.70 542.10 Td (one ) Tj ET Q q 0 0 0 rg BT 221.47 542.10 Td (time ) Tj ET Q q 0 0 0 rg BT 241.58 542.10 Td (future ) Tj ET Q q 0 0 0 rg BT 267.79 542.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 320.64 542.10 Td (bonus ) Tj ET Q q 0 0 0 rg BT 346.87 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 349.20 542.10 Td (of ) Tj ET Q q 0 0 0 rg BT 359.87 542.10 Td (up ) Tj ET Q q 0 0 0 rg BT 372.20 542.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.31 542.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 402.15 542.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.04 542.10 Td ( ) Tj ET Q q 0 0 0 rg BT 433.37 542.10 Td (depending ) Tj ET Q q 0 0 0 rg BT 477.36 542.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 499.70 542.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 533.68 542.10 Td (growth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.10 Td (realized ) Tj ET Q q 0 0 0 rg BT 83.22 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 92.57 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 106.36 530.10 Td (business ) Tj ET Q q 0 0 0 rg BT 141.83 530.10 Td (over ) Tj ET Q q 0 0 0 rg BT 161.18 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.97 530.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 220.98 530.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 269.77 530.10 Td (month ) Tj ET Q q 0 0 0 rg BT 296.90 530.10 Td (period ) Tj ET Q q 0 0 0 rg BT 324.02 530.10 Td (following ) Tj ET Q q 0 0 0 rg BT 364.49 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.28 530.10 Td (ef) Tj ET Q q 0 0 0 rg BT 385.87 530.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 414.65 530.10 Td (date ) Tj ET Q q 0 0 0 rg BT 432.88 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 442.78 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 456.58 530.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 504.53 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 506.00 530.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.12 530.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.10 Td (has ) Tj ET Q q 0 0 0 rg BT 65.44 518.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 112.52 518.10 Td (that ) Tj ET Q q 0 0 0 rg BT 129.63 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.95 518.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 159.93 518.10 Td (value ) Tj ET Q q 0 0 0 rg BT 183.70 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 194.13 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 208.46 518.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 252.78 518.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 272.09 518.10 Td (out ) Tj ET Q q 0 0 0 rg BT 286.98 518.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 342.95 518.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.73 518.10 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 371.34 518.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.23 518.10 Td ( ) Tj ET Q q 0 0 0 rg BT 402.34 518.10 Td (as ) Tj ET Q q 0 0 0 rg BT 412.77 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 423.21 518.10 Td (December ) Tj ET Q q 0 0 0 rg BT 466.40 518.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 481.01 518.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 505.46 518.10 Td (The ) Tj ET Q q 0 0 0 rg BT 523.12 518.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 93.33 506.10 Td (for ) Tj ET Q q 0 0 0 rg BT 107.80 506.10 Td (this ) Tj ET Q q 0 0 0 rg BT 125.05 506.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 171.73 506.10 Td (by ) Tj ET Q q 0 0 0 rg BT 184.54 506.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.65 506.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 245.96 506.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.85 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 277.65 506.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.78 506.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.64 506.10 Td ($383 ) Tj ET Q q 0 0 0 rg BT 352.45 506.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.55 506.10 Td ( ) Tj ET Q q 0 0 0 rg BT 391.36 506.10 Td (of ) Tj ET Q q 0 0 0 rg BT 402.49 506.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 445.28 506.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 471.42 506.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 514.76 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 525.34 506.10 Td (customer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 106.10 494.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.04 494.10 Td ($101 ) Tj ET Q q 0 0 0 rg BT 145.54 494.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.65 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 184.15 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 186.65 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.48 494.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 239.97 494.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 265.80 494.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 308.84 494.10 Td (to ) Tj ET Q q 0 0 0 rg BT 319.12 494.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 356.04 494.10 Td (technology) Tj ET Q q 0 0 0 rg BT 399.83 494.10 Td (. ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 72.50 472.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 88.09 472.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 123.67 472.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 129.81 472.10 Td (The ) Tj ET Q q 0 0 0 rg BT 148.17 472.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 189.87 472.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 227.10 472.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 242.14 472.10 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 280.79 472.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 298.87 472.10 Td (and ) Tj ET Q q 0 0 0 rg BT 316.11 472.10 Td ( ) Tj ET Q q 0 0 0 rg BT 318.92 472.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 333.96 472.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 370.11 472.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 401.25 472.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 435.72 472.10 Td (\(together ) Tj ET Q q 0 0 0 rg BT 474.62 472.10 Td (being ) Tj ET Q q 0 0 0 rg BT 499.64 472.10 Td ("PB ) Tj ET Q q 0 0 0 rg BT 518.77 472.10 Td (Systems"\), ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.10 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 460.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 87.06 460.10 Td (June ) Tj ET Q q 0 0 0 rg BT 107.67 460.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 117.44 460.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 142.22 460.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 156.72 460.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 192.34 460.10 Td (develops ) Tj ET Q q 0 0 0 rg BT 230.16 460.10 Td (and ) Tj ET Q q 0 0 0 rg BT 246.87 460.10 Td (implements ) Tj ET Q q 0 0 0 rg BT 295.81 460.10 Td (software ) Tj ET Q q 0 0 0 rg BT 332.51 460.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 370.90 460.10 Td (for ) Tj ET Q q 0 0 0 rg BT 384.84 460.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 425.43 460.10 Td (clients. ) Tj ET Q q 0 0 0 rg BT 456.30 460.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 477.47 460.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 514.16 460.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 528.67 460.10 Td (Systems ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.64 448.10 Td (upfront ) Tj ET Q q 0 0 0 rg BT 97.06 448.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 117.81 448.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 174.66 448.10 Td (in ) Tj ET Q q 0 0 0 rg BT 185.42 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 200.61 448.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 233.59 448.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.90 448.10 Td ($12.4 ) Tj ET Q q 0 0 0 rg BT 270.38 448.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.27 448.10 Td (, ) Tj ET Q q 0 0 0 rg BT 304.75 448.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 324.40 448.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 360.16 448.10 Td (future ) Tj ET Q q 0 0 0 rg BT 387.02 448.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 432.21 448.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 452.40 448.10 Td (out ) Tj ET Q q 0 0 0 rg BT 468.15 448.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 509.46 448.10 Td (of ) Tj ET Q q 0 0 0 rg BT 520.77 448.10 Td (up ) Tj ET Q q 0 0 0 rg BT 533.75 448.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.51 448.10 Td ($8.0 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.59 436.10 Td (based ) Tj ET Q q 0 0 0 rg BT 107.07 436.10 Td (on ) Tj ET Q q 0 0 0 rg BT 119.77 436.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 149.12 436.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 187.36 436.10 Td (over ) Tj ET Q q 0 0 0 rg BT 207.83 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.75 436.10 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.89 436.10 Td (twenty-four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.09 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 319.80 436.10 Td (month ) Tj ET Q q 0 0 0 rg BT 348.06 436.10 Td (period ) Tj ET Q q 0 0 0 rg BT 376.31 436.10 Td (following ) Tj ET Q q 0 0 0 rg BT 417.90 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 432.81 436.10 Td (ef) Tj ET Q q 0 0 0 rg BT 440.40 436.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 470.31 436.10 Td (date ) Tj ET Q q 0 0 0 rg BT 489.67 436.10 Td (of ) Tj ET Q q 0 0 0 rg BT 500.70 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.62 436.10 Td (acquisition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 424.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.10 424.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 107.54 424.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 149.62 424.10 Td (for ) Tj ET Q q 0 0 0 rg BT 162.83 424.10 Td (this ) Tj ET Q q 0 0 0 rg BT 178.83 424.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 224.27 424.10 Td (by ) Tj ET Q q 0 0 0 rg BT 235.82 424.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.69 424.10 Td ($6.8 ) Tj ET Q q 0 0 0 rg BT 294.74 424.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.63 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 325.18 424.10 Td (of ) Tj ET Q q 0 0 0 rg BT 335.06 424.10 Td (goodwill, ) Tj ET Q q 0 0 0 rg BT 374.67 424.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 390.66 424.10 Td ($10.3 ) Tj ET Q q 0 0 0 rg BT 414.71 424.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.60 424.10 Td ( ) Tj ET Q q 0 0 0 rg BT 445.16 424.10 Td (of ) Tj ET Q q 0 0 0 rg BT 455.04 424.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 496.58 424.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 521.46 424.10 Td (pertaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 412.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.32 412.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 97.51 412.10 Td (relationships. ) Tj ET Q q 0 0 0 rg BT 152.54 412.10 Td (The ) Tj ET Q q 0 0 0 rg BT 169.62 412.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 210.04 412.10 Td (has ) Tj ET Q q 0 0 0 rg BT 224.91 412.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 271.43 412.10 Td (that ) Tj ET Q q 0 0 0 rg BT 287.96 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 301.72 412.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 317.13 412.10 Td (value ) Tj ET Q q 0 0 0 rg BT 340.32 412.10 Td (of ) Tj ET Q q 0 0 0 rg BT 350.19 412.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.94 412.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 407.69 412.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 426.44 412.10 Td (out ) Tj ET Q q 0 0 0 rg BT 440.75 412.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 496.16 412.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.37 412.10 Td ($990 ) Tj ET Q q 0 0 0 rg BT 525.91 412.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 412.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 400.10 Td (as ) Tj ET Q q 0 0 0 rg BT 61.18 400.10 Td (of ) Tj ET Q q 0 0 0 rg BT 72.35 400.10 Td (December ) Tj ET Q q 0 0 0 rg BT 116.28 400.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 131.63 400.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 156.77 400.10 Td (The ) Tj ET Q q 0 0 0 rg BT 175.17 400.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 215.22 400.10 Td (and ) Tj ET Q q 0 0 0 rg BT 232.51 400.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 270.89 400.10 Td (price ) Tj ET Q q 0 0 0 rg BT 293.73 400.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 336.00 400.10 Td (for ) Tj ET Q q 0 0 0 rg BT 350.51 400.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.57 400.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 380.65 400.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 416.84 400.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 463.56 400.10 Td (remains ) Tj ET Q q 0 0 0 rg BT 498.07 400.10 Td (preliminary ) Tj ET Q q 0 0 0 rg BT 547.56 400.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.10 Td (will ) Tj ET Q q 0 0 0 rg BT 68.06 388.10 Td (be ) Tj ET Q q 0 0 0 rg BT 80.00 388.10 Td (finalized ) Tj ET Q q 0 0 0 rg BT 117.48 388.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 139.41 388.10 Td (to ) Tj ET Q q 0 0 0 rg BT 149.69 388.10 Td (March ) Tj ET Q q 0 0 0 rg BT 178.29 388.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 193.29 388.10 Td (2016.) Tj ET Q BT /F4 10.00 Tf ET 0 0 0 RG /GS0 gs 0.95 w 0 i [] 0 d 1 J 1 j 3 M 50 364.53505859375 m 123.2568359375 364.53505859375 l s q 0 0 0 rg BT 50.00 366.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 72.13 366.10 Td (Acquisitions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 354.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 342.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 342.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 122.68 342.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.81 342.10 Td (On ) Tj ET Q q 0 0 0 rg BT 143.83 342.10 Td (January ) Tj ET Q q 0 0 0 rg BT 177.73 342.10 Td (27, ) Tj ET Q q 0 0 0 rg BT 193.03 342.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 218.32 342.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 240.01 342.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 277.23 342.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 314.75 342.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 349.76 342.10 Td (was ) Tj ET Q q 0 0 0 rg BT 368.11 342.10 Td (a ) Tj ET Q q 0 0 0 rg BT 375.35 342.10 Td (developmental-stage ) Tj ET Q q 0 0 0 rg BT 460.89 342.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 503.11 342.10 Td (that ) Tj ET Q q 0 0 0 rg BT 520.90 342.10 Td (developed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 330.10 Td (an ) Tj ET Q q 0 0 0 rg BT 62.32 330.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 103.53 330.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 144.17 330.10 Td (that ) Tj ET Q q 0 0 0 rg BT 162.05 330.10 Td (connects ) Tj ET Q q 0 0 0 rg BT 199.92 330.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 215.02 330.10 Td (owners, ) Tj ET Q q 0 0 0 rg BT 249.29 330.10 Td (referring ) Tj ET Q q 0 0 0 rg BT 287.15 330.10 Td (veterinarians, ) Tj ET Q q 0 0 0 rg BT 344.17 330.10 Td (animal ) Tj ET Q q 0 0 0 rg BT 374.27 330.10 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 415.21 330.10 Td (academic ) Tj ET Q q 0 0 0 rg BT 455.85 330.10 Td (institutes, ) Tj ET Q q 0 0 0 rg BT 497.35 330.10 Td (and ) Tj ET Q q 0 0 0 rg BT 514.67 330.10 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 553.67 330.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 318.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 83.88 318.10 Td (and ) Tj ET Q q 0 0 0 rg BT 100.56 318.10 Td (general ) Tj ET Q q 0 0 0 rg BT 132.21 318.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 146.67 318.10 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 184.18 318.10 Td (while ) Tj ET Q q 0 0 0 rg BT 208.63 318.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 249.75 318.10 Td (a ) Tj ET Q q 0 0 0 rg BT 256.42 318.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 278.09 318.10 Td (variety ) Tj ET Q q 0 0 0 rg BT 308.09 318.10 Td (of ) Tj ET Q q 0 0 0 rg BT 318.65 318.10 Td (services ) Tj ET Q q 0 0 0 rg BT 353.10 318.10 Td (related ) Tj ET Q q 0 0 0 rg BT 382.53 318.10 Td (to ) Tj ET Q q 0 0 0 rg BT 392.54 318.10 Td (pet ) Tj ET Q q 0 0 0 rg BT 406.99 318.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 447.54 318.10 Td (to ) Tj ET Q q 0 0 0 rg BT 457.56 318.10 Td (each ) Tj ET Q q 0 0 0 rg BT 478.11 318.10 Td (constituent ) Tj ET Q q 0 0 0 rg BT 524.22 318.10 Td (including ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 306.10 Td (practice ) Tj ET Q q 0 0 0 rg BT 83.58 306.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 139.11 306.10 Td (electronic ) Tj ET Q q 0 0 0 rg BT 180.47 306.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 214.06 306.10 Td (records, ) Tj ET Q q 0 0 0 rg BT 247.93 306.10 Td (and ) Tj ET Q q 0 0 0 rg BT 264.31 306.10 Td (billing. ) Tj ET Q q 0 0 0 rg BT 294.86 306.10 Td (Previously ) Tj ET Q q 0 0 0 rg BT 339.58 306.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 360.40 306.10 Td (had ) Tj ET Q q 0 0 0 rg BT 376.78 306.10 Td (a ) Tj ET Q q 0 0 0 rg BT 383.16 306.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.10 306.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 404.54 306.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.43 306.10 Td ( ) Tj ET Q q 0 0 0 rg BT 435.37 306.10 Td (minority ) Tj ET Q q 0 0 0 rg BT 471.76 306.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 517.58 306.10 Td (in ) Tj ET Q q 0 0 0 rg BT 527.30 306.10 Td (CurePet. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 294.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 70.94 294.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 107.41 294.10 Td (the ) Tj ET Q q 0 0 0 rg BT 121.67 294.10 Td (entire ) Tj ET Q q 0 0 0 rg BT 146.48 294.10 Td (business ) Tj ET Q q 0 0 0 rg BT 182.42 294.10 Td (of ) Tj ET Q q 0 0 0 rg BT 192.80 294.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 227.07 294.10 Td (in ) Tj ET Q q 0 0 0 rg BT 236.89 294.10 Td (an ) Tj ET Q q 0 0 0 rg BT 248.38 294.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 269.87 294.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 307.45 294.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 351.14 294.10 Td (with ) Tj ET Q q 0 0 0 rg BT 370.97 294.10 Td (total ) Tj ET Q q 0 0 0 rg BT 390.79 294.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 428.38 294.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 484.30 294.10 Td (being ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 508.56 294.10 Td ($6.35 ) Tj ET Q q 0 0 0 rg BT 533.11 294.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 294.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td (which ) Tj ET Q q 0 0 0 rg BT 77.23 282.10 Td (included ) Tj ET Q q 0 0 0 rg BT 114.45 282.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.67 282.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 157.24 282.10 Td (future ) Tj ET Q q 0 0 0 rg BT 183.91 282.10 Td (one ) Tj ET Q q 0 0 0 rg BT 201.13 282.10 Td (time ) Tj ET Q q 0 0 0 rg BT 221.69 282.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 266.69 282.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 299.47 282.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 336.69 282.10 Td (of ) Tj ET Q q 0 0 0 rg BT 347.81 282.10 Td (up ) Tj ET Q q 0 0 0 rg BT 360.60 282.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.16 282.10 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 391.45 282.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.34 282.10 Td ( ) Tj ET Q q 0 0 0 rg BT 423.13 282.10 Td (based ) Tj ET Q q 0 0 0 rg BT 448.69 282.10 Td (on ) Tj ET Q q 0 0 0 rg BT 461.47 282.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 490.91 282.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 529.23 282.10 Td (over ) Tj ET Q q 0 0 0 rg BT 549.79 282.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.36 270.10 Td (thirty-six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 134.02 270.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.94 270.10 Td (month ) Tj ET Q q 0 0 0 rg BT 165.41 270.10 Td (period ) Tj ET Q q 0 0 0 rg BT 193.88 270.10 Td (following ) Tj ET Q q 0 0 0 rg BT 235.68 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 250.82 270.10 Td (ef) Tj ET Q q 0 0 0 rg BT 258.40 270.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 288.52 270.10 Td (date ) Tj ET Q q 0 0 0 rg BT 308.10 270.10 Td (of ) Tj ET Q q 0 0 0 rg BT 319.34 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.48 270.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 383.57 270.10 Td (This ) Tj ET Q q 0 0 0 rg BT 404.26 270.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 449.39 270.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 482.29 270.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 516.32 270.10 Td (is ) Tj ET Q q 0 0 0 rg BT 525.91 270.10 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 91.02 258.10 Td (to ) Tj ET Q q 0 0 0 rg BT 101.50 258.10 Td (have ) Tj ET Q q 0 0 0 rg BT 123.07 258.10 Td (a ) Tj ET Q q 0 0 0 rg BT 130.21 258.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 146.79 258.10 Td (value ) Tj ET Q q 0 0 0 rg BT 171.14 258.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.17 258.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.38 258.10 Td (. ) Tj ET Q q 0 0 0 rg BT 203.98 258.10 Td (Additional ) Tj ET Q q 0 0 0 rg BT 249.45 258.10 Td (required ) Tj ET Q q 0 0 0 rg BT 285.47 258.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 305.94 258.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 362.51 258.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.54 258.10 Td ($1.35 ) Tj ET Q q 0 0 0 rg BT 398.74 258.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.63 258.10 Td ( ) Tj ET Q q 0 0 0 rg BT 430.33 258.10 Td (was ) Tj ET Q q 0 0 0 rg BT 448.58 258.10 Td (of) Tj ET Q q 0 0 0 rg BT 456.73 258.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 473.87 258.10 Td (against ) Tj ET Q q 0 0 0 rg BT 504.89 258.10 Td (open ) Tj ET Q q 0 0 0 rg BT 527.03 258.10 Td (accounts ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 246.10 Td (receivable ) Tj ET Q q 0 0 0 rg BT 94.03 246.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 131.40 246.10 Td (due ) Tj ET Q q 0 0 0 rg BT 148.78 246.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.51 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.67 246.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 216.50 246.10 Td (from ) Tj ET Q q 0 0 0 rg BT 238.89 246.10 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 276.55 246.10 Td (and ) Tj ET Q q 0 0 0 rg BT 293.94 246.10 Td (no ) Tj ET Q q 0 0 0 rg BT 306.88 246.10 Td (actual ) Tj ET Q q 0 0 0 rg BT 333.70 246.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 354.42 246.10 Td (outlay ) Tj ET Q q 0 0 0 rg BT 382.36 246.10 Td (was ) Tj ET Q q 0 0 0 rg BT 400.86 246.10 Td (made ) Tj ET Q q 0 0 0 rg BT 425.46 246.10 Td (by ) Tj ET Q q 0 0 0 rg BT 438.41 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 453.57 246.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 475.41 246.10 Td (for ) Tj ET Q q 0 0 0 rg BT 490.01 246.10 Td (full ) Tj ET Q q 0 0 0 rg BT 506.85 246.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 553.67 246.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 234.10 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 87.35 234.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 108.87 234.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 157.05 234.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 186.88 234.10 Td (portions ) Tj ET Q q 0 0 0 rg BT 222.30 234.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.26 234.10 Td (its ) Tj ET Q q 0 0 0 rg BT 245.34 234.10 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 280.20 234.10 Td (investment, ) Tj ET Q q 0 0 0 rg BT 329.21 234.10 Td (valued ) Tj ET Q q 0 0 0 rg BT 358.50 234.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.14 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.99 234.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 434.16 234.10 Td (JV) Tj ET Q q 0 0 0 rg BT 445.10 234.10 Td ( ) Tj ET Q q 0 0 0 rg BT 447.73 234.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.58 234.10 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 477.71 234.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 506.61 234.10 Td (; ) Tj ET Q q 0 0 0 rg BT 512.02 234.10 Td (see ) Tj ET Q q 0 0 0 rg BT 527.42 234.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 549.49 234.10 Td (21, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.10 Td ("Investment ) Tj ET Q q 0 0 0 rg BT 101.02 222.10 Td (in ) Tj ET Q q 0 0 0 rg BT 111.29 222.10 Td (Joint ) Tj ET Q q 0 0 0 rg BT 133.06 222.10 Td (V) Tj ET Q q 0 0 0 rg BT 139.17 222.10 Td (enture".) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 50.00 198.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 198.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 135.82 198.10 Td (Magic) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 161.93 198.10 Td ( ) Tj ET Q q 0 0 0 rg BT 163.42 198.10 Td (-) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 166.75 198.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.24 198.10 Td (On ) Tj ET Q q 0 0 0 rg BT 181.95 198.10 Td (May ) Tj ET Q q 0 0 0 rg BT 201.77 198.10 Td (21, ) Tj ET Q q 0 0 0 rg BT 215.75 198.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 239.74 198.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 260.12 198.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 296.03 198.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 343.05 198.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 370.09 198.10 Td (Private ) Tj ET Q q 0 0 0 rg BT 399.90 198.10 Td (Limited ) Tj ET Q q 0 0 0 rg BT 433.05 198.10 Td (\("HealthCare ) Tj ET Q q 0 0 0 rg BT 487.48 198.10 Td (Magic"\), ) Tj ET Q q 0 0 0 rg BT 524.43 198.10 Td (a ) Tj ET Q q 0 0 0 rg BT 530.35 198.10 Td (medical ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 186.10 Td (advisory ) Tj ET Q q 0 0 0 rg BT 87.05 186.10 Td (service ) Tj ET Q q 0 0 0 rg BT 117.98 186.10 Td (with ) Tj ET Q q 0 0 0 rg BT 138.37 186.10 Td (an ) Tj ET Q q 0 0 0 rg BT 150.42 186.10 Td (online ) Tj ET Q q 0 0 0 rg BT 178.02 186.10 Td (network ) Tj ET Q q 0 0 0 rg BT 213.40 186.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.34 186.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 284.71 186.10 Td (fifteen ) Tj ET Q q 0 0 0 rg BT 313.42 186.10 Td (thousand ) Tj ET Q q 0 0 0 rg BT 352.14 186.10 Td (General ) Tj ET Q q 0 0 0 rg BT 386.40 186.10 Td (Physicians ) Tj ET Q q 0 0 0 rg BT 431.79 186.10 Td (and ) Tj ET Q q 0 0 0 rg BT 448.83 186.10 Td (Sur) Tj ET Q q 0 0 0 rg BT 462.55 186.10 Td (geons ) Tj ET Q q 0 0 0 rg BT 488.49 186.10 Td (spread ) Tj ET Q q 0 0 0 rg BT 517.20 186.10 Td (across ) Tj ET Q q 0 0 0 rg BT 544.80 186.10 Td (fifty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 174.10 Td (specialties ) Tj ET Q q 0 0 0 rg BT 95.18 174.10 Td (including ) Tj ET Q q 0 0 0 rg BT 136.48 174.10 Td (alternative ) Tj ET Q q 0 0 0 rg BT 182.20 174.10 Td (medicine. ) Tj ET Q q 0 0 0 rg BT 224.63 174.10 Td (The ) Tj ET Q q 0 0 0 rg BT 243.70 174.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 286.12 174.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 324.07 174.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 373.13 174.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 402.20 174.10 Td (for ) Tj ET Q q 0 0 0 rg BT 417.39 174.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 459.78 174.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 481.08 174.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 538.48 174.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 174.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 162.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 81.58 162.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.49 162.10 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 110.57 162.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 139.46 162.10 Td ( ) Tj ET Q q 0 0 0 rg BT 141.04 162.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 159.30 162.10 Td (a ) Tj ET Q q 0 0 0 rg BT 165.32 162.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 199.68 162.10 Td (future ) Tj ET Q q 0 0 0 rg BT 225.14 162.10 Td (one ) Tj ET Q q 0 0 0 rg BT 241.16 162.10 Td (time ) Tj ET Q q 0 0 0 rg BT 260.51 162.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 304.31 162.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 335.87 162.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 371.89 162.10 Td (of ) Tj ET Q q 0 0 0 rg BT 381.80 162.10 Td (up ) Tj ET Q q 0 0 0 rg BT 393.38 162.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.74 162.10 Td ($12.36 ) Tj ET Q q 0 0 0 rg BT 431.83 162.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.72 162.10 Td ( ) Tj ET Q q 0 0 0 rg BT 462.30 162.10 Td (based ) Tj ET Q q 0 0 0 rg BT 486.65 162.10 Td (on ) Tj ET Q q 0 0 0 rg BT 498.23 162.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 526.46 162.10 Td (revenues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 150.10 Td (over ) Tj ET Q q 0 0 0 rg BT 70.25 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 84.95 150.10 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.87 150.10 Td (twenty-four) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 179.08 150.10 Td ( ) Tj ET Q q 0 0 0 rg BT 181.56 150.10 Td (month ) Tj ET Q q 0 0 0 rg BT 209.60 150.10 Td (period ) Tj ET Q q 0 0 0 rg BT 237.63 150.10 Td (following ) Tj ET Q q 0 0 0 rg BT 279.00 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 293.70 150.10 Td (ef) Tj ET Q q 0 0 0 rg BT 301.29 150.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 330.97 150.10 Td (date ) Tj ET Q q 0 0 0 rg BT 350.11 150.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.93 150.10 Td (the ) Tj ET Q q 0 0 0 rg BT 375.63 150.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 424.31 150.10 Td (This ) Tj ET Q q 0 0 0 rg BT 444.57 150.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 489.27 150.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 521.73 150.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 555.33 150.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 138.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 88.09 138.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 128.41 138.10 Td (to ) Tj ET Q q 0 0 0 rg BT 138.19 138.10 Td (have ) Tj ET Q q 0 0 0 rg BT 159.06 138.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 165.50 138.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.71 138.10 Td ( ) Tj ET Q q 0 0 0 rg BT 184.71 138.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 200.58 138.10 Td (value. ) Tj ET Q q 0 0 0 rg BT 226.59 138.10 Td (The ) Tj ET Q q 0 0 0 rg BT 244.14 138.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 285.02 138.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 314.79 138.10 Td (the ) Tj ET Q q 0 0 0 rg BT 329.00 138.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 376.53 138.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 404.08 138.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 449.96 138.10 Td (from ) Tj ET Q q 0 0 0 rg BT 471.40 138.10 Td (available ) Tj ET Q q 0 0 0 rg BT 509.48 138.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 529.25 138.10 Td (reserves ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 126.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.58 126.10 Td (hand. ) Tj ET Q q 0 0 0 rg BT 86.91 126.10 Td (The ) Tj ET Q q 0 0 0 rg BT 105.04 126.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 146.51 126.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 189.62 126.10 Td (for ) Tj ET Q q 0 0 0 rg BT 203.86 126.10 Td (this ) Tj ET Q q 0 0 0 rg BT 220.89 126.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 267.35 126.10 Td (by ) Tj ET Q q 0 0 0 rg BT 279.93 126.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.83 126.10 Td ($5.6 ) Tj ET Q q 0 0 0 rg BT 340.91 126.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.80 126.10 Td ( ) Tj ET Q q 0 0 0 rg BT 372.38 126.10 Td (of ) Tj ET Q q 0 0 0 rg BT 383.29 126.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.93 126.10 Td ($452 ) Tj ET Q q 0 0 0 rg BT 446.51 126.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.62 126.10 Td ( ) Tj ET Q q 0 0 0 rg BT 485.20 126.10 Td (of ) Tj ET Q q 0 0 0 rg BT 496.11 126.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 538.68 126.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 114.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 94.24 114.10 Td (to ) Tj ET Q q 0 0 0 rg BT 105.73 114.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 146.08 114.10 Td (relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.39 114.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 227.09 114.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.20 114.10 Td ( ) Tj ET Q q 0 0 0 rg BT 266.90 114.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.94 114.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 322.63 114.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 349.66 114.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 393.91 114.10 Td (to ) Tj ET Q q 0 0 0 rg BT 405.39 114.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 443.51 114.10 Td (technology) Tj ET Q q 0 0 0 rg BT 487.30 114.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.50 114.10 Td ($59 ) Tj ET Q q 0 0 0 rg BT 512.20 114.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.31 114.10 Td ( ) Tj ET Q q 0 0 0 rg BT 552.01 114.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 102.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 93.37 102.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 120.09 102.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 164.01 102.10 Td (to ) Tj ET Q q 0 0 0 rg BT 175.18 102.10 Td (trademarks ) Tj ET Q q 0 0 0 rg BT 222.98 102.10 Td (and ) Tj ET Q q 0 0 0 rg BT 240.81 102.10 Td (tradenames, ) Tj ET Q q 0 0 0 rg BT 292.22 102.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.04 102.10 Td ($226 ) Tj ET Q q 0 0 0 rg BT 333.43 102.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.54 102.10 Td ( ) Tj ET Q q 0 0 0 rg BT 372.92 102.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.63 102.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 428.01 102.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 454.72 102.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 498.65 102.10 Td (to ) Tj ET Q q 0 0 0 rg BT 509.81 102.10 Td (non-compete ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 90.10 Td (agreements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 66.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 66.10 Td (V) Tj ET Q q 0 0 0 rg BT 91.56 66.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 114.15 66.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 119.51 66.10 Td (On) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 131.74 66.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 133.77 66.10 Td (November ) Tj ET Q q 0 0 0 rg BT 178.02 66.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 187.56 66.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 212.09 66.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 233.02 66.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 269.33 66.10 Td (V) Tj ET Q q 0 0 0 rg BT 275.44 66.10 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 299.97 66.10 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 353.09 66.10 Td (\("V) Tj ET Q q 0 0 0 rg BT 366.61 66.10 Td (ertex"\), ) Tj ET Q q 0 0 0 rg BT 398.55 66.10 Td (with ) Tj ET Q q 0 0 0 rg BT 418.37 66.10 Td (an ) Tj ET Q q 0 0 0 rg BT 429.84 66.10 Td (ef) Tj ET Q q 0 0 0 rg BT 437.43 66.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 466.67 66.10 Td (date ) Tj ET Q q 0 0 0 rg BT 485.36 66.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.73 66.10 Td (October ) Tj ET Q q 0 0 0 rg BT 529.97 66.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 539.51 66.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 564.51 66.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 54.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.74 54.10 Td (a ) Tj ET Q q 0 0 0 rg BT 68.14 54.10 Td (share ) Tj ET Q q 0 0 0 rg BT 92.21 54.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 130.71 54.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 175.31 54.10 Td (for ) Tj ET Q q 0 0 0 rg BT 189.94 54.10 Td (total ) Tj ET Q q 0 0 0 rg BT 210.67 54.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 231.41 54.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 269.91 54.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 326.74 54.10 Td (in ) Tj ET Q q 0 0 0 rg BT 337.49 54.10 Td (the ) Tj ET Q q 0 0 0 rg BT 352.67 54.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 385.63 54.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.92 54.10 Td ($27.25 ) Tj ET Q q 0 0 0 rg BT 427.38 54.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 456.27 54.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.24 54.10 Td (and ) Tj ET Q q 0 0 0 rg BT 476.64 54.10 Td (a ) Tj ET Q q 0 0 0 rg BT 484.04 54.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 519.79 54.10 Td (contingent ) Tj ET Q endstream endobj 141 0 obj <>] /Rotate 0 /Contents 142 0 R>> endobj 142 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 81.69 742.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 91.73 742.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 103.44 742.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.33 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 134.03 742.10 Td (based ) Tj ET Q q 0 0 0 rg BT 158.51 742.10 Td (on ) Tj ET Q q 0 0 0 rg BT 170.21 742.10 Td (earned ) Tj ET Q q 0 0 0 rg BT 198.57 742.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 235.81 742.10 Td (over ) Tj ET Q q 0 0 0 rg BT 255.29 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 269.21 742.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 315.35 742.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 364.27 742.10 Td (month ) Tj ET Q q 0 0 0 rg BT 391.53 742.10 Td (period ) Tj ET Q q 0 0 0 rg BT 418.78 742.10 Td (following ) Tj ET Q q 0 0 0 rg BT 459.38 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.30 742.10 Td (date ) Tj ET Q q 0 0 0 rg BT 491.66 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 501.70 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 515.62 742.10 Td (acquisition. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (V) Tj ET Q q 0 0 0 rg BT 56.11 730.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 79.08 730.10 Td 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ET Q q 0 0 0 rg BT 120.37 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 131.06 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.63 718.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 194.65 718.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 223.65 718.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 247.12 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.63 718.10 Td (V) Tj ET Q q 0 0 0 rg BT 263.74 718.10 Td (ertex ) Tj ET Q q 0 0 0 rg BT 286.08 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 302.88 718.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 333.00 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 347.57 718.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 385.47 718.10 Td (using ) Tj ET Q q 0 0 0 rg BT 409.49 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 416.28 718.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 434.20 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 444.88 718.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 477.78 718.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 497.90 718.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 533.01 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.81 718.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 71.14 706.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 95.60 706.10 Td (line ) Tj ET Q q 0 0 0 rg BT 112.29 706.10 Td (available ) Tj ET Q q 0 0 0 rg BT 150.07 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 159.55 706.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 182.51 706.10 Td (The ) Tj ET Q q 0 0 0 rg BT 199.75 706.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 240.34 706.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 282.57 706.10 Td (for ) Tj ET Q q 0 0 0 rg BT 295.92 706.10 Td (this ) Tj ET Q q 0 0 0 rg BT 312.07 706.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 357.65 706.10 Td (by ) Tj ET Q q 0 0 0 rg BT 369.34 706.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.35 706.10 Td ($27.7 ) Tj ET Q q 0 0 0 rg BT 433.55 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.44 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 464.14 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 474.17 706.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.92 706.10 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 533.12 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 706.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.24 694.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 102.14 694.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 127.38 694.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 169.83 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 179.52 694.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 218.08 694.10 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 273.59 694.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.94 694.10 Td ($235 ) Tj ET Q q 0 0 0 rg BT 311.85 694.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.96 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 349.87 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 360.11 694.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 402.01 694.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 427.25 694.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 469.70 694.10 Td (to ) Tj ET Q q 0 0 0 rg BT 479.38 694.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 515.72 694.10 Td (technology) Tj ET Q q 0 0 0 rg BT 559.50 694.10 Td (. ) Tj ET Q q 0 0 0 rg BT 564.50 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 567.00 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 569.50 694.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 68.39 682.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 110.12 682.10 Td (has ) Tj ET Q q 0 0 0 rg BT 126.30 682.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 174.12 682.10 Td (that ) Tj ET Q q 0 0 0 rg BT 191.96 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 207.02 682.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 223.74 682.10 Td (value ) Tj ET Q q 0 0 0 rg BT 248.24 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 259.42 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 274.48 682.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 319.53 682.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 339.58 682.10 Td (out ) Tj ET Q q 0 0 0 rg BT 355.21 682.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 411.92 682.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.44 682.10 Td ($720 ) Tj ET Q q 0 0 0 rg BT 444.28 682.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.39 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 483.23 682.10 Td (as ) Tj ET Q q 0 0 0 rg BT 494.41 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 505.58 682.10 Td (December ) Tj ET Q q 0 0 0 rg BT 549.51 682.10 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 648.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 126.71 648.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 131.86 648.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 141.12 648.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 170.14 648.10 Td (December ) Tj ET Q q 0 0 0 rg BT 213.05 648.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 222.37 648.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 246.69 648.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 267.39 648.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 303.64 648.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 343.23 648.10 Td (Publishing, ) Tj ET Q q 0 0 0 rg BT 390.34 648.10 Td (LLC ) Tj ET Q q 0 0 0 rg BT 411.04 648.10 Td (\("Oakstone"\) ) Tj ET Q q 0 0 0 rg BT 465.46 648.10 Td (in ) Tj ET Q q 0 0 0 rg BT 475.05 648.10 Td (a ) Tj ET Q q 0 0 0 rg BT 481.31 648.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 532.57 648.10 Td (interest ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 636.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 88.34 636.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 132.78 636.10 Td (for ) Tj ET Q q 0 0 0 rg BT 147.24 636.10 Td (total ) Tj ET Q q 0 0 0 rg BT 167.82 636.10 Td (net ) Tj ET Q q 0 0 0 rg BT 182.84 636.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 203.41 636.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 260.08 636.10 Td (in ) Tj ET Q q 0 0 0 rg BT 270.66 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.68 636.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 318.48 636.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.61 636.10 Td ($23.72 ) Tj ET Q q 0 0 0 rg BT 359.91 636.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.80 636.10 Td ( ) Tj ET Q q 0 0 0 rg BT 391.60 636.10 Td (\() Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.93 636.10 Td ($31.37 ) Tj ET Q q 0 0 0 rg BT 425.24 636.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.13 636.10 Td ( ) Tj ET Q q 0 0 0 rg BT 456.93 636.10 Td (less ) Tj ET Q q 0 0 0 rg BT 474.73 636.10 Td (a ) Tj ET Q q 0 0 0 rg BT 481.97 636.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 513.66 636.10 Td (net ) Tj ET Q q 0 0 0 rg BT 528.68 636.10 Td (working ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 78.94 624.10 Td (adjustment ) Tj ET Q q 0 0 0 rg BT 125.12 624.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.74 624.10 Td ($7.65 ) Tj ET Q q 0 0 0 rg BT 160.53 624.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.42 624.10 Td (\). ) Tj ET Q q 0 0 0 rg BT 197.54 624.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 237.60 624.10 Td (is ) Tj ET Q q 0 0 0 rg BT 246.56 624.10 Td (leading ) Tj ET Q q 0 0 0 rg BT 278.29 624.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 314.46 624.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.08 624.10 Td (continuing ) Tj ET Q q 0 0 0 rg BT 370.14 624.10 Td (education, ) Tj ET Q q 0 0 0 rg BT 413.81 624.10 Td (certification ) Tj ET Q q 0 0 0 rg BT 464.40 624.10 Td (materials ) Tj ET Q q 0 0 0 rg BT 503.35 624.10 Td (for ) Tj ET Q q 0 0 0 rg BT 517.30 624.10 Td (physicians, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td (dentists ) Tj ET Q q 0 0 0 rg BT 84.16 612.10 Td (and ) Tj ET Q q 0 0 0 rg BT 102.20 612.10 Td (allied ) Tj ET Q q 0 0 0 rg BT 128.01 612.10 Td (healthcare ) Tj ET Q q 0 0 0 rg BT 172.70 612.10 Td (professionals, ) Tj ET Q q 0 0 0 rg BT 231.57 612.10 Td (as ) Tj ET Q q 0 0 0 rg BT 243.50 612.10 Td (well ) Tj ET Q q 0 0 0 rg BT 264.32 612.10 Td (as ) Tj ET Q q 0 0 0 rg BT 276.25 612.10 Td (wellness ) Tj ET Q q 0 0 0 rg BT 314.29 612.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 355.65 612.10 Td (for ) Tj ET Q q 0 0 0 rg BT 370.92 612.10 Td (various ) Tj ET Q q 0 0 0 rg BT 403.96 612.10 Td (or) Tj ET Q q 0 0 0 rg BT 412.11 612.10 Td (ganizations. ) Tj ET Q q 0 0 0 rg BT 463.75 612.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 486.24 612.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 524.27 612.10 Td (all ) Tj ET Q q 0 0 0 rg BT 537.87 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 549.80 612.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 99.12 600.10 Td (membership ) Tj ET Q q 0 0 0 rg BT 151.00 600.10 Td (interests ) Tj ET Q q 0 0 0 rg BT 186.78 600.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.56 600.10 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 237.79 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 254.68 600.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 284.90 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 299.57 600.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 337.56 600.10 Td (using ) Tj ET Q q 0 0 0 rg BT 361.68 600.10 Td (a ) Tj ET Q q 0 0 0 rg BT 368.57 600.10 Td (mix ) Tj ET Q q 0 0 0 rg BT 386.58 600.10 Td (of ) Tj ET Q q 0 0 0 rg BT 397.36 600.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 430.36 600.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 450.58 600.10 Td (reserves ) Tj ET Q q 0 0 0 rg BT 485.79 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 502.68 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 517.35 600.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 539.24 600.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (line ) Tj ET Q q 0 0 0 rg BT 66.37 588.10 Td (available ) Tj ET Q q 0 0 0 rg BT 103.83 588.10 Td (to ) Tj ET Q q 0 0 0 rg BT 112.98 588.10 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 135.64 588.10 Td (The ) Tj ET Q q 0 0 0 rg BT 152.56 588.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 192.82 588.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 234.73 588.10 Td (for ) Tj ET Q q 0 0 0 rg BT 247.76 588.10 Td (this ) Tj ET Q q 0 0 0 rg BT 263.59 588.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 308.84 588.10 Td (by ) Tj ET Q q 0 0 0 rg BT 320.21 588.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.90 588.10 Td ($28.8 ) Tj ET Q q 0 0 0 rg BT 383.78 588.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.67 588.10 Td ( ) Tj ET Q q 0 0 0 rg BT 414.04 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 423.75 588.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.18 588.10 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 482.05 588.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.94 588.10 Td ( ) Tj ET Q q 0 0 0 rg BT 512.31 588.10 Td (of ) Tj ET Q q 0 0 0 rg BT 522.02 588.10 Td (intangible ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 576.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 74.98 576.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 117.17 576.10 Td (to ) Tj ET Q q 0 0 0 rg BT 126.60 576.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 164.90 576.10 Td (relationships, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.16 576.10 Td ($501 ) Tj ET Q q 0 0 0 rg BT 241.81 576.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.91 576.10 Td ( ) Tj ET Q q 0 0 0 rg BT 279.56 576.10 Td (of ) Tj ET Q q 0 0 0 rg BT 289.54 576.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 331.18 576.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 356.16 576.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 398.35 576.10 Td (to ) Tj ET Q q 0 0 0 rg BT 407.78 576.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 443.85 576.10 Td (technology) Tj ET Q q 0 0 0 rg BT 487.64 576.10 Td (, ) Tj ET Q q 0 0 0 rg BT 491.79 576.10 Td (and ) Tj ET Q q 0 0 0 rg BT 507.88 576.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.96 576.10 Td ($6.5 ) Tj ET Q q 0 0 0 rg BT 533.11 576.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 576.10 Td ( ) Tj ET Q q 0 0 0 rg BT 564.50 576.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 564.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 85.81 564.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 119.95 564.10 Td (liability) Tj ET Q q 0 0 0 rg BT 150.41 564.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 542.10 Td ( ) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 86.00 542.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 95.96 542.10 Td (- ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 101.46 542.10 Td (On ) Tj ET Q q 0 0 0 rg BT 115.86 542.10 Td (December ) Tj ET Q q 0 0 0 rg BT 159.13 542.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 168.80 542.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 193.48 542.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 214.54 542.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 251.15 542.10 Td (the ) Tj ET Q q 0 0 0 rg BT 265.54 542.10 Td (DCM ) Tj ET Q q 0 0 0 rg BT 290.50 542.10 Td (Group ) Tj ET Q q 0 0 0 rg BT 318.23 542.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 335.68 542.10 Td (\(d.b.a. ) Tj ET Q q 0 0 0 rg BT 363.12 542.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 373.08 542.10 Td (Software\) ) Tj ET Q q 0 0 0 rg BT 414.69 542.10 Td (\("i3"\) ) Tj ET Q q 0 0 0 rg BT 439.47 542.10 Td (in ) Tj ET Q q 0 0 0 rg BT 449.42 542.10 Td (an ) Tj ET Q q 0 0 0 rg BT 461.04 542.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 482.66 542.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 520.37 542.10 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 530.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.64 530.10 Td (total ) Tj ET Q q 0 0 0 rg BT 85.38 530.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 106.13 530.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 162.97 530.10 Td (in ) Tj ET Q q 0 0 0 rg BT 173.73 530.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.92 530.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 221.89 530.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 233.20 530.10 Td ($2 ) Tj ET Q q 0 0 0 rg BT 246.17 530.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.06 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 278.04 530.10 Td (and ) Tj ET Q q 0 0 0 rg BT 295.45 530.10 Td (a ) Tj ET Q q 0 0 0 rg BT 302.86 530.10 Td (possible ) Tj ET Q q 0 0 0 rg BT 338.62 530.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 383.80 530.10 Td (earnout ) Tj ET Q q 0 0 0 rg BT 416.77 530.10 Td (of ) Tj ET Q q 0 0 0 rg BT 428.07 530.10 Td (up ) Tj ET Q q 0 0 0 rg BT 441.05 530.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.80 530.10 Td ($4 ) Tj ET Q q 0 0 0 rg BT 464.77 530.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.67 530.10 Td ( ) Tj ET Q q 0 0 0 rg BT 496.64 530.10 Td (based ) Tj ET Q q 0 0 0 rg BT 522.38 530.10 Td (on ) Tj ET Q q 0 0 0 rg BT 535.36 530.10 Td (earned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 518.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 87.71 518.10 Td (over ) Tj ET Q q 0 0 0 rg BT 107.65 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.05 518.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 168.66 518.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 218.04 518.10 Td (month ) Tj ET Q q 0 0 0 rg BT 245.77 518.10 Td (period ) Tj ET Q q 0 0 0 rg BT 273.49 518.10 Td (following ) Tj ET Q q 0 0 0 rg BT 314.55 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 328.94 518.10 Td (date ) Tj ET Q q 0 0 0 rg BT 347.77 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 358.28 518.10 Td (the ) Tj ET Q q 0 0 0 rg BT 372.67 518.10 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 421.23 518.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 431.18 518.10 Td (is ) Tj ET Q q 0 0 0 rg BT 440.02 518.10 Td (a ) Tj ET Q q 0 0 0 rg BT 446.63 518.10 Td (provider ) Tj ET Q q 0 0 0 rg BT 482.69 518.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.19 518.10 Td (software ) Tj ET Q q 0 0 0 rg BT 529.79 518.10 Td (services ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 66.82 506.10 Td (solutions ) Tj ET Q q 0 0 0 rg BT 105.32 506.10 Td (to ) Tj ET Q q 0 0 0 rg BT 115.48 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 130.08 506.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 170.78 506.10 Td (industry) Tj ET Q q 0 0 0 rg BT 202.91 506.10 Td (. ) Tj ET Q q 0 0 0 rg BT 207.79 506.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 229.06 506.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 265.86 506.10 Td (all ) Tj ET Q q 0 0 0 rg BT 278.24 506.10 Td (of ) Tj ET Q q 0 0 0 rg BT 288.95 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 303.55 506.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 329.26 506.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.97 506.10 Td (i3 ) Tj ET Q q 0 0 0 rg BT 350.13 506.10 Td (and ) Tj ET Q q 0 0 0 rg BT 366.95 506.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 397.10 506.10 Td (the ) Tj ET Q q 0 0 0 rg BT 411.70 506.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 449.62 506.10 Td (using ) Tj ET Q q 0 0 0 rg BT 473.67 506.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 506.60 506.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 526.75 506.10 Td (reserves. ) Tj ET Q q 0 0 0 rg BT 564.51 506.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 494.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.76 494.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 108.87 494.10 Td (accounted ) Tj ET Q q 0 0 0 rg BT 151.61 494.10 Td (for ) Tj ET Q q 0 0 0 rg BT 165.49 494.10 Td (this ) Tj ET Q q 0 0 0 rg BT 182.15 494.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 228.25 494.10 Td (by ) Tj ET Q q 0 0 0 rg BT 240.47 494.10 Td (recording ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.00 494.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 300.71 494.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.61 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 331.82 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 342.37 494.10 Td (goodwill, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.64 494.10 Td ($310 ) Tj ET Q q 0 0 0 rg BT 404.86 494.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.96 494.10 Td ( ) Tj ET Q q 0 0 0 rg BT 443.18 494.10 Td (of ) Tj ET Q q 0 0 0 rg BT 453.73 494.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 495.93 494.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 521.48 494.10 Td (pertaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 482.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.98 482.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 98.83 482.10 Td (relationships, ) Tj ET Q q 0 0 0 rg BT 154.63 482.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.26 482.10 Td ($48 ) Tj ET Q q 0 0 0 rg BT 188.46 482.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.57 482.10 Td ( ) Tj ET Q q 0 0 0 rg BT 226.77 482.10 Td (of ) Tj ET Q q 0 0 0 rg BT 237.29 482.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 279.48 482.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 305.01 482.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 347.75 482.10 Td (to ) Tj ET Q q 0 0 0 rg BT 357.72 482.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 394.35 482.10 Td (technology) Tj ET Q q 0 0 0 rg BT 438.13 482.10 Td (. ) Tj ET Q q 0 0 0 rg BT 442.67 482.10 Td (The ) Tj ET Q q 0 0 0 rg BT 460.41 482.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 501.50 482.10 Td (has ) Tj ET Q q 0 0 0 rg BT 517.02 482.10 Td (determined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 470.10 Td (that ) Tj ET Q q 0 0 0 rg BT 67.50 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 82.21 470.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 98.59 470.10 Td (value ) Tj ET Q q 0 0 0 rg BT 122.74 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.57 470.10 Td (the ) Tj ET Q q 0 0 0 rg BT 148.29 470.10 Td (contingent ) Tj ET Q q 0 0 0 rg BT 193.00 470.10 Td (earn ) Tj ET Q q 0 0 0 rg BT 212.71 470.10 Td (out ) Tj ET Q q 0 0 0 rg BT 227.99 470.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 284.36 470.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.53 470.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 310.74 470.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.24 470.10 Td (as ) Tj ET Q q 0 0 0 rg BT 324.07 470.10 Td (of ) Tj ET Q q 0 0 0 rg BT 334.90 470.10 Td (December ) Tj ET Q q 0 0 0 rg BT 378.48 470.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 393.48 470.10 Td (2015.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 448.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 448.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.44 448.10 Td (following ) Tj ET Q q 0 0 0 rg BT 144.23 448.10 Td (table ) Tj ET Q q 0 0 0 rg BT 165.56 448.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 215.21 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 229.33 448.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 245.10 448.10 Td (value ) Tj ET Q q 0 0 0 rg BT 268.65 448.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.88 448.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.99 448.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 348.76 448.10 Td (transferred, ) Tj ET Q q 0 0 0 rg BT 396.46 448.10 Td (net ) Tj ET Q q 0 0 0 rg BT 410.57 448.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 435.80 448.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 472.12 448.10 Td (and ) Tj ET Q q 0 0 0 rg BT 488.45 448.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 527.57 448.10 Td (assumed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 436.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.83 436.10 Td (a ) Tj ET Q q 0 0 0 rg BT 67.77 436.10 Td (result ) Tj ET Q q 0 0 0 rg BT 92.49 436.10 Td (of ) Tj ET Q q 0 0 0 rg BT 103.32 436.10 Td (the ) Tj ET Q q 0 0 0 rg BT 118.03 436.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 168.31 436.10 Td (that ) Tj ET Q q 0 0 0 rg BT 185.80 436.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 223.28 436.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.88 436.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.88 436.10 Td ( ) Tj ET Q q 0 0 0 rg BT 274.38 436.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.32 436.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 311.32 436.10 Td (:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 395.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 395.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 395.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 395.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 395.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 365.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 365.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 365.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 365.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 365.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 335.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 335.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 335.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 335.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 335.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 295.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 295.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 295.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 295.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 295.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 265.60 346.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 265.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 265.60 63.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 265.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 265.60 66.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 236.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 236.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 236.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 236.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 236.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 206.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 206.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 206.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 206.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 206.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 176.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 176.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 176.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 176.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 176.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 146.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 146.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 146.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 146.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 146.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 131.60 346.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 131.60 4.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 131.60 63.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 131.60 4.00 -4.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 131.60 66.00 -4.00 re f /GS0 gs 1 1 1 rg /GS0 gs 50.50 127.60 346.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 396.50 127.60 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 400.50 127.60 63.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 463.50 127.60 4.00 -15.00 re f /GS0 gs 1 1 1 rg /GS0 gs 467.50 127.60 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 108.60 346.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 396.50 108.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 400.50 108.60 63.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 463.50 108.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 108.60 66.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 410.6 m 463.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 410.6 m 467.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 410.6 m 533.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 395.6 m 396.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 410.6 m 463.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 395.6 m 463.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 463.5 410.6 m 467.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 410.6 m 533.5 410.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 395.6 m 533.5 395.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 295.6 m 463.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 281.6 m 463.5 281.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 279.6 m 463.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 295.6 m 533.5 295.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 281.6 m 533.5 281.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 279.6 m 533.5 279.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 146.60000000000002 m 463.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 146.60000000000002 m 533.5 146.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 112.60000000000002 m 463.5 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 112.60000000000002 m 533.5 112.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 108.60000000000002 m 463.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 94.60000000000002 m 463.5 94.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 400.5 92.60000000000002 m 463.5 92.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 108.60000000000002 m 533.5 108.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 94.60000000000002 m 533.5 94.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 92.60000000000002 m 533.5 92.60000000000002 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 415.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 437.40 415.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 400.28 Td (\(in thousands\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.50 400.28 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.00 400.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 385.28 Td (Fair value of total consideration transferred) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 370.27 Td (Cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 370.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 370.27 Td (13,380) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 370.27 Td (59,514) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 355.27 Td (Equity instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.65 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 340.27 Td (Contingent earn-out consideration arrangement \(net\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 340.27 Td (516) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 340.27 Td (4,312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 325.27 Td (Previous cash consideration in investment of CurePet) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.65 325.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 325.27 Td (2,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 310.27 Td (Cash consideration offset against open receivable balances due to Ebix, Inc. from) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 300.27 Td (CurePet) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.65 300.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 300.27 Td (1,350) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 285.27 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 285.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 285.27 Td (13,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.00 285.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 285.27 Td (67,176) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 256.28 Td (Fair value of assets acquired and liabilities assumed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 241.27 Td (Cash) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 241.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 241.27 Td (905) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.00 241.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.65 241.27 Td (323) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 226.27 Td (Other current assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 226.27 Td (3,509) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 226.27 Td (5,263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 211.27 Td (Property, plant, and equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.65 211.27 Td (312) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.65 211.27 Td (670) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 196.27 Td (Other long term assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.65 196.27 Td (11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 196.27 Td (54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 181.27 Td (Intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 181.27 Td (10,836) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 507.15 181.27 Td (6,872) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 166.27 Td (Deferred tax liability) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.80 166.32 Td (\(4,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 166.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.80 166.32 Td (\(1,040) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 166.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 151.27 Td (Current and other liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 433.80 151.32 Td (\(4,431) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.65 151.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.80 151.32 Td (\(13,469) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 151.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 136.27 Td (Net assets acquired, excludes goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 136.27 Td (7,127) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.80 136.32 Td (\(1,327) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.65 136.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 117.27 Td (Goodwill) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.15 117.27 Td (6,769) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 117.27 Td (68,503) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 98.27 Td (Total net assets acquired) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.00 98.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 432.15 98.27 Td (13,896) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.00 98.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.15 98.27 Td (67,176) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 72.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 72.10 Td (The ) Tj ET Q q 0 0 0 rg BT 104.50 72.10 Td (following ) Tj ET Q q 0 0 0 rg BT 146.34 72.10 Td (table ) Tj ET Q q 0 0 0 rg BT 168.73 72.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 219.45 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.62 72.10 Td (separately ) Tj ET Q q 0 0 0 rg BT 278.10 72.10 Td (identified ) Tj ET Q q 0 0 0 rg BT 319.38 72.10 Td (intangible ) Tj ET Q q 0 0 0 rg BT 362.32 72.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 388.61 72.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 425.99 72.10 Td (as ) Tj ET Q q 0 0 0 rg BT 437.27 72.10 Td (a ) Tj ET Q q 0 0 0 rg BT 444.66 72.10 Td (result ) Tj ET Q q 0 0 0 rg BT 469.83 72.10 Td (of ) Tj ET Q q 0 0 0 rg BT 481.12 72.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.29 72.10 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 547.02 72.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 60.10 Td (occurred ) Tj ET Q q 0 0 0 rg BT 87.48 60.10 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.08 60.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.08 60.10 Td ( ) Tj ET Q q 0 0 0 rg BT 138.58 60.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.52 60.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.52 60.10 Td (:) Tj ET Q endstream endobj 143 0 obj <>] /Rotate 0 /Contents 144 0 R>> endobj 144 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (68) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 661.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 409.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 465.50 661.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 469.50 661.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 633.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 633.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 633.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 633.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 633.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 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j 3 M 289.5 734.5 m 345.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 734.5 m 349.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 734.5 m 405.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405.5 734.5 m 409.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 734.5 m 465.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 734.5 m 469.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 734.5 m 525.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 734.5 m 345.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 720.5 m 345.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 720.5 m 349.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 720.5 m 405.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 734.5 m 465.5 734.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 720.5 m 465.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 465.5 720.5 m 469.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 720.5 m 525.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 720.5 m 345.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 720.5 m 349.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 720.5 m 405.5 720.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 684.5 m 285.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 684.5 m 345.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 684.5 m 405.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 684.5 m 465.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 684.5 m 525.5 684.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 605.5 m 345.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 605.5 m 405.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 605.5 m 465.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 605.5 m 525.5 605.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 592.5 m 345.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 590.5 m 345.5 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 592.5 m 405.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 590.5 m 405.5 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 592.5 m 465.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 409.5 590.5 m 465.5 590.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 592.5 m 525.5 592.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 469.5 590.5 m 525.5 590.5 l s BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 739.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.90 739.18 Td (December 31,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 725.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.00 725.18 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 457.00 725.18 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.70 711.23 Td (W) Tj ET Q q 0 0 0 rg BT 366.15 711.23 Td (eighted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.60 701.23 Td (A) Tj ET Q q 0 0 0 rg BT 366.08 701.23 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 476.70 711.23 Td (W) Tj ET Q q 0 0 0 rg BT 486.15 711.23 Td (eighted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 479.60 701.23 Td (A) Tj ET Q q 0 0 0 rg BT 486.08 701.23 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 688.23 Td (Intangible asset category) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 294.70 688.23 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 353.50 688.23 Td (Useful Life) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.70 688.23 Td (Fair Value) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.50 688.23 Td (Useful Life) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 666.17 Td () Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 311.15 675.23 Td (\(in) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 294.20 665.23 Td (thousands\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 357.40 666.18 Td (\(in years\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 431.15 675.23 Td (\(in) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 414.20 665.23 Td (thousands\)) Tj ET Q BT /F4 10.00 Tf ET q 0 0 0 rg BT 477.40 666.18 Td (\(in years\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 652.07 Td (Customer relationships) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 652.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 652.07 Td (10,762) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 652.07 Td (8.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.00 652.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 652.07 Td (5,275) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 652.07 Td (9.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 638.07 Td (Developed technology) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.65 638.07 Td (74) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 638.07 Td (2.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.15 638.07 Td (1,236) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 638.07 Td (4.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 624.07 Td (Non-compete agreements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.65 624.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 624.07 Td (0.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 624.07 Td (226) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 624.07 Td (7.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 610.07 Td (Trademarks) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.65 610.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.50 610.07 Td (0.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.65 610.07 Td (135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.50 610.07 Td (5.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 59.00 596.07 Td (Total acquired intangible assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 292.00 596.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 314.15 596.18 Td (10,836) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 389.50 596.18 Td (8.9) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 412.00 596.18 Td ($) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.15 596.18 Td (6,872) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 509.50 596.18 Td (8.8) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 548.00 Td (Estimated ) Tj ET Q q 0 0 0 rg BT 140.94 548.00 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 181.75 548.00 Td (future ) Tj ET Q q 0 0 0 rg BT 207.58 548.00 Td (amortization ) Tj ET Q q 0 0 0 rg BT 260.07 548.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 294.23 548.00 Td (for ) Tj ET Q q 0 0 0 rg BT 307.84 548.00 Td (the ) Tj ET Q q 0 0 0 rg BT 322.01 548.00 Td (intangible ) Tj ET Q q 0 0 0 rg BT 363.95 548.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 389.23 548.00 Td (recorded ) Tj ET Q q 0 0 0 rg BT 426.15 548.00 Td (as ) Tj ET Q q 0 0 0 rg BT 436.43 548.00 Td (part ) Tj ET Q q 0 0 0 rg BT 453.93 548.00 Td (of ) Tj ET Q q 0 0 0 rg BT 464.21 548.00 Td (the ) Tj ET Q q 0 0 0 rg BT 478.38 548.00 Td (business ) Tj ET Q q 0 0 0 rg BT 514.22 548.00 Td (acquisitions ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 536.00 Td (described ) Tj ET Q q 0 0 0 rg BT 90.82 536.00 Td (above ) Tj ET Q q 0 0 0 rg BT 117.19 536.00 Td (and ) Tj ET Q q 0 0 0 rg BT 134.13 536.00 Td (other ) Tj ET Q q 0 0 0 rg BT 157.18 536.00 Td (prior ) Tj ET Q q 0 0 0 rg BT 179.12 536.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 229.39 536.00 Td (is ) Tj ET Q q 0 0 0 rg BT 238.56 536.00 Td (as ) Tj ET Q q 0 0 0 rg BT 249.39 536.00 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 511.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 511.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 483.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 483.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 455.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 455.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 427.50 450.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 427.50 56.00 -5.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 422.50 450.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 500.50 422.50 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 511.5 m 500.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 511.5 m 556.5 511.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 427.5 m 556.5 427.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 427.5 m 556.5 427.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 407.5 m 556.5 407.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 500.5 409.5 m 556.5 409.5 l s BT /F4 10.00 Tf ET q 0 0 0 rg BT 53.00 516.18 Td (Estimated Amortization Expenses \(in thousands\):) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 503.00 516.06 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 502.07 Td (For the year ending December31, 2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 502.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 502.07 Td (7,853) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 488.07 Td (For the year ending December31, 2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 488.07 Td (7,368) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 474.07 Td (For the year ending December31, 2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 474.07 Td (6,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 460.07 Td (For the year ending December31, 2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 460.07 Td (6,458) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 446.07 Td (For the year ending December31, 2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 446.07 Td (5,893) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 432.07 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 432.07 Td (17,675) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 424.31 Td () Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 553.00 424.31 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 413.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 503.00 413.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 413.07 Td (51,848) Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 53.00 405.31 Td () Tj ET Q BT /F1 1.00 Tf ET q 0 0 0 rg BT 553.00 405.31 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 382.00 Td (The ) Tj ET Q q 0 0 0 rg BT 118.18 382.00 Td (Company ) Tj ET Q q 0 0 0 rg BT 160.70 382.00 Td (recorded ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 199.31 382.00 Td ($7.2 ) Tj ET Q q 0 0 0 rg BT 220.45 382.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 249.34 382.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.47 382.00 Td ($7.4 ) Tj ET Q q 0 0 0 rg BT 276.61 382.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.50 382.00 Td (, ) Tj ET Q q 0 0 0 rg BT 311.63 382.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.71 382.00 Td ($7.3 ) Tj ET Q q 0 0 0 rg BT 350.84 382.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 379.73 382.00 Td ( ) Tj ET Q q 0 0 0 rg BT 383.37 382.00 Td (of ) Tj ET Q q 0 0 0 rg BT 395.33 382.00 Td (amortization ) Tj ET Q q 0 0 0 rg BT 449.50 382.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 485.34 382.00 Td (related ) Tj ET Q q 0 0 0 rg BT 516.18 382.00 Td (to ) Tj ET Q q 0 0 0 rg BT 527.59 382.00 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.00 Td (intangible ) Tj ET Q q 0 0 0 rg BT 92.49 370.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 118.32 370.00 Td (for ) Tj ET Q q 0 0 0 rg BT 132.48 370.00 Td (the ) Tj ET Q q 0 0 0 rg BT 147.20 370.00 Td (years ) Tj ET Q q 0 0 0 rg BT 170.80 370.00 Td (ended ) Tj ET Q q 0 0 0 rg BT 197.17 370.00 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 255.76 370.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.76 370.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.76 370.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 300.76 370.00 Td (, ) Tj ET Q q 0 0 0 rg BT 305.76 370.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.70 370.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.70 370.00 Td (, ) Tj ET Q q 0 0 0 rg BT 347.70 370.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 395.36 370.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 324.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 324.00 Td (4. ) Tj ET Q q 0 0 0 rg BT 82.49 324.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 92.86 324.00 Td (o ) Tj ET Q q 0 0 0 rg BT 100.36 324.00 Td (Forma ) Tj ET Q q 0 0 0 rg BT 131.73 324.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 174.24 324.00 Td (Information ) Tj ET Q q 0 0 0 rg BT 228.96 324.00 Td (\(r) Tj ET Q q 0 0 0 rg BT 236.55 324.00 Td (e: ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 246.82 324.00 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 266.82 324.00 Td ( ) Tj ET Q q 0 0 0 rg BT 269.32 324.00 Td (and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 287.94 324.00 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.94 324.00 Td ( ) Tj ET Q q 0 0 0 rg BT 310.44 324.00 Td (acquisitions\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 302.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 302.00 Td (This ) Tj ET Q q 0 0 0 rg BT 107.04 302.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 149.74 302.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 166.33 302.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 193.48 302.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 231.72 302.00 Td (information ) Tj ET Q q 0 0 0 rg BT 282.20 302.00 Td (is ) Tj ET Q q 0 0 0 rg BT 292.13 302.00 Td (provided ) Tj ET Q q 0 0 0 rg BT 330.94 302.00 Td (for ) Tj ET Q q 0 0 0 rg BT 345.87 302.00 Td (informational ) Tj ET Q q 0 0 0 rg BT 403.56 302.00 Td (purposes ) Tj ET Q q 0 0 0 rg BT 442.37 302.00 Td (only ) Tj ET Q q 0 0 0 rg BT 463.42 302.00 Td (and ) Tj ET Q q 0 0 0 rg BT 481.12 302.00 Td (does ) Tj ET Q q 0 0 0 rg BT 502.71 302.00 Td (not ) Tj ET Q q 0 0 0 rg BT 518.76 302.00 Td (project ) Tj ET Q q 0 0 0 rg BT 549.78 302.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 290.00 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 290.00 Td (s ) Tj ET Q q 0 0 0 rg BT 98.06 290.00 Td (results ) Tj ET Q q 0 0 0 rg BT 126.67 290.00 Td (of ) Tj ET Q q 0 0 0 rg BT 137.50 290.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 181.65 290.00 Td (for ) Tj ET Q q 0 0 0 rg BT 195.81 290.00 Td (any ) Tj ET Q q 0 0 0 rg BT 212.75 290.00 Td (future ) Tj ET Q q 0 0 0 rg BT 239.13 290.00 Td (period.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 268.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 268.00 Td (The ) Tj ET Q q 0 0 0 rg BT 104.72 268.00 Td (aggregated ) Tj ET Q q 0 0 0 rg BT 151.76 268.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 194.38 268.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 210.88 268.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 237.94 268.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 276.10 268.00 Td (information ) Tj ET Q q 0 0 0 rg BT 326.49 268.00 Td (pertains ) Tj ET Q q 0 0 0 rg BT 361.32 268.00 Td (to ) Tj ET Q q 0 0 0 rg BT 372.28 268.00 Td (all ) Tj ET Q q 0 0 0 rg BT 385.45 268.00 Td (of ) Tj ET Q q 0 0 0 rg BT 396.96 268.00 Td (the ) Tj ET Q q 0 0 0 rg BT 412.35 268.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 460.11 268.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 511.06 268.00 Td (made ) Tj ET Q q 0 0 0 rg BT 535.89 268.00 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 256.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 72.66 256.00 Td (and ) Tj ET Q q 0 0 0 rg BT 89.75 256.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 114.91 256.00 Td (which ) Tj ET Q q 0 0 0 rg BT 142.00 256.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 177.98 256.00 Td (the ) Tj ET Q q 0 0 0 rg BT 192.86 256.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 243.29 256.00 Td (of ) Tj ET Q q 0 0 0 rg BT 254.27 256.00 Td ( ) Tj ET Q q 0 0 0 rg BT 256.93 256.00 Td (PB ) Tj ET Q q 0 0 0 rg BT 271.82 256.00 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 310.12 256.00 Td (V) Tj ET Q q 0 0 0 rg BT 316.74 256.00 Td (ia ) Tj ET Q q 0 0 0 rg BT 326.61 256.00 Td (Media, ) Tj ET Q q 0 0 0 rg BT 357.32 256.00 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 394.69 256.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 442.88 256.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 473.39 256.00 Td (V) Tj ET Q q 0 0 0 rg BT 479.50 256.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 504.65 256.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 547.57 256.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 244.00 Td (i3, ) Tj ET Q q 0 0 0 rg BT 62.66 244.00 Td (as ) Tj ET Q q 0 0 0 rg BT 73.37 244.00 Td (presented ) Tj ET Q q 0 0 0 rg BT 114.07 244.00 Td (in ) Tj ET Q q 0 0 0 rg BT 124.23 244.00 Td (the ) Tj ET Q q 0 0 0 rg BT 138.83 244.00 Td (table ) Tj ET Q q 0 0 0 rg BT 160.65 244.00 Td (below) Tj ET Q q 0 0 0 rg BT 184.44 244.00 Td (, ) Tj ET Q q 0 0 0 rg BT 189.32 244.00 Td (and ) Tj ET Q q 0 0 0 rg BT 206.14 244.00 Td (is ) Tj ET Q q 0 0 0 rg BT 215.20 244.00 Td (provided ) Tj ET Q q 0 0 0 rg BT 253.13 244.00 Td (for ) Tj ET Q q 0 0 0 rg BT 267.17 244.00 Td (informational ) Tj ET Q q 0 0 0 rg BT 323.98 244.00 Td (purposes ) Tj ET Q q 0 0 0 rg BT 361.91 244.00 Td (only ) Tj ET Q q 0 0 0 rg BT 382.08 244.00 Td (and ) Tj ET Q q 0 0 0 rg BT 398.90 244.00 Td (does ) Tj ET Q q 0 0 0 rg BT 419.61 244.00 Td (not ) Tj ET Q q 0 0 0 rg BT 434.77 244.00 Td (project ) Tj ET Q q 0 0 0 rg BT 464.92 244.00 Td (the ) Tj ET Q q 0 0 0 rg BT 479.52 244.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 526.48 244.00 Td (expected ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.00 Td (results ) Tj ET Q q 0 0 0 rg BT 78.69 232.00 Td (of ) Tj ET Q q 0 0 0 rg BT 89.61 232.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 133.85 232.00 Td (for ) Tj ET Q q 0 0 0 rg BT 148.09 232.00 Td (any ) Tj ET Q q 0 0 0 rg BT 165.11 232.00 Td (future ) Tj ET Q q 0 0 0 rg BT 191.58 232.00 Td (period. ) Tj ET Q q 0 0 0 rg BT 222.21 232.00 Td (No ) Tj ET Q q 0 0 0 rg BT 237.01 232.00 Td (ef) Tj ET Q q 0 0 0 rg BT 244.60 232.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 262.17 232.00 Td (has ) Tj ET Q q 0 0 0 rg BT 278.09 232.00 Td (been ) Tj ET Q q 0 0 0 rg BT 299.55 232.00 Td (given ) Tj ET Q q 0 0 0 rg BT 324.35 232.00 Td (in ) Tj ET Q q 0 0 0 rg BT 334.71 232.00 Td (this ) Tj ET Q q 0 0 0 rg BT 351.74 232.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 367.66 232.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 394.12 232.00 Td (information ) Tj ET Q q 0 0 0 rg BT 443.92 232.00 Td (for ) Tj ET Q q 0 0 0 rg BT 458.16 232.00 Td (future ) Tj ET Q q 0 0 0 rg BT 484.62 232.00 Td (syner) Tj ET Q q 0 0 0 rg BT 506.10 232.00 Td (gistic ) Tj ET Q q 0 0 0 rg BT 530.35 232.00 Td (benefits ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.00 Td (that ) Tj ET Q q 0 0 0 rg BT 67.05 220.00 Td (may ) Tj ET Q q 0 0 0 rg BT 86.32 220.00 Td (still ) Tj ET Q q 0 0 0 rg BT 103.38 220.00 Td (be ) Tj ET Q q 0 0 0 rg BT 114.88 220.00 Td (realized ) Tj ET Q q 0 0 0 rg BT 148.57 220.00 Td (as ) Tj ET Q q 0 0 0 rg BT 158.96 220.00 Td (a ) Tj ET Q q 0 0 0 rg BT 165.45 220.00 Td (result ) Tj ET Q q 0 0 0 rg BT 189.73 220.00 Td (of ) Tj ET Q q 0 0 0 rg BT 200.11 220.00 Td (combining ) Tj ET Q q 0 0 0 rg BT 244.94 220.00 Td (these ) Tj ET Q q 0 0 0 rg BT 267.54 220.00 Td (companies ) Tj ET Q q 0 0 0 rg BT 312.36 220.00 Td (or ) Tj ET Q q 0 0 0 rg BT 322.75 220.00 Td (costs ) Tj ET Q q 0 0 0 rg BT 344.80 220.00 Td (that ) Tj ET Q q 0 0 0 rg BT 361.86 220.00 Td (may ) Tj ET Q q 0 0 0 rg BT 381.13 220.00 Td (yet ) Tj ET Q q 0 0 0 rg BT 395.40 220.00 Td (be ) Tj ET Q q 0 0 0 rg BT 406.89 220.00 Td (incurred ) Tj ET Q q 0 0 0 rg BT 442.27 220.00 Td (in ) Tj ET Q q 0 0 0 rg BT 452.10 220.00 Td (integrating ) Tj ET Q q 0 0 0 rg BT 497.48 220.00 Td (their ) Tj ET Q q 0 0 0 rg BT 517.86 220.00 Td (operations. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.00 Td (The ) Tj ET Q q 0 0 0 rg BT 68.19 208.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 90.83 208.00 Td (and ) Tj ET Q q 0 0 0 rg BT 107.91 208.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 130.55 208.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 146.52 208.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 173.04 208.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 210.66 208.00 Td (information ) Tj ET Q q 0 0 0 rg BT 260.52 208.00 Td (below ) Tj ET Q q 0 0 0 rg BT 287.60 208.00 Td (assumes ) Tj ET Q q 0 0 0 rg BT 323.57 208.00 Td (that ) Tj ET Q q 0 0 0 rg BT 341.21 208.00 Td (all ) Tj ET Q q 0 0 0 rg BT 353.84 208.00 Td (such ) Tj ET Q q 0 0 0 rg BT 374.81 208.00 Td (business ) Tj ET Q q 0 0 0 rg BT 411.35 208.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 461.76 208.00 Td (were ) Tj ET Q q 0 0 0 rg BT 483.83 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(businesses ) Tj ET Q q 0 0 0 rg BT 541.47 196.00 Td (since ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 184.00 Td (the ) Tj ET Q q 0 0 0 rg BT 65.04 184.00 Td (ef) Tj ET Q q 0 0 0 rg BT 72.62 184.00 Td (fective ) Tj ET Q q 0 0 0 rg BT 102.64 184.00 Td (date ) Tj ET Q q 0 0 0 rg BT 122.12 184.00 Td (that ) Tj ET Q q 0 0 0 rg BT 139.93 184.00 Td (they ) Tj ET Q q 0 0 0 rg BT 159.97 184.00 Td (were ) Tj ET Q q 0 0 0 rg BT 182.22 184.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 219.46 184.00 Td (by ) Tj ET Q q 0 0 0 rg BT 232.28 184.00 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 256.48 184.00 Td (and ) Tj ET Q q 0 0 0 rg BT 273.74 184.00 Td (thusly ) Tj ET Q q 0 0 0 rg BT 301.01 184.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 337.15 184.00 Td (only ) Tj ET Q q 0 0 0 rg BT 357.75 184.00 Td (ten ) Tj ET Q q 0 0 0 rg BT 372.78 184.00 Td (months ) Tj ET Q q 0 0 0 rg BT 405.05 184.00 Td (of ) Tj ET Q q 0 0 0 rg BT 416.00 184.00 Td (V) Tj ET Q q 0 0 0 rg BT 422.62 184.00 Td (ia ) Tj ET Q q 0 0 0 rg BT 432.65 184.00 Td (Media, ) Tj ET Q q 0 0 0 rg BT 463.52 184.00 Td (and ) Tj ET Q q 0 0 0 rg BT 480.78 184.00 Td (seven ) Tj ET Q q 0 0 0 rg BT 506.36 184.00 Td (months ) Tj ET Q q 0 0 0 rg BT 538.63 184.00 Td (of ) Tj ET Q q 0 0 0 rg BT 549.78 184.00 Td (PB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 172.00 Td (Systems ) Tj ET Q q 0 0 0 rg BT 85.93 172.00 Td (Similarly) Tj ET Q q 0 0 0 rg BT 122.50 172.00 Td (, ) Tj ET Q q 0 0 0 rg BT 127.59 172.00 Td (the ) Tj ET Q q 0 0 0 rg BT 142.39 172.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 164.98 172.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 180.90 172.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 207.36 172.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 244.93 172.00 Td (information ) Tj ET Q q 0 0 0 rg BT 294.73 172.00 Td (below ) Tj ET Q q 0 0 0 rg BT 321.76 172.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 357.67 172.00 Td (a ) Tj ET Q q 0 0 0 rg BT 364.70 172.00 Td (full ) Tj ET Q q 0 0 0 rg BT 381.17 172.00 Td (year ) Tj ET Q q 0 0 0 rg BT 400.97 172.00 Td (of ) Tj ET Q q 0 0 0 rg BT 411.88 172.00 Td (results ) Tj ET Q q 0 0 0 rg BT 440.58 172.00 Td (for ) Tj ET Q q 0 0 0 rg BT 454.83 172.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 502.95 172.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 533.40 172.00 Td (V) Tj ET Q q 0 0 0 rg BT 539.51 172.00 Td (ertex, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 160.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 93.02 160.00 Td (and ) Tj ET Q q 0 0 0 rg BT 110.21 160.00 Td (i3 ) Tj ET Q q 0 0 0 rg BT 120.75 160.00 Td (as ) Tj ET Q q 0 0 0 rg BT 131.83 160.00 Td (if ) Tj ET Q q 0 0 0 rg BT 140.69 160.00 Td (they ) Tj ET Q q 0 0 0 rg BT 160.66 160.00 Td (had ) Tj ET Q q 0 0 0 rg BT 177.86 160.00 Td (been ) Tj ET Q q 0 0 0 rg BT 199.49 160.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 236.67 160.00 Td (on ) Tj ET Q q 0 0 0 rg BT 249.42 160.00 Td (January ) Tj ET Q q 0 0 0 rg BT 283.27 160.00 Td (1, ) Tj ET Q q 0 0 0 rg BT 293.53 160.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 318.78 160.00 Td (whereas ) Tj ET Q q 0 0 0 rg BT 354.29 160.00 Td (the ) Tj ET Q q 0 0 0 rg BT 369.26 160.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 416.60 160.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 452.67 160.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 490.40 160.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 535.37 160.00 Td (for ) Tj ET Q q 0 0 0 rg BT 549.78 160.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 148.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 72.55 148.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 108.43 148.00 Td (eight ) Tj ET Q q 0 0 0 rg BT 130.98 148.00 Td (months ) Tj ET Q q 0 0 0 rg BT 162.98 148.00 Td (of ) Tj ET Q q 0 0 0 rg BT 173.86 148.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 211.40 148.00 Td (results ) Tj ET Q q 0 0 0 rg BT 240.06 148.00 Td (for ) Tj ET Q q 0 0 0 rg BT 254.27 148.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 302.35 148.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 332.95 148.00 Td (eleven ) Tj ET Q q 0 0 0 rg BT 361.60 148.00 Td (months ) Tj ET Q q 0 0 0 rg BT 393.60 148.00 Td (for ) Tj ET Q q 0 0 0 rg BT 407.81 148.00 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 445.08 148.00 Td (three ) Tj ET Q q 0 0 0 rg BT 467.62 148.00 Td (months ) Tj ET Q q 0 0 0 rg BT 499.44 148.00 Td (V) Tj ET Q q 0 0 0 rg BT 505.55 148.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 530.59 148.00 Td (and ) Tj ET Q q 0 0 0 rg BT 547.58 148.00 Td (one ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 136.00 Td (month ) Tj ET Q q 0 0 0 rg BT 78.06 136.00 Td (each ) Tj ET Q q 0 0 0 rg BT 98.87 136.00 Td (for ) Tj ET Q q 0 0 0 rg BT 113.03 136.00 Td (Oakstone ) Tj ET Q q 0 0 0 rg BT 153.30 136.00 Td (and ) Tj ET Q q 0 0 0 rg BT 170.24 136.00 Td (i3.) Tj ET Q endstream endobj 145 0 obj <>] /Rotate 0 /Contents 146 0 R>> endobj 146 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (69) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 687.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 687.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 687.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 687.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 687.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 687.50 59.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 659.50 235.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 285.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 289.50 659.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 659.50 58.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 407.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 411.50 659.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 659.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 471.50 659.50 59.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 715.5 m 345.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 715.5 m 407.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 715.5 m 467.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 715.5 m 530.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 715.5 m 345.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 701.5 m 345.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 715.5 m 407.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 701.5 m 407.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 715.5 m 467.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 701.5 m 467.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 715.5 m 530.5 715.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 701.5 m 530.5 701.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 289.5 687.5 m 345.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 345.5 687.5 m 349.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 687.5 m 407.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 407.5 687.5 m 411.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 411.5 687.5 m 467.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 687.5 m 471.5 687.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 471.5 687.5 m 530.5 687.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 311.40 739.23 Td (As ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 297.00 729.23 Td (Reported) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 307.00 719.23 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.60 730.18 Td (Pr) Tj ET Q q 0 0 0 rg BT 364.97 730.18 Td (o Forma) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 368.00 720.18 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 433.40 739.23 Td (As ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 419.00 729.23 Td (Reported) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 429.00 719.23 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 477.10 730.18 Td (Pr) Tj ET Q q 0 0 0 rg BT 487.47 730.18 Td (o Forma) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.50 720.18 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 706.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.00 706.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.95 706.18 Td (\(unaudited\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 439.00 706.18 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.45 706.18 Td (\(unaudited\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 321.60 692.18 Td (\(In thousands, except per share amounts\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 678.07 Td (Revenue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.15 678.07 Td (265,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.15 678.07 Td (272,235) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.15 678.07 Td (214,321) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 678.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 494.15 678.07 Td (280,454) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 664.07 Td (Net Income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.15 664.07 Td (79,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.15 664.07 Td (79,412) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 664.07 Td (63,558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 664.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.15 664.07 Td (64,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 650.07 Td (Basic EPS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 650.07 Td (2.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.15 650.07 Td (2.29) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.15 650.07 Td (1.68) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 650.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 650.07 Td (1.70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 636.07 Td (Diluted EPS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 636.07 Td (2.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.15 636.07 Td (2.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 414.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 446.15 636.07 Td (1.67) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.00 636.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.15 636.07 Td (1.69) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 610.00 Td ( ) Tj ET Q q 0 0 0 rg BT 76.50 610.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 610.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 598.00 Td (In ) Tj ET Q q 0 0 0 rg BT 97.24 598.00 Td (the ) Tj ET Q q 0 0 0 rg BT 112.36 598.00 Td (above ) Tj ET Q q 0 0 0 rg BT 139.14 598.00 Td (table, ) Tj ET Q q 0 0 0 rg BT 163.98 598.00 Td (the ) Tj ET Q q 0 0 0 rg BT 179.10 598.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 221.44 598.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 237.67 598.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 264.46 598.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 299.01 598.00 Td (for ) Tj ET Q q 0 0 0 rg BT 313.57 598.00 Td (the ) Tj ET Q q 0 0 0 rg BT 328.70 598.00 Td (year ) Tj ET Q q 0 0 0 rg BT 348.81 598.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.59 598.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 434.58 598.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.58 598.00 Td ( ) Tj ET Q q 0 0 0 rg BT 457.48 598.00 Td (decreased ) Tj ET Q q 0 0 0 rg BT 499.80 598.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 512.71 598.00 Td ($8.2 ) Tj ET Q q 0 0 0 rg BT 533.11 598.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 598.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.00 Td (from ) Tj ET Q q 0 0 0 rg BT 72.65 586.00 Td (the ) Tj ET Q q 0 0 0 rg BT 88.08 586.00 Td (unaudited ) Tj ET Q q 0 0 0 rg BT 130.72 586.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 147.26 586.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 174.35 586.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 209.20 586.00 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.07 586.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.07 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 247.29 586.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.83 586.00 Td ($280.5 ) Tj ET Q q 0 0 0 rg BT 289.54 586.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 318.43 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 321.64 586.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 332.63 586.00 Td ($272.2 ) Tj ET Q q 0 0 0 rg BT 363.34 586.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.23 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 395.44 586.00 Td (, ) Tj ET Q q 0 0 0 rg BT 401.15 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 404.36 586.00 Td (representing ) Tj ET Q q 0 0 0 rg BT 456.99 586.00 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.64 586.00 Td (2.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.47 586.00 Td ( ) Tj ET Q q 0 0 0 rg BT 488.68 586.00 Td (decrease, ) Tj ET Q q 0 0 0 rg BT 528.81 586.00 Td (with ) Tj ET Q q 0 0 0 rg BT 549.80 586.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.00 Td (change ) Tj ET Q q 0 0 0 rg BT 80.54 574.00 Td (in ) Tj ET Q q 0 0 0 rg BT 90.54 574.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 130.52 574.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 151.62 574.00 Td (adversely ) Tj ET Q q 0 0 0 rg BT 192.16 574.00 Td (ef) Tj ET Q q 0 0 0 rg BT 199.75 574.00 Td (fecting ) Tj ET Q q 0 0 0 rg BT 229.74 574.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 265.28 574.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 303.04 574.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.26 574.00 Td (\($10.7\) ) Tj ET Q q 0 0 0 rg BT 346.65 574.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.54 574.00 Td (. ) Tj ET Q q 0 0 0 rg BT 380.10 574.00 Td (The ) Tj ET Q q 0 0 0 rg BT 397.87 574.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 433.41 574.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 467.28 574.00 Td (in ) Tj ET Q q 0 0 0 rg BT 477.28 574.00 Td (the ) Tj ET Q q 0 0 0 rg BT 491.72 574.00 Td (amount ) Tj ET Q q 0 0 0 rg BT 523.94 574.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.50 574.00 Td ($265.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 562.00 Td ( ) Tj ET Q q 0 0 0 rg BT 81.39 562.00 Td (for ) Tj ET Q q 0 0 0 rg BT 95.54 562.00 Td (the ) Tj ET Q q 0 0 0 rg BT 110.26 562.00 Td (year ) Tj ET Q q 0 0 0 rg BT 129.96 562.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.34 562.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 214.92 562.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.92 562.00 Td ( ) Tj ET Q q 0 0 0 rg BT 237.41 562.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 277.66 562.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 290.16 562.00 Td ($51.2 ) Tj ET Q q 0 0 0 rg BT 315.16 562.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 344.05 562.00 Td ( ) Tj ET Q q 0 0 0 rg BT 346.54 562.00 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.37 562.00 Td (23.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.20 562.00 Td ( ) Tj ET Q q 0 0 0 rg BT 385.70 562.00 Td (from ) Tj ET Q q 0 0 0 rg BT 407.63 562.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.35 562.00 Td ($214.3 ) Tj ET Q q 0 0 0 rg BT 452.34 562.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 0 0 rg BT 481.23 562.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 483.73 562.00 Td (of ) Tj ET Q q 0 0 0 rg BT 494.56 562.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 530.37 562.00 Td (revenue ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.00 Td (for ) Tj ET Q q 0 0 0 rg BT 63.99 550.00 Td (the ) Tj ET Q q 0 0 0 rg BT 78.54 550.00 Td (year ) Tj ET Q q 0 0 0 rg BT 98.07 550.00 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 124.28 550.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 182.69 550.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.69 550.00 Td (. ) Tj ET Q q 0 0 0 rg BT 207.35 550.00 Td (The ) Tj ET Q q 0 0 0 rg BT 225.23 550.00 Td (cause ) Tj ET Q q 0 0 0 rg BT 249.76 550.00 Td (for ) Tj ET Q q 0 0 0 rg BT 263.75 550.00 Td (the ) Tj ET Q q 0 0 0 rg BT 278.30 550.00 Td (dif) Tj ET Q q 0 0 0 rg BT 289.23 550.00 Td (ference ) Tj ET Q q 0 0 0 rg BT 320.97 550.00 Td (between ) Tj ET Q q 0 0 0 rg BT 356.61 550.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.16 550.00 Td (23.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.99 550.00 Td ( ) Tj ET Q q 0 0 0 rg BT 399.32 550.00 Td (increase ) Tj ET Q q 0 0 0 rg BT 434.40 550.00 Td (in ) Tj ET Q q 0 0 0 rg BT 444.51 550.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 480.15 550.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 502.48 550.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 536.46 550.00 Td (versus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 71.77 538.00 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 107.69 538.00 Td (as ) Tj ET Q q 0 0 0 rg BT 117.79 538.00 Td (compared ) Tj ET Q q 0 0 0 rg BT 158.98 538.00 Td (to ) Tj ET Q q 0 0 0 rg BT 168.53 538.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 182.51 538.00 Td (2.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 203.34 538.00 Td ( ) Tj ET Q q 0 0 0 rg BT 205.11 538.00 Td (decrease ) Tj ET Q q 0 0 0 rg BT 241.30 538.00 Td (in ) Tj ET Q q 0 0 0 rg BT 250.85 538.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 272.62 538.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 287.72 538.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 313.36 538.00 Td (versus ) Tj ET Q q 0 0 0 rg BT 340.69 538.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 362.46 538.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 377.56 538.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 403.20 538.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 436.62 538.00 Td (is ) Tj ET Q q 0 0 0 rg BT 445.06 538.00 Td (due ) Tj ET Q q 0 0 0 rg BT 461.27 538.00 Td (to ) Tj ET Q q 0 0 0 rg BT 470.82 538.00 Td (the ) Tj ET Q q 0 0 0 rg BT 484.80 538.00 Td (ef) Tj ET Q q 0 0 0 rg BT 492.39 538.00 Td (fect ) Tj ET Q q 0 0 0 rg BT 509.15 538.00 Td (of ) Tj ET Q q 0 0 0 rg BT 519.25 538.00 Td (combining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.00 Td (the ) Tj ET Q q 0 0 0 rg BT 64.32 526.00 Td (additional ) Tj ET Q q 0 0 0 rg BT 106.42 526.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 140.17 526.00 Td (derived ) Tj ET Q q 0 0 0 rg BT 172.26 526.00 Td (from ) Tj ET Q q 0 0 0 rg BT 193.81 526.00 Td (those ) Tj ET Q q 0 0 0 rg BT 217.02 526.00 Td (businesses ) Tj ET Q q 0 0 0 rg BT 261.35 526.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 297.88 526.00 Td (during ) Tj ET Q q 0 0 0 rg BT 326.09 526.00 Td (the ) Tj ET Q q 0 0 0 rg BT 340.42 526.00 Td (years ) Tj ET Q q 0 0 0 rg BT 363.62 526.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 385.73 526.00 Td (and ) Tj ET Q q 0 0 0 rg BT 402.27 526.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 426.88 526.00 Td (specifically ) Tj ET Q q 0 0 0 rg BT 474.92 526.00 Td (V) Tj ET Q q 0 0 0 rg BT 481.54 526.00 Td (ia ) Tj ET Q q 0 0 0 rg BT 490.86 526.00 Td (Media ) Tj ET Q q 0 0 0 rg BT 518.52 526.00 Td (Health, ) Tj ET Q q 0 0 0 rg BT 549.78 526.00 Td (PB ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 514.00 Td (Systems, ) Tj ET Q q 0 0 0 rg BT 88.26 514.00 Td (Curepet, ) Tj ET Q q 0 0 0 rg BT 124.83 514.00 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 172.79 514.00 Td (Magic, ) Tj ET Q q 0 0 0 rg BT 203.08 514.00 Td (V) Tj ET Q q 0 0 0 rg BT 209.19 514.00 Td (ertex, ) Tj ET Q q 0 0 0 rg BT 234.10 514.00 Td (Oakstone, ) Tj ET Q q 0 0 0 rg BT 276.78 514.00 Td (and ) Tj ET Q q 0 0 0 rg BT 293.64 514.00 Td (i3, ) Tj ET Q q 0 0 0 rg BT 306.34 514.00 Td (with ) Tj ET Q q 0 0 0 rg BT 326.54 514.00 Td (the ) Tj ET Q q 0 0 0 rg BT 341.17 514.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 388.17 514.00 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 438.36 514.00 Td (operations. ) Tj ET Q q 0 0 0 rg BT 484.76 514.00 Td (The ) Tj ET Q q 0 0 0 rg BT 502.72 514.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 525.14 514.00 Td (and ) Tj ET Q q 0 0 0 rg BT 542.00 514.00 Td (2014 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 502.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 65.14 502.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 90.82 502.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 127.61 502.00 Td (information ) Tj ET Q q 0 0 0 rg BT 176.63 502.00 Td (assumes ) Tj ET Q q 0 0 0 rg BT 211.77 502.00 Td (that ) Tj ET Q q 0 0 0 rg BT 228.57 502.00 Td (all ) Tj ET Q q 0 0 0 rg BT 240.38 502.00 Td (such ) Tj ET Q q 0 0 0 rg BT 260.51 502.00 Td (business ) Tj ET Q q 0 0 0 rg BT 296.21 502.00 Td (acquisitions ) Tj ET Q q 0 0 0 rg BT 345.80 502.00 Td (were ) Tj ET Q q 0 0 0 rg BT 367.03 502.00 Td (made ) Tj ET Q q 0 0 0 rg BT 390.50 502.00 Td (on ) Tj ET Q q 0 0 0 rg BT 402.30 502.00 Td (January ) Tj ET Q q 0 0 0 rg BT 435.21 502.00 Td (1, ) Tj ET Q q 0 0 0 rg BT 444.52 502.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 468.83 502.00 Td (whereas ) Tj ET Q q 0 0 0 rg BT 503.39 502.00 Td (the ) Tj ET Q q 0 0 0 rg BT 517.42 502.00 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 86.22 490.00 Td (financial ) Tj ET Q q 0 0 0 rg BT 124.11 490.00 Td (statements ) Tj ET Q q 0 0 0 rg BT 169.23 490.00 Td (for ) Tj ET Q q 0 0 0 rg BT 183.80 490.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 206.71 490.00 Td (only ) Tj ET Q q 0 0 0 rg BT 227.39 490.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 263.63 490.00 Td (the ) Tj ET Q q 0 0 0 rg BT 278.75 490.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 319.42 490.00 Td (results ) Tj ET Q q 0 0 0 rg BT 348.44 490.00 Td (from ) Tj ET Q q 0 0 0 rg BT 370.78 490.00 Td (the ) Tj ET Q q 0 0 0 rg BT 385.91 490.00 Td (businesses ) Tj ET Q q 0 0 0 rg BT 431.04 490.00 Td (since ) Tj ET Q q 0 0 0 rg BT 454.49 490.00 Td (the ) Tj ET Q q 0 0 0 rg BT 469.62 490.00 Td (ef) Tj ET Q q 0 0 0 rg BT 477.20 490.00 Td (fective ) Tj ET Q q 0 0 0 rg BT 507.31 490.00 Td (date ) Tj ET Q q 0 0 0 rg BT 526.88 490.00 Td (that ) Tj ET Q q 0 0 0 rg BT 544.78 490.00 Td (they ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.00 Td (were ) Tj ET Q q 0 0 0 rg BT 71.93 478.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 108.85 478.00 Td (by ) Tj ET Q q 0 0 0 rg BT 121.35 478.00 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 145.24 478.00 Td (and ) Tj ET Q q 0 0 0 rg BT 162.18 478.00 Td (thus ) Tj ET Q q 0 0 0 rg BT 181.35 478.00 Td (includes ) Tj ET Q q 0 0 0 rg BT 217.17 478.00 Td (only ) Tj ET Q q 0 0 0 rg BT 237.45 478.00 Td (nine ) Tj ET Q q 0 0 0 rg BT 257.17 478.00 Td (months ) Tj ET Q q 0 0 0 rg BT 289.12 478.00 Td (of ) Tj ET Q q 0 0 0 rg BT 299.77 478.00 Td (V) Tj ET Q q 0 0 0 rg BT 306.39 478.00 Td (ia ) Tj ET Q q 0 0 0 rg BT 316.10 478.00 Td (Media, ) Tj ET Q q 0 0 0 rg BT 346.65 478.00 Td (and ) Tj ET Q q 0 0 0 rg BT 363.59 478.00 Td (seven ) Tj ET Q q 0 0 0 rg BT 388.86 478.00 Td (months ) Tj ET Q q 0 0 0 rg BT 420.81 478.00 Td (of ) Tj ET Q q 0 0 0 rg BT 431.64 478.00 Td (PB ) Tj ET Q q 0 0 0 rg BT 446.37 478.00 Td (Systems.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 456.00 Td (The ) Tj ET Q q 0 0 0 rg BT 104.05 456.00 Td (above ) Tj ET Q q 0 0 0 rg BT 130.42 456.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 146.25 456.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 172.63 456.00 Td (analysis ) Tj ET Q q 0 0 0 rg BT 207.35 456.00 Td (is ) Tj ET Q q 0 0 0 rg BT 216.52 456.00 Td (based ) Tj ET Q q 0 0 0 rg BT 241.79 456.00 Td (on ) Tj ET Q q 0 0 0 rg BT 254.29 456.00 Td (the ) Tj ET Q q 0 0 0 rg BT 269.00 456.00 Td (following ) Tj ET Q q 0 0 0 rg BT 310.39 456.00 Td (premises:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 434.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 434.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 157.83 434.00 Td (and ) Tj ET Q q 0 0 0 rg BT 175.10 434.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 197.93 434.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 214.09 434.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 240.79 434.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 275.27 434.00 Td (contains ) Tj ET Q q 0 0 0 rg BT 311.42 434.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 338.13 434.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 372.60 434.00 Td (of ) Tj ET Q q 0 0 0 rg BT 383.76 434.00 Td (the ) Tj ET Q q 0 0 0 rg BT 398.81 434.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 436.06 434.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 467.77 434.00 Td (before ) Tj ET Q q 0 0 0 rg BT 496.14 434.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 542.85 434.00 Td (date, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 422.00 Td (as ) Tj ET Q q 0 0 0 rg BT 146.79 422.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 183.57 422.00 Td (by ) Tj ET Q q 0 0 0 rg BT 197.03 422.00 Td (the ) Tj ET Q q 0 0 0 rg BT 212.71 422.00 Td (sellers, ) Tj ET Q q 0 0 0 rg BT 244.21 422.00 Td (as ) Tj ET Q q 0 0 0 rg BT 256.00 422.00 Td (well ) Tj ET Q q 0 0 0 rg BT 276.68 422.00 Td (as ) Tj ET Q q 0 0 0 rg BT 288.47 422.00 Td (actual ) Tj ET Q q 0 0 0 rg BT 315.81 422.00 Td (revenue ) Tj ET Q q 0 0 0 rg BT 350.91 422.00 Td (of ) Tj ET Q q 0 0 0 rg BT 362.70 422.00 Td (the ) Tj ET Q q 0 0 0 rg BT 378.38 422.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 416.27 422.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 448.61 422.00 Td (after ) Tj ET Q q 0 0 0 rg BT 470.39 422.00 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 520.23 422.00 Td (Growth ) Tj ET Q q 0 0 0 rg BT 554.24 422.00 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 410.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 172.50 410.00 Td (of ) Tj ET Q q 0 0 0 rg BT 182.79 410.00 Td (the ) Tj ET Q q 0 0 0 rg BT 196.97 410.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.35 410.00 Td (entities ) Tj ET Q q 0 0 0 rg BT 264.19 410.00 Td (after ) Tj ET Q q 0 0 0 rg BT 284.47 410.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 330.31 410.00 Td (date ) Tj ET Q q 0 0 0 rg BT 348.93 410.00 Td (are ) Tj ET Q q 0 0 0 rg BT 363.09 410.00 Td (only ) Tj ET Q q 0 0 0 rg BT 382.83 410.00 Td (reflected ) Tj ET Q q 0 0 0 rg BT 419.76 410.00 Td (for ) Tj ET Q q 0 0 0 rg BT 433.38 410.00 Td (the ) Tj ET Q q 0 0 0 rg BT 447.56 410.00 Td (period ) Tj ET Q q 0 0 0 rg BT 475.07 410.00 Td (after ) Tj ET Q q 0 0 0 rg BT 495.34 410.00 Td (their ) Tj ET Q q 0 0 0 rg BT 515.63 410.00 Td (acquisition.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 398.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 398.00 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 171.55 398.00 Td (billed ) Tj ET Q q 0 0 0 rg BT 195.88 398.00 Td (to ) Tj ET Q q 0 0 0 rg BT 205.22 398.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 238.45 398.00 Td (clients ) Tj ET Q q 0 0 0 rg BT 266.12 398.00 Td (from ) Tj ET Q q 0 0 0 rg BT 287.12 398.00 Td (the ) Tj ET Q q 0 0 0 rg BT 300.90 398.00 Td (cross ) Tj ET Q q 0 0 0 rg BT 323.01 398.00 Td (selling ) Tj ET Q q 0 0 0 rg BT 351.24 398.00 Td (of ) Tj ET Q q 0 0 0 rg BT 361.13 398.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 397.12 398.00 Td (products ) Tj ET Q q 0 0 0 rg BT 433.12 398.00 Td (has ) Tj ET Q q 0 0 0 rg BT 448.01 398.00 Td (been ) Tj ET Q q 0 0 0 rg BT 468.45 398.00 Td (assigned ) Tj ET Q q 0 0 0 rg BT 504.45 398.00 Td (to ) Tj ET Q q 0 0 0 rg BT 513.79 398.00 Td (the ) Tj ET Q q 0 0 0 rg BT 527.57 398.00 Td (acquired ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 386.00 Td (section ) Tj ET Q q 0 0 0 rg BT 165.83 386.00 Td (of ) Tj ET Q q 0 0 0 rg BT 176.66 386.00 Td (our ) Tj ET Q q 0 0 0 rg BT 192.49 386.00 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 374.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 374.00 Td (Any ) Tj ET Q q 0 0 0 rg BT 154.57 374.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 188.57 374.00 Td (products ) Tj ET Q q 0 0 0 rg BT 225.36 374.00 Td (sold ) Tj ET Q q 0 0 0 rg BT 244.37 374.00 Td (to ) Tj ET Q q 0 0 0 rg BT 254.49 374.00 Td (new ) Tj ET Q q 0 0 0 rg BT 273.50 374.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 316.39 374.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 353.15 374.00 Td (through ) Tj ET Q q 0 0 0 rg BT 386.61 374.00 Td (the ) Tj ET Q q 0 0 0 rg BT 401.17 374.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 447.39 374.00 Td (customer ) Tj ET Q q 0 0 0 rg BT 486.39 374.00 Td (base, ) Tj ET Q q 0 0 0 rg BT 509.00 374.00 Td (has ) Tj ET Q q 0 0 0 rg BT 524.68 374.00 Td (also ) Tj ET Q q 0 0 0 rg BT 543.13 374.00 Td (been ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 362.00 Td (assigned ) Tj ET Q q 0 0 0 rg BT 171.94 362.00 Td (to ) Tj ET Q q 0 0 0 rg BT 182.22 362.00 Td (the ) Tj ET Q q 0 0 0 rg BT 196.93 362.00 Td (acquired ) Tj ET Q q 0 0 0 rg BT 233.86 362.00 Td (section ) Tj ET Q q 0 0 0 rg BT 264.68 362.00 Td (of ) Tj ET Q q 0 0 0 rg BT 275.51 362.00 Td (our ) Tj ET Q q 0 0 0 rg BT 291.34 362.00 Td (business.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 350.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 350.00 Td (2014 ) Tj ET Q q 0 0 0 rg BT 157.73 350.00 Td (pro ) Tj ET Q q 0 0 0 rg BT 173.80 350.00 Td (forma ) Tj ET Q q 0 0 0 rg BT 200.41 350.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 238.68 350.00 Td (include ) Tj ET Q q 0 0 0 rg BT 270.85 350.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 309.12 350.00 Td (from ) Tj ET Q q 0 0 0 rg BT 331.29 350.00 Td (some ) Tj ET Q q 0 0 0 rg BT 355.14 350.00 Td (product ) Tj ET Q q 0 0 0 rg BT 388.42 350.00 Td (lines ) Tj ET Q q 0 0 0 rg BT 410.04 350.00 Td (whose ) Tj ET Q q 0 0 0 rg BT 438.33 350.00 Td (sale ) Tj ET Q q 0 0 0 rg BT 456.61 350.00 Td (was ) Tj ET Q q 0 0 0 rg BT 474.89 350.00 Td (discontinued ) Tj ET Q q 0 0 0 rg BT 528.73 350.00 Td (after ) Tj ET Q q 0 0 0 rg BT 549.78 350.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 338.00 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 182.08 338.00 Td (date ) Tj ET Q q 0 0 0 rg BT 201.92 338.00 Td (and ) Tj ET Q q 0 0 0 rg BT 219.56 338.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 258.29 338.00 Td (from ) Tj ET Q q 0 0 0 rg BT 280.92 338.00 Td (some ) Tj ET Q q 0 0 0 rg BT 305.22 338.00 Td (customers ) Tj ET Q q 0 0 0 rg BT 348.96 338.00 Td (whose ) Tj ET Q q 0 0 0 rg BT 377.71 338.00 Td (contracts ) Tj ET Q q 0 0 0 rg BT 416.99 338.00 Td (were ) Tj ET Q q 0 0 0 rg BT 439.61 338.00 Td (discontinued. ) Tj ET Q q 0 0 0 rg BT 496.18 338.00 Td (This ) Tj ET Q q 0 0 0 rg BT 517.15 338.00 Td (is ) Tj ET Q q 0 0 0 rg BT 527.02 338.00 Td (typically ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 326.00 Td (done ) Tj ET Q q 0 0 0 rg BT 156.94 326.00 Td (for ) Tj ET Q q 0 0 0 rg BT 171.10 326.00 Td (ef) Tj ET Q q 0 0 0 rg BT 178.69 326.00 Td (ficiency ) Tj ET Q q 0 0 0 rg BT 213.39 326.00 Td (and/or ) Tj ET Q q 0 0 0 rg BT 241.44 326.00 Td (competitive ) Tj ET Q q 0 0 0 rg BT 291.14 326.00 Td (reasons.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.00 314.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 314.00 Td (The ) Tj ET Q q 0 0 0 rg BT 153.26 314.00 Td (impact ) Tj ET Q q 0 0 0 rg BT 183.18 314.00 Td (from ) Tj ET Q q 0 0 0 rg BT 205.32 314.00 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 255.25 314.00 Td (of ) Tj ET Q q 0 0 0 rg BT 266.28 314.00 Td (the ) Tj ET Q q 0 0 0 rg BT 281.21 314.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 321.67 314.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 343.26 314.00 Td (for ) Tj ET Q q 0 0 0 rg BT 357.63 314.00 Td (the ) Tj ET Q q 0 0 0 rg BT 372.55 314.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 404.14 314.00 Td (currencies ) Tj ET Q q 0 0 0 rg BT 447.93 314.00 Td (in ) Tj ET Q q 0 0 0 rg BT 458.42 314.00 Td (the ) Tj ET Q q 0 0 0 rg BT 473.35 314.00 Td (countries ) Tj ET Q q 0 0 0 rg BT 512.71 314.00 Td (in ) Tj ET Q q 0 0 0 rg BT 523.20 314.00 Td (which ) Tj ET Q q 0 0 0 rg BT 550.34 314.00 Td (we ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 302.00 Td (conduct ) Tj ET Q q 0 0 0 rg BT 168.87 302.00 Td (operations ) Tj ET Q q 0 0 0 rg BT 212.73 302.00 Td (also ) Tj ET Q q 0 0 0 rg BT 231.05 302.00 Td (partially ) Tj ET Q q 0 0 0 rg BT 266.59 302.00 Td (af) Tj ET Q q 0 0 0 rg BT 274.17 302.00 Td (fected ) Tj ET Q q 0 0 0 rg BT 300.81 302.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 336.34 302.00 Td (revenues. ) Tj ET Q q 0 0 0 rg BT 376.59 302.00 Td (During ) Tj ET Q q 0 0 0 rg BT 407.13 302.00 Td (each ) Tj ET Q q 0 0 0 rg BT 427.66 302.00 Td (of ) Tj ET Q q 0 0 0 rg BT 438.20 302.00 Td (the ) Tj ET Q q 0 0 0 rg BT 452.63 302.00 Td (years ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 475.94 302.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 495.94 302.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.65 302.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.65 302.00 Td (, ) Tj ET Q q 0 0 0 rg BT 525.36 302.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.01 302.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 302.00 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 290.00 Td (the ) Tj ET Q q 0 0 0 rg BT 148.95 290.00 Td (change ) Tj ET Q q 0 0 0 rg BT 178.99 290.00 Td (in ) Tj ET Q q 0 0 0 rg BT 188.50 290.00 Td (foreign ) Tj ET Q q 0 0 0 rg BT 219.10 290.00 Td (currency ) Tj ET Q q 0 0 0 rg BT 255.81 290.00 Td (exchange ) Tj ET Q q 0 0 0 rg BT 295.29 290.00 Td (rates ) Tj ET Q q 0 0 0 rg BT 315.89 290.00 Td (decreased ) Tj ET Q q 0 0 0 rg BT 357.04 290.00 Td (reported ) Tj ET Q q 0 0 0 rg BT 392.08 290.00 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 444.35 290.00 Td (operating ) Tj ET Q q 0 0 0 rg BT 483.84 290.00 Td (revenues ) Tj ET Q q 0 0 0 rg BT 521.11 290.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.84 290.00 Td ($\(10.7\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.00 278.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.89 278.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 168.89 278.00 Td ($\(3.2\) ) Tj ET Q q 0 0 0 rg BT 195.55 278.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.44 278.00 Td (, ) Tj ET Q q 0 0 0 rg BT 229.44 278.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.38 278.00 Td ($\(3.8\) ) Tj ET Q q 0 0 0 rg BT 273.04 278.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.93 278.00 Td (, ) Tj ET Q q 0 0 0 rg BT 306.93 278.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 354.59 278.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 242.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 242.00 Td (5. ) Tj ET Q q 0 0 0 rg BT 82.49 242.00 Td (Commer) Tj ET Q q 0 0 0 rg BT 120.07 242.00 Td (cial ) Tj ET Q q 0 0 0 rg BT 137.56 242.00 Td (Bank ) Tj ET Q q 0 0 0 rg BT 162.86 242.00 Td (Financing ) Tj ET Q q 0 0 0 rg BT 208.14 242.00 Td (Facility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 218.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 218.00 Td ( ) Tj ET Q q 0 0 0 rg BT 90.21 218.00 Td ( ) Tj ET Q q 0 0 0 rg BT 94.42 218.00 Td ( ) Tj ET Q q 0 0 0 rg BT 98.62 218.00 Td ( ) Tj ET Q q 0 0 0 rg BT 102.83 218.00 Td (Ef) Tj ET Q q 0 0 0 rg BT 112.09 218.00 Td (fective ) Tj ET Q q 0 0 0 rg BT 143.50 218.00 Td (October ) Tj ET Q q 0 0 0 rg BT 179.92 218.00 Td (14, ) Tj ET Q q 0 0 0 rg BT 196.62 218.00 Td (2015 ) Tj ET Q q 0 0 0 rg BT 220.83 218.00 Td (the ) Tj ET Q q 0 0 0 rg BT 237.26 218.00 Td (Company) Tj ET Q q 0 0 0 rg BT 275.49 218.00 Td (, ) Tj ET Q q 0 0 0 rg BT 282.20 218.00 Td (in ) Tj ET Q q 0 0 0 rg BT 294.19 218.00 Td (coordination ) Tj ET Q q 0 0 0 rg BT 348.94 218.00 Td (with ) Tj ET Q q 0 0 0 rg BT 370.92 218.00 Td (Regions ) Tj ET Q q 0 0 0 rg BT 407.91 218.00 Td (Financial ) Tj ET Q q 0 0 0 rg BT 449.33 218.00 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 501.86 218.00 Td (\("Regions"\) ) Tj ET Q q 0 0 0 rg BT 553.67 218.00 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 206.00 Td (administrative ) Tj ET Q q 0 0 0 rg BT 109.71 206.00 Td (agent ) Tj ET Q q 0 0 0 rg BT 133.86 206.00 Td (and ) Tj ET Q q 0 0 0 rg BT 150.80 206.00 Td (a ) Tj ET Q q 0 0 0 rg BT 157.74 206.00 Td (joint ) Tj ET Q q 0 0 0 rg BT 178.57 206.00 Td (lender) Tj ET Q q 0 0 0 rg BT 203.16 206.00 Td (, ) Tj ET Q q 0 0 0 rg BT 208.16 206.00 Td (exercised ) Tj ET Q q 0 0 0 rg BT 248.41 206.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.13 206.00 Td ($50 ) Tj ET Q q 0 0 0 rg BT 280.63 206.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 309.52 206.00 Td ( ) Tj ET Q q 0 0 0 rg BT 312.02 206.00 Td (accordion ) Tj ET Q q 0 0 0 rg BT 353.95 206.00 Td (feature ) Tj ET Q q 0 0 0 rg BT 384.20 206.00 Td (in ) Tj ET Q q 0 0 0 rg BT 394.48 206.00 Td (the ) Tj ET Q q 0 0 0 rg BT 409.19 206.00 Td (existing ) Tj ET Q q 0 0 0 rg BT 443.36 206.00 Td (Regions ) Tj ET Q q 0 0 0 rg BT 478.64 206.00 Td (Secured ) Tj ET Q q 0 0 0 rg BT 513.34 206.00 Td (Syndicated) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 194.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 77.50 194.00 Td (Facility ) Tj ET Q q 0 0 0 rg BT 110.55 194.00 Td (thereby ) Tj ET Q q 0 0 0 rg BT 143.03 194.00 Td (expanding ) Tj ET Q q 0 0 0 rg BT 187.19 194.00 Td (the ) Tj ET Q q 0 0 0 rg BT 201.90 194.00 Td (total ) Tj ET Q q 0 0 0 rg BT 222.18 194.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 247.44 194.00 Td (facility ) Tj ET Q q 0 0 0 rg BT 278.26 194.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.54 194.00 Td ($240 ) Tj ET Q q 0 0 0 rg BT 311.04 194.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.93 194.00 Td (. ) Tj ET Q q 0 0 0 rg BT 344.38 194.00 Td (As ) Tj ET Q q 0 0 0 rg BT 357.99 194.00 Td (part ) Tj ET Q q 0 0 0 rg BT 376.04 194.00 Td (of ) Tj ET Q q 0 0 0 rg BT 386.87 194.00 Td (this ) Tj ET Q q 0 0 0 rg BT 403.82 194.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 429.08 194.00 Td (facility ) Tj ET Q q 0 0 0 rg BT 459.90 194.00 Td (expansion, ) Tj ET Q q 0 0 0 rg BT 505.27 194.00 Td (TD ) Tj ET Q q 0 0 0 rg BT 521.10 194.00 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 547.21 194.00 Td (NA) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 182.00 Td (\("TD"\) ) Tj ET Q q 0 0 0 rg BT 80.65 182.00 Td (was ) Tj ET Q q 0 0 0 rg BT 98.71 182.00 Td (added ) Tj ET Q q 0 0 0 rg BT 125.08 182.00 Td (to ) Tj ET Q q 0 0 0 rg BT 135.36 182.00 Td (the ) Tj ET Q q 0 0 0 rg BT 150.08 182.00 Td (syndication ) Tj ET Q q 0 0 0 rg BT 198.68 182.00 Td (group ) Tj ET Q q 0 0 0 rg BT 224.51 182.00 Td (along ) Tj ET Q q 0 0 0 rg BT 249.23 182.00 Td (with ) Tj ET Q q 0 0 0 rg BT 269.51 182.00 Td (five ) Tj ET Q q 0 0 0 rg BT 287.55 182.00 Td (other ) Tj ET Q q 0 0 0 rg BT 310.60 182.00 Td (bank ) Tj ET Q q 0 0 0 rg BT 332.54 182.00 Td (participants, ) Tj ET Q q 0 0 0 rg BT 384.19 182.00 Td (which ) Tj ET Q q 0 0 0 rg BT 411.13 182.00 Td (include ) Tj ET Q q 0 0 0 rg BT 443.06 182.00 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 480.84 182.00 Td (MUFG ) Tj ET Q q 0 0 0 rg BT 512.24 182.00 Td (Union ) Tj ET Q q 0 0 0 rg BT 539.74 182.00 Td (Bank) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 170.00 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 73.77 170.00 Td (Fifth ) Tj ET Q q 0 0 0 rg BT 94.91 170.00 Td (Third ) Tj ET Q q 0 0 0 rg BT 118.96 170.00 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 144.39 170.00 Td (and ) Tj ET Q q 0 0 0 rg BT 160.65 170.00 Td (Silicon ) Tj ET Q q 0 0 0 rg BT 190.68 170.00 Td (V) Tj ET Q q 0 0 0 rg BT 196.80 170.00 Td (alley ) Tj ET Q q 0 0 0 rg BT 218.06 170.00 Td (Bank ) Tj ET Q q 0 0 0 rg BT 240.99 170.00 Td (as ) Tj ET Q q 0 0 0 rg BT 251.15 170.00 Td (joint ) Tj ET Q q 0 0 0 rg BT 271.31 170.00 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 304.38 170.00 Td (TD ) Tj ET Q q 0 0 0 rg BT 319.54 170.00 Td (commitment ) Tj ET Q q 0 0 0 rg BT 371.91 170.00 Td (level ) Tj ET Q q 0 0 0 rg BT 393.17 170.00 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.67 170.00 Td ($25 ) Tj ET Q q 0 0 0 rg BT 418.49 170.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 447.38 170.00 Td (. ) Tj ET Q q 0 0 0 rg BT 451.58 170.00 Td (The ) Tj ET Q q 0 0 0 rg BT 468.95 170.00 Td (expanded ) Tj ET Q q 0 0 0 rg BT 509.09 170.00 Td (credit ) Tj ET Q q 0 0 0 rg BT 533.68 170.00 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 158.00 Td (will ) Tj ET Q q 0 0 0 rg BT 68.06 158.00 Td (continue ) Tj ET Q q 0 0 0 rg BT 104.99 158.00 Td (to ) Tj ET Q q 0 0 0 rg BT 115.27 158.00 Td (be ) Tj ET Q q 0 0 0 rg BT 127.21 158.00 Td (used ) Tj ET Q q 0 0 0 rg BT 148.04 158.00 Td (to ) Tj ET Q q 0 0 0 rg BT 158.32 158.00 Td (fund ) Tj ET Q q 0 0 0 rg BT 179.15 158.00 Td (the ) Tj ET Q q 0 0 0 rg BT 193.86 158.00 Td (Company's ) Tj ET Q q 0 0 0 rg BT 240.94 158.00 Td (future ) Tj ET Q q 0 0 0 rg BT 267.32 158.00 Td (growth ) Tj ET Q q 0 0 0 rg BT 298.15 158.00 Td (and ) Tj ET Q q 0 0 0 rg BT 315.09 158.00 Td (share ) Tj ET Q q 0 0 0 rg BT 338.69 158.00 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 384.49 158.00 Td (initiatives.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.00 141.00 Td ( ) Tj ET Q q 0 0 0 rg BT 96.34 141.00 Td (On ) Tj ET Q q 0 0 0 rg BT 109.91 141.00 Td (February ) Tj ET Q q 0 0 0 rg BT 147.35 141.00 Td (3, ) Tj ET Q q 0 0 0 rg BT 156.19 141.00 Td (2015, ) Tj ET Q q 0 0 0 rg BT 180.03 141.00 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 202.76 141.00 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 219.37 141.00 Td (and ) Tj ET Q q 0 0 0 rg BT 235.15 141.00 Td (certain ) Tj ET Q q 0 0 0 rg BT 263.69 141.00 Td (of ) Tj ET Q q 0 0 0 rg BT 273.36 141.00 Td (its ) Tj ET Q q 0 0 0 rg BT 284.15 141.00 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 332.71 141.00 Td (entered ) Tj ET Q q 0 0 0 rg BT 363.48 141.00 Td (into ) Tj ET Q q 0 0 0 rg BT 380.38 141.00 Td (the ) Tj ET Q q 0 0 0 rg BT 393.94 141.00 Td (First ) Tj ET Q q 0 0 0 rg BT 413.32 141.00 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 464.10 141.00 Td (\(the ) Tj ET Q q 0 0 0 rg BT 480.98 141.00 Td (First ) Tj ET Q q 0 0 0 rg BT 504.81 141.00 Td (Amendment\) ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 129.00 Td (to ) Tj ET Q q 0 0 0 rg BT 60.20 129.00 Td (the ) Tj ET Q q 0 0 0 rg BT 74.84 129.00 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 112.54 129.00 Td (dated ) Tj ET Q q 0 0 0 rg BT 136.08 129.00 Td (August ) Tj ET Q q 0 0 0 rg BT 167.39 129.00 Td (5, ) Tj ET Q q 0 0 0 rg BT 177.31 129.00 Td (2014, ) Tj ET Q q 0 0 0 rg BT 202.23 129.00 Td (among ) Tj ET Q q 0 0 0 rg BT 231.87 129.00 Td (the ) Tj ET Q q 0 0 0 rg BT 246.51 129.00 Td (Company) Tj ET Q q 0 0 0 rg BT 284.74 129.00 Td (, ) Tj ET Q q 0 0 0 rg BT 289.67 129.00 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 327.36 129.00 Td (MUFG ) Tj ET Q q 0 0 0 rg BT 358.68 129.00 Td (Union ) Tj ET Q q 0 0 0 rg BT 386.10 129.00 Td (Bank ) Tj ET Q q 0 0 0 rg BT 409.63 129.00 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 434.00 129.00 Td (and ) Tj ET Q q 0 0 0 rg BT 450.86 129.00 Td (Silicon ) Tj ET Q q 0 0 0 rg BT 481.44 129.00 Td (V) Tj ET Q q 0 0 0 rg BT 487.55 129.00 Td (alley ) Tj ET Q q 0 0 0 rg BT 509.40 129.00 Td (Bank ) Tj ET Q q 0 0 0 rg BT 532.93 129.00 Td (as ) Tj ET Q q 0 0 0 rg BT 543.68 129.00 Td (joint ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 117.00 Td (lenders. ) Tj ET Q q 0 0 0 rg BT 83.86 117.00 Td (The ) Tj ET Q q 0 0 0 rg BT 102.08 117.00 Td (First ) Tj ET Q q 0 0 0 rg BT 122.50 117.00 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 174.60 117.00 Td (amends ) Tj ET Q q 0 0 0 rg BT 207.82 117.00 Td (the ) Tj ET Q q 0 0 0 rg BT 222.71 117.00 Td (Regions ) Tj ET Q q 0 0 0 rg BT 258.16 117.00 Td (Credit ) Tj ET Q q 0 0 0 rg BT 285.83 117.00 Td (Facility ) Tj ET Q q 0 0 0 rg BT 319.05 117.00 Td (by ) Tj ET Q q 0 0 0 rg BT 331.73 117.00 Td (increasing ) Tj ET Q q 0 0 0 rg BT 375.49 117.00 Td (the ) Tj ET Q q 0 0 0 rg BT 390.38 117.00 Td (maximum ) Tj ET Q q 0 0 0 rg BT 433.61 117.00 Td (amount ) Tj ET Q q 0 0 0 rg BT 466.27 117.00 Td (by ) Tj ET Q q 0 0 0 rg BT 478.95 117.00 Td (which ) Tj ET Q q 0 0 0 rg BT 506.06 117.00 Td (the ) Tj ET Q q 0 0 0 rg BT 520.36 117.00 Td (Aggregate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 105.00 Td (Revolving ) Tj ET Q q 0 0 0 rg BT 93.63 105.00 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 152.27 105.00 Td (may ) Tj ET Q q 0 0 0 rg BT 171.46 105.00 Td (be ) Tj ET Q q 0 0 0 rg BT 182.86 105.00 Td (increased ) Tj ET Q q 0 0 0 rg BT 222.58 105.00 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.55 105.00 Td ($90 ) Tj ET Q q 0 0 0 rg BT 251.52 105.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.41 105.00 Td ( ) Tj ET Q q 0 0 0 rg BT 282.38 105.00 Td (from ) Tj ET Q q 0 0 0 rg BT 303.78 105.00 Td (the ) Tj ET Q q 0 0 0 rg BT 317.97 105.00 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 367.70 105.00 Td (limit ) Tj ET Q q 0 0 0 rg BT 388.56 105.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.86 105.00 Td ($50 ) Tj ET Q q 0 0 0 rg BT 415.83 105.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.72 105.00 Td (, ) Tj ET Q q 0 0 0 rg BT 449.18 105.00 Td (increases ) Tj ET Q q 0 0 0 rg BT 487.80 105.00 Td (the ) Tj ET Q q 0 0 0 rg BT 501.98 105.00 Td (amount ) Tj ET Q q 0 0 0 rg BT 533.95 105.00 Td (of ) Tj ET Q q 0 0 0 rg BT 544.24 105.00 Td (base ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 93.00 Td (facility ) Tj ET Q q 0 0 0 rg BT 81.63 93.00 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.72 93.00 Td ($190 ) Tj ET Q q 0 0 0 rg BT 116.03 93.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.93 93.00 Td ( ) Tj ET Q q 0 0 0 rg BT 148.24 93.00 Td (from ) Tj ET Q q 0 0 0 rg BT 170.99 93.00 Td (the ) Tj ET Q q 0 0 0 rg BT 186.52 93.00 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 237.59 93.00 Td (amount ) Tj ET Q q 0 0 0 rg BT 270.90 93.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.54 93.00 Td ($150 ) Tj ET Q q 0 0 0 rg BT 305.85 93.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.75 93.00 Td (, ) Tj ET Q q 0 0 0 rg BT 340.56 93.00 Td (which ) Tj ET Q q 0 0 0 rg BT 368.31 93.00 Td (together ) Tj ET Q q 0 0 0 rg BT 404.38 93.00 Td (with ) Tj ET Q q 0 0 0 rg BT 425.47 93.00 Td (the 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0 0 rg BT 395.06 81.00 Td (amount ) Tj ET Q q 0 0 0 rg BT 428.03 81.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 439.33 81.00 Td ($200 ) Tj ET Q q 0 0 0 rg BT 462.29 81.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.19 81.00 Td (, ) Tj ET Q q 0 0 0 rg BT 496.65 81.00 Td (and ) Tj ET Q q 0 0 0 rg BT 514.06 81.00 Td (expands ) Tj ET Q q 0 0 0 rg BT 549.80 81.00 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 69.00 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 95.26 69.00 Td (bank ) Tj ET Q q 0 0 0 rg BT 117.20 69.00 Td (group ) Tj ET Q q 0 0 0 rg BT 143.03 69.00 Td (to ) Tj ET Q q 0 0 0 rg BT 153.31 69.00 Td (four ) Tj ET Q q 0 0 0 rg BT 172.47 69.00 Td (participants ) Tj ET Q q 0 0 0 rg BT 221.62 69.00 Td (by ) Tj ET Q q 0 0 0 rg BT 234.12 69.00 Td (adding ) Tj ET Q q 0 0 0 rg BT 263.84 69.00 Td (Fifth ) Tj ET Q q 0 0 0 rg BT 285.61 69.00 Td (Third ) Tj ET Q q 0 0 0 rg BT 310.32 69.00 Td (Bank.) Tj ET Q endstream endobj 147 0 obj <>] /Rotate 0 /Contents 148 0 R>> endobj 148 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.00 742.10 Td (On ) Tj ET Q q 0 0 0 rg BT 108.75 742.10 Td (August ) Tj ET Q q 0 0 0 rg BT 139.61 742.10 Td (5, ) Tj ET Q q 0 0 0 rg BT 149.07 742.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 173.54 742.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 194.39 742.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 225.78 742.10 Td (into ) Tj ET Q q 0 0 0 rg BT 243.30 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 249.70 742.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 274.43 742.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 318.03 742.10 Td (providing ) Tj ET Q q 0 0 0 rg BT 358.88 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 372.51 742.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.91 742.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 400.88 742.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.77 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.73 742.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 464.23 742.10 Td (syndicated ) Tj ET Q q 0 0 0 rg BT 508.96 742.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 533.69 742.10 Td (facility ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 68.14 730.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 107.96 730.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 142.76 730.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 189.79 730.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 217.38 730.10 Td (Facility\) ) Tj ET Q q 0 0 0 rg BT 258.30 730.10 Td (with ) Tj ET Q q 0 0 0 rg BT 278.67 730.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 314.05 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 324.98 730.10 Td (administrative 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355.46 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 365.94 718.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.54 718.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.08 718.10 Td (-year) Tj ET Q q 0 0 0 rg BT 408.22 718.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.87 718.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 435.03 718.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.92 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 466.07 718.10 Td (secured ) Tj ET Q q 0 0 0 rg BT 498.76 718.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 539.24 718.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (facility) Tj ET Q q 0 0 0 rg BT 77.67 706.10 Td (, ) Tj ET Q q 0 0 0 rg BT 82.46 706.10 Td (with ) Tj ET Q q 0 0 0 rg BT 102.52 706.10 Td (an ) Tj ET Q q 0 0 0 rg BT 114.25 706.10 Td (option ) Tj ET Q q 0 0 0 rg BT 142.09 706.10 Td (to ) Tj ET Q q 0 0 0 rg BT 152.16 706.10 Td (expand ) Tj ET Q q 0 0 0 rg BT 183.33 706.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.39 706.10 Td ($200 ) Tj ET Q q 0 0 0 rg BT 215.68 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.57 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 246.86 706.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 269.15 706.10 Td (request ) Tj ET Q q 0 0 0 rg BT 300.31 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 317.04 706.10 Td (with ) Tj ET Q q 0 0 0 rg BT 337.10 706.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 379.38 706.10 Td (lender ) Tj ET Q q 0 0 0 rg BT 406.65 706.10 Td (commitments. ) Tj ET Q q 0 0 0 rg BT 465.71 706.10 Td (This ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 485.78 706.10 Td ($150 ) Tj ET Q q 0 0 0 rg BT 508.07 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.96 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 539.25 706.10 Td (credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 80.45 694.10 Td (with ) Tj ET Q q 0 0 0 rg BT 100.35 694.10 Td (Regions, ) Tj ET Q q 0 0 0 rg BT 137.75 694.10 Td (as ) Tj ET Q q 0 0 0 rg BT 148.21 694.10 Td (administrative ) Tj ET Q q 0 0 0 rg BT 207.54 694.10 Td (agent, ) Tj ET Q q 0 0 0 rg BT 233.82 694.10 Td (replaced ) Tj ET Q q 0 0 0 rg BT 269.81 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 284.15 694.10 Td (former ) Tj ET Q q 0 0 0 rg BT 313.48 694.10 Td (syndicated) Tj ET Q BT /F1 10.00 Tf ET 0.7019607843137254 0.5568627450980392 0.9568627450980393 rg /GS0 gs 356.25 701.03 2.13 -9.09 re f /GS0 gs q 0 0 0 rg BT 356.25 694.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.37 694.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 380.50 694.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.39 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 411.52 694.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 441.96 694.10 Td (that ) Tj ET Q q 0 0 0 rg BT 459.08 694.10 Td (the ) Tj ET Q q 0 0 0 rg BT 473.43 694.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 514.44 694.10 Td (had ) Tj ET Q q 0 0 0 rg BT 531.00 694.10 Td (in ) Tj ET Q q 0 0 0 rg BT 540.91 694.10 Td (place ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.22 682.10 Td (Citi ) Tj ET Q q 0 0 0 rg BT 87.67 682.10 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 113.72 682.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 135.61 682.10 Td (which ) Tj ET Q q 0 0 0 rg BT 162.49 682.10 Td (was ) Tj ET Q q 0 0 0 rg BT 180.48 682.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 200.14 682.10 Td (in ) Tj ET Q q 0 0 0 rg BT 210.36 682.10 Td (full ) Tj ET Q q 0 0 0 rg BT 226.69 682.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 249.14 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 263.80 682.10 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 314.00 682.10 Td (of ) Tj ET Q q 0 0 0 rg BT 324.77 682.10 Td (this ) Tj ET Q q 0 0 0 rg BT 341.67 682.10 Td (new ) Tj ET Q q 0 0 0 rg BT 360.77 682.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 380.43 682.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 411.19 682.10 Td (with ) Tj ET Q q 0 0 0 rg BT 431.41 682.10 Td (Regions. ) Tj ET Q q 0 0 0 rg BT 469.13 682.10 Td ( ) Tj ET Q q 0 0 0 rg BT 471.40 682.10 Td (The ) Tj ET Q q 0 0 0 rg BT 489.39 682.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 515.16 682.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 547.04 682.10 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 94.89 670.10 Td (to ) Tj ET Q q 0 0 0 rg BT 106.47 670.10 Td (the ) Tj ET Q q 0 0 0 rg BT 122.49 670.10 Td (Secured ) Tj ET Q q 0 0 0 rg BT 158.49 670.10 Td (Syndicated ) Tj ET Q q 0 0 0 rg BT 206.73 670.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 235.52 670.10 Td (Facility ) Tj ET Q q 0 0 0 rg BT 269.88 670.10 Td (is ) Tj ET Q q 0 0 0 rg BT 280.35 670.10 Td (LIBOR ) Tj ET Q q 0 0 0 rg BT 314.15 670.10 Td (plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.62 670.10 Td (1.75%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.45 670.10 Td ( ) Tj ET Q q 0 0 0 rg BT 364.25 670.10 Td (or ) Tj ET Q q 0 0 0 rg BT 376.38 670.10 Td (currently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.28 670.10 Td (1.94%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 442.11 670.10 Td (. ) Tj ET Q q 0 0 0 rg BT 448.41 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(leverage ) Tj ET Q q 0 0 0 rg BT 503.75 658.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 523.71 658.10 Td (is ) Tj ET Q q 0 0 0 rg BT 532.02 658.10 Td (LIBOR ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (plus ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.50 646.10 Td (2.25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 95.33 646.10 Td (. ) Tj ET Q q 0 0 0 rg BT 100.66 646.10 Td ( ) Tj ET Q q 0 0 0 rg BT 103.28 646.10 Td (The ) Tj ET Q q 0 0 0 rg BT 121.66 646.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 167.81 646.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 208.40 646.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 252.87 646.10 Td (contains ) Tj ET Q q 0 0 0 rg BT 289.03 646.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 326.83 646.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 369.65 646.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 410.79 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 425.84 646.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 473.25 646.10 Td (fixed ) Tj ET Q q 0 0 0 rg BT 496.62 646.10 Td (char) Tj ET Q q 0 0 0 rg BT 513.65 646.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 525.92 646.10 Td (coverage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (ratio ) Tj ET Q q 0 0 0 rg BT 70.98 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 88.08 634.10 Td (leverage ) Tj ET Q q 0 0 0 rg BT 124.60 634.10 Td (ratio, ) Tj ET Q q 0 0 0 rg BT 148.09 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 159.07 634.10 Td (well ) Tj ET Q q 0 0 0 rg BT 178.95 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 189.94 634.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 219.80 634.10 Td (restrictive ) Tj ET Q q 0 0 0 rg BT 262.44 634.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 305.08 634.10 Td (pertaining ) Tj ET Q q 0 0 0 rg BT 348.28 634.10 Td (to ) Tj ET Q q 0 0 0 rg BT 358.72 634.10 Td (such ) Tj ET Q q 0 0 0 rg BT 379.71 634.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 411.80 634.10 Td (as ) Tj ET Q q 0 0 0 rg BT 422.79 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 437.67 634.10 Td (incurrence ) Tj ET Q q 0 0 0 rg BT 482.52 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 493.51 634.10 Td (new ) Tj ET Q q 0 0 0 rg BT 512.82 634.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 532.70 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.80 634.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (consummation ) Tj ET Q q 0 0 0 rg BT 112.49 622.10 Td (of ) Tj ET Q q 0 0 0 rg BT 124.42 622.10 Td (new ) Tj ET Q q 0 0 0 rg BT 144.68 622.10 Td (business ) Tj ET Q q 0 0 0 rg BT 182.18 622.10 Td (acquisitions. ) Tj ET Q q 0 0 0 rg BT 235.79 622.10 Td (The ) Tj ET Q q 0 0 0 rg BT 254.94 622.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 297.44 622.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 337.13 622.10 Td (is ) Tj ET Q q 0 0 0 rg BT 347.41 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 358.79 622.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 408.48 622.10 Td (with ) Tj ET Q q 0 0 0 rg BT 429.86 622.10 Td (all ) Tj ET Q q 0 0 0 rg BT 443.46 622.10 Td (such ) Tj ET Q q 0 0 0 rg BT 465.39 622.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 503.98 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 522.02 622.10 Td (restrictive ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (covenants. ) Tj ET Q q 0 0 0 rg BT 95.32 610.10 Td (As ) Tj ET Q q 0 0 0 rg BT 110.06 610.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 122.02 610.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 181.74 610.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.74 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 205.37 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 221.22 610.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 269.43 610.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 323.60 610.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 357.77 610.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 381.95 610.10 Td (includes ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.90 610.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 440.04 610.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.93 610.10 Td ( ) Tj ET Q q 0 0 0 rg BT 472.56 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 484.52 610.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 528.70 610.10 Td (deferred ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (financing ) Tj ET Q q 0 0 0 rg BT 90.23 598.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 112.70 598.10 Td (which ) Tj ET Q q 0 0 0 rg BT 139.61 598.10 Td (are ) Tj ET Q q 0 0 0 rg BT 154.29 598.10 Td (being ) Tj ET Q q 0 0 0 rg BT 178.97 598.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 221.42 598.10 Td (over ) Tj ET Q q 0 0 0 rg BT 241.66 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.35 598.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 299.36 598.10 Td (life ) Tj ET Q q 0 0 0 rg BT 315.16 598.10 Td (of ) Tj ET Q q 0 0 0 rg BT 325.96 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.64 598.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 386.44 598.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 411.67 598.10 Td (facility) Tj ET Q q 0 0 0 rg BT 439.34 598.10 Td (. ) Tj ET Q q 0 0 0 rg BT 444.31 598.10 Td ( ) Tj ET Q q 0 0 0 rg BT 446.60 598.10 Td (This ) Tj ET Q q 0 0 0 rg BT 466.85 598.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 486.54 598.10 Td (is ) Tj ET Q q 0 0 0 rg BT 495.68 598.10 Td (collateralized ) Tj ET Q q 0 0 0 rg BT 552.00 598.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (essentially ) Tj ET Q q 0 0 0 rg BT 94.71 586.10 Td (all ) Tj ET Q q 0 0 0 rg BT 107.21 586.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 133.04 586.10 Td (of ) Tj ET Q q 0 0 0 rg BT 143.87 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 158.58 586.10 Td (Company) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 557.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 557.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.63 557.10 Td (May ) Tj ET Q q 0 0 0 rg BT 121.36 557.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 136.27 557.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 161.17 557.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 182.46 557.10 Td (and ) Tj ET Q q 0 0 0 rg BT 199.31 557.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 228.91 557.10 Td (of ) Tj ET Q q 0 0 0 rg BT 239.65 557.10 Td (its ) Tj ET Q q 0 0 0 rg BT 251.50 557.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 301.12 557.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 332.95 557.10 Td (into ) Tj ET Q q 0 0 0 rg BT 350.91 557.10 Td (a ) Tj ET Q q 0 0 0 rg BT 357.58 557.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 381.67 557.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 433.51 557.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 451.46 557.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 479.99 557.10 Td (Amendment\) ) Tj ET Q q 0 0 0 rg BT 539.60 557.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.78 557.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 545.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 77.04 545.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 126.60 545.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 150.30 545.10 Td (April ) Tj ET Q q 0 0 0 rg BT 174.04 545.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 189.17 545.10 Td (2012 ) Tj ET Q q 0 0 0 rg BT 211.80 545.10 Td (\(as ) Tj ET Q q 0 0 0 rg BT 226.09 545.10 Td (previously ) Tj ET Q q 0 0 0 rg BT 270.93 545.10 Td (amended\), ) Tj ET Q q 0 0 0 rg BT 315.49 545.10 Td (among ) Tj ET Q q 0 0 0 rg BT 345.33 545.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.18 545.10 Td (Company) Tj ET Q q 0 0 0 rg BT 398.42 545.10 Td (, ) Tj ET Q q 0 0 0 rg BT 403.36 545.10 Td (W) Tj ET Q q 0 0 0 rg BT 411.99 545.10 Td (ells ) Tj ET Q q 0 0 0 rg BT 428.51 545.10 Td (Far) Tj ET Q q 0 0 0 rg BT 441.66 545.10 Td (go ) Tj ET Q q 0 0 0 rg BT 454.29 545.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 485.80 545.10 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 522.59 545.10 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 546.60 545.10 Td (as ) Tj ET Q q 0 0 0 rg BT 557.56 545.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 533.10 Td (lender) Tj ET Q q 0 0 0 rg BT 74.58 533.10 Td (, ) Tj ET Q q 0 0 0 rg BT 80.17 533.10 Td (RBS ) Tj ET Q q 0 0 0 rg BT 102.16 533.10 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 140.51 533.10 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 163.04 533.10 Td (as ) Tj ET Q q 0 0 0 rg BT 174.46 533.10 Td (a ) Tj ET Q q 0 0 0 rg BT 181.98 533.10 Td (lender) Tj ET Q q 0 0 0 rg BT 206.57 533.10 Td (, ) Tj ET Q q 0 0 0 rg BT 212.15 533.10 Td (and ) Tj ET Q q 0 0 0 rg BT 229.67 533.10 Td (Citibank, ) Tj ET Q q 0 0 0 rg BT 269.70 533.10 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 294.73 533.10 Td (\("CitiBank"\) ) Tj ET Q q 0 0 0 rg BT 348.75 533.10 Td (as ) Tj ET Q q 0 0 0 rg BT 359.49 533.10 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 421.88 533.10 Td (Agent ) Tj ET Q q 0 0 0 rg BT 449.41 533.10 Td (and ) Tj ET Q q 0 0 0 rg BT 466.93 533.10 Td (as ) Tj ET Q q 0 0 0 rg BT 478.34 533.10 Td (a ) Tj ET Q q 0 0 0 rg BT 485.87 533.10 Td (lender ) Tj ET Q q 0 0 0 rg BT 513.94 533.10 Td (\(the ) Tj ET Q q 0 0 0 rg BT 532.57 533.10 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 521.10 Td (Agreement\). ) Tj ET Q q 0 0 0 rg BT 107.91 521.10 Td (The ) Tj ET Q q 0 0 0 rg BT 126.68 521.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 151.60 521.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 204.50 521.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 244.06 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 259.75 521.10 Td (Company) Tj ET Q q 0 0 0 rg BT 301.41 521.10 Td (s ) Tj ET Q q 0 0 0 rg BT 308.77 521.10 Td (obligations ) Tj ET Q q 0 0 0 rg BT 356.69 521.10 Td (with ) Tj ET Q q 0 0 0 rg BT 377.94 521.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 409.72 521.10 Td (to ) Tj ET Q q 0 0 0 rg BT 420.97 521.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 451.64 521.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 495.09 521.10 Td (under ) Tj ET Q q 0 0 0 rg BT 521.33 521.10 Td (the ) Tj ET Q q 0 0 0 rg BT 537.02 521.10 Td (Credit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 509.10 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 99.63 509.10 Td (to ) Tj ET Q q 0 0 0 rg BT 110.11 509.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 143.35 509.10 Td (flexibility ) Tj ET Q q 0 0 0 rg BT 185.49 509.10 Td (to ) Tj ET Q q 0 0 0 rg BT 195.97 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.89 509.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 252.48 509.10 Td (to ) Tj ET Q q 0 0 0 rg BT 262.96 509.10 Td (make ) Tj ET Q q 0 0 0 rg BT 287.32 509.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 317.22 509.10 Td (specified ) Tj ET Q q 0 0 0 rg BT 356.02 509.10 Td (business ) Tj ET Q q 0 0 0 rg BT 392.61 509.10 Td (acquisitions, ) Tj ET Q q 0 0 0 rg BT 445.59 509.10 Td (while ) Tj ET Q q 0 0 0 rg BT 470.50 509.10 Td (allowing ) Tj ET Q q 0 0 0 rg BT 508.20 509.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.12 509.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 497.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.44 497.10 Td (make ) Tj ET Q q 0 0 0 rg BT 84.75 497.10 Td (early ) Tj ET Q q 0 0 0 rg BT 107.39 497.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 148.38 497.10 Td (towards ) Tj ET Q q 0 0 0 rg BT 182.69 497.10 Td (reduction ) Tj ET Q q 0 0 0 rg BT 223.11 497.10 Td (of ) Tj ET Q q 0 0 0 rg BT 234.10 497.10 Td (its ) Tj ET Q q 0 0 0 rg BT 246.21 497.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 268.30 497.10 Td (debt. ) Tj ET Q q 0 0 0 rg BT 290.68 497.10 Td (Furthermore, ) Tj ET Q q 0 0 0 rg BT 345.82 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.50 497.10 Td (Third ) Tj ET Q q 0 0 0 rg BT 384.79 497.10 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 436.88 497.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 475.63 497.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.51 497.10 Td (Credit ) Tj ET Q q 0 0 0 rg BT 517.57 497.10 Td (Agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 485.10 Td (by ) Tj ET Q q 0 0 0 rg BT 63.34 485.10 Td (reducing ) Tj ET Q q 0 0 0 rg BT 101.67 485.10 Td (the ) Tj ET Q q 0 0 0 rg BT 117.23 485.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 158.89 485.10 Td (commitments ) Tj ET Q q 0 0 0 rg BT 216.67 485.10 Td (of ) Tj ET Q q 0 0 0 rg BT 228.34 485.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.90 485.10 Td (lenders ) Tj ET Q q 0 0 0 rg BT 276.12 485.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.24 485.10 Td ($7.84 ) Tj ET Q q 0 0 0 rg BT 313.08 485.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.97 485.10 Td ( ) Tj ET Q q 0 0 0 rg BT 345.31 485.10 Td (as ) Tj ET Q q 0 0 0 rg BT 356.99 485.10 Td (of ) Tj ET Q q 0 0 0 rg BT 368.66 485.10 Td (May ) Tj ET Q q 0 0 0 rg BT 390.33 485.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 406.17 485.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 432.01 485.10 Td (for ) Tj ET Q q 0 0 0 rg BT 447.01 485.10 Td (which ) Tj ET Q q 0 0 0 rg BT 474.79 485.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.35 485.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 532.58 485.10 Td (made ) Tj ET Q q 0 0 0 rg BT 557.57 485.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 473.10 Td (principal ) Tj ET Q q 0 0 0 rg BT 86.98 473.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 122.85 473.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.06 473.10 Td (the ) Tj ET Q q 0 0 0 rg BT 145.72 473.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 177.15 473.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 186.92 473.10 Td ($15.0 ) Tj ET Q q 0 0 0 rg BT 210.85 473.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.75 473.10 Td (, ) Tj ET Q q 0 0 0 rg BT 243.68 473.10 Td (and ) Tj ET Q q 0 0 0 rg BT 259.56 473.10 Td (was ) Tj ET Q q 0 0 0 rg BT 276.55 473.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 295.20 473.10 Td (in ) Tj ET Q q 0 0 0 rg BT 304.42 473.10 Td (full ) Tj ET Q q 0 0 0 rg BT 319.74 473.10 Td (on ) Tj ET Q q 0 0 0 rg BT 330.86 473.10 Td (August ) Tj ET Q q 0 0 0 rg BT 361.19 473.10 Td (5, ) Tj ET Q q 0 0 0 rg BT 370.13 473.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 391.56 473.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 413.00 473.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.65 473.10 Td (undertaking ) Tj ET Q q 0 0 0 rg BT 475.85 473.10 Td (of ) Tj ET Q q 0 0 0 rg BT 485.62 473.10 Td (the ) Tj ET Q q 0 0 0 rg BT 499.28 473.10 Td (aforementioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 461.10 Td (new ) Tj ET Q q 0 0 0 rg BT 69.16 461.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 88.88 461.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 119.70 461.10 Td (with ) Tj ET Q q 0 0 0 rg BT 139.98 461.10 Td (Regions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 52.50 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 434.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.91 434.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 157.90 434.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 177.90 434.10 Td (, ) Tj ET Q q 0 0 0 rg BT 183.31 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 198.43 434.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 248.00 434.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 281.44 434.10 Td (on ) Tj ET Q q 0 0 0 rg BT 294.35 434.10 Td (the ) Tj ET Q q 0 0 0 rg BT 309.48 434.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 350.71 434.10 Td (line ) Tj ET Q q 0 0 0 rg BT 368.61 434.10 Td (of ) Tj ET Q q 0 0 0 rg BT 379.85 434.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 405.52 434.10 Td (with ) Tj ET Q q 0 0 0 rg BT 426.21 434.10 Td (Regions ) Tj ET Q q 0 0 0 rg BT 461.89 434.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.35 434.10 Td ($206.46 ) Tj ET Q q 0 0 0 rg BT 515.76 434.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.65 434.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.56 434.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.89 422.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 93.88 422.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 123.31 422.10 Td (an ) Tj ET Q q 0 0 0 rg BT 134.42 422.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 165.52 422.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 182.18 422.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 192.18 422.10 Td (2.25%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.01 422.10 Td (. ) Tj ET Q q 0 0 0 rg BT 222.06 422.10 Td (This ) Tj ET Q q 0 0 0 rg BT 241.51 422.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 273.71 422.10 Td (is ) Tj ET Q q 0 0 0 rg BT 282.05 422.10 Td (included ) Tj ET Q q 0 0 0 rg BT 318.16 422.10 Td (in ) Tj ET Q q 0 0 0 rg BT 327.61 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 341.50 422.10 Td (long-term ) Tj ET Q q 0 0 0 rg BT 382.60 422.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 421.49 422.10 Td (section ) Tj ET Q q 0 0 0 rg BT 451.49 422.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.49 422.10 Td (the ) Tj ET Q q 0 0 0 rg BT 475.38 422.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 529.82 422.10 Td (Balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 410.10 Td (Sheets. ) Tj ET Q q 0 0 0 rg BT 81.46 410.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.64 410.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.64 410.10 Td (, ) Tj ET Q q 0 0 0 rg BT 137.99 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 153.06 410.10 Td (average ) Tj ET Q q 0 0 0 rg BT 186.99 410.10 Td (and ) Tj ET Q q 0 0 0 rg BT 204.28 410.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 247.68 410.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 297.20 410.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 334.47 410.10 Td (on ) Tj ET Q q 0 0 0 rg BT 347.32 410.10 Td (the ) Tj ET Q q 0 0 0 rg BT 362.39 410.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 403.57 410.10 Td (line ) Tj ET Q q 0 0 0 rg BT 421.41 410.10 Td (of ) Tj ET Q q 0 0 0 rg BT 432.59 410.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 458.21 410.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.49 410.10 Td ($156.23 ) Tj ET Q q 0 0 0 rg BT 515.84 410.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.73 410.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.58 410.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 398.10 Td ($206.46 ) Tj ET Q q 0 0 0 rg BT 85.02 398.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.91 398.10 Td (, ) Tj ET Q q 0 0 0 rg BT 118.93 398.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 166.59 398.10 Td (, ) Tj ET Q q 0 0 0 rg BT 171.61 398.10 Td (and ) Tj ET Q q 0 0 0 rg BT 188.57 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 203.31 398.10 Td (weighted ) Tj ET Q q 0 0 0 rg BT 242.48 398.10 Td (average ) Tj ET Q q 0 0 0 rg BT 276.08 398.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 308.04 398.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 325.54 398.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.61 398.10 Td (2.00%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.44 398.10 Td (. ) Tj ET Q q 0 0 0 rg BT 373.91 398.10 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 386.43 398.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 445.03 398.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.03 398.10 Td ( ) Tj ET Q q 0 0 0 rg BT 467.55 398.10 Td (the ) Tj ET Q q 0 0 0 rg BT 482.29 398.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 531.47 398.10 Td (balance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 386.10 Td (on ) Tj ET Q q 0 0 0 rg BT 62.50 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.22 386.10 Td (revolving ) Tj ET Q q 0 0 0 rg BT 118.04 386.10 Td (line ) Tj ET Q q 0 0 0 rg BT 135.54 386.10 Td (of ) Tj ET Q q 0 0 0 rg BT 146.37 386.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 171.63 386.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.68 386.10 Td ($120.5 ) Tj ET Q q 0 0 0 rg BT 219.68 386.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.57 386.10 Td ( ) Tj ET Q q 0 0 0 rg BT 251.07 386.10 Td (and ) Tj ET Q q 0 0 0 rg BT 268.01 386.10 Td (the ) Tj ET Q q 0 0 0 rg BT 282.73 386.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 313.55 386.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 343.80 386.10 Td (an ) Tj ET Q q 0 0 0 rg BT 355.74 386.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 387.68 386.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 405.16 386.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.99 386.10 Td (1.94%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.82 386.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 364.10 Td (In ) Tj ET Q q 0 0 0 rg BT 84.13 364.10 Td (August ) Tj ET Q q 0 0 0 rg BT 115.33 364.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 137.64 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 152.17 364.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 201.15 364.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 233.99 364.10 Td (on ) Tj ET Q q 0 0 0 rg BT 246.30 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.83 364.10 Td (term ) Tj ET Q q 0 0 0 rg BT 281.47 364.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 300.99 364.10 Td (with ) Tj ET Q q 0 0 0 rg BT 321.08 364.10 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 357.84 364.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 375.70 364.10 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.91 364.10 Td ( ) Tj ET Q q 0 0 0 rg BT 395.22 364.10 Td (as ) Tj ET Q q 0 0 0 rg BT 405.86 364.10 Td (it ) Tj ET Q q 0 0 0 rg BT 413.73 364.10 Td (was ) Tj ET Q q 0 0 0 rg BT 431.59 364.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 451.12 364.10 Td (in ) Tj ET Q q 0 0 0 rg BT 461.21 364.10 Td (full ) Tj ET Q q 0 0 0 rg BT 477.41 364.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 499.72 364.10 Td (the ) Tj ET Q q 0 0 0 rg BT 514.24 364.10 Td (undertaking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.78 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 77.45 352.10 Td (aforementioned ) Tj ET Q q 0 0 0 rg BT 143.65 352.10 Td (new ) Tj ET Q q 0 0 0 rg BT 163.76 352.10 Td (loan ) Tj ET Q q 0 0 0 rg BT 184.43 352.10 Td (facility ) Tj ET Q q 0 0 0 rg BT 216.20 352.10 Td (with ) Tj ET Q q 0 0 0 rg BT 237.43 352.10 Td (Regions. ) Tj ET Q q 0 0 0 rg BT 276.16 352.10 Td (During ) Tj ET Q q 0 0 0 rg BT 307.94 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.61 352.10 Td (twelve ) Tj ET Q q 0 0 0 rg BT 353.71 352.10 Td (months ) Tj ET Q q 0 0 0 rg BT 386.61 352.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 413.94 352.10 Td (December ) Tj ET Q q 0 0 0 rg BT 458.48 352.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 474.43 352.10 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.38 352.10 Td ($7.6 ) Tj ET Q q 0 0 0 rg BT 521.33 352.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.22 352.10 Td ( ) Tj ET Q q 0 0 0 rg BT 553.67 352.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (scheduled ) Tj ET Q q 0 0 0 rg BT 92.49 340.10 Td (payments ) Tj ET Q q 0 0 0 rg BT 133.31 340.10 Td (were ) Tj ET Q q 0 0 0 rg BT 155.24 340.10 Td (made ) Tj ET Q q 0 0 0 rg BT 179.39 340.10 Td (against ) Tj ET Q q 0 0 0 rg BT 210.22 340.10 Td (this ) Tj ET Q q 0 0 0 rg BT 227.17 340.10 Td (pre-existing ) Tj ET Q q 0 0 0 rg BT 277.43 340.10 Td (term ) Tj ET Q q 0 0 0 rg BT 298.26 340.10 Td (loan.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 328.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 316.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 304.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 304.10 Td (6. ) Tj ET Q q 0 0 0 rg BT 82.49 304.10 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 145.53 304.10 Td (and ) Tj ET Q q 0 0 0 rg BT 164.16 304.10 Td (Contingencies) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 282.10 Td (Contingencies) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.00 282.10 Td (- ) Tj ET Q q 0 0 0 rg BT 114.96 282.10 Td (On ) Tj ET Q q 0 0 0 rg BT 128.81 282.10 Td (December ) Tj ET Q q 0 0 0 rg BT 171.53 282.10 Td (3, ) Tj ET Q q 0 0 0 rg BT 180.66 282.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 204.79 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.63 282.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 259.15 282.10 Td (received ) Tj ET Q q 0 0 0 rg BT 294.64 282.10 Td (a ) Tj ET Q q 0 0 0 rg BT 300.71 282.10 Td (subpoena ) Tj ET Q q 0 0 0 rg BT 340.11 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.18 282.10 Td (letter ) Tj ET Q q 0 0 0 rg BT 378.35 282.10 Td (from ) Tj ET Q q 0 0 0 rg BT 399.42 282.10 Td (the ) Tj ET Q q 0 0 0 rg BT 413.26 282.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 454.33 282.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.39 282.10 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 511.45 282.10 Td (Commission ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 270.10 Td (\(SEC\) ) Tj ET Q q 0 0 0 rg BT 86.40 270.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 110.58 270.10 Td (November ) Tj ET Q q 0 0 0 rg BT 155.31 270.10 Td (30, ) Tj ET Q q 0 0 0 rg BT 170.33 270.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 195.36 270.10 Td (stating ) Tj ET Q q 0 0 0 rg BT 224.54 270.10 Td (that ) Tj ET Q q 0 0 0 rg BT 242.06 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 256.80 270.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 277.67 270.10 Td (is ) Tj ET Q q 0 0 0 rg BT 286.86 270.10 Td (conducting ) Tj ET Q q 0 0 0 rg BT 333.82 270.10 Td (a ) Tj ET Q q 0 0 0 rg BT 340.78 270.10 Td (formal, ) Tj ET Q q 0 0 0 rg BT 372.46 270.10 Td (non-public ) Tj ET Q q 0 0 0 rg BT 418.31 270.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 472.49 270.10 Td (styled ) Tj ET Q q 0 0 0 rg BT 498.90 270.10 Td (In ) Tj ET Q q 0 0 0 rg BT 509.75 270.10 Td (the ) Tj ET Q q 0 0 0 rg BT 524.49 270.10 Td (Matter ) Tj ET Q q 0 0 0 rg BT 553.67 270.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 258.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 73.81 258.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 91.51 258.10 Td (\(A-3318\) ) Tj ET Q q 0 0 0 rg BT 131.15 258.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.01 258.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 180.99 258.10 Td (documents ) Tj ET Q q 0 0 0 rg BT 226.74 258.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 266.38 258.10 Td (related ) Tj ET Q q 0 0 0 rg BT 296.01 258.10 Td (to ) Tj ET Q q 0 0 0 rg BT 306.21 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 320.85 258.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 347.17 258.10 Td (raised ) Tj ET Q q 0 0 0 rg BT 373.48 258.10 Td (in ) Tj ET Q q 0 0 0 rg BT 383.68 258.10 Td (the ) Tj ET Q q 0 0 0 rg BT 398.33 258.10 Td (In ) Tj ET Q q 0 0 0 rg BT 409.08 258.10 Td (re: ) Tj ET Q q 0 0 0 rg BT 422.06 258.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 445.87 258.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 463.56 258.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 505.42 258.10 Td (Litigation. ) Tj ET Q q 0 0 0 rg BT 549.79 258.10 Td (On ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 246.10 Td (April ) Tj ET Q q 0 0 0 rg BT 72.39 246.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 86.17 246.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 109.95 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.45 246.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 163.62 246.10 Td (received ) Tj ET Q q 0 0 0 rg BT 198.76 246.10 Td (a ) Tj ET Q q 0 0 0 rg BT 204.48 246.10 Td (second ) Tj ET Q q 0 0 0 rg BT 233.54 246.10 Td (subpoena ) Tj ET Q q 0 0 0 rg BT 272.59 246.10 Td (from ) Tj ET Q q 0 0 0 rg BT 293.31 246.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.80 246.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 326.43 246.10 Td (seeking ) Tj ET Q q 0 0 0 rg BT 358.25 246.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 399.53 246.10 Td (documents. ) Tj ET Q q 0 0 0 rg BT 446.54 246.10 Td (The ) Tj ET Q q 0 0 0 rg BT 463.37 246.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 503.54 246.10 Td (has ) Tj ET Q q 0 0 0 rg BT 518.15 246.10 Td (cooperated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 234.10 Td (with ) Tj ET Q q 0 0 0 rg BT 70.28 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 85.00 234.10 Td (SEC ) Tj ET Q q 0 0 0 rg BT 105.83 234.10 Td (to ) Tj ET Q q 0 0 0 rg BT 116.11 234.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 149.16 234.10 Td (the ) Tj ET Q q 0 0 0 rg BT 163.88 234.10 Td (requested ) Tj ET Q q 0 0 0 rg BT 204.69 234.10 Td (documents.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 222.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 200.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 200.10 Td (On ) Tj ET Q q 0 0 0 rg BT 100.96 200.10 Td (June ) Tj ET Q q 0 0 0 rg BT 122.02 200.10 Td (6, ) Tj ET Q q 0 0 0 rg BT 132.25 200.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 157.49 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.44 200.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 214.06 200.10 Td (was ) Tj ET Q q 0 0 0 rg BT 232.35 200.10 Td (notified ) Tj ET Q q 0 0 0 rg BT 266.19 200.10 Td (that ) Tj ET Q q 0 0 0 rg BT 283.92 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 298.87 200.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 318.78 200.10 Td (Attorney ) Tj ET Q q 0 0 0 rg BT 357.06 200.10 Td (for ) Tj ET Q q 0 0 0 rg BT 371.46 200.10 Td (the ) Tj ET Q q 0 0 0 rg BT 386.41 200.10 Td (Northern ) Tj ET Q q 0 0 0 rg BT 425.24 200.10 Td (District ) Tj ET Q q 0 0 0 rg BT 457.97 200.10 Td (of ) Tj ET Q q 0 0 0 rg BT 469.03 200.10 Td (Geor) Tj ET Q q 0 0 0 rg BT 488.84 200.10 Td (gia ) Tj ET Q q 0 0 0 rg BT 503.79 200.10 Td (had ) Tj ET Q q 0 0 0 rg BT 520.97 200.10 Td (opened ) Tj ET Q q 0 0 0 rg BT 552.58 200.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 188.10 Td (investigation ) Tj ET Q q 0 0 0 rg BT 104.17 188.10 Td (into ) Tj ET Q q 0 0 0 rg BT 122.24 188.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 168.07 188.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.91 188.10 Td (intentional ) Tj ET Q q 0 0 0 rg BT 224.18 188.10 Td (misconduct ) Tj ET Q q 0 0 0 rg BT 272.80 188.10 Td (that ) Tj ET Q q 0 0 0 rg BT 290.30 188.10 Td (had ) Tj ET Q q 0 0 0 rg BT 307.25 188.10 Td (been ) Tj ET Q q 0 0 0 rg BT 328.64 188.10 Td (brought ) Tj ET Q q 0 0 0 rg BT 362.26 188.10 Td (to ) Tj ET Q q 0 0 0 rg BT 372.54 188.10 Td (its ) Tj ET Q q 0 0 0 rg BT 384.50 188.10 Td (attention ) Tj ET Q q 0 0 0 rg BT 422.00 188.10 Td (from ) Tj ET Q q 0 0 0 rg BT 443.95 188.10 Td (the ) Tj ET Q q 0 0 0 rg BT 458.68 188.10 Td (pending ) Tj ET Q q 0 0 0 rg BT 493.40 188.10 Td (shareholder ) Tj ET Q q 0 0 0 rg BT 542.56 188.10 Td (class ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 176.10 Td (action ) Tj ET Q q 0 0 0 rg BT 77.16 176.10 Td (lawsuit ) Tj ET Q q 0 0 0 rg BT 108.77 176.10 Td (against ) Tj ET Q q 0 0 0 rg BT 139.82 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.76 176.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 202.07 176.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 239.78 176.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.94 176.10 Td (of) Tj ET Q q 0 0 0 rg BT 265.09 176.10 Td (ficers, ) Tj ET Q q 0 0 0 rg BT 292.52 176.10 Td (the ) Tj ET Q q 0 0 0 rg BT 307.46 176.10 Td (media ) Tj ET Q q 0 0 0 rg BT 334.62 176.10 Td (and ) Tj ET Q q 0 0 0 rg BT 351.78 176.10 Td (other ) Tj ET Q q 0 0 0 rg BT 375.05 176.10 Td (sources. ) Tj ET Q q 0 0 0 rg BT 410.07 176.10 Td (The ) Tj ET Q q 0 0 0 rg BT 428.34 176.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 469.95 176.10 Td (is ) Tj ET Q q 0 0 0 rg BT 479.35 176.10 Td (cooperating ) Tj ET Q q 0 0 0 rg BT 529.28 176.10 Td (with ) Tj ET Q q 0 0 0 rg BT 549.78 176.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 164.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 69.73 164.10 Td (Attorney's ) Tj ET Q q 0 0 0 rg BT 113.47 164.10 Td (of) Tj ET Q q 0 0 0 rg BT 121.62 164.10 Td (fice.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 142.10 Td (Following ) Tj ET Q q 0 0 0 rg BT 130.71 142.10 Td (the ) Tj ET Q q 0 0 0 rg BT 146.52 142.10 Td (announcement ) Tj ET Q q 0 0 0 rg BT 208.42 142.10 Td (on ) Tj ET Q q 0 0 0 rg BT 222.02 142.10 Td (May ) Tj ET Q q 0 0 0 rg BT 243.94 142.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 255.03 142.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 278.63 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 290.55 142.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.36 142.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 354.53 142.10 Td (execution ) Tj ET Q q 0 0 0 rg BT 397.00 142.10 Td (of ) Tj ET Q q 0 0 0 rg BT 408.92 142.10 Td (a ) Tj ET Q q 0 0 0 rg BT 416.95 142.10 Td (mer) Tj ET Q q 0 0 0 rg BT 432.32 142.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 448.68 142.10 Td (agreement ) Tj ET Q q 0 0 0 rg BT 493.91 142.10 Td (with ) Tj ET Q q 0 0 0 rg BT 515.28 142.10 Td (af) Tj ET Q q 0 0 0 rg BT 522.87 142.10 Td (filiates ) Tj ET Q q 0 0 0 rg BT 553.67 142.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 89.32 130.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 114.76 130.10 Td (& ) Tj ET Q q 0 0 0 rg BT 124.64 130.10 Td (Co., ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.42 130.10 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.07 130.10 Td ( ) Tj ET Q q 0 0 0 rg BT 172.18 130.10 Td (putative ) Tj ET Q q 0 0 0 rg BT 206.50 130.10 Td (class ) Tj ET Q q 0 0 0 rg BT 228.04 130.10 Td (action ) Tj ET Q q 0 0 0 rg BT 254.58 130.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 300.57 130.10 Td (challenging ) Tj ET Q q 0 0 0 rg BT 349.33 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 363.65 130.10 Td (proposed ) Tj ET Q q 0 0 0 rg BT 402.42 130.10 Td (mer) Tj ET Q q 0 0 0 rg BT 417.78 130.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 432.66 130.10 Td (were ) Tj ET Q q 0 0 0 rg BT 454.19 130.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 474.62 130.10 Td (in ) Tj ET Q q 0 0 0 rg BT 484.51 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 498.83 130.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 539.24 130.10 Td (Court ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.78 118.10 Td (Chancery) Tj ET Q q 0 0 0 rg BT 98.45 118.10 Td (. ) Tj ET Q q 0 0 0 rg BT 103.23 118.10 Td (These ) Tj ET Q q 0 0 0 rg BT 129.56 118.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 175.89 118.10 Td (name ) Tj ET Q q 0 0 0 rg BT 200.00 118.10 Td (as ) Tj ET Q q 0 0 0 rg BT 210.78 118.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 258.78 118.10 Td (some ) Tj ET Q q 0 0 0 rg BT 282.34 118.10 Td (combination ) Tj ET Q q 0 0 0 rg BT 334.78 118.10 Td (of ) Tj ET Q q 0 0 0 rg BT 345.56 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 360.24 118.10 Td (Company) Tj ET Q q 0 0 0 rg BT 398.47 118.10 Td (, ) Tj ET Q q 0 0 0 rg BT 403.43 118.10 Td (its ) Tj ET Q q 0 0 0 rg BT 415.33 118.10 Td (directors, ) Tj ET Q q 0 0 0 rg BT 455.27 118.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 494.94 118.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 520.72 118.10 Td (& ) Tj ET Q q 0 0 0 rg BT 530.95 118.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 547.58 118.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (af) Tj ET Q q 0 0 0 rg BT 57.59 106.10 Td (filiated ) Tj ET Q q 0 0 0 rg BT 88.05 106.10 Td (entities. ) Tj ET Q q 0 0 0 rg BT 121.57 106.10 Td (On ) Tj ET Q q 0 0 0 rg BT 135.94 106.10 Td (June ) Tj ET Q q 0 0 0 rg BT 156.41 106.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 171.05 106.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 195.69 106.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 210.05 106.10 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.70 106.10 Td ( ) Tj ET Q q 0 0 0 rg BT 238.84 106.10 Td (complaints ) Tj ET Q q 0 0 0 rg BT 284.87 106.10 Td (were ) Tj ET Q q 0 0 0 rg BT 306.44 106.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 359.12 106.10 Td (by ) Tj ET Q q 0 0 0 rg BT 371.26 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 385.62 106.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 426.06 106.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 450.98 106.10 Td (of ) Tj ET Q q 0 0 0 rg BT 461.46 106.10 Td (Chancery) Tj ET Q q 0 0 0 rg BT 499.12 106.10 Td (, ) Tj ET Q q 0 0 0 rg BT 503.76 106.10 Td (now ) Tj ET Q q 0 0 0 rg BT 523.13 106.10 Td (captioned ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.28 94.10 Td (re ) Tj ET Q q 0 0 0 rg BT 70.00 94.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 93.33 94.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 110.55 94.10 Td (Stockholder ) Tj ET Q q 0 0 0 rg BT 160.82 94.10 Td (Litigation, ) Tj ET Q q 0 0 0 rg BT 204.71 94.10 Td (CA) Tj ET Q q 0 0 0 rg BT 218.05 94.10 Td ( ) Tj ET Q q 0 0 0 rg BT 220.00 94.10 Td (No. ) Tj ET Q q 0 0 0 rg BT 236.67 94.10 Td (8526-VCN. ) Tj ET Q q 0 0 0 rg BT 285.56 94.10 Td (On ) Tj ET Q q 0 0 0 rg BT 299.73 94.10 Td (June ) Tj ET Q q 0 0 0 rg BT 320.00 94.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 334.45 94.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 358.90 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.07 94.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 413.90 94.10 Td (announced ) Tj ET Q q 0 0 0 rg BT 459.17 94.10 Td (that ) Tj ET Q q 0 0 0 rg BT 476.11 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.27 94.10 Td (mer) Tj ET Q q 0 0 0 rg BT 505.64 94.10 Td (ger ) Tj ET Q q 0 0 0 rg BT 520.36 94.10 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (had ) Tj ET Q q 0 0 0 rg BT 66.29 82.10 Td (been ) Tj ET Q q 0 0 0 rg BT 87.01 82.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 131.62 82.10 Td (pursuant ) Tj ET Q q 0 0 0 rg BT 167.90 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 177.53 82.10 Td (a ) Tj ET Q q 0 0 0 rg BT 183.68 82.10 Td (T) Tj ET Q q 0 0 0 rg BT 189.09 82.10 Td (ermination ) Tj ET Q q 0 0 0 rg BT 234.26 82.10 Td (and ) Tj ET Q q 0 0 0 rg BT 250.54 82.10 Td (Settlement ) Tj ET Q q 0 0 0 rg BT 294.75 82.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 341.02 82.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 364.52 82.10 Td (June ) Tj ET Q q 0 0 0 rg BT 384.70 82.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 399.05 82.10 Td (2013. ) Tj ET Q q 0 0 0 rg BT 422.99 82.10 Td (After ) Tj ET Q q 0 0 0 rg BT 445.93 82.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 493.32 82.10 Td (moved ) Tj ET Q q 0 0 0 rg BT 522.38 82.10 Td (to ) Tj ET Q q 0 0 0 rg BT 532.01 82.10 Td (dismiss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.16 70.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 118.64 70.10 Td (proceeding, ) Tj ET Q q 0 0 0 rg BT 168.51 70.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 191.43 70.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 220.69 70.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 230.86 70.10 Td (amended ) Tj ET Q q 0 0 0 rg BT 269.89 70.10 Td (their ) Tj ET Q q 0 0 0 rg BT 291.16 70.10 Td (operative ) Tj ET Q q 0 0 0 rg BT 331.30 70.10 Td (complaint ) Tj ET Q q 0 0 0 rg BT 374.23 70.10 Td (to ) Tj ET Q q 0 0 0 rg BT 384.95 70.10 Td (drop ) Tj ET Q q 0 0 0 rg BT 406.22 70.10 Td (their ) Tj ET Q q 0 0 0 rg BT 427.49 70.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 456.53 70.10 Td (against ) Tj ET Q q 0 0 0 rg BT 487.80 70.10 Td (Goldman ) Tj ET Q q 0 0 0 rg BT 527.96 70.10 Td (Sachs ) Tj ET Q q 0 0 0 rg BT 554.23 70.10 Td (& ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.10 Td (Co. ) Tj ET Q q 0 0 0 rg BT 65.49 58.10 Td (and ) Tj ET Q q 0 0 0 rg BT 81.25 58.10 Td (focus ) Tj ET Q q 0 0 0 rg BT 104.24 58.10 Td (their ) Tj ET Q q 0 0 0 rg BT 123.89 58.10 Td (allegations ) Tj ET Q q 0 0 0 rg BT 168.53 58.10 Td (on ) Tj ET Q q 0 0 0 rg BT 179.85 58.10 Td (an ) Tj ET Q q 0 0 0 rg BT 190.32 58.10 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 238.31 58.10 Td (Bonus ) Tj ET Q q 0 0 0 rg BT 264.90 58.10 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 310.65 58.10 Td (\(ABA\) ) Tj ET Q q 0 0 0 rg BT 348.63 58.10 Td (between ) Tj ET Q q 0 0 0 rg BT 383.26 58.10 Td (the ) Tj ET Q q 0 0 0 rg BT 396.80 58.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 437.01 58.10 Td (and ) Tj ET Q q 0 0 0 rg BT 452.78 58.10 Td (Robin ) Tj ET Q q 0 0 0 rg BT 478.55 58.10 Td (Raina. ) Tj ET Q q 0 0 0 rg BT 505.70 58.10 Td (On ) Tj ET Q q 0 0 0 rg BT 519.24 58.10 Td (September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.10 Td (26, ) Tj ET Q q 0 0 0 rg BT 64.07 46.10 Td (2013, ) Tj ET Q q 0 0 0 rg BT 88.14 46.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 135.24 46.10 Td (moved ) Tj ET Q q 0 0 0 rg BT 164.03 46.10 Td (to ) Tj ET Q q 0 0 0 rg BT 173.38 46.10 Td (dismiss ) Tj ET Q q 0 0 0 rg BT 204.96 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 218.39 46.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 258.84 46.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 313.18 46.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 359.47 46.10 Td (On ) Tj ET Q q 0 0 0 rg BT 373.26 46.10 Td (July ) Tj ET Q q 0 0 0 rg BT 391.50 46.10 Td (24, ) Tj ET Q q 0 0 0 rg BT 405.57 46.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 429.64 46.10 Td (the ) Tj ET Q q 0 0 0 rg BT 443.43 46.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 467.77 46.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 494.34 46.10 Td (its ) Tj ET Q q 0 0 0 rg BT 505.36 46.10 Td (Memorandum ) Tj ET Q endstream endobj 149 0 obj <>] /Rotate 0 /Contents 150 0 R>> endobj 150 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (71) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (Opinion ) Tj ET Q q 0 0 0 rg BT 84.79 742.10 Td (that ) Tj ET Q q 0 0 0 rg BT 101.81 742.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 133.81 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 143.60 742.10 Td (lar) Tj ET Q q 0 0 0 rg BT 153.97 742.10 Td (ge ) Tj ET Q q 0 0 0 rg BT 165.42 742.10 Td (part ) Tj ET Q q 0 0 0 rg BT 182.99 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 197.22 742.10 Td (Company) Tj ET Q q 0 0 0 rg BT 238.89 742.10 Td (s ) Tj ET Q q 0 0 0 rg BT 244.79 742.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 276.26 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 286.05 742.10 Td (Dismiss ) Tj ET Q q 0 0 0 rg BT 320.30 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.76 742.10 Td (narrowed ) Tj ET Q q 0 0 0 rg BT 376.53 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 390.77 742.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 433.33 742.10 Td (claims. ) Tj ET Q q 0 0 0 rg BT 463.95 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 465.96 742.10 Td (On ) Tj ET Q q 0 0 0 rg BT 480.20 742.10 Td (September ) Tj ET Q q 0 0 0 rg BT 524.98 742.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 539.50 742.10 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.36 730.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 89.29 730.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 120.85 730.10 Td (an ) Tj ET Q q 0 0 0 rg BT 132.44 730.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 157.90 730.10 Td (implementing ) Tj ET Q q 0 0 0 rg BT 215.59 730.10 Td (its ) Tj ET Q q 0 0 0 rg BT 227.19 730.10 Td (Memorandum ) Tj ET Q q 0 0 0 rg BT 285.99 730.10 Td (Opinion. ) Tj ET Q q 0 0 0 rg BT 323.41 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 325.56 730.10 Td (On ) Tj ET Q q 0 0 0 rg BT 339.92 730.10 Td (January ) Tj ET Q q 0 0 0 rg BT 373.17 730.10 Td (16, ) Tj ET Q q 0 0 0 rg BT 387.81 730.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 412.46 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 426.82 730.10 Td (Court ) Tj ET Q q 0 0 0 rg BT 451.74 730.10 Td (entered ) Tj ET Q q 0 0 0 rg BT 483.31 730.10 Td (an ) Tj ET Q q 0 0 0 rg BT 494.89 730.10 Td (Order ) Tj ET Q q 0 0 0 rg BT 520.36 730.10 Td (permitting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 79.26 718.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 88.84 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.97 718.10 Td (file ) Tj ET Q q 0 0 0 rg BT 114.65 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 121.45 718.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 152.72 718.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 193.95 718.10 Td (and ) Tj ET Q q 0 0 0 rg BT 210.75 718.10 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 270.31 718.10 Td (Complaint. ) Tj ET Q q 0 0 0 rg BT 317.39 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 319.74 718.10 Td (On ) Tj ET Q q 0 0 0 rg BT 334.32 718.10 Td (February ) Tj ET Q q 0 0 0 rg BT 372.77 718.10 Td (10, ) Tj ET Q q 0 0 0 rg BT 387.63 718.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 412.48 718.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 460.38 718.10 Td (filed ) Tj ET Q q 0 0 0 rg BT 481.06 718.10 Td (a ) Tj ET Q q 0 0 0 rg BT 487.85 718.10 Td (Motion ) Tj ET Q q 0 0 0 rg BT 519.65 718.10 Td (to ) Tj ET Q q 0 0 0 rg BT 529.79 718.10 Td (Dismiss ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 63.48 706.10 Td (Second ) Tj ET Q q 0 0 0 rg BT 93.90 706.10 Td (Amended ) Tj ET Q q 0 0 0 rg BT 134.03 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 149.73 706.10 Td (Supplemented ) Tj ET Q q 0 0 0 rg BT 208.20 706.10 Td (Complaint, ) Tj ET Q q 0 0 0 rg BT 254.19 706.10 Td (which ) Tj ET Q q 0 0 0 rg BT 279.88 706.10 Td (was ) Tj ET Q q 0 0 0 rg BT 296.69 706.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 327.94 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 336.98 706.10 Td (part ) Tj ET Q q 0 0 0 rg BT 353.78 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 369.48 706.10 Td (denied ) Tj ET Q q 0 0 0 rg BT 397.40 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 406.44 706.10 Td (part ) Tj ET Q q 0 0 0 rg BT 423.24 706.10 Td (in ) Tj ET Q q 0 0 0 rg BT 432.28 706.10 Td (a ) Tj ET Q q 0 0 0 rg BT 437.98 706.10 Td (January ) Tj ET Q q 0 0 0 rg BT 470.34 706.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 484.10 706.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 505.36 706.10 Td (Memorandum ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.10 Td (Opinion ) Tj ET Q q 0 0 0 rg BT 85.06 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 101.79 694.10 Td (Order) Tj ET Q q 0 0 0 rg BT 124.56 694.10 Td (. ) Tj ET Q q 0 0 0 rg BT 129.34 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 131.63 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 133.91 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 136.03 694.10 Td (The ) Tj ET Q q 0 0 0 rg BT 153.86 694.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 196.69 694.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 225.08 694.10 Td (are ) Tj ET Q q 0 0 0 rg BT 239.57 694.10 Td (as ) Tj ET Q q 0 0 0 rg BT 250.19 694.10 Td (follows: ) Tj ET Q q 0 0 0 rg BT 285.25 694.10 Td ( ) Tj ET Q q 0 0 0 rg BT 287.54 694.10 Td (\(i\) ) Tj ET Q q 0 0 0 rg BT 299.26 694.10 Td (a ) Tj ET Q q 0 0 0 rg BT 305.98 694.10 Td (purported ) Tj ET Q q 0 0 0 rg BT 347.14 694.10 Td (class ) Tj ET Q q 0 0 0 rg BT 368.87 694.10 Td (and ) Tj ET Q q 0 0 0 rg BT 385.59 694.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 427.86 694.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 452.35 694.10 Td (for ) Tj ET Q q 0 0 0 rg BT 466.30 694.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 495.23 694.10 Td (of ) Tj ET Q q 0 0 0 rg BT 505.85 694.10 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 544.22 694.10 Td (duty ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (by ) Tj ET Q q 0 0 0 rg BT 62.38 682.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.98 682.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 119.91 682.10 Td (Defendants ) Tj ET Q q 0 0 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) Tj ET Q q 0 0 0 rg BT 214.58 658.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 238.73 658.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 265.65 658.10 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 306.99 658.10 Td (Plan, ) Tj ET Q q 0 0 0 rg BT 331.41 658.10 Td (\(iii\) ) Tj ET Q q 0 0 0 rg BT 350.55 658.10 Td (a ) Tj ET Q q 0 0 0 rg BT 359.13 658.10 Td (purported ) Tj ET Q q 0 0 0 rg BT 402.15 658.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 446.27 658.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 472.62 658.10 Td (against ) Tj ET Q q 0 0 0 rg BT 505.09 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.45 658.10 Td (individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 97.35 646.10 Td (for ) Tj ET Q q 0 0 0 rg BT 110.82 646.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 139.27 646.10 Td (of ) Tj ET Q q 0 0 0 rg BT 149.42 646.10 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 187.32 646.10 Td (duty ) Tj ET Q q 0 0 0 rg BT 206.91 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 216.50 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 230.52 646.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 271.22 646.10 Td (in ) Tj ET Q q 0 0 0 rg BT 280.81 646.10 Td (causing ) Tj ET Q q 0 0 0 rg BT 313.17 646.10 Td (incentive ) Tj ET Q q 0 0 0 rg BT 351.63 646.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 408.98 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 418.57 646.10 Td (be ) Tj ET Q q 0 0 0 rg BT 429.82 646.10 Td (awarded ) Tj ET Q q 0 0 0 rg BT 465.50 646.10 Td (to ) Tj ET Q q 0 0 0 rg BT 475.09 646.10 Td (themselves ) Tj ET Q q 0 0 0 rg BT 521.33 646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 537.58 646.10 Td (others ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (under ) Tj ET Q q 0 0 0 rg BT 75.75 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 90.95 634.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 113.94 634.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 139.70 634.10 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 179.88 634.10 Td (Plan, ) Tj ET Q q 0 0 0 rg BT 203.14 634.10 Td (\(iv\) ) Tj ET Q q 0 0 0 rg BT 220.57 634.10 Td (a ) Tj ET Q q 0 0 0 rg BT 227.99 634.10 Td (purported ) Tj ET Q q 0 0 0 rg BT 269.85 634.10 Td (class ) Tj ET Q q 0 0 0 rg BT 292.27 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.69 634.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 352.66 634.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 377.85 634.10 Td (for ) Tj ET Q q 0 0 0 rg BT 392.50 634.10 Td (breach ) Tj ET Q q 0 0 0 rg BT 422.12 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 433.44 634.10 Td (fiduciary ) Tj ET Q q 0 0 0 rg BT 472.51 634.10 Td (duty ) Tj ET Q q 0 0 0 rg BT 493.28 634.10 Td (by ) Tj ET Q q 0 0 0 rg BT 506.26 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 521.46 634.10 Td (individual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.10 Td (Defendants ) Tj ET Q q 0 0 0 rg BT 97.73 622.10 Td (in ) Tj ET Q q 0 0 0 rg BT 107.69 622.10 Td (adopting ) Tj ET Q q 0 0 0 rg BT 144.88 622.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 174.27 622.10 Td (bylaw ) Tj ET Q q 0 0 0 rg BT 200.90 622.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 253.63 622.10 Td (on ) Tj ET Q q 0 0 0 rg BT 265.82 622.10 Td (December ) Tj ET Q q 0 0 0 rg BT 309.09 622.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 323.78 622.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 348.47 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 365.09 622.10 Td (\(v\) ) Tj ET Q q 0 0 0 rg BT 378.94 622.10 Td (a ) Tj ET Q q 0 0 0 rg BT 385.57 622.10 Td (purported ) Tj ET Q q 0 0 0 rg BT 426.64 622.10 Td (class ) Tj ET Q q 0 0 0 rg BT 448.26 622.10 Td (and ) Tj ET Q q 0 0 0 rg BT 464.89 622.10 Td (derivative ) Tj ET Q q 0 0 0 rg BT 507.06 622.10 Td (claim ) Tj ET Q q 0 0 0 rg BT 531.46 622.10 Td (seeking ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (invalidation ) Tj ET Q q 0 0 0 rg BT 99.61 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 109.79 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 123.85 610.10 Td (December ) Tj ET Q q 0 0 0 rg BT 166.78 610.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 181.12 610.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 202.97 610.10 Td (bylaw ) Tj ET Q q 0 0 0 rg BT 229.25 610.10 Td (amendments ) Tj ET Q q 0 0 0 rg BT 281.64 610.10 Td (under ) Tj ET Q q 0 0 0 rg BT 306.25 610.10 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 346.40 610.10 Td (law) Tj ET Q q 0 0 0 rg BT 360.19 610.10 Td (. ) Tj ET Q q 0 0 0 rg BT 364.54 610.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 386.37 610.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 415.63 610.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 424.69 610.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 444.31 610.10 Td (declaratory ) Tj ET Q q 0 0 0 rg BT 491.12 610.10 Td (relief ) Tj ET Q q 0 0 0 rg BT 514.06 610.10 Td (with ) Tj ET Q q 0 0 0 rg BT 533.68 610.10 Td (respect ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.14 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.73 598.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 97.09 598.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 122.24 598.10 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 161.80 598.10 Td (Plan, ) Tj ET Q q 0 0 0 rg BT 184.45 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 199.03 598.10 Td (2010 ) Tj ET Q q 0 0 0 rg BT 221.40 598.10 Td (Proxy ) Tj ET Q q 0 0 0 rg BT 247.65 598.10 Td (Statement, ) Tj ET Q q 0 0 0 rg BT 292.51 598.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.31 598.10 Td (the ) Tj ET Q q 0 0 0 rg BT 323.90 598.10 Td (bylaw ) Tj ET Q q 0 0 0 rg BT 350.70 598.10 Td (amendments. ) Tj ET Q q 0 0 0 rg BT 406.11 598.10 Td (Lead ) Tj ET Q q 0 0 0 rg BT 428.46 598.10 Td (Plaintif) Tj ET Q q 0 0 0 rg BT 457.72 598.10 Td (fs ) Tj ET Q q 0 0 0 rg BT 467.31 598.10 Td (also ) Tj ET Q q 0 0 0 rg BT 485.78 598.10 Td (seek ) Tj ET Q q 0 0 0 rg BT 505.92 598.10 Td (compensatory ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (damages, ) Tj ET Q q 0 0 0 rg BT 89.99 586.10 Td (interest, ) Tj ET Q q 0 0 0 rg BT 124.42 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 141.36 586.10 Td (attorneys) Tj ET Q q 0 0 0 rg BT 180.60 586.10 Td ( ) Tj ET Q q 0 0 0 rg BT 183.10 586.10 Td (fees ) Tj ET Q q 0 0 0 rg BT 201.70 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.64 586.10 Td (costs.) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 1 1 0 rg BT 241.14 586.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL q 0 0 0 rg BT 243.46 586.10 Td (The ) Tj ET Q q 0 0 0 rg BT 261.50 586.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 302.89 586.10 Td (denies ) Tj ET Q q 0 0 0 rg BT 330.94 586.10 Td (any ) Tj ET Q q 0 0 0 rg BT 347.88 586.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 381.48 586.10 Td (and ) Tj ET Q q 0 0 0 rg BT 398.42 586.10 Td (intends ) Tj ET Q q 0 0 0 rg BT 429.81 586.10 Td (to ) Tj ET Q q 0 0 0 rg BT 440.09 586.10 Td (defend ) Tj ET Q q 0 0 0 rg BT 469.79 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 484.51 586.10 Td (action ) Tj ET Q q 0 0 0 rg BT 511.45 586.10 Td (vigorously) Tj ET Q q 0 0 0 rg BT 553.57 586.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 562.10 Td (The ) Tj ET Q q 0 0 0 rg BT 104.78 562.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 146.90 562.10 Td (is ) Tj ET Q q 0 0 0 rg BT 156.80 562.10 Td (involved ) Tj ET Q q 0 0 0 rg BT 195.02 562.10 Td (in ) Tj ET Q q 0 0 0 rg BT 206.03 562.10 Td (various ) Tj ET Q q 0 0 0 rg BT 238.70 562.10 Td (other ) Tj ET Q q 0 0 0 rg BT 262.48 562.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 291.82 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 309.49 562.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 332.15 562.10 Td (actions ) Tj ET Q q 0 0 0 rg BT 363.71 562.10 Td (arising ) Tj ET Q q 0 0 0 rg BT 394.16 562.10 Td (in ) Tj ET Q q 0 0 0 rg BT 405.17 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 420.62 562.10 Td (ordinary ) Tj ET Q q 0 0 0 rg BT 457.72 562.10 Td (course ) Tj ET Q q 0 0 0 rg BT 487.05 562.10 Td (of ) Tj ET Q q 0 0 0 rg BT 498.62 562.10 Td (business. ) Tj ET Q q 0 0 0 rg BT 538.24 562.10 Td (In ) Tj ET Q q 0 0 0 rg BT 549.80 562.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.10 Td (opinion ) Tj ET Q q 0 0 0 rg BT 82.89 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.55 550.10 Td (management, ) Tj ET Q q 0 0 0 rg BT 149.47 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 164.01 550.10 Td (ultimate ) Tj ET Q q 0 0 0 rg BT 199.11 550.10 Td (likely ) Tj ET Q q 0 0 0 rg BT 224.22 550.10 Td (disposition ) Tj ET Q q 0 0 0 rg BT 270.44 550.10 Td (of ) Tj ET Q q 0 0 0 rg BT 281.11 550.10 Td (these ) Tj ET Q q 0 0 0 rg BT 303.98 550.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 335.75 550.10 Td (will ) Tj ET Q q 0 0 0 rg BT 353.63 550.10 Td (not ) Tj ET Q q 0 0 0 rg BT 368.74 550.10 Td (have ) Tj ET Q q 0 0 0 rg BT 389.95 550.10 Td (a ) Tj ET Q q 0 0 0 rg BT 396.72 550.10 Td (material ) Tj ET Q q 0 0 0 rg BT 431.81 550.10 Td (adverse ) Tj ET Q q 0 0 0 rg BT 464.68 550.10 Td (ef) Tj ET Q q 0 0 0 rg BT 472.26 550.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 489.58 550.10 Td (on ) Tj ET Q q 0 0 0 rg BT 501.91 550.10 Td (the ) Tj ET Q q 0 0 0 rg BT 516.46 550.10 Td (Company) Tj ET Q q 0 0 0 rg BT 558.12 550.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.04 538.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 140.52 538.10 Td (position, ) Tj ET Q q 0 0 0 rg BT 177.75 538.10 Td (results ) Tj ET Q q 0 0 0 rg BT 206.36 538.10 Td (of ) Tj ET Q q 0 0 0 rg BT 217.19 538.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 261.34 538.10 Td (or ) Tj ET Q q 0 0 0 rg BT 272.17 538.10 Td (liquidity) Tj ET Q q 0 0 0 rg BT 305.42 538.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 74.00 516.10 Td (Lease ) Tj ET Q q 0 0 0 rg BT 102.24 516.10 Td (Commitments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 172.78 516.10 Td (The ) Tj ET Q q 0 0 0 rg BT 192.12 516.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 234.81 516.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 262.48 516.10 Td (of) Tj ET Q q 0 0 0 rg BT 270.63 516.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 289.42 516.10 Td (space ) Tj ET Q q 0 0 0 rg BT 315.42 516.10 Td (under ) Tj ET Q q 0 0 0 rg BT 341.99 516.10 Td (non-cancelable ) Tj ET Q q 0 0 0 rg BT 406.30 516.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 447.86 516.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 475.54 516.10 Td (with ) Tj ET Q q 0 0 0 rg BT 497.11 516.10 Td (expiration ) Tj ET Q q 0 0 0 rg BT 541.45 516.10 Td (dates ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (ranging ) Tj ET Q q 0 0 0 rg BT 82.91 504.10 Td (through ) Tj ET Q q 0 0 0 rg BT 116.39 504.10 Td (2021, ) Tj ET Q q 0 0 0 rg BT 141.25 504.10 Td (with ) Tj ET Q q 0 0 0 rg BT 161.40 504.10 Td (various ) Tj ET Q q 0 0 0 rg BT 193.20 504.10 Td (renewal ) Tj ET Q q 0 0 0 rg BT 227.21 504.10 Td (options. ) Tj ET Q q 0 0 0 rg BT 261.53 504.10 Td (Capital ) Tj ET Q q 0 0 0 rg BT 292.77 504.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 319.02 504.10 Td (range ) Tj ET Q q 0 0 0 rg BT 343.59 504.10 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.39 504.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.38 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.74 504.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 397.89 504.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.44 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 415.80 504.10 Td (years ) Tj ET Q q 0 0 0 rg BT 439.27 504.10 Td (and ) Tj ET Q q 0 0 0 rg BT 456.07 504.10 Td (are ) Tj ET Q q 0 0 0 rg BT 470.64 504.10 Td (primarily ) Tj ET Q q 0 0 0 rg BT 510.22 504.10 Td (for ) Tj ET Q q 0 0 0 rg BT 524.25 504.10 Td (computer ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (equipment. ) Tj ET Q q 0 0 0 rg BT 97.03 492.10 Td (There ) Tj ET Q q 0 0 0 rg BT 122.85 492.10 Td (were ) Tj ET Q q 0 0 0 rg BT 144.78 492.10 Td (multiple ) Tj ET Q q 0 0 0 rg BT 180.61 492.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 206.44 492.10 Td (under ) Tj ET Q q 0 0 0 rg BT 231.70 492.10 Td (various ) Tj ET Q q 0 0 0 rg BT 263.64 492.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 306.69 492.10 Td (capital ) Tj ET Q q 0 0 0 rg BT 335.84 492.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 362.22 492.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.94 492.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 430.52 492.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 450.52 492.10 Td ( ) Tj ET Q q 0 0 0 rg BT 453.02 492.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 469.96 492.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.96 492.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 470.10 Td (Commitments ) Tj ET Q q 0 0 0 rg BT 158.52 470.10 Td (for ) Tj ET Q q 0 0 0 rg BT 173.04 470.10 Td (minimum ) Tj ET Q q 0 0 0 rg BT 214.78 470.10 Td (rentals ) Tj ET Q q 0 0 0 rg BT 244.29 470.10 Td (under ) Tj ET Q q 0 0 0 rg BT 269.91 470.10 Td (non-cancellable ) Tj ET Q q 0 0 0 rg BT 336.06 470.10 Td (leases, ) Tj ET Q q 0 0 0 rg BT 365.29 470.10 Td (debt ) Tj ET Q q 0 0 0 rg BT 385.36 470.10 Td (obligations, ) Tj ET Q q 0 0 0 rg BT 435.16 470.10 Td (and ) Tj ET Q q 0 0 0 rg BT 452.45 470.10 Td (future ) Tj ET Q q 0 0 0 rg BT 479.18 470.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 517.57 470.10 Td (obligations ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 458.10 Td (as ) Tj ET Q q 0 0 0 rg BT 60.83 458.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.66 458.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 130.24 458.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 150.24 458.10 Td ( ) Tj ET Q q 0 0 0 rg BT 152.74 458.10 Td (were ) Tj ET Q q 0 0 0 rg BT 174.67 458.10 Td (as ) Tj ET Q q 0 0 0 rg BT 185.50 458.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 389.60 259.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 389.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 389.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 389.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 389.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 389.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 389.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 389.60 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 389.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 361.60 259.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 361.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 361.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 361.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 361.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 361.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 361.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 361.60 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 361.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 333.60 259.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 333.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 333.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 333.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 333.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 333.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 333.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 333.60 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 333.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 305.60 259.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 305.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 305.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 305.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 305.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 305.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 305.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 305.60 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 305.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 277.60 259.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 277.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 277.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 277.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 277.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 277.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 277.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 277.60 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 277.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 249.60 259.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 249.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 249.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 249.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 249.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 249.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 249.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 249.60 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 249.60 62.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 221.60 259.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 309.50 221.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 313.50 221.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 361.50 221.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 365.50 221.60 48.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 413.50 221.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 417.50 221.60 50.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 467.50 221.60 7.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 474.50 221.60 62.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 50.5 403.6 m 309.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 403.6 m 361.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 403.6 m 413.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 403.6 m 467.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 467.5 403.6 m 474.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 403.6 m 536.5 403.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 305.6 m 361.5 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 305.6 m 413.5 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 305.6 m 467.5 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 305.6 m 536.5 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 305.6 m 361.5 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 291.6 m 361.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 305.6 m 413.5 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 291.6 m 413.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 291.6 m 467.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 305.6 m 536.5 305.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 474.5 291.6 m 536.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 291.6 m 361.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 291.6 m 467.5 291.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 263.6 m 413.5 263.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 277.6 m 467.5 277.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 264.6 m 467.5 264.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 417.5 262.6 m 467.5 262.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 263.6 m 413.5 263.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 249.60000000000002 m 413.5 249.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 221.60000000000002 m 361.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 221.60000000000002 m 413.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 221.60000000000002 m 361.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 208.60000000000002 m 361.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 313.5 206.60000000000002 m 361.5 206.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 221.60000000000002 m 413.5 221.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 208.60000000000002 m 413.5 208.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 365.5 206.60000000000002 m 413.5 206.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 408.28 Td (Year) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 326.70 408.28 Td (Debt) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 373.15 418.28 Td (Capital) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 374.80 408.28 Td (Leases) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 420.05 418.28 Td (Operating) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.80 408.28 Td (Leases) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 490.35 428.28 Td (Future) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 485.35 418.28 Td (Purchase) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 480.25 408.28 Td (Obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 394.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 359.55 394.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 380.17 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.00 380.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 342.65 380.17 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.00 380.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 380.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 380.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 380.17 Td (5,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 380.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 380.17 Td (541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 366.17 Td (2017) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 366.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 366.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 366.17 Td (4,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 366.17 Td (541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 352.17 Td (2018) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 352.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 352.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 352.17 Td (3,974) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 352.17 Td (541) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 338.17 Td (2019) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.10 338.17 Td (206,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 338.17 Td (12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 338.17 Td (2,389) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 517.65 338.17 Td (406) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 324.17 Td (2020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 324.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.65 324.17 Td (5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.15 324.17 Td (1,287) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.65 324.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 310.17 Td (Thereafter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.65 310.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 310.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 310.17 Td (174) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.65 310.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 296.17 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.10 296.17 Td (207,065) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 296.17 Td (53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 296.17 Td (17,492) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 477.00 296.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.15 296.17 Td (2,029) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 282.17 Td (Less: sublease income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.80 282.22 Td (\(3,373) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.65 282.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 268.17 Td (Net lease payments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 268.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.15 268.17 Td (14,119) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 254.17 Td (Less: amount representing interest) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.30 254.22 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 254.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 254.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 240.17 Td (Present value of obligations under capital leases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.00 240.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 240.17 Td (44) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 240.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 226.17 Td (Less: current portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.30 226.22 Td (\(600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.65 226.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 401.30 226.22 Td (\(9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 409.65 226.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 226.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 212.17 Td (Long-term obligations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 316.00 212.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.10 212.17 Td (206,465) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.00 212.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 399.65 212.17 Td (35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.00 212.17 Td () Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 186.10 Td (Rental ) Tj ET Q q 0 0 0 rg BT 103.14 186.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 138.39 186.10 Td (for ) Tj ET Q q 0 0 0 rg BT 153.09 186.10 Td (of) Tj ET Q q 0 0 0 rg BT 161.24 186.10 Td (fice ) Tj ET Q q 0 0 0 rg BT 179.27 186.10 Td (facilities ) Tj ET Q q 0 0 0 rg BT 216.74 186.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.22 186.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 264.46 186.10 Td (equipment ) Tj ET Q q 0 0 0 rg BT 309.71 186.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 341.08 186.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.90 186.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 392.71 186.10 Td (leases ) Tj ET Q q 0 0 0 rg BT 419.62 186.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.32 186.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.32 186.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.87 186.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.87 186.10 Td (, ) Tj ET Q q 0 0 0 rg BT 485.41 186.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 502.89 186.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 522.89 186.10 Td ( ) Tj ET Q q 0 0 0 rg BT 525.93 186.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.52 186.10 Td ($6.5 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 174.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 174.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 83.89 174.10 Td ($6.3 ) Tj ET Q q 0 0 0 rg BT 103.89 174.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.78 174.10 Td ( ) Tj ET Q q 0 0 0 rg BT 135.28 174.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.22 174.10 Td ($6.5 ) Tj ET Q q 0 0 0 rg BT 172.22 174.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.11 174.10 Td (, ) Tj ET Q q 0 0 0 rg BT 206.11 174.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 253.77 174.10 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 72.50 152.10 Td (Sublease ) Tj ET Q q 0 0 0 rg BT 110.55 152.10 Td (income ) Tj ET Q q 0 0 0 rg BT 142.48 152.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 156.64 152.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 176.64 152.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.64 152.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 201.64 152.10 Td ( ) Tj ET Q q 0 0 0 rg BT 204.14 152.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 221.08 152.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 241.08 152.10 Td ( ) Tj ET Q q 0 0 0 rg BT 243.58 152.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 261.63 152.10 Td ($580 ) Tj ET Q q 0 0 0 rg BT 284.13 152.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 320.24 152.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.24 152.10 Td ($381 ) Tj ET Q q 0 0 0 rg BT 347.74 152.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.85 152.10 Td (, ) Tj ET Q q 0 0 0 rg BT 388.85 152.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.79 152.10 Td ($55 ) Tj ET Q q 0 0 0 rg BT 423.29 152.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 459.39 152.10 Td (, ) Tj ET Q q 0 0 0 rg BT 464.39 152.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 512.06 152.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 72.50 130.10 Td (Self ) Tj ET Q q 0 0 0 rg BT 90.84 130.10 Td (Insurance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.62 130.10 Td (For ) Tj ET Q q 0 0 0 rg BT 159.74 130.10 Td (most ) Tj ET Q q 0 0 0 rg BT 181.42 130.10 Td (of ) Tj ET Q q 0 0 0 rg BT 191.98 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 206.43 130.10 Td (Company) Tj ET Q q 0 0 0 rg BT 248.10 130.10 Td (s ) Tj ET Q q 0 0 0 rg BT 254.22 130.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 274.23 130.10 Td (employees ) Tj ET Q q 0 0 0 rg BT 319.23 130.10 Td (the ) Tj ET Q q 0 0 0 rg BT 333.67 130.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 374.79 130.10 Td (is ) Tj ET Q q 0 0 0 rg BT 383.69 130.10 Td (currently ) Tj ET Q q 0 0 0 rg BT 422.01 130.10 Td (self-insured ) Tj ET Q q 0 0 0 rg BT 471.45 130.10 Td (for ) Tj ET Q q 0 0 0 rg BT 485.34 130.10 Td (its ) Tj ET Q q 0 0 0 rg BT 497.02 130.10 Td (health ) Tj ET Q q 0 0 0 rg BT 523.69 130.10 Td (insurance ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.10 Td (program ) Tj ET Q q 0 0 0 rg BT 86.70 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 103.96 118.10 Td (has ) Tj ET Q q 0 0 0 rg BT 120.12 118.10 Td (a ) Tj ET Q q 0 0 0 rg BT 127.38 118.10 Td (stop ) Tj ET Q q 0 0 0 rg BT 146.88 118.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 165.26 118.10 Td (policy ) Tj ET Q q 0 0 0 rg BT 193.08 118.10 Td (that ) Tj ET Q q 0 0 0 rg BT 210.90 118.10 Td (limits ) Tj ET Q q 0 0 0 rg BT 236.51 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.55 118.10 Td (individual ) Tj ET Q q 0 0 0 rg BT 294.93 118.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 328.86 118.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 339.47 118.10 Td ($120 ) Tj ET Q q 0 0 0 rg BT 362.29 118.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.40 118.10 Td ( ) Tj ET Q q 0 0 0 rg BT 401.22 118.10 Td (per ) Tj ET Q q 0 0 0 rg BT 416.82 118.10 Td (person ) Tj ET Q q 0 0 0 rg BT 446.30 118.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.56 118.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.61 118.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 520.29 118.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 554.23 118.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.10 Td (125%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.33 106.10 Td ( ) Tj ET Q q 0 0 0 rg BT 76.17 106.10 Td (of ) Tj ET Q q 0 0 0 rg BT 87.33 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 102.38 106.10 Td (expected ) Tj ET Q q 0 0 0 rg BT 140.75 106.10 Td (claims ) Tj ET Q q 0 0 0 rg BT 169.69 106.10 Td (based ) Tj ET Q q 0 0 0 rg BT 195.30 106.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 218.13 106.10 Td (the ) Tj ET Q q 0 0 0 rg BT 233.19 106.10 Td (number ) Tj ET Q q 0 0 0 rg BT 266.57 106.10 Td (of ) Tj ET Q q 0 0 0 rg BT 277.73 106.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 327.22 106.10 Td (and ) Tj ET Q q 0 0 0 rg BT 344.50 106.10 Td (historical ) Tj ET Q q 0 0 0 rg BT 384.54 106.10 Td (claims. ) Tj ET Q q 0 0 0 rg BT 415.36 106.10 Td (As ) Tj ET Q q 0 0 0 rg BT 429.31 106.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.47 106.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 499.39 106.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.39 106.10 Td ( ) Tj ET Q q 0 0 0 rg BT 522.23 106.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 539.50 106.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 106.10 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 65.27 94.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 98.32 94.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 132.45 94.10 Td (on ) Tj ET Q q 0 0 0 rg BT 145.50 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 160.77 94.10 Td (Company) Tj ET Q q 0 0 0 rg BT 202.44 94.10 Td (s ) Tj ET Q q 0 0 0 rg BT 209.38 94.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 262.97 94.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 296.56 94.10 Td (sheet ) Tj ET Q q 0 0 0 rg BT 320.16 94.10 Td (for ) Tj ET Q q 0 0 0 rg BT 334.87 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 350.14 94.10 Td (self-insured ) Tj ET Q q 0 0 0 rg BT 400.40 94.10 Td (component ) Tj ET Q q 0 0 0 rg BT 447.88 94.10 Td (of ) Tj ET Q q 0 0 0 rg BT 459.26 94.10 Td (the ) Tj ET Q q 0 0 0 rg BT 474.53 94.10 Td (Company) Tj ET Q q 0 0 0 rg BT 516.20 94.10 Td (s ) Tj ET Q q 0 0 0 rg BT 523.14 94.10 Td (employee ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.10 Td (health ) Tj ET Q q 0 0 0 rg BT 76.96 82.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 117.81 82.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 135.89 82.10 Td ($276 ) Tj ET Q q 0 0 0 rg BT 158.42 82.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.53 82.10 Td ( ) Tj ET Q q 0 0 0 rg BT 197.06 82.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 214.03 82.10 Td ($250 ) Tj ET Q q 0 0 0 rg BT 236.56 82.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.67 82.10 Td (, ) Tj ET Q q 0 0 0 rg BT 277.70 82.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 325.36 82.10 Td (. ) Tj ET Q q 0 0 0 rg BT 330.21 82.10 Td (The ) Tj ET Q q 0 0 0 rg BT 348.29 82.10 Td (maximum ) Tj ET Q q 0 0 0 rg BT 391.37 82.10 Td (potential ) Tj ET Q q 0 0 0 rg BT 428.89 82.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 469.74 82.10 Td (cumulative ) Tj ET Q q 0 0 0 rg BT 516.70 82.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 550.34 82.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 70.10 Td (annual ) Tj ET Q q 0 0 0 rg BT 93.87 70.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 128.57 70.10 Td (period, ) Tj ET Q q 0 0 0 rg BT 159.12 70.10 Td (which ) Tj ET Q q 0 0 0 rg BT 186.06 70.10 Td (ends ) Tj ET Q q 0 0 0 rg BT 206.89 70.10 Td (in ) Tj ET Q q 0 0 0 rg BT 217.17 70.10 Td (September ) Tj ET Q q 0 0 0 rg BT 262.43 70.10 Td (2016, ) Tj ET Q q 0 0 0 rg BT 287.43 70.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 296.60 70.10 Td ($2.9 ) Tj ET Q q 0 0 0 rg BT 316.60 70.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.49 70.10 Td (.) Tj ET Q endstream endobj 151 0 obj <>] /Rotate 0 /Contents 152 0 R>> endobj 152 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (72) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 730.25 Td (7. ) Tj ET Q q 0 0 0 rg BT 82.49 730.25 Td (Shar) Tj ET Q q 0 0 0 rg BT 102.87 730.25 Td (e-based ) Tj ET Q q 0 0 0 rg BT 137.59 730.25 Td (Compensation) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 708.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 124.35 708.25 Td (Options) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 158.25 708.25 Td (The ) Tj ET Q q 0 0 0 rg BT 185.25 708.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 225.59 708.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 262.03 708.25 Td (for ) Tj ET Q q 0 0 0 rg BT 275.15 708.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 332.14 708.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 365.81 708.25 Td (associated ) Tj ET Q q 0 0 0 rg BT 408.36 708.25 Td (with ) Tj ET Q q 0 0 0 rg BT 427.59 708.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 450.15 708.25 Td (options ) Tj ET Q q 0 0 0 rg BT 481.06 708.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 507.51 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 516.74 708.25 Td (employees, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 696.25 Td (Directors, ) Tj ET Q q 0 0 0 rg BT 91.85 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 108.44 696.25 Td (non-employees ) Tj ET Q q 0 0 0 rg BT 171.68 696.25 Td (based ) Tj ET Q q 0 0 0 rg BT 196.59 696.25 Td (on ) Tj ET Q q 0 0 0 rg BT 208.74 696.25 Td (their ) Tj ET Q q 0 0 0 rg BT 229.21 696.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 245.23 696.25 Td (value, ) Tj ET Q q 0 0 0 rg BT 271.53 696.25 Td (which ) Tj ET Q q 0 0 0 rg BT 298.12 696.25 Td (is ) Tj ET Q q 0 0 0 rg BT 306.93 696.25 Td (calculated ) Tj ET Q q 0 0 0 rg BT 349.61 696.25 Td (using ) Tj ET Q q 0 0 0 rg BT 373.42 696.25 Td (an ) Tj ET Q q 0 0 0 rg BT 385.01 696.25 Td (option ) Tj ET Q q 0 0 0 rg BT 412.71 696.25 Td (pricing ) Tj ET Q q 0 0 0 rg BT 443.18 696.25 Td (model, ) Tj ET Q q 0 0 0 rg BT 472.82 696.25 Td (and ) Tj ET Q q 0 0 0 rg BT 489.41 696.25 Td (is ) Tj ET Q q 0 0 0 rg BT 498.22 696.25 Td (recognized ) Tj ET Q q 0 0 0 rg BT 544.23 696.25 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.60 684.25 Td (service ) Tj ET Q q 0 0 0 rg BT 95.30 684.25 Td (period, ) Tj ET Q q 0 0 0 rg BT 125.73 684.25 Td (which ) Tj ET Q q 0 0 0 rg BT 152.56 684.25 Td (is ) Tj ET Q q 0 0 0 rg BT 161.61 684.25 Td (usually ) Tj ET Q q 0 0 0 rg BT 192.89 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.49 684.25 Td (vesting ) Tj ET Q q 0 0 0 rg BT 238.76 684.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 268.67 684.25 Td (At ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 281.05 684.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 339.52 684.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.52 684.25 Td (, ) Tj ET Q q 0 0 0 rg BT 364.41 684.25 Td (the ) Tj ET Q q 0 0 0 rg BT 379.01 684.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 420.28 684.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 437.10 684.25 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 451.54 684.25 Td ( ) Tj ET Q q 0 0 0 rg BT 453.93 684.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 481.31 684.25 Td (based ) Tj ET Q q 0 0 0 rg BT 506.46 684.25 Td (compensation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (plan. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 71.88 672.25 Td (No) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 84.10 672.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.26 672.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 109.53 672.25 Td (options ) Tj ET Q q 0 0 0 rg BT 141.14 672.25 Td (were ) Tj ET Q q 0 0 0 rg BT 162.73 672.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 194.88 672.25 Td (to ) Tj ET Q q 0 0 0 rg BT 204.82 672.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 249.75 672.25 Td (or ) Tj ET Q q 0 0 0 rg BT 260.24 672.25 Td (non-employees ) Tj ET Q q 0 0 0 rg BT 323.50 672.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.77 672.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.77 672.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.43 672.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.43 672.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.59 672.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.19 672.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 435.19 672.25 Td (; ) Tj ET Q q 0 0 0 rg BT 440.13 672.25 Td (however) Tj ET Q q 0 0 0 rg BT 474.16 672.25 Td (, ) Tj ET Q q 0 0 0 rg BT 478.82 672.25 Td (options ) Tj ET Q q 0 0 0 rg BT 510.43 672.25 Td (were ) Tj ET Q q 0 0 0 rg BT 532.02 672.25 Td (granted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.25 Td (to ) Tj ET Q q 0 0 0 rg BT 59.82 660.25 Td (Directors ) Tj ET Q q 0 0 0 rg BT 99.07 660.25 Td (in ) Tj ET Q q 0 0 0 rg BT 108.89 660.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.93 660.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 130.93 660.25 Td ( ) Tj ET Q q 0 0 0 rg BT 132.97 660.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.45 660.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 169.45 660.25 Td (. ) Tj ET Q q 0 0 0 rg BT 173.99 660.25 Td (Stock ) Tj ET Q q 0 0 0 rg BT 198.81 660.25 Td (compensation ) Tj ET Q q 0 0 0 rg BT 256.39 660.25 Td (expense ) Tj ET Q q 0 0 0 rg BT 290.64 660.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.01 660.25 Td ($294 ) Tj ET Q q 0 0 0 rg BT 323.05 660.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.16 660.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 363.70 660.25 Td ($305 ) Tj ET Q q 0 0 0 rg BT 385.74 660.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.85 660.25 Td ( ) Tj ET Q q 0 0 0 rg BT 423.89 660.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 440.37 660.25 Td ($474 ) Tj ET Q q 0 0 0 rg BT 462.41 660.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.52 660.25 Td ( ) Tj ET Q q 0 0 0 rg BT 500.56 660.25 Td (was ) Tj ET Q q 0 0 0 rg BT 518.15 660.25 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 648.25 Td (during ) Tj ET Q q 0 0 0 rg BT 78.61 648.25 Td (the ) Tj ET Q q 0 0 0 rg BT 93.33 648.25 Td (years ) Tj ET Q q 0 0 0 rg BT 116.92 648.25 Td (ending ) Tj ET Q q 0 0 0 rg BT 146.64 648.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 205.22 648.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 225.22 648.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.22 648.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.22 648.25 Td ( ) Tj ET Q q 0 0 0 rg BT 252.72 648.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.66 648.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.66 648.25 Td (, ) Tj ET Q q 0 0 0 rg BT 294.66 648.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 342.32 648.25 Td (, ) Tj ET Q q 0 0 0 rg BT 347.32 648.25 Td (on ) Tj ET Q q 0 0 0 rg BT 359.82 648.25 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 408.99 648.25 Td (and ) Tj ET Q q 0 0 0 rg BT 425.93 648.25 Td (unvested ) Tj ET Q q 0 0 0 rg BT 463.97 648.25 Td (options.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 626.25 Td (The ) Tj ET Q q 0 0 0 rg BT 116.64 626.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 132.61 626.25 Td (value ) Tj ET Q q 0 0 0 rg BT 156.36 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 166.78 626.25 Td (options ) Tj ET Q q 0 0 0 rg BT 198.33 626.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 230.41 626.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 258.61 626.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.61 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 280.70 626.25 Td (is ) Tj ET Q q 0 0 0 rg BT 289.46 626.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 329.88 626.25 Td (on ) Tj ET Q q 0 0 0 rg BT 341.97 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 356.28 626.25 Td (date ) Tj ET Q q 0 0 0 rg BT 375.03 626.25 Td (of ) Tj ET Q q 0 0 0 rg BT 385.46 626.25 Td (grant ) Tj ET Q q 0 0 0 rg BT 408.10 626.25 Td (using ) Tj ET Q q 0 0 0 rg BT 431.86 626.25 Td (the ) Tj ET Q q 0 0 0 rg BT 446.17 626.25 Td (Black-Scholes ) Tj ET Q q 0 0 0 rg BT 506.03 626.25 Td (option ) Tj ET Q q 0 0 0 rg BT 533.68 626.25 Td (pricing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.25 Td (model. ) Tj ET Q q 0 0 0 rg BT 78.71 614.25 Td (The ) Tj ET Q q 0 0 0 rg BT 95.57 614.25 Td (following ) Tj ET Q q 0 0 0 rg BT 135.77 614.25 Td (table ) Tj ET Q q 0 0 0 rg BT 156.52 614.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 191.16 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 204.69 614.25 Td (weighted- ) Tj ET Q q 0 0 0 rg BT 245.99 614.25 Td (average ) Tj ET Q q 0 0 0 rg BT 278.39 614.25 Td (assumptions ) Tj ET Q q 0 0 0 rg BT 329.15 614.25 Td (used ) Tj ET Q q 0 0 0 rg BT 348.79 614.25 Td (in ) Tj ET Q q 0 0 0 rg BT 357.88 614.25 Td (estimating ) Tj ET Q q 0 0 0 rg BT 400.86 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 414.39 614.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 429.58 614.25 Td (values ) Tj ET Q q 0 0 0 rg BT 456.44 614.25 Td (and ) Tj ET Q q 0 0 0 rg BT 472.19 614.25 Td (the ) Tj ET Q q 0 0 0 rg BT 485.72 614.25 Td (resulting ) Tj ET Q q 0 0 0 rg BT 522.03 614.25 Td (weighted-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.25 Td (average ) Tj ET Q q 0 0 0 rg BT 83.58 602.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 99.96 602.25 Td (value ) Tj ET Q q 0 0 0 rg BT 124.12 602.25 Td (of ) Tj ET Q q 0 0 0 rg BT 134.95 602.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 158.55 602.25 Td (options ) Tj ET Q q 0 0 0 rg BT 190.50 602.25 Td (granted ) Tj ET Q q 0 0 0 rg BT 222.99 602.25 Td (in ) Tj ET Q q 0 0 0 rg BT 233.27 602.25 Td (the ) Tj ET Q q 0 0 0 rg BT 247.98 602.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 279.92 602.25 Td (presented:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 557.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 557.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 557.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 557.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 557.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 557.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 529.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 529.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 529.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 529.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 529.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 529.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 501.75 305.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 501.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 420.50 501.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 501.75 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 489.50 501.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 501.75 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 557.75 m 420.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 557.75 m 489.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 557.75 m 558.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 355.5 557.75 m 420.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 424.5 557.75 m 489.5 557.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 493.5 557.75 m 558.5 557.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.40 582.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.40 572.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 377.50 562.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.40 582.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 427.40 572.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 446.50 562.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.40 582.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 496.40 572.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 515.50 562.43 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 548.32 Td (Weighted average fair values of stock options granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.00 548.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 548.32 Td (7.90) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 427.00 548.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 548.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.00 548.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 548.32 Td (5.70) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 534.32 Td (Expected volatility) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 534.32 Td (55.4) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 534.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 534.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 534.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 534.32 Td (59.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 534.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 520.32 Td (Expected dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 520.32 Td (1.42) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 520.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 520.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 520.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.15 520.32 Td (2.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 520.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 506.32 Td (Weighted average risk-free interest rate) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.15 506.32 Td (1.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 506.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.65 506.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.65 506.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.15 506.32 Td (.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 549.65 506.32 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 492.32 Td (Expected life of stock options \(in years\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 404.50 492.32 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 473.50 492.32 Td (0.0) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.50 492.32 Td (3.5) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 454.25 Td (A) Tj ET Q q 0 0 0 rg BT 105.67 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 108.17 454.25 Td (summary ) Tj ET Q q 0 0 0 rg BT 147.89 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 158.72 454.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 182.33 454.25 Td (option ) Tj ET Q q 0 0 0 rg BT 210.38 454.25 Td (activity ) Tj ET Q q 0 0 0 rg BT 242.87 454.25 Td (for ) Tj ET Q q 0 0 0 rg BT 257.03 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 271.75 454.25 Td (years ) Tj ET Q q 0 0 0 rg BT 295.35 454.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 321.72 454.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 380.31 454.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 400.31 454.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.31 454.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.31 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 427.81 454.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.75 454.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.75 454.25 Td ( ) Tj ET Q q 0 0 0 rg BT 467.25 454.25 Td (is ) Tj ET Q q 0 0 0 rg BT 476.42 454.25 Td (as ) Tj ET Q q 0 0 0 rg BT 487.25 454.25 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 356.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 356.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 356.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 356.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 356.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 356.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 356.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 356.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 328.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 328.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 328.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 328.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 328.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 328.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 328.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 328.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 300.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 300.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 300.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 300.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 300.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 300.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 300.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 300.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 272.75 212.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 272.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 272.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 272.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 272.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 272.75 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 272.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 272.75 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 243.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 243.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 243.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 243.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 243.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 243.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 243.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 243.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 215.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 215.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 215.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 215.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 215.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 215.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 215.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 215.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 187.75 212.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 262.50 187.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 318.50 187.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 322.50 187.75 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 378.50 187.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 382.50 187.75 60.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 442.50 187.75 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 187.75 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 379.75 m 318.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 322.5 379.75 m 378.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 382.5 379.75 m 442.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 379.75 m 502.5 379.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 300.75 m 318.5 300.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 287.75 m 318.5 287.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 285.75 m 318.5 285.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 243.75 m 318.5 243.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 230.75 m 318.5 230.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 228.75 m 318.5 228.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 187.75 m 318.5 187.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 174.75 m 318.5 174.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 172.75 m 318.5 172.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 160.75 m 318.5 160.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 262.5 158.75 m 318.5 158.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 275.60 384.43 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 329.70 414.43 Td (W) Tj ET Q q 0 0 0 rg BT 339.15 414.43 Td (eighted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.60 404.43 Td (A) Tj ET Q q 0 0 0 rg BT 339.08 404.43 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 332.00 394.43 Td (Exer) Tj ET Q q 0 0 0 rg BT 352.37 394.43 Td (cise ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 338.85 384.43 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 391.70 434.43 Td (W) Tj ET Q q 0 0 0 rg BT 401.15 434.43 Td (eighted) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 394.60 424.43 Td (A) Tj ET Q q 0 0 0 rg BT 401.08 424.43 Td (verage) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 388.65 414.43 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.15 404.43 Td (Contractual) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 400.50 394.43 Td (T) Tj ET Q q 0 0 0 rg BT 406.25 394.43 Td (erm ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 396.70 384.43 Td (\(Y) Tj ET Q q 0 0 0 rg BT 406.14 384.43 Td (ears\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 452.15 404.43 Td (Aggr) Tj ET Q q 0 0 0 rg BT 473.63 404.43 Td (egate ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.65 394.43 Td (Intrinsic) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 461.95 384.43 Td (V) Tj ET Q q 0 0 0 rg BT 468.25 384.43 Td (alue) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 265.00 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 361.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 361.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 468.15 370.48 Td (\(in) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.65 360.48 Td (thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 347.32 Td (Outstanding at January 1, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.60 347.32 Td (1,998,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 347.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 347.32 Td (4.03) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 347.32 Td (1.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 347.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 347.32 Td (24,171) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 333.32 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.15 333.32 Td (45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 333.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 333.32 Td (14.89) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 333.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 333.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 319.32 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.30 319.37 Td (\(1,251,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 319.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 319.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 319.32 Td (1.73) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 319.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 319.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 305.32 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 305.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.00 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 305.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 291.32 Td (Outstanding at December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 291.32 Td (792,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 291.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 291.32 Td (8.28) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 291.32 Td (1.00) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 291.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 291.32 Td (5,093) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 277.32 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 277.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 277.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 364.65 277.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 262.42 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.80 262.47 Td (\(450,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 262.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 262.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 357.15 262.42 Td (1.75) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 248.32 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.80 248.37 Td (\(135,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 248.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 248.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 248.32 Td (17.58) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 234.32 Td (Outstanding at December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 234.32 Td (207,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 234.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 234.32 Td (16.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 421.50 234.32 Td (1.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 234.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 234.32 Td (121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 220.32 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.15 220.32 Td (42,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 220.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 220.32 Td (22.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 206.32 Td (Exercised) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 278.80 206.37 Td (\(109,122) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.65 206.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.00 206.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.15 206.32 Td (20.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 192.32 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 304.65 192.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 178.32 Td (Outstanding at December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 282.15 178.32 Td (139,878) Tj ET 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 92.25 Td (Cash ) Tj ET Q q 0 0 0 rg BT 121.32 92.25 Td (received ) Tj ET Q q 0 0 0 rg BT 157.50 92.25 Td (or ) Tj ET Q q 0 0 0 rg BT 168.15 92.25 Td (the ) Tj ET Q q 0 0 0 rg BT 182.68 92.25 Td (value ) Tj ET Q q 0 0 0 rg BT 206.66 92.25 Td (of ) Tj ET Q q 0 0 0 rg BT 217.30 92.25 Td (stocks ) Tj ET Q q 0 0 0 rg BT 244.62 92.25 Td (canceled ) Tj ET Q q 0 0 0 rg BT 281.91 92.25 Td (from ) Tj ET Q q 0 0 0 rg BT 303.67 92.25 Td (option ) Tj ET Q q 0 0 0 rg BT 331.54 92.25 Td (exercises ) Tj ET Q q 0 0 0 rg BT 370.51 92.25 Td (under ) Tj ET Q q 0 0 0 rg BT 395.59 92.25 Td (all ) Tj ET Q q 0 0 0 rg BT 407.91 92.25 Td (share-based ) Tj ET Q q 0 0 0 rg BT 457.42 92.25 Td (payment ) Tj ET Q q 0 0 0 rg BT 494.18 92.25 Td (arrangements ) Tj ET Q q 0 0 0 rg BT 550.36 92.25 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 80.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 80.25 Td (years ) Tj ET Q q 0 0 0 rg BT 88.32 80.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 114.69 80.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.28 80.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.28 80.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.28 80.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 218.28 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 220.78 80.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 237.71 80.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.71 80.25 Td (, ) Tj ET Q q 0 0 0 rg BT 262.71 80.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 280.77 80.25 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 300.77 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.66 80.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.66 80.25 Td ($788 ) Tj ET Q q 0 0 0 rg BT 357.16 80.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.27 80.25 Td ( ) Tj ET Q q 0 0 0 rg BT 395.77 80.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.71 80.25 Td ($2.2 ) Tj ET Q q 0 0 0 rg BT 432.71 80.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.60 80.25 Td (, ) Tj ET Q q 0 0 0 rg BT 466.60 80.25 Td (respectively) Tj ET Q q 0 0 0 rg BT 514.26 80.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 58.25 Td (A) Tj ET Q q 0 0 0 rg BT 105.67 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 107.96 58.25 Td (summary ) Tj ET Q q 0 0 0 rg BT 147.46 58.25 Td (of ) Tj ET Q q 0 0 0 rg BT 158.08 58.25 Td (non-vested ) Tj ET Q q 0 0 0 rg BT 204.24 58.25 Td (options ) Tj ET Q q 0 0 0 rg BT 235.98 58.25 Td (and ) Tj ET Q q 0 0 0 rg BT 252.70 58.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 287.19 58.25 Td (for ) Tj ET Q q 0 0 0 rg BT 301.14 58.25 Td (the ) Tj ET Q q 0 0 0 rg BT 315.64 58.25 Td (years ) Tj ET Q q 0 0 0 rg BT 339.03 58.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 365.19 58.25 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.56 58.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.56 58.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.35 58.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 468.35 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 470.64 58.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.36 58.25 Td (2013) Tj ET Q BT 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0 0 rg BT 144.00 644.07 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 644.12 Td (\(67,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 644.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 644.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 644.07 Td (18.66) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 630.07 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 630.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 630.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 630.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 616.07 Td (Non-vested balance at December31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 616.07 Td (112,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 616.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 616.07 Td (17.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 602.07 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 602.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 602.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 602.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 587.17 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 587.22 Td (\(45,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 587.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 587.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 587.17 Td (18.53) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 573.07 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 573.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 573.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 573.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 559.07 Td (Non-vested balance at December31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 559.07 Td (67,500) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 559.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 559.07 Td (16.52) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 545.07 Td (Granted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 545.07 Td (42,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 545.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 545.07 Td (22.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 531.07 Td (Vested) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.80 531.12 Td (\(33,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 405.65 531.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 531.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 531.07 Td (17.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 517.07 Td (Canceled) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 395.65 517.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 517.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 517.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.00 503.07 Td (Non-vested balance at December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.15 503.07 Td (75,750) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.00 503.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 443.15 503.07 Td (19.27) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 465.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 465.00 Td (The following table summarizes information about stock options outstanding by price range as of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 478.13 465.00 Td (December31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 556.72 465.00 Td (: ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 142.00 379.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 379.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.00 379.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 379.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 379.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.00 379.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 379.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 142.00 349.50 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 207.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 211.00 349.50 60.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 271.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 275.00 349.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 339.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 343.00 349.50 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 398.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 402.00 349.50 56.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 458.00 349.50 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 462.00 349.50 56.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 207 434.5 m 211 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 434.5 m 271 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 271 434.5 m 275 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 434.5 m 339 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 339 434.5 m 343 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 434.5 m 398 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 434.5 m 458 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 458 434.5 m 462 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 434.5 m 518 434.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 334.5 m 271 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 320.5 m 271 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 211 318.5 m 271 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 334.5 m 339 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 320.5 m 339 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 275 318.5 m 339 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 334.5 m 398 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 320.5 m 398 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 343 318.5 m 398 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 334.5 m 458 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 320.5 m 458 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 402 318.5 m 458 318.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 334.5 m 518 334.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 320.5 m 518 320.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 462 318.5 m 518 318.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 259.10 439.18 Td (Options Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.65 439.18 Td (Options Exercisable) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 154.95 404.18 Td (Range of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 156.00 394.18 Td (Exercise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 160.95 384.18 Td (Prices) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 222.80 394.18 Td (Number) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 213.80 384.18 Td (Outstanding) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 284.55 424.18 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 289.10 414.18 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 283.15 404.18 Td (Remaining) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 280.65 394.18 Td (Contractual) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 281.35 384.18 Td (Life \(Years\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 348.05 414.18 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.60 404.18 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.00 394.18 Td (Exercise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 358.85 384.18 Td (Price) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.35 394.18 Td (Number of) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 415.10 384.18 Td (Shares) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 467.55 414.18 Td (Weighted-) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.10 404.18 Td (Average) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 471.50 394.18 Td (Exercise) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 478.35 384.18 Td (Price) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 149.80 369.17 Td ($2.18-$2.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 369.17 Td (27,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 369.17 Td (0.41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.65 369.17 Td (2.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 369.17 Td (27,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 369.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 496.65 369.17 Td (2.27) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.80 354.17 Td ($14.89-$16.94) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 354.17 Td (70,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 354.17 Td (2.01) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 354.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 354.17 Td (15.88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 354.17 Td (37,128) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 354.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 354.17 Td (16.16) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 144.80 339.17 Td ($21.19-$28.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 239.65 339.17 Td (42,000) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 339.17 Td (4.07) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 339.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 339.17 Td (22.25) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 444.15 339.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 339.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 504.15 339.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 234.65 324.17 Td (139,878) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.75 324.17 Td (2.32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.50 324.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 371.65 324.17 Td (15.17) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 324.17 Td (64,128) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 464.50 324.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 491.65 324.17 Td (10.31) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 99.00 276.00 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 146.25 276.00 Td (Stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 170.15 276.00 Td (Pursuant ) Tj ET Q q 0 0 0 rg BT 218.53 276.00 Td (to ) Tj ET Q q 0 0 0 rg BT 229.70 276.00 Td (the ) Tj ET Q q 0 0 0 rg BT 245.30 276.00 Td (Company) Tj ET Q q 0 0 0 rg BT 286.96 276.00 Td (s ) Tj ET Q q 0 0 0 rg BT 294.24 276.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 334.83 276.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 359.32 276.00 Td (agreements, ) Tj ET Q q 0 0 0 rg BT 410.74 276.00 Td (the ) Tj ET Q q 0 0 0 rg BT 426.35 276.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 466.93 276.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 491.43 276.00 Td (granted ) Tj ET Q q 0 0 0 rg BT 524.80 276.00 Td (generally ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 264.00 Td (vests ) Tj ET Q q 0 0 0 rg BT 72.61 264.00 Td (as ) Tj ET Q q 0 0 0 rg BT 83.55 264.00 Td (follows: ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.94 264.00 Td (one ) Tj ET Q q 0 0 0 rg BT 135.98 264.00 Td (third) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 154.87 264.00 Td ( ) Tj ET Q q 0 0 0 rg BT 157.48 264.00 Td (after ) Tj ET Q q 0 0 0 rg BT 178.40 264.00 Td (one ) Tj ET Q q 0 0 0 rg BT 195.45 264.00 Td (year) Tj ET Q q 0 0 0 rg BT 212.26 264.00 Td (, ) Tj ET Q q 0 0 0 rg BT 217.37 264.00 Td (and ) Tj ET Q q 0 0 0 rg BT 234.41 264.00 Td (the ) Tj ET Q q 0 0 0 rg BT 249.24 264.00 Td (remaining ) Tj ET Q q 0 0 0 rg BT 292.39 264.00 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 302.78 264.00 Td (eight) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.77 264.00 Td ( ) Tj ET Q q 0 0 0 rg BT 325.38 264.00 Td (equal ) Tj ET Q q 0 0 0 rg BT 349.64 264.00 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 388.35 264.00 Td (installments. ) Tj ET Q q 0 0 0 rg BT 441.60 264.00 Td (The ) Tj ET Q q 0 0 0 rg BT 459.75 264.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 499.56 264.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 523.28 264.00 Td (also ) Tj ET Q q 0 0 0 rg BT 542.00 264.00 Td (vests ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 252.00 Td (with ) Tj ET Q q 0 0 0 rg BT 70.06 252.00 Td (respect ) Tj ET Q q 0 0 0 rg BT 100.66 252.00 Td (to ) Tj ET Q q 0 0 0 rg BT 110.72 252.00 Td (any ) Tj ET Q q 0 0 0 rg BT 127.44 252.00 Td (unvested ) Tj ET Q q 0 0 0 rg BT 165.27 252.00 Td (shares ) Tj ET Q q 0 0 0 rg BT 192.54 252.00 Td (upon ) Tj ET Q q 0 0 0 rg BT 214.83 252.00 Td (the ) Tj ET Q q 0 0 0 rg BT 229.33 252.00 Td (applicable ) Tj ET Q q 0 0 0 rg BT 272.70 252.00 Td (employee) Tj ET Q q 0 0 0 rg BT 314.35 252.00 Td (s ) Tj ET Q q 0 0 0 rg BT 320.52 252.00 Td (death, ) Tj ET Q q 0 0 0 rg BT 346.96 252.00 Td (disability ) Tj ET Q q 0 0 0 rg BT 386.46 252.00 Td (or ) Tj ET Q q 0 0 0 rg BT 397.08 252.00 Td (retirement, ) Tj ET Q q 0 0 0 rg BT 442.95 252.00 Td (the ) Tj ET Q q 0 0 0 rg BT 457.45 252.00 Td (Company) Tj ET Q q 0 0 0 rg BT 499.11 252.00 Td (s ) Tj ET Q q 0 0 0 rg BT 505.29 252.00 Td (termination ) Tj ET Q q 0 0 0 rg BT 553.67 252.00 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 65.07 240.00 Td (employee ) Tj ET Q q 0 0 0 rg BT 106.80 240.00 Td (other ) Tj ET Q q 0 0 0 rg BT 130.20 240.00 Td (than ) Tj ET Q q 0 0 0 rg BT 150.27 240.00 Td (for ) Tj ET Q q 0 0 0 rg BT 164.78 240.00 Td (cause, ) Tj ET Q q 0 0 0 rg BT 192.34 240.00 Td (or ) Tj ET Q q 0 0 0 rg BT 203.53 240.00 Td (for ) Tj ET Q q 0 0 0 rg BT 218.04 240.00 Td (a ) Tj ET Q q 0 0 0 rg BT 225.33 240.00 Td (change ) Tj ET Q q 0 0 0 rg BT 256.50 240.00 Td (in ) Tj ET Q q 0 0 0 rg BT 267.14 240.00 Td (control ) Tj ET Q q 0 0 0 rg BT 298.32 240.00 Td (of ) Tj ET Q q 0 0 0 rg BT 309.50 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 324.57 240.00 Td (Company) Tj ET Q q 0 0 0 rg BT 362.81 240.00 Td (. ) Tj ET Q q 0 0 0 rg BT 367.53 240.00 Td (A) Tj ET Q q 0 0 0 rg BT 374.20 240.00 Td ( ) Tj ET Q q 0 0 0 rg BT 377.06 240.00 Td (summary ) Tj ET Q q 0 0 0 rg BT 417.13 240.00 Td (of ) Tj ET Q q 0 0 0 rg BT 428.31 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 443.38 240.00 Td (status ) Tj ET Q q 0 0 0 rg BT 469.01 240.00 Td (of ) Tj ET Q q 0 0 0 rg BT 480.20 240.00 Td (the ) Tj ET Q q 0 0 0 rg BT 495.27 240.00 Td (Company) Tj ET Q q 0 0 0 rg BT 536.93 240.00 Td (s ) Tj ET Q q 0 0 0 rg BT 543.68 240.00 Td (non-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 228.00 Td (vested ) Tj ET Q q 0 0 0 rg BT 78.05 228.00 Td (restricted ) Tj ET Q q 0 0 0 rg BT 117.75 228.00 Td (stock ) Tj ET Q q 0 0 0 rg BT 141.36 228.00 Td (grant ) Tj ET Q q 0 0 0 rg BT 164.40 228.00 Td (shares ) Tj ET Q q 0 0 0 rg BT 191.89 228.00 Td (is ) Tj ET Q q 0 0 0 rg BT 201.06 228.00 Td (presented ) Tj ET Q q 0 0 0 rg BT 241.88 228.00 Td (in ) Tj ET Q q 0 0 0 rg BT 252.16 228.00 Td (the ) Tj ET Q q 0 0 0 rg BT 266.88 228.00 Td (following ) Tj ET Q q 0 0 0 rg BT 308.26 228.00 Td (table:) Tj ET Q endstream endobj 155 0 obj <>] /Rotate 0 /Contents 156 0 R>> endobj 156 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (74) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 704.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 704.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 704.50 4.00 -14.00 re f /GS0 gs 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490.5 464.75 m 556.5 464.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 372.00 656.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 442.00 656.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 497.90 676.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 493.90 666.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 513.00 656.43 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 641.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.50 641.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 626.42 Td (Current:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 611.42 Td (US federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 611.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 611.42 Td (1,267) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 611.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 611.42 Td (13,504) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 611.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 611.42 Td (7,083) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 596.42 Td (US state) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 596.42 Td (191) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 596.42 Td (270) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.65 596.42 Td (167) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 581.42 Td (Non US) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 581.42 Td (4,789) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 581.42 Td (32) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 581.42 Td (5,371) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 566.42 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 566.42 Td (6,247) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 566.42 Td (13,806) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 566.42 Td (12,621) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 551.42 Td (Deferred:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 536.42 Td (US federal) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 536.42 Td (808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 466.65 536.42 Td (308) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 536.47 Td (\(632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 536.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 521.42 Td (US state) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 521.42 Td (720) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 521.42 Td (43) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 521.47 Td (\(351) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 521.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 506.42 Td (Non US) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.30 506.47 Td (\(669) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 411.65 506.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.30 506.47 Td (\(263) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.65 506.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.30 506.47 Td (\(760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 506.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.65 491.42 Td (859) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.65 491.42 Td (88) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.80 491.47 Td (\(1,743) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 552.65 491.42 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 57.00 470.42 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 470.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 389.15 470.42 Td (7,106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.00 470.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.15 470.42 Td (13,894) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 493.00 470.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.15 470.42 Td (10,878) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 432.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 131.49 432.25 Td (before ) Tj ET Q q 0 0 0 rg BT 159.52 432.25 Td (income ) Tj ET Q q 0 0 0 rg BT 191.46 432.25 Td (taxes ) Tj ET Q q 0 0 0 rg BT 214.50 432.25 Td (includes ) Tj ET Q q 0 0 0 rg BT 250.33 432.25 Td (the ) Tj ET Q q 0 0 0 rg BT 265.04 432.25 Td (following ) Tj ET Q q 0 0 0 rg BT 306.43 432.25 Td (components:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 60.00 372.75 284.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.00 372.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 372.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 372.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.00 372.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 372.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 60.00 342.75 284.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 344.00 342.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 342.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 414.00 342.75 66.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 480.00 342.75 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 485.00 342.75 66.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 387.75 m 410 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 387.75 m 480 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 387.75 m 551 387.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 342.75 m 410 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 328.75 m 410 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 344 326.75 m 410 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 342.75 m 480 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 328.75 m 480 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 414 326.75 m 480 326.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 342.75 m 551 342.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 328.75 m 551 328.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 485 326.75 m 551 326.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 351.40 412.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 347.40 402.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.50 392.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 421.40 412.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 417.40 402.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.50 392.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 492.40 412.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 488.40 402.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 507.50 392.43 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 377.42 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 416.00 377.43 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 362.42 Td (US) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 362.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.65 362.42 Td (1,384) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.50 362.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 453.65 362.42 Td (8,807) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.50 362.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 524.65 362.42 Td (5,497) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 347.42 Td (Non US) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 347.42 Td (85,255) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 347.42 Td (68,645) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 347.42 Td (64,655) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 62.50 332.42 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.50 332.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 332.42 Td (86,639) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.50 332.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.65 332.42 Td (77,452) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 487.50 332.42 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 519.65 332.42 Td (70,152) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 306.25 Td (A) Tj ET Q q 0 0 0 rg BT 105.67 306.25 Td ( ) Tj ET Q q 0 0 0 rg BT 108.17 306.25 Td (reconciliation ) Tj ET Q q 0 0 0 rg BT 165.65 306.25 Td (of ) Tj ET Q q 0 0 0 rg BT 176.48 306.25 Td (the ) Tj ET Q q 0 0 0 rg BT 191.19 306.25 Td (statutory ) Tj ET Q q 0 0 0 rg BT 228.69 306.25 Td (federal ) Tj ET Q q 0 0 0 rg BT 258.94 306.25 Td (income ) Tj ET Q q 0 0 0 rg BT 290.88 306.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 305.59 306.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 323.08 306.25 Td (to ) Tj ET Q q 0 0 0 rg BT 333.36 306.25 Td (the ) Tj ET Q q 0 0 0 rg BT 348.07 306.25 Td (ef) Tj ET Q q 0 0 0 rg BT 355.66 306.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 385.36 306.25 Td (income ) Tj ET Q q 0 0 0 rg BT 417.30 306.25 Td (tax ) Tj ET Q q 0 0 0 rg BT 432.01 306.25 Td (rate ) Tj ET Q q 0 0 0 rg BT 449.50 306.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 483.67 306.25 Td (of ) Tj ET Q q 0 0 0 rg BT 494.50 306.25 Td (the ) Tj ET Q q 0 0 0 rg BT 509.21 306.25 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 261.75 301.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 261.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 261.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 261.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 261.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 261.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 231.75 301.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 231.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 231.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 231.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 231.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 231.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 201.75 301.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 201.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 201.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 201.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 201.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 201.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 171.75 301.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 171.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 171.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 171.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 171.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 171.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 141.75 301.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 141.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 141.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 141.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 141.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 141.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 111.75 301.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 111.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 111.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 111.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 111.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 111.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 53.50 81.75 301.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 354.50 81.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 419.50 81.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 423.50 81.75 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 488.50 81.75 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 492.50 81.75 65.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 261.75 m 419.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 261.75 m 488.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 261.75 m 557.5 261.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 81.75 m 419.5 81.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 81.75 m 488.5 81.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 81.75 m 557.5 81.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 354.5 81.75 m 419.5 81.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 423.5 81.75 m 488.5 81.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 492.5 81.75 m 557.5 81.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 361.40 286.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 357.40 276.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.50 266.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 430.40 286.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 426.40 276.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 445.50 266.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 499.40 286.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 495.40 276.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 514.50 266.43 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 251.42 Td (Statutory US federal income tax rate) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 386.90 251.62 Td (35.0) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.75 251.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 455.90 251.62 Td (35.0) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 478.80 251.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 524.90 251.62 Td (35.0) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 547.80 251.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 236.42 Td (US state income taxes, net of federal benefit) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 392.40 236.62 Td (1.0) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.75 236.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 461.40 236.62 Td (0.3) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 478.80 236.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 526.70 236.62 Td (\(0.3) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 544.15 236.62 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 221.42 Td (Non-US tax rate differential) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 388.70 221.62 Td (\(2.6) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 406.15 221.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 457.70 221.62 Td (\(4.0) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 475.15 221.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 526.70 221.62 Td (\(6.9) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 544.15 221.62 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 206.42 Td (Tax holidays) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 383.20 206.62 Td (\(23.5) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 406.15 206.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 452.20 206.62 Td (\(12.7) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 475.15 206.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 521.20 206.62 Td (\(15.2) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 544.15 206.62 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 191.42 Td (Passive income exemption) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 388.70 191.62 Td (\(2.9) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 406.15 191.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 457.70 191.62 Td (\(3.2) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 475.15 191.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 526.70 191.62 Td (\(3.5) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 544.15 191.62 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 176.42 Td (Acquisition contingent earnout liability adjustments) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 388.70 176.62 Td (\(0.6) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 406.15 176.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 457.70 176.62 Td (\(4.6) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 475.15 176.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 526.70 176.62 Td (\(5.0) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 544.15 176.62 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 161.42 Td (Foreign enhanced R&D deductions) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 388.70 161.62 Td (\(1.0) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 406.15 161.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 457.70 161.62 Td (\(1.1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 475.15 161.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 526.70 161.62 Td (\(1.2) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 544.15 161.62 Td (\)%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 146.42 Td (Nondeductible items) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 392.40 146.62 Td (0.8) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.75 146.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 464.15 146.62 Td () Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 478.80 146.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 533.15 146.62 Td () Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 547.80 146.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 131.42 Td (Effect of valuation allowance) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 388.70 131.62 Td (\(2.2) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 406.15 131.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 464.15 131.62 Td () Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 478.80 131.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 533.15 131.62 Td () Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 547.80 131.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 116.42 Td (Prior year true-ups) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 392.40 116.62 Td (3.2) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.75 116.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 457.70 116.62 Td (\(4.3) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 475.15 116.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.40 116.62 Td (1.2) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 547.80 116.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 101.42 Td (Uncertain tax positions) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 392.40 101.62 Td (0.1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.75 101.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 455.90 101.62 Td (12.7) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 478.80 101.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.40 101.62 Td (9.7) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 547.80 101.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 86.42 Td (Other) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 392.40 86.62 Td (0.8) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.75 86.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 457.70 86.62 Td (\(0.2) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 475.15 86.62 Td (\)%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 530.40 86.62 Td (1.7) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 547.80 86.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 56.00 71.42 Td (Effective income tax rate) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 392.40 71.62 Td (8.1) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 409.75 71.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 455.90 71.62 Td (17.9) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 478.80 71.62 Td (%) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 524.90 71.62 Td (15.5) Tj ET Q BT /F1 11.00 Tf ET q 0 0 0 rg BT 547.80 71.62 Td (%) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 159 0 obj <>] /Rotate 0 /Contents 160 0 R>> endobj 160 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (76) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 742.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 117.46 742.10 Td (ef) Tj ET Q q 0 0 0 rg BT 125.05 742.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 154.66 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 169.29 742.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 186.69 742.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 228.51 742.10 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.70 742.10 Td (8.1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 259.53 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 261.94 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 272.13 742.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 297.04 742.10 Td (compared ) Tj ET Q q 0 0 0 rg BT 338.88 742.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 359.07 742.10 Td (17.9%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 384.90 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 387.31 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 397.50 742.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 422.41 742.10 Td (lar) Tj ET Q q 0 0 0 rg BT 432.78 742.10 Td (gely ) Tj ET Q q 0 0 0 rg BT 452.41 742.10 Td (due ) Tj ET Q q 0 0 0 rg BT 469.25 742.10 Td (to ) Tj ET Q q 0 0 0 rg BT 479.44 742.10 Td (favorable ) Tj ET Q q 0 0 0 rg BT 519.61 742.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 554.23 742.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.21 730.10 Td (proportion ) Tj ET Q q 0 0 0 rg BT 108.42 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.75 730.10 Td (our ) Tj ET Q q 0 0 0 rg BT 134.07 730.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 164.94 730.10 Td (income ) Tj ET Q q 0 0 0 rg BT 196.37 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 206.14 730.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 235.34 730.10 Td (US ) Tj ET Q q 0 0 0 rg BT 250.11 730.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.55 730.10 Td (non-US ) Tj ET Q q 0 0 0 rg BT 299.66 730.10 Td (jurisdictions ) Tj ET Q q 0 0 0 rg BT 351.09 730.10 Td (relative ) Tj ET Q q 0 0 0 rg BT 383.07 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 392.84 730.10 Td (total ) Tj ET Q q 0 0 0 rg BT 412.61 730.10 Td (pretax ) Tj ET Q q 0 0 0 rg BT 439.59 730.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 473.52 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 483.84 730.10 Td (well ) Tj ET Q q 0 0 0 rg BT 503.05 730.10 Td (as ) Tj ET Q q 0 0 0 rg BT 513.38 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 527.59 730.10 Td (decrease ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 718.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 107.49 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 118.32 718.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 151.93 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.65 718.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 208.03 718.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 245.51 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 259.67 718.10 Td (uncertain ) Tj ET Q q 0 0 0 rg BT 299.37 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 314.09 718.10 Td (positions ) Tj ET Q q 0 0 0 rg BT 352.71 718.10 Td (in ) Tj ET Q q 0 0 0 rg BT 362.98 718.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 385.48 718.10 Td (versus ) Tj ET Q q 0 0 0 rg BT 413.54 718.10 Td (2014.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 696.10 Td (Beginning ) Tj ET Q q 0 0 0 rg BT 143.20 696.10 Td (in ) Tj ET Q q 0 0 0 rg BT 153.00 696.10 Td (2009, ) Tj ET Q q 0 0 0 rg BT 177.53 696.10 Td (we ) Tj ET Q q 0 0 0 rg BT 191.22 696.10 Td (were ) Tj ET Q q 0 0 0 rg BT 212.68 696.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 244.70 696.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.17 696.10 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 274.50 696.10 Td ( ) Tj ET Q q 0 0 0 rg BT 276.53 696.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 290.78 696.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 322.80 696.10 Td (for ) Tj ET Q q 0 0 0 rg BT 336.49 696.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 365.72 696.10 Td (of ) Tj ET Q q 0 0 0 rg BT 376.08 696.10 Td (our ) Tj ET Q q 0 0 0 rg BT 391.44 696.10 Td (Indian ) Tj ET Q q 0 0 0 rg BT 419.02 696.10 Td (operations, ) Tj ET Q q 0 0 0 rg BT 465.21 696.10 Td (which ) Tj ET Q q 0 0 0 rg BT 491.68 696.10 Td (was ) Tj ET Q q 0 0 0 rg BT 509.26 696.10 Td (in ) Tj ET Q q 0 0 0 rg BT 519.07 696.10 Td (ef) Tj ET Q q 0 0 0 rg BT 526.65 696.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 543.67 696.10 Td (until ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 684.10 Td (March ) Tj ET Q q 0 0 0 rg BT 78.15 684.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 92.70 684.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 114.74 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 131.23 684.10 Td (March ) Tj ET Q q 0 0 0 rg BT 159.38 684.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 173.93 684.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 195.97 684.10 Td (for ) Tj ET Q q 0 0 0 rg BT 209.68 684.10 Td (some ) Tj ET Q q 0 0 0 rg BT 232.84 684.10 Td (of ) Tj ET Q q 0 0 0 rg BT 243.22 684.10 Td (our ) Tj ET Q q 0 0 0 rg BT 258.60 684.10 Td (locations ) Tj ET Q q 0 0 0 rg BT 296.75 684.10 Td (and ) Tj ET Q q 0 0 0 rg BT 313.23 684.10 Td (continues ) Tj ET Q q 0 0 0 rg BT 353.61 684.10 Td (until ) Tj ET Q q 0 0 0 rg BT 373.99 684.10 Td (March ) Tj ET Q q 0 0 0 rg BT 402.14 684.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 416.69 684.10 Td (2020 ) Tj ET Q q 0 0 0 rg BT 438.74 684.10 Td (for ) Tj ET Q q 0 0 0 rg BT 452.44 684.10 Td (other ) Tj ET Q q 0 0 0 rg BT 475.04 684.10 Td (locations. ) Tj ET Q q 0 0 0 rg BT 515.54 684.10 Td (When ) Tj ET Q q 0 0 0 rg BT 541.47 684.10 Td (these ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 672.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 65.03 672.10 Td (holidays ) Tj ET Q q 0 0 0 rg BT 101.73 672.10 Td (expire, ) Tj ET Q q 0 0 0 rg BT 132.03 672.10 Td (these ) Tj ET Q q 0 0 0 rg BT 155.39 672.10 Td (locations ) Tj ET Q q 0 0 0 rg BT 194.31 672.10 Td (become ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 228.22 672.10 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 246.55 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 249.36 672.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 281.05 672.10 Td (for ) Tj ET Q q 0 0 0 rg BT 295.52 672.10 Td (an ) Tj ET Q q 0 0 0 rg BT 307.77 672.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.58 672.10 Td (five) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 366.12 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 368.94 672.10 Td (years. ) Tj ET Q q 0 0 0 rg BT 395.35 672.10 Td ( ) Tj ET Q q 0 0 0 rg BT 397.96 672.10 Td (The ) Tj ET Q q 0 0 0 rg BT 416.32 672.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 446.35 672.10 Td (of ) Tj ET Q q 0 0 0 rg BT 457.49 672.10 Td (this ) Tj ET Q q 0 0 0 rg BT 474.75 672.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 489.79 672.10 Td (holiday ) Tj ET Q q 0 0 0 rg BT 522.59 672.10 Td (decreased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (our ) Tj ET Q q 0 0 0 rg BT 65.83 660.10 Td (non-US ) Tj ET Q q 0 0 0 rg BT 99.44 660.10 Td (income ) Tj ET Q q 0 0 0 rg BT 131.38 660.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 146.09 660.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 180.80 660.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.30 660.10 Td ($20.5 ) Tj ET Q q 0 0 0 rg BT 218.30 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 247.19 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 249.69 660.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 266.63 660.10 Td ($9.9 ) Tj ET Q q 0 0 0 rg BT 286.63 660.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.52 660.10 Td ( ) Tj ET Q q 0 0 0 rg BT 318.02 660.10 Td (for ) Tj ET Q q 0 0 0 rg BT 332.18 660.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 354.68 660.10 Td (and ) Tj ET Q q 0 0 0 rg BT 371.62 660.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 396.62 660.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 444.28 660.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 638.10 Td (The ) Tj ET Q q 0 0 0 rg BT 118.99 638.10 Td (Company) Tj ET Q q 0 0 0 rg BT 160.65 638.10 Td (s ) Tj ET Q q 0 0 0 rg BT 168.49 638.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 222.97 638.10 Td (worldwide ) Tj ET Q q 0 0 0 rg BT 269.68 638.10 Td (ef) Tj ET Q q 0 0 0 rg BT 277.27 638.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 308.42 638.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 324.58 638.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 343.50 638.10 Td (is ) Tj ET Q q 0 0 0 rg BT 354.12 638.10 Td (relatively ) Tj ET Q q 0 0 0 rg BT 395.82 638.10 Td (low ) Tj ET Q q 0 0 0 rg BT 414.76 638.10 Td (because ) Tj ET Q q 0 0 0 rg BT 450.35 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 462.62 638.10 Td (the ) Tj ET Q q 0 0 0 rg BT 478.78 638.10 Td (ef) Tj ET Q q 0 0 0 rg BT 486.37 638.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 505.29 638.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.57 638.10 Td (conducting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 626.10 Td (significant ) Tj ET Q q 0 0 0 rg BT 96.37 626.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 142.19 626.10 Td (in ) Tj ET Q q 0 0 0 rg BT 154.13 626.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 185.50 626.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 218.54 626.10 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 274.64 626.10 Td (specifically ) Tj ET Q q 0 0 0 rg BT 324.89 626.10 Td (India ) Tj ET Q q 0 0 0 rg BT 349.60 626.10 Td (and ) Tj ET Q q 0 0 0 rg BT 368.20 626.10 Td (Singapore, ) Tj ET Q q 0 0 0 rg BT 415.41 626.10 Td (where ) Tj ET Q q 0 0 0 rg BT 444.00 626.10 Td (we ) Tj ET Q q 0 0 0 rg BT 459.82 626.10 Td (have ) Tj ET Q q 0 0 0 rg BT 482.86 626.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 499.24 626.10 Td (holidays ) Tj ET Q q 0 0 0 rg BT 537.29 626.10 Td (or ) Tj ET Q q 0 0 0 rg BT 549.78 626.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 614.10 Td (concessions. ) Tj ET Q q 0 0 0 rg BT 103.56 614.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 122.40 614.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 167.35 614.10 Td (in ) Tj ET Q q 0 0 0 rg BT 178.42 614.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 222.26 614.10 Td (before ) Tj ET Q q 0 0 0 rg BT 251.08 614.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 274.38 614.10 Td (were ) Tj ET Q q 0 0 0 rg BT 297.09 614.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 322.04 614.10 Td (at ) Tj ET Q q 0 0 0 rg BT 332.55 614.10 Td (a ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 340.28 614.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.61 614.10 Td ( ) Tj ET Q q 0 0 0 rg BT 361.90 614.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 377.41 614.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 395.68 614.10 Td (as ) Tj ET Q q 0 0 0 rg BT 407.30 614.10 Td (a ) Tj ET Q q 0 0 0 rg BT 415.03 614.10 Td (result ) Tj ET Q q 0 0 0 rg BT 440.54 614.10 Td (of ) Tj ET Q q 0 0 0 rg BT 452.16 614.10 Td (concessions ) Tj ET Q q 0 0 0 rg BT 503.22 614.10 Td (granted ) Tj ET Q q 0 0 0 rg BT 536.50 614.10 Td (by ) Tj ET Q q 0 0 0 rg BT 549.79 614.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 602.10 Td (Singapore ) Tj ET Q q 0 0 0 rg BT 92.79 602.10 Td (Economic ) Tj ET Q q 0 0 0 rg BT 135.58 602.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 191.70 602.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 218.39 602.10 Td (for ) Tj ET Q q 0 0 0 rg BT 232.30 602.10 Td (the ) Tj ET Q q 0 0 0 rg BT 246.76 602.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 276.77 602.10 Td (of ) Tj ET Q q 0 0 0 rg BT 287.35 602.10 Td (in-country ) Tj ET Q q 0 0 0 rg BT 331.25 602.10 Td (intellectual ) Tj ET Q q 0 0 0 rg BT 377.92 602.10 Td (property ) Tj ET Q q 0 0 0 rg BT 414.05 602.10 Td (owners. ) Tj ET Q q 0 0 0 rg BT 447.68 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 449.76 602.10 Td (The ) Tj ET Q q 0 0 0 rg BT 467.56 602.10 Td (concessionary ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 526.45 602.10 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.78 602.10 Td ( ) Tj ET Q q 0 0 0 rg BT 547.03 602.10 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 590.10 Td (expired ) Tj ET Q q 0 0 0 rg BT 82.49 590.10 Td (January ) Tj ET Q q 0 0 0 rg BT 116.08 590.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 126.08 590.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 151.08 590.10 Td (at ) Tj ET Q q 0 0 0 rg BT 160.80 590.10 Td (which ) Tj ET Q q 0 0 0 rg BT 187.74 590.10 Td (time ) Tj ET Q q 0 0 0 rg BT 208.01 590.10 Td (our ) Tj ET Q q 0 0 0 rg BT 223.84 590.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 268.00 590.10 Td (are ) Tj ET Q q 0 0 0 rg BT 282.71 590.10 Td (now ) Tj ET Q q 0 0 0 rg BT 302.43 590.10 Td (taxed ) Tj ET Q q 0 0 0 rg BT 326.58 590.10 Td (at ) Tj ET Q q 0 0 0 rg BT 336.30 590.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.02 590.10 Td (17%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.35 590.10 Td ( ) Tj ET Q q 0 0 0 rg BT 371.85 590.10 Td (statutory ) Tj ET Q q 0 0 0 rg BT 409.34 590.10 Td (rate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 556.10 Td (Deferred tax assets and liabilities are comprised of the following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 485.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 485.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 485.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 485.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 485.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 485.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 485.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 485.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 455.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 455.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 455.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 455.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 455.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 455.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 455.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 455.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 425.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 425.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 425.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 425.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 425.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 425.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 425.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 425.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 395.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 395.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 395.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 395.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 395.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 395.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 395.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 395.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 365.60 240.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 290.50 365.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 355.50 365.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 359.50 365.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 424.50 365.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 428.50 365.60 65.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 493.50 365.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 497.50 365.60 65.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 515.6 m 355.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 515.6 m 424.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 515.6 m 493.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 515.6 m 562.5 515.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 500.6 m 355.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 500.6 m 424.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 500.6 m 493.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 500.6 m 562.5 500.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 380.6 m 355.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 380.6 m 424.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 380.6 m 493.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 380.6 m 562.5 380.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 350.6 m 355.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 336.6 m 355.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 290.5 334.6 m 355.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 350.6 m 424.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 336.6 m 424.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 359.5 334.6 m 424.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 350.6 m 493.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 336.6 m 493.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 334.6 m 493.5 334.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 350.6 m 562.5 350.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 336.6 m 562.5 336.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 334.6 m 562.5 334.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 316.65 535.28 Td (December 31, 2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 454.65 535.28 Td (December 31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 337.90 520.28 Td (Deferred) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 475.90 520.28 Td (Deferred) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 309.15 505.28 Td (Assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 370.10 505.28 Td (Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 447.15 505.28 Td (Assets) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 508.10 505.28 Td (Liabilities) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 395.00 490.28 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 475.27 Td (Depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 475.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 475.27 Td (91) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 475.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 475.27 Td (254) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 475.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 475.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 460.27 Td (Share-based compensation) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 460.27 Td (937) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 460.27 Td (817) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 460.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 445.27 Td (Accruals and prepaids) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 329.15 445.27 Td (1,186) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 445.27 Td (2,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 445.27 Td (470) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 430.27 Td (Bad debts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 336.65 430.27 Td (961) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 474.65 430.27 Td (600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 430.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 415.27 Td (Acquired intangible assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 415.27 Td (26,861) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 415.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 415.27 Td (23,069) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 400.27 Td (Net operating loss carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 400.27 Td (23,085) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 400.27 Td (24,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 400.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 385.27 Td (Tax credit carryforwards \(primarily MAT in India\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 385.27 Td (30,835) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 385.27 Td (24,937) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 385.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 370.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 370.27 Td (57,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 370.27 Td (26,952) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 370.27 Td (53,385) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 370.27 Td (23,539) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 355.27 Td (Valuation allowance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.80 355.32 Td (\(5,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 351.65 355.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.80 355.32 Td (\(7,840) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 355.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 355.27 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 340.27 Td (Total deferred taxes) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.00 340.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 324.15 340.27 Td (51,025) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 340.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.15 340.27 Td (26,952) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 340.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 340.27 Td (45,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 340.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 340.27 Td (23,539) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 314.10 Td (Amounts recognized in the consolidated balance sheets:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 276.60 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 276.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 276.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 276.60 53.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 51.50 248.60 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 447.50 248.60 55.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 248.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 248.60 53.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 290.6 m 502.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 290.6 m 559.5 290.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 447.5 248.60000000000002 m 502.5 248.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 248.60000000000002 m 559.5 248.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.50 294.33 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 522.50 294.33 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 281.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 472.00 281.28 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 267.17 Td (Non-current deferred tax assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 267.17 Td (24,073) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 267.17 Td (22,006) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 253.17 Td (ASU 2013-11 reclass, described below) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.30 253.22 Td (\(341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 253.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 529.80 253.22 Td (\(1,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 555.65 253.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 54.00 239.17 Td (Net deferred tax assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 239.17 Td (23,732) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 528.15 239.17 Td (20,871) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 199.90 Td (The ) Tj ET Q q 0 0 0 rg BT 117.47 199.90 Td (valuation ) Tj ET Q q 0 0 0 rg BT 157.10 199.90 Td (allowance ) Tj ET Q q 0 0 0 rg BT 200.06 199.90 Td (changed ) Tj ET Q q 0 0 0 rg BT 235.79 199.90 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 248.22 199.90 Td (\($1.9\) ) Tj ET Q q 0 0 0 rg BT 274.80 199.90 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.69 199.90 Td ( ) Tj ET Q q 0 0 0 rg BT 306.11 199.90 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 322.97 199.90 Td ($\(408\) ) Tj ET Q q 0 0 0 rg BT 352.05 199.90 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 388.16 199.90 Td ( ) Tj ET Q q 0 0 0 rg BT 390.58 199.90 Td (during ) Tj ET Q q 0 0 0 rg BT 419.11 199.90 Td (the ) Tj ET Q q 0 0 0 rg BT 433.75 199.90 Td (years ) Tj ET Q q 0 0 0 rg BT 457.27 199.90 Td (ended ) Tj ET Q q 0 0 0 rg BT 483.57 199.90 Td (December ) Tj ET Q q 0 0 0 rg BT 527.08 199.90 Td (31, ) Tj ET Q q 0 0 0 rg BT 542.00 199.90 Td (2015 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 187.90 Td (and ) Tj ET Q q 0 0 0 rg BT 68.00 187.90 Td (2014, ) Tj ET Q q 0 0 0 rg BT 94.06 187.90 Td (respectively) Tj ET Q q 0 0 0 rg BT 141.72 187.90 Td (. ) Tj ET Q q 0 0 0 rg BT 147.79 187.90 Td ( ) Tj ET Q q 0 0 0 rg BT 151.09 187.90 Td (The ) Tj ET Q q 0 0 0 rg BT 170.20 187.90 Td (Company ) Tj ET Q q 0 0 0 rg BT 212.65 187.90 Td (recorded ) Tj ET Q q 0 0 0 rg BT 251.19 187.90 Td (a ) Tj ET Q q 0 0 0 rg BT 259.19 187.90 Td (valuation ) Tj ET Q q 0 0 0 rg BT 299.96 187.90 Td (allowance ) Tj ET Q q 0 0 0 rg BT 344.05 187.90 Td (and ) Tj ET Q q 0 0 0 rg BT 362.05 187.90 Td (of) Tj ET Q q 0 0 0 rg BT 370.20 187.90 Td (fsetting ) Tj ET Q q 0 0 0 rg BT 403.76 187.90 Td (NOL) Tj ET Q q 0 0 0 rg BT 423.94 187.90 Td ( ) Tj ET Q q 0 0 0 rg BT 427.50 187.90 Td (carryforwards ) Tj ET Q q 0 0 0 rg BT 487.15 187.90 Td (for ) Tj ET Q q 0 0 0 rg BT 502.37 187.90 Td (certain ) Tj ET Q q 0 0 0 rg BT 533.13 187.90 Td (foreign ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 175.90 Td (acquired ) Tj ET Q q 0 0 0 rg BT 86.00 175.90 Td (losses ) Tj ET Q q 0 0 0 rg BT 111.47 175.90 Td (during ) Tj ET Q q 0 0 0 rg BT 139.16 175.90 Td (2015, ) Tj ET Q q 0 0 0 rg BT 163.24 175.90 Td (where ) Tj ET Q q 0 0 0 rg BT 189.25 175.90 Td (an ) Tj ET Q q 0 0 0 rg BT 200.26 175.90 Td (implied ) Tj ET Q q 0 0 0 rg BT 232.39 175.90 Td (valuation ) Tj ET Q q 0 0 0 rg BT 271.18 175.90 Td (allowance ) Tj ET Q q 0 0 0 rg BT 313.29 175.90 Td (had ) Tj ET Q q 0 0 0 rg BT 329.31 175.90 Td (been ) Tj ET Q q 0 0 0 rg BT 349.77 175.90 Td (previously ) Tj ET Q q 0 0 0 rg BT 393.56 175.90 Td (recognized ) Tj ET Q q 0 0 0 rg BT 439.00 175.90 Td (in ) Tj ET Q q 0 0 0 rg BT 448.36 175.90 Td (prior ) Tj ET Q q 0 0 0 rg BT 469.38 175.90 Td (years. ) Tj ET Q q 0 0 0 rg BT 494.55 175.90 Td ( ) Tj ET Q q 0 0 0 rg BT 496.02 175.90 Td (The ) Tj ET Q q 0 0 0 rg BT 513.14 175.90 Td (presentation ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 163.90 Td (above ) Tj ET Q q 0 0 0 rg BT 75.68 163.90 Td (has ) Tj ET Q q 0 0 0 rg BT 90.81 163.90 Td (been ) Tj ET Q q 0 0 0 rg BT 111.49 163.90 Td (modified ) Tj ET Q q 0 0 0 rg BT 149.39 163.90 Td (to ) Tj ET Q q 0 0 0 rg BT 158.97 163.90 Td (correctly ) Tj ET Q q 0 0 0 rg BT 196.31 163.90 Td (show ) Tj ET Q q 0 0 0 rg BT 219.22 163.90 Td (the ) Tj ET Q q 0 0 0 rg BT 233.24 163.90 Td (valuation ) Tj ET Q q 0 0 0 rg BT 272.26 163.90 Td (allowances ) Tj ET Q q 0 0 0 rg BT 318.48 163.90 Td (that ) Tj ET Q q 0 0 0 rg BT 335.28 163.90 Td (should ) Tj ET Q q 0 0 0 rg BT 363.75 163.90 Td (have ) Tj ET Q q 0 0 0 rg BT 384.43 163.90 Td (been ) Tj ET Q q 0 0 0 rg BT 405.11 163.90 Td (recorded ) Tj ET Q q 0 0 0 rg BT 441.88 163.90 Td (and ) Tj ET Q q 0 0 0 rg BT 458.13 163.90 Td (to ) Tj ET Q q 0 0 0 rg BT 467.71 163.90 Td (gross ) Tj ET Q q 0 0 0 rg BT 490.62 163.90 Td (up ) Tj ET Q q 0 0 0 rg BT 502.42 163.90 Td (the ) Tj ET Q q 0 0 0 rg BT 516.44 163.90 Td (Company) Tj ET Q q 0 0 0 rg BT 558.11 163.90 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 151.90 Td (deferred ) Tj ET Q q 0 0 0 rg BT 85.81 151.90 Td (tax ) Tj ET Q q 0 0 0 rg BT 100.52 151.90 Td (assets ) Tj ET Q q 0 0 0 rg BT 126.35 151.90 Td (for ) Tj ET Q q 0 0 0 rg BT 140.51 151.90 Td (implied ) Tj ET Q q 0 0 0 rg BT 173.56 151.90 Td (valuation ) Tj ET Q q 0 0 0 rg BT 213.28 151.90 Td (allowances ) Tj ET Q q 0 0 0 rg BT 260.20 151.90 Td (that ) Tj ET Q q 0 0 0 rg BT 277.70 151.90 Td (were ) Tj ET Q q 0 0 0 rg BT 299.62 151.90 Td (inherited ) Tj ET Q q 0 0 0 rg BT 337.67 151.90 Td (through ) Tj ET Q q 0 0 0 rg BT 371.27 151.90 Td (acquisitions.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 129.90 Td (In ) Tj ET Q q 0 0 0 rg BT 111.13 129.90 Td (November ) Tj ET Q q 0 0 0 rg BT 156.64 129.90 Td (2015, ) Tj ET Q q 0 0 0 rg BT 182.44 129.90 Td (the ) Tj ET Q q 0 0 0 rg BT 197.96 129.90 Td (F) Tj ET Q q 0 0 0 rg BT 202.78 129.90 Td (ASB ) Tj ET Q q 0 0 0 rg BT 225.54 129.90 Td (issued ) Tj ET Q q 0 0 0 rg BT 253.11 129.90 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 303.07 129.90 Td (Standards ) Tj ET Q q 0 0 0 rg BT 345.81 129.90 Td (Update ) Tj ET Q q 0 0 0 rg BT 377.99 129.90 Td (No. ) Tj ET Q q 0 0 0 rg BT 396.01 129.90 Td (2015-17,) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 434.34 129.90 Td (Balance ) Tj ET Q q 0 0 0 rg BT 470.41 129.90 Td (Sheet ) Tj ET Q q 0 0 0 rg BT 495.37 129.90 Td (Classification ) Tj ET Q q 0 0 0 rg BT 554.23 129.90 Td (of ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 117.90 Td (Deferr) Tj ET Q q 0 0 0 rg BT 76.29 117.90 Td (ed ) Tj ET Q q 0 0 0 rg BT 89.23 117.90 Td (T) Tj ET Q q 0 0 0 rg BT 93.87 117.90 Td (axes,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.64 117.90 Td (or ) Tj ET Q q 0 0 0 rg BT 127.69 117.90 Td (ASU ) Tj ET Q q 0 0 0 rg BT 151.20 117.90 Td (2015-17. ) Tj ET Q q 0 0 0 rg BT 190.27 117.90 Td (This ) Tj ET Q q 0 0 0 rg BT 211.55 117.90 Td (amendment ) Tj ET Q q 0 0 0 rg BT 261.69 117.90 Td (requires ) Tj ET Q q 0 0 0 rg BT 297.40 117.90 Td (that ) Tj ET Q q 0 0 0 rg BT 315.89 117.90 Td (all ) Tj ET Q q 0 0 0 rg BT 329.38 117.90 Td (deferred ) Tj ET Q q 0 0 0 rg BT 366.19 117.90 Td (tax ) Tj ET Q q 0 0 0 rg BT 381.90 117.90 Td (assets ) Tj ET Q q 0 0 0 rg BT 408.73 117.90 Td (and ) Tj ET Q q 0 0 0 rg BT 426.67 117.90 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 469.88 117.90 Td (along ) Tj ET Q q 0 0 0 rg BT 495.59 117.90 Td (with ) Tj ET Q q 0 0 0 rg BT 516.87 117.90 Td (any ) Tj ET Q q 0 0 0 rg BT 534.81 117.90 Td (related ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 105.90 Td (valuation ) Tj ET Q q 0 0 0 rg BT 89.65 105.90 Td (allowance, ) Tj ET Q q 0 0 0 rg BT 135.12 105.90 Td (be ) Tj ET Q q 0 0 0 rg BT 147.00 105.90 Td (classified ) Tj ET Q q 0 0 0 rg BT 187.20 105.90 Td (as ) Tj ET Q q 0 0 0 rg BT 197.97 105.90 Td (noncurrent ) Tj ET Q q 0 0 0 rg BT 243.73 105.90 Td (on ) Tj ET Q q 0 0 0 rg BT 256.16 105.90 Td (the ) Tj ET Q q 0 0 0 rg BT 270.82 105.90 Td (balance ) Tj ET Q q 0 0 0 rg BT 303.79 105.90 Td (sheet. ) Tj ET Q q 0 0 0 rg BT 329.28 105.90 Td (Prior ) Tj ET Q q 0 0 0 rg BT 351.72 105.90 Td (to ) Tj ET Q q 0 0 0 rg BT 361.93 105.90 Td (the ) Tj ET Q q 0 0 0 rg BT 376.59 105.90 Td (issuance ) Tj ET Q q 0 0 0 rg BT 412.91 105.90 Td (of ) Tj ET Q q 0 0 0 rg BT 423.14 105.90 Td (ASU ) Tj ET Q q 0 0 0 rg BT 445.58 105.90 Td (2015-17, ) Tj ET Q q 0 0 0 rg BT 483.85 105.90 Td (deferred ) Tj ET Q q 0 0 0 rg BT 519.59 105.90 Td (taxes ) Tj ET Q q 0 0 0 rg BT 542.58 105.90 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 93.90 Td (required ) Tj ET Q q 0 0 0 rg BT 85.47 93.90 Td (to ) Tj ET Q q 0 0 0 rg BT 95.40 93.90 Td (be ) Tj ET Q q 0 0 0 rg BT 106.99 93.90 Td (presented ) Tj ET Q q 0 0 0 rg BT 147.46 93.90 Td (as ) Tj ET Q q 0 0 0 rg BT 157.94 93.90 Td (a ) Tj ET Q q 0 0 0 rg BT 164.54 93.90 Td (net ) Tj ET Q q 0 0 0 rg BT 178.91 93.90 Td (current ) Tj ET Q q 0 0 0 rg BT 209.38 93.90 Td (asset ) Tj ET Q q 0 0 0 rg BT 230.97 93.90 Td (or ) Tj ET Q q 0 0 0 rg BT 241.45 93.90 Td (liability ) Tj ET Q q 0 0 0 rg BT 274.71 93.90 Td (and ) Tj ET Q q 0 0 0 rg BT 291.30 93.90 Td (a ) Tj ET Q q 0 0 0 rg BT 297.90 93.90 Td (net ) Tj ET Q q 0 0 0 rg BT 312.27 93.90 Td (noncurrent ) Tj ET Q q 0 0 0 rg BT 357.73 93.90 Td (asset ) Tj ET Q q 0 0 0 rg BT 379.33 93.90 Td (or ) Tj ET Q q 0 0 0 rg BT 389.81 93.90 Td (liability) Tj ET Q q 0 0 0 rg BT 420.27 93.90 Td (. ) Tj ET Q q 0 0 0 rg BT 424.77 93.90 Td (W) Tj ET Q q 0 0 0 rg BT 433.40 93.90 Td (e ) Tj ET Q q 0 0 0 rg BT 440.00 93.90 Td (adopted ) Tj ET Q q 0 0 0 rg BT 473.80 93.90 Td (the ) Tj ET Q q 0 0 0 rg BT 488.17 93.90 Td (provisions ) Tj ET Q q 0 0 0 rg BT 532.00 93.90 Td (of ) Tj ET Q q 0 0 0 rg BT 542.01 93.90 Td (ASU ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 81.90 Td (2015-17 ) Tj ET Q q 0 0 0 rg BT 86.81 81.90 Td (upon ) Tj ET Q q 0 0 0 rg BT 110.29 81.90 Td (issuance ) Tj ET Q q 0 0 0 rg BT 147.65 81.90 Td (and ) Tj ET Q q 0 0 0 rg BT 165.57 81.90 Td (prior ) Tj ET Q q 0 0 0 rg BT 188.49 81.90 Td (period ) Tj ET Q q 0 0 0 rg BT 217.51 81.90 Td (amounts ) Tj ET Q q 0 0 0 rg BT 254.88 81.90 Td (have ) Tj ET Q q 0 0 0 rg BT 277.24 81.90 Td (been ) Tj ET Q q 0 0 0 rg BT 299.60 81.90 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 348.61 81.90 Td (to ) Tj ET Q q 0 0 0 rg BT 359.87 81.90 Td (conform ) Tj ET Q q 0 0 0 rg BT 397.22 81.90 Td (to ) Tj ET Q q 0 0 0 rg BT 408.48 81.90 Td (the ) Tj ET Q q 0 0 0 rg BT 424.18 81.90 Td (current ) Tj ET Q q 0 0 0 rg BT 455.98 81.90 Td (period ) Tj ET Q q 0 0 0 rg BT 485.00 81.90 Td (presentation. ) Tj ET Q q 0 0 0 rg BT 539.09 81.90 Td (As ) Tj ET Q q 0 0 0 rg BT 553.68 81.90 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 69.90 Td (December ) Tj ET Q q 0 0 0 rg BT 93.37 69.90 Td (31, ) Tj ET Q q 0 0 0 rg BT 108.16 69.90 Td (2014, ) Tj ET Q q 0 0 0 rg BT 132.94 69.90 Td (the ) Tj ET Q q 0 0 0 rg BT 147.45 69.90 Td (previously ) Tj ET Q q 0 0 0 rg BT 191.95 69.90 Td (reported ) Tj ET Q q 0 0 0 rg BT 227.55 69.90 Td (balance ) Tj ET Q q 0 0 0 rg BT 260.37 69.90 Td (of ) Tj ET Q q 0 0 0 rg BT 270.99 69.90 Td (our ) Tj ET Q q 0 0 0 rg BT 286.60 69.90 Td (net ) Tj ET Q q 0 0 0 rg BT 301.11 69.90 Td (current ) Tj ET Q q 0 0 0 rg BT 331.71 69.90 Td (deferred ) Tj ET Q q 0 0 0 rg BT 367.30 69.90 Td (tax ) Tj ET Q q 0 0 0 rg BT 381.81 69.90 Td (assets ) Tj ET Q q 0 0 0 rg BT 407.42 69.90 Td (of) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 418.25 69.90 Td ($2.1) Tj ET Q q 0 0 0 rg BT 435.38 69.90 Td (1 ) Tj ET Q q 0 0 0 rg BT 442.67 69.90 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.56 69.90 Td (was ) Tj ET Q q 0 0 0 rg BT 491.90 69.90 Td (reclassified ) Tj ET Q q 0 0 0 rg BT 539.72 69.90 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 69.90 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 57.90 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 103.72 57.90 Td (balance ) Tj ET Q q 0 0 0 rg BT 137.43 57.90 Td (sheet ) Tj ET Q q 0 0 0 rg BT 161.16 57.90 Td (and ) Tj ET Q q 0 0 0 rg BT 178.78 57.90 Td (netted ) Tj ET Q q 0 0 0 rg BT 206.39 57.90 Td (against ) Tj ET Q q 0 0 0 rg BT 237.90 57.90 Td (the ) Tj ET Q q 0 0 0 rg BT 253.30 57.90 Td (net ) Tj ET Q q 0 0 0 rg BT 268.69 57.90 Td (long-term ) Tj ET Q q 0 0 0 rg BT 311.31 57.90 Td (deferred ) Tj ET Q q 0 0 0 rg BT 347.79 57.90 Td (tax ) Tj ET Q q 0 0 0 rg BT 363.19 57.90 Td (liabilities. ) Tj ET Q q 0 0 0 rg BT 405.86 57.90 Td (The ) Tj ET Q q 0 0 0 rg BT 424.58 57.90 Td (adoption ) Tj ET Q q 0 0 0 rg BT 462.76 57.90 Td (of ) Tj ET Q q 0 0 0 rg BT 473.57 57.90 Td (ASU ) Tj ET Q q 0 0 0 rg BT 496.75 57.90 Td (2015-17 ) Tj ET Q q 0 0 0 rg BT 533.26 57.90 Td (did ) Tj ET Q q 0 0 0 rg BT 549.22 57.90 Td (not ) Tj ET Q 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Tj ET Q endstream endobj 161 0 obj <>] /Rotate 0 /Contents 162 0 R>> endobj 162 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 742.10 Td (W) Tj ET Q q 0 0 0 rg BT 108.14 742.10 Td (e ) Tj ET Q q 0 0 0 rg BT 115.08 742.10 Td (have ) Tj ET Q q 0 0 0 rg BT 136.45 742.10 Td (US ) Tj ET Q q 0 0 0 rg BT 151.74 742.10 Td (Federal, ) Tj ET Q q 0 0 0 rg BT 186.72 742.10 Td (state ) Tj ET Q q 0 0 0 rg BT 207.55 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 224.49 742.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 255.86 742.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 296.13 742.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 322.52 742.10 Td (and ) Tj ET Q q 0 0 0 rg BT 339.46 742.10 Td (credit ) Tj ET Q q 0 0 0 rg BT 364.72 742.10 Td (carryforwards ) Tj ET Q q 0 0 0 rg BT 423.30 742.10 Td (as ) Tj ET Q q 0 0 0 rg BT 434.13 742.10 Td (follows:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 124.00 682.60 199.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.00 682.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.00 682.60 77.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 682.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 682.60 77.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 124.00 652.60 199.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.00 652.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.00 652.60 77.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 652.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 652.60 77.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 124.00 622.60 199.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 323.00 622.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 328.00 622.60 77.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 405.00 622.60 5.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 410.00 622.60 77.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328 697.6 m 405 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410 697.6 m 487 697.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 328 682.6 m 405 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 405 682.6 m 410 682.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 410 682.6 m 487 682.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 340.90 722.28 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 336.90 712.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 356.00 702.28 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 422.90 722.28 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 418.90 712.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 438.00 702.28 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 687.27 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 376.00 687.28 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 672.27 Td (US Federal loss carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 330.50 672.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 672.27 Td (41,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 412.50 672.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 672.27 Td (42,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 657.27 Td (US state loss carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 657.27 Td (24,168) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 657.27 Td (40,286) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 642.27 Td (Foreign loss carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 642.27 Td (38,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 642.27 Td (39,905) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 612.27 Td (US Federal credit carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.65 612.27 Td (1,369) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.65 612.27 Td (2,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 126.50 597.27 Td (Foreign credit carryforwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.65 597.27 Td (29,462) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 455.65 597.27 Td (22,463) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 571.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.01 571.10 Td (US ) Tj ET Q q 0 0 0 rg BT 131.75 571.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 161.47 571.10 Td (and ) Tj ET Q q 0 0 0 rg BT 177.87 571.10 Td (state ) Tj ET Q q 0 0 0 rg BT 198.16 571.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 237.88 571.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 255.41 571.10 Td (carryforwards ) Tj ET Q q 0 0 0 rg BT 313.45 571.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 340.39 571.10 Td (at ) Tj ET Q q 0 0 0 rg BT 349.57 571.10 Td (varying ) Tj ET Q q 0 0 0 rg BT 382.08 571.10 Td (dates ) Tj ET Q q 0 0 0 rg BT 404.59 571.10 Td (through ) Tj ET Q q 0 0 0 rg BT 437.66 571.10 Td (2035. ) Tj ET Q q 0 0 0 rg BT 462.12 571.10 Td ( ) Tj ET Q q 0 0 0 rg BT 463.94 571.10 Td (The ) Tj ET Q q 0 0 0 rg BT 481.45 571.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 511.17 571.10 Td (credits ) Tj ET Q q 0 0 0 rg BT 539.78 571.10 Td (begin ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 559.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.86 559.10 Td (expire ) Tj ET Q q 0 0 0 rg BT 86.92 559.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.77 559.10 Td (2018. ) Tj ET Q q 0 0 0 rg BT 121.20 559.10 Td (W) Tj ET Q q 0 0 0 rg BT 129.84 559.10 Td (e ) Tj ET Q q 0 0 0 rg BT 136.36 559.10 Td (also ) Tj ET Q q 0 0 0 rg BT 154.54 559.10 Td (have ) Tj ET Q q 0 0 0 rg BT 175.50 559.10 Td (non-US ) Tj ET Q q 0 0 0 rg BT 208.69 559.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 226.33 559.10 Td (carryforwards ) Tj ET Q q 0 0 0 rg BT 284.48 559.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.89 559.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 354.73 559.10 Td ($38.2 ) Tj ET Q q 0 0 0 rg BT 379.31 559.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.20 559.10 Td ( ) Tj ET Q q 0 0 0 rg BT 410.27 559.10 Td (as ) Tj ET Q q 0 0 0 rg BT 420.68 559.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.09 559.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 489.25 559.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.25 559.10 Td (, ) Tj ET Q q 0 0 0 rg BT 513.83 559.10 Td (the ) Tj ET Q q 0 0 0 rg BT 528.12 559.10 Td (majority ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 547.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.16 547.10 Td (which ) Tj ET Q q 0 0 0 rg BT 86.43 547.10 Td (may ) Tj ET Q q 0 0 0 rg BT 105.48 547.10 Td (be ) Tj ET Q q 0 0 0 rg BT 116.74 547.10 Td (carried ) Tj ET Q q 0 0 0 rg BT 146.33 547.10 Td (forward ) Tj ET Q q 0 0 0 rg BT 179.81 547.10 Td (indefinitely) Tj ET Q q 0 0 0 rg BT 225.26 547.10 Td (. ) Tj ET Q q 0 0 0 rg BT 229.59 547.10 Td ( ) Tj ET Q q 0 0 0 rg BT 231.01 547.10 Td (As ) Tj ET Q q 0 0 0 rg BT 243.96 547.10 Td (indicated ) Tj ET Q q 0 0 0 rg BT 282.44 547.10 Td (in ) Tj ET Q q 0 0 0 rg BT 292.05 547.10 Td (the ) Tj ET Q q 0 0 0 rg BT 306.09 547.10 Td (table ) Tj ET Q q 0 0 0 rg BT 327.36 547.10 Td (above, ) Tj ET Q q 0 0 0 rg BT 355.56 547.10 Td (we ) Tj ET Q q 0 0 0 rg BT 369.05 547.10 Td (have ) Tj ET Q q 0 0 0 rg BT 389.76 547.10 Td (established ) Tj ET Q q 0 0 0 rg BT 436.02 547.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 475.07 547.10 Td (allowances ) Tj ET Q q 0 0 0 rg BT 521.32 547.10 Td (for ) Tj ET Q q 0 0 0 rg BT 534.81 547.10 Td (certain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 535.10 Td (non ) Tj ET Q q 0 0 0 rg BT 67.80 535.10 Td (US ) Tj ET Q q 0 0 0 rg BT 83.39 535.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 123.96 535.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 142.33 535.10 Td (carryforwards ) Tj ET Q q 0 0 0 rg BT 201.21 535.10 Td (due ) Tj ET Q q 0 0 0 rg BT 218.45 535.10 Td (to ) Tj ET Q q 0 0 0 rg BT 229.03 535.10 Td (the ) Tj ET Q q 0 0 0 rg BT 244.05 535.10 Td (uncertainty ) Tj ET Q q 0 0 0 rg BT 291.84 535.10 Td (resulting ) Tj ET Q q 0 0 0 rg BT 329.64 535.10 Td (from ) Tj ET Q q 0 0 0 rg BT 351.88 535.10 Td (a ) Tj ET Q q 0 0 0 rg BT 359.12 535.10 Td (lack ) Tj ET Q q 0 0 0 rg BT 378.58 535.10 Td (of ) Tj ET Q q 0 0 0 rg BT 389.72 535.10 Td (previous ) Tj ET Q q 0 0 0 rg BT 426.96 535.10 Td (substantial ) Tj ET Q q 0 0 0 rg BT 472.54 535.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 504.21 535.10 Td (income ) Tj ET Q q 0 0 0 rg BT 536.45 535.10 Td (within ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 523.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.64 523.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 108.15 523.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 122.79 523.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 177.15 523.10 Td ( ) Tj ET Q q 0 0 0 rg BT 179.40 523.10 Td (W) Tj ET Q q 0 0 0 rg BT 188.04 523.10 Td (e ) Tj ET Q q 0 0 0 rg BT 194.90 523.10 Td (may ) Tj ET Q q 0 0 0 rg BT 214.54 523.10 Td (possibly ) Tj ET Q q 0 0 0 rg BT 250.30 523.10 Td (release ) Tj ET Q q 0 0 0 rg BT 280.47 523.10 Td (these ) Tj ET Q q 0 0 0 rg BT 303.44 523.10 Td (valuation ) Tj ET Q q 0 0 0 rg BT 343.08 523.10 Td (allowances, ) Tj ET Q q 0 0 0 rg BT 392.42 523.10 Td (particularly ) Tj ET Q q 0 0 0 rg BT 440.93 523.10 Td (in ) Tj ET Q q 0 0 0 rg BT 451.13 523.10 Td (our ) Tj ET Q q 0 0 0 rg BT 466.89 523.10 Td (UK ) Tj ET Q q 0 0 0 rg BT 483.75 523.10 Td (entity) Tj ET Q q 0 0 0 rg BT 505.88 523.10 Td (, ) Tj ET Q q 0 0 0 rg BT 510.80 523.10 Td (in ) Tj ET Q q 0 0 0 rg BT 521.00 523.10 Td (the ) Tj ET Q q 0 0 0 rg BT 535.64 523.10 Td (future.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 501.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.00 501.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 157.84 501.10 Td (has ) Tj ET Q q 0 0 0 rg BT 173.12 501.10 Td (not ) Tj ET Q q 0 0 0 rg BT 187.85 501.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 233.67 501.10 Td (a ) Tj ET Q q 0 0 0 rg BT 240.06 501.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 275.32 501.10 Td (U.S. ) Tj ET Q q 0 0 0 rg BT 295.06 501.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 309.23 501.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 342.29 501.10 Td (and ) Tj ET Q q 0 0 0 rg BT 358.68 501.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 401.73 501.10 Td (income ) Tj ET Q q 0 0 0 rg BT 433.11 501.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 447.28 501.10 Td (expense ) Tj ET Q q 0 0 0 rg BT 481.44 501.10 Td (for ) Tj ET Q q 0 0 0 rg BT 495.06 501.10 Td (the ) Tj ET Q q 0 0 0 rg BT 509.23 501.10 Td (undistributed ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 489.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 85.51 489.10 Td (of ) Tj ET Q q 0 0 0 rg BT 95.46 489.10 Td (its ) Tj ET Q q 0 0 0 rg BT 106.54 489.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 137.05 489.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 185.89 489.10 Td (which ) Tj ET Q q 0 0 0 rg BT 211.96 489.10 Td (we ) Tj ET Q q 0 0 0 rg BT 225.25 489.10 Td (consider ) Tj ET Q q 0 0 0 rg BT 260.75 489.10 Td (indefinitely ) Tj ET Q q 0 0 0 rg BT 308.48 489.10 Td (invested ) Tj ET Q q 0 0 0 rg BT 343.43 489.10 Td (because ) Tj ET Q q 0 0 0 rg BT 376.71 489.10 Td (those ) Tj ET Q q 0 0 0 rg BT 399.44 489.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 429.95 489.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 465.45 489.10 Td (will ) Tj ET Q q 0 0 0 rg BT 482.64 489.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 512.03 489.10 Td (permanently ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 477.10 Td (reinvested ) Tj ET Q q 0 0 0 rg BT 92.63 477.10 Td (in ) Tj ET Q q 0 0 0 rg BT 101.94 477.10 Td (those ) Tj ET Q q 0 0 0 rg BT 124.58 477.10 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 173.34 477.10 Td (to ) Tj ET Q q 0 0 0 rg BT 182.65 477.10 Td (fund ) Tj ET Q q 0 0 0 rg BT 202.51 477.10 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 236.83 477.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 280.02 477.10 Td (and ) Tj ET Q q 0 0 0 rg BT 295.99 477.10 Td (growth. ) Tj ET Q q 0 0 0 rg BT 328.35 477.10 Td ( ) Tj ET Q q 0 0 0 rg BT 329.89 477.10 Td (Upon ) Tj ET Q q 0 0 0 rg BT 353.65 477.10 Td (distribution ) Tj ET Q q 0 0 0 rg BT 401.29 477.10 Td (of ) Tj ET Q q 0 0 0 rg BT 411.16 477.10 Td (those ) Tj ET Q q 0 0 0 rg BT 433.80 477.10 Td (earnings ) Tj ET Q q 0 0 0 rg BT 469.21 477.10 Td (in ) Tj ET Q q 0 0 0 rg BT 478.53 477.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.28 477.10 Td (form ) Tj ET Q q 0 0 0 rg BT 513.25 477.10 Td (of ) Tj ET Q q 0 0 0 rg BT 523.12 477.10 Td (dividends ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 465.10 Td (or ) Tj ET Q q 0 0 0 rg BT 59.79 465.10 Td (otherwise, ) Tj ET Q q 0 0 0 rg BT 102.62 465.10 Td (we ) Tj ET Q q 0 0 0 rg BT 115.74 465.10 Td (would ) Tj ET Q q 0 0 0 rg BT 142.19 465.10 Td (be ) Tj ET Q q 0 0 0 rg BT 153.09 465.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 182.87 465.10 Td (to ) Tj ET Q q 0 0 0 rg BT 192.10 465.10 Td (income ) Tj ET Q q 0 0 0 rg BT 223.00 465.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 245.00 465.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.89 465.10 Td (withholding ) Tj ET Q q 0 0 0 rg BT 310.69 465.10 Td (taxes ) Tj ET Q q 0 0 0 rg BT 332.69 465.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 365.24 465.10 Td (in ) Tj ET Q q 0 0 0 rg BT 374.47 465.10 Td (various ) Tj ET Q q 0 0 0 rg BT 405.37 465.10 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 458.77 465.10 Td (which ) Tj ET Q q 0 0 0 rg BT 484.66 465.10 Td (could ) Tj ET Q q 0 0 0 rg BT 508.34 465.10 Td (be ) Tj ET Q q 0 0 0 rg BT 519.23 465.10 Td (potentially ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 453.10 Td (of) Tj ET Q q 0 0 0 rg BT 58.15 453.10 Td (fset ) Tj ET Q q 0 0 0 rg BT 75.07 453.10 Td (by ) Tj ET Q q 0 0 0 rg BT 87.55 453.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 118.90 453.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 133.60 453.10 Td (credits. ) Tj ET Q q 0 0 0 rg BT 165.23 453.10 Td ( ) Tj ET Q q 0 0 0 rg BT 167.71 453.10 Td (Determination ) Tj ET Q q 0 0 0 rg BT 227.95 453.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.76 453.10 Td (the ) Tj ET Q q 0 0 0 rg BT 253.46 453.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 285.93 453.10 Td (of ) Tj ET Q q 0 0 0 rg BT 296.74 453.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 353.08 453.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 388.87 453.10 Td (income ) Tj ET Q q 0 0 0 rg BT 420.78 453.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 435.48 453.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 469.07 453.10 Td (is ) Tj ET Q q 0 0 0 rg BT 478.22 453.10 Td (not ) Tj ET Q q 0 0 0 rg BT 493.47 453.10 Td (practical ) Tj ET Q q 0 0 0 rg BT 530.37 453.10 Td (because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 441.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 441.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.55 441.10 Td (complexities ) Tj ET Q q 0 0 0 rg BT 129.15 441.10 Td (associated ) Tj ET Q q 0 0 0 rg BT 172.74 441.10 Td (with ) Tj ET Q q 0 0 0 rg BT 193.02 441.10 Td (its ) Tj ET Q q 0 0 0 rg BT 204.97 441.10 Td (hypothetical ) Tj ET Q q 0 0 0 rg BT 256.89 441.10 Td (calculation.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 419.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.55 419.10 Td (following ) Tj ET Q q 0 0 0 rg BT 158.93 419.10 Td (table ) Tj ET Q q 0 0 0 rg BT 180.87 419.10 Td (summarizes ) Tj ET Q q 0 0 0 rg BT 231.13 419.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.85 419.10 Td (activity ) Tj ET Q q 0 0 0 rg BT 278.34 419.10 Td (related ) Tj ET Q q 0 0 0 rg BT 308.04 419.10 Td (to ) Tj ET Q q 0 0 0 rg BT 318.32 419.10 Td (our ) Tj ET Q q 0 0 0 rg BT 334.15 419.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 390.51 419.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 405.23 419.10 Td (benefits:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 340.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 340.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 340.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 340.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 340.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 340.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 312.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 312.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 312.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 312.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 312.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 312.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 284.60 245.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 295.50 284.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 360.50 284.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 364.50 284.60 65.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 429.50 284.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 433.50 284.60 65.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 340.6 m 360.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 340.6 m 364.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 340.6 m 429.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 340.6 m 433.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 340.6 m 498.5 340.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 284.6 m 360.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 284.6 m 364.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 284.6 m 429.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 284.6 m 433.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 284.6 m 498.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 284.6 m 360.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 271.6 m 360.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 295.5 269.6 m 360.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 284.6 m 364.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 271.6 m 364.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 360.5 269.6 m 364.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 284.6 m 429.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 271.6 m 429.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 364.5 269.6 m 429.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 284.6 m 433.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 271.6 m 433.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 429.5 269.6 m 433.5 269.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 284.6 m 498.5 284.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 271.6 m 498.5 271.6 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 433.5 269.6 m 498.5 269.6 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 298.40 370.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 317.50 360.28 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 367.40 370.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 386.50 360.28 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 436.40 370.28 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 455.50 360.28 Td (2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.05 345.28 Td (\(in thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 331.17 Td (Beginning Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 331.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 331.17 Td (3,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.00 331.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 331.17 Td (12,742) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.00 331.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 331.17 Td (5,925) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 317.17 Td (Additions for tax positions related to current year) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 346.65 317.17 Td (41) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 317.17 Td (451) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 472.15 317.17 Td (6,546) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 303.17 Td (Additions for tax positions of prior years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 341.65 303.17 Td (131) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 303.17 Td (9,348) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 303.17 Td (271) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 289.17 Td (Reductions for tax position of prior years) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.30 289.22 Td (\(77) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.65 289.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 289.22 Td (\(19,521) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 425.65 289.17 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 484.65 289.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 275.17 Td (Ending Balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 298.00 275.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 334.15 275.17 Td (3,115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.00 275.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 403.15 275.17 Td (3,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 436.00 275.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 275.17 Td (12,742) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 237.10 Td (The ) Tj ET Q q 0 0 0 rg BT 118.06 237.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.96 237.10 Td (recognizes ) Tj ET Q q 0 0 0 rg BT 205.73 237.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 238.18 237.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 272.28 237.10 Td (and ) Tj ET Q q 0 0 0 rg BT 289.73 237.10 Td (penalties ) Tj ET Q q 0 0 0 rg BT 328.29 237.10 Td (related ) Tj ET Q q 0 0 0 rg BT 358.51 237.10 Td (to ) Tj ET Q q 0 0 0 rg BT 369.30 237.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 426.18 237.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 441.41 237.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 476.08 237.10 Td (as ) Tj ET Q q 0 0 0 rg BT 487.43 237.10 Td (part ) Tj ET Q q 0 0 0 rg BT 505.99 237.10 Td (of ) Tj ET Q q 0 0 0 rg BT 517.33 237.10 Td (income ) Tj ET Q q 0 0 0 rg BT 549.78 237.10 Td (tax ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 225.10 Td (expense. ) Tj ET Q q 0 0 0 rg BT 87.68 225.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.65 225.10 Td (Interest ) Tj ET Q q 0 0 0 rg BT 123.61 225.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 160.47 225.10 Td (upon ) Tj ET Q q 0 0 0 rg BT 183.44 225.10 Td (settlement ) Tj ET Q q 0 0 0 rg BT 227.51 225.10 Td (of ) Tj ET Q q 0 0 0 rg BT 238.82 225.10 Td (a ) Tj ET Q q 0 0 0 rg BT 246.23 225.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 261.42 225.10 Td (return ) Tj ET Q q 0 0 0 rg BT 288.27 225.10 Td (position ) Tj ET Q q 0 0 0 rg BT 323.47 225.10 Td (is ) Tj ET Q q 0 0 0 rg BT 333.12 225.10 Td (classified ) Tj ET Q q 0 0 0 rg BT 373.85 225.10 Td (as ) Tj ET Q q 0 0 0 rg BT 385.16 225.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 417.56 225.10 Td (expense. ) Tj ET Q q 0 0 0 rg BT 455.24 225.10 Td ( ) Tj ET Q q 0 0 0 rg BT 457.56 225.10 Td (As ) Tj ET Q q 0 0 0 rg BT 471.65 225.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.95 225.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 542.01 225.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 225.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 213.10 Td (approximately ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 109.44 213.10 Td ($738 ) Tj ET Q q 0 0 0 rg BT 131.11 213.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 167.22 213.10 Td ( ) Tj ET Q q 0 0 0 rg BT 168.90 213.10 Td (of ) Tj ET Q q 0 0 0 rg BT 178.90 213.10 Td (estimated ) Tj ET Q q 0 0 0 rg BT 218.90 213.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 250.01 213.10 Td (and ) Tj ET Q q 0 0 0 rg BT 266.12 213.10 Td (penalties, ) Tj ET Q q 0 0 0 rg BT 305.84 213.10 Td (which ) Tj ET Q q 0 0 0 rg BT 331.96 213.10 Td (is ) Tj ET Q q 0 0 0 rg BT 340.30 213.10 Td (part ) Tj ET Q q 0 0 0 rg BT 357.53 213.10 Td (of ) Tj ET Q q 0 0 0 rg BT 367.53 213.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 381.43 213.10 Td ($3.1 ) Tj ET Q q 0 0 0 rg BT 400.60 213.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 429.49 213.10 Td ( ) Tj ET Q q 0 0 0 rg BT 431.17 213.10 Td (in ) Tj ET Q q 0 0 0 rg BT 440.62 213.10 Td (the ) Tj ET Q q 0 0 0 rg BT 454.52 213.10 Td (preceding ) Tj ET Q q 0 0 0 rg BT 495.62 213.10 Td (table, ) Tj ET Q q 0 0 0 rg BT 519.23 213.10 Td (is ) Tj ET Q q 0 0 0 rg BT 527.57 213.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 201.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 201.10 Td (other ) Tj ET Q q 0 0 0 rg BT 83.33 201.10 Td (long ) Tj ET Q q 0 0 0 rg BT 103.60 201.10 Td (term ) Tj ET Q q 0 0 0 rg BT 124.43 201.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 164.15 201.10 Td (in ) Tj ET Q q 0 0 0 rg BT 174.42 201.10 Td (the ) Tj ET Q q 0 0 0 rg BT 189.14 201.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 249.95 201.10 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 305.22 201.10 Td (Balance ) Tj ET Q q 0 0 0 rg BT 339.93 201.10 Td (Sheet.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 179.10 Td (W) Tj ET Q q 0 0 0 rg BT 108.14 179.10 Td (e ) Tj ET Q q 0 0 0 rg BT 114.91 179.10 Td (file ) Tj ET Q q 0 0 0 rg BT 130.57 179.10 Td (income ) Tj ET Q q 0 0 0 rg BT 162.34 179.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 176.90 179.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 207.00 179.10 Td (in ) Tj ET Q q 0 0 0 rg BT 217.12 179.10 Td (the ) Tj ET Q q 0 0 0 rg BT 231.67 179.10 Td (US ) Tj ET Q q 0 0 0 rg BT 246.79 179.10 Td (federal, ) Tj ET Q q 0 0 0 rg BT 279.38 179.10 Td (many ) Tj ET Q q 0 0 0 rg BT 303.93 179.10 Td (US ) Tj ET Q q 0 0 0 rg BT 319.05 179.10 Td (state ) Tj ET Q q 0 0 0 rg BT 339.71 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 356.49 179.10 Td (local ) Tj ET Q q 0 0 0 rg BT 378.26 179.10 Td (jurisdictions, ) Tj ET Q q 0 0 0 rg BT 432.54 179.10 Td (and ) Tj ET Q q 0 0 0 rg BT 449.31 179.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 478.85 179.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 510.07 179.10 Td (jurisdictions. ) Tj ET Q q 0 0 0 rg BT 564.51 179.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 167.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 167.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.83 167.10 Td (have ) Tj ET Q q 0 0 0 rg BT 87.45 167.10 Td (substantially ) Tj ET Q q 0 0 0 rg BT 140.75 167.10 Td (resolved ) Tj ET Q q 0 0 0 rg BT 177.38 167.10 Td (all ) Tj ET Q q 0 0 0 rg BT 190.12 167.10 Td (US ) Tj ET Q q 0 0 0 rg BT 205.65 167.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 236.16 167.10 Td (income ) Tj ET Q q 0 0 0 rg BT 268.34 167.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 283.31 167.10 Td (matters ) Tj ET Q q 0 0 0 rg BT 315.49 167.10 Td (for ) Tj ET Q q 0 0 0 rg BT 329.90 167.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 344.86 167.10 Td (years ) Tj ET Q q 0 0 0 rg BT 368.71 167.10 Td (prior ) Tj ET Q q 0 0 0 rg BT 390.90 167.10 Td (to ) Tj ET Q q 0 0 0 rg BT 401.43 167.10 Td (2014. ) Tj ET Q q 0 0 0 rg BT 426.67 167.10 Td ( ) Tj ET Q q 0 0 0 rg BT 429.42 167.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 447.72 167.10 Td (state ) Tj ET Q q 0 0 0 rg BT 468.80 167.10 Td (and ) Tj ET Q q 0 0 0 rg BT 485.99 167.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 517.61 167.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 532.58 167.10 Td (matters ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 155.10 Td (may ) Tj ET Q q 0 0 0 rg BT 69.72 155.10 Td (remain ) Tj ET Q q 0 0 0 rg BT 99.98 155.10 Td (open ) Tj ET Q q 0 0 0 rg BT 121.92 155.10 Td (from ) Tj ET Q q 0 0 0 rg BT 143.86 155.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 166.36 155.10 Td (forward.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 133.10 Td (On ) Tj ET Q q 0 0 0 rg BT 113.29 133.10 Td (January ) Tj ET Q q 0 0 0 rg BT 145.95 133.10 Td (6, ) Tj ET Q q 0 0 0 rg BT 155.02 133.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 179.09 133.10 Td (the ) Tj ET Q q 0 0 0 rg BT 192.87 133.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 233.32 133.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 265.97 133.10 Td (a ) Tj ET Q q 0 0 0 rg BT 271.98 133.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 313.54 133.10 Td (with ) Tj ET Q q 0 0 0 rg BT 332.88 133.10 Td (the ) Tj ET Q q 0 0 0 rg BT 346.67 133.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 379.33 133.10 Td (Revenue ) Tj ET Q q 0 0 0 rg BT 415.88 133.10 Td (Service ) Tj ET Q q 0 0 0 rg BT 447.43 133.10 Td (with ) Tj ET Q q 0 0 0 rg BT 466.78 133.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 496.66 133.10 Td (to ) Tj ET Q q 0 0 0 rg BT 506.00 133.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.79 133.10 Td (previously ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 121.10 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 89.96 121.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 112.70 121.10 Td (of ) Tj ET Q q 0 0 0 rg BT 123.77 121.10 Td (Ebix) Tj ET Q q 0 0 0 rg BT 145.44 121.10 Td (s ) Tj ET Q q 0 0 0 rg BT 152.07 121.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 182.57 121.10 Td (income ) Tj ET Q q 0 0 0 rg BT 214.75 121.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 229.71 121.10 Td (returns ) Tj ET Q q 0 0 0 rg BT 260.22 121.10 Td (for ) Tj ET Q q 0 0 0 rg BT 274.62 121.10 Td (the ) Tj ET Q q 0 0 0 rg BT 289.58 121.10 Td (taxable ) Tj ET Q q 0 0 0 rg BT 321.20 121.10 Td (years ) Tj ET Q q 0 0 0 rg BT 345.04 121.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 367.78 121.10 Td (through ) Tj ET Q q 0 0 0 rg BT 401.63 121.10 Td (2012. ) Tj ET Q q 0 0 0 rg BT 426.68 121.10 Td (The ) Tj ET Q q 0 0 0 rg BT 444.97 121.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 492.15 121.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 526.55 121.10 Td (in ) Tj ET Q q 0 0 0 rg BT 537.07 121.10 Td (a ) Tj ET Q q 0 0 0 rg BT 544.25 121.10 Td (cash ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 86.81 109.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.52 109.10 Td ($20.5 ) Tj ET Q q 0 0 0 rg BT 122.39 109.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 151.29 109.10 Td (, ) Tj ET Q q 0 0 0 rg BT 156.16 109.10 Td (including ) Tj ET Q q 0 0 0 rg BT 196.31 109.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 228.12 109.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 238.83 109.10 Td ($1.6 ) Tj ET Q q 0 0 0 rg BT 258.71 109.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 287.60 109.10 Td (. ) Tj ET Q q 0 0 0 rg BT 292.48 109.10 Td ( ) Tj ET Q q 0 0 0 rg BT 294.68 109.10 Td (This ) Tj ET Q q 0 0 0 rg BT 314.84 109.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 357.21 109.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 392.91 109.10 Td (all ) Tj ET Q q 0 0 0 rg BT 405.28 109.10 Td (issues ) Tj ET Q q 0 0 0 rg BT 431.55 109.10 Td (for ) Tj ET Q q 0 0 0 rg BT 445.59 109.10 Td (the ) Tj ET Q q 0 0 0 rg BT 460.18 109.10 Td (years ) Tj ET Q q 0 0 0 rg BT 483.66 109.10 Td (2008 ) Tj ET Q q 0 0 0 rg BT 506.04 109.10 Td (through ) Tj ET Q q 0 0 0 rg BT 539.52 109.10 Td (2012. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.10 Td (In ) Tj ET Q q 0 0 0 rg BT 60.78 97.10 Td (December ) Tj ET Q q 0 0 0 rg BT 104.31 97.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 129.25 97.10 Td (the ) Tj ET Q q 0 0 0 rg BT 143.92 97.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 185.25 97.10 Td (reached ) Tj ET Q q 0 0 0 rg BT 218.78 97.10 Td (a ) Tj ET Q q 0 0 0 rg BT 225.66 97.10 Td (resolution ) Tj ET Q q 0 0 0 rg BT 268.11 97.10 Td (with ) Tj ET Q q 0 0 0 rg BT 288.33 97.10 Td (the ) Tj ET Q q 0 0 0 rg BT 302.99 97.10 Td (IRS ) Tj ET Q q 0 0 0 rg BT 321.00 97.10 Td (in ) Tj ET Q q 0 0 0 rg BT 331.23 97.10 Td (regards ) Tj ET Q q 0 0 0 rg BT 363.10 97.10 Td (to ) Tj ET Q q 0 0 0 rg BT 373.33 97.10 Td (its ) Tj ET Q q 0 0 0 rg BT 385.22 97.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 407.67 97.10 Td (federal ) Tj ET Q q 0 0 0 rg BT 437.87 97.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 452.53 97.10 Td (return, ) Tj ET Q q 0 0 0 rg BT 481.35 97.10 Td (which ) Tj ET Q q 0 0 0 rg BT 508.24 97.10 Td (resulted ) Tj ET Q q 0 0 0 rg BT 542.34 97.10 Td (in ) Tj ET Q q 0 0 0 rg BT 552.56 97.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 85.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 92.49 85.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 112.76 85.10 Td (payment ) Tj ET Q q 0 0 0 rg BT 149.69 85.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 160.52 85.10 Td ($320 ) Tj ET Q q 0 0 0 rg BT 183.02 85.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 219.13 85.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 63.10 Td (The ) Tj ET Q q 0 0 0 rg BT 118.90 63.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 161.63 63.10 Td (has ) Tj ET Q q 0 0 0 rg BT 178.81 63.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 212.10 63.10 Td (the ) Tj ET Q q 0 0 0 rg BT 228.16 63.10 Td (new ) Tj ET Q q 0 0 0 rg BT 248.67 63.10 Td (provisions ) Tj ET Q q 0 0 0 rg BT 294.19 63.10 Td (under ) Tj ET Q q 0 0 0 rg BT 319.96 63.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 370.46 63.10 Td (Standards ) Tj ET Q q 0 0 0 rg BT 413.75 63.10 Td (Update ) Tj ET Q q 0 0 0 rg BT 446.48 63.10 Td (2013-1) Tj ET Q q 0 0 0 rg BT 474.44 63.10 Td (1, ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 485.79 63.10 Td (Pr) Tj ET Q q 0 0 0 rg BT 495.42 63.10 Td (esentation ) Tj ET Q q 0 0 0 rg BT 540.37 63.10 Td (of ) Tj ET Q q 0 0 0 rg BT 552.00 63.10 Td (an ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 50.00 51.10 Td (Unr) Tj ET Q q 0 0 0 rg BT 65.74 51.10 Td (ecognized ) Tj ET Q q 0 0 0 rg BT 108.46 51.10 Td (T) Tj ET Q q 0 0 0 rg BT 113.10 51.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 125.27 51.10 Td (Benefit ) Tj ET Q q 0 0 0 rg BT 156.32 51.10 Td (When ) Tj ET Q q 0 0 0 rg BT 181.81 51.10 Td (a ) Tj ET Q q 0 0 0 rg BT 189.54 51.10 Td (Net ) Tj ET Q q 0 0 0 rg BT 206.16 51.10 Td (Operating ) Tj ET Q q 0 0 0 rg BT 249.99 51.10 Td (Loss ) Tj ET Q q 0 0 0 rg BT 271.07 51.10 Td (Carryforwar) Tj ET Q q 0 0 0 rg BT 321.82 51.10 Td (d, ) Tj ET Q q 0 0 0 rg BT 331.85 51.10 Td (A) Tj ET Q q 0 0 0 rg BT 337.78 51.10 Td ( ) Tj ET Q q 0 0 0 rg BT 340.51 51.10 Td (Similar ) Tj ET Q q 0 0 0 rg BT 372.68 51.10 Td (T) Tj ET Q q 0 0 0 rg BT 377.33 51.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 389.49 51.10 Td (Loss, ) Tj ET Q q 0 0 0 rg BT 413.07 51.10 Td (or ) Tj ET Q q 0 0 0 rg BT 424.69 51.10 Td (a ) Tj ET Q q 0 0 0 rg BT 432.42 51.10 Td (T) Tj ET Q q 0 0 0 rg BT 437.06 51.10 Td (ax ) Tj ET Q q 0 0 0 rg BT 449.23 51.10 Td (Cr) Tj ET Q q 0 0 0 rg BT 459.42 51.10 Td (edit ) Tj ET Q q 0 0 0 rg BT 477.14 51.10 Td (Carryforwar) Tj ET Q q 0 0 0 rg BT 527.89 51.10 Td (d ) Tj ET Q q 0 0 0 rg BT 535.62 51.10 Td (Exists) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.51 51.10 Td (, ) Tj ET Q endstream endobj 163 0 obj <>] /Rotate 0 /Contents 164 0 R>> endobj 164 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (78) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (or ) Tj ET Q q 0 0 0 rg BT 59.63 742.10 Td (ASU ) Tj ET Q q 0 0 0 rg BT 81.31 742.10 Td (2013-1) Tj ET Q q 0 0 0 rg BT 109.27 742.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 118.44 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 120.11 742.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 146.78 742.10 Td (these ) Tj ET Q q 0 0 0 rg BT 169.00 742.10 Td (provisions, ) Tj ET Q q 0 0 0 rg BT 214.84 742.10 Td (an ) Tj ET Q q 0 0 0 rg BT 225.95 742.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 281.48 742.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 295.37 742.10 Td (benefit ) Tj ET Q q 0 0 0 rg BT 324.81 742.10 Td (should ) Tj ET Q q 0 0 0 rg BT 353.15 742.10 Td (be ) Tj ET Q q 0 0 0 rg BT 364.26 742.10 Td (presented ) Tj ET Q q 0 0 0 rg BT 404.25 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 413.70 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 427.59 742.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 464.24 742.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 508.13 742.10 Td (as ) Tj ET Q q 0 0 0 rg BT 518.13 742.10 Td (a ) Tj ET Q q 0 0 0 rg BT 524.24 742.10 Td (reduction ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (to ) Tj ET Q q 0 0 0 rg BT 59.90 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 66.47 730.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 101.90 730.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 116.24 730.10 Td (asset ) Tj ET Q q 0 0 0 rg BT 137.81 730.10 Td (for ) Tj ET Q q 0 0 0 rg BT 151.59 730.10 Td (a ) Tj ET Q q 0 0 0 rg BT 158.15 730.10 Td (net ) Tj ET Q q 0 0 0 rg BT 172.50 730.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 212.39 730.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 230.07 730.10 Td (carryforward. ) Tj ET Q q 0 0 0 rg BT 286.89 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 288.86 730.10 Td (The ) Tj ET Q q 0 0 0 rg BT 306.53 730.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 347.54 730.10 Td (has ) Tj ET Q q 0 0 0 rg BT 363.00 730.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 394.56 730.10 Td (this ) Tj ET Q q 0 0 0 rg BT 411.13 730.10 Td (provision ) Tj ET Q q 0 0 0 rg BT 451.03 730.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.60 730.10 Td ($341 ) Tj ET Q q 0 0 0 rg BT 489.72 730.10 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.83 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 527.96 730.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 544.52 730.10 Td ($1.1 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 78.89 718.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.42 718.10 Td (of ) Tj ET Q q 0 0 0 rg BT 92.28 718.10 Td (unrecognized ) Tj ET Q q 0 0 0 rg BT 148.67 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 163.41 718.10 Td (benefits ) Tj ET Q q 0 0 0 rg BT 197.60 718.10 Td (have ) Tj ET Q q 0 0 0 rg BT 219.00 718.10 Td (been ) Tj ET Q q 0 0 0 rg BT 240.41 718.10 Td (applied ) Tj ET Q q 0 0 0 rg BT 272.37 718.10 Td (against ) Tj ET Q q 0 0 0 rg BT 303.22 718.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.97 718.10 Td (deferred ) Tj ET Q q 0 0 0 rg BT 353.80 718.10 Td (tax ) Tj ET Q q 0 0 0 rg BT 368.55 718.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 394.41 718.10 Td (for ) Tj ET Q q 0 0 0 rg BT 408.59 718.10 Td (net ) Tj ET Q q 0 0 0 rg BT 423.34 718.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 463.63 718.10 Td (loss ) Tj ET Q q 0 0 0 rg BT 481.72 718.10 Td (carryforwards, ) Tj ET Q q 0 0 0 rg BT 542.83 718.10 Td (as ) Tj ET Q q 0 0 0 rg BT 553.69 718.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.10 Td (December ) Tj ET Q q 0 0 0 rg BT 93.58 706.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 108.58 706.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 131.08 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 148.02 706.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 170.52 706.10 Td (respectively) Tj ET Q q 0 0 0 rg BT 218.18 706.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 660.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 660.10 Td (9. ) Tj ET Q q 0 0 0 rg BT 82.49 660.10 Td (Stock ) Tj ET Q q 0 0 0 rg BT 108.88 660.10 Td (Repur) Tj ET Q q 0 0 0 rg BT 135.92 660.10 Td (chases) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 636.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 108.76 636.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 138.01 636.10 Td (August ) Tj ET Q q 0 0 0 rg BT 169.54 636.10 Td (19, ) Tj ET Q q 0 0 0 rg BT 184.67 636.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 207.30 636.10 Td (the ) Tj ET Q q 0 0 0 rg BT 222.15 636.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 269.37 636.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 296.44 636.10 Td (of ) Tj ET Q q 0 0 0 rg BT 307.40 636.10 Td (Directors ) Tj ET Q q 0 0 0 rg BT 347.24 636.10 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 401.54 636.10 Td (approved ) Tj ET Q q 0 0 0 rg BT 441.38 636.10 Td (an ) Tj ET Q q 0 0 0 rg BT 453.45 636.10 Td (additional ) Tj ET Q q 0 0 0 rg BT 496.08 636.10 Td (authorized ) Tj ET Q q 0 0 0 rg BT 540.91 636.10 Td (share ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 624.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 94.93 624.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 113.78 624.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.74 624.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 145.37 624.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.26 624.10 Td (. ) Tj ET Q q 0 0 0 rg BT 178.27 624.10 Td (The ) Tj ET Q q 0 0 0 rg BT 195.44 624.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 221.51 624.10 Td (directed ) Tj ET Q q 0 0 0 rg BT 255.34 624.10 Td (that ) Tj ET Q q 0 0 0 rg BT 271.96 624.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.81 624.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 334.64 624.10 Td (be ) Tj ET Q q 0 0 0 rg BT 345.70 624.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 375.10 624.10 Td (with ) Tj ET Q q 0 0 0 rg BT 394.51 624.10 Td (available ) Tj ET Q q 0 0 0 rg BT 432.22 624.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 451.62 624.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 487.67 624.10 Td (and ) Tj ET Q q 0 0 0 rg BT 503.74 624.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 523.14 624.10 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 612.10 Td (by ) Tj ET Q q 0 0 0 rg BT 62.08 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.38 612.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 123.04 612.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 162.88 612.10 Td (activities. ) Tj ET Q q 0 0 0 rg BT 203.56 612.10 Td (Under ) Tj ET Q q 0 0 0 rg BT 230.63 612.10 Td (certain ) Tj ET Q q 0 0 0 rg BT 259.91 612.10 Td (circumstances ) Tj ET Q q 0 0 0 rg BT 318.63 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.93 612.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 373.87 612.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 405.95 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 416.36 612.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 465.63 612.10 Td (of ) Tj ET Q q 0 0 0 rg BT 476.04 612.10 Td (the ) Tj ET Q q 0 0 0 rg BT 490.34 612.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 537.00 612.10 Td (equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 600.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 78.25 600.10 Td ( ) Tj ET Q q 0 0 0 rg BT 81.50 600.10 Td (may ) Tj ET Q q 0 0 0 rg BT 101.97 600.10 Td (be ) Tj ET Q q 0 0 0 rg BT 114.67 600.10 Td (limited ) Tj ET Q q 0 0 0 rg BT 146.25 600.10 Td (by ) Tj ET Q q 0 0 0 rg BT 159.51 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 174.98 600.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 200.46 600.10 Td (and ) Tj ET Q q 0 0 0 rg BT 218.15 600.10 Td (underlying ) Tj ET Q q 0 0 0 rg BT 264.73 600.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 302.97 600.10 Td (covenants ) Tj ET Q q 0 0 0 rg BT 346.21 600.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 387.78 600.10 Td (the ) Tj ET Q q 0 0 0 rg BT 403.25 600.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 451.09 600.10 Td (commercial ) Tj ET Q q 0 0 0 rg BT 501.54 600.10 Td (bank ) Tj ET Q q 0 0 0 rg BT 524.24 600.10 Td (financing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 588.10 Td (facility) Tj ET Q q 0 0 0 rg BT 77.67 588.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 564.10 Td (Ef) Tj ET Q q 0 0 0 rg BT 108.26 564.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 137.77 564.10 Td (June ) Tj ET Q q 0 0 0 rg BT 158.40 564.10 Td (21, ) Tj ET Q q 0 0 0 rg BT 173.21 564.10 Td (2013 ) Tj ET Q q 0 0 0 rg BT 195.51 564.10 Td (the ) Tj ET Q q 0 0 0 rg BT 210.04 564.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 256.92 564.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 283.67 564.10 Td (of ) Tj ET Q q 0 0 0 rg BT 294.30 564.10 Td (Directors ) Tj ET Q q 0 0 0 rg BT 333.82 564.10 Td (unanimously ) Tj ET Q q 0 0 0 rg BT 387.79 564.10 Td (approved ) Tj ET Q q 0 0 0 rg BT 427.30 564.10 Td (and ) Tj ET Q q 0 0 0 rg BT 444.05 564.10 Td (authorized ) Tj ET Q q 0 0 0 rg BT 488.56 564.10 Td (a ) Tj ET Q q 0 0 0 rg BT 495.30 564.10 Td (share ) Tj ET Q q 0 0 0 rg BT 518.70 564.10 Td (repurchase ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 69.82 552.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.76 552.10 Td ($100 ) Tj ET Q q 0 0 0 rg BT 103.36 552.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 132.25 552.10 Td (. ) Tj ET Q q 0 0 0 rg BT 137.17 552.10 Td (The ) Tj ET Q q 0 0 0 rg BT 155.32 552.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 182.37 552.10 Td (directed ) Tj ET Q q 0 0 0 rg BT 217.17 552.10 Td (that ) Tj ET Q q 0 0 0 rg BT 234.77 552.10 Td (the ) Tj ET Q q 0 0 0 rg BT 249.59 552.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 299.40 552.10 Td (be ) Tj ET Q q 0 0 0 rg BT 311.44 552.10 Td (funded ) Tj ET Q q 0 0 0 rg BT 341.81 552.10 Td (with ) Tj ET Q q 0 0 0 rg BT 362.20 552.10 Td (available ) Tj ET Q q 0 0 0 rg BT 400.89 552.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 421.26 552.10 Td (balances ) Tj ET Q q 0 0 0 rg BT 458.29 552.10 Td (and ) Tj ET Q q 0 0 0 rg BT 475.34 552.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 495.71 552.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 537.18 552.10 Td (by ) Tj ET Q q 0 0 0 rg BT 549.78 552.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 540.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 97.08 540.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 137.34 540.10 Td (activities, ) Tj ET Q q 0 0 0 rg BT 178.44 540.10 Td (and ) Tj ET Q q 0 0 0 rg BT 195.38 540.10 Td (be ) Tj ET Q q 0 0 0 rg BT 207.32 540.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 251.47 540.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.75 540.10 Td (the ) Tj ET Q q 0 0 0 rg BT 276.46 540.10 Td (subsequent ) Tj ET Q q 0 0 0 rg BT 323.40 540.10 Td (twenty-four ) Tj ET Q q 0 0 0 rg BT 373.11 540.10 Td (months ) Tj ET Q q 0 0 0 rg BT 405.06 540.10 Td (if ) Tj ET Q q 0 0 0 rg BT 413.67 540.10 Td (possible.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 516.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.23 516.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 164.50 516.10 Td (share ) Tj ET Q q 0 0 0 rg BT 188.29 516.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 234.28 516.10 Td (plan) Tj ET Q q 0 0 0 rg BT 254.27 516.10 Td (s ) Tj ET Q q 0 0 0 rg BT 260.85 516.10 Td (terms ) Tj ET Q q 0 0 0 rg BT 285.76 516.10 Td (have ) Tj ET Q q 0 0 0 rg BT 307.32 516.10 Td (been ) Tj ET Q q 0 0 0 rg BT 328.88 516.10 Td (structured ) Tj ET Q q 0 0 0 rg BT 371.56 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 382.02 516.10 Td (comply ) Tj ET Q q 0 0 0 rg BT 414.70 516.10 Td (with ) Tj ET Q q 0 0 0 rg BT 435.17 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 450.07 516.10 Td (SEC) Tj ET Q q 0 0 0 rg BT 471.19 516.10 Td (s ) Tj ET Q q 0 0 0 rg BT 477.77 516.10 Td (Rule10b-18, ) Tj ET Q q 0 0 0 rg BT 532.67 516.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.80 516.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 80.01 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 89.48 504.10 Td (market ) Tj ET Q q 0 0 0 rg BT 118.93 504.10 Td (conditions ) Tj ET Q q 0 0 0 rg BT 162.28 504.10 Td (and ) Tj ET Q q 0 0 0 rg BT 178.40 504.10 Td (applicable ) Tj ET Q q 0 0 0 rg BT 221.18 504.10 Td (legal ) Tj ET Q q 0 0 0 rg BT 242.30 504.10 Td (requirements. ) Tj ET Q q 0 0 0 rg BT 298.56 504.10 Td (The ) Tj ET Q q 0 0 0 rg BT 315.79 504.10 Td (program ) Tj ET Q q 0 0 0 rg BT 351.36 504.10 Td (does ) Tj ET Q q 0 0 0 rg BT 371.37 504.10 Td (not ) Tj ET Q q 0 0 0 rg BT 385.84 504.10 Td (obligate ) Tj ET Q q 0 0 0 rg BT 419.74 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 433.64 504.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 474.21 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 483.68 504.10 Td (acquire ) Tj ET Q q 0 0 0 rg BT 514.79 504.10 Td (any ) Tj ET Q q 0 0 0 rg BT 530.91 504.10 Td (specific ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (number ) Tj ET Q q 0 0 0 rg BT 83.02 492.10 Td (of ) Tj ET Q q 0 0 0 rg BT 93.82 492.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 121.28 492.10 Td (and ) Tj ET Q q 0 0 0 rg BT 138.19 492.10 Td (may ) Tj ET Q q 0 0 0 rg BT 157.88 492.10 Td (be ) Tj ET Q q 0 0 0 rg BT 169.79 492.10 Td (suspended ) Tj ET Q q 0 0 0 rg BT 213.92 492.10 Td (or ) Tj ET Q q 0 0 0 rg BT 224.72 492.10 Td (terminated ) Tj ET Q q 0 0 0 rg BT 269.95 492.10 Td (at ) Tj ET Q q 0 0 0 rg BT 279.63 492.10 Td (any ) Tj ET Q q 0 0 0 rg BT 296.54 492.10 Td (time. ) Tj ET Q q 0 0 0 rg BT 318.74 492.10 Td (All ) Tj ET Q q 0 0 0 rg BT 333.99 492.10 Td (purchases ) Tj ET Q q 0 0 0 rg BT 375.89 492.10 Td (are ) Tj ET Q q 0 0 0 rg BT 390.57 492.10 Td (made ) Tj ET Q q 0 0 0 rg BT 414.69 492.10 Td (in ) Tj ET Q q 0 0 0 rg BT 424.94 492.10 Td (the ) Tj ET Q q 0 0 0 rg BT 439.63 492.10 Td (open ) Tj ET Q q 0 0 0 rg BT 461.54 492.10 Td (market. ) Tj ET Q q 0 0 0 rg BT 494.10 492.10 Td (T) Tj ET Q q 0 0 0 rg BT 499.85 492.10 Td (reasury ) Tj ET Q q 0 0 0 rg BT 531.75 492.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 555.33 492.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 480.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 87.33 480.10 Td (at ) Tj ET Q q 0 0 0 rg BT 96.89 480.10 Td (its ) Tj ET Q q 0 0 0 rg BT 108.69 480.10 Td (acquired ) Tj ET Q q 0 0 0 rg BT 145.46 480.10 Td (cost. ) Tj ET Q q 0 0 0 rg BT 166.42 480.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 197.10 480.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 480.10 Td ( ) Tj ET Q q 0 0 0 rg BT 219.45 480.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.02 480.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 275.26 480.10 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.91 480.10 Td (2,924,306) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 365.91 480.10 Td ( ) Tj ET Q q 0 0 0 rg BT 368.26 480.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 395.60 480.10 Td (of ) Tj ET Q q 0 0 0 rg BT 406.28 480.10 Td (its ) Tj ET Q q 0 0 0 rg BT 418.08 480.10 Td (common ) Tj ET Q q 0 0 0 rg BT 455.43 480.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 478.89 480.10 Td (under ) Tj ET Q q 0 0 0 rg BT 504.00 480.10 Td (these ) Tj ET Q q 0 0 0 rg BT 526.90 480.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 550.36 480.10 Td (for ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 468.10 Td (total ) Tj ET Q q 0 0 0 rg BT 69.83 468.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 125.77 468.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.16 468.10 Td ($82.5 ) Tj ET Q q 0 0 0 rg BT 160.72 468.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.61 468.10 Td (. ) Tj ET Q q 0 0 0 rg BT 194.17 468.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 224.56 468.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 244.56 468.10 Td ( ) Tj ET Q q 0 0 0 rg BT 246.62 468.10 Td (the ) Tj ET Q q 0 0 0 rg BT 260.90 468.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 301.85 468.10 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.21 468.10 Td (2,146,488) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.21 468.10 Td ( ) Tj ET Q q 0 0 0 rg BT 394.27 468.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 421.32 468.10 Td (of ) Tj ET Q q 0 0 0 rg BT 431.71 468.10 Td (its ) Tj ET Q q 0 0 0 rg BT 443.22 468.10 Td (common ) Tj ET Q q 0 0 0 rg BT 480.28 468.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 503.45 468.10 Td (under ) Tj ET Q q 0 0 0 rg BT 528.28 468.10 Td (this ) Tj ET Q q 0 0 0 rg BT 544.79 468.10 Td (plan ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (for ) Tj ET Q q 0 0 0 rg BT 64.45 456.10 Td (total ) Tj ET Q q 0 0 0 rg BT 85.00 456.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 141.66 456.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.78 456.10 Td ($31.9 ) Tj ET Q q 0 0 0 rg BT 178.06 456.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.96 456.10 Td (. ) Tj ET Q q 0 0 0 rg BT 212.24 456.10 Td (During ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.36 456.10 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 263.36 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 266.14 456.10 Td (the ) Tj ET Q q 0 0 0 rg BT 281.15 456.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 322.82 456.10 Td (repurchased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.91 456.10 Td (250,900) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.41 456.10 Td ( ) Tj ET Q q 0 0 0 rg BT 409.19 456.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 436.97 456.10 Td (of ) Tj ET Q q 0 0 0 rg BT 448.09 456.10 Td (its ) Tj ET Q q 0 0 0 rg BT 460.32 456.10 Td (common ) Tj ET Q q 0 0 0 rg BT 498.10 456.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 521.99 456.10 Td (under ) Tj ET Q q 0 0 0 rg BT 547.55 456.10 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 444.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 69.72 444.10 Td (for ) Tj ET Q q 0 0 0 rg BT 83.88 444.10 Td (total ) Tj ET Q q 0 0 0 rg BT 104.15 444.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 160.52 444.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 171.35 444.10 Td ($2.5 ) Tj ET Q q 0 0 0 rg BT 191.35 444.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 220.24 444.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 420.10 Td (As ) Tj ET Q q 0 0 0 rg BT 112.61 420.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.44 420.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 182.03 420.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.03 420.10 Td ( ) Tj ET Q q 0 0 0 rg BT 204.53 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 219.24 420.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 260.63 420.10 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 277.57 420.10 Td ($88.6 ) Tj ET Q q 0 0 0 rg BT 302.57 420.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 331.46 420.10 Td ( ) Tj ET Q q 0 0 0 rg BT 333.96 420.10 Td (remaining ) Tj ET Q q 0 0 0 rg BT 377.00 420.10 Td (in ) Tj ET Q q 0 0 0 rg BT 387.28 420.10 Td (its ) Tj ET Q q 0 0 0 rg BT 399.23 420.10 Td (share ) Tj ET Q q 0 0 0 rg BT 422.83 420.10 Td (repurchase ) Tj ET Q q 0 0 0 rg BT 468.63 420.10 Td (authorization. ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 384.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 384.10 Td (10. ) Tj ET Q q 0 0 0 rg BT 87.49 384.10 Td (Derivative ) Tj ET Q q 0 0 0 rg BT 134.41 384.10 Td (Instruments) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.50 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 102.00 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 104.50 367.10 Td ( ) Tj ET Q q 0 0 0 rg BT 122.00 367.10 Td (In ) Tj ET Q q 0 0 0 rg BT 132.63 367.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 178.79 367.10 Td (with ) Tj ET Q q 0 0 0 rg BT 198.87 367.10 Td (the ) Tj ET Q q 0 0 0 rg BT 213.38 367.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 259.55 367.10 Td (of ) Tj ET Q q 0 0 0 rg BT 270.18 367.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 314.14 367.10 Td (ef) Tj ET Q q 0 0 0 rg BT 321.73 367.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 351.22 367.10 Td (June ) Tj ET Q q 0 0 0 rg BT 371.85 367.10 Td (1, ) Tj ET Q q 0 0 0 rg BT 381.64 367.10 Td (2012, ) Tj ET Q q 0 0 0 rg BT 406.44 367.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 427.62 367.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 454.92 367.10 Td (a ) Tj ET Q q 0 0 0 rg BT 461.65 367.10 Td (put ) Tj ET Q q 0 0 0 rg BT 476.72 367.10 Td (option ) Tj ET Q q 0 0 0 rg BT 504.57 367.10 Td (to ) Tj ET Q q 0 0 0 rg BT 514.65 367.10 Td (PlanetSoft's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 355.10 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 69.99 355.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.26 355.10 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 127.41 355.10 Td (The ) Tj ET Q q 0 0 0 rg BT 145.24 355.10 Td (put ) Tj ET Q q 0 0 0 rg BT 160.29 355.10 Td (option, ) Tj ET Q q 0 0 0 rg BT 190.62 355.10 Td (which ) Tj ET Q q 0 0 0 rg BT 217.34 355.10 Td (expired ) Tj ET Q q 0 0 0 rg BT 249.60 355.10 Td (in ) Tj ET Q q 0 0 0 rg BT 259.66 355.10 Td (June ) Tj ET Q q 0 0 0 rg BT 280.26 355.10 Td (2014, ) Tj ET Q q 0 0 0 rg BT 305.04 355.10 Td (was ) Tj ET Q q 0 0 0 rg BT 322.87 355.10 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 370.12 355.10 Td (during ) Tj ET Q q 0 0 0 rg BT 398.50 355.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.00 355.10 Td (30) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 423.00 355.10 Td (-day ) Tj ET Q q 0 0 0 rg BT 443.04 355.10 Td (period ) Tj ET Q q 0 0 0 rg BT 470.86 355.10 Td (immediately ) Tj ET Q q 0 0 0 rg BT 523.13 355.10 Td (following ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 343.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 65.53 343.10 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 80.53 343.10 Td (-year ) Tj ET Q q 0 0 0 rg BT 104.38 343.10 Td (anniversary ) Tj ET Q q 0 0 0 rg BT 154.34 343.10 Td (date ) Tj ET Q q 0 0 0 rg BT 174.31 343.10 Td (of ) Tj ET Q q 0 0 0 rg BT 185.96 343.10 Td (the ) Tj ET Q q 0 0 0 rg BT 201.49 343.10 Td (business ) Tj ET Q q 0 0 0 rg BT 238.69 343.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 288.39 343.10 Td (which ) Tj ET Q q 0 0 0 rg BT 316.14 343.10 Td (if ) Tj ET Q q 0 0 0 rg BT 325.57 343.10 Td (exercised ) Tj ET Q q 0 0 0 rg BT 366.63 343.10 Td (would ) Tj ET Q q 0 0 0 rg BT 394.95 343.10 Td (have ) Tj ET Q q 0 0 0 rg BT 417.14 343.10 Td (enabled ) Tj ET Q q 0 0 0 rg BT 451.55 343.10 Td (them ) Tj ET Q q 0 0 0 rg BT 474.86 343.10 Td (to ) Tj ET Q q 0 0 0 rg BT 485.95 343.10 Td (sell ) Tj ET Q q 0 0 0 rg BT 503.15 343.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.68 343.10 Td (underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 331.10 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 82.50 331.10 Td ( ) Tj ET Q q 0 0 0 rg BT 85.65 331.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 113.78 331.10 Td (of ) Tj ET Q q 0 0 0 rg BT 125.26 331.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 147.29 331.10 Td (common ) Tj ET Q q 0 0 0 rg BT 185.43 331.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 209.69 331.10 Td (they ) Tj ET Q q 0 0 0 rg BT 230.05 331.10 Td (received ) Tj ET Q q 0 0 0 rg BT 267.06 331.10 Td (as ) Tj ET Q q 0 0 0 rg BT 278.53 331.10 Td (part ) Tj ET Q q 0 0 0 rg BT 297.23 331.10 Td (of ) Tj ET Q q 0 0 0 rg BT 308.70 331.10 Td (the ) Tj ET Q q 0 0 0 rg BT 324.07 331.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 362.75 331.10 Td (consideration, 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BT 338.16 319.10 Td (the ) Tj ET Q q 0 0 0 rg BT 353.22 319.10 Td (ef) Tj ET Q q 0 0 0 rg BT 360.81 319.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 390.86 319.10 Td (date ) Tj ET Q q 0 0 0 rg BT 410.36 319.10 Td (of ) Tj ET Q q 0 0 0 rg BT 421.54 319.10 Td (the ) Tj ET Q q 0 0 0 rg BT 436.60 319.10 Td (closing ) Tj ET Q q 0 0 0 rg BT 468.33 319.10 Td (of ) Tj ET Q q 0 0 0 rg BT 479.51 319.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 506.94 319.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 553.67 319.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 307.10 Td (PlanetSoft. ) Tj ET Q q 0 0 0 rg BT 96.99 307.10 Td (In ) Tj ET Q q 0 0 0 rg BT 108.15 307.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 155.94 307.10 Td (with ) Tj ET Q q 0 0 0 rg BT 176.55 307.10 Td (the ) Tj ET Q q 0 0 0 rg BT 191.59 307.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 226.63 307.10 Td (authoritative ) Tj ET Q q 0 0 0 rg BT 279.99 307.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 326.69 307.10 Td (literature ) Tj ET Q q 0 0 0 rg BT 365.61 307.10 Td (a ) Tj ET Q q 0 0 0 rg BT 372.88 307.10 Td (portion ) Tj ET Q q 0 0 0 rg BT 404.59 307.10 Td (of ) Tj ET Q q 0 0 0 rg BT 415.75 307.10 Td (the ) Tj ET Q q 0 0 0 rg BT 430.80 307.10 Td (total ) Tj ET Q q 0 0 0 rg BT 451.40 307.10 Td (purchase ) Tj ET Q q 0 0 0 rg BT 489.76 307.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 546.46 307.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 295.10 Td (allocated ) Tj ET Q q 0 0 0 rg BT 88.29 295.10 Td (to ) Tj ET Q q 0 0 0 rg BT 98.27 295.10 Td (this ) Tj ET Q q 0 0 0 rg BT 114.93 295.10 Td (put ) Tj ET Q q 0 0 0 rg BT 129.91 295.10 Td (liability ) Tj ET Q q 0 0 0 rg BT 163.22 295.10 Td (based ) Tj ET Q q 0 0 0 rg BT 188.19 295.10 Td (on ) Tj ET Q q 0 0 0 rg BT 200.40 295.10 Td (its ) Tj ET Q q 0 0 0 rg BT 212.05 295.10 Td (initial ) Tj ET Q q 0 0 0 rg BT 237.58 295.10 Td (fair ) Tj ET Q q 0 0 0 rg BT 253.66 295.10 Td (value, ) Tj ET Q q 0 0 0 rg BT 280.02 295.10 Td (which ) Tj ET Q q 0 0 0 rg BT 306.66 295.10 Td (was ) Tj ET Q q 0 0 0 rg BT 324.42 295.10 Td (determined ) Tj ET Q q 0 0 0 rg BT 371.60 295.10 Td (to ) Tj ET Q q 0 0 0 rg BT 381.58 295.10 Td (be ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 393.23 295.10 Td ($1.4 ) Tj ET Q q 0 0 0 rg BT 412.93 295.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 441.82 295.10 Td ( ) Tj ET Q q 0 0 0 rg BT 444.03 295.10 Td (using ) Tj ET Q q 0 0 0 rg BT 467.90 295.10 Td (a ) Tj ET Q q 0 0 0 rg BT 474.54 295.10 Td (Black-Scholes ) Tj ET Q q 0 0 0 rg BT 534.51 295.10 Td (model. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 283.10 Td (During ) Tj ET Q q 0 0 0 rg BT 80.55 283.10 Td (the ) Tj ET Q q 0 0 0 rg BT 94.98 283.10 Td (month ) Tj ET Q q 0 0 0 rg BT 122.76 283.10 Td (of ) Tj ET Q q 0 0 0 rg BT 133.31 283.10 Td (July ) Tj ET Q q 0 0 0 rg BT 152.19 283.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 174.41 283.10 Td (the ) Tj ET Q q 0 0 0 rg BT 188.85 283.10 Td (former ) Tj ET Q q 0 0 0 rg BT 218.27 283.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 271.03 283.10 Td (of ) Tj ET Q q 0 0 0 rg BT 281.58 283.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 325.46 283.10 Td (elected ) Tj ET Q q 0 0 0 rg BT 355.99 283.10 Td (to ) Tj ET Q q 0 0 0 rg BT 365.99 283.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 400.96 283.10 Td (their ) Tj ET Q q 0 0 0 rg BT 421.50 283.10 Td (put ) Tj ET Q q 0 0 0 rg BT 436.50 283.10 Td (option ) Tj ET Q q 0 0 0 rg BT 464.27 283.10 Td (rights ) Tj ET Q q 0 0 0 rg BT 489.27 283.10 Td (with ) Tj ET Q q 0 0 0 rg BT 509.27 283.10 Td (respect ) Tj ET Q q 0 0 0 rg BT 539.80 283.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.80 283.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 271.10 Td (then ) Tj ET Q q 0 0 0 rg BT 69.93 271.10 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 113.19 271.10 Td (209,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.69 271.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.41 271.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 176.11 271.10 Td (of ) Tj ET Q q 0 0 0 rg BT 187.16 271.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 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0 0 rg BT 168.68 259.10 Td (plus ) Tj ET Q q 0 0 0 rg BT 187.59 259.10 Td (interest ) Tj ET Q q 0 0 0 rg BT 219.26 259.10 Td (at ) Tj ET Q q 0 0 0 rg BT 228.72 259.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.18 259.10 Td (rate ) Tj ET Q q 0 0 0 rg BT 260.41 259.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 270.98 259.10 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 289.31 259.10 Td ( ) Tj ET Q q 0 0 0 rg BT 291.55 259.10 Td (as ) Tj ET Q q 0 0 0 rg BT 302.12 259.10 Td (per ) Tj ET Q q 0 0 0 rg BT 317.13 259.10 Td (the ) Tj ET Q q 0 0 0 rg BT 331.59 259.10 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 375.49 259.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 421.62 259.10 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 467.84 259.10 Td (The ) Tj ET Q q 0 0 0 rg BT 485.62 259.10 Td (total ) Tj ET Q q 0 0 0 rg BT 505.64 259.10 Td (consideration, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 247.10 Td (which ) Tj ET Q q 0 0 0 rg BT 76.56 247.10 Td (included ) Tj ET Q q 0 0 0 rg BT 113.12 247.10 Td (one ) Tj ET Q q 0 0 0 rg BT 129.68 247.10 Td (month ) Tj ET Q q 0 0 0 rg BT 157.36 247.10 Td (of ) Tj ET Q q 0 0 0 rg BT 167.82 247.10 Td (interest, ) Tj ET Q q 0 0 0 rg BT 201.88 247.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 221.22 247.10 Td (by ) Tj ET Q q 0 0 0 rg BT 233.34 247.10 Td (the ) Tj ET Q q 0 0 0 rg BT 247.68 247.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 288.69 247.10 Td (in ) Tj ET Q q 0 0 0 rg BT 298.59 247.10 Td (connection ) Tj ET Q q 0 0 0 rg BT 344.59 247.10 Td (with ) Tj ET Q q 0 0 0 rg BT 364.49 247.10 Td (the ) Tj ET Q q 0 0 0 rg BT 378.83 247.10 Td (exercise ) Tj ET Q q 0 0 0 rg BT 413.71 247.10 Td (of ) Tj ET Q q 0 0 0 rg BT 424.17 247.10 Td (these ) Tj ET Q q 0 0 0 rg BT 446.84 247.10 Td (put ) Tj ET Q q 0 0 0 rg BT 461.74 247.10 Td (options ) Tj ET Q q 0 0 0 rg BT 493.31 247.10 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 510.99 247.10 Td ($3.6 ) Tj ET Q q 0 0 0 rg BT 530.61 247.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 559.50 247.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 206.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 206.10 Td (1) Tj ET Q q 0 0 0 rg BT 76.94 206.10 Td (1. ) Tj ET Q q 0 0 0 rg BT 86.39 206.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 128.33 206.10 Td (Payable ) Tj ET Q q 0 0 0 rg BT 164.72 206.10 Td (and ) Tj ET Q q 0 0 0 rg BT 182.79 206.10 Td (Accrued ) Tj ET Q q 0 0 0 rg BT 221.39 206.10 Td (Expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 182.10 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 139.27 182.10 Td (payable ) Tj ET Q q 0 0 0 rg BT 172.86 182.10 Td (and ) Tj ET Q q 0 0 0 rg BT 189.80 182.10 Td (accrued ) Tj ET Q q 0 0 0 rg BT 223.38 182.10 Td (expenses ) Tj ET Q q 0 0 0 rg BT 261.98 182.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.70 182.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 330.28 182.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.28 182.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.78 182.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 369.72 182.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 428.31 182.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 448.31 182.10 Td (, ) Tj ET Q q 0 0 0 rg BT 453.31 182.10 Td (consisted ) Tj ET Q q 0 0 0 rg BT 493.02 182.10 Td (of ) Tj ET Q q 0 0 0 rg BT 503.85 182.10 Td (the ) Tj ET Q q 0 0 0 rg BT 518.57 182.10 Td (following:) Tj ET Q endstream endobj 165 0 obj <>] /Rotate 0 /Contents 166 0 R>> endobj 166 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (79) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 721.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 721.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 721.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 721.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 693.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 693.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 693.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 693.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 665.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 665.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 665.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 665.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 637.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 637.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 637.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 637.50 56.00 -14.00 re f /GS0 gs 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ET q 0 0 0 rg BT 524.00 739.23 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 726.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 726.18 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 712.07 Td (Trade accounts payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 712.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 712.07 Td (5,800) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 712.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 712.07 Td (11,879) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 698.07 Td (Accrued professional fees) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 698.07 Td (777) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 698.07 Td (1,258) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 684.07 Td (Income taxes payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 684.07 Td (9,266) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 684.07 Td (22,627) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 670.07 Td (Due to prior owners of PB Systems \(acquired in June 2015\) re: working capital settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 670.07 Td (2,233) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 670.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 656.07 Td (Share repurchases accrued) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 656.07 Td (820) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 656.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 642.07 Td (Sales taxes payable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 642.07 Td (3,435) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 642.07 Td (2,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 628.07 Td (Interest payable pertaining to IRS settlement) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 628.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 628.07 Td (1,650) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 614.07 Td (Other accrued liabilities) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 614.07 Td (712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 614.07 Td (106) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 600.07 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 600.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 600.07 Td (23,043) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 600.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 600.07 Td (40,121) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 512.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 512.00 Td (12. ) Tj ET Q q 0 0 0 rg BT 87.49 512.00 Td (Other) Tj ET Q q 0 0 0 rg BT 112.86 512.00 Td ( ) Tj ET Q q 0 0 0 rg BT 115.36 512.00 Td (Curr) Tj ET Q q 0 0 0 rg BT 136.84 512.00 Td (ent ) Tj ET Q q 0 0 0 rg BT 152.11 512.00 Td (Assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 488.00 Td (Other ) Tj ET Q q 0 0 0 rg BT 124.27 488.00 Td (current ) Tj ET Q q 0 0 0 rg BT 155.08 488.00 Td (assets ) Tj ET Q q 0 0 0 rg BT 180.91 488.00 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.63 488.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 249.21 488.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 269.21 488.00 Td ( ) Tj ET Q q 0 0 0 rg BT 271.71 488.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 288.65 488.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 347.24 488.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 367.24 488.00 Td ( ) Tj ET Q q 0 0 0 rg BT 369.74 488.00 Td (consisted ) Tj ET Q q 0 0 0 rg BT 409.45 488.00 Td (of ) Tj ET Q q 0 0 0 rg BT 420.28 488.00 Td (the ) Tj ET Q q 0 0 0 rg BT 435.00 488.00 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 450.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 450.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 450.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 450.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 422.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 422.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 422.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 422.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 394.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 394.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 394.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 394.50 56.00 -14.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 464.5 m 502.5 464.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 464.5 m 562.5 464.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 380.5 m 502.5 380.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 380.5 m 562.5 380.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 367.5 m 502.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 365.5 m 502.5 365.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 367.5 m 562.5 367.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 365.5 m 562.5 365.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 468.23 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.00 468.23 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 455.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 455.18 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 441.07 Td (Prepaid expenses) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 441.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 441.07 Td (8,290) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 441.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 441.07 Td (5,618) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 427.07 Td (Sales taxes receivable from customers) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 427.07 Td (120) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 427.07 Td (121) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 413.07 Td (Due from prior owners of acquired businesses for working capital settlements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 413.07 Td (1,021) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 413.07 Td (938) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 399.07 Td (Research and development tax credits receivable) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 399.07 Td (898) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 399.07 Td (1,152) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 385.07 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 385.07 Td (613) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 385.07 Td (238) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 371.07 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 371.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 371.07 Td (10,942) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 371.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 371.07 Td (8,067) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 331.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 331.00 Td (13. ) Tj ET Q q 0 0 0 rg BT 87.49 331.00 Td (Pr) Tj ET Q q 0 0 0 rg BT 97.86 331.00 Td (operty ) Tj ET Q q 0 0 0 rg BT 128.13 331.00 Td (and ) Tj ET Q q 0 0 0 rg BT 146.75 331.00 Td (Equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 307.00 Td (Property ) Tj ET Q q 0 0 0 rg BT 135.94 307.00 Td (and ) Tj ET Q q 0 0 0 rg BT 152.88 307.00 Td (equipment ) Tj ET Q q 0 0 0 rg BT 197.59 307.00 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 207.31 307.00 Td (December31, ) Tj ET Q q 0 0 0 rg BT 265.89 307.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 285.89 307.00 Td ( ) Tj ET Q q 0 0 0 rg BT 288.39 307.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 305.33 307.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.33 307.00 Td ( ) Tj ET Q q 0 0 0 rg BT 327.83 307.00 Td (consisted ) Tj ET Q q 0 0 0 rg BT 367.54 307.00 Td (of ) Tj ET Q q 0 0 0 rg BT 378.38 307.00 Td (the ) Tj ET Q q 0 0 0 rg BT 393.09 307.00 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 269.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 269.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 269.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 269.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 241.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 241.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 241.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 241.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 213.50 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 213.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 213.50 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 213.50 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 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506.5 146.5 m 562.5 146.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 133.5 m 502.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 446.5 131.5 m 502.5 131.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 133.5 m 562.5 133.5 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 506.5 131.5 m 562.5 131.5 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 287.23 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.00 287.23 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 274.07 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 274.18 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 260.07 Td (Computer equipment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 260.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 260.07 Td (15,318) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 260.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 260.07 Td (13,830) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 246.07 Td (Buildings) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 246.07 Td (20,741) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 246.07 Td (3,912) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 232.07 Td (Land) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 232.07 Td (6,545) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 232.07 Td (3,924) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 218.07 Td (Leasehold improvements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 218.07 Td (1,239) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 218.07 Td (1,448) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 204.07 Td (Furniture, fixtures and other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 204.07 Td (6,299) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 204.07 Td (4,279) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 189.17 Td (Construction in Progress \(building for new global corporate headquarters in the Johns Creek,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 179.17 Td (Georgia\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 179.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 179.17 Td (10,441) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 165.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 165.07 Td (50,142) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 165.07 Td (37,834) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 151.07 Td (Less accumulated depreciation and amortization) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.80 151.12 Td (\(16,054) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 151.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 527.80 151.12 Td (\(13,173) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 151.07 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 137.07 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 137.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 137.07 Td (34,088) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 137.07 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 531.15 137.07 Td (24,661) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 109.00 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 109.00 Td (Depreciation ) Tj ET Q q 0 0 0 rg BT 139.79 109.00 Td (expense ) Tj ET Q q 0 0 0 rg BT 174.14 109.00 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 191.84 109.00 Td ($3.5 ) Tj ET Q q 0 0 0 rg BT 211.48 109.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 240.38 109.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 245.02 109.00 Td ($2.3 ) Tj ET Q q 0 0 0 rg BT 264.67 109.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 293.56 109.00 Td ( ) Tj ET Q q 0 0 0 rg BT 295.70 109.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 312.29 109.00 Td ($2.8 ) Tj ET Q q 0 0 0 rg BT 331.94 109.00 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 360.83 109.00 Td (, ) Tj ET Q q 0 0 0 rg BT 365.47 109.00 Td (for ) Tj ET Q q 0 0 0 rg BT 379.28 109.00 Td (the ) Tj ET Q q 0 0 0 rg BT 393.64 109.00 Td (years ) Tj ET Q q 0 0 0 rg BT 416.89 109.00 Td (ended ) Tj ET Q q 0 0 0 rg BT 442.91 109.00 Td (December ) Tj ET Q q 0 0 0 rg BT 486.14 109.00 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.79 109.00 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 520.79 109.00 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 525.43 109.00 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 545.43 109.00 Td ( ) Tj ET Q q 0 0 0 rg BT 547.58 109.00 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 97.00 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 97.00 Td (, ) Tj ET Q q 0 0 0 rg BT 75.00 97.00 Td (respectively) Tj ET Q q 0 0 0 rg BT 122.66 97.00 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 61.00 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 61.00 Td (14. ) Tj ET Q q 0 0 0 rg BT 87.49 61.00 Td (Other) Tj ET Q q 0 0 0 rg BT 112.86 61.00 Td ( ) Tj ET Q q 0 0 0 rg BT 115.36 61.00 Td (Liabilities) Tj ET Q endstream endobj 167 0 obj <>] /Rotate 0 /Contents 168 0 R>> endobj 168 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (80) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 742.10 Td (Other ) Tj ET Q q 0 0 0 rg BT 124.27 742.10 Td (liabilities ) Tj ET Q q 0 0 0 rg BT 163.99 742.10 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 173.70 742.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 232.29 742.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.29 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 254.79 742.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 271.72 742.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 330.31 742.10 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 350.31 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 352.81 742.10 Td (consisted ) Tj ET Q q 0 0 0 rg BT 392.53 742.10 Td (of ) Tj ET Q q 0 0 0 rg BT 403.36 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 418.07 742.10 Td (following:) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 692.60 396.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 692.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 692.60 4.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 506.50 692.60 56.00 -14.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 664.60 396.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 446.50 664.60 56.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 502.50 664.60 4.00 -25.00 re 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l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 464.00 710.33 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 524.00 710.33 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 697.17 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 473.00 697.28 Td (\(In thousands\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 683.17 Td (Reserve for potential uncertain income tax return positions) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 683.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 683.17 Td (3,115) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 683.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 683.17 Td (3,020) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 669.17 Td (Unfavorable lease liability, long term portion) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 488.65 669.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.65 669.17 Td (294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 654.27 Td (Portion of an unrecognized tax benefit netted against deferred tax asset for net operating loss) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 644.27 Td (carry forwards) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 480.30 644.32 Td (\(341) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.65 644.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 644.32 Td (\(1,135) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 644.27 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 630.17 Td (Sub-leased office liability \(net of future sublease proceeds\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 483.65 630.17 Td (558) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 630.17 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 616.17 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 449.00 616.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 476.15 616.17 Td (3,332) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.00 616.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 616.17 Td (2,179) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 552.10 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359.98 528.10 Td (which ) Tj ET Q q 0 0 0 rg BT 385.88 528.10 Td (allows ) Tj ET Q q 0 0 0 rg BT 413.45 528.10 Td (participants ) Tj ET Q q 0 0 0 rg BT 461.57 528.10 Td (to ) Tj ET Q q 0 0 0 rg BT 470.81 528.10 Td (contribute ) Tj ET Q q 0 0 0 rg BT 512.81 528.10 Td (a ) Tj ET Q q 0 0 0 rg BT 518.71 528.10 Td (percentage ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.94 516.10 Td (their ) Tj ET Q q 0 0 0 rg BT 83.87 516.10 Td (compensation ) Tj ET Q q 0 0 0 rg BT 143.02 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 154.41 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 170.23 516.10 Td (Profit ) Tj ET Q q 0 0 0 rg BT 196.62 516.10 Td (Sharing ) Tj ET Q q 0 0 0 rg BT 231.33 516.10 Td (Plan ) Tj ET Q q 0 0 0 rg BT 252.72 516.10 Td (and ) Tj ET Q q 0 0 0 rg BT 270.50 516.10 Td (T) Tj ET Q q 0 0 0 rg BT 276.26 516.10 Td (rust ) Tj ET Q q 0 0 0 rg BT 294.87 516.10 Td (up ) Tj ET Q q 0 0 0 rg BT 308.47 516.10 Td (to ) Tj ET Q q 0 0 0 rg BT 319.86 516.10 Td (the ) Tj ET Q q 0 0 0 rg BT 335.68 516.10 Td (Federal ) Tj ET Q q 0 0 0 rg BT 369.28 516.10 Td (maximum. ) Tj ET Q q 0 0 0 rg BT 415.67 516.10 Td (The ) Tj ET Q q 0 0 0 rg BT 434.83 516.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 477.32 516.10 Td (matches ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 513.69 516.10 Td (100%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 537.02 516.10 Td ( ) Tj ET Q q 0 0 0 rg BT 540.63 516.10 Td (of ) Tj ET Q q 0 0 0 rg BT 552.57 516.10 Td (an ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 504.10 Td (employee) Tj ET Q q 0 0 0 rg BT 91.65 504.10 Td (s ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 98.39 504.10 Td (1%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 111.72 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 114.56 504.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 162.94 504.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 180.23 504.10 Td (50%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 198.56 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 201.40 504.10 Td (on ) Tj ET Q q 0 0 0 rg BT 214.24 504.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 229.30 504.10 Td (2%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 242.63 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 245.48 504.10 Td (contributed ) Tj ET Q q 0 0 0 rg BT 293.86 504.10 Td (by ) Tj ET Q q 0 0 0 rg BT 306.70 504.10 Td (an ) Tj ET Q q 0 0 0 rg BT 318.99 504.10 Td (employee. ) Tj ET Q q 0 0 0 rg BT 363.20 504.10 Td ( ) Tj ET Q q 0 0 0 rg BT 365.42 504.10 Td (Accordingly) Tj ET Q q 0 0 0 rg BT 414.75 504.10 Td (, ) Tj ET Q q 0 0 0 rg BT 420.10 504.10 Td (the ) Tj ET Q q 0 0 0 rg BT 435.16 504.10 Td (Company) Tj ET Q q 0 0 0 rg BT 476.82 504.10 Td (s ) Tj ET Q q 0 0 0 rg BT 483.56 504.10 Td (contributions ) Tj ET Q q 0 0 0 rg BT 539.17 504.10 Td (to ) Tj ET Q q 0 0 0 rg BT 549.79 504.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 492.10 Td (Plan ) Tj ET Q q 0 0 0 rg BT 69.54 492.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 90.73 492.10 Td ($676 ) Tj ET Q q 0 0 0 rg BT 112.48 492.10 Td (thousand) Tj ET Q BT 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 456.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 456.10 Td (16. ) Tj ET Q q 0 0 0 rg BT 87.49 456.10 Td (Geographic ) Tj ET Q q 0 0 0 rg BT 139.99 456.10 Td (Information) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 432.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.43 432.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 159.21 432.10 Td (operates ) Tj ET Q q 0 0 0 rg BT 195.41 432.10 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 216.07 432.10 Td (one) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 230.51 432.10 Td ( ) Tj ET Q q 0 0 0 rg BT 233.39 432.10 Td (reportable ) Tj ET Q q 0 0 0 rg BT 276.81 432.10 Td (segment ) Tj ET Q q 0 0 0 rg BT 313.02 432.10 Td (whose ) Tj ET Q q 0 0 0 rg BT 341.46 432.10 Td (results ) Tj ET Q q 0 0 0 rg BT 370.46 432.10 Td (are ) Tj ET Q q 0 0 0 rg BT 385.55 432.10 Td (regularly ) Tj ET Q q 0 0 0 rg BT 424.53 432.10 Td (reviewed ) Tj ET Q q 0 0 0 rg BT 464.06 432.10 Td (by ) Tj ET Q q 0 0 0 rg BT 476.94 432.10 Td (the ) Tj ET Q q 0 0 0 rg BT 492.05 432.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 539.51 432.10 Td (CEO, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 420.10 Td (it's ) Tj ET Q q 0 0 0 rg BT 63.45 420.10 Td (chief ) Tj ET Q q 0 0 0 rg BT 85.63 420.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 125.60 420.10 Td (decision ) Tj ET Q q 0 0 0 rg BT 161.12 420.10 Td (maker ) Tj ET Q q 0 0 0 rg BT 188.30 420.10 Td (as ) Tj ET Q q 0 0 0 rg BT 198.83 420.10 Td (to ) Tj ET Q q 0 0 0 rg BT 208.81 420.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 248.77 420.10 Td (performance ) Tj ET Q q 0 0 0 rg BT 301.49 420.10 Td (and ) Tj ET Q q 0 0 0 rg BT 318.13 420.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.55 420.10 Td (allocation ) Tj ET Q q 0 0 0 rg BT 374.17 420.10 Td (of ) Tj ET Q q 0 0 0 rg BT 384.70 420.10 Td (resources. ) Tj ET Q q 0 0 0 rg BT 427.16 420.10 Td (External ) Tj ET Q q 0 0 0 rg BT 463.23 420.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 502.08 420.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 539.82 420.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.80 420.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 408.10 Td (tables ) Tj ET Q q 0 0 0 rg BT 75.55 408.10 Td (below ) Tj ET Q q 0 0 0 rg BT 102.21 408.10 Td (were ) Tj ET Q q 0 0 0 rg BT 123.85 408.10 Td (attributed ) Tj ET Q q 0 0 0 rg BT 164.40 408.10 Td (to ) Tj ET Q q 0 0 0 rg BT 174.39 408.10 Td (a ) Tj ET Q q 0 0 0 rg BT 181.05 408.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 221.58 408.10 Td (country ) Tj ET Q q 0 0 0 rg BT 254.35 408.10 Td (based ) Tj ET Q q 0 0 0 rg BT 279.34 408.10 Td (on ) Tj ET Q q 0 0 0 rg BT 291.56 408.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 325.99 408.10 Td (the ) Tj ET Q q 0 0 0 rg BT 340.43 408.10 Td (customer ) Tj ET Q q 0 0 0 rg BT 379.30 408.10 Td (had ) Tj ET Q q 0 0 0 rg BT 395.96 408.10 Td (a ) Tj ET Q q 0 0 0 rg BT 402.62 408.10 Td (direct ) Tj ET Q q 0 0 0 rg BT 427.61 408.10 Td (contract ) Tj ET Q q 0 0 0 rg BT 462.03 408.10 Td (with ) Tj ET Q q 0 0 0 rg BT 482.03 408.10 Td (the ) Tj ET Q q 0 0 0 rg BT 496.47 408.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 537.57 408.10 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 396.10 Td (was ) Tj ET Q q 0 0 0 rg BT 68.52 396.10 Td (executed ) Tj ET Q q 0 0 0 rg BT 107.03 396.10 Td (in ) Tj ET Q q 0 0 0 rg BT 117.78 396.10 Td (that ) Tj ET Q q 0 0 0 rg BT 135.74 396.10 Td (particular ) Tj ET Q q 0 0 0 rg BT 177.02 396.10 Td (country ) Tj ET Q q 0 0 0 rg BT 210.54 396.10 Td (for ) Tj ET Q q 0 0 0 rg BT 225.17 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.36 396.10 Td (sale ) Tj ET Q q 0 0 0 rg BT 258.88 396.10 Td (of ) Tj ET Q q 0 0 0 rg BT 270.18 396.10 Td (the ) Tj ET Q q 0 0 0 rg BT 285.37 396.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 332.92 396.10 Td (products/services ) Tj ET Q q 0 0 0 rg BT 405.31 396.10 Td (with ) Tj ET Q q 0 0 0 rg BT 426.06 396.10 Td (an ) Tj ET Q q 0 0 0 rg BT 438.47 396.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 460.33 396.10 Td (subsidiary ) Tj ET Q q 0 0 0 rg BT 504.41 396.10 Td (located ) Tj ET Q q 0 0 0 rg BT 536.25 396.10 Td (in ) Tj ET Q q 0 0 0 rg BT 547.00 396.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 384.10 Td (country) Tj ET Q q 0 0 0 rg BT 79.90 384.10 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 372.10 Td (The ) Tj ET Q q 0 0 0 rg BT 117.35 372.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 147.36 372.10 Td (from ) Tj ET Q q 0 0 0 rg BT 169.60 372.10 Td (fluctuations ) Tj ET Q q 0 0 0 rg BT 219.61 372.10 Td (of ) Tj ET Q q 0 0 0 rg BT 230.74 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 245.76 372.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 286.31 372.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 307.99 372.10 Td (for ) Tj ET Q q 0 0 0 rg BT 322.45 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 337.47 372.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 369.14 372.10 Td (currencies ) Tj ET Q q 0 0 0 rg BT 413.03 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 423.61 372.10 Td (the ) Tj ET Q q 0 0 0 rg BT 438.62 372.10 Td (countries ) Tj ET Q q 0 0 0 rg BT 478.08 372.10 Td (in ) Tj ET Q q 0 0 0 rg BT 488.66 372.10 Td (which ) Tj ET Q q 0 0 0 rg BT 515.90 372.10 Td (we ) Tj ET Q q 0 0 0 rg BT 530.36 372.10 Td (conduct ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 360.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.91 360.10 Td (partially ) Tj ET Q q 0 0 0 rg BT 129.49 360.10 Td (af) Tj ET Q q 0 0 0 rg BT 137.08 360.10 Td (fected ) Tj ET Q q 0 0 0 rg BT 163.76 360.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 199.33 360.10 Td (revenues, ) Tj ET Q q 0 0 0 rg BT 239.63 360.10 Td (and ) Tj ET Q q 0 0 0 rg BT 256.32 360.10 Td (were ) Tj ET Q q 0 0 0 rg BT 278.01 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 292.48 360.10 Td (primary ) Tj ET Q q 0 0 0 rg BT 326.40 360.10 Td (cause ) Tj ET Q q 0 0 0 rg BT 350.86 360.10 Td (for ) Tj ET Q q 0 0 0 rg BT 364.78 360.10 Td (the ) Tj ET Q q 0 0 0 rg BT 379.25 360.10 Td (drop ) Tj ET Q q 0 0 0 rg BT 399.84 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 409.87 360.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 432.13 360.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 469.93 360.10 Td (in ) Tj ET Q q 0 0 0 rg BT 479.46 360.10 Td (Australia ) Tj ET Q q 0 0 0 rg BT 518.38 360.10 Td (and ) Tj ET Q q 0 0 0 rg BT 535.07 360.10 Td (Brazil. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 348.10 Td (Specifically) Tj ET Q q 0 0 0 rg BT 97.11 348.10 Td (, ) Tj ET Q q 0 0 0 rg BT 102.98 348.10 Td (during ) Tj ET Q q 0 0 0 rg BT 132.46 348.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 155.83 348.10 Td (the ) Tj ET Q q 0 0 0 rg BT 171.42 348.10 Td (change ) Tj ET Q q 0 0 0 rg BT 203.10 348.10 Td (in ) Tj ET Q q 0 0 0 rg BT 214.25 348.10 Td (foreign ) Tj ET Q q 0 0 0 rg BT 246.50 348.10 Td (currency ) Tj ET Q q 0 0 0 rg BT 284.85 348.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 325.97 348.10 Td (rates ) Tj ET Q q 0 0 0 rg BT 348.22 348.10 Td (decreased ) Tj ET Q q 0 0 0 rg BT 391.00 348.10 Td (reported ) Tj ET Q q 0 0 0 rg BT 426.94 348.10 Td (Australian ) Tj ET Q q 0 0 0 rg BT 471.97 348.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 513.10 348.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 552.01 348.10 Td (by ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 336.10 Td ($\(6.0\) ) Tj ET Q q 0 0 0 rg BT 76.43 336.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 105.33 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 107.60 336.10 Td (and ) Tj ET Q q 0 0 0 rg BT 124.31 336.10 Td (Brazilian ) Tj ET Q q 0 0 0 rg BT 163.24 336.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 203.28 336.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 241.09 336.10 Td (by) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 251.09 336.10 Td ($\(2.3\) ) Tj ET Q q 0 0 0 rg BT 277.52 336.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 306.41 336.10 Td (. ) Tj ET Q q 0 0 0 rg BT 311.19 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.46 336.10 Td (India's ) Tj ET Q q 0 0 0 rg BT 341.98 336.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 364.25 336.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 404.29 336.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 442.10 336.10 Td (increased ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 482.13 336.10 Td ($1.7 ) Tj ET Q q 0 0 0 rg BT 501.90 336.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.80 336.10 Td ( ) Tj ET Q q 0 0 0 rg BT 533.07 336.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 543.67 336.10 Td (46%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.00 336.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 324.10 Td (due ) Tj ET Q q 0 0 0 rg BT 66.94 324.10 Td (to ) Tj ET Q q 0 0 0 rg BT 77.22 324.10 Td (a ) Tj ET Q q 0 0 0 rg BT 84.16 324.10 Td (full ) Tj ET Q q 0 0 0 rg BT 100.54 324.10 Td (year ) Tj ET Q q 0 0 0 rg BT 120.25 324.10 Td (impact ) Tj ET Q q 0 0 0 rg BT 149.96 324.10 Td (of ) Tj ET Q q 0 0 0 rg BT 160.79 324.10 Td (the ) Tj ET Q q 0 0 0 rg BT 175.51 324.10 Td (2014 ) Tj ET Q q 0 0 0 rg BT 198.01 324.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 244.39 324.10 Td (of ) Tj ET Q q 0 0 0 rg BT 257.72 324.10 Td (HealthCare ) Tj ET Q q 0 0 0 rg BT 305.75 324.10 Td (Magic ) Tj ET Q q 0 0 0 rg BT 333.80 324.10 Td (and ) Tj ET Q q 0 0 0 rg BT 350.74 324.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.45 324.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 387.95 324.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 434.34 324.10 Td (of ) Tj ET Q q 0 0 0 rg BT 444.99 324.10 Td (V) Tj ET Q q 0 0 0 rg BT 451.61 324.10 Td (ia ) Tj ET Q q 0 0 0 rg BT 461.32 324.10 Td (Media.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 88.17 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 90.34 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 92.50 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 94.67 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 96.84 302.10 Td ( ) Tj ET Q q 0 0 0 rg BT 98.85 302.10 Td (The ) Tj ET Q q 0 0 0 rg BT 116.57 302.10 Td (following ) Tj ET Q q 0 0 0 rg BT 157.62 302.10 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 199.21 302.10 Td (wide ) Tj ET Q q 0 0 0 rg BT 220.82 302.10 Td (information ) Tj ET Q q 0 0 0 rg BT 270.20 302.10 Td (relates ) Tj ET Q q 0 0 0 rg BT 298.46 302.10 Td (to ) Tj ET Q q 0 0 0 rg BT 308.41 302.10 Td (the ) Tj ET Q q 0 0 0 rg BT 322.79 302.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 369.54 302.10 Td (geographic ) Tj ET Q q 0 0 0 rg BT 416.13 302.10 Td (locations ) Tj ET Q q 0 0 0 rg BT 454.40 302.10 Td (\(all ) Tj ET Q q 0 0 0 rg BT 469.90 302.10 Td (amounts ) Tj ET Q q 0 0 0 rg BT 505.95 302.10 Td (in ) Tj ET Q q 0 0 0 rg BT 515.90 302.10 Td (thousands\): ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 266.10 Td (Y) Tj ET Q q 0 0 0 rg BT 56.11 266.10 Td (ear) Tj ET Q q 0 0 0 rg BT 69.81 266.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.31 266.10 Td (Ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 102.60 266.10 Td (December) Tj ET Q q 0 0 0 rg BT 145.73 266.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 163.23 266.10 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 183.23 266.10 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 210.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 140.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 144.50 210.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 210.60 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 210.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 298.50 210.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 210.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 210.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 210.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 210.60 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 210.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 544.50 210.60 52.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144.5 210.60000000000002 m 199.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 210.60000000000002 m 243.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 210.60000000000002 m 247.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 210.60000000000002 m 294.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 210.60000000000002 m 298.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 298.5 210.60000000000002 m 345.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 210.60000000000002 m 399.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 210.60000000000002 m 403.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 210.60000000000002 m 445.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 210.60000000000002 m 449.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 210.60000000000002 m 491.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 210.60000000000002 m 495.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 210.60000000000002 m 540.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 540.5 210.60000000000002 m 544.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 544.5 210.60000000000002 m 596.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 144.5 210.60000000000002 m 199.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 203.5 210.60000000000002 m 243.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 243.5 210.60000000000002 m 247.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 247.5 210.60000000000002 m 294.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 294.5 210.60000000000002 m 298.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 298.5 210.60000000000002 m 345.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 349.5 210.60000000000002 m 399.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 399.5 210.60000000000002 m 403.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 403.5 210.60000000000002 m 445.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 445.5 210.60000000000002 m 449.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 449.5 210.60000000000002 m 491.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 491.5 210.60000000000002 m 495.5 210.60000000000002 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 495.5 210.60000000000002 m 540.5 210.60000000000002 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 157.05 225.28 Td (United) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 158.70 215.28 Td (States) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 206.30 215.28 Td (Canada) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 258.80 225.28 Td (Latin) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 252.15 215.28 Td (America) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 301.50 215.28 Td (Australia) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 352.40 215.28 Td (Singapore) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 414.55 225.28 Td (New) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 406.45 215.28 Td (Zealand) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 458.60 215.28 Td (India) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 501.75 215.28 Td (Europe) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 559.05 215.28 Td (Total) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 200.27 Td (External Revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.15 200.27 Td (205,210) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 200.27 Td (4,490) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.15 200.27 Td (5,715) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 314.10 200.27 Td (30,634) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.15 200.27 Td (5,317) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 419.10 200.27 Td (2,153) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 465.10 200.27 Td (3,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 514.15 200.27 Td (8,425) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.00 200.27 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.10 200.27 Td (265,482) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 186.17 Td (Long-lived assets) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 147.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 163.15 186.17 Td (374,432) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 206.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 217.10 186.17 Td (6,632) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 250.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.15 186.17 Td (6,091) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 326.65 186.17 Td (199) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 368.15 186.17 Td (68,852) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 426.65 186.17 Td (221) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 452.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 460.10 186.17 Td (74,693) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 498.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 509.10 186.17 Td (28,039) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 547.00 186.17 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 560.10 186.17 Td (559,159) Tj ET Q BT /F1 10.00 Tf ET BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 158.10 Td (Y) Tj ET Q q 0 0 0 rg BT 56.11 158.10 Td (ear) Tj ET Q q 0 0 0 rg BT 69.81 158.10 Td ( ) Tj ET Q q 0 0 0 rg BT 72.31 158.10 Td (Ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 102.60 158.10 Td (December) Tj ET Q q 0 0 0 rg BT 145.73 158.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 163.23 158.10 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 183.23 158.10 Td ( ) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 50.50 102.60 90.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 140.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 144.50 102.60 55.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 199.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 203.50 102.60 40.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 243.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 247.50 102.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 294.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 298.50 102.60 47.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 345.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 349.50 102.60 50.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 399.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 403.50 102.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 445.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 449.50 102.60 42.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 491.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 495.50 102.60 45.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 540.50 102.60 4.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 544.50 102.60 52.00 -15.00 re f /GS0 gs 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 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511.05 678.48 Td (Quarter) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 665.32 Td () Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 354.90 665.43 Td (\(in thousands, except share data\)) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 651.43 Td (Year Ended December 31, 2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 651.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 637.32 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 637.32 Td (63,753) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 637.32 Td (64,712) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 637.32 Td (66,813) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 637.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 637.32 Td (70,204) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 623.32 Td (Gross Profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 623.32 Td (44,268) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 623.32 Td (46,013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 623.32 Td (49,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 623.32 Td (53,760) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 609.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 609.32 Td (20,499) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 609.32 Td (20,423) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 609.32 Td (21,968) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 609.32 Td (25,824) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 595.32 Td (Net income from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 595.32 Td (18,336) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 595.32 Td (19,036) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 595.32 Td (20,232) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 595.32 Td (21,929) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 581.32 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 567.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 567.32 Td (0.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 567.32 Td (0.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 567.32 Td (0.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 567.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 567.32 Td (0.65) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 553.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 553.32 Td (0.51) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 553.32 Td (0.54) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 553.32 Td (0.59) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 553.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 553.32 Td (0.65) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 539.43 Td (Year Ended December 31, 2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 539.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 525.32 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 525.32 Td (51,404) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 525.32 Td (51,476) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 525.32 Td (50,808) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 525.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 525.32 Td (60,633) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 511.32 Td (Gross Profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 511.32 Td (41,792) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 511.32 Td (41,512) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 511.32 Td (40,533) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 511.32 Td (43,096) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 497.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 497.32 Td (19,405) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 497.32 Td (17,461) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 497.32 Td (21,738) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 497.32 Td (21,068) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 483.32 Td (Net income from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 483.32 Td (15,417) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 483.32 Td (13,579) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 483.32 Td (18,015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 483.32 Td (16,547) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 469.32 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 455.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 455.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 455.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 455.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 455.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 455.32 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 441.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 441.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 441.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 441.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 441.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 441.32 Td (0.45) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 53.00 427.43 Td (Year Ended December 31, 2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 427.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 413.32 Td (Total revenues) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 413.32 Td (52,566) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 413.32 Td (51,004) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 413.32 Td (50,293) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 413.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 413.32 Td (50,847) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 399.32 Td (Gross Profit) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 399.32 Td (42,675) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 399.32 Td (40,646) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 399.32 Td (40,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 399.32 Td (40,761) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 385.32 Td (Operating income) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 385.32 Td (19,305) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 385.32 Td (19,294) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 385.32 Td (18,601) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 385.32 Td (17,806) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 371.32 Td (Net income from continuing operations) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.15 371.32 Td (17,344) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 392.15 371.32 Td (13,542) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.15 371.32 Td (13,143) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 530.15 371.32 Td (15,245) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 357.32 Td (Net income per common share:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 357.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 343.32 Td (Basic) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 343.32 Td (0.47) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 343.32 Td (0.36) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 343.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 343.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 343.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 329.32 Td (Diluted) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 292.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.15 329.32 Td (0.45) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 361.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.15 329.32 Td (0.35) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 471.15 329.32 Td (0.34) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 499.00 329.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 540.15 329.32 Td (0.40) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 301.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 301.25 Td (In some instances the sum of the quarterly basic and diluted net income per share amounts may not agree to the full ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 289.25 Td (year basic and diluted net income per share amounts reported on the Consolidated Statements of Income because of rounding.) Tj ET Q endstream endobj 173 0 obj <>] /Rotate 0 /Contents 174 0 R>> endobj 174 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (83) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 730.25 Td (19. ) Tj ET Q q 0 0 0 rg BT 87.49 730.25 Td (Minority ) Tj ET Q q 0 0 0 rg BT 128.32 730.25 Td (Business ) Tj ET Q q 0 0 0 rg BT 167.50 730.25 Td (Investment) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 706.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 706.25 Td (During ) Tj ET Q q 0 0 0 rg BT 116.66 706.25 Td (2012, ) Tj ET Q q 0 0 0 rg BT 141.49 706.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 162.71 706.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 199.46 706.25 Td (a ) Tj ET Q q 0 0 0 rg BT 206.23 706.25 Td (minority ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.01 706.25 Td (19.8%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 268.84 706.25 Td ( ) Tj ET Q q 0 0 0 rg BT 271.17 706.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 302.93 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 313.04 706.25 Td (CurePet, ) Tj ET Q q 0 0 0 rg BT 350.09 706.25 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 367.69 706.25 Td (\("CurePet"\) ) Tj ET Q q 0 0 0 rg BT 417.06 706.25 Td (for ) Tj ET Q q 0 0 0 rg BT 431.05 706.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 451.15 706.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 507.35 706.25 Td (in ) Tj ET Q q 0 0 0 rg BT 517.46 706.25 Td (the ) Tj ET Q q 0 0 0 rg BT 532.01 706.25 Td (amount ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 694.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 61.12 694.25 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 81.41 694.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.31 694.25 Td (. ) Tj ET Q q 0 0 0 rg BT 115.60 694.25 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 150.61 694.25 Td (was ) Tj ET Q q 0 0 0 rg BT 168.95 694.25 Td (a ) Tj ET Q q 0 0 0 rg BT 176.18 694.25 Td (developmental-stage ) Tj ET Q q 0 0 0 rg BT 261.72 694.25 Td (enterprise ) Tj ET Q q 0 0 0 rg BT 303.93 694.25 Td (that ) Tj ET Q q 0 0 0 rg BT 321.72 694.25 Td (completed ) Tj ET Q q 0 0 0 rg BT 366.16 694.25 Td (an ) Tj ET Q q 0 0 0 rg BT 378.39 694.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 419.50 694.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 460.05 694.25 Td (that ) Tj ET Q q 0 0 0 rg BT 477.83 694.25 Td (connects ) Tj ET Q q 0 0 0 rg BT 515.61 694.25 Td (pet ) Tj ET Q q 0 0 0 rg BT 530.62 694.25 Td (owners, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 682.25 Td (referring ) Tj ET Q q 0 0 0 rg BT 87.53 682.25 Td (veterinarians, ) Tj ET Q q 0 0 0 rg BT 144.22 682.25 Td (animal ) Tj ET Q q 0 0 0 rg BT 173.98 682.25 Td (hospitals, ) Tj ET Q q 0 0 0 rg BT 214.59 682.25 Td (academic ) Tj ET Q q 0 0 0 rg BT 254.89 682.25 Td (institutes, ) Tj ET Q q 0 0 0 rg BT 296.05 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 313.04 682.25 Td (suppliers ) Tj ET Q q 0 0 0 rg BT 351.70 682.25 Td (of ) Tj ET Q q 0 0 0 rg BT 362.59 682.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 396.79 682.25 Td (and ) Tj ET Q q 0 0 0 rg BT 413.78 682.25 Td (general ) Tj ET Q q 0 0 0 rg BT 445.75 682.25 Td (pet ) Tj ET Q q 0 0 0 rg BT 460.52 682.25 Td (supplies, ) Tj ET Q q 0 0 0 rg BT 498.35 682.25 Td (while ) Tj ET Q q 0 0 0 rg BT 523.12 682.25 Td (providing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 670.25 Td (a ) Tj ET Q q 0 0 0 rg BT 56.69 670.25 Td (wide ) Tj ET Q q 0 0 0 rg BT 78.39 670.25 Td (variety ) Tj ET Q q 0 0 0 rg BT 108.41 670.25 Td (of ) Tj ET Q q 0 0 0 rg BT 118.99 670.25 Td (services ) Tj ET Q q 0 0 0 rg BT 153.45 670.25 Td (related ) Tj ET Q q 0 0 0 rg BT 182.91 670.25 Td (to ) Tj ET Q q 0 0 0 rg BT 192.94 670.25 Td (pet ) Tj ET Q q 0 0 0 rg BT 207.41 670.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 247.98 670.25 Td (to ) Tj ET Q q 0 0 0 rg BT 258.02 670.25 Td (each ) Tj ET Q q 0 0 0 rg BT 278.59 670.25 Td (constituent ) Tj ET Q q 0 0 0 rg BT 324.72 670.25 Td (including ) Tj ET Q q 0 0 0 rg BT 364.75 670.25 Td (practice ) Tj ET Q q 0 0 0 rg BT 398.65 670.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 454.49 670.25 Td (electronic ) Tj ET Q q 0 0 0 rg BT 496.17 670.25 Td (medical ) Tj ET Q q 0 0 0 rg BT 530.07 670.25 Td (records, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.25 Td (and ) Tj ET Q q 0 0 0 rg BT 67.11 658.25 Td (billing. ) Tj ET Q q 0 0 0 rg BT 98.40 658.25 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 133.29 658.25 Td (had ) Tj ET Q q 0 0 0 rg BT 150.41 658.25 Td (previously ) Tj ET Q q 0 0 0 rg BT 195.30 658.25 Td (been ) Tj ET Q q 0 0 0 rg BT 216.85 658.25 Td (a ) Tj ET Q q 0 0 0 rg BT 223.96 658.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 263.29 658.25 Td (of ) Tj ET Q q 0 0 0 rg BT 274.30 658.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 298.36 658.25 Td (and ) Tj ET Q q 0 0 0 rg BT 315.47 658.25 Td (as ) Tj ET Q q 0 0 0 rg BT 326.48 658.25 Td (such ) Tj ET Q q 0 0 0 rg BT 347.48 658.25 Td (during ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 376.27 658.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 396.27 658.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.94 658.25 Td (the ) Tj ET Q q 0 0 0 rg BT 413.83 658.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 455.39 658.25 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 501.93 658.25 Td ($1.2 ) Tj ET Q q 0 0 0 rg BT 522.11 658.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.00 658.25 Td ( ) Tj ET Q q 0 0 0 rg BT 553.67 658.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 646.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 85.02 646.25 Td (from ) Tj ET Q q 0 0 0 rg BT 107.83 646.25 Td (CurePet. ) Tj ET Q q 0 0 0 rg BT 145.67 646.25 Td (The ) Tj ET Q q 0 0 0 rg BT 164.59 646.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 206.84 646.25 Td (accounted ) Tj ET Q q 0 0 0 rg BT 250.75 646.25 Td (for ) Tj ET Q q 0 0 0 rg BT 265.78 646.25 Td (its ) Tj ET Q q 0 0 0 rg BT 278.60 646.25 Td (minority ) Tj ET Q q 0 0 0 rg BT 316.41 646.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 363.66 646.25 Td (in ) Tj ET Q q 0 0 0 rg BT 374.81 646.25 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 410.40 646.25 Td (using ) Tj ET Q q 0 0 0 rg BT 435.44 646.25 Td (the ) Tj ET Q q 0 0 0 rg BT 451.03 646.25 Td (cost ) Tj ET Q q 0 0 0 rg BT 470.51 646.25 Td (method. ) Tj ET Q q 0 0 0 rg BT 506.37 646.25 Td (Based ) Tj ET Q q 0 0 0 rg BT 534.18 646.25 Td (on ) Tj ET Q q 0 0 0 rg BT 547.55 646.25 Td (this ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.25 Td (independent ) Tj ET Q q 0 0 0 rg BT 101.33 634.25 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 145.44 634.25 Td (it ) Tj ET Q q 0 0 0 rg BT 153.45 634.25 Td (was ) Tj ET Q q 0 0 0 rg BT 171.46 634.25 Td (concluded ) Tj ET Q q 0 0 0 rg BT 215.01 634.25 Td (that ) Tj ET Q q 0 0 0 rg BT 232.46 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 247.14 634.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 263.47 634.25 Td (value ) Tj ET Q q 0 0 0 rg BT 287.59 634.25 Td (of ) Tj ET Q q 0 0 0 rg BT 298.37 634.25 Td (this ) Tj ET Q q 0 0 0 rg BT 315.28 634.25 Td (minority ) Tj ET Q q 0 0 0 rg BT 352.18 634.25 Td (business ) Tj ET Q q 0 0 0 rg BT 388.53 634.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 434.87 634.25 Td (was ) Tj ET Q q 0 0 0 rg BT 452.88 634.25 Td (greater ) Tj ET Q q 0 0 0 rg BT 483.09 634.25 Td (than ) Tj ET Q q 0 0 0 rg BT 502.76 634.25 Td (the ) Tj ET Q q 0 0 0 rg BT 517.44 634.25 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 622.25 Td (carrying ) Tj ET Q q 0 0 0 rg BT 85.92 622.25 Td (value ) Tj ET Q q 0 0 0 rg BT 110.17 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 121.10 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 135.92 622.25 Td (investment, ) Tj ET Q q 0 0 0 rg BT 184.90 622.25 Td (and ) Tj ET Q q 0 0 0 rg BT 201.94 622.25 Td (therefore ) Tj ET Q q 0 0 0 rg BT 240.62 622.25 Td (the ) Tj ET Q q 0 0 0 rg BT 255.44 622.25 Td (investment ) Tj ET Q q 0 0 0 rg BT 301.92 622.25 Td (was ) Tj ET Q q 0 0 0 rg BT 320.07 622.25 Td (not ) Tj ET Q q 0 0 0 rg BT 335.45 622.25 Td (impaired ) Tj ET Q q 0 0 0 rg BT 373.59 622.25 Td (as ) Tj ET Q q 0 0 0 rg BT 384.52 622.25 Td (of ) Tj ET Q q 0 0 0 rg BT 395.45 622.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 454.14 622.25 Td (2013. ) Tj ET Q q 0 0 0 rg BT 478.66 622.25 Td (As ) Tj ET Q q 0 0 0 rg BT 492.38 622.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 532.19 622.25 Td (in ) Tj ET Q q 0 0 0 rg BT 542.57 622.25 Td (Note ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.25 Td (3 ) Tj ET Q q 0 0 0 rg BT 56.84 610.25 Td ("Business ) Tj ET Q q 0 0 0 rg BT 97.92 610.25 Td (Acquisitions", ) Tj ET Q q 0 0 0 rg BT 156.91 610.25 Td (ef) Tj ET Q q 0 0 0 rg BT 164.49 610.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 193.54 610.25 Td (January ) Tj ET Q q 0 0 0 rg BT 226.48 610.25 Td (27, ) Tj ET Q q 0 0 0 rg BT 240.82 610.25 Td (2014, ) Tj ET Q q 0 0 0 rg BT 265.17 610.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 285.90 610.25 Td (acquired ) Tj ET Q q 0 0 0 rg BT 322.16 610.25 Td (the ) Tj ET Q q 0 0 0 rg BT 336.22 610.25 Td (entire ) Tj ET Q q 0 0 0 rg BT 360.83 610.25 Td (business ) Tj ET Q q 0 0 0 rg BT 396.57 610.25 Td (of ) Tj ET Q q 0 0 0 rg BT 406.74 610.25 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 440.80 610.25 Td (in ) Tj ET Q q 0 0 0 rg BT 450.42 610.25 Td (an ) Tj ET Q q 0 0 0 rg BT 461.70 610.25 Td (asset ) Tj ET Q q 0 0 0 rg BT 482.98 610.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 520.36 610.25 Td (agreement ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.25 Td (with ) Tj ET Q q 0 0 0 rg BT 70.16 598.25 Td (the ) Tj ET Q q 0 0 0 rg BT 84.76 598.25 Td (total ) Tj ET Q q 0 0 0 rg BT 104.92 598.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 142.84 598.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 199.10 598.25 Td (being ) Tj ET Q q 0 0 0 rg BT 223.70 598.25 Td (in ) Tj ET Q q 0 0 0 rg BT 233.86 598.25 Td (the ) Tj ET Q q 0 0 0 rg BT 248.46 598.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 280.84 598.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 291.56 598.25 Td ($6.35 ) Tj ET Q q 0 0 0 rg BT 316.44 598.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.33 598.25 Td ( ) Tj ET Q q 0 0 0 rg BT 347.72 598.25 Td (of ) Tj ET Q q 0 0 0 rg BT 358.43 598.25 Td (which ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 385.25 598.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 405.14 598.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 434.03 598.25 Td ( ) Tj ET Q q 0 0 0 rg BT 436.42 598.25 Td (pertains ) Tj ET Q q 0 0 0 rg BT 470.45 598.25 Td (to ) Tj ET Q q 0 0 0 rg BT 480.62 598.25 Td (a ) Tj ET Q q 0 0 0 rg BT 487.44 598.25 Td (contingent ) Tj ET Q q 0 0 0 rg BT 532.04 598.25 Td (earnout ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 82.64 586.25 Td (based ) Tj ET Q q 0 0 0 rg BT 106.95 586.25 Td (on ) Tj ET Q q 0 0 0 rg BT 118.48 586.25 Td (earned ) Tj ET Q q 0 0 0 rg BT 146.67 586.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 183.74 586.25 Td (over ) Tj ET Q q 0 0 0 rg BT 203.04 586.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.79 586.25 Td (subsequent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 262.77 586.25 Td (thirty-six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 299.43 586.25 Td ( ) Tj ET Q q 0 0 0 rg BT 300.97 586.25 Td (month ) Tj ET Q q 0 0 0 rg BT 328.06 586.25 Td (period ) Tj ET Q q 0 0 0 rg BT 355.14 586.25 Td (following ) Tj ET Q q 0 0 0 rg BT 395.57 586.25 Td (the ) Tj ET Q q 0 0 0 rg BT 409.32 586.25 Td (date ) Tj ET Q q 0 0 0 rg BT 427.51 586.25 Td (of ) Tj ET Q q 0 0 0 rg BT 437.38 586.25 Td (the ) Tj ET Q q 0 0 0 rg BT 451.13 586.25 Td (acquisition. ) Tj ET Q q 0 0 0 rg BT 499.05 586.25 Td ( ) Tj ET Q q 0 0 0 rg BT 500.47 586.25 Td (This ) Tj ET Q q 0 0 0 rg BT 519.78 586.25 Td (contingent ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.25 Td (earnout ) Tj ET Q q 0 0 0 rg BT 82.67 574.25 Td (liability ) Tj ET Q q 0 0 0 rg BT 116.46 574.25 Td (is ) Tj ET Q q 0 0 0 rg BT 125.81 574.25 Td (estimated ) Tj ET Q q 0 0 0 rg BT 166.82 574.25 Td (to ) Tj ET Q q 0 0 0 rg BT 177.28 574.25 Td (have ) Tj ET Q q 0 0 0 rg BT 198.84 574.25 Td (a ) Tj ET Q q 0 0 0 rg BT 205.96 574.25 Td (fair ) Tj ET Q q 0 0 0 rg BT 222.52 574.25 Td (value ) Tj ET Q q 0 0 0 rg BT 246.86 574.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 257.87 574.25 Td (zero) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 275.08 574.25 Td ( ) Tj ET Q q 0 0 0 rg BT 277.76 574.25 Td (at ) Tj ET Q q 0 0 0 rg BT 287.66 574.25 Td (December ) Tj ET Q q 0 0 0 rg BT 331.43 574.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 346.61 574.25 Td (2015. ) Tj ET Q q 0 0 0 rg BT 371.79 574.25 Td (During ) Tj ET Q q 0 0 0 rg BT 402.81 574.25 Td (the ) Tj ET Q q 0 0 0 rg BT 417.71 574.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 447.05 574.25 Td (months ) Tj ET Q q 0 0 0 rg BT 479.18 574.25 Td (ended ) Tj ET Q q 0 0 0 rg BT 505.74 574.25 Td (December ) Tj ET Q q 0 0 0 rg BT 549.50 574.25 Td (31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 71.52 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 85.25 562.25 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 118.98 562.25 Td (business ) Tj ET Q q 0 0 0 rg BT 154.39 562.25 Td (generated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 194.76 562.25 Td ($324 ) Tj ET Q q 0 0 0 rg BT 216.28 562.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 252.39 562.25 Td ( ) Tj ET Q q 0 0 0 rg BT 253.90 562.25 Td (of ) Tj ET Q q 0 0 0 rg BT 263.75 562.25 Td (revenue, ) Tj ET Q q 0 0 0 rg BT 299.41 562.25 Td (which ) Tj ET Q q 0 0 0 rg BT 325.36 562.25 Td (is ) Tj ET Q q 0 0 0 rg BT 333.55 562.25 Td (included ) Tj ET Q q 0 0 0 rg BT 369.50 562.25 Td (in ) Tj ET Q q 0 0 0 rg BT 378.79 562.25 Td (the ) Tj ET Q q 0 0 0 rg BT 392.52 562.25 Td (Company) Tj ET Q q 0 0 0 rg BT 434.19 562.25 Td (s ) Tj ET Q q 0 0 0 rg BT 439.59 562.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 491.65 562.25 Td (revenues ) Tj ET Q q 0 0 0 rg BT 528.70 562.25 Td (reported ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 550.25 Td (for ) Tj ET Q q 0 0 0 rg BT 63.71 550.25 Td (that ) Tj ET Q q 0 0 0 rg BT 80.75 550.25 Td (the ) Tj ET Q q 0 0 0 rg BT 95.02 550.25 Td (same ) Tj ET Q q 0 0 0 rg BT 117.62 550.25 Td (period. ) Tj ET Q q 0 0 0 rg BT 147.71 550.25 Td ( ) Tj ET Q q 0 0 0 rg BT 149.31 550.25 Td (As ) Tj ET Q q 0 0 0 rg BT 162.48 550.25 Td (is ) Tj ET Q q 0 0 0 rg BT 171.19 550.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 210.46 550.25 Td (in ) Tj ET Q q 0 0 0 rg BT 220.29 550.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 241.78 550.25 Td (21 ) Tj ET Q q 0 0 0 rg BT 253.83 550.25 Td ("Investment ) Tj ET Q q 0 0 0 rg BT 304.39 550.25 Td (in ) Tj ET Q q 0 0 0 rg BT 314.22 550.25 Td (Joint ) Tj ET Q q 0 0 0 rg BT 335.57 550.25 Td (V) Tj ET Q q 0 0 0 rg BT 341.68 550.25 Td (enture", ) Tj ET Q q 0 0 0 rg BT 375.30 550.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 396.24 550.25 Td (contributed ) Tj ET Q q 0 0 0 rg BT 443.83 550.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 473.08 550.25 Td (portions ) Tj ET Q q 0 0 0 rg BT 507.91 550.25 Td (of ) Tj ET Q q 0 0 0 rg BT 518.29 550.25 Td (its ) Tj ET Q q 0 0 0 rg BT 529.79 550.25 Td (CurePet ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 538.25 Td (investment, ) Tj ET Q q 0 0 0 rg BT 98.90 538.25 Td (valued ) Tj ET Q q 0 0 0 rg BT 128.08 538.25 Td (by ) Tj ET Q q 0 0 0 rg BT 140.60 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 155.34 538.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 176.75 538.25 Td (Health ) Tj ET Q q 0 0 0 rg BT 205.92 538.25 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 248.73 538.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 270.14 538.25 Td (joint ) Tj ET Q q 0 0 0 rg BT 290.99 538.25 Td (venture ) Tj ET Q q 0 0 0 rg BT 323.50 538.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 333.24 538.25 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 353.26 538.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 382.15 538.25 Td (, ) Tj ET Q q 0 0 0 rg BT 387.17 538.25 Td (for ) Tj ET Q q 0 0 0 rg BT 401.35 538.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 413.32 538.25 Td (40%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.65 538.25 Td ( ) Tj ET Q q 0 0 0 rg BT 434.17 538.25 Td (membership ) Tj ET Q q 0 0 0 rg BT 486.13 538.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 518.08 538.25 Td (in ) Tj ET Q q 0 0 0 rg BT 528.38 538.25 Td (the ) Tj ET Q q 0 0 0 rg BT 543.12 538.25 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 526.25 Td (Health ) Tj ET Q q 0 0 0 rg BT 79.16 526.25 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 121.94 526.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 143.33 526.25 Td (joint ) Tj ET Q q 0 0 0 rg BT 164.17 526.25 Td (venture.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 490.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 490.25 Td (20. ) Tj ET Q q 0 0 0 rg BT 87.31 490.25 Td (T) Tj ET Q q 0 0 0 rg BT 93.06 490.25 Td (emporary ) Tj ET Q q 0 0 0 rg BT 137.77 490.25 Td (Equity) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 466.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 466.25 Td (The ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 103.81 466.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 123.58 466.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 152.47 466.25 Td ( ) Tj ET Q q 0 0 0 rg BT 154.73 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.33 466.25 Td (temporary ) Tj ET Q q 0 0 0 rg BT 208.69 466.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 235.95 466.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 271.53 466.25 Td (on ) Tj ET Q q 0 0 0 rg BT 283.79 466.25 Td (the ) Tj ET Q q 0 0 0 rg BT 298.27 466.25 Td (Company's ) Tj ET Q q 0 0 0 rg BT 345.12 466.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 397.92 466.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 430.72 466.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 453.53 466.25 Td (as ) Tj ET Q q 0 0 0 rg BT 464.13 466.25 Td (of ) Tj ET Q q 0 0 0 rg BT 474.72 466.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 533.07 466.25 Td (2013 ) Tj ET Q q 0 0 0 rg BT 555.33 466.25 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.25 Td (in ) Tj ET Q q 0 0 0 rg BT 60.10 454.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 106.30 454.25 Td (with ) Tj ET Q q 0 0 0 rg BT 126.41 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 140.95 454.25 Td (June ) Tj ET Q q 0 0 0 rg BT 161.61 454.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 171.44 454.25 Td (2012 ) Tj ET Q q 0 0 0 rg BT 193.76 454.25 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 239.97 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 250.63 454.25 Td (PlanetSoft. ) Tj ET Q q 0 0 0 rg BT 296.61 454.25 Td (As ) Tj ET Q q 0 0 0 rg BT 310.05 454.25 Td (part ) Tj ET Q q 0 0 0 rg BT 327.92 454.25 Td (of ) Tj ET Q q 0 0 0 rg BT 338.58 454.25 Td (the ) Tj ET Q q 0 0 0 rg BT 353.12 454.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 409.32 454.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 428.86 454.25 Td (for ) Tj ET Q q 0 0 0 rg BT 442.85 454.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 486.84 454.25 Td (in ) Tj ET Q q 0 0 0 rg BT 496.94 454.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 544.23 454.25 Td (with ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.25 Td (terms ) Tj ET Q q 0 0 0 rg BT 73.98 442.25 Td (of ) Tj ET Q q 0 0 0 rg BT 84.08 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 98.06 442.25 Td (mer) Tj ET Q q 0 0 0 rg BT 113.43 442.25 Td (ger ) Tj ET Q q 0 0 0 rg BT 127.96 442.25 Td (agreement ) Tj ET Q q 0 0 0 rg BT 171.37 442.25 Td (the ) Tj ET Q q 0 0 0 rg BT 185.36 442.25 Td (former ) Tj ET Q q 0 0 0 rg BT 214.33 442.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 257.76 442.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 310.06 442.25 Td (received ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 345.69 442.25 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.19 442.25 Td ( ) Tj ET Q q 0 0 0 rg BT 379.96 442.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 406.72 442.25 Td (of ) Tj ET Q q 0 0 0 rg BT 416.81 442.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 437.47 442.25 Td (common ) Tj ET Q q 0 0 0 rg BT 474.23 442.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 497.10 442.25 Td (valued ) Tj ET Q q 0 0 0 rg BT 525.53 442.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 534.51 442.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 562.01 442.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.25 Td (per ) Tj ET Q q 0 0 0 rg BT 64.53 430.25 Td (share ) Tj ET Q q 0 0 0 rg BT 87.40 430.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 97.49 430.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 116.75 430.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.65 430.25 Td ( ) Tj ET Q q 0 0 0 rg BT 147.41 430.25 Td (in ) Tj ET Q q 0 0 0 rg BT 156.95 430.25 Td (the ) Tj ET Q q 0 0 0 rg BT 170.93 430.25 Td (aggregate. ) Tj ET Q q 0 0 0 rg BT 214.06 430.25 Td (In ) Tj ET Q q 0 0 0 rg BT 224.15 430.25 Td (regards ) Tj ET Q q 0 0 0 rg BT 255.35 430.25 Td (to ) Tj ET Q q 0 0 0 rg BT 264.89 430.25 Td (these ) Tj ET Q q 0 0 0 rg BT 287.20 430.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 313.95 430.25 Td (of ) Tj ET Q q 0 0 0 rg BT 324.05 430.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 344.70 430.25 Td (common ) Tj ET Q q 0 0 0 rg BT 381.46 430.25 Td (stock, ) Tj ET Q q 0 0 0 rg BT 406.83 430.25 Td (and ) Tj ET Q q 0 0 0 rg BT 423.03 430.25 Td (as ) Tj ET Q q 0 0 0 rg BT 433.13 430.25 Td (discussed ) Tj ET Q q 0 0 0 rg BT 473.22 430.25 Td (in ) Tj ET Q q 0 0 0 rg BT 482.77 430.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 503.97 430.25 Td (10 ) Tj ET Q q 0 0 0 rg BT 515.73 430.25 Td ("Derivative ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.25 Td (Instruments," ) Tj ET Q q 0 0 0 rg BT 106.69 418.25 Td (the ) Tj ET Q q 0 0 0 rg BT 121.79 418.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 163.56 418.25 Td (issued ) Tj ET Q q 0 0 0 rg BT 191.45 418.25 Td (a ) Tj ET Q q 0 0 0 rg BT 198.78 418.25 Td (put ) Tj ET Q q 0 0 0 rg BT 214.44 418.25 Td (option ) Tj ET Q q 0 0 0 rg BT 242.89 418.25 Td (to ) Tj ET Q q 0 0 0 rg BT 253.55 418.25 Td (PlanetSoft's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 303.80 418.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.78 418.25 Td ( ) Tj ET Q q 0 0 0 rg BT 326.67 418.25 Td (shareholders. ) Tj ET Q q 0 0 0 rg BT 382.39 418.25 Td (The ) Tj ET Q q 0 0 0 rg BT 400.82 418.25 Td (put ) Tj ET Q q 0 0 0 rg BT 416.48 418.25 Td (option, ) Tj ET Q q 0 0 0 rg BT 447.43 418.25 Td (which ) Tj ET Q q 0 0 0 rg BT 474.75 418.25 Td (expired ) Tj ET Q q 0 0 0 rg BT 507.63 418.25 Td (in ) Tj ET Q q 0 0 0 rg BT 518.29 418.25 Td (June ) Tj ET Q q 0 0 0 rg BT 539.51 418.25 Td (2014, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.25 Td (was ) Tj ET Q q 0 0 0 rg BT 68.71 406.25 Td (exercisable ) Tj ET Q q 0 0 0 rg BT 116.85 406.25 Td (during ) Tj ET Q q 0 0 0 rg BT 146.12 406.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 161.49 406.25 Td (thirty) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 183.16 406.25 Td (-day ) Tj ET Q q 0 0 0 rg BT 204.09 406.25 Td (period ) Tj ET Q q 0 0 0 rg BT 232.80 406.25 Td (immediately ) Tj ET Q q 0 0 0 rg BT 285.94 406.25 Td (following ) Tj ET Q q 0 0 0 rg BT 327.99 406.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.37 406.25 Td (two) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 358.37 406.25 Td (-year ) Tj ET Q q 0 0 0 rg BT 382.07 406.25 Td (anniversary ) Tj ET Q q 0 0 0 rg BT 431.88 406.25 Td (date ) Tj ET Q q 0 0 0 rg BT 451.69 406.25 Td (of ) Tj ET Q q 0 0 0 rg BT 463.19 406.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.56 406.25 Td (business ) Tj ET Q q 0 0 0 rg BT 515.62 406.25 Td (acquisition, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.70 394.25 Td (if ) Tj ET Q q 0 0 0 rg BT 85.06 394.25 Td (exercised ) Tj ET Q q 0 0 0 rg BT 125.08 394.25 Td (would ) Tj ET Q q 0 0 0 rg BT 152.33 394.25 Td (have ) Tj ET Q q 0 0 0 rg BT 173.47 394.25 Td (enabled ) Tj ET Q q 0 0 0 rg BT 206.82 394.25 Td (them ) Tj ET Q q 0 0 0 rg BT 229.07 394.25 Td (to ) Tj ET Q q 0 0 0 rg BT 239.11 394.25 Td (sell ) Tj ET Q q 0 0 0 rg BT 255.26 394.25 Td (the ) Tj ET Q q 0 0 0 rg BT 269.73 394.25 Td (underlying ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 315.31 394.25 Td (296,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 347.81 394.25 Td ( ) Tj ET Q q 0 0 0 rg BT 350.07 394.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 377.32 394.25 Td (of ) Tj ET Q q 0 0 0 rg BT 387.91 394.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 409.06 394.25 Td (common ) Tj ET Q q 0 0 0 rg BT 446.31 394.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 469.68 394.25 Td (they ) Tj ET Q q 0 0 0 rg BT 489.15 394.25 Td (received ) Tj ET Q q 0 0 0 rg BT 525.27 394.25 Td (as ) Tj ET Q q 0 0 0 rg BT 535.86 394.25 Td (part ) Tj ET Q q 0 0 0 rg BT 553.66 394.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.56 382.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 102.45 382.25 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 161.17 382.25 Td (back ) Tj ET Q q 0 0 0 rg BT 182.39 382.25 Td (to ) Tj ET Q q 0 0 0 rg BT 192.52 382.25 Td (the ) Tj ET Q q 0 0 0 rg BT 207.08 382.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 248.32 382.25 Td (at ) Tj ET Q q 0 0 0 rg BT 257.88 382.25 Td (a ) Tj ET Q q 0 0 0 rg BT 264.67 382.25 Td (price ) Tj ET Q q 0 0 0 rg BT 287.00 382.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 297.68 382.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 325.18 382.25 Td ( ) Tj ET Q q 0 0 0 rg BT 327.53 382.25 Td (per ) Tj ET Q q 0 0 0 rg BT 342.64 382.25 Td (share. ) Tj ET Q q 0 0 0 rg BT 368.07 382.25 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 420.40 382.25 Td (and ) Tj ET Q q 0 0 0 rg BT 437.19 382.25 Td (in ) Tj ET Q q 0 0 0 rg BT 447.32 382.25 Td (compliance ) Tj ET Q q 0 0 0 rg BT 495.75 382.25 Td (with ) Tj ET Q q 0 0 0 rg BT 515.36 382.25 Td (Accounting ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 370.25 Td (Standards ) Tj ET Q q 0 0 0 rg BT 91.92 370.25 Td (Codification ) Tj ET Q q 0 0 0 rg BT 144.38 370.25 Td (\("ASC"\) ) Tj ET Q q 0 0 0 rg BT 181.14 370.25 Td (480 ) Tj ET Q q 0 0 0 rg BT 198.62 370.25 Td ("Accounting ) Tj ET Q q 0 0 0 rg BT 251.83 370.25 Td (for ) Tj ET Q q 0 0 0 rg BT 265.97 370.25 Td (Redeemable ) Tj ET Q q 0 0 0 rg BT 317.87 370.25 Td (Equity ) Tj ET Q q 0 0 0 rg BT 347.01 370.25 Td (Instruments," ) Tj ET Q q 0 0 0 rg BT 403.29 370.25 Td (in ) Tj ET Q q 0 0 0 rg BT 413.54 370.25 Td (that ) Tj ET Q q 0 0 0 rg BT 431.02 370.25 Td (the ) Tj ET Q q 0 0 0 rg BT 445.71 370.25 Td (common ) Tj ET Q q 0 0 0 rg BT 483.19 370.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 506.77 370.25 Td (is ) Tj ET Q q 0 0 0 rg BT 515.92 370.25 Td (redeemable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 358.25 Td (for ) Tj ET Q q 0 0 0 rg BT 64.71 358.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 85.54 358.25 Td (at ) Tj ET Q q 0 0 0 rg BT 95.81 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.08 358.25 Td (option ) Tj ET Q q 0 0 0 rg BT 139.69 358.25 Td (of ) Tj ET Q q 0 0 0 rg BT 151.07 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 166.35 358.25 Td (holders, ) Tj ET Q q 0 0 0 rg BT 201.34 358.25 Td (and ) Tj ET Q q 0 0 0 rg BT 218.83 358.25 Td (not ) Tj ET Q q 0 0 0 rg BT 234.66 358.25 Td (within ) Tj ET Q q 0 0 0 rg BT 263.27 358.25 Td (control ) Tj ET Q q 0 0 0 rg BT 294.65 358.25 Td (of ) Tj ET Q q 0 0 0 rg BT 306.04 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 321.31 358.25 Td (Company) Tj ET Q q 0 0 0 rg BT 359.55 358.25 Td (, ) Tj ET Q q 0 0 0 rg BT 365.10 358.25 Td (it ) Tj ET Q q 0 0 0 rg BT 373.71 358.25 Td (is ) Tj ET Q q 0 0 0 rg BT 383.44 358.25 Td (presented ) Tj ET Q q 0 0 0 rg BT 424.80 358.25 Td (outside ) Tj ET Q q 0 0 0 rg BT 456.75 358.25 Td (of ) Tj ET Q q 0 0 0 rg BT 468.13 358.25 Td (the ) Tj ET Q q 0 0 0 rg BT 483.40 358.25 Td (stockholders ) Tj ET Q q 0 0 0 rg BT 537.00 358.25 Td (equity ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 346.25 Td (section ) Tj ET Q q 0 0 0 rg BT 81.65 346.25 Td (of ) Tj ET Q q 0 0 0 rg BT 93.31 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 108.85 346.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 162.71 346.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 196.57 346.25 Td (sheet, ) Tj ET Q q 0 0 0 rg BT 222.94 346.25 Td (and ) Tj ET Q q 0 0 0 rg BT 240.71 346.25 Td (shown ) Tj ET Q q 0 0 0 rg BT 270.15 346.25 Td (as ) Tj ET Q q 0 0 0 rg BT 281.80 346.25 Td (a ) Tj ET Q q 0 0 0 rg BT 289.57 346.25 Td (separate ) Tj ET Q q 0 0 0 rg BT 325.64 346.25 Td (line ) Tj ET Q q 0 0 0 rg BT 343.96 346.25 Td (referred ) Tj ET Q q 0 0 0 rg BT 378.93 346.25 Td (to ) Tj ET Q q 0 0 0 rg BT 390.03 346.25 Td (as ) Tj ET Q q 0 0 0 rg BT 401.68 346.25 Td ("temporary ) Tj ET Q q 0 0 0 rg BT 450.19 346.25 Td (equity" ) Tj ET Q q 0 0 0 rg BT 482.59 346.25 Td (on ) Tj ET Q q 0 0 0 rg BT 495.91 346.25 Td (the ) Tj ET Q q 0 0 0 rg BT 511.46 346.25 Td (consolidated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 334.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 83.85 334.25 Td (sheet ) Tj ET Q q 0 0 0 rg BT 107.72 334.25 Td (appearing ) Tj ET Q q 0 0 0 rg BT 150.47 334.25 Td (after ) Tj ET Q q 0 0 0 rg BT 172.11 334.25 Td (liabilities, ) Tj ET Q q 0 0 0 rg BT 215.15 334.25 Td (and ) Tj ET Q q 0 0 0 rg BT 232.91 334.25 Td (before ) Tj ET Q q 0 0 0 rg BT 261.77 334.25 Td (the ) Tj ET Q q 0 0 0 rg BT 277.31 334.25 Td (stockholders' ) Tj ET Q q 0 0 0 rg BT 332.98 334.25 Td (equity ) Tj ET Q q 0 0 0 rg BT 361.30 334.25 Td (section. ) Tj ET Q q 0 0 0 rg BT 395.45 334.25 Td ( ) Tj ET Q q 0 0 0 rg BT 398.77 334.25 Td (In ) Tj ET Q q 0 0 0 rg BT 410.42 334.25 Td (July ) Tj ET Q q 0 0 0 rg BT 430.42 334.25 Td (2014 ) Tj ET Q q 0 0 0 rg BT 453.74 334.25 Td (the ) Tj ET Q q 0 0 0 rg BT 469.28 334.25 Td (former ) Tj ET Q q 0 0 0 rg BT 499.81 334.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 553.67 334.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 93.79 322.25 Td (elected ) Tj ET Q q 0 0 0 rg BT 124.22 322.25 Td (to ) Tj ET Q q 0 0 0 rg BT 134.12 322.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 168.99 322.25 Td (their ) Tj ET Q q 0 0 0 rg BT 189.44 322.25 Td (put ) Tj ET Q q 0 0 0 rg BT 204.33 322.25 Td (option ) Tj ET Q q 0 0 0 rg BT 232.01 322.25 Td (rights ) Tj ET Q q 0 0 0 rg BT 256.91 322.25 Td (with ) Tj ET Q q 0 0 0 rg BT 276.81 322.25 Td (respect ) Tj ET Q q 0 0 0 rg BT 307.25 322.25 Td (to ) Tj ET Q q 0 0 0 rg BT 317.15 322.25 Td (the ) Tj ET Q q 0 0 0 rg BT 331.48 322.25 Td (remaining ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.15 322.25 Td (209,656) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 406.65 322.25 Td ( ) Tj ET Q q 0 0 0 rg BT 408.77 322.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 435.88 322.25 Td (of ) Tj ET Q q 0 0 0 rg BT 446.33 322.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 467.33 322.25 Td (common ) Tj ET Q q 0 0 0 rg BT 504.45 322.25 Td (stock ) Tj ET Q q 0 0 0 rg BT 527.68 322.25 Td (they ) Tj ET Q q 0 0 0 rg BT 547.02 322.25 Td (still ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.25 Td (held. ) Tj ET Q q 0 0 0 rg BT 72.21 310.25 Td ( ) Tj ET Q q 0 0 0 rg BT 74.16 310.25 Td (Accordingly ) Tj ET Q q 0 0 0 rg BT 126.64 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 141.36 310.25 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 194.39 310.25 Td (have ) Tj ET Q q 0 0 0 rg BT 215.77 310.25 Td (since ) Tj ET Q q 0 0 0 rg BT 238.81 310.25 Td (put ) Tj ET Q q 0 0 0 rg BT 254.09 310.25 Td (those ) Tj ET Q q 0 0 0 rg BT 277.69 310.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 305.18 310.25 Td (back ) Tj ET Q q 0 0 0 rg BT 326.56 310.25 Td (to ) Tj ET Q q 0 0 0 rg BT 336.83 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 351.55 310.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 392.93 310.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 402.64 310.25 Td ($16.86) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 430.14 310.25 Td ( ) Tj ET Q q 0 0 0 rg BT 432.64 310.25 Td (per ) Tj ET Q q 0 0 0 rg BT 447.91 310.25 Td (share ) Tj ET Q q 0 0 0 rg BT 471.50 310.25 Td (plus ) Tj ET Q q 0 0 0 rg BT 490.67 310.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 522.60 310.25 Td (at ) Tj ET Q q 0 0 0 rg BT 532.32 310.25 Td (the ) Tj ET Q q 0 0 0 rg BT 547.03 310.25 Td (rate ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 60.99 298.25 Td (20%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 79.32 298.25 Td ( ) Tj ET Q q 0 0 0 rg BT 81.98 298.25 Td (for ) Tj ET Q q 0 0 0 rg BT 96.30 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 111.18 298.25 Td (period ) Tj ET Q q 0 0 0 rg BT 139.38 298.25 Td (after ) Tj ET Q q 0 0 0 rg BT 160.36 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 175.24 298.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 210.65 298.25 Td (until ) Tj ET Q q 0 0 0 rg BT 231.65 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 246.52 298.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 266.95 298.25 Td (consideration ) Tj ET Q q 0 0 0 rg BT 323.48 298.25 Td (was ) Tj ET Q q 0 0 0 rg BT 341.70 298.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 361.57 298.25 Td (by ) Tj ET Q q 0 0 0 rg BT 374.23 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 389.11 298.25 Td (Company) Tj ET Q q 0 0 0 rg BT 427.35 298.25 Td (, ) Tj ET Q q 0 0 0 rg BT 432.51 298.25 Td (as ) Tj ET Q q 0 0 0 rg BT 443.50 298.25 Td (per ) Tj ET Q q 0 0 0 rg BT 458.93 298.25 Td (the ) Tj ET Q q 0 0 0 rg BT 473.80 298.25 Td (PlanetSoft ) Tj ET Q q 0 0 0 rg BT 518.13 298.25 Td (acquisition ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.25 Td (agreement. ) Tj ET Q q 0 0 0 rg BT 96.88 286.25 Td (The ) Tj ET Q q 0 0 0 rg BT 115.38 286.25 Td (total ) Tj ET Q q 0 0 0 rg BT 136.11 286.25 Td (consideration, ) Tj ET Q q 0 0 0 rg BT 195.44 286.25 Td (which ) Tj ET Q q 0 0 0 rg BT 222.84 286.25 Td (included ) Tj ET Q q 0 0 0 rg BT 260.22 286.25 Td (interest, ) Tj ET Q q 0 0 0 rg BT 295.11 286.25 Td (paid ) Tj ET Q q 0 0 0 rg BT 315.29 286.25 Td (by ) Tj ET Q q 0 0 0 rg BT 328.24 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 343.41 286.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 385.26 286.25 Td (in ) Tj ET Q q 0 0 0 rg BT 395.99 286.25 Td (connection ) Tj ET Q q 0 0 0 rg BT 442.82 286.25 Td (with ) Tj ET Q q 0 0 0 rg BT 463.55 286.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.72 286.25 Td (exercise ) Tj ET Q q 0 0 0 rg BT 514.43 286.25 Td (of ) Tj ET Q q 0 0 0 rg BT 525.72 286.25 Td (these ) Tj ET Q q 0 0 0 rg BT 549.22 286.25 Td (put ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.25 Td (options ) Tj ET Q q 0 0 0 rg BT 81.95 274.25 Td (was ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 100.00 274.25 Td ($3.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 117.50 274.25 Td ( ) Tj ET Q q 0 0 0 rg BT 120.00 274.25 Td (million.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 238.25 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 238.25 Td (21. ) Tj ET Q q 0 0 0 rg BT 87.49 238.25 Td (Investment ) Tj ET Q q 0 0 0 rg BT 137.76 238.25 Td (in ) Tj ET Q q 0 0 0 rg BT 148.60 238.25 Td (Joint ) Tj ET Q q 0 0 0 rg BT 172.59 238.25 Td (V) Tj ET Q q 0 0 0 rg BT 178.90 238.25 Td (entur) Tj ET Q q 0 0 0 rg BT 202.05 238.25 Td (e) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 214.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 214.25 Td (Ef) Tj ET Q q 0 0 0 rg BT 95.26 214.25 Td (fective ) Tj ET Q q 0 0 0 rg BT 124.87 214.25 Td (September ) Tj ET Q q 0 0 0 rg BT 170.05 214.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 179.97 214.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 202.38 214.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 223.68 214.25 Td (and ) Tj ET Q q 0 0 0 rg BT 240.54 214.25 Td (Independence ) Tj ET Q q 0 0 0 rg BT 298.47 214.25 Td (Holdings ) Tj ET Q q 0 0 0 rg BT 337.56 214.25 Td (Corporation ) Tj ET Q q 0 0 0 rg BT 388.30 214.25 Td (\("IHC"\) ) Tj ET Q q 0 0 0 rg BT 422.76 214.25 Td (formed ) Tj ET Q q 0 0 0 rg BT 454.05 214.25 Td (a ) Tj ET Q q 0 0 0 rg BT 460.90 214.25 Td (joint ) Tj ET Q q 0 0 0 rg BT 481.65 214.25 Td (venture ) Tj ET Q q 0 0 0 rg BT 514.05 214.25 Td (named ) Tj ET Q q 0 0 0 rg BT 543.12 214.25 Td (Ebix) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 202.25 Td (Health ) Tj ET Q q 0 0 0 rg BT 78.37 202.25 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 120.36 202.25 Td (LLC ) Tj ET Q q 0 0 0 rg BT 140.96 202.25 Td (\("EbixHealth ) Tj ET Q q 0 0 0 rg BT 195.63 202.25 Td (JV"\). ) Tj ET Q q 0 0 0 rg BT 218.24 202.25 Td (This ) Tj ET Q q 0 0 0 rg BT 237.73 202.25 Td (joint ) Tj ET Q q 0 0 0 rg BT 257.77 202.25 Td (venture ) Tj ET Q q 0 0 0 rg BT 289.47 202.25 Td (was ) Tj ET Q q 0 0 0 rg BT 306.73 202.25 Td (established ) Tj ET Q q 0 0 0 rg BT 352.87 202.25 Td (to ) Tj ET Q q 0 0 0 rg BT 362.36 202.25 Td (promote ) Tj ET Q q 0 0 0 rg BT 397.40 202.25 Td (and ) Tj ET Q q 0 0 0 rg BT 413.55 202.25 Td (market ) Tj ET Q q 0 0 0 rg BT 443.02 202.25 Td (a ) Tj ET Q q 0 0 0 rg BT 449.17 202.25 Td (best ) Tj ET Q q 0 0 0 rg BT 466.99 202.25 Td (practices ) Tj ET Q q 0 0 0 rg BT 504.23 202.25 Td (administration ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.25 Td (data ) Tj ET Q q 0 0 0 rg BT 68.91 190.25 Td (exchange ) Tj ET Q q 0 0 0 rg BT 108.91 190.25 Td (for ) Tj ET Q q 0 0 0 rg BT 122.83 190.25 Td (health ) Tj ET Q q 0 0 0 rg BT 149.51 190.25 Td (and ) Tj ET Q q 0 0 0 rg BT 166.20 190.25 Td (pet ) Tj ET Q q 0 0 0 rg BT 180.67 190.25 Td (insurance ) Tj ET Q q 0 0 0 rg BT 221.24 190.25 Td (lines ) Tj ET Q q 0 0 0 rg BT 242.38 190.25 Td (of ) Tj ET Q q 0 0 0 rg BT 252.96 190.25 Td (business ) Tj ET Q q 0 0 0 rg BT 289.11 190.25 Td (nationally) Tj ET Q q 0 0 0 rg BT 328.45 190.25 Td (. ) Tj ET Q q 0 0 0 rg BT 333.20 190.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 354.34 190.25 Td (paid ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 373.81 190.25 Td ($6.0 ) Tj ET Q q 0 0 0 rg BT 393.56 190.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 422.45 190.25 Td ( ) Tj ET Q q 0 0 0 rg BT 424.70 190.25 Td (and ) Tj ET Q q 0 0 0 rg BT 441.40 190.25 Td (contributed ) Tj ET Q q 0 0 0 rg BT 489.19 190.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 518.64 190.25 Td (portions ) Tj ET Q q 0 0 0 rg BT 553.68 190.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.25 Td (its ) Tj ET Q q 0 0 0 rg BT 61.90 178.25 Td (CurePet ) Tj ET Q q 0 0 0 rg BT 96.58 178.25 Td (investment, ) Tj ET Q q 0 0 0 rg BT 145.42 178.25 Td (valued ) Tj ET Q q 0 0 0 rg BT 174.53 178.25 Td (by ) Tj ET Q q 0 0 0 rg BT 186.98 178.25 Td (the ) Tj ET Q q 0 0 0 rg BT 201.66 178.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 249.65 178.25 Td (JV) Tj ET Q q 0 0 0 rg BT 260.59 178.25 Td ( ) Tj ET Q q 0 0 0 rg BT 263.04 178.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 272.71 178.25 Td ($2.0 ) Tj ET Q q 0 0 0 rg BT 292.67 178.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 321.56 178.25 Td (, ) Tj ET Q q 0 0 0 rg BT 326.52 178.25 Td (for ) Tj ET Q q 0 0 0 rg BT 340.63 178.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 352.54 178.25 Td (40%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 370.87 178.25 Td ( ) Tj ET Q q 0 0 0 rg BT 373.33 178.25 Td (membership ) Tj ET Q q 0 0 0 rg BT 425.21 178.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 457.10 178.25 Td (in ) Tj ET Q q 0 0 0 rg BT 467.34 178.25 Td (the ) Tj ET Q q 0 0 0 rg BT 482.01 178.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 530.01 178.25 Td (JV) Tj ET Q q 0 0 0 rg BT 539.83 178.25 Td (. ) Tj ET Q q 0 0 0 rg BT 544.79 178.25 Td (IHC ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.25 Td (contributed ) Tj ET Q q 0 0 0 rg BT 97.10 166.25 Td (all ) Tj ET Q q 0 0 0 rg BT 108.66 166.25 Td (if ) Tj ET Q q 0 0 0 rg BT 116.32 166.25 Td (its ) Tj ET Q q 0 0 0 rg BT 127.33 166.25 Td (shares ) Tj ET Q q 0 0 0 rg BT 153.88 166.25 Td (in ) Tj ET Q q 0 0 0 rg BT 163.22 166.25 Td (its ) Tj ET Q q 0 0 0 rg BT 174.22 166.25 Td (existing ) Tj ET Q q 0 0 0 rg BT 207.45 166.25 Td (third ) Tj ET Q q 0 0 0 rg BT 227.89 166.25 Td (party ) Tj ET Q q 0 0 0 rg BT 250.00 166.25 Td (administrator ) Tj ET Q q 0 0 0 rg BT 304.88 166.25 Td (operations ) Tj ET Q q 0 0 0 rg BT 348.09 166.25 Td (\(IHC ) Tj ET Q q 0 0 0 rg BT 370.20 166.25 Td (Health ) Tj ET Q q 0 0 0 rg BT 398.42 166.25 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 440.27 166.25 Td (Inc.\), ) Tj ET Q q 0 0 0 rg BT 462.92 166.25 Td (valued ) Tj ET Q q 0 0 0 rg BT 491.14 166.25 Td (by ) Tj ET Q q 0 0 0 rg BT 502.70 166.25 Td (the ) Tj ET Q q 0 0 0 rg BT 516.47 166.25 Td (EbixHealth ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 154.25 Td (JV) Tj ET Q q 0 0 0 rg BT 60.93 154.25 Td ( ) Tj ET Q q 0 0 0 rg BT 63.46 154.25 Td (at ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 73.20 154.25 Td ($12.0 ) Tj ET Q q 0 0 0 rg BT 98.22 154.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 127.11 154.25 Td ( ) Tj ET Q q 0 0 0 rg BT 129.64 154.25 Td (for ) Tj ET Q q 0 0 0 rg BT 143.82 154.25 Td (its ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 155.80 154.25 Td (60%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 174.13 154.25 Td ( ) Tj ET Q q 0 0 0 rg BT 176.65 154.25 Td (membership ) Tj ET Q q 0 0 0 rg BT 228.61 154.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 260.57 154.25 Td (in ) Tj ET Q q 0 0 0 rg BT 270.87 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 285.61 154.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 333.68 154.25 Td (JV) Tj ET Q q 0 0 0 rg BT 343.50 154.25 Td (. ) Tj ET Q q 0 0 0 rg BT 347.97 154.25 Td (As ) Tj ET Q q 0 0 0 rg BT 361.61 154.25 Td (per ) Tj ET Q q 0 0 0 rg BT 376.90 154.25 Td (the ) Tj ET Q q 0 0 0 rg BT 391.64 154.25 Td (joint ) Tj ET Q q 0 0 0 rg BT 412.50 154.25 Td (venture ) Tj ET Q q 0 0 0 rg BT 445.01 154.25 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 491.67 154.25 Td (any ) Tj ET Q q 0 0 0 rg BT 508.64 154.25 Td (and ) Tj ET Q q 0 0 0 rg BT 525.60 154.25 Td (all ) Tj ET Q q 0 0 0 rg BT 538.12 154.25 Td (losses ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 142.25 Td (of ) Tj ET Q q 0 0 0 rg BT 61.49 142.25 Td (the ) Tj ET Q q 0 0 0 rg BT 76.87 142.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 125.57 142.25 Td (JV) Tj ET Q q 0 0 0 rg BT 135.40 142.25 Td (, ) Tj ET Q q 0 0 0 rg BT 141.06 142.25 Td (\(excluding ) Tj ET Q q 0 0 0 rg BT 186.98 142.25 Td (certain ) Tj ET Q q 0 0 0 rg BT 217.34 142.25 Td (severance ) Tj ET Q q 0 0 0 rg BT 259.92 142.25 Td (payments ) Tj ET Q q 0 0 0 rg BT 301.40 142.25 Td (to ) Tj ET Q q 0 0 0 rg BT 312.34 142.25 Td (former ) Tj ET Q q 0 0 0 rg BT 342.71 142.25 Td (employees ) Tj ET Q q 0 0 0 rg BT 388.63 142.25 Td (of ) Tj ET Q q 0 0 0 rg BT 400.13 142.25 Td (IHC ) Tj ET Q q 0 0 0 rg BT 420.51 142.25 Td (Health ) Tj ET Q q 0 0 0 rg BT 450.32 142.25 Td (Solutions, ) Tj ET Q q 0 0 0 rg BT 493.77 142.25 Td (Inc.\) ) Tj ET Q q 0 0 0 rg BT 515.53 142.25 Td (through ) Tj ET Q q 0 0 0 rg BT 549.80 142.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 130.25 Td (period ) Tj ET Q q 0 0 0 rg BT 77.59 130.25 Td (ending ) Tj ET Q q 0 0 0 rg BT 106.85 130.25 Td (December ) Tj ET Q q 0 0 0 rg BT 149.97 130.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 164.51 130.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 186.55 130.25 Td (will ) Tj ET Q q 0 0 0 rg BT 204.15 130.25 Td (be ) Tj ET Q q 0 0 0 rg BT 215.63 130.25 Td (allocated ) Tj ET Q q 0 0 0 rg BT 253.76 130.25 Td (to ) Tj ET Q q 0 0 0 rg BT 263.58 130.25 Td (IHC, ) Tj ET Q q 0 0 0 rg BT 285.34 130.25 Td (and ) Tj ET Q q 0 0 0 rg BT 301.82 130.25 Td (IHC ) Tj ET Q q 0 0 0 rg BT 321.08 130.25 Td (is ) Tj ET Q q 0 0 0 rg BT 329.79 130.25 Td (obligated ) Tj ET Q q 0 0 0 rg BT 369.05 130.25 Td (to ) Tj ET Q q 0 0 0 rg BT 378.87 130.25 Td (fund ) Tj ET Q q 0 0 0 rg BT 399.24 130.25 Td (any ) Tj ET Q q 0 0 0 rg BT 415.72 130.25 Td (negative ) Tj ET Q q 0 0 0 rg BT 451.63 130.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 471.44 130.25 Td (flow ) Tj ET Q q 0 0 0 rg BT 491.81 130.25 Td (during ) Tj ET Q q 0 0 0 rg BT 519.96 130.25 Td (this ) Tj ET Q q 0 0 0 rg BT 536.45 130.25 Td (period ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 118.25 Td (as ) Tj ET Q q 0 0 0 rg BT 61.38 118.25 Td (a ) Tj ET Q q 0 0 0 rg BT 68.87 118.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 89.13 118.25 Td (to ) Tj ET Q q 0 0 0 rg BT 99.96 118.25 Td (the ) Tj ET Q q 0 0 0 rg BT 115.22 118.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 163.81 118.25 Td (JV) Tj ET Q q 0 0 0 rg BT 173.64 118.25 Td (, ) Tj ET Q q 0 0 0 rg BT 179.19 118.25 Td (with ) Tj ET Q q 0 0 0 rg BT 200.01 118.25 Td (any ) Tj ET Q q 0 0 0 rg BT 217.50 118.25 Td (remaining ) Tj ET Q q 0 0 0 rg BT 261.09 118.25 Td (the ) Tj ET Q q 0 0 0 rg BT 276.35 118.25 Td (balance ) Tj ET Q q 0 0 0 rg BT 309.93 118.25 Td (of ) Tj ET Q q 0 0 0 rg BT 321.31 118.25 Td (said ) Tj ET Q q 0 0 0 rg BT 340.47 118.25 Td (loan ) Tj ET Q q 0 0 0 rg BT 360.73 118.25 Td (as ) Tj ET Q q 0 0 0 rg BT 372.11 118.25 Td (of ) Tj ET Q q 0 0 0 rg BT 383.49 118.25 Td (December ) Tj ET Q q 0 0 0 rg BT 427.62 118.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 443.17 118.25 Td (2016 ) Tj ET Q q 0 0 0 rg BT 466.22 118.25 Td (being ) Tj ET Q q 0 0 0 rg BT 491.49 118.25 Td (then ) Tj ET Q q 0 0 0 rg BT 511.75 118.25 Td (converted ) Tj ET Q q 0 0 0 rg BT 554.22 118.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 106.25 Td (contributed ) Tj ET Q q 0 0 0 rg BT 97.36 106.25 Td (capital. ) Tj ET Q q 0 0 0 rg BT 127.93 106.25 Td (Also, ) Tj ET Q q 0 0 0 rg BT 151.14 106.25 Td (as ) Tj ET Q q 0 0 0 rg BT 161.28 106.25 Td (per ) Tj ET Q q 0 0 0 rg BT 175.87 106.25 Td (the ) Tj ET Q q 0 0 0 rg BT 189.91 106.25 Td (joint ) Tj ET Q q 0 0 0 rg BT 210.06 106.25 Td (venture ) Tj ET Q q 0 0 0 rg BT 241.86 106.25 Td (agreement, ) Tj ET Q q 0 0 0 rg BT 287.82 106.25 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 308.52 106.25 Td (has ) Tj ET Q q 0 0 0 rg BT 323.67 106.25 Td (a ) Tj ET Q q 0 0 0 rg BT 329.93 106.25 Td (call ) Tj ET Q q 0 0 0 rg BT 346.18 106.25 Td (right ) Tj ET Q q 0 0 0 rg BT 366.88 106.25 Td (during ) Tj ET Q q 0 0 0 rg BT 394.81 106.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 408.85 106.25 Td (three) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 428.83 106.25 Td (-year ) Tj ET Q q 0 0 0 rg BT 451.19 106.25 Td (period ) Tj ET Q q 0 0 0 rg BT 478.55 106.25 Td (following ) Tj ET Q q 0 0 0 rg BT 519.26 106.25 Td (September ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 94.25 Td (1, ) Tj ET Q q 0 0 0 rg BT 59.88 94.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 82.27 94.25 Td (to ) Tj ET Q q 0 0 0 rg BT 92.43 94.25 Td (purchase ) Tj ET Q q 0 0 0 rg BT 130.35 94.25 Td (an ) Tj ET Q q 0 0 0 rg BT 142.18 94.25 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 184.55 94.25 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 202.88 94.25 Td ( ) Tj ET Q q 0 0 0 rg BT 205.26 94.25 Td (membership ) Tj ET Q q 0 0 0 rg BT 257.08 94.25 Td (interest ) Tj ET Q q 0 0 0 rg BT 288.90 94.25 Td (in ) Tj ET Q q 0 0 0 rg BT 299.06 94.25 Td (the ) Tj ET Q q 0 0 0 rg BT 313.66 94.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 361.59 94.25 Td (JV) Tj ET Q q 0 0 0 rg BT 372.52 94.25 Td ( ) Tj ET Q q 0 0 0 rg BT 374.91 94.25 Td (for ) Tj ET Q q 0 0 0 rg BT 388.95 94.25 Td (a ) Tj ET Q q 0 0 0 rg BT 395.77 94.25 Td (cash ) Tj ET Q q 0 0 0 rg BT 415.93 94.25 Td (amount ) Tj ET Q q 0 0 0 rg BT 448.31 94.25 Td (equal ) Tj ET Q q 0 0 0 rg BT 472.35 94.25 Td (to ) Tj ET Q q 0 0 0 rg BT 482.51 94.25 Td (the ) Tj ET Q q 0 0 0 rg BT 497.11 94.25 Td (lesser ) Tj ET Q q 0 0 0 rg BT 522.26 94.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.98 94.25 Td (10%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 551.31 94.25 Td ( ) Tj ET Q q 0 0 0 rg BT 553.69 94.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 82.25 Td (the ) Tj ET Q q 0 0 0 rg BT 64.90 82.25 Td (then ) Tj ET Q q 0 0 0 rg BT 84.80 82.25 Td (trailing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 116.37 82.25 Td (twelve) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 143.02 82.25 Td ( ) Tj ET Q q 0 0 0 rg BT 145.71 82.25 Td (months ) Tj ET Q q 0 0 0 rg BT 177.84 82.25 Td (of ) Tj ET Q q 0 0 0 rg BT 188.86 82.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 223.19 82.25 Td (of ) Tj ET Q q 0 0 0 rg BT 234.20 82.25 Td (the ) Tj ET Q q 0 0 0 rg BT 249.10 82.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 297.33 82.25 Td (JV) Tj ET Q q 0 0 0 rg BT 307.15 82.25 Td (, ) Tj ET Q q 0 0 0 rg BT 312.34 82.25 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 323.35 82.25 Td ($5.0 ) Tj ET Q q 0 0 0 rg BT 343.54 82.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 372.43 82.25 Td (. ) Tj ET Q q 0 0 0 rg BT 377.61 82.25 Td (Furthermore ) Tj ET Q q 0 0 0 rg BT 430.28 82.25 Td (IHC ) Tj ET Q q 0 0 0 rg BT 450.19 82.25 Td (also ) Tj ET Q q 0 0 0 rg BT 468.98 82.25 Td (has ) Tj ET Q q 0 0 0 rg BT 485.00 82.25 Td (been ) Tj ET Q q 0 0 0 rg BT 506.56 82.25 Td (and ) Tj ET Q q 0 0 0 rg BT 523.68 82.25 Td (continues ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 70.25 Td (to ) Tj ET Q q 0 0 0 rg BT 61.01 70.25 Td (be ) Tj ET Q q 0 0 0 rg BT 73.68 70.25 Td (a ) Tj ET Q q 0 0 0 rg BT 81.35 70.25 Td (customer ) Tj ET Q q 0 0 0 rg BT 121.24 70.25 Td (of ) Tj ET Q q 0 0 0 rg BT 132.80 70.25 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 157.42 70.25 Td (and ) Tj ET Q q 0 0 0 rg BT 175.09 70.25 Td (during ) Tj ET Q q 0 0 0 rg BT 204.43 70.25 Td (the ) Tj ET Q q 0 0 0 rg BT 219.87 70.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 249.76 70.25 Td (months ) Tj ET Q q 0 0 0 rg BT 282.44 70.25 Td (ending ) Tj ET Q q 0 0 0 rg BT 312.89 70.25 Td (December ) Tj ET Q q 0 0 0 rg BT 357.20 70.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 372.94 70.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 396.17 70.25 Td (the ) Tj ET Q q 0 0 0 rg BT 411.62 70.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 453.73 70.25 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.83 70.25 Td ($1.5 ) Tj ET Q q 0 0 0 rg BT 521.56 70.25 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 550.45 70.25 Td ( ) Tj ET Q q 0 0 0 rg BT 553.68 70.25 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 58.25 Td (revenue ) Tj ET Q q 0 0 0 rg BT 84.35 58.25 Td (from ) Tj ET Q q 0 0 0 rg BT 106.50 58.25 Td (IHC ) Tj ET Q q 0 0 0 rg BT 126.43 58.25 Td (and ) Tj ET Q q 0 0 0 rg BT 143.57 58.25 Td (as ) Tj ET Q q 0 0 0 rg BT 154.61 58.25 Td (of ) Tj ET Q q 0 0 0 rg BT 165.65 58.25 Td (December ) Tj ET Q q 0 0 0 rg BT 209.44 58.25 Td (31, ) Tj ET Q q 0 0 0 rg BT 224.65 58.25 Td (2015 ) Tj ET Q q 0 0 0 rg BT 247.36 58.25 Td (IHC ) Tj ET Q q 0 0 0 rg BT 267.29 58.25 Td (had ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 284.43 58.25 Td ($620 ) Tj ET Q q 0 0 0 rg BT 307.14 58.25 Td (thousand) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 343.25 58.25 Td ( ) Tj ET Q q 0 0 0 rg BT 345.95 58.25 Td (of ) Tj ET Q q 0 0 0 rg BT 356.99 58.25 Td (accounts ) Tj ET Q q 0 0 0 rg BT 394.69 58.25 Td (receivables ) Tj ET Q q 0 0 0 rg BT 442.36 58.25 Td (due ) Tj ET Q q 0 0 0 rg BT 459.51 58.25 Td (to ) Tj ET Q q 0 0 0 rg BT 470.00 58.25 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 494.09 58.25 Td (In ) Tj ET Q q 0 0 0 rg BT 505.13 58.25 Td (addition, ) Tj ET Q q 0 0 0 rg BT 543.11 58.25 Td (Ebix ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 46.25 Td (will ) Tj ET Q q 0 0 0 rg BT 67.99 46.25 Td (be ) Tj ET Q q 0 0 0 rg BT 79.86 46.25 Td (rendering ) Tj ET Q q 0 0 0 rg BT 120.61 46.25 Td (services ) Tj ET Q q 0 0 0 rg BT 155.24 46.25 Td (to ) Tj ET Q q 0 0 0 rg BT 165.45 46.25 Td (the ) Tj ET Q q 0 0 0 rg BT 180.10 46.25 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 228.08 46.25 Td (JV) Tj ET Q q 0 0 0 rg BT 239.01 46.25 Td ( ) Tj ET Q q 0 0 0 rg BT 241.44 46.25 Td (as ) Tj ET Q q 0 0 0 rg BT 252.20 46.25 Td (a ) Tj ET Q q 0 0 0 rg BT 259.07 46.25 Td (customer) Tj ET Q q 0 0 0 rg BT 295.33 46.25 Td (, ) Tj ET Q q 0 0 0 rg BT 300.26 46.25 Td (and ) Tj ET Q q 0 0 0 rg BT 317.13 46.25 Td (in ) Tj ET Q q 0 0 0 rg BT 327.34 46.25 Td (this ) Tj ET Q q 0 0 0 rg BT 344.22 46.25 Td (regard ) Tj ET Q q 0 0 0 rg BT 372.19 46.25 Td (during ) Tj ET Q q 0 0 0 rg BT 400.73 46.25 Td (the ) Tj ET Q q 0 0 0 rg BT 415.38 46.25 Td (twelve ) Tj ET Q q 0 0 0 rg BT 444.46 46.25 Td (months ) Tj ET Q q 0 0 0 rg BT 476.34 46.25 Td (ending ) Tj ET Q q 0 0 0 rg BT 505.99 46.25 Td (December ) Tj ET Q q 0 0 0 rg BT 549.51 46.25 Td (31, ) Tj ET Q endstream endobj 175 0 obj <>] /Rotate 0 /Contents 176 0 R>> endobj 176 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (84) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 742.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 72.61 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 87.44 742.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 128.94 742.10 Td (recognized ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 175.41 742.10 Td (no) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 185.41 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 188.02 742.10 Td ( ) Tj ET Q q 0 0 0 rg BT 190.63 742.10 Td (revenue ) Tj ET Q q 0 0 0 rg BT 224.89 742.10 Td (from ) Tj ET Q q 0 0 0 rg BT 246.94 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.77 742.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 309.92 742.10 Td (JV) Tj ET Q q 0 0 0 rg BT 319.75 742.10 Td (. ) Tj ET Q q 0 0 0 rg BT 324.86 742.10 Td (Ebix ) Tj ET Q q 0 0 0 rg BT 346.36 742.10 Td (is ) Tj ET Q q 0 0 0 rg BT 355.64 742.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 402.12 742.10 Td (for ) Tj ET Q q 0 0 0 rg BT 416.39 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 431.22 742.10 Td (investment ) Tj ET Q q 0 0 0 rg BT 477.71 742.10 Td (in ) Tj ET Q q 0 0 0 rg BT 488.10 742.10 Td (the ) Tj ET Q q 0 0 0 rg BT 502.93 742.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 551.08 742.10 Td (JV) Tj ET Q q 0 0 0 rg BT 562.02 742.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 730.10 Td (using ) Tj ET Q q 0 0 0 rg BT 75.15 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 90.84 730.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 119.31 730.10 Td (method ) Tj ET Q q 0 0 0 rg BT 152.78 730.10 Td (whereby ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 190.69 730.10 Td (40%) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 209.02 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 212.50 730.10 Td (of ) Tj ET Q q 0 0 0 rg BT 224.30 730.10 Td (the ) Tj ET Q q 0 0 0 rg BT 240.00 730.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 289.01 730.10 Td (JV) Tj ET Q q 0 0 0 rg BT 299.95 730.10 Td ( ) Tj ET Q q 0 0 0 rg BT 303.42 730.10 Td (periodic ) Tj ET Q q 0 0 0 rg BT 339.66 730.10 Td (profits ) Tj ET Q q 0 0 0 rg BT 369.25 730.10 Td (or ) Tj ET Q q 0 0 0 rg BT 381.05 730.10 Td (losses ) Tj ET Q q 0 0 0 rg BT 408.42 730.10 Td (will ) Tj ET Q q 0 0 0 rg BT 427.46 730.10 Td (be ) Tj ET Q q 0 0 0 rg BT 440.37 730.10 Td (recognized ) Tj ET Q q 0 0 0 rg BT 487.71 730.10 Td (in ) Tj ET Q q 0 0 0 rg BT 498.96 730.10 Td (Ebix's ) Tj ET Q q 0 0 0 rg BT 527.02 730.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 718.10 Td (statements, ) Tj ET Q q 0 0 0 rg BT 97.10 718.10 Td (after ) Tj ET Q q 0 0 0 rg BT 117.80 718.10 Td (December ) Tj 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ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 63.33 706.10 Td ($1.0 ) Tj ET Q q 0 0 0 rg BT 83.33 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 112.22 706.10 Td (, ) Tj ET Q q 0 0 0 rg BT 117.22 706.10 Td (and ) Tj ET Q q 0 0 0 rg BT 134.16 706.10 Td (as ) Tj ET Q q 0 0 0 rg BT 144.99 706.10 Td (of ) Tj ET Q q 0 0 0 rg BT 155.82 706.10 Td (December ) Tj ET Q q 0 0 0 rg BT 199.40 706.10 Td (31, ) Tj ET Q q 0 0 0 rg BT 214.40 706.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 236.90 706.10 Td (the ) Tj ET Q q 0 0 0 rg BT 251.62 706.10 Td (EbixHealth ) Tj ET Q q 0 0 0 rg BT 299.66 706.10 Td (JV) Tj ET Q q 0 0 0 rg BT 310.60 706.10 Td ( ) Tj ET Q q 0 0 0 rg BT 313.10 706.10 Td (had ) Tj ET Q q 0 0 0 rg BT 330.03 706.10 Td (net ) Tj ET Q q 0 0 0 rg BT 344.75 706.10 Td (equity ) Tj ET Q q 0 0 0 rg BT 372.25 706.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 405.28 706.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 416.11 706.10 Td ($17.8 ) Tj ET Q q 0 0 0 rg BT 441.11 706.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 470.00 706.10 Td (.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 682.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 682.10 Td (22. ) Tj ET Q q 0 0 0 rg BT 87.49 682.10 Td (Capitalized ) Tj ET Q q 0 0 0 rg BT 138.88 682.10 Td (Softwar) Tj ET Q q 0 0 0 rg BT 172.58 682.10 Td (e ) Tj ET Q q 0 0 0 rg BT 179.52 682.10 Td (Development ) Tj ET Q q 0 0 0 rg BT 238.12 682.10 Td (Costs) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 658.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 658.10 Td (In ) Tj ET Q q 0 0 0 rg BT 97.63 658.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 145.89 658.10 Td (with ) Tj ET Q q 0 0 0 rg BT 166.97 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 182.49 658.10 Td (relevant ) Tj ET Q q 0 0 0 rg BT 217.99 658.10 Td (authoritative ) Tj ET Q q 0 0 0 rg BT 271.83 658.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 319.00 658.10 Td (literature ) Tj ET Q q 0 0 0 rg BT 358.39 658.10 Td (the ) Tj ET Q q 0 0 0 rg BT 373.91 658.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 416.10 658.10 Td (has ) Tj ET Q q 0 0 0 rg BT 432.73 658.10 Td 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646.10 Td (and ) Tj ET Q q 0 0 0 rg BT 549.78 646.10 Td (the ) Tj ET Q q 0 0 0 rg BT 564.50 646.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 634.10 Td (Company) Tj ET Q q 0 0 0 rg BT 91.67 634.10 Td (s ) Tj ET Q q 0 0 0 rg BT 98.83 634.10 Td (recent ) Tj ET Q q 0 0 0 rg BT 126.54 634.10 Td (development ) Tj ET Q q 0 0 0 rg BT 181.46 634.10 Td (of ) Tj ET Q q 0 0 0 rg BT 193.07 634.10 Td (its ) Tj ET Q q 0 0 0 rg BT 205.80 634.10 Td (property ) Tj ET Q q 0 0 0 rg BT 242.95 634.10 Td (and ) Tj ET Q q 0 0 0 rg BT 260.67 634.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 296.71 634.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 351.64 634.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 393.24 634.10 Td (data ) Tj ET Q q 0 0 0 rg BT 413.17 634.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 454.20 634.10 Td (platform. ) Tj ET Q q 0 0 0 rg BT 494.41 634.10 Td ( ) Tj ET Q q 0 0 0 rg BT 497.69 634.10 Td (During ) Tj ET Q q 0 0 0 rg BT 529.30 634.10 Td (the ) Tj ET Q q 0 0 0 rg BT 544.79 634.10 Td (year ) 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q 0 0 0 rg BT 488.78 586.10 Td (income ) Tj ET Q q 0 0 0 rg BT 521.19 586.10 Td (statement. ) Tj ET Q q 0 0 0 rg BT 564.51 586.10 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 574.10 Td (The ) Tj ET Q q 0 0 0 rg BT 67.52 574.10 Td (useful ) Tj ET Q q 0 0 0 rg BT 93.93 574.10 Td (life ) Tj ET Q q 0 0 0 rg BT 109.23 574.10 Td (over ) Tj ET Q q 0 0 0 rg BT 128.97 574.10 Td (which ) Tj ET Q q 0 0 0 rg BT 155.38 574.10 Td (these ) Tj ET Q q 0 0 0 rg BT 177.90 574.10 Td (capitalized ) Tj ET Q q 0 0 0 rg BT 223.18 574.10 Td (software ) Tj ET Q q 0 0 0 rg BT 259.58 574.10 Td (development ) Tj ET Q q 0 0 0 rg BT 313.20 574.10 Td (costs ) Tj ET Q q 0 0 0 rg BT 335.18 574.10 Td (are ) Tj ET Q q 0 0 0 rg BT 349.36 574.10 Td (being ) Tj ET Q q 0 0 0 rg BT 373.54 574.10 Td (amortized ) Tj ET Q q 0 0 0 rg BT 415.50 574.10 Td (is ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 424.14 574.10 Td (eighteen) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 458.01 574.10 Td ( ) Tj ET Q q 0 0 0 rg BT 459.99 574.10 Td (months ) Tj ET Q q 0 0 0 rg BT 491.41 574.10 Td (for ) Tj ET Q q 0 0 0 rg BT 505.04 574.10 Td (the ) Tj ET Q q 0 0 0 rg BT 519.23 574.10 Td (continuing ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 562.10 Td (medical ) Tj ET Q q 0 0 0 rg BT 84.15 562.10 Td (education ) Tj ET Q q 0 0 0 rg BT 125.52 562.10 Td (products, ) Tj ET Q q 0 0 0 rg BT 164.96 562.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 181.90 562.10 Td (six) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 193.57 562.10 Td ( ) Tj ET Q q 0 0 0 rg BT 196.07 562.10 Td (years ) Tj ET Q q 0 0 0 rg BT 219.67 562.10 Td (for ) Tj ET Q q 0 0 0 rg BT 233.83 562.10 Td (the ) Tj ET Q q 0 0 0 rg BT 248.54 562.10 Td (property ) Tj ET Q q 0 0 0 rg BT 284.92 562.10 Td (and ) Tj ET Q q 0 0 0 rg BT 301.86 562.10 Td (casualty ) Tj ET Q q 0 0 0 rg BT 337.12 562.10 Td (underwriting ) Tj ET Q q 0 0 0 rg BT 391.28 562.10 Td (insurance ) Tj ET Q q 0 0 0 rg BT 432.09 562.10 Td (data ) Tj ET Q q 0 0 0 rg BT 451.25 562.10 Td (exchange ) Tj ET Q q 0 0 0 rg BT 491.50 562.10 Td (platform. ) Tj ET Q q 0 0 0 rg BT 530.94 562.10 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 526.10 Td (Note ) Tj ET Q q 0 0 0 rg BT 72.49 526.10 Td (23. ) Tj ET Q q 0 0 0 rg BT 87.49 526.10 Td (Subsequent ) Tj ET Q q 0 0 0 rg BT 139.46 526.10 Td (Events) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 500.7669921875 m 91.1083984375 500.7669921875 l s q 0 0 0 rg BT 50.00 502.10 Td (Dividends) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 490.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 490.10 Td (The ) Tj ET Q q 0 0 0 rg BT 103.78 490.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 144.91 490.10 Td (plans ) Tj ET Q q 0 0 0 rg BT 168.25 490.10 Td (to ) Tj ET Q q 0 0 0 rg BT 178.27 490.10 Td (continue ) Tj ET Q q 0 0 0 rg BT 214.94 490.10 Td (with ) Tj ET Q q 0 0 0 rg BT 234.95 490.10 Td (its ) Tj ET Q q 0 0 0 rg BT 246.63 490.10 Td (quarterly ) Tj ET Q q 0 0 0 rg BT 284.96 490.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 304.97 490.10 Td (dividend ) Tj ET Q q 0 0 0 rg BT 342.20 490.10 Td (to ) Tj ET Q q 0 0 0 rg BT 352.22 490.10 Td (the ) Tj ET Q q 0 0 0 rg BT 366.67 490.10 Td (holders ) Tj ET Q q 0 0 0 rg BT 398.34 490.10 Td (of ) Tj ET Q q 0 0 0 rg BT 408.91 490.10 Td (its ) Tj ET Q q 0 0 0 rg BT 420.59 490.10 Td (common ) Tj ET Q q 0 0 0 rg BT 457.83 490.10 Td (stock, ) Tj ET Q q 0 0 0 rg BT 483.67 490.10 Td (whereby ) Tj ET Q q 0 0 0 rg BT 520.34 490.10 Td (a ) Tj ET Q q 0 0 0 rg BT 527.01 490.10 Td (dividend ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (in ) Tj ET Q q 0 0 0 rg BT 60.28 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 75.00 478.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 107.49 478.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 118.32 478.10 Td ($0.075) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 145.82 478.10 Td ( ) Tj ET Q q 0 0 0 rg BT 148.32 478.10 Td (per ) Tj ET Q q 0 0 0 rg BT 163.59 478.10 Td (common ) Tj ET Q q 0 0 0 rg BT 201.08 478.10 Td (share ) Tj ET Q q 0 0 0 rg BT 224.68 478.10 Td (will ) Tj ET Q q 0 0 0 rg BT 242.74 478.10 Td (be ) Tj ET Q q 0 0 0 rg BT 254.68 478.10 Td (paid ) Tj ET Q q 0 0 0 rg BT 274.39 478.10 Td (on ) Tj ET Q q 0 0 0 rg BT 286.89 478.10 Td (March ) Tj ET Q q 0 0 0 rg BT 315.49 478.10 Td (15, ) Tj ET Q q 0 0 0 rg BT 330.49 478.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 352.99 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 363.27 478.10 Td (shareholders ) Tj ET Q q 0 0 0 rg BT 416.31 478.10 Td (of ) Tj ET Q q 0 0 0 rg BT 427.14 478.10 Td (record ) Tj ET Q q 0 0 0 rg BT 455.18 478.10 Td (on ) Tj ET Q q 0 0 0 rg BT 467.68 478.10 Td (February ) Tj ET Q q 0 0 0 rg BT 506.27 478.10 Td (29, ) Tj ET Q q 0 0 0 rg BT 521.27 478.10 Td (2016.) Tj ET Q BT /F1 10.00 Tf ET 0 0 0 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 452.7669921875 m 176.3720703125 452.7669921875 l s q 0 0 0 rg BT 50.00 454.10 Td (Repurchases ) Tj ET Q q 0 0 0 rg BT 103.04 454.10 Td (of ) Tj ET Q q 0 0 0 rg BT 113.87 454.10 Td (Common ) Tj ET Q q 0 0 0 rg BT 153.59 454.10 Td (Stock) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 442.10 Td (Since ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 110.94 442.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 169.75 442.10 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 189.75 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 192.47 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 209.63 442.10 Td (through ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 243.46 442.10 Td (February29, ) Tj ET Q q 0 0 0 rg BT 297.28 442.10 Td (2016) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 317.28 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 320.00 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 334.94 442.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 376.55 442.10 Td (has ) Tj ET Q q 0 0 0 rg BT 392.60 442.10 Td (purchased ) Tj ET Q q 0 0 0 rg BT 435.86 442.10 Td (an ) Tj ET Q q 0 0 0 rg BT 448.02 442.10 Td (additional ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 490.73 442.10 Td (465,560) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 523.23 442.10 Td ( ) Tj ET Q q 0 0 0 rg BT 525.96 442.10 Td (shares ) Tj ET Q q 0 0 0 rg BT 553.67 442.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (its ) Tj ET Q q 0 0 0 rg BT 62.29 430.10 Td (outstanding ) Tj ET Q q 0 0 0 rg BT 111.79 430.10 Td (common ) Tj ET Q q 0 0 0 rg BT 149.62 430.10 Td (stock ) Tj ET Q q 0 0 0 rg BT 173.57 430.10 Td (for ) Tj ET Q q 0 0 0 rg BT 188.07 430.10 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 229.77 430.10 Td (consideration ) Tj ET Q q 0 0 0 rg BT 286.48 430.10 Td (in ) Tj ET Q q 0 0 0 rg BT 297.10 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 312.15 430.10 Td (amount ) Tj ET Q q 0 0 0 rg BT 344.99 430.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 356.15 430.10 Td ($13.97 ) Tj ET Q q 0 0 0 rg BT 386.49 430.10 Td (million) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 415.38 430.10 Td (. ) Tj ET Q q 0 0 0 rg BT 420.10 430.10 Td (All ) Tj ET Q q 0 0 0 rg BT 435.71 430.10 Td (share ) Tj ET Q q 0 0 0 rg BT 459.65 430.10 Td (repurchases ) Tj ET Q q 0 0 0 rg BT 509.69 430.10 Td (were ) Tj ET Q q 0 0 0 rg BT 531.95 430.10 Td (done ) Tj ET Q q 0 0 0 rg BT 554.23 430.10 Td (in ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 97.67 418.10 Td (with ) Tj ET Q q 0 0 0 rg BT 118.16 418.10 Td (Rule ) Tj ET Q q 0 0 0 rg BT 139.76 418.10 Td (10b-18 ) Tj ET Q q 0 0 0 rg BT 170.80 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 181.84 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 196.76 418.10 Td (Securities ) Tj ET Q q 0 0 0 rg BT 238.31 418.10 Td (Act ) Tj ET Q q 0 0 0 rg BT 255.46 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 266.50 418.10 Td (1934 ) Tj ET Q q 0 0 0 rg BT 289.21 418.10 Td (as ) Tj ET Q q 0 0 0 rg BT 300.25 418.10 Td (to ) Tj ET Q q 0 0 0 rg BT 310.73 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 325.66 418.10 Td (timing, ) Tj ET Q q 0 0 0 rg BT 356.98 418.10 Td (pricing, ) Tj ET Q q 0 0 0 rg BT 390.52 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 407.67 418.10 Td (volume ) Tj ET Q q 0 0 0 rg BT 440.37 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 451.41 418.10 Td (such ) Tj ET Q q 0 0 0 rg BT 472.45 418.10 Td (transactions, ) Tj ET Q q 0 0 0 rg BT 525.43 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 542.58 418.10 Td (were ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (completed ) Tj ET Q q 0 0 0 rg BT 94.15 406.10 Td (using ) Tj ET Q q 0 0 0 rg BT 118.32 406.10 Td (available ) Tj ET Q q 0 0 0 rg BT 156.91 406.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 177.18 406.10 Td (resources ) Tj ET Q q 0 0 0 rg BT 217.44 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 234.38 406.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 254.64 406.10 Td (generated ) Tj ET Q q 0 0 0 rg BT 296.01 406.10 Td (from ) Tj ET Q q 0 0 0 rg BT 317.94 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 332.66 406.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 379.74 406.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 420.00 406.10 Td (activities.) Tj ET Q endstream endobj 177 0 obj <>] /Rotate 0 /Contents 178 0 R>> endobj 178 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (85) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Item9. CHANGES IN ) Tj ET Q q 0 0 0 rg BT 147.50 742.25 Td (AND DISAGREEMENTS ) Tj ET Q q 0 0 0 rg BT 261.79 742.25 Td (WITH ) Tj ET Q q 0 0 0 rg BT 292.08 742.25 Td (ACCOUNT) Tj ET Q q 0 0 0 rg BT 341.89 742.25 Td (ANTS ON ) Tj ET Q q 0 0 0 rg BT 388.01 742.25 Td (ACCOUNTING ) Tj ET Q q 0 0 0 rg BT 459.41 742.25 Td (AND FINANCIAL) Tj ET Q q 0 0 0 rg BT 539.69 742.25 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 730.25 Td (DISCLOSURE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 708.25 Td (None.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (Item9A. CONTROLS ) Tj ET Q q 0 0 0 rg BT 147.78 672.25 Td (AND PROCEDURES) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 74.00 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 76.67 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 79.34 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 82.01 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 84.67 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 87.34 655.25 Td (Disclosur) Tj ET Q q 0 0 0 rg BT 125.86 655.25 Td (e ) Tj ET Q q 0 0 0 rg BT 132.97 655.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 155.94 655.25 Td (ols ) Tj ET Q q 0 0 0 rg BT 170.28 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 187.95 655.25 Td (Pr) Tj ET Q q 0 0 0 rg BT 197.57 655.25 Td (ocedur) Tj ET Q q 0 0 0 rg BT 224.97 655.25 Td (es:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 236.63 655.25 Td ( ) Tj ET Q q 0 0 0 rg BT 239.11 655.25 Td (W) Tj ET Q q 0 0 0 rg BT 247.75 655.25 Td (e ) Tj ET Q q 0 0 0 rg BT 254.85 655.25 Td (maintain ) Tj ET Q q 0 0 0 rg BT 292.51 655.25 Td (a ) Tj ET Q q 0 0 0 rg BT 299.62 655.25 Td (system ) Tj ET Q q 0 0 0 rg BT 330.06 655.25 Td (of ) Tj ET Q q 0 0 0 rg BT 341.06 655.25 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 384.28 655.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 419.16 655.25 Td (and ) Tj ET Q q 0 0 0 rg BT 436.27 655.25 Td (procedures ) Tj ET Q q 0 0 0 rg BT 482.81 655.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 521.02 655.25 Td (to ) Tj ET Q q 0 0 0 rg BT 531.47 655.25 Td (provide ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 643.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 95.50 643.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 137.11 643.25 Td (that ) Tj ET Q q 0 0 0 rg BT 154.86 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 169.82 643.25 Td (information ) Tj ET Q q 0 0 0 rg BT 219.78 643.25 Td (required ) Tj ET Q q 0 0 0 rg BT 255.84 643.25 Td (to ) Tj ET Q q 0 0 0 rg BT 266.36 643.25 Td (be ) Tj ET Q q 0 0 0 rg BT 278.55 643.25 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 318.51 643.25 Td (by ) Tj ET Q q 0 0 0 rg BT 331.26 643.25 Td (the ) Tj ET Q q 0 0 0 rg BT 346.22 643.25 Td (Company ) Tj ET Q q 0 0 0 rg BT 387.86 643.25 Td (in ) Tj ET Q q 0 0 0 rg BT 398.38 643.25 Td (reports ) Tj ET Q q 0 0 0 rg BT 428.90 643.25 Td (that ) Tj ET Q q 0 0 0 rg BT 446.64 643.25 Td (we ) Tj ET Q q 0 0 0 rg BT 461.04 643.25 Td (file ) Tj ET Q q 0 0 0 rg BT 477.12 643.25 Td (and ) Tj ET Q q 0 0 0 rg BT 494.30 643.25 Td (submit ) Tj ET Q q 0 0 0 rg BT 524.27 643.25 Td (under ) Tj ET Q q 0 0 0 rg BT 549.79 643.25 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 631.25 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 91.74 631.25 Td (Act ) Tj ET Q q 0 0 0 rg BT 109.14 631.25 Td (is ) Tj ET Q q 0 0 0 rg BT 118.78 631.25 Td (recorded, ) Tj ET Q q 0 0 0 rg BT 159.23 631.25 Td (processed, ) Tj ET Q q 0 0 0 rg BT 204.13 631.25 Td (summarized ) Tj ET Q q 0 0 0 rg BT 255.97 631.25 Td (and ) Tj ET Q q 0 0 0 rg BT 273.37 631.25 Td (reported ) Tj ET Q q 0 0 0 rg BT 309.66 631.25 Td (accurately ) Tj ET Q q 0 0 0 rg BT 353.71 631.25 Td (within ) Tj ET Q q 0 0 0 rg BT 382.23 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 397.42 631.25 Td (time ) Tj ET Q q 0 0 0 rg BT 418.16 631.25 Td (periods ) Tj ET Q q 0 0 0 rg BT 450.57 631.25 Td (specified ) Tj ET Q q 0 0 0 rg BT 489.63 631.25 Td (in ) Tj ET Q q 0 0 0 rg BT 500.38 631.25 Td (the ) Tj ET Q q 0 0 0 rg BT 515.56 631.25 Td (SEC's ) Tj ET Q q 0 0 0 rg BT 542.56 631.25 Td (rules ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 66.67 619.25 Td (forms. ) Tj ET Q q 0 0 0 rg BT 94.74 619.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 139.74 619.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 174.20 619.25 Td (also ) Tj ET Q q 0 0 0 rg BT 192.54 619.25 Td (are ) Tj ET Q q 0 0 0 rg BT 206.98 619.25 Td (designed ) Tj ET Q q 0 0 0 rg BT 244.76 619.25 Td (to ) Tj ET Q q 0 0 0 rg BT 254.78 619.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 300.33 619.25 Td (assure ) Tj ET Q q 0 0 0 rg BT 327.55 619.25 Td (that ) Tj ET Q q 0 0 0 rg BT 344.78 619.25 Td (such ) Tj ET Q q 0 0 0 rg BT 365.35 619.25 Td (information ) Tj ET Q q 0 0 0 rg BT 414.80 619.25 Td (is ) Tj ET Q q 0 0 0 rg BT 423.70 619.25 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 476.46 619.25 Td (and ) Tj ET Q q 0 0 0 rg BT 493.14 619.25 Td (communicated ) Tj ET Q q 0 0 0 rg BT 554.24 619.25 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 607.25 Td (management, ) Tj ET Q q 0 0 0 rg BT 105.18 607.25 Td (including ) Tj ET Q q 0 0 0 rg BT 144.54 607.25 Td (the ) Tj ET Q q 0 0 0 rg BT 158.35 607.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 182.16 607.25 Td (Executive ) Tj ET Q q 0 0 0 rg BT 223.73 607.25 Td (Of) Tj ET Q q 0 0 0 rg BT 234.10 607.25 Td (ficer ) Tj ET Q q 0 0 0 rg BT 254.01 607.25 Td (and ) Tj ET Q q 0 0 0 rg BT 270.04 607.25 Td (Chief ) Tj ET Q q 0 0 0 rg BT 293.84 607.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 332.65 607.25 Td (Of) Tj ET Q q 0 0 0 rg BT 343.02 607.25 Td (ficer) Tj ET Q q 0 0 0 rg BT 360.93 607.25 Td (, ) Tj ET Q q 0 0 0 rg BT 365.02 607.25 Td (as ) Tj ET Q q 0 0 0 rg BT 374.95 607.25 Td (appropriate, ) Tj ET Q q 0 0 0 rg BT 424.57 607.25 Td (to ) Tj ET Q q 0 0 0 rg BT 433.94 607.25 Td (allow ) Tj ET Q q 0 0 0 rg BT 457.75 607.25 Td (timely ) Tj ET Q q 0 0 0 rg BT 484.89 607.25 Td (decisions ) Tj ET Q q 0 0 0 rg BT 523.70 607.25 Td (regarding ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 595.25 Td (required ) Tj ET Q q 0 0 0 rg BT 85.12 595.25 Td (disclosures. ) Tj ET Q q 0 0 0 rg BT 133.87 595.25 Td (Disclosure ) Tj ET Q q 0 0 0 rg BT 178.45 595.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 212.48 595.25 Td (include ) Tj ET Q q 0 0 0 rg BT 243.72 595.25 Td (components ) Tj ET Q q 0 0 0 rg BT 293.85 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 303.99 595.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 336.34 595.25 Td (control ) Tj ET Q q 0 0 0 rg BT 366.48 595.25 Td (over ) Tj ET Q q 0 0 0 rg BT 386.05 595.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 422.84 595.25 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 463.81 595.25 Td (which ) Tj ET Q q 0 0 0 rg BT 490.06 595.25 Td (consists ) Tj ET Q q 0 0 0 rg BT 523.54 595.25 Td (of ) Tj ET Q q 0 0 0 rg BT 533.67 595.25 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 583.25 Td (processes ) Tj ET Q q 0 0 0 rg BT 89.95 583.25 Td (designated ) Tj ET Q q 0 0 0 rg BT 134.35 583.25 Td (to ) Tj ET Q q 0 0 0 rg BT 143.75 583.25 Td (provide ) Tj ET Q q 0 0 0 rg BT 175.93 583.25 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 220.32 583.25 Td (assurance ) Tj ET Q q 0 0 0 rg BT 260.82 583.25 Td (regarding ) Tj ET Q q 0 0 0 rg BT 300.76 583.25 Td (the ) Tj ET Q q 0 0 0 rg BT 314.61 583.25 Td (reliability ) Tj ET Q q 0 0 0 rg BT 355.12 583.25 Td (of ) Tj ET Q q 0 0 0 rg BT 365.08 583.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 401.69 583.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 439.98 583.25 Td (and ) Tj ET Q q 0 0 0 rg BT 456.04 583.25 Td (the ) Tj ET Q q 0 0 0 rg BT 469.89 583.25 Td (preparation ) Tj ET Q q 0 0 0 rg BT 517.06 583.25 Td (of ) Tj ET Q q 0 0 0 rg BT 527.02 583.25 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 571.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 94.71 571.25 Td (in ) Tj ET Q q 0 0 0 rg BT 104.99 571.25 Td (accordance ) Tj ET Q q 0 0 0 rg BT 152.45 571.25 Td (with ) Tj ET Q q 0 0 0 rg BT 172.73 571.25 Td (United ) Tj ET Q q 0 0 0 rg BT 202.45 571.25 Td (States ) Tj ET Q q 0 0 0 rg BT 228.83 571.25 Td (generally ) Tj ET Q q 0 0 0 rg BT 268.54 571.25 Td (accepted ) Tj ET Q q 0 0 0 rg BT 306.01 571.25 Td (accounting ) Tj ET Q q 0 0 0 rg BT 352.38 571.25 Td (principles. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 76.74 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 79.48 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 82.22 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 84.96 549.20 Td ( ) Tj ET Q q 0 0 0 rg BT 87.51 549.20 Td (W) Tj ET Q q 0 0 0 rg BT 96.14 549.20 Td (e ) Tj ET Q q 0 0 0 rg BT 103.32 549.20 Td (monitor ) Tj ET Q q 0 0 0 rg BT 137.73 549.20 Td (and ) Tj ET Q q 0 0 0 rg BT 154.91 549.20 Td (evaluate ) Tj ET Q q 0 0 0 rg BT 190.96 549.20 Td (on ) Tj ET Q q 0 0 0 rg BT 203.70 549.20 Td (an ) Tj ET Q q 0 0 0 rg BT 215.88 549.20 Td (ongoing ) Tj ET Q q 0 0 0 rg BT 251.40 549.20 Td (basis ) Tj ET Q q 0 0 0 rg BT 274.14 549.20 Td (our ) Tj ET Q q 0 0 0 rg BT 290.21 549.20 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 333.50 549.20 Td (controls ) Tj ET Q q 0 0 0 rg BT 368.45 549.20 Td (and ) Tj ET Q q 0 0 0 rg BT 385.63 549.20 Td (procedures ) Tj ET Q q 0 0 0 rg BT 432.24 549.20 Td (in ) Tj ET Q q 0 0 0 rg BT 442.76 549.20 Td (order ) Tj ET Q q 0 0 0 rg BT 466.60 549.20 Td (to ) Tj ET Q q 0 0 0 rg BT 477.12 549.20 Td (improve ) Tj ET Q q 0 0 0 rg BT 513.18 549.20 Td (their ) Tj ET Q q 0 0 0 rg BT 534.25 549.20 Td (overall ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 537.20 Td (ef) Tj ET Q q 0 0 0 rg BT 57.59 537.20 Td (fectiveness. ) Tj ET Q q 0 0 0 rg BT 106.94 537.20 Td (In ) Tj ET Q q 0 0 0 rg BT 117.70 537.20 Td (the ) Tj ET Q q 0 0 0 rg BT 132.35 537.20 Td (course ) Tj ET Q q 0 0 0 rg BT 160.88 537.20 Td (of ) Tj ET Q q 0 0 0 rg BT 171.64 537.20 Td (these ) Tj ET Q q 0 0 0 rg BT 194.62 537.20 Td (evaluations, ) Tj ET Q q 0 0 0 rg BT 245.09 537.20 Td (we ) Tj ET Q q 0 0 0 rg BT 259.18 537.20 Td (modify ) Tj ET Q q 0 0 0 rg BT 290.50 537.20 Td (and ) Tj ET Q q 0 0 0 rg BT 307.37 537.20 Td (refine ) Tj ET Q q 0 0 0 rg BT 333.11 537.20 Td (our ) Tj ET Q q 0 0 0 rg BT 348.88 537.20 Td (internal ) Tj ET Q q 0 0 0 rg BT 381.85 537.20 Td (processes ) Tj ET Q q 0 0 0 rg BT 422.60 537.20 Td (and ) Tj ET Q q 0 0 0 rg BT 439.47 537.20 Td (controls ) Tj ET Q q 0 0 0 rg BT 474.12 537.20 Td (as ) Tj ET Q q 0 0 0 rg BT 484.88 537.20 Td (conditions ) Tj ET Q q 0 0 0 rg BT 528.97 537.20 Td (warrant. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 515.15 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 515.15 Td (Our ) Tj ET Q q 0 0 0 rg BT 103.95 515.15 Td (management, ) Tj ET Q q 0 0 0 rg BT 159.94 515.15 Td (including ) Tj ET Q q 0 0 0 rg BT 200.12 515.15 Td (our ) Tj ET Q q 0 0 0 rg BT 215.85 515.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 240.47 515.15 Td (Executive ) Tj ET Q q 0 0 0 rg BT 282.85 515.15 Td (Of) Tj ET Q q 0 0 0 rg BT 293.22 515.15 Td (ficer ) Tj ET Q q 0 0 0 rg BT 313.94 515.15 Td (and ) Tj ET Q q 0 0 0 rg BT 330.78 515.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 355.40 515.15 Td (Financial ) Tj ET Q q 0 0 0 rg BT 395.01 515.15 Td (Of) Tj ET Q q 0 0 0 rg BT 405.38 515.15 Td (ficer) Tj ET Q q 0 0 0 rg BT 423.29 515.15 Td (, ) Tj ET Q q 0 0 0 rg BT 428.20 515.15 Td (evaluated ) Tj ET Q q 0 0 0 rg BT 468.91 515.15 Td (the ) Tj ET Q q 0 0 0 rg BT 483.53 515.15 Td (ef) Tj ET Q q 0 0 0 rg BT 491.11 515.15 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 537.94 515.15 Td (of ) Tj ET Q q 0 0 0 rg BT 548.67 515.15 Td (our ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 503.15 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 98.12 503.15 Td (controls ) Tj ET Q q 0 0 0 rg BT 133.47 503.15 Td (and ) Tj ET Q q 0 0 0 rg BT 151.04 503.15 Td (procedures ) Tj ET Q q 0 0 0 rg BT 202.48 503.15 Td (\(as ) Tj ET Q q 0 0 0 rg BT 217.27 503.15 Td (defined ) Tj ET Q q 0 0 0 rg BT 250.39 503.15 Td (in ) Tj ET Q q 0 0 0 rg BT 261.30 503.15 Td (Rule ) Tj ET Q q 0 0 0 rg BT 283.32 503.15 Td (13a-15\(e\) ) Tj ET Q q 0 0 0 rg BT 325.31 503.15 Td (promulgated ) Tj ET Q q 0 0 0 rg BT 378.99 503.15 Td (under ) Tj ET Q q 0 0 0 rg BT 404.89 503.15 Td (the ) Tj ET Q q 0 0 0 rg BT 420.24 503.15 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 462.10 503.15 Td (Act\) ) Tj ET Q q 0 0 0 rg BT 483.00 503.15 Td (as ) Tj ET Q q 0 0 0 rg BT 494.47 503.15 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 505.93 503.15 Td (December31, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 491.15 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 70.00 491.15 Td (. ) Tj ET Q q 0 0 0 rg BT 75.45 491.15 Td (Based ) Tj ET Q q 0 0 0 rg BT 102.84 491.15 Td (on ) Tj ET Q q 0 0 0 rg BT 115.79 491.15 Td (that ) Tj ET Q q 0 0 0 rg BT 133.73 491.15 Td (evaluation, ) Tj ET Q q 0 0 0 rg BT 180.83 491.15 Td (management ) Tj ET Q q 0 0 0 rg BT 234.87 491.15 Td (has ) Tj ET Q q 0 0 0 rg BT 251.15 491.15 Td (concluded ) Tj ET Q q 0 0 0 rg BT 295.19 491.15 Td (that ) Tj ET Q q 0 0 0 rg BT 313.13 491.15 Td (our ) Tj ET Q q 0 0 0 rg BT 329.41 491.15 Td (disclosure ) Tj ET Q q 0 0 0 rg BT 372.91 491.15 Td (controls ) Tj ET Q q 0 0 0 rg BT 408.08 491.15 Td (and ) Tj ET Q q 0 0 0 rg BT 425.46 491.15 Td (procedures ) Tj ET Q q 0 0 0 rg BT 472.28 491.15 Td (are ) Tj ET Q q 0 0 0 rg BT 487.44 491.15 Td (ef) Tj ET Q q 0 0 0 rg BT 495.02 491.15 Td (fective ) Tj ET Q q 0 0 0 rg BT 525.18 491.15 Td (to ) Tj ET Q q 0 0 0 rg BT 535.90 491.15 Td (ensure ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 479.15 Td (that ) Tj ET Q q 0 0 0 rg BT 68.27 479.15 Td (information ) Tj ET Q q 0 0 0 rg BT 118.75 479.15 Td (required ) Tj ET Q q 0 0 0 rg BT 155.33 479.15 Td (to ) Tj ET Q q 0 0 0 rg BT 166.38 479.15 Td (be ) Tj ET Q q 0 0 0 rg BT 179.09 479.15 Td (disclosed ) Tj ET Q q 0 0 0 rg BT 219.58 479.15 Td (in ) Tj ET Q q 0 0 0 rg BT 230.63 479.15 Td (the ) Tj ET Q q 0 0 0 rg BT 246.12 479.15 Td (reports ) Tj ET Q q 0 0 0 rg BT 277.15 479.15 Td (that ) Tj ET Q q 0 0 0 rg BT 295.42 479.15 Td (we ) Tj ET Q q 0 0 0 rg BT 310.35 479.15 Td (file ) Tj ET Q q 0 0 0 rg BT 326.95 479.15 Td (or ) Tj ET Q q 0 0 0 rg BT 338.55 479.15 Td (submit ) Tj ET Q q 0 0 0 rg BT 369.04 479.15 Td (under ) Tj ET Q q 0 0 0 rg BT 395.08 479.15 Td (the ) Tj ET Q q 0 0 0 rg BT 410.57 479.15 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 452.54 479.15 Td (Act ) Tj ET Q q 0 0 0 rg BT 470.25 479.15 Td (is ) Tj ET Q q 0 0 0 rg BT 480.19 479.15 Td (accurately ) Tj ET Q q 0 0 0 rg BT 524.54 479.15 Td (recorded, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 467.15 Td (processed, ) Tj ET Q q 0 0 0 rg BT 93.93 467.15 Td (summarized ) Tj ET Q q 0 0 0 rg BT 144.81 467.15 Td (and ) Tj ET Q q 0 0 0 rg BT 161.26 467.15 Td (reported ) Tj ET Q q 0 0 0 rg BT 196.58 467.15 Td (within ) Tj ET Q q 0 0 0 rg BT 224.14 467.15 Td (the ) Tj ET Q q 0 0 0 rg BT 238.36 467.15 Td (time ) Tj ET Q q 0 0 0 rg BT 258.14 467.15 Td (periods ) Tj ET Q q 0 0 0 rg BT 289.59 467.15 Td (specified ) Tj ET Q q 0 0 0 rg BT 327.69 467.15 Td (in ) Tj ET Q q 0 0 0 rg BT 337.47 467.15 Td (the ) Tj ET Q q 0 0 0 rg BT 351.69 467.15 Td (SEC's ) Tj ET Q q 0 0 0 rg BT 377.73 467.15 Td (rules ) Tj ET Q q 0 0 0 rg BT 399.18 467.15 Td (and ) Tj ET Q q 0 0 0 rg BT 415.62 467.15 Td (forms, ) Tj ET Q q 0 0 0 rg BT 443.46 467.15 Td (and ) Tj ET Q q 0 0 0 rg BT 459.90 467.15 Td (to ) Tj ET Q q 0 0 0 rg BT 469.69 467.15 Td (ensure ) Tj ET Q q 0 0 0 rg BT 497.79 467.15 Td (that ) Tj ET Q q 0 0 0 rg BT 514.79 467.15 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 455.15 Td (is ) Tj ET Q q 0 0 0 rg BT 59.98 455.15 Td (accumulated ) Tj ET Q q 0 0 0 rg BT 113.82 455.15 Td (and ) Tj ET Q q 0 0 0 rg BT 131.56 455.15 Td (communicated ) Tj ET Q q 0 0 0 rg BT 193.74 455.15 Td (to ) Tj ET Q q 0 0 0 rg BT 204.83 455.15 Td (our ) Tj ET Q q 0 0 0 rg BT 221.47 455.15 Td (management, ) Tj ET Q q 0 0 0 rg BT 278.37 455.15 Td (including ) Tj ET Q q 0 0 0 rg BT 319.45 455.15 Td (the ) Tj ET Q q 0 0 0 rg BT 334.98 455.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 360.50 455.15 Td (Executive ) Tj ET Q q 0 0 0 rg BT 403.79 455.15 Td (Of) Tj ET Q q 0 0 0 rg BT 414.16 455.15 Td (ficer ) Tj ET Q q 0 0 0 rg BT 435.79 455.15 Td (and ) Tj ET Q q 0 0 0 rg BT 453.54 455.15 Td (Chief ) Tj ET Q q 0 0 0 rg BT 479.06 455.15 Td (Financial ) Tj ET Q q 0 0 0 rg BT 519.58 455.15 Td (Of) Tj ET Q q 0 0 0 rg BT 529.96 455.15 Td (ficer) Tj ET Q q 0 0 0 rg BT 547.87 455.15 Td (, ) Tj ET Q q 0 0 0 rg BT 553.68 455.15 Td (as ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 443.15 Td (appropriate ) Tj ET Q q 0 0 0 rg BT 98.03 443.15 Td (to ) Tj ET Q q 0 0 0 rg BT 108.31 443.15 Td (allow ) Tj ET Q q 0 0 0 rg BT 133.03 443.15 Td (timely ) Tj ET Q q 0 0 0 rg BT 161.08 443.15 Td (decisions ) Tj ET Q q 0 0 0 rg BT 200.80 443.15 Td (regarding ) Tj ET Q q 0 0 0 rg BT 241.61 443.15 Td (required ) Tj ET Q q 0 0 0 rg BT 277.43 443.15 Td (disclosure.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 431.15 Td ( ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 409.15 Td (Management) Tj ET Q q 0 0 0 rg BT 109.06 409.15 Td (s ) Tj ET Q q 0 0 0 rg BT 115.45 409.15 Td (Report ) Tj ET Q q 0 0 0 rg BT 147.94 409.15 Td (on ) Tj ET Q q 0 0 0 rg BT 161.00 409.15 Td (Internal ) Tj ET Q q 0 0 0 rg BT 198.50 409.15 Td (Contr) Tj ET Q q 0 0 0 rg BT 223.87 409.15 Td (ol ) Tj ET Q q 0 0 0 rg BT 234.15 409.15 Td (over) Tj ET Q q 0 0 0 rg BT 252.85 409.15 Td ( ) Tj ET Q q 0 0 0 rg BT 255.35 409.15 Td (Financial ) Tj ET Q q 0 0 0 rg BT 297.85 409.15 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 392.15 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 392.15 Td (Management ) Tj ET Q q 0 0 0 rg BT 139.95 392.15 Td (is ) Tj ET Q q 0 0 0 rg BT 148.37 392.15 Td (responsible ) Tj ET Q q 0 0 0 rg BT 195.67 392.15 Td (for ) Tj ET Q q 0 0 0 rg BT 209.08 392.15 Td (establishing ) Tj ET Q q 0 0 0 rg BT 258.60 392.15 Td (and ) Tj ET Q q 0 0 0 rg BT 274.79 392.15 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 324.31 392.15 Td (adequate ) Tj ET Q q 0 0 0 rg BT 361.59 392.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 393.88 392.15 Td (control ) Tj ET Q q 0 0 0 rg BT 423.95 392.15 Td (over ) Tj ET Q q 0 0 0 rg BT 443.47 392.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 480.20 392.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 518.61 392.15 Td (\(as ) Tj ET Q q 0 0 0 rg BT 532.02 392.15 Td (defined ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 380.15 Td (in ) Tj ET Q q 0 0 0 rg BT 59.90 380.15 Td (Rule13a-15\(f\) ) Tj ET Q q 0 0 0 rg BT 121.16 380.15 Td (under ) Tj ET Q q 0 0 0 rg BT 146.04 380.15 Td (the ) Tj ET Q q 0 0 0 rg BT 160.38 380.15 Td (Exchange ) Tj ET Q q 0 0 0 rg BT 201.45 380.15 Td (Act\). ) Tj ET Q q 0 0 0 rg BT 223.83 380.15 Td (Our ) Tj ET Q q 0 0 0 rg BT 241.50 380.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 274.16 380.15 Td (control ) Tj ET Q q 0 0 0 rg BT 304.60 380.15 Td (system ) Tj ET Q q 0 0 0 rg BT 334.50 380.15 Td (is ) Tj ET Q q 0 0 0 rg BT 343.29 380.15 Td (designed ) Tj ET Q q 0 0 0 rg BT 380.95 380.15 Td (to ) Tj ET Q q 0 0 0 rg BT 390.84 380.15 Td (provide ) Tj ET Q q 0 0 0 rg BT 423.51 380.15 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 468.38 380.15 Td (assurance ) Tj ET Q q 0 0 0 rg BT 509.36 380.15 Td (regarding ) Tj ET Q q 0 0 0 rg BT 549.79 380.15 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 368.15 Td (reliability ) Tj ET Q q 0 0 0 rg BT 90.90 368.15 Td (of ) Tj ET Q q 0 0 0 rg BT 101.26 368.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 138.26 368.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 176.94 368.15 Td (and ) Tj ET Q q 0 0 0 rg BT 193.41 368.15 Td (the ) Tj ET Q q 0 0 0 rg BT 207.65 368.15 Td (preparation ) Tj ET Q q 0 0 0 rg BT 255.21 368.15 Td (of ) Tj ET Q q 0 0 0 rg BT 265.56 368.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 302.57 368.15 Td (statements ) Tj ET Q q 0 0 0 rg BT 346.81 368.15 Td (for ) Tj ET Q q 0 0 0 rg BT 360.49 368.15 Td (external ) Tj ET Q q 0 0 0 rg BT 394.72 368.15 Td (purposes ) Tj ET Q q 0 0 0 rg BT 432.30 368.15 Td (in ) Tj ET Q q 0 0 0 rg BT 442.10 368.15 Td (accordance ) Tj ET Q q 0 0 0 rg BT 489.09 368.15 Td (with ) Tj ET Q q 0 0 0 rg BT 508.89 368.15 Td (United ) Tj ET Q q 0 0 0 rg BT 538.13 368.15 Td (States ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 356.15 Td (generally ) Tj ET Q q 0 0 0 rg BT 89.70 356.15 Td (accepted ) Tj ET Q q 0 0 0 rg BT 127.17 356.15 Td (accounting ) Tj ET Q q 0 0 0 rg BT 173.54 356.15 Td (principles.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 334.15 Td (Management's ) Tj ET Q q 0 0 0 rg BT 147.90 334.15 Td (assessment ) Tj ET Q q 0 0 0 rg BT 196.34 334.15 Td (of ) Tj ET Q q 0 0 0 rg BT 208.68 334.15 Td (and ) Tj ET Q q 0 0 0 rg BT 227.12 334.15 Td (conclusion ) Tj ET Q q 0 0 0 rg BT 274.45 334.15 Td (on ) Tj ET Q q 0 0 0 rg BT 288.46 334.15 Td (the ) Tj ET Q q 0 0 0 rg BT 304.68 334.15 Td (ef) Tj ET Q q 0 0 0 rg BT 312.27 334.15 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 360.70 334.15 Td (of ) Tj ET Q q 0 0 0 rg BT 373.03 334.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 407.58 334.15 Td (control ) Tj ET Q q 0 0 0 rg BT 439.91 334.15 Td (over ) Tj ET Q q 0 0 0 rg BT 461.69 334.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 500.67 334.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 541.33 334.15 Td (as ) Tj ET Q q 0 0 0 rg BT 553.67 334.15 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.15 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.91 322.15 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 128.91 322.15 Td ( ) Tj ET Q q 0 0 0 rg BT 131.74 322.15 Td (did ) Tj ET Q q 0 0 0 rg BT 147.35 322.15 Td (not ) Tj ET Q q 0 0 0 rg BT 162.96 322.15 Td (include ) Tj ET Q q 0 0 0 rg BT 195.22 322.15 Td (an ) Tj ET Q q 0 0 0 rg BT 207.49 322.15 Td (assessment ) Tj ET Q q 0 0 0 rg BT 254.76 322.15 Td (of ) Tj ET Q q 0 0 0 rg BT 265.92 322.15 Td (the ) Tj ET Q q 0 0 0 rg BT 280.96 322.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 314.34 322.15 Td (controls ) Tj ET Q q 0 0 0 rg BT 349.38 322.15 Td (for ) Tj ET Q q 0 0 0 rg BT 363.87 322.15 Td (PB ) Tj ET Q q 0 0 0 rg BT 378.93 322.15 Td (Systems ) Tj ET Q q 0 0 0 rg BT 415.10 322.15 Td (division ) Tj ET Q q 0 0 0 rg BT 450.16 322.15 Td (\(acquired ) Tj ET Q q 0 0 0 rg BT 490.74 322.15 Td (in ) Tj ET Q q 0 0 0 rg BT 501.35 322.15 Td (June ) Tj ET Q q 0 0 0 rg BT 522.51 322.15 Td (2015\) ) Tj ET Q q 0 0 0 rg BT 548.67 322.15 Td (nor ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.15 Td (our ) Tj ET Q q 0 0 0 rg BT 66.39 310.15 Td (operations ) Tj ET Q q 0 0 0 rg BT 111.10 310.15 Td (in ) Tj ET Q q 0 0 0 rg BT 121.94 310.15 Td (the ) Tj ET Q q 0 0 0 rg BT 137.21 310.15 Td (Latin ) Tj ET Q q 0 0 0 rg BT 160.70 310.15 Td (America ) Tj ET Q q 0 0 0 rg BT 198.18 310.15 Td (or ) Tj ET Q q 0 0 0 rg BT 209.57 310.15 Td (Canada ) Tj ET Q q 0 0 0 rg BT 242.61 310.15 Td (for ) Tj ET Q q 0 0 0 rg BT 257.33 310.15 Td (which ) Tj ET Q q 0 0 0 rg BT 284.83 310.15 Td (the ) Tj ET Q q 0 0 0 rg BT 300.10 310.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 338.14 310.15 Td (information ) Tj ET Q q 0 0 0 rg BT 388.41 310.15 Td (for ) Tj ET Q q 0 0 0 rg BT 403.13 310.15 Td (these ) Tj ET Q q 0 0 0 rg BT 426.73 310.15 Td (business ) Tj ET Q q 0 0 0 rg BT 463.68 310.15 Td (units ) Tj ET Q q 0 0 0 rg BT 486.19 310.15 Td (are ) Tj ET Q q 0 0 0 rg BT 501.46 310.15 Td (included ) Tj ET Q q 0 0 0 rg BT 538.95 310.15 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 310.15 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.15 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 110.86 298.15 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 163.95 298.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 201.48 298.15 Td (statements ) Tj ET Q q 0 0 0 rg BT 246.24 298.15 Td (of ) Tj ET Q q 0 0 0 rg BT 257.12 298.15 Td (Ebix. ) Tj ET Q q 0 0 0 rg BT 280.87 298.15 Td (These ) Tj ET Q q 0 0 0 rg BT 307.30 298.15 Td (business ) Tj ET Q q 0 0 0 rg BT 343.74 298.15 Td (units ) Tj ET Q q 0 0 0 rg BT 365.73 298.15 Td (in ) Tj ET Q q 0 0 0 rg BT 376.06 298.15 Td (the ) Tj ET Q q 0 0 0 rg BT 390.83 298.15 Td (aggregate ) Tj ET Q q 0 0 0 rg BT 432.24 298.15 Td (represented ) Tj ET Q q 0 0 0 rg BT 480.87 298.15 Td (approximately ) Tj ET Q q 0 0 0 rg BT 541.18 298.15 Td (6.0% ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.15 Td (of ) Tj ET Q q 0 0 0 rg BT 61.46 286.15 Td (the ) Tj ET Q q 0 0 0 rg BT 76.81 286.15 Td (Company's ) Tj ET Q q 0 0 0 rg BT 124.52 286.15 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 178.19 286.15 Td (revenue ) Tj ET Q q 0 0 0 rg BT 212.96 286.15 Td (for ) Tj ET Q q 0 0 0 rg BT 227.75 286.15 Td (2015. ) Tj ET Q q 0 0 0 rg BT 253.38 286.15 Td (In ) Tj ET Q q 0 0 0 rg BT 264.84 286.15 Td (making ) Tj ET Q q 0 0 0 rg BT 297.97 286.15 Td (its ) Tj ET Q q 0 0 0 rg BT 310.55 286.15 Td (assessment ) Tj ET Q q 0 0 0 rg BT 358.12 286.15 Td (of ) Tj ET Q q 0 0 0 rg BT 369.58 286.15 Td (the ) Tj ET Q q 0 0 0 rg BT 384.92 286.15 Td (ef) Tj ET Q q 0 0 0 rg BT 392.51 286.15 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 440.06 286.15 Td (of ) Tj ET Q q 0 0 0 rg BT 451.52 286.15 Td (the ) Tj ET Q q 0 0 0 rg BT 466.87 286.15 Td (Company ) Tj ET Q q 0 0 0 rg BT 508.89 286.15 Td (controls ) Tj ET Q q 0 0 0 rg BT 544.23 286.15 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 87.39 274.15 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 128.95 274.15 Td (management ) Tj ET Q q 0 0 0 rg BT 182.45 274.15 Td (used ) Tj ET Q q 0 0 0 rg BT 203.18 274.15 Td (the ) Tj ET Q q 0 0 0 rg BT 217.81 274.15 Td (criteria ) Tj ET Q q 0 0 0 rg BT 248.53 274.15 Td (set ) Tj ET Q q 0 0 0 rg BT 262.04 274.15 Td (forth ) Tj ET Q q 0 0 0 rg BT 283.89 274.15 Td (by ) Tj ET Q q 0 0 0 rg BT 296.29 274.15 Td (the ) Tj ET Q q 0 0 0 rg BT 310.92 274.15 Td (2013 ) Tj ET Q q 0 0 0 rg BT 333.33 274.15 Td (Committee ) Tj ET Q q 0 0 0 rg BT 380.17 274.15 Td (of ) Tj ET Q q 0 0 0 rg BT 390.91 274.15 Td (Sponsoring ) Tj ET Q q 0 0 0 rg BT 438.88 274.15 Td (Or) Tj ET Q q 0 0 0 rg BT 449.25 274.15 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 497.20 274.15 Td (of ) Tj ET Q q 0 0 0 rg BT 507.93 274.15 Td (the ) Tj ET Q q 0 0 0 rg BT 522.38 274.15 Td (T) Tj ET Q q 0 0 0 rg BT 528.14 274.15 Td (readway ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.15 Td (Commission, ) Tj ET Q q 0 0 0 rg BT 105.94 262.15 Td (or ) Tj ET Q q 0 0 0 rg BT 117.13 262.15 Td (2013 ) Tj ET Q q 0 0 0 rg BT 140.00 262.15 Td (COSO ) Tj ET Q q 0 0 0 rg BT 169.55 262.15 Td (Internal ) Tj ET Q q 0 0 0 rg BT 203.51 262.15 Td (Control-Integrated ) Tj ET Q q 0 0 0 rg BT 280.80 262.15 Td (Framework. ) Tj ET Q q 0 0 0 rg BT 332.26 262.15 Td (Based ) Tj ET Q q 0 0 0 rg BT 359.57 262.15 Td (on ) Tj ET Q q 0 0 0 rg BT 372.44 262.15 Td (our ) Tj ET Q q 0 0 0 rg BT 388.64 262.15 Td (assessment ) Tj ET Q q 0 0 0 rg BT 435.94 262.15 Td (and ) Tj ET Q q 0 0 0 rg BT 453.25 262.15 Td (those ) Tj ET Q q 0 0 0 rg BT 477.23 262.15 Td (criteria, ) Tj ET Q q 0 0 0 rg BT 510.91 262.15 Td (management ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.15 Td (believes ) Tj ET Q q 0 0 0 rg BT 85.26 250.15 Td (that ) Tj ET Q q 0 0 0 rg BT 102.76 250.15 Td (we ) Tj ET Q q 0 0 0 rg BT 116.92 250.15 Td (maintained ) Tj ET Q q 0 0 0 rg BT 163.85 250.15 Td (ef) Tj ET Q q 0 0 0 rg BT 171.44 250.15 Td (fective ) Tj ET Q q 0 0 0 rg BT 201.14 250.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 234.18 250.15 Td (control ) Tj ET Q q 0 0 0 rg BT 265.00 250.15 Td (over ) Tj ET Q q 0 0 0 rg BT 285.27 250.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 322.75 250.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 361.91 250.15 Td (as ) Tj ET Q q 0 0 0 rg BT 372.74 250.15 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 383.57 250.15 Td (December31, ) Tj ET Q q 0 0 0 rg BT 442.15 250.15 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 462.15 250.15 Td (. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 228.15 Td (The ) Tj ET Q q 0 0 0 rg BT 117.04 228.15 Td (term ) Tj ET Q q 0 0 0 rg BT 137.86 228.15 Td (internal ) Tj ET Q q 0 0 0 rg BT 175.34 228.15 Td (control ) Tj ET Q q 0 0 0 rg BT 206.16 228.15 Td (over ) Tj ET Q q 0 0 0 rg BT 226.42 228.15 Td (financial ) Tj ET Q q 0 0 0 rg BT 263.90 228.15 Td (reporting ) Tj ET Q q 0 0 0 rg BT 307.49 228.15 Td (is ) Tj ET Q q 0 0 0 rg BT 316.65 228.15 Td (defined ) Tj ET Q q 0 0 0 rg BT 349.13 228.15 Td (as ) Tj ET Q q 0 0 0 rg BT 359.96 228.15 Td (a ) Tj ET Q q 0 0 0 rg BT 366.89 228.15 Td (process ) Tj ET Q q 0 0 0 rg BT 399.38 228.15 Td (designed ) Tj ET Q q 0 0 0 rg BT 437.42 228.15 Td (by) Tj ET Q q 0 0 0 rg BT 446.77 228.15 Td (, ) Tj ET Q 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ET Q q 0 0 0 rg BT 80.34 622.10 Td (readway ) Tj ET Q q 0 0 0 rg BT 116.31 622.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 168.97 622.10 Td (\(COSO\). ) Tj ET Q q 0 0 0 rg BT 206.75 622.10 Td (The ) Tj ET Q q 0 0 0 rg BT 224.39 622.10 Td (Company's ) Tj ET Q q 0 0 0 rg BT 271.07 622.10 Td (management ) Tj ET Q q 0 0 0 rg BT 324.25 622.10 Td (is ) Tj ET Q q 0 0 0 rg BT 333.02 622.10 Td (responsible ) Tj ET Q q 0 0 0 rg BT 380.66 622.10 Td (for ) Tj ET Q q 0 0 0 rg BT 394.42 622.10 Td (maintaining ) Tj ET Q q 0 0 0 rg BT 444.28 622.10 Td (ef) Tj ET Q q 0 0 0 rg BT 451.87 622.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 481.17 622.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 513.81 622.10 Td (control ) Tj ET Q q 0 0 0 rg BT 544.23 622.10 Td (over ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 610.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 89.50 610.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 130.67 610.10 Td (and ) Tj ET Q q 0 0 0 rg BT 149.63 610.10 Td (for ) Tj ET Q q 0 0 0 rg BT 165.80 610.10 Td (its ) Tj ET Q q 0 0 0 rg BT 179.77 610.10 Td (assessment ) Tj ET Q q 0 0 0 rg BT 228.72 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 241.57 610.10 Td (the ) Tj ET Q q 0 0 0 rg BT 258.30 610.10 Td (ef) Tj ET Q q 0 0 0 rg BT 265.89 610.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 314.83 610.10 Td (of ) Tj ET Q q 0 0 0 rg BT 327.68 610.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 362.74 610.10 Td (control ) Tj ET Q q 0 0 0 rg BT 395.58 610.10 Td (over ) Tj ET Q q 0 0 0 rg BT 417.87 610.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 457.37 610.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 498.54 610.10 Td (included ) Tj ET Q q 0 0 0 rg BT 537.49 610.10 Td (in ) Tj ET Q q 0 0 0 rg BT 549.78 610.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 598.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 110.50 598.10 Td (Management's ) Tj ET Q q 0 0 0 rg BT 170.58 598.10 Td (Report ) Tj ET Q q 0 0 0 rg BT 199.99 598.10 Td (on ) Tj ET Q q 0 0 0 rg BT 212.18 598.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 245.46 598.10 Td (Control ) Tj ET Q q 0 0 0 rg BT 278.21 598.10 Td (over ) Tj ET Q q 0 0 0 rg BT 298.16 598.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 337.57 598.10 Td (Reporting. ) Tj ET Q q 0 0 0 rg BT 382.25 598.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 399.99 598.10 Td (responsibility ) Tj ET Q q 0 0 0 rg BT 456.62 598.10 Td (is ) Tj ET Q q 0 0 0 rg BT 465.48 598.10 Td (to ) Tj ET Q q 0 0 0 rg BT 475.45 598.10 Td (express ) Tj ET Q q 0 0 0 rg BT 507.63 598.10 Td (an ) Tj ET Q q 0 0 0 rg BT 519.26 598.10 Td (opinion ) Tj ET Q q 0 0 0 rg BT 552.00 598.10 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 586.10 Td (the ) Tj ET Q q 0 0 0 rg BT 64.72 586.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 109.57 586.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 142.61 586.10 Td (control ) Tj ET Q q 0 0 0 rg BT 173.43 586.10 Td (over ) Tj ET Q q 0 0 0 rg BT 193.70 586.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 231.18 586.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 270.34 586.10 Td (based ) Tj ET Q q 0 0 0 rg BT 295.61 586.10 Td (on ) Tj ET Q q 0 0 0 rg BT 308.11 586.10 Td (our ) Tj ET Q q 0 0 0 rg BT 323.94 586.10 Td (audit.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 568.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 568.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.95 568.10 Td (conducted ) Tj ET Q q 0 0 0 rg BT 109.92 568.10 Td (our ) Tj ET Q q 0 0 0 rg BT 126.12 568.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 148.99 568.10 Td (in ) Tj ET Q q 0 0 0 rg BT 159.64 568.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 207.48 568.10 Td (with ) Tj ET Q q 0 0 0 rg BT 228.13 568.10 Td (the ) Tj ET Q q 0 0 0 rg BT 243.22 568.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 283.86 568.10 Td (of ) Tj ET Q q 0 0 0 rg BT 295.06 568.10 Td (the ) Tj ET Q q 0 0 0 rg BT 310.15 568.10 Td (Public ) Tj ET Q q 0 0 0 rg BT 338.58 568.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 379.71 568.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 429.24 568.10 Td (Oversight ) Tj ET Q q 0 0 0 rg BT 471.55 568.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 498.86 568.10 Td (\(United ) Tj ET Q q 0 0 0 rg BT 532.28 568.10 Td (States\). ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 556.10 Td (Those ) Tj ET Q q 0 0 0 rg BT 76.45 556.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 116.24 556.10 Td (require ) Tj ET Q q 0 0 0 rg BT 146.57 556.10 Td (that ) Tj ET Q q 0 0 0 rg BT 163.58 556.10 Td (we ) Tj ET Q q 0 0 0 rg BT 177.26 556.10 Td (plan ) Tj ET Q q 0 0 0 rg BT 196.49 556.10 Td (and ) Tj ET Q q 0 0 0 rg BT 212.94 556.10 Td (perform ) Tj ET Q q 0 0 0 rg BT 247.17 556.10 Td (the ) Tj ET Q q 0 0 0 rg BT 261.40 556.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 283.41 556.10 Td (to ) Tj ET Q q 0 0 0 rg BT 293.20 556.10 Td (obtain ) Tj ET Q q 0 0 0 rg BT 320.21 556.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 364.98 556.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 405.87 556.10 Td (about ) Tj ET Q q 0 0 0 rg BT 430.10 556.10 Td (whether ) Tj ET Q q 0 0 0 rg BT 464.32 556.10 Td (ef) Tj ET Q q 0 0 0 rg BT 471.91 556.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 501.13 556.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 533.68 556.10 Td (control ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 544.10 Td (over ) Tj ET Q q 0 0 0 rg BT 70.76 544.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 108.73 544.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 148.37 544.10 Td (was ) Tj ET Q q 0 0 0 rg BT 166.91 544.10 Td (maintained ) Tj ET Q q 0 0 0 rg BT 214.33 544.10 Td (in ) Tj ET Q q 0 0 0 rg BT 225.09 544.10 Td (all ) Tj ET Q q 0 0 0 rg BT 238.08 544.10 Td (material ) Tj ET Q q 0 0 0 rg BT 273.82 544.10 Td (respects. ) Tj ET Q q 0 0 0 rg BT 311.52 544.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 330.06 544.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 353.04 544.10 Td (of ) Tj ET Q q 0 0 0 rg BT 364.36 544.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 397.89 544.10 Td (control ) Tj ET Q q 0 0 0 rg BT 429.20 544.10 Td (over ) Tj ET Q q 0 0 0 rg BT 449.96 544.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 487.93 544.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 527.57 544.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 532.10 Td (obtaining ) Tj ET Q q 0 0 0 rg BT 90.97 532.10 Td (an ) Tj ET Q q 0 0 0 rg BT 103.61 532.10 Td (understanding ) Tj ET Q q 0 0 0 rg BT 163.46 532.10 Td (of ) Tj ET Q q 0 0 0 rg BT 174.99 532.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 208.73 532.10 Td (control ) Tj ET Q q 0 0 0 rg BT 240.25 532.10 Td (over ) Tj ET Q q 0 0 0 rg BT 261.22 532.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 299.40 532.10 Td (reporting, ) Tj ET Q q 0 0 0 rg BT 341.75 532.10 Td (assessing ) Tj ET Q q 0 0 0 rg BT 382.17 532.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.59 532.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 415.79 532.10 Td (that ) Tj ET Q q 0 0 0 rg BT 433.98 532.10 Td (a ) Tj ET Q q 0 0 0 rg BT 441.62 532.10 Td (material ) Tj ET Q q 0 0 0 rg BT 477.57 532.10 Td (weakness ) Tj ET Q q 0 0 0 rg BT 519.09 532.10 Td (exists, ) Tj ET Q q 0 0 0 rg BT 547.57 532.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 520.10 Td (testing ) Tj ET Q q 0 0 0 rg BT 78.62 520.10 Td (and ) Tj ET Q q 0 0 0 rg BT 95.00 520.10 Td (evaluating ) Tj ET Q q 0 0 0 rg BT 138.61 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 152.77 520.10 Td (design ) Tj ET Q q 0 0 0 rg BT 180.83 520.10 Td (and ) Tj ET Q q 0 0 0 rg BT 197.22 520.10 Td (operating ) Tj ET Q q 0 0 0 rg BT 236.94 520.10 Td (ef) Tj ET Q q 0 0 0 rg BT 244.52 520.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 290.90 520.10 Td (of ) Tj ET Q q 0 0 0 rg BT 301.18 520.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 333.67 520.10 Td (control ) Tj ET Q q 0 0 0 rg BT 363.95 520.10 Td (based ) Tj ET Q q 0 0 0 rg BT 388.67 520.10 Td (on ) Tj ET Q q 0 0 0 rg BT 400.62 520.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.79 520.10 Td (assessed ) Tj ET Q q 0 0 0 rg BT 450.62 520.10 Td (risk. ) Tj ET Q q 0 0 0 rg BT 470.07 520.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 487.57 520.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 509.52 520.10 Td (also ) Tj ET Q q 0 0 0 rg BT 527.58 520.10 Td (included ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 508.10 Td (performing ) Tj ET Q q 0 0 0 rg BT 96.72 508.10 Td (such ) Tj ET Q q 0 0 0 rg BT 116.78 508.10 Td (other ) Tj ET Q q 0 0 0 rg BT 139.06 508.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 184.66 508.10 Td (as ) Tj ET Q q 0 0 0 rg BT 194.73 508.10 Td (we ) Tj ET Q q 0 0 0 rg BT 208.12 508.10 Td (considered ) Tj ET Q q 0 0 0 rg BT 253.17 508.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 293.77 508.10 Td (in ) Tj ET Q q 0 0 0 rg BT 303.28 508.10 Td (the ) Tj ET Q q 0 0 0 rg BT 317.23 508.10 Td (circumstances. ) Tj ET Q q 0 0 0 rg BT 377.98 508.10 Td (W) Tj ET Q q 0 0 0 rg BT 386.62 508.10 Td (e ) Tj ET Q q 0 0 0 rg BT 392.79 508.10 Td (believe ) Tj ET Q q 0 0 0 rg BT 423.40 508.10 Td (that ) Tj ET Q q 0 0 0 rg BT 440.12 508.10 Td (our ) Tj ET Q q 0 0 0 rg BT 455.19 508.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 476.92 508.10 Td (provides ) Tj ET Q q 0 0 0 rg BT 513.09 508.10 Td (a ) Tj ET Q q 0 0 0 rg BT 519.26 508.10 Td (reasonable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 496.10 Td (basis ) Tj ET Q q 0 0 0 rg BT 72.50 496.10 Td (for ) Tj ET Q q 0 0 0 rg BT 86.66 496.10 Td (our ) Tj ET Q q 0 0 0 rg BT 102.49 496.10 Td (opinion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 478.10 Td (A) Tj ET Q q 0 0 0 rg BT 56.67 478.10 Td ( ) Tj ET Q q 0 0 0 rg BT 58.36 478.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 102.40 478.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 134.63 478.10 Td (control ) Tj ET Q q 0 0 0 rg BT 164.64 478.10 Td (over ) Tj ET Q q 0 0 0 rg BT 184.10 478.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 220.77 478.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 259.12 478.10 Td (is ) Tj ET Q q 0 0 0 rg BT 267.48 478.10 Td (a ) Tj ET Q q 0 0 0 rg BT 273.60 478.10 Td (process ) Tj ET Q q 0 0 0 rg BT 305.28 478.10 Td (designed ) Tj ET Q q 0 0 0 rg BT 342.52 478.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.99 478.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 384.22 478.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 428.67 478.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 469.22 478.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 509.23 478.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.13 478.10 Td (reliability ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.59 466.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 99.84 466.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 139.76 466.10 Td (and ) Tj ET Q q 0 0 0 rg BT 157.46 466.10 Td (the ) Tj ET Q q 0 0 0 rg BT 172.94 466.10 Td (preparation ) Tj ET Q q 0 0 0 rg BT 221.74 466.10 Td (of ) Tj ET Q q 0 0 0 rg BT 233.33 466.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 271.58 466.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 317.05 466.10 Td (for ) Tj ET Q q 0 0 0 rg BT 331.98 466.10 Td (external ) Tj ET Q q 0 0 0 rg BT 367.44 466.10 Td (purposes ) Tj ET Q q 0 0 0 rg BT 406.26 466.10 Td (in ) Tj ET Q q 0 0 0 rg BT 417.30 466.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 465.53 466.10 Td (with ) Tj ET Q q 0 0 0 rg BT 486.57 466.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 527.04 466.10 Td (accepted ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 454.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 95.81 454.10 Td (principles. ) Tj ET Q q 0 0 0 rg BT 139.26 454.10 Td (A) Tj ET Q q 0 0 0 rg BT 145.93 454.10 Td ( ) Tj ET Q q 0 0 0 rg BT 147.87 454.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 192.17 454.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 224.65 454.10 Td (control ) Tj ET Q q 0 0 0 rg BT 254.92 454.10 Td (over ) Tj ET Q q 0 0 0 rg BT 274.63 454.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 311.55 454.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 350.15 454.10 Td (includes ) Tj ET Q q 0 0 0 rg BT 385.42 454.10 Td (those ) Tj ET Q q 0 0 0 rg BT 408.47 454.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 441.51 454.10 Td (and ) Tj ET Q q 0 0 0 rg BT 457.89 454.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 503.70 454.10 Td (that ) Tj ET Q q 0 0 0 rg BT 520.64 454.10 Td (\(1\) ) Tj ET Q q 0 0 0 rg BT 534.24 454.10 Td (pertain ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 442.10 Td (to ) Tj ET Q q 0 0 0 rg BT 60.00 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 74.44 442.10 Td (maintenance ) Tj ET Q q 0 0 0 rg BT 127.18 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 137.74 442.10 Td (records ) Tj ET Q q 0 0 0 rg BT 169.38 442.10 Td (that, ) Tj ET Q q 0 0 0 rg BT 189.10 442.10 Td (in ) Tj ET Q q 0 0 0 rg BT 199.10 442.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 244.07 442.10 Td (detail, ) Tj ET Q q 0 0 0 rg BT 271.01 442.10 Td (accurately ) Tj ET Q q 0 0 0 rg BT 314.31 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 330.97 442.10 Td (fairly ) Tj ET Q q 0 0 0 rg BT 354.84 442.10 Td (reflect ) Tj ET Q q 0 0 0 rg BT 382.59 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 397.03 442.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 447.02 442.10 Td (and ) Tj ET Q q 0 0 0 rg BT 463.68 442.10 Td (dispositions ) Tj ET Q q 0 0 0 rg BT 513.68 442.10 Td (of ) Tj ET Q q 0 0 0 rg BT 524.24 442.10 Td (the ) Tj ET Q q 0 0 0 rg BT 538.67 442.10 Td (assets ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.17 430.10 Td (the ) Tj ET Q q 0 0 0 rg BT 76.23 430.10 Td (company; ) Tj ET Q q 0 0 0 rg BT 118.51 430.10 Td (\(2\) ) Tj ET Q q 0 0 0 rg BT 133.01 430.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 166.40 430.10 Td (reasonable ) Tj ET Q q 0 0 0 rg BT 212.00 430.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 253.71 430.10 Td (that ) Tj ET Q q 0 0 0 rg BT 271.55 430.10 Td (transactions ) Tj ET Q q 0 0 0 rg BT 322.16 430.10 Td (are ) Tj ET Q q 0 0 0 rg BT 337.21 430.10 Td (recorded ) Tj ET Q q 0 0 0 rg BT 375.03 430.10 Td (as ) Tj ET Q q 0 0 0 rg BT 386.20 430.10 Td (necessary ) Tj ET Q q 0 0 0 rg BT 427.91 430.10 Td (to ) Tj ET Q q 0 0 0 rg BT 438.53 430.10 Td (permit ) Tj ET Q q 0 0 0 rg BT 467.48 430.10 Td (preparation ) Tj ET Q q 0 0 0 rg BT 515.85 430.10 Td (of ) Tj ET Q q 0 0 0 rg BT 527.03 430.10 Td (financial ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 418.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 95.08 418.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.72 418.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 153.54 418.10 Td (with ) Tj ET Q q 0 0 0 rg BT 174.18 418.10 Td (generally ) Tj ET Q q 0 0 0 rg BT 214.25 418.10 Td (accepted ) Tj ET Q q 0 0 0 rg BT 252.08 418.10 Td (accounting ) Tj ET Q q 0 0 0 rg BT 298.82 418.10 Td (principles, ) Tj ET Q q 0 0 0 rg BT 343.62 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 360.92 418.10 Td (that ) Tj ET Q q 0 0 0 rg BT 378.78 418.10 Td (receipts ) Tj ET Q q 0 0 0 rg BT 412.74 418.10 Td (and ) Tj ET Q q 0 0 0 rg BT 430.04 418.10 Td (expenditures ) Tj ET Q q 0 0 0 rg BT 484.00 418.10 Td (of ) Tj ET Q q 0 0 0 rg BT 495.19 418.10 Td (the ) Tj ET Q q 0 0 0 rg BT 510.27 418.10 Td (company ) Tj ET Q q 0 0 0 rg BT 549.79 418.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 406.10 Td (being ) Tj ET Q q 0 0 0 rg BT 75.45 406.10 Td (made ) Tj ET Q q 0 0 0 rg BT 100.34 406.10 Td (only ) Tj ET Q q 0 0 0 rg BT 121.35 406.10 Td (in ) Tj ET Q q 0 0 0 rg BT 132.36 406.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 180.56 406.10 Td (with ) Tj ET Q q 0 0 0 rg BT 201.57 406.10 Td (authorizations ) Tj ET Q q 0 0 0 rg BT 261.46 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 273.02 406.10 Td (management ) Tj ET Q q 0 0 0 rg BT 327.34 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 345.01 406.10 Td (directors ) Tj ET Q q 0 0 0 rg BT 383.23 406.10 Td (of ) Tj ET Q q 0 0 0 rg BT 394.80 406.10 Td (the ) Tj ET Q q 0 0 0 rg BT 410.25 406.10 Td (company; ) Tj ET Q q 0 0 0 rg BT 452.92 406.10 Td (and ) Tj ET Q q 0 0 0 rg BT 470.59 406.10 Td (\(3\) ) Tj ET Q q 0 0 0 rg BT 485.48 406.10 Td (provide ) Tj ET Q q 0 0 0 rg BT 519.26 406.10 Td (reasonable ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 394.10 Td (assurance ) Tj ET Q q 0 0 0 rg BT 91.70 394.10 Td (regarding ) Tj ET Q q 0 0 0 rg BT 132.85 394.10 Td (prevention ) Tj ET Q q 0 0 0 rg BT 178.45 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 189.61 394.10 Td (timely ) Tj ET Q q 0 0 0 rg BT 218.00 394.10 Td (detection ) Tj ET Q q 0 0 0 rg BT 257.48 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 268.64 394.10 Td (unauthorized ) Tj ET Q q 0 0 0 rg BT 323.68 394.10 Td (acquisition, ) Tj ET Q q 0 0 0 rg BT 372.89 394.10 Td (use, ) Tj ET Q q 0 0 0 rg BT 391.56 394.10 Td (or ) Tj ET Q q 0 0 0 rg BT 402.72 394.10 Td (disposition ) Tj ET Q q 0 0 0 rg BT 449.45 394.10 Td (of ) Tj ET Q q 0 0 0 rg BT 460.61 394.10 Td (the ) Tj ET Q q 0 0 0 rg BT 475.67 394.10 Td (company's ) Tj ET Q q 0 0 0 rg BT 520.85 394.10 Td (assets ) Tj ET Q q 0 0 0 rg BT 547.01 394.10 Td (that ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 382.10 Td (could ) Tj ET Q q 0 0 0 rg BT 74.72 382.10 Td (have ) Tj ET Q q 0 0 0 rg BT 96.09 382.10 Td (a ) Tj ET Q q 0 0 0 rg BT 103.03 382.10 Td (material ) Tj ET Q q 0 0 0 rg BT 138.29 382.10 Td (ef) Tj ET Q q 0 0 0 rg BT 145.88 382.10 Td (fect ) Tj ET Q q 0 0 0 rg BT 163.36 382.10 Td (on ) Tj ET Q q 0 0 0 rg BT 175.86 382.10 Td (the ) Tj ET Q q 0 0 0 rg BT 190.58 382.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 228.06 382.10 Td (statements.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 364.10 Td (Because ) Tj ET Q q 0 0 0 rg BT 87.24 364.10 Td (of ) Tj ET Q q 0 0 0 rg BT 99.49 364.10 Td (its ) Tj ET Q q 0 0 0 rg BT 112.85 364.10 Td (inherent ) Tj ET Q q 0 0 0 rg BT 149.54 364.10 Td (limitations, ) Tj ET Q q 0 0 0 rg BT 198.74 364.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 233.20 364.10 Td (control ) Tj ET Q q 0 0 0 rg BT 265.45 364.10 Td (over ) Tj ET Q q 0 0 0 rg BT 287.13 364.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 326.04 364.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 366.61 364.10 Td (may ) Tj ET Q q 0 0 0 rg BT 387.75 364.10 Td (not ) Tj ET Q q 0 0 0 rg BT 404.45 364.10 Td (prevent ) Tj ET Q q 0 0 0 rg BT 438.35 364.10 Td (or ) Tj ET Q q 0 0 0 rg BT 450.60 364.10 Td (detect ) Tj ET Q q 0 0 0 rg BT 478.40 364.10 Td (misstatements. ) Tj ET Q q 0 0 0 rg BT 540.61 364.10 Td (Also, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 352.10 Td (projections ) Tj ET Q q 0 0 0 rg BT 96.31 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 106.52 352.10 Td (any ) Tj ET Q q 0 0 0 rg BT 122.84 352.10 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 166.37 352.10 Td (of ) Tj ET Q q 0 0 0 rg BT 176.58 352.10 Td (ef) Tj ET Q q 0 0 0 rg BT 184.17 352.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 230.47 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 240.13 352.10 Td (future ) Tj ET Q q 0 0 0 rg BT 265.89 352.10 Td (periods ) Tj ET Q q 0 0 0 rg BT 297.21 352.10 Td (are ) Tj ET Q q 0 0 0 rg BT 311.29 352.10 Td (subject ) Tj ET Q q 0 0 0 rg BT 341.50 352.10 Td (to ) Tj ET Q q 0 0 0 rg BT 351.16 352.10 Td (the ) Tj ET Q q 0 0 0 rg BT 365.25 352.10 Td (risk ) Tj ET Q q 0 0 0 rg BT 382.13 352.10 Td (that ) Tj ET Q q 0 0 0 rg BT 399.01 352.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 433.11 352.10 Td (may ) Tj ET Q q 0 0 0 rg BT 452.20 352.10 Td (become ) Tj ET Q q 0 0 0 rg BT 485.18 352.10 Td (inadequate ) Tj ET Q q 0 0 0 rg BT 530.37 352.10 Td (because ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 60.83 340.10 Td (changes ) Tj ET Q q 0 0 0 rg BT 95.54 340.10 Td (in ) Tj ET Q q 0 0 0 rg BT 105.82 340.10 Td (conditions, ) Tj ET Q q 0 0 0 rg BT 152.48 340.10 Td (or ) Tj ET Q q 0 0 0 rg BT 163.31 340.10 Td (that ) Tj ET Q q 0 0 0 rg BT 180.81 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 195.52 340.10 Td (degree ) Tj ET Q q 0 0 0 rg BT 224.67 340.10 Td (of ) Tj ET Q q 0 0 0 rg BT 235.50 340.10 Td (compliance ) Tj ET Q q 0 0 0 rg BT 284.09 340.10 Td (with ) Tj ET Q q 0 0 0 rg BT 304.37 340.10 Td (the ) Tj ET Q q 0 0 0 rg BT 319.08 340.10 Td (policies ) Tj ET Q q 0 0 0 rg BT 352.69 340.10 Td (or ) Tj ET Q q 0 0 0 rg BT 363.52 340.10 Td (procedures ) Tj ET Q q 0 0 0 rg BT 409.88 340.10 Td (may ) Tj ET Q q 0 0 0 rg BT 429.60 340.10 Td (deteriorate.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 322.10 Td (As ) Tj ET Q q 0 0 0 rg BT 63.29 322.10 Td (indicated ) Tj ET Q q 0 0 0 rg BT 102.12 322.10 Td (in ) Tj ET Q q 0 0 0 rg BT 112.07 322.10 Td (the ) Tj ET Q q 0 0 0 rg BT 126.47 322.10 Td (accompanying ) Tj ET Q q 0 0 0 rg BT 186.95 322.10 Td (Management's ) Tj ET Q q 0 0 0 rg BT 247.03 322.10 Td (Report ) Tj ET Q q 0 0 0 rg BT 276.42 322.10 Td (on ) Tj ET Q q 0 0 0 rg BT 288.60 322.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 321.87 322.10 Td (Control ) Tj ET Q q 0 0 0 rg BT 354.60 322.10 Td (over ) Tj ET Q q 0 0 0 rg BT 374.54 322.10 Td (Financial ) Tj ET Q q 0 0 0 rg BT 413.93 322.10 Td (Reporting, ) Tj ET Q q 0 0 0 rg BT 458.61 322.10 Td (management's ) Tj ET Q q 0 0 0 rg BT 517.56 322.10 Td (assessment ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 61.55 310.10 Td (and ) Tj ET Q q 0 0 0 rg BT 79.21 310.10 Td (conclusion ) Tj ET Q q 0 0 0 rg BT 125.76 310.10 Td (on ) Tj ET Q q 0 0 0 rg BT 138.98 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 154.42 310.10 Td (ef) Tj ET Q q 0 0 0 rg BT 162.01 310.10 Td (fectiveness ) Tj ET Q q 0 0 0 rg BT 209.66 310.10 Td (of ) Tj ET Q q 0 0 0 rg BT 221.21 310.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 254.98 310.10 Td (control ) Tj ET Q q 0 0 0 rg BT 286.52 310.10 Td (over ) Tj ET Q q 0 0 0 rg BT 307.51 310.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 345.72 310.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 385.60 310.10 Td (did ) Tj ET Q q 0 0 0 rg BT 401.60 310.10 Td (not ) Tj ET Q q 0 0 0 rg BT 417.60 310.10 Td (include ) Tj ET Q q 0 0 0 rg BT 450.25 310.10 Td (the ) Tj ET Q q 0 0 0 rg BT 465.69 310.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 499.46 310.10 Td (controls ) Tj ET Q q 0 0 0 rg BT 534.90 310.10 Td (for ) Tj ET Q q 0 0 0 rg BT 549.78 310.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 298.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 93.98 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 104.08 298.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 127.00 298.10 Td (America ) Tj ET Q q 0 0 0 rg BT 163.75 298.10 Td (or ) Tj ET Q q 0 0 0 rg BT 174.41 298.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 209.22 298.10 Td (or ) Tj ET Q q 0 0 0 rg BT 219.87 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 234.42 298.10 Td (Company) Tj ET Q q 0 0 0 rg BT 276.08 298.10 Td (s ) Tj ET Q q 0 0 0 rg BT 282.30 298.10 Td (acquisition ) Tj ET Q q 0 0 0 rg BT 328.50 298.10 Td (of ) Tj ET Q q 0 0 0 rg BT 339.16 298.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 353.72 298.10 Td (Systems ) Tj ET Q q 0 0 0 rg BT 389.38 298.10 Td (in ) Tj ET Q q 0 0 0 rg BT 399.49 298.10 Td (the ) Tj ET Q q 0 0 0 rg BT 414.03 298.10 Td (United ) Tj ET Q q 0 0 0 rg BT 443.57 298.10 Td (States ) Tj ET Q q 0 0 0 rg BT 469.78 298.10 Td (during ) Tj ET Q q 0 0 0 rg BT 498.22 298.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 523.04 298.10 Td (which ) Tj ET Q q 0 0 0 rg BT 549.81 298.10 Td (are ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 286.10 Td (included ) Tj ET Q q 0 0 0 rg BT 86.69 286.10 Td (in ) Tj ET Q q 0 0 0 rg BT 96.73 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 111.20 286.10 Td (2015 ) Tj ET Q q 0 0 0 rg BT 133.46 286.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 186.26 286.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 223.50 286.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 267.97 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 278.56 286.10 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 302.20 286.10 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 319.73 286.10 Td (and ) Tj ET Q q 0 0 0 rg BT 336.43 286.10 Td (which ) Tj ET Q q 0 0 0 rg BT 363.13 286.10 Td (constituted ) Tj ET Q q 0 0 0 rg BT 409.27 286.10 Td (approximately ) Tj ET Q q 0 0 0 rg BT 469.28 286.10 Td (6.0% ) Tj ET Q q 0 0 0 rg BT 492.37 286.10 Td (of ) Tj ET Q q 0 0 0 rg BT 502.96 286.10 Td (the ) Tj ET Q q 0 0 0 rg BT 517.43 286.10 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 274.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 102.25 274.10 Td (revenues ) Tj ET Q q 0 0 0 rg BT 139.50 274.10 Td (for ) Tj ET Q q 0 0 0 rg BT 152.87 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 166.80 274.10 Td (year ) Tj ET Q q 0 0 0 rg BT 185.72 274.10 Td (ended ) Tj ET Q q 0 0 0 rg BT 211.31 274.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 269.10 274.10 Td (2015. ) Tj ET Q q 0 0 0 rg BT 293.32 274.10 Td (Our ) Tj ET Q q 0 0 0 rg BT 310.58 274.10 Td (audit ) Tj ET Q q 0 0 0 rg BT 332.29 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 342.33 274.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 374.58 274.10 Td (control ) Tj ET Q q 0 0 0 rg BT 404.62 274.10 Td (over ) Tj ET Q q 0 0 0 rg BT 424.10 274.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 460.79 274.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 499.16 274.10 Td (of ) Tj ET Q q 0 0 0 rg BT 509.20 274.10 Td (the ) Tj ET Q q 0 0 0 rg BT 523.13 274.10 Td (Company ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 262.10 Td (also ) Tj ET Q q 0 0 0 rg BT 68.58 262.10 Td (did ) Tj ET Q q 0 0 0 rg BT 83.83 262.10 Td (not ) Tj ET Q q 0 0 0 rg BT 99.07 262.10 Td (include ) Tj ET Q q 0 0 0 rg BT 130.98 262.10 Td (an ) Tj ET Q q 0 0 0 rg BT 142.89 262.10 Td (evaluation ) Tj ET Q q 0 0 0 rg BT 187.01 262.10 Td (of ) Tj ET Q q 0 0 0 rg BT 197.81 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 212.49 262.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 245.50 262.10 Td (control ) Tj ET Q q 0 0 0 rg BT 276.30 262.10 Td (over ) Tj ET Q q 0 0 0 rg BT 296.54 262.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 333.99 262.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 373.11 262.10 Td (for ) Tj ET Q q 0 0 0 rg BT 387.24 262.10 Td (the ) Tj ET Q q 0 0 0 rg BT 401.93 262.10 Td (operations ) Tj ET Q q 0 0 0 rg BT 446.05 262.10 Td (in ) Tj ET Q q 0 0 0 rg BT 456.30 262.10 Td (Latin ) Tj ET Q q 0 0 0 rg BT 479.33 262.10 Td (America, ) Tj ET Q q 0 0 0 rg BT 518.72 262.10 Td (Canada, ) Tj ET Q q 0 0 0 rg BT 553.68 262.10 Td (or ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 250.10 Td (PB ) Tj ET Q q 0 0 0 rg BT 64.73 250.10 Td (Systems. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 232.10 Td (In ) Tj ET Q q 0 0 0 rg BT 62.70 232.10 Td (our ) Tj ET Q q 0 0 0 rg BT 80.40 232.10 Td (opinion, ) Tj ET Q q 0 0 0 rg BT 117.83 232.10 Td (the ) Tj ET Q q 0 0 0 rg BT 134.41 232.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 177.67 232.10 Td (maintained, ) Tj ET Q q 0 0 0 rg BT 228.97 232.10 Td (in ) Tj ET Q q 0 0 0 rg BT 241.12 232.10 Td (all ) Tj ET Q q 0 0 0 rg BT 255.48 232.10 Td (material ) Tj ET Q q 0 0 0 rg BT 292.61 232.10 Td (respects, ) Tj ET Q q 0 0 0 rg BT 331.69 232.10 Td (ef) Tj ET Q q 0 0 0 rg BT 339.28 232.10 Td (fective ) Tj ET Q q 0 0 0 rg BT 370.85 232.10 Td (internal ) Tj ET Q q 0 0 0 rg BT 405.76 232.10 Td (control ) Tj ET Q q 0 0 0 rg BT 438.46 232.10 Td (over ) Tj ET Q q 0 0 0 rg BT 460.60 232.10 Td (financial ) Tj ET Q q 0 0 0 rg BT 499.95 232.10 Td (reporting ) Tj ET Q q 0 0 0 rg BT 540.97 232.10 Td (as ) Tj ET Q q 0 0 0 rg BT 553.67 232.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 220.10 Td (December31, ) Tj ET Q q 0 0 0 rg BT 108.88 220.10 Td (2015, ) Tj ET Q q 0 0 0 rg BT 134.17 220.10 Td (based ) Tj ET Q q 0 0 0 rg BT 159.73 220.10 Td (on ) Tj ET Q q 0 0 0 rg BT 172.52 220.10 Td (criteria ) Tj ET Q q 0 0 0 rg BT 203.62 220.10 Td (established ) Tj ET Q q 0 0 0 rg BT 250.85 220.10 Td (in ) Tj ET Q q 0 0 0 rg BT 261.42 220.10 Td (Internal ) Tj ET Q q 0 0 0 rg BT 295.30 220.10 Td (Control-Integrated ) Tj ET Q q 0 0 0 rg BT 372.52 220.10 Td (Framework ) Tj ET Q q 0 0 0 rg BT 421.41 220.10 Td (\(2013\) ) Tj ET Q q 0 0 0 rg BT 450.86 220.10 Td (issued ) Tj ET Q q 0 0 0 rg BT 478.65 220.10 Td (by ) Tj ET Q q 0 0 0 rg BT 491.44 220.10 Td (the ) Tj ET Q q 0 0 0 rg BT 506.45 220.10 Td (Committee ) Tj ET Q q 0 0 0 rg BT 553.68 220.10 Td (of ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 208.10 Td (Sponsoring ) Tj ET Q q 0 0 0 rg BT 98.06 208.10 Td (Or) Tj ET Q q 0 0 0 rg BT 108.43 208.10 Td (ganizations ) Tj ET Q q 0 0 0 rg BT 156.47 208.10 Td (of ) Tj ET Q q 0 0 0 rg BT 167.30 208.10 Td (the ) Tj ET Q q 0 0 0 rg BT 181.84 208.10 Td (T) Tj ET Q q 0 0 0 rg BT 187.60 208.10 Td (readway ) Tj ET Q q 0 0 0 rg BT 223.96 208.10 Td (Commission ) Tj ET Q q 0 0 0 rg BT 277.03 208.10 Td (\(COSO\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 190.10 Td (W) Tj ET Q q 0 0 0 rg BT 58.64 190.10 Td (e ) Tj ET Q q 0 0 0 rg BT 65.52 190.10 Td (have ) Tj ET Q q 0 0 0 rg BT 86.85 190.10 Td (also ) Tj ET Q q 0 0 0 rg BT 105.40 190.10 Td (audited, ) Tj ET Q q 0 0 0 rg BT 139.79 190.10 Td (in ) Tj ET Q q 0 0 0 rg BT 150.01 190.10 Td (accordance ) Tj ET Q q 0 0 0 rg BT 197.42 190.10 Td (with ) Tj ET Q q 0 0 0 rg BT 217.65 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 232.31 190.10 Td (standards ) Tj ET Q q 0 0 0 rg BT 272.53 190.10 Td (of ) Tj ET Q q 0 0 0 rg BT 283.31 190.10 Td (the ) Tj ET Q q 0 0 0 rg BT 297.97 190.10 Td (Public ) Tj ET Q q 0 0 0 rg BT 325.97 190.10 Td (Company ) Tj ET Q q 0 0 0 rg BT 366.77 190.10 Td (Accounting ) Tj ET Q q 0 0 0 rg BT 415.87 190.10 Td (Oversight ) Tj ET Q q 0 0 0 rg BT 457.76 190.10 Td (Board ) Tj ET Q q 0 0 0 rg BT 484.64 190.10 Td (\(United ) Tj ET Q q 0 0 0 rg BT 517.64 190.10 Td (States\), ) Tj ET Q q 0 0 0 rg BT 549.80 190.10 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 178.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 102.94 178.10 Td (balance ) Tj ET Q q 0 0 0 rg BT 135.86 178.10 Td (sheets ) Tj ET Q q 0 0 0 rg BT 162.69 178.10 Td (and ) Tj ET Q q 0 0 0 rg BT 179.53 178.10 Td (the ) Tj ET Q q 0 0 0 rg BT 194.14 178.10 Td (related ) Tj ET Q q 0 0 0 rg BT 223.73 178.10 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 276.67 178.10 Td (statements ) Tj ET Q q 0 0 0 rg BT 321.28 178.10 Td (of ) Tj ET Q q 0 0 0 rg BT 332.00 178.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 366.33 178.10 Td (comprehensive ) Tj ET Q q 0 0 0 rg BT 429.25 178.10 Td (income, ) Tj ET Q q 0 0 0 rg BT 463.58 178.10 Td (stockholders' ) Tj ET Q q 0 0 0 rg BT 518.32 178.10 Td (equity) Tj ET Q q 0 0 0 rg BT 542.67 178.10 Td (, ) Tj ET Q q 0 0 0 rg BT 547.56 178.10 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 166.10 Td (cash ) Tj ET Q q 0 0 0 rg BT 70.27 166.10 Td (flows ) Tj ET Q q 0 0 0 rg BT 94.99 166.10 Td (of ) Tj ET Q q 0 0 0 rg BT 105.82 166.10 Td (the ) Tj ET Q q 0 0 0 rg BT 120.54 166.10 Td (Company) Tj ET Q q 0 0 0 rg BT 158.77 166.10 Td (, ) Tj ET Q q 0 0 0 rg BT 163.77 166.10 Td (and ) Tj ET Q q 0 0 0 rg BT 180.71 166.10 Td (our ) Tj ET Q q 0 0 0 rg BT 196.54 166.10 Td (report ) Tj ET Q q 0 0 0 rg BT 222.92 166.10 Td (dated ) Tj ET Q q 0 0 0 rg BT 247.08 166.10 Td (February ) Tj ET Q q 0 0 0 rg BT 285.67 166.10 Td (29, ) Tj ET Q q 0 0 0 rg BT 300.67 166.10 Td (2016 ) Tj ET Q q 0 0 0 rg BT 323.17 166.10 Td (expressed ) Tj ET Q q 0 0 0 rg BT 365.10 166.10 Td (an ) Tj ET Q q 0 0 0 rg BT 377.04 166.10 Td (unqualified ) Tj ET Q q 0 0 0 rg BT 425.08 166.10 Td (opinion.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 122.10 Td (Cherry ) Tj ET Q q 0 0 0 rg BT 80.27 122.10 Td (Bekaert ) Tj ET Q q 0 0 0 rg BT 113.86 122.10 Td (LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 100.10 Td (Atlanta, Geor) Tj ET Q q 0 0 0 rg BT 104.24 100.10 Td (gia) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 78.10 Td (February29, 2016) Tj ET Q BT /F1 10.00 Tf ET endstream endobj 183 0 obj <>] /Rotate 0 /Contents 184 0 R>> endobj 184 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (88) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 742.25 Td (Changes ) Tj ET Q q 0 0 0 rg BT 89.17 742.25 Td (in ) Tj ET Q q 0 0 0 rg BT 100.01 742.25 Td (Internal ) Tj ET Q q 0 0 0 rg BT 137.51 742.25 Td (Contr) Tj ET Q q 0 0 0 rg BT 162.89 742.25 Td (ol ) Tj ET Q q 0 0 0 rg BT 173.16 742.25 Td (over) Tj ET Q q 0 0 0 rg BT 191.86 742.25 Td ( ) Tj ET Q q 0 0 0 rg BT 194.36 742.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 236.87 742.25 Td (Reporting) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 720.25 Td (There ) Tj ET Q q 0 0 0 rg BT 125.31 720.25 Td (have ) Tj ET Q q 0 0 0 rg BT 147.19 720.25 Td (been ) Tj ET Q q 0 0 0 rg BT 169.06 720.25 Td (no ) Tj ET Q q 0 0 0 rg BT 182.06 720.25 Td (changes ) Tj ET Q q 0 0 0 rg BT 217.26 720.25 Td (in ) Tj ET Q q 0 0 0 rg BT 228.04 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 243.25 720.25 Td (Company) Tj ET Q q 0 0 0 rg BT 284.92 720.25 Td (s ) Tj ET Q q 0 0 0 rg BT 291.80 720.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 325.34 720.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 360.56 720.25 Td (over ) Tj ET Q q 0 0 0 rg BT 381.32 720.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 419.30 720.25 Td (reporting ) Tj ET Q q 0 0 0 rg BT 458.95 720.25 Td (during ) Tj ET Q q 0 0 0 rg BT 488.06 720.25 Td (the ) Tj ET Q q 0 0 0 rg BT 503.27 720.25 Td (last ) Tj ET Q q 0 0 0 rg BT 520.16 720.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 544.81 720.25 Td (year ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 708.25 Td (that ) Tj ET Q q 0 0 0 rg BT 66.80 708.25 Td (have ) Tj ET Q q 0 0 0 rg BT 87.48 708.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 129.81 708.25 Td (af) Tj ET Q q 0 0 0 rg BT 137.40 708.25 Td (fected, ) Tj ET Q q 0 0 0 rg BT 166.13 708.25 Td (or ) Tj ET Q q 0 0 0 rg BT 176.26 708.25 Td (are ) Tj ET Q q 0 0 0 rg BT 190.27 708.25 Td (reasonably ) Tj ET Q q 0 0 0 rg BT 235.39 708.25 Td (likely ) Tj ET Q q 0 0 0 rg BT 259.96 708.25 Td (to ) Tj ET Q q 0 0 0 rg BT 269.54 708.25 Td (materially ) Tj ET Q q 0 0 0 rg BT 311.88 708.25 Td (af) Tj ET Q q 0 0 0 rg BT 319.47 708.25 Td (fect, ) Tj ET Q q 0 0 0 rg BT 338.75 708.25 Td (the ) Tj ET Q q 0 0 0 rg BT 352.77 708.25 Td (Company) Tj ET Q q 0 0 0 rg BT 394.44 708.25 Td (s ) Tj ET Q q 0 0 0 rg BT 400.13 708.25 Td (internal ) Tj ET Q q 0 0 0 rg BT 432.48 708.25 Td (controls ) Tj ET Q q 0 0 0 rg BT 466.49 708.25 Td (over ) Tj ET Q q 0 0 0 rg BT 486.06 708.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 522.85 708.25 Td (reporting.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 672.25 Td (Item9B. OTHER INFORMA) Tj ET Q q 0 0 0 rg BT 175.92 672.25 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 650.25 Td (None.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 626.25 Td (P) Tj ET Q q 0 0 0 rg BT 55.37 626.25 Td (AR) Tj ET Q q 0 0 0 rg BT 69.46 626.25 Td (T) Tj ET Q q 0 0 0 rg BT 75.95 626.25 Td ( ) Tj ET Q q 0 0 0 rg BT 78.45 626.25 Td (III) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 590.25 Td (Item10. DIRECT) Tj ET Q q 0 0 0 rg BT 126.21 590.25 Td (ORS, EXECUTIVE OFFICERS ) Tj ET Q q 0 0 0 rg BT 266.24 590.25 Td (AND CORPORA) Tj ET Q q 0 0 0 rg BT 340.21 590.25 Td (TE GOVERNANCE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 566.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 566.25 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 139.19 566.25 Td (by ) Tj ET Q q 0 0 0 rg BT 151.29 566.25 Td (reference ) Tj ET Q q 0 0 0 rg BT 190.58 566.25 Td (from ) Tj ET Q q 0 0 0 rg BT 212.12 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 226.44 566.25 Td (information ) Tj ET Q q 0 0 0 rg BT 275.76 566.25 Td (in ) Tj ET Q q 0 0 0 rg BT 285.64 566.25 Td (our ) Tj ET Q q 0 0 0 rg BT 301.08 566.25 Td (definitive ) Tj ET Q q 0 0 0 rg BT 341.50 566.25 Td (proxy ) Tj ET Q q 0 0 0 rg BT 366.94 566.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 407.36 566.25 Td (for ) Tj ET Q q 0 0 0 rg BT 421.13 566.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.45 566.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 464.21 566.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 498.52 566.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.96 566.25 Td (stockholders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 554.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.94 554.25 Td (we ) Tj ET Q q 0 0 0 rg BT 91.10 554.25 Td (will ) Tj ET Q q 0 0 0 rg BT 109.16 554.25 Td (file ) Tj ET Q q 0 0 0 rg BT 124.98 554.25 Td (within ) Tj ET Q q 0 0 0 rg BT 153.04 554.25 Td (120 ) Tj ET Q q 0 0 0 rg BT 170.54 554.25 Td (days ) Tj ET Q q 0 0 0 rg BT 191.37 554.25 Td (of ) Tj ET Q q 0 0 0 rg BT 202.20 554.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.91 554.25 Td (end ) Tj ET Q q 0 0 0 rg BT 233.85 554.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.68 554.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.40 554.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 283.55 554.25 Td (year ) Tj ET Q q 0 0 0 rg BT 303.26 554.25 Td (to ) Tj ET Q q 0 0 0 rg BT 313.54 554.25 Td (which ) Tj ET Q q 0 0 0 rg BT 340.48 554.25 Td (this ) Tj ET Q q 0 0 0 rg BT 357.43 554.25 Td (report ) Tj ET Q q 0 0 0 rg BT 383.80 554.25 Td (relates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 530.25 Td (Item1) Tj ET Q q 0 0 0 rg BT 76.94 530.25 Td (1. EXECUTIVE COMPENSA) Tj ET Q q 0 0 0 rg BT 205.38 530.25 Td (TION) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 234.00 496.25 Td (EXECUTIVE COMPENSA) Tj ET Q q 0 0 0 rg BT 352.44 496.25 Td (TION) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 484.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 472.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 472.25 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 139.19 472.25 Td (by ) Tj ET Q q 0 0 0 rg BT 151.29 472.25 Td (reference ) Tj ET Q q 0 0 0 rg BT 190.58 472.25 Td (from ) Tj ET Q q 0 0 0 rg BT 212.12 472.25 Td (the ) Tj ET Q q 0 0 0 rg BT 226.44 472.25 Td (information ) Tj ET Q q 0 0 0 rg BT 275.76 472.25 Td (in ) Tj ET Q q 0 0 0 rg BT 285.64 472.25 Td (our ) Tj ET Q q 0 0 0 rg BT 301.08 472.25 Td (definitive ) Tj ET Q q 0 0 0 rg BT 341.50 472.25 Td (proxy ) Tj ET Q q 0 0 0 rg BT 366.94 472.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 407.36 472.25 Td (for ) Tj ET Q q 0 0 0 rg BT 421.13 472.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.45 472.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 464.21 472.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 498.52 472.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.96 472.25 Td (stockholders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 460.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.94 460.25 Td (we ) Tj ET Q q 0 0 0 rg BT 91.10 460.25 Td (will ) Tj ET Q q 0 0 0 rg BT 109.16 460.25 Td (file ) Tj ET Q q 0 0 0 rg BT 124.98 460.25 Td (within ) Tj ET Q q 0 0 0 rg BT 153.04 460.25 Td (120 ) Tj ET Q q 0 0 0 rg BT 170.54 460.25 Td (days ) Tj ET Q q 0 0 0 rg BT 191.37 460.25 Td (of ) Tj ET Q q 0 0 0 rg BT 202.20 460.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.91 460.25 Td (end ) Tj ET Q q 0 0 0 rg BT 233.85 460.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.68 460.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.40 460.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 283.55 460.25 Td (year ) Tj ET Q q 0 0 0 rg BT 303.26 460.25 Td (to ) Tj ET Q q 0 0 0 rg BT 313.54 460.25 Td (which ) Tj ET Q q 0 0 0 rg BT 340.48 460.25 Td (this ) Tj ET Q q 0 0 0 rg BT 357.43 460.25 Td (report ) Tj ET Q q 0 0 0 rg BT 383.80 460.25 Td (relates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 424.25 Td (Item12. SECURITY) Tj ET Q q 0 0 0 rg BT 138.80 424.25 Td ( OWNERSHIP) Tj ET Q q 0 0 0 rg BT 202.98 424.25 Td ( OF) Tj ET Q q 0 0 0 rg BT 218.99 424.25 Td ( CER) Tj ET Q q 0 0 0 rg BT 242.26 424.25 Td (T) Tj ET Q q 0 0 0 rg BT 248.18 424.25 Td (AIN BENEFICIAL) Tj ET Q q 0 0 0 rg BT 330.70 424.25 Td ( OWNERS ) Tj ET Q q 0 0 0 rg BT 379.60 424.25 Td (AND MANAGEMENT) Tj ET Q q 0 0 0 rg BT 479.14 424.25 Td ( ) Tj ET Q q 0 0 0 rg BT 481.09 424.25 Td (AND RELA) Tj ET Q q 0 0 0 rg BT 532.29 424.25 Td (TED ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 412.25 Td (ST) Tj ET Q q 0 0 0 rg BT 62.05 412.25 Td (OCKHOLDER MA) Tj ET Q q 0 0 0 rg BT 146.59 412.25 Td (TTERS) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 388.25 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 388.25 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 139.19 388.25 Td (by ) Tj ET Q q 0 0 0 rg BT 151.29 388.25 Td (reference ) Tj ET Q q 0 0 0 rg BT 190.58 388.25 Td (from ) Tj ET Q q 0 0 0 rg BT 212.12 388.25 Td (the ) Tj ET Q q 0 0 0 rg BT 226.44 388.25 Td (information ) Tj ET Q q 0 0 0 rg BT 275.76 388.25 Td (in ) Tj ET Q q 0 0 0 rg BT 285.64 388.25 Td (our ) Tj ET Q q 0 0 0 rg BT 301.08 388.25 Td (definitive ) Tj ET Q q 0 0 0 rg BT 341.50 388.25 Td (proxy ) Tj ET Q q 0 0 0 rg BT 366.94 388.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 407.36 388.25 Td (for ) Tj ET Q q 0 0 0 rg BT 421.13 388.25 Td (the ) Tj ET Q q 0 0 0 rg BT 435.45 388.25 Td (annual ) Tj ET Q q 0 0 0 rg BT 464.21 388.25 Td (meeting ) Tj ET Q q 0 0 0 rg BT 498.52 388.25 Td (of ) Tj ET Q q 0 0 0 rg BT 508.96 388.25 Td (stockholders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 376.25 Td (which ) Tj ET Q q 0 0 0 rg BT 76.94 376.25 Td (we ) Tj ET Q q 0 0 0 rg BT 91.10 376.25 Td (will ) Tj ET Q q 0 0 0 rg BT 109.16 376.25 Td (file ) Tj ET Q q 0 0 0 rg BT 124.98 376.25 Td (within ) Tj ET Q q 0 0 0 rg BT 153.04 376.25 Td (120 ) Tj ET Q q 0 0 0 rg BT 170.54 376.25 Td (days ) Tj ET Q q 0 0 0 rg BT 191.37 376.25 Td (of ) Tj ET Q q 0 0 0 rg BT 202.20 376.25 Td (the ) Tj ET Q q 0 0 0 rg BT 216.91 376.25 Td (end ) Tj ET Q q 0 0 0 rg BT 233.85 376.25 Td (of ) Tj ET Q q 0 0 0 rg BT 244.68 376.25 Td (the ) Tj ET Q q 0 0 0 rg BT 259.40 376.25 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 283.55 376.25 Td (year ) Tj ET Q q 0 0 0 rg BT 303.26 376.25 Td (to ) Tj ET Q q 0 0 0 rg BT 313.54 376.25 Td (which ) Tj ET Q q 0 0 0 rg BT 340.48 376.25 Td (this ) Tj ET Q q 0 0 0 rg BT 357.43 376.25 Td (report ) Tj ET Q q 0 0 0 rg BT 383.80 376.25 Td (relates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 324.65 Td (Item13. CER) Tj ET Q q 0 0 0 rg BT 108.25 324.65 Td (T) Tj ET Q q 0 0 0 rg BT 114.18 324.65 Td (AIN RELA) Tj ET Q q 0 0 0 rg BT 162.06 324.65 Td (TIONSHIPS ) Tj ET Q q 0 0 0 rg BT 218.47 324.65 Td (AND RELA) Tj ET Q q 0 0 0 rg BT 269.67 324.65 Td (TED ) Tj ET Q q 0 0 0 rg BT 292.55 324.65 Td (TRANSACTIONS, ) Tj ET Q q 0 0 0 rg BT 376.46 324.65 Td (AND DIRECT) Tj ET Q q 0 0 0 rg BT 439.35 324.65 Td (OR INDEPENDENCE) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 309.05 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 297.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 297.05 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 139.19 297.05 Td (by ) Tj ET Q q 0 0 0 rg BT 151.29 297.05 Td (reference ) Tj ET Q q 0 0 0 rg BT 190.58 297.05 Td (from ) Tj ET Q q 0 0 0 rg BT 212.12 297.05 Td (the ) Tj ET Q q 0 0 0 rg BT 226.44 297.05 Td (information ) Tj ET Q q 0 0 0 rg BT 275.76 297.05 Td (in ) Tj ET Q q 0 0 0 rg BT 285.64 297.05 Td (our ) Tj ET Q q 0 0 0 rg BT 301.08 297.05 Td (definitive ) Tj ET Q q 0 0 0 rg BT 341.50 297.05 Td (proxy ) Tj ET Q q 0 0 0 rg BT 366.94 297.05 Td (statement ) Tj ET Q q 0 0 0 rg BT 407.36 297.05 Td (for ) Tj ET Q q 0 0 0 rg BT 421.13 297.05 Td (the ) Tj ET Q q 0 0 0 rg BT 435.45 297.05 Td (annual ) Tj ET Q q 0 0 0 rg BT 464.21 297.05 Td (meeting ) Tj ET Q q 0 0 0 rg BT 498.52 297.05 Td (of ) Tj ET Q q 0 0 0 rg BT 508.96 297.05 Td (stockholders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 285.05 Td (which ) Tj ET Q q 0 0 0 rg BT 76.94 285.05 Td (we ) Tj ET Q q 0 0 0 rg BT 91.10 285.05 Td (will ) Tj ET Q q 0 0 0 rg BT 109.16 285.05 Td (file ) Tj ET Q q 0 0 0 rg BT 124.98 285.05 Td (within ) Tj ET Q q 0 0 0 rg BT 153.04 285.05 Td (120 ) Tj ET Q q 0 0 0 rg BT 170.54 285.05 Td (days ) Tj ET Q q 0 0 0 rg BT 191.37 285.05 Td (of ) Tj ET Q q 0 0 0 rg BT 202.20 285.05 Td (the ) Tj ET Q q 0 0 0 rg BT 216.91 285.05 Td (end ) Tj ET Q q 0 0 0 rg BT 233.85 285.05 Td (of ) Tj ET Q q 0 0 0 rg BT 244.68 285.05 Td (the ) Tj ET Q q 0 0 0 rg BT 259.40 285.05 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 283.55 285.05 Td (year ) Tj ET Q q 0 0 0 rg BT 303.26 285.05 Td (to ) Tj ET Q q 0 0 0 rg BT 313.54 285.05 Td (which ) Tj ET Q q 0 0 0 rg BT 340.48 285.05 Td (this ) Tj ET Q q 0 0 0 rg BT 357.43 285.05 Td (report ) Tj ET Q q 0 0 0 rg BT 383.80 285.05 Td (relates.) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 50.00 249.05 Td (Item14. PRINCIP) Tj ET Q q 0 0 0 rg BT 128.41 249.05 Td (AL) Tj ET Q q 0 0 0 rg BT 141.75 249.05 Td ( ) Tj ET Q q 0 0 0 rg BT 143.70 249.05 Td (ACCOUNT) Tj ET Q q 0 0 0 rg BT 193.52 249.05 Td (ANT) Tj ET Q q 0 0 0 rg BT 214.45 249.05 Td ( FEES ) Tj ET Q q 0 0 0 rg BT 243.91 249.05 Td (AND SER) Tj ET Q q 0 0 0 rg BT 287.17 249.05 Td (VICES) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 225.05 Td ( ) Tj ET Q q 0 0 0 rg BT 86.00 225.05 Td (Incorporated ) Tj ET Q q 0 0 0 rg BT 139.19 225.05 Td (by ) Tj ET Q q 0 0 0 rg BT 151.29 225.05 Td (reference ) Tj ET Q q 0 0 0 rg BT 190.58 225.05 Td (from ) Tj ET Q q 0 0 0 rg BT 212.12 225.05 Td (the ) Tj ET Q q 0 0 0 rg BT 226.44 225.05 Td (information ) Tj ET Q q 0 0 0 rg BT 275.76 225.05 Td (in ) Tj ET Q q 0 0 0 rg BT 285.64 225.05 Td (our ) Tj ET Q q 0 0 0 rg BT 301.08 225.05 Td (definitive ) Tj ET Q q 0 0 0 rg BT 341.50 225.05 Td (proxy ) Tj ET Q q 0 0 0 rg BT 366.94 225.05 Td (statement ) Tj ET Q q 0 0 0 rg BT 407.36 225.05 Td (for ) Tj ET Q q 0 0 0 rg BT 421.13 225.05 Td (the ) Tj ET Q q 0 0 0 rg BT 435.45 225.05 Td (annual ) Tj ET Q q 0 0 0 rg BT 464.21 225.05 Td (meeting ) Tj ET Q q 0 0 0 rg BT 498.52 225.05 Td (of ) Tj ET Q q 0 0 0 rg BT 508.96 225.05 Td (stockholders, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 50.00 213.05 Td (which ) Tj ET Q q 0 0 0 rg BT 76.94 213.05 Td (we ) Tj ET Q q 0 0 0 rg BT 91.10 213.05 Td (will ) Tj ET Q q 0 0 0 rg BT 109.16 213.05 Td (file ) Tj ET Q q 0 0 0 rg BT 124.98 213.05 Td (within ) Tj ET Q q 0 0 0 rg BT 153.04 213.05 Td (120 ) Tj ET Q q 0 0 0 rg BT 170.54 213.05 Td (days ) Tj ET Q q 0 0 0 rg BT 191.37 213.05 Td (of ) Tj ET Q q 0 0 0 rg BT 202.20 213.05 Td (the ) Tj ET Q q 0 0 0 rg BT 216.91 213.05 Td (end ) Tj ET Q q 0 0 0 rg BT 233.85 213.05 Td (of ) Tj ET Q q 0 0 0 rg BT 244.68 213.05 Td (the ) Tj ET Q q 0 0 0 rg BT 259.40 213.05 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 283.55 213.05 Td (year ) Tj ET Q q 0 0 0 rg BT 303.26 213.05 Td (to ) Tj ET Q q 0 0 0 rg BT 313.54 213.05 Td (which ) Tj ET Q q 0 0 0 rg BT 340.48 213.05 Td (this ) Tj ET Q q 0 0 0 rg BT 357.43 213.05 Td (report ) Tj ET Q q 0 0 0 rg BT 383.80 213.05 Td (relates.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 578.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 578.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 141.68 578.25 Td (Statements ) Tj ET Q q 0 0 0 rg BT 188.47 578.25 Td (of ) Tj ET Q q 0 0 0 rg BT 199.71 578.25 Td (Comprehensive ) Tj ET Q q 0 0 0 rg BT 265.39 578.25 Td (Income ) Tj ET Q q 0 0 0 rg BT 298.28 578.25 Td (for ) Tj ET Q q 0 0 0 rg BT 312.85 578.25 Td (the ) Tj ET Q q 0 0 0 rg BT 327.98 578.25 Td (years ) Tj ET Q q 0 0 0 rg BT 351.98 578.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 378.77 578.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 437.76 578.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 457.76 578.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.17 578.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 522.17 578.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 542.17 578.25 Td (, ) Tj ET Q q 0 0 0 rg BT 547.57 578.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 566.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 144.58 566.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 566.25 Td (.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 488.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 488.25 Td (Notes ) Tj ET Q q 0 0 0 rg BT 111.83 488.25 Td (to ) Tj ET Q q 0 0 0 rg BT 122.11 488.25 Td (Consolidated ) Tj ET Q q 0 0 0 rg BT 177.38 488.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 217.09 488.25 Td (Statements) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 99.00 466.25 Td (2. ) Tj ET Q BT /F3 10.00 Tf ET q 0 0 0 rg BT 109.00 466.25 Td (Financial ) Tj ET Q q 0 0 0 rg BT 150.38 466.25 Td (Statement ) Tj ET Q q 0 0 0 rg BT 192.32 466.25 Td (Schedules) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 123.00 444.25 Td (The ) Tj ET Q q 0 0 0 rg BT 141.05 444.25 Td (following ) Tj ET Q q 0 0 0 rg BT 182.43 444.25 Td (consolidated ) Tj ET Q q 0 0 0 rg BT 235.48 444.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 272.96 444.25 Td (statement ) Tj ET Q q 0 0 0 rg BT 313.78 444.25 Td (schedule ) Tj ET Q q 0 0 0 rg BT 351.26 444.25 Td (is ) Tj ET Q q 0 0 0 rg BT 360.43 444.25 Td (filed ) Tj ET Q q 0 0 0 rg BT 381.26 444.25 Td (herewith:) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 426.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 426.25 Td (ScheduleIIV) Tj ET Q q 0 0 0 rg BT 147.93 426.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 184.03 426.25 Td (and ) Tj ET Q q 0 0 0 rg BT 202.37 426.25 Td (Qualifying ) Tj ET Q q 0 0 0 rg BT 248.73 426.25 Td (Accounts ) Tj ET Q q 0 0 0 rg BT 290.39 426.25 Td (for ) Tj ET Q q 0 0 0 rg BT 305.94 426.25 Td (the ) Tj ET Q q 0 0 0 rg BT 322.05 426.25 Td (years ) Tj ET Q q 0 0 0 rg BT 347.05 426.25 Td (ended ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 374.82 426.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 434.80 426.25 Td (2015) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 454.80 426.25 Td (, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 461.19 426.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 521.17 426.25 Td (2014) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 541.17 426.25 Td (, ) Tj ET Q q 0 0 0 rg BT 547.56 426.25 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 414.25 Td (December31, ) Tj ET Q q 0 0 0 rg BT 144.58 414.25 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 164.58 414.25 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 68.00 396.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 396.25 Td (Schedules ) Tj ET Q q 0 0 0 rg BT 129.30 396.25 Td (other ) Tj ET Q q 0 0 0 rg BT 152.59 396.25 Td (than ) Tj ET Q q 0 0 0 rg BT 172.56 396.25 Td (those ) Tj ET Q q 0 0 0 rg BT 196.42 396.25 Td (listed ) Tj ET Q q 0 0 0 rg BT 220.83 396.25 Td (above ) Tj ET Q q 0 0 0 rg BT 247.46 396.25 Td (have ) Tj ET Q q 0 0 0 rg BT 269.08 396.25 Td (been ) Tj ET Q q 0 0 0 rg BT 290.71 396.25 Td (omitted ) Tj ET Q q 0 0 0 rg BT 324.01 396.25 Td (because ) Tj ET Q q 0 0 0 rg BT 358.40 396.25 Td (they ) Tj ET Q q 0 0 0 rg BT 378.37 396.25 Td (are ) Tj ET Q q 0 0 0 rg BT 393.32 396.25 Td (not ) Tj ET Q q 0 0 0 rg BT 408.85 396.25 Td (applicable ) Tj ET Q q 0 0 0 rg BT 452.69 396.25 Td (or ) Tj ET Q q 0 0 0 rg BT 463.77 396.25 Td (the ) Tj ET Q q 0 0 0 rg BT 478.73 396.25 Td (required ) Tj ET Q q 0 0 0 rg BT 514.80 396.25 Td (information ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 86.00 384.25 Td (is ) Tj ET Q q 0 0 0 rg BT 95.17 384.25 Td (included ) Tj ET Q q 0 0 0 rg BT 132.10 384.25 Td (in ) Tj ET Q q 0 0 0 rg BT 142.38 384.25 Td (the ) Tj ET Q q 0 0 0 rg BT 157.10 384.25 Td (financial ) Tj ET Q q 0 0 0 rg BT 194.58 384.25 Td (statements ) Tj ET Q q 0 0 0 rg BT 239.29 384.25 Td (or ) Tj ET Q q 0 0 0 rg BT 250.12 384.25 Td (notes ) Tj ET Q q 0 0 0 rg BT 273.73 384.25 Td (thereto.) 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Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.75 660.32 Td (3.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 659.42 Td (Bylaws ) Tj ET Q q 0 0 0 rg BT 168.58 659.42 Td (of ) Tj ET Q q 0 0 0 rg BT 179.49 659.42 Td (the ) Tj ET Q q 0 0 0 rg BT 194.29 659.42 Td (Company ) Tj ET Q q 0 0 0 rg BT 235.76 659.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 260.00 659.42 Td (as ) Tj ET Q q 0 0 0 rg BT 270.91 659.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 302.94 659.42 Td (3.2 ) Tj ET Q q 0 0 0 rg BT 318.02 659.42 Td (to ) Tj ET Q q 0 0 0 rg BT 328.38 659.42 Td (the ) Tj ET Q q 0 0 0 rg BT 343.18 659.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 390.05 659.42 Td (Annual ) Tj ET Q q 0 0 0 rg BT 421.79 659.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 451.59 659.42 Td (on ) Tj ET Q q 0 0 0 rg BT 464.17 659.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 488.42 659.42 Td (10-K ) Tj ET Q q 0 0 0 rg BT 511.56 659.42 Td (for ) Tj ET Q q 0 0 0 rg BT 525.80 659.42 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 649.42 Td (fiscal ) Tj ET Q q 0 0 0 rg BT 160.16 649.42 Td (year ) Tj ET Q q 0 0 0 rg BT 179.86 649.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 206.24 649.42 Td (December ) Tj ET Q q 0 0 0 rg BT 249.82 649.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 264.82 649.42 Td (2000 ) Tj ET Q q 0 0 0 rg BT 287.32 649.42 Td (and ) Tj ET Q q 0 0 0 rg BT 304.26 649.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 357.29 649.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 384.78 649.42 Td (by ) Tj ET Q q 0 0 0 rg BT 397.28 649.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 94.75 635.32 Td (3.3) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 634.42 Td (Amended ) Tj ET Q q 0 0 0 rg BT 177.08 634.42 Td (and ) Tj ET Q q 0 0 0 rg BT 193.71 634.42 Td (Restated ) Tj ET Q q 0 0 0 rg BT 230.35 634.42 Td (Bylaws ) Tj ET Q q 0 0 0 rg BT 262.54 634.42 Td (of ) Tj ET Q q 0 0 0 rg BT 273.07 634.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 296.66 634.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 316.63 634.42 Td (ef) Tj ET Q q 0 0 0 rg BT 324.30 634.42 Td (fective ) Tj ET Q q 0 0 0 rg BT 353.61 634.42 Td (immediately ) Tj ET Q q 0 0 0 rg BT 405.80 634.42 Td (following ) Tj ET Q q 0 0 0 rg BT 446.88 634.42 Td (the ) Tj ET Q q 0 0 0 rg BT 461.30 634.42 Td (Company) Tj ET Q q 0 0 0 rg BT 503.24 634.42 Td (s ) Tj ET Q q 0 0 0 rg BT 508.85 634.42 Td (Annual ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 624.42 Td (Meeting ) Tj ET Q q 0 0 0 rg BT 172.60 624.42 Td (of ) Tj ET Q q 0 0 0 rg BT 184.20 624.42 Td (Stockholders, ) Tj ET Q q 0 0 0 rg BT 242.18 624.42 Td (held ) Tj ET Q q 0 0 0 rg BT 262.67 624.42 Td (on ) Tj ET Q q 0 0 0 rg BT 275.94 624.42 Td (January ) Tj ET Q q 0 0 0 rg BT 310.31 624.42 Td (9, ) Tj ET Q q 0 0 0 rg BT 321.08 624.42 Td (2015 ) Tj ET Q q 0 0 0 rg BT 344.35 624.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 401.48 624.42 Td (by ) Tj ET Q q 0 0 0 rg BT 414.75 624.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 455.21 624.42 Td (to ) Tj ET Q q 0 0 0 rg BT 466.26 624.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 498.97 624.42 Td (3.1 ) Tj ET Q q 0 0 0 rg BT 514.74 624.42 Td (to ) Tj ET Q q 0 0 0 rg BT 525.79 624.42 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 614.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 183.08 614.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 216.13 614.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 245.84 614.42 Td (on ) Tj ET Q q 0 0 0 rg BT 258.34 614.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 282.51 614.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 300.57 614.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 324.72 614.42 Td (December ) Tj ET Q q 0 0 0 rg BT 368.30 614.42 Td (24, ) Tj ET Q q 0 0 0 rg BT 383.30 614.42 Td (2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 600.32 Td (10.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 599.42 Td (Lease ) Tj ET Q q 0 0 0 rg BT 162.11 599.42 Td (agreement ) Tj ET Q q 0 0 0 rg BT 206.55 599.42 Td (ef) Tj ET Q q 0 0 0 rg BT 214.23 599.42 Td (fective ) Tj ET Q q 0 0 0 rg BT 244.13 599.42 Td (October) Tj ET Q q 0 0 0 rg BT 276.14 599.42 Td (, ) Tj ET Q q 0 0 0 rg BT 281.23 599.42 Td (1998 ) Tj ET Q q 0 0 0 rg BT 304.03 599.42 Td (between ) Tj ET Q q 0 0 0 rg BT 340.14 599.42 Td (the ) Tj ET Q q 0 0 0 rg BT 355.15 599.42 Td (Company ) Tj ET Q q 0 0 0 rg BT 396.83 599.42 Td (and ) Tj ET Q q 0 0 0 rg BT 414.07 599.42 Td (485 ) Tj ET Q q 0 0 0 rg BT 431.86 599.42 Td (Properties ) Tj ET Q q 0 0 0 rg BT 475.21 599.42 Td (LLC ) Tj ET Q q 0 0 0 rg BT 496.89 599.42 Td (relating ) Tj ET Q q 0 0 0 rg BT 530.23 599.42 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 589.42 Td (premises ) Tj ET Q q 0 0 0 rg BT 175.57 589.42 Td (at ) Tj ET Q q 0 0 0 rg BT 186.81 589.42 Td (Five ) Tj ET Q q 0 0 0 rg BT 208.60 589.42 Td (Concourse ) Tj ET Q q 0 0 0 rg BT 255.39 589.42 Td (Parkway) Tj ET Q q 0 0 0 rg BT 290.06 589.42 Td (, ) Tj ET Q q 0 0 0 rg BT 295.64 589.42 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 331.32 589.42 Td (Geor) Tj ET Q q 0 0 0 rg BT 351.22 589.42 Td (gia ) Tj ET Q q 0 0 0 rg BT 367.37 589.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 393.05 589.42 Td (as ) Tj ET Q q 0 0 0 rg BT 405.40 589.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 438.86 589.42 Td (10.16 ) Tj ET Q q 0 0 0 rg BT 465.38 589.42 Td (to ) Tj ET Q q 0 0 0 rg BT 477.18 589.42 Td (the ) Tj ET Q q 0 0 0 rg BT 493.42 589.42 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 579.42 Td (T) Tj ET Q q 0 0 0 rg BT 141.93 579.42 Td (ransition ) Tj ET Q q 0 0 0 rg BT 179.62 579.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 209.70 579.42 Td (on ) Tj ET Q q 0 0 0 rg BT 222.56 579.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 247.10 579.42 Td (10-K ) Tj ET Q q 0 0 0 rg BT 270.52 579.42 Td (for ) Tj ET Q q 0 0 0 rg BT 285.04 579.42 Td (the ) Tj ET Q q 0 0 0 rg BT 300.12 579.42 Td (transition ) Tj ET Q q 0 0 0 rg BT 340.76 579.42 Td (period ) Tj ET Q q 0 0 0 rg BT 369.17 579.42 Td (from ) Tj ET Q q 0 0 0 rg BT 391.12 579.42 Td (April ) Tj ET Q q 0 0 0 rg BT 414.82 579.42 Td (1, ) Tj ET Q q 0 0 0 rg BT 425.19 579.42 Td (1998 ) Tj ET Q q 0 0 0 rg BT 448.05 579.42 Td (to ) Tj ET Q q 0 0 0 rg BT 458.69 579.42 Td (December ) Tj ET Q q 0 0 0 rg BT 502.64 579.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 518.01 579.42 Td (1998 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 569.42 Td (and ) Tj ET Q q 0 0 0 rg BT 152.94 569.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 205.97 569.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 233.46 569.42 Td (by ) Tj ET Q q 0 0 0 rg BT 245.96 569.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 555.32 Td (10.2) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 554.42 Td (Second ) Tj ET Q q 0 0 0 rg BT 168.82 554.42 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 221.96 554.42 Td (to ) Tj ET Q q 0 0 0 rg BT 233.73 554.42 Td (the ) Tj ET Q q 0 0 0 rg BT 249.93 554.42 Td (Lease ) Tj ET Q q 0 0 0 rg BT 276.63 554.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 324.76 554.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 350.41 554.42 Td (June ) Tj ET Q q 0 0 0 rg BT 372.72 554.42 Td (3, ) Tj ET Q q 0 0 0 rg BT 384.21 554.42 Td (2003 ) Tj ET Q q 0 0 0 rg BT 408.20 554.42 Td (between ) Tj ET Q q 0 0 0 rg BT 445.50 554.42 Td (the ) Tj ET Q q 0 0 0 rg BT 461.70 554.42 Td (Company ) Tj ET Q q 0 0 0 rg BT 504.57 554.42 Td (and ) Tj ET Q q 0 0 0 rg BT 523.00 554.42 Td (485 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 544.42 Td (Properties, ) Tj ET Q q 0 0 0 rg BT 180.93 544.42 Td (LLC ) Tj ET Q q 0 0 0 rg BT 201.71 544.42 Td (relating ) Tj ET Q q 0 0 0 rg BT 234.13 544.42 Td (to ) Tj ET Q q 0 0 0 rg BT 243.80 544.42 Td (the ) Tj ET Q q 0 0 0 rg BT 257.90 544.42 Td (premises ) Tj ET Q q 0 0 0 rg BT 295.33 544.42 Td (at ) Tj ET Q q 0 0 0 rg BT 304.44 544.42 Td (Five ) Tj ET Q q 0 0 0 rg BT 324.10 544.42 Td (Concourse ) Tj ET Q q 0 0 0 rg BT 368.76 544.42 Td (Parkway) Tj ET Q q 0 0 0 rg BT 403.42 544.42 Td (, ) Tj ET Q q 0 0 0 rg BT 407.34 544.42 Td (Atlanta, ) Tj ET Q q 0 0 0 rg BT 440.89 544.42 Td (Geor) Tj ET Q q 0 0 0 rg BT 460.79 544.42 Td (gia ) Tj ET Q q 0 0 0 rg BT 474.80 544.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 498.34 544.42 Td (as ) Tj ET Q q 0 0 0 rg BT 508.56 544.42 Td (Exhibit ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 534.42 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 157.30 534.42 Td (to ) Tj ET Q q 0 0 0 rg BT 168.88 534.42 Td (the ) Tj ET Q q 0 0 0 rg BT 184.90 534.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 233.28 534.42 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 275.40 534.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 306.42 534.42 Td (on ) Tj ET Q q 0 0 0 rg BT 320.22 534.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 345.70 534.42 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 370.05 534.42 Td (for ) Tj ET Q q 0 0 0 rg BT 385.51 534.42 Td (the ) Tj ET Q q 0 0 0 rg BT 401.53 534.42 Td (quarter ) Tj ET Q q 0 0 0 rg BT 433.65 534.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 461.33 534.42 Td (June ) Tj ET Q q 0 0 0 rg BT 483.46 534.42 Td (30, ) Tj ET Q q 0 0 0 rg BT 499.76 534.42 Td (2003 ) Tj ET Q q 0 0 0 rg BT 523.56 534.42 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 524.42 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 189.03 524.42 Td (herein ) Tj ET Q q 0 0 0 rg BT 216.52 524.42 Td (by ) Tj ET Q q 0 0 0 rg BT 229.02 524.42 Td (reference\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 510.32 Td (10.3**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 508.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 160.30 508.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 178.49 508.42 Td (1996 ) Tj ET Q q 0 0 0 rg BT 201.41 508.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 227.10 508.42 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 267.22 508.42 Td (Plan ) Tj ET Q q 0 0 0 rg BT 287.92 508.42 Td (as ) Tj ET Q q 0 0 0 rg BT 299.17 508.42 Td (amended ) Tj ET Q q 0 0 0 rg BT 338.18 508.42 Td (by ) Tj ET Q q 0 0 0 rg BT 351.10 508.42 Td (the ) Tj ET Q q 0 0 0 rg BT 366.23 508.42 Td (first, ) Tj ET Q q 0 0 0 rg BT 387.76 508.42 Td (second, ) Tj ET Q q 0 0 0 rg BT 420.94 508.42 Td (third ) Tj ET Q q 0 0 0 rg BT 442.75 508.42 Td (and ) Tj ET Q q 0 0 0 rg BT 460.10 508.42 Td (fourth ) Tj ET Q q 0 0 0 rg BT 487.46 508.42 Td (amendments ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 498.42 Td (thereto ) Tj ET Q q 0 0 0 rg BT 166.67 498.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 223.43 498.42 Td (by ) Tj ET Q q 0 0 0 rg BT 236.34 498.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 276.43 498.42 Td (to ) Tj ET Q q 0 0 0 rg BT 287.11 498.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 319.46 498.42 Td (10.18 ) Tj ET Q q 0 0 0 rg BT 344.86 498.42 Td (to ) Tj ET Q q 0 0 0 rg BT 355.54 498.42 Td (the ) Tj ET Q q 0 0 0 rg BT 370.66 498.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 417.78 498.42 Td (Annual ) Tj ET Q q 0 0 0 rg BT 449.85 498.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 479.97 498.42 Td (on ) Tj ET Q q 0 0 0 rg BT 492.88 498.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 517.45 498.42 Td (10-K ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 488.42 Td (for ) Tj ET Q q 0 0 0 rg BT 150.16 488.42 Td (the ) Tj ET Q q 0 0 0 rg BT 164.88 488.42 Td (year ) Tj ET Q q 0 0 0 rg BT 184.58 488.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 210.96 488.42 Td (December ) Tj ET Q q 0 0 0 rg BT 254.54 488.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 269.54 488.42 Td (2004\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 474.32 Td (10.4**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 471.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 159.86 471.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 177.60 471.42 Td (2010 ) Tj ET Q q 0 0 0 rg BT 200.07 471.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 225.32 471.42 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 265.00 471.42 Td (Plan ) Tj ET Q q 0 0 0 rg BT 285.25 471.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 341.58 471.42 Td (by ) Tj ET Q q 0 0 0 rg BT 354.05 471.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 393.71 471.42 Td (to ) Tj ET Q q 0 0 0 rg BT 403.69 471.42 Td (Annex ) Tj ET Q q 0 0 0 rg BT 432.28 471.42 Td (A) Tj ET Q q 0 0 0 rg BT 438.95 471.42 Td ( ) Tj ET Q q 0 0 0 rg BT 441.14 471.42 Td (to ) Tj ET Q q 0 0 0 rg BT 451.39 471.42 Td (the ) Tj ET Q q 0 0 0 rg BT 466.08 471.42 Td (Company) Tj ET Q q 0 0 0 rg BT 508.02 471.42 Td (s ) Tj ET Q q 0 0 0 rg BT 514.11 471.42 Td (Proxy ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 461.42 Td (Statement ) Tj ET Q q 0 0 0 rg BT 178.49 461.42 Td (on ) Tj ET Q q 0 0 0 rg BT 190.99 461.42 Td (Schedule ) Tj ET Q q 0 0 0 rg BT 230.15 461.42 Td (14A) Tj ET Q q 0 0 0 rg BT 247.09 461.42 Td ( ) Tj ET Q q 0 0 0 rg BT 249.32 461.42 Td (filed ) Tj ET Q q 0 0 0 rg BT 270.14 461.42 Td (October ) Tj ET Q q 0 0 0 rg BT 304.85 461.42 Td (8, ) Tj ET Q q 0 0 0 rg BT 314.85 461.42 Td (2010\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 447.32 Td (10.5**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 435.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 160.48 435.42 Td (of ) Tj ET Q q 0 0 0 rg BT 171.62 435.42 Td (Restricted ) Tj ET Q q 0 0 0 rg BT 214.96 435.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 240.21 435.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 287.16 435.42 Td (under ) Tj ET Q q 0 0 0 rg BT 312.74 435.42 Td (the ) Tj ET Q q 0 0 0 rg BT 327.76 435.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 375.15 435.42 Td (1996 ) Tj ET Q q 0 0 0 rg BT 397.96 435.42 Td (Stock ) Tj ET Q q 0 0 0 rg BT 423.54 435.42 Td (Incentive ) Tj ET Q q 0 0 0 rg BT 463.55 435.42 Td (Plan ) Tj ET Q q 0 0 0 rg BT 484.14 435.42 Td (\(incorporated ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 425.42 Td (by ) Tj ET Q q 0 0 0 rg BT 148.50 425.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 188.18 425.42 Td (to ) Tj ET Q q 0 0 0 rg BT 198.46 425.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 230.40 425.42 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 250.40 425.42 Td (to ) Tj ET Q q 0 0 0 rg BT 260.68 425.42 Td (the ) Tj ET Q q 0 0 0 rg BT 275.40 425.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 322.48 425.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 355.53 425.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 385.24 425.42 Td (on ) Tj ET Q q 0 0 0 rg BT 397.74 425.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 421.91 425.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 439.96 425.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 464.12 425.42 Td (June ) Tj ET Q q 0 0 0 rg BT 484.95 425.42 Td (7, ) Tj ET Q q 0 0 0 rg BT 494.95 425.42 Td (2005\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 411.32 Td (10.6) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 410.42 Td (Share ) Tj ET Q q 0 0 0 rg BT 161.36 410.42 Td (Purchase ) Tj ET Q q 0 0 0 rg BT 199.76 410.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 246.50 410.42 Td (made ) Tj ET Q q 0 0 0 rg BT 270.75 410.42 Td (and ) Tj ET Q q 0 0 0 rg BT 287.78 410.42 Td (extended ) Tj ET Q q 0 0 0 rg BT 326.47 410.42 Td (into ) Tj ET Q q 0 0 0 rg BT 344.62 410.42 Td (as ) Tj ET Q q 0 0 0 rg BT 355.55 410.42 Td (of ) Tj ET Q q 0 0 0 rg BT 366.17 410.42 Td (April ) Tj ET Q q 0 0 0 rg BT 389.60 410.42 Td (2, ) Tj ET Q q 0 0 0 rg BT 399.69 410.42 Td (2008 ) Tj ET Q q 0 0 0 rg BT 422.29 410.42 Td (by ) Tj ET Q q 0 0 0 rg BT 434.88 410.42 Td (and ) Tj ET Q q 0 0 0 rg BT 451.92 410.42 Td (among ) Tj ET Q q 0 0 0 rg BT 481.73 410.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 505.71 410.42 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 523.57 410.42 Td (and ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 400.42 Td (Rennes ) Tj ET Q q 0 0 0 rg BT 168.43 400.42 Td (Foundation ) Tj ET Q q 0 0 0 rg BT 216.98 400.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 273.84 400.42 Td (by ) Tj ET Q q 0 0 0 rg BT 286.83 400.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 327.01 400.42 Td (to ) Tj ET Q q 0 0 0 rg BT 337.78 400.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 370.21 400.42 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 390.71 400.42 Td (to ) Tj ET Q q 0 0 0 rg BT 401.48 400.42 Td (the ) Tj ET Q q 0 0 0 rg BT 416.69 400.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 464.26 400.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 497.80 400.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 528.01 400.42 Td (on ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 390.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 160.17 390.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 178.22 390.42 Td (filed ) Tj ET Q q 0 0 0 rg BT 198.77 390.42 Td (April ) Tj ET Q q 0 0 0 rg BT 222.10 390.42 Td (14, ) Tj ET Q q 0 0 0 rg BT 237.10 390.42 Td (2008\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 87.25 376.32 Td (10.7**) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 375.42 Td (Acquisition ) Tj ET Q q 0 0 0 rg BT 185.12 375.42 Td (Bonus ) Tj ET Q q 0 0 0 rg BT 212.87 375.42 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 259.48 375.42 Td (by ) Tj ET Q q 0 0 0 rg BT 271.93 375.42 Td (and ) Tj ET Q q 0 0 0 rg BT 288.83 375.42 Td (between ) Tj ET Q q 0 0 0 rg BT 324.60 375.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 348.44 375.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 368.67 375.42 Td (and ) Tj ET Q q 0 0 0 rg BT 385.56 375.42 Td (Robin ) Tj ET Q q 0 0 0 rg BT 412.46 375.42 Td (Raina ) Tj ET Q q 0 0 0 rg BT 438.25 375.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 462.36 375.42 Td (as ) Tj ET Q q 0 0 0 rg BT 473.14 375.42 Td (of ) Tj ET Q q 0 0 0 rg BT 483.93 375.42 Td (July ) Tj ET Q q 0 0 0 rg BT 503.06 375.42 Td (15, ) Tj ET Q q 0 0 0 rg BT 518.01 375.42 Td (2009 ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 365.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 192.42 365.42 Td (by ) Tj ET Q q 0 0 0 rg BT 204.98 365.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 244.72 365.42 Td (to ) Tj ET Q q 0 0 0 rg BT 255.05 365.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 287.05 365.42 Td (99.1 ) Tj ET Q q 0 0 0 rg BT 307.11 365.42 Td (to ) Tj ET Q q 0 0 0 rg BT 317.45 365.42 Td (the ) Tj ET Q q 0 0 0 rg BT 332.22 365.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 379.36 365.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 412.46 365.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 442.24 365.42 Td (on ) Tj ET Q q 0 0 0 rg BT 454.80 365.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 479.02 365.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 497.13 365.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 521.35 365.42 Td (July ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 355.42 Td (21, ) Tj ET Q q 0 0 0 rg BT 151.00 355.42 Td (2009\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 341.32 Td (10.8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 340.42 Td (Credit ) Tj ET Q q 0 0 0 rg BT 162.17 340.42 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 210.59 340.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 233.75 340.42 Td (as ) Tj ET Q q 0 0 0 rg BT 243.58 340.42 Td (of ) Tj ET Q q 0 0 0 rg BT 253.08 340.42 Td (April ) Tj ET Q q 0 0 0 rg BT 275.69 340.42 Td (26, ) Tj ET Q q 0 0 0 rg BT 289.69 340.42 Td (2012, ) Tj ET Q q 0 0 0 rg BT 313.69 340.42 Td (by ) Tj ET Q q 0 0 0 rg BT 325.19 340.42 Td (and ) Tj ET Q q 0 0 0 rg BT 341.13 340.42 Td (among ) Tj ET Q q 0 0 0 rg BT 369.85 340.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 392.74 340.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 412.01 340.42 Td (as ) Tj ET Q q 0 0 0 rg BT 421.84 340.42 Td (borrower) Tj ET Q q 0 0 0 rg BT 458.09 340.42 Td (, ) Tj ET Q q 0 0 0 rg BT 462.09 340.42 Td (certain ) Tj ET Q q 0 0 0 rg BT 490.80 340.42 Td (subsidiaries ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 330.42 Td (of ) Tj ET Q q 0 0 0 rg BT 147.30 330.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 171.66 330.42 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 192.40 330.42 Td (as ) Tj ET Q q 0 0 0 rg BT 203.71 330.42 Td (guarantors, ) Tj ET Q q 0 0 0 rg BT 251.39 330.42 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 288.80 330.42 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 311.22 330.42 Td (as ) Tj ET Q q 0 0 0 rg BT 322.52 330.42 Td (administrative ) Tj ET Q q 0 0 0 rg BT 382.70 330.42 Td (agent, ) Tj ET Q q 0 0 0 rg BT 409.83 330.42 Td (and ) Tj ET Q q 0 0 0 rg BT 427.24 330.42 Td (Citibank ) Tj ET Q q 0 0 0 rg BT 464.66 330.42 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 489.36 330.42 Td (W) Tj ET Q q 0 0 0 rg BT 497.99 330.42 Td (ells ) Tj ET Q q 0 0 0 rg BT 514.85 330.42 Td (Far) Tj ET Q q 0 0 0 rg BT 528.00 330.42 Td (go ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 320.42 Td (Capital ) Tj ET Q q 0 0 0 rg BT 166.60 320.42 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 202.47 320.42 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 225.58 320.42 Td (and ) Tj ET Q q 0 0 0 rg BT 241.73 320.42 Td (RBS ) Tj ET Q q 0 0 0 rg BT 262.35 320.42 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 299.34 320.42 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 320.50 320.42 Td (as ) Tj ET Q q 0 0 0 rg BT 330.55 320.42 Td (joint ) Tj ET Q q 0 0 0 rg BT 350.61 320.42 Td (lenders ) Tj ET Q q 0 0 0 rg BT 381.20 320.42 Td (\(filed ) Tj ET Q q 0 0 0 rg BT 404.57 320.42 Td (as ) Tj ET Q q 0 0 0 rg BT 414.62 320.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 445.78 320.42 Td (10.46 ) Tj ET Q q 0 0 0 rg BT 470.00 320.42 Td (to ) Tj ET Q q 0 0 0 rg BT 479.50 320.42 Td (the ) Tj ET Q q 0 0 0 rg BT 493.43 320.42 Td (Company's ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 310.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 169.05 310.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 198.76 310.42 Td (on ) Tj ET Q q 0 0 0 rg BT 211.26 310.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 235.43 310.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 253.49 310.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 277.64 310.42 Td (May ) Tj ET Q q 0 0 0 rg BT 298.47 310.42 Td (1, ) Tj ET Q q 0 0 0 rg BT 308.47 310.42 Td (2012.\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 286.32 Td (10.9) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 285.42 Td (Third ) Tj ET Q q 0 0 0 rg BT 160.10 285.42 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 211.32 285.42 Td (to ) Tj ET Q q 0 0 0 rg BT 221.16 285.42 Td (the ) Tj ET Q q 0 0 0 rg BT 235.44 285.42 Td (Credit ) Tj ET Q q 0 0 0 rg BT 262.32 285.42 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 311.03 285.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 334.56 285.42 Td (April26, ) Tj ET Q q 0 0 0 rg BT 372.46 285.42 Td (2012 ) Tj ET Q q 0 0 0 rg BT 394.52 285.42 Td (\(as ) Tj ET Q q 0 0 0 rg BT 408.24 285.42 Td (previously ) Tj ET Q q 0 0 0 rg BT 452.52 285.42 Td (amended\), ) Tj ET Q q 0 0 0 rg BT 496.51 285.42 Td (among ) Tj ET Q q 0 0 0 rg BT 525.79 285.42 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 275.42 Td (Company) Tj ET Q q 0 0 0 rg BT 174.56 275.42 Td (, ) Tj ET Q q 0 0 0 rg BT 178.37 275.42 Td (W) Tj ET Q q 0 0 0 rg BT 187.32 275.42 Td (ells ) Tj ET Q q 0 0 0 rg BT 202.46 275.42 Td (Far) Tj ET Q q 0 0 0 rg BT 215.70 275.42 Td (go ) Tj ET Q q 0 0 0 rg BT 227.28 275.42 Td (Capital ) Tj ET Q q 0 0 0 rg BT 257.82 275.42 Td (Finance, ) Tj ET Q q 0 0 0 rg BT 293.64 275.42 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 316.68 275.42 Td (as ) Tj ET Q q 0 0 0 rg BT 326.68 275.42 Td (a ) Tj ET Q q 0 0 0 rg BT 332.78 275.42 Td (lender) Tj ET Q q 0 0 0 rg BT 357.56 275.42 Td (, ) Tj ET Q q 0 0 0 rg BT 361.52 275.42 Td (RBS ) Tj ET Q q 0 0 0 rg BT 382.09 275.42 Td (Citizens, ) Tj ET Q q 0 0 0 rg BT 419.02 275.42 Td (N.A. ) Tj ET Q q 0 0 0 rg BT 440.13 275.42 Td (as ) Tj ET Q q 0 0 0 rg BT 450.12 275.42 Td (a ) Tj ET Q q 0 0 0 rg BT 456.22 275.42 Td (lender) Tj ET Q q 0 0 0 rg BT 481.00 275.42 Td (, ) Tj ET Q q 0 0 0 rg BT 484.96 275.42 Td (and ) Tj ET Q q 0 0 0 rg BT 501.06 275.42 Td (Citibank, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 265.42 Td (N.A., ) Tj ET Q q 0 0 0 rg BT 162.02 265.42 Td (as ) Tj ET Q q 0 0 0 rg BT 173.80 265.42 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 236.97 265.42 Td (Agent ) Tj ET Q q 0 0 0 rg BT 265.21 265.42 Td (and ) Tj ET Q q 0 0 0 rg BT 283.72 265.42 Td (as ) Tj ET Q q 0 0 0 rg BT 296.13 265.42 Td (a ) Tj ET Q q 0 0 0 rg BT 304.64 265.42 Td (lender ) Tj ET Q q 0 0 0 rg BT 333.71 265.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 391.64 265.42 Td (by ) Tj ET Q q 0 0 0 rg BT 405.72 265.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 446.98 265.42 Td (to ) Tj ET Q q 0 0 0 rg BT 458.83 265.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 492.35 265.42 Td (10.9 ) Tj ET Q q 0 0 0 rg BT 513.93 265.42 Td (to ) Tj ET Q q 0 0 0 rg BT 525.78 265.42 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 255.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 183.08 255.42 Td (Quarterly ) Tj ET Q q 0 0 0 rg BT 223.90 255.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 253.61 255.42 Td (on ) Tj ET Q q 0 0 0 rg BT 266.11 255.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 290.28 255.42 Td (10-Q ) Tj ET Q q 0 0 0 rg BT 313.33 255.42 Td (for ) Tj ET Q q 0 0 0 rg BT 327.49 255.42 Td (the ) Tj ET Q q 0 0 0 rg BT 342.21 255.42 Td (quarter ) Tj ET Q q 0 0 0 rg BT 373.03 255.42 Td (ended ) Tj ET Q q 0 0 0 rg BT 399.40 255.42 Td (June ) Tj ET Q q 0 0 0 rg BT 420.23 255.42 Td (30, ) Tj ET Q q 0 0 0 rg BT 435.23 255.42 Td (2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 241.32 Td (10.10) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 240.42 Td (Credit Agreement, dated as of August 5, 2014, entered into by and among Ebix, Inc., as Borrower,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 230.42 Td (certain subsidiaries of the Company from time to time party thereto, as Guarantors, Regions Bank,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 220.42 Td (as Administrative Agent and Collateral Agent, and the lenders from time to time party thereto) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 210.42 Td (\(incorporated by reference to Exhibit 10.1 to the Company's Current Report on Form 8-K filed) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 200.42 Td (August 11, 2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.90 186.32 Td (10.11) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 185.42 Td (Director Nomination Agreement, dated as of November 26, 2014, by and among Barington) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 175.42 Td (Companies Equity Partners, L.P., a Delaware limited partnership, Barington Companies Investors,) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 165.42 Td (LLC, as investment advisor to certain investment accounts, Ancora Advisors, LLC, James A.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 155.42 Td (Mitarotonda, Joseph R. Wright, Jr. and Ebix, Inc. \(incorporated by reference to Exhibit 99.1 to the) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 145.42 Td (Company's Current Report on Form 8-K filed December 1, 2014\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 131.32 Td (10.12) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 130.42 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 187.27 130.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 210.76 130.42 Td (as ) Tj ET Q q 0 0 0 rg BT 220.93 130.42 Td (of ) Tj ET Q q 0 0 0 rg BT 231.09 130.42 Td (March ) Tj ET Q q 0 0 0 rg BT 259.03 130.42 Td (23, ) Tj ET Q q 0 0 0 rg BT 273.36 130.42 Td (2015 ) Tj ET Q q 0 0 0 rg BT 295.20 130.42 Td (to ) Tj ET Q q 0 0 0 rg BT 304.81 130.42 Td (the ) Tj ET Q q 0 0 0 rg BT 318.87 130.42 Td (Director ) Tj ET Q q 0 0 0 rg BT 354.02 130.42 Td (Nomination ) Tj ET Q q 0 0 0 rg BT 403.22 130.42 Td (Agreement, ) Tj ET Q q 0 0 0 rg BT 451.98 130.42 Td (dated ) Tj ET Q q 0 0 0 rg BT 475.47 130.42 Td (as ) Tj ET Q q 0 0 0 rg BT 485.64 130.42 Td (of ) Tj ET Q q 0 0 0 rg BT 495.80 130.42 Td (November ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 120.42 Td (26, ) Tj ET Q q 0 0 0 rg BT 150.95 120.42 Td (2014, ) Tj ET Q q 0 0 0 rg BT 175.89 120.42 Td (by ) Tj ET Q q 0 0 0 rg BT 188.34 120.42 Td (and ) Tj ET Q q 0 0 0 rg BT 205.22 120.42 Td (among ) Tj ET Q q 0 0 0 rg BT 234.89 120.42 Td (Barington ) Tj ET Q q 0 0 0 rg BT 277.33 120.42 Td (Companies ) Tj ET Q q 0 0 0 rg BT 324.77 120.42 Td (Equity ) Tj ET Q q 0 0 0 rg BT 353.88 120.42 Td (Partners, ) Tj ET Q q 0 0 0 rg BT 391.60 120.42 Td (L.P) Tj ET Q q 0 0 0 rg BT 404.66 120.42 Td (., ) Tj ET Q q 0 0 0 rg BT 412.10 120.42 Td (a ) Tj ET Q q 0 0 0 rg BT 418.99 120.42 Td (Delaware ) Tj ET Q q 0 0 0 rg BT 459.74 120.42 Td (limited ) Tj ET Q q 0 0 0 rg BT 490.52 120.42 Td (partnership, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 110.42 Td (Barington ) Tj ET Q q 0 0 0 rg BT 178.69 110.42 Td (Companies ) Tj ET Q q 0 0 0 rg BT 226.38 110.42 Td (Investors, ) Tj ET Q q 0 0 0 rg BT 268.23 110.42 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 292.31 110.42 Td (as ) Tj ET Q q 0 0 0 rg BT 303.34 110.42 Td (investment ) Tj ET Q q 0 0 0 rg BT 349.92 110.42 Td (advisor ) Tj ET Q q 0 0 0 rg BT 382.05 110.42 Td (to ) Tj ET Q q 0 0 0 rg BT 392.52 110.42 Td (certain ) Tj ET Q q 0 0 0 rg BT 422.42 110.42 Td (investment ) Tj ET Q q 0 0 0 rg BT 468.99 110.42 Td (accounts, ) Tj ET Q q 0 0 0 rg BT 508.58 110.42 Td (Ancora ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 100.42 Td (Advisors, ) Tj ET Q q 0 0 0 rg BT 177.80 100.42 Td (LLC, ) Tj ET Q q 0 0 0 rg BT 202.38 100.42 Td (James ) Tj ET Q q 0 0 0 rg BT 229.30 100.42 Td (A. ) Tj ET Q q 0 0 0 rg BT 242.21 100.42 Td (Mitarotonda, ) Tj ET Q q 0 0 0 rg BT 297.33 100.42 Td (Joseph ) Tj ET Q q 0 0 0 rg BT 327.74 100.42 Td (R. ) Tj ET Q q 0 0 0 rg BT 339.86 100.42 Td (W) Tj ET Q q 0 0 0 rg BT 348.90 100.42 Td (right, ) Tj ET Q q 0 0 0 rg BT 373.48 100.42 Td (Jr) Tj ET Q q 0 0 0 rg BT 380.15 100.42 Td (., ) Tj ET Q q 0 0 0 rg BT 388.33 100.42 Td (Geor) Tj ET Q q 0 0 0 rg BT 408.14 100.42 Td (ge ) Tj ET Q q 0 0 0 rg BT 420.54 100.42 Td (W) Tj ET Q q 0 0 0 rg BT 429.06 100.42 Td (. ) Tj ET Q q 0 0 0 rg BT 434.75 100.42 Td (Hebard ) Tj ET Q q 0 0 0 rg BT 467.36 100.42 Td (III ) Tj ET Q q 0 0 0 rg BT 480.54 100.42 Td (and ) Tj ET Q q 0 0 0 rg BT 498.17 100.42 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 522.74 100.42 Td (Inc. ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 90.42 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 192.01 90.42 Td (by ) Tj ET Q q 0 0 0 rg BT 204.16 90.42 Td (reference ) Tj ET Q q 0 0 0 rg BT 243.49 90.42 Td (to ) Tj ET Q q 0 0 0 rg BT 253.42 90.42 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 285.02 90.42 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 304.67 90.42 Td (to ) Tj ET Q q 0 0 0 rg BT 314.59 90.42 Td (the ) Tj ET Q q 0 0 0 rg BT 328.96 90.42 Td (Company's ) Tj ET Q q 0 0 0 rg BT 375.69 90.42 Td (Current ) Tj ET Q q 0 0 0 rg BT 408.39 90.42 Td (Report ) Tj ET Q q 0 0 0 rg BT 437.75 90.42 Td (on ) Tj ET Q q 0 0 0 rg BT 449.90 90.42 Td (Form ) Tj ET Q q 0 0 0 rg BT 473.72 90.42 Td (8-K ) Tj ET Q q 0 0 0 rg BT 491.43 90.42 Td (filed ) Tj ET Q q 0 0 0 rg BT 511.90 90.42 Td (March ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 80.42 Td (31, ) Tj ET Q q 0 0 0 rg BT 151.00 80.42 Td (2015\).) Tj ET Q endstream endobj 191 0 obj <>] /Rotate 0 /Contents 192 0 R>> endobj 192 0 obj <> stream BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL 0 0 1 RG /GS0 gs 0.49 w 0 i [] 0 d 1 J 1 j 3 M 50 771.2669921875 m 120.9521484375 771.2669921875 l s q 0 0 1 rg BT 50.00 772.60 Td (T) Tj ET Q q 0 0 1 rg BT 55.41 772.60 Td (able of Contents) Tj ET Q BT /F1 10.00 Tf ET 0 Tr /GS0 gs 0 Tw 0 Tc 100 Tz 0 TL BT /F1 10.00 Tf ET q 0 0 0 rg BT 301.00 31.60 Td (92) Tj ET Q 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 692.50 64.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 692.50 408.00 -35.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 642.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 642.50 408.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 602.50 64.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 602.50 408.00 -25.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 69.50 562.50 64.00 -15.00 re f /GS0 gs 0.8 0.9333333333333333 1 rg /GS0 gs 133.50 562.50 408.00 -15.00 re f /GS0 gs BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 738.07 Td (10.13) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 737.17 Td (Amendment ) Tj ET Q q 0 0 0 rg BT 188.04 737.17 Td (No.1 ) Tj ET Q q 0 0 0 rg BT 210.38 737.17 Td (and ) Tj ET Q q 0 0 0 rg BT 227.33 737.17 Td (W) Tj ET Q q 0 0 0 rg BT 236.27 737.17 Td (aiver ) Tj ET Q q 0 0 0 rg BT 258.47 737.17 Td (dated ) Tj ET Q q 0 0 0 rg BT 282.73 737.17 Td (February ) Tj ET Q q 0 0 0 rg BT 321.44 737.17 Td (3, ) Tj ET Q q 0 0 0 rg BT 331.55 737.17 Td (2015 ) Tj ET Q q 0 0 0 rg BT 354.16 737.17 Td (to ) Tj ET Q q 0 0 0 rg BT 364.55 737.17 Td (the ) Tj ET Q q 0 0 0 rg BT 379.38 737.17 Td (Credit ) Tj ET Q q 0 0 0 rg BT 406.68 737.17 Td (Agreement ) Tj ET Q q 0 0 0 rg BT 453.44 737.17 Td (dated ) Tj ET Q q 0 0 0 rg BT 477.70 737.17 Td (as ) Tj ET Q q 0 0 0 rg BT 488.64 737.17 Td (of ) Tj ET Q q 0 0 0 rg BT 499.28 737.17 Td (August ) Tj ET Q q 0 0 0 rg BT 530.51 737.17 Td (5, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 727.17 Td (2014, ) Tj ET Q q 0 0 0 rg BT 161.28 727.17 Td (entered ) Tj ET Q q 0 0 0 rg BT 193.48 727.17 Td (into ) Tj ET Q q 0 0 0 rg BT 211.82 727.17 Td (by ) Tj ET Q q 0 0 0 rg BT 224.59 727.17 Td (and ) Tj ET Q q 0 0 0 rg BT 241.81 727.17 Td (among ) Tj ET Q q 0 0 0 rg BT 271.81 727.17 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 295.97 727.17 Td (Inc., ) Tj ET Q q 0 0 0 rg BT 316.52 727.17 Td (as ) Tj ET Q q 0 0 0 rg BT 327.63 727.17 Td (Borrower) Tj ET Q q 0 0 0 rg BT 365.75 727.17 Td (, ) Tj ET Q q 0 0 0 rg BT 370.82 727.17 Td (certain ) Tj ET Q q 0 0 0 rg BT 400.80 727.17 Td (subsidiaries ) Tj ET Q q 0 0 0 rg BT 450.80 727.17 Td (of ) Tj ET Q q 0 0 0 rg BT 461.91 727.17 Td (the ) Tj ET Q q 0 0 0 rg BT 476.90 727.17 Td (Company ) Tj ET Q q 0 0 0 rg BT 518.57 727.17 Td (from ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 717.17 Td (time ) Tj ET Q q 0 0 0 rg BT 155.47 717.17 Td (to ) Tj ET Q q 0 0 0 rg BT 164.95 717.17 Td (time ) Tj ET Q q 0 0 0 rg BT 184.42 717.17 Td (party ) Tj ET Q q 0 0 0 rg BT 206.67 717.17 Td (thereto, ) Tj ET Q q 0 0 0 rg BT 238.63 717.17 Td (as ) Tj ET Q q 0 0 0 rg BT 248.66 717.17 Td (Guarantors, ) Tj ET Q q 0 0 0 rg BT 297.29 717.17 Td (Regions ) Tj ET Q q 0 0 0 rg BT 331.77 717.17 Td (Bank, ) Tj ET Q q 0 0 0 rg BT 357.07 717.17 Td (as ) Tj ET Q q 0 0 0 rg BT 367.00 717.17 Td (Administrative ) Tj ET Q q 0 0 0 rg BT 428.32 717.17 Td (Agent ) Tj ET Q q 0 0 0 rg BT 454.18 717.17 Td (and ) Tj ET Q q 0 0 0 rg BT 470.32 717.17 Td (Collateral ) Tj ET Q q 0 0 0 rg BT 511.35 717.17 Td (Agent, ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 707.17 Td (and ) Tj ET Q q 0 0 0 rg BT 154.17 707.17 Td (the ) Tj ET Q q 0 0 0 rg BT 170.11 707.17 Td (lenders ) Tj ET Q q 0 0 0 rg BT 202.71 707.17 Td (from ) Tj ET Q q 0 0 0 rg BT 225.88 707.17 Td (time ) Tj ET Q q 0 0 0 rg BT 247.38 707.17 Td (to ) Tj ET Q q 0 0 0 rg BT 258.88 707.17 Td (time ) Tj ET Q q 0 0 0 rg BT 280.39 707.17 Td (party ) Tj ET Q q 0 0 0 rg BT 304.66 707.17 Td (thereto ) Tj ET Q q 0 0 0 rg BT 336.15 707.17 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 393.74 707.17 Td (by ) Tj ET Q q 0 0 0 rg BT 407.47 707.17 Td (reference ) Tj ET Q q 0 0 0 rg BT 448.38 707.17 Td (to ) Tj ET Q q 0 0 0 rg BT 459.88 707.17 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 493.05 707.17 Td (10.1 ) Tj ET Q q 0 0 0 rg BT 514.28 707.17 Td (to ) Tj ET Q q 0 0 0 rg BT 525.78 707.17 Td (the ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 697.17 Td (Company's ) Tj ET Q q 0 0 0 rg BT 183.08 697.17 Td (Current ) Tj ET Q q 0 0 0 rg BT 216.13 697.17 Td (Report ) Tj ET Q q 0 0 0 rg BT 245.84 697.17 Td (on ) Tj ET Q q 0 0 0 rg BT 258.34 697.17 Td (Form ) Tj ET Q q 0 0 0 rg BT 282.51 697.17 Td (8-K ) Tj ET Q q 0 0 0 rg BT 300.57 697.17 Td (dated ) Tj ET Q q 0 0 0 rg BT 324.72 697.17 Td (February ) Tj ET Q q 0 0 0 rg BT 363.32 697.17 Td (5, ) Tj ET Q q 0 0 0 rg BT 373.32 697.17 Td (2015\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 92.25 683.07 Td (14.1) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 682.17 Td (Ebix, ) Tj ET Q q 0 0 0 rg BT 160.04 682.17 Td (Inc. ) Tj ET Q q 0 0 0 rg BT 177.96 682.17 Td (Code ) Tj ET Q q 0 0 0 rg BT 201.73 682.17 Td (of ) Tj ET Q q 0 0 0 rg BT 212.71 682.17 Td (Ethics ) Tj ET Q q 0 0 0 rg BT 240.36 682.17 Td (for ) Tj ET Q q 0 0 0 rg BT 254.67 682.17 Td (Senior ) Tj ET Q q 0 0 0 rg BT 283.43 682.17 Td (Financial ) Tj ET Q q 0 0 0 rg BT 323.30 682.17 Td (Of) Tj ET Q q 0 0 0 rg BT 333.76 682.17 Td (ficers ) Tj ET Q q 0 0 0 rg BT 358.53 682.17 Td (\(incorporated ) Tj ET Q q 0 0 0 rg BT 415.05 682.17 Td (by ) Tj ET Q q 0 0 0 rg BT 427.70 682.17 Td (reference ) Tj ET Q q 0 0 0 rg BT 467.54 682.17 Td (to ) Tj ET Q q 0 0 0 rg BT 477.97 682.17 Td (Exhibit ) Tj ET Q q 0 0 0 rg BT 510.07 682.17 Td (14.1 ) Tj ET Q q 0 0 0 rg BT 530.22 682.17 Td (to ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 672.17 Td (the ) Tj ET Q q 0 0 0 rg BT 150.23 672.17 Td (Company's ) Tj ET Q q 0 0 0 rg BT 196.82 672.17 Td (Registration ) Tj ET Q q 0 0 0 rg BT 247.71 672.17 Td (Statement ) Tj ET Q q 0 0 0 rg BT 289.71 672.17 Td (on ) Tj ET Q q 0 0 0 rg BT 301.72 672.17 Td (Form ) Tj ET Q q 0 0 0 rg BT 325.39 672.17 Td (S-1 ) Tj ET Q q 0 0 0 rg BT 341.30 672.17 Td (dated ) Tj ET Q q 0 0 0 rg BT 364.96 672.17 Td (November ) Tj ET Q q 0 0 0 rg BT 409.18 672.17 Td (4, ) Tj ET Q q 0 0 0 rg BT 418.69 672.17 Td (2008\) ) Tj ET Q q 0 0 0 rg BT 444.02 672.17 Td (and ) Tj ET Q q 0 0 0 rg BT 460.47 672.17 Td (incorporated ) Tj ET Q q 0 0 0 rg BT 513.01 672.17 Td (herein ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 662.17 Td (by ) Tj ET Q q 0 0 0 rg BT 148.50 662.17 Td (reference.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 648.07 Td (21.1*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 647.17 Td (Subsidiaries ) Tj ET Q q 0 0 0 rg BT 187.39 647.17 Td (of ) Tj ET Q q 0 0 0 rg BT 198.22 647.17 Td (the ) Tj ET Q q 0 0 0 rg BT 212.93 647.17 Td (Company) Tj ET Q q 0 0 0 rg BT 251.50 647.17 Td (.) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 633.07 Td (23.1*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 632.17 Td (Consent ) Tj ET Q q 0 0 0 rg BT 171.28 632.17 Td (of ) Tj ET Q q 0 0 0 rg BT 182.11 632.17 Td (Cherry ) Tj ET Q q 0 0 0 rg BT 212.38 632.17 Td (Bekaert ) Tj ET Q q 0 0 0 rg BT 245.97 632.17 Td (LLP) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 618.07 Td (31.1*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 617.17 Td (Certification ) Tj ET Q q 0 0 0 rg BT 189.88 617.17 Td (of ) Tj ET Q q 0 0 0 rg BT 201.55 617.17 Td (Chief ) Tj ET Q q 0 0 0 rg BT 227.10 617.17 Td (Executive ) Tj ET Q q 0 0 0 rg BT 270.42 617.17 Td (Of) Tj ET Q q 0 0 0 rg BT 280.89 617.17 Td (ficer ) Tj ET Q q 0 0 0 rg BT 302.45 617.17 Td (Pursuant ) Tj ET Q q 0 0 0 rg BT 340.79 617.17 Td (to ) Tj ET Q q 0 0 0 rg BT 351.91 617.17 Td (Rule ) Tj ET Q q 0 0 0 rg BT 374.13 617.17 Td (13a-14\(a\) ) Tj ET Q q 0 0 0 rg BT 416.34 617.17 Td (\(Section ) Tj ET Q q 0 0 0 rg BT 453.01 617.17 Td (302 ) Tj ET Q q 0 0 0 rg BT 471.35 617.17 Td (of ) Tj ET Q q 0 0 0 rg BT 483.02 617.17 Td (the ) Tj ET Q q 0 0 0 rg BT 498.57 617.17 Td (Sarbanes-) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 607.17 Td (Oxley ) Tj ET Q q 0 0 0 rg BT 162.66 607.17 Td (Act ) Tj ET Q q 0 0 0 rg BT 179.33 607.17 Td (of ) Tj ET Q q 0 0 0 rg BT 190.16 607.17 Td (2002\).) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 89.75 593.07 Td (31.2*) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 592.17 Td (Certification ) Tj ET Q q 0 0 0 rg BT 188.21 592.17 Td (of ) Tj ET Q q 0 0 0 rg BT 198.21 592.17 Td (Chief ) Tj ET Q q 0 0 0 rg BT 222.11 592.17 Td (Financial ) Tj ET Q q 0 0 0 rg BT 260.99 592.17 Td (Of) Tj ET Q q 0 0 0 rg BT 271.45 592.17 Td (ficer ) Tj ET Q q 0 0 0 rg BT 291.35 592.17 Td (Pursuant ) Tj ET Q q 0 0 0 rg BT 328.03 592.17 Td (to ) Tj ET Q q 0 0 0 rg BT 337.48 592.17 Td (Rule ) Tj ET Q q 0 0 0 rg BT 358.04 592.17 Td (13a-14\(a\) ) Tj ET Q q 0 0 0 rg BT 398.58 592.17 Td (\(Section ) Tj ET Q q 0 0 0 rg BT 433.58 592.17 Td (302 ) Tj ET Q q 0 0 0 rg BT 450.25 592.17 Td (of ) Tj ET Q q 0 0 0 rg BT 460.26 592.17 Td (the ) Tj ET Q q 0 0 0 rg BT 474.15 592.17 Td (Sarbanes-Oxley ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 136.00 582.17 Td (Act ) Tj ET Q q 0 0 0 rg BT 152.94 582.17 Td (of ) Tj ET Q q 0 0 0 rg BT 163.77 582.17 Td (2002\).) 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Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 201.95 686.25 Td (ScheduleIIV) Tj ET Q q 0 0 0 rg BT 266.88 686.25 Td (aluation and Qualifying ) Tj ET Q q 0 0 0 rg BT 370.52 686.25 Td (Accounts) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 129.50 664.25 Td (for) Tj ET Q q 0 0 0 rg BT 142.09 664.25 Td ( the ) Tj ET Q q 0 0 0 rg BT 160.05 664.25 Td (Y) Tj ET Q q 0 0 0 rg BT 166.16 664.25 Td (ears ended ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 214.49 664.25 Td (December) Tj ET Q q 0 0 0 rg BT 257.62 664.25 Td (31, 2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 295.12 664.25 Td (, ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 300.12 664.25 Td (December) Tj ET Q q 0 0 0 rg BT 343.24 664.25 Td (31, 2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 380.74 664.25 Td ( and ) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 401.86 664.25 Td (December) Tj ET Q q 0 0 0 rg BT 444.99 664.25 Td (31, 2013) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 482.49 664.25 Td ( ) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 642.25 Td 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0 0 rg BT 500.00 588.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 588.32 Td (1,157) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 574.32 Td (Provision for doubtful accounts) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 574.32 Td (2,261) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 574.32 Td (1,600) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 574.32 Td (1,147) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 560.32 Td (Write-off of accounts receivable against allowance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 560.37 Td (\(1,342) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 560.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 463.80 560.37 Td (\(1,022) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 560.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 532.80 560.37 Td (\(1,276) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 558.65 560.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 546.32 Td (Other) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 546.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 481.30 546.37 Td (\(8) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 489.65 546.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 546.32 Td (21) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 532.32 Td (Ending balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 532.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 398.15 532.32 Td (2,538) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 532.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 467.15 532.32 Td (1,619) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 532.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 536.15 532.32 Td (1,049) Tj ET Q BT /F1 10.00 Tf ET BT /F1 10.00 Tf ET q 0 0 0 rg BT 74.00 494.25 Td (V) Tj ET Q q 0 0 0 rg BT 80.11 494.25 Td (aluation ) Tj ET Q q 0 0 0 rg BT 114.83 494.25 Td (allowance ) Tj ET Q q 0 0 0 rg BT 157.86 494.25 Td (for ) Tj ET Q q 0 0 0 rg BT 172.02 494.25 Td (deferred ) Tj ET Q q 0 0 0 rg BT 207.82 494.25 Td (tax ) Tj ET Q 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424.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 408.75 m 493.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 428.5 406.75 m 493.5 406.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 408.75 m 562.5 408.75 l s 0 0 0 RG /GS0 gs 1.00 w 0 i [] 0 d 0 J 0 j 3 M 497.5 406.75 m 562.5 406.75 l s BT /F2 10.00 Tf ET q 0 0 0 rg BT 366.40 474.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 362.40 464.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 381.50 454.43 Td (2015) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 435.40 474.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 431.40 464.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 450.50 454.43 Td (2014) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 504.40 474.43 Td (Year Ended) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 500.40 464.43 Td (December 31,) Tj ET Q BT /F2 10.00 Tf ET q 0 0 0 rg BT 519.50 454.43 Td (2013) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 440.32 Td (Beginning balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 440.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 410.65 440.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 431.00 440.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 440.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 500.00 440.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 440.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 426.32 Td (Decrease \(increase\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 426.37 Td (\(5,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 426.32 Td (\)) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 479.65 426.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 548.65 426.32 Td () Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 53.00 412.32 Td (Ending balance) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 362.00 412.32 Td ($) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 394.80 412.37 Td (\(5,979) Tj ET Q BT /F1 10.00 Tf ET q 0 0 0 rg BT 420.65 412.32 Td (\)) 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